 The IFC received credit ratings of AAA from Standard & Poor 's in December 2012 and <unk> from Moody 's Investors Service in November 2012 . S & P rated the IFC as having a strong financial standing with adequate capital and liquidity , cautious management policies , a high level of geographic diversification , and anticipated treatment as a preferred creditor given its membership in the World Bank Group . It noted that the IFC faces a weakness relative to other multilateral institutions of having higher risks due to its mandated emphasis on private sector investing and its income heavily affected by equity markets . 
