 The IFC makes loans to businesses and private projects generally with maturities of seven to twelve years . It determines a suitable repayment schedule and grace period for each loan individually to meet borrowers ' currency and cash flow requirements . The IFC may provide longer @-@ term loans or extend grace periods if a project is deemed to warrant it . Leasing companies and financial intermediaries may also receive loans from the IFC . Though loans have traditionally been denominated in hard currencies , the IFC has endeavored to structure loan products in local currencies . Its disbursement portfolio included loans denominated in 25 local currencies in 2010 , and 45 local currencies in 2011 , funded largely through swap markets . Local financial markets development is one of IFC ’ s strategic focus areas . In line with its AAA rating , it has strict concentration , liquidity , asset @-@ liability and other policies . The IFC committed to approximately $ 5 @.@ 7 billion in new loans in 2010 , and $ 5 billion in 2011 . 
