 To service clients without ready access to low @-@ cost financing , the IFC relies on structured or securitized financial products such as partial credit guarantees , portfolio risk transfers , and Islamic finance . The IFC committed $ 797 million in the form of structured and securitized financing in 2010 . For companies that face difficulty in obtaining financing due to a perception of high credit risk , the IFC securitizes assets with predictable cash flows , such as mortgages , credit cards , loans , corporate debt instruments , and revenue streams , in an effort to enhance those companies ' credit . 
