text: In the Savings Are Vital for Everyone 's Retirement Act of 1997 ( SAVER Act ) , the Congress found that a leading obstacle to expanding retirement saving is that many Americans do not know how to save for retirement , let alone how much .
  
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  Savings Are Vital For Everyone 's Retirement Act of 1997 ( SAVER Act ) , the Congress found out about American 's attitudes towards retirement savings .