text: With such a distribution , representative in terms of unfiled rates would sensibly mean at the low ( 1 and less than 1 percent ) , lower middle ( 2 and 3 percent ) , upper middle ( 4 , 5 , and 6 percent ) , and high ( 9 , 10 , and 15 percent ) points .
  
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  This distribution would sensibly mean at the very low points .