text: right exactly and then and then uh uh i 'm i 'm just not sure if i see you know if i see it going like i say to the right places i mean it 'd be it 'd be one thing if it were taking a bite out of your savings and then you were getting it all back when you got older
  
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  I want to put all the money on it because I don 't care if you get it back when you 're older .