text: For alternative measures including changes in the market value of households ' existing assets , see William G. Gale and John Sabelhaus , Perspectives on the Household Saving Rate , Brookings Papers on Economic Activity ( 1 : 1999 ) , pp. 181-224 ; and Richard Peach and Charles Steindel , A Nation of Spendthrifts ?
  
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  Changing households market values is an alternative method .