text: and so now that i 've gotten you know i lost the house now that i 've gotten past that i can sit down and say okay this is the reality this is how much money i have each month the scary thing is as far as long term i don 't have anything i don 't know if you have an IRA or uh you know and i 've got two girls also and i haven 't saved anything for their college and
  
  ###
  
  I have two children , and I haven 't saved money for their college education .