text: but you know they 're they 're uh since your husband is is is um a TIer but doesn 't have the loans with the credit union they 're offering something that might be worth taking a gander at i don 't know what your percent is on your on your car payments
  
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  " Though I don 't know what your percent is on your car payments or your mortgage payments , you may want to take a look at this . "