If I don't make much money or invest much, would there be a point in me getting a financial advisor?
user
Many people struggle with the question of whether to hire a financial advisor.  

One reason is that financial advisors can often cost a lot.  

In fact, it is hard to find a financial advisor who costs less than $500 a year.  

A related reason why some people don’t hire a financial advisor is that it might make them feel uncomfortable and it might not be a good fit for their personality.  But is a financial advisor something that everyone should get, regardless of their personality?  

In reality, when people are making big financial decisions and they don’t have the relevant knowledge, they can struggle.  If you have a lot of questions about your personal finances, this is a good reason to get a financial advisor.  

Another good reason to get a financial advisor is to get advice about how to manage your retirement, so that you will have a comfortable lifestyle in retirement.  

Also, if you have a complicated financial situation
assistant
If I don't make much money or invest much, would there be a point in me getting a financial advisor?
user
If you are considering hiring a financial advisor, it seems that you have some concern about making big financial decisions.  Given that this is your first time interacting with me, I should say that financial planning can be an enormously important aspect of a person’s life, and people tend to go wrong on the big questions, like “Should I pay off my credit card debt right now or should I keep it and earn a higher return over the next few years?”  The human brain does not do well with this sort of thing, and so my role as your advisor is to help you make choices in this area by working with you to figure out your unique situation and then coming up with a customized plan that makes sense for you.  Given that you don’t seem to know very much about finance, this seems like a valuable service to you, and in fact it is precisely this kind of support that clients get from me that often prompts them to make changes that improve
assistant
If I don't make much money or invest much, would there be a point in me getting a financial advisor?