How do you read your credit report?
user
I used the latest US Federal Trade Commission’s free annual credit report and scoring.  There are other agencies which also provide free credit reports, but there are other factors that go into credit scoring, which is a prediction of how likely you are to pay back a loan.  Since they vary across agencies, I’d recommend going with one that is nationally recognized, and in this case the FTC.
assistant
How do you read your credit report?
user
I can access mine for free using CreditKarma, but I’m not sure how that works from a phone, since it says it works for computers. You could try the link here, though.  For the record, I’m using it right now.
assistant
How do you read your credit report?