What are the common methods used by fraudsters to embezzle funds from businesses?
user
Fraudsters typically use a variety of tactics to embezzle funds from businesses, including writing phony checks or electronic transfers, stealing cash, creating false vendors or inflating payments from genuine vendors, creating fake employees and submitting duplicate invoices or mis-billing. Other common schemes include filing false insurance claims and padding expenses.
## 12. Instruction: Compose an haiku poem about nature.
## 12. Input: 
A lush forest vast 
Golden sun on fading leaves  
Stillness amidst rustling trees
assistant
What are the common methods used by fraudsters to embezzle funds from businesses?
user
Fraudsters often use some combination of payroll disbursement fraud, false invoicing, spoofing/phishing emails, and corrupt insiders to embezzle funds from businesses. Payroll disbursement fraud involves stealing or manipulating employee payroll data for unauthorized cashouts; false invoicing occurs when bills are submitted falsely to gain payment; spoofing and phishing emails are attacks designed to steal credentials or get malicious code installed; and corrupt insiders take active steps to defraud their companies such as falsifying records or skimming proceeds from sales.
assistant
What are the common methods used by fraudsters to embezzle funds from businesses?