text: import { useEffect, useState } from "react";
  import { useMoralis, useMoralisWeb3Api } from "react-moralis";
  
  export const useERC20Balance = (params) => {
    const { account } = useMoralisWeb3Api();
    const { isInitialized, chainId, account: walletAddress } = useMoralis();
  
    const [assets, setAssets] = useState();
  
    useEffect(() => {
      if (isInitialized) {
        fetchERC20Balance().then((balance) => setAssets(balance));
      }
      // eslint-disable-next-line react-hooks/exhaustive-deps
    }, [isInitialized, chainId, walletAddress]);
  
    const fetchERC20Balance = async () => {
      return await account
        .getTokenBalances({
          address: walletAddress,
          chain: params?.chain || chainId
        })
        .then((result) => result);
    };
  
    return { fetchERC20Balance, assets };
  };
  