text: IF NOT EXISTS(SELECT 1 FROM Savings.sys.tables where NAME = 'BankAccounts' )
  BEGIN	
  	CREATE TABLE BankAccounts (
  		Code VARCHAR(3) NOT NULL,
  		Name VARCHAR(255) NOT NULL,
  		Description NVARCHAR(255) NOT NULL
  		PRIMARY KEY (Code)
  	);
  	ALTER TABLE dbo.BankAccounts ADD SavingsPot decimal(10,2) not null DEFAULT 0;
  END
  
  IF NOT EXISTS(SELECT 1 FROM Savings.sys.tables where NAME = 'Savings' )
  BEGIN	
  	CREATE TABLE Savings (
  		Id INT NOT NULL IDENTITY(1,1),
  		TransferDate DATETIME NOT NULL,
  		Amount DECIMAL(18,2) NOT NULL,
  		Currency VARCHAR(3) NOT NULL,
  		SrcBankAccount VARCHAR(3) NOT NULL,
  		DestBankAccount VARCHAR(3) NOT NULL,
  		PRIMARY KEY (Id)
  	);
  END
  