text: """
  Polaris-specific settings. This is not django.conf.settings.
  """
  # pylint: disable=invalid-name
  import os
  import environ
  from django.conf import settings
  from stellar_sdk.server import Server
  from stellar_sdk.keypair import Keypair
  
  
  env = environ.Env()
  env_file = os.path.join(getattr(settings, "BASE_DIR", ""), ".env")
  if os.path.exists(env_file):
      env.read_env(env_file)
  elif hasattr(settings, "ENV_PATH") and os.path.exists(settings.ENV_PATH):
      env.read_env(settings.ENV_PATH)
  
  SIGNING_SEED, SIGNING_KEY = None, None
  if "sep-10" in settings.ACTIVE_SEPS:
      SIGNING_SEED = env("SIGNING_SEED")
      SIGNING_KEY = Keypair.from_secret(SIGNING_SEED).public_key
  
  SERVER_JWT_KEY = None
  if any(sep in settings.ACTIVE_SEPS for sep in ["sep-10", "sep-24"]):
      SERVER_JWT_KEY = env("SERVER_JWT_KEY")
  
  STELLAR_NETWORK_PASSPHRASE = env(
      "STELLAR_NETWORK_PASSPHRASE", default="Test SDF Network ; September 2015"
  )
  HORIZON_URI = env("HORIZON_URI", default="https://horizon-testnet.stellar.org/")
  HORIZON_SERVER = Server(horizon_url=HORIZON_URI)
  HOST_URL = env("HOST_URL")
  
  LOCAL_MODE = env.bool("LOCAL_MODE", default=False)
  
  # Constants
  
  OPERATION_DEPOSIT = "deposit"
  OPERATION_WITHDRAWAL = "withdraw"
  ACCOUNT_STARTING_BALANCE = str(2.01)
  