text: -- Breakage forecast for this year (YTD)
  
  -- NOTE: The full algorithm is implemented in code. See org.athena.api.services.AthenaBackendServiceImpl#getBreakageForecastForCard
  -- What was the breakage an an year ago
  -- cols: card_type_code, total_breakage_previous, value_of_cards_with_breakage_previous
  
  -- What is volume this year
  -- cols: card_type_code, value_of_non_expired_cards_ytd
  
  -- Breakage Forecast
  -- cols: card_type_code, breakage_forecast
  --      = (total_breakage_previous * value_of_cards_with_breakage_current)/value_of_cards_with_breakage_previous
  
  select *
  from historical_breakage_rate;