text: create proc usp_CalculateFutureValueForAccount as
  select 
  a.Id as 'Account Id', 
  ah.FirstName, ah.LastName, 
  a.Balance as 'Current Balance', 
  dbo.ufn_CalculateFutureValue(a.Balance, 0.1, 5) as 'Balance in 5 years' 
  from Accounts as a
  inner join AccountHolders as ah
  on a.AccountHolderId = ah.Id
  go
  
  