text: module.exports = () => function utTransfer() {
      return {
          adapter: () => [
              require('./errors'),
              require('./api/sql/schema'),
              require('./api/sql/seed'),
              require('./test/seed')
          ],
          orchestrator: () => [
              require('ut-dispatch-db')(['transfer'], ['utTransfer.transfer'])
          ],
          gateway: () => [
              require('./http'),
              require('./validations')
          ],
          eft: () => [
              require('./errors'),
              require('./currency'),
              require('./test/mock/t24'),
              require('./ports/script'),
              require('./api/script')
          ],
          test: () => require('./test/jobs')
      };
  };
  