text: 
  
  module.exports = (sequelize, DataTypes) => {
    const MonthlyExpense = sequelize.define('MonthlyExpense', {
      userId: {
        type: DataTypes.UUID,
        allowNull: false
      },
      item: {
        type: DataTypes.STRING,
        allowNull: false
      },
      cost: {
        type: DataTypes.DOUBLE,
        allowNull: false
      }
    }, {});
    return MonthlyExpense;
  };
  