text: import React from 'react';
  
  const Privacy = props => {
    return (
      <div className="container terms">
        <div className="row">
          <div className="col-xs-12">
            <h2 style={{ marginBottom: 0 }}>Privacy</h2>
            <h4 style={{ marginBottom: 30 }}>
              Last updated: <strong>August 9th, 2017</strong>
            </h4>
  
            <p>
              This Privacy Policy explains how “YOA LTD.”, and its wholly owned
              subsidiaries (collectively, “YOA LTD.” we or us), collects, uses,
              discloses and protects your information. This policy applies to
              information we collect when you access or use “YOA LTD.” websites
              and mobile applications (collectively, N.exchange services) or
              otherwise interact with us as described below. “YOA LTD.” provides
              the “YOA LTD.” Services through local operating entities that are
              wholly owned subsidiaries of “YOA LTD.” (each, a “YOA LTD.”
              Company). To determine which “YOA LTD.” Company collects your
              information and is responsible for processing your data.
            </p>
  
            <p>
              We may amend this Privacy Policy from time to time. If we make
              changes, we will notify you by revising the date at the top of this
              policy, and in some circumstances, we may provide you with
              additional notice, including, for example, by adding a statement to
              the homepage of the “YOA LTD.” Services or by sending you an email
              notification. We strongly encourage you to review the Privacy Policy
              whenever you access or use “YOA LTD.” Services to stay informed
              about our information practices and your privacy rights and choices.
            </p>
  
            <h2>Collection of information</h2>
  
            <h3>Information You Provide To Us.</h3>
  
            <p>
              We collect information you provide directly to us. For example, we
              collect information about you when you create an online account,
              complete a transaction, fill out a form, respond to surveys, post
              messages to our forums or wikis or otherwise communicate with us.
            </p>
  
            <p>The types of information we may collect are as follows:</p>
  
            <ul>
              <li>
                Contact information, such as your name, mailing address, telephone
                number, and email address. Financial information, such as bank
                account numbers, credit card numbers and virtual currency account
                information.
              </li>
  
              <li>
                Government identification numbers, such as your social security
                number or a state-issued identification number.
              </li>
  
              <li>
                Biographic or demographic information, such as your date of birth,
                gender, occupation, employment status and any other information
                you choose to provide about yourself.
              </li>
            </ul>
  
            <h3>Information We Collect From Other Sources</h3>
  
            <p>
              We may also obtain information from other sources and combine that
              with information we collect through the “YOA LTD.” Services. For
              example, we may collect nonpublic personal information about you
              from third parties, including identity verification services.
            </p>
  
            <h3>Information We Collect Automatically</h3>
  
            <p>
              When you access or use the “YOA LTD.” Services, we automatically
              collect information as follows:
            </p>
  
            <p>
              Transaction information: we collect information about the
              transaction you complete via the “YOA LTD.” Services, including the
              amount of funds associated with a trade, the types of trades
              executed and other transaction information.
            </p>
  
            <p>
              Location information: with your prior consent, we may collect
              precise geolocation information from your mobile device when you
              access or use our mobile applications. For more details, please see
              Your Choices below.
            </p>
  
            <p>
              Device and Log information: we collect information about the
              computer or mobile device you use to access the “YOA LTD.” Services,
              including device identifiers, mobile network information, type of
              operating system, and the type of browser used. We also log
              information about your use of the “YOA LTD.” Services, including
              access times, pages viewed, IP address, other standard web log data,
              and the page visited before and after navigating to our websites.
            </p>
  
            <p>
              Cookies and similar tracking technologies: we may use cookies, pixel
              tags, web beacons, and other tracking technologies to collect
              information about you when you interact with the “YOA LTD.”
              Services, including information about your browsing behaviour on our
              “YOA LTD.” Services. Cookies are small data files sent from our web
              servers to your computer or mobile device that enable us to, for
              example, capture how you arrived at the “YOA LTD.” Services, when
              you return, which pages on the “YOA LTD.” Services you visit, and to
              recognise that you are already logged on when we receive a page
              request from your browser.
            </p>
  
            <h2>Use of information</h2>
  
            <p>We may use your information as follows:</p>
  
            <ul>
              <li>Provide the “YOA LTD.” services and customer support;</li>
              <li>
                Process transactions and send notices about your transactions;
              </li>
              <li>
                Manage your account(s) and send technical notices, updates,
                security alerts and support and administrative messages;
              </li>
              <li>Resolve disputes, collect fees, and troubleshoot problems;</li>
              <li>
                Prevent potentially prohibited or illegal activities and enforce
                our user agreements;
              </li>
              <li>Personalize, measure and improve the “YOA LTD.” Services;</li>
              <li>
                Deliver marketing and promotional offers on behalf of “YOA LTD.”
                and others, including via SMS, voice calls or email;
              </li>
              <li>
                Link or combine your personal information with information we
                obtain from others to help understand your needs and provide you
                with better service;
              </li>
              <li>
                Carry out any other purpose for which the information was
                collected, to the extent such purpose is necessarily contemplated
                by the collection of such information or as otherwise notified in
                the “YOA LTD.” Services at the time of collection.
              </li>
            </ul>
  
            <h2>Processing of information</h2>
  
            <p>
              By accessing or using the “YOA LTD.” Services or otherwise providing
              information to us, you consent to the processing and transfer of
              information in and to the U.S. and other countries. Please refer to
              the U.S. – EU / Swiss Safe Harbor Compliance section below if you
              are a resident of the European Union or Switzerland.
            </p>
  
            <h2>Disclosure of information </h2>
  
            <p>
              We may disclose any information we collect about you, whether you
              are a current or former customer, including nonpublic personal
              information and any other information we collect, to “YOA LTD.”,
              which processes information on behalf of all “YOA LTD.”, and with
              nonaffiliated third parties, which include non-financial companies,
              such as email service providers and fraud verification services, and
              others, such as other “YOA LTD.” users with which you engage in
              transactions. We may make such disclosures:
            </p>
  
            <ol>
              <li>
                To service providers that perform marketing services on our
                behalf; and
              </li>
              <li>
                For our everyday business purposes, such as to process
                transactions, maintain accounts, respond to court orders and legal
                investigations or report to credit bureaus. For example, in
                connection with our everyday business purposes, we may share
                information about you as follows:
              </li>
              <ul>
                <li>
                  With any party you intend to distribute funds to, or that
                  intends to distribute funds to you, via the “YOA LTD.” Services,
                  including information about whether your account is active and
                  whether the account has been verified.
                </li>
                <li>
                  With vendors, consultants and other service providers who need
                  access to your information to carry out work on our behalf.
                  These service providers help with our business operations such
                  as fraud prevention and technology services.
                </li>
                <li>
                  When we believe, in our sole discretion, that the disclosure of
                  your information is necessary to prevent physical harm or
                  financial loss, to report suspected illegal activity, or to
                  investigate violations of or enforce our user agreements or
                  other policies and agreements.
                </li>
                <li>
                  In connection with, or during negotiations of, any merger, sale
                  of “YOA LTD.” assets, financing or acquisition or all or a
                  portion of our business to another company. With your consent or
                  at your direction.
                </li>
                <li>
                  If we are under a duty to disclose or share your information to
                  comply with our legal obligations. Other than in connection with
                  a merger, sale of “YOA LTD.” assets, financing or acquisition,
                  we will not sell or rent any of your information to third
                  parties for their own marketing purposes.
                </li>
              </ul>
            </ol>
  
            <p>
              Please note that third parties that support our customer
              identification and anti-fraud controls may retain and use
              information about you to perform services on our behalf and to
              improve their services. By using our Services, you consent to the
              retention and use of such information by these providers to improve
              their services.
            </p>
  
            <p>
              We may also share aggregated or de-identified information with our
              affiliated companies or nonaffiliated third parties, which cannot
              reasonably be used to identify you.
            </p>
  
            <h2>Analytics services provided by others</h2>
  
            <p>
              We allow other entities to provide analytics services on our behalf.
              These entities may use cookies, web beacons and other tracking
              technologies to collect information about your use of the “YOA LTD.”
              Services, including your IP address, web browser, pages viewed, time
              spent on pages and links clicked. This information may be used by
              “YOA LTD.” to, among other things, analyze and track data, determine
              the popularity of certain content, and better understand your online
              activity.
            </p>
  
            <h2>Security</h2>
  
            <p>
              We implement reasonable security practices and procedures to help
              protect the confidentiality and security of your information,
              including any nonpublic personal information. We protect your
              information using reasonable physical, technical and administrative
              security measures, including by limiting access to your information
              to employees with a need to know such information. U.S. – EU / SWISS
              SAFE HARBOR COMPLIANCE
            </p>
  
            <p>
              “YOA LTD.” complies with the U.S.-EU Safe Harbor Framework and the
              U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department
              of Commerce regarding the collection, use, and retention of personal
              information from European Union member countries and Switzerland.
              “YOA LTD.”has certified that it adheres to the Safe Harbor Privacy
              Principles of notice, choice, onward transfer, security, data
              integrity, access, and enforcement. To learn more about the Safe
              Harbor program, and to view “YOA LTD.” certification, please visit
              http://www.export.gov/safeharbor/
            </p>
  
            <p>
              If you have a complaint regarding “YOA LTD.” compliance with the
              U.S.-EU Safe Harbor Framework or the U.S.-Swiss Safe Harbor
              Framework, first contact us through support at support@nexchange.io.
              “YOA LTD.” has elected to use JAMS arbitration as an independent
              recourse mechanism available to settle unresolved complaints
              regarding “YOA LTD.” Safe Harbor commitments. Please refer to the
              section titled “Applicable Law; Arbitration” in our Terms of Service
              /en/articles/legal_privacy
            </p>
  
            <h2>Your choices</h2>
  
            <p>
              Account Information: You may access and review or update your online
              account information at any time by logging into your account and
              viewing your profile. If you want to close your account, please
              contact us at support@nexchange.io. However, please note that if you
              close your account, we may retain your information as required by
              law or for our legitimate business purposes, such as to collect fees
              owed, resolve disputes, troubleshoot problems, assist with any
              investigations, prevent fraud or enforce our user agreements.
            </p>
  
            <p>
              Communications Preferences: You may opt out of receiving promotional
              communications from “YOA LTD.” by following the instructions in
              those communications. You may also opt out of receiving the
              N.exchange newsletter or certain administrative emails by modifying
              your communications preferences through the settings feature of your
              online account. If you opt out of receiving promotional
              communications, we may still send you transactional or relationship
              messages, such as those about your account or our ongoing business
              relations.
            </p>
  
            <p>
              Location: Our mobile applications may collect precise geolocation
              information from your mobile device with your prior consent. If you
              initially consent to our collection of location information, you may
              be able to subsequently stop the collection of this information
              through your device operating system settings. You may also stop our
              collection of location information by following the standard
              uninstall process to remove our mobile applications from your
              device.
            </p>
  
            <p>
              Cookies: We use both session and persistent cookies. Session cookies
              expire when you log out of your account or close your browser.
              Persistent cookies remain on your computer or mobile device until
              you erase them or they otherwise expire. Most web browsers are set
              to accept cookies by default. You are free to decline most of our
              cookies if your browser or browser add-on permits, but choosing to
              remove or disable our cookies may interfere with your use and
              functionality of the “YOA LTD.” Services. Additionally, we may use
              certain persistent cookies that are not affected by your browser
              settings, but will use such cookies solely for identity verification
              and fraud prevention purposes. For more information about cookies
              and how to block, delete or disable them, please refer to your
              browser instructions, or contact us at support@nexchange.io.
            </p>
  
            <h2>Why cant I opt out of any sharing?</h2>
            <p>
              We do not engage in any sharing that would require us to provide you
              with an ability to opt out of such sharing. For instance, we do not
              share any information about you with third parties for their own
              marketing purposes.
            </p>
  
            <h2>Access to information</h2>
            <p>
              You have a right to access the information we hold about you. We may
              ask you to pay a fee before providing you with this information.
            </p>
  
            <h2>Contact us</h2>
            <p>
              If you have any questions or concerns regarding this Privacy Policy,
              please contact us at{' '}
              <a href="mailto:support@nexchange.io">support@nexchange.io</a>.
            </p>
          </div>
        </div>
      </div>
    );
  };
  
  export default Privacy;
  