text: var CONFIG = {};
  CONFIG.JWT = {
      SECRET: 'TEST_SECRET'
  }
  CONFIG.MODE = 'DEV';
  CONFIG.PROD_MODE = CONFIG.MODE === 'DEV' ? false: true;
  CONFIG.IS_CERT_AUTH_ENABLED = false;
  CONFIG.CURRENCY= process.env.CURRENCY_LABEL;
  CONFIG.TEST_GATEWAY = {
      BASEURL: process.env.TEST_GATEWAY_URL,
      API_VERSION: process.env.API_VERSION,
      USERNAME: 'merchant.' + process.env.USERNAME,
      PASSWORD: process.env.PASSWORD ,
      MERCHANTID: process.env.USERNAME
  };
  CONFIG.PKI_GATEWAY = {
      BASEURL: process.env.BASEURL ,
      API_VERSION: process.env.API_VERSION,
      MERCHANTID:process.env.USERNAME
  }
  CONFIG.WEBHOOKS = {
      WEBHOOKS_NOTIFICATION_SECRET : process.env.WEBHOOKS_NOTIFICATION_SECRET,
      WEBHOOKS_NOTIFICATION_FOLDER : 'webhooks-notifications'
  }
  CONFIG.SSL_FILES = {
      CRT: process.env.SSL_CRT_PATH,
      KEY: process.env.SSL_KEY_PATH
  }
  module.exports = CONFIG;