text: const express = require('express');
  const router = express.Router();
  router.get('/confirmation', function(req, res, next) {
      //confirmation page will go here
  });
  router.get('/checkout', function(req, res, next) {
      //checkout page will go here
  });
  router.post('/pay', function(req, res, next) {
      //payment api consumption of UnionBank will go here
  });
  module.exports = router;