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2
PROPOSEl).LEGiSLATIVE AMEND
MENT
Proposed Constitutional A mend men I
Number 14
Amending Sections 2 and 3 of Arti
cle 7 of the Constitution of the State
of Arkansas; providing that the Su
preme Court of the State shall be
composed of Seven judges one Chief
Justice and Six Associate Justices;
providing that .Judges may sit in twc
divisions, and otherwise providing the
manner in which the court shall sit
and shall render its decisions.
Providing for the selection and elec
tion of the two additional Judges.
EOR AMENDMENT NO 14
AGAINST AMENDMENT NO. 14
Proposed Constitutional Amendment
Number 14
lie It Resolved by the Senate and
House of the Representatives of thr
State of Arkansas, the Majority of
Both Houses Agreeing Thereto:
That the following is hereby pro
posed as an amendment to the Con
stitution of the State of Arkansas
and the same being submitted to the
electors of the State for approval or
rejection at the next general election
for Senators and Representatives, if
a majority of the electors voting at
such election adopt such amendment
the same sh:r’l become a part of the
Constitution of the State of Arkansas
to-wit:
That Section; 2 and 3 of Article
7 of the Consticqtion of the State of
Arkansa. bo amended to read as
follows:
The Supreme Court shall be com
posed of seven Judges, one of whom
shall be styled Chief Justice and elect
ed as such. In the consideration and
decision of cases, all Judges lay sit
or the Cour; may be divided into two
divisions, and the decision of each of
said divisions shall be the decision of
the Court. The Chief Justice shall
assign three of the Associate Justices
to each division and he may change
such assignments from time to time
and the Associate Justices may inter
change with each other by agreement
among themselves. The concurrence
of three judges shall be necessary to
a decision in either division. When
the Court is sitting in banc, the Chief
Justice shall preside, and the concur
rence of four shall be necessary to a
decision. The Chief Justice shall al
lot the cases to the divisions, and he
may order any case to he decided or
reconsidered by the court in banc
The Chief Justice may sit in either
division, and shall preside when *e
sitting. The Judges of each division
shall elect a presiding Judge for that
division, who shall preside when the
Chief Justice is not sitting In that
division. If the Chief Justice is ab
sent from the Court, the senior Judge
shall perform his duties.
The Governor shall appoint the
two additional Judges provided for
herein, one of whom shall hold office
until his successor is elected at the
general election for State officers in
1922, and qualifies, and one of whom
shall hold office until his successor is
elected at the general election for
State officers in 1924, and qualifies.
Approved by the governor and tiled
in the office of the Secretary of
State, January 17, 1917.
Each elector may vote for or again
st the above amendment.
Witness my official signature this,
the 24th day of April, 1918.
[Seal 1 TOM J. TERRAL,
Secretary of State.
—o—
PROPOSED LEGISLATIVE.AMEND
MENT
Proposed Constitutional Amendment
Number 15
Providing credit of state may be
loaned and indebtedness incurred to
an amount not exceeding two per cent
of the assessed valuation of property
in State for the purpose of providing
funds to be loaned upon the security
farm lands within the state, or mak
ing farm loans, providing Governor
; Secretary of State and State Land
Commissioner shall constitute State
Land Board having authority to sell
bonds in name of State, place money
in State Treasury and loan money to
bona fide purchasers of farm lands in
Arkansas and prescribing manner in
which such loans shall be made and
repaid; delegating to the Legislature
the authority to provide for the car
rying out, administering and safe
guarding the provisions of this am
endment; providing all provisions of
the Constitution of Arkansas in con
flict with this amendment be repealed.
FOR AMENDMENT NO. 15
AGAINST AMENDMENT NO. 15
He It Resolved by the House of Kep
! resentatives and the Senate of the
State of Arkansas, the Majority of
Roth Houses Agreeing Thereto:
That the following is hereby pro
posed as an amendment to the Con
stitution of the State of Arkansas,
and the same being submitted to the
electors of the State for approval or
rejection at the next general election
for Senators and Representatives, if
a majority of the electors voting at
such election adopt such amendment,
the same shall become a part of the
Constitution of the State of Arkan
sas, to-wit:
Section 1. Notwithstanding the
limitation contained in Section 1 of
Article 10 of the Constitution, the
credit of the State may be loaned and
indebtedness incurred to an amount
not exceeding two per cent of the
assessed valuation of all the property
in the State for the purpose of pro
viding funds to be loano! upon the
security of farm lands within the
State, subject to the limitations hero
in contained.
Section 2. The Governor, Secretary
of State and State Land Commission
er shall constitute The State Land
Board, which board is hereby author
ized and directed to issue and sell
or pledge bonds in the name of the
State to be known as the “Arkansas
Farm Credit Bonds” in an amount not
to exceed two per cent of the assess
ed valuation of all the property in the
State, and to place the proceeds in the
State Treasury' in a fund to be known
as the “Arkansas Rural Credits Loan
Fund.”
Sec. 3. Said bonds shall be issued
in denominations of $25.00, $100.00,
$500.00 and $1,000.00 and shall be is
sued in series of $10,000.00 or multi
ples thereof drawn to mauire in not
more than thirty-six years; nor shall
said bonds be sold until applications
from bona fide purchasers of land ag
gregating $10,000.00 have been filed
with and approved by the State Land
Board. Said bonds shall bear inter
est at the rate of four per cent per
annum, and shall be exempt from tax
ation by the State of Arkansas, or
any of its subdivisions.
Sec. 4. Said State Land Bbard is
authorized and directed to loan the
moneys in said Arkansas Rural Cred
its Loan Fund to bona fide purchasers
of farm lands in Arkansas, upon notes
secured by mortgages or deeds of
trust constituting first liens on such
farm lands in amounts which shall not
exceed 'seventy five per cent of the
appraised value of such lands. The
credit of the State shall not be loan
ed to any person to purchase more
than 80 acres of land, nor land valued
at more than $50.00 per acre. Nor
shall a loan of less than $200.00 nor
more than $3,000.00 be made to any'
purchaser of land.
See. 5. Such loans shall not he
i made except to owners who “operate"
i and “occupy” lands mortgaged and
i shall be made for the following pur
poses: (a) The payment for lands
purchased; (b) the purchase of live
stock and other equipment, and the
making of improvements which in the
judgment of the board will increase
the production of such lands or add
to their value as a farm home in a
'degree to justify such expenditure;
and (c) for the satisfaction of en
I cuinbernnces upon such lands, which
in the judgment of said board, were
incurred or assumed by said applicant
for the aforesaid purposes.
Sec. 6. Every applicant for a farm
loan shall state clearly in his applica
tion the purposes for which such loan
is desired and upon its approval by
the board this statement shall be
deompd a part of the note or contract
under which the loan is granted. But
j no failure to apply such funds to the
• purposes stated in said application or
j enumerated herein shall invalidate a
/ loan when once made, nor shall any
thing herein contained be deemed to
I prevent any farm owner from selling
j or leasing lands subject to such in
! cumbrance; but if he shall violate
his said contract by applying the
1 moneys borrowed to purposes other
those stated in his applcation or enu
merated herein, or if he shall lease
such lands or sell them to any per
son not fullfilling the conditions and
purposes provided herein, said board
is authorized and directed to require
the repayment of said loan upon six
month’s notice, and said note or con
if™™ BE
TUBE! PITMOTIC
\ -
CLINGING TO LIEERTY LOAN SE-j
CURITIES COMES NEXT IN IM
PORTANCE TO BUYING.
IT'S GOOD BUSINESS. TOO
Possession of These United States
Bonds After the War Will
Be Source of Pride.
St. Louis hankers and members of
the Liberty Loan Organization are em |
phaslzing in the present drive the
value of Liberty Ronds as a perrna
nr-nt investment. Second only in im
portance to purchasing bonds is hold
ing on to them. To buy bonds with
the view of simply fulfilling a patri
otic obligation, then selling them, is
poor patriotism and defeats the prin
c'pal economic benefit which a na
tional loan is supposed to effect.
It can be readily seen by even an
amateur In finance that buying Lib
erty Bonds and shortly afterward sell
ing them is not helping the govern
nient much. The person who buys
yo\ir bond second-hand would probably
have purchased one direct, so that
when you dispose of a bond you elimi
nate a possible subscriber to a new
issue.
The United States government wants
your money for at least the duration
of the war, and until the last of i’s
public loans lias been made for win
ning complete and final victory. When
the war is over it matters less what
tract shall contain a clause providing
therefor.
Sec. 7. Such loans shall be repaid
with interest accruing in annual in
stallments on the amortization plan,
such installments being fixed at such
sums as will cover the interest rate
and will liquidate the debt in a period
to be agreed upon between said board
and the applicant, said period to be
not less than five nor more than thn
ty-six years; but any debtor may
liquidate any part or all of his indebt
edness in amounts of $50.00 or multi- j
pies thereof upon any amortization
payment date.
Sec. 8. The rate of interest on
loans shall be five per cent per an
num; provided that no Farm Credit
Bonds shall he sold for less than par;
and provided further that the board
shall require each applicant to pay
an initial charge of 1 per cent of the
loan granted, the minimum charge to
be $10.00 to cover the cost of apprais
al and examination of title.
Sec. 9. All surplus funds accruing
from the operation of the system of
rural credits herein provided for, af
ter paying interest accruing on the
aforesaid bonds, and all operating and
other expenses arising from the ad
ministration of said system of rural
credits shall be placed in the State
Treasury and become a part of the
fund to be known as the “Arkansas
Rural Credit Reserve Fund.” Said
Arkansas Rural Credits Reserv e Fund
shall be loaned on farm lands in the
manner herein provided for the Ark
ansas Rural Credit Loan Fund, and
the interest accruing from the loans
made from the said Arkansas Rural
Credits Reserve Fund shall be added
to it and become a part of it. The
said Arkansas Rural Credits Reserve
Fund shall be irreducible, except that
it may be drawn upon to. reimburse
the State for loss in the administra
tion of said systemof rural credits.
See. 10. The Legislative Assembly
shall provide in such detail as it shall
deem advisable for the carrying out
and administering of the provisions
of this amendment, and shall provide
adequate safeguards against the use
of such loans as an aid to the pur
chasing and holding of lands for the
purposes of speculation. Such safe
guards shall include clear definitions
of the terms “operate” and “occupy”
used herein. In the absence of such
legislation and subject to the same af
ter its enactment the State Land
Hoard shall proceed to administer said
system of rural credits under rules
and regulations provided by itself,
-but subject to the provisions herein
contained.
Sec. 11. The provisions of the
Constitution of Arkansas in conflict
with this amendment are hereby re
pealed, in so far only as they conflict
herewith. The provisions of this
amendment shall be self executing, I
and shall take effect and be in op
eration 60 days after their approval
and adoption by the people of Ark
ansas.
Approved by the Governor, and fil- ;
ed in the office of the Secretary of
State, March 17, 1917.
Each elector may vote for or again
st the above amendment.
Witness my official signature this,
the 24th day of April, 1918.
[Seal] TOM. J. TERRAL,
Secretary of State.
^atarrn cannot .je loured
wltli LOCAL. APPLICATIONS, as they :
cannot reach the scat ot tie n ise. ;
Catarrh is a local disease, greail> in
fluenced by constitutional conditions, and
in order to cure it you must take an
internal remedy. Hall's Catarrh Medi
cine is taken internally and acts thru
the blood on the mucous surfuces of the
system. Hall's Catarrh Medicine was 1
prescribed by one of the best physicians
in this country for years. It is com
posed of some of the best tonies known.
! eombined with some of the best blood
I purifiers. The perfeet combination of
! the ingredients in Hall's Catarrh Medl
j cine is what produces such wonderful
' results in ratarrhal conditions Send for
! testimonials, free.
F. J. CHENEY & CO., Props., Toledo, O.
All Druggists, 7fie,
Hall's Family Pills for constipation.
A Successful Counter Attack - - - - By Page
disposition holders make of their se- |
(■unties The government then will !
not be a borrower in th® present sense
and its bonds will enter the general j
classification of investments.
A Subject for Boasting.
The great mass of intelligent citi
zens seem well to understand and ap
preciate this feature ot the loans. No
doubt of this is left by the relatively
few transfers of Liberty Bonds in the
open market when the vast size of the
issues is considered. An enormous ma
jority of holders are clinging to their
bonds, and doubtless will continue to
do so Indefinitely.
It will be a matter ot great pride and
something to properly boast of in
years to come for individuals and fami
lies to own the original Liberty Bonds
which they acquired during the initial
sales of the several issues. Next to
evidence of honors won in thp field,
there can be no better badge of true
; n:rioti-in and Americanism titan
proof of helpin': the nation financially
to win the war.
And in addition to the patriotic fea
ture thy material side is to ho consid
ered. No pan nt can bequeath a more
substantial and surer inheritance to
children than wealth in government
bonds and no corporation could possi
bly have its surplus in an Investment
one-half as good. The temptation may
arise to sell your bonds, but the part
of sound financial policy and patriot
ism Is to hold them always.
Insurance Companies Buy.
An excellent Idea of the value of
Liberty Loan Bonds as an investment
proposition can be had from the co
lossal purchases of the first Issues by
insurance companies and the volume
of applications a h eady made for the
Fourth Loan. The big old line com
panies figure heavily as buyers, and
life companies throughout the country
hay£ acquired massive holdings.
No class of corporations is more cau
tious in the matter of investments
than life insurance companies. In re
cent years they haw been hedged in
by rigid laws cavering the variety of
securities into which reserve funds
ma> be placed The companies have
in their employ the most expert and
sagacious bond men to be had, and the
safety of policy-holders depends large
ly on these buyers.
In ordinary time,-: bond houses with
an issue of miscellaneous bonds to
sell, whether municipal or corporation,
can get no better endorsement than
that they may be purchased by insur
ance companies. It constitute.-: a son
of hall mark of value wnd is based
upon the well known caution of*'hc
life companies in securing investments
for their funds.
The manner lu which life companh i
the country oxfariave taken Liberty
Loan Bonds demonstrates what the
best-trained body of security buyers
thinks of them as investments. Inci
dentally, no better advertisement
could be written for a life insurance
company than one telling policy hold
ers that the funds securing their insur
ance are anchored in Liberty Bonds.
I HE WAY TO MGURE IT NOW
LAs compiled by -1— Cannelton (Ind.)
Enquirer.]
10 mills make 1 c>-at.
10 cents make 1 dime.
10 dimes make 1 aollar.
50 dollars make i bond.
1 bond makes 1 bomb.
1 bomb gets 10 Huns.
‘Win the War for Freedom.’
day strike. Thu openly expressed
longing for war often degenerates into
vain boasting and ludicrous sabre
rattling. But stiil and deep in the
German heart must the joy i.i war and
ihe longing for war endure*—Otto von
.ottberg in Jungileutschland Post,
January 25th, 1915.
For Indigestion, Constipation or
Biliousness
Just try one 50-cent bottle of LAX-FOS
WITH PEPSIN. A Liquid Digestive
Laxative pleasant to take. Made and
recommended to the public by Paris Medi
cine Co., manufacturers of Laxative Bromo
Quinine and Grove’s Tasteless chill Tonic.
The Journal for good printing.
By Saving Some of Your Money
to Invest in Government Securities!
*s
afetftn
You can save a big per
cent on your fall pur
chases at my store
Look at These Prices on Groceries:
Scans 16oz. baking powder.._ 25c
6 bars old size soap for ... .. 25c
6 twists old size tobacco_25c
6 packages of soda..... 25c
7 pounds good coffee ... $1.00
DoubLe bit Axes - - $1.75
Single bit Axes - - $1.50
Cross Cut Saws 1 -4 Off
\ LOTS OF OTHER THINGS IN HARDWARE
SHOES AND CLOTHING
Star Brand Shoes. Lots of men and boys work shoes.
Ladies shoes in small sizes at special Prices. Curlee
suits for men and boys. The best suit in my house
for $15. You can’t buy them elsewhere for $20 to
$25. Lots of men and boys suits and pants of dif
ferent sizes and grades. Get a $3 hat for $2. $2.50
overalls $2. Everything at Reduced Prices.
I Will Gin and Buy Your Cotton and Cotton Seed and Pay Top Prices
WILL DUVALL Sulphur Rock, Ark
i