“Hang on to War
Risk Insurance'5
Treasury Department Sends Ou
This Advice to Demobilized
Soldiers.
Federal Government Perfecting New
Forms With Many Advantages
Which Insured Men Will Want
In Place of Present Con
tracts.
Washington. A busy place thrsr
days of demobilization is the bureau ot
war risk insurance of (lie treasury de
partment of the United Slates, with its
11,000 employI'i's and its files contain
ing :H),000,000 records.
I>cnmhiii7.ittinn is having the effect
of making a large proportion of the
soldiers become transient for an In
definite period after leaving the serv
ice. Many of the original addresses of
these men become useless, as thou
sands forget to leave forwarding ad
dr -ssos and neglect to write t<> the hu
rentt. In this way many men are los
ing touch with the bureau and arc
neglecting their insurance. Hence the
efforts of tiie bureau to keep in touch
with demobilized men are increasingly
ditbeiilt. tis demobilization progresses.
Kvcrj possible agency is being used,
Including the lied ('ross and public or
ganizations of many kinds.
I'nefp Sam is perfecting plans for
the new forms of government Insur
ance which flic demobilized soldier will
want in place of bis war risk insur
ance. Hut the sold'er cannot change
bis war risk insurance for this new in
surance unless bis monthly premiums
ere paid up to date on his old insur
ance.
Advice te Soldiers.
The advice which is being sent out
from tin- bureau of war risk insurance
to the soldiers who hg,ve left the serv
ice may he summarized tints:
Hold on to your war risk insurance.
Keep up your premium payments.
If you have permitted jour Insurance
■to lapse- even i. yon have formally
canceled it hasten to reinstate it un
der the new and liberal provisions for
reinstatement.
Write for advice or information to
the "Insurance I>ivision, Bureau of
War Risk Insurance, Washington, F>.
I'” Hive your full name and your
address, your rank tit the time of ap
plying for insurance; if in the army,
your army serial number, flic number
•of your insurance certificate, if known.
In sending check or money order for
your premium, make it pn.vahlv to the
"Treasurer of the United States" and
mail it to "Premium Receipt Station,
Bureau of War Risk Insurance, Wash
ington I >. C."
I'neie Sam provided every soldier,
t sailor ;iml marine with a right to r
. policy for $10,000. If yon ran’t koo|
ill of it, kf"t» at least par) of It. Yot.
I ran reduce it if you have to.
[ ^ on can convert to a government on
dowmcnl policy Which will assure
tinano.nl comfort in later years.
| All policies issued by the govern
! mont contsiltt a total disability clause
i making them payable at any time you
may heroine totally and permanently
1 disttliled, regardless of your age,
A service man, sifter his return to
oivil life, may engage in any occupa
tion. no matter how hazardous, without
affecting his insurtiliee.
No jiliyslnil or medical examination
is necessary for the conversion of poll
, cies.
^ our government insurance is pro
tected from the claims of creditors.
Neither you nor your beneficiary
I ever will have to pay a cent taxes to
the government on the proceeds of your
, government insurance.
Von may pay your premiums hy the
month, without having to pay anything
extra on account of additional expense
to tiie government of collecting month
ly premiums. Or, if you prefer, you
may pay quarterly, semi-annually or
annually. T*o government pays all
tin1 expenses of running the business.
You may have the whole month in
wliieh to pay the premium for that
month. If you fall to pay nml your
policy lapses, you may pet if lmek
: through provisions for reinstatement. :
Cash and Loan Values.
After one year the new povernment
| policies will have guaranteed cash and ,
loan values, also paid-up insurance and
extended term insurance values. The j
“cash value" of a new p. . > rninent pol- :
ley Is the amount the povernment gives |
■you if you ehoose to give up your in
suranee. The “loan value" means that
i yon can borrow money on your policy
up to !'l per cent of the cash value.
“Paid-tip insui ate e and extended
term instiranee values" mean that In
; the new polieies, if you stop paying
premhints after one year, the govern
ment allows one of the iol.owing op- j
lions: (!) To remain insured for a
certain lime without cost to you. (J) !
| To receive a polo y for a smaller
I amount, with h will he paid, no matter
when you die, and on which you will 1
, not have to pay any more premiums. j
One of tile most -. aluablo features of J
a government insurance policy is that ;
: it provides for the disability of the j
| holder, as well as for his death. )\ hen ,
j for am reason you become totally and
j permanently disabled, yon not only do
I not have to pay any more premiums,
| hut the government pnys you the full •
j monthly sum relied tor by your policy j
•every month, no matter how long you !
i live.
Labrador Coast Is
Swept by Death
Smalipox and Spanish Influenza
Play Havoc With
Eskimos.
I _
BODIES DEVOURED BY DOGS
Moravian Missionary Tells Almost Un
believable Story of Sufferings in
Northern Labrador—Mode of
Living Is Fatal.
St. John's. N. F.—Spanish “Hu,"
smallpox and measles wiped out more
I than one-third id' the Eskimo popula
| tion of Labrador during the months of
| November and December of last year.
'The IJev. \V, W. Ferrett of tlit* Mora
| vi.an mission at llopedale. where he
has spent -7 years, rem hed the New
foundland shores a few days ago. He
' told an almost unbelievable story of
' the sufferings of the Eskimos of north
ern Labrador.
| Shortly after the mission ship Hnr
| mony had left the const at the begin
ning of November “flu" broke out at
Hebron and spread rapidly among the
inhabitants. That the disease was
contagious was unknown to the Es
kimo, who were living in small hilts,
and whole families were affected and
(lied "IT Bishop Martin and Ihosp at
the mission did what was possible tin
der the circumstances, hut they, too,
j wen stricken, and when the epidemic
I had passed its course only eight chil
dren, five women and one man of the
native population of KM) were living.
Mad Dogs Eat Human Flesh.
At the outbreak the dead were
buried almost as soon as they passed
away, but when tile entire settlement
became ill. the victims were left where
they died, those who had recovered in
the meantime being too weak to lay
them tinder the ground. Households
who had succumbed one by one were
left unburied, and the dogs, who were
unable to procure food because the
limiters had been all ill, became mad
and entered the cabins, consuming the
flesh from the bodies of the dead.
When it became known that the epi
demic was raging, some outside assist
ance arrived, and an effort was made
to give tlu» dead Christian burial. The
dogs, however, after consuming the
human flesh, became wild, and it was
impossible to undertake putting the
corpses in tlie frozen ground. The
next best tiling was to bury the corpses
at sea. Before yveti this could be at
tempted the few remaining at Hebron
were compelled to shoot the dogs, as
even the living were not safe from
t hem.
While this horror of death and suf
fering was going on at Hebron, a like
epidemic was raging at Okak. The
Eskimos, ns in Hebron, huddled to
gether in their small huts, quickly be
came affected, until tin* whole popula
tion was cither stricken or dead. The
daily death rate was appalling, whole
families dying within u few hours. The
mission ail (lie while was unceasing in
lis work for the afflicted, hut they also
fell victims to the disease, which
meant that the Eskimos were left help
less. When the new year dawned only
a few emaciated Eskimos were found
to be alive.
Mode of Living Is Fatal.
Mr I’errott said that when the Eski
mos were stricken, their mode of liv
ing and environment was against their
surviving. As soon as the illness fell
upon tluun they were obliged to take
shelter in the small, stuffy lints, when*
there was neither fresh air nor sun
shine, and here I hey remained until
they died. They were also without
seal meat and fats, which are neces
sary for sustenance in cold climes,
having been overtaken by the epidemic
Just as ilit? hunting season opened,
and, their constitutions thus weak
ened, they became easy prey to the
scourge. Main who had recovered
from their illness died later for want
of nourishment.
Herman experimenters have made n
textile from the fitter of a plant similar
to the North American cat tall.
FATE OF THESE BUILDINGS IN DOUBT
Ah nirp nne \ .i'\v ot the temporary government war buildings near tlie
WushintTini monument.' IMfTerences of opinion are agitating legislators now
ts to wliat shall Ik* dune witit these structures-—ninny of them of tlimsy run
•traction.
Just a Quiet Smoke.
But It Shocked Some.
Topeka. Kan. — ‘"loads of
onoke eoming from tin* wom
an's waiting room at the Hoek
Island depot hero caused t!m
patrons of 1 ho room to make an
Investigation. Over in the cor
ner, smoking a ciay pipe peace
fully. was an aged woman, all
unconscious of the excitement
she was causing. When the ma
tron told her it was not the
place to smoke, the aged wom
an calmly weal outside the de
pot and completed her smoke.
She said site came from the
mountains of Kentucky and was
on her way to Nebraska.
Could the Judge Do?
N. rk.-Miss Thelma Seelig
tnan. eluirged with parking her auto
mobile on tlie street, explained sin
■mtf having her hair marcelled.
/
TO STUDY IN SWEDEN
Exchange of Students Planned
With United States.
Freed From Dominance of German
Schools, Ten Will Take Swede
Specialties.
No" York.—Proof thnt American
and Kuroponn students are alike freed
“f the dominance of German learning
and German universities is found in
the fact that an interchange of stu
dents between this country and Swed
en lias been arranged by the American*
Scandinnvian foundation of New York.
According to plans of this organi
zation for the next academic year ten
.voting Americans will go to Sweden
for technological study of an advanced
nature and ten Swedish students will
come to the universities here.
The ten Americans, to receive $1.0to
each as fellow* of the American Scan
(I n:ivinn foundation for 15H!»-20, have
boon chosen for the foundation by n |
committee of technical experts and j
piufessors. The men appointed are |
Samuel C. Frantz of Princeton, X. .)
I’rini eton university; Harry F. Vanoy
of Urbann, III., University of Missouri '
Ci,ester U. Stewart of Wilmington,
r>el. Massachusetts Institute of Teeh
nclogy; Harry W. Titus of Laramie,
Wyo. University of Wyoming; Itobcr
S Sessions of Worcester, Mass
Worcester Polytechnic institute; Clar
ence N. Ostergren of llohoken, N, ,|
Shettield scientific school; William S
Molr ot Boston. Mass.. Vale Forestry
school ; Henry M. Moloney of Syracuse.
N. \ state school of forestry at Syra
cuse university; Ralph K. Zetterstrand
of Munhnll. I’a.. Sheitield Scientific
school, and Thomas Fraser of Urbana,
II... University of Illinois.
Four of these men will study chem
1stry two hydro-electrical engineering,
two forestry and two metallurgy, in all
of which subjects Sweden excels.
SIGNING OF THE PEACE TREATY AT VERSAILLES
This photograph, brought to the United States by the I’.ritisli dirigible shows the historic scene in the Hull
of Mirrors at Versailles when the peace treaty was signed.
President Wilson, indicated hy arrow, is shown atlixinghis signature to the document
ABYSSINIA SENDS MISSION TO WASHINGTON
ifcfiflfarwvyrWSirflBBQi
A mission from Abyssinia. one of tin* most remote countries of tin* world, is in Washington to offer < ungraSula
tions to the United States on its successful role in the world war. Itvpicturesque native costumes they have attracted
great, attention in the capital. Front left to right they are: Ato Sinkae (alo tin rung a genth-man of high station), A to
Herouy, Knnliha (mayor) Gabroti, Pedjnzzmatrb Nadu, head of (lie mission and :i duke of the royal Abyssinian
family, and Cnpt. i’nul K. Morrissey, the United States ollicer detailed to attend the mission.
WOUNDED SOLDIERS LEARN FARMING
\Vnii!)tii,i| (.nldiers, convalescin'.; ill base hospital Nn. 1, (inn Hill Unit'!.
N. V., :irc In in «iven instruction in i'iirmiiu and j*jiri«,iiltnr-* Not only duos
this help tin- iiit'ii remiin their stretorth ;ml lioiilth, but provides them with a
trade which they may follow after demobilization.
TESTING DOCK FOR SUBMARINES
r
This is mu' of tin1 latest tJorntnn siilinmiine contrivances whicn has been
surrendered to the allies. It Is a testing dock for submarine*.
POSTSCRIPTS
French scientists have obtained 14
per cent of sugar and t'>0 per cent of
alcohol from a cactus that grows pro- j
llflcnlly in Algeria.
More than til] per cent uf Scotland's
Illuminating gas is made In municipal
plants tu more than f>l per cent In
eland umi about utVper cent in Rug |
Thomas .Jefferson. ncoordlnj? to Wil
iam M Curtis, oru* of Ills biographers,
ivas devoid of a sense of humor. Says
'In- latter: "lie rarely told a story
ind seldom enjoyed one, and witti
•isms were wasted In his presence."
A new shoe heel for use In slippery
ventlier lias n number of adjustable
mints which are pushed Into position j
’or use by u lever on ihe back of tlm '
ieel.
EX-FREMIER OP FINLAND
o-^rnr Tokol, ex-premier of fc'iaiaiM
liu is now serving us :i Finnish ofliet
in the lotion formed in north Russia t
••onibat tin- Imlslievlkl. The Finns
now reported us offering stern
stance to ihe spreading tmlshevls
Hulls.
A Skeptical Investor.
\ woman v. itli n few thousand
urs to lR''°st asked n brokerage t.
<" surest a good Investment wit
minimum of risk. \ partner in
house, on reading her request,
reeded to write tils regular fort
applicable to those who don't
iin.v security which goes down
recommendation was the .*,14 ,,t,r
Immls of the United Kingdom and
land.
A few days Infer he received n
nmnleutlon from the name woman
-he requested that he send
Investment suggestion.
“While 1 have faith In Great
uia. -he wrote. -| am not so
uitoui IrelunJ."—Wuli Street JournoJi
f