G. W. BARBER
NOTARY PUBLIC
j AND INSURANCE
/A GOOD WOMAN GONE.
i ___
Mrs. Annie Crossett, (nee
Cain) wife of Romie Crossett,
was born April 25, 1891, died
Oct. 20, 1918: She was mar
ried to Romie Crossett, June
29, 1910.
At the age of eleven years
she joined the Methodist
church and, through all the
years she was a faithful de
voted Christian.
She was possessed of that
kindness of spirit and appre
ciative disposition that en
deared her to all who knew
her. Her interest in religion
and the church were measured
by the limit of her strength
and devotion.
During childhood and wom
anhood her life was such that
she drew about her a large
circle of friends each of whom
feel that her going away is to
them a personal loss, but
they weep not as those who
have no hope, and expect
some day to meet and greet
her in the higher realms
above.
She leaves a husband, one
child, two sisters, and other
relatives and many friends
to mourn her going away.
“Servant of God well ddone
rest from thy loved employ,
The battle fought the vict
ory won and thou art
crowned at last.”
REV. J. R. NELSON.
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Died: Saturday, October,
19, 1918, at 12:50 p. m., Em
mett Glenn, age eight months
and eight days, child of Mr.
and Mrs. Jack Collier. The
remains were laid to rest Sun
day afternoon in Beards cem
etery, Rev. J. C. Crittenden
conducting the funeral ser
vices. The bereaved family
have the heartfelt sympathy
of their many friends.
Feed, Lumber, Coal
Shingles, Doors, Rubber
Roofing, Paints, Brick and
Lime.
Corn, Oats, Chops, Hulls
and Meal.
H. D. SWAYZE
I _ __
PROPOSED CEiGISliATIVE AMEND
MENT,
Proposed Constitutional Amendnest
No. Iff.
Providing credit of State may bo
loaned and indebtedness incurred to an
amount not exceeding- two per cent of
the assessed valuation of property in
State for the purpose of providing
funds to be loaned upon the security
of farm lands within the State or mak
: ing- farm loans; providing Governor,
I Secretary of State and State Land Com
missioner shall constitute State Land
Board having authority to sell bonds
in name of State, place money in State
Treasury and loan money to bona fide
purchasers of farm landa in Arkansas,
arid prescribing manner in which such
loams shall be made and repaid; dele
gating to the Legi-slature the authority
to provide for carrying out, administer
ing apd safeguarding the provisions of
this amendment; providing all provis
ions of the Constitution of Arkansas
in conflict with this amendment ars
repealed.
FOR AMENDMENT NO. 15.
AGAINST AMENDMENT NO. 15.
Be It Resolved by the House of Rep
resentatives and the Senate of the'
State of Arkansas, the Majority of
Both Houses Agreeing Thereto*
That the following is hereby pro
posed as an amendment to the Consti
tution of the State of Arkansas, and
the same being submitted to the elec
tors of the State for approval or re
jection at the next general election
for Senators and Representatives, if a
majority of the electors voting at such
election adopt such amendment, the
same shall become a part of the Con
stitution of the State of Arkansas, to
wit:
Section 1. Notwithstanding the lim
itation contained in Section 1 of Arti
cle 16 of the Constitution, the credit
of the State may be loaned and in
debtedness incurred to an amount not
exceeding two per cent of the assess
ed valuation of all the property in the
^tate for the purpose of providing
funds to be loaned upon the security
•of farm lands within the State, subject
to the limitations herein contained.
Sec. 2. The Governor, Secretary of
State and State Land Commissioner
shall constitute the State Land Board,
which board is hereby authorized and
directed to issue and sell or pledge
bonds in the name of the State, to do
known as “Arkansas Farm Credit
Bonds,” in an amount not to exceed
two per cent, of the assessed valuation
of all the property in the State, arvfl
to place the proceeds in the State
Treasury In a fund to be known as the
"Arkansas Rural Credits T,oan Fund.’’
Sec. 3. Said bonds shall be issued
In denominations of $25.00, $100.00,
$500.00 and $1,000.00, and shall be is
sued in series of $10,000.00 or multi
ples thereof, drawn to mature in not
more than thirty-six years; nor shall
said bonds be sold until applications
from bona fide purchasers of land ag
gregating $10,000.00 have been filed
with and approved by the State Land
Board.. Said bonds shall bear interest
at the rate of four per cent per an
num, and shall be exempt from tax
ation by the State of Arkansas, or any
of its subdivisions.
Sec. 4. Said State Land Board Is au
thorized and directed to loan the mon
eys In said Arkansas Rural Credits
Loan Fund to bona fide purchasers of
farm lands in Arkansas, upon notes se
cured by mortgages or deeds of trust
constituting first liens on such farm
lands in amounts which shall not ex
ceed seventy-five per cent of the ap
praised value of such lands. The cred
it of the State shall not be loaned to
any person to purchase more than 80
•icres of land, nor land valued at more
than $50.00 per acre. Nor shall a loan
of less than $200.00 nor more than $$,
000.00 be made to any purchaser ot
land.
Sec. 5. Such loans shall not be made
except ^0 owners who "operate” and
“occupy” lands mortgaged, and shall
he made for the following purposes:
fa) The payment for lands purchased;
(b) the purchase of live stock and oth
“r equipment, and the making of im
provements which, in the judgment of
■said hoard, will Increase the produc
tivity of such lands or add to their
/al”e as a farm home in a degree to
lust if v such expenditure; and (c) for
the satisfaction of taeumbtances upon
such lands, which, in the judgment of
■said board, were incurred or assumed
oy said applicant for the aforesaid
purposes.
Sec. 6. Every applicant for a farm
loan shall state clearly In his applica
tion the purposes for which such loan
is desired, and uppn its approval by
'he board this statement shall be deem
'd a part of the note or contract under
which the loan Is granted. But no
failure to apply such funds to the
purposes stated In such application or
enumerated herein shall invalidate a
loan \rhen once made, nor shall any
thing herein contained be deemed to
prevent any farm owner from selling
or leasing lands subjeot to such in
cumbrance; but if he shall violate his
said contract by applying the moneys
borrowed to purposes other than those
stated in his application or enumerated
herein, or If he shall lease such lands
or sell them to any person not fulfill
ing the conditions and purposes pro
vided for herein, said board Is author
ized and direoted to require the repay
ment ftreai4_Is>cun open. *lx months’ no*
tfce; an<T saftT not® or confracf Bhafi
contain a clause providing thereror.
See. 7. Such loans shall be repaid
with Interest accruing In annual In
stallments on tYie amortisation plan,
such installments being fixed at such
sums as will cover the Interest rate
and will liquidate the debt in a period
to be agreed on between said board
and the applicant, said period to be
not less than live nor more than thirty
six years; but any debtor may liqui
date any part or all of his indebtedness
in amounts of $80.00 or multiples there
of upon any amortization payment
date. \
Sec, S. The rate of Interest ew loans
shall be five per cent per annum; pro
vided, that no Farm Credit Bonds shall
be sold for less than par; and pro
vided further that the board shall re
quire each applicant to pay an initial
oharge of 1 per cent of the loan grant
ed, the minimum charge to be $10.00
to cover the cost of appraisal and ex
amination of title.
Sec. I. All surplus funds accruing
frem the operation of the system of
rural credits herein provided for, after
paying interest accruing on the afore
said bonds, and all operating and other
expenses arising from the administra
tion of said system of rural credits,
shall be placed in the State Treasury
and become a part sf a fund to be
known as the “Arkansas Rural Credit
Reserve Fund.” Said Arkansas Rural
Credits Reserve Fund shall b® loaned
on farm lands in the manner herein
provided for the Arkansas Rural
Credit Loan Fund, and the Interest ac
cruing from loans made from said Ar
kansas Rural Credits Reserve Fund
shall be added to it and become a part
of it. The said Arkansas Rural Credits
Reserve Fund shall be irreducible, ex
cept that it msy be drawn upon to re
imburse the State for loss Incurred in
the administration of said system of
rural credits.
Sec. 10. The Legislative Assembly
shall provide in such detail as it shall
deem advisable for the carrying out
and administering of the provisions of
this amendment, and shall provide ad
equate safeguards against th« use of
such loans as an aid to the purchas
ing and holding of lan<ls for the pur
poses of speculation. Such safeguards
shall include clear definitions of the
terms "operate” and "occupy” used
eherein. In the absence of such legis
lation, and subject to the same after
its enactment, th® State Land Board
shall proceed to administer said sys
tem of rural credits under rules and
regulations provided by itself, but sub
ject to the provisions herein contained.
Sec. 11. The provisions of the Con
stitution of Arkansas in conflict with
this amendment are hereby repealed, to
so far only as they conflict herewith.
The provisions of this amendment
shall be self-executing, and shall take
effect, and be in operation 80 days af
ter their approval and adoption by the
people of Arkansas.
Approved by the Governor, and filed
In the office of the Secretary of State,
March 17, 1917.
Each elector may vote for or against
the above amendment.
Witness my official signature this,
the 24th day of April, 1918.
[Seal] TOM ,T. TERRAL,
Secretary of Stat®.
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IN LOVING REMEMBRANCE
OF MILDRED FORD.
On Saturday , October 19,
1918, at about 12:30 o’clock
the death angel visited the
home of Mr. andMrs. J. A.
Ford and took from them
their darling daughter, Mil
dred, age 12 years, who
died of influenza and pneu
monia.
She was an obedient daugh
ter and loved by all who
knew her. She w i 11 b e
missed in the quoir at Tip, as
she was willing to help in the
Lord’s service. She leaves a
father, mother, six brothers
and two sisters besides a
host of relatives and freinds
to mourn her loss.
It will be sad news to her
brother, Hollis, who belongs
to the U. S. Navy, when the
news reaches him.
“A precious one from us is
gone. A voice we loved is
stilled;
A place is vacant in her
home, that never can be filled.
Written by one who loved
her and who was her friend.
M. B. S.
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PROPOSED LEGISLATIVE AMKAO.
MENT.
Proposed Constitutional Amendment
No. 14.
Amending- Sections 2 and 8 of Arti
cle 7 of me Constitution of the State
of Arkansas; providing; that the Su
preme Court of the State shall b«
composed of seven Judges, one Chief
Justice and six Associate Justices; pro
viding the Judges may sit in two di
visions, and otherwise providing tin
manner in which the court shall sif
and shall render Its decisions.
Providing for the selection and eleo*
tion of the two additional Judges.
FOR AMENDMENT NO. 14.
AGAINST AMENDMENT NO. 14.
Proposed Constitutional Amendment
No. 14.
Be It Resolved by the Senate nnd
House of Representatives of the
S^ate of Arkansas, the Majority el
Both Houses Agreeing Thereto!
That the following i? hereby pro
posed as an amendment to the Con
stitution of the State of Arkansas, and
the same being- submitted to the elec
tors of the State for approval or re
jection at the next general election
for Senators and Representatives, if s
majority of the electors voting- at suoh
election adopt such amendment the
same shall become a part of the Con
stitution of the State of Arkansas, to
wit:
T’nat Sections 2 and t of Article T
of the Constitution of the State of Ar
kansas be amended to read as followsi
The Supreme Court shall be compos
ed of seven Judges, one of whom shall
be styled Chief Justloe and elected as
such. In the consideration and deels*
ion of cases, all Judges may sit or the
Court may be divided into two divis
ions, and the decision of eaoh of said
divisions shall be the decision of the
Court. The Chief Justice shall assign
three of the Associate Justices to eaeh
division, and he may change such as
signments from time to time, and the
Associate Justices may interchange
with each other by agreement among
themselves. The concurrence of three
Judges shall be necessary to a decis
ion in either division. When the
Court is sitting in banc, the Chief Jus
tice shall preside, and the concurrence
of four shall be necessary to a decis
ion. The Chief Justice shall allot the
cases to the divisions, and he may or
der any case to -be decided or recon*
ridered by the court In banc. The
Chief Justice may sit in either division,
and shall preside when so sitting. The
Judges of each division shall elect a
presiding Judge for that division, whe
shall preside when the Chief Justice 1«
not sitting in that division. If tb«
Chief Justice is absent from the Court,
the senior Judge present shall perform
his duties.
The Governor shall appoint the tw*
additional Judges provided for herein,
one of whom shall hold office until hi*
successor Is elected at the general elec*
tion for State officers in 1922,
qualifies, and one of whom shall hold
office until his successor Is eleeted **
the general election for State officer*
in 1924, and qualifies.
Approved by the Governor, and ill*®
In the office of the Secretary of State,
January 17, 1917. .
Each elector may vete for or again**
the above amendment. _ .
"Witness my official signature
the 24th day of April, 1918.
[Seal] TOM J. THRRAL,
, Secretary of Stater
adv