Ask HN: What licences does my statup need to hold customers money for them? (US)
I'm working on kind of an 'eWallet', similar to what the Bitcoin community is doing, but for USD. It's just a small project now, but I am considering launching it. I doubt it'll go anywhere. What kind of licences to companies need in the U.S. to hold customers money, like a savings account would? I know getting a banking licence is almost impossible, but I hear I don't need one to do this.