messages: ““optional service” means a service that is offered to a borrower in connection with a credit agreement and that the borrower does not have to accept in order to enter into the agreement; (“service facultatif”)”	Turn this into French, ASAP
messages: user
messages: “«service facultatif» Service qui est offert à un emprunteur relativement à une convention de crédit et qu’il n’est pas obligé d’accepter afin de la conclure. («optional service»)”
messages: assistant