Here are some steps you can take to save for retirement:

1. **Start saving early**: The earlier you start saving, the more time your money has to grow.
2. **Contribute regularly**: Contribute a percentage of your income to a retirement savings account.
3. **Maximize employer contributions**: If your employer offers matching contributions, make sure you’re contributing enough to receive the full match.
4. **Invest wisely**: Consider investing in low-cost index funds or target-date funds.
5. **Rebalance periodically**: Rebalance your portfolio periodically to ensure it aligns with your goals and risk tolerance.

Remember that everyone’s financial situation is different, so it’s important to consult with a financial advisor before making any major decisions 1.
spam fails_task lang_mismatch pii not_appropriate hate_speech sexual_content quality toxicity humor helpfulness creativity violence