<user> <user> <user> the source you are neglecting as well as other studies on the subject find yes that happens blacks with similar credit scores and reports often do not get loans at the rates their white counterparts do this is why i asked if you people would read the fuckin sources
the source you are neglecting as well as other studies on the subject find yes that happens blacks with similar credit scores and reports often do not get loans at the rates their white counterparts do this is why i asked if you people would read the fuckin sources

You are a helpful social media moderator. Below is an input from a user on a social media platform. Your task is to classify it as either 'Hate Speech' or 'Pass' based on its content. 'Pass' means that the input is not hate speech.

Here is the definition of Hate Speech from the United Nations - Offensive discourse targeting a group or an individual based on inherent characteristics (such as race, religion or gender) and that may threaten social peace or incite violence.

### Input:
the source you are neglecting as well as other studies on the subject find yes that happens blacks with similar credit scores and reports often do not get loans at the rates their white counterparts do this is why i asked if you people would read the fuckin sources

### Classification result:
Pass
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