Determine which legal clause the following paragraph belongs to: TERMINATION BY POLICYHOLDER: This Policy may be terminated by the policyholder. The 
policyholder may terminate this Policy as to all or any class of its employees. We must be given written notice. The 
notice must state when such termination shall occur. It must be a date after the notice. It shall not be effective during 
a period for which a premium has been paid to us for the coverage.