After a few years, banks can rate farmers and base future lending decisions on their ratings, which would give well-performing farmers enhanced access to medium-term credit.
几年后，银行就可以评定农民的信贷等级，并按照这一等级对未来的放贷作出决定，这就使那些守信誉的农民能够有更多的机会获得中期信贷。