As the exclusion of a given property type from serving as collateral for loans would deprive a debtor from obtaining secured financing based on the value of such property, careful consideration should be given before providing for any such exclusion.
由于将特定财产类型排除在用作贷款担保的范围之外会使债务人不能依靠此种财产的价值取得担保融资，在规定任何此种除外条款前应审慎斟酌。