There may also be a need for some institution to act as neutral umpire and facilitator, with the authority when necessary to impose a binding settlement on the competing claims of the creditor and debtor.
或许还需要某一机构充当中立的裁判和调解人，并在必要时有权强行采取有约束力的办法，来解决债权人与债务人对立的主张。