14 and 16). The secured creditor cannot claim more than it is owed and, if the obligation is fully secured, better credit terms are likely to be offered to the debtor.
有担保债权人要求的偿还额不能超出对其所欠的债务额，如果债务是完全担保的，还有可能向债务人提供更优惠的贷款条件。