For those reasons, it may be appropriate to apply the same commencement criterion to initiation of both liquidation and reorganization by creditors (i.e. general cessation of payments see 1(b) above).
45. 由于这些原因，合适的做法可能是将同一开启标准适用于债权人提起清算和重组两种破产程序（即普遍中止偿付，见上文一（b）节）。