Usually the bank's customer is both the legal and the beneficial owner of the bank account, i.e. the legal and beneficial holder of the monetary claim against the bank with respect to the bank account.
8. 银行的客户通常是银行账户的法定所有人和受益所有人，即与银行账户有关的对于银行的金钱债权的法定持有人和受益持有人。