Each spouse has the right to open a bank account in his or her name without the consent of the other spouse and to dispose freely of the funds on the account unless those funds have been made common joint property.
431. 配偶个人都有权未经对方配偶同意以他/她的名义开设银行帐户，并自由支配账户上的资金，除非那些资金成为共有财产。