However, if the participant is only eligible for a deferred retirement benefit, the annuity values used to calculate the lump sum commutation amount reflect the present value of the participant's benefit payable commencing at their normal retirement age.
但是，如果参与人只有资格获取递延退休金，用于计算一次性折算金额的养老金数值反映的是从正常退休年龄开始应付参与人的退休金的现时值。