You probably think there isn’t any difference between a slip, a trip and a fall. But in the insurance world, there’s a definite distinction between them.
A slip occurs when there’s little or no friction between a walking surface and a person’s footwear. It could be the result of spilled liquid, a naturally slippery floor or path surface or the individual wearing shoes will little or no traction.
If someone loses their balance after their foot or lower leg catches or strikes an object or obstruction, it would be considered a “trip”.
In this instance, a person would actually fall after losing their balance. A fall can happen when someone goes from a higher surface to a lower one (e.g. going down stairs). A fall is also the result of a slip or a trip.
Yaelekea unafikiri kwamba hakuna tofauti kati ya kuteleza, kuteleza, na kuanguka. Lakini katika ulimwengu wa bima, kuna tofauti dhahiri kati yao. Kupotosha hutokea wakati kuna kidogo au hakuna msuguano kati ya uso wa kutembea na viatu vya mtu. Hii inaweza kuwa matokeo ya maji yaliyomwagika, sakafu ya kawaida ya kuteleza au uso wa njia, au mtu aliyevaa viatu atapata traction kidogo au hakuna traction. Ikiwa mtu anapoteza usawaziko wake baada ya mguu wake au mguu wa chini kukamata au kugonga kitu au kizuizi, itachukuliwa kuwa "safari". Katika kisa hiki, mtu angeanguka baada ya kupoteza usawaziko wake. Kuanguka kunaweza kutokea wakati mtu anapotoka kwenye uso wa juu hadi kwenye uso wa chini (kwa mfano, kwenda chini ya ngazi). Kuanguka pia ni matokeo ya kuteleza au kuteleza.