instruction: What are the names of customers who have a savings balance lower than their checking balance, and what is the total of their checking and savings balances?
response: SELECT T1.name, T3.balance + T2.balance FROM accounts AS T1 JOIN checking AS T2 ON T1.custid = T2.custid JOIN savings AS T3 ON T1.custid = T3.custid WHERE T3.balance < T2.balance