062611e1_anual_for_asset_quality_review__Description
[0] 5 [Working block] Collateral and real estate valuation [Description] 
A key factor in determining the appropriate carrying amounts is the valuation of collateral or on-balance sheet real estate. Generally, the majority of collateral will be revalued for all debtors selected in the sampling that do not have a third-party valuation less than one year old. This will be carried out by NCA bank teams and will feed into other blocks of the exercise.