as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
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who can truly afford luxury cars?
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most of the people i know that own them are slightly older, and thus in their prime earning years, and many have paid off their homes. that can free up $1000 a month or more in monthly expenses, which would easily cover a nice luxury car payment.  if you've got it, and are into cars, why not? what's the point in having the biggest tombstone in the graveyard?
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