as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
does lender care what i use the money for?
user
when you borrow from a bank, there are secured loans, as with a mortgage, or unsecured lines of credit, usually a more reasonable amount of money, but also based on income.  you just asked about a private loan. it depends on the person and your relationship. if you need money to pay the rent, you might not be the best person to lend money to. if you ask a friend or relative, they may lend you money without asking its purpose.
assistant