as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
construct a conversation between two people about what they believe is the biggest issue facing the world today.
user
person 1: what do you think is the biggest issue facing the world today?

person 2: i think climate change is the biggest issue facing us right now. we're already seeing the effects of climate change in our daily lives and if we don't take action right now, it'll only get worse. 
 
person 1: i completely agree. we're already seeing some of the effects, like rising sea levels and more destructive storms. it's horrifying to think of what could happen if we don't take action.
assistant