as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
is there a bank account that allows ach deposits but not ach withdrawals?
user
yes, kinda.   talk to local banks about a business account, and tell them you want to enable certain employees to make deposits but not withdrawals.  they don't need to know you're all the same person.   for instance i have a paypal account for business.  these allow you to create "sub accounts" for your employees with a variety of access privileges.  of course i control the master account, but i also set up a "sub account" for myself.  that is the account i use every day.
assistant