as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
suggest three tips for budgeting the monthly expenses.
user
1. track your spending by creating a budget worksheet 
2. cut out unnecessary expenses 
3. consider setting aside money for emergency funds
assistant