as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
evaluate the following statement: "the most important factor in predicting success is hard work."
user
hard work is an important factor in achieving success, but it is not the only factor. other things, such as intelligence, opportunity, luck, and a good support system, can also be major contributors.
assistant