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system
investment newbie - options in india - for $10k - for 10 years
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i would suggest you to put your money in an fd for a year, and as soon as you get paid the interest, start investing that interest in a sip(systematic investment plan). this is your safest option but it will not give you a lot of returns. but  i can guarantee that you will not lose your capital(unless the economy fails as a whole, which is unlikely).  for example: - you have 500000 rupees. if you put it in a fixed deposit for 1 year, you earn 46500 in interest(at 9% compounded quarterly). with this interest you can invest rs.3875(46500/12) every month in an sip for 12 months and also renew your fd, so that you can keep earning that interest.so at the end of 10 years, you will have 5 lacs in your fd and rs. 4,18,500 in your sip(good funds usually make 13-16 % a year). assuming your fund gives you 14%, you make: -  1.) 46500 at 14% for 9 years - 1,51,215 2.)8 years - 1,32,645 3.) 7 years - 1,16,355 4.) 6 years - 1,02,066 5.) 5 years - 89,531 6.) 4 years - 78,536 7.) 3 years - 68891 8.) 2 years 60,431 9.) 1 year - 53010 total maturity value on sip = rs, 8,52,680 principal on fd =      rs 5,00,000 interest earned on 10th year = rs. 46,500 total = rs. 13,99,180(14 lacs). please note: - interest rates and rate of return on funds may vary. this figure can only be assumed if these rates stay the same.:). cheers!
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