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system
is it worth it to reconcile my checking/savings accounts every month?
user
while it's wise, easier and safer to check your transactions online a few times a month, i opt to receive and file paper statements as a hard copy back up of account history. any reconciliation i perform is a quick glance to make sure the numbers sound right. it's probably a small waste of time and space, but it settles some of my paranoia (due to my training as a computer engineer)  about failure of electronic banking systems. if someone tampers with bank records or a san explodes and wipes out a bunch of account data, then i will have years worth of paper statements to back up my numbers.  having years worth of statements printed on the banks stationary will have better credibility in court than a .pdf or printout thereof that could have been doctored, in case i ever needed to take my bank to court. a little piece of mind for the price of a letter opener, a square foot file box and a couple of minutes a month.
assistant