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system
is giving my girlfriend money for her mortgage closing costs and down payment considered fraud?
user
sheesh, are people kidding here? it's a gift. it's not fraud. just keep in mind that, because it's a gift, you cannot get it "back" if you break up--you are giving it to her. if you happen to get married at some point in the future, you will then own part of the apartment, but that is a completely separate matter. give her the money, don't expect it back. ever.
assistant