as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
generate a letter of apology.
user
dear [name], 

i am sorry for [action]. i realize now that it was a wrong thing to do and i understand that you must have been hurt by what i did. 

i sincerely apologize and regret my actions. please forgive me. 

sincerely, 
[your signature]
assistant