as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
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what to do with a distribution as a young person?
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i highly recommend passive investing through something like betterment (www.betterment.com) or vanguard's etfs.  futureadvisor.com can provide some good advice as to what funds to invest in. i'd recommend using that money to max out your roth iras each year, too.
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