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system
what is a reasonable rate of return and fee structure for a roth ira?
user
a roth ira is just an account wrapper.  inside a roth ira you can have a plain 0.1% savings account, or a brokerage account, or an annuity or whatever.  there's no rate of return for a roth ira. that particular calculator seems to assume you'll be wrapping a brokerage account in a roth ira and investing in the stock market.  over a long period 6% is probably a reasonable rate of return considering the s&p 500 has returned about 7% over the last decade.
assistant