as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
why do banks encourage me to use online bill payment?
user
it’s more convenient for both you and the bank; its much simpler to handle things electronically than it is to go through paperwork. also, its eco-friendly and by saying that they care about the environment, banks earn brownie points with environmentally-conscious customers.
assistant