as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
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name three differences between mammals and reptiles.
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1. mammals have fur or hair on their bodies, whilst reptiles have scales. 
2. most mammals give birth to live young, whilst reptiles lay eggs.
3. most mammals are warm blooded, whilst reptiles are typically cold blooded.
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