as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
are ach transfers between individuals possible?
user
yes, many banks offer such a service. often such payments can be made through their "bill pay" interface. you log in to your account on the bank's website, enter the recipient's routing and account numbers, and off you go. you could ask your bank whether they offer this. if not, you could change banks to one that does.
assistant