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what is the best source of funding to pay off debt?
user
first of all a big thumbs up for ben's answer.   a few small things you can do to help you on your way.  hopefully you are not more in debt that 6 months of salary in debt because that is a really tough road. first thing you need to do is get some professional help. the national foundation for credit counseling (nfcc) offers free or low-cost debt counseling to help you through the process. visit them at nfcc.org or call 1-800-388-2227 to find a local affiliate office near you. you might want to only use cash for a while. if not and you have a credit card with no balance always use that card because it will be interest free.  remember if you use credit cards as a payment system and not credit, you actually get free interest.  if you roll even a penny over into the next statement you are paying interest day one of each purchase. pay credit cards with highest interest rate first an pay minimums to others this one i like the best.  as you get money pay your credit card.  you interest is being compounded daily.  pay your cards when you have money, not when they are due.   have a mindset that reminds how much something is really going to cost you if you plan on taking 3 years to get out of debt and you buy something for $100 that is really costs you $156.08 three years of compound 16% interest.   5b. conversely if you sell something for $100 on ebay that is like selling something for $156.08.
assistant