as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
am i responsible for an annual fee on a credit card i never picked up?
user
in the end, i was not required to pay the fee. after some frustrating initial attempts, i ended up writing a letter and sending a copy to card services, customer support, complaints and the legal department. it basically said: 1 - i never signed anything. 2 - i spoke to a very aggressive person at the airport who told me that she was just taking down my information in order to send information about the card, and that i was under no obligation 3 - i never received a card, activated a card, or used a card. 4 - i want this charge canceled immediately  5 - if this ever shows up on my credit report, i will contact my lawyer regarding this unscrupulous business practice. after that i received a notice in the mail confirming that everything had been cancelled and all charges were reversed.
assistant