as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
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create a basic budget for someone who makes $3500 per month.
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assuming that the $3500 per month is the person's after-tax income, a basic budget could be as follows: 

- rent/mortgage payments: 25-30% ($875-$1050) 
- utilities: 5- 10% ($175- $350) 
- groceries: 10-15% ($350-$525) 
- savings/investments: 10-15% ($350-$525)
- transportation: 5-10% ($175-$350) 
- miscellaneous (including clothes, entertainment, etc.): 25-30% ($875-$1050)
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