as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
brainstorm a list of 4 potential benefits to using ai in banking.
user
the potential benefits of using ai in banking include: 
1. improved customer service through advanced customer segmentation and better understanding of customer needs. 
2. automation of mundane tasks such as account management and fraud identification. 
3. more efficient loan processing and risk assessment. 
4. personalized services and better customer engagement.
assistant