as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
accidentally opened a year term cd account, then realized i need the money sooner. what to do?
user
in my experience, the only penalty to breaking a cd is to lose a certain amount of accumulated interest. your principal investment will be fine.  close the cd. a few days of interest is nothing.
assistant