as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
how to compute real return including expense ratio
user
returns reported by mutual funds to shareholders, google, etc. are computed after all the funds' costs, including therefore the returns you see on google finance are the returns you would actually have gotten.
assistant