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system
why is cheque cashing a legitimate business?
user
in my experience (in the us), the main draw of check-cashing businesses (like "checkn2cash" is that they will hold your check for a certain period of time.  this is also known as a "payday loan".  rather than bringing them a check someone else has written you, you write them a check yourself, postdated, and they pay you the amount on the check less their fees, and agree not to cash the check until a future date.  so if you don't have the money right now but you need it before your next payday, you visit a check-cashing business and get the money, and it'll be withdrawn from your account after your next paycheck.
assistant