as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
financially shielded entity separating individuals behind it from risks
user
you are describing a corporation.  you can set up a corporation to perform business, but if you were using the money for any personal reasons the courts could pierce the corporate veil and hold you personally liable.  also, setting up a corporation for purely personal reasons is fraud.
assistant