as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
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create an example budget for a family income of $30,000 per year.
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for a family with an annual household income of $30,000, a budget might look like this: 
housing: $10,000 (33%) 
utilities: $3,000 (10%) 
food: $4,500 (15%) 
insurance: $2,000 (7%) 
health: $2,500 (8%) 
transportation: $3,500 (12%) 
debt payments: $2,500 (8%) 
savings: $2,000 (7%) 
miscellaneous: $1,500 (5%) 
total: $30,000 (100%)
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