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system
starting an investment portfolio with rs 5,000/-
user
i don't think it makes sense to invest in an fd since. 1.) a 30 day fd is not very likely to give you 8-9% 2.) inflation is so high in india that your losing money even though you think that you are doing well enough.  i would suggest you to expect a larger return and try hedging your portfolio correctly.  for example you can buy a stock which is likely to go higher, and to limit your risks, you can buy a put option on the same stock, so even if the price falls drastically, you can exercise your option and not lose anything except for the premium you paid. good luck:)
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