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system
how can i deposit a check made out to my business into my personal account?
user
i have checked with bank of america, and they say the only way to cash (or deposit, or otherwise get access to the funds represented by a check made out to my business) is to open a business account. they tell me this is a federal regulation, and every bank will say the same thing.  to do this, i need a state-issued "dba" certificate (from the county clerk's office) as well as an employer id number (ein) issued by the irs. and their cheapest business banking account costs $15 / month. i think i can go to the bank that the check is drawn upon, and they will cash it, assuming i have documentation showing that i am the sole proprietor. but i'm not sure.... what a racket!!
assistant