as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
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write a routine for goal setting and attaining your goals.
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goal setting and attaining your goals doesn't have to be overly complex. here's a step-by-step routine you can use on any goal you want to achieve:

1. identify the goal: set a specific and measurable goal that is both realistic and attainable
2. identify the obstacles: what obstacles are preventing you from attaining your goal?
3. develop an action plan: list out all the steps necessary to achieve your goal, and assign a timeline to complete each step
4. make a commitment: make sure your motivation comes from within and that you remain committed to stick to your action plan
5. track and review your progress: regularly monitor your progress and conduct periodic reviews to identify areas that need more attention or to celebrate successes
6. adjust your plan: as you progress, adjust your plan if necessary to ensure that you are on track to reach your goal.
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