as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
create a list of 5 items to take to the beach.
user
1. towel 
2. sunscreen 
3. hat 
4. sunglasses 
5. water bottle
assistant