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system
should i get a personal loan to pay on my mortgage to go above water to qualify for a refinance?
user
does it cost money to refi? i know there are quite a few deals out there, i refi'd in june for $500, not bad. but sometimes can cost couple grand. if so, you have up front costs, plus the cost of the personal loan, that probably would break even at some point after your refi, but at what point? will you sell before then, or even think about it? or would you break even next year, then its a no brainer. as mentioned by others, do the numbers.
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