as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
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describe the effects of a drowning person.
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drowning typically leads to panic, confusion, and difficulty breathing, as well as unconsciousness, heart arrhythmia, brain damage, and potentially death if not intervened quickly.
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