as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
car financed at 24.90%  what can i do?
user
you could look into refinancing with a bank or credit union.  but to weed out options quickly, use a service like lendingtree, which can vet multiple options for you a whole lot more quickly than you could probably do yourself.  (i don't work for, or get any benefit from lendingtree.)  whatever you do, try to do all the applying within a short span of time, as to not negatively affect your credit score (read here) by creating extraneous inquiries.   then again, if your credit sucks, you might not qualify for a re-fi.  if you are turned down, make your payments on time for six months or so, and try again.
assistant