as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
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list five examples of natural disasters and explain the cause of each.
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1. floods - flooding is caused by heavy rains, inadequate drainage, snowmelt, and coastal storm surges.
2. hurricanes - hurricanes are powerful storms that often form over warm ocean waters in the summer and early fall.
3. tornados - tornadoes form when cold, dry air and warm, humid air interact with each other to form thunderstorms.
4. earthquakes - earthquakes are caused by the sudden release of energy from the earth’s crust, most often from shifting of tectonic plates. 
5. wildfires - wildfires are often caused by human activities such as arson, but can also be caused by natural causes such as lightning strikes.
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