as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
construct a four-panel comic strip about a single topic.
user
panel 1: an old man is standing in a dimly lit room, staring ahead with a sad expression. 
panel 2: he notices a bright speck of light in the corner of the room.
panel 3: he moves closer to investigate, and finds it is a small firefly.
panel 4: he smiles and looks off into the distance, his face glowing with newfound hope.
assistant