as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
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propose a personal budget for a family of three with a budget of $3000 per month.
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for a family of three with a budget of $3000 per month, a suggested personal budget could look like this: 
- rent/mortgage: $1,000
- groceries & household items: $500
- utilities (heat, electricity, water): $200
- transportation: $200
- medical & dental expenses: $200
- cell phone & internet: $90
- clothing & personal care: $300 
- savings & investments: $500
- recreational activities: $200 

total monthly spending: $3000
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