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how long to wait after getting a mortgage to increase my credit limit?
user
8 hard inquiries spread over two years is not a negative factor, with a score of 750. real question #1: how much of your credit limits are you currently using? less than 30% of your credit limits is good. less than 15% is even better, 10% is great you don't need to wait x amount of days after applying for a mortgage or a card to increase your chances of getting approved for something else. you do need to be conscious of how many hard pulls you have done in a reporting period though, but again as i said, 8 spread over two years is not a whole lot. real question #2: what negative things do you have in your credit history? young age, income, delinquent payments, bankruptcies, low limits? some of these negative factors are catch-22's (low limits, young age = low limits because of age and young credit history)  but these contribute to how much institutions would be willing to lend you
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