as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
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provide 3 tips for new programmers.
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here are 3 tips for new programmers: 
1. start small and practice a lot. you can begin by writing small pieces of code and gradually increasing their complexity.
2. learn from mistakes. even the most experienced coders make mistakes sometimes, and you should use these moments to learn from your errors.
3. take time to learn new concepts. programming is an ever-evolving field and staying up to date with the latest developments can give you an edge.
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