as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
while working overseas my retirement has not gone into a retirement account. is it going to kill me on the fafsa?
user
are the schools going to count all my retirement i've saved over the   last 20 years as assets and calculate my efc on 5.x% of that?! yes.
assistant