as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
why can't i withdraw the $57 in my account?
user
is there a debit card accessing this account?  when you spend money on a debit card for certain item, including, but not limited to gas, restaurant, hotel, a bit extra is held in reserve. for example, a $100 restaurant charge might hold $125, to allow for a tip. (you're a generous tipper, right?) the actual sales slips my take days to reconcile.  it's for this reason that i've remarked how credit cards have their place. using debit cards requires that one have more in their account than they need to spend, especially when taking a trip including hotel costs.
assistant