as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
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should i take a student loan to pursue my undergraduate studies in france?
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edit: lazy math the answer to this question depends on two things: how bad will it be if you cannot repay this loan in the way you expected? - how likely are you to actually get into a phd program with a stipend? is there a possibility that you will not get a stipend?  what is the penalty for failure to repay?  will you have to support yourself after university?  how much money could you expect to earn if you found a job after your undergraduate degree? how much could taking this loan improve your finances/life? - could you get your degree at anther institution without going into debt?  would your career be better if you went to ecole polytechnique? i would take the loan if:
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