as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
what is the recommended method for implementing password resets?
user
the recommended method for implementing password resets is by using a one-time token, also known as a one-time password (otp). this token should be sent to the user via email or text message, and should be used to authenticate the user before allowing them to reset their password.
assistant