as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
is it ok to have multiple life time free credit cards?
user
do you need it? it doesn't sound like it - you seem to be able to manage with just the cards you have.  will it hurt anything? probably not either, unless it entices you to spend more than you make.  another downside might be that you would spend more than you normally would just to have activity on every card. so all in all, i don't see much upside.
assistant