as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
optimal balence of 401k and charitable savings
user
two things i would recommend doing:   i would save a minimum of 15% into retirement.  by young i will assume that you are under 30.  15k/year + company match will grow into a sick amount of money by the time you are in your 60s.  so you have a net worth that is north of 5 million.  what kind of charitable giving can you do then?  answer:  what ever you want!  also it could be quite a bit more then that. get a will.  it will cost a little bit of money, but for someone like you it is important to have your wishes known.
assistant