as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
if the former owner of my home is still using the address, can it harm me?
user
don't worry about it. one of the big banks who like to whine a lot about defaulting borrowers is sending credit cards to a former resident of my home. the guy died in the late 90s.
assistant