as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
create a birthday card for someone turning 18.
user
happy 18th birthday! today marks the beginning of a new chapter of your life. may this new year bring you lots of happiness, success, and joy.
assistant