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system
when to convert employee shares in an rrsp into cash, even if there is a penalty?
user
the cost to you for selling is 3/8% of a years salary, this is what you won't get if you sell. tough to calculate the what-if scenarios beyond this, since i can't quantify the risk of a price drop. once the amount in he stock is say,10%, of a years salary, if you know a drop is coming, a sale is probably worth it, for a steep drop.  my stronger focus would be on how much of your wealth is concentrated in that one stock, enron, and all.
assistant