as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
construct a checklist of 10 items for an effective morning routine
user
- wake up early 
- make your bed 
- eat a healthy breakfast 
- exercise 
- review your daily agenda 
- make a to-do list 
- take some time for yourself 
- communicate with your family 
- hydrate 
- plan your day ahead
assistant