as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
how to plan in a budget for those less frequent but mid-range expensive buys?
user
we have what we call "unallocated savings" that go into a fund for this purpose. we'll also take advantage of "6 months no interest" or similar financing promotions, and direct this savings towards the payments.
assistant