as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
is there such thing as a checking account requiring pre-approval / white-list?
user
there is no bank that i know of offering such a feature and i'm not sure what the point of it would be (other than to annoy their customers). if you've been subjected to a fraudulent check your best bet is to either choose to write checks only to trusted parties and/or use your banks billpay service (they usually issue checks on another account while transferring the money from your account). the drawbacks of your current plan, bounced legitimate checks and high maintenance nature, outweigh the potential benefits of catching a fraudulent check since you're not legally obligated to pay checks you haven't written.
assistant