as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
will getting a new credit card and closing another affect my credit?
user
i once called amex to cancel a card with an annual fee. instead, they were able to give me a different card with no fee. they were happy to do it. of course, amex has fantastic customer service, while capital one is not known for it. but, its worth a five minute call, and you will retain your good score.
assistant