as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
borrowing 100k and paying it to someone then declaring bankruptcy
user
note that in the uk at least this scam - not so dissimilar from what you propose - seems be perfectly legal behaviour: evidence to date is that both of you can expect to walk away without much consequence.
assistant