as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
generate a list of three benefits of taking a gap year.
user
taking a gap year has many benefits, including: 

1. taking time to explore other cultures and environments.
2. having time to reassess career directions and objectives.
3. gaining more life experience and creating opportunities for personal growth.
assistant