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system
typical return for an ira?  how can i assess if my returns were decent?
user
to me it looks pretty good (10% per year is a pretty good return). lagging behind the indexes is normal, it is hard to beat the indexes over a long period of time, the longer the period - the lesser the chances to succeed. however, half a year is a relatively short period of time, and you should check your investments a little bit deeper. i'm assuming you're not invested in one thing, so you should check per investment, how it is performing. if you have funds - check each fund against the relevant index for that fund, if you have stocks - check against the relevant industry indexes, etc. also, check the fees you pay to each fund and the plan, they come out of your pocket, lowering the return.
assistant