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as a young adult, what can i be doing with my excess income?
user
if i were you i would just save the money until i had at least 5000 pounds to keep as an emergency fund. there are various kinds of unexpected events and it is smart to have some cash in case a problem comes up. next time i would recommend buying a car you can afford. borrowing money to buy nice things is the enemy of wealth accumulation. also, when you buy a car for cash you will get a much better deal than when you let a dealer put his foot on your neck.
assistant