as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
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let's create a story! start with "once upon a time".
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once upon a time there was a small village near a dark forest. every night the villagers were terrorized by a giant monster who emerged from the depths of the forest. one day, a brave young woman decided to take matters into her own hands and ventured into the forest to take care of the monster.
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