as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
generate a story beginning with the phrase: "it was the coldest night of the year".
user
it was the coldest night of the year. the wind whipped up a storm outside, rattling the windows and doors of the old house. inside, the fire in the living room danced, casting eerie shadows against the walls. i sat up with a start, staring into the darkness, watching as a figure emerged from the darkness. it was tall and thin, wearing a thick long coat that was well past its prime. as it moved closer i locked eyes with it, shocked by the intensity of hatred that i felt in its gaze. it stopped abruptly, our eyes locking for what felt like an eternity. i had the feeling that something bad was about to happen and that the cold night was about to become much colder.
assistant