as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
i am turning 18 and i am a student, i need strategies on building great credit soon. where should i start?
user
based on the formula used by fico which is pretty much what you want to focus on, the following is recommended for someone with no credit history: when you get all this, follow the following habits to make sure it does you some good: follow these and you will do great, i started with a $500 discover card and $500 chase visa at ucla and a union 76 gas card, i had 700+ credit in less than 2 years. good luck and be vigilant.
assistant