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is it a good idea to put everything in the s&p500?
user
at a very high-level, the answer is yes, that's a good idea. for money that you want to invest on the scale of decades, putting money into a broad, market-based fund has historically given the best returns. something like the vanguard s&p 500 automatically gives you a diverse portfolio, with super low expenses. as it sounds like you understand, the near-term returns are volatile, and if you really think you might want this money in the next few years, then the stock market might not be the best choice. as a final note, as one of the comments mentioned, it makes sense to hold a broad, market-based fund for your ira as well, if possible.
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