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system
does it make any sense to have individual stocks, bonds, preferred shares
user
sure, with some general rules of thumb: what is the minimum portfolio balance to avoid paying too much for transaction fees? well, the fee doesn't change with portfolio balance or order size, so i don't know what you're trying to do here.  the way to have less transaction fees is to have less transactions.  that means no day-trading, no option rolling, etc.  a buy-and-hold strategy (with free dividend reinvestment if available) will minimize transaction fees.
assistant