as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
give three examples of financial budgeting techniques.
user
1. zero-sum budgeting - the income and expenses are allocated according to a predetermined limit. 
2. pay yourself first - a portion of income is allocated for savings and investments and not allowed to be used for expenses. 
3. line-item budgeting - you divide and allocate your income for specific categories of expenses.
assistant