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system
how to compare the value of a masters to the cost?
user
just looking at your question i can tell it's not worth it financially, even if you didn't borrow the money to do it. at your current rate, you'll be making 54,384 in 5 years, which is roughly a growth of 2.5% per year.  if you go for the masters, in 5 years you'll be making 55,680, with roughly the same growth rate (2.5%). so it's costing you $70,000 (the cost of school plus the 2 years of reduced income) to raise your salary by $1,300.  the payback period would be about 25 years.  it would be much worse if you borrowed the money to do it. not a chance.
assistant