as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
lend money at a rate linked to the prime rate
user
yes.  in the us these are called certificates of deposit or savings accounts.  every run-of-the-mill bank offers them.  you give the bank money and in return they pay you an interest rate that is some fraction of or (negative) offset from the returns they expect to make from your money. since most investments that a bank makes (say, loaning money to a local business) are themselves based on some multiple of or (positive) offset from the prime rate, in return the interest rate that they offer you is also mathematically based on the prime rate. you can find lists of banks offering the best returns on cds or savings accounts at sites like bankrate.
assistant