as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
my friend wants to put my name down for a house he's buying. what risks would i be taking?
user
wrong way round. transitional arrangements are non-binding guidelines that the lenders can observe if they choose to. the borrower - like your friend - doesn't  get to choose whether to use them or not. your friend obviously can't afford the property, so if you do this, all i can say is congratulations on buying your new house, and i hope you got a deal on the mortgage.
assistant