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system
lump sum investing vs. dollar cost averaging (as a long term investor)
user
i think you're not applying the right time scale here. espp (employee stock purchase plan) is usually vesting every 6 months. so every half a year you receive a chunk of stocks based on your salary deduction, with the 15% discount. every half a year you have a chunk of money from the sale of these stocks that you're going to put into your long term investment portfolio. that is dollar cost averaging. you're investing periodically (every 6 months in this case), same (based on your salary deferral) amount of money, regardless of the stock market behavior. that is precisely what dollar cost averaging is.
assistant