as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
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ach processing time of day
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each bank is different, so your question needs to be more specific. for instance, i believe paypal and chase settles at 7pm est on business days. bank of america at 5pm.
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