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system
put idle savings to use while keeping them liquid
user
this may sound a little crazy but i would take $5k of that money and buy whiskey with it (jack daniel's would be my preference). my guess is that in 5 years that whiskey will be worth more than the $10k you put in the bank.  i just can't see how the dollar survives the next 5 years without a major downward adjustment. if i'm wrong then you have a nice party and give whiskey for christmas gifts. if i'm right at least you will have some savings instead of $15k of useless dollars. here is my justification for converting your us dollars into tangible assets.  do you really think the money printing will ever stop?
assistant