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system
cons of withdrawing money from an roth ira account?
user
one "con" i have not yet seen mentioned: retirement accounts are generally protected from creditors in a bankruptcy.  there are limits and exceptions, roth has a 1.2 million dollar limit and can be split by a divorce qdro for instance.  link since it seems you have no income this year, you may may be raiding your ira for living expenses.   if there is a chance you may declare bankruptcy in the next year or so, consider doing that first and raid the ira for seed money after.
assistant