as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
describe the steps for making a ham and cheese sandwich.
user
1. gather your ingredients: ham, cheese, bread and toppings of your choice. 
2. toast two slices of bread lightly (optional).
3. place the ham on one slice of bread.
4. place the cheese on the second slice of bread.
5. top the cheese with your choice of toppings (optional).
6. place the second slice of bread on top of the ham and gently press down.
7. cut the sandwich in half and serve.
assistant