as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
gift card fraud: to whom to report? how to recover funds? is the party which issued me the card liable?
user
citibank just sent me a $100 check. here's how i got it:
assistant