as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
explain the concept of "el nio."
user
el niño is a climate event that happens every three to seven years in the equatorial pacific ocean and produces warmer-than-average temperatures. the main impact of el niño is extreme weather conditions around the world.
assistant