as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
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advice for college student: should i hire a financial adviser or just invest in index funds?
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if you use a financial planner not only should they be a fiduciary but you should just pay them an hourly rate once a year instead of a percentage unless the percentage is cheaper at this time. to find a good one, go to the national association of personal financial advisers website, napfa.org. another good resource is garrett planning network: garrettplanningnetwork.com.
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