as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
when applying for a mortgage, can it also cover outstanding debts?
user
yes, but should you be even trying to get a mortgage if you can't aford at least a 5% deposit? prove you do want the house by doing without a new car for a few years...
assistant