as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
building a taxable portfolio properly
user
not a bad strategy. however: if you really want tax efficiency you can buy stocks that don't pay a dividend, usually growth stocks like fb, googl, and others. this way you will never have to pay any dividend tax - all your tax will be paid when you retire at a theoretically lower tax rate (<--- really a grey tax area here).  *also, check out robin hood. they offer commission free stock trading.
assistant