as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
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why pay estimated taxes?
user
same argument and answer for investing instead of paying off debt, or borrowing to invest. risk. what happens if the stocks drop by 10%? sure, you might come out ahead on average, but a drop in the market could be catastrophic from a cash flow point of view.  in addition, federal tax debt is arguably the worst kind. the irs has the authority to garnish wages and has virtually unlimited resources they can use to collect.
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