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investment options for 14-year old?
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a junior isa might be one option if you are eligible do you have a ctf? (child trust fund) though the rules are changing shortly to allow those with ctf's to move to a junior isa. jisa are yielding about 3.5% at the moment  or as you are so young you could invest in one or two of the big generalist investment trusts (wittan, lowland) - you might need an adult open this and it would be held via a trust for you.  or thinking really far ahead you could start a pension with say 50% of the lumpsum
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