as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
what expenses do most people not prepare for that turn into emergencies but are not covered by an emergency fund?
user
here's a few. is this what you're looking for? also this should probably be a community wiki.
assistant