as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
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list the steps you will take to create a budget
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1. identify your income sources.
2. write down your fixed expenses.
3. list your discretionary expenses.
4. estimate your savings goals.
5. assign each expense a realistic percentage of your total income.
6. track your spending so you can identify where you can cut back.
7. set short-term and long-term goals.
8. adjust your budget as necessary.
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