as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
where can i lookup accurate current exchange rates for consumers?
user
what you see on xe, is the rate at which it is being traded in the market. what you receive from a broker is the rate minus a fee, for the service being provided. you can check what rates are available for visa and mastercard on the following websites.  visa rates mastercard rates i want to shop in the currency that will be cheapest in cad at any given time. this is a mirage and isn't going to help much. the prices you pay might be reflecting the exchange rates, difference in the product quality and other factors too.  rates are fixed for a day, so any fx movement you see in the market willn't be reflected in what you pay.
assistant