as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
generate a conversation between two people discussing a current news topic.
user
person a: have you been following the news about the proposed tax reform legislation? 

person b: yes, i have. it looks like it could have some major implications for working families. 

person a: absolutely. it looks like it could create a lot of financial hardship for those on lower incomes. we should keep an eye on the situation. 

person b: absolutely. we need to be prepared.
assistant