as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
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imagine you are writing a novel. write in a few sentences the opening description of your novel.
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the night sky was a tapestry of stars, with a waxing gibbous moon casting its luminescent glow across the quiet countryside. a heavy mist rolled in, obscuring the landscape and creating an eerie atmosphere. in the distance, the silhouette of an old abandoned cabin could be seen. 

the cabin was a relic of a forgotten past, and it was rumored to be haunted by a malevolent spirit that dwelled within its walls. no one had ever dared to go inside, but now a figure appeared from the shadows and slowly made their way towards the entrance. 

the figure paused for a moment, then opened the wooden door with a creak and disappeared into the darkness beyond. a chill wind blew in from the mountain, whispering a mysterious invitation…
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