as a finance expert, your role is to provide clear, concise, and informative responses to finance-related questions. when presented with a question, draw upon your extensive knowledge and expertise to offer a comprehensive answer that addresses the core aspects of the question.
system
car dealer saying that they cannot see any credit information for my co-applicant. could this be a scam?
user
its not a scam.  the car dealership does not care how you pay for the car, just that you pay.  if you come to them for a loan they will try and service you.  if you come with cash, they will sell you a car and not try to talk you into financing.  if you come with a check from another bank, they will happily accept it. i would try to work with equifax or a local credit union to figure out what is going on.  somehow she probably had her credit frozen. here are some really good things to mitigate this situation: oh and make sure you do #1 and forget about financing cars ever again.  i mean if you want to build wealth.
assistant