I am not a $BTC Maxi, but I wonder: what exactly is $XRP utility? $ETH and $SOL have their ecosystems with many use cases. $BTC has a digital gold narrative. What's the point of $XRP, other than aggressively marketing itself as a better $BTC? I see no use case, no real adoption.

And even forgetting the centralization issues - I find marketing yourself as a $BTC alternative is quite a weak narrative. There are many other Cryptos which are better than $BTC already. $MONERO for example is far superior than Bitcoin as a crypto means of payment. Far better than Ripple could ever be, too.