I am not a $BTC Maxi, despite having 95%+ of my crypto portfolio in Bitcoin. But, I wonder: what exactly is $XRP utility? $ETH and $SOL have their ecosystems with many use cases. $BTC has a digital gold narrative. What's the point of $XRP? 

Other than aggressively marketing itself as a better $BTC, I see no use case, no real adoption. I even have some Ripple myself, but even forgetting the fact it seems to be extremely centralized - I find this is quite a weak narrative. 

There are many other Cryptos which are better than $BTC already. $MONERO for example is far superior than Bitcoin in its original objective as means of payment. Far better than Ripple could ever be, too - it is completely anonymous. 

Yet, Bitcoin is the only one that has matured and thinking it can be challenged successfully so late in the game is nonsense.

Overall, I find it easier to believe that $XRP is simply being pushed by well connected political founders than there is any substance behind it.