$XRP is decentralized enough to matter. The network operates with independent validators around the world, not under Ripple’s control. Ripple may have influence, but it doesn’t own or govern the network. The consensus mechanism ensures decentralization, with no single entity in charge, making it a secure and scalable asset for the future.

Tether is a disaster. No full audit, questionable reserves, and a history of legal trouble. It’s been called a Ponzi scheme, and that’s not a stretch. A company printing billions of tokens without clear backing is pure risk. The market keeps using it, but it’s a ticking time bomb. Tether should never be trusted as a stable asset.
#XRP