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If we can't believe the people we elect, what can we trust? – Triptych Foundation
The other night, a few of my friends were shocked to learn I did not believe the presidential election was stolen. These are savvy professionals who aren't about to dress like buffalo and attack the Capitol. I pressed them in an effort to understand where we parted company regarding the November election. The exchange pointed me to the deep lack of trust in America, the consequences, and ideas to address it.
Very few of us have direct access to the ballots from the last presidential election. The volunteers and officials in a given state only handled a fraction of the total ballots cast across the nation. Every election in America demands a full measure of trust at some point along the line. I'm not going to hand count and verify each vote cast in the United States and neither is anyone else.
At some point, that necessary trust will be challenged.
Take Georgia, for example, where President Donald Trump referred to the elections as "rigged." Georgia Secretary of State Brad Raffensperger, a Republican, claims that "there is nowhere close to sufficient evidence to put in doubt the result of the presidential contest in Georgia." On January 6, the same day as the attack on the Capitol, Raffensperger sent a 10-page letter to Congress with a point-by-point refutation of false election claims.
Raffensperger does have direct knowledge of the election results in Georgia by virtue of his elected position. By maintaining that the election was conducted properly, he's going against his own political interests which lends his voice a higher degree of credibility. My friends, skeptical of the election results, clearly disagree, and they're not alone.
In discussing the election, my confidants didn't clash with me about principle or policy. We are all conservatives. We debated whether we could or should trust the elected officials in Georgia and other states to deliver credible results. It wasn't because they viewed Trump as a "truth-giver;" they simply do not trust anyone in politics.
That really hit me. Trust is a choice.
I put my confidence in the structures in the Constitution. I expect my fellow Americans to elect leaders who actually represent them. I trust those officials to follow the law to the best of their ability. I rely on judges to rule justly where conflicts arise. I bank on legislative bodies to craft laws which improve those processes. I have faith in a system of government that is sober about human nature, mitigates its weaknesses, and extols its virtue.
It's fundamentally belief in America itself. I could easily look at the sad state of our modern politics and reject that position as little more than the romanticized naivete of a policy nerd who read too many books about American greatness.
But at some point, the perpetual skeptic has to trust someone or simply admit he can't build a functioning society let alone a vision for the future. If it isn't governors, secretaries of state, or judges empowered by the people to conduct elections and adjudicate disputes, then exactly whom should we trust to tell us the truth?
Any American who rejects the validity of an election must answer that question.
Even if Georgia and the other contested states held another election for president, the same politicians and judges would be in place. If the results were different, what reason would the skeptic have to give them any more credibility?
Trust is an inescapable reality in any society where people govern themselves. Either we support the processes of our federal, state, and local governments, or we do not. If we don't, then our options are to address them within our existing structures or overthrow the government.
None of the gentlemen I discussed the election with supported violence or agitating for civil war. Most Democrats, on the heels of electoral success, certainly don't want to upend America's leadership. The vast majority of Republicans aren't willing to shoot anyone over politics either. The few remaining insurrectionists are in the awkward position of wanting to forcibly take over a nation with a miniscule minority of the population. If successful, their ruling structure would look far more like North Korea than a functioning democracy.
I understand the practical options going forward don't make Republicans any less upset about the election, but they do provide clear direction. We should focus on winning elections and pushing actual policy ideas. Democrats will develop a sweeping agenda; Republicans must develop credible alternatives that address the everyday challenges facing Americans.
Political success isn't a distant memory for Republicans who held the U.S. Senate, House of Representatives, and White House as recently as 2016. Democrats may narrowly hold that trifecta now, but that could quickly change in 2022.
Despite little empirical evidence that the 2018 Georgia governor's race was stolen from her, Democrat Stacey Abrams maintained the process was unfair and refused to concede. She didn't attack the Georgia capitol building. Instead, she filed lawsuits. She got out the vote. Now Georgia is a purple state with two Democratic senators. It's a blueprint Republicans would be wise to emulate.
Trust is hard to come by these days. Faith in individual politicians will disappoint us because they're human. Confidence in the structures and processes which have brought our nation thus far is the difficult path forward. It is a choice, our choice, and one which we must make continually if we expect our republic to hold.
Cameron Smith is CEO of the Triptych Foundation, a 501(c)(3) non-profit. The Triptych Foundation promotes a virtuous society through investments in socially impactful media and business. He was recently executive director of the Republican Policy Committee in the United States House of Representatives. You can reach him at email@example.com.


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Every week, AccountsRecovery.net brings you the most important news in the industry. But, with compliance-related articles, context is king. That's why the brightest and most knowledgable compliance experts are sought to offer their perspectives and insights into the most important news of the day. Read on to hear what the experts have to say this week.
I'm thrilled to announce that Applied Innovation has signed on to be the new sponsor of the ARM Compliance Digest. Utilizing over 50 years' experience in the collections industry and over 75 in technology, Applied Innovation is helping to shape the future of accounts receivable management.
Appeals Court Upholds Lower Court's Ruling in Dismissal of Collection Agency Employee
The Court of Appeals for the Seventh Circuit has upheld a lower court's decision that a collection agency was justified for firing an employee who stole personnel documents after the employee claimed she was not being paid as much as her male co-workers. More details here.
WHAT THIS MEANS, FROM MICHAEL KLUTHO OF BASSFORD REMELE: Crime never pays! What happened in this case? Plaintiff claimed that she was discriminated against and paid less than her male counterparts at a collection agency. But plaintiff's "proof" consisted of performance evaluations plaintiff "stole" from her employer (at least according to her employer). Once the employer learned of this "theft," plaintiff was suspended and then fired. She sued, the case was tried, and the employer was vindicated and won on all counts. Plaintiff appealed. The 7th Circuit affirmed and dismissed the appeal. The lesson? Who knows why a jury decides a case they way it does. But it's not surprising that a claim based on "stolen" documents might be viewed unfavorably by a jury.
FTC, FCC Disagree Over Who Should be VoIP Robocall Enforcer
The Federal Trade Commission and Federal Communications Commission are having a tough time figuring out who should be the primary regulator going after individuals and organizations that are making illegal robocalls, according to a published report. More details here.
WHAT THIS MEANS, FROM LAUREN VALENZUELA OF PERFORMANT: Although the Wall Street Journal reports the FTC and FCC disagree about what agency has primary responsibility and jurisdiction over illegal robocalls, let's not forget the recent collaborations between FTC and FCC over this issue. For example, in March of last year the agencies held a joint policy forum titled "Fighting the Scourge of Illegal Robocalls." FCC Chairman Ajit Pai remarked that the fight against robocalls requires unity and that "none of us will defeat the scourge alone" since the "unfortunate inventiveness of scammers, technical challenges, and sheer volume of calls are daunting for any one entity to defeat." He said "working together, we have a better chance." What has changed between the FTC and FCC? While it may be unclear what agency has the primary responsibility and jurisdiction to reign in illegal robocalls, one thing is clear: many legitimate calls are getting lost in the shuffle as consumers and carriers are trying solutions to combat illegal calls themselves vis-à-vis unregulated call analytics to block calls and call blocking apps. As this discussion has progressed, unwanted calls are often combined with (and in many instances treated synonymous with) illegal robocall calls. There is a significant difference between illegal calls and unwanted calls, and treating them the same is erroneous. First, let's agree to focus energy on combating illegal robocalls. As a consumer myself, and as a member of the credit and collections industry, here is where I see common ground. Here is where our government has a chance to take a pragmatic approach to accomplish something meaningful. Secondly, both agencies should leverage the jurisdiction they do have to tackle the problem from multiple angles. Lastly, let's keep the discussion going because illegal robocalls calls are detrimental to consumers and to our credit ecosystem.
Appeals Court Upholds MSJ For Defense After Plaintiff Could Not Prove Debts Were Consumer-Related
This is one of those cases that make me, a non-lawyer, dizzy. The Seventh Circuit Court of Appeals has upheld a lower court's summary judgment ruling in favor of a defendant that was sued for violating the Fair Debt Collection Practices Act because the plaintiff could not prove the debt was a "consumer" debt even though the plaintiff denied having the debt in the first place. More details here.
WHAT THIS MEANS, FROM RICK PERR OF FINEMAN KREKSTEIN & HARRIS: One of the threshold issues for any FDCPA case is that the underlying credit transaction involved an extension credit for personal, family or household reasons – it must be a consumer credit transaction. This is the plaintiff's burden to prove.
Normally, the consumer can simply testify that he used the credit for a personal reason and that is the end of the inquiry. However, if a third party (non-debtor) complains of an FDCPA violation, or a person who claims identity theft, or, as in this case, someone who disavowed knowledge of the obligation in its entirety, then the plaintiff cannot meet her burden and the case is susceptible to dismissal at the summary judgment stage.
This is an often overlooked defense under the circumstances. But, it can be quite potent.
Judge Grants MSJ For Defendant in FDCPA Bona Fide Error Case Over Disputed Debt
A District Court judge in California has granted summary judgment in favor of a defendant that was sued for violating the Fair Debt Collection Practices Act because it allegedly did not mark an account as disputed, instead choosing the believe the policies and procedures put in place by the defendant entitled it to the bona fide error defense. More details here.
WHAT THIS MEANS, FROM BOYD GENTRY OF THE LAW OFFICE OF BOYD GENTRY: Pervasive. I can't think of a more pervasive tactic than for a debtor's attorney to send a written "dispute" to a debt collector and then pull the debtor's credit report to see if a suit can be filed under 1692e. Here, the debt collector prevailed in the BFE defense even though it did not identify the "error", as it had no record of receiving the written dispute? The court noted that the redundant written procedures in place to process incoming mail were sufficient to prevail on the BFE defense. Here is the takeaway: ERC had "redundant policies and procedures in place… to 'properly retrieve[], process[], and record[] all correspondence[s] sent by, or on behalf of, account holders.'"
Maybe the judiciary gets tired of the manufactured lawsuits? Regardless, all debt collectors should be able to put on this same type of defense.
N.J. Judge Grants MTD in FDCPA Case Over Dispute Notice in Letter
A District Court judge in New Jersey has granted a defendant's motion to dismiss after it was sued for violating the Fair Debt Collection Practices Act by sending a letter to the plaintiff that allegedly misled the plaintiff into thinking that the debt could be disputed orally, instead of in writing. More details here.
WHAT THIS MEANS, FROM MITCH WILLIAMSON OF BARRON & NEWBURGER: It's the latest edition of "As the World Turns" better known as the enduring question for collectors within the confines of the 3rd Circuit:
Does the 1692g(3) notice "Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt, or any portion thereof, this office will assume the debt is valid," need augmentation by the inclusion of the words "in writing" after "dispute" to comply with the Court's 1991 decision in Graziano?
In two recent cases we appear to have gotten three different results. In Schwartz v. Sherloq Revenue Sols., Inc., 2019 U.S. Dist. LEXIS 132372 (D.N.J. Aug. 7, 2019) District Judge William Martini noted that Courts in New Jersey have ruled for and against the writing requirement and sided with the majority who have ruled it was not required and found for Defendants. What makes this interesting is that back in May, Judge Martini was faced with the exact same question and in Azizbayev v. Transworld Sys., 2019 U.S. Dist. LEXIS 87148 (D.N.J. May 23, 2019) refused to rule denying without prejudice the defendants motion to dismiss staying the matter "pending decision by the Third Circuit in Cadillo v. Stoneleigh Recovery Assocs., No. 2:17-cv-7472; Bencosme v. Caine & Weiner, 18-cv-07990; or Borozan v. Fin. Recovery Servs., Inc., 17-cv-11542." Id. at *4. (Note: Briefing in Cadillo and Bencosme has not started yet and Borazan is currently stayed in the 3rd Circuit pending decisions in cases where it was alleged the inclusion of a phone number overshadowed the validation notice.)
Two days after the Schwartz opinion, in Chromey-Bullock v. Radius Glob. Sols., LLC, 19 U.S. Dist. LEXIS 134245 (M.D. Pa. Aug. 9, 2019) the Court did not follow the majority of the courts sitting in Pennsylvania which have consistently found that the 1692g(3) notice as written is unclear, routinely stating "merely tracking the statutory language is insufficient to comply with [the FDCPA]—the validation notice 'must also be conveyed effectively to the debtor.'" Henry v. Radius Glob. Sols., LLC, 357 F. Supp. 3d 446, 457 (E.D. Pa. 2019). The norm for these 1692g(3) complaints is to add to 1692g claim that the letter violated 1692e's prohibition against "false, misleading and deceptive" practices. And it is also the norm for Courts to hold that if there was no violation of 1692g then there cannot be a violation of 1692e.
In Chromey however the Court introduced a new wrinkle in denying Defendant's motion to dismiss stating: "The plaintiffs allegations raise a reasonable expectation that discovery could reveal evidence that the defendant's collection notice was misleading." Id. at *6. Huh? Anyone want to guess where this is going?
Perhaps we should collectively hire an outside firm to conduct polling and ascertain just what the "least sophisticated consumer" standard actually is from the LSC's perspective? My read of Chromey suggests just that. In the meantime, there is currently no light at the end of the tunnel to signify when the 3rd Circuit will rule again on this issue and at the same time there are probably dozens of pending motions out there in the New Jersey and Pennsylvania courts and we will continue to see decisions going both ways.
Big Spike in New Lawsuits Filed in July: WebRecon
Executives in the credit and collection industry — especially those working in compliance — who were hoping for a slow, relaxed summer have definitely been disappointed, based on data released yesterday by WebRecon that shows a dramatic uptick in the number of lawsuits filed by consumers. More details here.
WHAT THIS MEANS, FROM LINDSAY DEMAREE OF BALLARD SPAHR: Plaintiff's attorneys are back from summer vacation. Although the uptick in FCRA filings has been a theme throughout 2019, the spikes in TCPA and FDCPA filings from last month indicate that plaintiff's firms are not abandoning these claims. In the TCPA context in particular, recent developments have favored plaintiffs: district courts beyond the Ninth Circuit have adopted the plaintiff-friendly ATDS definition of Marks v. Crunch San Diego (see, for example, Allan v. Pa. Higher Educ. Assistance Agency, No. 2:14-cv-54 (W.D. Mich. Aug. 19, 2019)); the FCC's anticipated attempt to clarify the ATDS definition appears to have lost momentum afterMarks; and, generically-labeled "robocallers" have become targets of late-night television shows and proposed legislation by Congress alike, publicizing the issue for potential plaintiffs in the process. Thus, while the total number of TCPA and FDCPA complaints may be down for 2019, the number of lawsuits is still far from zero and could very well continue to rise in the following months."
CFPB Reaches $60M Settlement Over For-Profit School's Student Loan Practices
The Consumer Financial Protection Bureau has reached a $60 million settlement with the defunct lending arm of a bankrupt for-profit lender, ending a five-year legal battle. More details here.
WHAT THIS MEANS, FROM VIRGINIA BELL FLYNN OF TROUTMAN SANDERS: In 2014, the Consumer Financial Protection Bureau (CFPB) filed a lawsuit against ITT Educational Services, Inc. (ITT) in the U.S. District Court for the Southern District of Indiana. The complaint alleged that ITT engaged in unfair and abusive practices in connection with its private loan program, Student CU Connect CUSO, LLC (CUSO), in violation of the Consumer Financial Protection Act of 2010. The CFPB had also alleged that ITT knew that the student borrowers did not understand the terms and conditions of the loans and could not afford them, resulting in high default rates and other negative consequences.
Last week, the CFPB announced a proposed settlement to resolve the lawsuit. The terms of the proposed stipulated order include, among other things, a judgment against ITT for $60 million and an injunction prohibiting ITT from offering or providing student loans in the future.
In June, CUSO agreed that it would not collect on the subject loans, and also waived and relinquished any right or authority to service or collect on the loans. The total amount of loan forgiveness is currently estimated to be $168 million. At the time of its collapse in 2016, ITT had enrolled roughly 43,000 students at 130 campuses. This is big news for student loan servicers and for-profit schools. Clear disclosures continue to be an important and major focus for the CFPB, which has not slowed down as some thought.
Thanks again to Applied Innovation — the team behind ClientAccessWeb, Papyrus, PayStream, and GreenLight — for sponsoring the Compliance Digest.

subset: commoncrawl


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Supporting Characters is a podcast in which host Bill Ackerman talks to writers, bloggers, podcasters, fanzine publishers, programmers, preservationists and more about their creative endeavors and today's film culture.
In episode 9, Bill Ackerman speaks to writer/film programmer Kier-La Janisse about her many contributions to film culture, from her Cannibal Culture fanzine and Cinemuerte film festival to co-founding venues like the Blue Sunshine Psychotronic Film Centre, schools like The Miskatonic Institute Of Horror Studies and her small-press publishing company with fellow writer Paul Corupe, Spectacular Optical Publications. We talk about the origins of her books A VIOLENT PROFESSIONAL – THE FILMS OF LUCIANO ROSSI and the acclaimed HOUSE OF PSYCHOTIC WOMEN, and her experiences in documentary film, whether as a co-producer, an interviewee or as the subject. Other topics covered include movie parties, bootleg collecting, the peculiar boasts of Rico Boido, programming for the Alamo Drafthouse, objectifying Richard Stanley (and subsequently apologizing for it), "elevated horror", the Bloodshots 48-hour horror movie challenge, the economic realities of a life in film culture and details about some of her upcoming projects. It's likely the time you'll hear the names Manny Farber, Jorg Buttgereit AND David Cassidy mentioned within the same conversation.
Hear the podcast HERE >>


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Based in Furtwangen, Germany
Release date:
28 Sep, 2019
Regular Price:
Duskwood is a modern detective game in which the player is trying to crack a mysterious kidnapping case. With the help of a messenger and other multimedia content, such as voice messages, pictures and video chats, the player is on a quest to find the kidnapper. As a result, he becomes a target himself. The popular investigation game has charted top 10 in over 29 countries and has recently been featured in various categories on the iOS AppStore and on Google Play.STORY
Duskwood is a small, quaint village surrounded by a dense forest. Strangers rarely get lost in this remote area and when they do, they always describe the place as weird or even scary. The locals of Duskwood have never been worried about this. However, in the last 72 hours, many things have changed and even among the villagers concerns are growing: A girl has disappeared and the mysterious legends that are surrounding the ancient forest seem to come alive...
There is no trace of the kidnapped girl Hannah Donford. At least not until her friends receive a message from her phone. This message only contains a phone number… your phone number! This strange circumstance brings the group new hope, but what does that mean for you?... Will you respond?GAMEPLAY
The game is played in a WhatsApp-style messenger. The player does not play another person, but becomes part of the story as himself. Hints on Hannah's whereabouts can be found hidden all through the game but the main focus is on the dialog with the other characters. They are embodied by actors and have an authentic life of their own. For example, they update their statuses, pursue hobbies and share news via video calls. Additionally, the player has the opportunity to unlock further hints and story segments by performing spy missions (such as hacking into cloud storage or listening in on private conversations). The plot is perfectly balanced between mystery and classic thriller, which offers players an exciting and immersive detective experience.
Duskwood is being released in episodes and is currently available in English, German, Portuguese, Russian, Spanish, Italian, French and Polish. More languages are planned.
- Immersive Mystery-Thriller: You are part of the story
- Real People: Search through their profiles to find out more about them
- Multimedia Content: Video calls, voice messages and much more
- Spy Mode: Gain access to confidential information
- Mini Games: Solve challenging puzzles to unlock additional hints and story segments
- Entirely free and playable offline
- Languages: English, German, Portuguese, Russian, Spanish, Italian, French and Polish
Duskwood Official Trailer YouTube
Duskwood Episode 9 Teaser YouTube
Logo & Icon
Awards & Recognition
- "Game Of The Week" Duskwood is Game Of The Week on Pocketgamer
- "Top 100 Android Roleplay Charts in over 41 Countries"
Selected Articles
- "Intriguing Detective Thriller"
- Cameron Bald, pocketgamer.com
Additional Links
Official Facebook Fanpage fb.me.
Everbyte on instagram.com.
Everbyte on twitter.com.
About Everbyte
Everbyte is an Indie Game Studio based in Black Forest - Germany. Jan, Vanessa and Kevin - founders of Everbyte - met during their studies at Hochschule Furtwangen University. Once they finished their Master of Science they decided to go full indie. Next to powerful AR-Applications for business partners, they mainly focus on developing mobile games.
More information
More information on Everbyte, our logo & relevant media are available here.
Duskwood Credits
Jan Ewald
Vanessa Riess
Kevin Scherer
presskit() by Rami Ismail (Vlambeer) - also thanks to these fine folks


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The powerful Culinary Workers Union in Las Vegas has sued three restaurants at major casinos on the Las Vegas strip for their failure to protect workers as they have reopened during the pandemic. Eric Weininger, a cook at Guy Fieri at Harrah's, one of the restaurants sued, said he came into close contact with a coworker who later tested positive for coronavirus. Instead of prioritizing him and his coworkers, Weininger said "[management] was blasé about it" and failed to appreciate the risk it posed to his at-risk son and mother-in-law, both of whom he lives with. The complaint seeks injunctive relief under the Taft-Hartley Act and also alleges that the employers violated Nevada nuisance law. The nuisance theory is that, by failing to keep their workers' protected from COVID-19, the employers are putting workers, their families, and the community at risk. As Maxwell wrote last week, the public nuisance theory has been successful in two states, California and Illinois, where courts have ordered employers to implement more stringent health and safety measures. The Culinary Union suit, were it to obtain similar relief, would be the first successful suit in the federal courts.
Oregon has become the second state (after Virginia) to announce plans to issue temporary workplace safety standards aimed at protecting workers during the pandemic. There will be one plan for hospitals and another for all other employers. State action has begun partly because OSHA, the federal agency tasked with protecting workplace safety, has failed to act. As Alexandra wrote about earlier this month, a suit filed by the AFL-CIO seeking to force OSHA to issue temporary standards to protect workers from the virus was rejected by the DC Circuit. OSHA, in fact, appears so uninterested in workplace safety that it can't even get its boss, Labor Secretary Eugene Scalia, to wear a mask for a photo op with the Dallas Chamber of Commerce.
New Orleans sanitation workers, on strike for over two months and replaced on the job by enslaved prisoners, were profiled yesterday by Kim Kelly for The New Republic. Kelly writes that, in a time of uprising against systemic racism, the strikers, all of whom are black, bring to mind the Memphis sanitation workers' strike of 1968. That strike, precipitated by two black workers being crushed to death by a garbage truck, was where Martin Luther King Jr. made his final public speech before he was assassinated. Janard Taylor, a striking New Orleans worker, said "[t]o connect our struggle to the struggle for Black lives, we look back to 1968 when our brothers from that time were crushed in that garbage truck."
Amazon's treatment of workers during the pandemic has been nothing short of egregious: they fired Chris Smalls, a black organizer and sought to racistly smear him as "not smart or articulate," they fired workers who sounded the alarm on workplace safety, and their disregard for worker safety led to the public resignation of a senior engineer. Now Recode, Vox's tech vertical, has an extensive report on Amazon's systematic retaliation against workers who speak up and the long term implications for the American workplace. Stuart Appelbaum, president of the Retail, Wholesale, and Department Store Union, warned against an Amazon-led race to the bottom, "[o]ther employers feel that if they want to survive, they have to find a way to change their working conditions to replicate Amazon. And that's exactly what we don't want — we don't want Amazon to be the model for what working is going to be like, of what the future of work is going to look like." But Courtney Bowden, an Amazon worker fired for organizing her coworkers to demand paid time off for part time employees, was defiant: "Amazon thinks that they can control all these workers speaking out by firing them…[w]hat they don't understand is that the amount of people doing this is just going to grow, grow, grow."


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Diabetes is one of the most unwanted lifestyle diseases that terrifies people because of its life-threatening symptoms and reactions. This disease has been mushrooming in humans' life for a long time and no wonder, poses a huge risk to the upcoming generation's health because of the sedentary lifestyle.
However, the effects of Diabetes are not hidden from us. Suddenly, it stops you from doing all the things you were accustomed to doing before and you have to accommodate Diabetes as a part of your routine.
Diabetes can easily enter your life once your blood sugar level exceeds the healthy blood sugar limit. But when it comes to the best remedies or cure, you are introduced to a range of products. However, if you're reading this article, it means that you're genuinely seeking a solution that provides you relief from Diabetes (as it is also a part of your life).
Here, we've piled up some great information regarding Fenugreek Seeds because they are amongst the best cures for Diabetes. And you should know about how it defeats other contemporaries in management of Diabetes.
How Fenugreek Seeds Are Effective & More Reliable to Treat Diabetes?
However, in the context of fenugreek seeds, lots of studies have been carried out, because Fenugreek seeds have also shown anti-diabetic benefits that have given a new life to the diabetic people. For instance, it has been found that it improves metabolic symptoms, glucose tolerance, and lowers blood glucose and cholesterol levels. Fenugreek seeds are also mentioned in Ayurveda for their positive impact on blood glucose.
Therefore, you should definitely look for a product containing Fenugreek seeds extract. But not all products are reliable. For instance, in creating an effective medicine to treat Diabetes, the right amalgamation of potent ingredients and accurate method of using Fenugreek Seeds must be followed.
Similarly, let's have a deep insight into the following details that shed light on some important things that make fenugreek seeds far better than anything for treating Diabetes.
What do Experts say?
Over recent years, the count of diabetic patients is scaling up at an alarming rate. And this is happening due to the rising stress levels and change in lifestyles.
But, why only Fenugreek seeds to treat Diabetes? The reasons are evident. Fenugreek Seeds are helpful to reduce the blood sugar level because these are considered rich in soluble fiber. Trigonella Foenum Graecum or Fenugreek seeds extract slows down the carbohydrates' absorption and digestion that has been founded as the best way of treating a diabetic patient.
It has been found that the Fenugreek seeds increase glucose tolerance and the availability of amino acids in seeds raises the insulin sensitivity that breaks down the excessive sugar count in the blood.
Regular intake of Fenugreek seeds extract has also been shown helpful to improve metabolism problems that stem from Diabetes.
According to Diabetologist, Dr Ashok Jhingan – "Fenugreek seeds are like an anti-diabetic medicine that decrease inflammation and improve lipid metabolism".
However, for a few diabetic patients, only Diabetes isn't a problem, but their weight is also a big issue that they want to get rid of. But thanks to Fenugreek seeds, because alongside reducing blood sugar level, it's also effective in weight loss.
What's The Best Fenugreek Product To Manage Diabetes?
If you're looking for a pure Fenugreek Product, undoubtedly, you should go for Fenfuro. Derived from natural Fenugreek Seeds and produced by utilizing an innovative process, Fenfuro is leading in the race of the best products to manage Diabetes.
The product keeps a stable glucose level in your body, thanks to the rich combination of flavonoids and saponins substances. It is clinically evaluated and is supported by 7 international patents.
Fenfuro is a single ingredient product and has no additives and excipients. It's a standardized fenugreek seed extract.


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One of the country's African-American National Historic sites will be getting a makeover—courtesy of the U.S. government. The?historic African Meeting House on Beacon Hill in Boston?recently was approved for a $4 million?federal grant. The much-needed funds will give curators the opportunity?to finish restoring the building, which was designated a National Historic Landmark by the National Park Service, to its original 19th-century state. The Museum of African-American History owns the building.
"We?re doing this restoration project because it?s the right thing to do?helping to preserve and protect a precious cultural resource that is so critically important to the American narrative," says Boston African-American National Historic Site Superintendent Cassius Cash. "But we?re also doing it because it?s the right thing to do for our economy. As President Obama said recently: "In a time of great difficulty, when we are recovering from the worst recession in generations, some may ask whether now is the time to reaffirm our commitment to our national heritage. 'I want everybody to recall, it was in the midst of the Civil War that Abraham Lincoln set aside lands that are now Yosemite National Park. Even in times of crisis, we?re called to take the long view to preserve our national heritage.'"
The oldest existing building of its kind in the nation, the Meeting House, built in 1806, has been shuttered for four years?during its current renovations. The grant money will?help restore the interior of the three-story brick building to its condition in 1855 at the height of the New England abolitionist movement.
The African Meeting House has been a church, school, and meeting place for the black community in Eastern Massachusetts. And in fact, abolitionist William Lloyd Garrison founded the New England Anti-Slavery Society there in 1832. After changing ownership, in 1972 it was finally purchased by the Museum of African-American History.
In all, the restoration will top $8 million. Once the Meeting House reopens early next year, it hopes to increase visitorship. All the more reason for the grant, says Superintendent Cash, "It's that long view the National Park Service maintains as we care for these special places and preserve their stories to make sure they're still around for future generations."


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Chief (Mrs.) Felicia Olawunmi Adetu, mother of the MD Of Guinness Nigeria Plc, Mr. Seni Adetu is dead.
Chief Adetu died on Wednesday January 15 at the age of 88.
A statement announcing her transition yesterday said the burial programme would be made later, adding that she is survived by many children, grandchildren and great grand-children.
Nigeria's first online tabloid


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Saturday afternoon brings joy for the football lovers. It offers the fans a lot of mouth-watering football fixtures all over Europe. EPL is considered as the most popular league on the planet and it definitely delivers the most spectacular thrillers for sure. In another Saturday afternoon encounter, Southampton FC will take on Everton FC. It will take place on the 9th of November at St Mary's Stadium. The clash will begin at 3 pm GMT (4 pm BST).
The Saints are going through a tough period of time as they have faced hat-trick of defeat in their last 3 outings in all the competitions. They will take on the Merseyside Blues following their defeat against the league title holders Man City. Despite having an early lead, they suffered a 2-1 defeat against the Citizens. On the other hand, Everton secured a point very late in the game against Tottenham. In a GD-11 fixture at the Goodison Park, Marco Silva's lads drew a 10 men Tottenham side. In fact, they were lucky to have that point as they equalized on the 97th minute of the game to level the game against the visiting Spurs side.
Match Details:
- Participating Teams: Southampton FC vs Everton FC
- Date: 9th November
- Time: 3 pm GMT / 4 pm BST
- Day: Saturday
- Venue: St. Mary's Stadium
- Location: Britannia Rd, Southampton SO14 5FP, UK
- Capacity: 32,505
- Surface: Desso Grass master
Southampton Team Squad:
- Goalkeepers: Alex McCarthy, Angus Gunn, Harry Lewis
- Defenders: Cedric Soares, Maya Yoshida, Jannik Vestergaard, Jack Stephens, Ryan Bertrand, Jake Vokins, Kayne Ramsay, Jan Bednarek, Kevin Danso, Yan Valery, Sam McQueen
- Midfielders: Moussa Djenepo, Oriol Romeu, James Ward-Prowse, Stuart Armstrong, Sofiane Boufal, Pierre-Emile Hojbjerg, Will Smallbone, Callum Slattery
- Forwards: Shane Long, Danny Ings, Che Adams, Michael Obafemi, Nathan Redmond, Dan N'Lundulu
Everton Team Squad:
- Goalkeepers: Jordan Pickford, Maarten Stekelenburg, Jonas Lossl
- Defenders: Mason Holgate, Leighton Baines, Michael Keane, Lucas Digne, Yerry Mina, Djibril Sidibe, Seamus Coleman, Cuco Martina
- Midfielders: Fabian Delph, Gylfi Sigurdsson, Morgan Schneiderlin, Andre Gomes, Jean-Philippe Gbamin, Tom Davies
- Forwards: Richarlison, Theo Walcott, Cenk Tosun, Alex Iwobi, Bernard, Moise Kean, Oumar Niasse
Southampton Last 5 Matches:
- 1-2 Defeat vs Man City – Premier League
- 1-3 Defeat vs Man City – Carabao Cup
- 0-9 Defeat vs Leicester City – Premier League
- 1-1 Draw vs Wolverhampton – Premier League
- 1-4 Defeat vs Chelsea – Premier League
Last 5 Match of Everton:
- 1-1 Draw vs Tottenham – Premier League
- 2-0 Win vs Watford – Premier League
- 2-3 Defeat vs Brighton – Premier League
- 2-0 Win vs West Ham United – Premier League
- 0-1 Defeat vs Burnley – Premier League
Predicted Result: Southampton 0 – 2 Everton
Match Preview: Southampton has made its worst start to the league since their comeback into the top flight more than half a decade ago. They are currently standing in the relegation zone. The Saints have suffered 3 successive defeats as well. Thus they are definitely feeling a lack of confidence at the moment.
On the contrary, Everton is comparatively in better form. Thus despite being the away side, they should feature as the favorites in this fixture. I am keeping them ahead to win this game as well.
My pick is a 2-0 away victory for Marco Silva's lads.


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SLOOM! (Part 1): IKEA and Teaching Reading
Part 1: IKEA & HSBC (How to best teach kids with literacy difficulties)
Acronyms make everyday things like business names and laws sound a bit more exciting and often, easier to pronounce. Acronyms like IKEA, ING, TASER and HSBC flow a bit better than "Ingvar Kamprad, Elmtaryd, Agunnaryd", "International Netherlands Group", "Thomas A. Swift's Electric Rifle" and "Hongkong and Shanghai Banking Corporation".
Education is no exception – especially the world of special education! Terms such as "Education, Health and Care Plan", "Team around the child", "Individual Education Plan" and "functional behaviour assessment" have been given palatable and more memorable acronyms like EHCP, TAC, IEP, and FBA. Similarly, almost every learning condition has been given an acronym as well (ASC - Autism Spectrum Condition; SpLD - Specific Learning Difficulties; VI - visual impairment; HI - hearing impairment).
What is SLOOM!?
SLOOM is a different way of describing best-practice literacy teaching principles. These principles are well-known to teachers, but SLOOM frames it differently from what you might have previously heard:
S- Scaffolding
LO- Little and Often
O- Overlearning
M- Multisensory
We'll take a deeper look at this in the next post, beginning with specifics of Scaffolding (S).
A previous version of this article was published in February 2018.
IKEA photo from www.ikea.com


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Punting, Peasant food, and Pianos
October 3, 2013
Orientation continues to stretch on in a not-unpleasant fashion, leaving us OSAP with plenty of free time. The quiet before the storm, as it were. For example, today we only had to attend a brief lecture about how to use the library system. That's it. Beyond that we are free. It is a cloudy day … More Punting, Peasant food, and Pianos


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Washington, DC – Congresswomen Jackie Speier (CA-14), Diana DeGette (CO-01), and Debbie Dingell (MI-15) introduced legislation today to ensure Americans can confidently use technology for contact tracing of COVID-19 knowing their data are secure and privacy is respected. H.R. 778, the Secure Data and Privacy for Contact Tracing Act, would provide grants to states that choose to use technology as part of contact tracing efforts for COVID-19 if they agree to adopt strong privacy protections for users. Senators Brian Schatz (D-HI) and Tammy Baldwin (D-WI) introduced companion legislation in the U.S. Senate today as well.
"It's more important than ever that we employ every proven scientific method at our disposal to stem the spread of the pandemic, and that means contact tracing," Rep. Speier said. "Several states are already using this technology, but it will only succeed if users can trust their information is safe. Our bill ensures that users can feel confident if they do their part and download a contact tracing app because their private data will be protected and secure."
"We need to stop the spread of this virus, but no one should have to choose between protecting their health or protecting their privacy," Rep. DeGette said. "New digital contact-tracing tools have the potential to play a vital role in helping us combat this pandemic and this legislation will ensure they're developed in a way that will continue to protect people's privacy as well."
"Contact tracing technology will undoubtedly help us contain the spread of this pandemic as new variants emerge, but we cannot compromise consumer privacy protections. By enhancing data security and privacy protections in this emerging technology, our legislation will increase trust in contact tracing and make it more effective," Rep. Dingell said. "We can end this pandemic by taking action to strengthen measures that have already proven successful."
The Secure Data and Privacy for Contact Tracing Act provides grant funding for states to responsibly develop digital contact tracing technologies consistent with the following key privacy protections:
- Digital contact tracing tech must be strictly voluntary and provide clear information on intended use.
- Data requested must be minimized and proportionate to what is required to achieve contact tracing objectives.
- Data must be deleted after contact tracing processing is complete, or at the end of the declaration of emergency.
- States must develop a plan for how their digital contact tracing technology compliments more traditional contact tracing efforts and describe efforts to ensure their technology will be interoperable with other states.
- States must establish procedures for independent security assessments of digital contact tracing infrastructure and remediate vulnerabilities.
- Information gathered must be used strictly for public health functions authorized by the state and cannot be used for punitive measures, such as criminal prosecution or immigration enforcement.
- Digital contact tracing tech must have robust detection capabilities consistent with CDC guidance on exposure.
- Digital contact tracing technology must ensure anonymity, allowing only authorized public health authorities or other authorized parties to have access to personally identifiable information.
The Secure Data and Privacy for Contact Tracing Act is co-sponsored by Representatives André Carson (IN-07), Mondaire Jones (NY-17), Stephen Lynch (MA-08), Jamie Raskin (MD-08), and Mark Takano (CA-41).
The bill is endorsed by Ashkan Soltani, Distinguished Fellow at Georgetown University and former Chief Technologist of the Federal Trade Commission; AIDS United; Project on Government Oversight; Treatment Advocacy Group
"This bill creates the necessary incentives for states to ensure that the plethora of digital tools being developed in response to this and future pandemics are safe, effective, and interoperable. The lack of oversight and coordination has been one of the biggest barriers thus far," said Ashkan Soltani, Distinguished Fellow at Georgetown University and former Chief Technologist of the Federal Trade Commission.
"The Secure Data and Privacy for Contact Tracing Act creates strong and sensible safeguards for individuals' private activities and interactions, a measure that's vital to both individual rights as well as encouraging participation in programs to fight the pandemic. With other nations now co-opting contact tracing data for policing, it's more critical than ever that the United States build these types of protections into contact tracing," said Jake Laperruque, Senior Counsel, The Project on Government Oversight.
A copy of the bill is attached to this press release below.


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Student Visa for USA
Student Visa Fee: All students traveling to US are required to pay this fee in order to secure a US student visa. This fee can be paid at a local bank and a receipt of the payment should be obtained.
SEVIS Fees: Pay this fee online with a credit card for a fast recipient, or through cheque or money order drawn from a US bank. Through this method, you will receive the receipt after certain days.
SEVIS (Student and Exchange Visitor Information System) I-20 or SEVIS DS-2019, issued by a U.S. college, school, or university
Application form DS-156
Contact information and work history form DS-0158M
Males between the ages of 16 and 45 must complete form DS-0157
A passport valid for at least six months after entry into the United States
One photograph
A receipt for visa processing fee, information available from the consulate or at the specific consulate website
SEVIS fee receipt. If you pay by cheque, it will take several days to get the receipt.
Financial documentation supporting study in the United States, as indicated on the I-20 or DS-2019
Letter of admission, evidence of applicant's TOEFL test score, diplomas or transcripts from previous study-may not be required but a consular officer may request this information
More in Study in USA
Study Cost in USA
Studying in America can be an expensive option, if you do not plan wisely. Explore this article to find the approximate study cost that will be incurred in USA.
Top Universities of USA
USA boasts of being the home of some of the most reputed universities in the world. With this article, explore the top universities of America, if you wish to study abroad.
Internship Programs in USA
Interested in enhancing your skills and knowledge with an internship in the US? Find detailed information about different internship programs in USA, with this article.
MBA Programs in USA
Pursuing MBA from a US B-school is a dream-come-true for most candidates. Explore this article to find all information about the different MBA programs offered in USA.
PhD Programs in USA
Do you wish to see the three prestigious letters PhD after your name? Scroll through this write-up to find all information about pursuing PhD programs in USA.
Postgraduate Courses in USA
Are you wondering how to seek admission in an esteemed university in USA? Explore this article and find all details about the postgraduate courses offered by America.
Undergraduate Courses in USA
Wish to pursue your dream of studying in the United States? This article emphasizes on the various undergraduate courses offered in USA.
Education System in USA
The entire education system in USA differs slightly from what other countries follow. With this article, get an overview of the education system in USA.
University Admission in USA
Fulfill your dream of pursuing higher studies in USA by glancing through the university admission procedure, with this article.


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Detergents are amphipathic molecules that contain both polar and hydrophobic regions which allow them to act as solubilizing agents. The polar region can form hydrogen bonds with water while the hydrophobic region tends to aggregate into micelles and associate with hydrocarbon and nonpolar domains. The fundamental properties of detergents include: the critical micellar concentration (CMC, the concentration above which micelles form); the Kraft Point (the temperature at which an equilibrium exists between the insoluble crystalline state, the monomeric detergent and the micellar state; this temperature is usually equal to the critical micellar temperature, CMT); the aggregation number (the number of detergent molecules within a micelle, which equals micellar MW/monomeric MW); the Hydrophile-Lipophile Balance (HLB, a measure of the hydrophilic nature of the detergent. An HLB between 12-20 is preferred for non-denaturing solubilization and > 20 for extrinsic protein solubilization); For non-ionic detergents, the Cloud Point is the temperature above the CMT where detergents become cloudy forming a detergent-rich phase and an aqueous layer. This is useful to separate integral membrane proteins from hydrophilic proteins after first solubilizing at low temperature (e.g. Triton X-114 has cloud point = 23 °C).
Detergents can be grouped into a few main classes: Ionic detergents ; Non-ionic detergents and Zwitterionic detergents. Ionic detergents have a charged headgroup (anionic or cationic) and are useful for the complete disruption of cells and denaturation of proteins for separation during SDS-PAGE. These can include anionic detergents like SDS, cationic detergents such as CTAP and anionic bile salts such as deoxycholate. Non-ionic detergents, often called non-denaturing detergents, are useful in the solubilization of membrane proteins since they are able to break lipid-lipid and lipid-protein interactions, but have a limited ability to break protein-protein interactions. They include low CMC detergents such as Triton X-100 and a NP-40 alternate which cannot be dialyzed away, uncharged bile salts like Big Chap (which can be dialyzed) and the very dialyzable (CMC ~ 25 mM) alkyl glucosides such as octyl glucopyranoside. Zwitterionic detergents protect the native state of proteins without altering the native charge of the protein molecules. In addition to solubilization properties alone, zwitterionic detergents are very useful for isoelectric focusing and 2D electrophoresis. Many synthetic zwitterionic detergents are known as sulfobetaines. Sulfobetaines retain their zwitterionic characteristics over a wide range of pH and are widely used for 2D gel electrophoresis.Non-detergent Sulfobetaines (NDSB's) are a family of zwitterionic compounds that possess hydrophilic groups similar to the zwitterionic detergents but with much shorter hydrophobic chains that cannot aggregate to form micelles. Although not considered as detergents, NDSB's may improve the yield of membrane, nuclear and cytoskeletal proteins when used with detergents. The short hydrophobic groups combined with the charge neutralization of the sulfobetaine group results in obtaining higher yields of the membrane proteins. NDSB's also help reduce aggregation and aid in refolding proteins found in inclusion bodies and bacterial expression systems. The NDSB's are zwitterionic over a wide pH range, easily removed by dialysis and do not absorb significantly in the near UV range.


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From 23 September to 2 October 2021, Chiusi and Chianciano Terme will host the 4th edition of World Deaf Volleyball Championship.
Chianciano Terme – Chiusi 2021 is a Sports, Tourism and Social project that the FSSI – Italian Federation of Deaf Sports Italy www.fssi.it, on indication of the international body ICSD (International Committee of Sport for the Deaf) www.ciss.org has the honor and the burden of organizing in 2021 on the express mandate of the international body.
Chiusi and Chianciano Terme, located in the wonderful province of Siena, are the place chosen by the federation to launch a restart signal for sport, despite the stop dictated by the pandemic Covid-19.
We think that Coronavirus shouldn't continue to stop sport and, in particular, in can't prevent people with hearing disabilities from not being able to cultivate the hope to start returning to normality.
Discover Chianciano Terme
Discover Chiusi


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The geomorphology research group studies landscape evolution and landscape forming processes, with emphases on fluvial, tectonic, hillslope, and climatic geomorphology. Active projects are ongoing in the Pacific Northwest, Tibet, Taiwan, Antarctica, and South America.
Faculty Members:
Scott Bennett
Bernard Hallet
Kate Huntington
Alexis Licht
Dave Montgomery
Gerard Roe
John Stone


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Sri Lanka fielding coach Steve Rixon has described Kusal Mendis as a batsman who will make people go 'wow' the more they see of him. Rixon, who has had coaching stints with New Zealand and Pakistan earlier, was full of praise for the Sri Lankan team for the manner of their historic 2-0 series win in South Africa.
Kusal Perera's 153* had taken the team to an epic one-wicket win in the first Test, and in the second, Mendis and Oshada Fernando put on an unbroken 163 runs in the fourth innings to turn a potentially tricky chase into an eight-wicket romp.
"The big message was amplified loud and clear by everybody, especially the main coach. Hathu [Chandika Hathurusingha] told everyone to relax," Rixon was quoted as saying by ThePapare website about the final day's chase in the second Test in Port Elizabeth. "Going out there with a clean head helped. Kusal Mendis will go onto become a classy player in world cricket. He plays some proper cricket shots. I don't see them played any better in the world. I am seeing bit of class in Mendis. We need to keep him relaxed so the class can come out.
"The kid is only 24 years of age. He needs a lot of mentoring. But you don't want to take any individuality away from him. The kid has got something special in him. As time goes on, we will see him expand. He is still in the infant stage and has got some self-doubt. But the reality is, he is class. People will see greater things from him as time goes on. The more we see him, the more we are going to say 'wow'.
"The other boy [Fernando] was outstanding as well," Rixon added. "I thought he batted beautifully… He has not got baggage to bring. He sees what's there and reacts. His role was unbelievable. He was attacking the spinner from the start. He doesn't wait for that big one to turn and take the outside edge. Instead, he takes on the spinner. Coming down the track and going over for the spinners was smart cricket. The spinner is then wondering 'what am I going to do now'. So, he actually took the game away from the South Africans. A spinner on that sort of wicket could have dominated."
"I didn't think we had any chance of winning and I moved from where I usually sit to a position where I am ready to shake the opposition's hand. However, this game is a strange game. I have been watching it for a long, long time and I will never, ever stop being amazed."
Steve Rixon on the Durban victory
Sri Lanka had arrived in South Africa having endured a particularly bad run of form in Test cricket. They were whitewashed 3-0 at home against England, then lost successive away tours to New Zealand (1-0) and Australia (2-0). Rixon said that while he didn't see any changes in the approach when the team went from New Zealand to Australia, he saw a difference when they arrived in South Africa.
"In New Zealand and Australia, I didn't see a lot of adjustments but from Australia to South Africa, I have seen a change in mental attitude and the way we have gone about our training, which has got smarter," Rixon said. "Players feel happier about themselves. Obviously, winning that Test match in Durban was a once in a lifetime experience. It was a case of someone playing out of their skin. That added belief to the young kids who are coming along.
"Well, I wasn't thinking of winning," he added about chasing down a 304 target in Durban with a 78-run stand for the last wicket. "I didn't think we had a chance. But the reality of it is, if you stay in the game long enough, you never know. Vishwa [Fernando] did such a good job. He became more comfortable the longer he stayed on at the wicket. KJP [Kusal Perera] from the other end was whacking them out of the park. I didn't think we had any chance of winning and I moved from where I usually sit to a position where I am ready to shake the opposition's hand. However, this game is a strange game. I have been watching it for a long, long time and I will never, ever stop being amazed."
Rixon was also full of praise for the 25-year-old fast bowler Kasun Rajitha, whom he held up as an example for the other younger players in the squad alongwith Vishwa Fernando.
"Kasun, everything that he does from his fielding to his bowling and the time he spends out in the nets working on his batting, his work ethic is unbelievable," Rixon said. "How it has worked for him is that he has worked hard to get there. He deserves every success that come his way. Vishy comes with nice equipment, bit like Vaas. To me, he will just get better and better the more he learns. Those are the kids who are going to carry the team forward. They set the standards for the younger guys to follow."


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Feeling depressed, anxious, or lost? You are not alone. I will be using this site to help you become the best version of yourself and ultimately create a community of like-minded people.
Everything sounds ridiculous when it first starts out, but then it becomes a norm.
Basketball-someone decided to bounce a round object and then throw it into a basket. Now it's a billion dollar industry.
Football-people trying to cross a line while holding a ball but other people are trying to stop them.
Baseball-someone throwing a ball while someone else tries to hit it with a stick and then run around as fast as they can trying to beat the ball to the destination
Golf-seeing who can hit a little ball in to a hole the fastest
Singing-talking in a different way while random noises play in the background.
Acting-trying your best to pretend to be someone else in a random situation.
Eating-putting things in your mouth and swallowing them so you stay alive
*Eating meat-raping animals, putting them in cages and beating them and then hanging them from their feet and slitting their throats so we can cut them up and eat their flesh because we enjoy it.
**Eating only natural food. Growing food and then cooking it and eating it. No one has to die or be raped or tortured. And it makes everyone happier and it makes the world a better place.


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- This event has passed.
Special Shark Week Activities with Miss Amy!
Recurring event see all
Tuesday, July 19 @ 10:00 am – 6:00 pm
Don't miss out on special shark week activities!
July 18th -Shark Photo Op – all day
July 19th -Face Painting – all day
July 20th Shark Craft -all day
July 21st Shark story time – at 10:00 am
July 22nd Shark craft – all day
Check out the shark book display in the children's room!


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Jen Perry is completing her honours year in German at the University of Western Australia, and was also on the student editing committee for Trove, a multi media creative arts journal from 2010-2011
The opinions expressed in Trove are those of individual contributors and not those of the editoral committee or the steering committee (as editorial advisers) or UWA.
Edited by Rachael Hains-Wesson
Film: The Artist
Director: Michel Hazanavicius
Running time: 100 minutes
Year of release: 2011
Language: Silent with English subtitles
The year is 1927, and in old Hollywood the silent film is king. George Valentin bursts onto the screen and the camera pans out to reveal a film within a film with a sharply dressed audience, guffawing at the mad caper unfolding before them.
At first glance, Michel Hazanavicius' The Artist appears to be a mere black and white film with an exceptionally long orchestral introduction. However, what this film lacks in audible dialogue it makes up for in its originality, wit and panache. George is at the top of his game when he meets Peppy, a lowly film extra who is soon climbing up the ranks with the advent of talking cinema.
George, stuck in an unhappy marriage, develops feelings for Peppy, but as he is soon pushed aside in the name of cinematic progress and change, their union remains a fantasy. The rest of the film follows their somewhat stilted journey of finding their way back to each other. The leading actors Jean Dujardin and Bérénice Bejo have so much charisma and charm, that it is difficult not to be immediately taken in.
Their ability to convey such breadth of feeling without dialogue is an artform in itself. Hazanavicius seamlessly refreshes the silent film for a contemporary audience. If, like me, you assume silent films are merely vestiges of a bygone era, and lack sophistication, then you must see The Artist. It contains everything you could want in a movie from genuine comedy bred out of bizarre situations such as a very clever dog, scenes that depict tense drama and underneath all this there is a story about pure, devotional love.
The score was expertly composed by Ludovic Bource, and rather than being implemented just as background atmosphere to the unfolding story, the music becomes almost another character entirely. Its narrative presence is especially felt during the infrequent pauses, during which the film felt naked without the music.
Throughout the screening, I noticed that the entire audience was engrossed, sighing when the dog played dead, snorting when Peppy dances a ridiculous jig and crying when George fires his faithful butler. The audience's enjoyment of each and every scene was palpable, and surely something every filmmaker aims for.
The Artist is incredibly heart warming and for me was one of the best films that I have seen in a long time. Therefore, I urge you to be adventurous and experience it for yourself. It's worth every moment.


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Nursing homework help. The Nurse Leader as Economist
- You will examine how nurses and nurse leaders must often think as economists to best understand the healthcare financing concerns of patients, families, and their own organizations. You will also examine how expenses and potential revenues from proposed new healthcare products or services are analyzed, and you will examine the concept of return on investment.
- Share thoughts about prevalent healthcare financing concerns and consider how these concerns are impacted by economic principles such as price, supply and demand, and need.
To Prepare
- Research current healthcare financing concerns prevalent in the United States.
- Reflect on these or any other healthcare financing concerns that you have observed and/or that your healthcare organization currently experiences.
- Consider how these concerns relate to fundamental issues of economics, such as "price," "supply vs. demand," "scarcity of resources," or "needs and wants."
- Consider how these concerns relate to the healthcare product or service solution you have proposed for your organization
Penner, S. J. (2016). Economics and financial management for nurses and nurse leaders (3rd ed.). New York, NY: Springer Publishing Company.
- Chapter 1, "Economics of Health Care" (pp. 3–25)
Garrison, L., & Towse, A. (2017). Value-based pricing and reimbursement in personalised healthcare: Introduction to the basic health economics. Journal of Personalized Medicine, 7(3), 10. doi:10.3390/jpm7030010


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Maria B-HI am a Catholic homeschooler, a musician, and an aspiring novelist. I am a member of the best family on earth, and have the most wonderful people for friends, all my very own!
(Wow, to be part of the best family on earth!)
Now to her post:
Earl Grey Soliloquy
Monday, April 20, 2015
Saturday, in addition to being the ACT, was the annual homeschool dinner-dance. (Yeah...I'm sleep-deprived.) It was tons of fun, even more than last year!
A bunch of the girls went to Nicole's house to get ready. Tessie and Hope plus Hope's sister Annie and Katie were all there just to help us. We spent about three hours getting six people ready...but hey, getting ready is one of the best parts! I brought a batch of chocolate-chip cookies for sustenance.
Ten minutes before we left, Mrs. Gerdes got some photos of us. We would have gone outside, but it was raining and most of us had way too much hairspray in our hair to risk it.
We actually ended up getting there a bit early, which was cool because we were the first people they let in. The theme this year was the Academy Awards, so they had a red-carpet-looking entrance, and all the adults were pretending to be paparazzi with their phones, cameras, etc. The whole room was decorated very impressively.
We had a lot of fun, laughing, talking, playing games, and dancing. I am sore now!
I will post some photos Mrs. Scott took (she was there) once I have access to them.
I can't wait till next year--Tessie will be able to come!


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In our initial conversation, we will listen to you and get to know you and your book idea.
We will give you an overview of the process, the steps toward getting your book into print, and
identify your target market for your book.
The time spent will help you decide which steps in the process are ones you need help with
and which steps you want to do on your own
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We will be playing an unspecified number of concerts throughout Europe during the summer of 2020, including COPENHELL.
It will be the "9" lineup, featuring:
Hank Shermann - Guitar
King Diamond - Vocals
Bjarne T Holm - Drums
Mike Wead - Guitar
with Joey Vera on the bass while Timi Hansen is away.
We asked Joey Vera (Armored Saint, Fates Warning) to fill in because he has a very unique style and sound playing with his fingers, much like that of Timi Hansen. This is very important, since the set list will only consist of songs from the very first "mini LP", the "Melissa" album, and the "Don't Break The Oath" album, plus some brand new songs written specifically in that very same style.
This will very much be Mercyful Fate as we were in the very beginning, except for a brand new major stage production.
See you at the Ruined Bridge.
Stay Heavy
Mercyful Fate
Reviews - Interviews - Promo - Radio Play
Contact email@example.com


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Reed Ward Plastics (NW) Ltd work closely with all customers, some of whom are very well known in their respective industries, fabricating plastic products to suit their needs and requirements. We provide advice regarding the most suitable materials for a vast array of applications, where the needs can vary drastically and we can help design and fabricate successful solutions.
We can shape everything two dimensionally with special manual cutting tools from elegant curves to more complex irregular shapes. For the most intricate of shapes we can employ laser cutting techniques for super fine & precision cutting.
We can cut sheet plastics and piping to the exact length or dimensions that your job requires, using our specially adapted workshop tools. So when it gets to the job site, it is ready to rock and roll. Saving you precious time, energy and aggrevation.
We can bend and form plastic sheets in to 3D shapes in order to fulfill your specific requirements. Using a combination of techniques we can work with our customers to provide more complex and bespoke formed components.
Welding is a process used to join two pieces of plastic together as if it was a single unit. Creating a bond that is far beyond the scope of adhesives. Enabling us to create the highest quality, bespoke, plastic components for our customers, to meet their exacting requirements.


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Nat H. Thomas
Nat has maintained a general practice of law for almost forty years at the same location – 317 Shelby Street, Suite 304, Kingsport, Tennessee, 37660.
He now concentrates on assisting clients with financial problems including Chapter 7 bankruptcy cases, divorce matters and criminal defense.
Nat offers personal and friendly services to his clients in a very relaxed atmosphere.
Bristol Tennessee High School – Graduated in 1966
ETSU – Bachelor of Science Degree in Political Science – Graduated in 1973
ETSU – Master of Arts in Education – Graduated in 1976
Nashville School of Law – Doctor of Jurisprudence – Graduated in 1980


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Entrepreneurs see a need in society and develop a solution to fulfil that need. The rewards can be great, both to the society and the entrepreneur. But in order for those rewards to be realized the people who can benefit from the entrepreneur's innovation need to be made aware of it. Once they are aware of it, they need to know how to access it, whether it is a product or a service.
Before they can access it, they need to remember it, especially what it is called. This is one of the most important functions of a trademark: as a way for the consumers of your product or service to store the information they will need to purchase your offering and to continue to repeatedly purchase your offerings in the future. Your trademark (also referred to below as TM) must aid the consumer's recollection of (1) what your product or service is, and (2) what its name is. In a sense you can think of your TM as a recall device.
Thus, entrepreneurs need trademarks that serve as recall devices. This is a necessity.
Because a trademark is an intangible piece of intellectual property, the only way to satisfy the need for a TM that serves the required function of a recall device is to create it. A trademark can function well as a recall device in one of two ways. If it inherently calls to mind significant attribute of the product or service, and is a memorable term, this will suffice. Alternatively, if it does not call to mind any attributes of the product or service, it can be linked to the product or service through the entrepreneur's advertising campaign. In either case, whether the linkage to the product or service stems from the inherent structure of the trademark or from its linkage to the product or services via marketing, the term itself must be memorable and ideally, unique.
So, to sum it up, necessity is the mother of invention, and as applied to your business and your trademark that means you need a TM that both conjures up your product or service in the mind of consumers and is easy for them to remember. That's the necessity part. The invention part is the development of said trademark.
For more information please visit our website at www.tmwlaw.com
Rule #1
Always consult with your trademark attorney before making any changes to the way you use the trademark.


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Grossman hat trick guides Montville into second round
MONTVILLE — Back in preseason, not even junior striker Ethan Grossman thought Montville would win a NJSIAA Tournament match. Just reaching the postseason seemed like a huge goal for the rebuilding Mustangs.
Grossman had a hat trick as Montville surpassed its own expectations, defeating Vernon 3-1 in a North 1 Group III opening-round game. The Mustangs will visit top-seeded Northern Highlands on Friday.
"They came out fire, and we came out flat," Vernon coach Joseph Jones said. "It was rough. These guys have played together since they were 5, 6. They had in the back of their minds that the end was coming eventually. They were playing on pins and needles."
While Jones interpreted the Vikings' loose play as nerves, eighth-seeded Montville (9-9-1) seemed relaxed and confident from the start. Grossman tallied twice in a six-minute span. He "still managed to get solid contact" while tumbling forward 20 yards out just 34:51 into the match. For the second goal, Grossman received a pass from junior midfielder Adam Elias, dribbled a Vernon defender, and tucked the ball inside the near post. He wrapped his second shutout of the season midway through the second half, beating diving Vikings goalkeeper Eamon Logue.
William Scheisswohl scored No. 9 Vernon's goal with a solid individual performance, dribbling a third of the field with 5:53 to play.
"Now that we've won a game, we just want to keep going," said Grossman, who seemed taken aback by both his team's achievement and his own.
After the Mustangs started the season 2-6-1, new head coach Kevin Brown could see the enthusiasm draining from his players. Instead of another practice, Brown took the team bowling. He also changed the Mustangs' warmup right after losing to Randolph in the Morris County Tournament. Montville had to win three in a row to be above .500 by the NJSIAA Tournament cutoff.
The Mustangs won five straight, including back-to-back shutouts of Morristown and the Rams. They had lost to Vernon, 2-1, on the road on Sept. 28.
"They had to know they were playing for something," Brown said. "We went from states to a home game. They've done everything we hoped for."
Staff Writer Jane Havsy: 973-428-6682; email@example.com; www.dailyrecord.com/writerjane/


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(1999) (Shawn Hatosy, Alec Baldwin) (R)
Otherwise, use the following link to read our complete Parental Review of this film.
- Comedy/Drama: Sent off to finish his high school education at a private academy, a seventeen- year-old deadbeat shakes up the establishment but also learns a thing or two about growing up.
- In 1974 Pawtucket, Rhode Island, Tim Dunphy (SHAWN HATOSY) is a deadbeat seventeen- year-old who likes to hang out with his friends, including "Drugs" Delaney (JON ABRAHAMS) and Mousy (JONATHAN BRANDIS), getting high and thinking about sex. That's when he's not helping his wheelchair bound younger brother, Jackie (TOMMY BONE), deliver papers or trying to avoid his stern and rough around the edges father (ALEC BALDWIN) who not-so- affectionately calls him "Dildo."
When Tim rear-ends a parked police car while high on pot, old man Dunphy, who spends his time either playing poker with his buddies, including Joey (GEORGE WENDT), or eating ice cream from the carton while watching TV, sends Tim off to a prep school -- Cornwall Academy for Boys -- to prevent his son from serving any time for his crime.
Although he initially sticks out like a sore thumb, with the help of his new roommate Irving "Jizz" Waltham (JACK FERVER), blue-blooded student Jack Wheeler (GABRIEL MANN) and Billy Fu (ALEX TOMA), whose father's pending multimillion-dollar donation allows him to get away with anything, Tim soon begins to fit in. That's actually more so with the school's other troublemakers, much to the chagrin of Mr. Funderberk (TIMOTHY CROWE), the dorm resident director.
Things begin to look up for Tim when he spots and then falls for Jane Weston (AMY SMART), a pretty blond who's looking forward to attending Brown college. While she initially rebukes his advances, the two soon become an item. As the school year unfolds, Tim finds that he must balance that relationship while coping with his dad and the daily tribulations of attending a private and very strict boy's academy, all while learning a thing or two about growing up.
- OUR TAKE: 6 out of 10
- If someone told you that the latest film from the Farrelly brothers -- the writing and directing sibling team responsible for "There's Something About Mary" and "Dumb and Dumber" -- actually had some heart in it -- instead of just the typical body parts and/or fluids -- you might think them crazy.
Yet, that's actually the case with "Outside Providence," a coming of age story set in the 1970s. Granted, the film isn't directed by the Farrellys, but is adapted by them and director Michael Corrente from a novel that Peter Farrelly wrote before their breakout success in Hollywood. Thus, it's difficult to say whether they're evolving toward more "mainstream" fare, or are "devolving" since this story predates their more recent work. Whatever the case, this is one of their more accessible and entertaining pieces.
That's not to say, however, that everyone will enjoy it. Nor does it mean that the film is devoid of their standard off the wall and occasionally outrageously gross style of comedy. As such, some of the film's humor stems from vomit, masturbation, using a noodle as nasal floss and features disabled people and other politically incorrect moments as sources of comedy.
Not surprisingly then, certainly not everyone will find such material funny, let alone tasteful. For those who do or can tolerate such abrasive and/or risque bits, however, they may just find something resembling a sweet little film residing underneath the more superficial hijinks. Essentially a cross between a coming of age story and a fish out of water tale, the film has a pleasing mixture of outright comedy and truly touching moments and features another great soundtrack of pre-disco '70s tunes.
Now, whether you find a crass and standoffish father's eventual, but reluctant softening as touching depends on how much you may be offended by his behavior and attitude toward his son, whom he oddly, but somewhat affectionately calls "dildo" and makes hitchhike to school. What the film does offer, however, and contrary to most raucous teen-based comedies, is some honest character development that stems from some decent dramatic arcs.
Although none of the characters turn one hundred and eighty degrees and become great, upstanding people, they do partially change for the better. That's certainly a welcomed change for this sort of genre that usually features two-dimensional characters at best.
While part of that credit obviously goes to the Farrellys and Michael Corrente ("American Buffalo," "Federal Hill"), the rest clearly points to the cast and their wonderfully comic and occasionally poignant performances.
The clear standout is Shawn Hatosy, who gets his first leading role after appearing in films such as "The Faculty" and "In & Out." Playing the somewhat slow and deadbeat, underachieving stoner, Hatosy perfectly fits the bill. Occasionally resembling a young and more subdued Tom Cruise character (such as in "Risky Business"), he delivers a great performance even though he's not playing a "perfect" character.
The other performance that will draw the most attention comes from Alec Baldwin ("The Edge," "The Hunt For Red October") as his crass and loudmouthed, working class father. While some viewers may not like his character or find him funny, others will see that Baldwin delivers an outrageous and occasionally hilarious portrayal of the typical hard-nosed and distant father of bygone eras who, upon being turned over, actually had a soft and penetrable underbelly.
As one of the few female characters, Amy Smart ("Varsity Blues," "Starship Troopers") delivers a fine performance as Tim's overachieving girlfriend, while George Wendt (TV's "Cheers") and Jon Abrahams ("The Faculty") deliver decent, if not particularly compelling supporting performances.
Back in the days when this film is set, an old TV commercial for the "Mounds" and "Almond Joy" candy bars featured a jingle that went "Sometimes you feel like a nut. Sometimes you don't." Well, if you don't feel like a nut and have never enjoyed the Farrelly's brand of risque humor, you probably won't like this picture.
On the other hand, if you're in the mood for some outrageous comedy tempered by some sentimental moments and actual character development, you may want to check out this film. While the combination of such material surprisingly feels a bit odd at times (simply because it's so foreign and uncommon in this sort of film nowadays), if you give it some time, you may just find yourself enjoying this picture. We found it rather entertaining and thus give "Outside Providence" a 6 out of 10.
Reviewed August 19, 1999 / Posted September 1, 1999
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The Desert Storm is loaded with a powerful 500cc engine which gives out the maximum power of about 27.2 bhp at 5250 rpm and offers maximum torque of about 41.3 Nm at 4000 rpm. The electronic fuel injection system used in the vehicle helps the engine to pick up faster and also caters to its good performance. The maximum speed attained by this bike is about 130 kph however in some conditions 140kph is recorded in analog meter.
Design And Comfort
Royal Enfield Classic Desert Strom returns to the market with its classic charm but with all the latest technological features. The mighty fuel tank, round headlights, huge wheel arches, the long exhaust pipe, glossy chrome finish and overall stylish appearance gives a retro look for the vehicle. It is not only about the design but the comfort provided by the bike is also good. The low and broad seating position and handle bars adds comfort even for the long drive.
Ride And Handling
Riding a Royal Enfield is always a fun and this is true in case of Desert Storm also. New switchgear, electrical components, front fork suspension and brake system makes Dessert Storm more reliable and refined. The bumpy roads which are very common in India can very easily passed with this rigid vehicle. With all the latest technologies and quality materials riding and handling becomes much easier.
Royal Enfield Classic Desert Storm Photos
Royal Enfield Classic Desert Storm Mileage
The bike gives the mileage of about 35km in the city roads and 45km on highways. This vehicle is made keeping in mind the desert region concept so it comes in sand color.
Royal Enfield Classic Desert Storm Variants, Price And Color
The ex-showroom price of Royal Enfield Classic Desert Storm is Rs. 1,58,000


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Date of Award
Document Type
Campus Access Dissertation
Moore School of Business
First Advisor
Chuck C Y Kwok
Second Advisor
Omrane Guedhami
Culture reflects the fundamental institutions of society and contributes to different perceptions, attitudes, reactions and therefore behaviors in economic activities. This dissertation extends a growing literature on culture and finance by focusing on the influence of culture on corruption in bank lending and corporate debt maturity choice. The first essay examines how national culture - in particular, collectivism - influences corruption in bank lending. Focusing on banks' loan screening and monitoring processes, we propose that collectivism may increase loan applicants' and loan officers' incentives to engage in bribes, increase the effectiveness of bribes, reduce the chance of detection, and impose less severe punishment on loan officers if caught. Using a World Bank data set covering 3,835 firms across 38 countries, we find strong, robust evidence that firms domiciled in collectivist countries perceive a higher level of lending corruption than firms domiciled in individualist countries. This positive link between collectivism and bank corruption is stronger in small and medium firms, privately owned firms, and non-export firms, while it is weaker in countries with stronger uncertainty avoidance sentiment, a higher (lower) fraction of foreign-owned (government-owned) banks, a higher number of large banks, and stronger legal institutions. Our findings have important implications for policymakers and regulators working on financial and economic development. In the second essay, we investigate the influence of national culture on corporate debt maturity choice. Based on the framework of Williamson, we argue that culture located in social embeddedness level can shape contracting environments by serving as an informal constraint that affects human actors' incentives and choices in market exchange. We therefore expect national culture to be related to debt maturity structure after controlling for legal, political, financial, and economic institutions. Using Hofstede's four cultural dimensions (uncertainty avoidance, collectivism, power distance, and masculinity) as proxies for culture, and using a sample of 114,723 firm-years from 40 countries over the 1991-2006 period, we find robust evidence that firms located in countries with high uncertainty avoidance, high collectivism, high power distance, and high masculinity tend to use more short-term debt. We interpret these results as consistent with the view that national culture helps explain cross-country variations in the maturity structure of corporate debt.
Recommended Citation
ZHENG, X.(2012). Two Essays On Culture and Finance. (Doctoral dissertation). Retrieved from https://scholarcommons.sc.edu/etd/482


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Solving the $290 Billion Care Crisis
The US care economy is broken. Getting it right is vital to economic prosperity and societal well-being.
For the US public sector, it's never been more critical to deliver robust, cutting-edge services to citizens. BCG empowers government organizations—and crucially, their people—to operate in transformative ways.
At its best, the US public sector does more than support citizens. It inspires, enables, and opens the door to opportunities, creating a future where people can realize their full potential. The challenge is bringing out that best in an environment where budgets are tight, crises reorder priorities, and the underlying technology sometimes shows its age.
Public sector leaders are overcoming this challenge by finding new ways of working: fostering collaboration, agility, and novel approaches to serving citizens. BCG helps them go even further. We partner with government organizations to accelerate innovation, develop digital solutions, and scale the practices and processes that work best. Together, we can usher in a golden age for the public sector.
BCG's US government consulting experts are helping organizations build the capabilities—both human and technical—essential for meeting vital, complex imperatives.
Our unique combination of expertise, resources, and approaches empowers the US public sector:
Our US government consulting draws upon a network of experts—thought leaders in a full range of functions, technologies, and ways of working. We also call upon solutions and services that help US federal government, state, and local sector organizations realize a bold vision for responding to today's—and tomorrow's—most pressing needs and challenges. Among our areas of focus:
New shared services hold the potential to automate processes, improve customer satisfaction, and boost efficiency, among other benefits. We helped a large US federal agency create a new organization to manage a marketplace of these solutions. A critical element of our approach: customer centricity. That meant bringing together interagency stakeholders to ensure that the voice of the customer was always heard—and was always at the center of the vision and its execution.
Leveraging the expertise and digital solutions of BCG GAMMA and BCG Platinion, we developed—in just ten weeks—a unique tool that helps decision makers on a key defense project evaluate the costs and capabilities of different design choices. This helps program managers better understand tradeoffs and work with manufacturers to optimize the development process—and its results.
We teamed with a military procurement organization to develop an agile, data-driven model for acquiring both large platforms and individual systems. Our experts took a multipronged approach: implementing proven commercial techniques, leveraging open architecture, standing up a transformation office, and—crucially—developing a robust change management program to embed the new ways of working. The result wasn't just faster decision making but better decision making, supported by improved access to data and a rigorous reporting system. The new model was itself a model: for how to improve the capabilities of government employees and make more effective use of available resources.
The US care economy is broken. Getting it right is vital to economic prosperity and societal well-being.
How do digital health preferences of Medicaid members differ from those of commercially insured members? Our findings debunk outdated views that members do not have internet access, are not digitally savvy, and do not want to engage with their providers in digital ways.
AI can help governments deliver smarter policies, enhance services, and operate more efficiently. To make implementation succeed, policymakers need to learn from the leaders.
The pandemic won't be the last global crisis we face. Here are six principles public sector organizations should follow to prepare for future disruptions.
States are on the brink of reshaping connectivity in the U.S., and will play a leading role in administering billions of dollars in funding. What must states do in order to best receive, manage, and distribute these funds?
By applying a commercial lens to a government challenge, BCG has developed a four-step approach to making more informed budgetary decisions by rapidly uncovering cost insights. And all with lower upfront investment, not disrupting the services and processes that employees and citizens depend on.


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Funnel Cakes
June 07, 2018 Comments
- Prep:
- 15 minutes
- Cook:
- 5 minutes
- Serves:
- 8
These easy to make funnel cakes are coated in confectioners' sugar for a sweet and festive dessert perfect for any fun occasion.
- Beat the eggs in a large bowl. Blend in milk, water and vanilla. Add flour, sugar, baking powder and salt to another bowl and whisk. Add this into the egg mixture and mix until smooth. Add oil in an electric skillet or deep-fat fryer and heat to 375°.
- Place your finger over the bottom of a funnel spout and ladle 1/2 cup batter into the funnel. Hold the funnel several inches above the oil. Move your finger and slowly move the funnel in a spiral motion until all the batter is out.
- Fry the batter for 2 minutes on each side or until golden brown. Transfer to paper towels and let drain. Sprinkle confectioners' sugar on the cakes and enjoy.