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Barcelona midfield crisis over the years8 min read
Many said it was the best midfield of all time. Some even called this trio of Xavi-Iniesta-Busquets Bermuda triangle because every time an opponent faced them, they had to chase shadows. People claimed these things rightfully as Barcelona midfield back then dictated every time they were on the field. Since that era, years passed, seasons changed, departures and arrivals happened, but Barcelona midfield lost its calibre little by little. And now overcoming, all the rains and sun, Barcelona midfield stands nowhere near the apex but became a liable point behind recent chaos in Camp Nou. Today we try to analyze how Barcelona midfield had a fall from grace in recent years.
The midfield came to stagnation because of the absence of capable and appropriate profiles in the roster. The fact that the likes of Xavi and Iniesta are irreplaceable is legitimate, but Barcelona could not even do well enough to compensate for the gap left by them. After numerous failed attempts to restore past glory, Barcelona gradually sank themselves into great trouble, and getting out from there requires much hardship.
The downfall started in the summer of 2013-14, to be exact after Barcelona did let go of Thiago Alcantara, one of their brightest prospects at that time. The young midfielder did not see himself getting minutes in the first team line up given the presence of Xavi and Iniesta, although Xavi accepted a substitute role after a year. After that, Thiago could come in handy if he stayed.
The following 2013-14 season was rather toneless as Barcelona could not manage to bag any trophies, an incident that happened after a long six years. The management was quick to make changes and appointed a new manager, Luis Enrique. Although he won us a treble, the Barcelona midfield crisis substantially accelerated under him.
Barcelona midfield under Luis Enrique:
Enrique constructed his team around the holy trinity- MSN trio. For this purpose, he intended to carry the ball to the front three as quickly as possible. As a result, the midfield lost its permission to dictate the game and became the linker instead. This transformation was contradictory to Barcelona's age-old tiki-taka philosophy. Yet it brought success but changed their identity to a great extent. As the Barcelona midfield was going to function as the linker, Enrique did prefer Rakitic instead of Toni Kroos, who had a positive mindset to join Barcelona. This decision came out costly in the coming days when Ivan Rakitic lost his form, and Kroos was engineering Madrid's European success.
Rakitic was a box to box midfielder with good physicality and stamina, but he was far from being an orchestrator. Iniesta was also ordered by the coach to carry the ball more than being creative. This new role took a toll on his performance. As a result, he was not having convincing stats regarding goals and assists. This supporting role of the Barcelona midfield helped MSN to capitalize their powers, but the solution was not durable. Nevertheless, it changed the identity of Barcelona and seemed to hurt them once the strength of MSN started to diminish.
In the first season, Barcelona won the treble, and things looked very nice for the Catalan side. But the honeymoon did not last long as other European opponents cracked down on Lucho's tactics and countered it successfully. In the second season, Lucho faced an exit served by Atletico Madrid when Diego Simeone managed to isolate Barcelona front three maximizing the shortcomings of their midfield.
Still, Luis Enrique stayed firm on his tactics and did not have a plan B.
After the end of the 2015-16 season, he brought Andre Gomes to the Camp Nou, another box to box and a physical midfielder. Gomes impressed Lucho with his profile but did not do so with the fans as he was far from being a traditional Barca profile. Later on, the agitations came true because Andre Gomes could not integrate himself into the play.
The following 2016-17 season was even a harder slap on Barcelona's face. Their inability to control the game got exposed against PSG as they faced a 4-0 defeat against the French side. However, a miracle happened in three weeks, as Barca won 6-1 against Paris to make one of the greatest comebacks in history. Scoring the winning goal, Sergi Roberto made his place fixed as a right-back although being a makeshift one. That transformation also happened under Lucho; a midfield prospect got converted into a fullback.
After the comeback, Rakitic's contract got renewed to everyone's surprise. The Croatian was having a dull season and got close to the exit door until the miracle happened. The off-form man received a new deal with a noticeable pay-rise, just another questionable decision from the board.
Anyway, Barcelona seemed to learn something from these incidents and involved themselves in operation to sign Verratti from Paris, which did not happen. The arrival of Verratti could incredibly alleviate the problems in the Barcelona midfield, but Bartomeu board once again bottled the deal. And to get only worse, they landed Paulinho in the Camp Nou, the craziest transfer you will ever see. Although being a profile which is right away contrary to the Barca style, Paulinho thrived well in the team and scored a decent amount of goals. However, the problem remained and even got deeper after all these failed transfers.
Barcelona midfield under Valverde:
The tactics of Valverde were too safe and toneless. The dominance of midfield wasn't restored under him. Again, it became more ineffective and forceless. So the responsibility of playmaking was bestowed upon Lionel Messi.
Messi had to do playmaking and goalscoring at the same time. Under Valverde, he had a free role, not having any fixed position. That was the time Messi-dependencia started to rise. Though Valverde conveyed the best out of him, which guided the team to domestic success, Barcelona's infrastructure was broken and the enormous workload was put on Messi.
Barcelona could not play as a team and the consequences were imminent.
Against Laliga sides Messi alone was enough to glide the team to glory although when it came to Europe against tactically sound teams, Barcelona broke down. Due to an unable midfield and other weak departments, blocking Messi was enough to outclass Barca. Against Roma in 2018, Barcelona midfield had little to no control in the game. Maximizing this opportunity Roma pulled out a 3-0 comeback and threw Barcelona out of the Champions League.
Despite winning domestic double, a grey cloud of fear rose in Barcelona's minds that they are going to fall apart soon. In the following summer, Barca signed Arthur and Vidal to bolster their midfield but the outcome wasn't even close to the expectations.
Another interesting story was about Rakitic. After the 2018 world cup, Barcelona received an offer of €80M for Rakitic from PSG. But Barcelona turned down the offer imprudently. Two years after that, they had to sell Rakitic for free, in the meantime, the damage was already done. Not only that, but Barcelona also failed to bring back Thiago who was knocking on the doors to join Barca. That was the transfer that could solve all the existing problems in Barcelona's creative department but the mismanagement again seemed to hurt.
After Iniesta's departure in the 2018 summer, Barcelona midfield consisted of Vidal, Rakitic, Busquets & Arthur. Taking a close look at their profile, you'll learn that none of them is an advanced playmaker. Vidal is a box to box midfielder, so is Rakitic, Busquets is naturally a defensive midfielder and Arthur is more like a deep-lying one.
There is a clear absence of an advanced playmaker like Iniesta. Yet Barcelona didn't seem to bring anyone similar to this profile. Arthur was brought to inherit Xavi's legacy but a midfield containing him, Rakitic & Busquets didn't work out as expected. All three of them were reluctant to play through balls and line-breaking passes. That's why the responsibilities of creating chances were still put on Messi.
Previously in 2018 winter, Coutinho was integrated into the squad with the hope of him being the replacement for Iniesta. Later on, Valverde used him to fill the gap that Neymar left and Coutinho failed to do so. Thus, almost 200 million euros to rebuild the Barcelona midfield went in vain with almost zero positive outcomes.
Messi again had to carry the team on his shoulder and this time he was more deadly. Barcelona looked good until May but once again the same stigma broke out. Barca was only three games away from the treble before they went to Anfield where they faced another humiliating defeat.
Barcelona's lack of control over the midfield took another toll against the high press of Klopp's Liverpool. The midfield of Vidal, Rakitic, and Busquets wasn't built to withstand Liverpool's press. As a result, their 3-0 lead was outplayed and Barcelona faced another humiliating exit.
They were in deep trouble, but the board didn't quite act according to the need. Another transfer window came by, but nothing was done to fix the squad.
However, Barca pulled out a no-brainer deal to bring Frenkie De Jong which might be the last sensible move to empower the midfield given the age of Busquets. But Valverde used him in the place of Iniesta where he would not be in his best version. In addition to mismanagement, tactical misconceptions hammered the last nail to Barca's coffin.
2019-20 was a mess for Barcelona and it makes sense considering their constant erratic planning. Over that, Barcelona often overlooked their young talents from La Masia. Riqui Puig was in the line to make a breakthrough yet he was ignored from time to time. Puig is the profile Barcelona mostly needed, moreover he came from the youth system. Yet he was not given a chance to prove his worth.
Puig is more like Iniesta's heir and his profile also speaks on behalf of him. Riqui Puig, at the age of 18 was the second-highest progressive run maker in the Segunda B division, with 6.27 runs per 90 min. He also had 9.48 passes per 90 in the final third, with 80% accuracy.
Barcelona also needed someone who would stand between the lines to receive a pass from the deep. Puig does the same thing enabling his teammates by playing a line breaker which would be very crucial to breaking tight defenses. But a matter of great regret is, he is still being ignored.
What can Koeman do with Barcelona midfield?
After a disastrous 2019-20, Koeman came up to save the Catalan side from further downgrade and it is a million-dollar question how Barcelona midfield would feature under him. Koeman introduced 4-2-3-1 to the team and that would place Frenkie in his preferred position. The question is who would be the most competent one to accompany him. From what we have seen so far, Busquets has been the first choice of Koeman, but his age is a matter of concern, with the decline clearly visible. However, Koeman has Pjanic, Alena available in that position, and surely can try other ways out.
Coutinho also found his true self under the Dutch manager and Koeman has depth in this position too. Alena, Puig, Pedri all are emerging talents who can offer great features to Koeman. However, the non-existing position for Puig is another source of anxiety and uncertainty. This actually sums up the current condition in Barcelona midfield. That is – the 4-2-3-1 is no eternal solution. Thus the everlasting dilemmas remained unresolved.


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Graduated in musicology and member of several musical projects such as the progressive rock band Obsidian Kingdom, he became increasingly interested in experimental facts and sound art and created Oso de la Fuente, his own experimental musical project. At Lo Pati hall he'll present an extension of the piece already started in Hangar and Convent de Sant Agustí in Barcelona, which makes it grow by adapting it to the walking routes to the island of Buda from the Balada village. Attentive, intimate and close listening.[button type="success" size="lg"] Opening: August 31st at 19:00
August 31 to September 15
Thursday, Friday & Saturday from 17:00 to 20:00; Sunday from 11:00 to 14:00

subset: commoncrawl


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The Risks of Buying a Used Car Online
While it is true that buying a used car online is generally less of a hassle than traditional dealerships, there are also many risks involved. Here are some concerns to be aware of if you're considering buying a used car online:
Private Sale vs. Dealership: What's Better When Buying a Used Car?
There are pros and cons to each choice, and there really is no one right answer. Here's some guidance to help you make the best choice to meet your need.


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Linda Fontana RE/MAX DFW Associates
Dallas Office
(972) 644-3778
Rare opportunity to live in Wakeland HS District in Heather Ridge Estates convenient to Main and the Dallas North Tollway! Beautiful property with rock and brick elevation ready to move into has just been painted throughout. Desirable floorplan with formal living and dining with wood floors, designated study with French Doors plus the living room is open to the kitchen and breakfast area. You will enjoy comfortable living in this spacious living room with double volume ceiling, fireplace and built-in bookcase. Inviting kitchen features granite countertops, island, new electric cook-top, breakfast bar and walk-in pantry. Charming master suite with frameless glass shower and free-standing tub. Beautiful spiral staircase leads to 3 bedrooms, 2 full baths and large game room upstairs. Complete with covered patio and nice size backyard for plenty of room to play.
This single family home located at 3189 Birchridge Drive, Frisco, TX 75033 is currently listed for sale by RE/MAX DFW Associates, with an asking price of $600,000. This property was built in 2000 and has 5 bedrooms and 3 full and 1 partial baths with 3568 sq. ft. Birchridge Drive is located in the Heather Ridge Estates Ph I subdivision within the Frisco ISD school district. Search Heather Ridge Estates Ph I real estate on lindafontana.rmdfw.com today.
Listed By
Agency Name: RE/MAX DFW Associates
Agency Contact: 972-312-9000
Shown By
Agent Name: Linda Fontana
Agent Phone: (972) 644-3778
Choose a date and time to see 3189 Birchridge Drive, Frisco, TX 75033.
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Est. Payment
$2,693.39 per month
Linda Fontana Dallas Office
(972) 644-3778


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In this week's blog, we highlight the key takeaways from our recent European e-Conference and take a closer look at one of the slides from Nicholas Hall's Global Trends presentation, looking at the fastest-growing brands in consumer healthcare over the past five years.
Nicholas Hall Writes: 100 delegates from around the world joined us in late April for our first-ever e-Conference, and many more are expected to listen to the recording. The conference reviewed global and European trends in the consumer healthcare market, the impact of Covid, changing consumer attitudes and the omnichannel shopper journey, the digital revolution and our forecasts for the future. These and many other topics were covered under the banner of "A Glimpse into the New Normal".
There is no denying that "immunity" is the biggest buzzword in consumer healthcare at the moment, and has produced some amazing results. We've just completed an analysis of the new DB6 data, looking at the fastest-growing brands over the past five years. Just to be clear, this is drawn from the 200 biggest brands and excludes those specifically from China, which are very largely formulated with traditional Chinese medicine. Sambucol, a brand I love dearly and have used for 20 years, shows up as the second fastest growing brand. Only Biofreeze (to be acquired by Reckitt in a deal expected to complete in Q2 2021) has grown faster during this period.
CHC Insight Europe Editor Sarah Carter and Researcher / Writer Nathalie Corbett filed this report summarising various highlights from our European e-Conference:
- There is an increased consumer focus on prevention, not just in terms of avoiding Covid-19, but also awareness that people with better overall health have better lifestyle outcomes. Many consumers are no longer looking for treatment, but instead seek to safeguard their future health.
- During the pandemic, the health consumer has evolved from patient to "consum'actor", who uses their purchasing power to protect the values and causes they believe in.
- The consumer is in control of our industry and we need to deliver on their expectations. The best medicine is a consumer who is informed, empowered and inspired.
- The way consumers shop has been severely disrupted and perhaps irrevocably altered by the pandemic. The CHC industry must respond with agility in order to successfully compete in this omnichannel landscape.
- Consumers cross these different channels in a way that's seamless, with lines blurring between communication, point of purchase, advertising, etc.
- It's all about the data – get this data culture deeply embedded at all levels of your organisation. It's also about the right data, and not being inundated with data that isn't useful. Identify the relevant KPIs and target those.
- Tech and Big Data can help us gather insights and use these to deliver relevant business developments and product innovations. Consumers themselves are increasingly generating a wealth of data, including via self-monitoring devices.
- Online can offer opportunities that offline cannot, even when it comes to personal advice. Digital interactions are sometimes preferable vs crowded stores / time constraints.
- But pharmacies still account for 76% of purchases, and have a superb chance to fight back and regain market share provided they collect new insights into their customers' shopping journeys.
- We should no longer refer to e-commerce, but rather e-life. Platforms like Amazon are increasingly media hubs rather than just online stores.
- Brand building is more important than ever as consumers adapt to the New Normal. We must be present and relevant and focus on creating an emotional bond with the consumer, a traditionally weak area.
- There can be no return to old strategies and the old way of doing business. It is time for new strategies and New Paradigms.
We hope you enjoyed our European e-Conference 2021! If you couldn't attend, you can still purchase a recording of the meeting by contacting firstname.lastname@example.com. Immunity & other Growth Drivers will be the focus of our next round of regional hot topic webinars. Starting with a focus on Asia-Pacific on 19 May, on the Americas on 23 June and concluding with Europe on 21 July. Please contact email@example.com to find out more.


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I've variously been thinking about my theological reflection on my placement at All Saints, Basingstoke (which has a Eucharistic and 'catholic' tradition), and how to apply worship ideas in my home context (more evangelical). I also had a conversation with our curate who used a sort of Stations of the Cross idea on Good Friday for our reflective service at St. Peter's (prompting some negative 'its not Biblical' comments as well as much more positive ones I gather).
Thinking that one day I might be doing the reflective Good Friday service at St. Peter's I wondered if you could adapt the idea to have an alternative Stations of the Cross. I would take as its 'stations' different parts of the image of Jesus on the Cross that we see in the Biblical stories.
So I would focus on Jesus' hands, Jesus feet, the sign over his head, the crown of thorns, the wood of the cross, the fact that it is raised up, with crosses either side. This could be done with digital images from various places I've been including Furzey Gardens, All Saints' Basingstoke, and Lincoln Cathedral's 'Forest Stations' which are beautiful as well as thought provoking.
I also thought that as he died, Jesus was in community alongside the two other with whom he was crucified – and that they represented just the sort of people we are called as Christians to be in community with: those who seek what Christ has to offer in the way of love and forgiveness, and those who reject it.


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People have always been diehard fans of musicians, actors, athletes, reality show stars, etc. With current social media platforms, they always felt a gap between themselves and their favorite celebrities. Entrepreneurs can get their fully customized Cameo clone app to enhance their user experience and offer authentic fan experience.
Cameo clone is a celebrity video-sharing application similar to the well-known app Cameo. Users can access the platform to request customized video shout-outs from their favorite idols – actors, musicians, singers, influencers, etc. Thus, the platform is set to create authentic, mesmerizing life moments for fans worldwide. The popularity and usage of such platforms are in a steady surge in recent times, driving several businesses to join the bandwagon.
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In a virtual panel on Thursday, Vue International chief Tim Richards said that his multiplex chain is going to try and stay open as long as possible, while Rolando Rodriguez, chairman, president and CEO of U.S. chain Marcus Theaters, said Governor Cuomo is beginning to understand the global impact of keeping cinemas in New York closed.
Richards and Rodriguez were speaking at a CJ Summit and discussed the path forward for the cinema industry.
"We all need to continue to believe and wave that flag," said Richards. "Obviously economics and survival is critical and that has to be the beginning, but I think we need to also emphasize on the importance we are to a community, to high streets, main streets. We drive footfall, pedestrians to our main streets, to shopping centers. We are anchor tenants, we're social hubs where families can go together."
Richards also said, citing a UCL study, that going to cinemas are good for mental well-being, particularly during difficult times like now. "We're going to try and stay open for long as we possibly can."
Rodriguez said that the U.S. National Association of Theaters has been in discussions with Governor Cuomo for months now and has impressed upon him all the safety measures taken by them, including the CinemaSafe initiative. "I think he's starting to understand that his decision is impacting the movie industry worldwide," said Rodriguez. "It's not just in the U.S., it's a worldwide issue. And so we're encouraging him that all the safe steps he's taken to protect the consumers out there, we're taking equal to more steps in protecting them and we are hoping that he'll allow the theaters to reopen."
Richards said that the exhibition industry had been investing heavily in upgrades and refurbishments during the lockdown in the hope of a regular supply of product. He described last week's "No Time To Die" postponement as a "body blow" that "no one saw coming," and that the sector is now regrouping and "trying to work out how to get through this period."
"The difficult part is, 'when is it all going to end?' January, February, March, November, December, no one knows," said Richards. "We're tired of all these false starts. We need to find a time, and we need to work collectively, and this is with the studios, to get a release schedule that we can rely on, we can bank on."
(Pictured: Tim Richards and Rolando Rodriguez)


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Entertainment at Mickey's Not So Scary Halloween Party
There were a lot of specialty photo spots at this year's Mickey's Not So Scary Halloween Party. They start almost as soon as you enter the gates. You will be shuffled to the overflow backstage area of Main Street USA for the party entrance. Some of the more popular photo spots are here with Not So Scary props. Generally, these lines get really long.Some of the more popular photo spots are in front of the Haunted Mansion. These can get pretty substantial lines so we say do them early. Check out these pictures of us with the Hat Box Ghost. LOVE IT!! Especially since it's a great way to bring the Hat Box Ghost to Walt Disney World. If only they would bring the autoanimatronic, please Disney if you are reading this…. Give us our own Hat Box Ghost.
All About the Characters
Character meet and greats are a HUGE deal at the parties. Meeting rare characters can mean long lines. By long I mean that it might be the entire length of the party. In particular I'm talking Jack and Sally. Other fan favorites include the Seven Dwarves, and lets not forget Mickey and Minnie in their Halloween costumes. In years past you were able to meet Mickey and Minnie together but this is, sadly, no longer the case. This means that you will have to stand in two separate lines to meet the famous couple.
If there are characters that you really want to meet make sure to get into Magic Kingdom before Mickey's Not So Scary Halloween Party officially starts and get in line. (The line for Jack and Sally began around four (i've heard of it starting as early as three) in the afternoon, and the party doesn't start until 6.) The only character we really wanted to see was Moana for Kaitlyn and the line was already over an hour at six. Needless to say, we didn't get to do it because she's a toddler and that's a really long wait.
Please don't think that someone in your family can be a place holder in the lines. It's really frowned upon by Disney and the Cast member working with the character may flat out say no. Everyone who is going to take a picture needs to wait in line.
The Cadaver Dans
The Cadaver Dans are really making it big this year. The turn of the century look of colorful pinstripes and straw hats are swapped out for some wild west themed cowboy outfits and some perfectly cadaver makeup. The Cadaver Dans can be found in Frontierland, usually, in front of Country Bear Jamboree. Every show we walked by was packed. The song options were great and I really enjoyed hearing them belt out a perfectly creepy version of Grim Grinning Ghosts.
Hocus Pocus
Okay so Elyse is a huge Hocus Pocus fan and loves this show! If you want to watch this show in all it's glory you need to get to the Castle early! This has something of a cult following. People camp out to get a front and center spot. We really don't know when this started happening but now it's packed at least an hour before the show starts. When we watched this for the first time three years ago we were able to go sit on the lawn and relax and watch it from a distance. Now it's so popular you can't really do that and get a good view.
Boo To You Halloween Parade
This is the real reason we brought Kaitlyn to the Halloween Party. Sadly, she didn't even make it! The parade doesn't start until 9:30 and she was so over tired by that point that she had to go back to the hotel with her Dad. Know your kids parents! we were hoping that she would still be on Arizona time for Mickey's Not So Scary Halloween Party but it just didn't work out.
This parade is a great for young children with many classic characters making an appearance.
Here's the deal with the first Parade, you need to get to Main Street an hour early to get a good spot. Depending on how large your party is you might even want to get to Main Street up to two hours early. (I'm not kidding here folks, when we staked our spot an hour early we had to look for a few minutes to find a place to sit.) After finding said spot, guard it! Seriously.
I need to tell you all a little story about my experience with this and it doesn't contain the Disney Magic we are all so used too. After we had our spot for about fifteen minutes another family came up and sat next to us. No problem, there was plenty of room. This was at approximately 40 minutes before the parade. This family had a young man with them who was a bit on the shy side.
Right before the parade started (5 minute range) , a grandmother came up and asked a friend who was traveling with me if we minded her two granddaughters sitting directly in front of us. They were young, about four and seven.
Were these bad manners on the Grandmother's side? Absolutely, the rest of us had been camping out in our spots for an hour. I, however, am not going to take that out on the kids! They can't help who they are related too, after all. I will always say yes to a child who wants a better view of the parade, or any show at Disney. In fact, I'm known for grabbing kids around me that are shorter than I am and shoving them in front of me so they can have a good line of sight.
The aunt of the shy boy lost it and started yelling at the Grandmother, cuss words and all. This was appalling. I understand telling the Grandmother that she couldn't stay. The two girls however were innocent in this. I did mention that I didn't mind if they were in front of me but this lady was having none of it because her nephew had waited and no one was going to obstruct his view. Unfortunately, the younger of the two girls was frightened and wanted to leave.
I get that what the Grandmother did is technically very rude to those of us who have waited. I agree that they should have waited if they had wanted a good spot. But please be kind to the children. For many young kids the parade is the highlight of the night. Okay, that's just my little rant on the situation. Should Kaitlyn's view be blocked hopefully a taller adult would be kind enough to let her stand in front.
Hallow-wishes Fireworks
After the parade we booked it out of Magic Kingdom and made our way to the Contemporary. It gets crazy trying to leave the parks after the fireworks so we wanted to get a head start. A great place to watch the fireworks in general is the bridge between Contemporary Resort and Bay Lake Tower (yay! we are staying here in January!)
I've got to be 100% real here everyone. Hallow- wishes looks dated. Ever since Happily Ever After came out none of the firework shows can compare. The fireworks look small and muted compared to what you see nightly at the Magic Kingdom. I've got to say that it's time for a serious reboot!
Trick or Treat Trails
This is great for little kids who enjoy trick or treating. We focused on rides and shows this year at Mickey's Not So Scary Halloween Party. We aren't too big on spending our time trick or treating since the rides have lower wait times than normal. Try starting with the trails in the back of the park. Frontierland wasn't crowded at all when the trails opened and lines were moving quickly. On the plus side if you do enough of the trails you definitely will not need to go candy shopping for Halloween.
Do We Recommend Mickey's Not So Scary Halloween Party?
This is a complex question for us. If you've never attended before than we hands down recommend it. Seeing the park decked out in all it's not so scary glory is awesome. If you've gone in the past and loved it and it's been three of four years since your last party, again, we would say to go ahead and attend.
However, and this is a big however, if you have a large family with small children and the tickets are going to be a stretch for you. HOLD OFF ON ATTENDING. Mickey's Not So Scary is getting to the point where it is going to need a serious update. Not only do the fireworks look dated but the parade is starting too as well. The last serious update was around 2005. Please don't misunderstand, we love the parade but as will all things Disney, things evolve and get better. With new float technology its time for an update.
We recommend doing a desert party for Happily Ever After so you get an amazing view of the show without spending tons of time waiting on Main Street. Especially since during winter the fireworks go off at 8 30 so you don't have to try to force your young children to stay awake. We are all about avoiding the over tired meltdown.
Check out our review of Mickey's Not So Scary Halloween Parties new attractions and specialty treats that we tried here.


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Employment Agreement - US Airways Inc. and Alan W. Crellin
[LOGO OF U S AIRWAYS] July 17, 2002 Mr. Alan W. Crellin 21926 Castlehill Court Ashburn, VA 20147 Dear Al: This letter, when countersigned by you, will constitute an agreement between you and US Airways, Inc. ("US Airways") concerning supplemental retirement benefits to be paid to you upon your retirement from US Airways. In consideration for your future services, US Airways hereby agrees to pay you a supplemental pension benefit in accordance with the following terms: 1. A pension benefit equal to the difference of subparagraph (a) minus subparagraph (b), where (a) and (b) are: (a) the pension benefit calculated under the benefit formula set forth in the Retirement Plan for Certain Employees of US Airways, Inc. (the "Retirement Plan") assuming (i) that the Retirement Plan had not been frozen in 1991, (ii) thirty years of "deemed" credited service under the Retirement Plan; (iii) final average earnings under the Retirement Plan using your base salary as of July 17, 2002 and assuming payment of a bonus under the US Airways Group, Inc. Incentive Compensation Plan at the "target" level, and (iv) no amendments to the Retirement Plan after the date hereof. (b) all pension benefits payable to you in the aggregate under any defined benefit or defined contribution pension plan maintained by US Airways for the purpose of providing retirement income (including the Retirement Plan), whether tax-qualified or non-tax-qualified (the "Pension Plans"). 2. For purposes of calculating the supplemental benefits under paragraph 1 above, the following rules will be applied: (a) In determining the amount of the pension benefit calculated under the benefit formula set forth in the Retirement Plan it shall be assumed that the limitations imposed by Sections 401(a)(17) and 415 of the Internal Revenue Code of 1986, as amended, are not applicable. <PAGE> Mr. Alan W. Crellin July 17, 2002 Page 2 (b) In determining the amount of the pension benefit payable in the aggregate under those Pension Plans that are tax qualified and non-tax qualified defined contribution plans (the "Defined Contribution Pension Plans"), the benefit shall only be included to the extent that it is attributable to contributions made by US Airways (including earnings on such contributions) and any portion of the benefit payable under such Defined Contribution Pension Plans attributable to your own contributions (including earnings/losses on such contributions) shall be excluded. (c) In determining the amount of the pension benefit payable under the Defined Contribution Pension Plans, any benefit payable in the form of a lump sum, shall be converted to an annuity for purposes of calculating the benefit to be offset by subparagraph 1(b). (d) In determining the amount of your supplemental benefit hereunder, the reduction factors, actuarial assumptions, definitions, administrative provisions and other applicable provisions of the Retirement Plan will control. 3. The amount of the supplemental pension benefit calculated pursuant to paragraph 1 will be payable in an unreduced amount in the event of your normal retirement from US Airways at age 65, or you may elect to receive early retirement benefits under this agreement at any time after termination of your employment with US Airways and upon your attainment of age 55. In the event of your early retirement from US Airways, the supplemental pension benefit calculated pursuant to paragraph 1 will be reduced for early commencement in accordance with the early retirement reduction factors set forth in the Retirement Plan. 4. You may elect to receive your supplemental pension benefits (determined in accordance with paragraphs 1 and 6) in any one of the following payment forms: (a) an annuity (either single life or joint and survivor) payable from the general assets of US Airways; or (b) a single lump sum payment. In the event that you select the lump sum option, the cost of providing such optional payment form must be cost-neutral to US Airways to providing a single life annuity option and actuarial equivalencies will be determined in accordance with the terms of the Retirement Plan, or if no such provision is included in the Retirement Plan, determined in US Airways' sole discretion. <PAGE> Mr. Alan W. Crellin July 17, 2002 Page 3 5. In the event of your death prior to the payment of your supplemental pension benefit, your surviving spouse will be entitled to a benefit hereunder equal to 50 percent of the benefit which would have been payable had you retired and commenced benefits on the day before your death. In the event of your death prior to the payment of your supplemental pension benefit and you have no surviving spouse, US Airways will have no payment obligation under this agreement. In the event of your death after the commencement of benefits hereunder, a death benefit will be payable only if applicable pursuant to the payment form elected under paragraph 4. 6. Notwithstanding anything in this agreement to the contrary, your supplemental pension benefit will vest 10% on July 17, 2003 and an additional 10% on each of the nine succeeding anniversaries provided that you are actively employed on the anniversary date, for an aggregate of 100% if you remain employed by US Airways on July 17, 2012. Notwithstanding the foregoing, your supplemental pension benefit will vest and you will be entitled to the entire benefit under paragraph 1 if your employment terminates following a Change of Control. For purposes of this paragraph, "Change of Control" shall have the meaning set forth in the severance agreement between you and US Airways dated June 26, 2002, as amended from time to time. 7. Your benefits hereunder shall be accrued, but unfunded and unsecured. 8. This letter may be amended or supplemented at the request of either party hereto to clarify its application with respect to any future pension plan which US Airways may adopt replacing or supplementing its existing plans. Any such amendment or supplement will be prepared on the basis of the intent of the parties that US Airways is seeking to provide you with supplemental pension benefits as determined in paragraph 1 above. <PAGE> Mr. Alan W. Crellin July 17, 2002 Page 4 If you concur in the foregoing, please indicate your agreement by signing a copy of this letter in the space provided below. US AIRWAYS, INC. ---------------------------------------- Jennifer C. McGarey Vice President, Deputy General Counsel & Secretary Agreed: ----------------------------- Alan W. Crellin


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hazelwood guesthouse & riding stables
Kenmare, Co Kerry, Ireland.
Tel-064 41420 e-mail email@example.com
click here for Irish music (requires realplayer)
Hazelwood is a small family run guesthouse specialising in riding holidays.
Situated on the shores of the beautiful Kenmare Bay, two miles from Kenmare town, Hazelwood is set amongst acres of natural woodland and secluded seashore. We offer the perfect base to explore the Southwest on horseback, including
Stunning views of Ireland's highest mountains.
Home cooked food. We can cater for any diets.
Beach rides, mountain rides and miles of deserted roads, tracks and boreens.
Ride as much or as little as you wish.
Non-riders are very welcome and will find plenty to do, including hill walking, cycling and fishing.
With early booking it is almost always possible to design your own holiday from scratch- click on the link below for more details.
photo gallery


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Dental America brings together a team of dentists who get their knowledge in American colleges. An experienced team of doctors and modern dental offices are there to help patients regained a smile on your face. The clinics are doing almost all dental procedures at very reasonable prices. Dental clinic is located in Reynosa.
Clinic Details
Location: Mina Street No 885 Corner with Morelos Street Downtown-Reynosa, Reynosa, Tamaulipas 88500, Mexico.
Phone: +52 8999300844
Opening hours:
Mon: 9:00-18:00 hrs
Tue: 9:00-18:00 hrs
Wed: 9:00-18:00 hrs
Thu: 9:00-18:00 hrs
Fri: 9:00-18:00 hrs
Sat: 9:00-13:00 hrs


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Sec. 9. The board of education shall meet annually at the seat of government at the same time as the general assembly, but no session shall continue longer than twenty days, nor shall more than one session be held in the same year, unless authorized by the governor. The members shall receive the same mileage and daily pay as the members of the general assembly.
Sec. 10. The proceeds of all lands that have been or may be granted by the United States to the State for educational purposes; of the swamp lands, and of all lands or other property given by individuals or appropriated by the State for like purposes; and of all estates of deceased persons who bave died without learing a will or heir; and all moneys which may be paid as an equivalent for exemption from military duty, shall be and remain a perpetual fund, which may be increased but not diminished, and the interest and income of which, together with the rents of all such lands as may remain unsold, and such other means as the general assembly may provide, shall be inviolably appropriated to educational purposes, and to no other purpose whatever.
SEC. 11. In addition to the amount accruing from the above sources, one-fifth of the aggregate annual revenue of the State shall be devoted exclusively to the maintenance of public schools.
Src. 12. The general assembly may give power to the authorities of the school districts to levy a poll tax on the inhabitants of the district in aid of the general school fund and for no other purpose.
SEC. 13. The general assembly shall levy a specific annual tax upon all railroad, navigation, banking, and insurance corporations, and upon all insurance and foreign bank and exchange agencies, and upon the profits of foreign bank bills issued in this State by any corporation, partnership, or persons, which shall be exclusively devoted to the maintenance of public schools.
Sec. 14. The general assembly shall, as soon as practicable, provide for the establishment of an agricultural college, and shall appropriate the 240,000 acres of land donated to this State, for the support of such a college, by the act of Congress passed July 2, 1862, or the money or scrip, as the case may be, arising from the sale of said laud or any lands which may hereafter be granted or appropriated for such purpose, for the support and maintenance of such college or schools, and may make the same a branch of the University of Alabama for instruction in agriculture, in the mechanic arts, and the natural sciences connected therewith, aud place the same under the supervision of the regents of the university,
The new constitution of Arkansas, adopted by the people of the State at an election held March 13, 1868, thus provides for public education in Article IX :
SECTION 1. A general diffusion of knowledge and intelligence among all classes beivg essential to the preservation of the rights and liberties of the people, the general assenbly shall establish and maintain a system of free schools for the gratuitous instruction of all persons in this State between the ages of five and twenty-one years; and the fuuds appropriated for the support of common schools sball be distributed to the several counties in proportion to the number of children and youths therein between the ages of five and twenty-one years, in such manner as shail be prescribed by law; but no religious or other sect or sects shall ever have any exclusive right to, or control of, any part of the school funds of this State.
SEC. 2. The supervision of public schools shall be vested in a superintendent of public instruction, and such other officers as the general assembly shall provide. The superintendent of public instruction shall receive such salary, und perform such duties, as shall be prescribed by law.
SEC. 3. The general assembly shall establish and maintain a State university, with departments for instruction in teaching, in agriculture, and the natural sciences, as soon as the public school fund will permit.
SEC. 4. The proceeds of all lands that have been or hereafter may be granted by the United States to this State, and not otherwise appropriated by the United States of this State ; also, all mines, stocks, bonds, lands, and other property, Dow belonging to any fund for purposes of education ; also, the net proceeds of all sales of land and other property and effects that may accrue to this State by escheat, or from sales of estrays, or from unclaimed dividends or distributive shares of the estates of deceased persons, or from fives, penalties, or forfeitures ; also, ang proceeds of the sales of public lands which may have been or may be bereafter paid over to this State, (Congrees consenting ;) also, all the grants, gifts, or devises that have been or hereafter may be made to this State, and not otherwise appropriated by the terms of the grant, gift, or devise, shall be securely invested and sacredly preserved as a public school fund, which shall be the common property of the State ; the annual income of which fund, together with one dollar per capita, to be annually assessed on every male inhabitaut of this State over the age of twenty-one years, and so much of the ordinary annual revenue of the State as may be necessary, shall be faithfully appropriated for establishing and maintaining the free schools and the universiiy in this article provided for, and for no other uses or purposes whatever.
Sec. 5. No part of the public school fund shall be invested in the stocks or bonds or other obligations of any State, or any county, city, town, or corporation. The stocks belonging to any school fund or university fund shall be sold in such manner and at such times as the general assembly sball prescribe, and the proceeds thereof, and the proceeds of the sales of any lands or other property which now belongs or may hereafter belong to said school fuud may be invested in the bonds of the United States.
Sec. 6. No township or school district shall receive any portion of the school fund unless a free school shall have been kept therein for not less than three months during the year for which distribution thereof is made. The general assembly shall require by law that every child of sufficient mental and physical ability shall attend the public schools during the period between the ages of five and eigbteen years for a term equivalent to three years, unless educated by other
Sec. 7. In case the public school fund shall be insufficient to sustain a free school at least three months in every year, in each school district in this State, the general assembly shall provide by law for raising such deficiency, by levying such tax upon all taxable property in each county, township, or school district as may be deemed proper.
SEC. 8. The general assembly shall, as far as it can be done without infring: ing upon vested rights, reduce all lands, moneys, or other property used or held for school purposes in the various counties of this State into the public school fund herein provided for.
SEC. 9. Provision shall also be made, by general laws, for raising such sum or sums of money, by taxation or otherwise, in each school district, as may be pecessary for the building and furnishing of a sufficient number of suitable schoolhouses for the accommodation of all the pupils within the limits of the several school districs.
In the new constitution of Florida, adopted by the constitutional convention February 25, 1868, is the following article on education :
SECTION 1. It is the paramount duty of the State to make ample provision for the education of all the children residing within its borders, without distinction or preference.
SEC. 2. The legislature shall provide a uniform system of common schools and & university, and shall provide for the liberal maintenance of the same. Instruction in them shall be free.
sources :
Sec. 3. There shall be a superintendent of public instruction, whose term of office shall be four years, and until the appointment and qualification of his suc
He shall have general supervision of the caucational interests of the State. His duties shall be prescribed by law.
SEC, 4. The common school fund, the interest of which shall be exclusively, applied to the support and maintenance of common schools and purchase of suitable libraries and apparatus therefor, shall be derived from the following
The proceeds of all lands that have been or may hereafter be granted to the State by the United States for educational purposes. Donations by individuals for educational purposes. Appropriations by the State. The proceeds of lands or other property which may accrue to the State by escheat or forfeiture. The proceeds of all property granted to the State, when the purpose of such grant shall not be specitied. All moneys which may be paid as an exemption from military duty. All fines collected under the penal laws of this state. Such portion of the per capita tax as may be prescribed by law for educational purposes. Twenty-five per centum of the sales of public lands which are now or which hereafter may be owned by the State.
SEC. 5. A special tax of not less than one mill on the dollar of all taxable property in the State, in addition to the other means provided, shall be levied and apportioned annually for the support and maintenance of common scbools.
Sec. 6. The principal of the common school fund shall remain sacred and inviolate.
Sec. 7. Provision shall be made by law for the distribution of the common school fund among the several counties of the State in proportion to the number of children residing therein betwcen the ages of four and twenty-one years.
SEC. 8. Each county shall be required to raise annually by tax, for the support of common schools therein, a sạm not less than one-half of the amount apportioned to each county for that year from the income of the common school fund. Any school district neglecting to establish and maintain for at least three months in each year such school or schools as may be provided by law for such district sball forfeit its of the common school fund during such neglect.
Sec. 9. The superintendent of public instruction, secretary of state, and attorney general, shall constitute a body corporate to be known as the Board of Education of Florida. The superintendent of public instruction shall be president thereof. The duties of the board of education shall be prescribed by the legisla
On the 11th day of March, 1868, the constitutional convention of Georgia adopted a new constitution, which provides for education in Article VI:
Section 1. The general assembly, at its first session after the adoption of this constitution, shall provide a thorough system of general education, to be forever free to all children of the State, the expense of which shall be provided for by taxation or otherwise.
Sec. 2. The office of State school commissioner is hereby created. He shall be appointed by the governor with the consent of the senate, and shall hold his office for the same term as the governor. The general assembly shall provide for the said commissioner a competent salary and necessary clerks. He shall keep his office at the seat of government.
Sec. 3. The poll-tax allowed by this constitution, any educational fund now belonging to this State, except the endowment of and debt due to the State Uni. versity, or that may hereafter be obtained in any way, a special tax on shows and exhibitions, and on the sale of spiritous and malt liquors, which the general assembly is hereby authorized to assess, and the proceeds from the commutation for militia service, are hereby set apart and devoted to the support of common
schools. And if the provisions herein made shall at any time prove insufficient, the general assembly shall have power to levy such general tax upon the prop; erty of the State as may be necessary for the support of said school system. And there shall be established, as soon as practicable, one or more common schools in each school district in this State.
The constitutional convention adopted a new constitution for the State of Louisiana on March 9, 1868. This contains
ARTICLE 135. The general assembly shall establish at least one free public sebool in each parish throughout the State, and shall provide for its support by taration or otherwise. All children of this State between the years of six (6) and wenty-one (21) shall be admitted to the public schools or other institutions of learning sustained or established by the State in common, without distinction of race, color, or previous condition. There shall be no separate schools or iustitutions of learning established exclusively for any race by the State of Louisiana.
ART. 136. No municipal corporation shall make any rules or regulations contrary to the spirit and intention of article one hundred and thirty-five, (135.)
ART. 137. There shall be elected by the qualified voters of this State a superintendent of public education, who shall hold bis office for four years. His duties shall be prescribed by law, and he shall have the supervision and the general control of all public schools throughout the State. He shall receive a salary of fire thousand dollars per annum, payable quarterly on his own warrant.
ART. 138. The general exercises in the public schools shall be conducted in the English language.
ART. 139. The proceeds of all lands heretofore granted by the United States for the use and support of public schools, and of all lands or other property which may hereafter be bequeathed for that purpose, and of all lands which may be granted or bequeathed to the State, and not granted or bequeathed expressly for any other purpose which may hereafter be disposed of by the State, and the proceeds of all estates of deceased persons to which the State may be entitled by Law, shall be held by the State as a loan, and shall be and remain a perpetual fand on which the State shall pay an annual interest of six per cent., which interest, with the interest of the trust fund deposited with this State by the United States, ander the act of Congress approved June the twenty-third, eighteen hundred and thirty-six, and the rent of the unsold land, shall be appropriated to the support of such schools ; and this appropriation shall remain inviolable.
ART. 140. No appropriation shall be made by the general assembly for the support of any private school or any private institution of learning whatever,
ART. 141. One-half of the funds derived from the poll-tax herein provided for shall be appropriated exclusively to the support of the free public schools through. out the State and the university of New Orleans.
Art. 142. A university shall be established and maintained in the city of New Orleans. It shall be composed of a law, a medical, and a collegiate department, each with appropriate faculties. The general assembly shall provide by law for its organization and maintenance: Provided, That all departments of this insti. tution of learning shall be open in common to all students capable of matriculating. No rules or regulations shall be made by the trustees, faculties, or other officers of said institution of learning, nor shall any laws be made by the general assembly violating the letter or spirit of the articles under this title.
ART. 143. Institutions for the support of the insane, the education and support of the blind and the deaf and dumb shall always be fostered by the State, and be subject to such regulations as may be prescribed by the general assembly.
The constitution framed by the convention wbich met at Jackson, January 7, 1868, has the following article:
Section 1. The stability of republican form of government depending mainly upon the intelligence and virtue of its people, it shall be the duty of the legislature to encourage by all suitable means the promotion of intellectual, scientitic, moral and agricultural improvements, by establishing a uniform system of free public schools, by taxation or otherwise, for all children between the ages of five (5) and twenty-one (21) years, and shall, as soon as practicable, establish schools of higher grade.
SEC. 2. There shall be a superintendent of public education elected by the people, at the same time and manner as the governor, who shall have the qualification of the secretary of state, and hold his office for four years and until his successor shall be elected and qualified, whose duties shall be the general supervision of the common schools and the educational interests of the State, and shall perform such other duties pertaining to his office, and receive such compensation as shall be prescribed by law; he shall report to the legislature for its adoption, within twenty days after its first session under this constitution, a uniform system of free public schools.
Sec. 3. There shall be a board of education, consisting of the secretary of state, the attorney general, and the superintendent of public education, for the manage ment and investment of the school funds, under the general direction of the legislature, and perform such other duties as are prescribed by law. The superintendent and one other of said board shall be a quorum.
SEC. 4. There shall be a superintendent of public education in each county, who shall be appointed by the board of education, by and with the advice and consent of the senate, whose term of office shall be two years, and whose compensation and duties shall be prescribed by law: Provided, That the legislature shall have power to make said office of county school superintendent of the several counties elective as other county officers are.
Sec. 5. A public school or schools shall be maintained in each school district at least four months in each year. Any school district neglecting to maintain such school or schools shall be deprived for that year of its proportion of the income of the free school fund and of all funds arising from taxes for the support of schools.
Sec. 6. There shall be established a common school fund, which shall consist of the proceeds of the lands now belonging to the State, heretofore granted by the United States, and the lands known as swamp lands," except the swamp lands lying and situated on Pearl river, in the counties of Hancock, Marion, Lawrence, Simpson, and Copiah, and of all lands now or hereafter vested in the State by escheat or purchase or forfeiture for taxes, and the clear proceeds of all fines col. lected in the several counties for any breach of penal laws, and all moneys received for licenses granted under the general laws of the State for the sale of intoxicating liquor, or keeping of dram-shops, all moneys paid as an equivalent for persons exempt from military duty, and the funds arising from the consolidation of the congressional township funds, and the lands belonging thereto, together with all moneys donated to the State for school purposes, shall be securely invested in United States bonds and remain a perpetual fund, which may be increased, but not diminished, the interest of which shall be inviolably appropriated for the support of free schools.
SEC. 7. The legislature may levy a poll-tax not to exceed two dollars per capita in aid of the school fund, and for no other purpose.
Sec. 8. The legislature shall, as soon as practicable, provide for the establishment of an agricultural college or colleges, and shall appropriate the two hundred and ten thousand acres of land donated to the State for the support of such a college by the act of Congress passed July 2, 1865, or the money or scrip, as the


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This year the Primary 7 pupils asked to go for a meal together to finish off their year.
We went to Pizza Express and had a lovely night.
Thank you to the Parent Council for contributing to our meal.
We can't quite believe that next week will be the last week of term! Primary 7 parents are invited to attend the 'Leavers Assembly' on Thursday 4th July at 11am. This will be in the school hall.
We hope you can make it along.
Thank you.


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The Henry Fok Pearl Jubilee College (HFPJC) organised a fundraising campaign between late September and October 2020 for children in Guping Primary School in Congjiang County, Guizhou Province. The event aimed to buy winter quilts for children in the school to stay warm during winter. With strong support from the college members and UM staff, a total of MOP28,643.9 was raised during the two-week campaign. The funds were used to purchase 25 bunk beds, 50 blanket sets, pillows, and bedding items.
Members of the HFPJC had carried out a volunteer teaching project in Guping Primary School in May 2019. However, the project was suspended in 2020 because of the Coronavirus pandemic. During this period, the college's service-learning team kept communication with students and teachers in Guizhou and found that many students had to sleep directly on the concrete floor and share one blanket because of insufficient beds and bed linens. It was in response to this that the college members spontaneously organised this campaign, hoping to raise funds for purchasing blankets and related items, in order to help the children get through the cold mountain winter.


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New Delhi: State Bank of India (SBI) has launched a special offer, the Azadi Ka Amrit Mahotsav campaign, for homebuyers on the occasion of the 75th Independence Day. The largest state-owned bank announced that it was offering home loans with no processing fees, providing a golden opportunity for its customers to stop paying monthly rent.
Announcing the attractive offer for SBI clients on Twitter, SBI said: "On Independence Day, step into your dream home, with ZERO * processing fees on home loans."
SBI already offers its home loans at one of the lowest interest rates in the industry. At present, one can avail of an SBI home loan at a low interest of only 6.70 percent. The interest rate is applicable on home loans with a value of up to Rs 30 lakhs.
SBI clients can get home loans at even cheaper rates using the SBI YONO app. The bank said customers can benefit from an interest reduction of 5 basis points on home loans by using the YONO service.
In addition, SBI offers an interest rate of 6.95% on home loans valued at Rs 30 lakhs to 75 lakhs. The interest rate on mortgage loans over 75 lakhs is currently around 7.05%.
Currently, the only lender that offers cheaper home loans than SBI is LIC Housing Finance Limited (LIC HFL). The public lender offers home loans from around 6.66%.
How to take out SBI real estate loans without administrative fees?
As part of the Azadi Ka Amrit Mahotsav campaign, home loan applicants can apply for home loans with 0% processing fee on August 15. You can apply for a home loan using SBI's YONO service. Also read: Fixed deposit alert! Axis Bank revises FD interest rates – new rates here
You can also make a missed call to 7208933140 for 0% processing fee home loans. SBI also said that the sanction of the loan depends on many factors, such as income, items to be pledged, current loan, and credit history, among others. Also Read: Home Diesel Delivery: BPCL Launches Home Fuel Delivery On 75th Independence Day


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Drain Pipe
Are you looking for a plumber to help you with your drain pipe issues in the Webster Groves, MO area? Look no further than SC Hosack Plumbing & Excavation. Our experts will be able to help you diagnose the issue and properly repair/replace it. We know how hard it is when a crucial component of your plumbing isn't working properly. We work hard to get everything back in proper working order quickly.
Our experts have many years of experience in plumbing, no matter how big the issue may be. You just need to call us and we will be there in no time. Our experts work hard and make sure you are back up and running in no time. Each plumber is licensed and insured so that you can rest assured that the work is done right and that you are protected from start to finish.
If you live in the Webster Groves, O'Fallon, Saint Charles, or Saint Peters areas, we are here to help you. Just call us and let us know what issues you are facing and we will help you figure out what steps to take. We keep our customers informed throughout the process so that you never have to guess what is coming up next. You will know the cost of the repairs and how much work is involved from the start.
Drain pipe repair or replacement can be a big job, but we make it seem simple and keep it clean for you! Don't dread the fact that you have to have a plumber in your house. Our work is impeccable and will help you get your plumbing back in working order right away!
Call us today for more information. If you would like to see a list of our services, you can also visit us online.


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BAEcon Development Studies / Careers
Year of entry: 2022
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- View full page
Career opportunities
We have an excellent reputation for employability and we are currently the joint most targeted university by top graduate recruiters in the UK.
Graduates pursue a variety of careers including accountancy and professional services, finance and banking, government and postgraduate study. Recent examples include:
- Morgan Stanley;
- the House of Lords;
- the Government Economics Service; and
- the BBC.
You can also boost your employability by choosing course units in Year 2 from the University College for Interdisciplinary Learning .
The University has its own dedicated Careers Service that you would have full access to as a student and for two years after you graduate. At Manchester you will have access to a number of opportunities to help boost your employability .


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Landscape characteristics influence helminth infestations in a peri-domestic rodent - implications for possible zoonotic disease
CITATION: Froeschke, G. & Matthee, S. 2014. Landscape characteristics influence helminth infestations in a peri-domestic rodent - implications for possible zoonotic disease. Parasites & Vectors, 7:393 doi:10.1186/1756-3305-7-393.
The original publication is available at http://www.parasitesandvectors.com/content/7/1/393
Publication of this article was funded by the Stellenbosch University Open Access Fund.
Background Anthropogenic habitat change often results in altered landscapes that can provide new environments where hosts, parasites and pathogens can interact. The latter can have implications for human and animal health when in close proximity to developed areas. We recorded the helminth species richness and level of infestation in the peri-domestic rodent, Rhabdomys pumilio, in three different human linked landscapes. The aim was, to investigate the potential of R. pumilio to act as a reservoir host for zoonotic helminths and to compare the effect of anthropogenic habitat change on its parasite infestation patterns. Methods Rodents (n = 518) were trapped in natural areas (nature reserves) and in three human linked landscapes (crop, livestock and urban fragments). Gastrointestinal parasite burdens were recovered and helminths identified from each animal. Generalized linear models were applied to investigate the effect of different landscape types on helminth infestation. Results Rhabdomys pumilio was the most abundant rodent species within each landscape type. Eight helminths species were recovered and overall helminth prevalence was 86.68%. Mean helminth species richness, prevalence and abundance were significantly higher in crop fragments compared to natural landscapes and overall lower for nematodes in livestock and urban areas. Cestode prevalence showed a tendency to be elevated at anthropogenic linked landscape types. Conclusions Host parameters and parasite infestations were strongly influenced by landscape characteristics. Resource-rich landscapes (crop fragments) provide favorable conditions for helminth infestations, while landscapes that are more closely associated with humans (livestock and urban landscapes) pose a larger risk by zoonotic species.


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It's Monday, and here's what I'm thinking about – VACATION! Our months-of-planning trip to Italy happens this Thursday. Mentally, everything else is taking a back seat. Our weekend was filled with must-dos, from confirming with the cat-sitter to making last minute itinerary changes.
My big question for all of you is, what books should I bring on vacation? I've posted a survey on the right, so please weigh in! And feel free to comment if you have other ideas.
Italy is a country I've wanted to visit for a long time – amazing history, culture, wine, food, and scenery. We've had trouble with the planning since there's so much to see, but right now the itinerary is Florence, Siena, Cinque Terre, Sorrento, and Rome. We're bringing Rick Steves and Lonely Planet.
What else is on my to-pack list? Maybe the new novels by Jonathan Tropper or Christopher Moore. Maybe Tallula Rising, the sequel to The Last Werewolf. Maybe Gone Girl, since everyone's reading that. Gillespie and I also looks good. I'm also due for something by David Mitchell or Haruki Murakami, or maybe something from my Classics List.
On last year's vacation I went through four books, and I remember where I was for every one of them: The Book Thief, Assassin's Apprentice, Ender's Game, and Before I Go to Sleep. That's why picking good travel reads is so important. I've got a lot of plane and train travel coming up, so I'm looking forward to lots of good reading.
If you've been to Italy, I'd love to hear any travel suggestions. But please, do weigh in with your book recommendations. What was your favorite vacation read this summer?


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Woundabout, by Lev Rosen/Illus. by Ellis Rosen (June 2015, Little, Brown), $17, ISBN: 978-0-316-37078-3
Recommended for ages 9-13
When their dads are killed during a bomb explosion at their capybara training camp, siblings Connor and Cordelia are sent to live with their Aunt Marigold and her driver, Gray, in the odd town of Woundabout. There are no kids in Woundabout – they all go to boarding school. They're told that asking questions is frowned upon, there's no Internet service, and they're told to develop and stick to a daily routine. They meet a boy from a neighboring town and together, they start unraveling – or unwinding – some of the secrets kept by the Mayor of Woundabout.
This is a good read for so many reasons. It addresses grief and loss sensitively and with a touch of humor. Every one of the main characters is dealing with a loss of some sort, which propels not only the narrative, but the town of Woundabout itself. Sickness, injury, death, relationships: all of these areas are explored in terms of loss and moving on, and the book can lead to a great discussion about the pros and cons of change in our lives. There are no absolutes, and that's the message here: there shouldn't be. For good or bad, change happens and we have to move along with it.
I love that Connor and Cordelia's parentage is so sweetly addressed. They're the kids' parents. That's it. The illustrations and text show readers that there is "Dad" and "Pop", and that they adored their children as much as they adored each other. Its very ubiquity makes it stand out as an important facet of the story.
Ellis Rosen's black and white illustrations add a fun, quirky feel to this unconventional adventure, giving a slightly moody, unbalanced feel to the town of Woundabout.
Woundabout is fun fantasy with some very realistic fiction issues. It's a great Summer Reading pick. It's on sale on June 23, so make sure to get your orders in now!


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Lourdes Academy girls basketball coach Reed Tyriver resigns
OSHKOSH - Lourdes Academy girls basketball coach Reed Tyriver has resigned after five years heading the program.
According to Lourdes athletic director Kevin Wopat, Tyriver left the program because of the time commitment. He wanted to spend more time with his young family.
Prior to replacing Ali Fett as head coach in 2014, Tyriver worked as an assistant with the Knights for seven years.
The Knights finished the 2018-19 season with a 14-9 record, ending with a 62-60 loss to Mishicot in a WIAA regional game.
"He's been a part of some incredible Lourdes basketball teams both as the head coach and as an assistant coach," Wopat said. "He's put a lot of blood, sweat and tears into that program."
Tyriver ended his career as head coach with a 98-25 overall record. He will continue teaching at Lourdes Academy and will be the assistant athletic director. He is also the school's golf coach.
"He's one of the guys every school loves to have. He's supportive of every athletic team and program regardless of whether he has an involvement in it or not," Wopat said.
Tyriver is the second Lourdes Academy coach to leave the program. Boys basketball coach Brad Clark announced he would be leaving in late April.
After a competitive search and four qualified applicants, Wopat selected Quinn Heintz as the new girls coach. Heintz was an assistant coach with the program for three years, and Wopat said Heintz had a good plan for moving the program forward.
"Quinn's passion for basketball would rival Reed's. They're very similar. Quinn has a good rapport with the program," Wopat said. "I'm just excited to see him put his impact on the program just like Reed did."


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daveglessner· Registered
187 Posts
Discussion Starter · #1 ·
I am new to the whole "competitive" engines, and was wondering the risks of racing at a track. If you pop a tire and run into a wall, besides the death and dismemberment, would insurance cover it because you weren't doing anything illegal? Would your insurance drop you for doing it period? Anyways, like I said I'm still new to anything speed related, so go easy on me. I was talking it over with my parents while out to eat and they about reached over the table just for thinking about it.... something about "If you want to know how fast your car goes in the 1/4 mile open up Car and Driver" oh yeah and my personal favorite "If you want to take into consideration the driver, I'll take you down to the arcade and let you play a video game of it to see how fast you'd go"


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"Ishtu" is a simple , delightful , creamy stew made with potatoes and coconut milk, this is often served as side dish in breakfast in Kerala. These are quite popular, absolutely delicious in taste and one of my go to side dish for breakfast and requires lesser time to cook with fewer ingredients from the pantry
If you have visited Kerala or a Keralite's home then you would have definitely tasted this dish. Do always follow the tips and tricks suggested below to get the right texture and taste of the dish
*If you have ready-made coconut milk then add 1 cup water to 1/2 cup thick coconut milk and mix well for second/ thin coconut milk. Never add salt after adding thick coconut milk, it should be added before else stew will curdle
**Kerala dishes are prepared with coconut oil, if you do not have it then substitute with vegetable oil
***Pressure cook the potatoes for 2 – 3 whistles or until 40% done, this will speed up the cooking time
****Just grind freshly grated coconut with 1/2 cup water for a min and squeeze the coconut extract and sieve for thick coconut milk. Grind same coconut again with 1.5 cups water for a min, squeeze and sieve for 2nd coconut milk. Discard the grated coconut now
Do watch the video for better clarity in preparation and share your experience once you prepare the dish
Preparation time: 5 mins Cooking time: 15 mins Total time: 20 mins
Servings: 4
- 1 medium onion, thinly sliced
- 1.5 cups second/ thin coconut milk
- 1/2 cup thick coconut milk
- 3-4 green chilies slit
- 1 sprig curry leaves
- 3 medium Potatoes, parboiled, peeled and cubed
- 1-2 tbsp coconut oil
- Salt to taste
Steps to prepare
- Heat 1 -2 tbsp oil in a pan
- Add onions, ginger, green chilies and curry leaves
- Saute until onions are translucent. Do not brown them
- Add potatoes and mix well
- Now add second coconut milk and salt. Mix well
- Bring the stew to boil
- Simmer ,cover and cook until potatoes are done
- Mash few potatoes, this will make the stew more creamier
- Lower the heat and add thick coconut milk. Mix well
- Cook only for few seconds over low heat and drizzle 1/2 teaspoon coconut oil on top if required. Never keep cooking after adding thick coconut milk
- Switch off the heat, cover and rest on the counter for 15 mins
- Serve hot with idli/dosa/idiyappam/ chapati etc


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AfD Policies
Trust exclusively for "healthy" people and those of German origin
For the AfD German citizens are primarily people of German origin (p. 42). Only for them the rules of the liberal constitutional state should apply. This state should trust its citizens, preserve their freedom of action and minimize measures that restrict their liberty (p. 26). That is also why they want to guarantee the right to own a gun for "blameless" citizens. This implicates that, if things went the way AfD wants, children who were born in Germany and have lived there for their whole life but do not have a German parent would officially not be "German". Accordingly, the party wants to adopt the blood right again. The blood right, also called "jus sanguinis", implies that at least one parent has to be a German citizen so that the child qualifies to become one as well (p. 26).
The well-being of people who are no German citizens is only relevant for the party in cases in which it favors German interests and counteracts "uncontrolled migration flows toward Europe" (p. 30). Criminal citizens with migration background are supposed to get taken away their citizenship in certain cases (p. 26). At the same time, the AfD considers it is important and purposeful to apply the law for adults to offenders of full age and to reduce the age of criminal responsibility to twelve years (p. 25). They also insist to accommodate drug and alcohol addicts who do not qualify for a therapy in preventive detention and not in psychiatric clinics (p. 26). However, such a policy violates the principles of human dignity. In addition, it is evidently ineffective and would not allow affected persons to reintegrate into society.
Return to militarization
The AfD wants to restore the "military ability of the German forces" (p. 30). To achieve this goal, the party wants to facilitate "the consciousness for a well-fortified democracy" (p. 32): "That is why the AfD stands for a restoring of the military service for all male German citizens between 18 and 25 years" (p. 32). Furthermore, they want to terminate the way the military and security service has been financed so far. The funding thus far depends on the cash position of the federal budget. Hence, the AfD wants to incur debts to fund the German military forces.
That is how the AfD abuses willingly the idea if a well-fortified democracy: The idea is not to establish a militarized nation state but to defend democracy against anti-democratic policies.
Repeal social security mechanisms
The AfD wants to "reform" the social security systems (p. 36). It aims to repeal state funding and shift responsibilities to families. Consequently, home care has to become a key element of the social security system (p. 38). But this kind of reform would cause some risks and hidden expenses for families. That is because neither do all people have access to such a family environment, nor are all people part of a family that is able to provide this kind of support. Hence, the actual outcome of a reform as the AfD proposes it would be the repeal of social security mechanisms which would mean that people had to pay for their care themselves. Eventually, the AfD would establish a two-tier system; to the expense of the weakest.
The AfD also wants to transform the existing social assistance and unemployment assistance into "activating basic security benefits" (p. 37). People who are not working would then only qualify for a minimal financial support which would be much lower than the current one. The consequences of AfD's social policy claims would therefore be even more serious than the controversial Agenda 2010.
Racist family policy
The AfD expresses concerns about the demographic development of Germany, because "the birth rate among migrants is - with more than 1.8 children - clearly higher than among women of German origin." (p. 42) This would amplify the "ethnic-cultural change of the population structure." (p. 42)
In these sentences the racist orientation of the AfD become evident: On the one hand they assume that people with migration background - especially Muslims - would be less intelligent, successful and productive. On the other hand, they only approve population growth when it is made by people with German origin.
The wrong understanding of feminism
The AfD owns up to "the traditional family as a model" (p. 41) This model, they claim, is jeopardized which is why the needs of families and kids suffer. The idea of the traditional family excludes many different lifestyles and civil unions. In the same context, the AfD complains that the wrong understanding of feminism only values women who are working, but not those who are merely mothers and housewives. However, to attribute parenting only to women is everything but feminist. It is indeed reactionary.
The AfD wants to stop the discrimination of full-time moms (p. 43), without even mentioning full-time dads or shared responsibility models.
Right-wing populist culture, language and identity
Our identity is mainly culturally determined, claims the AfD (p. 46). Therefore, the party supports the claim of a German Leitkultur (guiding culture) and aims to share the German history with more positive and identity-establishing aspects (p. 48). What aspects the AfD actually means, or what is so typical German about them, does not become clear, probably because it would reveal inconsistencies. The party supports unconditionally religious freedom, freedom of conscience, and freedom of worship (p. 48). At the same time, it wants to restrict them by invoking "our" laws, human rights, and some not clearly defined "values".
It is clear that the AfD does not care for an unbiased and responsible historical awareness. If anything they refer to radical right-wing rhetoric and content.
One-sided accusations in education
The AfD objects the "politically-ideologically indoctrination" in the German education system (p. 54). They claim that this would be against traditional moral values and would jeopardize the natural development of our children (p. 55). However, in this case again the party does not elaborate which moral values they refer to or who is meant by "our children". Instead, the AfD elaborates extensively on who is to blame for this alleged wrong-doing.
They criticize differentiated gender education in schools as well as gender sciences on the academic level. They reject gender-mainstreaming which pursues gender equality. This case makes clear that the AfD insists on a traditional gender model which does not treat men and women equally. The understanding of equality, alternative lifestyles and other identities is meant to be prevented.
Closing of the border and freeze on immigration
The AfD does not see Germany as a country of immigrants, but claims at the same time, that it virtually is one (p. 58). The party vetoes all immigration from EU countries systematically. They say, immigration would lead to an abuse of the German social security system (p. 61). Although they acknowledge that there are violent and religious conflicts as well as extreme climates that force people to flee their country, only war refugees are regarded as actual refugees. Everyone else is an irregular migrant (p. 59).
The party wants to afford refugees protection only until the reason for the refuge is abolished. Once the reason does not exist anymore, they want to provide support for the return and the reconstruction in the countries in question. At the same time the party wants to close the German border and build shelters with the for the region standard provision with basic supplies (pp. 56 - 60). They want to enforce the obligation to leave the country stricter, too. It remains unclear however, how they want to realize these inhumane, ruthless and risky plans.
No citizenship for children with migration background
The AfD complains about a gradual loss of the relevance of citizenship (p. 65). Naturalization should only be possible in cases in which at least one parent is already German citizen. Children who were born in Germany would only become German citizens with 18 years. For children with parents who are no German citizens this means that even when they do not know their parents' home country they are supposed to become citizens of it.
This steadfast refuse of citizenship is highly problematic. It means that biological facts determine the "membership" to Germany - a pure form of racism.
More competition and deregulation
The AfD is a neo-liberal party. They claim: "The more competition and the lower the public spending ratio the better for everyone." (p. 67) At the same time the stand for a stronger consumer protection. But if they primarily call for a reduction of bureaucracy they also subordinate consumers' interests the economy.
When it comes to digitization the AfD exclusively emphasizes data privacy (p. 69). This one-dimensional view on this topic ignores the wide variety of challenges that our society has to face in the realm of digitization. Contemporary policies should also provide answers to questions of copyright and the increasing automatization in the industrial sector. However, the AfD provides no answers to these questions so far.
Unfair taxation system
In its finance and taxation policy plan the AfD focuses on libertarian claims. They want a thin state without social responsibilities. Important historical achievements like labor rights or the participation of workers' councils are seen as unnecessary bureaucracy. Furthermore, they seek for a differential tariff which contains a different income tax tariff with less levels and a way higher personal exemption. In other words, the AfD wants to abolish those taxes that are mainly paid by the rich.
This is how the party favors wealthy citizens while increasing the risk for all the others to become poor. This contradicts the party's claim to be the advocate of ordinary people.
Climate change as a myth and natural conversation as a side issue
The AfD denies the existence of climate change and believes that CO2 were good for the environment (p. 79: "The more CO2 in the atmosphere, the more plants can grow.") They conclude: Clean energy is unnecessary and too expensive. When it comes to natural conversation and environmental protection the AfD only vaguely defines its position. The unchecked expansion of wind energy has to be stopped because it causes more harm than use. However, this is a traditional populist claim since the expansion of wind energy is already highly regulated in Germany.
In the field of fishery, they want to free German fishers from competitive disadvantages. This includes an abolishment of regulations for the maximum amount of fish they are allowed to cast and the permission of bubblenet feeding (p. 88). This would increase the risk of overfishing massively, though. These are just some examples for the AfD's positions on environmental issues: An apparently environmental friendly rhetoric promotes fatal measures that jeopardize the environment.
Infrastructure without a clue
Also on this topic AfD's strategy is neither coherent nor clear. On one hand, they complain about the decay of streets and buildings and speak of a chaos of planning (p. 90). They want to fix this by renovations instead of new building. Later on, however, they claim a simplification of planning and building laws as well as a reduction of private home costs in order to address urbanization and to create an identification with people's hometowns (p. 94) For the expansion of infrastructure the AfD desires a stronger EU since they seek for an integrated strategy (p. 92). This stands in stark contrast to their goal to abolish the EU. Furthermore, they want to transfer the transportation of cargo to waterways and trains. However, the party does not elaborate on how to realize and fund this idea, though.
The AfD also opposes a speed limit on highways and seeks for a less used public transportation system. The party criticizes the costs for car drivers while also criticizing the degradation of streets. They do not mention that a reduction of the budget for car infrastructure is not compatible with a more intensive use of them and that it actually leads to a degradation. The claim "free rides for free citizens" is from a policy as well as from a financial perspective not feasible.
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Food is one of the most incredible and accessible ways to bring people together. It is one of the things that brings all of us pleasure, regardless of background, faith, sexuality, and gender. We can express who we are, show people we love them, and connect through cooking. At its core, Abe is a film about a kid who wants to bring his family together, and who loves food. It is a love letter to the New York street food scene. Director Fernando Andrade takes on a whole melange of issues in this sweet, heartfelt coming of age drama.
Abe (Noah Schnapp), sometimes Avraham, sometimes Ibrahim is a New York, food loving tween on the eve of his 13th birthday. Food is his passion, his life, but it's hard to go about the business of figuring out who you are when one half of your family is Israeli Jewish, and the other is Palestinian Muslim. Through an internet deep dive Abe discovers Brazilian chef Chico (Seu Jorge) cooking up a storm of Afro-Brazilian fusion food at his Mix it Up street food stall. After a particularly tense family meal, Abe sneaks out in search of Chico and somehow convinces the reluctant chef to hire him as an intern. And so Abe's double life begins. By day he works as a kitchen porter in Chico's prep kitchen, by night he tries to follow a mix of his family's teachings to keep them happy. This culminates in Abe's attempt to unite his family through an elaborate Thanksgiving meal influenced by food from across the Middle East. It's a story of culture classes, identity, and discovery as Abe fights to find a way to straddle the warring parts of his heritage.
It's easy to be sceptical about portrayals of a family with such contradictory identities. In fact how easily Abe's extended family lapse into the age old argument— it's hard to believe how his parents were allowed to get married in the first place. But putting that aside, writer Lamecee Issaq and director Andrade manage to walk this particular tightrope rather successfully. Neither party feels like the 'bad guy', which is crucial to the film's success. If they had moved any further to one side of the debate, Abe's journey would have been lost in a battle of biblical proportions.
Noah Schnapp leads the cast with a mostly strong performance. His personal attachment to the source material is evident as he works to make us root for Abe's multicultural feast to succeed. It is also refreshing to see a budding chef whose experiments don't quite work. Too often we see stories of child prodigies who nail it on their first try, so it is great to see Chico turn his nose up at Abe's ramen-taco or hear his dad point out that the turkey is still frozen. A nod must also be given to Mark Margolis for his role as Abe's maternal grandfather. He transforms so completely into the role but also knows when to let Noah have his moment.
Credit must also be given to the heart and soul of the film, Brazilian musician and actor Seu Jorge in his role as Chico, the reluctant but wise mentor to Abe. He fills this familiar Yoda-esque character with a sense of fun and a much needed infusion of free-spiritedness.
By far the most interesting decision in the whole film is to include Abe's constant posting on social media. Tumblr, Instagram, and Google are all featured prominently through the film. The voice-over is also peppered with hashtags and dictation of Instagram posts. It plunges us directly into Abe's head and allows us to see his perspective. The internet is the only space he has to figure out who he wants to be and express this developing version of himself. These moments of internet blitz are also a very clever way for Andrade to move the story forward swiftly, with purely visual storytelling. Another risk that paid off was the infusion of Latin American music tracks throughout the film. It is a bit jarring at first considering the nationality of the main characters, but ultimately it adds another layer to the colourful mix of cultures represented in the film.
Abe is a sweet, bold movie about a budding young chef— yes, but it is also about the power food has to cross boundaries. Something which helps join us as humans. It was refreshing to see a softer, more grounded exploration of the tensions between Israeli and Palestinian identity where each culture is respected and neither one is pushed over the other. It may be simplistic at times, and there are moments where it feels like two different films that are tied together, unsure of how they are connected. But that is mostly the point. Only in New York City could this tale not only exist, but thrive. Hopefully it will offer a lifeline to kids with similar identity struggles as Abe, through the colourful, transformative world of street food.
Abe is out on DVD in the US from June 2nd
by Mia Garfield
Categories: Reviews


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Pegas Offers Expert Cybersecurity Consulting & Development Services
Most small to medium business often don't think they are a target of a cyber-attack but almost every day a small business will close down because they didn't have any data protection services. The companies that survive the cyber-attack, will often spend thousands of dollars to get there data back for the attackers. Pegas Technology Solutions provides small to medium business with end to end cybersecurity services.


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Here's the link to the new 2014 Norwex Australia Catalogue. Just click on the picture to get you there.
2014 Norwex Australia Catalogue is here!
Filed under Catalogue, Norwex Australia
5 responses to "2014 Norwex Australia Catalogue is here!"
I purchased a lime green mit , smooth on one side & rough on the other labelled Norwex Car. This was a couple of years ago and no instructions can I find. Can you help me
I received two norwex cloths for Christmas, and I was wondering how to clean these when they get soiled and dirty?? Thanks !!!!!!!!!!!!!!


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Who could ever forget ...
More importantly, how positively were our clients bottom lines impacted as a result of the above events? Rather than tell you in our own words, the following pages offer a bit of testimonial from past ... and current clients. Take a look, and then give us a call at (973) 386-9500, and tell us about your particular need. Or simply complete our on-line information request form. We look forward to hearing from you. Thanks for considering
AIM ... Achievement Incentives & Meetings Corp.
Other pages in this section: Testimonials | Client Successes


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Product Overview
Savanna Dry is a clear 100% apple cider in a unique see through bottle and made from the juice of gorgeous South African apples which are grown in Elgin, a lush region of the Western Cape. The magic of transforming humble apple juice into sublime cider is all in the fermentation process.
How To Drink Savanna
When life gives you lemons... Havva Savanna! Savanna premium cider is best drunk cold with a lemon wedge popped into the bottle neck and while Savanna does rock, it's never served on ice. To get really into the spirit of this South African cider, invite a few mates around, fire up the grill and pop the Savannas on ice.


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In a city where a lot goes on and a lot of things happen in the flashing speed, Rosebud is one such restaurant and bar where one can relax, celebrate and indulge in amazing food and drinks sin. Like the city of Gurugram embraced the western corporate culture with open hands, the lifestyle of everybody in the city has taken over a turn which is amazingly drastic and easy to decipher. With the ongoing demand of good places to dine pout and celebrate, many restaurants came into existence, among them all stands tall Rosebud, a restaurant and bar which is amazingly distinct in its settings and has a wide menu with various varieties of dishes and drinks available.
With the change in work culture, the dining and the definition of celebration have totally transformed, with which the restaurant has come as a savior. Rosebud is a restaurant which caters to the demand of all the needs of the customers to a lavish fine dining restaurant and a place ravishing enough to celebrate happiness at, Rosebud comes to the rescue and provides an amazing interior décor, ambiance, food choices and facilities that one has always craved for. No more is the need to be confused and clueless on where to celebrate and how to celebrate. Rosebud perfectly carries forward the essence of a restaurant which has great ambiance, amazing food choices and an ample space to organize small functions and parties at.
Rosebud located at Vatika Business Park, Unit No. 2 & 3, Ground Floor, Tower A, Sohna Rd, Sector 49, Gurugram, Haryana 122018, is o of the most contemporary style restaurant with both outside and inside cozy setting.


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The home-buying and home-financing process is typically one of the largest financial transactions that a family will ever engage in. While your Account Manager is always available to walk you through the process and answer your questions, we have provided a number of tools you can use to learn more about achieving your goal of home ownership.
Use these calculators to help answer many of your financial questions regarding buying a home.
Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) as well as the amortization schedule.
Are you able to buy your dream home? Find out just how much you can afford!
Interest paid on a mortgage is tax deductible if you itemize on your tax return, as are points that you pay to lower your interest rate. Use this calculator to determine how much you might save in income taxes.
Are you better off buying your home, or should you continue to rent? This calculator can help you decide.
Use this calculator to compare the benefits of a fixed-rate mortgage to those of a fully amortizing adjustable-rate mortgage (ARM).
Here you will learn about all the steps that make up the home financing process, what to expect, and when to expect it.
Our FAQ section is designed to help answer some of your questions and help guide you through the process.
Get a detailed description of the documentation you'll need throughout the mortgage application and financing process.