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Business Programs That Might Interest You
Learn about start dates, transferring credits, availability of financial aid, and more by contacting the universities below.
What is an MBA in Risk Management & Insurance
The MBA in Risk Management and Insurance (RMI) teaches B-students how to fully analyze the risks and rewards of certain business decision, from startup to expansion. Whether it's mergers and acquisitions, globalization, or simply adopting a lean operation strategy, every firm must weigh the potential risks and rewards associated with a new business venture. An MBA in RMI provides students with a full suite of skills that include a solid understanding of business principles combined with specialized study in corporate risk management and insurance.
This no-nonsense specialization offers ample opportunity for graduates to work with top firms including Enst & Young, PwC, Liberty Mutual Insurance, Metlife, New York Life, etc. With most AACSB-approved MBA programs offering a strong core curriculum in business, the Risk Management & Insurance concentration provides a more analytical approach to high-level business decisions. A B-Student armed with a graduate degree in RMI will have both the quantitative and qualitative proficiency to make sound recommendations to C-level executives at some of the most prominent Fortune 500 companies.
Throughout their course of study, RMI B-Students are exposed to faculty, staff, and industry leaders that hold positions in risk management, insurance operations, and consulting. MBA graduates specializing in risk management and insurance are placed at leading Fortune 500 firms across the country and are poised to make a six-figure salary only a few years into the profession. In other words, the sky's the limit for AACSB-accredited MBA graduates in Risk Management and Insurance.
What's the Career Outlook for Insurance Executives
According to the Bureau of Labor Statistics (BLS), employment of actuaries is projected to grow 22% through 2026, much faster than the average for all occupations. Actuaries assess risk and are leading candidates for most consulting positions at major firms. There will be plenty of job opportunities available for Actuaries interested in working at some of the most established insurance firms across the U.S.
The median annual wage for actuaries is $100,610 with the highest 10% earning more than $186,250. Business professionals in risk management, insurance, consulting, banking or finance will have ample opportunity to penetrate an industry where highly-quantitative analysts from leading institutions seek entry into manager-in-training programs.
|Avg. Salary
|Professional, scientific, and technical services
|Finance and insurance
|Management of companies and enterprises
Where Do Insurance Managers with an MBA Work
The skills developed during an MBA in Insurance program translate well into many other professions. An MBA Program in Risk Management and Insurance will prepare B-Students to be successful in a variety of roles. They include actuary, insurance agent, broker, account executive, consultant, risk manager, sales executive, etc. An accredited AACSB-MBA program, with the help of well-connected faculty and staff,, will prepare B-Students for leadership roles at top firms needing risk management and insurance leaders.
Here is a list of some of the career opportunities available to MBA in Insurance graduates:
- Health insurance actuaries help predict and analyze the anticipated revenue/costs from health insurance premiums. In the booming healthcare industry, insurance professionals have the dual responsibility of managing policy changes and assessing the risk of adopting certain insurance companies.
- Life insurance actuaries whether it's whole life, term, or annuity insurance plans, a life insurance actuaries helps assess risk and suggest adoption, retention, and termination of certain insurance providers. Most of the time, life insurance actuaries work as consultants/independent contractors analyzing the risks associated with adopting certain policies.
- Property and casualty insurance actuaries are the key players behind developing, implementing, and managing insurance policies that help employees against property loss and liability claims. Whether it's protecting your home from a forest fire or protecting oneself against litigation during an automobile accident, insurance actuaries provide a host of insurances to the policyholder in case of an unforeseen event or accident.
- Corporate actuaries are the experts that assess risk and rewards associated with a company's investment. They crunch the numbers and determine whether or not the next business venture would yield a positive or negative return on investment. Most of the time, they conduct break-even analysis and project some of the financials associated with a new venture.
- Pension and retirement benefits actuaries Whether it's setting up initial employee benefit packages that include 401K plans to new hires or develop the pensions for retired employees, the benefits actuary has a responsibility to report their information to the government. They are the guardians of all employee benefits and report their findings to the government to ensure proper record keeping of company insurance policies.
- Enterprise risk actuaries help analyze the internal and external risks associated with doing business. Whether it's investing in a new business location, buying a competitor to secure control over the marketplace, or simply launching a new product right in time for the holidays, enterprise risk actuaries quantitatively assess risk for their employer.
What Skills Do I Need to be Successful In Insurance
|Analytical skills
|Risk management and insurance actuaries have to juggle all types of information. They need to be able to interpret high-level data and make sound decisions based on the best interest of the company. They need to interpret information from financial statements and suggest the best course of action.
|Communication skills
|Actuaries, whether they're discussing a break-even analysis with the executive team or conducting a presentation on the viability of a new acquisition, need to express their ideas in a clear, concise manner to internal and external stakeholders.
|Detail oriented
|Insurance professionals must produce error-free work at all times. Whether it's the CEO or the new investor, actuaries are responsible for putting together highly complex financial information that must be accurate, relevant, and timely.
|Interpersonal skills
|Insurance actuaries are the managers responsible for guiding the direction of the company. They have the responsibility of delivering their findings about certain company risks in an effective manner. The welfare of a company depends on the ability to concisely disseminate information to certain company stakeholder.
|Leadership skills
|These managers need to have the tough conversation with high-level executives. They have to push the direction of the company if they feel it's in the best interest of their organization. This may mean some tough decision around staff, resources, and the overall direction of the company.
|Technical skills
|Technology is always changing, whether it's how we keep track of sensitive company data or how we manage the interactions with customers. An actuary has to keep up-to-date with the latest industry technology in order to ensure accurate forecasting.
What Typical Classes Will I Take in My MBA Insurance Program
- Practical Enterprise Risk Management – This concentration class introduces B-students to the concepts of risk management. They will analyze the financial health of a firm and develop a sustainability plan of attack using quantitative reasoning. Students learn the basics of ERM while working on real-world case studies.
- Strategic Risk Management – This concentration course, usually taken after the core MBA courses are completed, introduces the process of managing the risks and rewards of major company decisions. Whether it's adding value to a firm's portfolio of assets or building a corporate social responsibility plan of attack, the insurance actuary makes sound decisions on risk and rewards of a company's direction.
- Global Risk Management – The global enterprise community is ever-changing, rapidly growing, and filled with regulations. This MBA course takes risk management principles and addresses them in the global arena. Whether it's analyzing the international insurance marketplace, assessing the risks associated with international expansion, or understanding government restrictions while conducting business overseas, the global risk management course explores risk management on an international level.
- Principles of Risk Management & Insurance – This concentration course explores the nature of risk, the principles around making sound business decisions, and the impact of risk exposure. This is one of the foundation courses in the Risk Management and Insurance concentration and introduces the decision-making process from a leadership perspective.
- Corporate Risk Management – This is the nuts and bolts of the risk management curriculum. This MBA concentration course provides a comprehensive overview of the corporate risk management process from the perspective of management. Whether it's risk exposure, tools to measure exposure quantitatively, or how risk management adds value to a company's overall longevity, this course analyzes the responsibilities of an actuary.
Campus vs. Online MBA in Insurance Programs
If you enjoy the face-to-face interaction with professors and insurance professional in the industry, a traditional on-campus program is the best route. You will have ample opportunity to network with industry professionals, academics, and future colleagues while completing your MBA. With that being said, a reputable online MBA in Risk Management can provide an aspiring business student the opportunity to work full-time and still complete a master's degree in their chosen field. If you want to jump right into the profession, there's no better way than to start working in the industry and complete your MBA while mastering on-the-job skills.
The pros of a traditional on-campus program include networking opportunities, face-to-face interaction with industry professionals, and an academic community with like-minded goals.
How Much is Tuition for MBA Insurance Programs
The tuition cost for traditional on-campus MBA in Insurance programs average $40,742.39 in-state, $58,391.49 out-of-state, and $34,883.63 for online in-state MBA program. There's a significant difference in tuition between an out-of-state program versus an in-state MBA. The benefits of an online program are limited costs associated with living in/around campus and the possibility of no textbook for some courses. With the average salary for Actuaries averaging six figures, students must consider their potential income compared to the amount of student debt they are willing to carry. With the most expensive MBA in Risk Management program reaching $146,180.00 compared to the lowest tuition rate of $9,876.00, it's definitely smart to consider graduate employment rates and starting salaries before making a final decision.
Campus Tuition
Online Tuition
GMAT Scores for MBA Insurance Programs
The average on-campus GMAT score for accepted MBA in Insurance and Risk Management students is 557 compared to the average online GMAT score of 543. With a limited number of online MBA in Insurance programs available, these numbers may be a bit scewed. It's important to note that not all schools require a GMAT score for acceptance, but most of the accredited B-Schools want to measure their applicants analytical skills prior to rendering an admissions decision. There are other factors outside of a GMAT score that go into B-School admission decisions: undergraduate GPA, professional experience, references, and personal statement; however, a solid GMAT score increases a B-Student's chances at gaining admission to the most competitive programs.
Campus GMAT Scores
Online GMAT Scores
Student / Faculty Ratio for MBA Insurance Programs
Student/Faculty ratio can be a difference maker for those B-Students interested in networking with industry professionals, actuaries working in the field, and collaborating with academics. For aspiring MBA students who seek a more intimate learning environment, a smaller Student/Faculty ratio is critical to their success as a B-Student. For those who don't mind the lecture hall environment, a larger Student/Faculty ratio works. The best on-campus MBA Student/Faculty ratio is 0.17 compared to the worst ratio at 11.90. Since online MBA programs rely heavily on faculty participation, student blackboard collaboration and eLearning interaction, it may be more beneficial to have a smaller cohort for online MBA courses. The Best online MBA Student/Faculty ratio is 0.17 compared to the worst online MBA Student/Faculty ratio of 11.90.
Campus Student/Faculty Ratio
Online Student/Faculty Ratio
Student Population for MBA Insurance Programs
From on-campus recruiting events to coveted actuary internships, student population plays an important role in your B-School experience. The average full-time online MBA enrollment is 245 compared to the average full-time traditional MBA enrollment of 286. An MBA program with a large enrollment size may have more opportunities with job placement but it will also have greater competition from fellow B-Students. Online students interact with fellow students via Blackboard/eLearning platform allowing for seamless collaboration with future industry professionals. Collaboration online may be a bit more difficult if there is a larger discussion board compared to an online MBA cohort.
Campus Enrollment
Online Enrollment
Global Enrollment for MBA Programs in Insurance
An MBA program should have a nice balance between international students and U.S. students. In the ever-changing global economy, the strength of a company usually depends on its diversity, especially if it's a multinational organization. The MBA in Insurance program with the smallest percentage of students from the U.S. is 44.00% compared to a program with 75.00% of the student population from the U.S. The average percentage of students from the U.S. is 72.50% for online MBA programs. Since Actuaries work for large insurance companies, banks, and consulting firms, MBA in Risk Management programs can benefit from admitting students from all over the world. Having access to alumni from other countries can become a valuable asset for networking. This is especially true for the Insurance and Risk Management concentration.
Campus Global Enrollment
Online Global Enrollment
Faculty Information for MBA Insurance Programs
Business professors are not just faculty mentors but experience insurance managers/acutaries. Professors are not just a great resource for networking outside the classroom but will also keep you on the front lines of the latest industry trends. For most, their B-School professors are their first exposure to the industry. Needless to say, they are a valuable resource. The quality of an MBA program is directly related to the credentials of its faculty. The average number of on-campus full-time MBA faculty is 79 compared to an average of 6,753 professors in part-time programs. An accredited MBA program that hires a significant number of professors with doctorate degrees signifies a strong business program. The average full-time MBA program has 84 number of doctorates compared to the average full-time online MBA of 83 doctorates.
Campus Faculty Numbers
Online Faculty Numbers
Research the Best MBA Programs in Insurance – GMAT Scores, Salaries, Rankings
- The number of on-campus MBA Insurance programs offered: 82
- The number of online MBA Insurance programs offered: 45
There are 82 on-campus MBA programs in Risk Management compared to 45 online MBA programs. With a limited supply of graduate insurance programs, B-Students will experience heavy competition from the applicant pool. If networking with industry professionals is a primary motivation for attending an MBA in Risk Management program, MBA Guide highly recommends researching faculty bios, analyzing employment rates, and researching insurance companies that hire graduates at your B-School.
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Jessa Cast is a professional freelance writer and editor whose experience includes several years of published magazine articles and two edited books, among other writing and editing projects. She is skilled in conducting research and interviewing subjects, copy and content editing, event planning, and using the Microsoft suite, as well as a variety of freelance business assistance offerings. She earned a Master of Business Administration (M.B.A.)


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Infectious Enthusiasm: CDC Hospital Training Sparks Lifesaving Change In Georgia (March 18-19)
At a busy hospital in Kutaisi, a simple but lifesaving idea is spreading. At the epicenter are a diverse and lively team of women – nurses, physicians, epidemiologists, and leaders – who have embraced the concept of infection prevention and control (IPC) to reduce the risk of dangerous and deadly healthcare-associated infections.
Sparked by a training course offered by the U.S. Centers for Disease Control and Prevention (CDC), the women have become an unstoppable force for change within their hospital. Their story is a shining example of how sharing knowledge of basic IPC practices –like hand hygiene and injection safety – can have far-reaching impact across the country of Georgia and beyond.
Big change from small beginnings
The change began with Anjela Orjonikidze, general director at West Georgia Medical Center, part of Georgia's largest hospital network. As the hospital expanded its number of beds and services, she wanted staff to better identify problems, gaps, and challenges that could put patients at risk for infection. "In Georgia, our health services market is still developing. And I have the feeling that we still have some healthcare-related risks," she says. "How are they going to be identified unless we have enough knowledge, education, and supervision for all the required processes?"
Marika Geleishvili, a physician and IPC expert from the CDC office in Tbilisi, was anxious to meet the hospital's need. Her work is part of a larger partnership begun in 2015 between CDC Georgia, experts from CDC's Atlanta headquarters, and the EVEX hospital network to bolster IPC practices in the country.
Across Georgia and the region, healthcare personnel is rarely trained in IPC practices, and these gaps in knowledge can have consequences that reach far beyond any one hospital. Lack of IPC skills can lead to widespread healthcare-associated infections and outbreaks that could impact the whole country and cross borders, threatening global public health.
Marika began working alongside the head of medical quality assurance and management, Nino Butskhrikidze, to develop a program that would offer training to dramatically improve patient safety by adopting basic IPC practices. Since the training, hospital staff affectionately refer to Marika as their "Mama of Infection Control."
A team with one spirit
In the halls of the hospital, the new knowledge of IPC practices began to inspire action. The women coalesced into a passionate team of evangelists who, over long and late hours filled with shared food and support, hashed out ways to translate the IPC training into practices that would work for them within their system.
Fati Kavtaradze, the clinic's chief nurse notes, "The training helped us find one another. It is also changing the dynamics between clinicians and nurses. Today, it's more about being colleagues. They are now taking into account our recommendations."
For these women, IPC became more than just sharing daily reminders to wash hands or clean up potentially germy surfaces. It became a way of life that led them to re-evaluate every single routine and tradition. One nurse recalled how the training even made her look with fresh eyes at the Christmas tree they put each year in the ICU.
"We can't have this Christmas tree in the ICU," she had told one of the doctors. "It has germs."
At first, the doctor fought her. She would attempt to remove the tree, but he would replace it, saying the tree was a tradition. To prove her point once and for all, she washed the tree and showed him the resulting dirty water. "See?"
The tree came down.
The nurse noted that the CDC training had made her feel confident enough to take a stand. The whole team agreed that having the tools they needed to solve the problem gave them more courage and helped them feel empowered to push aside obstacles.
Pride in progress
The women are intensely proud of their progress. They are slowly overcoming the previous resistance to change – getting rid of the old (and dangerous) idea that acknowledging hospital-acquired infections could have negative implications for the hospital. They recognize that the way to improve patient safety is to learn as much as you can and apply it everywhere you can.
The hospital has grown over the past few years, adding additional beds to incorporate a mother and child division and a pediatric emergency division. Now the third referral hospital in West Georgia, the hospital knows how important it is to minimize healthcare-related risks to offer the highest possible level of care.
The women leading the charge on IPC do so without extra funding or pay; they are sparked by determination and fueled by the lifesaving potential of the work. The team remains a source of inspiration as they realize the impact they're making for health in their country.
"I am more diligent, more enthusiastic with more knowledge, because I have a fantastic team next to me," says Iza Gabunua, an epidemiologist on the team. "I am very open to saying that our IPC team has resulted from this program, and it is one of the strongest in the country. And I really take pride in that."
"I have met amazing people," adds Lela Tsakadze, a physician and chief epidemiologist. "They are people who are writing infection control history in the country of Georgia. And I just want to take this opportunity to thank CDC."
About this story:
CDC communication staff from Atlanta visited Kutaisi, Georgia to meet the team of women and learn firsthand how their IPC knowledge and passion is shaping processes and policies throughout the country and region. The story is part of a series of articles focusing on the people and partnerships driving public health progress in Georgia and the region through CDC's in-country presence over the past decade.
Learn more about this work:
- West Georgia Medical Center
- https://www.cdc.gov/globalhealth/stories/combatting_amr_hai_caucasus.html
- https://evex.ge/en/networks/2/0/65/1/
[1] http://otp.investis.com/clients/uk/georgia_healthcare/rns/regulatory-story.aspx?newsid=1145275&cid=1780
[2] https://www.cdc.gov/ncezid/stories-features/global-stories/hai-in-georgia.html
[3] https://www.cdc.gov/globalhealth/stories/combatting_amr_hai_caucasus.html

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Joe Ervin Retreat House
Price: $690-$835/night
The Joe Ervin Retreat House has 9 bedrooms (each with own bathroom), 2 apartments (each with 1 bedroom/1 bathroom, kitchen and sitting area), full kitchen with dining area, and meeting space. Click here for floor plan.
This retreat house was completed in 2003 and named in honor of Joe Ervin, a volunteer who has helped to build facilities at Hinton for over 20 years.
Group and Retreat Rates available. Call for Details.
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Any incident on SVSU property or an employee's work involving an injury or illness must be reported as soon as reasonably possible, no matter how minor an injury may appear and regardless of whether the injured or exposed person received medical attention.
In the event of ANY medical emergency call 911. SVSU employees are not permitted to transport any injured/ill individual.
Students, Contractors or Visitors Injuries/Illnesses
In the event of an injury/illness incident involving students, contractors or visitors the witnessing employee/responsible department must complete the Non-employee Incident Report (238KB) obtaining the injured or exposed party's statement. All completed incident reports are to be submitted to SVSU's Business Services.
Employee Injuries/Illnesses
An employee must immediately report any work-related injury/illness regardless of the severity to:
Please refer to Injury/Illness Incident Response and Reporting 2.1-3 for additional information on the protocol.
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Wall Street Journal: NRA chief says he was pressured to resign
The chief executive of the National Rifle Association told the group's board he is being extorted and pressured to resign by the organization's president, the Wall Street Journal reported Friday.
Wayne LaPierre, who has been the head of the NRA for decades, wrote in a letter to NRA board members on Thursday that he refused a demand to resign by Oliver North, the recently installed president of the association.
LaPierre wrote in the letter, "the exhortation was simple: resign or there will be destructive allegations made against me and the NRA."
North also sent a letter to the board on Thursday, according to the Journal, in which he said his actions were in the best interest of the NRA and he was forming a crisis committee to look at the organization's finances.
North had previously sent a letter to the board's executive committee accusing LaPierre of more than $200,000 in wardrobe purchases that were charged to a vendor, the Journal reports.
LaPierre wrote that North called his office to relay that unless he resigned, advertising agency and NRA contractor Ackerman McQueen Inc. was prepared to release a damaging letter to the NRA board, the Journal reports.
"I believe the purpose of the letter was to humiliate me, discredit our Association, and raise appearances of impropriety that hurt our members and the Second Amendment," LaPierre wrote. "The letter would contain a devastating account of our financial status, sexual harassment charges against a staff member, accusations of wardrobe expenses and excessive staff travel expenses."
The feud between the two high-profile conservatives comes in the middle of the NRA's annual meeting in Indianapolis. The NRA's full 76-member board is set to meet on Monday, and insiders tell the Journal they expect the issue to come to a head then.
It is not clear whether North has the support to oust LaPierre, The New York Times reports.
The NRA presidency has previously been a ceremonial post, but the Times reports North has asked for it to be a paid position.
Contributions to the NRA are lagging, The New York Times reports, and the organization is facing an increasingly well-financed opposition movement in the wake of several mass shootings.
The dispute between LaPierre and North originated in part from a dispute between the NRA and Ackerman McQueen Inc., the Journal reports, which resulted in a lawsuit filed earlier this month by the NRA.
In the lawsuit, the NRA claimed Ackerman McQueen did not justify its billings with records, according to the Journal. Ackerman McQueen called the lawsuit "frivolous" and "inaccurate," the Journal reports.


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The Godfather Reveals That He Was Supposed To Leave WWE To Join The NWO
In the summer of 1996, Hulk Hogan, Scott Hall and Kevin Nash formed an alliance to take over World Championship Wrestling. The trio would soon become known as the New World Order, as they vowed to take control of the company. With the trio looking for others to defect from WCW to join them in their mission, the nWo turned into an over saturated group that started to lose its potency with weaker members being a part of the fold.
With an already-crowded nWo faction, they announced the debut of Vincent as the bodyguard/head of security during an episode of Monday Nitro in September of 1996. Vincent was popularly known as Virgil, the bodyguard of Ted DiBiase in WWE for a number of years. Interestingly, Virgil was not the original person for that nWo spot.
During the latest episode of Photo Shoot on the WWE Network, WWE Hall of Famer The Godfather revealed the original plans for the bodyguard position.
"My [WWE] contract was coming up, and I was in negotiations with WCW coming into the nWo as their bodyguard. And we had arranged a verbal contract," said Godfather. "The price was over a three-year deal. And then, I didn't hear from them, and I called the people that I needed to talk to and they weren't returning my calls. And then I'm watching the show one day, and I see Virgil come out as the bodyguard of the nWo.
"I would assume that somebody in the nWo said, 'hey, we could probably get Virgil [for] a lot cheaper, and he's known as a bodyguard.' So, Virgil went there a lot cheaper than what I was gonna go there for. So, I don't really have good feeling over that at all."
Godfather added that, although he does not have good feelings about getting snuffed out of a contract, it all worked out, because The Godfather was born "so it's even better." He made it clear that he is not mad at Virgil, because "Virgil is Virgil."
If any portion of these quotes are used, please be sure to credit WWE Photo Shoot with a h/t to Wrestling Inc. for the transcription.


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Proteins are foods consisting of one or more chains of amino acids. Proteins perform a vast array of functions within organisms.
Total protein carbon = (protein eaten at home + protein eaten out) * (days of food storage / days per year)
Depends upon:
—Parameters: days of food storage at home, days per year, protein consumption at home and protein consumption outside home
—Other metrics: residents, workers and visitors


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Spring has officially sprung. That means that temperatures are already on the rise. While it isn't too sweltering yet, it will be soon. In the meantime, we get to enjoy some of the finest weather conditions in the nation. Here at Parker & Sons, springs means a lot of hard work, as we begin preparing Phoenix residents for the brutality of summer with air condition tune-ups, repairs and installations. However, for most individuals, Spring means time to head outside and have some fun! Parker & Sons is here today to offer you some great ideas for enjoying spring in Phoenix.
Go Hiking
There is no better time of the year to go hiking. Soon, it will be much too hot to spend time outside. For now, temperatures are pleasant, the sun is shining, and there is almost always a pleasant breeze. The Phoenix area is home to a few very iconic hikes. In the middle of the city sits picturesque Camelback Mountain with its very famous Echo Canyon Trail. Further east, rising high above the valley floor, lay the Superstition Mountains, home to the incredible Flat Iron.
Enjoy America's Favorite Pastime
Here in Phoenix, we are lucky to be the spring training home of 15 Major League Baseball teams. The Cactus League has been delighting baseball fans in Arizona since 1947. With ten stadiums spread out all across the Valley of the Sun, catching a quality baseball game is simple and convenient. And really, is there a better way to spend an afternoon than soaking up some sun with friends and family, enjoying a ballpark hotdog and maybe even an ice-cold beer? Sounds just about ideal to us.
However, don't get too distracted by all the fun this spring. Make sure you set aside some time to schedule an AC tune up with Parker & Son. After all, you don't want to be left sweating out the summer with a broken AC unit.


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Let's look at a way to visualize inflation. Let's say you had a $1,000 bill in 1900. At that time, this would be the equivalent of letting the government safeguard [about] 50 ounces of gold for you.
In 1933, Franklin D Roosevelt devalued the dollar, and as a result gold's price rose from $20/ounce to $35/ounce. Equivalently, you could also say the 50 ounces of gold the government held for you now became 28.57 ounces of gold. The government stole 21.43 ounces of gold from you overnight!
In 1971, Richard Nixon ended the Bretton-Woods gold standard for good, and by 1974, gold had risen to $200/ounce. You now had 5 ounces of gold. Thus, between 1971 and 1974, the government stole 16.43 ounces of gold from you.
In 1999, gold bottomed out at $250/ounce. You now had 4 ounces.
With gold nearing $1,000/ounce today, you are down to 1 ounce. Over the last 10 years, the government has stolen roughly 3 ounces of what little gold you have left.
Now instead of paper money, visualize that you did indeed have 50 ounces of gold in your safe in 1900 and that year after year the government broke into your home and stole gold from your safe at this rate. Would you find that acceptable? – CRW


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NJPW Owner Wants To Work With WWE?, Kenny Omega Rips YouTube Personality, Jay White (Video)
- Above was the entrance video used before Jay White came out for his Wrestle Kingdom 12 match against IWGP Intercontinental Champion, Hiroshi Tanahashi. White came up short in the match, but has continued to stay in the headlines after first declining Kenny Omega's invite to Bullet Club and then joining CHAOS.
- NJPW Owner, Takaaki Kidani, spoke to Tokyo Sports about some future goals he has with NJPW. @STRIGGA of Purolove.com provided the translations. Kidani hopes to continue filling out the Tokyo Dome, eventually filling the seats in the outfield, but to do that he'll need more young Japanese stars, and a heavyweight star in his twenties. Between a rising fan base and sales in 2018, Kidani continued that NJPW will have more money to pay wrestlers and are looking to continue to bring in wrestlers who had a relationship with WWE until "the other side" says "let's get along." Clearly, bringing in Chris Jericho had a positive impact on the company's bottom line and overseas exposure as NJPW has already lined him up to face Tetsuya Naito.
In Toyko Sports Takaaki Kidani said that in two years time he wants to fill the seats in the outfield of the Tokyo Dome and mobilize even more fans. Therefore he says New Japan needs young japanese stars, specifically a heavyweight star in his 20s.
— STRIGGA (@STRIGGA) January 5, 2018
Kidani furthermore said that he remembers how the New Japan fan club had 1,890 members in 2012 and now membership figures are at 12,000. Kidani: "The base is rising. Various synergies are occurring. New Japan's sales are also rising."
— STRIGGA (@STRIGGA) January 5, 2018
With rising numbers Kidani said NJPW will be able to pay more money to wrestlers and he wants to get more wrestlers with a relationship WWE involved in New Japan. He says he's going to do that until "the other side" says: "Let's get along."
— STRIGGA (@STRIGGA) January 5, 2018
Link to the article: https://t.co/A5FxqFU2Iu
— STRIGGA (@STRIGGA) January 5, 2018
- YouTube Personality, Logan Paul, took a trip to Japan where his attempt at comedy was met with plenty of criticism of how he acted in another country. Paul has over 15 million subscribers on his YouTube channel, but Kenny Omega won't be one of them. Omega responded to the video on Twitter saying, "What's worse than the obnoxious try-hard comedy is the sad fact that almost 200k people have seemingly enjoyed the blatant disrespect of a country that isn't theirs."
Turns out, Logan Paul's trip to Japan was problematic for many reasons ?? pic.twitter.com/yhj2BYgk4G
— We The Unicorns (@wetheunicorns) January 5, 2018
Wha"s worse than the obnoxious try hard comedy is the sad fact that almost 200k ppl have seemingly enjoyed the blatant disrespect of a country that isn't theirs.
— Kenny Omega (@KennyOmegamanX) January 6, 2018


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Windows 8 Implementation for Businesses
For all of the testing and development we have done in-house, none of that is as valuable as the experience we are getting on the field. This experience has helped us to answer important questions asked by our clients both existing and potential. Application and hardware compatibility, privacy, implementation strategies, and upgrade paths, as well as where to get it are all important, and now with field experience in a networked environment in the financial sector, we have been able to explore various capabilities and needs not discussed in popular articles of today concerning Windows 8.
Where to Get It
For a limited time, Windows 8 is available as an upgrade to Windows 7 for as little as $39.99 at:
After the special discount, which ends January 31, 2013, the full price will apply, and we will sell Windows 8 Professional for $200 at that point.
Application Compatibility
Either freshly installed applications compatible with Windows 7 64 bit edition compatibility or from the Windows 8 store will work fine on Windows 8.
Hardware Compatibility
The Windows 8 environment is best left alone to an upgrade with Windows Upgrade from Windows 7 if you cannot find a reliable Windows 7 64 bit driver for your hardware. If you want to get the best experience, you have to export files, setting, to a disk or flash drive for manual configuration with a fresh installation of Windows 8. Drivers will have to be re-installed in some cases but will be automatically detected in others. In a business environment you will want to use a windows technician with experience installing Windows 8 in a business environment to execute the installation
Windows 8 for most business users are best off installing using the Cloud to save settings and documents, enabling employees to move with a true roaming login from computer to computer, all through the use of a Windows Live ID. The Windows Live ID can also be passed to other services, some of which exist and others of which are still to come. From a compliance standpoint, some firms will not allow data to be stored in the public cloud. If this is the case, a local account must be used for each user. The ability to log in and see the same settings and files on multiple computers will be lost with a local account. Companies may wish to consider upgrading their privacy policies in this particular case because Microsoft has high standards, and both internal and independent studies have found the Microsoft Cloud to be ISO 9000 Compliant, HIPAA Compliant, and Sarbanes Oxley Compliant. However some companies have special compliance needs when it comes to the secure storage and ability for the secure destruction of files so that they are not even shared with Microsoft, including sensitive legal and health information. The Web and I has their own custom solutions including such new products as Windows 2012 Server and SharePoint. We have access to special military grade hard drives that can self-destruct data and even the drives themselves upon command. A 1TB redundant SharePoint Server is available for $10,000. This SharePoint installation is internal and can be shared only internally if you so desire. Destruction can be executed with a manual pushing of the buttons or through a remote cellular device that operates a series of solenoids are available at an additional cost. A UPS and external firewall is highly recommended as well as a secure wireless network with 256 bit encryption. The most secure organizations will wish to stay away from wireless altogether as well as the Windows Live ID accounts. HIPAA and Sarbanes Oxley compliance require both technical and functional contacts and a secured area for your server where it is not physically accessible to others and the use of encrypted only USB keys. Very secure organizations including the CIA are using technology to monitor the use of USB Keys / Flash Drives to alert security staff to their use. We can also produce machines with no exposed USB for the most secure installations.
Upgrade Paths
The easiest way is to upgrade from Windows 7 to Windows 8 using the Windows Upgrade feature, maintaining your files and settings. The other options include just maintaining your files, or saving nothing. Saving nothing is the best path for installation, as it installs the most natural features for Windows 8 with the best features, and then carefully re-applying files and settings after the fact will produce the best results. It is important to make sure that all options are applied and that hardware and software are working. After this, apply all other employee or special use logins as needed.
This was written almost a decade ago. Imagine how far we have come since then!
Give us a call at +1 516 469-02249 and get started now!


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The Struts have a new album out and get ready to take a shot every time singer Luke Spiller utters the word 'Baby.'
Strange Days a is glam-metal bingo board from the Derby rockers. Opening track "Strange Days" will leave you asking one question. Why is Robbie Williams here? "All Dressed Up (With Nowhere To Go)" is stiff sounding, straight down to the unnecessary addition of a revving motorbike. There's no chemistry here, rather sounding like they've been commissioned to soundtrack a mockumentary of a metal band, a la Spinal Tap.
Lyrics like 'but in this lockdown baby/ can't go out,' elude to the current climate. Strange Days, written in the midst of a pandemic, was recorded in 10 days at an LA studio during lockdown, with input from a star-studded line-up of rock and roll greats. Which, regardless of the end product, sounds like a lot of fun.
On "Do You Love Me" The Struts cover KISS, taking the band's inspiration full circle. With lines such as 'you like the way my limousine rolls,' you get an insight into the inspiration behind Strange Days, fingers crossed they can stump up something better than whining about whether or not their lover is actually into them.
Introduced by a staged sounding phone call between Def Leppard's Joe Elliot and singer Luke, "I have this big, fat chorus that I need your big, old pipes for, what do you say baby?" is "I Hate How Much I Want You." Look past the bizarre intro and this is one of the better songs on the album, staying on the right side of the stadium rock schtick. For those into classic rock tracks, singing about forbidden love over meandering guitar solos, you'll probably like this song.
Its fair say that Strange Days picks up a little as it goes along. By far the highest point ofthe album is "Wild Child". Elevated with guitars from Rage Against The Machine's Tom Morello, his contribution clearly elevates the track above the others and is where the band sound the most versatile and punchy.
"Cool" is a fairly inoffensive albeit forgettable track, grooving guitars with the obligatory 'oh ooh ooohes,' checked off. 'Burn It Down' is more of the same, adding in some keys for extra effect. "Another Hit Of Showmanship," with Albert Hammond Jr, brings a summery take to the retro hair rock revamp, sounding like it's been lifted straight from the soundtrack of an American high school drama film from the 80s.
Let's consider the aims and the audience The Struts had in mind when making this record. To make a fun, nu-glam rock album that is shamelessly unapologetic? Mission accomplished. Will it appeal to unapologetic glam-metal lovers? Absolutely.
Unfortunately for anyone else, Strange Days feels like a collection of discarded KISS demos that couldn't find their groove.


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The law firm of Jones Day is ditchng midtown for lower Manhattan. It has signed a lease for 330,000 square feet at 4 Brookfield Place, according to the New York Post. Crain's first reported that Jones Day was considering the move earlier this year.
The 20-year lease is for floors 27 to 34, space that Bank of America/Merrill Lynch leased.. The owner Brookfield Office Properties is renovating the lobby of the 34-story, 1.8 million-square-foot tower. Jones Day is currently located at 222 E. 41st St., between Second and Third avenues.


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What We Believe - About Salvation
This past Sunday, Rob talked about how we are saved "by grace, through faith, in baptism, for good works." But what exactly does it all mean? Here are a few resources that Rob has recommended to discover more.
(Click each image to be redirected.)
|In this revised edition of His Truth, Dr. Jack Cottrell investigates truth and reality as revealed in the Bible. His Truth deals with controversial subjects like grace, assurance, God's call, predestination and other doctrines that many people view as hard to understand.
|In this 13-chapter book, Tim Alsup offers Bible students a thorough explanation of what the Bible says - from what baptism is all about to why some people object to it as necessary for salvation. Baptism 101 provides the facts and explains concepts believers need so that they can understand Christian baptism and share this truth with a spirit of love.
|A rich resource for renewing the practice of the sacraments in a way that encourages faithful discipleship in a hostile cultural environment. This book explores the meaning and practice of baptism and the Lord's supper through the lens of the biblical story's movement from creation to new creation.
|From horror flicks to rom-coms, the tales we tell and the myths we weave inevitably echo the narrative underlying all of history: the story of humanity's tragic sin and God's triumphant salvation. This entertaining book connects the dots between the stories we tell and the one great Story—helping us better understand the longings of the human heart and thoughtfully engage with the movies and TV shows that capture our imaginations.
|A commentary on the book of Acts designed for the serious student as well as the growing Christian.
Can't get enough? Here are even more resources recommended by New Hope staff for you to check out.
(Click to be redirected to Amazon.)
The Faith Once for All by Jack Cottrell
Down in the River to Pray by John Mark Hicks and Greg Taylor
Baptism: The Believers Wedding Ceremony by F. Lagard Smith
A Baptism Worth Talking About by Jim McGuiggan
Understanding Four Views on Baptism (Section 4 by John Castelein)


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I took a German class back in the Middle Ages in college. In a whole semester this is all I learned and I finally get to use it! Yes the sun is out after eternal cloud cover and rain. My rain gauge registered 1.5 inches in one day. I stopped looking at the rain gauge; it just did not matter. Along with the interminable rain, we had day temperatures in the 60's (Fahrenheit) and night temperatures in the low 50's.
The sun was out when I left for work this morning and the disembodied voice in my car radio told me to expect highs in the 80's for today. Tomorrow, we get 90's! I guess expecting gentle temperatures in Spring –like 72 or so, was too much to ask.
Nonetheless, my veggies just move along. Tomatoes are growing everywhere. The carrots should be ready for harvest next week. I ate some peas straight off the vine and learned a valuable lesson: plant LOTS of peas if you want enough to share. The cabbage and broccoli are not developed enough to deal with the upcoming heat. We'll see.
Over and out.


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Use Instagram Carousel to Impress your Followers
Instagram is always in the process of developing and launching spanking new features that will help users organize their feeds better and enjoy a richer experience. One of the latest additions to the tools that you can add to your social media arsenal are Instagram carousels. This feature allows users to make customizable slideshows that make it possible to launch numerous content without flowing followers' feeds. When used properly, this new feature will offer you opportunities to impress your followers and drive your engagement to the roof!
Gone are the days when you would need to post individual photos in order to capture the context or the story of a particular experience. With an Instagram carousel or slideshow, you will be able to bulk all of these photos together and give your followers the option to peruse through them at their own prerogative.
All that you need to do is to press the slideshow button and to upload your photos in correct order. In one post, you will be able to document an event, tell a story, or even share messages to your followers, without flooding their feeds with one photo after another.
While there is a certain charm that comes with seeing an Instagram feed that shows collections of photos taken during a specific photo shoot, uploading and captioning these photos one by one will take up tons of your time. With the introduction of this feature, you can now upload photos simultaneously and use the same caption for all of them! Your followers will also be able to look through your photos in a convenient swipe-able format, thereby eliminating the risk that they will get irritated by seeing tons of your photos exceedingly on their feeds.
Beauty influencers, rejoice! You no longer need to worry about squeezing your instructional video within the time limit that Instagram videos allow. With a slideshow, you can now guide your followers through a step by step process, by using up to amazing and exciting photos! Doing this will make your tips and instructions much easier to follow and understand. This means that more of your followers will not be able to learn from you and build a relationship with you!
When it comes to working with brands, you have to make sure that you ease into the process and slowly introduce your partners to your followers. Seeing you using and promoting a certain product may turn people off, since this kind of blatant post is easy to pinpoint as an influencer advertisement. If you were to launch your new partnership with a teaser, however, your followers will more likely bite into it. So, go ahead and use slideshows to give them a sneak peek of the next big brand that you will be working with! Your followers will surely find your post interesting and your brand partners will surely love you for it!


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In the Gospel lesson, Jesus reminds us, as he had proclaimed many times before to his disciples, "If you really want to be my disciple, take up your cross and follow me." And if we listen carefully and deeply to the lessons of today for a few moments, I think we will discover in a very deep way what Jesus means by that, and also we will be aware of the challenge it takes truly to follow Jesus. And first of all, I think it's important for us to realize that in what Jesus is to undergo.
Fifth Sunday of Lent
And we enter now the last two weeks of Lent, and we'll enter Holy Week next week and recall his sufferings and journey to Calvary, and then his terrible death on that cross. As we kind of relive all of this, we need to be very aware that Jesus endured all of this as one like us in every way. You know I think many times we have sort of an understanding, in the back of our mind at least, "Well, it couldn't have been so bad for him. He knew he was going to rise from the dead."
But you see, we have to understand that the incarnation, Jesus in his humanness, is totally separate from his identity, and so he's one like us. He had to trust in God just as we do, and he found that very difficult, just as we do. If you listen carefully to that passage from the letter to the Hebrews, you find Jesus described in a way that I think is almost shocking: "Jesus, in the days of his mortal life, offered himself in sacrifice with tears and cries. He prayed to God, who could save him from death."
He prayed to God to save him from death. He was afraid; he dreaded what was to happen. And then the author tells us, "And although he was son -- in one way he was divine -- yet he had to learn through suffering what obedience was." And that seems to me to be kind of a strange thing, that you have to learn through suffering what it means to be obedient. But if we understand what obedience is, it becomes more clear.
Obedience doesn't mean just following a command of somebody else, what we call blind obedience, doing what you're told and so on. The word itself clearly means to listen deeply. To listen deeply, and in the spiritual sense it means listening deeply to God, and that's possible for every one of us as it was for Jesus. If you remember our first lesson today where Jeremiah proclaims how the time is coming, God says, "When I will forge a new covenant with the people of Israel, the people of Judah," and with us.
See, it will not be, God says, "covenant like that of old," where commandments were written on stones and we were told, "Follow these." No, this is going to be something new and very different. "This is the covenant I shall make with Israel after that time. I will put my law within them. I will put my law within them, and write it on their hearts." In other words, God is going to be living very deeply within us, within our spirits, within our hearts. And if we take the time to go apart, to be quiet, to listen, we will hear God speaking to us, telling us how to fulfill this covenant where God is our God and we are God's people.
And that's what Jesus did; he listened deeply, even though, as we hear in the Gospel today, he found it very difficult to face up to what God was asking of him. You see, when these outsiders came to Jesus -- "the Greeks," as John calls them, people who were not part of the chosen people -- Jesus wanted to be sure that they did not misunderstand who he is and what was going to happen to him.
He was a wonder-worker. See, people got to know about him, and these strangers were coming to find out, "Well, who is this person?" And they wanted to make his appointment to get to know him more deeply. But he was afraid that they were just thinking of him as a wonder-worker who could solve all their problems, so that's why he talks about his death.
And you get a sense that Jesus is trying to reassure himself about his death, that it will not be permanent. Because, as he tells the two who come to him, "The hour has come for the son of man to be glorified" -- he means to be put to death. That is when he tells that little parable about the seed falling into the ground, and that is reassuring, isn't it? Perhaps you've heard it sometimes at a funeral Mass: "Unless a seed falls into the ground and dies, it remains itself alone, nothing happens. But if it dies, it breaks forth into new life and grows."
And so that's what Jesus is saying to himself: "That's what's going to happen to me. I will die, be buried in the ground, but rise to new life." And yet you can see his humanness, though, when you go on, and just a short moment later, he's saying, "But now my soul is in distress." He's totally upset, afraid, dreading what's going to happen. "And shall I say, 'God, save me from this hour?' " He's tempted to say no, but then, "But no, this is why I have come. God, glorify your name."
And so Jesus says yes, and he's willing to go through his death, trusting that like that seed falling into the ground, he will rise to new life, trusting in God and God's love. But as we finish that paschal lesson, we have to listen, too, to what Jesus says about what happens through his death: "I, when I am lifted up, will draw all people to myself." And what Jesus is telling us is what happens through his death and resurrection. It isn't that he has paid the price, that we can be redeemed, bought back.
No, he's saying: "Because I am willing to die, give my life over into the hands of my enemies and not resist but rather love them, forgive them, pour forth love upon this world, I will draw all people to myself. Love will transform the world. Love will change each one of us. Love can help us to change others. Love will change the whole world." That's the message of Jesus. "If you want to be my disciple, take up your cross and follow me."
It is a powerful teaching here. Jesus is telling us the world is not going to be transformed through power and might, military force, nothing of that kind. The only way that our world will be transformed and changed into the reign of God -- where everyone has a chance for a full human life and where our world is transformed into the fullness of the blessings of heaven -- the only way that's going to happen is when we follow Jesus and never return evil for evil. Always being quick to forgive, loving even our enemies, doing good to those who hurt us.
"If you want to be my disciple, deny your very self, take up your cross, and follow me. Follow the way I go through death to new life." Is that possible? Can we really expect to be able to follow Jesus in this way, to give up violence and hatred and revenge and getting even and all of that which is so common in our world? Well this week, March 24, is the 35th anniversary of a person who was martyred because he only followed Jesus in love.
I'm speaking of Archbishop Oscar Romero, who on March 24, 1980, while he was celebrating Mass in a small chapel in San Salvador, the archbishop -- who had spoken out again and again for the poor and the oppressed, who had tried to overcome the injustices and the oppression within his own country and made enemies who wanted the system to be the way it was -- as he's celebrating Mass, an assassin enters the small chapel, fires one shot, and the archbishop falls to the floor and dies. It's because he's hated by those who were the oppressors, those who were destroying the poor in that country.
And it's clear that he knew what was happening. Just two weeks before he died, he was asked the question, "Don't you know your name is on the death list? They're going to kill you. They hate you." And the archbishop, when he answered: "Well, of course I've been threatened with death many times, but I don't believe in death without resurrection." See, he was ready to follow Jesus, be that seed falling into the ground that would rise to new life.
And then he went further. He says, "As a shepherd, I'm obliged by divine mandate to give my life for those I love, that is for those who may be going to kill me." See, he was ready to die out of love for his enemies. And when they shot him to death, I feel certain, even as he looked up and saw that gun pointed at him, he was ready to forgive. And then, because in fact, as he said in that conversation two weeks before he died, "You may tell them even now," those who are going to kill him, "Tell them even now, that I bless and forgive those who do it."
An extraordinary example of one like us, a human, who followed Jesus. Now, we're not going to be asked, obviously, to be shot to death, but certainly, there are many ways in our lives in which we are being asked to change, to be willing to reach out in forgiveness to all ... and refuse to use violence in response to violence. To overcome the culture of violence that pervades our culture and our world, and only respond to love, even to hatred and evil.
Archbishop Romero did it following Jesus. We can do it if we, too, go deeply into our hearts to listen to God speaking to us there, and saying, "Yes," to Jesus, follow him and truly become his disciples. During these last two weeks of Lent, we have an opportunity now to deepen our prayer life, to take more time to look deeply into our hearts, to listen, to obey and listen to God speaking to us, asking us to change. Follow Jesus, bring his love and his goodness into our world wherever we are.
[Homily given at St. Philomena Catholic Church in Detroit. The transcripts of Bishop Gumbleton's homilies are posted weekly to NCRonline.org. Sign up here to receive an email alert when the latest homily is posted.]


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ABC Pages
I'm back! Sorry it has taken so long, but I had a baby. And I couldn't help but to snuggle him. All the time. Anyway, I think I can start to pull myself away every once in a while to do more updates :) So, here we go! I know I've had some ABC writing pages up for a while, but not the whole alphabet. I finally finished it. I will post them all on the "ABC Pages" page. You can get to them by clicking the link under my crayon picture or by clicking here!
The pages look something like this:
The pages look something like this:


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International Workshop
within the Framework of the European Holocaust Research Infrastructure (EHRI II), supported by the European Commission
The Jewish Museum of Greece, Athens
October 18–19, 2018
Holocaust photography and education in the digital era
Οn October 18-19, the Jewish Museum of Greece and in the framework of the WP6 consortium of the EHRI II project (www.ehri-project.eu) organized an international workshop on "Readings of the Visual. Holocaust Photography and Education in the Digital Era" at the Netherlands Institute at Athens. Over the last decades, the visual has become a vital part of education as well as an important topic in academic discussions. The workshop "Readings of the Visual" aimed at rethinking the role of holocaust photography in the educational process taking under consideration the demands of the digital era. In a time when various photographs are disseminated through several channels (tv, social media etc.), how do we make use of photographs in a meaningful and reflective way? What can we learn from the new digital practices? The workshop combined the theoretical debates along with the educational experience and suggested new ways of making the most of holocaust photography in the educational process. Speakers of various professional backgrounds, such as historians, archivists, museum curators, photography specialists and other relevant researchers presented their work.
Some of the sessions topics were:
- Holocaust photography as an educational tool: Where does photography fit into Holocaust education? How do we train young students to read Holocaust photography? How do we avoid the trap of sensationalism?
- Terminology, methodology and ethics: Defining basic concepts; What do we mean by the term holocaust photography? What are the limits? Photography of terror: uses and misuses.
- Images and the archives: How do we manage large holocaust photograph collections? How do we highlight smaller entities of holocaust photographs when they belong in non-Holocaust related archives? What is the role of an archive in the dissemination of pictures (royalties, credits etc.)?
- Deciphering the Shoah and its aftermath, one photograph at a time: We invite researchers who work with photography to reveal unique stories that lie within each photograph. Do we question photographs or do we try to understand them? New methodologies in photograph analysis.
- Digital humanities: New applications, new ways of dissemination. What are the lessons drawn from the new media? How do museums benefit from these applications, especially regarding their educational programs?
The workshop concluded with a round table of invited distinguished scholars discussing the topic "Photography of terror: uses and misuses".


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Many Americans assume that if a story has been in the news section of a reputable English newspaper, it has been fact-checked.
No, this isn\'t true.
As Mr. Hari\'s columns in a reputable English newspaper so elegantly remind us.
Umm, actually, as Mr. Hari\'s column in The Nation also demonstrates.
Buried in the hard Arctic permafrost is a massive amount of the gas methane, which causes thirty times more warming than carbon dioxide.
23-25 times, not 30.


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Stock markets in Asia moved sideways on Tuesday as the summer doldrums and a lack of economic data ahead of a widely anticipated speech by the Fed chief kept investors on the sidelines.
KEEPING SCORE: The benchmark Nikkei 225 index in Japan slipped 0.6 percent to 16,497.36 while South Korea's Kospi rose 0.4 percent to 2,050.87. Hong Kong's Hang Seng shed 0.4 percent to 22,912.02 and the Shanghai Composite Index in mainland China gained 0.3 percent to 3,093.12. Australia's S&P/ASX 200 advanced 0.7 percent to 5,553.80. Benchmarks in Taiwan and New Zealand rose. Those in Singapore, Thailand and Indonesia fell.
SUMMER LULL: Global markets have been subdued as investors and traders took summer holidays and major economic data releases were lacking. Federal Reserve Chair Janet Yellen is due to speak Friday at an annual conference of central bankers in Jackson Hole, Wyoming. The Fed is not expected to raise interest rates at its September meeting but Yellen's comments will be dissected for clues on the likelihood and timing of such a hike.
QUOTABLE QUOTE: "Markets continue to trade eerily quietly in the low-volume low-volatility dog days of the Northern hemisphere summer," said Angus Nicholson if IG Markets in Melbourne. "The markets seem to be already discounting the possibility that Yellen may look to talk up a September rate hike."
WALL STREET: Major U.S. benchmarks ended slightly lower in quiet trading. The Dow Jones industrial average lost 0.1 percent to 18,529.42. The Standard & Poor's 500 index lost 1 percent to 2,182.64 and the Nasdaq composite rose 0.1 percent to 5,244.60.
ENERGY: Oil prices extended losses. U.S. benchmark crude dropped 43 cents to $46.98 a barrel in electronic trading on the New York Mercantile Exchange. The contract lost $1.70 to close at $47.41 a barrel on Monday. Brent crude, used to price oil internationally, dropped 19 cents to $48.97 a barrel.
CURRENCIES: The dollar slipped to 100.10 yen from 100.34 yen in late trading Monday. The euro strengthened to $1.1335 from $1.1319.
Credit : Associated Press (AP) | Photo Credit : (AP)


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'The thing I miss the most': Blind outdoorsman returns to hunting thanks to technology
HENDERSON, Ky. – An avid outdoorsman, Pascal Benson had to give up hunting about five years ago when he lost his vision.
Determined to remain active, Benson continued to do many of the things he loved with the help of family and friends – like playing golf and fishing.
But hunting wasn't an option – or so it seemed.
"When you can't do things that you love, it hurts," said Benson, who is now 82 years old.
An all-state athlete in three sports in high school and football player at the University of Kentucky, Benson is well-known in the community. He's a former teacher and coach at Henderson County High School and operated his own driving school for many years after his retirement from the classroom. He and his wife Elaine taught ballroom dancing for years as well.
Community:Henderson residents get a look at updated plans for sports complex
Hunting, primarily waterfowl, was always a big part of Benson's life. "He's hunted as long as I've been alive," his son Tracy said. "He started dragging me along when I was 5 years old."
Optic neuropathy didn't stop Benson
Around the time he was 70, Benson began having problems with his eyes. He found out about 10 years ago that he was going blind. He was diagnosed with optic neuropathy. The nerves carrying signals from his eyes to his brain weren't working properly. They were dying.
Benson speculates that the nerve damage could be related to concussions he received from playing football in college.
Staying active was a must for Benson, even as his vision deteriorated. "I get out every day. I don't sit at home at all," said Benson, who has friends who take him places on a regular basis, such as the river bottoms to listen to the geese and ducks. "If you sit here at home, you just go down."
He played golf until about a year-and-a-half ago and mowed his own yard until last summer.
"He fishes all the time. He has some buddies that take him and Mom takes him," Tracy Benson said. "He mostly does catfishing. It's more of a feel thing. He can hold that rod and he feels it."
'We ought to be able to find a way'
But, in recent years, hunting has been out of the question — until Tracy began thinking about technology that is available.
During a hospital stay around Christmas of 2019, father and son were talking. "He said, "The thing I miss the most is being able to go hunting," Tracy recalled. Immediately the wheels began turning in the son's mind.
Life:Henderson County teacher, baseball coach Adam Hines has a donor for kidney transplant
"We ought to be able to find a way to let you hunt," he said.
"I had an idea that if I could put a camera on a gun or a crossbow and I can actually see what he's aiming at, then he can actually hunt himself," said Tracy, who wanted to leave as much of the hunting in his father's hands as possible.
As a member of the National Wild Turkey Federation, Tracy Benson was familiar with Wounded Warrior hunts for sight-impaired veterans. "I don't want to be one of these guys who points the gun for you and tells you to pull the trigger. If we go hunting, it's going to be you (doing the hunting)," he said.
After conducting some online research, Benson found a camera that would pair with an iPhone or iPad and would be small enough to mount to a shotgun, rifle or crossbow. "I bought the camera and played around with it. I decided that we could do this," said Tracy, who is an engineer with Kenergy.
Out to get a turkey
Before the start of spring turkey season in 2020, Tracy brought his dad to his farm in the Robards area for target practice. With the camera on the shotgun, which was resting on a bipod, Tracy used his iPad to see what the gun was aiming it. "It took a while to get it lined in. We finally got it pretty consistent where he could shoot it," Tracy said.
Sports:Here's Kevin Patton's 'dream team' for Henderson County football from the last 25 years
When turkey season started last spring, the Bensons set up in a tent ready to attempt to harvest a turkey.
"We have to hunt in a tent. We can't just run-and-gun because he's blind. We can't walk everywhere. We are pretty much stationary," Tracy said.
Being on his farm provides better hunting opportunities for them. "We are on my farm so I know kind of where we want to set up because I know where the turkey run because I keep cameras out all of the time," he said.
It also helps Pascal visualize his location. "From him being out here forever, he knows my property. No matter where we set up, I can tell him which way we are facing. When I start talking about where something may come from or where it is, he knows exactly where it is," Tracy said.
On the opening day of the season, they got a close look at a turkey. "We had one come in about 30 yards, but the way our tent was set up there was no way to even get a shot. He and I would have had to change seats. It ended up walking off," Tracy said.
"Dad got mad at me. He said, 'Why didn't you shoot it?' I told him, 'Dude, that's not why I'm out here. We're out here to get you a turkey.'"
After hunting much of the rest of the spring, the Bensons got their best opportunity for a turkey on the next to last weekend of the season.
"We had one come in. It was perfect. It hung up about 50 yards. It's going to be a long shot, but we are going to take it. The turkey stood still long enough for us to get him lined up. We had been practicing at 30 yards and this was 50 yards. We tried to aim a little high. We took the shot and Dad jerked a little bit and it went right behind the turkey," Tracy said.
A crossbow for deer season
After turkey season ended, they started concentrating on deer season starting off with a rifle and then trying a crossbow.
Bear Archery in Evansville gave Tracy a crossbow to help him achieve his goal of helping his dad hunt again.
"Their marketing manager came out for our (NWTF) Jakes Day. Before he left, he handed me a crossbow. 'We know what you're doing. This is about your dad,'" Tracy said, becoming emotional as he recalls the story.
"We started practicing with the crossbow. I'd tell him left, right, up or down and we got where at 30 yards he was hitting the bullseye," Tracy said.
"We hadn't had good shots at deer. It's challenging the way we hunt because whatever we are hunting has to stand still long enough for us to hone in on it," he said. "There's just enough of a delay between the camera and the iPad — it's milliseconds — that we couldn't shoot moving targets. We couldn't go out duck hunting."
While deer hunting, they did get another shot at a turkey.
"The first part of the deer season when we could use a crossbow, we never saw anything but right before we left there were turkeys heading our way. There were five toms that came in and we actually got a shot at them. We just barely missed. On the video, you think we hit him. All we got was a few feathers," Tracy said.
'Something that he loves to do'
They recently completed the fall turkey season without harvesting a bird together. While that remains the goal in the upcoming spring season, it's father and son spending time together that means the most.
The Bensons hunted together most every weekend and holiday throughout turkey season from 5:30-9:30 or 10 a.m.
"There were a lot of memories we talked about while we were hunting. We sat there several days, and never saw nothing," Tracy said. "It means so much just to be out there and get him back doing something that he loves to do. It's something that I love to do, too."
"It's worth a million dollars to me," Pascal said.


text:
Share review of Cataract surgery
I had cataract surgery at site for eyes, performed by Mr Danjoux who I know to be a Director of this company, both eyes were operated on at a total cost of £6,600.00. My first operation was on my right eye, worst eye, this went well, my left eye not so well! After preparation for my second operation, left eye, I was wheeled into a waiting area where Mr Danjoux was looking over my file, I felt something was wrong as he seemed to take longer than the last time. Mr Danjoux, spoke with the prep nurse and handed over to her the boxed prescription and asked her to change it for another. After the eye operation I had to return for a check-up, the optician checked both eyes. Right eye no problem I could see the alphabet board, read almost all of it, I was very pleased. The left eye, I could not see any of the alphabet, the board was a complete blur, I became concerned. I was then called into Mr Danjoux, room, he mentioned that he was not happy with the prescription at the time and changed my prescription, now it seemed my left eye was very short sighted, this isn't a bad thing, he said, see if my eye settles down any problems, I was to contact him. I did contact Mr Danjoux and visited him once again. Mr Danjoux was obviously not happy to see me, I could tell by his manner. I explained that I felt my vision was out of sorts, balance, Mr Danjoux suggested I get some glasses! I went on to explain that I could see reasonably well with my right eye, so if my left eye had a correction, although may not be perfect I'm sure I would be content with that. I told Mr Danjoux that when I cover my left eye, I felt my right eyesight was good, cover my right eye and sight very blurred. Mr Danjoux slapped his hand over his right eye and said is that good, no, slapped his hand over his left eye and said yes that's much better. Mr Danjoux continued slapping his face several times, I was embarrassed and shocked. Mr Danjoux calmed down and explained that the prescription box is not always accurate. He looked at my file and calmly said the lens is thick enough for laser, I suppose he could do this for about £1,000 to cover costs. Mr Danjoux, suggested that I go think about this, let him know. I could not possibly have this man work on my eye again. I would like my eye tested and corrected somewhere else.


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