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Conversation with Deputy Secretary Maurice Jones – 5/31/2013
Following is a transcript of the Deputy Secretary's webcast. It was taken from the "official" transcript which accompanies the recorded webcast on HUD@work and modified for readability. It should be noted that the transcript does not capture the audio word-for-word, and in preparing this for the web, it was found that in some cases words or whole sentences were completely missing. Caution should be exercised in interpreting any of the information presented.
Conversation with the Deputy Secretary
May 31, 2013
Good morning for folks who are in the HUD family. I appreciate your joining once again this conversation. We are going to do it a little differently this time. I think I mentioned to you last time I wanted to have some folks who are human capital experts in particular to talk with you about matters related to the transformations we are making in the field. I'm going to go over a handful of housekeeping items, and then I'm going to turn to Towanda Brooks and other experts in human capital matters, and they are going to talk to you regarding questions that have been arising as a result of our transformation announcements a few weeks back.
So let me start with the most important message that I want to convey, which is a sincere thank you. Thank you for the sacrifices that you are making on behalf of HUD and on behalf of the folks that HUD attempts to serve throughout the country. We did our first furlough day last Friday, and I am going to in about three weeks' time, I want to get the financial data in, and I'm going to come back to you in about three weeks' time, and it may be 30 days, but somewhere in that time frame and give you an accounting, if you will, of how we are doing under sequestration, under how much money we were actually able to save with that furlough day, and how we are doing in other parts of the sequestration or — yes, sequestration journey that we are on to attempt to continue to carry out the mission of the enterprise and hit the savings numbers that we are trying to hit. So if you will bear with me while we get the payroll data in and we get other data in in about 3 to 4 weeks, I will come back to you and give you an accounting of how we are doing.
Our second furlough day will be next month in June, and we will carry forward with that day unless sequestration ends, and I don't see it ending between now and then, just as we have in this previous day, but I really want to just thank you. I know it's a sacrifice, and I know it's part of a sacrifice or journey of sacrifice that you have been on for quite some time, and I really appreciate your stamina and appreciate your continuing to serve the public with excellence even doing during really tough fiscal and budget and economic times.
Let me give you a few items of housekeeping.
First, originally our employee viewpoint survey was due today, meaning that today was the last day that you could actually participate. Well, the deadline has been extended until June 7th. So those of you who have not participated in the employee viewpoint survey, I would urge you to go online and take that survey, and you have until the seventh of June to do so.
Secondly, I just wanted to let everybody know that we commence formally our negotiations with our union partners next week, and that negotiation will center around the transformation announcements that we recently made with respect to policy and management and with respect to multifamily.
Thirdly let me highlight for you and encourage you to take a look at the updated questions and answers on the website with respect to the transformation announcements, and we updated them, and they are on the website, and you can, after this broadcast go up and take a look and I would hope you would do that, and keep sending us your questions, because the questions help us know what our updates should look like in the way of content.
Additionally I just want you to do, we mentioned a few weeks back when we made the transformation announcements we would be going out in the field and visiting with offices that were impacted and those have started and I'm about to start it in the next week to 10 days, and Carol, I know has been out, and Marie is out on the road. Pat Hoban-Moore is out as well. I want everybody to know, and everybody who is directly impacted by the transformations that we announced, we are going to come see you face-to-face, eye to eye and try to answer your questions and explain what's going on and make sure we listen to your concerns, critiques and feedback in order to help us implement the transformations in the way that makes the most sense and in the way that is the most respectful that we can of our most important asset, our people. So keep your questions coming. You can e-mail those to email@example.com.
Now what I'd like to do in order to get an effort to get at some of the questions you have been asking about retirements and buy-outs and those matters is turn the remainder of the program over to Towanda Brooks and a panel of experts, and they are going to try to share with you information that I think will be very helpful in answering your questions. We won't answer every question right now but we are going to do our best to get to the answers to your questions and over time with you, and so please keep them coming, as I say, thank you very much for all that you are doing for HUD and for the country.
Good afternoon, my name is Towanda Brooks. As you heard from Deputy Secretary Jones, the Department is committed to providing employees affected by the multifamily transformation and the office closures with information as it relates to employee options. Today we have subject matter experts who'll guide you through the different options so you are able to make the best decision for you and your family. Our subject matter experts are actual HUD employees, and you may even have the opportunity to work with them when you discuss your options. The options they will share with you are relocation, career transition assistance programs and Interagency Career Transition Assistance Plan or CTAP. ICTAP. Each subject matter's presentation was prerecorded, and we will not be taking live questions during today's broadcast. Following the broadcast if you have unanswered questions concerning any of the topics covered today, please e-mail your questions at firstname.lastname@example.com.
Though I'm sure you want to hear specifics, I do want to let you know that many of the items covered today may be impacted by union negotiations we will honor our union obligations and share with you information as soon as we are able. Your knowledge, experience and dedication to our mission, we encourage you to continue your career with HUD. Therefore the first employee option we would like to discuss is relocation, and we recognize many of you are not familiar with the relocation process. We compiled tips to help you along the way. One, read the relocation guide online at HUD at work. Two, contact the National Relocation Center for counseling, and the NRC will prepare your travel orders and get the necessary approval from the approving official in headquarters. Three, if you are unsure of a process or entitlement, ask before you proceed. This will save you time and unnecessary stress and avoid unnecessary expenses. Keep all receipts associated with relocation. We have Kathy to share with you the knowledge on the relocation process. Kathy will go over some of the frequently asked questions.
Who should I contact when I receive my directed reassignment?
Call the National Relocation Center in our city at (817)978-5647 or send an e-mail to email@example.com. They will ask you to complete the questionnaire that will start the process.
What does the NRC do?
It's made up of HUD employees who handle most of the details of your relocation from preparing the relocation travel orders, and finding a carrier for the shipment of your household goods to processing your relocation vouchers.
Is every affected employee eligible for relocation assistance?
Every employee who is given directed reassignment is entitled to relocation assistance as long as they meet the requirement of the 50-mile rule. And the 50-mile rule states the distance from your old residence to the new duty station must be 50 miles further than the distance from your old residence to the you old duty station.
How much is the relocation assistance?
Relocation is different depending on your personal situation; i.e., number of family members, do you have a home to sell? Do you plan to purchase? Where are you relocating et cetera? Once you know where you are going, a representative will be able to assist you with your options.
Is there a reference to a relocation?
Yes, the relocation site is a comprehensive source of information regarding your relocation and can be found on HUD@Work, under Tools, Travel and Relocation.
Can I use my government charge card for relocation expenses?
Yes, under the same guidelines you use to tdy travel.
What is the difference between the effective date and report date?
Your effective date is the date you are officially on rolls at the new duty station. The report date is the day you report to the new duty station. Sometimes the new duty station may allow you to report later than your actual effective date.
Do I incur any type of commitment to the Department if I accept relocation assistance?
Yes, you must sign a 12 month service agreement that states you will stay in federal service for 12 months. You can take a position with another agency, but if you leave federal service completely, you must pay any relocation entitlements reimbursed to you, including taxes.
Is it paid in a lump sum?
No. It varies based on your personal situation.
What am I entitled to when relocating to any new duty station?
House hunting, en route travel to the new station, 60 days of temporary quarters, shipment of household goods, and 60 days of storage of household goods, expenses associated with sale, purchase or lease breaking, and a miscellaneous expense and relocation income tax allowance. It compensates you for any taxes incurred because of your move. For relocation questions, contact the NRC in Fort Worth, and a staff member will be able to answer your questions. The main number is (817)978-5647 or you can send an e-mail to firstname.lastname@example.com. Your family with relocate later as long as it is within one year from your report date.
I am relocating from Dallas to Fort Worth. Am I entitled to relocation?
The ftr states the distance from your residence to the duty station, Dallas, and the distance to the new duty station, Fort Worth, must be 50 miles greater. If you live 30 miles from the Dallas office and 45 miles from the Fort Worth office, the distance is only 15 miles, and you might not be eligible for relocation benefits. However, the agency has discretion to prove it depending on the circumstances.
When can I take a house hunting trip? You should not take a house hunting trip until you have signed orders. If you choose to take it before your orders have been signed, it will be at your own risk, and you may not be reimbursed. However, the house hunting trip must be completed before you report to work at your new duty station.
How long do I have for a house hunting trip?
Up to 10 consecutive days to house hunt. This is considered duty time, and you will not have to take a leave.
What if I take a house hunting trip and I decide I do not want to relocate any relocation reimbursement will have to be repaid to the Department?
What is the difference between the lump sum and actual method of reimbursement for house hunting and temporary quarters, and which would be best for me?
Lump sum is a within-time lump sum payment that is located using the per diem rate. Each individual determines what is right for them. Once you determine the location of the new duty station, you can determine which one works best for your particular situation. Further discussion with the representative may also be helpful in making this decision.
How do I go about getting a mover for my household goods?
It will take care of that for you. They use three national carriers that can service any part of the country in Alaska, Hawaii and Puerto Rico. The carrier will consult you regarding all aspects of this portion of relocation, but if you have specific concerns, you are encouraged to contact the relocation center.
What if I want to use a specific carrier?
The NRC will accommodate you if possible. It should be capable of interstate moves, have experience with government employees, and be familiar with the household goods tender service. They should not charge more than one of these we typically use. We currently use three national carriers, and we use the three on a rotating basis.
How long does it take to get everything in place before I can report to the new duty station?
It depends on your effective date and when you must report to the new duty station. The NRC will begin the process as soon as you contact them, depending on the time constraints and approval process can take as little as a few days.
Do I have to sell a house at the current duty station to purchase one at the new duty station?
You can use either entitlement without the other.
When can I put my house on the market?
You will not be reimbursed for any expenses incurred until you receive signed orders.
Under the relocation assistance, will HUD buy my home if I can't sell it?
No. Will be reimbursed with certain expenses with the sale of your residence.
Can I provide my relocation vouchers on fed traveler?
No. Vouchers must submitted on the form.
Where do I send my relocation vouchers and who should sign them?
Send a signed copy along with the required receipts to the CFO Accounting Teams Unit No. 45, Suite 2500, Fort Worth, Texas 7. You may also scan in an e-mail or voucher to (817)978-5739. (817)978-5739.
Will they fly my pet?
The charge for their fare can be paid under the miscellaneous entitlement. Either a flat amount or you may itemize expenses for the actual expense rate. Transportation is the only expense allowable.
Is the relocation assistance taxable?
Yes, the majority of relocation is taxable. You will receive a separate W-2 from Fort Worth for all taxable relocation. Taxes are withheld at the time of reimbursement. The relocation income tax allowance is provided to offset the income tax.
How long do I have to stay in government service after I relocate? You are required to sign a one-year service agreement, depending on your situation, and if you may be required to repay all reimbursements you have received.
How long do I have to complete the relocation process?
One year from the court date. A one year extension may be granted meeting certain criteria, and vouchers should be filed within five days of completing each entitlement. By statute, no claims may be paid unless they are received within 6 years from the date the claim arose.
I hope the tips and the frequently asked questions were helpful. Please know we at the NRC are committed to providing you with the tools necessary for your relocation. We look forward to working with each of you.
Thank you, Kathy. If you have further questions related to the relocation process, please feel free to contact Kathy and her team in Fort Worth, Texas. For those of you that wish to continue your service with the federal government, be proactive, review and update your resume so if and when you decide to apply for other federal positions you are prepared. Visit usajobs.gov on a regular basis to seek opportunities that may be available. Be familiar with the job application process and requirements. The next subject matter expert we have is Lee Dresser with policy development and we will share with you the CTAP and ICTAP frequently asked questions.
What is CTAP?
The Career Transition Assistance Program requires a selection priority to employees who are being separated for positions within the Department.
What is the eligibility for CTAP?
To be eligible for CTAP you must be displaced. For the purposes of these initiatives displaced means declined and directed reassignment outside the community area. You must also have at least a fully successful on your record and must be rated as a well qualified candidate.
How do I invoke by CTAP eligibility?
When applying for a vacancy, the position must meet the following requirements. One, it is at the same or lower grade level of the position you are currently holding. Two, it is in your commuting area, and three, it is open to CTAP candidates. When applying, you must submit all required documentation as stated in the vacancy announcement, along with your proposed notice of separation or the decision notice.
What is ICTAP?
The Interagency Career Transition Assistance Program or ICTAP is a selection priority program for displaced or separated employees.
How do I qualify for ICTAP?
To receive this priority, you must be one, a current or former career or career conditional employee who for the purpose of these initiatives has been displaced, because you have received a notice of proposed removal for declining a directed reassignment to another commuting area. Two, be applying for position at or below your grade level with no higher promotion potential in the commuting area of your current position. Three, have received at least a fully successful on your last performance rating. Four, apply for the position submitting all required documentation, and five, you must be rated well qualified for the position based on the criteria listed in the vacancy announcement.
What is the difference between CTAP and ICTAP?
CTAP is for positions within the Department while you are still an employee whereas ICTAP is for positions within other federal agencies, and that extends for one year beyond your separation date.
Do employees who are affected by the multifamily transformation or office closure qualify for the ICTAP?
If the employee meets the above eligibility, he or she would be eligible for ICTAP.
How does it work?
If you are found to be well qualified for an ICTAP position, you will be referred to the selecting official before other candidates outside of the agency. Just keep in mind ICTAP does not guarantee a position.
What are the steps employees must do to obtain ICTAP?
Jobs can be found on usajobs.gov. Make sure you submit the ICTAP application with your application packet, along with any other required information.
What supporting documentation must an ICTAP eligible submit?
Current employees will submit either the proposed notice of separation or if they have already received, the decision notice of separation. If you have already separated, you should submit your SF50 and your decision notice.
If I opt to look for a federal government job, what can I do now in preparation?
Our best advice is for you to make sure your resume is up-to-date and accurate and reflects your ICTAP status.
Who do I call if I need help with a federal government job application process?
Contact the human resource professional that's listed as the point of contact on the vacancy announcement.
Thank you, Lee. I would like to tell you committed to providing you with career transition tools. As we develop each tool we will post them on the transformation web page. We share with you frequently asked questions related to two of your locations relocation and seeking another federal government position. Another option is buy-out and retirement, both regular and early out. We realize making the decision to leave the federal government is not easy. There's a personal decision that must be made individually as it not only affects you but your family as well before the buy-out window opens I encourage you to visit the transformation web page. Contact your retirement counselor to request information on your retirement options so you are more prepared to make the decision when the buy-out window opens. Lee will once again join us to share with you the frequently asked questions on buy-out and early out.
What is a VSIP?
Voluntary separation incentive payment commonly known as a buy out allows a lump sum to eligible employees who agree to voluntarily leave the work force during a time of reshaping.
Who is eligible for a VSIP?
Basically, if you are serving in an appointment without time limits, have been continuously employed for at least three — continuously employed for three years you are eligible, if you are in a position that's not covered by the VSIP plan or excluded by the agency's buy-out plan. Serving under an appointment with the time limit. You have not been employed with the federal government for three continuous years or based on a retention or relocation bonus or student loan repayment benefit.
If I receive a buy-out payment, can I take a job with another federal agency?
Yes. However, I will be required to pay back your VSIP before, including the taxes before the first day of work.
If I'm eligible for a buy-out how much will my incentive be? Does everybody get $25,000?
No. $25,000 is the maximum you can receive. The individual amount will be based on many factors, such as length of service, age or current pay.
What is a discontinued service retirement, and can I retire under DSR and also receive a buy-out lump sum payment, too?
Discontinued service requirement is at involuntary separation. In this case, it's based on a declination. Employees who are eligible for DSR are not eligible to receive a VSIP.
May I take buy out?
Yes, but if you receive a buy-out, you will be have pay the VSIP back.
What if I meet the eligibility criteria for a buy-out but I'm on military duty during the offer period? The uniform services employment and reemployment rights act are treated as though they are still on-the-job, and are not to be disadvantaged because of their military service, and that means if you meet the eligibility criteria during the offer period, you will be given the opportunity to participate if otherwise eligible, once you have been restored to your position.
What is VERA?
VERA, the voluntary early retirement authority is commonly referred to as early retirement. It expands the normal retirement eligibility to allow employees to voluntarily retire before they would be otherwise eligible.
Who is eligible for a VERA?
The basic VERA eligibilities are your current position must be one of the covered positions under the VERA plan. You must be at least 50 years old and have 20 years of service or any age and 25 years of service. At least a five of those years must be civilian service. You must have been continuously employed with HUD for the 31 days prior to the date we requested the VERA authorization. You can't be serving on a time limited appointment. You must be paying into FERS or CSRS, and they must meet the one out of two requirements which says you must have been covered by CSRS for at least one year within the previous two years.
Can I retire under VERA and also receive a VSIP?
Yes. If you meet the criteria for both you can retire under VERA and also get the VSIP. Whose service is interrupted by military duty cannot be disadvantaged because of their military service. If you meet the eligibility criteria, you will be given the opportunity to participate if otherwise eligible once you have been restored to your position.
Does the VERA eligibility change the eligibility for regular optional retirement?
No. In fact, if you are eligible for a regular retirement and you want to leave, even if you are granted VERA, your retirement will be processed as a regular retirement.
What is the difference between VERA and the discontinued service retirement?
The basic difference is simple. VERA is voluntary separation, and the discontinued retirement is involuntary. Eligibility and payments are the same. The difference comes into play if you decide to come back to work after your retirement.
If I take an early retirement, is my annuity reduced?
It depends. If you are covered by CSRS your annuity will be reduced 2% for each year you were under 55 years old. FERS employees do not have the same reduction except if they have the CSRS component.
How do I know if I have enough time in service?
For employees affected by the small office project, the paid benefits and retirement division will be able to give you an estimated service computation date for retirement. For multifamily employees, please contact the Bureau of Public Debt.
Where can I go to get an estimate of my annuity?
For employees affected by the small office project, the Pay Benefits and Retirement Division will be able to provide you with your annuity estimate. For multifamily employees, please contact the Bureau of Public Debt.
Where can I go to get more information on retirement benefits? The Office of Personnel Management has a great website: www.opm.gov/retire.
What is the effective date of my retirement?
You may select the date of your retirement but it must be effective after the date of the VERA authorization and no later than the date the VERA expires.
Can I delay the date of my retirement?
No. An employee must retire by the date established for the VERA window.
Thanks again, Lee. As we wait for the buy-out announcements, multifamily transformation and office closures, I encourage you to seek the time in counseling as soon as you can so you and your family will be better prepared to make a decision. I have Sandra Bratton. She's our retirement benefits expert who explains the retirement process and answers frequently asked questions.
What is the first step an employee considering a buy-out should take?
How should they contact the Bureau of Public Debt and all office employees should contact paid benefits and retirement division.
Who are eligible for the buy-out?
Currently most of the positions identified under the small office project and multifamilies are eligible for the buy-out.
Are the steps different if an employee is calling in and talking to someone from the retirement and benefit section versus walking in?
No. Regardless if an employee received retirement counseling by telephone or walk-in, the procedures are the same.
When should an employee call for retirement consultation?
Employees affected by the small office project and multifamily transformation should call or e-mail even before the buy-out is announced to seek guidance on their options.
Who can assist employees with early retirement calculations?
Bureau of Public Debt for multifamily employees and Paid Benefits and Retirement Division for employees in the other program offices who are affected by the small office closure.
How long does it take for an employee to complete the VSIP process?
The VSIP is completed the same pay period at the separation action.
Is $25,000 the limit employees can receive during the buy-out? Why not more?
It varies depending on years of service and age. The VSIP maximum is set by federal law. Not everyone qualifies for the $25,000.
If an employee chooses the buy-out, is it taxable?
Yes, the VSIP payment is taxes both federal and state. Federal is taxed 25%, and state tax varies dependent on the state.
If an employee chooses the buy-out, do they receive it in a lump sum?
Yes. VSIP, otherwise known as the buy-out, is received in the lump sum payment minus taxes. It is deposited into an employee's account similar to a paycheck.
Can an employee take the $25,000 and roll it over into an IRA shelter or do you still have to pay the taxes?
No. The VSIP cannot be rolled over into an IRA. It is mandatory that the VSIP be taxed.
Can an employee take the buy-out and still retire?
Yes. You can retire and receive a buy-out based on eligibility requirements.
Can an employee take the buy-out and get another employee federal job?
Yes, however, you must pay the full amount of the buy-out payment before taxes prior to the first day of your employment with the federal government or wait 5 years after receiving the buy-out.
Who is eligible for the voluntary early retirement?
Employees age 50 with 20 years of service or any age with 25 years of service.
If I take the volunteer early retirement, am I going to lose my life insurance?
No. The life insurance would carry into retirement; however, it is an employee's decision to keep the life insurance and the amount of their coverage.
Are there any benefits that I lose by taking the volunteer early retirement?
Each employee's situation is different. Please contact the benefits and retirement counselor.
Does a voluntary early retirement affect the employee's TSP?
If you withdraw monies from the TSP account before the age 59 1/2, you may incur a early withdraw penalty and taxes will have to be paid. Contact TSP for further information.
If I take the buy-out do I get a payout for the sick leave and annual leave at the same time?
No. There is no payout for sick leave. The lump sum payment will be paid approximately 4 weeks after separation; providing there is no indebtedness to the federal government. — indebtedness to the federal government.
Is there a difference between the FERS and retirement?
Yes, if FERS 50% will be used to additional service credit. For retirement effective January 1st, 2014, 100% of unused sick leave will be used to additional service credits. CSRS and retirement, 100% of unused sick leave will be used for additional service credit.
Is there an annuity reduction if you take an early out retirement?
If you are under CSRS your annuity will be reduced or 2% a year if you are under age 55. If you are under FERS, your annuity will not be reduced.
If an employee doesn't have five years to continue with health insurance, will they be allowed to take it into retirement if they take the early out?
Yes. The five year continuous federal employee health benefit coverage will be waived under the early out.
Thank you, Sandra. As a reminder, housing employees should contact and all other employees contact PBRD. We realize for some employees relocating may not be an option. If you make the decision not to accept the buy-out you may be involuntarily separated from the government. In this instance you may be eligible to receive severance pay. Once again we have Lee who'll share the frequently asked questions related to do severance pay?
What is severance pay?
It's authorized for full-time and part-time employees who are involuntarily separated from federal service and who meet other conditions of eligibility.
Who is eligible for severance pay?
You must be serving under a qualifying appointment, have a regularly scheduled tour of duty. Have completed at least 12 months of continuous service and be removed from federal service by involuntarily separation through no fault of your own.
Who is not eligible for severance pay?
There are a couple of reasons you wouldn't be eligible. But the most common ones you are serving in a nonqualifying appointment or eligible upon separation for an immediate annuity from the Federal Civilian Retirement System or from the uniformed services.
Are the employees affected by the office closures and the multifamily transformation eligible for severance pay?
If an employee meets the above criteria and declined a directed reassignment for the position outside the commuting area, then he or she will be eligible for severance pay.
How do I know if I qualify for severance pay?
If you decline the directed reassignment to the position outside the commuting area, you will be provided a notice of involuntary separation, which will let you know all of your rights.
What are the qualifying appointments?
The most common qualifying appointments are a career or career conditional appointment in the competitive service or the equivalent in the accepted service. An accepted service appointment without time limitations except under Schedule C or an equivalent appointment made for similar purposes.
What are nonqualifying appointments?
The most common types of nonqualifying appointments are an appointment in which the employee has an intermittent work schedule, a presidential appointment, an emergency appointment, a time limit appointment. The most common time limited ones are a term employment, veterans approval appointment and a presidential management fellows appointment.
How is my severance pay calculated?
Based on years of service, base pay, and if over 40 years old, an age adjustment. We will be posting an estimated severance pay worksheet on HUD@Work, so you can estimate your amount.
How is severance pay paid?
Severance pay is paid biweekly at the same rate as your current salary until the Department pays your total entitlement. Severance pay is subject to the same tax deductions as your regular pay.
What happens if an employee who opts to receive severance pay is reemployed by the federal government?
If you accept a qualifying position with the federal government or District of Columbia, the severance pay is forever. And you accept a nonqualifying position then it's suspended while you are working in that appointment but resumed when you separate.
I am eligible for a regular retirement, however I don't want to retire. If I'm involuntarily separated, can I receive severance pay?
No. You are not eligible for severance pay if you are eligible for retirement.
I'm not eligible for regular or early retirement. Which is better, buy-out or severance pay?
It depends on you and your personal situation. You will need to weigh several options, the biggest being if you intend to return to employment with the federal government.
Who should I contact if I have additional questions regarding severance pay? Contact your servicing HR specialist if you have any questions relating to severance pay.
Thank you, Lee. As an employee affected by either project, I have final recommendations as a starting point of gathering information that will help you make the right decision. I recommend you review your service records and show your records are complete and accurate. Your retirement counselor will walk you through the process as well as provide you with important information that will help you make a decision on your next step. Finally visit the transformation website on a regular basis. We will post the latest frequently asked questions. Additionally you will find links to the topics covered today, including today's webcast. We are committed to providing you with information to help you make an informed decision for you and your family. I hope this broadcast helps inform you of your options. We look forward to working with you. Thank you.


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Coughing upon injection can happen with other steroids too, with two popular ones being deca Durabolin and testosterone enanthate. Both steroids have a similar but slightly different effect, but in some cases the effects can resemble those of anabolic steroids. Deca Durabolin is a synthetic steroid that's mostly used in research as a way to test hormone levels in animals, or as an alternative to the natural testosterone hormone, testosterone enanthate, winsol dienst na verkoop. Testosterone enanthate is a natural hormone produced by the male pituitary gland that can also be made artificially. Deca Durabolin can be used to test for testosterone levels, but because it's a synthetic steroid it can also also affect how you feel (as well as your body structure) and whether or not you'll feel an increase in testosterone, coughing attack after testosterone injection bodybuilding. Deca Durabolin is not for those who need to test their level of testosterone if using other steroids. How Deca Durabolin Really Works Deca Durabolin stimulates the growth factor receptor on cells, which can lead to the secretion of growth hormone. This leads to the secretion of more testosterone, leading to increased testosterone levels, anvarol opinioni. In fact, after a few days of this type of use, your testosterone increases more than you would have if you had taken a natural, non-steroidal supplement. This effect is believed to stem from the fact that you're essentially consuming larger quantities of the hormone (like a pill). The side effects from deca Durabolin include fatigue, headaches, sore muscles, muscle cramps, dry mouth, increased appetite and stomach aches, and weight gain (and in some cases weight loss). If you're feeling particularly sore, you could also take deca Durabolin to try to solve the problem – but this shouldn't be necessary. It's a very temporary measure though, what is ped ostarine. Deca Durabolin can be taken alone for a number of reasons: With deca Durabolin, you could also reduce the amount of your own testosterone in order to increase your production of other growth factors, including growth hormone and testosterone. To reduce these potential side effects, you could also take deca Durabolin with another steroid or with a growth inhibitor, such as phentolamine. With deca Durabolin, you could also increase the amount of any other growth factors in order to increase the amount of your own testosterone level to where it would actually make you happy, or to create a healthy body for you, anavar uk buy. You could even put one of the others into your body to have an extra boost of testosterone just for the fun of it!
undefined Boldenone is an anabolic androgenic steroid and synthetic derivative of testosterone that was originally developed for veterinary use but. Buy sustanon 250 amps/1ml and you have the lowest uk price guarantee. Robitussin dry cough medicine, 250ml. During treatment, the most common adverse events registered were cough,. Rarely coughing, dyspnoea and circulatory irregularities may occur. Sustanon is a combination of different esters of testosterone with different The following things can trigger an asthma attack:. A child can stop breathing during a severe respiratory attack. Sorrentino notes that when a person coughs there is a change in intrathoracic pressure, which is the pressure surrounding the lungs. Get medical care if your child: has severe cough spasms or attacks, wheezing, or stridor (a high-pitched sound when breathing in); has a cough that lasts. When an asthma attack occurs, the airways narrow and fill with mucus, making breathing difficult. Asthma produces several telltale signs in addition to coughing. You may have a dry, hacking cough after inhaling a mild irritant, such as dust, smoke or powder. A dry cough may also be the result of a disorder,. Have exercise-induced asthma if pushed hard enough, even fit runners. Q: sometimes after i finish a run outside on a cold day, i have a coughing fit. What's up with that? while winter workouts are great for Related Article:

subset: commoncrawl


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Waterfall fold gold vermeil stud earring
Regular price
Sale price
Sale price
Gold vermeil is a layer of gold over sterling silver and requires a little care and attention. Always remove your gold vermeil jewelry when applying scent, lotions and potions, even better, always put your jewelry on last when getting dressed.
Never wear your gold vermeil jewelry in the shower or when swimming. Chlorine especially at high temperatures can permanently damage or discolor your gold vermeil jewelry.
Gently clean your gold vermeil jewelry with a soft polishing cloth.
As with most precious metals, sterling silver tarnishes. Having said this, it is less likely to happen as quickly if regularly worn. Clean your silver jewelry in warm soapy water, ensuring that it is rinsed thoroughly and dried before storing. Alternatively polish your silver jewelry with a soft cloth. Like gold, silver is susceptible to damage by chlorine and you should avoid wearing silver jewelry when using chlorine or bleach.
Our new take on the classic stud earring celebrates the beauty of movement. It's crafted with 18ct gold vermeil chains and a sparkling bezel-set white CZ stone. Wear yours with an array of studs along with one ear.
- 925 sterling silver
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- White CZ, star quality
- Post length 12 mm
- Post thickness 18 gauge
- Butterfly post
- For pierced ears
- Comes in a luxurious GA suede pouch
*sold individually*
*All GA jewellery is 100% hypoallergenic, nickel, cadmium & lead-free. Tested and certified by REACH


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Happy, Happy Birthday, Marion! We're sisters-in-law by marriage. We married brothers. You've been alone now for about 13 years. I can't imagine what that must be like. You've done well, I think. You're fortunate to have your four children and their families living near. You've also got your brother and sister living near. But I know that's not the same as having your spouse with you. I hope you know I pray for you. Now you've been laid up with a broken leg so life hasn't been easy for you. Today you're another year older. Life moves on. I wish for you a very happy birthday, Marion.
Lord, bless Marion. Thank You for her life. Please watch over her as she's alone. Completely heal her broken leg and strengthen her. Please keep her well and safe in all she does. Be with her as she's a mother, grandmother, aunt, sister, friend and neighbor. I love her and You love her even more.


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Uber To Be Taken Away From Everyone In Montreal
Montreal taxi drivers have had enough.
No longer waiting for the local or provincial government to step in, the Montreal taxi union filed an injunction yesterday to outright ban Uber in the city and all of Quebec.
Convinced Uber is illegal, the injunction taken to Montreal's courthouse also lists a bunch of examples of how Uber is a poor service that doesn't meet standards upheld by the taxi industry.
A class-action lawsuit is also in the pipeline that will see to it that any money lost by the taxi industry due to Uber's presence be recompensed.
The Montreal taxi bureau is quite confident that the injunction will pass, ensuring the Uber will be removed from any and everywhere in the province of Quebec.
Now, we totally understand the plight of Montreal taxi drivers. To have a new (and wildly popular) contender enter the taxi industry, one that does things in a manner you don't approve of, and put your job security on the line is incredibly scary.
Such a strong and direct reaction from Montreal's taxi drivers is understandable and mildly expected, especially since the municipal and provincial government have done next to nothing about regulating (or banning) Uber.
But then there's the flip-side to the issue. If the ban gets approved, that will mean no one in Montreal, not you or me or anyone else, will be able to use Uber, ever.
"Oh, what a tragedy" you might be saying to yourself. Except it is.
No one can deny the inherent convenience of a taxi, at least in certain situations. You leave a bar/venue, there's a cab right on the street, you hail it, and you drive on your way.
But Uber is by far the superior service in almost every other situation.
With the touch of a few buttons on your phone, a ride is brought directly to your location. From there, you can track the driver, their arrival time, see her/his face, name, and user rating, and perhaps best of all, the entire process is cashless. A layer of safety is added by the fact that the entire ride is GPS-tracked, too.
Taxis in Montreal simply don't provide the same level of convenience or service. Sure, you could call a cab, but let's be honest, no one wants to make a phone call when you could just perform the same task through an app.
Simply put, having Uber taken away from everyone in Montreal would kind of suck. Given that nearly 300,000 Uber requests are logged in Montreal every month, we aren't alone in that sentiment.
It's also interesting to note the number of issues listed on the taxi drivers injunction used to demonize Uber. These include a lack of background check on Uber drivers, not performing a maintenance check on cars, and not training its drivers.
Except Uber does do all of those things, at least according to the Montreal General Manager. Admittedly, we would need the government to check and make sure that's all being done, but that isn't to say Uber isn't doing those things.
Then there's the loss of revenue issue that taxi drivers are seriously up in arms about. Again, we're not discrediting the plight of Montreal taxi drivers, but are there any concrete figures on how much money they actually lost since Uber arrived?
It would make the case a lot stronger if some tangible data was presented to the public, that way we could understand how much (or how little) Uber is actually affecting the success of the taxi industry.
And somewhat ironically, the news of the injunction against Uber in Montreal comes only a week after Edmonton officially legalized the ride-hailing service.
Not simply letting Uber exist as is, the City of Edmonton created a series of regulations Uber must follow in order to continue operating in the city legally. These included a minimum fare price, accredited insurance and documentation for drivers, a restriction on Surge pricing, and a lump sum Uber must pay Edmonton annually.
Another interesting rule is how only taxis can be hailed in person or called by phone.
Toronto may do the same, as city council leaders are once more being asked to discuss and vote on the Uber issue.
Yet, in Montreal, we haven't more than a sentence from municipal leaders. Despite the controversy that has surrounded Uber for some time (including all of those cars getting impounded) no one from the City of Montreal has stepped up to the plate and said something will be done for or against Uber.
The City of Edmonton demonstrates that Uber is willing to make concessions to operate within a municipality, and that rules can be made that will respect the taxi industry.
Why should the city even bother? Because that way, all of us citizens who use Uber and taxis can benefit. The local government should be acting in the best interest of the people, and by just standing idly by through all of the Uber drama, they're not really doing their job.


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Map of the local innovation industry.
Meet some of the best and newest startups based in Philadelphia.
Dev agency for API-driven startups.
Create flexible data endpoints, abstract the boring stuff & focus on buiding your app.
hot sauce on a mission
In 2013, Homesweet Homegrown became the highest selling hot sauce in Kickstarter history, raising $53K+ thanks to 1600 backers around the world who wanted to bring transparency back to our food system. Our 3 signature sauces are all natural and vegan, featuring ...
Urban agriculture and sustainability incubator.
What if I told you that we could produce crops that taste better and cost less... would you be interested? What if I told you that this food could be grown close to the site of consumption, eliminating travel costs while promoting healthy awareness and sustainability? And ...
Inter-Continental Environmental Health Safety Compliance Management Consulting Group
The Physec Group has played a major role in the transformation of consciousness and the arising of a more enlightened and mindful humanity. We are not only committed, but responsible to serving this new consciousness and the awakening of all entities on this planet. ...


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B&H Photo, the large US-based photographic retailer which now ships overseas, has announced a flash sale on cameras such as the Nikon D810, D500, Olympus OM-D E-M10 Mark II and a range of accessories, with savings up to $860.
B&H Photo's flash sale runs until 27 May, and includes free shipping on all items within the US. Items include:
Nikon D810 with 24-70mm Lens and Battery Grip Kit
Instant Savings: $860 + $399 > Free Nikon Battery Grip!
Price: $3,936.95
Nikon D500 & Kit
Instant Savings: $200 + $472.35 > Free Accessories
Price: $1,796.95
Canon EOS 70D Kit with PIXMA PRO-100 Inkjet Printer
Reg Price:$1,699.45
Instant Savings: $750.45
Price: $949 – Limited time
Nikon D3400 with 18-55mm Lens (Black)
Instant Savings: $150 + $52.99 Free Accessories
Price: $396.95
Olympus OM-D E-M10 Mark II with 14-42mm II R Lens
Reg Price:$699
Instant Savings: $200
Price: $499
GoPro HERO4 Black with LCD Touch BacPac and Dual Charger Kit
Reg Price:$579.99
Instant Savings: $250
Price: $329.99
Luxli Viola 5″ On-Camera RGB LED Light
Reg Price:$499.95
Instant Savings: $150
Price: $349.95
DJI Phantom 4 Quadcopter
Reg Price:$1,199
Instant Savings: $270
Price: $929
Atomos Ninja Star Recorder with 64GB CFast Card
Reg Price:$499
Instant Savings: $300
Price: $199


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I've added the banner-slider extension to my Magento. But I seem to have a problem where the slider is not showing up :(
I've added the following block to my cms home-page:
{{block type="bannerslider/default" name="bannerslider.bannerslider" template="bannerslider/bannerslider.phtml" bannerslider_id="1"}}
I've added the slider (id=1) with manage sliders and added some banners to it. I've positioned the slider to a custom position with the correct width and height. The slider is enabled and has a mode set to it. (only show title is disabled)
But it doesn't show the slider in the front-end... What am I doing wrong?
I've contacted the developer, but I didn't get an answer :(
Thanks for the help


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Almost two months ago, it was speculated that The Proposal stars Sandra Bullock and Ryan Reynolds will reunite for Paramount Pictures' next project The Lost City Of D. However, now it seems the Canadian actor is not part of the film anymore and Channing Tatum is in talks
Paramount Pictures' The Lost City Of D, which will be helmed by Adam & Aaron Nee, will be produced by Bullock through her production company Fortis Films along with Liza Chasin of 3dot Productions. Scroll down to read further about the film.
As reported by Variety, "The picture stars Bullock as a reclusive romance novelist who was sure nothing could be worse than getting stuck on a book tour with her cover model (Channing Tatum), until a kidnapping attempt sweeps them both into a cutthroat jungle adventure, proving life can be so much stranger — and more romantic — than any of her paperback fictions."
The report further stated that the film is written by Dana Fox, who is known for her works like Disney Plus' 'Cruella' & 'How to Be Single', based on the idea proposed by Seth Gordon. He is also attached to produce through his banner Exhibit A Films.
Meanwhile, Channing Tatum recently completed shooting for 'Dog' which he both starred in and co-directed with his producing partner Reid Carolin. The film will be presented through their company Free Association. As reported, the film tells the story of Army Ranger and Belgian Malinois named Lulu who embark on a road trip to a fellow soldier's funeral.
Furthermore, Tatum is all set to feature in a modern-day thriller based on the vault monsters of Universal Pictures. The film will be produced by Phil Lord and Chris Miller. It is also worth pointing out that the actor will also publish his first children's book in May 2021. The book titled "The One and Only Sparkella" is dedicated to his daughter.
Must Read: Johnny Depp Shares His 'Happy Holidays' Message Bidding Adieu To A 'Hard' 2020
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School staff
Discover Pinterest's 10 best ideas and inspiration for School staff. Get inspired and try out new things.
Description FREE DOWNLOAD: THE 30 DAY HAPPY TEACHER CHALLENGE: Let's face it; teaching can sometimes be a stressful gig. It is so easy to fall in the trap of focusing on the negative, but doing that only gives you more stress! There are so many little things that you can do to make your day a little bit happier. The free 30 Day Happy Teacher Challenge is designed to help you connect with students, build staff rapport, organize your school life, keep yourself healthy, and help you focus on…
Jessica Carlson saved to Teachin' School
The PTSO is providing dinner for the teachers on their Parent-Teacher Conference day since they have to work through the evening and won't have time to leave the school. We have a really yummy sub shop near our house, so we decided to order sandwiches for our teachers and make fun little "sack dinners" for them. The dinner will consist of an individually wrapped 6 inch turkey, ham and cheese sandwich with lettuce and tomato (condiments on the side), a pickle slice, a small bag of chips and a…
Angelique Roberts saved to Gift Ideas
Made this for Staff Appreciation for a cafeteria staff member from Cameron's class.
Erin Shelby saved to Hospitality
Does your school have a Sunshine Committee? Or another way to help spread happiness to your staff throughout the year? I have always loved the Sunshine Committee at my school and have always appreciated and enjoyed the little ways they try to boost morale in our school. I did not exactly volunteer to be in charge of the committee this year, but I was somehow made co-chair. It's a big job and so I was a little scared at first, but then I realized how much fun this would be and I've enjoyed…
Gina Kruip saved to Sunshine committee
Teacher survival kit ideas to surprise new teachers. This back to school supply basket has what teachers really want to start the school year.
Jordan Gallo saved to Homeschool
Custodian day door! students write notes on all the bubbles.
Aimee Sommers saved to Teacher stuff
Make the crazy days of December better for everyone.
Katie Pearson saved to principal
First impressions matter. Share your schools values from the first moment visitors walk in.
Jasinta Christofi saved to Staff Appreciation
Description TEACHER QUOTE POSTERS & BOOKMARKS (Staff Room / Teacher Lounge Decor): Brighten up your teachers' lounge or photocopy room with these 12 eye-catching teacher quote posters! All you have to do is print, laminate, and post! The posters are a mixture of inspirational and funny quotes all related to teaching and education. Also included are 12 bookmarks with the same quotes that you can keep in your staffroom for teachers to take (a pocket is included for you to display the bookmarks…
Shikin Noor saved to Staff Welfare
Grab these Six Printable School Staff And Principal Gifts to make EVERYONE at your child's school feel super special and appreciated!
Kristi Dominguez saved to From ISBMTF: PRINTABLES


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Last week, the Hallmark Channel, long a bastion of heteronormative holiday movies, announced that it would be open to making a Christmas movie that featured a same-sex couple, which sent conservatives spiraling. Now One Million Moms is calling for a boycott of the channel over an ad it ran for Zola wedding planning that features a lesbian wedding with a kiss.
In response to the ad, One Million Moms wrote:
"Please reconsider airing commercials with same-sex couples, and please do not add LGBT movies to the Hallmark Channel. Such content goes against Christian and conservative values that are important to your primary audience. You will lose viewers if you cave to the LBGT agenda.
"The Hallmark Channel has always been known for its family friendly movies. Even its commercials are usually safe for family viewing. But unfortunately, that is not the case anymore. Recently, One Million Moms received concerns about Hallmark airing a commercial from Zola.com in which two lesbians are shown kissing at the end of their wedding ceremony."
One Million Moms also called out the channel for being open to LGBTQ storylines in its movies.
"Conservative viewers will be disappointed to learn that Hallmark has ideas of moving beyond airing only commercials with LGBT content and is open to producing LGBT movies in the future. Shame on Hallmark for airing commercials with same-sex couples and even considering movies with LGBT content and lead characters."
Then, the conservative group that has recently called for boycotts of Whole Foods for hosting a drag queen story hour, Mattel for its gender-inclusive doll line, Toy Story 4 for including a "lesbian scene," and Arthur for its depiction of a cartoon rat as gay.
"Now, parents can no longer trust Hallmark because Hallmark is no longer allowing parents to be the primary educators when it comes to sex and sexual morality," One Million Moms wrote.
Watch the ad that has One Million Moms in a tizzy:


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Return to Zoom and Telephonic Meetings Due to COVID-19.
All meetings will now be conducted via zoom or over the phone until further notice.
Los Angeles Law Firm Reviews
Our clients come first. At all times, our primary concern will be your best interests.
But don't take our word for it, we invite you to read what our clients have to say.
You can also leave a review too! Simply choose your star rating below and enter your information.


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After initial enrollment, employees and employers can make changes to their FSA contributions in only three cases: before the plan year begins, before a new hire's effective date, and in the case of a qualifying life event. Please contact Support in order to change FSA contributions after experiencing a QLE.
FSA contribution changes due to a QLE must reflect the nature of the event. For example:
Yes! You may order your spouse or children their own Benefit card directly from your Zenefits dashboard. To do this you may navigate to the applicable app (FSA/ HSA /HRA), and underneath "Need a dependent card?" you may select "Order/replace it". Once you have chosen to order or replace the card the system will take you through the flow of choosing which dependent you would like the card for, as well as which address you would like the card shipped to.
Cards take about 7-10 business days to arrive. Dependent cards cannot be ordered for commuter benefits.
Zenefits supports simultaneous participation in a Health Care and Child & Elderly Care FSA and an HRA, and in a Child & Elderly Care FSA and an HSA. For the former, the Flex Benefits system will automatically use up the HRA funds before the FSA funds.
Zenefits does not support simultaneous enrollment in a Health Care FSA and an HSA.
As an employee, you can only change elections to your personal FSA during the renewal period or after experiencing a qualifying life event, such as a change in marital status or the birth of a child. If you have experienced an applicable qualifying life event, please contact Support. Please also include the date of the Qualifying Life Event, as well as what the event was.
No. You can have both a Health Care and Child & Elderly Care FSA, but they are funded separately, and funds cannot be transferred between the two. For example, If you have both accounts and try to make a medical purchase, but do not have enough funds in your Health Care FSA, your purchase will be declined regardless of the balance in your Child & Elderly Care FSA.
Yes! Your contribution limits (and FSA) are tied to your employer's plan. If you contribute to an FSA through one employer, then leave for another employer and contribute to a new FSA, you can contribute up to the annual limit through your new employer, regardless of how much you contributed through the previous employer.
For example, if you contributed $ 2 ,850 (2022 limit) to a Health Care FSA with your previous employer, and you switch jobs in the same year, you can also contribute up to $2 ,850 with the new employer.
This specifically applies to Health Care FSAs only , not Dependent Care FSAs.
If you lose your Zenefits Card, you can order a new one from the Commuter Benefits, Flexible Spending Account, or Health Savings Account apps:
Please allow 10-15 days for your new card to arrive. If you'd like order an additional card for someone else, e.g., your spouse or child, see these instructions.
You can view the total available funds in your Health Care FSA and/or Child & Elderly Care FSA in the Flexible Spending Account app. Simply click on the app from your dashboard and look for your FSA funds under Benefits Summary.
If you've gone through a qualifying life event (QLE) and would like to enroll in an FSA, contact Support within 30 days of the event and provide:
Changes to an FSA due to a QLE will take effect the first of the month following the event date. If the QLE is due to the birth of a child, then the effective date of the change will be the first of the month in which the event took place. Please note that the employee's annual election will be split between the number of pay periods between the effective date and the FSA renewal. Therefore, deductions might be higher than expected.
FSA contribution changes due to a QLE must reflect the nature of the event. For example:
Acceptable Changes
• If an employee's dependent turns 26, it would be acceptable for the employee to decrease their FSA contribution to reflect the loss of a dependent.
• If an employee adopt a baby, they may want to increase their elections to accommodate the new medical expenses and/or day care costs for the new family addition.
• If an employee gets married, they may want to increase their elections to accommodate the new medical expenses for their spouse.
• If an employee's spouse loses their job (and therefore loses coverage), it would be acceptable for the enrollee to increase their FSA contribution (or sign up for the first time).
Unacceptable Changes
• An employee wants to reduce their Child & Elderly Care FSA contributions after the birth of a child. Though birth is a QLE, the reduction is not consistent with the QLE.
If you paid out of pocket for an expense that's covered by your FSA, you can submit a claim to receive a reimbursement. To submit a claim, follow these steps:
Once your employment ends, you won't be able to spend your FSA funds, but you do have 90 days to submit claims for FSA-eligible expenses that you incurred while employed and during the current plan year. The Flexible Spending Account app will still appear on your dashboard in order for you to submit claims. Any unused money remaining in your FSA at the end of the plan year is returned to your employer. If you're called to active military service during your FSA plan year, though, you'll be able to cash out your FSA balance.
Multiple reimbursement claims can be submitted at the same time as long as all required documentation is supplied.
What happens to your funds depends on the "end type" of your company's FSA plan:
You can see your FSA plan's end type in your Flexible Spending Account app. Simply click on the app from your dashboard and look for one of the above end types under Benefits Summary.
Regardless of your plan's end type, you'll have a 90-day runout period after your FSA ends, which allows you to submit claims for any expenses you incurred during your FSA plan period.
There are three common reasons why your FSA purchase (either with your Zenefits Card, or by submitting a claim) was denied:
You can check your available funds and your plan's start date in your Flexible Spending Account app. Simply click the app on your dashboard, then look under Benefits Summary to view your available funds and start date.
To determine why your claim was denied, open the Flexible Spending Account app, click "Claims," and hover over the question mark next to the "Declined" status.
If you have any questions or concerns about why your claim was denied, you can reach Zenefits FlexBen Claims Department at 1.866.609.4655.
Learn about the process for FSA claims to be filed when an employee is deceased.
If an employee is deceased and has money left in their Flexible Spending Account (FSA) that the executor of the estate would like to use to cover expenses prior to the employee death the claim can be filed by having the executor submit an FSA claim form along with the paperwork designating them as the executor and a copy of the death certificate.
The information will be sent to the fax number on the FSA claim form.
Learn more about Flexible Spending Account by clicking the following link.


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Rainbow Nation Letter Tracing Book£5.78
The Sibahle Collection series of educational activity books
A range of educational activity books designed to engage, inform and capture children's imagination. This activity book is a perfect start to get your child learning their ABCs. With 60 practice pages and large illustrations, your little one will have fun as they learn.
This 60 page letters tracing book consist of:
- 26 Individual Pages setting out each letter of the alphabet.
- 34 Practice Pages – Interactive letter tracing pages helping your child master their writing skills and learn to recognize and form whole words and numbers.
- Available in Princess Rainbow Nation theme or the Sibahle Collection Nsika boy range.
Check out our other books in the series, as well as the doll collection consisting of Ndanaka (a doll with Vilitigo), Zuri (a doll with Albinism) Bontle and Nobuhle (black African dolls), Ayana (mixed race doll) as well as the doll accessories.


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Hi everyone!
I want to have a coin toss on my program: i have two images (a heads and tails) and i want the user to click on a button which will generate one of these pictures randomly.
There's all this code on how to create a random number generators, but not pictures!
Please help!
thank you :)


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How to Recognize a Moving Reading and what to Do with It
I finished reading the article, and I was deeply moved. It was profound, important, and taught me a number of new things on a topic I had already studied in great detail.
I loved it.
It was one of those learning experiences where you forget time, get lost in a flow of learning, and feel wonderful when you finally finish reading and realize an hour or two has passed while you were lost in learning.
I had experienced this before (e.g. Les Miserables, The Law by Bastiat, Phillip Bobbitt's Shield of Achilles, and others), so I knew what I needed to do.
I ordered four copies of the article, thought carefully about who to share them with, gave them to four top thinkers that I mentor, and set a time to discuss the article with them.
Some readings just plain need to be discussed.
When you are really touched by an important reading—whether article, book, play, poem, or whatever—you owe it to yourself to take it to the next level. Ask some of those you mentor to read it, and then take the time to discuss it with them. This will help you remember it better, and allow you to articulate your main ideas and feelings about what you've read.
But there is another side of the coin on this. When you follow up a profound reading with a small- group discussion, those in the group will frequently have an excellent educational experience. Your passion for the reading will rub off, and the discussion will involve everyone in important and deep ideas.
This is a powerful kind of mentoring.
In short: Share what moves you.
Let the Conversation Flow
I experienced this on a number of occasions with my mentors. For example, one day W. Cleon Skousen called me on the phone and shared his interest in a new book he had just read. The title was The Fourth Turning.
I immediately got the book, read it, and met with Dr. Skousen to discuss it at length. I have re-read it several times since, and referred to it a number of times over the years. It is one of the most relevant books of our time, and thanks to my mentor's passion and willingness to include me in his learning, this modern classic has taught me a great deal. I have recommended it to thousands of people since that day, and in turn discussed it with dozens of interested learners.
To repeat, when you read something that really touches you positively, share it with those you mentor.
If it is too advanced for your mentees, find a way to teach it in a more basic form, and see if you can arrange a discussion (at lunch, for example) with a friend or two who share your interests.
Discussion takes reading to a much higher level, and your passion for a reading that you really like will help the whole group catch the same spark.
On the practical side, it is usually best not to have an agenda when you meet for the small-group discussion. Don't force it; let others experience the flow like you did. Just invite everyone to read it before you meet, and start the meeting by asking each person to share what they learned. Tell them why you wanted to discuss the article or book, how it touched you and why, and what you learned. After everyone shares their views, just let the conversation flow naturally.
Ready, Set, Try It!
This concept (of discussing readings that you really like with small groups of thinking people) is an important part of mentoring and learning. It keeps the mentors sharp, and it helps the mentees make invaluable leaps in their thinking and store of knowledge.
C.S. Lewis suggested that really great education is usually the result of a few people talking about an important reading late into the night.
When I sat down with my four mentees to discuss the article, I started by asking, "Why do you think I wanted to discuss this article?"
"You wanted us to see how important these ideas are to our current society," one person said.
Another suggested, "You wanted to humble us, to show us that there is a lot more to learn and that we need to keep studying hard, not get complacent because we're learning so much from the classics."
I nodded. "Are there any other thoughts?," I asked.
"You wanted to assess how deep our learning is, and where the gaps are, so you can mentor us more effectively," one young lady answered.
I smiled. "You all think I have a real plan with this meeting today, don't you? Well, actually, I wanted you to read it because when I read it I was really touched. I learned so much. And I wanted you to have the same experience."
I paused. "But I like all your answers as well, and I think we should use this discussion to do all of them. Now, what some important things you learned from this article?"
We took turns, and everyone shared their new epiphanies.
I've done this a number of times over the years, whenever I read something that moves me at a gut level and I feel I really need to share it with others. This has provided some of the most memorable mentoring experiences I've ever had.
Try it.
Lost-In-Learning Reading
Whenever you read something that wows you, think about who you want to share it with, set up a discussion, and watch the magic happen.
To get started, simply think right now of the most impactful thing you've ever read. Why was it so moving? Who do you want to share it with? Now set up a discussion…
And make this a habit.
This one practice will drastically improve the quality of your teaching and mentoring, not to mention your personal learning.
Share what moves you, and over time you'll find yourself having more experiences with this kind of deep, flow, lost-in-learning reading!


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Tuesday, March 23, 2010
Passion is better with talent and hard work
Moon (2009) was overlooked here in the States, but it won Best Film at the British Independent Film Awards. This may have been for the feat of creating a convincing sci-fi film for what is reportedly less than the equivalent of $5 million US. And that is with 400 special effects shots, including substantial CGI, much of which is undetectable (I cannot say the same for the lunar surface model shots, which are substandard). Those CGI shots are essential for the central premise of the story, and they are greatly aided by the fine work of Sam Rockwell. (That premise is hinted at by the illustration I selected.)
While for many people the takeaway of Moon seems to be that you can do good science fiction on a low budget, they are missing the point. Science fiction has always been about the present. I'm not much worried about what my life would be like if I was mining helium on the moon. But I am concerned about what my work life takes away from me, and that is especially true if I work for a large, faceless, multinational corporation. They have no compunction about taking from us everything that makes us ourselves. And that is the dilemma of Sam Bell, the protagonist of this film. He has become a pale photocopy of himself, his integrity literally collapsing. I mean, literally. There is a loneliness, a melancholy to this film which reminds me of the feeling I got from a number of bad jobs I've had--just wondering when the day or the job itself will be over and when I'll be able to spend my time with decent, worthwhile human beings again.
I should add that the film ends with a small, but poetically right and satisfying triumph, so the melancholy does not linger to the end, and a ray of hope is offered.
Obviously, a film like this is a passion project, as was the super-lowbudget indie Moonlight Serenade (2009), but here is the proof that passion is not enough. This film mirrors my personal experience in ultra lowbudget film: the project was premised on a genre of music--that music was well represented and well-produced, and everything surrounding it was either amateurish or shabby. (This may explain why the film has been on the shelf since being shot in 2006.) Amy Adams sings better than I thought, and her co-star Alec Newman is acceptable, although given his complete lack of box office appeal, I wonder they didn't go to New York and select from any one of dozens of handsome young men who sing far better and may even have been able to do their own piano playing.
It's not a terrible idea to bring together two young lovers over a common love of the Great American Songbook. (That may be my own bias, as I fell in love with that repertoire in my college years, and it is a passion my wife shares.) But you still need a story. And the one here is thin, thin, thin. Burned-out Wall Street yuppie maintains his sanity playing the Old Tunes, meets up with aspiring singer who needs accompanist--brief fight--final reconciliation. And that's literally all there is. Oh, the wonderful Harriet Harris seems to want to be Alec Newman's mother instead of his assistant (and how insulting is it that a bright, hardworking mature woman like Harris has to be assistant to a fledgling).
Speaking of thin, the sets appear to be made of cardboard and the impression is compounded by the DP's penchant for hyper-short lenses on very cheap video, yielding a distorted and smeared image.
The music, on the other hand, is virtually over-produced and plentiful, although, unfortunately, not continuous, else it would have drowned the super-pedestrian dialogue. (This is the kind of movie that, after the hero plays very well, has to have a scene where his friend the professional musician tells him he played very well. Nothing else happens in this scene--nothing.) The voices are rendered in a hyper-artificial echo, which is jarring in the scenes taking place in ordinary environments, such as apartments and sidewalks. They did take the risk of including non-diagetic songs, that is, songs that are not taking place in the real world, but in the fanciful universe of musicals in which people sing anywhere, anytime.
That incidentally, is the only explanation for Harriet Harris's participation, as she gets to sing "Lover Man, Where Can You Be?" while roaming around the cheap office set (which looks as though it might be an actual cheap office). I did not check the chapter stops on the DVD, but I would recommend simply jumping from song to song and skipping everything else. It's not like you have to see the entire film because you're interested in the writer-director's future. He has none.
Posted by Lockhart at 5:09 PM
Labels: bad movie, independent film, music, musicals, science fiction
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She might talk to her friends or simply go out to even supper together with her pals.6 de enero de 2022
several of those buddies will oftimes be male (and also you won't need to worry about that because mature ladies aren't searching for a huge amount of outside validation on a regular basis). And, guess what happens? She's damn certain received the ability to do all that.
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Because all this partner that is complimentary contributes to another neat thing… self-reliance.
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instead of tilting using one another inside a panic or peaceful frustration and perhaps co-dependence.
That's what an adult relationship is and I'm thankful that I've been able to get a hold of myself fortunate to stumble I think we can both confidently say that we've at women looking for sugar daddy in New York City New York least partially earned it upon it— wait, scratch that. Then give it everything you've got, every single day, and never feel entitled to anything in return if you can find a mature woman, stop and check yourself to make sure you're ready for this kind of relationship first, and.


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The U.S. is pledging to give "immediate medical aid" to India, including drug treatments, testing kits, ventilators, PPE and oxygen supplies. So far, only 1.5% of India's population is fully inoculated, and for the fourth day in a row, India broke another world record in daily new Covid-19 infections with nearly 350,000 on Sunday.» Subscribe to NBC News: http://nbcnews.to/SubscribeToNBC
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