text:
The ability of banks to lend to informationally opaque small businesses
World Bank, Development Research Group, Finance, 2001 - Business & Economics - 46 pages
Large and foreign-owned institutions may have difficulty extending relationship loans to informationally opaque small firms. Bank distress does not appear to affect small business lending, although even small firms may react to bank distress by borrowing from multiple banks.
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Argentina banks tend barriered banks Berger and Udell BNKASSET10 borrow from multiple Ceef Detragiache distress on lending distressed banks Distressed-Bank Barriers Hypothesis domestically-owned banks Dunkelberg 1999 ecee economic significance effects of bank effects of LNSIZE exacerbate opacity problems excluding state-owned banks financial distress firm borrows firm*s primary activity foreign banks foreign-owned banks Foreign-Owned-Bank Barriers Hypothesis Garella Guiso informational opacity informationally opaque firms informationally opaque small interaction term LNSIZE*DELINQ large banks large firms Large-Bank Barriers Hypothesis le.ele lending to informationally M&As main hypotheses measured effects multiple banks multiple lenders Multiple-Bank Bank-Distress Hypothesis Opacity/Relationship opaque small businesses pesos prediction primary bank distress receiving a loan relationship credit relationship lending services Scott and Dunkelberg secondary hypotheses seNeic single banking relationships Single-Bank Firm-Opacity Hypothesis small banks small business lending smaller firms smallest 25 study found Summary Statistics supply of relationship t-Satt t-Satt 3N6e t-Stat Tequila crisis Varia.1e World Bank


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- Description
Ringside's totally redesigned selection of Elite Outfits will have you begging to step in the ring again.
- They are made of comfortable-- free-flowing polyester-- with KO SWEAT TECH for added breathability
- The coordinated jersey is designed with a T-back that helps keep it from slipping off the shoulders
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- Reviews

subset: commoncrawl


text:
8 Olive Sneakers Isabel Wedge Marant Suede Green Bekett The mission of the academic social sciences is to understand and ameliorate society's greatest challenges. The data held by private companies hold vast potential to further this mission. Yet, because of their interaction with highly politicized issues, customer privacy, proprietary content, and differing goals of business and academia, these datasets are often inaccessible to university researchers. We propose here a model for industry-academic partnerships that addresses these problems via a novel organizational structure: Respected scholars form a commission which, as a trusted third party, receives access to all relevant firm information and systems, and then recruits independent academics to do research in specific areas, following standard peer review protocols, funded by nonprofit foundations, and with no pre-publication approval required. We also report on a partnership we helped forge under this model to make data available about the extremely visible and highly politicized issues surrounding the impact of social media on elections and democracy. In our partnership, Facebook will provide privacy-preserving data and access; seven major ideologically and substantively diverse nonprofit foundations will fund the research; and an eighth will oversee the peer review process for funding and data access.
First version released April 9, 2018, with updates here.


text:
igotrealestate needed a new logo design and created a contest on 99designs.
A winner was selected from 81 designs submitted by 28 freelance designers.
Looking for a fresh redesign.
APi Suppy Lifts
Here is the current logo
We want it redesigned to add a new look and feel
Please note logo: take away location and phone numbers and leave the boom lift and scissor lift in this example.
Words: APi Supply Lifts in Red, the rest in Black. We can add other wording depending on application to adevertising.
A new lift look. The lift that we would like to be used in the new design should look like this
If you were to search for other images the lift is a JLG 660s, Skyjack scissors also.
Don't know yet.
Find out how a design contest works or learn more about our logo design services.


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Friday, January 22, 2010
Time for cake: Lingonberry Cake with Crispy Tosca topping
What's a weekend without a cake? I know that fresh lingonberries aren't available at the moment - the season only lasts from July till September, but luckily lingonberries freeze beautifully. I suggest you take them out from your fridge (or if you failed picking your own last summer, then buy a punnet from the nearest shop) and bake this Tosca cake. Tosca cake, ever so popular in Sweden and elsewhere, is a rich pound cake with a crispy almond topping. Adding a generous layer of tart lingonberries between the cake and the topping makes this popular cake even nicer, and there are some spices in the cake batter to make it even more heartwarming during the cold winter season.
Lingonberry Cake with Crispy Tosca Topping
(Toskakattega pohlakook)
15 to 20 pieces
125 g butter, melted
3 large eggs
170 g caster sugar (200 ml)
220 g plain flour (400 ml)
1.5 tsp baking powder
1 tsp ground cinnamon
0.25 tsp ground cloves
100 ml milk
200 g fresh or frozen lingonberries (400 ml)
75 g butter
125 g caster sugar (150 ml)
2 Tbsp plain flour
50 ml milk (4 Tbsp)
100 g flaked almonds
Make the sponge cake first.
Whisk eggs and sugar until pale and thick. Combine flour, baking powder, cinnamon and cloves, then fold into the egg mixture alongside melted butter and milk.
Line a smaller baking sheet (30x40 cm) with parchment paper, then pour the batter onto the tray. Scatter the lingonberries on top, then bake in a pre-heated 175 C oven for about 25 minutes.
To make the crispy Tosca topping, measure all ingredients into a small saucepan. Heat on a low heat, stirring regularly, until butter has melted and everything is combined.
Spoon the Tosca mixture onto a partially baked cake. Return immediately to the oven and bake in a slightly hotter oven ( 200 C) for another 15 minutes, until the Tosca topping is nice and golden brown.
Cool, then cut into small squares.
10 comments:
- Matteo said...
looks so soft and sweet, I'd like to pamper me with a slice of it!
- 2:56 pm, January 22, 2010
- 710 East Myrtle Avenue said...
Your lingonberry cake brought back happy memories from my childhood in Finland. I'll try the recipe this weekend with cranberries. Many thanks for your lovely blog.
- 3:18 pm, January 22, 2010
- Patricia Scarpin said...
Such pretty styling for a delicious cake - it looks very tender, Pille!
- 4:21 pm, January 22, 2010
- Alanna said...
Very very pretty!
- 6:51 pm, January 22, 2010
- natural selection said...
Your killing me over here!another extra hour of fitness!
looks fantastic I love lingonberry anything!
- 2:33 am, January 23, 2010
- Cheeky Spouse said...
Your cake looks lovely, I really must try making it myself. I wonder whether it would work with other types of fruit, maybe raspberries or even blackcurrants, perhaps?
- 4:11 pm, January 23, 2010
- Jeanne @ Cooksister said...
What a gorgeous colour lingonberries have! The closest we get here is the lingonberry juice from IKEA ;-) Gorgeous cake!
- 6:20 pm, January 26, 2010
- Hedgehog said...
Tried this on Tuesday night - thanks for another great recipe idea!!
- 12:53 pm, January 28, 2010
- nakedbeet said...
I'm currently obsessed with lingonberry jam and am saving this one for when I can get some more.
- 6:30 am, February 07, 2010
- Pille said...
Matteo - well, you need to bake this cake then :)
710 East Myrtle Avenue - happy to hear that I've brought back happy memories :)
Cheeky Spouse - Tosca cakes are lovely with most berries. Considering the spices in this one, however, I'd go with blackcurrants instead of raspberries.
Jeanne- I've got plenty of lingonberries waiting for you here in Estonia ;)
Hedgehog - so glad you liked it! And at least you don't have any troubles sourcing the berries..
NakedBeet, Patricia, Alanna, Natural Selection - thank you!
- 10:46 am, February 07, 2010


text:
Is the Fed's $85 Billion Per Month Enough?
Deflationary pressure is now quite high, and stock fragility means that the Fed's QE may not be enough to force reflation.
-- Bruce Lee
Readers of my Buzz & Banter writings (subscription required) and Lead-Lag Reports know that I have been quite negative on equities since the end of January given the behavior of intermarket trends since then. Put simply, a deflation pulse has been beating beneath the surface, ignored by pundits who prefer to look at the Dow (INDEXDJX:.DJI) rather than inside it. The entire thesis has been that the Fed's $85 billion per month would force reflation, accelerate economic growth, and finally get us beyond the muddle through. In the face of continuous money printing, then, stocks are the only place to go.
However, nothing is confirming this thesis whatsoever. Ask yourself: Should bond yields be falling if the stock market is right? Should the dollar be firm? Should dividend sectors be leading? Should cyclical sectors be lagging? Should the yield curve be flattening? Nouveaux Bulls are pointing at the Dow, but Gray-Haired Bears are pointing toward everything else. It is as if everything is saying $85 billion/month is not enough. Put simply, those areas which, factor wise, are most sensitive to inflation are failing to outperform. While this may seem counterintuitive, it is not opinion. It is how price is factually acting.
There are two primary sources of inflationary pressure: demand pull and cost push. Demand pull inflation occurs through a pickup in jobs growth, higher consumer spending, and confidence in the economic outlook. Recent economic data indicates none of this is happening. So on that front, demand pull inflationary pressures are not there.
Cost push inflationary pressure comes from the commodity side. The idea there is that higher input prices cause higher final goods prices which force supply prices higher. That isn't there either. Take a look below at the price ratio of DB Commodities Tacking Index ETF (NYSEARCA:DBC) relative to the S&P 500 (NYSEARCA:SPY). As a reminder, a rising price ratio means the numerator/DBC is outperforming (up more/down less) the denominator/SPY. A falling ratio means the opposite.
Note that this is not just a gold (NYSEARCA:GLD) story. Commodities have gotten no love since QE-Infinity began. The relative collapse, one might argue, is bullish for stocks. This, however, assumes that the decline isn't due to deflation expectations rising. Our ATAC models used for managing our mutual fund and separate accounts continue to remain defensive, profiting from the deflation trade.
This is a highly fragile and deceptive environment. I championed the reflation theme last year when few else did and was highly bullish in 2012, the best year for stocks since 2009. The exact same methodology which led me to that conclusion is sending significant warning signs now. While the honey badger stock market may ultimately not correct, I prefer to wait for conditions to improve and actual reflation confirmation. What about you?
Twitter: @pensionpartners
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This writing is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation regarding any securities transaction, or as an offer to provide advisory or other services by Pension Partners, LLC in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information contained in this writing should not be construed as financial or investment advice on any subject matter. Pension Partners, LLC expressly disclaims all liability in respect to actions taken based on any or all of the information on this writing.
The information on this website solely reflects the analysis of or opinion about the performance of securities and financial markets by the writers whose articles appear on the site. The views expressed by the writers are not necessarily the views of Minyanville Media, Inc. or members of its management. Nothing contained on the website is intended to constitute a recommendation or advice addressed to an individual investor or category of investors to purchase, sell or hold any security, or to take any action with respect to the prospective movement of the securities markets or to solicit the purchase or sale of any security. Any investment decisions must be made by the reader either individually or in consultation with his or her investment professional. Minyanville writers and staff may trade or hold positions in securities that are discussed in articles appearing on the website. Writers of articles are required to disclose whether they have a position in any stock or fund discussed in an article, but are not permitted to disclose the size or direction of the position. Nothing on this website is intended to solicit business of any kind for a writer's business or fund. Minyanville management and staff as well as contributing writers will not respond to emails or other communications requesting investment advice.
Copyright 2011 Minyanville Media, Inc. All Rights Reserved.
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Warrior Creed 4th Annual Spring Opener Coming Up May 12
According to their Website, their mission is to "Honor and Empower Wounded Warriors". It's a great cause and you can be a part of it. The Warrior Creed Veterans Motorcycle Club will hold their 4th Annual Spring Opener Poker Run on Saturday, May 12, 2012. You can sign up from 8-10:15am with the run starting at 10:30 at 5515 2nd Ave N in Great Falls. All proceeds of the run go to the Wounded Warrior project.
If you are unable to attend the run, but would like to make a donation you can visit their website by clicking HERE.
- $15 per hand
- 50/50 Tickets
- Door Prizes
All are welcome, please come out and support our wounded warriors! There will be live music and food following the run.
For more information - please call Warrior Axe at 406-799-2384


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This app was removed from the App Store.
Italian English Dictionary Pro
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+Situation 1: Eating
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+Situation 42: Love
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+Situation 45: Every day
+Situation 46: School
+Situation 47: Wish and hope
+Situation 48: Interview
+Situation 49: Opinion
+Situation 50: Reading
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Back to Search results
Carol's Jumper and Scarf
Early 1970s
Have you ever worn anything
to show how much you liked a band?
The tartan check
on Carol's jumper and scarf
was the sign of a Bay City Rollers fan.
The Rollers were a Scottish band
and tartan was part of their style.
Trish Holmes
0 mins 0 secs
Trish Holmes
Trish was a huge Bay City Rollers fan:
"I started off sneering
at the Bay City Rollers
because my sister liked them
and she's younger than me;
she was about 12 or 13.
But I watched their show one evening
and I saw Les McKeown
and I thought,
'Ooh, he's nice.'
They looked like good fun,
they were British,
they were the boy next door type,
whereas David Cassidy,
he was American,
I knew he was just a dream.
We were all mad Bay City Rollers fans.
One of my friends
used to wear a polo shirt
and she'd put a tartan collar to it
and tartan buttons and epaulettes,
and she used to wear that
under her school cardigan.
Some of my friends
had the tartan knickerbockers
and the huge platform shoes.
You could get tartan things
all over the place,
you name it
you had it really.
I had tartan scarves
and a badge with Les's face on it.
He's still going,
he appears at Fairfield Halls,
but I haven't been to see them,
I think it would spoil the magic."
Following a band
The Bay City Rollers were a pop group
with a massive following
of teenage girls.
Carol Martin's favourite
member of the band
was Alan Longmuir.
For Trish Holmes,
it had to be Les McKeown.
Hit songs like "Shang a Lang"
and "Bye Bye Baby"
were only part of the Rollers' appeal.
Fans bought into their image and looks.
They were a package,
just like many pop groups today.
There is currently no suggested
Explore activity for this object.
We are working hard to write
an 'Explore' page for every object
in the Museum of Croydon.
If you would like to suggest
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which would help people
find out more about this object
then please contact us:
Museum of Croydon
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Tel: 020 8253 1022
Email: email@example.com


text:
Use Back Button to return to Index of Cases
Petitioner and Appellant,
Defendant/Insurer and Respondent,
Submitted on Briefs February 9, 1995.
Decided April 12, 1995.
Appeal from the Workers' Compensation Court.
Honorable Mike McCarter, Judge.
See C.J.S. Workmen's Compensation Sec. 337.
JUSTICE TRIEWEILER dissenting, joined by JUSTICE HUNT.
Appellant: Bernard J. "Ben" Everett; Knight, Dahood,
For Respondent: Brendon J. Rohan; Poore, Roth & Robinson, Butte.
JUSTICE LEAPHART delivered the Opinion of the Court.
Patricia Sullivan (Sullivan) appeals from the April 21, 1994 order of the Workers' Compensation Court denying her petition for a lump sum advance against permanent partial disability benefits that would otherwise be available to her at age 65. We affirm.
Sullivan injured her neck on October 5, 1983 in the course and scope of her employment for St. James Community Hospital. St. James and its insurer, Aetna Life and Casualty (Aetna) accepted liability for her industrial accident and do not challenge that she is permanently totally disabled. Aetna has continuously paid Sullivan total disability benefits. Despite numerous surgeries, she continues to suffer severe pain in her neck, arms, and hands and severe headaches.
Sullivan seeks a lump sum advance against permanent partial disability benefits which she would otherwise begin receiving upon conversion of her social security benefits to retirement benefits. See Sec. 39-71-710, MCA (1985). Sullivan seeks $41,582.29 to pay for: (1) bank loans taken out for a motor home and to repay her mother for mortgage payments; (2) a credit card debt; and (3) repair of two motor vehicles. The sum requested does not include $10,000 Aetna recently paid to Sullivan to pay off a loan from her mother and two credit card debts. Sullivan's monthly income is $1,662.56, consisting of $732 from social security benefits and $930.56 from workers' compensation benefits. Her annual income, which is tax free, is $19,950.72.
Sullivan reported monthly expenses of $2,035.05. This amount includes, among other expenses, $466.07 for her motor home loan, $245.81 for insurance, maintenance, and registration of her vehicles, $130 for a bank loan taken out to repay her mother for a prior loan, and $100 for a credit card debt.
Sullivan lives with her parents, ages 76 and 84, and is a part-owner of the house. In recent years, she has paid for new water pipes, new windows and doors, and aluminum siding for the house. Sullivan testified that because her mother cooks and takes care of her, she pays $175 a month rent to her parents. She also testified that she pays one-half of the household expenses but later conceded that some monthly expenditures reported were actually total household costs rather than just her share.
In 1989, Sullivan purchased a motor home for $40,000, which she testified she uses in the summer "to escape to the country," and occasionally to sleep or read in while it is parked at home. She pays approximately $523 per month to finance, register, and insure the vehicle. The Workers' Compensation Court noted that this amounts to over 26% of her current monthly expenditures. She testified she has not sold the motor home because she cannot "get value out of it" and that she cannot rent one because of insurance. She provided no support for these claims and on cross-examination conceded that she in fact has not even tried to sell the motor home.
Testimony at trial indicated that Sullivan received a personal injury settlement in 1990. However, she claimed she did not know the amount of the settlement, although respondent's counsel suggested it was approximately $40,000. Sullivan could not recall the amount she received after attorney's fees and was confused as to how she had spent the money. She initially testified that she used the money to pay off a vehicle loan but on cross-examination stated that her mother had paid that loan.
Sullivan testified that she has difficulty handling her money. The Workers' Compensation Court found that Sullivan does not have a good understanding of her own financial affairs, concluding that she has had numerous opportunities to reduce her monthly expenses, including selling her motor home, paying only her share of household living expenses, and repairing and maintaining only one vehicle. The Workers' Compensation Court further considered that Sullivan is only 48 years old and concluded that her ability to support herself in the future could be jeopardized if she received a lump sum payment. Concluding that Sullivan did not establish by a preponderance of credible evidence that the lump sum advance requested was in her best interest, the Workers' Compensation Court denied her request. This appeal followed.
The sole issue on appeal is whether the Workers' Compensation Court erred when it concluded that a lump sum advance is not in Sullivan's best interest.
Standard of Review
Workers' Compensation Court decisions denying lump sum settlements will not be interfered with on appeal unless there is an abuse of discretion. Byrd v. Ramsey Engineering (1985), 21-22, 701 P.2d 1385, 1387; Kent v. Sievert (1971), 489 P.2d 104, 105. The Workers' Compensation Court's findings are presumed to be correct and will be affirmed if supported by substantial evidence. Byrd, 701 P.2d at 1387. Sullivan has the burden of proving that the lump sum conversion is in her best interest. Stanley Structures v. Scribner (1992), 833 P.2d 166, 169.
Many of our prior decisions have listed three elements (outstanding debt, pressing need, and best interest of the claimant, his family, and the general public) to be considered when evaluating lump sum settlements. The focus, however, has always been on the best interest component. See, e.g., Stanley Structures, 833 P.2d 166; Byrd, 701 P.2d 1385. While outstanding indebtedness is a factor identified by this Court, both indebtedness and pressing need have, in fact, been secondary factors with best interest being the primary criterion.
As early as 1929, this Court established that for industrial accident claims, periodic payments should be the rule and lump sum settlements should be the exception. Landeen v. Toole County Refining Co. (1929), 277 P. 615, 617. In Willoughby v. Arthur G. McKee & Co. (1980), 609 P.2d 700, 702, the Court recognized that lump sum settlements are granted where there is outstanding indebtedness, pressing need, or where the best interests of the claimant, his family, and the general public will be served. In Willoughby, this Court elevated the best interest standard over the other two criteria:
In Byrd, which considered the petitioner's debts, this Court acknowledged the best interest rule established in Willoughby but further stated:
The [Willoughby] court goes on to say:
In Stanley Structures, our most recent decision on this issue, the claimant had petitioned for a lump sum payment to pay off debts. Even though the claimant's outstanding indebtedness was at issue, the Court listed all three factors to be considered for lump sum settlements and then based its decision on the best interest standard. Stanley Structures, 833 P.2d at 169. The Court affirmed the denial of the lump sum request, stating that:
These cases indicate that the claimant's best interest is the primary factor to be considered when evaluating lump sum settlements. Where appropriate, courts should also consider outstanding indebtedness and pressing need but these are to be components of the best interest analysis. Considering that debt is a significant part of our society, including home mortgage, credit card, medical expenses, and student or farm loans, it is unrealistic to conclude that outstanding debt alone is sufficient grounds to grant a lump sum settlement. Were that the case, most claimants could get lump sum settlements on demand. This would be contrary to the express policy that regular payments are the rule rather than the exception. Landeen, 277 P. at 617. Similarly, pressing need, considered alone, is particularly subjective and ignores the consequences of granting a lump sum settlement. The best interest test embraces all factors, including outstanding debt and pressing need.
The dissent suggests that the majority of this Court along with the trial court patronized Sullivan by passing judgment as to her "best interests." This criticism is based upon a misconception of the role of this Court. The majority has not made an independent determination as to what is in Sullivan's best interest. Rather, we sit in review of the decision of the Workers' Compensation Court. In affirming the Workers' Compensation Court, we have not made an independent, de novo determination of Sullivan's best interests. We have merely reviewed the conclusions of the Workers' Compensation Court and have decided that that court did not abuse its discretion.
In accusing the courts of being patronizing and judgmental, the dissent assumes that lump sum advances are available, if not as a right then certainly as a matter of mathematics; i.e., to anyone whose debts exceed his/her income. This, of course, is not the law. Stanley Structures, 833 P.2d at 169. This Court and the trial court are operating under legal precedent which requires that lump sum advances are the exception and are available only upon a showing, by the claimant, that such an advance is in the best interests of the claimant. Krause v. Sears Roebuck & Co. (1982), 106-07, 641 P.2d 458, 460-61. If the Court were addressing the issue of whether the "best interests" test should be retained, the comments in the dissent might have some relevance. That issue, however, is not before the Court. Everyone, Sullivan and dissenters included, agrees that the trial court was required to resolve this petition for a lump sum advance by application of the best interests standard. So long as that remains the standard, it serves little purpose to accuse the judiciary of being judgmental. The best interests standard, by its very nature, requires the Workers' Compensation Court to exercise its discretion--that is, to use its judgment.
Despite the protestations in the dissent, it is not the function of this Court to substitute its judgment for that of the trial court. This Court will not reverse the Workers' Compensation Court's determination of best interests unless it appears that the court has abused its discretion. Given the facts presented to the Workers' Compensation Court and given that court's observations as to Sullivan's lack of credibility and lack of money managing abilities, we see no basis for concluding that the court abused its discretion.
The facts of this case are distinguishable from those cases where we held it was an abuse of discretion to deny the claimant's lump sum award. See, e.g., Utick v. Utick (1979), 593 P.2d 739 (claimant treated unfairly and presented detailed investment plan); Byrd, 701 P.2d 1385 (claimant would lose house without lump sum). In the instant case, the Workers' Compensation Court considered that Sullivan's motor home consumed over 26% of her income, that she maintained two other vehicles, maintained more than her share of household expenses, and that she has difficulty managing her money. The court concluded that Sullivan failed to sufficiently demonstrate that all of her monthly expenses are for her own personal maintenance or that she cannot make ends meet if she properly manages her money and pays only her share of household expenses. In light of the above analysis and the substantial evidence supporting the Workers' Compensation Court's findings and conclusions, we hold that the Workers' Compensation Court did not abuse its discretion. Affirmed.
CHIEF JUSTICE TURNAGE, JUSTICES GRAY, WEBER and NELSON concur.
JUSTICE TRIEWEILER dissenting.
I dissent from the majority opinion. I would reverse the Workers' Compensation Court's denial of claimant's petition to convert a portion of her biweekly disability benefits to a lump sum. Based on the uncontroverted evidence, I conclude that it was clearly in her best interest that she do so.
Patricia Sullivan was 48 years old at the time of the trial court's decision, and according to the court's findings, is entitled to total disability benefits for an additional 17 years at the rate of $930.56 a month. She sought to convert a portion of her future disability benefits in the amount of $41,582.29 to a lump sum to pay debts for which she currently makes monthly payments in the amount of $696.44.
Advancing the necessary amount would only require a reduction of her total disability benefits in the amount of $205.46 per month. In other words, by converting a portion of her future disability benefits to a lump sum, paying it to her at the present time, and allowing her to pay off her current debts, she could realize a positive improvement in her current cash flow equal to $490.98 per month.
Section 39-71-741, MCA (1983), which was in effect at the time of claimant's injury, authorized a conversion of future disability benefits to a lump sum when requested by the claimant. We have previously held that where the insurer denies conversion of those benefits to a lump sum, the standard by which the courts should resolve the dispute between the parties is as follows:
The general rule is that disability payments under the Workers' Compensation Act are biweekly. They may, however, at the discretion of the Workers' Compensation Division, be converted into a lump sum settlement. While lump sum settlements are an exception to the general rule, they are not looked upon with disfavor and should be awarded without hesitancy where the claimant's interest would be best served. Krause v. Sears Roebuck & Co. (1982), 641 P.2d 458, 460 (citing Willoughby v. Arthur G. McKee & Co. (1980), 609 P.2d 700, 702).
The Workers' Compensation Court, and the majority of this Court, have concluded that it is not in the claimant's best interest to use the benefits to which she is entitled in a form that would enable her to improve her cash flow and provide her with disposable income that she does not currently have. This conclusion makes no sense to me. The simple mathematics of the problem presented to us requires that we conclude otherwise.
In spite of the obvious conclusion that having nearly $500 extra cash a month to spend would be in anyone's best interest, the Workers' Compensation Court denied claimant's request based on its subjective opinion that Patricia spends a disproportionate amount of her income on a motor home, that she does not really need two vehicles, that she is paying a disproportionate share of household expenses, and that she has difficulty managing her money. The majority, in their opinion, approve of the Workers' Compensation Court's reasoning.
In reality, the evidence was that claimant's motor home is her only means of recreation and is important to the mental health and well-being of a totally disabled person who has no other escape from a very restricted lifestyle. She cannot sell the motor home for enough to pay off the balance of the purchase price, even if she agreed with those more fortunate people who have decided that it is not necessary for her to own it.
While the fact that claimant owns two vehicles may sound excessive, one vehicle is a pickup truck which has been driven for 89,000 miles. The other is a van, which has been operated for 56,000 miles. Both are in bad shape and need substantial engine work. However, both are otherwise paid for and having them repaired is cheaper than the alternative of trying to finance a new vehicle.
Patricia is hardly deserving of this Court's, or the trial court's, criticism for trying to share household expenses with her 76-year-old mother and 84-year-old father, both of whom are retired and limited to social security income, and one of whom has substantial medical expenses for severe health problems. The world would be a better place if others were as conscientious. Neither is there any evidence in the record that Patricia's living expenses would be less if she left her mother and father's home and had to live independently.
Finally, it seems to me unduly judgmental to criticize someone as being a poor money manager when, due to her limited income, her inability to enjoy life as most people do, and her willingness to assist her elderly parents with certain basic necessities of life, her average monthly expenses exceed her average monthly income. Furthermore, even if the trial court was correct in its finding that Patricia is not a good money manager, it should not be inferred from that finding that the money, if advanced, would not be spent to reduce her debts. Through her attorney, she offered to have the remaining advances, like the previous advances, made jointly payable to her and her creditors to assure that the money was spent on the purpose for which it was sought.
The role of the courts in resolving disputes which arise under Sec. 39-71-741, MCA (1983), is to simply conclude, based on the evidence (usually the mathematics) presented, whether it is in the claimant's best interest that he or she receive disability benefits in one form, as opposed to another. A claimant should not be required to prove that all of his or her expenses, or all of the purposes for which he or she has incurred debt, meet with the trial court's approval, based upon the trial judge's value system. The simple fact in this case is that Patricia Sullivan incurred debts for understandable purposes which now require that she make monthly payments which she is unable to make in combination with her other monthly living expenses. However, even if that was not the case, she has proven that by converting a portion of her future disability benefits to a lump sum and paying off those debts, the expenses she would eliminate are more than three times the amount of the income she would lose. I conclude that this fact alone was sufficient to establish that conversion of her disability benefits to a lump sum for the purposes set forth in her petition was in her best interest.
Furthermore, contrary to the suggestion in the majority opinion, there is no misperception by the dissenting justices of this Court's role. This Court's role is to determine whether the Workers' Compensation Court abused its discretion when it denied the claimant an opportunity to use her benefits in a way that would enable her to live within her income when she clearly cannot do so otherwise. This Court's role is not to use the old "scope of review" dodge (which is applied selectively at best in this Court) to avoid applying a relatively simple "best interest" standard to the undisputed facts.
Neither do those who join in the dissent need an explanation of the role that precedent plays in this Court's decisions. The dissent is based on this Court's precedent. It clearly provides that lump sum conversions "should be awarded without hesitancy where the claimant's best interest would be best served." The only people who could claim that simple mathematics are not sufficient to divine the claimant's "best interests" in this case are people who have never had to struggle to make ends meet on disability checks.
If there was no abuse of discretion in this case, I cannot imagine a set of circumstances where one could be found.
As a final observation, I find it ironic that Patricia Sullivan's desire to convert some of her future disability benefits to a lump sum has caused Aetna Life and Casualty such great concern for her best interests.
The insurer now cares about whether she is paying an unfair proportion of her family's living expenses, whether she really needs two vehicles, or whether one would suffice, whether she would be better off renting a motor home, rather than owning one, and whether her family members couldn't do more for her personal care without being reimbursed for their time. One would think that these are normally issues best left to the individual, especially when all she is asking for is her own money in a different form. However, according to Aetna, the trial court, and this Court, Patricia Sullivan is no longer qualified to make those decisions by virtue of being the recipient of workers' compensation disability benefits. She, like many other injured workers, is surely damned by the pervasive and patronizing concern for her "best interest" that has been demonstrated by her insurer and this State's courts.
If only the insurers and self-insured employers in this State would show as much concern for an injured worker's best interests when it was time to accept responsibility for claims and pay disability benefits and medical expenses in a timely fashion, we certainly could reduce the amount of litigation in this area of the law.
However, judging by the number of disputes over disability, medical, death, and other workers' compensation benefits which have been submitted to this Court over the years, and the results of thossputes, this overriding concern for the best interests of injured workers is selective and infrequent at best.
For these reasons, I dissent from the majority opinion. I would reverse the judgment of the Workers' Compensation Court; I would award attorney fees and costs to the claimant; and I would impose the statutory penalty for the unreasonable denial of Patricia Sullivan's benefits.
JUSTICE HUNT joins in the foregoing dissent.
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East 2010, March 25th - 28th in Philadelphia!
December 14th, 2009, the PostgreSQL Conference U.S. team was pleased to announce the East 2010 venue and call for papers. The event this year was held at Radisson Plaza - Warwick Hotel in Philadelphia from March 25th through 28th.
It rocked, it's over. Stay tuned for information on West.


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2012 Ford F-150 Lariat 4x4 EcoBoost Long-Term Verdict
Goodbye, Big Green Machine
When the F-150 won our Truck of the Year, the EcoBoost engine had the potential to be controversial: Would truck people buy a twin-turbocharged V-6 instead of a V-8? Ford wisely offered two V-8 options, but it turned out that the automaker had nothing to worry about: The EcoBoost is a resounding success, and V-6s make up more than half of F-150 sales.
We'd wondered about the turbocharged engine's reliability. For the year we had the truck, there were no problems. We also took the truck in for three trouble-free dealer services -- at 7500, 15,000, and 27,000 miles, at a total cost of $208.35. But there was a TSB related to 2012 EcoBoost-powered F-150s. What some owners were dealing with -- but not us -- was a stumble or misfire caused by condensation in the intercooler. Technical Service Bulletin 12-6-4 offered a hardware/software solution, installing an air-deflector plate on the charge air cooler and reflashing the PCM.
The other controversy was with fuel economy. We knew going in that, when it comes to any turbocharged vehicle, you get either the fun of a turbo or the good fuel economy of a smaller-displacement engine. You can't have both at the same time. While we drove the F-150 over the year, we were sitting in traffic, towing or off-roading, or driving enthusiastically when there wasn't traffic -- none of which adds up to good fuel economy. Our average mpg over the year was 14.6, which was lower than the 15 city/21 highway EPA estimate. We learned to use the instant mpg gauge to our advantage, becoming more aware drivers in the process. Driving between big cities, we kept things in check and the fuel economy was at or above 21 mpg. And we ran it on 87-octane fuel for the year.
Driving the EcoBoost-powered F-150 was an absolute blast. It's hard to complain about a four-wheel-drive truck that hits 60 mph from a stop in 6.6 seconds, and as mentioned, we took every opportunity to recreate that track performance -- getting on the freeway, when passing slower traffic, or just for fun.
The Lariat's cabin provided almost everything you could want. The seats were comfortable, and there may be no roomier crew cab's second row in the ½-ton segment. Sync and the nav system were both incredibly easy to use; this system, the year before Ford began using MyFord Touch, was highly intuitive.
"Whether we were towing or hauling payload, the F-150 had plenty of features like the cool tailgate step to make it easy."
The Ford, a very capable workhorse, was frequently taken on trips by staffers so they could move furniture, tow cars, or just have a day of fun in the dirt. The Lariat has served in the deserts in Nevada, Arizona, and California and hauled dirt bikes to off-road playground Hungry Valley. Everyone who loaded up the truck bed using the tailgate step raved about its ease of use and the innovative way it's stored.
We treated the truck like the quality work tool it is. The best trucks are the ones you can take for granted, those that do everything you can possibly want them to, and you don't have to think about it. That's an apt description of this F-150. It excelled at all the work chores thrown its way, with the bonuses of providing a comfortable ride on long drives and no shortage of cushy features inside. Yes, the truck didn't get the EPA's fuel economy number, but that's partly because of how we drove it. And, frankly, it didn't make us like the truck any less. This was a terrific pickup, one we were sad to see go away.
|Our Car
|Service life
|12 mo/28,155 mi
|Base Price
|Price as tested
|Sony Navigation Radio ($2470), Lariat Chrome/Plus Packages ($1445), Power Moonroof ($995), Leather Bucket Seat w/ Console ($975), Ecoboost 3.5L V-6 ($895), 3.55 Electronic Lock Axle ($470), Tailgate Step ($375), Drop-In Bed Liner ($350)
|Maintenance cost
|$208.35 (3-oil change, tire rotation, inspection; 1-engine-air filter)
|EPA City/Hwy/Comb Fuel Econ
|15/21/17 mpg
|3-year residual value*
|Average fuel economy
|14.4 mpg
|Unresolved problems
|Maintenance cost
|$208.35 (3-oil change, tire rotation, inspection; 1-engine-air filter)
|Normal-wear cost
|Passenger occupant sensor, reverse indicator
|*Automotive Lease Guide
|2012 Ford F150 Lariat 4x4 EcoBoost
|Drivetrain layout
|Front engine, 4WD
|Engine type
|Twin-turbo 60-deg V-6, aluminum block/heads
|DOHC, 4 valves/cyl
|213.3 cu in/3496 cc
|Compression ratio
|Power (SAE net)
|365 hp @ 5000 rpm
|Torque (SAE net)
|420 lb-ft @ 2500 rpm
|Not indicated
|Weight to power
|16.1 lb/hp
|6-speed automatic
|Axle/final-drive ratios
|Suspension, front; rear
|Control arms, coil springs, anti-roll bar; live axle, leaf springs
|Steering ratio
|Turns lock-to-lock
|Brakes, f;r
|13.8-in vented disc; 13.7-in vented disc, ABS
|Wheels, f;r
|7.5 x 18 in, cast aluminum
|Tires, f;r
Goodyear Wrangler SR-A
|144.5 in
|Track, f/r
|67.0/67.0 in
|Length x width x height
|231.9 x 79.2 x 76.7 in
|Turning circle
|47.0 ft
|Curb weight
|5862 lb
|Weight dist, f/r
|56/44 %
|Seating capacity
|Headroom, f/r
|41.0/40.3 in
|Legroom, f/r
|41.4/43.5 in
|Shoulder room, f/r
|65.9/65.5 in
|Pickup box L x W x H
|67.0 x 50.0 x 22.4 in
|Payload capacity
|1520 lb
|Towing capacity
|9600 lb
|Acceleration to mph
|2.3 sec
|Passing, 45-65 mph
|Quarter mile
|15.2 sec @ 92.1 mph
|Braking, 60-0 mph
|133 ft
|Lateral acceleration
|0.72 g (avg)
|MT figure eight
|28.7 sec @ 0.57 g (avg)
|Top-gear revs @ 60 mph
|1500 rpm
|Stability/traction control
|Dual front, front side, f/r curtain
|Basic warranty
|3 yrs/36,000 mi
|Powertrain warranty
|5 yrs/60,000 mi
|Roadside assistance
|5 yrs/60,000 mi
|Fuel capacity
|36.0 gal
|EPA city/hwy econ
|15/21 mpg
|Energy cons, city/hwy
|225/160 kW-hrs/100 mi
|CO2 emissions
|1.13 lb/mi
|Recommended fuel
|Unleaded regular
|0.90 lb/mi
|Unleaded regular


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9:00 pm
NOVA "Australia's First 4 Billion Years: Life Explodes" Half a billion years ago, Australia was still part of the super-continent Gondwana. While the oceans were teeming from the ongoing explosion of weird and wonderful animals, the world above the waves remained an almost lifeless wasteland. All that changed in the Silurian period when the conquest of the land began. Part 2 of 4G
10:00 pm
Everyday Edisons "Hey, Good Lookin', Whatcha Got Cookin'?" Outdoor cooking has been a part of the American heritage since the country was founded, but with Al Contarino's new concept in grilling, it has taken on a whole new look. The Continous Convection Grill, as he calls it, works on the premise that heat escapes from your grill every time you peek into it. The inventor has built a prototype that proposes a way to watch what's coming on the grill without lifting the lid; to monitor burgers, steaks or chicken without hovering over a hot flame. D
10:30 pm
Everyday Edisons "A Hot and Steamy Clean" Sponges, dishcloths and soapy rags dipped into a bucket or sink over and over may not be the most hygienic way to clean your kitchen. That's why prolific inventor, Eric Huber, decided to do something about it. His idea was a device that contains water from the tap that after putting in the microwave can hold the temperature to the point of steaming while you wipe off surfaces. D
11:00 pm
Guts with Michael Mosley Using the latest in medical imagery and a tiny state-of-the-art camera "pill" that he swallows at the start of the film, host Michael Mosley takes viewers on a remarkable journey through his own internal system. At each stage he talks to medical experts and explains the amazing functions that happen without our conscious effort.G


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Dan The Loan Man
8345 W Sunset Rd, Suite 380
Las Vegas, NV 89113
(702) 721-7230 Website
Dan The Loan Man is a Las Vegas, NV based private lender. They offer loans throughout Las Vegas. They provide loans for a variety of situations and needs, including short term fix and flip loans and loans for ...


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Dave White Profile
Dave White
Your Movies.com Man at the Multiplex
Dave White's first movie review was of the animated feature Snoopy Come Home. He was seven years old...Read full profile
Your Movies.com Man at the Multiplex
Dave White's first movie review was of the animated feature Snoopy Come Home. He was seven years old...Read full profile
Shenanigans successfully deployed. Read full review
Grae Drake Profile
Grae Drake
Movie maven about town
Grae Drake began her love affair with cinema as a wee bairn, as she spent every weekend corralling her friends over to the local...Read full profile
Movie maven about town
Grae Drake began her love affair with cinema as a wee bairn, as she spent every weekend corralling her friends over to the local...Read full profile
The birds are flightless, but the movie soars Read full review
Critics scores range from 0 to 100, with higher scores indicating more favorable reviews.
out of 100
Metascore®Mixed or average reviewsbased on a weighted average of allcritic review scores.
Madagascar 3 is all about exuberant motion, cute characters and gorgeous colors. It aims for the eyes, not the heart.
Read Full Review
Yes, it's a cartoon, but it's conspicuously unmodulated, with the volume set on high and the pacing all but pushed to fast-forward.
Hardly fresh, but it never stints on energy or vivid colors.
The story in Madagascar 3 is functional, but the antically civilized spirit is infectious.
See all Madagascar 3: Europe's Most Wanted reviews at Metacritic.com
OK for kids 6+
Entertaining "threequel" has some mild violence, innuendo.
What Parents Need to Know
Parents need to know that, like its two predecessors, Madagascar 3: Europe's Most Wanted is appropriate for virtually the whole family. There's little questionable material here, although some parents may notice a couple of innuendos, some threats and dart-gun attacks, and one almost-curse word ("Bolshevik" is made to sound like "bull---t"). On the plus side, kids might learn a thing or two about the circus and European destinations like Paris, Rome, and Monte Carlo. As always, Madagascar 3 boils down to the central relationship between the four main zoo animals, and, like the others, the third movie makes sure kids know how important it is to have unconditional friends.
Educational value: Kids might pick up on some circus terminology, as well as well as familiarize themselves with the movie's locales in France, Monaco, and Rome. They'll also discover that Russians like borscht (although technically it's a Ukrainian dish) and that people go to Monte Carlo to gamble.
Messages: Several lessons about loyalty, friendship, what it means to be free, and not allowing past mistakes to get in the way of being bold and trying again.
Role models: All of the animals (except for perhaps those pesky penguins) are positive role models, even with their (usually comic) flaws. They're incredibly dedicated to each other and overcome countless challenges to stay together.
Violence and scariness: Mostly physical comedy and sight gags with the animals -- particularly King Julien and Sonya. The brawling dogs threaten people. The nefarious Captain Du Bois (who's bent on killing Alex as a trophy) isn't afraid of using her trusted dart gun or single-handedly putting three officers in the hospital. Several characters are hit with the dart tranquilizers, and eventually Captain Du Bois gets her comeuppance.
Sexy stuff: King Julien falls in love with a bear whom he calls his "big hairy beast" and compliments on her fur. They're shown snuggling together, and there are a couple of innuendo-laden jokes that will go over kids' head. Gloria and Melman are together and hug a couple of times, and Alex and Gia flirt and eventually embrace.
Language: Nothing inappropriate, but in one scene Vitaly says that's "BULLshevik" in a way that obviously mirrors how you'd say "bulls--t."
Consumerism: In the movie, a Ducati motorcycle receives a good bit of screen time. Off-screen, there are countless product/licensing tie-ins, from toys to video games to social media efforts.
Drinking, drugs and smoking: Not an issue
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Stags Get Only Goal Midway Through Second Half
NEW HAVEN, Conn. – All night it seemed the Yale men's soccer team was taking corner kicks in Friday's game with Fairfield. The Bulldogs finished with a season-high 11 but weren't able to capitalize on any. The Stags, meanwhile, had only two but one of them turned out to be the deciding factor in the game.
Midway through the second half, Jon Clements sent a corner kick that Yale goalkeeper Bobby Thalman seemed to have a beat on. He couldn't control it, though, and it trickled in to the net for what turned out to be the only goal of the game on a rainy night at Reese Stadium.
"It's unfortunate to lose on a freak goal," Yale head coach Brian Tompkins said. "Games turn on different events and this one turned on an accident really. I didn't think we deserved to lose."
The Bulldogs, who lost for the first time at home, outshot Fairfield 15-8 and seemed to have the better of the play for much of the game.
"We didn't pass the ball as well as we needed to, and we didn't execute as well as we can," Tompkins said.
Still, Yale had a couple of good scoring chances that were denied by Fairfield goalkeeper Michael O'Keeffe.
Late in the first half, Aden Farina-Henry got off a hard shot that appeared to be headed into the lower right corner. O'Keeffe, though, dove to his left and got just enough of it to deflect it wide.
Farina-Henry had another opportunity early in the second half, but was again denied by O'Keeffe.
Yale's last chance came in the final two minutes, but O'Keeffe again came up big, stopping a hard shot from Chris Dennen.
"This will be a learning experience for us," Tompkins said. "Even though you hate to lose, I think this experience will benefit us down the road."
The Bulldogs have two more games before the Ivy League opener against Harvard. Yale is at Rhode Island on Sunday at 1 p.m. and then travels to No. 2 UConn next Tuesday night.
Report filed by Tim Bennett, Yale Sports Publicity


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Tibetan Queen Crown Chain Crystal Rhinestone Glass Beads Bracelet
- Sellerwww.bilibouille.com
- List PriceUS$59.77piece
- Sale PriceUS$13.99piece
- ShippingFree Shipping
- Ratings
Product Description
Style: Trendy
Type: Glass Beads Bracelet
Material: Copper, Glass Beads
Color: Blue, Yellow, Black
Weight: About 40g
Length: About 18cm/7", 20cm/7.8"
Width: About 0.3cm
Beads Size: About 1 x 0.9cm
Width: About 0.3cm
Beads Size: About 1 x 0.9cm
Package Includes:
1 x Bracelet
1.Due to the difference between different monitors, the picture may not reflect the actual color of the item.
Please consider this before placing an order.
Please consider this before placing an order.
2.Please allow slight deviation for the measurement data.


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Director's Corner
24 May 2007
MAC review of global ILC R&D programme
During the ILC reference design phase, leading up to the Reference Design Report (RDR), the International Linear Collider Steering Committee (ILCSC) appointed a Machine Advisory Committee (MAC) to provide technical reviews of our work. This committee has been very busy, meeting four times in a little over a year first to review progress in producing the RDR for their first three meetings. The committee recently held their fourth meeting on 26-27 April to review the plan for research and development (R&D), which will be necessary before the start of ILC construction. Their report from this recent meeting has just been issued. The report and our point-by-point responses will be presented to ILCSC on 1 June. This was the last scheduled meeting of the present MAC as charged in their mandate, although I fully anticipate that a new form of a MAC or technical advisory committee will be formed by the ILCSC to monitor our progress during the engineering design phase.
The GDE presentations were organised by Bill Willis, who chairs our R&D Board. The MAC report is generally positive about our programme, and it endorses the approach Bill outlined for collecting R&D items as proposed by the collaborators, categorising them, prioritising them, and seeking contact with funding agencies to provide guidelines for funding. The report acknowledges that this approach is working and that the areas where R&D is needed have been successfully identified. They also acknowledge the growing links between GDE R&D coordination and the funding agencies. In addition, collaborations are becoming more effective in sharing the work and avoiding duplication.
On the other hand, they note that the process of involving the worldwide funding agencies in supporting a well-balanced worldwide R&D programme is still incomplete, and they encourage ICFA and ILCSC to use their influence to help mitigate the difficult situation in parts of the global collaboration. We support this recommendation and also encourage ICFA and ILCSC, as well as FALC to help in this regard. We understand that a balance must be found between regional and laboratory interests and those of the GDE, but it is crucial that, with limited resources, the key R&D issues receive the necessary coordinated support.
The MAC report also makes several comments and recommendations regarding the GDE and its R&D programme, including the following:
- We should make our process of prioritising the worldwide R&D programme more transparent.
- The MAC expressed concern regarding the flat or even decreasing funding profile in Europe and encouraged the European ILC collaborators in their efforts to obtain FP7 funding for ILC activities.
- The MAC expressed their hope that CERN involvement in the ILC will continue, at least in the form of making use of the synergy between ILC related R&D activities and the design and R&D work for other plans and projects, as well as by making CERN expertise available for ILC related R&D. We strongly support this important recommendation and note the importance of collaborating with CERN.
- The report concluded that a rich programme is developing in Asia, with growing contributions from Korea, China, and India. However, they encouraged stronger coordination of Asian activities to prevent the development of duplication and gaps in the R&D programme.
- They also made important points on the technical part of the programme, in particular: on the importance of damping ring R&D programme on electron cloud issues; on the broad world wide effort by our S0 and S1 taskforces, which have the goal to provide an 80% yield of cavities which provide a gradient of 35MV/m; and gave support to the ILC S2 programme goal to conduct a full-scale RF unit string test. However, they expressed the view that the necessity for testing the exact ILC system is overemphasised.
We will discuss and respond to these points and others at the coming ILCSC meeting. I would like to close today by especially thanking the members of the MAC and their chair, Ferdinand Willeke, for their very constructive efforts over the past year, which was often difficult due to our fast evolving programme. These reviews and reports have been of great value to us, and having a mechanism of technical review is essential for the integrity of our work.
-- Barry Barish


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Gates Arrest: Who Was Right & Who Was Wrong (Larry King Live Debate With Judge Joe Brown, Ben Stein & Michael Dyson) [16 Min]
HateFreeTV reports: Larry Elder makes unbelievable statements as he sits down with Larry King and his panel to discuss the arrest of Dr. Henry Louis Gates. The guest also includes Judge Joe Brown, Ben Stein & Micheal Eric Dyson
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Five Finger Death Punch Announce New Release Date for Upcoming Album
Five Finger Death Punch fans are going to have to wait a tad bit longer for the band's forthcoming album, as the release date has been pushed back one week.
The new album, 'The Wrong Side of Heaven and the Righteous Side of Hell, Volume 1' was originally set to drop on July 23, but will now be unleashed on July 30. 'Volume 2' of the double-album release will arrive in the fall.
Five Finger Death Punch recently unleashed 'Lift Me Up' as the lead single from the 'Volume 1.' The track includes guest vocals from metal legend Rob Halford of Judas Priest. In a recent interview with Full Metal Jackie, Halford shared his thoughts about the band by saying, "We just bonded right away and they just have their hearts in the right place, I love them for that and I love them for the fact that they believe in themselves a thousand percent and not letting anybody get in their way."
Halford also joined the band onstage to perform the single at this year's Golden Gods awards. While on the black carpet, we caught up with guitarist Zoltan Bathory who spoke about the mindset of the band and abundance of new material. "It was a situation where we had so much material and we were so happy with what we recorded. It's like what are you going to leave off of the record?"
There is a deluxe edition of 'The Wrong Side of Heaven and the Righteous Side of Hell, Volume 1' that boasts a bonus 15 track live CD, 'Purgatory (Tales From the Pit)' which is available for pre-order on June 18, this release will be accompanied by a redeemable limited edition t-shirt.
For the Death Punch die-hards, there is also l collectible limited edition box set which features a 5FDP lunch box, the deluxe version of the album with the bonus live CD, an early free download of an exclusive new track.
Fans will be able to rock out in their new Five Finger Death Punch shirt with their new lunchbox as the group is gearing up for their co-headlining run on this year's Mayhem Festival. For a full list of dates, go here.


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Preserved: Millionaire's Cherry Rhubarb Jam
Capture the best of your seasonal produce for later.
Get the Recipe
I'm always looking for new and unexpected ways to use rhubarb. My latest obsession is pairing it with sweet cherries. In this recipe, a three to one ratio of rhubarb to cherries yields the perfect balance of tart and sweet. Half a vanilla bean and a generous splash of orange liqueur make for one fancy jam. Sure the ingredients are expensive, but rhubarb comes but once a year. And trust me, the results are well worth the splurge.
This jam is the perfect addition to any festive, celebratory brunch (hello, Mother's Day). It would be delicious over waffles with a dollop of crème fresh, or sandwiched in a biscuit with a wedge of brie.
Get the Recipe
Millionaire's Cherry Rhubarb Jam »
About the Author: Lucy Baker is a food writer and the author of The Boozy Baker: 75 Recipes for Spirited Sweets and Edible DIY: Simple, Giftable Recipes to Savor and Share. She lives in Brooklyn with her husband, son, and dachshund.
This post may contain links to Amazon or other partners; your purchases via these links can benefit Serious Eats. Read more about our affiliate linking policy.


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In my home county, the fair came in early June. Just after the weather warmed and just before the horses ran at Del Mar. The time suited it. The Ferris wheel was at the far western edge; from its height you could look down on a ribbon of two lane highway or out beyond, where two low, tawny hills gave way to beach and sea. It was place wrapped in the promise of summer.I suppose that's why I'd rather forgotten that the fairs of storybooks are autumn affairs. Places for prize pigs and blue ribbon pies. Calico dresses, golden hay bales and cloud streaked harvest skies. Where storybook children run through carnival light in in the briskness of late September air, leaping from carousel horses to spend their nickels on gluttonously dipped apples, bright red and caramel. Such things are best in fall, so I'm quite glad the early days of October brought us to a new county fair and its amusements. Lanky-legged lambs, rambunctious pigs and brown spotted calves. The dust kicked up by hooves in paddocks. The slow spin of the Ferris wheel overhead. The midway lights by night. Folded quilts. Jars of honey. Corndogs from stands. And a three minute wait for photobooth prints."Don't tell me the lights are shining any place but there."
Thursday, October 8, 2009
Meet Me at the Fair
Labels: Photography, Travels
30 comments:
- nikita said...
these photos are absolutely beautiful! the fair sounds just wonderful.
- October 8, 2009 at 5:05 AM
- Karen said...
oooh! i love this post! :) happy theme parks.
- October 8, 2009 at 6:15 AM
- Anonymous said...
these photos are quite remarkable, my dear! they've put in me in a complacent shock. they are truly magnificant, and so are you words to match♥
- October 8, 2009 at 6:17 AM
- Puur Anders said...
Beautiful pictures!
- October 8, 2009 at 7:08 AM
- Chen said...
woww, great photos!
- October 8, 2009 at 7:54 AM
- teapartied said...
beautiful pictures!
I love the lights from carnival rides :)
- October 8, 2009 at 8:01 AM
- Stacy's Designs 88 said...
Gorgeous! Thanks for sharing. Such a beautiful way to start my day today. :)
- October 8, 2009 at 10:23 AM
- Inty swetha said...
great pictures!! love it !! i wish all these things happen at my place!
- October 8, 2009 at 12:09 PM
- Anonymous said...
Dreamy and beautiful!
- October 8, 2009 at 12:53 PM
- 2 By Design said...
Such beautiful photos and thoughts. Your post reminds me of being a kid, and what the fair and childhood should really be about.
- October 8, 2009 at 4:44 PM
- {The Perfect Palette} said...
such fun. great post.
- October 8, 2009 at 6:44 PM
- yoli said...
lovely pics
- October 9, 2009 at 3:41 AM
- Marie said...
Your pictures are so beautiful ! It's look like a dream...
- October 9, 2009 at 5:37 AM
- TLC said...
Inspiring. Thank you!
- October 9, 2009 at 5:40 AM
- sara said...
oh you are making me crave candied apples and cotton candy now!wonderful photos!
- October 9, 2009 at 9:44 PM
- Kim said...
So nostalgic and fun! I love the processing on these too.
- October 11, 2009 at 10:26 PM
- noyab said...
amazing picture!
- October 12, 2009 at 5:13 AM
- Paper Lady Invites said...
lovely pictures! thanks so much for sharing!
- October 12, 2009 at 1:54 PM
- Sarah said...
gorgeous photos! so lovely and dreamlike.
- October 12, 2009 at 4:05 PM
- Anonymous said...
Oh how beautiful and dreamy! I can just close my eyes and hear the music of the fair!
- October 13, 2009 at 4:51 AM
- thedoodlegirl said...
What a lovely place to be! Thanks for sharing your adventures and beautiful photos!
- October 13, 2009 at 9:52 AM
- John Woo said...
well, thanks, i definitely go there some day
thanks for positive
- October 17, 2009 at 2:05 AM
- walrus blog said...
Love the color and softness of the photos. Please check out my blog!
- October 17, 2009 at 8:37 PM
- Sue Foss said...
I also love the soft yet vibrant colors of the fair photos. Gives them a nostalgic feel...
- October 18, 2009 at 7:50 AM
- Acaislim said...
I love these photos!
- October 20, 2009 at 1:10 PM
- Saltina said...
There are several bloggers out there with very nice local fairs. The fairs near me certainly don't look like that!
- October 21, 2009 at 10:22 PM
- Mandie said...
okay, so I saw these pictures of the fair a few weeks ago or something and I have been dreaming about them ever since. I WANT THEM :) Where can I get a gigantic version of this ferris wheel for my livingroom wall???
- October 22, 2009 at 6:49 AM
- Maggie said...
Wow your pictures are really great!
- October 26, 2009 at 8:18 AM
- bomobob said...
Carnivals always ignite that childlike creativity in me when it comes to photography. These shots make me giddy.
I'm so glad I found this blog!
- November 4, 2009 at 7:43 AM
- Julia @ Mélanger said...
I love these photographs. Have you applied a filter of colour to them? I have a few wedding photos that I want to shade in blue and green and this reminds me of the technique.????
- November 12, 2009 at 12:38 PM


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The federal DREAM Act failed to pass Congress; however, President Obama has never been one to let a pesky little thing like the U.S. Constitution to get in the way of achieving his policy objectives.
The Obama administration will stop deporting and begin granting work permits to younger illegal immigrants who came to the U.S. as children and have since led law-abiding lives. The election-year initiative addresses a top priority of an influential Latino electorate that has been vocal in its opposition to administration deportation policies.
The policy change, described to The Associated Press by two senior administration officials, will affect as many as 800,000 immigrants who have lived in fear of deportation. It also bypasses Congress and partially achieves the goals of the so-called DREAM Act, a long-sought but never enacted plan to establish a path toward citizenship for young people who came to the United States illegally but who have attended college or served in the military.
Let's take a look at Article II of the Constitution (the article dealing with the presidency, for those of you in Rio Linda). Hmmm, we've got length of term, eligibility requirements, the electoral college, Commander-in-Chief, state of the Union, adjourning Congress . . . don't see anything here about just ignoring the will of Congress when they don't implement policies you approve of.
Oh. Wait. There it is. It's right between the penumbras and emanations guaranteeing the right to privacy and abortion. My bad. Clearly my Ph. D training was incomplete.
Now you might be upset with this decision, but do not question President Obama's fealty to the Constitution. This is a man who has been a zealous guardian of the Executive Branch's duties and responsibilities. And if you don't believe me, just take a closer look at the tremendous work the Justice Department has done in fighting for the Defense of Marriage Act. No, that president would never let partisan politics prevent him from faithfully upholding the laws of our land.
In all seriousness, this is another power grab that would be impeachable in a saner world. Make no mistake, this is not about the policy itself. That is a topic for another discussion, and is absolutely not the point of this post. The merit of the policy is irrelevant to the concerns over constitutional authority and power. Last I checked this was still a constitutional republic, not an autocracy, and the president of the United States cannot simply make policy absent a grant of legislative authority.
What's troubling to me is seeing a handful of Catholics applauding this decision, including Archbishop Schnurr of Cincinnati. I understand why these individuals support the overall policy, but again, the policy itself is beside the point. You should not applaud a policy when the manner in which it is implemented so flagrantly violates the Constitution.
So let me say this bluntly: if you approve of the president's actions in this particular case, then you have absolutely no standing whatsoever to to complain about the constitutionality of the HHS mandate. If you support this action but think the HHS mandate is a tyrannical show of force, then you are a complete hypocrite. You're essentially signalling that you are okay with usurpation of constitutional authority when you agree with the policy outcome. Just as we can't be cafeteria Catholics, we don't get to be cafeteria constitutionalists either. You don't get to pick which parts of the Constitution you uphold. Now of course constitutions, unlike dogma, can be amended and changed, though I suspect permitting the president of the United States to do whatever he likes whenever he likes would not be an advisable change.
This president has absolutely no regard for the Constitution, and this action only helps underscore this undeniable fact.


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Gaucho wrote:My guess is Puck Drama.
Yes, I was wondering where Puck Drama was. Are these guys fans from other teams, with absolutely no life who have the time to go on a message board and post negative comments? Flyer fans I'd presume, as they have nothing to write about on their own team's message board...either way, Shaky Walton seems to be increasing the intensity of his personal attacks against some of the most intelligent posters on here, and if he keeps that up, he will lose his posting privileges. It seems to make him even angrier when mikey throws hard facts and stats right at him, and he can't refute them, so he resorts to name calling. I think at one point, he called him "Mr. High and Mighty" (without the appropriate punctuation of course).
And to all the other posters who are 100% negative at all times, do you realize that the NHL has a SALARY CAP and that every %$#@*& team has holes? True, I've been relentlessly critical of Bylsma the past few seasons, but criticizing coaches and strategy is fine to do IMO because that stuff is open for debate on message boards. A lot of posters on here have played and/or coached at least a little, as I have. Others have watched the team faithfully for decades. Here's an honest review of what I saw in the game earlier today, as I watched every second of it:
*Fleury made the stops he needed to make and put up the doughnut, which is always a confidence builder.
*Kunitz played physical and was opportunistic once again, pouncing on loose pucks and winning battles.
*Tampa was able to slow the Pens attack somewhat, but at the expense of offense.
*Sutter is on a hot streak. Goal aside, he was tying guys up and just being a black hole when the opponent had possession of the puck.
*Conner, Vitale, and Ebbett played well and utilized their speed, but do they need all 3 in the lineup? A big body at some point would be helpful, provided he could skate a little.
*Just a great road win, not as many turnovers.
*Didn't hear Niskanen's name much...which is usually a good thing for a bottom pair "D"
*Dupuis continues to struggle offensively, but he was in the right places and played a sound game.


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Reel World
Popcorn and Pop Rock--On Thursday, Aug. 24, at 10:15 p.m., the Guild Cinema will host a special premiere screening of two locally shot music documentaries, "Welcome to Wherever You Are: Albuquerque" and "The Oktober People: Spring Crawl 2006." The films feature live concert footage of Albuquerque bands The Oktober People, Scenester, Skinnyfat and much more. They also arrive just in time to give a sneak preview of the Alibi's Fall Crawl 2006 (taking place this Saturday). There is a small cover charge of $3 at the door to help support future films and future music gigs here in Albuquerque.
Film Review
Head Trauma
Indie fright-fest opens the door on a chilly homecoming
A psychological drama with an emphasis on the "psycho," Head Trauma is the second film from ultra-indie auteur Lance Weiler. Weiler's first film was 1998's The Last Broadcast. That no-budget horror flick received a brief hiccup of publicity for being: A) the first feature to be shot, edited and screened (via satellite) using solely digital technology, and B) a major influence on 1999's The Blair Witch Project. Honestly, the first designation is the more significant. The Last Broadcast was assembled on home computers for a mere $900, making it an impressive precursor to today's rampant digital filmmaking scene. (Both Last Broadcast and Blair Witch borrowed a healthy dose of inspiration from 1980's Cannibal Holocaust, rendering that "who made who" debate a bit moot.)
Film Review
How to Eat Fried Worms
Kiddie comedy goes for the box office gross
I'm guessing kids have always liked gross things. I don't recall too many fart jokes in Peter Pan or an abundance of snot references in the works of Charles Dickens. But that isn't to say kids in the Victorian era and earlier didn't appreciate a good gross-out. Boys, after all, are made of "snips and snails and puppy dog tails." (The original Mother Goose compilation, published in 1916, used the phrase "snaps and snails." Common variations include "snips," "slugs," "snakes" and "frogs." I don't know what a "snip" is supposed to be, but most of the other stuff is pretty slimy.)
Idiot Box
Short but Sweet?
"The 58th Annual Primetime Emmy Awards" on NBC
Does anyone really care about the Emmy Awards? I mean, if you're a castmember of "Desperate Housewives" you probably do. But is the life of the average American actually affected by who wins Outstanding Guest Actor in a Drama Series? I doubt it.
Week in Sloth
The Week in Sloth
"Return to Area 51" (TLC 7 p.m.) TLC goes back to Arizona's infamous Area 51 to find it's now a dumping ground for old experimental airplanes--proving that A) the place was never quite as exciting as conspiracy theorists would have you believe, or B) the truth is still out there!
"Remarkable Journey" (KOAT-7 8 p.m.) NAACP President Kweisi Mfume does something about the lack of diversity on network television by hosting this talk show spotlighting American achievers--which would be a lot more inspirational if it weren't preceded by a rerun of "America's Funniest Home Videos."


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1. Re: Lower than 960px;Jacob Bugge Mar 9, 2012 3:30 PM (in response to JimVag1947)
You may consider a floating design where the total width is relative rather than fixed, 100%. You may have elements with relative widths adding up to 100%, or fixed width elements within the overall 100% relative width.
Exactly how depends on which elements you decide to use.
2. Re: Lower than 960px;JimVag1947 Mar 12, 2012 1:33 AM (in response to Jacob Bugge)
Well, jacob.
I saw your answer but the point is not really that.
I will try to be more specific by adapting somehow what i mean, in your example.
Ok, suppose i use a float design(100% etc),at some point due to the folating nature of the site, the overall widht might fall below 900px.
So a site below 900px can it be still appealling(aesthetically) or you think it becomes very much narrow? Try to focus on this last sentence Jacob.
3. Re: Lower than 960px;JimVag1947 Mar 12, 2012 3:40 AM (in response to Jacob Bugge)
I have found many great-lookingn websites having less than 960px width-so it seems there is no problem with that.
4. Re: Lower than 960px;Jacob Bugge Mar 12, 2012 10:36 AM (in response to JimVag1947)
Based on a (re)reading with more focus, I agree. I apologize for the more floating perception.
In my opinion, a site that is narrower than the screen looks best if centred (horizontally so there is an equal amount of space on either side).
Ok, suppose i use a float design(100% etc),at some point due to the folating nature of the site, the overall widht might fall below 900px.
Indeed, but only when viewed on a screen (available portion) narrower than 900px.
5. Re: Lower than 960px;Liam Dilley Mar 27, 2012 2:26 PM (in response to JimVag1947)
Responsive and Adaptive Webdesign is what web designers should be implementing, exploring and working with.
You can see a great example in the new Smashing Magazine website here:
Check that out on the ipad or iphone or just scale the browser window down.
6. Re: Lower than 960px;Nancy OShea Apr 1, 2012 1:22 PM (in response to Liam Dilley)
Smashing Magazine is a WordPress site. Not that there's anything wrong with that...
Nancy O.
7. Re: Lower than 960px;JimVag1947 Apr 2, 2012 4:15 AM (in response to Nancy OShea)
I know i am getting off topic with what i am going to ask but I am tempted to do so.
What is your opinion when it comes to CMS?
Custom CMS or wordpress/joomla and whatever else is out there?
I am making this question because i am taking advantage of the fact that Nancy mentioned that smashingmagazine is wordpress and by the fact
that i am building a site this period(for myself) that is not base in any kind of CMS found in the web.
8. Re: Lower than 960px;Nancy OShea Apr 2, 2012 10:44 AM (in response to JimVag1947)
If you're building the site for yourself and you like to use Dreamweaver, you probably don't need a CMS site.
CMS is good for clients who can't use Dreamweaver but want to be able to update their site themselves.
CMS is also ideal for groups in collaborative settings where multiple contributors can log-in and add/edit content.
Which CMS you use depends on a) your coding skills, b) budget, c) features needed.
Nancy O.
9. Re: Lower than 960px;Marian Driscoll Apr 3, 2012 6:19 AM (in response to JimVag1947)
JimVag1947 wrote:
Further, Lullabot is a Drupal site. CMS is taking over.
I don't know what type of site you are making but a database-driven site are the only sites that I visit anymore. I cannot name a single static site that is of use to me. Along with the different technology, there is also a different mindset for the web author. An easily edited CMS often has more active/fresher content.
To get back on topic but still discuss CMS...
JimVag1947 wrote:
...the site which is now at 960px(so as to reduce white space)...
A CMS relies on templates/themes to make redesign so much easier. We initially separated content from style by introducing CSS. We can further that separation by separating that content in a CMS database. That separation makes it easier to create multiple designs for various screen displays. You can use the same content to design right now for a 480px mobile device, a standard 960px desktop, and a higher desktop resolution to be standard in a few years.
10. Re: Lower than 960px;JimVag1947 Apr 8, 2012 11:26 PM (in response to Marian Driscoll)
I don't know what type of site you are making but a database-driven site are the only sites that I visit anymore. I cannot name a single static site that is of use to me. Along with the different technology, there is also a different mindset for the web author. An easily edited CMS often has more active/fresher content.
I am surely building a db-driven a site, and I am building a cms, so it is custom, no joonla or other open source cms?
I chose to do a custom CMS because I want to have a complete "freedom" in what i can do and of course beacuse it is for me and not for a client.
Since this is a site for a web app it must be made with custom features, an open source provides things that for such a project i just do not need.
11. Re: Lower than 960px;Marian Driscoll Apr 9, 2012 6:14 AM (in response to JimVag1947)
I think that you might be confusing something. You are completely free to modify an open source, open licensed CMS. Open source is what gives you complete freedom.
Open source allows you to build on the knowledge and experience of many others. You will not need to reinvent the wheel. Creating your own CMS requires a lot more effort. Inexperienced developers will likely leave a lot more security holes than their open source counterparts.
12. Re: Lower than 960px;JimVag1947 Apr 9, 2012 7:55 AM (in response to JimVag1947)
Yes you are right in what you are saying.
reaching in the decision to make a CMS from scratch was based on 2 things.
- 90% of the functionality of a CMS(such as Joomla-since this is the CMS I) is useless for the site i am making, that figure maybe exaggerated, 10% is things like authentication.
- I do not want anyone figure out that the site is based on Joomla or other CMS-I do that for security reasons. Of course you told me that the developers of an open-source CMS have already adressed that issue. Well, if I could conceal somehow(and completely if possible) the fact that the site is based on Joomla it would be great, but i do not know if this is possible at all, in which case I build a CMS from scratch but with the drawback that I might miss something.
What do you think? There are 2 paths here, and the decisive factor is security. Point 1 is secondary.
Anyway, thanks for the enlightenment, fortunately, this site is for me and there is no any time constraint.
Message was edited by: JimVag1947
13. Re: Lower than 960px;Nancy OShea Apr 10, 2012 10:24 AM (in response to JimVag1947)
Before you decide to build a CMS yourself, have a look at these links. With these products, you're not locked into anything you don't need.
Get Simple CMS - (open source)
PHP, no database required.
Perch - (commercial)
Requires PHP & MySql
e107 CMS - (open source)
Requires PHP & MySql
Content Seed - (commercial)
Available in ASP or PHP, no database required.
WebAssist Power CMS (commercial extension for Dreamweaver)
Requires PHP & MySql
Concrete5 CMS - (open source)
Requires PHP & MySql
Nancy O.
Alt-Web Design & Publishing
Web | Graphics | Print | Media Specialists
14. Re: Lower than 960px;JimVag1947 Apr 12, 2012 1:07 PM (in response to Nancy OShea)
Ok, thanks for the suggestions-anyway, we are way off topic.


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|International Space Station Imagery
high res (0.8 M) low res (73 K)
|JSC2004-E-18457 (April 2004) --- This artist's rendering depicts the port side of the International Space Station following the January 31, 2004 docking of the Progress 13 resupply vehicle to the aft end of the Zvezda Service Module. Soyuz 7 is docked to Pirs.
Curator: JSC PAO Web Team | Responsible NASA Official: Amiko Kauderer | Updated: 11/19/2012


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My Neighbor | Pastor Dave Sharpes from College Church of the Nazarene on Vimeo.
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product description page
Outdoor Set Of 2 Rectangular Accessory Toss Pillows In Lobster Rojo - Jordan Manufacturing
About this item
Number of Pieces: 2
Care & Cleaning: Wash with Soap and Water, air dry, spot or wipe clean, do not bleach
Closure Type: Sewn seam
Fill Material: 100% Polyester Fiber
Used For: Loveseats
Features: Knife Edge
Includes: 2 chair seat cushions
Textile Material: 100% Polyester
Pattern: Printed pattern
Cushion Seat Dimensions: 18 inches wide x 12 inches deep
Protective Qualities: Fade-resistant, UV-resistant, water-resistant, Weather-resistant, stain-resistant
Seat cushion thickness: 4 inches
Warranty: 30 day limited warranty. To obtain a copy of the manufacturer's or supplier's warranty for this item prior to purchasing the item, please call Target Guest Services at 1-800-591-3869
Item Number (DPCI): 009-03-5661
Origin: Assem In USA w/ foreign parts
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