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By Anne Tergesen
One in four 401(k) participants has, at some point, raided his or her 401(k) savings to cover non-retirement expenses, including mortgages, college tuition, and credit card bills, according to a study released this week.
Workers withdrew $70 billion from their 401(k) plans for non-retirement needs in 2010, says the report by HelloWallet, a company that sells personal-finance and budgeting technology to employers. The "leakage" represents a significant share of 401(k) assets: By comparison, the report says, employees contributed about $175 billion to their 401(k) accounts in 2010, while employers contributed about $120 billion in matching contributions.
Retirement account leakage occurs in three forms: loans, hardship withdrawals, and cash-outs, which occur when employees withdraw all their money upon leaving a company.
Some leakage is worse than others. Brigitte Madrian, a professor at Harvard University's Kennedy School of Government, says that while loans, including those taken out for home down-payments, are the "biggest way that people tap into their accounts, most of that money is repaid." (Typically, only about 15% of 401(k) loans default, Madrian says, and participants who take loans don't typically reduce their contribution rates while the loans are outstanding.)
The bigger problem, Madrian adds, concerns cash-outs. While those who cash-out their accounts tend to have small balances, "as a whole, it adds up to a lot of money." When accountholders cash out before the age of 59 ½ without rolling the money into another qualified retirement plan, they owe income tax on their cash-out, plus a 10% penalty. Most of the cash-outs in the study fall into this category. If cash-outs, loan defaults, and hardship withdrawals could be stopped, "it wouldn't be unreasonable to get a 30% increase in cumulative accumulations" in retirement accounts, Madrian says.
The HelloWallet report is available here for readers willing to provide their email address to the company. Among its other findings are:
– Tax-penalized withdrawals taken by participants 59 ½ or younger increased from $30 billion in 2004 to almost $60 billion in 2010.
– Workers in their 40s are most likely to breach their savings for non-retirement needs.
– Over 70% of those who raid their accounts report that they did so because of basic money management problems.
HelloWallet sells a mobile app and online program to employers, who in turn offer them to employees to help them keep track of their finances. (For more on such apps and tools, see the Wall Street Journal's "Seven Resolutions to Get Your Nest Egg in Shape.")
The report concludes that many of the employees who have taken loans, cash-outs, and hardship withdrawals would be better off if their employers were to encourage them to build emergency savings before funding a 401(k) plan. These participants "are unnecessarily paying investment management and advice fees, mutual fund, administrative, and trading fees and are likely over-investing in risky equity and bond investments that are not appropriate for short-term savings needs," the report says.


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When most of the 13 people on the Memphis City Council began their service in 2008, the city's property tax rate was $3.43 and rolling back that rate was a priority of a voting majority on the body.
That changed last month when the council approved a property tax rate of $3.40 that includes a four-cent tax hike.
And there were a lot of factors that played into the decision.
"For the first five years we were on the council, we all sort of agreed that we need to reduce taxes, and we have," council budget committee chairman Jim Strickland said on the WKNO-TV program "Behind The Headlines." "But frankly, we did that because we were rolling back the schools (funding) and that gave us the opportunity to do that. This was the first year where we didn't have that and we had to face our budget as is and make tough decisions."
The program, hosted by Eric Barnes, publisher of The Daily News, can be seen on The Daily News Video, video.memphisdailynews.com.
Council member Kemp Conrad, meanwhile, warned the city's long term financial problems, highlighted in a letter and report from Tennessee Comptroller Justin Wilson, aren't over.
"I bet in the next 30 to 90 days that will be the next shoe to drop and they are going to come back to us and tell us you've got to change your pension plan," Conrad said. "Either make the changes y'all made last (fiscal) year for current employees … or go to some kind of hybrid defined contribution plan like the state has recently done."
The property tax rollback began with the council's controversial decision in 2008 to cut the city's funding to Memphis City Schools. The school system contested the funding cut and won the court case.
The city continued to fund the school system in future fiscal years. But that obligation by the city ended June 30 when the fiscal year ended and Memphis City Schools went out of business in the schools merger.
The problem, according to Strickland was council members made preliminary cuts to go below even the existing $3.11 rate in budget deliberations this year. But then funding was restored in the final council vote last week or reallocated to other line items.
Strickland took the position the council should restore enough funding from the cuts to keep the tax rate at $3.11.
"Instead we didn't raise it just a little bit, we raised so much that it outstripped the cuts we made," he said.
Conrad and Strickland voted against the budget and tax rate. The operating budget included cuts proposed in Strickland's budget plan as well as the plan of council chairman Edmund Ford Jr. It also undid some of the earlier cuts in both plans.
The voting majority on the council rallied around a change led by council member Harold Collins.
Collins argued the council's responsibilities to the issues raised by the comptroller should be balanced against the impact further cuts in services and layoffs would have on the local economy. He cited an environment where 2,000 employees in the two school systems were expected to lose their jobs in the schools merger. A hundred of those layoffs were the same week the council met.
"This is absolutely crazy," Collins said during the council debate. "You can't invest in your city for 4 cents? You ought to be ashamed of yourself."
Other council members said the cuts to services are prompting Memphians to leave the city for the county outside Memphis and beyond.
That's another change from the earlier days of the current council majority when the most vocal argument was that a rising city property tax rate was causing the exodus.
Collins, during the first term, argued for a goal of getting the tax rate below $3 eventually. His argument last week was to keep the tax rate low but balance that with an emphasis on restoring services cut and in particular cutting the only division budget in city government that has grown in recent years – the Memphis Police Department.
There was agreement on that and other parts of Collins' formula if not its philosophy and if not reflected in the council votes on the tax rate and the budget.
"If we continually raise taxes, we will continually lose population, and to me that is not sustainable," Strickland said.
There was also agreement on both sides of the votes last week that Memphis Mayor A C Wharton Jr. and his administration could have played a more visible role and advocated for a particular course of action – any action – more forcefully.
"They have to lead on some of these things," Conrad said. "They came in three business days on the Thursday before we were supposed to vote on the budget with a raft of proposals out of the five-year plan that we asked them for. They said, 'We are advocating for these.' And then we came back the next week and they weren't."
Copyright 1995 -
by The Daily News Publishing Co. Inc. - All Rights Reserved

subset: commoncrawl


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Here is one person who has known she could do better and has actually done it and continues to do it: Olympian Lindsey Anderson and the Lindsey Chronicles, part 3.
Lindsey has arrived in China and is preparing for her Olympic odyssey in the Chinese city of Dalian, which is about a one hour flight from Beijing.
Says her husband Mark, who will fly to China on August 12, "Lindsey got to Beijing today. She says that the Opening Ceremony clothes are by Ralph Lauren and are fully decked out. She says she feels like she's wearing a suit when she puts it on. She found out that athletes are unable to take video or pictures during the Opening Ceremonies. We're bummed about that."
Lindsey from Beijing: "The flight to China was about twelve hours long and I was able to sleep for about four of those hours, enough that I haven't felt way dead today.
"It took forever for everyone to get through customs because some of the PVC's (what we use instead of passports) didn't have middle names like some of the athlete's passports.
"We landed at 2:20 p.m. and didn't get to the Olympic Village until about 6:20 p.m. It was a long time to wait!
"Once we got here, me and a few others went out on a run. We weren't going fast or anything, but it felt good to run even though my legs felt kinda funny from the long flight and everything else we did.
"The Olympic Village is huge, but not very good for longer runs. A lot of smaller loops.
"Tomorrow we head to Dalian. I think it will be a lot less hectic once we get to Dalian. At least now when I come back to the village I'll know where everything is and be able to get around fine!
"I still have to organize myself down to one bag for Dalian. I know I will have no problems sleeping tonight! I'm pretty exhausted..."
Lindsey from Dalian: "I can't believe it's already Friday, this week has gone by so fast. Today was another long day of traveling. I was able to do a morning run before we left the Olympic Village for the airport so that was good. It took us forever to get our bags checked. They had a separate counter open for us and it still took forever! Once we got to Dalian we had a 45 minute drive to our hotel.
You wouldn't believe the security measures they are taking here in Dalian. We had our own police escort from the airport. They closed down the road that we drove on so there was no one on it except our bus and the police escorts, while the traffic on the other side was almost at a standstill.
"The only places we can really run here is at the track or at the golf course (only nine holes) right next to our hotel. If we want to go on the road we have to get a group together and set up a time so the police can drive with us as we run as our escorts.
"I ran for 60 minutes today at the golf course and it went well! It started to rain on us so it was actually pretty cool as we were running so that was nice! It's beautiful here in Dalian. The weather is still very humid but it's been so much more mild than it was in Osaka at the World Championships last year.
"It had rained last night in Beijing a bit so as I was doing my morning run this morning it was actually pretty clear out and nice! If it keeps raining off and on a little bit that would definitely help the air quality! But even then it hasn't been nearly as bad to me as everyone was putting it out to be. Hopefully it will stay like that!"
Lindsey also responded to more SJR questions.
Q: Macee Nielson is a Monticello high school sophomore-to-be who, like yourself, recently beat everyone in the 24th of July 5K. She is a 1A cross country champion as a freshman and also the 1600m champion this past spring and competes with the 1A-5A girls. Any words of wisdom, advice, admonition for her?
A: That's way exciting for her! Tell her not to get intimidated by the bigger schools. She will have good races and she will have bad races, but the key is not to feel like you have to race awesome at every race.
Don't put that much pressure on yourself! I sure did in high school and running just wasn't as fun for me then as it is now, even before I made the Olympic team. If she has any specific questions I'd be more than happy to answer them!
Q: How are you feeling about your preparation for the Olympics?
A: I'm feeling good! My workouts and training have been going well and I'm excited to be here now so I can really just focus and get ready to race!
Q: You have said your goal is to make the finals in the Olympics and to do so you'll probably have to run the trials in about 9:25. Your personal best is a 9:30, run at the Olympic Trials. How is the 9:25 coming?
A: 9:25 is definitely there with how my training has been going, so it'll be good to go out and do it.
Q: What is the first thing you put in your suitcase?
A: I think the first thing I put in was my spikes. Definitely a must for racing!
Q: What do you read while waiting at airports?
A: Usually once I get through security, I'll talk on the phone for a bit, but once I get to the gate and I'm waiting for the plane I'll either read a book or the Ensign. If I don't feel like reading, then I'll listen to music on my ipod and play the game 'Bejeweled' on my phone!
Q: What about diet? What do you eat while training?
A: I definitely eat a lot of fruits, vegetables and grains, plus I love milk so I drink a lot of milk. My diet usually stays about the same throughout my training, just the amounts tend to vary depending on the day. I try to stay away from a lot of high fat foods and stuff like that, but I also eat ice cream and other types of desserts occasionally.
Q: What is your mantra? What do you say to yourself when you want to slack off a bit?
A: Wow, that's a tough question! I think the biggest thing I try to do is stay positive and trust my training. My most favorite thing that my coach, Paul Pilkington always tells us is: "You're fit, so you will race well."
"Whenever he tells me that I completely trust him because he wouldn't say it if he didn't mean it and he knows even better than me what my fitness level is. It's very comforting to go into a race knowing you're going to do well beforehand.
Next week, Lindsey returns to the Olympic Village in Beijing, attends the opening ceremony and continues training for the 3000 meter steeplechase trials, which are on August 15, followed by the finals on the 18th. Send your comments and/or questions to firstname.lastname@example.com or firstname.lastname@example.com.


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Industries Environmental Documents
Final Environmental Impact Statement on Sparrows Point LNG and Mid-Atlantic Express Pipeline Project (Docket Nos. CP07-62-000, CP07-63-000, CP07-64-000, and CP07-65-000)
Issued: December 5, 2008
FERC staff prepared a final environmental impact statement (EIS) for the AES Sparrows Point LNG, LLC and Mid-Atlantic Express, L.L.C. (collectively, AES) Sparrows Point LNG and Mid-Atlantic Express Pipeline Project. The liquefied natural gas (LNG) terminal is proposed for an industrial port setting on Sparrows Point, in Baltimore County, Maryland, and consist of facilities capable of unloading LNG ships, storing up to 480,000 cubic meters (m3) of LNG, vaporizing the LNG, and sending out natural gas at a baseload rate of 1.5 billion cubic feet per day (Bcfd). The pipeline would include about 88 miles of 30-inch-diameter natural gas pipeline (about 48 miles in Maryland and 40 miles in Pennsylvania), ending in Eagle, Pennsylvania.
The U.S. Coast Guard, U.S. Army Corps of Engineers, and the U.S. Environmental Protection Agency cooperated in the preparation of the final EIS.
FERC's environmental staff concludes that the Sparrows Point LNG Terminal and Pipeline Project with appropriate mitigating measures, as recommended, would have mostly limited adverse environmental impact. The primary reasons for our decision are:
- AES would construct its LNG terminal within an industrial port setting and the proposed pipeline facilities would follow existing, maintained rights-of-way for about 84.8 percent of the proposed pipeline route;
- AES and Mid-Atlantic Express would minimize impacts on soils, wetlands, and waterbodies by implementing their Environmental Construction Plans;
- AES and Mid-Atlantic Express would be required to develop with federal and state agencies an acceptable Aquatic Resources Mitigation Plan and Consolidated Dredge Plan that would compensate for impacts to wetland and waterbody resources;
- The Coast Guard's Waterway Suitability Report has preliminarily determined that the Patapsco River/Chesapeake Bay and territorial seas can be made suitable for LNG marine traffic to the proposed LNG terminal site, provided additional Recommended Mitigation Measures necessary to responsibly manage the maritime safety and security risks are put into place;
- AES would incorporate appropriate features and modifications, as specified by staff's recommendations, into the facility design to enhance the safety and operability of the proposed LNG facility;
- The proposed facility would comply with the siting requirements of Title 49, CFR, Part 193;
- AES would be required to develop and implement an Emergency Response Plan that would include involvement by state and local agencies and municipalities; include a Cost-Sharing Plan and a Transit Management Plan; and meet the requirements of the Commission, the Coast Guard, and other federal agencies;
- Consultations with the State Historic Preservation Officers and the Advisory Council on Historic Preservation, as required by Section 106 of the National Historic Preservation Act, and with the U.S. Fish and Wildlife Service and National Marine Fisheries Service, as required by Section 7 of the Endangered Species Act, would be completed before beginning construction;
- AES and Mid-Atlantic Express would obtain all federal permits and authorizations and would follow the applicable permitting requirements of the States of Maryland and Pennsylvania; and
- The environmental inspection and mitigation monitoring program would ensure compliance with the mitigation measures that would become conditions to any authorizations of the proposed Project issued by the Commission.
FERC Commissioners will take into consideration staff's recommendations in the final EIS when they make a decision on the project.
FERC Commissioners will take into consideration staff's recommendations in the final EIS when they make a decision on the project.


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BFGoodrich Mud-Terrain T/A KM TiresPosted in How To on July 1, 2012
BFGoodrich changed the light truck tire world with the introduction of its 12R15LT Radial All-Terrain T/A in November of 1976. Since then, it's maintained its leadership in off-road light truck tires, fending off challengers over the years.
The current BFGoodrich Mud-Terrain, the KM2, is a respectable tire that is a jack-of-all-trades, but master of none. This tire, the LT255/75R17 Mud-Terrain T/A KM harks back to the earlier BFG Mud-Terrain tread pattern and is the OE tire on the Jeep Wrangler Rubicon. It's only available in this one 32-inch size, which is a pity. The KM is one of the best tires available today.
While it reminds us of the older BFG Mud Terrain tread, the KM's tread pattern was new when introduced in 2006. With DiggerLugz upper sidewall traction bars and tread clearing shoulder void bars, improved high-void tread design, interlocking tread elements and advanced compounding, along with BFG's TriGard three-ply polyester carcass, the KM works better than any other BFG Mud Terrain ever has.
Yes, the KM works. It works well on the pavement, in the rocks, in the sand, in the snow, in the dirt, and in light mud. They aren't too heavy, either. They balance easily and we've never seen a KM that exhibited much radial or lateral run out. When brand new, the KMs are silent and smooth on the pavement. As they wear, they start to emit a slight noise, but it's not intrusive until they're worn out. Off road, the KM's amazing performance is becoming legend. The compound mentioned earlier is sticky on the rocks while the tread design easily pulls the JK through deep sand and dirt. We didn't have mud when we shot the photos, but the KM's mud performance is okay, although if you have gumbo clay mud, they're overpowered quickly.
BFGoodrich Mud-Terrain T/A KM tires are outstanding tires. If you own a smaller SUV or just run 32-inch tires on your rig, these should be your first choice when purchasing tires. They really are that good.
Come on BFG, build the KMs in more sizes!


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Posts Tagged 'Cook County
What Was the Cook County Clerk's Office Hiding on Friday November 16th, 2012?
[ Click above to embiggen: the supposedly "public viewing" schedule of Cook County Clerk David Orr's activities; note the November 16th Canvass of Votes that was listed as "open to the public" at the Hawthorne Distribution Center…but in fact the Clerk's Office would not allow the public to view what was happening there. ]
On Friday November 16th, 2012, the Cook County Clerk's Office held what was supposed to be an open-to-the-public "5% audit and canvassing" of the 2012 election results for Chicagoland.
At 10am last Friday, I traveled to the Clerk's Office Hawthorne Distribution Center warehouse at 4545 W. Cermak to observe what was happening and to find out exactly what a "5% audit and canvassing" was…but I was denied entry into the facility and the Clerk's Office would not allow me to observe what they were doing, despite the fact that the Clerk's Office website listed this event as being open to public viewing (see: last entry on calendar, for November 14-16th 2012).
In Illinois, both the state "open meetings act" and the statutes governing elections in Cook County require events like the "5% audit and canvassing" to be open to the public.
So, the question of the day is "What was the Cook County Clerk's Office hiding on Friday November 16th, 2012?" when it barred me from viewing what it was up to in that warehouse?
I've spent the last few days trying to figure out what, exactly, these people didn't want me to see…or why they thought they could get away with preventing me from viewing something that is listed as being open to the public. This being Illinois, no one was quite sure whose office is responsible for taking a complaint about the Clerk's Office not allowing a member of the public to view what it was doing. Chances are that not very many members of the public ever actually WANT to view these sorts of things…and poorly trained staff who aren't accustomed to people wanting to see what's going on could be an explanation for what happened.
Or, Cook County Clerk David Orr could have been hiding something.
Here in Chicago, when government agencies do something like this there are two options for how people can respond:
1. Do nothing and just walk away, letting them get away with it…
2. Invest the time and energy to file a formal complaint against the agency and FOIA everything related to what it was up to
I've decided to pursue this with the State's Attorney's Office, which apparently is who I need to speak to today. When I was first barred from viewing what was happening on Friday, I called the Chicago police…but they sent me to the state police, because they thought they didn't have jurisdiction over a county warehouse. The state police sent me to the Board of Elections…but that agency told me I needed to call the Illinois Attorney General's office; that office, of course, told me to call the State's Attorney's Office (which is where I'm at now).
The actual Cook County Clerk's Office would not discuss this matter with me and kept sending my calls to the voicemail of their Public Relations person, Courtney Greeve. The actual County Clerk (David Orr) had a particularly rude assistant who called me "a troublemaker" and said "we encourage you to speak with the State's Attorney if you like but no one from this office will talk to you".
This is what it's like dealing with the elected officials in the Illinois Puzzle Palace…and it's why people just give up…and why officials like David Orr believe they can get away with whatever they want in this state.
Isn't it time that changed?
I'll document the progress I make on this today…and the days ahead…as I move forward with my complaint against the Clerk's Office and compel David Orr to explain why a member of the public was barred from viewing activities that were supposed to be open to the public.
I believe that if you didn't like the results of the November 6th election and you want things to be different in 2014 and 2016, then you have to start doing things differently and becoming more personally involved in what's happening to our country. That starts with the place you call home, where you live. In my case, it just happens to be the most corrupt and obstructionist county in the country…where the people elected to office apparently are always hiding something. Normally, I'd just research and write about this kind of thing online…but is that enough anymore?
I don't think so.
I think it's time to draw a line in the sand and push back against Democrats in this state…and to file every complaint, FOIA every document, and attend every Board meeting to openly start calling out people like David Orr for their bad behavior.
This is my new hobby. I hope you'll chime in below in comments with any experiences you've had where you live that might have been similar.
Welcome to the puzzle palace.


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|By Admin1 (admin) (adsl-70-240-139-65.dsl.okcyok.swbell.net - 18.104.22.168) on Friday, January 13, 2006 - 11:08 am: Edit Post
1978: Terri Salus served in Honduras in Tegucigalpa beginning in 1978
Returned Peace Corps Volunteer Terri Salus can be contacted at theresedsalusagsadgov
Host Country: Honduras
Training Group Name: The Big One
City (or cities) you served in: Tegucigalpa
Year you began your peace corps service: 1978
Year you completed your peace corps service: 1980
Peace Corps Work Description (in one line): Community Development/Economic Planning
Originally posted: May 17, 2001
Looking for another volunteer who served with this Group?
If you know this volunteer or someone from his or her group and are looking to reconnect with them,
leave a message above where it says "Create New Conversation."
If this is your profile, post any additions, updates or corrections to your profile below where it says "Add a Message."
RPCVs: To add your own RPCV profile click here.
| The Peace Corps Library
Peace Corps Online is proud to announce that the Peace Corps Library is now available online. With over 30,000 index entries in 500 categories, this is the largest collection of Peace Corps related stories in the world. From Acting to Zucchini, you can use the Main Index to find hundreds of stories about what RPCVs with your same interests or from your Country of Service are doing today.


text: Apply instant bling to show apparel with beautiful Kristal appliqués. 900 clear crystals are placed on Kristal transfer tape in a grid pattern - just apply with a hot home iron to affix to most fabrics. Fast, easy way to jazz up new or existing show clothes with dazzling designs. Tip sheet included. Not for use on items for children 12 or younger. Approximate size 8" x 15".


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CULVER, Ind. – Notre Dame quarterback Everett Golson heard about coach Brian Kelly's comments last week saying there is a quarterback competition at Notre Dame. Golson even heard about Kelly's barb that Golson didn't really lead Notre Dame to the BCS National Championship game in 2012.
"I would argue Everett rode the bus to the national championship," Kelly said.
But Golson said Monday he isn't bothered by any of the chatter.
"I think that's more so for y'all ... " Golson said of the bus comment. "With competition, it's going to enhance your playing. It kind of raised the stakes a little bit. You can't come out and be comfortable one day, so you gotta...


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Node.js® Enterprise Support
New comprehensive plans availableLearn More
October 11, 2012Nodestack is Node.js, MongoDB, and SmartOS by Ben Wen, VP at MongoLab
Nodestack is a server-side technology stack composed of SmartOS, MongoDB and Node.js.
October 10, 2012Why Telefonica Digital is Bullish on the Future of Nodestack by alexsalkever
Applications in today's world require insane speed at all the various application tiers — from front-end to server to data layer.
September 28, 2012Node.js: One Language to Rule Them All by aaronheckmann
We at 10gen are thrilled about our ongoing partnership with Joyent and our upcoming participation in the NodeStack online conference.
September 12, 2012Voxeo Labs Adds Telco APIs and Mobile VoIP to Joyent's Global Cloud Network by joyentlindsay
Voxeo Labs, a San Francisco-based technology company leading the industry in real-time carrier APIs, today announced that it has joined the Global Cloud Network (GCN); an alliance of mobile carriers who run their cloud on Joyent's SmartDataCenter fabric. In joining the GCN, Voxeo Labs is helping to deliver the world's first Mobile PaaS.
August 24, 2012DIY vs as-a-Service: The Economics and Practical Benefits of Leveraging Cloud Services by joyentlindsay
Joyent brought together four leading cloud service providers to give you practical tips in a no holds barred conversation.
August 14, 2012DIY IaaS vs PaaS Approach Webinar and Meetup by joyentlindsay
August 7, 2012Scripting the Zeus/Stingray API by joyentlindsay
June 29, 2012Telefónica launches Joyent-powered cloud service in Spain by shogatwo
June 26, 2012New Relic Launches App Speed Index and Custom Dashboards by shogatwo
March 14, 2012Joyent Cloud Meetup: Circonus's Brian Clapper by jacksonwest
January 24, 2012Joyent and Sprint Partner to Bring Node.js to Developers on SmartDataCenter by shogatwo
January 23, 2012Joyent Gets New Funding by shogatwo
December 16, 2011Node on Azure and SDK Release by brauneric
December 9, 2011A Brand New MongoDB Appliance with Pre-Installed, Tuned Up Mongo Goodness by alexsalkever
October 31, 2011Cloud DNS: How to Speed Up Your Cloud Apps at No Extra Charge by alexsalkever
This is a guest post from Cory von Wallenstein, the VP of Engineering for Dyn.


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Please select your country of residence to view relevant information, fares and special offers.
At Jet Airways, we do everything possible to ensure careful handling of your baggage. However in case your baggage or its contents suffer any kind of damage, the same must be reported to a Jet Airways representative in the baggage hall before you leave the airport.Our representative will ask you to fill out a related document and report the problem immediately. When damage is reported and deemed the result of negligence or accident on part of Jet Airways or its representatives, we will offer you a choice of either immediate settlement or arrange to have your baggage repaired at our cost.Fragile items packed in checked baggage are not covered by Jet Airways; please ensure all such items are securely packed to avoid damage, breakage or spillage. Damage due to over packing or excess weight is not covered.
Jet Airways does not accept liability for conditions that result from normal wear and tear such as scratches, minor cuts, dents, and/or damage to checked luggage such as:
Broken wheels or feet
Loss of external locks, pull straps and security straps
Damage resulting from over packing
Damage to retractable luggage handles
Fragile or perishable items damaged during transport
Items unsuitably packed or unsuitable for transportation


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Hire a Website Designer
Бюджет $750-1500 USD
DS-Interpretation, Inc. specializes in Simultaneous Interpretation (SI). Our company site needs to be updated and modernized. We are also looking to add an online store. We would love for the site update to be completed in two- three weeks. We look forward to working with you!
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Home | Academics | Our Schools | Conservatory of Performing Arts | Conservatory News & Features
Assistant Professor Andrew Halasz and recent cinema graduate Noel Schemaier work in one of the cinema arts editing suites on campus.
Movies like "Avatar," which broke box-office records with its 3D animation and innovative graphics, have changed the face of the entertainment industry, creating new opportunities for highly skilled digital arts professionals who can dazzle audiences.
For students interested in pursing careers in animation and visual effects, Point Park has developed a new bachelor's degree in digital arts, complementing its existing cinema and screenwriting programs. Twelve students will be admitted for fall semester 2011.
Click image to play examples of student work in digital arts.
The new digital arts curriculum offers two concentrations -- animation or visual effects -- both with a strong emphasis on the art of storytelling.
"The program utilizes the Conservatory approach to education. Students will get a full four years of study in their major, enabling them to work on animation and visual effects projects all the way through from their freshman to senior year of study," said Nelson Chipman, assistant professor and chair of the Department of Cinema and Digital Arts within the Conservatory of Performing Arts.
Point Park's program also emphasizes collaboration and interdisciplinary study.
"Digital arts students will work with students in cinema production, who are creating live-action film, as well as screenwriting majors, who are writing the scripts," said Andrew Halasz, assistant professor of cinema and digital arts. "The idea is that all of these programs will learn to work with one another, ultimately functioning as a Hollywood studio would in a real-world production environment."
At Point Park, that environment includes Cinema Arts production equipment and facilities, including fully-outfitted editing suites and a Mac computer lab.
Graduates of the program will head into an industry projected to have an average increase in jobs of 18 percent per year through 2018, according to the U.S. Bureau of Labor Statistics.
Point Park alumna Noel Schemaier graduated in May 2010 from the cinema and digital arts program with a concentration in directing. As a student, she took courses in intermediate and advanced digital arts and said the new digital arts major will be a helpful to anyone looking to focus in that area.
"There are so many intricate technical aspects to learn within the digital arts that a student wishing to focus on special effects and animation really needs to dedicate an intensive four years to master the skills necessary to compliment their collaborative work with the other programs," she said.
Schemaier feels Point Park prepared her well as she considers career options.
"One of the reasons I really enjoyed the classes I took at Point Park is because I felt they taught me some fun yet practical and marketable skills," she explained. "I've learned some very useful programs all of which can translate into work such as professional graphic advertisement for print, online, and motion-based ad graphics, website design and construction, professional DVD design and interactivity, short animations, and special effects. All of these skills I've used for personal projects as well as work on other people's films and freelance work."
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After two Winthrop University trustees asked for details last month about her husband's employment, then-President Jamie Comstock Williamson told a campus technology staff member to "purge" an email she wrote last August that initiated Larry Williamson's hiring, the Board of Trustees chairwoman says.
Kathy Bigham and vice chairman Karl Folkens met with Jamie Williamson on June 9 to discuss Larry Williamson's employment "and how it came about," Bigham told The Herald late Friday. The meeting came several days after The Herald asked questions about Larry Williamson's employment.
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Instead of sending that email to the trustees, Williamson "telephoned a senior technology staff person and directed him to purge the Aug. 3 email from the president's account and Dr. Faust's account," Bigham said. The directive came just two minutes after the other email was sent to the board members, she said.
Williamson rescinded the order after the staffer reported the Aug. 3 email had already been forwarded to at least one account outside of Winthrop, Bigham said.
When asked for comment on Saturday, Williamson's attorney, Bev Carroll, responded by email that "I have no intention of responding to these additional allegations because we have not been provided any of this information or any documentation in the possession of the board."
On June 13, the Winthrop board voted to suspend Williamson and gave notice of its intentions to fire her. In a termination notice letter written that day to Williamson, trustees allege that the president "directed a university employee to destroy university records (or) property" and "directed a university employee to make a hire in violation of the S.C. Ethics Act" and Winthrop's nepotism policy.
The board voted to fire Williamson on June 26.
Through her attorney, Jamie Williamson has refuted all the trustees' claims against her.
Bigham, in her statement to The Herald Friday night, said she and Folkens initiated the June 9 meeting to "review a number of concerns, including questions which had arisen regarding what the president had told trustees about the manner in which her husband was hired and the conclusion date of his temporary position."
The board's executive committee had been told about Larry Williamson's part-time, temporary employment in Winthrop's president's office about one month after he was hired on Sept. 1, 2013, Folkens said. At that time, board members were not aware of the president's Aug. 3 email to her chief of staff that initiated her husband's hiring, nor were they told that Winthrop's human resources officer had raised concerns about nepotism, Folkens said.
Instead, the president told trustees that human resources had "cleared" the hire, Folkens said. And, the president told the trustees then "that her chief of staff was the impetus behind his being hired ... Trustees were assured by (the president) the hire was done in a proper manner," Bigham said.
A story last week in The Herald reported on the Aug. 3 email as well as several others written by the Williamsons, Faust, and Lisa Cowart, Winthrop's associate vice president for human resources.
Jamie Williamson wrote in the Aug. 3 email that as "senior counsel for strategic initiatives," Larry Williamson should earn "some nominal salary associated with the position to make it legit."
Five days later, Faust wrote to the president that "We have an opportunity to hire a senior counsel for strategic initiatives, highly qualified and willing to work for a pittance." The email from Faust does not name Larry Williamson or identify the job candidate as the president's husband.
That Aug. 8 email is the one Jamie Williamson provided to the board last month.
Records show that Jamie Williamson responded to the email by copying Larry Williamson and asking Faust to add " 'Other duties as assigned' to the list of responsibilities."
The Herald's story last week reported that Cowart raised a question in August about how the public would perceive Larry Williamson's employment. Cowart, who referenced Winthrop's nepotism policy, said that "while (the president) will not be directly supervising (her husband), the argument that she is in the direct line of supervision may arise."
South Carolina's ethics law says no state employee may "cause the employment, appointment, promotion, transfer or advancement of a family member to a position in which the public employee supervises or manages."
Larry Williamson was employed for nine months, through May 31. He was paid $27,000, but the Williamsons returned the money.
Emails question police chief's raise, job offer
Winthrop trustees found at least one other example "where emails were directed to be purged," Bigham said on Friday. "The emails were purged but successfully recovered as part of our investigation."
On Friday, Winthrop complied with a Freedom of Information Act request from The Herald for some of the president's emails from May 1 to 12. A reference to deleting emails is found in the documents, during a discussion about a 33 percent pay raise given to Winthrop Police Chief Frank Zebedis earlier this year.
One series of emails discusses whether Zebedis had a formal job offer from another school before his salary was increased. The emails began on the morning of May 4 when the president writes that she is "under considerable pressure to 'justify' " Zebedis' pay raise, which amounted to a $27,442 hike.
Frank Ardaiolo, Winthrop's vice president for student life, wrote later that day to Williamson that Zebedis "never had a hard offer ... (Zebedis) was led to believe the interview process was a formality."
Williamson replied that "I have been operating under the impression that... you told me that (Zebedis) had an offer from Mississippi State."
In a later email on May 4, Jamie Williamson tells a staff member that "we need to delete all of these emails on this topic... Then we are going to ask James to go in and delete them."
That email was sent to Cowart.
Download the PDF emails from Williamson HERE.
Other than mentioning "James," the May 4 email does not specify the employee the president intended to ask to further delete emails. Trustees also have not identified which employee they say Jamie Williamson asked to "purge" emails on June 9.
In late May, when asked by The Herald, the president said retaining Zebedis in light of another school's job offer was a contributing factor to Winthrop promoting him and her approving a salary increase.
Board members were told of Zebedis' promotion and pay raise on April 24, Folkens told The Herald on Saturday. Williamson told Faust to send a memo to the board's executive committee saying Zebedis' pay raise was in part "based on a desire to retain a trusted and valued employee" and that he had an offer from another college in Mississippi, Folkens said.
Under state law and the university's policy at the time, the university's Board of Trustees was not required to approve pay raises.
Among the trustees' claims of "cause" to fire Williamson, they have accused her of misleading the board and the public "on the salary review process" she conducted for some Winthrop employees.


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It's the Horizon programme from 2002 about the mosaics found at Zeugma, Turkey and the work to save as many as possible before the valley was flooded as part of the Euphrates dam project.
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'Doctor Who' Christmas Special Pics Reveal New TARDIS Interior
Any fan of 'Doctor Who' knows that the iconic blue box TARDIS (Time and Relative Dimension in Space) is every bit as memorable as the Doctor who inhabits it, from Sylvester McCoy to Matt Smith. Fans also know that the coming 'Doctor Who' Christmas special "The Snowmen" will introduce a number of changes to the series, including a new companion and re-vamped title sequence, but did you know the episode will see a makeover of the TARDIS interior? Check out the Eleventh Doctor's new TARDIS inside!
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Each coaster has four felt pads on the back along with a little history of the design of the coaster.
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Bad boys, bad boys, whatcha gonna do ... whatcha gonna do when you no longer have steady gainful employment????
Peyton Manning and younger brother Eli were spotted in Brooklyn last month sporting police uniforms for a video shoot.
TMZ spoke to a rep from DirecTV who tells us the whole thing is part of a project for DirecTV -- but insisted it's NOT a commercial.
We're told Eli had one really great performance ... but Peyton was far more consistent.
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Huraga is a beautifully minimalistic HTML5 template for any backend, user interface or administration, both for desktop and mobile users. Built on latest Twitter Bootstrap and powered with LESS, Huraga will save you hours in developing your project. Template is available in 4 default colors and packed with basic and popular user interface elements and widgets.
We do not provide any support or further updates for this item.
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Globes Best Nicole Kidman: Amy Adams
Moulin Rouge was on tv the other night. I'd forgotten. How much I love it. Moulin Rouge is sublime. And Nicole Kidman 7 years ago… this is why I loved her then. Before she went apesh-t with the freezing, before she decided to permanently immobilise her face, before her forehead became the tundra…
Nicole Kidman in Moulin Rouge was exuberant and electrifying and gorgeous.
And Amy Adams looks like THAT Nicole Kidman. The profile in particular. She has a lovely nose. And a sweet, endearing, unintimidating smile. And a grateful demeanor. She's a doll.


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Yale To Face 2 Ranked Teams
Related Links
- Watch Nov. 23 Broadcast
- Watch Nov. 24 Broadcast
- Full Release in PDF
- Denver Pioneers
- Colorado College Tigers
- ECAC Hockey
NEW HAVEN, Conn. – The Yale men's hockey team (3-2-1, 2-2-0 ECAC) gets its first taste of non-league competition on Nov. 23-24 with a trip to Colorado. The Bulldogs skate at No. 2 Denver (7-1) on the 23rd before heading over to No. 14 Colorado College (7-3) the following night. The Blue is coming off a 4-2 win over No. 13 St. Lawrence, while the Pioneers and Tigers square off this weekend in a home-and-home series.
Yale looks for its first win over Denver heading into the seventh meeting of a series that began in 1951. The last game was a 3-2 OT decision at the 1996 Denver Cup. The Bulldogs and Tigers have each won eight times heading into their 17th contest of a series that started in 1940. Yale has won the last five, including a 5-1 decision at Colorado Springs in 2010.
The Blue got two points out of the Nov. 9-10 weekend by knocking off St. Lawrence in the second contest, 4-2. Andrew Miller (Bloomfield Hills, Mich.) hit the net twice, while Kenny Agostino (Flanders, NJ) and Trent Ruffolo (Coral Springs, Fla.) also scored. Jeff Malcolm (Lethbridge, Alb.) stopped 32 shots, including 13 in the opening frame, as SLU had a 34-32 edge overall. Yale rebounded from a 1-0 loss to Clarkson the night before at Ingalls Rink.
Denver 3, Yale 2 (OT): Dec. 28, 1996
Jeff Hamilton '00 and Keith McCullough '99 scored goals and Jeff Brow '00 handed out two assists to help send the 1996 Northwest Denver Cup Championship Game at McNichols Arena into OT. Dan Choquette '97 made 28 saves before Denver's Joe Ritson hit the net 52 seconds into the extra session.
Yale 5, Colorado College 1: Nov. 13, 2010
Five different Bulldogs hit the net, including Andrew Miller (2 points), and Ryan Rondeau '11 stopped 24 shots. Yale had a 40-25 advantage in shots but neither team scored a power-play goal.
Senior F Andrew Miller (110 gp, 26-95-121) is the 115th captain of Yale men's hockey. He has two goals and six points this season and has moved up to second on Yale's career assist list. His two goals against SLU on Nov. 10 were a career-high. Miller is among a select group of college players who have more points than career games played. He has been ranked among the top 10 in Division I for assists the last three years and was voted "best passer" by his teammates the last three years. Miller, a 2010-11 first-team All-ECAC pick, had 12-33-45 that season and was fourth in the nation in assists. More impressive was that 22 of his 33 assists were primary. The 33 helpers were second best at Yale and a sophomore school record. His best offensive weekend as a collegian came in Feb. 2011 when he hit the net three times on the weekend vs. Colgate/Cornell. As a freshman, Miller (Bloomfield Hills, Mich.), was 12th in the nation in points and registered the most (34) points by a Yale rookie in 25 years. The speedy forward was the 2008-09 USA Junior Player of the Year and 2007 Michigan High School Mr. Hockey.
Yale Career Assists
Bob Brooke 113 1979–83
Andrew Miller 95 2009-Pres.
Yale Career Points
Jeff Hamilton 173 1996–01
Brian O'Neill 163 2008-12
Mark Kaufmann 160 1989–93
Bob Kudelski 158 1983–87
Bob Brooke 155 1979–83
Broc Little 142 2007-11
Randy Wood 141 1982–86
Denny Kearney 131 2007-11
Dan Poliziani 131 1978–82
Sean Backman 126 2006-10
Bob Logan 122 1982–86
Andrew Miller 121 2009-Pres.
Senior F Antoine Laganiere (Ile Cadieux, Que.), featured in a recent hockeysfuture.com article, has 14 goals over his last 15 games, including three of Yale's five scores at the Ivy Showcase. One of the most improved Bulldogs last year, he had his best year with 19 goals and 33 points. Laganiere (91 gp, 36-26-62), whose 19 goals were second on the team last season, got hot when the Blue needed it most; he had nine goals over the final nine games, including his first collegiate hat trick in game three of the Princeton 2012 ECAC playoff series. He scored shorthanded, on the power play and even-strength against the Tigers. He also had Yale's best weekend with five goals over three games, which earned him his first ECAC Hockey Player of the Week honor.
Yale junior forward Kenny Agostino (Flanders, NJ) ranks 18th with 1.33 points per game in Division I. He has been one of the hottest Bulldogs the last two seasons. Agostino, featured in a recent hockeysfuture.com article, was third with 14 goals and 34 points in 2011-12, while he earned ECAC Player of the Week honors for his three-goal, Feb. 17-18 weekend. Agostino (70 gp, 29-38-67) pulled off a rare feat last winter by scoring goals in consecutive games with under 35 seconds left in regulation, one for a win and another to send it to overtime. Agostino beat Dartmouth at Hanover with 34.8 ticks remaining, followed by a GTG against SLU with 34.2 left at home. His season-high was 2-2-4 against both UConn and Harvard at Ingalls in 2011-12. Agostino became the first Yale newcomer in 30 years to record five points in one game on Jan. 2, 2011. He notched three goals and two assists against Holy Cross and became the school's first freshman to tally five points in 27 years. Yale's rookie of the year in 2010-11, Agostino had 11 goals and 25 points and was the HCA National Rookie of the Month for January (8-4-12), the first Bulldog to receive that award. He was ECAC Hockey Rookie of the Week on Jan. 23 (3 goals vs. Clarkson/SLU), becoming the only Bulldog to earn conference rookie honors in 2010-11. The former Delbarton School star had a goal and three assists before the holiday break, and 10 goals and 11 assists after. He ranked 11th nationally among rookies with .86 points per game.
Senior Jeff Malcolm (1.50, .949, 19-16-2) is off to a strong start this season with a 1.50 goals against (4th in Division I) and a .949 save percentage (3rd). He stopped 59 of 63 shots on Nov. 9-10 and did not give up a goal on 11 penalty kills. His 32 saves vs. SLU on Nov. 10 were a season-high. The Yale goalie with the most minutes and saves in 2011-12, he was in net for two of the more memorable events of the season: he made 27 saves in the win over Princeton in the playoff series finale and notched a shutout streak of three (Colgate, RPI, Union) games and 226:39 minutes (parts of 5 games) in November. Malcolm (Lethbridge, Alb.) earned ECAC Hockey Goalie of the Week honors after stopping all 72 shots in wins at No. 8 Union and RPI last winter. The three straight SHOs tied the school record but fell short of the Yale record (240:53 by Ryan Rondeau '11) scoreless streak. His career-high is 45 saves against Union on Nov. 12, 2011.
Senior Nick Maricic (Alta Loma, Calif.) got his first start and victory in a 4-2, 25-save effort against Cornell in the fourth game of his freshman season. Since then he has compiled 737 saves and 13 wins, including some big ones down the stretch last year that helped the Blue go 3-0-1 to close the regular season. He stopped 66 of 70 shots the final weekend on the road. He saved 52 of 56 shots and held Dartmouth/Harvard scoreless on 10 of 11 advantages the week before. Maricic (3.01, .896, 13-10-4) had a career-high 40 saves in the 2-2 tie at Quinnipiac on Feb. 25, 2012.
There are eight defensemen on the Yale roster, including one senior, one junior three sophomores and three freshmen. Senior Colin Dueck (Calgary, Alb.) has the most experience with junior Gus Young (Dedham, Mass.) a close second. Sophomore Tommy Fallen (Plymouth, Minn) was the team's rookie of the year in 2011-12, but classmates Matt Killian (Basking Ridge, NJ) and Bennett Carroccio (Armonk, NY) also made contributions.
"We are excited about the opportunity to play two very strong teams in two of the best college hockey venues," said Keith Allain '80, Yale's Malcolm G. Chace Head Coach, in reference to the DU and CC games. "we will be prepared to compete at our highest level."
Six freshmen were in the lineup in each of the first five games, three on defense and three at forward. The eight new Bulldogs come from five different states and one province, and bring experience from the USHL (3), EJHL (2), BCHL, AJHL and a New England prep school. They range in size from 5-foot-9 to a pair of 6-foot-4 skaters, while the average weight of the class of 2016 is just over 190 pounds. There is a video feature that includes Yale rookie Rob O'Gara, a Boston Bruins draft pick, on bostonbruins.com.
Yale has seven goals each from the senior and junior classes. The sophomores are third with three while the newcomers have hit the net once.
Yale has suited up 21 skaters and two different goalies this season… The Blue is averaging 32.7 shots and 3.0 goals per game while allowing 29.7 and 2.5… Yale goals are balanced over the three periods with five in the first, seven in the second and six in the final frame.
Yale has 11 games against opponents ranked in the Nov. 13 uscho.com poll, including a January date against No. 1 and defending national champion Boston College. Four teams the Elis play this season appeared in the 2012 NCAA Tournament and two (BC, Union) advanced to the Frozen Four in Tampa, Fla.
The Yale roster includes players from 12 different states, two provinces and Norway. New York and New Jersey are represented by four players from each state, while Alberta and Michigan contribute three players and Illinois has a pair.
The United States Hockey League contributed nine players to the Bulldog roster. There are three from the British Columbia Hockey League, two from the Eastern Junior Hockey League and one from the Atlantic Junior Hockey League. Eleven Yale student-athletes came directly from prep schools.
The current Yale roster is comprised of leaders and scholars. Here are some examples.
21 Captained a hockey team before coming to Yale
18 Captained another sports team
20 Won a scholar-athlete award
14 Graduated in top 10% of their class
10 National Honor Society Members
4 Class Presidents
filed by Steve Conn, Yale Sports Publicity Director


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Friday, December 7, 2007
A Man with Dolls
Yes, I am a man with dolls. I didn't always have a love of dolls, especially the female type, but those in the picture to the left have special meaning to me. They are six of the over 100 dolls my mother had at her house in New York. I remember, not fondly however, sleeping in my former bedroom, which had become the guest room and more akin to It's A Small World, and it was downright creepy. Imagine falling asleep with over 200 eyes staring down at you, waiting, waiting . . .
During a two year project of cleaning out the house, I had to decide what to do with all these dolls. Mom started collecting them when she inherited my great-grandmother's Floradora doll which was made in the late 1890's. Manufactured by Armand Marseille in Germany, it had a bisque head with a kid leather body. As a man, I probably shouldn't have wanted a doll since I grew up in a time where certain boys who liked dolls were subjected to certain cruel names and taunts.
After setting aside the six dolls, which I will give to my niece when she is older, my aunt who helped me with the cleanup had a great idea: donate the rest to a shelter for battered women and their children. I thought this was the perfect way to let these dolls loved by my mother do what they do best: bring joy to a young girl. They would be restored to their original role of bringing joy to my mother.
The Floradora doll, not shown in the photo, is in desperate need of repair since the mice had eaten into the doll's body during the two years that the house was closed up. It looked as if poor Floradora had been waterboarded or otherwise tortured.
My interaction with dolls, mostly those of the female persuasion, was this: as a child I was known as the "doll torturer" among my 41 first cousins. My brother and I had GI Joe "action figures" and we would make it a point to kidnap Barbie from her Malibu Dream House and invariably threaten to inflict great harm upon her. Although reminiscing provides some great laughs when I tell the stories to friends and family, I am sure it was not fun for Barbie's owners. My brother and I hated Barbie because she was stupid and vapid. She didn't do anything all day except sit around in the Dream House and look pretty. GI Joe had missions to go on. Barbie shopped.
We communicated to the hostage's owners using our Mister Microphone (when we weren't driving around saying "Hey good lookin! We'll be back to pick you up later!") and speaking in stern voices filled with military lingo. Barbie was kidnapped not for being a blond bimbo, but because the Army needed women - lots of women.
Our favorite methods of torture included the use of scissors and nail polish remover. We recruited Barbie by giving her a very butch haircut, sort of a flat top like I wear these days, and she agreed to join our missions. Private Benjamin meet Private Barbie. We made her smart and intelligent but she also brought flair and a sense of style to boot camp. Army fatigues and a Versace scarf around the neck always passed inspection call each morning.
Nail polish was used on abandoned Barbies, the ones missing a limb or that the dog had played with as a chew toy. We discovered that using Mom's nail polish remover made Barbie's skin bubble and ooze. Thus was born the game of Nuclear Holocaust Barbie. GI Joe's missions then involved invading foreign lands that either had been bombed or were in possession of the A-bomb. Our goal was to kill the leaders that had the bomb and save the population, even Barbie of the Bubbling Skin. I think back to that game now, and realize that at least I knew what the WMDs were and that they actually existed before I invaded.
I soon learned though that my female cousins could fight back. In my family every one of those girls was tough, smart-alecky and a formidable opponent. These gals didn't run to Mommy, crying that Barbie was being held captive. No, they played along and played for keeps. Soon, without warning, the battle started with a barrage of Malibu Beach Condo furniture, random Barbie heads with long hair that I had somehow overlooked, and the Dream Car serving as a tank filled with fierce Barbies and their friends Midge, Skipper and Francie. Ken was nowhere to be found. He had been barred from the Army years earlier since he was too perfect and too busy surfing or getting a great tan. Plus my female cousins had already emasculated Ken by giving him a non-physical form of castration: he was relegated to cooking, childcare and swapping recipes with Allan, Brad and Todd. These girls were years ahead of their time.
Surrounded by the Amazons, one of our GI Joes would go missing when we weren't looking and days later we'd see his head impaled on a twig stuck in the ground marking the girls' territory. Right out of the Tower of London or Vlad the Impaler. This is how I learned that, in all reality, girls rule and guys drool.
Years later, I would be reminded of that female hegemony when the Barbie Liberation Organization appeared in San Francisco in 1989. The new Teen Talk Barbie was the last straw for women who saw Barbie as a throw back to the days of mopping and waxing the floor in high heels, making sure you looked pretty for your husband when he came home from work, and having no other role than running a house and having children.
Teen Talk Barbie had un-empowering phrases like "Math is hard. Let's go shopping!" falling from her mouth like some beauty pageant contestant. So the BLO had an ingenious idea: abscond with talking Barbies and GI Joes, switch their mechanical voice boxes, and return them to the store shelves - sort of a reverse-shoplifting scheme. Soon girls and boys would bring home an empowered Barbie who would be saying "Vengance is mine!" and "Dead men tell no lies!" and a newly emasculated GI Joe who was reduced to important phrases like "Will we ever have enough clothes?"
I've sinced learned that it is okay for a man to have dolls, and even to play with dolls. As long as he plays nicely and offers them the respect they deserve. So, one of my 2008 resolutions is to take that tortured Floradora doll to The Doll Lady's Hospital here in Chicago. I'd like it restored to its former glory as my mother and her grandmother remember it. And it will make me remember that a long time ago my cousins taught me that any female, doll or real, is a female worthy of respect and love.
Photo: My mother's dolls, Chicago, 2007
5 comments:
- Jasia said...
Gosh darn it! Everybody here at Panera Bread is staring at me... laughing out loud in public always draws attention doesn't it?
It's all your fault, Thomas. You are just too funny!
- December 8, 2007 at 9:20 AM
- Thomas MacEntee said...
Funny? Please, leave my looks out of this . . .
- December 8, 2007 at 10:28 AM
- Janice said...
Now the mystery of my missing Barbies is solved. Thanks for the belly laugh!
- December 17, 2007 at 11:08 AM
- Lee said...
This should be required reading for *all* men!
- January 3, 2008 at 10:17 AM
- Kellie from She Finds Graves said...
I wonder whatever happened to my Mr. Microphone. I remember being mortified as a kid when my parents thought it would be cute and funny to use to call me in for dinner.
So. Uncool.
I had a ton of Barbies when I was growing up though I can't for the life of me remember ever "playing" with them. I know I got yelled at frequently because they were always naked (which should have been a sign of things to come) but that's it. Weird. When my son was born my mom said "you know, you can't just undress him and leave him there like you used to do to your Barbies".
Guys with dolls are cool.
- December 22, 2010 at 10:08 AM


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Modrocko necesitaba un nuevo diseño de página web y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 75 diseños de 20 diseñadores freelance.
The Pacific Northwest Basketball Officials Association (PNBOA) is the home for basketball officials serving the Seattle metropolitan area from youth to high school basketball.
The PNBOA provides Seattle schools and leagues with qualified, experienced and knowledgeable referees.
We are seeking your design expertise to redefine our site and image.
Our implicit message: "You got game. So do we."
Visualize Kobe blastin' past LeBron. Wade dunkin' on Shaq. Nash with a no-look, wrap around to Amare for the score.
You dunno ball- then think of a Ferrari dustin' a 'vette.
Put yet another way... cool, speedy, sleek.
Dependable, informative and useful.
With an attitude!
We are looking for a highly modern design to serve these community users (in order of priority):
- PNBOA association members (that be us, the referees)
- Those interested in becoming a referee
- General high school basketball enthusiasts
- Those currently served (athletic directors, coaches and players)
Our audience ranges in age and culture: from 18 to 65.
A single home page.
The deliverable is a spec (html color codes, etc) and any associated images.
The current site is old and stodgy.
The new site will be exciting and enticing!
A modern design yet simple in look and feel.
The home page will consist of segments of useful information to be easily changed as needed.
Also, feel free to incorporate the attached logo into the design. No obligations, as it depends on what you come up with.
- View this audio/video for instructions: http://screencast.com/t/NThhMDk3ZT
- View the pnboa home page.pdf attachement below as the framework for your design
- View this link for a demo of this skin; http://buy.dnnskins.com/xdunison/home.aspx. Notice the usage for the bars and any graphics.
- Use this link as the sitemap/main menu: http://www.google.com/url?q=http%3A…5fiZEUtHPQ
I will provide you with timely and useful feedback for rapid results.
So, go a little crazy and by all means, have fun with this design!


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Draw some isosceles triangles with an area of $9$cm$^2$ and a vertex at (20,20). If all the vertices must have whole number coordinates, how many is it possible to draw?
Can you describe this route to infinity? Where will the arrows take you next?
On the graph there are 28 marked points. These points all mark the vertices (corners) of eight hidden squares. Can you find the eight hidden squares?


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Workers Compensation is a statutory liability imposed on all employers by the State of Wisconsin. We must follow the law in administering this requirement.
Information on Workers Compensation and the Rights and Duties for Employees and Employers can be found on the State of Wisconsin web site under the Department of Workforce Development. We urge you to look at the WC information on the State web site as it explains the Act and answers many questions: www.dwd.state.wi.us/wc. It is a good idea to understand this process so you can work with others to manage any work related claim appropriately.
When any work-related incident occurs to an employee, the workers compensation procedure goes into effect. If a work-related incident has occurred, the employee should, if possible, report the incident to a supervisor, and the supervisor should contact the Office of Risk Management at 288-6806. If a supervisor is not available, the employee may initiate the call. The supervisor will receive a form (WKC-12 – Employer's First Report of Injury or Disease) to complete. This is a Wisconsin State form required to be filed under the Act. An internal form (MUWCF10), Marquette University Workers Compensation Employee First Report of Incident, should also be completed by the employee.
The Employee and Injury Information section should be completed quickly and sent back to Risk Management. Never delay in reporting the incident gathering information to complete the form; Risk Management can complete the form as long as the incident has been reported.
Travelers On-Line Claim Reporting - Work Comp(Word)
An internal form (MUWCF10 ), Marquette University Worker's Compensation Employee First Report of Incident, should also be completed by the employee.
In the case of a severe injury or when the employee is unable to complete the form, another administrator may fill out the form preliminarily and forward it to the Office of Risk Management.
In the case of a severe injury and/or when emergency medical treatment is required, the Department of Public Safety is to be called.
Medical bills are compensable under the Act for claims due to work-related injury. When the injured employee receives hospital or medical bills for treatment due to a work-related incident, they should initially send them to the Office of Risk Management or later, if instructed, to the insurance company/claim manager. Risk Management will forward bills to the appropriate claim manager for handling and payment. Employees may instruct their physicians to directly forward bills to the insurer/claim administrator if the claim has been reported and the incident has been determined as work-related to facilitate faster payment.
Lost wages from a work injury are paid if unable to work. The State formula is to pay 2/3rd of the employee's average weekly wage based on a six-day, not a five-day week subject to a maximum. There is a three-day waiting period for lost days which is rescinded after 7 days of lost work. The maximum weekly payment under the law is based approximately on an after tax annual wage of $55,000. Lost wages are not taxable and are not included in W-2 forms. The intent is for Workers Compensation weekly pay to be as close to the five-day wage amount after taxes when working.
For most Wisconsin employees, this calculation provides a weekly benefit for lost wages approximate to their normal weekly, after taxed net payroll, roughly 80% of gross wages. Employees are not losing 1/3rd of their pay. Additionally, Family Medical Leave Provisions run concurrently with Workers Compensation lost time disability.
Employee's accrued sick or vacation leave time may be taken in cases where Workers Compensation eligibility is under review and during the Wisconsin three-day waiting period for lost time benefits. Leave time can be restored if the claim is later determined to be work-related and the amount received is offset by a future workers compensation payment or paid back by the employee. Other departments such as Human Resources and Payroll work with the Office of Risk Management to coordinate benefits.
The employee is required to present to the supervisor, a doctor's release to work, outlining any restrictions, if applicable, that affect the employee's ability to perform work duties. The employee's supervisor must send the release to the Office of Risk Management and inform the offices of Risk Management and Human Resources of the date of return and the total scheduled workdays missed. If work restrictions continue, a physician's restriction notice must be presented to the supervisor and sent to the Office of Risk Management. Similarly, when the employee is released from work restrictions, contact the Office of Risk Management and send them the restriction release.


text: DISCLAIMER: This listen-only recording is for educational purposes only, not to be reproduced in part or whole without permssion. These listings are provided solely as a service to our HSGA recording members. All music is the property of the individual artist. All music is intended for educational purposes only, it is to be used in a "listen only" format and may not be reproduced in any form or used for profit.


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Cthulhu Saves the World
Xbox 360
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Cthulhu was all set to plunge the world into insanity and destruction when a band of heroes cursed him and sealed away his powers. The only way for him to break the curse is to become a true hero. Save the world to destroy it!
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