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Alright, so this has me a little troubled. As most of you know, June 1 is Monday and, afterward, the Texas Legislature will adjourn for another year and a half. It's not the most ideal system, but it's what we have, so we make the most of it.
So many bills are hanging in the balance, including those regarding eminent domain, $5 billion for highway construction bonds, and the perpetually-controversial voter I.D. In short, there's a lot of pressure on the House and Senate to get things done in these final days. Speaker Straus is providing the best leadership he can on the House side, but it's his first session at the post, so expectations might be somewhat lower than a speaker with several sessions at the helm.
Leadership, one would thing, should be coming from the top down. Obviously Governor Perry has been involved in pushing some measures forward, but it is slightly troubling to me that he left town Thursday night to travel to Houston to attend a fundraiser for Rep. Mike McCaul. I understand that big names like Gov. Perry can attract more donors to help the party, but I just feel like there are bigger fish to fry at the moment.
While there, Perry granted fellow-attendee Rush Limbaugh with "honorary Texan" status. Cool, I guess. Rush has said recently that he's thinking of buying a house in Texas because of our great tax system. Here's a picture of the two of them doing the now-famous fist bump gesture:
Don't get me wrong–we need cheerleaders for the party. Republicans are facing an uphill climb in terms of national popularity. But won't we be more effective by getting things done in our state legislatures and in Congress?
My concern is this: last Sunday, the Houston Chronicle's R.G. Ratcliffe wrote a story detailing the deteriorating relationship between Perry and the legislature. Lawmakers are concerned his actions are triggered by an upcoming battle with Sen. Kay Bailey Hutchison for the governor's mansion, and not based on sound policy.
Sen. John Carona, R-Dallas, said he does not believe there is a "united message" being sent to Perry, just "subplots." Carona said Perry has been in office long enough now that lawmakers do not just accept his policies without scrutiny.
So my request is this: let's buckle down and get some things done for the state of Texas in these final days. Texans deserve that.


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In March of 2018, we sold our home and cars, donated most of our belongings, and hit the road in our renovated fifth wheel. We live in 190 square feet, work from the road, homeschool our children, and seek adventure in everything that we do. Our mission is to have less so that we can experience more. We are so glad that you are here to see our story unfold!
– Jason, Kate, Nolan, Calvin, Poppy, Zaydin and Opie –
This post is a bit different than what we have previously shared in this space. It isn't a tour of our home on wheels. It4 Comments - December 14, 2018
Welcome to our Christmas camper tour! December is not only our ninth month on the road, but it is also o0 Comment - December 7, 2018
Our tiny home on wheels is a 2006 Keystone Cougar that we affectionately call Rowdy. With four wild and free kids ages seve1 Comment - September 24, 2018

subset: commoncrawl


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Tuesday, July 25, 2006
Ramayana week
I know, I know. After quitting the requisite dayjob and running off to India and embracing some of the lifestyle I adjusted to and learned to live there, I said never again will I sit under skies of fluorescent in front of computer next to phone. No more office jobs.
Soft yellow room with three sky-filled windows. Outside, trees and shrubs and rolling grassy hill sloping down to the lake and forest beyond. Spindly-legged fawn nibbles on low branches, tail swishing. Inside, Joni Mitchell sings. Cool breeze lights on sun-warmed skin. Bowl of newly-plucked white and purple hibiscus blossoms on uncluttered desk a warm welcome to everyone who pops in to bring a treat, a hello, an invoice, a story. I am here to smile, advise. To listen, really listen.
Have been spending my Mondays working at the office for the Yoga Society of New York's Retreat Center, in the foothills of the Catskill Mountains. Sounds a tad more palatable to the folks back in Greece than "the ashram". Which it is, also. They love having me in an office. I love being in the office. Welcoming and reassuring and organizing- but only fleetingly. Love that my lunch hour is spent bikini-clad by the pool. Hang out with new friends. Then I get to climb back on the proverbial cloud (or broomstick) and zoom back into the City, my little place, the shala, the restaurant. All my lovely worlds, in a balance rarely encountered, much less cultivated daily. Together with the ability to be joy-filled and giving in every realm. Most days, anyway.
Zym-dad called from Chios earlier. They miss me. It's been cloudy. So, what's the lesson of the week? Not much new going on. Except that there is a shift shifting and sliding open doorways to a more fulfilled life. Along with my yoga teacher, my dayjob boss taught me to be truly organized (only in the work-realms- could still use a personal assistant, most days) and focused and deal with people. Now, I am learning how very important it is to have fun every day. Coworkers, friends, patrons, guests, strangers, neighbors, classmates. Having a laugh does not in any way diminish my abilities and character as a person, friend, helper, server. Teacher. Took me a while, hunh. As a matter of fact, I have a hunch that it enhances the very qualities I thought once might be threatened if I were not "Stamatiya" all the time, the more serious all-shanti reserved other me. Luckily, I have tons of Tina-elements to conjure up to make it lighter, sillier. More irreverent. Accessible. Aah, bless us libras. It's all relationship exercises anyway, isn't it?
Last year, I had to work through the big outdoor dance-drama production of the Ramayana. This year, opted to Not Earn and be here. I belong here, when I am here. As a matter of fact, might even appear in it. Was originally going to be one of the villagers in a triumphant reception of Rama, doing the Kathak dance thang. Then two weeks sped by with no rehearsals. Now they want me to be a queen. This will probably change again. As long as I get to dress up and be in it, I care not who I am onstage. Although I'll pick the purple silk saree over the orange cotton kameez any day. Jai shri Rama!
Wednesday, July 12, 2006
Guru purnima
Today is Guru Poornima. Last year I stayed at the ashram, chanted the guru stotram and reminisced about the year prior when I was in Mysore with our guruji. This year, I chose to leave upstate early and join my friends and fellow practitioners at the shala. Sweet, because we were all together and honoring our teacher. Sad, because we were not together with him. Maybe I can make it so that the '07 pilgrimmage falls on one end of the birthday celebrations. Just to be there and thank him.
Brahmaanandham Parama Sukhadham Kevalam Jnaanamurthim
Dhvandhvaatheetham Gagana Sadresham Tathvam Asyaadilakshyam
Ekam Nityam Vimalam Achalam Sarvadhee Saakshibhutham
Bhavaatheetam Trigunarahitham Sadguru Tam Namaami
Sadguru Tam Namaami
Other than today, have been so happy to be exactly where I'm at. Every day.


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RV Lifestyle eZine
Helping to Make Your RV
Lifestyle Run Smoothly
October 2016
Issue #345
Time To Downsize
camping options available to Americans in the past led us into the
"bigger is better" stage of weekend and vacation vehicles. We want to
cook our own food, relax, watch the sunsets, and retire for the night on
a comfortable bed. With the rising cost of campground fees and the
inability to find a space during the summertime and on holidays, it is
time to downsize.
Whole New World Awaits . . .
Airstream Basecamp
Airstream has done it again.
Under 3,000 pounds and designed with big tires for rolling over uneven
terrain, this little beauty can go anywhere your SUV can.
Add side and patio tents to expand
the living space, pull out the built-in awning, and relax or hit the
lake for a swim. The interior space is designed for rugged wear but
contains a full size bed for two.
Read on…
Motorcycle or Compact Car Camper
Here's another motorcycle or compact car camper from Bunkhouse Camper Trailers.
It's called the LX Model and weighs in at 350 lbs, plenty light enough
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vehicle, or small sedan. Of course a larger truck would work well, too.
starting price for this fiberglass camper is $4,999, which includes the
trailer itself, attached tent, tongue stand, king size mattress, awning
poles, and a black travel cover with chair pouch, plus a lot more that
we didn't list.
Find out more…
"Conquer the Road: RV Maintenance for Travelers"
this eBook (or paperback) covers maintenance of all the basic systems
and much more is included. Find out how the air conditioning and hot
water heater works! How do you perform simple maintenance on the
generator, hydraulic levelers, and the roof. Learn the best way to
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works...and more! Click HERE for more info! eBook or paperback available.
Join the thousands of women traveling alone in their RV and live the adventure of a lifetime. Everything you need to know to get started is included:
"For Women Only: Traveling Solo In Your RV,
The Adventure of a Lifetime"
It is a simple life and all under your control. Click HERE for more information on this eBook.
Mobile Kitchen
camping on the beach is your favorite thing to do, but the one drawback
is not being able cook heartwarming meals. Roasting hotdogs and
marshmallows over an open fire only goes so far, then you need a real
meal. Packing up just to find a place to eat takes some of the fun out
of the trip.Scout Equipment cooked up this mobile kitchen just for you.
kitchen is the heart of the home; we think it's time to make it the
heart of your vehicle. With everything you need, right at your
fingertips, cooking and cleaning in the outdoors will never be the same
again. Everything AND the Kitchen Sink
Scout Overland Kitchen is designed to have all the luxuries of a modern
kitchen so you feel right at home when cooking in the outdoors.
Organized storage keeps your stove, cutting board, and utensils in place
so you can easily select the proper tool for the job.
large work surfaces make preparation, cooking, and cleaning effortless.
Running water and a soap dispenser means sanitation and dish cleaning
are no longer a challenge when camping.
Setup and Take Down in Seconds, Camp More Work Less
Don't shy away from that complicated recipe you're craving for dinner tonight, let's cook!
Read more...
World Geography Trivia
1. Name the country that is home to Mount Fuji.
a. Japan
b. Peru
c. North Korea
Hint: The peak rises from the island of Honshu.2. In Marco Polo's day, Cipango was the name for Japan, and Cathay was the name for:
a. China
b. Mongolia
c. Turkey
Hint: The Gobi Desert is in this country.3. If you wanted to visit the Black Forest, name the country you would visit.
a. Russia
b. Austria
c. Germany
Hint: Where the Danube and Rhine rivers (among others) flow.
4. Name the river that flows north.
a. Mississippi
b. Danube
c. Nile
Hint: It empties into the Mediterranean Sea.5. Name the invisible line at latitude 0° that intersects South America, central Africa, and Indonesia.
a. prime meridian
b. equator
c. longitudinal axis
Hint: This line is everywhere equidistant from the North and South poles.
Japan. Also called Fujiyama or Fuji-san, Mount Fuji—the highest
mountain in Japan—is a sacred mountain and the traditional goal of
2. China. The greater part of China is mountainous, with three great river systems: the Yellow, Yangtze, and the Pearl.
3. Germany. Germany's Black Forest is covered by dark pine forests and cut by deep valleys and small lakes.
4. Nile. The longest river in the world, the Nile flows northward and
provides the water for much of the agricultural activity in Egypt and
about 20% in Sudan.
5. equator. The equator, which measures c.24,902 mi (40,076 km), forms the baseline from which latitude is determined.
"Healthcare and the RV Lifestyle"
provides information on the important elements required to help you
deal with healthcare on the road. Find out what you need to know and how
to use this information. Click HERE to find out more.
Find out if the RV lifestyle is right for you. If you have questions, "The RV Lifestyle: A Dream Come True" is an eBook that contains the answers. Click HERE for more information about this eBook.
Website: RVLifestyleExperts.com
Blog: MovingOnWithMargo.com
eMail: RVlifestyleExperts @ TheMaxwellGroup.net


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Becoming a Golden Hawk means more than just cheering on our (really good) varsity teams – it means being a student who cares about your community, who works hard in the classroom, and who takes advantage of all the learning opportunities that can happen outside the classroom, too.
Steps to ApplyUndergraduate Admissions Toolkit International Admissions Toolkit Graduate Admissions Toolkit
Send Me Information
Show Me the Campus
Explore Our Programs
Wilfrid Laurier University is committed to creating a barrier-free environment for persons with disabilities, as well as promoting accessibility and equitable access to services and facilities. This page is your first point of contact for information on the accessibility-related initiatives, supports and resources available at Laurier.
Laurier strives to improve and grow its services to be a more inclusive environment. Visit the Centre for Student Equity, Diversity and Inclusion and Laurier's Commitment to Inclusion to review information on other equity, diversity inclusion initiatives.
If you are a perspective or current student and would like to learn more about academic accommodations for students with disabilities, please visit our Accessible Learning Centre.
As part of Laurier's ongoing commitment to creating a barrier-free environment, we welcome feedback regarding the way in which the university provides goods and services to persons with disabilities. The suggested steps for providing feedback include:
Equity and Accessibility Officer
Centre for Student Equity, Diversity and Inclusion, Wilfrid Laurier University
Waterloo, Ontario N2L 3C5
T: 519.884.0710 x4469
E: firstname.lastname@example.com
Laurier strives to deliver its services in a way that respects the dignity and independence of people with disabilities. As such, Laurier is happy to provide an alternative communications format upon request at no additional charge. Please contact the original publisher of the document (usually a department administrator). Alternatively, you can contact the Equity and Accessibility team in Human Resources directly at firstname.lastname@example.com or at 519.884.0710 x4469.
Laurier provides notification of such temporary building/facility service disruptions on the Campus Status page, in accordance with the Accessibility for Ontarians with Disabilities Act (AODA) and Laurier's commitment to creating an inclusive environment. Laurier recognizes the importance of building an accessible campus, which includes specific features that are more widely used by persons with disabilities. It also recognizes that when these features are not operational, it can create significant barriers for persons with disabilities.
If you become aware of any disruptions to an accessible feature at Laurier (for example: an elevator or automatic door is not operational, there is ice on a ramp, a handrail is loose, etc.), please contact Physical Resources immediately at 519.884.0710 x6280.
If you have any questions or concerns about the temporary disruption or accessibility at one of Laurier's campuses, please contact the Equity and Accessibility team in Human Resources directly at firstname.lastname@example.com or at 519.884.0710 x4469.
Laurier offers designated accessible parking spots in most of its lots:
Safety, Health, Environment and Risk Management (SHERM) works together with management, employees, students, and the Centre for Student Equity, Diversity and Inclusion to provide individualized emergency response plans and accessible formats of emergency and fire safety procedures. Specific building fire evacuation plans will have detailed instructions for persons who are unable to evacuate, which may include persons with disabilities. SHERM also supports the use of strobe lights attached to the fire alarm system. If you require this technology, or if you would like to inquire about the development of an individualized emergency response plan, please contact the Equity and Accessibility team in Human Resources directly at email@example.com or at 519.884.0710 x4469.
On Oct. 27, 2014 Laurier launched a new website that meets the Accessibility for Ontarians with Disabilities Act (AODA) WCAG 2.0 Level A guidelines for accessibility. User testing with prospective students was also conducted to ensure the usability of the site.
Discover how you can adjust your browser or system to meet your accessibility needs by visiting the accessibility sites for the following programs:
The website looks and works best when viewed in Google Chrome, Safari, Firefox and Internet Explorer 9 or higher. Users who view the site in other web browsers may experience display issues.
As we work to resolve any issues that do not meet AODA WCAG 2.0 Level AA guidelines:
We are dedicated to making Laurier's website accessible for all users, and welcome feedback regarding the accessibility of the site. Email email@example.com to report any difficulties you are having viewing or accessing features of the site.
Laurier, in partnership with the Government of Ontario, produced a handbook as a guide for large public-sector organizations (with 50 employees or more) to help them take the necessary steps to make their websites accessible. Download the Enabling Access Through Web Renewal handbook.
Laurier, in partnership with the Government of Ontario, produced a handbook as a guide for large public-sector organizations (with 50 employees or more) to help them take the necessary steps to make their websites accessible. Download the Enabling Access Through Web Renewal handbook.
Contact Us:
Accessible Learning Centre
Web Services
Recruitment and Admissions
We see you are accessing our website on IE8. We recommend you view in Chrome, Safari, Firefox or IE9+ instead.×


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A better travel experience is key
Roadmap was born almost 2 years ago now. We nourished it, cuddled it, kept it close to us day and night, so it could grow up strong and stubborn. We dare to say, we are a little proud of what we have accomplished with Roadmap in such little time. We sure screwed up a lot too, don't worry. But we parented a product that people can relate to and we managed to actually onboard about a dozen amazing companies. Companies we could only dream of two years ago. Big brands (we used to proudly carry around on our T-shirts) now share our vision and ask Roadmap to help serve their employees-on-the-go in the best possible way.
Why are these companies investing in better travel experiences? What is the return on investment our customers are seeking? To help you comprehend this, I want to tell you about to the new head office of Deloitte (known as "the Edge"). The Edge is the smartest and greenest office in the world, and probably one of the most expensive as well... Technology guides you from the moment you arrive until the time you check out. The Edge uses rain water to flush toilets and the Edge app even knows your eating preferences. Now, there is only one plausible argument for Deloitte going through all this trouble. They strive for employee happiness. The derivative being higher productivity, leading to better results for clients and therefore the entire company. So, if we take care of our beloved colleagues when they are in the office, then we should likewise take care of them when they're out there in the wild, right?
People who are traveling are taken out of their comfort zone. Suddenly practicalities require their precious attention. Companies send out their most brilliant minds to the other side of the world to make smart deals, but half of their brain capacity is consumed by legislation, documentation and transportation. This is where Roadmap steps in. We help travelers with all the idiocy. We unhassle their journey and stay. We serve them in how to get somewhere, where to eat and how to behave in ways that keep them out of local jail. We accompany them in every step of the way, as their pocket size travel manager. So they can fully focus on the dealmaking.
Roadmap created a platform that connects companies to their roadwarriors and help them to become in-the-know, happy and productive. If you want to know more about how we are able to help you, please let us know. We are always in for extensive conversation!


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Recognizing The Signs Of A Struggling Air Conditioner
During the summer, your air conditioner is under considerable strain to combat high temperatures and high humidity. This strain can quickly lead to poor cooling performance, high energy bills, and an increased risk of a serious AC breakdown just when you need your cooling system the most. Knowing the signs of a struggling air conditioner allows you to take quick action to contact your 24/7 air conditioner repair service for the help you need to address some of the most common summertime cooling issues. Handling serious AC repair issues quickly will help you save money and could even save your air conditioner from requiring replacement during the hottest days of the year.
Ice Formation
Ice formation on your air conditioner is a sure sign that it needs attention. While you may think that ice development means efficient cooling, icicles or frost on an air conditioning unit actually mean the exact opposite. The most common cause of frozen AC coils is dirt and dust buildup on the filter or inside the air conditioner, which restricts airflow and causes the system to struggle to draw air in for cooling. Ignoring this issue can quickly lead to extremely high energy bills, poor cooling performance, and a growing risk of a system breakdown due to burnout.
Frequent Cycling
When your thermostat senses the need for cooling, it prompts your air conditioning system to activate. As the temperature in your home drops, the thermostat shuts down the AC until it is needed again. While you should expect your air conditioner to run more on hot days, the system should run longer under these circumstances, not more often. If you notice that your air conditioner seems to activate for only a few minutes, then shut off and activate again a short time later, this is a sign that it is not cooling your home properly and needs professional air conditioner repair. Frequent cycling is extremely hard on your AC and an inefficient use of energy as well, causing a drastic rise in your energy bills without providing the home comfort you need to combat the heat.
Disturbing Noises
Air conditioning systems are associated with some noise while they run, but sudden loud or disturbing noises you haven't previously heard typically indicate that air conditioner repair is necessary. These noises, which may consist of banging, clanging, squeaking, grinding, or squealing, are caused by damaged, loose, dirty, or poorly-lubricated parts inside your air conditioner. While one damaged part is easy to repair, it's important to consider the risks associated with leaving these noises unaddressed. The longer a damaged part is allowed to remain in your air conditioner, the higher the risk that it could cause damage to the other moving parts around it, quickly increasing the scope and costs of your air conditioner repair needs. Rather than allowing these sounds—and the problems causing them—to persist, it's best to call your 24/7 air conditioner repair service to handle the issue promptly.
When you notice changes in your cooling system's performance, it's a sure sign that professional AC repair is needed. We are available for 24/7 air conditioner repair in Lee County, FL, to help you address cooling issues quickly and properly to restore home cooling, prevent major breakdowns, and avoid high energy bills that strain your monthly budget. Our website has more helpful information regarding our services and current specials and coupons; you can also find additional home cooling tips and information on our blog.


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Teak Bistro Tables
The Pedestal Round Teak Garden Table is a particular favourite, and launched at the RHS Chelsea Flower Show in 2015. The Pedestal Round Teak Garden Table, alongside our other teak bistro tables available to buy, features a central core that supports a parasol pole, should you wish to buy a garden parasol from our extensive range of goods. All sizes, excluding the 80cm table, are available to order with or without a parasol hole. Simply specify your requirements when ordering your brand-new bistro tables in order to receive the ideal bistro table for your needs.
The Square Folding Bistro Table is an excellent choice for those who have a smaller garden, patio or terrace. These charming teak bistro tables have a simple yet sturdy construction that will not let you down. Moreover, these types of teak bistro tables can be folded, allowing you to easily store it away at the end of the summer season or when it is not in use. This means that you can rest assured that you can store your new teak bistro tables in the most convenient way, which is paramount in the summer when the last thing you want to do is relocate your bistro tables in the height of the heat. However, we do also offer fixed teak bistro tables, should you not need to move your bistro tables around.
Ultimately, our bespoke bistro tables are the perfect addition to your garden as they are both robust and reliable. Teak in particular is a material that has been renowned for being used to craft outdoor furniture, simply due to the high level of endurance it offers when up against the elements, and thus you can rest assured that your teak bistro tables will last you a lifetime. Order yours today or visit our showroom open Monday–Friday 9am–5pm.


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Lafayette's Bob L. Burger Recreation Center will close for annual maintenance starting Saturday, Aug. 5 through Sunday, Aug 13.
The maintenance week is for the repair and restoration of recreation center areas that are impossible to get to during normal operating hours, according to city officials.
In the meantime, Lafayette members can access the Erie Community Center and Louisville Recreation Center. These facilities will honor members' Lafayette annual or monthly passes, according to the city.
The Louisville Recreation Center, located at 900 West Via Appia Way, has hours as follows: Monday through Thursday: 5:45 a.m. to 9 p.m.; Friday: 5:45 a.m. to 7 p.m., Saturday: 7 a.m. to 6 p.m.; Sunday: 8 a.m. to 6 p.m.
The Erie Community Center, located at 450 Powers Street, has hours as follows: Monday through Thursday: 5:30 a.m. to 9 p.m.; Friday: 5:30 a.m. to 7 p.m.; Saturday: 7 a.m. to 7 p.m.; Sunday: 8 a.m. to 6 p.m.
Residents with questions regarding the facility closure can call Recreation Superintendent Tammy Tucker at 303-661-1472.
Anthony Hahn: 303-473-1422, email@example.com or twitter.com/_anthonyhahn


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Findlay plumbing
https://youtu.be/ksMElvcPk6E Plumbing Finday Ohio Call: (419) 326-5192 Plumbing Findlay Ohio problem? Need a plumbing company or an emergency plumber Findlay Ohio. Affordable Plumbing Findlay Ohio Service. Call 419-326-5192 Our Local Company If your toilet breaks or a drain clogs you need a plumber. When you come home to discover a major leak or find yourself […]Read More →


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So I am in the midst of looking for a new job. I really liked the work that I did at my last company, but unfortunately the company decided to go in a different strategic direction and we mutually decided to part ways.
This has led me to determine what my next career step is. One of the first things is that I did not feel rejected and I did not feel less than capable. This happens all the time to a lot of people. It does not mean that I am not talented and it does not mean that I am less than capable of handling another role.
What it does mean is that I am forced to make several deliberate decisions about my career and my path moving forward. So I am keeping a blog of my progress to help highlight several do's and don't and misconceptions about the career hunt.
My very first thing I did was go home and rest. Because you can't do anything while you are stressed out. So take a few days and let it process. During this time I was selective about who I told because many people will have a lot of opinions, but you first need to process it.


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Status Report
From: Institute of Space and Astronautical Science (ISAS)
Posted: Thursday, July 5, 2001
Quicktime movie
The test was completed after the three successive lift-off and vertical landing flights for demonstration of vertical landing, repeated flight capabilities and turnaround characteristics of liquid hydrogen-propelled rocket vehicle.
The test vehicle was designedand built based upon studies and considerations of general technical issues in designing a future vehicles such as flight on demand, quick turnaround, higher performance, light weight structures and materials and so on.
The performance of the present test vehicle is still very limited, however, many lessons were learned and more flight hardware oriented studies making use of repeated flight environment will be conducted.
ISAS will do more works for the readiness of the fully reusable launch systems.
// end //
More status reports and news releases or top stories.
Please follow SpaceRef on Twitter and Like us on Facebook.
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The Farmhouse
Morzine, Haute-Savoie
Warm wood interiors, crackling log fires whenever the weather dips to 'chilly' and mountain views from some of the big bedrooms - magical
€160 p/n
How to book
If you have any questions or want to enquire about dates, use our form to contact James Wakelin or see their website for more information.
From €160 per night
The day starts with a breakfast spread in the cattle shed – now a deeply atmospheric dining room – and ends with a slap-up dinner hosted by Dorrien. Many years ago he gave up England for the oldest farmhouse in Morzine – the lovely, steeply pitched Mas de la Coutettaz at the peaceful end of town. Push open the mellow carved door to find a 1771 interior of dark chunky beams, huge Morzine slate flags and patina'd pine doors with original mouldings. Big, characterful, comfortable bedrooms, whose bathrooms promise white robes and lavish lotions, are reached via a central stone stair; some have mountain views. At the end of the garden is an exquisite little mazot, its bedroom up a steep outside stair. Morzine is the perfect staging post for Avoriaz and the Portes du Soleil, so come for hiking, biking, swimming in the lakes followed by lively dinners. Return to a hot toddy in the bar and a crackling log fire, lit at the merest hint of chill, even in summer. Final proof (as if you needed it) that you will adore The Farmhouse and long to return.
- Swimming pool
- Hot tub
- Garden
- Open fire / woodburner
- Breakfast included
- Breakfast available
- Meals available
- Parking on premises
- Free parking nearby
- Accessible by public transport
- WiFi
- Spa
- Central heating
- Limited mobility
- Wheelchair access
- Mobile reception
- Hob
- Bar
- Barbecue
- Licensed premises
- Vegetarian meals
- Paid parking nearby
- Air conditioning
- Relaxation areas
- Washing machine
- Tennis court
- No smoking
- Credit cards
- Working farm
- Owner has pets
- Pets welcome
Family friendly
- Baby monitor
- Books and toys
- Children welcome
- Babies welcome
- Stair gates
- High chair
- Cot available
- Pub/bar within 3 miles
- Restaurant within 3 miles
- Shop within 3 miles
- Bikes available
- Food courses
- Kayaking
- Other courses
- Sailing
- Surfing
- Wild swimming
& pricing
Booking information
- Check in
- Flexible
- Check out
- Flexible
- Booking restrictions
- Please refer to the Chalet page for winter prices. Short breaks available, please enquire with owner.
- Closed
- 7 April - 15 June, 17 September - 15 December.
- No smoking
- Smoking not permitted anywhere in the property.
- Owner has pets
- Animals living on the property
- Meals
- Dinner, 4 courses with wine, €50.
- Nightly price
- from €160
- Surcharges
- Singles from 80€.
- 2 Family rooms for 4
- From €160
- 1 Family room for 3
- From €160
- 3 Doubles
- From €160
- 3 Cottages for 2
- From €160
- 2 Suites for 2
- From €160
A special place in the heart of the French Alps. We were a large group of 10 and were accommodated in 3 lovely rooms. The beds were especially comfortable after a long day's driving and the staff were all exceptionally helpful. We will definitely be back!
Fantastic rooms with very comfortable beds and endless hot water. Food was, generally, very good. Excellent breakfasts to set you up for a days skiing. Tea and cakes to welcome you back in the afternoon. A wonderful dinner in great company around a long polished table. Very special. Dorian and James are skilled in recruiting the best staff. Friendly and helpful and fun. I can be critical having been in the business but there is nothing to criticise at The Farmhouse and I would definitely recommend it for an extra special ski holiday.
The neighbourhood
Local points of interest from Dorrien Ricardo
- Mountain biking and Road biking are the major sports in Morzine and the surrounding areas in the summer months. The Tour de France last visited in 2010 and July 2016.
- The Morzine leisure centre is just down the road from us. This is an Olympic size swimming pool, giant 80 metre water slide, bouncy castle, beach volley ball, indoor pool and spa with saunas and Turkish baths.
- Fantasticable: This is the only zip wire of its kind in the Alps. Two 1,200 metres cables which shoot you across the Plaine Dranse valley and back again. At one point you are 240 metres from the valley floor! A must for any adrenaline junkie!
- The beautiful lake Montriond is well worth visiting. Whether it be to walk around it, swim in it, paddle through it or just soak up the sunshine.
- Mountain walks and hiking are very popular with stunning views to be had at every twist and turn. Day trips can start from The Farmhouse doorstep and there are different grades of difficultly for all walkers.
- The Portes du Soleil region is one of the biggest and best in the world for skiing. 650km of pistes, 13 interconnecting resorts and fantastic off piste back country you have everything at your fingertips. The Farmhouse is a perfect base to explore the area


text:
Job 8:21
New International Version (NIV)
21 He will yet fill your mouth with laughter
and your lips with shouts of joy.
My Edible Things with Apologies to Julie Andrews and Mary Martin
(to the tune of My Favorites Things)
Ice cream with toppings
And warm cozy lattes
Sandwiches cut small and hor dourves on bright trays
Blueberry pancakes my mother would bring
These are a few of my edible things
Bagels with cream cheese all warm and exciting
Donuts with filling
Bacon with eggs frying
Sweet apple pie with whipped cream for a zing
Might even go out and get me some wings
Strawberry shortcake it's one of my real highs
Turkey and dressing that stay on my big thighs
Pizza with parmesan tastes good with a beer
These are a few that I eat with good cheer
When my stove dies
Or the food flies
And my coupons expire
I simply remember my edible things
And then I don't feel deprived
©2017 by William Pierce
Help us to look for laughter amid the darkness, for happiness amid the sorrow, for joy within Your presence. Thank You for this life. Amen.
Edible


text:
Hooman Keshavarzi
Hooman Keshavarzi is a Licensed Psychotherapist in Illinois, completed his Psy.D (to be conferred), holds a Masters of Clinical Psychology and a Bachelors of Science – specialist psychology track/minor in Islamic Studies. He is currently a visiting scholar for Ibn Haldun University (Turkey), Adjunct Professor of Psychology at Argosy University Chicago, American Islamic College, Hartford Seminary, instructor of psychology at Islamic Online University and founding director of Khalil Center – the first Islamically oriented professional community mental wellness center and largest provider of Muslim mental healthcare in the US. He is also a fellow at the Institute for Social Policy and Understanding at the Global Health Center, conducting research on topics related to Muslims and Mental Health. Hooman Keshavarzi is an international public speaker and trainer currently serving as a Clinical supervisor of graduate students of clinical psychology at the Village of Hoffman Estates (DHS). He also delivers seminars on specialized topics around multiculturalism and psychology.
Hooman Keshavarzi has also authored several published academic papers in recognized peer-reviewed journals on integrating Islamic spirituality into modern psychological practice.
In addition to his academic training, Hooman Keshavarzi has studied Islamic theology both formally and informally. He is a student of Shaykh Muhammad Zakariya from Toronto, Canada, where he attended his hadith and spiritual discourses for a number of years. After moving to Chicago, he studied informally with Shaykh Azeemuddin Ahmed, later formally enrolling in Darussalam Academy for 4 years. During this time he also did some specialized coursework with Shaykh Amin Kholwadia in Islamic counseling. He then transferred to Darul Qasim where he is continuing his higher Islamic education.
1-855-5KHALIL Ext: 703
Fahad Khan, Psy.D
Deputy Director
Clinical Director, Chicagoland Offices
Dr. Fahad Khan is a Licensed Clinical Psychologist with a Doctorate in Clinical Psychology and a Masters degree in Biomedical Sciences. He is also a Hafiz of the Qur'an (having committed the entire Qur'an to memory) and has studied Islamic studies with various scholars in the Muslim world and the US. He is currently a student at Darul Qasim continuing his Arabic and Islamic studies under the supervision of Sh. Amin Kholwadia. He is a faculty member at Concordia University Chicago and College of DuPage. He has conducted numerous research studies and have published book chapters and articles on Traditional Islamically-Integrated Psychotherapy (TIIP), help-seeking attitudes of Muslim Americans as well as the effects of Acculturation & Religiosity on Psychological Distress. He is a fellow of the International Association of Islamic Psychology and serves as an editor for the Journal of Muslim Mental Health.
1-855-5KHALIL Ext. 704
Kamran Aslam Chaudri, JD
Director of Development
Kamran is a second generation transactional attorney, the son and nephew of U.K. qualified advocates. After spending 5 years in the Projects and Infrastructure group at Mayer Brown and 3 years in the Global Transportation Finance group at Vedder Price advising sponsors, financiers, governments and credit support agencies in international business transactions, he went in-house to assist Khalil Center, a Zakat Foundation Project, expand its work to advance the practice of professional psychology rooted in Islamic principles. Along the way he has advised individuals and businesses in matters of Islamic finance and other contractual arrangements consistent with Islamic law. Previously, he completed a fellowship at a leading Indian microfinance institution and an internship at a top international Pakistani law firm. He speaks fluent Urdu, with intermediate working knowledge of Punjabi, Arabic and Spanish, continues to study books of theology, law and ethics with Islamic scholars and teaches the application of Islamic law and ethics.
1-855-5KHALIL Ext. 716
Chicago Area:
Sabaahath Latifi, MS LCPC
Licensed Clinical PsychoTherapist
Sabaahath Latifi is a clinical therapist at Khalil Center. She has completed her Masters of Science in Clinical Psychology, with a subspecialty in children and adolescents' developmental psychology, from Benedictine University. She graduated from Elmhurst College with her Bachelors in Speech-Language Pathology. Prior to that, Sabaahath studied Islamic jurisprudence, history, Quran Tafseer, and Urdu for six years. She has also previously worked with children with special needs and learning disorders.
Through her experience at Khalil Center, Sabaahath has primarily worked with women experiencing anxiety, OCD, marital conflict, and depression. She has also worked with children experiencing anxiety, significant changes in family situations, peer related concerns, body image and self-esteem issues, and stress management. She currently works as a clinician at the center and as a school counselor at MCC Academy. She also facilitates the divorced sisters' support group and manages the Khalil Center Helpline.
Contact: firstname.lastname@example.com
1-855-5KHALIL Ext 706
Sarah Syed, Psy.D
Post-Doctoral Psychologist
Dr. Sarah Syed completed her bachelor's degree in psychology from Purdue University. Her master's degree is in clinical psychology was obtained from the Illinois School of Professional Psychology at Argosy University and her doctorate in clinical psychology from the Texas School of Professional Psychology at Argosy University in Dallas, Texas. Dr. Syed has a broad range of experience working within the field of psychology including diagnostic and vocational testing, career counseling, domestic violence, addictions, family and couples therapy, depression, anxiety, stress, adjustment, grief/loss, school concerns, lifespan adjustment, and community mental health. Her pre-doctoral experiences include neuropsychology testing, children, family, and couples counseling and inpatient psychiatric care of adults with moderate to severe psychiatric issues.
Contact: firstname.lastname@example.com
1-855-5KHALIL Ext 705
Samar Harfi, MA, Psy.D
Post-Doctoral Psychologist
Dr. Samar holds a Doctorate in Clinical Psychology from the Illinois School of Professional Psychology. Dr. Samar's clinical training and experience include working with individuals struggling with mood disorders, anxiety, traumatic incidents, identity concerns, relationship problems, and other serious mental health issues. Dr. Samar has worked with individuals from all age groups across gender and a broad range of cultural identities. She has special interest in working with children, adolescents, and young adults. Dr. Samar's clinical approach is integrative with a focus on multicultural, interpersonal and narrative therapy. As a bilingual clinician with international experience, Dr. Samar has provided clinical services in both Arabic and English.
Dr. Samar is passionate about social justice and multicultural counseling and has been active in national and international mental health projects in the past. She received the President's Volunteer Service Award for her work with refugees in Chicago in 2012.
1-855-5KHALIL Ext 707
Contact: firstname.lastname@example.com
Shireen Musleh, MA LCPC
Shireen Musleh is licensed in the state of Illinois to diagnose and treat mental health related issues as a Licensed Clinical Professional Counselor (LCPC), and holds a Master's degree in Clinical Psychology. She has extensive clinical experience counseling children, adolescents, adults, couples, and families with various types of concerns and issues. She has experience and training on marital conflicts and parenting, fears and anxieties, grief, depression, and addiction.
Mrs. Musleh has a great deal of understanding and training in working with individuals and families suffering from domestic violence. She completed an all-encompassing training program with the Illinois Coalition Against Domestic Violence (ICADV). She co-facilitated domestic violence and anger management groups to provide psycho-education and to increase insight into maladaptive coping mechanisms. Partner Abuse Intervention Program (PAIP) groups were provided to court ordered perpetrators, which is a program that provides services for people, both males and females, who control their partner with physical abuse, emotional abuse, sexual abuse, or economical abuse (money). She also co-facilitated self-esteem groups for women to empower them and provide a safe support system. She provided co-parenting counseling for couples going through divorce, as well as for individuals struggling with the difficulties of parenting. She has basic training in biofeedback/neurofeedback, which is an evidenced-based adjunctive treatment used for psychiatric conditions such as attention-deficit/hyperactivity disorder, generalized anxiety disorder, posttraumatic stress disorder, phobic disorder, obsessive-compulsive disorder, bipolar disorder, depression and affective disorders, autism, and addictive disorders.
1-855-5KHALIL ext 714
AbdulAziz Khalid Syed, LSW
Dr. Mohamad Ata, DNP
NPA – Psychiatry
Dr. Mohamad Ata received his doctorate of nursing practice (DNP) from Rush University in 2017 and worked as a psychiatric nurse since 2012. His medical training includes a residency in psychiatry at Carle Foundation Hospital. He became board certified in psychiatry in 2018. He is a member of the Neuroscience Education Institute.
His medical interests include:
- Special populations including deaf, mute, blind, and autism,
- Neurocognitive disorders including dementia
- Also: delirium, depression, and anxiety.
Dr. Ata believes in a holistic approach to treating mental illness including the integration of Islamic principles, psychopharmacological interventions, and psychotherapy for optimal outcomes.
Contact : firstname.lastname@example.com
1-855-5KHALIL Ext 709
Dr Yusuf Salah, MD
Dr. Yusuf Salah received his Bachelors Degree in Middle Eastern Languages and Civilization from Northwestern University. He then completed medical school at the University of Illinois at Chicago and his residency in Adult Psychiatry at the University of Chicago Medical Center. His interests include youth work and community service.
Contact: email@example.com
1-855-5KHALIL Ext 708
Imman Musa, Ph.D.
Dr. Imman Musa earned her Ph.D. in Clinical Psychology from Saint Louis University. Her research career has focused on the mental health impact of discrimination and Islamophobia on American Muslims. Dr. Musa has presented her research at professional conferences across the country including the annual meetings of the American Psychological Association, the Association for Psychological Science, and the Muslim Mental Health Conference. She is a co-founder and Director of Outcomes and Evaluation at MWPN, a St. Louis-based non-profit organization dedicated to the mentorship and professional development of Muslim women.
Clinically, Dr. Musa works with adolescents, adults, and couples. She has specialized training working with individuals with anxiety disorders, mood disorders, and substance use disorders. Dr. Musa has previously worked with diverse client populations in a broad range of clinical settings, including partial hospitalization programs, primary care medical centers, college counseling centers, and community mental health clinics. She sees clients with a broad range of presenting issues including anxiety disorders, OCD, PTSD, mood disorders, addictions, adjustment issues, ADHD, acculturation stress, bereavement, and sleep disorders. When working with clients, Dr. Musa utilizes cognitive-behavioral strategies while incorporating a multicultural framework that considers her clients' unique social identities, values, and belief systems.
Contact : email@example.com
1-855-5KHALIL Ext 732
Rabiah Dayala
Administrative Manager
1-855-5KHALIL Ext 1
Bay Area:
Ustadha Rania Awaad, MD
Clinical Director – Bay Area Offices
Raised in the U.S., Ustadha Rania Awaad began her formal study of the traditional Islamic sciences when her parents permitted her to travel to Damascus, Syria at the age of 14. Her desire to continue studying the Deen resulted in multiple trips back to Damascus, interspersed between her high school, college and medical studies. She was honored to receive Ijaazah (authorization to teach) several branches of the Shari'ah sciences at the hands of many renowned scholars, including many female scholars. She has received Ijaazah to teach Tajwid in both the Hafs and Warsh recitations from the late eminent Syrian scholar, Shaykh Abu Hassan al-Kurdi. In addition to completing several advanced texts of the Shafi'i madhhab, she is licensed to teach texts of Maliki fiqh, Adab and Ihsan. Currently, Ustadha Rania teaches online and local classes for The Rahmah Foundation, Rabata, and is on faculty of Zaytuna College where she teaches courses in Shafi'i fiqh, women's issues in fiqh, and has helped develop and co-direct the Tajweed and Hifz progam.
Ustadha Rania also a medical doctor with a specialty in Psychiatry. She completed her Psychiatric residency and fellowship training at Stanford University where she is currently on the faculty as a Clinical Instructor in the Stanford Psychiatry and Behavioral Sciences department. Her medical interests include addressing mental health care concerns in the Muslim community- particularly that of Muslim women and girls. She has been awarded grants from the NIMH (National Institute of Mental Health) to conduct research on this topic and has presented her findings at several medical conferences. Other on-going endeavors include the compilation of manuscripts addressing female-related mental health and medical issues from a fiqh-oriented perspective. She currently serves as the Director of the Rahmah Foundation, a non-profit organization dedicated to teaching Muslim women and girls traditional Islamic knowledge. In this capacity she also heads the Murbbiyah Mentoring Program which trains young women how to teach and mentor Muslim girls and teens. Ustadha Rania is both a wife and a mother; she has been counseling and teaching women classes on Tajwid, Shafi'i Fiqh, Ihsan, marriage and raising children since 1999.
Contact: 1-855-5KHALIL Ext 702
Email: firstname.lastname@example.com
Hira Khanzada, MSW
Community Outreach Co-ordinator & Therapist
Hira Khanzada is a Mental Health Therapist, credentialed as an Associate Clinical Social Worker in the State of California. She completed her Master's at UC Berkeley and graduate social work training at institutions including the UCSF/SFGH Trauma Recovery Center and Stanford Health Care. Hira has experience supporting those with depression, anxiety, relationship stress, chronic illness, and multiple forms of trauma, across a broad spectrum of faiths, cultures and ethnicities. Hira's approach in therapy is warm, non-judgmental, and confidential. She views emotions and the heart as reservoirs for deep healing, and seeks to approach all challenges holistically from their root cause, whether emotional, physical, or spiritual. Her theoretical orientation is integrative, incorporating modalities such as Cognitive Behavioral Therapy, Cognitive Processing Therapy, Acceptance and Commitment Therapy, and Skills Training in Affective and Behavioral Regulation. She provides services in English and Urdu/Hindi. She can speak basic conversational Spanish as well.
Email: firstname.lastname@example.com
Nuzhath Quadri, LMFT
Licensed Marriage and Family Therapist
Nuzhath Quadri is holds a Masters in Counseling Psychology and is a Licensed Marriage and Family Therapist. She is currently working in a school and clinic setting. Her primary experience includes working with children, adolescents, women, and families.
Email: email@example.com
Heba el-Haddad, MS, PsyD-Candidate
Mental Health Associate
Heba has received her undergraduate degree from UC Irvine in Psychology of Social Science, later earned a Master's degree in Clinical Psychology and is currently pursuing her doctorate degree in Clinical Psychology. She worked at OMID Multicultural Institute for Development, a mental health institute for 3 years, where she completed her practicum hours and gained a variety of experience working with the Muslim population from different ethnicities and backgrounds. Simultaneously, she worked at the Anaheim Family Justice Center through New Star Family Center in Anaheim with law enforcement, counseling victims of domestic violence and abuse. She also served as a case manager for ICNA's first Transitional home and shelter for Muslim women in Southern California. Heba is an affiliate of the Stanford Muslim Mental Health Lab which focuses on providing resources for clinicians, researchers and community leaders working with the Muslim population. Believing that prevention is superior to intervention, Heba has worked on promoting awareness on a wide spectrum of topics ranging from anxiety to stress management through seminars, workshops, and lectures and believes that psychoeducation has the ability to empower and transform communities, not just individuals. Heba perceives learning to be a never-ending process and is continuously seeking to further her self-development in all aspects.
1-855-5KHALIL Ext 711
Diba Ataie, MFTI (IMF #72533)
Marriage and Family Therapy Intern
Diba Ataie has earned a Master's degree in Counseling Psychology and is working towards licensure. She has spent the last five years working as a clinician in diverse settings such as: school counseling, clinical setting, and in-home intensive therapeutic services. She has worked as a lead facilitator for an international parent-teen relationship development program for the last five years. She strongly believes in advocating on behalf of her clients and is currently pursuing a doctoral degree in Human Rights Education to continue to support and understand her clients in a holistic manner (especially when dealing with violence and trauma cases).
The theoretical framework that best fits her therapeutic modality includes a fusion of: CBT, DBT, Solution Focused Therapy as well as Narrative Therapy practices (among others). She has experience in working with mandated clients and has worked with families, youth, and women. Her current language capacity includes: Farsi, English, Spanish and German.
1-855-5KHALIL Ext 710
Yusuf (Martin) Turner, MA PCCi
Professional Clinical Counselor – Registered Intern
Yusuf (Martin) Turner holds a Master of Arts in Counseling from Regis University. He is a registered Professional Clinical Counselor intern (PCCi) and is working toward his licensure. Presently he is seeing clients in a private practice setting in San Francisco, Ca. Yusuf has experience working with adult male and female clients in community treatment settings struggling with various addictions, chemical dependency, depression, anxiety, trauma, and severe mental illness.
In the past Yusuf has worked with Muslim Family Services of Colorado,providing individual mental health counseling and psychoeducation to adult males at risk in oppressed communities of color , primarily the African American and Somali communities of Denver,Colorado.
Yusuf's theoretical orientation is eclectic, heavily influenced by psychodynamic and existential psychology. He utilizes a plethora of therapeutic techniques specific to the needs and issues impacting his client (e.g., psychoanalytic, client-centered, gestalt, cognitive behavioral, narrative, mindfulness, and transtheoretical therapies). Yusuf is an advocate of social justice and volunteers his time with a number of social causes.
Contact: 1-855-5KHALIL ext. 712
Email: firstname.lastname@example.com
Rana Chawla, MA, LMFT
Rana Chawla is a Licensed Marriage & Family Therapist and holds a Masters of Arts in Counseling Psychology from the University of Denver. She has worked extensively with adolescents & families, providing individual & family therapy and dealing with a wide variety of issues. Her clinical training ranges from working with seriously mentally ill adolescents living in a locked facility, to providing treatment in the community and in-home services to families. Rana also has experience working as a school counselor in elementary, middle, and high school settings. She utilizes a wide variety of therapeutic techniques based on the needs of the client. She is passionate about providing services to underserved populations, dispelling the stigma of mental illness, and assisting parents to improve their family dynamics. In addition, Rana studied abroad in 2003/04 in Damascus, Syria, where she received a license to teach Tajweed from the late Shaykh Abu Hassan Al Kurdi. Rana is always working to deepen her spiritual knowledge & self-understanding in order to better serve her community.
Contact: 1-855-5KHALIL ext 717
Email: firstname.lastname@example.com
Ali Bishop
Seminar/Workshop Leader
Ali Bishop converted to Islam in 1996 in Aurora, Illinois. Upon his conversion he had the unique opportunity to sit with many traditional scholars to learn fiqh and spirituality. He is the first in his family to attend college. In 2013 he received his Bachelor Degree at California State University, Sacramento in the field Social Work, with an emphasis on Community Mental Health. He continued onto to California State, East Bay where he received his Masters degree in Social Work with an emphasis on Community Mental Health in 2014. All his course work and field hours were in a therapy setting, giving him the opportunity to work individually and in groups to assist clients with an array of mental health needs. Ali is currently employed at Newark High School in Newark California as the Mental Health Clinician. There he works directly with the students in individual and group settings to assist with social, emotional and behavioral issues. Ali now brings his education and experience to Khalil Center in hopes to serve the Muslim community. He currently lives in Fremont, California with his wife and cat, Rocky, where in his spare time rides his motorcycle and is a member of the United Muslim Motorcyclists Association (UMMA) for youth empowerment and dialogue.
Contact: 1-855-5KHALIL ext 719
Email: firstname.lastname@example.com
Saha Jamshed
Saha has received her undergraduate degree from UC Davis in Psychology and a minor in Comparative Religion. Later, she earned her Master's degree in Social Work from University of Southern California. She worked at John George Psychiatric Hospital for 1 year where she completed her clinical hours and gained a variety of experience working in the ER setting. Simultaneously, Saha has been working at NISA, a Muslim domestic violence organization for over 10 years where she provides counseling and case management for victims of domestic violence and abuse. Saha utilizes a multitude of therapeutic intervention modalities based on the needs of the client including cognitive behavioral therapy (CBT), mindfulness, solution-focused therapy, narrative therapy and stress management.
Jabir Tarin
Intern Therapist & Community Outreach
Jabir Tarin is a Bay Area native, a Masters of Arts candidate in Marriage and Family therapy. Prior to his graduate education, Jabir graduated with a Bachelors degree in Psychology from California State University East Bay in 2014. Additionally, Jabir is a student of Islamic theology and serves as a Khatib intermittently. Jabir is interested in spiritually integrated therapy and serving his community. Jabir Tarin currently resides in Hayward, CA.
Contact: 1-855-5KHALIL Ext 701
Email: email@example.com
Hala Fattah, MD
Dr. Hala Fattah, is a practicing psychiatrist in the San Francisco Bay Area. She is board-certified by the American Board of Psychiatry and Neurology. Dr. Fattah was born and raised in Baghdad, Iraq, where she later attended medical school at Al-Mustansiriya University. After graduating, she moved to the United States in pursuit of further experience and training. She received her Residency Training from the San Mateo County Residency Program. Since then, she has been practicing adult psychiatry in a community-based setting.
Contact: 1-855-5KHALIL
Email: firstname.lastname@example.com
Melissa Daoud, MA, MFT-A, PCC-A
Melissa Daoud born and raised in Des Moines, Iowa, where she converted to Islam in 2001. She completed her undergraduate and graduate degrees in California, as well as her clinical training. Melissa is dually licensed as a Marriage and Family Therapist Associate and Professional Clinical Counselor Associate and completed her Master's in Counseling Psychology from Santa Clara University. Her theoretical orientation is integrative, as she believes the best therapy is tailored to each individual. She utilizes interventions from psychodynamic/attachment theory, family systems, cognitive behavioral, and solution-focused psychotherapies. She also holds a Master's degree in Experimental Psychology from San Jose State University.
Since her traineeship, Melissa's clinical experience has been in a school-based setting, where she provided therapeutic services for youth and their families. In addition to adolescent psychotherapy, Melissa has a strong interest in working with couples, individuals, families, and converts to Islam.
Contact: 1-855-5KHALIL Ext 728
Anum Ahmed
Administrative Assistant
Tuesday-Friday, Sunday: 10-6pm
Days off: Monday & Saturday
Anum is a recent graduate of California State University, East Bay where she double-majored in Communications and Philosophy, often looking at the perceptions and representation of Muslims in the media. During her time there, she was the President of the Muslim Student Association and worked to establish an interfaith prayer room on campus, while planning and hosting events that would educate the student population on Muslim experience. Post-graduation, she has interned for a local senator, volunteered her time at the HERS Breast Cancer Foundation, and worked for an event coordinator where she helped individuals and organizations put on large scale events. Her intention has always been to work for the betterment of the Muslim community and believes this role will help her do so. She aims to use her experience in event planning, administration, and outreach to keep the KC team stay engaged and organized.
Contact: 1-855-5KHALIL Ext 701
Los Angeles
Shaykh Suhail Hasan Mulla, MSW
Director – KC LA Area, CA
Shaykh Suhail Hasan Mulla is a native Angeleno, proudly born and raised. He earned his Bachelor's Degree in Pan-African Studies from CSUN, his Master's in Social Welfare from UCLA and another Bachelor's Degree in Shari'ah (Islamic Law) from the world's preeminent Islamic seminary – Al-Azhar University in Cairo, Egypt. Additionally, he completed a two year Islamic Studies program at Al-Asheera Al-Muhammadiya in Cairo, Egypt where he studied privately with numerous Azhari scholars.
Shaykh Suhail has worked as a social worker in school and juvenile justice settings, served as an Imam at the Islamic Society of Orange County and has served as Interim Executive Director and Director of Mental Health at Access California Services.
Shaykh Suhail currently serves as Resident Scholar at the Islamic Society of West Valley and as University Muslim Chaplain at UCLA and CSUN. He resides in Los Angeles with his wife and four children.
Contact: 1-855-5KHALIL Ext 723
Email: email@example.com
Sakeena Mirza, ASW, MSW
Associate Clinical Social Worker– KC LA Area, CA
Sakeena received both her BA in Arabic and Master of Social Welfare (MSW) degrees from UCLA. Sakeena works with children, adolescents, adults, and couples. She has experience as a child trauma therapist, utilizing play therapy, trauma-focused cognitive behavioral therapy, and other clinical methods to support children recover from difficult life experiences. She has training in Reflective Parenting and Parenting with Nonviolence models in working with parents on building positive and connected relationships with their children. Sakeena works with couples utilizing the Gottman method and is a trained Gottman Seven Principles Leader. With adolescents and adults much of her work has been in supporting individuals in working through anxiety, depression, and navigating difficult relationships. Sakeena is currently pursuing additional training in advanced trauma work, integrative medicine, and somatic experiencing. In addition to her work as a therapist, Sakeena serves as Director of Seeds, a nonprofit organization that works to create supportive communities around those impacted by trauma, with a special focus on children in the foster care system
Contact: 1855-5 KHALIL Ext. 718
Fiaz Zubair Syed, LCSW
Therapist – KC LA Area, CA
Fiaz Zubair Syed is a Licensed Clinical Social Worker and long-standing community activist. As a clinical social worker, Zubair has worked with children, families and adults to help in addressing social and emotional challenges. He received a B.A. in History from California State University, Northridge in 2005 and a Master's in Social Welfare from the University of Southern California (USC) in 2007. In his 10+ years of professional experience, Zubair has worked within the healthcare and educational systems to address a wide range of mental health issues with individuals and groups of diverse abilities and backgrounds. He has a broad range of experience working within the field of social work performing bio-psycho-social assessments, crisis counseling, threat assessments, suicide prevention and assessment, grief counseling, group therapy and cognitive behavioral interventions for trauma.
Zubair has held the position of Pupil Services & Attendance Counselor, Medical Social Worker, Expulsion Counselor and currently holds the position of Psychiatric Social Worker (PSW) for the Los Angeles Unified School District. As a PSW, Zubair works with high school students who present with mental health needs, including but not limited to anxiety, depression, and trauma.
In his 15+years as an activist, Zubair has held leadership positions within Muslim American Society (MAS) and co-founded the Islamic Society of West Valley (ISWV), a non-profit religious organization in the San Fernando Valley. Fiaz is happily married with three children.
Contact: 1-855-5KHALIL Ext 710
Email: firstname.lastname@example.com
New York City
Menahal Begawala, LMHC
Menahal is a Licensed Mental Health Counselor in New York. She grew up in Queens, New York and upon graduation from high school, she went to the Al-Huda Institute in Karachi, Pakistan to complete the Islamic studies course taught by Dr. Farhat Hashmi. Menahal then began her undergraduate studies at NYU in General and Special Education, and went on to complete a Masters in Literacy Education. After teaching in schools on the East and West coasts of the US, she went to Egypt to further her Arabic studies and obtain an ijazah (certification) in Quranic Recitation and tajweed. Not long after, Menahal found herself back in school to complete a Masters in Clinical Mental Health Counseling. Throughout her travels and studies, Menahal has maintained an active role in the community by teaching classes on various topics in Islamic studies combined with mental health and wellness. She also conducts workshops on parenting, wellness, marriage, and addictions. Currently Menahal works as a mental health counselor, covering a client base with a broad range of mental health issues, including substance abuse disorders. She also conducts individual, family, and couples therapy. Menahal has also completed Levels 1-3 of marriage counseling training through the Gottman Institute, world renowned for its work on marriage stability and divorce prediction. She partnered with the institute to author the Islamic Reference Guide for the Gottman Method and is currently on track of become a certified Gottman counselor to further enhance her professional capabilities in the marriage counseling field. Most recently, Menahal pursued her interest in treating trauma by enrolling in training in Sensorimotor Psychotherapy, a modality of somatic psychotherapy that taps into the body's innate intelligence to enhance the effectiveness of therapy.
Contact: 1-855-5KHALIL Ext 729
Email: email@example.com
Dr. Venus Mahmoodi, PhD
Licensed Clinical Psychologist
Venus Mahmoodi, PhD, specializes in reproductive mental health, which includes mental health challenges during pregnancy and pregnancy planning, postpartum, fertility struggles, and perinatal loss. She works with individuals and couples to alleviate distress related to grief and loss as well as a wide range of mental health challenges, including anxiety, depression, post-traumatic stress, and emotional dysregulation.
Dr. Mahmoodi has diverse clinical and diagnostic expertise and utilizes a range of effective interventions to alleviate distress. She takes an integrative approach, incorporating psychodynamic relational work with cognitive and dialectical behavioral therapies. At the same time, treatment is individualized to ensure effective symptom management and to meet the needs of the person or couple. She also creates a safe and engaging environment for individuals and couples to build effective coping skills, learn to tolerate difficult emotions, and develop competence by reaching realistic goals.
Dr. Mahmoodi completed her PhD in clinical psychology at Palo Alto University in California. Her clinical training included working with refugees and torture survivors, veterans, and perinatal women. She completed an APA-accredited pre-doctoral internship at Mount Sinai Beth Israel. Through a unique collaboration between Stanford University and Palo Alto University, she completed a program with an emphasis in women's neuroscience and mental health, which incorporated coursework and research examined the role of endogenous hormones on mental health throughout a woman's life cycle. Her dissertation topic focused on the perinatal experiences of Muslim women living in the United States.Dr. Mahmoodi completed specialized training through Postpartum Support International on screening and treating PMADs. She completed more advanced specialization in PMADs, grief/loss, and distress related to fertility at Seleni. She is affiliated with the New York Women's Mental Health Consortium, Postpartum Support International, and the American Psychological Association.
Contact: 1-855-5KHALIL Ext 727
Email: email@example.com
Mawlana Omar Patel
Psychotherapist & Operations Manager
Omar Patel was born and raised in Toronto, Canada. At the tender age of 15, he developed an interest in studying the Arabic language and spent the next 3 years studying Arabic grammar, literature and Islamic Jurisprudence. He then traveled to the United Kingdom to continue his studies, enrolling in the rigorous 7-year Alim program consisting of advanced Qur'anic exegesis, Islamic theology and early Hadith studies. He completed his final year in South Africa where he graduated with a BA in Arabic and Islamic Studies, and achieved numerous authorizations in the study of Hadith.
After returning home to Canada, Imam Omar felt a calling to bridge his knowledge of Islamic Sciences with modern spiritual care and psychotherapy – and so began his Masters in Pastoral Studies at Emmanuel College at the University of Toronto to become a trained chaplain.
In 2016, Imam Omar was selected as the Muslim Chaplain at University of Toronto Scarborough Campus where he caters to the needs of Muslim students by holding counselling sessions and weekly programs on site. He resides in Scarborough, Ontario with his wife and son.
With the soon-to-be opening of Khalil Center in Toronto, Imam Omar will be serving as Manager of Operations and Psychotherapist.
Contact: 1-855-5KHALIL Ext 713
Email: email@example.com


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Have you ever wanted to work behind the bar at the Rivertown Brewing Company taproom? Well now might be your chance! We are currently looking for a person to join our wonderful taproom team. You must have craft beer knowledge, nights and weekend availability, and a love for customer service. Stop by the brewery M-F 9am-5pm to fill out an application. All potential candidates must fill out an application in order to be considered for the position.
Post Revisions:
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Tomorrow marks the beginning of a whirlwind tour of China, Australia and New Zealand. The majority of the time will be split between China and New Zealand, with the highlight of the trip being a weekend in Brisbane for Ann's wedding. I can't wait to reconnect with my best girlfriends from high school, Natalie and Ann, and do some much needed catching up.
My time in China will be concentrated in Shanghai, where I, along with 60 other Full-time and Executive MBA students will be meeting with companies and exploring the cross-cultural opportunities of doing business in China. We have some free time scheduled in, so I hope to do some exploring also.
Being the wine adventurer that I am, I will be scoping out the wine scene of these 3 incredible locations. I was fortunate enough to tour Australia in June and visited the Barossa and Hunter Valley. This time, however, I will be focused on the great Pinot Noirs and Sauvignon Blancs from New Zealand's wine regions. But, I'm not going to hold off on my wine exploration until I head to Australia and New Zealand – I am going to try to make it to a wine bar in Shanghai to sample some pinyin (Chinese for wine) to see how Chinese "grape liquor" compares to my Californian standards.
I'll be sure to keep the blog updates along my way.


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Shots Fired premieres on FOX
Tue 11 Apr 2017, 08:01
From Gina Prince-Bythewood (Beyond the Lights, The Secret Life of Bees, Love & Basketball) and Reggie Rock Bythewood (Notorious, New York Undercover, Get On the Bus) comes Shots Fired, a 10-hour event series that examines the dangerous aftermath of two racially charged shootings in a small Southern town, providing an explosive autopsy of our criminal justice system.
When Joshua Beck (Tristan Mack Wilds, known for The Wire), an African-American Sheriff's deputy, kills an unarmed white college student, a small town in North Carolina is turned upside-down. Before the town has a chance to grapple with this tragedy, the neglected murder of an African-American teen is brought to light, opening wounds that threaten to tear the community apart.
Leading the Department of Justice's inquiry into these shootings is seasoned investigator Ashe Akino (Sanaa Lathan of The Perfect Guy and Love and Basketball) and a young Special Prosecutor, Preston Terry (Stephan James of Race and Selma), both of whom are African-American. As they start to peel back the layers of both cases, they suspect a cover-up that may involve some of the state's most powerful people, including fiercely political North Carolina Governor Patricia Eamons, played by guest star and Academy-, Emmy- and Golden Globe-winning actress Helen Hunt (As Good as it Gets, The Sessions). She's in a tough re-election fight, and the recent shootings in her state are making it even tougher.
Meanwhile, real estate mogul and owner of a privatised prison Arlen Cox (Academy- and Golden Globe Award-winning actor Richard Dreyfuss, The Goodbye Girl, Jaws, Madoff), is pulled into the volatile debate over policing in the town, and llieutenant Calvert Breeland (Stephen Moyer, The Bastard Executioner, True Blood), a seasoned veteran in the Sheriff's Department, gets caught in the middle of the investigation.
As Ashe and Preston navigate the media attention, public debate and social unrest that come with such volatile cases, Shots Fired tackles the racial divide from every seat in the house.
Shots Fired is produced by 20th Century Fox Television, in association with Imagine Television and Undisputed Cinema. The series is created and executive-produced by Gina Prince-Bythewood and Reggie Rock Bythewood. Brian Grazer and Francie Calfo also serve as executive producers.
Tune in to FOX (125) this Wednesday 12 April at 21:00 CAT to catch the premiere of Shots Fired.
To keep up with the show, like Shots Fired on Facebook at facebook.com/Shots Fired. Follow the series on Twitter @ShotsFiredFOX and join the conversation using #ShotsFired. See photos and videos on Instagram @ShotsFiredFOX.


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Our Students
"Working in IT in the financial services sector, my personal interests in carbon management and energy efficiency brought me to the Certificate in Sustainability at Ryerson's Chang School.
The foundation course paints a broad brush stroke about sustainability and the lens (frameworks) through which it could be perceived. The course content allows for appreciation of the complexities and nuances in both the local and global discussions around sustainability.
Instructors for this course were top notch – knowledgeable, passionate, and articulate about sustainability issues and challenges. They used real-world examples to illustrate the academic readings and their insights were of immense value in understanding the concepts.
The diversity and the background of the students in the class made networking and the exchange of ideas and thoughts a dynamic and rewarding experience.
I would highly recommend the certificate to anyone who wants a better understanding of sustainability and its applicability to their domain."
Anantha K. Prasad
Principal, Saran Consulting Inc.
"After completing an undergraduate degree with a double major in Geography and Anthropology, I found it was necessary to further my sustainability knowledge in order to succeed in the emerging field of corporate responsibility. The Chang School's innovative programming allows me to study sustainability in a variety of interest sectors (economics, architecture, environmental management, tourism, etc).
The Certificate in Sustainability has facilitated a continuous intellectual dialogue – in classroom and online – between students from a variety of backgrounds (engineering, social sciences, public relations). It provides an opportunity to gather, share, and consolidate knowledge on this rapidly growing and complex field. The professors were able to further the conversation by integrating theories and practical understanding into the discussion. This program has allowed us all to develop a well rounded understanding of this multi-dimensional idea of sustainability. Further, it has provided practice in public speaking, presentations, critical thinking, and problem solving.
Presently, I am involved with an internship at the Metro Convention Centre in the Corporate Responsibility office focusing my efforts on sustainability initiatives. The Certificate in Sustainability has provided me with a working knowledge of sustainability and has me well positioned to be a contributing member of the Corporate Responsibility team. I am confident in taking on various sustainability projects and discussing environmental initiatives. This program has been essential in helping me refine the knowledge I gained in my undergraduate education; it has allowed me to penetrate the industry with confidence. I would absolutely recommend the program to individuals who are interested in pursuing the sustainability field – or for those who wish to garner a full understanding of sustainability."
Lindsey Goodchild
Corporate Responsibility and Sustainability Co-ordinator, Metro Toronto Convention Centre
"I'm very excited to have just completed the introductory course in The Chang School's Certificate in Sustainability. Overall, this course has provided me with solid foundational knowledge of the key ideologies and frameworks that surround this complex topic.
Although I am still in the early stages of the program, I am already finding that ideas and topics discussed in the course have started to influence the thoughts and decisions that I make in my professional and personal life. I am looking forward to enrolling in Fundamentals in Sustainability II, and the opportunity to take an in-depth look at key sustainability issues that our world faces today and into the future.
I found Professor Klages to be very knowledgeable, professional, and well-prepared. Class time was well organized, with a good balance between course material delivery, group presentations, and class discussion. He was friendly and approachable and made the time to address student questions and provide guidance.
The small class size and informal setting helped to foster a comfortable environment that was conducive to learning, participation, and open dialogue. The ability to interact with students from diverse professional and educational backgrounds and with varied interests also enriched my academic experience.
Soon after obtaining my undergraduate degree in Geography, I began my employment with Rogers Communications. Over the past 15 years, I have held various positions with this organization, primarily within corporate communications. In recent years, many leading organizations have recognized the need for a strategy that balances economic growth with considerations for the environment and social issues. I believe that The Chang School's Certificate in Sustainability will help me to bridge my experience and expand my career into corporate sustainability, corporate social responsibility, or other related areas."
Nick Savva
Manager, Knowledge Management, Rogers Communications Inc.


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Today is THE day! It's all happening in about 6 hours! And I have to get my stuff ready. I just hope that all is well at the new house and that they fix everything that needs fixing.
I already took some days off at work and will report back to work on Christmas Day. The big moving day will happen this Saturday for all the heavy stuff. But starting this afternoon, I plan to move some of the little stuff throughout the week. The first thing I will be doing today is to set up our Christmas tree!
Weather isn't cooperative either. We are having a cold spell this whole week. Temperature has been averaging around -25 to -39C with the windchill. It's a good thing it is not snowing anymore. I just hope that the people who offered their help will not back out because of the bad weather.
I am so sorry if I haven't been active on my blog hopping lately... I know you understand that I just have too much on my hands right now. Pictures and updates to follow...
Wishing you all a happy holidays!
Today is THE day! It's all happening in about 6 hours! And I have to get my stuff ready. I just hope that all is well at the new house and that they fix everything that needs fixing.
5 comments:
- Butch said...
Moving is one of the most exciting part of life - ensure to take loads of pix all the way from being an empty house to full pack - with 60 inch LCD TV on the wall!
- 7:24 PM, December 15, 2008
- Raquel said...
Wow, talagang dun talaga kau sa bagong bahay mag Christmas. Good luck and have fun moving.
Don't worry about us, we are always here. Just take your time.
- 12:09 PM, December 16, 2008
- JO said...
Hi Butch,
Oh yes! I've got pictures!
Hi Raquel,
Yes... I just put up our tree 2 hours ago... made 2 trips already... and the car is loaded for the 3rd trip later.
- 3:11 PM, December 16, 2008
- Butch said...
Me pix ka na ba ng bahay? show us around naman! ayos na ayos ang feeling when moving no? parang ang sarap sarap maglaro ng bahay bahayan! hehehe...
Next project nyo nyan is featured walls (eh yan kung wala pa ha)... I am sure Mike is more than able to do these stuff!
- 5:44 PM, December 16, 2008
- JO said...
Hi Butz,
Pics are in my family website... just go there.
- 8:03 AM, December 17, 2008


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Michael Clark Proves That (20/10 Vision) Does Exist In The Basketball World
If you don't know Michael Clark then it's about time you get...
|Richard Dent
NEW YORK, N.Y. – The National Football League has announced a list of 89 former greats nominated for possible enshrinement in the Hall of Fame next summer, a list which includes 14 former greats from HBCUs.
Florida A&M, Grambling and Tennessee State each had three former players named on Thursday. South Carolina State had two, while Jackson State and Arkansas-Pine Bluff had one apiece.
The former Rattler trio includes: Henry "Killer" Lawrence, All-Pro offensive tackle, Oakland/Los Angeles Raiders (1974-86); Nathaniel "Nate" Newton, All-Pro guard, Dallas (1986-98) and Carolina (1999) and Kenneth "Ken" Riley, a stellar defensive for Cincinnati (1969-83), who finished with 65 career interceptions.
Tennessee State's group included: Claude Humphrey (Atlanta, 1968-74, 1976-78; Philadelphia, 1979-81), Richard Dent (Chicago, 1983-93, 1995; San Francisco, 1994; Indianapolis, 1996; Philadelphia, 1997) and Ed "Too Tall" Jones (Dallas, 1974-1978, 1980-1989)
Grambling's trio featured CB Everson Walls (Dallas, 1981-1989; New York Giants, 1990-1992; Cleveland, 1992-1993), QB Doug Williams (Tampa, 1978-1982; Washington, 1986-89) and CB Albert Lewis (Kansas City, 1983-1993; Los/Angeles/Oakland, 1994-1998) South Carolina State's duo included: LB Harry Carson (New York Giants, 1976-1988) and DB Donnie Shell (Pittsburgh, 1974-87).
The remaining trio of Hall of Fame prospects with HBCU roots were Southern University TE Harold Carmichael (Philadelphia, 1971-83), Arkansas-Pine Bluff DT L.C. Greenwood (Pittsburgh, 1969-81) and Jackson State OT Leon Gray (New England, 1973-78; Houston Oilers, 1979-81; New Orleans, 1982-83)
Among the 14 HBCU graduates nominated for possible Hall of Fame induction are two Super Bowl MVPs; Tennessee State's Richard Dent (Chicago) and Grambling's Doug Williams (Washington).
From the initial group of 89, 25 persons will be selected as semifinalists in late November.
That group of 25 modern-era players will be reduced by mail ballot to 13 prior to the Super Bowl, and will then be added to the two Senior Committee nominees to form a 15-person ballot.
The final selection of the 2005 NFL Hall of Fame Class will be made on Saturday, February 5, 2005 in Jacksonville, Fla., at meeting of the Hall of Fame Committee the day before the Super Bowl.
The 2005 Class will be announced at a press conference immediately following the voting, with anywhere from three to six players traditionally selected on an annual basis.


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Jermaine Jackson could be playing to 5,000 people soon … the inmates at an L.A. County Jail … a place he may be calling home soon if he doesn"t ante up back child support.
Jermaine is falling farther and farther behind …. he"s required to pay baby mama Alejandra Jackson $3K a month for 13-year-old Jermajesty and 17-year-old Jaafar … but the mailbox has been empty for months.
Court docs obtained by our sources show … of the $12K that he owes in back payments … he's only coughed up a measly 85 bucks.
The L.A. County Child Support Services Dept. has filed papers asking a judge to hold Jermaine in contempt … which could put him behind bars for 20 days.
BTW, this isn't the first time Jermaine has slacked off. He belatedly paid $80,000 back in March 2011 … and anted up another $33K in back support this past May. He"s also had his wages garnished.
If the current case goes before a judge, Jermaine is gonna have a hard time explaining how he dropped $160K last month for a Ferrari.


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Presentation Skills
A popular- and packed PowerPoint full of pointers to aid anyone needing to create a successful presentation. Outline formatted for clarity and quick comprehension.
Overview & Highlights:
* Preparing an Oral Presentation
* 9 Ways to Captivate an Audience
* Using Graphics in Presentations
* Presentation Enhancers
* Overcoming Stage Fright
Size: 31 Pages / 35 MB / Format: PDF & EPUB


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+44 (0)115 9413 366
1 - 9, bridlesmith gate, nottingham
This stunning, Grade II listed Victorian building is a wonderful success story of how heritage and modern building design can work beautifully together.
Units 3 - 6 are let to Waterstones, with units 7 - 9 currently being developed to further enhance the desirable, aspirational and upmarket location of Bridlesmith Gate and to create more usable space for potential occupiers.
The development was selected for the Lord Mayor's award in 2001 and we hope that it will not be the last.
Tip: Click above and navigate through the photos by clicking on the left or right hand side of the photos.


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Last night, I had a glorious idea to do a regular blog. That's pretty funny because I honestly have the hardest time keeping up with things, as anyone could note from my last blog, Sugoi Adventures. But this one proves to be different, I reassure you!
That being said, I thought I'd start off with Youtube. Why, you ask? Because there are several Youtubers I admire for what they do. Some of them actually make videos for a living and they have a substantial amount of followers. They put out content that appeals to the masses, and they stick with their niche that focuses in on a certain fanbase: self help, movie trailer spinoffs, gaming, and just
about anything else you can think of. I'm a bit of a Youtube addict and I can binge watching my favourite Youtubers for hours on end. Some of my favourites? Honest Trailers by Screen Junkies, How It Should Have Ended by Hishe, The Game Theorists, and DNews to name a few. I recently came across a Canadian guy who does a bunch of top tens and crazy facts. If you've never heard of these famous people, go check 'em out.
Now, I'm not saying that I want to be as cool and famous as they are (okay, maybe I'm hinting at it), but I really admire these people for their dedication for their work. They update regularly. They post interesting stuff. Their passion for what they do really shows in their videos, and they're really good at what they do.
So that brings me down to this blog. What do I want to get out of it? Well, I like writing and am currently in the middle of writing a Christian fantasy trilogy. I also just decided that I'm going to go back to Canada and perhaps persue law. Writing a book requires writing (no kidding!) and pursuing law requires research skills. I'd like to do both with this. I want to look at science vs. the Bible, strange cultures from around the world, and my own everyday life with regards to my own Christian lifestyle. I hope to grow and learn through this experience so I can develop the tools necessary to do what I want to do.
The name for this blog––"Looking Back, Pressing Forward"––came from an entry from my personal journal. I recently made the decision to move back to Canada at the end of July of this year. From there, a new chapter in my life will begin. But before that, I have to leave the end of this chapter with a great cliff hanger and foreshadowing, something to propel me into my new life.


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Why do I need life insurance
If you're the main income earner in the family, life insurance can help provide a stable financial future for your loved ones if you pass away. Life insurance can help your family manage major household expenses, such as the mortgage and education costs, plus other unforeseen expenses, such as funeral costs.
I have life insurance cover with my superannuation. Why do I need additional life insurance?
It's great that you've started to protect your family's lifestyle. However, your superannuation may have a lower level of cover than you expect and may not be adequate to cover your changing circumstances.
I am self-employed. Why do I need life insurance
Running your own business is an even bigger reason to consider life insurance. Even if you have your own superannuation fund, you may not have any or adequate levels of life insurance cover. So, it's important to review your insurance cover to ensure that both the financial future of your business and your loved ones is secure.
Am I eligible for Life Insurance?
You are eligible for various insurance if you are:
- aged between 18 and 59 years
- an Australian or NZ citizen or holder of an Australian Permanent Residency Visa, currently residing in Australia at the time of applying for cover.
How much life insurance do I need?
Most people take out life insurance policy at key stages during their lives, including:
- getting married
- starting a new job or changing jobs
- the birth of children
- moving house
- launching a business or partnership
Some Life insurance companies let you choose how much cover you would like depending on your age and circumstances. Whatever level of life insurance cover you choose, your amount of cover is guaranteed to never decrease.
Will insurance benefits be taxed?
Claim benefits may be subject to tax depending on how the insurance is held and to whom benefits are paid to.
What are stepped premiums?
Your premiums will increases at each policy anniversary in line with your age until expiry of your policy.
What are level premiums?
Your premiums will remain constant each year up to your 65th birthday. After this time, your premiums will continue on a stepped basis until benefit expiry.
I don't engaged in paid work, so I don't need insurance?
If your household was to lose its homemaker through illness, injury or death, the effects on the primary breadwinner could be devastating. They may have to reduce their working hours to look after the household or employ outside help, either option requires additional funds.
I am young, healthy and debt free - I don't need insurance
A young person's most valuable asset is their ability to earn an income, what would happen if a young person becomes ill or disabled and couldn't work?
Can I trust that the insurance companies will pay claims?
Life insurance companies have paid a total of $265 billion in claims and retirement benefits between 2000 & 2007. The whole life insurance industry pays out almost $10million every working day in claims to customers. Source www.lifewise.org.au.
Life Insurance is too expensive
For most Australians insurance is very affordable! For less than the price of coffee a day, you can get substantial amount of cover to protect our family's lifestyle.
I am covered by my private health Insurance, why do I need more cover?
Private health insurance provides valuable protection against the medical expenses associated with sickness and injury. But this is where it starts and stops: it's for medical expenses only. It won't cover your bills, debts or replace your lost income if you have to take an extended period off work due to illness or injury.
Private health insurance also may not cover the total cost of your treatment, or rehabilitation - potentially leaving you with a 'gap' that needs to be paid out of your own pocket.
To ensure you have no insurance gaps, a complete protection plan should encompass both private health insurance and life insurance.
The government will look after me if I get sick
he Government, through Centrelink, provides financial assistance for people who suffer a serious disability.
But the Disability Support Pension doesn't go far and there are rules around who is eligible for it.
From 20 September 2009 the Disability Support Pension for a single over age 21, or under 21 with children, is $671.90 per fortnight. (go to www.centrelink.gov.au). Is this enough for you?
Am I covered overseas?
Yes, you are covered anywhere in the world, 24 hours a day, 365 days a year, subject to the policy terms which include a war and travel exclusion. The travel exclusion will operate to exclude cover if a claim arises while you are visiting a country for which the Australian Department of Foreign Affairs and Trade has issued a 'Do Not Travel' warning advice that is in force during the time you stay in that country.
Under the war exclusion, we will not pay a claim arising directly or indirectly from war (whether formally declared or not), hostilities, civil commotion or insurrection.
Can I decrease the cover?
You can decrease your cover at any time by notifying the insurer.
Can I nominate a beneficiary to receive my benefits?
Yes, you can change any details about your beneficiaries at any time by contacting your insurer or adviser.
Can I change my beneficiary?
Yes, you can change any details about your beneficiaries at any time by contacting your insurer or adviser.
How are the cost of life insurance premiums calculated?
The premium you pay depends on the cover level you select, your age, gender, smoker status and your answers to health and lifestyle questions. In general terms, the healthier you are, the lower your premiums will be.
Is my premium tax deductible?
No, generally premiums for life insurance policies are not tax deductible. Premiums for income protection may be tax deductible. Please seek professional advice on your own taxation position.
Are the premiums guaranteed?
Premiums for the cover are based on your age, gender, smoker status, cover amount and answers to your health questions and may be recalculated each year on your policy anniversary if you choose a step premium. If you choose a Level Premium your premiums may also be changed if Life companies rerate their premium tables.
How can premiums be paid?
You can pay your premiums either on a fortnightly, monthly or annual basis. If you pay annually, a discount will apply. The discount will be included in the calculation of your annual premium amount as shown in your premium quotation.
Can I pay annually?
Yes, you can pay your premiums fortnightly, monthly or annually. If you pay annually, a discount will apply. The discount will be included in the calculation of your annual premium amount as shown in your premium quotation.
Do smokers pay more?
Smokers do pay more than non-smokers. The premiums are based on your age, your gender, your smoker status, your general health and lifestyle and the level of cover you select. If you give up smoking for more than 12 months, you can move back to the non-smoker premium. You will need to complete a 'non-smoker declaration'.
Do I have to continue to pay my premiums if I make a claim?
That will depend on whether there is an inbuilt premium waiver or whether you have elected to have a premium waiver.