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Public Notices For Leelanau County
Michigan law requires local governments to inform their citizenry through public notices published in newspapers of record for their communities. These notices provide residents with an easy path for following the work of their elected officials. Public notices for Leelanau County can also be accessed online at Leelanaunews.com.
Notices that can be found in Section Four of this week's Leelanau Enterprise include:
Leelanau Township Board of Trustees on August 14 adopted Ordinance No. 3 of 2018. the ordinance addressing floodplain management provisions of the state construction code.
Leland Township Board public meeting August 27, 7:30 pm. The purpose of the Public Meeting is to discuss Leland Township Fire Department Staffing Options and Costs.
Cleveland Township notice of adoption of amendment. The Cleveland Township Zoning Ordinance An Ordinance To Amend Article V. Residential District, Section 5.06 Size Of Dwelling.
Elmwood Township Board meeting synopsis for held special meetings on July 17 and July 31, 2018, and a regular meeting on August 13, 2018.
Empire Township board meeting synopsis for Aug. 14.
Leelanau Township Notice Of Adoption
Please take notice that the Leelanau Township Board of Trustees, at a meeting on August 14, 2018 at 7:00 p.m., at the Leelanau Township Hall, 119 E. Nagonaba Street, Northport, Michigan, Adopted Ordinance No. 3 Of 2018. The full text of the ordinance is as follows:
Community Name: Leelanau Township, County: Leelanau
An Ordinance to designate an enforcing agency to discharge the responsibility of the Township of Leelanau located in Leelanau County, and to designate regulated flood hazard areas under the provisions of the State Construction Code Act, Act No. 230 of the Public Acts of 1972, as amended.
The Township of Leelanau ordains:
Section 1. AGENCY DESIGNATED. Pursuant to the provisions of the state construction code, in accordance with Section 8b(6) of Act 230, of the Public Acts of 1972, as amended, the Construction Code Office (community official/position title or name of other entity, agency, firm) of the County of Leelanau is hereby designated as the enforcing agency to discharge the responsibility of the Township of Leelanau under Act 230, of the Public Acts of 1972, as amended, State of Michigan. The County of Leelanau assumes responsibility for the administration and enforcement of said Act throughout the corporate limits of the community adopting this ordinance.
Section 2. CODE APPENDIX ENFORCED. Pursuant to the provisions of the state construction code, in accordance with Section 8b(6) of Act 230, of the Public Acts of 1972, as amended, Appendix G of the Michigan Building Code shall be enforced by the enforcing agency within the jurisdiction of the community adopting this ordinance. www.michigan.gov/deq 2 EQP9242 (2/2017)
Section 3. DESIGNATION OF REGULATED FLOOD PRONE HAZARD AREAS. The Federal Emergency Management Agency (FEMA) Flood Insurance Study (FIS) Entitled "LEELANAU COUNTY, MICHIGAN (ALL JURISDICTIONS)" (study title) and dated
August 28, 2018, and the Flood Insurance Rate Map(s) (FIRMS) panel number(s) of
26089C0270D, 26089C0276D, 26089C0280D, and 26089C0290D (Number(s)) dated August 28, 2018 are adopted by reference for the purposes of administration of the Michigan Construction Code, and declared to be a part of Section 1612.3 of the Michigan Building Code, and to provide the content of the "Flood Hazards" section of Table R301.2(1) of the Michigan Residential Code.
Section 4. REPEALS. All ordinances inconsistent with the provisions of this ordinance are hereby repealed.
Section 5. PUBLICATION. This ordinance shall be effective after legal publication and in accordance with the provisions of the Act governing same.
MOTION BY: Dunn SECONDED BY: Leighton
YEAS: Leighton, Fredrickson, Dunn, Scripps
NEAS: None
ABSENT: VanPelt
Adopted this 14th day of August, 2018.
This ordinance duly adopted on August 14, 2018 at a regular meeting of the Leelanau Township
Board will become effective August 24, 2018 (Date).
Deb Van Pelt, Clerk of the Township of Leelanau, Leelanau County
Doug Scripps, Supervisor of the Township of Leelanau, Leelanau County
Leland Township Board Public Meeting
Leland Township Board Monday, August 27, 7:30 pm Munnecke Room, Leland Township Library
203 E Cedar Street, Leland
Purpose of the Public Meeting is to discuss Leland Township Fire Department Staffing Options and Costs
Chief Dan Besson will present his report Leland Township Fire Staffing & Deployment Analysis. Supervisor Susan Och will report on the effect of costs on millage rates. The Public will be invited to ask questions and give input. A quorum of the Leland Township Board will be present. No Township business will be conducted.
Fire Staffing & Deployment Analysis
Budget and Millage Overview
Public Q & A
Additional comments and suggestions
Lisa Brookfield, Leland Township Clerk
Public Notice
State of Michigan Probate Court County of Leelanau
Notice To Creditors Decedent's Estate
File No. 18-12776-DE
Estate of Charles J. Flaska Date of Birth July 13, 1928
NOTICE TO CREDITORS: The decedent, Charles J. Flaska, died March 6, 2018.
Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Marilyn M. Flaska, personal representative, or to both the probate court at 8527 E. Government Center Dr., Ste 203, Suttons Bay, MI 49682 and the personal representative within 4 months after the date of publication of this notice.
August 23, 2018
Marilyn M. Flaska
8266 S. Maple City Road
Maple City, MI 49664
Law Offices of James R. Modrall, III,
James R. Modrall, III P56083
3240 Racquet Club Dr.
Traverse City, MI 49684
Cleveland Township Notice Of Adoption Of Amendment
To The Cleveland Township Zoning Ordinance An Ordinance To Amend Article V. Residential District, Section 5.06 Size Of Dwelling.
Cleveland Township Hereby Ordains:
Amendment of Article V. "RESIDENTIAL DISTRICT" of Zoning Ordinance
Article V, Section 5.06 Size of Dwelling is hereby amended:
No single family dwelling shall be hereinafter erected, altered, or moved, on any land or premises in this district which provides for less than seven hundred fifty (750) four hundred eighty (480) square feet of living area in Residential I. (Effective Date August 22, 2015). Multiple family dwellings shall provide a minimum of seven hundred (700) four hundred eighty (480) square feet of living area per unit. Townhouses and condominiums shall be subject to the same size restrictions. The living area herein referred to shall mean the outside dimensions of such area, exclusive of attached garages, porches, or other accessory structures.
(a) Completion: Any dwelling or accessory building or any addition thereto must be completed on the exterior surfaces with suitable finishing material, including painting or staining in the case of wood, within two (2) years from date of issuance of the building permit, except that in such cases where the permit is issued for the building only of a "basement home", such a home shall be considered a partial home and the super-structure shall be built and completed on the exterior as described above within three (3) years from date of issuance of the original building permit. If proof is shown of hardship, action shall be determined by Zoning Administrator.
Notice is hereby given that on August 14, 2018 an amendment to the Cleveland Township Zoning Ordinance was adopted by the legislative body of the Township of Cleveland.
This ordinance shall become effective 30 days following publication of this Notice of Adoption in the Leelanau Enterprise.
A copy of the Cleveland Township Ordinance Amendment No. 2018-1 may be inspected at 955 W. Harbor Highway, Maple City, Michigan 49664 by appointment or on the township website at www.leelanau.cc/clevelandtwp.asp.
Dated: August 14, 2018
Jan Nowak, Township Clerk
Elmwood Township Notice To The Public
The Township Board of the Charter Township of Elmwood held special meetings on July 17 and July 31, 2018, and a regular meeting on August 13, 2018. The complete minutes of the meetings may be viewed online at leelanau. cc/elmwoodtwp.asp or at the township office during normal business hours. The meetings may be viewed on Govt. TV channel 191 or online at www.upnorthmedia.org.
Empire Township Board Minutes
The following is a synopsis of the August 14, 2018 regular meeting of the Empire Township Board. A complete copy of the minutes may be obtained by contacting the Clerk at 231-326-5349.
Supervisor Noonan called the meeting to order at 7:30 p.m. Members present: Deering, Neiswonger, and Deegan. Absent: Price. Minutes of the 07-10-18 regular meeting and 07-27-18 special meeting were approved.
Actions approved by motions: 1) Adopted Resolution 04-2018 that opposes the State of Michigan Assessing Reform Proposal. 2) Approved entering into an agreement with Fleis & Vandenbrink for a space needs and feasibility study for Fire Station No. 2 in Empire at the proposed fee of $14,300.00. 3) Paid monthly bills. 4) Amended the Special Event application to include the word "Policy" in the title.
Meeting was adjourned at 8:04 p.m.
Christine M. Neiswonger, Clerk
Public Notice
State of Michigan Probate Court County of Leelanau
Notice To Creditors Decedent's Estate
File No. 18-127775-DE
Estate of Charlotte L. Crain, Deceased Date of birth: 1/19/1950
NOTICE TO CREDITORS: The decedent, Charlotte L. Crain, died 6/6/2018.
Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Michael K. Lorence, Bowerman, Bowden, Ford, Chulo & Luyt, P.C., 620-A Woodmere, Traverse City, MI 49686, personal representative, or to both the probate court at 8527 East Government Center Drive, Ste. 203 Suttons Bay, MI 49682 and the personal representative within 4 months after the date of publication of this notice.
Michael K. Lorence
52597 State Highway M-203
Hancock, MI 49930
Timothy J. Clulo P47601
620-A Woodmere
Traverse City, MI 49686
Leelanau County Road Commission Notice
Public Hearings-Leelanau County Road Commission
The Board of County Road Commissioners has scheduled public hearing during their Tuesday, September 4, 2018 regular meeting at 1:15 p.m. at the Suttons Bay garage located at 10550 E. Eckerle Road, Suttons Bay, Michigan.
The purpose of this public hearing is to listen to comments/questions concerning a request from the Michigan County Road Commission Self- Insurance Pool for the Roads Commission to adopt two resolutions:
The first is a "Resolution to Adopt Reasonable Policy Regarding Fees Pursuant to MCL 224.19b" for Communications Service Providers.
The second is a resolution to revise the Road Commission's "Telecommunications and Video Service Provider Right-of-Way Permit Policy" and Fee Schedule.
Any questions about this hearing should be directed to the Road Commission office. To obtain a draft copy of the proposed revised permit fee schedule, please contact Finance Manager Joe Nedow by email at firstname.lastname@example.com, or by phone at (231) 271-3993 extension 223. Persons with disabilities requiring special needs are asked to notify the Road Commission 24 hours prior to this meeting.
Joel T. Nedow-Finance Manager
4:00 p.m. on August 7, 2018
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Minutes January 13 2016
Town of Madisonville
Regular Meeting
January 13, 2016
7:30 p.m.
Roll call - the following were present: Mayor Gitz, Councilmen Bounds, Pelloat, Ostendorf, Badeaux and Bouey. Absent: none.
Approval of December 9, 2015 minutes - the minutes were approved on motion of Councilman Bouey and seconded by Councilman Pelloat. The motion carried.
Approval of November 2015 financial statements – the financial statements were approved on motion of Councilman Bounds and seconded by Councilman Pelloat. The motion carried.
Comments: members of the audience will have two (2) minutes to make a statement at the outset of the meeting. When the meeting begins members of the audience may have one (1) minute to make a statement about a matter coming up for vote on the Agenda – no comments.
PEC report – no representative here at this time.
At this time the Agenda was amended on motion of Councilman Bouey and seconded by Councilman Pelloat to include a resolution to apply for LGAP funds up to $25000. The motion carried.
Approval for the mayor to sign on behalf of the Town of Madisonville to apply for LGAP funds up to $25000 was given on motion of Councilman Badeaux and seconded by Councilman Bouey. The motion carried.
Also at this time Victoria Leyva announced there will be a meet and greet for the candidates running for office in Madisonville on January 26, 2016 at 6:30 p.m. here at the town hall.
Mayor's report to Council – Mayor Gitz reported no work has been done at the boat launch due to high water; he reported that Mabel Drive is deteriorating and will need to be overlaid.
At this time discussion was held regarding the sign ordinance and it was determined that the ordinance will be reviewed and updated as needed.
Mr. Joe Harman arrived and reported that Barriere Const. has received their clear lien certificate and the Town needs to pay the retainage in the amount of $9517; he reported that the gas line project is 40-50% complete and has a completion date of March 3, 2016.
Pay approved invoices – approval to pay invoices was given on motion of Councilman Bounds and seconded by Councilman Badeaux. The motion carried.
Adjournment – the meeting was adjourned on motion of Councilman Badeaux and seconded by Councilman Ostendorf. The motion carried.
Joyce Core, Clerk
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Even before 1500 AD, people in North America celebrated a winter religious festival when the days stopped getting shorter and began to get longer again. Many people built stone structures to make it easier to know when the solstice had arrived.
When European settlers arrived, they brought with them some new ideas about a winter holiday. Gradually these ideas mixed together. Then new ideas got added to that, to create what we know as Christmas.
Some of the first settlers, the Puritans, didn't believe in celebrating Christmas at all. That's because the way Europeans celebrated Christmas was wild. It was a lot like the way we celebrate New Years' Eve or Mardi Gras today. Young people got drunk and set off firecrackers and shot guns. Sometimes they went to rich people's houses and demanded gifts of food or money. Puritans didn't think that was a good idea!
Other early settlers, at Jamestown, did hold parties to celebrate the birth of the baby Jesus. They ate mincemeat pies, and young people got drunk. Dutch settlers, in New York about 1800 AD, had Sinterklaas visit each house on Saint Nicholas Eve, December 5th. People hung up their socks. Then Sinterklaas (our Santa Claus) rode to their house in a flying wagon and put presents in their socks. In the South, Christmas was the only holiday African-American people usually got from their slavery. They, too, celebrated with drinking and costumes and parties.
In the 1800s, as more settlers arrived in the United States from different places, they brought their Christmas traditions with them. German immigrants brought the idea of having a live Christmas tree inside the house, with candles on it.
But most of the solid traditions of Christmas in the United States come from two pieces of writing from the mid 1800s: Clement Clark Moore's Night before Christmas poem (1823) and Charles Dickens' A Christmas Carol (1843). As more and more poor people were working in factories and living together in cities instead of on farms, public Christmas parties got scarier for rich people. It was Moore's idea to have Santa Claus come to children. Then people would stay home with their families on Christmas and not go out drinking. Dickens showed how people could still give to the poor, but without the wild parties.
During the Civil War, in 1863, Thomas Nast drew the first picture of Santa Claus looking like we see him today. Nast also thought up the idea that Santa Claus lived at the North Pole and had elves. In the 1870s, soon after Thanksgiving, Christmas became a national holiday. It caught on fast. By the end of the 1800s, Christmas in the United States was so firmly established that the traditions of later arrivals, like people from Italy and Russia, had a much smaller effect on the way Americans celebrate Christmas. Nativity scenes, however, came to America with Italian Catholic immigrants.
Still, some of these later-arriving traditions did become part of American Christmas. Many Italian-Americans and Irish-Americans have a fish dinner Christmas Eve, with seven or so different fish courses. Many Italian-American and Irish-American people also go to midnight mass.
Today, Christmas itself is a family holiday for most people, but the old traditions of partying, drinking, costumes, firecrackers, and guns still go on a week later on New Years' Eve.
All about Christmas Trees
Bibliography and further reading about the history of Christmas:


text:
Catalog ST 70 2011 Products for Totally Integrated Automation and Micro Automation
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Chapter 6: AS-InterfaceChapter 7: IO-Link
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Chapter 10: ECOFAST
Chapter 11: Appendix
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Home > Law Review > Vol. 6 > Iss. 3 (1978)
Volume 6, Issue 3 (1978)
Interpreting State Constitutions by Resort to the Record
L. Harold Levinson
The Machinery of Revision
Steven J. Uhlfelder
Why We Should Abolish Florida's Elected Cabinet
Jon C. Moyle
Why We Should Keep Florida's Elected Cabinet
Malcolm B. Johnson
Of Rights Lost and Gained
Patricia A. Dore
To Be Let Alone: Florida's Proposed Right of Privacy
Gerald B. Cope, Jr.
An End to Ransom: The Case for Amending the Bail Provision of the Florida Constitution
Bennett H. Brummer and Bruce S. Rogow
Flexibility and Fiscal Conservatism: Provisions of the 1978 Constitutional Revision Relating to Bond Financing
Arnold L. Greenfield
A New Look for Public Education: The Proposed Revision of Florida's Education Governance System
Patricia A. Draper
Homestead and the Process of History: The Proposed Changes in Article X, Section 4
Dennis J. Wall
The Latest Event in the Confused History of Municipal Tort Liability
J. Bart Budetti and Gerald L. Knight
A Summary and Background Analysis of the Proposed 1978 Constitutional Revisions
Alaine S. Williams
Appendix: Revised Constitution of the State of Florida as Proposed by the Florida Constitution Revision Commission, May 11, 1978
Open Beaches in Florida: Right or Rhetoric?
Rosemary J. Zyne
Defining a Fair Share: The Proposed Revision to Florida's Corporate Profits Tax
Miranda Franks and William McVey Smith
The False Promise of Homeowner Tax Relief
David W. Wilcox
Symposium Issues
James Bacchus and Alaine Williams
James Bacchus and Alaine Williams


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Legal requirements?[edit]
What (if any) legal requirements are there for a company to operate as an "association", for-profit or otherwise? Granted, this stage is not a substitute for legal counsel... but I wonder if anyone knows.
—This unsigned comment was added by 18.104.22.168 (talk) at 07:18, 23 February 2006 (UTC).
RFV discussion[edit]
The following discussion has been moved from Wiktionary:Requests for verification.
This discussion is no longer live and is left here as an archive. Please do not modify this conversation, but feel free to discuss its conclusions.
Two first senses are defined as:
- The act of associating.
- The state of being associated.
Aren't these a bit too general? Do they apply with every sense of "to associate"? Should they be divided into several, more specific senses? --Hekaheka 06:16, 29 June 2010 (UTC)
- Most dictionaries at OneLook handle it as we do, more or less. This is a general aspect of such terms. I would not want to define each and every derived term of a polysemous word with each sense of the polysemous word. Sometimes efforts along those line may be necessary.
- Do you doubt that we could find 3 uses for each of these? It seems you would like the definition improved. Perhaps
{{rfdef}}would fit you request better. DCDuring TALK 15:38, 29 June 2010 (UTC)
- I raised the question because we sometimes separate the senses with split-hair precision, whereas this entry in its current form takes a more wholesale approach. It's perhaps only my problem, but as there's no one word in Finnish that would cover all the senses of "to associate", I needed about a dozen words to cover each of the two senses that I tagged. There's no doubt about it being possible to find three quotes for each. I just wanted to verify that the definitions are clear and specific enough. If everybody else is happy with them, I'm happy. --Hekaheka 17:28, 30 June 2010 (UTC)
Striking. I don't have a strong opinion about whether we should split these senses up, but regardless,
{{rfv-sense}} isn't going to accomplish that. :-/ —RuakhTALK 21:31, 26 March 2011 (UTC)
RFD discussion[edit]
The following information has failed Wiktionary's deletion process.
It should not be re-entered without careful consideration.
Rfd-redundant. "A connection to or an affiliation with something" redundant to "The state of being associated". If these aren't intended to be the same, it's just the wording. Mglovesfun (talk) 11:16, 25 June 2010 (UTC)
- I can see no difference worthy of a separate sense. They should be combined into a single sense, separated by a colon. There's nothing wrong with a single definition line laying out two ways of describing the sense. bd2412 T 13:20, 25 June 2010 (UTC)
- Sounds fine. Mglovesfun (talk) 15:50, 25 June 2010 (UTC)
- Merged the redundant sense.--Jusjih 18:56, 7 May 2011 (UTC)
- Sounds fine. Mglovesfun (talk) 15:50, 25 June 2010 (UTC)


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Loans & Debt
Loans & Debt
Almost everyone will find themselves having to borrow money at some point in their lives. Whether it is a credit card purchase, student loan, car loan, or a home mortgage, it is important to have a basic understanding of debt and how it affects your finances. Do you understand the consequences of not making loan payments (defaulting)? Do you realize that any past and present reckless financial behavior may prevent you from getting financing for a car, a home, or to start your own business? Do you know how compound interest works, and how it affects the total amount you pay for something if you borrow to purchase it? Do you know the difference between good debt and bad debt, and which loans to avoid altogether?
Americans in Debt:
A trillion dollars in credit card debt
Student debt now tops $1.4 trillion
Over $1 trillion in outstanding auto loans
Are You Loan Smart?
Unless you were born a trust fund baby, it is virtually impossible to go through life without borrowing money. The decisions you make when taking on debt will have a deciding factor on how much gold, if any, is waiting for you at the end of your rainbow. Every loan consideration should be treated as a business decision that fits in with your long term goals, and needs to include weighing the pros and cons, a cost/benefit analysis, and identifying the impact it may have on your financial well-being.
Loans Explained
Secured vs Unsecured Loans
A secured loan is one in which the borrower guarantees the bank will repaid by putting up a certain asset as collateral. In the case of an auto loan, if the borrower stops making payments, the vehicle can be seized, sold, and used to repay the bank or finance company. In this case, it is the vehicle that is used as collateral on the loan. Examples of other items that are purchased using secured loans include homes (mortgages), recreation vehicles, farm equipment, construction projects, home equity, etc.
An unsecured loan does not require collateral, but rather relies on your income and credit history. The financial institution granting the unsecured loan is taking on a lot more risk, so the loan amounts are lower and the interest rates are higher. Examples of unsecured loans are credit cards, lines of credit, and student loans.
Student Loan
Loans offered to students who are pursuing higher education can be a lifeline to families that can't afford the costs of college and university. Check your area for availability of not only loans, but also grants and bursaries that don't need to be repaid. Proceed with caution in all your choices, so you don't end up with a $60,000 student debt and find out later that there are no job prospects in the field you chose.
A loan that is secured by the title to a home is called a mortgage. Maximum time limit to repay a mortgage is usually between 25 and 30 years, depending where you live. There are a lot of costs, legalities, and potential problems to consider, so it is important to get quality advice from someone who has your best interests in mind.
Line of Credit
A line of credit is a pre-approved amount that you can borrow from the bank at any time. It is very flexible and allows you 24/7 access to any amount up to your limit. You can make interest only payments, or repay it in part or in full, and still have access to the full credit line limit without reapplying. Funds can be obtained by writing a check, ATMs, or through online banking. If used responsibly, a line of credit is good backup option if you don't have an emergency fund.
Credit Cards
A credit card likely was, or will be, your first experience with borrowing and debt. They have become such an absentminded method of paying for things, many people don't even think about a credit card being a loan that charges very high interest.
Cosigning a Loan
Auto Loan
An auto loan is a secured loan, meaning if you stop making payments, you risk losing your vehicle. Some car dealerships have their own financing, but you should always compare the interest and fees they charge to what other financial institutions have to offer. The interest rate charged will depend on your income and credit rating. Automobiles depreciate so rapidly, it is a good idea to only buy one that you can pay off in five years or less.
Personal Loan
An personal loan is usually unsecured and used to fund anything from weddings, vacations, furniture or appliances, paying off other debts, etc. Amounts and interest rates will depend on your income and credit history.
Payday Loan
A payday loan is a short term, extremely high interest loan, that is usually guaranteed by the person's next paycheck. They are notorious for preying on people that can't afford it, and should be avoided except for an emergency where there are no other options. For help during financial emergencies, check our list of resources here.
Debt Consolidation Loan
This type of loan is used to consolidate multiple unsecured debts into one manageable payment. It frees up money from multiple payments on higher interest loans and credit cards, that can be used to pay down debt even faster. Debt consolidation should not be used if you are simply wanting to free up some 'shopping space' on your credit cards. It can also be very damaging to your credit score, and may affect your ability to get a loan for up to seven years.
Collateral is an asset that is pledged as a guarantee of payment, when taking out certain loans. In the case of a mortgage, the house is the collateral. Auto loans use the car as collateral, and if the buyer doesn't make the payments, the vehicle can be seized by the lender.
Home Equity Loan
If your home is worth more than you owe on it, you may qualify for a home equity loan. It is a secured loan that allows you to borrow a certain amount of money to be repaid in equal payments over a specific time period. This type of loan is best used for renovations or repairs that will maintain or increase the value of your home, but can be used for other expenses. If you plan to sell your home and the loan is not yet repaid, it will be paid out of the sale proceeds.
Government Benefits for Seniors
Individual Retirement Agreement
Pooled Registered Pension Plan
Registered Retirement Savings Plan
Registered Retirement Income Fund


text:
The PREMICA™ range includes the following vermiculite products, catering to the needs of the global market:
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Vermiculite - MSDS
These MSDS sheets are in PDF format.
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text:
Greetings Friends
Thanks for taking a look at my page. I'd like to tell you why I have decided to canvass and what your donation does.
It will soon be 13 years since I had a triple bypass. I was lucky - I did not have a heart attack but if I had of had a heart attack, I would not be typimg this message. My left main artery was 98% blocked so one heart attack would have been my last. Since I was so lucky to survive, I have decided it is time to give back by collecting funds for the Heart and Stroke Foundation.
Cardiovascular disease is a leading cause of death for Canadian men and women. I want to help change this. That's why I'm canvassing to create more survivors.
All of the money I raise will go to the Heart and Stroke Foundation, where they'll use it to develop life-saving treatments that bring hope to heart disease and stroke patients. In the last year alone, the Heart and Stroke Foundation has helped create 165,000 survivors of heart disease and stroke.
Please help me reach my fundraising goal by making a donation today.
It's only with your help that we can continue to fund this vital research, and return more survivors home to their loved ones.
Thank you so much for your support.
David Shaw


text:
For the last 3 weeks class five has been going to AFL. Did you know AFL means Australian Football League. Our tutors name is Tim ,Tim takes our lessons on Wednesday mornings.
We have learnt the drop punt, the handball, the chest mark, the high mark, knee mark, faces away from laces, ice cream scoop and how to point your toe where it needs to go. I like AFL because it can help me with my sports or if I decided to try AFL.


text:
MOSCOW, Oct 13 (Reuters) - The global financial crisis is set to force a huge redistribution of wealth in Russia, with some oligarchs losing heavily, others profiting and the state helping decide who survives.
Bankers and investors say oligarchs who borrowed heavily in good times to expand their business empires are particularly exposed as the stock market value of their companies plunges.
One of the most prominent victims so far is Oleg Deripaska, 40, listed by Forbes in May as Russia's richest man on the basis of his diverse industrial shareholdings. Deripaska has rapidly sold stakes in two foreign companies to raise cash.
Among those benefiting is metals magnate Mikhail Prokhorov, 43. He amassed up to $10 billion by selling assets before the crisis and is now buying stakes cheaply, such as a half share in local investment bank Renaissance Capital.
But one of the biggest winners are likely to be the state.
President Dmitry Medvedev and Prime Minister Vladimir Putin will lead decisions on whom to bless with rescue funds from the country's brimming coffers.
Oligarchs are already forming a queue to lobby for the cash.
"There is going to be an enormous political battle over who is going to be bailed out by the government's reserves," said Peter Boone, an associate at the Centre for Economic Performance at the London School of Economics and Political Science.
"The government is going to decide who survives and who doesn't, because all the oligarchs have borrowed."
"Imagine the politics — it could become really vicious and it is a big test of the strength of Russia's political system," said Boone, who worked for more than a decade covering Russian economics for investment banks.
The world financial crisis has damaged investor confidence in Russia, where worries over government interference in the economy and concern about Moscow's war with Georgia in August have led to the withdrawal of tens of billions of dollars.
Many of Russia's richest men are now finding it almost impossibly expensive to refinance their loans.
Some, who guaranteed their loans against shares in their companies, need to raise cash because Russian stock markets have collapsed more than 60 percent since May and banks now require additional security against their loans.
Deripaska has sold a 9.99 percent stake in German construction giant Hochtief (HOTG.DE) and handed back a $1.4 billion stake in Canadian auto parts maker Magna MGa.TO to creditors.
Deripaska's prize asset is a 66-percent stake in the world's largest aluminium producer, United Company RUSAL.
But RUSAL is $14 billion in debt, including borrowings of $4.5 billion from Western banks to fund a stake in rival metals firm Norilsk Nickel (GMKN.MM).
Severstal (CHMF.MM), Russia's largest steel maker, which is majority owned by billionaire Alexei Mordashov, is cutting production by 25-30 percent at some plants this month to cope with lower demand from carmakers and the construction industry.
"There will be two or three oligarchs who will emerge from this as big winners and two or three who will emerge from this as big losers," said one investor, who has been working in Russia for more than a decade and asked to remain anonymous.
"The rest will probably survive because the quality of their underlying assets is so high," the investor said.
Hoping to come out of the crisis well is Mikhail Fridman, who controls a stake in lucrative major oil producer TNK-BP. That firm has generated billions of dollars in cash dividends for its oligarch shareholders since its creation five years ago.
Fridman said on Friday his Alfa Group would not sell its majority stake in X5 Retail Group (PJPq.L), a supermarket chain. KREMLIN ROLE
In a world where cash is king, the Russian state — with the third-largest foreign exchange and gold reserves after China and Japan — has far more cash than all the oligarchs put together.
The importance of the assets owned by top businessmen means the Kremlin will have to step in to prevent a meltdown and keep assets from falling into foreign hands, investors said.
The state promised on Sept 29 to make up to $50 billion available to fund loan repayments by Russian private companies to foreign banks, thus boosting influence over the oligarchs. Russian firms have $120 billion of debt coming due before the end of 2009, and $40 billion is due by the end of this year.
This is a reversal of the 1990s, when a near-bankrupt state begged oligarchs for loans, pledging as collateral controlling stakes in some of the biggest and most lucrative raw materials companies.
The state failed to pay back the loans, leaving the oligarchs in control of the companies.
"1996, the year when (late President Boris) Yeltsin's government was bailed out and the jewels of the economy were given away for a song, is back for revenge," Ivan Ivanchenko, an analyst at VTB Capital in Moscow, said in a research note.
"Only this time the cash-strained oligarchs are pleading to the cash-rich state to bail them out. And let nobody be under any illusions, the fight to become the new elite will be tough." (Editing by Timothy Heritage)


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Sri Nallu Indrasena Reddy had actively participated in RSS, NCC and ACC activities and was awarded certificates in 1949-1967. In the year 1967-1970,Continued active participation in RSS and NCC, Developed interest in sports by participating in various events and Joined the ABVP and subsequently went on to become city organizing secretary and state joint secretary for the organization.
In the year 1970, he Participated in 60 – 80 camps and passed the 3 years OTC of RSS at Nagpur. Continuing to be an active RSS member even till date.In the year 1973, he Was stabbed by a naxalite on December 15th and was operated at Gandhi Hospital.
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This chantilly cream recipe is basically sweetened whipped cream with vanilla. This recipe is easy to do and is a marvellous accompaniment to afternoon tea. It is pictured here as the filling for cream puffs.
With cakes and pastries, I think it is nicer to serve the cream slightly flavoured like this. Although I do like plain whipped cream, I think that afternoon tea is definitely time for a special treat.
You can whip cream by hand with a balloon whisk in a large bowl and it really doesn't take that long. However, we tend to use an electric whisk, which is much easier and certainly speeds things up. The handheld blender is one of our most used pieces of kitchen equipment. We used the whisk attachment for cream and the mixer attachment to make smoothies in the morning.
If you haven't got a hand held blender, I would strongly recommend that you invest in one. Here are the things to look for.
1 cup of cold whipping cream
1 1/2 tbsp icing sugar
1 tsp vanilla essence
Chantilly cream is lovely to serve with scones rather than just plain whipped cream. It is also great as a filling in chocolate eclairs and in cream puffs. It's delicious on top of hot chocolate, and for a special treat, it's tasty served with shortbread cookies.
If you enjoyed our Chantilly Cream Recipe,
you might also be interest in our Pastry Cream Recipe.


text:
Top areas to view whales
British Columbia
California Coast
Cape Cod
Dominican Republic
New Zealand
South Africa
Facts about whales
Whale classification
Breeding patterns of whales
Whale migration
Join Us>
Accommodation in Norway
The poet Bjĝrnstjerne Bjĝrnson was one of the first to sing the praises of Lofotens holiday pleasures, and he was a very well-travelled man, one who had seen a great deal. In Lofoten he saw more, "mirages that turn floating mountains topsy-turvy ahead of you and behind your back, while whales are at play and birds are ashrieking."
Times have changed and the number of tourists has multi-plied since Bjĝrnstjerne Bjĝrnson visited Lofoten in 1869. The fishermens huts, which once were used during the Lofoten fishing season, but which have since been adapted to modern concepts of comfort, are popular amongst visitors. Whether you would like to go on "rorbu" camping, or spending the nights in a hotel or a tent - we have it.
The infrastructure is well developed, and the numerous offers at hand in Lofoten - activities, accommodation, and restaurants - indicate that a new business trend is maturing.
Knutmarka Feriesenter : Cabins (Wilderness lodge)
13 cabins with kitchenette and WC.
Main building with TV, table tennis, sauna, showers/WC. Kiosk and reception. Floating quay.
Anker Brygge: Fisherman's cabins , Hotel
Boat trips, fishing, saltwater fishing, sauna, sea fishing, can be arranged and there is a hiking area and a pier. Also available are apartments and flats.
Nyvċgar Rorbuhotell : Fisherman's cabins
There is a fish/shellfish restaurant, an outside dining area and an area that caters for vegetarians. Convenience store Sports activities Bike trails
Svinĝya Rorbuer : Fisherman's cabins
Bar, bed linen, parking, photocopier, radio, reception, restaurant, self-catering, separate bedrooms, suitable for allergy sufferers.
Hotel Aurora : Hotel
Shower/WC, cable TV and telephone in all rooms. Sauna available for use. TV room where you can enjoy the company of other guests. Our new Café Langfeldt offers generous helpings of traditional Norwegian fare.
Rica Hotell Svolvĉr : Hotel
Den Siste Viking : Seahouses
Daily climbs to the summit of the famous Svolvĉrgeita (the "Svolvĉr Goat") throughout the entire summer. Climbers cafe and mountaineering equipment shop in Henningsvĉr. Sea kayak instruction courses and hire service.
There are camping/camper van facilities and kitchen facilities. We accept reservations, café, family room, private jetty, recreation room, self-catering, shop, shower/hot water. There is a hiking area and a pier.
The premises are licensed for beer and wine
Joh.L.Unstad Sjĝhus : Seahouses
Something authentic, very peaceful. The spacious seahouse offers special good opportunities for low budget groups. A cosy 120 years old little house with grassturf roof is also for rent. Location: 10 km from the Viking museum at Borg. 19 km NW of Leknes.
Family room, nature trails, not all rooms have all facilities, open part of year, parking, private jetty, sea view, shower/hot water, toilet, with cold and hot water. Boats are available, fishing, fishing possibilities, hiking, mountain hiking and a mountainous terrain.
Ramberg Gjestegċrd AS :Cabins (Camping huts)
Accessible to wheelchair users, baby-changing room, bar, bed linen, café, car washing area, colour TV, music system, non-smoking room/rooms, parking, partially adapted to suit wheelchair users, photocopier, power points for motorhomes and caravans, radio, reception, recreation room, restaurant, sanitary facilities, self-catering, separate bedrooms, shared freezer facilities, shower/hot water, toilet, washroom with hot and cold water
Boats are available, boat trips, deep-sea fishing, fishing, fishing possibilities, kayaking, playground, swimming in the sea. There is a hiking area, sandy beach, bicycle hire.
The premises are fully licensed and there is a fish/shellfish restaurant , outside dining area
Bremnes Leiligheter : Apartments
Absolute Lofoten : Apartments


text:
Our firm has extensive experience representing local, foreign and multi-national corporations in all their commercial and business transactions on an on-going basis. Our support and advice encompasses all aspects of complex commercial contractual agreements. This includes negotiating and drafting supply chain and procurement, sales and distribution chains, franchising, financing, licenses, logistics, intellectual property use and leasing agreements, as well as international sales, sponsorship and co-development agreements.
We know how important the smooth operation of commercial agreements is for the daily operation and profitability of a business. Our firm works closely with clients to understand and advise on how a given commercial agreement will support the client to achieve its individual business goals, irrespective of the industry. We also provide clear and commercially savvy legal analysis of the risks attached to commercial agreements, actively supporting our clients' needs. The support that we provide aims the commercial agreements to be clear and appropriate, as well as not to be exposed to unnecessary or unintentional legal and financial risks.
We regularly support our clients to negotiate and draft core operational and commercial agreements for the transfer of goods, rights, and services. These often relate to the manufacture, sale, purchase, lease, consignment and storage of goods and services. Our wide experience with all types of commercial agreements means we have often represented clients on both sides of any given transaction. This insight allows us to better advise our clients on the legal and strategic alternatives available to them in their present circumstances. It also means that we provide clients with experience-based advice regarding their legal options and associated risks when renewing, amending or terminating commercial agreements.
We also support clients to develop their own standard terms and conditions, for use with stakeholders such as franchisees, suppliers, distributors and customers. These are tailored to each client's business and industry, including procedures for dealing with disputes and contract terminations.
We regularly develop and assist clients with disputes arising under their commercial contractual agreements. This support includes integrating dispute resolution procedures into contracts even before a dispute has arisen, as well as assisting clients to actually access and implement these procedures to ensure disputes are resolved as quickly and cost-efficiently as possible.
Procurement and Supply Chain:
Our firm regularly advises clients about legal aspects of establishing, managing and terminating procurement and supply chain agreements, in a range of industries. These agreements are often complex and require tailoring to the distinctive characteristics of each industry and relationship.
Our support involves strategic planning, risk assessment, negotiation and regulatory compliance matters, as well as amendment, dispute resolution and termination. We focus on structuring such agreements for our clients so that they support and strengthen commercial activity, as well as seamlessly integrate with existing processes and agreements.
Distribution and Sales Channel:
We have particularly wide experience negotiating, drafting and implementing commercial agreements in relation to distribution and sales channels. This includes wholesalers, retailers, and distributors involved in both direct and indirect channels. Our clients represent all points of view in these relationships, from small retailers and agents, through to major multi-national distributors.
We commonly support clients involved both in exclusive and non-exclusive vertical distribution agreements, considering the specific legal issues which attach to each model, such as territory and performance obligations under exclusive agreements. Our support involves strategic planning, risk assessment, negotiation and regulatory and competition law compliance matters, as well as termination and dispute resolution. We have particular experience supporting clients who are making or defending portfolio claims.
Our firm advises clients on all aspects of franchising relationships, including franchisees and franchisors, as well as other stakeholders involved with the master franchise. Our franchising advice ranges from support with drafting disclosure documents and structuring franchise agreements, through to licensing and distribution, regulatory compliance, competition and commercial property issues.
We work closely with clients to understand and advise on how a franchise relationship will work, including analysis of the legal risks and liabilities involved. We regularly support clients to avoid and resolve disputes over a range of issues within a franchise relationship, including improper competition, territory, maintaining operational standards, support services, royalties, as well as many other aspects of supply or license agreements.


text:
Hello friends and family, Silas T. Hickox here to update you on my life as a baby for the past two weeks.
One thing that happened is that Mama and Dad took me to see the funny man with the mustache who always pokes stuff in my ears and looks inside my diaper - oh, and he makes those mean ladies poke me in the thighs with sharp sticks that make me cry! But never too long, because I'm a Big Boy. Anyway, he told Mama and Dad that I weigh 17 lbs 7 oz and am 26 inches long. Woo boy, did I say I was a big boy or what?!? I am in the 75th percentile for both height and weight (whatever the heck that means).
Here's me looking big and strong!
Since I'm such a big boy now, I'm learning to sit up all by myself. It is so cool!
It's getting cold here in Michigan, so Mama and Dad decided I needed warm furry things to keep me from being cold when we go outside. Why oh why do they confuse me with a little bear? Please, if you know, write in and tell me. Because right now I just think Mama and Dad are extremely, um, "special" if you know what I mean.
Dad, all I need is a ride in your coat! Duh!
I almost forgot, today is Tofurkey Day! Mama and Dad and I don't eat turkeys, we adopt them, apparently. We picked out this Turkey, Hildy, and sponsored her through Adopt-A-Turkey. Isn't she cute?
Mama also let me play with my new favorite toy, the whisk, between gravy stirrings. Yum!
Mama and Dad and I were busy in the kitchen all morning, making Tofurkey, mashed potatoes, cornbread stuffing, cran-orange relish, "crapple" (seriously, people, they eat weird things), green beans, rosemary-potato rolls (that looked like piles of dog doo but supposedly were tasty) and mushroom gravy. I can't wait until I'm allowed to eat real food!
Mama also made this Pumpkin-Tofu Cheesecake (with no cheese) that looked really good too. Big people get all the good stuff!
I tried to use my mind control powers on them to give me some, but it didn't work out. Yet.
Dad tried to explain that one day I'll only eat big people food and won't eat Mama's milk anymore. I was like, "Yeah, that's a pretty funny story Dad! If that is your real name..."
All that work in the kitchen stirring gravy and all I got was this lousy rattle to chew on.
Well, Mama did offer me some milk as a consolation prize. It was quite a good vintage!
And with that, I will remain until next time, your humble adorable baby,
Silas T. Hickox
Thursday, November 23, 2006
3 comments:
- amy/PancakeGoddess said...
Hahahaha = [Dad tried to explain that one day I'll only eat big people food and won't eat Mama's milk anymore. I was like, "Yeah, that's a pretty funny story Dad! If that is your real name..."]
I love hearing from Silas. Fun blog.
looks like you had a great thanksgiving! i just love your blue snowsuit, silas. where'd your mom and dad get it? i want one too!
your friend, quinn (mr_squeaks from livejournal)
- keeta said...
Mr. Squeaks - we found our blue snowsuit at Burlington Coat Factory/Baby Depot. The only problem is I suffer from Christmas-Story-Syndrome when I wear it - aka "I can't put my arms down!!" So I try not to wear it too often, even though mama swoons when I do. ;)
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text: Brodi seems a little lost and sad since his owner died. The 2-year-old Chihuahua mix has a lot of personality in such a small package. He is lovable, loyal and an ideal long-term companion for someone. He will sleep on your lap, sit by your side or follow you from room to room while you do chores. Brodi is fixed and up to date on all shots. If you are his forever home, call Animal Crackers Pet Center at (949) 454-0800.


text:
USAWildwater News: Information is power.
This news service is free!
Sign up now for free email updates from our news desk.
First step in training for 2008
July 5, 2007
After considerable discussion with various national coaches, here is what I think you need to do first.
So the thing you should do is try to get out and do lots of time trials at various distances to create a data base
that we will use as a bench mark to monitor how your training is going. You have to do the time trials a lot! Meaning
if you were to go out and do 500 meter times, you not only need to do 4 or 5 of them, but in a few days you need to do
that same set again. Then in a few more days come back and do it yet again. This way you will have done the 500
meters maybe 16 times over a period of about 10 days. Every other day you should go out and do a time trial of one
of the distances. The whole process takes about two weeks and when you are done you have a really good idea of what
your 500, 1,000, 2,250 (12 minute) 3,350 (16 minute) and 10K times are. Again, if you prefer to use a point to point
time trial, like from a bridge to another bridge and it happens to be 25 minutes GREAT! What matters is not the distance
so much but the repeatability of it. The European coaches I spoke with suggest doing a number of time trials
and doing each one a number of times so that you will have a very clear idea what your actual speed is.
Then in about 90 days we will repeat the process.
Best, Doug
Email me at email@example.com if you have any questions.


text:
"I've kept reptiles since I was 8 years old," says Dougie.
"I used to have a huge, huge collection of reptiles.
"[In the jungle] when the snake was underneath Mark's bed, I really wanted to jump up and get it.
"I wanted to get it so badly," he told Digital Spy.
"I wasn't allowed to in case I wrongly identified the breed of snake."
"That could've been just my luck.
"You could've seen me shouting, 'I know what I'm doing!' And then I'd end up dying.
"I could've been the first person to die in the jungle."
Well, we think we speak for everyone when we say THANK FRICK FOR THAT
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text:
Help with Topics
Budget $30-250 USD
I need help with 3 research topics. Two should be related to Telecommunication engineering and one Electrical engineering. I am not interested in chats, so suggest this in your proposal. If i like your topic, I award you and you work on anyone i choose.
Telecommunication Topic must have keywords like 3G, 4G, 5G, WiFi or so.
Previous topics i worked on are:
-----Antenna used in 5G technology (Telecoms)
-----4G vs 5G technology (Telecoms)
-----Distributed Generation of electricity (Electrical)
Topic should be written in proposal, and price asked for should be stated
21 freelancere byder i gennemsnit $137 på dette job
Hello Dear, I am having 5+ years working experience in report writing and academic writing. I can summarize this work as per your requirements basis. You will get 100% plagiarism free work in short time frame. Flere
Hey, I've done my bachelors in Telecommunication, currently working for a tech firm as their Supervisor for 4g/5g. I have a knack for all sorts of content creation, be it SEO oriented Blogs, essays, an ebook or even a Flere
Dear Hiring Manager, I have worked with various Electrical & Electronic support companies as an Engineer which develop my skills in awarding with excellent, effective & efficient results as per my jobs responsibility. Flere
1. Sub-transmission substation expansion planning for energy distribution systems using optimization algorithms (Electrical) 2. A rectenna design for energy harvesting in the mobile phone frequency bands (Electrical/T Flere
SECURING 5G WIRELESS TECHNOLOGY. Hi This is Mahwish. I am an Electrical Engineer and part-time writer. Please assign me the work so I can start immediately. Regards.
I am a determined, hard working and disciplined Freelancer who is able to write intelligent, exciting copy about a wide range of subjects. At work I deal with my own workload self-sufficiently, assume liability for my Flere
Hi, I have gone through the project description and I am sure that I can provide you great assistance in this project with my accurate style of working. I am a professional content writer and an electronics engineer Flere
1. Ten reasons why the next generation needs 5G network 2. Applications of 5G network in telecommunications 3. Five ways 5G network will make life better $10 per 500 words article. Relevant Skills and Experience Resea Flere
HI, I AM A PHP PROGRAMMER AND WEB DEVELOPER. I HAVE A LOT OF EXPERIENCE IN PHP CODING AND DIFFERENT KINDS OF SCRIPTING LANGUAGES. I AM AN ELECTRICAL ENGINEER TOO. I HAVE GOOD THEORETICAL AND PRACTICAL KNOWLEDGE ABOUT Flere
Topic 1. Low power Low range RF. Topic 2. Importance of Wi-Fi in IoT and Industry 4.0. Topic 3. PLC vs Microcontrollers.
I am an Electrical Engineer and my majors are telecommunication. I have recently done my final year project on Environment monitoring using IoT and cloud Computing. I can guide you a lot in choosing a good topic.
Specialist on electrical distribution with theoretical and practical knowledge of Distributed Generation. My BSc project was one Distributed Generation.
I had worked in electrical works in huge projects , and in famous companies like Aw ( Abd el Warith ) Relevant Skills and Experience Design , ShopDrawing ( lighting , power , and light current ) , ETAP


text:
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text:
Coverage of entertainers has gone through three stages in
Hollywood. During the old-fashioned studio system, Paramount, MGM, and others controlled every public appearance by a star and quashed all negative publicity, even to the point of bribing the cops to cover up crimes.
In the 1950s, as studio power dwindled, independent publicists served as brokers between actors and media. Media held the upper hand, as stars hungry for publicity and no longer backed by studio machines competed for exposure. In 1959, Ratchford became secretary to Warren Cowan at
Rogers and Cowan, a premiere press agentry firm.
Cowan urged his protégé to become a press agent, and she worked with the likes of Doris Day and Natalie Wood. She began her own company in 1971, then formed the groundbreaking PMK with Michael Maslansky and Neil Koenigsberg in 1980. Before anyone knew it, the third era had begun.
More than anyone else, Kingsley has gotten credit or criticism for reversing the balance of power between interviewers and their subjects.
She and her team negotiated positions in advance with editors: where stories would be placed, what subject areas might be taboo. Interviewers thought to be "unsympathetic" (that is, too edgy or probing) were vetoed. And because papers and magazines and online outlets proliferated like mad, her press agents won many such battles.
Kingsley (who took the last name of the husband she married in 1966 and divorced in 1978) was once quoted this way: "I don't like interesting stories. Boring is good. Good reporting and good writing don't help my client. New information is usually controversial. I don't need that."
That's why stars felt safe with her. By the 1990s, her personal clients included Al Pacino, Richard Gere, Jodie Foster, Sharon Stone and Tom Cruise. (The latter famously fired her in 2004, in favor of his Scientologist sister. A year later, he was known as the bouncing loony on Oprah Winfrey's couch.) She retired from the business in 2007.
Kingsley was nice to me in our lone encounter: I e-mailed her in 2001, asking if I could profile her for The Observer the next time I took a business trip to L.A. (Little did I know: I would never take one again!) She said I was welcome to follow her around for a day to see what her life was really like. I've wondered ever since how that would have turned out….


text:
Bare Your Passion Luxury Handmade iPhone 6/6s Swarovski® Elements Crystal Case
Embody the powerful sensuality of the lotus flower and feel the raw desire for love as you Bare Your Passion
Let your heart soar with the Bare Your Passion luxury mobile phone case for your iPhone 6/6s. With thousands of Swarovski's most brilliant Elements crystals, XIRIUS, creating this captivating display of sensuality, this iPhone 6 case is designed to reflect your untamed desire. A truly potent symbol of lust and attraction, the single purple lotus flower glows against the powerful red crystal background. Just like all of our stunning cases, Bare Your Passion is also a protective cover for your mobile phone and is finished with the J'adore Adorn plaque as a sign of pure artistry and unrivalled quality. This iPhone case is presented in our signature packaging that's designed to be treasured.
- Luxury, handmade Swarovski® Elements Crystal iPhone 6/6s case
- Adorned with 1070 Swarovski® Elements XIRIUS crystals in vibrant purple, clear and red
- Exclusively designed in the UK
- Signature reusable packaging
- Sealed with our plaque of quality
Looking after your Swarovski® Elements Crystal iPhone case
To protect your iPhone case and ensure lasting radiance, we suggest the following care tips:
- If your iPhone case gets dirty, gently wipe the crystals with a soft cloth.
- Avoid keeping your iPhone case with sharp or loose items, such as keys.
- Once the case is secured to your iPhone, avoid unnecessary removal and re-securing.
- Take care not to drop your iPhone on hard or sharp surfaces.
All of our luxury products are handmade, with each crystal being set individually by hand. We always aim to produce the finest products but in the unlikely event that a crystal becomes loose or falls off please click here for more details on our crystal replacement service.
- We offer free Special Delivery to the UK, Europe, Americas, UAE and Asia to ensure your complete satisfaction.
- Please note that delivery can take up to three weeks from the time of purchase depending on your location but don't worry, we'll keep you up to date. Please see our full delivery information here.
Bespoke Design
- At J'adore Adorn, we understand that one style doesn't always suit all. For a truly tailored style, please contact us to discuss our bespoke design service, through which we can offer exclusive and personalised gifts.
Please note
- Our cases and headsets contain small crystals and are not suitable for children.
- We have made every effort to capture the colours of the crystals on screen but due to the differences in screen settings and resolution, there may be differences in the actual crystal colours.


text:
Ice Crystal PANDORA Charm Silver, Cubic zirconia
Product Actions
- Product details
Capture the magical spirit of the festive season with an Ice Crystal PANDORA charm; buy this stunning cubic zirconia accented snowflake charm online or in-store.
No colour
No other material
Cubic zirconia
Christmas , Occasions
Product type
Capture the magical spirit of the festive season with an Ice Crystal PANDORA charm; buy this stunning cubic zirconia accented snowflake charm online or in-store.
Convenient online shopping
Gift-giving made easy Include a personalised message for your loved one at the checkout and add a gift bag for a special touch.
Free Delivery Enjoy FREE delivery on all orders over $120
Free and Easy Returns Free within 30 days of purchase.
Ice Crystal PANDORA Charm is rated out of 5 by 20.
Rated 5 out of 5 by Cherylz from Magical I bought this for my granddaughter for Christmas to go on the beautiful silver snake chain I purchased for her at Disneyland during the 60th celebration. It is absolutely gorgeous. Beautiful sparkle and detail. Love the quality of Pandora
Date published: 2015-12-23
Rated 5 out of 5 by Gordi from Love it!! Love it! Simply beautiful and elegant. I get lots of compliments on this charm.
Date published: 2017-07-18
Rated 5 out of 5 by Chick910 from Stunning! I bought 2 of these to wear as earrings. They are so beautiful and thick that I am going to buy another one or two to wear on a necklace and/ or bracelet. They will be gorgeous with any of the blue beads. I wish there was a ring exactly like this so I could have a complete set!
Date published: 2015-11-22
Rated 5 out of 5 by John P from Beautiful sparkle! Shines like diamonds! Surprised my wife for Christmas! She wanted a sparkly addition to her bracelet. Gorgeous ice crystal!!! Will order another very soon so she'll have one in each end of the bracelet!
Date published: 2016-01-09
Rated 5 out of 5 by Sandy in NOLA from Absolutely fabulous! Received this charm as a gift. Totally exceeded my expectations. Substantial charm!
Date published: 2015-12-21
Rated 5 out of 5 by Roberta11157 from Beautiful charms to remember the moments Package arrived in a timely manner and was packed appropriately.
Date published: 2015-12-16
Rated 5 out of 5 by Cranberry from Love my newest charm! This is my favorite charm. It is so much prettier on my bracelet than any of my other charms.
Date published: 2016-01-02
Rated 5 out of 5 by Happycustomer from Gift to girlfriend I gave tgis to my girlfriend as a gift and she absolutly loved it. Thank you pandora.
Date published: 2015-12-24
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Dhaka Phone executives charged in connection with illegal VoIP business
January 6th, 2010 by VOIP Bangladesh
Rab personnel arrested two people including an executive of Dhaka Phone Thursday night in connection with running illegal Voice Over Internet Protocol (VoIP business). They also seized some equipment from an office and a BTS room of Dhaka Phone in the city. Read the rest of this entry »