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Captions are the best things which help us to express our emotions. There are thousands of cations which are been used daily in the world of social media. Captions for love and attitude are some of the most common ones. There are many who even use them on Pinterest too. It has been seen that we tend to use the same caption several time as there are not much we can get on the Internet. But with this article things will change as here we will share out some of the best captions for love and caption for attitude which you can easily use.
Many more: 200 Best Selfie Caption For Facebook
Captions on short love quotes or some attitude captions for Instagram or Facebook will definitely help you out. The collections which we have shared here are totally fresh and easy to copple up. Not only in the world of social media you can use these captions on your day to day life too. Makes sure you use these captions as mentioned in this post best cation for love. There are millions of captions but we shall present you the best. Now let's get a look at those captions first we shall look on the love captions.
Best captions for love
Love is the most beautiful gift which human race has and to elevate this the captions will definitely help the lovers. So presenting you all the best love captions, make sure you use appropriately at the right time for the best of the results. You can even make some modifications according to your need.
Find more: Best Captions For Love For Instagram Facebook
- I can see my full life in your eyes.
- Love is the biggest conviction of our life which need to be pampered.
- I understand everything because I am in love.
- To love another person is seeing GOD in some others eye.
- I am much more me when I am with you.
- My inclination towards you is all because of love.
- The beauty of the love is not visible but you can definitely feel it.
- To love is nothing to be loved is something.
- I saw that your eyes was full of love perfect so I choose you.
- In order to keep oneself happy it is very important to love the opponent one.
- The Heart wants what it wants the most that is love.
- Love is in the air so just feel it.
- A simple love can change someone's life.
- There is no subtraction in great love.
- There is more love left in me.
- I can assure you I can love you more than what I am loving now.
- Love means togetherness.
- Your love makes me perfect.
- Your love makes me full.
- The greatest achievement of my life is you love.
- You taught me the greatest sign of love.
- With a soft touches of love, everyone becomes a poet.
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So here are some of the short love quotes which will definitely help you to bring the love vibe in your life. You can use these love captions for Facebook, Instagram and others.There many as such but these are the top of the best which will definitely work out. So try them and enjoy your love. Now let's have a look at the best of the attitude captions.
CAPTIONS for ATTITUDE
Captions for attitude are the most used ones and there are always some or the other new for this section. Many use attitude caption for Instagram or for Facebook. But you can always use them in your desired places so make sure you utilize them properly to get the best of the result. So let's head towards the points and check them out.
- Love me great hate me even better.
- If you feel I am ugly better don't look at me
- If you don't know me it's better don't judge me.
- You think you know me but you don't have any idea about me.
- Love me or hate me I still gana shine.
- Don't judge me by my appearance.
- With a negative attitude, there can be no positive result.
- You should better like me for whom I am and not what you want me to be.
- your thoughts about me are not my business.
- always face the sunshine and I assure you won't ever see the shadow.
- A bad attitude can easily block your love.
- I will get it let it how hard it takes.
- I don't pretend to be someone I am what I am.
- love me or hate me I will be what I am and I will not change for your thoughts.
- I may not be perfect but I will not change for you.
- think positive live positive.
- hard work definitely pays off.
- a simple smile can definitely change your day.
- If there is no pain let me say you there won't be any gain.
- be proud of the little of the achievement you have received.
- don't trap up your self in the temptation of others.
- I am one of a kind and no one can be like me.
- I will achieve it very soon.
- failure is the healer of success.
- My success is the answer for those who said I will never succeed
- Everyone has their own day.
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Here are the best captions for attitude. Depending on your need you can use them to get the best of the results. You are always welcome to modify them according to your need to get the best of the results.
Social media is the best place to use them out so make sure you get the best out of it. There were many as such but we have taken out the best of them so make sure you use them properly. Hopefully, the article 100+ best captions for love and attitude helped you a lot with the quotes related problems in the coming time we shall provide you with more as such which will give you a clear idea on this. There are many who have given positive feedback after using these quotes so hurry to use your desired quote to express your thoughts. These quotes are different from others which are available on the internet to use them and feel the change and make yourself special.


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[Spoilers for Gundam AGE]
Obright died, but not before treating us to an Oldtype-style beatdown where ingenuity trumps over genetic piloting talent. This I will remember. But Obright's life is far more memorable than that.
He was a better character than Kio. Kio combines the skills of Usso Evin, the civilian sensibilities of Banagher Links, and all the worst bits of Kira Yamato. It is particularly damning that the final product of the Asuno Project is not the AGE system or the Gundam, but Kio himself. Kio exists to promote the pacifist Gundam message, the telling that war is bad, the hypocrisy of post-human pilots who fight while sparing lives, and their absolution.
Consider this: Obright has backstory. From an unremarkable pilot in the 2nd arc, to a grizzled veteran in the 3rd, Obright was two distinct characters. The 2nd arc invests in his maturation through loss. Obright the veteran was a man of few words, maintaining his distance even from his own team. It's subtle, but the team greatly respects him, even Seric, his own superior. For a minor character, the show invested on him a lot.
Obright lost a loved one to the Vagan. But it did not make him bitter and develop a consuming hatred against the enemy, unlike Flit Asuno. This is noteworthy in the Gundam metaseries, where feuds are fueled by revenge, where pilots try to avenge their fallen comrades. If anything, Remi's death taught Obright to value his friends more, to treat them as family. Obright's life shows that war can do terrible things to a person, but that person need not let himself be defined by such tragedies.
Obright was loyal to his comrades, and merciless to his enemies. He didn't put his allies in danger by taking chances. He didn't fight with suicidal rage. He even tried to guide Kio in his own little way, showing the child some tenderness. The scene itself was sad. Kio was young enough to be his own son. The son he and Remi never had.
Obright had to die, in the tradition of Gundam grunt pilots. He had to die because he was an Oldtype. He was firmly set in his ways, as adults are. Those who are incapable of reaching enlightenment are incompatible with the anti-war message that post-Turn A Gundam puts out. This is a shame, since the very lecture that Gundam tries so much to preach to its audience is often its own narrative's downfall.
But it was fitting when Obright died in front of the Diva. He, like the ship, were relics. It was time for them to go, to keep the tears flowing for the characters. I will not ask for more, like wish that he had survived in the end. I knew he was going to die the very first time I saw him.
(Isn't this a bad thing? Gundam's tropes are so established that we automatically decide the final fates of characters long before they themselves even meet it. The grunt pilots always have a high mortality rate.)
People say that the 3rd arc of Gundam AGE is a mistake. I believe it is very flawed, and nowhere near as good as the first two arcs, but we get isolated cases of good minor characters who would linger in one's mind, even after their calculated demise.

subset: commoncrawl


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The zombie's are coming! The end is nigh! Grab your survival kits! Take arms! Take ammunition! Help survivors and find sanctuary! Does this sound familiar? Surely if you haven't seen or played a zombie apocalypse survival themed game, TV show or movie, then it's quite obvious you are living under a rock. But, for those who are fans of this, ... Read More »
Author Archives: Marie Pham
On Saturday 27 May 2017, I had the pleasure of being a store holder at Oran Con 3 held at Oran Park Podium. A small con but what it lacked in size, is more than made up for in personality and entertainment. From Disney Princesses to Pirates of the Caribbean, they were out in force to instill the cosplay spirit ... Read More »
The Osiris Child
Movie rating 6/10 For a Sci-Fi fan, I have concerns and issues that can break a movie: too much CGI, insane amounts of explosives, lack or too much plotline, choice of cast – I can name a fair few. However, rather then arrive and armed with a checklist in tow, I was literally blown away by the edge of your ... Read More »
Get to know the cosplayer: Will-O-Wisps Cosplay
So Bec, you have been cosplaying for a little while now. When you started down the path, who did you first cosplay and what drew you into the scene? Yep! Since 2009. I started back in primary school when I grew apart from my friends and felt quite lonely. I found cosplay through Youtube and more specifically through Twinfools. I ... Read More »
Goulburn Comic Con 2017
On the 18th of March 2017, I had the pleasure of attending the Goulburn Comic Con event. As a first-time attendee, I didn't know what to expect from a cosplayer or patronage standpoint but was pleasantly surprised. The competition had the option for a pre-registration. Through the convention's website, it took a lot of the stress away for myself and ... Read More »
Building Lightsabers with Part Time Hero Props
While we are currently working on our cosplay projects for the upcoming convention season ahead – and starting to lose sleep over it – these guys came to our attention with their ambitious project ever. Shaun of Part Time Hero Props and his wonderful team have created and tested durable Lightsabers. Whether to partake in the epic battle between the light versus the dark side of the force or an ... Read More »
SMASH 2016 Wrap-Up
Beyond Cosplay was happy to be back better than ever at Rosehill Gardens for SMASH 2016. As a smaller convention sandwiched between Supanova and OZCC, it really stands out as a legitimate alternative to the big two. Given that this was its tenth Anniversary it's clear – its unique focus on Anime and Japanese pop culture is a winning formula for ... Read More »
In the footsteps of a Superhero Causeplayer – Superhero Week 24-30 July 2016
Heroism. It's one of those things that has captured our imaginations and has fueled a multi-billion dollar movie empire in the past 15 years. The rise of conventions has seen cosplay move from the fringes of pure nerd culture to acceptable, nay celebrated, pride of place. Conventions are taking centre-stage in people's calendars and so much of this as a ... Read More »
Marie's cosplay adventures at Supanova, Sydney Olympic Park
It's finally here! Supanova has descended at Sydney Olympic Park and no stone left unturned on guests, attendees, vendors, artists – both local and internationally – and of course, the cosplayers. Initial thought of stepping out to Sydney Olympic Park on a cold, wet morning makes me want to stay indoors and curl up in my fluffy Hello Kitty onesie. Instead ... Read More »
Sydney Sexpo 16′
Out of all the conventions we have visited, nothing prepared us for a new addition to an adult lifestyle convention: Cosplay. For the first time ever, Sexpo hosted their own cosplay event, hosted by Lucie Bee and Jimmy (aka the winning geek from the 2011 season of reality show, Beauty & The Geek). Presented in four heats over three ... Read More »


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We had dinner last night at Queue de Cheval Steakhouse with the whole family. It would have been otherwise a regular family gathering except we all decided to leave the kids at home! The idea was to hang out in their cigar lounge, but for me, any excuse to not having to chase after Ayden in a restaurant is pretty good!!
So I don't smoke. Not cigars, not cigarettes, not anything. But I did enjoy the seafood platter (which included fresh shucked oysters, cocktail shrimps the size of my hand (no joke), crab legs & scallop ceviche to name a few), the 32oz 30+ day-aged USDA bone-in steak, Chilean sea bass...and let's not forget their cheesecake! And if all of that comes with a hour at the cigar lounge (for me to somewhat digest), so be it!
Shirt - Zara; Pants - Zara; Clutch - Hermes; Sandals - BCBG; Necklace - Ebay


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The primary SOLAS implementation products will be the global distributions of air-sea fluxes for SOLAS-relevant substances. For the duration of SOLAS, these substances have been divided into three groups that correspond to the focus/implementation groups of the SOLAS Science Plan and Implementation Strategy:
Further information is provided under the heading for the relevant compound paragraph for example, Dimethyl Sulphide (DMS) or Carbon dioxide (CO2) in the appropriate IMP group.
If you wish to contribute data to the project, please contact the Project Integrator. Alternatively, contact those people directly responsible for the maintenance of any data set already in existence.
Flux products will be created using concentration fields plus either a transfer velocity (gases) or deposition parameterisation (particles). See IMP 2 for more information.
All contributors will be fully acknowledged for their contribution to global flux products, i.e. co-authorship for each relevant data set and publication(s) arising therefrom.


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It's hard to believe we're only a few weeks away from the BIG day!!! We're not quite sure where the month has disappeared to. We hope you're all enjoying the Christmas Shopping Experience. We've had a super busy few weeks which is heart warming to think that so many of you are shopping local this year.
Lots of exciting Christmas Gifts are going to be under Christmas Trees at home and abroad this year. Handpicked from small artists, designers and makers. What delights have you purchased?
If you're still struggling for those difficult ones, our lovely Rachel has shortlisted some of her favourite gifts behind our Red Doors. She's got a great winter green colour theme going through her collection too. It's a feast for the eyes, we're sure you'll agree.
First up is 1 of a series of 3 Tin Shed Screen Prints by one of our Favourites Tom Pigeon. We love the bold graphics of this series and their beautiful colour palette. If you're looking to take in a winter exhibition this year. Their solo show Just Shapes opened at Custom Lane in Leith last night.
Eye Eye, what have we got here then??? The perfect dish to keep all your precious jewels safe. This Giant Ceramic Eye by DOIYDesign has plenty room for all your accessories be it jewellery, keys, coins or small trinkets.
Keep the summer vibes going with Cacti for your Cuffs. We love these new Enamel Cufflinks by Acorn and Will. They're sure to jazz up your party outfits.
The perfect little purse for those that love a graphic screen print with a touch of the Mid Century. We love this collection from Ding Ding. Available in 3 different colours and prints. We love the green in this design. Would also make the perfect Secret Santa gift. Check out our Gifts under £10 for some great ideas.
It seems too good to use for blowing your nose on! These new Hankies from Mr PS are beautifully screen printed and all your missing is some dice and counters. The perfect board game for when you're travelling light.
It may not be green but people will be green with envy when they see you sporting this Statement Piece by local makers Ceremony.
Keep those feet warm on those cold days with a selection of Sushi Socks. At £10 each their a great little gift.
Finishing up Rachel's Gift Ideas with one of her own. There's something quite special about receiving a hand made gift. We're sure Rachel's friends and family would love this beautiful print. Edinburgh Fizz. Inspired by The Edinburgh Festival but equally fitting to this celebratory time of year.
Happy Shopping out there!🎅 🛍


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What Makes Gardens of Versailles One of the Top Tourist Attractions
Spanning across vast hectares, beautifully adorned with trees, fountains and a blissful canal, the gardens of Versailles make a delightful sight to behold! The magnificent Versailles gardens found their way into getting inscribed on the UNESCO World Heritage List with their extraordinary beauty and rich history. One cannot simply overlook the breathtaking aura of the French lush grass and the dewy leaves shining stunningly in the morning sun.
Historical Background
André Le Nôtre, one of the greatest landscape architects in France during the 17th Century, was entrusted to design, create and renovate these gardens by Louis XIV, who declared Versailles as the political center of France in his reign. Versailles was a country village and home to the royal family in political power. Upon the beginning of the French Revolution, Louis XIV, along with his family, was forced to flee to the capital from their home when a mob attacked the palace of Versailles. Thus, till date Versailles is considered as a symbol of absolute monarchy, power, corruption and revolution.
Versailles Gardens: Unparalleled Chef D'oeuvre
Just a few miles away from Paris, the suburban Versailles boasts of the splendid gardens surrounding the Royal Palace. When the sun king expanded the hunting marshlands to an expansive estate full with distinctive beauties and lavishness, the gardens were built as prodigal residences for a royal family in Europe.
Some of the prominent attractions contributing to the gardens' marvelousness are:
Grand Canal
Decorative water bodies elegantly made across the Versailles to accent the grounds, provide the visitors with a breathtaking sight. A large canal along with two parterres and large pools adds grace and stretches from the gardens to the edges of the suburbs. The layout of the Grand Canal by André Le Nôtre amazingly converted the east-west vista into an open region infused with light with length extending till eyes can see. It took eleven years to construct the vast canal (1668-1679), featuring a symmetrical layout that never fails to impress the on lookers.
Pools and Statues
Le Nôtre was a master in designing artistic pools and statues. Parterres created in a way to reflect light into the windows of the renowned Hall of Mirrors. The pools contain statues of nymphs, men and children. It is said that the statues represent the major rivers flowing in France- Loire, the Loiret, the Saône and the Rhône.
French Fountains
Designed according to French, Roman and Greek themes and sprinkling water over the statues, the major fountains tell the stories of ancient mythology and epic tales. The sculptures crafted on the Latona – one of the main fountains in the center walkway of the Gardens tells the story of Diana, mother of Apollo, asking Jupiter to protect her children from the Lycia Residents, while the Apollo fountain shows God Apollo on a chariot with four horses and three men. Other fountains depict many mythological characters to add a mystical appeal to the gardens.
The gardens are beautifully designed to establish an estate with enticing nature and are now considered as one of the magnum opuses in France. They can be easily reached by hopping on a bus or a train from Paris and are a must visit for the tourists who are looking for the picture-perfect sights of the Louvre and the Eiffel tower. The gardens of Versailles never cease to mesmerize their guests.
Without a doubt, a trip to Versailles will be an astonishing experience! The landscapes of Versailles with its breathtaking aura inculcate enigmatic appeal that makes Versailles one of the top tourist attractions.
Have you planned your trip to Paris? See below our other blog posts:
Some Crazy Facts About Why You Will Never Get Over Paris
5 Crazy and Interesting Facts You Need to Know About the Eiffel Tower in Paris
Hello Mishy Adventures View All →
I am an addicted traveler based in Sydney, Australia and I explored Europe, North & South America, East Asia & South-East Asia. I love sharing my travel knowledge, I want to benefit my readers and give valuable travel advice.


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Slidell High School Website:
#1 Tiger Drive
Slidell, LA 70458
Office: 985-643-2992
Fax: 985-649-6853
Mr. Marcotte
Hello and welcome to my webpage. This is my second year teaching at Slidell High School, but I already love this community and look forward to a successful school year!
I graduated from the University of Louisiana at Lafayette with a Bachelor's of the Arts in Secondary English Education in December 2016 after completing my student teaching at Slidell High School.
Language is the foundation of our society and in order to understand the English language, one must not only speak it but read and write in it as well. My main objective as an educator is to provide students with an environment in which they will be able to practice reading, writing, and speech skills daily to improve their literacy and to prepare them for life after high school. Every day is a valuable learning experience in my classroom.


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Writing fiction isn't an activity for the faint-hearted, and anyone who has managed, as Dan Simmons has, to generate two dozen books (in an impressive variety of genres) in just 22 years clearly deserves credit for discipline, diligence, resolve and, most of all, confidence. His will to persevere — to see every story, short or dauntingly long, through to the bitter end — has been regularly fortified by the recognition of his peers: his résumé includes a Hugo award (from the World Science Fiction Society), four Bram Stoker awards (from the Horror Writers Association) and a couple of World Fantasy awards. His latest opus, however, raises the disturbing possibility that this energetic writer's hard-earned self-assurance may be tipping over into something more like hubris. "The Terror" is a 769-page novel about men stuck in the ice.
Maybe that's a tad reductive. This book needs all the reducing it can get, but in the interest of fairness I should say that "The Terror" could also be described as a large, ambitious historical novel about one of the most famous disasters of the 19th century: the doomed polar expedition led by Sir John Franklin, which set out from England in 1845 in search of the Northwest Passage — the long-dreamed-of Arctic shipping lane connecting the earth's two great oceans — and never returned. Franklin's expedition was neither the first nor the last attempt to navigate the stubbornly uncooperative northern waters, but it was the most spectacularly and tragically unsuccessful: two state-of-the-art Royal Navy ships, the Erebus and the Terror, were lost, and all aboard them died, in what bleak, freezing misery we can only dimly imagine.
Although Simmons, as a professional purveyor of horror and fantasy, is no dim imaginer, he has his work cut out for him. What actually happened to the officers and crew of the Erebus and the Terror is simply, awfully, that the ships reached a point at which they could not move in the polar ice, despite the powerful steam engines and retractable screw propellers that everyone believed would enable them to bust through — to prevail over adversity by means of technology, determination and brute force, as the British Navy was accustomed to do. Recent research suggests that Franklin's men were also debilitated by disease: there's good evidence that their food, improperly canned by an unscrupulous independent contractor, was riddled with toxins. The history of the Franklin expedition is, at its core, a tale of stasis and slow death in a stark, nearly featureless landscape.
Which doesn't mean it's unfit material for literature or, at least, reasonably creepy entertainment. An immobilized ship can be a potent metaphor for certain states of existential unease, as it is in Conrad's novella "The Shadow-Line" (114 pages in the Everyman's Library edition) or Coleridge's "Rime of the Ancient Mariner" (625 lines). And the polar regions, frigid as death itself, have always provided an exceptionally hospitable environment for horror: Mary Shelley ("Frankenstein"), Edgar Allan Poe ("The Narrative of Arthur Gordon Pym of Nantucket"), H. P. Lovecraft ("At the Mountains of Madness") and John W. Campbell ("Who Goes There?") have all dreamed dire happenings at one pole or the other, at much more modest length. ("The Terror" is dedicated, with "many thanks for the indelible Arctic memories," to 12 members of the cast and crew of the classic 1951 movie based on Campbell's story: "The Thing From Another World.") But of the many possible approaches to making artistic sense of the Franklin fiasco, just about the least promising, I'd say, would be to turn it into an epic-length ripping yarn.
That's the course Simmons sets out on, though, and stays on, for hundreds and hundreds of pages and hundreds of thousands of words, in the apparent conviction that everything impeding him will ultimately, inevitably yield to his craftsmanship and his steely will. He dutifully dramatizes the sad facts of the disaster, enlarging a bit on the contrast between Franklin (distinguished, morally upright, incompetent) and the Terror's captain, Francis Crozier (Irish, hard-drinking, able). To the known history — which, as Scott Cookman's 2000 nonfiction account, "Ice Blink," demonstrates, can be narrated fully and vividly in fewer than 250 pages — he adds his own inventions and speculations: a mutiny; a mysterious, tongueless Inuit woman; and a scary monster in the form of a gigantic polar-bear-like creature with a glacier-size chip on its shoulder.
Simmons works like a malamute to create a mythic aura for this implacable, murderous beast: the epigraph comes from "Moby-Dick"; Crozier makes frequent reference to "Leviathan" in his addresses to the crew; and in the final chapters the novel lays on a late, desperate surge of Inuit folklore in an attempt to magnify the significance of the long, grim voyage that the men of the Erebus and the Terror (and the readers of this book) have so agonizingly endured. But by the time the huge white thing has been rebranded as the embodiment of an ancient evil, most readers, I'd guess, will be well past caring. When a novel goes north of, say, 600 pages, we naturally become impatient, demanding, potentially mutinous, and the questions we ask of the writer can turn testy: Where are we going and why, and will the whole grueling experience be worth it? Or are we just stuck in something we can't seem to get out of?Continue reading the main story
That persistence alone isn't enough to transform a bad idea into a good one is probably the chief lesson of the Franklin expedition in particular and the quest for the Northwest Passage in general. The passage, in fact, resisted discovery until 1906; the construction of the Panama Canal soon rendered it unnecessary. The attempt to produce a massive historical novel — one that might achieve the commercial glory of, for example, "Jonathan Strange & Mr. Norrell" or "The Crimson Petal and the White" — isn't, of course, a folly on that level. The quest for the Big Book is neither as heroic an endeavor nor, fortunately, as lethal. ("The Terror" won't kill you unless it falls on your head.) But when a writer as canny as Dan Simmons can talk himself into something as foolhardy as "The Terror," you know there's a kind of insanity loose in the world of publishing, and all I really want to say in my one little page is, Stop the madness.Continue reading the main story


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HR Advisor
- Recruiter
- Hays Human Resources
- Location
- Manchester, England
- Salary
- £30000.00 - £33000.00 per annum
- Posted
- 05 Mar 2018
- Closes
- 26 Mar 2018
- Ref
- 3241613
- Contact
- Darryl Eaton
- Job Type
- HR Advisor
- Sector
- Education
- Contract Type
- Interim
- Hours
- Full Time
Your new role
We are looking to recruit a HR Advisor candidate for a client who is based just outside Manchester City Centre. Currently, the business has 280 staff within their organisations which consists of a range of specialist roles and more generalist supporting functions. The position will be a generalist HR Advisor in a stand-alone role and will report straight to a senior level board member. As the role is a stand-alone role your duties will range from Hr Administration all the way through to managing different levels of HR queries with a focus on Absence Management.
The function also looks after resourcing and your role will be required to continue to support the business in this area delivering the full end to end recruitment process. The business is also looking to implement a new HR system so if you have gained experience in this area that would be really useful. Currently, payroll sits with finance although again if you have got this experience the business would be interested as previously payroll has set with HR. There will also be an element of HR Administration that sits with you. This is a great opportunity to gain a really rounded experience within the HR function and with it being a stand alone role, you will truly get the opportunity to manage your own work load.
What you'll need to succeed
The ideal candidate will have 3 years experience in a HR advisory role or similar.
Experience of implementing a new HR system & Payroll experience (although not essential)
Excellent IT skills and experience of using HR Data and running HR reports.
You will also have experience in the entire recruitment process and be extremely organised.
You will be comfortable managing your own workload and be able to prioritise well.
What you'll get in return
You will be offered a full-time temporary role for up to 3 months. The hours are 8.30am - 5pm and will be paying up to £33k. The company do have parking on -site and is really accessible on public transport. The role also comes with a good benefits package. There will be an opportunity for you to apply for this role permanently and hopefully stay with the company on a permanent basis.
What you need to do now
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.
If this job isn't quite right for you but you are looking for a new position, please contact us for a confidential discussion on your career.
Hays Specialist Recruitment Limited acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be found at hays.co.uk


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Communication skills training
Free training: Eliciting and responding to emotional cues
The Consortium offers free communication skills training for specialist palliative care staff based on the model established through the Victorian Cancer Clinicians Communication Program (VCCCP) of Cancer Council Victoria.
Accredited facilitators run the half-day foundation course on Eliciting and responding to emotional cues.
Sessions are free of charge and open to all staff involved in palliative care service provision, including community palliative care staff and hospital-based staff.
For further information and to check dates and availability for future sessions, contact the Consortium via .
Development of new 'advanced' communication courses in 2017-18
The Consortium's 2017-18 workplan includes an exploration of options for making available a range of advanced level communication workshops to assist community palliative care staff in dealing with difficult situations in the home environment.
For further information about advanced communication courses, contact Consortium Manager Louisa Di Censo via .


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Decades ago, Jamie Bakenhaster was nursing her 2-year-old little daughter, Brittany. One day, something happened, and that's what brought about their whole shift!
On that fateful day, Brittany experienced a seizure. She choked and gurgled, and Jamie knew what it was all about. The mom used to have those epileptic seizures too, but she was taking some medications to keep it in check. However, those medications didn't seem to work on her daughter. The situation worsened. Brittany struggled with the seizures for 2 good years. Even the doctors gave up on her. She couldn't even talk!
At one time, she got hospitalized. The doctors couldn't work around her condition, so they gave up and told her mom to take her home so she could die in peace. Imagine! Turns out, there were other powers at play!
Jamie went home and prayed by her daughter. The next morning, she woke up to find little Brittany talking! A short time after, the mom started getting some headaches whenever she took her medicine. She stopped, and she was well. Mom and daughter got healed. Just like that!
This must be a miracle. In fact, Brittany uttered "Jesus" when she started talking. She claimed to have seen angels. Wow! Decades after all that, the two are all well and free of seizures!
Check out the full story in this video and remember to SHARE!


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Design, Install, Repair, and Inspection
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We are looking to expand our list of customers and clients in the S.F. Bay Area
Top quality installation and customer service is what we provide.
po box 483, El Granada, CA 94018, us


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No. 30 LSU upends No. 15 Lady'Backs 5-2.
BATON ROUGE, La. – Junior Ela Kaluder came on strong for her 14th win of the spring season as the No. 15 University of Arkansas Lady Razorback tennis team was knocked off, 5-2, by No. 30 LSU on Saturday.
"I'm so proud of this team for playing very strong down the stretch after dropping the early doubles point," said Lady'Back assistant coach Jeroen Joling. "We battled till the end on each court in singles action."
Although the loss drops Arkansas to 14-8 on the season and 7-4 in Southeastern Conference action, the Lady'Backs will head to the SEC Tournament on Friday as the No. 3 seed and SEC West Champions. Arkansas will play the winner of Alabama and LSU on Friday at 10 a.m. in Auburn, Ala.
LSU (13-8, 6-5 in SEC) grabbed early momentum by capturing the doubles-point in a slugfest.
"The doubles point was very close, and obviously an important point in the match," Joling said.
Number 29 Megan Falcon and Mykala Hedberg upended No. 24 Aurelija Miseviciute and Ela Kaluder, 8-3, to begin doubles. Maryori Franco and Nanar Airapetian evened doubles up with a win, 8-5, over Hannah Robinson and Tiffany Tucker. The deciding doubles match went to a tie-breaker as Nicole Kantor and Staten Spencer slid past Audrey Bordeleau and Anouk Tigu, 9-8(6).
The Tiger's charged ahead 2-0 when No. 18 Falcon handed No. 1 Miseviciute only her fourth loss of the entire 2007-2008 season, 6-3, 6-1.
Airapetian put the Lady'Backs on the board in a, 6-2, 6-4, victory over Tucker. Robinson then put LSU one point away from clinching the match when she dropped Anouk Tigu, 7-5, 6-3.
LSU pulled the upset against Arkansas when Kantor won in come-back fashion over Franco, 3-6, 6-3, 6-2. Arkansas grabbed one more point when Kaluder took down Hedberg, 3-6, 6-3, 6-3.
Even in a close loss, the Arkansas staff believes the intense road match will help the Lady'Backs being on the road in the postseason.
"This environment down here is very intense and tough to play in," Joling said. "Give their fans credit for being into the match, but I feel like I have to give credit to our team for handling the situation in a calm manner. Hopefully it will help us on the road in the upcoming SEC Tournament."
Stay tuned to LADYBACKS.COM for upcoming ITA ranking releases and this weeks match at the SEC Tournament.
#15 Arkansas-2
1. #18 Megan Falcon (LSU) def. #1 Aurelija Miseviciute (UA), 6-3, 6-1.
2. #62 Ela Kaluder (UA) def. Mykala Hedberg (LSU), 3-6, 6-3, 6-3.
3. Hannah Robinson (LSU) def. Anouk Tigu (UA), 7-5, 6-3.
4. Nicole Kantor (LSU) def. Maryori Franco (UA), 3-6, 6-3, 6-2.
5. Nanar Airapetian (UA) def. Tiffany Tucker (LSU), 6-2, 6-4.
6. Staten Spencer (LSU) def. Audrey Bordeleau (UA), 7-5, 7-6(5)
Match Notes: (Order of Finish:1,5,3,4*,6,2)
1. #29 Megan Falcon/Mykala Hedberg (LSU) def. #24 Aurelija Miseviciute/Ela Kaluder (UA), 8-3.
2. Maryori Franco/Nanar Airapetian (UA) def. Hannah Robinson/Tiffany Tucker (LSU), 8-5.
3. Nicole Kantor/Staten Spencer (LSU) def. Audrey Bordeleau/Anouk Tigu (UA), 9-8 (6)
Match Notes: (Order of Finish:1,2,3*)


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Ford's New Self-Driving Car Features Baidu "Hal 9000" Technology
The Phantom Jam
You're driving down a major highway, not a car in sight, and today might be the day you have the fabled "reasonable commute." You woke up twenty minutes earlier than usual just to give yourself a time cushion, made sure you had plenty of gas the night before and set out to start your workday off on the good foot.
Out of nowhere it happens…Traffic rears its ugly head and cars start to slow down. Keeping your cool, you turn on a podcast about hydroponics in second-world countries, and then traffic stops altogether. Waze doesn't say there's any obstruction on the road, and yet, your commute is delayed 7 minutes. Suddenly, the traffic patterns change and you're back to traveling at typical highway speeds. So what just happened?
Traffic experts refer to this phenomena as "phantom traffic jams." If every car traveled at the exact same speed, changed lanes in perfectly syncopated patterns, these jams would not be a problem, but as any driver knows, no one on the road is consistent.
"These traffic waves arise from a small perturbation in a uniform traffic flow, like a bump in the road, or driver braking after a moment of inattention. These phantom jams arise in the absence of any obstacles," says Benjamin Seibold, a mathematician at Temple University. He goes onto explain that the small "perturbations" that occur: one car braking slightly, and the ones behind it brake more to avoid a collision, creates the traffic-inducing chain reaction.
While many engineers believe roads can be better designed to alleviate the obstacles that drivers fail to react to in time, thus causing phantom jams, the more innovative approach, according to Seibold will come in the form of self-driving cars.
The Autonomous Automotive Industry
In an effort to reduce traffic and improve the efficiency of transportation options for commuters and civilians alike, top carmakers and tech companies are placing their faith and resources into driverless car technology. On Tuesday, Ford Motor Company (F) and Baidu (BIDU), the Chinese internet company announced their plans to team up to develop autonomous-driving vehicles, in hopes of taking advantage of a potentially major disruption to the day-to-day of the automotive industry.
Ford's (F) decades of automobile manufacturing coupled with Baidu's (BIDU) "technological know-how and understanding of China" indicates possible technological breakthroughs just beyond the horizon, according to CNN. The US automaker has already retrofitted some of its vehicles with Apollo, Baidu's (BIDU) self-driving technology and the two companies will begin testing the new franken-tech "on open roads in Beijing that are specially designated for [autonomous vehicle] testing.
Ford (F) and Baidu (BIDU) are not the only companies aware of the potential that driverless technology presents. Earlier this year, in August, Waymo, the self-driving sector of Google's parent company, Alphabet (GOOG), set up shop in Shanghai. The new business was suspiciously named "Huimo Business Consulting," according to a business registration filing uncovered by CNN.
In response to a very real future where all cars on the road may not have humans behind the wheel, China released a set of national guidelines for companies looking to get their self-driving vehicles on the road.
According to the regulation, issued by the Chinese Ministry of Industry and Information Technology, test vehicles must be able to "switch between self-driving and conventional driving in order to ensure the test driver can quickly take over in case of a malfunction."
These malfunctions can be life or death for passengers traveling in autonomous vehicles. Back in March, Tesla (TSLA) faced significant public backlash after one of their Model X SUV vehicles crashed into a highway center divider and exploded, taking the life of the driver in the process. Tesla (TSLA) admitted that the cause of the crash was a malfunction in their "Autopilot system."
The Tesla (TSLA) incident presents a very real danger for automotive consumers as well as industry investors concerned with how safe self-driving vehicles really are. Even if experts say that a computer is much less likely to make a mistake resulting in a car accident, it is impossible to account for every potential outcome. In other words, no self-driving car will be crash-proof.
Bringing up serious sky-net vibes, humans are slowly being replaced by technology.
Soon enough, we'll be able to use a ride-hailing app like Uber to call for a ride home after a long night, and when the 2014 Toyota (TM) Corolla shows up, there will be no driver to ask the classic, "so how's your night been going?
Show Me The Digital Currency
It has been said if you listen closely, you can hear money talking louder than any other person in the room. For centuries, those with greater access to capital have had the privilege of sitting in the driver's seat, while others living with
After they invited block printing (think stamps), the government started to print money because metal coins were far too heavy to carry compared to the featherweight nature of paper. Prior to the Tang Dynasty getting that paper, dozens of ancient civilizations used bartering systems to trade for what they needed. Ultimately, someone decided that coins and paper money held greater intrinsic value than shiny rocks or three seashells.
In the thousands of years following the introduction of paper currency, we've seen a tidal shift in not only what money looks like, but how it is spent. According to an April 2017 survey, 40% of internet users in developed countries stated that they purchase items online at least "several times per month." As we've seen with the rise of e-commerce sites like Amazon.com and other online shopping platforms, consumers are losing interest in buying products at brick-and-mortar locations.
Ironically enough, 70% of Americans still say they use paper money on a weekly basis, but several financial analysts believe the global economy is headed in a cashless direction.
According to reports, Sweden, a nation lauded for being both technologically advanced and full of delicious meatballs, is expected to go completely cashless by March 2023, at which point cash will not be accepted any longer as a form of payment. Back in 2012, the six largest banks in Sweden collaborated to develop a mobile payment platform called Swish, which is now used by millions of Swedes every day.
TechCrunch recently published a piece discussing how the Chinese government plans to implement the "Village Revitalization Strategic Plan," which is designed to improve the efficiency and level of financial services for rural communities across the nation.
The goal, according to the set of guidelines jointly published by China's central bank, the Banking and Insurance Regulatory Commission, the Securities Regulatory Commission, the Ministry of Finance, and the Ministry of Agricultural and Rural Affairs, is to "make mobile payments ubiquitous in rural China by the end of 2020.
If we examine America's potential to shift towards a cashless society, which could catalyze a global movement, the odds of this taking place are fairly likely. According to a 2017 survey conducted by CNBC, 50% of respondents said they carry cash with them less than half of the time when they are out, and if they do, 76% said they keep less than $50 on hand.
This trend has driven consumers to shift towards the use of debit cards. However, younger generations under the age of 18 cannot have their own checking account, so this has left a significant portion of the American population at an economic disadvantage.
Luckily, a new mobile banking startup called Step wants to assist the next generation in understanding the value of a cashless dollar. The Company, founded by CJ MacDonald and Alexey Kalinichenko, former execs from the mobile gift card platform Gyft, started Step to help the nearly 75 million children and young adults under the age of 21 in the U.S., who are burdened by having to use cash for all their purchases.
"Step" is banking on (apologies for the pun) the youthful spirit of todays' teenagers who are hot to buy items on Amazon.com or purchase in-app downloads on their smartphones but are too young to have a debit/credit card. Step CEO Macdonald says the market for the startup isn't based on the "unbanked," it's the "pre-banked."
"We're building an all-in-one banking solution that primarily focuses on teens and parents. We want it to be a teen's first bank account. We want to be a teen's first spending card. And we want to teach financially literacy and responsibility firsthand."
–CJ MacDonald, Chief Executive Officer, Step
Back To The Food-ture
Humanity is moving pretty fast, and if we don't stop and look around once in while, we could miss it. Seemingly every day, tech startups receive seed funding to develop some crazy piece of technology meant to dramatically improve how we lives our lives, but the question is: do these companies understand what we really want or even need? First we need to understand the impetus behind many of these ideas.
As a society with toddler-like attention spans, forever in search of the "next big thing," it's perfectly understandable that companies are sprouting left and right to capitalize on our fidgety nature. Having said that, I posit that it is time we take back our independence from technology that otherwise prohibits us from performing tasks we are perfectly capable of handling.
Special Delivery! On-Demand Tech Companies Hit Billion-Dollar Valuations; Here's How Investors Can Capitalize In The Market
The close of 2018 allowed investors across all industries to catch their breath after a year of volatile upswings and economic downturns changing hands constantly. In that time, the tech stock market flourished with companies offering products and services to assist us in our time of panic. Considering that we made it out of 2018 largely unscathed, some of these companies, and their subsequent product offerings, are no longer necessary.
One such sub sect of the tech industry that has proven its worth time and time again is that which includes companies developing delivery technology. While I fully agree that we've grown accustomed to a way of life that has slowly nurtured our codependence and inability to survive without it, there are some instances where tech has remedied serious systemic issues. Companies in delivery tech, specifically those working in on-demand food delivery are working to foster a healthy relationship between woman and machine, while still managing to make our lives easier.
Food insecurity is an issue which affects millions of people around the world, and yet, as a global community, we have remained largely complacent in providing assistance. According to the USDA, a food desert is an area which is without access to fresh produce and other healthy foods. These areas are typically found in impoverished countries, and as a result, persons living in these places are at greater risk of malnutrtional diseases.
In the United States, food deserts exist across the country. The horrific events of Hurricane Katrina left New Orleans and its people in a state of emergency. Though it occurred nearly fifteen years ago, a significant percentage of New Orleans residents still say they have to choose between buying food and paying bills, according to several analysts.
Where companies in many industries have demonstrated apathy in terms of developing innovative solutions to assist people struggling to survive, there are some in the delivery tech industry determined to make a difference.
Enter ParcelPal Technology Inc (PKG) (PT0.F) (PTNYF), a delivery tech company dead set on innovating, fabricating, distributing goods to consumers to improve their quality of life. At a time where access to food and supplies is difficult for millions of individuals, ParcelPal is determined to do what it takes to deliver to consumers what they need to get by. The Company recognized the systemic inequities that exist in society and sought to challenge tech industry norms and focus on consumers.
The Company has managed to develop and maintain an easy-to-use marketplace platform where customers can shop for the products they love and use every day and, rather than pick these items up from locations that could be difficult to travel to, ParcelPal couriers deliver orders to customers in an hour or less. ParcelPal Technology Inc (PKG) (PT0.F) (PTNYF) was founded to make life easier for people, and has risen to the top of the industry because they've achieved exactly what they set out to accomplish.
In recent news, ParcelPal Technology Inc (PKG) (PT0.F) (PTNYF)announced at the tail-end of January that the Company has formed
An Affiliate of JSG Communications, MIDAM VENTURES LLC has been compensated $75,000 per month for 3 months by ParcelPal Technology, Inc. for a period beginning September 1, 2018 and ending February 1, 2019 to publicly disseminate information about (PTNYF/PKG). We may buy or sell additional shares of (PTNYF/PKG) in the open market at any time, including before, during or after the Website and Information, provide public dissemination of favorable Information. We own zero shares.
Bitcoin Could Be Rescued By Milennials
Everyone has a friend or loosely connected acquaintance
We try to tell him that Bitcoin has been struggling to get out of bed after a near two-year dry spell after enjoying an earth-shattering bull run in 2017. Sure, in the past bitcoin's price shot up from mere pennies to nearly $20,000 in less than a year, but the once-famous crypto has failed time and time again to break out of its bear market tendencies.
Nearly a decade has passed since Nakamoto released the fabled white paper describing the primordial framework of a peer-to-peer currency network. At the time, an anonymous cryptographer, with the pseudonym of Satoshi Nakamoto, was furious with the fact that consumers were slowly being falling prey to the inefficacies of banks and other financial institutions.
Nakamoto wrote that "commerce on the internet [had] come to rely almost exclusively on financial institutions as trusted third parties to process electronic payments," and this nurtured dependence would ultimately lead to a fiscal downturn. With a P2P currency network that kept records of every transaction, banks were no longer needed and the era of decentralized currency was on the rise.
For a time, everyone wanted a piece of the cryptocurrency market, but that has all been reduced to whispers and murmurs. However, according to a recent survey, interest in bitcoin and cryptocurrencies may be on the rise once more, namely because millennials and younger generations don't trust those dastardly traditional banking institutions. According to Forbes, 43% of millennial online traders "have more trust in crypto exchanges than the U.S. stock market, compared to 77% of Gen X respondents who have more trust in stock exchanges."
It would seem that millennials could actually get credit for contributing something of value to society other than complaining about presidents and student loans.
"We're seeing the beginning of a generational shift in trust from traditional stock exchanges to crypto exchanges. Younger investors' experience with he stock market has seen a great deal of loss of trust, with the fall of Lehman Brothers because of irresponsible practices followed by the worst recession since the Great Depression…Trust further eroded when Americans saw how..banks get free money through quantitative easing while their cost living continues to rise…"
–Guy Hirsch, U.S. managing director, eToro
The growing millennial mistrust of banking institutions could rescue bitcoin from its current crypto winter. It is interesting that we place such a large amount of trust in banks, storing thousands of dollars in their systems, and yet we have absolutely no idea what happens to our money when its "protected" in our accounts. The trust-based model of depending on banks to transact and safely store money is outdated and, if there's anything that can be said about younger generations, it's the idea that older technologies and systems can and should be replaced as soon as possible.
According to CoinMarketCap, there are presently over 2,000 cryptocurrencies on the market but analysts say that a majority of these coins are virtually worthless. The initial coin offering explosion of 2017 catalyzed an industry replete with hot shot entrepreneurs ready to throw money at the first crypto they could get their hands on, without any idea as to if these coins functioned.
"Almost every ICO was just an attempt to raise money but there was no use for the underlying token…The vast majority of what's our there will be eliminated…"
–Barry Silbert, CEO of Digital Currency Group
Only time will tell as to whether the age of cryptocurrencies will rise once more, but if we are depending on millennial to come to the rescue, historically their collective followthrough is less than noteworthy.
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Stone Soup & Other Heartwarming Tales
Tuesday, December 4th | 6:00pm - 7:00pm
Event Navigation
This show focuses on the true meaning of the season…giving. Three classic tales, "Stone Soup," "The Gift of the Magi," and "The Drum: A Tale from India," help students learn about what it means to give a gift with an open heart.
Doors will open at 30 minutes before the show and seating is on a first come, first served basis until capacity is reached.
This production is part of the Playhouse Theatrical Series sponsored by Cumberland Valley National Bank and presented by our friends at Bright Star Touring Theatre in Asheville, North Carolina.
The library makes every reasonable effort to provide equal access to all patrons. Please call us at least three days in advance to request accommodations.
In case of bad weather, check Facebook or call us for cancellation information.


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Alan Morris ft. Hysteria!
Sometimes life is calling
to the shores of living, and the dead
ancient secret of the ones
who were awake
You want to feel?
Then stop pretending…
unveil the secrets of your
all immortal soul
Just be – for once
and become whole
given to chosen ones
given to chosen ones
who now refuse
to be in lands of dying mortals
And only few who will be
who will be saved…
Just be – for once
and become whole
Lyrics courtesy of Hysteria! Single released March 17, 2014 (Beatport), March 31, 2014 on all stores on Transistic Records.
Alan Morris – Facebook | @alanmorrismusic
Hysteria! – Facebook | MySpace | SoundCloud | @Hysteeeria
Regeneration (TSCG002):
Regeneration (Original Mix)
Regeneration (Short Mix)
Regeneration (Dub Mix)
Transistic Groove is proud to bring you this next stunning collaboration between Alan Morris and Hysteria!.
'Regeneration' is a monumental track with dreamy vocals, grooving basslines, an emotive breakdown and lush chords.
A brilliant collaboration and a must-have release for any music fan worldwide.


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|image used under Creative Commons
license, courtesy of Wikipedia
First, an announcement. Or, to be more precise, an announcement of an announcement. The books are stating to sell the way they deserve to. And that, of course, helps fund our mission trip that's coming up. Because of all who have been praying and donating, we have a Christmas gift that we'll be announcing on Christmas Eve. Look forward to that one!
The mission trip is definitely a go. We have the plane tickets, I was able to use some of my credit to cover the hostel where I'll be staying. We still need finances for meals, snacks, and local transportation (including to and from both airports). And it'd be nice if God would pay back the credit card company. There are links to my books, either side of our post area. And there's a link to our funding page, to the left. If you haven't donated, yet, and feel led to contribute, those are all ways you can help. Having said that, let's get to today's post.


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Home Sales
1276 Duck Road
Duck, NC 27949
Price: $70,000
Listing ID:
Floor Plan: View PDF
Bedrooms: 4
Total Baths: 3.5
Full Baths: 3 Bath
Partial Baths: 1 Bath
SqFt: 2,333
Year Built:
This sound front home is elegantly appointed, welcoming your family for a memorable stay. Comfortable outdoor living area on the deck and screened in porch provides you with additional living space. All on one level, four bedrooms and three full and one half baths provide plenty of room for the comfort of the entire family. The spacious living room features a double sided fireplace to be enjoyed while dining and entertaining. Your gourmet kitchen comes fully equipped with all necessities for the discriminating cook.
Location Information
Subdivision: Ships Watch
Lot Description:
Exterior Features
Decks: Yes/No or specify quantity
Screened-in Porch: Yes/No
Sun-Room: Yes/No
Private Balcony: Yes/No
Outdoor Rinse Shower: Yes/No
Outdoor Fish-cleaning Sink: Yes/No
Water: Municipal
Sewer: Private Septic
Parking: Yes/No
Interior Features
HVAC: Central, Multiple Heat Pumps, Zoned Controls
Ceiling Fans: Yes/No or specify quantity
Floors Coverings: Carpet, Wood Floors, Ceramic Tile, Vinyl
Bedroom 1: King, Queen, Twin, Bunk Beds, or n/a
Bedroom 2: King, Queen, Twin, Bunk Beds, or n/a
Bedroom 3: King, Queen, Twin, Bunk Beds, or n/a
Bedroom 4: n/a
Bedroom 5: n/a
Kitchen Large Appliances:
Electric Oven: Yes/No
Glass-top Range: Yes/No
Microwave Oven: Yes/No
Refrigerator: Yes/No
Dishwasher: Yes/No
Garbage Disposer: Yes/No
Instant Hot-Water Dispenser: Yes/No
Wine/Beverage Fridge: Yes/No
Indoor Electric Grill: Yes/No
Entertainment & Electronics: Yes/No
TV: Yes/No
Cable Service: Yes/No
Blu-Ray: Yes/No
DVD Player: Yes/No
CD Player: Yes/No
Wifi: Yes/No
Weather Station: Yes/No
Other Appliances:
Gas Fireplace: Yes/No
Wet Bar w/ Ice Machine: Yes/No
Weather Station: Yes/No
Clothes Washer/Dryer: Yes/No
House Style: 1-story Ranch, 2-Story Split level, 3-Story Split level, 3-Story Reverse Floor Plan
Year Built:
Zoning: Residential
Financial Details
Est. HomeOwners Fee- Total / Mo: $6,614
Est. HomeOwners Fee- Per Share / Mo: $661
Included in the above homeowners fee:
Est. Taxes- Total / Yr: $10,064
Est. Taxes- Per Share / Yr: $1,006
Tax Year:
Seller Financing: Yes/No
1276 Duck Road
Duck, NC 27949
Interested in this Home?
Please fill out the form below and we will be in touch with you soon.


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Although we don't believe in timing the market or panicking over market movements, we do like to keep an eye on big changes -- just in case they're material to our investing thesis.
What: Shares of MGIC Investment (NYSE:MTG) have dropped more than 10% today after the mortgage-insurance company announced that it would not be able to meet the Federal Housing Finance Agency's (FHFA's) new industry standards.
So what: The FHFA has proposed regulations that will force private insurers backing mortgages owned or guaranteed by Fannie Mae (NASDAQOTH:FNMA) or Freddie Mac (NASDAQOTH:FMCC) to hold available assets of at least 5.6% of their risk exposure. MGIC's premarket response noted that it holds "materially less" assets than would be necessary to meet these requirements, but also pointed out that it believes the FHFA is requiring holdings "far in excess" of what's necessary to avoid catastrophe. Another insurer that also dropped after responding to the FHFA's proposal pointed out that the capital requirements are "more onerous" than its operating history indicates would be necessary.
Goldman Sachs (NYSE: GS) analysts dropped MGIC from their "Conviction Buy" list as a result of its statement, reducing their recommendation to a simple (but unenthusiastic) "Buy."
Now what: While MGIC itself reported a risk-to-capital ratio of 15.3 to 1 (or assets sufficient to cover 6.5% of its risk) in its latest quarterly filing, the company notes that it would fall short of the FHFA's requirements due to the language of the proposal -- "available assets" in this case would not include future premiums from in-force policies, and the proposal seems to not only anticipate and mandate assets to cover delinquency rates as policies are underwritten, but also mandates the insurer hold additional assets for policies that become delinquent later. In effect, the proposed policy is double-counting the impact of delinquencies on an insurer's available assets.
As this policy is still in the proposal stage, it may not wind up impacting MGIC's business at all. However, investors shouldn't ignore the impact of new regulations on MGIC's ability to do business over the coming quarters. I'd do a bit more digging before deciding that this is either a buying opportunity or a big warning sign.
Alex Planes has no position in any stocks mentioned. The Motley Fool recommends Goldman Sachs. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.


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2018 Homecoming Campus Department Decorating Contest
Decorate your campus department for a chance to win a Pizza Party for the entire office!
Grand Prize—$75 Pizza Party & two runners-up each get a $50 Pizza Party
For a chance to win, grab your co-workers, get creative and decorate the front desk of your UM department with your take on the 2018 Homecoming theme - Montana Strong!
You must register a contact name, UM department, building and room number with the UM Alumni Association. Note: only one desk per department will be judged, so make it a group effort! Call 243-5211, or go online to www.grizalum.com and register by Wednesday, September 26th to register.
All participants will receive a Griz décor bag to get your decorating started. These may be picked up at the Office of Alumni Relations, Brantly Hall 107.
Judging takes place the morning of Wednesday, October 3rd. You need not be present to win, but it is encouraged!
Winners will be contacted by phone or email and your desk will be posted on the Alumni Association website. Good luck!


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Your Advertisement Could Be On This Page!
In Celebration:
Harry Bartell
Struts and FretsBy Harry Bartell
On Directors
Radio directors came in an assortment of flavors. Some were exciting to work with; some were mere mechanics. Some
gave the actor a feeling of confidence; some seemed to take the attitude that they were paid to work with actors and would
accept that burden only under the influence of money. I have always felt that there was an element of frustrated actor in
many of them although that would be ridiculous in the case of someone like Elliott Lewis who was a fine director and a
pleasure to work with. On the other hand it might well apply to Dee Engelbach. Dee was a small man with a strong sense
of command. Directing a show from the control booth he had special lighting effects on his position in the center. I can't
attest to this but I have a hunch that he stood on what the film crews refer to as an "apple box", a low, two- foot square
platform. Dee performed cues with gusto, especially if the show was playing in an audience studio. One night he gave an
opening cue that was thrown like a "Hail, Mary" pass into the end zone. It was very effective except that he hit the glass of
the booth window and broke his cue finger.
Bill (William N.) Robson was in love with radio and a great contributor. He never seemed to attain the stature of Norman
Corwin but he was responsible for many program innovations. Even after radio drama was gone Bill was active in the
medium running the Voice of America programs from a closet in the basement of some government building in
Washington. Bill was a master of the mechanics of radio. The first time I worked with him was on an episode of Escape
in 1947, Occurrence at Owl Creek Bridge. He took the script apart almost letter by letter and put it back together with the
greatest precision, paying special attention to the complicated sound. Although he was the starting director of The Man
Called X which was obviously a commercial venture, more importantly he introduced high quality sustaining programs
which added to the luster of CBS. In all fairness I have to note that working with Mr. Robson sometimes involved a
certain ingenuity from the actor. He might spend so much time working with the first act of a show that the only work on
the balance of the script came in the form of a dress rehearsal. Somehow, it always seemed to be all right on the night.
I wish I had had more contact with Norman Corwin. The only radio script I kept besides the one in which my entire role
consisted of a wolf whistle on an Irene Rich commercial was On a Note of Triumph. That was quite an experience. It had
a big cast and a big orchestra and it played twice on VE Day and it was all very exciting. Although my experience with
Norm was limited he displayed a technique which I have never forgotten. We were on the air after what must have been a
troubled dress rehearsal and although I didn't know it we were running very long. Out of the corner of my eye while I was
at the microphone I saw Norman come out of the booth, walk quietly to where I was standing. He reached over and
thumbed through the script I was using, pulled out a page, did the same thing with the other actor I was working with and
walked back to the booth. Now that was a way to make cuts!
Jack Johnstone was a personal friend and that makes judgment of his abilities very difficult, especially since he called me
for 85 appearances on The Man Called X and I don't know how many on the various versions of Hollywood Star
Playhouse. Jack directed in the studio wearing a large set of headphones with his script on a music stand right in the
middle of the action. From this vantage point he had a clear field for cuing the actors, sound, and music. This had more
advantages for Jack than it had for the actors. First of all, he acted out every syllable of the script, not loud enough to be
picked up by the microphone but disconcerting to the actors who heard muffled noises along with the dialogue. His
proximity also presented a physical hazard. He once threw a wild cue and hit the actor right in the nose. Jack, in all the
years I knew him, never displayed any particular knowledge of music but on his master script he would write five or six
musical notes to indicate when he would cue actors or fade music. That he could locate those notes in the midst of a long
music cue with full orchestra was a miracle to me and I never knew another director to do it
Jack was the only director for whom I acted inside a piano. He did a show called Somebody Knows! a sort of forerunner of
TV's Unsolved Mysteries. The show opened with a very mysterioso reading of the show title and the effect was amplified
by the sound of the vibrating strings. So was my head but it was a good effect. It is unfortunate that another Johnstone
project which was really excellent never hit the air. There was a convention of airline pilots in Los Angeles and the guest
of honor was Brigadier General James Stewart. Jimmy had obtained a tape of conversation between the LA tower and the
pilot of a United Airlines flight that was in big mechanical trouble. They couldn't get their landing gear down. While the
airplane was in the air they tried all sorts of things to no effect and the pilot finally brought the airplane in on a belly
landing. It was the first time foam was used on a runway to prevent fire. Stewart played the pilot and I did the dispatcher.
Jack converted the tape into a radio script and it was a beauty. Unfortunately it was played only in the hotel ballroom for
the pilots. However, not all was lost. Years later I was called to do a Johnny Dollar. I played an airline dispatcher in
Alaska and Johnny had to take over the flight of an airplane when the pilot was disabled. But there was trouble with the
plane. Jack had stolen his own dialogue and plot.
Norman MacDonnell was a joy to work with. When I first met him he was a page at CBS. He later became an assistant
director and then a director-producer. He was very quiet but he had a kind of innate courtesy and dignity. Other directors
threw cues. Norm seemed to just let them roll off the ends of his fingers. He had great taste and a wonderful way of
dealing with actors and writers. I have a hunch that it came in handy in working with John Meston who wrote almost all
of the earlier Gunsmoke episodes. John was capable of some bizarre and occasionally very gritty subject matter. Norm
guided actors and sound effects into a whole new channel of reality while maintaining dramatic tension. Characters on
Gunsmoke sounded like people, not actors, because he took the time for them to do it. A character could not cross the
street in two seconds. As a result of this treatment, a Gunsmoke script was about half the length of a Dragnet script which
forced tempo in the other direction. Rehearsals were always easy and fun. There was a feeling of mutual trust among the
personnel on MacDonnell shows and I think it contributed strongly to a sense of unity in the finished product. That feeling
held true on Escape and Fort Laramie as well as Gunsmoke.
It seems that I have spent a large part of my life defending Jack Webb. I guess my defense wasn't really necessary. He did
all right without it. The main bone of contention had to do with the accusation that everyone on Dragnet spoke in the
same monotone and that is patently not true. Jack's Sergeant Friday spoke very rapidly and his voice range is quite
limited. The tempo of Dragnet as a whole was very rapid which means that the actors didn't have the flexibility of choice
they might have had with the same dialogue in another show. The only restriction Jack placed on his actors was that he
didn't want them to project. He felt that brought a false note to what was almost always an intimate setting. If one listens
closely, he will find a great deal of color and variety in the delivery of supporting actors and, in cases where it is called for,
a lot of shouting. It was more of a problem in TV than in radio, but Jack's personal movement and speech was sometimes
very mannered. What was for him quite natural didn't always fit other people at all. We sometimes differed on the reading
of a line, a fact which he was quick to point out. Sometimes I won. Mostly I couldn't argue with his statement: I'm not
saying this is the only way to read the line or even that it is the right way. What I'm saying is that it is the only way to
read the line on this show! End of discussion.
I must include a director named George Allen. Over the period of a year or more he directed two long- forgotten fifteen
minute shows at CBS. One was called It Couldn't Happen and the other was That's A Good Idea. Each contained
several short episodes involving a wide variety of people and I liked working on it which I did almost every Saturday. It
was a great place to discover and experiment with voice doubles and I played all sorts of characters. The general ambience
of the show was a gentle shambles. Despite his own opinion, George was not a great director. One of the regulars on the
show was Lew Merrill. Lew was basically a nice, kindly man but he could get very prickly at times. One day, after he had
stopped after every sentence to give "directions" George made a strategic error. He tried to give Lew a line reading. Lew
flatly refused to read it that way and the atmosphere heated up considerably. In an attempt to smooth things out George
said, "Well directors have to make a living, too". To which Lew replied, "Yes, but they don't have to do it all at one time
and in one place". At any rate, after some time George was promoted to directing The Whistler and I suddenly noticed
that I wasn't getting any casting calls. I went up to his office to inquire about this strange condition and was greeted with
one of the stupidest statements I ever heard. With all seriousness he said, "Well, you're just not the right type for The
Whistler." You can't win 'em all!
Harry Bartell maintains that his major accomplishment as a professional actor for forty years was to survive with his mind, morale and marriage intact.
Born in 1913 in New Orleans, he grew up in Houston and graduated Phi Beta Kappa from Rice University in 1933. After a stint at Harvard Business School and a couple of years forced labor in a department store he moved to Hollywood and stayed there for the next fifty-one years. Three seasons at the Pasadena Playhouse led to work in 185 radio series and 77 TV series plus a dozen or so properly forgettable motion pictures. He passed away on February 26, 2004.
These columns were originally written for the Internet Old-Time Radio Digest.


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JOCO Watchdog against unethical judges, corrupt policymakers, socialism, racist, and people that still write checks at the grocery store. Serving Johnson County, Kansas City, Bentonville, Overland Park, Leawood, Lenexa, Olathe, Shawnee
This is what happens when you elect an arrogant, elitist, inexperienced authoritarian figure. Those that worship him get blinded by the fact that not everyone worships the man the way they do. It is embarrassing watching this guy insult Americans on foreign soil to befriend our enemies that have no respect for the man and see him as weak.
1. Castro clowns Obama
2. North Korea clowns Obama
3. Iran Clowns Obama
4. Terrorist are going to clown Obama
5. Chavez clowns Obama
The above stories are just from todays headlines. Imagine if I would of thrown in his trip to Europe and Mexico. Now despite all of this Obamas protectors believe that you are all dumb ass's. There can be no other explanation for the lies and arrogance that they spout after each summit or meeting.
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As a conscientious individual, you may already be aware of the fact that it is of utmost importance to have a good CIBIL score in this day and age. A score of 750 and above (out of 900) is considered good and is treated as a barometer of your financial health. Whenever you apply for a fresh line of credit, the lender accesses your credit report to check whether or not your score is satisfactory and whether or not you can be considered capable of making repayments as required on the line of credit you have applied for.
Therefore, as a user of credit, need to make a constant effort to increase your CIBIL score. However, with the easy availability of credit, it is easy to get carried away and ultimately end up in a debt trap. So that you do not land in such a mess, here are some easy tips you can follow to keep your credit usage under control and build your score in the process.
Automate repayments on existing loans
If you have already taken a loan such as personal loan, vehicle loan or even a home loan in the early stages of your career, the first thing to do is automate your repayments. You can coincide your repayment cycle with your salary cycle, so that the repayment of your loan happens as soon as your salary is credited into your account. This will not only ensure that your repayments happen on time but will ensure that your CIBIL score remains intact. As a result, you will never have to think of a personal loan for a CIBIL defaulter when you are in dire need of funds.
Using your credit card to build score
You may have received a fair warning many times about how reckless use of your credit card can land up in a financial mess. But did you know that you can use your credit card effectively to build score as well? Let us tell you how.
Use your card for utility repayments– Utility repayments are usually small amounts that can be paid through your credit card. What's more, most lenders help you garner reward points on making bill payments on your card. However, you probably make your utility payments directly through your bank account. What you can do instead, is make the utility payments through your card first and transfer the same amount from your savings account onto your card immediately. This way you can increase your CIBIL score by making regular repayments each billing cycle as well as garner reward points on the same.
Use a credit card for grocery shopping– Budgeting plays an important role in maintaining financial health. You can budget to spend Rs x on groceries and build a disciplined habit of spending Rs x (amount of money) on groceries on your credit card. Once again transfer this amount from your bank account onto the card once you reach this limit. This will help you maintain your budget as well as keep a track of the money spent on your monthly grocery budget through your credit card statement.
What you achieve by dong this simple but important things is that you improve your credit score in the process, by spending small amounts on credit cards and making one or more repayments within a single billing cycle. What's more is that you have a perfect mechanism in place to keep track of your monthly expenses and take a step back whenever you are exceeding your budget.
By internalising this good credit habits, you will be able to maintain a good credit record and preferably not be in a situation where you have no choice but to opt for a personal loan for a CIBIL defaulter when you are in dire need of funds. While there is no saying when life will throw a curve ball at you, having a good score always helps when you are in need of credit.
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text: I don't have a dog in this fight, I fon't own a progressive press. I have used Dillons and Lee 1000s, but I started loading single stage on a Pacific 'C' press. I had a Rock Chucker that I never used (bequeathed to me) which I in turn passed on to a friend just starting. I began loading with the older Lee Turret press as I like the ease in switching calibers. I still load 'single stage style' by sizing everything, priming everything, and then charge/seat/crimp 50 at a time. It works for me. I listen to sports/news/music and keep some iced tea on hand. It is about personal preference. The only 'extravagant' expense for me is having identical setups (casting too) in 2 states as I have several houses where I split my time. I don't have doubles of all my molds, just the more common ones I use more regularly. Again, it is personal preference. I never thought this thread would turn into "Great Taste/Less Filling" style of comments. I did once consider powder coating one of my turret presses blue just to confuse my Dillon buddies


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I titled this blog enthralled because I wanted to find a word that could some how grasp the concept on how much the Lord loves us. Psalm 45:10-11 says "Listen, O daughter, consider and give ear: Forget your people and your father's house. The King is ENTHRALLED by your beauty; honer him, for he is your lord." Jesus Christ, the creator of this universe, your royal husband, is obsessed with you. He is enthralled with you. So women, just like in verse 10, forget this world, forget all the lies that Satan throws at us, forget it! Jesus is so stinkin in love with you, lets honor him, lets give him our lives and run after this king :)!
"Teach my your way, O Lord, that I may walk in your truth: give me an undivided heart, that I may fear your name." Psalm 86:11
Sunday, January 18, 2009
He loves you!
Oh boy, here we go again. I have attempted to start many blogs over the years, and have never been consistent with it. Like I always say, I will try to be, but I can't promise anything because I know myself too well. My roommate just started one, and she kind of got me hooked. My desire is to encourage you with what the Lord is teaching me. This life is so messed up and we live in such a wicked world. If we don't continue to encourage one another, and spur one another on towards love and good deeds, then we are bound to fall. Satan is so real and determined to destroy us. We need to be aware that we are in a battle and we need to be getting our face in the word and constantly pumped up for Jesus!
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In a healthy eye the cornea is bulged regularly. Thus, objects can be focused in one single focal point and a precise image can be created inside the eye. The image on the left depicts these relations within a normal eye. The cornea is illustrated by the regularly bulged area. As the entire bulging of the cornea is regular, all rays of light emitted by an object are depicted precisely in the focal point. Thus, a precise image is created. On the right there is a topographical image of a normal cornea. The distribution of the bulging upon the cornea is represented by colour coding in this example. Corresponding to the regular bulging the normal cornea shows a rather homogenous colour distribution.
In a normal eye the focal point is located on the retina (similar to a film inside a camera) and the eye sees precisely without further visual aids. In "normal" cases of myopia and far-sightedness this focal point is located either in front or behind the retina; the eye is, thus, either too long or too short. Consequently, glasses are necessary to move the focal point on the retina in order to allow for a precise depiction of the object. Under these circumstances a precise image within the eye can always be created.
The situation when eyes suffer from keratoconus is entirely different. The cornea is irregularly shaped to an extent that the rays of light cannot be focused in one single focal point. Consequently, a precise depiction of objects is not possible. As there is no proper focal point, even glasses fail to move it in order to create a precise image.
The opposite illustration shows what the bulging of an eye suffering from keratoconus looks like. The irregular bulging causes a loss of the focal point. Thus, the emitted rays of light are refracted irregularly on the cornea. Beside the topography there is a typical depiction of keratoconus. In this illustration the local bulging is colour coded as well. The steeper areas range from red to purple, whereas the flatter ones are green.
The irregular corneal structure explained above is created by the following process: on an ultrastructural level the system of collagen fibrils which comprises the static elements of the cornea is destroyed by degeneration (Daxer A and Fratzl P. Collagen fibril orientation in the human corneal stroma and its implications in keratoconus. Invest Ophthalmol Vis Sci 1997; 38:121-129). Opposite the left image shows the orthogonally regular arrangement of the collagen fibrils inside a normal cornea. Because of hitherto unknown degenerative processes these collagen fibrils are dissolved and the biomechanically advantageous, regular arrangement of the lamellar structure is destroyed (opposite illustration on the right). Consequently, a thinning of the cornea takes places. As a result the elastic tensions within the cornea increase which, in addition, might add to the degenerative process. The mechanic stability of the cornea is, thus, decreased which favours a progression of the disease (Daxer A. Biomechanics of the cornea. International Journal of Keratoconus and Ectactic Corneal Diseases 2014; 3: 57-62)
Preliminarily, keratoconus is a mainly genetically caused disease. In Europe, the disease appears to appear sporadic and approximately one out of 1000-2000 inhabitants suffers from keratoconus. However, there are also so-called endemic regions where the disease is diagnosed more frequently. One such endemic region could, for example, be a mountain valley which was isolated from the rest of the region more or less for generations. The same applies to islands and other isolated areas of settlement where, based on a decrease of the gene pool, the probability of genetically caused diseases increases accordingly. Furthermore, there are cultural factors which require consideration. In some regions, such as the Middle East where, traditionally, weddings among relatives are more common than in Europe, keratoconus is diagnosed more frequently. Thus, there are regions in the Middle East where up to 10% of the local population suffer from keratoconus.
In Europe, keratoconus mostly occurs around 20 years of age (between 16 and 25 years of age). However, there are more aggressive kinds of the disease as well which might affect children under the age of 15.
Keratoconus is a progressive disease. This means that the disease is characterized by a continuous decrease of visual acuity. The probability of progression is depending on age. Usually, the following rule applies: the older the patient, the less likely a progression of the disease. However, there are exceptions as well. There are, for example, patients aged 40 who, even after crosslinking, still suffer from a progression of the disease. A regular medical examination performed by an ophthalmologist is, thus, absolutely necessary.
Given its genetic origin, the disease always affects both eyes. However, it is possible that, clinically, it only shows on one side. The eye which does not display the effects of keratoconus, is referred to as "forme fruste"
Initially, patients observe a rather frequent change of the power of their glasses and double silhouettes. Usually, they are diagnosed based on the topography of their eye. Normally, it is characterized by an image resembling the one displayed above which does not leave any doubt as to the nature of the disease (see above). Sometimes, a definite diagnosis is rather difficult in early stages of the disease. In these cases, continuous follow-up assessments are required.