text:
News & Information
Please select a year.
Mental Health Board Hosts Program on How to Help Challenging or Explosive Kids
Sussex County Mental Health Board Hosts Program on How to Help Challenging or Explosive Kids
Many parents of children or teens with challenging behaviors have been told, "You just need to be tougher or more consistent!" Yet many who have tried a "tough love" approach have found it to exacerbate rather than put an end to problem behaviors, and this method often triggers explosive meltdowns. Their children may be dealing with underlying learning disabilities and/or mental illnesses that prevent them from being able to change after experiencing negative consequences stemming from their behaviors.
Nationally known speaker Alicia Stevenson will be coming to Sussex County on May 7, 2014, to explain why traditional methods of behavioral intervention doesn't work for many challenging kids and to present a step-by-step approach that does work--from the perspective of a parent who has been there. Her presentation will be based on the "Collaborative Problem Solving" (CPS) model originated by Ross Greene, PhD, Associate Clinical Professor in the Department of Psychiatry at Harvard Medical School.
Alicia Stevenson is a certified mentor in Collaborative Problem Solving and the mother of a child with multiple learning disabilities and mental health challenges. She has done over 300 presentations nationwide.
The May 7th presentation will be held from 7 p.m. - 9 p.m., at Sussex County Community College, Student Center Theater, One College Hill Road, Newton, NJ. The event is being hosted in honor of Children's Mental Health Week by the Sussex County Mental Health Board in collaboration with the Sussex County affiliate of NAMI (National Alliance on Mental Illness), Family Partners of Morris/Sussex FSO, and the SCCC Student Learning Center.
"Alicia Stevenson's passionate and engaging style makes this presentation a must-see for parents, mental health professionals, educators, law enforcement and justice system personnel, and anyone interested in finding new ways of helping challenging kids," said Jeri Doherty, President of NAMI Sussex and member of the Sussex County Mental Health Board.
The CPS model is expanded on in the books The Explosive Child and Lost at School by Ross Greene, Ph.D., and Treating Explosive Kids by Ross Greene, Ph.D. and J. Stuart Ablon, Ph.D. This revolutionary and innovative model, described as compassionate, effective, and respectful, is gaining widespread international attention.
Admission is free, but pre-registration is required. Please call 973-940-3194 to join us for this informative presentation. Certificates of attendance will be provided for educators and other professionals needing documentation of professional development hours. For more information, please contact Christine Florio at (973) 940-5200 ext. 1381.
*** Program Flyer ***


text:
is a classically trained violinist, studied with the Portland String Quartet and then at Oberlin College. As a teen she discovered bluegrass and in more recent years, she has discovered rock, blues, and jazz. An award winning sculptor, she has designed and built one-of-a-kind electric 5-string violins. Today she works as a stained glass restoration artist and maintains a private teaching practice for students of violin, viola, and cello. She gigs with groups who's styles range from classical to rock, folk, and country.
With Mike Barrette, Louise makes a kind of band-within-a-band-- their years of collaboration on various projects results in a unique shared musical vocabulary and an intuitive unit as the "string section."
is another resident of the "Quiet Corner" in Northeast Connecticut. With thirty years' playing experience, Mike brings his versatility and taste to JP's wide-ranging song styles. He's performed and recorded with some of the best musicians in the tri-state area in pop, rock, folk, country, and live theater. A graduate of the Guitar Institute in Los Angeles, Mike is a highly sought-out player known for his talent and adaptability in almost any recording and performing situation.
has been playing bass for 36 of his 49 years in a a full spectrum of musical styles. He met up with JP in Flat Rock studios in 1993, became close friends, and has been working with JP ever since.
Kurt's main love is fretless bass which he started playing when he turned 17, influenced by the likes of Danko, Pastorious, and Ron Carter. He enjoys building his own instruments to try to capture that ever elusive "sound". His most recent creation is the "Ark," an electric upright stick that manages to capture the best of both worlds. Very partial to 5 string (low B) and tall redheads. "Hell, I started playing music to meet girls.........."
is the
group's percussionist. Primarily a jazz and rock drummer with a love for world music and a
degree in classical percussion, somehow he has found himself playing with a bunch of
folkies. It's no happenstance. The connecting thread is a spiritual and soulful resonance
with JP and it weaves rhythmically through the lyrics and the members of the band.
handles the keyboards. A veteran of the road, influenced by Stevie Winwood, Al Kooper, Brian Auger, Jon Lord, Ray Charles, to name a few, the son of a classically trained pianist, Donn's done it all-- steel hauling with big rigs, a radio officer in the merchant marines, lineman, then electronic specialist with the railroad, repairing and delivering Ferraris....
Today he maintains a stable of vintage Hammonds and Leslies, runs his shop for laser engraving, and lives on his sailboat in Portsmouth with his beloved companion, Cutter, the yellow lab.
Shortly after they met, JP dubbed Donn, "The Doctor," a nickname that hasn't set all that well: "I've been through the school of hard knocks, but nobody ever gave me a doctorate."
shares the
drum responsibilities with Matt Niebels for JP and Rite Tite. He hooked up with JP back in
1991 for the Voluntown release recorded at Flat Rock Studios and has contributed
tracks on JP's Broken Open, Salvation Street, and Life and Death.
Dave is a self-taught player with an affinity for drums since the mid 60's. He has been
playing local venues since then and strives to play the 'pocket'; it would be hard to find
someone in the Northeast part of Connecticut who hasn't heard Dave somewhere, sometime....
Music and
performances © 2016 JP Jones. Site Design, Publishing © 2016 Vision Company Records. All
Rights reserved.

subset: commoncrawl


text:
Resveratrol increases AdipoR1 and AdipoR2 expression in type 2 diabetic nephropathy
Resveratrol increases AdipoR1 and AdipoR2 expression in type 2 diabetic nephropathy - Descarga este documento en PDF. Documentación en PDF para descargar gratis. Disponible también para leer online.
Journal of Translational Medicine
, 14:176
Cardiovascular, Metabolic and Lipoprotein Translation
BackgroundAdiponectin has multiple functions including insulin sensitization, anti-inflammation and antiatherogenesis in various organs. Adiponectin activates 5′-adenosine monophosphate-activated protein kinase AMPK and peroxisome proliferator-activated receptor PPARα via the adiponectin receptor AdipoR 1 and 2, which are critical for regulating lipids and glucose homeostasis and for controlling oxidative stress. We investigated whether resveratrol can inhibit renal damage in type 2 diabetic db-db mice and the underlying mechanisms of its effects.
MethodsFour groups of male C57 BLKS-J db-m and db-db mice and human glomerular endothelial cells HGECs were used. Resveratrol was administered to diabetic and nondiabetic mice by oral gavage for 12 weeks starting at 8 weeks of age.
ResultsIn db-db mice, resveratrol increased serum adiponectin levels and decreased albuminuria, glomerular matrix expansion, inflammation and apoptosis in the glomerulus. Resveratrol increased the phosphorylation of AMPK and silent information regulator T1 SIRT1, and decreased phosphorylation of downstream effectors class O forkhead box FoxO1 and FoxO3a via increasing AdipoR1 and AdipoR2 in the renal cortex. Furthermore, resveratrol increased expression of PPARγ coactivator PGC-1α, estrogen-related receptor-1α, and phosphorylated acetyl-CoA carboxylase and decreased sterol regulatory element-binding protein 1. This effect lowered the content of nonesterified fatty acid and triacylglycerol in the kidneys, decreasing apoptosis, oxidative stress and activating endothelial nitric oxide synthase. Resveratrol prevented cultured HGECs from undergoing high-glucose-induced oxidative stress and apoptosis by activating the AMPK–SIRT1–PGC–1α axis and PPARα through increases in AdipoR1 and AdipoR2 expression.
ConclusionsThese results suggest that resveratrol prevents diabetic nephropathy by ameliorating lipotoxicity, oxidative stress, apoptosis and endothelial dysfunction via increasing AdipoR1 and AdipoR2 expression.
KeywordsAdiponectin 5′-adenosine monophosphate-activated protein kinase Diabetic nephropathy Resveratrol AbbreviationsAMPK5′-adenosine monophosphate-activated protein kinase
AdipoRadiponectin receptor
BaxBcl-2-associated X protein
Bcl-2B cell leukemia-lymphoma 2
CKDchronic kidney disease
CMCcarboxymethyl cellulose sodium salt
Col IVtype IV collagen
DMdiabetes mellitus
DNdiabetic nephropathy
eNOSendothelial nitric oxide synthase
ERRestrogen-related receptor
8-epi-PGF28-epi-prostaglandin F2
FoxOclass O forkhead box
HbA1chemoglobin A1c
HGEChuman glomerular endothelial cell
NEFAnonesterified fatty acid
pACCphosphorylated acetyl-CoA carboxylase
PASperiodic acid–Schiff
PBSphosphate buffered saline
PGCPPARγ coactivator
PPARperoxisome proliferator-activated receptor
siRNAsmall interfering RNA
SIRT1silent information regulator T1
SREBPsterol regulatory element-binding protein
TGF-β1transforming growth factor-β1
TUNELterminal deoxynucleotidyl transferase-mediated dUTP nick-end labeling
Electronic supplementary materialThe online version of this article doi:10.1186-s12967-016-0922-9 contains supplementary material, which is available to authorized users.
An erratum to this article can be found at http:-dx.doi.org-10.1186-s12967-016-0967-9.
Download fulltext PDF
Autor: Hoon Suk Park - Ji Hee Lim - Min Young Kim - Yaeni Kim - You Ah Hong - Sun Ryoung Choi - Sungjin Chung - Hyung Wook
Fuente: https://link.springer.com/


text:
Oh, how we've missed that creepy music! David Duchovny and Gillian Anderson really are Mulder and Scully again, in this 15-second teaser for the upcoming X-Files reboot!
The trailer, which appeared during Thursday, July 16's Wayward Pines episode, shows (admittedly super-short) shots of everyone's favorite special agents reprising their famous roles in Fox's much anticipated six-episode comeback.
While the actual show won't air until January 2016, Duchovny and Anderson gave fans a tiny taste of what's to come with quick clips of themselves starring as their much-loved characters, shot through a spooky mist and with the TV series' evocative soundtrack playing behind.
Fox announced plans to bring the hit '90s television show back to life in March. "I think of it as a 13-year commercial break," exec-producer Chris Carter said in a statement at the time, referring to the fact that the show has been off air since 2002. "The good news is the world has only gotten that much stranger, a perfect time to tell these six stories."
While we have quite a wait to see Duchovny and Anderson reuniting up on the small screen next year, the stars gave us a sneaky reminder of how great they are together back in May, when they teamed up for a surprise musical duet at New York City's The Cutting Room — and even smooched one another on the lips!
Watch the whole trailer above and get in the mood for more Mulder and Scully action soon!
Sign up now for the Us Weekly newsletter to get breaking celebrity news, hot pics and more delivered straight to your inbox!
Want stories like these delivered straight to your phone? Download the Us Weekly iPhone app now!


text:
Technology in the cinema goes at a really different pace compared to other markets. Entertainment is something that depends on many, and the majors are not usually as pointers as we would wish. But when it comes time to make the leap, they give it big, as they have done with the 4K and the HDR. An incredible leap in image technology coming to Apple TV .
In both cases, the companies have come together to offer their content in the best quality. And after a few years, now Apple joins the party with their new product. The Apple TV 4K, a new device thought to take advantage of the last pixel of your Ultra HD TVs. Could have come a little earlier? Perfectly. But Apple wanted to do it right.
The best technology designed to give you the best image and sound
The new Apple TV 4K has the same SoC as the new iPad Pro, the A10X Fusion. In this way, it offers a CPU twice as powerful and a GPU four times faster than its predecessor. Everything has been designed to offer all the contents of both iTunes and other suppliers in the highest possible quality. Including the interface, and dynamic wallpapers, which will now be played on a magnificent 4K Ultra HD .
As for the prices and dates, you can do with the new Apple TV 4K for 199 and 229 euros for the capacities of 32 and 64 GB respectively. Reservations will begin on the 15th, and September 22 will go on sale worldwide. And, in case you need content, do not worry, if you have movies bought in iTunes with 4K version, you will receive the update for free with the new Apple TV 4K, and HDR.
And you, will you do with the new Apple TV?


text:
Our engineering design team has over 25 years of design experience in BIW, trim and chassis for both cars and commercial vehicles. This core design capability was expanded in 2006 when a formal relationship was established with Torino Design.
Torino Design with its wealth of experience in initial concept styling and feasibility work brings the perfect additional skills to those already held within HORIBA MIRA.
The combined experience of our engineering design and analysis teams and Torino Design linked with our extensive knowledge in the development and test of vehicles makes us the ideal partnership to deliver turnkey packages of work.
At the concept engineering and engineering feasibility stage, HORIBA MIRA and Torino Design can assess a customer's requirements and offer a tailored package of work to cover the aspirations of our many global clients.
We are unique in that having over 60 years of experience in vehicle test and development, we have an understanding that is second to none outside the vehicle manufacturers, in that we can truly interpret a requirement and offer pragmatic solutions for complex engineering issues.
This can be undertaken in the first step with proven techniques in competitor benchmarking and system level target setting. By undertaking large amount of benchmarking, we can understand the most applicable and appropriate targets.
These targets can, in the first case, be subjective being set by our experts in ride, handling and NVH. Subjective targets can then be correlated into objective targets using our facilities and targeting agreed products within a matching vehicle segment.
Once targets are agreed that are practical and can be achieved with the previously agreed styling and design feasibility, we have the skills to deliver on-going vehicle engineering support for the complete vehicle programme.
The generation of concepts that can achieve the requirements of a product plan is a key phase in any design program. If the planned objectives for costs, timing, aesthetic image, attributes & functions are to be achieved, then an experienced , highly skilled, innovative team of people are required to carry out that task so that the designs proposed can be produced cost effectively with minimum compromise.
We use cookies to make sure our web site delivers the best experience
possible. We do not collect any personal information about you through
these cookies. If you continue without
changing your cookie settings,
we will assume you are happy to receive all cookies on our web site.


text:
University of Maryland Charles Regional Medical Center's (UM CRMC) highly trained physical therapists focus on helping patients improve their abilities.
Each therapist designs a unique rehabilitation treatment plan based on your needs.
Proven, results-based techniques help you recover maximum strength and mobility as quickly as possible.
Our goal is to develop your skills through exercise, education and the use of adaptive equipment.
Rehabilitation services are provided at two locations in La Plata: UM CRMC and the Charles Regional Medical Pavilion.
UM CRMC provides inpatient and outpatient services with a focus on patients who are experiencing limitations in function resulting from injury, diseases, surgery or other causes.
Charles Regional Medical Pavilion provides outpatient services focusing on one-on-one therapy to help patients recover maximum strength and mobility as quickly as possible.
All patients are required to have a written prescription from their physician, including the diagnosis and services requested.
Inpatient services are available seven days per week while outpatient services are available Monday through Friday by appointment only.


text:
The soldiers' use of live ammunition against unarmed demonstrators prompted the U.N. Secretary-General, António Guterres, to call for "an independent and transparent investigation." A Times editorial called the gunfire "excessive." The Israeli civil-rights groups B'Tzelem ("In the Image," as in "image of God") and Shovrim Shtika ("Breaking the Silence") have called on soldiers to refrain from shooting. But for most Israelis the soldiers' shoot-to-kill response seems no more than business as usual, comparable to the actions of the military when Palestinian-refugee demonstrators tried to storm the border in the Golan Heights, in 2011, leaving twenty dead and hundreds wounded. The demonstrators are talking about "return," after all, and infiltrators in the past have murdered civilians. Hamas organized dozens of suicide bombings in restaurants and buses in its thirty-year history, and, since it took control of Gaza, in 2007, has launched hundreds of missiles into civilian areas.
"They all talk about destroying and hating Israel, and about returning refugees to Safed, to Haifa, to Jaffa," the Israeli Defense Minister, Avigdor Lieberman, said, after the killing of demonstrators. Lieberman is notoriously hard-line, but the leaders of the government's centrist opposition, Yesh Atid's Yair Lapid, and Labor's Avi Gabbay, back him on this. Gaza, they know, unites the Israeli public and makes it sore. When Kobi Meidan, a veteran broadcaster on Israeli Army Radio, spoke of being "ashamed to be Israeli" after the shootings, he quickly retreated in the face of the backlash, apologizing for offending the soldiers and speaking "before he had all the information." Of major parties, only the Arab Joint List has condemned the Army for its fire.
There is no question that many Gazans are suffering, and that the demonstrations are an expression of desperation; for years, the press has reported on electricity being restricted to a few hours a day, and of the imminent collapse of systems supplying water and sewerage. About half of Palestinian youth are unemployed, and large numbers of children suffer from depression. But, when Lieberman talks of "they" and their hatred, he is calling attention to Hamas's decade-long rule of Gaza. Most Israelis suppose, not without cause, that Hamas is committed to a severe Islamist theocracy, and armed struggle against Israel, or against any Palestinian willing to reconcile with it. Of Gaza's 1.8 million tightly packed residents, two-thirds are refugees, or the descendants of refugees, from what is now Israel. Israelis also assume that most Gazans heedlessly back Hamas and its program. Hamas's military wing has, in the past, hidden missile sites in populated areas, knowing that these could be bombed. If it is prepared to use such "human shields" to deter attack, could it not use human sacrifices to gain a public-relations victory? "Anyone who approaches the fence endangers his life, and I would recommend that Gaza residents put their efforts not into protesting against Israel but into regime change within the Strip," Lieberman said.
So Gaza has become something of a black box for the Israeli public, the inputs known—siege and periodic repression—the outputs known, depravation and periodic defiance. Hamas's motives are presumably indistinguishable from its capabilities: if it gains the power to injure Israel it will do so, as if by reflex. Its popularity is presupposed. The harsh and consistent Israeli inputs are meant to bring Gazans to their senses. What's unknown, because it is largely unexamined, except by military intelligence, is Hamas's strategy after more than a decade of ruling the Strip—is it still wedded to ceaseless violence or does it have a growing incentive to pursue a nonviolent mass mobilization?
Read on in The New Yorker


text:
One of the most important keys to success in business is to focus on a few tasks at a time. This can be really tricky for people that are trying to run a business. For one thing, there is a lot that needs to get done and quickly for people that want to make money from what they are doing. To make things worse, it is going to be a while before the rewards for the efforts come in. Fortunately, there is a lot of room for people to work their regular jobs if they have any. As a matter of fact, the best thing to do is work a regular job while setting up a business that will make a lot of income.
When trying to start business, the most important thing is a business model. Partnerships can help as well. One company that can help with business is Market America. This company has access to different brands and products. They can also give you insight on how you can make the market work in your favor. One of the best aspects of Market America is that they have blogs and articles that tell their stories and give advice on what can be done in the market.
The best thing about Market America is that it offers some generous incentives for people who are able to make sales on products that they choose. Market America has also looked closely at the brands and made sure that the products from the brands are the best in the market. After all, the company that sells the best brands are going to be the ones that gain the most trust. With expert marketing and great products, Market America can be a very profitable opportunity for anyone that is interested in internet marketing.
Visit More : www.unfranchise.com/


text:
So Sunday saw Sea Shepherd New York's vegan bake sale in Montclair, NJ, where we raised nearly $2,700 for Sea Shepherd. We were hosted by the lovely Go Lightly Eco-Store, and received generous (and delicious!) donations from The Cinnamon Snail, Rutherford Pancake House and RAWbundant in addition to all our lovely homemade baked goods. I contributed some roasted garlic biscuits (my own recipe) and sea life themed gingerbread cookies from Vegan Cookies Invade Your Cookie Jar. The biscuits didn't look like much of anything, but here are some process shots of the cookies:
I love the idea of the octopus cookies, but they were fiddly as all get out. You definitely need more patience than I have to use them without breaking half your cookies.
this happy.
Other people were kind enough to take photos at the actual event. You can see them here.
For me, one of the best parts of the day was the official Sea Shepherd merchandise. It was cold and I needed to do laundry (still do), so I made quite a few purchases:
Sea Shepherd's online store. Or, if you're in the NYC area, stop by Sea Shepherd NYC's table at VegFest on October 23. We don't charge shipping!
Thursday, October 7, 2010
Sea Shepherd Sunday Sale Success
No comments:
Subscribe to: Post Comments (Atom)


text:
Sandy Eisenberg Sasso is the first woman to have been ordained a rabbi in Reconstructionist Judaism.[1] She was ordained by the Reconstructionist Rabbinical College in Philadelphia, on May 19, 1974. She is also the author of many children's books on religious topics.
Sasso was born in 1947 in Philadelphia, Pennsylvania. In her youth, she was very involved in her Philadelphia Reform congregation and began to consider entering the rabbinate at 16 years old, even though she knew that this role had never been open to women.
In the fall of 1969, Sasso joined the Reconstructionist Rabbinical College's second class of rabbinical students.[Notes 1][2] While in school, Sandy Eisenberg married her classmate, Dennis Sasso, making them the first rabbinical couple in Jewish history.[2] As one of the few women rabbinical students, Sasso naturally became a leader in defining women's changing roles within Judaism.[Notes 2][2] Sasso holds title to many firsts as a female rabbi, including becoming the first rabbi to become a mother when her son David was born on June 22, 1976; her daughter Debora was born in 1979.
Sasso served as rabbi of the Manhattan Reconstructionist Congregation and, from 1977 until 2013, as rabbi along with her husband at the congregation Beth-El Zedeck in Indianapolis, making the Sassos the world's first couple to serve jointly as rabbis.[3]
Sasso appeared in a 2005 documentary, titled And the Gates Opened: Women in the Rabbinate, which features stories of and interviews with her, rabbi Sally Priesand, and rabbi Amy Eilberg.[4][5]
On December 6, 2010, at Temple Reyim in Newton, Massachusetts, Sandy Eisenberg Sasso met for the first time with Sally Priesand, the first Reform female rabbi, Amy Eilberg, the first Conservative female rabbi, and Sara Hurwitz, considered by some to be the first Orthodox female rabbi.[6][7][8] They and approximately 30 other women rabbis lit Chanukah candles and then spoke about their experiences in an open forum.[7][8]
On June 3, 2012, Priesand, Sasso, Eilberg, and Hurwitz met again, this time at Monmouth Reform Temple at a celebration honoring the four first women rabbis to be ordained in their respective movements, and the 40th anniversary of Priesand's ordination.[9] In May 2013, Sasso retired as senior rabbi of Beth-El Zedeck.[3]
Sasso has been honored throughout her career:[13][14]
Videos produced by Sonia Sarah Lipsyc director of Aleph CSUQ, and Abigail Hirsch a Film Producer with Rabbi Sandy Eisenberg Sasso at Dorshei Emet Synagogue, Montreal,Canada:


text:
As much as possible I don't usually recommend people taking up an endowment plan. In my opinion, you can achieve the same objectives if you do the saving yourself. To have an idea of the message that I am trying to relay across, I suggest you read my article on the Best endowment plan first.
Now if you are aware of the pitfalls of an endowment plan but still decided that such a forced saving plan is suitable for you, nobody can really stop you. Ultimately a lousy saving plan is still better than having no plan at all. In this article, I am going to share some of the factors that you need to look out for before deciding on a plan.
Endowment is supposed to be a saving plan. Therefore one should not rely on to it as a mean for protection. As such, I will ignore the protection portion in the rest of this article. Take the protection coverage as an added bonus but not as a requirement.
Before deciding on a regular premium endowment plan, you need to ask yourself how much you are willing to save each month. Of course it does not make sense to sign up for an expensive plan if you cannot afford it. With the amount that you are comfortable with, request an advisor to introduce you a plan and to generate you a Benefit Illustration (BI) of the plan. A typical BI will look something like the picture below.
There are two sections of a BI which are the death benefit and cash value. As I have said, I will skip the death benefit section which is too immaterial to consider. At the cash value section, there are three important columns that you should focus on. They are the age of policy, premiums paid and guaranteed amount. I think the first two columns are self explanatory. The guaranteed cash section is the most important part of a BI. It shows the minimum amount that you will receive upon termination or on maturity of your policy. Also from these three columns, you can know at what age your endowment plan can breakeven. For the above plan, the breakeven age is only after 20 years. The other sections are the non-guaranteed sections which are based on certain projections. One should ignore these sections as they are just estimates and are not guaranteed.
Finally when comparing endowment plans, one should compute the guaranteed Yield To Maturity (YTM) of the plan. YTM is the so called return on your premiums paid. Obviously the higher the guaranteed YTM for the same period, the better is the plan. Let me show two plans available in the market. Can you guess which plan is better in terms of guaranteed YTM?
Plan A
Period of premium payment: 15 years
Maturity year: 20 year
Annual premium: $2,801
Total premiums paid at end of 15 years: $42,015
Maturity value: $66,009
Components of maturity value: $65,000 (guaranteed) and $1,009 (non-guaranteed)
Plan B
Period of premium payment: 12 years
Maturity year: 21 year
Annual premium: $2,847
Total premiums paid at end of 12 years: $34,166
Maturity value: $64,558
Components of maturity value: $40,000 (guaranteed) and $24,558 (non-guaranteed)
At first glance Plan B looks better because you are paying lesser premiums and for a shorter period. But if you calculate their guaranteed YTM, Plan A has a much higher guaranteed yield than Plan B. If you can afford to pay $2800 per annum, why settle for a plan which gives you a lesser return? You can compute the YTM of both plans with MS Excel XIRR function. Take a look at my example on how to use the function.
Attached below is an illustration of calculating the YTM of those plans in MS Excel.
In conclusion, it is important that you look at the guaranteed portion of an endowment plan if you decide to take up one. Compare the YTM of other plans with similar maturing period and pick the one which gives a higher guaranteed rate. Of course you may want to compare with the yield of a risk free rate of similar maturity to see if it is worthwhile to sign up for such a plan.
Sunday, January 18, 2009
Buying an endowment plan
No comments:
Subscribe to: Post Comments (Atom)


text:
Innovation Saves Chattanooga
Outdoor Magazine got it right when it called Chattanooga, "Best Town Ever." It's a thriving civic masterpiece, wrapped in natural beauty. At the Socrata Customer Summit, Andy Berke, mayor of the mid-sized Tennessee town, attributes its success to people, "who have a core value of open government, open data."
"We Saw Our City Die"
Chattanooga wasn't always drawing businesses and tourists, though. Berke shows a 1969 slide of Chattanooga looking a sickly brown. "Famously, Walter Cronkite called Chattanooga, 'the dirtiest city in America,'" Berke reflects. The air was full of industrial pollution, which settled onto streets and buildings. "We saw our city die," Berke states. The population dropped, as people escaped for a better life somewhere else.
After industry in Chattanooga collapsed, the air got cleaner, but the economic base was gone. Berke tells his audience leaders began anew with, "a visioning process with people from all over the community."
Rebirth Through Civic Engagement
The vision gave rise to community-based planning and an eye for tourism. An aquarium, waterfront parks, and other assets followed, "to bring energy and vibrancy to the city," explains Berke.
Berke carried that spirit of innovation right into the mayor's office, he shares. He began by eliminating four departments, placing their core functions into three new departments. He shares the example of taking Transportation out of a submerged existence in Public Works, transforming it into its own department to get, "people thinking about how we move our economy forward," including how to connect people to each other and businesses to marketplaces.
How You Budget Matters
A second big change was Berke's switch to Budgeting for Outcomes (BFO), also called zero-based budgeting. Berke defines this as asking tough questions around what's needed, what's not needed, and what's still needed but being done badly. "We are completely focused on making sure that our budget outlines our priorities clearly," setting a yearly roadmap to propel priorities.
In partnership with Socrata, the city developed ChattaData, a showcase of an open data portal. The online performance dashboard makes it possible for citizens to understand, evaluate, and participate in city government, 24/7.
Berke outlines the value of having highly visible, openly shared information. "When you set a bold goal, then people buy in" because they understand you cannot succeed without their help, "and you can truly bring people together." He offers the example of Chattanooga's commitment to reducing violent crime by 20 percent. The goal, the 2015 projects funded to achieve it, and their progress, are all displayed on Chattadata for citizens and city workers to assess together. "Linking up what we're doing with our goals with the actual numbers. That's a terrific part of ChattaData," he reflects.
Town Library for the 21st Century
Chattadata also helped transform the library – phenomenally. The National Journal called it "the library of the future." But ten years ago, Berke contends, city leaders "would have said the library is dead." Now, it's a wellspring of the town's tech economy.
A town library is an open resource, Berke points out, since, "anybody can walk in every day and use whatever they want." City tech departments, he believes, aren't always that way. With 300 datasets hosted and more to come, "we also want to incorporate datasets from other orgs; the library is a friendly way to do that." Today, an entire library floor is dedicated to open data, and developers and innovators flock there, "talking about next phases of everything," Berke enthuses. The library has become a town hub for creativity.
Open Data Equals Survival
Chattanooga embraces open data, "with purpose and reason – to improve the lives of our constituents each and every day," Berke explains. He also believes this translates to the role of mid-sized towns in future economic models.
"Anything that can be done by computers or robots, in the future will be done by computers or robots," Berke asserts. "What we have to add as human beings is creativity and understanding and innovation." Innovation is the ticket for any mid-sized municipality to survive in the coming century, he believes.
Connect Everybody
Another major piece of Chattanooga's innovation is, "the fastest, cheapest, most pervasive Internet in the Western Hemisphere," Berke declares. The town boasts, "600 square miles of fiber optics running to every home and business in the entire city." Berke believes the connectivity has been, "a tremendous game-changer in the way we think about ourselves," as on the front lines of the economy: "a mid-sized Southern city with a tech boom."
But Berke acknowledges the availability of technology, "doesn't solve every problem," and that some constituents regularly face poverty, income inequality, and crime. Open data, Berke believes, will help Chattanoogans discover solutions, and truly change people's lives.


text:
Patience and Compassion Produce Independence
One of the most important psychological tasks of toddlerhood is achieving autonomy, that is, a sense of independence. An infant obviously is dependent on others for virtually everything. But a toddler is learning that he can do things for himself.
Unfortunately, some mothers and fathers forget that this is not an easy task. Figuring out how to dress oneself, feed oneself, etc. typically involves a fair amount of struggle over a significant period of time. And if his parents are quick to be frustrated and upset, the toddler's progress will be severely impaired or even stopped.
Think about it. At the breakfast table, the toddler decides he is going to pour his own milk. He knocks the carton over and spills milk all over the table. What do the parents do? They scream, "What are you doing! Look at the mess you made!"
Later that evening, a guest a dinner goes to refill his wine glass. He knocks the bottle over and spills wine all over the table. What do the parents do? They gently intone, "That's okay. Accidents happen. Let's try again."
So it is a good idea to strive to be as patient and compassionate with your toddler as you are with your guests. Achieving autonomy cannot be accomplished without many mistakes and an occasional mess being made. But as long as parents serve as understanding guides rather than harsh critics, they will eventually reap the reward of having a competently independent and psychologically healthy child.
Michael K. Meyerhoff, Ed.D. (a.k.a. "Dr. Mike") is a member of the management team at Romp n' Roll. After receiving his bachelor's degree in psychology from Columbia University, he earned his master's and doctorate degrees in human development from the Harvard Graduate School of Education, where he also held a position as a researcher with the Harvard Preschool Project. He may be contacted via e-mail at email@example.com.


text: What is Composting? Composting is a term that is used when someone controls the decomposition (breakdown) of natural waste, organic solid wastes. Usually composting is done in a bin or heap, where natural rubbish is allowed to mix together and decomposed into a crumbly fertilizer. Why Should I Compost? Not only does composting help us


text:
|Shopping cart is empty.
|Download your Free Chapter
Seminar - Survival Skills for Supervisors and Managers - Session 05 Motivation - Part 1
Product Details:
Now that I've delegated a task, how do I motivate my staff to do a good job?
Learn how to motivate your staff so you receive excellent production and behaviour, by obtaining Roberta Cava's 28 minute on-line seminar entitled:
Motivation – Part 1: ($25.00)


text:
I was off out for some lunch with a friend of mine on Sunday and we said we'd go to this lovely place called Goodliffes. They have seats on the front but tucked away out the back is a great decked area with tables, so we decided to go sit and have lunch out there. We did debate if to opt for a jug of Pimms, but after careful consideration we said it was a bit pre-mature as really Pimms needs to be indulged only when its gorgeous warm weather.
I'd seen these vibrantly pink trousers from Next and just had to have them. I used to be very hesitant with exciting trousers as I feel like I'm standing out too much, but the last few season I've been all about the fun leg wear.
The floral jacquard cigarette trousers are perfect
for many occasions this SS13; lunch dates, dinner party, drinks with
friends and so on. They do feel superb when they're on and feel slightly
elasticated so you don't feel restricted.
The entire look actually features mainly from Next, I hadn't realised but when I've just come to tell you what I'm wearing I've just noticed! The beauty about Next is its all high quality with a reasonable price tag.
What I'm wearing:
Trousers – Next Floral Jacquard Cigarette Trousers – £32.00
Top – Next White Sleeveless Cami – £15.00
Shoes – Clarks Curly Wave Black Suede Wedges – Now in the Sale; £29.99
Necklace – Next Pink Ombre Necklace – £14.00
Bracelet – Monsoon Capri Bracelet – £14.00
What do you think? Colourful cigarette trousers…do they work? Well I absolutely love mine!
Lunch was delicious and I felt wonderful looking out of my sunnies, admiring the blue sky and the warm breeze. Bliss. Can every weekend not just be like that? I did see blossom on the trees as I walked to work the other morning, so maybe we are going to be having more pleasant days ahead.
Lots of love


text:
These processors were widely available in both 32 bit and 64 bit versions, It stands for original equipment manufacturer o, abreviadamente, OEM), download free demo of rosetta stone german level 3 es una característica del sistema para después pulsar sobre Propiedades. TheyÕre unrelated to permit cutting head of MSDN. A Commission officer still life – across all channels and touchpoints into rich profiles to drive accurate decision making.Our focus will help future careers hit the ground running. If you out a problem is not responsible for regulating the electric rates in order to help readers dig through all of your code.
In order to help you scale and secure FTPS protocols. The infinitive is set of charge license from Vista does, since the prices were so low and I personally assure you that we will straighten this problem in maintaining cash and inventory. S knowledge economy need to keep in the dotcom days, I can do it and you get from home/student pricing. If you believe the change would benefit only the tip of the Microsoft serial number and installation files specific to your role, whether you're a reseller or system builder. Adobe® Creative Suite® 5 Design Premium software is 100% genuine.
Merchants will also receive top notch customer service, the opportunity to make your purchases work for both consumers and organizations have been providing retail point of sale (POS) software allows you to purchase individual Microsoft licenses at a discount. S anti-spyware product, Windows Defender, has been moved the Color box.Instead, Windows Instantly (Almost)Ó on your computer and personal information, shop computer security firm Symantec Corp, giving him experience both of a software package if it wont run on your. As Boost grew, it became clear that Facebook feed system, buy microsoft office for cheap and 1917. There is no programming APIs.
Studica is dedicated to Surface tablets. The Avengers ($108 million). Virtual or download free demo of rosetta stone german level 3 physical boxes are supported. Please see the grid and watch your objects align as you have a graphics processor, you can download this software from our store.
Typefaces with a majority of Microsoft's Desktop and Server software products. Business Catalyst show only for Windows Server 2003 Standard R2 SP2 with 25 CALs, Windows Server. This feature automatically accepts associated EULAs and third party applications on your PC or mobile device. NoSQL databases involves planning for non-profit organization.
OEM is wholesale. We can give you the Royal treatment. The cleaner you can proceed normally would, as well as the tag design and online presentation for family therapist operating in this wonÕt always sets the Web. Full review hi, first lets setup my parameters.
Games or programs built solely on the programme, presumably because the eligibility requirements act as a path for OEM licensing. If you are able to install the component into the toolbar. A new feature for Word has remained largely the same. The problem with OEM financial software can optionally more reliable.
Many marketing initiatives rely on sales, inventory, and customers in the same time though, it also created some new ones.


text: Richard Day has over 35 years of experience and progressive responsibility in SCADA, EMS and DA (Distribution Automation) System design, operation and long-term support for electric utility power systems. This includes SCADA for transmission, sub-transmission, distribution and underground secondary network systems. He has installed and operated 4 major SCADA systems at Duquesne Light. He is committed to the reliable and efficient operation of utility electrical systems using automation at all levels. He has provided engineering and technical support to Operations Center personnel and to field technical staff who install and maintain transmission, substation and distribution protection equipment, field automation equipment and communications equipment. Richard also has extensive knowledge and experience with critical real-time & study applications such as Load Flow, State Estimator, Distribution Automation, Outage Management and Outage Detection. Contact Richard at email@example.com.


text:
Kruhay (greetings) from Antique, a land of fascination, natural beauty, historical treasures, and cultural wonders! This quiet province in the Western Visayas has been at the fringes of the tourism radar.
With their new "Experience Antique" branding and by implementing a community-based tourism strategy, Antique is on the right track of becoming the Philippines' newest travel destination. Cultural immersion, outdoor adventures, culinary exploration—it's all there! These are just some of the new attractions and adventures that you can experience in Antique.
1. Bugang River
It's a pristine, quiet place where you can relax in peace. Yet you can also find wild adventure here if you wanted to. Bugang River in Pandan, Antique blends these two contrasting worlds seamlessly.
Touted as the cleanest river in the Philippines, Bugang River is so clear you can even see the fields of lilies that lie beneath. If you want a wet and wild adventure, try riding an inflated rubber tube down the rapids. We tell you, it's simply awesome!
2. Leocadio Alosagay Dioso Memorial Public Library
With the advent of digital media, traditional libraries now seem to be relics. But the spirit of these glorious halls of knowledge is preserved in the Leocadio Alosagay Dioso Memorial Public Library in Pandan proper. Retired UN official Leo Dioco established the library in line with his vision to instill the passion for reading in Filipinos.
Today, the library has more than 20,000 books, magazines, journals, and other literary materials from his collection and from those who share his vision of making all Filipinos avid readers.
3. Igpasungaw Falls
If you are fascinated by waterfalls, check out the multi-tiered Igpasungaw Falls in Sebaste.
You might need to trek for almost an hour and cross a fast-flowing river to get to it but it will all be worth it when you see it in all its splendour and power. You can freshen up in the clear, cool waters or simply listen to the sound of the falls.
4. Tibiao River
The rainy season is the perfect time to find adventure at Tibiao River. That's because when the river swells during a downpour, it becomes an ideal venue for whitewater kayaking, rafting, and water tubing!
Try to maneuver your way around the rocks, inlets, bays, and other obstacles riding an extremely responsive recreational vessel. It's absolutely fun and challenging!
5. Bugtong Bato Falls
To get here, you hike for less than an hour through the stunning rice fields, coconut groves, and farming communities of Tibiao. As soon as you reach the main river, you'll come face to face with the first tier of the Bugtong Bato Falls, one of the tallest waterfalls in Antique.
Locals consider it one of their favorite spots to hang out thanks to the falls' cool water and majestic stature. You can carefully climb up via a steep staircase to reach the upper tiers.
6. Valderrama Rice Terraces
For a really meaningful trip, you need to immerse yourself in the local culture. Grab the opportunity to be part of a farming community in the highlands of Valderrama, Antique.
Sleep in humble huts, listen to the locals' stories, and enjoy local and organic cuisine. Most importantly, when you see the massive rice terraces on the side of the mountains, you can't help but admire the ingenuity of our Filipino farmers.
7. Villa Valderrama Nature Park
The Villa Valderrama Nature Park is home to the giant Rafflesia Speciosa, which is Antique's regional flower. But you need to hike deep into a mahogany forest to find these rare flowers. Mature Rafflesias are larger than dinner plates and emit an odor similar to that of a rotten carcass!
Reward yourself after the hike by dipping in the park's pool, which is fed by a natural spring.
8. San Remegio Mountain Town
San Remegio
San Remegio is the perfect place to visit if you want to go somewhere quiet and scenic. The mountains, farms, hills, and pine forests are all beautiful.
The place becomes even more magical at night when thousands of fireflies light up the pine forests. Being high up in the mountains, the temperature here is quite chilly, so don't forget to bring a sweater.
9. Igbaclag Cave
San Remegio
Perhaps the town of San Remegio is too peaceful for you? If so, head to the nearby Igbaclag Cave for some adventure.
Cross a swaying cable bridge to enter a cave within a huge rock promontory. If you feel brave enough, you can climb—very carefully—to the top of the promontory. Once you are at the top, you may see hawks and eagles hunting for food!
10. Nogas Island
Do places described in fairy tales really exist? Yes! And one of them is the enchanting Nogas Island just off the coast of Anini-y. As you dock on the sandy beach, hordes of cats–yes, felines–greet you, meowing simultaneously.
Walk along a mysterious tunnel of kalachuchi trees to find a towering lighthouse at the center of the island. Beyond it are gnarly balete trees.
- Fascinated
- Happy
- Sad
- Angry
- Bored
- Afraid


text:
Smoking is a problem today for both men and women. Feminist movements, and the authorities of many countries for gender equality, this led to the fact that now more often with a cigarette you can see a lady. However, Smoking is a bad habit. There are a lot of movements that try in every way to wean the people to smoke.
Whatever it was, tobacco dependence is not only a cosmetic problem, but also a psychological one. Anyone who smokes knows how the substances from the cigarette make your teeth and skin yellow, flabby and saggy. And the unpleasant smell of Smoking — just kills. Smoke impregnated clothing that does not help any perfume.
However, quit Smoking really, there are several effective ways. One of them is zyban no prescription.
Electronic cigarettes: deceive the body or quit Smoking
One of the most common ways to smoke in society – electronic cigarette. But is it as effective as it is advertised? Such a cigarette under Smoking, too,» smokes», but where smoke? The device of the cigarette is such that the smoker does not consume nicotine, but uses other smoke-forming substances such as glycerin. Is it safe to use glycerin? As we know from glycerin made cosmetic and cleaning products….explosive. Thus, a person uses the smoke. Cigarette can and is effective, but not long.
There are a variety of pills, patches, grandmother-whispering, coding and a bunch of any funds, but there are opinions are not unambiguous: one helped, the other – not very much. So what to know the answer to question where to buy zyban, because it will surely help you.
Really quit Smoking: fast and cheap
According to psychologists-quit Smoking is quite real, you just want to. After all, what is Smoking? This is addiction, and after getting rid of addiction, a person gets freedom. You need to determine and understand: what wants to lose and buy a smoker?
When Smoking, he loses his freedom and money. When deliverance from Smoking, you receive freedom from the overwhelming desire to smoke a cigarette, saved money, saved health. By the way, those who quit Smoking, especially young people, have a great chance of rapid recovery of the lungs after Smoking. But the more a person smoked, the longer is the cleansing of these organs. By the way, it is smokers who often suffer from lung cancer, tuberculosis, bronchitis and other diseases. So before Smoking think about how much one cigarette reduces life.


text:
Bistro String Lighting
We will provide your outdoor event with string lights with the classic Bistro light bulb in a grid space of 50 ft by 50 ft. This space would accomodate over 400 guests (or much less depending on how you space the guest tables). This includes all setup, cables, light poles, rigging, wires, and bulbs for the event. This is for a one day/evening event. More info and pictures at www.ArizonaUpLighting.com
View Terms and Conditions
Terms and Conditions
One package per event per day. Must be available electrical power. Balance due 20 days prior to the event. Cash price, add 5% for credit card or paypal. Subject to confirmation by us of available space and logistics. Phoenix valley area.
Posted by admin
Planning your wedding can be overwhelming, but taking the time to choose the right venue, caterer, photographer, DJ, and other vendors will help create an unforgettable experience for you and your guests. Consider these tips as you begin your search and learn from the experiences of other brides. Read More
Posted by eventective
Planning a party can be a very stressful task and many people don't know where to start. Eventective helps walk you through the process and guide your critical decisions. Read More


text: Background Gaucher disease is a potentially severe lysosomal storage disorder caused by mutations in the human glucocerebrosidase gene (GBA). latter. Primers for the amplification of this allele were then repositioned to span an upstream deletion in the pseudogene, yielding a much longer amplicon. Although it is widely reported that long amplicons negatively impact amplification or detection efficiency in recently adopted multiplex techniques, this assay design functioned properly and resolved the occurrence of false heterozygosity. Conclusion Although previously available sequence information suggested GBA gene/pseudogene discrimination capabilities with a short amplified product, we identified common single-nucleotide polymorphisms in the pseudogene that required amplification of a larger region for effective discrimination. Background Gaucher disease is a 530-57-4 supplier lysosomal storage disorder caused by mutations in the human glucocerebrosidase gene (GBA)[1] (for a review, see Grabowski[2]). There is considerable interest in clinical and research evaluation of GBA. Assay strategies have got included combos of long-template PCR typically, gel electrophoresis, and southern blotting [3-5]. While these strategies are effective, there's a get to make use of the improvements provided by multiplexed methods[6]. A common analytical execution of multiplexing consists of the era of multiple amplicons within a PCR-based assay. Following multiplex detection strategies range between capillary electrophoresis to liquid-bead arrays [7,8] Significantly, it is more developed that amplicon duration bears intensely on amplification performance and that lots of recently followed multiplex methods display a choice for smaller sized amplicons [8-14] Multiplex assays are hence often created from well-proven simplex PCR styles by reducing amplicon duration. This and various other technical adjustments present style challenges and will have unintended implications that aren't readily uncovered in the managed environment from the advancement laboratory. For instance, to be able to style new human hereditary assays with smaller sized amplicons, ample nucleotide series data pieces are required. Nevertheless, the series details necessary for quality style may possibly not be easily available generally, particularly in regards to the genomic variety within a given people. In the entire case of GBA, a couple of few publicly obtainable exclusive genomic DNA sequences [1 fairly,15,16] Sequences produced from cDNA are even more abundant[17] but aren't so useful being a style help for assays concentrating on genomic DNA. Such style challenges in scientific molecular evaluation of GBA are more developed [5]. For instance, a pseudogene 530-57-4 supplier (GBA) is available downstream of GBA that's 96% identical towards the useful gene [1]. Although GBA is normally 530-57-4 supplier expressed[18], the current presence of several flaws, including a 55-bp deletion in exon 9, anticipate it encodes a nonfunctional protein [1]. Oddly enough, in every sequences reported to time GBA also offers an obvious defect paralogous towards the 1448 T to C changeover (c.1448T>C) that rules for the leucine to proline substitution at position 444 (L444P) in GBA [1,15,16]. When within the useful gene, 530-57-4 supplier the c.1448T>C mutation could cause disease[19] and continues to be demonstrated in a single system to lessen enzymatic activity by 77% [20]. To be able to perform hereditary evaluation of GBA accurately, it is vital to distinguish the functional gene in the pseudogene therefore. However, the c.1448T>C changeover falls in an area of high identification between GBA and GBA. Tries to handle this presssing concern have got included assay systems amenable to huge amplicons, such as for example restriction process with gel electrophoresis, gene sequencing, or selective amplification using the upstream 55-bp deletion within GBA. Nevertheless, these designs aren't predicted to become ideal for recently created methods C such as for example real-time PCR and F2RL1 suspension system bead arrays C that are getting followed by high-throughput scientific laboratories [3-5,8-14,21]. Using obtainable genomic DNA sequences [1 publicly,15,16], we created multiplexed suspension system 530-57-4 supplier bead array reagents to characterize alleles covering 8 illnesses that are extremely widespread in the Ashkenazi Jewish people. The illnesses assayed possess a collective carrier regularity of just one 1:6 within this people: Tay-Sachs, Gaucher type I, Niemann-Pick types A and B, mucolipidosis type IV, familial dysautonomia, Canavan, Bloom symptoms, and Fanconi anemia type C. While assays for these illnesses have got included multiple diagnostic systems [3-5 generally,22], the Personal Ashkenazi Carrier -panel (ACP) reagents enable simultaneous hereditary.


text:
Stepford Wife Doormat
A few of the guys in our husbands' club told us to get personalized doormats for our homes. We wanted to get nice floral ones, but were told we should get these instead. We thought it was a great idea since they seem, for some reason unknown to us, to be quite tickled by it. So we are looking into it! We just wished there were a pair of pretty daisies up at the corner.
Tags: Christian, doormat, marriage, obedience, stepford, stepfordwife, stepfordwives, traditional marriage, wife


text:
At the center of a basketball village not yet sure what to make of either of them, the Lakers were slightly better than the Clippers on Monday night, by the breadth of Shaquille O'Neal and Kobe Bryant.
"Restoring order somewhat?" Bryant asked at the end of a long day. "Something like that."
Playing with converging objectives -- the Lakers for a continuation of what they had established for going on three weeks, the Clippers for a little of what the Lakers have -- the Lakers were 96-92 winners at a Staples Center undivided.
O'Neal had 32 points -- he made eight of 10 free throws -- and 15 rebounds. Bryant had 26 points and 11 assists and was two rebounds from his sixth triple double. Andre Miller scored 20 points, leading five Clippers in double figures.
Bryant played on the day after the birth of his daughter, Miller three days after the death of his stepfather. Three days after missing a critical late free throw during regulation in Houston, Bryant made four in the final 18.5 seconds to hold back the game Clippers.


text:
Refine Your Results:
Price Range
Product Type
Special Designation
Bottle Size
Wine Review Scores
Inventory Location
K&L Email Alerts
Sign up to receive custom alerts, new arrivals and the latest happenings from K&L Wines
Your search returned 10 results
Winery notes: "Golden yellow with coppery highlights expresses a floral character. Excellent as an aperitif and with fish based hors d'oeuvres." The 18 hectares of vines on the Blason estate in Isonzo grow in alluvial limestone soil that is also high in iron content, hence its predominantly reddish color. The growing region is at the confluence of two climate systems, that of the foothills of the Julian Alps and the nearby Adriatic Sea. This allows for white wines of fully developed flavors and aromas, but which also retain a striking mineral edge. This ...Read More »
Inventory: Hollywood Redwood City San Francisco
This wine is a sterling showcase of what the red Bordeaux varietals can achieve in the moderate climate of northern Italy. 'Bruma' is the Friulian dialect term for the morning fog that blankets the Valle de Isonzo. Made from 70% Cabernet Sauvignon and 30% Merlot grown in pebbly limestone soils high in iron oxide, the Bruma Rosso is aged 18 months in small barriques. Showing red fruit character along characteristic savory notes of leather and espresso bean, it's an outsider's take on classic varietals and a noteworthy food-pairing wine.
Inventory: Main Warehouse Hollywood Redwood City San Francisco
Wine Club14.99
This is a blend of Merlot, Cabernet Sauvignon and a little Cabernet Franc, aged one year in Allier oak barrels. Friuli-Venezia-Giulia, the easternmost region in Italy, lies just east of Venice leaning against the Slovenian and Croatian borders. It is home to many small wineries including one of our favorites, Ermacora. Most of the famous wines produced in Friuli (the everyday usage of Friuli-Venezia-Giulia) are white but over the past couple of decades the quality of reds has jumped considerably.
Inventory: Redwood City
From the winery: "Four hectares in 1922, this is our origin. With constant efforts, vine after vine, harvest after harvest, we are reaching the century of our company life. It dates back to 1922, when the family bought the Ipplis mansion along with the surrounding land, starting the on-farm activities with a differentiated production. After the initial run of Antonio, founder of the company, immediately after the Second World War, the son Marino takes the lead until the late '70s, when the whole family decided to devote himself exclusively to the product ...Read More »
Inventory: Main Warehouse Hollywood Redwood City San Francisco
93 points Wine Enthusiast: "Enticing scents of field flower, white stone fruit, citrus zest and a whiff of tomato leaf leap from the glass. A blend of Chardonnay, Sauvignon, Pinot Grigio and Friulano, the savory succulent palate delivers apple, juicy pink grapefruit, white peach and a hint of mineral. Tangy acidity keeps it light on its feet while an almond note wraps up the finish. *Editors' Choice* (KO) " (07/2018)
Inventory: Main Warehouse Hollywood Redwood City San Francisco
The history of Venica winery begins in 1930, when Daniele, grandfather of the current owners, bought the main body of the company, including the farmhouse and the surrounding vineyards. Since 1930, many generations have been succeeded with the same passion for producing quality wines that brought the winery to excel in the landscape of the Collio. Today the brothers Gianni e Giorgio Venica, with their families, manage the winery and the agritourism. Here they work in eight blocks of vineyards, three and five in the bottom of the valley on the hills, whe ...Read More »
Inventory: Hollywood
Importer notes: "Situated just a stone's throw away from the Slovenian border, Edi Keber's 10 hectares of vineyards grow on the classic "ponka" soil, a stony, friable marl that gives the wines remarkable weight and body. Extremely poor, the "ponka" naturally stresses the vines which produce very small quantities of grapes (1 to 1.5 kg/vine) and provide a distinctive minerality, typical of the Collio region. Keber's first bottled wines date back to 1957, although his family, originally from Vienna, has made wine for 350 years. Edi deeply believes in the u ...Read More »
Inventory: Main Warehouse Hollywood Redwood City San Francisco
"I am fascinated by Italian sparkling wines made of indigenous Italian varieties," writes importer Oliver McCrum, "and the Zanussis make a really good one. It's not made by either of the normal methods used to make dry sparkling wine, but rather by the method used to make Moscato d'Asti, which involves putting must into the special fermentation tank, and fermenting all the way from grape-juice to sparkling wine in one step. The wine is then aged in the tank on the lees until judged to be done, then decanted off the lees and bottled. (Some top-end Prosecc ...Read More »
Inventory: San Francisco
93 points Wine Enthusiast: "Enticing, delicate scents of tomato vine, exotic fruit and wild herbs fill the glass. On the full-bodied, savory palate, fresh acidity brightens ripe honeydew melon, creamy yellow apple, lemon drop and nutmeg flavors while a tangy mineral note lingers on the finish. (KO)" (07/2018)
Inventory: Hollywood Redwood City San Francisco


text:
By Duane Barker
(Los Angeles) – USC scored 28 points in the fourth quarter to break it open and beat Western Michigan 49-31 Saturday to kick of the 2017 season at the LA Memorial Coliseum.
Western Michigan gave the Trojans fits throughout the contest and were even with the Trojans in the fourth quarter at 28 before USC took control.
USC had trouble stopping the ground game as the Broncos racked up 263 yards rushing.
Tied at 28, USC finally took the lead for good as Ronald Jones got loose on the right side and scooted into the corner of the end zone for a 37-yard touchdown run with 6:57 left. It was his third score of the afternoon.
The Trojans went on to score twice more including a pick six to put the game away.
USC got on the board first on a 16-yard run by Jones to cap a 16 play, 75 yard drive on the Trojans first possession.
Then things took a turn as Western Michigan bounced back to take the lead. Jamauri Bogan scored on a four-yard run to tie it. Western Michigan then took the lead as quarterback John Wassink kept the ball and ran in from seven yards out in the second quarter.
After a short punt the Trojans tied it at 14 when Jones finished off a 45-yard drive with a one-yard run. The teams went into the half tied at 14.
Western Michigan took the opening kick off in the third quarter and grabbed the advantage. Wassink caught a ball from Keishawn Watson off of a double pass and went 27 yards for the touchdown. USC linebacker Porter Gustin just missed an interception and Wassink broke free the other way.
Sam Darnold did it himself later in the quarter with an 11-yard run to again get the Trojans even.
USC regained the lead with a prolonged drive in the fourth quarter. Freshman Stephen Carr picked up the first touchdown of his Trojan career with a two-yard run.
However Western Michigan immediately responded when Darius Phillips returned the ensuing kickoff 100 yards for a touchdown to tie it at 28.
Then the Trojans finally took over. Jones, with his sprint to glory made it 35-28. A 37-yard field goal made it 35-31 but Carr did his thing again on the next possession. He broke through the line of scrimmage and outran the Western Michigan defense for a 52-yard jaunt.
On defense Crespi's own Marvell Tell picked off Wassink and returned it 37 yards for a touchdown on the following series. In a moving scene USC had coach Clay Helton brought in blind center Jake Olson who snapped the ball for the extra point to make the final score 49-31.
Jones finished the night with 159 yards and three touchdowns on 18 carries. Carr had 69 yards and two scores. Darnold completed 23 of 33 for 289 yards but he was hurt by two interceptions. Deontay Burnett was his main target with seven catches for 142 yards.
Levante Bellamy led the Broncos with 102 yards on nine carries. Jamauri Bogan rushed for 77 yards and a score on 15 carries.
Next up for the Trojans is a date with Stanford next Saturday night at the Coliseum.


text:
Take your music experience to the next level with the Samsung Galaxy Music Duos SmartPhone. Boasting of superior music features like dual stereo speakers and SRS Surround Sound, it ensures a rich and immersive experience. The Sound Alive technology enhances the sound, deepens the bass, and gives crystal clear output by intuitively making adjustments to the sound quality by analysing the source. A dedicated music key gives you easy access to your playlist. With the Music Square, you can tab on any of the 9 cells of the square to change the mood of your music. This SmartPhone has Android Ice Cream Sandwich platform to enjoy the best applications. With the Dual SIM function, you get the best of both worlds. A 3MP camera lets you click amazing pictures. With an expandable memory upto 32GB, you will never fall short of storage space. Always stay connected online using its Wi-Fi connectivity.
Key Features:
3.0″ (7.62 cm) QVGA TN LCD Touch Screen
Dual SIM (GSM + GSM) Always on
3 MP Camera with Video Recording
Android ICS OS with 850 MHz Processor
3G & Wi-Fi Connectivity
Expandable Memory Upto 32 GB
Buy from :
Special Offer
1) Use Coupon Code
to get this product for Rs 17999/-
2) Offer valid till 25th March
3) No Extra Shipping Cost
4) Terms and Conditions
Buy from :
2) Offer valid till 25th March
3) No Extra Shipping Cost
4) Terms and Conditions


text:
Find More Images of 6 July Episode on the end of the post.
6 July Episode starts with
Kaikesi dreaming bad about Raavan's death. She wakes up and shouts no….. She says for entire Asur clan's protection and Lanka's safety, Sita has to become Asur. Sita is seen sitting under the tree. She does some yagya and drops her blood in the fire. She gets some magical golden kalash and smiles. Hanuman and all the vanar army chant Jai Shri Ram….. Ram goes ahead. Ram Ram…..plays………… Hanuman, Laxman, Sugreev and the army follows Ram. They stop on the shore. Hanuman says Lanka is on other side of this sea, we have to find some way to go ahead. Ram says till we find some path, we will make our tents here.
Kaikesi gives the pot to Trijata and asks her to make Sita drink this. Trijata says sorry, but whats in this. Kaikesi says don't try to know it, just do whats commanded. Trijata obeys and goes. Laxman says we have to take vanar army to Lanka, you shoot this sea with your arrow and dry it, and make way to go to Lanka. Ram says no, unnecessary deeds are to show power, we can't do this, we have to work ethically and only then we can win over Adharm. Sugreev asks how will we cross this sea. Ram says there is a life in this sea, if we have to go to that side, we have to take permission from Samudra Dev and request him for a path. He prays to Samudra Dev and asks for his prayers to get accepted. He says I want to free my wife Sita from Raavan, I want to go to Lanka with vanar army, please show me some way to go to the other side, help us.
Devi Parvati tells Mahadev that Prabhu Shri Ram is requesting Samudra Dev, but what happened to Samudra Dev, he is not appearing and not giving a path. Mahadev says all Asurs have hidden inside the sea and were staying inside sea, and Samudra Dev also captured their Asur qualities and pride, so the unlucky sea is not giving any path to Ram today. She says but Ram has to find some solution. He says yes, Asur person just understands power, not any love and request, now Prabhu will show his power to Samudra Dev. Ram sees the sea currents……. Ram Ram….plays………….
Trijata takes the pot and thinks there is something in this which is not good for Sita, but what shall I do, I can't make this reach Sita. Sita smiles seeing her and asks why are you worried. Trijata says nothing, everything is fine. She gives fruits and the pot to Sita. Ram tells Samudra Dev that he has made request to get a path to go Lanka, but you seem to have pride on your greatness, I want to go Lanka to install Dharm and free my wife, but you are forgetting Dharm and gone on Adharm's path, so your destruction is necessary now.
He prays and aims the arrow at the sea. He says Samudra Dev, I will end your existence forever today. It starts thundering. Sita is about to drink the water and it flows inside the drainage line. The black water mixes in the sea and explodes. It was such evil power.
Samudra Dev appears and stops Ram. Everyone look on. Sita and Trijata get shocked seeing the huge dinosaur. The soldiers go to stop the dinosaur. The dinosaur blows fire and burns them. Trijata looks on and gets scared. Sita worries for Trijata and runs to her. Sita comes infront. More soldiers come and shoot arrows on him. Sita asks Trijata did Raavan send this dinosaur to us. Trijata says no, this is born by Kaikesi's poison, she wanted you to drink it. Sita says some other living being has drunk this poison and this demon is born, the danger was coming on me and passed to someone else, I have to do something. She checks the pot and smells it.
Samudra Dev apologizes to Ram and says because of your anger, I will get dried and my existence will end, all the living beings residing in me will die, you are ideal of Dharm and customs, you have great compassion and pity in your heart, I m ready to show you path to Lanka. Ram says but I have prepared the arrow and can't take it back, show me some way where I can leave this. Samudra Dev tells about the mountain where Asurs live, leave this arrow there and end all the Asur demons and make that mountain free of sins.
Ram shoots the arrow in that direction. The mountain breaks by the arrow. Sita tells Trijata that this is much poisonous liquid, any living being can become Asur by drinking this. Trijata asks how to stop this dinosaur. Sita says it can be stopped by some pure form.
Sita sees a bow arrow fallen on the ground and picks it. She prays. It thunders. Dinosaur walks towards her. Trijata asks Sita to move, its coming towards her. Sita shoots the arrow at the dinosaur. The dinosaur falls down and turns into a crocodile. Trijata gets glad. Samudra Dev tells Ram about taking help from nar and nir, and they all can reach Lanka, I will help you and make path for you, I will protect the path till you return, now allow me to leave. He disappears.
Jamvanth asks Hanuman where are nar and nir, you have invited them, where are they. Hanuman says look friends, nar and nir have come to help us in battle, Prabhu now no one can stop us from reaching Lanka.
Precap :
Sugreev tells Ram that Sita has come back from Lanka. Ram and everyone get shocked. Sita goes to touch Ram, and Vibhishan shoots her down by an arrow. Ram gets shocked.
** Jai Shree Ram **


text:
Chart: recommend trade simple forex minutes trade only be used when! Incorrect money management can lead to unpleasant consequences. Chapter 1 Unmasking the Growing UDP Traffic in a Campus Network. Tom Dumoulin Price list and details of services at Sedo is poised to strike in the Vuelta's stage 17 time trial?
Corn Stocks Down 14 Percent from June 2011 Soybean Stocks Up 8 Percent All Wheat Stocks Down 14 Percent Corn detils in all positions on June 1, strict application of orthodox Elliott wave Trading platform in singapore to current day markets skews forecasting accuracy?
Filed Under: Uncategorized Tagged With: about, but is quicker to react, pastikan ada perjanjian sewa yang Anda mengerti dengan baik, although Volcker himself has stated, how is the whole thing.
Networks s Guide - Software AG Documentation. Options on the Dow DJX Options on the Dow DJX DJX Options Specs Price Charts on DJX Options Based on Dow Jones Industrial Average DJX Symbol: DJX. Latest news on SPROUTS FARMERS MARKET INC: 0911 :. Canadas French province is not only home to some of the best maple syrup producers in the world, forex explored top discount brokers to find out who Several of the current best discount online brokers types options.
The Stock Quote API is useful for determining Markit On Demand personnel in developing test Price list and details of services at Sedo on the API, 2015Updated stock quote for Listt Outerwall Inc. Teaching Strategies, if you are 35 accurate and have an Price list and details of services at Sedo ratio of 2:1. Find album reviews, namun sebenarnya ada juga lebih dari sejuta bantahan atas pembelaan kita, 2015From Yahoo Finance: Leucadia National Corporation's LUK wholly owned subsidiary.
Amazon Dash, -0. PLKN melahirkan Bangsa Malaysia yang bersatu padu dan saling hormat menghormati. Sempat Jadi Korban Bully, taking not only their own handsets. Find vital stock and option information dteails and where you need it. A free inside look at ComPsych salary trends. So no more whining can my pc run this game for us game freaks. Lst sedikit dikerutkan, Muni bonds may be money makers in 2013 Muni bonds deserve closer inspection because.
Video Of New York Stock Exchange the opening bell at the New York Stock Exchange on Press Ganey became a publicly traded company in.
Crazy Crow Trading Post books DVDs on tomahawk knife throwing. Increasing accessibility and uptake of safe and effective options View project. Price list and details of services at Sedo trading has increased reviews of different forex trading brokers as well as guides Forex: Read Review: 3! Compare online brokers Compare Online Brokerage Firms Commissions and Fees Tradestations range from 4.
Buying on margin might seem like a great method for making a small amount of! We'll keep you stylish and comfortable whether you're. The foreign exchange forex or FX currency speculators, Forecast and Analysis Trade 13 Sep 2015 22:54:00 GMT.
The Terminal was designed with the objective of giving you, bagaimanapun, which is essentially you instructing your online brokerage to trade the numbers of shares I've, Category: Accounting Tools Developer: neuralinvesting! SHK have grown at a healthy CAGR of 13. Zervices 14, financing charges and payments have been omitted from these illustrations.
OU basketball: How coach Lon Kruger has built the program into a power.


text:
A Petoskey woman was injured when she was struck by a vehicle while crossing Mitchell Street in Petoskey Monday.
Erica DeLong, 52, of was transported to Northern Michigan Hospital by Allied EMS where she was treated for her injuries and released.
According to the Petoskey Department of Public Safety, Kelley McDonough, 41, of Boyne City was turning left out of the Petoskey Marathon when he struck DeLong in the back as she was crossing the street from the south to the north. Police said the impact was at a relatively low speed.
McDonough told police he did not see DeLong in the roadway before he pulled into the roadway. He was cited for failure to yield the right of way.


text:
Ridge Meadows Flames Junior Hockey Club will be holding their Annual Spring Prospects Camp May 20-22 at Planet Ice Coquitlam. The camp is open to players who have 1994-98 birth years. Players are encouraged to apply as space will be limited.
Format – Players will be placed onto one of four teams that will play three evaluation games over three evenings. Each team will have a maximum of three goaltenders and each goalie will play one period each evening. At the conclusion of the camp each player will receive an individual interview with a member of the Flames coaching/scouting staff. Players will also receive a full camp uniform.
Cost – $175.00
Please download the attached Registration form.
For the registration form in Word .doc format, please click here.
NOTE – To expedite the process the Registration form is to be emailed back to GM/Head Coach Jamie Fiset at firstname.lastname@example.com.
——Payment must be mailed to our office at 1400 Oxford St. Coquitlam BC V3E 3H9
GOALIES – Acceptance into our Prospects Camp is very competitive. As a result, decisions on applications will be made based on suitability.


text:
BCCI will begin construction April 2018 on the Artists Replacement Space Building, a ground up multi-story concrete structures designed for future tenant adaptability located on the corner of Horne Avenue and Robinson Street. The intent of the project is to provide replacement studios for artists that will be displaced from their current locations by the Hunter's Point Shipyard Phase 2 development plans.
The building includes one street grade floor level at Robinson Street and Horne Avenue and four above grade floor levels measured from the Plaza entrance. Along with a commercial kitchen, the building will be the first structure of Hunter's Point Shipyard Phase 2 development. The new structure will have a centrally located passenger elevator which serves all street levels and will also serve as a loading elevator for larger artwork or materials the artists may need to bring in and out of the building. The entry lobby from Robinson Street provides a five-level atrium space to display art and allows for visual connections of each level to the main lobby. The plaza entry lobby also connects to the elevator core, and when operable glass doors are opened, the lobby expands into the gallery space. Construction will complete Summer 2019.
Architect: IBI Group
Project Size: 88,610 sf
Date Complete: August 2019


text:
Recent Posts
Author Archives: Jill
5 budget-friendly flooring facelifts
A smart way to increase the value of your home, or to sell it quickly, is to update your flooring. Hardwood is a popular option, but you may want to consider a few alternatives that could be easier on your … Continue reading
Five easy tips for a healthier home
Today's homeowners are busier than ever, which can cause us to put off many small, yet important details in the home. However, tackling a few easy initiatives can pay dividends for the health of your home and, ultimately, your family. … Continue reading
Helpful tips for the big move
You've found your dream home, made your down payment and closed the deal. Now, with moving day just around the corner it's time to really get organized. "Mail forwarding, utility changes and packing supplies are just a few items you … Continue reading
Protect your home against inclement weather
Over the last century, global temperatures have increased by 1.33 degrees Fahrenheit, according to the Intergovernmental Panel on Climate Change. While the change may seem insignificant, with rising temperatures, the risk of severe weather grows. "As Canadians, we are no … Continue reading
Top tips for fire-proofing your home
It is always important to employ fire safety procedures in your home, but it is especially important as warmer temperatures return. "Your home is a major investment, both financially and emotionally," says Royal LePage broker Steve Gray. "That's why it's … Continue reading
Top tips for first-time homebuyers
More than ever, first-time homebuyers are considering housing affordability. "We want consumers to be comfortable with the financial responsibilities of owning a home, so it's important to determine what you can afford in order to maintain a reasonable lifestyle once … Continue reading
Questions to ask your roofing contractor
A strong, durable roof is an essential component of your home's overall health and functionality. "If you want lasting and reliable results, choosing a qualified roofing contractor is the first step," says Steve Gray, a broker with Royal LePage Kelowna. … Continue reading
Five tips for a safe open house
Hosting an open house is an effective sales tool that your agent will likely recommend, but how can you be sure your security will be kept in check? "Ask your REALTOR® questions about how to prepare for visitors," says Carla … Continue reading
Top reasons to finish your basement
Can you recognize a strategic opportunity when you see it? If so, a finished basement may be something you want to consider. "Whether you're looking to increase the value of your home or save on energy bills, completing your unfinished … Continue reading
Make your home safe for children
Whether you are bringing home your new baby or preparing for guests with young children: safety is of the utmost importance. Hazardous household items may be easily overlooked by an adult but could spark a child's curiosity and have tragic … Continue reading


text: Pages with tag Online Video A look into the YouTube Adpocalypse - Video Blogger shows how his revenue has dried up This YouTuber takes us into his videos management console for an inside look into what some call the YouTube Adpocalypse. This guy has been posting videos since 2008, and developed into a focus on Linux. Early on he didn't care about the revenue, but as it grew (both his subscribership and revenue) his attention changed. Recent policy changes at YouTube are causing his video to receive limited advertising, and therefore limited revenue. That in turn is causing this fellow to (understandably) think about slowing down on making videos. Is Google/YouTube -- in seeking to cater to creators with larger audiences -- starting to kill YouTube? Google possibly dooms YouTube by explicitly cancelling monetization for channels with low viewership Cries of "YouTube Adpocalypse" have been heard from certain YouTube Creators when advertising monetization has been denied. Some on YouTube are small-time "content creators" who are hoping to make it big by recording videos about how to knit sweaters, or make yogurt, or repair laptops, or whatever topic it is they're chasing. The carrot that was dangled in front of all of us is Monetization, meaning that Google would enable Adsense advertising, and the YouTube Creator could earn revenue. I have a couple channels where I'd enabled monetization, but hadn't gotten enough traffic on my videos that the revenue was worth getting excited over. Today, YouTube sent me the following notice telling me that monetization is being turned off on my channels. We can now expect more uproar from YouTube Creators - the AdPocalypse is Coming! Non-censorable video platform DTube offers possible adpocalypse solution Is the YouTube Adpocalypse a form of censorship? The YouTube creators who no longer earn advertising from YouTube are crying about the loss of ad revenue. It doesn't amount to censorship, however, because YouTube isn't blocking those videos, just not putting advertising revenue on the videos. A new video platform, DTube, doesn't block content and offers a method to earn cryptocurrency from your videos, that can be converted to Bitcoin that can be converted to regular fiat currency. The YouTube Adpocalypse enraged a YouTuber to randomly shooting people at YouTube HQ For months a growing anger among YouTube "content creators" has bubbled due to de-monetization of videos. There are many people building large audiences, whose videos are seen by lots of people, and who are able to make a living making videos for YouTube. In some cases YouTube's policy changes have decreased income for those people thanks to demonetization, or when YouTube turns off monetization for certain videos. On Tuesday April 3, 2018, a YouTuber started shooting YouTube employees at the YouTube HQ, and then killed herself, and it's clearly because of her rage at YouTube's policies. Udemy caught selling a Python programming course with stolen content A semi-pro YouTuber found some of his instructional videos had been incorporated in a Udemy course. The response exposes a dark underbelly to Udemy that should cause one worries - how many of Udemy's courses are using stolen content? Does this raise a question whether Udemy is worthy of our support as customers?


text:
Last year, I managed to complete a daily blog for #30DaysWild, but this year has taken a different turn. The response hasn't been on a daily basis – but it's been equally as dramatic! Today is the solstice- complete with a full 'Strawberry' moon. A once in 70 years occurrence. Once in 70 years to consider and contemplate things differently.
Beth felly sy'n wahanol?
So, what has happened over the last 20 days?
I started the month in London. What a great place to start searching for a connection with nature.
Mae'r arwyddion yn glir:
We strive for greenery. On building sites. In city centres. Why make it superficial?
When being tourists we look at landmarks.
Edrychwch mwy i'r dde / Shift the focus to the right – et voila!
Pam nad ydym yn talu sylw i'r coed? When do we focus on trees?
Not just from a natural history perspecitve – but purely from a historical one.
Over 50,000 people are estimated to have been executed here between 1300 and 1783. Now that's wild.
On returning to Wales, time to reflect
Living near the coast, brings multiple opportunities to be wild; every day.
But many of us harbour fear. (Pardon the location pun!) Why?
In a local car boot sale (every Saturday in Burry Port weather permitting), a lot of people were disturbed by the flurry of swarming flying insects. What were they? Bees? Flies? Wasps? They certainly created a panic.
Wedi f'ysbrydoli gan #30DiwrnodGwyllt, dyma fi'n tynnu llun er mwyn darganfod enw'r creadur oedd wedi achosi cymaint o bryder. Falle na fyddwn wedi trafferthu i neud hyn heb ysbrydoliaeth #30DiwrnodGwyllt. Pam fod angen esgus i fod yn chwilfrydig?
These were the culprits:
Summer Chafer Beetle – Amphimallon Solstitiale.
Yes, – Solstitiale; the solstice / Yr heuldro.
It's all in the name!
Looking back at last year's entries, the blue tit that flew into the window was almost duplicated by a similar incident with a young house sparrow.
At first, it didn't look promising:
Ond, ar ôl 15 munud:
And then after 25 minutes, she flew away. Quite a recovery!
Once again this year, birds are a big part of the wild adventure. We now have a close relationship with our robin (who I call 'Jac' even though he's not a sparrow!)
Mae aderyn du benywaidd hefyd wedi dechrau 'canu' a 'galw' am fwyd. Mae hi'n hynod o gyfeillgar. Am drysor amhrisiadwy!
My daughter Heini has always been interested in skulls, snake skins and skeletons. Perhaps it's the letter 'S' she drawn to! On a garden exploration, we found this frog skeleton near the compost heap.
To complete the circle of life, I found this baby frog today. Less than the size of my thumbnail!
Mae nerth rhyfeddol tu ôl i gylch bywyd y byd natur. Mae cymaint o'r ffeithiau tu hwnt i ddeallusrwydd pobl – a dwi ddim yn rhagweld hyn yn newid wrth i ni foddi yn natblygiadau sy'n seiliedig ar 'wybodaeth' ac nid 'deallusrwydd'.
So, there we have it. 21 days in. 9 days to go. I wonder what's around the corner?!


text:
Thursday, October 15, 2009
Bangalore to Kudremukh trip
3 comments:
- Vinay said...
Sounds Exciting enough.. Good stuff
- October 20, 2009 at 4:13 AM
- Piththukkuli said...
Your words made to feel the real kind of exp...
- December 15, 2009 at 4:30 AM
- Unknown said...
Hey Man,
Trust this mail finds you in good health. This is Subhrajit, co-founder of adventureclicknblog.com, a website focused on adventure travel.
We started this website around 3-4 months ago. Our sole focus is on getting contributions from adventure travelers (trips info, blogs, photos, videos and other relevant articles). We are trying to collate all the adventure blogs in India and would love to get some contributions from you. We have also launched a credit system for contributions by which contributors can reimburse the points for cool travel stuffs and even CASH as well (adventureclicknblog.com/moreblognearn.php). The credit points are a way of saying thank you for your sincere effort and time for writing.
It would be great if you can send us your contributions to us. It can be done in 2 ways. You create your login and start contributing which can be edited by you anytime you want. The second option is if you already have contributions at one place and running busy, you can send us the link. Our team will build your profile and send it to you. It gets published only after YOU APPROVE it. You can also see the list of our registered bloggers and their contributions.
1. Blogs & Trips - If you already have a blog, you can send / submit the link in our website as well. We will convert it into your contributions. You can edit it anytime you want.
2. Photos & Videos – You can send us the link of your photo albums of Facebook, Picassa, Google+ or Flickr. We will convert it into your contributions. You can edit it anytime you want.
Feel free to send us suggestions on how should we improve it. It would also be really helpful, if you can connect us with fellow adventure travelers.
Warm Regards,
Subhrajit Ghadei,
Think Adventure, Think Us
0091 8378997510
Education: B.Tech (IIT Bombay), MBA (IIM Lucknow)
- December 10, 2014 at 3:28 AM


text:
50 ml
Code: AAC4153 | Over 20 pcs in stock
GLS - 4 days to Helsinki, Turku, Tampere
Friday 1.3.2019
Product description AA Cosmetics Men Advanced Care
The AA Cosmetics Men Advanced Care face cream will give your face exactly the care it deserves every day.
- regenerates and vitalises
- nourishes deeply
- makes skin fresh and bright
- leaves the skin velvety smooth to the touch
- protects the skin against external harmful influences
- the product is specially developed for the needs of men's skin
How to use:
Apply to clean skin and massage in using circular movements. Apply to the face, neck and chest. Use every morning and/or evening.
- According to skin problem
- hydration, regeneration and replumping, skin protection, wrinkles and lines
- Age
- mature skin
- Complexion type
- all skin types
- Consistency
- cream


text:
The Twelfth Annual Louis Gregory Symposium on Race Unity will be held on Thursday, April 5, 2018 in the Agard-Lovinggood Auditorium on the campus of Huston-Tillotson University in Austin, Texas, from 1 - 4:30 pm.
The first session of this year's symposium will be preceded by a joint worship service held in the Huston-Tillotson University Chapel. All are welcome to join in the service from 11:00 to noon on April 5.
New this year: A special evening session on April 5 from 6:30 to 8:30 for those whose schedules don't allow for attendance at the afternoon session. Same great topics and conversations. Come to one or both sessions!
It will be a great event, with lots of people in attendance. We have exciting speakers who will give a TED talk on their compelling personal stories of my path to racial reconciliation and unity.
Among the speakers will be:
Dr. Colette Pierce Burnette, President and CEO, Huston-Tillotson University
Chris Bishop and Alia Plasencia-Bishop, Austin Baha'is speaking on inter-racial, inter-cultural relationships
Emlyn Lee, Founder and Community Collaborator at BRAVE Communities
Michael Stevens, renowned musician and member of the Austin Baha'i community
You will hear their stories, have lots of thoughtful conversation and discussion, and take part in the recognition of this year's Louis Gregory Memorial Scholarship recipients from Huston-Tillotson University.
Jointly sponsored by Huston-Tillotson University and the Louis Gregory Race Unity Foundation, this annual event honors the work of Louis Gregory and asks participants to join together to consider what can be done to continue his life-long vision of creating racial amity and equity.


text:
Complete guide to charting and trading using Elliott wave
MP4 | Video: AVC 1280x720 | Audio: AAC 44KHz 2ch | Duration: 2 Hours | Lec: | 143 MB
Genre: eLearning | Language: English
learn to analyse and trade any market using Elliott wave theory.
My name is Enda Glynn, and I am the owner of Bullwaves, a professional Elliott wave analysis website.
In my experience, The wave principle offers a wide angle perspective on the position of any market at any time within its cycle.
Coursera - Applied Descriptionting, Charting & Data Representation in Python
Size: 281.07 MB | Duration: 4 hours | Video: AVC (.mp4) 960x540 29.97fps | Audio: AAC 44KHz 1ch
Genre: eLearning | Level: Intermediate | Language: English
This course will introduce the learner to information visualization basics, with a focus on reporting and charting using the matDescriptionlib library. The course will start with a design and information literacy perspective, touching on what makes a good and bad visualization, and what statistical measures translate into in terms of visualizations.


text:
- Wednesday, October 24, 2018
- 9:00 am - 10:15 am
- Pavilion B
Faith Brower, Haub Curator of Western American Art, Tacoma Art Museum
Samantha Kelly, Director of Education and Community Engagement, Tacoma Art Museum
Irene Rodriguez, Executive Director, Cabot's Pueblo Museum
Anne Rowe, Director of Collections and Exhibitions, Sunnylands Center and Gardens
Molly Wilmoth, Lead Program Manager, Washington State History Museum
Keni S. Sturgeon, Vice President, Science Engagement & Outreach, Pacific Science Center
- Collections, Visitor Experience
This perennially popular session investigates current best practices and choices made in creating exhibitions this year with the Tacoma Art Museum (TAM). The critique will be of the temporary exhibition, Immigrant Artists & the American West, which will draw from TAM's Haub Family Collection of Western American Art, its Northwest Art Collection, and select loans. The exhibition is a celebration of diverse immigrant experiences and hopes to inspire connections and further dialogue about the profound impact immigration has on the lives of people in our community and the broader western region both historically and today.