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Otsego County SIP Trunk for Business | SIP Trunking in Otsego, NY
Welcome to SIP Trunk in Otsego County! This is where we make your life easier when it comes to shopping for Otsego County SIP Trunking.
Use our Real-Time Otsego County, New York SIP Trunking quoting tool to find out the best prices on Otsego County Internet and phone services for businesses of all sizes.
Our technology prices out all types of Internet services for businesses besides SIP Trunks, from New York LEC's, CLEC's, ISP's, and WISP's thoughout all of Otsego County and beyond!
The most common Bandwidth speeds for the County of Otsego are as follows:
- 1.5 Mbps = T1 Line/Copper/Ethernet
- 2 - 20 Mpbs = EoC Internet/Ethernet over Fiber
- 20 - 100Mbps = Ethernet over Fiber/Fast Ethernet
- 100 - 1Gbps = FastE/GigE
- 1Gbps - 10Gbps = Gigabit Internet
Below is a sample list besides just SIP Trunk of Otsego County telecom services that are offered on our site:
Otsego Business Internet Services
- DSL Internet
- Cable Internet
- Fiber Internet
- Satellite Internet
Wireless Internet Services in Otsego County
- 3G Internet
- 4G Internet
- Wireless Mobility
- WiMAX Internet
New York T-Carrier Services
- DS1/T1 Lines
- DS3/T3 Lines
Carrier Ethernet Services in NY
- Metro Ethernet
- Fast Ethernet
- Gigabit Ethernet
- Ethernet over Copper
- Ethernet over Fiber
- Ethernet over Coax
- Ethernet Private Lines
Network Services in New York
- Point to Points
Voice Services
- Integrated T1 Lines
- PRI Lines
- VoIP
- SIP Trunks
- Local and Long Distance
- Plain Old Telephone Service (POTS) Lines
- Digital Phone Services
- Business Cell Phones
- Conference Calling
- Web Conferencing
Otsego Cloud Computing Services
- Desktop as a Service (DaaS)
- Desktop Virtualization
- Infrastructure as a Service (IaaS)
- Disaster Recovery as a Service (DraaS)
- Backup & Data Recovery
There is a lot more Otsego County telecommunications services not mentioned that we have to offer.
Just pick up the phone today and let one of our Otsego County SIP Trunk Carrier Specialists answer all of your questions.
(888) 765-8301
Call Now!
SIP Trunking in Otsego County
We may have SIP Trunking in the following Otsego County Cities:
- Burlington Flats SIP Trunk
- Cherry Valley SIP Trunk
- Colliersville SIP Trunk
- Cooperstown SIP Trunk
- East Springfield SIP Trunk
- East Worcester SIP Trunk
- Edmeston SIP Trunk
- Fly Creek SIP Trunk
- Garrattsville SIP Trunk
- Gilbertsville SIP Trunk
- Hartwick SIP Trunk
- Laurens SIP Trunk
- Maryland SIP Trunk
- Milford SIP Trunk
- Morris SIP Trunk
- Mount Vision SIP Trunk
- New Lisbon SIP Trunk
- Oneonta SIP Trunk
- Otego SIP Trunk
- Portlandville SIP Trunk
- Richfield Springs SIP Trunk
- Roseboom SIP Trunk
- Schenevus SIP Trunk
- Schuyler Lake SIP Trunk
- Springfield Center SIP Trunk
- Unadilla SIP Trunk
- Wells Bridge SIP Trunk
- West Burlington SIP Trunk
- West Oneonta SIP Trunk
- Westford SIP Trunk
- Worcester SIP Trunk
Otsego County Telecom Service Providers Offered:
ACC Business, Accel Networks, AccuConference, Advantix Solutions Group, Airband Communications, AireSpring, Alpheus Communications, AT&T, Broad Sky Networks, Broadview Networks, Cbeyond, CenturyLink, Charter, Comcast, EarthLink Business, Ernest Communications, GTT, inContact, Integra Telecom, Level 3 Communications, MegaPath, Mosaic NetworX, NetWolves Corporation, New Cloud Networks, Nitel, PowerNet Global, ReaLLinx, Inc., TelePacific Communications, Telnes Broadband, Telx, Time Warner Cable Business Class, tw telecom, USA Digital Communications, Verizon, Vocal IP Networx, West IP IP Communications, Windstream Communications, XO, Zayo


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Leased Transaction:
Javier Zambrano represented the buyer on this leased transaction on 01/01/2018
LOCATION, LOCATION, LOCATION! Townhouse in corner lot in the Energy Corridor area, well maintained, with tile floors, laminate wood flooring, granite counter tops, tile back splash, large family room with French Doors to a lovely gated back patio, storage shed next to carport, unit is in front of Community Pool, great schools. Maintenance fee includes water & sewer. UNIT FACES COMMUNITY POOL.
|Spring Branch
|Elementary School:
|Nottingham Elementary School
Good |
|Middle School:
|Spring Forest Middle School
Good |
|High School:
|Stratford High School
Good |

subset: commoncrawl


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Parusso Langhe Nebbiolo Spumante (750ml/12)
About Parusso
Winemaker Marco Parusso was overwhelmed with emotion when he discovered an old document at his family's estate in Barolo. Dated 1901, the crumbling contract, signed by his grandfather, Gaspare Parusso, was evidence of his purchase of a parcel of land called "Mariondino" – the small vineyard where he first planted Nebbiolo, and where the Parusso story begins. As a humble agrarian, Gaspare began selling his grapes to friends and local cooperatives and added a farmhouse ...New York, New Jersey, California, Massanois Imports
Tasting Notes
Fine bubbles with slight peach hint in color. Silky and elegant. From the most prestigious vineyard site in Barolo and comparable to the finest Grower Champagne!


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Internet Resilience, as an Analogy for Distributed Energy
Quote : "If a technological feat is possible, man will do it. Almost as if it's wired into the core of our being." Ghost in the Shell
Personal Notes : If you read the previous post "Small is Beautiful" you know that small numbers add up pretty fast. Please consider this next post in that context, and the resilience that can be built into an energy network to make it resilient. The US army is exploring renewables as an energy source precisely for that very reason, an energy resilient network as a resilient communication network are very valuable things for an army.
For a state, resiliency is important in energy for almost the same reasons. Massive scale exploitation linked to major cities are a fantastic advantage if they are connected in an energy network, their interconnection makes the energy network resilient even in the event of a possible failing in one of the units (quite improbable, but nevermind).
That the network spans both large scale units and small exploitations, as well as home user feed in only adds exponentially to the resilience and thus the worth of a network. Like for computer networks, the worth of an energy network scales up in consideration of its connected units.
At homeowner level, being able to produce and store energy means a possible independence from the grid, even contributing to its output. This has considerations stretching further towards redefining the model of energy pricing and distribution, I explored that concept as the "free energy ecosystem" but not its economical considerations, low energy prices can lead us towards a future of plenty as it opens the door for cheap desalination in arid areas and the production of food.
Globally we are seeing a movement towards the interconnection of energy networks, thus making them more and more resilient, the end product could be what Buckminster Fuller envisioned in his global grid. Couple that we renewables and you got a solution to the energy question for centuries to come.
At a much lesser scale, If I own the means of production of energy for my house, it means that my income is increasing as my utility costs for energy become almost non existent, I can even profit from that if feed in tariffs allow me to sell energy at a premium.
Yes a renewable energy strategy should be modeled on the internet structure. Yes renewables are a good thing for the economy at global and individual levels.
Visual : Ghost in the shell
Building an Internet-Based Energy Structure
By Dana Blankenhorn
Back in 2005, I remember Atlanta gas prices being even higher than they are now.
The cause was Hurricane Katrina. It knocked out two pipelines running
from Louisiana, which supplied Atlanta and other cities along it with
gasoline. That single point of failure caused untold financial havoc.
Most of our energy infrastructure remains just that vulnerable. We
refine petroleum in a very small number of places. We don't have that
many pipelines, and an interruption of any one can disrupt service to
millions. A massive blackout can result from a single failure.
It's in the nature of fossil fuels that things are this way. As Mark
Twain said, "Put all your eggs in one basket and watch that basket."
The Internet doesn't work that way.
If this file is blocked from reaching you through one pathway, it will
automatically route through another. Redundancy is built into the
Internet's architecture. There is no single point of failure. This
makes it robust.
Dictators can take down the Internet in places where connectivity is
limited, for some time, but America's Internet has no single "kill
switch" – an order would have to go out to take out many, many
systems before service would be disrupted. The same is true on a local
Renewable energy can, and in time will, make our energy system more
like the Internet than the present system. It's a point we need to
emphasize again-and-again in the energy debates that will follow
Libya's revolution.
We don't have to build solar systems the way we do fossil fuel
systems, with huge plants hundreds of miles away from cities,
connected by single power lines to their markets. We can have smaller
plants in many places. We can produce solar energy on our homes and
businesses. Even geothermal and biomass plants can be dispersed.
When we talk about having a smart grid, this is also what we mean. By
adding intelligence to our power systems we can draw electricity from
more places, and route it to customers in multiple ways. There should
be, and will be, no single point of failure in a renewable energy
system, no easy way to cause a massive blackout.
We can't create this new distribution system if we base it on burning
stuff. There are fewer-and-fewer big sources of stuff we can burn. We
will inevitably become increasingly dependent on that dwindling number
of sources. Even if we can get by a while by destroying our water
tables for natural gas and squeezing oil from North Dakota shale.
We can only create stability by harvesting the energy all around us.
The Sun doesn't just shine on North Dakota. It shines on everyone. The
wind doesn't just blow in Libya. It blows everywhere. Algae doesn't
just grow in Louisiana. The only renewable power source that's
unevenly distributed is geothermal energy – it's closer to the surface
in the American West than the American East.
But we don't have to tap it all to create a stable energy future. And
there's no threat that we're going to run out.
The technology exists to make all this happen, if we continue
investing in it. If we care about our national security, and our
energy security, that's what we will do.
If we don't care, of course, just listen to the Koch Brothers, listen
to Exxon, and listen to the dictators who control the oil we now so
desperately need to keep our economy going. Listen to them and their
paid minions tell you that a renewable future is impossible, or that
it will cost too much, that the obvious scarcity of fossil fuel energy
isn't what it appears to be, and that global warming is a crock.
This is America's choice in 2011, and it's up to the renewable energy
industry to help us make the right one. In part, by using this highly
redundant technology called the Internet.
1 of 2
March 9, 2011
Excellent post. Those involved in Renewable Energy as well as Policy
makers and others should have a look at it.
Dr.A.Jagadeesh Nellore(AP),India
Wind Energy Expert
2 of 2
March 9, 2011
Great analogy and good post. The reliability of the Internet was the
direct result of the government requiring redundancy and resiliency.
With so many energy providers in a market based economy that does not
just happen. Someone has to develop the policy, provide the guidance
through standards and market must support the investment. The good
thing about what you suggest is that it is not solely dependent on
national infrastructure. It can happen anywhere. Any small, medium or
large community, energy coop, or independent can decide to participate
and invest in not only building alternative energy systems, but in the
redundancy and resiliency that ensures reliability.
The second interesting point in your analogy is the grid itself. Even
though you only implied it, the intersection and overlapping of
broadband and energy technology and services means much more than just
a grid. This is both a great opportunity and a big sticking point for
a lot of providers. Loss of control and security are often used as the
excuse why not develop the grid and use the Internet. But like the
Internet, the developers stepped up and showed us that it is not
something to be feared, but instead embraced. The industry will
develop the solutions necessary to ensure the systems safety and
I for one believe that it is time and will be working to create the
opportunities that make these changes possible, scalable and
Mark Ansboury
Digital Economic Development -
The Intersection of Technology and Transformative Use
e-mail: email@example.com
Dana Blankenhorn
About: Dana Blankenhorn has covered business and technology since
1978. He covered the Houston oil boom of the 1970s, began making his
living online in 1985,
© Copyright 1999-2011 RenewableEnergyWorld.com - All rights reserved.
RenewableEnergyWorld.com - World's #1 Renewable Energy Network for
News & Information


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Jessica Alba wants to keep you (and your babies) safe from toxins
By Hannah Brooks Olsen for Blisstree.com
In the era of pink slime and unregulated BPA in everything, it's not super-easy to avoid chemicals and toxins in the stuff that we buy in stores–especially when it comes to baby products.
And while most of us just try to do the best we can to be eco-friendly by compulsively reading labels, some people (read: celebrities) have the means to do something about it…like Jessica Alba, who recently started The Honest Company, a non-toxic, natural line of diapers, baby gear, and cleaning supplies.
Still relatively new, the company is using the combined star-power of both Alba and co-founder Christopher Gavigan, who is an author, parent, and eco-friendly guy himself, and who happens to be married to actor Jessica Capshaw, of Grey's Anatomy fame. But it's more than just a sham company being repped by a few famous people–it's a reaction to the fact that consumers feel like they can't trust what's on the shelves (because, often, they can't). But why would a busy working actor and parent take on something as arduous as starting a company? Because, Alba says, it was just that important.
"We had to make it easier for parents to buy safe products for their families," Alba says on their site.
I was interested in the idea of the company–a lot of people (myself included) complain about poor labeling and unsafe products, but rarely do anything like, say, start a business–and why non-toxic, "clean" products are so important (and in demand), so I reached out to The Honest Company for some more information. Co-founder Gavigan was kind enough to answer some of my questions about the company, and about why going eco-friendly is so important, particularly for parents.
More reading from Blisstree.com:
Non-toxic nail polish: 9 affordable, eco-friendly brands
Cheap costume jewelry full of toxins like lead, cadmium
Loading More Posts...


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See how to insert a file in .pdf format into your word document as an object. You can resize the object, but you can't edit it after you insert it. You'll need to have Adobe Acrobat or Abode Reader installed to see or read the .pdf files.
Now let's go through the process of inserting PDF files into Writer 2013 for the PC. Overall, the process is pretty much the same when you inserting other files. So, I really only need to explain it once. To get started, click on the Insert tab on the interface.
At the far right, you will see the Object button. You'll only be using this option if you are inserting a one page PDF file. For images, it's slightly different and I'll explain below. When you click on Object, you'll get a dialog box and here you will want to click on the Create from File option.
That's about it. If you have to insert multiple images (after converting your PDF pages into images), then you click on Insert again, but this time choose Picture. Make sure you name the images in an order that matches the order you want them to appear in the word document.


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Who has a better grasp of what it means to be an authentic Christian...
Jefferson Bethke
Bob Thiel, self-appointed church leader, apostle, prophet, and any other name you can dream up. The one who was soundly rejected by Rod Meredith
and all other COG leaders.
James Malm, the self-appointed bastardizer of the law who places the law above grace, justive, mercy and Jesus himself.
Vic Kubik, Clyde Kilough, Jim Franks, who connived and conspired while on WCG payroll to start a new church guaranteeing themselves and their cronies
a perpetual income stream.
Gerald Flurry, THAT Prophet, money hungry HWA idolater who destroys families and marriages and needs his own personal jet
just because HWA had one.
Dave Pack, who destroys families and who claims all income belongs to him as a representative of God. It is needed by him so he can make Wadsworth into a cool place for Jesus to walk around in when he returns for the 2 or 3rd time.
Gerald Weston, the legalist who places emphasis on the law over
grace, mercy and justice.
And most every other COG leader out there you can name...
Though to be fair, there are a slim FEW COG men out there who actually get it


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Unity 3D žaidimai > Vienybė 3D Sugebėjimas > Perėjų
Crosswalk is an unity 3d addictive game where your mission is to be a traffic controller. The traffic in the big cities is very congested, so it must be controlled by someone. Šiame žaidime, it's your duty to keep the traffic safe for everyone, for cars and for pedestrians. Per žaidimą, you will earn stars and with stars you can buy upgrades for the pedestrians. Play Crosswalk and have tons of fun.
To play Crosswalk, you will use left click to control the pedestrians and the cars.


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We're hoping to Adopt a beautiful baby February 2019. We can use all the help we can get raising funds.
Spread the word and help raise more funds for this cause!
My husband i spent months saving up for IVF when my health took a turn. my medical bills started adding up quickly and took a good chunk out of our savings. As we can no longer do IVF we have a great oppurtunty to Adopt a baby thats Due February 2019 that is in need of a loving home. We are praying we can raise the funds for 2 attorneys, one in our state and one in the state the baby will be born in, court fees, adoption fees, travel fees when baby is born and finish getting baby items we will still need.


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312 Victoria Street
Green Bay WI 54302
(920) 468-7848
Here at St Philip we have a wonderful group of people who take care of our Church environment. This includes the every day maintaining of our candles, plants and flowers... but also includes the changing over of our Liturgical Seasons all through the year (Advent/Christmas, Lent/Easter, and Ordinary Time). If you know and appreciate the importance of a beautiful environment and would like to be involved in helping to keep our Church looking its very best... just call the Parish Office at 468-7848 and we'll connect you with the right people. Thanks!


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May 4, 2016
NM DOH: Keeping on the move saves you from pain later – Las Cruces Sun News
The New Mexico Department of Health reports arthritis affects an estimated 26 percent of New Mexico residents. May is National Arthritis Awareness Month. It affects the young and old, with age being the leading factor in diagnosis. It's a problem sure to affect more New Mexicans because our aging population is growing rapidly. By the year 2030, New Mexico will rank third in the nation in percentage of population ages 60 and older; currently it ranks 10th according the New Mexico Department of Aging and Long-Term Services. -- 5/4/2016
New Mexico senator defends wilderness designation – Las Cruces Sun News
Democratic U.S. Sen. Martin Heinrich on Thursday defended a proposal to create two federal wilderness areas in northern New Mexico in response to criticism that the legislation could limit state revenues from timber and mining operations.
New Mexico Land Commissioner Aubrey Dunn has strongly objected to wilderness designations at the Rio Grande del Norte Monument that encompass 1,280 acres of state trust land that might otherwise generate state revenues from timber sales and the mining of pumice and molybdenum. Trust lands span 9 million acres in New Mexico and generate funding mainly through oil and natural gas production for public schools, universities and hospitals. -- 5/4/2016


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First impressions count
Make sure you wow customers, clients and employees with fresh flowers for your business. Whether it's seasonal British-grown stems for café and deli tables, a bouquet of freshly foraged botanicals for a spa or boutique, or a luxurious custom-designed statement piece for your hotel or office, Wild Rosamund will create a unique look just for you.
We provide regular weekly displays, occasional flowers to impress, or one-off floral décor for special events. Give us your brief and we'll create something special and deliver it too. We know how important budget is, so we'll always work respectfully within yours. Get in touch and we'll be happy to visit your site to advise on what would suit it best.


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Help, I Really Like Camping, But I Can't Sleep!
Love the idea of sleeping in the backcountry, but can't seem to do that whole "sleep" thing? I'm with you on that. Luckily, I've been aggressively trouble shooting this issue, and am finally (FINALLY) not feeling like a train wreck after a night under the stars.


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La Molina plans a special opening of Bike Park and the Center of Activities on the occasion of La Mercè Holidays and the celebration of IX Salomon UltraPirineu.
From Friday 22 to Monday 25 th September, according La Mercè's festivity, La Molina will open its doors, offering in a normal way all its activities (adventure park on the trees, tubbing, boats, ponies, quads ...) and access to the Bike Park.
La Molina is presented as a leisure alternative for La Mercè festivity, during which a large number of people opt for doing activities outside the Barcelona's core.
UltraPirineu 2017: Schedule of Offices and special prices of Alp 2500 Telecabin
For the next Friday 22 and Saturday 23 of September, and with the occasion of the celebration of the tracksrunning of Nit Pirineu (Friday) and the Ultra Pirineu races (Saturday), La Molina modifies its opening hours as well as the hours of the cable car as follows:
Friday 22
Office hours: Open from 10 a.m. to 9:00 p.m.
Cable car Hours: Open from 10 am to 6 pm and from 7 pm to 10 pm
Prices for Cable car tickets: Normal in ordinary opening, for special opening for "UltraPirineu" (19 at 23hrs) the single rate of € 5.50 per return ticket
Saturday 23
Office hours: Open from 7 a.m. to 6 p.m.
Cable car Hours: Open from 7 to 18hrs
Prices for cable car tickets: normal in ordinary opening, for the special opening of "UltraPirineu" (7 a 10hrs) single rate of € 5.50 per return ticket


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Graduate in 2006 in sculpture from La Maison des Métiers d'art de Quebec, Claire-Alexie Turcot already participate at severals exhibitions and fairs in Quebec province, Toronto and Europe.
Her passion for wood sculpture brings her to develop a preference for working with chainsaws.
The use of this tool (and her love to work in public) allows her to participate in a variety of live international monumental sculpture events.
Studies and training
2006-2003 ArtCraftTechniques
Option in sculpture
Techniques de Métiers d'Art de Québec (Cégep Limoilou)
2015 Erto e Casso symposium, Italy
2014 Wood'N Art, Livigno, Italy
*First place of the jury
2013 Ex Tempore, Belluno, Italy
* First place of the jury * First place of the children's
2013/09 International festival of wood sculpture Camille Claudel , La Bresse, France
2012 International wood symposium El legno riprendre la vita, Coredo, Italy
2012-11 International wood symposium Luci ed Ombre del legno, Castello Tesion, Italy
2010 International festival of wood sculptures Montagn'art Thyon, Switzerland
2008-06 International Symposium of Wood Carving, Saint-Jean-Port-joli, Québec
Work experiences in Art Craft Techniques
2015-06 Original sculptures Private sales
2015-08 Modeling and direct carving demonstrations, Different events
Maison de Métiers d'Art de Québec Ice hotel, Quebec, Les nuits polaires...
2011-07 Sculpture Teacher, special events, Maison des Métiers d'art de Québec
2009 Monumentale sculpture in 200 years old tree, Cognac, France (with Marie-Claude Drolet)
Exhibition activities
2015 Duo exhibition, ''Entailles'', Vincent et moi gallery, Quebec
2015-2012 ArtGallery,NiVuNiCornu, Quebec
2011 Solo exhibition, Fibre sensible, Canadian institut, Quebec
2010 Group exhibition, Mon arbre, mon voisin, mon ami. Quebec Librairy
2008-07 One of a kind show and sales, Direct Energy Center, Toront0


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Yagnounou Isidore Sinkondo
For 6 years working in the field of sexual and reproductive health and family planning in Burkina.
In 2013, pre International Conference Family Planning, we developed a youth action plan to conduct advocacy on sexual health rights, youth involvement in various development programs.
I was chosen as coordinator country of the International Youth Alliance for family Planning mandate during which I worked to set up a platform for young leaders of associations to conduct advocacy activities for youth, access services of sexual and reproductive health and contraceptive benefits, extension of their rights
Currently I drive a plea with 23 organizations of the civil society for 2 Burkina companies take into account the FP services in the health budget of employees within their company
This is my contribution to improving the health of well being of a family or a couple of young, also help adolescents and young people to live a happy sexuality avoiding unwanted pregnancies, sexually transmitted diseases, paternity or early motherhood, these were the elements that led me to be passionate about family planning.
I want to preach the benefits of PF youth because the PF is:
Prevent health risks associated with pregnancy in women
Reduce child mortality
Help prevent HIV / AIDS
That is the plea that we conducted with the Burkina government, to increase the budget to buy contraceptives to 300 million (2009-2010) to 500 million.
The Technical Group of Sexual Health in Burkina including myself, we carried out advocacy with the various authorities for this to be increased to the London conference by the first lady of Burkina.
Endogenous resource mobilization (state budget, community, private sector) for family planning
resource mobilization plan to support the new recovery plan for family planning
Private sector involvement
Organizations capitalize actions of civil society
For what must be done:
Develop a resource mobilization plan including endogenous resources
Strengthen information systems to highlight the contributions of civil society organizations
Work so that access to services of the SR and products to youth in my country to be free
Conducting advocacy for education on sexuality be integrated into the curricula of post-primary education in my country
Work to integrate a budget line for family planning in the action plans for profit private companies and in the action plans of municipalities.


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I thought it would be nice to update the blog before January ends, so here I am! I'm alive! haha First, I want to say a quick hello to some new readers. I've seen new people around here and that's nice to know people do actually read my blog! And I like meeting new people especially from the blog community, so it will be kind of rude if I don't say "hi" and thank you for passing by.
So what I've been up to? Nothing much, really. I started university last week so I've been packing my stuff, moving into my dorm-room, cleaning and making myself ready for the new semester. The classes are very interesting and for a little challenge I'm taking Japanese...yeah. I really hope I don't fail! Now changing the subject to books, already finished my first book of the year (a few weeks ago really) "The Fault in Our Stars" and it was soo good! I really do recommended (if you haven't read it already), I read it like in two days. Now I'm starting with "The Hobbit". I've always been a fan of Lord of the Rings movies but so silly of me for never reading the books. So that's what I plan to do this year and I'm starting with this one.
Yes, I know I'm still burning Winter theme candles because I'm not feeling the spring season...yet!
Have a lovely day!


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So you intend to acquire a garage door as well as being a professional your very first time out. Below are a couple of pointers to help the procedure of locating the ideal door for your residence. Without any hesitation "1st Choice Garage Doors Aurora" is the best provider.
Some individuals damage the procedure of searching for a garage door right into really easy regards to looking for something to fill up a big opening before their house that looks great as well as is inexpensive. That's an excellent beginning. Price, look as well as performance becomes part of the procedure, however, safety and security, guarantee, flexibility as well as worth must additionally belong to the mix.
Below are some basic standards:
There are a wide variety of alternatives available. You do not need to get a white garage door with a lot of squares anymore. Actually, some makers could provide you a door without any squares in any way. The pattern, as well as layout alternatives, are a wide range of the majority of sign makers.
A lot of producers have 2 or 3 shades, however, some use the adaptability of lots of manufacturing facility baked-on shades. Just what will look finest with your house and also highlight the attributes you assume are very important? Those are the essential concerns to ask.
Product as well as Layout
Steel garage doors have been available in printed, ribbed and also flush styles. Garage doors can be found in steel, copper, glass and also lightweight aluminum, so there are several alternatives to think about. You have much more alternatives compared to simply the one door you might be checking out in the display room. Some suppliers concentrate on personalizing your door within a really brief time, so prepare for a tailored door with the ideal product and also apparently is one more choice to think about.
The worth of the steel in your garage door is additionally a significant problem. Hi-tensile steel is best in at the very least 25-gauge for security from nicking. Make certain that you ask about the scale of steel made use of and also whether the paint is baked on, or merely splashed. This will certainly provide an extremely clear image quickly concerning the top quality that entered into your possible acquisition.
Optional Windows
Any kind of garage door could be acquired with optional home windows. A myriad of patterns and also layouts are currently offered that admit all-natural light to spruce up the garage. Evaluate security concerns in your option as well as whether the home windows are constructed from acrylic or glass.
Insulation worth
Some makers promote the insulation worth of garage doors. Most individuals doubt this problem, given that the garage in many houses is neither warmed neither cooled down. If insulation is an issue to you, light-weight polystyrene foam insulation could be contributed to the majority of doors. Shielded doors will certainly aid to minimize the quantity of outdoors temperature levels that enters your garage, hence maintaining it extra comfy for you. A shielded door is usually quieter as well as has an extra appealing inside compared to an un-insulated door.
The springtime is possibly one of the most underestimated components of a garage door at first yet makes its worth understood really promptly. Affordable doors have the tendency to utilize expansion springtimes. See to it an interior security control cable television is consisted of in the situation of damage.
Springs have the tendency to be the initial component of the garage door to require service or substitute. Numerous springtimes are examined to run in between 5,000 to 10,000 cycles while some suppliers make a springtime that will certainly last approximately 30,000 cycles or even more. That's a broad distinction in long life and also worth when you include it up. Many house owners utilize their garage doors as much as 3,000 times per-year so a 10,000-cycle springtime can damage within 3-4 years. Substitute generally sets you back $150 – $250. Examine the supplier's guarantee on the springtime. Never ever get a door with just a 1-year service warranty on the springtime.
This is one more specifying distinction in high quality as well as worth. Is the producer offering you equipment that will last for 5 years or Three-Decade? The finish on the equipment will certainly be just one of the very first ideas and also makes the distinction in corrosion, so usual in damp locations. Look for at the very least a G-60 zinc covering on the equipment.
Wind Resistance
If you stay in a high-wind area, you'll be sorry for stinting your garage door. The garage door sector established requirements on wind tons that a door needs to have the ability to endure. Make certain the door you're checking out fulfills regional building regulations. Standard garage doors normally could take care of a wind tons up to 35 miles per hour, while others construct one that is common at 70 miles per hour. Added struts could raise the wind resistance on any kind of door.
Service warranty
What does it cost? of a guarantee can you obtain? This is where producers have the tendency to weaken quickly. Lots of deal 1-year service warranties as well as minimal usage guarantees, however, there goes to the very least one firm that supplies a lifetime guarantee on its item. That agrees to back up their item? When you're spending money in a garage door this must be a large factor to consider.
While you might conserve $100-$ 200 in purchasing a more affordable door, you will, in fact, be paying extra in the long-run when thought about in regards to just how much you invest in your door over any kind of provided duration. In most cases, you obtain a much higher worth, by investing the added $100 to $200 in advance. As a whole, seek a garage door guarantee that covers moving components for at the very least 15-20 years, which covers torsion springtimes for at the very least 5-10 years or even more.
Safety and security
This is an additional specifying distinction amongst garage door makers. The market has the tendency to be gently controlled therefore the variety of safety and security alternatives amongst producers is rather wide. Yearly the Customer Item Security Payment approximates there are hundreds of injury related to garage door usage. In 2001, as an example, there were an approximated 17,000 occurrences pertaining to the garage door, numerous including kids.
One of the most typical locations of difficulty is in between area joints. A finger captured in an area joint could conveniently be damaged or cut. Numerous suppliers have actually upgraded their garage doors to shield the fingers, by obstructing gain access to as well as reducing the dimension of the void in the joint. For some this is discovered just on the greater valued design, but also for a minimum of one, it is global on every one of its garage doors.
Track equipment, as well as the cord utilized to relocate the door backward and forwards, are likewise vital. Much of the track systems, usual today, have open openings or entrapment factors where a youngster could stick their finger through as well as could conveniently cause a major injury in a senseless minute of play. Require time to think about the security aspects of your household, particularly if you have more youthful youngsters, prior to you're complete your garage door acquisition.
Garage Door Opener
Openers are normally readily available with a belt or a chain drive as well as a 1/2 or 1/3 horsepower drive. Power is typically just a consider selecting an opener when a big door is entailed. Safety and security requirements started in 1993 need that a door reverses its instructions when something goes across the course of photoelectric eyes in a position that goes across the door opening– a vital security attribute. However brand-new criteria apart, lots of openers are still loud as well as lug restricted service warranties. The sound could be an aspect if there is a room or area over the garage.


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Housing Information
CAMPUS HOUSING: For information on campus housing contact the IUPUI Campus Housing Department.
OFF-CAMPUS HOUSING: Current dental students were surveyed providing information about where they live. You can also try the Collegiate Housing Services (CHS) for additional assistance.
You can find additional housing information here if you are looking for properties for rent/sale:
- Indianapolis Apartment Renter's Guidebook - Greater Indianapolis
- Remax Real Estate
- Century 21 Real Estate
ROOMMATE LIST: At the beginning of each academic year, IU School of Dentistry keeps a running list of students searching for roommates. The Roommate List is comprised of student's names and phone numbers or e-mail addresses. If you choose to submit your information, your name and phone/e-mail will be added to the bottom of the roommate list and you will be mailed a copy of the list. It will be up to you to contact the other students to find an acceptable match. You will have to re-contact the Office of Admissions and Student Affairs to receive an updated list. This list is limited to students of IU School of Dentistry students. To place your name on the list, contact the Office of Admissions and Student Affairs at firstname.lastname@example.com or 317-274-8173 with the following information:
- Name
- Contact information so that other students may contact you
- E-mail address


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For many family businesses, figuring out how not to take the work home with them is the biggest challenge.
But for the seven members of the Rocheleau family that work full-time at Rocheleau Tool & Die in Fitchburg, the bigger problem is not bringing home to work.
"That's a harder balance," said Lisa Rocheleau, the company's treasurer, who is a third-generation member of the Rocheleau family. She works alongside all three of her siblings, several cousins and lots of nieces and nephews, depending on whether school is in session. In fact, her younger brother Steven is currently the company's president and so even though Lisa may be calling the shots at family birthday parties and barbeques, her brother is the undisputed head of the pack in the workplace. "I might not agree, but his say is the final say."
But by all accounts, Steven's gentle leaderships skills - which Lisa is the first to tell you are quite a natural part of his personality and have been since childhood - make melding the family dynamic and the organizational goals easy.
"You need to remember that you are family, but you can't take advantage of the fact that you're family," Steven said. "It's important to still act professional, and you can't take liberties when it comes to that."
Younger sister Kathy, who is vice president of international sales, agrees.
"Sometimes in a meeting you open your mouth to say something, but you have to think twice - you have to really remember where you are," she said.
Walking through the door, both family members and the other two dozen employees are reminded of the lineage that has brought them to Rocheleau Tool & Die that day. The serious face of Leopold A. Rocheleau, known to all simply as "LA," represented by a pencil drawing, watches over those reporting to work. Beneath his framed likeness sits a large oak desk that belonged to LA and served as his work station as he founded his own company, widowed with seven children to raise, in the early 1930s.
In the years leading up to his passing, LA's daughter Irene and four of his sons - including Lisa's father Roland - became involved in the business. Both Irene and Roland, who have since retired after 50 years in the family business, still stop by from time to time and see what's new.
"We've grown the company quite a bit in the last 10 years," said Lisa, adding that under Steven's leadership, they not only tripled the company's sales but also significantly added to its international presence. "Toward the end of their careers, my dad and uncles were in their late 50s and 60s and they weren't interested in taking risks - they were comfortable where they were at."
But the shift toward the third generation brought with it a whole new philosophy for the company. Along with the desire to take less for themselves and put more back into the company, the new tier of leaders had the drive and the willingness to put in the hours necessary to get through the growing pains.
"We all do the things that are best for the company, not for each of us individually," said Kathy. "We do whatever needs to get done to make the big picture work."
One of the changes that is most pleasing to current Rocheleau staffers is one that was made by Roland prior to his retirement.
Previously, ownership was more based on family name and everyone was eligible for a piece of the pie. But as the family grew and the company expanded, Roland was steadfast in his belief that in order to have any ownership in the company, you must work there.
And it makes sense - there's quite a bit at stake. The fourth generation is only a few steps behind and while the dozens of cousins may or may not intend to enter into the family business, the plan is most certainly for it to be an option.
"We want there to be something here for them when they're grown," said Lisa.
And while some of the current Rocheleaus, like Lisa and Kathy, sort of stumbled into their positions (which they did, indeed, have to interview for - as will every future Rochelau), some built their life around the fate that awaited them.
"I don't think there was ever a time when I didn't plan on doing exactly this," Steven said. "When things are good, there is nothing better than working side by side with people you love so much."
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We were looking for home of our own which we can afford. The first thing was brand name of Tata. Trust and reliability were the factors. Once you are associated with brand like Tata, you can keep all your concerns to rest as everything is transparent and clear. We were touched with the experience. The location is also one of the factor for purchasing here.
It was a great experience for me. Actually I had visited the site very casually and with not the intention of buying flat during that trip but the way your team cooperated with me, I got motivated in owning a flat at New Haven project. I am impressed with your team who had interacted with me during my visit to your site.


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The Deluxe edition of Polygoneer includes the base game plus it's amazing soundtrack that can be listen on the Steam Client or any other player.
Polygoneer is an arcade reflex based game. You should defend yourself from polygonal enemies that come from all sides, hitting them with the right color shot, one miss and its the end.


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Higher vitamin D levels in a person's blood have been found to be associated with a lower incidence of multiple sclerosis symptoms and a slower progression of the disease, according to a new study recently reported at an annual international conference in Copenhagen. The study is only the latest to show what appear to be protective benefits by vitamin D against the onset of subsequent MS symptoms in patients clinically diagnosed with this disease.
Vitamin D is an important compound that's required for many bodily processes; one of its primary functions is to help regulate intestinal absorption of the minerals calcium and phosphorus (phosphate), which are used by all of the body's cells for basic cellular regulation, and which give bones and teeth their strength and structure.
Vitamin D is a key component in immune system response, and in the transmission of electrical messages between the brain and all the body's parts.
It now appears that vitamin D also protects against neurodegenerative and neuroimmune disease, as in the case of MS. Researchers have in fact concluded that the benefits of vitamin D supplementation are equivalent to those of prescription immunosuppressants, without the severe side effects that these can sometimes cause. Experts on MS are now recommending to patients that they get adequate levels of vitamin D, both to control the illness and to help prevent complications such as falls and fractures.
A person who is diagnosed with MS should ask their health care provider for a vitamin D reading, which can be obtained through a blood test. The test to ask for is the 25-hydroxy vitamin D test, which is the most accurate measurement of vitamin D content in your system. Often, this initial reading will be low, in which case vitamin D supplementation may be in order, in consultation with your doctor.
Though there are some foods that have vitamin D or are enriched with the vitamin, these dietary sources may not be sufficient to supplement levels in a person who is D-deficient. Supplementation should be with vitamin D3, or cholecalciferol; that's the most active form of vitamin D and is the kind made by the skin naturally when exposed to sunlight.
The Sun: A Natural Source of Vitamin D
Vitamin D is called the sunshine vitamin because the skin synthesizes it when it's exposed to sunlight — specifically, when it's exposed to UVB rays.
The Sun emits three types of ultraviolet (UV) rays: UVA, UVB and UVC. UVC wavelengths, the shortest, are absorbed largely by the ozone layer and don't reach Earth's surface in most places. UVA and UVB are the ones we all hear about, and from which we need to protect ourselves, since they do penetrate the atmosphere. Excessive exposure to either UVA or UVB rays, or both, has been linked to bad outcomes, including premature skin aging, eye disease such as cataracts, and different skin cancers (some of which are deadly).
Excessive exposure to UVA or UVB rays has also been found to suppress immune system function and weaken the body's ability to fight off illnesses.
The Sun's rays are powerful, and a person only needs a little bit of Sun, to synthesize more than enough vitamin D for the day. Health experts believe that as little as 15 minutes of Sun exposure a day — using no sunscreen and exposing plenty of skin — is sufficient to make enough vitamin D. You could also get a little more Sun — say, 30 minutes — every other day.
Researchers believe that a person's Sun exposure should equal half of what it would take for that person's skin to start turning pink. In other words, if you normally start to burn after 20 minutes of Sun, you should be in the Sun without protection for only 10 minutes. (Sunburn causes cumulative damage to the skin and is associated with skin cancer; therefore, it should be avoided.)
How much vitamin D your skin makes will depend on your location, the season, time of day, your skin's natural color and your age.
People closer to the equator (such as those living in Florida) get more UVB radiation than those living farther from the equator. The farther north or south you go from the equator, the less UVB radiation you'll get. Also, UVB rays are more abundant in the summer and spring; in most places throughout the world, people may need D supplementation to have optimal D levels in the wintertime, because of decreased solar radiation reaching Earth.
In the United States, the majority of UVB radiation hits us between 10 a.m. and 4 p.m., from April to October.
Melanin, the pigment that causes a person's skin to be naturally dark, acts as a natural sunscreen. Therefore, fair-skinned people will only need minutes' exposure to sunlight, whereas a dark-skinned person will require much longer exposure (up to 10 times as long) to synthesize the same amount of vitamin D.
Older folks will also synthesize less vitamin D from the Sun, as they have lower concentrations in their skin of a vitamin D precursor (7-DHC).
Other factors that will influence how much UVB your skin absorbs:
- Clouds: a cloudy day will cause less UVB to reach your skin (though longer UVA wavelengths can still get through and you can still burn)
- Being behind glass: glass blocks all UVB rays; thus, you cannot make vitamin D if you're in the Sun, but behind glass
- Air pollution: pollution particles absorb UVB rays or reflect them back into space; therefore, if you live in a city with a lot of pollution, your skin will make less vitamin D (as a partial solution to this, try getting your sunshine during hours that don't coincide with rush-hour traffic and on weekends)
- Sunscreen blocks nearly all UVB absorption; sunscreen with an SPF (Sun protection factor) of 8 reduces vitamin D production in the skin by more than 95 percent
That said, if you know you'll be in the Sun much longer than 15 or 30 minutes, do apply a natural sunscreen to prevent skin damage, or don protective clothing like a wide-brimmed hat, UV-blocking sunglasses, and a long-sleeved shirt after a short unprotected exposure. Tightly-woven, loose-fitting clothes provide the best protection.
Exercise and MS:
As a final note, back in the 1970s, doctors used to tell MS patients to avoid exercise, as it was believed to be bad for the illness. But now, regular exercise is believed to improve fitness and function in people with mild MS, and maintain function in people with moderate to severe disability. Both aerobic exercise and resistance training are now thought to improve muscle function and strength, tolerance to exercise, and mobility in people with severe disability. That's in addition to the well-known benefits of exercise to mood and overall health.
By Jamell Andrews
COPENHAGEN — Higher levels of 25-hydroxyvitamin D correlate with less multiple sclerosis disease activity and progression, researchers reported here.
Every 50 nmol/L increment in average serum 25-hydroxyvitamin D levels observed at baseline translated into a 57% lower rate of new active multiple sclerosis-defining lesions (P=0.0009), reported Alberto Ascherio, MD, MPH, professor of medicine at Brigham & Women's Hospital and Harvard Medical School.
In his oral platform presentation at the annual meeting of the European Committee for Treatment and Research in Multiple Sclerosis, Ascherio
The 'normal' level of Vitamin D he was talking about in his study is what is needed to prevent rickets. It is not a very high level of Vitamin D. I think supplements rovements in the health status of our patients."


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Category Archives: Mortgage
Check Out Various Types Of Mortgages
Mortgage is something which is gives as a security or even as a guarantee of repayment of the money taken. Mortgage can be done of only immovable property; it cannot be done of movable property. Mortgage is type of loan … Continue reading
How to find eligibility for mortgage loan?
Various types of mortgage loans are out in the market from a number of financial companies. However, before applying for any one it is important for you to do proper research and know about the essential criterias that the companies … Continue reading
When is mortgaging the right thing to do
Choosing the right time for mortgaging is pretty difficult. It is all the more difficult when you are looking for the right time to refinance your home mortgage. The question is, how will you know which is the right time? … Continue reading
Securitization of Subprime Home Mortgages in United States
Securitization, more popularly known as structured finance is the technique of supporting pooling of direct income resources and then reselling them to the investors. The concept of securitization in United States is very widespread and can be used in many … Continue reading
Reverse Mortgages: Understanding the Pros and Cons
Reverse mortgage is a home loan available to senior citizens, to let them release the home equity in a property. Reverse mortgages come along with many pros and cons, to take a look at, before indulging in reverse mortgage options. … Continue reading
What to Look for when Choosing a Mortgage Lender?
The most important factor that one should consider before hiring services of a mortgage lender is his work history. Especially in troubled financial conditions like current times, one should restrict with lenders who have been in the market for long. … Continue reading
How to Find Cheap Mortgage Payment Protection Insurance
There is nothing as important as protecting your home during these tough financial times. Mortgage payment protection insurance allows you to retain your home in case your financial situation crumbles due to such things as involuntary unemployment and sickness. You … Continue reading
Mortgage protection insurance Vs Mortgage disability insurance
The best way to ensure protection to your family in a time of crisis or from illness that would cause death is through mortgage protection insurance. There is a slight difference between mortgage insurance and disability insurance but the notion … Continue reading
Subprime mortgage problem
This is an on going financial crisis, which was triggered by a dramatic mortgage delinquencies rise and fore closure in the United States, whose major adverse consequences were felt by banks and financial markets all over the world. The collapse … Continue reading


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A Psalm from Noturningback
A Psalm
LORD, my Lord, how could it be that you know the plans to prosper me, when I can't seem to find relief in this present time.
My heart aches in this time of trial; indeed I have known more prosperous times, times of joy, times of peace, yet, even now how I suffer. My God I know you are near; this time of sorrow must be for my benefit and instruction. May the wisdom I receive be as plentiful and as deep, as the waters of this earth.
Father, how I long for those days past by; yet I know no glory will be as sweet without the experience of sorrow. You are my God and I will serve you and no other; remember me oh LORD, remember this son who has not always been your pleasure, but your mercy is great. Praise be unto you LORD, you who know us all by name and seek our adoption as sons and daughters.
If I must indeed be instructed through these means, let it be thorough and complete, for I know it is for my life. When I am weary, be there to give me rest.
Praise your Holy name Oh God; I know you are my God who loves me.
Make no mistake, a relationship requires work and also compromise. If the yield is to be reaped in abundance, then what is expected must be sown fervently in anticipation. This can be applied in practically ALL relationships and is an essential part of faith.
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Parents must use their influence to discourage teen drinking and driving.
It�s a dangerous time of year for to be a teen. Prom season is winding down and young people are now gearing up for graduation season and the parties that go along with it. When high school students celebrate their fi rst steps into adulthood, some of them are inclined to throw alcohol into the mix. As a result, many a celebration has taken a tragic turn.
We urge parents and teenagers to take the dangers of drinking and driving very seriously.
Alcohol is a drug. But unlike many other commonly abused drugs, alcohol is legal and it�s easy to obtain. Sadly, many adults look the other way. They view underage drinking as a rite of passage � big mistake.
Here�s an eye-opening statistic for parents: According to data provided by a drug and alcohol abuse prevention group based in Florida, the average age alcohol was fi rst used in the United States was 17.5 in 1965. By 2008, the average age had dropped to 11.9.
Alcohol-related hospital emergency room visits involving patients under age 21 increase during prom and graduation season and over long holiday weekends, according to the federal Substance Abuse and Mental Health Services Administration.
And, according to the National Highway Traffi c Safety Administration, alcohol-related fatalities increase between the middle of April and the middle of June � the very time when many teenagers tend to do a lot of partying. Teens think they�re indestructible. Mix that attitude with alcohol and you�ve got a recipe for disaster. Inexperienced with alcohol, teens often consume more than they should.
Not only are kids endangering themselves by bingedrinking to the point of intoxication, they�re driving home and endangering the rest of us.
The leading cause of death among teenagers is car accidents and nearly 40 percent of teenage car accidents involved alcohol.
The NHTSA data also showed that in 2000, 58 percent of traffi c fatalities were alcohol-related during the prom and graduation period. This compares with 41 percent for the rest of the year. In addition, 36 percent of all alcohol-related traffi c fatalities were of young people between the ages of 15 and 20, well below the legal age to consume alcoholic beverages.
Obviously, more work needs to be done on the education and prevention front. Parents must educate themselves. We know local schools do their part with preprom safe-driving assemblies and events such as Project Graduation, which offer graduates a safe environment in which to celebrate.
And please, talk to your kids.
Experts say that open and regular conversation between parents and teenagers leads to a lesser likelihood of poor decisions involving alcohol use and drunken driving. And when parents discuss with their teens what is expected of them, children are more likely to meet their parents� expectations and are less likely to make dangerous decisions regarding alcohol.
And making good decisions will allow everyone to celebrate beyond


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Benefits Of Utilizing Swimming Pools In Hotels
Travelling to Thailand will be a far more rewarding experience if you choose a hotel with pool access in Bangkok. There are many hotels in the area that comes with a swimming pool that can be used by guests, free of charge. You will be able to enjoy the pool no matter the month of the year because Thailand has no winter season but it will be ideal during the hot, summer months. If you prefer indoor pools, there are also hotels that offer them aside from an outdoor pool. If you are not sure that you should book a hotel with pool access in Bangkok, read on about the many benefits of swimming that can compensate with the negative effects that travelling can bring.
- Swimming is considered as an aerobic exercise thus it is beneficial for your cardiovascular health. It will help regulate your blood pressure, lessen your heart rate as well as improve the way your lungs and heart is working. You will be a lot healthier if your body is boosted when it comes to transporting energy from the lungs all throughout the human body.
- Whenever you swim, it requires the movement of many of your muscle group. This is better than any other exercise done on land. Water provides a greater resistance when swimming than exercising on land with air as the only resistance. Your entire body benefits from a session of swimming.
- If you think your ligaments and tendons are tight, it is best to swim. It helps in pressure reduction and improves your joints' viscosity. It will result to a flexible body and will help you more resistance to accidents that could cause sprains and strains.
- Losing weight is not easy but did you know that you can burn more than 520 calories if you swim for an hour? This means that one full meal will be totally removed without you worrying it converting to body fat.
- If you book room in a hotel with pool access in Bangkok, swimming will give you a chance to perform a low impact workout which is ideal than a high impact one by utilizing the fitness center's treadmill.


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Family Home Health Care was started in 2007, serving families across Northern Virginia, District of Columbia and Maryland. We are proud to be a family owned company, focused on providing the best possible in-home services. We are here to help you or your loved one thrive while living at home. We put emphasis on improving our clients' quality of life, well being, and overall health. Your caregiver will ensure that you are treated with the utmost dignity, respect, and compassion.
Our approach to care and wellness is a holistic one. We understand that aging in place can become more difficult; therefore, members of our staff can provide you with an array of assistance to help you remain active at home.
Contact Us!
- 5653 Columbia Pike Suite 200, Falls Church, VA 22041
- [Toll Free] 800-830-4810
- [Office] (703) 933-2223
- [Fax] (703) 933-8887
- www.fhhealthcare.com


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Will Crowdfunding Survive a Market Meltdown?
By Nav Athwal, Founder & CEO at RealtyShares , CrowdFundBeat Sr. Guest Contributor.
Investors have been taken for a wild ride over the last two weeks as stocks have dipped and rallied following major shake-ups in the Chinese market. After massive sell-offs early on, Wall Street reported its biggest two-day gain since 2009 but it's not all good news. According to Societe Generale, this burst of volatility has all the earmarks of a bear market.
Crowdfunding, while still very new, is becoming a relative safe haven for those who want to insulate themselves against market risk. Here is why:
Investor yields outpace what banks are offering
In the previous economic downturn, the (very new) crowdfunding industry as a whole was able to capitalize on the impact of the recession. Peer-to-peer lenders like Lending Club and Prosper saw three to four times the number of loan originations during this period as traditional banks put the brakes on lending.
As yields on savings products plunged, investors turned their attention to crowdfunding platforms to fill the gap for funding created by the banks. Loans were generating returns of 6% or higher while banks were paying out 1% or less in interest. At the same time, stocks were on a steady downward spiral with the S&P 500 losing a third of its value in 2008 alone.
Hyper-targeted investing shields investors from the whims of the market
Crowdfunding is advantageous to investors because it offers more flexibility in terms of where they're putting their money. They can safeguard against certain types of financial instruments, loans or even geographic regions that will be hit hardest by economic downturns. In the case of real estate crowdfunding, platforms like RealtyShares will thrive if things turn south because investors are afforded great specificity in their investments. It's possible for individuals to zero in on specific localities that offer the greatest potential for beating the market.
For instance, as crude oil continues to shed value, real estate futures in Texas are very uncertain. If housing sales begin to slow down as a result, investors could face some serious financial fallout. Platforms like RealtyShares offer a level of specificity and diligence that you simply won't find with a REIT, allowing you to avoid certain regions and invest in others.
Borrowers are less likely to face obstacles on crowdfunding platforms
Borrowers also feel the punch as banks and other financial institutions begin to tighten their lending standards, creating a credit crunch. That creates a trickle-down effect which seeps into most every loan type. Peer-to-peer lenders and crowdfunding platforms offer a unique value proposition that mitigates some of this borrower risk.
While banks may be reluctant to lend during a downturn, borrowers may face fewer obstacles in securing the funding they need through crowdfunding or peer-to-peer lending platforms where investors may have fewer reservations. "The crowd" is comprised of thousands of individual investors, all of whom have different risk and investment preference profiles and unlike banks, does not take a one size fits all approach to financing. That could prove to be very important if the current market conditions continue down a bearish path.
In Summary
If the recent volatility is an indication of a larger market correction that's yet to come, crowdfunding platforms have the potential to emerge as a relatively safe bet for investors and borrowers. While it's impossible to predict the next twists and turns the market will take, the crowdfunding industry may be uniquely positioned to weather the storm.
Have an opinion? Email me at firstname.lastname@example.com. I'd love to hear your thoughts on crowdfunding and the economy.
Nav Athwal is co-founder and CEO of RealtyShares, a leading crowdfunding for real estate platform. Prior to founding
Email me at firstname.lastname@example.com.


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A Bag of Mixed Fortunes, Scarlene
A Bag of Mixed Fortunes, Scarlene
Feb 15 2016, 01:29 PM
Post #1
Group: Members
Posts: 2,274
Joined: 26-November 07
From: London
Member No.: 158
The Church of Lazar in Scarlene would like to thank the small group of mercenaries: Bai-Yan, Quin, a representative of House D'Treal, the mysterious individual who mostly kept his face covered, and even faithless Errin the wood elf, for rescuing Father Nathan and recovering their holy candlestick from the followers of The Shadow of the First Evil. Hopefully those Kallah who are so openly in league with Certizal will, in future, think twice before waylaying ordinary folk going about their business or trying to corrupt religious artefacts in caves at the bottom of the harbour.
Lord Shenzhu Tallfellow was surprised, having returned from Halgar, to find his tower on the coast near Scarlene in ruins. Having scryed, whilst he attaches no blame to the mercenaries who were doing their best to re-imprison the dangerous creatures that had been released. He is concerned that a young dragon, and several oni demons have now made their way to the Dark Forest. He could find no sign either of his apprentice Li-Kuge.
Will Power - firstname.lastname@example.com
|Lo-Fi Version
|Time is now: 22nd February 2019 - 11:54 PM


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Monday, November 10, 2014
Holiday House opens Nov. 14
The home, owned by Drs. Amy and Sidney Fletcher, will be decked out for the holidays by some of Charlotte's top interior and landscape designers, florists and home decor retailers. Pianists from Presbyterian Hospital's team of volunteer musicians will perform.
Proceeds from ticket sales and the event's gift shop will benefit the Mecklenburg Medical Alliance & Endowment, a nonprofit dedicated to improving the health of Mecklenburg County's residents.
A press release from the MMAE detailed highlights of the home's history: Prior to the Fletchers, owners of the home have included several Charlotte families as well as Old Dominion Beverage Company (1943) and Queens College (1962). The home was a Queens dormitory before becoming the President's home in 1967. The late Queens president Billy Wireman and his wife, Katie, lived in the home.
When I was a student at Queens, I remember attending several parties at the beautiful home when the Wiremans lived there, so I'm excited about getting a chance to go inside again.
Participating designers include B.home, Cammie Stutts, Cottage Chic, Dunlap Interiors, Flowers by Lingky, Flowers Plus, Frontgate, Kelilabee Flowers, Katie Emmons Design, Natalie Wilson, Party Blooms, Pottery Barn, Pottery Barn Kids, The Royal Gardens and Scott Sistaire Landscaping and Design.
Among the gift shop vendors are Angelika's Fine Swiss Bakery, Art Marble Wineglasses, The Buttercup, Cottage Chic, Discovered Traditions, the Gift Shop at Temple Beth El, Donna Murphy's Animal Menagerie, Eva Crawford Art, Flowers Plus, For Goodness Cakes, The Gifted Box, Kaitlyn Rae Fraser Pottery, Kathy Mansfield's Jewelry, Lisette Pottery, Multiple Blessings, Natalie Wilson Interiors, Pottery Barn Kids, The Purple Rooster and The Royal Gardens.
Tour hours are 10 a.m.-5 p.m. Nov. 14-15; noon-5 p.m. Nov. 16. Tickets are $20 and can be purchased at Blacklion locations, online at www.mmaeonline.com or at the door during tour hours.
Follow Olivia on Twitter @oliviafortson
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Shooting concerts has become a passion
Posts Tagged: Cat Power
despite the sleep deprivation and the tiredness
it was as if she could not sing her own compositions before wrapping them with others' famous songs
Thom Yorke will perform twice at the Orpheum
Cat Power is at the Theatre At Ace Hotel on Wednesday
This song resonates with a powerful calm
a Cat Power's song is always deeply personal, painful and soothing at the same time
Dwight Yoakam is at the Greek Theatre on Thursday
'They were all wanderers, and I am lucky to be among them'
I will have to get there very early I guess.
Fall Out Boy at Amoeba and Cat Power at Zebulon? Good luck to get into these two gigs!
'who was your saddest celebrity encounter?'
The show will take place on October 12th, at the Orpheum theater, downtown Los Angeles, and the tickets will be on sale this Friday, October 2nd at 10 am PT via Ticketmaster. Ticket prices will range between $55.00 – $99.00 plus additional fees, but I am ready to bet that these tickets will disappear fast
Paul didn't play the nostalgia vibe too much, of course there were plenty of old songs, but some new ones too, and his dynamism on stage and simplicity while talking to the huge crowd was so comforting. From my seat, he looked like a tiny ant at the bottom of the Grand Canyon, but he ignited the sea of people, and the sing-alongs were heart warming
'I'm tired of men who aren't professional or even accomplished musicians continually offering to 'help me out' (without being asked), as if i did this by accident and i'm gonna flounder without them. or as if the fact that I'm a woman makes me incapable of using technology."
This was a promising night, the final concert of the Hollywood Bowl's season, a sold-out-18,000-people night, but a weird night too, with an eclectic line-up: Cat Power, Gogol Bordello and the Pixies! Who would ever think these three bands would fit one day on the same bill?
The upcoming Zach Braff's movie, 'Wish I Was Here', keeps releasing new songs off its soundtrack, and after a very Shins (but kind of uninspired) song, a Bon Iver tune – that I didn't even listen to, because I wasn't ready for more Bon Iver in my life – NPR is now streaming a new and unexpected collaboration between Cat Power and Coldplay.
I have met her and she is always herself, unpredictable and vulnerable. She talked to the Guardian and I supposed this is a summary of a long discussion? I wonder why this is presented as bullet points, what is this, a power point presentation?
The last time the True Groove All Stars performed was a more than memorable gig at the Blue Note last year, but this one promises to be even better. Not only does Marla Mase have an excellent new album just released but latest True Groove signee James Chance will be there. Shout for "I Don't Want Nobody To Give Me Nothing". On Tuesday at the Cutting room
But, tell me, which other performer sees his or her performance interrupted just after the third song by a torrent of flowers delivered by fans, and followed by an effusive demonstration of love with gifts, books arriving on stage as if it was Christmas three weeks in advance?


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Graduate Diploma Law (GDL)
The University of Law
We offer a choice of payment options for UK and EEA students:
- Single payment
- Two instalments
- Three... Read more
- Tutor is available to students
Location & dates
133 Great Hampton Street
West Midlands
Temple Circus House, Temple Way
14 Store Street, Fitzrovia
Central London
Christleton Hall, Pepper Street, Christleton
Want a career as a solicitor or barrister? Fast-track your legal career with our GDL law conversion course, your first step into law if you have already completed a non-law undergraduate degree.
Our structured course is taught by qualified lawyers with lectures* and practical workshops to develop your legal skills. Our reputation for teaching excellence is highlighted by our Gold ranking from the UK Government led Teaching Excellent Framework (TEF) for consistently delivering outstanding teaching, learning and outcomes for our students.
* For part-time and i-GDL students lectures will be made available as recordings.
Here are some of the reasons why we're best placed to help you prepare for your future career as a solicitor or barrister:
- Learn to think like a lawyer and develop practical legal skills through small group workshops and problem-based learning
- Explore an area of law that interests you via your own Research Project or our unique Law of Organisations module^
- With our structured study pattern, foundation module assessment and teaching is spread out to make your learning more manageable
- Flexible study - choose to study at one of our locations nationwide with the choice of full-time, part-time, day, evening and weekend courses and online (i-GDL).
- Access award-winning careers support to help you with your training contract and pupillage applications
Who is this course for?
This course is designed for non-law graduates wishing to pursue a career in law.
- A UK undergraduate degree in any discipline (minimum 2:2), or an equivalent qualification.
- Overseas graduates and mature non-graduates:
- Future barristers - please apply for a Certificate of Academic Standing from the Bar Standards Board (BSB)
- Future solicitors - please send your qualifications through to the Admissions team who can deem whether you are eligible for the course
- A sufficient command of English is required to successfully complete the course. Please note that students providing a degree from a UK university as proof of English must have studied the whole degree in the UK.
Career path
This course is the first step of training to become a fully-qualified solicitor/barrister.
- Future barristers need to successfully complete the Graduate Diploma in Law, the Bar Professional Training Course and undertake a pupillage.
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Updated: 12/27/04
The Bleat
Iron Chef
Spaceflight NowJapanese Engrish
Eric Conveys an Emotion
Free The Grapes
Tim Blair's Blog
"Islandia"by Austin Tappan Wright
"War and Peace"by Leo Tolstoy
move the fish
Monday, 27 December, 2004
Horrific news out of South Asia. A massive earthquake (upgraded to 9.0) hit just off the Western coast of Sumatra, Indonesia, causing a series of huge tsumanis to devastate the Indian Ocean coastlines. Thailand, Sri Lanka, and India were particularly hard hit, with a current estimate of 23,000 dead.
Twenty-three Thousand. That is an unreal number. And I don't think for a minute that it will stop there. Fifty thousand? Could very well be. Or higher. The stories of survivors make it all the more amazing that anyone was able to live through it. Command Post has a round-up of stories - here are some excerpts:
Earthquake Updates: First Person Accounts
"First of all we climbed up into a tree for a couple of minutes, but then that began to fall down because of the water. We were swept along for a few hundred meters, trying to dodge the motorcycles and the refrigerators and the cars that were coming with us. Finally, about 300 meters inshore, we managed to get hold of a pillar, which we held on to, and then the waters just gradually began to subside.."
Simon Clark, a 29-year-old photographer from London who vacationing in Thailand on Koh Ngai island near Krabi, told Reuters: "Suddenly this huge wave came, rushing down the beach, destroying everything in its wake. People that were snorkeling were dragged along the coral and washed up on the beach, and people that were sunbathing got washed into the sea."
An account from a Washington Post reporter who was there:
I was a quarter way around the island when I heard my brother shouting at me, "Come back! Come back! There's something strange happening with the sea." He was swimming behind me, but closer to the shore.
Then I noticed that the water around me was rising, climbing up the rock walls of the island with astonishing speed. The vast circle of golden sand around Weligama Bay was disappearing rapidly, and the water had reached the level of the coastal road, fringed with palm trees.
John Krueger, 34, of Winter Park, Colorado, described being inside his bungalow Sunday on Khao Luk Beach, north of Phuket, with his wife, Romina Canton, 26, of Rosario, Argentina, when the water filled it and blew it apart.
"The water rushed under the bungalow, brought our floor up and raised us to the ceiling. The water blew out our doors, our windows and the back concrete wall. My wife was swept away with the wall, and I had to bust my way through the roof,".
Unfortunately the death toll will only go up, as disease and lack of food and water add to the problems. I haven't been to the Indian Ocean, but many of the places where we stay in South-East Asia are similar in topography. I can only imagine what a 10- to 15-meter wave would do to some of the resorts in Borneo, Bali or PNG. Very frightening.
Here's an amazing quote from Hassan Sobir, high commisioner of the Maldives:
"The entire Maldives, I think, for a moment disappeared from the planet Earth," he said. "Some islands may have completely disappeared, we don't know yet. But all the islands have been affected."
One of the most disturbing things about this, however, is how the American media really didn't make a big deal out of this at first. Of course I wasn't watching TV much yesterday, but if there were 23,000 Americans killed in a disaster like this, don't you think they would cover it?
Gary was on call this weekend, so after cooking for a few hours on Friday, I headed over to Chez Trauma. We read and watched TV Friday and Saturday, opening stockings and presents on Christmas morning. I got some lovely things off my wish list - books, DVDs, a sweatsuit outfit, and a great raincoat from Mom and Dad, plus some unexpected items: a new dive computer from Gary and a lovely carved wooden cat from Thailand, again from Mom and Dad. It has taken up residence in the niche above the fireplace.
Christmas Eve and Christmas were pretty un-traumatic, luckily. Gary finished up rounds on Sunday and I went home and started cleaning. I had to clean out the new vacuum cleaner - it was clogged with dust - and vacuumed and mopped the gallery and hardwood floors. That took a couple of hours - ugh. It should be easier going forward, as long as I keep after them.
[Or get a cleaning service.]
I was vacuuming the kitchen floor and when I turned off the machine, I heard Suki giving a very plaintiff meow. I called to her and she cried louder until I found her perched about 15 feet up in the window sill of one of the upper living room windows. She had gotten across the beams and jumped . . . and apparently was a bit less sure about making the return leap. We laughed at her for a while and a couple of minutes later she was back down again - leaving dusty kitty paw prints across the clean floor.
I windexed the Master Bedroom windows - it was so cold the cleaning spray froze on the outside, but they look better. I took the screens into the shower and scrubbed them there - it's nice to have that big shower room. Gary came home and we took a trek over to Ikea (too crowded) and Lowe's. We bought a snow shovel, salt, a trash can, a hack saw and some wire hanging shelves to put up inside the pantry doors. Gary installed the shelves while I warmed up some leftover chicken and ribs for lunch.
After lunch, he sawed off part of the curtain rod and reinstalled the drapes so that we have one continuous curtain rod going across the sliding glass doors in the den. We began watching the first installment of the new expanded "Lord of the Rings" DVD set that Mom and Dad gave to Gary for Christmas. I think the total expanded viewing time is something like 15 hours - may take us a while to get through it.
We continued putting away and organizing the study. We finally got enough room to roll out the new Ikea rug that Gary bought - looks and feels nice. Suki followed us around for a while, but she gets a little tired traipsing up and down the stairs. Just when she thinks we're all settled in one of the rooms, we get up and leave. When she gets tired - or maybe just overwhelmed - she goes back to her kitty bed outside our bedroom and takes a nap. Very cute.
Speaking of tired, it will be nice when one day we can come home and not work.
[Someday . . .]
Woke up this morning to find about a half inch of snow on the ground. It was pretty light and fluffy and we decided not to shovel. I may regret that later. It is supposed to stay in the twenties for a couple of days.
Quote du jour:
"OCEAN, n. A body of water occupying about two-thirds of a world made for man -- who has no gills."
-- Ambrose Bierce
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Monkeys take in baby robot as their own and grieve when it appears to die
Here's something to plug that Planet Earth II sized hole in your life.
As we wait for the BBC series to drop in Australia, the Brits have given us the magic of Spy in the Wild.
The premise of the show is infiltrating animal groups with robotic replicas that have camera lenses for eyes.
And before airing in the UK tomorrow the BBC has released this titbit showing monkeys grieve, just like humans.
A group of langur monkeys took in their robotic imposter as one of their own, forming an emotional attachment to the pile of wires almost as strong as that of a human for their smartphone.
And just like when we drop our phones with enough force for the screen to crack and the battery to die, the monkeys grieved for the loss of their weird little friend when it fell off its perch.
They displayed behaviour just like ours when confronted with the mortality of our wifi-enabled devices, such as desperately inspecting the "baby's" lifeless body for any signs of hope.
Looking forlorn, the group gathers around the lifeless machine and embrace each other tenderly to console one another over the sad sequence of events.
The touching footage makes for some emotional viewing, hinting we're going to be in for a treat when the full series airs.
It's beautiful, sad and telling of our primal desire instinct to deal with loss (and apparently, ability to form meaningful attachments to electronic devices).


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I am sure you have all seen the awesome AT&T commercials that have been airing that show the kids getting interviewed. Am and I LOVE those commercials and every week in our primary class we feel like we are the man hosting those interviews! Seriously our class cracks us up every week. Ammon came across this link the other and as soon as we looked at it we were dying laughing!
So if you need a quick pick me up... follow this link:
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25% off for a friend. $10 for you. Refer someone today.
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Toni Petrinic*, Mišel Brezak, and Ivan Petrovic
International Journal of Control, Automation, and Systems, vol. 15, no. 1, pp.293-302, 2017
Abstract : "This paper is concerned with the problem of finding a time-optimal velocity profile along the predefined
path for static formations of mobile robots in order to traverse the path in shortest time and to satisfy, for each
mobile robot in the formation, velocity, acceleration, tip over and wheel slip prevention constraints. Time-optimal
velocity planning is achieved using so called bang-bang control where minimum and maximum accelerations of
the formation are alternating. The developed trajectory planning algorithm is demonstrated on the formation of
differential drive mobile robots."
Keyword :
"Differential drive mobile robot, mobile robot formations, tip over and wheel slip prevention, trajectory planning, velocity and acceleration constraints."
Download PDF : Click this link


text:
A concert featuring music by two of the UKs greatest exponents of the march idiom is to be held in County Durham next month.
Entitled, 'The Friends of The Wizard and The Typhoon' it will see Felling Band perform works by George Allan and Thomas Edward Bulch — two men born two streets and less than two years apart in the north east village of New Shildon.
Bulch (1862-1930) and Allan (1864-1930) were schooled together, and learned the art of making brass music together under the guidance of Bulch's uncle and grandfather.
As young men, after working together as blacksmiths at the local North Eastern Railway wagon works, destiny led them in separate directions.
Allan remained at home and became renowned for marches such as 'Knight Templar', 'Senator' and 'The Wizard', whilst Bulch, emigrated to Australia in 1884, becoming a significant composer (writing over 35 marches, air-varies, waltzes and overtures), conductor and adjudicator.
Dave Reynolds, who has undertaken research into both remarkable men, told 4BR: "Despite being categorised as a gifted amateur during his lifetime, George Allan was in retrospect a wonderful musician — something that is shown by the fact that his marches are still played extensively to this day."
He added: "Baulch may be less well known in the UK, but his contribution to the fledgling Australian and New Zealand brass movements cannot be over-estimated.
Armed with an armful of compositions written in England, including the march 'The Typhoon' as a 17 year old, he quickly earned the respect of the community and banding fraternity.
Baulch helped the bands raise their standards, and co-established an Australian brass journal. He was proprietor of a music shop and worked for a number of music publishing houses in Victoria.
Ironically his best known but most often misunderstood contribution to Australian culture is through a song created by someone else.
Bulch penned a tune he called 'Craigielee' which was later overheard at Warnambool Races by music hall artist Christina Macpherson, who played it from memory to 'Banjo' Patterson who then used it to accompany his lyrics for 'Waltzing Matilda'."
A pair of lads, born a couple of streets apart, around the same time, taught together in the same band, working briefly together; seemingly on parallel journeys and with similar goals but very different plans to achieve themDave Reynolds
Over a century
Dave revealed that the concert will feature 'Craigielee', so listeners will be able to hear that similarity for themselves, as well as 'The Wizard' and 'The Typhoon' along with selected other pieces by the pair, some of which were recently retrieved from archives that may not have seen them being played for well over a century.
He added: "It's remarkable. A pair of lads, born a couple of streets apart, around the same time, taught together in the same band, working briefly together; seemingly on parallel journeys and with similar goals but very different plans to achieve them.
Overall it's a tale of triumph, adventure and heartbreaking tragedy punctuated with coincidences right through to their deaths in 1930. What we have to tell is a fantastic story of two men showing that there are different ways to achieve great things despite being of humble origin."
We're thrilled to bits that Felling Band have stepped up, and offered their time to help us breathe new life into this rediscovery, and tremendously appreciative that this concert will part of the fantastic brass concert series in the Exhibition Hall at Ushaw College."
Concert details:
The Friends of The Wizard and The Typhoon
The music of George Allan and Thomas E. Bulch
Felling Band
Saturday August 4th
Ushaw College
County Durham