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Today sees or by the time you read this the announcement of another Bank of England policy decision. Actually reality has already changed as the vote took place yesterday in one of Governor Mark Carney's "improvements". He preferred the PR spin of presenting the announcement and the minutes together against the real and present danger of some traders being more equal than others. Presumably just like the apocryphal civil servant Sir Humphrey Appleby he feels that those with the knowledge are "one of us" and can be trusted with it. Of course in that episode of Yes Prime Minister Sir Humphrey was shocked by the defections to Russia and we know that central banks leak "like a sieve" as Jim Hacker put it.
That may particularly matter today if it turns out that someone has voted for a Bank Rate cut or other form of policy easing. We are in a zone now where with production and manufacturing looking rather recessionary and the latest Markit Purchasing Managers Index suggesting a quarterly economic growth rate of 0.1% one or two will be mulling that. Perhaps the fact that the NIESR suggested a quarterly growth rate of 0.3% yesterday will make them hold fire for now but it brings me to the point at issue today which is to look at a major implication of the Bank Rate being at an "emergency" rate of 0.5% since March 2009.
Savings Rates
Even the BBC has noted that there has been changes in this area. This is because even worse than flatlining like the 0.5% Bank Rate they have been consistently falling.
Interest rates for savers have fallen to new record lows, after hundreds of cuts in recent months and more than 1,000 in the past year.
And again.
Savings rates plummeted after the Bank of England slashed its base rate in the financial crisis. Since last autumn, as the economic outlook has worsened, they have fallen again……In research carried out for the BBC, the rate-checking firm Savings Champion recorded 1,440 savings rate cuts last year and more than 230 so far this year.
So "The heat is on" to quote the late and sorely missed Glen Frey. Indeed it is the much trumpted ISAs which have been leading the charge in the wrong direction.
Tax-free Isa rates are at their lowest ever. The average variable rate Isa is down to 1%, while a typical fixed-rate Isa pays 1.4%.
Savers amongst you may well be having a wry smile thinking that we have been allowed to put more into ISAs like that just as they have become less valuable! That does remind me of the plans of Sir Humphrey Appleby in Yes Prime Minister.
Along the way the BBC has uncovered a real nugget but sadly it mostly misses the significance of it.
The average return from the five best easy access accounts has dropped from more than 3% in 2012 to under 1.3%.
This is because the Funding for (Mortgage) Lending Scheme began in the summer of 2012 and the £69 billion or so of cheap funding provided by the Bank of England pushed mortgage rates lower. As it did so this meant that the banks had less need for ordinary deposits meaning less competition and lower deposit or savings rates have followed over time. More recently that existing trend has been added to by the way that interest-rates have fallen elsewhere such as the -0.4% deposit rate of the European Central Bank or the way that bond yields in Germany are negative out to the 9 year maturity. An illustration of this is the way that the 2 year UK Gilt (government bond) only yields some 0.36% which of course is below the Bank Rate which is not only embarassing for the Forward Guidance of Mark Carney it provides little help and succour for savers.
Financial Repression
This is defined by the Financial Times lexicon as shown below and the emphasis is mine.
Financial repression is a term used to describe measures sometimes used by governments to boost their coffers and/or reduce debt. These measures include the deliberate attempt to hold down interest rates to below inflation, representing a tax on savers and a transfer of benefits from lenders to borrowers.
Back in September 2010 a right Charlie told us this as Mr.Bean took to the Channel 4 airwaves.
"What we're trying to do by our policy is encourage more spending. Ideally we'd like to see that in the form of more business spending, but part of the mechanism … is having more household spending, so in the short-term we want to see households not saving more but spending more'.
As you can see discouraging saving and financial repression was at the top of Charlie's agenda. Indeed he went on to give some Forward Guidance that is as hapless as the more recent versions.
"It's very much swings and roundabouts. At the current juncture, savers might be suffering as a result of bank rate being at low levels, but there will be times in the future — as there have been times in the past — when they will be doing very well.
So far he was completely wrong or of course he was singling along to the lyrics of Pete Townsend.
I can see for miles and miles and miles and miles and miles
Savers may be thinking of another line from that song for Charlie's benefit.
I know you've deceived me, now here's a surprise
As the car crash interview continued the Deputy Governor had more to say on the subject.
Savers shouldn't see themselves as being uniquely hit by this. A lot of people are suffering during this downturn.
Perhaps he thought he was suffering by getting by on a salary of £252,947 per year. Also there is not much sign of Charlie suffering in a pension worth a minimum of £4.85 million ( I have ignore spouse benefits etc for simplicity). Also he gets thrown some extra treats every now and then like his Review of UK Economic Statistics. So it would appear that a man who might be considered "one of us" by the establishment is immune from the suffering his and their policies have inflicted on others.
There are quite a few themes at play today. Firstly the driving force behind this is the central banking effort to boost asset prices such as house prices and equities. Lowering market interest-rates gives them a double whammy as the explicit move of lowering mortgage rates is added to by the implicit one of lower savings returns leading to less saving. Actually as ever life is much more complex than in the central banking 101 play book as for example many choose to pay their mortgage down faster by such methods as overpayments and repayments in 2016 have averaged just under £18 billion per month so far in 2016. Others adjust to lower savings rates by saving even more.
There is also the issue of timing as savers were promised a brighter future by Charlie Bean. Yet rather than being brighter the storm clouds have gathered and the situation has got worse.
If we spread our net wider we see that in an interview with Bild last month Mario Draghi of the ECB was humming the same song.
People can influence how much they get on their savings even in times of low interest rates. They don't just have to keep the money in savings accounts but can invest in other ways.
But there are alternatives when investing savings. In the United States savers had to face seven years of zero interest rates.
Rather oddly the possibility of the UK leaving the European Union has been presented as a possible olive branch for savers by the new Bank of England policy maker Michael Saunders. From the Daily Telegraph.
The Bank of England will need to raise its key interest rate or Bank Rate to 3.5pc by the end of next year if Britain votes to leave the EU, the newest recruit to the Monetary Policy Committee has warned privately.
As this might well encourage savers to vote out Mr.Saunders may well be aping Bart Simpson right now as he stands in front of the Bank of England blackboard writing " I must not…" a thousand times


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Laurich Properties and EJM Development Co. opened Arroyo Market Square, a 950,000-sq.-ft. power center in Las Vegas.
Equity and Nationwide Realty Investors will develop Southshore Commons, a $280 million, 1.6-million-sq.-ft. mixed-use project in Tampa, Fla. When completed, the project will include more than one million sq. ft. of retail and restaurant space, 490,000 sq. ft. of office space, a 16-screen movie theater and more than 250 hotel rooms. Ground-breaking is scheduled for September 2008. The project will open in the spring of 2010.
Winston Capital and the Michigan State Public Employees Retirement System will develop Brick Row, a $140 million mixed-use project in Richardson, Texas. When completed, the project will contain 500 apartments, 140 townhomes, 300 condominiums, 80,000 sq. ft. of retail space and 11,000 sq. ft. of office space. Construction will begin in the spring of 2008.
Donahue Schriber appointed Scott Lawrence as vice president of REIT construction and member of the company's management committee. Prior to joining Donahue Schriber in 2005, Lawrence worked for Ralphs Grocery Co.
Icon Partners, LLC will develop the Shops at Mercer Crossing, a 500,000-sq.-ft. value fashion center in Dallas. Phase I of the property will be built as a Mediterranean-inspired lakefront town center.
Trademark Property Co. and Coventry Real Estate Advisors will develop High Street, a $105 million, 400,000-sq.-ft. mixed-use project in Houston. The property is scheduled to open in the fall of 2009.
Regency Centers completed construction of Corvallis Market Center, an 82,671-sq.-ft. retail property in Corvallis, Ore.
Prime Retail will develop Prime Outlets — Grand Prairie, a 485,000-sq.-ft. outlet center in Grand Prairie, Texas. Construction will begin in the fall of 2008.
Peter P. Bollinger Investment Co. is developing the Fountains at Roseville, a 320,000-sq.-ft. mixed-use project in Roseville, Calif. Opening is scheduled for the summer of 2008.
DAVACO, Inc. appointed Sheryl Koehn as vice president of brand development. Prior to joining DAVACO, Koehn served as regional manager with Liz Claiborne, Inc.
JBG Rosenfeld Retail will redevelop Bowie Marketplace, an existing 239,000-sq.-ft. shopping center in Chevy Chase, Md., into a 240,000-sq.-ft. mixed-use property. Completion is scheduled for 2010.
Equity One, Inc. hired Thomas Caputo as president. Prior to joining Equity One, Caputo served as executive vice president with Kimco Realty Corp. He has more than 25 years of experience in retail real estate.
Cubellis hired John Larsen as managing principal of its retail and mixed-use division. Prior to joining Cubellis, Larsen served as principal and mixed-use/hospitality market sector leader with Jacobs Carter Burgess. He has worked as an architect for 25 years.
CB Richard Ellis hired Bruce Kaplan as senior vice president in its Chicago retail services group. Prior to joining CB Richard Ellis, Kaplan worked at Northern Realty Group, Ltd., a firm he cofounded.

subset: commoncrawl


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Sat, Nov 3, 2007 | By Hugh Hewitt
If This Was A Fight, It Wouldn't Be Sanctioned
Father Neuhaus and Walter Russell Mead v. Barry Lynne and Irshad Manji on the proposition that"Religion and politics should always be kept separate."
Details of the November 10 debate in NYC are here.
The Economist is sponsoring the debate, and its latest issue concerns faith and politics:
The issue includes a review of Russell's new book, God and Gold.
If you missed my conversation with Russell, the transcript is here, and the audio here (first hour) and here (second hour.)


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Please specify tall or short rotor
A.C.F.'s Newly Developed Harley Flathead 45 WLA, ULH, U, UL Early & Late Oil Pump Upgrade Designed to improve cylinder, piston and general cooling on all Harley Davidson Flathead Motors.
This is our newly developed oil pump rotor (upgrade kit) for all 45 Big Twin Flathead
Motors. We have tested this oil pump system on our Bonneville motors
for 5 years. This pump has the ability to run piston squirters or a
continuous feed crank with a 0.090 hole drilled in the end of the pinion
shaft. This pump delivers double the flow and a maintainable 20 psi. (The kit does not include an oil pump body)
Kit includes our special oil pump gasket, .007.) The professional oil pump rebuild will include machining of the check seats. USA made Difference between the long and short rotor will depend on the model of your oil pump. There is a narrow pump that only has 2 bypass caps or the wide body pump which has 3 bypass caps. The 2 bypass caps would get the short rotor and the wide body pump would get the long rotor. Please specify tall or short rotor. Short/Narrow Body Pump Rotor: Measures: .625 Tall/Wide Body Pump Rotor: Measures: 1.125


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EL CENTRO, Calif. – Two minors were arrested after they lead officers on a car pursuit.
Officers say the incident started around 3:30 p.m. near 14th Street and Lenrey Avenue. The officer tried to pull the driver over for a violation, instead the driver sped away.
The driver lead police through several city streets at speeds of about 55 miles per hour and even got on Interstate 8. Eventually the driver came to a stop near Dogwood Road and Plaza Drive where police say he tried to discard a .22 caliber handgun. Police were able to find the gun on the dirt near the car and also found ammunition inside the car.
The driver and his female passenger were both arrested and booked into Juvenile Hall for a series of felony and misdemeanor charges.


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The lesson went really well, but I think their favorite part was learning that the word cucaracha means cockroach in spanish! They found this simple word to be hilarious! I was pretty surprised to see how interested they all were in the spanish culture. It was awesome!
Did you see Jimmy Kimmel's Cinco De Mayo episode? Oh my my my... Too funny! I was shocked that so many people didn't even know what the term "CINCO DE MAYO" stood for. It certainly makes for a good laugh, though!
REWIND <---------------- Back to last week.
Now for a totally different topic... SHAPES
I'm not sure why, but teaching shapes is my least favorite math concept to teach. Strange, I know.
Anyway, to introduce shapes I always like to give my students a few minutes to PLAY with their math manipulatives. This helps them to NOT play with them when they are using them as math tools. I allowed them a few minutes to build a shape picture. After everyone was done we walked around our "shape city" and took a look at what our peers created with their shapes. They really enjoyed this activity and it only took a couple of minutes.
Many students even began composing and decomposing the shapes. Such smarties I have in my class!
I managed to make it around the room to see all of their art and I was very rather amused when I got to this particular desk.... hmmmmmm
|???? Really. Did you feel the need to use every circle available? Goodness Gracious!


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Skills for Success
Time Management
One of the most important skills to learn when coming to college is time management. Many students find that they have multiple responsibilities in addition to a full time course load. Many students on the IU East campus are juggling work, school, community engagements, and families. With a little organization it is possible to get everything accomplished. Using a time management calendar will help you to lay out your day and see where you may have extra time to work on homework. Time management will help you set up your priorities and help you make conscious choices about what you do with your time. For additional information on effective time management, view this handout.
Goal Setting
Success is not success unless you take into consideration all aspects of your life; professional obligations, financesl, family, socia lifel, health, and so on. You must have a long-term 'big picture' goal but break it down into several short-term goals. Writing out these goals is the only way to achieve them, otherwise, they are merely hopes or desires. To think critically about what you want to achiev,e you may use the S.M.A.R.T. method of goal setting. Following these steps will allow you to visualize your goals and actively achieve them.
S - "specific" - a goal should include who, what, when, where, which, & why
M - "measurable" - how many, how much, how will I know when my goal is accomplished?
A - "attainable" - are your skills, abilities, and finances capable of meeting the needs to reach your goal?
R - "realistic" - are you both willing and able to work toward completion of your stated goal? Is it too high or not high enough?
T - "tangible" - can you experience or sense it?
Note Taking
Keeping good notes is vital to your success in college. Each student has their own method of note taking but some are better than others. Below is a list of informational websites that provide many different note taking tips. It is important to keep in mind that the most important part of note taking is class attendance! Being present and interested in learning will help you stay focused during class. Come to class prepared having read the required readings so you are able to ask questions. While note taking, remember to date each page, this will allow you to flip back to each section with little hassle while studying. Please visit the following links to learn more about note taking and which style works best for you.
Ohio University Steps to Note Taking
Stress Management
Stress effects most people at one point or another and often students get overwhelmed by the amount of work expected in college. While juggling a hectic schedule with family, kids, classes, and work; it is important to take time to yourself. Saying 'No' is not always a bad thing! Saying yes to requests may add unnecessary stress to your already full load. Sometimes students struggle to find the cause of their stress and a stress journal is used to document and highlight the amount of work you have on your plate. It will allow you to write out your feelings and get an idea of what may be bringing you down the most. Sometimes the stressor you think is the most prominent is actually one that can be completely eliminated.
Developing a budget before classes start and making a commitment to following through, can be a major stress reliever during the semester. Many students rely on part-time jobs and their student loan money to support them throughout the year. Due to the many expenses that come with attending college, creating a budget can help you ensure that you do not run out of money before the end of the semester. Think about your total income for the semester and divide it up among each month. Creating a budget will save yourself from unnecessary stress while trying to complete your classes. Try using a budget worksheet to plan out how you will spend your money this year


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by Natalie Martinez
Winston Churchill is known for saying, "We make a living by what we do, but we make a life by what we give." According to Oxford Dictionary, the definition of the verb "volunteer" is to "freely offer to take part in an enterprise or undertake a task." Unfortunately, this rarely happens in today's society. Instead, people regularly think in a way that asks "How can this act benefit me?" Volunteering encompasses civic duty, several benefits, and enhancing an individual's personal experience.
Therefore, volunteering can be done at any age. However, I personally believe it is best to start at a young age. Also, it's great for America's youth to begin participating in civic duty, such as volunteering young, since they are not yet able to vote or be a part of jury duty. Overall, volunteering is a great way to give back to the community. I specifically urge all high school students to volunteer not only because it is a requirement to graduate, but because of the many things you can learn by volunteering that help better prepare you for the future. According to the Bureau of Labor Statistics, the volunteer rate declined by 1.1 percentage points to 25.4% for the year ending in September 2013. The Bureau also states that "The volunteer rate in 2013 was the lowest it has been since the supplement was first administered in 2002." Together, we can ensure that this low volunteer rate is never a matter of fact again.
A few of the many benefits of volunteering include learning new skills, such as communication, along with gaining a sense of motivation and achievement. Also, although this might sound a bit cliché to some, but there truly is a "feel-good feeling" you receive after completing a service project. New experiences, such as creating a vegetable garden, are very common to undergo while volunteering. However, many people prefer learning more about an impact area or organization that interests them as compared to one that does not. For example, if a person is interested in becoming a vet, then that person should begin volunteering at an animal shelter or hospital. This would not only help the person gain experience, but also guide the person as to whether or not it is the correct field of study for them. By volunteering, I have met a variety of people. In fact, I still keep in contact with many people who I have met through volunteering; some have even become mentors and life-long friends to me. Lastly, you boost your career opportunities by volunteering. Recent surveys conducted by TimeBank reveal that 73% of employers would hire an individual with volunteering experience over one without, and 94% of employers believe that volunteering can be added to skills on a résumé.
Attending a religious school during my early school years, I was taught the importance of giving back to the community and helping others. Everyone from teachers, coaches, the office staff, and head of school greatly influenced me. Through volunteering I have personally experienced many unique opportunities. Last summer, I began volunteering with a local politician. Through this unique experience, I was able to meet people I wouldn't have met any other way, and learned about several career options that may interest me in the future. Also, I am currently assisting this politician as a volunteer in his re-election campaign. A few of the tasks that I completed last summer and am currently completing include writing proclamations, attending Commission Meetings and public hearings, and inputting candidate petition data. Volunteering with HandsOn Broward, which is the largest non-profit volunteer agency in Broward County, has also exposed me to many unique experiences that have helped shaped me into the person I am today. In fact, there is a full-time employee at HandsOn Broward who is their Chief Financial Officer, and this gentleman has worked for them for years now, but has never accepted a single paycheck from the agency. The reason for this is because he is a dedicated volunteer, along with his wife who also volunteers at a non-profit agency full-time. This is a perfect example that illustrates the fact that any person at any age can volunteer. A few of the many opportunities that I have experienced through HandsOn Broward include meeting Florida Governor Rick Scott, learning about the environment, participating and co-facilitating in leadership classes, becoming a project leader, and assisting the homeless, elderly, mentally handicapped, and pre-school age children. Another organization that I have worked with is named Bit by Bit, which is a therapeutic riding center for mentally and physically disabled children and veterans. By volunteering, I have had the opportunity to witness fellow volunteers grow socially and mentally.
It is because of all these experiences and benefits that volunteering is important not only for personal development, but for the good of the community. Therefore, I highly urge everyone to volunteer. If you do not have time, make a goal for yourself that you will begin volunteering at least once a month or more. In the words of Ronald Reagan, "The work of volunteer groups throughout our country represents the very heart and soul of America. They have helped make this the most compassionate, generous, and humane society that ever existed on the face of this earth." Case in point, you, the volunteer, are in fact the heart and soul of America.


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Skip to Main Content »
Our 24 page booklet, written by Author Chelsea Hanson, contains written questions that you can complete in your own words and hand writing. When finished, you will have a written gift about your life that you can give to those you care about now or after your death. The book helps you to express often unsaid messages about love, forgiveness, and gratitude for those in your life. These messages will serve as your legacy and live on after you do. The book gently guides you through introspective questions to allow you to record your most important feelings, beliefs and wishes for the future on paper.
Give the gift of lasting love and legacy to those you care about by completing this book and giving it as a gift. The Legacy Letter is for anyone who has loved deeply and wants to preserve that tie for future generations.
In Author Chelsea Hanson's life, loved ones have already left, taking with them thoughts and feelings that she will never know. Maybe you, too, have lost a parent, spouse, friend or other loved one? Wouldn't receiving the gift of a written message from this person be a priceless gift? Wouldn't you cherish forever their words of love, wisdom and gratitude?
Now you can create your own legacy of love for those you cherish. You will be giving a precious gift that will transcend time and place. Your expression and sharing of love, whether for a family member or friend, will be enriching for all.
Completing the simple statements in this book are powerful tools for improving your relationships and your life. These statements carry the core wisdom of what matters most in life. This is the opportunity to express your deepest feelings, thoughts, and hopes for the future of your family.
Take this opportunity now to proclaim your love for those you care about today, tomorrow and for eternity. Life is fragile and unpredictable, so take time today to ensure that important words are not left unspoken.
Tell your story. Share your heart. It will be testament to both your mortality and immortality – a legacy that will endure for generations.
Double click on above image to view full picture
Monday thru Friday 9:00-4:00 pm EST
© 2019 With Sympathy Gifts & Keepsakes.


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L.A.-based children's book writer Todd Parr, who has penned half a dozen humorous prosocial books for kids under six, is expanding the horizon of his kidlit world. With book sales hitting the 120,000 mark last month (and a minimum commitment from Little, Brown and Company for 10 more books by 2002), Parr is developing ToddWorld, an animated TV series created with writer Gerry Renert of California-based L&G Licensing+, and with the co-pro help of the U.K.'s Entertainment Rights. Renert says the TV series will reinforce positive social skills in the same quirky way the books do.
It would no doubt also boost the already-hopping licensing front. L&G, which currently handles the merchandise licensing to the books, launched a product line last year exclusively at FAO Schwarz, coinciding with the April launch of the first four books, and the merch has since spread to additional retailers. Last month the line hit Japan with over a hundred items introduced at Toys `R' Us stores.
Series delivery is slated for fall 2001, and U.S. distribution will be handled by Karen Barnes and Jane McGregor, with Entertainment handling international sales.


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Today is International Women's Day.
It's also the Centenary of Women's Suffrage in Victoria.
New Zealand came first with the whole women-voting thing, in 1893, followed by South Australia in 1902.
In Victoria, the issue was kicked off in 1891 when Premier James Munro said that he'd introduce a bill for Women's suffrage if ordinary women demonstrated they wanted the right. They did. They created the Monster Petition, with 30 000 signatures, in six weeks. The petition was 260 metres long, and several attendants were needed to carry it into Parliament. For some strange reason it took 19 bills and 17 years to actually give women the voting stamp of approval, but that's what happens when all the politicians are men.
The UK gave women the vote in 1918, but it had restrictions until 1928.
The US did it in 1920.
Italy gave women the nod in 1948, as did Belgium, Israel, Iraq and South Korea.
Switzerland didn't have women's suffrage until 1971, nor Lichtenstein, until 1984.
The most recent nation to grant their women the right to vote was the United Arab Emirates. There are still restrictions, which will be lifted by 2010.
We've come a long way, but while you're munching on your purple-iced cupcake and admiring your fancy new blue stockings, spare a thought for the women in the world who are still disenfranchised.


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Click Pic to Enlarge
Will Hillary Clinton Really Disclose UFO Information
There is little doubt that Bill and Hillary Clinton have an interest in UFOs, that point is well documented. The question is, would they be willing to share that information with the public. The Clinton's have a penchant for collecting information and using to further their own power and wealth, so there is little chance that any relevant information would be forthcoming from a Hillary presidency.http://www.educatinghumanity.com/2016/01/hillary-clinton-on-ufo-disclosure.html
Hillary Clinton and the UFO Disclosure Question
Could Hillary Clinton Be the Disclosure President?
I doubt it. After all, commitment to transparency is not one of her many impressive attributes.
While she possesses both professional competency and personal charisma needed for a leader, she strikes me as someone who will always protect the interests of the powers that be over those of the people.
If, upon close examination, it will be determined that the UFO disclosure is not in the interests of the American government (as an entity run by various clandestine interest groups), I don't see Hillary as a rebel with a cause, sorry.
I also don't see her as someone who personifies the ideas of world peace and environmentalism (and no, these are not hippie code words for "I hate America"). As the US senator and the former Secretary of State, she proved to be just another warmonger, like the rest of them...
What could be more paradigm-changing than the discovery that alien life exists, and that it's been engaging humankind since the dawn of time?
Hillary Clinton (along with Bill Richardson and Dennis Kucinich) is considered one of the top pro-disclosure candidates by the UFO proponents, and she does appear to have an "ET connection," or at least an avid interest.
However, you have to question her dedication to the cause and how she plans to achieve what the Clintons tried and failed to achieve in the 1990s. In Dr. Steven Greer's words, they had "a pass at it and didn't take it." What's different now?
The Guy From Pittsburgh. Episode #480. UFO follows Trump copter over Iowa.


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I haven't used my Hero Arts stamps in a while and I need to start making some Christmas cards. There is also a new challenge blog - CAS(E) this sketch - just started and I love their designers, so I am playing along with them :)
This paper is an old one from My Minds Eye and is super busy, so the clean design of this sketch was perfect. The 'Classic Holly' stamp is really lovely and I paired it with a sentiment from Paper Smooches 'Christmas Sampler' and the very cute 'Stitched Sentiment Flag' die from Lil' Inker Designs - LOVE!


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Baseline Issue Sept/Oct 2010By Baselinemag | Posted 2010-10-15 Print
Table of Contents for the September/October issue of Baseline 2010.
Weaving a Web 2.0 Security Strategy
Web 2.0 ratchets up capabilities and business opportunities. However, the open and interactive nature of this technology also creates risks, so security must be the foundation of any successful Web 2.0 initiative. But security is more than the sum of tools and technologies. It also involves policies, guidelines and employee education. So organizations need to take a holistic approach to Web security.
Storage Solution Controls Data Flood
The Onslow Water and Sewer Authority turned to virtualized storage to ensure high availability of data for its customers and employees. And ONWASA saw a return on its technology investment in three to four months.
Standards for a Better Cloud
Cloud computing won't reach its full potential until management and contextual standards are fully developed and stable. So choose carefully when buying cloud services.
IT Must Understand Business
In today's tough economic environment, businesses are focusing on two key priorities: cutting costs and growing revenue.
Building a Positive Customer Experience
Today's retail and distribution companies are using technology solutions to better manage their relationships with customers, vendors and business partners.
How Web 3.0 Can turn the economy around
Web 3.0 offers real opportunities for economic improvement.
How Safe is the cloud?
Data's location is less important than the security protecting it.
Productive Agitation: Shaking Up IT
Productive agitation provides a foundation for future innovation.
Top IT Mistakes
Without the right mindset, IT can become simply a cost center.
Functional Misalignment.
Departments must align themselves with the overall business.
Agility: Rx for Project Success
Project methodologies should be agile and flexible.
Service Delivery Optimization
IT service management provides for the effective and efficient delivery of technology services in support of business needs.
Optimizing a Global Print Environment
Streamlining Procter & Gamble's worldwide print operation increased productivity and identified cost savings.
Taming the Compliance Beast
A governance, risk and compliance solution is helping Radisys manage its financial, operational and IT processes more cost-effectively.
It's Time to Consider Open-Source Software
Cost savings and the availability of a professional support organization are two benefits offered by open-source software.
Stories include labor as a service, an airwave mystery and a new space-based system that forecasts weather in space.
Starting Point by Eileen Feretic
Web 2.0: Balancing Opportunity & Risk
The Web's many benefits have a price: a threat to our security.
Perspectives by Lisa Welchman
CIOs: Time to Step Up to the Web Plate
IT must work with marketing to ensure a successful Website.
IT Solutions Builder TOP IT RESOURCES TO MOVE YOUR BUSINESS FORWARD
Which topic are you interested in?
Data Storage
IT Management
What is your company size?
What is your job title?
What is your job function?
Searching our resource database to find your matches...


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Leave a comment to let me know what you think it is even if you're not sure. Comment moderation will be turned on until I post the answer, so they will not be visible in the mean time.
Postscript, 27 September 2011
This challenge is now closed. The answer with a complete discussion is here.


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How do I know which program is right for my player?
In most cases, we are able to place a player into the appropriate program based on a variety of factors including age, experience, and golf playing skills. When there isn?t enough data to determine placement, we arrange an evaluation at one of the programs. Evaluations are done at the end of a clinic where they can determine the appropriate placement and discuss this with the parent and player.
Does?SKGA offer any conditioning?training?
Because the game of golf continues to get more challenging on a physical level, it is important to recognize that conditioning is a big part of training. Additional fitness training is provided by SKGA with additional cost. Please check with Coach Sonny for possible open slots.
If my child gets sick or injured, can I get a refund?
SKGA offers flat rate monthly plan for all clinics.? No refund is offerred for the spot in the current clinic reserved for your player in the current month.? However in extreme cases of illness or injury, we are certainly flexible and will work with you to ensure you receive the appropriate credit toward future programs and plans.
How quickly will my child move up from Core?to?Performance level?
Every child progresses differently and there are different aspects to being ready for the next level. Coach Sonny?will?determine a player?s readiness to move up by evaluating him/her in the day-to-day clinics. He will let you know when he feels your player is ready to move up. You or your player should feel comfortable asking?Coach Sonny what benchmarks are considered to be ready for the move. Keep in mind that it is not just the ability compared to other players that determines a player?s level. Mental toughness attributes (such as confidence and focus)?along with physical traits (such as athleticism and endurance)?are also considerations.
How do I pay for my clinics, plans, or lessons?
SKGA currently only?accepts?checks or cash.?Payments for the current month?s plan are processed on the 1st day?of the month.
Can?players switch classes within the same week?
Switching classes within the same week?is not allowed because it will affect the coach to player ratio in that clinic.
How do I go about getting my child signed up for clinics?
If you are interested in attending our clinics, please visit our ?CONTACT? page in order to answer some basic questions about your player to help us determine which program (Core, Core Advanced, Performance, or Elite) will be the best one for him or her. You must email us prior to attending your first clinic to ensure proper placement.?Please bring the signed?clinic application and mandatory waiver form before the first clinic.
How can I get?NCGA's YOC card for my player?
Northern California Golf Association (NCGA) offers Youth On Course (YOC) cards to junior players who can receive discounted green fees at over 115 participating Northern California golf courses. Click on this link to join?YOC at Northern California:?http://youthoncourse.org/northern-california/.


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Today we want to present you a very easy way to make a sofa with pallets. The idea is very easy to run and we only need 4 pallets.
First of all you must place two pallets one besides the other one to form the seat for the couch, so we will have the basis, we can link them together with glue, but this is not essential. Then just cut a pallet into 2 pieces, dividing by 2 the central cross in order to have two small pallets, we will use these pallets to make the arms of the sofa as you can see in the following picture.
The last step to make the structure of the sofa is to put the back, we'll do this using the last pallet, we will fix it to the base structure and also the sides to hold it well, we can give it a little nod or put it completely perpendicular to the base .
Finally we will do the upholstery, there are several ways to do this but I will show you the one we used in the picture. In this case we recycled several cushions that were no longer to be used, and with this old cushions we create new ones, filling them with the materials of the recycled cushions. You can see the result at the photography.
If you want to see the instructions and the step by step plans on how to make this sofa don't hesitate to visit the following link:
Do you want to look for more DIY pallet sofas?


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Section 128 of the Customs Act 1901 (Cth) deals with Unshipment of Stores and is extracted below.
Our exceptional criminal lawyers are vastly experienced and highly successful in defending Customs Act cases.
Call us today on (02) 9261 8881 for a free first appointment.
128 Unshipment of ships' and aircraft's stores
Ships' stores and aircraft's stores which are unshipped or unloaded with the consent of the Collector shall be entered:
(a) for home consumption; or
(b) for warehousing.


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For the 12th year, Momentum: New Dance Works Festival is showcasing four emerging Twin Cities choreographers and their voices
All photos by Gene Pittman, courtesy of the Walker Art Center.
By Lianna Matt
Two weeks, four new choreographed pieces by some of the Twin Cities' top emerging artists. That's Momentum: New Dance Works Festival, for you, and it's hitting Southern Theater from July 13-22.
Now in its 12th year, Momentum is a grants-based program that produces emerging choreographers' works each year in a New Dance Works Festival. The application process isn't only about talent, it's also about artistic vision and the choreographers' readiness to push themselves. It's about having questions and answering them through the process of creating dance.
The four group recipients this year are one of the more diverse groups, according to Michèle Steinwald, Momentum program director. Because of that, their similarities stand out that much more. Themes of human nature, progress and dreams weave throughout all four works, and Steinwald says there's an urgency to the messages they carry, a "sign of the times."
For the first week, a musical set in a post-climate-and-tech disaster world asks us to examine our choices and their consequences, and a party is thrown to celebrate a Black revolution and the freedom to be yourself. During the second week, a look at the next step in human evolution and the amoral aspect of dreams makes us reflect on who we really are.
"Dance is the first art form, and it really does communicate soulfully the question that we have mentally," says Steinwald. "That critical thinking can be transformed through the body and lets the question be more personal and at the same time universal. … We all have bodies, and we can relate to a situation because of the self experience of observing someone else moving."
Momentum: New Dance Works Festival, presented by The Cowles Center for Dance and the Performing Arts in partnership with the Walker Art Center and Southern Theater, with support by the Jerome Foundation. July 13-15 and 20-22, $20, Southern Theater, 1420 Washington Ave., Mpls., 612-206-3600, thecowlescenter.org.
Bill: The Musikill
July 13-15
"They sell the fountain of youth in some form, and so you take this thing and you live forever as the world collapses around you." So says Billy Mullaney, co-leader with Emily Gastineau of Fire Drill. If that's not a hint of the self-ascribed nihilism of the piece, then bring in the live looping sound poetry of Tom Comitta; the choreographic throwbacks to children's TV shows, workouts and musicals; and the tour of a commune (following Silicon Valley, all offices have become communes) in a post-climate disaster world.
Taneber/BLAQ Wall Street
July 13-15
Deja Stowers and her dance company BLAQ have an idea: What would happen if Black people got fed up from fighting for their rights, had a revolution and won? They would celebrate.
In Stowers' version of the taneber, a West African drum and dance celebration, she's switching the drums for a DJ, and she's filling the room with Black vendors and community businesses and organizations.
"It's like scheduling a therapy session to laugh and sweat and dance and eat food," she says. "When the shooting of Jamar Clark or Philando Castile happened, in the Black community you were still expected to go to work or present yourself a certain way, and sometimes it's just not feasible for our mental health as a community, so Taneber/BLAQ Wall Street is a place for us to get away and be ourselves."
July 20-22
Goodness, evil, the bizarre and the magical are all tangled in the mind's dream world. Dance company // Cathedral \\ and its founder Dolo McComb are plunging you into the limitless of dreams to venture closer to the fulcrum of reality and perception. "Darkeness is not inherently bad or scary, but more so this place of the Unknown," says McCombs. The monsters, mask work, soundscape and theatrical elements of De'Light may create a different mindscape than the audience imagines within themselves, but will the feelings De'Light conjures up be something new, or something realized?
July 20-22
When Darrius Strong says he's looking at human evolution with his company STRONGmovement, he's going for the metaphorical—where should we go as individuals and a society?—but he's also going for the fun, X-Men evolution, too. Telekinesis and superhuman strength are just two of the superpowers audiences will see in "6," which also features B-Girl (break dancer) and McKnight fellowship recipient Mona Lisa. Hip hop aesthetics will be dominant throughout the piece, but Strong says other styles such as African aesthetics will shine through because of the nature of contemporary dance, a "clash of many different forms."
"6" follows a group of superheroes as they grow into their powers and grow into their own while trying to live with each other and push each other forward. "They're superhuman but very much also just humans—humans in general," says Strong, "going through these things to figure out their identity or where they come from."
All photos by Gene Pittman, courtesy of the Walker Art Center.


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What is a Clip On Thermal Scope?
The clip on thermal is a recent development that allows you to turn an ordinary daytime rifle scope into a thermal rifle scope. This is accomplished by attaching (clipping on) a thermal scope in front of your daytime optic utilizing the same picatinny mounting rail. All you have to do is line up the eyepiece of the thermal scope with the objective lens of your rifle scope and you get thermal shooting capability. Because of the sophisticated collimated optics in the clip on thermal scope there is no need to rezero the weapon after mounting the thermal.
This technology was designed for the US military to answer the need for troops to be able to go from daytime to night time missions effectively. Before the Clip ON Thermal scope a soldier would have to either have a dedicated night weapon or rezero their rifle in the midst of combat (not always a practical thing to do). With the clip on you simply clip on the device and go from day to night shooting in an instant.
The technology has made its way to the commercial market to serve civilian and law enforcement applications. The clip on offers these groups several advantages in that it can be swapped from a variety of weapons on the fly to satisfy the mission criteria. The Clip On Thermal scope has become very popular with SWAT law enforcement and hog hunters in the civilian market.
The field of available units is pretty small since this is a niche product within a niche industry. Most of the clip on thermal scopes on the market are military derived and have similar feature sets. They will typically have a digital zoom component and the ability to switch polarity (make the thermal image either black hot or white hot). All the units will have a rail mount attachment to mate with picatinny rails typically found on AR15 type assault rifles. Many law enforcement agencies like to use clip on scopes with their sniper rifle setup. Typically this is a Remington 700 rifle of some variation. The Remington and other bolt action rifles will usually have a short scope rail that can only accomodate one scope. The answer is in rail extensions. Remington makes a unit call the MARS mount that is designed specifically for clip on scopes. There is also some real nice choices from McCann Industries in their MIRS mount lineup. Most of the thermal scopes are 320×240 in resolution with one stand out at 640×480 (4 times the pixels of the others). The T60 also known as the Trijicon ATWS is the king of the clip on thermal scopes with 640×480 resolution and military spec construction.
The FLIR T60 Clip On Thermal Scope is manufactured by FLIR Systems Inc and was designed in conjunction with TRIJICON Inc. These are true heavy weights in the thermal imaging and weapon sighting industries.
The IWNS-T X27 is another very popular clip on thermal scope. This unit was designed by Insight Technologies before they were taken over by the defense giant L3 Communications. The X27 Clip on Thermal Rifle Scope was made specifically for the US Marines and is very rare in the commercial market place. The system has a 320×240 sensor and is of course mil spec. This is an awesome unit but almost impossible to find commercially.
A new entry into the clip on thermal scope field that is getting a lot of attention is the X28 compact clip on thermal scope. This unit is very small and reduces the down pull from forwared wight on your barrel. The system has all the latest features and a really crisp 320×240 imaging sensor. The X28 seems to be built to the same military quality as the other guys but has a much better price point.


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People are clamoring over the state of publishing today and there seems to be some dispute as to what direction Self-publishing and Traditional publishers are going in today. In digging through this stuff I learned a raft of new words, one being 'disruption', which is what they are calling the changes that are being affected upon publishing today by the advent of the self-publishing revolution. There are more, but unless I use them I won't bother remembering them.
I will use the word Disruption though. Because it is a very good usage and visual as to what is happening today in publishing. Visualize a restless sea, churning and rolling with white capped waves, going about it's business, doing its thing, that is, being a body of water. And then see a boiling, dark cloud bank blot out the sun, flashes of lightning, not only in its depths but also lancing down to strike the agitated waters, bringing up angry waves. Deep valleys and huge swells of sea, crashing and exploding in gaudy sprays of white.
This is the disruption that is tearing through the publishing industry. The oncoming storm that is changing the face of the waters. The same with Self-publishing changing the face of publishing. Many people in the industry believe that Traditional publishers will be around in another ten to twenty years, but whatever is left of it, will not resemble what it looks like now, just like it doesn't resemble what it looked like ten years ago. People fail to realize that publishing was done by authors in years past.
Before publishing became an industry it was the simple tool of authors after they finished writing their books, a logical extension of the writing process. A writer went to a printing press, had a few hundred copies of his book manufactured out of his/her pocket or maybe the pocket of a patron, and then went to the neighborhood bookstores and left copies on consignment. This was the true face of publishing. This was a direct line between author and reader with very little in between. The creator handing their work over to the patron.
Before publishing became an industry it was the simple tool of authors after they finished writing their books, a logical extension of the writing process. A writer went to a printing press, had a few hundred copies of his book manufactured out of his/her pocket or maybe the pocket of a patron, and then went to the neighborhood bookstores and left copies on consignment. This was the true face of publishing. This was a direct line between author and reader with very little in between. The creator handing their work over to the patron.
Over time unscrupulous individuals saw the benefit of exploiting an author's labors to their own gain. They took over the printing process and distribution channels and collected the works of authors to make a profit. Authors became lazy and publishers became greedy. As time wore on, others added themselves to the process, interjecting themselves between the Author and Patron. Editors were given the unlikeable task of reading from the slush pile to pick out the worthy manuscripts from it. Agents stepped into the process, at first working to represent authors, then acting as intermediaries between authors and publishers, finally turning into the same gatekeepers as the editors had become.
These three interlopers between the author and the reader began to see the author as something other than the beneficial source of their financial gain. Because there were so many authors, they began to view them, not as the wellspring from where everything came from, but as a spigot to be turned and used and then turned off when done. These Three ruled over the very people that they derived their livelihood from. They had what writers craved—authorship. They dangled the carrot and hundreds of thousands of authors fawned before them. The power indeed went to everyone's head. Yes indeed, there is power in being able to harness the work of thousands.
We see this in the maltreatment of authors in general, like when they are accepted by these gatekeepers, the price of authorship is so high. This is evident in the contracts that they are forced to sign in return for their services. The author signs away a great deal of their rights to their own work, and they are given a low percentage of the profits. One might falsely believe that many writers get such a hefty advance prior to the publication of their work, but this too is skewed. It's beneficial if the book is a flop, but burdensome if it is a hit. With the state of self-publishing today, it doesn't take hundreds of thousands of dollars to create and market a book. Why does an author have to give up so much of the profits and so much of his/her rights? In profit negotiation alone, couldn't the split be at worst 50/50?
It gets worse. Agents, Editors and Publishers began huge seminars where they built the audacity to charge writers to come and learn how to approach them. They gave irrational instructions on how to write queries and pitches and how to even address them as professionals. They charged writers to hear them speak at these conferences and writers flocked to this further infrastructure whose only purpose was to fleece them of money promising them that which they were not actually willing to give to all of them—authorship.
I'm not saying that no one benefited from anything that the Three had done, but sad to say, only a small majority are ever published. It's a golden ticket handed out to children to the chocolate factory to make the factory ever more enticing and desirous to all the many more children that do not get the chance to walk its delicious halls and wonders. It's a fabulous system that benefits itself by building such lopsided rewards that really have nothing to do with ability but more a game of chance to the benefit of the Three.
However, suddenly Amazon, wittingly or unwittingly took a writer's work and put it on an electronic bookshelf right next to a trade published work. Like being struck with a madness, Amazon, Barnes and Noble, and other electronic retailers became the printing presses of old, returning to a time when the author had a direct connection to his/her readers. Now the process is much easier. An author goes to an e-book distributor who moves it to the online retailers, but clearly it's smoother and facile. All an author has to do today is to create a quality manuscript and they can hand their book directly to someone interested in reading it.
The question now is where does this put the middlemen in the guise of Publisher, Editor and Agent? They are suddenly where they were before this amazing edifice was created. Nowhere. They produce nothing, they create nothing, and really have nothing to offer that the writer can't do on their own in this coming dawn. They'll offer their services, but now other individuals can also offer the same services. Such as editing. Publishers can offer up just their editing services, but there are already thousands of freelance editors out there doing the same. Or marketing skills. Publishers can offer their immense marketing machines, but as time goes on, writers will be able to pay for the same services from outside the publishing sphere.
Agents will lose publishers to offer their services to when authors go directly to their readers. Editors will have to only provide editing services and their power as gatekeepers will be completely lost. The publishing construct will begin to separate, fragment, then splinter and dissolve in the ocean of competition that they never had to fight against before. The great walls that held everything and everyone at bay will collapse and sadly, they will vanish behind them.
There just isn't any reason for writers to split their proceeds with individuals who do nothing but offer the services of others. The problem is that people don't remember how publishing was in its beginning. They are under the impression that publishing has always been the way it is now, when this is a process that is greatly akin to a growing vine on a tree. The vine has no connection to the tree, and at best believes that there is a symbiotic link between the two, when in fact its a parasitic pairing, the vine using the tree to reach higher an attain more light. The loss of Traditional publishing will be of no loss to anyone. That is why there is so much doomsday rhetoric coming from publishers, agents and editors about the future of publishing in the hands of self-publishers. But instead of crying the demise of themselves, they cry the end of publishing in general as we know it. This is false.
This will only revert to the way it once was.
The author will be able to give their hard work to the reader directly. And all services will go, not to interfere with this process, but support it. A process that was and once again is becoming organic. The artificial will not survive.


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Inside Greeting
To wish you a bright
and merry Christmas
and every joy in the coming year.
Made in USA
Check out the other vintage Christmas cards in my collection HERE.
Note: All cards posted are from my collection and are for your personal, non-commercial use only. Images may be pinned on Pinterest and used for re-posting on your blog if the image links back to this post and credits the source.


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Concord Associates Pte Ltd has been providing 3rd Party Independent QEHS audits to all industries since her inception.
As one of the first organisations in Singapore to be a MOM Approved WSH Auditing Organisation (WSHAO), we have conducted many audits for construction projects, factories, and other industries.
We are also accredited by the National Environment Agency (NEA) to conduct Safety Audits for the handling of hazardous substances.
Our pool of auditors are fully committed in adding value to your esteemed organisation's QEHS System by providing detailed and informative audit reports based on the following list of audit services:
Application for Overtime Exemption (OTE)
Under the Employment Act, an employee is not allowed to work for more than 44 hours per week or 12 hours per day, which is equivalent to about 176 hours per month. Beyond the stipulated 176 hours of normal work, 72 hours of overtime work is allowed. Under the law, for any overtime work exceeding 72 hours per month, Application for Overtime Exemption (OTE) has to be submitted for MOM's approval.
We can assist in the endorsement of your organisation's Overtime Exemption Application upon verifying the relevant Risk Assessments and the associated implementations of the work concerned.
Concord Associates Pte Ltd is the legal entity responsible for auditing activities related to workplace safety and management systems.
The top management, managers and staff of Concord Associates understand the importance of impartiality in undertaking its auditing activities. Concord Associates will therefore ensure that in all its dealings with clients or potential clients all employees or other personnel are and will remain impartial. We will not allow commercial, financial or other pressures to compromise our impartiality.
To ensure that impartiality is both maintained and can be demonstrated the following principals have been established.
Audit Procedure:
Procedure for Complaints received from Audit:
NOTE: Concord Associate Pte Ltd's logo, name, mark etc is not be used by the audited client at all times without Concord Associate Pte Ltd's consent.


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When you rent out a car, you are accepting duty for a completely valuable leaf of machine. Even if the car happens to be an economic system one, the share the monetary unit rent out automotive vehicle band has in it is possible in the thousands of dollars. And spell the company needs to guard itself, you, too, should be concerned, as cured. A pre- and mail material possession study can lend a hand scabbard the bases.
What is a pre-rental examination and what can renters expect?
Just like any otherwise pre-lease inspection, specified as beside a familial or apartment, a dollar let out machine study is a early totter through with to order of payment for any pull that's on the car previously it's involuntary off the lot. By winning the supplementary few minutes to do this, material possession car companies shelter themselves and they care for you from being positively charged for any impair another remunerator may perhaps have caused.Post ads:
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Stuart, Florida - Seafood Restaurants
Fish, shrimp, scallops and other seafood in Stuart, FL and nearby cities
Business Showcase : Restaurant Guide: Seafood Restaurants
King Neptune
A fresh seafood restaurant in Port Salerno excellent food and a friendly staff.
Phone: 772-287-9630
Address: 4795 Port Salerno Road
Port Salerno, Florida 34997
Pelican Cafe
Casual waterfront dining on the water in downtown Stuart with excellent salads, burgers, and seafood.
Phone: 772-283-3133
Address: 351 SW Flager Ave
Stuart, Florida 34994
Waterfront restaurant with stunning views of the Roosevelt Bridge and the St Lucie River
Phone: 772-692-2333
Address: 915 NW Flagler Avenue
Stuart, Florida 34994
Pirates Loft Restaurant
A waterfront restaurant and lounge located in the Pirates Cove resort and marina
Phone: 772-223-5048
Address: 4307 SE Bayview Street
Stuart, Florida 34997
The Black Marlin
Fresh local seafood served in a cozy dining room and a classic bar
Phone: 772-286-3126
Address: 53 W Osceola St.
Stuart, Florida 34996
Shrimpers Grill & Raw Bar
Waterfront restaurant in Manatee Pocket with a dock - come by boat for lunch or dinner
Phone: 772-220-3287
Address: 4903 SE Dixie Highway
Stuart, Florida 34996
Treasure Coast Restaurants
- Restaurants
- American Restaurants
- Chinese Restaurants
- Country Club Restaurants
- Cuban and Latin Restaurants
- Gourmet Restaurants
- Italian / Pizza Restaurants
- Mexican Restaurants
- Seafood Restaurants
- Waterfront Restaurants


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Working with themes
So you've opened a building over Heritage Open Days, people enjoyed your tour, but what next? Have you ever thought working with themes? Believe it or not, it's something quite obvious - just there waiting to be discovered, explored and told.
The very nature of a building, or any aspect of the historic environment sets up a theme that can be explored through whatever desired medium. For me that will be tours, and very topical ones for this time of year, concerning ghosties and ghoulies and things that go bump in the night. Or vibey prehistoric sites like stone circles and neolithic tombs.
Some of my favourite themes
For my hunger for the really ancient, The Megalithic Portal website is a marvellous resource for getting to grips with places like Stonehenge and its wider landscape, or the Avebury World Heritage site. Less famous places too, for exploring their underlying prehistoric theme. Recently we had a marvellous day starting at Arbor Low henge and stone circle, on to Minning Low along the High Peak Trail for a multiple chambered neolithic burial monument. A not very obvious Romano-British settlement in a hidden valley at Rainster Rocks near Brassington, and finishing at Harboro Rocks - the site of a lost chambered tomb.
For the tours I develop and run in Crewe, thematic exploration helps me find new surprising angles that will entice people into coming back and revisiting simingly familiar places. For example, my "Strange at Crewe" tour is a ghostly tour of Crewe's iconic train station. It groups tales of creepy goings on from the middle of the Victorian period up to the present day. Through hidden or lost heritage features I explore the station's past, such as questions like Queen Victoria having her own private tunnel linking to the Crewe Arms Hotel. (The Crewe Arms is the world's first dedicated train station-serving accommodation provider and once provided overnight respite for Victoria, Prince Albert and a considerable royal entourage). In a quiet tunnel on the south side of the station, once a hive of activity, you can consider just how important was the postal traffic for Crewe's establishment as major transport link and interchange. Even references in fictional stories come into play. Walter De La Mare penned a short horror story: "Crewe", which is set in the first class lounge of his period. On the tour, I stop there to highlight this little known literary connection with the station.
Edinburgh, my favourite city, boasts a wealth of tours which revel in a whole host of different themes. Mercat Tours have a wide portfolio of brilliant tours. The Cadies and Witchery Tours do a superbly comic, almost pythonesque tour of macabre history, while Black Hart Entertainment do the scariest tours I have ever done. All these have very different styles, but all explore their grim and spooky themes marvellously.
How themes can work for you
But you may not have a ghost resident at your building. Nothing sinister there either. So how can a thematic approach work for you? Just reflect on what makes your place special and break it down into its components. Each can become a theme and the basis for a new tour, trail, exhibition or activity, providing the opportunity to involve different experts and groups.
If it's a Victorian building say, you could start by focussing on the most basic aspect - its architectural features and how it was built. Then you may look at the human element, the people who once lived or worked there, and trace their stories. You can widen the focus from the specific to the more general. What were the living or working conditions at the time? What did people wear, eat or were concerned about in 19th century? What has changed and what hasn't since Queen Victoria's reign? Are there any events in local or national history you can refer to? Any anniversaries to tie into? And of course you can be inspired by all kinds of things, like the seasons to throw a new light on things and add value to the visiting experience.
Whatever the place, whatever the period, it's amazing how many different takes there are to bring it alive and captivate you and your prospective audiences. As tempting as it might be, try not to show off all your assets at once, not to go for a comprehensive interpretation of your object. Take a long-term perspective. Serve your cake slice by slice.


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Any woman can create a long, full, trend-setting pony in an instant with the new 23" Wrap Around Pony from E! Live from the Red Carpet by Hairdo. This clever pony can be curled or straightened with thermal styling tools for any look.
The Hairdo Tru2Life heat-friendly fiber Wrap Around Pony is available in 11 Salon inspired colors.


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Talk:Vorbis Software Players
Revision as of 13:03, 6 September 2010 by Stuart P. Bentley (talk | contribs) (moved Talk:VorbisSoftwarePlayers to Talk:Vorbis Software Players)
free or proprietary?
There should be an additional category which players are free software or proprietary (which list would be shorter). --Mms 13:56, 6 August 2007 (PDT)
- May not be a bad idea. Are you willing to do this?--Ivo 10:53, 9 August 2007 (PDT)
- I did it with sub-categories for each operating system. --Mms 10:57, 10 August 2007 (PDT)


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Free MBBS in Foreign at Low Cost
Published date: August 13, 2018 | 12:27 pm | Posted by: Career Plus
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Archive for August, 2012
Motivate yourself this week with some Inspiring images and videos. 8/24
Are you the hero of your own story? (language warning)
Life and positivity – Karma, kindness. Have you forgotten?
A little bit different type of post on here but i felt it's worth a look.


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Well Said!
We are talking about someone who cleans up our mess and is already looked upon as a low class worker. At least we can vouch for their better living standards if not providing them with the respect they should have!
P.S. This problem prevails all around the world..
Ashish gupta
Social Activist


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Farming more fun than anything for Cooper Ellison
EDITOR'S NOTE: The following sponsored content is a continuation of the Farmer Friday series which spotlights a local producer. This week's article is sponsored by Panhandle-Plains Federal Land Bank.
For Cooper Ellison, running the plow, changing the water, harvesting the crops and all the other toils of farm life have never really been considered work by the Petersburg producer.
"Really, it's been more fun than anything," Ellison said with a laugh. "It doesn't even feel like work."
With a smile on his face, Ellison has farmed the West Texas soil on his own for nearly 36 years, carrying on a more-than-100-year tradition on the South Plains.
"My great-grandfather (Jim Herd) came to this area in the late 1800s from Central Texas," Ellison said.
Herd farmed on land between Plainview and Petersburg. Ellison's grandfather carried on the tradition a little closer to Petersburg as he grew cotton and grain sorghum.
"My dad (Doug Ellison) still grows cotton and corn on land east and west of Petersburg. I grow the same," added Ellison.
As the majority of farmers in the area, Ellison developed his work ethic doing chores on the farm.
"I did what most kids did on the farm; helped plow, irrigate, harvest, things like that," Ellison said."I remember going with my dad to the farm. I was always excited to go."
Ellison said he instantly fell in love with planting season.
"I just love starting a new crop, it's always fun," he said.
Ellison graduated from Petersburg High in 1979.
"I always knew I wanted to be farmer," he said, weighing in on his future as a teenager.
However, feeling that a stronger education wouldn't hurt anything, Ellison enrolled at Texas Tech University where he eventually earned a bachelor's degree in agriculture economics in 1982.
"I really wanted to learn the business side of Ag, but I also learned some production. I had a minor in agronomy," Ellison said.
During the summer, the young Ellison continued to work with his father on the farm. The autumn before graduation, Ellison opted to rent his first half-section of land to farm.
Ellison said he was able to buy a tractor, but had to borrow a lot of extra equipment from his father. In return, Ellison continued to work on his father's land.
As time went on, Ellison gradually continued to grow his farming operation.
"I just love what I do," he said.
And Ellison plans to do it as long as he can despite the current challenges facing our local farmers.
"With the prices as low as they are, its going to be hard to cover operating costs. But on the bright side, we have had a lot of moisture, so we're off to a good start," Ellison said.
When he's not on the farm, Ellison can be found in his garage maintaining his classic car collection, which includes his crown jewel, a 1972 Corvette.


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Shoreline Park
East Tawas, MI 48730
P. O. Box 646
East Tawas, MI 48730
Make every day a day at the Beach!
Tawas Bay Paddle Shack, Kayak and Paddle Board Rentals at Shoreline Park
Located on the water of the beautiful Tawas Bay. A family business that hopes to increase the awareness and enjoyment of one of the fastest growing watersports. Come visit us to enjoy the water, sun and fun!
Sunset Paddles - $25.00
Enjoy the amazing scenery that our area has to offer. After your hour long paddle join our bonfire with smores, refreshments & entertainment (when available $30.00). Call to reserve your spot. Great for families and groups!
SUNRISE Paddles - $15.00
Sun-up is peaceful and stunningly beautiful on Lake Huron. Take your time - it's okay! Call to reserve your spot.


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I'm sure you'll agree that hashtags can be pretty confusing. First, there is the question of how many to use? and how to find the best ones? This easy to use guide provides quick and actionable Twitter hashtag tricks that can double your twitter views and engagement in a matter of days.
1. Make sure you always use #hashtags
Ok, this sounds a bit obvious but if you don't use them then you're throwing away a valuable opportunity to amplify your message. If you don't include hashtags in your tweets then only people likely to see them are going to be your followers which is a but underwhelming if you've only got 50.
2. Limit your tweets to two hashtags
Nobody likes a machine gun hashtagger, the 'spray and pray' type who ruthlessly peppers their tweets with hashtags like a Mac-10 on full auto. OK, firearm analogies over (before we lose you completely), common wisdom seems to dictate that the ideal number of hashtags tends to be about 2 and no more. Who honestly likes seeing a sea of blue text? Take a look at the table below courtesy of our favourite tool makers Buffer.
3. Research your Twitter Hashtags
In order to maximise your potential reach then you need to use relevant hashtags that have a good following. Luckily for you, there are free tools out there for doing this and our favourite is Hashtagify.me. All you need to do is put in a word or phrase (remember that you can't use spaces in hashtags) and you'll then be given a view of related hashtags as well as a visual representation of how popular they are related to the word or phrase that you've out in, It may well be that you find other phrases that are better than the one you intended to use.
4. Beware of Hashjacking
There's only one thing worse than being a machine gun hashtagger and that's a hashjacker. What's a hashjacker you ask? Well, its someone who tries to jump onto a conversation or topic by adding a hashtag to something completely irrelevant usually to sell something. It actually beggars common sense or belief but some companies thought that 9/11 was a great opportunity to do a bit of marketing. Take the Los Angeles Lakers who tweeted a photo of Kobe Bryant with the hashtag #NeverForget which just left people bewildered. We're still not entirely sure what dinner and jousting outfit Medieval Times were thinking when they posted this tweet that seems to link men fighting on horses with the terrible tragedy of September 2001.
5. Think hard about what your hashtag should be
The challenge with Hashtags is that they are not exclusive. You can't really own them or trademark them which is why you might end up sharing one with someone else. One such unintentionally funny error occurred when mobile games conference 'Mobile Games Europe 2013' used the hashtag #MGE2013 without actually checking that it was already being used by Mr Gay Europe 2013. Likewise, perhaps the most infamous hashtag error of all was when pop sensation Susan Boyle launched a new album and her PR people used the hashtag #Susanalbumparty……red cheeks all round on that one. All in all, what we're saying is that it's good to check that your hashtag is unique and that it reads well.
If you liked this article then be sure to read our other post 10 tips to get you tweeting like a pro.


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You try to eat organic, your bathroom cabinet is slowly being stocked with natural beauty and you're considering meat-free Mondays, but what about your fashion? How often are you swapping a fast fashion brand for a conscious, eco-friendly ethical one instead?
At this morning's MBFWA Future Talks and Clean Cut Fashion event, a panel of Gabrielle Manning (Manning Cartell co-founder), Margie Woods (founder of Viktoria & Woods) and Laura Wells (model and environmentalist) with expert hosting by journalist Clare Press, discussed the current landscape of the Australian fashion industry when it comes to ethically minded production.
Read More: 5 Startups Making Ethical Engagement Rings
The focus was less on naming and shaming, more on beginning the discussion – if you're starting to think about swapping high street for highly conscious brands, you're already doing better than you from a few years ago.
As echoed by the panel, ethical fashion is a subject that's only come to the fore, even for them, in recent years. For Laura, particularly, deciding whether she'll take a piece home now goes beyond price.
"It's something that's changed in the last five years for me," Laura told the crowd. "Now I'm not just noticing the price tag, now I'm looking at how long I'm going to have this piece for. Can I repair it if it needs mending? What is its backstory? Does the store have a recycling policy?"
This simple line of questioning before purchasing a piece plants the seeds for discussion for your own fashion buying policy, but also that of friends and those around you.
Read More: YEVU Clothing: The Ethical Clothing Brand Made In Ghana, Founded By An Australian
Other questions you can ask have even less to do with the supply chain and more to do with your consumption of clothing. For example, "Do I need this?", "Would I buy this if it wasn't on sale?", "Is it well made?"
These questions are really a trigger for your own internal discussion. Then the action is up to you.


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A hairdresser has shared before and after photos of her client's hair with a poignant message about mental health.
Kayley Olsson, from Waterloo, Iowa, was asked to cut the 16-year-old's hair for her school picture day.
When the anonymous patient arrived, Olsson discovered that the young woman was living with depression, which sometimes made her feel so low that she couldn't even bring herself to brush her hair.
Olsson spent 13 hours in total tending to her young client's hair and later shared before and after photos on Facebook, which have received more than 76,000 reactions.
"Today I had one of the hardest experiences with my client," Olsson wrote on Facebook.
"I had a 16-year-old girl come in who has been dealing with severe depression for a few years now. She got to the point where she felt so down and so worthless she couldn't even brush her hair, she told me she only got up to use the restroom."
The hairdresser explained that her client was due to start back at school in a few weeks but was going in for a school picture - hence the haircut.
"When she walked in she told us 'just cut it all off, I can't deal with the pain of combing it out'. She called herself worthless for it," Olsson explained.
"It honestly broke my heart and we tried everything we could to keep this child's hair for her."
After spending 13 hours in total on the young woman's hair, Olsson said her client smiled and said: "I will actually smile for my school's pictures today, you made me feel like me again."
The hairdresser urged people to take mental health more seriously. One in six people will experience depression in their lifetime and it is now the leading cause of disability worldwide.
"Mental health is a thing, it affects people all around the world and of all ages," she wrote. "Parents, take it seriously, don't just push your kids off and tell them to get over something they legitimately can't. A child should never feel so worthless to not even want to brush their hair.
"After being here eight hours yesterday and five hours today we finally made this beautiful girl smile and feel like she IS worth something."
Useful websites and helplines:
- Mind, open Monday to Friday, 9am-6pm on 0300 123 3393
- Samaritans offers a listening service which is open 24 hours a day, on 116 123 (UK and ROI - this number is FREE to call and will not appear on your phone bill.)
- Get Connected is a free advice service for people under 25. Call 0808 808 4994 or email: firstname.lastname@example.com


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even when my beloved canyon changes from my favorite hue of green to brown.
Ok miss photo magic... did you make those clods appear?? *Ü*
Nope, they're the real deal!! Fake images aren't my thing.
Oh, so pretty. How long will your green remain before it goes back to brown?
It's already brown (top pic). The green is long gone (sniff, sniff). If we get any rain this winter, it should green back up by January (fingers crossed). We had to wait 3 years for this year's green to return.
Oh my. Oh my. First of all, we don't have sky that blue on the east coast. Second of all, your pictures are like watching a high definition TV. Spectacular! And third, I so loved your comment on my blog about friends and family NOT reading all this good stuff we work so hard at. You're pals have no idea what they are missing!
Hi Debbie-
Gotta clarify ... I just mentioned that a couple "real life" friends don't check in. My family is actually quite fabulous in following along :-)


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Apple absorbed another major blow after losing another patent case against rival Samsung Electronics.
A Dutch court junked the patent case of Apple against Samsung, saying that the South Korean company did not infringe Apple's patent on multi-touch function.
Last September, Apple accused Samsung of copying their multi-touch functionality on their Galaxy smartphones and tablet computers, but the Hague Court decided against Apple's claim.
The court said: "The court judges that Samsung with the trading of its Galaxy products does not infringe on EP 948. With these products Samsung does not infringe the claims that Apple has made."
According to the Dutch court ruling, their decision is the same as the previous ruling in cases filed in Britain and Germany wherein Apple also lost their patent claims on multi-touch function as well as the "pinch to zoom" features that are now very popular on smartphones.
Apple, who is known for creating popular features on their iPhones and iPads, declined to comment on the ruling, while Samsung Electronics said that the decision of the Dutch court is another welcome development for their company.
Earlier this week, Samsung also scored a victory in the preliminary invalidation of Apple's patent.
Samsung announced that officials of the US Patent and Trademark Office said that their company did not commit any patent infringement on the touch-screen feature that allows a user to bounce back to an image if the owner goes beyond the edge of the screen.
The said feature was included in the six features that were allegedly copied by Samsung that forced California federal court to ask Samsung to pay Apple a whopping $1.05 billion in damages. While the patent violation remains as is, Samsung has already taken a huge leap in shifting the decision into their favor.
Earlier this month, the South Korean giant also scored victory over their nemesis in a Britain court wherein Apple filed a case for allegedly copying the design of their tablets.
After the decision was released, Samsung reiterated: "We continue to believe that Apple was not the first to design a tablet with a rectangular shape and rounded corners".
Apple and Samsung still have patent cases in more than 10 countries that are yet to be decided.


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South Shore Mental Health provides an array of counseling and evaluation services to adults and their families. Services are offered throughout the South Shore, Southeastern Massachusetts, and the Metro Boston area.
We offer highly specialized services such as employment support, rehabilitation intervention, life skills, outreach and in-home therapy within hospitals, clinics, community-based centers, schools, and homes.
South Shore Mental Health also provides a continuum of care through intensive wrap-around services, home-based, and community resources. Support is provided to teens and their families, who may be at differing stages in their treatment and recovery from mental illness. Select a service below to learn more.


text: FRANKFURT, Oct 28 (Reuters) - The European Central Bank announced the following results for its latest liquidity providing operation: Longer Term Refinancing Op.-Allotment Intended Volume: Reference Number: 20150109 Min Allotment: Transaction Type: Reverse Transactions Fixed Spread: 0 bp Operation Type: Liquidity Providing Max Bid Limit: Procedure: Standard Tender Max Bids per Cpty: 1 Tender Date: 28/10/2015 11:15 Marg. Spread: Start Date: 29/10/2015 % of All. at Fixed Spread: 100 Maturity Date: 28/01/2016 Tot Amount Allotted: 18125.3 mn Duration (days): 91 W. Avg. Allot. Spread: Auction Type: Fixed Spread Tender Tot Bid Amount: 18125.3 mn Allotment Method: Min Spread (bids): Max Spread (bids): Reference Entity: Average MRO rate Reference Value: Tot Number of Bidders: 109