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Looks like mine got more cashew nuts than chickens.... :)
Recipe Source: No-Frills Recipes
- 250 gm chicken thigh, deboned and cubed
- 5 dried chillies
- 4 slices young ginger
- 1 capsicum, cut
- 1 onion, cut into wedges
- Cashew nuts lightly toasted
- Sesame Oil
Seasoning for chicken cubes
- 1/2 tsp each of salt and sugar
- 1 tsp each of oyster and light soya sauce
- 1/4 tsp dark soya sauce
- 3/4 tsp cornflour
- a dash of pepper
- Saute the dried chillies and ginger till fragrant with sesame oil.
- Toss in the seasoned chicken, stir-fry till cooked. Sprinkle in some water if necessary.
- Toss in the capsicum and onion, mix well.
- Test for taste and mix in the cashew nuts.
- Dish out and serve immediately with rice


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However if you decide to do it from home, there are several factors
you need to bear in mind. Running a business from home is easy
but it isn't for everybody. Though it can provide greater flexibility
than an external office based business basing your company in the same place
as where you live can also gravely impact your family social life
and lead to feelings of isolation.
There are obviously many advantages that cannot be discounted when
running a business from home. Among other things are you can earn an
income on top of a full time job, it involves low risk and low cost,
no shop front required, you can do business round the clock and work
at your own pace without normal workplace distractions.
Individuals considering establishing a home-based business would do well
to sit back and consider several key questions to work out if the project is
suitable for them.
Hobbies into Careers
Entrepreneurs opting to turn their hobbies into a career are good
to start a work at home business. These includes arts and crafts services
such as painting and pottery, childcare, teaching and tutoring,
pet grooming, dog walking and language translation.
It is service business that works particularly well to run from home
because these businesses do not receive customers on the doorstep.
The range is varied and even involves large scale importers,
wholesalers and distributors as well as office based business like
consultancy and professional services such as communications,
public relations, accountancy and human resources administration.
It also includes telesales and marketing, writing and editing, customer service
and web based business
Some Vital Questions
Jumping into a home business without first thinking whether it is for you
would be unwise. There are questions you nee to ask to ensure that
you will not be caught on the wrong foot. Among them,
Question One: Will I have the support of my partner and children if any?
Support from family members is important as you may need to allocate
some personal space for your work area. These areas cannot simply be
trodden upon by some naught kids or even your friend's kids when
they come around.
Question Two: Am I good at setting priorities?
There are a zillion distractions when you work form home.
To be successful running a business from home, you need to know
if you good at setting priorities and if you are able to get yourself
away from what is exciting to what is important?
Question Three: Will I have the discipline to work hard every day without a boss
always looking to see that that work is done?
Earn 5 Figures On Line We Teach You
How To Do That "GUARANTEED"! http://
Alf W Osterberg

subset: commoncrawl


text:
A few weeks ago Jedi and I were on our way to handling class. He was bouncing around the back seat and I was feeling guilty for not practicing over the weekend. Again. I told him that I was sorry. I'm sure he would be a much better show dog if he had a better handler. If he had an owner that knew what she was doing, he could be a champion by now. Instead, we don't have one lousy point toward championship yet. If he had a better trainer, maybe he could walk on a leash nicely instead of dragging me down the street. I was on the verge of tears thinking of all the ways I had failed my dog.
|Jedi says "Life is good, so quit stressing."
So I'm going to stop apologizing right now.
- I'm not going to apologize for being a bad trainer . . . but I will continue to work on getting better.
- I'm not going to apologize for all the things I should have done when Jedi was a puppy . . . but I'm sure the next puppy will have it easier.
- I'm not going to apologize for spending hundreds (ok, thousands) of dollars on a puppy . . . it's my money, I can spend it however I want. Some women buy shoes. Some women buy jewelry. And some buy a new set of boobs. I bought pure love disguised as a German shepherd puppy.
- And finally, I'm not going to apologize for the mistakes that I make. Despite my best efforts, I'm not perfect. I make a lot of mistakes. But I'm trying, and I'm sharing as I go. My hope is that you make your own mistakes instead of repeating mine.
So that's it, everything I know about dog shows from A to Z. I hope you enjoyed it. And I hope you learned something. If you happen to be at a dog show in the northern Florida/southern Georgia area look in the catalog for Zente's Jedi Mind Trick. That's us! Come by and say "Hi." -- K
|Whether in handling class or in the show ring, spending time with Jedi makes me happy.


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Quests seem as integral to the fantasy genre as eggs are to cake. But while I know at least one person who bakes without eggs, Robin Hobb didn't break with tradition with her Farseer trilogy. But not only did she save the quest for the last book of the trilogy, it doesn't feel like a stereotypical fantasy quest at all. That's just one of the reasons it's one of my top fantasy novels.
I healed. Not completely. A scar is never the same as good flesh, but it stops the bleeding.
So here's the premise of this quest: Red Ships are raiding the Six Duchies and King Verity has disappeared trying to find help. Our hero, Fitz and the titular assassin, sets out on a quest to find his king.
So far so humdrum, right? But this is Robin Hobb. It's never so emotionally straightforward.
You see, Fitz went through a truly traumatic ordeal in the second book. He was abandoned, betrayed and broken. And, by the time Assassin's Quest begins, he's still pretty broken inside. He's a mess of a man. In fact, he doesn't even want to be a man anymore, let alone get involved in the affairs of the realm again. He'd be safer if he just stayed away.
But Fitz is too damn loyal. It's like he can't help himself. So, despite how scared and broken he is, he has to find his king. He doesn't want to defeat a great evil or save the realm. He very much wants to go home. But he goes all the same. It's fascinating and admirable and even moving in places.
You are confusing plumbing and love again.
That loyalty is one of the reasons Fitz works so well as a character, because a lot of the time he's being grumpy and mopey. The other reason is his interactions with the others characters; Hobb has a marvellous ability for drawing complicated relationships. For example, Fitz and the Fool are closer than brothers and yet they fight and they argue. Fitz doesn't always understand the Fool and sometimes he's even put off and repelled by his friend's odd behaviour. But that doesn't stop their relationship being one of the sweetest and strongest I've ever read.
Those relationships are the core to the book and the series as a whole. Whilst there is a grand plot this book, perhaps more than the others, is driven by Fitz. His unstinting and self-flagellating loyalty to his king, his queen and his friends. His faltering friendship with the minstrel Starling. His bond with his wolf Nighteyes. The physical and mental scars he bears, his terrors and his fears. Everything he does is motivated by these relationships and makes this a very personal and emotional book.
It is only cold stone, carved so well as to appear alive.
This extends to the dragons of Assassin's Quest. Dragons and fantasy novels go hand-in-hand but Hobb's take on them in this novel is unlike any I've come across before. Hers are made a stone, a strange mix between art, weaponry and self-sacrifice. They're carved using magic and animated with memories, emotions and eventually life-essence of the carver. It's a fantastic idea on its own but what takes it from fantastic to sublime is how well it fits with Fitz's story of sacrifice. It's a clear example of the plot being driven by the characters and I just love it.
Truth is often much larger than facts.
So, yes, there's a quest but, no, it's not like the quests you've seen in other fantasy novels. And while you'll have to read the first two books to get the most out of this one, when you do you'll understand why Assassin's Quest is one of my top fantasy books. And I suspect it will be one of yours too.
Or will it? Let me know what you think of Assassin's Quest or which novels you think should be one of my top fantasy books!


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Professional driving lessons are an integral part of becoming a safe and confident solo driver.
Greg Holt of Ringwood Driving School has a thorough understanding of the Victorian Road Laws and offers his passion for and expertise in driver training in the Eastern suburbs of Melbourne.
Once you have gained you Learner Permit from Vic roads, it is important that you build experience, hours and skills behind the wheel. Greg's commitment to excellence ensures all his Learners aim to be the best they can be, on their journey to the Probationary Licence.
As an owner operator for over 15 years, he offers a personalised service that is guaranteed to focus on the needs of the individual Learner driver, no matter what their age, stage and road experience. Logbook learners can build up hours with specially priced lesson packages .
Driving lessons are available 7 days a week in both a manual or automatic car. The Ford Focus is a great, compact car in which to learn the skills of manual driving, while our 2016 Kia Cerato is a safe and comfortable car for learners in an automatic car.
Pick up can be arranged from home, school, workplace or Public transport stop in Melbourne. Individual needs can be accommodated accordingly.
When you are finally ready to sit for your Probationary Licence, Greg will be there to support you and ensure you are well prepared for that important next step. With an outstanding record of success behind him, Greg Holt of Ringwood Driving School will take pride in your success.
As a local small business, Ringwood Driving School willingly supports schools, youth organisations and community events with vouchers for fundraising and hands on help. Call Greg anytime to discuss his support for your event in the City of Maroondah.
Living in the North, South, East or Western suburbs of Melbourne is no barrier to accessing the professional and quality instruction that Ringwood Driving School offers. Gregory's Driving School is also dedicated to training safe and confident solo drivers who thoroughly know Victorian Road Laws. No matter where you live in Melbourne, Gregory's Driving School will ensure you get the best possible instruction in your local area.


text:
4121 Wilshire Blvd. suite 201Los Angeles, CA 90010ph: 213 321 email@example.com
Salvage Beauty is a full service interior design company specializing in residential & hospitality design and historic restoration
At Salvage Beauty- we believe in the art of salvaging the original beauty, bones, and architectural treasures found in many Los Angeles homes, apartments, and retail structures, as well as in finding antique gems and re-purposing them. One's physical environment has a profound impact on the well-being, happiness, health, mental stimulation, and inspiration of each being. We believe everyone deserves to be surrounded with such beauty, and Salvage Beauty can help you bring this into your home, business, or restaurant/bar space! We are happy to take on any project small or large, and will work within most budgets. Be Inspired
Copyright 2012 Salvage Beauty Design Co.. All rights reserved.
Web Hosting by Yahoo!


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Dear Uncle Colin, I have a problem with a limit! I need to figure out what $\left( \tan \left(x\right) \right)^x$ is as $x \rightarrow 0$. — Brilliant Explanation Required Now! Our Understanding's Limited; L'Hôpital's Inept Right, BERNOULLI, stop badmouthing L'Hôpital and let's figure out this limit. It's clearly an indeterminateRead More →
This month's episode is an interview with podcaster extraordinaire, @samuel_hansen, who is Samuel Hansen in real life. If you're not listening to Relatively Prime, I don't know what's wrong with you. Go and listen to it.Read More →
"That @ColinTheMathmo chap had a blog post on Stirling's approximation, too," said the student, spotting a chance to move the lesson away from his disappointing mock exam results. "Used it to work out 52!" "I saw it," said the Mathematical Ninja, polishing his weaponry smugly. "It… wasn't bad, exactly…" "ButRead More →
Dear Uncle Colin, I've been asked to find the last two digits of $19^{100}$. For what reason, I cannot tell. However, my calculator bums out before I get to $19^{10}$! — Many Other Digits, Unfindable Last Ones Hi, there, MODULO! What do you know, the clue to your problem isRead More →
There's not much of a story to this post, except for a few curiosities the decimal system throws up (largely as a result of the binomial expansion). Some time ago, I looked at some Fibonacci witchcraft: $\frac{1}{999,998,999,999} = 0.000\,000\, 000\,001\, 000\,001\, 000\,002\, 000\,003\, 000\,005\, 000\,008\,…$, neatly enumerating the Fibonacci sequenceRead More →
Dear Uncle Colin, I've been struggling to get my head around what happens if you chop infinity in two? Is half of infinity still infinity? Help! How Infinity Lies Beyond Every Reasonable Theory Hi, HILBERT1 The short answer is yes: halving infinity gives you infinity. (Once you get to infinity,Read More →
"I suppose," said the Mathematical Ninja, "I can allow you to put $20!$ into a calculator. There's absolutely no reason you should know that it turns out to be about $2.4 \times 10^{18}$." The student tapped the numbers in, frowned, thought for a moment and said "OK, I'll bite. How…?"Read More →
Dear Uncle Colin I'm in year 9 and really annoyed: my little sister keeps beating me in maths tests! I've only ever beaten her once, and even then only by one point. It's shameful! I always do the exercises in the book and work really hard at revising, but IRead More →
Most of the suvat equations are pretty easy to derive, as soon as you realise acceleration ($a$, assumed constant) is the derivative of velocity ($v$) with respect to time, and velocity is the derivative of position ($s$), also with respect to time. For example: $ a = \diff{v}{t}$ $ \int_0^tRead More →


text:
Access your applications on the move
The air transport industry (ATI) is becoming increasingly reliant on mobile devices and wireless connectivity. However, airports and airlines may be put off by the costs and logistical issues associated with sourcing, support, managing connectivity and the integration of applications.
SITA's Wireless & Mobility manages all aspects for you, from sourcing the right devices to delivering robust global connectivity with seamless integration of mobile apps.
Through our partnerships with leading device manufacturers, SITA provides a full range of managed devices suitable for operational and commercial environments. SITA's Wireless & Mobility lowers your total cost of ownership by managing the entire life-cycle of your devices.
Global seamless connectivity is mission-critical to your operational and corporate environment. By providing seamless global coverage, including cellular and Wi-Fi connectivity from a single offering, Wireless & Mobility is tailored to your application requirements and staff needs.
With several decades of experience providing systems to the ATI, SITA is ideally placed to integrate and manage mobile applications. We are the only player in the market that combines industry knowledge with application experience and end-to-end mobility expertise.
Airport-based staff can access business-critical information in real time. Moving from paper to digital enables significant admin time reduction, allowing users to focus on their main job.
Mobile-assisted processes help airport-based staff deliver better passenger service and make ground-based operations smoother and more efficient.
Enabling workforce collaboration and communication across various siloed workgroups considerably enhances information flow and helps minimize disruption impacts. This agile way of working means it's simpler to make the right decision, in good time and every time.
Only SITA provides end-to-end mobility that is globally supported and integrated into the ATI's existing IT infrastructure.
SITA's end-to-end management provides a flexible approach to mobile solutions. It also minimizes handoff and support issues.
SITA has the ability to integrate single mobile elements as part of an overall solution – for example, rolling out devices you have already sourced.
SITA's Wireless & Mobility includes Wi-Fi solutions that cover operational airport areas, as well as device sourcing and support for airports and airlines worldwide.
SITA provides business-grade availability and bandwidth to ensure application performance. We also ensure close integration with other ATI applications and offer field service onsite at the airport.
SITA manages mobile connectivity at hundreds of airports using thousands of devices. We have managed the rollout and support of mobile applications for airlines around the world. We also manage and operate radio systems in airports around the world.
SITA provides mobile services in 180 countries and territories, covering 96% of the world's air market. Our partnerships with over 200 operators ensure our prices are locally competitive.
Wireless & Mobility is supported by SITA Global Services (SGS), which provides global business continuity through a flexible service model. Our monitoring service ensures your IT systems are reliable and available, around the clock, around the world. Our experts proactively monitor your infrastructure, identifying and resolving problems often before they impact your services.
Dedicated SGS command centers and field services manage mission critical network services, which are the communication backbone of your business.


text: Technological advancements have been instrumental in shaping both our private and personal lives to a great extent. These significant technical changes have successfully revolutionized the way workplaces function in modern times. In the next few years, the ides of the present workplace is expected to undergo several changes and thus give rise to an entirely...Read More


text:
Amazon has launched its AmazonFresh food delivery service in the UK, a long-anticipated move by the world's largest online retailer to break into the UK grocery market.
According to Reuters, Amazon's arrival in the market comes at a tough time for the supermarkets. They're already fighting a price war sparked by discount rivals Aldi and Lidl. That has sapped profits across the sector. But it may also have helped the grocers prepare for battle.
REUTERS Retail Correspondent, James Davey, said:
"It's much more profitable for the retailers for customers to visit their stores than if they do it online, so make their stores more attractive, improve product availability, improve customer service – do a lot of the things they're already doing to answer the threat of the discounters."
Watch the AmazonFresh Launched in UK Video from Reuters:
The report also claims that "this is what the UK's big supermarkets have been dreading. It's aiming to grab part of a booming market. UK online food shopping expected to double to over 17 billion pounds a year by 2020. The Amazon Fresh service just a trial for now, and confined to parts of London."
Senior FX Strategist, RABOBANK, Jane Foley, said:
"I think the supermarkets are likely to be quite concerned in the UK. We've known for some years that there's been on-off price wars, a lot of pressures within the sector. So to have another big player who already has a very established delivery base will be obviously a significant concern to many of the incumbents in that space."
Supermarkets hope point card programs also give customers a reason to stay loyal. But Amazon has a history of disrupting every market it enters. Thursday's launch may just be an initial skirmish, but battle has been joined.


text:
So you think you know everything there is to know about Ghostbusters? Well, let's see if you do.
1) What instrument does Dana Barrett play?
a) Violin
b) Cello
c) Flute
2) Who wrote and performed the Ghostbuster's theme song?
a) Ray Parker Jr.
b) Michael Jackson
c) Eddie Murphy
3) What does the Ghostbuster car's personalized license plate say?
a) No Ghost
b) Ecto 1
c) G Busters
4) In Ghostbusters, who possesses Dana's body?
a) Zizi
b) Zog
c) Zull
5) In Ghostbusters, what experiment is Dr. Venkman conducting with his students?
a) Fear Analysis
b) Sleep Deprivation
c) Mind Reading
6) Who do the boys hire to be the fourth Ghostbuster?
a) Winston Zuddmore
b) Louis Tully
c) Dana Bartlett
7) Dr. Venkman has his own TV show in Ghostbusters II, what was it called?
a) Venkman Now
b) Venkman on the Town
c) World of Psychics
8) What is Dana's baby's name in Ghostbusters II?
a) Oscar
b) Norman
c) Chad
© Columbia Pictures. All rights reserved.. Unauthorized use of this material is strictly prohibited. © 2001-2010 Destination Hollywood. All rights reserved.
Dr. Peter Venkman (
Bill Murray
"Generally you don't see that kind of behavior in a major appliance."


text:
San Jose Bankruptcy Attorney explains how better financial education for couples could reduce the instances of divorce and bankruptcy.
A recent article published in Australia raised the question of whether better financial education could reduce the instances of bankruptcy and divorce. It's an interesting thought, since financial stress is one of the leading causes of divorce and separation. Ironically the financial stress that is there when two people, often with two incomes, are living together doesn't go away when they are trying to maintain separate households and pay spousal support and child support.
Some of the issues that lead to the financial issues that can strain marriage include lack of budgeting, poor spending habits, overuse of credit cards, along with unemployment, declining home values and wide fluctuations in the stock market battering the net worth of families.
Good financial skills can help prepare for many of these situations. Learning to live within a budget, to not overuse credit and setting aside money in a rainy day fund for emergencies are all tools that can be learned wherever you are in a marriage. Even bankruptcy doesn't have to be the death knell of a marriage. In many instances a Chapter 7 or Chapter 13 bankruptcy can give you the breathing room to get your feet underneath you as you reestablish your financial future. Your bankruptcy attorney can explain what can and cannot be discharged in bankruptcy, and how it may benefit you in your situation. The financial counseling classes that are now required for bankruptcy filers are a good place to start to get rid of any bad financial habits that may have developed. It's never too late to break a bad habit and get yourself on the way to wealth instead of the road to debt.
If you have a question regarding Bankruptcy in San Jose please contact us at 408.279.2288 or visit www.bkanswers.com and we can connect you with one of our experienced San Jose Bankruptcy Attorneys. After you have spoken with one of our San Jose bankruptcy attorneys we can schedule you a free face to face appointment in our office location nearest you. Our team of San Jose Bankruptcy Lawyers can assist you with all aspects of your case. If you are have questions about filing a chapter 7 bankruptcy, a chapter 11 bankruptcy, a chapter 13 bankruptcy, lien stripping, cram down, stopping a foreclosure or wage garnishment, discharging debt, etc. we can help! We have bankruptcy attorneys located throughout California who can assist your financial needs. Please feel free to complete our free bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy.


text:
is a tough, thankless job. If the point of writing is making money, then, for us mere mortals, our time would be better spent working in a fast food restaurant or pushing a purloined shopping cart while gathering hub caps beside the highway.
First of all, the writing should be clean. It doesn't need to be perfect, but we will reject a project that requires a lot of editing work. The closer the book is to being print-ready, the better. In addition, it's a cliché, but bad writing can be fixed while boring writing is hopeless.Secondly, there has to be a market we can reach. We don't know anything about erotica, romance, Westerns or children's books. Beyond that, generally speaking, poetry, memoirs and thinly veiled autobiographies are hopeless. Do a little research and make sure the publisher works in your genre, otherwise, you're wasting your time and theirs. We're sensitized to things that molest our precious time.Project an attitude of competence and good cheer. Do you enjoy working with grumpy, never-satisfied people who are eternally angry? We don't either. In addition, one thing we watch for is people who have strong ideas about how other people should act. We want you to do your job as writer and let us do our jobs as editors, cover designers and publishers. Our customers are the readers and it's them to whom we cater. Can you imagine having twenty or a hundred authors bombarding you with commands and requests? In service of our own mental health, we'll simply not allow that to happen.Make your pitch as personal as possible. Don't pretend to know us if you don't, but if you met us somewhere or came across some of our work somewhere, let us know. It's easier to dispense with a query from someone we don't know. It's surprising how often a query comes in and the author or agent has zero idea about what we do. How long does it take to get a sense of us? Spend two minutes looking at our website. That would put you ahead of many queries. That said, we don't like false familiarity. No phony sucking up, please.This is sad to say, but marketing hooks are more important than the writing quality. We're impressed when an author knows their audience and has intelligent thoughts about how to engage with a sales strategy we believe can work.We get so many submissions that our main goal is to dispense with them as quickly as possible. We're on high-alert for reasons to reject a query or manuscript because it's efficient and makes us feel less guilt. Project yourself into the role of the publisher. We're panning for gold and itching to get on with productive tasks like working on the projects in the pipeline or watching cat videos on YouTube. Make sure your sales pitch has no red flags—things justifying a quick, guilt-free decision not to engage.Writing is a service industry. Our customers are people who buy books to learn things and to pass time. Competition is brutal: not only do we have to compete with hundreds of thousands of new books each year, but we also have to compete with every other book ever published in history. This is not a business for the weak-of-heart.Do you want to be a guaranteed success as an author? It's simple enough; just scale your expectations to the things you can control. Take pleasure in the written word and your work and don't take yourself too seriously. For everything beyond that? Take nothing for granted and savor every external marker of success, no matter how small. Don't let your feeling of entitlement and hunger for success ruin your appetite for small victories. Suppose you work your whole life and only sell one book? What's wrong with that? If you can't be happy with what you got, you ain't going to be happy with what you're gonna get.


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Quick Links
- Index to Special and Local Laws (1971-2018) [PDF]
- Index to Special and Local Laws (1845-1970) [PDF]
- Preface to the Florida Statutes (2018) [PDF]
- Table of Section Changes (2018) [PDF]
- General Laws Conversion Table (2018) [PDF]
- Table Tracing Session Laws to Florida Statutes (2018) [PDF]
- Florida Statutes Definitions Index (2018) [PDF]
- Statute Search Tips
- Archived Statutes (Prior to 2010)
2010 Florida Statutes
Comparative fault.
Comparative fault.
768.81 Comparative fault.—
(1) DEFINITION.—As used in this section, "economic damages" means past lost income and future lost income reduced to present value; medical and funeral expenses; lost support and services; replacement value of lost personal property; loss of appraised fair market value of real property; costs of construction repairs, including labor, overhead, and profit; and any other economic loss which would not have occurred but for the injury giving rise to the cause of action.
(2) EFFECT OF CONTRIBUTORY FAULT.—In an action to which this section applies, any contributory fault chargeable to the claimant diminishes proportionately the amount awarded as economic and noneconomic damages for an injury attributable to the claimant's contributory fault, but does not bar recovery.
(3) APPORTIONMENT OF DAMAGES.—In cases to which this section applies, the court shall enter judgment against each party liable on the basis of such party's percentage of fault and not on the basis of the doctrine of joint and several liability.
(a) In order to allocate any or all fault to a nonparty, a defendant must affirmatively plead the fault of a nonparty and, absent a showing of good cause, identify the nonparty, if known, or describe the nonparty as specifically as practicable, either by motion or in the initial responsive pleading when defenses are first presented, subject to amendment any time before trial in accordance with the Florida Rules of Civil Procedure.
(b) In order to allocate any or all fault to a nonparty and include the named or unnamed nonparty on the verdict form for purposes of apportioning damages, a defendant must prove at trial, by a preponderance of the evidence, the fault of the nonparty in causing the plaintiff's injuries.
(a) This section applies to negligence cases. For purposes of this section, "negligence cases" includes, but is not limited to, civil actions for damages based upon theories of negligence, strict liability, products liability, professional malpractice whether couched in terms of contract or tort, or breach of warranty and like theories. In determining whether a case falls within the term "negligence cases," the court shall look to the substance of the action and not the conclusory terms used by the parties.
(b) This section does not apply to any action brought by any person to recover actual economic damages resulting from pollution, to any action based upon an intentional tort, or to any cause of action as to which application of the doctrine of joint and several liability is specifically provided by chapter 403, chapter 498, 1chapter 517, 1chapter 542, or 1chapter 895.
2(5) Notwithstanding anything in law to the contrary, in an action for damages for personal injury or wrongful death arising out of medical malpractice, whether in contract or tort, when an apportionment of damages pursuant to this section is attributed to a teaching hospital as defined in s. 408.07, the court shall enter judgment against the teaching hospital on the basis of such party's percentage of fault and not on the basis of the doctrine of joint and several liability.
History.—ss. 60, 65, ch. 86-160; s. 5, ch. 87-50; s. 79, ch. 88-1; s. 43, ch. 88-277; s. 1, ch. 88-335; s. 38, ch. 91-110; s. 104, ch. 92-33; s. 27, ch. 99-225; s. 1, ch. 2006-6.
1Note.—Contains no readily apparent specific reference to joint and several liability.
2Note.—Also published at s. 766.112(1).


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St Nicholas' SurgeryTel: 01964 613221
St Patrick's SurgeryTel: 01964 613221
Roos SurgeryTel: 01964 613221
We will be closed for staff training on Wednesday 21st November from 12noon, we will reopen at 8am Thursday 22nd November. If you require urgent medical care whilst we are closed please contact 111 or in an emergency 999
We are pleased to announce that we now have late night opening on Tuesdays and Wednesdays to 8pm for nurse and Healthcare Assistant appointments. We hope this will prove beneficial to patients who struggle to make a day time nurse appointments. You can see our Healthcare Assistants Evie, Danielle & Jessica for the following: BP's, Healthchecks, Dementia Screening, Vascular checks, Stroke/TIA checks, Hearing Tests, Mental Health Reviews, Dopplers, B12 injections, ECG's.
A small number of online appointments are available to book. This includes onlline booking for telephone appointments.
Our website pages are designed so that you can change the style, size and colour
of the font used, as well as the background colour. If you wish to do so, please
see the guides below.
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to use, whether you are a Windows, Mac or Linux user.
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Company Overview
Giggles n' Hugs is the first and only restaurant that brings together high-end, organic food with play elements and entertainment for children. GIGL offers an upscale, family-friendly atmosphere with a play area filled with climbers, life size pirate ships and castles dedicated to children ages 10 and younger. The restaurant has a high-quality menu made from fresh, organic foods that are enjoyed by both children and adults, along with nightly entertainment such as magic shows, concerts, puppet shows, face painting, and arts and crafts. GIGL was rated among the best family and kid-friendly restaurants by City Search and Nickelodeon, and has been featured in numerous major news programs and publications, including ABC news, FOX News, The Talk on CBS, TV Guide Channel, Extra, Access Hollywood, Entertainment Tonight, Businessweek, People Magazine, US Magazine, and others. The Company currently has 3 company owned restaurant locations and plans to have 12 company owned restaurant locations by 2017.
Key Stats
|Company Name
|Giggles n' Hugs
|Recent Price
|Market Cap
|Shares Outstanding
|Avg. Daily Vol. (3m)
|As of Feb. 13, 2019


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Dangerous Ideas (1)
Jan's comment:
I agree.
In fact, you mention of course but a few of the alternative scenarios possible. As soon as one drops the idea of the classroom, even as a metaphor, a guise in which it is, for instance, still very prominently present in online learning settings and other forms of distance education, then there is hardly a limit to the number of alternative spaces, situations, and modalities one can imagine in which one learns.
I am not sure, though, if the simple elimination of the idea of the classroom would as such alter out conceptions and pre-conceptions about learning, though I recognize that it might help.
Some tough thinking is required to rid ourselves of such ideas as that learning ought always to result in an increase in one's store of explicit knowledge or our abilities to perform particular well-defined actions at a particular level of competence. Important aspects of what one can become, such as a wiser person, have little to do with these changes. Yet, learning, in a way different than normally defined, is important for becoming wise. The fact that wisdom occurs, and often prominently so, among people whom we call illiterate, shows that important aspects of learning have neither to do with the classroom, nor with the processes that normally happen in the classroom.
I guess that the reality is that the classroom is not and never was 'the main site for learning.' The problem is rather that the classroom has become overvalued in the minds of most people as a site for learning and that therefore we do no longer see learning when it happens elsewhere.


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I'm currently reading Stephen G. Dempster's fantastic book Dominion and Dynasty: A theology of the Hebrew Bible, which is part of D.A. Carson's "New Studies in Biblical Theology" series. (InterVarsity Press, 2003).
Dempster is trying to look at the Jewish Old Testament (the Tanakh, which is essentially just a different ordering of the same books) with a "wide-angle lens"—moving past the diverse genres of the OT to find its thematic unity. In other words, D and D observes how each individual text (e.g. Malachi) fits into the literary structure of the Text (the whole Tanakh).
He emphasizes the function of the Creation narrative as (a) the establishment of mankind's rule over the land as Yahweh's vicegerents (dominion), and (b) the promise of a line (or 'seed') of descendants to inhabit that land (dynasty), and alludes in passing to his view on the historicity of the story:
"If the text is written in realistic narrative, there is also a pervasive symbolism. The river of life, stressing God's presence, flowing from the 'temple,' is echoed later in the Text … The command not to eat of the tree of knowledge—the one 'thou shalt not'—can be seen in some ways as an encapsulation of the commandments given later at Sinai, which would be kept in the sanctuary. While having many and various interpretations, the tree of knowledge of good and evil probably signifies the violation of commandment, represented in a quest for moral and epistemological autonomy" (p. 63).
And later:
"A serpent … suddenly appears, urging the woman to reject the imposition of any limits and flatly contradicts God. Literalistic commentators who describe this text as belonging to an age when people still believed in talking animals fail to see its theological depth" (p. 68-69).
So it got me thinking: is the Creation story historically true?
Now, I mean this in two senses. The first is comprehensive—are Adam and Eve historical persons, and was there a literal garden? Essentially, is the narrative fundamentally a historical event? As admittedly conservative, I lean very strongly toward the affirmative.
The second sense is more particular—was there literally a talking snake, was the tree of knowledge of good and evil actually a tree, and was Adam and Eve's sin eating a physical fruit? Or are these simply metaphors for spiritual realities—the presence of evil in the garden, Adam and Eve's sinful longing to be like God, and their partaking in forbidden desires?
In other words, there seems to be three options: (1) The Historical Approach: Both the narrative and its language are to be read literally; (2) The Ahistorical Approach: The Creation story is an entirely metaphorical event deeply embedded in Jewish literary form and Ancient Near East (specifically Egyptian) historical context, and intended to flesh out spiritual truth(s) about God; (3) The Literal-Metaphorical Approach: The narrative actually occurred in space-time history, but the language describing the event is often metaphorical—the author uses poetic style and and symbolism to point toward a spiritual reality (e.g, the snake symbolizes the presence of evil, the tree represents Adam and Eve's rebellion, etc).
I don't have a strong opinion on this one. I'm only beginning to work through these issues.
So I'm just wondering: How should we read Genesis 1-3? Strictly literally, strictly metaphorically, or some mixture of the two? Offer your opinion in the comments. If there are more than three options, by all means suggest them.


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IBE President Champions for Women Investing in "She Started It" Documentary
In documentary following five passionate, trailblazing young women who strive to compete and thrive in the ruthlessly competitive boys' club of high tech startups, She Started It shares the unique stories hoping to inspire women around the globe.
Last week, Elevate Network hosted a night of cocktails and conversation with a great panel including:
- Nora Poggi (Director & Producer, She Started It)
- Tatiana Whytelord (President & Founder, INTELLIGENT BRAND EXTENSION, LLC)
- Angela Lee (Founder, 37 Angels)
- Melissa Halfon (Co-founder, VidCode)
Over the course of the evening, they explored the cultural roots of female underrepresentation in entrepreneurship—including pervasive self-doubt, fear of failure, and risk aversion among young women.
The film also exposes the structural realities women face as they become entrepreneurs, including lack of female role models and investors, and the persistent dearth of venture capital funding made available to women-led companies.
IBE is proud to have invested in this film and hope that it will lead the conversation and raise awareness to what many of the strong women in business must fight for. Watch the trailer here!
- Posted by Twila Grissom
- On March 13, 2017


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The disability benefit reforms fail the liberal test
12:55 pm - October 27th 2010
'The worst thing that can happen to one in the relations between man and man', said Rousseau, 'is to find onself living at the mercy of another.'
According to some philosophers, freedom is centrally about not living at the mercy of another.
It is about not being subject to another's power to intervene in one's life at their discretion. Freedom is, in this sense, independence – the power to refuse dependency on others and their uncertain goodwill.
Liberalism in Britain has historically seen it as a core objective of the welfare state to help secure independence in this sense.
Yet two reforms to disability benefits announced in the Comprehensive Spending Review last week fail this liberal test and fail it badly.
Two key benefits for the disabled are Employment Support Allowance (ESA) which is intended as an income replacement benefit for those out of work due to disability; and Disability Living Allowance (DLA) which is intended to help with the extra living expenses of disability (e.g., having to buy equipment to help with mobility).
ESA was introduced by Labour as part of its reforms to incapacity benefit. It involves a Work Capability Assessment which is now widely regarded as grossly insensitive to the needs of people with disabilities and health problems. The assessment regime is under review. Given the Coalition's clear intention to make big savings on the welfare budget, including from disability benefits, one might wonder whether significant change is likely. We'll see. You never know.
Meantime, as part of the Comprehensive Spending Review, the Coalition has announced two changes to the above benefits.
First, for those on contributory ESA judged to be work-capable, the benefit will henceforth be means-tested after one year. So if you are on ESA, and you are judged work-capable, as the large majority of disabled people now are, then you will lose the benefit after a year if you have any significant savings or a partner with enough earnings.
Second, the Coalition has announced that it will cut the mobility component of DLA for those in residential care.
Both reforms clearly fail the liberal test of protecting freedom as independence.
The DLA reform, which has provoked moving testimony from disabled blogger BendyGirl, takes away the resources that the disabled in residential care need to have independent mobility – to be able to do things like go to the shops without relying entirely on the good will of others to make this possible. It really does put the disabled people affected entirely 'at the mercy' of carers for getting around.
The ESA reform, too, undermines independence. It does this, for example, by forcing disabled individuals who can't find a job to rely even more on their partner for financial support. What's wrong with that? Well, if one accepts that financial dependency on an individual gives power to that individual, power over those who are dependent on them, there is a lot that's wrong about that. The reform once again directly creates the kind of vulnerability that, on a liberal view, is hostile to freedom.
I can see one kind of Liberal Democrat response coming. Yes, its bad. We disagree with it. But this is a Coalition. We have to put up with all kinds of things we disagree with.
Maybe so. But there is a need to be honest about just how deep the contradiction with liberal principle is – an honesty that is unlikely to be forthcoming if one follows Nick Clegg's attempt to redefine the liberal value of independence in terms of the Thatcherite value of 'self-reliance'.
And in the case of the DLA reform, which saves very little money, I suspect I am not alone in being struck by just how little has been gained in return for the repudiation of liberal principle.
This is a guest article. Stuart White is lecturer in Politics at Oxford University, based at Jesus College. He blogs at the Fabian society's Next Left
· Other posts by Stuart White
Story Filed Under: Blog ,Libdems ,Westminster
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Reader comments
Thank you for this article, Stuart White, and thank you LibCon for the amount and quality of coverage being given to this very important issue. You've gained this DisAbled reader back!
Great article, as usual.
(Though of course not all liberals would agree to your suppressed left-republican premises…but then again, so much the worse for them).
'The worst thing that can happen to one in the relations between man and man', said Rousseau, 'is to find onself living at the mercy of another.'
Philosophically, isn't being dependent on a state allowance for your total income about as clear an example of living at the mercy of another imaginable?
Not under the rule of law, no.
If you're at someone's mercy then they can withdraw their help at any time, in contrast, the state has to go through great pains and procedures to alter the way it acts.
@Tim J
No. See the Next Left article Stuart White links through to, which refutes *exactly* your sort of point.
'If you're at someone's mercy then they can withdraw their help at any time, in contrast, the state has to go through great pains and procedures to alter the way it acts.'
That's like saying making divorce difficult means your partner isn't dependent.
"That's like saying making divorce difficult means your partner isn't dependent."
No, it really isn't.
For the obvious reason that a marriage is a two-agent relationship, but that the rule of law expressly makes the state-citizen *more* than a two-agent relationshipn by inserting multiple intermediary bodies designed to ensure that the dominant agent – the state – cannot flagrantly abuse the weaker agent – the individual – without checks or accountability.
So, turns out that stupid household analogies are as ineffective for national politics as they are for national economics.
See the Next Left article Stuart White links through to, which refutes *exactly* your sort of point.
I wouldn't call it a refutation, more an acknowledgement that my point is broadly correct:
But can't state payments make one dependent in this sense too? Can't the state use its power over one arbitrarily as a benefit recipient?
Of course.
So long as benefits are conditional, and the question of who is entitled to them is settled by state agents, people on benefits are, unarguably, subject to the domination of the state. If it is also argued that people in employment are subject to the domination of their employer, it cannot be argued that people on benefits are free from such domination.
Well you won't get any mercy from the right wing. It is not good enough for them as human beings to do well. They have this weird gene that requires them to take great satisfaction from the misfortune of others. They get off on kicking people less fortunate than themselves.
Does not matter if it is welfare policy, housing policy, or just humour, what connects it all is a delight is seeing others suffer. That is why it is pointless trying to appeal to their better nature. They have no conscience.
Not quite.
By living in this country you and I acknowledge that society has set certain restrictions upon our freedom. We may not walk into a shop, help ourselves to goods, and walk out again. We may not wander down the street punching people. We may not sexually molest small children. If we attempt to do these things, society will punish us to the fullest extent of the law.
However, we will have the right to a minimum standard of treatment by the legal process and our punishment will depend, not on an individual's whim, but on laws constructed and ratified by society and applied by people who will be held accountable for their decisions and have to explain the rationale behind them. We have a right of appeal if we feel we have been mistreated and we have a right to put forward our side of the story. We are (although I admit this is getting more and more fragile) innocent until proven guilty.
In short, to be under the power of the state has any number of protections built in to try and minimise the potential for abuse.
To be under the power of an individual you live with is different, though, especially if that power relates to your most basic needs. At the most basic level, if you have a row with your partner, you can walk out! A disabled person often does not have that advantage. Not because walking out would have consequences but because they cannot independently move around! Alternatively your partner might do the walking out, in which case you can shout "FINE!" at the slamming door and then call a friend, watch TV, go to the loo, make yourself some dinner… a disabled person on the other hand might very well be left stuck in a house unable to eat or medicate or use the toilet.
When the state decides to deny me the money I need to get a taxi to the doctor's surgery (because I cannot walk or drive or take the bus due to my condition) I can protest that it is unfair, that as a law-abiding citizen and taxpayer of this country I am entitled to access to medical treatment. I have warning that the change will occur and I can publicly dispute it. When my partner denies me that money, ten minutes before my appointment, what can I do?
We're talking about one person dominating another person's ability to manage their most immediate, basic, non-negotiable needs. As a society, we decided that people who cannot manage those needs are *entitled* to help rather than having to repeatedly appeal to other individuals for help.
Tim J,
Given that there is a link embedded to the article you are quoting from, that's some pretty audacious out-of-context cutting and pasting. So let's have the whole deal, shall we?
Reforming the benefits system so as to increase the pressure on disadvantaged workers to scramble into low-paid jobs may make them more 'self-reliant' in a financial sense, but it risks doing so at the expense of reducing their ability to refuse terms and conditions of work that are oppressive.
Or such reforms might make an individual less reliant on the state but more reliant on family support – which they only get if they agree to whatever conditions other family members lay down, once again making them more dependent.
But can't state payments make one dependent in this sense too? Can't the state use its power over one arbitrarily as a benefit recipient?
Of course. (Just look at the ongoing furore over the operation of the 'work capability assessment' introduced as part of Labour's reforms of incapacity benefit.) But this is a reason for making sure that benefits are paid out according to clear eligibility criteria and that benefit claimants have strong rights of appeal against bureaucrats who don't apply the rules. More radically, it may even be a reason for making benefits unconditional. Make it a right that every citizen gets an income off the state, no strings attached.
This idea of citizen's income is, in a sense, the ultimate repudiation of 'self-reliance'. It makes everyone a 'benefit recipient'.
But precisely because of the support it gives to independence, it is a policy that many l/Liberals have supported. If memory serves, it was only at the 1994 autumn conference that the Lib Dems dropped the Liberals' long-standing commitment to citizen's income – in the face of strong opposition from firebrand Grimondite liberals like Nancy Seear.
Stuart is not exactly acknowledging your point as "broadly correct" is he? Rather, he is exposing your quick and easy retort as both shallow and short-sighted.
Rather, he is exposing your quick and easy retort as both shallow and short-sighted.
We're obviously reading it differently, and I don't see that I was quoting it particularly out of context.
His argument is that one can be in employment, but still dependent on others – your employer, your family – not to act arbitrarily and against your interests. The obvious rejoinder to this is the one he raises, and I quoted – isn't one 'dependent' in the same way to the state if on benefits? And his answer, like mine, is 'yes, of course'. This can be mitigated, but it is an inevitable feature of the benefit system as it stands. A Citizens Income would, on this reading, remove this problem, as there would be no question of having to prove ones eligibility for the benefit. I think you have to point out a little more clearly where we're disagreeing.
I don't see this as a particularly useful argument either way. We all, in an interdependent world, live at the mercy of other people – emotionally, financially, in pretty much any way you can imagine. Under this definition a subsistence farmer would seem to be the only truly independent man (and even then only up to a point), and I've seen enough of those to know that that sort of independence isn't worth having.
Mary @ 10
You make a strong case for the fact that people with a disability are likely to be more anxious about their dependence on others because of the fact of their disability.
In an ideal world, governments would have some mechanism for taking this into account, but perhaps not so far as to give people cash benefits that they don't really need.
In the end, a person with a disability is financially no worse a position in this context than any other non-working spouse. A woman or man who chooses to stay at home to look after children, or just because they wish to, is not compensated for their time and trouble by state benefits if they have a partner with a good income or plenty of family savings. Many might ask why someone in that position should be compensated just because they also happen to have a disability?
Your example of a tightwad bastard spouse who won't even stump up the cab fare to the surgery is an answer to that – but is, one would hope, not common.
If there are going to be difficulties at the margin – and sure, there always are – then the right way to deal with them is to have a flexible system that allows a wide range of discretion.
Sadly, the jobsworths and commissars with which New Labour has stuffed the public services are incapable of exercising sensitive or intelligent discretion.
Third sector organizations, by contrast, are.
So, Big Society is the way to go. Let's press on with the ESA reforms, but also establish some kind of contingency fund to be disbursed by disability charities that can be used in acute cases of "independence denial".
To argue for the present system is to argue for giving people benefits that most of them don't need. Not a good time to fight that corner.
"So, Big Society is the way to go."
Not even in the messiest of your wet dreams I'm afraid.
The Big Society always was a bastardised mongrel of a concept, dreamed up by a clueless bunch of sub-Thatcherite lightweights so obssessed with presentation it would make New Labour blush.
It will end up on the ideological scrap heap with other notable failures like Blairism.
Flowerpower @ 13
Firstly, disabled people ARE in a worse financial situation. DLA was introduced to recognise the fact that disabled people have higher costs as a result of their care and mobility needs than non-disabled people.
A few examples: incontinence pads, wheelchairs, walking frames (you thought these were provided by the NHS? hahaha), ready-prepared food that can be microwaved, delivery services, higher heating costs because they cannot keep themselves warm by moving around, higher water costs because they cannot have a "quick" shower, clothes that are damaged when the person falls over, accessible transport to and from appointments, the list is endless and for most people, DLA *doesn't* cover it.
Secondly, disabled people are not "choosing" to stay at home. A mother has had at least nine months to decide to become a mother and prepare for it, whereas disability is something that is imposed on you and your family, in an instant and without any choice. According to the Papworth Trust, 83% of disabled people acquired their impairments during their adult life. None of them "chose" it.
Even those of us who can do some limited work, are unfortunately competing in a jobs market that is skewed against us. Your hypothetical stay-at-home parent could *choose* to try their hand at any number of jobs that a disabled person is physically or mentally incapable of managing. There's also a problem with many workplaces not being physically accessible and the rather substantial barrier that more than 70% of businesses admit they would not consider hiring an older person or someone who had been on disability benefits (http://www.iosh.co.uk/news_and_events/news/latest_news_releases/25_back_to_work_plans.aspx).
As for the tightwad bastard spouse situation – I'm not suggesting that any substantial number of disabled people are living with the unholy offspring of Hannibal Lecter and Scrooge McDuck. I'm suggesting that every couple have rough patches. The event of disability puts strain on a relationship. The household income being halved when the disabled partner loses their jobs puts strain on a relationship. Couples who suddenly have to face disability are under quite enough pressure and many people crack. When that happens, the disabled individual needs to feel secure that they are not going to suddenly find themselves without essential care.
Firstly, disabled people ARE in a worse financial situation.
In two ways at that, reduced earning potential (on average) and increased expenditure requirements.
I have to admit I have no idea about the DLA changes and how they will affect living at the mercy of another.
I do wonder about your logic with ESA though. Your argument pivots on the following:
First, for those on contributory ESA judged to be work-capable, the benefit will henceforth be means-tested after one year. So if you are on ESA, and you are judged work-capable, as the large majority of disabled people now are, then you will lose the benefit after a year if you have any significant savings or a partner with enough earnings.
Which you argue to be illiberal, as it increases dependency on others. How using your own savings is dependent on others escapes me, so I will assume that you either missed the point of means testing or believe that savings do not exist to be used to if necessary but rather just exist. Either way, it is pretty clear that a liberal would expect someone with savings to be able to use those to ensure no dependency on others – it is if the savings no longer can support the person the state steps in. Essentially, I think this is a major failing in your argument.
As to the partner problem, the liberal issue is slightly confused by the problem of how to treat marriage or other partnerships. Is marriage not a commitment to share resources, to be one unit together. If you accept marriage or partnership does mean this, then it follows that a liberal cannot argue dependency on a partner is wrong. If you prefer to argue that a partnership such as marriage should not override the right of individuals to be free of dependence on others, fine, but this logically requires you to not allow such partnerships any other privileges either, and to treat everyone at all times as an individual (I have no problem with this logic, but it needs to be followed). At the moment you seem to be selecting between two logical positions to suit a political narrative, and this is again not coherent.
Anyway, I always thought the central liberal tenant was 'do no harm', which in the context of welfare, cuts and dependency is a different kettle of fish.
Well you won't get any mercy from the right wing. It is not good enough for them as human beings to do well. They have this weird gene that requires them to take great satisfaction from the misfortune of others. They get off on kicking people less fortunate than themselves.
Well, since it is genetic, there is nothing to be done about it. And clearly, since those with that gene (I have to admit, as I don't get off on kicking the less fortunate, I am clearly not a right-winger) have a genetic disability, it would be discriminatory to pick on them about it.
Incidentally, how do you explain converts to right-wing philosophies – exposure to excessive radiation causing a specific genetic mutation (which leads to the possibility Spiderman was once a Marxist…)?
Which is to say, are you serious? Ascribing different political opinions to genetics? You are aware where this sort of thinking leads, aren't you?
'For the obvious reason that a marriage is a two-agent relationship, but that the rule of law expressly makes the state-citizen *more* than a two-agent relationshipn by inserting multiple intermediary bodies designed to ensure that the dominant agent – the state – cannot flagrantly abuse the weaker agent – the individual – without checks or accountability.'
Then I guess all those worried they are going to lose their ESA have nothing to worry about.
Anyone who thinks the balance of power between claimants and the State is balanced in favour of the claimant (a) has no experience of being on benefits and (b) is an idiot.
It should be noted that Danny Alexander was previously opposed to the roll out of the WCA to assess all 2.5 million IB claimants.
He predicted that "hundreds of thousands" of people could be incorrectly assessed as fit for work.
His silence on this issue since joining the cabinet has not gone unnoticed by a great many sick and disabled people who had switched their vote from Labour to the Lib Dems at this year's election.
Aren't those hundreds or thousands who might lose out proof that they are dependent and that the system is weighted in favour of the State?
Thanks to Sunny for cross-posting from Next Left.
I think Paul Sagar has responded fully to Tim J's points, so I'll pick up on some others.
Watchman @ 17: yes, the post focuses specifically on the case where someone loses ESA due to partner's earnings rather than due to personal savings. But the point stands.
First, I do indeed think that financial reliance on one's partner is a threat to individual independence, and that liberals should recognise this – and historically have done so. Yes, ideally, the family is a site of love in which resources are shared. But we also know, as John Stuart Mill pointed out both in The Subjection of Women and in On Liberty, and as many contemporary feminists have also pointed out, that the family is a site of power relations. As Mill argues, a liberal can't be indifferent to power within the family just because it is the family.
Moreover, these power relations are shaped in no small part by who brings home the cash. The more people have their own, individual claims to income, the more able they are to exit a relationship which they find oppressive; the more they rely on another for a basic income, the less realistic power of exit they have, and so the more vulnerable they are to bullying behaviour. It was this sort of insight that led a generation of Liberals like Nancy Seear to support a universal citizen's income.
Second, let's take the case where someone loses ESA after a year because of their savings. This, too, is bad for independence. Like any means-testing, it creates a disincentive to save. And it means that people will be forced to draw down savings to meet needs thereby weakening their long-term financial independence.
Paul @ 2: yes, the notion of liberty I am appealing to in the post is one that contemporary republican philosophers like Philip Pettit argue for. However, I think Pettit (and the historian Quentin Skinner) go awry in seeing this notion as 'republican' as opposed to 'liberal'. As a historical matter, I think this notion of liberty is also central to the liberal tradition. Or, to put it another way, I think British liberalism/Liberalism, from Mill to Grimond, has worked with quite a republican notion of liberty (amongst others). I talk a little more about this in an academic paper, "Revolutionary Liberalism'? The Philosophy and Politics of Ownership in the Post-War Liberal Party', British Politics, 2009. I'm happy to send electronic copy to any reader who wants one…
'Incidentally, how do you explain converts to right-wing philosophies – exposure to excessive radiation causing a specific genetic mutation (which leads to the possibility Spiderman was once a Marxist…)?'
With great POWER comes great responsibility. Even where power is exercised benignly it's still an asymmetric relationship of power/powerlessness.
Thanks for the reply. I take the point on partnerships – it is logical, although I still think you need to make it clear that is your position. It is not the position of government at the moment though, and under their logic (I am ambivalent about whose logic is better) your point would not stand – so showing the logic you are using would make the case clearer.
The second point is interesting though:
Second, let's take the case where someone loses ESA after a year because of their savings. This, too, is bad for independence. Like any means-testing, it creates a disincentive to save. And it means that people will be forced to draw down savings to meet needs thereby weakening their long-term financial independence.
I would argue it is fundamentally illiberal for a government to be concerned with establishing citizens long-term financial independence in return for establishing short-term dependence on the state (however you judge Paul and Tim's discussion, if you require state money not to use your own, you are contrasting self-reliance and dependence). Means-testing will indeed stop people saving, but those in needs of the money will presumably generally either not have been either to save or will have not considered the need for means testing, depending on how long they have had the disability (I know this is a gross simplification of a complex area – but this is put forward for debate not policy), so I am not sure that is a point here. The means-testing of pensions, which we all expect to draw is one thing, that of disability allowances, which strike many unexpectedly, another.
And I think you miss the point that savings are for a rainy day – if the other choice is dependence on the whims of government, then surely that is the point of savings? Or is that just my independent streak coming through again?
Mary @ 15
Okay, you have convinced me this change will not be fair for people who have serious disability problems involving needs for wheelchairs, incontinence pads, special foods etc.
The policy is intended to end a disincentive to work among those who really could find work if they bothered.
I suspect that underlying the way it has been framed is a lively suspicion that quite a number are claiming ESA on grounds of disabilities such as anxiety etc. which are not really such great barriers to work.
Can you suggest a way to realize the government's objective here without harming the innocent, as it were?
Flowerpower @ 25
Regrettably, non-visible conditions such as anxiety can often be even bigger barriers to work than an obvious physical condition such as the loss of a leg. How on earth can a person with severe anxiety manage a job interview and compete against people capable of confidence? How would a person with suicidal tendencies be affected by the onslaught of rejection letters that is the typical experience of even a non-disabled jobseeker? Is the average employer equipped to deal with a member of staff whose OCD causes them to lose ten minutes of every hour to ritual/repetitive actions? Contrary to belief, it's not that easy to get benefit. Anyone who has succeeded in claiming benefit *purely* on mental health grounds has some pretty severe issues going on.
And yes, there are costs associated with severe mental health problems. Having to buy microwave meals because heavy sedative medication renders you unable to concentrate on cooking or to remember that the oven is on. Paying a carer to come with you to essential appointments because on your own you will panic and bolt. Incurring bank charges because you're too scared to open your post. Having to get a bus or taxi home because during an episode you left the house and walked for 12 hours until you were lost, miles from home and inches from collapse.
The government's objective here, so far as I can see, is to reduce the benefits bill. That makes sense – it's one of the biggest drains on the public purse and should be looked at.
However I don't believe they'll reduce it by eliminating fraud. Fraud can't be entirely eliminated, nor can error. Given the size of the system, both are really quite surprisingly low, and most instances are not of people who set out to defraud the system, but of people who did not stop claiming when their conditions improved. Perhaps yearly checks with a patients' GP simply to ask if there have been any changes worth reporting might be an effective way of dealing with that issue. I would also boot out ATOS (who are making an almighty profit for a shoddy job) and get NHS doctors to do the medical assessments as part of their contracts. These are guesses, though. I'm a PA, not an economist or a decision maker.
The thing that really bugs me is that if, as a result of all this, a couple of the few people who *are* defrauding the system gets stopped… big whoop. If they were physically and mentally competent to defraud the already tight system they'll still be able to get a job of some kind, they'll still keep a roof over their heads and food in their bellies. The genuine claimants affected by an overzealous 'crackdown' don't have that kind of option.
Agree with Mary. The cure is worse than the disease here.
With mental health and other non-visible conditions, I think it's not only testing that's the problem, but the assumption that depression is the same thing as grumpiness, anxiety is the same thing as worry and carpal tunnel syndrome is a sprained wrist. And that everyone claiming these conditions is lying anyway.
It's also because we unknowingly exaggerate our own illnesses. If you think your headache is a migraine, you might think someone staying home with a migraine is slacking. And because everyone seems to think a mild chest infection is a cold and a cold is flu, if you're off sick with a cold it looks like you're being a wimp.
I would just like to say a big thanks to Mary in the above thread for her enlightening comments about the reality of disabilities.
A couple of years ago my wife and I sat in a hospital waiting-room recovering from the shock of learning that our (then) 4 year-old had been diagnosed with Duchenne muscular dystrophy. As Kathy, my wife, put it:
'I sat there thinking that this can't be happening. This kind of thing happens to other people, not to people like us….Oh….now WE are the 'other people'…'
I would not wish anyone to have to make the journey we made from 'normal' to 'other'. But I do wish some people who haven't had to make this journey could at least open their minds and exercise some imaginative sympathy with those who have had to.
just wanted to support what mary and chaise said.
i'm sorry but this statement
'The policy is intended to end a disincentive to work among those who really could find work if they bothered.'
is very ignorant.
for all the reasons articulated by mary.
One of my main worries about this 'reform' is that it will make it much harder for disabled people in abusive relationships to leave. It's no good saying 'most relationships aren't like that'. There are enough for it to be a serious problem. You are much more likely to be the victim of domestic violence if you are disabled, and having some of your own money is vital if you want to leave. Even good relationships can turn dysfunctional or abusive when the power dynamic becomes so one sided, as Mary said.
The Tories would like to believe that everyone has loads of loving and supportive (and well off) family and friends around who will gladly pay for everything, give up their own freedom to look after you and never resent it, but that's a long way from the truth for a lot of disabled people. Even if the will is there, the money often isn't.
Even if you do have supportive people around you, there are always times when they cannot care for you the way they usually do. With the best will in the world there will always be times when you have to fend for yourself, and this is where independent income – and the choices it brings – is vital.
Unfortunately this nasty comment – "The policy is intended to end a disincentive to work among those who really could find work if they bothered" – is typical of those who do not understand illness and disability. Nobody wants to live on ESA – the endless forms, the humiliating medical assessments, the rejections and appeals, the laughably small amount of money at the end of it… nobody would do it unless they had to. If people on ESA haven't found work after a year, it's because they are too ill or disabled to work, or there are no jobs suitable, or employers don't want to take a chance on someone who has had a bad sickness record or don't want to adapt their office for a disabled person, etc. There are a myriad of reasons why someone would still be out of work after a year other than 'they can't be bothered' – why is this assessment usually the default?
When will people start to realise that sick and disabled people *want* to work? Or more accurately, they want to be able to work? This particular reform won't provide any incentive that isn't already there. It'll just make sick and disabled people more vulnerable.
There are a myriad of reasons why someone would still be out of work after a year other than 'they can't be bothered' – why is this assessment usually the default?
The Flying Rodent has provided a very convincing explanation for this phenomenon (and many others).
I've not read all the other posts yet as I want to write before I get too tired
OK, well firstly time limiting and means testing contribution based ESA represents
tearing up the National Insurance contract between state and citizen. The convention has been through Invalidity Benefit and Incapacity Benefit that the payment continues as long as the relevant disability parameter is met. The Lib Dems issued a briefing paper on the day of the Comprehensive Spending Review in which it was stated benefit should not be paid permanently, and gave JSA as
an example to justify the claimed fairness of this change
But not only is it a breach of the national insurance contract it is a social catastrophe waiting to happen. It will turn upside down the household finances
of possibly hundreds of thousands of claimants, whether or not they have partners
or children. Many relationships with fail, many will end up homeless, many claimants who are partners of the non disabled householder may end up even thrown out of the home when the hardship starts to bite. Those with savings over 6000 and less than 16.000 will end up having to live on them and in time the nest egg that might have in future represented a deposit on a mortgage, or the kick start to a small business, or the safety net to deal with unforeseen catastrophes will be gone. These after all are the claimants least likely to ever work again and who can blame them for wanting to keep a bit by.
At the moment it seems its all fine and dandy with Ed Miliband who made it clear that Labour supports welfare reform, and presently he appears to be blinking like rabbit in the headlights while the Government set about a benefit blitzkreig which involves the distortion of public perceptions and a recalibration of
claimant expectations. Turning to housing people need more than just a roof over their head to flourish and enjoy good physical and mental health. It needs to
be affordable, secure and with sufficient space to enable them to develop their lives, and even such simplicities as accommodating guests. But we are rapidly heading to a situation where poor qaulity, insecure, and cramped accommodation will be the norm for many many more people, and not only the under 35s who are expected to find a room in a shared house ebcause that is what benefit will fund. The Government want to make social housing reviewable after a period of time, and to charge 80 per cent of market rent. Bet your bottom dollar on the following. One is the 80 per cent is just the beginning, it will creep up, secondly such a wholesale rise in rents over time will escalate the housing benefit bill which they seek to reduce, and so likely to they will cap the rate on these new higher social rents. Then the idea originally floated by Caroline Flint ior at least if my memory serves me correctly. She was looking at an idea whereby the efforts to find work would guide continued security or tenure, or was it HB I am not sure but it was a threat of consequences for those deemed not making strenuous enough efforts to find a poverty pay job, well thats what you have to look for after so long on JSA, claimants are expected to 'readjust their expectations' the wording used to say.
It was the Thatcher Government with its dreams of a property owning democracy
that purchased political allegiance by a bargain basement sale of council tenancies. That decimated the safety net of social housing and engendered greater reliance on the private sector who of course wanted to make a profit funded by housing benefit, and landlords being landlords in this end of the sector, they often claim the maximum they can . Who can blame them. It is human nature in our social darwinian landscape.
So back to the Government. The 'glum faces of members opposite' Ed Milliband described Liberals over the housing cuts which provided the prospect of an effective explusion of Londoners to the South coast as though these were Jews being moved to the 'General Government' in Poland in 1943. This is what the Liberal Democrats have to face up to. They are accomplices in the social crimes of these cuts. I'm not saying for one moment that cuts and reforms are not essential. They are, but the Conservatives have an ideological appetite as well as a fiscal imperative and the aphrodisiac of power ought not blind the junior partners of their duty to the voters they appealed to, on the prospectus thet stood on
We are all in this together ?
I thought I'd add to the thread this very informative, detailed article on the cut to the mobility component of DLA:
Forgot to add: hat tip to MindinFlux and the Broken of Britain for pointing me to the above article.
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[…] Over the past two decades, philosopher Phillip Pettit and historian Quentin Skinner have led a revival of interest in how freedom can be compromised when people lose their independence. Rather than freedom being lost only when a person's actions are interfered with, Pettit and Skinner argue that freedom can also be lost if one is "dominated", i.e. if one lives under the arbitrary power of another. As Stuart White helpfully put it: […]
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text:
Buying a home is a major step, whether you are purchasing a starter property or moving into your dream home. You can make this process easier by ensuring that you have the right down payment to meet your goal. However, there are no carved-in-stone minimums when it comes to securing a mortgage.
No Set Minimum
There really is no set minimum down payment required to buy a home with a mortgage. While you may be under the impression that you need a 10- or even 20-percent down payment to buy your own diggs, this is a misconception. Many lenders will take far less than 10 percent, and some make it possible to get into your home with little down.
Your Personal Minimum
Your lender will specify a minimum down payment just for you, based on your unique situation. Your minimum will depend on such factors as your credit and income, as well as the mortgage amount you are seeking and the value of the property. For example, one loan program may require a 3-percent down payment from you because of your good credit history but may request 10 percent from a less financially stable loan applicant.
Avoiding Private Mortgage Insurance
You may see private mortgage insurance (PMI) as an unnecessary expense you don't want hanging over your head. In such a case, you may decide to provide a higher down payment than the minimum required by your mortgage company. To get away without paying PMI, you'll need a mortgage that is 80 percent or less of the home's value. This means you will have to make a minimum down payment of at least 20 percent of the purchase price.
Conventional Loans
If you are going for a conventional loan, which is a loan that isn't backed by a government program, you may be asked to put about 5 percent down. This is the basic minimum many lenders set for conventional mortgages. Still, the amount you'll need depends on your unique financial status and the property you choose.
Government Program Loan Minimums
If you have less than 5 percent saved for a down payment on a mortgage loan, find out whether you qualify for a Federal Housing Administration (FHA) loan. These loans typically require less money down than those offered through conventional lending programs. With an FHA loan, you could own your own home with as little as 3.5 percent down. If you or your spouse is a veteran, however, seek a loan through the Department of Veterans Affairs, and ask about the no money down option.
Piggy Backing Loans
No, piggy backing is not a game. It's a way to put no money down and avoid PMI. With this situation, you obtain a first mortgage for 80 percent of the home value and a second mortgage for the other 20 percent. This may sound sneaky, but it's legal. The catch is that the interest rate on your second mortgage is likely to be very high.
Photo Credits
- Jupiterimages/Comstock/Getty Images
- How to Calculate How Much Is Needed for a Down Payment on a House
- Rules for Qualifying for a Mortgage
- How Much Do I Need to Put Down to Buy a House?
- Minimum Down Payment for FHA Loans
- How Much Down Payment on a Mortgage?
- What Is an 80/20 Mortgage Loan?
- Minimum Amount for a Mortgage
- Differences Between an FHA and a Non-FHA Home Loan


text:
St Joseph's Primary School, Woodburn is registered by the Board of Studies (NSW) and managed by the Lismore Catholic Education Office (CEO), as the 'approved authority' for the Registration System formed under Section 39 of the NSW Education Act 1990.
The Annual Report to the Parish School Community for this year provides the parish school community with fair, reliable and objective information about school performance measures and policies, as determined by the Minister for Education. The Report also outlines to the parish school community information about initiatives and developments of major interest and importance to the parish school community during the year and the achievements arising from the implementation of the school's Strategic Management Plan and Annual Plan.
The Report demonstrates accountability to the Federal and State Government regulatory bodies, the parish and school community and the Catholic Education Office. This Report has been approved by the CEO which monitors school processes to ensure compliance with all NSW Board of Studies requirements for Registration.
This Report complements and is supplementary to school newsletters, yearbooks and other regular communications. The Report will be available on the school's website by 30 June following its submission to the Board of Studies.
The contents of this Report are able to be discussed at various parent forums and all information is public.
Further information about the school or this Report may be obtained by by clicking on the button at the top of this page or by contacting the school on 0266 82 2468


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Download The First Episode of Life is Strange For Free Tomorrow
Venture to the small town of Arcadia Bay for free this week.
Square Enix and Dontnod Entertainment have announced that the first episode of their five-part narrative adventure series, Life is Strange, will be available for free on PlayStation 4, PlayStation 3, Xbox One, Xbox 360, Mac and PC to all players.
As of tomorrow, you'll be able to download and play Episode 1: Chrysalis completely free of charge, though it's unclear how long this offer will last.
To celebrate the announcement, Square Enix and Dontnod Entertainment released a new trailer which you can check out below.
In a statement, Oskar Guilbert, CEO of DONTDOD Entertainment, said that the studio are "really glad that Square Enix have decided to give the first episode away for free so more players can begin their journey and see why people have fallen in love with the game for themselves."
Life is Strange initially released in 2015, with each of the five episodes launching every few months.
The game follows the adventures of Max Caufield; a student endowed with the power to reverse time itself.
Life is Strange received critical acclaim from both fans and critics alike last year, and has since been awarded with a number of Game of the Year awards.
In our review of the first episode back in January of 2015, Twinfinite praised the game as a "beautiful, touching, and engrossing" experience.


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about company
Both the history and present of the Egermann Company have been inherently connected with the most important personality of the glass manufacture - Friedrich Egermann and his invention of the red staining from the half of 19th century.
Thanks to his talent and diligence achieved this excellent technologist and initiator of new techniques, revolutionary discoveries even if they brought him several injuries.
His house and refinery were visited by important celebrities, among them even by the emperor Ferdinand I.
The highest acknowledgement obtained his invention of the red staining in 1832. Due to the invention he managed to raise the Bohemian glassmaking on the world standard and to win numerous awards.
The tradition of the manufacture has been preserved until now under the trade mark "Egermann".


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On my site will be found a page concerning my great grandmother's sister – Pemmie Digby. My great grandmother told the story that Pemmie had returned from America where she had sung the lead role in Traviata at the Metropolitan Opera House in New York – abdhad been a great success. She was either to be married or had been married in England and she and her husband or husband to be travelled and went down together on the Titanic. We never knew her stage name – in which she would have travelled or the name of her husband or husband to be – I must admit when I first hear the tale – and I was quite young at the time – it made little impression on me – I guess one does not think of events on the same perspective when you are young. Odette Lind
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I'm working on a project that Liz chose for the next EGA meeting. Here's what I have so far (of course I had to be so different and change almost everything about the design to make it "mine") lol
The center piece is just there in the center. Its really going to be stitched together in a neat shape and that will be the "roof." Maybe I will actually finish it and put a picture here for you to see! :)


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|From Counterpane
I next tried a variegated swatch (below left, very small) of Megan's Counterpane, the pattern I showed in the previous post (link above) in a Size 5 thread, again because it was on hand.
|From Counterpane
I liked the pattern better, but the variegated color was awful, and made it difficult to 'see' the pattern itself. I went and bought some thread in the same size (5) in Natural to see how I liked it. I also got it in a Size 3, to see how I liked that size thread. I would rather use the larger gauge, as the results will be quicker. Perhaps really slow rather than glacial. In between I also tried a swatch in size 10 thread, which was not good, and I just ripped it right out.
I like the size (3), the color (Natural) and the pattern Megan's Counterpane), so I began in earnest, but haven't gotten very far, as I decided I'd better finally finish up the Verena sweater before I got completely away from it. I only had the front collar to do, and I have struggled. Perhaps it knew it was being cast aside for a new project, but I think I knitted and ripped that thing at least 5 times before I got it going correctly. I counted wrong, I was confused about how many repeats of the pattern I had to get my increases in, I did too many, I did too few, I seemed to have lost my mind in general Everything went beautifully on the whole thing, and suddenly it was the project from hell, I'm in two minds about whether to start on the skirt after this. Probably not immediately anyway. I'm going to block and make up the sweater right away, and see how resilient the yarn is. It may not be terribly suitable for a skirt, and I'd just as soon know now
I've since ripped out the square I'd begun with Natural Size 3 on a 0 needle, and started again on a Size 1 needle, which seems to make all the difference. Since I've been so slow posting all of this (most of it was written on the 5th) I've actually finished the first 'real' square, and here it is!
|From Counterpane
It takes a little over 1 ball to make a square, and now I need to figure about how many I need, and order them. They are a no-dye-lot item, which is nice, but I'm not sure that's very trustworthy really, and I'd like to get all of them at once.