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Tom Heinan, Mobile Developer, Pilot, and Zombie
Photo of Tom in front of plane
Hi, I'm Tom Heinan!
What do you work on?
I work for a company called One Medical Group, which is a technology-enabled medical practice. I spend most of my time working on our mobile app in Objective-C, where we're implementing all sorts of cutting edge product features aimed at helping people manage their health and wellness effectively. I also do a bit of back-end code in Ruby, developing the APIs that our app needs in order to communicate health data securely and reliably.
Our patients use the mobile app to schedule appointments, get virtual triage for common issues, and communicate with their doctors, so I try my best to squash bugs and improve usability with incremental updates while at the same time planning and prototyping exciting new features.
Three screens from the mobile app in action
How did you learn to program?
My parents bought our first family computer in 1986, the year I was born. It was an Apple IIGS, and I started playing around with GS/OS as soon as I could read. I learned basic HTML and JavaScript in elementary school (I even got the Computers merit badge in Boy Scouts!) and then took AP Computer Science in high school, the curriculum for which was mostly introductory Java. When I got to university, I skipped over many of the more traditional language courses (BASH scripting, C++) and instead taught myself the basics of Ruby, which remains one of my favourite languages today.
Apple IIGS
For me, the hardest thing about learning any language is finding a good place to start. Taking a hundred pages of documentation and turning that into something cool is a pretty insurmountable task, so instead I try to take an idea and find a similar open source project in the language I'm trying to learn. Then I can follow along with the code and get a basic structure down into which I can pour my own logic, Googling as I go. Identifying similar concepts is also key - Understanding Categories in Objective-C is a lot easier if you already know what Open Classes are in Ruby.
What do you do when you're not programming?
I code a lot at work, and I also code a lot for fun, but when I'm not writing code, I like to spend time outside. Camping and hiking are always a good time, and we've got plenty of great places to do so here in California. I'm also working on my pilot's license right now - there's nothing more relaxing after a long day of meetings than heading up to 3,000' and enjoying the sunset over the bay.
View from outside the pilot window when flying over the bay
I also play piano and guitar and do a bit of songwriting here and there. I love acting, and I was a member of my university's improv comedy team for several years - we still have the occasional nerd reunion in Nova Scotia, where I went to school. Being a software engineer doesn't give you a whole lot of extra time for theatrics, but if you've watched AMC's The Walking Dead, you might've seen me get killed once or twice. I've been told I have a pretty solid shamble.
What's your one piece of advice for new programmers?
Find a language you love, make cool stuff with it, and never be afraid to experiment.


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View from top balcony
View from downstairs balcony
Outside view of the condo
The downstairs layout
The second bedroom
Lounge area
The stairs to bedrooms
En suite bathroom in second bedroom
Dining area
Master bedroom ( with en suite )
Outside view
The owners, on board " Cool runnings " catamaran!
Morning light
The one on the left!
En suite bathroom in bedroom 2
Silver rock beach
The balcony
Top of stairs
Top balcony views
En suite in second bedroom
View of Oistens

subset: commoncrawl


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CARY North Carolina (Reuters) - It is often said that the depth of talent on the PGA Tour has become stronger than ever, but does this apparently widespread belief stand up to statistical analysis?
There are several ways to 'measure' depth but, at first glance, it might help to get the opinion of professional golfers who have been playing the tour since the 1990s.
Australian Stuart Appleby and American David Toms, two veterans who have competed on the U.S. circuit for almost two decades, have little doubt that the depth of talent has improved considerably during their time playing at the highest level.
Appleby, 43, a nine-times winner who has been on the tour since 1996, believes there are more quality players now at both ends of the age spectrum, either in their early 20s or 40s, and therefore it stands to reason that there is more depth.
"When I came on tour, I was considered one of the young guns and I was in my mid-20s," Australian Appleby told Reuters. "That same tag now is really someone between 19 and 23. It's probably dropped five years.
"There are more guys under 30 who can win on tour than ever. I wonder whether I would have got a foot in the game if I was starting out now, because I was 14 when I took the game up.
"Today, 15 and 16-year-olds are shooting under par. That was pretty rare when I was a kid. The young talent these days is more gifted all round than it was 20 years ago."
Former world number one Tiger Woods, a 14-times major champion, would be an exception to that generalization. He won his first Masters at the age of 21 in 1997.
Toms, the 2001 PGA Championship winner, believes the proliferation of players capable of driving the ball more than 300 yards means that almost any bomber can win if he has a hot week with the longest club in the bag — and makes a few putts.
"When I first got on tour, when a guy hit it past you it was by 10 or 15 yards," said Toms, a 13-times winner who has been competing regularly on the circuit since 1992, before modern-day 'young guns' such as American Jordan Spieth were even born.
"Now it can be 50 (yards) or 60, or more. There are a lot of guys who can win when they're on (form) with their drivers."
Ian Baker-Finch, the 1991 British Open champion who played the PGA Tour for half a dozen years before driving yips forced him into the commentary box, agreed that it used to take players in their early 20s much longer to become comfortable on tour.
"It appears to me that more and more 22-to-25-year-olds are achieving a really high level," said Baker-Finch.
"I don't think that happened before. Added to that, more older guys are staying competitive longer because they're fitter than they used to be. Therefore, I think the cross-section (of players) has to be a lot deeper."
Appleby also believes that it is harder now to make halfway cuts on the PGA Tour than it used to be.
"How much harder I'm not sure," he said. "Some weeks there might be no difference, and the next week it might be one shot.
"Jack Nicklaus will tell you it was different when he left the tour to when he joined the tour."
But how do you back up anecdotal observations about player depth with empirical evidence? There are several possible ways to measure depth.
You could analyze the average winning margin at tournaments in the modern era compared to a generation or so ago.
If there is in fact more depth these days, you might expect the average winning margin to have shrunk and there to be fewer runaway victories.
This measurement, however, can be problematic, because any given tournament might contain an outlier, someone who just catches fire that week and laps the field.
Another way might be to measure the stroke spread after each tournament between fifth and 55th place. By ignoring the top-four finishes, you get rid of the outliers and get a more reliable number.
By this measure, the fields on tour this year have been slightly more bunched than 25 years ago, but not by as much as some might imagine.
Reuters analyzed the stroke spread at 10 PGA Tour events played on the same course this year as in 1989. We picked the same venues to make it an 'apples-to-apples' comparison.
The average spread between fifth and 55th place was 11.5 strokes back in 1989 while this year it was 10.0 strokes. So, according to this measure, fields were more closely bunched by 1.5 strokes in 2014 than 25 years earlier.
At only one of the 10 tournaments, the Phoenix Open, was the field more spread out last year than in 1989.
The influx of foreign players is another reason why depth is probably greater than ever. In 1989, there were only a handful of non-Americans on tour. Now there are dozens.
At the 1989 Los Angeles Open, for example, only seven non-Americans made the cut. This year the number was 27.
The PGA Tour in essence has gone from an American tour with a handful of foreigners to a world tour played primarily in the United States.
Not that the great players of yester-year would not have been similarly successful had they been born a couple of decades later.
A list of tour winners from 1989 reads like a 'Who's Who' of golf and includes players such as Nick Faldo, Greg Norman, Payne Stewart, Curtis Strange, Tom Kite, Mark Calcavecchia and Paul Azinger.
"I wouldn't say (the best players) are better now than they used to be," said Baker-Finch, the 1989 Colonial champion.
"But I think there are more players capable of winning than there used to be."
Editing by Mark Lamport-Stokes


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|The police department barred the Anheuser-Busch Clydesdales from leading the Advertising Week parade through Times Square.
The procession that was to kick off the second annual Advertising Week was more of a sprint than a parade. Event organizers hoped to create a visual spectacle in the heart of New York's outdoor ad spectacle that would wow the throngs of tourists, businesspeople and passers-by about advertising's impact and benefits and simply spread around good cheer.
Thumbs down on horses
But the Budweiser Clydesdales, slated for months to lead the procession, didn't show up, nixed, said event organizers, by the NYPD. Instead, O. Burtch Drake, president-CEO of Advertising Week and president-CEO of the American Association of Advertising Agencies, and a number of ad characters from the Geico Gecko to the Doublemint Twins, grabbed seats in convertibles and sped through Times Square so fast they left members of street teams hired to hand out goodies to parade watchers in the dust. (Mr. Drake graciously shared his ride over with an M&M's spokescharacter.)
Those among Advertising Week's who's-who who hadn't thumbed a ride with an icon in a convertible got to 437 Madison Ave. -- DDB Worldwide's headquarters -- via the Greyline bus line, which lent two of its double-decker tour buses to ferry attendees from Times Square. Organizers set up microphones and camera crews in front of the Midtown office building to announce the names of the five finalists in the "best icon" and "best slogan" competitions as well as the creation of an Advertising Icon Museum, set to open in late 2007 in Kansas City, Mo.
Finalist Icons named
The five finalists are: the Doublemint Twins, the Energizer Bunny, the Geico Gecko, Juan Valdez and the Budweiser Clydesdales. The five slogan finalists are: Nike's "Just do it"; Hallmark's "When you care enough to send the very best"; the United States Postal Service's "We deliver for you"; Las Vegas' "What happens here, stays here"; and General Electric Co.'s "Imagination at Work." Winners in both categories will be announced tomorrow.
On the sidewalk in front of DDB's HQ, agency CEO Ken Kaess, who is also co-chair of Advertising Week, milled about with about 50 DDB staffers; a host of public relations types; Barbara Rubin, a lawyer who flew in from Los angeles to root for clients Natalie and Nicole Garza, the Doublemint Twins; and Conchita, Juan Valdez's mule and her handler.


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Rawaan Al Batikh Scarf
$100.00 / Sold Out
Every day is a good day when you're draped in killer watermelons. Rawaan Al Batikh is a dumb/delicious pun on my last name, which anagrams to "watermelon" in Arabic. PUNS!
This is a large cotton voile scarf: 44"x44", big enough to wear almost like a cardigan to work. Other uses: as a picnic blanket, a furoshiki wrap, a baby swaddle, a makeshift tote bag, a rad turban, a tablecloth -- just hand-wash gently when it's time to give your scarf a bathe.


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Today's post is written by Michal Morciniec, one of our Partner Solution Consultants:
One of the frequently repeating questions from Microsoft Partners new to Windows Azure is about the business models, discounts and sales incentives. Or to put it bluntly- how Partners can make money and be successful with Azure related projects? In this blog I will give you my personal opinion and point you to the official documentation on Microsoft Partner Network. Cloud transformation is still going on in the industry so by no means I have all the answers but I hope to give you a starting point.
Business Models
There are two basic models depending if it is Partner or Customer who purchases the Windows Azure subscription and therefore has a billing relationship with Microsoft. It is common for ISV Partners to own the Azure subscription as they offer to customers their solution(typically a web based application) as a Software as a Service (SaaS). The Customer typically is not aware of where the software is hosted. He pays a subscription fee (typically per user per month) for the service. In this model the Partner has to ensure that the Azure infrastructure costs (virtual machines.) required to run the software and the variable costs derived from the user activity (bandwidth, storage costs) can be recovered from the subscription revenue he receives. It is easier to do that, if it is possible to share parts of the Azure infrastructure to deliver the software to multiple customers. SaaS developed by ISVs as well as multi-tenant services delivered by hosting partners acting as Service Providers would fall into that category (for a technical example of multitenant hosting see Windows Azure Desktop Hosting Reference Architecture Guide).
In the second model it is the Customer that owns the Windows Azure subscription and has a billing relationship with Microsoft. This model can typically be found with System Integrators (SI) that help customer to move their infrastructure to the Cloud. Apart from the consultancy fees for the execution of the project there is an opportunity for partner to provide value added services such as: backup and recovery services, reporting, monitoring, capacity planning, disaster recovery, IT outsourcing and management for a recurring revenue. For Partners that commit to this model, Microsoft offers sale incentive (see below) that is a percentage of Azure consumption that his Customers generate during a specific time period.
There is nothing stopping any one Partner to have relationships with various Customers in one or the other model.
Azure Discounts
The prices for Windows Azure services published on Azure portal are for the Pay-As-You go tariff but Partners as well as Customers can obtain discounts in return for commitment to consume Azure services during a fixed period of time (6 or 12 month) or by prepaying. "Flexible Savings" page has a summary of the various tariffs available for purchase on-line. You can terminate the Pay-As-You go subscription anytime, however with the commitment tariffs you are committed to stay with the subscription for the specified time period so make sure you read the details.
ISV Partners that implement SaaS type services typically will use the same Azure subscription for multiple customers and therefore will reach quickly the minimum $500 Azure consumption per subscription required for commitment tariffs. However, it is very common for Partners to have separate Azure subscriptions for their Customers and may end up for example with 10-20 subscriptions but where none reaches the $500 minimum. In that case Partners can opt for purchasing Azure through Enterprise Agreement (EA). This allows them to pull together all new (and also existing) subscriptions to get them qualify for a volume discount. The current guidance for EA is that the total Azure consumption is of the order of $24 K/year but it is a guidance and it can be negotiated. The EA is typically a multiyear contract and you need to commit to certain Azure consumption level each year and prepay it. You can find more information about EA contracts on Volume Licensing site.
Azure Sales Incentives
Because in the SI Model the Customer owns Azure subscription he will get the Azure discounts described above. Partner obtains money for migrating customers infrastructure and for value-added services he may be offering. Microsoft offers a sales incentives in this model where the Partner will receive a percentage of the influenced Customer revenue during a time period of 2 years. You can find all the details and conditions in "Windows Azure incentive guide" on Microsoft Partner Network site. Starting January 2014 the incentives will require MPN a Cloud competency. You can find out more about the upcoming changes in the Cloud competency, requirement for Silver and Gold Cloud competency levels and the incentives in "Microsoft Partner Network Disclosure of Upcoming Program Changes".


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"Stay Awhile" follows Fair, Gomery and Monty Overbove, and Fair's best pal Sutton Von Hunt as they attempt to find out where the cousins' mothers might be and why buildings seem to be moving under their own power.
Several weird discoveries are made during the quartet's mountain road trip, leading the young hotelier to land on a major decision, and announcement, about the motel's pool and the futures of her two nice neighbors.
How she arrives at her life-changer of a decision, and the journeys she and her friends embark on, are in the light-hearted mix. As is Gomery Overbove, who is about a billion times more important in the heiress's mind than 24,500 gallons of chlorinated water and some old diving board.(GoodReads).
It took me a while to get back into this story, but eventually when our wacky group got moving again, I enjoyed this read. Hold on to your socks, kids, this is a wild ride.
Level of Originality: 10. Rooms and buildings move around, not to mention the whole "someday science" of metaphysics and the World's Basement! i can't say more than that, but WHOA this book exists in a crazy/fun/imaginative world where literally anything is possible, and trust me, you have never seen it before.
Level of Absurdity: 10. Everyone is totally zanny. Fair still wears a snood, the Overbove boys have magical space-travel bumper stickers, and
Level of Paranormal Romance: 6. I luuuuuvvvvv the buildup between Gomery and Fair. This book is bittersweet though, so the score is not as high as the swoon-inducing book 2 Redwoodian. But I do enjoy that these two know they are moving in on something epic, and they are taking their sweet time, giving the reader just enough jaw-unhinging statements of what WILL go down when they finally get together. It involves a meetup under the diving board in the motel pool in the dark of night. YUM.
Level of Harry Potterness: 7. Magical realism! The talky-talk here is not as accessible as your general fiction, but once you get into the language of the story, there is a lot of fun to be had.
FTC Full Disclosure: I received a review copy from Alysia Gray Painter. Happy reading followed. (We do not accept or receive compensation for reviews at YAF and WS.)


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Our sitemap allows visitors and search engines such as Google know exactly what information we hold on our website. By clicking on any of the links below, you will be directed to that page.
For more information about our cabins that we provide, please feel free to contact us on 01843 304805 or 07375 094624.


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We're nearing the end of the boys first term as 'school kids' and I can see a lot of progress I'm happy to say. Frodo has not complained that he doesn't want to go to school in 2 or 3 weeks now. He had a brief issue with another kid in his class that was eventually brought to light & worked out. The school & I went back and forth a bit, but I'm mostly okay with how it worked out in the end. Frodo knows that if the issue occurrs again, exactly what he is to do... and at this point he and the other boy seem to be getting on better.
Frodo's behaviour in class is still a challenge... he was making progress and then about a week ago he just went south big time. His teacher and I are touching base every afternoon so I know exactly how he was that day... if it was a bad day, the Nintendo DS doesn't come down from it's shelf. I hate to take it away, but that is the one thing I could come up with that might be enough motivation for him to try his best. So far, it's working... this week he has done pretty well .. thank goodness his teacher doesn't expect perfection ;)
Sam made the move to the grade 1 class just after my last post I believe, and he is really thriving there. His reading is coming along in leaps and bounds and he enjoys the things they do in class. He has commented that he's 7 now, and he thought only 5 and 6year olds could be in grade 1... but I told him that was only a general rule otherwise schools would spend forever working out where each kid needed to be and never get anything done! He doesn't seem stressed about it thankfully.
Merry is enjoying his 2 days of preschool a week, and I must admit... so am I lol. He has a friend in the room next to his that he looks forward to playing with every time he goes :) He happily races off onto the playground at drop off time, and just as happily runs to give me a cuddle when he finally notices me at pick up time.
In just over a week, we will be moving ... conveniently it's just up the road from the school. The boys are looking forward to walking to school every day! I'm looking forward to them living in the neighborhood with some of their schoolfriends and being able to hang out socially outside of school. The house we are going to live in has very little in the way of a yard (pretty typical for the area sadly) but the neighborhood will make up for that we hope. There are several great parks within a kilometre of where we will be living... one directly across the street even.
Inconveniently enough, we visited that park and two of three kids got stung by wasps shortly after arrival. While I recognize that we (as humans) are building into their (as bugs) territory... I will be much happier after the council makes it's visit and moves the wasps along into the nearby bush. Ok... so they will nuke them I'm sure... but I hope the activity encourages their brethren to STAY the 50metres away in the woods ;) Either way, once there is more human activity at the park and in the area, I think the critters will decide that they'd be happier elsewhere.
Work, well it's work. There are to be big changes in our program, but they are slow coming unfortunately. We had hoped to have it sorted by now, but it appears that I get to pull at least one more weekend of graveyard shifts *SIGH* And this is that weekend. *double sigh* Ah well, I shall take the other LOTR movies, some popcorn and iced tea to keep me company while I wait for the phone to ring.
The hubby has had mostly 4day work weeks in the last month.. he is off tomorrow as well, as there is nothing in the warehouse to deliver except concrete slabs. So, we've planned a trip to IKEA... it's only 40 minutes away so it's not a TRIP really... just a trip hehe. We are ditching our sad, 50dollar ebay living room furniture as it's in awful condition, so we're going to have a peek at Ikea. I've heard a lot of people say good things about their Ektorp range of sofas so we are going to have a test drive. I've nearly every cent of my pay into saving to help with moving expenses and for just this purpose, so I'm pretty excited to go shopping for it. And a few other odds & sods.. as one can't go into IKEA and come out with JUST what they went in for lol.. at least not THIS 'one' ;)
Happy spring my northern friends... and to those here with me in the southern hemisphere... bring on Autumn!


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Thankful for their privileges, local nonprofit seeks to help others
Published in the June 21 – July 4, 2017 of Morgan Hill Life
By Melissa Hartman
Pamela McKenna found a group of young women at Pacific West Christian Academy in 2011 who were interested in taking part in a Bible study group allowing them to find a place to bond with other classmates at lunch time. That's how One Heart To Another got its start.
Then, it wasn't a thought for the group, Less Than Three, to move out of their environment. However, McKenna and Leslie Carmichael, both on One Heart To Another's board of directors, stopped working at Pacific West and the group continued in McKenna's home. The "first generation" as McKenna lovingly calls her first group of "girls," now in college, had moved on at the time into high school.
In 2015, three families at Christopher High School in Gilroy had lost a wife or children in a car accident. Some of the Less Than Three members were close with a girl who was a part of one of these families. Fueled with empathy, Less Than Three started a Christmas Angel project.
"It pushed me to think: 'Let's do more,'" McKenna said. Though putting in the paperwork to become a legitimate nonprofit was taxing, it was the members of Less Than Three who pushed it forward. Affectionately-named "Momma McKenna," the girls' heartening texts to keep going and secure the paperwork was what got the job done.
Now, the group is split into ninth/tenth grade and eleventh/twelfth grade. One of the first generation women, Kaitlin Benjamin, is a co-leader over the younger group and helps to run the meetings each week.
One Heart To Another is double-faceted — it's one part support group with members dedicated to talking about God, and one part taking the capacity to be grateful for their privileges and turning that into something positive for those around them.
McKenna facilitates the weekly Tuesday night meetings for the older group of young women, where they eat snacks and catch up, play a game and spend the last part of the meeting dissecting the message each game brings forward. The conclusion is an update of what's going on with the organization. The message from each meeting is relevant to this generation of millennials, delving into issues like valuing themselves beyond their image on social media.
At one of the recent meetings with the younger group of girls, Benjamin met with them at Gilroy's First Street Coffee and discussed what it means to forgive yourself and others. "It was about being in a setting where you can be a part of the community and not judge each other, but be there for each other through that time," she said.
Benjamin came back to help teach the younger group because of the lasting effect it had on her during middle school and high school. Her faith is what helped her to become a leader at South Valley Young Life, an organization dedicated to serving middle school, high school and college students. She is going to Spain in August with the group.
Now Benjamin finds satisfaction in being able to see young women who are substantially different from each other join in. "You are seeing all these girls from completely different backgrounds, and different families, interested in very different things," she said. "But when they come to group, they come together."
Even the students in the older group come from different backgrounds and attend different high schools, but they look forward to Tuesday nights.
Since October 2016, driven by strongly motivated young women, One Heart to Another has organized various projects for the Morgan Hill and Gilroy communities. It held a can drive at the Gilroy Nob Hill store and delivered 28 bags of groceries to families in need in collaboration with Community Solutions.
In December, they held their first Christmas Angel project, raising $3,000 to help kids and their parents in need during the holiday season. By February, the members had enough funding from the year before to follow through with their "Cozy Heart" project, which allowed them to buy fleece blankets for the local women and children's shelter La Isla Pacifica.
In April, One Heart To Another put on an Easter egg hunt at a housing development for high-risk youth. Recently, the group's 22 members came together to make hygiene kits for foster kids and public school children who are lacking the essentials of staying clean.
In September, One Heart to Another will hold a silent auction to fund the projects they want to accomplish in 2018.
Board secretary Carmichael said the success of the group's projects rises from the ambition of the young women who are involved in One Hearth to Another. "I've watched them as they see the impact they are making for girls their age… it's been amazing to watch because they started so fast," she said.
Carmichael reflected back on the Nob Hill fundraiser and how the community supported this program when they found out about the cause. One woman was crying because she was so touched. She has loved her role to mentor, to encourage.
Carmichael is most impressed by members in the group who exceed the required community service hours at their high schools without a reward. "There is no carrot dangling in front of them. It's just the empowerment to make a difference," she said.
One Heart To Another has a Youth Advisory Committee that includes three young women from the eleventh/twelfth grade group.
One member, Michelle Aguirre, explained how the committee has been planning for a Girls' Night with at-risk teenagers in May. One Heart To Another will come in and try to fill the void of funding that got cut from the low-income housing complex. Just as One Heart To Another meetings have a message, the Girls' Night will be focused on inner beauty.
The One Heart To Another group gets a sense of empowerment from each other, member Lauren Verna said. "I wasn't used to having a group of girls that just wanted to love on you… to have [this experience now] has been totally world-changing."
"A lot of [these girls] don't have a lot of opportunity because of the area and their home situations so we are trying to reach them. Right now is the time they can go down a bad path or a good path, so we want to show them which way is going to benefit them," older group member Julia Vanni said.
The young women are most impacted by helping their direct community and remembering how some people can't even afford the basics we take for granted. "There's so many people out there that need help, and it hurts me so much…we have houses, and we eat as much as we want and we have cars," Aguirre said. "I really want to go out there and make a difference for people as much as I can even if these problems can't be solved worldwide."
McKenna is grateful every day for the group of young women she mentors. "They think that we bless them, but they bless us," she said. "It's neat to bond with young girls and watch them grow and reach out to others."
Robert Airoldi
Latest posts by Robert Airoldi (see all)
- CALENDAR of EVENTS: Published in the February 13 – 26 2019 issue of Morgan Hill Life - February 8, 2019
- Video: Keep our hospitals open, South Valley residents and leaders tell California AG Xavier Becerra - January 30, 2019
- Around Town . . . with Robert Airoldi: Sobrato senior is first from Morgan Hill to play in All-American game - January 25, 2019


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Certificate: 15
Running time: 115 mins
Director: Mikael Hafstrom
Starring: Sylvester Stallone,
Schwarzenegger, Sam Neill
Genre: Action, Thriller
In the 1980s the pairing of Sly and Arnie was the action movie summit. In the 1990s it was oh so almost with the Mike Werb & Michael Colleary scripted Face/Off but the two titans couldn't come to agreement on several issues and the movie became a post Pulp Fiction vehicle for John Travolta. Jump forward almost twenty years…yeah really…and the pairing of Stallone & Schwarzenegger on screen is something of an annual event. With two outings under their belts together in the Stallone masterplanned all action Expendables franchise it might not feel like such a great event to have these two men driving a narrative side-by-side though it is. But is it closer to Heat or Righteous Kill?
Ray Breslin (Stallone) has been in and out of prison for over a decade and making good money on it. As a special advisor to the Federal Government he tests the strengths of Super Max institutions and has walked away from every single one of them. Having broken out of his fourteenth prison with a little help from Abigail (Amy Ryan) and Hush (50 Cent) he's recruited to test a new prison that's "off the grid". A prison that doesn't exist designed to hold prisoners that the free world can't afford to risk the possibility of having to release. Agreeing to his biggest pay day Ray finds himself inside a unique jail but when it transpires that he's inside for good this time can the master escapologist spring the lock of the prison designed based on his own teachings?
Both men will probably be the first to admit that a large percentage of their oeuvre contains rather two dimensional characters, for the most part the history of their protagonists are unimportant when confronted with terrorists, international bad guys and kidnapped childer and Escape Plan is no exception. This is not necessarily a criticism of the film. If you're watching Escape Plan awaiting a Shawshank style of character narrative one must ask how many of these muscle men's movies have you actually watched? For the most part the narrative is driven by the immediate predicaments and what little exposition they manage to pin to the characters is actually distracting and unnecessary. The script is a lot smarter than you'd give it credit. Stallone, being a large hulking monosyllabic performer, is often short changed and perceived as unintelligent but the real Sly couldn't be further from the truth. This is a man who not only engineered his own career from day one (agreeing to sell Rocky to Paramount as long as they cast him in the lead) but when times were tough re-engineered his comeback (Rocky Balboa, Rambo, The Expendables) and in Escape Plan he's given a chance to showcase the strength of his grey matter alongside his biceps. The prison itself is a phenomenological marvel and the reworking of Jeremy Bentham's panopticon is something that will be overlooked by most but for those that dig a little social theory it will totally blow your mind. Further study and discussion on the prison is needed, and hopefully posted on KiV shortly.
Stallone (as previously mentioned) gives a good performance. He's had a lot of work done and though he was never the most expressive of actors from the neck up you can't help but wonder at what point does his one expression become a distraction to the audience? Schwarzenegger (as Emil Rottmayer) is fantastic. It's been a while since we've seen Arnie relax into a role and it seems that he's taken some of the high profile personal drama and used it to colour his character. He's genuinely worth marvelling over as it's one of the more subtly textured performances he's given in thirty years. The problem with short changing the characterisation in a screenplay comes when looking at the supporting cast. Vincent D'Onofrio (Lester Clark) is an incredible actor but he's a Ferrari in a thirty MPR movie, Sam Neill is the same, Jim Caviezel is sort of interesting and it's sad that his devout religious beliefs seem to have hampered his career. They used to say in
Hollywood "never be caught in a hotel room
with a dead girl or a live boy" I'd add "holding a bible" to that. Faran Tahir (as Javed) gives the most
interesting supporting performances.
This is a prison that does not exist, he is a practising Muslim inside
this institution so it's not a massive leap to infer that he's a terrorist but
you find yourself cheering for him. It's
refreshing, it's incredibly pleasing and his reasons for incarceration are not
mentioned, because they're not important.
This is an illegal prison and two wrongs don't make a right.
Hafstrom's eye does a great job of opening up what could be quite a claustrophobic mise-en-scene were it's necessary and closing it off on other occasions with great effect. He blends the in-camera effects with CGI rather well, the x-ray camera to showcase the infrastructure of the prison is a nice touch but he throws in one too many extreme zoom outs which tear you away from the fabric of the movie momentarily. These are small complaints as he knows how to block out an action sequence, not to mention an action sequence starring the two men who are the dictionary definitions of action hero.
The fact that Escape Plan underperformed at the box office might have something to do with the fact that seeing Stallone and Schwarzenegger on screen together is no longer the thing of dreams, it might have something to do with the (wrong) notion that cinema has moved on from these men or that Escape Plan is a mesh of conflicting ideologies. It's an action movie for the thinking free yet it contains a concept and a prison that could sit in comfortably alongside a PhD thesis. It's neither actor's best movie and the last few points of the narrative are rushed but it is a smart, unique actioner that keeps ninety percent of your buttocks off the edge of your seat for a solid two hours.


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R.R. 2, Haubstadt, Indiana 47639
Several years ago I ran into a friend of mine one day and in the conversation I asked if he knew the whereabouts of any old gas engines in the neighborhood. He said that there was one at his place in the junk, and it was a Kankakee. After I got home and looked through Ruben Michelson's list of 1600 gas engine names, there was no Kankakee listed. Whoopee! We had stumbled onto something rare. Several days later I went by his place and he was there working on some farm equipment in front of the shop. He told me to go around behind the shed because the junk pile was back there, and he would be there in a minute. I looked and couldn't see a sign of a gas engine any place. Directly he came back there and showed me where it was. Only the corner of the water hopper and the edge of one flywheel were visible. We dug away the grass, dirt, leaves, hickory nut shells and iron until it was about half exposed. We grabbed the flywheel and rolled it the rest of the way out of the dirt. On the side of the water hopper was a raised area with an Indian head in a circle and the words Kewanee Water Supply, Kewanee, Illinois. Well, that wasn't as rare as a Kankakee, but it was plenty good enough for me.
You couldn't tell much else about it because it was all covered and filled with dirt and trash, but I bought it anyway. He got out his loader tractor and we put it into the back of the pick-up. Once home, I unloaded it with the fork-lift and set it on the ground. We turned the hose on it and washed until we could wash off no more. It was truly a real rusty mess and kind of an odd engine.
The Kewanee sat around our shop for a while and every now and then the boys and I would look at it and wonder what we would ever do with it. We squirted it here and there with solvent and finally decided to see if it would come apart. Believe it or not, every nut, bolt, pin and screw came out. It must have been well oiled at one time. The bearings were all brass on the crank and cam shaft. All springs were rusted away along with the pipe parts, and some of the operating mechanism was rusted and eroded away beyond use. Of course the piston was stuck, but luckily it was only 1/2' from the rest of the cylinder. Since the Kewanee is headless, we couldn't look inside.
After everything else was apart, we sat the cylinder and hopper part on end with the rod sticking out the bottom. Through the spark plug hole we put a mixture of diesel fuel and automatic transmission fluid and let it soak. Three months later it began to look a littly oily looking around the bottom side. We put the whole thing away on the shelf and sort of forgot about it for about a year.
In late 1976 we decided to get the pieces out and try to restore it. We took out the valves, polished the stems, reseated them and made new springs and put them back in. We filled the cylinder with 40 weight motor oil and fitted the spark plug hole with a grease fitting. Three tubes of grease later we had a grand mess on the floor, but the piston had come out. Would you believe the rings were free on the piston and that we just cleaned the piston, rings and cylinder up and put the same parts back in? That is pretty good for an engine with the connecting rod rusted half way through because of the water that sat in the back side of the piston.
After looking at an engine some 200 miles away at Tipton, Indiana, we were able to remake all the damaged parts needed for the governor, push rod assembly and the electrical system. We sent the fuel pump to Gordy Nelson for rebuilding and by early spring we had the whole thing put back together and painted red. We don't know the proper color, but the previous owner remembers painting it Chinese red many years ago. We made an oak skid for it with a battery and coil box. Eventually a friend of ours painted up the Indian head medallions to suit her own taste and did a fine job of it.
We still didn't have it all. There were two tapped holes for a connecting rod shield. I asked the previous owner about that and he found that for us some four years after we got the engine.
The Kewanee engine is unique in several respects. It is headless and has all the operating parts on the opposite side from most other engines. The operating parts all line up in a straight line behind the exhaust valve stem. The flywheels are rather heavy and have a slight crown rather than a flat face. It appears to be about 2? HP. The brass name plate merely states 'Kewanee Private Utilities, Kewanee, Illinois, type B No. 4338.' It starts easily and runs nice and smooth.
We removed the vertical exhaust pipe for the picture so the Kewanee medallion on the side of the water hopper would show.


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The misconception about fat women and sex
2015-08-31 01:07:00
I'm a fat woman who has had lots and lots of awesome sex almost exclusively with partners much smaller than myself. When I met my current partner a year ago, I was at my fattest, about 150 lbs heavier than he is, making our sex the most drastic in terms of size difference relative to my past partners. Most women I know would not be comfortable with that size difference, and in candid moments, friends have asked, "So, how does that work?"Fat girl with big tits wearing print braIf you like your women fat, check out Big Women Dating Service, where the woman have big bellies, thick thighs, fat asses and huge tits - Join free.As a fat woman embrace your mounds of fat fleshThe short answer? It works just great and I love it. There are many misconceptions about how fat women have sex, especially when one partner is fat and the other is not. I'm here to explore that topic, specifically the issue of being a fat woman having sex with a smaller partner.I know many wom...
Fat girls need sex too
2015-06-21 11:21:00
I prefer my women big and fatMy friend Bob and I were in our junior year of college and it was the weekend so we were looking for some parties to hit up. My friend Bob likes the conventional type of girls; small and skinny. I however, prefer my women big and fat with curves and nice fat assess and big tits. I like fat girls. . I love girls that jiggle in all the right places. There's just so much more to love and explore on a big fat girl girl. All that softness feels so amazing when both your naked bodies are pushing up against each other.Fat girl wearing a black bra and pantiesLooking for fat girls?Local fat girls are seeking men for dating and intimate encounters. - Check out fat girls that have joined this site for the sole purpose of having first date sex - Click HEREI mean they have big fat bellies, and big assesThe one thing that I find unfortunate about fat girls is far too many of then lack self confidence when it comes to their fat bodies, I mean they hav...
Fat girls have fewer dates but more sex than average size girls
2015-06-20 20:08:00
Fat girls are willing to engage in risky sex more than average size girls "Mounting evidence demonstrates that weight influences intimate relationship formation and sexual negotiations among adolescent girls. Obese girls consistently report having fewer dating opportunities and are more willing to have sex on the first date. Fat girls are easy fuck and suck dates and are more willing to engage in risky behaviors suck as bareback and anal sex.Three fat girls wearing lingerieLooking for fat girls for first date sex - Check out this site with fat girls eager for first date sex - Click Here"No studies have actually examined whether the interpersonal skills and intimate relationships of obese and non-obese girls differ. While average size girls will date, go to a movie or dinner and have foreplay. Fat girls are willing to go out to dinner and gorge themselves on anything and everything they can shove in their mouth, then take their date home and have sex. Most guys know th...
Why Men Like Dating Fat Girls
2015-06-20 20:07:00
Fat girls are in demand, many men want to have sex with fat girlsListen I have a friend who is over 300 pounds, she is short and over 40 year old. She has a pretty face and is nice and intelligent. And she has been getting laid like crazy. - Lots of men want women with big asses, large tits and fat bellies.Blond fat girl in black swimsuitFind fat girls with large asses and big tits at Big Women Dating Service A fat girl that has an appetite for food, life and sex. My friend is dating 5 times a week, all different guys and all eager to sleep with her. - Men might tell you tell don't want a fat girlfriend,but given the change to go to bed with a fat girl, most guys are willing, ready and able to bang a fat girl over and over. It's like going to an all you can eat buffet and getting all the fattening dessert you want.


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My poor severely neglected blog – what happened to this year? I almost feel this is when a new blog should be started, but then since I am writing so little, it makes sense to keep the same blog where it will still be ok to blog as little as I like.
Initially I thought I would discuss what we have been using for homeschooling, but it really is too late in the year now to start a curriculum post – we are mostly using curricula where we just move onto the next thing.
South Africa has entered another stage of Load Shedding. This happened in 2008 when L was just a baby, however there was light (I know, I know…) at the end of the tunnel. Now there is not much hope and people are settling into expected black outs of 2-4 hours duration 1-2 times a week at least. We have heard the sound of generators humming outside shopping complexes on certain weekends and seen many CLOSED signs while the traffic backs up at traffic lights that have stopped working. This was L teaching K to draw by candle night one evening.
K has been doing gymnastics at the same gym where L has now started competitive levels. Both girls are stronger and more balanced as a result of the gymnastics and both of them have grown in confidence.
K's reading has come on nicely this year – no, she is not really reading Diary of a Wimpy Kid – she just wants to copy her older sister. She is reading very early chapter books and has a fair amount of stamina for reading for her age. She is still working on some of the more complex phonics, but is reading with a good amount of fluency.
My daughters went on field trips with other homeschooling families while I was working and continued some of their school work during this time when staying with a friend of mine who also homeschools – I was very grateful for this help.
The girls did come to work with me once or twice however and learnt a lot while there.
In Science the girls have been learning about heat, insulation, the effect of pressure on heat. It lined up very nicely with our studies in SOTW3 where we were learning about James Watt and steam engines at the same time. This photo shows my girls being insulated in our cold winter weather.
Despite the lack of blogging and a very busy year, the girls have learnt a lot. We are planning a big move sometime next year and life will be chaotic in the months to come; homeschooling fits in very well with our lives as they are now enabling our children to learn both from books and from life. Obviously there has been a lot more going on than what these photos show, but I thought I would just touch base and let people know we have not disappeared.


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Places to find a metal gas can include hardware stores such as Northern Tool and Equipment, Ace Hardware and Tractor Supply Co. Sellers on eBay and Amazon.com sell new and vintage metal gas cans at any given time.
Both Northern Tool and Equipment and Ace Hardware carry metal gas cans in a variety of sizes as of November 2015. Tractor Supply Co. has a more limited selection.
Amazon.com offers a wide selection of modern metal gas cans from sellers around the country. On eBay, shoppers can find metal gas cans from individuals and business sellers. The website carries both functional and decorative antique gas cans.


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Live show musical production
Photo by Asaf antman
Sax and Flute
Vocals – Middelburg, Holland
Maarten was a part of the popular band Melou, fronted by American singer Annie Goodchild before forming his own band in 2009. Part psychedelic rock and part folk, Maarten's songwriting skills and knack for vocal harmony arrangement makes him an integral part of any group.
percussion – Buenos Aires, Argentina
Making up the other half of Selva de Mar, Argentine percussionist and hang player Pablo Wayne is known for getting sounds out of any object that is put in front of him. His sense of groove and development of rhythm comes from his years of experience playing with artists from around the world.
Saxophon – Avignon, France
Saxophonist "Mateo" has been an important part of the Barcelona funk scene for over a decade. He regularly sits in on sessions from the top bands, and his styles range from Afro and Latin to pop and jazz.
Violin – Haifa, Israel
Israeli cellist Sasha Agranov grew up in Haifa, but has a sound as unique as his personality. He has recorded four albums with his duo Selva de Mar, and is active in the world of circus in Europe. He infuses Middle Eastern influences with classical technique, and his personality shines in every note that he plays.
Trumpet – Barcelona, Spain
Marc is from Barcelona, where he has had his own quartet, played with jazz and funk groups, and built his reputation for the warm round sound that he achieves. He is the leading force in the Souljazz group Vermut Time, and has years of experience in the studio.
Trumpet – California, USA
From Northern California, Nick is a true character in the Barcelona music scene. He played with the widely successful band Calima before starting his own band The Johnny Freelance Experience. He is known for using his trumpet with effects pedals and processing his sounds while playing live.
Singer – Tel Aviv, Israel
"Tula" has been a main voice in the massively successful Playing For Change for over 8 years. She released her debut album "Sheelá" in 2012, and she regularly tours internationally, having shared the stage with Robert Plant among other legends.
Bass- Basque Country, Spain
Originally from the Basque region, Miguel is an accomplished contrabass and electric bass player, whose 15 years in Barcelona has found him playing with the top jazz groups. He is also an important part of the bands of Amanda Jayne and Maarten Swaan, where his song-writing and arrangement skills are put to use.
violin – Black Forest, Germany
German violinist Lisa Bause spent 10 years with the incredibly popular flamenco trio Las Migas, fronted by Silvia Perez Cruz. Her unique style and experience playing music from the Balkans and Southern Spain have given her a sound that no one else in Europe can imitate.
Drums – Barcelona, Spain
Super-drummer Oriol Roca has played with Spanish hip-hop legend Mala Rodriguez and Catalan producer Refree, but he is known as one of the most sought-after drummers in the Spanish jazz scene. He has recorded over 40 albums, and continues to be one of the hardest working drummers in Spain.
Keyboards – Santander, Spain
Classically-trained from Santander, Arecio made his name playing with Spanish hip-hop star Rapsusklei and Catalan electro funk trio Astrio. His 15+ years in the Spanish music industry has seen him playing the biggest stages and recording dozens of albums.
Director – Paris, France
Laurent is an accomplished director, whose list of music videos includes A-list artists from Beyoncé and Tori Amos to the Red Hot Chili Peppers and Death Cab For Cutie. By chance, Laurent was in Barcelona during the recording process of The Good Project and was able to document every session and eventually turn the photos into the design of the album.
Producer – New York, USA
American producer Dave Bianchi got his start producing numerous top syndicated radio shows in the USA. In 2006 he moved to Barcelona, where he opened the recording studio The Emergency Room and the adjoined record label Whatabout Music. By 2014, Dave had produced over 80 albums with 60 bands. His reputation has now extended past Europe into Israel, The States, and South America. Whatabout Music now features 42 bands with over 70 releases. www.whataboutmusic.com
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ניהול אישי: סיגל גונן – email@example.com
יחסי ציבור: רותי מרום – firstname.lastname@example.com
כתבו לשאנן email@example.com
שאנן סטריט 2014


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Showing 1–16 of 159 results
Modern Bedroom Furniture Store Toronto
When you are shopping for modern bedroom furniture in Toronto, or in the rest of the GTA for that matter, consider Buona Furniture first. Bed frames, nightstands, dressers, and tables are all crucial elements when it comes to giving your bedroom character and personality. The word is spreading about the varied selection, affordable prices and expert customer service of Buona Furniture. Now, when shoppers think contemporary furniture Toronto, the bedroom can also be part of the equation.
Buona Furniture offers both classic and modern styles of the bedroom suite, in a multitude of designs and styles. Leather panel beds, solid wood, and attractive veneers are available and have been manufactured to European and international standards. Regardless of the style you choose or the materials, your bedroom furniture will always be expertly crafted with the highest attention to detail possible.
It's no secret that the bedroom is the most intimate room in the house for most people and that you spend some of your most vulnerable moments inside. And so, it stands to reason that your choice of bedroom furniture can go a long way toward setting a feeling and bringing out your true personality. Buona Furniture has many different bedroom suite designs that will tickle your taste buds and allow you to explore your creative side, whatever it happens to be.
If that creative side ventures into styles or designs you can't find, you get the chance to play designer and order custom changes to make your bedroom furniture your very own. Whether you're into the classic, four-poster bed or you'd rather a bed that appears to be floating in mid-air, Buona Furniture has styles that will transform your bedroom into your own personal sanctuary. Stylish bedroom pieces at prices that you can afford, that not only follow the trends but create them, too.


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Magneto depends pretty heavily on cron jobs.
Specifically the cron job that hits the cron.php file every 15 minutes or so.
Sounds pretty easy, but there's not much documentation on how to configure it or how to know if your configuration is right.
I have assembled a set of tools that will help you configure your cron job as well as know it's running.
The first is a script that shows you the path to your magento installation. Place this script in your magento directory and display it in your browser,
ie: www.mywebsite.com/path.php. The page will display the path to your magento installation.
The next tool is a cron-status script that displays the status of all cron based jobs in magento.
Upload the script in your magento directory and display it in your browser, ie: www.mywebsite.com/mage-cron-status.php.
Below is a screen capture of what this script displays.
If you seen cron jobs scheduled and/or executed, then you have configured cron properly.
If you have set cron to run every 15 minutes, then refreshing the page every 15 minutes will change the list of scheduled jobs.
This is a good way to determine if cron is running or not.
Also included are directions for installing cron tools along with screen shots.
As a final bonus, I have included example cron jobs for automatically reindexing your site and clearing your cache.
Cost is $75.00.


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A broad theme for NeuGroups in 2018 has been talent: fostering, cultivating, recognizing and most importantly, retaining it.
Rebranded as Serrala Services, e5 sees the cloud opening up options for treasury.
Today is over. Subscribe to iTreasurer and get ahead of the problems
you will face tomorrow.
By Ted Howard
Multinationals are finding insurance coverage for their receivables and success by using third-party vendors.
Once upon a time supply chain management was a rather mundane and paper-intensive task. Granted it wasn't easy, but the main thrust was that after a negotiated price for goods, managers were mainly concerned with getting needed supplies moving, product out the door, and getting paid. Make the sale, find the most economical way to get from point A to point B—without disruption—and get paid. Upfront if you can.
Today, the changes are even more dramatic. Logistics and financial technology companies are stepping in with validation tools and notifications along the "A to B" processes. Things get done faster. Transparency along the supply chain enables transactions between companies and their suppliers. Moreover, authentication opens up opportunities for companies to partner with financing channels earlier in the process—to extend their terms and still accelerate payments to the sellers. This provides both sides with benefits, including greater liquidity and less inconsistency in the timing of payments. More simply put, get paid. Faster.
And many companies are beginning to realize this. According to NeuGroup meeting surveys and anecdotal evidence, companies are looking at their supply chains as available pockets of liquidity. While uptake has been slow, indications are that more focus on the supply chain will begin picking up in 2017 and beyond. In a recent survey, many companies revealed that they were looking to improve their days' payable outstanding. And typical of the responses has been this from a treasurer at a global data and analytics company: "We don't currently have an SCF program; however, working-capital optimization is a priority this year. We are considering a vendor finance program to…help us extend DPO and offer attractive financing rates to vendors in the program." The treasurer said he also wanted to study p-cards and dynamic discounting
So the supply chain can offer companies and their treasurers software platforms to facilitate consistency and liquidity. Yet underneath the technology there remains a core question to answer for the supply chain to work. What is the most efficient source of credit to enable the supply chain? And preferably—for parties along the supply chain—unsecured. Is it the suppliers' credit, the company's credit,
the customer's credit or the lenders themselves?
What if it is the same entity for all four? For global supply chains it often is. A primary source of credit for facilitating global supply chains is the commercial credit insurance market. Commercial credit insurance is the working-capital credit instrument that protects against counterparty default or simple nonpayment in the supply chain. Available for accounts receivable, accounts payable, as an alternative to letters of credit, for confirming letters of credit, for factoring, AR purchases, payables finance, project finance…the credit along the supply chain. And since working capital makes
up a sizeable portion of a company's assets—some reports put the average at 40%—protecting those assets is critical.
But it's not just the risk. Credit insurance offers a wide range of value to multinational corporations and their treasury departments beyond financing, including opportunities to generate sales, reduce parent guaranty commitments and offer customers better payment terms if needed. Unlike many lending products, insurance is available whether the commercial counterparty is a publicly traded or private, a government, a municipality, a financial sponsor or even a private equity firm.
Insuring commercial payment obligations against nonpayment for working capital has existed in the US since at least the end of the 19th century. And while credit insurance was invented in the United States, it was further developed
in Europe between the first and second World Wars. And in Europe—with all its borders—it took off. Favored over letters of credit for its ease of use, it is often reported that over 40% of European corporations' accounts receivables are credit insured. In the United States that figure is less than 1 in 10, although it's growing. Credit insurance provides unsecured non-notification credit protection. A valuable tool that ties
up neither the seller's nor the customer's balance sheet.
Recently iTreasurer sat down with Dawson Beattie, CEO
and founder of Credit Eureka, a firm that offers companies unsecured credit alternatives for protecting their working capital. From Citibank to Aon to Wells Fargo, Dawson has many years of experience structuring credit alternatives for companies and banks from all sides of the transaction. His experience began as a buyer on behalf of banks, then as an insurance underwriter, and as broker of trade credit and political risk insurance.
He then shifted markets, and as national sales manager he co-led Wells Fargo Securities development and the launch of its capital markets credit alternative to commercial credit insurance. Proof that it's a small world, the early version of this latter instrument was developed in response to a need by one of NeuGroup's own member companies.
Globally, insurance has always been a part of the supply chain experience. When getting a financing in place, a company's insurance purchase was often indirect—via a bank. However, given myriad banking regulations this wasn't always the best way to access the insurance market, says Mr. Beattie. Nor were banks equipped to pass on several of the insurance benefits to the company itself.
Stepping back a bit, when large banks purchase insurance their goal is often simply to satisfy a different master—their credit officer—and behind her or him—Basel. Large banks often use insurance to optimize their own internal capital allocations. It makes sense; credit enhancing the obligation may lower the lender's capital requirements and offer flexibility in the structure. In some instances, companies may be unaware that the lender has purchased the insurance. For regional lenders, the experience may be different. Regional banks are less regulatorily encumbered. They simply report that insurance is required because the financed account name is not a familiar one—i.e., offshore. Further, if a company is selling to a customer that has, say, a third-party intermediary or private company that's not on anyone's radar screen credit-wise, i.e., not exactly investment grade,
a bank might not be eager to help take on that risk without insurance.
Mr. Beattie offers an example of a US company going to a bank to help finance the larger part, say 80%, of $300 million in receivables. The bank says great, we'd love to do that but then it sees 50% of those receivables are offshore from customers where credit quality is obscure, unknowable or just too low. The bank then goes back to the US company and says it's not comfortable with that set and only offers 80% financing of only 50% of receivables. Now instead of getting 80% financing of $300 million, the US company is left 80% of $150 million and forced to allocate different assets to the bank. A trickier asset allocation as inventory—next on the list—may also be offshore, or, if eligible, advanced by lenders at 50%.
But enhancing those receivables with insurance, from an investment grade company, makes them eligible with lenders. Returning to the above example, the company can get that 80% of the full $300 million. "Each and every time companies go to finance their global working capital, which is one of the easiest, cheapest sources of financing you can get, some version of this conversation with banks takes place," Mr. Beattie says.
If insurance is what makes the assets financeable, a company may do better managing the insurance purchase directly. Direct engagement by companies often results in higher levels of availability and lower insurance costs and enables them to pass along insurance benefits to a company's own team. "Naturally lenders become less interested in optimizing the insurance for their clients once their financing closes," reports Mr. Beattie. "It's not their product; they want the conversation to move on to other fee-related business."
Just who are the insurance companies that are stepping in? Mr. Beattie says there are a host of investment grade companies (Credit Eureka itself works with more than 20) with specialized product teams that focus and engage on just this type of business. That is, similar to fixed income desks inside banks, credit insurance is handled by specialty desks within insurance companies and is offered by investment grade insurers including American Insurance Group and Zurich. Over time, the insurers have become vast libraries of credit information. Unlike the exchanges, insurers don't publish the list of companies and amounts they cover. So there's an element of qualifying the insurers that best fit a company's own goals, be it for financing, to generate revenue or for
concentration risk management. That distributor in that remote part of the world that the company never heard of is often familiar to one of those insurance companies. The insurance company is therefore more comfortable taking the risk. This depth is one of the reasons the banks heavily utilize the insurance market themselves to support their LC confirmation business. "Most of the insurance companies in this area are used to being financial risk specialists as compared to property insurance," says Mr. Beattie. "Often they are former business lenders, factors, directors of credit, …they're familiar with the territory and maybe they're familiar with this local [distributor]."
Robert Morgan, a consultant to Fortune 500 companies and who has advised and implemented both SCF & commercial credit risk management platforms for multinationals, says "receivables are low-risk generally," so insurance companies have found that being in the sector can prove a winner. This means that it can also be a reasonable option. According to Credit Eureka, insurers that partner with a seller will share up to 90% of the face value of accounts receivable (or in the case of a political or civil event, as high as 95%). The insurer and seller set pre-agreed-to dollar maximums for the buyers and the countries to be covered (for example, domestic vs. international, country-based limits, for individual buyers or whole portfolios).
The price of the insurance is dependent on which insurer is used, but for the most part, premiums are usually calculated by:
In terms of credit, insurance is often cited as the deepest credit market of all. Depending on which insurer you contact, they report covering 40 to 80 million individual companies worldwide. For companies, "going direct" to an insurance market—unencumbered by the same banking restrictions, and with more means for analyzing risk—can increase the amounts of credit available, save money and offer operational flexibility. And companies can do this at a reasonable cost through specialized firms like Credit Eureka.
The credit insurance market is not just for companies looking to finance the receivables. Many companies—in oil & gas, technology, pharma, etc.—have enough money where they don't need banks but they are still interested in the insurance, Mr. Beattie says. "That company says, 'I don't really need to set up a supply chain financing to get more cash; why would I pay an unnecessary discount? It's a waste of shareholder money. But I'm really interested in that insurance product." As product margins shrink, the value of insurance protection and its global reach increases. That's because they realize that getting insurance can directly empower their sales team.
For example, in many countries, selling to the customer isn't a straight-through process. Outside of insurers, very few financial entities cover these countries and companies. There is minimal capital markets coverage, and traditional lenders are not active locally. Moreover, local practices may be such that purchasing is through a "daisy chain of distributors" which often means instead of selling to a known
credit, companies have to sell through unknown smaller firms. Mr. Beattie says
a US company weighing this problem might say, "I can see you and I can see your balance sheet and it's worth $100 million, but this little entity that's set up as the purchasing agent has a balance sheet I can't see or has little net worth; I have a problem with that." Traditional ways to combat this are to have the customer
pre-pay or issue an LC. But in the current competitive environment, the company might go to another provider. So the only option is to stay in the deal but do it in the best way possible.
This is where AR insurance can help in so many ways. If the company can get non-notification unsecured credit protection on selling/purchasing entities from an investment grade insurer, it can be more comfortable advancing its products to the buyer on open account terms. In this case, Mr. Beattie points out, the company is ultimately buying the insurance not necessarily as a financing tool "but as way to build its revenue line. This is where most companies who purchase insurance end up. Once the insurance benefits reach the commercial teams, the insurance often outlives the original financing."
AR insurance continues to grow and its expense and flexibility make it a good option for supply chain, and a variety of other situations. Most notably as an inexpensive yet deep resource for counterparty risk mitigation. Most companies, even for very large MNCs, don't want to ask their customers for security or updated credit information when making a sale—at home or abroad. Thus going to an agency that can locate the right insurer for you makes sense.
But beyond risk mitigation, AR insurance can help increase sales without decreasing credit quality. It can help smooth the relationship between buyer and seller by enabling the seller to offer open account terms to a wide variety of customers or countries. The insured AR can also be used as security for financing/sale to banks or other financial institutions, as part of a supply chain or a simple working-capital revolver. It can also help eliminate or reduce cap limits due to customer concentrations, and it can help companies easily enter new channels
and unfamiliar territory and get off to a fast start.
Like many parts of modern supply chain management, seizing the reins of the credit conversation becomes a win-win for users and benefactors.
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NB: Please be aware that some of the images and information on this page may be distressing to some readers.
We can all do something about the amount of roadkill on our roads, wherever you are in Australia or elsewhere in the world.
Roadkill app allows you to add to the growing maps of roadkill. Hotspots are easy to see and use stastically with hopefully more fence's underpasses, sinage etc to help avoid our wildlife.
Slow down
By slowing down you can give yourself time to see and react and avoid wildlife on our roads. You need to be going at less than 80 km per hour to give yourself time to spot, react and avoid most Australian wildlife. Some animals do not show up well against the road – such as wombats, whose poor hearing and eyesight often results in them turning and running back in front of cars.
See the study on night time driver detection distances.
Think – Remember. John another carer with Wildlife Rescue South Coast has been using these signs near an animal to remind people there animals about
What to do
If you see a dead animal, pull it well off the road ONLY if it is safe to do so. Park on the side of the road with your hazard lights on so cars behind you will be aware something is happening. This means we don't get secondary roadkill from the various birds and animals that consume the carcass, or the well-meaning person removing it from the road! Cars will often hit scavenging animals: for example, raptors take a bit of time to take flight again and sometimes run into cars or fences; magpies and other carnivorous birds get caught in car slip streams and get dashed against the ground, trees or fences; and lizards like goannas are often hit as they tug at that tasty morsel.
If I cannot remove it completely from the road verge, I
always put the animal's legs in the air to show it's been checked for a joey, as they rarely die like this. Some people mark roadkill with spray paint in various ways. But will this be toxic to scavengers? There is a valid point in leaving the animal within sight of cars to remind drivers to slow down, but I prefer to remove it altogether.
When lifting or dragging roadkill off the road take care to avoid back injuries, and avoid injuring any live baby joeys in pouch (joey removal instructions below). Always wash your hands with soap and water afterwards, or use a waterless sanitiser. I keep a pump pack and handtowel in the driver's side door along with disposable gloves for searching in messy pouches.
Who to call
If the animal is still alive and/or has a joey in the pouch, contact a wildlife group. In wildlife hotspots there are often roadside signs with contact details for local wildlife groups. If you ring most 24-hour wildlife services in your state, they will know who to contact to help you if they can't help you themselves. Also, the local 24-hour vet will know who to contact and in most states of Australia will treat wildlife for free, so you can leave the animal with them and it will be treated and given to a local carer. Please ensure you tell them where you found the animal so it can be rehabilitated and returned to its home range.
I always have a strong hessian sack in the car, as well as smaller bags for joeys – hessian allows the animal to breathe – and I know how to try and catch injured animals. But injured wildlife can pose a significant risk, especially larger animals – a kick in the stomach by a large kangaroo could do you some real damage. So contact your local wildlife group for help. If someone can't stay at the scene, tie a plastic bag or something to a tree or fence so the spot can be easily identified to the wildlife carer.
Injured animals
If you can transport injured animals to a vet, great – but don't get hurt in the process. Once you have covered the animal's eyes it often relaxes as it feels less threatened.
Removal of joey from a pouch
After moving the animal and yourself off the road, you can check the pouch (disposable gloves are great for this).
– You need to feel all around in the pouch as some animals, such as wombats, have backwards facing pouches.
– If the joey IS NOT attached to the teat you can carefully remove it, place it in a hanky or teatowel, and get it to slowly warm up against your body – under your clothes is the best place.
– If the pouch is too tight to get Joey out, you can cut the pouch (as the mother is dead there will be no blood). The scissors on a swiss army knife will get through a tough wombat pouch, just protect the joey with your hand.
– If joey is still attached to the teat DO NOT PULL OFF, as you can easily damage the mouth of the joey and he will have to be euthanased. Simply cut the teat off the mother (there won't be any blood) and leave in the joey's mouth.
– NEVER give any food or water to a joey: they must be fully warmed and fed correctly so as not to ingest liquid into the lungs which will often then be fatal. (Cow's milk is not for native wildlife!)
– Joeys can appear dead as they have gone into a torpor due to their cold body temperature, however once SLOWLY warmed they can survive.
– I have retrieved joeys who have survived even from bloated maggot-infested 3-day old bodies, so always check the pouch. Look around for a joey if the pouch is stretched, and there is a long teat (looks like a flattened white worm) – they could be nearby.
– Wildlife carers can often be called out for 'baby twins' which usually turn out to be the testicles of a male animal. A pouch is furred like the stomach of the animal and has an obvious opening!
The most important thing is to warm them up slowly, just to
your body temperature and no hotter. Then you can get help. All wildlife rescue services will be able to advise you what to do. Be prepared: put the number of your local wildlife group in your phone. If you're stuck I'm always happy to take calls 24 hrs and can give you a local wildlife group's number as well as advice till it can get to a carer.
Tel: 0407 786 115 or ( if outside NSW 02) 4843 5933.
A joey this size can be raised and released by a wildlife carer. This shows the position of the pouch, although you would not find this sized joey hanging out of the pouch.
Wombats: Never put an adult wombat loose in a car – they are strong and have a powerful bite, which is how they defend themselves. It's best to put them in a mail bag or hessian sack, but most people don't carry something like this. If nothing else, wrap them papoose-style in a blanket or large towel and hold them down so they don't get out – but this is not an easy task without getting bitten. Left loose in your boot, the wombat will trash it, and it will look like you have tipped a compost bin in there. (Believe me I know, I've tried when desperate!)
To get a wombat to move off the road you can do a wombat warning and call 'Tissst! Tissst!' – that will get them moving!
Kangaroos/Wallabies: These normally run from people and cars even when injured. If you happen to catch an injured kangaroo or wallaby, you can wrap it in a blanket securely and hold it securely. A large bag is preferable, as for a wombat. NEVER chase a roo or wallaby very far as they will get a condition called capture myopothy which will eventually kill them. Leave it to the experts who can use a tranquiliser gun and not stress the animal too much further. See the paper on Myopothy on Dr Anne's Fowlers site.
Echidnas: Also NEVER put an echidna loose in a car or car boot: they can
burrow in deeply and you might end up dismantling the car to get them out. To move them off the road, if they don't run off themselves, be quick and carefully roll them over. Then you can slide a car mat under them and take them off the road. NEVER pick them up with a shovel, feet and noses are delicate and can be chopped off. It's normal for them to blow bubbles. If they have managed to glue themselves to the road, best move away and divert traffic without getting yourselves killed in the process. If injured pick up under the shoulders, their spines although sharp are not too bad. Wrap carefully in a towel or blanket: think of a dim sim and hold the opening securely.
Raptors: Injured birds of prey are very dangerous, their beaks and talons can inflict very nasty injuries. There are special techniques in picking them up. But the easiest would be with a large towel or blanket, throwing it over the bird and wrapping securely (like a dim sim).
Possums & smaller animals: These will also try and bite as, yes, they are wild animals. All can be wrapped in a towel or blanket if that's all you have. DO NOT pick up injured snakes, they could be venomous – call a wildlife group.
Help in information gathering
Simply by entering any roadkill you have seen or moved off the road on the relevant internet roadkill map you add to the information. By mapping wildlife roadkills you become an integral part in helping discover hotspots, which then allows people to use this information to get Councils and Road authorities to act in some way. There are roadkill mapping programs in many countries around the world if you look.
Roadkill mapping can be used in the following ways, so get your community involved.
– Locals or Councils can mow verges, allowing drivers to see animals and slow down earlier.
– Councils and RTA can put in 'Wildlife – slow down' signs, to at least make drivers aware.
– Road speeds can be reduced to 80 or less. (Councils & RTA)
– Various tunnels and bridges over roads can facilitate wildlife crossing.
– Wildlife barrier fencing can help too (see Northern beaches link below).
For more information use these great links:
Wildlife fencing, as the Northern Beaches group in Sydney has done: see their website on how they went about it. http://wildliferoadkill.org/index.php?option=com_content&view=article&id=51&Itemid=67
Australian Wildlife Carers Network wildlife incident mapping. A wildlife rehab community project.
Tasmanian roadkill hotspots map, with advice to drivers and an 'app' for your GPS in Tasmania, and 'Point of Interest' locations for car GPS OR SatNav. Free POI files can be downloaded to a vehicle GPS and will alert a driver when high roadkill areas are being approached. Reducing speed to less than 80km/h in these areas is advised. Great site with lots of info.
What's happening around the world to help prevent so much roadkill.
One of Australia's leading wildlife Vets Free papers to download as well as various wildlife care manuals and papers for purchase.
Go to our links page for more information.


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23 Oct Is there a God? How Your Religion and Beliefs May Affect Your Health…
God, death, the afterlife…. subjects not comfortably spoken about between people, which is a shame considering how much our beliefs affect us. The research I've done and experiences I've had related to this topic have truly changed my view of life. This article will share with you the journey I've been on since I was 17, trying to make sense of everything related to GOD. Being a uni science nerd, I used to be adamant that peer reviewed, double blind, randomised research had to be presented to prove anything to me. Therefore, this article has pertinent videos, books and experiences written to show you how I have come to my conclusions on this subject. I've experienced a lot of emotions whilst taking this journey. Be prepared to be defensive, skeptical, or shocked. Or possibly more comfortable knowing you have some confirmation of beliefs that you may already have. I personally feel much more at ease now with who I am and what I am doing in this life. I hope it does the same for you.
From a Primal perspective, what does GOD have to do with health?
If you are familiar with our Primal 6, we believe your thought patterns are the number one things that affect your health. Therefore, the thoughts and emotions that we have about religion, spirituality, afterlife, life purpose, sin, guilt and the existence of heaven and hell, can have profound effects on your thought patterns, shaping the way you live your life and your overall health. This is certainly the case for me, and why I'm sharing it with you. I encourage your comments below to share your own experiences and thoughts.
Does true health have a Spiritual component?
Definition of Health [Webster's Online Dictionary]: the condition of being sound in body, mind, or spirit; especially: freedom from physical disease or pain. This definition was similar to what I first encountered studying Human Movement / Exercise Science in University. Such words like 'spirit' and 'soul' had never held much weight with me as I had never grown up in a religious or spiritual family and didn't really know what they meant. Since then, I have always had in the back of my mind that my own health must not be complete due to not having any spiritual belief system. I didn't want to just follow the herd though. Hence my ensuing thirst for knowledge grew and the journey began.
Stressed by Christianity as a Teenager
At school, I always had a wide variety of friends, from Skinheads to Christians. 'Don't mock what you don't understand' being the credo I lived to. So I decided to look deeper into why my Christian friends were doing what they were doing. I started attending church, going to bible study and asking a million questions about who GOD was. Being so interested in science, I found it very hard to believe in anything not tangible that I couldn't see with my own eyes. The idea of not having sex before marriage didn't appeal to me either when I had such a natural Primal urge to have sex as an 18 year old! I persisted with my studies though. The biggest aspect of Christianity that stressed me out was the idea of an afterlife where you either go to heaven or hell. This made me very uncomfortable with death, as even though I was only a half-hearted Christian, my 'sins' against the rules of Christianity could condemn me to a fiery pit for eternity. The Christian view of spirituality was not working for me and therefore affecting my health.
Discovering a multitude of beliefs during my world travels
Nothing beats traveling the world to learn about and experience how other cultures and traditions have been molded by religion. Learning about different religions around the world other than my Christian knowledge, was a crucial experience I needed to have. All religions think that their version of GOD is the right one. Whilst I needed these experiences, it really just confused me more! Which is the right one? Are any of them right? Is it all just designed to control the people?
A new way of looking at life…and death
The work of Dr. Michael Newton, in his book Journey of Souls, had a profound affect on my thoughts with regards to a spiritual world existence. Newton was an atheist psychologist and hypnotherapist who stumbled on his ability to regress people to past lives and lives between lives. Through his inter-life hypnotherapy research, he has found conclusive information about the afterlife across the board with his patients. Regardless of their religion, spiritual stance or lack thereof, they all say the same things. From Fishpond.com.au: "In this groundbreaking book, 29 subjects under hypnosis reveal graphic details about how it feels to die, what the spirit world is really like, where the soul goes and what it does there, why souls come back in certain bodies, how to recognize soul mates, and much more. They confirm the existence of an immortal soul whose journey between lives confers meaning on our earthly existence."
Buy here:
Videos and documentaries that have shaped my current beliefs:
Controversial take on the origin of the bible and the crossover similarities of 15 + religions. This video shows just Part 1 – Religion.
The Pharmacratic Inquisition
[Documentary – Lecture]
Lecture by two American historians backing up much of the information from Zeitgeist, plus detailed information on the relevance of psychedelic drugs in all world religions. This was the first information shown to me negating the origin of the bible.
Criss Angel
[Mindfreak TV Show – VIDEO]
Episode – Celebrity Seance Part 1 Mentalist, magician, freak?! Evidence for the spirit world and paranormal. Very convincing episodes showing people's reactions and descriptions of a spirit / ghost in a house. Criss Angel then produces a photograph of the girl who previously died there that matches the previous descriptions by all participants.
Sensing Murder
[New Zealand TV Show – VIDEO]
Evidence for the spirit world and the power of psychics. Multiple Psychics that don't know each other, solving crimes for the Police simultaneously, producing the same information about each of the crimes. Here is the preview for Sensing Murder Episode: Blood Money – George Engelbrecht.
Am I Normal? – Spirituality
[Documentary – BBC – 6 parts]
Great BBC documentary on spirituality and religion from a scientific view.
[ABC USA Interview]
Parents in the USA discover that their child's nightmares of being attacked in an aircraft dogfight and knowledge of things related to military and aircraft, are that of his soul incarnated from a past life. This video blew me away and instantly changed my views on Christianity and the notion that we die and go to either heaven or hell for eternity.
Tom Silver – Hypnotherapist
A hypnotherapist who does past life regression therapy.
What the Bleep Do We Know?
From their website: "Starring Marlee Matlin and 14 Scientists and Mystics. Exploring the worlds of Quantum Physics, Neurology, and Molecular Biology in relation to the spheres of Spirituality, Metaphysics and Polish weddings. Part documentary, part drama, part animation, How does it all fit together???" A documentary you have to watch a couple of times to get your head around but very interesting none the less.
Craving more information on spirituality, here's what I found:
Same Soul, Many Bodies – Dr. Brian Weiss
After reading the work of Dr. Michael Newton, I found another doctor / psychologist / hypnotherapist from the states doing the same work, but also 'progressing' people. Fishpond Review:"Through dozens of case histories detailing both past-life and future-life experiences, Dr. Weiss shows how the choices that we make now will determine our future quality of life. From Samantha, who overcame academic failure once she learned of her future as a great physician, to Evelyn, whose fears and prejudices ended after she envisioned prior and forthcoming lives as a hate victim, Dr. Weiss gives concrete examples of lives transformed by regression and progression therapy." Read about Dr. Weiss as a guest on Oprah.
Buy here:
The Maharishi Effect
Hardcore scientific studies that were done in the late 70's to early 80's that proved meditation in groups of hundreds to thousands of people, had a statistically significant effect in improving everything from crime rate, to the weather, to the Dow Jones! This book has helped me to confirm that power and energy that we cannot see does exist, and most certainly has an influential effect on our health. Our thoughts, or lack of them, through achieving 'pure consciousness' or the art of meditating to think of nothing, affect those around us, and worldwide! The original book is very hard to find. Amazon has some second hand copies last time I looked.
Buy here:
Destiny of Souls – Dr. Michael Newton Ph.D.
Dr. Michael Newton's second book putting the experience of the afterlife from 70+ patients, into this extremely detailed 409 page book. He answers the full range of questions one could ever think to ask about life after death: How can a soul be in heaven and reincarnate at the same time? How are new souls created? How are souls who've done evil on earth punished? These and many other questions are answered with amazing congruity between respondents.
Buy here:
David and Rosa – Applied Kinesiology & Intuitive Healing
This gifted couple taught me so much about how emotions you have experienced that are stored within your subconscious or superconscious can greatly affect your body, causing pain and disease. I have referred numerous clients to them, who also found that diet and lifestyle changes could only do much if their thoughts hadn't been addressed. See Rosa and David's contact details here.
More Pieces of the Puzzle falling into place…
I had an eye-opening past life regression therapy session done on myself in Sydney. I started doing regular meditation, and have had visions which have significantly affected me mentally and physically. One meditation vision resulted in the elimination of a particular pain in my body where pain had long existed. And as I talked about my spiritual journey with intelligent friends whom I respect, I found that many of them, too, had undeniable spiritual experiences.
Sure, my beliefs change slightly every now and then as I learn something new, but I am without a doubt convinced by my experiences and studies, that a higher power, source of energy, creator, Allah, God exists. Believe what you will, but check out the articles, books and videos above before you scold any claims. I must admit, my scientific scrutiny has now wavered a lot for many different reasons based on my experiences over the years. Science, I find, is constantly contradicting itself, based on who pays for the study, and most certainly cannot prove everything. Especially in the case of God.
Some conclusions that have brought me inner peace…
– Christian versions of Heaven and Hell do not exist.
– Sin does not send you to hell.
– A spiritual world exists in which we all go to when we die.
– We live multiple lives as different genders (and other things) hence life is not short, just this one we are currently in!
– We have several soul mates that we continually live lives with.
– Each life on earth is about learning lessons until we have reached a pinnacle in our understanding (enlightenment: call it what you will)
– Physical pain can most definitely be carried across from a past life
– Most religion has elements of truth in it about the big picture but is mainly just a means of controlling masses of people (my opinion)
Hope this article got you thinking! I believe we all have different ways of experiencing spirituality. Whether you are religious, aethiest or spiritual, if you have found peace and happiness within yourself, you will be much healthier and happier.
Is there a God? How Your Religion and Beliefs May Affect Your Health – November 2015


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Please note that there is a change of date in both Module 4 and 5. Module 4 will now take place on 19 October 2018 and Module 5 will take place on 12 October 2018.
No law practice or legal department can operate effectively without paralegals and legal support staff. In recognition of the important support role they play, the Law Society of Singapore and Temasek Polytechnic have jointly developed a foundational certificate course on various aspects of Procedural and Substantive Law and Practice Management specifically designed for these stakeholders. This course has also been enhanced to cover more aspects of Law Practice and the Legal Environment. 3 new modules on Elements of Accounting for Legal Executives, Company Secretarial Practice and Management of Law Office and Court Technology have been introduced in 2016.
Each aspect of this Course, from its content to structure to duration, has been crafted based on the valuable feedback we have received from key users of paralegal services, including Managing Partners/Directors of law practices and Heads of Legal Departments. This ensures the unsurpassed quality and relevance of this Course.
Each Module is conducted using a combination of lecturettes, case studies, exercises and concluding with a simple written test.
Participants who attend each Module in full and pass the written test at the end of each Module will be awarded a joint Certificate of Completion for the Module by the Law Society of Singapore and Temasek Polytechnic.
Module 1: Elements of Accounting for Legal Executives
Module 2: Drafting Transactional Documents in Conveyancing Transactions
Module 3: Company Secretarial Practice
Module 4: Management of Law Office and Court Technology
Module 5: Basic
Principles of Drafting Pleadings in a Civil Action
For more information, click here.
Click here to register.


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GOG company announced that a large number of classical games coming to Linux in autumn of this year .
This company , which its abbreviation stands for 'Good Old Games' and means " The finest older games " says that it will launch a range of game titles later this year , the GOG games does not include digital restrictions (DRM), Among the game titles that offered by the store : Syndicate Wars, Unreal Tournament and Planescape: Torment
" We've decided that one of the next steps for us is to support Linux. Now, we're not ready to launch Linux games on GOG.com just yet. We've only been working on bringing these Linux games to our service for a few months, and there's lots more to go… "First priority is to support Ubuntu and Linux Mint, and says that the number of games coming this Autumn are more than 100 games , and more on the way.
These information are not enough, and no details of these upcoming games or classification mentioned .
Have you already tried one of GOG.com games?