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EMCC ILE KOCLUK VE MENTORLUGA BAKIS TOPLANTILARI13 Haziran 2011
EMCC Toplantilari | 13 Haziran 2011
Hizla gelisen kocluk ve mentorluk mesleki calismalarinda son gelismeleri takip etmek, Turkiye'deki yerel calismalari zenginlestirmek ve cok yonlu bakis acisi kazandirmak icin bu konudaki birikimlerin paylasilacagi bir platform olusturmak amaciyla EMCC (European Mentoring and Coaching Council) Turkiye olarak sizleri aramizda gormekten mutluluk duyacagiz.
Yesim Ozlale has been HR Manager at Sabanci Holding since 2007. She leads the talent management processes for the Group including attraction, development and retention of talent. Her main responsibility is executive development. She is an ODTÜ Psychology graduate with a masters degree in Clinical Psychology from the same university.
Tim Bright is the Managing Partner of OneWorld Consulting and has worked in Turkey for 15 of the last 21 years. OneWorld Consulting works with corporate clients at all stages of the executive talent lifecycle. The firm provides executive search, onboarding, coaching, mentoring, intercultural, outplacement and people advisory services.
"An integrated Coaching for Leadership Development programme at Sabanci Group"
For a number of years Sabanci Group has developed and implemented the SALT (SAbanci Leadership Team) programme to develop and monitor its senior leadership pipeline. This includes up to 150 executives across all parts of the business. These executives are followed and supported by the Sabanci Holding HR team, and different forms of coaching and mentoring have been key tools in developing these executives to perform more effectively in current and future roles.
In this presentation, Yesim Özlale, who heads this programme, will describe the SALT programme and the initial workshop and assessments that executives attend. She will also talk about the top management support for the programme and measurable goals that have been set in terms of assessing managers' leadership styles and the organisational climate they create. She will show how these measures have been implemented and tracked effectively over the last five years.
This is an ongoing programme, and coaching and mentoring have been key tools in supporting executives who have been part of the programme. Individual executive coaching, cross-company mentoring programmes, in-company mentoring programmes, group coaching, peer coaching, and 'sharing sessions' have all been used over the last four years to support and challenge different executives in different ways, and to develop the organisational culture across the Sabanci Group. Yesim will describe the way different coaching initiatives have been used for different reasons and talk about the results achieved.
Tim Bright is one of the coaches who has worked on designing and implementing parts of this programme, and he will describe his perspective as an external consultant working on the programmes, and learnings and insights achieved as a result.
This workshop is targeted at HR professionals and business managers who are designing and developing leadership development programmes including coaching, and coaches and consultants who work with corporate partners in these programmes.
After the presentations there will be time for questions and discussions in groups.
The presentations will be in Turkish and English.


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Who is Mashiach? What is Mashiach? What's he all about? Strange as it may seem, we learn about Mashiach from the wicked Bilaam, in the Torah portion of Balak. While the verses are obscure, the Rambam explains them in The Laws of Kings and Their Wars. Since many Diasporians picture the Mashiach to be some type of fairytale hero who will whisk them back to Israel on some kind of magical carpet when he flies down to earth dressed like Superman, with super powers and X-ray vision, we will try to present a more realistic, down-to-earth picture.
The name Mashiach (often translated as the Messiah) is derived from a Hebrew word meaning the "anointed one" – Hashem's anointed king. The belief in the Mashiach's coming is one of the Thirteen Fundamental Principles of our faith (13 Principles of the Rambam, Principle 12). Since in our very time, the Almighty has been gathering our scattered exiles to Israel from all over the globe, Rabbi Tzvi Yehuda Kook made a point to explain the concept of Mashiach to his students at the Mercaz Harav Yeshiva in Jerusalem, emphasizing that the Mashiach wasn't only the ideal Jewish king, but also a gradually developmental process which evolves over time.
The Rambam writes:
"Anyone who does not believe in the Mashiach, or who does not anticipate his coming, not only denies all of the prophets, he denies the validity of the Torah and Moshe Rabenu, our teacher, since the Torah gives witness to him, as it says, 'When all these things will come upon you (all the tribulations of exile), then the Lord your God will turn your captivity and have compassion on you, and return and gather you from the nations'" (Rambam, Laws of Kings and Their Wars, 11:1).
Believing in the Torah means believing in the Mashiach and yearning for his arrival. As part of the 13 Principles of Faith, we say, "I believe with complete faith in the coming of the Mashiach, and even though he may delay, nevertheless, I look forward to his coming every day."
This means that when a Jew in the Diaspora is eating a bagel and lox and reading The New York Times, or The Jewish Press, or when he's going to watch the new Woody Allen movie on Motzei Shabbat, he should be yearning for the Mashiach to come. In the Gemara, Shabbat, it is written, "At the hour when a man faces heavenly judgment, they say to him, did you yearn for the salvation of Israel?" (Shabbat 31A). Yearning for the coming of Mashiach, and the salvation he will bring, is complete Emunah/faith. Thus, the Ramban writes, someone who does not believe in him, or anticipate his coming, denies the prophets of Israel and Moshe, our teacher, since the Torah gives witness to him.
How does the Torah give witness to him? The Rambam answers with the verse, "When all these things will come upon you (all the tribulations of exile), then the Lord your God will turn your captivity and have compassion on you, and return and gather you from the nations" (Devarim, 30:1-3).
Please notice, my friends, that the ingathering of the exiles is proof of the Mashiach. As the Rambam makes clear, the incredible ingathering of our outcasts to the Land of Israel, an occurrence we have witness in our time, this is a revelation of Mashiach, an actual stage in the days of Mashiach, through the concrete aliyah of Jews from all over the globe, and not through miracles.
During the long generation we spent in galut, Mashiach became a misunderstood concept. Partly due to the pernicious infiltration of Xtian doctrines into our collective subconscious, Mashiach was envisioned by many people as a religious superhero who would arrive on the scene in a flash of miracles and wonders, and lead all the Jews out of the ghetto and back to the Promised Land. Helpless and impotent in galut, and constantly at the mercies of the goyim and their governments, we had no way of actualizing our dreams of returning to Zion, and thus this Superman fantasy of Mashiach seemed to be the only way we could be redeemed from the harsh realities of our lives. When centuries passed in waiting and disappointment, a philosophy of passivity arose. We were to pray and wait, and the Mashiach would do all the work when he came. The demand arose that the Redemption occur all at once, and be complete from the start, and not in a gradual, natural, process of historical development and events which came to completion with the passage of time (See our book, Torat Eretz Yisrael, Chapters 11 and 12, from which this essay is condensed.)

subset: commoncrawl


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Fill 'er up!
Meditation is a cultural buzz word these days. I hear it everywhere from Dr. Oz to Julia Roberts. It seems as if this word is thrown around like a Frisbee to anyone who wants to play! And I know that I'm stepping into controversial waters with some, but I just have to say . . .
I don't believe that Christian meditation and eastern meditation (or perhaps more appropriately, "popular meditation") are the same thing.
Eastern mediation involves emptying your mind. Your only focus—if any—should be on your breathing. The goal is to reach the state of "No Mind," which is praised in Zen literature.
In contrast, Christian meditation is about filling your mind with God's truth, His Word and listening for His still small voice. Instead of pursuing "No Mind," it is taking on the "Mind of Christ."
First of All
I think many are being duped into thinking that one is as good as the other. In my opinion, there is no comparison. One may bring calmness, but the other brings truth and life. I also believe that although eastern meditation may bring a sense of calmness, it's a dangerous practice that leaves you open and vulnerable to spiritual influences. Remember, you are to . . .
"Carefully guard your thoughts because they are the source of true life." Proverbs 4:23 (CEV)
"Put on all of God's armor so that you will be able to stand firm against all strategies of the devil." Ephesians 6:11 (NLT)
Second of All
Even though "meditation" has become popular in our culture, for Christians, it is an often neglected yet important spiritual practice. Just as our gas tanks run empty, so do our spiritual tanks. We need to "fill 'er up" so to speak and here are some ways to do so with meditation . . .
Ways to Meditate
- Memorize a Bible verse and meditate on it when you're facing a stressful, tempting or painful moment.
- Pray a Bible verse, using your name or personal pronouns where appropriate.
- Read over a special verse, stopping and focusing on the first word to really absorb its meaning. Then reread the verse focusing on the second word this time. Repeat until each word has been given special focus. Consider if the verse has taken on a new meaning to you.
- Envision a Bible passage, such as the 23rd Psalm. Imagine a scene with Christ, as your Shepherd, leading you beside still waters, etc. What does it feel like? Look like? Smell like?
These are just a sampling of ways. It certainly is not an exhaustive list.
Do you have some ways that you meditate on God and His Word? If so, share your ideas with us!
"Don't copy the behavior and customs of this world, but let God transform you into a new person by changing the way you think. Then you will learn to know God's will for you, which is good and pleasing and perfect."Romans 12:2 (NLT)


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Dance Update.
So today was my first rehearsal/class since Thanksgiving break started on Monday. I got there early to stretch and warm up and I found out that one of the girls in the piece I am understudying sprained her ankle! So I am her as of further notice. We think she will be better by the performance (which starts Dec. 13th) but if not, then I get her part. I do of course hope she gets better soon!
Anyway today I did her part, and it was a killer! I haven't danced in a week and then doing a 15 minute dances en pointe… well lets just same my legs felt numb!!!
Best wishes all! I have a lot of practicing to do!
Saturday, November 29, 2008
Dance Update.
Dance Update.
Thoughtfully Composed by The_Ballerina at 2:08 PM 3 Delightful Musings
Labels: Dance Update.
Tuesday, November 25, 2008
Happy Thanksgiving all!!
In light of the season, I thought I would list 5things I am thankful for! Here I go…
1. My family. I am so blessed to have been born into my family, they love me and have done an excellent job taking care of me and teaching me about the Lord!
2. My Friends. Again I have been blessed with Christian friends who help me stay on the right path.
3. My Dancing! I thank God everyday for giving me a body that is so well equipped for ballet!
4. Technology! I don't know what I would do without Internet access and my cell phone!
5. Good health. My family has been very blessed with good health.
So what are you thankful for?
Thoughtfully Composed by The_Ballerina at 9:06 AM 3 Delightful Musings
Wednesday, November 19, 2008
I can't... I have rehearsal!
Oh man! I've been so busy! I'm not traveling 1 hour away every day for rehearsals! The performances begin on December 13. I'm excited but I'm also looking forward to being done! Sorry if I don't update for a while, but with ballet, rehearsals and school, I'm super busy!!!
Peace out! (me resting between rehearsals at the theater).
Thoughtfully Composed by The_Ballerina at 11:14 AM 4 Delightful Musings
Thursday, November 13, 2008
It's beginning to look a lot like Christmas!
** Though no one dared to leave a comment on my previous post, I hope you all understand how heavily this issue has been weighing on my heart.
Here in the Midwest it's starting to get rather cold. I finally got to break out my winter jacket, scarves and boots! I don't really care for the snow and cold, but I love winter clothing!
I can't believe Christmas is only about a month away, I really should start thinking about gifts and such, but I think I will take some time and enjoy Thanksgiving first. Sometimes this holiday gets over looked because of Christmas, but I intend to fully enjoy eating way to much this year!
Rehearsals for our "Winter Celebration of Dance" are getting crazy! I have them about every day for the next 2 weeks because our performances are on December 13 and 14. Everything is starting to come together and I can't wait to do everything in costume! I'll try to get some pictures for you guys soon.
Best Wishes!
Thoughtfully Composed by The_Ballerina at 7:04 AM 2 Delightful Musings
Labels: Christmas, Cold, winter, Winter Celebration of Dance
Monday, November 10, 2008
"Q: Do you personally believe that life begins at conception?
A: This is something that I have not come to a firm resolution on. I think it's very hard to know what that means, when life begins. Is it when a cell separates? Is it when the soul stirs? So I don't presume to know the answer to that question. What I know is that there is something extraordinarily powerful about potential life and that that has a moral weight to it that we take into consideration when we're having these debates."
This video clearly shows the answer to this question. Do not try to tell me that what you just saw can not be considered a person or alive.
I am going to state the fact of the matter clearly in one point:
If you are not prepared to have a child, then do not have sex. You can not be fully prepared to have a child unless you are married because a child needs both parents (though I understand that God has a different plan for some people). Thus simple logic would be that you should not have sex until you are married.
Don't be selfish and give in to you own desires, there could be another being depending on you.
Thoughtfully Composed by The_Ballerina at 8:08 PM 0 Delightful Musings
Labels: Abortion
Saturday, November 8, 2008
Winter Make over!
Well its getting cold where I live, and I thought it would be nice to give my blog a "winter feel". What do you think? It is easy to read? Does it catch your eye?
Ballet update: I was called in last night to perform at a fundraiser, one of the girls I had been understudying was sick and so I took her place. It was a great opportunity (though I'm sad the girl was sick), I really enjoyed myself and I feel like I know what I need to be working on for our showcase (which has been given the name "Winter Celebration of Dance").
Thoughtfully Composed by The_Ballerina at 9:24 AM 3 Delightful Musings
Labels: ballet, makeover, winter, Winter Celebration of Dance
Wednesday, November 5, 2008
A lot to say!
As I'm sure you all know, Obama will be out next president. I can't say I was surprised that he won but I was very disappointed. What are your thoughts on his win?
All I have to say right now is "These are the times that try men's souls" but God is in control and this is all part of His plan for us.
In other news, I'm really excited about one of my school projects! I'm going to write a paper (hopefully 3 to 5 pages) on a person who inspires me. I chose Alina Cojocaru, because she is my favorite dancer! Here is my opening paragraph! Please tell me what you think, I can use all the help I can get so let me know what changes I should make!
Alina Cojocaru, My Inspiration
Everyone has someone who inspires him or her, someone who motivates you to keep doing what you're doing. Though I have never meet Alina Cojocaru in person, I feel as though I know her.
While searching though ballet images one day, I found stunning pictures of a slim brunette ballerina with gorgeous extensions and a love for ballet that could be seen even in the stillness of a picture. After much research I was able to find out whom she was and even had the good fortune to see videos of her dancing. I was awestruck by her talent and the joy I felt while watching her perform.
P.S. Thank you Judi for being so thoughful and kind!
Thoughtfully Composed by The_Ballerina at 9:42 AM 3 Delightful Musings
Labels: Alina Cojocaru, Obama
Sunday, November 2, 2008
Thank you all for your patience, I know it's been a while since I updated.
I've been feeling really down lately, and insecure. It seems like all my friends always have someone who likes them, and I'm always the odd one out. It makes you start to wonder what is wrong with you.
I'll try to update with something happier soon.
"True love is when you shed a tear and you still want him.
It's when he ignores you and you still love him.
It's when he loves another but you still smile and say "I'm happy for you."
When all you really do is cry..."
Thoughtfully Composed by The_Ballerina at 2:02 PM 1 Delightful Musings


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We will try to get back to your request within 24 hours during the week, or the following Monday.
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An "alternative workweek" is defined as "any regularly scheduled workweek requiring an employee to work more than eight hours in a 24-hour period."1 An alternative workweek may be a single schedule or a menu of schedules from which an employee can choose. For more information, see "Propose an Alternative Schedule" in
Creating an Alternative Workweek Schedule.
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Petrosains Science Festival 2016 - Bridging the Gap: From School to the 21st Century Workplace
Panelists will discuss what skills MCII partner organisations are looking for in young people to meet the demands of the future workplace.They will reflect on the skills gap, and share their vision for educational change in Malaysia - with a focus on how schools can better prepare students for future careers and necessary skills and competencies needed to be successful.
Audience: Youth & Adult
You can book your seats now at no cost. However, you're advised to purchase your daily Galleria admission (RM5) ticket on day of event. Entry is only allowed from the date/time on tickets purchased.
Hanie Razaif- Bohlender of Dragonfire
Marques Jeevan Menon of Nation Building School
Fiona Liao of Prudential Assurance Malaysia
Deepa Pasupathy of YTL Foundation
Brian Tan of FutureLab
Elmarie Potgieter of Malaysian Collective Impact Initiative (MCII)
About MCII:
MCII is a collective impact organisation for education in Malaysia.Collective Impact is a framework for facilitating and achieving large scale social change. It is a structured and disciplined approach to bringing cross-sector organisations together to focus on a shared mutual outcome that results in long-lasting change. MCII strives to facilitate collaboration between stakeholders in education. MCII is a "backbone organisation" that brings together stakeholders and the community through a common agenda, shared measurement, continuous communications and mutually reinforcing activities.
About PETROSAINS Science Festival:
The Petrosains Science Festival is Petrosains' initiative to provide a unified platform for communities in the fields of science and technology, such as the industry players and science academia, to come together for the common purpose of engaging and inspiring the Malaysian public, especially the younger generation, to the wonders of science and technology. The festival is similar to other such events held in major cities such as Edinburgh, Manchester, New York and Singapore, and is another step taken by Petrosains to play our role as a leading science centre and important supporting component to the country's educational landscape. Through this Festival, we hope to further contribute to the popularizing of science to the public that combines the engaging and interactive Petrosains approach with the day-to-day relevance that industry and academia partners will bring.
- The event description was updated. Diff#193011 2016-09-15 01:10:16
- Venue
- Talk Area, Galleria 3, PETROSAINS, The Discovery Center, Level 4, Suria KLCC
- Tickets
Book now pay later FULL
- Venue Address
- Petrosains, PETRONAS Twin Towers, Level 4, Suria KLCC, 50088 Kuala Lumpur Malaysia Malaysia


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Tangram floor length dress with a blue Hawaiian print paired with geometric patterned flats from Square Street.
Guess what! It's Fashion Night Out in Hong Kong again. How fast a year goes by I still remember it like yesterday making needlework with artist Suzie Stanford and eating thrice my share of salted caramel XTC gelato.
The Bumbys were there this year. They are an anonymous performance art duo who will give you "a fair and honest appraisal of your appearance". I hadn't heard of them until visiting the FNO website but immediately upon reading I was seized with jealous for not coming up with the idea myself and vowed to go early to get a glance and a judge. And early I went, at 6pm Friday night my friend and I got into the IFC Lane Crawford and found them, Theee Bummmmbys, tap tap taping away on their 80's style typewriters and so we got in line. But alas, we had misread the fine print and The Bumbys were a with purchase only activity and we were promptly kicked out of line left wondering if our outfits had been good enough for the red duo.
Nick Chan.
The Wanderlister in front of the entrance.
The Moustache Cocktail Bar.
It was a fun night, I was really happy for a chance to get out of the house and be social again after being sick for so long. And it was a nice chance to meet new friends and see old ones.
Hope you enjoyed the sketches! They're ball point pen (my new favourite these days, so loose and fuss free) and coloured digitally.
Vintage Hawaiian Print Girl and Prep School prints without watermark are for sale on my print shop if you loved 'em and wanna have them in your homes!
Check out last year's Fashion Night Out post here.


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Archives: March 2013
Speaking at SQLSaturday #197 in Omaha on April 5-6
I will be speaking on both Friday and Saturday (April 5-6) at SQLSaturday #197 in Omaha, Nebraska. I will be delivering a full day pre-con on Friday, and then doing Hardware 201 on Saturday. Here is the abstract for my pre-con:
Scaling SQL Server 2012
How can you scale SQL…
0 comments, 760 reads
Posted in Glenn Berry's SQL Server Performance on 25 March 2013
Scaling SQL Server 2012 in Lisbon, Portugal
I had the opportunity to present a full-day preconference session on Friday, March 15, 2013 for SQLSaturday #188 in Lisbon, Portugal. This was the first time I have spoken at a SQLSaturday outside of the United States, and I really enjoyed it! This never would have happened without the enthusiasm…
2 comments, 718 reads
Posted in Glenn Berry's SQL Server Performance on 16 March 2013
SQL Server 2012 Diagnostic Information Queries (March 2013)
Here is the March 2013 version of my SQL Server 2012 Diagnostic Information Queries, with some minor tweaks and improvements to several of the existing queries. I have added some new columns to several of the queries, and improved the formatting of the results to make many of the…
3 comments, 1,045 reads
Posted in Glenn Berry's SQL Server Performance on 4 March 2013


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While I don't believe in trying to make a good argument for or against any issue using the silence of scripture as grounds, it does bear stating that if Jesus didn't believe it was necessary to address the sexual needs of marriages among believers AT ALL, it might be wise for Christian teachers and pastors to NOT make it of absolute primary significance in a Christian marriage today.
I'm thinking since Jesus wisely spent His time dealing with the root cause of all relational problems and issues in life, and that was the love of God and our experiencing it or failing to experience it and loving others in return, we might should do the same.
Paul's first letter to the Corinthians is really the only place in the NT where sex in a marriage is even considered. His advice in chapter 7 is, as one I read said, "Down to earth, basic, and fundamentally about mitigating the strong sexual urges that can build up in our fallen human bodies, including born again Christians, and the way to do that is to willingly help the other relieve and even enjoy the sexual desires of the body."
I say amen to that. Sex isn't sinful and Hugh Hefner didn't invent it, although too many Christians may think otherwise too much of the time.
Paul B.


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Budget hopes spark Fed fears
Dec. 11 - Stocks crumble as budget progress puts renewed focus on Federal Reserve's exit strategy; Hilton IPO prices at $20; Costco results miss analysts' forecasts; MasterCard bucks market fall with stock split, buyback. Conway G. Gittens reports.
PLEASE NOTE: THIS EDIT CONTAINS CONVERTED 4:3 MATERIAL Sometimes, when Wall Street stops worrying about one thing - it starts worrying about something else. The result was the worst day for stocks in just over a month, with the Dow suffering a triple-digit loss. Lawmakers have cobbled together a bi-partisan agreement to avoid another budget showdown and even more another government shutdown. So why the worry? Investors think DC getting its act together adds one more reason for the Federal Reserve to start a disappearing act when it comes to extra stimulus. The Fed's $85 billion-a-month bond buying program helped support the stock market's 25 percent surge this year. The Hilton initial public offering is coming to market at $20 a share, which is towards the high-end of the expected range. When the stock begins trading on Thursday, it will mark the biggest hotel IPO in history and the second largest debut this year. Costco missed profit forecasts as members paid less for gasoline at warehouse locations. The retailer also took a hit from currency fluctuations. But in a bright spot, sales at stores opened more than a year were up and excluding lower gasoline prices and foreign exchange sales were even stronger. MasterCard rallied in the face of market doldrums after the electronic payments company announced a 10-for-1 stock split, a hike to its dividend and a $3.5 billion stock buyback. Pope Francis is Time's Person of the Year. The Pope has been quite vociferous in speaking out against the excesses of capitalism at the expense of the world's poor and underserved. In Europe, stocks posted another day of modest declines but aerospace giant EADS limited the downside by standing by its targets.


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What is your all-time favorite Christmas movie?
We're going to compile a tournament bracket of the top 16 and have you vote for the best. But first we need your help. In the Comments below, please tell us your choice for No. 1.
Is it "Miracle on 34th Street," "Scrooge" or "Bad Santa"? "A Christmas Story," "Elf" or "It's a Wonderful Life"? "National Lampoon's Christmas Vacation," "The Polar Express" or "White Christmas"?
There are dozens to consider – from such classics as "The Bells of St. Mary's" to more contemporary offerings such as "A Nightmare Before Christmas" and "The Santa Clause." The list of possibilities goes on and on.
We're combining three of our favorite things: Christmas, movies and sports gambling. You let us know, and we'll seed the films 1 through 16 based on your choices, compile the brackets and off we go. And check back next week to vote in the Sleet 16!


text: I've received a lot of feedback regarding last night's The Q.Psience Project. On the surface its been overwhelmingly positive, of which I'm grateful, so thank you to all of you who have taken the time to share your responses. There is however, one issue quietly underlying most of the feedback which I feel needs to … Continue reading Quantum Thinking & Truth.


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The question is, said Humpty Dumpty, which is to be master — that's all.
Friday, January 15, 2010
ACIS 2010 Update
White needs to go Kb2 to keep the distant opposition. Even though Kc1 stays on the same color square as Black's king, it loses the opposition--note that the "corner" colors are different.
Besides this nugget, the best thing about the first chapters was getting back into really looking deeply into a few positions, getting back into the groove of taking apart a chess position in great detail.
It struck that Silman's book might have been titled My System after Nimzovich's, except that Silman assumes a certain level of familiarity with positional concepts like space, and doesn't go through what Nimzovich called "The Elements" first. Reassess Your Chess is not for the true beginner, and I think it is telling that in the introduction Silman gives the example of an adult player who has made it to Expert (2000 Elo), but is stuck there, as who the book is aimed at.
Some Cool Links
Speaking of My System, Temposchlucker has posted his take, My System Redux. His understanding and admiration have grown.
My friend and fierce opponent Vernon Young, who I managed to edge out for 2008 Reno Class B Champion, has started an intriguing, stimulating and eclectic blog about chess and other things at Vernon R Young's Blog. You will note that since my two victories against him in that tournament he has shot ahead about 180 rating points. And he makes chess videos! Very cool, Vernon.
Blunderprone has yet another outstanding tournament series, Lone Pine 1975. Look, Jeremy Silman! Also, Part II is must read!
Thanks to these outstanding bloggers, and all the rest who post entertaining and valuable material as a labor of love.
And now, LET US ROCK!
4 comments:
- The Mascot said...
This is just one of the things I hate about Silman. What if you're colorblind? Then his cute little
trick about the corner squares doesn't work.
So it's obvious he hates handicapped people. And he still hasn't responded for my quest for a duel.
- January 17, 2010 8:35 AM
- Wahrheit said...
Excellent point, Mr. M. Also, he always makes black the inferior side in the endgames--I smell multiple forms of discrimination here!
- January 18, 2010 5:51 PM
- chesstiger said...
I wonder when Silman will live up to his promise and finnally delivers the 4th edition of his Reassess your chess book.
If you want to learn more about endgames as a sidekick to your Reassess your chess book and workbook i can recommend Silman's complete endgame course book.
Also, after finishing reassess your chess the book amateurs mind is a nice refresher.
Good luck with the study!
- January 21, 2010 3:01 AM
According to Amazon, publication date of the 4th edition is February 2010.
- January 23, 2010 8:55 AM


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The Tax Management Transfer Pricing Report ™ provides news and analysis on U.S. and international governments' tax policies regarding intercompany transfer pricing.
Taxpayers wanting to glean some insight into the way the Internal Revenue Service plans to enforce its new cost sharing regulations should pay close attention to the language in the preamble to the document, John M. Peterson Jr., of Baker & McKenzie in Palo Alto, Calif., told Bloomberg BNA Jan. 31.
"There is a lot of rhetoric in the preamble that is not necessarily reflected in the language of the regulations," he said.
The preamble reflects the way the IRS can be expected to interpret the regulations, but it is the text of the regulations is that legally governs, he said. Taxpayers should regard the preamble in the same light as legislative history—providing guidance for interpretation of ambiguous passages.
"If the underlying language is not ambiguous, the preamble may have little legal effect," Peterson said. "Of course, any taxpayer wishing to ignore language in the preamble can expect a challenge on audit."
Peterson was one of several practitioners who spoke during a Jan. 27 webinar on transfer pricing issues sponsored by Baker & McKenzie and Bloomberg BNA. During the webinar, Peterson and Baker & McKenzie economist Richard Boykin discussed differences between the final cost sharing regulations issued Dec. 22, 2011, and the temporary regulations released in 2009 (20 Transfer Pricing Report 682, 1/12/12).
Section 367(d) Contributions.
Because the language in the preamble is somewhat expansive, Peterson suggested, taxpayers may have the mistaken notion that the final regulations are markedly changed from the temporary regulations. In reality, the two documents are not significantly different, but certain discrepancies between the preamble to the final regulations and the regulations themselves give rise to some concerns.
For example, he cited statements in the preamble about how Section 367(d) contributions to a cost sharing arrangement may be aggregated with platform contribution transactions (PCT) where appropriate. However, the language of the underlying regulations has not changed.
And Peterson raised doubts that such aggregation could be forced.
"If some bundle of intangibles has been transferred to a foreign [cost sharing] participant under Sections 351 and 367(d), the amount of deemed royalty under Section 367(d) is legally governed by—and limited by—the Section 936(h)(3)(B) definition of `intangibles,' and the exemption in the Section 367 regulations for foreign goodwill and going concern value," he said. "Any such transferred intangibles would then become part of the PCT of the foreign participant."
Once transferred in a 351/367 contribution, the cost sharing regulations could not require the foreign participant to pay more for the bundled intangibles than is required by Section 367(d) and its related regulations by aggregating it with a PCT, he said.
In fact, he said, any PCT valuation method that attempted to value all the intangibles in the aggregate would be over-inclusive and, therefore, unreliable if that valuation included income from intangibles that had been transferred under Sections 351 and 367 and for which compensation was not legally required under Section 367.
If the IRS attempted to force such a valuation, he said, it could be the basis for a legal challenge.
Broad View of PCT.
Another example of the "rhetoric" of the preamble exceeding the grasp of the regulations arises in reference to the breadth of the PCT.
"There is all this language about core entrepreneurial functions like product selection, market positioning, research strategy, research determination and management," Peterson said. "These things in many respects boil down to business model, things that anybody could observe by watching a company and anybody who chose to could copy."
Such elements are not legally protectable, Peterson told Bloomberg BNA. "In such a case, a third party could not be expected to pay for them at arm's length, as it would be free to copy them for free. The regulations may seek to include this sort of thing in the definition of a PCT, but they seem to be going beyond arm's-length behavior in doing so."
Another case in which the language of the preamble seems to conflict with language in the regulations is related to the notion of "useful life," according to Boykin, a principal economist in Baker & McKenzie's Global Transfer Pricing group, based in Washington, D.C., and Palo Alto.
"The IRS came out with temporary regulations and told us that a PCT is a gift that keeps on giving, forever and forever," he said. "That obviously poses difficulties for taxpayers trying to make cost sharing work, because nothing lasts forever."
Nevertheless, Boykin said, there are indicators that "the IRS is perhaps starting to creep back from ledge of that position."
Meaning of 'Returns' Questioned.
In the temporary regulations—with the exception of "one strange example" that he said still persists in the final regulations—there was little to indicate that a taxpayer could treat a PCT as "anything other than perpetual." However, Boykin added, "there was language in the preamble that said technology may be reasonably expected to achieve incremental improvements for only a finite period—and then things go back to how they would have been if there had been no cost sharing arrangement."
In the final regulations, that language in the preamble had been tweaked to say that the "duration of the CSA [cost sharing arrangement] activity may, or may not, correspond to the conventional concept of useful life with respect to any of the underlying economic contributions; it represents the period over which the controlled participants reasonably anticipate returns from the CSA activity."
But it is not entirely clear what the IRS means by "returns from CSA activity," Peterson said.
In its action on decision following the 2009 ruling in Veritas Software Corp. v. Comr., 133 T.C. No. 14, he noted, the IRS articulated its view of the time period over which income must be included in the income method. In a footnote to the AOD, he said, the IRS states that the time period is limited to that period over which the initial PCT continues to contribute to the income earned from cost shared intangibles (19 Transfer Pricing Report 793, 11/18/10).
"In contrast, the preamble says the income method should include all income from the cost shared intangibles for the duration of the CSA activity," Peterson said. "If the 'CSA activity' is considered to include only the further development of the starting PCT intangibles, then the time periods would be the same. However, if the CSA includes all [research and development] done under the CSA—even after the initial PCT is no longer contributing to the effort—the time frame under the preamble would be longer."
By Dolores W. Gregory
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text:
Other urls found in this thread:
A poor can not afford to own cheap things
no man's sky
set to Earthbound Soundtrack
Some fucking crackhead just stole our fucking keys
haha dude what
I saw him standing outside my car when I came out the gas station and my neechan left the key in the ignition
He was trying to sell me some headphones probably to get more crack and I told him to get lost. That's when i saw the keys were missing but cracky already left. I am going to kick his fucking ass when I see him.
esus fuckin christ bro
thats horrible im sorrry man
i wish you lived somewhere nicer
Crackhead could've stolen your car
There was money and shit in the car so i dont know why he would only take the keys. I am livid
Oi dno't forget toi change ur lokcs
i mean
a crackhead with keys to your house
when u hackin so hard google bloks u
They were in between the seat in a spot i checked a million times
Omg i feel like a baka
sombra pls
It happens
forreals tho
I was ready to go find him too
This is so embarrassing
are you blushy blushy?
*pat pat* If only you knows no problem
I still think he's a crackhead and he is not even supposed to be at that store.
tfw the ARG will never be solved
Nice dub dubs
Who are all these people
Nezi, IKT, and Neko.
Nezi rings a bell. Others must not be real.
Why is it so dead?
dapping is a gateway *action*. it will lead to horrible things, emily.
Cupcake im boooooooooooooored
no, this is patrick.
hello neko chan.
wow what a surprise
You're gay.
how's it going, early morning gang?
I'll allow it this once because there isn't many around to see.
Just got up.
Watching Parks and Rec.
This movie im watching is weird as fuck
How are you doing lovely?
How ya doing~?
Prove it fagboy
I don't wanna go to work. Help
sleepy moogs. go for a walk or something to wake yourself up. or don't do that because walks are for squares.
I also just got up. I ended up getting juuust tired enough that I decided to squeeze in a few more hours of sleep back at 1am, and now it is 4am and a reasonable time for me to be awake again without ruining my entire sleep schedule for the next few days.
how far along are you?
which movie is that?
well I just woke up, but I'm in a good enough mood. just another fun filled day of shitposting and wasting time. ooh, and drinking. shit, I'm going to go get one of those right now. man I love drinking.
I don't want to either, but I've used all my sympathy days off. today is a weekend though so good times. you just need to work hard for glorious leader and don't complain so much. the bread and water they give you is more than enough to sustain yourself on and the work isn't that backbreaking. how about you show some damn gratitude for once.
yeah im drawing shit anyway
Go to bed, gay boy.
[Cyber logs go here]
Season 2 Episode 15
My neechan put it on
I sure wish I could drink i hate not being under the influence of something
anything good? more of your comic?
nice. season 2 is a really good one, but you're getting close to probably the best season of the show. three is phenomenal.
you're like ten, you shouldn't drink anyway neko.
Not good to be up so long.
No spoilers.
Nigger, I don't even get sympathy days off. This is my last week of 12's so I'm glad for that. And it's not backbreaking, just annoying as fuck dealing with idiots breaking shit constantly.
I've never cybered anyone here or a boy for that matter.
cover page or promotional yes
okay mom
Let's fix that.
You'd love me when I'm drunk
people are idiots no matter what though. every job I've ever had has been full of them.
zombie apocalypse in season six when they started losing too many viewers. I wish I was kidding.
I'll cover your page alright.
actually seeing you drunk would be something I'd very much like.
answer still applies.
need soda
How about no, faggot.
That's not a reason I should be more gratuitous towards it.
you didn't let me finish. I wish I was kidding...and I am!
no moogs. soda bad for you. water. drink water.
as I sit here at 4am with vodka
Last time was about a year ago. My brother doesn't really buy alcohol so i dont have many chances to.
that was a joke you r-tard. because you're in korea. but not the one that my comment would make more sense in. get it?
ive drunk all the water
shame you live so far away. I'd totally
get you some encourage you not to do underage drinking.
I'm assuming that pop comment was directed at me.
are you being serious? because that's horrible. I hate when the filtered water runs out. might as well be fucking Auschwitz.
you did offer a replacement after the parking lot incident
i am
Faggots in Europe and stuff get to drink when they are 16 plus I only have one more year!
For that day.
Filtered water tastes just like tap water
Drinking is overrated
okay so get some real quick moogs. an entire pallet of water bottles is like 4 bucks at walmart here. and a 5 gallon thing of it is like a dollar most places. get some more!
a year and a couple months, youngin'
but yeah it's pretty dumb. that being said I don't think they should change it. people here are way more stupid than in other countries and having a bunch of drunk 17 year olds running around would be chaos.
I don't know where you live exactly but where I live and most places in america this is patently untrue
kinda wanna hear about the parking lot incident.
I never noticed a difference in Maryland/Texas/Cali. Just seemed like a waste of money to buy water that tasted the same as tap.
I would rather smoke but it's nice to try something different every once in a while
california, at least where I lived for a while, had decent tap water. pretty much everywhere else I've been has had horrible tap water. it depends on your location, and I guess your sense of taste. you could just very well not give a shit about it. tap water is gross for reals though.
don't sass back to me, boy.
Now smoking is just plain awful for you. You have fun with that.
Water is water yo
life would be easier if I shared your opinion.
most water is drinkable with ice at least.
Just expressing my displeasure.
I was not talking about cigarettes.
I don't drink cold water
Smoking is smoking, regardless.
It's fun to do bad things
I'll allow it. this once. if you say thank you.
Battlefield Medieval Warfare
full-auto crossbows because gameplay
armored horses with side mounted cannons because gameplay
gryphons with afterburners, full-auto crossbows and cannons because gameplay
"Historically accurate"
that sounds right.
fuck fuck fuck
what's wrong, tokai?
Thank you for what
Maybe if you're 12.
Fuck the police.
don't question me just say it.
but the police are all ugly and fat. guess we found your type.
Was quoting boondocks
Thank you then
I woke up too late
you're welcome.
I'm not Squash.
Cute underweight 5'2-5'5 asian girls are my type.
Never watched it. Apologies.
too late for what?
penis optional.
You should it's pretty funny
Penis not preferred, but will still do.
Never seemed my type of show.
good boy.
blood chan most likely has one so you're golden.
the boondocks seemed like it was trying to be funny with pure racist shock value and getting away with it because all the characters are black so it's "not racist"
going to the city with my brother
maybe we'll still go but I hate to be home late
yeah I know the feeling. I never like being out too late. what are you going to do in the city?
Too bad, she'd seem almost perfect otherwise. Too bad she probably isn't attractive either.
You'll never truly know unless you give it a shot
But suit yourself
yeah. there's a lot of variables you can't be too sure of there.
kyle bought me a soda
HE didn't drop it this time.
Well okay I do like it when it's with friends but only when I did a lot anyway. today is the last neet day.
he needs new shoes. and needs me to show him how to use public transport
he's such a cool guy.
real rad
If you don't think these are the most bitchin socks you've ever seen you can get out of my face.
I did give it a shot, and I didn't really find it funny at all.
I'll just stick to the asian population. I hear Japanese girls aren't as boring as Korean girls.
give him headpats.
that's cute. you should try and pick up some mosquito netting while you're out.
super rad
they are okay.
heard a gunshot not even a quarter mile away while I was out for a smoke
and my mom says we don't live in a sketchy neiborhood
Never trust border states
Cool guy
the whole asian scene is great in general. really attractive people.
This is unsatisfactory. Show me superior socks.
it's all the fucking mexicans. you're not really safe anywhere around here.
literally every time I post betty you see a better pair of socks.
we posting socks?
Asian guys are pretty much the only tolerable men
Would fuck an Asian guy but for me it's primarily girls.
ywn fuck a Japanese goddess
According to asian girls Asian guys are pretty shitty and selfish, which is why they like foreigners.
That says what kind of person you are for wanting them.
naha that's fixed, I got a weird electro thing that you plug in and makes a noise that scares them away.
so after rin finally got me to sleep it worked and I wasn't bitten.
my first girlfriend was asian. pretty nice. a good one to have while pretending to myself and others I liked girls.
oh nice. well good work then.
Pink and Black
Yes we are, I like the robots.
So many God damn illegals here
okay but who are you so I should know if I care
I really don't know if a wall is feasible but tighter immigration control would be fucking amazing.
you need to stop jacking off the anime seriously
i dont know if any of you fucks have been in a customer service situation but Asians are some of the most frustrating and ugly people ive ever met
scum of the fucking earth
and you can tell them i said that
Last girlfriend was Chinese. She was cute, but that was the problem, she was going to look 18 for the next 40 years.
gonna tell all the asians moogs ur so rekt kid
I'm sure they hear you murmur in public about it.
i've never met an attractive asian guy. they all have cystic steve buscemi eyes and look like they've been stung by something.
I'm not sure why this would be a problem.
apart from joji.
As in like physical appearance I mean
We should be tracking people who have visa's and immediately deport them if it expires too
not liking girls
Wow, faggot
I'm the guy with better taste in socks, that's who I am.
He wants that granny poonani
yush, now time to stress all day
but he's only half.
mixing works better for them
do it see if i give a fuck
they're all sweaty and they act more jewish than jews. i could just tell when they walked into the store they were gonna be assholes
and i guarantee you they pretend to not know english
it is not my fault that most girls are totally insufferable. and don't have cocks. most of the girls I like have cocks.
I mean, that seems a little intense. I think just focusing on the totally illegal ones is right for now.
well that means I don't give a shit~
how upsetting
or you could relax. rin will be up soon I bet.
working customer service is a great way to become a racist really fast. I know your pain, moogs.
I don't want to be in my 30's and people give me weird looks while my wife/gf looks over 15/20 years younger than me.
the weird looks would be jealousy and envy you dope. those are good things to get. a young looking woman is a major status symbol for an old man like you.
10 year old wife
food service is a branch of customer service dumdum.
I'm starting to get that vibe, my last ex was abusive, entitled, and said she loved me and she'd never hurt me
That sure went well
Shots fired, called the cops, reported.
ten year old wife
muslims too
giant fucking stack of coupons every time
you should switch to men, traps, and even a little trans. far far better than women can ever be.
I spoilered it. it's fine.
yes. I hate muslims too, but for many other reasons.
I don't like them young.
Implication is late thirty's.
For someone with jungle fever you sure are racists.
I'd probably agree cause I've only fucked an asian trap. They all look feminine as fuck.
but it's dnd day, and I'll be in the city probably.
and I gotta sleep really early..
well to each their own. you can't impregnate a woman your age for nearly as many years though, keep that in mind if you want a bunch of little tracer bullets running around the yard.
but you can at least see her a little bit, right?
yeah i fucking love black women man
oh yeah im not even gonna pretend to be ashamed
Last trap I dated (sorta) was emotional abusive to me as well
Never trust s c a r l e t
Only want two.
Why's that?
scarlet is a tranny I thought.
they are closer to women after all.
you gotta find a chill guy and do chill guy things with him and suck his dick a bunch.
oh then yeah you're good. even a 30 year old hag should be able to pump out two kids.
because granny is gross.
Being forced to deal with people who aren't white is a good way to become a white supremacist.
tfw eternally jealous that rin has a did group
Even spoilered the audacity of ~ germinates within me, I can have no rest for I have been affronted by the most smug of smug text.
I like how Sweed said Scarlet with spaces so they didn't come, but cup said Scarlet with no spaces.
I only did it to reduce the vicious sting of telling you that I don't give the slightest of fucks about your opinion.
That's what I'm aiming for.
that's true, and uplifting.
how hard is it to find one?
please dont bring this gay shit here
aim low, buddy. at the vagina. I grossed myself out
No. It's funny.
I don't care about my opinions! What I care about is that you would use such a weapon of mass smugness against me on our first meeting! The gall of it all!
Not into guys at ALL
tfw no perfect, large breasted, constantly horny, did playing, normal waifu with no mental issues that knows how to deal with them and has my back 100%
Last girlfriend would fucking yell at me all the fucking time over the tiniest shit and when people yell at me that causes emotional and physical pain
This place is already gay enough to the point that an increase in faggotry is not noticeable.
yelling is bad :(
our first meeting? so what, you're new around here?
yeah you're gonna be looking for a while then. good luck with that, fishy fish fishy.
How does being yelled at cause you physical pain?
that's how you get tinnitus.
Aren't you the definition of mental issues
pain does dmg :O
is this a complaint
but imma go there now, so cya
Well it's my first time posting yes, but I have known about this place for a while.
pain hurts
Most gay people are when they think about straight sex.
You not fucking me nightly hurts.
I've lost the ability to communicate without complaining.
see ya tokai.
have fun.
alright cool. what shall we call you?
straight sex is at least somewhat appealing because there's a penis. just vagina on it's own is gross.
from being yelled at. you dope. do you know what tinnitus is?
I mean kinda hard, especially since I need to find one with someone I know in it because I'm iffy around 4 stranger men. Could probably find one on Craigslist ez
I have sensory processing disorder which blends the senses, loud noises hurts me physically all over, and if it's unexpected it's 10 times worse.
kinda wanna yell in fish's general vicinity unexpectedly.
No. That's why I asked.
Do not do it around me.
I jump at everything.
r u masochistic
typical dog lover
hmm indeed, tracer. hmm indeed.
Forgot to mention Asian in that post
Yeah. That'd why I want someone who's not crazy because as I found out last time, crazy and crazy together is pretty bad for a relationship
How about Phobos, that's a cool moon.
works for me. phobos. welcome to the shitpost circlejerk.
Some fucking asshole at the liqour/convince store blew an air horn just to see if I'd react since I'm always quiet when I'm out doing things. Sent me into a fucking panic attack.
Very good! I'll have you know I'm an expert at shitposting.
*Aggressive screaming*
you'll need to be, to keep up with this lot.
magikarp gives that good succ
I bet swedish LOVES indie horror games
is image hover broken for anyone else? it's been busted for me for days.
like the third image on paheal was that one. I was pleased. I love when a joke takes so little effort
I never use it.
Tell me about it.
I just did tell you about it.
Yeah totally :^)
When I know it's coming I can prepare for it.
Only good thing about it is it makes me feel so fucking happy when I hear the voice of someone I love or if there's music that's really soft in a really good way
Perfect example: m.youtube.com
Makes me feel so fucking fine.
Hell the whole ori and the blind forest soundtrack in general gets me.
Well I mostly came here to babble about socks for a little, I'll return when I have something else to talk about and collect more Four images, see you later Tilde!
well I know it's even more broken for you, you little brat.
This is a Give a Mouse a Cookie situation.
Tfw freezing cold in my room and no qt asian to cuddle with for body heat
okay. see you around then, phobos.
top notch reference squash.
tfw you just want to cuddle [certain poster] right now
I hope to god it is not me.
gross. [certain poster] is disgusting and everyone knows it, fish. even you can do better.
It's cooki
cooki is underage what is wrong with you people.
tfw you really wanna cuddle squash right now
Wait, is cuddle the same as rape?
in fish's case probably
I'm 19 fam, who gives a rats ass, she's just as mature as me
wow gay af dude
it's less creepy when you put it that way but still.
regardless of the age what is the appeal other than the vagina
Squash is underage, what is wrong with you people?
Qt as fuck, top notch voice
if anything that's the worst part about her. I actually like cooki but the fact that she's a girl is a major bummer.
shit shit shit rin don't tell [certain poster] about this please.
wanting to cuddle any poser
Bitch I'm going to be 22 in a month.
smh fam
I can't believe Smiles would do that before church.
what a harlot
i dont know what i expected
i know she draws sorta and wants to skype a lot
tfw cooki is legal in just under a year
That's creepy as fuck.
Who needs personality, am I right?
Fuck finding people interesting based on that.
I want to make you my pet.
And let you do all my filing.
So you can be a pet 'o' files.
I was being facetious.
she's bubbly and cute more often than not. and not in a way that bugs the shit out of me like some people who force it. I dunno. she's pretty cool but I'm glad I don't have to interact with her in real life because real life girls suck so much.
okay that's enough of that people might start thinking we're friends.
the age difference between you two is the only reason it's not any more creepy than it is but underage is underage, fam.
this was actually quite clever, rin. well done.
You're asking a lot from people who are just lonely and are willing to go for anything that shows affection at this point.
R8 my sobriety
soto you crazy, dawg.
see i get the impression it's forced. but i also think smiles is a forced shit too so...
ew ish
We're only like 2 years and 4 months appart
I don't need that when I have a butt crafted by god.
tfw your boyfriend is legal so you don't have as much to worry about.
You are the only person to ever say that, lol.
smiles is another girl who I get along very well with. maybe you just hate women even more than I do.
yes, again, the age difference is the part of this that isn't creepy.
Now she'll be late because she'll have to shower.
I think you're clever more often than people give you credit for.
At least I ain't a ginger like my Buttercup
yes if tsuchi ever touched me in any way I'd probably need a long shower too. and as hot as I could physically stand.
if you were it would be disgusting. gingers are the worst.
i hate posturing and i hate christians.
cue the linkin park
You're never too lonely to have principles.
[insert dog joke here]
I can't even muster up the willpower to do that anymore.
hating things is so last year.
You are probably right in that.
Why do you dog me so?
Have I not had enough hounding on this?
Tell that to these fools, you don't need to convince me.
B-But you're a ginger
but exactly as clever as I give you credit for.
and dying is mainstream
but what can you do
nice meme
you can do nothing. nothing but find solace in linkin park.
Which definitely isn't much.
Bullshit you're ginger as fuck
I've seen your irl hair and pubes
Dont lie to me you slu or else I won't choke you
it's a lot more than I let on.
wow nice meme soto, great job fam. LMAO
and pubes
every picture you could have possibly seen I would be clean shaven in. nice double meme.
doing it yourself makes it easy on me.
They always see, and never listen.
Someone has the perfect chance to post the leotard pic.
Alright then.
So, what's up with you?
Not the only thing here that's easy.
the "leotard" is a woman's swimsuit, dum dum. and guess what? totally shaven. so suck it.
nothing much up today. just...typical day for me. drinking a little. enjoying the boredom.
In most states it actually is legal. Law in Washington is 48 months appartment If one of them is underage. So theoretically a 14 year old could fuck an 18 year old and it would be legal
are your pubes ginger though
and how are you, rin?
hes trying to cover up the fact that he's a ginger by saying he shaves
Nice fucking meme fam
yes. firecrotch all the way.
yes, I know fish, but it's still creepy to creep on a girl regardless of their age.
he's trying to damage control his own failed memes by not even having the courage to link my post
nice fuckin' meme famalama
They are
And they are more on the straight side rather than the curly side tbh
this just proves you haven't seen them you dumbass.
not shaving your balls and pubes clean shaven
there are actually guys that expect a blowjobs who have a massive bush
there are actually girls that expect to get eaten out with a fucking jungle down there
Yeah, but.
You were talking about your dick.
And, other stuff.
With [Certain Poster].
I should be getting up soon to actually get ready.
But getting up is suffering.
i cant imagine the latter
You people are such pussies about hair because you think lolis are the only thing that exist sexually.
No wonder some of you haven't had sex.
Age difference isn't creepy at all if it's less than 3 years
Ohh you bitch
I will go over there and fuck you senseless you jobless piece of shit
Now I really wanna choke you
[certain poster] is going to be pretty busy today unfortunately. it's the one thing that is making today less nice than it could be, but I refuse to let it get me down.
I don't mind body hair but I prefer it to not be there, or closely trimmed.
agreed. that's why it's just the fact that you're so obsessed with her that is creepy.
all according to plan.
body hair
I totally don't have a crush on cooki or anything b-baka
Don't lump me together with them.
also, [dog hair joke]
two (you)s and I didn't notice
yes yes, so classic rin morning I see.
bummer you missed tokai. but don't worry I kept him company for you. he's off to the city to help his brother get some shoes or something.
yeah but you clearly do tho
I got some lumps for ya, big boy.
That's whatbthebb-bake was meant for
When you have a 5.5 year gap between you and your SO.
Awww, that sucks.
And I'll be busy from lunch to well into the afternoon too.
I ate a chick out who had a huge bush
She was a totally loli and was barely 19 yrs old
I still ate her out
So worth hearing her moan and her pulling the shit of my hair
yes I know how it works
well that blows, but on sundays I do expect as much from you. I'll just have to find some other way to occupy my time I guess.
wish you people would stop having such rich fulfilling lives and just pay attention to me constantly.
As long as you don't mean hitting me, that would totally hurt my feelings.
Pedo rule is divide your age by half and add 7
Yo she wants to share beds for AX and I was like whoa dude
Her reason why is cause I'm the most normie guy from the threads
her reason is because she wants the D, soto.
What a coincidence.
I got a new pair of shoes a few days ago.
That rule is not at all apt.
I mean, my grandma could get with someone younger than my dad by that rule.
Can confirm
Basically rhwrws Donna be one room for fucking and one room for sleeping and cookie me and soto are sleeping in the sex dungeon
oh? are they cool, or just purely functional?
it's never too late to give people regrets
I'll text you the pic I took the other day.
Mostly because I can't find it on my computer again.
mmkay, sounds good.
Damn does that mean I'm going to cuck you?
She said she was down to share a bed with me and also told me she was gonna be legal by then so I was like "whoa man"
I'm super down tho
No Swedish fish allowed
well, no. cooki is not someone I'm interested in like that.
I was talking about me you jobless ginger cuck
I'm not interested in dating you, just fucking you.
There's gonna be one room for the traps/real girls and one room for guys
And your gonna be sleeping in trap central
Cupcake, let's share a bed when we go to conventions together.
J-just because it's cheaper rooming!
Not because I l-like you like that or a-anything!
Don't be stupid!
Baka baka baaaaakaaa!
hey soto post your dick
i havent seen it since the cancer was theoretically removed
But trannies that don't even pass won't be allowed in the trap room
well considering the situation I'm not sure if that would go over well with [certain posters] but other than that I'd be fine with platonically sharing a bed with you.
Please keep your tranny drama in /lewds/.
being interested in dating me
Best meme 2016
That's what I meant
Damn sounds like heaven tbh
find some mexican to date you man whore.
new thread
new thread
new thread
new thread
new thread
new thread
new thread
new thread
new thread
new thread
new thread
new thread
new thread
Cooki probably gets all the final decisions on who goes in the girl room though cause I'm pretty sure she's paying for that room


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- Original Title : Mortdecai
- Movie title in your country : Mortdecai
- Year of movie : 2015
- Genres of movie : Comedy, Adventure,
- Status of movie : Released
- Release date of movie : 2015-01-23
- Companies of movie : Mad Chance, LionsGate, OddLot Entertainment, Huayi Brothers Media,
- Countries of movie : United States of America,
- Language of movie : English,
- Durationof movie : 106 Min
- Average vote of movie : 5.4
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- Cast of movie :Johnny Depp (Charles Mortdecai), Gwyneth Paltrow (Johanna Mortdecai), Ewan McGregor (Inspektor Alistair Martland), Paul Bettany (Jock Strapp), Olivia Munn (Georgina Krampf), Jeff Goldblum (Krampf), Jonny Pasvolsky (Emil Strago), Michael Culkin (Sir Graham Archer), Ulrich Thomsen (Romanov), Alec Utgoff (Dmitri), Guy Burnet (Maurice), Jamie Bernadette (Bikini Babe)
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Writer : Kyril Bonfiglioli, Director : David Koepp, Writer : Eric Aronson
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Tags: painting, stolen painting,


text:
Author Archives: Lauren Gallaway
Live-Action Pokémon Movie Could Happen, Colin Firth Is Back For "Kingsman," And Wally West Suits Up (Pop Weekly)
Pop Weekly's Lauren Gallaway takes on the Emmy Nominations, the possibility of a live-action Pokémon movie, Fox's brand new X-Men TV series that's in development, and more!
"Thor: Ragnarok" Begins Production, Negan Is Here To Stay, And "Pacific Rim 2" Gets Release Date (Pop Weekly)
Pop Weekly's Lauren Gallaway discusses the new arrangement between Netflix and The CW and Star Trek celebrating its 50th anniversary at SDCC. Plus, Pacific Rim 2 gets a long-overdue release date, and more!
Disney Announces "Wreck-It Ralph 2", Lionsgate Picks Up Starz, And Netflix Heads "Back To The Future" (POP WEEKLY)
Pop Weekly's Lauren Gallaway breaks down Disney's announcement that a Wreck-It Ralph 2 is in the works, Lionsgate's acquisition of premium cable outlet Starz, and the latest movies to hit Netflix. Plus, new trailers for Assassin's Creed and Star Trek!
Pop Weekly's Lauren Gallaway breaks down the latest casting announcement for Sony/Marvel's Spider-Man: Homecoming, and the news that Supergirl has found its Superman. Plus, Helen Mirren rides with Fast 8, Guardians heads to Comic-Con, and more!
John Boyega Suits Up For "Pacific Rim 2" And "Battlestar Galactica" Finds A Fraking Screenwriter (Pop Weekly)
Pop Weekly's Lauren Gallaway breaks down the news that Star Wars: The Force Awakens actor John Boyega will star in and produce Pacific Rim 2, while the Battlestar Galactica movie has found its screenwriter. Plus, updates on Spider-Man: Homecoming, Legends of Tomorrow, and more!
Pop Weekly's Lauren Galloway breaks down the new Mary Poppins with Emily Blunt, gets excited for Brie Larson to don Captain Marvel's uniform, and gets excited for Teenage Mutant Ninja Turtles premiere in theaters this weekend.
Pop Weekly's Lauren Gallaway breaks down the first glimpse at Disney's upcoming live-action Beauty and The Beast, and the news that the studio is considering giving The Little Mermaid the same treatment. Plus, we may be in store for more Power Rangers movies… a lot more.
Pop Weekly's Lauren Gallaway breaks down the latest Thor 3 casting news out of Marvel and the looks ahead to The CW's fall schedule. Plus, Gilmore Girls, Ghostbusters, and more!
Pop Weekly's Lauren Gallaway breaks down some of the biggest announcements coming out from the networks, including Supergirl's leap to The CW and ABC's decision to kill Carter and Most Wanted. Plus, Black Panther casting news and more!
Pop Weekly's Lauren Gallaway breaks down Disney's confirmation that Alden Ehrenreich will play the young Han Solo in the Lord & Miller directed Star Wars spinoff, and the news that Seth Grahame-Smith has fallen off of Warner's The Flash.
Pop Weekly's Lauren Gallaway digs into The Doctor's traveling companion, Tomb Raider's Lara Croft, and the Twin Peaks cast. Plus, the latest news from the Star Wars and Marvel universes.
{Pop Weekly} "The Magnificent Seven" Mount Up, "Bourne" Is Back, And Iron Man Joins "Spider-Man: Homecoming"
Pop Weekly's Lauren Gallaway breaks down the first trailers for The Magnificent Seven and Jason Bourne, and the news that Iron Man will officially make a fly-by appearance in Sony's Spider-Man: Homecoming.
{Pop Weekly} Things Get Weird In The First "Doctor Strange" Trailer While "Spider-Man" Gets A New Title
Pop Weekly's Lauren Gallaway breaks down the first mind-blowing trailer for Marvel's Doctor Strange dropped, and the official title of the latest Spider-man movie. Plus, Warner Bros. confirms that Ben Affleck will star in and direct a solo Batman movie, and more!
Pop Weekly's Lauren Gallaway breaks down the first teaser trailer for Rogue One: A Star Wars Story, and discusses HBO's new after show for Game of Thrones. Plus, some major casting news for Dr. Who, Blade Runner and Fast 8!
Lauren Gallaway Breaks down the new Captain America: Civil War spot, which proves Black Widow and Hawkeye can still be friends. Plus, alliances are forged in the latest Warcraft trailer and Robin Wright joins Harrison Ford in the Blade Runner sequel.
As a person who regularly reviews comic book-based content for both Marvel and DC properties, and as a fan of both studios, I was excited to see this film. I was also nervous. But the intense, compelling Batman v Superman: Dawn of Justice exceeded all of my expectations.
Disney Narrows Young "Han Solo" Shortlist To Three, While Harrison Ford Cracks The Whip On "Indiana Jones 5"
Pop Weekly's Lauren Gallaway breaks down the young Han Solo shortlist, the return of Indiana Jones, and the latest X-Men: Apocalypse trailer. Plus, the latest news from the Marvel universe on Netflix, and more!
This week, Lauren Gallaway breaks down the new Captain America: Civil War trailer, the fate of Jon Snow, and the buzz building at 10 Cloverfield Lane. Plus, Seth Rogen finds Waldo and Gotham gets a new Commissioner Gordon.
Pop Weekly's Lauren Gallaway breaks down this week's TV renewals, including Marvel's Agents of S.H.I.E.L.D, Once Upon a Time, and Fuller House. Plus, The Force Awakens gets a home video release date and the first Ghostbusters trailer arrives.
Pop Weekly's Lauren Gallaway breaks down the return of Agents of S.H.I.E.L.D., the rise of Elektra in Daredevil, and the casting of Iron Fist. Plus, Selma director Ava DuVernay has chosen her next project.
This week, Pop Weekly's Lauren Gallaway sums up the major production announcements from some of Hollywood's biggest franchises, including Star Wars, Transformers, and Guardians of the Galaxy. Plus John Wick 2 gets a title, and Game of Thrones gets spooky.
This week, Lauren breaks down Star Trek's new showrunner and Agent Carter's new gig. Plus, from Captain America to House of Cards, it was a big week for new trailers.
Pop Weekly's Lauren Gallaway recaps some of the big TV casting announcements, breaks down the new Fantastic Beasts featurette and dishes on The Flash / Supergirl crossover episode.
This week, Lauren breaks down the latest news with the upcoming Nicktoons movie and Barbie's body-positive new look. Plus, Warcraft, Angry Birds, Trolls and Kubo and The Two Strings have new trailers!
This week, Lauren breaks down the new release dates for both Star Wars: Episode VIII and the latest Spider-Man reboot. Plus, Pee-Wee is back!
The Oscar Nominations Are Announced, The "Friends" Are Set To Reunite, And The World Remembers Two Pop Culture Legends
This week, Lauren breaks down the Oscar nominations, the upcoming Friends reunion, and news that Aquaman may have found his queen. Plus, the world remembers the late David Bowie and Alan Rickman.
This week, Lauren breaks down the box office dominance of The Force Awakens and gives her take on the latest Deadpool trailer. Plus, Michael Bay is back for another round of Transformers.
In the same year that gave us The Force Awakens, Jurassic World was indomitable! Jessica Jones dropped! And Jon Snow, say it ain't so! Lauren Gallaway counts down her favorite pop culture moments of 2015!
"Ant-Man" Sequel Lands Writers, Serkis Suits Up For "Steelskin", Golden Globes Announce Noms And More!
This week, Lauren discusses the writers assigned to Ant-Man and The Wasp, Andy Serkis' Rumplestiltskin remake, and the latest award nominations–including the SAG Awards and the Golden Globes.
This week, Lauren breaks down the epic conflicts that have set up across the pop culture landscape, from Captain America battling Tony Stark, Batman facing off with Superman, and Felicia Day forcing Jonah Ray to watch bad movies in space.


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Our team comprises experts from across the world committed to fighting humanitarian challenges in the most innovative and effective ways. APOPO currently employs over 250 local staff for its in-country operations, and has 252 rats in various stages of breeding, detection training, research, or operations.
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Christophe leads APOPO's team, with many years of management experience in East Africa. Christophe h ... Read more
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Mic is a sociologist and psychologist who lectured at Antwerp University. In the late 1960s he co-fo ... Read more
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text:
Who said BROs don't have BRAINS??
After all, what's the point of our muscles without the BRAINS to tell them what to do?
P6 Black is one of those rare T-boosters than addresses both BRO muscles and BRO brains by including a few nootropics in its testosterone game.
TestoFuel, on the other hand, thinks that's B.S.—that the BRO brain is, like, already smart and stuff—and it instead focuses on BRO muscles and balls.
Over here, we don't even like to think. It hurts our heads. So, we'd rather skip the intellectual shit and see these two T-boosters duke it out in brutish, gladiatorial battle. Let's get to it!
Tale of the Tape
P6 Black
|Vitamin D3
|Vitamin D (as Cholecalciferol)
|Vitamin K2
|18 mcg (23% DV)
|Vitamin B6 (as Pyridoxal 5-Phosphate)
|2 mg (100% DV)
|Vitamin B6 (as Pyridoxine HCl)
|5 mg (250% DV)
|Magnesium (as D-Aspartic Acid Magnesium Chelate)
|135 mg (33% DV)
|Magnesium (as Magnesium Aspartate)
|200 mg (50% DV)
|Zinc (as Zinc Monomethionine)
|30 mg (200% DV)
|Zinc (as Zinc Monomethionine and Aspartate)
|10 mg (67% DV)
|Copper (as Copper Bis(Glycinate) Chelate)
|2 mg (100% DV)
|D-Aspartic Acid
|2300 mg
|Nootropic Testosterone Matrix
|2105 mg
|Asian Red Panax Ginseng
|100 mg
|D-Aspartic Acid Magnesium Chelate, D-Serine, Alpha GPC (L-alpha-glycerylphosphorylcholine), 3,3'-Diindolylmethane, Androstenolone
|Fenugreek (Seed)
|100 mg
|Androgen Support Matrix
|167 mg
|Oyster Extract
|100 mg
|Mucuna Pruriens Seed Extract (standardized for L-Dihydroxyphenylalanine), Andrographis paniculata Aerial Parts Extract (standardized for Andrographolides content)
|*These are not full supplement facts, just a comparison of dosages & ingredients.
Round 1: Formulas
The jock (TestoFuel) vs the nerd (P6 Black)… That's where the narrative of this fight begins, except one problem:
That's one jacked-up nerd.
Is P6 Black simply another douche in disguise? Are both formulas one and the same?? Can we stop asking questions and get on with the review???
TestoFuel supports Athletic Muscle Gains.
As opposed to "nerd" muscle gains (HA HA high five!).
TestoFuel's emphasis on athleticism is first made apparent by its damn-near required use of the sports nutritional trio ZMA (Zinc, Magnesium, B6). If you read our article on this shtuff, then you know IT WORKS—especially for you mineral-deficient BROs (i.e. practically all of you).
Yet, ZMA only tops the iceberg here, encompassing only 3 of the formula's 9 ingredients—3 of which top our BIG LIST of T-Boosters: D-Aspartic Acid, D3, & Zinc.
We've covered the ZMA purpose of Zinc here, but the remaining Best5 Top 5 besters, D-Aspartic Acid & D3, further propel the T-boosts acquired from this formula due to their effective increases on T-synthesis—leading to higher levels of total T.
Mix those compounds with the anabolic support from adaptogenic herb Panax Ginseng and ball-fondling seeds Fenugreek, and you have yourself a worthy performance-enhancing, muscle-building, sex-enhancing T-booster.
…And, well, there's Oyster Extract, too, but that doesn't do much other than maybe supply more vitamins and minerals, so…
We retract our statement: TestoFuel actually only has 8 ingredients.
P6 Black attempts Nootropic T-Boosting.
If TestoFuel is for the athlete BROs, then P6 Black is for the smart BROs due to its nootropic additions Alpha-GPC & D-Serine.
We dig what's going on here: Adding brain enhancers to a T-booster could theoretically, potentially induce a mind-muscle connection for more focused training sessions—especially if taken as part of a PWO stack. However… while Alpha-GPC & D-Serine work as decent cognitive enhancers, their exact cognitive roles don't really serve a purpose in a T-booster (or PWO).
They seem to be more of a distraction here.
In terms of straight T-boosting, P6 Black makes the cut, utilizing 4 of our favorite T-Boosters: D-AA-CC, Zinc, Mucuna Pruriens, and D3. And on top of that, the Zinc used here also fits in to a ZMA scheme, thanks to the formula's additional Magnesium & Vitamin B6 content.
Then there's the Diindolylmethane, Androstenolone, and Andrographis paniculata… Which are sort of confusing additions:
- Diindolylmethane is supposed to work as an anti-estrogen compound, but it's backed by questionable, contradictory science—ditto for Androstenolone.
- Andrographis paniculata is primarily used to treat the common cold…
In the end, P6 Black's formula sells itself as a "smart BRO" T-booster, but turns out to be just as much a meathead as TestoFuel. Which is fine by us: Both products promise major athletic T-boosts.
But P6 Black loses traction with its distracting additions (nootropics, diindolylmethane, Andrographic paniculata, etc.), whereas TestoFuel stays focused on the goal:
Boosting that T, baby.
Round 1… TestoFuel Wins.
Round 2: Dosages
You can have the best formula in the world, but it ain't worth shit without the proper dosages to back it up… Having said that, how do we know how much shit a product is worth if it doesn't show its dosage??
P6 Black hides many of its dosages under proprietary blend labels, which SUCK for consumers. Already it's losing this round since we can't be entirely sure how much of each blends' dosage is going to each ingredient. But we thing we can tell you:
It's not as much as TestoFuel.
Take for instance D-Aspartic Acid:
- TestoFuel lays down a flat 2300 mg for its DAA.
- P6 Black places its DAA in a 2105 mg blend, which is shared by 4 other ingredients.
We don't know exactly how high (or low) the DAA dosage is for P6 Black, but we can definitely say that it's not as much as TestoFuel's.
For the dosages we do see (on the Vitamins & Minerals), TestoFuel wins that battle as well, with P6 Black only gaining an edge on Zinc—which, if we're being honest, is the most important item in the bunch.
Even with TestoFuel's low Ginseng & Fenugreek dosages, it still takes the upper hand in this round for simply having more than P6 Black.
Round 2… TestoFuel Wins.
Round 3: Ingredient Quality
Here's where things get a little interesting:
P6 Black has generally awesome ingredient qualities, whereas…
TestoFuel does not.
Consider the vitamins & minerals: Both T-boosters have ZMA on their roster, but carry them in different forms. TestoFuel sticks with the individual ZMA ingredient forms used in the research—which is fine considering that the research was positive for performance enhancement—but P6 Black's individual ZMA forms are simply better—i.e more absorbable.
Additionally, P6 Black uses a better DAA form than TestoFuel and supplies high potent extracts of its herbs, while TestoFuel falls behind for using plain, cheap quality Ginseng & Fenugreek…
In other words, P6 Black hangs on for another round.
Round 3… P6 Black Wins.
Round 4: Price
|P6 Black
|1 Bottle (30-day supply)
|1 Bottle (30-day supply)
|Price Per Capsule
|Price Per Capsule
|Price Per Serving
|Price Per Serving
Round 4… TestoFuel Wins.
Round 5: JUDGEMENT
P6 Black tries to put on the non-prescriptive glasses and hang with the nerds, but in the end: It's just as dumb as the rest of us.
But if being dumb is wrong, then we don't want to be right, because as this fight has shown us: Perhaps avoiding all the nootropic jazz in a T-booster is actually a smart decision (or perhaps better nootropics should have been utilized).
In this Judgement Round, we're looking at a split decision call in favor of TestoFuel, but don't be dismayed by this if you personally favor P6 Black:
The ZMA + DAA combo is where it's at, and where it's at is in both formulas… So you can't really go wrong with either T-booster.
But, there's no such thing as a tie in the RL of B5, so with that, our final decision:


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How much debt do you have?
What interest rates are you paying on that debt?
How long will it take you to pay off your debt at the current pace?
No idea? You're not the only one – most people have a rough idea in their heads of how much money they owe, but few know the exact number, and even fewer know what they're paying in interest rates.
If you're like most Americans you carry some type of debt, whether it's a car payment, student loans, credit card debt, or a mortgage. The harsh reality is that this method of payment is so deeply ingrained in our culture that we don't usually think about it, and when we do we're convinced that we're handling it responsibly. While it's easy to turn a blind eye, I encourage anyone looking to improve their financial position to take a good, hard look at what makes up your debt.
"The List"
The first step to solving any problem is admitting you have one; if you're making minimum payments every month or carrying balances that you don't have a plan to pay off, it's time to sit down and make "the list". List out every debt you owe and what it's for; car payments, student loans, every credit card, ALL OF IT. It can be scary putting it down on paper, but this is the first step to getting a handle on what you owe and how you're going to tackle it.
In addition to the balances on each of these debts, make sure to list out the interest rate as well; this will come into play later when you're deciding exactly how to tackle your debt. Knowing that you pay 16% on your credit card and only 4% on your car will factor into your decision on which one to pay down first, as will knowing that you only owe $5k on your credit card versus $12k on your car. You'll also want to list out the monthly payment for each debt, as well as any other information – if you have any promotional rates or early repayment penalties, factor these in as well.
Once your list is complete, total everything up and take a look at what you have. More than you thought? This is the most important step because most people honestly have no idea how much debt they are in until they look at it, written down, all in one place. It can give you a reality check, a boost of confidence, or cause you to panic, but either way it's necessary before you can decide how to tackle it.
Make a Plan
With this number in mind and a better idea of your interest rates, it's time to make a plan. Think about what your goals are in the future, and how long you'd like to spend paying off this debt. Are you willing to take on a second job to knock it out quickly, or would you like to work it off slowly but surely over time? Everyone's motivations for getting out of debt vary, so consider what motivates you, and how serious you are about tackling your debt within a given period of time.
Before deciding on a debt repayment method, be sure to factor in your other financial goals as well. For some people it makes sense to put all available funds towards paying off their debt, but I'm of the opinion that pausing on saving can hurt you in the long run. If you're thinking about buying a house or having a family, consider what your debt repayment plan will mean for those goals as well; are you going to be putting those things off or fast-tracking them?
Knowing ahead of time what your long-term financial goals are is just as important as your list; some level of sacrifice is inherent to the process of getting out of debt, but be honest about what you are willing to do to reach your goals. Not everyone is ready to take on a second job, but maybe you're willing to pass on a weekend trip to put that extra cash toward your debt.
Now that you have your other financial goals in mind, let's go back to your list and take a look. While everyone's list is going to look different, you'll notice a couple of things; different types of debt carry different interest rates, and you'll have some balances that are smaller than others. To determine which debts to tackle first, consider the two most popular approaches – the "snowball" method and the "avalanche" method.
The "Snowball" Method
One of the most popular methods of debt repayment is termed the "snowball" method and refers to paying off the smallest balance on your list first. By tackling the smallest loan with any extra funds you can put toward it, you'll knock out the easiest debt first, and gain momentum by using that additional payment towards the next largest balance, and so on, hence the term "snowball".
The beauty of this plan is that you'll see fairly immediate results; if you have a small balance left on one of your credit cards or student loans, it can be extremely satisfying to see one debt wiped out completely – this gives you further motivation to roll on to the next balance and the next, with more available funds each time you pay off a loan in full.
The drawback to this plan is that it doesn't necessarily save you the most money in the long run; if you're paying off a small student loan with 5% interest and neglecting your larger credit card balances with higher interest rates, you'll end up paying more money in the long run. The answer to this predicament is what's referred to as the "avalanche" repayment method.
The "Avalanche" Method
While the "snowball" method tackles the smallest balance first, the "avalanche" method targets the highest interest rate first, which for most people is in credit cards. Once the highest interest rate loan is paid off, you move on to the next highest, and so on, regardless of the principal balance.
By paying off your highest interest loan first, you're ensuring that you are paying the least amount of interest possible on your debt. If your debt repayment plan is likely to be spread out over a long period of time, this method can save you thousands of dollars in interest. The drawback here is that your highest interest rate debt may take you quite a bit longer to pay off than your smallest balance, so it can be a long and arduous process to see results, despite its overall benefits.
The other thing to keep in mind is that you don't necessarily have to marry one method; you could start out by tackling your credit cards, and then move on to paying off the smallest balances after that. Flexibility within these options can keep your motivation up, but find what makes the most sense for you and go from there. Debt repayment is not a "one size fits all" solution, so make sure that your plan works for you.
Once you've decided on the repayment plan that works best for you, write it down and stick to it; whether you track your payments in a spreadsheet, on a white board or in your phone, make sure you're celebrating those little milestones as you hit them. Rewarding yourself with a pat on the back (or a cold beer) is a great way to stay on track and remind yourself that even though paying down debt is not always fun, it's 100% worth it in the long run.


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Write a refelction on the U.S. Vice-Presidential Debate
Budget $10-30 USD
Please watch this:
The Vice-Presidential Debate: Tim Kaine And Mike Pence [url removed, login to view]
Section 6 of the NASW Code of Ethics, on ethical responsibilities to the broader society, stipulates that 'social workers should act to expand choice and opportunity for all people, with special regard for vulnerable, disadvantaged, oppressed, and exploited people and groups. Similarly, the Cultural Competence Practice Standard 6 on Empowerment and Advocacy requires that social workers shall be aware of the effect of social policies and programs on diverse client populations, advocating for and with clients whenever appropriate.
Discuss one or both of these concepts in light of issues that have been brought to the forefront in the United States presidential campaign, particularly in this vice presidential debate. Write a one-page single spaced essay on the topic, APA style.


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The Central Community Hospital Anticoagulation Clinic is a program offered to patients who take the blood thinner Coumadin (Warfarin). Coumadin is taken to help prevent blood clots in patients who have had a heart valve replacement, a previous blood clot in the lung, a previous blood clot in the leg or patients with an abnormal rapid heart beat. At each visit to the anticoagulation clinic the patient has a blood test drawn (INR) in our CCH lab and then meets with a Registered Nurse to discuss the result. That result will then be used by the nurse to determine the Coumadin dosing and the next testing date. The patient's health history, diet, activity level and current medications will also be reviewed at each visit. Each patient will receive an appointment card with instructions for Coumadin dosing and the date and time of the next visit.
The clinics are held weekly on Tuesdays. A written order from the patient's health care provider is needed to begin the process. The ordering provider will be notified of all test results and any changes in Warfarin dosing. All patients taking Coumadin, in Elkader and the surrounding communities, are welcome. Most insurances, including Medicare, cover the cost of attending these clinics, but it is important to call your insurance company before beginning. Talk to your health care provider and ask if the CCH Anticoagulation Clinic is right for you.
If you have questions please call the CCH anticoagulation nurse at 563-245-7043.