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LHC: LIFE HEALTHCARE GROUP HOLDINGS LIMITED - Audited results for the year ended 30 September 2016 and declaration of scrip dividend and cash dividend alternative Audited results for the year ended 30 September 2016 and declaration of scrip dividend and cash dividend alternative LIFE HEALTHCARE GROUP HOLDINGS LIMITED Registration number: 2003/002733/06 Income tax number: 9387/307/15/1 ISIN: ZAE000145892 Share code: LHC AUDITED SUMMARISED CONSOLIDATED RESULTS FOR THE YEAR ENDED 30 SEPTEMBER 2016 AND DECLARATION OF SCRIP DIVIDEND AND CASH DIVIDEND ALTERNATIVE Paid patient days (PPDs): +4% Revenue: +12% to R16 404 million Normalised EBITDA: +6.6% to R4 314 million Final dividend of 92 cents per share: +7.1% Headline earnings per share increased to: +7.0% Summarised consolidated statement of profit and loss and other comprehensive income for the year ended 30 September 2016 R'm 30 September % 30 September 2016 Change 2015 Revenue 16 404 12.0 14 647 Operating expenses (12 744) (11 151) Operating profit 3 660 4.7 3 496 Contingent consideration released 109 21 Transaction costs (12) (15) Impairment of investment (370) - Loss recognised on remeasuring previously held interest in associate to fair value (23) - Fair value (loss)/gain on derivative financial instruments (2) 29 Other (6) - Finance income 12 12 Finance cost (512) (445) Share of associates' and joint ventures' net profit after tax 8 14 Profit before tax 2 864 3 112 Tax expense (894) (884) Profit after tax 1 970 (11.6) 2 228 Other comprehensive income, net of tax Items that may be reclassified to profit or loss Movement in foreign currency translation reserve (30) 158 Items that will not be reclassified to profit or loss Retirement benefit asset and post-employment medical aid 8 (5) Total comprehensive income for the year 1 948 (18.2) 2 381 Profit after tax attributable to: Ordinary equity holders of the parent 1 616 (13.4) 1 866 Non-controlling interest 354 362 1 970 (11.6) 2 228 Total comprehensive income attributable to: Ordinary equity holders of the parent 1 596 (20.6) 2 010 Non-controlling interest 352 371 1 948 (18.2) 2 381 Weighted average number of shares in issue (million) 1 043 1 037 Earnings per share (cents) 154.9 (13.9) 179.9 Headline earnings per share (cents) 192.5 7.0 179.9 Diluted earnings per share (cents) 154.4 (13.8) 179.2 Diluted headline earnings per share (cents) 191.9 7.1 179.2 Headline earnings (R'm) Profit attributable to ordinary equity holders 1 616 1 866 Headline earnings adjustable items Impairment of investment 370 - Loss on remeasuring previously held interest in associate to fair value 23 - Other (1) - Headline earnings 2 008 7.6 1 866 Summarised consolidated statement of financial position as at 30 September 2016 R'm 30 September 30 September 2016 2015 ASSETS Non-current assets 14 395 13 152 Property, plant and equipment 7 752 7 101 Intangible assets 3 196 2 964 Other non-current assets 3 447 3 087 Current assets 3 102 2 771 Cash and cash equivalents 604 812 Other current assets 2 498 1 959 TOTAL ASSETS 17 497 15 923 EQUITY AND LIABILITIES Capital and reserves Capital and reserves 5 486 5 168 Non-controlling interest 1 312 1 280 TOTAL EQUITY 6 798 6 448 LIABILITIES Non-current liabilities 6 111 5 852 Interest-bearing borrowings 5 469 5 263 Other non-current liabilities 642 589 Current liabilities 4 588 3 623 Bank overdraft 1 030 557 Interest-bearing borrowings 1 312 924 Other current liabilities 2 246 2 142 TOTAL LIABILITIES 10 699 9 475 TOTAL EQUITY AND LIABILITIES 17 497 15 923 Summarised consolidated statement of changes in equity for the year ended 30 September 2016 R'm Total capital Non-controlling Total and reserves Interest equity Balance at 1 October 2015 5 168 1 280 6 448 Total comprehensive income for the period 1 596 352 1 948 Profit for the period 1 616 354 1 970 Other comprehensive income (20) (2) (22) Issue of new shares as a result of Scrip Distributions 575 - 575 Gains on transactions with non-controlling interests 1 (1) - Increase in ownership interest in subsidiaries (197) (39) (236) Non-controlling interest arising on business combination - 9 9 Distributions to shareholders (1 662) (289) (1 951) Purchase of treasury shares for staff benefit schemes (61) - (61) Life Healthcare Employee Share Trust charge 35 - 35 Long Term Incentive Scheme charge 31 - 31 Balance at 30 September 2016 5 486 1 312 6 798 Balance at 1 October 2014 4 792 1 108 5 900 Total comprehensive income for the period 2 010 371 2 381 Profit for the period 1 866 362 2 228 Other comprehensive income 144 9 153 Transactions with non-controlling interests 7 (7) - Increase in ownership interest in subsidiaries (36) - (36) Distributions to shareholders (1 522) (192) (1 714) Purchase of treasury shares for staff benefit schemes (120) - (120) Profit on disposal of treasury shares 1 - 1 Life Healthcare Employee Share Trust charge 28 - 28 Long Term Incentive Scheme charge 8 - 8 Balance at 30 September 2015 5 168 1 280 6 448 Summarised consolidated statement of cash flows for the year ended 30 September 2016 R'm 30 September % 30 September 2016 Change 2015 Cash generated from operations 4 024 4.7 3 842 Interest received 12 12 Tax paid (981) (903) Net cash generated from operating activities 3 055 3.5 2 951 Capital expenditure (1 013) (1 181) Investments (1 068) (2 037) Other 29 - Net cash utilised in investing activities* (2 052) (3 218) Interest-bearing borrowings raised 1 961 4 268 Interest-bearing borrowings and preference shares repaid (1 437) (1 814) Dividends paid (1 087) (1 520) Other (1 114) (712) Net cash (utilised in)/generated from financing activities (1 677) 222 Net decrease in cash and cash equivalents (674) (45) Cash and cash equivalents - beginning of the year 255 267 Cash balances acquired through business combinations 56 20 Effect of foreign exchange rate movements (63) 13 Cash and cash equivalents - end of the year (426) 255 * The cash utilised in investing activities includes the acquisitions in Poland for R748 million, and the additional shares in Max Healthcare Institute Limited, India for R320 million. Segmental report The Hospital segment comprises all the acute hospitals, acute rehabilitation, mental health, renal dialysis and oncology units in southern Africa. The Healthcare Services segment comprises of Life Esidimeni, Life Occupational Health and Careways Wellness. International comprises Poland while the Other segment comprises Corporate. Inter-segment revenue that is eliminated relates to revenue with Careways Wellness Proprietary Limited of R3 million (2015: Nil). R'm 30 September 30 September 2016 2015 Operating segments Revenue Southern Africa Hospitals 14 381 13 133 Healthcare Services 849 866 International Hospitals 1 174 648 Total 16 404 14 647 EBITDA before items detailed below 4 314 4 048 Southern Africa Hospitals 3 819 3 575 Healthcare Services 120 168 Other 255 214 International Hospitals 120 91 Depreciation (530) (445) Southern Africa (468) (408) International (62) (37) Amortisation (147) (127) Southern Africa (124) (117) International (23) (10) EBIT Southern Africa 3 602 3 432 International 35 44 EBIT before items detailed below 3 637 3 476 Retirement benefit asset and post-employment medical aid expenses 23 20 Operating profit 3 660 3 496 Contingent consideration released 109 21 Transaction costs (12) (15) Impairment of investment (370) - Loss recognised on remeasuring previously held interest in associate to fair value (23) - Fair value (loss)/gain on derivative financial instruments (2) 29 Other (6) - Finance income 12 12 Finance costs (512) (445) Share of associates' and joint ventures' net profit after tax 8 14 Profit before tax 2 864 3 112 Operating profit before items detailed includes the segment's share of shared services and rental costs. These costs are all at market-related rates. R'm Year ended Year ended 30 September 30 September 2016 2015 Total assets before items below Southern Africa 11 433 10 710 International 5 149 4 419 16 582 15 129 Employee benefit assets 433 394 Deferred tax assets 426 341 Derivative financial assets 17 23 Income tax receivable 39 36 Total assets per the balance sheet 17 497 15 923 Net debt Southern Africa 6 121 5 625 International 1 086 307 7 207 5 932 Liabilities are reviewed on a net debt basis, which comprises all interest-bearing borrowings and overdraft balances (net of cash on hand). ACQUISITIONS AND DISPOSALS OF INVESTMENTS Changes in ownership interest in subsidiaries as a result of non-controlling interest transactions. The Group had marginal increases and decreases in its shareholdings in some of its subsidiary companies, due to transactions with minority shareholders. On 11 August 2016, the Group acquired an additional 30% shareholding in Flohoc Investments Proprietary Limited (Flohoc) for R306 million, resulting in Flohoc becoming a wholly owned subsidiary of the Group. During September 2016, the Group disposed of 17.3% of its shareholding in Flohoc for R110 million. The Group now owns 82.7%. Increase in investment in Max Healthcare Institute Limited The Group invested R320 million in Max Healthcare Institute Limited (Max) in November 2015, as its contribution to Max's acquisition of 51% of Saket City, renamed Max Smart Super Speciality Hospital (Max Smart). Business combinations Scanmed Multimedis S.A. (Scanmed) acquired 100% of both Gastromed REM and Multimedycyna on 15 October 2015 and 12 November 2015 respectively, for a total of R31 million. These companies are incorporated in Poland and had no significant contingent liabilities at the acquisition date. The following additional material acquisitions took place during the current financial year: Polska Grupa Medyczna Carint Group (PGM) Scanmed Acquirer Scanmed Scanmed Country of incorporation Poland Poland Acquisition date 31 October 2015 1 April 2016 % voting equity interest acquired 100% 100% Primary reasons for business combination Diversification Diversification Qualitative factors that make up goodwill recognised Synergies Synergies Contingent liabilities at acquisition None None Details of the fair value of net assets acquired and goodwill are as follows: PGM Carint Scanmed 2016 2016 R'm R'm Total purchase consideration (629) (158) Cash portion (614) (103) Contingent consideration (15) - Fair value of equity interest held before the business combination - (55) Fair value of net assets acquired 200 42 Inventories 12 1 Trade and other receivables 58 44 Trade and other payables (43) (20) Cash and cash equivalents 54 2 Interest-bearing borrowings (47) (3) Property, plant and equipment 103 15 Intangible assets 93 14 Deferred tax (21) (11) Non-controlling interest (9) - Goodwill (429) (116) Contingent consideration The contingent consideration is dependent on the business gaining additional contracts in the next 12-24 months. The contingent consideration is calculated by applying the same EBITDA multiple used on the acquisition date. Impact on consolidated information if each business combination took place on 1 October 2015. PGM Carint Scanmed 2016 2016 R'm R'm Revenue 386 67 Net profit 25 16 Basis of presentation and accounting policies The summarised consolidated financial statements are prepared in accordance with the requirements of the JSE Limited Listings Requirements (Listings Requirements) for preliminary reports, and the requirements of the Companies Act applicable to summary financial statements. The Listings Requirements require preliminary reports to be prepared in accordance with the framework concepts and the measurement and recognition requirements of International Financial Reporting Standards (IFRS) and the SAICA Financial Reporting Guides as issued by the Accounting Practices Committee and Financial Pronouncements as issued by the Financial Reporting Standards Council and to also, as a minimum, contain the information required by IAS 34 Interim Financial Reporting. The accounting policies applied in the preparation of the consolidated financial statements from which the summary consolidated financial statements were derived are in terms of IFRS, and are consistent with those applied in the previous consolidated annual financial statements, except for the adoption of the new and revised standards. These financial results have been prepared under the supervision of PP van der Westhuizen CA(SA), the Group Chief Financial Officer. Report of the independent auditor This summarised report is extracted from audited information, but is not itself audited. The annual financial statements were audited by PricewaterhouseCoopers Inc., who expressed an unmodified opinion thereon. The audited annual financial statements and the auditor's report thereon are available for inspection at the Company's registered office. The directors take full responsibility for the preparation of the preliminary report and that the financial information has been correctly extracted from the underlying annual financial statements. Commentary OVERVIEW The Group delivered a solid southern African operational performance, largely driven by volume growth. The change in case mix from surgical to medical resulted in a lower revenue per paid patient day (PPD) growth. The weakening of the exchange rate in the first half of the year increased cost pressures on cost of sales and information system licensing fees in the second half of the year. Costs were further impacted by the retrenchment costs in respect of the loss of the Life Esidimeni Gauteng mental health contracts, professional fees incurred on the Healthcare Market inquiry and increasing costs in malpractice insurance. Poland produced a satisfactory underlying operating performance amidst negative regulatory changes on tariffs that became effective 1 July 2016. India generated strong EBITDA growth of 29.3%, which was, however, diluted by the additional acquisition funding costs. The Group invested R763 million (including contingent consideration of R15 million) and R320 million in Poland and India respectively. The Group's results were impacted by the impairment of R370 million of the Polish investment due to regulatory changes impacting profitability. Earnings continue to be impacted by the dilutive effect of the interest cost on the funding of the international acquisitions. OPERATIONAL REVIEW Southern Africa The southern Africa business added 176 beds (2015: 253), 36 renal dialysis stations and one oncology centre. The Group is focused on expanding the range of services it offers, and remains well positioned to serve the market. Activities, as measured by PPDs, increased by 4.0% as a result of the investment in additional beds and an increase in the length of stay (LOS). The underlying disease burden and ageing medical scheme population continue to drive an increase in hospital utilisation as well as influencing the case mix. Margins for the year declined to 27.5% (2015: 28.3%), however, key performance indicators remain strong, with weighted occupancies higher at 72.5% (2015: 71.9%). The Group continued to provide high-quality clinical care as evidenced by good clinical outcomes, hospital- associated infection rates and patient incident rates in our facilities. Poland Scanmed expanded its network of facilities through a number of acquisitions during the year, executing on the expansion strategy of its facilities, and continuing to invest in long-term growth opportunities. The Group acquired PGM for R629 million and Carint for R103 million, which were funded from debt raised in Poland. The Scanmed Group now consists of 624 beds, 12 inpatient cardiology centres and 40 medical facilities. The Group's total investment in the business is now R2.2 billion (30 September 2015: R1.4 billion). EBITDA margins reduced to 10.2% (2015: 14%), due to the negative impact of reduced regulated tariffs for cardiology procedures. Cardiology accounts for approximately 45% of the Scanmed Group business. Further tariff reductions have been announced by the government covering orthopaedic and neurology disciplines. The Group has therefore put on hold its strategy for further investments until there is more clarity from the government in terms of its regulations and the next rounds of contracting. The Group has also changed the senior management team to enable a greater focus on cost management, driving efficiencies, as well as seconding some senior Life Healthcare management to Poland. India The total investment from South Africa into Max is R2.5 billion (30 September 2015: R2.2 billion), which includes an additional R320 million invested during the year to fund the Max Smart acquisition in India by Max. Max added 331 beds during the period, primarily through the acquisition of Max Smart, bringing the number of operational beds to 2 384. The Indian operations reported strong growth with net revenue growing by 16.7% and EBITDA by 29.3%. The growth in revenue was driven by the addition of the 331 beds and an increase in occupancies to 75% (2015: 73%). EBITDA margins improved to 10.9% (2015: 9.9%) on the back of improved occupancies, improved speciality and channel mix and better cost control. The holding company of Max, Max India Limited, listed in July 2016. The share price at 30 September 2016 gives an approximate value of R5.3 billion for the Group's stake in Max. FINANCIAL PERFORMANCE Group revenue increased by 12.0% to R16 404 million (2015: R14 647 million). This is a product of the 8.8% increase in southern African revenue to R15 230 million (2015: R13 999 million) and the growth in revenue from Poland of 81.2% to R1 174 million (2015: R648 million). The southern African Hospital division revenue increased by 9.5% to R14 381 million (2015: R13 133 million) driven by a 4.0% increase in PPDs and a higher revenue per PPD of 5.2%, made up of a 5.9% tariff increase and a 0.7% negative case mix impact. Healthcare Services revenue decreased by 1.9% to R849 million (2015: R866 million) as a result of the phasing out of selected government contracts of the Life Esidimeni business. Normalised EBITDA* increased by 6.6% to R4 314 million (2015: R4 048 million). The EBITDA contribution from Poland was R120 million (2015: R91 million). * Life Healthcare defines normalised EBITDA as operating profit plus depreciation, amortisation of intangible assets, impairment of property, plant and equipment as well as excluding profit/loss and fair value adjustments on disposal of businesses, fair value adjustments, transaction costs and surpluses/deficits on retirement benefits. R'm 30 September % 30 September 2016 2015 Normalised EBITDA Operating profit 3 660 3 496 Depreciation on property, plant and equipment 530 445 Amortisation of intangible assets 147 127 Retirement benefit asset and post-employment medical aid (23) (20) Normalised EBITDA 4 314 6.6 4 048 Southern Africa 4 194 6.0 3 957 International 120 91 Cash flow After paying tax of R981 million (2015: R903 million), the Group generated R3 055 million (2015: R2 951 million) in cash from its operating activities. The Group produced strong cash flows from operations, and continues to anticipate positive free cash flow. The overall net cash flow position of the Group is negative, as a result of investing activities, primarily associated with the continuing international investment opportunities of the Group. This net cash outflow was funded through raising debt in South Africa and Poland. Financial position The Group demonstrated a strong financial position against the backdrop of a weak macroeconomic environment. Net debt to normalised EBITDA as at 30 September 2016 was 1.67 times (2015: 1.49 times). This reflects the funding for the Group's 2016 capital expenditure programme, and the impact of R763 million spent on acquisitions in Poland. The bank covenant for net debt to EBITDA is 2.75 times. The Max investment of R320 million was funded by available cash resources. Poland funded its acquisitions through the raising of debt in country. The impairment loss of R370 million recognised during the current year, relates to the Group's investment in Poland. Contingent consideration in respect of previous Poland acquisitions, of R109 million (2015: R21 million) was released. Capital expenditure and Investments During the current financial period, Life Healthcare invested R2 081 million (2015: R3 218 million), comprising capital projects of R1 013 million (2015: R1 181 million), R320 million equity injection for the funding of the acquisition of Max Smart by Max, and R748 million in new acquisitions by Poland. This investment in the Group's facilities strengthen our service offering, and the new acquisitions are in line with the Group's focus on expanding our international footprint. Headline earnings per share (HEPS) and Normalised earnings per share HEPS increased by 7.0% to 192.5 cps (2015: 179.9 cps). Earnings per share on a normalised basis, which excludes non-trading related items listed below, increased by 2.6% to 182.1 cps (2015: 177.4 cps). The difference in growth between HEPS and normalised earnings per share is as a result of the contingent consideration released in respect of Polish acquisitions which will no longer be payable. R'm 30 September % 30 September 2016 2015 Normalised earnings Profit attributable to ordinary equity holders 1 616 1 866 Contingent consideration released (109) (21) Impairment of investment 370 - Other 22 (5) Normalised earnings 1 899 3.3 1 840 Normalised EPS (cents) 182.1 2.6 177.4 Southern Africa operations (cents) 208.1 194.1 International operations (cents) (1.0) 1.8 Funding costs (international acquisitions) (cents) (25.0) (18.5) Changes to board of directors There have been no changes to the board of directors for the year ended 30 September 2016. SCRIP DISTRIBUTION AND CASH DIVIDEND ALTERNATIVE 1. Introduction The board has declared a final distribution for the year ended 30 September 2016, by way of the issue of fully paid Life Healthcare Group Holdings Limited ordinary shares of 0.0001 cent each (the Scrip Distribution) payable to ordinary shareholders (Shareholders) recorded in the register of the Company at the close of business on the Record Date, being Thursday, 15 December 2016. Shareholders will be entitled, in respect of all or part of their shareholding, to elect to receive a gross cash dividend of 92 cents per ordinary share in lieu of the Scrip Distribution, which will be paid only to those Shareholders who elect to receive the cash dividend, in respect of all or part of their shareholding, on or before 12:00 on Thursday, 15 December 2016 (the Cash Dividend). The Cash Dividend has been declared from income reserves. A dividend withholding tax of 15% will be applicable to all shareholders not exempt therefrom after deduction of which the net Cash Dividend is 78.2 cents per share. The new ordinary shares will, pursuant to the Scrip Distribution, be settled by way of capitalisation of the Company's distributable retained profits. The Company's total number of issued ordinary shares is 1 057 800 021 as at 10 November 2016. The Company's Income Tax reference number is 9387/307/15/1. 2. Terms of the Scrip Distribution The Scrip Distribution will be done at a 2.5% discount to the 15-day volume weighted average price (VWAP). The number of Scrip Distribution shares to which each of the Shareholders will become entitled pursuant to the Scrip Distribution (to the extent that such Shareholders have not elected to receive the Cash Dividend) will be determined by reference to such Shareholder's ordinary shareholding in Life Healthcare Group Holdings Limited (at the close of business on the Record Date, being Thursday, 15 December 2016) in relation to the ratio that 92 cents multiplied by 1.025 bears to the VWAP of an ordinary Life Healthcare Group Holdings Limited share traded on the JSE during the 15-day trading period ending on Friday, 2 December 2016. Where the application of this ratio gives rise to a fraction of an ordinary share, the number of shares will be rounded up to the nearest whole number if the fraction is 0.5 or more, and rounded down to the nearest whole number if the fraction is less than 0.5. Details of the ratio will be announced on the Stock Exchange News Service (SENS) of the JSE in accordance with the timetable below. 3. Circular and salient dates A circular providing shareholders with full information on the Scrip Distribution and the Cash Dividend alternative, including a Form of Election to elect to receive the Cash Dividend alternative will be posted to Shareholders on or about Wednesday, 23 November 2016. The salient dates of events thereafter are as follows: Announcement released on SENS in respect of the ratio applicable to the Scrip Distribution, based on the 15-day VWAP ending on Friday, 2 December 2016, by 11h00 on Monday, 5 December 2016 Announcement published in the press of the ratio applicable to the Scrip Distribution, based on the 15-day VWAP ending on Friday, 2 December 2016 on Tuesday, 6 December 2016 Last day to trade in order to be eligible for the Scrip Distribution and the Cash Dividend alternative Monday, 12 December 2016 Ordinary shares trade "ex" the Scrip Distribution and the Cash Dividend alternative on Tuesday, 13 December 2016 Listing and trading of maximum possible number of ordinary shares on the JSE in terms of the Scrip Distribution from the commencement of business on Tuesday, 13 December 2016 Announcement released on SENS in respect of the cash payment for fractional entitlements, based on the VWAP traded on the JSE on Tuesday, 13 December 2016, discounted by 10% Wednesday, 14 December 2016 Last day to elect to receive the Cash Dividend alternative instead of the Scrip Distribution, Forms of Election to reach the Transfer Secretaries by 12h00 on Thursday, 15 December 2016 Record Date in respect of the Scrip Distribution and the Cash Dividend alternative Thursday, 15 December 2016 Scrip Distribution certificates posted and Cash Dividend payments made, CSDP/broker accounts credited/updated, as applicable, on Monday, 19 December 2016 Announcement relating to the results of the Scrip Distribution and the Cash Dividend alternative released on SENS on Monday, 19 December 2016 Announcement relating to the results of the Scrip Distribution and the Cash Dividend alternative published in the press on Tuesday, 20 December 2016 JSE listing of ordinary shares in respect of the Scrip Distribution adjusted to reflect the actual number of ordinary shares issued in terms of the Scrip Distribution at the commencement of business on or about Wednesday, 21 December 2016 All times provided are South African local times. The above dates and times are subject to change. Any change will be announced on SENS. Share certificates may not be dematerialised or rematerialised between Tuesday, 13 December 2016 and Thursday, 15 December 2016, both days inclusive. COMPETITION COMMISSION MARKET INQUIRY Life Healthcare has made detailed submissions on the subject matter of the Market Inquiry. Public hearings commenced in February 2016, and Life Healthcare has participated in these hearings. We are yet to receive a revised timetable for the subsequent sets of hearings. This is a large and complex inquiry, and Life Healthcare remains committed to participating in the Healthcare Market Inquiry. OUTLOOK Whilst general market conditions are not expected to improve substantially in the foreseeable future, the Group is well positioned strategically, has the advantage of cost competitive and operationally efficient structures, as well as access to the funding necessary to fulfil its international expansion aspirations. Southern Africa will take advantage of growth opportunities in 2017 through the addition of 15 acute healthcare beds, 81 mental health beds and through the continued growth in renal dialysis and oncology. The Group will pursue the development of greenfield facilities and/or acquisitions if they strictly meet our success criteria, and will continue to invest in facilities through upgrades and procurement of equipment. We will continue to deliver cost-effective care through efficient business processes, optimal resource utilisation and benchmarking of facilities and doctors. A changing external environment reinforces the need to differentiate ourselves through a patient-centric strategy, and focus on clinical outcomes. Prospects for Poland remain uncertain due to the lack of clarity around pricing impacted by government regulations. The Group will focus on providing excellent clinical quality. In light of sectoral regulatory changes in Poland, the Group will continue to focus on driving further efficiencies, the integration of newly acquired businesses and alignment to the Group's best operating practices. The effects of these plans, implemented to sustain growth and manage costs, will only be seen over a reasonable period of time. The Max business relies on the continued success of existing businesses, and on integrating new acquisitions. Specific metrics of growth for the future positioning of Max include a footprint in northern India as well as improving profitability of mature, at-scale hospitals through improvements in specialty/channel mix and cost structures. Max will continue to focus on driving revenue through increasing the number of operational beds, bedding down the Vaishali and Max Smart acquisitions, and improving operational efficiencies. THANKS The contribution of the doctors, nurses and employees of Life Healthcare have greatly enhanced the quality of our performance. We thank them for their contributions. Approved by the board of directors on 10 November 2016 and signed on its behalf: Mustaq Brey Andre Meyer Chairman Group Chief Executive Officer Executive directors A Meyer (Group Chief Executive Officer), PP van der Westhuizen (Group Chief Financial Officer) Non-executive directors MA Brey (Chairman), PJ Golesworthy, ME Jacobs, LM Mojela, MEK Nkeli, JK Netshitenzhe, MP Ngatane, GC Solomon, RT Vice. Company secretary F Patel Registered Office Oxford Manor, 21 Chaplin Road, Illovo Private Bag X13, Northlands 2116 Sponsors Rand Merchant Bank, a division of FirstRand Bank Limited. Date 11 November 2016 Note regarding forward-looking statements: The Company advises investors that any forward-looking statements or projections made by the Company, including those made in this announcement, are subject to risk and uncertainties that may cause actual results to differ materially from those projected and have not been reviewed or reported on by the Company's external auditors.The auditor´s report does not necessarily report on all the information contained in this announcement. Shareholders are therefore advised that, in order to obtain a full understanding of the nature of the auditor´s engagement, they should obtain a copy of the auditor´s report together with the accompanying financial information from the Company´s registered office. LIFE HEALTHCARE GROUP HOLDINGS LIMITED Registration number: 2003/002733/06 Income tax number: 9387/307/15/1 ISIN: ZAE000145892 Share code: LHC www.lifehealthcare.co.za Date: 11/11/2016 07:05:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.
Source: JSE News Service (SENS)
IRESS and its associates disclaim all liability for any loss, damage, injury or expense however caused, arising from the use of or reliance upon, in any manner, the information provided through this service and does not warrant the truth, accuracy or completeness of the information provided. Copyright © IRESS, 2017


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Antique, turn of the last century Japanese doll still dressed in her original silk kimono. She's had an interesting life, first coming to The States as a gift by a young Japanese man for a young girl. This little sweetie now shares a home with that young girl's great-granddaughter.
|Antique Japanese Doll

subset: commoncrawl


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Mike's comment and what it means to follow Jesus
I found Mike's comment here thought provoking. Thought I'd post a couple quotes with questions and so forth:
it's very obvious that belief in the bodily resurrection of Jesus is paramount to our salvation (not just a pray this prayer and get into heaven salvation, but the entire process of being redeemed and formed into the likeness of Christ). This is not an optional belief for those who claim to belief in Jesus as the way, the truth, and the life. Not because I'm a fundamentalist and need to be right, but because to think otherwise is not only contrary to the plain faith as passed to us through the scriptures but also because to not believe that is incoherent with claiming to love and believe in Jesus.
Mike--I'm thinking we might have some minor communication difficulties because it seems to me that you see the world from a more modern perspective, whereas I see it from a more postmodern perspective. Please correct me if I'm wrong. You don't strike me as a fundamentalist. But I'm wondering how you would react to getting to know someone, or a group of people, who *don't* believe in the bodily resurrection of Jesus, but who *do* love and believe in Jesus, the man who walked the earth 2000 years ago. Do you imagine that until the *do* believe in the bodily resurrection, they simply cannot love him, nor choose to do what he said? Or what of those who themselves believe in the bodily resurrection, but are convinced (through their experience) that believing in it isn't really nearly all that important, in terms of being a Christian, because they know and interact with lots of Christians who *don't* believe in it?
I mean to say ... why must we define "orthodoxy" or "christian" at all, much less in rigid terms? Do you see Jesus doing this? I mean where does Jesus insist that people have to believe in his bodily resurrection, or the apostles creed, or the 39 articles, or what have you, in order to love him or follow him? I just don't see him saying to the apostles when he got them "Follow me. And believe in my bodily resurrection." It looks to me, over and over again, that he makes following him about practices rather than beliefs. Things like "Love your neighbor, return kindness for unkindness, be perfect, don't sin" etc.
I guess what I mean to say is--tell me a *story* (that is, be like Jesus! =). When you say "believing in the bodily resurrection is paramount to our salvation", (no offense here), I'm just about bored to tears instantly. I mean *what the hell* does that mean? like---what's the antecedent for "our"--who is included in the group to whose salvation you are referring? Ideally, I'd love to hear about you personally, or at least a smallish group whose faces you know and can describe (as in, are they moustached?). What do they (you) need to be saved from? Is it acute or chronic (or both)? Does it hurt? How desperate are (were?) you? Was there a riveting moment when you thought all was lost? What was your heart rate like at that moment, and were you chewing gum (and if so, why? and what flavor?) and what color shoes did you have on, and did you have a tatoo, and why, and how is that related to the desperate situation from which you needed saving, and how is all that related "the bodily resurrection" (which is, you claim, paramount).
All of the above is intended in a spirit of invitation, and I apologize for my clumsiness if such a tone fails to come across.


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Mr. Joseph L Costa is a male Nurse Practitioner (taxonomy code 363L00000X) located in Coal Township, Pennsylvania. Mr. Joseph L Costa's NPI Number is #1578802864 and has been listed in the NPI registry for 6 years. Mr. Joseph L Costa's practice location is listed as: 4200 Hospital Rd Coal Township, PA 17866-9668 and can be reached via phone at (570) 214-9585.
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I am disappointed in myself.
I just realized that I have self-censored twice in less than 24 hours in fear of political correctness from both ends of the spectrum. All because of a man in a dress and some holiday decorations.
So much for the fearless journalist protecting the community's interests. Apparently, I can't even protect my own keyboard.
There is a fine line between censorship and good taste and moral responsibility. — Steven Spielberg
At lunch yesterday I warned a very upbeat and positive pastor about a fundraiser he was planning. This pastor plans to challenge his congregation to donate money for a good cause, and he will perform a "dare" depending on the level of their giving.
This is a very common type of fundraiser and I've run many photos of folks kissing pigs or taking pies in the face under the same basic rules. The dare for this pastor, however, is to wear a dress and the level of giving decides whether he has to go to lunch that way or preach the Sunday sermon.
My knee-jerk reaction to his plan was to warn him that it could be considered insensitive to transgender people and that he didn't want to lose the value of the good work he was doing in a social media battle over a dress.
That was my first act of censorship.
Then this morning, I was sharing some decorating safety tips on Henderson County Now when I stopped typing the word "holiday" and inserted the word "Christmas" …. all because I was afraid of causing an uproar on my page by someone accusing me of taking Christ out of Christmas if I wrote "holiday decorations."
For all of my 53 years, I have heard December called the "holiday season," because even if you ignore Hanukkah — you shouldn't, but I plead guilty as a Christian — there's the New Year's holiday. I've heard "Happy Holidays" since the time I was a small child and always knew that it meant "Merry Christmas and Happy New Year." See, two holidays = happy holidays.
But even though I am a member of my church worship team and teach Sunday school, I was still afraid enough of being the target of viciousness and being labeled an enemy of Jesus that I made the switch.
That was my second act of censorship.
Twice I flinched under pressure coming from very different directions.
I hope there isn't a third time, but I feel like there's a rooster out there just waiting for me so it can let loose.


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Pns Study Guide
PNS 1 Notes:
From Sensation to perception
• 3 levels of integration of sensation- receptor, circuit, perceptual o What happens with the processing at each level
Sensory Receptors
• Classifications:
o Stimulus-mechanoreceptor, thermoreceptor, chemoreceptor, photoreceptor, nociceptor o Location- exteroceptor, interoceptors, proprioceptors o Complexity- simple, complex
• Adaptation of receptors
PNS 2 Notes (Nerves):
Structure of a nerve
• Endoneurium, perineurium, epineurium
Classification (functional) of nerve
• Sensory (afferent), motor (efferent), mixed (association) Cranial Nerves
• How many pairs?
Spinal Nerves
• How many pairs?
• Where do they arise from?
• Roots-dorsal and ventral
• Rami & plexuses and where they serve
• Labeling: Be able to label a cross section of the Spinal cord (see Quiz PNS 1): ventral, lateral and dorsal horn, dorsal root ganglion, ventral root, central canal Reflexes
• Steps of a reflex arc
• Labeling: Label the 5 steps of an arc from a picture (see Quiz PNS 2)
Vision and The Eye Notes:
Accessory structures- eyelids, eyelashes, conjuctiva, lacrimal apparatus • Be able to describe the path that tears take (know glands that secrete, ducts traveled through and final drainage location) Extrinsic muscles-
• Know there are 6 responsible for moving the eye and maintaining its shape Structure of the eyeball
• Tunic layers-fibrous, vascular, sensory
o Fibrous= sclera, cornea
o Vascular= choroid, ciliary body, iris (includes pupil) o Sensory-pigment layer, photoreceptors (rods & cones) • Neural Pathway
o Be able to describe how sensory info comes in and is integrated into visual cortex • Chambers and Fluids
• Labeling: Be able to label the following on a diagram (See PNS Ws): sclera, cornea, iris, pupil, optic nerve, lens, optic disc,...
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Our aim is to find you the perfect property to suit your requirements with the minimum of hassle.
The first step is to contact us to provide brief details about yourself and about the accommodation you require. We then search our database for suitable properties for you to view. If not urgent, we log your details so that we can contact you as suitable properties become available. It is wise to start looking about a month before you wish to move, as the nicer properties are viewed and reserved quickly. Our tenancies are granted for a minimum term of 6 months, which may be renewed if all parties are in agreement.
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A security deposit of a minimum of one month's or four weeks rent will normally be required. This deposit will be treated in accordance with the Tenancy Deposit Protection regulations, and you will be provided with the appropriate prescribed information and receive details regarding the scheme used. The deposit is held to cover damage, breakages, and any other liabilities under the terms of your tenancy agreement. Please note that under no circumstances can the deposit be used by the tenant to cover rent.


text: Yukai Resort: Koshinoyu湯快リゾート 越之湯 1108 Yukawa, Katsuura-cho, Nachikatsura-cho, Higashimuro-gun, Wakayama Prefecture 3.9 /5 8 reviews /5 © 2015 TripAdvisor LLC.All rights reserved. 5.0/5 BEST REVIEW by Kazu Sweden / 04 Oct 2015 Bra läge nära havet. Jättefina bad och utsökt mat. Open-air Bath Reservable Baths Hot Springs Shuttle Service Internet Available Wifi Available With the sacred peaks of Kumano Sanzan as a background, this seaside resort offers a variety of spa facilities including open-air baths, stone baths, jungle-themed baths and more, all filled from the hotel's own natural hot spring source. Booking Details Check-in Check-out Nights 1 2 3 4 5 6 7 8 9 10 11 12 13 14 Guests Room, Adults, Children Number of Guests Children icon information Adults Child:A Child:B Child:C Child:D Room 1 1234567891011121314 012345678910111213 012345678910111213 012345678910111213 012345678910111213 Add room 1 2 3 4 5 6 7 8 9 Check Availability Maximum number of guests: 14. Filter We couldn't find any results matching your search. When searching for "adults" only, reasons may include:No rooms are available or it is not possible to make a booking for the number of adults specified. When performing a search that includes "children", reasons may include:No rooms are available or it is not possible to make a booking with the age category you selected.Please alter the number of children or change the age category (A-D) and perform your search again. Facility Info Access Info From Kii-Katsuura Station (JR Kisei Main Line): About 10 minutes on foot or 2 minutes by taxi. From Kansai International Airport: Approx. 3 hr 18 min by car via the Hanwa Expressway (toll road). Facilities & Services Internet Free, LAN internet, Wifi Access & Parking Shuttle service (reservation required), Shuttle service, , Free parking Baths & Spas Open-air Baths Open-air baths, Private open-air baths Other Facilities Sauna Restaurants & Bars Japanese cuisine, Western cuisine, Chinese cuisine Restaurants Breakfast: Close 10:00Dinner: Open 17:30 / Close 21:00 Other Information Wheelchair Accessibility Wheelchairs available, Wheelchair-accessible restrooms Credit Cards Accepted Here Also Accepted Mitsubishi UFJ Nicos (MUFG/DC/UFJ/NICOS), MasterCard Other Travelers Also Looked at... Your Recently Viewed Items 4 6516A04 4 6516A04


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M.SC Sugar Technology Course was started by the University of Mysore in the year 1993-94, the first of its kind in India. The course is designed to train the students as Production Executives to manage Sugar Processing. During the course period (4 Semesters), the students are taught allied subjects like Sugar Engineering, Mechanical Engineering, Chemical Engineering, Electronic Engineering, Sugar Chemistry, Statistical Quantity Control, Sugar cane Agriculture and Industrial Management in addition to Sugar Manufacturing. Thus it is a course encompassing all the concerned disciplines.
The University's endeavor is to quality staff to the sugar Industry which is the largest in the country and thus equip the nation to challenge the global competition. There are more than 500 sugar factories in the country expanding and modernizing in a big way as the thrust is on the Electric Power supplied in addition to the sugar produced. Hence, a dynamic industry like Sugar Industry needs many professionals viz., Sugar Technologists. A science graduate (B.Sc with Chemistry/Biochemistry/B.Sc (ag) /BE) can opt for a challenging career, assured of fast growth to the level of Head of an Organization.
Until now about 100 graduates have mastered in Sugar Technology and serving in various capacities throughout the nation. The intake per batch is 15 students with minimum 45% (GM & OBC) & 40% (SC & ST) marks in B.Sc (B.Sc with Chemistry/Biochemistry/B.Sc (ag) /BE). There is a provision for the industry to depute five candidates.
The Department comprises of a Professor and three Asst. Professors pursuing research on the problems of the industry. The activities of the department includes factory visits, arranging special lecturers by inviting eminent technologists from industry, and conducting seminars of state and national level in cooperation with regional Sugar factories and other departments.
Faculty Members
Associate Professor & Course Coordinator
Asst. Professor
Asst. Professor
Asst. Professor


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Wednesday, January 14, 2009
Back on my Own Two Feet
To my great embarrassment, after the doctor's visit, my pain disappeared over the weekend. What the Hell? My appointment for PT was on Monday -what to do now? Even though the pain seemed gone, I could still feel it lurking. I kept the appointment, figuring I'd get some exercises to prevent this from happening again.
The therapist was very nice and full of information. The first thing he did was examine the bottoms of my walking shoes. "Hmmm.... Interesting," he said. Apparently they are the wrong shoes for my gait and they're worn out. He told me to get fitted for some better ones. I felt so sad - I love my Adidas sneakers.
They have girly pink details, cool reflective stripes, and they don't feel clunky on my feet - more like I'm wearing clouds. AND they were on sale. If I had any poetic language skills, I'd be composing a farewell homage. It would go something like this:
An Ode to Dead Footwear
So soft, so pink
It makes me think...
You are slight and fleet
As you support my
Aging feet.
I bask in the reflection
Of your silver tape,
But found myself, my mouth agape
When I am told
I must replace these shoes so old
Because of this darned ankle,
Instead of looking swank I'll
Be walking in some big
Shoes built like a pig....etc., etc
(I told you I'm no poet, right?)
When I told the PT that I liked the shoes because they're pink, he cringed and said therapists HATE to hear stuff like that. My feeling is, why can't shoe companies make athletic-wear attractive as well as supportive?
The good news is, because of my proactive treatment of the offending ankle last week, I'm already on my way to a better me. I'm to continue what I've been doing, as well as add in some mild strengthening exercises. Oh, and I can't do any fitness walking for at least a month. If I want to get some cardio exercise in, I have to go fight for a recumbent bike at the gym.
All in all, I worried needlessly last week. This injury wasn't as bad as it could have been - no amputations are scheduled for my immediate future...
10 comments:
- High Desert Diva said...
"An Ode to Dead Footwear" ha!
Pink and cute is important...why can't THEY understand that?
- 10:16 AM, January 14, 2009
- lori vliegen said...
oooh, ms. pink, i can see why you wouldn't want to give those up! those are cute, cute, cute! who says we can't exercise AND make a fashion statement at the same time?!
so glad you're feeling better! :)
- 1:11 PM, January 14, 2009
- Cecile/DreamCreateRepeat said...
Maybe you'll find the RIGHT kind of shoes....in pink! Or you can do what my aunt does: she paints her own shoes any damn color she wants....
- 1:21 PM, January 14, 2009
How 'bout 'dem shoes on the 'better me'! Oh wait, was she wearing shoes?
- 5:55 PM, January 14, 2009
- Vera said...
Kate, I'm so glad you are feeling better. I loved your poem :)
- 7:10 PM, January 14, 2009
- Fete et Fleur said...
So glad to hear it was not as bad you thought. I agree with the foot wear thoughts too. I have to buy a new pair myself.
- 7:21 PM, January 14, 2009
- 3rdEyeMuse said...
hooray for "no amputations scheduled for the immediate future..." !
glad to hear it wasn't worse - stay on the mend. :)
- 9:36 PM, January 14, 2009
- High Desert Diva said...
ha, ha, ha!
- 11:10 AM, January 15, 2009
- Gabriela said...
Hello Kate,
Well, I really like the Better Me shot! It looks like you really, really, really feel much better! LOL!
~ Gabriela ~
- 12:52 PM, January 15, 2009
- KathrynAntyr said...
It is good to hear that the injury is not as bad as you first thought.
I love your poem! I couldn't write anything half as good, seriously!
Perhaps, just perhaps you'll find the perfect shoe.
- 3:57 PM, January 16, 2009


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Yasushi Ebihara
2017-06-02 until 2017-06-30
Vernissage 2017-06-02 1800 – 2300
KEN NAKAHASHI is honoured to announce "tarot," the second solo exhibition by Yasushi Ebihara since 18 months, to be held from June 2nd (Fri) to June 30th (Fri), 2017.
Yasushi Ebihara was born 1976 in Ibaraki prefecture. He obtained M.F.A in Oil painting at Tokyo University of the Arts. He lives and works in Tokyo.
He was fond of films since his childhood, which nourished into the many motifs of Hollywood child actors, actresses, and glamorous dresses of the cinema world, interpreted in various techniques and styles.
His works range from the "LUST" series paintings of entwined hair, the "dress" series painting of gorgeous couture items, to the paintings of a composition of scanlines displaying a single frame from a movie scene in the "NOISE" series, and the "Macauley Culkin" series, a resemblance of the lost existence of a child actor. Among these, the works of the "Macaulay Culkin" series stand out as a symbol of fading beauty and the sentiment of desire for an ephemeral ideal moment, in reflection of the ups and downs of the actor's life: from the rise to fame in the 90's to his fall with drug addiction and retirement from the entertainment industry due to the repeated troubles.
In the series, a longing for the idealized moment takes form of the child actor. It is inevitably haunted by a sense of loss, of an off-screen aging and an embrace of illusion. The widely opened eyes, the large head, and the fragile body infer a latent fear of the unknown, facing gloomily and cheerlessly into oneself. Deformations and disposed toys or dolls appear in a cold and desolate daydream world, as icons of beauty crumbling away under the sheer madness and fragile moment.
The "glazing" method used in religion paintings of the 15th century is used in this series. Several thin layers of oil paint are overlaid by a thin tender brush, producing vibrancy, clarity, and a fine texture on the surface. The exquisite workmanship seemingly represents a prayer devoted to those who had been consumed and disposed by show business.
This show will exhibit Ebihara's latest work, a culmination of the "Macauley Culkin" series, comprised of 22 paintings representing the tarot cards from 'The Fool' to 'The World.' Each of the themes and parables are resembled by a doll-like Macauley Culkin in various poses, pictured with disposable toys of Ebihara's collection.
Planned 10 years prior, and taking over an year to finish, Ebihara explains:
"There are countless events of more or less significant events happening simultaneously in the world we are unaware of. We live on our own establishment of limited experience. Upon laying my brush, I always try to be aware that what I know is small, in wish of being free of restraints, and reproducing infinite images, among narrating comedy and tragedy in a picture together."
Ebihara releases a new-found horizon, which transfix viewers to the glorious world of "a traveler".
The Artist
Yasushi Ebihara
Born 1976 in Ibaragi prefecture.
2001 M.F.A. Tokyo National University of the Arts.
Ebihara's works range from the LUST series paintings of entwined hair, the dress series paintings of gorgeous couture items, to the exploration of single movie scenes in the NOISE series, and the Macaulay Culkin series, a symbolic child actor lost in existence.
Often inspired by small excerpts of contemporary film, his work draws attention to the fleeting beauty and tragic sentiments of existences that are exhausted by consumerism and faded away from our memories in the flow of time.
Taut and suspenseful, Ebihara's oil paintings feature layer upon layer of delicate brushwork, while he works with sculpture, photography and performance as well. Through these various mediums, he revives the disappearing at the place of art.
- "tarot" published by KEN NAKAHASHI, 2017
- "if..." published by matchbaco, 2014
- "Tarot CULKIN" Self-Published tarot cards, 2017


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Hanoi: Special art performances to welcome New Year 2016
Hanoi (VNA) - Vietnamese singers and artists as well as international DJs will gather in Hanoi for stellar performances from December 31 to January 1 to welcome the New Year 2016, according to the municipal Department of Culture and Sports.
The performances, which are being organised to praise the Party, country and capital, will be arranged meticulously with impressing stages as well as brilliant sound and light systems.
The New Year countdown festival, held annually at Ly Thai To Flower Garden, will bring a kaleidoscopic night to the audiences. The show will feature music and contemporary dance performances.
The August Revolution Square will be lightened up on the same day with vibrant light and music performances given by Vietnam Contemporary Art Theatre and relevant organisations.
Meanwhile, another art performance featuring songs welcoming the 12 th National Party Congress is also scheduled at Dong Kinh Nghia Thuc Square on the New Year Eve.-VNA
Your comments about this article ...


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Do you want to chat with a missionary?
We are happy to answer any questions you may have. Start a chat or call us at 1-888-537-6600.
Hi I'm Erik
Grew up in California, lived in states around the country & abroad. I enjoy learning & have travelled extensively & I'm a Mormon.
About Me
I was born and raised in the LDS church in California, and at 18 I moved to Connecticut to pursue college and play baseball while I was there. I experienced an awakening where I recognized no one was compelling me to live in a particular way and I was free to do whatever I wanted. Over time I recognized how important it was to find out what was really true in this world. I never felt deceived by my parents growing up but I don't think I ever took the time to find out for myself if what they were teaching was true and I just supported that they wanted me to be a good person. In quiet moments I pondered on the existence of God and if He were there how much I desired to know Him, and the path that He would want me to follow. I began to be fixated on the things I was taught as a child and how I wanted to know for sure if they were true because if they were I would be willing to follow, and if they were not I need to know what to do instead. I didn't see a pillar of light nor did I have the visitation of heavenly beings in the flesh, but I've felt the presence of God in my life beyond what the five senses can display. It still took me a while to change, but I finished college and later on chose to serve a mission at the age of 24. Before and since my mission I have been able to travel to 49 states, 13 countries, and was blessed to be able to live in Australia for a season. The world is so vast and diverse but the principles of the gospel of Jesus Christ are for everyone.
Why I am a Mormon
I was raised in the Church and was baptized when I was eight years old. I struggled with desire to follow counsel from Church leaders when I was younger and was disinterested in becoming who people thought I should become. I chose to go to college rather than serve a mission and the time away from my family allowed me to search, ponder, and pray on my own rather than be influenced to do so from Church leaders, parents, friends, etc. It was then I was able to receive a witness that the Book of Mormon was true, that Joseph Smith saw what he said he saw, and that everything I was taught while growing up was indeed true. These witnesses along with the testimony that Jesus Christ lives, loves me, and guides this church through a living prophet are the reasons I choose to be a Mormon.
How I live my faith
I know I am far from perfect and I will never in this life be perfect but I know that Jesus Christ will sustain me in my weakness, take away my sins and bring me to a level far higher than I can achieve on my own merits alone. I live with gratitude because I know He has given me everything and my life is in His hands.


text:
Both South Carolina Head Women's Basketball Coach Dawn Staley and Athletic Director Ray Tanner denied allegations of inappropriate fan behavior and the promotion of a hostile atmosphere during Sunday's game between the Gamecocks and Missouri.
Staley gave a brief statement and said that nothing has come across her desk to signify anything was out of order on Sunday:
Staley declined to address comments which came from Missouri Athletic Director Jim Sterk, which alleged her promotion of a "bad atmosphere" on Sunday. People from the Missouri traveling party speaking independently accused Gamecocks fans of spitting on Missouri players and using racially-charged language. (Sterk audio below courtesy of KTGR Radio)
#Mizzou Athletic Director Jim Sterk calls out #Gamecocks Coach Dawn Staley for "promoting a bad atmosphere" on Sunday (Courtesy: KTGR radio, Columbia, MO) pic.twitter.com/H6QznolyYn
— SportsTalk (@sportstalksc) January 31, 2018
Tanner said he had spoken with Sterk and the SEC office, calling the Missouri AD's comments "confusing" on multiple occasions:
Ray Tanner
Tanner said he looks for a retraction from Sterk along with a quick resolution to this conflict allowing both teams to move forward. South Carolina's more pressing matter revolves around Thursday's matchup with #1 Connecticut.


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Ghost Dancing
William chooses this nickname as a symbol of his Plains Indians ancestors.
Columbia, Missouri
This location is the starting point for William's trip.
Shelbyville, Kentucky
William talks with three men who are rebuilding an historic structure in this location.
Nameless, Tennessee
This location is one of William's favorite place names.
Wanchese, North Carolina
In this location, William helps a local fisherman load crates of crabs.
Ninety Six, South Carolina
This location has an object named for its pointed structure which was built by patriots in defense against Cherokee Indians
Swamp Guinea's Fish Lodge
At this location, William eats a huge dinner.
The Monastery of the Holy Spirit
William has lunch with monks at this location.
Selma, Alabama
William befriends two young black men at this location and discusses race relations.
Dime Box, Texas
William gets a haircut and a history lesson at this location.
(read more Object Descriptions)
This section contains 276 words
(approx. 1 page at 300 words per page)


text:
New Concord, Ohio Passport Office Information
Residents of New Concord in Muskingum County, Ohio have only a single location from which they can get a passport application sealed at. The passport agent in New Concord can provide you with passport forms or witness your signature and seal your passport documents (if you don't need your passport application sealed then you do not need to visit an acceptance agent). Besides the 1 location there are 449 other locations in the state of Ohio from which you can get a passport application sealed at. If you are not needing a passport in New Concord for a least (3) weeks, you can visit the sole passport acceptance agent listed below the map on this web page. If you need it faster than (3) weeks we have provided the closest regional passport offices to New Concord, Ohio and Expedited Passport service options for New Concord.
Regional Passport Offices Close to New Concord:These are passport issuing facilities. You will need to make an appointment and present proof of upcoming travel but in most cases, you will be able to get passport renewal, new passports, child passports, or a lost passport replacement Same Day or Next Day.
Detroit Passport Agency - 149.8 Miles, Buffalo Passport Agency - 214.4 Miles, Washington Passport Agency - 227.9 Miles, Chicago Passport Agency - 288.8 Miles, Philadelphia Passport Agency - 303.1 Miles
Fast Rush Passport Expediting Service in New Concord, Ohio3rd Party Passport Expediting in New Concord OH: Expedited Passports & Visas are the experts for expediting passports in New Concord, if you're in a hurry, this is probably going to be your best option. Passport servces offered for New Concord: Expedited Passport Renewal, Expedited New Passports, Fast Passport Name Changes, Expedited Child Passports, Expedited Lost/Stolen Passport Replacement
How to Get a Passport in New Concord, OhioGetting a passport in New Concord OH depends on what type of passport application you are needing. The process in these guides assumes that you are applying at a local New Concord Passport Office in which case it will take you 4 to 6 weeks to get a passport in New Concord.
Please select the appropriate guide from the list below to get started:
Passport Office in New Concord, OH
New Concord Post Office
61 W Main St
New Concord OH, 43762
The single passport acceptance agent (local passport office) located in New Concord is listed below:
- New Concord Post Office
61 W Main St
New Concord, OH 43762
Other Passport Offices Near New Concord, Ohio:Listed below are additional passport offices that are located within 50 miles of New Concord Ohio:
Guernsey County Clerk of Courts - Cambridge - 6.9 Miles
Cambridge Post Office - Cambridge - 7 Miles
Zane Street Station - Zanesville - 13 Miles
Muskingum County Common Pleas Court - Zanesville - 13.5 Miles
Dresden Post Office - Dresden - 13.8 Miles
West Lafayette Post Office - West Lafayette - 14.5 Miles
Coshocton County Clerk of Court - Coshocton - 15.4 Miles
Coshocton Post Office - Coshocton - 15.5 Miles
New Comerstown Post Office - Newcomerstown - 15.6 Miles
Nashport Post Office - Nashport - 19.4 Miles
Passport Service for Cities Near New ConcordResidents of the following closeby cities looking to get a passport should consider using the passport office(s) located in New Concord for document sealing and 3-week passport expediting. Be sure to check other nearby passport offices listed above, as there may be a closer passport office to your city.
Norwich Ohio, Cumberland Ohio, Buffalo Ohio, Dresden Ohio, West Lafayette Ohio, Fresno Ohio, Roseville Ohio, Barnesville Ohio, Uhrichsville Ohio, Somerset Ohio, Dover Ohio, Belmont Ohio, Lowell Ohio, Heath Ohio, Wilson Ohio, Granville Ohio, Jacksonville Ohio, Nashville Ohio, Antioch Ohio, Fredericksburg Ohio


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- CharlieAnswered on December 01, 2014 at 11:20 AM
I'm not that familiar with how Google Analytics work, but I hope the following suggestions would help or at least gives you an idea.
1. Add a google analytics tracking code using this widget. After that, can you embed your form using the full source code to exclude the Jotform Domain on page clicks where the form is embedded.
2. Try adding the "?utm_nooverride=1" to your custom thank you page.
Note, that mentioned widget is based on a Classic Google Analytics, I think it will not work with the new Google Universal Analytics.
Please let us know if this helps.
Thank you.


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At the end of last year, my daughter Amelia graduated from her kindergarten class. As seems to be the custom these days, even for children so young, her school fashioned junior mortarboards out of black cardboard and printed special certificates to mark the occasion.
The mini graduands even had a small stage upon which to stand as they received their laminated diplomas.
The use of academic paraphernalia to honour pre-school achievements had seemed a little over the top to me.
That was until I saw Amelia and her friends take it in turns to leap from the stage-end with unrestrained glee.
I watched them clutching their flowers and personalised documents with raw delight. Check your cynicism at the door, woman, because it is not welcome here.
This group, which had become so close during the year, really seemed to cherish their final minutes together. They hugged each other tightly and we, the parents, held onto the sight of them gathered for the last time.
To cap off this momentous day, the school's art teacher came to collect some children to be part of a special project.
The school had been chosen to decorate one of the small street pianos to appear in the Melbourne arts precinct over the summer as part of the 'Play Me, I'm Yours' community art installation.
Did we want Amelia to come and put her handprint on the piano in black paint? You bet your sweet Steinways we did.
The teacher led our girl into the art room where a small upright piano stood front and centre. It had been painted with bright, vertical stripes of red, blue, green, yellow and orange. To complete the design, little hand prints were gradually being placed across the surface of the instrument.
Amelia's palm was dipped in paint and she knelt down under the keys to carefully press it onto a section of blue stripe. I looked in fear at that black hand and her clean, yellow dress, but the teacher was like a magician. Now you see a paint-spattered hand, now you don't.
The generous teacher then mentioned something to us about where the piano would be located in January but we were too caught up in the events of the morning to commit it to memory. It was enough that Amelia, who had come so far in a year, would be moving on from kindergarten to the big leagues of school.
Leaving her mark in indelible black paint seemed like the most apt way to end things.
Almost a month later, Amelia's Dad and I were walking near the back of Melbourne's Arts Centre. We had tickets to see a famous (and as it turns out not very funny) British comedian, so we were killing time in one of our favourite parts of the city. Yeah, that Jimmy Carr is a must see for anyone with a love of finely-crafted one-liners about disabilities and kids with special needs.
As we rounded a bend on the terrace I saw it: the stripy piano with its distinctive hand prints made by the students of the Furlong Park School for Deaf Children.
I couldn't help myself, I jumped into the air and exclaimed loudly, giving my husband a start. It was the unmistakable sound of happiness. Of joy.
Because I'd forgotten all about that piano and Amelia's palm print so carefully planted there. But seeing it out in public, seeing people playing it for the free enjoyment of others, I felt an overwhelming sense of pride.
The piano was decorated as a gift to the community and finding it by accident on that warm, summer evening felt like a gift to us too. No-one needed to know the identity of the little artist who'd given her right hand print for the sake of art.
But we did. The secret was ours to share and we couldn't stop smiling. Well, at least until the 'comedy' show started.


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Liverpool will be hoping to bounce back from Monday night's disappointing performance against Leicester City when they entertain Arsenal at Anfield this weekend.
Both teams have dropped vital points in the league since the turn of the year, meaning that Saturday's encounter will be a battle for Champions League places as opposed to a title showdown.
A victory for Arsenal would put Arsene Wenger's side four points clear of their North West opponents with a game in hand, while a Liverpool win would enable The Reds to climb as high as third in the table.
It appeared that Liverpool had finally turned the corner following an impressive 2-0 win over Tottenham on February 11, but the 3-1 loss to Leicester last Monday highlighted some old weaknesses that have yet to be fully resolved.
Liverpool had no answer to Leicester's high-tempo approach, in which they put the put the visitors' often maligned-defence under spells of intense pressure and utilised the pace of Jamie Vardy at every opportunity.
Whereas Jurgen Klopp's side had the firepower in the final third of the field to mask the club's defensive shortcomings in the first half of the season, the likes of Roberto Firmino, Adam Lallana and Philippe Coutinho have struggled with their form in 2017.
Firmino has scored in only two of his last 19 games in all competitions, while Lallana is on the same 11-game goalscoring drought that Coutinho had been on prior to the Brazilian's consolation goal against Leicester.
Coutinho was the one shining light in an otherwise disappointing Liverpool performance, with the 24-year-old showing the kind of dazzling footwork he had displayed in the opening months of the season before sustaining an ankle injury in late-November.
Liverpool's hopes of securing a morale-boosting win against Arsenal will be improved if Dejan Lovren is declared fit to start the game, although Jordan Henderson and Daniel Sturridge both remain on the sidelines through injury.
The Reds have struggled in matches against Arsenal over recent times, winning just three of their last 19 encounters, although they did win a classic at The Emirates Stadium on the opening weekend of the season.
Arsene Wenger has come under intense pressure in recent weeks following his side's inconsistent form, with speculation growing that this season could be the Frenchman's last after 21 years at the club.
The Gunners suffered back-to-back defeats against Watford and Chelsea a month ago, effectively ending their already-forlorn title hopes, while Antonio Conte's side have shown no let-up in their pursuit of another Premier League crown.
The disappointment was compounded with a 5-1 mauling at the hands of Bayern Munich, which sees Wenger's side facing the prospect of a seventh consecutive exit from the Champions League in the round of 16.
While many Arsenal fans remain dissatisfied at the club's failure to win the Premier League since 2004 and reach the Champions League quarter-finals since 2010, there are teams who would be willing to swap places with the Gunners.
Wenger's side remain on course to qualify for the Champions League for the 20th consecutive season, while victory at home to non-league Lincoln City in the FA Cup next weekend would secure the club a place at Wembley.
The Gunners have not played since a win on the 3G pitch of non-league Sutton United 12 days ago, with last weekend's fixture against Southampton being postponed due to The Saints' participation in the EFL Cup final.
Mesut Ozil is expected to play despite suffering from illness in the week, while Alexis Sanchez continues his pursuit of becoming the Premier League's top scorer where he leads the way on 17 goals and eight assists.
Liverpool Team News
Dejan Lovren, who has featured this week in training, will be assessed prior to kick-off and could return to the Liverpool side having missed the last three matches with a knee injury.
Captain Jordan Henderson is absent once again with a bruised foot, while Daniel Sturridge has recovered from a virus but misses out due to a hip muscle strain he picked-up during a rehab session.
Serbian international Marko Grujic remains of the sidelines, having still not fully-recovered from a hamstring tendon injury, while Ovie Ejaria is also absent after suffering an ankle ligament injury in January.
Danny Ings and Adam Bogdan, who both sustained long-term knee injuries last autumn, are not expected to feature again this season.
Arsenal Team News
Mesut Ozil had been a doubt after missing Thursday's training session due to illness but the German, who was rested for the trip to Sutton 12 days ago, is expected to play.
Laurent Koscielny is ready to make his comeback from the hamstring injury he picked-up during the 5-1 loss to Bayern Munich, which caused the Frenchman to leave the field shortly after half-time.
Midfielder Aaron Ramsey also returns to the Arsenal squad having missed the last four matches with a calf strain, although Mohamed Elneny will be out for the next three weeks due to an ankle problem.
The club were dealt a blow late last month with the news that Santi Cazorla will miss the rest of the season with a plantaris injury.
Arsenal have fared well against Liverpool for most of Arsene Wenger's time at the club, although a solitary win and two draws were the best his side could muster in his first 11 meetings with the 18-time champions of England.
The Gunners have won 18 and drawn 14 of the subsequent 39 matches against Saturday's opponents, although they haven't beaten The Reds in any of the last three meetings which included a 4-3 defeat in August.
Liverpool had led 4-1 at the Emirates Stadium on the opening weekend of the season after a devastating 18-minute spell either side of half-time, although The Gunners finished strongly to set-up a grandstand finish.
Jurgen Klopp's team hold a narrow lead in the all-time head-to-head against Arsenal, winning 84 times to The Gunners' 78 victories, although 59 of the 221 meetings have ended in draws.
Score Prediction
Liverpool 2-2 Arsenal


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My Blog
Eye of the Optimist-Cooperation
Ed Wise:
Posted on July-01-16 11:02 AM
Today I am thinking about international cooperation for a better and more peaceful world. With President Obama crashing the Canadian Parliament yesterday just before Canada Day, the celebration of nationhood in all its diversity and through adversity, you have to wonder what it means. The media highlighted how Obama crooned about civil rights (LGBT) and sing romantically about the supposed benefits of globalization. Addressing the latter, this topic is ironic because the kind of globalization he is talking about and representing undermines regional nationhood, autonomy and economies in favour of a global economy run by a few of the worlds richest and most powerful elite and organized criminals, which constructs a very socially negative worldwide culture.
Globalization seeks hegemony and operates mainly by force. Here I counter that content and spirit with references to discussions on the importance and possibilities of international cooperation with the aims of social betterment and peace.
Article by Benjamin R. Barber in The Wilson Quarterly
"Government and co-operation are in all things the laws of life; anarchy and competition the laws of death."
—John Ruskin,
Unto This Last
Competition is as American as apple pie. It announces American individualism and marks the American market economy with its characteristic rivalries. Not just for neoliberals such as Milton Friedman and quasi-anarchists such as philosopher Robert Nozick, but for Americans of all political stripes, it reflects a distrust of the "government and co-operation" dear to cultural critic John Ruskin. We are a nation of winners (and, yes, losers) where, in the wonderfully perverse turn of phrase often attributed to one of America's "winningest" coaches, "Winning isn't everything, it's the only thing."
Yet we need not be readers of Ruskin to know that competition also has a pejorative sense, even in American usage. It may be nature's way, as Charles Darwin proposed, but only when we conceive of nature as a jungle. Whatever we make of it, today competition dominates our ideology, shapes our cultural attitudes, and sanctifies our market economy as never before. We are living in an age that prizes competition and demeans cooperation, an era more narcissistic than the Gilded Age, more hubristic than the age of Jackson. Competition rules.
We need only look at America's favorite activities—sports, entertainment, and politics—to notice the distorting effect of the obsession with competition. Sports would seem to define competition, as competition defines sports. But beginning with the ancient Olympics, sports have also been about performance, about excelling (hence, excellence), and about the cultivation of athletic virtue. It is not victory but a "personal best" that counts. In the United States, however, athletics is about beating others. About how one performs
in comparison
with others. Ancient and modern philosophers alike associate comparison with pride and vanity (amour-propre), and have shown how vanity corrupts virtue and excellence. When Shakespeare's Julius Caesar protests, "Such men as he be never at heart's ease/While they behold a greater than themselves," he captures what has become the chief hazard of a hyper-competitive culture. No wonder ours is often an outer-directed culture, unreflective, grasping, aggressive, and cutthroat.
It is, ironically, a culture that tries to pin on the animal world responsibility for human viciousness. Michael Vick, one of our great gladiatorial football competitors, recently admitted to sponsoring brutal dogfights. The real dogfights, of course, are the football games he played in, where injury and even death are not unavoidable costs but covertly attractive features of the sport. Where steroid use is forgivable, or at least understandable, on the way to a winning record. And where dogfighting itself (like bullfighting and cockfighting) is justified by an appeal to the "laws of nature," though it is men who articulate those laws to rationalize their own warlike disposition.
Why, as a nation, are we so obsessed with competition, so indifferent to cooperation?
It is much the same with entertainment. Our most successful shows, themselves in a competition for survival with one another (sweeps week!), pit on-camera competitors against one another in contests only one can win. The eponymous show
is the Darwinian prototype, but the principle rules on all the "reality" shows. On
American Idol
, singing is the excuse but winning the real aim. In the winners' world of television, nothing is what it seems.
Top Chef
is not about excellence or variety in cooking, but about winning and losing.
Project Runway
turns a pluralistic fashion industry that caters to many tastes into a race (with clocks and time limits) in which there is but one winner. The competitive culture hypes winners but is equally (more?) fascinated with losers. "It is not enough that I win," proclaims the hubris-driven American competitor, "others must lose." And Americans have shown themselves ready to become big losers in order to be eligible to become big winners—however remote the odds. We are a nation of gamblers willing to tolerate radical income inequality and a large class of losers (into which we willingly risk being shunted) for the chance to win.
American politics too is founded on competition. Contrast electoral politics in our representative democracy with citizen politics in a participatory democracy, where the aim is not to win but to achieve common ground and secure public goods—a model of politics in which no one wins unless everyone wins, and a loss for some is seen as a loss for all. The very meanings of the terms "commonweal" and "the public interest" (the "res publica" from which our term "republic" is derived) suggest a system without losers. How different from this the American system has become. As each election rolls around, we complain that ideas and policy are shoved to the background and personality and the horse race it engenders are placed front and center.
2. http://share-international.org/background/printed/cooperation.htm
The Art of Co-operation
Why is the world perpetually in crisis, on the brink of self-destruction? Essentially, says British author Benjamin Creme, it is because we do not yet realize that we are one global family sharing a common planetary home. Upon that recognition, and the new approach to living it will engender, rests the destiny of the world.
In his tenth and latest book, Creme emphasizes that co-operation among people and nations is
not optional
if we choose to survive. It is the very foundation upon which a brilliant new civilization can be built.
Steeped in the 'ageless wisdom' that substands all the world's spiritual traditions, Creme traces the origins of the competitive spirit and shows its gradual replacement by co-operation as humanity advances. He describes the illusions that hide our fundamental unity and explains how ending our sense of separation will lead to a great leap forward in human evolution. He further reveals:
Why competition―rooted in fear―is never 'healthy'
Why a 'war'―on anything―is counter-productive
What the atomic structure of the universe has to do with the desire to join a group
How the simple act of sharing resources would immediately ease tensions worldwide
How the 'American dream' impacts the rest of the world
While solutions abound, it will require extraordinary leadership to guide their swift implementation. To help us in this task, the World Teacher―Maitreya―and His group, the Masters of Wisdom are now taking Their places among us, Creme says, ready to work openly again after many thousands of years behind the scenes.
For more than 27 years Benjamin Creme has traveled the world raising public awareness about the Masters of Wisdom. "Without the presence of the Masters," says Creme, "I believe we would not achieve the sharing, and therefore the justice and peace, which is required. It takes Their galvanizing spirit, energy, and wisdom to create the conditions to lift humanity, to inspire us; and also to show us what will happen if we do not change."
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Saturday, June 26, 2010
High point of the day was probably watching the world cup soccer tournament--even though the U.S. Team lost. Oh, and the 3 small sips of water she got to take 3 pills throughout the day!
Hopefully, Rachel will feel up to writing tomorrow!
9 comments:
- Tina S.June 26, 2010 at 11:05 PM
Thank you for letting us know how each day is going. I hope you can eat soon!! We will miss you so much this week at nationals on the court on off!!! Hang in there and know we are thinking of you and praying for you!
Hi Rachel,ReplyDelete
What a blessing we all live in this day and age.
The doctors with the best treatments and skills and the blessings of being raised by your wonderful parents and incredible brothers and sister. Your strength reminds me of a story my husband Scott recieved when he was your age, as he lay in a hospital bed fighting for his life...it was something he kept with him all his life..and it went something like this...Frank O'Connor, the Irish writer tells in one of his books how as a boy, he and his friends would make their way across the countryside and when they came to an orchard wall that seemed too high and too doubtful to try and too difficult to permit their voyage to continue, they took off their hats and tossed them over the wall - and then they had no choice but to follow them...
So I say to you what was said to Scott...Rachel -keep tossing your hat!
We love you, You are in our prayers...your California friends, The Sniderbunch
I was so excited to see the title... but then I saw the "not" :( . I hope you are able to eat soon! I am missing you so much. I was so excited to come home from camp and see you but I felt sick yesterday morning and thought I better wait it out a bit and make sure I wasn't sick with something. So I will be there as soon as I am certain I'm not sick to bring you a few little camp trinkets :) Hope you have a better day today. You are in every prayer and thought!ReplyDelete
I remember those days oh too vividly. Sometimes the warmer stuff tasted the best to Taylie. We tried about everything we could, and sometimes it would work and sometimes it wouldn't. Hang in there. Wish I could help you more! Hasn't been a day gone by that you are not in my prayers and in my thoughts. You can do it!ReplyDelete
Thanks for the update Rachel!! I hope you can eat soon. You are in our thoughts and prayers ALWAYS!! Love ya!ReplyDelete
**Cute hair cut!!
- Janice ThomasJune 27, 2010 at 5:25 PM
Hi rachel Shelbys grandma here. I have been thinking of you everyday. I couldn't think of what to say. Shelby loves you very much. So I do too. you have the will to beat this. Having been through this cancer thing. I do know what you are going through.Praying for you grandma ThomasReplyDelete
So many great comments here that I have no idea why I am writing except to say....ReplyDelete
Thank you to all of you! It seems that in being so positive for each other we build strength within ourselves!
Trials are why we are here, yet they REALLY SUCK!
So hang in there Rachel, and be strengthened by all this INCREDIBLE support! It seems that every comment is a testimony in itself that The Lord is your strength his is always with you! We all move you so much!
Thank you for being who you are everyday. I know each day is a different emotion, but all those emotions are what make you who we all love so much!
We love you so much. We are sorry you are having to go through this. We pray for you every day. You are handling everything like the true valiant spirit that you are.
Milt and Stacey
O Honey. I remember those no food days with Jesse. I am so sorry for your struggles and pray for you to get to eat soon. Big hugs, ColletteReplyDelete


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KESØ is a research project about evacuation safety in the Öresund region. The Department of Fire and Safety Engineering and Systems Safety at Lund University (LU) are cooperating with the Department of Civil Engineering at the Technical University of Denmark (DTU) in the project. The goal of the project is to create a knowledge centre in the area of evacuation safety in the region through cooperation between LU and DTU. The budget for the project is approximately one million euro. The project started in June 2010 and finishes in June 2013.
In the project, LU and DTU will try to determine which evacuation strategies that are most efficient, and therefore should be applied in the Öresundregion. More specifically the project will focus on evacuation strategies from complex constructions, i.e., tunnels and tall buildings.
The Department of Fire Safety Engineering and Systems Safety is involved in research about evacuation from both tunnels and tall buildings. The tunnel part of the project is called METRO and more information can be found here.
The part of the project that researches tall buildings will mainly study the technical systems related to evacuating with elevators, i.e. information systems (alarms) and way-finding systems. The goal is to formulate design recommendations on how the way to the elevators should be marked, how occupants should be informed about the elevators and what type of information/communication that is needed in the elevator lobby. To achieve the goals the project will include the following activities:
Literature survey about evacuation elevators
Cost-benefit analysis of evacuation elevators compared to stairs
Laboratory, or semi field, experiments about information and way-finding systems
Full-scale evacuation experiment in a high-rise building
More information about the KESØ-project can be found on this page.


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Re: RECONTRACTenan08 Jan 14, 2016 12:20 PM (in response to Arnel S. Bansil)
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Re: RECONTRACTcjoperez Jan 23, 2016 5:35 AM (in response to Arnel S. Bansil)Hi nelskib. My Note 3 plan P1,799 will end next month, Feb. 2016. I'm planning to make a recontract to an iPhone 6+. How much is the initial cashout? Is there an option for a zero cashout?