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Associated Press
Jul 19, 2000
by Anthony Breznican
Agents balk at promoting state's low-income car insurance programThe state's showcase program to provide low-cost car insurance to poor people is coming under fire from agents who say the policies are too much trouble to write and pay them too little.
The California Automobile Assigned Risk Plan has received nearly two dozen complaints from agents since its July 2 inauguration.
``They're under no legal obligation to sell this policy. It's their business decision,'' CAARP regional director Richard Manning said Tuesday. ``It's not hurting the plan, but it is affecting the consumers.''
He urged qualified motorists to keep searching for a policy if they run across an agent who won't sell them a low-cost one.
CAARP, a consortium of insurance companies that run the program, was created by the Legislature last year in a move designed to reduce the number of uninsured motorists.
Supporters say obstinate agents who fail to promote it are preventing poverty-stricken drivers from getting the coverage they need.
``These agents have a moral and economic responsibility to serve their communities,'' said Douglas Heller of the Santa Monica-based Foundation for Taxpayer and Consumer Rights. ``We're going to urge any agent unwilling to work with this state-mandated program to start taking part.''
Manning has said officials from Connecticut, Illinois, New Jersey, Washington, Kentucky and Louisiana are watching California's four-year pilot program to gauge its success.
Nearly 100 people have signed on to the plan since it began two weeks ago, and about 3,300 others are pursuing policies, according to Heller, whose office is also monitoring the project's success.
The plan offers motorists in Los Angeles and San Francisco low-cost policies that satisfy the minimum amount of auto insurance required by the state. Only the other person's car, not the policyholder's, is covered in an accident.
Participants must have clean driving records and meet income and other guidelines.
Agents opposing the program say they have been inundated with inquiries from unqualified people who simply want an insurance break.
They also fear qualified participants will purchase the insurance, then drop it once they register their cars with the state's Department of Motor Vehicles.
California's proof-of-insurance law requires owners of the state's nearly 27 million vehicles to show they have coverage when they register with the DMV.
Nearly 1.8 million vehicles out of 6 million in Los Angeles lack insurance and nearly 80,000 out of 412,000 in San Francisco, according the state Department of Insurance.
``I'm not happy to sell it,'' said Herb Jones, an insurance agent in the Crenshaw district of Los Angeles. ``I don't market it, but if people call me for the policy, I'll tell them the qualifications.''
Many agents object to the hours they have spent setting up policies for people who say they are qualified, only to learn later that they are not, said Jones, who is also president of the American Agents Alliance, a nonprofit organization of independent insurance brokers.
The plan charges $450 annually for a bare-bones auto policy in Los Angeles County and $410 in the San Francisco area. There is a 25 percent surcharge for unmarried, male drivers 19 to 25.
``Ever since it started, I've been doing a whole lot of work for nothing,'' said Jones, who added that he makes about a $54 commission on each low-cost policy he sells.
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Posts Tagged 'rehab center expert'
Five Qualities of a Drug Rehab Expert
There are certain qualities that should be possessed by a drug rehab expert to be sure that quality treatment is being given. While there may be different criteria for what constitutes being an expert, the following five qualities are extremely important.
- Knowledge: The word "expert", by definition is someone who is very knowledgeable about a particular topic. Anyone claiming to be a drug rehab expert will be extremely knowledgeable not only about treating drug addiction, but about drugs in general. Drugs cause many different physical and mental reactions in people. An expert would have information on the various types of addictive drugs and how they are best treated.
- Compassion: Having an understanding of what a drug addict is going through helps workers to communicate and sympathize with what the addict is experiencing. Compassion should not be confused with having pity on, or giving into a drug addict's behavior.
- Individualized attention: Any expert knows that not all people are the same. Different people need and deserve someone who will listen to and take stock of the views of the customer. In the case of drug rehabilitation, that would be the addict. A rehab expert would realize that there is a possibility to learn from every individual, including a drug addict. Treatment should be partially based on each individual.
- Experience: Generally speaking, anyone boasting the title of expert has approximately 10 years experience. However, since it is not a requirement set in stone, there are many experts with less experience. There is no set rule for the number of years that constitutes being an expert. In drug rehabilitation, an acceptable amount of experience would be having dealt with a wide variety of drug addiction scenarios and patients. An added bonus would be having been an addict personally, but, of course, that is also not a requirement. In the field of drug rehabilitation, a satisfactory experience background may differ from client to client.
- High standards: Whether it is in the drug rehab field, or any other, an expert will set high goals and standards for themselves and their clients. A rehabilitation expert will try to expand their knowledge and hone their viewpoints on the best course of treatment for addictions. Their high standards for their clients will be in the form of objective, individual assessment of each client's situation, personality and mentality.
Drug Rehab placement specialists not only involves knowing about drugs and how they affect people, but also dealing with people on a one-to-one basis. An expert will be able to do this to better understand their client in their scope of caring for them.
Rehab Facility Expert
What is a rehab facility expert? It is a person who helps someone decide exactly what kind of rehab center is right for that particular individual. By going over what type of addiction it is, by setting the person up with an intervention if needed, by taking one's own experience in setting up check-ins and intakes, a rehab facility expert helps a family and an addict get their lives back on track.
A rehab facility expert helps a person get set up with what services are needed, gets a physical set up so the person's complete medical and mental evaluation can be done to see if a dual diagnosis is in order, and sets up the detox program depending on the medical team's findings.
Each addict has his or her needs tailored individually by a rehab facility expert so that the most successful road can be taken in order to ensure a complete recovery. Facilitating between family members and the addict, the outside world and the addict, different situations that arise, these are every day occurrences in the lives of rehab facility experts.
The rehab facility expert has your best interests at heart.
He or she knows exactly what they are doing. He will ask you some very blunt questions in order to ensure that you get the proper help. He cares about you. This is his life's work and he knows that this is your life he is dealing with.
A rehab facility expert can answer all of your questions.
Most likely he has heard them many times before. He can set your mind at ease, he can tell you exactly what resources are available for you and what outcome you can expect. He will be honest with you. He gives you support and offers you his expertise and knowledge so that you do not relapse. He gives you the tools you need to be successful.
You will see the rehab facility expert as the core of the treatment center.
The irony is he sees you as the core of its success. There are no greater cheerleaders, no greater comrades in arms than rehab facility experts. This is their passion. This is their dream. You never feel alone when you are in the hands of a rehab facility expert. His job is not just a job to him. Your recovery is not just a job to him. You are not a statistic to him This is the secret to a great program and a great rehab facility expert.
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Do you want to chat with a missionary?
We are happy to answer any questions you may have. Start a chat or call us at 1-888-537-6600.
Hi I'm Katie Wright
I'm a Mormon and a single mother. I love my kids and I love the gospel of Jesus Christ.
About Me
I was raised in the church. I love the family I'm from, my Mom. my Dad, my sister and three brothers. I married in the temple just as I committed to from a young age. I have two beautiful children, Wesley and Wendy. I am sorry to say that my marriage was destroyed by the evils of the world. Through faith in my loving father in heaven and the strength that only he can give, I was able to keep the spirit of god in my home. But my husband chose to follow the darkness that was driven away. My son and I moved back to Oregon and my daughter was born 5 months later. That was one and a half years ago. The lord has blessed me for having faith in Him. It wasn't always easy to act in faith but when I remember that God is my father and he loves me, I know that whatever he asks of me can only be for the best in the end. Now it is my job to keep close the the spirit of the lord and have charity in my heart so that I know when the lord has need of me.
Why I am a Mormon
The lord speaks to me in my heart , as he does for all who will listen. He also guides me by the words of his profits. I have faith In the prophets that roots from my faith in god. When I prayed to know how to follow him, I promised him that I would trust in the prompting he gives me. I was introduced to the gospel of Jesus Christ all through my child hood. But it was through faith and prayer that I became his disciple.
How I live my faith
The world is uncertain but the lord has a plan. A way for me to live my life and be safe from the pain of sin. I follow the counsel he gives us through the prophets. I go to the meetings that tell me and remind me of Christs teachings. I grow closer to him through prayer. I study the scriptures and gain knowledge. I have even been blessed, through obedience and faith, to attend the Temple of the Lord. It is a personal commitment I have made to never refuse a calling in the church. I may not always have a personal relationship with my bishop, but I have faith in the organization of the church. I know my father in heaven loves me. He would not lead me down the wrong path. I feel His love every time I commit in my heart to obey. I am his child and as a parent I know how much joy it brings to see my children grow and keep there lives clean from disorder and sin. That is the love he must have for the world.


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It may be confusing but there are a number of different types of psychological therapy. Many people have heard of counselling and cognitive behaviour therapy. Another exciting therapy that is gaining popularity has the long winded title of Acceptance and Commitment Therapy. Mostly, it is called ACT for short, (as in the word 'act'). It is exciting because there is growing research evidence suggesting that this treatment can provide benefit for a wide range of problems, such as anxiety, depression, addictions, insomnia and chronic pain.
So what does ACT do? Basically there are two main aspects. First, it tries to help people clearly identify what gives their lives value and to help them move themselves in that direction. This is important because there is often a gap between the life we would like to be having and the life we actually have! Consciously choosing to live a life 'on purpose' and to make it more meaningful and vibrant is a key part of this process. Secondly, ACT is concerned with helping people to deal with the internal obstacles that stop them from living this valued life. These are often difficult feelings, (like anxiety or discomfort), or sometimes our own thoughts can get in the way. Thoughts like, "I can't do that", or "I am so useless, I always fail whatever I do" can undermine our self-confidence and self-esteem. Often we are our own worst enemy in sabotaging our lives! ACT uses skills of mindfulness and self-compassion to help people develop ways of increasing their acceptance of difficult feelings and to have a different relationship with their negative thoughts.
For information about ACT, phone (01208) 871905.


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Mathew Ward (33)
Chief Revenue Officer at Komli Media
New Zealander
How often do you travel to Manila and who do you fly with?
I travel to Manila every two months or so for two to three days. I'm a Singapore Airlines member so I go with them for the three-hour flight. Jetstar isn't too bad, if you want to use a budget airline.
If you're a citizen of an APEC country like Australia or New Zealand, get the APEC business travel card which allows you to use the fast-track immigration lanes. You can skip the queues and save time.
One thing everyone ought to know about Manila:
Manila is famed for its crazy traffic jams. A journey that should take 15 to 20 minutes can easily take up to an hour during peak hours, depending on traffic conditions.
The shortest time to get a visa?
Most nationalities don't need to get a visa for stays up to 21 days.
Fastest way to get into the city:
Always take an airport taxi and agree a fixed fare. It's generally safer than flagging a taxi on the street where you might get ripped off. There are no major taxi companies so if you're getting one in the city insist that the driver uses the meter. Alternatively, get the hotel to arrange transport for you from the airport.
When are the good and bad times to visit Manila?
I suggest avoiding Holy Week, which is during Easter. It's a busy week in Manila as the locals move around the country quite a bit. Apart from that, the rainy season between the months of June to October can be a nightmare. Manila floods a lot during the monsoon season and sometimes even experiences typhoons – you definitely don't want to be caught in one of those.
Editor's Tip
A good time to visit would be around March or April, avoiding Easter week though. It's the summer school holiday and most locals travel out of town. Traffic is also much more bearable.
Any good hotels to recommend?
There are two main areas in Manila for businesses. First is Makati, the main CBD area and another is Fort Bonifacio, the up-and-coming business district. I usually end up in Makati and my favourite boutique hotel in that area is Picasso Boutique Serviced Residences (+63 2828 4774). It's really good value and has lots of nice rooms. Of course, there also are the usual big chain hotels like Makati Shangri-La (+63 2813 8888) and InterContinental Manila (+63 2793 7000), if that's what you prefer.
What's the dress code for meetings?
It depends largely on the industry you're in. I'm in advertising so I can just wear jeans and a collared shirt and it's acceptable. Generally, people don't walk around in a full suit. Business pants, and a shirt and tie will work.
Any cultural or business etiquette to be aware of?
One thing I've noticed about Filipinos is that they appreciate if you show that you understand their local market when doing business with them. They're the most receptive when you use local examples and make your business idea relevant to them. They're not really interested in how things are being done in other markets like the US or Australia, they want to know how it'll work in the Philippines.
You are taking a client to lunch or dinner, where do you go?
The mega shopping centre called Greenbelt in Ayala Centre in Makati has a good mix of shopping, food and bars. Greenbelt is the main shopping centre. If you want to try some local Filipino food, go to Fely J's Restaurant (+63 2728 8858) in Greenbelt 5. I also enjoy Elbert's Steak Room (+63 2519 8665). In Fort, there are quite a number of good food places like Chef Laudico's Bistro Filipino (+63 2856 0634). They serve great local food.
Casual bars to go for a drink with clients where you won't get hassled?
In Manila, the bars and restaurants are quite spread out and most places are in an open mall concept. There's a new underground cocktail bar called Blind Pig (+6391 7549 2264) at Salcedo Street in Makati. It's sort of hidden but it's very trendy and is a great place for drinks. In Fort, I would recommend Skye Lounge (+63 2478 4284).
For bars where you might get hassled, Prive (+6391 7898 8181) is quite a good nightclub. The famous Burgos Street is where all the "night time" bars are located.
Any unsafe areas to avoid?
Not that I know of. I believe if you stick to the main business and shopping areas, you should be pretty fine. But of course, stick to the general safety rules like not walking in dark alleyways at night and keep an eye on your belongings.
You've got some spare time, what's the must-see?
Unfortunately, I haven't had the time to go for much sightseeing. However, I hear that the places to go are the old walled city of Intramuros and the American Cemetery in Fort Bonifacio, which is bigger than the one in Normandy.
If you're not keen on sightseeing, there are lots of beautiful golf courses around the city like Club Intramuros (+63 2527 6613) I do know a lot of guys who like to golf in Manila though I haven't done it myself yet. I hope to one day!
Gifts to take home for family and friends?
For traditional Filipino handicrafts and home accessories, visit Balikbayan Handicrafts (+63 2893 0775) in Makati. They also ship bigger items home for you. Pick up gifts before you get to the airport; besides the usual booze and duty-free shops, you can't buy anything else there.
How long before your flight do you really need to be at Ninoy Aquino International Airport?
To be honest, the queue at immigration can get really bad. I like to err on the side of caution so I would recommend two hours in advance. Even though I have the APEC business travel card to skip the immigration queues, it's still about an hour and half's wait. If you happen to have plenty of time, you can grab a coffee at one of the small coffeehouses in the airport which are fairly decent. If you have access to any of the premium lounges like Singapore Airlines, use it. It has Wi-Fi and anything else you might require while you wait.


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Billet Grilles by Duraflex®. The front of your car will stand out from the crowd with this custom Grille. It's good looking, light and durable.
- Hand laid, high quality 6 oz. fiberglass
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Duraflex combines fiberglass, plastic and flex resins for a unique part that is stronger than regular fiberglass. Duraflex will flex instead of crack and bend instead of break. It means that when you have an appointment at the body shop, you won't have to cancel because your bumper arrived in the box broken. And your installer will have an easier time of it because Duraflex parts are more flexible than regular fiberglass. Every Duraflex high quality mesh grille comes complete with black primer finish, hardware kit and installation instructions. Duraflex parts require very little trimming and are ready to install.
Extreme Dimensions® is recognized as one of the premier aerodynamic body part manufacturers in the world. Since their inception in 2000, the company has been dedicated to quality, value and customer service, consistently exceeding industry standards. Today, Extreme Dimensions offers over 7,000 products in carbon fiber, polyurethane and fiberglass. The company employs over 300 people at their 100,000 square foot U.S. headquarters and 200,000 square foot overseas manufacturing facility. Manufacturing and distributing the most innovative and largest selection of aerodynamic products in the industry, Extreme Dimensions' focus is always to meet the needs of the automotive and truck markets.


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Girl About Town: Nora Vai
Marc Jacobs, DKNY, Schiaparelli – just a handful of the names Nora Vai has donned for the catwalk in recent months. I met her as Giedre – the lithe Lithuanian who stood head and shoulders above the rest of us textile students during our University days in Manchester. Her move to Shanghai a few years ago opened up a world of opportunities modelling for high fashion, luxury and also the lesser known designers. Her trans-Atlantic transience has since taken her to Paris, London, Milan and finally, to settle in New York.
With more inspirational outfit changes than I have cups of tea in a day, her transformative appearance has earned her both air and catwalk miles. Androgynous and elfin, her elegance has always astounded me and quite frankly, anyone who can pull off a pair of white crocs has my admiration.
1. I am most at home when…..I'm with my family
2. My favourite place is the whole world is….New York
3. When travelling, the one thing I must have with me is…My phone
4. The most outrageous thing I've ever worn was….nothing except real butterflies
5. The best piece of advice I have ever been given is…Keep true to yourself
6. I grew up in ………Lithuania
7. 'Style' means to me……Looking great without trying too hard
8. My style icons are ……..My grandmother
9. A highlight of my modelling career so far has to be….Closing the Marc Jacobs show in NY
10. Not many people know this about me but……..I can speak some Chinese
11. I am always inspired by……Strangers I meet in New York
12. If I had to pick a song to be the soundtrack to my life it would be…….Something by Mario Bosanov
Follow Nora's adventures: http://noravai.com/
Instagram: http://instagram.com/noravai/


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Hey sorry family that this letter is really late getting to you and really short. We went in to the city, Santiago, today because my comp had to go see the mission doctor, so we traveled along way and just got back! this week was such a great week, and what made it better was you guys telling me that Clayton is going on his mission! you don't know how happy i was when i heard that, I'm so proud of him and what he is doing.
This last week we did alot of finding because we pretty much baptized everyone else, and these new people are going to get baptized too. We had 3 more baptisms this week! it was so awesome, and about 6 more planned this transfer. Elder Miranda is such a great elder! he has been out for 6 months today, so were working hard, yes i said I'm working hard even though i only got 5 months left......wow.
I cant even describe all the blessings I'm receiving here in the mission, working hard and being obedient has changed my life. honestly i asked a new missionary today to trade me time so i could have 2 more years here, I'm not lying haha. this place is my home.
Well it sounds like all there is trying to get better with Josh and his knee, Dads hurt calf, and Mom on the couch, sorry about all that stuff, it really stinks. Josh get better and your in my prayers, hopefully you can play ball or golf when i get home.
wow so Tiger came out in public today huh?? that's a start, i hope he comes back soon, i don't know what i would do without that man on tv to watch all the time!
Well its really late and i got to get over to the church activity and dominate basketball with my companion. I know that the church is true and Thomas s. Monson is the living prophet on the earth today. The Book of Mormon has changed my life and the way i act, let it do the same for you too! i know your receiving blessings for my service here and also family friends, the Eslers. Ilove you guys so much, remember what a smart man told me...when your on your knees, you can not fall (DAD, i love you)


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As any person knows there are plenty of plant grow illumination you can find developed for growing plants inside, like HID or perhaps otherwise perceived as high intensity emission; metal halide, high pressure sodium and a lot of other types of bulbs which are designed for indoor gardening. But did you know that LED grow lamps are obtainable in modern times? Moreover these kind of bulbs deliver excellent alternative when compared to the conventional light bulbs.
Primarily, the primary benefit when you utilize a LED light is its lightweight. In comparison with the traditional types of lights talked about earlier, LED grow illumination are less heavy in weight and this is extremely valuable because if you are growing interior plants then there is a need for you to often remove an illumination when you watering or doing anything with wet hands. Furthermore, most of the LED illumination feature a built-in-fan which will cool the actual lights instantaneously.
Vegetation grows and also develops a lot faster under specific light spectrum according to the actual plants' phase of growth. All of this is actually more convenient if you utilize a LED lighting. These lighting offer you a light bulb which will gives off both red-colored and even blue illumination spectrum. Much finer quality LED lamps make use of knobs that you just switch to swap the spectrum of the illumination.
Finally, although not least would be the certainty that LED lighting probably won't cost that much to utilize when compared to a conventional interior garden bulbs for example the High Pressure Sodium bulbs. Even though the price of the LED inside garden light bulbs itself is usually more costly unlike the traditional version of internal garden grow lights, you can save an excessive amount of cash in the future due to the fact that the operating expense of a High Pressure Sodium bulb is more costly than a LED grow light bulb at the same time LED bulb creates a similar quantity and also quality of lighting when compared to a High Pressure Sodium light bulb.


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If you're getting yourself hyped for this weekend's Star Wars: The Last Jedi, you'll want to check out GameVice's announcement. The company has revealed full support for its mobile controller and the iPhone X and iPhone 8/8+. In addition, Gamevice is providing full support for Sphero's "app-enabled droids" including BB-8, BB-9E and R2-D2.
The GV 157 mobile controller has had a price reduction, now just $80. It makes gaming on smart devices more fun, but can add "precision control to app-controlled gadgets".
There are over a thousand games optimized for use with GameVice including Lineage 2, NBA 2K18, The Talos Principle and more. You can play some of the holiday's best games and have the full screen available to ensure you've got the best view possible.
Sphero's App-enabled droids and Gamevice make the perfect gift to put under the tree this holiday season. Kids of all ages can control Sphero's R2-D2, BB-8 or BB-9E, explore holographic simulations and starships from the Star Wars galaxy, watch the Star Wars films and more through the Star Wars Droids App by Sphero that now works with Gamevice.
You can check out the GameVice site and / or the Sphero site to learn more.


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Celebrate Christmas With The Help Of This Savory Tart!
No Comments | Written on December 25, 2015 at 10:00 am , by Luis Rodriguez
Christmas is here! Here's the perfect recipe for everyone to enjoy around the dinner table tonight. This savory mushroom tart will be a hit with all of your loved ones. It's so good everyone will be asking for a second helping of this super delicious dish!
Keep reading for this recipe… You've got to try this awesome savory pie made with mushrooms, shallots and covered with savory cheese. Its so good you won't want to share, quick and easy to make you can enjoy this wonderful dish with your loved ones in 40 minutes. Perfect for the busy holidays, impress everyone with your culinary skills tonight!
Click here for this recipe: http://christmas.betterrecipes.com/slideshows/20-holiday-side-dishes-for-your-vegetarian-family-members#3
Better Recipes, Dinner Tonight, Fast and Fabulous | Tags:
cheesy, holiday side dish, mushroom, Mushroom Tart, quick and easy, savory, tart, vegetarian, veggies
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text: Multiple studies of human brain function were conducted recently, which scientists hope will lead to new information about mental illnesses. Data was collected through studying gene regulation in donated brains from all ages (ranging from a few weeks after conception to old age). Gene regulation is where, how, and for how long each gene is turned on and off over the course of a person's life. The team also divided up the brain into different regions of tissues so that it was possible to pinpoint the genes' behavior to different locations of the brain. It was observed that the highest level of gene regulation change, when genes were producing the largest amounts of mRNA, occurred during the prenatal period and the second largest period was during the later period of the 50s to 70s. Although this research is not complete, looking at gene regulation as opposed to the actual gene content will illustrate larger variations between people and species and hopefully provide more explanations for mental illnesses.


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bit of my own advice regarding arcane wards, portals, and traps for the elemental-built level of a my Pathfinder group's recent dungeon delve into the lowest reaches of ancient dwarven catacombs. In short, I took typical game traps and simply allowed characters to use Arcane Knowledge instead of Perception to detect/understand a magic ward/trap; instead of Disable Device, they used Spellcraft to suppress, bypass, or otherwise safely negotiate a number of elementally magicked areas encountered during the heroes' underground ramblings.
For the most part, these were just simple affairs applied to doorways and the like. I did use a standard spiked pit trap and jazzed it up like some kind of earth elemental worm creature. As far as game mechanics go, it was nothing more than a trap that could move around in a room.
One of the key parts of the climactic encounter in the undead-filled temple (see last post) was to allow the heroes a chance to prevent - or at least hamper - the transmission of a a large lightning elemental to the temple via a large (10' x 20') black marble altar which served as a kind of portal between the planes when properly activated. I reasoned the mighty being was only sending a portion of his essence to aid the heroes' cultist foes. I also reasoned that such a challenge would be the equivalent of a lightning trap - if they could overcome the trap, they could further limit the elemental creature's avatar (for lack of better word) from arriving in the temple - ie. shrink him down to a medium-sized or small elemental instead of taking on a ten-foot tall man-shaped angry cloud of thunder and lightning. If they failed the disarm attempt, they faced a lightning attack. It seemed appropriate that the monster could channel its electrical energy through the altar/portal if the heroes could do the same.
This was a great way to give the players some choice - take a chance on getting zapped to reduce the effectiveness of a truly tough enemy or just let him come on. As it turns out, they failed in their attempts, but that just made things more exciting. This is where we became much more familiar with weapon resistance rules.
Nugget 314 - I collected the latest issue of THE NUGGET (N314) from the printer yesterday and posted it out to members this morning. It has also been uploaded to the we...
13 hours ago


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At Aviva, we offer you great discounts on your home insurance.
Please download our HomeCare Policy Document for more details on our discounts. The HomeCare Policy Document sets out the terms and conditions of cover. If you already have Aviva home insurance, then your policy schedule will show your exact cover and any extra benefits, amendments or discounts that may apply.
15% discount for buying online
When you buy your home insurance online with us, we'll give you a 15% discount on your premium. This discount is subject to a minimum premium of €115 on Contents, €115 on Buildings and €230 on Contents & Buildings.
Up to 40% No-Claims Discount
We give you a discount on your insurance premium for every year that you don't claim. We calculate this discount on a rising scale up to a maximum of 40% for five years or more without a claim.
If you are transferring from another insurer, we will take your claims-free years into account and apply the appropriate NCD. If you are a first-time buyer or have had no previous insurance, an introductory NCD of 25% is available.
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Any claims you make under our jury service benefit will not affect your no-claim discount.
14.5% Discount with an Approved House Alarm
If you have an alarm on your house that's been fitted by an approved alarm installer we will give you a 14.5% discount on your premium. If that alarm is also monitored 24 hours a day, we will increase the discount to 19.5%.
For installers to be approved, they have to hold a Private Security Authority (PSA) licence. To make sure, you can either ask them for proof directly or check the register of license holders on the PSA website.
The alarm system must have been installed to the 'EN50131' (old IS199) standard. The company maintaining it must be approved by one of the following organisations:
- The National Standards Authority of Ireland (NSAI)
- EQA Ireland
- Management Systems Certification Ltd.
- CerticCS
6% Loyalty Discount
If you have at least three years no-claim discount and renew your home insurance with us, we'll give you a 6% discount on your premium.
Up to 11% Increased Excess Discount
Policy excess is the amount of money you will have to pay yourself in case of a claim. Our home insurance has a standard Buildings & Contents policy excess of €275.
However, you can choose to accept a higher excess in exchange for a discount on your premium. We calculate this discount on a rising scale as per the table below.
|Increased Excess Discount
|Excess Amount
You can easily raise your excess to €500 yourself when you get a quote from us online. If you want to raise it to €750 or €1,000, please call our team in Galway on 1890 33 22 11 and they will be happy to set this up for you.
These discounts are available on main residences that have 'Buildings and Contents' cover. This excludes holiday homes, rental properties etc. You can also get this discount on 'Contents only' cover, which is available for owner-occupied apartments. This excludes houses or any other properties such as flats. To purchase 'Contents only' cover, please contact our team in Galway – we do not offer it online.
Please note that we have higher standard excesses for water leakage and subsidence, heave or landslip of €1000.


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Ecom Training
These are training courses that were important to the growth of my business, or that I am involved in creating. Some of the links below are affiliate links and I receive a commission if you purchase by clicking them. Thanks for that!
Awesome FREE Training
Free Live eCommerce Webinar with Will Mitchell - CLICK TO REGISTER
I joined Will Mitchell's Ecommerce Training program right when I started the business. It's one of the few communities that I still frequent 3 years later. Check out this FREE live webinar on finding and launching your own private label brand.
Free eCommerce Empire Webinar Recording - CLICK TO WATCH NOW
If you'd rather cut right to the chase and get some free training from the Ecommerce Empire, just watch this recorded webinar. You'll be able to get started right away.
'Get Shit Done' Power Hour - CLICK TO REGISTER
Pardon the language, but I didn't come up with the name. This is another great FREE weekly training webinar from Will Mitchell. If you can't tell, I'm a big fan! This is mostly for people who are already started on their ecommerce journey.
Traveling to China & Sourcing Products - CLICK TO WATCH NOW
This is a 3 hour webinar that we did on how to travel to and in China with the goal of sourcing products to sell online. It's pretty epic, so grab some popcorn and settle in.
Awesome Paid Training
Ecommerce Empire Private Label Training Course
This is the course that I used when starting my business. You'll learn how to source a product from China, import it to the United States, and sell it on Amazon. This is one of the few ecommerce communities that I'm still involved in.
Sourcing Summit - China Sourcing Trip
Join us on our annual trip to the Canton Fair. We'll teach you how we source products in China and how we launch them on Amazon.


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The NetSuite Channel Program is tailored for Asia Pacific partners and allows users to tap into the company's cloud-based business management applications for firms of all sizes.
In addition to the introduction of the new program, NetSuite has also announced that Ken Bartlett will take over the role of Channel Director for APAC. Bartlett has held positions in engineering, business development and general management with companies such as Boeing Australia, Fujitsu Australia and a number of Silicon Valley startups.
The program initiative is part of NetSuite's plan to recruit a small number of partners in APAC. To entice solution providers, NetSuite emphasised mutual benefits, including recurring revenue on subscription services and renewal margin based on annual renewal revenue, which is designed to reward providers for retaining clients.
The three-tier program includes a partner enablement program that uses both classroom and e-learning environments, knowledge transfer sessions and increasing margins that reward top performers. The program also includes subsidised live accounts and demo seats in order to help partner organisations learn and support a NetSuite environment.
The program includes the Advanced Partner Center, which is always available and provides access to lead registration and opportunity protection, marketing materials, services tools, and other process and productivity tools.
Channel managers plan to work with NetSuite partners to establish a joint business plan in order to get revenues flowing quickly.


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Night Out Around in Punta Cana Party Bus
Punta Cana Party Bus:
You can Customize this package to suit your needs, for the price of $99 dollars per person minimum 16 people you can have the best Bar Hooping Night, Bachelor or Bachelorette Party, Birthday party and So much More. We offer a wide range of Night Clubs and Bars to visit, always keeping the VIP service you are looking for.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width="1/3″][vc_single_image image="7579″ img_size="full" style="vc_box_rounded"][/vc_column][vc_column width="1/3″][vc_single_image image="7573″ img_size="full" style="vc_box_rounded"][/vc_column][vc_column width="1/3″][vc_single_image image="7580″ img_size="full" style="vc_box_rounded"][/vc_column][/vc_row][vc_row][vc_column width="1/2″ css=".vc_custom_1477880963548{padding-right: 25px !important;padding-left: 25px !important;}"][vc_text_separator title="This Package Offers" color="black"][vc_column_text]
- Full Staff inside Party Bus
- DJ on Party Bus
- Bartender Inside Party Bus
- Security On Party Bus
- Open Bar all You can Drink
This Party Bus Package is 100% customizable to suit your needs, We have access to the nicest night Clubs in the Punta Cana area like
Jewels Night Club, Legacy Night Club, El Kan Bar, Imagine Night Club, Coco Bongo and many more Safe and Fun night clubs around Bavaro, you can customize and let us know what are you looking for according to your group age, preferences, and style, we can prepare your package according to what you need, the price of $99 dollars minimum 16 people, will include open bar all night inside the Party Bus


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Andy Williams Moon River and Me
Starring Jimmy Osmond
Last updated 5/17/2017 at 9:03am | View PDF
Andy Williams is described as an American popular singer whose voice was declared "a national treasure" by a former US President. He recorded 44 albums during his career, 17 of which have been Gold-certified, and three certified Platinum. Hosting The Andy Williams Show from 1962 to 1971, and later developing The Moon River Theatre in Branson Missouri (named after the song he is most known for singing - Johnny Mercer and Henry Mancini's Moon River), Andy Williams and his smooth voice left an impression on the music world that will not be forgotten. Bringing those hits back into the spotlight, Jimmy Osmond, has created Andy Williams Moon River and Me...this vibrant production, the only show authorized by the Andy Williams estate to pay tribute to the award-winning music and life of Andy Williams, will be presented by Ogdensburg Command Performances Saturday afternoon May 20. Curtain time is 3 pm in George Hall Auditorium at Ogdensburg Free Academy; preshow chat at 2 o'clock. For tickets [$18 to $40 with discounts for Seniors, Students, Groups of 15+, and "Friends"] call 315.393.2625 or visit ILoveTheatre.org
Collectively, the Osmonds have sold more than 100 million records, earning them 59 Gold and Platinum hits worldwide, and are the recipients of numerous entertainment awards. With the year 2016, Jimmy celebrated 50 years in the entertainment industry. Jimmy debuted, as did his older brothers before him, on The Andy Williams Show at a very early age. After Andy Williams passed in 2012, Jimmy took over Andy's Branson theatre as a promise to his friend and mentor to keep the legacy alive. Now known as The Andy Williams Performing arts Center & Theatre, a wide array of entertainers are booked throughout each year, giving Andy's vision of entertainment variety shows a place to call home – including the newest addition, Andy Williams Moon River and Me, which has expanded and is now touring the world.
Moon River and Me is full of music, nostalgic footage, and special memories of Andy Williams. In this sparkling tribute, Jimmy Osmond sings the songs that made his mentor and friend so beloved by millions. Andy Williams Moon River and Me – the hits we love from Andy Williams and chart topping hits that Jimmy Osmond and his brothers made famous – a perfect pairing for a memorable entertainment experience.
This performance is made possible with public funds from the New York State Council on the arts with the support of Governor Andrew Cuomo and the New York State Legislature.


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As one of Australia's leading photographers in the beauty and portraiture industry, Steven Murray has led an expansive career over the past 13 years, shooting for magazines including GQ, Oyster, Noise and Black and White. As well as editorial his talent and imagery can be seen in major international and national advertising campaigns for companies such as Australian Wool Corporation, Goldwell, Samsung, Virgin Australia & Country Road.
Elegantly styled, Steven Murray's images are luscious, strong and imaginative, reflecting his passion for bringing out the beauty of every subject and situation. Through his work. Steven strives to capture an intimacy which will connect with the viewer.
Steven's cinematic style and his on set experience shooting stills for George Miller's Platinum Visa, Samsung and LG Mobile has helped him extend his talents to TVCs where he recently directed campaigns for Procter and Gamble & Nutrimetics.


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There could be a new toll for Western Sydney motorists with Roads Minister Melinda Pavey refusing to rule out selling the new motorway to Badgery's Creek Airport to a private operator.
The M12 motorway will run for 16 kilometres from the M7 at Cecil Hills to the Northern Road at Luddenham.
Three interchanges will be built including one to the future airport.
There is $1.25 billion allocated to the project of which 80 percent is funded by the Commonwealth Government.
9NEWS understands there is roughly a $250 million shortfall which has left the Roads Minister Melinda Pavey unable to rule out tolling motorists as a result.
"We will be considering all options going forward to be able to construct this in an envelope that all governments can afford," Minister Pavey said.
"We are not ruling anything in or anything out."
The motorway will be two lanes each way with potential to add an extra lane if there is future demand.
Fifty-five properties will be acquired to make way for the motorway, 15 of which are residential homes.
Rebecca Mammone lives on acreage at Kemps Creek and described the process as distressing.
"It will break the kids heart because they like the farm and they like to live here," Ms Mammone said.
Opposition Leader Luke Foley argues if the federal government is providing the lion's share of the funding for the M12, there isn't a need to apply a toll.
"This road which is essentially a duplication of Elizabeth Drive shouldn't be tolled," Mr Foley said.
An additional one million people are expected to live in Western Sydney within a decade and the new airport will bring 28,000 jobs.
"The Turnbull and Berejiklian governments are delivering the infrastructure needed to make a growing Western Sydney work," Federal Minister for Urban Infrastructure Paul Fletcher said.
© Nine Digital Pty Ltd 2019


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Bed Bug Facts, Identification and Control
Scientific Order: Hemiptera
Family: Cimicidae
Common Species:
Common Bed bug (Cimex lectularius)
Bat bug (Cimex pilosellus)
Eastern Bat bug (Cimex adjunctus)
Size: Eggs are approximately 1/32 of an inch long while adults are approximately 1/4 to 3/8 of an inch long.
Color: Their eggs are white, while babies (nymphs) are colorless, and adults are a mahogany or rusty brown color.
Behavior and Diet
As soon as they hatch, the nymphs look to find a host to begin feeding. Once they find the food source and are ready to eat, they attach to the skin and begin to probe for a good 'access point.' Bed bugs are nocturnal creatures, feeding only at nights.
It takes anywhere from 3-10 minutes for a bed bug to complete a meal, by which time they are completely engorged. However, once they leave the host, they will return to their hiding place for several days in order to completely digest the meal. This cycle is repeated each time the bed bugs are hungry. Normally, bed bugs attempt to feed every five to 10 days.
Bed bugs only become fertile upon reaching their final, adult life stage. On average, a female bed bug will lay 131 eggs in her lifetime, or approximately one to five eggs each day. Their nests can be found in bed frames, floors, walls and other similar sites within homes or businesses. The eggs can take anywhere from 6 to 28 days to hatch, depending on the environmental settings and temperatures. Bed bugs develop very quickly and can reproduce so often that it is possible for bed bugs to produce offspring of 5-7 generations in one year.
Other Characteristics
All bed bugs are oval shaped and have six legs. Their feet have claws, not pads, making it harder for bed bugs to move about freely on slicker surfaces, such as plastic or metal.
Bed bugs are wingless insects that are flattened on the top and bottom with microscopic hairs that give the impression of a wrinkled appearance.
After feeding, they become engorged with blood, increasing their body length and swelling at the sides while typically expressing a more dull-red or red-brown color.
Signs of a Bed Bug Infestation
Bed bugs leave behind a lot of visual cues to let you know you have an infestation. Inexplicable small brown or red stains on your sheets are a common sign that you have an infestation. On top of these stains you should be able to see visual cues of the bugs with clusters of eggs and bugs (little dark spots) in all the seams and crevices on your bed or fabric furniture.
Treatment and Prevention
Management and control is primarily based on finding the locations of where the bed bugs are hiding and keeping those areas as clean as possible. Throughout all stages of a bed bug's life, it is possible to see a bed bug through visual inspection.
There are several methods to treat for bed bugs once infestation occurs and one can take certain precautions to help reduce risks.
Avoid subway benches, flea markets, buying used clothing or borrowing from friends and do not bring home discarded items.
Cracks and crevices in your home should be sealed with caulk or other substances to reduce entry points.
Consistently vacuum all upholstery, mattresses and pillows.
Launder all clothing and bedding weekly in the warmest setting possible and dry using high heat.
Use mattress covers that are tightly sealed.
Get rid of any bedskirts or dust ruffles and keep blankets or covers off of the floor.
If infestation occurs, mattresses, box springs, couches and other upholstered furniture or cushions should be treated with "dry" steam using professional-grade steamers with low vapor flow rates. It is best to hire a professional to handle these types of treatments. Assured Environments specializes in all types of bed bug solutions for New York and New Jersey.
Certain pesticides, both natural and green solutions as well as chemicals are available for use in eradicating bed bugs. Cimex Rest Assured, an all-natural bed bug killing spray that is distributed by Assured Environments, is an excellent solution for treating small bed bug infestations. This odorless, non-staining, non-flammable formula is made from enzymes that dehydrate bed bugs and instantly kills them while staying completely safe to humans and pets.


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To be honest, I dont know which aid works fastest but the following are ingredients you can look out for in hair growth products.
I regularly use some of these products but at the end of the day, results vary from person to person.
1. Eggs. You can jazz up your favourite protein conditioner by adding eggs. There is no need to use heat when you use eggs to condition your hair.
2. Apple Cider Vinegar (ACV). You can add ACV to your shampoos, deep conditioners or as a final rinse after rinsing off your deep conditioner.
3. Aloe vera: The aloe vera plant is enriched with enzymes and vitamins which accelerate hair growth. It can also help reduce shedding. You can add aloe vera juice to your conditioners or leave-in conditioners. You can mix it with your cleansing clays, etc or directly spray it on your scalp and hair to seal the hair cuticles.
4. Sage oil
5. Jamaican black castor oil: This viscous oil is well known for accelerating hair growth and increasing thickness.
6. Stinging nettle
8. Lavender oil
10. Onion juice: Rich in sulfur and many enzymes & vitamins, onions can help promote hair growth.
11. Cedarwood oil: This strong-smelling essential oil is great for promoting hair growth.
12. Thyme oil
13. Pimento oil
14. Cayenne pepper
15. Sulfur
Not sure which hair growth aid to use?
These are my suggestions. Pick one or more, as suits your lifestyle or routine.
1. Prepoo with pimento oil or onion juice.
2. Add aloe vera juice to your shampoos or conditioners.
3. Mix essential oils and/or Jamaican black castor oil with your deep conditioner.
4. If you are a 'mixologist' like one of our Sizzelle bloggers, Tunrie, then you can make your own hair growth stimulating product. For example, try mixing your own daily hair massage oil using sulfur and Jamaican black castor oil OR mix rosemary, thyme, lavender, cedarwood oil with jojoba oil. The possibilities of mixtures is endless and depends on your preference.
5. Try an already mixed hair growth aid like Hair Trigger or Liquid Gold Hair Growth Oil.
You can read more about hair growth aids by clicking HERE.


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Problem Statement: If where are real constants, prove that has at least one real root between and .
Proof: Consider the polynomial on . Then it follows that and which equals by our assumption. Furthermore, since is a polynomial with real coefficients it is differentiable on and so we may apply the Mean Value Theorem to on the interval . Applying MVT we see that there exists at least one point such that
So there is some such that . But we may compute since we know .
Thus, we have shown that there is at least one real root to on the interval .
Reflection: What a nice, sweet, and simple proof. I have to admit, when I first saw this problem I had no clue what to do. The trick came in remembering that I was in the chapter on differentiation and MVT, but that won't happen on the qual…After completing the proof I understand a bit better how I would "see" the proof in the future. After realizing that the index of the numerator was plus the value of the denominator I started to see that differentiation could be helpful here. I think the hardest part of this proof is realizing that this is one of those times where you want a "helpful function". After writing out and recognizing that the rest fell out.


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Students from Battlehill Judo Club attended the British Judo Council's (BJC) Open British National Championship, held at Kettering Sports Arena in Northamptonshire.
The event was well attended with competitors from BJC, BJA and AJA judo organisations.
It was the first time Battlehill Judo Club has attended this event, and the results were far higher than all expectations.
Kieran Hardaker was knocked out of junior boys u73kg category by fellow team mate Liam Banks, who was defeated by a referee's decision in the final to gain a silver medal.
Kieran Tweedy won two contests in a tough junior boys u66kg group to finish in fifth place.
The three females in the squad – Jennie Francis, Ellie Hutton and Leah Anastasi – won seven contests between them to each gain a silver medal in the Primary Girls u28kg, Junior Girls u32kg, and Senior ladies u63kg respectively.
Primary boys Joe Carroll and Joe Flaherty both reached the finals of the u27kg and u42kg events, Carroll was defeated after an impressive performance with four wins to gain another silver medal for the club, whilst Flaherty remained undefeated in his pool to secure the gold medal and u42kg National Champion.
The club, managed by Shodan's Malcolm Young, Steve Smith and Simon McKenzie, trains on a Monday and Wednesday evening at Churchill Community College in Wallsend.
For further information contact 07803 745184 or visit www.bhjudo.com


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Christine Habermehl EMDR psychotherapist , WC1V
I am a Europe accredited EMDR Consultant & Practitioner, a BACP accredited Counsellor/Psychotherapist, and a Supervisor (individuals and groups) with wide ranging knowledge and over twenty years experience in all aspects of psychotherapeutic work.
I offer a warm, professional and ethical approach working both short and long term in private practice and for the NHS; providing counselling / psychotherapy, EMDR treatment and supervision. I have trained in many different approaches and in consultation with my clients I tailor the way that I work to best suit the individual and their unique circumstances.
The types of issues I regularly work with include anxiety, depression, bereavement and grief and all types of trauma ranging from road traffic collisions, physical and sexual assaults / abuse, through to war related events, witnesses of crime, fears and phobias.
My work is informed by current research that indicates the most effective approaches for specific problems (e.g. EMDR for trauma, CfD for depression and a specific programme for IBS).
As an experienced and accredited EMDR Consultant and Practitioner I am passionate about this way of working. I actively encourage and support EMDR therapists and enjoy supervising the work of other practitioners. This includes voluntary work for Trauma Aid UK, supervising EMDR therapists working in the Middle East. Closer to home, myself and a colleague set up and co-ordinate the EMDR Bedfordshire, Buckinghamshire and Hertfordshire regional group and I've been a member of the EMDR Association East Anglia Regional Steering Group.
My contact number is (01234) 83 10 83. Due to the nature of my work I can't always pick up my calls. There is a secure voice mail, so please leave me a message and I will be pleased to call you back as soon as I can.
Training and qualifications
I am continually learning and updating my skills through valuable professional development. Here are some courses that I've completed.
EMDR Consultants course
Counselling for Depression (NHS CfD)
EMDR G-TEP (Group Recent Traumatic Events Protocol)
EMDR R-TEP (Recent Traumatic Events Protocol)
I-EMDR Treating Headaches & Migraines
Certificate in Therapeutic Counselling Supervision
Diploma in Sports Performance
EMDR Therapy
Diploma in Hypnotherapy/Hypno-healing
Diploma in Counselling
Combined Certificate in Counselling
Certificate in Counselling Theory
Certificate in Counselling Skills
Services offered
EMDR Therapy
EMDR Clinical Supervision
Counselling / Psychotherapy
Clinical Supervision
Mind medicine supporting conventional medicine
IBS (Irritable Bowel Syndrome) programme
Stress management & building resilience
Sports performance
Education support and performance
Sessions are a full 60 minute hour (when appropriate longer sessions can be offered)
Fees vary according to location and time selected - sessions before 5 pm are at lower rates.
Book now
Integrative EMDR Issues often worked with:
AnxietyDepressionPhobiasSexual/physical abuseTraumaBereavementSerious illness / Chronic pain Availability:
1 - 3 weeks Therapy offered:
In person Client groups:
Individuals Member organisations:
Quick search
EMDR in London
4 Staple Inn
High Holborn
Stables Therapy Centre
108 Milton Road
Church Road


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Key Account Manager
Salary: Competitive
Herts, Beds, S Essex
Key Account Manager - Herts, Beds, S Essex - Competitive salary - Permanent opportunity
Our client is a global pharmaceutical company highly committed to improving the quality of life of people living with brain disease. For this purpose, they are engaged in the research, development, production, marketing and sale of pharmaceuticals across the world.
The Key Account Manager responsibilities include:
* Responsible for delivering the sales within the territory for the company's product portfolio utilising selling and account management skills to achieve agreed Regional sales targets * Inputting into and delivery of Tactical Account Plans for each account in line with the brand and regional objectives * Developing Product Advocates to influence sales across all accounts * Negotiating effectively with customers as identified in the Tactical Account Plan to ensure company's UK commercial objectives are met * Driving the development of commercially positive formulary, guideline and protocol inclusions for promoted brands in agreed accounts * Developing and maintaining timely and effective internal and external communication at all levels through an appropriate medium
The ideal candidate will have/be:
* Educated to degree level * ABPI qualified * Demonstrable sales success * Demonstrable experience of key account selling * Full Clean UK driving license * * Apply for this Key Account Manager opportunity now via this website, or call Samantha Wise on 01628 581 240! *
Star is a full service resourcing and outsourcing company which resources at all levels for pharmaceutical, medical devices and technology, clinical research and healthcare communications companies in the UK and Ireland on a headcount and outsourced basis. If you haven't heard from us within 7 working days of submitting your application, please assume that you haven't been successful on this occasion. We wish you the best of luck with your job search.
You may return to your current search results by clicking here.
This website uses cookies. Read our cookie policy for more information. By continuing to browse this site you are agreeing to our use of cookies.
This website uses cookies. Read our cookie policy for more information. By continuing to browse this site you are agreeing to our use of cookies.


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Catalog #: 12032.52
OMIX-ADA Part #: 12110.02
Roof top storage system. The outer material is a combination of soft neoprene material to protect your paint and durable nylon for long life. Each Auto Backpack features four tie down points to make installation easy and secure. Designed to provide quick alternative storage, these easy to use and store roof top storage bags are a must for those road trips. With 20 cubic feet of storage space, this is a perfect alternative to those expensive and hard to store plastic pods.
Installation Notes
Installation Difficulty:Level 1Beginner
Installation Time: 1-2 hours
WarrantyMinimum 5 Year Limited Warranty.
- Color: Gloss Black
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- Shared By Others
- Share a Photo
- Ask a Question
- Write a Review
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Sunday, April 14, 2013
10 Truths About Social Media Success Pt. 4
I'm going to keep this one short, and it is going to seem so obvious that you will want to write me and tear me apart for saying it. But it's not obvious at all. Not at all. If you want to have any kind of success, you will have to be on social media posting things. Sometimes you will post about what others are doing and sometimes you'll post what you are doing, but you will always need one thing. You are going to need to:
4. Have Something To Say and Say it Daily.
I know this sounds obvious, but if it is, why do so many people ignore their social media accounts for months at a time and then come back to it and expect that everyone is still paying attention to them and wants to respond to them?
You have to stay engaged.
We all have something to say once a day.
Talk about your pets.
Say something about your blog.
Tell us what you're doing.
Tell us what you like, we might like it too.
Being social means talking to us, letting us understand you.
I did this once. I was on social media all of the time, and then a devastating family problem happened. When I came back, everyone was gone. I could post something on Twitter and no one would respond. In a way, it is still like that. But it didn't have to be, and I have done some work to make sure that this doesn't continue.
It's like having a best friend and then you stop talking.
If you ever want to talk again, you must go through the awkward stages first.
Post at least once everyday. That's my suggestion. No matter how busy you are. It is not the quantity of posting, but the quality of posting. People want to be interacted with. That's part of the social component of what we're doing.
Just never forget, people interact with you on social media because of YOU. If YOU become absent, they will miss you and then they will move on.
So, have something to say everyday.
3 comments:
Thought-provoking post.ReplyDelete
This is not as easy to do as it sounds. Scheduling time to check everything off the list: write, post articles on the blog, and make the social media rounds, is one answer, but that requires time, too.
Good thing it's all fun!
Hi Gail,ReplyDelete
Sorry I was so late in responding. Crazy week. You are one hundred percent correct. It is easier said than done.
I recommend that people set a schedule around it, but only if you are serious about it. There are people that want to use social media to amp their business, and there is nothing wrong with that. But those same people need to make time for all facets of their business. Today's consumer wants to feel a connection with those that are selling to them, especially from social media. You can't do that if you are ignoring those people.
Of course, my thoughts are what works for me. I think it has application for success.
thanks for commenting :)
10 Truths About Social Media Success Pt. 3. Get 1000 Twitter followers today! I get so tired of seeing that on Twitter. get more instagram followers instantlyReplyDelete


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Once you join a true community of faith, you must begin to pursue faithful discipleship together with them. The community that you join must have a clear discipleship system. Otherwise it is just going around in circles. You must not settle for mere activities or rituals. You need discipleship, not entertainment. Discipleship involves accountability and mentoring. Look for a community that values these practices.
To be a faithful disciple, you need to learn how to…
- Honor God with your body and money
- Attend to your daily communion with God
- Build your knowledge of God through His word and works
- Involve yourself deeply with the family of God
- Take care of your own family as God does
- Share God's love with the lost through words and deeds
If you're ready to become a faithful disciple, click here.


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What is Faith?
On average, over 60 people every day on the internet ask, "What is faith?" This web page will teach you more about faith.
Faith is trust or confidence in someone or something. The religious definition of faith is trust or confidence in God and Jesus Christ. This trust leads people to love God and obey His commandments.
The Bible defines faith as "the substance of things hoped for, the evidence of things not seen" (Hebrews 11:1).
If we live by faith, we are optimistic about the future and hope to return to live with God after this life. The opposite of faith is fear. If we don't have faith, we fear the future and can become depressed and discouraged.
How do we gain more faith?
Here are two ways to gain more faith:
By hearing the word of God, including scripture stories about Jesus found in the New Testament. Romans 10:17 says, "So then faith cometh by hearing, and hearing by the word of God." To learn more of the words of God, be sure and order a free copy of the Bible below.
Obeying God and performing good works for others strengthens our faith. James 2:18 states, "Yea, a man may say, Thou hast faith, and I have works: shew me thy faith without thy works, and I will shew thee my faith by my works."
Would you like to gain more faith?
Order a Free DVD
Order a free DVD about the life of Christ which can help increase faith and the hope for a better day.
Order a Free Copy of the Bible
Order a free copy of the Bible to read the words of Christ and increase your faith.


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(Note: This doesn't apply to computer animation movies such as Pixar.)
CGI or, Computer Generated Images, is quite popular in movies right now. And why wouldn't it be? CGI lets filmmakers create anything they can imagine! Back in the day, that kind of power didn't exist. You were restrained by the limits of technology. You wanted a dinosaur in your movie? Ok, but it was going to look terrible.
So is there any downside to CGI? At first it seems like there isn't. Sure, perhaps the cost is an issue, but for large budget movies it seems like it's a great option! But there's a very good case against CGI.
You see, the first issue with it is the fact that it's not real! I mean, sure, CGI has gotten to the point where we're almost out of the uncanny valley (the point where things look realistic enough that they look creepy), but even if we do get out of the uncanny valley, there's still issues with it.
This was the big problem with Star Wars I, II, and III. Take a look at these two pictures.
Now you see, the bottom one from A New Hope feels real. Luke, Leia, and Han feel like real people, in a real room, in real danger.
The top one, when you see it, you probably think "OOH! COOL! That's some dang good effects!". Yeah, you're right. The Star Wars prequels did have amazing effects. (The originals had good effects for the time too of course.) The problem is it brings you right out of that scene. And that happens over and over again in the prequels. You know it's not real because it isn't real. In the original movies, things weren't CGI, they were real. They were on sets. Real, physical sets.
But in the prequels, every scene had CGI in it. A lot of CGI in it. And sure, it looked cool the first time you saw it, but the original movies are still good today.
The second point, looking again towards the prequel movies as an example, is the fact that it makes acting really dang hard. Let's face it, a lot of the acting in the prequels was really terrible. Especially in Phantom Menace and Attack of the Clones. But I really don't think it was the actors fault. It has to be really hard to act when... Well... There's nothing there. Literally, nothing there. I mean seriously, CGI means that what the actor is looking at is essentially a blue stick.
Thirdly, it's over relied on. HELLO AVATAR! Seriously, I enjoyed that movie, and it was pretty. The technology behind it was great, but the story was not what you call gripping and compelling. Like I said before, technology is a tool. Think about, say, Terminator. Terminator is a much, MUCH, better movie than Avatar. Terminator was made before CGI existed in the form it does now. Terminator had a great, compelling plot, and really gripped you and pulled you into the story. It was awesome. You were certainly never thinking about the technology behind the movie while watching it. So what happened to that James Cameron? Did you forget how to write a good story, so you just made Dances With Smurfs?
Now I'm not saying CGI should be done away with. What I'm saying is filmmakers need to use it, not abuse it. I get it, I really do. It's a shiny new toy. Who doesn't want to play with a shiny new toy? The problem is CGI is a tool. Filmmakers are trying to pass of CGI as a painting. CGI is a paintbrush.
Oh, and of course, I gotta mention things like this:
That's bad for entirely different reasons of course.


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"fl00ri" wrote:Hey there,
I suggest an improvement of the page behaviour for the shown content (on each page).
Fix all stuff (background too) to the browser and just let the content in the middle be scrollable.
So you always will have access to the menu, planetlist, settings, header,msg inbox, coordinates-box and the Infopanel !
(so you dont need to implement a <"Go Top"-button> for the message menu . You also would consider the <background image fixed> suggestion and solve other inconvenience)
It follows the idea of the script ogame highscore improved.
It should work with other scripts - at least with infocompte.
See the images for a visual explanation:
all in all this is an huge feature but I hope it comes soon^^
p.s. For the future you can improve this system even more:
create a tooltip for each coordinate in the planetbox of an player (below the Ogame menu) with the message box (named "Spyreport"), so that it automatically scroll to the spyreport of that coordinate if you click it.
[Concept] Main View - Scroll Content Only !!!
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Similar suggestion : an option to fix the antigame pannel so it wont move when we scroll down. Not as advanced as the suggestion above but easier to implement :
I actually like the idea, just not sure if it might be the official Ogame team who should be the ones doing it? I don't care if it is the Ogame team or the AGO team who does it. If the idea got implemented I'd like itDark Matter LogBook
Adding bots to Ogame universes with low player counts
Here you have the "freedom of speech" as long as you say "everything is OK".
I like the idea, it isn't hard to implement. We will add it for beginning in AGO options, so it can be enabled and disabled.
Maybe by the end of next week
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Every week I'm faced with mountains of clothes that I have had to wash dry and then sorted ready to put away.
My eldest daughter is meant to put her own away and same goes for my husband.
That leaves my youngest and mine to do.
Unfortunately this never goes to plan.
One week moves into the next and we all start living out of the baskets of our sorted clothes.
I'm so fed up by it. Never ending story is its film title!
I've looked online to see if I can find a way out of the same old routine. Tried a few but in the end we all end up back here.
Down sizing the clothes and other things tried.
Any suggestions for anyone else that has over come this situation please!
Latest posts by Danielle (see all)
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text: I have an old Mac that I lovingly refer to as my FrankenMac. It started life as Beige Desktop 233 MHZ G3. It now is a 450 MHZ G4 with firewire, usb, max memory, and a new video card. I'm running 10.3.9 on it and it runs very well as a file server, internet surfing, and word processing machine. Here's the problem, I still have it's original 4 gig hard drive in it and I'm running out of room. There is an external 160GB LaCie drive that has lots of room on it. Here's what I was wondering... Since most of my files that are growing are my user account and my applications, I thought I'd move them over to my LaCie and just leave the system files on the internal drive. I've tried to move my user file over by using an article I found on the web. I didn't do so well, I tried to do what it said to do, but it just tried to copy itself onto the same drive. Maybe if I knew a bit more about command line stuff I could make it work, but no dice so far. Would moving my applications over to the other drive be any easier? How would I do it without breaking any sort of links? Any help or advice would be appreciated! Thanx! Isaac


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After immersing himself in the town and taking from specifics of the site and its place within Secaucus, Li-Hill combined his various signature elements to create this beautiful piece. He is known for his incredible works in motion contrasted by sharp abstractions and this piece has plenty of all of that goodness, touching on the past to reference our future. Centered we find Revolutionary War Patriots in various stages of movement and firing, tying to not only the town's Colonial history but the current schools' mascot and sports playing field just down the block. In the words of Li-Hill "this symbol connects to the site, history and the broader violent history of the colonization and independence of America, allud[ing] to this violent and dark history through the posture and expressions of the Patriots." Surrounding them is a flock of Snow Geese, migratory birds from the Arctic who winter and migrate through the Meadowlands, a wetland ecosystem that runs through Secaucus. Aside from the obvious connections the imagery has to the town it is also play off "the concept of migration – of traveling to different landscapes to increase populations and access to resources, [which] is [much] akin to the migration of humans, specifically the massive migration and colonization of North America." Framing it all is an "industrial" gridded pattern, pulling from his installation work, again "allud[ing] to future development wrought by migration and settling of the land and its effect on our current landscape today."
In collaboration with Mayor Michael Gonnelli and the Town of Secaucus.
Filled with some unusual obstacles Li-Hill truly showed off his perspective skills, perfectly lining up every detail of the multiple exposure fencer image. In the words of Li-Hill the fencer "draw[s] up an association with the Olympics, which is the most common area you would see this sport. The Olympics are a wholly western idea that has caught on global appeal and introduced a different form of competition to other nations. Although it seems primarily for the sport, corporations are a major part of the industry behind the Olympics." So here this athlete "act[s] as an allusion to the capitalist culture we are in, locked into a constant struggle of competition that is amplified by our society." With the fluidity of the background he mimics the constant natural motion of an athlete, rigid and disciplined while graceful at the same time.
Competition among humans has been around for thousands of years and with this new series that Li-Hill has been recently working on he references the Olympics as the new form of competition that is more about capitalism and economics then competing itself. Painted in the heart of downtown Jersey City, NJ he mimicked the high speed motion of a Ping Pong player, a sport in which perfection is bred from an early age and winning means power to the representing country. Using freehand fluid techniques he created the illusion and aura of movement surrounding the player in action and beautifully blocked off it off with colors for a subtly cool variation in layers.