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Identify and explain four levels of Information Users in an Organisation and briefly describe the information requirements of these levels. Explain how the information systems help in making the decisions on a day to day basis.
The four levels of information users in an organization are
- Operational Level
- Knowledge Level
- Management Level
- Strategic Level
Strategic Level:
Provides a detailed description of the nature of their activities in the objects clause of their memorandum of association is the function of the top level management. Their most important role is establishing the goals of the organization. They are typically responsible for interacting with representing with representatives of the external environment, such as financial institutions, political figures and important suppliers and customers.
Provides a detailed description of the nature of their activities in the objects clause of their memorandum of association is the function of the top level management. Their most important role is establishing the goals of the organization. They are typically responsible for interacting with representing with representatives of the external environment, such as financial institutions, political figures and important suppliers and customers.
Their Main objectives are:
Setting key objectives, policies and identifying factors essential for the development of the enterprise.
- Efficient accomplishment of goals in the enterprise and maintaining strategic balance in all actions taken by the authorities in higher level.
- Making appointments to the top position in the enterprise such as managers, department heads etc.
- Reviewing the work of different personnel's in all levels.
Information Needed:
Information about external factors affecting the organization such as Political, Economical, Social and Technological are needed for this level.
System Required:
Executive Support Systems (ESS) are used by senior managers to make decisions. ESS addresses non-routine decisions requiring judgement, evaluation and insight because there is no agreed-on procedure for arriving at a solution. It is designed to incorporate data about external events and it employs the most advanced graphics software and can deliver graphs and data from many sources immediately to senior executive's office or to a boardroom.
Management / Tactical Level:
Tactical Level Management implements strategic objectives and monitor operations. It is this level which administers most of the well-known conventional control systems. This includes budgetary control, production control, inventory control etc. To avoid rigidity, it is important that the Information System incorporates more than one level of feedback thus:
- Conventional feedback is used for routine reporting which initiates corrective action if deviations occur.
- Adaptive feedback causes the amendment of short-term plans or budgets where the Information System indicates that conditions have changed sufficiently for small-scale corrections to be inappropriate.
- Crisis feedback is responsible to substantial or uncontrollable deviations from plans which may indicate changes to long-term plans.
Much of the information used by the Tactical Level comes from informal sources and is gathered, assessed, analysed and judged by the manager personally. In addition, the manager is supported by Formal Information Systems which are increasingly computer based. Four types of Formal information systems can be identified:
1. Control Systems
2. Database Systems
3. Enquiry Systems
4. Decision Support Systems.
Knowledge Level
Knowledge Management Level is defined as the management function responsible for the regular selection, implementation and evaluation of goal-oriented knowledge strategies that aim at improving an organisation's way of handling knowledge internal and external to the organisation in order to improve organisational performance. The implementation of knowledge strategies comprises all person-oriented, organisational and technological instruments suitable to dynamically optimise the organisation-wide level of competencies, education and ability to learn of the members of the organisation as well as to develop collective intelligence.
Operational level
Operational Level is concerned with the implementation and control of the day-to-day activities of the organisation. Their activities are highly dependant on Formal Information System dealing almost exclusively with the internal information. Effective and efficient information processing is essential since controls are numerous, monitoring is constant, data volumes are high and response is needed rapidly, often in real time. Hence, virtually all operational informational systems are computer based.
At the operational level, many decisions are structured and frequently incorporated into computer-based systems. Because the circumstances are well-defined, optimising techniques such as linear programming are frequently used.
Linear Programming (LP) is probably the most used optimising model and LP packages are widely available for all computer systems.
LP is used where it s required to optimise the value of a single objective (e.g. maximise contribution where the factors involved (e.g. labour hours, machine capacity, etc.) are subject to some constraints or limitation). It can be used to solve problems which:
A. Can be stated in numeric terms
B. Involve factors having linear relationships
C. Permit a choice between alternatives
D. Have one or more restrictions on the factors involved.
LP is used for numerous problems including production planning, least cost mix problems in food, fertilisers and so on. It will be apparent that the closely defined requirements for the use of LP and other optimising techniques are more likely to be found at the operational level, less so at the tactical level and not at all at the strategic level where uncertainties abound.
Different sorts of statistics can be used to evaluate the information gathered both automatically and by customer service operators. Using the information gathered automatically companies can understand which computer-generated messages listened most, what sort of users called most, from which geographical areas, which season of the year or the time and similar sort of questioned can find their answers. According to the results companies or operators can make a decision. Similar approach can be used in strategic decision-making using customer service operators' results. For example; if users from
calling with a specific problem, the companies should take it serious and could improve the service in those areas. That way, they will gain a competitive advantage. Scotland
Using implementation framework:
Because a call centre would provide the public with a point of contact to an insurance company, it would give a public a great accessibility to the insurance company's services. By using computer-generated messages companies can deal with client's simple inquiries or Frequently Asked Questions or by using call centre operators companies can sell more insurance products to the end users. Companies can easily inform the end users or increase their satisfaction. Doing some inquiries, using statistics insurance companies can gather information about which products sell most or could possibly sell better or get how to increase sales force.
Types of Information Systems:
· Executive Support Systems (ESS)
· Decision Support Systems (DSS)
· Management Information Systems (MIS)
· Transaction Processing Systems (TPS)
Transaction Processing Systems (TPS):
Basic Business Systems that serve the operational level. A computerized system that performs and records the daily routine transactions necessary to the conduct of the business.
System Example: Payroll system
Time cards, Employee Lists, Wages and Salary Data
Calculating Pay, calculating cost of benefits, calculating cost of taxes and withholdings, updating ledger and databases
Pay checks and receipts, account balances, management reports
Management Information Systems (MIS)
An MIS provides managers with information and support for effective decision making, and provides feedback on daily operations. MIS provides information to the users in the form of reports. Output or reports are usually generated through accumulation of transaction processing data. MIS is an integrated collection of subsystems, which are typically organized along functional lines within an organization.
System Example is an Annual Budgeting.
Decision Support Systems (DSS)
It is designed to the individual and ties CEO to all levels. It is very expensive to keep up the extensive support staff.
Example could be Contract Cost Analysis.
Executive Support Systems (ESS)
This happens in the Strategic Level. Users are Senior Managers. It takes aggregate data, processes it interactively and outputs projections. An example could be a 5-year operating plan.
There are many advantages of Internet technology to an expanding company. Some of them are: Online Banking, Social Media, Social Networks and etc.
Using online banking all Bank customers can access their accounts and transfer money or spend online. Social Media on Internet is the biggest advertising platform for the new and expanding businesses. Using Social Media businesses can approach to the whole world, create a fan groups, followers. Blogging can help businesses to be well-known to the Internet users. Business can create groups on Social Networks like Facebook. Businesses can create application or widgets and make available to the users on Social Networks. That way they can create user base or fans.
Intranet has a very similar functionality to the Intranet but in a smaller scale or focused in organisational based. Intranet helps company staff to share information, to discuss some specific topics related to their job or responsibilities. Intranet can serve as a group emailing, but more efficiently and secure. Company employees can create interest groups and share and support each others on Intranet.
Internet, Automated messaging service for call centres, Intranet, statistical analysing tools.
Automated messaging service will help the business cut the cost. Internet will help them expanding their businesses and conducting it efficiently, make it easy to communicate and access to the customers and gather information from customers and evaluate it. Intranet will help to share the information and support the staff.
Aggregation, surfing, calculating are the information methods used in Information systems.
An example for the case of aggregated combinatorial data for the study of composition, processing, structure, and property relationships of transparent conducting oxides by applying data mining techniques such as principal component analysis. Data mappings of mined results are shown to effectively enable visualization of data trends, identification of anomalies in Fourier transform infrared spectroscopy patterns, and scientifically interesting libraries and spectral regions.
Calculating all transactions in the banking system. Surfing the Internet to gather information.
If we look at the challenges in evaluation of information systems from sceptics and enthusiasts perspective, it will give us an idea about a new information system. Because the information system is new or not applied in that environment yet, lots of people would oppose to a change. Biggest challenge is the unwillingness to the change, because of security reasons, risk in the investment and so on. A lot of people are happy with an existing old system.


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A Private Member's Bill, the Riot Compensation Bill 2015-16 (the Bill) seeks to repeal the Riot Damages Act 1886 (the Act) and proposes the creation of a new compensation scheme for property damaged, destroyed or stolen in the course of riots.
Following the riots in London in August 2011, the Metropolitan Police were inundated with claims. According to insurers, the estimated clean-up cost across London amounted to around £200 million. The 2011 riots also confirmed that the Act is no longer fit for purpose.
The Bill creates a new compensation scheme, which allows compensation to be:
- Claimed in respect of property that was not insured, or was not adequately insured, against relevant loss or damage; or
- Reclaimed by an insurance company that has (to any extent) met a claim under an insurance policy.
A change in appetite
Running in parallel to the Bill is the impending decision of the Supreme Court in the 'Sony warehouse case' - The Mayor's Office for Policing and Crime v Mitsui Sumitomo Insurance Co (Europe) Ltd and others [2014]. The issue under consideration is whether claimants are entitled under the Act to obtain compensation for not only the damage done to property during a riot but also for any economic loss that may consequently have flowed from that damage. The Court's decision is expected by April 2016.
Kennedys acts for one of the Respondents.
The previous coalition Government showed little appetite to progress the policy review of riot compensation payments. The Supreme Court ruling might mean that reforms to the Act, or legislation replacing it, could move up the Government's agenda.
Key proposals under the Bill
- A 'compensation cap' of £1 million per valid claim. Consequential loss is specifically excluded from the amount of compensation.
- A wider class of property damage and loss in respect of which claims may be made, including permanent and semi-permanent structures (such as caravans, houseboats and buildings under construction) and motor vehicles. Provision to supply a wider definition included. A new exemption for the local policing body (compensation body) from liability to pay compensation where a riot has occurred in various types of secure facilities, including prisons and immigration centres.
- Clearer claims handling guidance, including on when it might be acceptable to submit evidence outside prescribed periods. Claims are consolidated where appropriate, for example, where a company has incurred losses in separate buildings on the same site.
- Claims to be directed to the compensation body responsible for the police area in which the property was situated at the time of the riot. This is an important principle, particularly in relation to motor vehicle claims where riot damage may occur away from the place where a vehicle is normally kept.
- A simplified definition of "riot" by using section 1(1) of the Public Order Act 1986:
"Where 12 or more persons who are present together use or threaten unlawful violence for a common purpose and the conduct of them (taken together) is such as would cause a person of reasonable firmness present at the scene to fear for his personal safety, each of the persons using unlawful violence for the common purpose is guilty of riot".
- Transference of claims handling and decision-making functions, enabling greater flexibility for local compensation bodies to outsource to loss adjuster companies. Power for the Secretary of State to implement a 'riot claims bureau' to transfer claims from local policing bodies in certain circumstances, for example where damage is caused to neighbouring towns covered by a different force area.
- Revised regulations around determining claims, to include a new entitlement enabling property to be largely replaced on a new-for-old basis. Exceptions to apply where indemnity value will be paid.
- Other factors when determining claims include the types of conduct that can be taken into account and suspected fraud. The functions of the decision-maker may provide for increased compensation to reflect costs incurred by the claimant, as well as the ability to award interim payments, payments by instalment or use of approved repairers instead of providing financial settlements.
- Lack of compliance with the claims process without good reason could result in a claim being refused.
A new age
Overall, insurers and insureds should welcome the prospect of a clearer claims handling process. The language of the draft legislation is consistent with insurance industry practice and it should provide greater certainty around entitlements to compensation.
However, there remains uncertainty on some issues, most notably the number of claims that could be made by a property owner (or his insurer) to overcome the £1 million cap "per claim" when buildings in common ownership on the same piece of land are destroyed. How many claims can be made? One or multiple? The Bill says that regulations will be made which "affect the amount of compensation to be paid". It therefore remains to be seen whether the regulations follow through on the examples given in the explanatory notes to the Bill, which suggest an expansive approach. An example given is that of a freeholder of a block of flats being able to make multiple claims corresponding to the number of flats.
Other examples exist which prompt the need for clarity. The previous coalition government supported a two-tier claims deadline process of 42 days (as has existed since the 2011 riots) with a further 90 days to submit supporting documentation (extendable at the discretion of the compensation body). This amendment was agreed in principle at Report stage. Similarly, provision was made to accept claims verbally. The detail is currently absent from the Bill.
The final form of draft legislation (and any new regulations that accompany it) will need therefore to pick up such issues to ensure a transparent and workable claims process. As always, the devil will be in the detail.
The House of Lords will now consider the Bill. If it were to be passed by Parliament, it could come into force by the end of 2016.

subset: commoncrawl


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6 Night Bermuda (Baltimore Roundtrip)
Sail Date: October 10, 2014
Ship: Grandeur of the Seas
Cabin Type: Oceanview
Traveled As: Family (older children)
Reviewed: 4 years ago
Review Summary
Great value yet you forfeit what we're use to in ship size, shows, and activities. We made the best of what was offered on the ship and had a good time. The crew I must say was outstanding (cruise director certainly made some very memorable experiences for our family) Lacking was feeling like the shows were geared to an older crowd 70ish and certainly not the Los Vegas shows we've become use to seeing on the other cruise lines. It's a toss up, Value verses subpar shows... If you are into the older things (shows etc.) smaller ships go for it! If new technology is what you like, this ship is not for you! RCI has a new ship out Quantum out that is far more our speed, that's the one we'll be looking at next!
Ship Experiences
Food and Dining
Onboard Activities
Children's Programs
Service and Staff
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Ship Tip
If you're looking for a smaller ship geared to older people and older music, shows etc... this is the ship for you! Food is excellent, staff is wonderful and you will love this ship! If you desire lots to do, go for the MEGA SHIP, this is a baby! Safe travels C:
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Three years ago today this happened:
Today, that tiny little brand new baby is a three year old boy (with very unruly hair and a train obsession):
I haven't spoken much on this blog about how important motherhood is to me, or how much that tiny baby changed my life, and my mind, and my heart, and everything about how I see the world. I should remedy that sometime soon, because he really is the greatest thing I have ever made.
Happy birthday, little Christopher. You are turning into an awesome, headstrong, empathetic, snuggly, affectionate, beautiful, stubborn boy. And I love you more than anything. Welcome to three. 🙂


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Business (Accounting) Level 3 Extended Diploma at South Essex College
Course description
With the City of London so close, demand for finance, accounting and procurement professionals has never been so great. The City is Europe's financial hub and businesses are always on the look out for people who are well qualified. Our level three programme offers progression to a range of degrees as well as our AAT courses which will enable you to become a qualified Accounting Technician.
System ref: #3030
Entry requirements
- the business environment
- business resources
- business communication
- introduction to marketing
- business, nancial and management accounting
- accounting systems
- maths and English
- two GCSEs at grade C or above, in addition to maths at grade four or above and English at grade four or above, or
- four GCSEs at grade C or above, including maths and English, or
- Business Level 2 Extended Certicate, maths at grade four or above and English at grade four or above, or equivalent
- successful attendance at interview event and satisfactory references
Financial information
- written assignments, presentations, discussions and group work
Future opportunities
FREE to UK/EU under 19s not in employment
Further information
- Association of Accounting Technicians (AAT) professional accounting qualications
- higher education at university or college, including our BA (Hons) Business Studies at University Centre Southend
How to apply
If you want to apply for this course, you will need to contact South Essex College directly.


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Episode 6 - Game Show
Episode 6 takes viewers on the ultimate dairy challenge! From Holsteins to whole milk, we'll take a look back at everything we've learned. Plus, an ice cream eating contest, relay race and much more!
This program underwritten by: Fair Oaks Farms
Filmed in Northwest Indiana at Fair Oaks Farms, The Udderly Amazing Cow follows the dairy process from grass to glass by learning about out favorite friend, the cow! This one of a kind series blends captivating animation with live footage from inside the farm.
Episode 6 takes viewers on the ultimate dairy challenge! From Holsteins to whole milk, we'll take a look back at everything we've learned. Plus, an ice cream eating contest, relay race and much more!
Episode 5 takes a closer look at milk. What exactly is milk? and why does whole milk taste so different from skim milk? We'll explore how milk is collected and processed, and learn what makes milk so good. From grass to glass, and everything in between, we'll follow this wonder drink all the way from the dairy farm to your family.
Episode 4 goes one on one with America's favorite farm friend. From sun-up to sun-down, and everything in between, find out what cows eat, see how bovines behave together and even learn what happens when the dairy cow visits the doctor.
Episode 3 takes a look at cow's place in society. Visit the county fair and learn from judges, 4H members and their cows. Then We'll move on to the rodeo to experience the competitors and culture of bull riding.
Episode 2 investigates two of the most popular dairy products, with an inside look from northwest indiana's own dairy experts. Discover the chemistry of cheese and ice cream and watch how both are made.
This first episode chronicles the roots of the dairy cow. Since ancient times, people have depended on the cow and bull in their everyday lives, finding more and more uses for this amazing animal. Many of the animals that we share the world with produce milk, so why didi we decide to go with the cow as the main source of milk? it all comes down to domestication.


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Eye Surgical treatment
Eye Surgical treatment has actually ended up being a mainstream method of vision adjustment, and this write-up will certainly discuss the benefits as well as disadvantages of 3 different approaches being used to the medical customer.
Lasik Eye Surgical treatment
LASIK is the phrase for Laser-Assisted In Situ Keratomileusis and is an eye medical system which permanently deals with vision by removing a slim layer of the cornea. This procedure functions best on clients with modest to high degrees of nearsightedness (nearsightedness), low to moderate levels of hyperopia (farsightedness) as well as astigmatism related to myopia, and also who have thick corneas. It is one of the most well-known surgical vision modification technique.
People with regular eye view see objects clearly due to the fact that pictures are brought into a proper prime focus by the cornea as well as lens of the eye. Preferably, the cornea's curvature is uniformly matched to its length in a typical eye. People with astigmatism, nearsightedness or hyperopia have irregularly formed corneas, so the things seen are not focused appropriately. LASIK changes corneal form by precise removal of corneal cells, and by doing so remedies the eyes' concentrating power.
There are, however, dangers to LASIK eye surgical procedure.
There is a remote chance of total loss of vision. If this takes place, it is usually since the individual had a pre-existing problem which should have prevented the surgical procedure to begin with, such as pregnancy, cataracts, arthritis, diabetic issues, glaucoma, or lupus. Individuals with huge pupils are additionally inadequate prospects for LASIK. Dry eye syndrome will certainly be worsened by this procedure.
A couple of individuals complain that they permanently see "ghost" pictures, have blurred vision, decreased comparison and also bad evening vision. When LASIK wased initially introduced, 5% of people had post-operative grievances; nevertheless, improvements in the treatment have caused this rate to drop to less than 1% if LASIK is carried out by knowledgeable practitioners and patients are correctly screened prior to surgery. If problems do occur, they could often be resoved by a retreatment.
FDA has approved LASIK laser eye surgical procedure since 1998. While there are a lot of pleased individuals, there are nonetheless no long-term researches about its effects. Recognize the constraints and also the threats of LASIK eye surgical procedure prior to you sigh for the procedure.
Though less popular, these tiny implants could boost vision in people with mild to moderate myopia without the danger of long-term eye damage fundamental in the tissue removal technique of LASIK. Intacs are semi-circular disks dental implanted in the cornea which extend it to presume a flatter shape. Though a little much less accurate than LASIK, they are removeable and also exchangeable, so if the individual has an unexpected over- or under-correction, the implant could be eliminated as well as one more of a various dimension put to get the desired improvement. The implants lie beside the cornea, so the main aesthetic area is completely undamaged as well as intact, as well as the strength of the cornea is undiminished, making it a far better choice for pilots and those who site participate in contact sports where eye injury is an opportunity.
Intacs are unsuitable for serious myopia and greater than minor astigmatism (1.00 diopters), as the cornea can just be extended up until now. If the Intacs are removed, vision go back to its preoperative degree. Other than vision adjustment, Intacs are also made use of to deal with keratoconus.
Intacs are FDA approved and also Ten Years studies have actually disclosed no major problems with Intacs and also few client complaints; nonetheless, since the procedure takes extra training compared to LASIK, there are fewer eye surgical procedure centers offering it. Nonetheless, the Intacs site gives a checklist of specialists in each state, too a few in Canada, Europe and also Mexico.
Since many individuals do not Check Out Your URL wish to risk LASIK as well as Intacs can not aid those with severe vision troubles, intraocular lens implants (IOL) are a new alternative approved by the FDA in 2004 to deal with moderate to extreme nearsightedness. The Artisan lens, produced by Ophtec, resembles the type of lens dental implant utilized to restore vision complying with cataract eye surgery.
The brand-new IOL, called the Craftsmen, is intended for just patients who have 2.5 diopters or much less of astigmatism.
The fabricated lens does not replace the natural lens, however is put in front of it. The primary problem discovered with the implant was the constant loss of endothelial cells in the corneas of patients that received the implants. The endothelium is a layer of cells that line the undersurface of the cornea as well as are crucial in keeping the cornea clear. A three-year research revealed a continual stable loss of endothelial cells of 1.8 percent a year. At this moment, no person could forecast whether this loss will proceed at the same rate indefinitely, and even its influence on corneal feature.
To decrease long-term results of the device on the corneal endothelium, the FDA is needing that the brand-new lenses be labelled to specify that they ought to just be dental implanted in people whose corneal endothelial cells are thick sufficient to stand up to small cell loss.
More major issues were couple of: retinal detachment (0.6%), cataract development (0.6%), and corneal swelling (0.4%). The FDA is needing Ophtec to carry out a five-year follow-up study of its dental implant people to better assess the post-surgical incidence of cataract advancement, retinal detachment and also various other ophthalmic illness.
The Artisan lens is meant to be an irreversible implant.Though it can be removed surgically, vision might not constantly go back to just what it was before getting the lens. Because it does not affect astigmatism, people with this trouble could still require glasses.


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Pleasanton's Memorial Day event is scheduled for 11 a.m.-noon today at the Pioneer Cemetery, 5780 Sunol Blvd. and will include patriotic speeches and a 21-gun salute.
Although the event is expected to attract hundreds of participants, the city of Pleasanton has decided to prohibit parking inside the cemetery grounds during this year's ceremony. Officials also ruled against allowing parking along Sunol Boulevard due to safety concerns regarding pedestrians and normal 45 mph. traffic on that stretch of the street.
Parking inside the cemetery gates will be restricted to those vehicles with handicap plates or placards displayed.
However, the city agreed to provide a free shuttle service beginning at 10 a.m. from the Pleasanton Senior Center parking lot,
Doug Miller, post commander of the VFW post, said the parking restriction imposed by the city is due to recent construction at the cemetery and another event being held by St. Augustine Catholic Church on the church-owned portion of the cemetery.
He advised the public to arrive early to allow time to board the shuttles and travel to the cemetery.
Some limited parking is available on Sunol Boulevard beyond the cemetery in front of the Pleasanton Weekly and in several private lots including the Pleasanton Weekly's, Berlager Geotechnical Consultants and Cor-O-Van, Miller said.
The free shuttle return route will take place at the conclusion of the event.
Immediately after the hour-long observance, the VFW Ambrose D. Regalia Post 6298 will provide a free lunch of sandwiches and chips at the Veterans Hall, 301 Main St.
Saturday, the VFW placed American flags on the graves of all military veterans buried at Pioneer Cemetery.


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Slonkit App is a new app started by DCB Bank which is now delivering VCC to customer's home for free. Not only this, you also get Rs 100 free if you join through a referral code + you can refer your friends to get Rs 100 per each.
Note – This is an unverified offer as it will take us some time to get our VCC Delivered and then we can confirm it. But we posted it here as it is powered by DCB Bank, so trustable. However there is no harm in trying this once even if you don't get the card. But yes, at the end of day, its your wish if you want to go for it or not. Also don't make multiple accounts etc as its a banking app, so don't play with it. Just create one account for yourself.
How to order a Virtual Card for yourself ?
2. Open the app and click on "Register
3. Now enter your name, mobile number etc and CONTINUE
4. On the next page, enter referral code – SAH5OJE5
5. Now verify your mobile number and your account will be successfully created !!
6. Now click on "Get Card"
7. Enter your address details where you want the card to be delivered
8. Now enter any amount which you want the card to come loaded with and click on "Pay Later". We are not sure what this "Pay Later" option works and how will they take the payment afterwards. So we suggest that you order it with minimum amount as possible.
9. Now click on top left icon >> Slonkit Rewards >> You will see Rs 100 which can be redeemed after you get the card
10. Now the card will be delivered to you within 7 days at your doorsteps
11. Now use the card wherever you want like on Paytm, Freecharge etc
Enjoy !!
How to refer and Earn ?
1 . Click on top left icon >> Invite & Earn
2. Copy your referral code and share it with your friends
3, If your friend downloads the app and uses your referral code while registering and orders a card, he will get Rs 100 in his account and you will get Rs 100 once he loads money in the card
Enjoy !!
Terms & Conditions:-
1) Offer valid till 31st March, 2016
2) Referral amount of Rs 100 will be credited to you and to the non-Slonkit user being referred, after the latter successfully orders a Slonkit card and uses your referral code during registration on Slonkit
3) Referral amount can be redeemed only when the referee does the first load


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Sunday, 1 July 2012
Kuwait and see
I've spent most of the footballing summer convinced that the question of our ownership would rumble on and on, probably into the next season itself (Forest never do do things the easy way do they?). Friday's announcement that the Doughty estate is in an 'exclusive negotiation period' with the Kuwaiti Al-Hasawi family at least brought hope that my cynicism may be misplaced. Perhaps more significant were the highly positive noises from the family themselves - hinting that this was a deal that could and should go through.
Even if that is the case there are a great many unanswered questions left hanging as the club's most pivotal summer for some time continues (suddenly those weeks when we were moaning about no left back seem pretty small in comparison).
On the face of it, why would a foreign investor want to take on ownership of Nottingham Forest? Let's leave the Garibaldi Red-tinted specs to one side for a moment. We're a Championship club at the moment with a squad in desperate need of rebuilding, with two seasons of promotion challenges brought to an abrupt halt by a nervy relegation scrap that was won thanks to a patched up side boosted by now-returned loan rangers. We have a lovely ground on the banks of the Trent, but it needs a bit of a spruce up. It's unlikely ownership of our club will make anyone a penny of money and, in our current position, it's unlikely it will do much to broaden anyones business image as much as, say, purchasing a top Premier League club might.
However (and trying to not to put those specs back on) this is a club that, unlike many others, buyers could get 100% ownership of given our current situation. It has a 'brand' and history (yes, I know we live in the past etc but it is a selling point) and with sensible management could mount a charge to get to the promised land of the Premier League. In that respect I suppose it might be a cheap, albeit long-term, way to get yourself a top flight club. I'm sure that's how it has been marketed but, like it or not, the motives of any new owner, unlike the previous incumbent, are open to question.
And what about the arrival of great pots of money at the end of the rainbow? It's the obsession with cash that concerns me a little. Splashing it about hasn't catapulted Leicester to promotion as quickly as many thought. Yes money helps but you can't 'just' buy your way out of this division. The very best players won't want to play Championship football so it's unlikely that anyone will suddenly accumulate a Premier League team and steamroller all comers. Meanwhile Swansea, Norwich, Southampton and Reading have gone up in style, playing attractive football and spending less than we have in recent seasons. They should be the inspiration for any team at this level.
The key, it seems, to promotion is to find a canny manager and provide him with sufficient time, trust and yes money to build a squad that can cope with the rigours of football in the Championship.
That should mean, perhaps harshly, that Steve Cotterill would not be the right man to remain in charge should rich owners come to the club. Cotterill did, it has to be said, galvanise a club on its knees after the disastrous and ill-conceived 'Steve McClaren experiment'. He finally transformed Garath McCleary into the mercurial talent I had long-hoped he could be and expertly used the loan market, injecting the talents of Adlene Guedioura, George Elokobi etc into a disjointed band of dejected looking Tricky Trees.
Why not Cotterill for the future then? Well, I remain to be convinced that he has the tactical nous at Championship level. At Forest and Portsmouth he has avoided the dreaded drop with sides and clubs that really ought to do so but at Burnley never seemed to have the flair to take a team up to the Premier League. He's level-headed and doesn't duck a fight but can he build a side, unearth talent from the lower leagues and play imaginative winning football in a tight, ruthless league? I can't see it myself. A future Cotterill regime would also be without his talisman McCleary, tactical chief Sean O'Driscoll (suspected by many to be the architect of our away-day renaissance) and the afore-mentioned loan stars. It seems, to me, to be all set for a new broom and one suited to someone with qualities that are not on Cotterill's CV.
Assuming that we do suddenly get some Kuwaiti cash (and that dreaded box of uncertainty goes untouched), the managerial role must then be the first priority. Goodness knows who that should be but let's hope that Darren Ferguson, linked to the role this weekend, is not on the shortlist.
Coupled with a new arrival in the hotseat must be a sensible approach to squad building. Let's use Lee Camp, Chris Gunter, Joel Lynch, Guy Moussi, Andy Reid, Lewis McGugan, Radi Majewski, Chris Cohen, Dexter Blackstock, Marcus Tudgay, Brendan Moloney, Kieron Freeman, Paul Smith, Karl Darlow and Jamaal Lascelles as the starting point for a squad and go out and buy players we need to complement them. We can also look at which of the McClaren flops could be brought 'in from the cold' into that group. There's an awful lot missing from the squad above, but it's undoubtedly a starting point. Why replace what you already have? Leicester seemed to spend all their time signing too many central midfielders and blowing £5m-plus on players like Matt Mills when they already had solid centre backs like Jack Hobbs on the books. Heaven knows how much they forked out getting Nigel Pearson back too.
It'd be nice to think we can blood through some younger players and pick up some bargains from the lower leagues. Surely there's a player in the academy or League Two who could fill our hexed left back berth? Young and up-and-coming talent should be available and carries less risk than, say, spending £1.2 million and 10k plus in wages on a striker that doesn't perform (not that I'm thinking of anyone specifically of course). Maybe if we had money we could risk losing cash Miller-style but short-termism really doesn't seem to work and certainly wouldn't do us any favours if the owners decided to up sticks Portsmouth style and leave an unaffordable bill to pick up.
The future of the club is undoubtedly at a crossroads. Of course, should the Al-Hasawi family take over and invest money into the club we shouldn't 'look a gift horse in the mouth' and bemoan it. The money will be much needed to secure the future of the club and finding a buyer full stop is surely vital. But big bucks aren't the be all and end all. We can only hope that the new owners will be sensible guardians and that the desire to go on an fantasy football-esque spending binge is resisted.
On the field and off the field we need to be clever to achieve anything. The first clever move needs to come from Seymour Pierce to find good owners. But that would only be the first step. We're a long way off just needing a left back after all, and who'd have thought we'd be nostalgic for those days?! Still, typical Forest fan, living in the past...
1 comment:
- Daryl Johnson said...
Commercially, there is the opportunity to increase revenues and possibly have a sniff at making profits. The issue is that this will take years, not months.
Any potential owner would look to spread the brand around the world in the same fashion Manchester United have done so over the last twenty years or so. We are so far behind other clubs now and cannot rest on our 'European Cup successes from years gone by'.
I've a good feeling that these guys have a plan, and that must be the start of something. Bringing in one or two young Kuwaitis and having a Saudi player or other foreigners from largely untapped markets can only be a good thing for revenues.
With regards to players, I'd like to see us follow the blueprint made by Norwich, Reading etc. and not follow in the footsteps of Leicester. Spending large sums of cash has large risk attached and after the shambles of the last twelve years, I'd like the club to become more viable long term.
- 1 July 2012 at 17:52


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SB Ski Team, just ended the races in Southamerica, with really good results..
Cristian won the SAC Overall tittle ones agan!!!
Now he is getting ready for the World Cup season, planing to ski as much as possible on the new GS skis, he need to focus on that now…
we will let you know how he's going!!!


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Brad Blahnik
Wednesday, January 7, 2015
I love my job as a graphic artist at n2y. It was my first holiday at the company. To keep up with my own personal art and to do something nice for my bosses, I thought it would be nice to give them a personal thank you card. Here is the start. I have been researching ways to make cards and really like what I have seen. So far I messed up twice. I better hurry before it gets too late.
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Action Heroes-Or Field Techs - Can Compute In The Wilds
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Abstract Dissertation Manual for More effective Thesis Composing
From an abstract dissertation point of view, it is to date some of the most advanced and intellect-cracking academic pieces of paper you've authored up to now. From 60 to 90 sites of hugely educative and regular formulating, a dissertation is regarded as the daunting assignment an individual can get before graduation.https://englishessays.net/uk-essay Essays, terms reports and reports are extremely a little bit of give good results compared to college diploma thesis, where by perhaps even the smallest problem cost you a consumer credit.
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Peach Delights Cookbook
Paperback, 326 Pages
Price: $19.95
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Peaches are always evocative of summertime fun. Many of us think of times spent savoring fresh peaches from our grocer, a favorite roadside stand, or picked from our own trees. Elberta, Hale, Cling, Red Haven, Gala…fresh peaches can be enjoyed from mid-July through early September, depending upon the climate and variety. Delicious peaches are versatile, nutritious, and always adds a flair to many dishes, whether used in cakes, pies and breads, in preserves, as a salad ingredient, in wines or brandies, or any number of other imaginative ways. In Peach Delights Cookbook, author Karen Jean Matsko Hood presents her collection of more than 230 exciting peach recipes that will be sure to please everyone. Inside, you will also find some fascinating reading regarding this delicious fruit's history, folklore, cultivation, and much more. With recipes using readily available ingredients, Peach Delights Cookbook will be a valued addition to any chef's bookshelf.
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Product Details
- Copyright
- Karen Jean Matsko Hood (Standard Copyright License)
- Edition
- First Edition
- Publisher
- Whispering Pine Press International, Inc.
- Published
- August 14, 2014
- Language
- English
- Pages
- 326
- Binding
- Perfect-bound Paperback
- Interior Ink
- Black & white
- Weight
- 1.21 lbs.
- Dimensions (inches)
- 6 wide x 9 tall
- Product ID
- 21759865
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Delicately suspended from a Silver diamond cut chain, is a smooth Aquamarine cabochon surrounded by pave White Sapphires.
Mimicking a starburst's silhouette, this dainty piece is feminine, unique and perfect for everyday.
Stone measures 10mm in diameter
Starburst measures 21mm in width
Necklace hangs 17'' long with an adjustment at 16"
925 Rhodium plated Sterling Silver
Every item over $500 comes packaged in our high quality Anzie Jewelry box customized to the shape of the piece you order.


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Power Sector
par bhargavimaliredd
Analysis of Power sector in India
bhargavimaliredd Hyderabad, India
Me concernant
Experience as a Research analyst in top IT companies exposed me to the challenges in the IT industry. Analysing risks for IT industry and developing business plans are my key strengths. Business analysis and identifying the key industry trends also add to my expertise. Very importantly a good web searcher so as to add value to my skills
$6 $ US / h


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27 - 31 May
An electronic blade control system for the measuring and display of lateral and axial movements of the saw blade without any mechanical contact or wear.
Saw guides for blades 4 to 100 mm wide, with guiding elements made of the CHACO Low Friction Material.
Tailor made guiding elements and pressure guides for bandsaw, plates and bars as semimanufactured products.
For decades CHACO has been manufacturer of fine products for the sawyer and the wood processing industry. The CHACO Low Friction Material, a high quality plastic moulding compound, was for the first time introduced in the fifties and since then continuously improved to hold its superior qualities that made it the leading gliding and guiding material in connection with saw guides for bandsaws throughout the world.The company shows standard saw guides for ordinary table-bandsaws, a small range of tailor-made guiding elements and pressure guides, as well as a saw-blade deviation detector and sawing operation optimizer.
Stettbachstr. 10
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Eastchester, NY16 J. R. Albanese Place
MLS Number 4824809
- Commercial
- Street Type Public
- Zoning Retail/Business
Amazing income-producing property. Bi-level Mini Shopping Center ( 6stores/businesses), located in prime Eastchester location. Free-standing building in excellent condition. Constructed in 2003. Top-of-the-line construction. FULLY LEASED. Gross income $273,291.00. Expenses $62,395.74. Thirty-one (31) parking spaces, which include lot parking and covered parking. Street parking also available. Property lot size approximately .35 acres. Gross Building Sq Ft approximately 8000+, leasable area approximately 7,945 Sq Ft. This property is located in a high-traffic and bustling business area. Please verify taxes and square footage with municipality. Landlord pays base taxes. Tenants pay tax increase.
Listed by Antoinette Conte of Antoinette Conte Realty, LLC.


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Rental Services
At Wells Estates & Lettings we are dedicated to providing the very best service to both tenants and landlords. We go above and beyond for all our clients and make sure all the processes of renting your property are completed as smoothly as possible.
Have a look below at the services we offer to both our tenants and our landlords.
First Contact Support
The very first level of service we offer tenants is the initial support. This is the when tenants contact us for the first time asking about properties they have seen on our website, or registering with us in order to find a home suited to their needs. We spend time liaising with prospective tenants about their requirements and will discuss things such as location,
whether our tenants need off-street parking or a garage, if they require a garden, how many rooms they require and more. With this information we can search through our portfolio to see if we have properties which match the tenant's requirements. If we do not have a property to suit at that point, we will log this information and will contact our tenants with any potential properties as they are added to our property portfolio.
If we contact you and you like the sound of the property after looking through the property details which we send you, we will arrange a viewing of the property for you on behalf of the landlord. We always try our very best to arrange viewings for a time which suits you so we often have slots available on weekday evenings, lunchtimes and at weekends.
We will accompany you at the viewing so we can offer you advice and answer any questions you may have about the property you are viewing or the tenancy process and our codes of conduct.
Reserving a Property
If you are happy to proceed with letting a property you have viewed, we can hold it subject to a holding deposit of £200.00, but please do not worry because if the tenancy goes ahead, we will deduct this from the deposit and rent you will be required to pay upon signing the tenancy agreement.
If the landlord declines the tenancy, you will be refunded. Should you decide not to proceed with the tenancy or the referencing is unsatisfactory the holding deposit will not be fully refundable. This offers the landlord protection from losing potential tenants if an agreement is pulled out of. This we feel is the best solution for both parties in the letting process.
We carry out in depth references as a way of protecting both the landlord and our tenants. We will require an employment reference, current or previous landlord reference. Each of these references needs to satisfy the standards we look for in our tenants. There are often occasions when we require a personal reference alongside the aforementioned possible referees. In some cases a guarantor may be required.
Then, in addition to all of these factors, we will undertake a credit check. Please know that we do not run these checks for any other reason than to provide protection for both sides of the rental agreement. We will use the services of an independent referencing company to obtain and evaluate these references on your behalf.
Rents are usually paid monthly and in advance. In nearly all circumstances, the tenant is responsible to cover bills such as council tax, utility bills and internet and telephone charges.
We require a deposit with each of our rental properties. A deposit acts as a security for the landlord in case of damage caused to the property which is not paid for. The deposit is held by the Deposit Protection Service, an independent organisation we use which safeguards the deposit until the end of the tenancy and which repays the funds to the appropriate parties at the end of the tenancy agreement. This is usually equivalent to a month and a half's rent.
We carry out full inventories on all our properties which are to be let. This details the condition of each room of the property, including driveways, garages and gardens. Every part of the property and any furniture and fixtures and fittings is included in this process. We may employ the services of an external company who specialise in inventories so further fees may apply. Please ask for prices as they differ per property size and whether it is furnished or unfurnished.
This process is repeated at the end of the tenancy to ensure nothing more than the expected wear and tear has occurred to the landlord's property, and to ensure we can refund to our tenants their full deposit.
Administration fee £175.00 per tenancy
Tenant references £100.00 per tenant
Guarantor references £100.00 per guarantor
Company references £300.00
Deposit Protection Scheme
The deposit is held by the Deposit Protection Service, an independent organisation which safeguards the deposit until the end of the tenancy and which repays the funds to the appropriate parties at the end of the tenancy agreement.


text:
I took a long break from work from Jan 1st to Jan 11th this year to get sunshine (which I find helps me get over my winter blues) but also to contemplate on life.
One of the questions that I've been asking myself admist winter blues has been, "How can I be happy?" It's a simple but devastatingly important question that I'm sure many who are going through winter blues would ask themselves.
And it's a question that I didn't really have an effective solution for. Light therapy, fish oil, vitamins… I've never found any of them to be very helpful.
Then I remembered Charlie Munger's quote:
"Invert, always invert"
So I inverted the question from "How can I be happy?" to "What makes me miserable?"
And miracles happened. Literally. Like I found my muse and questions dissolved while answers emerged.
Here was my list of things that make me miserable:
- Not enough sleep
- Stress from work (always seem paralyzed by the stress of tackling monumental tasks)
- Stress from finances (always fear being broke and homeless)
- Burn out from socializing
And the solutions just seemed so simple:
- Not enough sleep
- Get minimum 8 hours sleep a day -> Sleep 1st thing after work so I don't have to plan that out
- Always say no to staying up late if you're not able to get enough sleep within 24 hours
- Stress from work
- Break down big tasks into a checklist of smaller tasks
- Always cross things off of the checklist to visualize progress
- Stress from finances
- Always maintain 12 months worth of expenses in cash
- Burn out from socializing
- Always have at least 1 full day to self, spending it in green areas (nature, garden, parks etc.)


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Major Expenditures Answer Key
- Collin Willis
- 2 years ago
- Views:
1 Page 1 Major Expenditures Note Taking Guide L1: Major Expenditures Answer Key Housing Renting a Home Two factors that can influence the price of housing are: Answers will vary but may include: 1. Location 2. Size 3. Amenities The person who owns the property: Landlord The cost of using someone elses property: Rent The person who rents the property: Tenant Housing rental expenses to include in a spending plan are: Rent Utilities Household furnishings Renters Insurance Communications (internet, television, phone) When comparing properties, three questions to ask a landlord about direct costs include: 1. How much is rent, when is it due, what is the length of the rental contract? 2. Who is responsible for each utility bill? 3. What amenities are available (furniture, pool, laundry, etc.) and are there additional charges for usage?
2 Page 2 When comparing properties, why should you learn about policies? It is important to know what constitutes a violation in the rental agreement and eviction terms so as not to lose the security deposit and/or get evicted. What are common rental application questions? Who will be living at the property? What is your income; where do you work? Where have you rented in the past? Who are your references? May we check your credit history? Why is it important to read a rental agreement closely? It is a legal contract between landlord and tenant. Tenant is responsible for following the contract. Describe the initial expenses that may be required when renting a property. First and last month's rent Depending on terms of rental agreement, these funds (security deposit) may be refunded when tenant moves out Housing Purchasing a Home A real estate agent is: finding a property that addresses their needs and wants Licensed individual representing a buyer or seller in a contractual transaction to purchase real property They help buyers by... finding a property that fits their spending plan working through the contract and closing process
3 Page 3 credit history A mortgage payment typically includes: cost of the home income and expense statenebt What types of information does a lender evaluate? income interest funds to pay property taxes net worth funds to pay homeowners insurance Expenses to include in your spending plan when making a purchase are: mortgage payment property taxes utilities household furnishings special assessments homeowners association dues maintenance and repairs communication (internet, television, phone) What is a down payment? Portion of the purchase price not borrowed Typically 5 20% of the purchase price Mortgage insurance will be required to protect the lender if the borrower provides less than a 20% down payment What are closing costs? Fees and charges associated with the purchase of a property Typically 1 4% of the purchase price What is equity? Monetary value of a property minus the amount owed on the property
4 Page 4 What are pros and cons of public transportation? Transportation Pros Cons Why is it important to do advanced research before purchasing an automobile? does not require extra cost of ownership expenses availability depends on the location to know what type of vehicle you want and how much you should expect to pay for that vehicle. typically cost effective may not be convenient or require more travel time Transportation expenses to include in a spending plan are: automobile payment fuel maintenance and repairs license and registration (yearly fee) insurance parking (in some locations) Why is it important to consider depreciation when purchasing a vehicle? The value of most vehicles depreciates (lowers) over time One of the biggest costs of ownership Make sure, if credit is used, you don t owe more than you own
5 Page 5 What are five features you would consider when purchasing an automobile? Answers will vary, but may include: Cost Size Usage Gas mileage Safety ratings, reliability, environmental impact, depreciation, upgraded features How does shopping around for an automobile loan benefit you? Loan terms may vary significantly between lenders. Why is it important to have a positive credit history when using credit to purchase an automobile? Most lenders will check an individual s credit history to determine if a loan will be granted and the terms. Why is it important to have down payment when purchasing an automobile? Not all vehicle purchases require a down payment. However, if this occurs, individuals will pay more over the lifetime of the loan and are at greater risk of owing more than the vehicle is worth. Describe what a consumer should be aware of when leasing a vehicle. Leasing is renting a product while the ownership remains with the lease grantor. You pay a specified amount of money (usually monthly_ for a specific time. Once lease expires, vehicle is returned to the lease grantor. Look for hidden costs in the contract.
6 Page 6 Food What are the primary sources of food? scratch convenience readyto eat fast food/ fast casual full service Why is food prepared at home typically less expensive than food away from home? Food prepared at home does not include the cost of preparation, employees, and restaurant. What are three ways to eat meals that are well balanced and high in nutrition? 1. Answers will vary Describe how each consideration can impact an individuals food choices: Time: eating out may be quicker. But, individuals should factor in transportation time as well. Skills:individuals may not have food preparation skills. However, these skills can be gained from classes, peers, watching online tutorials, etc. Dietary Needs: preparing food at home allows control over what is in food Preferences: individuals may prefer the taste or quality of meals made at home, or at restaurants Facilities and equipment: are required to cook at home.
7 Page 7 Rental Agreement Checklist A1: General Terms Name of all tenants Length of agreement What happens when agreement expires No Who is allowed to live in the rental Rent Total rent amount Rent charged to each tenant Grace period before late charges assessed & amount charged No Who is responsible for paying utilities No Moving Out Amount of time the tenant must give to landlord before moving out No Amount of time landlord must give tenant if they want tenant to leave No Rules for cleaning apartment No Is subleasing allowed Rules and Regulations Noise restrictions No Pets allowed No Decorating procedures How to hang items on the wall No Landlord s right of entry Rules for using the rental Maintenance Who is responsible for yard work and clearing sidewalks Furnishings If laundry facilities are included and the price No Who handles maintenance and repair problems No Are recreational facilities included No Household items provided No Parking rules Extra Fees Security deposit specifications Who is liable for accidents in unit No Is renter s insurance required No Are there utility connection fees No 1. Answers will vary 2. Rent, utilities, furnishings Housing Reinforcement A2: 1. B 2. C 3. I 4. F 5. A 6. D 7. E 8. G 9. H
8 Page Largest 11. 5% 20% 12. Answers will vary, but may include: income/employment, rental history, who will be living at the property, references 13. Needs, wants and spending plan 14. Renters insurance is highly recommended as the landlord is not responsible for property loss or liability. 15. Answers will vary, but may include: To purchase a home, one must qualify for a mortgage (if not paying cash) To purchase a home, a down payment is usually required An income and expense statement will determine how much one can afford in rent or mortgage payment A positive credit history can make it easier to qualify for a mortgage or rental Purchasing and maintaining a home can include unanticipated costs 16. Answers will vary. 17. Answers will vary but may include: Craig s list advertisements Real estate advertisements Signs on the property Real estate broker office Rental agency Newspaper advertisements Networking 18. Answers will vary, but may include: What amenities are available? Is there parking available? Condition of the property Safety features Transportation Reinforcement A3: 1. A 2. C 3. B 4. Answers will vary, but may include: Fuel, maintenance, repairs, license & registration fees, insurance, parking 5. Renting a product while ownership title remains with the lease grantor. Hidden costs may be a penalty charged for going over the allotted number of miles during the lease contract 6. It lowers the value of the vehicle, it may cause the individual to owe more than the vehicle is worth, it is one of the biggest costs of ownership 7. Answers will vary, but may include: Cost Size Usage Gas mileage Safety ratings Reliability Environmental impact Depreciation Upgraded features 8. Answers will vary
9 Page 9 Food Reinforcement A4: 1. Calculate the cost per serving for each option. (3 points) Scratch Ready to eat Full Service Restaurant $1.50 $2.76 $ What are 2 pros and 2 cons of each option? (12 points) Answers will vary. Pros Cons Scratch Choosing ingredients Being creative Can be less expensive Takes time Don t know how to cook Ready to eat Full Service Restaurant No skills required Can taste good Faster than scratch Prepared for you Can be good quality No skills or equipment required Don t know/can t control what is in the food Can cost more than scratch Quality can be lower Can be expensive Can t control ingredients Can take time Requires travel 3. Answers will vary, but may include: fruit, salad, bread, vegetable 4. Answers will vary. 5. Answers will vary
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Department of Mechanical Engineering, Northwestern University, 2145 Sheridan Road Room B214, Evanston, IL email@example.com
Department of Industrial Engineering and Management Sciences, Northwestern University, 2145 Sheridan Road Room C150, Evanston, IL email@example.com
Department of Mechanical Engineering, Northwestern University, 2145 Sheridan Road Room A216, Evanston, IL firstname.lastname@example.com
U.S. Army Tank-Automotive Research Development and Engineering Center, 6501 E. Eleven Mile Road, Warren, MI 48397
Corresponding author.
In physics-based engineering modeling, the two primary sources of model uncertainty, which account for the differences between computer models and physical experiments, are parameter uncertainty and model discrepancy. Distinguishing the effects of the two sources of uncertainty can be challenging. For situations in which identifiability cannot be achieved using only a single response, we propose to improve identifiability by using multiple responses that share a mutual dependence on a common set of calibration parameters. To that end, we extend the single response modular Bayesian approach for calculating posterior distributions of the calibration parameters and the discrepancy function to multiple responses. Using an engineering example, we demonstrate that including multiple responses can improve identifiability (as measured by posterior standard deviations) by an amount that ranges from minimal to substantial, depending on the characteristics of the specific responses that are combined.
Schematic showing the MRGP model's covariance function represented by spatial correlation and nonspatial covariance for a fixed θ
Posterior distributions of the discrepancy function and the calibration parameter using a single response for (a) y1 , (b) y2 , (c) y3 , and (d) y4
Posterior distributions of the discrepancy functions and the calibration parameter using multiple responses for (a) y1 and y2 , (b) y2 and y3 , and (c) y3 and y4
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