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Depression and Bipolar Disorder
- Poppy Richards
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1 The Canadian Mental Health Association (CMHA) is a nation-wide, charitable organization that promotes the mental health of all and supports the resilience and recovery of people experiencing mental illness. For more information about the CMHA and our services, please go to Depression and Bipolar Disorder Mood disorders are conditions that cause people to feel intense, prolonged emotions that negatively affect their mental well-being, physical health, relationships and behaviour. Al percent of Canadians experience a mood disorder at some point in their life. Bipolar manic depression, is the other major type of mood disorder. A person diagnose disorder experiences alternating emotional swings that run from extreme lows. These episodes may have nothing to do with any particular eve spontaneously occur independent of any trigger. About one percen manic depression. It usually presents in adolescence or early a omen equally.mood disorders are conditions that cause p ions that negatively affect their mental well-being r. Almost ten percent of Canadians exper er, or manic depression, is the o polar disorder experienc
2 Mood Disorders Mood disorders are conditions that cause people to feel intense, prolonged emotions that negatively affect their mental well-being, physical health, relationships and behaviour. Almost 10 per cent of Canadians experience a mood disorder at some point in their lives. While we can all have brief episodes of highs and lows, we generally do not experience extreme, extended swings in our emotions. An internal sense of control tends to moderate big mood swings and stabilize our ups and downs. For those with a depressive mood disorder, that sense of internal control may be missing. When a distressing event occurs such as the death of a loved one, loss of a job, an accident or illness, an overwhelming sense of helplessness and despair can arise, resulting in a major depressive disorder. Women are affected by depression twice as often as men. Bipolar disorder, or manic depression, is the other major type of mood disorder. A person diagnosed with bipolar disorder experiences alternating emotional swings that run from extreme highs to extreme lows. ese episodes may have nothing to do with any particular event in life they seem to spontaneously occur independent of any trigger. About one per cent of the population is affected by manic depression. It usually presents in adolescence or early adulthood, and affects men and women equally. In addition to depression and bipolar disorder, mood disorders also include: Post-partum depression Seasonal Affective Disorder (SAD) Dysthymia Depression with psychosis For detailed information about post-partum depression and SAD, please see our other pamphlets on these topics. 1 2
3 Depression A major depressive disorder usually just called depression is different than the blues. Someone experiencing depression is grappling with feelings of severe despair over an extended period of time. Almost every aspect of their life can be affected, including their emotions, physical health, relationships and work. For people with depression, it does not feel like there is a light at the end of the tunnel there is just a long, dark tunnel. Symptoms of Depression If you (or someone you know) have some of the following signs for more than several weeks, you may be experiencing a depressive illness. Symptoms include: Loss of interest and a lack of pleasure in activities, including sex Withdrawal from social situations Ongoing feelings of sadness, anxiety, worthlessness, hopelessness, guilt Changes in appetite, or an unexplained fluctuation in weight Lack of energy, complaints of fatigue Sleep disturbances (insomnia or excessive sleeping) Loss of focus, decreased concentration, forgetfulness Complaints of physical ill health with no identifiable cause oughts of suicide Some people have a mood disorder known as dysthymia. Dysthymia is a long-term condition which causes a mild, ongoing depression that can last for at least two years. Someone experiencing dysthymia tends to have symptoms that are less severe than that of someone with a major depressive illness, however they still have trouble coping with their day-to-day functions because of their disorder. At the other extreme, some people can experience what is known as a psychotic depression, where delusions or hallucinations occur in addition to the symptoms listed above. Depression in Disguise Sometimes people who are depressed don t show signs that are considered typical. For example, men may have extended periods of irritability or anger rather than sadness. These symptoms don t come across as depression, making diagnosis more difficult. Children who are depressed may complain of sickness, avoid school or be extremely reluctant to leave a parent. They may come across as angry, uncooperative or anti-social. 3 4
4 Unfortunately it can be difficult to separate a child s clinical depression from a phase and parents might consider the behaviour to be normal. On the flip side, society often regards depression in older adults as normal ; this cannot be further from the truth. It is not normal for older adults to have ongoing feelings of grief and hopelessness. Bipolar Disorder In addition to feelings of depression, someone with bipolar disorder also has episodes of mania. When people are experiencing manic periods, they exhibit symptoms that include: Extreme optimism, euphoria and feelings of grandeur Rapid, racing thoughts and hyperactivity A decreased need for sleep Increased irritability Impulsiveness and possibly reckless behaviour Causes of Depression and Bipolar Disorder A combination of factors can make a person more susceptible to depression. ese include a physical illness; certain medications; stress; biochemical imbalances in the brain, hormones or immune system; and a pre-disposition towards a negative view of life. A family history also seems to contribute towards the likelihood of someone developing a clinical depression. It is not known what causes bipolar disorder although research indicates that a genetic predisposition may contribute to the condition since it tends to run in families. Substance abuse (alcohol and drugs) and stress may also contribute to its development. Treatment Just like any other disease, mental illness responds better to early identification and treatment. Depression in particular, responds very well to treatment. Both depression and bipolar disorder can be treated with psychotherapy, counseling, education and medication. Electroconvulsive therapy, or ECT, has proven to be therapeutic for those who do not respond to other treatments. Self-help groups are also very beneficial in getting and staying on the road to recovery. 5 6
5 A supportive network of family and friends is also very helpful. A depressed individual may not want the company of others, or conversely continuously wants the company of certain people. If you are a friend or family member, try to be patient and non-judgmental; listen rather than talk, and keep an open mind to their thoughts and feelings. Don t let the stigma of mental illness yours or that of others prevent you from getting the help that is required. You would not hesitate to go to your doctor for a broken leg; seeking help for depression is no different. If you or someone you know is showing signs of depression or bipolar disorder, talk with your family doctor. Prevention People can take steps that help prevent the recurrence of a mood disorder or at least, minimize its impact. Healthy lifestyles that include good nutrition and physical activity are an important element of prevention. e Canadian Mental Health Association, Ontario (CMHA Ontario) in collaboration with Mood Disorders of Canada, the Nutrition Resource Centre, York University and Trillium Ontario, have a website devoted to this topic. Go to for great tips and more information. In addition, try to maintain a balance between work and play. Family and friends, social networks and a feeling of community all help to maintain mental well-being. Avoid drinking caffeinated beverages as they tend to increase anxiety, and minimize alcohol intake as it is a depressant. Know the early signs of a recurring depression or manic episode. e sooner symptoms are identified and treatment is initiated, the better the outcome. Getting treatment early and appropriately will lessen the impact of the episode and promote faster recovery. For that reason, administer your own bibilotherapy by educating yourself on mood disorders. Go to the library and get out books, tapes and videos on the topic; attend education sessions; join a support group. You can also contact the Canadian Mental Health Association (CMHA) or other mental health agencies for more information. To find out where there is a local branch of the CMHA near you, visit e more you know, the better prepared you are to identify the early signs of depression or bipolar disorder. 7 8
6 Reach Out for Help Whether you or someone you care about, is experiencing a mood disorder such as depression or bipolar disorder, the future does not have to be bleak. Don t let fear or embarrassment stop you find out more about the help that is available in your community. You are not alone. e Canadian Mental Health Association (CMHA) is a nation-wide, charitable organization that promotes the mental health of all and supports the resilience and recovery of people experiencing mental illness. For more information about the CMHA and our services, please go to
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Christian Louboutin Ivory Dorissima Lace 100 Dentelle Pumps Size EU 35.5 (Approx. US 5.5) Regular (M, B)
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Size: EU 35.5 (Approx. US 5.5)
Price: $590.50
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Christian Louboutin Ivory Dorissima Lace 100 Dentelle Pumps
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Dorissima Lace 100 Dentelle Ivory Heels Pumps
New, with box and dust bag.
The color is ivory, looks like off-white to me. Closer to white, than to beige.
Small X marks under the heels were made in store to prevent returns.
Heel is 3.9"
Insole is 8.86"
Please note, that European designer shoes typically run smaller then US designers.
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Sun 1/27/19 - Wed 1/30/19 (4-7 days)
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subset: commoncrawl


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Saturday, November 12, 2016
Citations for cloudburst
I wanted to leave earlier because one fellow had brought jazz records, and jazz drives me up the wall, but it started raining--a real cloudburst. The skylight started leaking, and we had to put pots and pans around to catch the drips.
Thunders rolled … Then came a culminating crash--a shock whose reverberations seemed to shake land and sea alike--and on its heels a cloudburst whose drenching violence overpowered the darkened world as if the heavens themselves had opened up to pour forth a vindictive torrent.
Origin of cloudburst
Cloudburst is an Americanism whose construction is similar to, and may be a translation of, the German noun with the same meaning, Wolkenbruch. It entered English in the early 1800s.


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so yesterday was my bday and i was really surprised because my parents called me and told me that they bought me a new car. I am 20yrs old and this is my fourth car since i was 16. I know, i know spoiled..right? Yeah guess again. My first car (cost: $1200) was a 97'dodge neon and although it was in perfect condition it was a total chick car and i hated it, needless to say i wrecked it about 4 months after getting it( not at all my fault lol) so then my dad and me went to an auto auction where they lined up a bunch of old raggedy ass cars and it was just like you see on tv when they auction off farm animals. I ended up getting a 94' explorer(cost: $1250) sport which i also didnt like mainly because it didnt have AC and in gets hot as hell in texas, i ended up spending a shit load of money getting it fixed up and i had it for about a yr but when it was time to get a new inspection sticker it didnt pass because the exaust system was fucked up. Well i took it that day to get it fixed which cost me about $800 to redo the whole system and while i was there i bought all new tires since the others were pretty much down to the wires then not even a month later the headgaskets blew and i just said fuck it and my dad bought me another car. A 91' chevy blazer(cost:$900) with 230,000 miles on it and once again...no AC, the headliner was falling off and it needed new tires, brakes, and lights. Well this time it actually didnt cost that much to fix everything because we traded the explorer to the mechanic to put on the new tires i just bought for the explorer onto the blazer, his friend fixed the headliner and they did the lights and brakes plus a tune up and gave us 5 free oil changes, so i think we ended up ahead onthat deal but still no fucking AC. Well i have had that car for only a few months now and alot of shit was going wrong with it. I mean obv it would..it did have more then 150,000 miles on it then it should but then i came back home to Katy to see my family for my birthday and to go to a concert and when i was there my mom called me and said hey, do you want i car? i told her of course i do and she said good because w e just signed for one. I was really excited because when they said "signed" that had to have meant that they bought it from a dealer and sure enough they did. I know it still is kind of a girl car but yu have no idea how happy i am that i have a car that has AC, working gauges, more then 1 working speaker a headliner that doest let the shit from underneath it fly into my face and i dont have to worry about when its gonna break next. Oh yeah, its a 2007 ford focus zt4 or someshit like that btw.
So 4 cars in 4 years totaling about $15000- which is what most of the kids during high school payed for 1 car, actually it was more like 4/5 of what they payed
Now pokerwise, my bday sucked, i dont have time to post all my stats for my challenge but i will when i get back to San Antonio tomorrow. I got stacked again in HU cash on FT set over set for almost 2 1/2 buyins at .50/$1. But on stars i am actually killing the HU sngs finally, i watched the AaronBeen CR videos on HU sngs and it really has helped alot. I have played 43 $6.50 HU sngs over the last 3 days and i have a 73% win ratio.
Wednesday, May 23, 2007
Happy birthday to me...
Posted by Doomswitched at 1:17 AM
1 comment:
- Mark said...
Happy Birthday Doomswitched... keep up the fine blogging!
Cheers, Mark
- May 27, 2007 at 1:10 PM
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The House FM
The House FM
All you have to do is set up your pledge with monthly contributions through our Auto Donation program before midnight on April 30th, 2018!
Yep, it really is as simple as printing and completing the Monthly Auto Donation Enrollment Form, and mailing it to PO Box 14, Ponca City, OK 74602!
All entries, including existing monthly Auto Donation contributors, will be included in the giveaway for a 43" Sharp Ultra 4K TV, sponsored by Oral Roberts University
Please visit the general Contest Rules link for any questions. Thanks for listening & supporting this ministry!


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Windows Expert Series detailed removal guide
Windows Expert Series should be considered as a fake anti-virus program not able to protect your system. Instead of providing a helpful service in the field of virus detection and removal, this fraudware seriously contaminates and it inevitably leads to the distortion of PC function. So, do not skip reading this entry to timely identify and remove this hoax. The neglect of this virus removal maybe dangerous since it may bring other, more serious viruses to your computer.
Rogue detailed description
Windows Expert Series squeezes to your computer through the security vulnerabilities available on your workstation. Sometimes the available anti-viruses cannot protect you against threats, and in some cases users prefer not to have any anti-viruses at all. Nevertheless, Windows Expert Series attempts to mimic the features of some powerful antivirus. It runs its many fake scans of your computer and tells that your system is seriously infected. Showing tons of pop-ups and falsified scanning results it step by step brings you to the point where you will be asked by the virus to buy its fake licensed version (so-called ultimate protection). Please be advised enough not to jump at the bait of the cyber crooks and not make such a serious mistake. Remove this parasite as described in the removal guide stipulated below.Automatic and manual options are available for you.
Symptoms of PC infected with Windows Expert Series scam
You can expect the following negative consequences in the cases when Windows Expert Series is up and running on your PC:
- Unauthorized startups of the rogue each time you switch the PC on
- General system slowdown
- Possible browser redirection issues
- Permanent fake scans of you PC by Windows Expert Series malware
- Probable inability to launch legitimate security software (blockage on the part of Windows Expert Series scam)
- Probably inability to download legitimate security software (blockage on the part of Windows Expert Series fake AV)
- Offers of the rogue for you to buy its fake license that can't remove real threats.
- Increase of potential risks for your PC to be even more infected (if you fail to remove the hoax on time)
We strongly recommend you to get rid of Windows Expert Series scam with the help of legitimate and proven security tool. For example, who don't you try the assistance and powers of GridinSoft Trojan Killer? This is the application that is known all over the world for its ability to timely identify and eliminate all threats at the stage of their very birth. Below please find the guide that will teach you how to use Trojan Killer specifically for removal of Windows Expert Series malware.
Recommended solution for Windows Expert Series virus removal:
- Open your browser or "My Computer" window
- Ignore fake security notifications of Windows Expert Series rogue, its bogus warnings, popups and ads
- In the address field insert the Web address of GridinSoft Trojan Killer – https://trojan-killer.net
- Download, install, update and run Trojan Killer
- Remove all threats Trojan Killer detected (quarantime them)
- Reboot you PC to appy all changes made
What to do if you cannot run recommended software?
- Restart your computer into safe mode with networking OR
- Download Process Killer application to terminate the malicious process of Windows Expert Series rogue. The download link is https://trojan-killer.net/download/pkiller.exe
- Continue using GridinSoft Trojan Killer as described above
Recommended video tutorial at our YouTube Channel on Windows Expert Series malware removal
How to send the system image file to us for analysis.
If you still think that you PC is seriously infected with the above-mentioned rogue please send us the system image file through GridinSoft Trojan Killer's interface. Watch the video guide, please, to understand how to send the system image file to us.
Windows Expert Series automatic remover:
Windows Expert Series manual remover:
Windows Expert Series files:
Protector-[rnd].exe in %AppData% folder
Delete Windows Expert Series registry entries:
HKCU\Software\Microsoft\Windows\CurrentVersion\Run\Inspector %AppData%\Protector-[rnd].exe
HKCU\Software\Microsoft\Windows\CurrentVersion\Internet Settings\WarnOnHTTPSToHTTPRedirect 0
HKCU\Software\Microsoft\Windows\CurrentVersion\Settings\ID 4
HKCU\Software\Microsoft\Windows\CurrentVersion\Settings\UID [rnd]
HKCU\Software\Microsoft\Windows\CurrentVersion\Settings\net [date of installation]
HKLM\SOFTWARE\Microsoft\Windows\CurrentVersion\policies\system\ConsentPromptBehaviorAdmin 0
HKLM\SOFTWARE\Microsoft\Windows\CurrentVersion\policies\system\ConsentPromptBehaviorUser 0
HKLM\SOFTWARE\Microsoft\Windows\CurrentVersion\policies\system\EnableLUA 0
HKLM\SOFTWARE\Microsoft\Windows NT\CurrentVersion\Image File Execution Options\AAWTray.exe
HKLM\SOFTWARE\Microsoft\Windows NT\CurrentVersion\Image File Execution Options\AAWTray.exe\Debugger svchost.exe
HKLM\SOFTWARE\Microsoft\Windows NT\CurrentVersion\Image File Execution Options\AVCare.exe
HKLM\SOFTWARE\Microsoft\Windows NT\CurrentVersion\Image File Execution Options\AVCare.exe\Debugger svchost.exe
HKLM\SOFTWARE\Microsoft\Windows NT\CurrentVersion\Image File Execution Options\AVENGINE.EXE
HKLM\SOFTWARE\Microsoft\Windows NT\CurrentVersion\Image File Execution Options\AVENGINE.EXE\Debugger svchost.exe


text: Verkoper: cosmesearch (10.634) 99.2%, Objectlocatie: Solana Beach, California, Verzending naar: Worldwide, Objectnummer: 171686567225 Lifts and tightens sagging skin instantlyEliminates wrinkles from your face and eye areaEach kit comes with 12 Pre-Assembled Face and Eye LiftsEach piece contains medical grade, breathable, hypoallergenic tapeEasy to apply, lasts all day Our Guarantee: The most effective facelift product you've ever used or your money back. Try this simple self-test: Looking in a mirror, place index fingers in front of your ears, and thumbs at the end of your jaw, then push skin upward and back. Do you like what you see? That is what Secret Lift Pro will do for you. Cosmetic surgery results without the pain and expense. Secret Lift Pro is simple to use, and you will get guaranteed results. You will look years younger instantly and feel great. Secret Lift Pro will take years off your appearance in just a few minutes. Not only will you look younger, but you will also feel great. This face and neck lift system will lift sagging skin, eliminate wrinkles from your face and eye area. No one will know your secret! Secret Lift Pro is the solution. After extensive testing, CosmeSearch, Inc. has developed a simple hand made device which is highly effective, easy to use, and unnoticeable. It is ideal to use for special occasions, weddings, reunions, modeling, picture taking, travel, etc. Each kit comes with 12 Pre-Assembled Neck and Jaw Lifts with medical grade, breathable, hypoallergenic tape. For best results and proper application, make sure that the area the tapes adhere to is clean and free of oil and makeup. For an instructional video go to secretlift.com. International Buyers – Please Note: Import duties, taxes, and charges are not included in the item price or shipping cost. These charges are the buyer's responsibility.Please check with your country's customs office to determine what these additional costs will be prior to bidding or buying. Condition: New, Type: Face and Eye Lifting Bands and Tapes, Features: Hypoallergenic, Brand: CosmeSearch, Inc., Target Area: Face and Eyes, Skin Type: All Skin Types


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I have already heard numerous rumors about Samsung's upcoming A devices – the A3, A5, and A7. Designed in a similar chamfered-metal-frame language like the recently released samsung Galaxy Alpha, the 3 new phones are expected to bring their place mainly inside the mid-range sector, using the lowest-specced A3 to sport a (rumors beyond this point) 1.2 Ghz Snapdragon 410, 1 GB of RAM, along with a 540x960 resolution on the 4. 5 " screen ; the A5 – a similar Snapdragon 410, a 720x1280 resolution, along with a 5 " screen ; and also the A7 is predicted to become the biggest handset – having a 5. 2 " display, sporting a 1080x1920 resolution, 2 GB RAM, along with a 1. 5 Ghz Snapdragon 615 SoC.
The new phones will surely be striking the markets in China in early November and also the main mission in case the A series is to bring back many of the positions that Samsung lost to Xiaomi once the latter took the China market by storm earlier right now, offering top-specced devices at really low price points.
Its said that Samsung will surely be pricing the A phones between $350 and $500, which remains a little more than what Xiaomi sells its flagship Mi4 for. If so, it may be curious to discover in case the midrange A phones can sway some attention in his or her direction, only for being 64-bit phones.
There's yet no word on plans for worldwide launch of Sammy's new midrangers. If these folks were conceived as soldiers inside the battle against Xiaomi, Samsung might not even be intending on spreading them worldwide. We will just have to wait patiently and find out.


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I have a slight stroller addiction…. there are so many strollers out in my garage that I could use a different one every day of the week and still have some left over. And so if another one showed up at our house my hubby just might flip a lid, hehe. So since I can't enter to win this awesome Eddie Bauer Trail Hiker 3-Wheel Travel System perhaps one of my awesome readers will!
A bit about the travel system…
Choose your own path with the Eddie Bauer Trail Hiker 3-Wheel Travel System. The 3-wheel design provides superior maneuverability around tight corners that will get you and your little adventurer around easily.
This travel system also features our Top Rated infant car seat with Side Impact Protection and an extended use range of 4-35 pounds for a safer and more comfortable ride, whether in your car or attached to the stroller for a walk in the great outdoors.
3-wheel design for superior maneuverability
Adjustable handle
Parent Assist tray with two cup holders and covered storage
Child tray with cup holder
Multi-position seat recline
Large storage basket
2-section adjustable canopy
5-point harness
One hand fold and stand
Accommodates child up to 50 pounds
Infant Car Seat
Rear-facing: 4-35 pounds and up to 32″
Side Impact Protection
Removable infant head support
Adjustable, stay-in-car base
QuickClick™ attaches car seat to stroller with one click
Easy-to-read level indicator for quick and simple installation
LATCH equipped
Meets or exceeds Federal Safety Standards
And guess what? 3 lucky readers are going to win their own!


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Looking at homes for sale when you're considering buying a new home is so exciting. You go online, you flip through local catalogs. Can you simply find and buy a home yourself? Sure. It's tempting to forgo the extra help. In fact, only 14% of people contacted a real estate agent as their first step in the home buying process, while a whopping 42% first searched solo for homes for sale online. Do you want a realtor backing you up, especially if you want the ideal location and best amenities? Yes, 100%. Here are some secret perks to having a realtor during your house hunt.
They Have Connections
Interested in those new luxury townhomes? Can't find a 'for sale' sign anywhere in the ultra-desirable location a couple towns over? Realtors have connections that give them leads on good homes you can't find just anywhere online. An expert in your local search will help you an astronomical amount. Let the realtor use their in-depth knowledge of the local market to be your guide in finding the real-world equivalent of your dream home.
They Know How To Haggle
You might not know that the leaky garage could easily knock a couple thousand off your desired home's list price — but your real estate agent does. Realtors can haggle like nobody's business and get you a more satisfying sale.
They Help You Understand Paperwork and Negotiate Lending
Who doesn't wish they understood their mortgage and other legalese better? While most real estate agents aren't lawyers, they're very knowledgeable about the common kinds of paperwork and agreements you sign going into a new home sale. Ideally, you, your realtor, and your lender are all working together during the buying period as well. Your realtor's involvement can help you stay on top of the often-confusing process of getting a loan or mortgage, with no lost paperwork or misunderstandings.
They Mediate
Are you and your partner or other housemates having a difficult time agreeing on new homes and features you want? Is your ideal neighborhood a nightmare to your future housemates? Disagreeing on paint colors, even? Realtors casually act as a neutral third party to give you some perspective on the potential of a house for sale.
In short, you definitely want a realtor to keep your home-buying experience low-stress and successful. There's a reason they're trained and licensed — it's a difficult job!


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Dixie Peach - Hold On To Your Man / Tonight Is The Night 12'' [1987 Y&D Original Pressing]
To make up for my sillier posts, here's a nice crucial little piece of UK murderation by Jah Tubby. Instantly recognizable riddim styles and on point singing... can't get better than this! JT, not to be confused with Jamaica's King Tubby, had a stable of young singers and deejays to rip up the unique digi sound coming from England in the 80's, and Dixie Peach was one of the best. Side AA is obviously the hit here, though Hold On is also a sweet piece of love a dub. Not sure why, but it seemed to be a common gimmick in dancehall circles to put a cheesier tune on the first side of a 12'' release, only to save the banger for last. Both tunes have the versions included here fyi.


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Does FHA have a disaster loan program? The short answer is yes, and it is quite different than a standard FHA forward mortgage. The FHA 203(h) loan is available as a new purchase mortgage or a refinance loan.
In this case "new purchase" may lead some to believe you are only allowed to buy a new home with an FHA 203(h), but the reality is that you can use the 203(h) to rehab an existing damaged home, or purchase a replacement home.
FHA 203(h) Disaster Loans: Unique Requirements
FHA 203(h) disaster loans are only approved for those who are in federally-declared disaster areas. You cannot be approved for an FHA 203K(h) mortgage if you are not in a one of the official presidentially-declared federal disaster areas.
You can check the status of a city or county at the FEMA official site to see whether a declaration has been made for that specific area.
FHA 203(h) loans generally feature no FHA-required down payment. You will need to discuss your specific circumstances with a loan officer to see what is possible based on your circumstances.
Borrowers must have a minimum credit score of 500, according to FHA loan rules. Lender standards may also apply.
Among the unique requirements for these FHA loans, there's also a time constraint. According to HUD 4000.1, "The FHA case number must be assigned within one year of the date the PDMDA is declared, unless an additional period of eligibility is provided".
FHA Disaster Loan Requirements For Residences
FHA loan rules do not prevent a borrower from applying to borrower under the 203(h) program if the property they previously lived in was a rental unit. Consider these instructions to the lender found on page 397 of HUD 4000.1:
"The previous residence (owned or rented) must have been located in a (federal disaster area) and destroyed or damaged to such an extent that reconstruction or replacement is necessary. A list of the specified affected counties and cities and corresponding disaster declarations are provided by the Federal Emergency Management Agency (FEMA). The purchased or reconstructed Property must be a Single Family Property or a unit in an FHA-approved Condominium Project."
FHA loan rules permit the borrower to purchase or rehab properties with as many as four units. However, the borrower MUST be an owner/occupier. Occupancy is a condition of loan approval.


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Curious about Detroit's premier Art & Design middle/high school? Join us for an Open House on February 11th from 5:30 to 7:00 pm. 485 W. Milwaukee St. in the A. Alfred Taubman Center for Design Education, Detroit 48202.
We're currently accepting applications in grades 6-11 for the 2015-2016 school year. We will also have available applications and information about Henry Ford Academy: Elementary School, which is accepting applications for new students in grades K-5.
Questions? Call Ms. Burris at 313-244-5861.
News & Info >


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Easy Peasy Pasta Bake
First off let me (not) apologise for this being the first recipe I've posted that hasn't been made completely from scratch.
It's nearing the end of the month and everyone getting student finance is starting to feel the pinch, me included. So, in terms of dinner, I would rather use the rations in the cupboard and spend a few quid on fresh fruit and veg than live off of knock-off super noodles for the next week..
The fact that tonights meal cost probably under two quid also makes the fact that I splashed out on this today (sorry mum) a teensie wee tiny bit better.
Look at it. Ahhhhhhhh. I am so excited. AND it's totally and completely justifiable by the fact that it is waterproof and err.. shiny. Plus, I handed in my last first year uni assignment today (scary) so I deserve a treat.. going to stop now, but at least you all know I have my priorities in order.
No regrets.
So this recipe is even easier than normal, but with a few simple and cheap updates it can be and was really really tasty.
The sauce I used was a cheap tomato and bacon pasta bake sauce, from Aldi (I think). To which I added;
- One chopped pepper
- Half of a chopped (large) onion
- A few handfuls of grated cheddar
- Three rashers of bacon
- Two slices of bread, grated into breadcrumbs
- A tablespoon of olive oil
- Pasta
- Sauce
1. The first thing you want to do is grill your bacon. Put it on a wire rack in a baking tray under the grill and turn after about seven mins. Cook it to your preference. Personally, I like mine nearly cremated so I cook it until crispy and then crumble it to make a crispy bacon topping. If you like it less well done, you can mix it through before you bake the dish and if you are veggie or just don't like bacon, mushrooms or tuna would work just as well. The beauty of a dish like this is that you can pretty much chuck in anything you fancy, or have kicking about.
2. Soften the onion and pepper in the oil until the onion has gone ever so slightly translucent. They will cook more during the baking, so you don't want them browning.
3. While your doing this, boil your pasta. You can make more than you and whoever you are eating with will eat tonight and have it the next day for lunch. It won't even need reheated.
4. When the pasta is cooked, and your bacon is done, pour the pasta into a large baking dish. Mix the peppers and onions through and then the jar of sauce and a few handfuls of cheese. Once it's mixed well, you can cover it in more cheese, then your crispy bacon and breadcrumbs. A good alternative to breadcrumbs if you're feeling really lazy are ready salted crisps, my mum puts them on her pasta bakes all the time and it's delicious.
5. Finally, put it in your oven at about 150-200 centigrade for a fan oven. It will take about ten, fifteen minutes to bake through, or just wait until the cheese on top is melted and golden and it's bubbling and piping hot.
Done! Told you it was easy. Granted, I used a pre-prepared sauce but hey, I'm willing to bet that even Nigella whips one out now and again on a lazy day. If you want to make your own sauce it's easy enough and I will probably post a recipe in the future, but this meal is perfectly tasty, filling and most importantly, cheap.
Now, lets all just take one last look at how glorious this is before I go..


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This item has been discontinued and we do not expect it to be offered again.
We cook fine Indian cashews in peanut oil. India provides the perfect balance of nature for the world's finest cashew harvest. And naturally, we process these handpicked nuts with the utmost care. Crisp, firm, meaty, Indian cashews are always the connoisseur's choice. This is a 22 oz can of The Peanut Shop of Williamsburg Cashews.
Contact our Minneapolis-based Customer Service


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Innovative Residual Waste Framework to Save Welsh Councils Money
Pembrokeshire and Ceredigion County Councils have become the first Welsh local authorities to let contracts under an innovative waste framework agreement developed with Eunomia Research & Consulting. Both councils are set to make annual savings in excess of £350,000.
Under the framework, which is run by Pembrokeshire Council with support from Eunomia, the councils can buy waste disposal services from one of seven suppliers, consisting of two UK and five export solutions. The framework agreement is now available to all other councils in Wales and Pembrokeshire Council has already had enquiries from a number of other authorities.
The two new contracts are with Potters Waste Management. Waste will be processed at sites at Pembroke Port and in Lampeter, to remove recyclable materials. The waste will then be shredded, baled and wrapped at Pembroke Port to create a Refuse Derived Fuel (RDF) which can then be shipped overseas. The contract, which is expected to create 11 jobs at Pembroke Dock and in local haulage, will commence on 1st March 2015 and it is expected that the first shipment will take place at the beginning of June.
The RDF will be exported to Sweden for use in a high efficiency power station, which produces both electricity and heat for local households. Using the excess capacity in Swedish incinerators makes it a low-cost treatment option, while the combined heat and power technology employed enables far more energy to be extracted from the waste compared with most UK incinerators, making this both a green and economical solution.
The framework responds to the financial and performance pressures faced by local authorities in Wales regarding the management of their municipal waste. Authorities now pay landfill tax of £80 per tonne, and are striving to meet challenging statutory recycling targets.
Eunomia Director Joe Papineschi, who leads the project, said,
"Local authorities in Wales have significant challenges to meet on shrinking budgets. Using the framework agreement simplifies the process of tendering for residual waste treatment, and makes some very competitive prices available both from UK and overseas facilities. There are real opportunities for councils in Wales to quickly and cheaply access very high quality facilities."
Richard Brown, Pembrokeshire Head of Environment and Civil Contingencies, said the contract provided an opportunity for achieving cost savings for the County Council while also creating jobs and boosting recycling rates, adding,
"It provides a flexible, low-risk, value-for-money approach that enables us to divert waste from landfill in the short term, but avoids committing too much waste to incineration in the long term as recycling rates escalate."
Councillor Alun Williams, Ceredigion County Council's portfolio holder for Waste and Recycling said,
"Ceredigion is always keen to work together with our neighbouring councils and we're very happy to be doing so with Pembrokeshire on this occasion, thereby saving money for both councils."
Authorities interested in finding out more about the framework should contact Dan John at Pembrokeshire County Council.


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Internet Win of the Day: April 17
Just something I thought was awesome for reals …
I wish I had a joke about this or something more articulate to say, but the Senate just sucks.
— Liz Meriwether (@lizmeriwether) April 17, 2013
If the creator of New Girl is at a loss for words, you know it's bad.
This is the first Internet Win of the Day for Liz (@lizmeriwether), so her career should really take off any time now. We actually went to the same high school, only she was a couple of years behind me, meaning I should probably give up the whole "writing" thing and look into accounting or something.


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Puerto Vallarta, Mexico: Well attended, it was held the 43rd Annual Conference of the International Association of Marine Mammal Trainers (IMATA), where Dolphin Discovery, the largest family of interactive programs with dolphins in the world, sent 6 experts to represent us. The event was held in Nassau Bahamas from September 27 to October 3 and brought together about 400 people including businessmen, veterinarians, biologists and specialists in the field.
Dolphin Discovery's participation took place to present our breeding program "Miracle" and innovative techniques in the care of newborn calves; and a poster with information about the youngest baby manatee named Claudia, who was born in the facilities of Puerto Aventuras dolphinarium , where she currently resides.
It is thanks to this knowledge that Dolphin Discovery was awarded the First Place Award for Husbandry Training. For a case where the department specialists and veterinarians from Puerto Aventuras invested more than 8,000 hours of observation and special care for raising a brood of 76 who have successfully been born at Dolphin Discovery within the last 13 years.
There were given 2 certifications to Playa del Carmen and Vallarta-Nayarit dolphinariums, making a total of 12 locations certified by this institution, ensuring the highest standards in animal training world; Dolphin Discovery becomes the institution that has the most IMATA accreditations in the world.
The Professional Achievement Award "Sony Allen" was given to Mike Wood, partner and founder of Dolphin Discovery with 40 years dedicated to marine mammals; He has been involved in over 45 international presentations and received 17 international awards. The award honors a person who has proven a dedication to the field of marine mammal science, training and service for IMATA. In the 45 years of existence IMATA, only 10 people have been awarded this prize, which is the most prestigious in the panorama of training and caring for marine mammals.
"We were very well represented with our Marine Mammal Specialists manager, our Director of Coaching Certification program ABC, Shelly Wood and Mike Wood, one of the founders of the group" said Edgar Urbina, Director of Animal Care and Mammals Marine Specialists from Dolphin Discovery Group. "Being a leader internationally in training techniques and animal care recognized by IMATA makes us proud," he said.
In a distinctive aside, the work of Alex Mata, Marine Mammal Specialist Manager at Dolphin Discovery with Manuel Garduño was recognized as Secretary and Board Member IMATA respectively, for the last three years of service to this international organization comprising 1700 individuals worldwide.
As an international congress, Dolphin Discovery stands out as the only Mexican company with the most awards from IMATA: in the last 13 consecutive years we have participated, made 39 presentations and 18 awards received on issues such as training, animal care, education, conservation, among others.
The 47th edition of the International Conference 2017 will be held in Dolphin Discovery Riviera Maya, where we will have the opportunity to serve as host to the headquarters.
Amusement Parks News Bureau: firstname.lastname@example.com


text:
Mahindra Lifespaces and State Bank of India sign MoU
Partnership to offer customers a platform for quicker and convenient financing of home purchases
Mumbai, 8th February, 2017 - Mahindra Lifespace Developers Limited (MLDL), the real estate and infrastructure development arm of the Mahindra Group, today announced a partnership with State Bank of India (SBI) for the establishment of a market-focused platform that will provide information and bespoke home buying solutions for customers across India. As part of the Memorandum of Understanding (MoU) signed, the two companies will collaborate to provide exclusive home ownership solutions for customers serviced by each other.
Commenting on the occasion, Anita Arjundas, Managing Director, Mahindra Lifespace Developers Ltd., said, "Both Mahindra Lifespaces and State Bank of India invoke a strong association with trust and transparency among home buyers across India. Our tie-up with State Bank of India will bolster our ongoing efforts to ease the home buying process for our customers, and is closely aligned to SBI's mission to create products and services that will help intending home buyers achieve their goals."
M.G. Vaijinath, Chief General Manager (Real Estate & Housing Business), State Bank of India, added, "SBI & Mahindra Life Spaces have come together to give a unique platform to harness the synergies of two well-known brands. This MoU will provide a structured platform for information sharing, promotional campaigns and project specific tie-ups, which will help in creating higher value for customers."
About Mahindra Lifespace Developers Limited
Mahindra Lifespace Developers Ltd., the real estate and infrastructure development business of the Mahindra Group, is a leader and pioneer in sustainable urban development, through the creation of residential and integrated large format developments across multiple city-clusters – Mumbai Metropolitan Region (Mumbai, Thane, Palghar, Alibaug and Boisar), Pune, Nagpur, Ahmedabad, Nashik, the National Capital Region (New Delhi, Gurgaon and Faridabad), Jaipur, Hyderabad, Bengaluru and Chennai. As of December 31st, 2016, the Company's residential & commercial development footprint includes 1.22 million sq.m. (13.15 million sq ft) of completed projects and 0.89 million sq. m. (9.61 million sq. ft.) of ongoing and forthcoming projects.
The Company believes that it has pioneered the concept of an integrated business city through 'Mahindra World City' developments in Chennai and Jaipur; built on the philosophy of 'Livelihood-Living-Life', these developments span over 4000 acres, house over 130 global and Indian companies and serve to drive economic growth and community development. In addition, Mahindra Lifespaces enables access to quality housing at affordable prices via its brand 'Happinest'. Mahindra Lifespaces is the first Indian real estate company to have voluntarily released its triple bottom-line focused, externally assured Sustainability Report based on the GRI (Global Reporting Initiative) framework. In 2016, Mahindra Lifespaces has been ranked 28th amongst the 'Top 100 companies in Asia' in the 2016 Channel News Asia Sustainability ranking.www.mahindralifespaces.com
About Mahindra
The Mahindra Group is a USD 17.8 billion federation of companies that enables people to rise through innovative mobility solutions, driving rural prosperity, enhancing urban living, nurturing new businesses and fostering communities. It has a leadership position in utility vehicles, information technology, financial services and vacation ownership in India and is the world's largest tractor company, by volume. It also enjoys a strong presence in agribusiness, components, commercial vehicles, consulting services, energy, industrial equipment, logistics, real estate, steel, aerospace, defence and two wheelers. Headquartered in India, Mahindra employs over 200,000 people across 100 countries.
Learn more about Mahindra on www.mahindra.com / Twitter and Facebook: @MahindraRise
Our Social Media Channels: Twitter - https://twitter.com/MahindraRise Facebook - https://www.facebook.com/MahindraRise
For further enquiries, please contact
Pramuch Goel,
General Manager, Group Communications
Mahindra Group
Tel: +9122 24905943
Email: firstname.lastname@example.com
About State Bank of India
State Bank of India has been the 'Preferred & Largest Home Loan Provider' to over 3 million satisfied home loan customers, and has the largest home loan portfolio amongst all banks in the country. 'SBI Home Loans' carry the legacy of State Bank of India, which includes trust, transparency and putting the consumer's interest as paramount.
Other Key Releases
Shaping the future
From solar lamps and water jugs and even prosthetic limbs, 3D printing has the potential to drive positive change in the lives of people everywhere. The Mahindra Group has now designed and implemented a pilot project to bring its benefits to semi-urban and rural India.
Back at it!
2016 has gone down in history as Mahindra Racing's most successful Moto3™ World Championship campaign to date. Goals were achieved and surpassed, causing the bar to constantly raise as the season progressed.
Reinventing supply chain
Mahindra partners with IBM to develop cloud-based Block Chain application, one of the first projects of its kind in India outside of traditional banking.


text:
Man Settles Case for Trip and Fall Which Occurred at a Department of Sanitation Garage
November 29th, 2017
A.H., a Department of Sanitation employee living in Staten Island, suffered back injuries following a fall at a Department of Sanitation garage. A.H. was coming back from fueling his truck, when he was tripped up by a section of the garage which had a defective floor.
Following his fall, A.H. was put into contact with Hill & Moin and the attorneys were happy to help him with his claim for his past and future pain and suffering for his back injuries. Since New York City Sanitation workers are not covered by Workers' Compensation, they may proceed against the municipality, the City of New York and the New York Department of Sanitation for compensation for injuries suffered on the job.
Within a year, the attorneys at Hill & Moin were able to settle A.H.'s case and present him with the money he deserved for his pain and suffering. "I found my experience with Hill & Moin to be extremely satisfying. Especially how quickly they were able to resolve my case." – A.H.
Tags: back injury, Hill & Moin, Hill & Moin LLP, New York accident lawyers, New York personal injury attorneys, New York personal injury lawyers, New York slip and fall attorneys, new york slip and fall injury, New York slip and fall lawyers, New York trip and fall attorneys, New York Trip and Fall Injury, New York trip and fall lawyers, New York workplace accident attorneys, New York workplace accident lawyers, NY accident attorneys, NY accident lawyers, pedestrian accident, slip & fall, slip and fall, trip and fall, unsafe obstruction
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Former NC teaching assistant found guilty of assaulting handicapped student
PITT COUNTY, N.C. — A former Pitt County teaching assistant has been found guilty of assaulting a handicapped student.
According to WCTI, jurors found Cherry Tillery Taylor guilty of three counts of assault on a handicapped person.
Cherry was then sentenced to serve 150 days in jail.
Taylor was working as a teaching assistant at Elmhurst Elementary School in Greenville when she was arrested on Nov. 14, 2013.
It was reported that Taylor choked a handicapped student, punched the student in the stomach and kicked him in his side. She then reportedly took the student's own fist and made him punch himself several times, causing his nose to bleed.
School officials suspended Taylor without pay after the incident. She had worked as a teaching assistant at J.H. Rose High School from Jan. 29, 2007 to Aug. 20, 2012.
Source: WCTI


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For discussion of Electric Universe and Plasma Cosmology. The ideas and opinions expressed on this forum do not necessarily reflect those of T-Bolts Group Inc or The Thunderbolts Project(TM)
pavlink wrote:A Simple Experiment
Proves π = 4
with video link
If that were the case the friction would be cumulative and would slow the ball progressivley over the duration of the curving balls motion and therefore each meter on the straight run would not correspond with each quarter mark on the curved run.jacmac wrote:I don't know about the math, but the ball in the curved tube is being slowed down by the curve compared to the ball in the straight line tube.
MilesSucksWithMaths wrote:Let us say points A and B are on a circle, and you wish to travel from A to B. It seems like the simplest
thing to do would be to take the path c , since it is the most direct. You just cut straight across on the
hypotenuse. In fact, that is what the ancient Greeks assumed, and their original assumption has skewed
this problem ever since. It is still the assumption today. Mainstream physicists and mathematicians
still assume the circle is composed of a lot of little c-paths. They make the c -paths very tiny and then sum them, giving them the circumference of the circle. But what I have shown is that they have
cheated. You can't take the path c , because it doesn't correctly represent the forward motion and the
sideways motion we just talked about. Obviously, the path a
represents the forward motion and the path b represents the sideways motion. Therefore, no matter how tiny you make that triangle, you have to keep the a and b paths
You will say, "C'mon, that can't be right! I can draw that triangle on the ground, and I can always walk
that c -path. There is nothing stopping me." True, but if you are walking that
c -path, you aren't walking a curve, are you? You are walking a straight line. And if you combine a lot of those
c -paths to try to create a circle, you aren't really creating a circle. You are creating a polygon. Even if you make your circle out of thousands of those c -paths, in each little triangle you are still cutting the corner. If you cut
the corner, you aren't representing forward motion and sideways motion at the same time in your fake
circle. So it isn't really a circle. You are not creating real circular motion
. You will say, "Even so, if I make those c -paths tiny enough, I will still get the right number for the
circumference of the circle. Everyone knows that." In this case, what everyone "knows" is wrong. In
fact, if you cut all the corners in each little triangle, you end up getting a number for the circumference
that is way too small. It is 21% too small, which is a lot. It isn't a marginal error, it is huge miss.
A Simple Experiment
Proves π = 4
with video link
Newton's provides the diagram below, where AB is the chord, AD is the tangent and ACB is the arc. He tells us that if we let B approach A, the angle BAD must ultimately vanish. In modern language, he is telling us that the angle goes to zero at the limit.
Zyxzevn wrote. This Pi does not change whatever maths or tricks you do with it.
The ball in the circle simply goes to the outside edge of the track,
making its path longer.
And it slows down a bit. It must so, because
the change in direction causes the rotation to be different from
the track's direction.
Zyxzevn wrote. But we can tweek it by changing the length of the circular track.
By making it smaller we can make Pi seem to be 2, or by making
it longer we can make Pi seem to be 4.
LongtimeAirman wrote:.
Airman. The ball in the circular loop does move slower than the ball in the straight section. Your guess about a possible rotation slowing the circular path ball is interesting. The important thing is that your idea is verifiable
Zyxzevn Wrote:
The speed of the ball is very important in the experiment.
In the video it seems to slow down quite a bit in the curved path.
It does not seem able to go a second turn, while the straight ball has almost no loss of speed.
I'm glad to help.
The static physical length of a curve based on standard Pi does not equal the distance traveled by an object moving along that curve.
We can therefore ignore drag as a factor.
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Phelps Dodge
All good stuff, so why is the stock getting punished in Thursday's trade? Today, China announced it is increasing its interest rate for one-year loans by 0.27%, to 5.58%, in an effort to slow growth slightly. This is its first rate hike in nine years. Phelps Dodge has five offices in Asia and sells a lot of copper and aluminum in the region. Part of the run-up in the price of Phelps Dodge has been due to perceived and real demand coming from Asia for all industrial metals.
Swift, sharp reactions like the one we are seeing today are not new to Phelps Dodge's stock.
Over the last 30 years, the stock has had some sickeningly harsh drops in price. Investors who own the stock should keep this in mind. Since 1971, there have been 26 different times that the stock has had a 25% or greater price correction. As you might imagine, with all of that famine has been plenty of feast. Depending on your preference, the stock either has tripled over the last two years or is up 50% in the last six months. Going simply by the chart (which isn't generally what a Fool would do), now would not seem like a safe time to buy.
Well, what about all that demand from China? The stock could go much higher, but at this point in the cycle you are taking on too much risk by investing, at least in my mind. Historically, the best time to buy copper or copper stocks has been at the beginning of an economic recovery; that's why Phelps Dodge had such a great 2003. Copper demand increases in anticipation of increased production, an early cycle event.
Successful investing requires knowing the wrong moves as well as the right ones. And if you ask me, late in a recovery is the wrong time to buy copper.
Fool contributor Roger Nusbaum is an investment manager and wildland firefighter in Prescott, Ariz. At press time, neither he nor his clients owned any of the stocks mentioned . Most importantly, he is a lifelong Red Sox fan who is finally having his day.


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You may have an exciting and innovative research project that you want funded. Don't let the writing sidetrack your proposal reviewers. These grant writing tips will let your writing style and format enhance your proposal.
A technical report is informative. In a grant proposal, you are marketing yourself and your research ideas. You want the proposal reviewers to believe that your project is worth funding. Make it clear how your research work is innovative and exciting, and how it builds on previous work.
Your proposal should sound enthusiastic but not overwhelming. Use transitions between paragraphs to keep your readers' attention. Topic sentences will let reviewers know the main ideas of each paragraph. Pay special attention to preparing your abstract or summary. Reviewers should have a clear sense of your project's significance simply by reading the abstract.
When a group prepares a grant proposal, the writing style may vary from section to section. Before you begin the writing process, try to get agreement on writing style fundamentals. For example, will you all write in the first person using "we"? Before submitting the proposal, take the time to have an editor or a member of the proposal team go through the entire proposal to make it sound like one voice.
As you write, beware of switching verb tenses needlessly. Also be consistent in your use of terms, numbers, and the like. I have seen investigators write "2 methods" in one sentence and "six criteria" in the next.
Define acronyms and abbreviations at the beginning of the proposal, even common ones you think everyone would know. Some people might think scientific jargon will enhance a grant proposal, but your grant reviewers might not be familiar with certain terms. Ask a colleague in a related field to read your proposal for clarity.
You may think you have a great idea for a research project, but reviewers often have to rate grant proposals on very specific criteria. If the Request for Proposals (RFP) lists evaluation criteria, make sure that you have addressed all of those areas in your proposal. Make it easy for proposal reviewers to find your responses by using section headers that correspond to the order of the evaluation criteria.
It is also effective to use the language found in the RFP. If the RFP wants you to address monitoring of hypertension, don't talk about high blood pressure.
Put yourself in a reviewer's shoes: Does your proposal answer all the questions a reviewer might have about your project?
A misspelling here, a typo there—what's the big deal as long as the research plan is sound? Sloppy mistakes in a grant proposal can communicate a lack of attention to detail to proposal reviewers. Don't let them think that this sloppiness would carry over to your research project. Find someone not associated with the writing of the proposal to conduct a careful proofreading. Don't depend on a spellchecker; it can't tell the difference between "there" and "their."
As you proofread, pay attention to the proposal formatting requirements. There are enough horror stories floating around about the institution that didn't receive a grant because the proposal margins were too narrow. With most federal proposals now being submitted electronically, grants.gov systems now check for adherence to the formatting requirements.
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