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Historic preservation laws in many cities and states limit the right of a building owner to make changes to a building that would affect its historic character. Some restrictions may apply to just one building, while others may apply to whole neighborhoods. Historic preservation laws are not limited to old, elaborate, or famous buildings. Preservation laws have been extended to ordinary homes, in ordinary middle-class neighborhoods that are considered to have some historic or architectural significance. If you are located in a historic preservation district, you may need legal advice as to what you can or can't do on your property.
For more than 30 years, the lawyers of Sanders & Parks have handled a wide range of construction dispute and construction law matters. Our attorneys are available to serve any engineering, architectural, or other construction professional in Phoenix, Arizona, or throughout the United States. Let our experience work for you.
Thank you for contacting Sanders & Parks PC. Your message has been sent.
Call us now
or use the form below.
Construction Defects
Very few buildings are completed to absolute perfection, but not every variance in quality will be considered a defect by a court. The defects that are most often pursued are those that reduce the value of a building or that interfere with its use. AAn attorney with experience in construction law at Sanders & Parks, P.C. in Phoenix, AZ, can advise you about how to handle your construction defect claim.
Construction defects
Some common examples of construction defects include:
- Dry rot
- Water seepage/mold
- Faulty drainage
- Insect infestation
- Improper materials
- Settlement or movement
- Structural failure
- Defective plumbing
- Faulty wiring
Defective construction can result in a serious loss to the home or building owner. An experienced construction law attorney from Sanders & Parks, P.C. can pursue your claim and help recoup the losses caused by defective construction.
Environmental hazards
Some construction defects do more than affect the value of a building. Some defects can cause serious health problems for people who use or live in a building. Environmental hazards can be caused by either faulty materials or negligent construction. Faulty materials, especially those not intended for use in residential construction, may emit hazardous substances.
Faulty construction, usually in the form of improper ventilation or water seepage, can also cause environmental hazards. A common type of environmental hazard is toxic mold. Hazardous species and concentrations of mold can grow in areas that are not properly ventilated and that are exposed to moisture, either through seepage or leakage. The mold will discolor and damage porous surfaces. More importantly, mold is also a potent allergen, causing allergic reactions and health problems in many people. Young children are especially vulnerable to health problems caused by mold spores, including asthma, which has been linked to mold proliferation.
Contact a construction law attorney
Construction defects deprive property owners of the full use of their property. Defective construction is also unfair to the customer who paid for quality construction that was not received. If you believe you have a construction defect claim, contact Sanders & Parks, P.C. in Phoenix, AZ, to schedule a consultation with an experienced construction law attorney.
Copyright © 2017 FindLaw, a Thomson Reuters business
DISCLAIMER: This site and any information contained herein are intended for informational purposes only and should not be construed as legal advice. Seek competent legal counsel for advice on any legal matter.

subset: commoncrawl


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Wednesday, February 13, 2008
Is Your Arm Adjusting and Your Mortgage Going Through the Roof? – FHA to the Rescue!
ARM Loans and foreclosures seem to be the news of the day. This is a very real problem and thankfully the FHA has come up with a temporary program known as "The FHA Secure Initiative," that may give some relief.
A gentleman called me the other day about what he could do about his adjustable rate mortgage (ARM) that would soon be adjusting or in plain talk, reflecting a significant payment increase. Like so many homeowners, he did not anticipate the tightening of underwriting requirements and being stuck with his dramatic mortgage payment reset he couldn't possibly afford.(go to the articles section of www.kristinmortgage.com for more information on ARM loans). Most of us sweat when we go to the grocery store and find out we spent $250.00 on groceries instead of our budgeted $150.00. Facing a huge jump in our mortgage payment would give a large majority of us heart palpitations! This situation is difficult for those with ARM loans about to reset. To make matters worse, many of these homeowners are boxed out of conventional financing because of recent, more stringent underwriting guidelines imposed.
What can be done?
The Federal Housing Administration (FHA) has released a new initiative which enables homeowners to refinance their mortgage when faced with adjusting mortgages that they can no longer afford. The program, known as "The FHASecure Initiative," is a temporary program, and applications must be signed no later than December 31, 2008. I am going to repeat this point because it is important. An application must be signed no later than December 31, 2008. If you even think this program is something you should consider, do your homework now. Get a mortgage specialist to help you through the details of where you are today, what could happen tomorrow and what you can expect from this FHASecure Initiative program. If you do not have a mortgage specialist go to your bank, ask a friend or realtor for a name of a mortgage specialist, or call me.
The FHASecure Initiative allows lenders and homeowners to refinance mortgages which may result in delinquency once the loan is reset, or in some special circumstances, even if the loan has already become delinquent.
The mortgages in question must involve non-FHA adjustable rate mortgages where the homeowner's mortgage payment history during the 6 months prior to the reset showed no instances of late payments. If there is sufficient equity in the home, with some further strings attached, you may be able to refinance even if you're currently behind in payments. The lender must prove that with an FHA refinance, the borrower has enough income and reserves to make payments under FHA's guidelines. Still confused? Contact a mortgage specialist to help you sort through these guidelines as they apply to your situation. Remember, asking the questions is simply educating yourself and will not obligate you in anyway. It's about protecting your hard earned investment and safeguarding your credit history.
In the East Tennessee market, FHA will loan money based upon 98.75% of the appraiser's estimate of value. As well, the maximum mortgage amount allowed for a single family home in our market is $200,160 (higher for multi-family dwellings up to four units). There is no income limit for this product, and individuals with credit scores below 620 may qualify for financing. FHA will allow you to roll the first lien, and second mortgage used to purchase the home originally, closing costs, prepaid expenses, discount points, prepayment penalties, and late charges. In a nutshell, it is a fairly flexible product that might be just what the doctor ordered for some of us.
In summary, this product is an excellent solution for many of those subprime mortgages or ARM products we've heard so much about on the news. Hopefully, if you are one of those borrowers, this article can open a door for you were afraid was about to slam shut! Oh, and by the way, did I mention that the FHA Secure Initiative is a temporary program, and applications must be signed no later than December 31, 2008?
Please email your home loan financing questions to Kristin Abouelata, Mortgage Specialist, at firstname.lastname@example.com. Kristin will try to answer all questions on her website www.kristinmortgage.com. Some questions and answers may be published with future articles.
Posted by Kristin Abouelata at 8:20 PM
Labels: ARM Loan, FHA, FHASecure Initiative, home loan financing, MIG, Mortgage Investors Group, mortgage meltdown
1 comment:
- Jessica said...
Those who took the bait are in for a nasty surprise. While many Americans have started to worry about falling home prices, borrowers who jumped into so-called option ARM loans have another, more urgent problem: payments that are about to skyrocket. The option adjustable rate mortgage (ARM) as well as bad credit mortgage might be the riskiest and most complicated home loan product ever created. With its temptingly low minimum payments, the option ARM brought a whole new group of buyers into the housing market, extending the boom longer than it could have otherwise lasted, especially in the hottest markets.
- March 28, 2008 at 12:43 PM
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every week, or every fortnight, or maybe simply whenever we feel like it, we are going to share with you a little collection of things we are currently loving (in a post like this and on the sidebar above the "we like" list).
it might be a film or a song, a beautiful design, a photographers work, a new blog that we have come across, a book - just a few things that have caught our eye and made us want to show you all.
here is the first, enjoy.
letter to jane magazine - a beautiful online publication by Tim Moore
frame, crescent, eclipse - stunning bottle openers by Oji Masanori
toast travels - the new online cultural scrapbook from toast
lives of the artists - beautifully shot film directed by Ross Cairns


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Dr. Yen Nguyen is committed to fully understanding your needs and wishes for a beautiful and healthy smile, so she can work with you to create a treatment plant that suits your personal requirements.
Dr. Nguyen chose a career in dentistry, to help others achieve healthy beautiful smiles and earned her doctorate from The University of Florida (UF) College of Dentistry in 2005.
Healthcare Philosophy
Because many dental problems don't have symptoms until they are severe, Dr. Nguyen places her focus on preventive care, saving you time and money.
Dr. Nguyen loves our growing community and is involved in supporting Girl Scouts activities, charity events for veterans, Big Brother and Sister, and the Florida Donated Dental Services Program.
Dr. Scott Lampert is dedicated to providing you and your family with the quality care you deserve
Dr. Lampert is a dedicated learner, and after earning his doctorate from the UF College of Dentistry in 1997, pursued advanced training in prosthodontics and endodontics treatment options.
Beginning his career in the Dental Corps of the United States Air Force, Dr. Lampert spent 4 years of active service in Valdosta, Georgia.
Treatment Philosophy
With a focus on providing the compassion, gentleness, and comfort measures that make you feel at home, Dr. Lampert takes the time to understand your preferences and concerns.
MEET DR. Alejandro Caribas
Dr. Alejandro Caribas is a kind and compassionate Oral and Maxillofacial Surgeon with a special interest in providing dental implants to restore the form and function of your smile.
Education & Experience
After earning his doctorate and oral surgery specialty in Venezuela, Dr. Caribas practiced for 10 years in a children's hospital before moving to Florida to earn his Florida Dental License and obtain board certification in Oral Surgery and Anesthesia.
Dental Outreach
Dr. Caribas firmly believes that everyone deserves excellent dental care, so he participates in regular dental missions to the Dominican Republic helping those with facial deformities.
Dental Membership
With many professional memberships, Dr. Caribas is always on the leading edge of dental advances designed to make your dental visits more convenient and comfortable.
About Our Team
Our dedicated team of professionals takes great pride in providing our dental family with the best care and are vested in helping your family achieve a healthy smile for life. We are available 24/7 and are always willing to go the extra mile. Whether you are looking for convenient appointment times, have questions about treatment recommendations or your dental insurance, or need a refresher on your oral homecare routines, our team is always here for you.


text: With Mother's Day just around the corner we thought we would put together a quick video on how we make our Chocolate Roses. Roses are available for shipping in packs of three and specialty bouquets are available. Our Roses are made fresh in house and are available in Milk, Dark or White Chocolate.


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On April 4 2013, the ML Diversity Committee hosted Spelman College Professor of Computer and Information Sciences Jakita Thomas. Dr. Thomas discussed her recent research: "Exploring the development of computational algorithmic thinking in African-American middle-school girls." She also discussed her separate project on women's prenatal health and mobile phone information systems in Africa.
Dr. Thomas's research interests include promoting access to health care information and services for under-served populations, exploring and describing the development of computational algorithmic thinking, improving reasoning using expert cases, scientific reasoning, complex cognitive skills learning, and computer-supported collaborative learning. Prior to her current position at Spelman, Dr. Thomas was a research staff member in the service design and people and practices groups at IBM Research – Almaden in San Jose, Calif.
We were originally exposed to Dr. Thomas's work at the Grace Hopper Celebration of Women in Computing, where Dr. Thomas was on a panel about female minorities in computing.


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Photos & story by Karen Ostlund
OCTOBER 11th | ACE MUSEUM | 400 S La Brea Ave, Los Angeles, CA 90036
"Concept fashion – it's when music, art & fashion come together as one"
Concept fashion week takes place twice a year.
This season it got a new location at ACE MUSEUM at 400 s. La Brea in Los Angeles.
Concept welcomed 7 designers of runway shows, dance and creative installations.
|Mike Vensel Spring 2015
Mike Vensel's Spring 2015 collection "Alchemy" encapsulates the designer's signature elegant and sensual minimalism. Vensel mixes a dark palette of knit and woven layerables in classic, curve-hugging silhouettes with hand-painted bronze accents to produce a collection true to the designer's timeless-yet-provocative aesthetic.
|Emily Daccarett,w/models from Spring 2015 collection
Emily Daccarett wowed CONCEPT audiences with a variety of colorful and whimsical bohemian designs. Models walked the runway dressed in delicately-tailored floral-print rompers, dresses and two-piece sets, while babydoll silhouettes, sheer flowy fabrics, exposed shoulders, and vibrant pops of neon kept her Spring 2015 collection timelessly feminine and fresh.
|Aeneas Erlking Spring 2015
Aeneas Erlking's Spring 2015 presentation was curious fusion of contrasting elements, as the designer chose to clash girly traits with rugged rock and roll. Inspired by British punk-rock subculture in the late 70's and early 80's, Erlking's resortwear collection incorporates avant-garde cuts and classic punk motifs to strike the perfect balance between masculine and feminine.
|Mathiasen designs
Mathiasen Designs was established in 2013, and is an independent sportswear brand designed and manufactured in Los Angeles. The clothing is created for women who are creative, timeless and easy to wear.
Mathiasen design is easy go-to pieces with panels of cool blues, sandy dreams, and fiery blossoms. Fabrics are lightweight 'ponte de roma and printed chiffons. Inspiration comes from deserts, geo stones and water refraction.
LA based designer Cheryl Koo and her line CM2K strives to style the world through different avenues of art, music and dance..Her new line, CM2K, is the realization of apparel creations framed within her perspective of world travels and everyday experiences. From gas masks to teddy bears, the work is beyond avant-garde and an awakening message to her customer. It's an edgy street style with a cozy couture feel. Classy comfort is derived from mixing different luxury textiles, such as, leather and suede, with pleather, nylon and plastics to compliment the comfort and "wear-ability" of black cotton fleece.
CM2K designs were also featured on "Germany's Next Top Model" with Heidi Klum and worn by Nicki Minaj in Alicia Key's video, This Girl's on Fire
|Alexandrino leather and graphic design Tees Installation
|JBurgos informal fashion installation presentation


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"I'd like to learn how to manage a portfolio of software products using agile concepts. My concerns seem bigger and more complex than user stories and backlogs can handle."
Marcus is responsible for a group of closely related software products, each with its own manager. While the product teams that have started to use agile methods are performing well, he's still got big problems to deal with, including: planning across products with architectural dependencies, making and keeping commitments to sales and marketing, being responsive to existing customers, and reacting quickly to his company's inevitable strategy changes. Peter wonders if agile thinking offers some strategies he can use.
Marcus is looking forward to Johanna Rothman's talk Increase Your Capacity and Finish Projects: Manage the Project Portfolio. He will also be present at Take No Prisoners: How a Venture Capital Group Does Scrum, a session by Jeff Sutherland and Igor Altman.
Does this story sound familiar to you? Marcus is a persona, a fictional character used to focus parts of the conference. Come and meet like-minded participants at Agile 2009 Conference. And check out the top sessions at the conference for Marcus.


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Client Testimonials
Robin & Tom;
Sorry we are so slow getting this to you. We wanted to thank you again for helping us find our home. We are so happy here and know our experience wouldn't have been as good with any other Realtor. Hope all is well!
Jill & Chuck
From Long & Foster referencing Tom & Robin;
Our Realtor went above and beyond the call of duty. She was friendly, professional and very knowledgeable. I will recommend her to my family and friends.
Dan & Elly
Dear Ms. Button;
I just wanted to take a minute to let you know how exceptional Robin has been to work with. My husband and I closed on the sale of our house today. We had listed it with a preconceived idea that it would be a long and painful process. Robin was representing the buyers of the home. She was not even our agent, yet she went above and beyond every step of the way to make the entire transaction go smoother than we had imagined. She displayed a courteous attitude and seemed genuinely concerned with everyone involved in the process. We believe Robin is a great example of customer service and efficiency. We were grateful for the opportunity to work with her in such an important time in our lives.
Jamin & Gina
Dear Robin & Tom;
Once again, thanks for doing such a professional job covering my business during my absence. I always feel comfortable knowing my buyers and sellers are in good hands.


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Or do you wade in slowly, letting the water reach your hips before leaning into a steady stroke?
Or, perhaps, you prefer to combine different speeds, sprinting until you're out of breath, then slowing to a crawl before regaining your strength and sprinting again?
And when you're reading... are you conscious of the pace of the story? Are you aware when the pace picks up... or slows down? And do you notice how the author sustains the pace?
Kathe Koja, the author of Straydog, Buddha Boy, Blue Mirror, Talk, and Going Under, is a master of pacing.
In Buddha Boy, she not only draws the reader into the story by raising the stakes for the main character in chapter after chapter, but she uses a kind of breathless narrator to increase the pace when necessary.
How does Koja construct such a fast-moving pace?
Take a look at this example from a particularly gripping passage in Buddha Boy, which I finished earlier this week feeling as if I'd just come sprinting to the finish line:
I heard about it before I saw it, from John Kindel in Algebra, It was in the bathroom, man: stuck like trash in a urinal, wet and filthy and spoiled and "If I find out who's responsible," said Snell--standing arms crossed at the front of the room, his voice shaking, he was so mad--"when I find out, that person is going to be in trouble. And if you," his hard gaze like a laser, moving one by one around the Art room, "if any of you know who did this, know and don't tell, then you're just as guilty as that person. And just as cruel."Amazing, right? And how did Koja do it... keep the pace sustained so that we had to keep reading that passage? (If you didn't feel that you had to keep reading, please explain what didn't work for you, ok?)
Here's what I think. First off, a minimum number of periods. Look at the passage: not one until the fifth line. And then again at the end. Two periods for, what, maybe 120 words? You keep reading so that you can finally take a breath... but, no, you cannot take a breath until that period appears.
Of course, it's a sustained, controlled breath, not a breath that's out of control, because Koja mixes in different perspectives... the narrator's; John Kindel's (with the italicized comment: It was in the bathroom, man); and Snell's (the art teacher's) voice, with his rhythmic vocal pattern emphasized with italics, and pauses between the quotes that offer descriptions of how he looks as he's speaking.
And then, of course, there's the dramatic content of the scene itself. Something has been ruined, desecrated, to create such a disturbance. Something valuable, as it turns out, a work of art by one of the story's main characters, and we don't even get the artist's reaction here... just the reaction of his teacher and the other students in the class... as reported by Justin, the narrator, who happens to be the artist's friend... or, rather, is struggling to decide if he wants to be his friend.
Here's another example of pacing in Buddha Boy, when Justin is confronted by bullies who are upset that he's hanging around with the artist, Jinsen, and warn him not to spread rumors about what they might have done:
In the hall, digging in my locker, a minute or two before the bell and "Hey," from right behind me: McManus, hands in his pockets, head cocked to one side. "Hey, Justin."Again, Koja creates tension with dramatic content and pacing.
Lots of people, passing by; but no one saw, no one stopped. The rest of the crew--Magnur, Hooks, Winston--stood a few paces back, like dogs on a leash, a pack of dogs. Waiting.
McManus stepped closer, closing in on me. "You're not spreading any rumors," he said, "are you? Because I've been hearing some. About me. So if you have anything you want to say to me, you better say it right now."
I could hear the blood in my ears, my heartbeat, rising; I stood silent in that sound, wondering what they were going to do, if they were going to do it now or wait for later. Finally, when I didn't--wouldn't--speak, McManus said, "I hear you're hanging out with that freak Buddha Boy. I don't think that's such a good idea either."
My own voice then, low and dry, as if it came from someone else: "You hear a lot of things, don't you."
And he reached out, fast, so fast past me to slam my locker door, slam it with all his force, if I hadn't jumped it would have caught my fingers, crushed my fingers and "I hear everything," he said, and walked away.
Notice how she gets the reader breathing fast, starting off the scene with the unconventional punctuation and phrasing... eliminating the subject, using action words--digging, cocked--and a kind of machine-gun-like blast of images: hall, locker, bell, "Hey," hands, pockets, head, "Hey, Justin." Fast-paced, using commas, and "and," and colons to create an almost MTV effect with language.
Then, bringing in the drama: McManus "stepping closer"... "closing in on me." You feel the tension building... and then the question, about spreading rumors, which raises the tension yet again (because we know the answer)... and, again, the unconventional beats of the sentence. "Because I've been hearing some. About me." Getting the pace again to move quickly, almost at breakneck speed, because we want the narrator to get out of the situation unharmed, and we don't yet know if he will.
Then, the narrator's response... which takes us inside the voice speaking, lets us see the world from inside the narrator's skin, and to feel his fear, too frightened to utter a word ... until he somehow finds the courage (as if it came from someone else) to reply to McManus.
And then the moment the scene's been building toward, like a rubber band snapping, McManus whipping past the narrator to slam his locker door on his hand... and would have if Justin hadn't pulled back in time, not because he was so quick to see the danger, but because he jumped back out of fear.
Again, in that last paragraph, Koja has used to great effect commas, short and crisp phrases, and words like "fast," "slam," "jump," and "crush"... to move the reader forward at a heart-racing pace.
Anyway, Koja's someone to study if you want to learn about pacing... and how to construct dramatic tension in your story.
Take a look at Buddha Boy, especially the last few chapters, which were almost blurry because I had to read them so fast.
By then, I knew Jinsen's work of art had to play a role in the ending, but, even knowing that, it didn't matter because it was Jinsen's response that was at stake... whether he'd lose the poise and determination and resolve that he'd shown throughout the book.
For more on Kathe Koja and her work, visit her website at: http://www.kathekoja.com/
And for more on pacing in fiction, take a look at these resources:
"Techniques to establish Pacing" by Gerry Visco at Writer's Store: http://www.writersstore.com/article.php?articles_id=7
"Pacing and Narrative in Fiction" in Fanfiction:
"Pacing" by Dan Gleason on WritingClasses.com:
"Pacing" by Vicki Hinze in Fiction Factor: http://www.fictionfactor.com/guests/pacing.html


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- allwayreportsAsked on April 12, 2016 at 05:00 PM
- JotForm SupportKevin_GAnswered on April 12, 2016 at 05:49 PM
Unfortunately, we do not have the feature to import a form from Google, you will need to build your form in our Form Builder and if you need help, you may let us know and we will be glad to assist you.
I would like to share you these links that will help you to start creating an amazing form:
If the form that you are trying to import already has data on it, you may import that data, take a look on this link to get our import apps: http://apps.jotform.com/search/import.
Here is a guide that will also help you: http://www.jotform.com/help/308-Import-App-Easily-import-your-Excel-or-CSV-data-into-JotForm
Beside that, I would like to share you the next blog post, it will provide you with more information about what JotForm is able to achieve.


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Some of you may have noticed the new "Melodies" section on my side bar. It won't play on its own because I know it's very annoying (and sometimes shocking) to suddenly hear music when you least expect it.
So, if you wanna listen to the songs, just click on the song you want =)
I'll update it occasionally with songs that I like ^^
For the time being, go listen to "You Belong To Me" by Jilly. She's a net pal and you can visit her blog here.
She's pretty good... hehehe...


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We keep reading conflicting reports about the coconut. Is it good or bad for us??
Coconut has bad reputation. That's because the meat of this fruit largely composed of saturated fat. But while that sounds unhealthy, the hard science tells us different story. Adding unsweetened coconut cream to your protein shakes can make them richer and healthier.
HARD FACT # 1 Researches in the Philippines found that coconut oil is an excellent moisturizer & that kills germs.
HARD FACT # 2 the primary saturated fat in coconut meat, cream and oil is lauric acid, which lowers the markers of heart-disease risk by improving your ratio of total cholesterol to good HDL cholesterol, report scientist in Netherlands.
HARDS FCT # 3 like olive oil and butter, coconut oil is ideal for cooking because heat doesn't cause it's fats to oxidize – a reaction that can create unhealthy free radicals.
HARD FACT # 4 Most of the saturated fats in coconut are 'medium chain' fatty acids. These fats are preferably burned for energy, instead of stored as body fat, say nutrition scientists at the University of Connecticut in the US.
HARD FACT # 5 Coconut oil has antimicrobial properties, which may help fight off infections and pathogens, according to recent study from Nigeria.
HARD FACT # 6 Fresh coconut water, which is found in young, green coconuts, contains potassium, sodium, and glucose. In fact, scientists concluded that it's an ideal beverage for rehydrating after exercise.


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Addiction and chronic pain recovery doesn't happen overnight. It takes a concerted effort and a comprehensive treatment approach to get to the core issues. If you or a loved one have made the decision to commit to a new, positive life, Driftwood Recovery's residential addiction treatment program provides the ideal level of care to facilitate lasting change.
Individual Counseling: The Foundation of Our Residential Addiction Treatment Program
During individual counseling, our therapists meet with residents one-on-one to discuss their addiction history and develop new coping strategies without resorting back to using. Our therapeutic methods seek out the underlying cause behind substance use disorders or how individuals cope with chronic pain.
During treatment, our therapists often uncover co-occurring disorders. Solely treating the addiction, or just focusing on how someone copes with chronic pain, doesn't always fix the problem. Our therapists ensure proper dual diagnosis, addiction and chronic pain treatment through a holistic approach.
Individual counseling also examines negative thought processes and behaviors that could have contributed to a substance use or chronic pain issue. Some of our behavior modification techniques include:
- Acceptance and Commitment Therapy (ACT) — ACT is an empirically based therapeutic approach that uses acceptance and mindfulness strategies with commitment and behavioral changes strategies, to increase psychological flexibility and improve motivation.
- Cognitive Behavioral Therapy (CBT) — CBT is a therapeutic approach that is structured, present oriented and directed toward solving current problems by teaching skills and strategies to modify dysfunctional thinking and behaviors.
- Dialectical Behavioral Therapy (DBT) — DBT is an evidence based behavioral therapy approach that offers skills and approaches to improve functioning in four domains; Mindfulness, Interpersonal Effectiveness, Distress Tolerance and Emotion Regulation.
- Dual Diagnosis Treatment — Dual Diagnosis is a treatment approach that addresses a client substance abuse disorder while simultaneously addressing their mental health disorder.
- Eye Movement Desensitization & Reprocessing (EMDR) — EMDR has shown to be useful in resolving traumatic experiences, enabling healing from the symptoms and emotional distress that are the result of disturbing life experiences.
How Our Group Counseling and Family Programs Aid in Recovery
Our counselors lead 12 Step-based group sessions that promote an outlet for you or your loved one to voice opinions in a non-judgmental atmosphere. You or your loved one will be in groups with people experiencing similar situations in early recovery. This helps establish camaraderie and a stronger support network.
We also encourage family participation with our Family Program. Often we underestimate the toll addiction and chronic pain management has on families. Our family program educates family members about addiction and chronic pain recovery, allowing the family to support their loved one in the most effective manner, without enabling negative behaviors.
Feel Right at Home During Your Residential Addiction Treatment Program Experience
A residential addiction treatment program shouldn't feel like jail. To enhance our residents' recovery experience, our high-quality addiction and pain rehab center offers spacious housing and an array of amenities. We also offer experiential recovery methods to make sure you or your loved one get the most out of treatment.
Examples of experiential activities include:
- Aquatic Therapy
- Fitness Therapy
- Nutritional Therapy
- Meditation
- Pilates
- Biking
- High/Low Ropes Courses
- Hiking
- Kayaking
- Yoga
Now is the time to take the courageous step toward a better tomorrow. If you're struggling with addiction or chronic pain management, Driftwood Recovery can help. To verify your insurance or learn more about our residential addiction treatment program in Texas, call 866-426-4694.


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This year's HIMSS conference came at an interesting inflection point in the health care world. A new Administration started just a few weeks before the […] Continue reading
The Affordable Care Act fundamentally changed the way health care is delivered in this country. Every stakeholder in the industry had to adapt to the […] Continue reading


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Indicators on water heater installation You Should KnowIf you induce the pump at The underside it drops and starts to comprehensive and afterwards flushes wonderful. But them it wont replenish till It truly is result in and drops down once more. What can be the situation?
I contain the same concern as Tom of 12/28/fourteen, but are unable to come across The solution..."When toilet flushes, get back again splash of water that leaves water drops on underside of seat and seat deal with. Checked vent for blockage. Could experience suction as toilet flushed."
Adam E. Confirmed critique I've hardly ever labored with a house enhancement Skilled as thorough as Paul at Home Recovery 911. He managed a plumbing emergency at among my rental Homes, coordinating with my tenants, liaising with my insurance provider and every little thing, all whilst I had been away from city.
If you slowly and gradually pour water in to the bowl of this toilet after a flush is comprehensive and the tank is submitted, what happens more than the subsequent number of hrs? Does the extent stay exactly the same? Otherwise, You'll have to purchase certainly one of my cellphone consults to talk this as a result of.
We just moved into a 30 year old dwelling and they are possessing issues with our toilet tank not filling whatsoever. The water valve is turned on every one of the way. The toilet is probably only 5-7 decades aged, and has a Fluidmaster. Any notion what's creating the tank to not fill?
It can be re-positioned and compressed with no getting rid of its condition will allow movement devoid of leaking and it can be adaptable and sticky to be sure a decent seal. It permits numerous toilet location tries. Much more + Solution Details Close
I have checked by manually going into your back of your toilet and pulling the cable definitely quickly to flush. Water goes in to the toilet rapidly, but won't go down quick.
I called them and they denied which the pressure was that top. I'd a gauge. They would not appear out to repair it or even the destruction it did. They claimed that they altered it to sixty PSI. Nicely nobody else experienced touched it. They tried to doge my calls then fundamentally claimed "Oh Effectively". DON'T Utilize them!
..but he need to have neglected that he gave me that excuse the 2nd time he rescheduled me so by the 3rd time click here he tried out working with that justification I named him out on it and told him why would he agenda me understanding that his tech was injured. Wasted my time... Needed to use a family vacation working day from work to cope with this.
No surprise this kind of lower rankings ... nonetheless to locate a good straightforward plumbing corporation in Temecula. He was in for about 10 minutes and was sent out by American House Protect. Blamed the three leaks I've all on fixtures and never when attempted to tighten everything. Only tools he experienced was a flash light-weight. Toilet had a leak on the bottom right Together with the hose connects to the bottom with the tank but he decided read more to blame the leak on a little crack (that was repaired) along with the bowl (I signify many of the way on major and out of doors) wherever water won't even arrive at.
He insisted on this Once i, by slip-up, explained to him that i'm owing for reworking this rest room solely. He said that his firm will most likely call me to suggest a fresh toilet replacement that the house guarantee website would most most likely not protect. Obviously usually how would they fraud you out of a few hundred bucks?
They completed in time at the prices quoted to us at the start. Leon McClymont was well mannered and despatched photos of the job immediately after it absolutely was done. I'd personally surely utilize them once more.
Change the water back on and take a look at the flapper to discover that it's performing appropriately, and which the toilet just isn't operating.
Chris W. Verified critique I enjoy that the plumber (Kory) could accommodate my program. I needed a toilet unclogged a similar day I requested with a estimate on Thumb Tack. Not simply did I receive a estimate and an index of appointment possibilities within minutes, the company and Kory were being capable to match me on their schedule the identical working day.


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When choosing stocks to buy, it's tough to argue against investing alongside Warren Buffett.
According to Berkshire Hathaway's (NYSE:BRK-A) (NYSE:BRK-B) latest SEC filing, the company owns shares of 45 publicly traded companies. So, which are the best choices for your portfolio? We asked three of our top analysts which Warren Buffett stock they would buy right now, and this is what they had to say.
Patrick Morris: One -- of many -- stocks owned by Warren Buffett's Berkshire Hathaway that are worth buying is American Express (NYSE:AXP). Berkshire owns nearly 15% of American Express, and there are three reasons why you should consider it, too.
The first is its incredibly entrenched position in the highly competitive credit-card market. It operates a closed-loop network, meaning it collects revenue from both customers paying interest and fees on their credit cards, and also fees from the merchants where customers use those cards.
This diverse revenue stream differentiates it from companies like Visa and MasterCard (which principally only see revenue from merchants) and banks like Capital One and Citigroup (which collect revenue from consumers), meaning as cash is used less and less, the top line revenue to American Express will become even more pronounced.
Next, with Apple Pay and other alternative payment mechanisms bursting onto the market, there has been concern about what this could mean for companies like AmEx. But in a recent Fortune interview, American Express CEO Ken Chenault squelched all fears:
We have the largest integrated global payments platform. We bring together users, card members, and merchants, and the data is incredibly valuable. We know where they spend online and offline. We want to deliver benefits and services when our card members want it, where, and how they want it.
With its aforementioned closed-loop network AmEx has positioned itself to maintain its dominant market standing no matter how the payment landscape evolves.
Lastly, there is the simple reality American Express has delivered incredible returns to its shareholders. Through the first nine months of 2014 its net income has risen by 14% over last year and its return on average equity stands at a remarkable 29%. Add in its very reasonable valuation, with a trailing-12-month price-to-earnings ratio of 15.6, and all signs point to AmEx being a great investment for this and many years to come.
Eric Volkman: I like Patrick's pick, but I'll go against the market's current mood and pick Coca-Cola (NYSE:KO), not least because I think now's a great time to buy the stock at a discount.
Shares have slumped in the wake of the firm's (relatively) dispiriting Q3 results. Revenue and net were both down slightly, while the company admitted it likely won't make its earnings target for this year.
Yet there has been encouraging growth if you know where to look. On a regional basis in Q3, the company saw a nice 5% year-over-year increase in net revenues from Asia Pacific, its No. 2 region behind North America. In terms of product segment, volume sales of water and energy drinks advanced by 7%.
Besides, with a proven long-term performer like Coke investors shouldn't fret too much over quarterly or even annual hiccups. From 2009 to 2014, for example, annual net profit advanced by 26% and revenue a fizzy 50%. The company's net margins, meanwhile, are consistently in the 20% neighborhood.
Better, Coke's got a competitive dividend it habitually raises every year. At $0.305 per share, it yields 2.8%, comparing favorably to the S&P's average of 2%.
Matt Frankel: It's tough to pick just one of Buffett's stocks to talk about, but my personal favorite right now is Goldman Sachs (NYSE:GS).
Goldman just announced excellent quarterly results that easily surpassed analysts' expectations. Advisory revenue is up by 40% year over year, investment banking revenue is up 26%, and the company saw net inflows of about $20 billion into client accounts. And, despite total revenue rising by about 25%, Goldman ran more efficiently, with operating expenses only rising at about half that rate.
And perhaps most importantly, Goldman is a very adaptable company. As CFO Harvey Schwartz pointed out during the company's recent conference call, Goldman has adapted extensively since going public in 1999, and will continue to do so in the future.
And despite a tremendous quarter and the recent market rebound, Goldman is still about 5% cheaper than it was a couple of weeks ago.
When he first invested in Goldman Sachs during the financial crisis, Buffett referred to his investment as a "bet on brains." And after seeing the company's latest results, it's a bet I'd be willing to make as well.
Eric Volkman has no position in any stocks mentioned. Matthew Frankel has no position in any stocks mentioned. Patrick Morris owns shares of Apple, Berkshire Hathaway, and Coca-Cola. The Motley Fool recommends American Express, Apple, Berkshire Hathaway, Coca-Cola, Goldman Sachs, MasterCard, and Visa. The Motley Fool owns shares of Apple, Berkshire Hathaway, Capital One Financial., Citigroup, MasterCard, and Visa and has the following options: long January 2016 $37 calls on Coca-Cola and short January 2016 $37 puts on Coca-Cola. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.


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For about two weeks during the summer of 1973 Gia-fu and I, along with other residents of Stillpoint, our informal meditation community, camped just west of the continental divide in south-central Colorado. Our days were filled with walks, fishing in beaver ponds and communing with nature. Often the mornings were foggy, as in this photograph.
A few copies of this image as a 15 x22 poster printed on heavyweight glossy paper are available for $30 each, shipping within the USA included
Back to the prints page


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Global Real Estate Software market to grow at a CAGR of 5.04% over the period 2015-2019.
Deerfield Beach, FL -- (SBWIRE) -- 08/21/2015 -- Global Real Estate Software market to grow at a CAGR of 5.04 percent over the period 2013-2018. Global Real Estate Software Market 2014-2018, has been prepared based on an in-depth market analysis with inputs from industry experts. The report covers the Americas, and the EMEA and APAC regions; it also covers the Global Real Estate
Software market landscape and its growth prospects in the coming years. The report also includes a discussion of the key vendors operating in this market.
Request For Sample Report Here: http://www.marketresearchstore.com/report/global-real-estate-software-market-20142018-1058#requestSample
One of the key factors contributing to this market growth is the easy access to real estate data. The Global Real Estate Software market has also been witnessing the growing demand of real estate software in the corporate end-user segment. However, the issues pertaining to data security and privacy could pose a challenge to the growth of this market.
Commenting on the report, an analyst team said: "Several corporations including those from Communication, Financial Services, Energy, and Healthcare, use real estate software to manage their real estate portfolios including manufacturing locations, distribution locations, R&D locations, and regional offices. In the last few years, these corporations have begun focusing more on real estate software technology. The demand for real estate software is growing in the corporations in order to reduce the overall cost of real estate and also to perform better property site searches.
Enquiry For Buying @ http://www.marketresearchstore.com/report/global-real-estate-software-market-20142018-1058#reportPriceDetails
Geography is one of the most important factors for any property site search, whether it is an office space, where the commute times of the executives have to be considered, or the location of a R&D facility, or the location of a warehouse that needs quick access to a highway. The corporate real estate end-user segment is highly fragmented in terms of its requirements and requires specific solutions for each requirement. In addition, creating appealing workspaces with ergonomic design is a top priority for leading real estate corporations. Real estate vendors provide IWMS to corporations in order to effectively manage key metrics, such as total square footage and vacancy status for workspace creation."
According to the report, one of the major drivers is the easy access to real estate data. Due to the presence of a large amount of data, enterprises need software to automatically track the performance and behavior of the information stored in their IT systems. They require the software to manage online sales and purchases of properties and thus improve their overall operational efficiency.
Further, the report states that one of the major challenges in this market is the issue pertaining to data security and piracy. Enterprises are very skeptical about sharing their confidential data since most of the real estate data deals with financial planning, budgeting, and contract management. In addition, most of the providers in this space are SaaS/web-based solution providers. In a SaaS-based model, there is always the risk of information leakage, which could result in unauthorized access and misuse of organizational data.
Access Full Industry Report @ http://www.marketresearchstore.com/report/global-real-estate-software-market-20142018-1058
The study was conducted using an objective combination of primary and secondary information including inputs from key participants in the industry. The report contains a comprehensive market and vendor landscape in addition to a SWOT analysis of the key vendors.
The key vendors dominating this market space are Accruent Inc., Argus Financial Software, MRI Software LLC, RealPage, Inc., and Yardi Systems Inc.
Other vendors mentioned in the report are AMSI Property Management, CoStar Group, Fiserv Inc., IBM Tririga, Oracle Corp, Trulia, and Zillow.


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Congressional leaders reached a bipartisan two-year budget agreement on Wednesday—a positive sign that they could prevent another government shutdown.
In his remarks, Senate Majority Leader Mitch McConnell said they reached a compromise that ensure more funding for the U.S. military. The budget agreement also guarantees funding for disaster relief, infrastructure, and the work on combating the opioid epidemic.
The budget agreement will add around $300 billion in federal spending over the next two years. It includes an increase of $131 billion in funding for important programs for middle class families.
It will undo the sequestration cuts that restricted the armed forces and undermine the country's national security. The budget deal will increase defense spending by 80 billion in 2018 and $85 billion in 2019.
Budget agreement represents a significant step forward
Sen. McConnell said, "This bill is the product of extensive negotiations among Congressional leaders and the White House. No one would suggest it is perfect. But we worked hard to find common ground and stay focused on serving the American people."
In addition, the Senate Majority Leader emphasized that the budget agreement "represents a significant, bipartisan step forward." He encouraged his fellow senators to review the legislation and support it.
Furthermore, Sen. McConnell assured his colleagues that he will fulfill his promise regarding immigration. According to him, "Our upcoming debate on DACA, border security, and other issues will be a process that is fair to all sides. The bill I move to, which will not have underlying immigration text, will have an amendment process that will ensure a level playing field at the outset."
A win for American people
On the other hand, Senate Minority Leader Chuck Schumer said, "After months of legislative logjams, this budget deal is a genuine breakthrough. After months of fiscal brinksmanship, this budget deal is the first real sprout of bipartisanship."
In a series of tweets, Schumer also stated that the Congress did its job while President Donald Trump threatens shutdowns and stalemates. The deal is a win for the American people.
While @POTUS threatens shutdowns & stalemates, Congress has done the hard work of finding compromise & consensus. We have reached a budget deal that neither side loves but both sides can be proud of. That's compromise. That's governing. We should do more of it.
— Chuck Schumer (@SenSchumer) February 7, 2018
The budget deal is a win for the American people. It will do so much good for our military, for so many middle-class Americans, and finally consign the arbitrary and pointless sequester caps to the ash heap of history. pic.twitter.com/5AkwxOTUz6
— Chuck Schumer (@SenSchumer) February 7, 2018
This budget deal also includes long-awaited disaster relief for TX, LA, FL, Puerto Rico & the USVI. This recovery aid could not come a moment too soon. @SenBillNelson worked so hard for both Florida & Puerto Rico relief, as did so many others in our caucus.
— Chuck Schumer (@SenSchumer) February 7, 2018
With this agreement, we'll invest in surface transportation, wastewater, clean and safe drinking water, and rebuilding our nation's crumbling infrastructure. pic.twitter.com/dZeBL5Rjt1
— Chuck Schumer (@SenSchumer) February 7, 2018
This deal increases funding for community health centers, which serve over 26.5 million Americans. @PattyMurray @SenatorTester & @SenSanders & many others have been champions for these community health centers, & their work got this done. pic.twitter.com/16jUZMnBrI
— Chuck Schumer (@SenSchumer) February 7, 2018
The budget deal will bring relief to folks caught in the grips of opioid addiction. pic.twitter.com/13KLGaqMqv
— Chuck Schumer (@SenSchumer) February 7, 2018


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What mysteries do you harbor? How has the discovery of the secret chamber been reached? We reveal the latest findings about the first wonder of the world.
Nacho Ares, Egyptologist and historian, told us about the technique of observing the muons or cosmic rays that has been used to make an interior radiography. It is the first time that the structure of one of the pyramids is successfully revealed. The particles of the cosmic rays, which can modify the speed, act like a radar inside the solid blocks.
Researchers agree on the revelation of a third chamber hitherto unknown to the world. Thanks to the technique used for its investigation, it has been possible to reveal the existence of nooks and crannies hidden in the bowels of the archaeological monument.
The great expectation around the Pharaonic mysteries supposes the commotion of the mediatic world. The Egyptian authorities question the discoveries of archaeologists and researchers. José Miguel Parra, doctor in Ancient History, tells the discovery of the cavity of the pyramid and other discoveries found throughout history.


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There are those who would say that volunteering for a good cause is as American as apple pie and baseball. Many of us have spent countless hours volunteering at schools, church events, libraries, and other worthwhile events. It is no wonder then that those who are disabled and on claim often look to volunteering as a way to stay active, involved and part of the community.
Although it makes sense to choose volunteer work as a fulfilling activity, those who are also receiving disability benefits should be mindful of what volunteering looks like to disability insurers. Recently, a client sent me an email saying, "Do I really have to stay inside my house doing nothing all the time.? My volunteer activity has nothing to do with my inability to do my job."
I am sure all of you realize that disability insurers are looking to NOT pay claims rather than PAY them. That said, most insurers have strategies in place that equate "observed physical activity" (surveillance) with the ability to perform one's own occupation, or any other occupation.
For example, let's assume a claimant is receiving disability benefits due to her inability to stand/walk for any length of time. Her physician has given her restrictions from prolonged standing/walking not greater than 10-15 minutes. During the annual summer event for her church, the claimant stood behind a table at the lawn sale selling cupcakes and other pastries for nearly 8 hours.
Although she did sit occasionally in her lawn chair, the insurance company's surveillance only saw her standing for long periods of time. Her claim was denied because CIGNA's surveillance was interpreted to mean that because she was able to stand for a long time selling cupcakes, she was able to perform her own sedentary job.
Mrs. G.'s grand daughter suggested that her school was looking for a library volunteer to read to kindergartens in the afternoons on Wednesdays and Fridays. Disabled, due to fatigue and chronic pain, Mrs. G. began volunteering at the school for three hours each day. Aetna denied her claim alleging she did not exhibit any king of fatigue or exhaustion while reading to children in the library.
Although volunteering is a logical way for disabled persons on claim to stay active, insurers will "misinterpret" the activity and equate it to comparable work capacity.
Unum, another example of misrepresentation of volunteer activity, designs its update forms asking about specific activities such as doing laundry, gardening, mowing lawns, walking dogs etc. When claimants report they do take care of laundry and occasionally mow a lawn, Unum will equate that activity to comparable METS, and then to physical capacity.
For example, walking up and down steps carrying laundry equates to 5 METS which is considered sedentary capacity for work. Mowing lawns equates to 10 METS or light capacity for work. Insureds are generally not aware they could be inadvertently giving insurers ammunition to deny claims. Although claimants should always be honest about activities, there is no reason why a person with chronic back pain should be mowing lawns in the first place.
The same principles apply to volunteering while receiving disability benefits. It is so easy for any insurance company to equate physical capacity with volunteer activity. All it takes is one three-day surveillance to end a disability claim.
While I do understand that most volunteer activity has nothing to do with working in particular occupations, it is the "physical capacity" required to volunteer versus that needed to do one's job that often causes the problem. And, I do understand that volunteering 1-2 times a week is no indication of work ability 8-hours per day. But, insurance companies don't see it that way.
Volunteering and work hardening can be handled safely from a medical perspective by discussing your physical abilities with your physician. Treating physicians can document that "although you are able to temporarily do volunteer activities, you are not released to return to work in any capacity." Physicians can also write actual prescriptions for certain levels of activity as an official part of their treatment plan.
In any event, all insureds and claimants should be very careful about volunteer activities until such time as the activity itself can be documented medically. In most instances volunteer activity can be misrepresented to equate to some kind of work capacity, or so insurers seem to think so.


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It's 2018, yet Excel, email exchanges and VDRs are the tools typically used to manage M&A. With these solutions, you spend more time buried in admin work than you do creating value. Midaxo is an M&A-specific platform built by M&A professionals, for M&A professionals. We are now the M&A platform of choice for world-class companies such as HP Enterprise, PTC, Philips and ADT.
Are you ready to modernize the way you do M&A?
Happy Customers
Total Transaction Value Conducted on Midaxo
Customers on the Global 1000 list
Top tier consulting partners


text: Feat. MMC Eupatorium, EX Gokin Alpha Trion, and Generations Chromia. Had my G1 Season 2 fembots back on the surgery table and removed their alt-modes in favor of a cleaner G1 look. (Alt-modes were trash in my opinion anyways). Been practicing my painting as well; still a work in progress, but I'm pretty happy with the result so far. They'll suffice as a suitable stand-in until an MP-scaled version of them get made (if it ever does....)


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Comments /{{hitsCtrl.values.hits}} Views / Thursday, 8 June 2017 00:00
Sahana software (www.sahanafoundation.org), which was developed after the tsunami by a few Sri Lankans, is an open source disaster management software and is identified as the world's most popular open-source information management system for disaster and humanitarian aid management
The deluge that caused so much havoc, loss of many lives and property and a huge number of environmental refugees (if I may use the term as it was an environmental response that led to so many displaced in one's own area) has opened up many a discussion and debate.
To the theorist and climate evangelists, perhaps the frequency of extreme events will necessarily increase and we will unfortunately have to experience many more of such events in the coming years. That is certainly not good news, in the absence of any mechanism and an enlightened response; usually after an event CEB will be giving free electricity, Central Bank will not be collecting any loan repayments, TV channels will be delivering dry rations instead of programs, social media will be subjected to a deluge of who did what with choice adjectives and the country will never be the same again.
The assessment and the plan of the country's economic performance with a high percentage of growth and for a continuous period of years that will get us into the rich boys' club appears to be a distant dream under these conditions and potential circumstances. We can have these aspirations, and may actually realise the dream instead of the nightmare, but with an approach that learns, anticipates, plans, designs, innovates and delivers.
Late Bernard Shaw once said that all problems have solutions and they are technical in nature. May be that is not quite right but one thing is certain, the solutions we usually seek are the least technical and that is a fact which is hard to dispute and the net result of such a consistent approach is a future with a certainty of uncertainty!
Connecting to nature
This year's environmental message of connecting to nature may not be palatable to most of us with the battering that we have had to face. We may be excused for not quite looking forward to such an intimate reconnect to nature. Yet please do not forget that environmental problems can be usually defined post analysis really as a human behavioural problem and in that context the moment we begin to value and understand nature, which is what is expected through this message, much of the problems can be solved.
This is where we may actually modify Shaw's statement, yet the technology that we speak of today is different from the technologies of Shaw's era.
Another group of environmental refugees who were displaced due to the Meethotamulla dump collapse are worried that they will be forgotten amidst the new interest over the displaced due to rain and landslides. Yes the number at Meethotamulla compared to the new episode that faced the country is small and knowing how our minds work and actions take place perhaps they are justifiable in the way of thinking!
Let us not forget that we are paying multiple prices due to our neglect. However the column is to place some thoughts on record for consideration and calling for process changes.
Changes needed
Human beings dislike change and usually are reticent to change even when circumstances are quite compelling. What is brand value to marketers is cognitive inertia to neuroscientists!
Those who were at Meethotamulla had been told – but may not be in no uncertain terms! Those who were living in landslide prone areas too had been informed – especially those who have been unfortunate to be positioned in high risk zones.
Yes it is not feasible to pack and leave and occupy another place as soon an order is delivered. The request to move is not usually coupled with facilitation to ensure easier relocation either, so the people are somewhat left between the devil and the deep blue sea.
Of course one cannot forget there are a few who see an opportunity in such circumstances and opt to play their cards differently and some parts of the political system too aid and abet such scenarios. Until of course a sudden downpour of 500 mm plus rainfall occurs unknown to even those who are supposed to be on the watch out for such events.
Doing the wrong things with the right tools
Sri Lanka is known to have a more active SIMS than its population. We are usually ahead of the curve in mobile technology deployment – not as creators but as users. We speak of empowerment yet when it matters most the screens do not show any meaningful advice and one may go down with phones in their pants. We appear to do all the wrong things with the right tools.
We do have the connectivity but lack the means to feed the system with information and analysis to meet situations of this nature. The monitoring mechanism is not quite up to date. Certainly they are not connected and we have not prioritised such connectivity either.
While our own students do engage in research on predictive modelling of rain over locations via the monitoring of clouds, use satellite imagery, terrain topographies and artificial intelligence to develop war games to others, etc., the picture on prime time news of the water level gauge at Nagalagam Street indicates a frozen history of technology applications when it comes to managing ourselves – or are they using library photos?
It is the same situation when we as patients religiously carry our details to the doctor while some of us keep outselves awake with pots of coffee (certainly not tea!) and ensure medical transcriptions are done perfectly so as to assure the doctor elsewhere that their records are kept accurately with cloud access and enabling the patient to be treated to best of their ability.
We do indeed use the state-of-the-art vehicles to arrive at a site and then declare lack of money and then press on with the assessment of the need to use appropriate technologies for most of the situations. The technical tales from our isle with the exceptions of technologies deployed in test playing grounds, mobile telephony systems and some car sales outlets can be date stamped with dates from the middle of last century!
Sahana software
I am intrigued when I hear of Sahana software (www.sahanafoundation.org), which was developed after the tsunami by few Sri Lankans. It is an open source disaster management software and is identified as the world's most popular open-source information management system for disaster and humanitarian aid management. Since its development and emergence in Sri Lanka it has been deployed in over 30 countries.
Today the Sahana Foundation resides in Los Angeles and the software is deployed across many countries with Sri Lanka of course spared! The qualities of the product are quite enticing. It has been used in New York when Hurricane Sandra came in and in many more. Is it wishful thinking to think why we are not interested in deploying what we ourselves have developed?
I am also aware of SLINTEC's development of the pressure sensor that was used to sense flash flood situations and then to communicate to warn those who are in the proximity with the knowledge based on mobile communication systems. The sensing was coupled to a warning for those who may be heading in the wrong direction. This was another product that did not go beyond the prototyping stage.
It is said that in the Ratnapura town it did not take long for the water level to drastically rise and many had been caught unaware. The use of such developments and certainly Sahana can be significant.
We also know that our network capability to sense and transmit rainfall data is not strong. We still run mostly with weather stations that were primarily set up to support agriculture. As per sensing and predicting landslides we are used to extrapolate from rainfall data rather than eliciting information from potential risk areas directly.
Scientific process and procurement process
It must be stated that scientists are aware of the shortcomings and there are those who commit themselves to do their best under quite trying circumstances and meagre resources. The scientific process is almost always trumped by the procurement process that treats the purchases under four broad headings and follows a procedure that the old British rulers may be quite proud of.
I have indicated many a time if the dismantling of one thing that could lead to a significant improvement to research and development is to use Schumpeter terminology – the enforcement of creative destruction of the existing procurement procedures. The frustration of waiting for six months to get one item without which nothing can happen is common to so many in our system and ignoring this by all so far is inexcusable!
The reason may be that as I view how we operate is strictly demarcating policies and science, quite similar to oil and water. There is no mixing and no interest in getting to know each other. When science is not influencing the decision-making process, where we on the other hand see emotion running rampant, the consequences are not something one can be proud of.
The pain of submergence has been one of our own creations. It is true that one who may have endured is not the one who did create, yet over the years we have to think that the guilt has to be shared by us all, at least as far as inaction goes.
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Thursday, 24 January 2019
It is that time of the year when everyone, young and old is journaling their new-year resolutions, and reflecting on the past year. You might be disappointed if you are carrying forward a few resolutions from the past years. You could be thinking, wh
Thursday, 24 January 2019
The '10-Year Challenge,' Facebook's latest social media phenomenon has taken the internet by a storm. People are posting a picture from 10 years ago alongside their current profile picture or some other photograph and the transformation through
Thursday, 24 January 2019
Catwalks sizzle! What's on the catwalk – the skin, the silk, lycra parading endlessly broadcast to the world whatever new and popular in clothing and accessories and it also communicates desirable dimensions too in a not-too-subtle manner. Knowi
Thursday, 24 January 2019
Preliminary estimates in the 2019 Budget to be presented on 5 March this year include an income of 2.5 trillion and a debt service requirements of a whopping 2.2 trillion, leaving only a net income of 0.3 trillion. As for expenditure, the Government


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Consequences on health from exposure to environmental tobacco smoke (ETS)
Many studies confirm that passive smoking carries serious risks for health and life in general.
For non-smokers who live with smokers, the risk of lung cancer is at 20-30%, and the risk of coronary heart disease is increased by 25-30%. Second-hand smoke is particularly dangerous for young children and infants.
The exposure of pregnant women to environmental tobacco smoke results in underweight newborns, fetal death and premature babies. More than 79,000 adults in EU member-states die every year from passive smoking.
Home and workplace constitute the main environments for chronic and intensive ETS exposure. In several EU member states, smoking bans and smoke-free laws and regulations have led to an almost complete elimination of exposure to tobacco smoke at workplace.
The reduction of passive and active smoking will lead to the reduction of diseases and mortality rates from lung cancer, coronary heart disease, respiratory diseases and strokes, and will increase life expectancy.
Smoking ban in public places has been regarded as the second most effective intervention for reducing mortality and morbidity rates related to tobacco use, after tax increases on tobacco products.
Stelios. G. Sykallidis
The Cyprus National Coalition
for Smoking Prevention (KESAK)


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3 bedrooms, and a basement dedicated to a kids sleeping & playroom. The upstairs has two master bedrooms, each with private adjacent bathrooms and walk-in closets. One has a bathtub, one has multijet sprayers in the oversize shower.
Main floor has one smaller bedroom with a futon bed and nearby half bathroom.
Kitchen is brand new, gourmet, top of the range oven, open plan spilling out to the main living area. We've attempted to provide most appliances/gadgetry you'd need including 2 coffee makers (for decaf and regular), a mixer, blender, food processor, and all the ammentities for cooking beautiful food (or leave it and just order out!).
The backside of the house looks out onto Washington pond, and the house is structured with windows all along the backside for continual views.
Two decks -- one off the kitchen is a screened in porch with outdoor grill that is hardwired to a gasline with a nice outdoor dining table that easily seats 6. The other deck, running along the length of the house, is straight off the back, overlooking the lake, open air with outdoor seats, and with stairs leading straight out to the lake.


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Just Have Fun post #1
I know that subject line sounds so ***....but I have to say that the key to enjoying the bike is not just how far you can progress, and how quickly (that comes from hours on the bike trying new things) but remembering that you love to ride it. A "for instance": I come home today, and the neighbor has a trailer parked in front of his house, that carries a backhoe, or something like that. If you all are a lot like I have become......I look around and see ALL KINDS of things to ride. I immediatley start thinking....bunnyhop the back, do a 180 and drop back off......OR....hop up on it, ride it off the front. Isn't that insane thought?? Now the back of the 20 foot long trailer is about 18" off the ground, the front about 2 feet. There are two "rails" or ramps on the back that allow the tractor to come and go, and THEY are in the upright position. (keep those elbows in)......I am not being weird (ok call me weird), but you have to look at it like that. RIGHT? Your suppose to enjoy it......and I did, for an hour. I was doing 180 drops off the front, by the end. Just thinking out loud. Go ahead slap me......-James


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Many people have been telling me that I simply have to visit The Remnant Warehouse. It all started a few years ago when my friend and her boy used to shop there for fabric to have clothing tailored for them (so fancy!). More recently at the quilting group I would admire members fabrics only to be repeatedly told that they were purchased from The Remnant Warehouse. It was only going to be a matter of time. On Saturday I dragged Jamie to Alexandria to check this place out for myself.
Words can't describe what greeted me when I walked into the store. I felt like I had walked into some kind of sewers utopia. Walls of quilting fabric. Piles of dressmaking fabric. And hundreds of embellishments, supplies and tools. I didn't know where to start.
Jamie reminded me of the purpose of our trip:
1) Buy fabric for a jacket.
2) Buy cheap calico for practicing patterns.
3) Linen for his mum.
There was a large table to the left of the door as you walked inside the shop. On it (and under it) were piles of folded and discounted off-cuts of dressmaking fabric. I searched the pile to find something to make a jacket with and came across a hounds tooth print fabric that I thought would be perfect to make a coat from. It is a wool blend, so not the expensive stuff, but I thought it would be perfect for my first coat project. And seeing as it is only Spring time here, there will be no pressure of time to rush this project.
Here is a picture of the coat I want to make, but with a few minor changes to the pattern. The pattern Talea and is a Burda Style pattern. If you like it, you can download yourself a copy of the pattern free from here.
Now I just have to find the perfect lining fabric...
All of these fabrics available at Shaukat.
Too many choices. I think I may need to make more than one coat. But first I need to learn how to line a garment!
Sam xox


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The Escapist - Outsourcing to America: "No, to see the real threat to American industry, we need to look across the Himalayas into China.
China's one billion-strong nation is on the grow, and they've caught the industrialization bug something fierce. As factories sprout up in what were once farming fields and gas prices soar to transport goods across a landmass bigger than the continental U.S., children are being educated with a very Eastern approach to Western production. Think of post-war Japan, only with ten times as many people. The Chinese government is quickly warming up to the idea of tipping the scales of commerce in their direction, and within the next century, it's likely they're going to have a shot at doing it.
And, remarkably, they're taking a stab at gaming.
They're investing $1.8 billion dollarsin online games over the next five years alone. Consider the fact their population is quickly moving into the digital foray; that only means more customers for everybody. Combine that with their recently passed laws to curb online gaming 'addiction.' What do you see?A change in development paradigm; all of a sudden the gaming market is flooded with people forced into casual gaming, and the Chinese government is buying for $1.8 billion worth of games to fit that standard. If American companies can even hope to capture the hearts and minds of the Chinese populace, it means they're going to need to show up at the Chinese Embassy in Washington, D.C., with some very revolutionary ideas on how to make a good online game. And it has to be more than a money grab if they want to remain in the land of a thousand dynasties for any discernable length of time.
But the Chinese aren't going to pay for games developed externally. Why would they? Part of a country's investment in homegrown production is the return will potentially increase their GD"
Tuesday, November 08, 2005
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Publisher: Anchor (January 20, 2015)
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SXSW review: 'Love and Mercy' looks at the two Brian Wilsons
Both literally and figuratively, Brian Wilson had a sound in his head. Perhaps sometimes it was a sound of almost terrifying beauty, perhaps sometimes it was just terrifying. But it was there and who knows how close the Beach Boys' record ever came to completely capturing it. But however close Wilson and the Boys got yielded some of the most gorgeous pop compositions of their era.
In Bill Pohlad's "Love and Mercy," the new Brian Wilson biopic that screened Sunday during SXSW Film, Paul Dano, all side-combed hair and striped T-shirts, plays the '66 era Wilson, when the gorgeous outweighed the terrifying and Wilson recorded such stunners as "Sloop John B, "Good Vibrations" and "God Only Knows," which Paul McCartney allegedly called the most beautiful song ever recorded and you better believe the line is in there). Even the veteran L.A. studio musicians in the legendary Wrecking Crew are blown away by Wilson's talent for melody, harmony and arrangement. The guy is just better at this than everyone else. He is not normal.
Skip ahead 20 years and Wilson is played (at least looks-wise) with a very Chevy-Chase-as-Gerald-Ford vibe by John Cusack. This is the period when the terror in Wilson's head outweighed the beauty and Cusack's Wilson looks lost and hobbled.
When Wilson goes into a Cadillac dealership, he ends up chatting with a friendly woman named Melinda Ledbetter (Elizabeth Banks, always excellent), he is soon accosted by Dr. Eugene Landy (Paul Giamatti), the psychiatrist under whose control Wilson flailed for years. Wilson leaves a piece of paper with Ledbetter that simply says "lonely scared frightened." Misdiagnosed (perhaps intentionally?) as a paranoid schizophrenic, Landy has Wilson under his thumb utterly.
"Love and Mercy" toggles between these two Brians — the Brian whose band had just recently left the control of Wilson's abusive father, enabling Wilson to grow creatively, and the Brian fully under the control of Landy, another abusive father figure.
The period detail, especially in the '60s scenes is sharp and the other Beach Boys, minimal though their roles are, look spot-on (kudos especially to Jake Abel, who both looks exactly like Mike Love and handles an unenviable part with precision). And Pohlad streams walls of sound in an out of the scenes, piles of instruments in the score move through the moments with psychedelic verve. Of course, the other Beach Boys, especially Mike Love, don't want to mess with the formula. It's only when "Good Vibrations" sells big, following up the American commercial failure of the now-classic "Pet Sounds," that everyone seems back on board.
But the film is also Lebetter's story as much Wilson's; if anyone is cast the hero here, Ledbetter is. Creeped out by Landy's druggy abuse and genuinely falling for Wilson, Ledbetter tirelessly campaigns to free Brian from Landy's endless stream of pills and emotionally violent recording sessions. Giamatti is as sleazy as you might expect, a being of pure snake oil in pastel shirts.
"You deserve normal," Lebetter says to Wilson. But Brian Wilson was never, ever going to be normal. He had a gift that never quite allowed him to be normal and a father who never quite let him feel safe. Through smart, thoughful structures, "Love and Mercy" avoids a lot of biopic pitfalls and does its level best to unpack one of the most gifted men in American music.
Not enough "God Only Knows," though.
"Love and Mercy" screens again 3:45 p.m. Tuesday at Alamo Lamar.


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Historian GORDON LUCY tells the story of the 5ft war hero James Samuel Emerson, who was posthumously awarded the Victoria Cross for his bravery in repelling the First World War counter-offensive on the Hindenburg Line on December 5, 1917 near La Vacquerie, France
On November 12 Canon Peter Campion in his Remembrance Day sermon in St Patrick's Cathedral in Dublin generated controversy when he praised James McClean as 'a national hero' for scoring a goal against Wales and for his refusal to wear a poppy.
A hero is one who is admired for their courage, outstanding achievements or noble qualities. By any standard James Samuel Emerson VC ought to be regarded as a hero.
Whether he receives the recognition which he richly deserves on the centenary of his death and the episode which resulted in the award of his VC is unfortunately another matter altogether.
James, the son of John and Ellen Emerson, was born on August 3 1895 in the village of Collon, Co Louth. In the 1901 Census John Emerson is described as a land agent's assistant and in the 1911 Census John Emerson is described as a land agent and farmer. According to the latter census, John and Ellen had been married for 32 years and the marriage produced eight children of whom seven survived.
James was educated at Mountjoy School in Dublin, a Church of Ireland foundation, and enlisted in the 3rd Battalion of the Royal Irish Rifles on September 16 1914. Having completed his preliminary training, he moved to France on April 16 1915 where he was to serve as a machine gunner. On September 29 1915 Corporal Emerson was wounded in the wrist and ankle at Hooge, and spent a lengthy period in hospital.
In April 1916 he was based in Portobello Barracks in Dublin and during Easter week guarded the Bank of Ireland.
Returning to France, he was posted to the 9th Battalion of the Royal Irish Rifles and saw action on the Somme in July 1916.
On February 7 1917 he was selected for officer training at Lichfield and commissioned into the 9th Royal Inniskilling Fusiliers on August 1 1917.
He was 22-years-old, and a temporary second lieutenant in the 9th Battalion Royal Inniskilling Fusiliers (Tyrone Volunteers) when he won the VC for his actions during the German counteroffensive of December 6 1917, on the Hindenburg Line north of La Vacquerie, France.
The London Gazette explains how this diminutive officer – he was little more than five foot tall – won his VC:
'He led his company in an attack and cleared 400 yards of trench. Though wounded [one soldier afterwards recalled seeing a huge bullet hole in Emerson's steel helmet], when the enemy attacked in superior numbers, he sprang out of the trench with eight men and met the attack in the open, killing many and taking six prisoners. For three hours after this, all other officers having become casualties, he remained with his company, refusing to go to the dressing station, and repeatedly repelled bombing attacks. Later, when the enemy again attacked in superior numbers, he led his men to repel the attack and was mortally wounded. His heroism, when worn out and exhausted from loss of blood, inspired his men to hold out, though almost surrounded, till reinforcements arrived and dislodged the enemy.'
Unusually the medal was not presented to the family by the King but was presented to Emerson's widowed mother by Brigadier-General Hackett-Pain on April 3 1918 at a ceremony in Drogheda's Whitworth Hall before a packed audience. According to the account in the News Letter, the mayor of Drogheda presided at the ceremony. Second Lieutenant Emerson's three brothers and L R Mercer, an uncle, attended the ceremony. Members of the Northumberland Fusiliers 'lined both sides of the hall and presented arms when the award was made'.
In July 1919 Mountjoy School issued a special number of its school magazine detailing the various military honours won by former pupils. Emerson's name took pride of place.
Second Lieutenant Emerson has no known grave and is commemorated on the Cambrai Memorial to the Missing (Panel 5 and 6) and his name is inscribed on the war memorial at the Church of Ireland parish church at Collon.
He is also commemorated on the war memorial in Mary Street, Drogheda, at Mount Temple School in Dublin (a Church of Ireland comprehensive school which has absorbed Mountjoy School), at the Ulster Tower at Thiepval and in St Anne's Cathedral in Belfast.


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Learning about Bath's professional and personal life has been a lesson in inspiration.
"I want to create a better technique in skin grafting to prevent and reverse keloids and discoloration," she wrote in her winning story.
"As a burn victim, she is often inundated with questions about her hand," says Mitchell. She wants to be able to help others not get those questions at all. I told her if there is something that you think should be made better, you be difference."
And Ariel hopes to do just that – preferably at one of the three colleges that interest her most: Hampton University, Xavier University of Louisiana or Johns Hopkins University.
Mitchell is proud of the way her daughter turned a nightmare into a dream.
"Her spirit makes you realize how precious life is and how wonderful it can be if you smile. Even through the toughest times."