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Seniors Section
Captain Alan Hobson - 2018
Welcome to all members
We are an active and friendly section for the over 60's who enjoy amiable competitive golf both between ourselves and with like minded golfers from other, mainly local clubs and sections. There are a number of established informal groups who will actively welcome new members. The pro shop or senior captain will be happy to make the necessary introductions. It is recommended playing with several of these to find which time and group you are happiest with. Various competitions and Senior Medals are played as detailed below. Information is also provided in the club diary and on the notice board. Many Seniors also play in the club weekday stableford.
Matches with other clubs (home and away).
We have some 28 friendly matches and notices are posted on the Senior Captain's notice board approximately 4 weeks prior to a match asking for availability. Please enter your name if you would like to play. Selection is made 1-2 weeks prior to the game. After each match we change and stay for a meal. Members are expected to be available for about an equal number of home and away matches.
Senior's Medals
During the season we have 4 individual medals followed by the Senior of the Year medal. The John Alexander Trophy is awarded to the senior with the lowest nett score from the aggregate of his best 2 medals and the final Senior of the Year medal.
The Senior's Cup
for the Seniors closed championship is awarded for the best medal round on the day of the Senior's AGM.
The Cecil Hannah Trophy
This is played for on the Senior Captains day and the format is decided by the Senior's Captain.(It is usually an individual and team Stableford played from the Yellow tees)
Withers Bowl
This is a mixed foursomes medal and partners are drawn from our Lady members.
J J Evans Plate
An individual Stableford competition played from the Yellow tees.
The Pat McMahon Trophy
A Greensomes Stableford. Partners are drawn on a high/low handicap basis
The Alex Alexander Winter Salver
This competition is played over the winter. The first phase is in 4 or 8 mini leagues with the top 2 seniors in each going forward to a knockout phase after Christmas.
The Christmas Texas scramble and lunch
Teams of 4, which are drawn from different handicap ranges, play a Texas scramble over 9 holes followed by Christmas lunch and prizegiving.
The Chic Ward Salver
This is played for on the Seniors away day where we play at another course (chosen by the Senior's Captain). The day comprises coffee & roll on arrival, 18 holes of golf followed by dinner and prizegiving.
Seniors Invitation day
Invite a senior friend from another club to play with you in a 4 ball better ball for the Ted Hogg Trophy. Followed by prizegiving.
Details of all the above events are posted on the Senior's notice boards with details of how to enter.
Senior Open events
We have 3 senior open competitions as follows.
The Seniors Open
Played for the Bill Moncrieff Salver, this is an individual medal open to the over 60's from any golf club. We play in groups of 3, usually with 1 Lansdown member playing with 2 visitors. There are Nett, Gross and Stableford Prizes. We will have special visitors prizes in future.
Team Bowmaker Open
This is a new competition for teams of 4 Seniors (must be over 60) with the 2 best scores to count on each hole.
Team Texas Scramble Open
This competition is also for teams of 4 over 60's
At present most Lansdown Senior Competitions are played from the WhiteTees.
Senior Open Competitions at other Clubs
These are a great way to play competitive golf on other local courses. Derek Godwin co-ordinates Lansdown entries.
Please watch the notice board early in the year for the list of Opens and details of how to enter.


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'A Thousand and One Bites' is on Facebook now! If you have a facebook account, visit the link below (click on the Facebook picture). All recipes are in the Photos section, are easy to find and all recipes will be updates there regularly!
Category Archives: Miscellany
Weekend round up
A round up of recipes I have stumbled upon in other blogs over the past week and hope to be able to try soon.
Chocolate Volcano Cakes with a Middle Eastern Flair from West of Persia
Brownie Pudding from Mehan's Kitchen
Homemade Ravioli from Kopiaste
Cinnamon sugar roll cookies from Picky Palate
Cupcake S'mores from Bakerella
Also after flicking through Nigella Lawson's How to Eat I came upon the following two recipes that sound very appealing:
Involtini (slices of aubergine/eggplant filled with provolone cheese, parmesan, pine nuts and basil
Microwave Chocolate Pudding from Nigella Lawson's How To Eat
Now though… where to start?!
Storing fresh herbs
I was searching on the internet for ways of storing basil as I had bought a bunch and there was too much for me to use in one go. It's pretty expensive here in Saudi Arabia so I didn't want to leave it stagnating in the fridge and miss using it at it's best. In fact all herbs can spoil fairly quickly so it's important to store them well if you are not intending to use them up immediately. Here are a few tips.
It turns out there are a few ways to store basil in order to retain that wonderful aroma.
You can place the basil into a mini robocoupe, add a little olive oil and blitz until you have a smooth, vibrant green pesto type mixture, store in a tight lidded jar in the fridge and use this in your recipes as desired.
If you wish to freeze the leaves, wash them, pat them dry and freeze them on a baking sheet, transferring them to a ziploc bag when they are frozen, take care though because they will be brittle.
The option I decided to go with was to freeze the leaves within cubes of ice. Half the bag of basil I chopped, the other half I left whole:
Place about a tablespoon of chopped basil into each section of an ice cube tray. Top up with chilled water.
Place in freezer until solid and then pop out of ice cube trays and transfer to a freezer bag. Those above are chopped but those below contain whole leaves as you can see. If you want to use the basil in your soup or stews, just drop a cube or two straight into the cooking pan and the ice will quickly thaw; the small amount of water shouldn't make too much difference to your dish.
Coriander and Parsley
For coriander and parsley which are both far cheaper and more readily available here in Saudi Arabia I find that wrapping the unwashed bunches of herbs in kitchen towel (thick tissue paper) and placing the wrapped bunches into an airtight container helps to keep the herbs fresh for a good week or more. The kitchen towel absorbs any excess moisture in the herbs, delaying spoiling.
From time to time I do wash, chop and leave the coriander or parsley on a towel to dry a little before placing into a freezer bag and freezing. I do find however that if left too long in the freezer the flavour spoils.
Mint can be treated as coriander and parsley and wrapped in kitchen towel and kept in a tub in the refrigerator however I usually dry mint. I remove the dirty ends, wash the mint, shake off the bunches and then lay them out on a tea towel and leave to dry out. In the arid atmosphere of Riyadh this takes only a couple of days, even in winter four days is usually enough. Once dried, I pick the leaves off the stems and store them in an airtight container.
When I want to use the mint, I simply drop a teaspoon or so into the teapot with green tea and top up with boiling water to make Arabic mint tea.

subset: commoncrawl


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Brands are living things that constantly grow and evolve. Brand standards must grow and evolve too, to meet new needs and reflect new ways to use core elements.
We launched the fourth edition of the Red Hat Brand Standards in January 2015, so it's time for an update. We won't be reprinting the physical book, but we will be making changes to the online version. We'll point out each change and explain why we're making it here.
For the first update, we'll be addressing 8 sections. Most are small improvements, but a few are complete overhauls or entirely new topics.
When we launched the last version of the standards, we knew our presentation templates were in the middle of a complete redesign. What we put into the standards is focused on basic principles of slide design that we knew wouldn't change.
The new templates have been out for a while. They've been tested by our associates, and we've responded to their feedback and made adjustments and improvements.
The new presentation standards include more specific information about the templates and the tools we use at Red Hat, as well as all-new examples.
Read the updated presentation standards.
Diagrams have been part of the Red Hat visual language for a long time, and have always used brand-standard elements like our color palette and icons. Exactly how they looked always depended on the content, where it's used, and the designer working on it.
As we've grown, it's become more important to easily rework and reuse diagrams for use in other countries or contexts. A diagram made for a collateral piece may need to become a presentation slide, or a video. Without a common approach, diagrams have to be redone each time.
The designers on our documentation team, who live and breathe technical diagrams, have created a new standard for all our diagrams that's clean, easy to understand, and can move from application to application with a minimal adjustments.
Read the new diagram standards.
The "Internal logos" section used to include 4 categories–Team logos, team badges, programs, and tools. In the past year, we've found that program and tool logos aren't just internal because many are used in ways that are customer- or public-facing. So the label "internal" doesn't really fit.
So we're doing away with the "internal logos" section, and replacing it with three new sections — "Team logos", "Program logos", and "Tool logos".
"Team logos" includes logos for official departments and roles (like Technical Account Manager), and badges, which can be used for informal teams, cross-functional teams, or projects.
Tools and program logos now have their own sections, and can be used for both internal and customer-facing projects.
Each section has a new quick-reference intro that defines each logo type, offers new guidance on using each type of logo with the Red Hat logo and on different color backgrounds, and includes all-new examples showing how Red Hatters are using their team, program, and tool logos in the real world.
Read the new team logos, program logos, and tool logos standards.
Our event logo standards were pretty bare-bones, so we've beefed them up. The intro page now includes definitions of each event type, and we've added new content to the standards for each one–naming, how to use the logo on different colors and with the Red Hat logo, and new examples.
Read the new event logos standards.
Since we introduced patterns to our visual language a couple years ago, they've become one of our most versatile visual elements. We've updated the examples to reflect some of the interesting things we've seen designers do with our patterns, and changed how we present the information on the page.
Read the new pattern standards.
By popular demand, we've added an official standard (and a template) for stacking the Red Hat logo with a partner.
Read the new cobranding standards.
The certification team recently launched a new digital badging system, so we've updated the standard for their logos to include the certification number. This is an optional addition that can be used in the new digital badges.
Read the new certification logo standards.
When we launched the standards last year, there was only space in the printed book to show you one of our two collateral layouts. We don't have the same restrictions online, so we've added another example so both common layouts are represented.
Read the new collateral standards.
We hope these changes make our brand standards easier to use. If you have any questions about how to use the standards, or want to share some feedback with the team, send us an email.


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From surprise gifts exchanged by teenage sweethearts to a special dinner after a half-century of marriage, local couples said the form of their Valentine's Day traditions has changed over the years, but, for many, the day's importance has not waned.
"We still mark the day, and even after 22 years (of marriage), it's a good day to celebrate," said Chris Hahne of Williamsport.
She and her husband, Gary, plan to go out to eat with friends today.
When they were newlyweds, Valentine's Day was more about surprises, Chris Hahne said.
"Maybe special flowers or maybe more than one gift," she said. "A little more romantic."
Yvonne Pfoutz of Waynesboro, Pa., said Valentine's Days with her husband of 42 years were more romantic in the early years of their relationship, with gifts of stuffed animals and candy.
"It changes as you get older, and we tend to do more things all the time and not just once a year," she said.
Some couples interviewed said having children made a romantic Valentine's Day more difficult, so the holiday became more about celebrating love as a family than spending time as a couple.
"We might have some lunch, because, you know, with kids, you cannot plan supper anymore unless you have a baby sitter," said Irak Vicarte of Hagerstown, who has two children, ages 8 and 10, with his wife, Jing Tian. "We prefer to stay with them a little bit more, so maybe lunch and a little bit of flowers."
Tian said that in her native China, Valentine's Day has only recently become popular, particularly among young people. She said her children enjoy trading valentines at school parties, but she doesn't need gifts.
"No flowers, no chocolate," she said.
Jamie Goldman, 17, of Frederick, Md., said she never cared for Valentine's Day, but plans to let her boyfriend of two months, Rodrigo Reyna, take her out to dinner this year.
"It's important to him," she said.
"It's just a way for every couple to show how they feel about each other," said Reyna, 16, of Hedgesville, W.Va.


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Asian University Leaders Program (AULP) – Hong Kong, OCT 2016
Dear Colleagues,
Greetings from the United Board!
The United Board is pleased to invite participation to the Asian University Leaders Program (AULP) to be held in Hong Kong on October 27-29, 2016. The Education University of Hong Kong and Lingnan University will be the joint host of this AULP.
The theme of this AULP will be "Gender and the Changing Face of Higher Education in Asia Pacific" and different issues relating broadly to gender inequalities in Higher Education will be discussed. The United Board is collaborating with the Asian Pacific Higher Education Research Partnership (APHERP), a program of the East-West Center of the University of Hawaii, to present to this AULP an additional Senior Seminar on the same theme.
Please find the attached the Second Announcement, the program concept paper of AULP and the concept paper of APHERP for its Senior Seminar. United Board will organize the first and third day program and all participants will attend APHERP's senior seminar in the second day for general discussion and reflection.
Online registration is now open (https://goo.gl/forms/zbDRp9jr3MmBmI2Q2). You are expected to attend the whole program and please plan to arrive in Hong Kong by Wednesday, October 26, and to leave on Sunday, October 30, 2016. Please make online registration on or before September 20, 2016 (Tuesday). Since places are limited, please apply at your earliest convenience.


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Facing life's adversities head-on, and surviving through a truly traumatic experience often makes one tougher, smarter and stronger than ever before. Only you know it inside that you're not, and you'll never be, the same person as you were before encountering and overcoming that challenging phase of your life. You did not let that experience knock you down, dampen your spirit, and drain your resolve. Instead you found a way to rise from the ashes to face the world, now empowered and enabled with exceptional resilience. It's so true that what doesn't kill you surely makes you stronger. Kudos to you, Survivor. In my eyes, you will always be the Hero. Cheers my friend!
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Football Thread?
City after Ribery, allegedly. To be fair to all involved, it'd only be a very minor step down from Bayern right now and could even be a minor step up next summer.
Paddy Kenny to use the Cannavaro/cortisone case in his appeal against a drugs ban. Fergie to use lack of precedent in his fight against FA charges.
Super Dan's Romanian champions whose name I forgot to copy from the BBC website and who I won't dishonour by spelling incorrectly here will hopefully rape Rangers. Arsenal should take three points off Alkmaar but I fancy Lyon to get a result against Liverpool tonight. I'm basing that wholly on the fact that Bastos and Lopez are ace on FIFA 10.
Hopefully Unirea will not rape us tonight.
Although we are totally pish and could well get beat however I feel we can win this game and that we must win this game. The best we have played this season has been for spells in the champions league so hopefully we can get out fucking finger out and get the result we need.
Super Dan to bring himself on at half time
and score a hat trick
Unirea Urziceni? Urcizeni?
Leeds have banned the guardian from elland road, because they keep asking inconvenient questions about the club's ownership. and when i say leeds, i mean ken "i'm off to my ten acre farm, you lot can piss of back to your council estates" bates. of course, he's chosen telling them to fuck off over suing them, almost like he wouldn't have grounds to sue them
I tried to make my very first football thread earlier
and then DiS had some kind of a seizure and lost it all.
Apparently Liverpool officials will be searching Manchester United fans for offending items such as - you guessed it - beach balls on their way into Anfield on Sunday, after Liverpool's online shop sold out of their £10 'beach set' merchandise. Perhaps Rafa's somewhat sanguine reaction to the goal itself was due to foreseeing this potential windfall?
Apparently Daniel Amokachi's twin sons are on trial at Everton. I don't know what they're accused of having done. LOLOLOLOL.
I missed 'Life' last night as my housemate is a Dirty Leeds fan, and was hanging onto the remote control with his grubby little mitts all night. However, this did enable me to see the Norwich keeper woefully miskick his goal kick in the 93rd minute, prompting Beckford to collect the ball and tuck it away. I would rather have been watching stuff about lizards n shit though.
Good result for Fulham
last night against Hull. Good win for Leeds to against Norwich. Good comeback by the reds against the whites at 5 a side. Utterly shattered after about 45 seconds of my outfield excursion. Marking a marathon runner didn't help.
You see, I read about those games 30 seconds before starting this thread
but somehow instantly forgot about them.
I'm such a big 4 fan bastard
FAO Judge_B
It was a guy called Bert Curtis - Secretary of Saints Trust.
Never heard of him. He's probably never heard of me, either
Thinking of a cheeky Champo Leaguo treble this week
Liverpool to draw
United to Lose
Chelsea to win 3-0
No idea what it pays as I can't get on bettng sites at work. Anybody?
No idea how good AZ are, I know they won the league last year, but have since lost their manager and a couple of players. Should be 3 points, but we've made realtively hard work of our group games so far so a draw isn't beyond the realms.
Hopefully Gibbs and Eboue keep their places, supposedly both excellent against Brum and it would do Sagna and Clichy some good to know they can't just walk into the side if they're not playing well.
AZ Alkmaar have turned rubbish
currently 6th in the league, having already lost 5 games (out of 10 played)
Excellent news
Be nice to keep a clean sheet if possible, it always worries me when we're thrashing mediocre teams but still conceding.
Also please no more injuries, thank god Wenger's squads are always so top heavy, because being without Theo, Bendtner, Rosicky, Nasri, Eduardo would be a tad problematic for a lot of sides.
Apparently haven't been paid aswell...
Off ANR so likely to be rubbish but their main backers have gone bankrupt
That's definitely worth a couple of quid, thanks
Half mental i think
Ribery is an exceptional player, was so upset (though not surprised) when bayern gazumped us to sign him.
Benzema clearly has bags of ability, but I've never really seen him do much aside from a very good goal against Utd a couple of years back.
I reckon he's the sort of player your lot will soon be going in for
You signed loads of clearly very good, very established players the summer just gone but if our owners really are determined to build a City brand, they'll want a superstar name/marquee signing. Ribery is that sort of household football name.
According to his agent and the Marseilles chairman it was between us and Bayern
Think Wenger refused/was unable to go beyond about £15m whereas Bayern were chucking tons of cash around that summer and were pretty much saying 'name your price'. All pretty irrelevant now obviously as he'll be far beyond what we can afford in the summer.
I agree though that it's unlikely he'll join City, personally I reckon he's already shaken hands on a move to Real in the summer.
In the summer of 2007, Chelsea basically had a straight up choice between signing Florent Malouda or Franck Ribery. Obviously, they were from two different clubs, but it was always going to be one or the other with the £18m fund.
Seems very silly now, given Malouda's patchy (at best) Chelsea career and how now, (imho) Ribery is one of the best players in the world. I guess at that time though, Ribery was still largely just a very decent prospect, whereas Florent has just won the league and French Footballer of the Year...
i think it hard to judge a player who plays abroad unless you watch foreign football.
most of us base hwo good a forgeiner is on a few champions league games and a handful of international performances.
i think i've only seen ribery play about 4 times.
I assume they're good but you're not mental
I don't rate, or didn't rate, Totti, Ibrahimovic, Deco etc etc yet obviously those who have a career in football management do.
Nothing today will top this pic of Woodgate and Crouch dancing
Mos def
I think i'll need to get a little more diamond-encrusted jewelry first though...
I, a Liverpool fan, firmly believe that
Lyon will give us a good spanking
They're a good side, but you'll have Mascherano and Gerrard back and that transforms the midfield.
Obviously Hicks & Gillet won't sack Rafa while they're trying to sell, but if he were to lose tonight and against Utd that would be 5 on the bounce, reckon he might walk?
who? us or them
surely liverpool need the win and won't put a weak side out
A depressing read about Liverpool here:
nah, i think Torres like and respects liverpool too much
to go to any manchester club. If they have to sell him it's more likely to be back to spain or somewhere like chelseagoldenstreams this'd this
I thought it was brilliant.
Has missed 3 penalties in a row for Leeds
Perfect for inevitable England penalty shoot-out at the upcoming World Cup
He's worth £2.50 and not a penny more
I'm not having those blue and white bastards up the road cashing in on him.
He missed a fair few chances last night.
Bradley Johnson impressed me though.
Do you think Allen thinks he's just a loavable rogue?
"oh there goes Mad Dog again! Look at him dropping his trousers in public, oh now he's calling that bouncer a nigger, you can't take him anywhere" etc
What a cunt.
Indeed he will
Not sure Holloway is in the same bracket as Allen to be fair. Bit of an irritant for sure, but seems like he's a decent enough guy beneath the eccentricity.
Allen just strikes me as a nasty piece of work.
Probably going to be Henderson or Zenden in the centre.
who's the guy who gets tackled for the 4th goal? He's got a completely different kit on (which is probably a good idea given that both teams seem to be wearing the same shirt, but still).
Not much talk of the only prem game on last night??? Bullard, lolz
A good straightforward win for Fulham, in a game they lost last year. Fulham no better than last year, well perhaps Duff, Hull worse (definitely defensively)? Venegoor of Hesselink will score precisely 2 goals this season if he's lucky, whilst the other 9 men sit back and watch hoping Giovanni can do something anything after winning the ball just infront of the back 4.
Jimmy Bullard got a massive amount of banter, chant of the week
"Jimmy Bullard, Bullard, He's worse than Steve Gerrard, He's fatter than Frank Lampard, Jimmy Bullard, Bullard"
The others are a little less repeatable.
Hughton offered Newcastle job
and we really really need to beat Scunny before we start going really stagnant and lose all of our early-season momentum
liverpool in "bringing young, unproven player into the squad" shocker
thats two in the past five years!
had a great game before he got injured
liverpool's crosses have all looked dangerous, they've been playing differently and its working. a bit nervous for sunday if they can put balls like this in.
Football is rubbish
Only Plymouth's constant conceding of goals is keeping us off the bottom of the championship.
In happier news, I saw Gary Cahill is Tesco yesterday...
2-0 to Leicester, fantastico
Got Reading away next, should do them over. On track for a playoff place, who'd have thought it?
oh my lol
and arsenal!
best night of football in a long time
bindippers losing, az equalising right at the last minute and the legend that is gokdeniz karadeniz scores for rubin kazan as they beat barcelona at the nou camp :D amazingJordan_229_2 and harru this'd this
Haha what a crazy night.
So much for all that English domination of the champs league bullcrap.
barca lost to rubin cunting kazan
all the 'best' teams got merked.
Reading are fucked. :(
Becoming a joke now, Rodgers needs to go but I don't think it's going to happen.
I made a bet with my dad that they'd go down this year.
It's looking not unlikely.
WTF was with them tonight? QPR have a man sent off on 30 mins but then are 2-0 up after by half-time! Unbelievable.
Just shows how clueless we are.
It's really fucking depressing to go from Premiership to this so quickly, seeing all the players sold off and a lack of direction from the board.
Tempted to start betting against us, if I'd started doing that at the beginning of the year I'd be rich by now.
That was terrible.
Have just got back from Loftus Road after a pretty much appalling display. The first thirty minutes I thought we might hold onto a 0-0 draw but then the ref decides to make himself centre stage. Gives the QPR man a booking for taking the free kick too early and then realises he's already been booked so sent off. He then was looking for any opportunity to even things up, hence the Ingimarsson sending off.
We were all over the place for the second goal though, gave them all far too much space and then neither Federici or Mills decided to deal with the cross which their tiny striker managed to score from.
It was a good move to go to 3-5-2 after the break to try and get one back but the ref stopped that. Having used up two subs at half time to change the game and with no full backs on the pitch we were just attacked time and time again down our flanks on the counter. We actually played some decent stuff in the last 10 minutes and Howard got his first goal which was nice.
I didn't join in with the calls for Rogers to go, there's no point during the game, it's not going to change the result. I'm always impressed with the self deprecating humour of our fans, we seem to enjoy being shit just so we can mock ourselves. Good turn out as well after our recent form, must have had about 1000 there.
We got careless and sloppy, the usual bad habits
Paid the price. We should still qualify, and frankly I don't care whether we finish first or second so long as we get through. But we can't piss about like that in the next few league games.
Records have to end sometime
Like that whole daft Mourinho v Man Utd thing leading up to Inter v Man Utd last year
Yeah confident we'll get a result against them at the Grove
really silly result tonight, but should still go through as group winners.
absolute heroes. shevchenko's incredible. mourinho lulz.
could see them maaaaybe go through, would be brilliant
It's 1999 all over again
So long as that doesn't mean a Man Utd Treble anyway
has Mourinho won a European game with Inter yet?
because if not, he's getting sacked before he does
Against the might of Panathinaikos and Anorthosis Famagusta last year
they should definitely do this
How on earth celebrating a goal can be considered a worse offence than deliberately attempting to endanger a fellow professional's playing career?
Political correctness and football don't mix, end of. Still, that's 5 wins on the bounce, 2 points off the top, the only blight being Guy Moussi's ridiculous sending off in stoppage time after scoring the winner.
southgate leaves boro
anyone fancy digging cloughie up?
for real?
a top bloke and a
legend as a player, but a pretty dreadful manager. he inherited a safe mid-table/occasional top half side who had just reached a uefa cup final and took it to the championship with some truly awful signings/tactical decisions along the way. gibbo knows what he's doing. as i said, he's a boro legend and i really wanted him to succeed but it's the best decision.
i agree
southgate might've spunked money away on alves but it wasn't likely he was going to get another coup like Zenden or strike lucky on a yakubu. McClaren had a lot of luck and really did pull the club up above their default level (mid-bottom half prem)
i agree
wholeheartedly with your first point. we massively overachieved under mcclaren, but the base was there to push on and establish ourselves further up the premier league. gibbo's mistake was not replacing mcclaren with an experienced manager. it's tragic how bad we got so quickly.
in regards to your second point...having not watched second tier football for 10+ years, i was shocked at how big the gap in quality of opposition has been this season (and i think soapy/other geordie fans might be able to back me up here.) we haven't played well AT ALL and are 1 point off the top.
I was at the Boro Donny game
and it was a joke, Boro played terribly for most of the match and they were still absolutely miles ahead of Donny. You wouldn't think they were even playing in the same division.
last season any of about 7 could have gone down
and it won't be too different this year either
if anything, i'd say that there is a real minority of prem clubs (city, sunderland and spurs most obviously) who actually look like stronger squads than last year.
I'm not sure where else the club can go without him
I know the club will be desperate for automatic promotion but their results so far have put them well along that road.
Brom and Toon's initial form caught a lot of the league by surprise but both have had their stumbles, and Boro are hardly far enough behind to really be described as 'off the pace'.
He was doing everything right, sure there had been some transfer gaffs in recent years but in this current campaign he's built a team of young, hungry players a good few of whom are well above the quality of the teams they're up against.
It'd be a real shame to see some panic appointment come in and start breaking things up and trying to buy their way out of things in January with players who won't be worth their fees if/when they go back up in the summer.


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Tuesday, 21 June 2011
H&M Home: new collection
5 comments:
estuve el sabado en la tienda viendo la nueva colección, muy chula, creo que van mejorando!!!ReplyDelete
Hello Carla and Olga:ReplyDelete
Well, if you are thinking that you may have to wait a little while for these wonderful items to reach Spain, spare a thought for us in Hungary where, we very much doubt, they will ever slip across our borders.
But how nice it is to be able to look at, and at least dream of, what might have been! Such a super eclectic mix and so imaginatively presented. We love it all!
So amazing!!! Last October I went to London and visited H&M in Oxford Street just to see if the Home collection had arrived! it hadn't! I'm still looking forward to buy something from there! everything looks so cool!! :DReplyDelete
Colores - Qué suerte que hayas podido ver la colección de verdad, no como nosotras que lo vemos por internet. Ya tengo ganas de comprar cositas.ReplyDelete
Jane and Lance - It sounds like you'll have to catch a glimpse of the collection when you are next in the UK. I'm sure Hungary has plenty of other wonderful delights to offer and just think it's nice that not every high street across the globe has the same shops.
Hi Bea, glad you like the collection. I have to admit that I didn't realise the H&M Home products were available in the UK until Olga told me but now I know, there will be no stopping me!
Hola Olga! Qué tal? Espero que regio! Wou, qué buenos los productos de H&M! Me encantó la cortina de la ducha y el cojín con las llaves! Habrá que pedirle a Odín que expanda la compañía rápido, y para los que estamos del otro lado del Atlántico, a Locki y Thor también, jajaja. Un gran abrazo y muchos besos! XoXoReplyDelete


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I did a little mechanical maintenance (adjusted the valve clearance, for the grease monkeys out there), and then got ready to leave. The next day, I headed off to Monterrey, about 220kms south of Nuevo Laredo. I didn't get far before I discovered why Mexican customs & immigration were so lax before. Nuevo Laredo is classed as some kind of no mans land - you don't need a passport or anything to visit and return to the US (although I'm sure the US immigration service would beg to differ. They do check the papers of people travelling outside of Nuevo Laredo though. So I had to backtrack a bit, get my papers sorted near the border, then head south again. All in all, it wasn't a bad border experience, so if that's the standard (I doubt it though), then this trip will be smooth sailing.
The main road from Nuevo Laredo is a toll road, which I didn't expect. However, considering the road passes near the Chihuauan desert, I was grateful for the infrastructure and implied safety net of traffic and police patrols. Especially when I felt oil splatter onto my leg about 50kms from Monterrey. Fearing the worst, I pulled over, topped up the oil and limped into the city worried that the trip may be over before it had really started. When I inspected it properly the next day, I was relieved - the bumpy journey had unscrewed one of the engine mounts, and the head had leaked a bit of oil throught the now loose rubber gasket. In short, a few bolts came loose - repairs cost me about 2 bucks at the local hardware store. What was more expensive was replacing the rear tire that was Donald Trump-like uncomfortably close to bald for most of the US. But it had to be done, and was completed quickly and effectively, with a little bit of communication difficulty.
Monterrey seems like it could be a nice city, but suffers due to it's location - surrounded by mountains, there's no real escape for the pollution caused by over a million old cars - breathing is a little like taking up smoking. Desperate for some cooler & fresher air, I headed southeast for the Tampico and the Gulf of Mexico.
Now is probably a good time to explain the Mexican law enforcement system, excluding the omnipresent military. At the top you have the federal police. These guys are generally charged with tackling Mexico's notorious problem with drug gangs. Whenever they meet, there's generally casualities, and so they treat their job with suitable seriousness. Basically - these guys don't f**k around - most of them dress like the TRG watched a Rambo marathon - automatic rifles always at the ready, faces covered and not a smile to be seen. They are everywhere, and share responsibility with the military for running the many security checkpoints along any major road. While this may seem intimidating, I wasn't particularly worried - flare ups are pretty localized, and (most importantly) the federal police have little interest in someone like me. I have only been stopped at a checkpoint once, and then only for the briefest time. I'm not running a drug cartel from my bike, so they generally keep their distance. The same could be said for the state police. The municpial police apparently have a reputation for corruption on my level (ie could see me as a potential target from which to extract bribes), but I've yet to see it. The corruption of the local transit police however, I have experienced. Twice. In Tampico. Both times, the officers motioned for me to pull over, asked for my licence and then told me I had commited a bogus offence (running a yellow light, and too much luggage on my bike). While explaining that a ticket would cost 100 US dollars, they explain I could pay in cash. It must be mentioned that in the case of "yellow light" officer, he wasn't as brash as that, but mentioned the ticket and was hinting that there may be 'another solution'. This kind of corruption kills developing economies, and robs decent people of the money tourists would otherwise spend in their shops, restaurants or hotels. In short, I detest it. So, if I had actually committed a crime, I would take the ticket and court date over handing a corrupt cop the cash. Both times I ended up leaving without paying a dime or getting a ticket, partly because the charges were trumped up, and because I ended up frustrating the officers with my lack of spanish to the point that they just gave up. It's fun playing dumb with these guys - even when I understood them (I have learnt a bit of spanish, and they both spoke some level of broken english) I'd pretend their accent was indecipherable, and shrug my shoulders in confusion. This ploy worked so well, I may continue to use it, even when my vocabulary and pronunciation has improved.
Anyway, I got into Tampico and was quickly disappointed - the beach was a dirty port, and the dirty part should be emphasized. But I found a cheap (120 pesos, or around 9 bucks) hotel, put Isabella in the lobby for safekeeping, and grabbed a few beers and a couple of buns filled with a bbq-style pork, pineapple and coriander. Delicious.
The next morning I headed out for Veracruz, where I had the second transit cop encounter. After that, I was fuming a bit, but luckily, the road ahead saved me. Beautiful mountain passes, twists and turns, dotted with glimpses of the blue Carribean lightened my mood considerably. However, the constant toll bridges put a little bit of a dampener on things. I changed the oil in Isabella in Veracruz, and kept heading on. At this point, I had resolved to keep pushing on until I reached a city I liked, then buk down for a few days. So I slept in auto hotels - basically motels, but with the vehicle parked in a curtained garage next to your room (as opposed to a carpark outside a block of rooms). On the 29th, I stayed in a town called Villa Sanchez Magallenes - don't try too hard to find it on the map, it's pretty small. I found a nice lady serving empanadas there, and had some for dinner, and the breakfast after.
Leaving Villa Sanchez Magallenes, I continued east along the southernmost part of the Gulf of Mexico, along what my GPS assured me was a road. The first 5kms or so was beautiful - palm trees, white sand, etc. However, the road soon gave way. Literally - the road had washed away in some kind of storm. From there on it was a mix of remaining road, sand and coconut husks that the locals had laid down to improve traction (it works, considerably). For those who hadn't ridden a motorbike offroad before - deep, soft sand is not fun. It's slow, tough and unpredicatble. If I had brought a heavier bike, I may still be there, grunting and swearing. But 250ccs meant I had enough grunt to get through, and yet could steady the bike with a well placed foot when things got wobbly. It wasn't what I had expected, or wanted. To top it all off, some of the locals had erected barricades, and required 5 pesos to pass. 5 pesos isn't much, but there were alot of gates, and I didn't have enough coins to pay everyone (I doubt I'd get change back from notes, either). I went around most, and paid one guy who had pretty much walled off the whole area, so I had no choice. When I saw a t-junction with a road that the GPS said led back to the main highway, I cracked it pretty soon and turned down what the GPS thought was a track. GPS-wrong again. After that, it was pretty much smooth sailing to Campeche, including a beautiful twisty road in the last 50kms or so.
I found a hotel that Lonely Planet had recommended, and was the cheapest so far (95 pesos for a dorm bed). Campeche is a beautiful city, well deserving of its UNESCO world heritage listing. Cobbled streets connect colonial buildings from the 15th century (my hostel was a mansion of that time), all being surrounded by the remnants of forts and a high wall, built to protect the town after a partiularly nasty pirate attack in the 17th century. I decided quickly to stay for a couple of nights, and take in the sights. I had arrived on a saturday, so at night the main plaza was full of people, vendors and entertainment including a water fountain light show rigged up with sound, which I particularly liked. during the high season, Campeche is full of tourists, and even now there were a few gringos about - a welcome change from myself being the only pale skinned person in sight. The next day I walked to the fort of San Miguel, which overlooked the city and Gulf from a nearby hill. What was interesting was how the fort resembled a fortress from the outside, but a house from the inside, complete with pretty courtyard. It now houses an interesting museum with a range of Mayan artifacts.
All the photos can be found HERE


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In recent years there has been a program on television titled "My Name is Earl." In the show, the main character - Earl - is a man who has spent most of his life lying, cheating and stealing. Taking advantage of situations and people, without regard for the consequences. One day fortune seems to smile on Earl. He buys a winning lottery ticket, only to be hit by a car and then loses the ticket. He has an epiphany during his recovery in the hospital. He concludes this has happened to him because of "karma," that all the bad things that he has done throughout his life are now coming back to haunt him. He decides to make a list of the things he has done and the people he has wronged and sets out to make amends one by one. As he does he realizes this is not always a simple thing, because he isn't settling for just apologizing - he wants to make things right. Earl learns two things in the process. One, that his actions have often had far-ranging repercussions that he never imagined. And two, the "solution" wasn't always a simple reversal of the wrong that had been done, that to truly make amends often involved a conversion a mind and spirit as well as paying back a simple debt.
This idea of karma or fate or some other force that repays you for what you've done is certainly not a new one. I'm sure we've all heard sayings such as "You'll reap what you sow" or "What goes around comes around" and "You can fool some of the people all the time, and all the people some of the time. But you can't fool all the people all the time." Shakespeare wrote a play titled "Measure for Measure" that explores this idea that our actions and words and deeds will come back to haunt us, that regardless of how hard we try to hide or obscure our true purpose we can't escape who we are. We can't escape the consequences - consequences not always what we had hoped for.
The title of Shakespeare's play is drawn from the Gospel. "The measure with which you measure will be measured out to you..." Measure for measure. Many times I've heard threats of hell or retribution and many times failed anyway to live up to the standards God expects of me. We all fail now and then. We all fail at measuring out to others that which we would want measured out to us in return. We allow ego or weakness or desire to drive us and end not just hurting ourselves but others in the process. When we take and take and take without giving in return much will be taken from us as well.
I was talking with the young people I minister to recently about the far-reaching effects our actions have. That everything we do or say somehow affects the world we live in. An argument we may have with a friend may seem to us a simple disagreement between two people. What we don't consider is how that argument may affect each of us. Will we treat others badly because we're so upset about the argument? Will we become depressed and how will that affect the others around us? Will we break off the friendship and end up regretting it in the future? Will the argument instill in us a distrust of others, a hesitation to cultivate other relationships? By the same token, a simple kindness may grow into something wonderful that we never imagined.
I've always loved the image of a drop landing in a pool of water and the ripples slowly spreading out. Because that's what the things we do are like - drops of water that land and spread and ripple throughout everything around us. Some things we may never know how it has affected others. And sometimes we may. Recently I was visited by a young man I hadn't seen in about ten years. He had come to youth group years ago when I was a volunteer - somewhat against his will - and even though he struggled with his faith and projected an air of distrust and disassociation I always enjoyed talking with him. There was a spirituality that I sensed there that transcended the façade, and I told him that. In the years since I thought of him often, wondered what became of him and prayed for him. He visited me just before Christmas and it was a joyful reunion. He spoke of all he had been through - serving in the military in Iraq and all the horrors he had seen and how it had affected his life. Other troubles he had experienced and temptations that had been placed before him and how through force of will and character he had risen above it all. And how my interest in and kindness to him was something he'd never forgotten, how it helped him in some of his darkest hours during the war, and how he desired to come back and share his appreciation with me. It was one of the greatest Christmas gifts I've ever received.
We don't know how every word or action will affect others and the world around us. But like ripples in a pond they do. And that which we measure out to others will indeed be measured out to us in return.


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This early 1800's miller's cabin has been lovingly restored and is ready for your relaxing getaway. Only 7 miles from Main Street Abingdon, this cozy retreat is perfectly located for family fun. Situated a few yards from the North Fork of the Holston River, you have easy access to fishing and Adventure Mendota, a local tubing outfitter. We are minutes from Bristol TN/VA and Bristol Motor Speedway. Hiking, biking, fishing and hunting are enjoyed by area residents. Local favorites include the Barter Theatre, the Martha Washington Inn, Heartwood, The Creeper Trail (including the Appalachian Trail), and a wonderful variety of local food fare. The Highlands Festival, Bristol Rhythm & Roots and many other cultural events make our area an excellent vacation destination.
The interior of our property is the original miller's cabin built in the 1820's. In the early 1900's, the cabin was expanded and a clapboard exterior added. Master bedroom and bathroom are on the main floor. ***Please note, that the two upstairs bedroom have extremely steep steps. This adds to the uniqueness of our cabin, but could be an issue for visitors with mobility issues.
A full kitchen will lend itself to meal preparation and entertainment. Microwave, coffee maker and all cookware are provided.


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Is the reclamation of elemental mercury from mercury retorting (e.g., recycled fluorescent lamps, contaminated phosphor powder, mercury batteries, and other sources) and the subsequent sale of the recovered mercury (e.g., for use in thermometers and other equipment) subject to the 10 pound processing threshold?
Yes. Mercury retorted from wastes and subsequently distributed into commerce should be counted towards the 10 pound processing threshold. Additional information on mercury and mercury compounds is available in the Guidance for Reporting Toxic Chemicals: Mercury and Mercury Compounds Category.


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The cost of EACH session is based on the minimum spend requirement of $600 (with 1-20 students in attendance) plus $20 per additional student (>20 students). Optional extras are then added to the final cost. Prices are exclusive of GST
1-20 students: flat rate $600 which includes one vo2 max/lactate test, one wingate anaerobic capacity test (plus an electronic version of the worksheet for tracking acute responses and wingate data), and includes travel from 0-100km from 16/17 Miles Street, Mulgrave VIC 3136
21+ students: $20 per student
Extra VO2 max test: $215
Extra wingate anaerobic capacity test: $50
Booklets: $10 per booklet
If your scheduled demonstration is within 4 weeks of the date of making the booking, you will be invoiced in full, according to the information you have supplied, payable within 14 days. If your demonstration is scheduled for more than 4 weeks from the time of making the booking, you will be sent a "booking deposit" invoice of $300. This payment must be made by the due date (14 days) to secure your nominated session date and time. The booking deposit will be deducted from your final invoice, which will be billed upon completion of your demonstration.
Please note: Each session you book will be subject to the booking deposit fee of $300. If you book 2 sessions you will be invoiced $600, 3 sessions will be invoiced at $900.
For account enquiries please contact Tracey at email@example.com
Please direct all other enquiries to Luke: email@example.com
How to book your session/s
You can book your session/s online via the following link or by emailing firstname.lastname@example.com: https://app.acuityscheduling.com/schedule.php?owner=12661043&appointmentType=2162253
Cancellation within 2 weeks of the scheduled session date will result in the booking deposit being forfeited. The number of students identified on your booking request, plus any optional extras, will determine the payment required for a session. Important: reduced student numbers on the day will not result in a refund. Additional students (>20) will be included in your final bill to be invoiced upon completion of your demonstration. After acceptance of a session booking any requested changes must be approved by Mets Performance Consulting Pty Ltd before confirmation. All invoices will be sent to the school contact you have provided, and it is then your responsibility to forward to your accounts department for processing. Payment is required within 14 days of the issue date.
A minimum cost of $600 applies to bookings of 20 students or less.


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From our web site, you can make your gift securely online. Several options are available:
In addition to donating online, there are other ways you can support the mission and work of YWCA.
YWCA Sonoma County
PO Box 3506
Santa Rosa, CA 95402-3506
YWCA Sonoma County
PO Box 3506
Santa Rosa, CA 95402-3506
Choose from many giving options, including naming the YWCA Sonoma County as a beneficiary in your will and more complex trust arrangements that provide life-long income. Help us secure the future!
If you have questions about any of our giving programs, please contact:
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(707) 546-9922 ext 2
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Administration Office: 811 Third Street, Santa Rosa, CA 95404
Phone: 707-546-9922 | Fax: 707-546-9928 | Email the YWCA
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Escort Italy
City: Escort Milan
Phone: *39 324 056 00 31
outcall: yes
incall: yes
Hello, I am 38 years old Giulia , Italian , a lively and cheerful person who likes sex and play , I also like to play so unconventional, but I love the education cleaning.
The game is always a matter of understanding and imagination , so if you must write me an email in which you tell me your imagination , we can create the right atmosphere together.
Call me and let's set up a meeting in my office , but I can also move and come to the hotel and motel ... I can come home !
I am 1.73 tall, weighing about 52 kg, I have a cup "C" natural
breast, with blonde hair are coming behind us, I have green eyes. I am totally shaved and tanned usually.
City of base :
I host in Milan Maciachini with ample parking or you can reach me with the line MM 3 Maciachini - get in a classy and modern .
By appointment by calling me 2 hours before ! Knowing the morning to the afternoon or in the afternoon for the evening, can I move in MI town and I come to the hotel or motel or home.
Other cities:
I move smoothly even in the hinterland of MI or neighboring regions to Lomabardia ! Knowing 1 day before so I can arrange.
I'll catch up in Italy and North -Central Italy knowing with proper notice ( with advance payment of the agreed amount ) .
Personal Site


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The S&P BSE Sensex rose higher for seventh consecutive session and ended at record closing high led by gains in auto, capital goods and power sectors. Watch market experts for market strategy for the coming week.
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Press release
Highways Agency advises drivers to plan their journey for the Duxford Air Show
The Highways Agency is reminding road users to allow extra journey time during The Duxford Air Show this weekend.
The event, which is being held at IWM Duxford, this weekend Saturday 13 and Sunday 14 September, has already sold more than 23,000 tickets to people.
The Highways Agency is working in partnership with the event organiser and local authorities to help get traffic to and from the event and keep traffic flowing. Anyone travelling through the area is however, advised to allow extra time for their journey, or to plan an alternative route or time.
Nigel Allsopp, Highways Agency Events Planning Manager for the East of England, said:
Although there won't be any road closures, we expect the M11 at junction 10 to be much busier than normal throughout the weekend.
The Duxford Air Show attracts a large number of visitors to IWM Duxford and we strongly advise road users in the area to plan ahead and allow extra journey time in case of any delays.
General enquiries
Members of the public should contact the Highways Agency Information Line on 0300 123 5000.
Media enquiries
Journalists should contact the Highways Agency press office on 0844 693 1448 and use the menu to speak to the most appropriate press officer.


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Bleeding air tanksby Tom Jones
Diesel coaches rely on compressed air for brakes, suspension and, in some cases, automatic leveling. The air system will include a compressor, air dryer and several air tanks. Although the dryer will effectively remove moisture from the output of the compressor, it's possible for moisture to accumulate in the tanks, especially after a period of storage. Therefore, it's necessary to periodically bleed the air tanks to remove any accumulated moisture.
Some coaches employ automatic air ejectors or "spitters" that literally spit moisture (often heated) out under pressue. However, they do not necessarily remove all the moisture and additional manual bleeding will be required.
Air tanks incorporate manual bleed valves which are used to expel moisture. On some coaches this requires crawling under the coach to open the valves, whereas other coaches have lanyards attached to the valves, allowing them to be operated without crawling under the coach. Many owners have reported that the lanyards were coiled up adjacent to the valves, requiring them to uncoil and route the lanyards prior to first use.
The procedure for bleeding varies a little between manufacturers, but it essentially requires a bleed valve to be opened long enough to expel all the air and moisture. It's usually necessary to expel all the air because the air rushing out would push aside any moisture.
The required frequency of air bleeding varies by manufacturer and can be anything between daily and every months.


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There are plenty of motives to receive residence insurance in Calgary. Firstly, you would like to make certain the house, cottage, or tenancy is roofed for problems, theft, and flooding. Secondly, you want to know Should you be overpaying for household insurance policy, and Should you be, you want to know For those who have entry to a far more economical insurer. We can assist you connect which has a Stay insurance plan broker who will provide you with the information you might want to insure your own home in Calgary. You may also ask for a quotation from at the least ten Canadian house insurers, in order to Evaluate premiums.
Common Residence Insurance Premiums
Property defense prices are distinct for rented and owned Houses. Tenants coverage for rented houses covers the basic contents of the dwelling and a few liability (you might need a independent coverage for wonderful artwork, wine collections, furs, and also other highly-priced, atypical merchandise). Tenants insurance policies is usually more cost-effective than homeowners coverage.
Homeowners coverage addresses the making and its exterior, and threats connected to theft, fireplace, earthquake, etc. Because the value of the building is far higher than the contents of a rented unit, homeowners insurance policy rates are appreciably increased than will be the premiums for tenants insurance policies.
In the last twenty years, many tiny companies have started to insure their unique pitfalls via an item termed "Captive Insurance." Smaller captives (also called solitary-parent captives) are coverage businesses recognized from the house owners of carefully held businesses aiming to insure risks which have been either also highly-priced or as well difficult to insure by way of the standard insurance Market. Brad Barros, a professional in the sphere of captive coverage, points out how "all captives are dealt with as corporations and should be managed in a technique according to regulations recognized with both the IRS and the right insurance plan regulator."
As outlined by Barros, frequently single guardian captives are owned by a rely on, partnership or other construction established by the high quality payer or his spouse and children. When thoroughly made and administered, a company could make tax-deductible quality payments for their linked-occasion insurance provider. According to instances, underwriting earnings, if any, is often compensated out to the proprietors as dividends, and earnings from liquidation of the corporate may be taxed at money gains.
Top quality payers as well as their captives could garner tax Advantages only in the event the captive operates as an actual insurance company. Alternatively, advisers and business people who use captives as estate organizing resources, asset safety autos, tax deferral or other Gains not associated with the real business enterprise purpose of the insurance company may perhaps face grave regulatory and tax repercussions.
Numerous captive insurance policies companies are frequently shaped by US organizations in jurisdictions outside of the United States. The main reason for this is foreign jurisdictions provide reduced fees and increased versatility than their US counterparts. Being a rule, US firms can use foreign-based mostly insurance policies corporations As long as the jurisdiction meets the insurance policies regulatory criteria expected by The interior Income Services (IRS).
There are numerous notable foreign jurisdictions whose insurance restrictions are acknowledged as Risk-free and productive. These contain Bermuda and St. Lucia. Bermuda, though more expensive than other jurisdictions, is property to most of the most important insurance coverage corporations on the planet. St. Lucia, a far more reasonably priced area for smaller sized captives, is noteworthy for statutes which can be both of those progressive and compliant. St. Lucia is usually acclaimed for lately passing "Incorporated Mobile" laws, modeled just after similar statutes in Washington, DC.
Daily life coverage is among the most important components of any individual's economical program. However there is great deal of misunderstanding about daily life coverage, predominantly mainly because of the way daily life insurance coverage merchandise have already been marketed through the years in India. Now we have reviewed some frequent blunders insurance plan buyers really should keep away from when getting insurance policies procedures.
1. Underestimating insurance coverage requirement: A lot of lifetime insurance policy buyers opt for their insurance covers or sum certain, based on the strategies their agents need to sell and just how much top quality they're able to afford to pay for. This a Improper technique. Your insurance policies necessity is usually a functionality of one's economical situation, and has nothing at all do with what products and solutions are available. Lots of insurance coverage purchasers use thumb guidelines like ten periods annual cash flow for canopy. Some fiscal advisers mention that a cover of ten times your yearly cash flow is satisfactory as it offers All your family members a decade value of earnings, when you find yourself absent. But this is not usually right. Suppose, you've twenty 12 months property finance loan or property personal loan. How will Your loved ones pay out the EMIs following a decade, when most of the financial loan continues to be superb? Suppose you've got extremely youthful youngsters. All your family members will run away from earnings, when your children need it quite possibly the most, e.g. for their increased education. Insurance policies prospective buyers need to look at a number of variables in determining just how much insurance policies address is suitable for them.
· Repayment of the complete remarkable credit card debt (e.g. household financial loan, motor vehicle financial loan and so forth.) on the policy holder
· Following personal debt repayment, the duvet or sum certain ought to have surplus cash to deliver adequate month-to-month income to address the many living fees in the dependents of the coverage holder, factoring in inflation
· Following personal debt repayment and creating monthly profits, the sum certain should also be enough to fulfill potential obligations of your policy holder, like children's education and learning, relationship etc.
2. Picking out the cheapest policy: Several coverage purchasers wish to invest in policies which might be less expensive. This is another critical slip-up. An inexpensive policy is no great, When the insurance provider for many rationale or A different are unable to fulfil the declare inside the occasion of an untimely Dying. Although the insurer fulfils the assert, if it's going to take an exceptionally very long time to fulfil the assert it really is absolutely not a desirable situation for family members of the insured to become in. You'll want to examine metrics like Claims Settlement Ratio and Period smart settlement of death statements of different life insurance corporations, to pick an insurance provider, which will honour its obligation in satisfying your claim inside a timely method, must such an unfortunate circumstance arise. Info on these metrics for the many insurance plan corporations in India is on the market during the IRDA once-a-year report (about the IRDA Web page). It's also wise to check declare settlement reviews on the web and only then decide on a firm which has a good reputation of settling claims.
three. Treating life coverage as an financial commitment and acquiring the incorrect plan: The widespread misconception about lifetime insurance coverage is, It is usually as a superb expense or retirement arranging Answer. This misconception is largely because of some insurance plan agents who want to sell highly-priced procedures to generate significant commissions. Should you Review returns from lifestyle coverage to other expenditure selections, it simply just doesn't sound right being an expenditure. If you're a younger Trader with quite a while click here horizon, fairness is the best wealth generation instrument. About a twenty 12 months time horizon, investment decision in fairness resources by SIP will lead to a corpus that is at the very least three or four situations the maturity amount of lifestyle coverage strategy having a 20 calendar year phrase, While using the identical financial investment. Existence insurance plan ought to generally been found as defense for All your family members, within the celebration of the premature death. Investment really should be a completely independent consideration. While insurance businesses promote Unit Linked Insurance policy Programs (ULIPs) as eye-catching financial commitment products and solutions, for your own private analysis it is best to individual the insurance plan part and investment part and pay out thorough focus to what part of your premium in fact will get allocated to investments. While in the early many years of the ULIP coverage, only a little amount goes to buying models.
A very good economical planner will generally advise you to get expression insurance plan strategy. A time period prepare will be the purest method of insurance plan and is a straightforward security policy. The top quality of phrase insurance strategies is a lot less than other types of insurance policy programs, and it leaves the coverage holders with a much larger investible surplus they can invest in financial investment products like mutual resources that give much better returns in the long run, when compared with endowment or a refund programs. Should you be a time period insurance coverage plan holder, less than some specific scenarios, chances are you'll go with other types of insurance plan (e.g. ULIP, endowment or a reimbursement designs), Together with your expression policy, on your unique fiscal requirements.
four. Getting coverage for the objective of tax preparing: For a few years agents have inveigled their consumers into obtaining insurance coverage programs to save lots of tax underneath Section 80C in the Cash flow Tax Act. Traders must understand that insurance policy might be the worst tax saving expense. Return from insurance policy strategies is while in the variety of 5 - six%, whereas Public Provident Fund, One more 80C financial investment, gives near nine% risk no cost and tax free returns. Equity Joined Saving Schemes, One more 80C expense, presents Substantially larger tax free of charge returns in excess of the long term. Additional, returns from coverage options may not be entirely tax no cost. In case the rates exceed twenty% of sum assured, then to that extent the maturity proceeds are taxable. As talked about before, The key point to note about daily life insurance is goal is to offer lifetime address, not to produce the top investment decision return.
five. Surrendering lifestyle insurance coverage plan or withdrawing from it before maturity: This can be a serious error and compromises the monetary safety of your family in the event of the regrettable incident. Existence Insurance policies shouldn't be touched until finally the unfortunate death of your insured happens. Some policy holders surrender their plan to meet an urgent financial have to have, While using the hope of shopping for a brand new plan when their economic situation increases. These kinds of policy holders have to have to recollect two things. To start with, mortality will not be in any person's Manage. That may be why we obtain lifestyle insurance to begin with. Next, existence coverage will get really pricey since the coverage purchaser gets more mature. Your economical program ought to deliver for contingency funds to meet any unforeseen urgent expenditure or offer liquidity for your time period while in the celebration of the money distress.
six. Insurance is actually a just one-time exercise: I am reminded of the old motorcycle ad on tv, which experienced the punch line, "Fill it, shut it, ignore it". Some insurance coverage consumers provide the similar philosophy toward everyday living insurance. As soon as they buy adequate address in a very good everyday living coverage approach from a reputed firm, they think that their daily life insurance coverage needs are cared for without end.
This is the mistake. Money situation of insurance policies buyers alter with time. Compare your current cash flow along with your income 10 a long time again. Hasn't your income grown several situations? Your Life-style would even have improved appreciably. If you obtain a everyday living insurance policies plan ten yrs ago determined by your income back again then, the sum confident will not be adequate to satisfy All your family members's latest lifestyle and needs, from the regrettable function of your premature death. For that reason you can purchase a further term want to include that chance. Lifetime Insurance needs ought to be re-evaluated at a daily frequency and any more sum certain if needed, needs to be bought.
The best Side of insurance
There are plenty of motives to receive residence insurance in Calgary. Firstly, you would like to make certain the house, cottage, or tenancy is roofed for problems, theft, and flooding. Secondly, you want to know Should you be overpaying for household insurance policy, and Should you be, you want to know For those who have entry to a far more economical insurer. We can assist you connect which has a Stay insurance plan broker who will provide you with the information you might want to insure your own home in Calgary. You may also ask for a quotation from at the least ten Canadian house insurers, in order to Evaluate premiums.


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Fred is experimenting with a giant chicken to try to get Harry back to normal size. Meanwhile Idella is jealous because Harry is spending a lot of time with a female fly. Idella flashes back to when Harry and her were young lovers and Harry was leaving for Vietnam. Idella is about to murder the fly when it flies into a window and dies. Idella and Harry make up at the end of the show and Fred disposes of the dead fly.
Add this episode to your queue to receive more information about
Flystruck and we will let you know when it becomes available.


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Make The Most Of Your MLM Potential
To succeed with multi-level marketing it is crucial that you locate an opportunity that is the right one for you. Where does one begin? How can you tell a bad opportunity from one that's good? This article has what you need to know. Here are some suggestions to help you become a success.
When you start multi-level marketing, try listening to others' advice carefully. Most people in this field will support each other. One theory to have success from this means everyone should be getting successful too. Therefore, you can feel confident that they aren't trying to steer you wrong. This will help them to become more successful.
Set goals each and every day. In MLM you are generally working for yourself. This means you are responsible for how your business performs and you must hold yourself to high standards. This begins with creating goals you can take action on. Keep track of them each day and work towards achieving them. To be successful you must concentrate on these goals and strive to attain them.
When looking through certain opportunities in multi-level marketing, carefully look at the services and products you're offering customers. Consumers don't see your products from the perspective of profitability. Thus, you need to be able to view your company from their point of view. What will they benefit from making a purchase? Are they likely to want more?
Be careful you do not fall for a pyramid scheme. Sadly, not every MLM program will cut it. For example, pyramid schemes are a blackhat turn on traditional MLM companies. They may entice you upfront with some offers, but in the end it can cause you a loss.
Timing is one of the most important variables of multi-level marketing. How is the company doing right this moment? What things are taking place with the company internally? Take an analytical look at the company's past and projected rate of growth. Avoid becoming involved in a business that is in a downward spiral.
Blogging about your multilevel marketing successes can be a great way to attract new recruits. Success attracts motivated people. Interested individuals will appreciate that. Setting up an MLM blog and sharing your insights can be a win-win situation. You teach them and increase the chances of them joining your team.
Be creative in your attempts to get the word out about what you are doing. Come up with five or six different ways to let people know about your business. Use these tactics in target areas of your own social life. When done right, you can let everyone you personally know about your business without straining your personal relationships in the process.
When you being in new people to your MLM business, you must train them properly. Support your new recruits completely so that they can quickly succeed. Spending time helping the new people can help your business succeed.
Create an event and invite others to join. Talk about what you are doing with multi-level marketing there. This will save you time. Doing a little something a few times a month will help get the word out about what you are doing.
Before you start your multi-level marketing endeavor, be sure you compare the various compensation programs out there. The rewards can be very different from one company to another. By calculating the money you will earn, you will have a better idea if the opportunity is worthwhile.
Offering Solutions
Content is key, and offering solutions to problems is extremely desirable. Locating answers to problems will be one of the main things people look to the Internet for. If you want to get people to visit your website, try offering solutions on a topic of your choice.
To attract traffic to your website, consider offering tutorials that address a subject with which you are very familiar. People are always looking for information on how to do things, and if you have it, it will draw them to you. You could gain customers this way.
If a MLM promises that you can make a great deal of money quickly, beware! It takes commitment to participate in an MLM program. You may go months without any profit. If a program claims otherwise, they aren't being honest.
Establish a few objectives for your own MLM program. If you are a beginner, then make sure your goals are realistic. For example, consider what you want to sell in the first month or year. Create a goal to expand your downline by getting recruits. Keep these goals in mind and keep getting after them.
When you have prospects for possible recruits, follow up on them promptly. Don't give them time to forget about your great opportunity. Be available to answer questions. Interest in your business will wane if you don't react promptly.
Remember to enjoy what you're doing. This will help you keep a positive outlook, even when times get tough. When you do not enjoy what you are doing, this shows through in your sales. This can be discouraging to your downline, too.
Keep from pressing your loved ones to join your business. Sure, they may want to assist you, but they may not really wish to do this kind of a thing. If so, most likely their performance will be lacking. Also, this is going to cause a strain on the relationship with your family. It is best to keep your personal and business relationships separate.
Creativity can help you sell. People experience advertising daily. With an interesting presentation, your audience will be more engaged. Making your presentation in marketing standing out from the crowd will be tough, but if you succeed, you boost your chances of getting more sales.
If an MLM company wants you to pay big money to get involved, watch out. There may be initial fees from the onset. But, if the MLM business is pestering you buy a large amount of products up front, then you probably should look someplace else.
Succeeding in multi-level marketing means learning as much as you can about it before you begin. The information you have just read will prove to be invaluable. Review these tips, so you find a great MLM opportunity and don't waste your time with a MLM loser.
Blogging universe
Love wordpress ?
Seo is important
all about web design


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How best seo in bangalore can Save You Time, Stress, and Money.
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Content Inc. by Joe Pulizzi is the first guide to content marketing. This 350-page book is the ultimate resource for anyone just getting started with online publishing and marketing. It'll teach you the way to put in writing good content for your blog and the way to get others to notice.
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Word Count: 350 minimum
Links: At least one link to your own blog, at least one link to another blog, at least one link to an outside source.
Over the course of the first term of Journalism 2, we've considered a variety of topics. Some of the concepts we've tackled are;
- What is truth?
- What is journalism?
- What is the future of journalism?
- What does it mean to be a reader or a consumer of media in the 21st Century?
- The role of design in your life and in media
- Media ownership
- Gatekeepers
- Choice
We've also worked each week on producing content for Hoofprint.net. You've had the chance to publish something on a consistent basis this quarter and deal with the struggle in finding news and producing quality work quickly.
Your task this week is to write a blog post that either
- introduces a question based loosely on what we've been doing for the last eight weeks,
- summarizes your thinking about Journalism, writing and reading, being a consumer (or producer) of media,
- combines multiple topics into a single post, or
- goes more in depth with an issue you've been thinking more about.
As always, you are free to take a creative approach with this topic and you are definitely welcome to scrap the questions and come up with your own idea. This blog should showcase your talents as a thinker and your ability to make sense of multiple ideas in a single piece of writing.


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Saturday 14th January
CML North Division
Easington United 0 Dronfield Town 1
Ours wasn't the only cup progress to please me last Saturday. For as we cruised past the hapless Welbeck in the CML cup, the 'Barmby Army' ensured their place in the 4th round of the slightly more prestigious FA Cup, courtesy of a 3-1 win over Ipswich. My cup certainly was over-flowing that night…
Or rather it would have been had not a pint (bottle) of Wold Top bitter set me back a staggering £3.60! Bloody 'ell, thank God Mrs Slush didn't want one.
We were at the new Hull Truck Theatre (how long is it before it loses the "new" tag?) to see "The Flint Street Nativity". It's the first of two planned visits to the venue in the early part of 2012; the second one will see us attending Mick Martin's acclaimed Northern Soul-based production, "Once Upon A Time In Wigan". Might have to pack a hip-flask in for that one!
Sunday brought a live FA Cup game on ITV that had actually bucked the trend by filling the ground as Citeh hosted United in the Manchester derby. Of course the main talking point for the pundits afterwards concerned the tackle that earned Kompany a red card. However, for me it was the performance of Rio Ferdinand – Lord help us at the Euros if Fabio still fancies him and Terry at the heart of the defence. And how Micah Richards can't get in the squad, well…
After Sunderland had breezed past Posh we were treated to the 4th Round Draw, which is a bit of a novelty for Hull City supporters. Somewhat disappointingly I already knew that the Tigers' ball was number 11 (why do they have to tell us that? It surely removes some of the anticipation?) but a home tie with everyone's favourite (!) former Non-League club Crawley Town should at least prompt hopes of only a second visit to the fifth round since 1989!
Staying with the Tigers, James Greenwood and Les "Amber Nectar" Motherby's new Hull City Kits site is proving a real hoot for kit geeks like me. And the duo excelled themselves this week when publishing an insightful interview with Tigers kit-man John Eyre. Fascinating stuff…if like me you go in for that sort of thing of course!
The prospect of a run in the cup, along with Papa Allam's promise not to let Nasty Nigel have any of his former players, was enough to persuade Nick Barmby to shed the word "Caretaker" from his Manager title the following Tuesday. Here's wishing him the very best of British.Given my mother's maiden name (Douglas) you'll perhaps not be surprised to learn I'm quite a fan of the Union and therefore strongly opposed to the current calls for Scottish independence. However, when listening to the likes of Nicola Sturgeon bleating on as she did on Thursday's Question Time, I do begin to sympathise with those south of the border who favour letting the "troublesome Scots" go their own way (i.e. the people referred to by Philip Johnston's excellent piece in the Telegraph a few days later); that and the fact that it would show the fallacy of Gordon Brown's original theory that Devolution would strengthen the ties between us!
Of course best of British is something we may not be wishing each other for very much longer if Scotland's First Minister (& Jambos fan) Alex Salmond has his way.
|That local delicacy - The Patty
|Hodgy (left) lines up a spare for when Ben's is returned with interest!
The first signs of man-flu were beginning to show as match day approached. I was in a foul mood with work mate Mike whose refusal to stay at home (typical contractor!) had allowed him to spread the lurgy.
"Might not be able to do the dance class run tomorrow", I told Mrs Slush on Friday night.
"Well you won't be fit enough to go to football in the afternoon then?" came the reply.
"Ah, I'll have a hot toddy and see how I go…"
I felt a bit better on Saturday morning – good stuff that Balvenie Doublewood - and what a glorious winter's morning it was. A white sheen covered the ground but when I dropped the kit off at Low Farm at half past eight, there appeared no danger of our game being off.
In the event it was a good job the game was at home. Opponents Dronfield reported a temperature of -4C overnight, which would have left Stonelow Road in serious doubt, while the match officials were also prompted to call me before setting off from Lincoln, such was the severity of the frost down there.
|Liam does his "floundering" impersonation but all's well
This was to be our first real test since the 'Festive Makeover'. Dronfield arrived in second place in the table thanks to an outstanding run of form. Ten straight wins had been halted only by the Christmas draw at "derby rivals" Parkhouse, a game in which the visitors had come from 3-1 down with ten minutes left to earn a share of the spoils.
Such form made our draw there in October look a decent result. The feeling was that both Mack and Nicho would settle for a similar outcome this time round.
The afternoon was perfect for football – bright and still. Dronfield boss Craig Butler described it as "like the Riviera". That's what I've been telling people for ages!
The afternoon was perfect for football – bright and still. Dronfield boss Craig Butler described it as "like the Riviera". That's what I've been telling people for ages!
There was a bit of controversy beforehand when Biggy Smalls was omitted from the squad, having completed a 14-mile run that morning before duly posting the fact on Facebook. There's no doubting that Craig's probably the fittest member of the current squad but the management were certainly not impressed that this had formed part of his "pre-match preparation". Not the start to the afternoon that was required.
Luke's continued absence on a skiing holiday and Perry's decision to take up the offer of regular HPL football elsewhere meant the total number of new faces in the squad was five – Mr Matongo being joined in the starting eleven by new keeper 'Patty' (signed in midweek from HPL side Hedon Rangers) while Robbie, Alex and Tom comprised the bench.
|Can't see a foul there myself?
Still, they started like a team who were confident of maintaining their title aspirations; neat and tidy approach play, good movement, confidence on the ball but, thankfully, no end product – at least for the first half.
'Patty' was forced into just the one real save, and that originated from his own error. And although we didn't create much, half-time arrived with most in the disappointingly small crowd feeling there were some points to be had.
Sadly, such thoughts would be dispelled just before the hour mark when Karl Hobson scored in an incident that also saw the unfortunate Nicho carted off to hospital with suspected knee ligament damage.
As our official report says, we twice came close to levelling matters, while at the other end sub Jamie Wallis should have increased the visitors' lead. But his finishing was, to quote a saying familiar to the aforementioned Alex Salmond, "pish". It remained one nil.
Although beaten, I took a lot of positives from the day – nobody expects to bed-in seven new players in such a short time and there were plenty of encouraging signs on show...despite what our opponents' report said ;-)
My mood was further lightened by news of a much better display (despite defeat) by the Stiffs and a fourteenth consecutive win for the Casuals, Robbie Koren's spectacular winner against Peterborough and a twitter-feed full of Leicester fans demanding Pearson's head. Bitter? Moi?!
|Holy (All) Saints - another one gets away!
As I performed the Saturday evening clearing away duties, to the accompaniment of a glass of sloe gin and the sound of Henry's Jukebox on local radio, with his fine mix of "classic blues, swing, rock & roll and soul", I was once again convinced that we were on the up...for now!
Postscript: Given the title of the post it would be remiss of me to leave without posting a couple of gems from those lovely guys at, wait for it, Freshly Squeezed. Ha, get it?
Aw, it's ferkin seamless this blog...
Aw, it's ferkin seamless this blog...


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Thread Cutting Oil
The products are specially formulated neat cutting oils incorporated with anti-rust and chlorinated EP additives. These oils exhibit fast wetting of metal surfaces and rapid draining from machining swarf properties. The oils, with transparent and light coloured appearance, permit a clear view of the tool and workpiece and enhance the accuracy of the workpiece.
· Good machine lubricity
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· Prolongs tools life
The products are suitable for broaching, threading of high tensile and moderate hardness materials such as nickel alloys, aluminum alloys and copper alloys, etc.
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Bioinformatics (Voorheis) Basics of Bioinformatics
2.5 hours
The advent of next generation sequencing and proteome analysis by mass spectroscopy has revolutionized the way that life sciences are approached in a number of different fields. This workshop provides an introduction to purposes and methods in modern bioinformatics.
This introductory workshop outlines the shape of bioinformatics today and on the horizon. Learn how bioinformatics combines databases, algorithms, computational and statistical techniques to answer questions that one-off experiments will never be able to address.
To register for workshops: Download registration form, sign it, scan it, and send it to firstname.lastname@example.com.
Building Essential Skills Claiming Your Strengths (Balala) Play to Your Strengths
2.5 hours one day
Claiming Your Strengths starts with the identification of your key strengths- what you love to do, and your weaknesses- what you hate to do. Strategies are then presented by which you can enhance your career by working your strengths to advantage while minimizing the impact of your weaknesses..
Business Communication (Maker) Be an Effective Communicator in a Business Environment
Two formats available:10 hours over 2 days; 4 hours one day
Communication is the number one challenge in almost every industry. This workshop addresses communication from an organizational and an individual perspective. Communications in business will be analyzed and methods of addressing communications challenges will be discussed. Individual habits of communication will also be analyzed and strategies for effective messaging will be presented.
Industry Career Workshops at NIH (Bethesda)
2-hr workshops on how to transition from academics to biotechnology industry
Protein Purification
Hands-on training with a modern protein purification workstation
Saturdays September 8 and 22, 2018
10:00 am- 3:00 pm
Pharmaceutical Operations (Geoghegan) The biopharmaceutical industry: how do I start, where to I fit in, how do I succeed?
10 hours over 2 days
Understanding how a biopharma works is essential to your ability to join and thrive in that environment. Benefit from the wisdom gained from a 30 year career at Pfizer.
Market-based thinking
The Patent system and the FDA
Pharmaceutical Operations
Where do I fit in?
Planning and navigating your career
The core BIOTrain Curriculum : understanding the business and and career choices
Operating in a Regulated Environment
Managing a career in a world of regulatory affairs
Quality 101 (Leister, Kelley and King) What everyone needs to know about quality systems
Two formats available:10 hours over 2 days; 2.5 hours over 4 days, 4 hours one day
Learn the basics of quality systems, taught by professionals certified by the American Society for Quality. Understand simple approaches to quality concepts, including
Understanding your customers
Developing as a quality leader
Benefits of a process & systems approach
Continual improvement practices
Fact based decision-making
How to work with suppliers.
Quality 101
Fundamental and vital concepts in running a quality operation
Operating in a Regulated Environment (Chang) Role of Regulatory Agencies in the Development Process
Two formats available:10 hours over 2 days; 2.5 hours over 4 days
Learn how products and services are developed within the GXP and documantation guidelines of government agencies. Contract research and the role of CROs. Career paths in project management and leadership as a whiole. What is needed for organizational sustainability. Find out how federal regulation influences the development, manufacturing, marketing and distribution of regulated products in the life science and health care industry.
Building Essential Skills to advance your career: understanding the business is one thing, working with people is another
At Montgomery College, Germantown
Protein Purification (Tsai or Suvarov) Hands-on protein purification with an NGC or AKTA workstation
18 hours over three days
Understand the basics of downstream protein purification. This workshop focuses on the method of protein purification using either Bio-Rad NGC or GE AKTA instruments. Some knowledge of protein structure and function and purification methods is required.
Technical workshops
Introduction to Drug Development (Gillespie) What is the overall process that drives the biotechnology industry?
Two formats available:10 hours over 2 days; 4 hours one day
The biotechnology industry operates under the eye of the FDA. For the FDA, there are only two criteria of excellence: is the product safe, and is it effective. The process of developing drugs, vaccines, devices and diagnostics under FDA review involves the whole industry one way or the other, and an understanding of this process is critical to a career in the business no matter what roles you wish to play in it.
The workshop covers documentation and regulation, the roles of the sponsor, the clinical trials manager, the clinical sites, and the regulatory agencies involved. Upon completion of the course, students will be able to understand why development depends mainly on clinical trials, the players in clinical trials and what they do, and what clinical trials are designed to prove.
Building Essential Skills High Stakes Conversations (Balala) Be Ready for Tough Conversations
2.5 hours one day
Many conversations have significant outcomes: interviews, reviews, negotiations. Because the stakes are so high, we fear the outcome, tend to put off the conversation, and are not adequately prepared for it. This workshop defines methods for turning potentially confrontational events into constructive dialogues that accomplish the business goals..
Saturdays August 4, 11 and 18, 2018
9:00 am- 5:00 pm
Saturdays July 14 and 21, 2018
10:00 am- 4:00 pm
Building Essential Skills Basics of Negotiation (Balala) Achieve a Win-Win Outcome
2.5 hours one day
Many business interactions involve a negotiation of some kind. How the negotiations go depends on identification of your goals and limits prior to the interaction. As with every business communication, the key is planning and flexibility.
Topics, dates, times and locations to be announced by the NIH Office of Intramural Training and Education as they are scheduled during 2018
Quality 102 (Leister, Kelley and King) How to operate efficiently in the ISO environment
Two formats available:10 hours over 2 days; 2.5 hours over 4 days
Learn systematic approaches to quality systems management from certified professionals from the American Society for Quality. Topics include:
Process approaches
Systems design and analysis
Continuous improvement programs
Auditing from both perspectives
Building Essential Skills Countering Stress in the Workplace (Maker) Successful people deal with the stress and come out on top
2.5 hours one day
Identify your individual symptoms of stress and work stressors. Construct a stress model for you and your environment. Learn tactics to deal with the five most common work stressors. Study a take-home compendium of 70 specific tactics to help manage stress. Develop your own Plan to address the stressors in your life
Building Essential Skills Speaking in the Spotlight (Balala) Make Your Point with Ease
2.5 hours one day
Learn how to deliver clear, concise messages without the anxiety associated with public speaking. Proper preparation and organization ahead of time will help you make the important points in an appropriate amount of time. You will understand how to lower your anxiety and improve your delivery.
20200 Observation Drive, BE202, Germantown, MD 20876
240 567 2245 email@example.com
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