text:
The new tool, called IBM Security Intelligence with Big Data, is designed to crunch decades worth of emails, financial transactions and website traffic, to detect patterns of security threats and fraud. Beyond its more conventional threat prevention applications, the new platform, based on Hadoop, a framework that processes data-intensive queries across clusters of computers, will allow CIOs to conduct sentiment analysis on employee emails to determine which employees are likely to leak company data, Mr. Bird said. That capability will look at the difference between how an employee talks about work with a colleague and how that employee discusses work on public social media platforms, flagging workers who may be nursing grudges and are more likely to divulge company information. "By analyzing email you can say this guy is a disgruntled employee and the chance that he would be leaking data would be greater," Mr. Bird said of IBM's new tool.
Selected reader comments follow:
You have the option of signing and adding comments. It doesn't matter whether you sign or do not sign. You are not giving your consent/assent to your rating by finishing the last step of the PBC process. I believe they are autosigned anyway if you don't sign them. Look, a handful of people control this vast corporation. Without an employees union, we are powerless against the greed, arrogance and hubris, and poor decision making of our Executive board and VPs.
Anyway, besides losing what would be half the severance, what else might I lose by walking out? Sounds stupid as I know I should just do my minimum hours and just get let go as I look for a real job, but I'm not built that way. Would I lose the FHA? I'm on the old plan (made it by age), 31 years coming up. I am going to ask about looking for another job in the company and being allowed to take it but they actually need me there (right now).
Good news is as I look around at the level of competence in the contracting world, I can still run rings around them.
I doubt highly that you will be allowed to take another job in IBM.
I don't think that's the best choice if you only have a few weeks left to work and will get 3 months pay for nothing though. If it was me I would spend the next couple weeks turning things over - making good networking contacts by asking around. Get personal email account info from people that may be able to help you. Let your customer know you are leaving and available. Thank the people that were good to you.
Good luck in what you find to do, may it be rewarding and satisfying.
I thank you for your 30 years of service.
If you just walk out you essentially resign. Usually that means no unemployment insurance and in your case they might even consider you as retiring based on your age.
Getting a contracting job is a possibility but it is generally not a stable job, it is essentially term temp work. IBM has furloughed it's contractors at whim lately. Especially if you are a 1099 contractor. You usually get little, if any, benefits.
Why walk out? Join the Alliance and fight IBM. What do you have to lose? If they want to get rid of you IBM will. You should at least then get the minimized separation. Then plan your tomorrows.
Walking away sounds satisfying but my take is that its better to sweep any crumbs off the table on the way out. And since you indicate that you aren't "built that way" and appear to have reached a mutual regard with your customer how do you think it will feel to leave them hanging ? When I was RAed I made sure my work was properly transitioned on the way out, cause I have to live with myself.
That said, where again are you?
You're not under the golden 'old' plan, correct? You weren't retirement eligible in 1999, I take it, and had the FHA shoved down your throat, correct? Right there, you are operating with a liability. Trust me, I am 4 years not using the FHA because my SO has a better plan (happily, I finally found a top notch doctor for him in his plan, sorry LIG) and I know what a crock of **** is the FHA.
So, back to you. You've got two 3's. Forget about trying to get them reversed, the GS managers are scum, as are their team leader lackeys. They gave you two 3's no doubt because you weren't political enough to you know what their you know whats, and they want you out.
So, can you go out? Are you retirement eligible? If yes, point in your favor. You said you get the FHA, right? Another point in your favor. Are you financially capable of living without your salary, because the pension is diddly squat if you weren't management or a brown noser.
So, here's my advice. Wait it out. MAKE them FIRE you, as they did me. The evil that is IBM gave me severance and all the other bells and whistles, but I was old enough to give them pause about the age discrimination lawsuits until they fired THOUSANDS in May 2009. Are you? If you are, yet another point in your favor.
The downside? Waiting to get fired will be hell. GS (i.e., your manager and your team leader, gee I hope mine are reading here) will try all KINDS of intimidation and threats and mind games on you, and make your life a living hell. TRUST me, been there, done that, have the t-shirt to prove it. Remind me to tell you about the t-shirt I made with one of those home software programs when IBM was stealing my pension in 1999 and wore it in public, much to the chagrin of a peer who still works in Corporate.
Where was I? Oh yes, the other downside will be that waiting it will possibly affect your health. At ALL costs, you want to outlive the time line that IBM has scheduled for your pension check - they would LIKE for you to die, but you have to screw them as badly as they screwed all the Second and No Choicers in 1999.
So, to sum up:
Good luck to you, whatever you decide, and most of all, don't listen to LIG and the other IBM apologists here, they do NOT have your best interests at heart, and make sure you understand also that IBM does not have your best interests at heart either. Above all, trust Kathi.
After 2015, you probably won't need to worry about help from IBM for Insurance.
Meanwhile, I can't do anything until enrollment at the end of the year, so I'll be letting you all know how the calls go at that time - because I can't shut up, that's why!
When I was hired, I was TOLD and PROMISED (BUT NOT IN WRITING LIKE THE EXECUTIVES!) by IBM and by the old timers who were there before me that the RETIREE MEDICAL PLAN (NOT FREE, I KNOW IT ISN'T FREE) was wonderful, glorious 'additional compensation' and therefore, being a grunt and not a LIG manager because I couldn't kiss ***, that my salary would never be commensurate with my job title outside of the company.
Okay, so I listened to this rash of horse**** every year from good managers and scum managers and nodded my head and went back to doing my job.
Fast forward to 1999, when Socks Bouchard went before the Senate and tried to steal both my pension AND my PROMISED retiree medical, and succeeded in only the latter because I was ONE YEAR short of being able to be grandfathered, like the Too Bad, I Got Miners. If not for Janet et al, my pension also would have been stolen by the evil that is IBM. So I didn't have the CB shoved down my throat, but I did have the FHA shoved down my throat.
Fast forward some more 30+ years later, and come that lovely day in May 2009, and I was FIRED along with FIVE THOUSAND others and had to choose a medical. I was not on IBM medical at the time, for reasons that are too amusing to relate, but was on Mr. WBF's plan. Pretty well understanding how horrific the FHA was, thanks to good people like fhawontcutit, I decided to stay on Mr. WBF's plan and defer the paltry scrip in the FHA to when I became eligible for Medicare and use the paltry scrip in the BS FHA for something they list as a Medicare supplement, which demands very low premiums, if I remember correctly.
Fast forward to this year, when I thought I could get on the FHA after enrollment had ended, due to what I considered a major reason, but IBM, ever the beneficent and caring only for the welfare of their retirees and employees, said go jump. Okay, so I've worked that out.
SO, now my question is, in X number of years, when I am Medicare eligible, CAN I ENROLL IN THE FHA and BE ON MEDICARE and ALSO BE IN MR. WBF'S MEDICAL PLAN?
My guess is no. Why I will not leave Mr. WBF's plan to use only Medicare and the FHA: because once the paltry pennies in the FHA are used up, there is a good chance that I will NOT be able to get BACK into Mr. WBF's 'given as promised when he was hired and because his plan wasn't stolen from him like mine was in 1999' plan due to who knows what kind of per-existing real or insurance manufactured condition at the time.
SO, once again, since I will no doubt have to be in Medicare AND stay in Mr. WBF's plan AND not be able to use the FHA, that:
I hope that is clearer for those who care or are in the same boat and the LIG's know what they can do.
P.S. fstephens, IBM's FHA and the premiums they deduct from the paltry BS that is the fake scrip they shoved down the throats of unsuspecting stupid because they didn't demand a contract Second and No Choicers in 1999 is NOT FREE INSURANCE.
I PAID FOR THAT INSURANCE WITH MY BLOOD SWEAT AND TEARS and the scum-sucking evil that is IBM stole my promised retiree health care from me. The BS paltry amount in the FHA is nothing (although some think otherwise) compared to the healthcare coverage all the grandfathered retirees get, whether they have to pay for it or not. We Second and No Choicers who got the FHA shoved down our throats have no idea what IBM did to us. Well, fhawontcutit and I do, the rest will know how much IBM sodomized them soon enough.
It's called Veterans Affairs. They also have proactive programs to help me lose weight.
Yes, I have a partial military service-connected disability.
I hid my disability from IBM managers and the insurance companies it uses to manage their money for healthcare benefits--for fear of getting fired or put on some dreaded "list."
It was a hellish war. We were told to get out of uniforms asap and run through airports upon returning, to avoid hassles.
Oh, I still sign up for annual Medicare supplement, so my wife has the coverage. I never use my Medicare card.
I just feel bad I waited 42 years to tell anyone about PTSD.
I love our free country. Freedom isn't free.
I am watching Obama's initiatives on Health Care Reforms and how it evolved in present state. I agree that we need simple and basic primary health care system under one umbrella like medicare and let users select on more extensive premium base system. Or just put the US health care system under the open global health care system like current business globalization and let consumers decide what is better for themselves. At present we have AMA & Pharmaceutical industries controlled Health Care system without any cost controls, operating in capitalist structure. Here our wages are controlled by the Global competitions and health care industries are protected from the global completions pressure so that the same capitalists can charge us whatever they want!!!
A McKinsey and Co. report from 2008 found that between 60,000 to 85,000 medical tourists were traveling to the United States for the purpose of receiving in-patient medical care. The same McKinsey study estimated that 750,000 American medical tourists traveled from the United States to other countries in 2007 (up from 500,000 in 2006). The availability of advanced medical technology and sophisticated training of physicians are cited as driving motivators for growth in foreigners traveling to the U.S. for medical care, whereas the low costs for hospital stays and major/complex procedures at Western-accredited medical facilities abroad are cited as major motivators for American travelers.
Nobody has said that the US does not have great doctors and medical facilities FOR THOSE WHO CAN AFFORD THEM. Those people get great medical care. But that is not the point of this thread (goes back to the PPACA). As a nation, we DO NOT have great medical care for everyone, just those who have generous employers or those covered by Medicare, Tricare, Medicaid, Veterans Administration, or IHS. That leaves a few tens of millions of people, those you consider lazy bums, without health care coverage. An embarrassment to the world for this truly "exceptional" country.
Cons: Limited growth opportunity. Inadequate product funding. Dwindling local workforce. Lack of innovation opportunity. Products are in continuing maintenance mode. IBM prefers to buy companies with new technology rather develop it themselves. Heavy on process rather than innovation and improvement. Large families can pay more than $13,000 in premiums for health insurance. Constant reduction in employee benefits. Constant downsizing. Responsibilities pile up due to attrition with no backfill. Employees are inefficient due to their broad scope of responsibilities.
Advice to Senior Management: Show the same passion in your products as your developers do. Invest in the future of your products or make the hard decisions to discontinue them. Forcing products to limp along for years without any innovation creates a dead-end environment. Invest in the skill growth of your employees. Support meaningful adoption of new technologies into your product lines rather than doing the minimum effort. Have ownership and vision for the future of every product in the portfolio rather than putting it all on developers to create a bucket of ideas and then trimming until the result adds very little in customer value. Focus on long-term strength rather than crippling product teams and demoralizing employees to artificially bolster today's stock price.
To understand why, you need to go back to 1997, when Boeing merged with McDonnell Douglas. Technically, Boeing bought McDonnell Douglas. But, as Richard Aboulafia, a noted industry analyst with the Teal Group, told me, "McDonnell Douglas in effect acquired Boeing with Boeing's money." McDonnell Douglas executives became key players in the new company, and the McDonnell Douglas culture, averse to risk and obsessed with cost-cutting, weakened Boeing's historical commitment to making big investments in new products. Aboulafia says, "After the merger, there was a real battle over the future of the company, between the engineers and the finance and sales guys." The nerds may have been running the show in Silicon Valley, but at Boeing they were increasingly marginalized by the bean counters.
Under these conditions, getting the company to commit to a major project like the Dreamliner took some doing. "Some of the board of directors would rather have spent money on a walk-in humidor for shareholders than on a new plane," Aboulafia says. So the Dreamliner's advocates came up with a development strategy that was supposed to be cheaper and quicker than the traditional approach: outsourcing. And Boeing didn't outsource just the manufacturing of parts; it turned over the design, the engineering, and the manufacture of entire sections of the plane to some fifty "strategic partners." Boeing itself ended up building less than forty per cent of the plane.
Led by Sen. Orrin Hatch, R-Utah, five Republicans and five Democrats rolled out the Immigration Innovation Act on Tuesday to lift the annual quota of H-1B visas for those workers from 65,000 to 115,000. That new cap would grow each year if demand outstrips supply, potentially up to 300,000 visas annually. ...
Microsoft has ratcheted up lobbying on the visa issue in recent years. Immigration now ranks as one of the top issues for Microsoft and its lobbyists, accounting for more visits to members of Congress than all but tax matters, according to the Center for Responsive Politics, which tracks money in politics.
Microsoft is one of the nation's heaviest users of H-1B visas, and foreign workers make up about 10 percent of the company's U.S. workforce.
The pending legislation — which likely will get rolled into the broad immigration debate under way in Congress — is sure to exacerbate the tension between high-tech companies and unemployed Americans who fear they're being displaced by younger, lower-paid foreigners.
Groups representing engineers and programmers, as well as individual workers, reacted with dismay and disbelief to the bill. Kim Berry, president of the Programmers Guild, denounced the bill as a product of "backdoor negotiations with industry lobbyists." Berry said the new quotas are so generous that "effectively, there is no cap."
Employer contributions to employee pension plans are exempt from payroll and personal income taxes at the time that they are made, because the employer contributions are not officially considered part of the employee's wages or salary (employer health insurance contributions are treated much the same way). The contributions are taxed when withdrawn (typically when the worker has retired), at a rate determined by the retiree's personal income tax situation.
Employees are sometimes advised to save for retirement in this way in part because the interest, dividends and capital gains accrue without repeated taxation. In addition, people sometimes expect their tax brackets to be lower when retired than they are when they are working.
These well-understood tax benefits of pension plans will change a year from now if the act is implemented as planned. Under the act, wages and salaries of people receiving health insurance in the law's new "insurance exchanges" will be subject to an additional implicit tax, because wages and salaries will determine how much a person has to pay for health insurance.
However, the actual experience of retirees suggests that may be wishful thinking: Less than 1 in 5 (19 percent) retirees say they were able to work longer to continue receiving health insurance through their jobs, the EBRI report says. ...
The HCS also found a growing proportion of older American workers who would retire earlier if they were assured of health coverage: In 2003, 15 percent of workers reported that they would retire earlier than planned if they were guaranteed access to health insurance, but by 2012, that percentage had nearly doubled (27 percent). ...
The HCS notes that health care expenses are a key component of spending in retirement: In 2009, health care accounted for 18 percent of expenses for people 85 and older, 15 percent of expenses for people ages 75–84, and 12 percent of expenses for people ages 65–74. Medicare beneficiaries ages 65 and older paid an average of 13 percent of the cost of their health care services in 2009 (Medicare covered 59 percent, while private insurance covered 14 percent). The Medicare program (the federal/state program for the elderly) was never designed to cover health care expenses in full, Fronstin explained.
"It wasn't that I expected anything, mind you, but I knew I'd been paying for something called Social Security and I wanted to ask the people in Rutland about it," Fuller said of her trip to the nearby Social Security office a few months earlier, according to the Social Security Administration.
On Jan. 31, 1940, the office issued Fuller a check for $22.54.
To commemorate the anniversary of that first check, Sens. Bernie Sanders (I-Vt.) and Sheldon Whitehouse (D-R.I.), flanked by a coalition of social insurance advocates, denounced Social Security's haters during a Thursday press conference at the Capitol.
"They told us that Social Security would go broke, that it could not possibly succeed," Sanders said. "These critics were wrong 73 years ago, and they are wrong today."
Since its creation, Social Security has vastly reduced poverty among the elderly. But with the program facing a funding shortfall in 2033, many Republicans and Democrats agree that benefits should be reduced now to avoid steeper cuts later.
Talk of such a revision faded with the recession.
More recently, Republicans have been recommending Medicare be turned into a voucher system that would provide seniors with a stipend and let them find their own coverage. ...
The Business Roundtable noted the last trustees report warned the Social Security Trust Fund would be exhausted by 2033; Medicare by 2024.
The roundtable, an association of chief executive officers representing companies with more than $7.3 trillion in annual revenues and 16 million employees, recommends increasing the retirement age and Medicare eligibility to 70 and making benefit formulas progressive -- the wealthy would see their benefits reduced.
The roundtable also says people should save more on their own so they're not so dependent on Social Security, and state and local workers should be brought into the system.
For Medicare, the roundtable says, the answer is more competition. ...
The recommendations, however, conveniently ignore the reasons Social Security and Medicare were set up in the first place: Lower income workers don't have the wherewithal to set aside enough for retirement on their own as daily expenses keep rising and private coverage for the elderly, largely because of the infirmities that come with age, is just too costly. They also make no mention of proposals to lift the cap on contributions, which currently end once a salary hits $110,100 for the year. ...
"The facts and figures on what the plight of the nation's seniors was prior to Social Security are well known. The insecurity that seniors face or would face if Medicare were voucherized and the cost were shifted to them, if they had a limited amount of money to spend on healthcare and the rest was up to them, I think would not be good for the country. The president doesn't believe it's good for the country." ...
FactCheck.org notes the federal income tax accounted for 41.5 percent of all federal revenues in 2010, down from 49.6 percent before the Bush tax cuts. At the same time, the United States borrowed 36 cents for every $1 spent in 2011, down from 40 cents in 2009.
The increase was driven by the financial losses, layoffs and income stagnation sustained during the last few years of recession and recovery, said Gad Levanon, director of macroeconomic research at the organization and a co-author of the report, which is based on a 2012 survey of 15,000 individuals.
The furious pace of oil exploration that has made North Dakota one of the healthiest economies in the country has had the opposite effect on the region's health care providers. Swamped by uninsured laborers flocking to dangerous jobs, medical facilities in the area are sinking under skyrocketing debt, a flood of gruesome injuries and bloated business costs from the inflated economy.
The problems have been acute at McKenzie County Hospital here. Largely because of unpaid bills, the hospital's debt has climbed more than 2,000 percent over the past four years to $1.2 million, according to Daniel Kelly, the hospital's chief executive. Just three years ago, Mr. Kelly added, the hospital averaged 100 emergency room visits per month; last year, that average shot up to 400. ...
Many of the new patients are transient men without health insurance or a permanent address in the area. In one of the biggest drivers of the hospital debt, patients give inaccurate contact information; when the time comes to collect payment, the patients cannot be found. McKenzie County Hospital has invested in new software that will help verify the information patients give on the spot.
One tried-and-true tactic is to recruit third parties to help deliver your talking points -- hopefully, individuals and organizations that are held in higher regard by the public than your own company or industry.
This is a staple of the insurance industry's playbook --my former colleagues know that they're not especially popular. In fact, internal polls I was privy to as an industry executive showed consistently that health insurers were beloved by the public just slightly more than tobacco companies.
True to form, America's Health Insurance Plans (AHIP), the industry's big PR and lobbying group, has rolled out a slick campaign aimed at getting Congress to gut some of ObamaCare's most important consumer protections. ...
What AHIP and SHOUTAmerica don't say is that most young people will actually be able to get affordable coverage for the first time when ObamaCare is fully implemented on Jan. 1, 2014, either through the expansion of Medicaid or the subsidies that will be available for people making up to 400 percent of the federal poverty level ($43,560 for an individual and $89,400 for a family of four in 2011, according to the Kaiser Family Foundation). This will enable millions of people, young and old alike, to leave the ranks of the uninsured.
Yes, a few relatively well-paid young people will see their premiums go up, but many of their parents, who helped put them through school to get decent-paying jobs, will see them go down.
The status quo that AHIP and friends are trying to preserve works best for a few people, especially insurance company executives whose companies make huge profits by selling junk insurance and gouging older people. It does not work at all for most of the rest of us, and certainly not for most of those young people that SHOUTAmerica claims to represent.
The PCIP, which was created under the health reform law and opened for enrollment in July 2010, is a temporary insurance program for people with preexisting conditions, many of whom are turned down when they seek private coverage or are offered unaffordable premiums. The PCIP is meant to serve as a "bridge"—helping provide coverage for sick people until 2014, when they will be able to find insurance through the marketplaces, which are required to offer coverage to all. (Starting in 2014, insurers operating both inside and outside of the marketplaces will be banned from restricting coverage or basing premiums on health status or gender.) As of October 2012, nearly 95,000 people were covered through the PCIP.
As with the insurance marketplaces, states had the option to administer a PCIP or have the federal government do so for them. Currently 27 states administer their own PCIP, while the federal government administers it for 23 states and the District of Columbia. States running their own programs had broad latitude in designing them. Given this variability in administration, enrollment levels and costs vary considerably from state to state, with enrollment ranging from one person in Vermont to more than 14,000 people in California. ...
The PCIP experience suggests that while costs in the marketplaces may be high early on, they should decline over time. The elimination of coverage exclusions on the basis of preexisting conditions and the availability of affordable, continuous coverage should help, as should spreading costs across the marketplaces' broader risk pool. Finally, marketplace administrators in each state may wish to consult their PCIP administrators to learn more about specific issues encountered in outreach, enrollment, and early claims patterns.
"In our country today we are spending almost twice as much per capita on health care as any other major country yet our health outcomes in terms of life expectancy, infant mortality and disease prevention are not particularly good," Sanders said. "One of the reasons for that is that we have a major crisis regarding primary health care access which results in lower quality health care for our people and greater expenditures."
According to a report released at the hearing, as many as 45,000 people die each year because they do not have health insurance and do not get to a doctor on time. A significant reason for the lack of access to care is that less than one-third of all doctors in America today practice primary care, down for half of all physicians 50 years ago. The problem is likely to get worse because many primary care doctors are nearing retirement and fewer and fewer medical students are interested in becoming family practitioners.
Under the federal health law, low- and moderate-income workers with job-based coverage that is deemed unaffordable can opt out of it and turn to new marketplaces, called exchanges, to buy subsidized insurance.
But the rule defines the standard for affordability more narrowly than most consumer groups had hoped. The threshold is defined as less than 9.5 percent of household income to cover the employee's share of premium costs — not on what he or she must pay to cover the entire family, which is generally more expensive.
Consumer groups had hoped to sway the IRS to base the affordability threshold on the cost of a family plan, saying the rules could prevent some children and spouses from getting coverage. A July report from the Government Accountability Office estimated that a small percentage of uninsured children — 6.6 percent of the total, or at least 460,000 — may be shut out because of how the government proposed to define affordable coverage.
As part of its universal coverage plan, Massachusetts launched the Connector: An online portal where consumers could compare and purchase health insurance plans. The idea was to create something like an Expedia for health coverage, where an array of options would show up on one screen.
Purchasing health coverage turned out to be more complex than a plane ticket.
New research shows that more than 40 percent of shoppers found the information difficult to understand. One in five were overwhelmed with choices, and wished someone would help narrow their options. ...
Next year, 8 million Americans will turn on their computers and attempt to buy health insurance from a Web site like the one Massachusetts built. That prospect has health policy experts and behavioral economists rushing to figure out: How do they make a confusing, overwhelming process really, really easy? ...
One of the biggest challenges grows out of the fact that buying health insurance is totally unlike most other purchases. A plane ticket or hotel room on Expedia comes with a price tag; the buyer knows it will cost $400, or however much, to fly to their final destination.
Health insurance is completely different. There are certainly the monthly premiums that a consumer will pay. But there are also deductibles and cost-sharing, which can significantly alter an insurance plan's out-of-pocket cost.
What exactly the costumer is purchasing is also a bit uncertain. Different plans have different networks of doctors and will cover various treatments and prescriptions at different levels.
Though he was living on $18,000 a year as a graduate student, Mr. Gonzalez had good insurance and the hospital, St. Charles in Port Jefferson, N.Y., was in his network. But the surgeon who came in to remove Mr. Gonzalez's gallbladder that Sunday night was not.
He billed Mr. Gonzalez $30,000, and an assistant billed an additional $30,000. Mr. Gonzalez's policy covered out-of-network providers, but at a rate it considered appropriate: $2,000. "I was on the hook for more than I made in a year," Mr. Gonzalez said.
A health insurance industry report to be released on Friday highlights the exorbitant fees charged by some doctors to out-of-network patients like Mr. Gonzalez. The report, by America's Health Insurance Plans, or AHIP, contrasts some of the highest bills charged by non-network providers in 30 states with Medicare rates for the same services. Some of the charges, the insurers assert, are 30, 40 or nearly 100 times greater than Medicare rates.
Insurers hope to spotlight a vexing problem that they say the Affordable Care Act does little to address. "When you're out of network, it's a blank check," said Karen Ignagni, president and chief executive of AHIP. "The consumer is vulnerable to 'anything goes.' " ...
Among the fees on the report's list are a $6,205 outpatient office visit to a doctor in Massachusetts for which Medicare would have paid $152; a $12,000 bill for examining a tissue specimen in New York for which Medicare would have paid $128; and a $48,983 surgeon's fee for a total hip replacement in New Jersey that Medicare would have reimbursed at $1,543. Many of the highest billers were in New York, Texas, Florida and New Jersey.
Agreements to delay the introduction of generic drugs have come under heightened scrutiny in both Europe and the United States in recent years, with regulators on both sides of the Atlantic concluding that such deals are anticompetitive. In the United States, the Supreme Court is scheduled to take up the issue in March. Typically, such arrangements are a result of patent disputes between brand-name and generic drug makers, although no such dispute was mentioned in the most recent case involving Johnson & Johnson and Novartis. ...
A preliminary investigation by Mr. Almunia's office found that the Johnson & Johnson unit in the Netherlands, Janssen-Cilag, made the payments to stop Novartis from selling generic fentanyl skin patches in the Netherlands for more than a year, from July 2005 until December 2006. That kept prices artificially high, according to the European Commission, the European Union's administrative body that enforces antitrust law. Mr. Almunia's office would not disclose the amount of money that Janssen-Cilag paid to Sandoz, nor would officials indicate whether the investigation would go beyond the Netherlands.
Despite finding that few states have acted to implement the 2014 health insurance market reforms, the authors expect additional state action in 2013. A prior analysis of state action taken to implement the Affordable Care Act's 2010 health insurance market reforms found that nearly all states ultimately required or encouraged compliance with those reforms, which included bans on lifetime limits on benefits and dependent coverage for young adults up to age 26. The authors note that uncertainty around the law due to last year's Supreme Court challenge and the recent presidential and congressional elections could have caused states to delay taking action on the 2014 market reforms.
"But dependency on government has never been bad for the rich. The pretense of the laissez-faire people is that only the poor are dependent on government, while the rich take care of themselves. This argument manages to ignore all of modern history, which shows a consistent record of laissez-faire for the poor, but enormous government intervention for the rich." From Economic Justice: The American Class System, from the book Declarations of Independence by Howard Zinn.
As a result, prominent Republicans have begun acknowledging that their party needs to improve its image. But here's the thing: Their proposals for a makeover all involve changing the sales pitch rather than the product. When it comes to substance, the G.O.P. is more committed than ever to policies that take from most Americans and give to a wealthy handful. ...
Meanwhile, back in Louisiana Mr. Jindal is pushing a plan to eliminate the state's income tax, which falls most heavily on the affluent, and make up for the lost revenue by raising sales taxes, which fall much more heavily on the poor and the middle class. The result would be big gains for the top 1 percent, substantial losses for the bottom 60 percent. Similar plans are being pushed by a number of other Republican governors as well.
Now the SEC is poised to get his attorney — and Morgan Stanley's too — as its new chairman.
The critical question is whether Mary Jo White can be as zealous in protecting the investing public's interests as she was in defending her Wall Street clients as a litigator at the white-shoe law firm Debevoise & Plimpton LLP. The transition in mindset back to government service doesn't always come naturally for white-collar defense lawyers.
The SEC's penny-ante justice for Wall Street crooks, combined with the Justice Department's willful inability to find top executives who committed crimes at major banks, has left many Americans understandably cynical about the way law enforcement works in the United States.
A quarter of jobs in America pay below the federal poverty line for a family of four ($23,050). Not only are many jobs low-wage, they are also temporary and insecure. Over the last three years, the temp industry added more jobs in the United States than any other, according to the American Staffing Association, the trade group representing temp recruitment agencies, outsourcing specialists and the like.
Low-wage, temporary jobs have become so widespread that they threaten to become the norm. But for some reason this isn't causing a scandal. At least in the business press, we are more likely to hear plaudits for "lean and mean" companies than angst about the changing nature of work for ordinary Americans.
How did we arrive at this state of affairs? Many argue that it was the inevitable result of macroeconomic forces — globalization, deindustrialization and technological change — beyond our political control. Yet employers had (and have) choices. Rather than squeezing workers, they could have invested in workers and boosted product quality, taking what economists call the high road toward more advanced manufacturing and skilled service work. But this hasn't happened. Instead, American employers have generally taken the low road: lowering wages and cutting benefits, converting permanent employees into part-time and contingent workers, busting unions and subcontracting and outsourcing jobs. They have done so, in part, because of the extraordinary evangelizing of the temp industry, which rose from humble origins to become a global behemoth.
As Jared Bernstein points out, there's a factual problem here: a large part of the rise in the disability rolls reflects simple demographics, because aging baby boomers are a lot more likely to have real ailments than those same workers did when they were in their 20s and 30s. The Social Security Administration does a formal adjustment for this reality, and as Jared says, it looks like this...
It looks a lot less dramatic, doesn't it? ...
I mean, when Reagan ranted about welfare queens driving Cadillacs, he was inventing a fake problem — but his rant resonated with angry white voters, who understood perfectly well who Reagan was targeting. But Americans on disability as moochers? That isn't, as far as I can tell, an especially nonwhite group — and it's a group that is surely as likely to elicit sympathy as disdain. There's just no way it can serve the kind of political purpose the old welfare-kicking rhetoric used to perform. ...
The same goes, more broadly, for the whole nation of takers thing. First of all, a lot of the "taking" involves Social Security and Medicare. And even the growth in means-tested programs is largely accounted for by the Earned Income Tax Credit — which requires and rewards work — and the expansion of Medicaid/CHIP to cover more children. Again, not the greatest of political targets.
The Treasury's pay czar, or "special master," was tasked with limiting "excessive" pay at companies the government bailed out using taxpayer money during the financial crisis.
But the Office of the Special Master did not follow the rules it had set for compensation, instead letting companies define pay themselves, according to a report by the inspector general for the government's bailout program.
In 2012, the pay czar acceded to company requests in approving multi-million dollar pay packages and pay hikes for top executives at General Motors, AIG and Ally Financial.
The pay czar approved all 18 pay raises requested by the companies, for a total of $6.2 million, and approved pay packages of at least $1 million for 68 of the 69 employees at the companies it was overseeing, the report found.
"While taxpayers struggle to overcome the recent financial crisis and look to the U.S. government to put a lid on compensation for executives of firms whose missteps nearly crippled the U.S. financial system, the U.S. Department of the Treasury continues to allow excessive executive pay," the report said.
It's the President and the Attorney General who call the shots, and who will ultimately be judged by their actions -- or lack thereof. Change can only come from the top. What are the prospects?
Judge for yourselves: Last week the Obama/Holder Justice Department told producers of Frontline's hard-hitting report that "they thought (the bank crime episode) was a hit piece" and that "they will never cooperate" with the program again.
Ask not for whom the revolving door turns, Wall Street. As of this writing, it still turns for thee.
The Times story described how Amgen got a huge hidden gift from unnamed members of Congress and their staffers. They slipped an eleventh hour loophole into the New Year's Eve deal that kept the government from going over the fiscal cliff. And when the sun rose in the morning there it was, a richly embroidered loophole for Amgen that will cost taxpayers -- that's you and me -- a cool half a billion dollars. Yes -- half a billion dollars.
Amgen is the world's largest biotechnology firm, a drug manufacturer that sells a variety of medications. The little clause secretly sneaked into the fiscal cliff bill gives the company two more years of relief from Medicare cost controls for certain drugs used by patients on kidney dialysis.
The provision didn't mention Amgen by name, but according to reporters Lipton and Sack, the news that it had been tucked into the fiscal cliff deal "was so welcome that the company's chief executive quickly relayed it to investment analysts." Tipping them off, it would seem, to a jackpot in the making.
Amgen has 74 lobbyists on its team in Washington and lobbied hard for that loophole, currying favor with friends at the White House and on Capitol Hill. The Times reporters traced its "deep financial and political ties" to Baucus, McConnell and Hatch, "who hold heavy sway over Medicare payment policy."
As it is, the economy has already lost more than $7 trillion in output ($20,000 per person) compared with what the Congressional Budget Office projected in January of 2008. We will probably lose at least another $4 trillion before the economy gets back to anything resembling full employment. And, millions of people have seen their lives turned upside down by their inability to get jobs, being thrown out of their homes, or their parents' inability to get a job. And this is all because of the folks in Washington's inability to manage the economy.
But the Wall Street banks are bigger and fatter than ever. As a result of the crisis, many mergers were rushed through that might have otherwise been subject to serious regulatory scrutiny. For example, J.P. Morgan was allowed to take over Bear Stearns and Washington Mutual, two huge banks that both faced collapse in the crisis. Bank of America took over Merrill Lynch and Countrywide. By contrast, there can be little doubt that without the helping hand of Timothy Geithner, most or all of the Wall Street banks would have been sunk by their own recklessness.
It's about a fellow named Jamie. He lives in New York City, and he has recently had a very rough go with a large financial institution. Such behemoths can be heartless, so as you can imagine, it's tough to stand up to them. The giant in this case is JPMorgan Chase, Wall Street's biggest bank, and it went after poor Jamie Dimon hard. In the end, the bank took more than half his income.
It was a bitterly painful experience, but thanks to the indomitable human spirit, Jamie's story has turned from sad to uplifting! Yes, he was down, but not out. Luckily, he had something big going for him in this fight: JPMorgan is his bank. I don't mean he banks there; he's the CEO.
On Jan. 16, it was announced that JPMorgan's board of directors had docked his pay, awarding him some $12 million less this year than he was given a year ago. Ouch! But there's no need to cry for Jamie. He still is hauling home $11.5 million.
Yet Wall Streeters are all atwitter about the haughty CEO getting his comeuppance (though I guess getting his pay cut in half would more properly be termed a "come-downance").
He certainly did have a very bad year in 2012. He presided over a stunning $6.2 billion loss by the bank's chief investment office, due to finagling or incompetence, or both — federal authorities are still investigating. But the high-rolling denizens of Wall Street were shocked by the level of punishment meted out by the bank's board, widely condemning it as harsh. However, Dimon himself merely said of the board's action: "I respect their decision."
Of course he does! He walked away with his job intact, an $11.5-million wad in his pocket and a sly grin on his face. Many investors and bank regulators (not to mention us commoners) don't consider that level of "punishment" to be much of a deterrent to the kind of executive narcissism and too-big-too-fail carelessness that characterizes today's Wall Street elite.
The Institute on Taxation and Economic Policy (ITEP) released the study Thursday, titled "Who Pays? A Distributional Analysis of the Tax Systems in All 50 States." The study shows that the bottom 20 percent pay an 8.9 percent tax rate in Colorado, compared to the state's top one percent who only pay a 4.6 percent tax rate.
"Asking the poorest Coloradans to pay more of their income in taxes than the richest, those making half a million dollars or more, violates our sense of fairness," said Ali Mickelson, Tax Policy Attorney at Colorado Fiscal Institute in a press release. "Colorado needs to change the tax structure so that the richest among us are taking on their fair share of tax responsibility."
Colorado income tax uses a flat rate structure across all income levels, along with six other states. ...
The state ranks 5th lowest in state and local taxes per $1000 of income, but low-income taxpayers pay almost twice as much of their earning in taxes as rich taxpayers do.
If you are a member of Washington's political class or a corporate chieftain, you probably favor the benefit cuts. People are living longer, you might reason, so we should raise Social Security's retirement age, reduce inflation increases or cut benefits for the wealthy through means testing.
But the public has a very different answer, according to a survey released on Thursday.
The survey finds a strong majority of us favor paying higher taxes to restore Social Security's long-term solvency.
We do not want benefits cut. If anything, we would like to see them strengthened. That's the view across all lines of political party, income level and age, according to the survey of a representative sample of more than 2,000 Americans.
It was all a lie – one of the biggest and most elaborate falsehoods ever sold to the American people. We were told that the taxpayer was stepping in – only temporarily, mind you – to prop up the economy and save the world from financial catastrophe. What we actually ended up doing was the exact opposite: committing American taxpayers to permanent, blind support of an ungovernable, unregulatable, hyperconcentrated new financial system that exacerbates the greed and inequality that caused the crash, and forces Wall Street banks like Goldman Sachs and Citigroup to increase risk rather than reduce it. The result is one of those deals where one wrong decision early on blossoms into a lush nightmare of unintended consequences. We thought we were just letting a friend crash at the house for a few days; we ended up with a family of hillbillies who moved in forever, sleeping nine to a bed and building a meth lab on the front lawn.
This site is designed to allow IBM Employees to communicate and share methods of protecting their rights through the establishment of an IBM Employees Labor Union. Section 8(a)(1) of the National Labor Relations Act states it is a violation for Employers to spy on union gatherings, or pretend to spy. For the purpose of the National Labor Relations Act, notice is given that this site and all of its content, messages, communications, or other content is considered to be a union gathering.


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Despite being blocked with 500m left, Oscar Freire still manages to win for a second day running atPIC BY TDWSPORT.COM For the second day running Oscar Freire timed his final run to the line to perfection to win the day at Tirreno-Adriatico. As on stage two when he swept by the leading riders with obvious ease, Freire looked to be in a different class as he countered late attacks from Laurent Brochard and Emanuele Sella. The stage win and some intermediate sprint bonuses took Freire 11 seconds clear of stage one winner Alessandro Petacchi overall. There were frequent breakaway attempts during the second half of the stage after an untypically quiet start to the day. No doubt Freire's superlative display on stage two and the thought that the Spaniard had won this stage last year provided some motivation to get clear. However, the Spaniard's Rabobank team kept the race together going into a final finishing circuit. With Petacchi still at the front of the race his Fassa Bortolo team also helped to close down breaks late on, but the Italian sprinter was unable to respond in anything like the same way as Freire when Brochard and Sella jumped away in the final kilometre. So far, at least, it looks like advantage the world champion with Milan-San Remo now just a week away. Freire revealed after the stage that he had been boxed in with 500 metres to go, and had to break suddenly before unleashing his final sprint. "Fabrizio Guidi left some room, and I managed to get up to Brochard and win the stage. I felt really in good shape today," said the world champion. He played down expectations for San Remo, though. "Yesterday and today's wins mean nothing as far as San Remo is concerned because the finish is completely different there. The favourites for that race are here, it's true, but that doesn't mean I'm anywhere near certain of victory." Freire also criticised the apparent lack of interest in him back in his homeland. "I've always ridden well in Tirreno but it upsets me to see that there is not a single Spanish journalist here. Perhaps it is because I ride for a foreign team, but even so I am still the world champion. The Tour and the Vuelta aren't the only races on the calendar." Stage 3, Tivoli-Torricella Sicura 1 Oscar Freire (Spa) Rabobank 228km in 5.52.07 (38.85 km/h) 2 Laurent Brochard (Fra) Bouygues Telecom 3 Danilo Hondo (Ger) Gerolsteiner 4 Emanuele Sella (Ita) Panaria 5 Mirco Lorenzetto (Ita) Domina Vacanze 6 George Hincapie (USA) Discovery Channel 7 Ruggero Marzoli (Ita) Acqua e Sapone 8 Alessandro Petacchi (Ita) Fassa Bortolo 9 Fabian Wegmann (Ger) Gerolsteiner 10 Fabrizio Guidi (Ita) Phonak 21 Stuart O'Grady (Aus) Cofidis 48 Matthew White (Aus) Cofidis 0.21 72 Paolo Bettini (Ita) Quick Step 1.20 80 Robbie McEwen (Aus) Davitamon-Lotto 81 Roger Hammond (GB) Discovery Channel 95 Baden Cooke (Aus) Franaise des Jeux 2.01 114 Ivan Basso (Ita) CSC 3.55 118 Andreas Klden (Ger) T-Mobile 132 Michael Barry (Can) Discovery Channel 4.47 136 Julian Dean (NZ) Crdit Agricole 5.24 141 Frank Hoj (Den) Gerolsteiner 9.21 153 Joseba Beloki (Spa) Liberty Seguros 10.31 164 Matt Wilson (Aus) Franaise des Jeux 166 Mark Renshaw (Aus) Franaise des Jeux 171 Brad McGee (Aus) Franaise des Jeux 179 Chris Horner (USA) Saunier Duval 13.14 Overall 1 Oscar Freire (Spa) Rabobank 15.02.55 2 Petacchi 0.11 3 Brochard 0.13 4 Hondo 0.16 5 Angel Vicioso Arcos (Spa) Liberty Seguros 0.17 6 Guidi 0.19 7 Wegmann 0.21 8 Marcus Zberg (Swi) Gerolsteiner 9 O'Grady 0.23 10 Hincapie 55 White 1.36 70 McEwen 2.31 73 Hammond 2.35 98 Cooke 4.34 100 Bettini 4.46 101 Basso 5.10 106 Barry 5.52 121 Dean 7.57 124 Klden 8.23 133 Renshaw 11.46 145 Horner 14.29 150 Wilson 14.59 152 McGee 168 Hoj 23.23
Freire impresses again at Tirreno
Despite being blocked with 500m left, Oscar Freire still manages to win for a second day running at

subset: commoncrawl


text: Our IM/IT Strategy and Planning Process provides IT Management with a practical tool that enables a focused definition of IT's direction through a structured process that helps analyze the current organizational state, a determination of the future state and a proactive approach to driving the best value out of IT. Through our facilitative approach, our process will enable clients to have a well-defined plan that can help them effectively execute business and technology initiatives and create synergy between on-going activity and ultimate results they are looking to achieve. It defines a plan both for the short-term and long-term objectives and a road map on how to get there.


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The Banaau Wall is our little way to thank all the people who gave or are giving us help and support and shared with us the transition from Banaau to Hollowscene.
There are really many people out there that believe that our project is something worth doing. Usually, when speaking of a band
we put a lot of attention on who plays what, where the band will perform, how many albums has been released...
In short, we are focused on the band.
However, the band itself is only the most visible part of a whole. Behind every song, every gig, every record, there are many
persons whose dedication is of uttermost importance. Some of them help us supporting our campaigns economically, some others help us
doing practical things. Each of them is very precious to us and behind every name there is a face, a person, a story we like to remember and share.
You all are and will always be in hour hearts. Here are their names (in no special order):
Copyright © 2016. All Rights ReservedThis website does not use Cookies!


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OffGamers' Winter Sales for Nintendo Eshop Card 2017 Round 2
Promotion period: 27th November ~ 5th December 2017 Nintendo Eshop Card Winter Sales 2017 is coming! Don't be left out in the cold~ Checkout the winter release on Nintendo, and prepare yourself by grabbing Nintendo Eshop Card @OffGamers Now! Xenoblade Chronicles 2 Release date: 1st December 2017.


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Tips For Twos
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Understanding and dealing with Toddler behaviours. This is a two night workshop happening May 8 & 15.
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Thyolo, May 17, 2018: Police in Thyolo on Tuesday arrested a 67 year old herbalist following the death of Ndaziona Duli who died after taking herbs from the herbalist which was meant to stop him from drinking beer.
Thyolo Police Public Relations Officer, Amos Tione, said the deceased together with his brother Muleke Duli went to the witchdoctor to get some traditional medicine to stop them from drinking beer.
"Ndaziona 36, and his brother Muleke 76, wanted to stop drinking and they consulted the herbalist, Bitoni Malata, for assistance," said the PRO.
Tione said it was reported to by Muleke that the deceased died as he failed to follow the prescription given, of taking the herbs whilst sober.
He said the deceased died after vomiting for some time.
Tione said police went to the scene of the accident and collected the body to Thyolo District Hospital for postmortem.
The herbalist is in custody as police are still carrying out investigations on the herbs used.
The Duli brothers hailed from Mkusa Village, while the herbalist, Biton Malata, comes from Kautuka Village, all from Traditional Authority Khwethemule in Thyolo District.


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Slap Koozie
So, initially when I was about to write my review of the Slap Koozie slap on beverage insulator it was that of a negative one, as personally I really didn't care for it, however I came home today to my husband using it out of the blue. My personal quams with it are that it to me it had a mild plastic odor, and that it splashed when I tried to slap it onto an open soda. My husband however said, to me "Why would you slap it on after you opened? Why not before?" Okay, so he was probably right, I should have thought about it. And for the plastic odor, I typically drink soda in smaller cans so the Koozie is basically touching the lip when I drink. For him as you can see in the video above it's lower down away from his face, so he doesn't notice any smell.
My husband actually really likes the Slap Koozie, he likes that the Koozie wraps completely around a cold beer or soda can and keeps his hand from heating up his beverage of choice. He likes the idea of having his name written on the front so while hanging with his friends tossing back a few beverages, he could prevent that question of whether or not it's his or someone else's drink if he sets it down. He also likes that he could easily slap this on his wrist while camping and always have it with him rather than having to remember it in his cooler.
Overall, I'd say the Slap Koozie does what it is suggests, you can slap it onto your beverage, it keeps the temperature of your drink cooler and you can personalize it. As to whether or not I'd personally recommend it, I'd have to say yes, the person whom I'd most likely buy something like this for my husband is a fan, so for gift giving needs it fits the bill.
I received one or more of the products mentioned above for free using Tomoson.com. Regardless, I only recommend products or services I use personally and believe will be good for my readers.
Leave a Reply.
June 2018


text: Montepulciano d'Abruzzo: A type of wine grape as well as a type of red wine made from these same grapes in the Abruzzo region of east-central Italy. Up to 10% Sangiovese is permitted to be added to the blend. It is typically a fruity, dry wine with soft tannins, and as such is often consumed young. If aged by the winery for more than two years, the wine may be labelled "Riserva."


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U.S. factories expanded in February at the fastest rate since May 2004, indicating sustained strength in manufacturing as demand remains solid, figures from the Institute for Supply Management showed Thursday.
Key Takeaways
The latest advance extends a series of healthy readings in the survey-based measure of manufacturing that's being fueled by improving global economies and firm business investment. It also comes on the heels of a late-year pickup in consumer spending, which advanced in the fourth quarter at the fastest pace in more than a year.
The purchasing managers group's gauge of export orders was the strongest since April 2011. While orders and production were a touch weaker in February than the prior month, the readings are nonetheless robust.
The report showed factories are having some difficulty keeping up with demand. The ISM's index of order backlogs climbed to a more than 13-year high. Delivery times also lengthened in February, with a measure reaching the second-highest level since 2010. That may help explain the rise in the group's gauge of manufacturing employment, which posted its largest month-over-month gain in more than two years.
"All indications are that demand will continue to grow," Timothy Fiore, chairman of ISM's factory survey committee, said on a conference call with reporters. "There are a number of issues going on here in the supply chain that's pushing things up. The net result is there are problems in inventories, which are growing."
In addition to firmer overseas and domestic sales, corporate optimism is getting a lift from the recent tax-cut law and reduced regulation.
The ISM report showed 15 of 18 manufacturing industries indicated growth last month, led by printing, primary metals and machinery.
Other Details
- Production index dropped to 62 in February from 64.5
- Measure of export orders jumped to 62.8 from 59.8; marked fourth straight advance, the longest such stretch in six years
- Index of customer inventories fell to 43.7 from 45.6, indicating stockpiles were being depleted at a faster rate
- Factory inventories gauge rose to 56.7 from 52.3
- Gauges of supplier deliveries climbed to 61.1 from 59.1


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This is my second post of the day.
I used a freebie digital stamp from Meljen's Designs, coloured with ProMarkers. He's just gorgeous! My DP is from my stash and the blue card was put through the Cuttlebug. The button and sticker were both from my stash. The Kraft card was from Typo (where my awesome son works when he's not at Uni).
I would like to enter my card into the following challenges:
Meljen's Designs : Sketch Challenge
Totally Gorjuss : Challenge 122 Anything Goes With A Button
Anything Challenge : Challenge 62 Boyz to Men


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1. Select the desired products from our offer and add them to CART
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3. Click on PAYMENT
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Color Line Mod v1.0
This is a sample mod by ST & Timelapses that changes Polaris Lines to Color Line on the ship, like you can see on the picture.
(The ship is actually a model of MS SuperSpeed 1, that drives the route: Kristiansand - Hirtshals. MS SuperSpeed 1 is owned by Color Line.)
This is a mod for Euro Truck Simulator 2.
Should work on every version with DLC Scandinavia.
Testet the mod on 1.25 and on 1.26.
It works with ProMods!
ST & Timelapses


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I made a couple of minor med changes over the past two days. Yesterday I was still feeling very numb- and thinking that this is not acceptable and I can't risk another day of this and getting nothing done. But I was still hoping it was temporary, and possibly because I had messed up my Effexor (it didn't feel like Zyprexa numbness), so I kept at it- and today I feel good. The numbness is better. My mood is pretty good.
I am at the higher dose of Zyprexa- and I realize that when I started going to yoga and doing things it was at the higher dose, and that when I went back down to 5mg I stopped going to yoga. So I am back at 7.5mg. The only way I can do this is to take all of my Provigil at once in the morning, instead of breaking it up- but it seems to be lasting enough of the day that it is okay. And I am not taking any klonopin, except for that quarter of a milligram at night to help me to sleep. I think klonopin is destabilizing for me- I get rebound effects. I hope that I can get off of that last little bit of klonopin.
I don't even want to be taking Zyprexa- but if I am going to be taking it, I want to take enough of it to really make me better. Otherwise, why bother? I'd love to take no meds- but I think I will die of old age before I could wean myself off of all of them, so I am stuck with them. I am going to use them.
I have a lot to do today. I am doing laundry. I have to do dishes. I have to go visit my dad- and it is over an hour's drive each way. I have to go in to do paperwork. I have to work on my inservice. And I have to write my Provigil appeal.
The price has dropped into the 200's again at Costco- but it is still much higher in the other stores, and I don't want to be at the mercy of market forces. It would be so nice to have the Provigil covered. Especially as the deductible for my health insurance is going up by $500 next year and my psychiatrist fees won't count towards it. And I still haven't decided if I will continue with therapy- my therapist will not be covered and I hate switching. I hate trying to find someone good. And trying to explain my life to someone new.


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Blonde Easter bunny spreads in heels for her stepbrother
Hot and oily Angel Dark glows in the dark


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Sys Painting - Painting Services
Painting Services, Painters, Commercial Painting, Residential Painting Parramatta | Blacktown | Surry Hills | Castle Hill
- 0414 05# ###
- 0420 84# ###
Painting ServicesMap
Parramatta NSW 2150Click to view map
- http://syspainting.com.au/
- Send email
- Monday to Friday: 7am - 5pm
- Commercial Painting Castle Hill
- Painting Services Blacktown
About Us
Sys Painting - Painting Services Parramatta | Painters Surry Hills
Sys Painting provides high quality painting services for residential and commercial properties in and around Parramatta, Blacktown, Surry hills, Castle Hill, Campbelltown.
Need your property painted? Call 0420 84# ### right away.
Commercial Painting Castle Hill
Do you need to have your property repainted because the old coat is starting to crack and peel?
Are you looking into a cost effective way to increase the value of the property you are selling?
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They have a painting license and 8 years of experience in painting different kinds of properties.
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Simon Jin Pty Ltd
"Gruff response to arrival time should have been a tell tale sign. The most abysmal and badly executed painting job I have ever seen. No colour matching, resulting in a mish match of obvious patches right the way through interiors. One other tenants exclaimed "this must be a joke?" All jokes aside Simon Jin employs non English speaking chinese migrants to do paint jobs, when it's blatantly obvious they have never held a paint brush in their lives."
JIM NENDIS Affordable Painting Melbourne
"Terrible painting, cheap bunnings paint and bad service. Had to get someone else in to fix up their poor work."
Painting Services Ellenbrook
"I needed the ceilings walls and doors painted in a house I am preparing for sale. Jay's painting promptly gave me an itemized quote and a starting date.
I am very happy with the work, and the prompt and courteous manner in which it was carried out.
A pleasant experience. "
Painting And Decorating Services Nowra
"This is all first class service with old fashioned care.
I am so impressed by the care taken in my house when it was painted by Sean.
There was no paint anywhere but where it should be.
I have used tradies before with marks left everywhere. I am very impressed with all the service given and advice I will use again"
A1 the Studio Painting and Decorating
"I am a pensioner and I am so pleased with the personal service and care taken in completing my bedroom.
Sean took so much care in covering my furniture and assisted me in colour matching.
You do not get service like this anymore thank-you so much"
JLF Natural
"Thank you for sending the good luck coin necklaces
so quickly. There was no packing slip, paid invoice or any information on you or your company. I would like to reorder but I don't remember where I found the coin necklace.
Home Painter Parramatta
"I'm very happy with my wallpaper & how Mark gave his opinion as to what suited my interests the best- looks amazing. He was prompt in replying, efficient in getting the job done & one could tell he knew his craft well. Cost wise, I think it was fairly priced. I will definitely be recommending Mark to family & friends interested in further beautifying their homes with wallpaper :) Helena"
Home Painter Parramatta
"Got many quotes, but the service that this company provided was sensational, he gave me a time and date, turned up on time and the wallpaper is absolutly fantastic, great job, great service. Highly recommend."
Home Painter Parramatta
"Mark did a great job installing my wallpaper for our feature wall. He came on time and did a perfect job matching a very hard pattern. I would not hesitate in using his services again and recommending him to friends and family."
Plastering Services Mornington Peninsula
"Great service and high performance for installation, thank you!"
Allen P.V.
"His paint stained the concrete, refused to clean up. Painted locks on the fly screens shut. Did not paint 3 windows as quoted"
Home Painter Parramatta
"Simone Romaine hired AKRA Wallpapering to complete a service
I am so impressed by Mark and the job he did. He was such a perfectionist, punctual and professional and I am delighted with the results. Highly recommend and would definitely use him again.
Professional Painter Perth
"poor quality, messy and did not deliver what the quote promised"
Painter & Renderer Cranbourne
"Thank you Niamat for a great painting service on the major works project, the efficiency, quality of workmanship and finish to all areas was second to none. Your guys were very personable and always willing to work with the staff to get the job done with no complaints.
Doelken General manager "
Painter & Renderer Cranbourne
"a quick note to thank you so much for the fabulous painting job at my shop
You were a delight to deal with and everything from start to finish went without a hitch. I especially appreciated your help with correct colour selections"
Painter & Renderer Cranbourne
"very good job done by Niamat happy to use true coating again "
Colourise Painting
"Colourise paintings are the best professionals in sydney which provides the affordable painting services in Sydney. "
Colourise Painting
"Colourise painting have the best skilled and experienced painters. They are perfect in their business. "
Colourise Painting
"Colourise painting did beautiful job with my interiors and exteriors. I love their services, Thanks :)"
Colourise Painting
"As per my experience for using Colourise Painting services is so well. Because I am a builder in australia and they provide painting services for me to all newly constructed buildings. "
Colourise Painting
"I needed painting services for my kitchen, my wife suggested me to take services from colourise painting. The made my kitchen new Thanks!! :), colourise painting. "
Colourise Painting
"Colourise Painting did a great job they made my house new once again. I am satisfied from there services."
House Painter North Shore
"We recommend Eddy his team from Mbros painting as a good professional & experience painters they fix and paint our Strata units internal & externally for us in Bondi beach and we are very happy with Mbros services they are clean reliable painters we wish them the best in this trade and i will recommend them to every one "
House Painter North Shore
"My name is Ramina M bros painting team they paint inside my house I am very happy with them service every day they been cleaning and covering every things at home M bros has a professional and experienced teem very happy and thank you M bros team
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Christmas Spice Cookies
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Christmas Spice Cookies
- In a large mixing bowl beat the butter, sugar, salt, cinnamon, ginger, cloves, and allspice with an electric mixer on medium speed about 3 minutes or until creamy. Reduce speed to low and beat in the egg white then vanilla. (Dough might appear curdled.) Add flour in three additions, beating on low after each until mixture is almost combined (scrape down bowl); mix until combined. Shape dough into a disk.
- Place the dough between two sheets of parchment paper; roll 1/4 inch thick. Slide dough, still between the paper, onto a baking sheet; freeze at least 1 hour or refrigerate at least 3 hours.
- Center rack in oven; preheat to 350 degrees F. Line a baking sheet with parchment paper; set aside. Peel top sheet of parchment off dough. Flip dough onto a clean sheet of parchment paper. Peel off remaining sheet of parchment. Using a 2- to 3-inch cutter, cut out cookies. (Reroll and chill scraps.) Place cutouts 11/2 inches apart on the prepared baking sheet. Sprinkle edges of the cookie cutouts with some decorating sugar.
- Bake for 15 to 20 minutes (rotate sheet front to back after 10 minutes) or until the cookies feel firm. Cool on baking sheet 5 minutes; transfer to wire rack to cool. Cut out and bake scraps on cooled baking sheet.
From the Test Kitchen
If desired, glaze cookies with a mixture of 1 cup powdered sugar and 1 tablespoon water (or enough to make of glazing consistency). Let stand until glaze sets. Sprinkle glaze with additional sanding sugar, if desired.
Nutrition Facts (Christmas Spice Cookies)
- Per serving:
- 225 kcal ,
- 13 g fat
- (8 g sat. fat ,
- 1 g polyunsaturated fat ,
- 4 g monounsaturated fat ),
- 35 mg chol. ,
- 85 mg sodium ,
- 24 g carb. ,
- 1 g fiber ,
- 11 g sugar ,
- 2 g pro.


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Sacred 2: Fallen Angel Discussion
Trainer Tools and Resources
thx for answer have a good day
Sacred 2 - Fallen Angel\Scripts\shared\spells.txt
There you can edit cooldown for every skill :P
[Edited by Arhey, 10/15/2008 11:33:45 AM]
i have look , but i dont have any idea , how change the cooldown , if someone can give me a exemple for one skill , i will change for all.
thx again
[Edited by sephirot9000, 10/15/2008 11:39:56 AM]
i have a question too , any possibility to have the full map discovery ? or have all teleport too ?
only for know thx for answer
[Edited by sephirot9000, 10/15/2008 11:42:21 AM]
Yeah it's possible.
Sacred 2 - Fallen Angel\Scripts\shared\spells.txt
There you can edit cooldown for every skill :P
[Edited by Arhey, 10/15/2008 11:33:45 AM]
Would you mind providing an example for this precedure, I'm interested as well, some skills would be fun to cast non-stop, like the Shado Warrior's Leap or the Temple Guardian's Deathly Spikes.
Thank you for taking the time to read this.
[Edited by Mangekyou, 10/17/2008 2:57:45 AM]
[Edited by ariec88, 10/19/2008 10:09:30 AM]
In spells.txt you must find "cooldown = " and change it to 0 in every line, or not in every, as u wish.
[Edited by ariec88, 10/19/2008 10:09:30 AM]
Tried that, thing is, almost ALL of the "cooldown" numbers are 0.000000, so I don't really know what to input there
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This Cute Compilation Of Smart Animals Brightened Our Day
We love our pets to bits and in turn, they shower us with their unconditional love and provide constant companionship. Every once in awhile (some more often than others, of course) they perform their usual antics, making us laugh our socks off and make these incredibly hilarious and viral videos! And we love them for their silliness!
No matter how silly, sometimes our pets can surprise us with their smarts! Wait until you see these adorable animals pull some super smart tricks! From winning games to learning to open refrigerators, you won't be able to deny how clever these animals are!
Our animal friends are able to learn most of the stuff we do by just watching and imitating. If they figure out that opening the fridge door will get them a forbidden treat, they will watch closely until they figure it out. This way they feel like part of the pack - if they do what the alpha does, it will help them get closer to the alpha. It is pretty simple, really.
Yet, some of these furbabies have learned to open doors, like the sheep, or scratch their butts with a rope, like the dog in the following clip, just because it suits them. Why bite and scratch your butt with your teeth, when a rope does such a splendid job?


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Iginla helps Flames burn brightby John Kreiser
Iginla, a two-time 50-goal scorer, hadn't hit the net in more than eight periods this season before his power-play goal with 12:37 left in regulation snapped a tie and led the Flames to a 5-4 victory over the Colorado Avalanche on Tuesday night at Pengrowth Saddledome.
With Calgary on a power play after Adam Foote was called for delay of game at 6:02 for shooting the puck into the crowd, Iginla beat Peter Budaj through a screen with a wicked wrist shot from near the top of the left circle for his first goal and first point of the season.
"I try to contribute on the scoresheet," said Iginla, who had 50 goals last season. "My linemates gave me some good chances and I was able to sneak one in."
Iginla got his second point when he raced down right wing and fired a wrist shot from inside the right circle. Budaj couldn't control the rebound, and Todd Bertuzzi fired it into a wide-open net with nine minutes remaining. That turned out to be the winner when Ben Guite's 60-foot bouncer took a high hop and went over Miikka Kiprusoff's shoulder 18 seconds after Bertuzzi's goal.
"With Jarome, how he skates and how he shoots, there's going to be some juicy rebounds around if I'm just patient enough," Bertuzzi said. "It's about being at the right spot at the right time and not being overly aggressive."
Coach Mike Keenan has been very pleased with Bertuzzi, who has three goals in his last two games.
"I thought Todd had an excellent game — that whole line had a lot of jump," he said. "He's taking a leadership role with this group."
The victory was the Flames' first this season after a 6-0 season-opening loss to Vancouver last Thursday and a 5-4 overtime loss to the Canucks in Calgary's home opener on Saturday. Although they're just 1-1-1, the Flames are actually off to their best three-game start since 2003-04, when they advanced to the Stanley Cup Final.
"We didn't get the start to the year that we wanted," defenseman Dion Phaneuf said. "Now we turned that around with a big win tonight."
The loss dropped the Avs to 0-3-0, their worst start since 1997-98. Colorado has lost three consecutive one-goal games, all of which were tied in the third period.
"It's always tough to take a loss," said Colorado center Paul Stastny, who set up two of the Avs' goals. "You want to at least bring it into overtime and get that point. The effort is there. I think we just got to fix a few things.
"We have no excuses. They played well, and it's always tough to play from behind, especially on the road."
The Flames were 0-for-13 on the power play in their first two games, but that drought didn't last long. Dustin Boyd put Calgary ahead at 3:21 while the Flames were up a man, and Bertuzzi made it 2-for-2 on the power play at 4:17 when Budaj couldn't control the rebound of Mike Cammalleri's high shot and swatted it into the slot.
"There's been a lot of talk about our power play, which there should be. It wasn't nearly good enough in the first couple games and we've been talking about it, working on it," Iginla said. "Our power play had to step up and tonight, fortunately, we were able to contribute on there and help be a difference."
Cammalleri, a forward, played the point and helped the Flames go 3-for-7 with the extra man against a penalty-killing unit that has allowed five goals in 12 chances.
"I didn't mind playing the point," he said. "The biggest thing for us was to work as a unit. When you score three power-play goals, you'll win your share of games."
However, the Flames then ran into penalty troubles of their own, and the Avalanche took advantage to tie the game. Stastny set up John-Michael Liles' goal with 30 seconds left in the first period to make it 3-2. Ryan Smyth's goal at the 9-minute mark of the second period, on a one-timer off Stastny's perfect pass, got Colorado even.
"We came out with some urgency," Boyd said of the Flames' fast start. "We knew we had to come out strong. We let up a little bit."
Wild 4, Thrashers 2 | VIDEO
Minnesota got offense from an unexpected source when newcomer Antti Miettinen scored twice in the third period to help the Wild get their trip through the Southeast off to a good start.
"I think I kind of have to know what the coach knows," said Miettinen, who signed with the Wild this summer three months ago as a free agent after playing four seasons with Dallas. "I try to do what I'm told."
Miettinen had a goal as Minnesota won its opener against Boston on Saturday despite being badly outplayed in the third period. This time, it was the Wild that dominated the final 20 minutes, outscoring Atlanta 3-1.
After Marian Gaborik broke a 1-1 tie 2:44 into the third period when he stole the puck from behind defenseman Mathieu Schneider in the slot and beat Kari Lehtonen for an unassisted goal, Miettinen made it 3-1 at 10:19 when he rifled a shot over Lehtonen's shoulder on a breakaway.
Atlanta cut the lead to 3-2 on Bryan Little's team-leading third goal with 4:40 to play, but Miettinen and Andrew Brunette worked a give-and-go, with Miettinen finishing off the play with 2:40 remaining.
"I was lucky people were down at the same time," said Miettinen, whose career high in goals was the 15 he scored with the Stars last season. "This is going to build our team. This win tonight was really big, especially on the road."
Minnesota took an early lead when Brunette tapped in Mikko Koivu's pass for a power-play goal at 15:31 of the opening period. Ilya Kovalchuk got the Thrashers even 7:29 into the second with his first goal of the season.
If there was any consolation for first-year Atlanta coach John Anderson, whose team is now 1-1-1, it was the continued production by Little. The second-year center also assisted on Kovalchuk's goal and has 3 goals and 5 points in three games.
"He's playing on a really good line," Anderson said. "He's expected to do something and he has. He had a nice pass to Kovalchuk and had a nice finish with Whitey's pass."
Sharks 5, Blue Jackets 2 | VIDEO
Todd McLellan is still unbeaten as an NHL coach. The Sharks made it four wins in as many games under their new coach by overcoming a slow start and grinding down the Blue Jackets.
It's the best four-game start in Sharks history. McLellan is the first coach to win his first four NHL games since Peter Laviolette went 4-0-0 with the New York Islanders in 2001-02.
"Everyone is working hard and playing the system well," said captain Patrick Marleau, who scored twice as the Sharks overcame 1-0 and 2-1 deficits.
McLellan, who earned a ring as an assistant with Detroit last spring, isn't exactly jumping up and down about his team's hot start.
"It's a good feeling in the room here. As a team, it just goes to show that everybody is kind of buying in here. We still have to work on it and build off it, but it's definitely a great feeling." -- Sharks captain Patrick Marleau on his club's 4-0-0 start to the season"A whole lot of teams are going to have four-game winning streaks," he said. "Our just happened to come at the start of the season."
The Sharks have allowed just four goals in the four wins, but Evgeni Nabokov had to be sharp — especially in the first period, when Columbus dominated play and got the only goal when Kristian Huselius scored on the power play at 9:01.
"Nabby held us in there in the first period," Marleau said. "We got our feet moving after the first period."
Jonathan Cheechoo's shorthanded goal at 4:54 of the second tied the game at 1-1, but Christian Backman's slap shot off defenseman Andy Murray's skate on the same power play gave the Jackets a 2-1 lead.
Milan Michalek tied it at 8:12 when his shot his Columbus defenseman Mike Commodore and went past Pascal Leclaire, and San Jose went ahead to stay on Marleau's first goal at 9:29.
Marleau added a shorthanded goal at 5:19 of the third and Marc-Edouard Vlasic sent Leclaire to the bench when he scored at 9:17.
Marleau, who has four points in four games, is playing with much more confidence after struggling for most of last season.
"It's nice to get those (goals), but 4-0 is a pretty good feeling right now," said Marleau, the team's career scoring leader. "It's a good feeling in the room here. As a team, it just goes to show that everybody is kind of buying in here. We still have to work on it and build off it, but it's definitely a great feeling."
The Blue Jackets fell to 1-2-0 on their season-opening trip. They play their home opener Friday night against Nashville. They were sloppy in their own zone and paid the price.
"Those mistakes will cost you every time against a good team like San Jose," Huselius said. "Other than the shorthanded goals, I thought we played well. It was a lack of communication for us to allow those shorthanded goals. That's going to happen. We had more shots and more chances than they did, but we made too many mistakes."
Kings 6, Ducks 3 | VIDEO
Los Angeles became the first of the two Southern California teams to win a game this season by overcoming a 2-0 deficit at home.
Rookie Wayne Simmonds gave the Kings, who had lost twice to San Jose over the weekend, a boost when he knocked in a rebound at 7:44 of the first period for his first NHL goal.
"It was a mad scramble in front of the net, and I was able to put it in," said Simmonds, L.A.'s second-round pick in 2007. "It will always be a great moment."
Patrick O'Sullivan tied the game at 14:20 of the second with a power-play goal and Jarret Stoll put L.A. ahead to stay with another man-advantage goal at 19:17.
Matt Moulson scored 51 seconds into the third period before defenseman Tom Preissing connected on the power play at 10:52. The Kings finished with three goals in nine power-play chances.
"It was another night where we took too many penalties," said Anaheim forward Teemu Selanne, who made it 5-3 when he scored at 15:31 of the third period. "I don't care what level of hockey you're playing, you can't win games like that."
Alexander Frolov hit the empty net to complete new coach Terry Murray's first win with the Kings.
"We stuck to it," Stoll said of the Kings' rally from a 2-0 deficit. "We stayed disciplined and played our system well. I think they took too many penalties, and we capitalized."
Ducks captain Scott Niedermayer wasn't happy with the parade to the penalty box, but also said his team has other problems.
"We're just not doing a lot of the things we need to do to win hockey games," he said. "We have to outwork the other team, and we're not doing that. We can't afford to leave these points behind."
Material from wire services and team online and broadcast media was used in this report.
Contact John Kreiser at email@example.com


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BOOM! Diamond and Silk Erupt at House Panel on Facebook Censorship (VIDEO)
Trump supporters and YouTube sensations Diamond and Silk testified in front of the House Judiciary Committee today in Washington DC on Facebook censorship of conservative websites.
Diamond and Silk WENT OFF when Rep. Hank Johnson questioned them on censorship of conservative websites.
This was PURE GOLD!
Diamond and Silk released a statement before the committee hearing.
UPDATE— Here is more video of Diamond and Silk holding their own against Rep. Johnson.
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