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The Sub-Prime Mortgage Crisis in Usa and Poland
The sub-prime mortgage crisis of the United States has grown into a global recession in a few years. As the financial markets themselves face the threat of total dysfunction, governments and policy makers across faced a similarly hard decision: spend huge amounts of public money in hope of repairing the damage done or let the markets "work it out" on their own. Keynesian economics started to bloom again, fiscal and monetary interventions could be witnessed across the globe. In this paper we focus on three large key areas of interest while trying to answer one important question: What can be learned of the recent years? While we try to answer that question we examine three larger topics. First of all, how the current financial and economic crisis started. What were the major underlying causes of the financial breakdown? Was it avoidable or even preventable by the proper actions of either economic actors? In the second part, we examine what path did the United States of America choose to avoid further troubles. How did the government and the Federal Reserve System acted during this critical period? What monetary and fiscal policy goals were followed and which ones were neglected for the sake of "keeping the economy running"? In the last part we turn our focus to a distinctively different country, Poland. As it is different by its size (both in terms of socio- geographical and economical terms), it similarly acted differently during the crisis. As the only country of the European Union which could produce economic growth during the hardest years, we try to understand what made this performance possible.
When I first had to face the problem of choosing a proper thesis topic in my sophomore year all I knew it has to be something I am interested in. As semesters and months passed by, an interesting topic rose, the sub-prime mortgage crisis of the United States. Of course I did not know at that time what it really was, or how to properly call it but it surely made me wonder how can savings of a lifetime disappear in mere days. As the internationally acclaimed American sitcom South Park put it: "Poof... and it`s gone!"
As one of lucky participants of the Studies in Trans-Atlantic International Relations program, I would have liked to have a thesis that embrace all three participating countries: the United States of America, the Republic of Poland and the Republic of Hungary. During the process of writing this thesis however it became clear, that not all countries can be examined in proper depth due to the tangible and intangible constraints of a such paper. After careful consideration I have decided to omit Hungary from current thesis. I felt, that as the source of the sub-prime mortgage crisis, the United States cannot be the one left out if one wants to understand how it all began. As to picking Poland against Hungary I have very simple reasons. Influenced by
my studies at the Cracow University of Economics (Uniwersytet Ekonomiczny w Krakowie), and
spurred by the excellent economic performance Poland has shown in recent years I decided not to
wade into the frail topic of Hungary, leaving it for another time, maybe another paper. Most of 5 | Page
the research of this paper was concluded in 2010 and 2011, and as such most recent developments are not reflected in it.
I found the coincidence interesting, that both nations hold the eagle in high places. Both coat of arms represent an eagle: the bald in the case of the United States and the white in the case of Poland. It is known, that eagles have an unique way of escaping the storm. When it is coming, they simply use its winds to soar above the dark clouds. I found that the picture can be broadened in my thesis, examining how these two eagles fared in the storm. This paper consists of three main parts. The first part tries to shed some light on the roots of the financial crisis, based on evidence mainly presented in the report of the Financial...
References: , 2008). A
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We love repairing and it seems we're not alone here. Ever since Platform21 presented its Reparing Manifesto (earlier) they received over 60 inspiring entries in the Most Remarkable Repair Contest.
For instance, Platform21 now offers a solution for broken china: the new repair technique Bison kintsugi (photo).
Designer Lotte Dekker developed a new view of gluing porcelain based on kintsugi, an old Japanese technique in which porcelain is repaired with gold leaf. It's an extremely time-consuming, expensive method. Dekker found Bison glue to be the perfect Western variant for making beautiful yet simple repairs.
After a flurry of activity last week, the Reburbia winners have been announced! Our own Allan Chochinov was one of the judges, but we haven't heard a peep out of him until now. Still, we weren't so off target with our finalists preview post last week—though we...
Designboom, in partnership with Incheon Metropolitan City, brings us the . The competition (with a total of $41,000 in prize money!) asks designers to submit concepts in three categories: Green Design for Humans, City and Green Design and Green Design and Communication. In other words, products, architecture, environments, and visual...
Co-produced by The Architect's Newspaper, Good Magazine, The Urban & Environmental Policy Institute at Occidental College and the LA Good Food Network, Project: Redesign Your Farmer's Market is a competition that seeks improvements on the current model for farmer's markets. This could take the form of a venue,...
Dwell Magazine and Inhabitat have posted the top 20 finalists of their Reburbia competition, which challenged designers to develop new visions for the future of the American suburb. The entries range from extreme, eco-conscious interventions to sharply observational proposals. For example, Chiu envisions a drastically altered future for suburbia...
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subset: commoncrawl


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Organizations that develop, rehabilitate, manage and/or provide rental housing that is available to people who qualify on the basis of income, age or disability for publicly subsidized housing e.g., HUD housing or housing assistance under Section 8 of the Housing and Urban Development Act.
Key words: Farm Labor Housing Program; Federal Leased Housing; FMHA 515; Government Subsidized Housing; Housing and Urban Development Housing; Housing Authorities; HUD Housing; Leased Housing; Low and Moderate Income Housing; Low Income and Affordable Housing; Public Housing; Rent Subsidies; RHS Programs; Rural Housing Service; Section 202; Section 231; Section 236; Section 8; Section 811, Section 221(d)(3); Section 221(d)(4)Subsidized Housing; Subsidized Rental Housing
Scope notes: Use for all low-income housing programs where targeted populations are either not specified or include multiple target groups including but not limited to the elderly and/or people with disabilities.
USE L22 Senior Citizen Housing for independent housing options for the elderly and L24 Independent Housing for People with Disabilities for housing options for people with disabilities.
Prior to 1990, Section 202 of the National Housing Act included the elderly as well as individuals with disabilities. USE L22 for housing options for the elderly only or for housing options for both the elderly and people with disabilities.


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It seems like every high school football team has one of those rabid adult fans. You know the guy (or girl) who has perfect attendance, who screams the loudest, who doesn't even have any kids on the team. In my neck of the woods, we used to have a guy named Harry who actually drove his big pickup truck up to a spot on a hill behind the bleachers so he could see without having to actually get out of the vehicle. But even Harry had nothing on the Knox City Greyhounds fan who created the most insane "rile 'em up" speech ever. You know a guy who suggests the other team be annihilated and assassinated is not playing around.
The as yet unidentified man (come on Internet, we're counting on you) is the world's biggest high school football fan. And if you didn't guess he hails from Texas, shame on you. Everything's bigger in Texas. Especially the ... zeal. How else does one explain this:
Well, he certainly told them! Even if he did chop off the tippy top of his head, divalover159 (yes, that's his YouTube handle ... feel free to ruminate on that for awhile) made it pretty darn clear that he thinks the Knox City boys are top of the heap, kings of the hill, A number one, ya dig?
I love his passion, but I just don't ... get it? I mean, I was all about rooting for my high school team when I was IN high school. The guys went to states my senior year, and I was right there on the sidelines. Well, except for homecoming weekend -- I ditched to go visit colleges in Boston, sue me. But since I graduated, I can count on one finger the occasions when I showed up to a game without either a job to do (reporting on the game for the local paper) or a relative on the field. I'd say it's because my school ceased to exist after I graduated, so I'm left to root for the new merged district, but even the adults who go back week after week in my 'hood aren't this over the top.
Is there a stage where it's normal to give up the ghost on hometown football? Is this guy pretty standard for your area or the most insane you've ever seen?
Image via YouTube


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Offered today is this Pure Gold 22K-24K Natural Mined Nugget on 14K Bale Charm/Pendant. Charm weighs 7.1 grams and measures 7/8" in length by 1/2" in width at the widest point.
Charm/pendant tested 22K-24k on nugget and 14K on yellow gold bale. Any darkness in charm is from camera reflection. This Gold Nugget Charm/Pendant is offered here in excellent. I strive to provide excellent customer service and to describe the items to the best of my ability.The item "Pure Gold 22K-24K Natural Mined Nugget Charm Pendant 7.1gr" is in sale since Friday, January 16, 2015. This item is in the category "Jewelry & Watches\Vintage & Antique Jewelry\Fine\Charms & Charm Bracelets".
The seller is "romanjewelsgold" and is located in Albany, New York. This item can be shipped to United States, Canada, United Kingdom, Denmark, Romania, Slovakia, Bulgaria, Czech republic, Finland, Hungary, Latvia, Lithuania, Malta, Estonia, Australia, Greece, Portugal, Cyprus, Slovenia, Japan, Sweden, South Korea, Indonesia, Taiwan, South africa, Thailand, Belgium, France, Hong Kong, Ireland, Netherlands, Poland, Spain, Italy, Germany, Austria, Russian federation, Israel, Mexico, New Zealand, Singapore, Norway, Saudi arabia, United arab emirates, Qatar, Kuwait, Bahrain, Croatia, Malaysia, Brazil, Chile, Colombia, Costa rica.


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If we were to put together a 'Top 10 London documentaries you have to watch' (and we no doubt will), The London Nobody Knows would be a shoe-in. It's easy to sum up: a slightly dishevelled James Mason walks around a slightly dishevelled 1960s London in search of disappearing (and now disappeared) ways of life. You will remember every scene.
The Museum of London Docklands will screen this minor masterpiece on 12 August, followed by an interview with the documentary's script-writer Brian Comport. Those who've seen it can ask about that egg-breaking factory. Those who haven't can enjoy the visit to the Ripper house and the goldfish-filled cistern for the first time.
The London Nobody Knows can be seen on 12 August at MoL Docklands at 7pm. Tickets are £7/£5 and can be booked here. The museum will also screen Quadrophenia on 9 September.


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An image by Rockbar: Chatroulette teen shows her wet Pussy |, 640x452 in 38.5KB
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BERLIN – Usain Bolt crossed the finish line, saw his record-setting time on the clock and spread his arms as if he was soaring like a bird.
About all this guy can't do is fly. And by saving his celebration until after the finish line, he showed how fast a man really can go on two feet.
The Jamaican shattered the world record again Sunday by running the 100 meters in 9.58 seconds at the world championships to turn his much-anticipated race against Tyson Gay into a one-man show.
That was 0.11 seconds faster than the mark he set last year at the Beijing Olympics and the biggest improvement in the 100-meter record since electronic timing began in 1968.
Gay, his closest rival, broke the American mark with a time of 9.71.
"I don't run for world records," said Bolt, who crossed the line with a slight breeze at his back.
He said he thinks he can go even lower.
"I know I said 9.4," Bolt said, grinning. "You never know. I'll just keep on working."
Last summer at Beijing, Bolt shut his race down early, waved his arms and celebrated about 10 meters before he got to the line. Some, like Jacques Rogge of the International Olympic Committee, viewed it as a sign of bad sportsmanship. Most saw it as a welcome sigh of relief for a sport that needed some good news after years of doping and scandal.
Even this week, the Jamaican track team was making headlines for the wrong reasons – a complicated doping case. Then a group of athletes who were uninvited to the worlds by the country's track officials because they didn't participate in team training camp got reinvited at the request of international officials.
Bolt made everyone forget about that and once again showed what a great sport track can be when the focus is on the track instead of doping control and meeting rooms.
Bolt ran his latest unforgettable race at Olympic Stadium in Berlin, the home of the 1936 Olympics where Jesse Owens became the world's biggest track star. Bolt lives in Owens' stratosphere now, having set the 100 world record three times and also owning the 200-meter record thanks to the 19.30 he ran in Beijing to break Michael Johnson's 12-year-old standard.
He's now added the world championship, last won by Gay in 2007, to his Olympic title.
"He's like a created game person," American Darvis Patton said. "I can't imagine going 9.71 and not winning. That will win every race in history except for today (and at the Olympics)."
It's easy to see why Bolt is such a crowd favorite. He's a colorful character who loves to entertain. The track is his stage and he didn't disappoint Sunday.
Before going into the starting blocks, Bolt gave spectators a quick wave and did his trademark bow-and-arrow pose.
Unlike the Olympics, when he skidded from the blocks, Bolt burst out and opened a sizeable lead on the field after 20 meters.
From there, it could have been a stroll in the park. But there was no letting up. Before crossing the line, he glanced to his right to check on Gay once and then back at the clock. His face lit up as he spotted the digits "9.58" appear on the screen next to the track.
He grabbed a flag and did a victory lap with countryman Asafa Powell, who won the bronze in 9.84.
Gay was complimentary of his rival in a race that lived up to the hype.
"I've been telling you someone could run 9.5," Gay said. "I'm happy he did it; it showed a human can take it to another level. Unfortunately, I wasn't the one to do it, but I still have confidence I can do it one day."


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SMH Clip Of The Week: Rogers Back
This still makes me laugh.
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Hi! I am Susan Gates— Writer & a photographer. Join me as I share great stories, amazing photos, incredible travel life and awesome tips for people who love to travel the world!


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The sexiest names in the world have been revealed, and an Irish name tops the poll.
Liam is the name most likely to be held by an attractive man.
Other Irish names that make the list complied by Buzzfeed include Caden, Seán and Aiden.
Here's the top 10:
1) Liam
2) Anthony
3) Luca
4) Nicholas
5) James
6) Dwyane
7) Luke
8) Aiden
9) Dylan
10) Jake
Congrats to everyone called Liam out there!
Liam Neeson, Liam Payne, Liam Hemsworth... the list goes on.


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Ricky McCormick is a man that died in St. Charles County, Missouri. His body was discovered on June 30, 1999. At the time of his death, Ricky had a collection of encrypted notes in his pocket. All attempts by the FBI's Cryptanalysis and Racketeering Records Unit (CRRU) and the American Cryptogram Association have failed to decipher the notes, which are listed as one of the CRRU's top unsolved cases. On March 29, 2011, the FBI issued an appeal for help from the public in obtaining the meaning of the messages.
Ricky McCormick was a high school dropout who suffered from chronic heart and lung problems. He was unemployed, on disability welfare, and 41 years old at the time of his death. Originally, McCormick's death was not labeled a homicide and there was no indication that anyone had a motive to kill him. In 1999, he was not reported missing by anyone and Ricky's body was discovered by someone driving along a deserted field road. News stories in 1999 did not mention anything about the cipher messages, which were not announced until 12 years later.
Investigators believe the notes in McCormick's pants pockets were written three days before his death. The two notes are written in an unknown code consisting of "a jumble of letters and numbers occasionally set off with parentheses" and are believed by the FBI to possibly lead to those responsible for McCormick's death. The case is bizarre as McCormick's death was never officially listed as a murder. The FBI's interest in the case after 12 years is intriguing.
Interesting Fact
According to members of his family, McCormick created encrypted notes since he was a boy. Nobody had the ability to decipher the codes and McCormick would not speak about them. The FBI has received a large response from the public and has set up an extra Internet page to handle the traffic.


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This would certainly be a winning team! Ready for another day loving on more babies!
Nice! 🙂
So while we were on our missions trip last month.. one of the ladies recited this scripture to us before we headed to the orphanage.
Even the sparrow finds a home, and the swallow builds her nest and raises her young at a place near your altar, O LORD of Heaven's Armies, my King and my God! Psalm 84:3


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The BIRKENSTOCK Nuuk is a cozy boot in soft, high-quality buckskin and waxed suede – and is perfect for cold winter days. The highlight is the front section, which comes in lambskin for a sophisticated look. Thanks to the practical lacing system with stopper function, the boot can be individually adjusted to the wearer's feet. Thanks to the handy BIRKENSTOCK metal zipper on the inside of the shaft, the boot can be quickly put on and taken off again.
We did it. We added the signature Birkenstock footbed into a cute fall bootie. The results are extra scrunchy and classically comfy.


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My Brother raises bees. The more I find out about bees the more fascinated I am with them.
This is a close-up macro image on a newly built honeycomb. As my brother held it up yo the sun to inspect the bees progress I stood on the other side and capture the sun illuminating the amazing structure the bees have created.


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- Malas
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- "Awakening" Mala
"Awakening" Mala
On Sale
This necklace is crafted with 108 faceted, labradortie stoness, hand knotted in red, accented with a cinnabar, hand carved buddha pendant. Necklace is approximately 38" long (not including pendant). Pendant is approximately 1.5" long. Beads are 8mm.
- Labradorite helps reveal your spiritual destiny, brings clarity of thought and the wisdom of the universe. Helps combine intellectual thought with intuitive wisdom and promotes strength of will and feeling of inner worth. Also brings patience and focus, and can help stimulate physical activity.
- Cinnabar heals and purifies blood. It imparts strength and flexibility to the physical body, stabilizes weight and enhances fertility. Reputed to give wearer long life. Connected with all things physical, exercise and to keep fit.
Out of stock


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Birmingham Social Security Disability Lawyer Leukemia
If you or a loved one lives in Birmingham, Alabama, or anywhere in Jefferson County Alabama,* and you suffer from leukemia, you may have been shocked, perhaps even angered, if your initial application for Social Security Disability benefits or SSI benefits was denied, but don't give up. The fact is that the vast majority of applications for disability benefits are initially denied. You best chance at winning you claim for disability benefits lies in your appeal.
Leukemia is a disease which affects the cells which form your blood; it begins in the bone marrow and is characterized by the production of an excessive amount of white blood cells. Normal total white blood cell counts is about 5,000 to 10,000/mm. With leukemia the white blood cell count can rise over 100,000/mm, while red blood cell production is decreased.
Leukemia can cause extreme fatigue, weakness, bone pain and anemia. Leukemia can be either acute or chronic.
Acute leukemia develop from early cells, called "blasts." Blasts divide often and don't stop multiplying.
Chronic Leukemia develops from more mature cells. These cells develop more slowly than those caused by acute leukemia, but they live too long and accumulate in your body.
Leukemia can develop from myeloid cells (myelogenous leukemia) or from lymphoblasts in the blood marrow (lymphocytic leukemia).
Being diagnosed with leukemia is devastating enough; you don't have to go through the process of obtaining you Social Security Disability benefits of SSI benefits alone. If you suffer from leukemia and have questions about your appeal, the experienced Birmingham Social Security Disability lawyers at Powell and Denny would be happy to speak with you to try to answer your questions or help with your appeal.
Powell and Denny: We Work When You Can't
Offices in Birmingham Alabama and Huntsville, AL.
Birmingham Social Security Disability Lawyer Leukemia
* includes Birmingham, Bessemer, Hueytown, Fairfield, Tarrant City, Center Point, Mountain Brook, Hoover, Vestavia Hills, Gardendale, Fultondale, Homewood, Adamsville, Sylvan Springs, Morris, Kimberly, Warrior, New Castle, Pinson, Chalkville, Trussville, Leeds, , Clay, Bayview, Sayre, Mt. Olive, Brookside, Watson, Alton, Lovick, McCalla, Adger, West Highlands.


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ka thunk!
Huh zu? Wha? Oh, oops sorry. Fell asleep onto the keyboard again. What was I doing again? Oh right gonna tell you about our first weekend with the little girl.
*yawn* Okay to set the stage it was a Saturday night and on top of having a puppy dropped off we had a put up a kennel run project in front of us. It started out on a high note, being able to jam the box into the car but then took a turn of biblical disaster proportions.
Because we now seem to live in some exotic jungle it thuderstormed and thrashed about the night before and kept sprinkling through most of the day. In this muddy, wet, and about 99.9% humidity atmosphere we drug the purchased kennel kit and in the process of putting it together discovered the thinnest door I've ever seen.
You know when you visit old Victorian homes and your always surprised at just how skinny and short the say closet or bathroom doors are? Cut that in half. That was about how small the kennel door was. There was a very good chance when our puppy is the size of a full grown lab she wouldn't have been able to fit in.
So that kennel was out, and another trip to Menards and hauling another dog kennel was in front of us.
Despondent about the kennel being 6' high but only really fitting a rabbit my husband and I curled up on the couch and played the waiting game, twiddling our thumbs until our little girl showed up. Puppies should make everything better, right?
We were excited to see her, but she wasn't so sure about seeing us. The entire two hour trip down all she managed was a high pitched wail, whining because she just left her siblings behind and was stuck in this little cage.
That little whine was pretty much constant for the first three hours or so we had her. She'd whine if you held her, whine if you put her down, and really whine if you stopped petting her. Thank god for the little ducky:She really wasn't sure how to play with people, shunning the squeaky toy I bought for her a while back (Mr. Fry) and not really sure about the black squirrel. But ducky, with his flapping, his fuzzy wings, and especially his manufacturing tags caught her eye.
Soon the whine became more of a background noise just when something was bothering her or she wasn't getting enough attention (and the same whine when she had to go potty, that was a fun discovery).We have a deck with about 6 stairs before one can get to the backyard. I figured this would be a source of contention for a little while as we'd have to carry her down the stairs so she could run around outside. It always seemed to take puppies at least a week or so to really feel comfortable with going up and down the stairs.
But not our girl. She practiced in our house, with its split level double set of stairs. Braving gravity, she'd plunge her head downward bouncing up and down on the stairs til scoring a secure place on the bottom. Up was a bit more of a challenge, and she's just about long enough to stretch over that incline. There were a few attempts at trying two stairs at once, but she'd rebound and try again.
Soon that was transferred outside and in under a day she races us up and down the stairs, making sure to get right under our feet.There's still a lot of feeling each other out, adjusting to the going out to potty every couple of hours schedule, having a little fuzz ball permanently anchored to your ankles, and not trusting those sharp teeth about as far as you can throw her (which she rather enjoys, especially if you toss her over and rub her tummy).
The big challenges will come this week as we both head back to work and she gets used to being in a kennel all by her lonesome for the day. Crossing our fingers she doesn't have too much trouble with separation anxieties, but judging by the howling we face every time we leave her alone we may have quite an uphill battle in front of us.
My poor husband seems to be getting the biggest brunt of the waking up every couple of hours to go out and potty. She likes me okay but she's obviously madly in love with him, so when it comes time to go out she's whining and clawing on his arms to go out. But they do make an adorable picture when they take little naps on the floor:If I'm a little sleepy, take a little longer to get back to you, or you get e-mail's/comments from me that half way through turn into my admonishing you for daring to eat out of the garbage and get your nose down off the counter please just smile, nod, and give us a few weeks to adjust.
All good preparation for having a baby at some point, but man it sure would be nice to have some canineteriny leave (well it'd be nice to have any other countries canineteriny leave, the US is just horrible). At least until we can get her to sleep for longer than 3 hours.


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Sunburn Patient Information Fact Sheet
What is sunburn?
Sunburn is the reddening of the skin when exposed to the sun or other ultraviolet light. There are two types of UV radiation that may affect the skin, UVA and UVB. Too much UVA exposure can cause wrinkles and aging of the skin. UVB rays have been linked to skin cancer development. Excessive sun exposure can seriously affect health and may lead to the development of skin cancer. More than 1 million people in the United States are diagnosed with skin cancer each year, making it the most common form of cancer in the country that can be prevented.
What are the symptoms of sunburn?
Although the first signs of sunburn may take a few hours to appear, the full effects may not be visible until 24 hours later. Possible symptoms include red tender skin, blisters that appear hours to days later, peeling skin, and serious reactions (eg, fever, chills, nausea, rash). Symptoms of sunburn are usually temporary, but skin damage is often permanent and can have serious long-term effects. The pain is the worst between 6 and 48 hours after sun exposure. Blistering may occur in severe cases of sunburn.
What are the causes of sunburn?
Sunburn is caused by excess exposure to the sun or UV light. Sun rays are the strongest between 10AM and 2PM. Infants and children are extremely sensitive to sun exposure, thus increasing the risk of sunburn. People with fair skin also have a higher risk of sunburn, but even dark skin can burn and should be protected. Antibiotics such as doxycycline can also increase the susceptibility to sunburns.
How is sunburn treated?
For mild cases of sunburn try taking a cool shower or bath, or place cold wet washcloths on the burn. Avoid using products that contain benzocaine, lidocaine, or petroleum (eg, Vaseline). Dry bandages may help prevent infections if blisters are present. Apply moisturizing cream or aloe to relieve discomfort from blisters. NSAIDs such as ibuprofen may help relieve pain from sunburn. Avoid administering aspirin to children. Cortisone cream may reduce inflammation. Remember to drink plenty of fluids to prevent dehydration.
Contact a healthcare provider immediately if a fever with sunburn or signs of shock, heat exhaustion, dehydration, or other serious reactions occur. These signs include dizziness, high pulse, rapid breathing, extreme thirst, sunken eyes, no urine output, nausea, fever, chills, rash, pale, clammy or cool skin, sensitivity to light, or severe painful blisters.
How is sunburn prevented?
Avoid the sun when sun ray intensity is the strongest. Apply a broad-spectrum sunscreen with a sun protection factor (SPF) of at least 15 to the whole body.
Remember to wear protective clothing such as hats and sunglasses with UV protection. Remain in shady areas to avoid sun exposure. Keep babies and children out of direct sunlight due to extreme vulnerability to sunburn.
The American Academy of Pediatrics recommends using sunscreen on infants for small areas such as the face and back of hands where protection from clothing is inadequate. Be careful to avoid the area around the eyes. When using a spray sunscreen do not spray near the face due to the risk of inhaling harmful chemicals. Consult a health care professional before applying sunscreen to children under six months of age. Sunscreen can be used in children older than six months.
How to choose a sunscreen?
It is important to choose sunscreens that are "broad-spectrum" for full protection against both UVA and UVB rays. For protection against UVB choose products that contain ingredients such as titanium dioxide, zinc oxide, avobenzone, Mexoryl, and oxybenzone. SPF only protects the skin from UVB rays. Be aware that a sunscreen with an SPF 30 is not twice as protective as an SPF15 sunscreen. The number refers to how much longer it would take the skin to redden with the sunscreen compared to skin without sunscreen. Sunscreens that have the "water resistant" label maintain their SPF 40 minutes after water immersion and "very water resistant" maintain their SPF 80 minutes after water immersion.
Always apply sunscreen about 20 minutes prior to outdoor activities, regardless if it's sunny or cloudy since sun rays can still penetrate through clouds and car windshields. Reapply after swimming and every two hours after the first application. Thoroughly rub into the face, nose, ears, shoulders, and other areas that may be exposed to the sun. Do not forget areas under bathing suit straps, necklaces, bracelets, and sunglasses. Even though some products state they are "water resistant," apply sunscreen regularly because sweating, water exposure, and towel drying may remove the protective layer. Buy sunscreen with the most updated product labeling since the FDA has recently issued new labeling regulations.
Further Information
U.S. National Library of Medicine: www.nlm.nih.gov/medlineplus/ency/article/003227.htm
Skin Cancer Foundation: www.skincancer.org/prevention/uva-and-uvb/understanding-uva-and-uvb
Environmental Protection Agency: www.epa.gov/sunwise/doc/sunscreen.pdf
FDA: www.fda.gov/ForConsumers/ConsumerUpdates/ucm049090.htm
Last Reviewed: May 2013


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While the rain and inclement weather was causing cancellations and rain delays here in the area all three levels of high school boys volleyball was being played at Mehlville High School hosting the Cadets from CBC. Two and a half hours later, an overturned decision, a short comeback and the Panthers had won all three levels in two games each.
The freshmen game was being promoted as the most interesting of the three levels as this was a battle between two teams that had not yet won. Half way through the first game they were tied at eight but Mehlville poured it on to win 25-15. Mehlville came out after the break to keep the momentum going to win two straight with a score of 25-11. This was Mehlville freshmen Panthers first win while the Cadets remain winless.
Around the corner we join the JV boy's game in progress during the first game. It was a closely battled game but the Panthers came out on top 25-18. The second game was a different story as the Cadets were not going away. It started off tied at twenty five and each team would get a point and the other would tie it up. Mehlville got a point to go ahead 30-29 and the next volley the senior referee awarded the point to the Cadets thereby making it 30-30. However the Panthers challenged the call and after review with the floor referee the decision was reversed and point awarded to the Panthers giving them the win 31-29.
The varsity game was the Cadets chance to prevent the sweep while the panthers were motivated. The panthers took the first game battling against the resiliency of the Cadets 25-18. However the cadets came out in the second game a little slow and at one point the Panthers led 11-3. The Cadets fought back into the game but just not enough as the Panthers won 25-21.
This was a clean sweep for the Panthers. Head Coach Samantha Mueller says she was happy for all three levels as they played good and they played hard.
All the images captured from these games can be seen at www.varsityviews.com. Don't forget to sign in and vote for your favorite athlete of the week as well as tag your favorite photos from this game.
Varsity Views is a traditional media organization covering high school sports in a new way. We celebrate the achievement of high school athletes by publishing high quality game stories built around great action photography.
We believe every athlete has a story to tell, so we try to cover as many schools, sports, and levels of competition as we can! We are covering games all over the country, providing a breadth and quality of media coverage previously unavailable to many athletes, families and fans.
High School Sports Reel is a division of Magical Moments. Our goal is to provide support to images that have been captured for Varsity Views as well as to tell the written story of the images. If you like or dislike our content please feel free to leave a comment.
Magical Moments is a full service photography & event company. We specialize in all types of photography services. In addition we also have videographers, a wedding planner, floral staff and DJ's. You can check us out at www.magicalmomentstl.com


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- sacballetticketsAsked on July 27, 2015 at 03:48 PM
I am noticing that some of our orders with with integrated Paypal widget are suddenly not capturing the handling fee. I have checked that part of the form and the rule is still in there under the "shipping" part of the set-up. I am trying to trouble shoot the error and whose end it is on.
Any assistance would be greatly appreciated.Page URL:
- ShadaeAnswered on July 27, 2015 at 05:59 PM
Hi sacballettickets,
I checked your PayPal integration and I am seeing that your shipping has been setup to be a flat fee regardless of the item selected.
The shipping rate should be calculated on all option, I am however seeing that it is only being added when 5 Show series or Send a child to the nutcracker is selected.
Please attempt to clear your form cache to resolve the issue. If you are still having an issue, please remove the shipping condition from your form and recreated it.
I hope this helps, please inform us if you need further assistance.


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Bringing Families to Your Door
Competition is fierce and the world of funeral service continues to evolve. In order to increase your market share, FrontRunner has developed complementary systems, market drivers, marketing tools, and system tools that will help attract interest in your community and bring more families to your door. For more information about any of the features below, don't hesitate to contact your Success Coach.
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NEW banks on the high street have been hitting headlines recently, with Sainsbury's announcing it is in negotiations with Lloyds to take full ownership of the Sainsbury's Bank joint venture; Metro Bank claiming the number of customer accounts increased by 183 per cent in 2102; the Post Office and Tesco both announcing they will launch a new current account this year; and the chancellor saying he wants to see "new faces on the high street". It all sounds like good news for these new entrants, but does it make financial sense to switch away from the big five?
While the rise of new financial contenders – Metro Bank, Virgin Money, M&S Bank, Aldermore and new supermarket banks – has helped raise awareness and increase choice, Michael Ossei of uSwitch doesn't feel they offer anything new in terms of products. "Virgin Money, for example, just took on the Northern Rock back book when it acquired it in 2012," he says. What they do offer is more convenience – Metro Bank, which launched in 2010 as the first new high street bank in Britain for 100 years, is open seven days a week, is pet friendly, and offers free overseas transactions. Supermarket banks are enabling customers to bank and shop at the same time.
The current account market is still dominated by traditional banks, and the new entrants typically offer a narrower range of products. Additionally, with credit cards, "if you want to transfer a balance, the market rarely features smaller providers offering long-term 0 per cent deals – it's dominated by the bigger names," says Sally Francis of MoneySavingExpert. Still, many of the newer faces have topped the best buy tables in the last couple of years, particularly with savings accounts. And loans are offered by fewer new providers, but still remain competitive.
The Post Office, for example, which has been offering financial products for the past ten years, offers loans with a 7.4 per cent annual equivalent rate. And Ossei lists Shawbrook Bank, which underwrites its own loans and offers competitive savings products, as the "only new bank bringing something truly forthright to the market". But it is still very much a digital offering, which may not appeal to all consumers. Ossei believes Metro Bank has yet to deliver as much as it could. But already, its current account has no monthly fee, and its mortgage deal offers a two-year 2.79 per cent interest rate (for a 60 per cent loan-to-value mortgage) with a follow on rate of 4 per cent.
And over the past few years, supermarket banks have begun to take advantage of disgruntled customers. M&S Bank, run as a joint venture with HSBC, has a MasterCard offering 0 per cent for 15 months, and a standard APR of 16.9 per cent thereafter. Sainsbury's Bank, launched in 1997 as a joint venture with Lloyds, is offering 0 per cent on purchases for six months with its Cashback credit card, and 0 per cent balance transfers for 15 months. But MoneySupermarket has warned that "there are often old banking names behind these new operations, creating transparency issues". And traditional high street banks are starting to offer more competitive rates to stop customers from switching. "Already, Santander has become quite aggressive in the offers it is making to customers," says Ossei. Halifax, part of Lloyds, is now offering £100 to switch back your current account; First Direct, a division of HSBC, is doing the same. And many of these banks are cropping up in shopping malls, giving people the increased flexibility they had previously sought from newer contenders.
Many consumers choose not to switch because they worry it will incur hidden fees. It explains why recent Santander research found that people in the UK hold the same bank account for more time than the average length of a romantic relationship. Currently, if you do switch and direct debits are missed, you will bear the cost. But the Payments Council is introducing new rules in September that mean switching banks will be an easy process that won't take longer than seven days. The ease of access may lead to a surge in consumers switching – but to get the best deal possible, do your research and shop around.


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This hotel has nothing going for it apart from some nice people working there. It is old, dirty, not much works, expensive, basic .... ugh! We left in the morning and found a very nice hotel quite close, $20 cheaper 100 times better.
"Sleep in the park rather than here."


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Design and synthesis of novel 3-hydroxy-cyclobut-3-ene-1,2-dione derivatives as thyroid hormone receptor ß (TR-ß) selective ligands
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Design and synthesis of a novel 3-hydroxy-cyclobut-3-ene-1,2-dione derivatives are reported and their in vitro thyroid hormone receptor selectivity has been evaluated in the thyroid luciferase receptor assay. The 3-[3,5-dichloro-4-(4-hydroxy-3-isopropylphenoxy)-phenylamino]-4-hydroxy- cyclobut-3-ene-1,2-dione 21 has shown selectivity towards thyroid hormone receptor ß. © 2008 Elsevier Ltd. All rights reserved.
Raval, S. and Raval, P. and Bandyopadhyay, D. and Soni, K. and Yevale, D. and Jogiya, D. and Modi, H. et al. 2008. Design and synthesis of novel 3-hydroxy-cyclobut-3-ene-1,2-dione derivatives as thyroid hormone receptor ß (TR-ß) selective ligands. Bioorganic & Medicinal Chemistry Letters. 18 (14): pp. 3919-3924.
Source Title
Bioorganic & Medicinal Chemistry Letters
School of Biomedical Sciences
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Miles Morales arrives in first Spider-Man: Into the Spider-Verse trailer
Spider-Man has evolved quite a lot throughout his time on the big screen, but never would anyone describe a SPIDER-MAN movie as psychedelic or trippy. Enter the new animated movie SPIDER-MAN: INTO THE SPIDER-VERSE, which looks like the character (this time as Miles Morales) entered an EDM music video where the sole purpose is to get you to hallucinate and see double. Written and produced by Phil Lord and Christopher Miller, directed by Bob Persichetti and Peter Ramsey and starring Shameik Moore (as well as Mahershala Ali and Liev Schreiber) this new animated SPIDER-MAN film operates by its own set of rules, featuring hyperkinetic action and surreal visuals, giving Miles Morales a web-swinging entry to remember.
The footage certainly showcases a unique visual style, even if it reminded of how 3D movies looked when you still had to wear the glasses with red and green lenses. The intent here was clearly to make a SPIDER-MAN movie that looks and feels unlike anything we've ever seen from the character before, and without a doubt, they've succeeded. With Lord and Miller involved, we can expect heavy amounts of comedy to fit alongside the action, but this trailer was all amount showing off the look of the flick. It is kind of messing with my brain, and I probably shouldn't watch it again for a little bit. I think I need to rest for a minute.
SPIDER-MAN: INTO THE SPIDER-VERSE arrives December 2018.


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Integration Manager 10.0 Service Pack 3 for Microsoft Dynamics GP 10.0
This page contains Service Pack 3 downloads for Release 10.0 of Integration Manager, which is compatible with Microsoft Dynamics GP 10.0. This install is a cumulative update which includes all service packs up to and including Service Pack 3. Also included in this install is the March 2009 hotfix for Integration Manager SP3.
Integration Manager is a tool that will allow you to integrate data from external sources into Microsoft ® Dynamics GP. Integration Manager has the capability to read data from text files, Open Database Connectivity (ODBC) sources, such as Microsoft Access databases, Excel Spreadsheets and Microsoft SQL tables.
Integration Manager 10.0 Downloads for Microsoft Dynamics GP 10.0


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Yatharth Marketing Solutions is among the Top 10 Best Corporate Sales Training & Sales Consulting Companies based in Ahmedabad, Bangalore, Delhi, Mumbai, and Pune offering Sales Training & Sales Consulting to Corporates companies in India and across the globe.Hire Now
YMS believes to convert your human capital into confident and efficient workforce proving to be priceless assets for the organization.Grow your Business
Consult your Sales Process and Implement new sales strategy to expand your business to next level.Consult Sales Process
Since its inception, YMS is known for offering best leadership training which in turn play a key role in the success of any organization.Lead your Team
Mihir Shah is CEO and Founder of YATHARTH Group. He is able to draw several years of experience imparting to management, sales, and corporate training serving wide industries. Mihir has assisted companies to grow incomes and enhance customer satisfaction score as well as assisting managers, leaders, and directors enhance the performance of their team with training.
He firmly believes that one size does not fit all; this is especially true when we have clients from different industries and with a huge range of skills required. So, we make customized training programs for all our clients suiting to meet their business objectives and which have proven to deliver excellent results for them!
In present corporate, the focus is now shifting from competition to pure domination. Each corporate irrespective of the industry in which they are operating wants to dominate the industry and…
Sales Sales Sales… When we listen to this word, we think about business growth. More selling, more business revenue. Every industry looking for new sales. read more
Is your sales training program failing again and again? Want to know the reasons? Today I will explain you every negative factor associated with your sales training program. read more


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When we think about alternative investments, probably the first company that comes to our minds is Blackstone. Being the biggest alternative investment company, Blackstone specializes in private equity, credit and hedge fund investment strategies, as well as financial advisory services, such as mergers and acquisitions (M&A), restructurings and reorganizations, and private placements. The company has existed since the mid 80's and has overcome multiple financial crises during the past decades.
We know the company and what it specializes at, but do we know the head and heart behind it? In this article, Patrick Dwyer will share the history of Stephen A. Schwarzman, the Chairman, CEO and co-founder of Blackstone Group. A man who has been involved in every phase of such an important firm since it was founded in 1985. Mr. Schwarzman has helped the company become a leading global asset manager with $344 billion Assets Under Management.
Early Life
Stephen A. Schwarzman was born in a Jewish family in Philadelphia and grew up in nearby Abington, Pennsylvania, where he attended public schools. He comes from the working-class family and always help jobs supporting his father's drapery and linen business. After finishing high school, he went to Yale University during the same period as George W. Bush did, and studied social sciences: psychology, sociology and anthropology, but not economics. Without having a clear mindset about what he was going to do with his career, he met Yale alumnus Bill Donaldson, and after graduating in 1969, he joined Donaldson's investment banking firm, Donaldson, Lufkin & Jenrette, where he developed a taste for corporate finance and decided to enter Harvard Business School, from which he graduated in 1972.
Later on, Schwarzman joined Lehman Brothers, where he became an expert on mergers and acquisitions and made a favorable impression on the firm's new Chairman, former Commerce Secretary Peter G. Peterson. Because of his talent and incredible business eye, at age 31, he became Managing Director of Lehman Brothers, chairing the firm's Mergers and Acquisitions Committee. In 1985, he leaves the company and joins Peterson –his former boss and mentor- to start a new venture called Blackstone Group.
Schwarzman and Peterson started the Blackstone group with only two employees and only $400,000 of their own money, competing with industry giants such as Salomon Brothers, Goldman Sachs and Morgan Stanley. When Blackstone started operating, there was general interest in leveraged buyouts -the buying of companies with borrowed money. Mr. Schwarzman motivated to reach greatness, raised nearly a billion dollars for Blackstone's first private equity fund, investing in privately held companies -those whose shares are not traded on the public stock exchanges. Thanks to his expertise in a merger-friendly environment, Blackstone prospered.
In 1991, during the real estate market recession, Schwarzman decided to invest in the real estate market, acquiring highly lucrative properties at depressed prices. In the following years, Schwarzman and Blackstone invested in different industries -including healthcare, high tech and communications, concentrating most of his investments in the United States, Britain and Germany.
Besides all its private equity operations, Blackstone manages hedge funds and provides restructuring advice to corporate clients. The firm has assisted in some of the largest mergers ever transacted between Japanese and American companies, and since the late 90's has been a principal adviser to Sony on its foreign acquisitions.
In 2007, at the height of its success, Schwarzman decided to take Blackstone public, a first for a private equity firm in the United States. Taking the firm public allowed ordinary individual investors to participate in Blackstone's unparalleled earnings. In the largest initial public offering (IPO) in history, Blackstone entered the market at a value of over $40 billion. At the time, Blackstone controlled nearly 50 companies in different industries.
Mr. Schwarzman is an active philanthropist with a history of supporting education and schools. He is an enthusiastic supporter of the arts and culture, being a longtime director of such major cultural institutions as the New York Public Library – to which he donated over $100 million dollars in 2008 – and the New York City Ballet. From 2004 to 2010, he also served as Chairman of the John F. Kennedy Center for the Performing Arts in Washington, D.C.
He has also been a generous benefactor of his alma mater, Yale University. In 2015, he made a gift to the University of $150 million to establish a new center for cultural programming and student life. An even more ambitious project is the creation of Schwarzman College at Tsinghua University in Beijing, China. Mr. Schwarzman is also a member of The Council on Foreign Relations, The Business Council, The Business Roundtable, and The International Business Council of the World Economic Forum. He is co-chair of the Partnership for New York City and serves on the boards of The Asia Society and New York-Presbyterian Hospital. In 2007, Mr. Schwarzman was included in TIME's "100 Most Influential People."
To read more about Stephen A. Schwarzman, click here.


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It has been one of the better Orange County rivalries over the past few years, and Saturday night's installment will be for the biggest prize to date: a CIF Southern California Regional championship.
For the third time this season, Brea Olinda and El Dorado will meet on the court. The victor will be the Division III regional champion and earn a spot in next weekend's CIF State championship game in Berkeley.
"The girls are all pretty excited," Golden Hawks coach Wayne Carlson said. "They'll be prepared. They won't be nervous. We've been in a couple tough situations these past few weeks and have played through them. And now we're playing a team we're very familiar with."
Brea Olinda and El Dorado finished 1-2 in the Crestview League standings as the Ladycats topped the Golden Hawks in their two league encounters: an 11-point victory on Jan. 20 and a six-point win on Feb. 6.
Brea Olinda's longtime coach, Jeff Sink, referred to the last four meetings with El Dorado as nail-biters. The two north county powers split the 2013-14 season series at a game a piece, and both games were decided by four points or less.
Senior guard Shaylissa Jarrett has arguably been the Ladycats' most effective player against El Dorado the past two seasons, averaging 17.5 points against the Golden Hawks. Unfortunately for Brea, Jarrett suffered a severel sprained left ankle midway through the second quarter of the regional semifinal Tuesday.
"There's about a 95 percent chance she can't play (tonight), unless by some divine intervention it gets better by Saturday," Sink said of Jarrett. "It's a pretty brutal blow.
"But injury is part of sports and you can't complain. We haven't suffered one all season. The timing is just ridiculously bad."
El Dorado has prepared this week as if the Ladycats senior captain will be on the floor. With Brea Olinda's Reili Richardson, Sierra Bononi and Tyiona Watkins all being capable scorers, the Golden Hawks have plenty to worry about defensively.
"They're a talented team with or without Shaylissa," Carlson said. "Slowing down their penetration, that'll be the key for us. We can't give them any easy baskets in transition."
Seniors Brooke Salas and Jaylin Jones have played well against Brea Olinda this season, combining to score nearly 80 percent of El Dorado's points in this year's meetings.
The Golden Hawks will start five seniors tonight, while Brea might start just one if Jarrett isn't able to play. As Sink said, though, that might allow the Ladycats to play a little looser than their counterparts.
"Young kids can play over their heads," he said. "El Dorado starts five seniors and this is their year. That's more stressful because they don't have the option to fall back and say, 'OK, we're gonna do better next year.'
"I think that puts more pressure on them than on us."
Contact the writer: email@example.com


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Call or email us for a Business wholesale quote today!
Toll Free Number: 1-800-687-0065
Email: email@example.com
Attention all Wireless service providers, privately owned cell phone Agents, small businesses, or online retail resellers. Our company zstorez.com is looking for businesses that need FAST direct wholesale priced cell phone accessories for their retail or online stores. We offer up to 75% off on product at our store front and an additional amount to retail stores and businesses that are in need of a reliable well priced wholesale distributer. We have already worked with mainly a sprint agents and supplying their store with the most highest profitable products customers today are looking for. For more information please read below:
We have a surplus of 6,500 Cell Phone Accessories in-stock today at wholesale pricing for small to medium sized businesses. Our website is located at www.zstorez.com, which contains consumer prices. These prices are already up to 75% off retail pricing. If you are a small to medium sized business contact us for a wholesale discount quote! All orders are shipped out either same day, or next business day with speedy 2-4 day shipping times. (Depending on order size) Free shipping on all orders for most wholesale accounts, please email or call for details! These items range from:
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Saturday, January 19, 2008
Posted by zstorez at 10:46 PM 0 comments Links to this post
The casino
So right now I am sitting at the casino on my blackberry waiting for this annoying bingo game to finish up so that I can get the girlfriend out of here. Don't get me wrong she has won a few games in the past but I just don't see the whole idea behind it. I mean she sits with a few of her girl friends while I'm down dropping rediculous amounts of money on roulette and still she comes out empty handed. Nothing I'm not used to buy that just how it goes. After spending a small paycheck on the fun night of loosing big at the casino I decide that its time to call it a night. But to my surprise I'm down 500 bucks. Ya its a bummer thinking about it but after you get home its the worst feeling! Now I am sure I have a few gamblers out there, but 500 bux in 3 hours is a bad investment. To some this is most likely just pocket change, but I'm out 500. Why did I come here? I wish I knew. Roulette has got to be one of the most fun games I have played here in Milwaukee, Wi, but then again I would have rather just grabbed a plane ticket to the keys and relaxed on the beach with a corona. font we all.....
Posted by zstorez at 1:06 AM 0 comments Links to this post
Payday Loans are the World's Most Expensive Cash
Friday, January 18, 2008
Just another post about the previous one under this. I also found this artical to add on all the the web businesses that are out there trying to make big bucks! The thing is THEY ARE. Here is a little over view on how some are doing it, and what you should avoid.
Payday Loans are the World's Most Expensive Cash
by: Charles Essmeier
If someone told you that they would lend you $500 today if you repaid them with $5000 a year from now, would you take it? What if the repayment amount were only $2500? Would that strike you as a good deal? This may sound like an insane amount to repay on a small loan, but that, in effect, is what thousands of consumers do every day when they take out a payday loan.
Payday loans, also known as cash advance or quick cash loans, are short term loans that typically last about two weeks. In exchange for borrowing relatively small sums ranging from $100-500, the borrower pays a fee that can range from $10-40 per $100 borrowed for the two-week loan. The borrower writes a postdated check for the borrowed sum plus the fee, which the lender may cash two weeks later.
These fees may seem relatively small, but when viewed as an annual percentage rate, they actually amount to anywhere between 250-1000% per year. That's an astronomical amount of interest in a world where a credit card loan at 25% is considered to be high. And yet, the payday loan business is thriving and there are now some 23,000 stores in America that offer some form of these cash advance loans.
Why do people take out such loans? The primary reasons are convenience and a lack of better alternatives. These stores are now so common that there are often several of them on a single block. They don't do credit checks and they will lend money to pretty much anyone with a steady job. And the borrowers tend to be people who do not have access to other borrowing options, such as credit cards, friends with money or a local credit union that offers short term loans.
Defenders of these financial products say that they are simply offering a product that the public wants. That may very well be true, as these businesses are doing very well. What remains to be answered is whether the public really wants to borrow money at 500% per year. In all likelihood, they are doing so only because they cannot find a less expensive option. Anyone who needs a short term loan is more than welcome to go to a payday loan store to get one. But any potential borrowers should realize that they making use of one of the world's most expensive forms of lending.
About The Author
Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including http://www.End-Your-Debt.com, a site devoted to debt consolidation and credit counseling.
Posted by zstorez at 3:54 PM 1 comments Links to this post
The Secret to Becoming Rich!
I found this artical on the web and I thought that it was worth posting. It has always amazed me how the web can be so flooded about secrets to becoming rich, payday loans, cash advances, and all these gambeling sites. I mean everywhere I go, if I am on the net for 5 seconds to just check my email I will get hit with these sites. But this one I found a little bit more intresting in the others. Just read it and you will see what I mean.
The Secret to Becoming Rich!
By Elise Fisher
Napoleon Hill, the author of Think and Grow Rich, believes that a person does not have to be a genius to become rich. Any person can become wealthy if he thinks positively and has a deep desire to achieve his goal.
Positive Thinking: You must see your financial dreams and know that you will be able to attain them. You must already own them.
If you begin making up every rationalization under the sun why you can't succeed, pinch yourself. You have to discipline your body and mind to think positive thoughts. Teach yourself that those kind of thought patterns are unacceptable. You can obtain greatness, even if you are not the smartest, most talented, or best looking person in the world. Success is your if you'll just allow it to come into your life. Don't underestimate the power of your thoughts.
Burning Desire: Hill tells a true tale of a man named Edwin Barnes who desired to become Thomas Edison's partner. Most of us would have scoffed at him had we lived back then. Edwin Barnes was a nobody. Nevertheless, he had a deep desire, a life dream, and he was determined. He went to Thomas Edison and convinced him to hire him. He did not instantly achieve his dream, but he worked hard and ultimately became Thomas Edison's partner. This was a feat everyone thought was impossible.
Edwin Barnes followed these 7 steps to gain this great success:
1. Choose a definite dream.
2. Put all your energy into that dream.
3. Be willing to do menial work at first.
4. Visualize your dream.
5. Form a strategy.
6. Endure through the hard times.
7. Eliminate any way to retreat.
As you focus on obtaining your goals, answer these questions: What is the exact amount of money I want? What am I willing to sacrifice for it? What exact date do I want this money by? What is my strategy?
Don't forget, to successful people, there is no such thing as "defeat." What looks like defeat is no more than a great opportunity. Start creating opportunities out of failures and being successful today!
NOTE: Use of this article requires links to be intact.
About The Author:
By Elise Fisher
To learn more about obtaining wealth visit our Rich Dad Poor Dad page. A college student herself, Elise Fisher enjoys writing articles to help college students learn more http://About-Student-Loans.com and other finance options.
Posted by zstorez at 3:35 PM 0 comments Links to this post
5% off all zstorez.com cell phone accessories!
Wednesday, January 16, 2008
Today we would like to offer all our blog readers a 5% off coupon to www.zstorez.com. This coupon has no limits and gives you the ability to purchase anything from cell phone accessories to iPod accessories, already marked up to 75% off retail prices. We have over 6,100 items instock today, and about 10-20 NEW items per week being added to our site. Check zstorez.com out today! And don't forget to add your 5% off coupon at the checkout page!
5% off ALL zstorez.com products - COUPON CODE: zstorezblog5
See ya there!
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Holiday Paperwork
The Hollidays are finally over! Well then again, not the best thing. This year has been really busy for me. Working hard on zstorez.com, processing orders and returns, and of course the shopping. So sorry everyone for the long awaited posts, its been my best year ever. (Hope we can all say that!) But really, I have just finished processing the mass order I have received and everything has worked out well! I can only hope next year is just this good! I just wanted to thank everyone that has used zstorez.com for their cell phone accessory need this Holliday. We hope that you had a fun, yet relaxing time. See ya soon!
Posted by zstorez at 2:30 AM 0 comments Links to this post


text: Seller: xpectmoreforless (388,497) 98.9%, Location: Duluth, Georgia, Ships to: US, Item: 132177920201 Powered by Frooition Shop CategoriesOther4" Foam Massage Table4" Foam Reiki Massage Table3" Foam Massage Table3" Foam Reiki Massage Table2" Foam Massage Table2" Foam Reiki Massage TableMassage BolsterPink Massage TableRoyal Blue Massage TableBlack Massage TableBurgundy Massage TablePurple Massage TableCream Massage TableBest Massage TableMassage Table WholesaleMassage Chair WholesaleMassage StoolMassage AccessoriesPet Cage48" Dog Cage42" Dog Cage36" Dog Cage30" Dog cage24" Dog cage20" dog cagePink Dog cageBlack Dog cageBlue Dog cagePet Soft CratePink Pet CrateBlue Pet CrateMaroon Pet CrateOrange Pet CratePink Plaid Pet CrateBlue Plaid Pet CratePet PlaypenPink PlaypenBlue PlaypenBurgundy PlaypenSalon ChairBarber ChairCat TreePet Strollerpet CarrierTripod Projection ScreenElectric projector ScreenManual Projector ScreenHydraulic Massage TableHydraulic Facial BedYoga ChairSpecialsOffice ChairHome ApplianceElectronicsApplianceFitness EquipmentMatSalon MatFitness Exercise MatHome & GardenGymnastics MatYoga MatBeauty Salon MatBar stoolKitchen MatSport ProductShelvingWire ShelvingTrash CanSafe BoxOutdoor&GardenWire ShelvingShelving New High Back Racing Car Style Bucket Seat Office Desk Chair Gaming Chair R39 Item Description Product Description: We present this brand new Racing type High Back Office Chairs with a unique appearance and feel. This chairs features Bucket Seats for extra comfort on those long working days and it has an extremely comfortable back that molds around and supports your back. Unlike most office chairs on the market. This race chair has a higher backrest to support the entirety of your spinal column. Our item will allow you have comfortable and safe experience during busy working days. Our chairs offer a stable five-point base with a gas spring, allowing the use to adjust for varying heights to better meet the needs of your office or computer desk. Features: Brand new and high quality Back and bucket seat with padded arm rest Soft PU leather upholstry is highly comfortable with ample padding New Modern Style, Beautiful Generous And Strong Practicability Comfortable, Attractive, Supportive Elegant nylon base and gas lift design Comfortable Arm Rests 360 Degree Swivel Wheel And Chair Can Run Smoothly On Floor 5 star Metal base keeps the chair stable Pneumatic seat height adjustment Material: PU Leather and Mesh Load capacity: 250 LBS Seating Area Dimension: 20" x20.5" (W X D) Height from ground to Seating Area: 18.11"-21.25" Back Rest Height From Seat: 28.5", Width: 19.68 Overall Dimension: 24.6" x27" x46.5"(Highest) About Us About Us Payment Shipping Disclaimer Returns About Us We believe that you should have the right to enjoy quality product without paying for the premium shopping mall owner charge their store owner. For this reason, we specialize in selling high quality at a fraction of the cost of most retail chains. We offer fast and convenient service which allows for more time spent doing whatever you want. At valuemassage, we take every measure to ensure that we have happy customers. Best Prices: By avoiding many of the big brands marketing and packaging costs, we deliver the same quality products at a fraction of the cost. Reliable Shipping: You get your product when you need it. We ship via Fedex or UPS which has an average transit time of 2 to 5 business days but can be delayed due to weather conditions or security issues. Quality Products: All of our items come with a 30-Day money back guarantee, and have been chosen from various reputable manufacturers. Our products are also tested for quality assurance purposes (UL Listed, CE, ETL, etc). We trust that you will have a happy experience when shopping with us! We appreciate your business! For products that come with a limited warranty, the warranty info is inside the instruction sheet you will receive. You can also contact us for it as well if you prefer Payment Payment We accept the following payment methods: PayPal, Visa, Master Card, American Express and Discover We accept credit card payments by pay by phone only Payments are expected within 4 days after the auction is closed. Bidding on multiple auctions? Simply wait until all of the auctions have ended, and then complete the checkout from the most recent email that received from us. Shipping Shipping Please make sure the Ship-To address you type during checkout is correct. We are not responsible for any wrong or undeliverable addresses and we can not change the address after you finish the check out, it is paypal policy Disclaimer Disclaimer All our products are intended for experienced adults over 18 years of age only unless specified in our list suitable for age younger. The Seller will not be held liable under any circumstance for incidental or consequential loss or damage or injury, due directly or indirectly to the use of our product, including any malfunction from negligence or defect. The seller makes no claims as to the suitability of our product for any specific purpose or use. The Buyer holds seller and its agents and affiliates harmless from any liability arising out of or relating to the use or ownership of our product. Buyer fully accepts responsibility & releases the seller for all & any personal injuries, fatal injuries, death of the user and others, any losses, costs, and damages incurred as a result of Buyer or anyone else operation of our product. By purchase this item, you acknowledge that you have read and understood, and you agree, to the terms and conditions of this Agreement, and you represent that you are of legal age (age 18 or older) to enter this Agreement and become bound by its terms. By accessing this site and using any of its features, you expressly agree that the venue shall be the State of Georgia and that Georgia State Law shall apply in all cases and for all disputes of every nature that have arisen or may arise between us. You expressly waive all arguments of jurisdictional diversity. Any legal actions prosecuted or instituted by you or US, shall only be brought in a federal or state court of competent jurisdiction in Gwinnett County, Georgia, and each party hereby consents to the jurisdiction and venue of such courts for all such purposes. We shall be entitled to full recovery of its attorney's fees and costs in the event that it shall prevail in any legal action, including efforts to collect amounts due from you. By using this site, you waive any right you may have to collect attorney's fees, penalties, punitive damaged, or fines to the maximum extent permitted by law for you to waive such rights. Any failure to enforce any rights under this agreement shall not be deemed to be a waiver. Returns Returns We stand behind every product we sell. If you're not pleased with your purchase, we'll be happy to make an exchange or refund the product price less S&H within 30 days of your purchase. For any exchange or refund, we need the original receipt or a record of the purchase in our system, and the product must be in its original condition, including the box, UPC bar code, packaging, and all the accessories. Buyer is responsible for the return shipping fee, no exception about it, under no circumstance will we pay the return shipping Please allow up to 10 business days for returns to be processed. Shipping and handling charges are not refundable. Helpful Links Add to Favorite Sellers Sign up to Newsletter View Feedback Contact Seller Visit seller's eBay Shop About Seller Page More Items!View more great items Powered by Frooition Frooition frooition.com | No-js Template | eBay design, eBay store design, eBay shop design, eBay template design, eBay listing design (ver:froo_no_js) This listing is currently undergoing maintenance, we apologise for any inconvenience caused. Condition: New, Model: OC-RC39, MPN: OC-RC39, Country/Region of Manufacture: China, Brand: BestOffice


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Almost three weeks have passed since Lufthansa cancelled my flight from Tel Aviv and I have still not heard from them with their arrangements of reimbursement. Instead I get almost daily marketing emails from them. The latest one suggested that I should "Join the Muppets. Mit Lufthansa." Are they crazy?
Some idiot in the PR department of Lufthansa must think that sending invitations to a Muppet lottery game is the way to wipe away the memory of thousands of cancelled flights.
Lufthansa neither emailed nor smsed me to inform me of the cancelled flight. By the time I received a general "we are sorry about the strike and please get in touch with our call centre" email from them, I had already bought a ticket with another airline. Has anyone on the LH board ever tried to get in touch with their call centre? I don't mean through their dedicated VIP line.


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- mcavalloAsked on February 22, 2016 at 05:06 PM
The drag and drop upload widget seems to work filling out the form but when I receive the email or look at submissions the file doesn't show up. Any thoughts?Page URL:
- JotForm SupportChriistianAnswered on February 22, 2016 at 10:42 PM
Please note that you will have to click the Begin Upload button after dragging and dropping the file to be able to upload the image correctly.
This is how the widget will appear after you have begun the upload.
To prevent the user from skipping the Begin Upload button, you can set the upload widget as Required so that they will be forced to upload the image first before they can submit the form. Simply follow the guide below:
Please let us know if you need further assistance.
- mcavalloAnswered on February 23, 2016 at 09:57 AM
I've been clicking begin upload, and the green bar gets full, but it never says thank you your submission has been received. When I submit, the uploaded file does not appear anywhere. I'm on a mac. Does that matter?
The screen looks like this:
- JotForm SupportdavidAnswered on February 23, 2016 at 12:22 PM
I tested the widget and I was able to reproduce the issue. Files can be dropped into the widget, however, they do not complete the upload process.
There is an error when the file finishes uploading:
I will forward this to our developers to have a look. We will let you know via this thread as soon as the widget is working again.
In the mean time, I would recommend using a regular file upload field until this is resolved.
- JotForm SupportTitusNAnswered on February 24, 2016 at 10:16 PM
Sorry about the inconvenience - it's been fixed, your drag and drop upload widget should be working normally now.
Please check - let us know.
- mcavalloAnswered on February 24, 2016 at 11:29 PM
Nothing seems to have changed. Same problem. I deleted the widget and reinstalled just to make sure. I got your email test email though and it worked. Weird.
- JotForm SupportTitusNAnswered on February 24, 2016 at 11:36 PM
Opps - my bad - I see the error now - its apparently Isolated to Firefox.
We'll get back to you once fixed -
- andrewfordAnswered on March 08, 2016 at 10:00 AM
I'm having the same issue with Chrome. The drag and drop just doesn't work properly. It doesn't upload the files.
- JotForm SupportdavidAnswered on March 08, 2016 at 11:45 AM
The ticket is still open for this issue and has not yet been fully resolved. We will let you know via this thread as soon as it has.
- mcavalloAnswered on March 18, 2016 at 10:53 AM
Got a best guess on when this might be fixed? Are we thinking a week or two or a few months?
- JotForm SupportdavidAnswered on March 18, 2016 at 11:26 AM
There are no further updates as of yet, however, this is being worked on. I will see if there is any information I can pass on as to when this may be fixed.
- JotForm SupportTitusNAnswered on April 12, 2016 at 01:33 AM
Thank you for your patience.
This has been fixed - the widget should upload files normally without incident.
Please check.


text: Is it possible to restore an Acronis backup image of a Gateway computer to a Dell machine? The image was made using Acronis True Image Home 2011. The Gateway most likely had an OEM version of Win XP Pro and the Dell has a clean install of Win XP Pro Corporate Edition. Brother-in-law is not computer literate at all, so if it's necessary to mess with SLIC he's out of luck. He's already tried to install XP on the Dell using the Windows install disk that came with the Gateway, but it wouldn't work. Any suggestions?


text: Exclusive to The Gulf TodayIf we were to accept the hype over the latest report by the UN nuclear watchdog about Iran's nuclear activities, then we would have to accept that Israel and the US and their allies would launch military action against Iran any moment now.The latest International Atomic Energy Agency (IAEA) report states that the watchdog "is unable to provide credible assurance about the absence of undeclared nuclear material and activities in Iran, and therefore to conclude that all nuclear material in Iran is in peaceful activities.""The Agency continues to verify the non-diversion of (Iran's) declared nuclear material," but that "Iran is not providing the necessary co-operation" for the IAEA to completely rule out a military dimension to Iran's nuclear programme, says the report.It adds that there are "indications that some activities relevant to the development of a nuclear explosive device continued after 2003, and that some may still be ongoing."The report is based on intelligence information supplied by IAEA member states. We can imagine who those sources are. Has the IAEA tried to cross verify the intelligence information?There is little doubt that Iran would go the nuclear weapons way at any moment it feels it is opportune to do so.Not that the Middle East region wants a nuclear-armed Iran. Even without nuclear weapons, Tehran is seeking regional domination through interfering in the internal affairs of Arab countries. We shudder to think how far Iran would go if it develops nuclear weapons and acquires the capability to deliver them.Not that the Iranians would dare to use nuclear weapons even if it develops them because they are well aware of the consequences of such action. But they would use it as a deterrent to declare themselves as a regional superpower and seek to dictate terms to the rest of the region and beyond.With the US military having begun withdrawing its forces from Iraq ahead of the Dec.31 deadline, Iran believes that its belligerence would go unchallenged and it would be able to deepen its influence in Iraqi affairs. The Iraqi people may not want Iranian dominance of their country, but they might not have a choice, given that their government is dependent on pro-Iranian groups for its survival.Israel has already started beating the drums of war, with "leaked" reports suggesting that Prime Minister Benjamin Netanyahu and Defence Minister Ehud Barak have already decided to wreck Iran's nuclear facilities through the use of military force and are seeking full cabinet support for it.Not that Israel, the US and their allies are incapable of waging a war against Iran. They have enough firepower and more to obliterate Iran. However, they have to seriously consider the repercussions of striking at Iran's nuclear facilities.But Israel cannot be dissuaded. Its leaders and agents are busy convincing members of the US Congress to press President Barack Obama into not only endorsing Israeli plans to strike at Iran but also to offer material and logistic support for the action. Ideally, Israel would like the US to carry out the action by itself. Short of that they would like a joint US-Israeli operation.Israel, which sets its own rules and lives by them, has proved that it would not tolerate the possession of nuclear weapons by any other country in the Middle East region.It would definitely like to fly its long-range bombers and use its submarines deployed in the Indian Ocean to stage military action against Iran and then withdraw into safety, leaving the region to deal with the repercussions. Israel will definitely have to make provisions for rocket and missile attacks from Lebanon's Iran-backed Hizbollah, which seems to be waiting for an opportunity to unleash whatever it has against Israel.There are reasons why Obama would and would not go for military action against Iran.He has to consider that his country and Iran have been, for the last three decades, seeking to expand their influence in the region. If Iran acquires nuclear-weapon capability, then the US would have lost in that conflict. Obama would not want to be the US president who lost out to Iran.If Iran acquires nuclear-weapon capability, then it would go against Obama's declared objective of a world without atomic weapons, not the least because Iran's neighbour Turkey would immediately go for nuclear arms.If Iran acquires nuclear-weapon capability, then the perception is that Israel's security will be at stake. Obama would not want to be the US president who allowed that to happen. Furthermore, he knows he would have not only bipartisan support in the US Congress but also political pressure for military action against Iran.On the other hand, Obama would not want to expose the American soldiers present in Iraq (until Dec.31) and in Afghanistan (at least until 2014) as sitting ducks for Iranian retaliation. Other US targets in the region are also vulnerable and would be exposed.Some international experts suggest that one way to solve the crisis is for Obama, in his capacity as the leader of the world's sole superpower, to declare the Middle East as a region free of nuclear weapons and persuade Israel, the only country in the area to possess such arms, to give up its atomic arsenal. It is hardly practical because Israel would never agree to the proposal, and, even it did, it cannot be trusted to remain true to the commitment. And as long as Israel refuses to abandon its nuclear weapons, Iran will press ahead with its nuclear programme.Something has to be done to solve the crisis once and for all. But no one seems to have any idea either.


text: Shooting: News News Posted 05-23-2018 A Broken Culture and School Shootings Down Range Radio #571 (Photo courtesy of Down Range TV) By: Michael Bane Down Range Radio is a weekly podcast published every Wednesday morning and hosted by Michael Bane. We cover the latest from the firearms industry, the Second Amendment, shooting sports and personal defense. This is the audio version of Wednesday Night At The Range on Outdoor Channel. It's all about the Texas school shooting and our broken culture. Down Range Radio - 5/23/2018 Share This Story Next From News One-On-One With Larry Potterfield Related Shooting : Posted 05-16-2018 Africa, Bruised Shoulders and Fancy Marlins View Shooting : Posted 05-02-2018 The Takeaway From the NRA Show in Dallas View Shooting : Posted 04-18-2018 The Second Generation of Mini 9mm Pistols View Comments Categories News Stories Tips Gear Videos Photo Galleries Viewer Photo Galleries Features Concealed Carry & Personal Defense Down Range TV Short Stories by Larry Potterfield AllOutdoor.com Outdoor Blog Sponsored Content Streamlight Shooting Check Out All The Photos Explore the United States. Find information about and activities within your state. Get Started


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Jail Quotas Guarantee Profits for Private Prisons at Taxpayer Expense
On September 19, 2013, In the Public Interest, a national group that provides information on the impacts of privatization released a report entitled Criminal: How Lockup Quotas and "Low-Crime Taxes" Guarantee Profits for Private Prison Corporations.
This report examines the way in which private prisons often write "bed quotas" or "low crime taxes" into their agreements with state governments. These agreements essentially guarantee profit by requiring the government to pay the company even if their prison cells are empty.
They also incentivize the overcrowding of prisons, which runs counter to the goals of the many states that are just now coming to grips with their mass incarceration crisis, including Ohio.
The report chronicles the failed privatization experiment at Ohio's North Coast Correctional Treatment Facility in 2000, as well as the current debacle at Lake Erie Correctional Institution, which was sold to Corrections Corporation of America (CCA) in 2011 in a deal that included a 90% bed guarantee clause. To maximize profits, CCA immediately crowded as many inmates as possible into the facility, converting classroom space to make room for more beds and triple bunking inmates so that some were sleeping on the floor. This overcrowding has led to deplorable living conditions and a spike in violence and smuggling activity that has spilled out into the community and put inmates and guards at risk.
The report also uncovers similar problems in Colorado and Arizona and concludes with a recommendation that states reject bed quota agreements, and the many negative consequences that come along with them.


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Dear Isaac,
Oh, I love you so much!
It's hard to believe that 2 years ago today I met you for the first time!
You have been such a ray of sunshine in our lives.
Your name means "Laughter" and that is what you have brought to us. So much laughter!
I used to think that your brother was naughty- but YOU, sir, are the naughty one!
You keep me on my toes. It is fairly exhausting, but I love your wild spirit!
Some things that you are saying most often:
"No yi kick" (no like it)
"Hold handle?" (meaning you want to hold our hand)
"I-kick" (Isaac)
"Jo-jo… DINNER!"
and of course "Mama?" "MAMA!" all day long!
You bring a smile to everyone's face.
Happy Birthday Sweet, Naughty, Chunky, Happy, Wrecking Ball of a little boy!
We love you!
(Saying "TWO!" and trying to see around me to the TV!)


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Please be aware that the Museum of the Great Plains will be closed on Saturday, July 2! Elmer Thomas Park--where we're located--is the site of the annual Freedom Festival. The event is so popular that the museum is difficult to access, and our would-be visitors can't find parking! But if you're looking for a great way to spend a Saturday celebrating the Fourth of July, come on over. More information about the event is available here.
MGP Staff
From time to time, we'll post info here about what's going-on at the museum.
October 2018


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Focus. That's what I need. Every day, sure, but especially those days, like today, when my energy level is up, I am feeling super-motivated, and start thinking about all the fifty gabillion things I need to do and the myriad projects I can start. My appetite for productivity is making my metaphoric eyes larger than my proverbial stomach.
First things first: what are the things I absolutely MUST accomplish TODAY? Start there. If I get finished, move on down the list of importance.
Focus. And don't burn myself out.
Wednesday, August 1, 2012
Pacing Myself
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Posted on 20/07/2013


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When we decided that it was time to evaluate various Linux flavors for deployment at our office, i started out with downloading the Mandriva One 2008 Live CD distro. Though not my first encounter with a Linux based OS, this one's been the most serious to date as i am seriously considering moving over completely to Linus Torvald's popular OS. In this series of blogs i will be trying to put together information that has been useful in using Mandriva or any other Linux flavor & anything that will be useful for those wanting to migrate from Windows.
What i plan to do over the coming few months is to use the following Linux flavours, get them setup with OS apps to match the Windows applications that i am used to using on it & test them for the best user experience, stability & all such stuff.
1. Mandriva
2. Ubuntu
3. OpenSuse
While i am at it i'll keep updating my progress & experience here.


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The 4th annual Constitution Quiz bowl was on Wednesday, September 14, 2016. The Constitution Quiz Bowl is sponsored by the Center for California Studies and the Project for Informed Electorate (PIE) and takes place during Sacramento State's Constitution Week. Students participate as individuals or as teams and compete to answer trivia questions about the U.S. and California Constitution. The Constitution Quiz Bowl featured a variety of special guests who poised questions to the students. Thank you Assembly Member Autumn Burke, President Nelsen and Capital Public Radio's own Beth Ruyak for participating.
This year three teams participating: Team William Land Park (WLP), Team Stockton and Team Sacramento. All three teams did extremely well in the competition. Team WLP came in as a one-man team, but that didn't stop him from taking second place with 14 points. Team Sacramento followed behind by three points with a total of 11 points to clinch the third place spot. Team Stockton was ahead the entire competition and finished in first place with a total of 23 points!
If you didn't get a chance to catch this year's Constitution Quiz Bowl, stay tuned on our website for more exciting and interactive annual events like this one.


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Patriots Point Naval and Maritime Museum is paying $5,000 a month for legislative lobbyists and State Treasurer Curtis Loftis wants to know why. Museum Director Mac Burdette explains–
It dates back, from what I understand, to when the Laffey problems began and trying to figure out how to work out a loan with the state, and also try to make federal connections to see if there was any, at that time, stimulus money available through the federal programs that might be able to help deflate the costs of trying to repair the Laffey.
Patriots Point is still behind schedule to repay the state $9 million it borrowed to repair the USS Laffey, that Burdette says will be paid back–eventually. He says the lobbyists bills are not necessarily "bad," and that they free his time up to work on other projects.
The last three months, let's put it this way: I would spent so much more time in Columbia that I wouldn't have been able to turn my attention to all the things that needed to be done right here, at Patriots Point, in the Charleston community. Now, that's all I can tell you. How much is that worth? I can't put a price tag on it.
However, the treasurer says the $5,000 spent a month–stalls the museum from paying the state back the $9 million. Burdette defends his agency–
We are one of the few state agencies in the state of South Carolina, number one, that gets no state appropriations, zero, none, that is in the black. We are actually, in the year, once again with a reserve amount to carry forward to the next year. Now, that's a fact, that's what I gave you. And, we are doing very well, and we've always had to live with what we make out there, we don't get any state appropriations.
Burdette, who was not at Patriots Point when it borrowed the $9 million for the Laffey, says they do have a plan to pay the money back.
We have made a proposal to the Joint Bond Review Committee, which is another one of those things you have to go through on a process that would allow us to pay the loan back. First, we are going to ask for a two-year extension, we were offered to pay a certain amount of cash down. We get a two-year extension and in that two-year period of time, we believe that we will have in place opportunities using our land value in order to create enough money to start paying our loan back either in a lump sum or in a major chunk.
State Treasurer Loftis says people deserve answers about why the money is not being paid back now, when Burdette says the museum is doing well.


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