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It's fair to say no college football coach entering 2017 had ever experienced a more challenging situation than Jeremy Pruitt did after taking over the Tennessee program.
Sure, other coaches such as Kirby Smart, have taken on the dual responsibilities of being hired to run a new program while staying on to help his current school prepare for a national title run, but Pruitt was the first to do so during the new early signing period.
During his Thursday appearance in Nashville for Tennessee's National Signing Day celebration event, Pruitt was asked about the difficulty he faced transitioning to recruiting for Alabama to recruiting for Tennessee. While Pruitt wasn't making any excuses, he was honest about the challenges he faced after being named Tennessee's head coach.
For the first time in his coaching career, Pruitt wasn't able to sell to recruits the head coach he worked under.
"The first thing is, I'm always a guy that's tried to sell the head football coach — as an assistant coach. You sell the fact that some assistant coaches leave, but the head coach is going to be there and be there for awhile. It's easy to tell if there going to be there based on wins and losses," Pruitt said on 104.5 FM Nashville radio program The Midday 180.
The Tennessee coach also spoke to the fact he didn't attempt to flip any prospects while working for Alabama.
"Starting at a new place, it was a little different with the early signing period, you basically got seven to 10 days. It's hard when you've been recruiting a guy for 2-3 years to go to a school, you're not going to go in there and tell a guy, 'Hey, by the way, Tennessee is the best place for you.' So, you kinda eliminate that pool of guys, that was going to sign early, so we basically had 7-10 days to go out and reach out and basically create a new board and go from there. And I thought we done a really good job."
As for missing out on some high-profile prospects on National Signing Day, Pruitt doesn't seem to have any regrets for getting Tennessee involved with some of the best prospects the nation has to offer.
"When you start looking at the criteria of what you are looking for, on the backend of the recruiting deal (after the early signing period), everybody is kinda recruiting the same players," he continued. "We took some swings at some guys but the guys we got fit our criteria and we are excited about."


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If you have ever thought about visiting Northern India, then read Geography teacher, Natalie Cordon's beautifully descriptive account of her 14-day kayak expedition through the remote region of Ladakh, amongst landscapes carved out through the epochs of time.
On arriving in Leh, Ladakh, in Northern India, at 3,500mm above sea level, and the absence of my luggage which was on a holiday of its own somewhere in the Middle East, I found myself having to focus on not passing out from the thin air, but excited at the prospect of beginning my expedition.
The drive from Leh to the put-on of the Tsarap Chu river was far from your usual shuttle. The mountain passes reach over half the height of Everest with Himalayan views of cloud-shrouded mountains to take your breath away. I also enjoyed my highest ever 'loo with a view'!
As we descended the other side of the mountain pass, the nomad tents came into view. These remote Himalayan yurts would be our most spectacular home for the night.
First impressions of the Tsarap River did not disappoint. A series of beautiful box canyons with intimidating horizon lines which at first seemed like the gates to hell but funnelled down into wonderfully clean rapids and brought us to our first camp.
From here, the Tsarap's character changed dramatically as the gradient flattened, the water slowed to a stand-still and the thick soup of sediment settled to the bottom of the lake to reveal azure blue waters and a hair wash opportunity.
After a hard day of paddling we camped on the beach below Phuktal monastery, a remote Himalayan community of monks accessible only by a 14-day hike or a multiday kayak expedition. A warm welcome from the little 'monkies' felt like the perfect end to a most incredible day of beauty and thrilling whitewater.
A short day of paddling followed. Gone were the tight box canyons with intervening sections of fast-flowing flat water and Reru Falls opened up before us. A perfectly flat expanse of river beach at the end of the rapid was a welcome relief and an idyllic camp spot.
The following day, we paddled in to Padum town. Our arrival felt somehow bitter sweet with the prospect of a shower, deliciously sticky walnut cake, a bed and excessive amounts of food very much welcome, yet meant missing the night sky, shooting stars and sunrise over the mountains.
Fully revived, we set off the following morning excited by the prospect of another night under the stars. The confluence of the Tsrarp and the Zanskar rivers felt truly special with the volume increasing and the walls of the world-renowned Zanskar gorge, the Grand Canyon of Asia, closing in - purple and green copper sheer vertical walls with a supremely complex system of faults and folds seemed perfectly preserved from the collision of the Indian subcontinent and the formation of the Himalayas millions of years beforehand.
The human history of the Zanskar is just as astonishing as its physical landscape. Blackened caves high in the sides of the canyon showed evidence of the resilient communities living and working in such a seemingly barren landscape, people who use the Zanskar River as a kind of frozen highway in winter, making multiday expedition at -40 degrees Celsius as an accepted part of life and culture, a commute to work, school and market, not a sport.
The opening out of the Zaskar canyon yielded several big volume and playful rapids before its confluence with the mighty Indus. Whilst our time on the Indus was relatively short, it felt humbling to paddle on one of the world's great rivers that helped to shape the continent, gave life to the earliest of Indian civilisations, continues to support life in the high altitude desert today and indeed gave India its name.
It is with great regret that I had to leave Ladakh and return to life as usual in the UK but I am not sad for I know that I will return and I look forward to sharing this special place with friends and family.

subset: commoncrawl


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About Us
Who We Are
Alberdon International was established in 1991 as an expert products research firm providing value-added trading commentary to dealing rooms worldwide. For over 25 years we have been marketing The Gartman Letter to financial institutions and individual investors worldwide.
Every trading day, our fundamental and technical analysis research is used by many leading banks, financial institutions, brokerage firms, hedge funds, pension funds, treasury departments, energy and agricultural trading companies around the world.
Alberdon International is based in the City of London. The chief executive is Donald L. Berman, B.S. Economics (Wharton); J.D. (Brooklyn Law School); LL.M. International Law (Cantab.). Mr. Berman has 35 years experience as a technical analyst and derivative products specialist. He has established and run derivative product operations for the Bank of Tokyo, Morgan Stanley, Carroll McEntee (HSBC/James Capel) and Donaldson Lufkin Jenrette.
Authorised and Regulated by the Financial Conduct Authority.


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This all depends on what services you want, the depth of the project, and how quickly you want the design finished. With the quote I send after initial contact is made, I will include time frames to be discussed. This will take into account holidays, vacations, and even family events. Together, we will decide on a time frame that you are happy with before the deposit is billed.
*Note: sometimes emergencies happen that can affect this as well.


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POUND RIDGE, N.Y. -- Christmas is coming, and the Pound Ridge Business Association is bringing an array of free events to get folks into the holiday spirit with its Scotts Corners Tree Lighting Saturday, Dec. 3.
"This is the 15th year that we've been doing it," Ruth Mendes told Daily Voice. She's the corresponding secretary for the PRBA.
"It started as just a small group, with caroling, nice food and hot drinks," she added. "And it's developed, now, into a real happening, because of the work of Anna and her helping hand Justin."
Anna DiPace-Zullo and Justin Brent are the event's co-chairs.
"Everyone is welcome," Medes added. "We hope that a lot of people come take advantage of this small-town event."
Here's the evening's schedule:
- 4 p.m. -- a short performance at the Pound Ridge School of Dance, 69 Westchester Ave.
- 4:30 p.m. -- Booksy Galore, 67 Westchester Ave., is hosting a reading of "Twas the Night before Christmas," with treats and surprises
- 4-5 p.m. -- toasting marshmallows at Antiques & Tools of Business & Kitchen, then to Cottage Antiques, behind Blind Charlie's Cafe, to make Christmas ornaments
- 5 p.m. -- "the Illumination of Pound Ridge" and caroling led by Peter Malinverni at the Pound Ridge Firehouse
There also will be special visits by Spot the Dog and, of course, Santa Claus, and participants can warm up with refreshments including zeppole, cookies, hot chocolate and cider.
"These events aren't just to celebrate the holiday, but also to introduce people to our town," Mendes said. "It will be a really lovely event, Saturday."
For more information about the Pound Ridge Business Association, visit its website or Facebook page.
Click here to sign up for Daily Voice's free daily emails and news alerts.


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The Government of Singapore Investment Corp, Or GIC, plans to retain holdings in big western financial institutions such as UBS AG UBS, +0.89% and Citigroup Inc. C, +1.04% for up to 30 years and is looking for further investment opportunities in the sector, the chairman of the city state's sovereign wealth fund said Wednesday, according to a report on the Web site of The Financial Times.
"We are buying into something that we intend to keep for the next two or three decades and grow with them," Lee Kuan Yew, GIC chairman and independent Singapore's first leader, said in an interview on Bloomberg Television, the FT reported.
"If there are other banks of the quality of the two that we bought into, with the promise and the capabilities and inherent capabilities to recover, we have got the liquidity to meet it, to make such an investment," Lee was quoted as saying.
GIC has invested a total of $18 billion in UBS and Citigroup since late last year when the two banks sought financing in the wake of writedowns on subprime mortgages. Analysts have questioned whether GIC was premature in the timing of the investments because the shares of both banks have fallen since the deals were announced, the FT said.
Lee defended the deals by saying that both banks had good franchises and brand names, with GIC having a performance benchmark of five to 10 years.
"Will there be another Swiss bank like UBS for wealth management? I doubt it, we doubt it, that is why we invested in it," he was quoted by the FT as saying in the television interview.
Newspaper Web site: http://www.ft.com
-Contact: 201-938-5400


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One of Blackpool's most famous landmarks will be offering a rare chance for people to look behind the scenes when it holds its annual open day next month.
The Winter Gardens will be offering members of the public exclusive access to all areas when the event takes place on Sunday January 29 between 11am and 3pm.
Previous open days have attracted thousands of people.
Visitors will also be able to learn more about the history of the Grade II Victorian building which boasts the Opera House, Empress Ballroom and Spanish Hall.
Admission is free but donations on the day can be made to the Winter Gardens Trust, a voluntary organisation that contributes towards maintaining the heritage of the venue.
The Winter Gardens has been in the ownership of Blackpool Council since 2010.
Since then millions of pounds had been invested in restoring the complex, while future plans include a museum and conference centre.


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Read About the Research You have Helped Make Possible.
the patrick c. walsh prostate cancer research fund
Is Active Surveillance Right For You? What Do Your Genes Say?
In recent research, William Isaacs, Ph.D., and colleagues have shown that some genes nobody expected to be involved with prostate cancer — such as the hereditary breast cancer genes BRCA1 and 2 — may in fact, be lethal. These are faulty "mismatch repair" genes, and they can be inherited from your mother and father, and by your sons and daughters. These genes may be the reason why some men who otherwise appear to be perfect candidates for active surveillance go on to develop high-grade cancer.
These faulty genes may be the reason why some men who otherwise appear to be perfect candidates for active surveillance go on to develop high-grade cancer.
"Most men with prostate cancer have small, almost normal appearing cancers which are confined to the prostate," says Isaacs. "Most of these cancers are destined to remain non-life threatening even without treatment," and for these men, active surveillance is a safe alternative to surgery or radiation therapy. However, "some men suspected of having only low-risk disease will later be found to have high-grade cancers. These men may even lose their curability window because they delay treatment." Is there any way to identify these men? Isaacs believes these DNA repair genes — genes that are known, and that can be identified in a simple blood test — may be the key. "Recently, we found that inherited mutations in DNA repair genes can significantly increase a man's risk of developing lethal prostate cancer." With urologist H. Ballentine Carter, M.D., and support from the Patrick C. Walsh Prostate Cancer Research Fund, Isaacs will look at the DNA of men who appear to be excellent candidates for active surveillance, and see if they carry any of these faulty genes. "We believe this information can be developed into a powerful tool to help determine which men can safely undergo active surveillance, and which men need to have their cancer treated immediately."


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When lifting the curtain on its refurbished Design Centre at Campbellfield, Ford Australia gave its strongest indication yet that the rumoured Ranger seven-seat SUV may not be far away.
Speaking to motoring media from Australia, Thailand and India, Ford public affairs director Sinead Phipps underscored the importance of the Ranger project, and of Ford's global ambitions for it beyond the current vehicle.
"Ranger is just the first vehicle for the T6 platform," she said.
While Ford has a blanket policy not to comment on future model plans, such an admission - one certain to ignite speculation - would perhaps indicate that engineering and design is well-advanced on the new car.
Of course, Ford Australia's local design team can be expected to take the lead in the development of this vehicle as it did in the development of the Ranger. That car is now sold in 180 countries and is a pivotal vehicle in Ford's global model spread.
Ford's new Design Centre at Campbellfield, placed strategically for the Asia Pacific region, is one of only three such facilities across Ford's global operation.
The other centres being in Cologne, Germany, and Dearborn, USA.
Its place in Ford's global design and engineering program, and underlined by the new investment here, would seem to indicate the value Ford US places on the design and engineering capabilities of its Australian operation.
"The centre is here to design and develop vehicles as desired by the company," Ford Australia boss Bob Graziano said.
While headquartered here, and a hub for satellite facilites in South Africa, India and China, the new Design Centre was developed under Ford's 'One Ford' global strategy, and constructed, according to Graziano, with "all Ford dollars".
Home to more than 900 engineers and designers (including those in the satellite facilities), and linked through Ford's 35 supercomputers located at Dearborn, the new design facility can interact in real time with Ford's other design centres around the world.
"We can design a car in seven locations at the one time," chief engineer Adam Frost said.
That it has such a role to play, is "demonstrative of the capabilities of this team", Mr Graziano said.
"The automotive industry is the largest R&D contributor in the Australian manufacturing sector, our ability to work on global programs is a critical part of this."
"Australia is one of only 13 countries in the world that can design, engineer and produce a vehicle from the ground up."
Pivotal to the capability of the new facility is the Virtual Design Centre (VDC), also one of only three in Ford's global engineering and design footprint.
The VDC features a 6m x 3m high-resolution screen, capable of projecting design concepts in 3D, and linked in real-time globally through similar facilities in Cologne and Dearborn to enable "real-world global communication and appraisal of a new vehicle".
Ford's new safety technology - Active City Stop - was also on show. Offered now for the first time as part of the optional Sports Executive Pack on Focus Titanium, Ford Australia is first to offer such technology for a C-segment vehicle retailing under $40,000.
At speeds up to 30km/h, Active City Stop scans the area ahead of the car for obstacles, and, if a collision is likely, the brakes are pre-charged, then applied automatically if there is no steering or braking input from the driver.
It works. And perhaps some of those nose-to-tail collisions in slow moving traffic (with drivers distracted by mobile phones and the like) may now be avoided.
Naturally, being a Ford event, it was inevitable that the future of Ford's Australian manufacturing operation would surface as a story.
Responding to commentary sparked by a response from Bob Graziano that "we believe you can have R&D without manufacturing", Sinead Phipps told ABC news, "Bob was talking about manufacturing in terms of the context of the design process.
"He further went on to clarify that we believe we're lucky in Australia that we have all three vehicle development stages here, that we can design and engineer, we can manufacture and we can test here."
We were there; and that's how we heard it. And whatever the future for Falcon, Ford's new Design Centre is a feather in the cap for Ford Australia and recognition of the capabilities of its Australian engineers and designers.
Tim O'Brien
TMR Managing Editor
- Related News & Reviews at TMR ▼
- Ford news and reviews | Industry News
- Interested in buying FORD RANGER? Visit our FORD RANGER showroom for more information.


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We've been anticipating the proposed changes to the UUCA for some time now. Both Tony and I have blogged about this in the past - here, here and here - and we both agree that the UUCA is too restrictive and needs to be reformed. But according to this latest Mkini report, the proposed changes to the UUCA are purely 'cosmetic'.
I haven't read the proposed bill which details the changes in the UUCA but according to the Malaysiakini report reproduced below, it still bars students in public universities from joining political parties and allows the VCs and the Minister for Higher Education way too much latitude in deciding which organizations students were banned from joining.
Firstly, I think this kind of ban borders on being unconstitutional. What ever happened to freedom of association? Secondly, with this kind of suppression of political activities among university students, is it surprising that we have about 5 million unregistered voters in the country, a majority of whom are below 35 years of age?
Students slam 'cosmetic' changes to UUCA
Tarani Palani and Rahmah Ghazali | Jul 18, 08 1:21pm
Student leaders have described the proposed amendments to the Universities and University Colleges Act (UCCA), the law which regulates their participation in political activities, as "cosmetic".
"We do not agree with the amendments, and as we have suspected, the suggested amendments do not solve the difficulties faced by students (in political activities)," said Faridzul Nasarudin, a researcher for University Students' Movement to Abolish UUCA (GMMA).
"The amendments are superficial and politically cosmetic."
He said the proposed changes to section 15 and 16 of the bill, which are made by the Higher Education Ministry, did not amount to much.
"The language used does not give students any concrete freedom. We can see that the decisive power still very much lies in the hands of the university administration and the minister."
Under the existing Act, students in Malaysian universities are not allowed to participate in any organisation that is political in nature.
Section 15(1) in the amended bill stipulates that students must still abstain from political activities, despite the provision allowing them to participate in "general organisations". Even in this, the final say is with the higher education minister and university administrators.
According the amended section, university students "may become members of any society and organisation in or outside Malaysia". But it bans student participation in "political parties, any unlawful organisation, and any organisation which the minister has specified in writing to vice-chancellors as unsuitable to the interests and well-being of the students or the university".
Faridzul lamented that the proposed changes continue to restrict student activitism.
"Although some of the amendments open the door for greater student freedom, the limitations set are against human rights."
Student leaders make suggestions
GMMA representatives yesterday handed a 'suggestion paper' on the organisation's views regarding the amendments to Lembah Pantai MP Nurul Izzah in Parliament.
Co-coordinator Ridzuan Mohammad stressed that students are capable of critical thinking and have followed the law by submitting their suggestions and not taking to the streets to voice their dissatisfaction.
"We have not acted rashly. We have the capability to think intellectually and thus we are submitting this suggestion paper. At least, we have not organised demonstrations."
raja petra court case 060508 nurul izzahNurul Izzah (right) backed the students and argued that the proposed amendments fail to reflect the demands and aspirations of students.
Meanwhile, Segambut MP Lim Lip Eng, when asked, stated "the amendments still have a lot of restrictions, with an ambiguous section 15."
Batu Gajah MP Fong Po Kuan - a law graduate of the International Islamic University - added that the much-awaited amendments are "disappointing as it still restricts student involvement in politics".
However both parliamentarians conceded that there are improvements in the proposed amendments.
According to Lim, those who breach the UCCA will now face a 'disciplinary action committee' instead of being charged in court.
Fong said that previously anyone found guilty would be subjected to immediate suspension but now the decision lies with the discretion of the vice-chancellor.
GMMA has also presented its suggestion paper to Backbenchers Club (BBC) chairperson Tiong King Sing on Tuesday.
According to Ridzuan, the backbenchers chief said he was not in favour of abolishing the UCCA but was willing to support amending or removal of certain sections opposed by students.
The ministry has tabled the amended bill on Wednesday night.
However, the higher education deputy minister requested debate on the bill be put off to the next sitting of parliament in August.
Parliament ended its current session yesterday.
Saturday, July 19, 2008
'Cosmestic' changes to the UUCA criticized
Posted by Anonymous at 10:26 AM
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Early Learning – Babies
Childcare for Nursery to Kindergarten
We understand that choosing the right child care and early learning service can be a difficult decision. The Babies Room at Hamersley Early Learning School provides child care and education for children aged 0 to 2 years.
We have educators in our Babies room who have lots of experience, love and patience. The high-quality environment and supportive atmosphere allow your child to flourish and grow in confidence. We embrace cultural differences and run a fully inclusive program for all children. Families can rest assured that your baby is in very good hands with these wonderful carers and environment ensuring the highest level of nurturing care.
Working with Parents and Families
Our Early Childhood Educators are dedicated to working with families. We provide a nurturing home-like environment that is flexible and supportive for your child during this important developmental stage. Babies' routines are continuously evolving and we believe that communication with families ensures that your child's needs are always being met.
All families are asked to provide a few spare sets of clothes for their child. Other items required daily for babies in child care include:
- Sunhat
- Drink bottle filled with water
- Sunscreen
- Toy or comforter for napping
Routines and Activities
Days in the Babies room are unhurried, enjoyable, interactive and individualised for each child. Your baby is learning at all times, not just at designated playtime. Throughout the day, language is promoted with verbal interactions between educators and children in the form of songs, rhymes, poems, and spontaneous conversation.
The educational curriculum offers a stimulating and inclusive program that is age and developmentally appropriate. It incorporates both children's and families' interests, as well as intentional teaching moments based on observations of a child's play.
We recommend a minimum of two orientation sessions for babies and their parents or caregivers. For more advice on settling in, please talk to our settling experts.
We provide quality early learning programs in an active environment with responsive educators. Our facilities focus on natural environments and ambience, creating a learning environment that relaxes and educates each child.
Explore our virtual tour for a guided walk through our day care centre.
Keeping You Informed
We appreciate that milestones happen so quickly at this age. At Hamersley Early Learning School, you'll never miss an important moment. Through photos, observations and a snapshot of the week, we capture your child's progress and keep you fully informed. View our gallery page here.
Register Your Interest
To enrol your child in the Babies Room, register your interest online or contact our experts for more information.


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- Home
- Menswear
- Accessories
- Pocket Squares
- Silk pocket square blue silver houndstooth NEW
Product Description
Men's luxury houndstooth silk pocket square / handkerchief.
Woven blue and silver houndstooth design.
Luxury 100% silk pocket square.
Made in UK.
12" square
Condition- NEW
Quality gentlemen's accessories @ Tweedmans Vintage


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WIU women's tennis team starts 2009 play
The Western Illinois women's tennis team opened up its spring season Saturday with a 7-0 loss at the hands of No. 51 Iowa.
The Hawkeyes (1-0) swept the doubles point from the Westerwinds (0-1) with the closest match being 8-2. At No. 1 doubles, junior Amanda Griffin and senior Zi Wang loss 8-2 to Iowa's Sonja Molnar and Alexis Dorr. The No. 2 doubles team of sophomore Kate Kennedy and senior Kim Lennartsson also had an 8-2 loss to Lynne Poggensee-Wei and Jessica Young.
In singles play, Wang recorded the most games, dropping her match at the No. 3 singles position, 6-3, 6-0, to Poggensee-Wei. Kennedy was close behind Wang, falling at the No. 4 singles spot, 6-1, 6-1, to Young.
Western heads to Cedar Rapids, Iowa, to square off against Missouri Valley member Creighton, Saturday, February 1, at 8:30 a.m.
1. Sonja Molnar/Alexis Dorr (Iowa) def. Amanda Griffin/Zi Wang (WIU) 8-2
2. Lynne Poggensee-Wei/ Jessica Young (Iowa) def. Kate Kennedy/Kim Lenartsson (WIU) 8-2
3. Kelcie Klockenga/ Ally Majercik (Iowa) def. Yana Meinert/ Stephanie Baumer (WIU) 8-1
1. Sonja Molnar (Iowa) def. Amanda Griffin (WIU) 6-1, 6-0
2. Alexis Dorr (Iowa) def. Kim Lenartsson (WIU) 6-0, 6-0
3. Lynne Poggensee-Wei (Iowa) def. Zi Wang (WIU) 6-3, 6-0
4. Jessica Young (Iowa) def. Kate Kennedy (WIU) 6-1, 6-1
5. Kelcie Klockenga (Iowa) def. Stephanie Baumer (WIU) 6-0, 6-0
6. Ally Majercik (Iowa) def. Yana Meinert (WIU) 6-0, 6-0


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Hotel with 29 rooms located opposite the sea and the famous walls of Vauban, World Heritage of UNESCO.|Quietly located close to the harbor of Saint Martin de Ré, where many shops and restaurants are open all year.|St. Martin is the liveliest of the island village in all seasons.|The comfortable rooms are all equipped with private bathroom, free wifi. Private garage on reservation (free parking nearby)
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Show Hotel Hôtel Le Galion on the map
46.206639 -1.365545


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High-yield slump to separate wheat from the chaff
Europe's second-worst high-yield sell-off in a decade has been a wake-up call for some banks that have been left struggling with a multi-billion buyout debt exposure after using aggressive underwriting tactics to win market share.
Banks have piled into the asset class over the past year, boosting teams, raising leverage, underwriting on aggressive terms and bringing riskier Triple C rated credits to the market – to challenge industry leaders Credit Suisse and Deutsche Bank for a bigger slice of the fee pool.
But the sovereign-inspired freeze in debt markets may help determine who has the staying power over the long term, and separate the leaders from the laggards.
Goldman Sachs, for example, has hung on to second spot in the Thomson Reuters high-yield league tables since April – its highest ranking since 2003 – while BofA Merrill has also entered the top 10 table and Morgan Stanley has increased its market share by about 1% since last year.
Other relative newcomers, such as HSBC, Nomura and Societe Generale, have also joined the party. But underwriters are now on the hook with an €11.5bn mass of unsold leveraged loans following a rapid retreat in risk assets by investors after the music stopped two months ago. About €4bn of that backlog is expected to be funded in the bond markets, which has been closed for two months with the exception of one bond deal from high-yield darling Fresenius Medical Care.
"Until banks clear some of the backlog that they have on bridges, it's going to be hard for those banks specifically to be very aggressive and to underwrite new deals," said Kevin Connell, managing director of European high-yield syndicate at RBS.
The new unstable environment – driven by fears outside of high-yield factors such as the eurozone sovereign crisis and economic growth – has cast uncertainty about the scale of potential bank losses on those bridge facilities and the sustainability of aggressive strategies to win business.
Some bankers were keen to reassure that they were not suffering from this exposure at the Barclays Capital high-yield gathering in London in September. "The mere fact that they went out of their way to say that implies they are," said an attendee.
Investors are well aware that they can name their price as liquidity has dried up. "We would be interested in some of those LBO transactions. If they come at an appropriate discount, then we might be able to exploit a forced selling opportunity from a bank or underwriter," said Anthony Robertson, head of high yield and distressed debt at BlueBay Asset Management.
Clearing the decks
The debt overhang includes bonds planned for the buyouts of steel manufacturer Ascometal, cable businesses Coditel and Com Hem, Polish telecoms business Polkomtel, Swedish alarms group Securitas Direct and French mechanical engineer Spie on which banks committed financing between May and July this year.
"The market was getting overheated in the late spring and summer, and transactions were either too leveraged or the credit quality was declining, reflecting very robust conditions at the time," said Mathew Cestar, managing director and head of leveraged finance in EMEA at Credit Suisse.
Credit Suisse has taken a more pragmatic approach, stepping away from underwriting deals unless they have been able to syndicate the risk, a source said. Up until recently, investors have been keen to take on some of this bridge risk to guarantee a better allocation on bond deals. A portion of the Polkomtel bridge has been syndicated, two sources familiar with that transaction said.
Of the bond deals waiting in the wings, seven times leveraged Securitas Direct, is considered the riskiest and most aggressive. BofA Merrill, Goldman and Morgan Stanley – who have all boosted market share significantly – signed up for the Securitas Direct buyout financing along with HSBC, Nomura and Nordea.
Those banks were helped off the hook with the €395m subordinated high-yield bond backing that deal after private equity firms Bain Capital and Hellman & Friedman struck a "club" mezzanine deal last month. But the underwriters may still lose money on a near €1bn senior secured bond yet to be launched.
A doubling of credit index spreads since May also means the cost of borrowing is likely to soar, especially for risky Triple Cs, which descended on the market in April and May as the Crossover tightened to around 350bp. Payment-in-kind bonds – features of the Polkomtel and Com Hem buyouts – may also be a harder sell, some bankers said.
Morgan Stanley has one of the greatest exposures by number of deals, including some of the most highly leveraged, according to Thomson Reuters LPC data. It pulled the €260m bond for Coditel in early summer after pushback from investors saw the coupon rise to 12%. Regulation changes in Belgium since then means it will probably struggle to garner bondholder interest even if it is restructured, investors say.
Even smaller banks such as RBC and Nomura – virtually non-existent players in the high-yield market last year – have been hit but the sudden spike in risk aversion. Ironically, the focus has now turned to potential job cuts – just as many teams have been beefed up.
Nomura is among a growing number of banks that have announced job cuts, while the axe has already fallen in BofA Merrill's leverage finance team as tighter regulation and tough markets force banks to rein in costs.
At €3.6bn-equivalent, the debt financing the acquisition of Polish telecom firm Polkomtel is by far the largest – underwritten by Credit Agricole, Deutsche Bank, Royal Bank of Scotland, Societe Generale and PKO BP.
The €1.9bn loan portion was completed last month – increased by €300m after drawing strong demand – which has boosted confidence that the bond financing will also go well.
Equity cheques to swell
Overall, the growing consensus among bankers is that leverage has to come down. That means private equity firms will struggle to raise sufficient debt to fund acquisitions.
A divide has already emerged between seller price expectations and what private equity firms are prepared to pay for assets – due to the difficulty in valuing businesses in the current volatility and frozen debt markets. French retail group PPR postponed the sale of its catalogue business Redcats after bids came in well below expectations, people familiar with the situation told Reuters.
Sponsors may have to club together to boost equity or turn to the much smaller, and more expensive, mezzanine loan market. On average, the mezz market is still 2%–3% more expensive than high-yield even after the latest rout, bankers say.
"In certain cases, private equity sponsors may need to fund deals entirely with equity," said Cestar. "In those instances, sponsors will look to recapitalise these deals at a later point – removing excess equity – provided market conditions normalise."
On a brighter note, bankers point out that the €75bn–€80bn overhang in 2008 dwarfs the "hung" bridges after this crisis.
"The committed capital in the wings is relatively low. This is a real positive, and an even better signal is that it is a much smaller percentage of the overall supply that we have seen in leveraged finance through 2011," said Michael Marsh, managing director, leveraged finance capital markets and syndicate, at Goldman Sachs. "This doesn't mean that the market is going to open up tomorrow, but it does mean that the market should not be as concerned about the overhang."
Put into perspective, the €4bn bond financing, accounts for just over a tenth of this year's €34bn supply and even less compared with last year's record €42bn high-yield issuance.
When these LBO bonds will be launched in the market remains unclear. Some are earmarked for September, but no one seems to want to go first. As for the 15-20 debut companies that had been preparing high-yield bonds for the summer, the advice being given to them is to sit tight and wait.
"We have had to tell those companies that the conditions are not right for them," said one high-yield syndicate banker. "The market is shut."
Inconceivable default spike
Investors are in a good position. There is no doubt there is value in high-yield, and many are cash-rich. The strong performance of the near US$1bn-equivalent dual-tranche bond from well regarded BB-rated healthcare company Fresenius Medical Care – which rose five points in its first week of trading – should provide some faith.
However, the volatility of credit indices is making transaction strategy harder. The Crossover has swung in a 130bp weekly ranges and hit a two-and-a-half year high of 818bp earlier this month – and up from 350bp in May.
S&P is predicting default rates to increase to between 5.5%–7.5% next year from just under 2% now, and way below the implied default rates of 30%–45% percent that the Crossover is pricing in, depending on recovery rate assumptions.
BlueBay's Robertson said it was "almost inconceivable for default rates to go above 3% to 4% on a 12-month time frame."
"An investor buying high-yield at 800bp over today is being more than adequately compensated for future default risk in any environment other than a full-scale blow up of the eurozone," said Robertson.
A low growth environment bodes better for high-yield than equity markets. Year-to-date total returns in global high-yield are still positive, but are down 5.7% in Europe, according to Barclays Capital. The total return of the MSCI Global stock index, meanwhile, is –6.75%. The near 10% coupon income that high-yield is currently generating provides an attractive buffer against further mark-to-market declines, said BlueBay's Robertson.
"Corporate balance sheets are in as good a shape as I have seen in the potential onset of recession than has historically been the case," he said.
Click here to see the Digital Edition of this report.


text: Our one-year 'top-up' degree is for foundation and honours graduates who wish to retrain in early years education, with a focus on leadership and management. Lectures take place one day a week to fit around early years work schedules. With a dedicated teaching staff to support your learning, you will develop your ability to lead practice across the early years foundation stage, support and mentor colleagues and raise standards in multi-agency settings. You will also undertake a dissertation, which will give you the opportunity to explore a specialist area of early years. You will have the opportunity to graduate with both an honours degree and Early Years Teacher Status.


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The Nova Scotia campaign is underway and the Liberals have a clear lead in the one poll released just ahead of the election call by Corporate Research Associates. The poll has the Liberals ahead with 41% followed by the NDP at 31% with the PCs at 25%. However, the Liberals have been ahead in every CRA poll since September 2012, Liberal leader Stephen McNeill is preferred as premier by 30% of the electorate compared to 19% for Darrell Dexter and more Nova Scotians are dissatisfied with the NDP government (45%) than satisfied (42%). So should we conclude that we are looking at a probable Liberal government?
Not necessarily. The most important point about this is that voter preferences are usually quite soft, softer than the bare numbers in any survey indicate. And as we know from B.C. and Alberta recent polling in provincial elections has not done a good job of helping us accurately anticipate the result. That said, I was favourably impressed by the analysis of polling methods offered by Don Mills of Corporate Research Associates in this interview with 308, particularly the following:
308: While other firms have moved to online panels and IVR polling, CRA continues to use live-callers. Why have you stuck with this methodology?
DM: The methodology has stood the test of time. Our industry standards do not allow the use of margin of error for online research which are considered samples of convenience. Many companies violate industry standards in this regard. We agree with that standard.
308: What do you consider the strengths of telephone polling with live-callers compared to other methodologies?
DM: Its ability to produce random representative samples is still the biggest strength in my opinion.
Simple but to the point. Many of the surveys in BC and Alberta were online polls. Such polling should always be distrusted but particularly so in a small province such as Nova Scotia where the size of the online panel must be quite small. I hope we don't see any.
There has been a seat projection from 308 based on this survey which says a 10 point Liberal lead would give the party just a two seat advantage over the NDP. His numbers are Liberal 22 seats, NDP 20 and the PCs 9. TC thinks the Liberals would actually do much better in seats with these poll numbers. I have it as the Liberals at 28 seats, the NDP 15 and the PCs 8.
But their performance depends on running a successful campaign and make no mistake about it, the election campaign will matter. My impression from afar is that Stephen McNeill has been the type of opposition leader who tries always to take a position opposing almost everything the government does or says. He may have difficulty offering good reasons to vote for the Liberal Party (something he must do) during the campaign.
The NDP has governed cautiously and conservatively (and did not have an ambitious platform in 2009). They have focused a great deal on austerity and budget balancing, meaning they inevitably took measures that were unpopular to get to the balanced budget they projected in the spring. This included previously raising the HST by two points, something they now promise to cut. One can understand why they have encountered political difficulties.
However, the recent record is of most incumbent provincial governments winning some sort of re-election. Since 2011 this includes Newfoundland and Labrador, P.E.I., Ontario, Manitoba, Saskatchewan, Alberta and B.C. (Quebec in 2012 was an exception). This suggests we should not be the least bit surprised if the NDP wins again, although to do so I have little doubt it means coming from behind.
However, the recent record is of most incumbent provincial governments winning some sort of re-election. Since 2011 this includes Newfoundland and Labrador, P.E.I., Ontario, Manitoba, Saskatchewan, Alberta and B.C. (Quebec in 2012 was an exception). This suggests we should not be the least bit surprised if the NDP wins again, although to do so I have little doubt it means coming from behind.


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CO302 Writing in Digital Environments
Fall 2015
Instructor: Jeremy Proctor
Office: Eddy 311
Office Hours:
11:00 to 12:15 TR and by appointment
E-mail (anytime, but be patient for responses; leave your name and class): firstname.lastname@example.com
Course Description:
Like other 300 level composition courses, CO302 emphasizes writing processes with specific attention to revising and editing, and critical reading processes with attention to reading from a writer's point of view. CO302 focuses specifically on the analysis and production of texts in electronic formats. The goal is to prepare you to write as a member of a society in which increasing amounts of public and social discourse takes place online. In this course, you will explore the rhetorical and cultural contexts in which electronic texts occur, and practice strategies for interpreting and producing these texts.
The purpose of this course is not to produce expert web designers or computer coders; these are professions in their own right, and one class could never provide all the knowledge and practice necessary. The goal for this course is to learn how to approach online communication rhetorically:
- What are the affordances of various online spaces over non-digital print forms of publication?
- How does one determine one's audience when an online text can potentially be accessed by people around the globe?
- How, as consumers of online texts, do we determine the reliability of what we read, see, and hear online?
- As producers of online texts, what do we need to know technically and consider rhetorically to effectively communicate?
- How do the enhanced multimodal components of online communication alter the rhetorical situation for readers and writers?
In order to compose online, we will learn the basics of the technologies that allow us to create web pages, blogs, and the digital audio, video, and still images that often make up parts of websites. The technological emphasis will be on learning and using the WordPress blogging software and understanding (but not necessarily using) the various technologies available for producing multimodal content (audio, video, and image production) and built from the ground up websites (XHTML, CSS, JavaScript, Flash, HTML5, etc.). Your success in the class does not depend upon your ability to become a computer geek in 16 weeks; it depends upon your efforts to analyze your rhetorical situation and learn the technologies necessary for you to effectively produce online texts that meet the needs of that rhetorical situation.
Finally, while ample resources will be provided, many of the online texts we study will be supplied by you—as will much of the design of the texts you produce. In other words, your interests and questions about writing online will remain the center of this course.
Course Philosophy
Central questions of the course
What do you really want to get out of life?
What can you offer the world that no one else can?
In the most general of terms, this semester in CO302 we will collectively endeavor to discover (with research, reading, practice, and presence), connect (by engagement, active learning, pattern recognition, peer-review, and critical thinking), and share (through creation, communication, and service) something that matters, something that will contribute to making our lives better. Individually, through a sustained process of presence and practice, you will discover and connect with something you feel strongly about, then share that passion with a specific audience, (in this case, our presentation mode will be the web)—a process which manifests possibility.
"In a world whirling so fast and so knotted together as it is, traditional approaches to text net us little in the way of understanding what it means to be human today." ~Dene Grigar
"Confidence is the willingness to be as ridiculous, luminous, intelligent, and kind as you really are, without embarrassment." ~Susan Piver
Don't ask yourself what the world needs; ask yourself what makes you come alive. And then go and do that. Because what the world needs is people who have come alive. ~Howard Thurman
Required Materials:
- Steal Like an Artist, Kleon ISBN: 978-0-7611-6925-3
Recommended (But Not Required) Materials (not available in the bookstore):
- Compose, Design, Advocate 2nd edition, Wysocki and Lynch ISBN: 978-0-205-69306-1
Assignments and Grading*:
Your course grade is based primarily on the quality of your written work, on the quality and consistency of your classroom and technology participation, and on your execution of various class exercises and out-of-class assignments. Specific grading criteria for the various class assignments will be discussed in more detail as we begin work on each section. The course grade will be calculated as follows:
- Design Plan and Mood Board 5%
- Website and Blog 25%
- Website 10%
- Blog 10%
- Reflective Analysis 5%
- Blog/New Media Analysis 10%
- Research Journal 10%
- Homework/Discussions/Quizzes/In-Class Work 10%
- Peer Reviews 5%
- Longform Webtext 25%
- Technology Presentation 5%
- Participation 5%
Paper Format:
All papers must be computer-generated using a 12-pt font (preferably Times New Roman or the like) with one-inch margins and must include a heading (name, date, class, and assignment) on the first page and last name and page number on the second page and beyond. Discussions and traditional written assignments must be submitted through Canvas (unless otherwise stated) with all rough drafts/revisions and peer-review material included.
Late Work:
Late work is to be avoided at all costs and will be penalized one grade for each day late. Please contact me by e-mail if you expect an assignment or portfolio will be late. Please make backups of your work on both hard drives and flash-drives to prevent problems. Better yet, save to the 'cloud'.
Through peer-reviewed critiques, you will develop your writing through a process of revisions. After assignments are graded, however, students still have the option of revising one project for up to one higher letter grade (with the exception of the Longform Webtext). Revisions must be turned in on the date specified (TBD) you must have a conference with me first before revising.
Class Discussions:
Throughout the semester, you will be expected to engage in discussion and to respond to questions I may pose to you individually. I will make every effort to make this class a community of readers and writers, but your participation is essential to this end. I expect you to respond to others in the class in thoughtful, judicious, and respectful ways. Group work will also be counted as class discussion participation. Our topics and subject matters may deal with a wide-range of sensitive topics, including issues of gender, religion, sexuality, and politics (including adult language). If you strongly object to these issues or others' views on these issues, this may not be the best course for you. Please be prepared to discuss the texts in a polite and mature manner. Religious beliefs are a personal choice. Thus, personal declarations of religious beliefs should be limited and pertinent to the discussion at hand, if not withheld completely. Class attendance and discussion participation will count toward your participation grade (5% for the class final grade).
Although I do not have an official attendance policy, students are expected to attend every class and are responsible for all material covered in class. Since participation in class discussions affects a student's final grade and since I will not repeat lectures or information on reading or writing assignments, attendance is critical. There is often a direct correlation between success in this class and consistent attendance. Lateness is a discourteous distraction, so please be punctual. Continual tardiness and absences will affect your participation grade. If you are absent, please check the WordPress blog before emailing me to get info. on homework and what we covered that day.
Academic Integrity:
I assume that you adhere to your own sense of ethics and honesty as you move through your college experience. It's true that this is the case for most students. In the event, though, that I encounter a breach of academic integrity, I'll decide on an appropriate penalty. Breaches of academic integrity in this class include:
- Plagiarism: Plagiarism is theft. It includes misrepresenting the authorship of any written work, in whole or in part.
- Falsification: Falsification is any untruth, either verbal or written in your academic work. Examples of this include lying to avoid turning work in and submitting work you have written for previous classes (without proper acknowledgment).
- Cheating: includes copying a peer's work or using unauthorized notes on a quiz or an exam.
- Unauthorized Possession or Disposition of Academic Materials: includes the unauthorized selling or purchasing of papers or exams.
- Penalties may include: mandatory revision, completing an alternative assignment, failure of the assignment, no credit for the assignment, loss of a letter grade on your final grade for the course, and/or failure of the course. In some cases, expulsion from the university is a possibility.
Note that any academic dishonesty is grounds for failing the course. All cases of plagiarism, cheating and unauthorized possession or disposition of academic materials and some cases of falsification will be reported to the Office of Conflict Resolution and Student Conduct, where University officials will review the situation and decide on further penalties.
Honor Pledge:
This course will adhere to the Academic Integrity Policy of the Colorado State University General Catalog and the Student Conduct Code. To remain consistent, you will have to write the following and sign (or digitally sign) every major assignment's report: I pledge on my honor that I have not used, received, or given any unauthorized assistance in this [assignment].
Other Notes and Expectations:
- This course will rely heavily on technological support. I am attempting to make this class paperless or near paperless, so we will frequently use computers and the Internet for research, e-mail, and online discussion forums and assignments. Although we will use WordPress and Canvas daily in this course for the daily calendar, notes, and assignment directions, you should also become familiar with the world's largest on-line writing center, the 'Writing Studio', as soon as possible. It provides writing guides, style guides, your own writing database, and plenty of other useful tools and links to helpful sites. While the Eddy building is under reconstruction, you are recommended to use UCA G204, Clark C145, and/or Clark C141. Computer access and printing is also available in Morgan Library, Lory Student Center, and most residence halls. With these resources available, there are no printing or computer access excuses!
- The 'Writing Center' is a lab to meet with advisors for your writing. The current locations are Johnson Hall Room 119D (Through Room 223) Monday – Thursday: 10am-4pm and Friday: 10am-1pm, Morgan Library Room 171 Sunday – Thursday: 6pm-8pm, and TILT Room 211 Tuesday – Thursday: 6pm-8pm. Help is available! Stop by in person, call 491-0222, make a scheduled reservation (https://colostate.mywconline.com/), or submit your essay online at http://writingcenter.colostate.edu/onlineconsult.html.
- Withdrawal Policy:
No W's will be assigned after the university's official drop date deadline, Monday, March 23.
- Anyone with special needs should speak to me after class or visit me during office hours this week so that I can assist you in this class, as well as advise you of appropriate services on campus.
- Be respectful of cell phone use and mp3 players!!! Only use your phone for school/class purposes (calendars, to-do lists, etc.). Failure to do so will count against your class participation grade and embarrassment from my public castigation. I reserve the right to deduct one full percent (from the five available participation points) for every time I catch you texting in class. See my cell phone policy at http://www.youtube.com/watch?v=hut3VRL5XRE&NR=1
- I reserve the right to conference with individual students throughout the semester and to recommend a student visit the Writing Center (see above for locations and times).
- Please understand that to do an adequate job of reading and commenting on multiple papers for 120+ students this semester takes time (usually one hour per portfolio and about half hour per assignment). I will get assignments back to you as soon as I can, but I appreciate your patience in this process since it may take me 2+ weeks (minimum) to get them back to you.
- I will give you the grade you fairly earned based on the criteria of the individual assignments, not the grade you want or feel you need to graduate, please your parents or to maintain a scholarship, honors position, high GPA, or athletic eligibility, etc. The time to worry about your grade is at the beginning of the semester, not the last two weeks.
CO302 assignments provide a variety of writing experiences that you can apply to your roles as scholar, citizen, consumer and aspiring professional. In addition to reading supplemental primary sources about rhetoric and composition in digital environments, these assignments are intended to provide you with the necessary rhetorical knowledge and skills to write for public and professional audiences. The assignments will be explained in detail through our class WordPress blog.
Process Work
Many of the assignments will require you to make multiple drafts before a final, polished draft is turned in for credit. I reserve the right to not accept any assignment without sufficient process work or give a deduction of a full letter grade (10%) for lack of drafts, proof of peer-review critique, and/or submitting work peer-reviewed by someone outside our class for assignments when deemed necessary.
Signing-in for Class 'Canvas' Web Site
If you have used Canvas for another class and you know how to log-in, you can skip to step 4.
- In your Internet browser address bar, enter the URL http://canvas.colostate.edu. This will take you to the log-in page for Canvas.
- Hit the eID Login button and enter your student eID and password, then hit the 'Login' button.
- Choose and click on our course.
- Follow any directions given through WordPress or stated in class. We will mostly use Canvas for class Discussion forums and the gradebook feature.
Instructions for creating a WordPress account will be given in class.


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Lindbergh Plaza
Lindbergh Plaza at Sidney Marcus Boulevard and Piedmont Road is a joint venture of The Sembler Company and NORO Broadview Holdings. The 26-acre property is now home to national chains including Best Buy, Target, Linens-n-Things, Home Depot, Hair Cuttery, Starbucks™, and FedEx/Kinkos™. The plaza includes a number of locally-owned shops like Ash Cigar, European Alterations, Nail Talk, and regional favorite Waffle House. There are several new condo developments going up on Lindbergh Drive.


text:
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There is a thought and belief going around, mainly among Christians, that is very destructive.
I normally don't make definitive statements, but I have to about this: Men and women are created equal. Marriage is a partnership, in every sense of that word.
Last week Mark and Grace Driscoll – Pastor Mark is very influential in some circles of Christianity – came to Sacramento to share their thoughts on marriage, love and sex from what they consider the Biblical perspective. While we need to talk about sex, to destigmatize so love-making is not gross and to keep it beautiful so it doesn't turn into a god, their understanding of the roles of men and women are actually harmful. They are not alone in this belief about marriage and the role of husband and wife. I used to believe this too, but I do not anymore. Many have a particular understanding of some passages of scripture (let alone the way God's Word – bible here – is to be interacted with) and how we are created as men and women. But these unique roles are actually based in "the world" and not in Jesus Christ.
There's much written about marriage and men and women in the Bible. I'll address just a couple of them, but it gets to the heart of the matter, the essence of the Gospel in a world and culture that can strangle the life out of people.
Paul and others wrote the pastoral letters – books written to specific churches in the First CE. In Ephesians and Colossians, typical Roman "household codes" in the description of Christian life are addressed. Both letters address marriage roles for men and women in slightly different ways but both are counter-cultural in a society where men basically owned women in marriage. Paul may have left a "leadership" role for men intact, but the pervasive notion of submitting and love from both husband and wife stand out in his teaching. There's nothing about how they are created differently, with men in a more powerful position and women as the "weaker sex." To do that would actually reflect this particular ancient cultural norm Paul was combating!
The problem with reaching for standardized "leadership" roles for men and women from a Christian perspective is that this measure is actually based upon oppressive cultural mores and not Jesus' gospel. We are all to be respected. We are all to be loved. Equally.
God has created both male and female, but in Christ we are one. To quote another piece of Christian scripture which highlights our equality in God, "There is neither Jew nor Gentile, neither slave nor free, nor is there male and female, for you are all one in Christ Jesus."
This is freedom. We, men and women (including those who "blur" those lines – Queer, Transgender, etc), are created equal and are one in Christ.
If you need a leader in your marriage, seek Jesus Christ not your mate. Husbands, don't oppress your wife. Why would you want to do that to her, your love and if you're fortunate, the mother of your children, anyway?


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1. Its hard to sleep
Thing you learn while walking around in Harvard Square:
1. Dansko's are great shoes, except when walking on old cobblestoney streets. Then they turn under and cause you to almost snap your ankle in two.
2. Tourists don't care if its a great book shop, they just want to know if they can get their Harvard sweatshirts there. Yeah, you're fucking welcome, lady.
Things you do when its really fucking hot outside and you almost broke your ankle a few times while giving directions to asshole tourists:
1. Go home and drink Bud Lite.
2. Drink another, even though its getting close to bed time.
3. Sure, you can pass out drunk just this once. Lite me!
Things that really piss you off after a week of no sleep, twisted ankles, morning hangovers and tourists:
1. Watching suburbanites who only came into the city to see the game ride the bus back to their big ass houses and lawns and don't get up and give their seats to the old guy who is drooling and mumbling to himself, standing RIGHT in front of them, with a very visible and obvious tremor. Show some respect and get up off your tapered Lands End jean-wearing butt and let the poor guy sit down. You're whats wrong with America today.
Things you do in work on Friday after this kinda week:


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A map with fuel stations for your rental car, moto and quad - atv on Paros.
There are several places to get gas on the island.. All of them are open every day during summer time.
There will be always someone there to help you refill your rental car or moped, quad bike, The cost of the unleaded fuel is more or less 1,8 euro per/litter.


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I've come to learn that there's a certain cache if you're a Japanese restaurant on Minden Row/Avenue including the exclusive "K" restaurant which I've only lunched at. With less than an hour to spare on a Friday night, I still tried my luck for a reservation - I have this fetish for having people laugh or sneer at me. Tomi was the second number I dialed and was lucky enough to get the last 3 seats.
I was told I have to settle for sitting at the open kitchen. I said in retort: "Isn't that the idea?" and she tried to explain to me that it's really an "open-kitchen" .. yada yada yada. Well, I wasn't paying much attention already, trying to pack up office before the weekend and racing out to meet the dining companions. I only realized when I got to the restaurant that it is really just sitting by a totally functional and quite the opposite of what one might find at the L'Atelier in Central.
Poring through the menu back and forth, we still settled with the first set dinner (akin to a Kaiseki), and were hopeful of a decent meal. Although service was a little abrupt, we did get served promptly and had our teas refilled now and then. No small talk, no pushy sales.
|Steamed Japanese Hairy Crab or Kegani
First up: steamed hairy crab. Yes, it is as simple as it sounds. But simply done means you can savor the natural sea sweetness of the crustacean. Served with a crab vinegar laced with crushed ginger, this is simplicity at its best.
|Consomme of Abalone and Sharks' FIn topped with Uni
This came together a lot better than it looked. The consistency of the consomme was thicker than usual, which I'm not really a fan of, but the good news is that it was less gooey than the run-of-the-mill Chinese sharks' fin soup. Both the abalone and fin were of passable quality and the Uni and vegetables over the top when stirred into the hot soup, made for a fragrance and taste that was uniquely oceanic in the face of a fresh breeze.
|Assorted Sashimi - Akagai, Ebi, Shima Aji, Tai, Maguro, Ika and Vinegared Mackeral
A decent choice of Sashimi, and while you cannot expect top-notch quality, they were fresh and there was enough variety to actually make this a more substantial course than expected.
|Grilled US beef
Unfortunately, this was in my book, the worst course. The beef was way too chewy for me, and way too much effort to finish. A real pity since the taste wasn't half bad. If only they used a cut that was easier on the molars.
|Steamed Abalone
This was tasty and the abalone was well steamed to be firm but not rubbery, and tasty from the infusion of soy. Nothing overly special but enjoyable, especially after all the work I had to do with the preceding beef.
|Oyster in a half shell
We found it odd that we went back to cold food after several courses of hot food. Perhaps the limited kitchen was a factor, perhaps the young chefs forgot, perhaps, perhaps, perhaps.. but it was a decent oyster served chilled to my liking and really, perhaps, a nice way to "freshen" the palate before the grand finale.
|Kamameshi with Uni and Salmon roe
I really liked the mini Kamameshi topped with Uni and Salmon roe. Allowed to warm with the lid on, the steam wilted the roe and sea urchin without cooking them, allowing the 2 distinct flavours to seep into the rice. The result: a burst of the deep sea on your palate as you chew into each mouthful of rice. Only complaint: the rice wasn't allowed to sit long enough for the sides to get crispy.
|Japanese glutinous rice dumpling with Azuki red bean paste
Dessert was a traditional glutinous rice dumpling akin to a "mochi". They used pretty good quality flour and the dumpling doesn't overly stick to your upper palate as you try to work your way through it. And of course, the only type of red bean paste I enjoy, made from Azuki red beans, smooth and not a trace of "sand" in this healthy dessert, and an uncloying way to end.
It's not Wagyu Kaiseki Den - this is the casual version, but for the price, it's fairly good value.
Tsim Sha Tsui
Tel: +852-2366 1078


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- CherylAsked on June 14, 2016 at 07:24 PM
- JotForm SupportChriistianAnswered on June 14, 2016 at 09:53 PM
Yes, you can create an online employment application and post it on your website using the free subscription. However, please note that free accounts can only receive 100 submissions per month and 100MB of available space for file uploads. Once you have exceeded the 100 submission limit, then you will have to wait until the first day of the next month for the counter to reset and for you to receive new submissions.
I checked your email address and I see that you are currently on the guest account. I would suggest to sign up for a free account to receive 100 submissions a month and have an available space of 100MB. Simply follow this link to sign up: http://www.jotform.com/signup.
If you need further assistance, please let us know.


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I really don't want to be annoying by talking too much about Chris on my blog but then I thought, "Hey, whose blog is this anyway? Also, do I even have actual readers to complain about me to begin with? ha..ha.. ha?"
Also, I promise I'm not gonna be too disgustingly sappy on my blog. That's private for the both of us.
I just want to talk about how I grow as a person through this relationship. I've been in relationships before. Obviously failed ones and I was immature back then. Wait hold on, let me start from how I was before I dated Chris.
Awhile back, I've been really cynical with romantic relationships because I thought people my age only want relationships for fun. I've seen it way too many times. They want to get together because it's fun. I'm ashamed to say that it happened to me too. Not that I was against relationships though but I just don't trust people my age to be serious so I thought I'd rather guard myself from these stuff for awhile and focus on improving myself as an individual. Being in a relationship always felt like a burden to me. I love myself too much to want someone to ruin it for me.
'till I met Chris.
I didn't want to be with him just because I craved for a relationship like I always did. I wanted to be with him because of... well... him. And it was a scary thought at first to have a crush again after years of guarding myself up. I'm bad at emotions I hate it. When I first started knowing him a little, that was me trying to feel the water with my feet before completely diving in. I kept telling myself that it wasn't my time yet that God still has a lot of plans for me... but then I thought, what if this is part of His plan? The way we found out about each other was insane... to the last detail of the story.
I don't know where it's gonna go for us but gosh I hope it works out.
I used to think that all the "couples thing" are obligations and I kept telling myself before that when I have a boyfriend, I have to do this, and that and don't be like that or stop doing certain stuff so he's happy with me. That's why I thought relationships are like chores to me.
However, when it comes to Chris, it all comes naturally to me because I don't do all these stuff just because I have to. It's because I want to. I'm ready to sacrifice a lot of stuff to make him happy and I honestly never felt that way with any guy. Ever.
One thing I also like in this relationship is that, he doesn't take away my sense of individuality. Don't get me wrong I care about him so much but I never feel like he's changing me like how I always thought would happen to me whenever I'm in a relationship. We're simultaneously great as individuals who get to do our own thing but also crazy about each other at the same time. I miss him from time to time but I really respect the fact that he's not slacking on life just because of me.
I'm so grateful to God for him. He's very encouraging and always know what to say whenever I'm in trouble and he's just spoiling me way too much it's insane.
I want to meet him so bad,


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Outlook's recurring appointment feature allows you to quickly and easily create repeated appointments from a single point. So, if you've got weekly meetings, monthly updates or a dinner with friends the first Saturday of the month you can easily add them to your calendar with a few keystrokes. Below are the step-by-step instructions for creating recurring appointments. Continue reading "Creating Recurring Appointments"
Creating Recurring Appointments
Learn how to create recurring appointments in Outlook 2016.


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In a way, this blog entry is a follow-up to my blog Why the Fed Hasn't Created Inflation Yet. I mention this because there is a general relation of interest rates to inflation rates.
Below is a graph of 10 and 20 year US Treasury yields in recent years (2005 to Present). The blip upwards on the right hand side of the chart is what recently happened when the Federal Reserve began talking about removing it's interest rate suppression program (it's bond buying program called quantitative easing). Since we've gotten used to extremely low interest rates, including historically low mortgage rates, the natural question is high how will rates go if and when the Fed exits it's bond buying program.
|US Treasury Yields (Green Line is 7 year note, Blue is 20 year Bond, Grey is the difference)
Here's a really long term picture of interest rates. I find it, well, depressing that long term interest rates today are back to levels similar to those during the Great Depression.
How High Might Interest Rates Rise?
Nobody knows how high interest rates will rise, but you can make some guesses based on inflation expectations and history.
Scenario 1: It's possible that rates will revert to levels prior to the financial crisis starting in 2008. If so, then expect about 5% rates on the 10 and 30 year Treaury bonds, respectively (compared to 2.7 and 3.8% now). See the first chart above. This is highly unlikely as inflation was much higher in 2008 than now. Inflation expectations were also higher as asset bubbles were really "bubbling." The housing bubble burst in that year. See charts below.
CPI inflation was spiking just prior to the financial crisis. See the charts below. CPI inflation was spiking to about 4 or 5% before the bust in early 2008 meaning that inflation-adjusted interest rates were 0 or negative. Now CPI inflation is running less than 2% and trending down slowly. That's a big difference.
Scenario 2: The level of interest rates should give about 1 to 1.5% of 'real' returns after taking into account inflation (and inflation expectations). This is good generalization from history. Since CPI inflation is about 1.5 to 2% today (see the graph below for CPI inflation chart), then interest rates should be 2.5% to 3.5%, which is about the level that we are at today! In this scenario, it appears interest rates may not rise further, or maybe even fall. Afterall, bond yields have been falling for 30 years now---ever since Paul Volcker crushed inflation early in the Reagan years.
The Real Question Might Be: How Low Will Interest Rates Go?
Just judging by the charts (below) of CPI inflation, I think I can see a volatile but dis-inflationary trend since 2011. Compare this chart with the chart showing world economy growth. World growth has been slowly sinking since 2010. It would appear that this downward trend in growth will continue because monetary and fiscal stimulus programs are being (or going to be) slowly unwound both here and in China. In places like China, where government debt levels have rocketed in recent years to levels that are associated with financial crises, stimulus spending must necessarily decline. Chinese GDP will decline too since government "investment" is some 50% of the GDP. The US Federal Reserve will almost certainly back off on it's QE program in the year ahead. There's a good chance of another financial crisis in the years ahead and a good chance of depression conditions.
This trend of CPI inflation and world growth seems to indicate that yields will continue to fall from today's levels.
Here's the graph showing world-wide GDP which is declining since 2010. The worldwide trend toward lower GDP growth continues to this day. See my blog Jeremy Grantham's Personal View of the Stock Market. Lower growth implies lower inflation.
|World Growth Since 2007
Graphs of CPI and Core inflation rates (both graphs from Nordea Market Research):
|Recent CPI and Core CPI Inflation Rates Since 2008 (Blue Line is US Data)
I think there's a good chance that interest rates are fairly valued today. I think the 10 year Treasury bonds will vary from 2.5% to 3.5% in the years ahead. Today, we're at 2.8%. There's also a good chance that the world-wide growth trend downwards might drive interest rates generally lower. If so, then you will make money in bonds in the years ahead.
My investment advice is to buy bonds hand-over-fist if rates rise to 3.5% on the 10 year treasury bond. (I think you can start buying at 3.0% since rates may never rise to 3.5%). I think that will occur in an upcoming short term reaction to the start of QE tapering by the Fed. Buy a good variety of bond funds (corporate, treasuries) in various maturities but lean toward intermediate and longer term maturities for capital gains and better yields.


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Nantong Huasheng Plastic Products Co.,Ltd
Tel: +86-513-86199910
Fax: +86-513-86199911
Mobile: +86-18921632101
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Common plastic food bags are made from polyethylene film, the film toxic, it can be used to hold food. There is a thin film made of polyvinyl chloride, PVC itself is also non-toxic, but according to the film's use of additives is often joined by harmful substances, have some toxicity. This type of film and the films of plastic bags should not be used for holding food. To identify PVC plastic bags and polyethylene plastic bag, can be identified by following simple.
Polyethylene film (non-toxic)
Thin Milky, translucent (a few stacked to observe especially), which feels more lubrication, seems on the surface is coated with a wax layer, jitter, sound brittle, fire flammable, yellow flames, burning mucus drip and smell the burning candles.
PVC film (commonly toxic)
If not pigment, transparent surface in some sticky to the touch, shake, voice low, fire resistant and burning, fire that was put out, the flame is green.
Previous: Plastic Bag Production Process


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It has been an incredibly busy spring for NEXUS members. After our March and April residencies in Houston TX and Potsdam NY, June 5 took us into Noble Street Studios in Toronto, joined by Jamie Drake and Dan Morphy of TorQ, to record Russell's "Birth of Time". June 10 and 11 will see Russell and… Read more »
Posts Tagged: eastman
Birthday Gifts for (and from) NEXUS
NEXUS enters its 45th year, next week! And what a way to usher in this milestone!
Creative Music Making at Eastman – July 14 to 18, 2008
As one of the Eastman School of Music's World Music Institutes in July 2008, Bill Cahn presented a week-long workshop on "Creative Music Making" for participants from Canada and the U.S. The daily 3-hour sessions, based on Bill's book ("Creative Music Making" – Routledge, 2005) gave participants – many of whom had never improvised on… Read more »


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April 20, 2015
The Oneida Indian Nation today revealed the lineup of hot new bars and restaurants that guests can look forward to enjoying at its new Yellow Brick Road Casino. The $20 million gaming venue celebrates the Village of Chittenango's connection with the American classic book "The Wonderful Wizard of Oz".
Yellow Brick Road Casino's just-announced venues stay true to the book's whimsical theme. Guests can "follow the yellow brick road" to great food and drinks at the casino's Oz-themed restaurants and bars, designed to deliver high quality while remaining fast, fun and convenient.
Dorothy's Farmhouse - DOWN HOME GOODNESS. There's no place like home (cooking). From comfort foods to classic favorites, this counter-service restaurant will offer a variety of grill and deli-style options, including burgers, hotdogs and grilled chicken sandwiches, as well as dinner entrees. Open: Daily from 8AM - 10PM
Wicked Good Pizza - WICKED FAST. WICKED GOOD. Indulge in a wicked good selection of authentic pizza this side of Oz (and Chittenango). Wicked good crusts and wicked good toppings make for a wicked appetite at this family-friendly sit-down and take-out pizza restaurant serving New York-style pizza and chicken wings. Open: Sunday - Thursday from 11AM - 10PM | Friday & Saturday from 11AM - Midnight
Heart and Courage Saloon - WHAT WILL YOU WISH FOR? A fierce selection of draft and bottle beers, plus mixed drinks are sure to please. It's always an adventure at this country-western style bar featuring live entertainment from local musicians. Open: Weekdays from Noon - Midnight | Weekends from Noon - 2AM
Winged Monkey - SWOOP IN FOR A DRINK. We've taken the corner bar concept to new heights. Enjoy a mischievously good cocktail, shaken or stirred. At the Winged Monkey, our doors are always open to our guests. Open: Weekdays from Noon - Midnight | Weekends from Noon - 2AM
The official grand opening date of the Yellow Brick Road Casino will be revealed next week.
Once the doors open at this highly-anticipated venue, guests will be able to enjoy action-packed, Oz-inspired fun with more 430 Vegas-style cash slot machines, a 500-seat bingo hall, called the Wizard Hall, an intimate Keno Lounge and the Oz General Store, in addition to the great bars and restaurants.
Yellow Brick Road Casino will also offer convenient parking, easy access to all gaming areas located all on one level, and a smoke-free environment with an outdoor smoking patio. All areas are 18 yrs+ except for Wicked Good Pizza, which is family friendly.
Return to New York Casinos.


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I don't know about you, but strawberries are my absolute FAVORITE fruit, and its almost time for them to be in season again! I may have done a little happy dance when I saw that the strawberry stand by my house was open the other day ;)
In order to celebrate, I thought it would be appropriate to make a healthy strawberry dessert! These strawberry cheesecake bites are not only perfectly portioned, but they are also vegan, gluten free, and paleo. Perfect for any diet!
Strawberry Cheesecake Bites
For the crust:
- 1½ cup raw almonds
- 8-10 medjool dates
- water
For the cheesecake:
- 2 cups raw cashews (soaked overnight)
- 1½ cups fresh strawberries
- ½ cup maple syrup
- ⅓ cup coconut oil
- Juice from 1 lemon
- ½ tsp sea salt
- Drain and rinse the cashews. In a food processor, combine the dates and almonds. Slowly, a little at a time, add water until you see the mixture clump together. Once it looks like it's holding together, press a little bit into the bottom of each muffin cup. I used silicone muffin liners for these, but you can also use paper liners.
- Once all the crust is pressed into the muffin cups, place them in the fridge while you make the cheesecake part.
- In a food processor, combine all the cheesecake ingredients and blend until smooth. Spoon the cheesecake mixture into each muffin cup. Fill them to the top. Once you are done place them in the fridge to chill. They need a good 6 hours or so to set up pretty well. You can speed up the process by placing them in the freezer for a bit though. These can be stored in the fridge or freezer. Whichever you prefer. They should last a couple weeks in the fridge and up to 6 months in the freezer.
I absolutely love this recipe! It's decadent, yet refreshing. A great spring or summer dessert that you don't have to feel guilty about :)
Recipe Credit: My Whole Food Life


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The 'Magia Blanca' Reflex Magazine editorial features an all-white palate of summer styles. From sleek bodysuits to printed frocks, this bold portrait series exudes an effortless sensuality.
From lace-clad pieces to body-hugging silhouettes, this outdoor editorial dares to stand out. Captured by the lens of photographer Alex Santana, model Marianna Di Britto is a definite bombshell, sporting bold makeup looks that complement a sharp-fringed hairstyle.
Sporting a wardrobe of crisp selects and stunning statement accessories, Marianna is a vision in white wearing a mix of streetwear and designer pieces. The model wears pieces from labels that include Lenny, Maria Filo, Alessa, Diesel, Prada, Louis Vuitton, 7 For All Jeans and Ellus among others.
From sleek shapes to sharp lines, the 'Magia Blanca' Reflex Magazine editorial sets sail for summer.
Mischievous Monochrome Shoots
Institutionalized Ivory Shoots
Delicately Draped Designs
Recovering Starlet Shoots
Black Swan Designer Details
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- By: Jana PijakFeb 14, 2012
References: reflexmag.ar & reflexmag.ar
References: reflexmag.ar & reflexmag.ar


text: Actually finished painting these a while ago but didn't get to base them until now. Don't think I'll wait next time to base the entire force at once. As nice as the GZG 15's are I think I'll be doing FWC in 6mm so the other two armies I did will be going. Really like the DRM miniatures and have a Krytonian force next to paint.


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Christmas season coping strategies
The festive season represents a challenging time for anyone wanting to lose or even maintain their weight. Celebrating Christmas and New Year conjures up images of mince pies, trifle pudding, Christmas cake and champagne. So how does one navigate this time without piling on unwanted kilograms?
1. Set your intention: Aim to maintain your weight but do not panic if you gain a kilogram or two. Move away from the ALL or NOTHING mindset, be realistic.
2. Be prepared: Empower yourself with knowledge. If attending lunch or dinner at a friend or relative phone ahead and ask what's on the menu, offer to bring a delicious salad, low carb cheese platter or sugar free dessert. Make sure that there are healthy options available to you.
3. Portion control: Have one plate of food. Practice saying: "that was delicious. I won't have seconds, thanks"
4. Keep moving and possibly step it up a notch: make exercise a part of your daily routine during the festive season. Plan walks in nature, swims in the ocean or just get outside and play!
5. If you do overindulge, don't beat yourself up too much. Try get back on track as soon as possible.
5. Check your mindset: Instead of focusing on feeling deprived by not being able to have bowls full of pudding change your thoughts and perceptions into positive affirmations. Instead of thinking: "Poor me, I can't have any pudding", say: "I love nurturing and nourishing my body with wholesome natural foods".
6. Play the movie through: when wanting to succumb to temptation take a step back and ask yourself: "if i have that slice of cake now how will I feel tomorrow? Is this part of my plan to be happy with my weight?"
Most importantly focus on what's really important during this time. Spend quality time with family and friends making them the centre of your celebration instead of the food.


text: SKILLED In-Branch Banking Consultants (Temp East Rand / PTA): Large Financial institute looking to assist you in trading your skills for cash. Are you an Express Teller/Bulk Teller/C.S.R or have exp in Enquires? Are you an expert when it comes to KARABO/HOGAN? Do you possess an NQF Level 5 qual.


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Don't use tape for recovery!
Tape itself is not necessarily to problem. Tape by and large has proven to be enormously reliable, when handled properly. There are hundreds of ways backups and recoveries can fail, and it only takes one misstep to foul up the process. Sometimes, backups are successful but recoveries fail because we backed up corrupt data or the wrong data. Process is as responsible for failures as something physically breaking.
* A huge percentage of shops have integrated at least some disk into their backup processes. Whether virtual tape libraries, file servers, cheap arrays or whatever, folks have realized that backup is isn't the game, recovery is — and the lion's share of recovery operations occur on data that is pretty darned fresh — so keeping fresh data on disk makes recovering that data much faster and easier. Most of these shops still backup to tape, and rightfully so, but they don't recover from tape, thus dramatically improving their recovery capabilities. Disk-based "protected" storage is going to be a giant market and a savior to many.
* People are beginning to understand their backup worlds. There are now hundreds of thousands of servers that are monitored specifically for backup and recovery success or failure using the likes of Bocada Inc. or WysDM Software Inc.'s tools. It still amazes me that only 2% of you are using these types of tools, but at least some of you are getting wiser. With this type of monitoring and reporting, at least you know when something failed or is out of the loop altogether, and you can do something about it. It can be hard to fix a problem you don't know you have one. (Don't even get me started on why you still don't run storage resource management tools.)
* Backup Software is getting better. Traditional backup software is improving, albeit slowly. It has gone from "it sucks" all the time to "it sucks" some of the time. Subtle, but important.
* Recovery features are much, much better these days. Continuous data protection (CDP) is the greatest invention ever for improving recovery. It has not proven itself to be a business, but it certainly is a feature that you should run everywhere you can. Both true CDP, which captures every single transaction and lets you go back to any point in time, or "kinda" CDP, which is a collection of snapshots, are much better than going to your last full backup tape and layering on incremetals. CDP has probably done more to improve recovery point objectives and recovery time objectives than anything else I can think of since the advent of the backup market.
* Understanding that backup/recovery and disaster recovery are part of the same continuum has helped enormously.
They are both about data protection and providing the ability to recover under a spectrum of outages — from fat-fingered deletions to losing a facility. Replication technologies have enabled big and small players alike to be able to move critical data off-site so that they can recover in a realistic time frame.
In-Sourcing disaster recovery. Nothing is as eye-opening as doing something for yourself. The business model of the outsourced disaster recovery providers is fatally flawed and destined to fail without a complete retooling. Companies have realized that all their disaster recovery guys have provided is an doomsday insurance policy and that disasters and outages occur without being all-or-nothing scenarios — and the disaster guys just aren't geared up for that. They don't even have the capability to test your ability to recover but a few times per year. That won't cut it in today's regulated world, so folks are doing it themselves, and in the process, they find out they can do things they never knew they could. Does anyone really think that an 18-wheeler showing up a week after the building falls down with a ton of servers and storage boxes in it is practical? Even if it was on-site within an hour, how do you recover a petabyte of data sitting on 11,000 tape cartridges before I'm a great grandfather?
So, it ain't about the tape. You need to keep on using tape; just stop using it for recovery. Tape is the end of the line — the worst-case scenario. You need it because it's removable and can sit in a deep bunker somewhere. (Although an interesting company in Boulder, Colo., ProStor Systems Inc., has developed a tape-like cartridge that really has disk inside it — and it has longer media life and better shock-absorbtion characteristics than tape cartridges.) The issue is building a process and infrastructure that minimizes the need to recover from those tapes, and that means building disk-based recovery infrastructure that use a "cache" model – we call it 3DR – to optimize recovery times and points — locally, remotely, and really, really remotely.
So, I hope that the next time I get this question, the answer will be that recovery from tape never fails, because we never recover from tape. But in the interim, help save the planet and your sanity — stop backing up the same exact data to tape a 1,000 times. Back it up four, five or 20 times, but not 1,000. It ain't gonna change, and since you keep all your tapes in the same two places, having a thousand copies is just plain stupid. At $80 bucks a cartridge, that buys a bunch of disk.


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My comrades and I were in desperate need of clean and affordable place to rest on an overnight drive from Cincinnati to Nashville. The night manager attentive and very helpful. The room was just fine, clean, and comfortable.
We stayed at a very nice hotel in Paducah, KY and on the way home, we HAD to stop somewhere because of fatigue. We picked the Comfort Inn/Econo-Lodge in Carrollton. We went to the hotel furthest away from the road and were told there were...More
Appearnce was dirty and had a musty smell. The outside entries were not secure. The air conditioner from the entry on the KFC side caught fire. The smell of pot filled the air. The lobby looked fine but when you went down the halls (...More
Hotel room was ok. They have free wireless internet access. Only thing wrong was there is a BAD smell when you enter the hotel. I don't know if this is caused by stale cigarette smoke, burned oil, or what. It was overpowering and really turned...More
Old Hotel, a lot of transient workers at this hotel. Clean for as old as the hotel seems to be. Nice workers. We booked a two bed room, only had a one bed room left - since there was a problem, gave us the same...More


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Working with Purpose in Long-Term Care
Louisville, Ky. – April 20, 2018 – Over a dozen Signature HealthCARE leaders are convening at the company's home office in Louisville, Ky this week for CEO DON School. It's an intense week of learning outside of the daily whirlwind entrenching leaders into the company culture and industry issues.
"To learn in a hub of other leaders across so many different departments engages our nursing home administrators to be CEOs with fine-tuned knowledge and resources they need to brave this ever-evolving industry," Mary McNevin, Chief Learning Officer at Signature HealthCARE, said. "We take away the chain of command and build collaboration, and the payoff is always big."
From action-based and peer-to-peer learning to real world simulations and minute data, Signature's CEO DON School instills leaders with a powerful toolbox of resources. The week-long training school embodies Signature's guiding principle committing to lifelong learning for all stakeholders.
"The journey of learning never stops. The leaders in CEO DON School this week will take their experiences back to their teams inspiring others."
In a changing industry and regulatory environment, Signature leaders can't predict the future, but they can learn to prepare. And learning is contagious.