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text: HomeNewsTop StoriesDegenstein Library holding book sale Degenstein Library holding book sale WKOK Staff | April 20, 2018 | SUNBURY – Take advantage of some great deals on books at a Valley library. The Degenstein Library officials tell WKOK a book sale is happening today and Saturday. Hours today are from now until 6 p.m. and Saturday from 9 a.m. to noon. All books will be sold at half price Saturday. Tweet Pin It About The Author Written by WKOK Staff

subset: commoncrawl


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By Keith Dawson
This ebook covers the gamut from procuring the ideal gear and software program to tracking brokers, measuring their productiveness, improving patron relationships, and operating an leading edge and effective heart. It contains use of fax-on-demand, interactive voice reaction, electronic mail, and sites.
Read or Download Call Center Handbook: The Complete Guide to Starting, Running and Improving Your Call Center PDF
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Extra resources for Call Center Handbook: The Complete Guide to Starting, Running and Improving Your Call Center
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Substantial research has been completed that demonstrates the effect design can have on increased productivity of building occupants. Times have changed. In the past you could say the chairs, the lighting and the design of the workstation were the most important elements of call center design. Those things are still important, but issues of health and safety are increasingly on people's minds these days. Yeseven in call centers. One architectural firm we spoke to ballparked the cost of fitting out office space for call center use as ranging from $ 22 to $ 38 per square foot.
Kevin Leonard of Strategic Outsourcing Corp. specializes in hiring in bulkhundreds of agents at a time for large, high-end call centers in the southwest. "What most call center people do is call temp agencies," he says. " When you staff by the hundred in a single concentrated area, especially under time pressure, the call center management ends up under the gun, with no real opportunity to check the skills of the pool as a whole. What this means for call center site selection is that the old rules don't necessarily apply.
Page 25 Chapter2 Facilities & Design The furnished environment your agents have to work in for four to eight hours a day affects their attitude more than whether the technology they are using shaves a few seconds off call duration. Their comfort, or discomfort, within that environment has an undeniable effect on the way they deal with customers. And of course, on turnover, which affects long term hiring and training costs. But there's more to call center design than picking out pretty colors and sleek workstations.


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Articles about the dangers of online dating
08-Nov-2016 01:21
If you live in a metropolitan area, there is a good chance that you are being exposed to the radiation on a continual basis and it's hard to say for certain how significant are the effects of this exposure.The fact of the matter is, if you have a cellular signal, you're beng exposed to low-level radiation.The first mobile phones, largely manufactured by Motorola, were used by businesspeople and other folks who absolutely had to stay connected with the office.As the technology got more affordable, consumers started to get in on the cellular action and it just started to snowball.There have been several reports of people who have suffered a variety of conditions, possibly as a result of living near cell towers.The possible dangers of cell phone towers are wide-reaching and numerous.Early towers were few and far between, but the number of cell "sites" has increased more than tenfold since 1994.At this alarming rate of growth, it is nearly impossible to gauge the possible dangers of cell phone towers.
We tell ourselves there's nothing wrong with it, or perhaps it's not that bad, even though we keep it secret.
The cows had reduced milk production and increased behavioral abnormalities.


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As a winter storm hits New Jersey, some schools in Essex County are closing or implementing a delayed opening schedule.
Schools have begun to announce cancellation of classes or delayed openings for Wednesday. The following list of schools will be updated Tuesday night and Wednesday morning:
- Millburn Twp., 1 hour
- Pride Academy Charter, 2 and one-quarter hours
Know of others? Tell us in the comments, or email email@example.com. We'll update when we can confirm.
Marisa Iati may be reached at email@example.com. Follow her on Twitter @Marisa_Iati or on Facebook here. Find NJ.com on Facebook. …read more
Source: NJ.com Essex
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The hip is really a joint that connects our upper leg bones to the pelvis, giving us mobility. Our hip and pelvic bones are continually at the office for all of us, even if we are sleeping. Whether managing your day-to-day responsibilities or relaxing after they are done, your sides will always be playing a job in your work together with your body. They're a significant aspect of your own body's overall stability, comfort, and physical abilities. This explains why injuries to those areas are frequently very inconvenient and very painful.
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A fall accident within the Usa turns into an individual injuries situation if within the situation, a danger or danger of some kind was present around the property and it was neglected through the house owner and for that reason, this hazard caused injury to someone else by making them lose balance striking the floor. This kind of harmful situation can lead to serious injuries, and often, not immediately. After this kind of accident, lots of people get back up and continue on with a full day, simply to notice days later that they're getting severe back pains or any other injuries related issues.
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Facial Plastic and Reconstructive Surgeon
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Job location
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Hi All
I'm new at excel any help is welcome
I downloaded an excel worksheet from my trading software and I would like to filter the dates.
The problem is i get a text filter not a date filter. I think some of the date formats are recognized as texts how can i fix this (changing cell format to date doesn't work)?


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A part of the investment coverage discussion is linked to the invention of several situations of investment via the Petroleum Fund in quite controversial companies, associated with organizations for instance arms generation, tobacco and fossil fuels.
to even more include to my previous comment, do you think that obtaining Oil& Gasoline business encounter just before wanting to enter into Oil & Gas M&A is a good suggestion?
I wish to leverage my big 4 practical experience (if really need to for any 12 months) and my own market analysis to get into IB. What is the best class of action at this time given that im by now in my fifth 12 months and can more than likely have to get started on at huge 4 in Houston? Can i leverage my big four industry unique background, in conjunction with my hobby of Discovering the market and money modeling to get into IB? thanks for almost any feedback.
Its status as one of many continent's most steady democracies Practically seems like an additional bonus. For these explanations, Ghana has grown to be ever more appealing to foreign buyers.
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These solutions enable traders to respond to industry alterations.[12] Specifically, a call alternative provides more an Trader the ideal (but not the obligation) to get a futures deal, known as the strike cost. A place solution presents them the correct (although not the obligation) to promote a future deal.[13] The worth paid for the choice will be the strike rate and it is independent in the futures agreement cost.
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1 well-liked way in which commodities are bought is through what known as a futures deal, and futures investing involves a substantial volume of leverage (which mainly signifies that almost all of your investment is manufactured with borrowed money).
Marine gas rates are soaring and the shipping and delivery market is seeking approaches to harness ocean winds to power oceangoing vessels.
The main credit card debt is probably going attributable to Nigerien federal government dysfunction. Niger knowledgeable its Recommended Site hottest armed forces coup in 2010 and is also within the midst of what has so far been a successful democratic transition, with open nationwide elections scheduled for early next calendar year. But authorities stays opaque and unaccountable, specifically on economic issues.
Now we have a sector professional onboard now who's heading to interrupt it down and explain every little thing for you.
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About soft tampons
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Kosciuszko spent a week there in January 1797, from where he travelled, via Stockholm and Goeteborg, to London.
In London he boarded a ship bound for America. This was not his first visit there. In 1776 he took part in the American Revolutionary War as a colonel in the Continental Army.
In 1794, in Poland, Kosciuszko organised an uprising against Tsarist Russia, whose defeat led to the Third Partition of Poland.
While in Turku, which was on Swedish territory at the time, Kosciuszko was a guest of the Finnish-Italian influential Casagrande family.
The commemorative plaque, in Polish, English and Finnish, is placed on the family's house in the town centre.
The unveiling ceremony, attended by the Polish ambassador in Finland and the town authorities, was preceded by an academic seminar and a concert which featured Kosciuszko's own compositions – polonaises and waltzes.
Kosciuszko was indeed a man of many talents. (mk/rg)


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The health service should increase the size of its graduate scheme tenfold, the Rose review into NHS leadership has concluded.
- "Woefully small" graduate scheme should be extended tenfold
- Senior managers should be required to attend "accredited courses" to show "consistent levels of experience and training"
- Recommendations to ensure data requests "necessary and proportionate" to stop NHS "drowning in bureaucracy"
- Criticism of abolition of strategic health authorities and other changes following Health Act 2012
The long awaited review of NHS management by former Marks & Spencer chief executive Lord Rose was published today as part of a wider package of reforms outlined by Jeremy Hunt.
It made 19 recommendations all of which have been accepted "in principle" by the health secretary. While a DH spokeswoman told HSJ they would work with partner organisations to take forward the recommendations, she confirmed that funding had not been identified for the expansion of the graduate scheme.
The review recommends responsibility for the NHS Leadership Academy should be transferred to Health Education England and that the NHS graduate scheme should be "reviewed, refreshed and extended tenfold".
The report describes the current scheme as "woefully small and underpowered".
Hunt's 25 year vision
- Watch the speech: Hunt on making healthcare 'more human'
- Rose review: NHS graduate scheme should expand tenfold
- US corporation brought in to help five trusts
- Pay review says doctors should lose weekend opt-out
- Health secretary sets out '25 year vision'
- Pay review body backs seven day services
- Rose review: Health Education England to take over Leadership Academy
- New body takes over NHS England responsibilities
- Patients to be told CQC ratings to encourage 'informed' hospital choice
- Monitor/TDA merged body to be called NHS Improvement
- Professional codes 'fit for purpose', Keogh reports
- Online retail guru to boost NHS use of digital innovations
- US corporation brought in to help improve five trusts
- Hunt issues ultimatum to BMA over seven day working
- HSJ Live: Hunt unveils "25 year vision", plus reaction
- Leader: Hunt battles his 'inner Stalin' to deliver the NHS's 'reformation moment'
It also recommends that senior managers should be required to attend accredited courses to show "consistent levels of experience and training have been reached".
On completion of this course, individuals would then "enter a senior management talent pool open to all trusts".
The review says NHS performance management is "haphazard and weak", and that a "simple, rational appraisal" should be developed involving a "balanced scorecard" for individuals and standardised appraisals for senior managers across the health service.
According to the report, the NHS is "drowning in bureaucracy" with "too many organisations asking for similar returns of data".
It notes that many of the requests "are driven directly by NHS England and the Department of Health".
Greater independence should be given to clinical commissioning groups through the creation of an officer to ensure requests are "necessary and proportionate", with NHS England and the DH required to produce a "burden impact assessment" prior to requesting information.
Health Act slammed
The Rose review is critical of a number of changes brought about by Health Act 2012, such as the abolition of strategic health authorities.
"The disappearance of the [strategic health authorities] means there is no one to lead any region in a collaborative reconfiguration over the longer term," it notes.
It adds: "Many continue to mourn the loss of SHAs."
The review claims the health service is "drowning in bureaucracy" because of a proliferation in oversight bodies as "the NHS has become more fragmented and more distant from government".
Multiple responsibilities for monitoring and compliance had "spawned an industry of data collecting".
"All recent reforms have been about devolving the system. Now there is no one system leader; so all are vying for territory," it notes.
The review also heard that "the system is creaking and that competition is causing harm, even that there has been too much competition".
There had been "enormous change in the NHS in the last two years", but people had not been equipped "personally or professionally to manage change and to make themselves properly able to do what is asked of them".
New safety investigation body 'will operate without fear or favour'
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Here we provide some of the latest Government recruitment examination results 2012 and the answer keys of the State of Tamilnadu that had been recently released online.
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The Tamil Nadu Uniformed Services Recruitment Board TNUSRB had published the final recruitment exam results 2012 that was conducted for the common recruitment of candidates for Grade II Police Constables, Jail Warder and Firemen.
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New Documentation On US Sanctions Moves
The following documentation regarding recent moves on the US Sanctions frontcomprises: the text of letters to US Secretary of State Madeleine Albright from USSenators Alfonse D'Amato and Sam Brownback voicing opposition to the proposed South Parsgas development deal between Iran and the French company Total; and a statement by DeputyAssistant Secretary of State William Ramsay opposing proposed legislation in Congressdesigned...
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Welcome to the centenarian club, MattieMukilteo resident celebrated his 100th birthday last week
The odds of living to be 100 are not very high.
According to the U.S. Census Special Report on Centenarians, there were 53,364 centenarians in the United States in 2010, or about 1.73 per 10,000 people.
Not great odds.
Combine those odds with serving in the Navy in WWII?
I'm no mathematician or odds maker, but I can probably assume the percentage would get far worse.
Someone who beat all those odds and joined the centenarian club is Mukilteo's own Mattie Martin, who, on Feb. 7, joined members like Bob Hope, Beverly Cleary and George Burns in living to 100 years old.
Martin has lived in Mukilteo for 32 years in the Harbour Pointe area, and is a charter member of the Mukilteo YMCA and an avid swimmer.
Wendy Wojcik, Martin's water fitness instructor at the Mukilteo YMCA, believes his swimming likely plays a role in his longevity.
"He swims every day, and that is one of the reasons why he has lived so long and is so healthy," Wojcik said.
Martin was born in New York City, and his family moved to Brooklyn before he started school. He says he started swimming in the Atlantic Ocean when he was 7 years old.
Martin attended Public School 162 and New Utrecht High School in Brooklyn.
He worked at a garage his family operated, which housed more than 100 cars in the '30s, and ended up joining the Navy during WWII at 25, and remained in the Navy for 20 years.
Martin met his wife Joyce in 1943, 75 years ago, and married her three years later, right after WWII.
Together they have three children: Richard of Kirkland, Carol of Mukilteo and Ruth of Everett. They also have six grandchildren and 13 great grandchildren.
Why Mukilteo for Martin?
"Nice neighborhood, nice neighbors, great YMCA, and close to our daughter," Martin listed.
According to Joyce, Martin is quite the family man.
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Even being with him for more than 70 years, Joyce doesn't think he looks or acts 100.
"No, I would not guess he is 100—more like 80-85," Joyce said.
Joyce also said Martin has been an avid reader his whole life.
"He favored non-fiction and technical books," Joyce said. "Often as a teenager he had four to five books going at the same time. If he needed more information on a subject, he took the train into New York and went to the big library there."
Joyce said Martin has lived this long as he's luckily had good health and little stress, and has stayed interested in his hobbies, travel, and reading.
She, like Wojcik, thinks his swimming has played a large role in that as well.
How did Martin celebrate the special occasion? He partied with his family.
"Had two parties: first, on Feb. 7, we had a party at our home with family," Martin said. "Then, on Sunday (Feb. 11), we had an open house for friends, neighbors, and family.
"Only three members of the family were unable to be here due to colds and away at college. It was a great party."
So once again, happy birthday to Mattie Martin.
Chances are you can catch him swimming laps around others at the Mukilteo YMCA.


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Influence of temperature on fracture initiation in PET and PA66 fibres under cyclic loading
- 139 Downloads
- Citations
The fatigue of single thermoplastic fibres has been well documented to occur in a reproducible manner when they are subjected to certain cyclic loading conditions. The fatigue fracture morphologies of these fibres are very distinctive and differ markedly from other types of failure. This type of behaviour, which is clearly seen with the unambiguous tests on single fibres, must reflect behaviour of fibres in more complex structures which are subjected to cyclic loading. Only limited numbers of reports have, however, shown similar fracture morphologies with fibres extracted from fibre bundles embedded in a matrix material such as rubber. Usually the fractured ends of fibres taken from structures are seen to be shorter than those obtained in single fibre tests and also they show more complex and confused crack growth. The present study reveals that the low thermal conductivity of the fibres, exacerbated when they are embedded in a rubber matrix, leads to very high temperature rises, which is not the case in single fibre tests and under these conditions, crack initiation occurs across the fibre section instead of being restricted to the near surface region. Tests on single fibres at temperatures up to and beyond the glass transition temperature have shown how the fracture morphologies become modified. The fatigue process has been seen to become generalised throughout the fibre and failure occurs due to the coalescence of several cracks, some of which are initiated in the core of the fibre. In all cases, the cracks can be seen to have been initiated by solid inclusions in the fibres.
KeywordsFatigue Fatigue Crack Fatigue Failure Fracture Morphology Slow Crack Growth
The authors wish to express their thanks to Y. Favry and A. Piant both for their technical assistance and their contributions to the discussion.
- 1.Bunsell AR, Hearle JWS (1974) J Appl Polym Sci 18:267CrossRefGoogle Scholar
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- 9.Le Clerc C, Bunsell AR, Piant A (2006) J Mater Sci 41:7509CrossRefGoogle Scholar
- 10.Bunsell AR, Oudet Ch, Veve J-Ch (1986) J Mater Sci Lett 5:1101CrossRefGoogle Scholar
- 11.Bunsell AR, Hearle JWS, Hunter RD (1971) J Phy E: Sci Instrum 4:868CrossRefGoogle Scholar
- 12.Hearle JWS, Lomas B, Cooke WD (2000) Atlas of fibre fracture and damage to textiles, 2nd edn. CRC PressGoogle Scholar
- 13.Marcellan A, Bunsell AR, Piques R, Colomban Ph (2003) J Mater Sci 38:2117CrossRefGoogle Scholar
- 14.Marcellan A, Colomban Ph, Bunsell AR (2004) J Raman Spectroscopy 35:308CrossRefGoogle Scholar
- 15.Yabuki K, Iwasaki M, Aoki Y (1986) Text Res J 56:43CrossRefGoogle Scholar
- 16.Winkler EM (1991) Text Res J 61:441CrossRefGoogle Scholar
- 17.Naskar AK, Mukherjee AK, Mukhopadhyay R (2004) Polym Degrad Stab 83:173CrossRefGoogle Scholar


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Hi Everyone,
I wonder if you can help me. I have an MKV file, which when played on my TV is showing many small lines across the video. It seems that the video needs to be deinterlaced.
Can anybody recommend some good free software that can do this job in a fast effective way? Encoding the video with Handbrake might be an option, but it will take a long time.
Thanks in advance.
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+ Reply to Thread
Results 1 to 8 of 8
Best if you can provide a 10 - 20 second sample showing the problem
Thanks. Have just found out that the video is a simple remultiplex and no audio or video transcoding has been performed. Assume this is the problem.
What would you suggest I do ?
Do you know the best software to deinterlace the video?
No, because the best software will be invented next year, or the year after...
But recoding, similar to Handbrake, would be necessary. No conversion including really good deinterlacing would be faster than a conversion without any.
And if you are really unlucky, then your video has been scaled vertically already, means, the "small lines" you see are already a sign for irreparable destruction. Thus, to be certain about it, we would have to inspect it.
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text: In lack of another cab at the moment, I'm contemplating letting my 100 watt head power a 60 watt 2x12 cab. IF it without risk of damaging anything. So I'm wondering if anyone can tell me if this combination a: won't do any harm to neither amp or cab, b: will probably damage something, or c: will surely damage something? From my limited knowledge I'm guessing towards b; probably something will get damaged... A thousand thank you's for any advice!


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It is small utility to backup/Restore EFS for Smamsung galaxy NOTE 8,S8 and S8+
Features :
This tool simply Backup/Restore efs.img partitions.
-You must have device ROOTED.
-Enable USB debugging
-To make backup - select EFS Backup Restore SMG N8/S8
From next screen you have to press backup option icon, Backup files will be stored to MyEFS folder as well MyEFSbackup/myEFS_mm_dd-yyyy-hr-mm_Device IMEI folder on device storage. This will make backup of required partition Also you will found build.prop file in backup folder, which is just to get information about your ROM while backup was created. Also last backup will be saved in MyEFS folder on device storage.
In case your device varient variant doesn't supported then will get notification about this. from same screen you will have option to mail to developer for issue.
-Auto backup - This is experimental feature. You can enable/Disable it from Backup/Restore menu page. Selecting this option will make auto backup when there is a new ROM version found. ROM version info will be collected from build Display ID. Any manual changes to this also backup will be created
-To restore, This will use last backup stored in Device storage/MyEFS folder. Make sure this folder contains required files. In case you needs to restore earlier backup, you have to manually keep older backup files to Internal storage/MyEFS folder. TO RESTORE backup you need to LONG PRESS restore icon. (to prevent accidentally tap)
Note : This application is not for just playing around, DON'T restore just to check/test application, Restore option must be used only when you really needs it.
If you don't know what is EFS and why you needs to restore, Don't use it. Read XDA thread for further info.
We can't guarantee this will surely works on every case, you can use at your own risk. Also note that you can restore only backup which you have made on same device only.
You are allowed to use this product only within the laws of your country/region. SharewareOnSale and its staff are not responsible for any illegal activity. We did not develop this product; if you have an issue with this product, contact the developer. This product is offered "as is" without express or implied or any other type of warranty. The description of this product on this page is not a recommendation, endorsement, or review; it is a marketing description, written by the developer. The quality and performance of this product is without guarantee. Download or use at your own risk. If you don't feel comfortable with this product, then don't download it.


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All the world's a stage ... and you better have a zoning variance or it's coming down. Votes: 0William Shakespeare
Never tell me the sky is the limit when the zoning code clearly imposes a stricter limit. Votes: 0Paul Brandt
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The argument about zoning and the presidency of Nigeria is like the philosophical argument of the egg or the hen. Who is older through the evolutionary process, who came first? Votes: 0Goodluck Jonathan
For every young person living on the streets tonight, there are many at home zoning out inside their homes through video games, and even more who disengage from school. These are direct effects of internalized discrimination based on their age.Adam Fletcher


text:
First flooded, then fleeced: Victims forced to pay out thousands despite being promised £180million in Government insurance three years ago
- Flood victims facing financial ruin due to delays in affordable insurance
- Government-backed Flood Re aid scheme will not be in place until April
- It was first mooted in 2012 and should have been launched last July
- Insurance premiums and excess charges have shot up in past month
Thousands of flood victims whose homes and businesses were ravaged in the storms are facing financial ruin because a Government-backed scheme giving them the legal right to affordable insurance has been delayed.
The needless hold-ups have heaped more misery on families whose lives have been devastated by the torrential downpours. They now face horrendous repair bills they cannot pay.
A Mail on Sunday investigation has revealed that the scheme, called Flood Re, was first mooted in 2012 and should have been launched last July, but because of the Government and the insurance industry dragging their feet it was called off twice and now will not be in place until April.
Paul and Lesley Ward, pictured, tried to insure their home in Lancashire against floods to no avail
The Wards stone-built cottage, pictured, was flooded and their new £50,000 kitchen ruined
Tory MP Nigel Evans, whose Ribble Valley constituency was severely hit by the floods, reacted angrily to our findings and said he would demand a full explanation from the Prime Minister.
He said: 'I expect there to be a full statement when Parliament resumes on Tuesday, otherwise there will be questions from the MPs whose constituencies have been affected by what amounts to a wave of misery, pain and torment.
'I want a full day of Government time to be devoted to a debate in Parliament. I'll be in contact with the Prime Minister and will expect a full statement.'
It is feared that many of the estimated 500,000 people living in flood-risk areas have been priced out of the insurance market by shockingly high premiums and ludicrously high levels of excess, while some have been refused any insurance at all.
Martin Drayton and Faye Gostelow, left, were told to pay a £5,000 excess charge on their insurance for their West Yorkshire home while single parent Sue Cashmore, right, saw her premium increase ten-fold
Miss Cashmore's property in Cockermouth, Cumbria, pictured, was badly damaged by the waters
Debt-ridden victims interviewed by this newspaper include:
- A single-parent nurse who had to abandon her insurance after the company told her it was increasing her premium nearly ten-fold from £375 to £3,000;
- A couple in their 70s who thought the damage to their home would be paid for but discovered their excess had been subject to a 'small-print' increase from £100 to £5,000;
- A family who were told that their insurance company was no longer prepared to cover them were then refused even a quote by every firm they approached.
The insurance industry came up with the idea of Flood Re after intense criticism over its handling of previous claims.
There was also political pressure on industry chiefs to improve performance as MPs were bombarded with complaints from constituents in high-risk areas about the way they had been treated after submitting water-damage claims.
Under the Flood Re strategy, the home-insurance costs of people living in high-risk areas will be subsidised by adding a £10.50-a-year levy to all household premiums.
Rescue teams evacuated people from their homes in Cumbria, pictured, last month
NHS nurse practitioner and single parent Sue Cashmore faced a ten-fold rise in her premiums after making a flood-damage claim.
The quote from Zurich shot up from £375 to £3,000 a year - a sum she could not afford.
It meant she was not insured when her house in Cockermouth, Cumbria, was flooded after the River Derwent burst its banks.
Miss Cashmore, 55, now faces a £12,000 repair bill.
'I'm so angry', she said. 'I've worked hard all my life and pay my taxes and this is how I am treated.'
The cost of the scheme, about £180 million a year, will be collected from insurers by Flood Re, which is run by the Association of British Insurers (ABI) with the backing of the Department for the Environment.
Defra said it was unable to name insurers who had signed up to the scheme because the information was 'commercially sensitive'.
Many householders in flood-risk areas believe some insurance firms are happy to see the scheme delayed because they have been able to protect their profits by massively hiking premiums and excesses to get high-risk customers off their books.
But ABI spokesman Malcolm Tarling said: 'Insurance is a competitive market and we always suggest that wherever possible customers shop around.
Waters rose almost to roof level at some homes in Mytholmroyd, West Yorkshire, pictured
When a muddy torrent of flood water poured into their 189-year-old riverside cottage, pensioners Faye Gostelow and Martin Drayton could at least take comfort from knowing that they were insured against damage.
But when the couple from Mytholmroyd, West Yorkshire, phoned to submit their claim, insurers Ageas told them that they would have to pay the first £5,000 as an excess charge.
Mr Drayton, 71, said: 'The original excess was for the first £100 and it's unacceptable that they have imposed such a massive increase without discussing or writing to me about it.'
Ageas said the excess the couple would have to pay had been stated in their policy booklet.
'We would refute any suggestion that the industry is not addressing concerns about rising flood premiums for flood-risk customers.
'This is exactly why it has developed Flood Re – to enable homeowners who would otherwise struggle to get it to be able to access affordable flood insurance.'
Flood Re's two most senior figures are chief executive Brendan McCafferty, who used to work for insurance giant Towergate, and chairman Mark Hoban, a former Tory Treasury Minister who featured in the 2009 parliamentary expenses scandal after submitting receipts for an £18 bath mat and an £18 car brush.
The salary for Mr Hoban's first year at Flood Re has been set at £150,000, subsequently dropping to £100,000.
Storms Desmond, Eva and Frank all contributed to heavy flooding in northern England and Wales
Lesley and Paul Ward had no flood insurance when the River Calder broke its banks and washed through their £750,000 stone-built cottage.
But it wasn't for the want of trying - they had made desperate efforts to get cover after being flooded in 2012.
Their then insurance company settled that claim but told them they would no longer cover them.
Mr Ward, 45, an executive for a fire alarms firm, and wife Lesley, 41, a sales manager, tried to find a new company but to no avail.
The couple and their children had to flee their home in Whalley, Lancashire, on Boxing Day - and returned to find their new £50,000 kitchen ruined.
He is thought to spend some seven hours a week on Flood Re work. Mr McCafferty's salary is understood to be more than £250,000, but details of his remuneration package will be revealed only when the organisation's first set of accounts are published later this year.
Flood Re's operations director Aidan Kerr said: 'It's only since Brendan came into office that we've taken a strong, objective look at how long it will take us to get this world-first, incredibly complex scheme right first time. We are working on it as fast as we can.'
But Mr Evans said: 'The dilly-dallying has inflicted enormous misery and stress on countless thousands of people who have been unable to get flood insurance or have had insane excesses imposed on them, which is tantamount to no cover at all.'
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Enjoy this shopping event benefiting Communities in Schools of Miami. Indulge in bubbles and light bites while you shop. For over 25 years Communities In Schools of Miami has been helping students achieve in school, graduate and go on to bright futures. Their mission is to surround students with a community of support, empowering them to stay in school and achieve in life. CIS Miami will receive 20% of all sales from in-store purchases during the event. Visit www.kendrascott.com to see all available items. RSVP on Facebook: https://www.facebook.com/events/177691333053927/


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I had 1ml of Voluma put in my cheeks last week. Is this the normal amount?
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We know you're pushed for time. So we considered dozens of shoes from this year's ranges, and picked out our 2 favorites. Choose one of these shoes and you'll be back on the road (or treadmill) in no-time.
New Balance M890V4
The V4's are the new kids on the block; the new and improved New Balance 890V3.
The lightweight construction of the New Balance M890V4 means no excess pressure is put on the knee.
More importantly, the M890V4 has an integrated ABZORB cushioning. This technology has been developed with one thing in mind; shock absorption.
Impact from each step travels through this cushioning before hitting the body, and it's noticeable, when comparing it to standard road running shoes like the Asics Dynaflyte.
Adidas Supernova Sequence 9
Adidas have been making some headway in the running market, especially with technologically advanced running shoes; the Adidas Supernova Sequence falls right into that category.
The Supernova Sequence shoe focuses more on overall support than shock absorption, although the construction has impact cushioning integrated into it.
New Balance M890v4 or Adidas Supernova Sequence 9?
For knee support, rather than reducing pain caused from running, the Adidas Supernova Sequence 9 wins; hands down. They'll continue to offer this support even on long distance runs.
But, for combating knee pain whilst running, the New Balance M890v4 ABZORB technology is much more efficient…not to mention they are around $30 cheaper.
Didn't Find What You Were Looking For?
Check out our other best running shoes guides.