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Prevailing Intercessory Prayer
Prevailing prayer means intercessory prayer that works!
Andrew Murray | History-Changing Author on Prayer and Victory
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Great Christians: Their Books and Sermons
Andrew Murray
Regarding Prayer
Regarding Healing
Practical Christianity
(links to 40 pdf books)
A Brief Biography
Andrew Murray was the second child of Andrew Murray Sr. (1794-1866), a Dutch Reformed Church missionary sent from Scotland to South Africa. Andrew Murray was born on May 9th, 1828 in Graaff Reinet, South Africa. His mother had connections with both French Huguenots and German Lutherans.
In 1838, when Murray was ten, he and his brother John went to study in Scotland. They went to train with their uncle, the Rev. John Murray. In the spring of 1840 the revivalist William C. Burns came and spoke in Aberdeen, Scotland. Burns made a deep impression Andrew. He was staying at his uncle's house and they spent long evenings sharing about the work of God. Burns had been instrumental in the great Kilsyth Revival of 1839. His heart was constantly broken over the lost, and he would weep and pray for hours for their salvation. Andrew would listen, with awe, as Burns would preach, and he saw a model of what he would like to become. Andrew and John attended Marischal College and graduated in 1844.
From there, they both went to the University of Utrecht where they studied theology. The two brothers became members of Het Rveil, a religious revival movement opposed to the rationalism which was in vogue in the Netherlands at that time. Both brothers were ordained by the Hague Committee of the Dutch Reformed Church on May 9, 1848 and returned to the Cape.
Murray married Emma Rutherford in Cape Town, South Africa, on July 2, 1856. They had eight children together (four boys and four girls).
Andrew pastored churches in Bloemfontein, Worcester, Cape Town and Wellington, all in South Africa. He was a champion of the South African Revival of 1860.
Murray's life was preaching and teaching. Then tragedy struck. In 1879 he became ill and his throat was impacted. He lost his voice and began the two "silent years". These years molded Murray in a new way. He surrendered everything to God. He came to a place of deep humility and love for God and for others. He met with Otto Stockmayer to get a deeper understanding of the theology of healing. In 1881 he went to London to Bethshan, a faith cure home started by W. E. Boardman. He was completely healed there and never had trouble with his throat again. From that point on he knew that the gifts of God were for believers today, and taught and wrote about it. In 1882 he attended the Keswick Convention. This convention emphasized "Holiness" and "Deeper Life" themes. Eventually, in 1895, he became a featured speaker.
Over his lifetime, he wrote more than 240 books, all of which were dictated to his wife Emma or his daughter, due to his inability to write clearly.
His methods of work during the latter years of his life are thus described by his daughter: 'He sits up very straight in his study chair, and dictates in a loud, clear voice, as though he were actually addressing his audience. His hours of work are usually from 9 or 10 till 11 in the forenoon, during which time two or three chapters of a book are completed. He is very particular about punctuation, and always says: "New paragraph," pointing with long, slender finger to the exact spot on the paper where the new line must commence, "fullstop," "comma," "colon," "semi-colon," as the sense may require. Should his secretary perpetrate some mistake or other in spelling, he would make some playful remark like: "You will have to go back to the kindergarten, you know." At 11 o'clock he would say: "Now give me ten minutes' rest; or no, let us write some letters for a change." Then half a dozen letters would be quickly dictated, in reply to requests for prayer for healing, for the conversion of unconverted relations, for the deliverance of friends addicted to drink, or, it might be, business letters. He always dictated in a tone of great earnestness, and was specially anxious to get a great deal into a page. "Write closer, closer," he often repeated. When near the end of the foolscap page, he said: "Now the last four lines for a prayer"; and then he would fold his hands, close his eyes, and actually pray the prayer which ended the written meditation.
He died on January 18, 1917, four months before his eighty-ninth birthday. Over the years he influenced many, including Jessie Penn-Lewis, a key figure in the 1904-1905 Welsh Revival.
A Longer Biography
Andrew Murray
Murray Resources
Stories from Andrew Murray's Life
(and his Family's Life)
The Heritage of a Godly Mother
"I never said much... but just tried to live as well as I could."
An excerpt about Andrew Murray's Family: "The young preacher from Scotland saw a fair Dutch girl who attracted his attention. He was at the impressionable age which sooner or later comes to most young men, and, to make a long story short, he wooed and won this fair girl, and, as a bride of only sixteen years of age, carried her off to the parsonage in Graaf Reinet, a flourishing village in an oasis of the Karoo, or desert lands of South Africa. Here a family of seventeen children were born, twelve of whom lived to grow up, and I was told, when in Graaf Reinet, that each of these children averaged twelve children of their own, though some had several more. Most of them grew up to manhood and womanhood, and became preachers or preachers' wives, missionaries, or teachers, or religious workers of eminence in some sphere, scattering all over South Africa and making their influence felt for good wherever they went...." (
Read the rest of the story
The Founding of Huguenot College
(Founded and Built Up in Prayer)
An introductory excerpt from Andrew Murray's life: "It was not the building up of one institution, but of many that became in one way and another linked with the first. It was not the problem of one section of the country, but of the nation, of the continent. It was not only the spiritual and intellectual development of the students for themselves, but how they might best be fitted to meet the growing needs of others. There were teachers to be trained who should instruct many-first there was a teachers' class, and then a normal training school. There were missionaries to be prepared by study and practice for their great work-first there was a mission training class, and then a Bible training school. There were those who must be ready for positions of responsibility at the head of large boarding and day schools, those who were to be leaders in thought and spiritual power-first there was a collegiate class going further than the high-school course, and then there was a college, the earliest for young women in Africa. It was a small beginning, but it has grown, and God has blessed it...." (
Read the rest of the story
A Brief History of Huguenot Seminary
(and the ongoing influence of Mary Lyon's Holyoke Seminary on Andrew Murray)
An excerpt about Andrew Murray's father: "This man of God, Andrew Murray, nearly twenty years ago, buried two young children at his African home; and, as Mrs. Murray expressed it, "their hands seemed emptied, and ready for some work with which the Lord was waiting to fill them." The bereaved husband and wife went in December, 1872, to the seaside to rest, and there they read together the marvelous life of Mary Lyon. So thrilled were they by that story of heroism that they sought to obtain everything that could further inform them of the subsequent history of the Holyoke Seminary and its pupils, and eagerly devoured the story of Fidelia Fiske, the Mary Lyon of Persia. Just at this time the descendants of those Huguenot refugees living at Wellington were proposing to build some monument or memorial to their ancestors; and Mr. Murray was strangely and strongly impressed that the best memorial they could rear was just such a school for their daughters. The schools scattered through South Africa were neither such as the mind nor morals of the girls needed; few of them were fitted to train souls for service here or glory hereafter...." (
Read the rest of the document
Some Sermons of Andrew Murray
The Kingdom First
"Give up EVERYTHING for it...."
An excerpt from Andrew Murray's sermon: "... But now comes the important question, "How can I attain this?" Here we come to the great question that is troubling the lives of tens of thousands of Christians throughout the world. And it is strange that it is so very difficult for them to find the answer; that tens of thousands are not able to give an answer; and others, when the answer is given, cannot understand it. The day the centurion found his joy in being devoted to the Roman Empire, it took charge of him with all its power and glory. Dear friends, how are we to attain to this blessed position in which the Kingdom of God shall fill our hearts with such enthusiasm that it will spontaneously be first every day? The answer is: First of all, give up everything for it. You have heard of the Roman soldier who gave up his soul, his affection, his life, who gave up everything to be a soldier; and you have often seen, in history, ancient and modern, how men who were not soldiers gave up their lives in sacrifice for a king or a country. You have heard how in the South African Republic not many years ago the war of liberty was fought. After three years of oppression by the English the people said they would endure it no longer, and so they gathered together to fight for their liberty. They knew how weak they were, as compared with the English power; but they said, "We must have our liberty." They bound themselves together to fight for it; and when that vow had been made, they went to their homes to prepare for the struggle. Such a thrill of enthusiasm passed through that country that in many cases, women, when their husbands might have been allowed to stay at home, said to them: "No, go, even though you have not been commanded." And there were mothers who, when one son was called out to the front, said: "No, take two or three." Every man and woman was ready to die. It was in very deed, "Our country first, before everything. " And even so, friends, must it be with you if you want this wonderful Kingdom of God to take possession of you...." (
Read the rest of the sermon
That God May Be All in All
An excerpt: "
I must accept His will in every providence. Whether it be a Judas that betrays, or whether it be a Pilate in his indifference who gives me up to the enemy; whatever the trouble, or temptation, or vexation, or worry, that comes, I must see God in it, and accept it as God's will to me. Trouble of any sort that comes to me is God's will for me. It is not God's will that men should do the wrong, but it is God's will that they should be in circum-stances of trial. There is never a trial that comes to us but it is God's will for us, and if we learn to see God in it, then we bid it welcome." (
Read the rest of the chapter
Andrew Murray on Prayer
The Conditions of Answered Prayer
An excerpt: "
It is far easier to the flesh to submit without the answer than to yield itself to be searched and purified by the Spirit, until it has learnt to pray the prayer of faith." (
Read the rest of the document
The Certainty of Answers
An excerpt: "According to this teaching of the Master, prayer consists of two parts, has two sides, a human and a Divine. The human is the asking, the Divine is the giving. Or, to look at both from the human side, there is the asking and the receiving—the two halves that make up a whole. It is as if He would tell us that we are not to rest without an answer, because it is the will of God, the rule in the Father's family: every childlike believing petition is granted. If no answer comes, we are not to sit down in the sloth that calls itself resignation, and suppose that it is not God's will to give an answer. No; there must be something in the prayer that is not as God would have it, childlike and believing; we must seek for grace to pray so that the answer may come. It is far easier to the flesh to submit without the answer than to yield itself to be searched and purified by the Spirit, until it has learnt to pray the prayer of faith. It is one of the terrible marks of the diseased state of Christian life in these days, that there are so many who rest content without the distinct experience of answer to prayer." (
Read the rest of Andrew Murray's thoughts on the subject
The Power that Comes Through Prayer
An excerpt from this article: "To the Christian who is not abiding wholly in Jesus, the difficulties connected with prayer are often so great as to rob him of the comfort and the strength it could bring. Under the guise of humility, he asks how one so unworthy could expect to have influence with the Holy One. He thinks of God's sovereignty, His perfect wisdom and love, and cannot see how his prayer can really have any distinct effect. He prays, but it is more because he cannot rest without prayer, than from a loving faith that the prayer will be heard. But what a blessed release from such questions and perplexities is given to the soul who is truly abiding in Christ! He realizes increasingly how it is in the real spiritual unity with Christ that we are accepted and heard. The union with the Son of God is a life union: we are in very deed one with Him—our prayer ascends as His prayer. It is because we abide in Him that we can ask what we will, and it is given to us." (
Read the rest of the document
Promoting Intercessory Prayer
This document is adapted from his introduction to the book the Ministry of Intercession. Here he points out that he wrote With Christ in the School of Prayer to make two points: (1) That God wants to answer our prayers; (2) That those answers depend on certain conditions being met. Over time Murray became convicted that the fully consecrated life was the GREAT condition. Accordingly he wrote the second book to promote more intercessory prayer that would obtain answers. Note the following paragraph:
"It became clear that the power to pray the effectual prayer of faith depended upon the life. It is only to man given up to live as entirely in Christ and for Christ as the branch in the vine and for the vine that these promises can come true. "In that day" Christ said, "ye shall ask in My Name." It is only in a life full of the Holy Spirit that the true power to ask in Christ's Name can be known. This led to the emphasizing the truth that the ordinary Christian life cannot appropriate these promises. It needs a spiritual life altogether sound and vigorous to pray in power. The teaching naturally led to press the need of a life of entire consecration." (
Read the rest of the introduction
With Christ in the School of Prayer
This is considered by many one of the best books ever written on prayer. It should be required reading!
An Excerpt from Murray's wonderful book:
"There is a twofold use of prayer: the one, to obtain strength and blessing for our own life; the other, the higher, the true glory of prayer, for which Christ has taken us into His fellowship and teaching, is intercession, where prayer is the royal power a child of God exercises in heaven on behalf of others and even of the kingdom. We see it in Scripture, how it was in intercession for others that Abraham and Moses, Samuel and Elijah, with all the holy men of old, proved that they had power with God and prevailed. It is when we give ourselves to be a blessing that we can specially count on the blessing of God. It is when we draw near to God as the friend of the poor and the perishing that we may count on His friendliness; the righteous man who is the friend of the poor is very specially the friend of God. This gives wonderful liberty in prayer. Lord! I have a needy friend whom I must help. As a friend I have undertaken to help him. In Thee I have a Friend, whose kindness and riches I know to be infinite: I am sure Thou wilt give me what I ask. If I, being evil, am ready to do for my friend what I can, how much more wilt Thou, O my heavenly Friend, now do for Thy friend what he asks?" (
Go to the table of contents
Andrew Murray on Healing
His Testimony on Healing
"Remaining in such a home with all its surroundings helps to make this matter plain and to strengthen faith… Morning by morning sixteen or eighteen of us who sought healing gathered around the Word of God and were instructed as to what still remained in us to prevent us from appropriating the promise. We were taught what there was in Scripture to encourage us to faith and complete surrender. I cannot remember that I ever listened to expositions of the Word of God in which greater simplicity and a more glorious spirit of faith were revealed, combined with heart-searching application of God's demand to surrender everything to Him." (
Read the rest of his testimony
Divine Healing
(His book on the subject)
"What is the direction here given to the sick? Let him call for the elders of the church, and let the elders pray for him. In the time of James there were physicians, but it is not to them the sick believer must turn. The elders then were the pastors and leaders of the churches, called to the ministry not because they had passed through schools of theology, but because they were filled with the Holy Spirit, and well known for their piety and for their faith. Why should their presence be needed by the sick one? Could not his friends have prayed? Yes; but it is not so easy for everybody to exercise the faith which obtains healing, and, doubtless, that is one reason why James desired that men should be called whose faith was firm and sure. Besides this, they were representatives to the sick one of the Church, the collective body of Christ, for it is the communion of believers which invites the Spirit to act with power. In short, they should, after the pattern of the great Shepherd of the sheep, care for the flock as He does, identify themselves with the sick one, understand his trouble, receive from God the necessary discernment to instruct him and encourage him to persevere in faith. It is, then, to the elders of the Church that the healing of the sick is committed, and it is they, the servants of the God who pardons iniquities and heals diseases (Ps. 103), who are called to transmit to others the Lord's graces for soul and body." (
Read the rest of the Divine Healing
Andrew Murray on Practical Christianity
On the Confession of Sin
An excerpt of his thoughts on this important subject: "When you first came to Jesus, you perceived this in some measure. But you should learn to understand this lesson more deeply. The one counsel concerning sin is—bring it daily to the only One who can take it away, God Himself. You should learn that one of the greatest privileges of a child of God is the confession of sin. It is only the holiness of God that can consume sin. Through confession I must hand over my sin to God, lay it down in God, and get God's acquittal of it. I must cast it into the fiery oven of God's holy love which burns against sin like a fire. God, yes, God Himself, and He alone, takes away sin." (
Read more on the subject from Andrew Murray
On Knowing God's Will
An excerpt on this important subject: "
This unreserved surrender to obey, as it is the first condition of entering Christ's school, is the only fitness for receiving instruction as to the will of God for us
. There is a general will of God for all His children, which we can, in some measure, learn out of the Bible. But there is a special individual application of these commands-God's will concerning each of us personally, which only the Holy Spirit can teach. And He will not teach it, except to those who have taken the vow of obedience.
This is the reason why there are so many unanswered prayers for God to make known His will.
Jesus said, 'If any man wills to do His Will, he shall know of the teaching, whether it be of God.' If a man's will is really set on doing God's will, that is, if his heart is given up to do, and he as a consequence does it as far as he knows it, he shall know what God has further to teach him." (
Read more of Andrew Murray's thoughts on the subject
On Bible Study
A few introductory thoughts on the subject: "A r
eadiness to believe every promise implicitly, to obey every command unhesitatingly, to "stand perfect and complete in all the will of God
," is the only true spirit of Bible study." (
Read more from Andrew Murray on reading the Bible
On Daily Fellowship With God
As you meditate on this wondrous salvation and seek full fellowship with the great and holy God, and wait on Him to reveal Christ in you, you will feel how needful the giving up of all is to receive Him. Seek grace to know what it means to live as wholly for God as Christ did. Only the Holy Spirit Himself can teach you what an entire yielding of the whole life to God can mean. Wait on God to show you in this what you do not know. Let every approach to God, and every request for fellowship with Him be accompanied by a new, very definite, and entire surrender to Him to work in you."
Read more from Andrew Murray on Daily Fellowship With God
On the Morning Devotional
"There are a great many commands to which your attention may never have been directed, or others of which the application is so wide and unceasing that you have not taken it in. Read God's Word with a deep desire to know all His will. If there are things which appear difficult, commands which look too high, or for which you need a divine guidance to tell you how to carry them out,-and there are many such,-let them drive you to seek a divine teaching. It is not the text that is easiest and most encouraging that brings most blessing, but the text, whether easy or difficult, which throws you most upon God. God would have you 'filled with the knowledge of His will in all wisdom and spiritual understanding'; it is in the closet this wonderful work is to be done. Do remember, it is only when you know that God is telling you to do a thing that you feel sure He gives the strength to do it." (
Read the rest of the chapter
Andrew Murray's Testimony on Victory
"In the first place I have learned to place myself before God every day, as a vessel to be filled with His Holy Spirit. He has filled me with the blessed assurance that He, as the everlasting God, has guaranteed His own work in me. If there is one lesson that I am learning day by day, it is this: that it is God who worketh all in all. Oh, that I could help any brother or sister to realize this!" (
Read the rest of Andrew Murray' testimony on this important subject
On Christian Victory
An excerpt from The Master's Indwelling: "
If we are to experience the full power of what Christ can do for us, we must learn to die with Christ. I ought not, perhaps, to use that expression, "We must learn to die with Christ;" I ought, rather, to say, "We must learn that we are dead with Christ."
That is a glorious thought in the 6th chapter of Romans; to every believer in the Church of Rome-not to the select ones, or the advanced ones, but to every believer in the Church of Rome, however feeble, Paul writes, "You are dead with Christ." On the strength of that be says, "Reckon yourselves dead unto sin." What does that mean-You are dead to sin? We can not see it more clearly than by referring to Adam. Christ was the second Adam. What happened in the first Adam? I died, in the first Adam; I died to God; I died in sin. When I was born, I had in me the life of Adam, which had all the characteristics of the life of Adam after be had fallen. Adam died to God, and Adam died in sin, and I inherit the life of Adam, and so I am dead in sin as he was, and dead unto God. But at the very moment I begin to believe in Jesus, I become united to Christ, the second Adam, and as really as I am united by my birth to the first Adam, I am made partaker of the life of Christ. What life? That life which died unto sin on Calvary, and which rose again; therefore God by his apostle tells us: "Reckon yourselves indeed dead unto sin and alive unto God in Christ Jesus." You are to reckon it as true, because God says it-for your new nature is indeed, in virtue of your vital union to Christ, actually and utterly dead to sin." (
Read the rest of the Master's Indwelling book from Andrew Murray
Andrew Murray Books
William Law/Andrew Murray:
Dying to Self
Walter Marshall/Andrew Murray:
Gospel Mystery of Sanctification
Andrew Murray:
Jesus Himself
Andrew Murray:
Abide in Christ
Andrew Murray:
Absolute Surrender
Andrew Murray:
Out of His Fullness
Andrew Murray:
Be Perfect
Andrew Murray:
Children for Christ
Andrew Murray:
Deeper Christian Life
Andrew Murray:
Divine Healing
Andrew Murray:
Fruit of the Vine
Andrew Murray:
Full Blessing of Pentecost
Andrew Murray:
Have Mercy on Me
Andrew Murray:
Holiest of All
Andrew Murray:
Holy in Christ
Andrew Murray:
Andrew Murray:
In My Name
Andrew Murray:
Inner Chamber
Andrew Murray:
Jesus Himself
Andrew Murray:
Key to the Missionary Problem
Andrew Murray:
Let Us Draw Nigh
(Meditations in Hebrews)
Andrew Murray:
Like Christ
Andrew Murray:
Lord's Table
Andrew Murray:
Love Made Perfect
Andrew Murray:
The Master's Indwelling
Andrew Murray:
Ministry of Intercession
Andrew Murray:
Andrew Murray:
Mystery of the True Vine
Andrew Murray:
New Life (For new Christians)
Andrew Murray:
Out of His Fulness
Andrew Murray:
Power of the Blood
Andrew Murray:
Power of the Spirit
Andrew Murray:
Prayer Life
Andrew Murray:
School of Obdience
Andrew Murray:
Secret of the Cross
Andrew Murray:
Spiritual Life
Andrew Murray:
The Supreme Need
Andrew Murray:
Thy Will Be Done
Andrew Murray:
Why Do You Not Believe
Andrew Murray:
With Christ in the School of Prayer
Andrew Murray:
Within (or Kingdom of God Within)
Andrew Murray:
Working For God


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Finding and Nurturing My Recovery Voice
By Katrin Alyss--I have gotten more than gifts for my birthday. I have gained my inner strength and my recovery voice. What is a recovery voice? A recovery voice is a voice inside any person that is in recovery from an abusive situation or recovering from an eating disorder. This voice can help you say no to situations that will set you back in recovery. This voice can also be used to tell someone that they are stepping on your boundaries.
When I was going through my first round with an eating disorder, I wanted people to like me. I said yes to them regardless to how full my schedule was. It was like the eating disorder was saying, "Don't say no or you won't have any friends."
I was made to feel guilty for saying no in my biological family. I heard things like "They are your family and you need to help them." It really didn't matter what I wanted but what made them happy.
Little did I know that when I told my now-ex-family that I wasn't going to stand for their treatment of me that I was finding my recovery voice and strength. It felt good to get rid of what was holding me back in my first round in recovery.
During my apprenticeship, I told another apprentice that I couldn't fill in for her on a Friday. I was celebrating my anniversary. At the end of my apprenticeship, I decided not to do another year there. I wasn't appreciated for the time that I was putting in. I think that my recovery voice was coming through.
In my second round of recovery, I told this other toxic person that I couldn't be a friend to her anymore. This person was way into the eating disorder and didn't want to recover. I didn't want her to pull me back into the eating disorder after trying to crawl out of that recovery hole. I felt by saying no to her freed me up to move forward in my recovery.
I am fortunate because I have good friends who encourage me to use my voice and to say, "I can't do this." My friend and her husband help me by telling me that people should respect my no's. My Stress Management instructor told me, "Part of stress management is maintaining healthy boundaries." This goes hand in hand with using my recovery voice.
Friends accept no's from other friends and respect boundaries. I realized my inner strength when I realized that I was maintaining toxic relationships and that I deserve relationships free of obligation and guilt.
I know that I can move forward with my recovery life and not be afraid to use my recovery voice to say no when I am feeling overwhelmed or my schedule is too full. I also know that true friends will not unfriend me when I tell them that I can't do this; they will love me and respect me more because I am being true to myself!
These gifts didn't come in packages that I could open but they were the best birthday gifts that I gained this year. I found my voice and my inner strengths and they are priceless!

subset: commoncrawl


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Dakota Fanning: 'Night Moves' is Not My Most Glam Role
Dakota Fanning rocks a sweater dress as she heads out for the day on Thursday (September 19) in New York City.
"Obviously this is not my most glam role ever," the 19-year-old actress said to a local news source during the 2013 Toronto Film Festival about her film Night Moves. "And it was such a relief to not care about the clothes or the hair. I had a dreadlock in the back of my head, which was fun."
"The exciting part of my job is transforming and doing things you feel are a challenge and doing things other people think, maybe, you can't do," Dakota added.
15+ pictures inside of Dakota Fanning out in the Big Apple…


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The recent Supreme Court decision in the New Haven firefighters case has launched a spate of op-eds on affirmative action. Did the Court drive a stake in its heart? Does it really matter if it did?
Shelby Steele, a senior fellow at the right-leaning Hoover Institution, thinks no. The real problem today, he says, is "black underdevelopment," not discrimination. True, some blacks still suffer from deprivations rooted in past discrimination, but "we also live in a society where race is no longer a significant barrier to advancement."
Last month, the Center for American Progress co-hosted a panel discussion on black male unemployment. You'd think panelists were talking about a different world.
I was most struck by findings presented by Algernon Austin, Director of the Economic Policy Institute's Program on Race, Ethnicity and the Economy. Happily, they're summarized in an article that asks, "Why Is the Black Male Employment Rate So Low?"
The article presents research that contradicts common answers to this question. No:
- It's not that black men lack a work ethic because they wouldn't be counted as unemployed unless they were actively seeking work.
- It's not that they reject jobs they think pay just "chump change" because, on average, the lowest wage they'll accept is lower than the the average that's acceptable to whites.
- It's not that they lack the skills employers are seeking because the greatest black-white employment gap is among high school dropouts, i.e., those competing for low-skill jobs.
- It's not that employers prefer the "soft skills" and cultural sophistication that people from well-off families tend to have because black teens from families earning $75,000 to $100,000 a year have a lower employment rate than poor white teens.
- It's not that black males don't live where the jobs are because the difference in employment rates between black males in cities and suburbs is much greater than the difference for white males.
So, the argument goes, if it's not any of these things, what's left but race discrimination? It may, as Austin says, be subtle–even unconscious. But it's no less a barrier to equal opportunity than the old in-your-face kind.
And if that's so, then the "ultimate measure" of blacks equality with whites has to be something more than "parity in skills and individual competency," Steele notwithstanding.


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Friday, December 16, 2011 Comments (0)
You've got two great ways to display scenes from your Christmas and New Year's gatherings – thanks to the recent introduction of E-zekiel.tv Beta, a free Christian video sharing website, and the Album Manager that comes with every E-zekiel.com package.
To give E-zekiel.tv a try, sign up and starting uploading videos for free.
The Album Manager is also ready and waiting for you to post scenes from church activities, or anything else you'd like to share with your site visitors. Simply create a main album page through the Album Manager, then you can begin adding an unlimited number of albums. Storage space has limits, depending on your plan, but that's easy to manage by keeping a close watch on image size.
How to Plan Content Changes Ahead of Time
Friday, December 09, 2011 Comments (0)
The ability to schedule when your content appears and when it disappears is one of the best benefits of panels, and yet many people aren't aware that they can be used for this task. So here are the basics:
Creating small amounts of content that can be placed in various areas of your site can be done through the Panel manager. As you create a panel, you can designate a date when it should be published and a date when it should expire.
For instance, if you're promoting an upcoming event, you'd simply set the expiration date on the panel for the day of the event, and the panel will be removed from the public view of your site at the end of the day on that date. So now you won't be promoting your Christmas Eve candlelight services, say, when the New Year rolls in – which is an even more helpful feature during a time when offices are closed or staff members are taking time off.
Tech Training for Grandparents
Friday, December 02, 2011 Comments (0)
Social networking among Internet users 50 and older has doubled in recent years, and who better to help get this demographic percentage more involved than their grandkids? That's the premise behind "Grandparents Gone Wired," an initiative to bring more grandparents into the digital age by helping them with the basics: Facebook, Skype and Gmail. It's not just a good idea – there are prizes too! To learn more, visit www.dosomething.org/grandparents.
Thanksgiving Schedule
Wednesday, November 23, 2011 Comments (0)
Our offices will be closed Thursday, November 24 and Friday, November 25, 2011. Customer support staff will return on Monday, November 28 at 8 a.m. CT.
How to Use Address Shortcuts
Friday, November 11, 2011 Comments (0)
"Shortcuts" are brief descriptions of the web page summed up in one word or a very short phrase (no spaces). They are added to the end of your site's URL to give an easy reference point for accessing the page quickly - without having to navigate through the site to find it.
For example, you might enter the phrase "youthministry" in the "Shortcut" field of your "Youth Ministry" page so that you could offer a direct link to this page, like www.yourdomainname.com/youthministry.
Only letters, numbers, and underscores can be used in the shortcut field. Be sure to keep your shortcuts easy to spell and easy to remember. Since they are actually part of the URL of the page, shortcuts are not case sensitive (entering them in all lower case is fine).
Who is your target audience?
Friday, November 04, 2011 Comments (0)
Despite what we'd all like to think, the best target audience for a website is not "everybody." The more effective communication approach is to identify the group or groups you are trying to reach and design your site to meet their needs. For instance, is it church members? Church prospects? If that's the case, is it the neighborhood? A certain segment of the population?
Church websites are generally trying to reach more than one target audience – typically a division between members and visitors. Members, however, can range from the ones in active leadership to others who are trying to find out when the Easter services are. And visitors, of course, can range from Christians seeking a church home to non-believers seeking to find out more about Christianity.
The key is to identify to the purposes and groups your site should serve and then seek to address those needs with an easy-to-follow format. Make your site accessible, informative and obvious to navigate. In the case of visitors, help make your audiences feel comfortable finding out more about you through this Internet introduction. And in the case of those who know you well, let your site be a reaffirmation of what's best about your ministry.
Essential Info for the Home Page
Friday, October 21, 2011 Comments (0)
Many visitors to your website are making plans to visit your church, so make sure you've got need-to-know information in an easy-to-find format. The home page is the best place for the basics, including church address, phone number and worship service times. Depending on the size of the church, a link to a church map and a description of the facilities would be helpful. And churches of any size should provide directions to their locations – if not on the home page, at least in a link.
A Few Tips for Improving Local Searches
Monday, October 17, 2011 Comments (0)
If you're looking for a church home, you're typically looking for one where you live (or will soon be living) – not a site a thousand miles away. So, if you're a church and you want to be found by someone in your community searching the Web for a church – you'll want to optimize your site for local search results. Here are some possibilities:
Communicating in Color
Friday, October 07, 2011 Comments (0)
Color communicates more than what you see; it also affects what you feel. What could the color choices in your site be communicating to your visitors? The overall color chart falls something like this:
Blue – stability, security, trustworthiness
Red – passion, energy, strength, attention grabbing
Yellow – optimism, sunshine, ideas
Green – nature, calm (if light), financial (if dark)
Orange – energy, cheerfulness
Purple – nobility
Beige/gray – neutrality
Brown – reliability
Black – power, sophistication
White – simplicity, purity
Facebook Usage Grows
Friday, September 30, 2011 Comments (0)
Facebook is in the news a lot lately because of recent changes that prompted complaints from many users. More changes are coming, including a Timeline feature that will be a departure from the user profiles that customers have known. In the meantime, the use of Facebook is growing at an astonishing rate, so says the Chart of the Day from Business Insider. Americans are now spending about 16% of their time online on Facebook – that's up from 10% during the same period in 2010.


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Kage Kaisen Revival!
January 19th 2010, 6:45 pm by Kensei
To all our members,
I (Kensei), have decided to renovate the site, which has remained dead since our head Administrator, Baraku, went absent. There will be a new set of rules, a new skin, new profile formats...
Basically, we're starting the site over.
But don't be alarmed. For those of you who choose to return, you will not have to rewrite your application, or change it to the present system. Your applications are still there, resting in the Filing Cabinet -- feel free and ask the Staff to repost it if it has already been approved, or ask them to read over the application and approve it, then move it to the Approved sub-boards.
If you do not wish to roleplay on the site any longer, or the renovation does not appeal to you, all you have to do is tell the Staff in a PM ; your account will be removed without any questions.
We apologize for any inconveniences, and thank you all for your patience and cooperation.
Your loving (new) head Admin,
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Summer is ending.. Nights are getting cooler.. You can feel the heat fading away.. There is another month till proper climate change.. But the timings of namaz are moving closer. The small changes are here.
Tomorrow my university starts as does of many others.. New semester new session.. A new beginning.. Today i spent quiet some time cleaning up and finding my old stuff.. What i ended up finding was 100 rupees in change.. Ah what a great feeling that was…. Also i bought like a bunch of pens though i dont need any of them.. I have like alot of pens and pencils leftover from the previous semester but i am me, the person who is crazy about stationary even the completely uneccessaory one….
I dont know why but today i feel really good.. I hope this feeling stays….
Today is also a defence day.. Though i have my reservations about the war. There is no doubt about the bravery and valor of our soilders and civilians alike in the war of 65′. Long live Pakistan….


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Robert Adam's practice, Adam Architecture has launched its 2010 Student Travel Scholarship award
The £1,500 prize, which rewards outstanding research in architecture and urban design, is open to all UK and international students from Part I up to 3 years after Part II, or equivalent qualification.
Relevant deadlines:
The deadline for applications is 14 May.
Client contact details:
Full details are available at www.robertadamarchitects.com/TS2010
Further details:
ADAM Architecture is calling for entries for this year's Student Travel Scholarship, expanded to an International award for the first time, to support and reward outstanding research in architecture and urban design. Students from overseas as well as the UK are invited to apply for the £1,500 award (or local currency equivalent if outside the UK) to fund their research, travel and accommodation. The scholarship is now in its fifth year and this is the first time it has reached out to international students. Entries are sought from all UK and overseas Schools of Architecture students, from Part I up to 3 years after Part II, or equivalent qualification.
Michael Hammond, editorial director at World Architecture News.com, and Peter Hall, Bartlett professor of planning and regeneration at University College London, will be joining the directors of ADAM Architecture on the judging panel for shortlisted students.
George Saumarez Smith, director at ADAM Architecture, said: 'We believe in the importance of education and in maintaining traditional architectural training including architectural history, urban design, hand drawing and knowledge of the classical orders. We are particularly keen that students have the opportunity to study and comprehend classical and vernacular architecture, which is at present too often omitted from architecture courses. We are delighted to be running our Travel Scholarship again this year.'
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Beat insomnia In 4 Simple Ways
Insomnia and sleep problems are something that almost every individual has experienced at some point in their life. However, in the recent period the number of people dealing with insomnia is growing and it is quite obvious that modern lifestyle is one of the main reasons for that. Insomnia can affect people of all ages and genders. Stress, depression, medications and anxiety are some of the reasons behind the occurrence of insomnia. In some cases, insomnia is just a symptom for some more serious underlying health problem. Regardless of the causes, every person that experiences insomnia should take some steps to overcome this problem. In case you have no clue how to solve this issue, keep reading this article because we have prepared 4 simple ways that can help you beat insomnia.
- Use Valerian (herb)
Valerian is a plant that has been used for insomnia for many centuries. It is part of folk medicine in many cultures. In many countries in Europe, Valerian can be bought without prescription. It is still unclear how Valerian acts in the body, but the effects were confirmed by numerous scientific study. It is believed that Valerian affects the levels of GABA neurotransmitter. Keep in mind that it takes between two weeks and one month to notice the effects of this herb. The recommended dosage is 3 grams of dried Valerian root in 300 mg of water. It is best to take it one hour before bedtime. This is a perfectly safe remedy even though in some cases people may experience mild digestive problems.
- Thyme
The ingredients that bring health benefits in humans are located in the flowers and leaves of this plant. When it comes to treating insomnia, ingredients like carvacrol and thymol – essential oils that have the ability to relax muscles. Thyme tea contains ingredients that evaporate easily, so you must prepare thyme tea in a sealed bowl because it will lose its medicinal properties. Take one tablespoon of thyme, put it in a bowl and pour 2 dl of boiling water over it. Cover it and leave it like that for 30 minutes. Once the tea gets cold, strain it carefully and drink it.
- Mind-body therapies
Yoga, pilates, meditation, breathing techniques and other forms of mind-body therapies can help you achieve a good night's sleep. According to some studies, meditation and engaging in yoga for half an hour before bedtime can significantly improve the production of melatonin during the night.
- Use a new pillow
Sometimes a small change like buying a new pillow can help you with this problem. A good pillow and a good mattress can make a significant difference in the quality of sleep. People who sleep on low-quality surface have to spend a lot of time until they find "the right sot and position". This wiggling and rolling increases stress and frustration and affects the sleep. Besides buying a new pillow, you can also use a few drops of lavender essential oil which will help you sleep better and forget about your insomnia.
Try these four simple and natural ways to eliminate insomnia and you'll be amazed at the results.


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(My mom and her friend Jenny)
Silay City on the Negros Island in the Philippines is famous for its history and heritage homes, the most famous of which is Balay Negrense owned by the Gaston Family.
But aside from its rich history and famous children, Silay is also famous for its local delicacies the recipes of which have been handed down from generations of Silaynon families. I can always attest to that as my favorite snack stop in Silay is El Ideal - located on the ground floor of a grey, heritage house by the national highway near the City's public plaza.
My oldest memories of Silay delicacies were courtesy of Tia Bodok, an old lady vendor who traveled to Victorias from Silay while balancing her wide flat basket full of panara, dulce gatas, salab, and other snacks made in Silay.
Well, thanks to El Ideal, I can always satisfy my craving with a trip to Silay whenever I am on the island.
And last year, we were able to enjoy, not just El Ideal's menu, but the rest of Silaynon's recipes! Held at Balay Negrense grounds, the Kaon Ta! food festival celebrated the gastronomic history and delights of Silay, and we were glad we made the trip!
'Kaon ta', short for 'makaon kita', means let's eat.
(Monsignor Gigi Gaston's adobong milyonaryo)
(The freshest lumpia made on the spot!)
(Panara is also a childhood favorite)
We made it to Balay Negrense that day, just in time for merienda. And at the first stall, Monsignor Gaston's adobong milyonaryo greeted everyone, inviting them to try his own style adobo. We weren't able to say 'hi' to Monsignor Gigi as we just missed him; he left when we arrived. Fortunately, he was able to make it to my birthday lunch at home a month after that.
(My mom and Jenny enjoying their
sightseeing before sitting down to eat)
You can just imagine my drooling as I jumped from one stall to another with all those displays of yummy delicacies from 'heritage' recipes. See? Silay City has not only successfully preserved its old homes and converted them into showcases of its heritage, but the Silaynon families also preserved their family recipes and shared them with tourists and visitors from everywhere!
Bravo, Silay!
Of course, we spent a few hours enjoying the food that afternoon, and we left just before it grew really dark. We were so full we didn't feel like having dinner that night when we got home. Burp!
(A live band serenading the guests)
So, if you missed Kaon Ta! last year, you have another chance to enjoy Silay City's famous recipes on June 9 and 10, 2018, at Balay Negrense grounds from 10AM until 10PM!
I'm already thinking of the panara and the fresh lumpia, but you're probably thinking of other heritage dishes waiting for our tummies!
Ganî, kit-anay guid kita tanan sa Silay!


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CUSTOM is proud to show the new X KUBE LOTTERY, high performance printer suitable for lottery applications.
The printer is equipped with an enhanced quality head and prints on 80/82.5mm thermal paper width at a very high printing speed, 180mm/sec.
Huge paper roll with high autonomy (152 mm diameter) and possibility to stack a very high number of tickets (even more than 25 per session), with paper thickness 65-100m, are some features just developed for lottery requirements.
X KUBE LOTTERY is available with serial, parallel, USB and Ethernet interfaces (this one equipped with Web Server Embedded).
The printer is provided with X KUBE manager CD ROM that includes logo and font editors, full drivers for Win2K/XP/2K3, status monitor and upgrade software and MidiToPrint application in order to transfer MIDI format sound into the printer, all together with logo and midi samples.
Then CUSTOM launches KUBE T, ultra-compact PC-touch. It is ideal solution combined with KUBE printer for gaming/lottery/Bingo terminal.
Main features:
- Compact dimensions that allow an easy transport
- Reclining TFT screen, high lightness with resistance touch screen to work also with gloves, pens, etc..
- Powerful and fast MMX processor
- 4 serial ports, 2 USB ports and Ethernet port for Web Connection of more points
- 2 slot PCMCIA (for memory expansion, software loading, etc..)
- Exits for mouse and external keyboard
- Internal memory with battery for sensible data to record
- Chip card reader/writer for the management of the fidelity cards, prepayed, scaled, subscriptions, etc..
- Alphanumerical display 2 lines back-lighted, useful to display messages to the shopkeeper
- Competitive price!


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I am a licensed clinical psychologist with a solo private practice in Corrales, New Mexico, emphasizing psychotherapy services. I see individuals, couples, and families in the Corrales, Albuquerque, and Rio Rancho areas. I provide counseling services to adults, adolescents, and children.
Some particular areas of emphasis include relationship work and personal growth, helping clients improve their ability to manage emotions, understanding and improving mood, and the treatment of anxiety disorders.
What to Expect
The initial session will usually last approximately one hour. It is best to arrive 15 minutes before the scheduled session in order to complete paperwork. I will ask about your reason for coming in, your past history, and what you would like to accomplish in therapy.
In subsequent sessions, I will ask fewer questions and encourage you to delve more deeply into feelings, thoughts and behavior patterns, as well as explore what effect the past may have had in your life. I will offer opinions and make suggestions, but, to a large extent, my role is to facilitate your finding your own truths and developing a clearer idea of the directions you would like to go.
Website designed & hosted


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The Deer Head Inn will host multiple music events at 5 Main St., Delaware Water Gap.
Alto Bueno will perform from 7 to 11 p.m. Friday. The group features: Vincent Herring and Greg Abate, alto saxophone; Jon Ballantyne, piano; Joe Michaels, bass; and Bill Goodwin, drums. Admission is $12.
The Jim Snidero Quartet, with guest Jimmy Cobb, will perform from 7 to 11 p.m. Saturday. The quartet consists of: Snidero, alto saxophone; David Hazeltine, piano; Ed Howard, bass; and Cobb, drums. Snidero, out of New York, has 20 solo recordings to his credit. NEA Jazz Master Cobb appeared on Miles Davis' classic "Kind of Blue" recording, among others. Admission is $20.
The Alex Leonard/Jay Leonhart Trio will perform from 5 to 8 p.m. Sunday. The trio consists of: Leonard, piano and vocals; Leonhart, bass; and Al Gafa, guitar. Admission is $10.
The Water Gap Jazz Orchestra, directed by Matt Vashlishan, will perform from 7:30 to 10:30 p.m. Monday. The orchestra, an 18-piece ensemble of local professionals, performs original and arranged music from all eras. Admission is $10.
"Jazz Jam with Bill Washer & Friends" concludes the week, from 8 to 11 p.m. Thursday. The quartet will perform at 8 p.m., with the jam going from 9 to 11 p.m. Admission is free.
For information, call 570-424-2000 or visit deerheadinn.com.


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4 Responses to "Iron Maiden – Somewhere Back In Time – The Best Of: 1980-1989"
Just seems liek another cash grab to me. Maiden fans should own all the original records anyway
yeah but all the kids that couldn't see the songs live cause they weren't old enough can now hear there songs in person.
The tour of this album was really good to the ones that would like to see the classic songs live. I went to a show in 2009 (my first show ever) and, not aware that the setlist of 2009 was different than the one in 2008, I was pretty happy that they played Wrathchild, The Evil That Men Do and Phantom of the Opera. Songs like Aces High, Rime of the Ancient Mariner, Children of the Damned and Powerslave deserve to be played live more often.
Although I wouldn't recommend this album to someone (considering other compilations like The Best of the Beast, Edward the Great and Visions of the Beast), the tour was fantastic. I just regret that I wasn't old enough at 2000-1 to go to a show of Brave New World Tour (their best tour – of their best album). Up the irons!
Iron Maiden. Who the hell is dumb enough to say they suck? For the greater good of yourself, i suggest you pick up an album of them. If you don't like metal in general, pick one up anyway. If you like metal, but dislike Iron Maiden, if you live in the the Harris County area of Houston, Tx, I'm gonna hunt you down and give you such a bad experience, not even God himself would recocnize you


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This avocado oil is made using cold extraction and no chemicals. It is not flavor infused; just 100% from the flesh of fresh avocados, extra virgin and cold pressed, making it healthy and flavorful. Like extra virgin olive oil, it is high in monounsaturated fats and natural tocopherols. It is also high in vitamin E. Enjoy this subtle taste drizzled over fresh greens with a squeeze of lemon.
Out of stock


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It's go-time for movie buffs who also happen to be fans of comics and video games. The new film adaptation of Street Fighter (thankfully without Jean Claude Van Damme) and the latest X-Men flick made casting announcements today, and fans of Smallville and Friday Night Lights should be proud.
Though the rumor has been kicking around for a while now, Variety finally confirmed that Smallville's Kristin Kreuk is joining the cast of Twentieth Century Fox's Street Fighter. The film is based on the megapopular fighting-game franchise from video game maker Capcom, and Kreuk will play one of the original combatants in the game, the pogo-ing pugilist (and oh-so-adorable) Chun-Li.
The 25-year-old Kreuk currently plays Lana Lang on the CW's hit Smallville. She's also involved in other projects, and (along with Smallville costar Allison Mack) talked to TV.com about her latest Web venture a few months ago.
Also joining the film is Welcome to the Captain's Chris Klein, who will play Nash (Charlie). Klein is best known as Katie Holmes' pre-Tom-Cruise beau, and had his breakout role as a dim-witted high-school football star in Election.
Street Fighter's cast is rounded out by Michael Clarke Duncan (The Green Mile) as Balrog, Journeyman's Moon Bloodgood, and will.i.am from musical group The Black Eyed Peas.
Although that is enough to satiate any self-professed geek's need for movie news, there's more...oh yes. Twentieth Century Fox also revealed more casting news (courtesy of Variety), this time for its upcoming X-Men movie, X-Men Origins: Wolverine.
Taylor Kitsch is joining Wolverine as the Cajun card-thrower Gambit. Kitsch, for all you ladies out there, currently stars as the hunky, drunken, shirtless fullback Tim Riggins from Friday Night Lights.
According to fan site JoBlo.com, Lost's Josh Holloway was originally offered the role of Gambit, but thought it was too similar to his character of Sawyer (he's right).
Ryan Reynolds, formerly of Two Guys, a Girl, and a Pizza Place and bullet flick Smokin' Aces, will step into the tights of Deadpool, a mercenary from the same origins as title character Wolverine.
Wolverine will once again be played by Hugh Jackman, who was last seen watching his project Viva Laughlin go under. Other casting announcements include Liev Schreiber as Sabretooth, Danny Huston as William Stryker, and Lynn Collins as Silver Fox. The film is expected to hit theaters in May 2009.


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ACA Reporting: Are you an Applicable Large Employer?
Some of the provisions of the Affordable Care Act, or health care law, apply only to large employers, which are generally those with 50 or more full-time equivalent (FTE) employees. These employers are considered applicable large employers – also known as ALEs – and are subject to the employer shared responsibility provisions and the annual employer information return provisions.
For example, in 2016 applicable large employers will have annual reporting responsibilities concerning whether and what health insurance they offered in 2015 to their full-time employees.
Download Payroll Masters ACA Fact Sheet.
All employers, regardless of size, that provide self-insured health coverage must file an annual return reporting certain information for individuals they cover. The first returns are due to be filed in 2016 for the year 2015.
Effective for calendar year 2015, ALEs with 100 or more full-time or full-time equivalent employees will be subject to the employer shared responsibility provision and therefore may have to make a shared responsibility payment. This applies to employers that do not offer adequate, affordable coverage to their full-time employees and one or more of those employees get a premium tax credit. The employer shared responsibility provisions will be phased in for smaller ALEs from 2015 to 2016.
Calculating the number of employees is especially important for employers that have close to 50 employees or whose workforce fluctuates throughout the year. To determine its workforce size for a year an employer adds its total number of full-time employees for each month of the prior calendar year to the total number of full-time equivalent employees for each calendar month of the prior calendar year and divides that total number by 12.
Quickly determine your current and ongoing "Applicable Large Employer" classification status.
To assist employers with ACA management and determine ALE classification status, Payroll Masters recommends using our fully integrated electronic timekeeping system TODD. Our time and attendance solution TODD can help you track and validate your full time and FTE (Full Time Equivalent) employees. Download the ACA Fact Sheet.
Employers with more than 50 cannot purchase health insurance coverage for its employees through the Small Business Health Options Program – better known as the SHOP Marketplace. However, Employers that have exactly 50 employees can purchase coverage for their employees through the SHOP.
For more information, visit the IRS website Determining if an Employer is an Applicable Large Employer page on IRS.gov/aca.
Source: IRS
2015 © Copyright Payroll Masters
This document has been provided for informational purposes only and is not intended and should not be construed to constitute legal advice. Please contact your employment attorney in connection with any fact-specific situation in which you intend to take significant employment action. Readers agree that they will not hold Payroll Masters in indemnity and Payroll Masters assumes no liability. Payroll Masters is not engaged in rendering legal or accounting services. Therefore, Payroll Masters assumes no responsibility for claims arising from the use or implementation of the above information.


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A group in Fleetwood which supports people with the condition fibromyalgia is also offering assistance for people with other conditions as well.
The group, Invisible Illness, has been set up by Fleetwood woman Rachel Randle and her niece, Sharn Matthews, both of whom suffer from the condition.
Sessions are held at the Healing Lounge, on Lord Street, every Wednesday evening at 6.30pm to 8.30pm.
Rachel, 50, of Addison Road, said: "Our group offers support for people with all kinds of conditions which are in many ways invisible - depression, anxiety, post traumatic stress syndrome and others.
"It's a broad group for people."
Anyone who wants further details can contact Rachel on 07706 549233 or Sharn on 07948675189.


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Hey all!!! Hope everyone is having a great week!!! Happy Halloween!! #boo. Just a reminder that will all the festivities there are a lot of little kids running around. Make sure you drive safely and take care. That goes to all you young adolescents too….play safe… #captainsafety #don'tdoanythingIwouldn'tdo!!! Well many of you may know that Troy and I's relationship has had some ups and downs…. Lovers quarrels if you will..but I'm glad to report that we've decided to do a couples costume today!!!! We're both dressing as CRIS volunteers… #originalityatitsfinest. Troy suggested us going as Mario and Princess Peach… I told him he already acts like a princess and there's no need to overdo it #hehehehheh #lookslikethisismylastemail. In all seriousness… Have a Great Halloween everybody!!!!POLAR BEAR DIP: Just a reminder that we are hosting the first annual CRIS Polar Bear Dip on January 1st of this year. We need volunteers, participants, donors, and swimmers to all come out and help make this event a success. For questions on how to get involved please feel free to contact me or check out the event on our website at: http://adaptiveadventures.ca/polar-bear-dip-2015/. We are also looking for people to help solicit donations and work with our event coordinators to manage the event. This is a great opportunity for volunteers to get some professional event experience and a fantastic way to beef up your resume!!!
Reminder: For those of you looking for something to do tonight make sure you check out the Laurel Packing House for a Halloween Dance! SCI-BC and the Kelowna KO's are hosting what sounds like a smashing good time! For more information please check out the attached flyer here! Get your howl on #wooieeee!!!!
Trip Schedule!!!!! #YEEPPPPEEERSSSSSSAdaptive Adventures: November 3, Hiking 10:00AM to 12:00PM at Mission Creek Regional Park- EECO Centre November 6, Hiking 1:00PM to 3:00PM at Rose Valley Regional Park November 7, Hiking 10:00AM to 12:00PM at Kalamoir Regional Park


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Installation of copper and plastic piping.
read more...
Draining cleaning and inspection.
read more...
Water Heaters
Water heater installation, services and upgrades.
read more...
Idaho and Washington area Plumbing Specialists
Commercial and Residential Plumbing
Specializing in Repiping Services, Drain Cleaning Services and Water Heater Services.
At Covenant Plumbing PLLC of Idaho and Washington area, we understand that most people ignore their plumbing until it is broken, in the home and at commercial properties. And who can blame them? Dealing with a clogged toilet is unpleasant enough, although quite manageable, but what about broken pipes, cracked fixtures, and burned out pumps? Simply put, when using the plunger is not enough, most homeowners and business owners choose to call a trusted professional Idaho and Washington area plumbing service like Covenant Plumbing PLLC to dig deeper into the pipes and find and fix the problem. We guarantee you can rely on Covenant Plumbing PLLC, the premiere plumbing company in Idaho and Washington area, for all your Idaho and Washington area plumbing needs.
Fixing leaks and unclogging pipes is only a small, albeit important part of the plumbing services we provide. Our skilled plumbers have years of experience and the knowledge necessary to see all of your Idaho and Washington area area plumbing projects through to a successful, cost effective completion. At Covenant Plumbing PLLC, we pride ourselves on offering quick, efficient, friendly and reliable service to all our customers.
About an Idaho and Washington area area Plumber
Covenant Plumbing PLLC has handled countless Idaho and Washington area area plumbing designs and installations for homeowners and commercial buildings alike. No project is too big or too small for our qualified and experienced plumbers. Whether you need information or advice on a plumbing project, or urgently need a qualified plumber to fix a leak or install a new sink or shower, we are here to help.
Our Plumbing Services
- Sewer Service
- Water Heaters
- Inspections
- Faucets
- Water and Gas Lines
- And many other services...
Idaho and Washington area Plumbing Services
In addition to offering construction and plumbing system modification services, Covenant Plumbing PLLC of Idaho and Washington area also offers 24/7 emergency services. You can count on our staff being available at any time of the day or night so that you are never left to deal with a leak, or worse, in a potentially dangerous and damaging flooding situation because of faulty pipes. Contact us today and we'll show you how we can put our knowledge to work for you.


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Cognition: An Erica Reed Thriller – Episode 2: The Wise Monkey
Cognition: an Erica Reed Thriller – Episode 2: The Wise Monkey, is the next chapter of the ongoing supernatural FBI/mystery adventure series that premiered last year. The PC version is a good follow up to the first episode and, in some ways, is better. Episode 2 has a lot of the same strengths as Episode 1, and it even expands a little bit upon the psychic gameplay from the first chapter. It does, however, have many of the same flaws. The episode has now arrived on the iPad, which is a natural platform for a point-and-click adventure game. As with the first episode, the formula still works on this device, but the technologically superior PC version is definitely the better one.
Given how significant the events in the first episode are, jumping right into the game with this episode is not recommended. The story in The Wise Monkey picks up merely hours after the end of The Hangman. Erica Reed is back and on the case again, still a bit melodramatic, determined to get revenge on the villain who wreaked such havoc in Episode 1. Pretty soon though, her attention gets diverted to a brand new serial killer case. It is yet another grisly series of events that is reminiscent of a movie like Seven or a game like Heavy Rain. By the end of Episode 2, Erica has solved another mystery, but there are even more questions left unanswered.
Speaking of melodrama, some of Erica's lines still come across as overemotional or corny, as if they belong in a 1980′s cop drama. She frequently does something that either should get her fired, or she reacts to something in a way that seems unprofessional. These problems aren't enough to spoil the story, but they keep her character from being one of the best parts of it. In this reviewer's opinion, a protagonist modeled after a more level-headed cop like Clarice Starling (Silence of the Lambs) or Olivia Benson (Law and Order: SVU) would have made a stronger main character.
By now, this series is starting to show its strengths in using the episodic format. Each episode is a self-contained murder mystery, but there seems to be some kind of connection between all of these crimes and an overarching storyline that ties all of the episodes together. The mysterious "helper" who provided you with clues in the first case is back again, sending you cryptic hints and indications that there is some sort of method to his/her madness. It is a solid story that is progressing at a nice pace, and this episode ends with a great climax. At the end, you will probably be anticipating the next one so that you can find out what happens next.
Episode 2 sort of stumbles out of the gate, however. It begins with a crime that seems too implausible. Without giving away what happens, let's just say that the FBI field office where Erica Reed works has worse security than a Burger King. Everyone's reaction after the crime seems unrealistically subdued. Other than the fact that a replacement boss has been brought in, it seems like business as usual around the office. Your pal, John, still leans back at his desk doing basically nothing while the couple of extras in the office peck away at their keyboards. A great opportunity to give the story some weight by showing how it affects the characters was blown here. The flaw is forgivable though, because The Wise Monkey quickly gets into the good part of the story.
As with Episode 1, most of the gameplay is standard point-and-click adventure fare (or, on an iPad, "point-and-tap"). However, it is stronger in Episode 2 even if the improvement is subtle. The gameplay feels more like detective work, and less like a series of linear game puzzles. The logic seems a little bit more sensible, and the last puzzle of the game is a good one that requires you to apply everything that you have learned in the episode. In addition, you now have a new psychic ability — Synergy. With this ability, you can use your cognition skill on items in your inventory to construct past events. Combined with the abilities that you learned in the first game, you wind up doing lots of psychic investigating.
Through your investigations and your reconstructions of prior events, you actually get to know one of the victims and her personality a bit. The victims in this series feel like they were once vibrant human beings with their own hopes, dreams, and flaws. Cognition's biggest strength so far is that you not only want to catch the killer to finish the game, but to get justice for people who are actually worth caring about. Your work feels important, and it is that feeling that gives you an emotional connection to the story. While a lot of games may have well-developed living characters, the Cognition episodes might be the only ones with well-developed deceased characters.
The beautiful style, with static 2D backgrounds and cel-shaded polygonal characters, also returns. The artwork continues to be fantastic, which is a big reason why the story works and the atmosphere always feels like it should. The colorful apartment of a hippy is relaxing, but the lair of a criminal or a crime scene photo is suitably unsettling. The visuals combine with the music and the supernatural theme to lend the game a somewhat unique atmosphere. I find myself growing especially fond of the Boston city map music — it has a little bit of a "Mass Effect galaxy map" vibe to it.
Cognition is a series whose mechanics translate fairly well onto the iPad, but the movement to a portable platform is a fairly rough one. It is especially rough with Episode 2. Although it doesn't require a powerful machine to enjoy on the PC, the iPad is still pushed to its limit by the game. There are frequent delays between tapping the screen and then seeing something happen. Dialog will occasionally end up out order, as if one character said his or her lines faster because the device loaded them faster. Sometimes, if you try to move Erica, nothing will appear to happen on the screen for a few seconds, right before she magically teleports halfway across the screen while running or walking. Worst of all though, Episode 2 is highly unstable on the iPad, or at least it was on mine. I was rarely able to play the game longer than about 30 minutes without it randomly crashing to the desktop. This copy was a pre-release code, crashes can be patched, and I don't know how widespread this problem is, but I would still recommend buying the PC version of this game if it is a viable choice for you.
Overall, Cognition: an Erica Reed Thriller – Episode 2: The Wise Monkey is a solid step forward for this promising mystery series, even though the technical issues on the iPad are a bit of a drag. The point-and-click gameplay does feel somewhat outdated, but it is devoid of the pixel hunts and illogical hilarity that has ruined past games of the genre. The unpredictable story is very good, and the writing is solid, albeit not perfect. This episode is a quality experience, and since Episode 3 is also out on the PC, the story is worth investing yourself in.


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lettawren wrote:a) he's awesome
b) a while
c) he just had his car break down on his way to go sell some prints, so anyone who can buy stuff from him is doing a good deed - have at it! he's lower on money than he was when he set out to sell stuff!
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text:
Blindwrite 7 Crack With Serial Key Free Download
Blindwrite 7 Serial key is a simple but very easy-to-use applications, which is mainly focused on basic features. Blindwrite 7 Serial Key lacks advanced features like converting different formats, built-in player and decrypting. These 3 features can be found on almost any DVD burning application. However, we were not able to find any of these extra –features. Blindwrite is still a good choice for such type of users, who simply don't want to mess out anything and just need burn simple DVD. If you are one of them, then you can go ahead with Blindwrite 7.
The main UI of Blindwrite 7 Serial Key is quite simple and feels like, developers have tried to make it look like Mac OS, although it doesn't really look like that. Installations process is quite simple and fluent. You don't have to deal with unwanted stuff, for instance; Plugins, ad-on, third party applications and other harmful stuff. Developers didn't offer any free trial or freeware version which is a little weird because almost all vendors are offering at least a free trial with their products. Developers should offer a free trial for potential customers. We also didn't find any support section expect that typical, Help option.
The main UI represents 3 basic options, also called ''Tasks''. If you want to Copy a whole DVD to your system or just need to transfer the content from one DVD to another one, then the 'Copy' option would be a perfect choice for this specific task. The Read option is basically for reading the CD and DVD files, which can also be performed manually but still it is a helpful option. Write option will write your disc. Overall Blindwrite 7 Serial Key is not that good for any kind of user. We rate this software 5 out of 10.
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- You should have Utorrent or any other torrent client for downloading this application.
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- The postal system in French Polynesia is generally quite efficient, and there are modern post offices on all the main islands.
- Mail to Europe, the USA and Australia takes about a week. Postcards or letters weighing up to 20g cost 100 CFP to France, 140 CFP to anywhere else.
- FedEx and DHL Express have offices in Pape'ete. If you need to send something fast from the outer islands, they can usually help out – although it will probably involve sending the item by freight on Air Tahiti.


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"This is what it cost! Your drinking made me CUT myself!"
Ellie's alcoholic mom takes a turn for the worse and becomes a danger to both of them. Ellie can barely survive at home anymore, but her mother can't survive without her.
She has to make a decision whether to move in with Sean or stay with her mother. Meanwhile, Manny and Spinner connect at the school's car wash.
Main Plot
Ellie has had to take care of her mother ever since she started drinking again, and she's tired of it.
She puts her foot down soon after her mother burned the house down due to her drinking. Ellie tells her that she's going to sleep over at Ashley's house but really, she is going to stay over at Sean's.
Her mom gets suspicious and goes over to Ashley's house to see if she had been staying there and to her surprise, Ellie isn't.
Ellie's mom suspects her to be at Sean's house, so she races to his house and finds her there. She becomes enraged to the point where she slapped Sean.
After that, she and Ellie have a talk and Ellie opens up about her cutting, telling her that she is the reason she cuts. Ellie then shows her her arm and tells her mom that she needs to move in with Sean.
Her mother reluctantly approves it, saddened and shocked. Ellie moves in with Sean in this episode.
Sub Plot
Manny and Spinner get closer at the school's car wash—much to Craig's dismay and much to the surprise of Paige. Rick comes to the car wash, but is quickly told to get lost.
- Ellie moves into Sean's apartment.
- This marks the ferret Bueller Nash-Cameron's first appearance.
- This marks Darcy Edwards' first appearance. She is seen at the car wash when she meets her future boyfriend, Spinner.
- This episode is named "Anywhere I Lay My Head" by Tom Waits.
- This marks Manny's second time that has flirted with someone else's boyfriend. This time it's Paige's.
- This marks the first appearance of Robert Kerwin since Secrets and Lies.
Regular Cast (Ordered Alphabetically)
- Stefan Brogren as Archie Simpson
- Daniel Clark as Sean Cameron
- Lauren Collins as Paige Michalchuk
- Jake Epstein as Craig Manning
- Stacey Farber as Ellie Nash
- Aubrey Graham as Jimmy Brooks
- Shane Kippel as Spinner Mason
- Andrea Lewis as Hazel Aden
- Miriam McDonald as Emma Nelson
- Melissa McIntyre as Ashley Kerwin
- Adamo Ruggiero as Marco Del Rossi
- Cassie Steele as Manny Santos
- Amanda Stepto as Christine Nelson
Supporting Cast
- Deanna Casaluce as Alex Nuñez
- Ephraim Ellis as Rick Murray
- Andrew Gilles as Robert Kerwin
- Shenae Grimes as Darcy Edwards
- Kirsten Kieferle as Caroline Nash
- Michael Kinney as Darryl Armstrong
- Mike Lobel as Jay Hogart
- David Orth as Christopher
- Jay: "Nice housewarming."
Sean: "Yeah. But she'll go back home. Maybe next time her mom'll burn down the whole place."
Alex: "Now that would be a housewarming."
Jay: "So basically this is a bon voyage, goodbye, thanks for all the sex party."
Sean: "Let me make it simple. Move in...with someone who loves you."
- Spinner: "We need to play more gigs to get to smokin' hot."
Ashley: "Spinner has a point."
Spinner: "Who asked you? I mean - yeah. What she said."
- Craig: "Well, that sucked."
Ashley: "Just keep smiling; no one noticed."
- "Angus" by Supergarage
- "Jaded" by Melissa McClelland
- "Wake Up" by Billy & The Lost Boys
|v - e - d
Ghost in the Machine (1) • Ghost in the Machine (2) • King of Pain • Mercy Street • Anywhere I Lay My Head • Islands in the Stream • Time Stands Still (1) • Time Stands Still (2) • Back In Black • Neutron Dance • Voices Carry (1) • Voices Carry (2) • Bark at the Moon • Secret (1) • Secret (2) • Eye of the Tiger • Queen of Hearts • Modern Love • Moonlight Desires • West End Girls • Goin' Down the Road (1) • Goin' Down the Road (2)


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Abstract and Applied Analysis
Volume 2013, Article ID 423154, 11 pages
Asymptotic Behavior of a Chemostat Model with Stochastic Perturbation on the Dilution Rate
1College of Science, University of Shanghai for Science and Technology, Shanghai 200093, China
2Mathematics, FEIS, Swinburne University of Technology, P.O. Box 218 (H38) Hawthorn, VIC 3122, Australia
Received 4 October 2012; Revised 1 January 2013; Accepted 4 January 2013
Academic Editor: Ivanka Stamova
Copyright © 2013 Chaoqun Xu et al. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
We present a stochastic simple chemostat model in which the dilution rate was influenced by white noise. The long time behavior of the system is studied. Mainly, we show how the solution spirals around the washout equilibrium and the positive equilibrium of deterministic system under different conditions. Furthermore, the sufficient conditions for persistence in the mean of the stochastic system and washout of the microorganism are obtained. Numerical simulations are carried out to support our results.


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According to the interesting uniform information site uniwatch.com, several St. Louis Cardinals players plan to decorate the knobs of their bats this season.
They'll have decals which will feature both their uniform number and the logo of their university. I guess that's a nod to the National Football League's tradition of having players name their schools during introductions on broadcasts.
Catcher Yadier Molina, who didn't go to college, will feature the Puerto Rican flag on his bat knob.
Digital Access For Only $0.99
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WebMD Quiz: Myths and Facts About Protein
This just in my yahoo inbox and thought it would be interesting for y'all also http://www.webmd.com/food-recipes/rm-quiz-pro...
34 replies
Your Score: 71%
You correctly answered 12 out of 17 questions.
Good job! This score shows that you're a protein pro.
Thanks for the share!
I got an 82% but I do disagree with the soy comment. I don't think soy should be a protein food source for women.
I agree wioth you on the soy, Gabby. Don't think it should be a source of protein for anyone, really. Looking in the groc store today at protein shakes and I rejected many of them due to soy being too far up in the ingredient list.
Your Score: 65%
You correctly answered 11 out of 17 questions.
Not bad, but you can do better. Read up on protein and try the quiz again
You correctly answered 16 out of 17 questions.
Good job! This score shows that you're a protein pro.
I forgot my score, but it says I'm a protein pro. I did miss the one about soy, because I've heard so much about soy being bad for you, and I'm allergic to it anyway.
Thanks for the quiz I gotten 76% right you learn something new every day.
Wow, I know I don't get no 56 grams of protein a day, that's probably why my muscles are not building the way they should after I get a good workout every night.
Did better than I expected. I got 100%. But I have done a lot of nutritional studying over the years since my diabetes diagnosis.
I eat very little if any processed foods. Mostly real foods and getting an order of grass fed meats in a week.
Understand that if you will explore the actual regulations for FDA Nutritional Analysis, food manufactures are given leeway of plus/minus 20% in the accuracy of the listings that you find on labels.
What percentage of everyday people really know what foods contain in protein and carbohydrates grams when eating? I find it unfortunate, most don't:( After all, one of the long past gov't regulations for those that do inspect the packages nutritional analysis' for stacked ingredients and Calorie content of Carbos, Proteins, and Fats.
I saw this on line too…haven't had a chance to read it yet.
Next Discussion: Jitters wioth high and low readings »


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Showcase Presentation
Retail Price : USD160 (Not inc. Tax & Shipping from US)
Brand Name : MISS SIXTY
Collection : Camdem
Condition : Brand New
Model : SZ8001
Movement : Quartz
Watch Bracelet
Color : White
Material : Leather
Color : Beige
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Watch Case
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Total length : 34 mm
Material : Base Metal
Color : Yellow
Width : 36 mm
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Gemstone Info
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Comes with Instruction Manual
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Established in 1991, MISS SIXTY was the answer to the absence on the market of denims exclusively dedicated to women. From this intuition, the brand rapidly established itself as an International reference fashion brand. Particularly appreciated for the wide offer of denims with a unique and original style, the collections distinguished themselves from others season after season for their feminine, seductive, contemporary and ironic style. The brand is completed through lines of shoes, accessories, sunglasses, jewels, fragrances and also recently by a mobile phone and a household linen collection
* The "Retail" Price displayed on our items represents either the retail price suggested by the manufacturer or an actual price intended to be representative of similar items sold in your community by department stores. Our Selling Price has already eliminated the Tax & Shipping from its origin country. We will include only the Shipping Fee to your doorsteps.
** All items in pictures are not according to Actual Sizes. Please refer to item weight for evaluation.


text: ELKHART -- Indiana Gov. Mitch Daniels will defend his "Major Moves" transportation plan in a town hall meeting 3 to 4:30 p.m. today in the council chambers of the Elkhart Municipal Building, 229 S. 2nd St. "Major Moves" is the name Daniels has applied to legislation authorizing the leasing of the Indiana Toll Road to finance a statewide transportation funding plan. An international consortium has offered to pay $3.85 billion to lease and operate the Toll Road for the next 75 years. The legislation already has passed the Indiana House and is under consideration in the Senate. Elkhart Mayor David Miller will introduce the governor at the beginning of the town hall question-and-answer session, which will be open to the public. The meeting will be one of four town hall sessions scheduled by the governor this week in Toll Road counties. The first will be at noon Wednesday in the Timbers Restaurant, 1212 W. Maumee St., Angola, and will be followed by the Elkhart session. On Friday, Daniels will conduct an 8 a.m. meeting in the Marian Education Center, St. Anthony's Hospital, 1201 S. Main St., Crown Point. The final session will be at 12:15 p.m. Friday at the LaPorte Civic Auditorium, 1001 Ridge St., LaPorte.


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Ever get that sinking feeling in the pit of your stomach? That feeling when your body tells you that this is serious. It feels like the walls are caving in, time slows down, and you're fighting to stay afloat, but no matter what you do, the feeling won't subside.
It happened again last night. History repeats itself. A nothing comment, a passing conversation, and she's at me again, relentlessly attacking me with her words, making it about her; "you don't care about me" "you're a liar" and then the words that pain me, even though i've heard them a thousand times before "I want a divorce".
Like a knife through hot butter, it cuts quick and deep. It hurts.
I stumble, I stutter, I shout, I cry. Relentlessly, ruthlessly, she attacks again and again; "You're not even a Christian" "I'm going to meet another husband". No time to waste.
Is this what marriage was all about? I can't tell anyone – i'm too embarrassed. Embarrassed that they were all right when they said "she's not right for you". They knew. But they let me make my own choice. They let me live my life.
She's calmer today. But I have to go to church now. I agreed to it – but what for. As much as I wish this will have a happy ending, there is no fairy tale ending. Not for my life story.


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Developer: Red Meat Games. Based in Kitchener, Ontario, Canada.
Release Date: February 3rd, 2017
Platforms: Steam/HTC Vive (At Launch)
Later – Oculus Rift
Genres: Open World, Action-RPG
Website: www.riseofahero.ca
Regular Price: TBA
Inquiries: email@example.com
First Impact: Rise of a Hero (First Impact for short) is a first-person, Action-RPG designed by a team of passionate, veteran developers who make up Red Meat Games. First Impact is a virtual reality game that will be coming to the HTC Vive, Oculus Rift, PlayStation VR, Xbox One and potentially other VR platforms. In First Impact: Rise of a Superhero players attain superhuman powers when a mysterious meteorite strikes the island where they live. But they're not the only ones given powers, other creatures have begun to use their powers to wreak havoc as meteorites continue to ravage the island! With their newfound superpowers, players must protect the island from these new threats and find a way to stop the meteors from destroying their home!
They say when you try virtual reality, it's like giving someone superpowers, but the team at Red Meat Games took it literally! First Impact: Rise of a Hero was born out of the desire to truly realize the feeling of being a superhero. The ability to lift cars overhead and throw them at your foes, launch fiery bolts from your hand, and fly over a vast landscape was the perfect opportunity to showcase VR and provide a new level of gameplay. Red Meat Games received funding from the Canada Media Fund and has since taken their demo build of First Impact all over North America. After having been to several comic cons such as Niagara Falls Comic Con, Montreal Comic Con, Fan Expo, and London Comic Con the interest in this game has been growing, as has the community behind it. Making its alpha build debut at PAX West 2016, First Impact has shown that it has a lot of promise and will be one of the big contenders in the VR market at launch. So whether you are an HTC Vive user, PC player or a console gamer, this is one game that you don't want to miss in your library!
- Harness the four elemental powers of fire, water, earth, and air in order to defeat a variety of enemies.
- Choose how you move by having superpowers of flight, super speed, super jump, and teleportation.
- Rock out to an original soundtrack that Red Meat Games' musicians have crafted while you travel throughout the game.
- Explore a rich story that centers around players as they uncover the secrets behind the meteors falling towards earth.
Download all press screenshots here.
Logo & Icon
Download all logos and icons here.
Selected Articles
- "VR might just have its first great superhero game" – Jamie Feltham, Upload VR
- "Notre impression fut avant tout l'émerveillement…" – Camille et Julie, Pause Geek
- "… who doesn't want to play a game where you're a superhero?" – Dirk Libbey, CinemaBlend
- "… empowering players to smite evil doers with metahuman powers." – Jason Bohn, Hardcore Gamer
Additional Links
Our Original Soundtrack – Coming Soon
Developer Blog – We post updates about the development of the game at www.riseofahero.ca/developer-blog where we cover everything from art, game design and story development.
About Red Meat Games (The Team)
We're an independent game studio that started off developing mobile games and have worked our way into the virtual and augmented reality space. If you would like to see more about our company and projects then feel free to check out our website.


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Thomas D. Mastro To Be Sworn In As SUNY Trustee
May 26, 2015
Albany – Binghamton University Junior Thomas D. Mastro, who was recently elected president of the SUNY Student Assembly by his peers, will be sworn in as a member of the SUNY Board of Trustees tomorrow.
SUNY Chancellor Nancy L. Zimpher will participate in the ceremony, which is OPEN PRESS and will be held as follows:
Date: Wednesday, May 27
Time: 11:30 - Noon
Location: Gallery – First Floor
SUNY Plaza
353 Broadway
Albany, NY
About the State University of New York
The State University of New York is the largest comprehensive system of higher education in the United States, with 64 college and university campuses located within 30 miles of every home, school, and business in the state. As of Fall 2017, more than 430,000 students were enrolled in a degree program at a SUNY campus. In total, SUNY served nearly 1.4 million students in credit-bearing courses and programs, continuing education, and community outreach programs in the 2016-17 academic year. SUNY students and faculty across the state make significant contributions to research and discovery, resulting in $1 billion of externally sponsored activity each year. There are 3 million SUNY alumni worldwide, and one in three New Yorkers with a college degree is a SUNY alum. To learn more about how SUNY creates opportunity, visit www.suny.edu.
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Holly Liapis
Email the Office of Communications


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Pension Committee Meeting- April 15, 2013
Attendees: Jeff Rolfs- Vice President Finance and CFO, David Courtney- Employment Cost Analysis Manager, Garry Marnoch- GENMO, Lynn McCullough- GENMO
We reviewed our pension plan fund performance for the fourth quarter of 2012.
Overall, the funds performed quite well in the fourth quarter with our asset managers beating the benchmarks for similar funds the majority of the time. Overall, these asset managers beat the benchmarks for the past quarter, past year and past three years.
The asset mix has moved to 45% in risk seeking assets this quarter, ahead of the goal of spring, 2013. This new asset mix was decided on in order to reduce the volatility in the plan and to ensure that we do not have a similar situation to 2008 where the plan was heavily weighted in equities and suffered as a result.
The investment return and contributions exceeded benefit payments again. As mentioned in the previous report, this is a very positive sign regarding the health of our pension plan. The market value of the plan is up 4% from the fourth quarter of 2011 even when considering the benefit payments.
As there will be no new entrants to our plan since all active salaried employees have moved to a defined contribution plan, GMCL will be further evaluating the asset mix.
The funding valuation as of September 1, 2012 will be filed by May 31, 2013.
Wednesday, January 23, 2019


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More Remic news! We now have the final artwork for the third Combat-K novel, Hardcore. It's the handiwork of one Marek Okon, who also painted the Age of Ra cover for us. I believe it's what the youth of today refer to as 'skill'. There's something quite unpleasant and medical-looking going on in the background though. I'm trying not to look at it too closely.
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