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The Saatchi Gallery in London is currently displaying this unusual art series, which takes Stormtrooper helmets and turns them into colorful works of art. This fantastic gallery is sure to impress fans of the Star Wars series. What's great about this exhibit is that none of these artistic Stormtrooper upgrades look alike. That's because they all come from different artists, who put their own imaginative spin on these iconic sci-fi helmets.
One of these phenomenal artworks transforms a Stormtrooper helmet into a Campbell's soup-style container. This piece comes from artist Andrew Ainsworth, and was clearly inspired by Andy Warhol's works. Another helmet is covered in polka dots, and one features floral patterns.
Some of these artworks play around with color and patterns, while others tamper with the original shape of the helmets. This October gallery feature is definitely worth a look for Sci-Fi fans.
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These Artworks Turn Stormtrooper Helmets into Unusual Canvases
- By: Lacey-Jane WalshOct 24, 2013
References: artwars.net & theskunkpot
References: artwars.net & theskunkpot


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Stephen Sutton, the cancer-fighting, fundraising teenager who just last week sent a final 'signing off' message as his own health deteriorated has revealed yet another bizarre twist in his tale of heroism, publicity, and fundraising.
The 19-year-old who is suffering from colorectal cancer, as well as having complications elsewhere in his body posted a heartbreaking message last week after his #StephensStory cancer charity fundraiser burst through his £10,000 target and has of today reached nearly £3 million.
Today however, the boy who has gone through a 'bucket list' of final wishes posted the details of a remarkable incident from last night. The Huffington Post revealed that he appears to have coughed up a large tumour from inside his airways.
He wrote on Facebook:
This whole week has been pretty unbelievable and I can barely fully get my head round everything that has gone on, but yesterday there was perhaps the most bizarre but fortunate twist in the tale yet.
From around mid afternoon yesterday I developed a slight cough which slowly got worse as the day went on. From mid evening yesterday I developed a slight 'wheeze' in my breathing again which gradually got worse. After some visitors I had round in the evening left I tried sitting up in a chair, but straight away started asking the nurse to increase my oxygen levels as I was getting extremely short of breath. I then returned to my bed where I stabilised slightly for a while, but my breathing was still not right.
After a lying there for a bit longer the coughing increased and then suddenly the shortness of breath became incredibly severe. Amongst frantic hand pointing and panicking I felt like I was like suffocating. Then I forced out an oval red stained solid object through my mouth. My breathing and airway straight away felt clearer, but I spent the next hour violently coughing and choking, but then eventually my breathing once again stabilised.
Since then, my breathing has dramatically improved. I'm really stuck for the words of how to describe it. Throughout the night my throat was pretty sore but my 02 and other saturation levels are great. This morning I am relying on NO external oxygen to breath at all and I'm feeling bloody fantastic!!
The doctors have discussed what's happened and the only plausible conclusion is that I've literally coughed up a tumour (probably along with bits of infection etc) that was blocking my airway. I have had an X-ray this morning which seems to show my right lung has inflated slightly, suggesting the substance I coughed up was also a significant pressure that was causing a restriction on the collapsed lung. Physiologically a tumour breaking away like this is possible, but it all just seems incredibly surreal- mind, I'm not complaining!
My lungs are still pretty messy with other tumours, clots and potential infections/inflammations/etc affecting my overall condition but, for now at least, I am in a good stable state. I have no immediate problems and in fact feel better than I did when I first came into hospital last Sunday! The general oncologist and team I've been seeing will discuss the events with my professor in the morning and we will see where we go from there.. It's still a case of taking each day as it comes, but at the moment the days just keep on coming!!
Just 4 days ago Breitbart London reported that Stephen had raised £1.3m for the Teenage Cancer Trust. That number has since more than doubled.
On Tuesday Stephen issued a 'final thumbs up' from his hospital bed that led to funds coming in at a break neck speed.
Celebrity endorsements and retweets look set to continue to bring in donations, making it unclear how high the total will go. You can donate here.

subset: commoncrawl


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Bermudian broker Beach sold to Acrisure
Bermudian-based reinsurance broker Beach & Associates Ltd has been bought out by Acrisure LLC.
In a statement, Beach said the Michigan-based Acrisure bought the firm from New York-based private-equity firm Aquiline Capital Partners.
Terms of the deal were not disclosed. The purchase is expected to close in the first quarter, pending regulatory approvals, the statement said.
Beach�s office is on the fourth floor of The Roger Davidson Building on Reid Street, Hamilton. It also has offices in the US, UK, Canada and Switzerland.
Beach will retain its name, identity and management, including London-based chief executive officer Grahame Millwater, and �will continue to operate as an independent advisory and transactional broking business within Acrisure�.
Beach CEO Mr Millwater said: �It is difficult to imagine a more suitable way for us to transform from private-equity ownership than to become part of such an extraordinary business as Acrisure.
�The cultural fit is remarkable, our business ambitions are aligned and we have a deep regard for Acrisure�s management team and their strategy. This transaction gives both us, and our clients, long-term clarity and we are excited about being afforded the support to pursue ambitious growth plans. Aquiline has been a deeply supportive investor and we are grateful for their contribution to our success so far.�
Gregory Williams, CEO of Acrisure, said: �For our first acquisition outside North America, we were looking for a strong management team, international reach and significant reinsurance and insurance portfolio expertise. In Beach, we have found all of that and more.
�We look forward with real enthusiasm to both supporting Beach�s growth and to partnering with a world-class executive team as we grow our collective business.�
Jeff Greenberg, chairman and CEO of Aquiline, said: �We have been delighted to have been associated with Beach over the past three years. Grahame and the team are first-rate insurance and reinsurance professionals, and they have found an ideal solution for their next stage of development in a future partnership with Acrisure. We wish them all the best for the future.� Last week, Aquiline led a group of investors which provided a $500 million commitment to Bermudian run-off specialist Armour, enabling the company to set up a new reinsurer.
In 2005, Aquiline backed the formation of Validus Holdings, which set up as a $1 billion reinsurer in the wake of a market dislocation sparked by losses relating to hurricanes Katrina, Rita and Wilma.
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Published Jan 11, 2018 at 8:00 am (Updated Jan 11, 2018 at 12:18 am)
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I wanted to do a round up style post for 2015 but wasn't sure how I wanted to approach it. The lovely Sadhbh from Where Wishes Come From is hosting her annual linky so what better way to round up my year than by joining in with my 15 things from 2015. Be sure to check out her post and feel free to add your round up post to the linky too.
1. Most Popular Blog Post:
At the beginning of the year I wrote a post during one of Aidan's night time parties, I did not expect the response it received. My 'How to Prepare for a Newborn' post was shared on the front page of Mumsnet, My Kidstime, by several other bloggers and many other online platforms. It is a humorous look at the things they 'forget' to mention in all the parenting books – which I was glad to see I wasn't the only one experiencing. 12 months on and the laundry pile is still as high!
2. Favourite Post
This may be my pregnancy cravings speaking but the post I revisit a lot is my Chocolate Cupcake recipe. I originally made these for the Glensik blogger competition but they have been made over and over again since and are often requested by people who have tried them previously.
3. Favourite Photo
Technically this isn't a photo it is a digital image but it is based on a photo, which I also love. This print from Votre Portrait is one of my favourite possessions, I admire it every day.
4. Best Adventure:
Taking Aidan on his first foreign holiday (assuming Wales doesn't count as foreign?) was definitely an adventure. We went to Nerja in Spain for 10 days at the end of June. We though June was a good time of year as it wouldn't be too hot – we were very wrong! Temperatures were 33-36 degrees the entire time we were there! Luckily Aidan didn't mind the heat and honestly just slept through it mostly. We had a villa with our own private pool so it meant that we could still be out enjoying the sun while he was inside watching TV or having a nap. However, sometimes he napped in the pool too!
5. Favourite Craft:
After seeing The Dadventurer's canvas he made with Baby L I had to give it a go myself. I didn't actually write a post on it but here is a link to Dave's post for you to check out. It was an extremely messy but fantastic craft to do with a baby or toddler.
6. Most Common Theme:
The search term most popular from google, which pops up several times a week landing people on my blog is "immersion". Yes, immersion. They end up on my post about 'Irish slang' which has also proven to be a very popular post this year.
7. Favourite Vlog:
I really struggle to manage the blog and the Youtube channel at the same time. I love both but right now I think blogging better suits my life. With vlogging it is an all day, constant job with several hours editing at the end where as blogging can be done around Aidan's schedule and tantrums. This year I hope to find a balance between the two because I do love having the vlogs to watch back but end up abandoning the camera by mid day after dealing with Aidan's early onset 'terrible two phase'.
My favourite video from this year is between 'SURPRISE' and 'POOLS, PLANES AND PROMENADE' both captured two very sepcial weeks this year and they alone remind me of why I want to keep up vlogging.
8. Favourite Celebration:
This is a tough one because there are two very special celebrations that happened this year. Firstly, in May Aidan turned one. We had a lovely party for him some of which I captured on video. It is definitely a day we will always remember.
Secondly, in June my Grandad turned 80 and the entire family went away for the weekend. It was so nice to spend time with everyone together. We had a lovely meal together over the weekend, all the ladies visited the spa and the babies had a ball playing with each other (with a toy shop only metres from the hotel you can only imagine how spoilt they were). We also brought home a new family member that weekend – we just didn't know it yet.
9. My Best Move:
This year I rebranded the blog. While El and Baby A was a suitable name in the beginning it wasn't a good fit in the long run. After lots of thinking I decided on Bumps and Roundabouts as we cannot 'outgrow' it and also it doesn't limit me to any specific types of posts.
10. Favourite Freebie:
Bluestone! I cannot speak highly enough about Bluestone. We had such a lovely week there and we have all said we can't wait to go back. If you are looking for family friendly, relaxing and very unique holiday then Bluestone is definitely one to look at.
11. Best Blog Moment:
Being on the front page of Mumsnet was such a great moment for the blog. I was only blogging a few months at the time so to see my work recognised in such a way was a huge honour.
Being a finalist in the Irish Parenting Blogger awards back in April is definitely something I am extremely proud of. As fantastic as it was to be named as a finalist, the night and the community of IPB that I met at the event were definitely one of the highlights of my year.
12. Worst Blog Moment:
Making the move from El and Baby A to Bumps and Roundabouts was quite a stressful migration. Although everything went relatively smoothly it was like starting from scratch with several sites like Tots. It was quite disheartening to log in and see all my previous rankings take such a hit. I don't spend too much time stressing over these rankings but it is nice to see the numbers go up when you put the work in.
13. Favourite Title:
'We've been keeping a secret…'
Obviously, announcing that we are expecting our second baby was really exciting. I made a video to announce it and wrote a post too. That seems like only yesterday but in less then 10 weeks our second little man will be here, hopefully.
14. Favourite Blog-Series:
I am going to cheat on this one a little because I haven't really followed any blog series or partaken in any linkies in quite a while so I decided to talk about my favourite series. This year I discovered 'How to get away with murder' and oh my god I am hooked! Every episode leaves you on the edge of your seat and makes for great binge watching. Series 1 is on Netflix and I definitely suggest checking it out.
15. What My Blog Did For Me In 2015:
Both my blog and Youtube channel gave me a place to record my pregnancy, Aidan's milestones and our many adventures of the year. It has given me a place to put memories that I probably didn't even realise would be so special at the time. It has given me a space to revisit in times of sadness, hardship or darkness and gives me one hundred reasons to smile. There is no freebie, ranking or popular post that can trump the everyday moments I managed to capture on camera or in a post.


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I challenged myself to try something new with this card. Stampin Up came out with some new paper that is white, with a design embossed into it. I played with my inks to create the background papers. The backgrounds are created using the "direct to paper" technique with the ink. All you do is apply the ink directly to the paper itself. I varied where I placed the colors, and did some blending with a sponge, and yes, even my fingers, which made each one unique.
The "sky" background on the right was created using Tim Holtz Distress inks - "tumbled glass" and "chipped sapphire". I love how it looks like a stormy sky or night coming on. The "autumn" one on the left is using some Stampin Up inks - "dusty durango", "crumb cake", and Tim Holtz's "spiced marmalade" distress ink. This one just gives me that feel of the autumn leaves and changing colors.
The car design, I stamped twice. The one on the bottom has two eyelets to make it more like wheels, and then I cut and layered a second car on top and popped it out to give it some dimension. Finally, I finished the card off with the stamped saying.
I had a lot of fun trying out some new techniques!
Materials: white paper, Stampin Up paper and inks, Tim Holtz distress inks, eyelets, car - Art Impressions, words - Verses


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In our series, "Win a Cookbook," we'll give you a preview of a cookbook we love, then let you vote for the recipe you most want us a reveal. By voting, you enter to win a free copy of the cookbook.
If you don't know much about tapas, but want to, The Book of Tapas is the place to start. Written by Spanish cooking experts Simone and Ines Ortega (with an intro by Jose Andres), the book's cheery easy-on-the-eyes yellow pages are filled with classic recipes such as gambas al ajillo (garlic shrimp), patatas bravas (potatoes with spicy sauce), and pan con tomate (bread with tomato).
Call it Tapas 101: there's a glossary and an A-Z list of Spanish ingredients, but when you're ready for the next step up, there's also a guest chef section of recipes contributed by Carles Abellan and Frank Camorra, among other talents. Their salty, fragrant dishes are just what the summer ordered, taken along with a few glasses of cava.
So now, you decide: Which recipe should we reveal to our readers? Click after the jump to see some delectable photos from the book that will help guide your decision (or, more likely, will make it harder to choose).
In the comments section, vote for the photo you like best from The Book of Tapas and you could win a free copy of the book! Just type in the name of your favorite photo below (for example, "Fisherman's Rice"), and you not only vote for which recipe we reveal, but you also automatically enter to win a copy of The Book of Tapas. NO PURCHASE NECESSARY. Click here for full rules
The contest ends at 11:59 PM May 27, 2010, when all entries/comments must be received. When we reveal the three cookbook winners, we will also reveal the winning recipe.
#1 Fried Artichokes
#2 Lentils with Bacon and Sausages
#3 Fisherman's Rice
Reprinted with permission from The Book of Tapas by Simone and Ines Ortega, copyright 2010. Published by Phaidon.


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Another convention season has come and gone, and we were thrilled to see so many of you at New York Comic-Con last weekend. On Saturday, we held our annual industry panel and announced several, exciting new licenses. Here's what's new and upcoming from Yen Press!
Void's Enigmatic Mansion, based on the novel by JiEun Ha with art by HeeEun Kim relates the tales of the tenants of a mysterious house whose wishes may be granted though not always with the results they had hoped for… Serialized monthly beginning in October 2013, each chapter will be released in English digitally simultaneous to the Korean publication from Haksan Publishing
Ani-Imo by Haruko Kurumatani is the first of three new licenses representing the beginning of a licensing relationship between Yen Press and Kodansha in Japan. When sweet and docile Hikaru swaps bodies with her beloved twin brother, Youta, her personality does a complete 180, and she starts taking brotherly affection to a whole new level! Will Youta ever get his body back?! This gender bending comedy debuts in 2014.
He's My Only Vampire by Aya Shouoto is a seductive paranormal romance that demonstrates that love can have a way of coming back and biting you – in the neck! It's a lesson that Kana Takachiko learns all too well through her relationship with Aki, her childhood friend and pureblood vampire!
From the pen of the master of Gothic suspense, Kaori Yuki, comes Demon from a Foreign Land, a period fantasy steeped in black magic. When Sorato is orphaned following an earthquake, he quickly becomes ensnared in the dark secrets of the estate that becomes his new home. Demon from a Foreign Land will be released in hardcover editions starting in 2014.
Fans of QuinRose's Alice series have reason to celebrate with the forthcoming release of the Alice in the Country of Diamonds ~Wonderful Wonder World~ Official Visual Fan Book! Packed with illustrations, character profiles, creator interviews and manga, this book will be a must-have for any collector's shelves.
High School DxD, the manga adaptation of Ichiei Ishibumi's fan favorite light novel with art by Hiroji Mishima, promises to be one of the most anticipated new manga releases of 2014! When angels and demons collide with Hyoudou Issei, a libidinous high schooler, caught in the middle just about anything (and everything!) can happen…


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CCHR UK Protesters, approximately 50-strong, gathered outside the Town Hall, chanting "Love Me, Don't Drug Me" with reference to drugs such as Ritalin given to children for the fictitious "disease" of Attention Deficit Hyperactivity Disorder (ADHD), and then marched to the ICC carrying a large banner and placards that read "Psychiatry: Junk Science & Dangerous Drugs" and "Psychiatry: Labelling and Drugging Children For Profit".
For several hours, the group of protesters remained outside the ICC chanting and holding their banners in full view of psychiatrists entering and leaving the building. Thousands of fliers entitled Ten Things You Should Know About Psychiatry which laid out the dangers of psychiatric treatment were also distributed to the psychiatrists attending the Congress as well as passers-by.
The protesters then marched to 100 Sherlock Street, Birmingham B5 6LT for the official opening of CCHR's FREE exhibition entitled Psychiatry - An Industry of Death. The guest of honour who cut the ribbon was Awil Hussein, MBE. Here's what he said in his opening speech:
There are over 20 million children, worldwide, on psychiatric drugs. They are prescribed for a multitude of disorders that are not evidence-based and have no scientific validity.
Psychiatrists have come to realise that after decades of drugging their patients with no resultant cure, that these drugs don't work. They are now pushing other barbaric "treatments" such as electroshock (ECT) and deep brain stimulation form of electroshocking the brain.
So I am happy to welcome back to Birmingham for the 6th time The Citizens Commission on Human Rights and their Industry of Death Exhibition.
|Psychiatry: An Industry of Death was officially opened by Awil Hussein, MBE (third from left)
The exhibition aims not only to educate and inform but to bring "practical guidance for lawmakers, doctors, human rights advocates and private citizens to take action in their own sphere and thereby force psychiatry to account for its crimes and abuses."
Rare photos and artefacts, documentary films and multimedia exhibits construct a vivid account of criminal abuse and human suffering.
There are also graphic displays of psychosurgery, forced restraints, and sadistic psychiatric treatments such as high-voltage electroshock (ECT) and frontal and ice pick lobotomy.
Perhaps most unsettling is the Holocaust exhibit, documenting psychiatry's role in Hitler's rise to power and in fueling Nazi euthanasia programs that involved the extermination of some 300,000 people labeled mentally ill. The exhibit lays out the "psychiatric movement that would cause the deaths of millions," in cringe-worthy detail, such as how German psychologists of that era conducted their work in behaviour modification in the same fashion as animal training.
The museum tragically illustrates how drug overdoses and suicides, which CCHR exposes, are exacerbated or generated by psychiatric drugs, prematurely extinguished some of Hollywood's brightest lights, including Kurt Cobain (prescribed Ritalin), Marilyn Monroe (succumbed to an overdose of sleeping pills after meeting with a psychiatrist), and numerous others.
The rash of school shootings is another area of the human tragedy fueled by psychiatry, according to information presented in the museum. Columbine High School shooter Eric Harris, for example, was under the influence of the antidepressant Luvox at the time of the 1999 massacre in Colorado. It turns out that mind-altering drugs are a common thread with 39 other instances of school gun-related violence.
Sections of the museum also expose the involvement of individual psychiatrists in rape, torture, child molestation and other crimes. Case after case presented raises the question of whether the treatment for mental illness doesn't often prove more destructive than the malady itself, and suggests that behind a façade of respectability lurk predators in white coats.
Thanks to the rarity and wide variety of information provided, the museum is a beacon for lawmakers, doctors, human rights advocates, healthcare professionals, students and citizens interested or working in the areas of psychiatric abuses, over-medication, and general mental health. There is hope for the future if people are inspired to turn the psychiatric abuse equation around beginning with themselves and their own lives. And as a definitive resource on historical and contemporary theories and practices, Psychiatry: An Industry of Death already has made a difference.
The FREE exhibition is at 100 Sherlock Street, Birmingham B5 6LT and is open from 11am to 8pm until Wed 27th June 2018.
For more information, contact CCHR UK on 01342 313926 or email@example.com - www.cchr.org.uk


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Terrorism is a global threat that requires global partnerships — from people on the street to the international halls of power — a panel of security experts told an audience of about 800 Wednesday night at the Denver Performing Arts Complex.
"We did not defeat imperialism by ourselves; we did not defeat fascism by ourselves; we did not defeat communism by ourselves," said Gary Hart, the panel's moderator, a former U.S. senator from Colorado and now the vice chairman of the U.S. Homeland Security Advisory Council.
"And we will not defeat terrorism by ourselves."
On the same day that U.S. prosecutors announced that a former airport shuttle driver from Aurora, Najibullah Zazi, was part of a much larger al-Qaeda conspiracy to unleash suicide bombings in England and New York City last year, Mayor John Hickenlooper told the audience, "Denver really has become a hot spot of national events."
The discussion, a Biennial of the Americas event, was hosted by the Center for Empowered Living and Learning, or the CELL, a downtown nonprofit that educates about the threat and signs of terrorism.
The roots of terrorism grow under many flags, and Americans cannot afford to ignore far-removed threats, the panel of experts agreed.
"We cannot become complacent because we don't see it on a daily basis in the United States," said W. Ralph Basham, former commissioner of U.S. Customs and Border Protection.
He added that more cooperation is vital, particularly in the war on drugs, which includes the smuggling of humans and weapons in the United States.
"We, the United States, need to recognize that we don't always have all the answers," Basham said.
Hart asked the panel whether terrorism is an act of war or a criminal act.
"Terrorists don't wear uniforms; they attack civilians; they have no political agenda that can be satisfied," Hart said.
"Al-Qaeda operates more like the Mafia than Nazi Germany."
It's both, and requires the skills of the military, law enforcement, citizens and diplomats, said William R. Brownfield, the U.S. ambassador to Colombia.
"You have to access everything or you simply will not succeed," he said.
Gen. Victor Renuart, former chief of the U.S. Northern Command and the North American Aerospace Defense Command, or NORAD, said the sharing of intelligence is being done "in ways we could never have imagined on Sept. 10, 2001."
"The military is but one tool in this fight," he said.
The Biennial of the Americas is a July-long celebration of the culture and common issues of the 35 nations of the Western Hemisphere to promote exchanges on many fronts.
For a daily schedule of events, check the Biennial website at biennialoftheamericas.org.


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About Ohio University – Southern Campus
Ohio University – Southern Campus is classified as a public, four-year institution classified as a "Primarily Associate's" college. Although this is a baccalaureate-granting institution, less than 10% of degrees earned at this institution are bachelor's degrees. This mid-sized four-year institution has an estimated annual full-time enrollment of 500 to 1,999 students. This institution awards associate's degrees and no bachelor's degrees. According to data for fall enrollment, 10-39% of undergraduates are enrolled part-time. Enrollment data shows that only undergraduates are enrolled at this two-year associate's degree granting institution.


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For some reason people's basic knowledge of price mechanisms seems to go out the window when the subject turns to parking. A ridiculously large number of people are expected to come to town for Barack Obama's inauguration. Since one way of getting to town is on Metro, they're anticipating record ridership figures. And many of Metro's station are park-and-ride facilities in the suburbs — you drive there, drop your car, and drive into town. Since they're anticipating record ridership, they're also anticipating record demand for parking. Naturally, they've decided this would be a good moment for a temporary spate of free parking.
This is insane. The marginal costs associated with mass transit are close to zero. Consequently, fares and fees should really be kept as low as possible, with as much of operating costs as possible covered by direct subsidy. The exception to this guideline, however, is when you're genuinely up against a supply constraint. When you can't fit any more people on to your trains and there's no good way to expand service, you need to use pricing to keep demand in check, even in an Yglesian world where transit funding was sky-high. Similarly, since we aren't (and shouldn't) going to build whole new parking facilities between now and Inauguration Day, the only way to avoid ridiculous parking shortages is to charge more, not less, than usual. What's more we of course don't live in that ideal world where public subsidy is generous enough to use fees purely for rationing purposes. Metro needs to cover some of its operating costs through fares and parking fees. And Inauguration Day is a potential bonanza in that regard.
It's not too late to correct this error, and hopefully WMATA will think harder about this.


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Another Reason Why The Chinese Banking Financial Strength Rating Is Just Beating Iceland & Kyrgyzstan.....
Als Nachschlag zu Chinese Banking Financial Strength Rating Is Just Beating Iceland & Kyrgyzstan..... & "Enron-Esque Characteristics" Hiding An Even More Explosive Credit Growth In China ......
Moody's average rating for their financial strength is D-. On that scale, only six countries are worse off, including Iceland and Kyrgyzstan.
Fitch goes aaaagh on Chinese securitisation FT Alphaville
Frightened with Fitch on Wednesday. The rating agency has looked at where Chinese lending is disappearing to — only to reiterate that rather too much is flowing into the black hole of informal securitisation.
A very black hole, as Fitch explains (our emphasis):
Fitch believes the vast majority of these transactions are not publicly disclosed by Chinese banks, and few, if any, traces of the loans remain in financial statements. The growing popularity of this activity is increasingly distorting credit growth figures at an institutional and system level, resulting in pervasive understatement of credit growth and credit exposure. Consequently, Chinese banks' loan loss reserves and capital are more exposed to credit losses than current data suggests.
Adjusted for informal securitisation activity, Fitch estimates that the net amount of new CNY loans extended in H110 was closer to CNY5.9trn, or 28% above the official figure of CNY4.6trn. While this difference may seem small when compared to the total stock of CNY loans for banks involved in this activity (roughly CNY34trn at end-June 2010), on a flow basis the volume of credit being shifted off balance sheets in recent times has been large and rising. Activity also is largely concentrated among just a few dozen banks, and institution-specific exposure is often much higher.
Some banks very actively engaged in transactions last year are showing up in 2010 data as minimally involved, yet the bank's own salespeople (responding to Fitch's enquiries) state that business remains as strong as ever. Meanwhile, private placements of products to institutional investors are becoming more commonplace, most of which are never disclosed to any entity but the CBRC.
Because of this worsening in disclosure, data from third-party providers is capturing less and less transaction flow, with as much as 40% of deals in H110 going uncaptured, versus less than 10% prior to end-2009.
Although broadly similar, informal securitisation in China differs considerably from traditional securitisations in some critical aspects: asset pools are usually very heavily concentrated; the lack of a secondary market means investors typically must hold positions until maturity; there is no tranching based on credit risk; and the roles of loan originator, product distributor, custodian, and loan manager are frequently commingled, and in practice sometimes all played by a single bank.
Fitch on Chinese Banks; 7/2010
H/T Zero Hedge
China's trust factor FT Alphaville
Keep in mind that even the reported CPI is running close to 3 percent......With this kind of "alternatives" in search for yield and a housing bubble already in place ( see Andie Xie: "China's Property Market Is One Of The Biggest Bubbles Ever..." it is no wonder that In Fiat Money We Do Not Trust "Chinese Edition" is getting more "popular"......
First, cash-rich depositors were frustrated with low [bank] deposit rates (around 2% for a one-year deposit), and trust companies were happy to offer 4% or thereabouts, principal guaranteed.
Wenn man jetzt noch bedenkt das selbst die offiziellen Daten eine CPI von 3% ausweist und man berücksichtigt das der Immobilienmarkt bereits bis zum Bersten aufgepumpt ist ( siehe Andie Xie: "China's Property Market Is One Of The Biggest Bubbles Ever..." kann es wenig verwundern das die Fraktion In Fiat Money We Do Not Trust "Chinese Edition" deutlich an Popularität gewinnt.....
Second, even though banks' commissions on these products are low, they did not want their clients going to other banks, so they marketed them enthusiastically. Third, in some cases the banks were able to sell their own loan assets on to the trust company, which repackaged them and then sold them as wealth management products back to the bank's own clients. This allowed the banks to manage their official outstanding net loan position, which was subject to the loan quota..
Trust loans. These are loans extended by the trust company to one or more borrowers, which are then repackaged and sold on. We understand that quite a few real estate firms have borrowed from trusts at 15-20% annualised interest rates, given the banks' inability (since late last year) to increase their exposure to this sector. A bank that is unable to lend to a client itself may find a trust company that is willing to lend, and then sell the asset through its own branches . .
The point is, these are sizable positions. StanChart thinks the total amount of lending done by trusts and the total value of repackaged bank loan products issued in the first five months of this year was RMB690bn ($100bn). For context, that's about a month's worth of Chinese bank lending.
(Other estimates are even higher. The Economic Observer has RMB2,000bn in the first half of 2010, while the Shanghai Benefit Investment Consulting thinks they were at RMB2,5000bn).
The issue then, is that even as China attempts to curb bank loans — sometimes by literally pulling the plug on them — these trusts have stepped in to fill some of the space left behind.Small wonder then, that the CBRC is so keen to crack down on the industry to make its lending restrictions effective
Red Light Flashes for a Bank Lending LoopholeCaixing Online
Despite the late 2009 orders from CBRC, "trust loans from bank-trust cooperation grew significantly in April and May," a commission official said. "Especially in May, the growth began surging. We often received text messages from banks marketing this type of wealth management product."
On June 1, CBRC convened an urgent meeting with the 12 largest of the nation's approximately 60 trust companies, asking that they slow bank cooperation. They asked that bank-trust cooperation at the end of June not exceed the level of deals posted on April 30.
Statistics from the Yanglee Trust Workshop said 504 bank-trust wealth management products were issued in June – an average 20 products per bank per day – valued at about 777 billion yuan, up 30 percent from May.
The CBRC obviously has a minor credibility issue..... ;-)
Sieht ganz so aus als wenn der Regulierer CBRC nicht ganz für voll genommen wird... ;-)
Labels: "Enron-esque characteristics", balance sheet quality, china, off balance sheet


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Our mission is to set the The Gold Standard" in the Alaskan Cannabis industry by providing one of the finest stores, products, and overall customer experiences anywhere.Cannabaska is Alaska's leading Retail Marijuana store located in beautiful mid-town Anchorage, Ak. Attached to our retail store is our state of the art 10,000 sf cultivation. Our cultivation houses more than 100 different strains at any giving time.
Cannabaska's history starts with CEO Smadi Warden, a local from Anchorage. Smadi grew up to become one of the only woman Cannabis CEO in the United States. Our in-house cultivation offers some of the best strains Alaska has to offer! With all of the Cannabaska staff involved in our operation, we are proud to be a family owned and operated business. Our facility offers premium organic Alaskan grown cannabis that is hand watered, hand trimmed and expertly cured!
Here at Cannabaska our highly trained staff uses their knowledge and passion of cannabis to make sure our locals and tourist are well informed on the herbs they buy. Each visit to our retail store will leave you with a completely speechless. With our wide selection of the finest herbs in town to an amazing selection of glass, Cannabaska has everything you need.
Service Locations
At Cannabaska we are conveniently located at 521 w Tudor Rd Anchorage Alaska. Our store is just 5 min away from Ted Stevens airport, 10 min from downtown and just 15 min from Eagle River. We are proud to serve all of Alaska 21 and up.
We offer a really nice variety of premium Alaskan grown strain all with unique smells, and flavors. Currently we are offering our top shelf flower, pre-rolled full nugg joints, wax, shatter, oil, edibles and high end, very reasonably priced glass products.
Cannabaska currently accepts cash only, and does have an onsite ATM. We offer cool daily specials, loyalty rewards programs, and much more. Curious customers are more than welcome to call to 907-375-WEED regarding any product questions, and they have plenty of parking at their 521 W. Tudor, Anchorage location.


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On Sun, Jul 17, 2011 at 1:52 PM, Mark Nottingham <email@example.com> wrote: > Our text on Warnings <http://tools.ietf.org/html/draft-ietf-httpbis-p6-cache-15#section-3.6> currently includes the following requirements: > > """ > 110 Response is stale > > A cache SHOULD include this whenever the returned response is > stale. > > 111 Revalidation failed > > A cache SHOULD include this when returning a stale response > because an attempt to validate the response failed, due to an > inability to reach the server. > > 112 Disconnected operation > > A cache SHOULD include this if it is intentionally disconnected > from the rest of the network for a period of time. > > 113 Heuristic expiration > > A cache SHOULD include this if it heuristically chose a freshness > lifetime greater than 24 hours and the response's age is greater > than 24 hours. > """ > > (yes, there's a typo) > > ... along with a corresponding requirement in <http://tools.ietf.org/html/draft-ietf-httpbis-p6-cache-15#section-2.3.3>: > > """ > A cache SHOULD append a Warning header field with the 110 warn-code > (see Section 3.6) to stale responses. Likewise, a cache SHOULD add > the 112 warn-code to stale responses if the cache is disconnected. > """ > > I'd observe that the information in 110 and 113 duplicates what a client can already discover from examining the caching headers on the response (Date, Age, Expires, Last-Modified, Cache-Control), so I propose we downgrade these to MAYs (or just change it to prose). I don't see how they are redundant: 110 depends on cache heuristics stale A response is stale if its age has passed its freshness lifetime. -> freshness lifetime The length of time between the generation of a response and its expiration time. -> heuristic expiration time An expiration time assigned by a cache when no explicit expiration time is available. 113 likewise: if squid determines that a not-modified-for-3-weeks file does not need refreshing for 30 hours, 25 hours later a client can determine that the age is (say) 25 hours, but not why - was it due to disconnected operation? was it a heuristic? (squid implements 113 FWIW). > While we're at it, the semantics of 111 and 112 seem purely advisory, and they're not implemented in clients or caches (at all, AFAIK). So, I'd propose we downgrade them at the same time. > > This would allow us to remove the text in 2.3.3, or just turn it into an informative reference. > > Thoughts? I'd like to get 111 implemented in squid for front-end acceleration, as a diagnostic helper for tracking a glitching backend. 112 I don't have any particular view on. -RobReceived on Sunday, 17 July 2011 02:50:26 UTC
This archive was generated by hypermail 2.3.1 : Tuesday, 1 March 2016 11:10:58 UTC


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On this episode of the show, I connect with John Spencer, co-author of the book Launch. If you want to get your students using more design thinking and creating more I highly recommend you check out his book. He also is the host of the podcast The Creative Classroom and his websites is spencerauthor.com. Not only does John create great blog posts, but he's also excellent at creating dynamic videos, which you can catch at spencervideos.com. We talk about his experience in the classroom, the importance of journalism in school, and one of my favorite topics, higher ed. We also discuss the Global Day of Design, which is taking place on May 2. You can join in at globaldayofdesign.com.
On this episode I connect with Missouri School Leader and NASSP 2017 Digital Principal of the Year David Geurin. Among other things, he shares about his epic SWAT team at Bolivar High School who are armed with technical knowledge, not weaponry. I also really enjoyed his story about a positive twitter barrage he went on recently…you'll understand once you listen. You can find him on Twitter @DavidGeurin and his excellent blog is at davidgeurin.com.
For this episode, I had the privilege of connecting with 2016 Alabama Secondary Principal of the Year Danny Steele. Danny is clearly another great student-centered leader and he got me fired up. You can connect with him on Twitter @steelethoughts and his blog can be found at steelethoughts.com.
In this short episode, I talk about my transition back to the classroom and a new podcast project I'm working on about my grandfather who is a Holocaust survivor. Thank you for listening and take care!
In this episode, I have the privilege of connecting with Kevin Honeycutt, amazing educator and speaker. We discuss his vision for teaching and administration as well as a big life event that has helped mold his current views. You can connect with Kevin @KevinHoneycutt on Twitter and don't forget to check out his website kevinhoneycutt.org for a ton of great resources.


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Gillian Day
The Canada Goose is our largest goose and maybe our most familiar. They are a common bird across most of the country, nesting on park lakes, flooded gravel pits and reservoirs. Canada Geese are not native to this country, having been introduced from North America about 300 years ago. After the Second World War, they spread across the UK, becoming pests in some areas as they congregate in large numbers and cause damage.
How to identify
The Canada Goose is a large goose, with a black neck and head and white cheek patches.
Where to find it
Found almost throughout the country, except the north of Scotland.
When to find it
- January
- February
- March
- April
- May
- June
- July
- August
- September
- October
- November
- December
How can people help
Canada Geese can be a serious pest, nosily flocking at park lakes, decimating crops and leaving large quantities of excrement. But out on lakes and reservoirs, they can mostly live without cause for concern. The Wildlife Trusts work with pest controllers to find the most wildlife-friendly solutions to some of our everyday problems. You can help by avoiding feeding these birds at local parks and rivers.


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Household Types
Population Facts
What does this measure?
The percentage of households composed of married couples (with and without children), singles, and other variations.
Why is this important?
Changes in the types of households in a community can provide insight into the changing structure of families and the proportions of singles living alone.
How is our county doing?
The composition of households in Essex County changed little from 2000 to 2010-14. Individuals living alone (28%) and households composed of married couples without children (27%) continued to be the most common type of household in the county. This was equal to the national rates and very similar to state rates. Those who were married with children (21%) were the next largest household type, followed by single with children households (11%), those people living with relatives (7%) and nonrelatives living together (6%).
How do we compare to similar counties?
Similar to Essex County, the comparison areas did not have much change in their household types from 2000 to 2010-14, with the exception of Lake, IL which had a 6-point decrease in households of married couples with children. The most common household types in Middlesex, MA and Westchester, NY were the same as in Essex County and with similar proportions, people living alone and married couples without children, while Lake had more married couples with children, 30% of the total.
Notes about the data
The multiyear figures are from the Census Bureau's American Community Survey. The bureau combined 5 years of responses to the survey to provide estimates for smaller geographic areas and increase the precision of its estimates. However, because the information came from a survey, the samples responding to the survey were not always large enough to produce reliable results, especially in small geographic areas. CGR has noted on data tables the estimates with relatively large margins of error. Estimates with three asterisks have the largest margins, plus or minus 50% or more of the estimate. Two asterisks mean plus or minus 35%-50%, and one asterisk means plus or minus 20%-35%. For all estimates, the confidence level is 90%, meaning there is 90% probability the true value (if the whole population were surveyed) would be within the margin of error (or confidence interval). The survey provides data on characteristics of the population that used to be collected only during the decennial census. Data for this indicator are released annually in December.


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Crate & Barrel Adds More Sustainable Pieces
After our initial launch, we were thrilled to find Crate & Barrel's Kona rug. And over the past few years we've covered the company's various eco-products, such as their glass food storage containers, their Bamboo Bento collection and, in the past year, their "green sofa." Nowadays, we're amazed at what they've come up with.
At first, we were skeptical of Crate & Barrel's most recent e-newsletters, touting their commitment to sustainability, but we're beginning to see that this might not be a case of your average green washing. "The best place to start making the world a better place is right at home," reads the introduction to the environmental part of their website. "At Crate & Barrel, green is not a trend. It's an ongoing mission."
The company, known for their signature black and white logo on their bags and boxes, is phasing out the use of white bleached board and paper in favor of a more eco-friendly renewable fiber that contains post-consumer recyclable material. Additionally, in 2008 the logo will be printed on these materials using water-based inks. Every catalogue published by Crate & Barrel is published on paper certified by the FSC and are made from up to 30 percent post-consumer recycled paper. And, according to the website, they have "diligently worked to improve our database to make sure mailing lists are up to date and accurate to avoid mailing duplicates and undeliverable catalogues."
Crate & Barrel's most recent product releases include upholstered sofa and chair frames certified by the FSC and cushions made from soy- and corn-based foam and fibers. We've also seen their use of hemp, organic cotton, bamboo and linen increase as well whenever possible in so many different products.
The website tells us that there are many, many more eco-friendly products in Crate & Barrel's future. We can't wait to see them. ::Crate & Barrel ::Environment Page


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She's the embodiment of vintage fashion fabulousness, and now the Paris-based stylist Catherine Baba has created a capsule collection for Spring Summer 2013 with French boutique Nouvelle Affaire. Originally from Australia, Catherine is famous for dressing in vintage fashions from the Thirties, Forties and beyond, all while cycling around Paris in sky-high heels.
Her collection consists of her trademark looks: silky printed pyjamas, turbans and her curtain-tassel earrings, and was launched in eccentric style in Paris. Everyone from photographer Mario Testino to models Caroline de Maigret and Irina Lazareanu was in attendance. Catherine has previously collaborated on a line of costume jewellery with Maison Gripoix so now you can buy into her taste in both ready to wear and jewels.
As Catherine herself told ELLE when we interviewed her recently: More is never enough
Prices will start at around 150 euros, or £100, for a turban
Boutique - 5 rue Debelleyme, Le Marais, Paris
website nouvelleaffaire.com


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From Harvard Business Review
What do the following items have in common: credit cards and streaming or recorded music, robots for production, CAD systems, telephone networks, digital games, computers in products like cars and vacuum cleaners, sensors, and video consoles used in remote mining? Answer: They are all digital and connectable.
This is the world of total digitization: a multitude of digital devices and sensors creating streams of data, as well as any number of digital services and products for both internal and external use, distributed throughout the enterprise, and sometimes, but not always, connected. As the drive toward increased digitization continues, enterprises have to get a handle on this total digitization — and corporate CIOs have to step up to the challenge.
Three Approaches to Managing Total Digitization
How are enterprises managing the spread and scope of total digitization? We at MIT CISR have found that enterprises are using one or more of three approaches to managing total digitization: convergence, coordination, or a separate digital innovation stacks approach. Each approach has very different objectives and measures of success.
Read the full post at the Harvard Business Review.
Peter Weill is a Senior Research Scientist and Chair of the Center for Information Systems Research (CISR) at the MIT Sloan School of Management.
Stephanie Woerner is a Research Scientist at the MIT Sloan Center for Information Systems Research.


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We Specialize in HAIR! COLOR & CUTS. Facial WaXing. Express Mani/Pedi's. Come see us!
There are six outstanding stylists in our Salon waiting FOR YOU!
Saturday, February 21, 2009
Come check out - ACT I HAIR DESIGN
Posted by Miss Mindy at 3:28 PM
5 comments:
- My Grandkids ROCK said...
I want my hair to look like that last picture. Can you do that?
- February 21, 2009 at 5:58 PM
- IrishEyesAreSmiling said...
I'm coming in for sure...Ross and I drove by your shop today and I thought about you....I really would love to stop by!
- February 22, 2009 at 9:10 PM
- Sharon said...
Hi Mindy! Thanks for stopping by my blog! I just love your mom and can't wait to meet her on Saturday! You have such a cute blog!
Hugs, Sharon
- February 24, 2009 at 1:02 PM
I would love to come get my hair done, and see you girls of course =d I need something new!
- February 28, 2009 at 4:43 PM
- January 22, 2010 at 4:08 AM
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OAKLAND, Calif. --Crews replaced windows Saturday at President Barack Obama's campaign headquarters in downtown Oakland after protestors smashed the office's windows the night before. The wooden boards were replaced and despite the repair work, it was business as usual at the office.
The vandalism happened Friday around 9 p.m. Oakland police say several car windows were also smashed during an Occupy Oakland march.
"And they started yelling and yelling," Obama 2012 campaign worker Tommy Perry said. "Then they started shooting the paintballs, throwing rocks, and one guy had some little thing and started busting out the window. You can see I got paint all over me and everything."
Some campaign workers think the backlash toward the Obama campaign stems from the recent federal crackdown on medical marijuana dispensaries.
Oakland police followed the marchers but made no arrests. There were no injuries.


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Tuesday Afternoon Cheat Sheet: 3 Stories That Moved Markets
Alcoa (NYSE:AA) released its fourth-quarter earnings after the bell today. EPS (excluding special items) of $0.06 was just 1 cent shy of expectations, while revenue of $5.9 billion came in ahead of expectations for a 5.8 percent drop. With so much attention paid to the first major earnings release of the season, these results could largely be priced in to today's closing price of $9.10.
Here are three stories that helped shape the markets on Tuesday:
1) Euro-zone unemployment grew 0.1 points in November to a new all-time high of 11.8 percent. This was led by Spain, which hit a new high of 26.6 percent unemployment, and Greece, at 20 percent unemployment for the month. Austria had the lowest reading for November at just 4.5 percent. Germany, one of Europe's largest economies, registered 5.4 percent unemployment.
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2) There are 3 things keeping the World Economic Forum up at night, and those are debts, wealth disparities, and the degrading environment. While those three items certainly don't exhaust the list of major concerns for the globe, they are the highest ranked concerns facing the world in the eyes of the WEF constituency. Political and industry leaders from around the world gathered in Davos, Switzerland, to discuss the shape of world today and look at the future… (Read more.)
3) Although the fiscal cliff soap opera was pushed aside for a New York minute, the debt ceiling issue in Washington still has plenty of airtime.The U.S. started the new year by hitting its record debt ceiling of $16.394 trillion. In the final days of 2012, Treasury Secretary Timothy Geithner sent a letter to Congress warning of the inevitable event and said the Treasury Department will take "extraordinary measures" to provide approximately $200 billion in headroom. The tricks were first estimated to give the bobble-heads in Washington about two months of wiggle room, but new calculations show less time… (Read more.)
At the close: DJIA: -0.41%, S&P 500: -0.43%, Nasdaq: -0.23%.
On the commodities front, Oil climbed fractionally to $93.26 per barrel. Gold was also up, climbing 0.73 percent to $1,658.40 per ounce. Ten-year U.S. Treasury yields fell to 1.866 percent.
Don't Miss: Is The U.S. Debt Ceiling Really A Debt Target?


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Thursday, January 20, 2011
The Color Purple -- challenge time!
It's time for another Impression Obsession challenge. This time it's a color challenge and by golly, it's my all-time favorite, PURPLE. This adorable stork is a brand new IO image by artist Leigh Hannan, the sentiment is part of a new clear set by Kalani Allred and both will be available after CHA at the end of the month.
If you'd like to play along with the IO design team challenges, visit our blog for details for a chance to win a $25 gift certificate!
Be sure to visit the other designers' blogs for more sneak peeks of the new IO stamps...Good luck, have fun and thanks for visiting!
Posted by krcrafts at 12:00 AM 3 comments:
Thursday, January 6, 2011
Live Laugh Love... Always
My newest favorite Impression Obsession stamp is Live Laugh Love. When I first saw it, I immediately thought of my good friend, Carla, who lives by this sentiment and I *had* to make something with it. So, since this is my first creation in a looong time and Carla has always been one of my greatest supporters, sounding board and such a terrific friend, I decided to use this stamp in her honor. Love you, Carla!!
The stamps are actually a CHA Winter sneak peek and aren't available online yet, but they'll be ready for purchase soon! In fact, you might be able to find them in your local stamp store, so be sure to ask for them. The newsprint background is available now, though, so go get one! It's the perfect touch for almost any card.
Hope you're having a great start to 2011! Thanks for stopping by and be sure to visit the rest of the IO design team to check out some more sneak peeks and some old favorites.
Wednesday, August 11, 2010
Are you ready for some fun?
The Impression Obsession and Flower Soft Design Teams are playing together for this hop!
As you make your way through the hop make sure you comment on each and every post. There will be 4 prize winners chosen randomly among the blogs:
Two $25 gift certificates from Flower Soft and two $25 gift certificates from Impression Obsession!!!
The prize winners will be announced on the Flower Soft Blog and The Impression Obsession blog on Wednesday August 18th. Good luck!
If you didn't start at the beginning of the hop please go to the beginning at the Flower Soft Blog.
The Impression Obsession and Flower Soft Design Teams are playing together for this hop!
As you make your way through the hop make sure you comment on each and every post. There will be 4 prize winners chosen randomly among the blogs:
Two $25 gift certificates from Flower Soft and two $25 gift certificates from Impression Obsession!!!
The prize winners will be announced on the Flower Soft Blog and The Impression Obsession blog on Wednesday August 18th. Good luck!
If you didn't start at the beginning of the hop please go to the beginning at the Flower Soft Blog.
I started my project thinking I wanted to make a gift card holder, but as I was looking around for a place to photograph my card, it suddenly became Christmas decor instead! Funny how things like that happen, right? For this framed card, I used IO's Noel Doll stamp, colored it with Copic markers, then used Flower Soft in Polar White for the furry parts of the Santa suit. It works perfectly!
Want even more inspiration? Do you like video tutorials? How about Challenges? Make sure and check out both Flower Soft TV and the Impression Obsession blog!
****Next on the hop is Gini Cagle
****Next on the hop is Gini Cagle
Posted by krcrafts at 6:00 AM 64 comments:
Thursday, March 4, 2010
Happy Easter!
Isn't this the cutest peacock you've ever seen? He's all dressed for Easter! It's time for an Impression Obsession challenge...this time celebrating Easter and I'm all ready for it. Well, I'm ready for spring weather, anyway...LOL.
This is a newly released image by Leigh Hannan and I loved it from the first time I saw it, knew it must be purples and blues! Be sure to stop by the IO blog for info on how to join the challenge and have a chance to win a $25 IO gift certificate. And don't forget to check out the design team blogs for some beautiful and clever creations.
Posted by krcrafts at 5:59 AM 7 comments:
Saturday, February 20, 2010
Background Bonanza!
I'm a little late for this IO challenge, but here it is! The Cover-a-Card background stamp is called Flower Doodles(or Doodle Flowers, can't ever remember which is right--LOL). I've never used lavender and peach together, but it's pretty! Love this background---so fun to color.
If you haven't already, go check out the design team blogs and see what they came up with!
Posted by krcrafts at 10:59 AM 4 comments:
Thursday, November 19, 2009
Shaker cards!
Finally, I'm able to participate once again in an Impression Obsession challenge. It's been crazy busy at work(I work at IO) and I would literally fall asleep sitting up when I got home at night..lol. Anyway, it's getting back to normal and since I made a few shaker cards for a sample board for work, I thought I'd just show them all at once :)
IO has a new product called "Shake It" pouches designed to make shaker cards much simpler as it already has adhesive on it. Let me tell you, I made one and then couldn't stop.. They are addicting and so much fun!! There are 5 shapes (right now...sshhh, surprise coming soon!) and they work so well with the over 4,000 IO stamps available.
I took some individual pictures very quickly one day and just realized that they are all awful. So luckily, I'd taken this group shot and it was passable, so I'm just going to post it. Hope you enjoy all of the cards from the design team today...be sure to visit the other designers' blogs for some great work!
Posted by krcrafts at 7:21 AM 9 comments:
Thursday, August 6, 2009
Ready for Fall?
I don't know about you, but it's mighty hot here in Virginia these days and I'm very ready for some cooler weather. In fact, while I was making this card, I turned down the thermostat and was downright chilly to get me in the mood for fall and winter card making!
This card was made using a brand new release from Impression Obsession called Halloween Window and one of the new giant backgrounds called Cover-A-Card Thin. I finally tried the Prismacolor pencils with baby oil technique and I must admit that I *love* it!! Very easy and lots of fun! It's hard to tell in this photo, but I also used yellow Stickles for the face of the jack-o-lantern.
Hope you'll visit the rest of the IO ladies to see what they've come up with for this fall challenge! And be sure to visit the IO blog and participate in this challenge by making your own fall card, sending it to our blog hostess, Shirley and be entered in a drawing for a gift certificate to the IO store!
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t: 07979 301 636
Claire has worked in local commercial radio for over 13 years in both Spain and across the south coast of England, for stations including: 2-TEN FM (now Heart Berkshire), 96.4 The Eagle, Star 106.6, Reading 107FM, Fire Radio and as presenter and station manager of Hot Radio in Poole.
Claire currently presenting the Overseas FM Afternoon Bit, weekdays, 2-5pm. You can listen on 105.4FM in the north of the Costa Blanca, 93.4FM in the south of the Costa Blanca, online via the website: www.overseasfm.com or on your smartphone by downloading the FREE dedicated Overseas FM app.
For examples of Claire's work, please check out the media gallery.
https://www.facebook.com/DJClaireE - Echo Events Facebook page
http://www.overseasfm.com - The Spanish station on the Costa Blanca
https://www.facebook.com/overseasfm - Overseas FM Facebook page
https://www.facebook.com/Dexterthecockapoo - Dexter and Huxley's claim to fame
http://www.jigsawevents.biz - Our staging, sound and lighting partners


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In my last post I told you how I had gone to the WOW PaperKrafters training and Christmas get-together and I showed you the bookmark I had made as a swap.
As promised, here are the swaps I received in return. What a talented group these girls are. They all utilise some product from the new Summer Mini released today.
This is the absolutely stunning Christmas card Karen made using the Sweet Treat cups that are now available in the new Summer Mini. Instead of sweets Karen stamped some cute snowmen behind the cup and filled the cup with a glitter liquid that made it look like swirling snow when shaken. How clever's that! Love the ribbon, also new in the Summer Mini.
This was from Janine using the new Hello Again stamp set – really cute.
Debbie used the new butterfly punch to punch out the sweet little butterflies from the Butterfly Prints stamp set. Also note the Jumbo Grommett behind the ribbon bow.
This is from the stamp set Something Sweet which can also team up with the Sweet Treat cups. Sally made this 'sweet' and colourful card. Love those colours. They work really well together.
Last but by no means least, Lesley made not one, but three swaps! The little bag holds bay leaves. A great way to give away a little something to someone. In the centre is a lovely bookmark, which I will be using when next I have time to read my library book. On the right is a cute little card also using the butterflies.
Hope you are impressed as I was.
But that's not all (I sound like one of those ads!!!) Janine demonstrated making these adorable bride and groom boxes. Imagine these on a wedding table.
I'm still not finished because we did a couple of make and takes. Just look at these
A full on afternoon but so much fun.


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Working with young children is our specialty! Each camp will be filled with soccer games and activities for children geared toward improving motor, social and soccer skills in a FUN and POSITIVE environment. This camp is a perfect introduction into soccer and team play for children 3-8 years old. Campers will be divided into groups that are similar in age (ex: 3-5 years, 5-6 years, 6-8 years….). Parents do not need to stay on site for the camp. Go enjoy a few hours to yourself knowing your child is in great hands with us.
Thanks for a great summer 2018 campers! We look forward to playing with you again in the summer of 2019!
Santa Rosa:
2019 dates TBA
Location: Galvin Park, 3330 Yulupa Ave.
2019 dates TBA
Location: Leghorns Park, 690 Sonoma Mountain Parkway
Time of Camp:
There is no extended care available before or after camp.
$135 per camp (4 days, M-TH, 9-12pm)
$15 camp t-shirt (optional)
* $10 sibling discount
** We prorate if your child is joining a camp that is already in progress. $33.75 per day. The online registration is prorated at the end of each day.
3-8 years (co-ed)
Age Groups:
Campers will be divided into groups that are similar in age (ex: 3-5 years, 5-6 years, 6-8 years)
Daily Schedule:
9am – 9:15am – Free play with family and fellow campers
9:15am – 10:40am – Fun soccer activities (bathroom and water breaks too)
10:40am – 11:20am – Snack break, playground play, face painting
11:20am – 11:50am – Fun soccer activities
11:50am – 12pm – Clean up
*Times are approximate
What to Bring to Camp:
Healthy snack(s)
Water – Keep in mind the kids are active for 3 hours and will get very thirsty throughout the camp.
Please leave all personal soccer balls at home. We will supply all of the equipment.
What to Wear Camp:
Apply and send sunscreen (Our days are full of fun under the sun!)
Dress your child in t-shirt, shorts, and tennis shoes or soccer cleats. Shinguards are recommended for children 6 years and older.
Please label all clothing, snack bags, water bottles etc. with your childs' name.
All campers need to be potty trained.
Parents on Site:
Parents do not need to stay on site for the camp. Go enjoy a few hours to yourself knowing your child is in great hands with us!
A 100% refund, less a $35 per registrant admin/processing fee, will be given if notice of cancellation is received at least 7 days before the camp start date. No refunds will be given for cancellation less than 7 days prior to the start of the first day of camp. Refunds are issued in the form of a check. Our online registration system does not refund credit cards. There are no refunds due to inclement weather.


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What is an entrepreneur but someone how chases after dreams? Every entrepreneur has their own story to success, but none of them have an exact method that works every time. Even after decades of the success, the older entrepreneurs still experience failure every now and then.
As weird as it sounds, the entrepreneurs that experience the most failures are often the ones with the best advice. For some entrepreneurs, entrepreneurship is something that comes later in life. For Todd Lubar, entrepreneurship came after more than 20 years in the finance and credit industry. Now, Todd Lubar serves as President of TDL Global Ventures.
In 1995, Lubar's first corporate job was at Crestar Mortgage Corporation. Todd worked for the company for about four years, learning everything he could about conservative mortgage banking. His natural gift for finance really blossomed after he left Crestar and began working at Legacy Financial Group. Check out angel.co to see more.
His performance at Legacy Financial made him a superstar in the finance world. He brokered loans to numerous clients and generated a loan volume in the hundreds of millions. He also built up the company's Maryland office. His work at Legacy ended when he took the Senior VP position at Charter Funding.
While stilling working at Legacy, he also began his entrepreneurial journey. In 2002, he founded Legendary Properties, a small commercial real estate firm. Within a few years, Legendary Properties consumed much of his time. Eventually, his company became of the largest real estate firms on the east coast.
The idea behind TDL Ventures is to help people who aren't helped by banks. Applying for loans at a traditional bank is very stressful and these days are usually denied much-needed loans. To help these people, Lubar realized he'd have to create his own product and program. What he created is RELIEF.
As exciting as his work at TDL is, he's most excited about the future. He sees more people getting inspired to chase their dreams. As long as people are willing to chase, his company will survive.
See more: https://ideamensch.com/todd-lubar/


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Love U 4 Ever
By QueenBrat Designs
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Product Information
- Type: Combo Pack
- Designer: QueenBrat Designs
- Download Size: 268.6 MB (approximate)
Design Elements
- Digital Papers: 13
- Page Elements: 172
Designer Notes
A very cute kit of Valentine's Day and Love done in red, pink, and yellow with just a touch of glitter. Kit includes several cutsie Valentine characters along with lots of hearts, lace, and flowers. Kit also includes a 26 piece bottle cap alpha. The perfect kit for scrappers and taggers for your Valentine's Day and Love projects. This is the full kit that goes with my 'LOVE' kit.
Image Quality
High-resolution (print quality) JPG and PNG files (with transparency).
Download Options
Easy install directly into My Memories Suite software. Purchase My Memories Suite
General use installer for other software applications (i.e., Adobe Photoshop & Photoshop Elements, Paint Shop Pro, etc.).
Album and Photobook templates are intended for installation in the MyMemories Suite software only.
The General download will still contain all of the digital paper and page element files and template pages in a flat jpeg format so that you can recreate the template.
The layered pre-built pages are not available in the general download.
Download Access
All download options are available after checkout by clicking the "Access Your Downloads" provided on the order confirmation page. You may also access your downloads after logging into the My Account section located at the top right of the website.


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Single-Player RPGs / Re: Dungeon Hack (and other pc RPG games)« on: July 20, 2017, 11:44:26 AM »
I remember messing with that game for hours--really glad to see it come up again.
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I̶'̶m̶ ̶a̶ ̶r̶e̶c̶e̶n̶t̶ I was a stay-at-home dad. Sarcasm is my crutch and cynicism my wheelchair. Lunchroom Larfs are cute/silly notes I put in my daughter's lunch everyday. Each night I write a disturbing caption to make them palatable to cynical adults such as myself.
Wednesday, October 29, 2014
Lunchroom Larfs- October 29, 2014
Once being content to taunting old ladies and men who were unable to conceive their own children, the Gingerbread Man felt he could do more with his life. He started slowly with local charity races, but quickly moved up to half marathons and finally the pinnacle of all marathons, the Boston Marathon. He finished an impressive second place. As he was celebrating at the finish line, the third place winner who had eaten too much at breakfast and was about to throw up gobbled him up knowing ginger is a natural remedy for nausea. The story ends happily, the third place winner 9now second place winner) did not toss his cookies.
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The Colby by Erreà polo shirt is the ideal garment for those who want to be elegant at all times, on or off the pitch. It is a unisex short-sleeve polo shirt for adults, perfect for both men and women, featuring a refined design as well as classical and elegant style. The ideal item for athletes who want a touch of class even when they are wearing their game uniform. This polo shirt for men and women has a shirt collar with a 3-button placket that allows you adjust the garment inner ventilation. It features a semi-snug fit and coloured inlaids around the side splits and on the collar, so that you may show off your team's colours at all times.
Additional Information


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Equity Associates Attracts and Rewards Success.
Equity Associates operates under a 100% commission payout model. Our Partners receive the full value of their commissions in exchange for a fixed payout. The fixed payout will not increase as your business and your commissions grow; your success will always reward you, first and foremost.
Our fixed payout model rewards large and established Financial Advisors, ensuring that our dealership thrives with a strong foundation of experience, knowledge, and personal drive.
All MFDA and Regulatory fees are charged back at cost, guaranteeing that your compliance will never cost you more than the minimum.
Ownership with Control.
As an owner of the firm you, control your destiny. At Equity Associates, sale of the company requires the approval of 75% of our Partners. This provision gives Partners the long-term stability they need to grow their business with confidence.


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Saturday, Aug. 5, 1-3 p.m., Behringer-Crawford Museum, Covington
Ken Harper was sitting in economics classic at the University of Kentucky Community College just after Christmas vacation in 1951 when a classmate walked in and said, "I got my draft papers."
When class ended, Harper walked down the street and joined the Air Force. When he arrived home that afternoon, his own draft papers were in the mailbox.
Harper, who now lives in Crestview Hills, Kentucky, was one of thousands of young men who went from student to soldier, from Kentucky to Korea, without a lot of planning or preparation. It was the start of the Korean conflict, wedged between World War II and the Vietnam War, which came to be known as "the forgotten war" because it received relatively little attention over the years.
In recognition of those who served, Behringer-Crawford Museum is presenting "Korea: The Forgotten War," an exhibit documenting the roles veterans from Northern Kentucky and Ohio played. These personal war stories shed new light on a tumultuous and little-known period in American history.
A public reception is planned for the Saturday opening. All veterans and their spouses will be admitted free; veterans' families will be admitted for half-price.
Among others featured in the exhibit is Jerry McCandles of Campbellsburg, Kentucky. Two months after he graduated from high school, McCandles enlisted in the Marines and was sent to Parris Island, then Camp Pendleton, for combat training.
"I was still a naïve kid, and it was exciting to think that you were getting to go and fight," he said. "It didn't quite occur to me that they were going to shoot back. I got to go home on leave before I went overseas, and it dawned on me … what happens if they shoot back and you get killed? I knew then I'm ready … I'm ready to go overseas. I'm ready to die."
McCandles survived the war, but 35,000 other Americans did not. Despite the deaths, injuries and emotional toll, Americans returning home from Korea were not greeted with cheers and accolades. Instead, they said, it was almost as if their war experiences never happened.
When Ed Kleir of Ludlow, Kentucky, returned from Korea to his job at Coca Cola, it was like he had never left. "It was no big deal," he said. "You came home, and you fell back into where you had been. People said, 'Hey, haven't seen ya for a while, where ya been?' Korea. 'What were ya doing over there?' And that was the end of the conversation."
Today, more than 60 years later, veterans of the Korean War, their loved ones and many in their communities haven't forgotten the bloody conflict that lasted three years (1950-1953) and ended without clear resolution. For them, the conversation continues.
As Patrick Ruttle of Crescent Springs, Kentucky, said, "I'm very proud of what I did. It did shape my life. I'd be overdoing it to say the word thrilling, but it was to us so meaningful. We worked hard at it."
"Korea: The Forgotten War" features recorded interviews, diaries, photographs and artifacts loaned or donated by Korean War veterans and their families. Also included is a miniature statue of Thomas Dehne, a Marine from Newport, Kentucky, who was a model for one of the 19 full-size statues in the Korean War Veterans Memorial on the National Mall in Washington, D.C.
The exhibit is on display through Oct. 1. It is open during regular museum hours and is included with museum admission.
859-491-4003 or www.bcmuseum.org


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2019 Kia Forte. Information about the Kia Forte5 hatchback and turbocharger upgrade engine is possible, which may give up the current Munker Sc, should also come. We are seeing the 2019 model first in the form of a sedan, but a copy of the Kia Forte5 hatchback must get its updates soon enough. While the 2019 Kia Forte does offer a new Stinger performance, the third generation sedan earns some of its big brother looks from a set of Suwieback headlights and a less aggressive roll. The flowing ceiling and the short rear end give the model a mysterious coupe from some angles as well. The year Kia Forte was the best year ever in 2017, with sales of nearly 118,000 units, but Kia does exactly the opposite of resting on its glories by offering a completely new version of the popular Kia Forte.
2019 Kia Forte offers buyers more sophisticated technology, too. It now comes with an eight inch standard entertainment information system with support for the Apple Car Play that torches on top of the stack center. There is also an optional driver assistance kit that includes blind spot warning, lane maintenance assistance, adaptive adjustment control, and forward collision avoidance assistance. Full LED headlights are also available.
The new 2019 Kia Forte grows 3.2 inches (81 mm) to 182.7 inches (4,641 mm) in general, and the extra room contributes to more leg rooms for passengers and a larger trunk. The revised platform is 54 per cent of high-strength steel, contributing to a 16 per cent increase. Kia anticipates that the updated car will receive the highest scores in crash tests from the Institute of Highway Safety Insurance.
The only engine that Kia is currently releasing is the 2.0-liter Atkinson engine, which comes out of the same 147 horsepower and 132 lb-ft as the previous Kia Forte base. But an optional automatic transmission (a six-speed manual is standard) makes a significant change from a six-speed automatic to a continuously variable automatic (CVT) -Kia for the first time.
This move is clearly aimed at improving fuel economy, and in fact, Kia said the new 2019 Kia Forte will deliver 35 mpg combined, and improved 3 MB on the current I99A rated Kia Forte with six-speed automatic. For those who are concerned about this kind of transmission tendency to make engines for drones, Kia Kft said, like many others, uses a logic shift program to simulate gerangis.
However, it will be available in three finishes at launch: ME, S and X. More grades will come later, according to the company. Kia will release details of pricing and equipment 2019 Kia Forte closer to launch later this year.
You are viewing 2019 Kia Forte Show Engine For Sale Features, picture size 800x505 posted by Val Pitt at April 20, 2018. Don't forget to browse another photo in the related category or you can browse our other interesting photo that we have. Please also read our Privacy Policy and DCMA for the copyright of the images.Back to 2019 Kia Forte News And Info


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Freeman 3-PieceFinish and Trim6-Gallon CompressorCombo KitIncludes 16-gauge straight;nish nailer, 18-gauge2"brad nailer and 18-gauge1¼" narrow crown stapler.$249.99 DeliveredValid 7/1/13–8/4/13#776641 Costco.com only.
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Multipurpose Ventilation Kitby U.S. SunlightAllows for active ventilation to almost anyinterior space. Perfect for garages, laundryrooms, sheds and more. Reduce unwantedheat, odors and moisture with free solar power.Quali;es for 30% federal tax credit.$329.99 DeliveredValid 7/1/13–7/31/13 #105087 Costco.com only.
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Price and availability are subject to change without notice. Products may include a shipping and handling charge. For details, visit the product page on www.costco.com. Most online coupons at www.costco.com are manufacturers' coupons. State sales tax may be due on the
prediscounted price of the item when purchased using an online coupon. These taxes, if any, are in addition to the amount that you are paying for the product. Prices, speci;cations, availability and terms of offers are subject to change without notice. Taxes and shipping charges are
extra, and vary. *Using the product search box located at www.costco.com, please enter the provided search phrase to ;nd the product(s). Products shipped to Alaska, Hawaii or Puerto Rico will include an additional shipping and handling fee. This fee will be quoted at checkout.


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In Too Deep
Series: In Too Deep #1
Author: Michelle Kemper Brownlow
Release Date: June 6th 2013
Genre: New Adult Romance
Publisher: Sapphire Star Publishing
Long- Gracie has just finished her freshman year of college in Memphis when she takes a job at a local pizza joint in her home town of McKenzie, Tennessee. She is the epitome of innocence when she meets Noah. Noah is unabashedly handsome, intriguingly reckless and just cocky enough to be sexy. Gracie's instincts tell her to stay far away from him and based on the stories she hears from her co-workers he leaves broken hearts in his wake. But still, she can't explain her fascination with him.
Noah puts aside his bad boy ways when what he thought was a summer crush has him unexpectedly falling in love. But soon after Gracie transfers to UT Knoxville to be with Noah, their unexpected love becomes riddled with anger, deceit and humiliation.
Jake, Noah's former roommate and Gracie's best friend, can no longer be a bystander. Gracie's world falls out from beneath her and when she breaks she turns to Jake for strength. As Jake talks her through a decision she's not yet strong enough to make, together they uncover a truth so ugly neither of them is prepared for its fallout. Will Jake pull her to the surface or is Gracie Jordan finally In Too Deep?
On Solid Ground
Series: In Too Deep #2
Author: Michelle Kemper Brownlow
Release Date: December 3rd 2013
Genre: Contemporary, New Adult, Romance
Gracie survived an emotionally abusive relationship that wrecked her. Her ex, Noah, systematically chipped away at her self-esteem through intimidation, humiliation and infidelity which left Gracie unable to trust her own perception of his intentions. But after falling head over heels for Jake, her best friend and the man who stood by her through it all, she is ready to experience life in the way it was meant to be lived. However, Gracie may find it impossible to simultaneously heal from the trauma of abuse while navigating a relationship with Jake. Can she put her heart on hold in order to heal her soul?The sequel to the five-star debut novel, In Too Deep, chronicles Gracie's steps toward healing as she falls deeper in love, reaches out for help, stands on her own, steps out of her comfort zone, faces her biggest fears, and reconnects with a sensual, talented soul from her past all in hopes of finding herself on solid ground.
When I read Michelle Kemper Brownlow's In Too Deep, I will admit that I wanted to ring a few necks: Noah's for all the cheating, yo-yoing, and just bad, disgusting behavior towards Gracie, Gracie for going back to him over and over again, and her girl friends for not seeing just how badly he was treating her. More than one time, I wanted to put the first book down and just walk away from it because I was tired of seeing Gracie run back to a guy that we all know that she was way too good for. It made me so mad. I just wanted to shake her.
When she and Jake found that there was something more than friendship between them, I was estatic. From the first desription of him, I knew he was a great guy. At the end of the first book, I was definitely curious to see what was going to happen in the next book. I was hoping and praying that it wouldn't be as stomach crippling as the first.
It definitely surprised me in the smoothness of the book as compared to the first. I was glad to have a reprieve from the major up and downs from the first book. On Solid Ground definitely picked up the ball and took Gracie in the direction we had been hoping and praying that she would finally go.
One thing I really enjoyed about this book was the shift in point of view between Gracie and Jake. Since it's written in first person, the pov shifting back and forth allows us to see what's going on in both of their heads. It's refreshing to see inside Jake's head. I also like getting to see the beginning of this new relationship between Gracie and Jake. Finally, she's in a healthy relationship. After all the turmoil from the first book, it definitely made everything a little easier to follow and swallow without getting torn up.
This is the book where Gracie finally, really comes into her own. Instead of this broken, confused, fragile girl that we had to struggle with in the first book; this book is where Gracie finally gets a chance to heal from all of the struggles that Noah put her though. It takes a lot of healing after something like that, and I was glad to see Gracie go through this book to finally feel like the person she used to be.