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Position Statement
The Troth ® Position Statement
Adopted Trothmoot 2008
The Troth is a Germanic heathen religious organization. Its fundamental purpose is to advance the knowledge and honoring of:
The two great kindreds of Northern European gods and goddesses, commonly known as the Aesir and Vanir in Norse mythology, and their equivalents in other historical Germanic cultures;
Germanic deities that are not specifically mentioned in Old Norse sources, but which are understood to be beneficent (for example: Eostre/Ostara, Nehalennia, Saxnot, Nerthus);
Beings known from the standard texts of mythology or folklore to be allies of the Aesir and Vanir, or who are at least not depicted as openly hostile to our gods and goddesses and what they stand for, for example: Aegir, Ran, Thorri, Hel, Jordh/Earth, Sol, Mani, the Norns;
Wights of specific places such as the land, the waters, and the home (vaettir, tomten, brownies, huldufolk, etc.), as well as elves (alfar), dwarves (dvergar), female powers (disir/idises, valkyries), and other such beings;
Worthy and honorable human heroes and ancestors, ranging from the legendary through the historical past up to the present day.
Variations in the understanding of our heathen gods and goddesses, and the ways of honoring them, have always existed, even in the time of our Germanic heathen forebears. In the modern era, many good and true folk have sought to reconstruct, revive, and renew the old ways according to their own best understandings. One result has been the creation of different sects, tribal groups, traditions, and other divisions of contemporary Germanic religion. The Troth explicitly recognizes the existence of these differences and seeks to encompass them hospitably within the larger heathen community.
The Troth affirms the right of individuals and groups to freely worship as they will, guided by the dictates of their own consciences. Individual membership in the Troth is not predicated on adherence to any particular heathen religious practice, belief, theology, tradition, or dogma. We recognize that freedom of conscience, the free exchange of ideas, and diversity of opinions are vital for the healthy growth of our religion and folkways. The Troth does not and will not dictate to individual members which beings they may or may not honor, what forms of ritual they may or may not employ, or how they may conceive of these beings. In this regard, people who are closely involved with Loki are welcome as Troth members, but hailing Loki at certain Troth-sponsored events (such as traditional Trothmoot blots and the Trothmoot Grand Sumbel) is not allowed.
As a Germanic heathen organization, it is not part of the Troth's mission to promote or advance the honoring or worship of:
Deities and other beings from non-Germanic traditional religions, for example: Greco/Roman, Native American, Kemetic/Egyptian, Vedic or other traditional Indian deities;
Deities and other beings from the Abrahamic religions, for example: Jehovah, Jesus, Satan, Allah, Mohammed, angels, djinni;
Beings from Germanic mythology that are understood to be hostile to the Aesir and Vanir, to humanity, and/or to the cosmological order, for example: Angrboda, Fenrir, the Midgard Serpent/Jormungandr, Surtr, Muspel's Sons, Garm, Nidhogg.
Discussion of such deities and other beings, when relevant to issues surrounding heathen Germanic religion, is a normal and necessary occurrence in Troth forums, meetings, and publications. However, it is not the purpose of Troth programs, publications, offices, or certifications to advocate, promote, or carry out the honoring or worship of these entities. Troth members are expected to recognize and respect such boundaries in the context of Troth affairs.
The Troth, its officers, and its members may work for the benefit of the Troth with other organizations, including those not dedicated to Germanic Heathenry, on issues of common concern.
The officers of the Troth are hereby charged with implementing this policy into their operating procedures.


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Boycott of Guantanamo Military Commissions
In 2006, after charges were laid against a number of detainees held in the Guantanamo Bay detention camps, a boycott against the judicial hearings was declared by Ali al-Bahlul. The boycott gained momentum in 2008 when more detainees faced Guantanamo military commissions
The boycott has threatened the future of the tribunals, and reduced the credibility of the Military Commissions Act of 2006 as prisoners have resolved not to cooperate or recognise the American military proceedings, amidst claims that the tribunals were not impartial, the detainees had been abused or tortured into giving false confessions, and would find each detainee "Guilty" regardless of the facts.[1] Public confidence in the fairness of the trials reached all-time lows after the boycotts began.[2]
Organised by the detainees themselves, American military defence attorneys have blamed peer pressure for convincing other prisoners to join the process.[1]
Six of the charged prisoners have appeared before a judge in 2008, and five of them declared their intentions to boycott the proceedings. The Canadian Omar Khadr, accused of throwing a grenade when he was 15 years old, is the only detainee facing charges who is not currently boycotting the hearings, as his lawyers have stressed this shows that he is not a threat and will "play by the rules" if released.[1] He was, however, a former member of the boycott, announcing his intentions to boycott in March 2006.[3]
Detainees facing charges who have joined the boycott[edit]
- Ali Hamza Ahmad Sulayman al-Bahlul, accused of making videos glorifying al-Qaeda attacks[1]
- Mohamed Jawad, accused of throwing a grenade when he was 17 years old[1]
- Salim Hamdan, accused of acting as a chauffeur to Osama bin Laden, announced his boycott on April 29, 2008, after years of cooperation, stating that "America tells the whole world that it has freedom and justice. I do not see that...There are almost 100 detainees here. We do not see any rights. You do not give us the least bit of humanity...Give me a just court...Try me with a just law."[2]
- ^ a b c d e Melia, Michael. Associated Press, "Guantanamo detainees spread word to boycott trials", May 9, 2008
- ^ a b Colson, Deborah. Human Rights First, Another Boycott at Guantánamo, Another Test for the Military Commission System, April 30, 2008
- ^ Khadr vows boycott as shouts rock U.S. court, Toronto Star, April 6, 2006

subset: commoncrawl


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Start-up PayNearMe is bringing its cash payment network to bus tickets, utility bills payments, international money transfers and mobile account transfers.
PayNearMe last year set up a service (story) with 6,200 7-11 convenience stores that enabled people to make electronic payments with cash through 7-11 stores. In other words, people can buy something on, for example, Amazon.com and pay with cash at 7-11 stores, and immediately get credit with that merchant. The service is growing fast--the cash that went through PayNearMe's network was up 50% in April from March. The company has signed deals with 68 companies, 25 of which are live so far.
PayNearMe Tuesday is announcing a slew of new integrations of the service that show the large potential for the service across a number of industries. "There hasn't been a lot of technical innovation in this cash segment," said Danny Shader, chief executive of PayNearMe. "We're trying to bring Silicon Vally technology to the masses which is a gigantic category."
PayNearMe is focusing on the large market of an estimated 25% of Americans who do not have a credit or debit card to transfer money. Last year prepaid card company Greendot raised $164 million in its IPO targeting this market.
One integration with bus company Greyhound will enable people to buy bus tickets at 7-11 stores. People can call Greyhound to order a ticket, using a PayNearMe card, read the operator the number on the card, then pay with cash at 7-11 to finalize the purchase of the ticket.
Even more interesting, using PayNearMe technology, 7-11 will be able to print tickets at point of sale terminals on regular receipts that passengers can use to board the buses. PayNearMe is essentially turning 7-11 stores into bus terminals.
In an integration with bill provider InfoSend, people can pay their utility bills using PayNearMe. (About 10% of utility bills are paid in cash or money order, Shader says.) InfoSend will add bar codes on bill statements that people can take to 7-11 stores and use to pay in cash. InfoSend still has to get buy-in from the utility companies that it serves. But Shader believes utility companies will quickly sign on, because with consumers able to pay with cash at 7-11 stores, utilities will save money by not having to operate their own costly locations for customers to make cash payments.
In another integration with Ria Financial Services, a money-transfer company and subsidiary of Euronet Worldwide, people can transfer money to relatives overseas or pay bills with cash at 7-11 stores. Finally, in a PayNearMe deal with Sochitel, people will be able to add cash to remote mobile bill accounts--"value remittance" or "top-up"--enabling people in the U.S. to pay for their family's mobile bills overseas. Sochitel works with MTN Group, which is a major telecom provider in Africa and the Middle East.
I was previously a staff reporter at Forbes covering start-ups and venture capital. I was previously a reporter for Dow Jones VentureWire where my work also appeared in the Wall Street Journal. Follow me or contact me on Twitter tomiogeron....


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Do you have all your pictures backed up? Do you have all your importnat documents backed up? I learned this the hard way and even though I was able to recover most of my files that I lost, I would hate for anybody to go through the scare of loosing all their work, all their pictures or even all your photography tools and resources. I get a lot of emails where my fans lost all their actions because the computer crashed and even though I don't mind resending them I want to encourage everybody to please, please, please back up your files. There are lots of ways to back up your files and one of them is to back them up online. Here is a company that I use and I love and since backing up is so so very importnat to me I wanted to pass the gift for "piece of mind"to 3 of my fans.
So for a year you can have piece of mind that your computer is backed up!!
Here is what you have to do to enter for this giveaway:
1. Leave a comment here on my blog with your full name and email ( I hate when I pick a winner and there is no name or email that I can contact them )
2. All comments must be entered by tomorrow January 16th, 2012 8:00 CST
3. My daughter will pick the 3 lucky winners and I will announce the winner Friday January 20th, 2012
4. I will do a video of her choosing the winners, the same way I did with the lens..


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Bring your strategic plan to life with BoardMax Strategy
Your strategic plan, realized
A board portal streamlines and centralizes all meeting, member and document management to help boards operate more efficiently and effectively. With BoardMax Strategy, go a step further and drive your board to action.
BoardMax Strategy makes it possible to operationalize your organization's strategic plan. A multi-year strategic plan, goals and strategies can be housed and tied to meetings, members and tasks, and paired with robust reporting capabilities. As a result, the organization's focus is kept front and center.
Align board activity with strategy
Don't lose sight of what matters most. A rich-text editor and pre-built fields make it easy to upload your strategic plan into your board portal.
Assign individual strategies to a board, committee or member to create ownership and accountability. Built-in tools make it easy to continuously manage meetings and tasks against your strategic plan, and get more out of every meeting.
Security roles designate who can view, revise or manage the strategic plan.
Track progress against goals
Relate agenda items, tasks, member polls and fundraising to a strategy, adding purpose and focus to board activities. Start and end dates and goal values make strategies time-constrained and measurable, and as a result, easier to report.
BoardMax Strategy also includes a robust reporting dashboard and creates full transparency across the organization. Track the status of strategies in real-time, and monitor progress by goal, committee or task owner.
A new breed of BoardMax
BoardMax Strategy ensures all board activities are purposeful and goal-oriented. Rolled in are all the features of BoardMax Portal and BoardMax Performance, including meeting, member and document management. Board administrators, members and executives have everything they need at their fingertips and on the device of their choosing.
Explore how BoardMax Strategy can better align your board with your organization's mission and goals. Schedule a personalized demo to see the product in action.


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can design your mural for you based on your specifications or you can send it to us in any number of formats
including print, photo, or any digital format you may have including Photoshop,
Illustrator, InDesign, CorelDraw and others.
You then send us your collection of individual photos in any digital format. The more photos you have the better! A minimum number would be around 100, we have done murals with as many as 4500 individual images.
We prefer to have you send the photos on a CD, DVD or flash memory. Once we have your mural image and collection of photos, we apply our mosaic software and send you an email proof of your mural, once approved, the file is printed at 360 dpi on heavy gauge vinyl which can be hung or can be applied just like wallpaper. We can also do smaller output such as posters as well as many other materials.
For more information on the process, please click on the "How it Works" button,
For pricing, click on the "Prices" button. Be sure to explore the Gallery for examples and ideas...If you have any questions or need information not presented on these pages, please don't hesitate to Contact Us.
The eagle image above was
made from a collection of around 4000 of our own digital photos
from family events, vacations, holidays, etc.


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So in the rough economic times, you may have found that you no longer have enough cash for you drug habit anymore. Fret no more, it turns out you can accomplish the same effects while simply riding your bike. That is, provided you already haven't sold your bike to support your habit, perhaps you should consider stealing it back.
I came across the old Six-Day Bike Race. A basic explanation reveals that it started in Europe, but the basic goal is to complete as many laps on a track as possible in six days. The compeititors were allowed to sleep when they wanted, and start racing when they wanted. These only exist mainly in Europe now.However, America hosted its first at Madison Square Garden.
The most amazing part is the description of what this prolonged riding causes to the body.
"The condition included delusions and hallucinations. Riders wobbled and fell. But they were often well paid, especially since more people came to watch as their condition worsened." – Courtesy of wikipedia
"The wear and tear upon their nerves and their muscles, and the loss of sleep make them [peevish and fretful]. If their desires are not met with on the moment, they break forth with a stream of abuse. Nothing pleases them." – Brooklyn Daily Eagle
Sound like some crack heads I've seen.
You can also check a video over at Daily Motion.


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Listen to this article
The post-summit shine on the euro has faded quickly. Despite initial gains for the single currency, when European leaders acted on Friday to tackle the eurozone's debt crisis with help for troubled banks, sentiment is overwhelmingly bearish.
The single currency fell below the $1.26 level against the dollar at one point yesterday, having risen nearly 2 per cent late last week to almost $1.27 following an EU leaders' summit that agreed to allow the European Stability Mechanism, the eurozone's new bailout fund, to inject funds directly into Europe's banks.
It now faces another challenge. Tomorrow analysts expect the European Central Bank to cut interest rates for the first time since December, from 1 per cent to 0.75 per cent.
The usual response to a rate cut is for a currency to weaken, and many investors believe a weaker euro is precisely what Europe needs. The ECB last month cut its growth forecasts for next year from a range of zero to 2.2 per cent to zero to 2 per cent. It expects eurozone growth this year to be between -0.5 and 0.3 per cent.
FX Concepts, the currency hedge fund, believes it is in the ECB's best interests to talk the euro down amid the recessionary environment.
"We would argue that even if the eurozone were to solve its banking and sovereign funding problems, the depth of its developing recession should drive the value of the currency down about 20-30 per cent from current levels," wrote John Taylor, chief investment officer at FX Concepts, in a recent note to investors. "A corollary of that argument is that the European Central Bank should be assisting this fall."
But if the ECB is hoping to weaken the euro with a rate cut, it could be disappointed, at least in the short term.
Foreign currency analysts say any action by the ECB is likely to be viewed as positive, purely because it is being seen to take steps to address the eurozone's sluggish growth. That means a rate cut is more likely to send the euro higher than lower.
Furthermore, a 25 basis point cut is largely priced in, making it unlikely the euro will respond. Many believe the ECB would need to cut rates by at least 50 basis points to boost sentiment.
"If we get a 25 basis point cut as expected, there won't be a huge impact on the euro," says Geoffrey Kendrick, foreign currency strategist at Nomura. "A 50 basis point cut may actually be positive for the euro, while no change would send it lower at this stage."
The ECB has other tools it could deploy. These include increasing the ECB's bond-buying programme, seen as unlikely, or lengthening the repayment time for loans made under its longer-term refinancing operation earlier this year.
An extension of the LTRO would probably be seen as negative for the euro over the medium term. Previous rounds in December and February led investors to borrow euros to invest in emerging market currencies, for example.
However, foreign currency analysts are turning more bearish on the euro regardless of any action taken by the ECB. At the end of May, after a difficult month for the euro amid fears that Greece could leave the single currency, analysts from Bloomberg were predicting the euro would be $1.28 by the end of the year. Since then, those predictions have been cut to an average of $1.23.
Some analysts still believe the threat of Greece leaving the euro is being ignored by the markets, with the country yet to agree a renegotiation of its bailout package. Many are looking to next week's meeting of eurozone finance ministers as the likely forum for renegotiation between Greece and its eurozone partners. A disappointing outcome would weigh on the value of the euro.
Capital Economics, a London-based consultancy, predicts the euro will trade at about $1.10 by the end of the year, having "pencilled in" the departure of Greece, Portugal and possibly Ireland. "We see the euro depreciating quite a lot further as concerns about a possible break-up of the eurozone continue," says Jennifer McKeown, senior European economist.
Euro bulls are hard to find. Even those with forecasts significantly higher for the end of the year – including BNP Paribas and HSBC with $1.35 – believe the value of the euro will be driven by dollar weakness rather than positive developments in the eurozone. Many believe the biggest factor in the euro's favour remains the prospect of further monetary easing by the US Federal Reserve.
Positioning on the euro remains extremely bearish. While short positions on the single currency have fallen from recent record highs, speculators increased their euro shorts again in the week to last Tuesday, according to data from the US Commodity Futures Trading Commission.
The options market also shows investors are bearish on the euro, with greater demand for protection on the downside than the upside for the value of the euro against the dollar. Any boost from the ECB could therefore be temporary.
Get alerts on Eurozone economy when a new story is published


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Phil, graduate of Michigan State University in 1998, has worked as a Clinical Social Worker in the Greater Lansing area for over the past ten years. He was previously employed at Sparrow Behavioral Health Services at the Outpatient Mental Health Clinic and CARES-EAP. Most recently he was an owner of Mareck and Associates, serving the Geriatric Community by providing home-based counseling and assessment services. He was co-owner of Adrian Psychotherapy Associates until 2006; a private-practice clinic which specializes in family treatment.
He has clinical experience in working with children of all ages, with particular emphasis in working with teenagers and college aged adults. He works with older adults and medically frail individuals in their homes, providing assessments and on-going psychotherapy. He completed clinical training in Substance Abuse treatment; he treats addictions of all kinds and specializes in treating dually diagnosed individuals. He works with couples/families to improve their relationships and ability to communicate with one another.
Lenna immigrated to the United States in 1986, from Toronto Ontario. She left her native country, the former Soviet Union in 1979. She has her first Master's Degree from the Moscow Pedagogical Institute. She has practiced as a Clinical Social Worker for over ten years since completing her Master's Degree in Clinical Social Work in 1996 at Michigan State University. She previously worked at Ingham Regional Medical Center in their Older Adult programs.
She continues her work with Older Adults, providing assessment and counseling services with Beacon Counseling Services, LLC. She has worked for the past five years with Child and Family Services providing assessment and counseling services for children, adolescents, adults and older adults. She works with children above age 7, adolescents and families, young and older adults. She works with the following issues: depression, anxiety, older adults coping with life transitions/changes, grief, children coping with special needs (adoption, foster care), marital problems, family problems, anger management with adults and children. She can be contacted directly on her cell phone 517-281-6429.
Carrie received her Bachelors of Arts degree in Social Work from Michigan State University in 1997 and her Masters of Social Work degree from Wayne State University in 1998. She began her clinical practice working at the Children's Center in Detroit. She was subsequently the Child and Family Therapist for Central MI Community Mental Health and started seeing clients in a private practice setting in 2003. Carrie has also taught Sociology classes at the collegiate level. Carrie has experience working with children, adolescents, families and adults on a wide variety of issues, including depression and other mood disorders, anxiety, behavioral disorders, grief, ADHD and trauma. A lifelong believer in the innate health of all people, Carrie utilizes a strengths-based approach with care and compassion.
Janet L. Howes, LMSW-C/M, ACSW, has been a medical social workerand therapist since 1971. Her experience has covered a broad range of issues and she has been able to assist countless people find the solutions they seek by tapping into their own strengths, providing resources and information, and by practicing new ways of perceiving, processing, and responding.
Now associated with Beacon Counseling, Janet has operated in the Lansing area for over 20 years. She is a part of the community and she is here to help. Several types of insurance are accepted as well as cash payment. Her current practice specializes in chronic illness, Alzheimer's and related dementias, Huntington's Disease, end of life issues,relationship problems, anxiety, families new to the United States,military service, substance abuse, and depression.
Janet Howes was recognized as Michigan's Social Worker of the Year in 2001 by the National Association of Social Workers - Michigan Chapter. She continues to build upon the values and skills that make her stand out among her peers in a way that offers her clients exceptional service of a caring and experienced professional. She is a 1971 graduate of the University of Michigan School of Social Work, majoring in Group Work and Case Work. She has a Master's of Social Work (1971) and has worked professionally in the field of counseling, support groups, and case management in a clinical setting.
Ron retired after working with Beacon Counseling for years in January of 2015. We wish Ron the best in his retirement.
To schedule an appointment with another therapist, call 517-853-2992, ext. 101.
Details to follow soon.
Details to follow soon.


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Vacations are great. Vacations where you come back healthier and happier are awesome. On a recent post about goal setting, we mentioned the importance of rewarding yourself and your family for accomplishing a major goal.
Each week we will review a healthy city to plan your next FAV (Family Adventure Vacation). Not just an ordinary sightseeing vacation, but one where you can sign up for an event whether a tri, marathon, or some mountaineering. Of course we will throw in a few secrets on where to stay, what to eat, and what to do! This is a great way to get you motivated to train for your adventure abroad, and give yourself and your family a purpose and goal for getting fit and healthy. With an exciting F.A.V. planned out, we're positive junior will make mommy and daddy take those stairs and skip the elevator to get you prepped for that hike you have signed up for!


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It's been a closely contested season on the Ultimate Fighter this go-round, making it somewhat fitting that the most recent episode's featured bout went three rounds and saw both men nearly edge things out. Entering the effort, Team Nelson led 4-3 in the competition with #1 pick Dom Waters poised to take on Team Carwin's Mike Ricci in hopes of securing the final quarterfinal spot.
Ricci came out strong, landing a leg kick in the opening round that dropped Waters as well as a body shot doing some decent damage. Waters battled back in the second, scoring a takedown and taking the period with control and a steady flow of strikes. In the third, Waters seemed set to do more of the same before making a mistake allowing Ricci to sweep him and take over. In the end, spending the majority of the final frame on top proved to be enough for Ricci to get the win.
"Fighting three rounds against a guy like Dom Waters, with his skill and his size, was definitely a challenge and I had to dig deep. I did and it felt great," said Ricci after the bout. "That was the toughest fighter in the house and nobody wanted to fight him. I fought him for 15 minutes and I beat him."
The tournament's final eight fighters were also paired up for their respective rumbles on the show with the biggest surprise involving Ricci's request to mix it up with Michael Hill. The Canadian countrymen had made a pact earlier on the season to avoid facing off until the final out of solidarity for their heritage. However, some of Hill's antics in the house apparently changed Ricci's mind to the extent he made it a point to ask for the fight and was ultimately granted his wish.
The other quarterfinal clashes set to unfold in the immediate future are Jon Manley-Joey Rivera, Igor Araujo-Colton Smith, and Bristol Marunde-Neil Magny.
Other highlights (or lowlights depending on one's point of view) involved James Chaney admitting he bit Manley in their bout, apologizing to UFC President Dana White for the embarrassing act of desperation, as well as Julian Lane getting in the face of Smith after a crass remark nearly sent him to saying, "Let me bang, bro," for the second straight week. Ultimately, cooler heads prevailed, and the two worked out their issue.


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Motor City Magick
Welcome to the Awakened World, and to one of the places most anathema to it: Detroit, Michigan, U.S.A.
The Books of Reality
The Book of Time
The Book of Life
The Book of Space
Days of Detroit (to be constructed)
Mementos (to be constructed)
In a city known for fallen ambitions, choking smog, and urban wastelands, there is seldom a reason to hope. The world is dotted with such dismal places, almost magical in their despair, but Detroit is one of the most merciless examples of it: it's abandoned factories churn with life at night, but without a known purpose. The mystic Nodes, wellsprings of power and magick, shrivel and perish under the oppressive weight of the Pogrom of the metropolis. Megacorporations slowly stretch tendrils into every restoration effort, seemingly only to poison them. Vast stretches of the city are without power or life, serving as the wastes traveled by the twenty-first-century nomads of America, a mass of homeless people so numerous as to threaten the "proper" population. Detroit is, to the citizens who flee it and those fools who seek a new life at it's heart, a whirlpool that takes everything and gives nothing back.
Perhaps you're there in spite of that. Perhaps you're there because of that. Being Awakened has made you see with a clarity never possessed in your life as a Sleeper: the truths of society, and the monsters that nibble at its edges or form its very structures, are so apparent as to make the Sleeper's ignorance appalling. The true pit of misery that is this city was never so readily apparent to you as it is now, but neither was the power of your will given form. If there is anything that might raise a city out of Hell, it would be the magick that can shake the very pillars of Heaven.


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What does it mean?Until the passage of this Act, a special needs trust could not be established by the disabled beneficiary themselves. Someone other than the disabled person had to establish the trust: the assumption being that a disabled individual lacked the mental ability to establish a trust for their own benefit. Obviously, a glaringly incorrect assumption about individuals with disabilities. During my NAELA (National Academy of Elder Law Attorneys) presidency, and right up to the passage of the Act – NAELA has been instrumental in keeping this legislation in the forefront of necessary and important special needs change. We celebrate the Special Needs Trust Fairness Act today.Click here to see a brief description of the Act.
Firm News
Tim Turner worked with his financial advisors and attorneys to make sure his children received the balance of his retirement funds when he died. Tim died of old age in 2008.
Click here to read the Wall Street Journal article "When the Power of Attorney Lacks Power" dated June 13, 2016.
One area that causes a lot of confusion with regard to Medicaid is the look-back period.
Moving a family member to a nursing home is never a simple process. Finding the right facility, coordinating the move, managing a very sick family member and dealing with all of your emotions will easily overwhelm most of us. To make matters more difficult, the nursing home is asking you to sign a very complicated admissions agreement. Here is what you need to know before you sign.
Why do I need a Guardianship?
A few months ago, I met with a family with the following set of circumstances; Sue, the mother, has cancer; Jim, the father, is employed; one son, Steve, is 17 with autism in addition to other special needs who does not receive public benefits; the other son, Bruce, is a college graduate and works in a neighboring town. Sue's father recently died and left Steve $45,000 worth of bank stock. There are a variety of issues that must be addressed with this family.
Income taxation of First Party Special Needs Trust. Why I do not believe Section 674(c) applies to First party Special Needs Trust.
A reversion is a power to reclaim possession or enjoyment of the trust property. If at the creation of the trust, the value of the reversion exceeds 5% of the value of the trust portion to which the reversion relates, the grantor is treated as the owner of that portion of the trust. To determine whether the value of the reversion exceeds the 5% threshold, the value of the reversion is compared to the value of the transferred property, including those interests not dependent upon surviving the grantor. The reversion test is met whether the grantor retained a reversion that is expressly stated in the document or occurs by operation of law. Section 673 provides as follows: "The grantor will be treated as the owner of a trust or any portion of the trust in which the grantor has a reversionary interest in either the corpus or the income there from, if, as of the creation of the trust (or such portion), the value of such interest exceeds 5% of the value of the trust (or such portion)." For § 673 to apply there must be a reversionary interest to the grantor. Actuarial rules under § 2031 are used to value the reversion. For example: T creates a trust for 50 years for A. After 50 years, the trust then terminates and reverts to the grantor T. If the applicable § 7520 interest rate is 1.4% at the time the trust is created, the value of the reversion is 49.9%. Since the value of the reversionary interest exceeds 5%, T would be treated as the grantor under § 673. Section 673(c) is a valuation subsection to the general rule stated in 673(a). In other words, 673(c) does not create an additional category of rules to make a trust a grantor trust, it is an instruction on how the reversionary interest must be valued. 673(c) Special Rule For Determining Value Of Reversionary Interest "For purposes of subsection (a), the value of the grantor's reversionary interest shall be determined by assuming the maximum exercise of discretion in favor of the grantor" For example, a grantor funds a discretionary trust for the benefit of his children to last for 20 years. At the expiration of the 20 year period, the trust fund is to revert to the grantor. In determining whether the trust is a grantor trust under 673(a), the value of the grantors reversionary interest at the inception of the trust needs to be determined by assuming the maximum exercise of discretion in favor of the grantor. This means that in determining the value of the grantor's reversionary interest, 673 (c) requires an assumption that no distributions are made to the grantor's children during the trust's 20 year term A well drafted first party snt trust will require the trustee to exercise maximum discretion in favor of the beneficiary. The trust document must also provide that the grantor (beneficiary) cannot compel the trustee to make any distributions to or for the benefit of the grantor (beneficiary). If the document provided otherwise, it would not be a valid first party snt. The exercise of maximum discretion for the benefit of the grantor (beneficiary) is not a reversionary interest as contemplated under § 673(a). If there is no reversionary interest as defined in § 673(a), § 673(c) does not apply. Section 673(c) does not impose grantor tax status to a discretionary trust where no reversionary interest exists in the first place.
Click here to read the NAELA article entitled "NAELA Commends House Passage of Older Americans Act Reauthorization Act."
Douglas had to place his mother in a nursing home. Douglas consulted a social worker who told him that he should spend his mother's assets down to below $2,000 and then, for a small fee, the social worker would prepare the Medicaid application for his mother and everything would be taken care of. Douglas spent his mother's assets below $2,000, paid the social worker $2,500 to prepare the Medicaid application and was told everything was good to go with his mother. After about four months, Douglas had not heard anything on the status of the Medicaid application and the business office at the nursing home told him that his mother's account was $35,000 past due. After a few frantic calls to the social worker, Douglas found out that his mother's Medicaid application was rejected by the Medicaid office because of some prior gifts his mother had made to set up college funds for Douglas' three children. Because the Medicaid application was rejected, the nursing home is demanding that Douglas immediately pay the $35,000 past due account or the nursing home will evict his mother. Additionally, the nursing home is telling Douglas that he is personally liable for the payment of the bill because he signed as the "responsible party" at the time his mother was admitted to the nursing home. Fortunately, we were able to reverse the decision by the Medicaid office on appeal and qualify Douglas' mother for Medicaid. Douglas would have saved himself a lot of money and stress if he would have consulted with an elder law attorney with expertise in protecting assets from long term care costs this office first and retained them to complete the Medicaid application correctly. I explained that it is almost never in the best interest of the Medicaid applicant to spend down all of their money. There are legal ways to protect a person's savings if it is done correctly. The filing of a Medicaid application is a complicated process. There is no room for mistakes.
It can be an honor and a burden to be appointed trustee of a trust. What responsibilities have been thrust upon you? How do you successfully carry them out?
Brad is quoted in a MarketWatch article entitled, "Caring for Older People's Finances can Boost Independence," dated May 21, 2015. To read this article, click here.
Brad is quoted in an article entitled "Long Term Care Insurance: It's Not for Everyone." Please click here to read this article.
Brad is quoted in an article entitled "Navigating the Complexity of a Long Term Care Insuarnce Policy. Click here to read this article.
The recent case of Clark v. Rameker, 134 S. Ct. 2242 (2014), the U.S. Supreme Court unanimously ruled that inherited IRAs do not qualify for the bankruptcy exemption afforded to a debtor's own retirement accounts. Heidi Clark and her husband filed for Chapter 7 bankruptcy and claimed an IRA that Heidi had inherited from her mother as exempt. Originally, the Wisconsin Bankruptcy Court ruled that Ms. Clark's inherited IRA was not exempt as a retirement account. After winding through federal district court and the Seventh Circuit Court of Appeals, the U.S. Supreme Court heard the case. The Court unanimously ruled that inherited IRAs do not qualify for the bankruptcy exemption afforded to a debtor's own retirement accounts. The Court's ruling was based on three factors differentiating between an inherited IRA and a beneficiary's own IRA: 1. The beneficiary of an inherited IRA cannot make additional contributions to the account. An IRA owner, however, can make additional contributions to the account. 2. The beneficiary of an inherited IRA must take required minimum distributions from the account regardless of how old the beneficiary is. An IRA owner, however, can defer distributions at least until age 70 1/2. 3. The beneficiary of an inherited IRA can withdraw all funds anytime, for any reason, without a penalty. An IRA owner must generally wait until age 59 1/2 to take distributions without incurring penalties.
Brad is quoted in an article in MarketWatch entitled, "Who's Getting the Beach House? Tell Your Heirs Now." Click here to read this article.
Brad is quoted in a recent CNN Money/Genworth article entitled, "The Biggest Threat to Retirement Planning." Click here to read this article.
Brad participated on a panel, "Legalized Marijuana Update," at the annual Conference of Western Attorney Generals held in Park City, Utah in July 2014. Participants in the panel included: John Suthers, Colorado Attorney General; Bruce Turcott, Washington Assistant Attorney General; David Blake, Colorado Deputy Attorney General and Tim Cullen, Parter OpenVAPE.
Brad is quoted in a recent Market Wealth article entitled "How a Parent's Health-Care Bills Could Hurt You." Click here to read this article.
GAO released its report on long term care reform. It's a starting point. Click here to read the report.


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by Allie Dresser
The day Joe stopped caring if he lived or died, he stopped wearing his seatbelt. Being the coward he was, that's the closest he could get to suicide. Drive fast and hard and death would take care of the rest. Then he met Nikki. Today, Joe buckled his seatbelt for the first time in years.
Sunday, November 8, 2009
Reason Enough
by Allie Dresser
2 comments:
- MDJB said...
Excellent lesson in Appreciation for Living. There's always a reason to go on.
- November 8, 2009 at 7:43 PM
- Angel Zapata said...
Yeah, Allie. People can change for the better. Nice.
- November 11, 2009 at 7:08 AM
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Gymnastic Academy of Rockford athletes win national titles
Online Staff Report
Fourteen athletes from the Gymnastics Academy of Rockford (GAR) came home national champions this week, after competing at the 2014 U. S. T. A. National Championships in Louisville, Ky., June 17-21.
Individually, GAR athletes brought home a total of 150 top awards, including 90 finishes in the Top 10.
Following is a list of members of the tumbling and trampoline teams who won individual national titles:
Spencer Woll, Asa Taylor, Kaitya Timmer, Danny Smith (two first-place finishes), Grace Grant (two first-place finishes), Lynnelle Johnson-Danie, Logan Lupeamanu (two first-place finishes), Easton Fisher, Trinity Riley, Lily Prabhaker, Connor Held (three first-place finishes), Aiden Harris, Grant Heckel-Spenc, Taylor Beale, Madisyn Dahm, Jesse Jones (two first-place finishes), Karlie Anderson, Kaedyn Bevill and Kaleen Kelly.
The academy also brought home several 2014 team awards. First-place team awards went to teams competing in: Intermediate Boys Trampoline, Novice Girls Tumbling, Novice Boys Tumbling, Novice Boys Trampoline, Novice Boys Double Mini, Beginning Boys Double Mini, Novice Girls Trampoline, Sub-Advanced Girls Tumbling, and Intermediate Girls Trampoline.
Second-place team finishers were: Beginner Girls Trampoline, Advanced Boys Synchronized Trampoline, Novice Girls Double Mini and Boys Sub Novice Tumbling. Teams won third-place honors for Intermediate Girls Tumbling and Boys Advanced Trampoline.
The academy also received a first-place Top Team award for Double Mini and a second-place Top Team award for Trampoline.


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The next time you're crossing a parking lot or stuck in traffic, take a peak into the cars around you. You'll likely spot a variety of technological luxuries, from the now-standard cell phone to new gadgets like global positioning systems (GPSs), laptop computers, and even full-scale audio/video systems.
If you think the popularity of these devices is a passing fad, think again. According to the marketing research firm Frost & Sullivan, current sales for rear-seat entertainment systems is at $200 million and will likely double by the year 2007. The advances in automotive gadgetry make it easier to keep the kids entertained in the car, but they're creating the potential for new electrical problems, as well. I never thought much about power quality in cars until one of my neighbors approached me for help with the audio/video entertainment center installed in his SUV. Tackling this problem was my introduction to investigating power quality problems in automobiles.
As my neighbor Michael explained his problem, I began to envision a whole new dimension of power quality troubleshooting. Since installing a rear-seat entertainment system, Michael found his car's battery would die each night, and he'd need a "hot shot" the next morning to get going. The system installer told Michael he probably had a bad battery or charging system and recommended he get them checked at his dealer. The dealer said the battery system looked fine but thought the recent installation had created a short somewhere. He referred Michael back to the installer for a repair. Instead, Michael came to me.
A ghost load was obviously draining the battery when the engine was off. I knew it had to be a fairly large current draw to completely discharge the SUV's 400Ah battery overnight. The fact that there were no blown fuses and all the equipment appeared to be working correctly only made the situation more confusing. However, I thought troubleshooting the leakage current problem would be as simple as connecting a current meter to the load and beginning the process of circuit isolation by opening breakers until the current draw disappeared.
I don't use a DC clamp-on meter very often, so I didn't have one with me. I did have access to my digital mutlimeter (DMM), though, which can read up to 10A DC current. I hoped this would be enough to pinpoint the phantom load. We disconnected the positive battery cable from the battery and wired up my meter in series with the cable and battery. The meter measured a steady current draw of 5A. There was definitely a faulty circuit somewhere, but finding it was going to take some work.
In modern automobiles, certain loads draw current all the time. The alarm system, automotive clock, and seat memories all require power — even when the car isn't running. In some cases, the interior fan kicks on every once in a while to filter the air in the cabin. With all of these loads, it's no wonder automakers plan to increase the operating voltage from the 12VDC standard to a 24VDC-based system in the near future.
Michael and I began the testing process by pulling the fuses one-by-one to see if my meter uncovered a change in current. As soon as we pulled the accessory fuse, most of the current draw disappeared. Now we knew which circuit to focus on, but finding the short with all that concealed wire bundled together wasn't going to be easy. As I contemplated having to trace wires under the carpet and behind the panels of the doors, I remembered an old troubleshooting trick I learned several years ago while working on DC elevator control circuits. All I needed was a pocket compass.
With the fuse removed from the circuit, I had Michael use a jumper wire to tap the fuse terminals, which created an ON-OFF current flow through the conductors. Using a small key chain pocket compass, I followed the conductors from this circuit by watching the compass needle swing back and forth with the change in current flow. When current passes through a conductor, it creates a magnetic field, so I used the compass to detect the field.
After opening some covers and panels and removing tie wraps, we finally found the culprit. A mounting screw had penetrated some insulation on a couple of conductors that power up the passengers' heated seats. This explained why the current never became a fault current but was large enough to drain the battery. Once we removed the screw and covered the hole with some electrical tape, the system checked out fine.
When it comes to automotive power quality, the same basic rules of electricity still apply. Overvoltage and undervoltage conditions can wreak havoc on electronic systems and components. Most of the time, a faulty regulator or charging system is to blame. But as Michael's problem illustrates, sometimes the cause isn't so obvious.
Electrical Troubleshooting Tricks for Automobiles
Here are some "insider" troubleshooting tricks that should save you time and a few headaches while working on any vehicle.
Replacing a car battery can be frustrating because as soon as you remove the battery cable, everything wired into the car's electrical system loses power, erasing all of your settings. To avoid this problem next time, do the following:
Buy a 12V lantern battery at the hardware store. They go for about $5. Then connect a cigarette lighter plug cord to the lantern battery, making sure to observe the correct polarity. You can find these cords at most electronics stores for about $5.
Once you connect the cord to the lantern battery, plug the cigarette lighter plug into your cigarette lighter socket, which will parallel the lantern battery to the car's electrical system.
When you remove the car battery, the 12V lantern battery will feed the electrical system, keeping all of your electronic devices energized. Be careful with the car battery's positive terminal when connecting the new car battery — it is also energized.
Once the new car battery is in place, unplug the lantern battery.
The following technique is a must if you have a motor home or boat trailer. At some point in time, water will get into a turn signal or connector and start blowing fuses. Follow these instructions for troubleshooting the circuit without power.
Remove the defective fuse from the circuit, and wire up a 12V signal light in place of the fuse. The bulb will act as a resistive circuit element because it is wired in series with the circuit.
Start moving conductors around and tugging on bundles to see if the bulb flickers or dims. If this happens, you're close to the short, and the circuit resistance is changing.
Still can't find the fault? Have someone tap the connections for you, and use a compass to locate the conductor as mentioned in the article. If you move the compass along the wire and it moves back and forth, current is flowing in the circuit. When the needle stops moving, current is no longer flowing in that part of the circuit, so the short must be upstream. You'll find your short somewhere between these two points.


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Epiphone Supernova
The Epiphone Supernova electric guitar is the Noel Gallagher signature model. The Oasis guitarist is well known for using Epiphone semi-acoustics (such as the Epiphone Sheraton) and this guitar (reminiscent of a Gibson 335) is a fine example.
Made in Korea, to Gallaghers specifications, the Epiphone Supernova has 22 frets slapped on a nice chunky wide neck, a laminated top, and the standard Gibson control configuration two volume and two tone controls. Coupled with a 3-way selector switch the guitar has two Gibson designed Alnico 57 Epiphone pickups chrome hardware and "aged" crème binding. The pickguard features a replica of Noel Gallaghers signature and had a retail price of around $900 and came with a hard case.
Noel Gallagher is a football fan – specifically Manchester city – so the Supernova comes in "Man city" blue as an alternative there is a "union jack" style paint job for those that want a more "in your face" style. As ever the finish on the original releases was superb and the blue finish really stands out.
Sonically the Epiphone Supernova is very similar to the 335 with a smooth but bright tone. From Jazz, Blues through to alt rock this guitar has a good range of sounds – great for rhythm playing– while the neck is fairly quick. Though not producing anything unique what the Supernova does it does well albeit with fairly generic results.
Now discontinued the Epiphone Supernova can still be picked up from the usual auction sites, and makes a nice addition to your collection, and is a must have if you're an Oasis fan.
For more information on Epiphone – visit the Epiphone website
Tagged with: Epiphone • Signature
Filed under: Guitar Gear
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Karnail Singh Peer Mohammad
wants to
plz read this and signature this petition form. if you are already signature on it then thanks so much.
Ended about 5 years ago
demand for justice
Read more about the petition
jathedar akal takhat letter
sikh genocide petition form
from sikhs for justice (demand for justice)
so plz sign on sikh genocide petition form
jathedar akal takhat sahib letter. so plz sign on sikh sgenocide petition form.


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Painting Tricks
We all want to know the easiest ways to do everything. Why? Just because it saves a lot of time and a lot of energy that's needed elsewhere. Even though we may not know all of the short cuts, just having a few makes a huge difference! Therefore, I hope these tricks help you as much as they have helped me.
Cover paint tray with aluminum foil. This will make clean up a lot easier since all you have to do is remove the aluminum foil.
Use an angle brush to get close to the baseboards and ceiling. Make sure you go slow and steady. (Even if you tape these areas there is still a chance your lines may not be straight or paint still get where you don't want it to be) .
Purdy 1.5in
One of the best tricks
I've learned is when you are finished using your angle brush, put it in a freezer bag and put it in the refrigerator. You can also tie up your roller brush with a plastic bag and do the same. (This will allow you to not have to keep washing out your paint brush when you are done for the day. Let the paint brush return to room temperature in the freezer bag before you start back painting).
You DON'T always have to get the brand of paint that cost the most. You can always get the color matched in another brand. (For instance, my paint color is by Behr and it's called SandStone Cliff, but I decided to go with Valspar).
If you aren't sure that the color of your walls will show easily through your first paint of coat, get paint with primer. (Not only does it keep the cost down for having to buy each individually, but it also makes your time painting decrease, that's ALWAYS a plus to me).
Instead of painting your testers on your wall, I would find a board to paint them on. Since i figured that if I painted behind my door I wouldn't see the lines from the testers. (I'm surely happy I did because seeing those lines everyday would make me go crazy).
If you do decide to tape everything, make sure you place your tape on in sections and not with one long piece of tape. Also remove tape before it finish drying so that it won't peel off the paint you just painted.
Tips & Tricks


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Tesla (TSLA) Enthusiasm Quickly Fades
Tesla Post-Open Slump
On its opening day, shares of Tesla Motors (NASDAQ: TSLA) soared despite broader market weakness. Exactly one week later, Tesla could not catch a bid in a broad-based market rally that saw nearly every stock without major news close in the green. Speaking of green, it was a particularly strong day for green stocks, a group of which Tesla is a part of. First Solar (NASDAQ: FSLR) the leading stock in the solar sector closed sharply higher, up 5.42%.
Will The Slump Hurt Greentech IPOs?
TechCrunch raised the question as to whether the lack of followup success beyond the IPO day/week for companies like Tesla and A123 (AONE) will provide a "Netscape Moment" for greentech, whereby the lack of trading success inhibits the ability and desire for other startups to pursue public offerings. While I wasn't enamored with the IPO of Tesla, I still think that the IPO is an incredibly important tool for young companies. The cost of capital is far cheaper in pursuing an IPO than relying on venture capital and debt markets to fund growth. The key distinction for me is investors need to ask "why is this company going public?"
Typically there are two reasons to IPO: 1) to raise money to fund growth, or 2) to cash out early investors. With Tesla, there seems to be a little of both. Reaching public markets is an important milestone and factor in achieving sustainability of growth and affords the opportunity for young companies to leverage their existing revenue streams into further gains. Naturally, there should be an investment preference in companies who use their capital raises to fund longer term growth. Early investors cashing out too aggressively is generally a sign to run the other way.
In their analysis on the implications of the Tesla IPO on greentech carmakers, Earth2Tech offered some interesting thoughts from Smith Electric Vehicles' CEO, Bryan Hansel. Hansel put it the prospect of an IPO particularly well in declaring that the company would seek a public offering only "If we see a number of markets opening up." Ultimately, Smith Electric wants to see that they do in fact have a revenue base, at which point they will pursue an IPO in order to leverage that revenue base into growth. This is the recipe for success that other green IPOs need to follow.
When First Solar IPO'd, the company used the proceeds in order to build out its manufacturing capacity and to prepare itself for steadily increasing demand for their thin-film solar wafers. This helped the company's revenue growth take a parabolic trajectory in its early days as a public company. Similarly to Tesla, A123's stock has slumped since it's opening day; however, it remains above the initial pricing of the IPO. More importantly, the company itself is using the proceeds of the IPO in order to better position themselves in two key markets for the company's long-term success: electric car batteries and power grid storage of electricity. Such investment in its growth bodes well for A123's longer-term shareholders.
Essential for all of these young companies in young industries is to remain committed to their growth plans put in place prior to going public and not succumbing to the whims of quarterly earnings traders who rely far more on short-term fluctuations than long-term building. While that may sound idealistic, and it's certainly not easy to do, the companies who are performing the best in today's stock market are those who have remained committed to a plan of producing and delivering the best products and services, rather than focusing on squeezing every once out of each quarter (see: Apple, Inc., and in the green space First Solar).
As always, there will be successes and there will be failures with IPOs, but by no means should companies shy away from the public offering when the option is available.
Should we Reconsider Tesla?
I was rather shocked to see investors so eager to scoop up shares of Tesla when the company faces a significant revenue gap this year and still has plenty of time before it potentially can turn profitable. Anyone buying shares at this point should be well aware that the company is a risk/reward bet on a long term trend towards cleaner energy. It is far too early to judge the success of this particular IPO. One thing is clear, at these valuations, the risk/reward ratio is far more compelling to investors than it was just a week ago.
Despite the pullback in the stock's price, I would still rather wait to see tangible successes from Tesla in translating their new capital into a sustainable long-term business. As we start learning more about consumer sentiment towards the Model S, then there will be far more clarity as to whether this is a stock to own for the long-run.
Disclosure: Long AONE and FSLR
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By Dennis Agbo
ENUGU— A former member of the House of Representatives, Dr. Eddie Mbadiwe, has accused state governors of committing impunity with local government funds.
Mbadiwe, who represented Ideato North and South Federal Constituency of Imo State in the House of Representatives on the platform of All Progressive Grand Alliance, APGA, accused governors of pouncing on funds meant for local governments with impunity and stalling development at the grassroots.
Describing the Governors' Forum as a dangerous body not provided for in the constitution of Nigeria, the APGA chieftain said the governors use the forum to perpetrate odditities, adding that growth at the rural communities in the country would remain at zero level with the forum.
Mbadiwe who spoke at the golden jubilee wedding anniversary of the Chief Medical Director of Memfys International Hospital for Neurosurgery, Enugu, Prof. Sam Ohaegbulam said: "These are the kind of instruments the governors lean on for protection and intimidate the people.
"How do you expect the local government chairmen to embark on projects that would touch on the lives of their people when their allocations are seized and they only receive peanuts. Our people must rise and speak out against this wicked act".
He called for the scrapping of the Governors Forum, saying "our governors are just greedy."


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This is a neat trick. You kind of fake it. You get them to teach themselves.
I´m teaching an online course right now, How to Write for the Web, actually "Cómo escribir para la Web", totally in Spanish, for about 40 Latin American journalists from a dozen countries. It´s part of our offering at the Centro de Periodismo Digital.
Using a book helps
The point of this course is to show journalists how the habits of web readers affect the way they should write. (For one thing, web readers are lazy, selfish and ruthless, in the words of one researcher.)
Dumping text from a newspaper onto the web is surefire strategy for having a site that isn´t visited much. (Michael Agger wrote a witty piece about this for Slate.)
This is the only course I´ve taught from a book (it´s available free online in PDF form): "Cómo escribir para la Web", by Guillermo Franco, who was editor of Colombia´s prestigious El Tiempo website for many years.
Chapter by chapter, Franco takes the reader through behavioral studies of web usability and habits of web users that have implications for writers. Each chapter has a couple of recommendations to writers about how to make their work more web-friendly and more accessible to search engines.
The writing principles are the same
The cover of Franco´s book shows an inverted pyramid, which has been a guiding model for newspaper writing for a century. Specifically it means put the most important information at the top of the story.
So in the writing exercises in this course, we get back to the basics.
I ask the journalists to present an article they´ve written and then rewrite it for the web. Each participant puts the original (or part of it) in the discussion forum along with the edited version.
Here´s the trick: I´m not the only one giving them feedback. Each participant has to comment on the work of two others, so they´re editing each other, teaching each other.
Franco, whom I´ve gotten to know in the past year, also gave me some exercises to use. Participants are given an article to rewrite and then can compare their work to the rewrite that Franco himself did.
What isn´t easy for a non-native speaker
Most of the time I can recognize the difference between good and bad writing in Spanish. Bad writing is vague, windy, repetitive, sloppy, loose and imprecise, among other things. These kinds of observations I can make with no problem.
What´s not easy for me in Spanish is rewrite completely a piece of bad writing. There are too many chances for me to unknowingly use a phrase or construction that a native speaker would never use.
There are a couple of experienced editors in the class who do excellent rewrite of the other course participants´ work. Their contributions are invaluable.
The tricks of the trade are the same
Reading the comments in the forums of the course, I realize that Latin American editors use many of the same tactics with reporters that you learn in an American newsroom.
When a reporter hands in a rambling account of some news event, the editor will tell the reporter, put away the notes, sit down and tell me what this story is about.
Or the editor will say to the reporter, tell me what the headline is for this story. It helps the reporter focus on what´s important.
If a reporter covering a complex story falls into the trap of using technical language, editors will say, Explain it to the readers as if you were explaining it to your grandmother (tu abuelita).
It´s too much fun
For someone who loves good writing, it´s a pleasure to jump into these forums where writers are passionately debating their craft. I´m learning a lot about the shades of meaning and connotations of Spanish words that I could never pick up using a dictionary alone.
It´s also comforting to see that I´m not the only one who doesn´t understand certain expressions. Some of the regionalisms are incomprehensible even to other Spanish speakers.
What a blast. Or as we might say in Méxio, que padre.


text: Back to results Scroll Items 7397 of 13319 Product Details With heirloom warmth, our elegant Classic Fanned Ice Scoop makes a statement atop any bar when paired with the Classic Oval Small Ice Bucket. Part of the timeless Classic collection. Handcrafted from 100% recycled aluminum. Material: Recycled Sandcast Aluminum Designer: Michael Updike Recommended care: wash by hand with mild dishwashing soap and dry immediately. Everything that Mariposa® does is original. Their belief that design is essential to a modern vision of life celebrates the voluptuous forms and ever-new textures of aluminum. Mariposa® pieces have an enormous range of themes and moods. People love its casual, sculpted elegance — a strong, virtually carefree material. Their signature artisan handcrafted look in recycled aluminum is both pleasing to the eye and touch, as well as 100% ecologically sound. SendAFrame stocks the entire Mariposa® picture frame line - along with associated pattern pieces like this - for your shopping convenience. To start - or add to your collection, click: Mariposa® Design Collection. The Original FANNED ICE SCOOP by Mariposa® Model #13157719 $36.00 In stock Ships next business day Your Price Match is Active Your request for a price of $0.00 for a minimum quantity of has been accepted. You have [time] left to purchase this item for $0.00 Find a Lower Price? We BEAT All Authorized Retailers [?] Brand: Mariposa® Material: Aluminum Display Type: not applicable n/a Color: Silver Approx. Overall Dimensions:7 3/4"x3" This item ships in its own box SHARE THIS ITEM Share on Facebook View more items Compatible Items Tags - Similar Searches Compatible Items Tags - Similar Searches PEARL BEAD ICE SCOOP - $36.00 ROPE ICE SCOOP - $36.00 aluminum Metallic Pewter


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This 5.5 x 4m Log Cabin Base Kit is quick and easy to install due to its simple interlocking design, a great alternative to laying heavy slabs or concrete. It is made from 100% recycled plastic making it eco friendly.
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I went out to see a play at a local state park last night. I should have realized that Thursday the Twelfth was not a good night to go out, but I did anyway. I managed to get lost on the way – on a road I've driven many, many, many times. After driving a distance that should have gotten me there, I found myself on a major highway halfway to my destination. At least I knew where I was, and I also knew a shortcut to the park. I got on a limited access highway and sped – in reference to speed, not speed laws, of course – to the exit I wanted, got off and had another car come flying up behind me. I floored the gas pedal to try to keep him off my bumper. Flying through the woods on a windy, two-lane road with ditches on both sides is not fun, at least for me. The jerk about a foot behind me seemed to love it. He finally passed me in a no-passing zone and got stuck behind a utility truck less than a quarter-mile ahead, allowing me to catch back up to him. I finally got to the park and found a great spot in front of the stage.
A friend of mine in the show told me a few days before that I needed to come see it because it was actually good, unlike the last show – which she had also said was good. When I questioned her about it further, she said this one was much better. The last show was very entertaining, but no masterpiece. The acting was good. The production was quite good, given the limitations of the venue. The script itself didn't give much to produce greatness though. It was quite humourous and the cast fully brought out that aspect of it. Unfortunately it was not a really good show. – I made a point after the show of telling my friend that she didn't have to lie about how good it was because I was going to come out to see her in it anyway, after which she insisted that she did need to say that and that it is "the greatest show EVER!" in a completely "I'm bulls*^@%ing you" tone of voice. – It was still well-worth the trip out to the park to see it though.
They say that teachers are awful students and doctors make the worst patients. I'm starting to think that actors are not the best people to go see plays with. There was commentary through large parts of the show, ranging from the this-ground-is-hard/I-need-to-move variety to the our-friend-totally-lied-to-us kind. I still think the latter was a bit of an exaggeration – although the ground was quite hard in reference to the former. I've noticed the same thing with other thespians as well though. Come to think of it, it's pretty common among the general population these days, so nevermind.
After the play, I stayed for a bit and talked. Someone recognized me from Copa, despite my having a beard for disguise. – She actually said that she didn't recognize me until someone pointed out that it was me. – I eventually began my trek back home, and that turned out to be even more exciting than the way to the park.
There was a heavy fog at the intersection where I needed to turn to take the fast way home, but I managed to get the turn anyway. The fog was so thick though that I could barely see the road, and the next thing I knew – literally only about 45 seconds – I was back on the road I had just gotten off of and headed back towards the park. I'm still not sure how I managed to do that. I turned around, took my turn again and headed off in the right direction. Everything looked normal, aside from the fog. There was the hill on my left side, a creek on my right, lots of woods and occasionally a house. I finally crossed over the overpass. I looked down at all the lights passing under me and realized something. I wasn't supposed to cross the interstate. I actually wasn't even supposed to get NEAR the interstate. At least I knew that if I kept going on that road, I'd run into a major highway and take that east to get home. Eventually, I came across that highway and had an incredible urge to turn west and just drive for a couple of days. That sort of thing happens with me. After sitting at the stop sign for a minute or so, fighting that urge, I turned east and headed home. An hour and three counties after leaving the park – which is half an hour from home and in the same county – I got back home and went to bed.
This morning, I find myself exhausted after only five hours of sleep. It's for mornings like this that Starbucks was founded. You also know you're tired when your venti bold-roast coffee looks like it's only a grande. It wasn't until about halfway through it that it started to look like the right size. One thing I discovered last night that never would have if I hadn't gotten lost is that Billy Joel's For the Longest Time has to be the perfect song to warm up my tenor register to. If I hadn't spent that long driving home, I never would have come to that song on my iTouch playlist.


text:
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text:
Blood donation removes red cells and therefore iron. Donation is a known risk for developing iron deficiency.
Approximate iron loss by donation type
- The iron loss associated with whole blood donation may represent up to almost 75% of a premenopausal female's iron stores.
- A plateletpheresis donor who donates every 2 weeks may almost equal the iron loss of a whole blood donor.
- The introduction of saline replacement with plasmapheresis donation has resulted in minimal red blood cell loss in the lines, as the saline flushes these back to the donor. The 40mL loss is largely accounted for by samples.
- Most iron-replete donors will have iron store recovery before their next donation. Those at particular risk of iron deficiency are young donors, premenopausal women and frequent donors.(1–3)
- Poor oral iron intake or blood loss (eg, menstruation) may lead to inadequate iron replacement, culminating in iron deficiency long term.
More information about donation types can be found on donateblood.com.au.
- Simon TL, Garry PJ, Hooper EM. Iron stores in blood donors. JAMA 1981;245:2038–2043.
- Finch CA, Cook JD, Labbe RF, Culala M. Effect of blood donation on iron stores as evaluated by serum ferritin. Blood 1977;50:441–447.
- Cable RG, Glynn SA, Kiss JE, et al.: Iron deficiency in blood donors: the REDS-II donor Iron Status Evaluation (RISE) study. Transfusion 2012;52:702–711.
Donors with iron deficiency, with or without anaemia, should be medically assessed. If there is no other cause for iron deficiency the following interventions are possible:
- Reduced donation frequency eg, annual donations for youth donors.
- Transferring to plasmapheresis donation
- Iron supplementation or 'replacement':
- Studies of iron replacement in Australian donors are limited, however an eight-week course of 45 mg elemental iron (in the form of carbonyl iron) in premenopausal Australian donors, has been shown to be well-tolerated and effective in ameliorating iron loss due to blood donation.
- A large study conducted in the US found a 60 day course of ferrous sulfate tablets well-tolerated and effective in increasing iron stores in blood donors.(1)
The Blood Service is conducting a study to determine the acceptability and operational feasibility of short and long-term iron replacement in female whole blood donors aged 18-45 years.
The Blood Service recommends that donors using post-donation iron replacement should do so in consultation with their general practitioner. As there is significant individual variability in iron requirements, monitoring of iron status is recommended to assess impact of replacement.
- Bryant BJ, Yau YY, Arceo SM, Daniel-Johnson J, Hopkins JA, Leitman SF. Iron replacement therapy in the routine management of blood donors. Transfusion 2012;52:1566–1575.
The Blood Service routinely screens each donor's haemoglobin (Hb) level prior to every donation.
Acceptable Hb ranges
The Blood Service does not routinely screen for iron deficiency. It is therefore possible for a donor who meets the haemoglobin criteria to donate with depleted iron stores. See iron deficiency without anaemia.
Ferritin testing is performed in donors who have haemoglobin levels below the acceptable range for donation. Ferritin testing may also be performed if:
- there is a >20 g/L drop in haemoglobin between successive donations or
- annual full blood count testing of apheresis donors suggests iron deficiency.
The Blood Service reference ranges for ferritin are the same as the Royal College of Pathologists of Australasia (RCPA) adult ferritin reference range:
- Male 30–300 μg/L
- Female 15–200 μg/L
In an anaemic adult, ferritin <15 μg/L is diagnostic of iron deficiency for both males and females. Levels of 15-30 μg/L are highly suggestive. Iron deficiency may still be present with ferritin levels up to 100 μg/L as ferritin is an acute phase protein and may be elevated with co-existent illness.
The Blood Service manages donors with low haemoglobin and/or ferritin according to the following algorithm:
|Low or Normal
Deferred for 6 months
Referred to GP
|Normal or High
|Referred to GP for investigation and management
Deferred until investigation and management complete
Underlying cause may impact on future eligibility
The Blood Service does not investigate or treat donors.
The assessment of blood donors with iron deficiency anaemia is not significantly different to that of the general population. It will depend on their age and gender, the likely contribution of blood donation to the iron deficiency, other potential causes, and the likelihood of underlying pathology.
These points should be taken into consideration:
- a single blood donation in an at-risk individual can result in iron deficiency anaemia, however many donors are able to successfully donate on a regular basis without developing anaemia
- causes of iron deficiency are often multifactorial
- the Gastroenterological Society of Australia (GESA) cautions that even when an obvious cause of iron deficiency exists, the possibility of serious underlying cause must also be considered(1)
- treatment of the iron deficiency and determination of the underlying cause should occur concurrently.
- Gastroenterological Society of Australia. Clinical update: Iron deficiency, First Edition. Sydney, Australia, Digestive Health Foundation, 2008. Available from: http://www.gesa.org.au.
<< Previous page: Iron deficiency without anaemia | Next page: Diagnosis and investigation of iron deficiency anaemia >>


text:
Design a Banner
- Status: Closed
- Præmier: $177
- Modtagne indlæg: 118
- Vinder: vishnuremesh
Konkurrence Instruktioner
King of Kouture
Need a new graphic design for a new company named "King of Kouture". King of Kouture is an online store that specializes in selling virgin hair extensions and and small male/female clothing items. Clothing items include products such as designer dresses, t-shirts, sweaters, hats, tops/blouse. Ect
Project requires a couple promotional graphic images to display - in a JSN image show slider – in the front page of the promotion area of the website.
First promotion banner should focus on the advertising a sell of the virgin hair extension on the first and fifteenth of every month.
Second promotion banner should focus on the advertising the clothing items for sell.
Banner/images must fit in display on this example site: [login to view URL]
For the banner overall should be about (Width 1170 px - Height 290 px )
Ages 18 - 40
Male and Female
People interested in style, quality, self-image, clothing/hair extensions
Race: Ethnic
Clarification on the banner contest for "King of Kouture".... We have extended and upgraded this contest to gain participation from more designers and to motivate the previous entry designers to become more creative. We would like 4 banners. (1) that will show that we offer premium-top quality human hair extensions.. All extensions are virgin(Brazilian, Peruvian, Malaysian, Eurasian) (1) we offer a sale on the 1st and 15th on all of our virgin hair extensions. Any length and type from 10-28 inch is $70 these two days only, so we would like one to display the sale, but don't include the dollar amount(1) men's clothing-we have urban clothing.. T-shirts, sweatshirts, hoodies, sweatpants, skully, etc... I would love to have our logo displayed somewhere along the way on a something,.. Be creative!! We can provide the logo for this use and this use only! (1) women's clothing.. We specialize in sexy bandage and body contouring style dresses-we also have other items also... We are looking for sexy any curvy type of models-not overweight! Any questions, please ask!!! Please ensure that the banner has different ethnicities... Pretty, sexy, eye-catching models.... Thanks for participating-Cant wait to see the designs!! (Feel free to use stock images)***
Anbefalede Evner
Bedste indlæg fra denne konkurrence
vishnuremesh India
Offentlig Præciserings Opslagstavle
Sådan kommer du i gang med konkurrencer
Opret din konkurrence Hurtigt og nemt
Få tonsvis af indlæg Fra hele verden
Tildel det bedste indlæg Download filerne - Nemt!


text:
I'm Getting Pissed Off Again With Comics
Hey you! Reader! Want to be a part of the GREATEST COMIC BOOK AND GEEK COMMUNITY on the web?! Well, they're not accepting new members, but we'll take anyone here, so why not sign up for a free acount? It's fast and it's easy, like your mom! Sign up today! Membership spots are limited!*
*Membership spots not really limited!
Hey you! Reader! Want to be a part of the GREATEST COMIC BOOK AND GEEK COMMUNITY on the web?! Well, they're not accepting new members, but we'll take anyone here, so why not sign up for a free acount? It's fast and it's easy, like your mom! Sign up today! Membership spots are limited!*
*Membership spots not really limited!
by achilles » Wed Sep 18, 2013 12:43 pmI've long been tempted to get into manga, but the barriers to entry seem so high. I don't know what series are good, so many of them are likely far along, like years and decades along, and I don't even know the major companies involved.
And I know that it's only a blanket term for dozens of genres, adding to my confusion.
by Chesscub » Wed Sep 18, 2013 12:47 pm
I hear that. My issue is that the ones I want to check out I can't find collections for : "What's Michael" and "Blade of the Immortal"
The two I did check out I enjoyed.
"Battle Royale"-nuf has been said about this
"Iron Wok Jan"-quirky book about a Chinese food prodigy who's a complete asshole.
by TimDrake'sDumbWings » Wed Sep 18, 2013 1:30 pmJust read Chew, Saga, Hawkeye, and Daredevil and you'll be better off for it. Want to read DC? Stick with Batman Black and White.
by Arion » Wed Sep 18, 2013 3:45 pm
Don't worry about it. Just read Neon Genesis Evangelion and Akira.
by S.F. Jude Terror » Wed Sep 18, 2013 3:54 pmYou know what Infinity should have done? Run two bookend one-shots and go through Avengers, New Avengers, and Avengers Assemble. I hate the main event book format because the other titles, while "part of the story," are really just the story treading water since nothing can really advance until the main book comes out again.
by Arion » Wed Sep 18, 2013 4:06 pm
I've heard good things about Batman Black and White.
by Flynn the Pirate » Wed Sep 18, 2013 4:34 pm
So more along the lines of what the X-Book crossovers have been doing for several years now? I could work with that.
by Chessack » Wed Sep 18, 2013 5:10 pm
I think the problem Cat is having is similar to my own. When I start reading a series, it's not because of a gimmick or an event. It's because I have tried the series out and found it good, or perhaps, because I generally like the character.
Great example: New 52 Supergirl. I have a long history with Supergirl, going back to her guest appearances in the early 1980s LSH. Supergirl, at least the original, is my favorite comic-book character of all time, period. So of course I am going to want to read her book. I also like her cousin, though not as much, and when I came back I sampled Action, but Morrison's writing makes me want to kill kittens, and Superman, but it was all over the place in terms of writing until Lobdell came on, and his writing makes me want to kill kittens AND puppies. So I dropped those.
But then right smack in the middle of the Supergirl series I get the "H'el on Earth" crossover. Now my problem with this crossover is that (1) it sucked by any objective measure, and (2) I could not "just ignore it" without ignoring Supergirl's series completely. And after the 4-issue crossover it wasn't over, because guess what, here we are on issue 23 (last month) and the fallout from that crossover (Supergirl's Kryptonite poisoning, etc) is still going on. How exactly am I supposed to ignore this? The only way is to stop reading Supergirl's comic altogether. That's not really a very attractive option when she's still my favorite character ever (well... the original is... not this new one so much).
This is the problem with Crossovers. Here are the options you have with a story that hop-scotches from title to title:
1. Buy just your series, and accept being completely lost and confused for as many as 6 months because you're not reading all the other parts.
2. Buy all the other parts, even though you don't read those other books, thus wasting lots of money ad reading material by creative teams you may not even like, about characters you don't care for enough to collect.
3. Don't buy your series at all, thus missing as many as 6 installments of your favorite series so you don't have to deal with the crossover at all.
I don't consider any of these to be attractive alternatives. Who wants to read only 1/3rd of a story? Who wants to have huge gaps in his or her collection? And who wants to spend money on a bunch of extra stuff for months at a time just because the comics companies are trying to force it on us?
This is why the Big Two tick me off. I heard great things about Captain Marvel for instance, and I toyed with getting it, but before I could even consider really pulling the trigger I saw that it is already doing the event crossover thing. So now I'm going to have to get Infinity and inform myself on the "event" just to follow the Captain Marvel stuff? Instead, I 'just said no.'
by chap22 » Wed Sep 18, 2013 6:10 pmThe "holes in your collection" argument? Is bullshit. It just is. Took me probably 25 years to realize that, but it is. Owning an extra 3-6 shitty issues in the middle is not going to increase the value of the others, especially nowadays.
If you don't want to read the crossover, then DON'T. Your favorite character had stories written before the crossover, she'll have stories written after it. Read those. Skip the crossover, save yourself time, money, and heartache, and move on.
by achilles » Wed Sep 18, 2013 6:39 pm
Curiously, Blade of the Immortal was the only one I've read any of, and that was a middle volume, so I was kind of out to sea. Fun, though.
by TimDrake'sDumbWings » Wed Sep 18, 2013 7:27 pm
Marvel's recap page has been a godsend in this sense. You are literally told everything you need to know before the first panel.
I personally love skipping an issue or two of a Marvel comic and seeing only one or two lines of text detailing something that happened in the issue I skipped. That just shows how easy it is to do without an issue here or there.
by habitual » Wed Sep 18, 2013 7:30 pmThor continues to be awesome, so quit your bitching!
by Chessack » Wed Sep 18, 2013 7:34 pm
To you.
Some of us like having unbroken numbered sequences. Just because unbroken numbered sequences don't matter to you doesn't mean that for some of us it is an important part of the collecting hobby.
And even if we lose the "numbered sequence" argument, 4-6 months of "H'el on Earth" that I don't want to read means I can't read any new stories about Supergirl for near-on half a year. How is that going to be a positive experience for someone who wants to read new Supergirl stories?
Yeah I guess I could go buy back-issues -- if I haven't read them, they're new to me. But as I have every single issue printed with Supergirl's name on it since 1982 (including even the Supergirl/Legions) that means I will have to reach way back in history to get some new stories, and thus (a) they will be far more expensive than a current issue, and (b) they are hard to find.
And finally, even if you ignore the thing, a crossover still disrupts the overall narrative flow of the series. A great example of a series that had its flow interrupted so much by crossovers that it never, in 67 issues, achieved anything approaching a consistent narrative tone, is the previous Supergirl series. Nearly 50% of the issues in that series (~30 out of 67) were crossover issues. That series never settled down because of it. How does "so just ignore the crossovers" work in such a context? It means reading a story arc here, a story arc there, and ignoring huge chunks (at one point, the series spent 18 months straight doing crossovers with the other Superbooks). At what point does it cease to become, for all practical purposes, a series, rather than just a collection of disconnected story arcs with the same logo? And although story arcs by themselves may be OK, a good series with a strong narrative flow is greater than the sum of its parts. Great example: The Surtur Saga from Simonson's Thor (337-355).
I would certainly never argue that anyone but me should want to "complete the series" or desire to sink his or her teeth into a long narrative flow for many months or even years, but that is what I like. And thus the whole 'event' mentality leaves me cold. And annoyed.
by The Shadow » Wed Sep 18, 2013 10:00 pm
Buy the floppies. Saves time and worries over how well they are put together.
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text: Memory foam mattresses are a luxury that everyone should experience. Its softness is immeasurably comforting as it uses your body temperature to mould itself around the contours of your body.Its hypo-allergenic and anti-bacterial qualities diminish the symptoms of allergies so you can sleep without interruption. Say goodbye to physical stresses with this amazing mattress and save your well-earned money before offers expire.*The memory foam mattress is available on a next day delivery straight to your home if ordered before 1pm. It comes rolled up for your convenience.


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Article Source‰ Wall Street Journal
Companies gambling that they can shake up the portable-computer market plan to lay some cards on the table in Las Vegas next week.
The 2010 Consumer Electronics Show will be a coming-out party for a new breed of ultra-small laptops that act more like smart phonesâÃîdesigned to be always on and connected to the Internet via 3G cellular networks, ready to call up a Web page or post an update on Twitter.
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- Overview
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text:
Library Mission Statement
The Bloomer School District Library Program promotes and encourages independent reading, teaches the effective and ethical use information sources to staff and students, and provides equitable access to all forms of information.
Library Policies
4k - one book (stays in classroom)
K- one book
1st - one fun book, one just right book and one magazine
2nd - two books and one magazine
3rd - three books and one magazine
4th - four items (no more than one magazine)
Overdue Materials
We do not have fines at our elementary school but we do expect students to return their materials in a timely matter. If a student doesn't return their books on time they may be limited to only one book at a time until they have returned their missing books and no longer have an overdue.
Lost or Damaged Materials
The student is responsible for all items checked out to them. If item checked out is lost or damaged the students is responsible for either paying for or replacing item.


text:
DDC Mission Statement
The DDC is a non-profit, community development organization open to all citizens and businesses in the community of Dysart and the surrounding area. Its primary objectives are, (a) to improve the quality of life for its residents of all ages, (b) to promote growth and diversification of the local economy through the retention and expansion of existing businesses and industry, (c) to promote the recruitment of new business and industry, and (d) to promote community revitalization by providing assistance and support.
Originally chartered in July of 1988, the Dysart Development Corporation has grown its membership to over 200 families and businesses in 2012.
Board members represent the American Legion, Club Dysart, Dysart City Council, Lion's Club, Union Schools, Rural, Business and two at-large positions. With this diverse perspective, the DDC is able to see a broad picture of the community needs as well as coordinate the larger events.
The board is responsible for setting the organizations budget, balancing it throughout the year and making sure profits are donated back to the community at year's end. The DDC board also determines what initiatives that they will sponsor in their effort to promote all that Dysart has to offer.
The DDC has displayed its dedication towards the growth and prosperity of the Dysart community through its involvement in many local projects including:
- Dysart Dollars, supporting local business and trade
- Waterloo & Vinton Home Shows
- Supported local and county tourism
- Offer low interest revolving loans to local businesses
- Rebates on new signage for local store fronts
- Chocolate walk
- Soiree In The City
- Iowa Wine & Beer Fall Festival
- Farmers Market
- Yard of the month
- Newcomers Picnic
- Youth Bike Safety Program
- Brand new Dysart website
- Business Builders Group
- TV advertising
- Nonprofit Bulk Mailing
- Meals on Wheels
- H.A.T. Team and Tours
- Discover Dysart Signs & Brochures
- Lovey Bear Programs
- Sponsored July 4th activities
- Old Iron Days
- Candy Cane Christmas
- Peoples Rides Transportation
- Holiday displays on Main St & in the park
- Sponsor for Tama County Relay for Life
- Kids Fun Run Project
- Holiday Market and Bazaar
For more information on events go to
Facebook: Dysart, Iowa
Sponsored by Dysart Development corp & Dysart Business Builders
Continued Support of Volunteers and Memberships
Many of these projects and events have come to symbolize Dysart's commitment to maintaining a positive and progressive destination to visit, conduct business, and to call "home". The DDC's involvement in these critical projects relies on the continued support of volunteers and memberships to the Dysart Development Corporation.
Please contact a board member today and see how you can contribute to the success of this tremendous community.


text:
Charity Funding Online
Charity Funding Online provides policy guidelines for over 1,000 UK grant makers. It allows you to search through comprehensive information on grant giving policy, application guidelines, exclusions, grants awarded this year, summary of activities, contact details, together with details of net assets and total income.
It's generally used as a resource to replace or complement Trustfunding from the DSC, but although it's entries tend to be more up to date, it doesn't include as many trusts as Trustfunding.
Categories: Trusts & Foundations Resources


text:
HomeAway.co.uk, the home of Holiday-Rentals®, is part of the HomeAway family. As the world leader in holiday rentals, we offer the largest selection of properties for any travel occasion and every budget. We're committed to helping families and friends find the perfect holiday rental to create unforgettable travel experiences together.
We enjoyed the stay very much. The house has a very special character, it felt like living in an old castle. Would love to come again.
We have just spent a wonderful fortnight in one of 3 gites, all beautifully presented, ours with terrace & views over the surrounding hills. Outdoor shared area with pool, from where we enjoyed views again over the surrounding hills whilst swimming. The owner lives on site & was very welcoming & hospitable, as well as helpful & informative about the local area. There was easy access to walking & running, from the door, & further afield we were able to visit the gorge du tarn & adventure parks. A great place to relax & unwind, as well as providing a base for the more active.