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Press release
13 year bankruptcy restriction for disgraced home financier following largest ever FCA fine
Following an investigation by a specialist team of the Insolvency Service, Gurpreet Singh Chadda, unemployed of Walsall, West Midlands has received a 13 year bankruptcy restriction for breaching the Financial Conduct Authority's (FCA) regulations relating to 'sale and rent back' (SRB) agreements.
The investigation into Mr Chadda's conduct commenced on the making of the bankruptcy order following a petition presented by the FCA.
Mr Chadda, 34, was a sole trader using the names Red2Black Homes and B&L Homes.
The investigation uncovered that between July 2009 and January 2010, Mr Chadda induced property owners experiencing financial difficulties to enter into SRB agreements by providing them with false and misleading information and concealing his own personal gain.
An SRB agreement is one where a home owner sells their home and then rents it back from the arranger to be able to carry on living in the home. Often people who sell their homes in this way are vulnerable as they are in financial difficulty and need to raise money to pay mortgage arrears and / or avoid repossession of their homes.
The FCA fined Mr Chadda £945,277 and banned him from working in the financial services industry as a result of his significant failings. This was the largest ever FCA fine for a sole trader in a retail business. In levying the fine, the FCA believed that Mr Chadda received £695,277 from arranging 7 SRB agreements and incorporated this amount in the fine.
Mr Chadda's widespread failings included:
- deliberately misleading the sellers of at least 6 of the 7 properties by purporting to be the purchaser when in fact the purchasers were third parties unknown to the sellers
- failing to notify the sellers that these purchasers were not authorised or regulated by the FCA and therefore that they were not covered by the regulatory protection
- assisting these purchasers to obtain mortgages knowing that they had failed to inform the mortgage lenders that the purchase was made on an SRB basis
- falsely informing the sellers that valuations were or had been determined by independent valuers
- misleading the sellers regarding the true market value of their properties
- charging the sellers fees which had not been disclosed prior to contractual agreement totalling at least £695,277
- failing to cooperate with the FCA and providing false and misleading information to the FCA
In addition to deceiving vulnerable customers, Mr Chadda made false and misleading statements to the FCA. He also failed to disclose documents and information and produced false and misleading documents. Mr Chadda also arranged for people to impersonate his customers in order to further mislead the FCA.
Commenting on this case Ken Beasley, Official Receiver of the Public Interest Unit (North), said:
Mr Chadda's actions were dishonest and he took advantage of vulnerable members of the public for personal gain. The length of the undertaking reflects the severe nature of the misconduct. The Insolvency Service will continue to bring action against those who pose a serious risk to customers and lenders alike.
Notes to Editors
The bankruptcy order against Gurpreet Singh Chadda was made on 5 November 2014 following a petition presented by the FCA on 17 September 2014.
Gurpreet Singh Chadda is of Walsall, West Midlands and his date of birth is 3 November 1981.
On 14 October 2015, Gurpreet Singh Chadda signed a 13 year bankruptcy restriction undertaking (BRU). This was accepted by the Secretary of State for Business, Innovation and Skills on 15 October 2015.
The bankruptcy restrictions apply from 15 October 2015 until 14 October 2028.
If the Official Receiver considers that the conduct of a bankrupt has been dishonest or blameworthy in some other way, he (or she) will report the facts to court and ask for a Bankruptcy Restrictions Order (BRO) to be made. The court will consider this report and any other evidence put before it, and will decide whether it should make a BRO. If it does, the bankrupt will be subject to certain restrictions for the period stated in the order. This can be from 2 to 15 years.
The bankrupt may instead agree to a Bankruptcy Restrictions Undertaking (BRU) which has the same effect as an order, but will mean that the matter does not go to court.
There are restrictions set out in insolvency law that the bankrupt is subject to until they are discharged from bankruptcy – normally 12 months - and include that bankrupts:
- must disclose their status to a credit provider if they wish to get credit of more than £500
- who carry on business in a different name from the name in which they were made bankrupt, they must disclose to those they wish to do business with the name (or trading style) under which they were made bankrupt
- may not act as the director of a company nor take part in its promotion, formation or management unless they have a court's permission to do so
- may not act as an insolvency practitioner, or as the receiver or manager of the property of a company on behalf of debenture holders
- may not be a Member of Parliament in England or Wales
The Insolvency Service administers the insolvency regime, investigating all compulsory liquidations and individual insolvencies (bankruptcies) through the Official Receiver to establish why they became insolvent. It may also use powers under the Companies Act 1985 to conduct confidential fact-finding investigations into the activities of live limited companies in the UK. In addition, the agency authorises and regulates the insolvency profession, deals with disqualification of directors in corporate failures, assesses and pays statutory entitlement to redundancy payments when an employer cannot or will not pay employees, provides banking and investment services for bankruptcy and liquidation estate funds and advises ministers and other government departments on insolvency law and practice.
Further information about the work of the Insolvency Service, and how to complain about financial misconduct, is available.
All public enquiries concerning the affairs of the bankrupt should be made to: The Official Receiver, Public Interest Unit (North), The Insolvency Service, 2nd Floor, 3 Piccadilly Place, London Road, Manchester, M1 3BN. Tel: 0161 234 8531 Email: firstname.lastname@example.com.
The FCA has published a separate notice regarding the ban and fine it imposed on Mr Chadda.
Contact Press Office
Media enquiries for this press release – 020 7674 6910 or 020 7596 6187
Press Office
The Insolvency Service
4 Abbey Orchard Street
Email email@example.com
Media Manager 020 7637 6498
This service is for journalists only. For any other queries, please contact the Insolvency Enquiry line on 0300 678 0015.
For all media enquiries outside normal working hours, please contact the Department for Business, Energy and Industrial Strategy Press Office on 020 7215 1000.
You can also follow the Insolvency Service on:


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- Bethnal Green
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Hopscotch mixes Shoreditch swagger with one part booze food and two parts great drinks. Beneath the clean-lined cool of the dining room lies a strikingly handsome basement bar, clad in glinting art-deco tiles. A succinct cocktail list blends fun and skill, such as the frothy, punchy Beijan Café (coffee, cherry and rum), affordable wines focus on France and beers offer plenty for the curious.Read more…
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Serving small sharing dishes, street food style buns and a variety of cocktails, Hopscotch aims to be a warm and comforting addition to the exciting, ever-changing Brick Lane community. Hopscotch's Hello Kyoto is made from plum wine and Japanese whisky; their Golden Cadillac contains orange, chocolate, cream and vanilla; and the Brick Lane Breezer includes peach, Aperol, lemon and vodka.Read more…
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This listing has expired.
Like-new classic Vera Wang wedding gown worn for only 3 hours before I changed into another gown.
I bought this dress from the Vera Wang Bridal Salon in Manhattan and still have all the receipts/documents for it.
Very little alterations were performed as I'm a very accurate size 10 (12 in the world of wedding dresses)
The lace is stunning on this gown and I received so many compliments on it to this day. Unfortunately, I do not have space in my apartment and would like to resell the gown to another lucky girl :)
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- Label Size: 12
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I saw this recipe on This Week for Dinner and I feel in love. I love chocolate chip cookies but I am very picky about them. They have to be soft and chewy, I don't like hard cookies. They also have to have great flavor. Well these are them. They taste like a mix between a snickerdoodle and a chocolate chip cookie. After my husband ate one he said: "these are the best chocolate chip cookies I've ever had", I had to quote that. I've been looking for THE chocolate chip cookie my kids would remember and I think I've found it.
Chocolate Chip Amish Puff Cookies
- 1 1/2 c all-purpose flour
- 1/2 tsp baking powder
- 1/2 tsp baking soda
- 1/2 tsp cream of tartar
- 1/4 tsp salt
- 1/2 c softened unsalted butter
- 1/2 c light brown sugar
- 1/4 c white sugar
- 1 large egg
- 1 c chocolate chips ( I used Hershey's mini chocolate kisses)
- 1/4 c sugar
- 4 tsp ground cinnamon (I only used about 1 tsp.)
Sift the flour, baking powder, baking soda, cream of tartar, and salt into a bowl and set aside.
In a stand mixer, cream butter and sugars on medium speed for several minutes until light and fluffy. Add the egg and mix until combined. Add the flour mixture, and mix on low speed just until combined. Cover dough and refrigerate for 30 minutes. Stir in the chocolate chips. (Stirred in the chocolate chips before the fridge.)
Combine cinnamon and sugar in a bowl. Preheat the oven to 350ºF. Line several cookies sheets with parchment paper. Roll tablespoon-sized balls of dough in the cinnamon sugar and place on cookie sheets about 2 inches apart. (this step is optional, but it does give a nice flavor)
Bake for 8 to 10 minutes, rotating sheets halfway through, until golden brown. Cool cookie sheets on wire racks.
I'm linking this recipe to the recipe party over at Shabby Chic Cottage.


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Out of the Past
October 6, 2007
I don't know where to begin this; I don't even know what to write. I don't know that I should actually write it. Certainly it is too much to even say out loud.
Did you ever have one of those days or weeks where nothing was as it seemed? You know the kind, where every basic belief that you hold true is proven wrong? Where your emotions hit rock bottom and then start digging?
That was this week. I almost lost a friend and the person who saved her isn't who I believed he was. He was a hero, but how can I live with the knowledge of how he did it? Is he the person I thought he was? Yes, he is and yet he is so much more.
He said we all have secrets; true enough. We have secrets like we stole some earrings when we were in the seventh grade or we smoked pot in college, maybe cheated on a test. Ordinary stuff that makes us cringe and blush with shame years later because deep down we still know that we are good people and we regret our actions.
But what if this is something that can't be taken back? This very secret is so big, so important that you want to forget it but you can't? How do you live with that kind of secret?
Mick St. John is a vampire.
There, I said it. There's no such thing as vampires he told me only a week ago. He lied. There are vampires among us, living all around us and probably always have been. Have I known other's I wonder? I'm too afraid to ask because I might not want to know. No more secrets, no more. Yet I will have to live this secret with him; no telling Josh or my parents or other friends. This secret Mick and I share and I do want to protect him. He isn't evil or horrible; he is the antithesis of what you might imagine a vampire to be even. He saved me; fought to protect me and I understand now even more so; he had been stabbed and he still fought for me, cared for me. That makes him a hero in my book but I'm wise enough to know that the world would disagree.
So this secret I will keep; for both of our sakes. He fought for me and I will fight for him, for his right to live and be a part of this world. I can do no less.
The past few days had been grueling; her friend Julia had a book published, Wronged Man, about Lee Jay Spalding who had been wrongly convicted of murdering his wife 25 years ago. He was being freed from prison and was starting a new life with Julia playing a starring role in it all. As soon as Beth had seen the book, before it was even out she knew that a private investigator by the name of Mick St. John had been involved in it all. She took the book to him, confused about it all.
Mick had looked at the old picture and told her that it was his dad and that Lee Jay was a broken individual and that Julia needed to take care. She had left his loft totally unbelieving that Julia could have been so mislead. Julia was an excellent investigative reporter and was well able to spot a scam; she was convinced that Lee Jay was on the level and so Beth had to trust in her friends instincts.
She did know one thing though; there was something fishy about it all. Mick was acting really strange about it all and she couldn't figure him out. She just didn't know whether it was about Mick or Lee Jay but something was wrong with the whole damn thing. Yes, her instincts definitely told her that!
Mick had stared at the picture in the book in slight shock. It was taken in 1950, back when photographs could still capture his image. He had told Beth that it was his dad and when she mentioned that it could be his twin he said that he inherited some strong genes. Inside he was seething; about the book, about Lee Jay being released from prison but mostly because Lee Jay knew exactly what he was. Mick had missed the opportunity to kill him back in 1983.
After Beth had left he sat and thought about the whole situation. Lee Jay's wife, Ilene Hannigan had come to Mick, asking for his help and protection against Lee Jay who had been abusing her. Mick had promised to protect her and he had failed; like Lee Jay's first wife, Ilene had been found dead, the apparent victim of suicide.
Mick hadn't believed it for a moment and neither did Detective Bobby Desmond, Mick's friend on the police force. They had the police file on Lee Jay's first wife and that 'suicide' had raised suspicions but since there was no evidence of foul play on Lee Jay's part it was written off. But Bobby and Mick both knew better.
Mick had been determined to kill Lee Jay; it was a done deal in his mind, but when he found Lee Jay a cop came out of nowhere and Mick didn't get to finish the job. Instead, he faded into the shadows and made up his mind to bide his time. At trial, Lee Jay was sentenced to 25 years for Ilene's death; had the file on the death of Lee Jay's first wife been allowed to be admitted as evidence he might have gotten life in prison, but a savvy lawyer representing Lee Jay got the information blocked. It was what it was; Lee Jay would still serve 25 years and Mick had always hoped that perhaps an 'accident' in prison would take care of the situation.
No such luck. Now Lee Jay was getting out of prison and he knew what Mick was; a vampire. Oh yeah, he knew; he had saw the fangs and Mick's eyes as they fought briefly before the cop showed up that night. He knew.
Josef had asked him why he hadn't just killed him and Mick had admitted that it was interrupted by the cop. Mick also told Josef that Lee Jay knew what he was and Josef said to find him and waste him.
But it wasn't that easy and Mick knew it. Lee Jay had found another woman to play; Julia, the author was eating out of his hand and buying his bullshit by the barrel. Mick knew she would be the next to die unless he stopped Lee Jay and exposed the whole mess, keeping the truth about himself out of it all that is.
At the party to introduce the book about Lee Jay Mick had two things on his agenda; the first was to tag Julia's car with GPS, just in case. The second was to give Beth the case file on the death of Lee Jay's first wife so that she could see that there was more to Lee Jay than her friend knew and that would hopefully make Beth more alert when it came to her friend and Lee Jay. He did accomplish both of those objectives but he also had a run in with Lee Jay.
It was a stupid thing to do, to follow Lee Jay into the men's room and confront him. He wanted Lee Jay to know that he was watching him but he didn't count on the drive that Lee Jay had to expose Mick. After threatening Mick with a stake to his heart, he had put his own head through a glass door, cutting it and then started yelling that Mick had done it. He wasn't seriously injured, but it brought people running to his defense. Mick watched in anger and disbelief as Lee Jay walked out of the bathroom, holding a handkerchief to his head.
Beth had been incensed by the incident and didn't believe it when Mick told her that Lee Jay had did it himself. It didn't make any sense to her and Mick couldn't blame her for those thoughts; it didn't make sense to him and he had watched it happen.
The next day Mick had come home to find Lee Jay in his apartment, having broken in while Mick was gone. He had searched it and not only found the gun that Mick kept stashed in the office but also Mick's blood supply. He sat calmly, waiting for Mick's return, holding one of the bags of blood and made a show of sipping it when Mick came in. He then threw it on the floor in disdain and taunted Mick about having food issues and not being able to have anyone close to him for fear of them finding out his secret.
Mick had watched Lee Jay toss the bad of blood onto the floor and became infuriated; this was it, the moment of Lee Jay's death but Lee Jay was still two steps ahead of him. He announced that he had told everyone that he was coming to Mick's to make peace with him and then pulled out Mick's gun and a cell phone, already programmed to ring 911. With that he shot himself in the arm and pushed the 'send' key and told the dispatcher that he had been shot by Mick St. John.
Mick stared at the scene for a moment, debating his chances of talking his way out of it with the police. As the sirens approached he looked around at the gun laying on the floor and the discarded bag of blood and decided he had to split. After he cleaned out the blood that was in his hidden fridge and stuffed it into a bag he made his escape, calling Josef to meet him and trying to figure out a plan of action.
Josef met him and as usual, wanted to know why Mick hadn't killed him. Mick had tried to make him understand that if he could bring Lee Jay down it would be a chance to erase a regret in his life and set things right. Josef didn't get that and told Mick so and suggested that Mick should relocate. He offered his help with that because he knew a guy who worked with vamp relocation. Mick turned him down flat and a plan began to form in his mind.
He had to get to Beth.
Beth and Josh watched the news about Mick shooting Lee Jay. Beth was stunned and when Josh asked her if she believed it she told him no, she didn't.
Josh was beginning to lose patience over this whole Mick St. John deal. Beth had not been herself since his appeared into her life. Things were starting to get crazy and Beth was just going with it all, buying whatever St. John was selling hook, line and sinker. Josh appreciated the fact that St. John had saved her life and he was grateful for that. But there was something about all this that was too strange and he decided that he needed to start checking this guy out, doing a bit of investigative work of his own.
"Josh, I really don't think Mick did it," Beth told Josh.
"You know, since you met this guy screwed up is starting to seem normal," he had told her. Josh was totally frustrated by it all.
The door bell rang and startled them both and Josh opened the door. Standing there was someone who Josh realized was Mick St. John himself. When Mick asked if Beth was there Josh told him no, but it was too late, Beth was right behind him, ushering Mick in.
When Beth asked him why he didn't stay at his place and tell the police what had happened, Mick didn't know what to say. Actually, what was going through his head was, 'because I'm a vampire' but he certainly couldn't admit that. He told them he panicked and hoped it would suffice. Looking at Josh, he knew that it didn't.
"He can't stay here," Josh told Beth. 'I'm an attorney, in the DA's office. I'll get disbarred!" Josh pleaded with her, hoping she would make Mick leave. Instead, he could see her softening towards Mick and knew that he had lost the battle.
Mick wanted to tell his side of the story and Beth filmed it and put it on Buzzwire. It hit the internet and was almost immediately picked up by the TV networks. Julia saw it as she was waiting to pick up Lee Jay at the hospital and was hurt and angered by what she saw as Beth's betrayal.
A short while later Beth's phone rang and she looked to see that it was Julia calling. Her heart sank because she knew how betrayed Julia would feel. Instead, what happened next changed everything.
Julia knew what Lee Jay was because he was holding her hostage and he demanded to talk to Mick. Mick picked up an extension and listened to Lee Jay, as did Beth and Josh. Beth had the presence of mind to turn the answering machine on to record the conversation.
Lee Jay demanded that Mick turn himself in to the police and gave him an hour to do it. He also admitted that he would do to Julia what he had done to Ilene if Mick didn't cooperate. It was enough for Josh to agree to help and he took the recording to a friend of his who would hopefully put out a press release that Mick had turned himself in, which would give Mick time to find Lee Jay.
Mick and Beth used the GPS tag on Julia's car to find them, locating them in a warehouse. Mick instructed Beth to stay in the car but before he left he had her get a gun out of the glove compartment with instructions to wait 10 minutes and if he didn't come back to call the police.
As Mick left to find a way into the warehouse Beth sat in the car and fumed. "Why does the girl always have to stay in the car?" she wondered aloud. It wasn't an easy wait and she thought about the conversation that Mick and Lee Jay had on the phone as she waited.
"I know what you are Mick!" Lee Jay had said. Beth had asked Mick about it on the ride to find Julia and he had evaded the question at first and finally said they would talk about it later.
Beth had accused Mick of evading her questions and Mick had replied, "Everyone has secrets Beth and that's not evading."
What on earth could that be about she wondered? Did Lee Jay mean 'I know who you are Mick'? And who was he to Lee Jay anyway? Mick seemed a lot more invested in all this than you would think he would be, even if his father had been involved with it all. Then Beth remembered that she hadn't been able to find any trace of Mick's dad and it all became more curious to her.
Suddenly, she heard a shot coming for the warehouse and Julia scream. Beth debated for half a moment about calling the cops, but as she saw Julia run out she was out the car door and heading to the warehouse on a run. As she passed Julia, standing there in shock they heard another shot and Julia said, "Lee Jay shot Mick!"
When Beth got inside she saw Mick lying on the floor, blood seeping from his wounds and Lee Jay, standing above him brandishing a blow torch. Flashbacks came rushing into Beth's head of fire; the scary woman being burned and for a moment it was all clear to her, when she was taken. Mick was carrying her out of the fire and she was clinging to him, watching the scary woman burn.
She didn't stop to think; she took aim and shot Lee Jay, her shot hitting him in the neck. She saw his face plastered with surprise as he sank to the floor, dead. Beth stood there in shock, dazed as she heard sirens rushing towards them. Mick looked at her and said, "I thought I told you to stay in the car." She closed her eyes for a moment and when she glanced down at the floor again, only Lee Jay remained.
Beth moved woodenly outside and saw Carl talking to Julia. "Mick saved me," Julia said. "I was so wrong!"
Beth stopped for a moment, not even aware that she had. She listened to what Carl was asking Julia.
"So Mick shot Lee Jay?"
"No," Beth said, moving forward again. "I did."
"Hey, hey Beth! Beth get back here," Carl called out to her, but she didn't stop. She had to find Mick.
Mick had made it to his car and headed home without being stopped by anyone, which was a small miracle. He called Josef on the way.
"Josef, I've been shot, by Lee Jay. Silver buckshot…I need help! Meet me at my place." His loft was closer than Josef's and he needed to get some blood into him.
Mick was functioning on auto-pilot by the time he made it home. Out of the car, up the elevator, he stumbled along, barely making it into the loft and forgetting to close the door behind him. One thing was on his mind, getting some blood down him while he waited for Josef.
"Guillermo? This is Josef, I need your help. Mick has been shot, silver buckshot. We need to get over to the loft and help him."
"I'll get Terrence to cover for me man and meet you there. Is he alone?"
"I think so. He didn't sound good so put some speed on, okay?"
"You bet. Heading out now."
Beth found her way to Mick's loft and she climbed into the elevator in a zombie like state. She needed to know that he was okay, but how could he be? He had been shot and she had saw blood streaking down his back so she knew he had been hit. Why in the hell didn't he get some medical attention? The thought occurred to her that maybe he had; maybe he was at the hospital right now and she wouldn't find him here. Then she noticed the smear of blood on the button to his floor and she knew that he was here.
Anger started to take over then and she shook with it, her fingers curled into her palms, so hard that they drew blood, but she failed to notice that. He left her there! Left her there to explain the whole damn thing! How dare he? She wanted answers and she wasn't leaving until she had them.
As the elevator dinged its arrival the doors opened and she walked out, headed straight to Mick's loft. When she got there she saw that the door was open and she stepped inside. Mick was on his knees with his back to the door. She couldn't quite see what he was doing but as she saw him, bending over in pain her anger left her and all that was left was fear and questions.
"Mick, you ran off again. You were there one second and then you were gone," she told him and she couldn't quite keep the fear out of her voice.
She watched him sort of sink down and his body jerk, whether with surprise or pain she couldn't tell. "Are you okay?" she asked.
"Please leave," he told her and his voice sounded slurred.
"Not without answers," she told him. He turned away and tried to shrink away from her sight. "I keep dreaming about you. Why?"
"Please don't look at me," he pleaded.
Beth walked around the back of the couch so she could see him better. What she saw both shocked and frightened her. Mick was holding a bag of blood; his hands were stained with it as was his mouth. He was breathing shakily and she watched as his body jerked with involuntary movement.
She sucked in her breath sharply, her eyes opened wide. She felt suddenly afraid, for them both. "What are you?" she asked, her words catching in her throat.
"I'm a vampire," he said to her, fixing his silvered eyes on her.
Her hand flew to her mouth and she took a step back. Mick met her gaze, knowing that she was seeing him for the monster he was. It both hurt and horrified him for her to see him like this. "Beth, please leave now. Please…"
She could only nod and backed towards the door. "Should I call a doctor Mick? 911?" she asked as she got to the door.
He shook his head and repeated, "Please leave." She saw tears streaking down his face and realized that her own face was wet at well.
She turned around and left the loft, pulling the door shut behind her. She debated what to do; maybe she should go ahead and call 911, but could they even help a vampire? And this was a secret; she knew that and she also knew that no good could come of the world finding out.
Maybe he had called someone to help him. The thought occurred to her suddenly and she looked around the hallway and spied a corner that was sort of tucked away from the hall. She went and sat down on the floor and as she did so she realized how badly her knees were shaking; it was good to sit down.
She told herself that she would wait 30 minutes and if no one came she was going back in there, regardless of what he wanted. She would not see him die from lack of care.
Beth pulled her knees up and leaned her forehead against them, breathing deeply and felt her body shake uncontrollably as more tears streaked down her face. The flowed unheeded, deep wrenching sobs followed and she thought about the events of this night and the new knowledge about Mick.
He was a vampire. There's no such things as vampires he had told her; was it only last week? A vampire; how can that be?
She heard the elevator ring and she pulled herself into an even tighter ball, trying to make herself fade into the dark corner as she heard the doors swoosh open. Footsteps made a quick run down the hallway to Mick's door and Beth peeked up to see two men enter the apartment. Beth sighed with relief; someone was here to help him.
Beth stood up and headed for the elevator. She only wanted to go home now and sleep, maybe forever.
Mick had managed to down one of the bags of blood by the time Guillermo and Josef arrived. He was lying on the floor, fading in and out of consciousness and Guillermo scooped him up as Josef made a bee line to the dining room table and cleared it off so that Guillermo could lay him down on it. They worked together, pulling his tattered duster and shirt off and stared at the wounds on his back and chest. They were red and angry; the silver was poisoning his flesh as well as getting into his blood.
With every moment he sank further down into oblivion and every moment brought him more pain. Guillermo opened the bag he had brought with him that had some surgical tools in it so that he could remove the bits of silver from Mick's body. Both he and Josef pulled on latex gloves, not so much as to protect Mick from infection but to protect themselves from the silver.
Guillermo made the first incision and Mick moaned in pain as Guillermo pulled the first bit of offending silver from his body. Over and over the scalpel cut and the forceps pulled until they had every last bit out of Mick's body. Josef watched as the incisions started to close up a bit and knew that it wouldn't get better until they got blood into Mick.
When Guillermo was done Josef helped Mick to sit up and handed him a glass of blood, which Mick drank down quickly. Josef replaced it with another glass that was downed just as fast. Finally, after three glasses of blood Mick's wounds had healed, closed and the skin reformed so that you couldn't even tell where they had been. He pulled himself to his feet and said, "I'm going to hit the freezer. Thanks, both of you."
"What the hell happened Mick?" they both asked as he headed up the stairs.
"Later, I promise. Lock up behind yourselves, okay?" With that, he was gone.
Josef and Guillermo stared at one another as they watched him disappear up the stairs. "What do you suppose happened?" Guillermo asked as he put his instruments back into the bag.
Josef threw the empty bags of blood into the disposal unit and said, "I don't know but I am sure as hell going to find out!"
Beth was afraid that Josh would be at her apartment, waiting on her and she didn't have a clue what to tell him about the events of this past night. There was now a wall between them that she knew she couldn't breach and she also couldn't think of a logical explanation about it all either.
Luck was with her; he wasn't there and she showered quickly and turned her phone off as she crawled into bed. She slept for 9 hours straight and if she dreamed, she didn't remember any of them.
To be continued…


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The 3 Principles of Gumption
Mindset – the way you think
- Moxie – the way you act
Graciousness – the way you interact with others
Live your Life with Gumption
Live Your Life with Gumption!
Mindset – the way you think
Graciousness – the way you interact with others
Forrest Gump is a fictitious character created in the book Forrest Gump, Winston Groom (1986) and the movie Forrest Gump, Paramount Pictures (1994). Steve Weber has been a look-alike, impersonator, and Tribute Artist portraying Forrest Gump since 1996. Although Steve Weber worked for the Bubba Gump Shrimp Co. under license as Forrest Gump from 1996 to 2011, nothing herein is intended to imply sponsorship or affiliation with either Paramount Pictures or Bubba Gump Shrimp Company.


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April 2, 2017
WIP - Eldar, Triumvirate of Ynnead & Colditz?
Been a little bit naughty and have spent up on some new models the last couple of weeks. Following a fun day out in Kapiti with my Harlequins I've decided the Reborn Warhost is something I want to experiment with. Consequently, last week I ordered the "Starting Eldar" box set and the "Triumvirate of Ynnead". Of the special characters in the 3 Gathering Storm books they were the only ones I could use anyway as my only other armies are Word Bearers & Khorne Daemonkin. Although I guess I could get Girlyman just to build him, paint him and then impale bits of him over my Word Bearers Rhinos.
The Triumvirate
The Triumvirate kit was pretty damn good the box set contained a couple of nice extras including a nice A4 size poster and a very cool interior box. The instructions were first class as well with colour coding a new feature I've not seen before in a GW kit. The models themselves were fun to construct but damn the Yncarne is fiddly. Painting them's going to be interesting - plan on taking the Yncarne to my next event so its up first along with the Eldar box set models.
Eldar Fire Prism
Random pic of my rather under supplied work station
Finally in a nod to my childhood a copy of the reissued Escape from Colditz game is also on its way after my wife surprised my by announcing that she loved the game as a kid. Turns out we both had English families living up the road who owned a copy. She wasn't surprised when I announced I always enjoyed playing the Germans.
Looking forward to playing it when it arrives as its a game I had a lot of fun with when I was younger. Especially as the books by P.R.Reid "The Colditz Story" and "Latter days at Colditz" were among my favourites growing up. The original TV series wasn't bad either.
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Building on our previous call-in, held on March 19, our knowledgeable speakers discussed the oral arguments in the two relationship recognition cases heard by the Supreme Court – Windsor v. United States and Hollingsworth v. Perry. The call focused on any insight the arguments gave towards possible Supreme Court rulings and how the decisions could impact the LGBT community. Additionally, the call analyzed the questions posed by the justices and the varied interpretations that have arisen following the arguments. Speakers included Mary Bonauto, Civil Rights Project Director at Gay & Lesbian Advocates & Defenders (GLAD); Shannon Minter, Legal Director of the National Center for Lesbian Rights (NCLR); and Paul Smith, Partner at Jenner & Block.https://soundcloud.com/lgbtbar/national-call-in-relationship
National Call-in: Relationship Recognition and the Supreme Court (Part 2)


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Want create site? Find Free WordPress Themes and plugins.
Exfoliating Gloves
Product Description
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Cocoa Brown Exfoliating Gloves are the perfect way to prepare your skin for a tanning application, remove stubborn old tan and keep your skin healthy.
1 ) Wet down skin in the shower
2) Put on the gloves and wet the fibers
3) Starting from the feet, scrub the body in sweeping, circular motions. Sweep over each area of skin a few times, but avoid scrubbing ferociously so as not to irritate the skin.
4) Pay extra attention to the ankles, knees, elbows or any areas of hard or tough skin. Go gently over areas such as the neck, inner thighs and stomach as these areas are sensitive and easily irritated.
5) Rinse your skin and the mitt, and pat dry
6) Apply an oil free moisturiser such as Cocoa Brown Chocolate Whip to nourish and hydrate the skin after exfoliation.
TOP TIP: Use Cocoa Brown Exfoliating Gloves with TOUGH STUFF 3 in 1 Scrub for a handy and even more intense exfoliation product.
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- Can I use the exfoliating gloves on my face?
- No, it is not recommended to use exfoliating gloves on the face as the skin in this area is very delicate and can be damaged from vigorous scrubbing.
- Can I use the exfoliating gloves with Cocoa Brown TOUGH STUFF?
- Yes, using exfoliating gloves with TOUGH STUFF scrub can give a handy and even more intense exfoliation.
- How often should I exfoliate to prepare for a tanning exfoliation?
- Marissa recommends exfoliating every day in the lead up to your self-tan application. Do not exfoliate on the day you apply your tan.
- How often should I exfoliate my skin in general?
- You should exfoliate your skin once or twice a week to keep skin renewed and healthy.
- How should I exfoliate to remove old tan?
- Exfoliate using exfoliating gloves or TOUGH STUFF daily from the second day after you apply your tan to ensure an even fade.
There are no reviews yet.
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SilverStar Season Pass Holders can take advantage of a huge variety of perks, benefits, discounts and free stuff (and who doesn't love free stuff!!!). When winter's over, make sure to hang on to your winter season pass for additional summer savings.
- FREE Night Skiing.
- FREE Tubing & Skating
- FREE Access to All Nordic, Snowshoe and Fat Bike Trails
- 15% off regular price SnowSport School lessons (**with an option to purchase Early Bird Vouchers!).
- 15% discount on soft goods at Ski Dazzle retail outlet (10% on new hard goods)..Some restictions may apply. See in-store for details.
- 15% discount at our rental and Double Diamond repair shop (labour only).
- 15% discount at the Goody Box.
- 10% at all Silver Star Resort owned restaurants (excluding Paradise Camp Dinner Tours).
** Please note: Early bird lesson vouchers not available with Tot Passes.
- NEW: 10% off Downhill Day Tickets for the 2018 Summer Season (unlimited for pass holder only)
- NEW: SilverStar pass holder Vehicle purchase program. Pass holders will receive all manufacturers rebates plus an additional $ 750.00 off the purchase of a new or used vehicle from Bannister GM Vernon's inventory.
- NEW: SilverStar Pass Holders save $700 on any boat/any season with Waterway Houseboats. Must use Promo Code SilverStar and provide pass # at time of booking.
- UNLIMITED 2-for-1 discounts on our brand NEW Village Gondola, during Summer 2018!!
- 54 x FREE ski days at 18 Premier Ski Resorts around the world in the Powder Alliance (Final resort list for 2018/19 to be confirmed. Visit Powder Alliance for a list of current resorts.)
- 1 x 50% off a private lesson, if booked and taken before December 16th, 2018.
- 1 x 50% off Tune-Up at Double Diamond; must be used before December 17th, 2018
- 4 x 25% Bring a Friend discount on a one-day lift ticket.
- 50% off Merlin Family Attractions entry in Australia, based on regular ticket price.
- 50% off 5x LIft Tickets at Mt Hotham for the 2018 Ski Season (Some conditions apply. Please contact the Mt Hotham ticket office for full details.)
- 50% off 5x Lift Tickets at Falls Creek for the 2018 Ski Season (Some conditions apply. Please cpntact the Falls Creek ticket office for full details.)
- 20% off Squamish Sea to Sky Gondola day tickets
- Up to 25% off day tickets at dozens of partner resorts
- Plus extra benefits if you are in our Club 65 or Young at Heart!
Save on our most popular programs when you book before October 31, 2018!
- Save 10% on Ladies Day, Men's Day, Masters Mondays and Rippers Programs (Must book before October 31, 2018)
- Get up to 10 x Early Bird Lesson Vouchers
Take advantage and save 50% off a Private Lesson, if booked and taken before December 17th, 2018. When you choose any private lesson option you get one on one coaching, with the complete undivided attention of your instructor. Lessons tailored to your needs will help you become a more confident skier or rider.
NEW Save on a Nordic Group Lesson
Take advantage and save 40% off a Nordic Group Lesson, until December 10th, 2018. SilverStar provides you with a world class trail network that provides confidence to the first timer or challenges the seasoned XC skier. Our SnowSport School staff can take you to the next level. Join us for some XC fun.
2018-19 Season Pass Holders will receive a 2-for-1 discount during summer 2018 on our brand new Village Gondola!!
FREE Tubing at TubeTown Adventure Park
Four lanes of fun, fun, fun for all ages. BIG inner tube sleds and a tube lift mean you can make run after run -- all in a safe, controlled environment. You'll feel like a kid again!
Try ice skating, pond hockey or romantic arm-in-arm laps under a starlit sky. It doesn't get much more Canadian than that. Stop by the fire to keep warm!
FREE and Unlimited Access to Snowshoe Trails
Explore 16 kilometres of pristine trails weaving through the snow-laden forest on Silver Star Mountain. Find out why snowshoeing is such a popular winter way to get and stay "mountain fit."
FREE and Unlimited Access to 50 Kilometres of Cross-country Ski Trails
Ski the #5 top-ranked cross-country ski resort in North America this winter. With neighbouring Sovereign Lake Nordic Centre, SilverStar has over 105 kilometres of daily groomed cross-country trails. It's Canada's largest Nordic skiing trail network.
FREE and Unlimited Fat Biking on Dedicated Trails
It's Canada's "coolest" new sport. Try out a fat bike on your own or on one of our group ride nights! The super wide tires will have you rolling along our beautiful trails and enjoying winter in a brand new way.
All Child, Youth, Adult, Student and Senior (Club 65 and Young at Heart) pass holders are entitled to 4 x 25% off day lift tickets for a guest. Guest must be accompanied by a season pass holder. This does NOT apply to Tot passes.
Save on Premium Gear at Ski Dazzle
You'll get a 15% discount on soft goods at Ski Dazzle retail outlet and a 10% discount on new hard goods. If you're looking for quality products and superior fit, look no further. Check out what's in store.Some restictions may apply. See in-store for details.
Rental & Repair Shop Discounts
Try out a pair of demo performance skis for a day or get a tune-up at Double Diamond. You'll save 15% at the Rental Shop and on service at our state-of-the-art Double Diamond repair shop.
Ski Free at Powder Aliance Resorts
Take advantage of 3 FREE ski days at each of the 17 Powder Alliance partner resorts (that's 51 FREE ski days at an exclusive collection of specialty resorts famous for the best powder stashes in North America!). Now including Kiroro, Japan and Whitewater, B.C. Visit powderalliance.com for full details.
Get 15% off the regular price on private lessons and group lessons. Or check out our Early Bird group lesson vouchers. You can purchase up to 10 discounted group lessons when you buy a My1Pass season pass. Up your skills and save money!
Get 10% off at all resort owned restaurants with the exception of Paradise Camp Dinner Tours
Starting in December and continuing throughout the season, you can ski late on Friday and Saturday evenings. It's a whole new way to experience the mountain and perfect for a quick few runs before an apres ski weekend evening in the resort.
Get 15% off The Goody Box. This divine shop is more than just candy. There is a wonderful range of gifts for all ages, tastes, and budgets as well as novelties and games. The souvenir range is the biggest and the best on the hill with many items custom made and exclusive.
Get reciprocal Lift Ticket Discounts at dozens of resorts in B.C., Alberta and select US areas.
Check the list here.
Season Passholder Lodging Specials
Just for our season passholders as our way of saying thanks all winter long! Check the website for exclusive accommodation specials throughout the season
Silver Star pass holder vehicle purchase program.
Pass holders will receive all manufactures rebates plus an additional $ 750.00 off the purchase of a new or used vehicle from Bannister GM Vernon's inventory.
Show your winter season pass at the Sea to Sky Gondola ticket window and save 20% on your lift ticket.


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Activities: EasyCast MediaServer medias manager
Copyright: UbiCast (http://ubicast.eu)
License: http://www.gnu.org/copyleft/gpl.html GNU GPL v3 or later
This module allows users to add media from an EasyCast MediaServer web TV in their courses.
They can also edit medias directly from Moodle without having to go on the MediaServer web TV.
Just put a dir named "easycastms" with all files of this repository in your moodle mod dir.
Once the plugin installed, you need to set the url of the MediaServer and the API key to use
in the plugin settings. To edit the plugin's settings, go in :
"Site administration" -> "Plugins" -> "Plugins overview" and then click on the button named
"settings" on the line of the plugin. The MediaServer API key can be found in the
"menu" -> "Global settings" page in your MediaServer.
After these steps you can add a media from your MediaServer in a course by clicking on the
button "+Add an activity or resource" and choosing "EasyCast MS media". You will then be
asked to choose a title, a description and which media from MediaServer should be used.
This plugin requires the PHP CURL library, Moodle >= 2.3 and MediaServer >= 4.0.
- Fri, 22 Mar 2013, 1:03 PMStéphane - Many thanks for sharing this plugin with the Moodle community. Please consider adding a documentation url to the Useful links section. Peace - Anthony
- Wed, 22 May 2013, 4:36 AMp.s. - Regarding the documentation, please feel free to create a page (even if it is just a stub) on Moodle Docs - perhaps something like http://docs.moodle.org/24/en/Mediaserver_module - see http://docs.moodle.org/dev/Plugin_documentation for more information.
- Wed, 22 May 2013, 8:49 PMHi, I have changed the project name in GitHub. When I will have some time I will fill the documentation page. Regards - Stéphane
- Thu, 18 Oct 2018, 10:42 PMHi,
The plugin version here is quite old compared to Github. Can you update the most recent version to the plugins database?
- Thu, 8 Nov 2018, 12:04 AMHello,
Yes you are right, I updated the version.
Thank you for your comment,


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Do you want your kids off the couch and exercising? Of course you do! Do you want to get closer to your children? Absolutely! Do you want to start an exercise program yourself, but can't find the time? Yes, you do! You can get your kids moving, exercise and get closer to them in the process. Exercise helps to curb childhood obesity, promotes good habits that will last a lifetime and will be fun.
Keep a positive attitude, remember, the more fun you make the time spent exercising, the more likely the kids will continue staying active. Too many children today are overweight and are experiencing health problems such as high blood pressure and diabetes that were largely considered adult health issues. Childhood obesity is no joking matter, it just gets harder and harder for overweight kids. They are often the butt of jokes, teasing and taunts besides all of the medical issues.
Getting your kids to love exercising is as much of a chore as you think. The benefits will last a lifetime!
When to Start a Kid Based Exercise Program
Start good habits early. From the time your babies start walking, get them active. Toddlers love to walk. Go on a short walk with your toddler, 10 minutes is all it takes.
How to Exercise with Your Children
Make it a fun competition. See who can stand on one foot the longest, who can reach the ground with flat palms, or who has a bigger split. This is a great way to stretch muscles and learn some basic yoga moves. Again, Wii, Xbox, DVDs and YouTube all have basic Yoga moves to learn together with your children. Yoga teaches the body to stretch and stay balanced.
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Play kids games. Jump rope with your kids, go for a bike ride, take your kids to the park and actually play on the equipment with them. Don't just be a spectator. Who cares who's looking. You are making memories along with strong and healthy bodies.
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As your kids get older teach them a sport. If you were into a particular sport growing up, pass it down to them. Don't expect perfection and don't put the stress of being the best on your child. It's just fun. If you were never good at sports, but always wanted to be, now is the perfect time to learn together.
Learn basic Karate moves together. Many YMCAs have inexpensive karate classes. If you don't have a YMCA close to you – head back to the computer and look for a Karate video. YouTube has so many great opportunities for you and your family to take advantage of.
While you are at the YMCA, teach them to swim or get swimming lessons. Swimming works a wide variety of muscles in your body all at the same time. Once you and the kids get water safe, a game of Marco Polo or tag is in order. They will be swimming, having fun and not even realize they are exercising.
You will both get a good workout even though they won't know it. They will view it as play time with you. Your kids will look forward to spending time with you. If you start good exercise habits early, your kids are more likely to continue exercising. Make exercise a 15 minute fun part of your day. When you find out how much fun you can have being a kid again, increase your exercise playtime.
Do not make this a hard training session. Take it for what it is, good old fashioned fun with the added benefit of exercise.


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"It's a pretty unique film, which is wonderfully complicated, deliciously wicked, twisted, scary and equally funny."
Courtesy: IndiaFM
Friday, March 17, 2006
'You can't be horrible in real life. So play horrible roles in films' says comedy actor Boman Iran, who enjoyed playing Farukh Sethna, a crazy parsi character in his forthcoming movie Being Cyrus. Internationally acclaimed, this movie has assembled an interesting star cast. IndiaFM spoke to Boman about Being Cyrus and his forthcoming films.
Farukh Sethna is a horrible fellow...
I play a parsi character called Farukh Sethna. I am the younger brother of Naseeruddin Shah. Naseer is a sculptor who stays in Panchgani with his wife Dimple Kapadia. My character is living in Bombay, taking care of the old man. He is very mean to the old man and to every one around him. He is a horrible fellow. I like playing the horrible guy. You can't be horrible in real life so play horrible roles in films. It's interesting because you get to understand a little bit about life. Some people are so horrible and through this you will get to study such people and understand why they are horrible, mean and as ugly as human beings. It was great pleasure to play Farukh Sethna because he is crazy and always angry about something. He has got his own habits and affairs. He is bizarre and crude. It's fun to watch!
It has a lot of touches that people will notice
I would like to believe that all my characters are different from each and every other character. This is different because he is Parsi. Someone said that you are a Parsi so you are playing yourself, which is an unfair statement. I think that it's your duty as an actor to perform different roles and keep discovering all the aspects of your acting ability. It's so difficult to talk about characters. It has lot of touches that people will notice. It's not a straight story but a quirky where you have all these different characters involved in one story. This is something which you can't write on paper you have to describe it sometimes. It's a vision that can't be developed on paper. You have to listen to him carefully. You have to get excite by his excitement.
The preparations
I think you must prepare for every role. I enjoyed the process because that is making life easier for you on the set.
On working with Homi, a young Parsi director
A young parsi boy came to me with an interesting script. It's his first film with the unique script, vision and a desire to make film. He is the one who sells you that desire gets the producer to back him up and makes the film. This is what I like about Homi and I decided to go for it. The film is ready to release. It got excellent reviews from inter national film festivals. All this is not easy especially when there is no one to back you up. These reviews explain that it's a pretty unique film, which is wonderfully complicated, deliciously wicked, twisted, scary and equally funny. The star casts is very interesting. There is Naseeruddin Shah, Dimple Kapadia, Simone Singh, a very hot and happening Saif Ali Khan and me! It's not bad at all for a first time filmmaker.
None of them were Parsi except me
Except me and Homi there was no Parsi on the set. Everyone from Saif Ali Khan, Dimple Kapadia, Simone Singh to Manoj Bawa are not parsi but portrayed their characters so well. It was sad that I didn't get many scenes with Naseeruddin Shah. We had one photo together. This is the sad part of the film but in a way it worked well because both the characters are so different in their approach to life. One is a dreamer and the other is so mad, he can be almost criminal.
Offbeat movie
It's an opportunity to show another aspect of your abilities. That does not mean if you do offbeat films it has to be good. You may call it offbeat, art or parallel give whatever name but the fact of the matter is, it's a form of cinema. It is meant for this framework of language because it suits to the script. You cannot shoot a film like Being Cyrus in Switzerland. It was meant to be shot in the dark. It's an intrigue, deliciously wicked and funny film. Its funniness turns out as wickedness and I think Being Cyrus is a wonderful combination of all.
Saif and I get along so well
Saif and I get along so well. It was proved on screen in Darna Mana Hai. I think it is good for actors to get along. I know his tempo, rhythm and his reaction. I think it's a beautiful chemistry and he is developing into such a wonderful actor. More than me, I think it's more difficult for Saif to work on this project. Especially when his career is riding high. Home Delivery was a small film for me. But this is not a small film. It's a brave attempt to do an English language film when you are ruling Hindi cinema. Hats off to Saif!
There is no song but music plays an important song
It's an English movie which has no songs but music plays an important role. It offers an intriguing mood to the film. Salim- Suleman are very dear friends of mine. They have done the music. They are talented music directors. The music has such a rhythm and pattern that you feel the guys mind from inside.
Funny moment
I had a big fall on the set. I always had accidents on the sets. Once in one shot I was supposed to kick something and I landed on my backside. Everyone wondered what happened to me. But when I turned and gave them a smile then they all laughed. There was a guy who had recorded the incident and showed it to everyone on the set. It was nice working with everyone. It was a young atmosphere. Everyone had a good time together.
Director's art
I believe that the directors' enthusiasm has a great role to play because there are many stories, but there can be only one interesting story. If your director is not smart enough to tell that story then there is no point. But if you have an interesting story with a young man with such a great energy and excitement then you want to be part of it. Homi kept working on the draft. He used to come with the fresh draft and ask me what I thought. I would have done it in any case. But I'm really fond of him. He has a lot enthusiasm and worked on his script several times.
Saif and I enjoyed working in the film which has certain amount of mystery and suspense. It is beautifully textured by Homi and the audience would like to see textured films rather than a stereo type. Now the film is ready to prove itself in India after having proved itself in other countries with excellent reviews.
Films in the pipe line
Apart from Being Cyrus, which is releasing this month, there is Khosla Ka Ghosla in which I play a Punjabi guy called Khuran, a Delhi land-broker. Again, he's not a very nice guy. He cheats people. Its fun and I love such characters. Then in Vidhu Vinod Chopra's Eklavya, I am playing Rana, the king. Again it's not a comedy film at all. I am playing D'Silva in Farhan Akhtar's Don. Then in Honeymoon Travels Pvt Ltd. I am playing Shabana Azmi's husband. Also, there are Pyare Mohan and Munna Bhai- 2 which will release this year.


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Nelson Mandela
Nelson Rolihlahla Mandela (born 18 July 1918) is a South African politician who served as President of South Africa from 1994 to 1999, the first to be elected in a fully representative democratic election. Before being elected President, Mandela was a militant anti-apartheid activist, and the leader and co-founder of Umkhonto we Sizwe, the armed wing of the African National Congress (ANC).
Born to the Thembu royal family, he was educated at Methodist schools before attending Fort Hare University, where he became involved in anti-apartheid politics. In 1962 he was arrested and convicted of sabotage and other charges, and sentenced to life imprisonment. Mandela went on to serve 27 ... more »
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Communists have always played an active role in the fight by colonial countries for their freedom, because the short- term objects of Communism would always correspond with the long-term objects of fr...Nelson Mandela (b. 1918), South African political leader. Statement, April-May 1964, to the court in the Rivonia trial, South Africa. quoted in Fatima...
''Only free men can negotiate. Prisoners cannot enter into contracts.''Nelson Mandela (b. 1918), South African political leader. statement from prison, Feb. 10, 1985. quoted in Higher than Hope, pt. 4, ch. 30, Fatima Meer...
''"Education is the most powerful weapon which you can use to change the world." ''
''"When a man is denied the right to live the life he believes in, he has no choice but to become an outlaw." ''
''"I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear." ''
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I've always thought that Magna Carta's Prime Cuts series was an excellent way to showcase the labels artists. Though there are a few other labels that release similar types of compilations, it is my opinion that Magna Carta puts out the best product where this is concerned. All their compilations give these fabulous artists a chance to shine bright while giving the listener the full scope of that artists various styles.
Jordan Rudess is probably best known for his role as keyboardist for the progressive metal band, Dream Theater. Though, his talents far surpass that. You don't believe it? Just listen to cuts like Universal Mind, originally presented on Liquid Tension Experiment, or Revolutionary Etude, a beautiful classical style piece from the CD, Steinway To Heaven.
Every cut on this compilation is a masterpiece. Just what you would expect from a former child prodogy, such as Mr. Rudess. I was very happy to receive a copy of Jordan Rudess -Prime Cuts because it gave me a chance to discover a foray of music that I was not aware of and I feel anyone who is a connoisseur of great music will be satisfied by this compilation.
Other performers include such talents as Terry Bozzio, Tony Levin, Rod Morgenstein, John Petrucci, Simon Phillips and more. There are even a couple numbers that feature 80's pretty boy, Kip Winger. In which, we get to see some of what I feel are his best performances, though, much different than one might expect from Winger. Along with Rudess' fabulous keyboards, Winger's voice on Tear Before The Rain makes this cut the best song on the disc.
The amazing thing about Jordan Rudess -Prime Cuts is that, much like most of the Prime Cuts series, it flows as if the songs were meant to be compiled in this order, even though there are varying styles and artists performing them. This is something that a true listener, like myself, can really appreciate. Once again, I give credit to the magnificant team at Magna Carta for keeping it – 'about the music.'
I give a 10 of 10 to all parties invloved!!


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JOHNSTOWN - The red-hot North Star Cougars overwhelmed the Conemaugh Valley Blue Jays 14-2 in a nine-hit barrage over five innings to extend their winning streak to 15-0 in high school baseball action here Tuesday.
Jason Griffith led the Cougars' awesome hitting display with a 4-for-4 day at the plate, including a double and a RBI. Zach Pritts went 1-for-2 with a home run and two walks. Chad Kaltenbaugh went 1-for-3, walked once and drove in three runs. Justin Keith collected two RBIs and Chad Alwine went 1-for-3 with two RBIs.
North Star scored four runs in the first, three in the second, five in the third and two more in the fourth. Conemaugh Valley scored its two runs in the third inning.
Despite the all the scoring, North Star stranded nine base runners.
Winning pitcher Adam Keyser scattered six hits over five innings, walked three and struck out five batters. Only one of the two Blue Jays' runs were earned.


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The Uber Salad. Super Foods Making Friends at Home
The Uber Salad is one of my first home grown recipes.
I was trying to eat better and adopt a salad that I would really enjoy, and that was better than the iceberg lettuce based standards in the restaurants. I wanted to end up with a product that would be great for me and that I would't quickly get bored with.
The Uber Salad is based on a list of "super foods" that I began experimenting with in different combinations. The result is one of my favorites (especially with grilled socket eye salmon and wild blueberries). Give it a try and let me know what you end up making. Post a picture on our facebook page.
Quick note: Take it easy on the dressing, and keep it LIGHT. Try a vinaigrette, balsamic vinegar, or other light oil based dressing and enjoy the natural flavors.
- 1 - 2 cups Fresh raw spinach
- ¼ cup Sliced white onion
- 8 - 12 oz. Grilled lean meat (Salmon, chicken breast, etc) sliced
- ⅓ cup Fresh fruit (peaches, avocado, wild blueberries, etc)
- ¼ cup Diced tomatoes
- 1 small handful Sliced almonds
- Combine all ingredients in a mixing bowl and toss with your favorite light dressing.
- Enjoy.
- Send us a photo and your feedback.
Heres another recent example of the Uber Salad I made recently with strawberries instead of avocado.


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Looking for dancers, musicians, hikers, climbers (Mombasa)
Hi there,
Looking for others out in Mombasa who know tango, salsa, swing dance, or contact improv.
Or for people who play music and might be looking for other people to jam with.
Would love to know if anyone has experience with judo or jiu-jitsu.
Finally, anyone interested in hiking outdoors or rock climbing?


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I read that the Raspberry Pi computer has been released. It's a tiny little thing that is about the size of a billfold, uses an SD card, and runs Linux. Best part is, it costs about $35. Yes, you read that right.
Anyone checked into it, acquired one, plan to get one? What would you do with it?


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wanted cm system
Budjetti $300-1000 USD
wanted - functioning cm system that is easily manageable. i need some layout design work done with a payment gateway & directory [url removed, login to view] are a few other things I need adding (nothing major) will explain who ever gets the job.
If you are over run with work then please do not post for this jos as I need someones full attention on this , I have no time to waste.
8 freelanceria on tarjonnut keskimäärin %project_bid_stats_avg_sub_26% %project_currencyDetails_sign_sub_27% tähän työhön
YEs ready to work with you... final quote will be given after discussion. why your need cant be fulfil by biggest cms like mambo, e107 etc what speciality you need or what special kinda scripts you want to install ? i Lisää
we can do it quickly as we have a team with asp.net / cms expertise see our design works at [login to view URL] and also see PMB for some of our links.


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One of Cheeky Boy's favourite sayings is "this is the best day EVER", with extra emphasis on the EVER. I am sure most kids use this phrase but thankfully for us CB is easily pleased because we hear it a lot. A scoot to the park and an ice cream can elicit a TITBDE!
It got me thinking about how many Best Days EVER I have had over the years. My wedding, finding out I was pregnant, and holding my babies for the first time would definitely count, but since then? Hmmm. Since I became a stay at home mum, discovering I am wearing matching undies or finding a missing sock is enough to constitute a best day.
And then I cast my mind back to the day when I did something totally crazy. And I smile.
I should explain. Under no circumstances could you describe me as a thrill seeker. I am "Mrs Worry", "Mrs Anxiety" and "Mrs What if?" all rolled into one. I have a phobia of heights, I hate anything scary and I don't like theme parks. Get the picture?
It was the end of summer. I think we were coming up the first anniversary of BW's diagnosis. Both The Saint and I were still in turmoil and the Black Dog had decided to visit again. I went to an event and happened to see an advert for a charity tandem sky dive to raise money for the children's hospice where the event was being held. To this day, I cannot tell you what possessed me. I walked over to the stand and signed up on the spot.
Six week later we were on our way to the airfield. I will admit "Mrs What if" was present "What if the chute doesn't open, what if I break my ankles when I land, what if I die?". As we got closer to jump time, my mind cleared. Something in me needed to do this.
Sitting on the edge of the open aeroplane door waiting for the all clear, watching the pros hopping out, knowing that any second I was next, was truly the most terrifying experience of my life.
And then we somersaulted out. I remember looking up at the underneath of the aeroplane, thinking "oh my god, we're falling". Right side up, I started to enjoy myself. To be above the clouds and surrounded by blue felt so peaceful in spite of the deafening noise of the air whooshing past my ears. All I could do was grin.
It did me the world of good to do something so out of character and started me on a new path to a more balanced me, not just a mum devoted to her kids. Whenever I have a niggling doubt about myself I remember that day.
What was your best day ever?


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Cindy Crawford hates signing on her own nude Playboy centerfoldsNovember 14th, 2007 - 2:13 am ICT by admin
It was reported that after seeing the copy she stopped the session - at Bachendorf's jewellery store there and then.
"Cindy was furious," Contactmusic quoted a fan, as saying.
Sources have revealed that the publication told Crawford that she'd only be signing promotional pictures of her wearing an Omega watch she was there to promote for.
But when fan produced the magazine she was taken aback.
An event spokesperson confirmed the incident, saying that the model was caught in an awkward position after the fans were informed that she would only be signing authorised photographs, provided at the event. (ANI)
- Leeann Tweeden poses for Playboy - Nov 09, 2011
- Pole Dancing: Secret Of Cindy Crawford's Happy Marriage! - Oct 19, 2010
- Cindy Crawford's blackmailer to face trial - Mar 10, 2010
- Crawford loves hubby's humour, confidence - Aug 01, 2012
- Cindy Crawford says she finds Botox scary - Jul 11, 2010
- Crawford not against plastic surgery - Feb 12, 2011
- Kathy Ireland named world's richest model - Feb 24, 2012
- Cindy Crawford says she's "too healthy" for today's size 0-obsessed fashion world - Oct 28, 2009
- Vijay Amritraj turns host, chats up global icons - Aug 16, 2012
- Helena Christensen has no problems with nudity - Nov 30, 2009
- When I was modelling, size 10 was a normal size: Cindy Crawford - Apr 21, 2011
- Toni Braxton 'considering' Playboy offer - Jan 06, 2011
- Crawford protecting daughter from media, not hindering her career - Mar 09, 2012
- Crawford 'feels more confident about her body now than she did in her 20s' - Feb 11, 2011
- Cindy Crawford's getaway with hubby - Apr 16, 2011
Tags: authorised, awkward position, bachendorf, cindy crawford, contactmusic, jewellery store, national enquirer, omega watch, photographs, playboy centerfolds, sexy supermodel, she stopped, spokesperson


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POLICE Scotland has tightened security on Chief Constable Phil Gormley's internet profile after his personal Facebook page was found to be open to the public.
The profile included personal details of Mr Gormley's loved ones, friends and holiday plans, the Scottish Sun reported.
His wife, daughter, her boyfriend, nephews and nieces were identifiable from Mr Gormley's posts, the newspaper said.
Chief Superintendent Paul Main said: "Mr Gormley's social media profile has been reviewed and assessed and appropriate steps taken to ensure the privacy and safety of his family and friends."
Police Scotland's advice on staying safe on social media states: "Social networking can be used for harmful or criminal purposes. Take some sensible precautions.
READ MORE: Police Scotland facing £21 million 'overspend'
"Since users access these sites from their own homes, they can sometimes forget that the internet is really a public space.
"This means they can be tempted to share more information than is sensible or safe, or to act in ways they may not do normally.
"Pick a user name that doesn't include your real name or hint at your date of birth or where you live.
"Make your profile private.
"Limit the amount of personal information you make available online."
Keep up to date with all our sport news on The Scotsman's Sport page on Facebook


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Swipe. Earn. Grow.Sign Up
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Customers: Link your spending cards and earn cashback at participating businesses.
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Keeps more money, sales taxes and projects in the community.
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Our mission is to make small and local business rewards easy and available to everyone - saving customers money, increasing small/local business profits, and strengthening communities. Now That's Swell.
We're your resident neighborhood Swell Squad - a talented group of dreamers and doers committed to making everyday people, businesses and communities thrive. We'd love for YOU to be a part of it.
Thanks for contacting Swellcoin!
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My partner will get a work visa - what about me? (Cairo)
Hi everyone.
My partner is possibly going to be working in Cairo soon.
As we are not married how does that effect me?
Will I be able to stay in Cairo as long as he does?
Will I be able to live with him?
I look forward to hearing from you soon.


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Tom Boye of Canoga Park won the open singles, and Michelle Garlick of Van Nuys won the ladies singles at the Bass Ale Dart Tournament at Northridge Fashion Center on Saturday.
Al Lopez of North Hollywood and Don Hosier of Reseda tied for third in open singles competition, while Kerrie McCoy of Simi Valley was second in ladies singles.
Dave Bennett of Studio City teamed with Terry Reynolds to place third in open doubles.
Mary Lou Downey of Reseda and Jan Melnyk won the ladies doubles, and Donna Tidwell of Canoga Park and Andra Cathey of Northridge were second. Tracy Abate of Chatsworth teamed with Donna Quezada to finish in a tie for third with Freddie Hess of Thousand Oaks and Karen Lewis.
There were 230 entrants in the four categories.


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Some time ago we had Scott Mitchell create THIS GREAT SET OF DATA ACCESS TUTORIALS
I've had lots of requests to record video versions of Scott's tutorials. (Scott already did all the hard work 🙂
I thought you all would prefer this I use SQLExpress which does not come with SQL Express.
You can get SQL Express here: http://www.microsoft.com/express/sql/default.aspx
To get Northwind for SQL Express…..
1) Navigate to the following URL and click the Download button – http://www.microsoft.com/downloads/details.aspx?familyid=06616212-0356-46a0-8da2-eebc53a68034&displaylang=en
2) Complete the download and install process. This places the necessary files for Northwind (and Pubs) into the "c:\Sql Server 2000 Sample Databases" folder.
3) Open a command window. (Go to Start, Run, type Command and click OK)
4) Change the directory to the sample databases (type: cd c:\SQL Server Sample Databases)
5) Type or paste the following into the command window replacing computerName with the actual name of your computer:
osql -E -S computerName/SqlExpress -i instnwnd.sql
6) now go to VS and create a data connection using the computerName\sqlexpress as the Server name in the Add Connection dialog. The Northwind database should now be available.
Or, you can just drag Northwind.mdf & .ldf and drop them into your App_Data Folder
Then you're ready to start the tutorials. (The videos will take me a while 🙂


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LONDON -- The U.K.'s supermarket chains have become popular investments with income and value seekers in recent years, thanks to their modest valuations and attractive dividend yields.
However, although these retail giants are attractive investments, they aren't without their own challenges, so in this article I am going to compare Tesco (LSE:TSCO) (NASDAQOTH:TSCDY) and Wm. Morrison Supermarkets (LSE:MRW) (NASDAQOTH:MRWSY) to see which looks the better buy today.
Tesco vs. Morrisons
I'm going to start with a look at a few key statistics that can be used to provide a quick comparison of these two companies, based on their last published results and current share prices:
|P/E ratio
|Dividend yield
|Operating margin
|Price-to-book ratio
Tesco's P/E ratio of 21.1 reflects the restructuring costs and impairments it has accounted for in this year's results. Excluding these, and focusing on Tesco's preferred measure of underlying profit from continuing operations, Tesco has a trailing P/E of 10.1, almost the same as Morrisons'.
The companies' operating margins also tell an interesting story. If you look in Tesco's results, it claims an overall trading margin of 5.3%, which is almost identical to Morrisons'.
However, Tesco prefers to report its trading margin excluding the accounting cost of its Clubcard loyalty program, which was 572 million pounds last year. Once you factor this cost in, Tesco's operating margin falls to just 3.4%, which shows how its generous use of discount vouchers is having a significant impact on its profitability.
What's next?
Are the trends we identified above about to change, or should we expect more of the same?
Analysts' forecasts are notoriously unreliable, but FTSE 100 companies generally get the benefit of the most comprehensive analysis and tend to deliver fewer surprises than smaller companies.
With that in mind, let's take a look at some forward-looking numbers for Tesco and Morrisons. These apply to the companies' 2013/14 financial years:
|Forecast P/E ratio
|Forecast dividend yield
|Forecast dividend growth
|Forecast earnings growth
These figures, which are based on the companies' guidance figures and analysts' forecasts, exclude any further restructuring costs for Tesco. Morrisons' dividend is expected to grow by twice as much as Tesco's, but both firms currently offer a similar forecast dividend yield.
Finally, earnings per share are expected to shrink slightly for both companies, probably as a result of falling profit margins and rising costs, rather than falling sales.
Which share should I buy?
I think that both companies make attractive purchases at the moment, but I'm tempted to stick with Tesco (I'm already a shareholder) because of its size and far larger online and convenience store businesses -- two major growth areas.
Morrisons is planning to launch a home delivery service in partnership with Ocado by the end of Jan. 2014, but it's too early to say how successful or profitable this will be.
The other aspect of Tesco's business I really like is Tesco Bank. Although it only generated 1 billion pounds in revenue last year, it did so with a profit margin of 18.7% and now looks well positioned for future growth.
2013's top income stock?
Despite the attractive incomes offered by Tesco and Morrisons, the U.K. utility sector remains one of the best places to find reliable, high-yielding income stocks.
The Motley Fool's top analysts have looked closely at all of the listed U.K. utility companies and identified one FTSE 100 utility share that offers a 5.2% dividend yield and that they believe may be significantly undervalued.
They are so confident in this share that they've named their report "The Motley Fool's Top Income Stock for 2013." This exclusive new report is completely free, but will only be available for a limited time -- so click here to download your copy now.
Roland Head has no position in any stocks mentioned. The Motley Fool recommends and owns shares of Tesco. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.


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Now on sale
It's been about a decade since Beck last headlined Colorado's Red Rocks Amphitheatre. In that time he's released four albums, the most recent being 2014's "Morning Phase." That means he has nearly 200 minutes of new material that Colorado fans have been waiting to hear live. Beck plays Red Rocks on Aug. 15, and tickets go on sale at 10 a.m. on May 9. ($49.95-$57.50, redrocksonline.com)
Future Islands will add a Denver show to a year that has earned the band viral videos, magazine covers and high-profile late-night performances. Touring in support of its new album, "Singles," the Baltimore synth-pop band will play its first headlining Colorado show since 2011 at the Bluebird Theater on Aug. 27. Tickets go on sale at 10 a.m. on May 10. ($17-$19, axs.com)
California alt-rock band the Neighbourhood will return to the Ogden Theatre on June 25, the same venue it sold out in October of 2013. The band's Columbia Records debut, "I Love You," peaked at No. 25 on Billboard. Since then, it has been a string of sold-out shows for the Neighbourhood. Travi$ Scott and White Arrows will open the show. Tickets are on sale now. ($30.75, axs.com)
Fitz & the Tantrums has announced a second show at the Ogden Theatre after its previously announced night sold out well in advance. The L.A. soul and pop band plays its second night on July 1 the day before the sold- out show. Tickets go on sale at 10 a.m. on May 10. ($28.50, axs.com)
OK Go, the alt-rock band that rose to popularity thanks to its playful treadmill video, will return to Colorado this year. It's touring in support of its fourth studio album, "Hungry Ghosts," which is due out in October. The band will play the Gothic Theatre on Aug. 9. Tickets go on sale at 10 a.m. on May 10. ($15, axs.com)
Bright Eyes maestro Connor Oberst will play the Boulder Theater on Sept. 16 in support of his new solo record, "Upside Down Mountain." Tickets go on sale May 9. ($27-$30, bouldertheater.com)
College-loving rapper Asher Roth plays the Bluebird Theater on June 22. Tickets go on sale at 10 a.m. on May 10. ($20-$25, axs.com)
Matt Miller: 303-954-1785 or email@example.com


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Thandie Newton: 'Death & the Maiden' Curtain Call!
Thandie Newton gets ready to bow at the curtain call during press night for Death and the Maiden at the Harold Pinter Theatre on Monday (October 24) in London, England.
The 38-year-old British actress wore a Giorgio Armani black silk shift dress and matching leather court shoes, while her costars, Tom Goodman-Hill, and Anthony Calf, wore suits from the Italian fashion house.
Thandie and the cast later celebrated at an after party held at Mint Leaf Restaurant & Bar, where she changed into a Giles dress with Nicholas Kirkwood heels and Solange Azagury-Partridge jewelry.
"In some ways this was above my expectations of where I could start in theatre, but it came along and I wasn't going to say no," Thandie told the BBC about making her stage debut.


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Erin Ashleigh Mercer Memorial Scholarship Foundation, Inc. Erin Ashleigh Mercer Memorial Scholarship Foundation, Inc.
Here's a sample of our volunteer opportunities:VIEW AS
Mission Statement
Our mission is to support and fund scholarships for high school seniors entering undergraduate studies, while promoting teen driver safety through participating and organizing local & national conferences, workshops, summits, and forums.
The Erin Ashleigh Mercer Memorial Scholarship Foundation is a 501 c (3) Non profit founded by Clemuel & Cheryl Mercer to honor the life of their sixteen year daughter Erin, who was tragically killed in an automobile accident in 2004. Since its inception in 2005, the foundation has devoted itself to promoting and supporting scholastic pursuits of high school seniors, and promoting Teen Driver Safety. The Foundation networks with the National Youth Leadership Forum, CampFire USA, State Farm Insurance, and high schools in the metropolitan Washington area.
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The London NYC's Runway Package is Back for NYFW
New York Fashion Week is almost here and for the third consecutive season, The London NYC is thrilled to present The Runway Package, offering guests an exclusive opportunity to experience a coveted runway show.
Located just steps off Seventh Avenue in Midtown Manhattan and just minutes from the excitement in Lincoln Center, The London NYC is a beacon of glamour and luxury where the chic mix and mingle and designers, buyers and fashion executives gather throughout the week.
In addition to two invitations to a New York Fashion Week fashion show, guests will look and feel fabulous after a night of beauty sleep in their luxurious London Suite and a runway-ready Express Manicure by butter LONDON's Global Colour Ambassador Katie Jane Hughes.
The London NYC Runway Package Includes:
- 2 invitations to a glamorous New York Fashion Week runway show at Lincoln Center
- 2 "Stylish Sips" Cocktails at the chic London Bar
- 2 VIP Gift Bags filled with luxury beauty essentials courtesy of butter LONDON
- 2 Express Manicures and Make-Up Touch-Ups expertly done by butter LONDON's Global Colour Ambassador, Katie Jane Hughes (*upon availability)
- Luxurious London Suite Accommodations featuring 500 square feet of fabulousness
Among others, shows available via the Runway Package include Trina Turk, Libertine and Milly. The Runway Package is priced at $2999 and may be booked starting Thursday, August 14th by calling Renah Kang, 212-468-8706 or via e-mail at firstname.lastname@example.com.
About The London NYC
The London NYC is the perfect blend of glamour and function that is relevant and true to the essence of its gateway city, New York. The London NYC embraces the vibe, energy and cosmopolitan style of the city of London, situated exactly at the intersection of commerce and culture. The David Collins Studio designed hotel features all-suite accommodations, intuitive service and sophisticated ease complimented by the cuisine of the culinary team of Gordon Ramsay. View The London NYC's website and follow us on Facebook, Twitter & Instagram at @TheLondonNYC.


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There was a golden fire lighting up our eastern horizon this morning. A fiery sunrise under a thick cloud cover bathed the world in warm yellow.
The glass feature on my office building is full east and the light reflected in the window panes and made it look like the building was on fire.
Even though I live in a big city, my drive to work takes me past horse pastures and crop fields, sheep pens and moto cross tracks. When I turned my car in towards the city again the buildings were all gilded and every window looked back at me, reflecting light.
We're in the middle of October, hurtling the year into November and the holiday season. There aren't many of these sunrises left this year. Not as I drive to work. In a few weeks time we'll change the clock. Time will Fall back. Mornings will be light an extra week but then the Earth's axis will have made its tilt and we're plunged into the winter darkness that is our trademark.
Sunrise will be only after I arrive at the office. Sleepy children in my car, not quite woken up before the daycare and school drop off.
Sunset will creep into the early evenings, slowly at first, then late afternoon and finally the sun will set some time after 3 pm and just like I drive to work in the dark I will leave in the dark. Light is for the few hours inbetween when we are ensconced inside.
It's so ordinary for me by now, and so miraculous at the same time.
We'll suffer this until Christmas when we celebrate not only a less and less meaningful Christian holiday but the turn of the year. The return of light. The winter solstice will be the season's last desperate stand before the Earth's axis inevitably makes another tilt and we face the sun once more.
But for now I will have to say my goodbyes to the light.