text:
Credit Karma 4+
Credit Score, Reports & Alerts
Credit Karma, Inc.
- #5 in Finance
- Free
iPhone Screenshots
Make the most of your credit, it's totally free! Start by digging into your credit profile and finding out what goes into your credit scores. Then get important updates with credit monitoring, check out personalized recommendations, even file your taxes for free with Credit Karma Tax.
• Check your scores – Log in anytime to look, it will never hurt your scores.
• Credit Karma Tax – 100% free to file federal and state returns, no matter what your tax situation is. Including live chat, W-2 import making it easy to get your max refund.
• Spot potential ID theft – We'll tell you when your info is in another company's public data breach — and what you can do.
• Find $ that belongs to you – Search state databases for unclaimed money in your name. There's over $40 billion waiting to be claimed!
• Get money-saving recommendations – Use your credit to qualify for lower interest rates and better credit card rewards.
• Monitor your report – Get alerted when there's an important change to your reports and challenge errors right from your account.
• Review credit tips – Receive helpful recommendations matched to your profile.
Join more than 80 million members on the path to financial progress. Learn more and sign up at www.creditkarma.com.
What's New
Version 5.28
• Bug fixes and enhancements
Stay tuned for more updates, and be sure to share your feedback at firstname.lastname@example.com.
Ratings and Reviews
Editors' Notes
It's one thing to know your credit score, but the real value comes with understanding how that mysterious number is calculated. This eye-catching app offers free credit scores from two of the major credit-reporting companies—a killer feature all on its own—while giving you insight on how to improve your standing. When things like overspending or late bill payments nudge your score down, notifications help you immediately steer your finances back on track.
Great app!
I have been watching my credit increase over the last two years and it's been fun with this app. I have opened around seven different lines of credit during this time and most of them were at the suggestion of Credit Karma. I still won't get the personal loan it keeps recommending but overall it is really helped me focus on my credit score in a meaningful way.
Quick note to the person who's review I'm assuming will be right below this one, yes your credit scores can be wildly different. My bank provides be with my fico score. My other credit cards provide me with a variety of other scores. And I have seen my Fico score Appear to be about 100 points different as well. That doesn't mean my Credit Karma is wrong, my Equifax and Trans Union that are provided from other sources are also in line with my credit karma score and my Fico score is still real. Most days my Fico is at least 50-75 points different. They also explain several places that the score is an estimate and the fact that they're using tools to determine what they think other places will view it as. Credit scores are not completely raw data. Each one uses the information it has and rates it accordingly to its own view. I've also had points for my Trans Union and my Equifax Have been 75 to 100 points different as well. It's not as frequent as the difference between my fico and other scores. Just wanted to add my 2 sense on that.
My honest and personal review
Credit Karma is essential to your credit health. You must make your first payment on any of your loans to have an impact on your score because that's when the loan companies post. Credit Karma can only post when the credit card companies post so please don't blame Credit Karma for everything. New accounts do post within the week usually. I've followed the advice and recommendations from Credit Karma and have seen my Score increase from the low 500's to 607 in 6 months. This is the normal time frame and don't let anyone tell you different. Stay honest with yourself and your credit reports and you'll be able to sleep at night. I have found no other credit tool to be completely honest and free like Credit Karma. My opinion is that this will be the only credit monitoring app you will ever need. Also, please do wait the 5-6 months before applying for any new credit after you have opened a new line of credit from anyone. I learned this the hard way only because I'm stubborn and now I am going to wait the year for all my hard inquiries to fall off of my report because too many hard inquiries do, do damage to your score. Patience and a steady pace works best for improving your score. I'm aiming for the 800 club and can't wait to be able to reap the rewards. God Bless to you all for taking the time to read my personal review and I'll meet you at the top.
Editors' Notes
It's one thing to know your credit score, but the real value comes with understanding how that mysterious number is calculated. This eye-catching app offers free credit scores from two of the major credit-reporting companies—a killer feature all on its own—while giving you insight on how to improve your standing. When things like overspending or late bill payments nudge your score down, notifications help you immediately steer your finances back on track.
- Seller
- Credit Karma, Inc.
- Size
- Category
- Finance
- Compatibility
- Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.
- Languages
- English
- Age Rating
- Rated 4+
- Copyright
- © 2007-2018 Credit Karma, Inc.
- Price
- Free
Family Sharing
With Family Sharing set up, up to six family members can use this app.


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Search results for: Gold Dust Sellers From Usa
Gold Dust Sellers From Usa
Gold Jewelry (Rating: 14) , Votes:Offers free shipping and 30 Day Money Back Guarantee on the finest 14 Karat Gold Jewelry including gold chains, gold bracelets, gold earrings & gold pendants in yellow gold, white gold, two tone and tricolor gold fashions. All orders ship from the New York City Jewelry & Diamond Districts.http://www.OroLatina.com/
Gold & Silver Bullion (Rating: 3) , Votes:Gold bullion online with The Real Asset Co. for live gold prices 24/7 from Geneva, London and Singapore and professional gold vaults approved by the LBMA.http://www.therealasset.co.ukCategory: Directory/Business/Small Business
MMOBUX - Price Comparison for MMORPG Currencies (Rating: 8) , Votes:MMOBUX is a price comparison site for MMORPG currencies. It spiders and displays prices for EVE Online ISK, LotRO Gold and other MMOs. Sorted by price, buyers can access a list of sellers and also see the ratings that other buyers gave them.http://www.mmobux.com/
Buying & Selling Sites for Massively Multiplayer Online Game (Rating: 6) , Votes:IGE is a diversified service provider operating network of buying and selling sites for massively multiplayer online game (MMOG) virtual currency and assets on the Internet. IGE offers fast, secure, and guaranteed delivery of your World of WarCraft Gold, Age of Conan Gold, Warhammer Gold, FFXI Gil, WoW gold and other game currency.http://www.ige.com
Industrial Dust, Fume and Waste Control (Rating: 1) , Votes:Specialist air systems company focusing on the dry proces waste handling and environmental control and ventilation requirements of industry.http://www.spectrumairsystems.com/
Virtual Currency Buyer - Pusada (Rating: 3) , Votes:Pusada is an easy way for gamers to sell their game currency. Sell WoW Gold, FFXI GIl, EQ Plat, AOC Gold, WAR Gold and other types of currency.http://www.pusada.com
Virtual Currency Price Comparison - WoW Gold, Eq2 plat, FFXI Gil (Rating: 11) , Votes:Compare prices of wow gold, eq2 plat, ffxi gil and other virtual currencies among the top suppliers in the industry at BuyGameCurrency.com! We offer price comparison charts so you can monitor the changing of virtual currency prices among the most popular MMORPG's.http://www.buygamecurrency.com
Sell Gold (Rating: 18) , Votes:America's Premier Estate Buyer. High cash prices paid for scrap gold, dental gold and scrap platinum. Receive payment within 24 hours. Respected member of the Better Business Bureau.http://www.goldkit.comCategory: Directory/Business/Services
Cleaning Gold Coast (Rating: 1) , Votes:Surf City Services are bond cleaning specialists on the Gold Coast and Brisbane with the expertise to have your rental accommodation looking.http://www.surfcityservices.com.au
Clean Air Plus Hepa Air Purifiers (Rating: 0) , Votes:Offering portable HEPA air purifier sytems for home, office and automotive use. We only represent trusted leaders in air purification, including Austin Air, IQAir and Amaircare. All models feature a medical grade HEPA filter for complete removal of airborne allergens, including dust, pet dander, dust mites, mold spores, pollen, bacteria, viruses, and tobacco smoke. Free Shipping and no sales tax on all orders within the United States and Canada.http://www.cleanairplus.com/
Sell Gold & Silver in Houston - Pro Coin & Bullion Exchange (Rating: 0) , Votes:Purchases gold and silver jewelry, coins, and more within the greater Houston, TX, area.http://sellmygoldhumble.com/
Gold Key Investments (Rating: 3) , Votes:We offer investment opportunities in markets with a high potential for growth and capital gains.http://www.goldkeyinvestments.com
Design & Installation of Air Movement Technology (Rating: 0) , Votes:MECHON Limited specialises in the design and installation of air movement technology. Systems include: Dust and fume extraction; Ventilation and air conditioning; Pneumatic waste extraction; Centralised vacuum cleaning; Heat recovery & Noise controlhttp://www.mechon.co.ukCategory: Directory/Business/Environment & Energy
Gold Jewellery Online (Rating: 7) , Votes:Watch Shop UK provides gold jewellery items including gold chains, charms, lockets, bracelets as well as designer jewellery from different brands.http://jewellery.watchshopuk.com
Find Jewellery (Rating: 2) , Votes:Find Jewellery is an on-line retailer of beautiful silver and gold jewellery. We stock stunning contemporary jewellery from a range of quality manufacturers. Official stockists for designer jewellery including D&G, Police and Rennie Mackingtosh. We combine great service with discounted prices.http://www.findjewellery.co.uk
Water System Specialists Gold Coast (Rating: 0) , Votes:Let our expert waters systems team here on the Gold Coast guide you to the best system at the best price, whether that be electrical water or solar systems.http://www.hotwatergoldcoast.com.au/
Gold Jewellery & Online Catalogue - Gold Bargain (Rating: 9) , Votes:Online gold jewellery shop, based in UK, offers anklets, bangles, body jewellery, bracelets, chains, earrings, pendants and rings.http://www.goldbargain.co.uk
LikeU - Jewelry (Rating: 6) , Votes:Online shop deal with fantastic items of jewelery at amazing low prices. Also provides designer makes, Portuguese products, baby products and a lot more.http://www.ekmpowershop8.com/ekmps/shops/salvador/index.asp
Gold and Diamond Source (Rating: 1) , Votes:Shop Tampa Bay's and America's leading jewelry store selling all gold jewelry, diamond rings, loose diamonds, wedding bands and much more.http://www.goldanddiamond.com/
Investment Property For Sale | Ray White Projects Gold Coast (Rating: 0) , Votes:Buying an Investment Property? Ray White Projects can help with your property search. View properties for sale. Learn how to invest in Australian property.http://www.raywhiteprojectsgoldcoast.com.au
Hawaii Real Estate for Buyers & Sellers (Rating: 3) , Votes:Provides a full range of real estate services for both buyers and sellers. Find homes for sale on Oahu, Honolulu, Maui, and Kauai. Search all homes and condos.http://www.myhawaiirealestateonline.com
Penguin - UK Book Shop (Rating: 9) , Votes:The official UK book shop and online book store of Penguin Books, publishers of literary, fiction, reference, autobiography, academic and classic books. Read more with Penguin UK - online book sellers.http://www.penguin.co.ukCategory: Directory/Shopping/Books
Diamond Watches & Diamond Jewelry (Rating: 3) , Votes:Offers diamond watches, men's & women's gold jewelry: rings, earrings, wedding bands & engagement rings, bracelet bangles, gold chain necklaces and more.http://www.itshot.com
Mining Nerds: Mining Investment Information Resource (Rating: 19) , Votes:Provides a user powered mining investment forum containing facts and tips on Canadian mining companies as well as commodities such as gold, silver, and platinum. Includes stock reports, news links, and contact form.http://www.miningnerds.com/
Buy gold online - BullionVault.com (Rating: 29) , Votes:Buy and insure gold bullion using one simple service. Choose your gold price and buy allocated gold in New York, London or Zurich, Switzerland. All gold ownership is proven daily via online audit.http://www.bullionvault.com
CharmBistro - Charms (Rating: 4) , Votes:A complete selection of charms including Italian and beaded charms and traditional silver and gold charms in a wide range of themes. A large selection of Charm bracelets and watches also available.http://www.charmbistro.com
Austin Air Purifier (Rating: 0) , Votes:Austin Air purifiers are some of the longest lasting, most well-built and effective HEPA air purifiers for allergy and asthma sufferers.http://www.achooallergy.com/austin-air.aspCategory: Directory/Shopping/Home & Garden
MortgageCalculator.biz (Rating: 0) , Votes:Free online real estate calculation tools for home buyers and sellers.http://www.mortgagecalculator.biz/
Quincy MA Real Estate & Milton MA Real Estate (Rating: 2) , Votes:Buy or sell a home on Boston's south shore. Featured communities include Quincy MA, Weymouth MA, Braintree, MA and Milton, MA.http://www.MyBostonSouthShoreHome.com
Claddagh Jewelry (Rating: 5) , Votes:Factory Direct Jewelry is a jewelry manufacturing company, located in the heart of the Jewelry District in Downtown, Los Angeles, specializing in claddagh and Celtic jewelry.http://www.factorydirectjewelry.com
Watches by Christopher Ward (Rating: 3) , Votes:Precision Swiss movement mens and ladies watches from Christopher Ward London. Our range of luxury chronograph and automatic watches is available to buy in gold, diamond or stainless steel finishes with leather or alligator watch straps.http://www.christopherward.co.uk
Diamond Wedding Engagement Rings (Rating: 1) , Votes:Guaranteed cheapest like for like, in gold and platinum, UK hallmarked palladium, titanium and zirconium wedding eternity engagement rings. Certified diamonds, circles of diamond and designer rings, wedding and diamond engagemenhttp://www.ringsrus.co.uk
Killer Guides (Rating: 16) , Votes:Sells strategy guides for games like Matrix Online and Everquest 2. Overviews of spells and skills are an integral part of all manuals. The portfolio includes several EQ2 class guides as well as references for Matrix influence and Runescape gold. Featured authors are members of EQ2 raiding guilds.http://www.killerguides.com
Live Charts UK - Stock Charts (Rating: 3) , Votes:Live Charts UK provides free real time trading charts, stock market prices, Forex, Oil and Gold. Also free historical data and information for day trading.http://www.livecharts.co.uk/Category: Directory/Business/Industry
Diamond Engagement Rings (Rating: 18) , Votes:Novori offers a wide array of engagement rings, wedding rings as well as diamond studs, earrings, bracelets and pendants.http://www.novori.com
Studio Jewellery, Fashion & Costume Bracelets, Earrings & Rings (Rating: 0) , Votes:SJ has an extensive range of fashion and costume jewellery perfect for just about any occasion, classic designs that never go out of style, meticulously crafted and finished to the highest standards.http://www.studiojewellery.com.auCategory: Directory/Australia
Fameo Jewellery Boutique (Rating: 13) , Votes:Offers exquisite jewellery collections, colour gemstone and diamond fine jewellery pieces, luxury gifts and a bespoke jewellery service.http://www.fameo.co.ukCategory: Directory/Europe/United Kingdom
Fuzing.com (Rating: 7) , Votes:International business to business (B2B) trade portal that helps buyers and suppliers of goods and services to overcome the major hurdle of locating suitable trading partners.http://www.fuzing.com
Used Cars Advertising in UK (Rating: 2) , Votes:Used Car is a used car classifieds website which provides car advertising in the UK. Both car dealers and private sellers can advertise their used cars for sale, free of charge.http://www.usedcar.co.ukCategory: Directory/Shopping/Automotive
Prepaid Phone Cards by Email & Online Calling Card (Rating: 30) , Votes:Phone Card Depot retails prepaid phone cards delivered via e-mail, international phone cards and online calling cards. Our top selling cards include: CiCi, Gold, Global Papa, AVEO, The Good Card, SIFA, First Choice and Yak.http://www.phonecarddepot.comCategory: Directory/Business/Telecommunications
San Fernando Valley Real Estate (Rating: 35) , Votes:David Hitt, a San Fernando Valley realtor, has been serving buyers and sellers in the San Fernando Valley areas for over 10 years. His knowledge of the real estate market in Encino, Sherman Oaks, Lake Balboa, Studio City, Van Nuys and North Hollywood have helped him achieve an excellent reputation throughout the Coldwell Banker network.http://www.san-fernando-valley-ca-real-estate.comCategory: Directory/North America/California
Southern California Real Estate (Rating: 6) , Votes:Your resource for real estate in Southern California. You are able to search property listings plus there is valuable information for buyers and sellers. Free confidential consultations. Fran and Rowena of Dilbeck Realtors.http://www.franandrowena.com
Bayut Dubai Property & UAE Real Estate Properties Portal (Rating: 3) , Votes:The emerging property portal based in UAE offers a high level of service to property buyers and sellers, tenants alike, as well as to real estate agents in all states of UAE including Dubai, Sharjah and Abu Dhabi.http://www.bayut.com
Relining Services (Rating: 0) , Votes:Pipe relining services rehabilitate all drains and grease traps on the Gold Coast - contact our specialists today for full information and free quotes.http://www.reliningservices.com.au/
Long Beach NY Real Estate Brokers (Rating: 1) , Votes:Long Beach NY real estate company address to buyers and sellers of homes, co-ops, condos, townhouses, rentals and commercial.http://www.AllStarRealEstateBrokers.com
Business Opportunities (Rating: 11) , Votes:Business broker services to business buyers and sellers. Businesses for sale in Ontario, Canada. Buy or sell your business.http://www.torontobusinessbroker.comCategory: Directory/Business/Opportunities
Orlando Villas for Sale (Rating: 3) , Votes:View property listings, Orlando villas for sale, and Disney real estate. Real estate agency offers many resources for buyers interested in Florida villas and homes as well as management services for sellers.http://www.bardellrealestate.com
Last Minute Accommodation (Rating: 1) , Votes:Offers over 34,000 accommodation options available for you to book online in Gold Coast, Sydney, Melbourne, Brisbane & more.http://www.quickbeds.com
Sell Diamonds (Rating: 2) , Votes:High cash prices paid for watches, diamonds, jewelry, scrap gold and scrap platinum. Sell jewelry to ThingsWeBuy. Payment is issued within 24 hours. Respected member of the Better Business Bureau.http://www.thingswebuy.comCategory: Directory/Business/Services
B2B Trade Marketplace G-Trade: Korea Manufacturers (Rating: 56) , Votes:Gyeonggi Small & Medium Business Center is the Mecca for all small & medium-sized businesses and venture start-up in Gyeonggi Province.http://www.gtrade.or.kr/index_e.jsp
Related searches:
Webotopia provides a business directory designed to promote Gold Dust Sellers From Usa companies, products and services whilst helping it's users find the Gold Dust Sellers From Usa information they need. Webotopia business directory, with the help of it's dedicated support specialists and reviewers, enables delivery of Gold Dust Sellers From Usa quality content, excellent customer support as well as value added services such as content publishing and press releases for it's users.

subset: commoncrawl


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Video Downloader PRONew and PRO Fast Video Downloader.New and PRO Fast Video Downloader is a great and fast processing app that allows you to download files from many web sites directly into yours device, so that you can open them every time you want thereby saving internet traffic and data usage. New video download and share with friends, deletion, and management can be done and any kind of video format can be downloaded directly from the built-in browser. You will enjoy your favorite videos on your phone or tablet without Internet connection after download. Faster Video Downloader is free to use. No limitation of video online from internet to be downloaded.With New and PRO Fast Video Downloader you can download and play any major video format without conversion, store videos on your devices in a convenient way and watch downloaded videos while you're offline. New and PRO Fast Video Downloader is a free video downloader app for android. Unlimited download videos faster from Internet to your Android device with easy-to-use user interface and easy procedures to download and to play videos.
FEATURES:- Video thumbnails- Share with friends- Fast search engine!- Simple to find videos- rename and delete files- 100% FREE and UNLIMITED!- Download in background mode- Watch before or after download- Saves and plays/displays videos- Search and watch videos for free- FREE and UNLIMITED Video Download!- Download files larger 20MB over 3G- Download more files at the same time- Supports resuming of interrupted downloads- Easy search your favourite videos by keyword- Play first or simply direct download for video- Ultra fast download speed with maximum stability- Video playback of mp4, m4v, mov, 3gp & m3u8 videos- Pause, delete, cancel and restart downloads when you want- Search for videos by its title or artists or other keyword- Plays videos from within the application with its built-in player functionality
Fast and NEW Video Downloader PRO is Great app which provides ease for searching videos from the supported sites and has an internal download manager for faster downloading of videos.
DISCLAIMER--1. If you find this app able to download videos from your Website with Copyrighted videos then please contact us so we can update our apps algorythm and features.2. Any copyrighted videos is not supported to be downloaded due to their terms of service.3. Some videos may cant be downloaded because it may covered with copyright. Please do not give us low rate of stars just because you cant download copyrighted videos


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Last night Daddy put him to bed at 7, went to work in the basement and realized around 8:30 he was still up. He was still up at 9. Around 10:00 returned home from browsing at the bookstore and he was still awake and yelling for "Mommy." When I asked him what was wrong he said he was "sick, too sick for sleeping." We couldn't get him to describe what was sick exactly so we decided to have him come into bed with me and Daddy would couch it for the night. Kal-El wrestled around for 30 minutes. Occasionally he said "ow! ow! ow!" When I asked him what hurt he said "my finger." He has been complaining about a hangnail for a couple of weeks and demanding band aids with pictures on them. After a while he decided he wanted to sleep next to my bed on the floor. He wrestled around on the floor for another 30 minutes and then announced that "it's not night time anymore. It's not time for sleeping, it's time for playing."
I decided at that point that he was fine and should go back to his own bed. After that, he screamed as if he were the lead actress in a horror flick for about five hours. He screamed when he was in his bed, he screamed when he was out of his bed, he screamed in my bed, he screamed in the "floor bed." He said he just wanted to go to the family room and play. He would go back to bed for 20 minutes and then start shrieking again and say he had to go potty. I would put him on the potty and he complained it wasn't the "right" potty and he never did actually go. He completely wet his diaper at least three times. I changed his pajamas several times because they were soaked with sweat. He never felt warm so I assume this was from screaming.
At about 3 a.m. I took him to the family room, tossed him on top of his sleeping father and told him to "take him before I kill one of us." He fell asleep on Daddy's lap within five minutes. Daddy put him in bed 20 minutes later. He screamed for another 20 minutes, slept for an hour and woke up screaming again. Then he slept for another hour. My husband and I both decided he was most likely acting up because he was coming off of a weekend spent with his grandparents. At their house he sleeps in a bed on the floor next to my Mom and has been getting away with a couple hours of socializing before actually going to sleep.
He was up bright and early (as usual) but clingy, whiny, and naughty. I put him down very early for his afternoon nap (noon) because he needed to make up some sleep. On a whim I took his temperature to see if I couldn't come up with a reason for his "new personality." 104 degrees! He still did not actually feel warm.
Of course I felt terrible.
He saw the doctor after his nap and she found the likely suspect...his first ear infection...right away.
Today has been a much better day. He still has a low-grade fever, but his personality is back to normal. At any rate, if you were wondering why I'm having another light blogging week, now you know.


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After the wars of the early 20th century, the military duffel bag became domesticated and evolved. That gradual transformation is the duffle bag. As the change in the spelling of the name implies, the holdall is the same in essence and function, but outwardly different. The best duffle bags to buy now host a bevy of compartments, serve multiple uses and provide other features, forsaking simplicity and giving host to numerous user options. Today, you essentially have duffle bags for practically every purpose.
This in part stems from the fact that home life provides more freedom as opposed to the strict conditions of military life. The duffle bag is still a travel bag, but the travel is so varied. From camping in Yosemite, weekend trips to Vegas, to a weeklong safari, the duffle bag goes everywhere and does everything. Which is why as an expanse of utilitarian usage, it simply made sense to compartmentalize the bag. As time progresses, the duffle bag continually evolves. It is considerably normal now to find pockets on the sides to allow for quick access to smaller items like mobile devices or travel documents and handles paired with a shoulder strap, in addition to a variety of colors, instead of the traditional army green.
Along with colors, as the bag gained acceptance in mainstream culture, manufacturers began applying new materials to the duffle bag. Although canvas duffle bags remained popular, polyester, nylon and other materials became standard use for duffle bags. However, leather duffle bags remain a top choice. In addition to providing sturdy, weather resistant material, the best leather duffle bags last long and develop distinct and striking characteristics through routine use that others bags cannot match.
Practically all luxury and upscale brands that offer luggage provide a leather duffle bag in their collections. Louis Vuitton, Dior Homme, Brics and Tom Ford are a few examples that offer leather duffel bags. However, unbranded bespoke leather offered by artisans online at sites like Etsy and eBay present the special opportunity to own a unique holdall that if you're lucky enough can almost rival top luxury brands. Whatever your choice a leather duffle bag is great thing to have for travel.
Trends, news, information and reviews in tech, style, entertainment and more.


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Translate English to German
Budget $30-250 USD
We need someone can help us to translate the English to German (keywords for Google ads). It is a long- time relationship between you and us, if your translation meet our need.
18 freelancere byder i gennemsnit $34 på dette job
Lets get this perfectly done. Please read your private message, Thanks!
Would love to work on this project. Please check PMB for details. Regards, Irina
Dear Sir, Let's start and get this done, please check inbox message !
Experienced native German freelancer gladly at your service! Please see PM for work samples and details. Thanks.
Hi! I'm a native German speaking student and am interested in your project. Please refer to the private message I sent you for more details. Regards, Daniel Kirchner
Hello - I am no "cheapjane" but a qualified, professional translator with 25 years of experience in the business. German native speaker. Looking forward to a long-term professional relationship.
German native speaker and professional translator immediately available and ready to start. Looking forward to your reply.
Got very good skills how in English so in German. Would be nice to work with you.
Experienced, professional free-lance translator (ATA certified) offering high-quality idiomatic translations into German (native speaker) - on-time delivery, confidentiality, attention to detail guaranteed.
I'm a German native speaker and would be glad, if I could work for you!
Dear Respected sir, i am intrested in your work. will you allow me to do work with you? i will very thankful to you. **thx***


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Definition of ferryboat
n. - A vessel for conveying passengers, merchandise, etc., across streams and other narrow waters. 2
The word "ferryboat" uses 9 letters: A B E F O R R T Y.
No direct anagrams for ferryboat found in this word list.
Words formed by adding one letter before or after ferryboat (in bold), or to abeforrty in any order:
s - ferryboats
List all words starting with ferryboat, words containing ferryboat or words ending with ferryboat
All words formed from ferryboat by changing one letter
Other words with the same letter pairs: fe er rr ry yb bo oa at
Browse words starting with ferryboat by next letter
Previous word in list: ferry
Next word in list: ferryboats
Some random words: poaceous wyandotte jnana cop ne ecraseur huarache
This is not a dictionary, it's a word game wordfinder.
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You are invited to attend the 25th Annual Meeting of Egyptian Society of Ocular Implants and Refractive Surgery (ESOIRS) which will be held on 21st- 24thMay, 2013 at Palestine Hotel, Montazah, Alexandria, Egypt.
Dear Ophthalmologists:
This year we celebrate the silver anniversary of our society. It is a very special occasion and we take the opportunity to make this year's meeting a very special one. ESOIRS was a leading society since its birth in its arena.
Throughout the years, its annual meeting had been a lighthouse of knowledge to generations of ophthalmologists and we all owe it a big deal of our success. The board of ESOIRS will exert great effort to make this year's meeting one of the best ever. It will be different in many aspects.
It will be an honor for us if you take part in this year's meeting, either by sharing in the scientific activity or attending our distinguished sessions.
The Board of ESOIRS
Board of the Meeting
His Excellency
Professor Osama Ibrahim
Rector, University of Alexandria
His Excellency
Professor Ashraf Galal
Dean, Faculty of Medicine, University of Alexandria
Congress Chairman
Professor Hussein Ali, MD
Congress Secretary General
Ahmed Osman, MD
Hussein Ali, MD
Secretary General
Ahmed Osman, MD
Board Members
Alaa El Zawawi, MD
Ahmed El Masri, MD
Ahmed Shama, MD
Alaa Ghaith, MD
Tarek Abdel Razik, MD
Hussein Ali, MD
Ahmed Osman, MD
Alaa Ghaith, MD
Tarek Abd El Razek, MD
Mohammed El Zoghbi, MD
Tamer Mousa, MD
Tarek Abd El Razek, MD
- Guest Lectures
- Challenging Cases in Cataract Surgery
- Recent Advances in IOL Technology
- What is new in Refractive Surgery
- Phakic IOL
- Keratokonus Diagnosis & Managment
- Phaco Machines
- Phaco Techniques
- Pentacam & Topography
- Glaucoma


text:
Statistical Analyst - SAS/ SPSS - South West
- Recruiter
- Real Staffing
- Location
- South West England
- Salary
- £25500 - £36000 per annum
- Posted
- 22 Jan 2013
- Closes
- 19 Feb 2013
- Ref
- Contact
- Sue Wan
- Sector
- Banking, Finance & Insurance
- Contract Type
- Permanent
- Hours
- Full Time
Duties will include Building and Monitoring predictive models, databases, and to analyse and interpret large sets of statistical data. My client's are extremely innovative so would require the role holder to provide extensive analytical and market research support to the company's strategic initiatives
To qualify for the role you must be a recent graduate with a Bachelor degree in any a quantitative and numerate discipline (e.g. Science, Statistics, Economics, Finance). You must have a strong numerical ability and analytical skills with the ability to analyse, model and interpret data. Previous experience working with statistics would be favourable but not required and excellent communication and presentation skills.
Technical skill set required can include but not limited to SAS, SPSS, EXCEL and SQL.
To discuss this excellent opportunity in more detail please call Sue Wan on 012 1265 74 74 for further details.
To find out more about Real please visit www.realstaffing.com


text:
After his breakfast of toast, cantaloupe and yogurt...he then had cheese its and animal crackers. LOL Then juice.....It takes alot of bribing to get him to sit for a long time.
And he's ALWAYS ready to ham it up for the camera!
Of course thrown into the mix of craziness in the kitchen are the kitty Baers....At least they can occupy themselves with a friendly (or not so friendly) game of wrestle mania. Hissing and tackling each other is apparently a form of fun for them...
Now that everything is mixed and ready....it's ready to simmer for at least 30 minutes. I get my jars ready and in the dishwasher and start the dishwasher (for sterile and hot jars), the water for the hot bath (see Zucchini Relish post for detail instructions on all this) and the simmering all at the same time.
Then while it simmers and the dishwasher runs you can attempt to clean the kitchen....while little Baer helps....
He's still in pjs (Hey it's Sunday...perfect pj day) And is loving the jar rings. Bracelets, Anklets, you name it, they are good for fun! (Baby Baer has given up and taken a nap by this point!)
Jar Funnel: For ease in packing jars
Air getter outer?: For getting the air out of jars after packed and before sealing.
Seal magnet: for retrieving the seals from the simmering water with ease
Jar claw?: For putting jars in and out of water bath without burning yourself. (Papa Baer says stand back though! Water splashes!)
I have no idea of the "real" names for this tool set. But you can purchase it at Walmart for really cheap. And it makes canning easy. And honestly they are really needed. So go buy some! (dress first though so you don't end up like People of Walmart. )
SO....Back to the recipe and directions....
Once your jars are hot. Pack the jars with simmering salsa and seal with your simmering seals. Water bath for 20 minutes and set the jars on a dishtowel and cover with a dishtowel till cool and sealed. DON'T press the seals to check for sealing. Let them cool and then check them. Make sure they all sealed and then you are good to go! This recipe will yeild approx 32 pint size jars of salsa!
Happy Canning!


text:
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text:
As promised last week, i'll update you on our family trip to Melaka. i thought we're going to Tanjung Bidara, we ended up at Tanjung Kling.
All of my sis (three of them), my mom, my dad, Lissa and I went together with my dad's very-precious-20-y.o.-van. Since my hubby was working on Saturday, he went to Melaka right after his work done. We arrived around 3 pm and checked in right away. It was pretty nice. The view was amazing.
Our Stay
(not a promo, ok)
We posed in front of the resort, facing the beautiful scenery from the beach.
from left : nani(the 2nd-makngah), my mom, Lissa, aby(the youngest-5th-maksu) & me(the eldest)
from left : ara(the 4th-makteh), my mom, Lissa, aby & me
Lissa teasing her makngah
the cubby girl
mama & lissa
Lissa officially the first one to lie down on the bed
Here are some of the views from our room :
the swimming pools
we had our lunch at 4:30 pm! i was freakingly hungry. but thank God. the nasi goreng ayam was DELICIOUS!!
Lissa bermanje2 plak with her atok
And later that night, we had a visit from my ex-colleague. She was with Proton for almost a year, and now working at Politeknik Merlimau. Having almost the same age of kids, we share a lot of things. Ruzanna aka zana has been married a year earlier than me, but she was pregnant a year after. She gave birth one month earlier than me to a very cute handsome boy, Harith Zafran.
The funny thing was Lissa was sooo excited meeting a new friend. as everyone knows, she loves to make friends. but, harith was quite amazed with this excited new friend beside him. He just looked and then hid his face with his bantal busuk. (oh, the pictures weren't good - we already dimmed the light)
Lissa - did her baby talk. Harith - clueless.
Lissa showing Harith how to do the grin face. Harith - so sleepy. Lissa, it's already midnite!!I want to sleep!!
Look at Lissa. Still trying to get Harith's attention!
Abah asked Lissa to stop harassing Harith..haha
There is no way she's gonna stop!! She laughed at Harith everytime he hid his face.
Oppss! It's time for mama to say Stop!
Yes, mama. I'll stop, but i need to kiss him goodbye!!
Lissa... Lissa...
I'll be goood girl, mama! i promise....(showing her teethless smile)
The next day after checking out, we went for lunch at nearby foodstall, near Pantai Klebang.
In conclusion, Our family trip this time was quite nice (and let's do this again, abah!). even though we didnt have a chance to mandi laut or play at the beach (due to bad weather), yet, we still managed to experience one of the nicest trip ever!
Our Happy Family!


text: I play in a melodic death/black metal band using an Ibanez SR400. Now im looking around for something that would give me more of a 'punch'. I've looked at a Carvin B4 w/dual humbuckers, Jackson KBX, Ibanez SRX500, and a Fender Jazz. Could someone provide some insight on which would be suited for my kind of style? Give some details on which pickup configurations and body woods are conducive to this style. Thanks.


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text:
Five More New Paintings
posted: December 1, 2006
J.D. King December 1, 2006
So far, I'm only seeing one painting, but it's GREAT! I love these paintings of yours!
J.D. King December 1, 2006
Hold on! There's the second one!
John Dykes December 1, 2006
I also can see just two. I like the first two. You talent hog!
randy December 1, 2006
Carousel, Kwitcher and Aurora....the order of my favorites. You just keep on getting better all the time. Time to quit your day job....but I think I've told you that before. Can you make Kwitcher into a switch plate for me? Just kidding.
Steve Wacksman December 1, 2006
Carousel is my absolute favorite, followed by Aurora B. I like the other two, but Carousel especially is fo me on a higher plane. If I could offer a thought: I'm not sure the crackle effect is adding anything to these and, to my mind, somehow robs them of some of their authenticity. You have a great color sense and your use of black as a color is wonderful. Hope to see more- these are full of life.
Hal Mayforth December 1, 2006
Steve, You are absolutely right about the crackle varnish on Carousel. It doesn't serve the painting. In fact, looking at it in retrospect, it's a distraction. Thanks for the insight. I've got to remember this. H.
Scruffy Arctic Monkey December 1, 2006
I dig the Aurora borealis' color in between the type. Correction, I dig the whole thing. I Want to buy it and hang it in my igloo above the fireplace. Wait, there's no fireplace. 'the hell, I want a HM painting anyway! Time to start thinking about some swapping of art?
Christoph Hitz December 1, 2006
Hal, Where and when is the show? Love the "Inuit" spirit in Aurora Borealis. The guy's who produce Sponge Bob should buy Buff Star... Clearly You are having fun.
J.D. King December 1, 2006
Hey, Hal! Quit YER bitchin' and give Frieda some treats, ya big meanie! Anyhow, all five are up!
Jim Paillot December 1, 2006
Oh, man! Great stuff. I LOVE Aurora Borialis.
Rob Dunlavey December 1, 2006
Big Up for Carousel and Aurora. I'm sittin in a pool o' drool looking at these guys. I'm so jealous. Ditto to Wacksman on the Carousel crackle. You're work is fresher than that and it muddies the message. Maybe the Shanghai office of the Hal Mayforth Knock-Off Production Company can do the crackle and sell them to restaurant and hotel chains. But not you; you're the master!
Peter Cusack December 1, 2006
These are wonderful Hal. I could see that first one large and hanging in my apartment. nice PEter
Mark Fisher December 1, 2006
Hal, As always some very nice work. When I saw the Joe and Star paintings I immediatly saw a sandwich shop, cafe, diner, bar or restaurant with your paintings illustrating the food and services offered at the establishment.
Zina Saunders December 1, 2006
Kwitcher is top of the crop, but I love them all, Hal. Beautiful color, beautiful design, beautiful beautiful.
Joe Ciardiello December 1, 2006
These are great Hal. You sure are a productive guy. Glad to hear they're selling.
Adam McCauley December 2, 2006
More kudos - they're all great Hal! Agree with Steve Wacksman, Carousel does something extra for me. It'd be cool to see a series of this - simlar structural idea, but perhaps different grounds. For some reason I want to see it on white as opposed to blue-grey.
jeff moores December 2, 2006
I like carousel -- nice color palette! Good to get away from the watercolors and push a diffrernt brush-- good stuff!
Hal Mayforth December 2, 2006
Thanks for the comments, folks. I had a very nice conversation with Steve Waxman after his post and he and a few others have me rethinking the crackle varnish. I still think it works on some of the paintings, but on Carousel it was a utter failure. So I'll be extra critical with the finish on future works. All the positive feedback means alot to me. H.


text:
Right time to quit your job
Warning signs to know it is time to quit your job
I used to work in the IT industry , and initially was a proud citizen of the cubicle nation . I went in with a lot of dreams hoping to make it big , seeing visions of me being a manager and earning a 6 figure income.I worked my way from a small company , got into a bigger company and I noticed a strange thing , although I was getting a better income , the type of job wasn't making me any happier.
While studying they tell you , get good grades ,work hard and I was naïve enough to believe that to make it out there the only thing that is needed was results. How wrong was I ! . When I got into a big reputed company , I was really happy because it was something that I never dreamed of and I went in thinking that I would retire from there. As is the case with everyone I was very excited at the beginning and I used to deliver the work on time and in good quality , my team that I was assigned to changed and that was when the problem started .My new work was extremely boring but I still delivered hoping that at the end of the day , I would still be recognized for what I did and I would reap the rewards.
It was during my appraisal , that I went in for a shock , they told me that although I delivered everything that was asked of me , they expected more . Promotion denied. I realized then that what mattered more than the actual work was the perception of the work that you do. These are usually the warning signs that you need to leave your job.
1) You don't enjoy your job anymore – You might have outgrown the job that you were doing and doing the same old repetitive tasks doesn't motivate you anymore . If you aren't learning anything new , my advice ? Leave , don't stick around hoping for things to get better , you can have a chat with your manager but if still things don't improve , then it's time for you to move on. I made the mistake of staying too long because I wanted security , but staying too long on a job you don't like will make you lose your confidence and your motivation .You aren't doing any favors to yourself or to the company that you work for if you are always in a bad mood. No good comes without taking a few risks .Unless you leave that shell that you created around yourself , you will never know what you are capable of doing. I know how the familiarity of knowing what you are going to do the next day , where you are going and the people that you meet in the office will give you a false sense of security , trust me when I say you might as well be digging your own grave.
2) You have created the wrong perception – Due to the above reason I mentioned , once you lose your motivation , that lack of interest can be noticed by others and although you perform your tasks admirably , they may have the perception that you aren't doing your work because you are not involved with the discussions. Changing a perception is hard work and by the time you change it , you will realize that a lot of time has already been passed. Although it is admirable to try to stick it out , how much time are you willing to waste before you realize that whatever you do , the perception of you being a slacker will not change ?.You are not going to get your time back.
3) You are passed over for promotion – It is a torture seeing yourself being passed over for promotion and seeing somebody else who has maybe got lesser knowledge and experience go ahead of you. If you are passed over more than once , then it is your green signal for you to start posting your resume in job sites.
4) People start talking behind your back – You cannot be in the same position for too long . In a company there are expectations that you should be at a certain level for so many years of experience , whether you are capable is a whole another question , but once they see a senior guy at a junior level , do you thing that juniors are going to respect you ?, do you think that what you say is going to matter ? The only thought that is going to go through their head is , if he is so smart how come he's still here ?.Respect is the most important thing any person needs , the money that you get comes only a distant second.
5) You start getting physically sick – When you are so tired to get up from bed , have pains on your whole body and feel so nauseated that you feel like puking , then you know it is time for you to search another job aggressively. Life is too short and work takes the majority of our time , it isn't worth it if you feel ill all your waking moments.
6) Getting a better compensation – Everyone has got a family to support and if you got a better offer somewhere else , you might as well take it provided that you do your homework and know that the new role that you take will be something that you enjoy. You should never take a job simply because they pay you better , it has got to be something that suits your profile. If you simply jump jobs because of the higher pay and nothing else then you are sacrificing long term gains for short term profits.
I hope this article has been helpful to you and will help you make your decision.


text: Duet. 31:6 So be strong and courageous! Do not be afraid and do not panic before them. For the Lord your God will personally go ahead of you. He will neither fail you nor abandon you. Heb 13:5-6 For God has said, "I will never fail you. I will never abandon you." So we can say with confidence, "The Lord is my helper, so I will have no fear. What can mere people do to me?" One of my favourite hymns Trust and Obey clearly states: "Trust and Obey, for there's no other way than to be happy in Jesus than to trust and obey". If you haven't heard this hymn before follow THIS LINK to listen and sing along at home. So today we talked about times when we have had to put our trust in God and we re told stories with scenarios of children having to put their trust in God when they were afraid etc. We then made a rainbow mobile and sang the rainbow song with sign language. I didn't have anyone to film this morning so I will share a clip from YouTube so you too can sing along at home: (please note this is not BSL British Sign Language) Before sharing our song with the congregation we then made our rainbow mobiles. Until next time, Every Blessing Kate at S-T-O-C-K-S xx


text:
Last month, a group of state officers from the Arkansas Association of the National FFA Organization spent a weekend at the Heifer International Learning Center at Heifer Ranch and were generous to share their reflections with us. For your lunchtime reading this week, we'll pass these reflections on to you.
Driving up to the Heifer Ranch in Perryville, AR, I realized something; I am selfish. Now dont get me wrong, I dont mean selfish in a greedy, bratty way. What I am talking about is the type of selfishness that probably many of us have. I realized that most of the time I conveniently decide to turn away from all of the problems surrounding us, hoping that if I dont think about it that it will simply go away. But, it wont; all of the problems, poverty, and trouble in the world wont disappear by simply turning our heads. And that, is what I realized was selfish; knowing the problems and issues that are out there and simply choosing to push it to the back of our minds. So yes, even I am guilty of being selfish.


text:
Shadows In The Duskwood
Kendra Ironwolf
Kendra Ironwolf is the current Interim Captain of the Militia for the town of Riverside. Having spent several years on the frontier as both a scout and a garrison soldier, Kendra returned to the more subdued interior of the Duskwood to help provide a stable home for her younger brother after her mother passed on.
Kendra is young and fit, being slightly taller (5' 9") and stockier than the average local women. Her dusky skin hints at some Southern blood in her heritage and sets her apart as exotic to many with a paler, Northern ancestry, much to her annoyance. She keeps her cut short in a very practical, military cut and never wears makeup or adornments that would highlight her femininity.
Kendra is an accomplished scout and tracker, having worked as a bounty hunter over the years. She has shrewd observation skills and a skeptical nature. She is also blunt, to the point of being rude in some situations. She has little use for inherited titles, which has caused her some difficulty in the past.
Kendra is very much devoted to her duty and a woman of her word. She expects others to uphold theirs but has become somewhat jaded given her experience with other people so far. She is not such a stickler for rules and regulations that she's inflexible, but she appreciates things being done properly.
Aside from her unusual skin tone, one of Kendra's most striking features is her piercing brown eyes. She has suits of both chain and studded leather, which she'll wear based on the task before her. Unusual for a ranger, she fights with a shield in her off hand. She is an excellent shot with her shortbow.


text:
I sometimes hang out in malls to write. If I stay at home, I end up thinking about what I should do to clean things up.
This past weekend, I went to a mall in the Eastside suburbs of Seattle and saw that part of it was dominated by gamers.
Yes, those tables go all the way down
When I asked a guy there what it was, he said it was card-trading for Magic the Gathering.
What's really interesting is that if you look at this picture close enough, you'll see a girl sitting there among the guys.
Click to enlarge


text:
Horsham women are being urged to pop on their trainers and start training for one of the town's biggest charity races.
Cancer Research UK's Race for Life is returning to Horsham Park this summer and the charity is urging woman to sign up and show cancer who's boss.
The 5k and 10k events will be held on Sunday June 5 and registration is open to people who want an extra motivation to get fitter this new year.
Jenny Ainsworth, Cancer Research UK's Horsham event manager, said: "Signing up to take part in Race for Life is a great way for women to commit to get a little more active.
"Race for Life events are non-competitive. Taking part is not about being fit or fast and participants can choose to walk, jog, or run around the course.
"The atmosphere is incredibly supportive. Pledging to take part, alongside thousands of likeminded women, is a great motivation to get fitter. "Planning to raise money for life-saving research could prove more of an incentive to get up and get moving than the usual New Year's resolution to shift the post-Christmas pounds."
One in two people in the UK will be diagnosed with cancer at some stage in their lives however, survival rates have doubled since the early 1970s.
Cancer Research UK's Race for Life, in partnership with Tesco, is an inspiring women-only series of 5k events which raise millions of pounds every year to help beat cancer sooner by funding life-saving research.
Last year, 1,300 women took part in Race for Life in Horsham, raising £90,000 for the cause and this year organisers are aiming to get 1,500 women and girls to stride out to help raise £100,000.
Money raised through Race for Life allows Cancer Research UK's doctors, nurses and scientists to advance research which is helping to save the lives of men, women and children across Sussex.
Jenny continued: "Race for Life is an amazing way to celebrate everyone we love who has survived cancer. It's also an emotional and moving way to pay tribute to those dear to us whose lives have been cut short by the disease.
"Our participants make Race for Life a truly uplifting, inspiring experience. That's why we're calling on women of all ages to sign up now to their event in Horsham and pledge to stand together, shoulder to shoulder, on the front line against cancer. Together, we can unleash a powerful fighting spirit to stop cancer in its tracks."
Women who sign up for 5k and 10k events in January can benefit from a specially reduced fee of £10.00.
To enter Race for Life today visit raceforlife.org or call 0300 123 0770.
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text:
A federal agency says it is investigating the death of Curvin Kropf, 15, of Tampico, who was fatally injured Thursday when he was run over by a tractor-like machine while working on a farm near Deer Grove.
Sheriff Kelly Wilhelmi said he contacted the U.S. Occupational Safety and Health Administration (OSHA) on Thursday, but the agency appears to have no jurisdiction over a private family farm with 10 or fewer employees.
OSHA spokeswoman Rhonda Burke said today (Friday) an inspector was at the scene of the accident.
"OSHA has up to six months to complete the investigation," she said. "We look to see if there were health or safety violations that contributed to the incident."
She said part of the investigation will determine whether a child-labor violation or other factor might have contributed to the accident.
According to a news release, the Whiteside County Sheriff's Department received a phone call at 8 p.m. Thursday from the Winnebago County Coroner's Office reporting the teen had died.
The boy had been working in a seed-corn field. The tractor-like machine that he fell from was designed to go down corn rows without squishing the plants, Wilhelmi said.
The sheriff's department was called about 10:43 a.m. Thursday to the cornfield at 1402 Hoover Road, just south of Deer Grove.
Wilhelmi said it appeared the boy was riding on the machine to cut individual cornstalks in the field when he fell off and was run over.
The sheriff said by the time his officers arrived at the scene, the boy was already being taken via ambulance to CGH Medical Center in Sterling. The boy later was airlifted to Rockford.
The Winnebago County Coroner's Office said an autopsy would not be performed.
"It is a terrible tragedy," Wilhelmi said. "No matter what, I hate to see anybody die anywhere, especially when it's a young kid. This is just a terrible, terrible thing for our community. I lost quite a bit of sleep thinking about this."
Wilhelmi said there are occupational hazards with any job.
"The most dangerous thing about detasseling is driving to the farm, on average ..." he said. "It's just unfortunate."
Wilhelmi said he did not know how long the boy had been working on the farm. Children who work on family farms are often put to work at a young age, he said.
Wilhelmi said safety is paramount on farms, saying, "Everybody's got to be careful and do the right thing."
Wilhelmi said his office would release the results of its investigation later.
Comment on this story at www.bcrnews.com.


text:
Group News
Group News
Lauren Becker
Skeptical Briefs Volume 16.1, March 2006
Sympathy for the Empath?
Tampa Bay Skeptics Report (Tampa Bay Skeptics), Winter 2005—06, Gary Posner:
This past October, Gary Posner received a telephone call from Ron Pearce of Prattville, Alabama, asking to be tested for the Tampa Bay Skeptics "$1,000 Challenge." The contest promises a $1,000 prize to anyone providing verifiable scientific proof of the reality of any paranormal phenomenon.
Pearce claimed that he could use psychic abilities to determine the medical ailments of ten volunteers simply over the phone or via e-mail without actually seeing them in person. Furthermore, he said, "I do not need photographs—just names and conditions or problems . . . for me to put together with the names . . . or you may even use numbers instead of names."
Posner then used the TBS e-mail list to solicit volunteers, explaining the nature of the challenge and assuring them that medical information would be kept confidential. A list of ten ailments, ranging from high cholesterol to multiple sclerosis to mental retardation, was then e-mailed to Pearce along with, naturally, a numerical list, keyed to volunteers, 1—10. In order to win the challenge, Pearce would need to match each person's number with its corresponding medical condition.
In the end, out of ten determinations, only one was correct. Pearce explained that he had never been tested in this way before, but that he would be able to demonstrate his "empath" abilities in person. He said he could relieve patients of their symptoms and diseases and added, "I've had people [whose] cancer has actually disappeared" [as a result of his presence]. When asked to provide medical record documentation of these cases, he declined to even make the attempt.
Posner explained that TBS and the scientific community cannot accept paranormal claims without solid, reproducible evidence and Pearce agreed that, at least in this test, he failed the challenge.
The Power of One
New Zealand Skeptic (New Zealand Skeptics), Spring 2005, Jay Mann:
Jay Mann entered his local pharmacy one day and was disturbed to find a sign announcing that a certain iridologist would be offering consultations there at a later date. [Iridology is the belief that you can diagnose illness, both past and present, by studying the pattern of lines in the iris of the eye.]
"I asked the pharmacist if he really felt this was helping the community or his image," writes Mann. "I said that I had to rely on his professional expertise for assistance in choosing between competing products, and his promotion of iridology would make me (and others) dubious about his professional judgement."
Mann went home, found the "Truth Kit on Iridology" by John Welch, and later left it with the chemist [pharmacist]. He had noticed an ad in the local "old-folks publication" promising that the pharmacy would host regular visits from the iridologist and so left the store with minimal expectations—clearly the pharmacy was already committed.
Writes Mann, "To my utter surprise, on a later visit to the shop, the Truth Kit was returned with a comment that the iridologist would not be returning again. . . . We agreed that a 'discipline' purporting to diagnose illness, that would misdiagnose nonexistent problems while missing actual disorders, was not acceptable."
Mann explained that this was his first success in changing a misleading action by a pharmacy and acknowledged other "total failures." For example, a pharmacist selling "oxygenated vitamin water" dismissed Mann's skepticism saying, "many people think it's very powerful."
When trying to improve awareness at a local level, the difference between success and failure seems to depend on the claims made by the product or procedure. As Mann notes, "most health products are sold with no real claim to do anything. Cleverly worded but meaningless statements . . . are neither provable nor disprovable." But, he writes, "iridology makes specific claims for efficacy and accuracy, and these claims had been demolished by the Truth Kit." Success.
The Wisdom of Experts
NMSR Reports (New Mexicans for Science and Reason), January 2006, John Geohegan:
Skeptical of a recent book, The Wisdom of Crowds, members of New Mexicans for Science and Reason began their December meeting with a creative exercise designed to test the questionable claims made by the author, James Surowiecki.
In his book, Surowiecki proposes that collective intelligence is likely to be superior to the intelligence of experts. To test this theory, member Keith Gilbert designed two experiments:
At the opening of the meeting, the group would 1. Estimate the number of beans in a jar and 2. Estimate the number of cards, on average, which would be dealt from a deck before all four suits appeared. By then plotting a histogram of the estimates, Geohegan explained, "If crowds are much wiser than individuals in the manner implied in Surowiecki's book, we might expect to see the standard bell-shaped normal probability curve."
For the first test, however, what they saw was not a bell. Though there were 704 beans in the jar, the average guess was 563. Not only was this a 20 percent error rate, there were no guesses at all in the 700's. Judging from the graph, the median guess was even less than 500, a higher percentage of error lost in the average number because of three members who guessed wildly wrong above 1,200.
For the second test, on average, the group guessed that 10.33 cards were needed in order for all four suits to appear. The graph showed a noticeable peak at 10 cards and the beginnings of a bell shape. The problem, though, is that the algebraically calculated answer is 7.665. So, though the group produced a more statistically uniform response than in the bean problem, their answer was wrong by a margin of 35 percent!
Though these games are a fun way to begin a meeting, they are relevant to a more important issue. At a time when many Americans want to write science education standards according to majority belief rather than scientific evidence, these tests provide easy and obvious examples of the inaccuracy of public opinion and alert us to the inherent danger of acting upon it.


text:
Your author is a retired Army officer and current civil servant, living in Prince William County, Virginia, with (evidently) too much time on his hands. In the 80s and 90s I dabbled in cycling, only to lose interest due to competing demands on my time. Armed with more time and money (and less muscle), I bought a Specialized Crosstrail in March, 2010, and rediscovered why I enjoy the hobby so much. In September, 2010, I relegated the Crosstrail to "family duty" and purchased a Trek 2.1, which allowed me to advance further in the hobby. The Trek 2.1 met an untimely end in February, 2012, and I now ride a Trek Madone 3.1.
My apologies to Mr. Tolkien, whom I have blatantly plagiarized in creating the title of this blog. However, it seems appropriate. The Hobbit was the first seriously-long book of my youth and it remains one of my favorites. And my cycling seems to follow a similar pattern, taking me to places, then back again. Despite my mechanical challenges, it's been a load of fun and I've learned tremendously from my new-found friends in the blogosphere.
A special thanks to my long-distance friend, Joel, who is my muse in the blogosphere!
"A bicycle does get you there and more…. And there is always the thin edge of danger to keep you alert and comfortably apprehensive. Dogs become dogs again and snap at your raincoat; potholes become personal. And getting there is all the fun."
~ Bill Emerson, "On Bicycling," Saturday Evening Post, 29 July 1967


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News Source http://youtu.be/rtfQ0x6WApU
We believe that knowledge is power. We have actually curated news from around the web in an attempt to make your research study for understanding easier.
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All items > Knives > Italian Knives > Lever Lock
- Overall Length:7.75"
- Blade Length:3.25"
- Cutting Edge:3.00"
- Blade Thickness:0.11"
- Blade Material:Stainless Steel
- Blade Style:Drop Point
- Blade Grind:Flat
- Finish:Polish
- Edge Type:Plain
- Handle Length:4.50"
- Handle Thickness:0.73"
- Handle Material:Horn
- Frame/Liner:Stainless Steel
- Weight:4.12 oz.
- Knife Type:Automatic
- Opener:Lever
- Lock Type:Lever Lock
- Brand:AKC
- Model:Lever Lock
- Country of Origin:Italy
- Best Use:Collection
- Color:White
- Product Type:Knife
This 8" Italian Stiletto from AKC comes in the Lever Lock style with a honey horn handle and a flat grind blade. AKC specializes in collectible Italian stilettos made with traditional knife-making techniques. This 8" Lever Lock model has a honey horn handle with a sturdy stainless steel liner. Brass pins add a classic finishing touch to the design. The blade comes in a drop point style with a plain edge and a polished finish. Add classic Italian style to your collection with the AKC 8" Lever Lock stiletto.
Italian Stilettos are handmade using traditional knife-making techniques. As a result they will have a more rustic fit and finish than most production knives. These traditional Italian knives are intended more for collection and display, rather than hard EDC use.


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Norway's Sept. 9 election is set to open up a debate on how much of the nation's oil wealth can be funneled straight into Scandinavia's richest economy.
The Progress Party, poised to enter government for the first time since being founded in 1973, is campaigning on a platform to scrap Norway's 4 percent spending limit on oil revenue. The rule, which was pushed through by Prime Minister Jens Stoltenberg's Labor Party early last decade to prevent overheating, is backed by all other groups in parliament.
"The biggest question is to which extent the Progress Party will form the fiscal policy and use of oil money," Olav Chen, senior portfolio manager at Storebrand ASA (STB), who oversees about $8 billion, said Aug. 28 in an e-mail.
According to most polls, the Progress Party is on course to become the second-biggest group in a coalition led by Erna Solberg's Conservatives. Solberg has sought to reassure voters and economists that she'll be responsible in overseeing the nation's $760 billion wealth fund. Her party has discussed restructuring the fund to help it generate higher returns.
100 Seats
The Progress Party and the Conservatives have both campaigned on promises to cut income taxes and the wealth tax, and to increase investments in infrastructure such as roads.
The opposition, which also includes the Christian Democrats and the Liberal Party, is set to win 100 seats in parliament, versus 68 for the three-party government, according to a weighted average of 24 opinion polls as of Sept. 2 by the website Pollofpolls.no.
Labor, whose leader Stoltenberg has been prime minister for eight years, is warning voters that excessive oil-funded spending will damage the economy. Norway, western Europe's biggest oil and gas producer, is struggling to stay competitive as manufacturing wage costs hover almost 70 percent above the European Union average. Economists have warned that more oil spending would exacerbate the pay disparity versus Europe.
Labor this year proposed spending 3.3 percent of the fund to plug budget deficits, staying within the 4 percent rule for a fourth year. Still, with the fund quadrupling in size since the middle of last decade, that represents a 19 percent increase in government spending versus 2012. The government estimates the fund will grow about 50 percent by 2020.
Fiscal Room
DNB ASA (DNB), Norway's largest bank, said in an August report that the growing amount of oil money means there's plenty of room under the fiscal rule for the opposition, including the Progress Party, to fulfill its economic ambitions. DNB estimates a new government will cut taxes by 25 billion kroner ($4.1 billion), increase public spending at 1 percent annually and boost investments by 7.5 percent in 2015 and 2016.
The Progress Party, which has been a political outsider because of its anti-immigration stance, argues that Norway should drop the fiscal rule to promote investments rather than welfare.
"What we've been spending the money on is having fun today, we have not been spending for the next generation," Ketil Solvik Olsen, finance spokesman for the party, said in an interview on Aug. 19. "If you can invest it in the current economy, that's also going to be good for the economy."
Billionaire Backing
Norwegian billionaire real estate developer Olav Thon last week endorsed the party in a full-page ad in two Norwegian newspapers saying the party will help reduce bureaucracy that's bad for businesses.
Storebrand's Chen, as well as economists at Nordea Bank AB (NDA) and DNB, argue the Conservatives will probably rein in the Progress Party when it comes to oil spending. Solberg has said that sound economic policy is "symbolized in the fiscal spending rule."
"The overall effect from the fiscal policy to the economy is not very different between the Labor Party and the Conservatives," said Kyrre Aamdal, senior economist at DNB.
As she prepares to become prime minister, Solberg faces a slowdown in the $500 billion economy. Once a haven from Europe's debt turmoil, Norway is now struggling to spur demand just as the rest of Europe surfaces from half a decade of economic pain. DNB predicts Norway will be the only European nation of the 15 it tracks whose economic growth won't accelerate next year.
"The Progress Party's alternative budget uses more money than we would have done but it's not this big, big difference," Solberg said today in an interview. "If you sum up their policy, yes, it might be a bit more different. We're going to follow a tight fiscal policy when the economy needs it. We're responsible when it comes to the economic development of Norway, it's the backbone the Conservative Party's policies."
Under Pressure
Growth will still exceed the average in Europe. Norway's mainland economy, which excludes oil and gas output, will expand 2 percent next year, beating the 0.7 percent for the euro area, DNB predicts.
Norway's exporters came under pressure last year after investors used the krone as a haven from Europe's debt crisis. Some of those gains have since reversed as the euro zone emerged from its recession. While the krone has lost about 9 percent this year, the currency of the AAA nation is still 28 percent overvalued versus the euro, according to an Organization for Economic Cooperation and Development gauge based on purchasing power.
After cutting interest rates twice, Norges Bank has kept its benchmark rate at 1.5 percent since March 2012. It says it's ready to act to prevent krone gains from undermining its inflation target and the economy. The bank aims to balance policy to avoid currency gains without overheating an economy buoyed by a booming petroleum industry and record house prices.
Another Look
Both the Conservatives and the Progress Party have said their policies won't add to pressure on the krone, rebutting claims by Labor Finance Minister Sigbjoern Johnsen.
"The Conservatives will have to take another look at the fiscal spending rule and they will agree that we will need to change how we use the money and how much of the money we use in order to maintain a responsible economic policy," Progress Party leader Siv Jensen said in a debate on NRK radio today. "Keeping to the rule is not a good idea."
For now, polls still show that the two parties would need the backing of the smaller Christian Democrats and the Liberals. They both have signaled that they're reluctant to form a government with the Progress Party, which once counted mass murderer Anders Behring Breivik as a member.
"Our main concern is that so far we don't know what the fiscal policy platform is," said Aamdal. "We don't know which parties will take part in government, we see large differences in the fiscal policies for the different parties."
Source : Bloomberg
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