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Remember in an earlier post I mentioned that if you join with me as a Stampin' Up demonstrator ($99 in my online store) you would get lots of creative inspiration? Well I wanted to share another great one with you, OK?
It's the MOOD BOARD: Designers use mood boards to collect and communicate a particular style. They are a visual tool to convey a concept, mood, or feeling. They're a great way to feel inspired...
Take a look at one of Stampin' Up designers/concept artists' mood board ideas - doesn't it make you want to use pink, coral, and gold together??
"As you can see, our concept art team had a lot of fun creating cards, gift boxes, and home décor based on a mood board. Feel free to use this board as inspiration for something you want to create. And don't forget to let the world around you be a constant source of inspiration! -- Concept Artists"
You can get any of these products in my Stampin' Up online store. Or you can conveniently subscribe to the monthly craft kit Paper Pumpkin to be delivered to your home! And it's on sale!!
If you haven't tried Paper Pumpkin, now is a great time to sign up--get 50% off your first two months.
Offer Dates: July 16, 2014--September 10, 2014
Offer Details: Use the code HALFOFF2 to join Paper Pumpkin before September 10, 2014, and get 50% off the first two months! After that, keep the creativity coming for only $19.95 + tax per month (shipping included).
For new subscribers only.
- Available for month-to-month subscriptions, not prepaid subscriptions.
- Discount applied to one kit per month for the first two months of a new subscription. After the first two months, the price for each month's kit will go to the regular price: $19.95.
- visit MyPaperPumpkin.com to join and put my name in, Mary Noble.
- Enter the Promo Code, "HALFOFF2" when you sign up.
- New subscribers must join by Wednesday, September 10, 2014; 11:50 PM (MT).
- Keep in mind that unless you cancel, your membership will continue at full price (and full commission) after the first two discounted months.


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Environmental Summaries by Topic
|Carbon Monoxide
|Environmental Stewardship
|Home Inspector Law
|Lead Paint
|Mold & Moisture
|Radon Gas
|Right to Farm
|Rivers Protection
|Scenic Mountain Act
|Title 5 – Septic
|UFFI Insulation
|Underground Tanks
|Wetlands Protection
Right to Farm Regulations
We've determined that 23 communities in Berkshire County have passed some form of Agricultural Farming bylaws, many of which include a 'right to farm provision'. What does this mean for you as a REALTOR?
In state model bylaws, there is an obligation that the seller of any property in such a jurisdiction must present a 'Right to Farm' disclosure form to buyers, no more than 21 days after the purchase and sale contract is entered into, or prior to the sale or exchange of real property. This form must be signed by the buyer and on file with the city or town before transfer or else a fine in the amount of $300 can be assessed.
Click here for more information and a list of Right to Farm Communities.
Lead Law Changes for 2018
Keep Your Finger on the Pulse: Connecticut Concrete Could Affect Massachusetts Homeowners
Lead Paint Form Completion: Details Matter (again)
Interesting Headlines about the Berkshires
April CE Series: Green Home Efficiencies – It's What Millennials Want!
Quick Question Learning: What is Orangeburg?
Right to Farm Clarification
Greening the Gateway Cities – Planting Trees in Pittsfield
Last Call for Green Desingees
Solar Panels: Advising Your Clients
I think we all agree that renewable energy and conservation is critical to our planet, our pocketbooks and our health. To learn more about how to save on energy at utilitysavingexpert.com. That said, in the real estate world, there have been a lot of questions and concerns related to roof-installed solar panels. If you're advising a buyer or seller client, please be sure to understand that there are many issues beyond what meets the eye in terms of cost savings and good environmental stewardship.
Leased solar panels bind the seller, and in some cases the future buyer to long range terms and conditions. Some contracts have been shown to be fair and balanced, but others have terms that are not at all acceptable to some new buyers. The contracts should be read in detail before signing – go to MimeosFL.net for more information.
There can also be physical home advantages and disadvantages to a home with panels. Great savings or hardly any savings? Both outcomes have been reported.
There are also concerns from firefighters about battling blazes with homes with roof panels. There should be clear markings where the electrical system can be shut off – and some reports have shown water penetration on upper story fires is limited in the areas where the panels reside. There are also concerns by firefighters about the added weight and instability on the roof. For this reason and others, the panels should be noted when qualifying for homeowner's insurance as well.
The caliber of the professional installing the panels makes a huge difference as well, including what technology is employed and the warranted provisions granted to the homeowner.
There are many benefits to professionally installed, well written contracts for the installation and use of solar panels, but REALTORS need to advise clients that they need to do some research first to fully understand their obligations. Some of the basic first questions a homeowner should ask several solar installation providers to supply are:
- How is the company rated, and are they reputable with a history of outstanding service before and after installation?
- Do you plan to install an owned or leased system?
- Is the roof positioned to catch the sun or is there enough space on the ground to accommodate the panels?
- What brand and type of equipment is provided? (and ratings of such equipment… some is good some not)
- Does the installer of the panels guarantee a range of the estimated annual production expected from the system?
- Will the panels be tied into the grid so you can "sell" unused power back to the utility?
- Who gets the tax incentives, the installer or the homeowner?
- What is the maintenance required (washing, snow removal, re-positioning?)
- What is the gross cost, including all equipment, electrical panel upgrades, installation, additional homeowners insurance if applicable and rental or initial payment?
- What is the warranty? Does it cover all parts and service or is it limited?
- Is there a schedule of replacement parts and costs that may be needed to keep the panels functional in the long run?
- Can other companies service the panels without voiding the warranty?
Clients should consult with their attorney for any contractual obligation they are proposing to assume. And of course, due diligence research and information on the insurability, safety and environmental and saving impact that the panels have is needed.
See NRG Upgrade for more information.

subset: commoncrawl


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Aswachh Bharat Mision is our National Motto. That's what appears to be the hidden agenda of our Indian brothers and sisters.
No, you don't have to confuse it with 'Swach Bharat Mission' initiated by the Prime Minister of India. He is new to the system, he will fall in line sooner or later.
|Image: GreatIndian by TOI
But we, the sons and daughters of Mother India know our game pretty well. Those white skinned firangis ruled us for hundreds of years but even they couldn't deter our spirit of keeping our surroundings dirty and messy.
We like our streets dirty, our hospitals even dirtier.We like our offices messy, our rivers multicolored, mostly black.But we like our malls clean, cars even cleaner.Also, we like our teeth shining, mobiles dust free.
Although, this reads like a randomly written statement but it surely qualifies to be a National Song because that's what our reality is.
These days we hear about people asking for Bharat Ratna, Padma Bhushan, Padma Vibhushan, and all other sort of awards. About time, we start awarding people of our great nation for what they do the best, littering every nook and corner of India.
So, I recommend the Great Indian Litterbug Award to my dear brethren. Here's how you qualify:
1. You must keep your house, your car, and you mobile screen clean but not your streets.
2. You must throw your garbage outside the garbage bin placed in your residential area. You may as well start training your kids by asking them to shoot directly from your balcony so as to have multiple potential Indian Litterbugs Awardees in your family.
3. Spitting, which will be announced our National Sport within a decade, must be practiced religiously. You may as well organize spitting competitions, but only at Public Places. The crowded the place, better the chance of producing a future litterbug.
4. Never listen to anyone who tries to put sense into you or your kid. Always confront whenever someone lectures you about keeping our streets clean. You may as well start throwing garbage out of your car on a busy street, and then pick fights with random strangers who don't do the same. This not only makes you popular but also adds to your Litterbug Quotient.
These five points are not just rules but they must be observed as commandments. Scientific studies suggest that Indians anyway follow all these rules, just that they need to work a little harder to be precise and consistent.
And when all these rules will be inculcated in our mind, body, and soul; nobody can stop us from achieving the greatness that once was ours.
The Great Indian will emerge victorious.
That's how our India will shine.
All hail the Great Indian Litterbug!


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The work of the blind photographer, Sonia Soberats, is simply mind-blowing. The New York Times Lens blog did a recent profile of the 77-year-old in which she explains how she only began photography classes in 2001, a decade after she lost her sight.
She works in a pitch-black studio using a method known as 'light painting', feeling out the shape of her muses with her hands before asking her assistance to open the shutter. 'Using various light sources, including flashlights and Christmas lights, she darts about the frame like Tinkerbell, illuminating details within the image', NYT Lens writes. 'The shutter remains open anywhere from two minutes to an hour'.


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The Wolfsberg Group. Gemma Aiolfi and Hans-Peter Bauer
- Christian Carr
- 3 years ago
- Views:
1 The Wolfsberg Group Gemma Aiolfi and Hans-Peter Bauer This article was published in Collective Action: Innovative Strategies to Prevent Corruption, Mark Pieth (ed.), 2012, Dike Zurich/St. Gallen ( Contact: Basel Institute on Governance, Steinenring 60, 4051 Basel, Switzerland, (+41) ,
2 GEMMA AIOLFI AND HANS-PETER BAUER The Wolfsberg Group Introduction This chapter illustrates an early example of corporate Collective Action, the Wolfsberg Group, and charts its development from its inception, in 1999, up to the present day. The Wolfsberg Group is an association of eleven banks 1 that took its name from the Château Wolfsberg where the banks held their first meetings and where they continue to hold their annual forum. Having started out with the aim of addressing money laundering risks in private banking, the Wolfsberg Group has since developed a broad range of standards and a diverse program of activities. These address not only its original focus of anti-money laundering, but also other financial crime risks within the financial industry, such as corruption, terrorist financing, and sanctions. The phrase Collective Action suggests a positive or proactive approach by participants to an initiative with a common goal that, by implication, is acknowledged by the participants from the outset. For the Wolfsberg Group, this was not the case. The spirit of Collective Action developed gradually through the group s early meetings and the adoption of its working procedures. By now, the notion of Collective Action through consensus is a core principle, but it took time and effort to build up the necessary trust amongst banks that were otherwise competitors. This chapter describes the process that created this trust as well as the past and current work and achievements of the Wolfsberg Group. Before looking at the Wolfsberg Group s output and program, the question arises as to why the banks decided to join forces in the first place. What were the conditions for the group s foundation? How did the group proceed beyond the adoption of the first set of principles? That is to say, why did the members decide to continue their collaboration rather than disband and give the floor to others, as would have been a perfectly feasible alternative? Origins and history The banks that were eventually to form the Wolfsberg Group first came together in 1999 to address antimoney laundering in private banking. In the course of discussions, they articulated principles that reflected uniformly high standards for this client segment, which carries an increased degree of risk from a money laundering perspective. The impetus for developing these principles can be traced back through the various legal and regulatory developments that together comprise anti-money laundering standards 2. These developments started in the US and then moved to the international arena. The US approach to tackling money laundering was premised on the notion that, if cash transactions 1 2 Current members are Banco Santander, Bank of Tokyo-Mitsubishi UFJ, Barclays, Citigroup, Credit Suisse, Deutsche Bank, Goldman Sachs, HSBC, J.P. Morgan Chase, Société Génerale, and UBS. See Mark Pieth, International Standards Against Money Laundering, in Mark Pieth and Gemma Aiolfi (eds), A Comparative Guide to Money Laundering (Cheltenham: Edward Elgar, 2004), pp
3 could be monitored, then it would be possible to curtail criminal activity. The Bank Secrecy Act therefore required financial institutions to keep accurate records of financial transactions and to report domestic and foreign transactions exceeding certain stipulated threshold amounts. This concept was reinforced when the law was amended under US President Ronald Reagan in the course of his war on drugs. Thus, in 1986, money laundering was made a federal criminal offense and the Bank Secrecy Act was amended to criminalize the structuring of transactions to avoid the reporting required under that law. To propagate this approach, an international effort was needed. The criminalization of money laundering was therefore picked up at the international level by the UN in the 1988 Convention against Illicit Traffic in Narcotic Drugs and Psychotropic Substances 4. The UN was not, however, where the next developments occurred. The baton was instead passed to the Financial Action Task Force (FATF), which had been established in response to mounting concern over money laundering by the G7 at their Paris summit of Hosted by the Organisation for Economic Co-operation and Development (OECD), the FATF issued its first round of 40 Recommendations in They were conceived of as an initiative to combat the misuse of financial systems by persons laundering drug money but have since been revised a number of times to cover other predicate offenses 5. The standards on customer due diligence did not develop much beyond their original focus until 2000, when the Wolfsberg Group published its Wolfsberg Anti-Money Laundering Principles for Private Banking (Wolfsberg AML Principles) 6. The need for sound know your customer (KYC) policies was also addressed by the Basel Committee on Banking Supervision (BCBS) in 2001, when it identified related deficiencies in banks around the world and reflected these in a paper, Customer Due Diligence for Banks 7. In parallel to the deliberations and consultations on the BCBS paper, the OECD Working Group on Bribery in International Business Transactions had started to consider ways to address the misuse of financial institutions by persons seeking to circumvent new provisions designed to combat bribery. The need to address this aspect of bribery led to the involvement of two of the three facilitators who helped to establish the Wolfsberg Group. Motivations The members of civil society who helped facilitate the future Wolfsberg members early meetings included three individuals who were actively involved in raising awareness about the linkages between money laundering and corruption and in promoting the adoption of relevant policies and laws. These were, notably: Peter Eigen and Fritz Heimann of the global, non-governmental, anti-corruption organization, Transparency International (TI); Mark Pieth, Professor of Criminal Law and Criminology of the University of Basel and Chairman of the OECD Working Group on Bribery, which had recently overseen the drafting of the OECD Anti-Bribery Convention 8 ; and Stanley Morris, an international financial Codified at 31 USC 5311 et seq. Now included in the International Money Laundering Control and Abatement Act of 2001, adopted as Title III of the US PATRIOT Act. United Nations Convention against Illicit Traffic in Narcotic Drugs and Psychotropic Substances, Vienna, December 20, 1988, in force November 11, 1990, 1582 UNTS 165. See FATF, International Standards on Combating Money Laundering and the Financing of Terrorism & Proliferation: The FATF Recommendations, Paris, All FATF recommendations are available at For more on the history of the FATF Recommendations, see Pieth, in this volume. Available at ples-may-2012.pdf (May 2012 edition). BCBS CDD Convention on Combating Bribery of Foreign Public Officials in International Business Transactions, Paris, December 17,
4 consultant and former director of the US financial intelligence unit, FinCEN. Their initial move, in 1998, was to encourage US banks to meet to develop common standards with respect to anti-money laundering (AML). One year later, they directed these same efforts towards a group of international banks. Whether the motives of the outsiders were aligned with those of the banks is not clear; regardless, the stage was set. The relationships between the facilitators together with their wider networks, helped several banks from the US and Europe to meet in late The motivation for the banks to gather with their counterparts for the first time was the prospect of articulating high standards in relation to due diligence in private banking. Initial meetings The hesitancy of the participants during the first few meetings was probably due to the sensitive nature of the client sector under discussion and the novelty of the proposal. Up until then, standard setting had been the preserve of regulators and lawmakers. Therefore, the combination of private bankers discretion and the lack of a roadmap at first made for uncertainty, even awkwardness, among the banks. It took some time and a gradual build-up of mutual trust for them to recognize that Collective Action in this area would be in their mutual interest. Once this realization took hold, the banks acted quickly, however. At their second meeting, they assigned a dedicated group of AML specialists the task of gathering at the Château Wolfsberg to produce a first draft of what were to become known as the Wolfsberg AML Principles. The breakthrough came when participants agreed to exchange their internal standards on due diligence along with their KYC rules for private clients, and to condense the core principles into a common document. Establishment of the group The very first meeting comprised the facilitators, the group of American banks that had already met in the US in a first effort to articulate an approach, and a group of European banks with global private banking businesses. Most countries, with the exception of the US and Switzerland, were represented by their largest private bank. The aim from the very beginning was to attract the banks with the largest volume of assets under management in the private client segment so as to ensure that the standards would apply to a large segment of the market. In a second move, which led to an enlargement of the group s industry and geographical expertise and coverage, a major US investment bank, a large bank from Japan, and a Spanish bank with substantial activities in Latin America became members. Initially, the initiative had the limited task and scope of reviewing AML standards; later, its mandate was extended to producing a common document. However, with this task complete, the group of banks and its facilitators felt that it was in their mutual interest to continue the exercise of articulating principles and make it a more permanent endeavor. The Wolfsberg Group was thus established. Facilitators The original facilitators, TI and the Basel Institute on Governance, continued in their roles to varying degrees. Their contributions have proved most valuable when it has come to providing neutral facilitation of debates among the banks as potential competitors. The facilitators represent independent points of view and contribute factual information on aspects of the debate where they command special expertise. Most recently, such input was provided in the formulation of the Wolfsberg Statement against Corruption of 2007 and, later, of the substantially expanded Wolfsberg Anti-Corruption Guidance of , in force February 15, 1999 (1998) 37 ILM 1.
5 Development As noted above, the publication of the Wolfsberg AML Principles in October 2000 could have been the point at which the Wolfsberg Group declared its goal achieved and disbanded. The group, however, had discovered that regular meetings were valuable in and of themselves. And, while the Wolfsberg AML Principles were an essential starting point, it was clear that their effectiveness in preventing money laundering would be increased by common work on numerous other and more specialized AML-related areas. Therefore, the group decided to continue to meet, choosing correspondent banking as one of the next issues that it would address. As it happened, this decision was overtaken by events: after September 11, 2001 (9/11), the group changed priorities and focused on counter-terrorist financing. The Wolfsberg Group was the first body to come forward with an industry recommendation on how to improve the financial sector s contribution to combating the financing of terrorism, highlighting areas where banks could do better and where there was room for better cooperation with the public sector. External factors drove the agenda for the months following the attacks, with the group deliberating its response in light of the ensuing focus on the financial aspects of the war on terror by the US and other governments. Over the following years, the group expanded its consideration of principles to correspondent banking, trade finance, the risk based approach, and various aspects of credit and cash cards. These different areas of focus have been driven both by risks identified by the members themselves and by developments in the regulatory environment. Beyond its quarterly meetings, the core group has extended its collaboration to running regular workshops on a number of specialist topics; an annual forum with participants from a wider group of banks and regulators; an academy as a cross-institutional training facility; a program of regular outreach to international organizations; and, as a later development, meetings with banks and regulators outside the group s traditional geographic scope. Current organizational set up and activities The group The Wolfsberg Group has neither a written constitution nor any formalized set of rules or statutes. It has developed its practices and procedures over the course of its existence, although it has not put in place a monitoring mechanism or sanctions for omissions by its members. From the outset, it was considered important to gather on a regular basis. It was agreed this would be quarterly and that the member banks would take it in turns to host the meetings at their respective headquarters. This arrangement has permitted the group to refrain from charging membership fees as each member has born its own share of the hospitality costs. The ordinary meetings follow an agenda that is set by the two chairpersons in advance. The meetings are nevertheless characterized by an informality that permits sufficient time for discussion and decision-making on a consensus basis. Generally they do not last beyond a day-and-a-half, during which time the group reviews strategic developments and the progress of its working groups, which are formed to address specific topics on an ad hoc basis or to review and update existing papers. The member banks have generally limited themselves to a maximum of two members as participants in the meetings, with the hosting bank inviting additional employees to attend as guests. Most banks delegate their Global Heads of Compliance, Anti-Money Laundering, or Financial Crime, depending on how their compliance teams are structured. While the members must be able to take decisions on behalf of the banks they represent, there is always a period of internal consultation and approval prior to the finalization of any paper that the group intends to issue. The working groups that concentrate on specific subjects are formed based on current issues and concerns in the AML sphere. Each bank may participate or delegate employees with the requisite
6 knowledge of the subject matter, so that best practices are identified and collected for inclusion in any paper that may be produced. Banks that take part in the annual forum may also be invited to participate in these working groups if they express particular interest in the topic when discussed at the forum. The working groups then present the drafts to the Wolfsberg Group for deliberation. It is not unusual for the papers to go through several iterations over an extended period of time before they are finalized. This is a potential downside of the group s principle of decision-making by consensus. Then again, anything else would be unacceptable as the group would be unable to present a unified approach to its products and ensure implementation by its members. The forum The group addressed the question of expanding its membership by deciding to host an annual three-day forum at Wolfsberg that is open to a much broader group of participants. The first Wolfsberg Forum was organized in 2004 as an occasion to bring together regulators, law enforcement agencies, and financial institutions from all over the world. The group sought to facilitate discussion of relevant topical issues in plenary and breakout sessions; to broach the possibility of future work products for the Wolfsberg Group; and to test possible approaches to emerging AML challenges. At the same time, the Wolfsberg Group has opened its working groups to non-members on selected issues, thus securing a greater range of input and, it is hoped, buy-in from non-member banks. The various cards papers have been developed in this way, for example. Invited to the forum are generally large, international financial institutions that operate in major financial centers. The meetings are held in English with no translation facilities 9 and they follow Chatham House rules. The Wolfsberg chairmen open the conference with a review of the previous year s developments and current challenges for the industry in the broad area of AML compliance. For many participants, the forum is the opportunity par excellence to speak openly to regulators and law enforcement as well as to peers, and to thrash out the theories behind new or proposed policies, testing them against the realities of implementation. Unlike many financial services conferences, there are frank and open discussions with a limited number of set pieces and significant time allocated to discussion in the plenary and in smaller workshops. The discussions and opinions aired at the forum are further considered by the Wolfsberg Group and may inform its future work. The academy The Wolfsberg Academy started in 2006 and has been held every year since. It draws on the expertise of its members, engaging them to serve as mentors to, and discussion partners for, compliance staff who may take on senior roles at some future date within their respective institutions and who are, therefore, also potential representatives for the group. Each member bank selects two employees, usually from compliance. The curriculum of the three-day program focuses on case studies, risk scenarios, and future work that the Wolfsberg Group itself might pursue. Meetings with regulators Domestic and international regulators were invited to Wolfsberg in 2001 for a first meeting to discuss their views on the Wolfsberg AML Principles. These contacts proved extremely useful when, after 9/11, 9 Though many of the Wolfsberg Group s papers are translated into several languages. See further
7 the Wolfsberg Group hosted an ad hoc specialist conference to discuss lessons from the fight against terrorism and how the financial sector could improve the effectiveness of its contribution. In addition, Wolfsberg Group representatives participate in meetings with the FATF and the Egmont Group of Financial Intelligence Units to give a private sector view on the issues under discussion by those organizations. Outreach The Wolfsberg Group regularly meets with industry bodies, such as the European Banking Federation, the International Banking Federation, the New York Clearing House, and the Society of Worldwide Interbank Financial Telecommunication (SWIFT). The meetings address general requests for mutual information and matters of mutual concern, such as improved transparency in international payments or corruption typologies. International Due Diligence Repository In the Wolfsberg Principles for Correspondent Banking, which were issued in 2002, the Wolfsberg Group encouraged the development of an international registry for financial institutions that would enable them to obtain relevant information for due diligence on correspondent banks. In 2003, the Wolfsberg Group started working on this topic with the Bankers Almanac; the latter then launched the Due Diligence Repository for the collection and storage of relevant due diligence information and documentation. The initiative aimed to eliminate the need to reproduce and repeatedly supply due diligence information to counterparty banks. Instead, financial institutions can direct inquiries to the repository, where the most up-to-date due diligence information will always be stored. The Wolfsberg Group developed a list of required documents that reflects recognized best practice with respect to the information necessary to complete appropriate due diligence. It includes information on each financial institution s license (and the licenses of its subsidiaries); copies of corporate governance documents; biographies of board members and senior managers; annual reports (including those of subsidiaries); and a completed, standard-form Anti-Money Laundering Questionnaire, which was developed by the Wolfsberg Group s members. Standards Described below is a non-exhaustive summary of the group s work that focuses on some of the more prominent papers and frequently asked questions (FAQs) issued by the group 10. The designations in the titles indicate how the Wolfsberg Group views each topic. Principles are standards to be implemented by a financial institution throughout its operations, including its branches and subsidiaries globally. Statements are position papers that delineate the role of financial institutions within a wider context. Guidelines and papers are standards that are highly recommended but include optional approaches to the topic discussed. FAQs explain a subject in more detail than would otherwise be possible in another format. Anti-Money Laundering Principles 2000, 2002, and 2012 The first round of the AML principles, published in October 2000, were based on the more advanced 10 See for a complete set of documents.
8 AML laws and preempted those that would soon be contained in the BCBS paper, issued in October Principles included politically exposed persons (PEP) and beneficial owner identification, issues that were not adequately dealt with in a number of countries at that time. However, the principles true novelty lay in the fact that they were to apply to all the banks subsidiaries, including those in so-called offshore centers, and that they contained the core elements of the group s future work, such as the Due Diligence Repository, discussed above, and more detailed deliberations on PEPs. Statement against terrorist financing 2002 The terrorist attacks of September 11, 2001, had a profound impact on the international financial sector and, as such, were of great concern to all members of the Wolfsberg Group. The immediate reaction from the banks was to play an active part in the fight against terrorism and, at the same time, to manage expectations as to what could be achieved given the way the terrorists had actually used the financial system to support their criminal acts. The group deliberated intensively over a short period of time and the Statement on the Suppression of the Financing of Terrorism was issued in early The choice of Statement in the title sought to convey the position and commitment of the group and the need for a wider, coordinated effort to fight terrorism that was led by governments. Principles for Correspondent Banking 2002 In fact, the second area of concern to the Wolfsberg Group s AML experts was correspondent banking, which had started to attract the attention of regulators and law enforcement back in The Wolfsberg Group was the first body to publish a comprehensive set of recommendations on what, in its view, would be good practice in dealing with correspondents, in particular when it comes to due diligence and monitoring. Guidance on a Risk Based Approach 2006 At one of the first Wolfsberg meetings with regulators, the idea of allocating resources in accordance with perceived risk was presented and discussed at length among and within both the group of regulators and participating banks. It took a few years for the full merit of such a concept to be acknowledged and accepted. In view of the wide practical implications of introducing such a concept, the FATF invited Wolfsberg to nominate a representative to co-chair a joint public-private working group that would develop the concept further. The collaboration finally led to a FATF position paper and the inclusion of the risk based approach as an integral part of the FATF 40 Recommendations. In parallel, Wolfsberg developed its own paper, the Guidance on a Risk Based Approach for Managing Money Laundering Risks. Statement on international wire transfer transparency 2007 and 2009 In the course of 2005, it became apparent that the lack of transparency in interbank payment messages (so-called cover payments ) used in international wire transfers had significant implications for antimoney laundering, counter-terrorist financing, and sanctions compliance. To address the relevant problems, which had seemed virtually intractable until then, the Wolfsberg Group collaborated with the Clearing House Association. Together they endorsed measures to enhance the transparency of international wire transfers so as to promote the effectiveness of global anti-money laundering and counterterrorist financing programs. The measures included both the global adoption of basic messaging principles aimed at promoting good practice with respect to the payment system (2007) and, in conjunction
9 with SWIFT, the development of enhanced payment message formats (effective 2009). The initiative reflected Collective Action on a global scale for it involved many financial institutions beyond the core group, as well as other private sector entities, numerous regulators, and intergovernmental bodies. Reaction to these developments was positive and welcomed by the regulatory community. Trade Finance Principles 2009 and 2011 A highly technical area, trade finance has been outside the purview of most regulators and many compliance departments. Concerns about the abuse of trade finance for the purposes of money laundering and the proliferation of prohibited goods (weapons of mass destruction) have been increasing, however. Responding to these concerns, the Wolfsberg Group asked its specialists to look into the matter and to advise on whether general recommendations would be possible for, and useful to, the industry. At the same time, the FATF had been taking a greater interest in the subject, though it had come to realize that it lacked the technical expertise to formulate recommendations on many aspects relating to the issue. Together with the International Chamber of Commerce, the Wolfsberg Group therefore advised the FATF on these more technical aspects of preventing the abuse of trade finance for money laundering. In the end, the FATF focused on more general recommendations, whilst the Wolfsberg Trade Finance Principles concerned the more practical aspects of the issue for financial institutions and refer to the more general FATF standards. The development of these complementary documents exemplifies an independent but productive public-private partnership. Anti-Corruption Guidance 2007 and 2011 When the Statement Against Corruption was issued in 2007, it focused primarily on corruption as a predicate offense to money laundering. In response to significant legislative developments notably the entry into force of the UK Bribery Act 2010 and the related Ministry of Justice Guidance the approach was substantially broadened in In a revised paper, now called the Anti-Corruption Guidance, the Wolfsberg Group took a new approach, addressing both client-related risks and the banks own risks with regard to bribery. The revised paper again drew on the experience and expertise of the institutions associated with the Wolfsberg Group, as both TI and the Basel Institute on Governance were involved in the final reviews of the paper. Further papers A wide variety of further papers developed by the group is available at its website, The Wolfsberg Group as a model for Collective Action The Wolfsberg Group is an industry-driven, voluntary initiative to prevent money laundering. It was brought to life with the cooperation and support of non-state actors. And it presents a mature model for consideration by current and future Collective Action initiatives, which could usefully draw on its experiences, as summarized below: Collective Action does not happen by itself but usually requires at least one party to make the first move. In practice, this preliminary step will involve one or more external initiators or facilitators. In all likelihood, they will be better placed to stand back from the understandable and inherent skepticism of the industry players, who are used to competing rather than collaborating. Because it involves joint action among competitors, Collective Action is likely to encounter skepticism
10 but may also raise legitimate concerns among legal counsels and others entrusted with ensuring compliance with anti-trust laws. This is so even if the goal of the Collective Action is as legitimate as the prevention of money laundering or the development of other ethical standards. Action in furtherance of such goals, however, should not be an issue under anti-trust laws. Concerns that might be raised in regard to these issues and it is an appropriate practice to consider these concerns from the outset can be addressed at the commencement of a Collective Action initiative by establishing the appropriate modus operandi going forward. The involvement and presence of independent observers or facilitators can be considered a satisfactory solution to address such concerns. Industry leaders respond to the business case for good business practice, i.e., the argument that companies have a common responsibility and business interest in encouraging and supporting good business practice in their sector. Support from senior leadership is, in turn, essential for securing effective Collective Action. It is also likely to enhance its impact because committed leaders of involved companies will actively contribute to internal and external awareness-raising about the goal of the Collective Action. Collective Action is most likely to be consensus-based because any other method of decision-making will risk splitting the group at some point and thus diluting the collective nature of the action. Building a consensus requires time and effort to maintain momentum and focus on attainment of the common goal. Having a stable membership from the outset will enable the Collective Action to evolve. If membership fluctuates at the beginning, the chances of the action ever getting off the ground will be reduced: the process of integrating and bringing new players up to speed may reduce momentum and diminish the interest of the wider group. Successful Collective Action initiatives with very broad membership are still likely to have grown from the work of relatively small numbers of actors at the beginning. Identifying subjects of common interest will fuel the Collective Action. Where all participants are convinced that the goal of the action is in their own interest, as well as that of the wider group, success is more likely. Neutral facilitation can enable competitors, not only to come together in the first place, but also to identify matters in their common interest. The Wolfsberg Group s experience has shown that facilitators have an important role to play and could, for example, act as independent observers, monitors, advisors, or as sounding boards on what might be an appropriate group outcome or result. If the topic of the Collective Action is defined relatively narrowly, such that the common interest prevails over individual business interests, the chances of successfully reaching the Collective Action s goal are correspondingly increased. As the development of the Wolfsberg Group illustrates, Collective Action can be successful even among competitors when it evolves around issues where common interest prevails. Compliance issues clearly fall into this category. In relation to banks, for example, it is clear that they should compete on all aspects of their business, but not on the formulation and implementation of high compliance standards, which are clearly in the common interest of all stakeholders. As such, Collective Action initiatives can assist in ensuring that competition does not provoke a race to the bottom when it comes to standards of ethical behavior. The development of mutual trust and understanding amongst the group is a prerequisite to progress on Collective Action. It facilitates the sharing of good practices as well as the airing of problems and challenges, all of which are essential elements of the Collective Action model. The Wolfsberg Group s experience shows that this is true even in a highly regulated and supervised industry, such as the financial industry. Parallels can be found in other industries that seek to address corruption, terrorism, proliferation, and monopoly issues. A Collective Action needs time to flourish. The evolution of the Wolfsberg Group is a good example of how, over time, an initiative may develop from a loose meeting with a singular goal to a permanent and much wider and sustainable initiative. Despite its lack of written governance rules, the Wolfsberg Group now undertakes a variety of different activities and programs.
11 A Collective Action has to remain focused. For the Wolfsberg Group, this means concentrating on antimoney laundering, sanctions, counter-terrorist financing, corruption, and financial crime in the banking industry. The more diffuse the goal of the Collective Action, the greater the challenge of maintaining stable membership not only of the companies involved, but also of the individuals who attend meetings to represent the companies with respect to the areas under discussion. Of all the various elements summarized here, the loss of focus is likely to have the most far-reaching repercussions for a Collective Action and to present the greatest risk to its sustainability.
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text: Diversified Optical Products Inc., (DiOP), a Salem, N.H., provider of thermal imaging components and systems, announced that the US Army has purchased and deployed its clip-on night sight products, including infrared and image-intensified gun sights and handheld Cadet75 thermal cameras, in an order worth more than $500,000; the equipment is being used by coalition ground troops in Iraq. The DiOP sights and cameras allow detection and identification in any ambient light and through smoke or fog. . . . Scott Mize has been appointed president of the Foresight Institute, a Palo Alto, Calif., think tank and public interest organization focused on nanotechnology. Previously, Mize was co-founder of AngstroVision Inc., a developer of nano-imaging instruments; chairman of the advisory board of the Nanotechnology Opportunity Report; a business consultant for Technanogy, a nanomaterials company; and advisor to nanotechnology software company Accelrys. . . . Optical Research Associates (ORA), a Pasadena, Calif.-based optical software developer and supplier of optical design and engineering services, has hired Ron Gordon as a senior systems engineer. Gordon received a PhD in optics from the University of Rochester and has expertise in the development of optics for the lithography industry, a key market for ORA. His has held engineering positions at IBM Microelectronics and Motorola. He will initially focus on developing innovative algorithms for tolerancing direct metrics for the lithography industry using ORA's CODE V software.


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"We are an Office supplies company dedicated to curate the
best office supply products with convenience to order,
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"We are an Office supplies company dedicated to curate the best office supply products with convenience to order, reliable packaging and a promise of efficient delivery to our customers."
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Offices with 1-100 people are our ideal customers,offices who need stationery, food & beverages,cleaning & hygiene consumables & refills…and everything else..!
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banana and date cookies low sugarFrom philfull 8 years ago
- 3 large ripe bananas shopping list
- 1 small can apple sauce, or make your own (200g) shopping list
- 1 cup dates, pitted and chopped shopping list
- 1 tsp vanilla shopping list
- 1 tsp cinammon shopping list
- 1 tsp mixed spice or nutmeg shopping list
- 2 cups oats shopping list
- You can add chopped walnuts, coconut etc if you like shopping list
How to make it
- Preheat the oven to 180 degrees.
- In a large bowl mash the bananas.
- Add all the other ingredients- apple sauce, dates, oats, vanilla, spices. Mix
- Spoon teaspoon full dollops onto baking sheet. (They don't spread, and they come out how they went in, so dollop neatly!
- Bake for 20mins until lightly brown.
- Best to keep them in the fridge if they aren't being eaten the same day.
People Who Like This Dish 8
Reviews & Comments 1
- momo_55grandma ate it and said... Was this review helpful? Yes Flag
The Cookphilfull Auckland, NZ
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Awsome! thanks for sharing your wonderful cookies high5momo_55grandma in Mountianview loved it
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Trust Atlantic Restoration Co., with all your furniture repairs and restoration needs. We specialize in restoring all types of furniture, including pianos and kitchen cabinets. Our service also includes chair tightening, caning, rushing and complete hand stripping.
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Family owned and operated for four generations, Atlantic Restoration Co. has a long history of providing outstanding wood repair, furniture repair, refinishing and restoration services to both residential and commercial customers throughout NJ. Whether its on-site repairs, touch-ups or complete refinishing in our shop facility, our skilled technicians are committed to the highest standards of woodworking and restoration. When you entrust us to restore the look of your furniture, pianos, antiques, kitchen cabinets and more you engage quality craftsmanship that both beautifies and protects your fine furnishings for years to come. We welcome you to visit our complete shop facility to inspect our quality craftsmanship.
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RAHWAY—The Rahway Public Schools recently held a fundraiser to benefit victims of the earthquake disaster in Haiti.
Hearts for Haiti was conceived and organized by Rahway High School English teacher Elizabeth Graner Jotz and conducted by each of the schools in the district. Each of the schools collaborated in order to sell paper hearts for $1 each or three for $2. These hearts were displayed in the hallways of the individual schools.
In just four weeks, the Rahway Public Schools raised over $4,000 to be donated to the American Red Cross International Disaster Relief Fund.
Pictured, several students of Haitian descent join Rahway High School Principal Paula Braxton outside the main office, where several hundred hearts were on display during the month of February.
Photo courtesy of Rahway High School
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Roberts' And Alito's Pragmatic Turn
In an otherwise mundane decision yesterday, Day v. McDonough, Justices Alito and Roberts joined a surprisingly pragmatic habeas corpus decision penned by Justice Ginsburg. The case involved a state prisoner who filed his habeas papers 23 days after the federal statute of limitations had run. A negligent attorney for the State of Florida, however, had miscalculated the time and the state conceded in briefs to the district court that the petition was timely. Fortunately (or unfortunately, depending on your perspective) a johnny-on-the-spot federal magistrate took out his abacus and discovered the error. He then dismissed the petition sua sponte.
The Supreme Court affirmed the per curiam decision of a conservative 11th Circuit panel (Pryor, Dubina and Tjoflat) holding that the district court was permitted to dismiss the case sua sponte on statute of limitations grounds. It held that the State's waiver of the issue did not forfeit its statute of limitations claim. The issue is controversial because the Federal Rules of Civil Procedure generally provide that statute of limitations defenses are forfeitable. As Justice Scalia pointed out, the majority opinion "disregards the Federal Rules of Civil Procedure in habeas corpus cases chiefly because it believes that this departure will make no difference." Scalia describes the holding as "novel presumption against" applying these rules.
On its face, the decision might be termed "conservative" because, well, the criminal defendant loses. (That is how Sunstein, at least, would probably classify it – based at least on his methodology in Ideological Voting on Federal Courts of Appeals: A Preliminary Investigation.) But in fact this relatively loose play with the Federal Rules of Civil Procedure is pretty darn pragmatic. Scalia makes a good case that precedent and Congressional action both cut against this snubbing of the Federal Rules. Based on everything we've heard to this point, I wouldn't have been surprised to see Roberts and Alito share Scalia's skepticism. (And what about the uber pragmatist, Breyer? What's he doing in bed with his nemesis?)
I'm neither a Supreme Court scholar nor a civil procedure buff. (I learned civil procedure from John Sexton, which means that I'd be an AWESOME law dean!) But does this configuration provide a hint – if only that – that Rolito (can I trademark that term, kind of like Three-peat?) will be more Rehnquist than Scalia? I guess we'll just have to see.
Hat tip to a former student.


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Lemon sharks may have more to smile about. Photo by Wolfgang Leander
Just got an email from The Doc, link to an article posted in the Sun Sentinel regarding the protection of Lemon Sharks in the state of Florida. We have written about the subject before in this blog.
By David Fleshler:
"They are the lords of the reefs, powerful 10-foot sharks that prowl shallow coastal waters, snatching stingrays, crabs and mullet.
But while lemon sharks can hold their own in the undersea jungle, they face a tougher time against the predators equipped with powerboats, baited hooks and satellite tracking devices.
The Florida Fish and Wildlife Conservation Commission this month is considering a ban on the catch of lemon sharks, hoping to protect a species that plays an important role in maintaining the health of coral reefs.
The proposal for the ban came from a group of scientists and environmentalists clustered around University of Miami professor Samuel Gruber, the world's foremost lemon shark expert. They fear that restrictions on catching other shark species over the past couple of years are leading fishermen to turn their attention to lemon sharks. Since 2004, the Florida lemon shark catch has risen more than 400 percent..."
Read complete article here.


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Friday, December 17, 2010
Pantheon Of Idiots
Preening, be-bobbed aristocrat He-Man resembles nothing so much as the kind of aryan fellow who would pound on lesser youths at school. Over-muscled and gloriously vain, clad in furry hotpants and boots and... something he bought from the garden centre... this pompous ass wails on upbeat goth Skeletor week-in, week-out - presumably for liking The Mission and Sisters Of Mercy (not sure).
I won't explore his weird cousin She-ra's transposition of the "He-Man" way to a perfect prototype of the "Mean Girls" ethos but, needless to say, I think she was in many ways worse, titting about on her bloody gymkhana pony.
He-Man: a ponce, a ninny, and worse, a BRUTE.
5 comments:
- Cadwell said...
But John what about He-Man's vague messages of safety at the end of each episode or his collection of oddball friends. No jock would be friends with Orko now would they? And while I love Skeletor (the upbeat goth!) he was a thief and a kidnapper after all, just not a very good one.
I totally agree about She-ra though. Horrible business that, horrible.
- 10:56 AM, December 17, 2010
- BillyWitchDoctor said...
the kind of aryan fellow who would pound on lesser youths at school
Don't forget the flippin' IRON CROSS He-Man wore on his chest. It was as if they were begging for the comparison.
The live-action movie with Dolph Lundgren, Frank Langella, Courtney Cox and Meg Foster was hilariously awful, though.
- 11:19 AM, December 17, 2010
- Kyle Phaneuf said...
I think - as with most cartoon heroes - the fascination was with the villain rather than the protagonist. Skeletor was pretty cool, and if anyone was watching He-Man, it was much more likely they were Skeletor fans than He-Man fans.
The same goes for most cartoons. Team Cobra was way more interesting than the G.I. Joes, Mumm-Ra was better than the Thundercats and no superhero could match his supervillains in style or characterization. Who watches Batman for the caped crusader and boy wonder? No one!
The real question is this: Why did they always make the bad guys more interesting? Was anyone ever swayed by bland good-naturedness? What does it say about us that we root for an entertaining evil over a tedious good?
- 4:29 PM, December 17, 2010
- Toyin O. said...
Interesting post.
- 6:19 PM, December 18, 2010
- Colin Rankine said...
He-Man et al always seemed like one of those elaborate jokes where several guys are trying to out-do each other in ridiculosity, but no one ever called bullshit.
Kyle, I'm not sure you could be more wrong. The best part of all that kid stuff was always the vehicles.
- 7:04 AM, December 21, 2010


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Lovelo free font is remake of the original Lovelo Inline – designed by Renzler Design, Vienna, Austria.
Check their Behance profile: http://be.net/renzler
This post is tagged
Lovelo free font is remake of the original Lovelo Inline – designed by Renzler Design, Vienna, Austria.
Check their Behance profile: http://be.net/renzler
This post is tagged
Great great great! Thank you!
Just the font I needed, thanks a lot
Beautiful typeface. Thank you so much for offering this work for free.
[…] 31. Lovelo Coming with two line versions, this is the perfect font for headlines […]
Hello, I installed the 3 fonts but I can see just one, the lovelo light line. The other two are installed but I can see them, When I open a word doc and I want to use them, they are not as option. What I can do. Plz I need some help 🙂
Thanks a lot!
Hello @Jose!
Thanks for using free fonts from our site for projects you do!
Can you drop a line to: fontfabric.at.gmail.dot.com?
And we'll see how can help you..
Best Regards,
Downloaded this font, however it doesn't show up and says it has errors, do not use, any ideas why?
I have the exact same problem as Kim. Downloaded without a problem, but the Suitcase Fusion says the files are corrupt. What to do?
awesome font, thanks for sharing
Thank you so much for sharing this.
As others above have already mentioned, I have a similar problem.
Downloading the font works flawlessly, but installing it doesn't.
No errors, no nothing — it just doesn't work.
Maybe repackage it/link to a new zip file?
Would love to be able to use this…
I love this font and thank you for leaving allowing for open download. You did a great job and I hope to se more of your work in the future!!
[…] download […]
[…] Lovelo Coming with two line versions, this is the perfect font for […]
Beautiful fonts! Thankyouu so much!
Fantastic. Thanks.
The font won't install, Font Book says the file contains an error, don't use.
… I don't say don't use, the Font Book says. Yeah.
Remarkable! Nice work! Thank you for making it free. Can I use it for a business logo?
The Font downloads and then states it is corrupt within Font Book and Suitcase. Serious problems found with a warning given. MAc OS. Nice fonts family.
nice very nice, thanks ..
Amazing work! thank you so much
cool font thanks for sahring
This is a great typeface. Thank you for making and for sharing it. : )
[…] Download […]
Amazing font thanks for free share…
Hi, any chance you will release a full version with more weights of the normal (non-line) version? Thanks!
very nice font. tahanks
Cool font…i always loved it
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Nice work.Thanks for sharing this.
Thank you for sharing.
the font is nice, i use them for my web
thank you soooo very much. I love this font!
Great share; very nicely crafted; very flexible font. Good work from Renzler.
Awesome….looks great, thanks for sharing !!
Nice Font. Appreciate the designer! 😀
Can Lovelo be used on a textile design, for example Tshirts, that will be sold to a brand ?
having the hardest time trying to download this -__-
Is there something I am doing wrong?
Can anyone help?
I like this font, one thing I wanted to know is this font free for commercial use. if yes so kindly reply me back here and on my email id also. so I can use this font in my project.
Thank you, just what I was looking for..
Lovely, thanks.
can I use this font in my project?
thanx for sharing.. i will take it.. thanx
Beware: no special characters. Percentage symbol is missing for one.


text:
My rating: 4.5/5
Freaking FANTASTIC
"It was like being caught in a wildfire, desperate for breath, like if we stopped we would extinguish."
Spoiler free!
"It was like being caught in a wildfire, desperate for breath, like if we stopped we would extinguish."
Spoiler free!
In a nutshell:
If you haven't read Rebel of the Sands, (My review here) what are you doing with your life, get off here and do that now! If you haven't read Traitor to the Throne yet, that's understandable, since it just came out yesterday (in the UK not sure about USA date), but you need to get on that immediately and as soon as possible. Both of these books are amazing and no one should miss out!
I loved it:
This book is AMAZING. The characters, the plot, the feelings, everything was fantastic. SO well done. I loved Rebel of the Sands, but Alwyn Hamilton took it to a whole other level in this book, and it was FLAWLESS.
I love Amani. She's ruthless, amazing, and brave. Her character is flawed but good. I just enjoyed reading her so much.
My least favorite character was definitely the Sultan. I don't know why, but I always felt like he was too nice to Amani. I really wanted to see him as this ruthless horrible evil man, and he was, but he also seemed a lot more human than I expected. In a way, he made sense. Usually villains are untouchable and their actions are unimaginable, but with the Sultan, I almost felt like he wasn't that bad. (key word is almost)
Although, I do think he's horrible and hope Amani kills him extremely slowly in the next book, don't get me wrong. BLOODY REVENGE.
The characters in this book were FANTASTIC. And I'm not kidding, they really were. Each of them was so dynamic, so full, so bursting with uniqueness, I just..... It was too good to be true. Except it was true! And I'm so happy.
I really liked Ahmed. The dynamic between him and Amani is really interesting. Usually in books with revolutions in them, the soldier doesn't doubt the leader but Amani does in this book which makes it that much stronger when she is reassured of his character. Ahmed is a great person through and through, and I'm so ready to put him on that bloody throne!
Jin and Amani are so good together. They seemed so effortless, always there to catch each other when they fell. It was inspiring. I absolutely love their relationship.
Shazad and SAMMMMM. Amazing side characters. Honestly the author wrote them so well.
The way the book was written is mesmerizing. It's so vivid and I loved the format and how it allowed us to see the story from a different lens every once in a while. The ending killed me, I don't know how it's possible I have to wait a full year for the next book.


text:
Surgical summer course: Introduction to surgery with simulated team-training and clinical experiences
Course content
The aim of the summer school is to provide a systematic and comprehensive overview of the most common procedures and techniques within surgical specialties.
The summer school: The participants are enrolled in a day of full-scale simulation (team-based training). They also have the opportunity to participate in surgical self-training on virtual reality simulators and black boxes at the Simulation Center in the afternoon. For three days, the students have the opportunity to observe clinical care at the hospital. They are paired with and shadow a doctor during their time in the clinics, with a focus on the examination and treatment of surgical patients, as well as time in the operating room. During this shadowing experience at the hospital, the students participate in daily conferences and discussions. The summer course offers different surgical sub-specialties: urology, cardiovascular surgery, orthopedics, gynecology, abdominal/general surgery, and thoracic surgery.
An emphasis is placed on student participation and dialogue, including different innovative educational methods intended to optimize learning outcomes and to prepare the student for life as a junior doctor.
Master of Science in Medicine
See criteria for exam assessment below.
The course combines lectures by invited speakers, interactive seminars, simulation training and group work. The course is based on active student participation and includes individual clinical shadowing experiences.
International and Danish medical students who have obtained a bachelor's degree. Eight places are reserved for students enrolled at University of Copenhagen. Students who are not enrolled at University of Copenhagen will be selected to ensure a balance between national and international students and a high quality and motivation amongst the applicants.
All course work will be held in English.
Please find application form at the summer course web page: http://healthsciences.ku.dk/education/summercourses/
The application deadline is 1st April 2018.
- Type of assessment
Course participationOther, 6 hoursMandatory elements:
Active participation during the summer course and a practical test lasting 6 hours.
The test is divided into two parts:
1. An individual test in open surgery.
2. An individual TABLT test (validity of a cross-specialty test in basic laparoscopic techniques)
- Aid
- All aids allowed
- Marking scale
- passed/not passed
- Censorship form
- No external censorship
One internal assessor
Criteria for exam assessment
In order to receive a passing grade on the assessment, the student must demonstrate the following abilities at a sufficient level:
- Explain different suturing methods and knot tying techniques
- Distinguish between advantages and disadvantages of open and laparoscopy procedures.
- Explain the most common pathological surgical conditions and procedures (including their indications and contraindications).
- Explain suturing, including the different techniques and materials used and the advantages and disadvantages of open and laparoscopic surgical procedures
- Explain the definition of endoscopy, the different types of endoscopy (cysto-, bronchopulmonary, gastro, sigmoideo- and colonoscopy) and their indications
- Explain the most frequent complications related to the different types of endoscopy, their prevention and management.
Explain the basics of ultrasonography, indications and contraindications and the different knobologies.
- Demonstrate in simulation (laparoscopy and endoscopy):
- Demonstrate competency regarding the significance/impact of the fulcrum effect, barbell principles and the lack of depth perception in the context of laparoscopy and endoscopy
- Demonstrate basic competence in the use of laparoscopic instruments, including hand/eye coordination, dissection and clipping
- Test basal endoscopic instrument handling
- Show situation awareness, decision making, leadership, communication and teamwork based on knowledge in patient communication
- Demonstrate basic suturing, including decision making on the
right method to use.
- Function as trainee doctors in Danish clinical departments of surgery.
Short courses / Copenhagen Summer University
- Category
- Hours
- Class Instruction
- 30
- Clinical practice
- 22,5
- Exam Preparation
- 3
- Preparation
- 6
- Exam
- 6
- English
- 67,5
- Language
- English
- Course number
- Programme level
- Full Degree Master
- Duration
Nine work days
- Schedulegroup
- Capacity
- 24 students
- Studyboard
- The Study Board for Medicine and Health Science
- Department of Clinical Medicine
Course Coordinator
- Lars Konge (10-6e637475306d71706967427467696b71706a30666d)
Er du BA- eller KA-studerende?
Kursusinformation for indskrevne studerende