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An FHA loan is a type of government insured mortgage. FHA loans do not require a large downpayment and have many advantages over conventional loans. Begin your free FHA loan approval now and apply for a rebate of up to 2.75% ($28,000 maximum) of the loan amount.
Call 877-432-LOAN (877-432-5626) today!
→ What Are FHA Home Loans?
→ Why Have FHA Loans Become So Popular Again?
→ What Is The Difference Between An FHA Loan And A Conventional Mortgage?
→ Can I Finance My Closing Costs?
→ I Have Bad Credit, Can I Use An FHA Home Loan?
→ What Kind Of Property Can I Buy Using An FHA Home Loan?
→ How To Apply For An FHA Home Loan
→ How Many Times Can I Use An FHA Loan?
→ Get Started!
What Are FHA Home Loans?
An FHA insured home loan is one of the best loan choices available today for any homebuyer seeking a low down payment combined with relatively easy qualifying standards. The Federal Housing Administration (FHA) is part of the U.S. Department of Housing and Urban Development (HUD).
FHA does not actually make the loan. The loan is actually funded by an approved FHA lender in conformance with FHA lending guidelines.
FHA simply protects the lender from loss in the event of borrower default. By guaranteeing the loan, FHA is providing a type of federal assistance which helps low and moderate income homebuyers afford a home.
The FHA program was created in the 1930's during the Great Depression as a tool to stimulate the US economy and stabilize the housing market. Since that time, many millions of low and moderate income borrowers have purchased or refinanced their homes using FHA loans.
Why Have FHA Loans Become So Popular Again?
During the housing boom, FHA loans were not so widely used. In 2007, FHA loans only made up about 3% of all loans funded nationally. During that time, FHA loans were not as attractive as conventional loans due to FHA's loan limit restrictions, higher mortgage insurance costs and stricter appraisal guidelines. At that time, conventional loan products offered interest only options, 100% financing choices and low doc alternatives that tended to outshine the benefits offered by FHA loans. Today, just about all of the loan products that previously competed with FHA loans are no longer available. Lenders now consider the previous products to be too risky and many people accuse those loan products (especially subprime products) as the root cause of the financial crisis and ultimately responsible for undermining the entire world economy.
Today, one out of every two loans originated in the United States is an FHA Loan! This is because FHA loans have become easier to qualify for while also offering a lower down payment than conventional loans. Another factor that has made FHA loans more competitive is the fact that real estate values have decreased, yet FHA loan limits remain unchanged. Therefore, many more homes are eligible for FHA financing than ever before based on the maximum loan sizes available in relation to typical sales prices.
If you are interested in obtaining a free loan approval, contact one of our Certified Government Loan Specialists at 877-432-LOAN (877-432-5626).
What Is The Difference Between An FHA Loan And A Conventional Mortgage?
- With an FHA insured loan it is possible to finance a purchase of up to 97.5% of the sales price.
- There is no minimum FICO score requirement.
- You can be two years out of bankruptcy or 3 years from a previous foreclosure.
- The down payment can come as a gift and the closing costs can be paid for by the seller or lender.
- You can use a cosigner to help you qualify.
- The loan can be assumed by a new buyer if you decide to sell your home at a later date.
- FHA loans allow you to borrow more than the purchase price to pay for repairs.
Not so with conventional loans today. Conventional lenders require at least a 680 – 700 FICO score if you want less than a 25% down payment. Most conventional loans now typically require anywhere from 10 to 30 percent down. Conventional loans involve much stricter qualifying standards. Waiting times for bankruptcies and foreclosure are much longer with conventional loans. The source of the down payment must be from the borrowers own funds and the borrower must also have the funds to pay the closing costs. Often the borrower must have up to 6 months PITI in cash reserves after the close of escrow.
A disadvantage of the FHA loan is the upfront mortgage insurance (UFMIP) that is required. Conforming loans do not have upfront mortgage insurance. FHA loans also have annual mortgage insurance (MIP), while conventional loans have private mortgage insurance (PMI) which can be less than MIP. Government House Loans do not require perfect credit or a large down payment unlike a conventional mortgage loan. Even if you happen to have less than stellar credit, you may be able to qualify for a low interest rate loan with as little as 3% or 5% down. With a conventional loan, if you have average credit there is also a low down payment option available but these have higher interest rates than FHA loans.
With an FHA loan, the upfront mortgage insurance can be financed into the loan and the annual fee becomes part of your monthly payment. All things considered, FHA loans are still a more attractive option as compared with conventional loans. With the much easier qualifying standards and lower down payment requirements often the FHA loan isn't just a better choice, it is often the homebuyers only choice for getting a loan.
Can I Finance My Closing Costs? (How much out of pocket cost will I have?)
With an FHA loan, your closing costs cannot be financed into the loan amount. However, they can be paid by the seller or the lender. Federal Home Loan Centers can rebate up to 2.75% ($28,000 maximum) toward your closing costs on a purchase transaction. Your down payment doesn't have to come from your own funds either. The down payment can come as a gift from a family member, employer or approved down payment assistance group. FHA loans also allow for a cosigner to help the borrower qualify for the loan.
Non-traditional credit sources such as insurance, medical and utility payments can be used to help build credit history if traditional credit is unavailable. With an FHA refinance, you can significantly lower your monthly payment with no out of pocket costs and even skip a monthly payment during the process.
I Have Bad Credit, Can I Use An FHA Home Loan?
FHA loans are not just for 1st time homeowners. An FHA loan is a great low cost way for move up buyers to get a safe and secure 15 year or 30 year fixed rate loan even if they happen to have damaged credit and not much money in the bank.
What Kind Of Property Can I Buy Using An FHA Home Loan?
FHA loans can be used to purchase or refinance a single family home, duplex, triplex, four unit property or condominium just as long as the borrower will be occupying one of the units.
FHA loans can be used to purchase a rehab "fixer-upper" property. FHA will allow you to borrow up to $50,000 to pay for repairs after you own the home.
Another advantage of an FHA loan is that it is assumable, which means if you want to sell your home, the new buyer can take over your loan. In the past, as interest rates decreased over time, most people weren't interested in assuming someone else's loan. However, in a time when interest rates are a record low, rates only have one direction to go. Up! In a few years, having an assumable loan could turn out to be a distinct advantage.
Just as it was during the great depression, the FHA Insured loan program is helping Americans to regain the American dream of home ownership in these tough times.
To find out more, contact your Government Loan Specialist by calling 877-432-LOAN (877-432-5626) today!
How To Apply For An FHA Home Loan
The first step in applying for an FHA home loan is to contact an approved FHA lender. Federal Home Loan Centers is approved for all types of government loan products including FHA insured loans. One of our Certified Government Loan Specialists can assist you every step of the way. An FHA loan is the easiest type of real estate loan to qualify for because it only requires a low down payment and the borrower is allowed to have less-than-perfect credit. FHA loans are not just for single family properties. You can also get an FHA loan to purchase or refinance a duplex, triplex, fourplex or condominium as long as the borrower will be occupying one of the units. FHA loans are not for investors or for the purchase of a vacation home. In order to get the process rolling, you will need to provide your Loan Specialist with the following basic information:
- Borrower Address(s) (past two years)
- Social Security Number(s) (all borrowers)
- Employment Info (past two years)
- Current Paystub(s) (most recent month)
- Banking Statement(s) (past three months)
- Information about other real estate owned (if any)
- Federal W2's (past two years)
- Federal Tax Returns (past 2 years), Income Statement and Business Balance Sheet (self employed only)
- Certificate of Eligibility ad DD-214 (veterans only)
- Pay for a credit report and FHA appraisal of the property
To qualify for an FHA loan, generally you must be able to satisfy the following criteria:
- Must have a steady employment history (looking for at least a two year history)
- Must have valid Social Security number, lawful residency in the U.S., and be of legal age to sign a mortgage in your State.
- Must have a minimum down payment of at least 3.5% to apply toward the purchase price (the down payment can be gifted by a family member and closing cost can be paid by the seller, lender or the borrowers employer up to 6% of the sales price).
- Mortgage payment (including PITI) needs to be less than 31% of your gross monthly income.
- Total monthly debt (mortgage, credit cards, auto, student loans, etc.) cannot be more than 43% of your monthly income.
- Must be at least two years out of bankruptcy, with good credit.
- Must be at least three years from a foreclosure, with good credit.
- Must have a minimum credit score of 580 (FHA-qualified lenders will use a case-by-case basis to determine an applicants' credit worthiness).
How Many Times Can I Use An FHA Loan?
The intention of an FHA loan is to provide assistance to low and moderate income wage earners helping them to take part in the joy and benefit of homeownership. The program is generally for a borrower to have one FHA loan at a time. However, there is no limit to the number of times a borrower can obtain an FHA loan.
Get Started!
Apply for a 2.75% rebate on your closing costs. Contact Federal Home Loan Centers today and speak with a Certified Government Loan Specialist by calling 877-432-LOAN (877-432-5626) or use the form above.


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Muebles A. Benítez – furnishing your
home on the Costa del Sol
About Muebles Benítez
Muebles A. Benítez is one of the largest – and longest established – furniture showrooms on the Costa del Sol. Founded in Fuengirola in 1975, the store offers everything you could want for your home and more.
Eduardo Benítez and his team pride themselves on being much more than just a furniture store. Their professional team can also advise on style… helping to unify a look, choose a specific colour match or presenting the latest trend. Muebles Benítez is literally a one-stop shop for your home decoration.
We have a huge range of furniture and décor items for:
- Living rooms
- Dining rooms
- Bedrooms
- Wardrobes and dressing rooms
- Home offices
- Patios, terraces & gardens
- Upholstery
- Bedding
- Children's bedrooms
Outlet Zone
Muebles Benítez features a 2,000m2 Outlet Zone, where you'll discover a huge selection of high quality furniture and furnishings at the most attractive prices on the high street.
Browse our latest selection of in-season furniture for living, dining, working and bedroom spaces… all at discounted prices. What's more, choose your furniture today and we will deliver it FREE within 48 hours!
Check out our latest deals, you'll be amazed how
much you can save!
Latest in-store offers
At Muebles Benítez you will find one of the most extensive living ranges for your home. From individual pieces to coordinated packages including sofas; armchairs; coffee-, lamp- and side-tables; TV and entertainment centres and bookcases.
Dine in style and comfort with our exclusive range of dining room sets. We have a stunning selection, perfect for every style and type of home, including elegant dining tables and chairs, sideboards, cabinets and bar stools.
The Muebles Benítez bedroom collection encompasses an impressive selection of coordinated suites and individual signature pieces to complete an existing look: beds, beside tables, wardrobes, dressing tables and blanket boxes, plus complete children's bedroom ranges.
Your office might be for working in, but it doesn't mean you shouldn't enjoy the space and feel comfortable! Visit Muebles Benitez for some great home office ideas. Our high quality home office furniture includes desks, office chairs, filing cabinets, bookcases and more besides.
Café and Free Parking
We want to make your visit to Muebles Benítez as enjoyable as possible. Because choosing the right furniture and décor for your home takes time and shouldn't be rushed. At Muebles Benítez we have free underground parking exclusively for our customers, and a relaxing in-store café, so you can take a break and discuss your options over a coffee and a bite to eat.
Contact Us
We Speak:
Contact details > We will get back to you within 24 hours
Tel: +34 952 47 49 00
Email: firstname.lastname@example.com
Fax: +34 952 47 07 54
Carretera de Mijas
29640 Málaga

subset: commoncrawl


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You've built an app that's going to change the world. You're hooked up to iTunes Connect, acquiring downloads on a national scale and things seem to be heading in the right direction for your latest venture. But, do you really know true business success without understanding iPhone app analytics?
Measuring business analytics is a must-do for any app merchant aiming to reach more users and earn more revenue — after all, users and revenue are what's going to support you and your team as you improve on the app you spent so long building. Having an understanding of your metrics will give you a superior in-depth knowledge and richer insight into how your business operates — not to mention display clear opportunities for growth.
From customer lifetime value and average order value to customer churn and customer acquisition costs, there are certain recurring and nonrecurring payment metrics that are worthy tools to have in your app analytics arsenal. Having analytics is what separates those who make decisions simply with their gut and those who are well informed before setting the course.
With these imperative metrics in mind, we assess iTunes Connect App Analytics and ask whether Apple's analytics platform is capable in providing you with complete insight into not only measuring your key performance indicators (KPIs) accurately but also assessing business performance. Will you be able to get by with just the iTunes App Analytics dashboard? Additionally, this article will ask whether there are any app store analytics that don't add any value and that you can ignore.
App Store
Launched in 2008, the Apple App Store has grown to become one of the most recognizable features of owning an iOS device (iPhone,iPad, etc.) and is predicted to host over 5 million apps by 2020. In such a big market, how does the app store help your app get discovered with app analytics? The following metrics are specific to the Apple App Store, understanding them will help you optimize your app store content for conversion.
The Impressions metric will tell you how many times your app's icon has been seen by a user who is browsing the App Store. For example, let's say you've launched a new app called Tap That, a craft beer finding app for ale fans. Tap That will appear in search results and if you're lucky Apple will showcase your app on their Featured and Top Charts app store pages. Each time Tap That icon is seen on any one of these pages, that counts as an Impression.
Knowing the number of Impressions your app generates will allow you to calculate your app click-through rate (CTR). This metric is how many users see your app and click through to view the product page or download it onto their device.
CTR will give you a clear understanding about whether your app is being "sold" to the consumer. For example, Tap That has a CTR of 2%. Why aren't more users clicking through and downloading? Is your app copy enticing people to download or putting users off? By looking more closely at CTR you can start to build an idea of how your marketing efforts are faring on the App Store.
Product Page View
Where impressions will tell you how many times your app's icon has been seen, product page views will tell you how many times your app's Product Page has been viewed. Is this a useful metric to pay close attention to? Probably not. You already have an understanding of your CTR via your impressions metric, so we can leave this one out of the "must obsess over" pile.
Product Page
When it comes to iPhone app analytics, does it pay to spend time and energy analyzing the sales metrics? Or are you better off focusing on other areas of your metrics analysis, such as downloads?
App Units
Measuring App Units will tell you how many first time downloads of your app have occurred over any given period. Not only is App Units a great base-level metric to understand the success of your app, you can easily divide your number of App Units by Impressions to give you a conversion rate.
Conversion rate is probably one of the most important App Store metrics to understand. Let's say Tap That acquires 1000 Impressions per week and an App Unit figure of 25. That gives us a conversion rate is 2.5%. Ultimately, this means that 2.5% of people who see Tap That are downloading the app.
By understanding this App Store metric, Tap That can now analyze why their conversion rate is where it is and make changes to their App Store marketing strategy (ASO, Search Ads, etc.) in order to acquire a higher number of users.
In-App Purchases
First, the good news. If users are making In-app Purchases via your app, this is certainly a metric you want to pay close attention to. In-app purchases will provide valuable insight into user buying behaviour. If you're able to segment this data into cohorts, you'll also be able to dig deeper into user behaviour and leverage this to truly understand your ideal customer.
The bad news is that on average only 5% of users make In-app Purchases. This means that in-app purchase data is an incredibly rare, so when the opportunity to measure crops up, analyze in-app purchases like there's no tomorrow. What happened to increase in-app purchase? Was it linked to a product update? Start asking questions and you'll be surprised how data can assist in answering them.
In-App Purchases isn't the metric showing the revenue amount, for that you would need to look at Sales.
The sales data from the app store analytics platform will tell you the amount of revenue generated through both app purchases and in-app purchases. Pretty straight-forward stuff. We're not saying you shouldn't check this figure, of course knowing how much revenue you're bringing in is important, but don't focus all your efforts on sales figures when there are other imperative metrics you should be analyzing. You'd also want to pair your in-app purchases sales data with your recurring revenue data, but Apple App Store does not currently supply analytics for apps with a subscription model. So you will have to find a tool like Control to support that.
Paying Users
The Paying Users metric is simply the amount of users that paid for your app initially or made an in-app purchase over a certain period.
It is a pretty straightforward metric that doesn't provide much insight to help you grow your business or identify opportunities for development. Obviously, it is a metric that you would want to see grow month over month, but if you are using a recurring revenue model for your app — which you should! — then you would need to pair the subscription data with the sales data. This is the only way to get a full picture of revenue.
The App Store Analytics simply doesn't offer all of that and leaves you with only the basic: Paying Users. For example, if you want to find the Customer Lifetime Value or Average Order Value, you'd have to do the calculation yourself. Is a paying user worth $1 or $1000? You don't really know. It's tricky, this metric appears important, but it really isn't worth "stressing over" if you understand that there are more powerful metrics out there that can actually give you insight. Next!
In the end, it's all about how your users are using your app. Are they? Running a great mobile app product is more than just getting users to download, it's about retaining those that have converted. This is especially true if you are wanting to grow your user base and revenue. Does Apple App Store supply the metrics you need to determine whether your app is successfully engaging your users? Does it tell you whether it is solving their problems?
We all know that the best way to succeed in business is to focus on customer retention. While the installations metric will show you how many users have installed your app, the insight stops right there. For example, Tap That has been installed 10,000 times — hurray! But have any users opened the app? Made in-app purchases? Who knows?
Measuring (or even boasting — ewww…) about Installations is pure vanity. And we all know that actionable metrics beat vanity metrics every single time.
Sessions (Opt-In Only)
Remember the first time you set up your mobile device? I guess not. However, it might surprise you that during that process there was an option to "opt-in" to sending information to Apple about App Store user behavior. This information is where the App Store analytics platform pulls Session data from.
Sessions will tell you how frequently your app has been used for two seconds or longer. This is a nice little metric to gain insight into user behavior — more specifically whether users are actively using and engaging with your app — but on the whole, agonizing over Sessions shouldn't be at the forefront of your business strategy. Some apps people will check in obsessively many times a day and other people will check in once a month, it doesn't mean one is more valuable than another, because the former can be a free app but the latter can be a subscription-based app that is earning you recurring revenue and solving the user's problems when they have it.
Active Devices
If you'd like to know how many users are engaging with and using your app, Active Devices is a metric you need to look at because it will tell you the number of devices that have used your app within a given timeframe, for example, one month. Granted that the Active Devices metric doesn't provide us with any actionable data to improve business performance, but it does show us some vague user behavior. But what they are actually doing within the app, that's an unknown.
Active Last 30 Days
Active last 30 days will tell you how many users have been active in that specific time frame. Handy for gloating, not useful for much else. Don't spend too much time patting your back on this one.
Crashes is a simple App Store metric and will show you specifically the number of crashes your app had in a given timeframe. This is a metric best not to mention when pitching to investors. If your app is consistently crashing — especially after a recent product release — investigate quickly, as Crashes can hurt your retention.
Customer retention is king when it comes to business. Therefore, it's unsurprising that the retention metric is incredibly important when analyzing your iPhone app analytics.
Put simply, Retention measures app usage over a given timeframe. For example, Tap That want to look at customer retention in Q1 and they find that 90% of users have had one active session within that quarter. Simple enough, right?
However, it's what you do with the customer retention analytic that matters. Can you look for any emerging trends? Can you segment and look at user behavior? Are you able to gain a real understanding of which types of customers come back for more and which fall by the wayside?
Take Away
The iTunes App Store is a solid platform. It serves app developers like yourself with a dashboard of basic analytics — but it is run-of-the-mill basic app analytics. It's fine for hobbyists, but not ideal for serious business managers, running a full team of engineers, salespeople, and marketers. It's not equipped to give you the full picture of your product and customers.
If you're focused on growing your business and want to gain deeper insights into your performance, we recommend investing in transactional analytics. Apple is quickly becoming one of the biggest payment platforms in the world, and there is a lot of data we can get from how an iTunes user pays.
Control extracts the raw data and refines it into valuable insights. You are no longer a beginner, you are ready to take the next steps. Have a look at the Control dashboard and start seeing the data that iTunes doesn't supply.


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|My sister-in-law's Shinto ceremony
Couples can choose to have a traditional Shinto ceremony at a shrine, or a civil ceremony at a wedding chapel. Japanese Christians get married in a church.
The Shinto ceremony at a shrine involves the reading of vows and drinking nuptial sake together. Since the guests are there in the function to give away or receive a bride, they usually limited to immediate family and it's a small, intimate affair. Christian ceremonies in a church seem to have less components than Christian ceremonies I've attended back home, short and sweet with just the pastor's message to the couple, the vows, and exchange of rings. Don't expect a kiss! Weddings are extremely formal events and you might be surprised to see the couple with very serious faces throughout.
For non-Christians who want a Western-style "white wedding" (popularized after Princess Diana's wedding was televised around the world), there are lovely "wedding chapels"--church-like buildings built exclusively to host wedding ceremonies. Since a ceremony is irrelevant to being legally married in Japan, the officiant is not a real pastor, but a white foreign man hired part-time to don robes and conduct a ceremony, the content of which is up to the couple. One co-worker of mine is employed as a "wedding priest" on weekends, and apparently he makes a pretty penny off it.
Outdoor ceremonies are reserved for exotic destination weddings at places like Hawaii, Okinawa, and Bali.
"Hand-made" weddings in which all arrangements are made by the bride and their family and friends are less common, though I attended one at our church; most brides choose a package provided by a bridal company that provides everything from the coordinator, rental dress and tux, MC, flowers, banquet hall, and food. My sister-in-law had trouble with her wedding planner when she found that any deviation from the set menu of services resulted in exorbitant fees.
Wedding presents
|Goshugi cash gift envelopes
|Hikidemo gift catalog
Since there is no receiving of a gift in Japan without giving one in return, if you give goshugi you'll receive 引出物 hikidemono from the bride and groom, usually nice little household items, or a catalog of the same from which you can choose your gift yourself. We have received towels, wine glasses, steak, and a kitchen knife from weddings.
The reception
It is not necessary to attend both the wedding ceremony and the reception, as long as you indicated your attendance beforehand when you RSVPed.
The reception is very formal. You'll sign into a guest book and receive a map of the seating arrangements. The bride will have made sure to seat you with people you know. A wedding is less a place to meet new people as it is to meet up with old mutual friends. For us, it's our Bible-study "circle" or club we had joined in college. It's always fun to reconnect and see how peoples' lives change as we get older.
After being seated, the ceremony begins with the couples' entrance. There will be speeches and toasts by the couple's old high-school or university teachers, or bosses (yes you invite teachers and bosses to your wedding!). There might be a musical performance, candle-lighting, or cake-cutting by the couple. No bouquet toss, and definitely no garter toss. There will probably be videos of the couple's childhood and dating photos. In the middle of the event, the bride and groom will disappear for お色直し oironaoshi "changing colors" and the bride will change from her kimono or white wedding dress into a colored ball-gown. Through the course of the day the bride wears at least two dresses, perhaps more. Brides usually rent rather than buy their dresses. At the end, the couple reads letters to their parents, "thank you for raising me..." It is all narrated by the hotel's enthusiastic MC. Somewhere in there, a few courses of beautiful gourmet food is served. Don't expect dancing or a DJ or much mingling. Someone's relatives might drink too much and get silly, but a "party" atmosphere happens at an after-party or 二次会 nijikai, which may or may not be arranged by previous invitation at a different establishment. Some guests attend the nijikai only; some couples don't hold one at all.
What to wear
Men wear formal suits and ties. Women generally wear knee-length formal dresses in conservative colors (though not all black or all white), modest pantyhose and plain pumps, a bolero or fancy scarf to cover the shoulders, a little formal purse, hair did, and no flashier jewelry than a string of pearls. The uniform is pretty much standard, and contributes to the whole fancy and gorgeous atmosphere.
The cost
The average cost of a wedding in Japan is $31,000, higher than the U.S. average of $26,000. I think our stateside handmade wedding was less than half of that. Like in the U.S., who pays is up to the couple and their families, but some trends are emerging to offset these costs, like intimate ceremonies "sumakon", photo-op only weddings, or simply not holding a ceremony or reception at all.
My thoughts
Weddings are a great chance to meet up with old friends, but there's a lot of pomp and circumstance involved which makes more opportunities for social faux pas--though navigating a wedding successfully is a sign of having arrived in adult society, especially for the new bride. More so than me Yuya seems to have an allergic reaction to such formal events, and incidents always happen: misplaced formal tie, misplaced camera batteries, the invitation with the map to the reception left at home, my name spelled wrong on the goshugi we gave (that he wrote!). Though Japanese attention to detail and propriety make weddings truly beautiful to attend, they always make us secretly glad we had our wedding in my home church in the U.S.


text: Just do not keep any funds in your account and never link real credit card to alertpay . Alertpay.com 3 months ago they charged my buddy's brand new CC with USD 9,000 and marked it as some Viagra purchase. and now when my account reached more than $300 in/out in transactions then they decided to take out all my funds!! and put my balance to very negative. ALERTPAY.com IS big SCAM / DO NOT DEAL WITH THEM / NEVER GIVE OUT YOUR CC INFO TO THEM


text:
318 members2686 Comments 37 Likes
Hi Charlotteelsie,
I thank you for your post, I just came home from an oversees vacation which was awesome, enlightening, and extremely heart breaking at the same time. I visited family and went with friends as it was their bucklist. Both my family and my friends at different times to proceed to discuss how I should move forward...my friends told me I talk about my husband and should not talk about him so much as I am living in the past. I let them know that he has died and that how can I live in the past if he is not here. Also, I told them that I will continue to always talk about my husband since he would have loved everything we saw and did on the vacation. I explained to them that it makes me happy to remember the wonderful times and that I am learning to walk with my grief, but will not every get over it or better.
It makes me sad that people who mean well will not ever understand what we are really going thorough. I have found that I must tell people exactly what I need from them as well as what I need them not to do. They have no idea the pain we feel every moment of everyday.
I am so thankful for the Widowed Village as I feel it is a safe and kind place to express what I really feel and with those who really do "just get it".
Take care and never stop your path through this journey your way because it is the right way.
Welcome to Widville, Charlotteelsie. I'm so very sorry for your loss, but pleased that you found us. You'll find caring support and friendship here.
Here's the best place to start: Need help using the site? Ask here! You can join the Groups that fit you to connect to others with similar experiences. Share your story. Take a look at our Forum discussions where you'll find meaningful conversations taking place.
Be sure to check out the HOME page for the latest news. I look forward to getting to know you here in Widville.


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Raw Report
The Big News: Ric Flair's career will continue, thanks to William Regal of all people. That's not a face turn, by the way.
Show Analysis:
Randy Orton began the show by talking about how 2007 was his year. Jeff Hardy came out and said that 2008 will belong to Jeff. He added that he has the momentum right now. Orton pointed out that he has cut off the momentum of plenty of people. Orton and Hardy got into each other's faces, and Jeff hit the twist of fate.
I think this is about the time they should start planting the seeds for John Cena's return. When Orton talks about how dominant he is, the announcers should occasionally get in a remark about how Orton never beat Cena for the title. A long build is a good thing, and those sorts of subtle remarks will pay dividends later.
They announced that next week from the Mohegan Sun will be Raw Roulette. Used sparingly, I think that's a good gimmick. Matt and Jeff Hardy met backstage. Matt said he's proud of Jeff, and that he hopes he will be back for the Royal Rumble. Matt suggested Jeff give him a title shot if Jeff wins. Jeff agreed.
Mr. Kennedy beat Shawn Michaels. Michaels went after Kennedy's arm, then his knee. Kennedy speared Michaels out of the ring, hit a superplex, and went after the lower back. Michaels came back with a flying forearm, inverted atomic drops, and a body slam. Michaels missed the elbow off the top, and the two men went through a series of pinning attempts. Kennedy set up for the Lambeau Leap, but Michaels fought out. Michaels missed sweet chin music, and Kennedy hit a reverse STO for the clean pin. This was a good match.
HHH backstage said his match with Ric Flair caught him in a dilemma because losing isn't an option. He said that at least Flair will lose to the best. Vince McMahon approached HHH and was excited about his idea. William Regal told HHH that if he loses, he won't participate in the Royal Rumble. Vince also told Regal to prove himself in a match against Hornswoggle.
Umaga beat Hacksaw Jim Duggan in a Royal Rumble qualifying match with the Samoan spike. They played up Duggan winning the first Rumble. Again, this is the sort of little angle that would work better with a little bit of build. It doesn't have to be anything big. Just play Duggan winning the first Rumble and have him talk about wanting to win it again one week, and then have him lose the qualifier the next. That little bit of time where you tease it could happen will make it more meaningful when it doesn't.
JBL made his return to Raw. This was very effective. Jerry Lawler in particular put this over huge, and they had balloons and fireworks. JBL said that he doesn't have to be on Raw. JBL noted he is rich, but that he likes power and domination. He said that if he can't buy it, he will take it. At that point Chris Jericho came in and brawled with JBL.
The real key to this segment was that JBL arrived with a purpose. WWE's "draft" switches don't have much of an impact, because the wrestlers are just pawns being randomly shifted around. In contrast, JBL arrived on Raw by his own choice, and with goals in mind. That makes his arrival feel much more important, and will give his character greater momentum.
Beth Phoenix retained the women's title, winning a triple threat match over Mickie James and Melina. It was sloppy early, but picked up. They did the typical spots with two women working together and then turning on each other. Mickie and Melina threw Beth to the outside together, and knocked her off the apron with a double drop kick. Mickie then hit an implant DDT on Melina and went for the cover. Beth broke up the pin, threw Mickie out of the ring, gave Melina the fisherwoman buster, and scored the pin.
William Regal was set to have a match with Hornswoggle. It reminded me of Hong Man Choi vs. Fedor, but apparently Hornswoggle hasn't been working on his arm bars. Regal manhandled Hornswoggle and was going to nail him, but he hesitated. Vince yelled at Regal to do it, and even gave him brass knuckles, but Regal let Hornswoggle go. Vince slapped Regal, and said Regal failed his test. Vince wanted to know what happened to Regal, and ordered him out of the ring.
Jeff Hardy and Santino Marella were set to have a match, but it went nowhere. Early in the match Jeff was going for the swanton, when Randy Orton appeared on the screen. Orton said he kicked Matt Hardy where his appendix used to be, and then Orton kicked Matt in the head. Jeff ran to the back. This was a good angle.
HHH spoke with Ric Flair backstage. HHH said he didn't know how Flair would deal with HHH ending his career. Flair said it wasn't a foregone conclusion. HHH said he will win in a matter of fact manner. Flair said he used to be like that, and that HHH has to beat him first. Flair said he would bring it. HHH concluded, "You be the man, and I'll beat the man."
Ric Flair beat HHH via DQ. Flair got the better of the wrestling early. They traded blows. HHH hit a face buster, neck breaker and spine buster, receiving boos in the process. HHH went for the pedigree, but Flair reversed into a back slide. Flair responded with a back suplex, chops, a butterfly suplex, and 2 chop blocks. He applied the figure four, but HHH got to the ropes. HHH hit the pedigree and went for the pin, at which point Regal hit Flair with the brass knuckles for the DQ.
I have mixed feelings on the finish. From a logical standpoint, it doesn't make much sense. I strongly doubt that they can come up with an explanation that doesn't feel contrived. It just felt like they didn't want to provide a finish, and came up with this angle to get around it. Wrestling shouldn't feel like that.
On the other hand, I think there is a hell of a story to be told with William Regal going soft over the years and going back to his roots wrestling at carnivals. I think that's a fun and powerful story, and a feud with HHH could work great.
Final Thoughts:
This was another good show. Raw has been solid, which bodes well for the Royal Rumble and WrestleMania. Happy new year!


text: Orange Julius Beverages Ingredients: 6 ounces orange juice, from frozen concentrate, unprepared 1 cup milk, lowfat okay 1 cup water 1/4 cup sugar 1 teaspoon vanilla 8 ice cubes Directions: Combine all ingredients, except ice cubes, in blender. Blend 1-2 minutes, adding ice cubes one at a time, until smooth. Orange Share this:SharePrintEmailFacebookTwitterGoogle


text: So I noticed that there are some forms that either the stock browser or Dolphin can't fill in. By forms, I mean areas to input text, let's say you want to send a message on myspace, it allows you to fill in the subject area but not the message itself. That is just an example, I have no idea if it works on myspace or not. Is there a way to fix this or a better browser?


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Background and aims: Laparoscopic technique was quickly adopted in general surgery because of less pain, quicker recovery and shorter hospital stay. In the 1990´s several reports on port site metastases restrained the enthusiasm to use laparoscopic surgery in malignant diseases. The numerous reports on port site metastases initiated a debate whether laparoscopic surgery would increase the risk of tumour spread and growth. Personal experience of two patients who devloped port site metastases from an incidental gall bladder cancer (GBC) after laparoscopic cholecystectomy (LC), encouraged us to study the incidence of wound metastases from GBC after laparoscopic and open cholecystectomy (OC). Experimentally we examined whether pneumoperitoneum would increase the risk of tumour development. Several studies had demonstrated that minimally invasive procedures exert a less negative influence on the immune system and may have beneficial effects for cancer patients. We wanted to compare the long term survival after OC and LC and if the occurence of port site metastases had any impact on survival.
Material and methods: A questionnaire was sent out to all major hospitals in Sweden requesting information obout the number of port site metastases encountered 1991-94. Data on all pateints with verfied GBC were obtained from the Swedish Oncological Centres. Data on all patients with GBC registered with surgical codes for cholecystectomy were collected from the National Board of Health and Welfare (EpC). The patient files were scrutinized and long term survival data was achieved (EpC). In the first experiment on Wistar Fu rats, adenocarcinoma cells were injected intraperitoneally in animals insufflated with air, CO2 and not insufflated controls. In the following studies, rats were similarly insufflated with air,CO2 and compared to not insufflated controls. Laser Doppler blood flow in the abdominal wall was concomitantly measured. To study the effect of reduced blood flow, one rectus muscle was clamped and the other not and laser Doppler Blood flow was measured in both rectus muscles. Adenocarcinoma cells were injected into the rectus muscles in all animals at the induction of pneumoperitoneum/clamping.
Results: 14 of 55 patients developed wound metastases from GBC after LC and 12 of 187 after OC. Gallbladder perforation was overrepresented in patients with wound metastases. Improved survival was noted after LC in patients with T3 tumours. Experimentally, air and CO2 equally increased intraperitoneal tumour development, Insufflation with air,CO2 and clamping decreased blood flow in the abdominal wall and increased tumour growth at the same site.
Conclusion: Despite a high rate of wound metastases, LC does not seem to worsen the prognosis of GBC and may even have a positive effect on survival. Perforation of the malignant gallbladder seems to be associated with an increased risk of metastatic formation. In the experimental setting, pneumoperitoneum seems to increase tumour development. Other features of laparoscopic surgery such as decreased blood flow in the abdominal wall may contribute to increased risk of tumour progress.
OBJECTIVE: To investigate the incidence of port site metastases from unsuspected gallbladder cancer after laparoscopic cholecystectomy. DESIGN: Retrospective national multicentre study, 1991-94. SETTING: All 8 university and 24 central hospital, Sweden. SUBJECTS AND INTERVENTIONS: All 32 hospitals were interviewed by means of a written questionnaire. The registers of all Swedish Oncological Centres and the registers of the National Board of Health and Welfare were checked for reported cases of gallbladder cancer and surgical classification codes for cholecystectomy. To detect laparoscopic interventions incorrectly registered as open operations, all cholecystectomies registered as open were matched against the Swedish Registry of Laparoscopic Cholecystectomy for the years 1991-93 and all patients records for 1994 were scrutinised. RESULTS: Replies were obtained from 30/32 clinics (94%) and 11976 laparoscopic cholecystectomies were done. Of 447 patients with verified gallbladder carcinoma 270 had their gallbladders removed, 55 (20%) laparoscopically. 9 of these (16%) developed port site metastases and 6 died from their disease at a median of 18 months (range 5-22). Two patients are alive, 54 and 45 months after cholecystectomy. One patient has been lost to follow-up. CONCLUSIONS: Port site metastases from gallbladder cancer may be more common than previously thought. A laparoscopic procedure should not be done if cancer of the gallbladder is suspected.
BACKGROUND: Reports of port site recurrences from gallbladder cancer after laparoscopic cholecystectomy have raised considerable concern as to whether the laparoscopic technique implies an increased risk of metastatic disease. In a previous study of gallbladder cancer and laparoscopic cholecystectomy, we reported a frequency of 16% port site metastases. The purpose of the present study was to determine the frequency of wound metastases from gallbladder cancer after open cholecystectomy. METHODS: The registers from the Swedish Oncological Centers and the National Board of Health and Welfare were checked for reported cases of gallbladder cancer and surgical classification codes for open cholecystectomy from 1991 to 1994. The study included all 8 university and 24 county hospitals in Sweden. The files from all patients with gallbladder cancer who had an open cholecystectomy were retrospectively reviewed. RESULTS: The study included 270 patients who had a cholecystectomy, of which 215 were classified as open and 55 as laparoscopic. Of the 215 patients, 11 patients were excluded because of an incorrect or deficient histopathologic or surgical classification. In 186 patients (91%), sufficient data were obtained for follow-up. Twelve patients (6.5%) had wound metastases from their gallbladder cancer. All patients with wound metastases died with a median survival of 10 months (range, 3 to 65 months). CONCLUSIONS: Wound metastases from gallbladder cancer after open cholecystectomy may be more common than previously assumed.
Laparoscopic surgery for malignant disease is highly controversial mainly due to the large number of abdominal wall metastases being reported. Previous experimental studies have particularly studied CO2 pneumoperitoneum and its effect on tumor development. The purpose of this study was to compare CO2- and air-induced pneumoperitoneum with regard to intraperitoneal tumor growth. Altogether 39 rats were injected intraperitoneally with 10(5) colonic tumor cells and randomly allocated into three groups: 13 rats had a pneumoperitoneum created with CO2, 13 with air, and 13 served as controls. Tumor development was determined semiquantitatively by a peritoneal cancer index scale after 12 days. CO2 and air pneumoperitoneum equally increased intraperitoneal tumor growth compared to controls. Pneumoperitoneum induced by CO2 and air seems to increase tumor load, but the mechanisms are not established. This finding supports the hypothesis that insufflation not only by causing tumor cell movements but in fact pneumoperitoneum per se and the used gas are involved in the development of abdominal wall metastases after laparoscopic surgery.
BACKGROUND: Despite several clinical and experimental studies, the mechanisms behind the development of port site metastases in laparoscopic surgery have remained largely unknown. The current study was designed to investigate the effect of pneumoperitoneum on blood flow in the abdominal wall and its possible effects on tumor growth at this site. METHODS: A total of 40 Wistar Fu rats had a laser Doppler probe placed on their left rectus muscle and a suspension of 50,000 adenocarcinoma cells was injected into their right rectus muscle. The experimental group (n = 20) was insufflated with air at 10 mmHg for 45 min while abdominal blood flow was registered before and during insufflation and after exsufflation. The control group (n = 20) was not insufflated but the blood flow was recorded in the same manner. After 9 days, all animals were killed and the occurrence of tumor was observed. The tumors were analyzed with respect to weight and volume. RESULTS: The insufflation caused an 82% reduction in blood flow in the experimental group (p < 0.001). No reduction in blood flow was registered in the control group. Tumor nodules developed significantly more often in the insufflated group (20/20) compared to the controls (14/20) (p = 0.016). Tumor weight (p = 0.003) and volume (p < 0.001) were significantly increased in the insufflated group. CONCLUSIONS: Pneumoperitoneum seems to enhance tumor growth. It also causes a significant reduction in blood flow in the abdominal wall, which may contribute to the increased susceptibility of tumor take.
BACKGROUND: We have previously demonstrated that there is a reduction of blood flow in the abdominal wall in rats insufflated with air concomitant with an increase in tumor growth. The present study was designed to examine whether a reduction of blood flow achieved by clamping or insufflation with carbon dioxide (CO(2)) would increase tumor growth in the abdominal wall. METHODS: In the first part of the experiments, laser Doppler blood flow of both rectus muscles was measured in 16 Wistar Fu rats. The left rectus muscle was clamped to reduce blood flow, and 5 x 10(4) adenocarcinoma cells were injected into both rectus muscles. Clamping was maintained for 45 min. In the second part, 22 rats had 5 x 10(4) adenocarcinoma cells injected into the rectus muscle and blood flow was measured. The experimental group (n = 11) was insufflated with CO(2) at 10 mmHg for 45 min; the control group (n = 11) was not insufflated. After 9 days, tumor weight and volume were analyzed. RESULTS: Clamping caused a 69% reduction of blood flow (p < 0.001), whereas no reduction was registered on the nonclamped side. Tumor weight (p = 0.028) and volume (p = 0.030) were increased on the clamped side. The insufflation of CO(2) caused a 71% reduction of blood flow, whereas no reduction was registered in the control group. Tumor weight (p = 0.006) and volume (p = 0.006) were increased in the insufflated group. CONCLUSION: Clamping, as well as CO(2) insufflation, causes a significant reduction of blood flow in the abdominal wall, which seems to increase tumor growth at the same site.


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ENTREPRENEUR Nigel Warr has sold the telecoms firm he founded less than a decade ago - for £42m.
Sale-based Eurocall has been bought by Your Communications, the telecommunications arm of United Utilities. An initial sum of £30m will be paid immediately and a further £12m in two stages over the next 18 months.
Mr Warr set up Eurocall in 1995 as a provider of telecoms services to small and medium firms. It is understood he is the firm's principal shareholder and will now act as a consultant to Hugh Logan, managing director of Your Communications.
Eurocall employs around 140 people and has a turnover of £55m. Profits before tax and other costs are forecast at £4.9m for the next 12 months.
Mr Logan said all Eurocall employees will transfer to Your Communications and there are no immediate plans for redundancies. He added that the two businesses would be integrated as soon as possible.
Your Communications offers voice and data communication services to the public sector, and small and medium-sized corporate customers, predominantly in the Midlands and the north.
It had turnover of £86.9m in the six months to September 30, 2003, and £161.7m for the year ended March 31, 2003.
Mr Logan said: "The two business complement each other very well. Your Communications has a very large network, while Eurocall has a huge customer base of more than 15,000.
"The acquisition will also enable Your Communications to deliver significant business improvements and savings by integrating the operations of the two businesses.
Chief executive of United Utilities, John Roberts, said: "This is a unique acquisition opportunity that will significantly improve the trading position of Your Communications."
Telecoms giant in £42m Eurocall deal
ENTREPRENEUR Nigel Warr has sold the telecoms firm he founded less than a decade ago - for £42m.


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file folder
Vision. Determination. Experience. These are the attributes common to each member of Phillips Lytle's Executive Team. They align their efforts collaboratively with the single overarching objective of facilitating exceptional client service.
Brian H. Eckert Executive Director
file folder
Rebecca E. Farbo Chief Marketing Officer
Sandra E. Langs Human Resources and Professional Development Director
New York City, Buffalo


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In 1/2 D this week we have been thinking hard about how to Get Along with each other. We are currently working on a puzzle that is full of different strategies to help remind us how to get along. Some of these strategies include:
- Use encouraging words.
- Say kind things to others.
- Always be friendly.
- Share.
- Think about your words before you say them.
- Use your manners.
Come on in to 1/2 D to see our completed puzzle, we're very proud of our work!
By 1/2 D


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PCL3 S Lovers Lane Rd, Franklin WI 53132 $299,900
Features of PCL3 S Lovers Lane Rd, Franklin, WI 53132
- Lots for Sale
- Status: Active
- Est. Acreage: 3.82
- School District: Franklin Public
- County: Milwaukee
- Property Taxes: $7,099
- Property Tax Year: 2016
- Postal Municipality: Franklin
- Listing Company: Point Real Estate
Property Description for PCL3 S Lovers Lane Rd, Franklin, WI 53132
PCL3 S Lovers Lane Rd, Franklin, WI 53132 - Over 3.5 acres of land with exceptional Highway access is now available! Traffic counts are approx. 23,500 cars per day on HWY 45, which travels directly through Hales Corners and Franklin. This site is currently zoned B-5 Highway Business District for retail and service establishments. Envision your next opportunity to create your ideal business right off of a main highway.
Land Features
- Topography: Level
- Zoning: General Business
- Waterfront/Access: N
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The information which is contained on pages with property data is obtained from a number of different sources and which has not been independently verified or confirmed by the various real estate brokers and agents who have been and are involved in this transaction. If any particular measurement or data element is important or material to buyer, Buyer assumes all responsibility and liability to research, verify and confirm said data element and measurement. Shorewest Realtors is not making any warranties or representations concerning any of these properties. Shorewest Realtors shall not be held responsible for any discrepancy and will not be liable for any damages of any kind arising from the use of this site.
REALTOR *MLS* Equal Housing Opportunity


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1 lb ground lamb (you can substitute ground beef)
1 yellow onion chopped finely
3 garlic cloves, smashed then minced finely
2 T Italian Seasoning
1/4t ground cinnamon
1 28 oz can of fire-roasted tomatoes, chopped
Half a bag of pre-washed baby spinach
3/4 cup of heavy cream or half and half
1 cup of crumbled feta cheese
1 lb dried pasta (I prefer radiatore pasta, but any tubular pasta will do, like penne)
Salt and pepper
In a large, deep skillet brown the lamb until cooked completely through. Set aside lamb and remove all but one tablespoon of the fat from cooking the lamb. Sautee the onions in the reserved fat along with the garlic, Italian seasoning, cinnamon and a bit of salt and pepper. Cook until the onions are translucent and be careful not to scorch the garlic.
Return the cooked ground lamb to the skillet and add the entire can of fire-roasted tomatoes. Simmer for a good 15 minutes or so until the tomato juices have been reduce by half. Then add the spinach and cook until softened. Meanwhile, cook the pasta per the instructions on the box. Drain and set aside.
Place pasta on top of lamb and tomato mixture and stir the pasta into the sauce. Add the heavy cream and let simmer on low for 10 minutes until sauce thickens. Just prior to serving sprinkle the feta cheese on top of the pasta and add salt and pepper to taste.
For a dish like this, I would choose a hearty wine. If you want to go the Italian route, a Chianti would be a nice choice. However, I would probably choose a Malbec, Tempranillo or a Chateauneuf-de-Pape to really bring out the lamb-y goodness.
Full disclosure: The pic is not mine. My family gobbled up every single bit of this dish before I could snap a shot. Not a single bit of pasta or crumble of lamb left. Damn kids need to stop growing. This pic is via Flickrand looks almost identical to my magical meal.


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Arts events not to miss this semester
Office of the Arts director Scott Edmiston provides his top 12 list
Each academic year, Brandeis University hosts more than 350 arts events culminating in the annual Leonard Bernstein Festival of the Creative Arts. We certainly are a creative campus. I know that it is sometimes difficult to keep track of all the plays, concerts and exhibitions. So with all due respect to the 200 other wonderful arts events this semester, here is a selection of 12 that you won't want to miss. Mark your calendars now!
1. Just Arts: The First Faculty and Staff Art Show
Jan. 22-31
Opening Reception: Jan. 22, 12 p.m.
Dreitzer Gallery
Did you know that Sheryl Sousa, director of athletics, has been painting since she was a child? Or that politics professor Marty Levin studied at the Museum School? Enjoy artwork by more than 30 artists who work in library and technology services, the chaplaincy, the mailroom, and capital projects; and in the departments of biology, music, theater arts, politics, economics, and biochemistry. Free and open to the public.
2. Lydian String Quartet at the Rose
Jan. 28 and March 11, 12 p.m.
Rose Art Museum
Aren't we lucky to be at a university that offers us free lunchtime concerts by an internationally-acclaimed string quartet -- just to enhance our quality of life? Free and open to the public.
3. Siddhartha: A Jungian Fantasy in Three Movements (with Prelude)
Adapted by Eric Hill from the novel "Siddhartha" and other writings by Hermann Hesse
Feb. 5-15
Spingold Theater Center
As part of Brandeis' year of inquiry into India, the Brandeis Theater Company presents a fantastical, original stage adaptation of the classic novel about Siddhartha's quest for enlightenment. The cast of characters includes Jung, Freud, three Hindu Goddesses, and Hermann Hesse himself. Brandeis Tickets
4. Futureman and the Black Mozart Ensemble
Saturday, Feb. 7, 8 p.m.
Slosberg Music Center
2009 Grammy nominee Roy "Futureman" Wooten is well-known from his work with Bela Fleck and the Flecktones. Joined by young virtuoso violinists and cellists, Futureman introduces you to the music of Joseph Boulogne de Saint Georges (the "Black Mozart"), one of the earliest classical European musicians with African ancestry. Discover a lost chapter of music history in a performance merging hip-hop and classical music. Brandeis Tickets
5. The Rose Winter Exhibitions
Through April 5
Rose Art Museum
Art Break: Wednesday, Feb. 18, 12 p.m.
Enjoy a deliciously eclectic mix of great works from the Rose vaults and some of today's hottest artists. Featuring Kandinsky, Picasso, Lichtenstein, and Hoffman. Fine arts faculty Joe Wardwell has curated a bold exhibition in the Lee Gallery. Free to the Brandeis community.
6. Christine Lavin in Concert
Friday, March 6, 8 p.m.
Slosberg Music Center
This concert will irk Priscilla Presley, the NRA, cigarette smokers, and Dick Cheney. Ms. Lavin's funny, topical folk songs ("Tom Cruise Scares Me") hilariously celebrate the absurdities of contemporary life. Join Ms. Lavin for a knitting circle at 7 p.m.in Slosberg lobby. Brandeis Tickets
7. MusicUnitesUS: Nettle
Saturday, March 21
Slosberg Music Center
You have never heard anything like this: Nettle is comprised of an African-American DJ, two Moroccan musicians, and a Scottish cellist who met while living in Barcelona. By merging new technology with centuries-old traditions, Nettle gives multicultural expression to the creative frictions of globalization. Brandeis Tickets
8. Prospect I/Prospect II
March 18-April 24
Dreitzer Gallery in the Spingold Theater Center
The gifted post-baccalaureate artists, who work in studios on Waltham's Prospect Street, exhibit their finest painting, sculpture, drawing, and printmaking. This unique Brandeis program was profiled last year in the New York Times. Free and open to the public.
9. Hecuba by Euripides
Translated by faculty Eirene Visvardi, Leonard Muellner, and their students
Directed by Eric Hill
Featuring Janet Morrison as Hecuba
Music composed by David Rakowski
April 2 – April 5
Spingold Theater Mainstage
Three Brandeis departments unite to present Euripides' timeless tragedy in an innovative new adaptation. Devastated by the loss her family to a brutal war, Queen Hecuba confronts the disparity between justice and revenge. If you've never seen Eric Hill direct a tragedy or Janet Morrison onstage, this will take your breath away. Brandeis Tickets
10. Salon of the Arts 2009
Kniznick Gallery (WSRC)
April 22–Sept. 25
Women's Studies Research Center scholar-artists exhibit work inspired by the metaphor of the cairn. Expect paintings, plays, music, and poetry that explore memory, journey, and the natural world. Expect the unexpected. One of the featured events of this year's Leonard Bernstein Festival of the Creative Arts. Free and open to the public.
11. Carmina Burana!
Brandeis-Wellesley Orchestra and Brandeis and Wellesley Choruses
Saturday, April 25, 8:30 p.m.
Levin Ballroom
Neal Hampton conducts Carl Orff's majestic Carmina Burana (1937) with more than 100 performers in one of those blockbuster campus events that people will talk about for years. I just hope we can fit everyone in Levin Ballroom! One of the highlights of the Leonard Bernstein Festival of the Creative Arts (April 22-26). Free and open to the public.
12. Senior Honors Art Exhibition
April 29-May 17
Dreitzer Gallery in the Spingold Theater Center
The class of 2008 exhibits its finest work. Brandeis student creativity at its very best. Free and open to the public.
For more information about upcoming arts events, join the Arts@Brandeis E-List. Look for the next issue of Brandeis' State of the Arts magazine on campus Jan. 26.


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Adomex exists since 1977, starting small and meanwhile growing to a well known company. Our range of decoration green has been enlarged throughout the years and our organisation is known as modern and professional. And we are still growing, with new vacancies on a regular basis.
The vacancies are in Dutch however.
If you are the colleague we are looking for, please send your reaction to firstname.lastname@example.com to the attention of Anuschka Buhrs. In case of no vacancies, of course you are still welcome to supmit your application.
View all Hoofdkantoor Rijnsburg
Aalsmeer, Rijnsburg en Uithoorn - Logistiek Medewerker (M/V)
Aalsmeer, Rijnsburg en Naaldwijk - Scholieren als Logistiek Medewerker (M/V)
Uithoorn, Aalsmeer, Rijnsburg, Naaldwijk - Stagiair(e) MBO/HBO (M/V)
Rijnsburg - Teamleider Logistiek (M/V)
Uithoorn - Administratief Medewerker (M/V) Fulltime 40 uur


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This time we had some great fun in the takevan: first we found that young blond chic with big boobs. But she wont show us. It took some serious talking before she even let us touch her. Then we tricked her into Tony licking her pussy. When it was her time to give him a nice blowjob, it turned out she is not much of a sucker. She tried to suck Tony's big dick but she failed miserably. Wendy had to show her how it is done properly.
On top of that when they finally started to enjoy a good old fuck, the police came out of nowhere and started investigating why are we running a fuck fest in the middle of the city when everybody can see what is going on in the van. Hilarious, you need to check it out.
Featured model(s): Jessica


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Credit Suisse has agreed to pay €150 million (SFr180.8 million) to settle tax evasion proceedings against its employees in Germany, the bank announced on Monday.
Switzerland's second largest bank said in a statement that it welcomed the settlement which provided legal certainty and meant that a "complex and prolonged legal dispute" had been avoided.
The public prosecutor's office in Düsseldorf will submit the relevant applications to close proceedings against Credit Suisse to the Düsseldorf District Court on Monday.
The deal follows the announcement of a tax treaty agreed between Switzerland and Germany in August which calls for Swiss banks to pay an upfront payment to Germany of SFr2 billion (€1.66 billion) to settle tax evasion disputes.
Credit Suisse said it had been preparing for changes in cross-border wealth management "for a long time" and pursues a strategy of only acquiring and managing assets in compliance with the relevant legislation and regulations.
In April, Zurich-based private bank Julius Bär reached a similar deal with German authorities, agreeing to a settlement of €50 million in order to avoid protracted legal proceedings over tax evasion cases.
swissinfo.ch and agencies


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Woke up today and had cinnamon sugar toast with chocolate milk 🙂
graham was hungry too
Then I ran to the school which was exactly 1 mile. I figured it would be easier than to try to deal with all the crazy high schoolers wanting to leave for christmas break. We did a 5 mile run that was real nice and that I hadn't run before. Definitely good because it will be even longer when run from my house! Ran only .5 from school to my house and cut across the golf course instead because I was cold and my ankles were sore.
Went to the grocery store because the Mint Chocolate Milk I had last night was sooo good that I wanted to buy some! I bought that and some Candy Cane milk! Both delicious! However they are a bit thick like a milkshake, so I just put a little in and add regular milk to the rest. Yum!!!
I can't believe it's almost Christmas!!!!


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We broke up a long time ago, I'd say 4 years ago.
We dated for 2 years, and I found out he was cheating on me with one of his "girl" friends. I broke it off with him and went on with life. We hadn't contact each other for these past 4 YEARS. And he suddenly messages me he wanted to be friends again.
What should I do?
Most Helpful Guy
Ignore his bitch ass, he's probably in a low place and missing you. Good, he's a scumbag and he deserves to feel like shit. Don't deal with someone who cheated on you.
Most Helpful Girl
I'd be so confused and ask him what made him reach out after so long.


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Tag Archives: Christianity
God makes a way out of no way: Exodus, Jesus, and baptism (Romans 6:1-11) [sermon 8-20-2017]Leave a comment
August 18, 2017 by jmar198013
Baptism: a story as old as heaven and earth (Acts 2.37-42) [sermon 8-13-2017]Leave a comment
August 8, 2017 by jmar198013
In Acts 2.38, Peter told the assembly: "Repent, and be baptized every one of you in the name of Jesus Christ so that your sins may be forgiven; and you will receive the gift of the Holy Spirit." When 3000 came forward to be baptized, they were plunged into an old, old story that promised a new beginning. Baptism tells a story as old as the heavens and the earth. And it's a story that will be re-told in the new heavens and new earth.
Reading the Bible like Jesus (Acts 15.1-18) [sermon 5-14-2017]1
May 11, 2017 by jmar198013
Fulfilling Isaiah (Acts 8.26-39) [sermon 5-7-2017]1
May 6, 2017 by jmar198013
The work of the church is to continue what God and Jesus and Philip and the Ethiopian eunuch began. To "take up the cause of all the black sheep," the ones who have been considered unclean and excluded from God's people. To bring them to the Good News of God's salvation—that God has heard them crying out in their shame and humiliation. That they are not strangers to God. That God knows and loves all his children. That Jesus has borne their shame and rejection in his cross. That in the incarnation, death, resurrection, and glorification of Christ, Father God has "embraced the company of the lowest." Our work as the church is to keep fulfilling Isaiah 56 through the Good News of Isaiah 53. We need to know who the foreigners and eunuchs of our time are to do this. I believe we are wise enough to know this.
Because the bottom line is, God has embraced the church in our shame and uncleanness through the waters of baptism. And Jesus' word to us is the same as it ever was: Do unto others as I have done for you.
Opening the scriptures (Luke 24.13-35) [sermon 4-23-2017]Leave a comment
April 22, 2017 by jmar198013
Jesus still journeys with his church, just as he did those two disciples on the way from Jerusalem to Emmaus. And every time we take and bless and break and share the bread that is his body and the wine that is his blood, the crucified and resurrected Jesus is our host. He is made known to us. We can join with the disciples who first proclaimed: The Lord has risen indeed! And we can know that because he has been raised from the dead, so will we.
A new chapter (Luke 24.1-12) [Easter sermon 2017]Leave a comment
April 15, 2017 by jmar198013
Sight to the blind (Luke 18.31 – 19.10) [sermon 4-2-2017]Leave a comment
March 31, 2017 by jmar198013
In Luke 18.31-19.10, the meaning of Jesus' word is hidden from his disciples. A blind man begs for sight. A tiny tax collector named Zacchaeus climbs a tree to see Jesus through a crowd. There's all sorts of reasons people can't see. But Jesus cures not only the blindness of the eyes, but of the heart and spirit.