text: I don't really know where to post this call for help, but I know that if and when I get the computer in question working it will be loaded with windows XP Pro... I have been given a Dell comp that my friend used in his shop. I think it was a server because it has a logo on the front which says PC12 Server it also had 2 hard drives in a raid configuration... His problem was as is mine when turning on all that happens is the bios screen starts up. Because what was previously on the machine was not needed I decided to format the two installed drives and reinstall a copy of Windows XP Pro a legal copy I might add, after making some alterations to the bios to enable boot from CD. The computer then loads the required files but after that it says it cannot find any hard drives, and then reverts back to the bios screen That's my problem..... I have checked the wiring of the hard drives and they seem OK if any one has any ideas I would be obliged


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These 3 mistakes could determine the success of your business
March 3, 2015
Time and time again I see 3 big mistakes that business owners make that keep them from growing their businesses, quickly and with ease.
I also have a special invitation for you to help you turn these mistakes into building blocks toward growing your business, so be sure to read this email all the way through…
Okay, here goes…
Mistake #1: Not having a clear niche or target market
There are many things you're good at. You have a lot of skills. You have passion! And yet, when someone asks you "What do you do?" do you stumble to find the right words? Or maybe you find yourself rambling on until you can see their eyes glaze over and watch as they walk away, even more confused.
Mistake #2: Getting distracted by BSO's (bright shiny objects)
As an entrepreneur you're a creative and you have a lot of ideas. Your mind never stops and it sees "opportunities" everywhere you look. That's what makes you a great entrepreneur. But it can also be your biggest downfall if it's not managed.
Mistake #3: Not taking the right kind of consistent action
You're busy, very busy. But are you taking action on the right kinds of things, those that net you real results? Or are you running around frantically, doing a myriad of things hoping something works?
It's time for you to stop making these mistakes and start living what you came here to do and be. It's time you figured out a better way to create a flow of clients who really get you and what you offer.
And it's time you had more time to live life, you know, the one you had in mind when you started your business? Yeah, that one! 😉
Join me for this FREE training this Thursday:
Client Magnetism: 3 Keys to Attracting Your Ideal Clients Like Magic!
Sign me up for Client Magnetism!
In this Free training you'll discover:
- How to speak in a language that prompts people to say "I want to work with you!"
- An intuitive process to shift from confusion to clarity and decisiveness (so that you can hone in on your niche once and for all)
- A tool for more clearly identifying where to focus your time and energy to net you more clients and income
- The #1 secret to sparking people to seek you out
- The biggest block to getting prospective clients to say "yes" to you
This webinar will be filled with new material as well as proven resources that will help you discover radical results for your business. I'll take you through my 5-step formula for defining your own ideal client so that you can have a blueprint to refer to when crafting your marketing, your products and services and your enrollment conversations.
Click the link below for more information and to register:
Sign me up for Client Magnetism!
Let's roll!
With good energy,
P.S. Your ideal clients need what you have to offer. They're waiting for you to show up. Join me for this Free Webinar and get the support you need to get clear and attract your ideal clients now. Get more details HERE

subset: commoncrawl


text:
Illo Friday: 100%
100% camera painting... [definition]
100% - Sonic Youth
I can never forget you - the way you rock the girls
They move a world and love you - a blast in the underworld
I stick a knife in my head - thinking bout your eyes
But now that you been shot dead - Ive got a new surprise
I been waitin for you just to say
Hes off to check his mind
But all I know is you got no money
But thats got nothing to do with a good time
Can you forgive the boy who - shot you in the head
Or should you get a gun and - go and get revenge?
A 100% of my love - up to you true star
Its hard to believe you took off - I always thought youd go far
But Ive been around the world a million times
And all you men are slime
Its the gun to my head, goodbye I am dead
Wastewood rockers is time for cryin, hey!
update: just found today my old tapes of sonic youth and im sound trippin'.. remembering the time i saw them live here in manila when i was only 13. and note that they took the adventure of the daily commute - and rode a jeepney! woah such a great band.. i always loved thurston moore.. [see him on his estatic peace! label]
miss them too? visit their official website for updates: Sonic Youth


text: If you need a paving contractor in Central NJ, then look no further than EMC Paving Company. For over 42 years we've offered asphalt driveways, retaining walls, commercial pavers and much more. We have all the tools and experience necessary to get the job done right the first time. For paving in Central NJ, call on EMC Paving Company.


text:
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Now in stock is this popular navy athletic band. Made from soft and comfortable terry-cloth it is ideal for all your sporting needs. Show your support to the New England Patriots at every game.
This product hasn't received any reviews yet. Be the first to review this product!
All prices are in USD.


text:
5:00 am
NHK Newsline NULL
5:30 am
Connect with English "A Difficult Decision/Guitar Lessons" Rebecca wants to give shared guitar lessons to Vincent and Alex, so the two friends can still see each other and the Wangs later agree to the guitar lessons.G
6:00 am
Power Yoga: Mind and Body "Standing Forward Folds" With Standing Camel, Padahastasana, Parsvokonasana. D
6:30 am
Arthur "Pets and Pests/Go Fly A Kite" NULL
7:00 am
Odd Squad "O Is for Opposite/Agent Oksana's Kitchen Nightmares" O is for Opposite - When Ms. O gets trapped in a mirror, an opposite Ms. O enters the real world. Curriculum: Data analysis and graphing; Prediction and probability. Agent Oksana's Kitchen Nightmares - The agents try to resolve a disagreement between Ms. O and Oksana. D
7:30 am
Ready Jet Go! "The Grandest Canyon/A Visit to the Planetarium" The Grandest Canyon - When the Propulsions are forced to watch a slide show of the Petersen's vacation to the Grand Canyon, they're inspired to take their own trip to Mars to explore Valles Marineris-the largest canyon in the Solar System! Curriculum: Mars has deeper canyons than our own Grand Canyon on Earth. The deepest canyon in our solar system exists on Mars, called Valles Marineris. A Visit to the Planetarium - Sean and Sydney take Jet to the DSA to see a show at the Planetarium. D
8:00 am
Curious George "Relax!/The Box and the Hound" Professor Wiseman gets plenty of stress during a picnic with George and the Man with the Yellow Hat.G
8:30 am
Curious George "Night of the Weiner Dog/Animal Trackers" Hundley has strict demands when he stays in George's room. George takes pictures of wild animals.G
9:00 am
Peg + Cat "The Package Problem/The Train Problem" The Package Problem - Peg's Neighborhood. When Peg and Cat are waiting for a package, one minute feels like forever; but when they're trying to prevent an explosion, time flies! Primary Content: Minutes and seconds Secondary Content: Adding to 7. The Train Problem - The Peg + Cat Express. D
9:30 am
Splash and Bubbles "Tooth Treasure/Race Around The Reef" The kids find a tooth lying in the sand outside the reef, and they are determined to return it to the owner, even when they find out it's a shark! / Splash and his friends have a race around the reef, and Splash wins by riding the currents instead of swimming. Bubbles and Dunk then want to know all about the currents so they too can race faster. D
10:00 am
Sesame Street "The Best Friend Band" Elmo and Abby learn how to compromise and combine their two favorite songs, creating the Best Friend Song. Also featuring "That's Music" song with 5th Harmony, Murray had a little lamb-music school, and Elmo's World-violins. Brought to you by the letter M and the number 5. D
10:30 am
Cat in the Hat Knows A Lot About That! "A Sweet Deal/King of Swing" A Sweet Deal - Sally and Nick are having a hard time getting customers to come to their "cafe". What can they do? The Cat takes them to meet Eddy the honeyguide bird. Eddy shows them how he guides humans to bees' nests by making noise and putting on a show. D
11:00 am
Dinosaur Train "Stargazing on the Night Train/Get Into Nature!" The Pteranodon family rides a special 'Night Train" to another part of the Cretaceous Time Period, where they meet a Troodontid "cousin" of the Conductor's, Sidney Sinovenator, who knows more about the stars than anyone. Sidney takes the family up to his favorite stargazing spot, "Starry Hill," and teaches the kids why the stars seem to move across the night sky. When the kids build their own version of a nest on the beach, below their actual family nest up on the cliff, they get the idea to turn their beach nest into a clubhouse. D
11:30 am
Daniel Tiger's Neighborhood "Daniel Goes to Sleep/Prince Wednesday Sleeps Over" Daniel Goes to Sleep - It's time for Daniel to go to sleep, but there's just one problem he's not feeling sleepy! Daniel learns how to get calm and relax his body for bed. Prince Wednesday Sleeps Over - Prince Wednesday is coming over for a grr-ific sleepover. But when the boys just want to stay up and play, their babysitter, Prince Tuesday, helps them wind down for bed. D
12:00 pm
Super Why! "Webby In Bathland" Red is practicing her soccer moves and kicking up dirt, when Grandma tells her it's time for lunch. Red gives her hands a quick rinse and gets ready to chow down, but Grandma says her hands aren't clean. The super readers zoom into the story Webby in Bathland and help a brave little penguin save his beloved town from the evil Squirmy Germies who are fighting down and dirty! Red finds out it takes more than water to wash away germs Educational Objectives: To learn about good hygiene. D
12:30 pm
Splash and Bubbles "Dunk's Cleaning/Ripple's Whale of a Tale" The others are alarmed when they found out the reason Dunk is talking funny is that he has a parasite in his mouth. Dunk tells them that he doesn't want to get rid of the parasite and even thinks of it as a friend, but in truth, he is afraid to go see the cleaner shrimp. / Ripple hears a strange message traveling through the ocean and follows the voice all the way to a fin whale, who explains that the voice was a message from her brother thousands of miles away. D
1:00 pm
Thomas & Friends "Tricks and Tales" Bill or Ben? - When Bill and Ben see new engine Conner for the first time, they decide to play a trick on him and pretend to be able to go faster than him. But it's really Bill at one end of the race and Ben at the other. When Connor tries to race them again he nearly has an accident. D
1:30 pm
Arthur "Pets and Pests/Go Fly A Kite" NULL
2:00 pm
Science Trek "Weather" Host Joan Cartan-Hansen discusses weather and climate with meteorologists Vin Crosby and Robyn Heffernan. She also takes students inside the National Weather Service office to see how meteorologists collect the data they need to predict the weather.G
2:30 pm
Martha Speaks "My Mother The Dog/Martha's Must-Have" My Mother the Dog - Inspired by Ronald's parrot, Martha starts doing impersonations. It turns out her imitation of Helen's mom is spot-on. But when she starts answering phone calls in Mariella's voice, she gets a bit more than she bargained for. D
3:00 pm
Nature Cat "Kingdom of Rotting Log/Can You Dig It?" Kingdom of Rotting Log - Sound the royal horns! Baa-baaa-baaaa! Today, Nature Cat, Squeeks, Hal and Daisy want to build their royal castle in the woods, for a day of royal play! But the build doesn't go so smoothly because there is a rotting log in the way of where they want to put their castle. In trying to remove the log, our gang finds out how important rotting logs are. Can You Dig It? - Today, Nature Cat and his pals look to answer question number 73 on Nature Cat's Nature Curiosity List: if they keep digging a hole deeper and deeper, where will they end up? With the help of Daisy's homemade Earthbreaker One machine and their imaginations, our gang goes onward and downward, through the earth, and winds up somewhere very surprising. D
3:30 pm
Nature Cat "Plants Got The Moves/Magnet Mania" Plants Got the Moves - Daisy has being getting ready for months for the Animal Science Fair, which is later on in the woods. Man-oh-man is Daisy ready with her terrific exhibit, which shows how bean seeds grow. But before going to the fair, a gust of wind blows, knocking over her science fair project and ruining it. D
4:00 pm
Ready Jet Go! "The Grandest Canyon/A Visit to the Planetarium" The Grandest Canyon - When the Propulsions are forced to watch a slide show of the Petersen's vacation to the Grand Canyon, they're inspired to take their own trip to Mars to explore Valles Marineris-the largest canyon in the Solar System! Curriculum: Mars has deeper canyons than our own Grand Canyon on Earth. The deepest canyon in our solar system exists on Mars, called Valles Marineris. A Visit to the Planetarium - Sean and Sydney take Jet to the DSA to see a show at the Planetarium. D
4:30 pm
Wild Kratts "Opossum In My Pocket" While on a mission to find Chris' night vision goggles lost in the Cypress swamp, the brothers discover a marsupial opossum with a similar problem. D
5:00 pm
Odd Squad "Zero Effect/Bad Luck Bears" Zero Effect - Olive and Otto must stop zeroes from disappearing before the missing zeroes destroy the town. and Otto turns into a baby. Curriculum: Numbers and counting; place value. D
5:30 pm
Nightly Business Report Tonight on Nightly Business Report, why Wall Street was rattled by Washington today. Plus, is your state ranked the best for business?. D
5:56 pm
NewsHour Promo NULL
6:00 pm
PBS NewsHour NULL
7:00 pm
Secrets of Great British Castles "Lancaster Castle" Dan Jones is exploring one of the oldest - and most fearsome - castles ever built: Lancaster Castle. Dating back to Roman times, Lancaster Castle, owned by The Duchy of Lancaster, has witnessed scenes of historical, cultural and political significance throughout the centuries, including incidents of religious persecution, the trials of the 'Lancashire Witches' and two hundred executions. Until 2011 it was an HM Prison and it is still a working Crown Court. D
8:00 pm
The Story of China "The Last Empire/The Age of Revolution" Journey back in time to see the splendor of the last Chinese dynasty, the Qing. Witness the fateful First Opium War, which sparked the fall of the empire, and, after the 20th-century revolutions, the birth of today's China. 3 of 3G
10:00 pm
Frontline "Terror In Europe" Go inside Europe's fight against the rise of Islamist terrorism. As Europe reels from a terror onslaught, top counter-terror officials describe their struggle to contain the unprecedented threat revealed by attacks in France and Belgium. D
11:00 pm
Charlie Rose NULL


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When the weather cools down and the sun sets at 6:30pm, it's extremely difficult to make it to the gym. Let's be honest, cozying up to a warm dinner and Netflix sounds a lot more appealing. But we all know what happens when we start skimping on our workouts, and the changing of seasons is no excuse. The queen of #noexcuses, celebrity trainer & best-selling author, Jillian Michaels, shares her best GET MOVING workout playlist for nonstop motivation throughout 20 minutes of tough training.
Here's Jillian Michael's Workout Playlist:
Pump up the volume & practice THIS workout for an inspiring sweat session–which won't make you feel guilty for the #netflixandchill later!
Originally published in FITNESS Magazine, July/August 2011.


text:
Linked by David Adams on Wed 29th Oct 2008 21:04 UTC, submitted by irbis
Would the internet as we know it exist without Linux? "Absolutely not", says Rich Menga. "Where Linux shines the most is in its server applications". In the 1990's "There were thousands of Mom n' Pop ISPs that operated out of a garage and the vast majority of them were all running Linux. Windows couldn't do it back then and neither could MacOS. What would you have used that you could afford? Netware? Lotus Domino? HP-UX (that requires those refrigerator-sized HP servers)? Linux was literally the only OS out there that had the right price (free), ran similar to a Unix and could use existing computers of the time to connect customers. The internet as we know it today predominantly runs on Linux. There's an extremely high probability that the internet connection you're using right now is connected through a Linux server - and routed through many other Linux servers along the way."
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RE: the internet existed before linux
by Doc Pain on Wed 29th Oct 2008 21:57 UTC in reply to "the internet existed before linux"
Two possible confisions:
Linux vs. UNIX (the early / commercial ones, and the BSDs)
Internet vs. the Web
It seems to be common that many people do confuse these things, so in my opinion it's completely valid to say that the Internet would exist without Linux, but definitely not in the form we're using it today. The hint that the Internet existed before Linux is worth mentioning, as it has already been said.


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A rigorous theology program prepares graduates for careers as a minister, missionary, educator or to work for nonprofit organizations built on Christian principles. Traditionally, theology students studied exclusively in campus-based programs. But as online higher education opportunities have expanded across disciplines in recent years, online theology programs have become increasingly common. Today, thousands of distance learners pursue their spiritual and professional calling remotely.
Many accredited colleges now offer a comprehensive online bachelor's in theology degree program. These schools allow students to pursue the degree at their own pace, a convenience for anyone who must work full-time to pay for school, and those who provide childcare. Oftentimes, online programs are also more affordable. Students can save on commuting and living expenses, and in many cases, even pay a lower tuition rate.
It's important to consider that the cheapest online theology degree program may not always be suitable. A quality curriculum from an accredited and reputable school offers far more benefits than a college that offers offers low tuition but a poor education. Fortunately, there are several affordable options available for online theology degree-seeking students.
Our list below separates the cheapest online theology degree programs from more reputable, affordable offerings. Our "College Affordability Score" is calculated based on a comprehensive list of online universities offering attractive educational programs in theology, biblical studies and ministry, as well as financial assistance and financial aid packages. These schools have a proven track record of keeping tuition rates low and helping students graduate with little or no college-related debt. The data below can help you decide which colleges will help you earn your degree at the most affordable price.
Affordable Online Theology ProgramsSee Methodology
|School Name
|Ranking Score
|Bethesda University
|Graduation Rate 78%
|LOCATION Anaheim, CA
Located in the Los Angeles suburb of Anaheim, California, Bethesda University offers an affordable opportunity for global learners to earn a theology degree online. BU offers a bachelor's of arts in religion with a concentration in biblical studies or Christian education. Courses review scriptural texts, systematic theology, Pentecostal theology, evangelism, and missions. Christian education electives include Christian education of youth and family ministries in the church.
This four-year degree requires 126 credit hours, including 81 credits of specialized training in biblical interpretation or ministry. Online learners complete classes within the traditional academic calendar. While most coursework can be completed remotely, students apply classroom knowledge with required service hours in a ministry setting.
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|Summit University of Pennsylvania
|Graduation Rate 52%
|LOCATION Clarks Summit, PA
Founded in 1932 as a Baptist Bible seminary, CSU is located outside Scranton, Pennsylvania, and offers an affordable online theology degree to prepare remote learners for careers in ministry or for advanced graduate study. The bachelor's of science in integrated studies introduces students to foundational methods of biblical interpretation. Electives include New Testament interpretation, evangelism, preaching, and philosophy.
Students may begin eight-week classes in August, October, January, March, or May, and incoming students may begin their degree in any term. Full-time students typically complete the 123 required credits in four years. Offered entirely online, the program includes virtual discussions and collaborative group projects to promote student engagement. Tuition discounts are available for applicants currently serving as ministers or involved with programs such as Teen Challenge USA or Word of Life.
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|Luther Rice University & Seminary
|Graduation Rate 100%
|LOCATION Lithonia, GA
With a 14-year history of online learning, LRU's bachelor's of arts in religion incorporates state-of-the-art lecture videos. Students have access to the academic library, and the faculty mentors students spiritually and academically throughout their studies. All students earning an online theology degree enroll in 42 hours of biblical interpretation coursework, including advanced studies of Genesis, Psalms, or Acts of the Apostles, with a focus on apologetic methods. Students may pursue minors in biblical counseling, Christian worldview, or ministry, with concentrations in family and personal counseling, forms of church ministry, or the nexus of faith and culture.
Full-time students typically complete the 120-credit program in four years. Need-based tuition assistance reduces costs by up to 50%.
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|Gods Bible School and College
|Graduation Rate 41%
|LOCATION Cincinnati, OH
God's Bible School offers an online ministry degree rooted in Wesleyan theology and biblical approaches to ministry: a bachelor's of arts in biblical and theological studies. Students encounter basic doctrines of Christian theology and prepare for careers as pastoral counselors, missionaries, and preachers. This 120-credit, four-year degree includes humanities classwork and advanced electives, such as approaches to urban ministry and critical issues in holiness.
Committed to providing an inexpensive education for future ministers, God's Bible School offers low tuition rates, along with payment plans, discounts for students with ministerial parents, financial incentives for on-time tuition repayment, and internal endowment and merit-based scholarships.
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|The Baptist College of Florida
|Graduation Rate 43%
|LOCATION Graceville, FL
Owned and operated by the Florida Baptist Convention, BCF offers degree programs online, at two satellite locations, and on the main campus in Graceville, Florida. Multiple online ministry degrees are available; students major in fields such as biblical studies, Christian education, and missions with a concentration in aviation. BCF's bachelor's of arts programs provide foundational knowledge of biblical interpretation and Christian theology. Advanced seminars prepare students for future ministry careers; topics include biblical foundations of leadership, church business administration, and life on the mission field.
Courses are offered asynchronously within traditional academic semesters. Online students partner with faculty to complete capstone projects that require extracurricular ministry experience. Applicants must have a GPA of 2.5 or higher, submit a statement of faith, and possess a recommendation from their local church.
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|Piedmont International University
|Graduation Rate 39%
|LOCATION Winston-Salem, NC
Piedmont International prepares students for Christian ministry through award-winning online education. Students earning a bachelor's of arts in Bible master biblical texts, events, and methods of interpretation. Online students may pursue a minor to prepare for specific ministry work. Online minors range from American Sign Language to management for nonprofits.
The university is committed to providing affordable, flexible degrees, and students pursuing an online theology degree benefit from small class sizes and multiple program formats. Classes are taught in seven-week sessions, and applicants choose from six enrollment dates throughout the year. Piedmont International offers extensive financial aid options, along with scholarships and grants for candidates serving in or preparing for Christian ministry.
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|Johnson University
|Graduation Rate 61%
|LOCATION Knoxville, TN
Through intensive leadership training and deep biblical study, Johnson's online bachelor's degree in ministry leadership prepares students for careers in Christian ministry. The main campus, located outside Knoxville, Tennessee, provides students completing a theology degree online with 24/7 technology support, online academic advisement, and bi-weekly chapel services streamed online. In addition to Bible, theology, and leadership coursework, the program includes a capstone ministry internship. Students partner with a mentor in their local community to supplement theoretical studies with real-world ministry experience.
Full-time students typically complete the 120 required credit hours in three years. Johnson University offers discounted tuition for online students.
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|The King's University
|Graduation Rate 18%
|LOCATION Southlake, TX
Founded in 1997, TKU in Los Angeles, California, is a leader in Pentecostal/Charismatic seminary education. Available entirely online, the bachelor's of biblical and theological studies provides distance learners with comprehensive exposure to scriptural analysis, Christian doctrine, and ministry techniques. The 124 required credit hours include biblical Greek and Hebrew. TKU's online theology degree includes electives such as church history, messianic Jewish studies, advanced exegesis, and apologetics.
The seven-week courses are offered during fall, spring, and summer semesters. Students taking the maximum of four online courses per semester can expect to graduate in four years. Online students pay the same tuition rate as on-campus students.
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|Lancaster Bible College
|Graduation Rate 65%
|LOCATION Lancaster, PA
Tailored to both future scholars and pastors, LBC's bachelor's of arts in biblical studies blends rigorous biblical training with a focus on the day-to-day needs of ministers. This online theology degree requires classes such as spiritual life, evangelism, and cultural context of the New Testament. Degree minors, such as business administration and sports management, provide students with specialized knowledge to advance their careers.
Of the 120 required credit hours, students must earn only 30 credits through LBC. Apart from transfer credits, students may earn degree credit for military service or life experience. Applicants to this fully online program must have a 2.0 GPA and pastoral recommendation.
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|DeSales University
|Graduation Rate 70%
|LOCATION Center Valley, PA
DeSales University offers a distinctly Catholic approach to theological education. The bachelor's of arts in theology introduces students to religious philosophy, church history, and systematic theology, while integrating knowledge of church doctrines, contemporary theological issues, and ministerial concerns. The program prepares students for graduate theological work and careers across disciplines.
Online courses are delivered synchronously and asynchronously, and the required 120 credit hours can be completed fully online or in a hybrid format, which involves some on-campus learning. Students may apply prior work experience or up to 75 transfer credits toward their online theology degree. With 11 enrollment dates throughout the year and affordable tuition, this is one of the most flexible programs available.
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|Indiana Wesleyan University-Marion
|Graduation Rate 64%
|LOCATION Marion, IN
For applicants with at least 60 credit hours from an accredited university, Indiana Wesleyan University in Marion, Indiana, offers an accelerated online ministry degree. The bachelor's of science in biblical studies, designed for students entering advanced ministry positions, meets ordination requirements of several denominations. The curriculum focuses on biblical interpretation from a Wesleyan-Arminian perspective and includes a comprehensive review of Christian scripture. Coursework covers key Christian doctrines, such as salvation and holiness, as well as Church history and Christianity in North America.
Enrollment dates are offered throughout the academic year, and the core 60 credit hours can be completed asynchronously. Substantial discounts to the already affordable tuition are available to pastors, especially those with appointment in the Wesleyan Church.
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|University of Northwestern-St Paul
|Graduation Rate 68%
|LOCATION Saint Paul, MN
From its main campus in Roseville, Minnesota, the University of Northwestern offers online students the same small, Christian learning experience. Online students complete courses over traditional semester timelines and engage in real-time with peers and professors. The bachelor's of arts in biblical studies and theology includes fully online classes, as well as blended formats. Students complete 125 credit hours in the humanities and Christian theology, emphasizing advanced studies of interpretation methods and biblical Greek. This affordable online theology degree is deal for students pursuing careers in ministry or graduate seminary work. Financial aid and monthly payment plans are available for distance learners. Students with family at the university and full-time ministers receive additional tuition assistance.
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|Manhattan Christian College
|Graduation Rate 41%
|LOCATION Manhattan, KS
Manhattan Christian College's bachelor's of science in biblical leadership is a degree-completion option for applicants with 40 completed credits. Transfer credits are applied to humanities general education requirements. Online learners begin by studying the Hebrew and Christian scriptures, then advance to curriculum integrating biblical studies with Christian leadership. Students study theories of leadership in conjunction with pastoral counseling, preaching, and administration. Graduates serve local churches, pursue global mission work, and apply management skills in diverse professional settings.
The program offers two online start dates per academic semester, and most students take two classes per eight-week term. Online tuition is discounted heavily, making Manhattan Christian College an affordable option for students completing their theology degree online.
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|John Wesley University
|Graduation Rate 43%
|LOCATION High Point, NC
Unlike other peer programs, the bachelor's of arts in Christian ministry at John Wesley University offers six concentrations, allowing students to train for a particular area of ministry, such as counseling, education, intercultural studies, worship arts, pastoral ministry, or youth and family ministry. The program requires 122 credit hours, and classes are delivered in eight-week sessions during the fall and spring semesters.
John Wesleyan accepts transfer credits from accredited institutions, and online students typically complete their online theology degree in four years. On-campus students enjoy one of the lowest tuition rates among private North Carolina colleges, and online students receive an additional discount.
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|Mount Vernon Nazarene University
|Graduation Rate 60%
|LOCATION Mount Vernon, OH
MVNU's bachelor's of arts in ministry is an accelerated and affordable online theology degree designed for applicants pursuing a second undergraduate degree. The core curriculum reviews concepts and theories of pastoral leadership; graduates are prepared to tackle practical ministerial tasks like budgeting, volunteer recruitment, and evangelism. Remote learners take courses synchronously with peers, promoting collaboration and creating a support network that lasts beyond graduation.
While the degree can be completed fully online, students near Mount Vernon, Ohio, may take a combination of online and on-campus courses. Applicants must hold a baccalaureate degree from an accredited college and a minimum GPA of 3.0.
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|Ecclesia College
|Graduation Rate 10%
|LOCATION Springdale, AR
Ecclesia College in Springdale, Arkansas, offers a fully online bachelor's of biblical studies. In addition to general education classes, the 120-credit degree includes training in exegetical methods and specific books of the Bible. The program integrates Christian ethics and theology with practicums in ministry, which remote learners complete in their own communities. Online students are welcome to participate in service-learning projects offered through the school, some of which involve travel and charitable work abroad.
All courses are offered asynchronously, and start times are spaced throughout the year. Its low, per-credit tuition rate makes this one of the most affordable online theology degree programs available. Merit scholarships can further reduce expenses, and Arkansas residents can apply for additional funding.
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|Palm Beach Atlantic University
|Graduation Rate 51%
|LOCATION West Palm Beach, FL
A growing, interdenominational university in Florida, PBA's bachelor's of arts in ministry empowers students with biblical, theological, historical, and practical Christian knowledge. Requiring 120 credit hours, this online ministry degree builds on foundational studies of biblical texts, advanced exegesis, and theological training. Core classes include apologetics, evangelism, missions, and the nexus of church and society, and students may specialize in specific avenues of ministry.
Classes are offered every six weeks, and while most allow students to study independently, two synchronous courses are required. Applicants must complete a writing assessment and submit any prior transcripts. Transfer credits are accepted, and PBA also offers streamlined master's degree options.
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|Central Baptist College
|Graduation Rate 35%
|LOCATION Conway, AR
Offered completely online, the bachelor's of science in leadership and ministry at Central Baptist College is an economical and rigorous online ministry degree. Foundational classes introduce learners to principles of the Christian faith and review the Old and New Testament texts. Advanced electives, such as biblical archeology and modern cults, allow students to explore global faith. Graduates serve as ministers, sometimes bi-vocationally, applying their studies to other disciplines.
Online coursework is delivered asynchronously. Classes typically last five weeks, though longer formats are occasionally available. Most students complete the 120 required credits in four years. Applicants should apply through Central Baptist for need-based or merit-based assistance.
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|Saint Joseph's College of Maine
|Graduation Rate 59%
|LOCATION Standish, ME
Students of diverse faith backgrounds will find Saint Joseph's bachelor's of arts in theological studies to be academically challenging and spiritually rewarding. Based in Standish, Maine, Saint Joseph's accredited, 128-credit online theology degree is taught by highly trained faculty. Coursework includes systematic theology, Catholic doctrine, liturgy, and biblical studies. Advanced theological courses cover spirituality, ecumenism, and moral theology.
Remote learners complete courses with a cohort of peers, and classes are available throughout the year. Graduates work in ministry, business, education, and international aid. Online students may also take advantage of Saint Joseph's fast-track program to advance toward a master's degree. Financial aid is available for those taking courses on at least a half-time basis.
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|Nazarene Bible College
|Graduation Rate 40%
|LOCATION Colorado Springs, CO
The first Nazarene institution to offer higher education degrees online, NBC's convenient and affordable online theology degrees include a bachelor's of arts in ministry. The customizable program offers eight majors—such as leadership and ethics, Christian school education, and counseling for Christian ministries—and four minors. Each major requires core Bible and theology classes.
Online classes are delivered asynchronously, and NBC allows up to 75% degree completion through transfer credits. The 120-credit program features an active online student body and personalized academic support. Applying is free and does not require recommendations or writing samples. NBC is regionally and nationally accredited and offers need-based and merit-based scholarships.
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NTEU has long advocated that the President's proposal of a 1.6% average pay increase for federal employees in 2017 was inadequate. We strongly supported legislation that would have provided federal employees with a 5.3% increase, but that was not voted on in either the House or Senate. When a final 2017 National Defense Authorization Act set the military raise at 2.1% at the end of November, NTEU contacted key Members of Congress to ask them to urge the President to change his original proposal to 2.1%, reflecting pay parity with the military.
Unfortunately, the President sent his alternative locality pay plan, calling for the 1.6% total raise, to Congress on November 30th, almost immediately after the final military raise was set. But, NTEU continued to work to make clear that under the Federal Employees Pay Comparability Act, the President had time to make a change in his plan and provided information on why it was important to do so, based on fairness and on how much federal employees had contributed to deficit reduction through the lack of pay increases and other compensation reductions during President Obama's two terms.
While we still believe that the 2.1% average increase that will become effective in January should be much bigger, we appreciate the efforts of those in Congress and the Administration for making this change and providing this slightly larger increase, which reflects pay parity for federal and military employees.
While Congress could still technically take action to reduce the 2017 pay increase, NTEU does not expect and will fight to prevent that.
I will share more information about exactly what the increases will be in the different localities and for different grades once it is available.


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Stay ahead of developments in federal and state health care law, regulation and transactions with timely, expert news and analysis.
A branded drug manufacturer Aug. 24 asked the U.S. Supreme Court to review what some experts have called a "landmark" decision holding that reverse payment settlements between branded and generic drug companies are presumptively unlawful restraints of trade (Merck & Co. v. Louisiana Wholesale Drug Co. , U.S., No. 12-245, petition for review filed 8/24/12).
The underlying decision by the U.S. Court of Appeals for the Third Circuit, issued in July, adopted the Federal Trade Commission's view that pay-for-delay, or reverse payment, settlements are anti-competitive (136 HCDR, 7/17/12).
Reverse payment settlements generally involve payments from companies that hold patents on brand-name drugs to settle patent infringement litigation brought by or against generic drug companies. They have the effect of delaying competition among brand-name and generic manufacturers in the pharmaceuticals market.
Legal experts have predicted that the court will grant the petitioner's request for a writ of certiorari because the Third Circuit's decision conflicts with holdings from the Second, Eleventh, and Federal circuits.
The case, according to petitioner Merck & Co., "presents one of the most significant unresolved legal questions currently affecting the pharmaceutical industry: what is the appropriate antitrust standard for evaluating settlements of patent litigation between brand manufacturers and generic manufacturers, where the settlement includes a payment from the brand manufacturer to the generic manufacturer."
In its petition, Merck said the Third Circuit's decision "dramatically departs from the prevailing view" on reverse payment settlements. For more than a decade, it said, courts consistently have held that the federal antitrust laws generally permit a settlement that includes a payment from a brand-name drug company to a generic manufacturer, so long as the settlement does not preclude competition beyond the scope of the patent.
Even the settlement at issue here, Merck pointed out, was upheld by the U.S. Court of Appeals for the Eleventh Circuit in Schering-Plough v. FTC, 402 F.3d 1056 (11th Cir. 2005), review denied, 548 U.S. 919 (2006).
Merck argued that high court review is needed "to dispel the uncertainty concerning the validity of pharmaceutical patent settlements" following the Third Circuit's decision.
Moreover, it said, the case "involves a question of universally acknowledged importance."
The Third Circuit reversed a decision by the U.S. District Court for the District of New Jersey in a case involving the high blood pressure drug K-Dur 20, and found that a reverse payment from a branded drug manufacturer to a generic competitor is a per se violation of antitrust law.
The appeals court's decision reinstated a class action lawsuit brought by private party direct purchasers against Schering-Plough Corp. (now part of petitioner Merck), and the generic drug companies Upsher-Smith and ESI, over the companies' patent settlements for K-Dur 20.
Kannon K. Shanmugam, Adam L. Perlman, C.J. Mahoney, and James M. McDonald, of Williams & Connolly LLP, Washington; Charles A. Loughlin, of Baker Botts LLP, Washington; John W. Nields Jr., Alan M. Wiseman, Thomas A. Isaacson, and Ashley E. Bass, of Covington & Burling LLP, Washington; and William J. O'Shaughnessey, of McCarter & English LLP, Newark, N.J., filed the petition on Merck's behalf.
Full text of Merck's petition for review is at http://op.bna.com/hl.nsf/r?Open=mapi-8xlpzq.
All Bloomberg BNA treatises are available on standing order, which ensures you will always receive the most current edition of the book or supplement of the title you have ordered from Bloomberg BNA's book division. As soon as a new supplement or edition is published (usually annually) for a title you've previously purchased and requested to be placed on standing order, we'll ship it to you to review for 30 days without any obligation. During this period, you can either (a) honor the invoice and receive a 5% discount (in addition to any other discounts you may qualify for) off the then-current price of the update, plus shipping and handling or (b) return the book(s), in which case, your invoice will be cancelled upon receipt of the book(s). Call us for a prepaid UPS label for your return. It's as simple and easy as that. Most importantly, standing orders mean you will never have to worry about the timeliness of the information you're relying on. And, you may discontinue standing orders at any time by contacting us at 1.800.960.1220 or by sending an email to firstname.lastname@example.com.
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Liao Says 'Ciao' to CableLabs
Paul Liao, the former Panasonic executive
recruited to run CableLabs in the hopes of strengthening
cable's ties with the consumer-electronics industry, will
leave the R&D consortium in 2012.
CableLabs last Friday said Liao
informed the consortium's executive
committee the week of Oct.
3 in New York that he will not renew
his contract as CEO when it
expires in December 2012 "due to
personal reasons."
Liao, who took the helm at CableLabs
in July 2009, previously
was Panasonic's chief technology
One of his mandates at Cable-
Labs was to foster a more rapid
pace of innovation for cable
technology and harness the
energy driving Silicon Valley
companies. On this front, Liao
recently established CableLabs'
first office in San Francisco.
During his tenure, the cable
industry has built inroads into
consumer technology, with many operators developing
services to deliver cable programming to tablets, smartphones,
connected TVs, game consoles and other devices.
But the broader transition to Internet protocol-based video
has happened outside of CableLabs' purview.
The CableLabs executive committee has initiated a
search for a new CEO. Liao will continue as CableLabs
president and CEO during the transition.
Liao replaced Dick Green, who had served as CEO from
CableLabs' inception in 1988 until his 2009 retirement.
"Although Paul has been with
CableLabs for a relatively short
period of time, his contributions
have been great and include establishing
new programs that
are helping the industry grow
its broadband and commercial
businesses, as well as drive cable's
ability to provide services to
smart CE devices using IP technology,"
Glenn Britt, Time Warner
Cable chairman and CEO
and chairman of the CableLabs
board, said in a statement.
Sources said Liao was looking
to retire from day-to-day work to
pursue other activities.
Liao, in a statement provided by
CableLabs, said: "I've felt truly honored
to be working with a tremendous
group of people, both
at CableLabs and throughout the cable industry … I remain
fully committed to the team at CableLabs and will
support the eff orts of the board in its search for my successor."


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Currently Listening To: These amazing covers by Tyler Ward on youtube! Seriously, these are amazing and I think I'm in love. I wish I could sing so badly. Well... technically I can sing, just not well. :P
Currently Watching: The Bachelor. Oh my God, this show is seriously addicting! I in no way whatsoever approve of the idea of the Bachelor or the Bachelorette, but I must say it is very entertaining. Is anyone else biting their nails waiting to find out who Sean proposes to?
Currently Playing: Triple Town (Apple and Android Products). Speaking of addicting...
Currently Dreading: Two page biology paper on garter snakes. Seriously, garter snakes?
Currently Wishing For: BOOKS! BOOKS! BOOKS! Today my friend took me with her to Indigo to buy her boyfriend a birthday present... big mistake. So many books have come out and I haven't even realized! But I guess it doesn't matter any ways because I don't have money to "waste" (as my mother puts it. And I guess considering I have to pay rent next year, I should save every penny I can). I literally gasped when I saw, not only the Indigo Spell by Richelle Mead, but also Perfect Scoundrels by Ally Carter, Sever by Lauren DeStefano, aaaannnnnd (wait for it!) Requiem by Lauren Oliver!!! I have been waiting for these books FOREVER! How on earth did their release dates slip by without me even noticing? I have calendars and spreadsheets to keep me organized for things like this! (And I'm not even joking; organizing every single book I'd read/want to read was how I spent my summer last year).
Anyways... comment with any of your own "Currently"s or, if you love some of the same things I do, let me know too! I love hearing from you :)
Have a great day!
- Dare


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I had another attack of deafness while endorsing a patient from ward to ICU and answering the Doctor's questions. In between ambubagging while shifting the patient, my mind tried to focus on what the Doctor was asking.
ICU Doctor: Does he have any "EXCRETIONS?'
Me: Excretions doctor? Secretions? Yes doctor, too much secretions in the mouth.
The other nurses and healthcare team laughed.
Nurse 1: He said XRAY!
Me: Oh! Xray! Yes doctor, of course. It's in the file.
ICU Doctor: Did he take any "ANTIEPILEPTIC" medication?
Me: EPIleptic? EPInephrine doctor! (Then I realized my mistake) No! Epinephrine is not for epilepsy doctor. We used it as stat epinephrine nebulizer doctor.
(I still haven't answered the doctor's question, have I?)
Then my colleague who went with me to ICU said, "No, Doctor! We didn't give any ANAPHYLACTIC medication."
Me: (whispered to colleague) Oh…ANAPHYLACTIC, is it? I really can't understand his accent!
Oh, well.


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BEYOND THE GOLDEN DOOR By William O'Dwyer. Edited by Paul O'Dwyer. 457 pp. Jamaica, N.Y.: St. John's University. $18.95.
IT'S embarrassing: Whole carloads of politicians being hauled away in New York City's current scandals and not an Irish boss in the lot. If this could be blamed on an outbreak of morality it would be bearable. But the fact is that the Irish have been so stripped of power in the city they don't even get a chance to steal anymore.
That isn't the way it used to be. In the glory days, not so many years ago, the Murphys and the Kellys and the Flynns ruled the clubhouses. There were so many Irish running the city they not only figured prominently in most of the great scandals, they also were the champions of reform. After all, it was Charles O'Conor who helped smash the Tweed machine.
One is reminded of this in reading the story of William O'Dwyer, the poor immigrant from County Mayo who climbed the green hill from Brooklyn cop to crusading prosecutor of Murder, Inc., from high Federal posts to Mayor of New York - only to resign suddenly in 1950 amid a gathering squall of corruption charges, then slip into melancholy retreat as Ambassador to Mexico.
''Beyond the Golden Door'' is a curious amalgam of autobiography and a brother's apologia. Much of the material is drawn from O'Dwyer's memoirs, which he began assembling before his death in 1964 but never published. The rest is the work of his brother Paul, the former City Council president. He fills in biographical gaps and needlessly digresses to expound his own well-known political views. But his principal contribution is a long lawyer's brief in defense of the former Mayor's honesty.Continue reading the main story
In the scandals that roiled O'Dwyer's years as Mayor (1946-50), the two most damaging charges were that a 1941 meeting with Frank Costello, the crime boss, suggested mob connections and that O'Dwyer had taken a $10,000 payoff from the Uniformed Firemen's Association in 1949. In his memoir, O'Dwyer merely repeats his former denials. But Paul O'Dwyer goes much further, producing masses of material - some of it extracted from government agencies under the Freedom of Information Act - to show that the charges were not just lies but part of a sinister Government conspiracy.
''I was well aware that the I.R.S. had been used to do my brother harm,'' he writes, ''but I had no idea . . . how the other agencies - the F.B.I., the State Department, the C.I.A. and the Passport Division - had cooperated with each other to destroy him.''
In the end, however, the new arguments leave the old conclusions undisturbed. The O'Dwyer administration was afflicted with corruption, in the finest clubhouse tradition, but no one ever showed O'Dwyer to be personally dishonest. As The New York Times editorialized at the time of his death, O'Dwyer appeared to have been ''victimized by men he had trusted. His own excessively tolerant nature enabled grafters to reassert themselves in municipal affairs.''
Mr. O'Dwyer's rehash of cobwebbed charges plus a routine recital of mayoral accomplishments make dull fare. Yet there are also patches of absorbing interest as, for example, when O'Dwyer talks about his adventures in the back rooms of machine politics. In one telltale scene, he describes how, in his 1941 mayoral campaign, the party bosses gave him his speeches ''only five or ten minutes before I went on the air,'' too late to weed out factual errors.
Best of all are marvelously entertaining stories, told with a novelist's attention to detail, about the O'Dwyers' early life in the tiny Irish hamlet of Bohola. Willy, as his family called him, remembers how his mother once threatened to give him away to the tinkers, setting him to dreaming about the good life ''with the Tinker McCawleys on a road that went nowhere and the same coming back. . . .'' Instead, he lamented, ''I drew heartaches and headaches and felt the world on my shoulders until I was mentally and physically humpbacked, all because Mother cooled down too soon and did not give me away.'' AT another point, Mrs. O'Dwyer came to the Irish mother's customary conclusion that her first son should become a priest. ''I harbor a sullen recollection of a sally rod that rested on two nails over the fireplace,'' O'Dwyer recalls. ''When Mother reached for the weapon, which she frequently did, I knew I was in for a hiding. By the time I was 13, Mother, satisfied that her 'bronco' was well 'busted,' offered what was left of me, with pious pride, as 'suitable timber for the holy calling.' ''
In another scene instantly familiar to anyone with Irish blood, O'Dwyer tells about his leaving home for St. Nathy's College in Ballaghaderreen, Ireland: ''It was an awkward good-bye of an Irish father who will admit of no sentimentality and a son with a longing for a word of kindness he will not get. . . . Never before or since have I felt so alone.''
But there would be loneliness again, and little kindness, during O'Dwyer's long stay in Mexico and his final four years in New York. For him, as well as for the city's dwindling Irish population, the glory days of political power were long gone. New, more innovative scandals would sweep through the city during the Koch administration - but there were no longer any Irish bosses to share the headlines.Continue reading the main story


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Jewish celebration of the coming of spring by preparation of foods native to Israel. It is also known as "New Year for Trees" - a method for determining the age of trees for tithing purposes.
Christian remembrance of the infant Jesus being brought to the temple in Jerusalem. His Godly presence was recognized. Celebration takes place at worship services.


text:
Games Persians Play
Games Persians Play is a study of the history, development, and change in the games played in Iran. Iranians, young and old, rich and poor, male and female, played a large variety of games during their 2500-year history. Some games were played just to while away the time, to entertain, to keep children occupied, to liven up a social event, or to celebrate the change of seasons. [read more>>]


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Laura and her husband took off on a 14 month around the world backpacking trip that got them hooked on travel.
Then they decided to get married and had a son.
No more traveling right?
In this episode Laura shares her thoughts on traveling and living abroad in Papau New Guinea with a little one in tow.
She crushes the myth that travel ends when family life begins..
Don't have kids? You may want them someday, and since you'll never stop loving travel you might as well give this a listen and see what's possible.
At the end she also shares her inside tips on how to break into travel writing.
You'll learn:
- The best way to plan out time for your upcoming trip
- How traveling with a kid is different but better in many ways
- Why living in other cultiures impacts you as a parent
- The biggest challenge when traveling with a kid and how to cope
- Laura's take on immunizations
- Advice on travel writing
- How to pitch an article to get paid as a travel writer
- The most important thing to review before submitting an article
- And much more!


text:
And then Saddam invaded Kuwait
Fifteen years ago I was working at the European headquarters of a big multinational company. I was part of a small team trying to market a new technology throughout Europe, Africa and the Middle East. It was the summer of 1990, and for months I had been working on a promising lead, our first in the Middle East. The potential end client was the Saudi government, and if the deal came to fruition it would be the largest contract to date worldwide for the new technology.
We had a local partner lined up, a Saudi system integration company. The man who ran it was related to the royal family and was confident he could make the deal happen. He'd traveled to see me in Europe, and we were all looking forward to big things.
But then, two things torpedoed the deal:
- Logistical problems arose when I tried to schedule a trip to Saudi Arabia. Something about the wrong religion on my visa application. (Fortunately, this problem was surmountable--I handed the deal off to a colleague.)
- And then, Saddam invaded Kuwait. This time the problem was not surmountable.
(Hat tip.)


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So, I am still 240lbs. I'm torn in thirds... I'm kinda *woo!*, kinda *whew*, and kinda *dang!*
I'm happy because, when I weighed in at 240, 2 days later I was up to 243. But I also (of course!) wanted to have lost more.
I am very glad that I did weigh in though. It's made a difference in my attitude already.
I am still (even more so, actually) determined to lose 10lbs this month!
Thursday, September 11, 2008
Weigh In
Posted on in by Chai Latté
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text:
Company Info
Shenzhen YB Optics Co.,Ltd is a leading worldwide manufacturer and supplier of passive fiber optic components and a company specializing in fiber optic communications products production and marketing of hi-tech production-oriented enterprises.
Our main business:Passive products(FBT couplers ,PLC splitters, Optical Attenuator,Optical Circulators,Optical Isolators, Optical Switches, fiber optic patch cord and WDM etc),
Active products:such as-Media convertor,Optical module and Fiber optic adapter Optical module etc,manufacturing equipment, production, sales and technical services.
The esta
Product Showcase
Contact Details
|Company Name:
|Shenzhen YB optics Co.,Ltd
|Company Address:
|5th Floor ,B Tower ,Guoxin Third Industrial Zone.Gushu, Xixiang,Bao'An, Shenzhen, Guangdong, China (Mainland)
|China (Mainland)
|Zip/Postal Code:
|Contact Person:
|Ms. Eileen Yan
|Marketing/ Sales Manager
|Telephone Number:
|Please click here to sign in to view detail.
|Fax Number:


text:
If you're planning on buying a home, congratulations! You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.
STEP 1 –Determine what you're looking for in a new home and when you would like to move. Our "Home Buyer Worksheet" is designed to help you narrow your focus so that you make a sound buying decision. Email us for your copy of the Worksheet.
STEP 2 – Sign a Buyer Agency Agreement. This guarantees that your agent will follow a strict code of ethics and, your needs will be professionally represented throughout the entire process of buying your home. It will also give you access to homes that are not listed, as we network with our colleagues so that we know about homes coming up for sale before they're listed.
STEP 3 – Determine Affordability: Meet with Mortgage Broker or Representative from a financing institution and obtain a Pre-Approved Certificate. Your Mortgage Representative will highlight all the extra costs associated with buying your home and will "lock" you into a rate guarantee.
STEP 4 – Viewing Homes: Most buyers start their search on-line, but seeing a home in person will give you a better feel for the suitability of the home and neighbourhood. Ensure you work with a local Realtor who is knowledgeable about the area and can point out the positives and negatives.
STEP 5 – Making an Offer: When you find your dream home, you should present a competitive offer immediately. Dawtrey & Barnes have years of contract and negotiation experience. We will work with you in developing an offer price based on recent past sales of similar homes in the same neighbourhood. We will structure a contract that protects your interests and ensures there are no surprises.
STEP 6 – Conditional Agreement: Once we have a conditional agreement, the property will be temporarily off the market until conditions are met. Conditions can range from home inspections to financing, or other more specific clauses that may apply to a particular property. These final details will be managed and any necessary inspection will be performed to ensure the property is "perfect" for you.
When you're ready to act, contact us.
Entering into a Buyer Agency Agreement has countless advantages and no disadvantages. When you sign a Buyer Agency Agreement, you are simply agreeing to "hire" a personal representative who, by law, must represent your best interests to the best of his/her ability. All of this personal service is available at absolutely NO COST TO YOU!
About this time you are probably saying to yourself, "This sounds too good to be true! What's the catch?" The "catch" is that you are signing a legal document between you and the Buyer's Agent that will establish a legal relationship with duties and obligations on the parts of both parties.
Client responsibilities:
Agent responsibilities:
By signing a Buyer Agency Agreement, you agree to let your agent represent your home buying needs exclusively and you agree that your Agent should be compensated for the services in guiding you professionally through the home buying process. Of course, the beauty of the situation for the buyer is that you don't have to pay the fee, as commission is paid to the Buyer's Agent by the Listing Broker.
Some people believe that they can save money by dealing with the Listing Agent. However, this is like using the same lawyer if you were being sued by someone, in order to save money on legal fees. When you hire a Buyer's Agent, your interests are professionally represented, and you have more control and peace of mind than if you are simply sold any home you find. Buying a home is a big decision and it is important that you work with a professional. The Dawtrey & Barnes Team are devoted to providing ethical, professional, world-class service! We will guide you through the home buying process and represent your interests exclusively as we help you find a home.
It is very important to meet with a Mortgage Representative early in the process. Your Mortgage Representative will highlight all hidden fees, and ensure that you are looking for homes in a comfortable price range.
What is a Mortgage Broker? Just as an insurance broker finds you the best deal on insurance, a mortgage broker finds you the best deal on a mortgage. Rather than working for one financial institution, they are independent and deal with lots of financial institutions. This allows them to offer you more choices and more competitive rates. It also means that their advice is impartial and based on your best interest. Mortgage Brokers will help you get the best rate possible, locked-in so you don't have to rush into any decisions about buying.
CMHC (Canadian Mortgage and Housing Corporation). If your down payment is less than 20%, your loan is considered a high ratio mortgage and will require CMHC Insurance. The cost of this insurance is usually added onto the mortgage amount, so this is not an out-of-pocket expense. Your Mortgage Representative will go over this with you in detail.
Keep in mind that while you don't need the down payment until closing (possession date), a DEPOSIT is required at the time of offer. This amount is roughly 3-5% of the purchase price. This "show of good faith" amount is held in a trust account by the listing broker until closing, at which time the funds are forwarded to the lawyers. Make sure you have ready access to a deposit amount – if the funds are locked-in, you may have to arrange for a line of credit. Talk to your Mortgage Representative about this.
How much do you need for closing costs?
You're pre-approved for financing and you know how much you can spend to buy your next home. You know exactly how much you have for a downpayment. However, you also need to know approximately how much money you're going to need to close on the house, in addition to the downpayment.
Wide variances can exist in closing costs owing to unique circumstances concerning a specific property and local market practices. In the Oakville/Burlington area, the following is a list of expenses typical to the purchase of a residential home.
Land Transfer Tax is a provincial tax payable by the person(s) purchasing the property (with some exceptions) and is calculated on the total purchase price of the home. The rate is ½% on the first $55,000; plus 1% on the amount from $55,000 to $250,000; plus 1 ½% on the remainder of the purchase price; plus ½% surcharge on single family homes and duplexes for the amount over $400,000. Click on this link to calculate Land Transfer Tax:
Legal Fees: The bill from your lawyer will include the basic fee as well as disbursements which are any costs your lawyer incurs to search the property title and to close the sale. These additional costs include everything from registering the mortgage to a law society levy the lawyer has to pay, plus HST where applicable. Most lawyers will take the time to explain anything you don't understand. While basic fees and disbursements vary, you should expect to pay anywhere from $1,000 to $3,000 for legal fees, including disbursements, to close an average home. Title insurance will be arranged by your lawyer.
Survey: This is usually provided by the property owner at no cost. However, if there is no survey or an outdated survey, your lawyer may recommend getting a new survey. The cost of getting a property surveyed varies according to type of survey as well as size, type and location of property. Costs range from $1000 and up. A cheaper alternative is to get Title Insurance, which costs approximately $300.00. Your lawyer will advise you regarding the survey requirements.
Mortgage Costs can also vary, depending on the type of mortgage and your bank's policies. Application fees range from $150 to $250 and in some cases are waived by the financial institution. In the case of "hi-ratio" mortgages (i.e. where the downpayment is less than 20%), there is also a mortgage insurance fee. The two major insurers of hi-ratio mortgages are Canada Mortgage and Housing Corp (CMHC) and GE Capital, both of which will give you the option of paying the fee on closing, or adding it to the mortgage principal. Most purchasers add it to their mortgage principal. The insurance fee varies and is less than 5% of the mortgage amount.
Adjustments refer to those items that have been prepaid beyond the closing date by the Seller, and are pro-rated as of the date of closing. This may include things like property taxes, utility charges, fuel costs, interest on assumed mortgages, rent, etc. For example, if property taxes of $2400 have been paid in full for the year by the Sellerr and the closing date is August 01, then the purchaser will pay an "adjustment" of $1000 (5 months @ $200 per month). This amount is then given to the Seller. The "Adjustments" are calculated and paid out by your lawyer.
Home Inspection: This amount is not paid at closing, but should be budgeted for. It will be paid at the time of the home inspection, which is usually done within 5 days upon acceptance of the offer. The cost of a home inspection depends on the size of the home, and ranges from $300 to $600, plus HST. Additional inspections such as mould or radon gas testing, swimming pool, well or septic system inspections cost extra.
This summary of costs is by no means exhaustive. There may be other costs you may incur and it is wise to get proper estimates from your mortgage company and lawyer.
In negotiating the purchase of your new home, the initial step will be to instruct your Buyer Specialist to make an Offer to Purchase. This offer must be in writing and must be accompanied by a deposit cheque to show good faith (usually 3%-5% of the purchase price).
Normally, the initial offer is not accepted by the seller. The seller may make changes; this constitutes a Counter Offer by the seller. The offer can be counter-offered any number of times by buyer and seller. When the buyer and seller agree on all terms, then we have an Agreement. At this point, the deposit is due and it is time to arrange for final approval on financing and to arrange for a home inspection.
The deposit is in the form of a personal cheque, certified cheque or bank draft. The amount is deposited and kept in a trust account by the listing real estate company, and is not turned over to the seller until closing. This money represents your good faith and is fully refunded if conditions are not met (i.e. major problems are discovered during the home inspection.) Once the deal is "firm" (i.e. after conditions are met) then the deposit is non-refundable.
CONGRATULATIONS! We have come to the point where you think the task of "buying a home" is finished. However, there are a few more steps that are necessary in order to complete the home buying process.
Once we have found the perfect home and we have a conditional agreement, it is our opportunity to launch a series of plans and checklists.
When we have a conditional agreement, it is time to:
We will guide and assist you through this process!
In order to make sure the home you've chosen is a smart buy, we recommend a home inspection by a qualified home inspector. We will write the offer up, conditional upon you receiving a satisfactory home inspection report (usually you have 5 days to complete the inspection). By having a building inspection, the home's vital systems and structure are inspected, including the furnace, air conditioning, water heater, appliances, roof, wiring, porches and decks, garage, plumbing and foundation. The inspection will determine the condition of these items and any defects that may need to be corrected. The approximate cost of this service generally runs around $400.00 Other tests and inspections that may be required include swimming pool, radon tests, mould, well and septic systems, and water potability, depending on location and type of residence. A building inspection allows you to purchase the home with confidence.
Even if you have been pre-approved for a mortgage, it is still wise to make the offer conditional upon final mortgage approval. Your bank or financial institution may want to do a separate appraisal on the property. If you are pre-approved for financing, it usually only takes 24 hours to get the final mortgage approval, however, we usually make the offer conditional for 5 days to allow lots of time for this approval.
The day of closing, your lawyer will:
Buying a home can be a complicated task, with lots of opportunities for problems. By using the services of a professional, experienced Realtor, you will have a trained consultant and advocate on your side, guiding you through the process and making it a pleasant and hassle-free experience. Call the Dawtrey & Barnes Team to buy your next home.
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#5 from Southeast Asia — New Year's in Pattaya. Blowing up the city…
January 2nd, 2011,
from Jomtien, Thailand
I woke up to this. It went on for 24 hours and got louder and louder.
I had heard about the New Year's Eve party in Pattaya. I thought that, before I die, I should see it. So I did. And it was unlike any other New Year's party I have ever seen.
The New Year's Eve party in Pattaya begins in earnest first thing in the morning. The girls out on the street set up free buffets of delicious Thai food. I could not walk by without them offering me free food. Cant be free, I thought. There must be a hitch.
"No. Food all free. Just come inside and drink beer with us." What do we say about no free lunch?
It was like this on every street, on every block, throughout the city, best I could tell. Our street was louder and wilder than most, but there was a street party going on everywhere, with food and drink and music and dancing and costumes, cabaret, and karaoke. You were either invited or dragged into it. Walking anyplace else was difficult, unlikely, and probably unnecessary.
For the last few days you could see literally hundreds of burning floating lanterns in the sky at night. These were miniature hot air balloons with a plastic globe and a burning sterno bowl beneath it. Historically the Chinese have lit these for their new year. Across the sky goes a burning lantern, carrying any remaining badness from the previous year, and inviting prosperity and blessings for the new year. The Thais have modified this ceremony for themselves. In reality, it means that at any one time one might see a hundred of these in the night sky. Often they are raining fire on those below. People quickly put out the few fires that I saw. I guess that was part of the 'luck'.
Anyone could shoot off any kind of fireworks from anyplace at any time. I saw absolutely no regulation. It was simply 'observer beware'. Viewers sure could use eye protection, and water.
Late in the morning on January 1st, I stumble down down my street, Soi 2nd, for coffee. I am wading thru several centimeters of spent fireworks. I have gotten virtually no sleep because of the war zone outside my room, punctuated by the shrill cries of dancing girls. Something happened last night. I realize that I have not come close to seeing it all.
Lost in translation…


text: At the county park this morning, Sand Springs Baptist Church held a 3k Run/Walk event as the end celebration of their "Run for God" Bible study and as a way to help the community. Organized by Donna Crain Drury, 2 Fast 2 Furious 3k Run/Walk event received numerous donations from many of the local businesses and residents in the county and all proceeds from the event will be donated to local missions/charities in the area. We talked with a couple of the winners in their categories including Daniel Stumph and Jaden Harvey. Daniel, who quit smoking 7 years ago and started running 5 years ago, won first place. Jaden, who is only 14 years old, took second place even though he only started running about a month ago. Congratulations to both Daniel, Jaden and the other winners of the race.


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This is the fourth and final book in my "Hidden Houses" modern fantasy series, and my sixteenth published book overall. And now, it's done. Here's the Kindle edition on Amazon, and here's the paperback edition, direct from the printer. The Kobo edition is in the works. Here's the cover copy:
As House DiAngelo's plan nears completion, the Fianna must choose between fighting to reclaim their home, or building a new one.
A bounty goes out for Eric Laflamme, who hides in a safe house in a faraway city. The Fianna, led once again by Miranda Brigand, are on the run, and divided among themselves. Some want to drive House DiAngelo out of Fellwater, and so reclaim their home. Others want to start afresh in the abandoned Voyageur freehold of Elderdown, hundreds of leagues away. Attacking the DiAngelo will require weapons and allies they don't yet possess. Settling Elderdown may be easier, but the only one who knows its location is Ildicoe Brigand, a pariah whom no one but Eric will trust. The time for deliberation ends, and the time for action arrives, when the head of House DiAngelo murders one of his own men, and declares the final phase of the Magnum Opus begun.
"Masterfully weaving together a rich world of mythos, Myers follows in the footsteps of the great fantasy storytellers of our time—Martin and Tolkien—but he does it on his own terms, bringing new twists and turns… it will nourish your imagination and soul for years to come." –L. M. Browning, author of The Nameless Man.
So, if you're looking for an independently published modern fantasy series, with a fully realized world, an ensemble cast of characters, complex and subtle politics, a philosophical background, and without any vampires, without any prophesies, without Chosen Ones, without damsels in distress needing rescue, without female warriors with inappropriate armour, without male heroes who are hyperintelligent assholes (Dr. House? Sherlock?), without villains motivated by one-dimensional goals (the Daleks?), without heroes who win exclusively through violence, without a futuristic dystopia that mainly oppresses teenagers– you get the idea. Here's your book.
Having said all that, however: there might be werewolves.
And now, if you will indulge me: here's a personal comment about this book, and about the Hidden Houses series overall.
Every author writes in the hope, perhaps the faint hope, of being read. If you have read the previous books in the series, then I thank you for staying with me all the way to this conclusion.
Fellwater began ten years ago, as a tribute to a dear friend, and as a means of preventing intellectual lassitude during a ten-month stretch of unemployment. It has now grown into this four-part series, with multiple spinoffs published and planned. I think it may be the most personally expressive and revealing work of art I have created so far. Every character in my books is real to me; I hear their voices and see their faces as I write them. Yet every character here is also a self-portrait. Every crisis in their lives happened to someone I care about, if not myself as well. And every moment of beauty and peace they find is something I wish for you, dear reader.
Alas, the Great Work of telling their story is done. Yet I do plan to continue writing about the Hidden World. Following precedents like Terry Pratchett's Diskworld and Charles de Lint's Newford, there shall be more stories in the same universe, but with different characters, different questions, and different adventures. Some of these may feature characters who were only peripheral in the main series. (I believe that every character, no matter how minor, should have a story.) Some may feature entirely new characters, and new settings. Two spinoff stories are already published at this time: "A Trick of the Light", and "The Seekers". But with this core series now complete, I have fulfilled most of the ambitions I once had for writing a big-canvass, philosophically-influenced, multi-volume fantasy fiction series. I may someday let someone talk me into into writing Book Five. Indeed, in a late-night corridor of sleeplessness, I wrote a beat-sheet for it. But for now, I shall let these characters rest.
At least for a while. We'll see.


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Lord have mercy! Britney Spears is spiraling down so fast, I'm having a hard time keeping up with her. Every time Britney resurfaces (after going underground to wait out her latest controversy) and goes out in public she manages to stumble into another faux pas. Here are pictures of Britney trying to make her way thru the crush of paparazzi in NYC … and she almost drops poor Sean Preston onto
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Forget Me NotBook - 2014
With a popular comic strip, card line, and children's cartoon to her name, Lucy Brighton should be in a happy place. But the ache of a cold, lonely childhood lingers on. Even though she still lives in the New Jersey house where she grew up, Lucy has had little contact with her parents since they moved to Florida five years ago.
Then Lucy receives a call that her parents have been killed in a car crash. While settling their affairs in Florida, Lucy begins to realize how little she really knew about their lives. She has no way to explain the mysterious safe in their bedroom, with its cache of fake passports, cash, and weapons. What secrets were the Brightons keeping? Were they even who they claimed to be? The answers will shatter everything she once believed about her parents--and about herself.
Praise for Fern Michaels and her novels
'Tirelessly inventive and entertaining.' Booklist on Up Close and Personal
'Fast-moving . . . entertaining . . . a roller-coaster ride of serendipitous fun.' Publishers Weekly on Mr. and Miss Anonymous
'Heartbreaking, suspenseful, and tender.' Booklist on Return to Sender
'A knockout story.' Publishers Weekly on Dear Emily
From the critics
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I got this book based on the picture on the front and on the back (a photograph of the author with her 4 yes four dogs -- cute!!!).
If you like a simple romance, you will like this but if you are someone like me who likes a fuller and intelligently developed relationship and more focus on animals -- you probably won't like it as much.
It was entertaining but now that I know her style, I wont get another book by her again.
Its a fast, quick read. Good for vacation. I found it quite predictable and a little unbelievable but it did keep me wanting to keep reading to see what would happen next.
this is great book that talks about a young woman at ten left to the boarding schools and results in becoming an awesome individual. it is full of suspense, laughter,and awakening. if you are a fan of fern michaels it is a must read.
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Two men who have been in jail for over 5-years have been acquitted of the shooting murder of a drug dealer in Mount Pritchard, Sydney, after Benjamin & Leonardo faced the appeals court on their behalf. As a result, the appeals court found that there was not enough evidence that the two men had gone there with the premeditated idea of murdering the victim, but in fact could very well have been confronted by the gun themselves which fired during a scuffle with the victim on the 17th of April 2006.
In 2009 during the trial of Franco Michael Penza and Joshua Di Maria, the court heard that the pair went Mr Minotte's (the victim) residence, already armed with a firearm with the intend to steal cash and drugs that he had kept concealed within the walls of his laundry.
A son of the victim stated to the court that his father stored at least $250,000 dollars in the wall and would break and repair as needed when he wanted to withdraw or store more cash.
The crown prosecutor for the case had alleged that both of the accused where involved in a "joint criminal enterprise" that would involve them robbing the victim with the known possibility of the need to fire the weapon.
Following the incident, Mr Di Maria travelled to various locations around the world with his girlfriend including Bankok, Malaysia, Milan, Rome and Sicily, paying for the trip in cash, while parting with another $4000 for liposuction surgery for his girlfriend. Upon his return to Australia in 2007, he was arrested.
Mr Di Maria stated during his trial that himself and Mr Penza went to the victim's house and used a sledge hammer and chisel in order to break open the laundry wall containing the money.
He went on to state that Mr Minotte confronted the men whilst they were in the laundry, asking "What are you trying to steal from me?" whilst pointing the gun at him and then hitting him over the back of the skull with a hard object. In fear that Mr Minotte was about to shoot him, he then threw a brick at the victim and began to struggle with him at which stage the gun fired.
By the conclusion of their trial, the jury decided to dismiss the scenario presented by the defendants in favour of a murder charge for both men. Both men were then sentenced to a minimum of 13 years and a maximum of 18 years.
The two convicted men appealed their convictions for several different reasons. Their representatives, Benjamin & Leonardo gave several reasons for their appeals including an unreasonable verdict considering the evidence presented and that the judge had failed to give the jury a charge of 'manslaughter by unlawful and dangerous act' for the juries consideration.
After hearing the appeals presented by Benjamin & Leonardo on the defendant's behalf, Justice Clifton Hoeben of the Court of Criminal Appeal stated that there was difficulty with the evidence presented about a range of factors including the weapon and bullet casings that were found on the floor of the house. Along with this he stated that no evidence had been presented to show that either of the men had ever owned or had a gun prior to the incident, nor where they would be able to procure such a weapon that late in the night.
The judge went on to state that the scenario was "consistent with innocence" and that was supported by the evidence that was available. "That scenario involves going to the deceased's house to acquire drugs" continuing on he said that this was supported by them "shouting to him so as to indicate who they were" and as a result of this he acknowledged that after receiving no response, they continued, "opportunistically deciding to steal drugs and money from him.
"While doing so, the deceased confronted them and a scuffle ensued between him and one of the appellants leading to the discharge of the firearm and the deceased's death."
For the most part, both Justice Stephen Campbell and Justice Richard button agreed with Justice Hoebens findings. As a result, the convictions for both Mr Penza and Mr Di Maria were quashed.
The case of Mr. Penza and Mr. Di Maria has been intriguing, and has piqued the interest of several news outlets including the Sydney Morning Herald .


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By JOHN ELIGON, The New York Times
Responding to concerns that sexual assault complaints have been mishandled by the police in New York, a task force appointed by Police Commissioner Raymond W. Kelly has recommended new training protocols for officers dealing with sex crime victims.
The task force has called for a video to be shown to officers that emphasizes the Police Departments policies mandating that crime reports be taken, and the procedures and sensitivity required in dealing with victims of sex crimes, said Paul J. Browne, the departments chief spokesman.
The task force, which began its review in April, is also looking at specific cases to check if complaints were handled appropriately by the police. The task force is expected to meet with Mr. Kelly on Thursday to present its initial list of recommendations.
The review was prompted by complaints from sex crime victims and rape treatment counselors, who told police officials that allegations by women who went to the police had been ignored or minimized.
Like all major crimes in New York, the number of episodes classified as rape has declined significantly, down 35.7 percent from 2005 to 2009. Yet since 2005, the number of sex crimes classified as misdemeanors has risen by 6 percent.
At the same time, there has been a sharp increase in the rate at which complaints of forcible rape have been dismissed by the police as false or lacking enough evidence to take to court.
This was just an accumulation of stories: five boroughs, over and over again, said Harriet Lessel, executive director of the New York City Alliance Against Sexual Assault, an advocacy group for rape crisis programs. It was just sort of like, Wow, something different is going on here. In terms of not taking reports, Id have to say that this seems like the highest number that Ive ever heard.
One common theme among women who have come forward, according to counselors and victims interviewed by The New York Times, is that too many inquiries are being handled by inexperienced patrol officers, not detectives from the Special Victims Division, who have had specialized training in dealing with sex crime cases.
Michael J. Farrell, the Police Departments deputy commissioner for strategic initiatives and a member of the task force, said the situation was unavoidable.
Even though the staffing in Special Victims was increased considerably over the years, there obviously are not sufficient personnel for them to take responsibility for all sex crimes in the city, Mr. Farrell said.
Mr. Kelly and several of his top aides met in April with rape treatment advocates, who laid out their concerns and provided examples of cases they believed the police had mishandled.
Shortly after the meeting, Mr. Kelly impaneled the five-member task force.
In addition to Mr. Farrell, the task force consists of two former sex crime prosecutors who now work for the Police Department, the head of the departments housing bureau, and Denise E. ODonnell, a former state commissioner of criminal justice services.
The group has interviewed sex crime prosecutors, social workers and police investigators, and is reviewing all relevant police training as well as the staffing needs of the Special Victims Division and which cases it handles, Mr. Browne said.
Since February, police officials have been auditing several sex crime categories to check for accurate classifications, Mr. Farrell said. Of the more than 700 sex crime complaints reviewed so far, Mr. Browne said, 7 have been reclassified.
Mr. Farrell said there could be legitimate differences of opinion about how a complaint should be classified.
We want the classification to be the crime thats spelled out, he said, not to simply sh
Oct 07 2013


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The EZDogFences Professional Grade 14 Gauge Wire Boundary Kit includes the professional grade 14 gauge wire, flags and splices. For every 500′ of wire that you order you will get 50 flags and 2 splices. We sell the wire in 500′ and 1000′ rolls so if you order 1500′ of wire, you will get 150 flags and 6 splices along with your 1000′ roll and 500′ roll of wire.
If you are ordering this boundary kit with your fence, we will automatically combine the wire order so if you order a system that comes with 500′ of wire and order a 500′ boundary kit, we will send you a 1000′ roll of wire instead of the 2 500′ rolls.
If you are looking to order just wire, you can find that under Professional Grade 14 Gauge Boundary Wire.
All wire that we sell is solid core copper wire with a PE coating.


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Apparently Madonna isn't adopting an African child so much as she's kinda stealing one. Rule-bending in exchange for cash? In Malawi? [I'm Bringing Blogging Back]
Lindsay Lohan and Keira Knightley are going to hook up. On camera. I'm serious this time. [Pop on the Pop]
And the first interview with Michael Jackson since he left the U.S. in June 2005 goes to ... Billy Bush? [Access Hollywood]
After her riveting turn making a whore of Christian Troy (like that's hard) on Nip/Tuck, Rosie O'Donnell may get her own spin-off. [NY Post]
Gawker really, really misses Jessica Coen. [Evil Beet]
An imagined conversation between Nicole Richie and Paris Hilton. [Go Fug Yourself]
Today in cost-cutting: Moviefone conducts its Ashton Kutcher interview via IM. [Moviefone]
PR folks everywhere continue to realize that banning Paris Hilton from your event is a surefire way to score some publicity. I'm totally okay with that, Esquire Show House in Los Angeles. [Hollyscoop]
ScoJo signs a deal to record her first album. The working title is Scarlett Sings Tom Waits, but they're thinking of changing it to Hipster Masturbation 3000. [Junkiness]
The Evil Beet
All day long we dream about sex.


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When does the Dow closing 40 points lower feel almost as good as closing up 300 points?
The Dow was down 351 points earlier in the session on news that some took as a potential "Constitutional crisis" on Friday, which would certainly be a black swan event.
The Washington D.C. news derailed a promising session that could have extended Thursday's stratospheric rally; nonetheless, the Dow enjoyed its best week of the year. Moreover, it turns out that bombshell news headline from ABC News wasn't entirely honest; in fact, it might have been a non-event if reported properly.
Perhaps it points to an underlying anxiety. However, when the mainstream media starts talking "Constitutional crisis," even the most bullish of investors would consider selling.
Then there was the Senate finally passing its version of the tax reform (okay, cuts might be a better description, but I'll take it), setting up historical action on taxes that will have a positive impact on the economy.
Note: I would have preferred spending cuts and less spending everywhere other than defense.
The stage is set for a snapback rally; although Friday's jobs report looms large this week.
Key Investment Themes
- There is a major rotation out of technology going on.
- The revival of the beaten-down, especially brick-and-mortar retailer, as Macy's announced it was hiring 7,000 temp holiday workers.
- Crude oil spurted on a delayed reaction to the Organization of the Operating Exporting Countries (OPEC), extending production cuts through 2018, and holding Libya and Nigeria in check from cheating.
- Crude oil is holding up even as US producers have resumed bringing oil rigs online. While significantly off from the all-time high, the count is up big this year:
- Total Rigs +42%
- (PBT) Permian Basin +49%
I think everyone should have exposure to the Permian Basin in their stock portfolio. There are a lot of names I like; however, my favorite is Concho Resources (CXO) because I think it could rally to $200 next year.


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Deputy Prosecutor General of Ukraine Yevhen Yenin wrote on Facebook, Censor.NET reports.
"We have just received the formal confirmation of Vladyslav Kaskiv's arrest in Panama through Interpol cannels. The main lesson of this story is that the attempts to show off come at a high cost for this flaunty selfie-lover," he wrote.
Earlier, Prosecutor General of Ukraine Yurii Lutsenko announced that ex-head of the State Agency for Investment and National Projects of Ukraine Vladyslav Kaskiv was apprehended in Panama Aug. 18.
As previously reported, in 2012 Kaskiv signed a $1 billion contract with Spain's company Gas Natural on investment in a liquefied gas (LNG) terminal on Ukraine's Black Sea Coast. Later, the Spanish side stated it did not know the person who had signed the contract on its behalf. The man's name was Jordi Sarda Bonvehi, a ski instructor from Barcelona region.


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We have four chows currently being cared for by Briarcliff Animal Foundation. They were abandoned by the owner of a puppy mill on the side of the road last month. They are heartworm negative, and they are girls. We are looking for anyone who can help foster them, as they need socialization before they can be permanently placed.
The man who abandoned them also abandoned 27 others on the side of the road, and was caught by authorities. They raided his mill, and he was found to have 89 others, being held in deplorable conditions. Several rescue organizations are working hard to care for them, and we are doing our part.
If you have the capacity to foster even one, please let us know. Experience with chows is helpful. Please give us a call today if you can help, and spread the word!


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Nave's Topical IndexEphesians 6:12
For we wrestle not against flesh and blood, but against principalities, against powers, against the rulers of the darkness of this world, against spiritual wickedness in high places.
Nave's Topical Index
Enmity Between Man and Satan.
Enmity Between Man and Satan
In the Creation of the World, and all Things in It, the True God ...
Lorimer -- the Fall of Satan
Christ the Conqueror of Satan
On the Opposing Powers.
Praying is Fighting.
The Gethsemane Prayer
"In the Spirit and Power of Elias"
"The Fullness of the Time"
Satan: Apollyon (Greek: Destroyer)
Satan: Called Abaddon (Hebrew: Destroyer)
Satan: Kingdom of, to be Destroyed
Satan: The Accuser of Our Brethren
Satan: The Angel of the Bottomless Pit
Satan: The Prince of the Power of the Air
Satan: The Prince of This World
Satan: The Prince: Ruler of the Darkness of This World
Satan: The Prince: The God of This World
Satan: The Prince: The Serpent
Satan: The Prince: The Spirit That Works in all Disobedient People
Satan: The Prince: The Tempter
Satan: The Prince: The Wicked One
Satan: The Prince: Unclean Spirit
Satan: Unclassified Scriptures Relating To
LinksBible Concordance • Bible Dictionary • Bible Encyclopedia • Topical Bible • Bible Thesuarus