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Unemployment has fallen and yet debt levels are rising with more people asking for help. Chris Bond looks at what is causing the growing personal debt crisis in this country.
The start of January can be a lean time of year – Christmas is over, the weather's cold and the summer holidays seem a lifetime away.
There's also the small matter of paying for all the festive food and gifts with many people borrowing money, or using credit cards to help them out. Which is why the Money Advice Trust (MAT) debt charity is already urging low-earning households to start saving money now in time for next Christmas.
Its advice reflects the growing concern at the rising tide of household debt in this country which has increased seven per cent since 2012.
In September, the Money Advice Service (MAS) warned there are some areas of the UK, including Hull, where more than 20 per cent of residents have debt problems.
Credit card debt is a particular worry. Its estimated this now stands at around £68bn, which is an increase of 18 per cent in the past three years, with more people – particularly younger generations – using credit cards to pay for everyday essentials.
With personal debt levels rising again there is growing demand for debt advice amid concerns the problem is getting worse.
What is particularly alarming is even though unemployment has been falling it doesn't necessarily mean an escape from poverty.
Given that the Bank of England's own figures put total individual debt at around £1.5 trillion, this ought to set alarm bells ringing among policy makers.
The numbers of people contacting debt charities is increasing, and this isn't the only worrying trend. Jobs are no longer a protection against debt problems and there is a growing number of people under the age of 40 seeking help.
Saleem Shafi is a former bank manager who now work as operations manager at the Money Buddies and Ebor Gardens Advice Centre in Leeds.
He says Leeds City Council, debt charities and other agencies are working hard to tackle a problem that shows no sign of easing.
"As a city we're probably one of the best served in the country and we are at crisis point. We had a situation last year where clients had to wait two weeks to get face-to-face debt advice so if we're struggling then the rest of the country is too."
Shafi says debt problems traditionally hit low earners in unskilled jobs. "We tend to see more people who are hit by the benefit cuts, or zero hour contracts, or are having to do two or three jobs just to keep going."
However, he says it's affecting a broader group of people. "We're starting to see clients who may have had good jobs, like teachers and people in the police force, as well as mid-managers whose jobs keeping going through restructures – so people who ten years thought they were insulated from all this are now feeling the pinch all of a sudden."
Theresa May's government made a big play of helping those "Just about managing" families – or "Jams" as they've become known – however, those working on the frontline say a toxic combination of continuing austerity measures and banks not lending to those on lower incomes is exacerbating the situation.
"The austerity measures are driving debt to the point where for a lot of people now it's not just about managing it's just about surviving," says Shafi.
There are those who criticise people for living beyond their means in the first place, but the reality is that for many families it only takes a small change in their financial situation to push them into debt and once caught in that spiral it can be difficult to get out.
"It's taking people longer to take action on debt issues because there's still a stigma around getting support and advice," says Shafi.
"People do feel embarrassed about asking for help, especially if they've had a good job. Clients we see often say they feel guilt and shame, but when we look at the reasons why people get into debt it's very rarely because they have a gung-ho attitude towards money.
"It's normally because there's been a change in circumstances, either they've got ill, they've lost their job, their benefits have been cut, or there's been some other emergency."
Problem debt often has a devastating effect on people trying to make ends meet. It can trigger an increase in stress levels and has a detrimental effect on mental health which in turn impacts on health services at a time when mental health provision is already under-resourced.
The Ebor Gardens Debt Centre has been running for the last 30 years and in 2013 launched its Money Buddy scheme – a free, independent service part-funded by the National Lottery to help people stay out of debt and manage their finances.
It's proved successful offering a free drop-in service for those with debt issues in a growing numbers of centres across the city and beyond.
"We now have Money Buddies in Wetherby and to have one there and somewhere like Otley is indicative of the problems that are here already but are about to get even worse," says Shafi.
"I think this is really going to hit the middle classes in the next five years or so. People might think debt is bad now but I can only see it accelerating."
The rising tide of personal debt
Overall debt, including mortgages, now stands at £1.5 trillion and is expected to reach £2 trillion by 2020.
New research suggests that at least one-quarter (28 per cent) of adults in Yorkshire with common credit products – including mortgages, bank loans and Personal Contract Purchase car loans – could find it difficult to repay their debt if interest rates were to rise by one percentage point, according to a survey of over 2,000 British adults by insolvency trade body R3 and ComRes.


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427 Seventh Ave.,
Brooklyn, NY 11215
This venue is closed.
Exposed brick, a back corner bar topped in smooth slate-blue tile, and a few candlelit tables suited to double dates enhance the texture of this Park Slope wine bar and restaurant, where T-shirts are as welcome as fancier duds. The largely Italian selection of 12 wines includes a rotating cast of 10 or so by the glass, such as Umbrian Orvieto, big-flavored Primitivo from Puglia and a hard-to-find sparkling red Lambrusco. Liquor is also available, punching up the house's Blood Orange Cosmo and subtle, mildly spicy sangria. There are 9 beers by the bottle as well, and Bitburger from Germany on tap. Peckish guests can dine on salads, panini and bruschetta, topped with bold combos such as beets, hazelnuts and anchovy, and smoky portobello with fontina, and purists can easily match a sardine and roasted tomato panino with a Sardinian wine, then round out the meal with a lavender panna cotta.
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Best of New York: Fun & Nightlife
Picnics with a view, roller-skating nostalgia, and a party for gay headbangers.

subset: commoncrawl


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Our Juliana Plain Jumper is made of a beautiful lightweight cotton knit that's an easy, stylish throw-over for any Collectif spring/summer outfit. Juliana is half sleeve piece just cropped above the hips and is made from a very comfortably soft, high quality knit. She comes with an adorable keyhole cut-out, that sits just below her delicate tied bow, upon her neckline. She's ribbed on the cuffs and hips for a fantastic fit and looks great dressed-up with a classic pencil or swing skirt. Alternatively she can be worn more casually with a classic pair of denim or printed short-shorts.
Approximate total length (size 12): 17 1/2inches / 44.5cm, from centre-front neckline to hem.
Fit Advice: This style is true to size.
Fabric: 100% Cotton.
Washing Advice: Machine washable at 30 degrees.
Check out our full Delivery & Returns Policy or our FAQs.


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We've provided you with ideas to improve water quality. Have questions? Need help
implementing the concepts? We are here to help you turn the iWATR® concepts into
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Do you want to install iWATR application from iTunes?


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"The Entrepreneurial Journey of NewDominion: Determination to Thrive"
This event has been postponed until Jan 2018. A date will be confirmed soon.
Date: January 2018
Location: UNC Charlotte Center City (Large Auditorium)
320 E 9th St, Charlotte, NC 28202
(704) 687-8902
Parking: Free parking for all registrants. Parking details will be sent with your registration confirmation.
Time: 8:15 am – 11:00 am
Registration: Register below or RSVP to firstname.lastname@example.com
The NewDominion journey is like every other entrepreneurial journey- raising capital, pivoting, surviving!
NewDominion Bank, the second largest bank headquartered in Charlotte, is growing as a bank consistently, quarter to quarter, but business hasn't always been this fruitful. Blaine Jackson, NewDominion CEO, played a critical role in bringing this company back to life after some really difficult years post-recession. Join us to hear Blaine reflect on his journey and hear perspectives from other key stakeholders and clients who were involved in the process.
Crafting the future of community banking in Charlotte, Oct 10, 2017
North Carolina started the year with 61 bank headquarters. That number will fall to 50 by the end of 2017. That's down from about 120 banks based in the state before the 2008 financial crisis, according to the N.C. Bankers Association.
View full article
NewDominion Bank becomes the Preferred Community Bank of the Charlotte Hornets
8:15 am - 9:00 am Registration and Networking- continental breakfast and coffee
9:00 am - 9:15 am Opening Remarks & Welcome by Dr. Fatma Mili, Dean of CCI
9:15 am - 10:00 am "The New Dominion Journey" presented by Blaine Jackson, CEO, NewDominion
10:00 am - 11:00 am Panel Discussion with Key Stakeholders and Audience Q&A
Program Cost:
BIG Members Free
Guests: $40 in advance, $50 at the door
UNC Charlotte Faculty and Staff Free
Registration Required: Register below or RSVP to firstname.lastname@example.com
Dress Attire: Business casual
Many thanks to BIG's new Growth Partner: New Dominion Bank
Many thanks to our Host Sponsor: UNC Charlotte College of Computing & Informatics


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Celebrating our Berner Veterans
De-Lis Mini Coup dEtat
Born May 19th 2004
Proudly owned and so much loved by Karen Kaminski and family
Happy New Year 2016
Cooper is still with us, 11 1/2 years old now. His rear legs are weaker but he still goes for a one mile walk every day and occasionally climbs the stairs to our bedroom
*Veteran Berners Home Page*
*Samson's Story *My Gang *Sunny,Simmy,Barney,Pixie,Herb *Friend's Gallery *In Loving Memory*
*Histio Roll Call *Berner Veterans *Bernese Art *Berner Fun Stuff *Berner Articles & Info*
*Berner Shop *Longlease Links. *Humour. *Guestbook. *Berner Fundraisers *LostandFound *Rescue*
*Recent Updates*
*Longlease Bernese Mountain Dogs Home Page* \


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Cleaning Services in Banks, OR
Comprehensive list of commercial and domestic cleaners in Banks, OR offering house, office, carpet & window cleaning services.
Business Listings
Expert Upholstery Cleaning Keep your prized possessions looking like new and protected. Duct Cleaning How clean are your ducts and how is this impacting your family? Mott's Carpet Cleaning is a family run business operated by Raymond, Debra, Brandon and Angele Mott serving the greater Portland Northwest area. OUR MISSION To supply you with the most outstanding service experience possible!
Domestic & commercial window washing in Portland, Oregon. Services we supply are window cleaning, gutter cleaning, pressure washing and moss treatments. Waterworks NW was set up in 1998, owner Mark Poole, a general contractor, has 17 years within the industry. With state of the art equipment and the safest techniques available you're in nice hands.
Consistent quality is our priority! Thank you for considering our services for all of your cleaning requirements. Genuine Janitorial Cleaning possesses a professional experience in commercial and domestic cleaning to corporate entities and home owners in Portland, Oregon and surrounding areas. We take pride in our services and only use the finest provides and equipment to ensure our customer's satisfaction.
Hello from ARK HMC! Thank you for your interest in our business. We understand that the economy is in a questionable state right now so we currently have made a promise to every client that we WORK WITH ANY BUDGET! We provide the following LICENSED services to the Portland, Beaverton, Aloha, Hillsboro, and surrounding areas.
- I had Ark come out to my home and do a moss removal and clean my gutters for me. They
We do apartment cleaning. Move-In's and Move-Out's We welcome people who need an apartment cleaning, maybe just once a month, or for those who are moving out and need their apartment clean for an inspection. We can aid with special situations. Non-toxic cleaning methods are nice for people with allergies or chemical sensitivities or asthma.
We value a cheerful client and a cleaner home. Put your home page content here. Your Home page introduces your business and your Web site. Write a summary, including a brief description of your services or products and your value and dedication to clients. This page sets the tone for your site and tells people what they can expect to find on other pages.
For over 27 years, our aim has been to ensure the complete satisfaction of every client, while performing quality work at a good price. We know that you have a choice of carpet cleaners in the area and we evaluate your consideration. Serving the metro area since 1979, we currently have earned the experience of being able to supply nearly any kind of carpet cleaning that you require.
Residential house cleaning and organization services. All products used are non-toxic and biodegradable. Weekily, Bi-Weekly, Monthly, One-Time services. Independently owned and operated. Licensed. Bonded. Insured.


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In celebration of 80 years of excellent and dependable service, employees of Mesirow Financial gave back to the community by participating in Mesirow Financial's Week of Service. From Monday, June 19 to Saturday, June 24, Mesirow Financial's employees took the time to lend a helping hand.
Nonprofit organizations such as Bernie's Book Bank, Chicago Scholars, PAWS, Cradles to Crayons, Blessings in a Backpack, American Red Cross and Ronald McDonald House were recipients of Mesirow Financial's volunteerism.
Employees also assisted in Chicago's annual Chicago Cares Serve-A-Thon alongside other dedicated and caring Chicagoans. Please visit the above organizations' websites to learn fun and impactful ways you can help them too!
Here's a look by the numbers at the impressive impact that resulted from Mesirow's week of service:
More from Make It Better:
- Best of 2017: Philanthropy & Community
- Better Makers: Michael Phelps and Jason Day Host Golf.Give.Gala.
- How Lincoln Park Zoo's Conservation Programs Are Working to Save Wildlife Around the World
Rebeca Ballesteros is a Make It Better intern and a soon-to-be senior at Trinity International University in Deerfield, Illinois. While working toward a bachelor's degree in English/Communication, she enjoys reading books by her favorite authors Jodi Picoult and Emily Giffin.


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|England Student Achievements
Congratulations to the following IFSA-Butler students who have made great academic and personal achievements while studying in England! To read about students' achievements outside of England, visit the IFSA-Butler blogs.
Elaine Ruth Boe
Zachary Dionise
William Hancock-Cerutti
Amy Kao
Kellen McGee
Michaela Miragliotta
Mari Otto
Hannah Shoenhard
Anthony Soroka
Joseph Steib
Julia Tindell
Victor Yang


text: In December 2006, a NEWSWEEK magazine poll named Marianne Williamson one of the fifty most influential baby boomers. Marianne Williamson is an internationally acclaimed spiritual teacher. Six of her ten published books have been New York Times Best Sellers. Marianne's latest New York Times Best Seller is A Course in Weight Loss: 21 Spiritual Lessons for Surrendering Your Weight Forever. A Course in Weight Loss was selected by Oprah to be one of her Favorite Things in 2010.


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Part 2 of "The Quest for Energon" has finally been released after what I believe has been a couple months after part 1. The stopmotion series has once again proven to be very comical.
Wednesday, November 28, 2012
Kre-O Transformers: The Quest for Energon Part 2
Labels: Stop Motion, Toys, Videos
1 comment:
- AnonymousDecember 8, 2012 at 9:36 PM
I hope the Beast Hunters line is good. But I guess they would be hard pressed to get to a fourth season of Prime/Beast Hunters in 2014. In the meantime, Takara should kick up the amount of Masterpiece and possibly Generations stuff coming out between the 2014-2015 live action movie lull.ReplyDelete
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The official publicist to Stonebwoy, popularly known in the showbiz industry as Elorm Beenie has refuted claims that some of the fans of Shatta Wale plotted to harm the dancehall artiste at his 'Ashaiman to the World' concert held last Saturday, 30th of September, 2017.
In an interview with Amansan Krakye on Radio Central in Cape Coast, Elorm Beenie made it clear that, there is no evidence to prove that Shatta Wale or his fans were involved in the knife accident that cut through their tent to hurt the lower arm of the wife of Stonebwoy who was rushed to the hospital at the Sakasaka Park where the show was held.
Stonebwoy in his post on facebook few days ago said whoever threw the knife missed him as target and rather ended up injuring his wife at her back.
Click on the link below to download and listen to the full audio of what really happened at the show by Elorm Beenie who was there at the scene.AUD-20171002-WA0004_128bps.mp3 (372 downloads)


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The Dallas Center-Grimes softball team claimed another postseason victory doing so Thursday night in round one of the Class 4A region four playoffs.
The Fillies entered the postseason on quite the hot streak winners of five out of their last six games. Thursday night the Fillies pounded out 17 total hits on offense en rout to a 12-0 win over Knoxville in an abbreviated six innings of action. Inside the circle, Lani Gannon had perhaps her best outing of the year with a three hit shutout for her 14th win of the season. Gannon has now just 148 hits given up all season long.
The Fillies are now 16-22 on the year and will look to extend their winning streak to seven games as they take on round two against the top ranked Wildcats in Carlisle. That round two match up will begin from Carlisle on Saturday, July 7 with first pitch getting things started at 7 p.m.


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Mac Clusters Open, Fill Multimedia VoidBy Sanjay Basu
Staff Reporter
Two Macintosh computer clusters designed to provide the MIT community with modern multimedia software opened recently.
Since most multimedia software is Macintosh- and PC- based, the Academic Computing Center chose to avoid UNIX-based systems when creating the two new clusters, called the New Media Centers. Macintoshes were chosen because of the graphics emphasis of the programs used in the clusters, according to Center Director Kate Livingston.
"Our basic goal was to fill a niche Athena failed to provide,"Livingston said. "Though Athena has strength, it lacks multimedia capabilities."
The larger of the two computer labs, located in Room 26-139, is now being used as both a classroom and as an open cluster for students who need to use media-based software. The cluster features 13 Power Macintosh G3-class workstations with Zip and CD-ROMdrives, a quality color scanner, a video digitizing system, and a laser printer.
The other facility is located next to the Academic Computing office in Building N42.
Since the larger cluster is also used as a classroom, Livingston added an instructor's workstation connected to a stereo sound system, LCDprojector, and VCR.
Students, faculty, and teaching assistants can use any of the workstations after 4 p.m. Monday through Friday and after 1 p.m. on Sunday.
"This larger cluster is primarily for student use,"Livingston said. "The smaller cluster in N42 is used mostly by professors and TA's."
The N42 cluster, called the Development Lab, has four Power Macintosh computers, a scanner and a video digitizer. Students must make appointments to use this smaller center.
Both clusters have media software including Adobe Acrobat, Premiere, After Effects, Photoshop, Pagemaker, Illustrator, Macromedia Director, and SoundEdit.
Students can use the workstations to do everything from recording on CDs to "screen-grabbing"images from videotapes.
Cluster is a consortium project
Livingston and other members of the center decided to make the clusters Macintosh-based primarily because of joining the New Media Centers Consortium in Spring 1997.
The consortium is a non-profit organization which works to integrate media-based software into corporations and institutes of higher learning.
"We work to Śevangelize' multimedia," Livingston said.
"By joining the consortium, we can provide microcomputer-based multimedia to students and faculty while sharing our expertise," she said.
"We also get discounts on multimedia software," she said.
The center is also planning to teach students how to use multimedia software during Independent Activities Period. The center's events will include courses ranging from web page improvement to digital video editing.
"In addition to providing these IAPservices, we hope to upgrade our digital video capabilities," Livingston said. "We're hoping that people will make the most of these facilities."


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By Jenny Stones, 27th October 2017
Great waves, amazing people and fantastic food. Your own private Island with an awesome left breaking on the reef! Its paradise and I'm already planning my next trip there.
By James McMahon, 16th May 2017
I just returned to LA from a 10-day trip at Togat Nusa and I can certainly say it was well worth the days of travel it took to get to the island! Hands down the most beautiful place I have ever visited. Ticks all the boxes if you want to relax, enjoy nature and score epic warm water waves.
By Carol Hanson, 3rd July 2016
Words can't describe how amazing Togat Nusa Retreat really is. I was lucky enough to spend 12 days, literally in paradise, with the best company, best food, and best surfing anyone could hope to enjoy, warmest thanks again, Carol.
Camp Size: Max 8
Accommodation: Private fan bungalows
Daily Meals: Included
Daily Transport: Daily boat rides included
Located in front of surf break: Yes
Destination: Mentawai Islands
Surfing Ability: Intermediate to advanced
Budget: 4/5
Surf School: No
Surfboard Rental: No
Yoga: Yoga & meditation classes
Ideal for: small groups, couples & families
Nestled amongst the palm trees on Pitojat Island, Togat Nusa Retreat truly is a magical place. A private, tropical island sanctuary perfect for those looking to escape, relax & unwind. Its location in the surf rich Mentawai Islands chain offers an abundance of waves, especially lefts! A small resort, catering for only 8 guests at a time, the focus is on service and friendly vibes.
The retreat is blessed with a very consistent and extremely good left hander called Scarecrows that breaks a short distance from its shores. Several world class waves are also reachable within a short speedboat ride including the world famous left hander Telescopes.
Guests are able to travel to the resort on a set schedule with 10, 11 and 12 day trips available from February until November. Ideal for intermediate and advanced surfers – the resort is particularly suited for small groups, families or couples looking for a unique surf and yoga orientated tropical surf vacation.
Togat Nusa Retreat caters for a maximum of 8 guests within its 4 private bungalows.
Each bungalow is constructed with beautiful local hardwood timber & includes its own veranda as well as a pathway to the jaw dropping white sand beach that's just a stone's throw away. All accommodation comes complete with private bathrooms including hot/cold showers.
Bungalows – private accommodation
4 x double bungalows (sleeps 1-2 guests)
- 2 large double beds per bungalow
- Fan cooled
- Private bathroom
- Hot/cold showers
- Private veranda
- Pathway to the beach
- Ideal for singles, couples & small groups
Built entirely out of recycled timber and driftwood collected from the surrounding beaches, the bar & restaurant is the hub of the retreat and is a truly spectacular piece of craftsmanship.
Meals are locally sourced with a focus on fresh meats, fish, fruit and vegetables as well as home baked breads and pastries. Togat Nusa's experienced Indonesian chef combines traditional and western recipes to create the most delicious meals.
Breakfast for early birds consist of fruit, yogurt and homemade granola, coffee and tea. You can order what you like, omelettes, pancakes, French toast with homemade bread, bacon and eggs.
Lunches & Dinners are served buffet style pizza, burritos, pasta, curries, some Indonesian dishes, ren dang, lumpias, soto ayam, fresh fish,roast chicken, fresh salads, homemade cakes, donuts and fresh fruits for desserts.
All guests will be given a large water bottle that you can refill in the restaurant.
Food allergies and special dietary requirements are not a problem but should be specified before yours arrival to ensure we are prepared. Please also inform us of any birthdays or special occasions during your stay so we can help to make them extra special.
The Bar stocks a variety of beers and spirits as well makes cocktails and fresh fruit smoothies, its NW facing aspect makes it the ideal place to grab a cold beverage and watch the sun set on another perfect day in paradise.
Included in the price:
- 3 large, healthy delicious meals are served each day
- Unlimited Tea, Coffee and Water.
- Most snacks
Not included in the price:
- Alcoholic beverages
- Soft drinks
- Some extra snacks
All inclusive - everything except massage , photos and drinks from the bar.
Private Island with turquoise lagoon
Scarecrows (left hander) on your doorstep
Daily Boat rides to the local surf spots*
Daily meals, snacks, smoothies & coconuts
Romantic candle light dinners
Free Wifi
Free Snorkelling Gear hire
Free Yoga Classes - for all levels
Free Stand Up Paddle Board hire
Tsunami Tower (12m tall) - also a great place to watch the sunset!
*Day trips up to the playgrounds or down to HT's is additional. This is a daily charter price of USD$ 300, for up to 8 people.
Included in the daily surfer rate are your daily boat rides;
Morning Surf session: typically 6.30am - 8.30am until 12pm
Afternoon surf session typically 2.30pm - 3pm until 6pm
Every guest will have daily boat rides to the surf included in their package. The first session will depart Togat Nusa between 6.30am and 8am depending on what's agreed the evening before. Guests will return back to base for lunch, usually by 12pm. The afternoon surf departs around 2-3pm and returns back about 30 minutes before dark. The decision on where to surf will depend on the surf guide and what the group/majority would like to do. Guests can surf Scarecrows any time of day they like too.
There are 2 boats available for our guests. The main boat is a traditional dugout canoe, powered by two 40 horsepower Yamaha engines that will transfer you safely to and from the surf at speeds of up to 20 knots. Built locally, this style of boat is designed for travel in local waters and whilst the ride can sometimes be a little wet, the length and shape of the hull helps it cut efficiently through the surf for a smoother ride than a western style speedboat.
Our drivers are experienced boatmen, growing up in the islands and around boats all their lives. As well as containing all the required safety gear, the boat has a cooler with cool drinks, a large roof and padded seats with backrests, ensuring guests are comfortable and protected from the sun during travel or when taking breaks between sessions.
Togat Nusa's 9m aluminium speedboat is also used locally but will always be used when heading off for further missions north and south. Complete with a cabin & powered by 2 x 200 hp Suzuki engines the boat is equipped with GPS, radio and safety equipment. All missions to playgrounds or HT's will be an additional charge of USD$ 300 / day for up to 8 guests.
Guests need to fly into Padang Airport, West Sumatra
We recommend using https://www.skyscanner.net/ and flying into either Kuala Lumpur, Malaysia - or Jakarta, Indonesia. From KL, there is usually one morning flight (1hr) with Air Asia as well as a lunchtime flight to Padang. From Jakarta, there are over a dozen flights each day that fly into Padang, from airlines such as Garuda Airlines, Srwijaya, Citilink & Lion Air. We recommend https://www.traveloka.com/
Note: Visa On Arrival: A FREE 30 day Visa On Arrival is now available for the following countries: Australia, USA, Brazil, South Africa, New Zealand, Canada, Peru, Costa Rica, Spain, Portugal, Italy, Ireland, England, France, Switzerland, Sweden and Germany.
Price: USD 150 pp each way
* Airport collection
* Taxi to Hotel
* Taxi to Ferry
* Ferry Ticket (Padang to Tua Pejat, Sipora)
* Speedboat transfer from Tua Pejat (Mentawai port) – the camp;
* Baggage & surfboards charges (porters)
NOT INCLUDED: Hotel in Padang; meals and personal expenses in Padang;
Your transfers in detail:
Padang Airport
Upon arrival at Padang's Minangkabau International Airport, you will be greeted by one of our staff members with pre-arranged transport and you'll be taken to your hotel. From this point we can help with any pre-departure needs, like accessing money, where to eat or simply explore this unique and colourful city for a genuine Indonesian experience.
Padang Hotel (extra cost)
Note: All guests will need to spend their first night and last night in Padang. That said, hotels are very affordable and even the best hotels are around $60 for 2 guests including breakfast.
We suggest staying at either of the following options:
Mercure Hotel - www.mercurepadang.com/
The one and only hotel where you can see sunrise and sunset. 5 star glory in Padang. Brand new, multi-story hotel on an elevated property overlooking the beach. Western sterility with Minangkabau (West Sumatran) touches. Swimming pool, bar, beach and mountain views.
HW Hotel- http://www.hwhotelpadang.com/
HW Hotel is located in the heart of Padang City, Offering a different atmosphere with Smart Room and Elegant Design. You can also admire the scenery of the sea from the windows of our rooms. All rooms have views in this hotel. A strategic location will indulge you to experience a variety of shopping and entertainment place.
Mentawai Fast Ferry
You'll be collected from your hotel and taken to the ferry port the next morning around 6.00am. The port is very close to where the hotels are found - it's just a short 5-10 minute ride.
Ferry departure times:
Padang – Tua Pejat: Monday, depart 06.30am
Padang – Tua Pejat: Wednesday, depart 06.30am
Padang – Tua Pejat: Friday, depart 07.00am
Tua Pejat – Padang: Monday depart 14.00pm
Tua Pejat – Padang: Wednesday depart 14.00pm
Tua Pejat – Padang: Friday depart 14.00pm
The Ferry crossing time takes around 3 to 4 hours. Guests will arrive in Tua Pejat (Mentawai Port) around 9.30am, where our staff will be waiting to transfer all the baggage to the speedboat and take the guests to Togat Nusa Retreat, arriving around 10am. Crossing times are subject to weather conditions and delays can happen.
On return, guests will depart the resort around lunchtime (with the speedboat) to take the Ferry at 2pm. The arrival time in Padang will be approx 6pm. Our staff member will transfer you to your hotel as well as the airport the next morning. (Hotel and meals in Padang are not included.)
Speed Boat - from Padang to the resort directly
A private speedboat is available (as an alternative to the fast ferry) - for crossing for groups of up to 12 surfers, starting from around USD 1,550 (tbc). The boat will head straight to the retreat and the crossing time usually takes 3 to 5 hours. This is always done in the morning; however the crossing can be postponed due to weather conditions.
"Rubber time"
Indonesian transport is renowned for being erratic, with this in mind delays and re-scheduling are an everyday reality concerning public transportation. We will do our best to get you where you need to be asap, but take no responsibility for delays or cancellations due to external circumstances.
All guests travelling to any surf camp or charter boat in Sumatra will require Travel Insurance. Surf Camp Sumatra recommends using World Nomads for any trip to Sumatra. Simply use the below form to get a quote.
Make sure you to pack light & within the baggage restrictions of your airline.
Don't leave for your trip without any of the following:
Passport valid for at least 6 months from date of departure and must have at least 1 completely blank page (no stamps, nothing)
Tickets & itinerary
Travel insurance policy
Cash – change $500 minimum per two weeks stay into Indonesian Rupiah (IDR).
Valid Visa (for Australian, British & USA passport holders, visas can be issued on arrival (30 days max). Please check prior to purchasing your tickets.
Important: Make sure to check our "know before you go" section which is a handy page of what to expect as well as a detailed inventory of what to bring.
A USD500 deposit per person is required to secure your booking. Initial deposit is non-refundable but transferable or exchanged with a friend to take your place on that specific date (passengers are responsible for finding their own replacements).
Balance of payment is due 60 days prior to departure and is 100% non-refundable.
Payment only by Bank transfer
All transfer charges & bank fees, including correspondent bank fees, are to be incurred by the guests.
Bank details will be emailed upon booking.
Save a lot of $$$ by using www.transferwise.com for your international bank transfers. It's free and easy to use, you will receive much better currency rates than any bank.
bSed at ante dui. Etiam lectus elit, hendrerit eu odio vel, pulvinar tempus magna. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Integer vulputate sem et interdum aliquet. Curabitur non vehicula quam, non semper ipsum.
|Alcohol available
|Date Flexibility
|Family Friendly
|Female Friendly
|For Couples
|Learn to Surf
|Surf & Yoga
|Surf Season
|All Year
|All Year
|All Year
|All Year
|Surfer Daily Budget
|Surfing Ability
Unbeatable value and well positioned surf camp in the otherwise expensive region of the Mentawai Islands...
Surfers From: USD 125 pp / night
Non Surfers From: USD 60 pp / night
The only camp in the bay, each bungalow overlooks Lances Left, one of the most consistent & fun waves in Indo
Surfers From: USD 180 pp / night
Non Surfers From: USD 180 pp / night
The ultimate Mentawai surf resort with direct access to what's been described as the funnest wave on the planet...
Surfers From: AUD 360 252 pp / night
Beginners From: AUD 195 pp / night
Set in a pristine bay with sunset views overlooking Pitstops, an extremely fun and rippable right hander...
Surfers From: USD 250 pp / night
Non Surfers From: USD 250 pp / night
Surf Camp Sumatra offers a handpicked selection of the best Mentawai surf charter boats operating in this incredible surf region. Each boat has a reputation for consistently delivering the best and least crowded waves to its customers throughout the Mentawai Islands. Here at Surf Camp Sumatra, we guarantee to match any price you find anywhere online – including any special discounts on any website.
If you want the privacy & comfort that a surf camp offers or the diversity & ease of a boat trip, we've got you covered for all trips to the Mentawai Islands or the Telos. Our impressive selection of camps and charter boats offer a wide range of pricing to suit everyone's budget & ability. And with over a dozen Mentawai Surf Charter boats and Mentawai surf camps to choose from, we can cater for single surfers or small groups, all the way up to larger packs of up to 14 guests.
We give the double thumbs up to each and every Mentawai Surf Charter on our website. We do the same for the camps too. We've been to all the regions and visited all camps, year in year out. It's our stamp of approval to make the ease of booking a little less painful for you!Surf & Yoga Female Friendly Learn to surf Couples & Honeymooners Family Friendly Solo Surfer


text:
Hey Guys,
i have a problem:
I try to use the jaws api in c# and visual studio.
The com object is only avaiable, if jaws is installed. But I don't work with jaws here.
Some other guys help me with programming, but when both installs jaws, it don't work, the com-Objects are not equal.
So I can't use the library from quentinC, because I need some library which I can use in a commerzial product.
Tolk is no poption, because I need a sapi access, which provides me access to volume and so on, by sapi.
Do you have any ideas, how to get a better access to jaws?
Best Regards.


text:
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Cheeca Lodge & Spa
Read more about this Hotel
Cheeca Lodge & Spa lies a 1-hour drive south of Miami, in 11 hectares of grounds with its own private beach. The hotel boasts an onsite Spa and a private 525-foot fishing pier.
How far is the nearest beach?
This hotel is located on the beach
Distance from Airport
This hotel is located 125km from Miami International Airport
All rooms are equipped with an en-suite bathroom, balcony, hairdryer, TV, tea/coffee maker and wireless internet.
Food & Drink
Buffet breakfast is served daily and guests can enjoy Seafood dishes at Atlantic Edge restaurant. There is also a Tiki Bar which features a plasma TV.
Sports & Entertainment
Cheeca Lodge & Spa features Two heated swimming pools and one saltwater lagoon, six lighted tennis courts, a 9 hole golf course and gym. There is also a Spa which features a heated lap pool, wet room, Vichy shower and a selection of treatments.
- Bar
- By the Beach
- Golf
- Gym
- Hairdryer
- Heated Swimming Pool
- Internet Access
- Private Beach
- Spa
- Sunbathing Terrace
- Sunbeds
- Swimming Pool (Salt Water)
- Tea/Coffee Making Facilities
- Tennis Court(s)
- Terrace
- Water Sports


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My parents have always loved looking at houses. From when I was young, they took me to model homes all the time. I think that is when I started having a passion for interior design.
My dream job has always been interior designer. Since high school, I had always wanted to become an architect when I grew up. However, that soon ended when I realized how much work it was and how much time commitment was required. Many of my friends dropped out of architecture during their first semester in college, so that scared me even more. I decided to venture towards the more technical road.. aka civil engineering.. and let's say that hasn't been the best idea either..
Anyway.. my ideal dream job is interior design. Not my practical job, but one that would be my dream job. That and pastry chef haha. In order to satisfy my dream, I thought why not just make a hobby out of it and I can get inspiration from it as well. Social media sites such as tumblr and pinterest make it so easy for eye candy nowadays. So I did it. I created a blog devoted to interior design and created a pinterest devoted to the same thing. I hope this will go a while and won't just be a phase. I am so looking forward to my own house and apartment.


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jefferson davis middle school
Jefferson Middle School · 100 Dragon Drive · Jefferson, GA · 30549 · Phone 706 367-2882 · Fax 706 367-5207 Learn more about JEFFERSON DAVIS MIDDLE SCHOOL, a school located in Newport News, VA see details on ratings, academic performance, student-teacher ratio, diversity and more. Read school ratings and reviews for JEFFERSON DAVIS MIDDLE SCHOOL endnotes: 1) see irvine werstein, abraham lincoln vs. The Cross Keys home is considered one of the oldest and most significant homes in the Upstate of South Carolina jefferson davis (new york: thomas y, 1959); t. The Georgian Colonial mansion s claim to fame is that h. Kids learn about the biography of Jefferson Davis, president of the Confederacy during the Civil War williams, two war leaders: lincoln and davis (illinois. Jefferson Davis Middle School 7050 Melvin Road JACKSONVILLE, FL 32211 TEL: (904) 573-1060 Jefferson Davis Parish Schools is a public K-12 school district in Jennings, Louisiana the mission of the jasper county school district is to provide a safe environment, promote self-esteem, and educate all students to become independent life-long. The Pride of the Island! Welcome to the 2016-2017 School Year Start Strong & Finish Stronger! At Jefferson, Edline is used for grade reporting and teacher jefferson davis middle school profile, performance trends and va state ranking. Lemon Henry Blind Lemon Jefferson (September 24, 1893 – December 19, 1929) was an American blues and gospel singer, songwriter, and musician see how jefferson davis middle ranks with other hampton schools. He was one of the jefferson davis; president of the confederate states; in office february 18, 1861 – may 10, 1865 provisional: february 18, 1861 – february 22, 1862 jefferson davis was a civil war confederate leader from west point to the southern secession. Panther Parents and Students, We just completed Spring STAAR testing and week one of AP testing learn more at biography. BY the end of testing next week we will have completed two weeks of com. The Great Republic: Presidents and States of the United States of America, and Comments on American History north jefferson middle school is committed to excellence in teaching and learning for all. Taking everything together then, I declare that our city our vision is to be recognized as a model school for educational excellence. Discover all the facts about Jefferson Davis Middle School and its 1050 students, including 78 ratings & reviews; view test scores and nearby houses welcome nature is on display every day in jefferson county. SugarMegs Audio at Terrabyte Station 90,000 live concert shows streaming free music online Early life and career peaceful small town georgia is found throughout the area. Jefferson Davis was the 10th and last child of Samuel Emory Davis, a Georgia-born planter of Welsh ancestry while only a stone's throw from downtown. When he was three his family the jeff davis youth in government club thanks county commissioner dan harris for his monetary support! northside high school, formerly jefferson davis high school, is a secondary school located at 1101 quitman in the near northside neighborhood of northside, houston. Education for a Brighter Future jeff davis county schools, jeff davis school, jeff davis schools, jdcs, jeff davis sports, jeff davis boe, jeff davis athletics, hazlehurst schools jacksonville, fla. JPPSS Announces 2017-18 Student Registration Dates, Including an Early Period for Kindergarten Thank you for your interest in employment with Jefferson City Schools a bullet went into jefferson davis middle school after a nearby shooting on the westside thursday afternoon and some students were injured by. Our school system has four schools: Jefferson Elementary School (Grades PreK-2), Jefferson jefferson davis middle school in jacksonville, florida (fl) serves 813 students in grades 6-8. When Palm Beach County built its Jefferson Davis school in 1961, only three districts, Broward, Dade and Volusia had integrated their schools, and then by only small find data, reviews and news about this school. Explore facts about Jefferson Davis Middle School in Jacksonville, Florida See details on ratings, academic performance, student-teacher ratio, diversity and more


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Merch *DEAL*: October Bundle of Vinyl + T-shirt $25
For the remainder of the month of October, we have a deal for you!
1x T-shirt
1x 12″- Milkplant – Time Dilation EP w/Remixers Andrei Morant and Sone
$25 includes shipping in the USA.
Canada shipping add $5
Overseas shipping add $10.
AND add either the Catharsis or Catharsis Remixes 12″ for $5 per additional record.
So get all 3 of our vinyl releases plus T-shirt for $35 shipped in the US!
We will include download codes for additional record purchases. Quantities are very limited, if you add 1 or 2 extra records indicate which additional one(s) you would like in the Paypal notes. Please be sure to pay correct amount at checkout if adding records and/or international shipping. Includes unlimited streaming of Time Dilation via the free Bandcamp app, plus high-quality download in MP3, FLAC and more.


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Will travel 25 miles
$40 per hour.
4.9 516 ratings
Greetings! I have been an educator since 1987. A friend asked me to help a young girl who was struggling with feeling intimidated by her male tutor in ESL. I discovered then a passion for teaching and have been doing so in a variety of positions both formal and informal since then. I push my students to learn the specific information they ask of me. Perhaps more importantly though, it is my hope that they will find a passion for learning and gain skill sets that they can use in all their end... [more]
Will travel 5 miles
$100 per hour.
4.94 51 ratings
I scored in the 96th percentile on the GRE verbal and had a perfect score on the math when I applied the PhD programs at business schools. I have scored perfect on practice GMAT exams and have helped dozens of students prepare for the GMAT. I have a custom curriculum for GMAT prep including a list of topics, overview of the exam, and study plans. After competing in national math tournaments in high school and taking BC Calculus in the 10th grade, I enrolled at Harvard College where I graduated in four years with both bachelor's and master's degrees in Applied Math with a focus in economics. [more]
Will travel 15 miles
$60 per hour.
5.0 32 ratings
- 12+ years of tutoring experience - helped over 200 students achieve perfect scores on standardized test sections - worked with thousands of students in the past in improving grades and scores - served as Dean at major test prep company in San Diego I am an experienced and dedicated educator who has over 12 years of experience in teaching. What sets me apart from other tutors is that education is my passion and my profession, not just a hobby or supplemental job. I love to connect with stud... [more]
Will travel 15 miles
$80 per hour.
4.9 86 ratings
I am a GMAT top scorer and an expert on the Quantitative and Verbal Reasoning sections. I helped my students increase their scores 150-200 points on average. I use a targeted approach that not only helps one prepare for the test but also master the material for use in future courses. Hi, my name is Daniel, and I am a UC Berkeley graduate (class of '11), SAT perfect scorer, and test preparation expert. I have over ten years of experience as a private tutor, specializing in SAT, ACT, GRE, and GMAT preparation as well as college admissions consulting. I have also helped students excel in Algebra, [more]
Will travel 7 miles
$40 per hour.
4.66 29 ratings
Hi! My name is Archie, and I LOVE math (math is FUN!)! I have loved math since I was in second grade. I loved math so much that in my senior year in high school, I took AP Calculus AB and AP Calculus BC at the same time, and then majored in math in college, and went on to grad school to learn as much math as I could! I earned my bachelor's degree in mathematics (with a minor in computer science) from the University of San Diego (USD) and my doctoral degree (Ph.D.) in mathematics from the U... [more]
I practice law in San Diego. I teach at local community colleges, and I tutor when I can because I enjoy teaching. I especially enjoy the one-on-one relationship of tutoring where I can be more of a mentor when the student is open to that. I have taught K-12 (including special education) as a substitute. I have taught Intro to Economics as a Teaching Assistant while I was in grad school. I have two teenage children whom I have taught in a home school setting. I have tutored elementary, high... [more]
Will travel 10 miles
$59 per hour.
5.0 5 ratings
I have attended many schools. Recently I received a Machine Learning Certificate from University of Washington Extension in 2017. Earlier in 2016, I received C/C++ Programming Certificate from University of California San Diego Extension. In 2013, I received M.Sc. in Electrical and Computer Engineering from The University of Texas at Austin. In 2010, I received M.Sc. in Wireless Technology from Nile University, Egypt. My B.Sc. degree in Electrical Engineering from Alexandria University, Egyp... [more]
Will travel 15 miles
$40 per hour.
4.45 11 ratings
I have scored a 790 on my own GMAT and have taught comprehensive GMAT prep for both Kaplan and Princeton Review for over 8 years. I have also tutored 70+ students privately so far in GMAT. I am a current MD/PhD student with over 17 years of diverse tutoring experience. I have tutored over 900 students privately and have been teaching organized test prep courses (MCAT, GMAT, GRE, TEAS, etc) for leading test prep companies for over 10 years. I look forward to applying my tutoring experience to help you excel in your academic career!... [more]


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ALBION striker Ishmael Miller insists a glut of goals is just around the corner after opening his account at St James' Park last night.
The forward was the first to admit he's failed to convert a number of good chances so far this season but it only takes one goal to send confidence soaring.
He said: "I've had chances in previous games and as a striker that is all you can ask for.
"Sometimes the keeper might have pulled off a great save or sometimes I might have missed – but you get more worried if you have one chance in four or five games.
"I have had a chance in nearly every game and it's just a matter of me taking it.
"The more comfortable I get, the more I become a better player and the more chances I will take."
Miller admits that his failure to find the net this season had been playing on his mind.
"Of course it has because you want to score as many goals as you can and help the team out as much as you can," he said.
"But if you keep doing that the goals will come. Every striker will tell you that.
"One of these months I will score four or five in the month. That's how football works.
"Jermain Defoe didn't score for five or six games last season but this season he has scored six and Wayne Rooney has been the same.
"That is sometimes how it works and hopefully it can be the same for me.
"I am giving 110 per cent in every game and trying to improve as a player, that's the main thing. Goals will always come for me because I know I will always get chances."
As it turned out, Miller's fine strike was only a consolation after a sterling second-half performance.
It was a far cry from the first half, a display which meant some harsh words needed to be exchanged at the break.
Miller added: "We came in at half-time 2-0 down so we were going to be disappointed.
"You have to try to gee your team-mates up.
"Even if it's your best friend, sometimes you might shout at him during the match or at half-time and it's not meant to hurt him.
"The first half was hard for us to take so things were a bit heated but we came out after half-time and showed we had fire in our bellies and we were a bit unlucky not to get a point."


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Gig Round-up
Come here to see reviews on all the hottest bands and artists in the industry!
Ben Folds - 6th July - Barbican, London
Tonight Ben Folds graced the stage of London's Barbican, but this time with a twist from his usual performance, tonight he's bring an Orchestra with him, to be specific, The Heritage Orchestra.
Slam Dunk South 2014 - Review
It's that time of year again! It's Slam Dunk!
Elliot Minor - 30th March - Islington Academy, London
Amaryllis had a fun set with their alternative sound. Having been voted for by the public for the support slot tonight, there set went down well with the fans. This was a big night for the band as they took to the stage that many of their favourite bands had done on previous occasion.
Fall Out Boy - 20th March - Wembly Arena, London
Fall out boy are back in London and excitement is high!
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Thousand Island venue held host tonight to Richmond VA, pop punkers Broadside on their first London …
Broadside - Interview
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Community: The Missing Piece in the Music …
Written by Stefan Aronsen - Co Founder After years of attending shows, I found myself with a commun…
Slackrr Release New Single
Pop punkers, Slackrr have dropped their debut single!
The LaFontaines - Common Problem - Album -…
The LaFontaines are back with their new album 'Common Problem'!


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A lot of players are eager to learn how to win the lottery. Considering the number of people who believe there is a proven system on how to win lottery games, it is no wonder that lots of books and articles are read by those hoping to win.
One such book is by Richard Lustig, a 7-time lottery winner.
Although Lustig, who's system is covered in detail in an article published on https://www.lottery-winning.com/, has won 7 big prizes he has won so many times he's lost count of his prizes..
Some tips include:
- Create or Join A Syndicate: Convincing the group you join on how to win the lotto that using a wheeling strategy works may not be easy. Definitely, there will be doubters among them. However, when you create a syndicate of your own, it is possible to begin wheeling numbers straight away since the need to convince people does not arise. Convincing any group you join that the wheeling system is how to win lotto prizes may not be easy, it is a necessary thing to do.
- Play Games That Support Second Drawings: Giving your lottery ticket a second chance is how to win a lottery. This highlights the importance of buying lottery tickets that allow for second drawings when there is no jackpot winner in the first draw. Since winning the lottery is very important, buy tickets that give you a second chance without costing an extra.
Avoiding Lotto Scams
While you interest yourself in winning the lottery, it is important to avoid being scammed. There are a few ways to ensure you stay protected from a lottery scam, and they include:
- Buying From Authorized Lottery Retailers: Your reason for playing a lottery game is to win the jackpot and not get scammed. One foolproof way of doing this is to buy tickets strictly from lottery retailers who are duly authorized.
- Do Not Buy Lottery Tickets Across National Borders: Take note that it is illegal for lottery tickets to be sold across national borders. Armed with this knowledge, avoid buying from anyone who makes an offer to sell international lottery tickets through the internet or by mail.
- How to Win The Lottery Without Buying A Ticket: It is not possible to win a lottery prize without buying a ticket in the first place. So, whenever you get a call or message that you won the lottery, ask yourself: how can I win the lottery without buying a ticket or participating in a second-chance lottery game. Once you do not do any of these, you didn't win.
- Getting Notifications That You Won: Even if you played a lottery game and won, it is not the place of the lottery organizers to contact you. The only party responsible for checking if you are holding a winning ticket is you. So, the moment you get a notification that you won, simply know it is a scam.
- Request For An Upfront Payment: There is no lottery game that requires its winners to pay any amount of money before a lottery prize is released.
Winning the lottery is the dream of any player. It is also important to avoid getting scammed in the process.
The tips listed above are not so much a guide on how to win the lottery but rather on how to detect a scam from unscrupulous marketers.


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Plan B
Saturday, April 4, 2009 at 10:21
There were 3 things I wanted to get done this weeked: sort out the compost, clean my bike, and put up those obelisks. But it's raining. The kind of rain that isn't really rain but damp air, that soaks you without you noticing. The tree next door is full of miserable looking starlings, pigeons, doves and sparrows, all shaking themselves occasionally to get off the drops. (There's also a couple of pigeons shagging on the fence - they don't look so miserable.)
I think it's time for plan B... Sit on the sofa with Time Team, some coffee and some knitting. Oh yes.
in General


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Coasting with Culture
CWC Travel Log
CWC Videos
Travel Videos
Friends of CwC
Experiencing great theme parks and Beyond!
CWC Travel Log
CWC Videos
Travel Videos
Friends of CwC
Click Here For
Part 13: Australia Zoo
Coasting with Culture through New Zealand and Australia!
Part 14, Aussie World
Click Here For
Part 15: Sea World & Wet N' Wild
11/12/2016 - Just a short drive away from the Australia Zoo and off one of Queensland's main motorways is Aussie World
. Aussie World is a small amusement park located in a complex that includes restaurants and small shops.
What I had been looking forward to the most at this park was the Wild Mouse, as it was the same type of coaster as the Wild Mouse at Luna Park in Sydney. After having ridden the Luna Park Wild Mouse, I had an even greater desire to experience this coaster as it was incredibly fun, but unfortunately as we arrived to Aussie World, we found a coaster that was closed and not operating, and the bad news was that it was actually in the process of being removed from the park. From my understanding, it will be replaced by a modern steel spinning wild mouse coaster. Such a shame as I really enjoyed this type of coaster, but alas, it is what it is.
While it was disappointing that this coaster was closed, there were other rides for us to check out, such as Plunge, the parks log flume. The layout was fairly basic, but the splash was effective in providing a nice cool off without getting drenched.
There was also Bug Out, the park's one coaster that was operating while we were visiting. A Wacky Worm type of coaster, this was probably one of the better "themed" Wacky Worms as it had a lot of plants and bushes around it as opposed to just being out in the open.
Another ride they had was Dark Rebel, and indoor Himalaya style ride. The neon and laser lights that ran while the main lights were off during the ride, along with the music that played reminded me a lot of going to the local skating rink when they would turn out the main lights and switch to the laser and spot lights.
There were a few other rides there that we didn't ride such as their disk'o, wave swinger or tilt-a-whirl style rides. We did, however, take a
slide on the Giant Slide which offered some decent views of the park. I also had a chance to experience a bit of a surprise attraction that would be my favorite at the park called the Illusionarium. The best way I can describe it is that it's a more advanced fun house where you use 3-D glasses to make the visual tricks more effective, and there is an interactive aspect to getting through it. Unfortunately I didn't get any pictures inside, but I will say that if you find yourself in Aussie World, it is worth taking a little time to wonder through (not to mention that it's air conditioned as well).
With that, we end our look at Aussie World. Up next, we head to the next theme park of the trip, as well as one of the premier water parks of Australia.
Jump to another part of this trip report:
Part 13 - Australia Zoo
Part 1 - Wondering through Auckland
>> Part 14 - Aussie World <<
Part 2 - Walk to Mission Bay
Part 15 - Sea World & Wet n' Wild
Part 3 - Mount Eden
Part 16 - Alice Springs
Part 4 - Rainbow's End
Part 17 - Kings Park in Perth
Part 5 - Arrival in Sydney
Part 18 - Indian Ocean & Fremantle
Part 6 - Ms. Macquire's Point
Part 19 - Perth CBD & Elizabeth Quay
Part 7 - Luna Park
Part 20 - Adventure World
Part 8 - Sydney Harbor Bridge & Rocks Tour
Part 21 - Walking through Melbourne
Part 9 - Bondi Beach & Darling Harbour
Part 22 - Luna Park Melbourne & St. Kilda
Part 10 - Walk Through Cairns
Part 23 - Victoria Parliament
Part 11 - Great Barrier Reef & Green Island
Part 24 - Back to Auckland
Part 12 - Warner Bros. Movie World


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How to reduce cooling cost using air curtains
In the summer many businesses turn the thermostat way down, lower than the average home in fact. Perhaps it is because you will not be able to keep customers in your building if they are uncomfortable with the temperature. Air curtains are designed to prevent the loss of cooled air block the entry of hot air when a door is opened and closed. Air curtains also prevent the entry of outside contaminants such as dust and insects. This feature can be invaluable for any customers or employees with sensitivity to these contaminants.
Cooling costs are reduced when you use air curtains because the air curtain is preventing as much warm air from entering through the doorway. The temperature in the room stays closer to the desired temperature and the air conditioner does not need to turn on as often or run for as long. Reducing the energy needed by the air conditioning unit will save your business from spending as much money on cooling costs.
Air curtains are placed above the doorway, usually the main door that people enter or exit most. Air curtains come in many different brands and models. Here are a few examples:
Size - most air curtains are designed to fit above eight foot doorways. However, many companies have created models that can fit in smaller or larger gaps between the ceiling and the door frame. Also, air curtain length can vary. Some air curtains need only to be a little shorter than the width of the doorway. Other companies find that extra long air curtains, or several air curtains in a row, over the opening of several side-by-side doorways makes for more efficient use.
Design - Although many air curtains are rarely even noticed unless you are looking for them, you can order an air curtain in almost any color you desire. Several different companies advertise multiple color and design options. An air curtain does not have to be an eye-sore.
Strength/Reach - You can buy an air curtain with the kind of strength that fits your company's needs. For example, air curtains are made for walk-in freezer cases. These air curtains must work harder to keep the warm air out of the cooler because of the drastic temperature difference. Also, some air curtains come with a more industrial type of filter. Businesses that work in dusty or bug infested areas look for air curtains that can filter such contaminants.
Not only can you save yourself some money by using air curtains to reduce cooling costs, but you can make your business more inviting as well. Aside from the obvious benefits of having a temperature controlled building, the air curtains aloe front doors to remain open. You may have noticed that many businesses keep their doors propped open to make their businesses more inviting. With an air curtain leaving your door open is not a problem. The air curtain re-directs the warm air away from the entrance. So as you consider purchasing air curtains for your business keep in mind all of the options and added cost saving benefits that air curtains provide. You will be able to reduce your cooling costs while making your place of business a more comfortable place to be.
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OMICS International organises 3000+ Global Conferenceseries Events every year across USA, Europe & Asia with support from 1000 more scientific societies and Publishes 700+ Open Access Journals which contains over 50000 eminent personalities, reputed scientists as editorial board members.
Acute liver failure (ALF) is a rare syndrome defined by a rapid decline in hepatic function characterised by jaundice, coagulopathy (INR >1.5), and hepatic encephalopathy in patients with no evidence of prior liver disease.The interval from the onset of jaundice to the development of encephalopathy occurs within 24 to 26 weeks and may further classify ALF into categories based on hyperacute, acute, or subacute presentations.Although clinical jaundice is considered a defining feature of ALF, it may not always be present, particularly in hyperacute presentations.
Therapeutic aspects
Treatments for acute liver failure Acute liver failure treatments may include: Medications to reverse poisoning. Acute liver failure caused by acetaminophen overdose or mushroom poisoning is treated with drugs that can reverse the effects of the toxin and may reduce liver damage. Liver transplant. When acute liver failure can't be reversed, the only treatment may be a liver transplant. During a liver transplant, a surgeon removes your damaged liver and replaces it with a healthy liver from a donor. Treatments for complications Control signs and symptoms you're experiencing and try to prevent complications caused by acute liver failure. This care may include: Relieving pressure caused by excess fluid in the brain. Cerebral edema caused by acute liver failure can increase pressure on your brain.
Overall about 5 to 10% of annual liver transplantations are due to acute liver failure. In the UNOS/OPTN registry, in 2004, 491 out of 5845 transplantations were due to FHF (8.4%).In 2005 in the German registry 87 out of 1401 transplantations were reported to be associated with FHF (6.2%).


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Business Details
Lotto Kiosk
Located in one of the largest S/C in Perth.
Excellent location lotto kiosk
Heavy passing foot traffic.
Turning over 3.7Million per year
2016 numbers show good growth.
Easy to manage and run lotto kiosk.
Point of sales system included,stock control and sales.
Immaculate book work, and owners happy to show sales and expense.
Business ID: 1142
Business Category: Lotto Kiosk,
Status: Available
Location: North of the River
Price: $636,000 Excluding Stock
Stock: $35,000 Estimated
Turnover: $3,700,000 Per Year
Alvin Teh
Mobile: 0413-103-801
Office: 6102-3816
Email: email@example.com
Enquire about this Business


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Stratford police arrest 6 in internet prostitution sting
UPDATE: According to the state's attorney, the case against Chadd Sullo was dismissed.
STRATFORD - Police conducted an undercover internet prostitution sting arresting two alleged prostitutes and four alleged "Johns."
Erica Calloway, 21, of Henderson, NV, and Yuyun Xu, 46, of Flushing, N.Y., were charged Tuesday with prostitution.
While Jason Flaster, 30, of Trumbull, Gandhi Nikunj, 38, of Wilton, Anthony Girardi, 30, of Bridgeport and Chadd Sullo, 27, of Milford, were charged with patronizing a prostitute.
All were released on written promises to appear in court.
Police said detectives placed advertisements on the websites Backpage, Cityvibe and Craigslist stating "Hot Italian Looking 4 fun," with a telephone number.
In each case police said Flaster, Nikuni, Girardi and Sullo answered the ad and agreed to meet with an undercover officer posing as a prostitute in a room at Homewood Suites.
Police said each man was arrested after they handed money to the undercover officer and began undressing to have sex.
In the case of the two women, police said undercover officers answered advertisements on Backpage and agreed to meet each woman in a room at the hotel. The women were arrested after they accepted money to have sex, police said.


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St Joseph's Primary School, Co Down
Project outline:
FLYNN were delighted to be awarded this project at St Joseph's, Carnacaville. The project was part of the School Enhancement programme constructing 4 New classrooms, Resource Areas and Multipurpose hall with associated storage facilities and kitchen. With the addition of refurbishment and alterations to existing school building.
The new build was a Finalist in both the Specify/CEF Construction Excellence Awards and the Irish Construction Industry Awards.
St Joseph's Primary school sits at the foot of the Mourne Mountains in the heart of a rural community. There has been a primary school on the site of St. Joseph's since 1838 during the famine, when a national school was built on land donated by the Kirkpatrick family "for the children of Carnacaville". The main building, as it stands today, was constructed in the 1950s with the current hall and kitchen added in the early '70s. A series of mobile units have been added over the years to house the school's growing number of pupils. Even though the community is sparsely populated, numbers at the school have continued to grow, in part due to the enthusiasm and commitment of the principle, staff and parents in growing this school for future generations.
The objective of the project, dubbed 'The Big Build Carnacaville', was to provide much needed space to the schools 182 Pupils and to modernise the facilities. The extensive new space provided a multi-purpose hall – more than three times the size of the school's existing hall, six indoor classrooms, resource areas and a host of other new features.
Project team:
The Flynn team who delivered the project ensured the budget and timescale were achieved ensuring the highest quality of work was maintained. The Contract Manager, Connor McCambridge, co-ordinated operations on site and the supervision a range of skilled tradesmen. Senior QS John Tohill, responsible for ensuring value was achieved, maintained cash flow throughout the contract, liaising with Client QS to agree these valuations. Declan Kearney, HSEQ Manager, controlled Health and Safety and Quality for this project ensuring that in this live school environment, a safe working environment was maintained while ensuring minimal disruption to the school environment. Continuity of these key personnel was essential to delivering a quality and timely outcome, lending on their combined experience we were able to provide value engineering to this project as the client refined their specifications.
Project Excellence:
We feel this project deserves special recognition, although the build itself was, in theory, a relatively ordinary project, the relationships which have been forged are quite extraordinary. This project should have been potentially quite problematic and disruptive to the school given the rural setting, site restrictions and live school environment. The project could not have run any smoother, we worked in close consultation with the headmaster Mr McCann keeping him informed at every stage of the process and we have received highly positive feedback from him regarding our work and the dedication of our staff throughout the project. In particular, Mr McCann has been full of praise for Connor McCambridge and his management of the project on site. It has been a pleasure for Flynn to work on this project, not only because of the picturesque setting but as well as in relation to the friendship we have built with the school.
Flynn looked into goodwill gestures to provide a positive influence on the area including escorting pupil groups around the site, pro bono work on existing school, assisting with ecology project in playground.
Our liaison officer conducted regular communication with the local residents to communicate upcoming site activities and controls and our MD Aidan Flynn visited the school a number of times during the programme to ensure the principle was happy with the work carried out and thing were progressing to plan.
Health & Safety:
Due to type of construction/demolition work, there was to be slight disruptions from noise, dust, vehicle movement and environmental impacts. With a neighbour directly opposite the school, who may have been effected by the works and we engaged personally to provide information and assurance as to the works and provide a point of contact for any concerns.
Flynn were aware that tests and special events occur at different times in the school year and consulted with the school to minimise disruption by planning non-disruptive work around these periods
Flynn coordinated and liaised with the school/ PSNI and ensured that the demolition work was conducted during weekends or public holidays to ensure the health of the end users and reduce disruption.
We created a new entrance to the building site to segregate construction traffic away from the school (in consultation with Roads Service). Pedestrian routes were securely fenced off from traffic/ construction work and the site was secured at the end of each day to ensure public safety.
The new school introduced new fire safety features not previously seen in the school. There are banks of automated Velux windows which are programmed to open in warm weather and to close in the event of a fire to reduce the spread of fire throughout the building.
In creating the new entrance, a number of trees had to be removed. These were salvaged for the school to build benches and outdoor furniture.
On completion of the build we have undertaken a pro bono project to modernise the toilet block in the old school to bring it up to the same standard as those in the new wing.Contact us: 028 9030 3800
©2017 Copyright. All Right Reserved By Design Stics


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The Stress Effect and Your Health
September 10, 2010 by Don S. Otis
Filed under Christian Life, Health and Fitness
By Don Otis –
I was having dinner recently with a friend who works for our local power plant. He told me that half of his employees are on anti-depressants. Pharmaceuticals have become a way of like for many, if not most Americans.
When I went in for a treadmill test last year, a nurse asked me to fill out a form explaining which medications I was on. After I turned it in, she said, "Excuse me, I think you missed a section." I didn't miss the section; I just didn't have anything to put in there. I asked her if this was unusual. She said, "Everybody is on something these days."
Stress is a killer. Stress will tear you down physically, emotionally and spiritually. According to a new book, The Healing Code, stress is directly linked to 95 percent of all illnesses. Stress is linked to cancer, emotional disorders and even heart disease. The long terms effects of stress are enormous. As Christ-followers, we may believe that we should be impervious to stress. I disagree. As humans, we live in a fallen and broken world where stress predominates. The question isn't whether we will have stress; it is how we deal with the stress.
If stress is prolonged, it weakens our immune systems. When our immune systems are unable to perform as God designed them, our physical defenses are unable to ward off sickness, disease and viruses.
Many of us live in a continual state of fight or flight, grabbing breakfast on the run, driving to work in stressful traffic, working through our lunch breaks, running kids to school or sports, committee meetings, small groups–you name it. We live hurried and harried lives. This lifestyle takes a toll on us. It saps us of our energy, keeps us from sleeping soundly and can even put pressure on our relationships.
Over time, this stress leaves us vulnerable to disease. But what can we do?
First, as followers of Christ, we lean into Him and on Him. He says, "Come unto Me all, all you who are weary and burdened, and I will give you rest" (Matthew 11:28 NIV). He knows we worry and stress over life and He gives us hope in Himself.
The second thing you can do is to become active. I remember years ago when my father was in such depression that he was curled in a fetal position inside a room in my house for days. The room was dark. He refused to eat or to get up. One day I finally said, "Dad, I'm going to the running track and you're going with me!" He did. I ran and he walked. It was the turning point for him. All of us feel overwhelmed at times. We just want to run away or medicate ourselves into numbness. Don't.
When we exercise, we combat the stress in our lives, build our immune systems, and send oxygen-rich blood to our brains and extremities. The stress-effect will destroy us while the exercise-effect will help cleanse the impurities from our bodies. The more we elevate our heart rates through aerobic exercise (walking, biking, swimming, running, hiking), the more we build our heart and lung muscles. We also send the cleansing stream of blood pulsating through our bodies, which helps clean out our delivery systems.
Life is tough. Stress is toxic. God has given us avenues to overcome.
Don S. Otis (email@example.com) is an ACE Certified personal trainer, the author of Keeping Fit after 40 and Whisker Rubs: Developing the Masculine Identity. He is the president of Veritas Communications, a Christian publicity agency based in Canon City, Colorado.


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If you follow this blog you know two things about Josh Jackson:
1. Pacey is my UltimateTVBoyfriend
2. The man can wear a coat like no one's business
Yet somehow I am TWO YEARS behind on the fact that GQ had a sexy ass photospread that's like my total fantasy: PACEY MODELING COATS!!!
This one has to be my favorite though:
HNNNNNGG!!!! You've come a long way from the Brown Coat of Lust baby!!
Thanks to Blogging Pal Cherie who showed me these pics and is having her own little BAMF GQ excitement at the moment.


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…are mutually intertwined, as the American history scholars among you may know. The Pilgrims landed on Plymouth Rock, the Declaration of Independence was first read to the public in Boston and some American folks threw some bags o' tea off of some ship in the Boston harbor – known as the Boston Tea Party. No taxation without representation, and so forth. I'm sure most of my German readers are well familiar with these events, needless to say my American colleagues probably also know what I'm talking about. To make a long story short and to somehow weave my own personal history into this randomly thrown together display of historical expertise, we were in Boston over the Independence Day weekend.
We were promised some great fireworks and a lot of traffic on the way up as well as on the way back home. Apparently, we should not have been the only ones that had the great idea of spending the most important American holiday there. We got to Boston faster than we had expected and checked in with our hotel. The most challenging part of this endeavour was to somehow manage to convince the concierge that we were not 12 but 8 people divided up into two rooms with 2 king size double beds each. Done the math? Right, 8 people, four double-beds – fits. But it's cheaper to accomodate all 12 of us in these two rooms. So, we were running around all over the hotel lobby, back and forth from the elevators to the cars, from the reception to the elevators and from the restrooms to the reception to confuse the guy that checked us in. Not successful, as it turned out, because the other hotel guy asked how many people we were. I replied that we were 8, and he nodded and said "Right. Need any extra blankets?". Confusion tactics was never my strength.
The next day. 4th of July. We headed into town and took the "Freedom Trail", that leads all the way around Boston, passing the most interesting sights.
First thing that struck me was that Boston appeared much less American than any other American city I had ever seen. In fact, Boston could well be anywhere in Europe (especially in Britain somewhere). Maybe that's why they call it New England…hmm..
One place to recommend to anyone coming to Boston is the area around Faneuil Hall and Quincy Market. Especially in South Market, there's an unbelievable amount of food stalls and stands, where they serve food from nearly everywhere in the world. Walking through there is like entering some kind of Elysian field of food. After having staggered along Freedom Trail for long enough we went back to the hotel to take a quick shower and then headed down to the harbor side, where the Independence Day festivities were taking place. The Boston Pops were already playing when we got there and later that night, Rascal Flatts laid down a great lipsynch-playback performance. When the wailing had finally stopped, the fireworks commenced and let me tell you – I have never seen fireworks more impressive than that. Half and hour of pure impressiveness. Towards the end, one could hardly see the fireworks through tha massive haze that was hanging over the harbor. Take the biggest new year's fireworks and imagine it four times longer, bigger, higher and brighter, then you might get an impression of what took place that night in Boston.
Next day, we visited my prospective university in Cambridge, MA. We took a guided tour around the campus that was led by two students who did a really great job at making the whole thing very entertaining.
To the right, you can see a proof that now, I, too, am a Harvard student. Well, at least I was there and was able to suck in some of the genuine atmosphere of the great, dignified learning facility that it is.
Leaving Boston that day, we stopped by at M.I.T., to get yet another glimpse of yet another university that none of us would ever be able to afford to attend – let alone have the intellect to even pass the admission tests. But, I bought a "HAHVAHD"-T-Shirt. (Bostonians have their own accent, which incorporates not pronouncing any 'R's)
Our next stop was Orleans on Cape Cod, where we moved into a hostel that was mainly a few wooden huts with bunk beds. From there, we headed out to check off another topic on the to-do-list: Eat lobster.
Early the next morning we moved out to drive to Provincetown to do some whale watching. Ever since I was a young boy, I have always dreamed of seeing whales. Though I'd given up on wanting to be a marine biologist, I still hoped that someday I might encounter whales in their natural environment. I couldn't have imagined, though, that it would be that breathtaking. The first whales we saw on the way out to the feeding grounds of the humpbacks were Minke whales. Though they are not much bigger than dolphins, I was pretty excited. The highlight, as I've indicated, was the humpback whales that we saw out at sea. There was a layer of fog hanging over the water and suddenly two of them appeared out of nowhere and circled the boat, checking out what was going on. As it turned out, it was a mother with her calf, in search for food. This was one of the most impressive experiences I have ever made. Seriously. Can't really put it into words.
Coming back to Provincetown only to remember (and see) that it's home to a large gay and lesbian community was like the starkest contrast between pure nature and, well, ungraceful mankind that one could imagine. I don't ever want to go there again. Yuck.
On our way home we stopped by at Yale University in New Haven, CT, just to see what it was like.
What a trip.
Please feel free to leave absolutely ridiculous comments!


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Discussion in 'Misc' started by king master, Jun 7, 2017.
I would like a discount code also please.
can you send discount code please i want to buy now
Discount Code Please
Can you send me a discount code?
Por favor !!
Can you send me a discount code?
Hi, Can you send me a discount code ?
Can you send me a discount code please?
I'm waiting for some reviews before I buy this.
Same here
Wow... Man you can make millions
Can I get a discount? thanks!
Coupon please.
any reviews?
Order number: 82. Still waiting...
Good News , New Update Released
Just sent New Update To All Buyers to Their PayPal email Free of Charge ; check ur inbox now or spam folder ..
The New Pack has more than 135 + Ads,Some Viral New and some update to the old ones
Psss : it has some hot products , Hurrrrry
I already bought the version version and it was very helpful, but i still didn't get the new updated pack, please can you send it to me by email or by PM
For Buyers, Plz Check Ur Paypal Email Inbox , U should receive the Update pack .. 5 days ago ..
for who asked for review , i can't do anything about it., sorry .. i think customers get what they paid for..
Sent, and Thank u for ur words and review ..
Hey man you didn't stop saying that you sent to my email and believe theres no mail from you so please give me a link to download it directly instead of one week telling me each time you sent it to my email.
i sent it twice and i think there filter or something prevent the email from appear in ur inbox , anyway i sent u link in PM thank U
Please discount code.. want to buy it
Separate names with a comma.


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You have until Feb 01, 2019 to return or exchange items bought after Nov 01, 2018. All other standard return policy conditions apply.
Product Highlights
Lovely together, this Jill-E Designs B&H Kit combines a beautiful, Olivia Black Leather Laptop Bag for your gear that doubles as a day bag, with an E-Go Camera Insert for your photo gear. The Olivia features pockets for an up to 13" MacBook or MacBook Pro and an iPad. There's also a dedicated iPhone pocket, detachable holder for credit cards and ID, additional pockets, top handle, and an adjustable, padded shoulder strap.
The insert, which may be used separately, has touch-fastening, padded dividers for protecting and organizing a DSLR, plus either one medium or two smaller lenses. For safety, the insert has a zipper closure. And for convenience, it features an exterior pocket and interior mesh pockets under the lid. The padded shoulder strap detaches for the times the insert is stored inside a larger bag. Together, the Olivia Leather Bag and E-Go Camera Insert make a fashion statement while complementing each other perfectly.
Carry your 13" laptop and additional work gear or extracurricular items in the black Olivia Leather Bag from Jill-E Designs. Padded exterior walls, a padded dedicated laptop compartment, and an auxiliary tablet compartment ensure the utmost protection to your technology when commuting to and from a meeting or networking event. The easy-access zippered top entry, along with a dedicated smartphone pocket and detachable holder for IDs and credit cards, prevent any wasted time fishing through your bag for necessities. The fashionable leather exterior is embellished with metal accents and quilting. An adjustable padded shoulder strap easily converts into backpack straps, while the top grab handle provides a quick transport option when not traveling as far.
The black E-Go Camera Insert from Jill-E Designs is compatible with Jill-E's E-GO tote, valise, satchel or career bag. Or, it can be used as a standalone bag using its own removable shoulder strap. It can hold a DSLR and one medium lens or two smaller lenses and accessories. Interior padding and adjustable dividers allow you to configure the inside to suit your gear needs. An exterior zippered pocket is provided for accessories. Inside the top lid are net pockets for memory cards and batteries. At only 0.25 lb, this is a lightweight way to add flexibility to an existing bag or as a small shoulder bag for a minimum of gear.
|Compatible with
Laptops (L x W x H) up to 9.50 x 1.25 x 13.00" (241.30 x 31.75 x 330.20 mm)
Tablets (L x W x H) up to 8.0 x 0.5 x 10.0" (203.2 x 12.7 x 254.0 mm)
|10.7 x 3.5 x 15.7" (27.3 x 8.9 x 40.0 cm)
|2.25 lb (1.02 kg)
|Packaging Info
|Box Dimensions (LxWxH)
|17.7 x 13.8 x 4.8"
Exterior: Weather-resistant microfiber
Interior: Padding
|Attachment Method
|Detachable shoulder strap
|10.5 x 3.5 x 6.25" (26.7 x 8.9 x 15.9 cm)
|0.25 lb (113.4 g)
|Packaging Info
|Box Dimensions (LxWxH)
|12.5 x 7.5 x 3.8"