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The Ontario Health Technology Advisory Committee recommends publicly funding fecal microbiota therapy for patients with recurrent Clostridium difficile infection
Read the full OHTAC Recommendation report
Clostridium difficile, often called "C. difficile" or "C. diff," is a bacterium that commonly causes inflammation of the colon and diarrhea. Risk factors for infection include antibiotic use, inflammatory bowel disease and increasing age. As many as 20% to 30% of patients who are diagnosed with C. difficile get the infection again. In some cases, C. difficile infections are fatal.
Transplanting microbes from the digestive system of a healthy person is a simple way to get a better mix of microbes into a person infected with C. difficile. Fecal microbiota therapy, also known as a stool transplant or a fecal transplant, is the process of transplanting fecal bacteria from a healthy individual into a patient with C. difficile. Compared with using antibiotics, fecal microbiota therapy is effective and appears to represent good value for money for treating recurrent C. difficile infections.
Fecal Microbiota Therapy for Clostridium difficile Infection: A Health Technology Assessment (PDF)
July 2016
Use of this site, and the interpretation of the information contained here, is subject to important terms and conditions. Use of this site and information except in accordance with these terms and conditions is expressly prohibited.
The Ministry of Health and Long-Term Care has provided the following response: The Ministry agrees with this recommendation and encourages hospitals to take-up this innovative, effective, safe, and cost-saving procedure for appropriate patients. The Ministry provides public funding to Local Health Integration Networks (LHINs) and hospitals to ensure appropriate resources for procedures such as these.
As part of our core function to promote health care supported by the best available evidence, we use established scientific methods to analyze the evidence for a wide range of health interventions, including diagnostic tests, medical devices, interventional and surgical procedures, health care programs and models of care. These analyses are informed by input from a range of individuals, including patients and clinical experts. The Ontario Health Technology Advisory Committee — a committee of the Health Quality Ontario board of directors — reviews the evidence and makes recommendations about whether health care interventions should be publicly funded or not. Draft recommendations are posted on the Health Quality Ontario website for feedback. Final recommendations are approved by our board of directors and then shared with the Ministry of Health and Long-Term Care. For more detailed information, visit our Evidence to Improve Care pages.
Sign up for our newsletter to receive monthly notifications of when draft recommendations are open for feedback
Patients, families and the public are central to improving health quality.
Are you passionate about quality health care for all Ontarians? Stay in-the-know about our newest programs, reports and news.


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This is the 2010 BD Carnage Asada discussion thread. Please post any questions below.
Remember the actual Trip Details are located on the 2010 BD Carnage Asada | Trip Page
The date is set for August 14th, 2010. Time is 11.
What to bring:
1. Your self
2. Some type of suitable river craft.
3. Something to contribute to the potluck food / libations.
Who can come:
2. Hungry / thirsty people.
Now the why:
1. We will have a pseudo slalom course set up in the rapid.
2. James makes the bestest Carna Asada.
3. A great chance to get together and be on the river we love.
4. People will be making multiple laps down BD, if you have it on your tick list, show up, the flows should be good for personal FD's and there will be lots of help.
5. Did I mention Jame's food?
Who is in?
Who is bringing what?

subset: commoncrawl


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Well done to @TheSoupThief who won £20 to spend in the Google Store on Android products via our Twitter Competition today!
Your prize will be with you very soon!
Thanks to all who took part and remember you still have the chance to win the Android Tablet!
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text: Family Sunday Activity: Sculptural Layering – Engage, discover, and create every Sunday afternoon from 1:00–3:00PM. Create colourful sculptures inspired by the work of Kelly Wallace in the gallery. Free. $5 Suggested Material Donation per family. Children must be accompanied by an adult. Enjoy a free Family Red Dot Tour every Sunday at 1:45PM.


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Without a doubt one of the quickest and most simple recipes ever! This only takes 15 minutes to make and requires only 3 steps. All you need is one pot and a blender. The sauce can be eaten raw and would also be delicious with courgetti (courgette spaghetti) but it's too cold for that right now, I'm craving warm carbs.
Avocado Pesto Pasta
Serves 4
Calories: 430 Carbs: 73g Protein: 14g Fat: 9g
- 320g Brown Rice Pasta (or regular)
- 50g Sun-dried Tomatoes
- 1 Tbsp Olive Oil
- 80g Avocado
- 25g Fresh Basil (plus extra for garnish)
- 1 Tbsp Lemon Juice
- 2 Garlic Cloves
- 30g Vegan Cheese
- 25g Cashews
- 1/2 Tbsp Italian Herbs
- 6 Tbsp Water
- Salt & Pepper
- To make the sauce, place all ingredients except for the pasta and tomatoes into a blender and whizz until smooth. Its as simple as that!
- Cook your pasta according to the instructions on the packet, I boiled my brown rice pasta for 12 minutes until al dente.
- Once the Pasta has cooked pour in the sauce, add sliced sun-dried tomatoes and chopped basil and stir. You can either heat this up or eat it cold.


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Emma and Nick: Early Impressions
Emma Howden
If I had to sum it up in a single sentence I'd say working for CCER is fast paced, collaborative, member-focused and a great place to work.
Since starting last month I've been helping our members on a variety of employment issues, and it's quickly become obvious to me that working here is about more than simply ticking a box of legal compliance. There is a genuine balancing of Catholic values and pastoral concern for staff as individuals with the operational needs of each sector and legislative requirements.
The CCER office is tailored to activity based working (ABW), which effectively means we use different parts of the office for different tasks. As a result we don't have or own designated desks. I wasn't sure how I would go with this as I can have paper hoarder tendencies, but now I can really see the value in ABW.
If I need to concentrate, I can set up shop in the area assigned for quiet thought. There are also places for team meetings, and others for one-to-one collaboration. I tend to spend most of my time in the area where there is no issue with chatting while you work. If I have a question I can just ask. Everyone around me is willing to be interrupted as they have chosen to work in that area. There is a real value in being able to organically seek the experience and insights of other skilled colleagues. It also helps newbies like me get to know my colleagues quickly. I haven't tried out the spinning egg chair yet – I think when I have I will have fully embraced ABW!
In addition to being very friendly, the team at CCER are all very good at what they do. Hopefully it's not too cheesy to say that I hope I've made as good an impression on colleagues as they have on me. I'm looking forward to learning more about the broad range of Catholic employers in NSW and the ACT, and working with them to make their workplaces run smoothly.
"…working here is about more than simply ticking a box of legal compliance. There is a genuine balancing of Catholic values and pastoral concern for staff as individuals with the operational needs of each sector and legislative requirements." – Emma Howden
Nicholas Donney
As the saying goes, time flies when you are having fun.
I must say this resonates with me as the first month of my career with the Catholic Commission of Employment Relations has flown by. Being relatively new to the field, I can't help but feel I have been given a great opportunity to brush shoulders with a team of very experienced and knowledgeable professionals. In the short time I have been here, no two days have been the same as the matters CCER handle relate to a range of different issues.
The Activity Based Workspace creates the perfect environment to deal with complex (and simple) matters as it promotes collaboration between members of CCER. No matter the size of the issue being handled, everyone is encouraged to share their opinion and ideas, often promoting healthy debate when views differ. Now that I've worked in an ABW workplace, I struggle to understand why more organisations aren't using a similar set up. The thought of ever going back to a cubicle is hard to imagine, as the benefits of working in such a flexible environment are evident.
I'm looking forward to building my knowledge and experience in employment relations with a highly talented team and highly collaborative environment as the months continue to fly by.


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If you are looking to join a rapidly growing faith-based organization that encourages professional development, we want you to become a part of the CHRISTUS Southeast Texas Health System family!


text: Imagine beginning the Lord's Prayer, "Our Mother who art in heaven..." That might take some getting used to. Yet, in Reality, God is both Father AND Mother. The feminine aspect of God actually unlocks the energies of Father, whereas the masculine aspect of God unlocks His feminine energies. Very circular. When you consider all aspects of God from the perspective of the Tao, you realize that the T'ai Chi of God is a naturally circular expression…yin/yang…Alpha and Omega. It is a wholeness that contains both masculine and feminine principles of God equally. This is literally the masculine


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(11-25-2015, 03:15 PM)jamincan Wrote: Honestly, I like the TTC chime.
Me too. It, or something very similar, is also used by other transit systems worldwide. That makes it familiar to visitors, a safety feature that unique, distinctive chimes lack.
I don't know if that should make it an official or de facto default but it seems like a sensible choice. In any case there are more pressing issues with our LRT than the choice of chimes. I'd hate to see delivery of our cars get held up because of some relatively trivial detail like this.


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saima mall n residency luxury flat for rent 3 bed d.d - Karachi
- City: Karachi
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The LAW protocol describes off-chain wallet assignment transactions where a distributed ledger network (COVAL Sidechains) is used to log the assignment of wallets to users and the status of those wallets as Owned or Unowned. This simple concept is the basis for a secure and trusted wallet transport system and is at the core of the COVAL platform.
LAW Concepts
LAW uses a concept of Owned and Unowned Wallets as well as users that are either the Owner or Holder of wallets. The LAW Sidechain ledger handles the assignment of wallets to users. An Unowned Wallet can be "held" by a user. Wallet Holders are able to:
- Request Ownership of Wallet
- Send Wallet to other users
- Receive tokens to addresses in the wallet
A Wallet Holder does not have direct access to the wallet/private key while the wallet status is Unowned but they control the ability to own the wallet by making a request to the LAW Sidechain ledger API which confirms if that user is the current Wallet Holder or not. Only the current validated Wallet Holder is able to make this wallet ownership request. Once the request is validated and approved via the ledger's consensus algorithm, the user becomes the Wallet Owner and now solely controls the private key and ability to unlock the wallet and move any tokens inside it. Once an owner of a wallet, that wallet can no longer be sent to anyone else as it is effectively a private personal wallet at this point. Wallet Owners are able to:
- Send tokens that are in the wallet to other wallet addresses
- Receive tokens to addresses in the wallet (same as wallet holders)
More formal information on the LAW Protocol will be published along-side the launch of the Emblem application.
|LAW Implementation


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We have over 60,000 hoses, fittings, industrial tools and accessories to choose from. Click the button above to be directed to our online catalogue.
Flexihose (Plymouth) Ltd are pleased to announce you can now also order online via our website and have hoses, fittings and adaptors delivered to your door as well as ordering over the counter. With our new advanced online store you can order up until 10pm at night and receive your order delivered to an address of your choice the next day saving you time and giving you the ability to order stock when our office is closed.
With over 60,000 parts available we can provide all major brands, quality products at highly competitive prices. Why not contact us today to discuss your requirements or browse online.
Setting up your account is easy just click on the link above and follow the instructions to get started. Just browsing? Carry on and look through our products. You don't need an account to browse or buy.
We hope you enjoy using our new easy ordering system but don't forget you can also still order at the counter in our premises at 16 Miller Court in the usual way during our opening hours or call us on 01752 662212


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Steps to Take After Your Loss. Survivor s Resource. The Baptist Foundation of Oklahoma Estate Planning & Gift Services
- Ashley Palmer
- 3 years ago
- Views:
1 Steps to Take After Your Loss Survivor s Resource The Baptist Foundation of Oklahoma Estate Planning & Gift Services
3 The Baptist Foundation of Oklahoma Survivor s Resource Steps to Take After Your Loss Written by: BRENDA B. McCOLLUM, J.D. Director, Office of Strategic Endowed Giving Florida Baptist Convention and SUZIE PAUL Administrative Assistant, Donor Servies The Baptist Foundation of Oklahoma Chele Marker Graphic Designer Adapted with permission for use in Oklahoma by: DAN ALLEN, J.D. Senior Vice President, Donor Services The Baptist Foundation of Oklahoma
4 Introduction Sometimes death comes as a surprise. Other times a loved one s death is expected. In either situation the surviving spouse experiences a weight of grief sometimes compounded by the confusion and responsibility of trying to make sense of the steps necessary to go on. Grief counselors tell us that we all experience loss differently. Some people experience an immediate, deep grieving period over the death; for others grief comes in waves over the weeks, months, and years that follow. Regardless, the days that follow the death of your loved one can be difficult and should be spent taking care of yourself. The Foundation has provided you with a Survivor s Resource which gives you a set of suggested steps to follow as you begin to sort through paperwork, make appointments with your attorney, tax preparer, and estate planning professionals the necessary things you must do in settling a loved one s estate. We hope that this tool will help make the important tasks you must attend to in the days to come less difficult. dan ALLEN, J.D. Senior Vice President, Donor Services The Baptist Foundation of Oklahoma The suggested procedures and information in this booklet are provided by The Baptist Foundation of Oklahoma as a general information source for preliminary actions only. Because certain benefits, such as Social Security benefits, veteran benefits, etc., are subject to change, the information provided herein is not to be construed as the final authoritative basis for definitive acts regarding estate matters. The Foundation hereby disclaims responsibility or liability for any loss, costs or expense which may be incurred as the result of using the information contained herein. Specific actions should be taken only after securing independent professional advice.
5 Contents Where To Begin Week One 2 Locate Important Documents The Steps Ahead Week Two 3 Locate Your Loved One s Will Ë Contact Insurance Agent Make a List of Bills and Expenses Week Three 4 Contact Social Security Ë Review Retirement Accounts Notifying Others of Loved One s Death Week Four 6 Develop Financial Plan Ë Budgeting Income Month Two 8 Continue to Follow Up Ë Contact Credit Card Company Income Tax Returns Ë Auto Insurance Medical/Dental Insurance Month Three 10 Review/Update Will, Living Trust, Power of Attorney Check Beneficiary Designations Fourth-Sixth Months 11 Financial Direction Assets/Liabilities Ë Estate Planning Leaving a Gift Ë Checklist Ë Contact Numbers
6 Where to Begin 2 Week One Locate Important Documents Various records and documents will be needed to settle the estate of your loved one. Places to search include a safe deposit box, home and office desks, safes, or other places where you have kept important papers in the past. Ask your family attorney or accountant for copies of documents you may need. This search can be emotionally difficult. It may be helpful to have a trusted friend help or simply keep you company as you search. Because many of these documents will be required when filing for benefits, you will want to make copies of each important document. Important Documents to Locate Last Will and Testament Revocable Trust Agreement Personal income tax returns for the previous five years Insurance policies Financial statements Records of outstanding loans Real estate documents, including deeds, leases, rental agreements, and most recent mortgage statement Auto registration papers All personal identification Records of employee benefits Spouse s credit report (Contact List on page 15) Order original Certificate of Death for: (Contact List on page 15) Each life insurance policy Retirement account Social Security Administration Investment or bank accounts Department of Motor Vehicles for transfer of ownership Courthouse in county where property is owned jointly Your broker, CPA, attorney, your family and personal use Log all important phone calls.
7 The Steps Ahead Week Two Call your insurance agent(s) as soon as practical. As part of the agent s service, he or she will usually review all of the policies on your spouse s life and advise you of the coverage and provisions of each policy. The agent may also assist you in filing claims for death benefits, and provide information about options you may have for receiving the proceeds from the policies. Insurance policies are valuable documents. Always request a receipt if you turn the policy over to your agent or local agency. When mailing original document, keep a record of the policy number and send the policy by registered mail with return receipt requested. Probate It is common for married couples to own all their assets in joint tenancy. In such instances, there may be no need for the will to be submitted for probate. However, if your spouse owned property in his or her name only, probate may be necessary to transfer title to the property. Your attorney will advise you in this matter. You may also need an attorney to clear title to jointly owned property, transferring stocks, bonds, savings and investment accounts. Although joint tenancy property is not subject to probate, the title will need to be cleared so that you may sell the property without delay if you desire to do so. Other Details for Week Two Contact Insurance Agent/fill out and return insurance forms Contact Estate Planning Attorney Write thank you notes to the people who showed acts of kindness Search cancelled checks Make a list of bills and funeral expenses Avoid creating joint ownership with others 3 Notes
8 The Steps Ahead Week Three Contact the Social Security Administration It is important that you notify the local Social Security office about your spouse s death as soon as possible to make sure the family receives all of the benefits that may be available. You can report the death to a service representative. Whenever you call, have your spouse s Social Security number nearby. You may want to call the office first and make an appointment with a representative for a time when you can discuss in person the specifics of your case. This will give the representative adequate time to review your spouse s file and be prepared to give you complete information about benefits to which you may be entitled. If your spouse was receiving benefits, you will want to have any recent statement of those benefits, an original Certificate of Death, as well as your Social Security number available. In applying for Social Security benefits you should be prepared to present: Certified copy of death certificate W-2 forms and/or copies of income tax returns for the last year Original birth certificate for you and any dependent children U.S. military discharge papers 4 Also, if your spouse was a veteran, contact the Veteran s Administration regarding benefits you may be entitled to receive. (see Contact List on page 15 for Social Security Administration and Veteran s Administration numbers). Retirement Accounts Review your spouse s retirement plans. A financial or legal advisor may need to guide you through decisions about IRAs, 401(k), or 403(b) accounts. Automatic Deposits If your spouse had a pension, social security, or other retirement income automatically deposited into a joint bank account, do not remove your spouse s name from that account until you know for sure the checks are being issued only in your name. Another
9 reason to delay removing your spouse s name from your checking account is that any income tax refund for the current year s taxes will most likely be issued in both names. If you remove the name too soon, you may lose ability to easily process refund or government checks, as they cannot be deposited to an account without the payee s name on account. Notify the following of your loved one s death: (Find contact numbers on page 15). The Social Security Administration Check with the Veteran s Administration regarding benefits Civil Service Unions and professional associations Decide how you will treat your spouse s IRA account(s). Open IRA account if needed. Check with your 401(k) and 403(b) plan administrator about the possibility of rolling your spouse s account into yours. Keep your spouse s name on checking accounts until automatic deposits have been changed. Notes 5
10 The Steps Ahead Week Four Develop a Long-Range Financial Plan The death of a spouse not only brings emotional distress to the surviving spouse, but may also cause financial hardship. There may be loss of income. Your spouse may have always written the checks, paid the bills and balanced the checkbook. Now you have the responsibilities, perhaps without any prior knowledge or experience. If you had a household budget before your spouse s death, it will need to be reviewed and updated to reflect any changes brought about by his or her death (change in income or changes in expenses). If there was not a budget before, you should consider creating one. Here are some guidelines for creating a budget. List all your income for the month. List all your anticipated expenses for the month. Subtract expenses from income. Any budgeted funds which are not spent during the month may be carried over to the next month in a reserve fund for future anticipated expenses. 6 Other Details for Week Four Evaluate paperwork that needs to be completed and make phone calls to insurance companies, your attorney, and spouse s employer. Pay bills and develop long-range financial plan. If you did not normally pay bills, keep a list of the monthly bills to help you manage and monitor your budget. Notes
11 BUDGET Monthly Income..._ less: Tithes income Taxes Social Security or Other Withholding Total Net Spendable Income..._ Net Spendable Income (from above)..._ less: Mortgage (principal & interest) Taxes on Home (1/12) insurance on Home (1/12) Car Payment/Replacement Account auto Insurance 1/12 Gas Food/Toiletries Clothing medical/dental Prescriptions electric Bill Telephone/Cell Phone Cable/Internet entertainment/vacation dry Cleaning Gift Other Insurance (long-term care) Other Debts (credit cards/short-term loans) TOTAL..._ 7
12 The Steps Ahead Month Two Continue to follow up with insurance companies, retirement plans, as well as your spouse s employer benefits office. If medical bills are beginning to come in, make sure all claims have been filed with Medicare, if applicable, and other supplemental insurance companies. Compare statements from the insurance company with the provider s bill sent from the hospital or doctor s office. Don t hesitate to call your insurance company to report inaccuracies. If there are credit cards in your spouse s name, contact the credit card company to request that the account be closed. You may want to open an account in your name. Also, contact all utility service companies to close accounts in your spouse s name or remove his or her name from joint accounts. Prepare Oklahoma Estate Tax return and Federal Estate Tax return if necessary. (See page 15 for Oklahoma and Federal Tax information contact information). Follow up with insurance companies and retirement plans. Keep a file of medical bills and work with insurance company to ensure they are paid. Check with the funeral home to see if interment marker is in place and correct. 8 Other details in settling spouse s estate: Transfer car title into your name. First class mail addressed to your spouse may be returned to the sender by writing deceased on the front of the envelope. Contact service utility companies to have accounts placed in your name. Call credit card companies to close accounts in your spouse s name or remove his or her name from joint accounts. If medical and dental insurance benefits were offered to you through your spouse s employer, contact the benefits office and ask what options are available to you.
13 Problems with Creating Joint Tenancy Seek legal advice from your attorney before you create joint tenancy with someone, even your children. When you put another s name on deeds, titles or certificates of ownership, you may create such unforeseen problems and expenses as: Loss of control of asset Gift tax Unintended disinheritance of other children or family members If person with whom you ve created joint tenancy files bankruptcy or files for divorce, creditors can have access to assets in joint tenancy. Notes Revocable Trusts Make a list of all property owned by the trust. Continue to maintain this list until your death or incapacity, so your successor trustee can then manage your affairs. 9 Make a list of all property that is not owned by the trust. This property should be titled in the name of the trust. Please note that any property not owned by the trust and owned only in the deceased spouse s name may need to be probated according to the deceased s Last Will and Testament. Obtain copies of the Memorandum of Trust (if one has been made) which gives essential information about the trust. This document can be given to persons who ask for documentation about the trust. You may also have an attorney prepare an Affidavit of Successor Trustee to verify your authority to act.
14 The Steps Ahead Month Three Estate Plan Make an appointment with an Estate Planning Attorney to review and update your Will, Living Trust, Durable Power of Attorney for Health Care, and Asset Durable Power of Attorney. To review and/or update the information in your will, contact your attorney for his/her advice and assistance. You may also contact the Foundation for assistance. A Foundation representative is available to meet with you, to provide you with a worksheet to help organize information needed to establish your estate plan, and to give you a list of attorneys in your area who handle estate planning matters. The Foundation also has a reimbursement policy when the estate plan contains a qualifying charitable gift to a Southern Baptist ministry. If you have an estate plan, you can review if you would like to make changes to distributions, personal representative, guardian, trustee, beneficiaries, and inclusion of gifts to charitable organizations that are important to you. Also, check the beneficiary designations on all of your insurance policies, bank accounts, retirement plans, and investment accounts to make sure they are titled correctly and will pass according to your estate plan. Contact Estate Planning Attorney to update or create estate plan. Make a list of questions for attorney before your meeting. 10 Check beneficiary designations on all of your insurance policies, bank accounts, retirement plans, and investment accounts. Revise budget as needed. Review your assets. (See page 12 for asset worksheet). Notes for Meeting with Attorney
15 Fourth-Sixth Month At this point you may want to make an appointment with a financial planner or advisor to help you decide where to place proceeds from life insurance policies and the funds in your IRA. When looking for a financial planner, ask your friends, attorney, or CPA for recommendations. Meet with financial planner. Update your personal records. (Visit the Foundation s website at and select Gift and Estate Planning to print our Personal Record Book worksheet). Notes 11
16 Financial Direction The following worksheet, a financial statement, is to help you take a clear look at your current financial position. Complete the next two pages before you meet with your advisor or have him/her walk you through it. ASSETS 12 Cash on Hand Check Account Balance savings Account Balance savings Bonds Investments (stocks, bonds, mutual funds) Cash Value of Life Insurance Policies Cash Value of Annuities iras 401(k) or 403(b) Real Estate (Home) Fair Market Value Real Estate (Rental or Vacation) Fair Market Value automobiles (Market Value) home Furnishings Jewelry Collectibles money Owed to You other Assets TOTAL ASSETS $
17 LIABILITIES home Mortgage Rental/Vacation Home Mortgage Home Improvement Loan/Second Mortgage automobile Loan short-term Debt (furniture/appliances) Personal Loans at Bank or Credit Union medical Bills Charge Cards other Debts TOTAL LIABILITIES To find your Net Worth, subtract your Total Liabilities from your Total Assets Leaving a Gift If you have not already done so, you may want to consider leaving a portion of your estate to support a Baptist ministry that is important to you and your family. You can do this through the Foundation in a number of ways, including several that can provide income to you and a more beneficial inheritance to your heirs. Below are a few gift options that benefit you and Southern Baptist ministries. For more detailed information, call us at or visit our website at Bequests Charitable Gift Annuities Charitable Remainder Trusts Memorials and endowments Donor Advised Funds Charitable Lead Trusts 13 Notes
18 Checklist 14 Order original Certificate of Death. Locate important documents. Log all important phone calls. Write thank you notes. Search cancelled checks. Contact Insurance agent(s)/fill out and return insurance forms. Contact Estate Planning Attorney. Make a list of bills and funeral expenses. Contact the Social Security Administration Check with Veteran s Administration regarding benefits. Contact Civil Service, if applicable. Contact professional associations and unions. Open IRA account if needed. Check with your 401(k) and 403(b) plan administrator about the possibility of rolling your spouse s account into yours. Keep your spouse s name on checking accounts until automatic deposits have been changed. Evaluate paperwork that needs to be completed and make phone calls to insurance companies, your attorney, and spouse s employer. Pay bills and develop a long-range financial plan. If you did not normally pay bills, keep a list of monthly bills to help you manage and monitor your budget. Have you determined that there will be assets subject to probate? Maintain consistent contact with your attorney to follow through with these matters. Prepare Oklahoma Estate Tax return and Federal Estate Tax return, if necessary. Follow up with insurance companies and retirement plans. Keep a file of medical bills and work with insurance company to ensure they are paid. Check with funeral home to see if interment marker is in place and correct. Meet with financial advisor. Update your personal records. (Visit the Foundation s website at and select Gift and Estate Planning to print a copy of our Personal Record Book worksheet).
19 Contact Numbers Certificates of Death Vital Records Service oklahoma State Department of Health 1000 NE Tenth oklahoma City, OK Tulsa Health Department Central Regional Health Center 315 S. Utica Tulsa, OK Credit Reports Equifax experian Trans Union Oklahoma Tax Commission OKC Metro Area Main Office Connors Building, Capitol Complex 2501 N. Lincoln Boulevard oklahoma City, OK or Tulsa Metro Area 440 South Houston, Fifth Floor Tulsa, OK Federal Tax Social Security Administration (hearing impaired) Veteran s Administration Civil Service Muskogee Regional Office 125 South Main Street muskogee, OK Office of Personnel Management Retirement
20 The Baptist Foundation of Oklahoma Strength for Today and Tomorrow 3800 N. May Ave. Oklahoma City, OK Ë Ë
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1 language school in Fort-de-France offering French & Diving courses from for a 2 week French course.
Attend a language course while practicing diving.
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text:
It's not necessarily a point to be made only in hindsight. I thought it was worth posting the text of a letter I wrote to the New Zealand Listener back in the early days of the war in 2003 (even before blogging), when it was possible to imagine a greatly more optimistic combination of cost and outcome:
In the leadup to the war on Iraq, while bad cops Bush and Rumsfeld itchily fingered their holsters, the good cops (Powell and Blair) tried to talk the rest of us round with dire warnings about the 'clear and present danger' posed by Saddam Hussein's supposed weapons of mass destruction. The principal rationale for the unprecedented doctrine of the pre-emptive strike was based on vague but scary scenarios of such weapons exploding in the streets of Tel Aviv, New York or London.
Now, after the crushing military victory within 21 days, coverage alternates between chest-beating triumphalism and worries about how to address the chaos that has been engendered in Iraq. While the Americans have anounced they will unilaterally continue 'weapons inspections', this is presented as a mere afterthought. Who now remembers that the war was supposed to be about some kind of perverse form of self-defense?
Clearly, however, if Saddam did possess weapons of mass destruction, he did not have the capacity to deploy them in any meaningful way. In some of the debate around the war, it has been suggested that Saddam refrained from using chemical weapons against the advancing Coalition forces because that would have proved they were justified in invading in the first place. But if this crazed and brutal dictator cared enough about losing the moral high ground to refrain from using his WMD in last ditch defense, with nothing to lose, what makes us believe he would ever have used them aggressively, or even (probably traceably) supplied them to someone else?
Maybe this is churlish semantics, since Iraq has been liberated once and for all of a thuggish despot. Maybe that outweighs the possibly thousands of civilians killed or maimed, the unknown number of Iraqi conscript soldiers slaughtered, the irreparable damage to international law, the chaos, anarchy and looting. Quite plausibly, Iraq will be better off in the long term. And perhaps this was the real motivation all along. Bush, Blair and co. wanted to rid the world of a terrible scourge and better the lot of humanity. They just had to conjure up alternative, more self-interested arguments because they didn't think everybody else would have the moral courage to accompany them in their venture.
But hang on a minute. If purging scourges of humanity and aiding oppressed peoples was their aim, shouldn't they, in the spirit of good accountable government, have first conducted some decent cost-effectiveness studies? What would the $75-200 billion spent on the war on Iraq have achieved if used, say, to help address the AIDS epidemic in sub-Saharan Africa?


text:
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Mediocre image quality and no tripod mount.
Best size and weight, simple to use.
Unimpressed by its image stabilization
Generous accessory bundle
Feels exceptionally well built for a £150 camcorder
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Among the residents of Belarus Hi-Tech Park there are companies engaged in software development, IT-consulting, embedded software development and providing other IT-services both for domestic and foreign market.
For your convenience in choosing a business partner, feel free to consult our Project's database that includes the list of projects implemented in different business areas.
Web-based System for Retailers
Developer: Altoros Development | all projects
Altoros developed a Web-based system for retailers that collects statistics on consumer demand for their products and helps adjust the sales strategy according to these figures.
This is how it works: the retailer's Point of Sale system is synchronized with an online account. Their stock and prices are updated daily in the Web system. Shoppers can access this data via a free app that works on the iPhone or Android phone. It enables them to compare prices by scanning barcodes with the built-in camera of a smartphone.
As customers search and scan products, the Web system developed by Altoros collects, processes, and generates reports for retailers. Searches and scans are displayed on the visual map in real time.
Browsing reports retailers can track the shopping trends minute-by-minute for a single product or the entire stock. They can use this information further for product's analytics. A retailer can, for example, compare a demand for Chardonnay in a number of districts during a month and forecast the amount of wine needed to be in stock in the next month. He or she can even calculate the expected sales and open a new POS in the area where demand has proved to be sufficient.
Customer(-s): The customer has been named one of three winners at the International EXPO 2011. The event was held in the heart of Silicon Valley at the Plug and Play Tech Centre and hosted world's leading technology experts. The iEXPO featured promising startups who presented their project pitches to the audience.
Target area
Programming languages: Ruby
Technologies: MySQL, Ruby on Rails, ShopSavvy, Hadoop, MongoDB


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It could be a casual jokey remark from someone in your company or hearing , or an uncritical reference to an alarmist newspaper story. It could perhaps take the form of a regurgitation of statistics, purporting to show the numbers of immigrants taking `our` benefits, or some anecdotal story about the laziness of certain ethnic groups. It could even be, as I was unfortunately recently privy to, a repetition of the old mantra that a house being sold in your predominantly white neck of the woods is to be purchased by a ` non-white` (you can probably imagine the actual words used; conveniently transferable to fit various minorities) accompanied by stern warnings of the impact this will have, both financial and social.
Monday, 6 February 2012
Black and white
It could be a casual jokey remark from someone in your company or hearing , or an uncritical reference to an alarmist newspaper story. It could perhaps take the form of a regurgitation of statistics, purporting to show the numbers of immigrants taking `our` benefits, or some anecdotal story about the laziness of certain ethnic groups. It could even be, as I was unfortunately recently privy to, a repetition of the old mantra that a house being sold in your predominantly white neck of the woods is to be purchased by a ` non-white` (you can probably imagine the actual words used; conveniently transferable to fit various minorities) accompanied by stern warnings of the impact this will have, both financial and social.
7 comments:
- Anonymous7 February 2012 at 08:52
Brilliant, Ian! I am just preparing a service with much the same message.ReplyDelete
Graham the Anonymous
These remarks appear to be aimed at the indiginous members of the population. However, if you read it as though it was aimed at the immigrant population,you get an entirely different slant.ReplyDelete
Take Muslim prejudice against the Infidels (ie the rest of us):
There apppear to have widespread prejudice against fraternisation (let alone inter-marriage) with what they describe as a corrupt western society.
Little or nothing is said about that.
Take Same Sex Marriage: To disagree is 'Homophoebic',but surely marriage is all about procreation. This can be argued as discrimination against heterosexuality - but we are not allowed to say so.
Take Blacks versus Whites: A prominent Black M.P. can make racist remarks about Whites without recrimination, but Whites cannot retaliate without the threat of punishment.
To quote an old saying: "What is sauce for the Goose should be sauce for the Gander"
I think most of us would agree that ALL racism is unwelcome from any group of people. The above comment is true in the sense that it's not just white people who can be racist. However mainly white western culture has, for centuries, dominated, marginalised and oppressed minority groups and rival cultures, so I can't really blame these other cultures for being somewhat fed up and outspoken. A black MP such as Ms Abbott made a 'racist' remark, however I think it was taken way out of context by such rags like the Daily Fail. And, she did have a point, colonialism definitely does use the divide and rule agenda, but I would add not just on black culture but other cultures too. What I don't agree with is perhaps being 'lumped in together' with the views and policies that my Government of past, present and future may have carried out, or those people who hold particularly intolerant views and express those views aggressively either verbally or physically. I am all for freedom of speech, but I feel there is a line that can be crossed when there is incitement to hatred. Hate speech comes in many forms and some of it is very subtle. Basically I don't like being judged arbitrarily and so try not to judge others myself. I'm speaking from a British Irish ancestry and experienced racism (though mild) during the 80s. I think retaliation of 'you said this so I can say that' mentality is stupid and pointless. 'An eye for an eye makes the whole world blind.' A very wise man said once upon a time.ReplyDelete
I'm afraid I'm one of those people who get very edgy when people start making judgements about the Muslims and Muslim culture without having an in depth knowledge of them or their religion that they practice. And on the point of western society being corrupt...it is! We can talk all day about Muslim extremists and their 'intolerant' views while completely ignoring some of the Christian extremists and their intolerant views and be deaf to the Muslims who live and preach tolerance, compassion and equality every single day. I would argue that plenty has been said about the Islamic faith and Muslim culture over the last few years, a great deal of it extremely negative and racist coming from an ignorant and ill-informed point of view. That is not to excuse the terrible acts of crime committed by those few extremists. I could write more here about that but it really is a whole other comment. So, I would forgive them if only the Muslim world can forgive our acts of extreme violence too. With regards to their cruelty and misogyny in places like Saudi Arabia for example, which we consider completely backward, that is about a culture that has yet to move forwards, and I would hope we could support and encourage those that are fighting for justice and a better world within their own culture. I would also remember that we, as a white western Christian culture have also been (and in some areas continue to be) misogynistic,homophobic,brutal and lack compassion. Nor do all those who claim to be Christian follow the teachings of Christ. I'm just very wary of finger pointing and would prefer to take a balanced view.
Apologies, will have to split comment as there isn't enough room... to be continued.....
If, as a Christian, a Muslim, an atheist or in fact any person of faith or none, wishes to have an opinion that marriage is purely for pro-creation then that is entirely up to them. However, should the State have any authority over a private matter and does the State get to dictate private morality? Therefore if a religion wishes to conduct a same sex marriage they should be allowed to do so. With commercial ventures such as a B&B, you wouldn't argue that you should have a sign up saying No Blacks, No Irish etc would you? Those days are long gone (I hope!) But back to the point, marriage is not necessarily all about having children. One would hope it is a genuine commitment of a couple dedicating their lives to each other, to live in love and be strengthened by that commitment. Of course for many reasons it doesn't always turn out that way. But would you deny marriage to childless straight couples? Or those that marry much later on in life? No of course you wouldn't. So I would examine this and see that really it's not about having babies or bringing them up in a safe secure family that can only be achieved by one man and one woman. There is plenty of well documented evidence to suggest that this 'perfect ideal' of marriage being one man and one woman is in fact not all it's cracked up to be. There are many different types of family which work very well and help bring up perfectly well adjusted children. So this dislike of same sex marriage is not based on evidence or any practical value of marriage. So I would now examine my attitude and ask myself....perhaps I just don't like gays? If that's so then that would make me homophobic because I am placing my values upon another without justification.ReplyDelete
So in my humble opinion, to quote old sayings is akin to keeping up old traditions, not all of them are healthy and some should be done away with completely.
Finally, nothing is ever as black and white as it seems ;)
There is much in what you say Liz. but at the same time we must not blind ourselves to the fact that Islam is working to an agenda, and that agenda is to gradually take control of western countries one at a time until islamic sharia law is universal in the west.ReplyDelete
Britain is in line to be the first country to fall.
There is a demographic time-bomb ticking away Liz.
The indiginous population has a falling birth-rate - now well below the number required to maintain itself. Against this the islamic birth-rate is well in excess of break even.
It has been calculated that Britain will come under islamic rule within the next fifty years, and the USA not long afterwards.
I agree with the philosophy of 'Live and let live' - but only as long as it does not affect the rights of others to do the same.
Hi Cynic, thanks for your reply. I agree that it shouldn't be the case that one group dominate over another because their views will then become more predominant to the betterment or detriment of the whole. So fostering an inclusive and tolerant society where all views are heard and where different factions come together and work together to create community, trust and understanding is the way forwards. I understand this sounds idealistic and easier to say than to put into practice. However, it isn't impossible and has been achieved in many places, while other places still have a long way to go.ReplyDelete
My own personal opinion is that if you are an ethical person and believe that the human race is one race made up of many interesting people and ideas and deserving of compassion then you should live by those ethics or values no matter how daunting a task it seems.
Now with regards to the Muslim agenda, where is this agenda to be seen? Where are the facts, the evidence to support your argument? Are you reading from the Koran? From a Muslim cleric, from a Muslim extremist point of view or from popular media sources? Or do you have access to documents that ordinary folk do not? The above is quite a statement you are making, and one I have heard before, yet so far has not been supported by any real facts or evidence. Therefore just to state such an argument as fact is a little worrying because it creates fear. And there is plenty of that to go about whipped up by the media and politicians for their own nefarious ends already. (part 1)
How do you feel about Christians or Western Society dominating the Muslim countries and their culture? Christian evangelists calling for crusades and death to Muslims (as well as many other groups)? Do those few represent us all? They certainly don't represent me and my views. And this will be true of those is other faiths such as Islam.ReplyDelete
There may be a few Muslims who interpret the Koran for their own ends, who may preach that their way is 'better' their values more 'Godly' and that the West should follow. Funnily enough there have been plenty of those in the Christian faith over the centuries and there still are. However, what you don't hear about and should, are the Imams working tirelessly with other faith groups in their community, carrying out community projects for the benefit of all. Those dedicating themselves to educating their young men and women against the hate speech of extremism. An Imam in Canada recently has began a process of re-education with regards to the rights of women and is working very hard to end the oppression of women within Muslim culture. That doesn't sound to me like they have a deadly plan to take over the world, that sounds to me that they share a common ground and want to integrate and be part of the country they now live in.
As for the ebb and flow of population, Britain is and always has been a 'mongrel nation' what has made Britain great, interesting and diverse is these different flows of population that I feel add to us as a country, it doesn't take away. Most of the things we call 'British' are in fact no such thing originally, but it becomes so. Yes Britain is changing, this is not a new phenomenon, it has happened since the dawn of ancient British history, but for those who for at least a few years have been used to a certain way of life, change can seem scary and threatening.


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A FORENSIC scientist told a court that marks found on the body of Jean Campbell could have been caused by a dog lead.
Richard Vallance was giving evidence at the High Court in Glasgow.
Jean's body was found by her husband John early on December 14, 2013.
He had gone to search for her after coming home from a nightshift to find her and their German shepherd dog Kai missing.
He searched where she normally walked the dog.
As part of the police probe into Jean's death photographs were taken of her injuries.
Pathologist Marjorie Turner described some of the marks found on her body as highly unusual and Y-shaped.
She said she had never come across anything like it before.
Vallance told prosecutor Alex Prentice he was given a number of photographs of Jean's body and the dog lead found nearby.
He was asked what his conclusion was and replied: "The dog lead could have been responsible for the marks or equally any other object of similar dimensions could be responsible."
Vallance was asked by defence QC Donald Findlay what he was looking for when he examined the black coat and the floral pyjamas Jean had been wearing, and said: "Marks."
Findlay then said: "You were not looking for fibres or blood," and he replied: "No."
Vallence also agreed with Findlay that he had found no footwear impressions on Jean's clothing.
Detective Sergeant Kirsty Moore told the court she arrived at Cranhill Park at 8.08am.
She said: "An ambulance was present and various police officers."
Prentice asked her: "Did you make your way to the perimeter of the park?"
She replied: "Yes, I did. I observed a body lying in the park area covered with a blanket and there were various items round the body."
She said one of the items was a dog lead and another a flip flop.
Paul Ward, 21, is accused of murdering 53-year-old Jean by striking her with a dog lead and inflicting further injuries.
He is deemed unfit to stand trial and is in the State Hospital.
Judge Lord Matthews will determine if Ward committed the offence.
The hearing continues.
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It is October 1st, and I've just completed my first stretch of monthly resolutions. Back in August, I came across a blog post addressing daily habits, and how to create good ones while siphoning off bad tendencies. I was really inspired by the fact that one good habit a month meant 12 good habits a year! Wow! That's bananas. And why stop at one? You can do 2-5 at a time. That's too much math for my brain to handle, but it seems more beneficial to have several good habits that took a month to attain each, instead of writing a bible's worth of impossible resolutions to start on New Year's day. So here's how I did it, and here's what I'm going to keep doing:
Helpful links: ndoherty, zenhabits, happiness-project


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Another younger sibling in the studio and she did great! The neutral colorway has quickly become my favorite, but I love navy blue for little boys as well.
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