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- 29 yrs, Male, Married
- Founder
- Guwahati, India
- www.eventours.in
- 5 months ago in India
- 159, G.S. Road, Khanapara (Farm Gate), Opp Taj Vivanta Hotel, Guwahati, Assam 781022, India
- • http://www.eventours.in
Everything starts with an idea, and the team came together in making the idea happen. Countless conversations with concentrated brain storming created Eventours. We strongly believe that you have to taste a culture to understand it and what best can it be, if you are a part of the celebration in an event, anywhere you go.
At Eventours, we are made up of a small group of people with countless years of experience working and travelling in India. We are the people who have "been there, done that" with the larger companies and now want to provide you an exceptional vacation filled with inspiring and life-enriching experience. And this has become our relentless pursuit of excellence.
Let the adventure begin, lets ramble....
What we do
We do specialized travel across different destinations worldwide. While North East India & Bhutan is our playground, we have our presence across vivid destinations in South East Asia, Middle East, Eastern Europe and Australia.
- Hotel Bookings
- Car/Coach Fleet Rentals
- Sightseeing Activities
- Local Guides & Permits
- Flight Bookings
- Cruises
- Visa Consultation
- Adventure Activities
- All Inclusive Holiday Trips
- Group Trips - Fixed Departures & Custom Dates
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Liberty, Wilson, Douma, and James Elementary Schools have been awarded the Fresh Fruit and Vegetable grant for the 2015-16 school year. This is a federally-assisted program that provides free fresh fruits and vegetables to students in participating elementary schools during the school day.
The goal of this program is to improve children's overall diet and create healthier eating habits to impact their present and future health, according to the United States Department of Agriculture (USDA). The program helps schools create healthier environments, expanding the variety of fruits and vegetables available to children, and increasing fruit and vegetable consumption.
The program will begin on Tuesday September 8 and will run Monday through Thursday, with no service on early out days.

subset: commoncrawl


text: I just made my decision to go for immigration process through express entry. Can you kindly advise me whether I should hire a Consultant registered with RCIC or go for a lawyer registered with law society LSUC. and whats the diference between both. For sure I am gonna hire one of these two as I need to get help regarding preparing my CV and experience letters so please don't advise not to hire a third party. Also with 348 points where do I stand in the chances to get ITA?


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Brees, Samuel Charles, 1810-1865 :[Pencarrow Head. ca 1843]
Reference Number: C-126-024
Pencil sketch is a preliminary drawing for "Pencarrow Head, Fitzroy Bay" Plate 4 (no. 11) in "Pictorial illustrations of New Zealand", London, Williams, 1847. Shows a view looking west towards Wellington Harbour Heads from Fitzroy Bay, with Pencarrow Head protruding at the right, but not topped by a lighthouse as it is in the published lithgraph.Possibly the preliminary sketch for the watercolour, whose fileprint has the negative number 1/2-024747-F (Privately owned?)
Key terms:
1 image, categorised under Pencil works and Sketches, related to Pencarrow Head, Wellington Heads, Harbours - New Zealand - Wellington Region and Bays - New Zealand - Wellington Region.
Part of:
Brees, Samuel Charles, 1810-1865 : Cape Palliser &c [1844?]; [with sketch of Pencarrow Head ca 1843 on verso]., Reference Number C-126-023/024 (2 digitised items)
Extent: 1 drawing(s)Pencil sketch, on one side of sheet, 222 x 324 mm. (watercolour on other side). Horizontal imageSingle art work
Historical Notes: Dated from other views of the same area.
Conditions governing access to original: Partial restriction - Use photographic copy in preference to original.
Other copies available: Colour laser printIn Drawings & Prints under Artist/Title (DFP-009725)
Usage: You can search, browse, print and download items from this website for research and personal study. You are welcome to reproduce the above image(s) on your blog or another website, but please maintain the integrity of the image (i.e. don't crop, recolour or overprint it), reproduce the image's caption information and link back to here (http://mp.natlib.govt.nz/detail/?id=23120). If you would like to use the above image(s) in a different way (e.g. in a print publication), or use the transcription or translation, permission must be obtained. More information about copyright and usage can be found on the Copyright and Usage page of the NLNZ web site.
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'He deserves more insult' says Musharraf about Iftikhar Chaudhry
KARACHI: Former president General (retd) Pervez Musharraf on Wednesday expressed happiness over what happened with former chief justice of Pakistan Iftikhar Chaudhry and his son at the Jeddah airport, ARY News reported.
"He deserves more insult.. they (he and his son) are third class people, it was very unfortunate for Pakistan that this guy remained the country's top judge," said the former president.
"Follow the queue…" — a passenger at Jeddah airport reminds ex-chief justice Iftikhar Chaudhary and his son that this is not #Pakistan. pic.twitter.com/iwxb8suoxe
— azhar khan (@Azharkh4) March 22, 2017
Former chief justice of Pakistan Iftikhar Chaudhary and his son, Arsalan Iftikhar, faced an awkward situation at Jeddah airport when the duo violated the queue, only to be strongly resisted by one of the passengers.
The former chief justice and his son were waiting for their flight at the Jeddah airport, but seemingly in 'violation of the queue'. A visibly-raged passenger who was also standing, yelled at them to go back to the queue and follow the rule.
However, the ex-CJ's son responded that he was told that business class passengers should come at the front of the queue. But the other man was too angry to be convinced.
"…don't push in the queue…we all have been waiting…you have to go back," the man told Arsalan Iftikhar couple of times.
At last, Arsalan walks away, preventing the bickering from getting worse.
About Prime Minister Nawaz Sharif's recent claim that Musharraf's team approached his party for an "under the table" deal when he and former prime minister Benazir Bhutto were in exile, Musharraf said that there was absolutely no deal or attempt to strike such a deal.
'This is a blatant lie, why should I opt for a deal with them, they were nowhere then and PML-Q was the popular party at the time," said Musharraf.
The former COAS also rejected the impression that he wanted a deal with PML-N to pave way for swift operation in case the party comes to power.
Addressing a Pakistan Muslim League-Nawaz (PML-N) parliamentary leaders' session. PM Nawaz claimed that the ex-military ruler sent an indirect message that he is interested in resolving issues with him and his party.
"Now Musharraf can't come back to Pakistan, this is retribution," he had added.


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Comment It is fascinating to…Tobias Tom
It is fascinating to me how people see the work week differently. Some are happy that the weekend finally arrived, I'm heartbroken because the week is over already.
Don't get my wrong, I really like my weekends but there are just too few days in a week.


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The advantages and disadvantages of living in the 21st century
Living in the 21st century offers certain advantages, such as a higher standard of living, but it also has some disadvantages, such as a polluted environment.
To begin with, most people now have more money for less hard work. They earn higher salaries than before and enjoy better social security, such as social welfare for laid-off workers and disability insurance.
Secondly, because of the advance in medical technology which leads to better medical care and treatment, people's life expectancy is longer. Moreover, most people now can afford to buy foods of high nutrition and enjoy their leisure time.
Thirdly, modern conveniences such as radio, tv, inter-net, various vehicles and labour-saving machines in the home, all greatly facilitate human communication, transportation and housework as well.
Nevertheless, living in the 21st century also has its disadvantages. The most serious one is the increasingly polluted environment; air is filled with smog and water is contaminated by chemicals from factories. Another main disadvantage is the depersonalization of human relationships which mostly results from people's ever-increasing contact with machines and numbers . still one more disadvantage is the weakening of spiritual values . an undeniable fact is that a large number of people are solely interested in materialistic culture, while neglecting spiritual civilization. Limited by space, we have to skip the examples.
In conclusion, although the 21st century has indeed given us a lot of advantages, it may not have made us wiser, because it has also made our earth dirtier, our people less humane, and our spiritual life poorer. We should continue to enjoy the benefits of technological advancement, however, we must make a concerted effort to preserve our natural environment for future gene rations. Moreover, we should take the time now to make our lives more meaningful in an increasingly impersonal, computerized world.


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The EGO: Edges God Out
We all have one. But it really doesn't serve us in our higher ideals and goals. It is where the pattern imprint lives. That part of us that well meaning parents, siblings and friends "wrote" a foundational story that we then added to as we grew. We can overcome and re-program that story and tell it differently. Starting NOW! Our minds are powerful. Each one of has God in us. We can be, do and have ANYTHING we desire! Are you getting all of what you want? If you are not, then it's time to schedule a...read more
My Answer to a Recently Asked Question.
I was recently asked this question by my daughter in law, Sarah. I wanted to share my answer here on my Website's Blog: "What attributes do I think are important for a mother to have?" The things I mention here are what I wish I would've known and done better as a mom and worked on beforehand. But honestly, life is a journey and it's meant to be lived and "errors" are made and that's how we learn. Love you Garrett and Sarah, and thanks for letting me write down these thoughts. It was...read more
My Pain and Suffering can end?
"ALL suffering is RESISTANCE to what is." Wow, is that ever a mouthful. This is a statement that when fully felt can literally change your DNA! Cellular change takes place when a concept, expressed in WORDS, is taken in, felt and acknowledged and truly experienced. Let me share a conversation I had with a client today. This client knew in her head that she was being codependent with her daughter in a particular situation. "I know it's codependent and yet I continue to repeat the pattern" Why do you...read more
Brain Power and Positive Thinking
I shudder every time I hear, "Just Think Positively" Ughhh! I want to run screaming from the building!! It's because I was told that for so long and for so long, it DIDN'T work! I would think those positive thoughts and they were short lived and soon followed with the "tapes" of my past conditioning and childhood. The pattern imprint I received was very, very negative. I was raised by one of my parents being submissive to the other and the "strong" one looked at life through the glass...read more
Love Conquers All
I love to ride my bike in the summer months here in Utah Valley where I have lived for 19 years now. Being on my mountain bike reminds me of growing up in Southern California on the Mojave Desert. I would get on my bike on summer mornings and ride along the California Aqueduct, and throughout the small town I grew up in called Quartz Hill. I've quietly contemplated why I enjoy this activity so much. Yes, it is because it reminds me of my childhood, but it represents so much more than that. It represented freedom...read more
Law of Attraction – Is this a Godlike principle? YES!!!!
The following is a presentation on the Principle of Law of Attraction. This is just a part of what we teach at the AsYouThinkYouAre Coaching Center in Provo, Utah. We would love to hear your feedback. The Word Christ is the Creator and is referred to as the Word in the scriptures. We create our own realities in our head. What we think about comes about. Worrying or Appreciating is like planning a future event … whatever we focus on grows and grows into our experience. Our thoughts are just WORDS unspoken, yet each thought (those WORDS)...read more
Take Care of Yourself First!
If you have ever been on a commercial airline flight, you've heard the pre-flight safety instructions: "Please secure your own oxygen mask, before helping someone else with theirs. . . ." Taking care of ourselves first is not selfish, or self-centered. If you want to be capable of giving love, you have to give love to yourself first. If you want to be patient and compassionate towards other people, you must first be patient and compassionate with yourself. If you want to show respect and appreciation to others, you must first be...read more
Think About What You're Thinking About!
Think About What You're Thinking About I recently ran a local 5K race for four-year-old Isaac Sintz, who has Dravet Syndrome, a severe form of epilepsy. His parents and loved ones organized this event to benefit him in the hopes that the latest treatment could stop the progression of the disease so that he might have a life that is as full and normal as possible. I want to share about the concept of beliefs and how the energy of our beliefs are far reaching. When we form heart-centered beliefs within our bodies, in the language of physics...read more
How much did you weigh in high school?
How much did you weigh in high school? Think about this for a second. How much did you honestly weigh in high school? We all have a lot going on, and most of us have sunk our time and energy into our families and our jobs. But the problem is that our health has been left in the past. We have let ourselves fall so far down our own priority list that we are not even on the first page anymore. Please know that this tough-love topic is because I care about you. I want you to take your current weight and subtract your high school weight. This...read more


text: The Regional Workshop on Fisheries Management Planning in Southeast Asia was organized by The SEAFDEC Training Department (TD) in collaboration with The Oceans and Fisheries Partnership (USAID Oceans) from 23 to 25 August 2017 in Bangkok, Thailand. Eighty nine (89) participants from SEAFDEC Member Countries, USAID Oceans Technical Working Group member of EAFM and Human Welfare, SEAFDEC staff, USAID Oceans staff, relevant international organization, and relevant partners participated in the Workshop. The Workshop main aims is capacity building on fisheries management planning by using the concept of Ecological Approach to Fisheries Management (EAFM) which focused on the Gulf of Thailand, Andaman Sea and Sulu-Sulawesi Sea area.


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Sports News of Monday, 24 July 2017
Source: GHANAsoccernet.com
Ghana international Godsway Donyoh scored a double with compatriot Ernest Asante also on target for FC Nordsjaelland in their 3-2 win over Brondby at the Right to Dream Park on Sunday.
Brondby drew the first blood of the match courtesy Finnish striker Teemu Pukki on the 45th minute mark.
But Donyoh restored parity for the host just five minutes after the break before adding his second of the game in the 52nd minute.


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We are 6 days away from Christmas and I haven't finished my shopping yet!! I will most likely be out this weekend with the other last minute shoppers lol! We finally got our tree up in the house and I just wanted it to be simple this year.
I don't know how some people do daily vloging but kudos to them because Vlogmas is tiring lol. I am getting through it but it is a lot editing almost every night. I can say that I did it this year, not too sure if I will next year lol but I'll continue with occasional vlogs.
I am so exciting about how things are starting to come together and fall into place. I am grateful for staying in a positive space and kept pushing myself to keep going. There were plenty of times that I wanted to give up but the hard work is starting to pay off. I'm just excited for these opportunities and new doors that are opening. I have been really working to improve Naturalle Drea and myself and it can only get better from here. I have been up many late nights with writer's block, technical issues, tears, frustrations and doubt but I pushed past all those things and kept going.
I know that next year is going to bring more good things, opportunities and so much more positive vibes. I love this positive space I've grown into, sometimes I have to catch myself but it feels good.
Hopefully you guys are ending this year on a good note or will start next year with something to look forward to. I will have post Thursday and Friday and will be taking a break until the new year.
Have a great rest if the week and see you guys Thursday!!


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Concrete Park Earth Tour: Concrete Park Creators Bring Comic Book Skills to Belize!
Screenwriter Tony Puryear, actor Erika Alexander and writer Robert Alexander, the creators of Concrete Park held a series of comic book clinics for high school and college students in Belize in late October. The idea was to help spread the gospel about comics in the developing world.
Concrete Park is serialized in the pages of Dark Horse Presents, and within they spin stories that deal with issues of race, poverty and exile. From their home of Los Angeles they traveled to Belize, a county where those issues resonate, to teach a clinic in comic book creation and entrepreneurship. They judged a nation-wide Comic Book Competition For Schools at the University of Belize.
The team held five clinics in Belize City, in Placencia, in the capital city of Belmopan and in San Ignacio, from the auditorium at the University of Belize to the huge stage of the famous Bliss Institute.
Why teach the basics of comic book creation in a country of 300,000, a country where comics are not even for sale? (the team is working to change that). Why encourage school kids to try this medium, let alone compete in it? Erika Alexander explains:
Whether you live in the first world or the developing world, ideas are the most valuable currency there is. Our message is that your story is unique and valuable. Pencils and paper are cheap, and comics, whether self-printed or self-published on the web are a simple, accessible medium for expressing ideas in stories. In teaching comics creation, we are also teaching storytelling, business skills, entrepreneurship and connectivity.
The whirlwind tour through Belize is the first stop in an ambitious agenda the team, in a nod to their sci-fi roots, has dubbed the "Concrete Park Earth Tour". They plan on taking their comic book clinics to big, funky world cities like Mumbai, Johannesburg, Rio De Janeiro and Manila. "Concrete Park cities", Puryear calls them. The kids in these cities face major challenges. Can a class in making comics make a difference? Team Concrete Park says "yes". Erika Alexander continued:
We grew up as outsider kids, kids without a lot of access to formal art or writing training, comics were a way in to a world of imagination and creativity. It's amazing what these flimsy little books can do."
Robert Alexander added:
The poor kids in these cities have a story to tell, and they need to know their story matters. We'd like to help them tell that story.
Tony Puryear says:
New technology is blowing away barriers of race and language, making it possible to share your story, wherever you were born, whatever you look like. Though Belize is not a wealthy country, there is one cell phone there for every man, woman and child in the country, the highest per capita in Central America. We told the students there that they have powerful publishing platform right in their pockets. We can't wait to see what they do with it, and we are thrilled to be a part of this world-changing process.
The comic book clinics in Belize were sponsored by the Belize Diaspora Network, an organization devoted to building links between the Belizeans scattered across the globe and their country of origin. Bruce Henry of the Belize Diaspora Network said:
This simple comic book clinic will be big for Belize, or rather, there's nothing simple about it. Our kids will benefit from hands-on knowledge from professionals who are in the business of comic book art, but it's not just about comics. It's about entrepreneurship and reaching out beyond borders with new tools and media. Those skills are crucial to Belize's future.
Other sponsors of the project include the Belize Tourism Board and NICH, the National Institute of Culture and History, The Radisson Fort George Hotel in Belize City, Robert's Grove Beach Resort in Placencia and The San Ignacio Hotel in San Ignacio.


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At Orlando Property Management, put our 20 years of experience in property management to work for you. We have a property management team who works hard and effectively to make sure your property is properly managed.
OUR VISION: At Orlando Property Management, we strive to serve quality Rental Property Owners, Tenants, and Realtors by providing outstanding service, professionalism, dedication and trustworthiness.
OUR MISSION: We aspire to be the very best Property Management Company in Central Florida by providing predictable monthly income and peace of mind to our Clients. We treat our Tenants for what they truly are, Valued Customers. We love our Realtors Partners and we promise to make you look like a Rock Star each and every time you refer a Client.
Our goal is to forge a long lasting business relationship with all.
Pictured from Left to Right: Denise , Renee, Dave, and Jessica.
Dave Knight, Owner/Broker Orlando Property Management
Dave has been in the property management and real estate industry for over 10 years. Dave is a licensed real estate broker/certified residential property manager and also an active real estate investor. His knowledge and experience is unparalleled. Put his knowledge and experience to work for you today.
Jessica, Administrative Manager


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I am not even sure if anyone still reads my blogs, not that I blame them . if has not been easy and it has been a journey for me and my family. to ask people to stand by me when life has been one crisis after another, is unfair. So I won't. Its not that that I don't trust you, or like you, but if I don't expect you to care for me and help me when I need it, then you cannot let me down.
Part of that line of thinking is self protecting, not necessarily what i am aiming for. I just want to be fair to my friends, and see who will stick around after I give them permission to leave me behind. I won't let disappointment reign, i just need to know who is really my friend..part of that is deciding what relationships i want to focus on, and who i want to build relationship with.
I am becoming more aware that everyone isn't my friend, nor wants to be.
I want genuine, real, loving, and open people n my life. people who love well, and care about the well being of others. People who don't hide who they are when they are afraid. People who step out of the shadow of fear and inspire others to be fearless and real. Thats the kind of friend I want to be. I want to be an open book..this whole concept of a closed book relationship is stupid to me. Love each other and make relationship a priority. I only get you for a few months, lets not waste each others time shall we?
But hey, don't worry… It will be alright. Now will my real friends please stand up?


text: Philippines vs. The World is near! On Wednesday afternoon, things took a different spin: we got to watch the opponents of Donnie "Ahas" Nietes, Jason "El Nino" Pagara, Albert "Prince" Pagara, and Mark "Magnifico" Magsayo. Juan "Pinky" Alejo, Santos "El Toro" Benavides, William "Chirizo" Gonzalez, and Yardley Suarez took over the


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8/27 Tor Road,
Dee Why, NSW
Perfectly Positioned TownhousePrivately positioned in a small, peaceful, well maintained complex, this dual level townhouse represents an outstanding opportunity for young families, investors and downsizers to secure a home in Dee Why. A short stroll from public and private schools, city buses, Dee Why Beach and the new town centre. Move in for a relaxed lifestyle in a well-positioned complex, complete with an on-site swimming pool and grassed common area.
- Lower level features distinct lounge and dining spaces opening to outside
- Spacious, entertaining courtyard with electric awning
- Bedrooms showcase space and soaring ceilings
- Modern throughout, with scope to enhance the interiors if so desired
- Gas fitted kitchen with modern appliances, including a dishwasher
- Gas heating outlet, bathroom offers combined bath and shower, internal laundry.


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Thinking Animals
27,26 €
Thinking Animals
Kari Weil provides a critical introduction to the field of animal studies as well as an appreciation of its thrilling acts of destabilization. Examining real and imagined confrontations between human and nonhuman animals, she charts the presumed lines of difference between human beings and other species and the personal, ethical, and political implications of those boundaries.
Weil's considerations recast the work of such authors as Kafka, Mann, Woolf, and Coetzee, and such philosophers as Nietzsche, Heidegger, Derrida, Deleuze, Agamben, Cixous, and Hearne, while incorporating the aesthetic perspectives of such visual artists as Bill Viola, Frank Noelker, and Sam Taylor-Wood and the "visual thinking" of the autistic animal scientist Temple Grandin. She addresses theories of pet keeping and domestication; the importance of animal agency; the intersection of animal studies, disability studies, and ethics; and the role of gender, shame, love, and grief in shaping our attitudes toward animals. Exposing humanism's conception of the human as a biased illusion, and embracing posthumanism's acceptance of human and animal entanglement, Weil unseats the comfortable assumptions of humanist thought and its species-specific distinctions.
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Cheapest Total Shoulder Replacement Arthroplasty price in Chennai, India is $8000. Average Total Shoulder Replacement Arthroplasty cost $8000, where prices can go as high as $8000. PlacidWay Medical Tourism provides cost comparison for Total Shoulder Replacement Arthroplasty, Orthopedic Knee Surgery Prices in Chennai, India. Explore Total Shoulder Replacement Arthroplasty prices worldwide.
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Office for Student Learning
New Faculty Resources
These guides may be helpful for both new and long-time New Mexico Tech faculty. Feel free to download, save, and print, or bookmark this site for handy reference.
Family Educational Right to Privacy Act (FERPA) Guidelines
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Earlier this year, photos emerged of wastelands being filmed on the island of Fuerteventura, one of the Canary Islands off the coast of Spain.
The desert climate led many to believe this location could be a substitute for Tattooine, but it appears now that the location most likely has been filling in for Corellia.
The planet has been previously described in now non-canon mythology as a place full of a variety of biospheres, ranging from jungles to forests, but it's possible that the planet has now been relegated to a more tumultuous climate for the upcoming film.
Last month, Howard teased another important location from Star Wars canon, showing what appeared to be a mineshaft and using a caption that claimed it was "spicy." Fans quickly pieced these clues together to determine this was a Spice Mine of Kessel, another location only ever mentioned in passing in Star Wars films.
In addition to this planet being famous for Han and his completion of the "Kessel Run," it was in these mines that Han supposedly befriended Chewbacca, forming a lifelong friendship.


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Frequently Asked Questions
The duration of the foundation coaching program is 12 weeks. These 12 weeks consist of weekly audios, and/or videos with workbooks to go with them. In addition there are weekly coaching calls of 60 to 90 minutes that help you to put the material in the audios/videos to use.
Here are some of the most asked questions (click on the question to expand/collapse the answer):
1. Get a clear idea of your purpose and core desires.
Many people are unclear about what they would love. They have an idea of what they do not want, but they are unsure of how to create real, lasting joy and meaning in their lives. A spiritual life coach helps in providing clarity regarding what you would love, what you are meant to do, and how to be successful while being authentically you.
2. Formulate a concrete, actionable plan, and gives you the tools to making sure it succeeds.
Once you have identified what you desire, (whether it is before your coaching session or during), your coach will help you to determine and design the path that will bring you to that goal. You will be taught about the invisible laws that govern your likelihood of success. A good Spiritual Life Coach will explain how to work with these laws instead of against them.
3. Discover the obstacles that are secretly holding you back. Many of us find it comforting and easy to stay in our familiar ways of thinking and being. As you begin reaching out for more your old habits, fears and beliefs, (sometimes disguised as words of "wisdom" from others as well as yourself), will crop up and try to hold you back. With the help of a Spiritual Life Coach these obstacles will be identified even if you're unable to see them yourself. A plan for moving past them will then be formed so that you can move toward your your next level of success.
Working with a life coach provides you with accountability which is necessary at times when you are feeling unmotivated and discouraged. This helps you to stay "in action" even when you're feeling discouraged or unmotivated.
◦ Feeling stuck in a job/career
◦ Difficulty finding a compatible partner
◦ Continuing struggle living from hand to mouth, when you'd rather be creating wealth
◦ Chronic illness or other health issues
◦ Doubt regarding your true purpose, and feeling uninspired
◦ A busy, stressful lifestyle,
◦ Feelings of suppression, not being heard, self-criticism, fear and self-doubt
Then I invite you take action and have a conversation with me.
Complete the form below:
Many teachers ONLY have a system for learning, and this sets their students and clients up for failure. A system for implementation is necessary as it tells you how to put its teachings to use so you create change.
You need a system for support, because your subconscious mind will always fear change.
2. You like their teaching style.
If you don't resonate with your teacher's style, you won't be able to learn from them. A part of your brain will automatically shut off, and you won't be able to fully absorb or implement anything they say.
3. They or their methods have a proven record of success.
Many people don't realize what it takes to be a Spirituality based Life Coach, so they start up a business only to discover that they don't really understand how to coach their clients. I have been trained and certified by the Life Mastery Institute the premier school of Transformational/Spiritual Life coaching and my past clients are happy to share their stories of success!
I invite you to get in touch and see whether I'm the right person to help you find your purpose and create the life of your dreams. Simply fill out the form below. You will be contacted and together we will explore what you need, what coaching options are available, and whether you and I are a good fit for each other.
Thank you for choosing YOU by taking the step necessary to fulfill your divine purpose, discover YOU, and create the life of your dreams!


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Premier League – Drogba wants Vieira at Chelsea
Didier Drogba has urged Chelsea boss Carlo Ancelotti to make a move for ex-Arsenal midfielder Patrick Vieira in the January transfer window.
The Premier League leaders are unable to bring in new players due to a transfer embargo imposed by FIFA.
However should the club's appeal against that ruling be successful, Drogba believes veteran midfielder Vieira (pictured) should be the first name on Ancelotti's wish-list.
"It would be a good move for Chelsea to bring Patrick in," the Ivory Coast international said.
"Don't forget we are going to miss several players in January, particularly in midfield, because of the African Nations Cup.
"We played against Vieira last summer and he was very strong."
It has been reported that Vieira, currently at Internazionale, is seen by Ancelotti as ideal cover for Michael Essien and John Obi Mikel, who will both be taken out of the equation by African Cup of Nations duty.
The 33-year-old Vieira was at Stamford Bridge on Sunday to see Chelsea return to the top of the league with victory over Liverpool.
PA Sport


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How many times have you sat down to check your email, text message, or even messages on other sites, like Facebook or MySpace, only to find a pair of boobs, ass cheeks, or even a sausage staring you in the face?
Or taking it a step further, the person in the pic has invited you to a birthday session of sorts; you and them in the nude.
Now,I can only hope the folks that have the nerve to send out these pics look halfway decent when naked, but there are some that make you just blink until your eyes make you look like a crackhead, bloodshot red and bugged out.
But I wanna look a little closer at WHY these people send these type of pics to folks they do not know and expect to get to know.
Social networking sites are all the rage these days, but when did it become the place to try to find your next booty call?
When did it become okay to take naked pictures then send them to people that you think you want to hook up with? What gets me is that same person will send the pics, meet up with the person, find themselves in a jumpoff situation, then wonder why?
Really? If you label yourself as a garden tool, then chances are that's how you'll be treated as such. What person in their right mind would take you home to meet mama and 'nem, if you are so quick to send out pics with the goodies on display? There's no telling just how many people have seen it!
I think it boils down to one thing, well maybe two, low self esteem, and a touch of bitchassness.
What you mean Meik?
Well, maybe these picture sending mofos feel the need to be validated, meaning being told that they are fine, pretty, nice body, ripped, muscular, thick, or whatever adjective they think best describes them.
Low self-esteem is probably what has many mofos posting pictures online calling themselves models on Myspace, Facebook, and other sites. Hmm. Really?! I could have sworn real modeling doesn't entail you taking pics with your cell phone and posting them online, I'm just saying, that just isn't one of the lessons Tyra Banks taught on Americas Next Top Model but hey, I digress because that's a whole 'nother blog topic.
Low self-esteem with a touch of bitchassness will have mofos sending out the pics with a note attached sounding like they have all the sense in the world, but when the recipient clicks on the attachment and finds someone's birthday suit staring back at them, best believe most folks are gonna send it straight to the TRASH. Well, the ones with sense anyway.
Lesson Learned:
Please fam, get some esteem about yourself! If you need to be validated, fine, start by looking in the mirror and admiring yourself and loving yourself, that way you can achieve enough swag to reel someone in WITHOUT having to literally show your ass.
My advice or really the advice I learned from listening to Michael Jackson's "Billie Jean. Remember to ALWAYS think twice -- especially when you are about to hit send! Not everyone wants to see your cookies, taters, or muffins. If you are truly interested in someone, your conversation should be the first place you start. Try an icebreaker, a hello, let me introduce myself, this is why I'm hitting you up, etc, trust me, you're more likely to get a response
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Mailed Vehicle Registration Renewal Reminders Reinstated
on Thursday, August 04, 2016
White called these reminders an essential tool for the public, to ensure their vehicles are in good standing and that the licenses get renewed on time. Without mailed reminders, White felt it placed an unfair burden on Illinois drivers.
In the absence of mailed renewal reminders, Illinois residents were encouraged to sign up for emailed notifications. During this time more than 2.3 million people registered for emailed reminders. It is still encouraged for the public to sign-up for email notifications to further reduce mailing costs. You can sign up for emailed notifications here.


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Why Invest in Quality Siding In Ortonville, MI
According to U.S. codes, there must by law be at least one square foot of ventilation for every 150 square feet of roofing. So what's so important about roofing ventilation? Actually, it's one of the most important parts of your roofing's structure.
Proper roof ventilation extends the lifespan of your roof by preventing build-ups of condensation and moisture formation. These can lead to mold and mildew growth, which will cause your roofing to start to rot. It can also have a negative effect on your home's indoor air quality, and it can be very harmful to your family's health. The Oakland County roofing contractors at Alpine Roofing Complete can provide you with roofing services and ensure that your roofing always has proper ventilation.
When it comes to siding installation for your Ortonville home, there will be decisions to make such as quality, color, style, and material type. Quality siding provides benefits that are worth looking into.
With our 60 years as Ortonville roofing contractors, we've come to recognize the many proven benefits that quality siding offers our customers. This is why we recommend investing in a quality siding product over choosing standard products.
Quality siding is an investment that lasts longer. Along the way to the end of its usefulness, it will need fewer repairs. You can actually spend way more on the siding you choose in the few years to come if the materials aren't durable.
High-performance siding comes in easy to care for materials. Color fading isn't a problem like it is with standard siding. And, since the materials are made to be more durable, they come with better warranties.
More Design Choices With Quality Siding
Designer Color Choices - One of the fastest ways to make a huge difference in how your home looks on the exterior is to install siding. Quality siding offers you more designer choices that standard siding. There are many great designer color options and styles to go with the style of your home. The designer siding tends to come in darker shades for a contemporary look.
Premium Vinyl Siding Styles In Shakes & Scallops - Among some of the most popular siding styles is the wood shake or scallops design. Scallop siding is most often used on Victorian style homes. Wood shake siding is a tile siding that has been around a long time. It is an American style with English influence. It is most often found on colonial or Victorian style homes.
- Horizontal Siding
- Vertical Siding
- Cedar Shake Vinyl Siding
- Board & Batten Siding
- Clapboard Siding
- Dutch Lap Siding
- Beaded Siding
- Shake Siding
- Scalloped Siding
More Features With Quality Siding
Another reason to invest in quality siding are the features you can't get with standard siding. For instance, a good quality foam backed siding adds to the insulation factor of the home.
Manufacturers make it a point to continually improve products. Be sure you specify the features you want with your Ortonville siding installation contractor because they can vary between products. With quality siding, you get more:
- Impact resistance
- Climate shielding properties
- Resistance to hurricane-force winds
- Breathability for good ventilation
- Better panel design
- Thicker product
Fewer Repairs & Longer Lasting Quality Siding
Siding is quite an investment as far as home improvement goes. It's important to weigh the pros and cons of quality siding vs. standard siding. The only negative you'll see is the higher upfront cost of quality siding.
As far as benefits go, there will be fewer repairs and longer lasting quality. Premium vinyl siding won't warp or twist. It won't be affected by insects, water, or moisture.
- Warping or buckling
- Fading
- Cracking
- Denting
- Noisy siding
- Moisture problems


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Sisters, Pam & Kay, who came from a long thread of quilters. Fortune smiled upon them when the Old Route 66 Quilts was about to unravel. The sisters got the crazy patch notion to purchase the shop – and they did! 13 years have stitched together a pattern of colorful fabrics, shiny threads, customers with smiles and quilts of warmth. Times have changed a bit, Kay has moved on to other endeavors. Kim also has a colorful background in quilting.
This unique shop offers quilt classes for all levels of quilters, custom designed quilts, blocks, batting, bolts, fat quarters, fat eighths, charm squares, and more.
A smile awaits you at Pam's Quilting Corner, so drop in for a visit and a genuine friendly welcome at 204 S Western Street, right here in Amarillo, TX.


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Omnadren 250 is an injectable composite testosterone preparation, effective, therefore used by athletes for muscle mass gain, strength and endurance. In the composition contains a mixture of 4 esters of the hormone, effective and relatively harmless with sports application – testosterone propionate, phenylpropionate, isocaproate and decanoate. The drug is characterized by pronounced and anabolic and androgenic properties, and, in comparison with single ethers, a more even and prolonged action – up to 2-3 weeks after the injection.
Omnadren 250: description and reviews
The first composite products of testosterone (usually a mixture of 2 to 5 esters) became available to physicians in the 20th century. Originally developed specifically for medicinal medical use, however, having shown high efficiency as sports doping (for development of athleticism), quickly spread to amateurs and sports professionals.
Omnadren 250 mg produced by Jalfa (Poland) is one of these drugs. During the application, it is expressed induces anabolic and, on the contrary, inhibits catabolic processes in the body (thus contributing to growth and preventing the destruction of muscles). But only this impact is not limited, because there is also a powerful increase in strength, endurance, appetite, acceleration of recovery processes, reducing fatigue, strengthening the osseous system, improving the joints, even increasing sexual desire (libido).
Omnadren 250 is an effective sport dope, which is confirmed by the reviews of athletes. But where is the power of action, there and potential risks. So, for women in sports the drug is not recommended, since it is impossible to avoid virilization (androgenization of the body). Because of the powerful androgenic properties of a mixture of testosterone esters, the athlete, who still decides to use the drug, runs the risk of encountering side effects from acne acne to alopecia.
Possible side effects of Omnadren 250 for athletes: estrogen, including severe fluid retention and gynecomastia, and also androgen. In case of a severe course of the drug, anti-estrogen (like anastrozole or letrozole to prevent estrogenic side effects), placeolone (Proviron or an analogue for increasing free testosterone and libido), even gonadotropin (to restore your own testosterone, and not only) can be involved in order to avoid consequences.
Omnadren 250: The course of injections
For sports purposes, the drug, as a rule, is used for a long time to develop the optimal effect. The course can effectively last up to 6-8 (or more) weeks, depending on the tasks, experience and tolerability of the body of the athlete.
Average recommended doses of cenforce 200 – 1-3 ml per week (250-750 mg per week, respectively), divided into several applications on equidistant days, for example, 250 mg injections on Monday and Friday. The working dosage, duration and frequency of application are selected only individually, otherwise they may be excessive or insufficient, which is unacceptable.
Omnadren 250 is actually a ready steroid course and, as a testosterone product, has enough strength to be placed solo. However, for maximum results, a combined use is preferred. The benefit of the drug is effectively and relatively safely combined with most of the relevant for the development of athletic steroids – from screaming turinabol to methenolone enanthate.
The course of application of Omnadren 250 and methandienone preparation (Danabol, Naposim and other trademarks) can be recommended for beginners and experienced athletes in order to gain muscle mass. Dosages of steroids: 500 mg per week and 40 mg per day for 6-8 weeks. At the end of the main course, a yield (testosterone propionate) is required, followed by PCT (tamoxifen citrate or tamoxifen) in order to avoid consequences.
After studying the examples of combinational courses, everyone will be able to find the appropriate tasks and effective for themselves a bunch of drugs!


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How To Grow Without Actually Growing
I emailed 200 website companies recently. I won't bore you with the statistics of their responses but of the responses 3-4 told me they were too busy to take on work at this time.
I find this hard to comprehend. I understand why. They have well paying, time consuming projects that are keeping them busy and don't want to take on any more.
But don't they want to make more money? If making more money doesn't interest you then stop reading but if it does read on.
How I Started Out
When I first started creating websites for customers as a sideline business I was also working a full time job. I would like to tell you that I slaved into the night working on projects after a long hard day at the office. OK I did quite often, but after a year or so doing this I realised that I couldn't sustain this every single day or week of they year.
I also wasn't in a position to leave my current job. Ironically nothing did change when I did leave it so it was a mental thing.
Over time even with the part time nature of my website design work I got more and more work which did fuel me leaving a comfortable, very well paying job. But I had made a critical decision to get help even at that stage.
Someone tuned me into Odesk (now Upwork) to get people to help me. I primarily needed developers to help me as at that stage I was creating simple frameworks and delivering basic WordPress sites to clients at modest enough fees.
So if I was flying to the US on a business trip with my day job I couldn't be working on a website. Or if I was out for dinner with clients I couldn't be tip tapping away on my laptop coding and designing.
Getting The Right People
I am expert on hiring people on Upwork. I say this because I have hired close to 100 people and spent well lots of money there (some of wasted on morons) over the past 10 years. In that time I have worked with the same 4 people practically full time, and use about 3-4 part time for specific tasks. The rest have ranged in quality from awful to mediocre.
Now I don't pay peanuts to these people. I pay them a good working rate. Two of them are in Idnia and I pay them a very decent rate so don't start ranting about paying crap money to offshore. I don't believe in it nor do I subscribe to it.
So I have spent a lot of money making mistakes but correspondingly I have 4 people now who work with me, understand how I write briefs, my development and design approach and work superbly with me. I do not use the word superb loosely.
But I went through many contractors who either let me down, did poor work or none at all or most importantly for me just disappeared when I needed them. I now have a fool proof process for getting people on Upwork whcih I will happily chat with you about on Skype if you wish. To summarise it goes like this.
- Have a job. Pick the smallest part of it and outline it in very clear detail that even a monkey would understand. Usually I use something that i can do blindfolded in under an hour.
- Make sure it isn't costing you more than $15-$20 even if the total budget is 100X that. The job here is to find the right person first.
- Advertise the task.
- Get a million responses. Filter through them.
- Interview (I use Skype) the person.
- Pick someone to do it.
- Hire them at a rate that you are happy with. Always haggle on the rate. Contractors post a rate they would like to get not one they always get.
- Get a start time from them. Again make it 100% sure that hey understand the job.
- Make sure they start on that time.
- If they don't start on the time promised fire them as in end the contract.
- If they haven't the job done in the time allocated. Fire them.
- Believe me this is the only way to go. Ignore their excuses.
- Get someone else and repeat this process.
This process proves they can do things then they say they will, that it won't take 10X what they said and you won't leet your end customer down.
Repeat this process 3-4 times till you re 100% happy. Don't give anyone a second chance. Believe me it doesn't work. If I had $10 for every gushing "we will do a fabulous job for you apologies for the delay" I would be much richer. As I have said I have spent thousands of dollars on Upwork this process has worked for me and I have golden contractors.
Too Busy To Take On Projects
As a result of getting the right people I am never too busy to take on new work. Why? I have these full time people and also the other contractors who I trust who won't let me down and deliver quality work. The other reason I never say No to projects (unless I just don't want to work with you) is that I work in a very competitive pricing niche. I need a certain volume to do OK and a higher volume to do well. I don't do 10K projects. My typical price for a project is in the 1-2K range (more for ecommerce) so I need volume to pay myself and the above contractors too. Volume isn't bad by the way. We do full up great designs, smart development and I still do a ton of the work to make sure that we deliver super fast (this is our unique selling point delivering amazing designs super fast).
So I encourage you to at least start working on having a backup person to take on overflow. Don't sniff at this. I am not saying pay someone a full time wage and not have work for them. Use Odesk to search (glad to give you tips) for someone who can do what you do. Filtering out the dross from the quality is hard. But get someone. When you get this person form a solid relationship with them, agree a fair rate and start working with them on projects. Then when holidays come you don't have to stop working, when you get a project that you can't start you can at least get them started.
I don't know about you but I am not rich and won't ever be but if it wasn't for my help from this type of resource I would be pitifully poor. If I charge 2K for a website design project it is at least 60-80 hours work, project mangement, design, development, deployment, and conversations and meetings with the client. Having 3 people working on it (me doing the project management and project setup, two others starting design and development) means that the project moves swiftly and in addition I can start 2-3 more as we all are at different stages.
You may say "charge more dude". But my market place doesn't support it. So this model works superbly for me.
Your Design / Development Approach
One of the reasons I hear (other than people not being comfortable with using Upwork) is that contractors haven't your approach to development or design. This is bullshit. Sorry I assume you are working to make money, pay bills, go on vacation, change your car once a decade.
If you follow the process above you will get someone excellent – I promise – and they will help and do work as close to what you do no problem. I am not saying hire a moron I am say work to get someone excellent. Case in point. I can use Photoshop but really at my core I am a developer/geek. So when I started out my designs were at best basic. I found two of the best designers I have ever met on Upwork.
They're the best for two reasons, they interpret briefs superbly and produce good to great work quickly. As a result my portfolio of work has improved. Do I care that I didn't create the original designs. No not at all. I controlled the entire process though, the type of design, the implemented site and the customer conversation so what the customer got is 100% of what I wanted.
Don't Need A Contractor?
You may not need a contractor now. you may not have the money or the projects but I strongly recommend that you use the small step approach above to have someone on standby as some day the following will happen.
- 2-3 small but decent money projects will arrive at the same time in the same time space and you won't be able to do them. The backup plan will save your bacon and allow you make some money.
- You may get sick. I hope not.
- You may want to go on a vacation. I spent 3 weeks in Portugal 3 years ago and kept the business tipping away with 2 hours on the deck every morning with the team. I didn't do tons of new business but I kept projects going. This is part of my dream plan by the way (for yet another post).
I will be glad to chat with you on this if you wish so drop me an email firstname.lastname@example.com and I will set up a Skype


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Whoops: Democratic National Convention Displays Russian Warships During Vet Tribute
September 29 2012
by GSL Staff
Share This PostTweet
This is a big whoops. One would think there would be people to check basic things like, "Hey, are displaying the right country's ships in our veteran tribute?"
Apparently the DNC doesn't have those people and an image of several Russian warships was prominently displayed on the main screen during a veteran's tribute at the DNC.
Several Navy vets came forward after the convention to point out the mistake. The ships are likely part of Russia's Black Sea Fleet.
A very simple mistake to avoid and a very large one to make.
Should it be worrisome that top planners in the DNC aren't even remotely familiar with our military?


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Product ID: K117-35
Name: Purple and Gray Stripe
This men's tie is diagonally designed with purple and gray stripes. This is a famous brand tie priced below wholesale! The price is so low that we had to agree not to disclose the brand name. Crafted in 100% polyester.
Length : 57 Inches
Width : 3.75
Ships : Usually Same day
Retail price : $9.95
Our price : $4.95
Shipping :
Click here for details
More $4.95 Ties


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We can provide a range of pure Non-Woven products and Non-Woven products with an Acoustic scrim.
These perform in a similar way to the PU/Non-Woven products. Within this product range we can provide a number of densities, thicknesses and fibre sizes. This enables us to fine tune a product and to meet your exact requirements, in terms of Acoustic performance and cost.
Due to their open fibre structure, Non-Wovens meet demanding Acoustic requirements, even at low base weights. Sound can be perfectly absorbed as a result of these open fibres.
These are perfectly suited to areas requiring continued high performance at high temperatures, such as the engine bay, in addition to standard passenger compartment conditions.
Our Non-Woven products are in use with a number of European OEM car manufacturers.
Typical data for an inner Acoustic pad is shown below. This shows the standard required and Non-Woven product, at 15mm and 17mm thicknesses.
Most materials supplied by Avon Group comply with the FMVSS302 standard.
Some of these products are used to keep the heat out of the passenger compartment but can also be used on Electric vehicles to keep the heat in.
- Reduced fuel consumption, leading to reduced emissions
- Acoustically highly effective, leading to improved passenger comfort
- Excellent insulating properties
- Can be supplied either Die-cut or Thermoformed
- Cost effective solutions
Sound Absorption Coefficient (%)
The use of high performance Acoustic scrims dramatically improves the performance of our materials. We can reduce the base weight of the material and still achieve the Acoustic performance required by using such scrims. We are continually working with our supplier to improve the scrim technologies to further reduce weight and yet increase Acoustic performance.


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|Your Scholastic Strength Is Evaluating
You are great at looking at many details and putting them all together.
You are talented at detecting subtle trends, accuracy, and managing change.
You should major in:
Conflict studies
One mom's attempt at maintaining a little slice of sanity in a house full of boys...
Thursday, April 27, 2006
Blogthings: What should I major in?
I'm kind of at a loss for words right now. I'm highly ADHD this week, which is unfortunate because I'm juggling a lot of things. Rather than attempt my usual random musings, I thought I'd post the following because I got a kick out of it. I'm not sure I agree the results, but for the record, I have a BA in Communications and an MA in Organizational Development, but I've never been employed in either field. Still trying to figure out what I want to be when I grow up. This link didn't help. :-)
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"People are grieving," said Ms. Goldsmith, a semiretired psychotherapist who counsels fellow residents of the Gleneagles Country Club, a gated community here. "There was a death. Their money died."
In communities like Gleneagles and in the homes of retirees across the country, these are days of fear and uncertainty. In theory, retired people are not supposed to invest much in the stock market; in reality, many millions of them do. With the economy in free fall and stocks down about 40 percent this year, legions of middle- and upper-middle-class people are suddenly worried about having enough to carry them through.
To be sure, no bread lines are forming at places like Gleneagles. The community remains placid and, on the surface at least, highly prosperous. Retirees play
But sustaining that comfortable life for another two or three decades, as many retirees hope to do, requires money. People with investments that were worth $1 million or $2 million a few months ago are suddenly canceling
Like retired people everywhere, residents here knowingly juggled what they saw as competing risks.
They all heard the standard advice to move their assets out of stocks and into supersafe investments as they neared retirement. But, with interest rates so low, the returns on safe investments like government bonds were meager, and many of them saw a risk in not keeping some money in stocks. To finance a long retirement, they figured they needed the gains characteristic of the stock market.
Keeping money in stocks left them exposed, of course, to the risk of a once-in-a-lifetime market meltdown. Now, that day is at hand.
"Every television monitor in the card room and locker room is on CNBC, so we can get aggravated all day," said Jerry Rivkin, 75, a retired appliance store owner. "We're playing for nickels and dimes while we watch ourselves losing tens of thousands."
To cope, some people are selling their homes up North, so they will have the money to stay here. A handful of condominiums in Gleneagles have gone into foreclosure, something that was almost unheard of until recently. Humor is becoming darker as residents tell jokes about their shrinking "301(k)'s" and the sorry inheritances their children will be surprised to receive.
For years, retirement and financial advisers have said that elderly people should be lightly invested in stocks, putting most of their assets in bonds, certificates of deposit and other conservative investments. But even some of the experts acknowledge that such a strategy does not always work for retired people in good health who can live to be 90 or older, unless they have a lot of money or move to a place with a low cost of living.
"With life expectancies being what they are, and medicine getting better and better every year," said Joseph La Scala, a senior financial consultant at GunnAllen Financial, "someone who is entering retirement now needs to be a long-term investor, and that means there needs to be more of an allocation to growth investments such as equities."
According to government statistics, a third of retirees have almost no stock exposure. But those are mostly poor or lower-middle-class people who rely on Social Security for income. Others are shielded by pension benefits, although those have been shrinking in recent years, especially for younger retirees.
"Older middle-class people have made plans based on a set of assumptions of how the world works, and the world has gone crazy," said Alicia H. Munnell, director of the Center for Retirement Research at
"If you call my mother," said Jason J. Fichtner, acting deputy commissioner of the
At Gleneagles, people still play cards, swing 9-irons and take painting classes. But the
"I feel terrible," said Harry Pure, 80, retired athletic director at Philadelphia University, who has lost 25 percent of his savings.
While taking a break from a painting class, he said, "It was nice to put your head on the pillow at night and know you felt secure. Now I put my head on the pillow and the brain cells are not going to sleep. All different scenarios are playing in my mind now: What to do? What to do? What to do?"
Even those with relatively large portfolios are feeling the pain.
"This threatens our lifestyle," said Sid Freedman, a 74-year-old former owner of a textile company who divides his time between Gleneagles and Great Neck, on
But he said his portfolio was down 30 to 40 percent. Without a pension, he said he might have to start contemplating his "safety net" if the market keeps falling: the unpleasant thought of selling his house on Long Island, even though that would mean less time with his children and grandchildren up North.
Uppermost on Mr. Freedman's mind is his divorced daughter who has two children and a good job, but no support from her former husband, he said. Mr. Freedman had put aside enough money in a fund to pay for a year and a half of college for her oldest son, but that investment was down 20 percent, and he was to start school next year.
"We're looking at a totally new ballgame," Mr. Freedman said after playing tennis. "My mother lived to be almost 101 and her mother lived to be 90, so what it means is, if conditions get worse, we could outlive our money."
Charles Mailman, 77, a retired zipper manufacturer, said he had accumulated a portfolio worth more than $1 million, 70 percent in stocks, and lost $300,000 in September and October. He said the days of yearly cruises for him and his wife were over for now.
"No more decorating, no more vacations, no more heavy-duty spending," he said with a sigh. "If the market has hit bottom and it's on the way back, I can live with that; the question is, what happens if it hasn't?"
As for his broker, Mr. Mailman said, "He still says, 'Sit tight. You have good stuff.' They all say the same thing."
Many people believed in stocks, they said, because the stock market had been good to them for years and represented the best way to keep their portfolios intact or growing.
"We stayed in stocks because they were so wonderful," Jack Leinwohl, 67, who owns a
Others say they do not dare to look at their portfolios anymore, or ask their spouses how things are going, for fear of the answer.
"There is no need for George and me to be crazy together," said Ms. Goldsmith, 71, the psychotherapist, speaking of her husband. "I sleep, but George doesn't."
As for her three children, Ms. Goldsmith added, "I am getting them ready. If they are counting on their inheritance, they are in deep trouble."Continue reading the main story


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Project Turkey
In the stop-start world of Turkish politics and finance, there has been one constant over the last couple of years: an increasing appetite to lend against the country's healthcare development plans. Healthcare PPPs dominate the Turkish financial landscape and they will continue to do so, but other sectors are also set to vie for attention.
Despite the obvious geopolitical problems in the neighbourhood, Turkey's PPP market has been in great shape.
In fact, things have been working so well that prospects for more business are not tied solely to political issues. If anything, the market could end up being a victim of its own success, with the spectre of capacity constraints potentially impeding future activity.
In 2015, the healthcare sector was at the forefront of the PPP market, thanks to a number of projects forming the initial phase of the Turkish Healthcare Transformation Programme (HTP) reaching financial close.
The ambitious plan for Turkey's healthcare sector has its roots in 2003, when the government started the sector's reform via the 26,000-bed HTP, supported by the World Bank. The €12bn programme is planned to result in new and expanded facilities for about 60 hospitals across the country. It needs the collaboration of the private sector to bring it to fruition.
Attracting the private sector into the plan, however, was going to take some keen commitment around the regulatory framework. The signal of that commitment came in 2013, when the Turkish parliament enacted a new PPP law specific to the healthcare industry.
The law, based on the British PFI model, was tweaked by the Ministry of Health in order to make its build-operate-transfer projects more attractive to sponsors and banks.
"It took a while to get the first projects going," said Mete Yegin, partner at Yegin Ciftci Attorney Partnership, the Turkish law firm Clifford Chance cooperates with in Turkey. "It needed hand-holding at various levels and the active participation of banks in structuring deals to ensure they would fly."
Perhaps the key adjustment was the formula to mitigate inflation and foreign exchange risks.
With funding denominated in hard currency, hedging was of critical importance to the success of these projects, said a banker in Turkey.
Projects were awarded on the basis that the private developer would act as facility manager, providing building maintenance and non-clinical services, while medical services will remain the remit of the Ministry of Health.
PPP plaudits
Turkey's healthcare PPP law has won plaudits and so have some of the ensuing projects themselves. The largest hospital in Turkey's first pipeline of PPPs, Ankara Bilkent Integrated Health Campus, which reached financial close in May 2015, was awarded "Turkish deal of the year" by IFR's sister publication Project Finance International.
At the time, Bilkent achieved the longest tenor for any non-export credit agency-covered commercial facility in Turkey. It was also the first PPP project with pure commercial facilities, where some of the Turkish banks involved as well as the international lenders provided financing with a door-to-door tenor of 18 years – a pioneering long tenor for financing by Turkish banks.
"The domestic banks feel the need to support these very large projects as there is public benefit to them," said Yegin. "They are also able to leverage their experience to bring local knowledge to the deals."
Clifford Chance advised the lenders.
Not long afterwards, the debt was signed for the €1.12bn Etlik Integrated Health Campus PPP. The financing differed from the slightly larger Bilkent deal, which featured an almost exclusively Turkish bank group. In the case of Etlik, a combination of 12 lenders came into the transaction, with €880m of debt provided by European and Turkish commercial banks and multilaterals.
The tenor on the A and B loans was 18 years.
Lending over such long tenors is a sure sign that the Turkish loan market is maturing.
"It would have been very unlikely to see lending out to 15 and 18 years like this, even just five,10 years ago," said Yegin.
As well as maturities being extended, pricing also shifted during 2015, with the Etlik deal showing at around 450bp, representing a drop of about 100bp from where Turkish banks lent to Bilkent. Etlik reached financial close in December 2015.
This was all achieved against the backdrop of war being waged near its borders, a massive refugee crisis, a government unable to form a working coalition and a falling Turkish lira.
Acceptably bankable
The successful closings of, Bilkent, Etlik and other healthcare PPP projects confirmed the acceptance and bankability of these projects.
"It's been a year of good news in the Turkish PPP market," said Jean-Patrick Marquet, country director for Turkey at the EBRD. "But there are still a lot of projects to be financed and there are signs that the market is approaching some capacity constraints."
Eight projects from phase one of the hospital PPP programme have reached financial close and the tender process for the second phase is ongoing.
"The international financial institutions (IFIs) are almost full, the international banks are struggling with the long tenors on the loans due to Basel III and the domestic banks are already exposed," said Marquet. "We need to diversify the financing sources – both debt and equity."
Marquet explained that the EBRD has approved a total of €600m for lending to Hospital PPPs in Turkey, but with €300m of that sum already used across three projects, there were proposals to extend the lending envelope to €950m.
"But that is conditional on mobilising new sources of debt," he said.
And this new source of debt is likely to come from a couple of avenues. Insurance companies, stuck in a world of low interest rates, are increasingly showing more confidence in infrastructure projects as they search for assets that provide long-term safe cashflows at a return higher than available in the bond market.
The participation of institutional investors has been a notable trend in wind-farm projects from northern Europe, but there is a surfeit of suitable projects available in which to invest and, so, their net is set to be cast further afield. It may yet take some time before they are completely convinced about Turkish healthcare, however.
"We've not seen big insurance companies or pension funds coming to the market as yet, but the project bond structure is being considered to bring in a wider array of investors," said Yegin.
Bankers agree that it may be a bit early for insurance companies and pension funds to invest in the projects, as the assets are not at the stage to generate cashflows.
They expect institutional investors to first make their presence felt once there is better access to the more traditional bond markets.
Here again, the IFIs are playing a role in preparing the ground for the development of such a market.
As well as being a reassuring presence in the lending process, the EBRD is also intent on promoting bonds as a means of recycling debt.
"The EBRD is looking at providing a partial guarantee on bonds in order to get an investment-grade credit rating that would be attractive to bond investors," said Marquet. "There is a pilot project underway that could result in something coming to market in the second half of the year."
There are also strains on the equity side of the projects, with the resources in the large Turkish sponsors also being stretched.
"We need to bring financial sponsors, offering to co-invest, into the mix," said Marquet.
That may be a trend in the offing, but, for now, the local sponsors continue to go after the business aggressively. That will likely change as the calendar of PPPs is rolled out.
"We've not seen much in the way of international sponsors," said a banker. "But local groups will be much more challenged as the banking system itself becomes challenged."
Local banks are experiencing a relative decline in revenue-generation and profitability and so their capacity and appetite for long-term lending is tempered. Even though local liquidity is still a force to be reckoned with, domestic banks are likely to become more selective in the choice of project they lend against.
It certainly suggests that international construction companies, PE funds and PFI specialists with established relationships with international banks may be more evident in the market as Turkey pursues its investment plans.
And healthcare is not the only game in town.
Template for success
As seen in other countries that implemented availability-based PPP schemes for the first time, Turkey will be able to use its template for other sectors, such as schools, prisons and, most importantly, for the improvement of its infrastructure.
"The success of the healthcare PPP law is repeatable but at the moment the law is particular to each sector," said Marquet.
"Education is a big priority for the government, as it needs to upgrade and expand in that sector," he said. "We are in discussions with the Ministry of Education and we are hopeful that a PPP programme might be launched."
But there is more.
Health, infrastructure and energy are top priorities for the country, as such projects are seen as the growth engine for the economy.
Each sector is seemingly jockeying for position.
"Railways might overtake education projects," suggested Yegin.
Already, eight teams have submitted bids for the long-awaited Northern Marmara highway build-operate-transfer project.
The PPP market in Turkey has already proved its relevance in recent years and it is expected to gain even more importance in the future.
The authorities have shown that they understand the benefits of involving private companies in the provision of public services and infrastructure and that these investments are essential in driving economic growth.
A fast-growing economy, a growing track record in successful PPPs, and developing capital markets will continue to attract international banks to Turkey. The conditions should also start to pique the interest of a wider cross-section of investors and sponsors alike. There is a lot of business to be done.
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'Phantom Thread' review: Daniel Day-Lewis fantastic in Paul Thomas Anderson film
Paul Thomas Anderson's "Phantom Thread" is a carefully manicured period drama rife with meticulous close-ups of needles pulling through fabric, scenes of characters intensely staring at each other and an obsessive focus on the minutiae of an eccentric man's personal and professional routines.
Consistent with the rest of the filmmaker's prestigious oeuvre, especially when seen in the 70-milimeter format, it is so thoughtfully composed and packed with images of startling beauty, enhanced by a lush Jonny Greenwood score, that you'd be happily content simply watching stars Daniel Day-Lewis and Vicky Krieps circle each other and engage in the relentless power play that defines their characters' relationship.
In other respects, the movie defies the expectations typically associated with one of Anderson's more serious-minded productions, especially given the presence of Day-Lewis, who has spent the past 20 years largely playing enormous, larger-than-life types like Daniel Plainview in his last picture with the director, "There Will Be Blood." And this looks to be the final time Day-Lewis will appear on screen: The actor announced in June that he is retiring from acting.
This is a romantic drama with a notable undercurrent of comedy and it's inherently relatable, even when it goes to an off-kilter place.
It's set in a fully realized time and place — 1950s London, within the studio of dressmaker Reynolds Woodcock (Day-Lewis). He brings waitress Alma (Vicky Krieps) into his orbit and the movie depicts the collective struggle on the part of each protagonist to shape the other into their ideal picture of a mate.
The heavily refined, tightly controlled atmosphere belies a movie that is in fact decidedly contemporary and accessible. Day-Lewis plays a stern and rigid character with notes of hidden warmth and vulnerability that have been a part of his repertoire for decades, but scarce lately.
Krieps matches his every step, a notable achievement when faced with the most prestigious thespian in the business as your scene partner.
You come to understand these people and to see in their heightened relationship a rich comprehension of a fundamental facet of falling in love and beginning a life together that's often not explored: the compromises involved.


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If you've been working the Tenth Step with me during the month of October, or just because it is a 12 Step Principle that you need to refresh yourself with, you know that we have discovered our emotions: Fear, Anger, Sadness, Joy and Surprise get the best of ALL of us and "run rampant" (as Bill Wilson would say). If we are to make progress in controlling them; if we would really like to get the jump with forethought instead of knee-jerk reaction, we need to work this step….every day.
It's about establishing a default to replace our old one of knee-jerk; about taking the time to practice this principle with persistence, patience and pausing for prayer and meditation. With enough effort and repetition, we will begin to see, (at our own pace, which is fine) that we correct our lifelong reactions with preplanned and worked responses. That's what we're after: turning our reactions into responses.
Now,……one way in which to do that is with the daily guidance of my book (and it only takes a few minutes) "Living the Twelve Steps of Recovery – One Day at a Time – As It Was in the Beginning".
It works! and is available in signed softback with original artworks of people contemplating the step and tradition that follow each month.
Now about we take a look at today's reading for October 19th, just so you can get an idea of why it was given a national award by InTheRooms.com for Book of the Month.
Take your time and savor the thoughts. Pause and apply them to your own life and where the suggestions might make a difference – here's a little music for inspiration:
October 19
Our Motives Should Be Examined
In pondering our mental or written end-of-day inventory, noting the
debit side of the daily ledger, we see that every time we were wrong we
ought to carefully examine our motives during each of those thoughts
and actions. In most cases they won't be hard to see or understand.
When we have been prideful, angry, jealous, anxious, or fearful,
we acted according to the passion of those emotions and that was
that. In such cases, it is important that we simply recognize that we
acted or thought badly, trying to visualize how we might have done
better. Could patience, tolerance, and efforts to restrain our tempers
as expressed through pen and tongue have brought those drives under
Had we taken time to ponder at the edge of folly, could we have
stopped to think before reacting, allowing ourselves to realize possible
errors coming up on our part?
When we recognize these knee-jerk reactions are not responses,
but a result of our negative conditioning from years of replayed attitudes,
we can resolve to try, with God's help, to carry these lessons
into different behavior tomorrow.
If we find after this examination that we have any amends to make,
we should set straight away to right our wrongs.
Okay, here's a viewing of the monthly illustration for the Tenth Step and Tradition, with real people working their program of recovery in NA and AA.


text: If you are the owner of Be&D garbo, please give me your feedback! I think the bag is cute but I cannot decide to buy it. It's kind of expensive... Do you like your bag? Is leather nice? What color do you have and how much did you spend? I'm also looking at their velvet one but this is just a fabric, right? looks nice though. Should I go for leather or fabric? BTW, I own Ava city and I love it. I'm thinking of buying crawford and garbo also


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Free. Fair. Fearless. Intelligentsiya is made up of Fiji Islanders who are libertarians in their own way and who cherish the free flow of news, ideas and information and will peacefully resist any attempts by the country's military rulers to stifle free speech. intelligentsiya will also bear witness, report and discuss human rights abuses by the authorities.
October 08, 2012
Police seize sports cars
13:02 Today (08 October 2012)
Report by: Edwin Nand
Nine sports cars were seized by authorities last night on allegations of racing and illegal modifications.
The vehicle owners say they are being victimised and that they were parked in Nasese enjoying the weekend with friends.
Land Transport Authority Chief Executive – Naisa Tuinaceva says they are acting on complaints from members of the public.
"It's almost like racing. There's complaints of loud noise and illegal modifications."
The vehicles – were taken to the Totogo Police Station around 6pm yesterday.
This morning they are at the LTA office for inspection.
Posted by Keep The Faith
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Shipment of newsprint
Well-packed newsprint is completed according to orders (contracts) in mill's warehouses Twelve-month production is delivered to the place of destination in railway wagons, containers or by trucks. During navigation – from May till October – the newsprint is also transported by ships such as "river - sea" directly to ports of destination.
Technical liquid lignosulfonates are sent to consumers in railway tanks. The powder lignosulfonates are packed into paper bags or soft containers and transported in railway cars or containers.