text:
Welcome to the PSA Set RegistrySM. The Registry contains information about hundreds of trading cards and tickets. Each set represents years of a collector's time and effort. The Registry is a way to recognize these great sets. At PSA, we have not forgotten that it is the collector's spirit that drives our industry. We would like to sincerely thank each collector for sharing his or her set with us. Some of the sets listed are without a doubt the finest in the world and are all significant accomplishments to be admired by all sports collectibles enthusiasts.
Each set is listed as "Current" and/or "All Time Finest" and is comprised of PSA cards and tickets certified in accordance with our usual standards. A PSA card or ticket is defined as an item CURRENTLY encased in a PSA holder. Some of the sets listed in the "All Time Finest" category were complete at one time, but may have since been dismantled and are no longer a complete set.
All Time Finest and Current Sets
In order to list your set as current, you must own and have possession of the items you are listing or be an agent with permission to represent a collection. (Possession may include items being held in your safe deposit box or items which you have consigned to auction.) A card or ticket is not considered owned by you if you have sold it to another and there has been a transference of ownership, regardless of buyback or return policies. Furthermore, this item should be removed from your set. If the card or ticket should return to your possession and you regain ownership, you then have the option to relist it in the registry.
You should retire a set from Current status when you have sold or broken up the set. To retire a set, simply choose the "Retire Set & Inventory" option within "My Sets." (Note that if you delete items from your set one by one, it will also reduce your ATF set completion.) If your set was at least 90% complete at the time of deletion, it will remain in the All Time Finest category and will be listed with a "viewable" status. If you still own the items in a retired set that was 90% complete at the time of retirement and the set remains in the All Time Finest category, those same certification numbers can not be re-used by you in a new set you may start in the same category. Should you wish to re-use those items, please contact customer service first to delete the All Time Finest set from the Registry.
Should you attempt to list an item and you receive an error message telling you that the item is currently listed by another registrant, please use the automatic email feature that will send an email to the former owner asking for release. Your name will not be sent to the other member. Please allow three (3) business days for the former owner to release the item. Registrants are urged to delete their sets or items from the Registry soon after sets or items are sold in order to release the certification numbers for other registrants who may have purchased the items and wish to register them.
Current sets that are not at least 10% complete and have not been updated for at least 12 months will be unpublished from the Registry. The set will not be publishable until it has been updated.
Buying and Selling Policy
The PSA Set Registry is to be used to list collections of cards and tickets. By the sheer nature of the Registry, items listed are invariably bought and sold. However, using terminology such as "for sale or trade," "auction1107," or listing an item with a sale price is not permitted. In addition, posting commerce website addresses is also not permitted. The Set Registry is self-policing. Should you see an infraction of this policy, please report it to [email protected].
Grade Points, Set Ratings and Weighting
Set rankings are determined by the grades of the items in the set, the "weight" assigned to each item in the set, and the set's completeness. Each item within the set is assigned a weight based on the value of the item in NM-MT condition. For example, a 1952 Topps Mickey Mantle would have a much higher weight than a 1952 Topps common. If the set contains an ultra rarity, the set may be broken down using a 1-10 scale, with 10 being the greatest weight. If the set has little variation in individual item prices, then the scale may be 1-5. Weighting for each set is viewable by clicking on the set checklist link found on each set page.
Using the individual item ratings, the grade of each item, the completion percentage and set size, a unique formula is created for each set in the registry. To be specific, the weighted grade point average is determined by multiplying the grade of each item listed in a set by the weight of the item. (Note that for calculation purposes non-graded authenticated items and "Proof" tickets, regardless of the numeric grade, receive a default grade of 1. Proof tickets are not eligible for bonus points.) Then these totals are summed and divided by the total sum for weights of those items. The final set rating is achieved by dividing the weighted grade sum by the total sum of the weights in the entire set. Now, while this is NOT an exact science, the formula should provide an accurate evaluation of each set registered on our site. This means you can compare your prized sets to the best the hobby has to offer.
Sets are date-stamped according to the first date they are submitted for publication. In case of a tie the set which reaches the number one spot with 100% completion first will remain in the number one spot regardless of the set's first validation date. The following logic is used:
1) Highest rating NOW
2) Highest rating EVER
3) Highest rating ever DATE
As an example:
1) Set #1 with the highest rating goes to the top slot.
2) If set #2 ties set #1's rating, then set #1 remains in the top slot regardless of the first or last published date.
3) If set #2 updates set to beat #1's rating, then #2 will take the top slot.
4) If set #1 ties #2, #2 remains in the top slot because that set achieves the highest rating first.
Bonus Points and Deductions
Some sets may have bonus points assigned to certain items within a set.
Additionally, the following point deductions are taken for Qualifiers. For example, if your card or ticket is graded PSA 9Q, the grade calculation in the Registry will be 7.
9Q = -2 Qualifier population statistics listed in the Registry take the deductions into account. So, for example, if your item is graded 4MK, it is calculated with the PSA 2 populations.
1Q & 1.5Q = no deduction
The calculation for bonuses or deductions is as follows:
(Grade + Bonus) x Weight
(Grade – Deduction) x Weight
Qualifier population statistics listed in the Registry take the deductions into account. So, for example, if your item is graded 4MK, it is calculated with the PSA 2 populations.
Top Pop Bonus Points
Bonus points are issued to items listed in your set which are the highest graded with none graded higher. Items tied for the highest grade with none graded higher receive 1 bonus point. Items that are the single highest graded with none graded higher receive 2 bonus points. Should the populations change, the bonus points will be adjusted or removed. Not all sets are eligible for Top Pop bonus points. Open-ended sets which do not require specific cards in a slot, are not eligible for bonus points.
Autographed Cards
In the hobby, trading cards that are signed after-the-fact (not cards manufactured with autographs) are treated differently than trading cards that remain in their original form. While both types of cards are highly collectible, it would be unfair and illogical to treat unsigned and signed trading cards the same in the PSA Set Registry. In other words, they both deserve their own categories and should compete against like items. Because autographs and non-autographed cards are two different kinds of collectibles, the Registry does not permit signed cards which have been PSA/DNA authenticated in non-autograph sets. This only refers to non-manufactured signed cards. 1998 and later cards that come signed from the manufacturer can be used in all sets. Exceptions to the autograph vs. non-autograph card policy include player sets where a signed card can be used in place of an unsigned card and signed tickets can be used in non-autograph ticket sets.
Set Changes
The PSA Set Registry is a work in progress. Occasionally, an item in a set originally marked as "optional" may be changed to be included as part of the required items or vice versa. Also, items may be added or subtracted from a set. These changes may affect a registrant's overall GPA and rating. PSA reserves the right to make changes with or without the consent of participating members.
Online Registration is Free
There are no fees to register your set. Simply log on, add your PSA-graded inventory, and start your set(s). Set Registry Customer Service is available to answer any questions you may have. If you do not have access to a computer we will be glad to enter your cards for you for a minimal data entry fee. Please contact [email protected] for more information on this service.


text:
More than just a slogan, this is the foundation for how business is conducted at ShoppersChoice.com, LLC. It is a formula that influences the products we offer, drives us to provide an exceptional shopping experience, and guides how we deliver the amazing service you deserve. To us, this is how the world of business should work.
Real People…
- Treat you with respect and communicate openly
- Offer personalized guidance to help make complicated decisions easier
- Assist you in making the right choice, rather than just making a sale
- Can relate to your concerns and sincerely want to help solve your problems
- Are rare in retail (but plentiful here!)
Great Products…
- Enhance your lifestyle, allowing you more time to enjoy the people and activities that matter most
- Are reliable, versatile, and endure the test of time
- Do exactly what they were designed to do…and sometimes even more
- Are often discovered before you realize you even need them
- Make you truly appreciate their value and functionality
Amazing Service…
- Is going the extra mile to make you happy, even after the sale
- Makes it easy for you to discover and shop with confidence
- Occurs when you get answers to questions you didn't even know to ask
- Means having someone watch out for your best interests
- Doesn't just exceed your expectations…it blows those expectations away!

subset: commoncrawl


text:
Annual Report to Congress FY 2004
|MS Word (417 KB)
Technical Assistance
OCR provides information and other support services—known as technical assistance—to a variety of interested parties, including schools, colleges and community groups. Assistance to educational institutions helps them comply with federal civil rights requirements, while assistance to parents, students and others informs them of their rights under the law. OCR provides technical assistance through a variety of methods, including on-site consultations, conferences, training, community meetings and publishing and disseminating materials . Following are some examples of OCR's FY 2004 technical assistance activities.
In cooperation with the Southwestern Indian Polytechnic Institute, the Intercultural Development Research Association's South Central Collaborative for Equity and the Interwest Equity Assistance Center, OCR hosted the third and final Regional American Indian Symposium in Denver in FY 2004. This symposium was a follow-up to the No Child Left Behind: Providing Educational Opportunity for American Indian and Alaskan Native Students conference hosted by OCR in Washington, D.C., in FY 2003. The Denver symposium included presentations on achieving accountability, reading readiness, teacher quality, school choice, parental involvement and OCR enforcement procedures. More than 250 people representing 29 tribes, 24 public school districts, seven Bureau of Indian Affairs schools, six state offices and parents of Indian students from the states of Arizona, Colorado, Utah, and New Mexico attended the conference. Information was provided to attendees on No Child Left Behind programs and resources that support state and district-level efforts to raise the academic achievement of American Indian and Alaskan Native students.
|"By ensuring a quality education for every child, we meet an important
duty to the next generation. We're giving young people the confidence
and skills they need to succeed in higher education, and to fill the jobs
of the 21st century. Education is the gateway to a more hopeful future,
and we will make sure that gate is open to all Americans."
President George W. Bush
In FY 2004, OCR participated in the second National Charter School Summit, held in Dallas, Texas. The summit provided an opportunity for states, the federal government, and technical assistance providers to address common strategies for successfully serving students with disabilities in charter schools. More than 200 educators and administrators attended the summit.
OCR continued its collaboration with the Higher Education Leadership Partners (HELP), a consortium of public and private colleges and universities, state education and rehabilitation agencies, and consumers in Virginia that focuses on disability and higher education. OCR worked extensively with the Virginia Association of Higher Education and Disabilities on issues relating to transition and retention, such as documentation and alternative or accessible formats for textbooks.
During FY 2004, OCR conducted several technical assistance presentations as part of an initiative to help migrant parents enhance their involvement in their children's education. These activities informed limited English speaking migrant parents about the civil rights laws and how they protect students and parents. Information also was provided on the importance of the No Child Left Behind Act in ensuring that each child succeeds at school. For example, OCR conducted three presentations, organized through the Tri-Valley Opportunity Council and the Texas Migrant Council, that reached 115 limited English speaking migrant parents in Indiana and Minnesota. Also, at the request of the Hispanic Parents Coalition of Adams County in Denver, OCR staff made a presentation in Spanish to approximately 100 limited English proficient parents who have children enrolled in the school district. OCR discussed the district's obligations under the civil rights laws for providing services to national origin minority students with limited English proficiency and parents' rights under the No Child Left Behind Act.
As a result of compliance reviews of two state departments of education, OCR was invited to provide training to the state and district Title IX coordinators for both states, including an overview of the requirements of Title IX and the responsibilities of Title IX coordinators. As a result of the training, a number of recipients have revised their Title IX procedures and updated information on their Web sites and in their publications.
In response to Executive Order 13166, which mandates improved access to federal programs and activities for persons with limited English proficiency, the Department contracted for telephone language assistance services so that those customers can readily communicate with OCR staff. The message on the OCR Hotline now instructs customers to press 9 if they want foreign language or alternate format assistance. The call is then rerouted to an OCR representative to provide appropriate assistance.
OCR also translated several pamphlets, including our most requested publication, How to File a Discrimination Complaint with the Office for Civil Rights, into Arabic, Chinese, Farsi, Hindi, Hmong, Korean, Punjabi, Urdu and Vietnamese. These publications will be added to OCR's electronic civil rights reading room on OCR's Internet Web site.
State vocational education agencies are responsible each year for conducting comprehensive civil rights compliance reviews of selected sub-recipient schools and programs and for reporting to OCR about these compliance reviews. Throughout the year, OCR provides technical assistance in response to questions from state agencies concerning the compliance determinations and remedies resulting from these reviews. In addition, OCR provides an annual four-day training conference to state agency coordinators of vocational education civil rights compliance activities. The training conference (offered with a choice between two locations and dates) is designed to provide in-depth training on the procedures and techniques state agencies should use in conducting their civil rights compliance program and reporting to OCR. In addition, the conference provides detailed guidance about legal requirements and investigative techniques relative to specific civil rights issues. The 2004 conference included sessions on program accessibility reviews, Title IX coordinator duties, and misidentification of minority students in special education. The conference also fosters information sharing and collaboration among representatives of the participating state agencies.
In addition to these kinds of proactive initiatives, OCR responds to inquiries
and requests from the public. Calls and letters requesting assistance come
from other federal agencies, state agencies, local school districts, community
groups, parents and students.


text:
Boston College has filed a new appeal asking a federal court to throw out an earlier ruling handing over IRA interview tapes to the British government after the death of key witness Dolours Price.
In a statement, Boston College spokesman Jack Dunn said Price's death "should bring a close to the pending case regarding the subpoenas for the confidential oral history materials from the Belfast Project."
Dunn stated the Mutual Legal Assistance Treaty on Criminal Matters invoked by the governments of the United States and the United Kingdom "provides that the treaty does not pertain to matters in which the government anticipates that no prosecution will take place. "
"Given that Dolours Price has died, the University believes that the case should be dismissed," Dunn said.
Read More: Actor Stephen Rea carries coffin at ex-wife Dolours Price's Belfast funeral
British authorities had sought the tapes, part of a Boston College oral history project on the Irish Troubles, looking for new evidence in old IRA cases.
Price, who had a history of mental illness allegedly named Sinn Fein leader Gerry Adams as complicit in IRA activities including the murder of widow and suspected IRA informer Jean McConville in 1972.
However with the death of Price last week in Dublin, Boston College now argues that no case based on the tapes can go ahead.
In the motion filed on Monday with the First U.S. Circuit Court of Appeals, lawyers for Boston College say the death of Price means no case can be brought.
Read More: Sordid tale of Boston College IRA tapes should now be over - Death of Dolours Price means no prosecution possible for British
The college asked that the previous verdict by U.S. District Judge William Young ordering the college to turn over interviews with seven other former IRA members be tossed out as the verdict is now moot.
Since 2011, the British government have sought the tapes and had won several court battles.
The interviews were part of the "Belfast Project," an oral history project by Boston College run by journalist Ed Moloney and academic Anthony McIntyre both well-know Gerry Adams critics.


text:
Reaction to Cowboys' Week 15 Loss + Free Agents, Draft Picks Who Could Interest Team
At ABC, I broke down the Cowboys' Week 15 loss to Green Bay:
The Numbers
Looking at expected points and historic outcomes based on specific game situations, sites like Advanced NFL Stats calculate the win probability for each team at any point during a game. Here's the Cowboys-Packers win probability graph.
I marked down two percentages—the Cowboys' win probability at halftime and their win probability prior to Romo's first interception. Based on their lead and the fact that they were kicking off to Green Bay to start the second half, Advanced NFL Stats calculated the Cowboys' chances of winning at 96 percent.
Another site that calculates win probability—Pro Football Reference—uses the game lines to factor in team strength. They actually had Dallas's win probability at halftime at 99.7 percent.
That's a big difference: a 1-in-25 chance of losing versus one-in-333. In reality, the probability was likely somewhere between those. Even if the Cowboys' win probability was at the low end of that estimate, their strategy should have been the same: decrease the number of remaining plays as much as possible.
I'm as big of a proponent of passing the ball early and often as you'll find. In typical game situations, I think the Cowboys actually run the ball way too much, especially on first down. They could benefit from being more aggressive offensively.
The problem was that much of the second half of this game wasn't "typical." The Cowboys' focus should no longer have been on point-maximization—scoring as many points as possible—but rather closing out the game. Their goal should have been calling plays in such a way that the Packers wouldn't have enough time to mount a comeback, even if they came out firing like they did. That means playing extremely conservatively on both offense and defense.
Despite the top football betting markets having the Cowboys as seven-point favorites, Dallas couldn't capitalize. At Bleacher Report, I proposed some free agents and draft picks who might help the 'Boys. And of course a few head coaches:
Perhaps the Cowboys' biggest problem is that the players are continually placed in sub-optimal situations and expected to execute in spite of it. No matter how much talent a team brings in, the players need some help from the coaches.
Actually, I think the head coach is the second most important "position" behind quarterback. Look at what the Eagles and Chiefs have been able to do in just a single season by hiring coaches who embrace analytics, are forward-thinking and don't coach in a cowardly manner.
If the Cowboys don't hit in a big way with their next head coaching hire, they could be playing at a huge disadvantage to the Eagles for years to come.
Potential Head Coaches
Art Briles, Baylor
Chris Petersen, Boise State
Urban Meyer, Ohio State
Kevin Sumlin, Texas A&M


text:
About 1.5 million people in the United States have autism, according to Advancing Futures for Adults with Autism. This number has increased significantly in the past couple of decades, likely due to greater knowledge about the disorder.
Even with that greater knowledge, the number is only an estimate and it becomes murkier when discussing people other than kids.
The number of adults living with autism today is even less certain according to AFFA. "Some sources cite that roughly 80 percent of those individuals with autism are under the age of 22."
Autism, or autism spectrum disorder, refers to a group of disorders related to brain development. Autism is most often characterized by difficulties in social interaction, verbal and nonverbal communication and repetitive behaviors.
You may have recognized those behaviors in yourself or a loved one but are hesitant to seek a diagnosis because of the focus on children. However, a diagnosis can help with understanding the behaviors and living a full life life in spite of the challenges they present.
Signs of autism
Signs of autism in teens and adults include difficulties with social interactions and relationships, communication problems and preoccupation with certain topics, according to WebMD.
Teenagers may continue to gain skills but have more difficulty with puberty than others their age. Adults may function well on their own or need help.
"Some adults with autism need a lot of assistance, especially those with low intelligence who are unable to speak," WebMD says. "At the other end of the spectrum, adults with high-functioning autism are often successful in their professions and able to live independently, although they typically continue to have some difficulties relating to other people."
Getting diagnosed
The prevalence of autism diagnoses has increased for all ages. In fact, some people have been diagnosed as late as their 60s, according to Autism NOW. A diagnosis can help people understand a facet of themselves.
"Often these adults are mildly autistic, and in years before diagnoses of mild autism were common, they were assumed to be eccentric or quirky. In cases where their disability was more obvious, many were misdiagnosed with other conditions, most commonly with attention deficit, intellectual disabilities, or mental illnesses as diverse as obsessive-compulsive disorder [and] schizophrenia."
Because the questions and activities used to diagnose children were unsuitable for an older crowd, researchers at Cardiff University created the Adult Repetitive Behaviours Questionnaire so adults could answer questions for themselves (as opposed to parents answering questions about children) and clinicians could give an accurate diagnosis.
The questionnaire asks patients 20 questions, including:
- Do you like to arrange items in rows or patterns?
- Do you collect or hoard items of any sort?
- Do you insist that aspects of daily routine must remain the same?
- Do you insist on wearing the same clothes or refuse to wear new clothes?
"By itself, the test cannot diagnose autism," according to Autism Speaks. "Repetitive and restricted behaviors are just one core symptom of autism – alongside social and communication challenges and, often, sensory issues. ... Nonetheless, the new test represents an important advance."
Living with autism
Whether they're preparing to transition into adulthood or already living an independent life, autism presents challenges and benefits to those it affects.
"Each individual with autism is different and transitioning may be easier or more difficult depending on the person," according to the Autism Science Foundation. "With support and careful planning however, many individuals with autism can successfully transition into adulthood and lead fulfilling lives."
Many resources are available to help people navigate autism. Additionally, with the continued focus on research, an understanding of autism has emerged and will continue to grow.
Sinclair Broadcasting is committed to the health and well-being of our viewers, which is why we're introducing Sinclair Cares. Every month we'll bring you information about the "Cause of the Month," including topical information, education, awareness and prevention.


text:
Dr. Ganjam Kalpana Albert Einstein College of Medicine1300 Morris Park AvenueUllmann Building, Room 821Bronx, NY email@example.com
Professor, Dept. of Genetics
Professor, Dept. of Microbiology & Immunology
Mark Trauner Faculty Scholar in Neuro-oncology
Dr. Ganjam Kalpana has an ongoing effort in establishing collaborations with Indian scientists to develop targeted therapies and novel diagnostic strategies for some rare but aggressive and currently incurable cancers. These are cancers that are associated with loss of INI1, a gene she originally described as a host factor for HIV-1. Her pioneering work has identified unique therapeutic strategies for these tumors and markers for diagnosis. Furthermore, because of the sheer numbers, it is possible to carry out the studies on these cancers in India, as enough sample size can be obtained. Dr. Kalpana's also conducts preclinical studies using knock-out mice and microPET imaging.


text:
After Dark Horrorfest 4 (US - DVD R1)
Gabe is still running behind, so here are reviews for all 8 2009 'Films to Die For'...
Dread is sort of Saw through the eyes of a teenage anthropologist with a lot of Hot Topic clothes in his closet. Based on one of the short stories found in Clive Barker's 1984 'Books of Blood' series (clearly pre-dating Saw and Hot Topic), the film follows two fast friends and their film school partner as they begin a series of video interviews studying fear for a graduate thesis. Things get kind of uncomfortable when one of the students is revealed to be a raving psychopath. As an exploration of abusive relationships the film kind of works, and the actors are actually pretty good (even if their American accents don't quite work all the time), but the story just doesn't work from an intellectual point of view. It's a good try, and more thoughtful than most films of its ilk, but we've seen it before (there's even a 'how much do you know about yourself if you've never been in a car accident' scene). Writer/director Anthony DiBlasi isn't the most expressly original filmmaker, but he's got a good eye for grim visuals. The film lacks energy for long stretches, but the more overtly horrific elements are pretty aggressive, including a clever axe-cam motif. The gore, which is pretty extreme for the R-rating, is genuinely disturbing, and really well executed, and the film will surely have an emotional effect on some viewers.
Dread is presented in 2.35:1 anamorphic widescreen. The transfer features some minor edge fluttering, apparently due to interlacing. The style is high contrast, which puts it slightly ahead of some of the other Horrorfest titles in terms of details, because the highlights are that much brighter. Colours lean towards golds and blues, not the natural or the realistic, and for an SD transfer they aren't terrible. The grain adds some nice texture to the proceedings, and isn't too thick, but the overall look is still kind of muddied. The Dolby Digital 5.1 soundtrack is pretty clearly compressed, but is generally pretty lively despite the low-key feel of the majority of the film. The rock music that's often artificially crammed into the mix is a little low for the type, but features some solid dynamic range. The LFE plays a pretty integral role in the whole film, and is the mix's clear highlight, even though I am more impressed than I thought I'd be on the whole, specifically concerning the centerpiece horror scene, which I won't spoil for you here. Extras include 'Facing the Fear: Behind the Scenes of Dread' (12:30), a basic EPK with the actors, filmmakers, and Barker, 'A Conversation with Clive Barker and Anthony Diblasi' (19:30), which is actually very insightful, a few deleted scenes (4:00), and a trailer.
Zombies of Mass Destruction
Zombies and politics clearly mix, but without a genuinely original take filmmakers should probably avoid the subject. Zombies of Mass Destruction goes for the throat in terms of politics, opting out of any subtext or subtlety. The direct approach actually out-unsubtles Land of the Dead and Fido, which says something for setting it apart, but still doesn't pleasantly compare to Joe Dante's Homecoming, but what does? The plot centers around a conservative island town of Port Gamble in the very conservative year of 2003, and our lead characters are an Americanized Iranian girl dealing with her identity, an out of place gay couple, and a sensitive kid in a super right-wing family. The characters are oversimplified, the actors are sometimes gratingly amateur, and the jokes are usually groaners. The physical comedy and gore is pretty over-the-top though, which certainly helps in terms of watchability, but the heavy-handed, and derivative elements burn the whole think out in about 20 minutes. A few things work (the redneck dad interrogating the American born Iranian girl is good for a few giggles, the mayoral candidate argument is a good reuse of the Night of the Living Dead control tope, and the curly haired gay boyfriend clearly has a screen presence), but for the most part I'd suggest zombiphiles just watch Dawn of the Dead and Braindead again instead.
Zombies of Mass Destruction is one of the cheaper films in the collection this time around (which is saying something), but it looks fine, and probably wouldn't look any better in HD. Colours are natural, if not a little dulled (the reds pop quite a bit), whites are clean, and blacks are deep. Edges feature some enhancement, details are reasonable, and the whole thing is pretty clean, excepting the usually grain that goes along with such cheap productions. The 5.1 Dolby Digital sound is problematic. Dialogue is always centered, but the centered sound effects bleed into the stereo channels (including the actor's breathing), and the rear channels are more or less silent. The stereo channels echo quite a bit too, and the dialogue is clearly set recorded for the most part, which makes for a somewhat tinny sound, and is terribly distorted when characters scream. The music sounds warm and clean enough, but also has a bit of a reverb problem. Extras include 'The Making of ZMD: Zombies of Mass Destruction' (6:00), which reveals that the film is surprisingly personal project, and a trailer.
The Final
The Final is predictable, heavy-handed, and would be more relevant had it been released about 10 years ago, but director Joey Stewart and his cast mostly succeed in terms of the film's modest goals. At its base the film is a horror take on Van Sant's Elephant, but as it continues it offers up a little more in terms of satisfying, blood thirsty revenge tropes. The revenge part works because the mean kids are set up as worthy of spite, and the last act drama works because the actors are good enough to play the disturbing stuff realistically (comparatively speaking, of course). The whole of the production looks good, and there is tension built, even if the characters are a little too accurate in their portrayals of angst ridden teens (the dramatic dialogue can be painful, but is probably pretty spot on). Stewart has a couple clever visual tricks up his sleeve, like the fact that the adult faces are largely obscured throughout the film, and he paces the film quickly enough to entertain, save one or two superfluous scenes. One more editing pass probably would've done it. The only time I really didn't like the film was when it was 'paying homage' to Miike's Audition. Most of the film works in terms of the kids mimicking their favorite horror films in a more generic sense, but this scene so close to the original it doesn't work.
The Final follows the lines of the more professional looking Horrorfest entries, and looks pretty sharp in anamorphic 2.35:1 widescreen. The bulk of the film takes place in darkness, but there isn't much important detail lost in the blackness. The pallet is pretty cool, with decent warm highlights (which are sometimes a bit blocky), and there isn't a lot of grain or compression noise to muddle the overall composition. Problems once again arise due to interlacing effects, which is again a noticeable problem on white highlighted edges. The Dolby Digital 5.1 sound design isn't too over-the-top, but the elements are all very clean, natural, and well separated. The dialogue and centric effects maintain a relatively realistic sound, and the effected voices feature some cool stereo and LFE support. The score is mostly predictable, but the addition of banjo makes for a novel, creepy sound. Extras are brief and include the 'producer's' trailer, ' The Final: Behind the Scenes' (21:00, super-awkward, sometimes fun), a deleted scene, and the original trailer.
Lake Mungo
Lake Mungo successfully apes the pretentious true-crime documentaries that one finds cluttering cable television any day of the week, and this successful aping makes for a relatively realistic experience. The actors are believable as real people, the reenactments are perfectly overdone, and the tone is spot-on melodrama. Writer/director Joel Anderson can count himself a winner on all aesthetic terms, if recreating such made-for-TV schmaltz can be considered a winning account (I think it can). I'm thinking that perhaps Anderson realized he didn't have much of a story to work with, and for the most part his style overcomes this lack of substance. Again, the actors are very natural, so natural that if I happened to catch the film on TV without context I'd assume they were the real deal. The lack of novel narrative does begin to grate a little bit at times, and the film does overstay its welcome (most of these TV movies are only an hour or so long). Besides getting a little bored here and there, I suppose my only problem with the film was that I feel like it should've frightened me a lot more than it did, and I can't quite put my finger on what didn't do it for me. Still, I heartily recommend this handsomely made film to fans of more subtle, spooky horror, and hope it works better for them.
Lake Mungo doesn't appear to be among the cheaper films in this year's Horrorfest, but it's made to look rough, like a real documentary, including lots of grain, high contrast, natural light compositions, and camcorder footage. The pretend news and 'found' footage stuff is blown-out, pixilated, and features jagged edges, the interview footage looks like blown up 16mm film, and the establishing shots are dark and grainy. It's clear that these elements look as intended. Only minor edge-enhancement, and some noisier warm colours really sully anything, but again, this particular transfer gets away with a lot due to type. The Dolby Digital 5.1 sound is similarly purposefully muddy at times to convey a realistic sense of audio recorded by a news crew. The aural quality of the interview dialogue is a little too inconsistent for even the sake of art (most voices have a sort of sputter). There's very little music in the film, though the ambient noise often has a certain musical quality, and this ambience does float nicely into the stereo and rear channels, as well the LFE, which rumbles nicely during the creepier moments. There are no extras on the disc except for a trailer.
Hidden, which has nothing to do with either the alien symbiote cop thriller, or Michael Haneke's paranoid thriller, or the other seven movies on imdb.com with the same title, is a modest Norwegian mood piece about a man that inherits his abusive mother's house. Before you can say The Shinning the house starts doing weird things, and memories of a painful childhood begin flooding back. The film creates an effective creepy mood via some really grotesque set design, but the scares are patently predictable. For the most part the jumps are well timed, but we all know their coming. The plot is also largely predictable, but the David Lynchian supporting characters fill out the empty bits reasonably. Overall Hidden is a smashing pile of classy cinematography, and striking production design, but the narrative is thin (it would make a great part of a horror anthology), the characters are dull, and the last act is pretty jumbled in terms of sequence and sense. This is the collection's classiest flick, but it isn't the best or most memorable.
Hidden follows the suit set by all the other 2.35:1 transfers, and is generally decent looking despite some problems with compression, and interlacing artefacts. The compositions are generally very cool, and very dark, with green and blues mixing well against occasional warm elements. The consistent blacks are clean and deep, and despite a bit of edge enhancement, the highlights are easy to discern. Some scenes, mostly flashbacks, feature a whole lot of thick, black film grain, and these stand out appropriately against the relatively clean main body of the film. The Dolby Digital 5.1 sound (in Norwegian) is smooth and moody, and features some very effective surround elements, though the mix tends to skew a little to the left. The musical track is warm and immersive, and the dialogue is centered and clear. The extras, however, are nonexistent.
The Reeds
The Reeds starts as another entry in the post-millennial European Chain Saw Massacre sweepstakes, but it introduces supernatural elements in the last act which separate from more successfully brutal films like Sheitan or Calvaire. A group of snooty city twenty-somethings take a trip down the Norfolk Broads, and encounter creepy locals after finding themselves lost among the reeds. The protagonists bicker and annoy for 20 minutes, and the actors are just realistic enough that we're happy to watch them die horribly. The first bought of real violence certainly satisfies, and is enough to keep the more desperate among us watching. The supernatural twist is a moderately interesting one, but isn't particularly well explained or original (the recently released Triangle shares many cosmetic similarities, and is much better). Director Nick Cohen has a decent eye for haunting imagery, but the photography is usually more attractive than disturbing. The action is well edited, but there aren't many scares, and the pacing is glacial considering the lack of narrative goings-on. The film's fright factor depends too much on the audience caring for the characters, and the shock violence alone doesn't do enough to make us do anything but wish them dead so that we may move on. In closing- another well made movie with nothing much to say.
Despite a lot of grain and noise, The Reeds is one of the better looking transfers this collection, at least in terms of intended look (much like Lake Mungo). The 'problems' are pretty clearly symptoms of stylistic choices, such has high grain, high contrast, and saturated hues. The roughness of the grain will turn some viewers off, but it'd probably look the same in high definition. There's nothing on the usual websites in terms of technical specs, but I'm guessing this is either a 16mm production, or shot on cheaper digital deal. Colours are pretty bright during the brief daylight scenes, but rather unimportant once darkness falls. Blacks are nice and deep without obscuring the finer nighttime details. The sound design is effectively creepy, and at times features very loud directional elements (the pre-credit sequence is probably the best example). The centered dialogue echoes nicely in the stereo and rear channels, there are some effective storm scenes, and the brief underwater scenes are perfectly immersive. The music is terse, mostly consisting of ambient noise rather than discernable melody, but it gives the LFE a nice throb on occasion when the 'exciting' drums take hold. The only extra is a trailer.
The Graves
The Graves, next to maybe Zombies of Mass Destruction, is the most amateur looking of this year's Horrorfest. Hand-made doesn't always equal bad, and it's great that such films get support, but there's no denying that this flick looked like it cost less than my last trip to the grocery store. The funny thing is that The Graves also features two of the biggest horror stars this year, Tony Todd and Bill Moseley, who actually seem to be having some fun. The film, which sees two comic book loving, sexy sisters wondering into an Arizona desert tourist trap, is the directorial debut of comic creator Brian Pulido (Lady Death, Evil Ernie, both of which are featured in the film), and follows the basic plot and tone of Rob Zombie's House of 1000 Corpses (which was already an 'homage' to Texas Chain Saw Massacre). Once the plot gets moving Pulido introduces some overt supernatural elements, which sets it a bit apart from Zombie's film, which left the supernatural stuff ambiguous (still, even after this point the similarities are pretty thick). The amateur cast isn't bad, though their dialogue is often grating or unnecessary, and Pulido uses his desert locals to decent effect (I personally enjoyed catching glimpses of stuff I used to drive by when I was in college), but the derivative elements overshadow the scares by a heavy measure. If the budget is as low as I'm assuming, The Graves is a fun enough exercise, with great title sequences, but not worth going out of your way to see.
This 1.78:1 anamorphic transfer is surprisingly crisp for such an otherwise cheap looking movie. There are a couple different brands of video quality, including some camcorder style scenes, but things are relatively consistent, at lease in compression artefacts or edge-enhancement. Fine details are pretty clear, contrasting elements are sharp-edged, and colours are reasonably noiseless. The Dolby Digital 5.1 sound is lacking even moderate production values, but even the cheaply produced sound effects and music fill the track with enough noise to appreciate some directional effects, and some crunchy kill effects. The on-set sound is a little clunky, but dialogue is plenty clear, and though the stereo and surround elements aren't exactly naturally mixed with the centered stuff, there is a decent sense of immersion, especially during the supernatural tinged post-death scenes. The climax features some big problems, including lip-sync, and some rear-channel vocal performances that sound like a mistake.
This disc features more extras than any other disc in the collection, beginning with two commentary tracks. The first track features director Pulido solo, and is a solid source of ongoing behind the scenes information. The second track features producer Francisca Pulido and director of photography Adam Goldfine, and is actually quite a bit of laidback fun. Other extras include audition reels (5:00), 'Plan to Actual' (live action storyboards, 5:50), 'Spot the Gnome' (1:20), ' The Graves: Behind the Scenes' (20:40), 'Sound Designing The Graves' (5:00), a music video, trailers, and a DVDROM version of the script.
Kill Theory
Kill Theory is just the kind of passable, interchangeable dead teenager movie I expect to fill out the Horrorfest roster every year. Stop me if you've heard this before: a group of college kids takes a trip to a family cabin (county house?) to party, where they are attacked by a stabby-cutty psychopath, who traps them and kills them one by one. The twist here is that the killer is playing a game with the students to prove a point about survival instincts, and he sets up situations that test their loyalty. He also uses traps, and talks to them via remote means. The characters bicker, and break-off into predictable tropes based on the mind games, such as the cowardly douche bag, the panic-attacker (screechy my screamer), the sweet couple, etc. The production values are up to snuff (rimshot), the performances aren't natural, but rarely to histrionic, and there are some effectively gory kills. Unfortunately, the characters are empty, the twists are predictable, and the themes have been explored by better filmmakers for years. Kill Theory is a 'so what' movie, and more of a melodrama than a horror film, but not an outwardly bad one. The usual.
Kill Theory takes place mostly in the course of a single night, and for some reason the lights only work when the director wants them too, so this is a pretty dark transfer overall. There are lots of high contrast cast shadows, and deep black backgrounds. The transfer is sharp enough to get the gist of most of the details in a given scene. The film isn't very colourful, but I don't have many complaints concerning inconsistent noise or grain levels. The Dolby Digital 5.1 sound features a few choice surround moments, and the sounds of slaughter plenty juicy, but there isn't a whole lot of spooky goings on outside of the score, which is mostly featured in the stereo channels. Extras include ' Kill Theory: Behind the Scenes' (8:30), deleted scenes with director commentary (a whole subset of characters was deleted, 8:16), and a trailer.
This year's crop is just as mediocre as the last three years, but there are some standouts. Dread isn't great, but is well made enough to garner a viewing for Clive Barker fans. It starts slow, but once it gets going it gets so close to being good it's at least worth a shot. Lake Mungo isn't so much a horror movie as a practice in exacting mockumentary, and deserves a viewing based on how incredibly well made it is. Hidden, The Final and The Reeds might work if they were re-edited into a feature length anthology, but overstay their welcomes a bit as standalone films. The rest of the crop can be safely ignored by all but the most fervent Horrorfest fans.
Review by Gabriel Powers
Under 17 requires accompanying parent or adult guardian
Disc Details
Release Date: 23rd March 2010
Discs: 8
Disc Type: Single side, dual layer
RCE: No
Video: NTSC
Aspect: Various
Anamorphic: Yes
Colour: Yes
Audio: Dolby Digital 5.1 English
Subtitles: English
Extras: Commentaries, Behind the Scenes, Deleted Scenes, Trailers, More
Easter Egg: No
Feature Details
Director: Brian Pulido, Chris Moore, Nick Cohen, Joel Anderson, Pål Øie, Kevin Hamedani, Anthony DiBlasi, Joey Stewart
Cast: Don McManus, Ryanne Duzich, Teddy Dunn, Daniel Franzese, Agnes Bruckner, Tony Todd
Length: 733 minutes
5Review Guide
Follow our updates
Hot Articles
Star Wars: The Changes - Part One DVD | BD Star Wars: Top 20 Moments DVD Old Films on Blu-ray: Are They Worth It? BD Star Wars: The Changes - Part Three DVD Active Essentials: Spaghetti Western Shoot-Out DVD
Latest Reviews
Candyman: Collector's Edition US - BD RA Mission: Impossible – Fallout US - BD RA Zombie: 40th Anniversary Limited Edition US - BD RA Perversion Story US - BD RA Fog, The UK - BD RB
New Easter Eggs
Star Wars: The Clone Wars - The Complete Season Two UK - BD Memento UK - BD RB Battlestar Galactica: The Plan UK - BD Moon UK - BD Star Wars: The Clone Wars - The Complete Season One UK - BD
Most Talked About
Halloween (2018) US - DVD R1 | BD RA Venom US - DVD R1 | BD RA Cloverfield Paradox, The US - DVD R1 | BD RA Suspiria (2018) US - DVD R1 | BD RA The Super US - DVD R1 | BD RA


text:
Brandon Hines - Lil Wayne "How To Love" Cover (R&B 2012) [Audio] [Unsigned Hype]
"get my album for just 50 cents pgnrecords.com this
this song free when you visit pgnrecords.com and
link to all our social networks @Teampgn fb
Please click the "Report" button below if the video on this page is not working properly.
Comments will only be displayed by verified emails. No Spamming or Racism.


text:
Study: Renters pay more for Auto coverage
Main Menu
Home Page
File a Claim
Refer a Friend
Join Our Newsletter
Insurance Glossary
Location Map
Employee Directory
About Us
Contact Us
Privacy Policy
Client Testimonials
Automobile Insurance Home
Auto Insurance Quote
Homeowners Insurance Home
Homeowners Insurance Quote
Motorcycle Insurance Home
Motorcycle Insurance Quote
Business & Commercial
Business & Commercial Insurance Home
Commercial Auto Insurance Quote
General Liability Quote Form
Business Owners (BOP) Quote Form
Builders Risk
Workers Compensation Quote
Cyber Liability Insurance
Life Insurance Home
Life Insurance Quote
Aviation Insurance Home
Aviation Quote Form
Umbrella Insurance Home
Umbrella Quote Form
Watercraft & Boat
Watercraft & Boat Insurance Home
Watercraft Insurance Quote
Study: Renters pay more for Auto coverage
Study: Renters pay more for Auto coverage
Posted 3:04 PM
study: renters pay more for auto coverage
No Comments
Post a Comment
Required (Not Displayed)
All comments are moderated and stripped of HTML.
Submission Validation
Enter the Validation Code from above.
This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
Allstate says no coverage for driver using personal car for medical transportation firm
7 Creative Ways Business Owners Can Give Thanks to Their Customers and Employees
9 Ways to Minimize Holiday Fire Risks
Porch pirates, decoration vandals and other holiday hazards, oh my!
Keeping holiday parties merry and bright
15 ways to avoid home insurance claims during the winter holiday season
Holiday Online Shopping Tips- courtesy of J&A and Grange Ins.
When merrymaking goes awry
Untangling the complex and polarizing issues of bringing animals to work
Small Business Cyber Monday Gift Guide: Find the Perfect Gift From a Small Business Like Yours
Top 6 causes of Thanksgiving cooking fires
Your Lack of Sleep is Hurting Your Business…And Could Be Killing You
Hidden risks lurk in rental cars for travelers this holiday season
Happy Thanksgiving from J&A! Holiday Office Hours, Turkey Deep Frying Safety Tips
Four factors shaping the insurance, autonomous vehicle relationship
Deep Frying a Turkey This Thanksgiving? Here's Some Advice for a Fireball-Free Feast
Tornadoes and severe weather battered the South this week [photos]
Using technology to inventory contents after a disaster
It's Fall: 5 seasonal liabilities that homeowners face
Workers' compensation liability and the remote employee
10 cities where drivers need to beware of Halloween auto theft
Its National Fire Prevention Month - and remember, no household is free from fire risk. Take the fir
10 states where jobs are most vulnerable to automation
15 states with the most identity theft & fraud in 2018
You've Been Hacked! Seven Tips to Help Detect and
How Many Hours a Week Should You Work? Here's What the Research Says.
It's National Teen Driver Safety Week!
October is cyber awareness month...Helpful information on how to protect your business from a data b
How to navigate a business income loss claim
Michael rips into Florida as a Category 4 hurricane
How drones are transforming the roofing industry
Tackling flood damage to dwellings
5 Ways to Prepare in Case of Fire
Why Renting Out Your Swimming Pool Might Not Be Worth the Risk
Professional liability for today's businesses
Study: Clients need more information about cybersecurity
Wheeling and stealing: America's 25 most stolen vehicles
What to Do As Soon As Your Best Employee Quits
Standing desks, exercise balls shouldn't replace office chairs
The 'whys' behind lack of flood insurance coverage
Insurance coverage for drain, sewer and sump pump problems
15 cities with the worst drivers in 2018
How to Protect Business Income as Hurricane Florence Approaches
Insurance challenges may arise from vandalized property
Florence approaches: 11 things you can do to prepare for hurricane winds
One loss, two deductibles: Which one applies?
Don't Skimp on Property Insurance
Know Before you Go: Car Care Tips for College Students
Federal flood insurance: Just because you have it, doesn't mean you're protected
Consumers still have major misconceptions about their insurance coverage
Slideshow: 7 types of roof shingle damage
3 renters' insurance myths & truths
J&A Recent Transactions - Aug. 14, 2018
5 most expensive causes of home property damage
Breaking up with distracted driving
12 Aha! Ideas for Keeping Your Home Cool This Summer
5 steps to protecting a vacant property
Safety tips for working in the heat
Millions of US homes at risk of chronic flooding this century, new study says
House Bill 673- "Hands Free Law"
Keep children safe from these 5 common dangers this summer
5 Productivity Traps to Avoid When You Work for Yourself
22 Awesome DIY Fathers Day Gift Ideas
How to Give Yourself a Performance Review in 10 Steps
4 reasons you need renters' insurance
How to Keep Your Small Biz Running Without You in 5 Steps
7 Tips for Happier Employees
Last Minute Mother's Day Gift Ideas
10 road rules for driving with motorcycles
NFL Draft Will Turn Athletes into Millionaires – and Make Them Prime Targets for Risk
Should You Allow Dogs in Your Place of Business?
Everything You Need to Know About Seasonal Allergies
Mortgage protection: Good sense or bad investment?
Child Car Safety
Recent Motor Coach Accidents Show Potential Risk in Transporting Employees and Clients
How to insure your home business
Masters Tournament Lodging: Home Rentals Need More Than Homeowners Policy to Protect Against Risk
10 Ideas to Grow Your Small Business in Uncertain Times
Home buyer's insurance guide
Self-driving Uber Crash Points to Risks in Autonomous Vehicle Technology
Car Insurance Rating Factors and Your New Car
Insuring your teen driver
The one risk most small business owners overlook
Business General LIability vs. Workers Comp.
1 in 8 U.S. drivers was uninsured in 2015, new study says
Spring Ahead Smoke Detectors
What's the best business insurance to cover a cyber breach?
Watch Out for These Four Productivity Killers While Running Your Small Business
Medical Practice & Healthcare Professional Insurance
Top 5 Reasons Your Small Business May Be Losing Customers
The Smart Plate: 10 Foods That Support a Healthy Mind
How to Create Realistic Business Forecasts for Your Small Business
Follow these steps to minimize the risk of workplace harassment
The Perfect Valentine's Day Gift Can Be Found at a Small Business Like Yours
9 New Ways to Keep Your Heart Healthy
Insurance Not Only Industry Facing Disruption from Driverless Vehicles
Things to consider when buying life insurance
Why Safety Numbers on Driverless Cars Don't Add Up: Viewpoint
What are the top 10 risks to U.S. business in 2018?
126 Amazing Super Bowl Party Foods That Are Guaranteed To Score
What is private data and how can you help protect it?
6 homeowners insurance tips for Super Bowl party hosts
Playing it safe: Cybersecurity for small- to medium-sized businesses
Climate Change Behind Coming Fire Insurance Crisis
J&A Ins. Agency Inc. Secures Appointment with the Auto-Owners Ins. Co.
The most popular free apps to keep you healthy in 2018
Why Smarter Cars Aren't Saving Consumers Money On Insurance
Small manufacturers: Think you're not a target for cyber thieves? Think again.
Your Lack of Sleep is Hurting Your Business…And Could Be Killing You
MLK Jr. Day
6 Things the Most Successful Business Owners Do First Thing in the Morning
10 tips to winterize your home
37 Household Items You Probably Need to Replace Right Now
The big freeze: 5 signs your pipes are frozen and how to thaw them
Protect Your Property This Winter Season
Are family, non-related residents covered for insured's losses?
When the lights go out: Preparing for a power outage caused by winter weather
10 Tricks to Help You Actually Keep Your New Year's Resolutions
7 Examples of How to Improve Your Customer Feedback and Reviews
Holidays Add To Distracted-Driving Dangers
2017's 10 most hazardous toys
The Greatest Gift You Can Give to Any Customer
Parents' Advice Crucial for Safe and Responsible Teen Drivers
Holiday Gift Ideas That Won't Break The Bank
3 best practices for a layered CyberSecurity program
Holiday office party disasters and how to avoid them
7 Ways to Keep the Cash Flowing to Fuel Your Small Business's Growth
The Many Dangers of Fire That Small Businesses Can Face
7 things to know about rental car coverage
When Does Buying an Extended Auto Warranty Make Sense?
5 homeowner tips to reduce fall & winter property damage, insurance costs
Drive for Uber or Lyft? Mind your insurance gap
Fall Driving Safety Tips
National Teen Driver Safety Week: What to know and what you can do
Do you know your risk of a home fire?
Protecting yourself after a data breach
Do Not Disturb Settings While Driving
Common insurance myths — busted!
Majority of Americans Don't Trust Self-Driving Cars
Essentials of a Disaster Plan
Child Passenger Safety Week: Here's what you need to know
Working From Home Can Come With Risks
Stress: The Good, the Bad and What Small Business Owners Can Do About It
When a tree falls, is there debris removal coverage?
5 life insurance tips for new parents
What to do in the Event of a Hurricane
Here's What Science Says About Sleep and How Much You Need to Be a Productive Small Business Owner
5 things to know about insurance coverage after Hurricane Harvey
Parents share blame in distracted teen driving
Small Business Insurance: Breaking Down the Basics
9 solar eclipse safety tips & risk concerns you need to know for Aug. 21
Avoid These 4 Productivity Killers
Water damage protection after a sewer, drain or pump loss
How Often Should You Email Your Customers?
The changing world of cyber liability insurance
Pros and Cons of Punch Cards for Your Small Business: Should You Use This Simple Loyalty Program?
Educating homeowners about home-sharing insurance coverage
How to Protect Your Business Income in 5 Steps
How to Spot a Credit Card Skimmer
The 4 Cyber Attacks Business Owners Need to Watch Out For
Up in smoke: E-cigarette risks
Many Homeowners Don't Understanding Deductibles
Am I Growing My Business Too Quickly? (Podcast)
Top 10 states for boat and other watercraft accidents & thefts
4th of July: Most dangerous summer holiday for drivers
How to Write a Good Job Ad and Options for Raising Capital (Podcast)
Why Are Car Insurance Rates Still Going Up?
Cyber insurance claims: What happens when a breach occurs?
Water, water everywhere: Flood claim questions answered
Unexpected Ways to Lose your Business Data
Actual cash value vs. replacement cost: Which one's best for you?
Senators in Drive to Remove Regulatory Roadblocks for Driverless Cars
Working From Home Vs. Working At The Office: Who Gets More Done?
Why Having Cell Phone Conversations While Driving Is Risky
Understanding rental car coverage
Auto insurance near me: How to buy insurance from a local agent
Backyard danger! Swings, slides & other play things pose risk, safety concerns
Homeowners' insurance, liability issues and 'dangerous' dogs
Protect your home this Summer Travel Season
Spike In Road Fatalities Sparks Washington State Phone Ban
Prevent Slip-and-Fall Accidents from Tripping Up Your Business
Memorial Day kicks off the most dangerous season of the year on the road
Most Employees Don't Put in a Full Day at Work. Now What?
Hiring Laborers and Hiring Family to Work at Your Small Business (Podcast)
Daily responsibilities of an auto claims adjuster
Tips on how to avoid a costly cyber attack
Backyard danger! Swings, slides & other play things pose risk, safety concerns
Should You Hire an Intern?
Identity theft exposure: Protecting employees in and out of the cubicle
How Firms Rate on Cyber Readiness and Why Some Don't Buy Coverage
8 biggest threats to business clients
5 Key Questions to Ask Yourself Before Hiring Someone
Tips to Prevent Equipment Breakdown
Most drivers still wary of autonomous vehicles
Incentivizing Social Media Followers and the Perfect Marketing Budget with Ryan Heisler (Podcast)
10 Ideas to Grow Your Small Business
Are we safe drivers? Apparently not…
Climate Change And The Nightmare Scenario for Florida's Coastal Homeowners
3 Easy Ways to Take Your Small Business Paperless
Rideshare Drivers Take 'Huge Risk' with Personal Auto Coverage: GEICO
When are leaking pipes and water loss covered commercial claims?
Cyber crime: How architects, engineers and contractors may be at risk
Minimize your risk of distracted driving with these 7 tips
Tenants, dogs and dog bites: What's covered?
By 2030, 25% Of Miles Driven In U.S. Could Be In Self-Driving Cars
Stressed? Not Sleeping? Here's What Science Says About Sleep and How Much You Need to Be a Productiv
Top 10 states for dog bite claims in 2016
Top 10 states for dog bite claims in 2016
April Is Distracted Driving Month: Insurers Support Auto Safety Campaigns
Can you obtain additional living expense coverage for family pets?
Police, Insurers Team Up Against Distracted Driving
Top spring hazards homeowners face in each of 8 U.S. regions
Uber crash shows human traits in self-driving software
Insurance agents need specific notice when homeowners' property use changes
U.S. workers face higher risk of being replaced by robots. Here's why
How Parents' Perceptions Can Influence Teens Drivers' Licensure
6 Perfect Ways To Start Your Day
5 Ways You Expose Your Small Business to a Data Breach Everyday
When does a commercial policy provide insurance coverage for extra expenses?
New study ranks Atlanta congestion among worst in the world
Want Stronger Client Relationships? Get Personal..
Advising Businesses on Business Interruption Insurance
5 reasons why auto accidents are on the rise
100 Cities Ranked by Home Fire Risk: The Hartford
10 Facts About Customer Service That Will Blow Your Mind
9 Signs Your Small Business is About to Have a Data Breach
Fewer Teens Want A Driver's License
5 reasons why auto accidents are on the rise
7 Surprisingly Simple Tricks to Get More Done... and They're Backed by Science!
What to do when your small business suffers a data breach
A Data Breach at Your Small Business Is Your Fault
Example of how a claim involving tree removal is approached
5 key facts about small business auto insurance coverage
Threat of cyber attack is biggest fear for businesses, global study finds
Commercial Property Insurance Tax-Deductions: Everything You Need to Know
Drone-plane near misses, other incidents surged 46 percent in U.S.
Snoozing While Cruising Argues for Full Autonomy in Vehicles
The Liabilities of Letting Employees Work From Home (with a Checklist)
7 ways to get even more referrals
4 insurance musts for couples getting married — or divorced
Automakers Want Regulatory Road Cleared for Self-Driving Vehicles
3 Website Tools Your Small Business Should Have Been Using Yesterday
The 10 most dangerous youth sports in America
5 factors to minimize home-related risks
Listen: The Latest and Greatest Technology for Small Business Owners
Surviving Your First Year As A Small Business Owner
Ransomware Attacks Quadrupled in 2016; Expected to Double in 2017
Credit-card thieves move online as chips thwart in-store fraud
Where to Turn When Severe Weather Hits Your Small Business
15 preventable homeowners' insurance claims and how to avoid them
Connected Homes Heighten Need for Personal Cyber Insurance
My homeowners' policy covers that?
3 Ways to Score a Super Bowl Marketing Win for Your Small Business
For Driverless Cars, A Moral Dilemma: Who Lives Or Dies?
10 red flags that could signal fraud for vehicle accidents
Evolving cyber concerns create gaps in homeowners' coverage
New Report Aims At Reducing Teen Driver Crashes
Article: Quick Guide to Insuring Your Engagement Ring
Always Out: What to Do When an Employee Keeps Calling in Sick
Always Out: What to Do When an Employee Keeps Calling in Sick
10 best all-wheel drive cars and SUVs in the snow
Can a carrier decline coverage due to incorrect information on an application?
Missing 1-2 Hours Of Sleep Doubles Crash Risk
Listen: Does Your Small Business Need a Customer Relationship Management System? (Podcast)
15 preventable homeowners' insurance claims and how to avoid them
2016's most dangerous toys
6 holiday safety tips to protect your home
10 Useful Apps for Small Business Owners
Insurance Crime Watchdog Reveals Mystery Device Used by Vehicle Thieves
National Flood Insurance Payouts From Hurricane Matthew Top $6.5M In Georgia
Why Auto Insurance Claimants Hire Attorneys
7 Things to Know About Rental Car Coverage
Top 10 smart home technologies for homeowners over 50
How to Get Teens to Take Dangers of Distracted Driving Seriously
Holiday Gift Ideas for Your Clients
4 ways to avoid giving your data to cyber thieves this holiday season
Next Big Car Safety Feature Could be This Smartphone Camera App
7 tips to protect nonprofits and their volunteers from risks
Give a listen to J&A client Don Bravaldo of Bravaldo Capital Advisors guest appearance on Gwinnett
Watch Domino's Pull Off The World's First Commercial Pizza Delivery by Drone
7 Creative Ways Business Owners Can Thank Their Customers and Employees
Drone Makers Shift to Commercial Uses as Consumer Market Crashes
Top 10 metro areas for auto thefts with keys
We're Hiring at J&A Ins. Agency Inc.
11 companies lead the J.D. Power Auto Claims Satisfaction study
Cyber coverage: A new business necessity
How to Simplify Your Employee Evaluation Process
10 common insurance claims from craft breweries
10 common claims from craft breweries
How driving habits are changing the auto insurance industry
5 tips to avoid the dangers of public Wi-Fi
Uber Aims High: On-Demand, Unmanned Small Commuter Aircraft in 10 Years
Hackers are targeting your smart devices
7 ways to prevent Halloween-related claims
Investoment Property Coverage thru J&A
Friday's cyber attacks a 'wake-up call' for insurers and public alike
Want to generate Leads for your Small Business? Host an Event
Top 8 consumer concerns about self-driving cars
Here's what happens when the big game gets cancelled
Are these monsters hiding in your Business Closet?
5 things to know about condominium associations and insurance
Cyber coverage: Simple steps to protect your business from cyberattacks
Older Teen Drivers Remain High Risk for Crashes Despite Graduated Licensing Laws: Report
10 safe and affordable cars for teen drivers
Some Insurers Force Roof Replacements
Is the world getting riskier? Consumers and businesses disagree
Aetna Offering Discounts on Apple Watch for Health Monitoring
A look at fall's most common road hazards, region by region
How to create a business continuity plan
Suit Against Yahoo Claims 'Gross Negligence' Over Data Breach
Controlling your commercial auto costs in a challenging marketplace
15 fascinating characteristics and habits of American drivers
What happens if a self-driving Uber is in a crash?
Driverless Cars to Slash U.S. Auto Insurance Premiums
New weapons in the war on fraud
10 Habits of Highly Successful Small Business Owners
10 states with the best economies
6 trends that will change insurance claims
Gone phishing: CEO fraud costs companies millions
6 things you need to know about insuring a condo — before buying one
September is National Life Insurance Awareness Month
Drowsy-driving dangers...courtesy of J&A Ins. Agency Inc.
10 best and worst cities for first-time home buyers in 2016...visit J&A on the web.. www.jainsurance
4 Cyber Risk Misconceptions Popular with Midsized Firms.....visit J&A on the web at www.jainsurancea
Cybersecurity 'has to be everyone's problem' says former NYPD commissioner
Safety Inspections of Thrill Rides Vary by State
Study: Bike Helmets Lower Risk of Brain Injuries, Death
My homeowners' policy covers that?
Americans Put Too Much Faith in Homeowners Insurance
7 ways to mitigate home fire risk...courtesy of J&A Ins. Agency Inc.
7 back-to-school driving safety tips...courtesy of JandA Ins. Agency Inc.
Wearable technology: The new game changer in workers' compensation...courtesy of J&A Ins. Agency Inc
5 reasons why baby boomers would get a driverless car........courtesy of J&A Ins. Agency Inc.
Using a home inventory to document an insurance loss...courtesy of J&A Ins. Agency Inc.
Delta System Failure Highlights Need for Airline Technology Upgrade
4 disasters covered by renters' insurance...courtesy of J&A Ins. Agency Inc.
What sends an insurance claim to court?...courtesy of J&A Ins. Agency Inc.
Mother Nature contributes to higher auto claims in 2016 ...courtesy of J&A Ins. Agency Inc.
10 most ticketed cars by model, percent of vehicle owners
Video: Contractor loss prevention...courtesy of J&A Ins. Agency Inc. and Grange Insurance
Sales of existing U.S. homes rise to highest level in 9 years
Cyber Attacks on Financial Firms Up; Ransomware Attacks Way Up: Beazley
Have you considered adding cyber liability coverage to your Bus.Owners Ins. policy yet?
5 reasons to embrace telematics for the connected car: What insurers need to know
What's your data breach response plan?...courtesy of J&A Ins. Agency Inc.
Caution: Millions of U.S. Drivers Are Angry, Aggressive or Enraged!...courtesy of J&A Ins. Agency In
Newer vehicles driving repair costs- courtesy of J&A Ins. Agency Inc.
Safety regulators ask Tesla for details of autopilot crashes ...courtesy of J&A Ins. Agency Inc.
10 states with the highest cost of adding a teen to an auto policy...courtesy of J&A Ins. Agency Inc
Biggest cyber security weakness: stolen logins
7 'soft' targets for summer thieves
More drones-for-hire coming to U.S. skies under landmark rules
Putting Drone Deliveries of Disaster Relief to the Test
Cyber Coverage: A New Business Necessity
Pimco says 'storm is brewing' in U.S. commercial real estate
Best States for Retirement
Hackers found selling access to 70,000 company computer systems
Self-driving cars closer to becoming a reality on American roads...courtesy of J&A Ins. Agency Inc.
7 ways to increase your work-at-home productivity...courtesy of J&A Ins. Agency Inc.
Rewriting the rules of the road for automated driving...courtesy of J&A Ins. Agency Inc.
Survey: Parents Enabling Teens' Bad Driving Habits...courtesy of J&A Ins. Agency Inc.
Most common types of workers comp. claims in the workplace...courtesy of J&A Ins. Agency Inc
5 essentials of a Cyber liability insurance policy ..courtesy of J&A Ins.
Insurance tips for 1st time home buyers...courtesy of J&A Ins
Contractor safety tips...courtesy of J&A Ins. Agency Inc.
Tips to keep your car and home safe from summer thieves...Courtesy of J&A Insurance Agency Inc.
Hail Damage Claims by the Numbers...courtesy of J&A Ins.
Important Things to Know about Childcare Services Coverage
Tips on preventing dog bites with Children - courtesy of J&A Insurance Agency Inc.
6 ways your windshields will change soon
Survey: 90% of businesses hacked at least once in 2015
Going bicycling? Here's what you need to know about your coverage
Promise of Robot Cars Includes Surges in Traffic Congestion and Miles Driven
10 states with the biggest increase in auto accident costs...Is your state on the list?
Number of Dog Bite Insurance Claims Falls But Average Claim Rises to $37K
Top 10 Reasons Why Entrepreneurs Should ChooseATL
Robot Cars Complain About Humans' Poor Roads, Lane Markings, Signage
Who Wins, Loses In a Driverless Car Economy?
What are the leading causes of data security breaches?
Internet-connected cars a hacker magnet, U.S. official says
Pilots: Don't Underestimate Safety Threat Posed by Drones
Travelers Predictive Model Helps Injured Workers Avoid Chronic Pain
5 reasons why renters need insurance
Top states where homes take a beating from Spring storms
7 business networking questions, answered
Self-Driving Cars to Create Long Term Challenges for Auto Insurers
U.S. Says 7 million drones will take to the skies by 2020
Spring Maintenance Tips for Boaters!
Vehicles 'Increasingly Vulnerable' to Hacking, Warns FBI
Insurance tips for first-time home buyers
Driverless Car Supporters Urge National Laws to Override State, Local
Insurance tips for first-time home buyers
In-Car Data Could Rewrite Rules Of Auto Insurance
Is your business prepared for weather and cyber risks?
Contiguous U.S. had warmest winter on record, NOAA reports
Insurance Industry Analyzes Google's Failed Online Insurance Experiment
4 commercial real estate insurance trends to watch in 2016
3 risks to consider if you own rental property
4 things to do to protect your jewelry
5 things you need to know about keyless ignition systems
5 ways to protect your home during a storm
Why Robots Replacing Humans at Work Is More Science Fiction Than Fact
Why Flood insurance isn't like a Homeowners' policy
A look at environmental risks for property owners
How to Figure Out Your Most Productive Time of Day Based on Your Sleep Habits
Your smartphone can now detect earthquakes and help you survive
15 tips for driving safely on ice and snow
1 in 5 Vehicles Needs Recall Repair: Carfax
Doing the math for business income claims
Study: Renters pay more for Auto coverage
Chipotle starting program to help farmers ensure safety of food
Slideshow: 10 hints you have outdated insurance
Understanding endorsements and insurance for truckers
Rival Insurance Pros Assess Super Bowl Risks and Probability of Loss
Give Your New Venture Liftoff: Recruit A Personal Board Of Directors
GM deceived buyers of used cars subject to recalls, FTC says
Professional Liability insurance coverage for IT companies...Check out this interesting video courte
Here are the top 10 most costly U.S. workplace injuries
When Are Employee Wellness Programs No Longer Voluntary?
Survey of Economists Shows Climate Change Impact Sooner, More Severe
U.S. Labor Department Issues Joint Employer Liability Rules
Article: In a Car Accident? Helpful Tips on What to Do Next
Every Chipotle in the U.S. to close Feb. 8 for part of the day
U.S. to Ease Safety Rules to Accelerate Driverless Cars
The Changing State of Flood Insurance in the U.S.
10 Things to Know About Condominiums
2015: Second 'Hottest' Year on Record in U.S. Included 10 Major Weather Events
10 safest and most hazardous U.S. cities for driving in bad weather
U.S. Releases 'Do-Not-Fly-Zone' App for Drone Operators: B4UFLY
Insurance Costs for December Weather in U.S. Could Top $2 Billion: Aon
Best cars and motorcycles to buy in 2016: Critic's picks
Dog Bites, Golf, and Sperm Banks: The Top Southeast Lawsuit Stories of 2015
These are the top 10 property and liability claims for small businesses
Driverless Car Accidents Pile Up As They Obey Laws, Humans Don't So Much
22 toys ranked from least to most dangerous
Warm 2016 May Help Put Climate Change on The Map – Even Higher That Is
5 things drivers need to know before working for a ridesharing service
Don't fall victim to a crime this holiday season
Your kid just got a drone. Should you get insurance?
5 ways to minimize business interruption after a data failure
10 factors affecting auto and P&C insurers
Holiday Fire Safety Tips courtesy of J&A
Check out this short video...Business Income coverage for small businesses
Insurance coverage for home based businesses
9 tips to get your Christmas tree home safely without damaging your vehicle
TARGET settles 2013 Data Breach Claims with Banks
6 holiday shopping rules to help prevent identity theft
Own Your Own Business?...7 Ways to Keep Yourself Motivated
'Tis the season for cyber attacks: 6 ways to protect against breaches
20 most popular vehicles of 2015, ranked from worst to best for insurance cost
What Do Thanksgiving and Climate Change Have in Common?
Traveling for Thanksgiving? Make sure to use your seat belt — correctly
Top Cyber Threats for 2016 and Next Five Years
Telematics Changing Drivers' Behavior: Insurance Research
Volkswagen Offers Diesel Owners $1,000 'Goodwill' Payment
15 states and metro areas most vulnerable to ID theft and credit card fraud
Thanksgiving turkeys cost more than ever after bird flu wipeout
Trying to Fit In at Work, Veterans Downplay Military Service, Injuries
Veterans join with Farmers Insurance to help with disaster response
Slideshow: 10 Hints You Have Outdated Insurance
Fact of the week: Where do you find the most self-employed workers?
Good Video on Data Breach coverage for businesses
5 Recent Reports on Businesses and Cyber Security, Liability and Insurance
Auto insurance pricing: It's time to adopt Travelocity, Zillow models
Cyber insurance coverage, its value, limitations and exclusions
Technology Enables Insurers to Verify Garaging Location, Mileage and More
Just How Costly, Fast-Growing Is Cyber Risk?
Cyber: Ready for takeoff
Best used vehicles for teens
Fall Safety Tips For Your Dogs and Cats
Economics of Climate Change, Climate Fiction and Climate Control
Travelers: Cyber-Related Concerns Growing Among Businesses, Consumers
Cyber security bill one step closer to law after Senate vote
Run Your Business More Efficiently with these 10 Must-Have Apps
Hurricane Sandy 3 years later
Fine for Not Having Health Insurance Is Going Up
4 insurance solutions impacting real estate risks
Parents focused on drugs, bullying overlook risk of car crashes
Great Scott! 6 areas where 'Back to the Future Part II' technology came true
Scary drivers! What you need to know about road rage
Climate Change Adds Billions to U.S. Hurricane Losses: Study
5 Things to Know Before Starting a Small Business
Fact of the week: Female hurricanes are deadlier than male hurricanes
New Insurance Policy Protects Homebuyers' Down Payment
5 easy fall home maintenance projects
Hacked! The cost of a cyber breach, in 5 different industries
New study shows inequality in deaths from auto accidents
Try our FREE complimentary New Interactive Tool: How to Protect (and Insure) Your Home...courtesy of
Consumers also worried about Cyber Risk
New Car Safety Features Can Be 'Turn-Off' for Confused Drivers
Drivers Beware...It's Deer Season
Cyber risk survey finds majority of businesses were hacked in 2014
10 dos and don'ts to prevent home fires
8 of the best insurance Halloween costumes
What keeps Americans up at night? Travelers Consumer Risk Index - Cyber Threats
College Player Files $3M Claim with Lloyd's for Drop in NFL Draft
5 recent Data Breaches
Crisis Services Top Insurers' Cyber Claims Payouts; Average Claim at $674K
Common Myths consumers believe about insurance
Demand for cyber risk insurance market on the rise
Understanding Business Income Coverage for Small Businesses
New to Towing a Trailer?? Driver Safety Tips courtesy of J&A Ins. Agency Inc.
General Liability coverage vs. Professional Liability coverage...What's the difference??
Drivers Not Ready for Autonomous Parking: AAA
Insurance coverage for IT firms courtesy of J&A Ins. and the Htfd.
Home Safety Tips courtesy of J&A - Know Your Smoke Alarm
Professional Liability coverage for small businesses thru J&A Ins.
Just how costly/fast growing is Cyber Risk?
The Basics of Homeowners Insurance
7 Ways to Fight the Flue
Did you know shooting down a drone can be a federal crime?
Small, mid-sized businesses hit by 62% of all cyber attacks
Helmet Technology Could Signal Concussions During Games
Most business leaders concerned with cyber security & health care costs
J&A supports Life Ins. Awareness Month
Employee Theft is a Real Problem for ALL Businesses
Residential Cooking Fire Prevention
Uber ordered to face class action over drivers' status
What El Niño Means for the Coming Winter in U.S....Courtesy of J&A Ins. Agency Inc.
4 insurance issues that arise when kids go to college
Most and least expensive vehicles to insure in big cities
4 common but dangerous cyber threats and steps to address them
Important Safety Tips on Motorcycle Riding courtesy of J&A Insurance Agency Inc. and Foremost Insura
Buffett's Geico settles California case of misleading Web quotes
Target agrees to pay banks $19M for breach-related costs
10 Most Dangerous Cities to Run a Red Light
U.S. Data Breache Cases Continue
Your car could be hacked, and that's no minor prank
Are you ready for robot/driverless cars?
FREE tool to find out if your small business is at risk of a Cyber crime
Have you considered adding Cyber Liability coverage to your businessowners policy?
Professional Liab. coverage for small business via The Htfd. and J&A Ins. Agency Inc.
4 in 10 midsize businesses have experienced a data breach
The 10 cities where you're most likely to have your car stolen
The 10 U.S. metro areas at the highest risk of storm surge
Insurance for Small Businesses...Via Travelers Insurance
62% of Businesses that are Hit by Cyber Attackes are Small Businesses
Taking the myth out of what Cyber Liability insurance coverage is courtesy of J&A Insurance Agency I
10 Most and Least expensive states for adding a teen driver to an auto policy
The 10 most expensive Data Breaches to date
Tips for Healthy Eating While Dining Out- Happy Father's Day!
10 best and worst states for teen drivers
Women Say No to Driverless Cars, Men Say tell me More
30 Best Paying College Majors
25 FREE Ways Small Businesses Use Google
The 10 Most Dangerous Youth Sports in America
Cyber Liability Risk Jumps on Bus. Risk Index
The 9 deadliest driving behaviors, by the numbers
Truth or fiction? Dispelling 8 auto insurance myths
How Insurance Fraud Costs Everyone
Creating a Home Inventory for Homeowners
Celebrities Who Insure their Lucrative Body Parts
Highest Rated Vehicles for Safety
5 Signs that it May Be Time to Settle an Auto Accident
6 Principles of Small Bus. Advertising
We're All Paying More than we should for Car Insurance
Commercial Insurance for Heavy Trucks thru J&A and the Progressive Ins. Co.
Obama Calls for New Laws to Bolster Cybersecurity
How Much Should You Pay that First Employee?
Small Businesses are affected by Data Breaches too
Data Breach coverage for your Business from J&A Ins. and the Hartford Ins. Co.
Does Your Company Have the Right Cyber Liability Insurance?
Insuring your Medical Technology Business
Apple Pay Launches- Obama boosts Card Security
Business Insurance Basics
October is Cyber Security Awareness Month
Cyber Events Happen Every Day... Is Your Business Protected?
See How J&A can help protect your Global IT Risks
Is Your Business Protected from a Cyber Event?
Kmart Targeted in Latest Cyber Attack
Is Your Company Prepared for Cyber Breach?
How Small Businesses Can Lose Data in 5 Easy Steps
7 Cheap and Easy Perks your Employees will Love You For
The 4 things homeowners missunderstand about Flood Insurance
10 Steps to preventing a Data Breach at your company
Private Drones Still Freak People Out
5 Myths about Workers Comp. Insurance
Places to Check for a Water Leak in your Home
Ever Wonder Why Restaurants Need to Carry so much Insurance
5 Reasons Why the Other Drivers Insurance Won't Pay
The 5 Least Expensive States to Own a Car
Find Out if your Company is at Risk of a Data Breach
Protecting Your Business from a Data Breach
The 10 most expensive cars to insure in 2014
Severe weather alerts can help you protect your property and stay safe.
Security experts take aim at the Internet of (unsafe) Things
P.F. Chang's Says Data Breach Affected 33 Locations
We're Hiring
Insurance Acworth
your lack of sleep is hurting your business…and could be killing you
my homeowners' policy covers that?
15 preventable homeowners' insurance claims and how to avoid them
safety concerns
new study says
always out: what to do when an employee keeps calling in sick
the 10 most dangerous youth sports in america
slideshow: 10 hints you have outdated insurance
cyber coverage: a new business necessity
slides and other play things pose risk
top 10 states for dog bite claims in 2016
5 reasons why auto accidents are on the rise
7 things to know about rental car coverage
backyard danger! swings
insurance tips for first-time home buyers
u.s. official says
5 recent reports on businesses and cyber security
new study ranks atlanta congestion among worst in the world
memorial day kicks off the most dangerous season of the year on the road
5 ways you expose your small business to a data breach everyday
10 common claims from craft breweries
in 5 different industries
4 insurance issues that arise when kids go to college
10 most and least expensive states for adding a teen driver to an auto policy
insurance crime watchdog reveals mystery device used by vehicle thieves
insurance challenges may arise from vandalized property
10 best and worst states for teen drivers
video: contractor loss prevention...courtesy of janda ins. agency inc. and grange insurance
5 key facts about small business auto insurance coverage
up in smoke: e-cigarette risks
for driverless cars
keeping holiday parties merry and bright
11 companies lead the j.d. power auto claims satisfaction study
insurance costs for december weather in u.s. could top $2 billion: aon
5 easy fall home maintenance projects
how driving habits are changing the auto insurance industry
the one risk most small business owners overlook
breaking up with distracted driving
fall driving safety tips
safety inspections of thrill rides vary by state
these are the top 10 property and liability claims for small businesses
dog bites
are we safe drivers? apparently not…
10 tips to winterize your home
delta system failure highlights need for airline technology upgrade
15 ways to avoid home insurance claims during the winter holiday season
economics of climate change
when are employee wellness programs no longer voluntary?
2015: second 'hottest' year on record in u.s. included 10 major weather events
article: quick guide to insuring your engagement ring
1300 Ridenour Blvd. Suite 100 | Kennesaw, GA 30152 | 678.266-3353


text:
Progress and none too soon. Firmware development on the PIC is fun and sometimes slow. Pictures are up at my site with pictures of the official speed controller board.
Some folks who have built OSMC boards have done some testing and have run them at 160 amps. I hope they knew what they were doing, because if they did then my board should stay at nearly room temperature doing 200A.


text:
Log Out
Our Terms of Use and Privacy Policy have changed. We think you'll like them better this way.
The Cosandra Calloway Show Repeat with Charli Baltimore
About Cosandra "Callywood" Calloway
Originally from New York, Cosandra "Callywood" Calloway began her career in the entertainment industry while attending John Jay University where she became Dynasty a radio personality. As former Miss Teen New York and a larger than life personality, she had developed a strong tenacity for the arts and entertainment industry.
She quickly garnered attention as the go to girl for the entertainment industry and began working with the likes of Toni Braxton, Will Smith, and The Latin Quarters, hosting celebrity basketball games and entertainment shows and events.
Sorry we couldn't complete your registration. Please try again.
You must accept the Terms and conditions to register


text:
www.cheaperthancars.com means what it says. You can search and compare the latest cheap rental car hire rates cheaper than what you can pay directly. For top brands you can pay less !
With Cheaperthancars.com rates are fully inclusive or as described ! No credit card fees and free cancellations* in many instances. What you see is what you get. When comparing check all the extra's put on by other operators. We make it easy for you – we just give you the best value with cheap car rental deals including the best brands, and latest car models, with more car rental pick up location depots, than anyone else around the world. Over 30,000 pick- up points and depots Worldwide.
Driving for Business Worldwide ? : Looking for a cheap business car rental at economic rates? A small rental car to get about in the big cities and park with ease. Or perhaps a luxury vehicle for your top end business needs. Drive the latest models with the best car rental brands and rates available. Ideal for businessman , tourists , large or small vehicles, budget or family wagons, even luxury cars and SUV's to.
For Leisure driving around the world: Travelling with last minute airfares or arrangements to holiday anywhere in the world? Look no further. Consider buying your discount car hire with your accommodation and discount hotels – combine it with those special airfares , anywhere, worldwide. Whether you are flying domestically or overseas, always check here first to compare the great deals of offer with maximum booking convenience. Combine you vacation with cheap car rentals. With 30,000 pick up locations we have the World covered.
Mobile friendly car bookings : Cheaperthancars offers mobile and desktop friendly booking experiences. So wherever you are, on whatever device you have , we're connected 24/7 to your car rental needs.
Cheaperthancars is part of the CheaperthanGroup. It also offers discount hotels through Cheaperthanhotels in Europe, Asia / Australia & NZ and North America as well as South Africa.
We have over 30,000 rental locations matching you car rental with convenient and affordable hotel options. All major cities covered such as central London, Paris, Barcelona and Madrid, New York and Los Angeles, Singapore, Hong Kong, Sydney, Melbourne and Brisbane for example. We have over 10,000 airport locations and most major railway train stations for your optimum convenience. Check out hotels here at Cheaperthanhotels
We are happy to help! If you have a question about your rental and you cannot find the answer in the FAQ section, please phone us directly :
Call us
*If you're calling from a mobile or from abroad
*If you're calling on a landline from one of the countries below
|United Kingdom
|+44 203 582 8218
|United States
|+1 6 468 451 888
|+61 280 144 590
|+34 931 815 659
|+33 170 613 014
|+39 051 054 5041
|0800 181 3949
|0800 221 961
|+46 840 309 978
Write to us
Cheaperthancars – Car Trawler
Classon House
Dundrum Business Park
Dublin 14
Republic of Ireland


text:
Click HERE To Become A Premium Member
0 Members and 1 Guest are viewing this topic.
Big fat beauty fuckedIsnt it wonderful to get a big and curvy girl like this one to your set. Trust me when I tell you its the best thing that can happen to a man. First you make a breakfast, a really big abundant breakfast is possible. It is something that a girl like her would appreciate and it would make her perform much better afterwards. After her shirt comes off the situation starts getting out of control. This babe is still hungry, but this time she is hungry for cock. There is no better sight than a fat chick getting fucked on the floor.
Page created in 0.102 seconds with 22 queries.


text:
|Santa Barbara > Wineries & Vineyards
Wineries & Tasting Rooms
|Firestone Vineyard - Our Santa Ynez Valley winery tasting room offers one of the Central Coast's most comfortable and comprehensive visitor experiences, including daily winery tours and extensive picnic facilities. The recently remodeled tasting room features an island bar and picture windows that overlook our estate vineyards. We strive to offer an informative and welcoming atmosphere that will appeal to wine enthusiasts and novices alike.
|Kalyra Winery - Take an Australian born winemaker, train him in California, give him over twenty years experience making wine in Santa Barbara County and in Australia... then add some of the best grapes from two continents and what do you get? An outstanding portfolio of wines from Santa Barbara County, California and Australia. Come and visit us at our tasting room and winery in Santa Ynez. Join us for a wine tasting, bring some lunch and look out from our deck on one of the finest views in the valley.
|Sanford Winery welcomes you to our new tasting room adjacent to our beautiful stone and adobe winery and estate vineyards at Rancho La Rinconada. The new tasting room, in the heart of Santa Barbara County's Santa Rita Hills, provides visitors with a complete winery experience, all in one location, including tours of the winery and vineyards, a tasting room and wine retail sales. Our spacious front and back covered terraces can accommodate groups and special events, offering 360-degree views of the winery and vineyards.
|Rusack Winery - We are a boutique winery in Santa Barbara County dedicated to handcrafting wines of distinction and elegance. We hope that we can meet in person at our Tasting Room, nestled in the beauty of Ballard Canyon between Solvang and Los Olivos, California. Our friendly staff will make you feel welcome and answer any questions you may have about our winemaking and our wines here at Rusack. It's a picture-perfect place for a picnic, or just sipping wine and enjoying the spectacular view.
|Fess Parker Winery & Vineyard - Fess Parker, a renowned actor of Davy Crocket and Daniel Boone fame, and his son, Eli, originally set out in 1989 to plant a small vineyard and sell fruit to local producers. But, as Fess' daughter, Ashley explains, " Fess is from Texas, so he can't do anything small. "The Fess Parker Winery and Vineyard now farms almost 700 acres on four vineyards throughout Santa Barbara County. First-class hospitality has always been at the core of their ventures, first as hoteliers and eventually with the opening of the winery.
|Sanguis - The California Central Coast's highly acclaimed producer of Rhone varietal wines, Sanguis makes unique small production blends from the best low yielding, cool climate vineyards of Santa Barbara county. There are no formulas and no sequels - wine is first and foremost a product of nature and should reflect each vintage's specific character supported by the creative hand of the winemaker. The only thing that is always consistent is quality.
Santa Barbara Urban Wine Trail
|Jaffurs Wine Cellars - Jaffurs Wine Cellars is dedicated to producing great Rhone varietal wines with a new-world independence. Our wines -Syrah, Grenache, Petite Sirah, Viognier, and Roussanne - are among the best in the county. Owner/winemaker Craig Jaffurs, produced his first professional wines during the 1994 harvest. All our wines are carefully made in small lots with about 350 cases are produced each year. All our wines are crushed, pressed, cellared and bottled in our Santa Barbara facility. Visit us for a glimpse of world class winemaking in the heart of the city.
|Kalyra by the Sea - The name "KALYRA" is a translation from the Australian Aboriginal meaning "a wild and pleasant place." Kalyra "The little winery with a big personality" is the pride and imagination of Australian born winemaker Mike Brown. Even though Santa Ynez Valley offers some of the best vineyard sources in the country, Mike ventures to find fruit from Monterey, Amador and Madera counties, and the result is a varied and award winning portfolio of table and dessert wines.


text:
posted by David Adams on Thu 30th Sep 2010 20:38 UTC, submitted by fran
"To mark the first anniversary of Microsoft Security Essentials, the company has released some sobering statistics it has gathered during the past year via the free anti-malware software. According to Microsoft, Security Essentials has been installed on 31 million computers worldwide. Out of that group, 27 million users reported malware infections during the year."


text:
He was a 58 year old white guy, she was a 16 year old black virgin. This is their story.....
Copyright © THIS STORY IS A WORK OF FICTION. ALL PARTICIPANTS ARE OVER THE AGE OF 16. ANY SIMILARITY TO ANY PERSON, LIVING OR DEAD, REAL OR IMAGINED, IS PURELY COINCIDENTAL. This story is the property of the writer. It may not be copied, in whole or in part; stored by any means: digitally, mechanically, electronically, or handwritten. lushstories.com has my permission to edit, delete, or publish as they deem necessary, and is published for the reading enjoyment of LushStories members and guests.
To link to this sex story from your site - please use the following code:
My Little Black Beauty
Please tell us why you think this story should be removed.
Becoming a member allows you to: