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Babies up to 6 months old often have vitamin K deficiency because their bodies contain very little vitamin K at birth, their intestinal bacteria are as yet unable to produce it, and they don't receive enough of it from breast milk, reports the Centers for Disease Control and Prevention. Although vitamin K deficiency is rare in adults, they may get it through heavy alcohol consumption, malnutrition, or diseases or medications that interfere with absorption of the vitamin, explains WebMD.
Vitamin K enables bodies to stop bleeding by forming blood clots, according to the Centers for Disease Control and Prevention. Because babies are often vitamin K-deficient at birth, they may bleed internally into their intestines or brain, causing brain damage or death. Doctors alleviate this condition, known as vitamin K deficiency bleeding, or VKDB, by administering a one-time vitamin K shot to babies within a few hours of birth. Babies are at greater risk for VKDB if they have liver disease, cystic fibrosis, celiac disease or diarrhea. Babies normally display no symptoms of VKDB before their lives are threatened, but occasionally they may show signs such as paleness, bleeding from the umbilical cord or nose, bruising, or bloody stool.
Adults should only take vitamin K supplements when their health care providers advise them, cautions WebMD. People normally get plenty of vitamin K from the foods they eat, especially meat, eggs, beans, strawberries and green vegetables. Although some people take vitamin K supplements for morning sickness, cancer and other disorders, research has not proven the effectiveness of such remedies.


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Architecture Photography: Shooting Space
Class meets on four Wednesdays: January 3rd, 10th, 17th & 24th, from 4:30–6:30 pm
The magic of architecture is in the created space. In this class we'll discover architectural spaces at various locations in our city and learn to create photographs that highlight the power of the space and the structure. We'll learn to understand each built environment in an effort to create photography that distills the essence of the architecture, improving lighting and compositional shooting techniques while we explore form, shape, line, and color along the way. Join us as we create architectural photography!
$155 HCP Members / $195 Regular price
What to bring to class:
Digital Camera with 'Manual' Mode
Suggested Pre-requisites:
Working knowledge of your camera including how to adjust shutter speed, aperture, film speed and light metering.
Early registration is November 14th - November 21st for HCP members only.
Registration for the general public opens Tuesday, November 21st at noon.

subset: commoncrawl


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US Natural Gas Fund : "You don't want to be in that," Cramer said. Go with Atlas Energy instead.
Applied Materials : Cramer called AMAT a "screaming buy."
American Capital Agency : Cramer said he doesn't trust the company's dividend, so investors should sell this stock.
Call Cramer: 1-800-743-CNBC
Questions for Cramer? firstname.lastname@example.com
Questions, comments, suggestions for the Mad Money website? firstname.lastname@example.com


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Select a Viewing Option
Enter your Search Phrase.
November 10, 2017 - The following is a statement from the PC Health Critic Jeff
Yurek on Optometry Week:
"This week in November we recognize Optometry Week and the important work being
done by optometrists throughout the province of Ontario. The optometry profession
plays an integral part in eye health and vision for people of all ages.
"These highly trained professionals provide services to a broad range of people
within our communities, ensuring proper eye health of the people of Ontario. Optometrists'
background in both urgent and primary eye care make them a valuable contributor
to our health-care system.
"On the behalf of the Ontario PC Party I would like to thank optometrists across
the in our communities for the important work they do in eye health and vision."
Copyright © 2004 - 2018 Port Stanley News.com All Rights Reserved ISSN 1718-8695


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Drone, illustration
F011/7485 Royalty Free
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Credit: VICTOR HABBICK VISIONS/SCIENCE PHOTO LIBRARY
Release details: Model release not required. Property release not required.
Keywords: 3 dimensional, 3d, artwork, astronomy, digitally generated, drone, flying, illustration, in flight, no one, no-one, nobody, planet, rotary blades, sky, space, space craft, space ship, spacecraft, spaceship, three dimensional
Licence fees: A licence fee will be charged for any media (low or high resolution) used in your project.


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Call to schedule a new appointment here today! (321) 841-5274
- Open during lunch hours
- Convenient parking
- Accepts most major insurance plans
- Appointment scheduling available
- Experienced and friendly staff
- Appointments available and walk-ins welcome
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- Test results accessible via our Patient Portal, MyOrlandoHealth.com
62 W. Columbia St., Orlando, FL 32806
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Monday through Friday, 6:30 am – 5:00 pm
Contact Information
Appointment Scheduling: (321) 841-5274
Phone: (321) 841-5581
Fax: (321) 841-6586
About Orlando Health Outpatient Labs
The full-service laboratories at Orlando Health offer an array of diagnostic testing services. Each laboratory provides same- or next-day test results, as well as nine convenient locations and short wait times with no appointment necessary.In addition, our experienced staff is fully licensed with ASCP certification to ensure the very best outpatient laboratory services in Central Florida.


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The school contact with Goffstown N.H. was a bust. I assume there was technical difficulty with the ground station (it was a direct). I heard CDR Chiao repeatedly calling for the school station but no joy. He did report hearing carrier. This was monitored from FN42 near Boston. Goffstown is only a few miles north of here so I could cover the entire pass. Oh well too bad, I'm sure the students are disapointed! Glenn - KB1GUE ---- Via the sarex mailing list at AMSAT.ORG courtesy of AMSAT-NA. To unsubscribe, send "unsubscribe sarex" to firstname.lastname@example.com
AMSAT Home


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Credit: ANIMATE4.COM/SCIENCE PHOTO LIBRARY
Release details: Model release not required. Property release not required.
Keywords: 1st, animated, animation, area, astronomical, astronomy, axes, black background, celestial, constant, demonstration, diagram, diagrammatic, earth, education, educational, ellipse, ellipses, equal, first, foci, focus, graphic, graphical, gravitation, gravity, kepler, kepler's laws, law, mathematical, mathematics, mechanics, motion, orbit, orbital, orbiting, orbits, period, periods, planet, planetary, planets, semi-major axis, solar system, star, sun
Licence fees: A licence fee will be charged for any media (low or high resolution) used in your project.
Kepler's 1st law of planetary motion
K007/2731 Rights Managed
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Duration: 00:00:25.05
Frame size: 1920x1080
Frame rate: 24
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Format: QuickTime, Photo JPEG 100%, progressive scan, square pixels
File size: 465.2M
Capture format: QuickTime Animation
Codec: Photo - JPEG
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PHILADELPHIA—A Philadelphia couple who believe in faith healing over medicine and who were on probation in their son's pneumonia death were charged with murder Wednesday after a second young child died under what a prosecutor called "eerily similar" circumstances.
Herbert and Catherine Schaible ignored a court order to seek medical care if their children needed it, prosecutors said Wednesday. The requirement was a condition of the probation sentence they received after the death of their toddler son four years ago.
First Assistant District Attorney Ed McCann says the Schaibles are entitled to their religious beliefs—until it endangers their children.
"How many kids have to die before it becomes extreme indifference to human life?" McCann said in announcing the charges. "They killed one kid already."
The Schaibles are members and former teachers at the fundamentalist First Century Gospel Church in northeast Philadelphia. The church's website quotes Bible verses purportedly forbidding Christians from visiting doctors or taking medicine and suggests it's a sin to trust in medicine over faith.
Catherine Schaible declined to comment earlier Wednesday, before the arrest warrants were issued. Defense lawyers call the couple loving parents who did not intend for their sons to die.
A jury had convicted them of involuntary manslaughter and child endangerment after the 2009 death of 2-year-old Kent, who had been sick for about two weeks. Brandon Schaible died of pneumonia in April after suffering from diarrhea and breathing problems for at least a week, and refusing to eat.
"The circumstances are eerily similar," said Assistant District Attorney Joanne Pescatore, who handled the first trial and pushed for prison time because she feared the couple would not follow the court's order on medical care.
A conviction on the new case could bring seven to 14 years in prison or more, prosecutors said.
About a dozen children a year die in the U.S. when their parents choose prayer over medical care, according to Shawn Francis Peters, a University of Wisconsin lecturer who wrote "When Prayer Fails: Faith Healing, Children and the Law."
In a handful of cases, the parents later watch a second child die.
"One of the building blocks of our legal system is the idea that people will be afraid of being punished," Peters said. But people who trust in faith healing fear "a different kind of punishment," he said. "It's not an earthly punishment meted out by the state of Pennsylvania. It's punishment going to be delivered by the Almighty on Judgment Day. It's difficult to find a legal regime that can change that."
The Schaibles, who quit school after ninth grade, have worked as teachers at their church. They are in their mid-40s, and their oldest child will soon turn 18. Their seven surviving children were placed in foster care after a parole violation hearing last month, when a judge rebuked them for failing to seek medical care for Brandon.
"I am sorry for your loss. Deeply sorry," Common Pleas Judge Benjamin Lerner told the couple. "But in all honesty, I am more sorry for the fact that this innocent little child will not be able to grow up to be what he wanted to be."
Catherine Schaible's public defender, Mythri Jayaraman, said Brandon had seen a doctor at least once in his life.
"When he was 10 days old, he had been taken to a doctor for a checkup, and to make sure everything was OK. We don't know beyond that," Jayaraman told The Associated Press.
Bobby Hoof, the lawyer who represented Herbert Schaible in the earlier case, described the couple as loving parents who grieved over Kent's death.
"He's a father just like the rest of us. He loves his children, wants to see them educated," said Hoof, who does not know if he will be appointed in the new case. "It's hard to indict someone for what they believe."


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About this Booklet
Amendment and Interpretation of the Plan
The Plan, Participation and Contributions
Type of Plan
Upon Becoming a Participant
The Effect of Military Service
Contributions Made to the Plan
How are my Contributions Invested?
What is a Terminated Participant?
When will I Become 100% Vested in my Account?
My Rights to Benefits
What are my Rights to Benefits if I Retire?
What are my Rights to Benefits if I Become Disabled?
What are my Rights to Benefits Prior to Becoming a Terminated Participant?
What are my Beneficiary's Rights to Benefits Upon my Death?
Who are my Beneficiaries?
Distribution of Benefits
When will my Plan Benefits be Distributed to me?
How will my Plan Benefits be Distributed to me?
Does the Fund have an Involuntary Payout Provision?
Can my Benefits be Assigned or Transferred?
May I Borrow Against my Account?
May I Rollover or Transfer Amounts into the Plan from another Qualified Retirement Plan?
What Amounts may be Withheld from my Distribution?
When Do I Pay Taxes?
Hardship Distributions
Can I Obtain a Hardship Distribution?
What Rules Apply to Hardship Distributions?
Claims Procedure and Appeals
How Do I Claim my Benefits Under the Plan?
What is the Claims Procedure Under the Plan?
How to Request a Review for a Denied Claim?
Fund's Right of Recovery
Your Rights and Protection Under ERISA
Important Information Required by ERISA
The International Union of Operating Engineers Local 132 Annuity and Savings Fund was initially established on June 1, 1990 with the purpose of providing Plan participants with supplemental income after their retirement.
About this Booklet
We are pleased to provide you with this updated Summary Plan Description. This booklet defines and describes the Annuity and Savings Fund benefits. This booklet cancels and replaces all booklets and related material which you have been previously issued.
The International Union of Operating Engineers Local 132 Annuity and Savings Fund ("Plan") provides retirement benefits to participating employees who are members of the local 132.
The Plan is an individual account pension Plan established as a multi-employer Plan under the collective bargaining agreement between the International Union of Operating Engineers Local 132 ("Union") and each Employer who has signed such agreement. Your benefit is based solely on the amount of money in your individual account in the Plan.
Amendment and Interpretation of the Plan
The Trustees are empowered to amend the Plan and the benefits provided hereunder from time to time as they in their sole discretion determine appropriate. Participants will be advised of any material modification to the Plan by notice forwarded to their last known address by first class mail, postage prepaid.
The Trustees are empowered to construe and interpret the Plan and this Summary Plan Description in their sole discretion, and any such construction and interpretation adopted by the Trustees in good faith shall be binding upon the Union, Employers, Employees and Participants.
The Plan, Participation and Contributions
Type of Plan
The Plan is a multi-employer Plan established pursuant to the collective bargaining agreement(s) between the Union and the participating Employers. It is a flat dollar contribution Plan not described in IRC section 412. It was originally established June 1, 1990 and has been amended to meet current law effective as of June 1, 2004.
Upon Becoming a Participant
If you were a Participant in the Plan immediately prior to June, 2004, you will continue to participate in the Plan. Otherwise, to become a participant in the Plan you must be an "eligible employee".
An eligible employee is defined as an employee whose employment is governed by the terms of the collective bargaining agreement between the Union and the adopting employers. In addition, to being an eligible employee, you must complete one or more hours of work under the collective bargaining agreement.
However, if an employee is first hired as a non collectively bargained employee but subsequently become subject to the collective bargaining agreement and if he completes at least 1,000 hours of work in the twelve (12) consecutive month period commencing on his initial hire date then he will enter the Plan retroactively back to his initial hire date.
The Effect of Military Service
If you are a re-employed Veteran, as defined in Chapter 43 of Title 38 of the United States Code, your Employer must make a contribution equal to the contribution that you would have received had you not been in uniformed service. However, your share of the net income (or loss) of the Trust, is ignored during such protected period of uniformed service. For the purposes of calculating the amount of the Employer contribution, your wages during such period will be computed as the amount that you would have received, but for your period of uniformed service. If your wages for this period is not reasonably certain, then the wages that you received for the twelve (12) month period immediately preceding your uniformed service period will be used for the purposes of calculating the employer contribution. The survivors of any participant who dies on or after January 1, 2007, while performing qualified military service, are entitled to any additional benefits (other than contributions relating to the period of qualified military service, but including vesting service credit for such period and any ancillary life insurance or survivor benefits) that would have been provided under the Plan had the participant resumed employment on the day preceding the participant's death and then terminated employment on account of death.
Contributions Made to the Plan
Your Employer makes a flat dollar per hour contribution in the amount specified in the collective bargaining agreement. This contribution is allocated to each participant's Account based on hours worked.
Internal Revenue Code contains limitations on the amounts that can be contributed on behalf of each Participant in the Plan. If the limit is inadvertently exceeded, the excess will be reallocated in accordance with IRS rules. Generally, these limitations will not apply to the Plan. If you have any questions concerning the limitations, please contact the Trust Office.
You will receive a statement of your Account every three (3) months. This statement will indicate the Employer contribution(s) allocated to your Account during the reporting period as well as adjustments for any distributions, plan expenses and earnings or losses.
How are my Contributions Invested?
You have the opportunity to give investment instructions for the assets and the balance in your individual account. The Fund offers a broad range of investment alternatives from which you can select, each designed with a specific investment objective.
In order to make informed decisions regarding the investment alternatives, you should take the time to review the information which is made available. You should also determine your financial goals and risk tolerance before making any investment decisions. Keep in mind, the fact that a particular investment alternative is available under the Fund should not be construed as a recommendation to invest in such option.
Should you not choose to direct how your individual account balance is invested, your balance will then be placed in the Trustee directed default fund, which is currently the age appropriate Vanguard Target Retirement funds.
The Vanguard Target Retirement funds offer participants a professionally-managed solution for how to invest your retirement money. Each Target Retirement fund is a diversified mix of stocks, bonds, and cash that automatically become more conservative over time. Experienced investment professionals carefully select and manage the mix of investments to help you meet your changing needs over time as you near retirement
The plan operates in accordance with the requirements of the Employee Retirement Income Security Act of 1974 ("ERISA") Section 404(c), which provides that the fiduciaries of the plan may be relieved of liability for any losses which are the direct and necessary result of investment instructions given by the Participant or Beneficiary. The Fund is not responsible for any losses which result from your investment instructions.
What is a Terminated Participant?
A "terminated participant" is any person whose employment with the Employer who is signatory to the collective bargaining agreement has been terminated, and such person is not employed in the United States in the same industry and in a trade, craft or job of a type covered by the Plan.
When will I Become 100% Vested in my Account?
Any money contributed to your Account by an Employer, and any earnings thereon are 100% vested at all times.
My Rights to Benefits
What are my Rights to Benefits if I Retire?
Every terminated participant who has attained age 65 (normal retirement age) shall, at his election, be entitled to receive the value of his Account in the Plan.
What are my Rights to Benefits if I Become Disabled?
You will be entitled to a Disability Retirement benefit should you become permanently disabled from working in the trade prior to reaching age 65. In order to qualify for a Disability Retirement, proof of total disability must be certified by a licensed physician, along with a second opinion from a licensed physician, and/or other evidence the Trustees deem necessary to their final determination. Further, an award of Social Security Disability benefits shall be considered satisfactory proof of disability under the Plan.
What are my Rights to Benefits Prior to Becoming a Terminated Participant?
Any Participant who has had his Account for at least two Plan Years shall be given an option to remove either one-half (½) or all of the Employer contributions and earnings that have accumulated in his Account during the single Plan Year that is two years prior to the date of the election. This option will be given on a one time irrevocable basis at the end of each applicable Plan Year. If the Participant elects not to remove either one-half (½) or all of the applicable Plan Year's accumulations, the Participant may not elect in a subsequent Plan Year to remove any of the amounts that he previously elected to keep in his Participant's Account until he becomes a Terminated Participant, retires after attaining Normal Retirement, withdraws union membership, or dies.
Upon becoming a Terminated Participant, you will be given an option to receive all, or a portion of, the benefit in your account. Alternatively, you may also leave your account balance in the Plan until a later date.
What are my Beneficiary's Rights to Benefits Upon my Death?
If the death of a participant occurs prior to receipt of his full benefit, the designated beneficiary shall be entitled to receive 100% of the value of the deceased participant's Account.
Who are my Beneficiaries?
If you are married, your beneficiary shall be your spouse unless you are divorced or legally separated by court order. Alternatively, you may name a beneficiary other than the spouse, if the spouse waives the right to be beneficiary in favor of another named beneficiary and such waiver is notarized or witnessed by an authorized Plan representative. All beneficiary designations must be in writing on the forms provided by the Trustees. If there is no valid designation on file with the Trustees, the beneficiary shall become one of the following in order of priority:
- surviving spouse,
- participant's children per stripes,
- participant's surviving parents in equal shares,
- participant's estate
Distribution of Benefits
When will my Plan Benefits be Distributed to me?
You will be entitled to Plan benefits annually on June 1st, for the single plan year which ended two years earlier and when you retire or withdraw union membership from I.U.O.E. Local 132, AFL-CIO.
How will my Plan Benefits be Distributed to me?
All benefit payments shall be distributed as soon as administratively feasible under the terms of the Plan. The value of your Plan benefit is determined daily and is based upon the contributions that have been made on your behalf.
You should remember that the amount of your Plan benefit will depend upon your choice of investments as well as Plan expenses that are collected under the terms of the Plan. Investment gains as well as losses can occur. There are no guarantees of performance, and neither the Plan administrator, Trustees, nor any representatives provide investment advice, insure or otherwise guarantee the value or performance of the investments you choose. You may direct the investment of your entire interest in the Plan.
All payments will be made at your election in one of three ways:
- The purchase of an annuity contract; or
- One lump sum payment in cash; or
- Cash payments in monthly, quarterly, semi-annual or annual installments over any period not exceeding ten (10) years.
Distributions after Age 70½. Regardless of any other rules hereunder, at any time after you attain age 70½, if you are not a terminated participant, as defined above, you may defer taking your distribution until you become a terminated participant. If you are a terminated participant after you attain age 70½, and you have elected to keep your Accounts in the Plan, you must begin receiving minimum distributions each year calculated in accordance with the requirements of Section 401(a)(9) of the Internal Revenue Code and the final Treasury Regulations thereunder.
Does the Fund have an Involuntary Payout Provision?
Yes, on an annual basis the Plan will review the Fund's records and if you have no contributions reported upon your behalf for a period of at least one (1) year and your current balance is $1,000 or less, the Fund will automatically issue you payment of your account balance.
Can my Benefits be Assigned or Transferred?
In general, your interest in your Accounts and the interests of other persons entitled to benefits under the Plan may not be voluntarily or involuntarily assigned, sold or transferred and are not subject to the claims of any creditors.
However, the Trustees may be required by law to recognize obligations you incur as a result of court-ordered child support or alimony. The Trustees must honor a qualified domestic relations order ("QDRO"), which is a decree or order issued by a court that obligates you to pay child support or alimony, or otherwise allocates a portion of your interest in the Plan to your spouse, former spouse, child or other dependent. If such an order is received by the Trustees, all or a portion of your Accounts may be used to satisfy the obligation. The Trustees will determine the validity of any domestic relations order it receives in accordance with its Qualified Domestic Relations Order Policy.
May I Borrow Against my Account?
No, the Plan does not permit loans.
May I Rollover or Transfer Amounts into the Plan from another Qualified Retirement Plan?
No, the Plan does not accept transfers or rollovers from other qualified retirement Plans.
What Amounts may be Withheld from my Distribution?
If you receive an eligible rollover distribution from the Plan, mandatory Federal income tax withholding of 20% of the amount distributed applies unless you elect a "Direct Rollover" of your distribution. A Direct Rollover is a payment by the Plan to an eligible retirement Plan specified by you, including an individual retirement account ("IRA"). Most distributions from the Plan, other than those required after age 70½ and certain death benefit distributions, are considered eligible rollover distributions. You will be advised by the Trustees at the time of the distribution whether it may be rolled over to another Plan or IRA.
When Do I Pay Taxes?
Your Employer's contributions to the Plan are tax deductible to the Employer as of the date they are contributed to the Plan. However, the amount of that contribution that is allocated to your account is not taxable to you until you actually receive it from the Plan. Therefore, as long as you keep the money in the Plan, neither the amount contributed by the Employer on your behalf, nor the earnings thereon are taxable to you. However, you will have to pay income tax on the amount in your Account at the time you receive the money as a distribution from the Plan, unless you elect to directly roll it over to an IRA or a qualified Plan.
The Trustees can't legally give you tax advice. Accordingly, while the above is a correct summary of the general rules, it is necessarily incomplete. At the time you receive a distribution you will be given a statement of the tax laws prepared by the IRS, known as a Special Tax Notice. In addition, at the time you elect to receive a distribution from the Plan, you should obtain individual tax advice because the tax laws are complex and subject to frequent change.
Hardship Distributions
The Annuity and Savings Fund is intended to provide you with a secure supplement to your retirement. However, situations may arise when you have an immediate and heavy financial need for money. Hardship Distributions allow you to access your account if you have incurred a Hardship as defined by the Plan.
When considering a hardship withdrawal, consult your tax advisor as the rules concerning federal income taxation of benefits are complicated. Please make sure you understand the tax consequences before you complete a Hardship Distribution Application.
Can I Obtain a Hardship Distribution?
Participants can request a hardship distribution from the portion of their account balance that has been in their account for more than two (2) full calendar years preceding the calendar year of the request for the hardship distribution. However, no hardship distribution can include any portion of a Participant's account balance that is required to be available for an in-service distribution.
The minimum amount of money that can be withdrawn is $500 and the maximum amount has to be equal to the amount necessary to satisfy the hardship request. The standard Federal withholding rate for hardship distributions is 10% of the distribution. However, you may instruct that additional tax be withheld to cover any any additional tax that may be assessed by the IRS and/or the State in which you reside. It is your responsibility to pay any applicable tax that may be assessed as a result of receiving a hardship distribution. See IRS Publication 575 Pension and Annuity Income for additional information.
All requests for hardship distributions must be supported by any bills and other necessary documents showing there is a hardship and the amount of money necessary to satisfy the hardship request.
A "hardship" under this section shall be limited to one or more of the following:
- Unreimbursed medical expenses incurred by the Participant, his or her spouse or dependents;
- Purchase of a principal residence for the Participant;
- Payment of tuition for the next semester or quarter of post-secondary education for a Participant, his or her spouse, children or dependents;
- Expenditures to prevent eviction from a Participant's principal residence or foreclosure of a mortgage on the same;
- Funeral expenses of an immediate family member (spouse, child or parent) of the Participant;
- Amounts necessary to prevent the repossession of an automobile owned by the Participant if the automobile is necessary for the Participant to reach his or her place of employment;
- Payment of self-pay premiums and COBRA premiums under the International Union of Operating Engineers Local 132 Health and Welfare Fund.
What Rules Apply to Hardship Distributions?
- You may receive a hardship distribution application from the Fund Office or any of the Union Offices. You may also receive an application directly from the Recordkeeper.
- Your spouse must consent in writing to a hardship distribution and such consent must be witnessed by a notary public or the Plan Administrator.
- Hardship distributions are subject to income tax, and may be subject to an additional 10% early distribution penalty if you are under the age of 59½.
- Hardship distributions may not be rolled over to an IRA or to another employer's retirement plan.
The Trustees have the sole and absolute discretion to determine whether you are eligible for a hardship distribution, the amount of any hardship distribution, whether the requirements for obtaining a hardship distribution have been satisfied and any other matter with respect to hardship distributions. The Trustees judgment in connection with hardship distributions is final and binding on all parties.
Claims Procedure and Appeals
How Do I Claim my Benefits Under the Plan?
Generally, you need not make a claim for your benefits under the Plan. However, you and your beneficiary must keep the Trustees advised of the addresses at which each of you can be located. If the Trustees don't know your location when your benefits become payable, they will mail notification to the most recent address in their records. The Trustees will attempt to locate any missing Participant or beneficiary through the Social Security Administration or such other procedure as is required under applicable law; however, it is the obligation of the Participants, and their beneficiaries, to provide a change of address to the Trustees.
A Participant or other person (or an authorized representative) may file a written claim with the Trustees for any benefits to which they believe they are entitled.
What is the Claims Procedure Under the Plan?
Within ninety (90) days after the receipt of a written claim, the Trustees will provide the claimant with written notice of their decision on the claim. If the claim is wholly or partially denied, the written notice of the decision will inform the claimant of:
- The specific reasons for the denial;
- The specific provisions of the Plan upon which the denial is based;
- Any additional material or information necessary to perfect the claim and reasons why such material or information is necessary; and
- The right to request review of the denial and how to request such review. If written notice of the decision is not given to the claimant within ninety (90) days, after the Trustee's receipt of a claim, the claim shall be deemed to be denied for purposes of the claimant's right to request a review of the denial.
How to Request a Review for a Denied Claim?
Within sixty (60) days after the receipt of written notice of a denial of all or a portion of a claim, the claimant or his or her authorized representative may request a review of the denial by filing a written request with the Trustees. The claimant's written comments on the claim may be submitted to the Trustees along with the review request.
Upon receipt of a request for review of a claim denial, the Trustees shall undertake a full and fair review of the claim denial and provide the claimant with written notice of its decision within sixty (60) days after receipt of the review request.
The written notice of the decision will inform the claimant of the specific reasons for the decision and the specific provisions of the Plan upon which the decision is based. If written notice of the decision is not given to the claimant within the initial period the claim shall be deemed denied on review. Except as may be otherwise required by law, the decision of the Trustees on review of the claim denial shall be binding on all parties.
Fund's Right of Recovery
The Fund has the right to recovery from any Participant, or any other individual or recipient of Plan benefits, any payments made as a result of misrepresentation, mistake or error, irrespective of the party causing such mistake or error.
Your Rights and Protection Under ERISA
As a participant in the Plan you are entitled to certain rights and protections under the ERISA. ERISA provides that all Plan participants shall be entitled to:
- Examine, without charge, at the Trustees office, all Plan documents, including copies of all documents filed by the Plan with the U.S. Department of Labor, such as detailed annual reports and Plan descriptions.
- Obtain copies of all Plan documents and other Plan information upon written request to the Trustees. The Trustees may make a reasonable charge for the copies.
- Receive a summary of the Plan's annual financial report. The Trustees are required by law to furnish each Participant with a copy of this summary annual report.
- Obtain, once a year, upon written request to the Trustees, a statement of the total benefits accrued under the Plan. This statement is provided free of charge.
In addition to creating rights for participants, ERISA imposes duties upon the people who are responsible for the operation of the Plan. The people who operate the Plan, called "fiduciaries" of the Plan, have a duty to do so prudently in the best interest of you and other Participants and beneficiaries.
No employer or any other person may not fire you or otherwise discriminate against you in any way to prevent you from obtaining a Plan benefit or exercising your rights under ERISA.
If your claim for a Plan benefit is denied, in whole or in part, you must receive a written explanation of the reason for the denial. You have the right to have the Trustees review and reconsider your claim.
Under ERISA there are steps you can take to enforce the above rights. For instance, if you request materials from the Plan and do not receive them within thirty (30) days, you may file suit in a Federal court. In such a case, the court may require the Trustees to provide the materials and pay you up to One Hundred and Ten Dollars ($110.00) a day until you receive the materials, unless the materials were not sent because of reasons beyond the control of the Trustees.
If you have a claim for benefits which is denied or ignored, in whole or in part, you may file suit in a state or Federal court.
If it should happen that Plan fiduciaries misuse the Plan's money, or if you are discriminated against for asserting your rights, you may seek assistance from the U.S. Department of Labor or you may file suit in a Federal court. The court will decide who should pay court costs and legal fees. If you are successful, the court may order the person you have sued to pay these costs and fees. If you lose, the court may order you to pay these costs and fees if for example, it finds your claim is frivolous.
The Trustees do not believe that it will ever be necessary for you to file suit in connection with the Plan. However, if you feel such action is necessary, the Plan's agent for service of legal process is the Trustees. Legal process may also be served on the Trustees.
If you have any questions about the Plan, you should contact the Trustees. If you have any questions about this statement or about your rights under ERISA, you should contact the nearest Office of the Employee Benefits Security Administration of the U.S. Department of Labor listed in your telephone directory or the Division of Technical Assistance and Inquires, Employee Benefits Security Administration, 200 Constitution Avenue N.W., Washington, D.C. 20210. You may also obtain certain publications about your rights and responsibilities under ERISA by calling the publications hotline of the Employee Benefits Security Administration of the U.S. Department of Labor.
Important Information Required by ERISA
|Name of the Plan
|International Union of Operating Engineers
Local 132 Annuity & Savings Plan
|Type of Plan
|Multi-Employer Flat Dollar Defined Contribution Plan
|International Union of Operating Engineers
Local 132, AFL-CIO
|Trust Identification
Number of the Plan
55-0712315 Plan Number: 001
|Plan Administrator
|The Plan is administered by the Board of Trustees (the
"Trustees") appointed by the Union and the Employers
who have signed the Collective Bargaining Agreement.
|Trustees of the Plan
|The Trustees hold Plan assets and issue benefit payments.
The Trustees are as follows:
|Union Trustees
|Employer Trustees
|Charles A. Parker, Chairman
IUOE Local 132, AFL-CIO
606 Tennessee Avenue
Charleston, WV 25362-2328
|Ken E. Lake
Kokosing Construction Co.
17531 Waterford Rd
Fredericktown, OH 43019-9561
|William N. Huffman
IUOE Local 132, AFL-CIO
606 Tennessee Avenue
Charleston, WV 25362-2328
|Ryan P. Boyle
Mountaineer Contractors
15237 S Preston Highway
Kingwood, WV 26537-7082
|Legal process may be served upon one or more Trustees.
|Benefits under the Plan are not eligible for insurance from the Pension Benefit Guaranty Corporation (the "PBGC), because the PBGC does not insure this Plan which is a flat dollar defined contribution Plan, not covered by IRC section 412. Also, the Plan is a profit sharing plan as defined by IRC section 401(a).
|The Plan Year commences on June 1st of each year and ends on May 31st.


text:
BRS Board and Society Meeting Minutes – 1997
May 30 – June 1, 1997
(from the August 1997 BRS Quarterly – #95)
[Note: The meeting minutes for the 1997 BRS Annual Meeting were not printed in the Society's Quarterly. This report of the meeting by John Lenz was printed in its place. JO]
The Bertrand Russell Society held its annual meeting on May
30-June 1 at the Center for Inquiry in Amherst, NY (outside Buffalo).
This year we
participated in a joint meeting of ourselves, the Humanist Association
of Canada, and the Campus Freethought Alliance. The CFA represents
student groups at colleges and universities around the U.S. and Canada.
It was wonderful to see such vitality among young people at this event
entitled "Humanism: The Next Generation." Several russell-l subscribers were in attendance, among other BRS members. Here is a brief report of Russell-related events.
At the opening plenary session, the BRS President (myself) made
short remarks about two messages "the good Lord" would send to
us today (if spirits had e-mail): skepticism and hope. (By the way, I
found a little known line of Russell's published for the first time in
the Bibliography by Blackwell and Ruja: "Let us hope, for as yet there is no tax on hope.")
It was pleasing to see that two other speakers paid homage to
Russell in the opening session. Derek Araujo, a student at Harvard, CFA
President, and
(we're proud to say) a BRS member, said Russell was a major influence on
him. Jeff Lowder, President of Internet Infidels which maintains the
Secular Web (This is fantastic! www.infidels.org) said that he was introduced to free thought in high school through reading Why I Am Not a Christian
and "An Outline of Intellectual Rubbish." He actually gave pride of
place to BR among the people he thanked at the beginning of his talk!
(It was fascinating to hear about and to see the uses to which e-mail
and the WWW are being put – whether or not Principia Mathematica, a book which almost no one has read, had anything to do with computers! )
Friday, a luncheon was held at the home of Prometheus Books (like
the Center for Inquiry, founded by Paul Kurtz). All walked away with
books they
purchased. By the way, in connection with the activities of this
formidable group in Buffalo, it was noted that the first line of the new
blockbuster film, "The Lost World" (the sequel to Jurassic Park; but I
would be pained if this mention caused anyone to go to see the film)
mentions their periodical Skeptical Inquirer.
At the afternoon session Tim Madigan of Free Inquiry
magazine and the BRS hosted the BRS session. Thomas Magnell (chair of
Philosophy at Drew University – my colleague here in Madison, New
Jersey) spoke on "Present Concerns and Future Interests." Tom has
published on this topic in various ethics journals (he edits the Journal of Value Inquiry)
but we asked him to explain it to us in view of the theme of the
conference. He distinguished between the "politically enfranchised" and
the "politically unenfranchised" futures and argued that ignoring the
interests of the latter (say, for the sake of argument and example only,
the future after 100 years from now) entails a new form of bigotry,
"temporal bigotry."
Michael Rockler (BRS Chairman and Professor at National-Louis
University in Washington, D.C.) and John Novak (of Brock University and
editor of the
John Dewey Society newsletter) staged another in their series of
"Russell vs. Dewey" debates. This one, the 6th or so, addressed "Dewey
vs. Russell on Democracy." Their wide-ranging critiques embraced much
more than democracy. There was no clear-cut winner.
On Saturday, the morning plenary session heard outstanding
reports from student organizers and activists, notably Adam Butler from
Alabama who is
rallying troops against the "10 commandments" judge (and the governor).
We were moved by (among others) Ibn Warraq on "Why I Am Not a Muslim" –
this is also the Russell-inspired title of his book from Prometheus. He
told me that BR is a pervasive influence in that work and that he
intends to join the BRS.
At lunch we were treated to another delightful and well-informed
performance by the good Lord himself, personified by Trevor Banks of the
Association of Canada. Trevor comes to look more like BR all the time.
The afternoon session included four papers: James Alouf (Sweet
Briar College) spoke on "Russell and the Teaching of History." He
had new things to say even after old timers noted that this was the
third BRS talk on this popular topic in the past 16 or 17 years. John
Shosky (American University) addressed "Bertrand Russell on Power,"
particularly discussing the contemporary relevance of his thinking about
organizations. He acknowledged work on the book Power presented
to the BRS in previous years by Peter Stone. Catherine Kendig, a
graduate student at American University, read Victoria Patton's paper on
"Russell's Theory of Judgment." This paper won the 1997 BRS student
paper prize, but Victoria, from the University of Western Australia,
could not attend. She is a student of Stewart Candlish. We will publish
this paper in the BRS Quarterly (under the new editorship of John Shosky).
Peter Stone (University of Rochester) gave a stimulating talk on "Russell's Political Thought: What's Ethics Got to Do with
It?" He examined the unified theory of ethics and politics that Russell offered in one of his last works of political theory, Human Society in Ethics and Politics.
This theory is grounded in a theory of good very similar to
utilitarianism. The primary difference is that Russell replaces
"utility" with "desire satisfaction." Peter then examined both the
coherence and the relevance of the theory of the good. While the
conclusions he offers are rather preliminary, he believes that a
coherent version of the theory runs the risk of irrelevancy. In other
words, a coherent version of the theory might not be capable of
providing guidance to a person as to how to act which any person
(including Russell himself) might have reason to follow.
An annual highlight was the Red Hackle Hour preceding the banquet
on Saturday night. Chairman Michael Rockier made some appropriate
remarks in a brief after-dinner address.
On Sunday, the BRS conducted meetings of its Board and of the
Society at which, among other things, it was resolved to plan a meeting
for Tampa or
St. Petersburg, Florida at the end of May 1998. That will be our 25th
annual meeting. Jan Eisler will host this meeting.
The last official BRS presence at this joint gathering was when
John Lenz was flattered to introduce Paul Kurtz for his valedictory
address on
"The Future of Humanism." Paul Kurtz (who is bouncing back from
triple-bypass surgery) is a past recipient of the annual BRS Award for
work in Russell's spirit.
It was a great pleasure as always to come together to express our
shared values and interests. This event was largely organized by the
indefatigable Tim Madigan of Free Inquiry magazine, whom we thank
again along with the entire staff of the Center for Inquiry! By the
way, I should repeat that the BRS offers a half-price initial membership
to anyone who attended this conference.
P.S. On a personal note, the presence of the CFA was a special
delight to me. I was a founding faculty co-sponsor of the Agnostic and
Atheist Student
Group at Texas A&M University (where it was and still is sorely
needed) and (anecdotes omitted) this group spawned the Internet Infidels
now extremely ably run (elsewhere) by Jeff Lowder. (I knew my presence
there was in line with some higher purpose.) Check out their
mega-resource, the Secular Web, at: www.infidels.org.
John Lenz, President
Bertrand Russell Society


text:
The elephant is considered a symbol of good luck and good fortune. They also symbolize wisdom, loyalty, strength, fidelity and longevity.
Elephant is usually revered for strength and power. With different species ,like the white elephant: it is a rare animal and it is considering a phenomenon of the gods.
It is the most positive animal symbol known with not negative consequence.
Keep a lucky elephant at the door to your house can get to you the protection from bad luck.


text:
Excluding swing states like Ohio, Florida, and Virginia, most states tend to vote for the same party year after year. However, that doesn't mean they are set in stone. For example, Utah, a traditionally Republican state, could go to Hillary Clinton, a Democrat, in the 2016 election. Depending on the development of party ideology and the candidates in question, states can change allegiance.
No, the way states are going to vote in this year's election is not already set. Although there are only about two months until Election Day, anything can happen between them and now. It seems that the country is almost evenly split between the Democratic and Republican candidates, so it's even possible that a third party candidate could cause a surprise upset. Two months is a long time, and nothing about this year's election is set in stone.
It is relatively predictable and it is fair to say that we have a good idea of the outcome of the election, but until Election Day, we really do not know how people are going to vote. People are fickle and they could change thier minds, especially if something major happens.
There are some states that will be easy to predict even this early, but there are others who are swing states. These purple states tend to get a lot of campaign coverage and extra travel from the candidates because they can easily go either way. It is nearly impossible to know how those states will vote.


text:
Pacnet, which operates an extensive submarine networks across the Asia-Pacific region, officially opened CloudSpace II (SGCS2), a Tier III data center that is also designed in accordance with the BCA Green Mark scheme – the equivalent to the Leadership in Energy and Environmental Design (LEED) certification by the US Green Building Council.
The US$90 million facility is one of Pacnet's flagship data centers built to help meet the rapidly growing demand for interconnected, advanced data and managed services in the Asia-Pacific region. The eight-storey, 155,000-square foot standalone facility, offers access to Pacnet's managed services, including Hardware-as-a-Service (HaaS) and Pacnet Enabled Network (PEN). Available in the first quarter of 2014, PEN is a Network-as-a-Service (NaaS) platform that will allow customers in the SGCS2 to manage networking services virtually and build high performance and cloud-ready networks that are cost-efficient, reliable, flexible and scalable.
The newly opened data center is carrier neutral and is directly connected to Pacnet's submarine cable networks. It boasts fully redundant power and cooling systems, advanced fire detection and suppression systems, as well as a latest-generation security access system.
"With Singapore firmly entrenched as a dynamic financial hub, the Infocomm Development Authority's recent push to develop into a big data hub translates into a rising need for data center services," said Mr Giles Proctor, Vice President of Data Center Construction and Operations at Pacnet. "We are excited about launching Singapore's first data center with Tier III Design Certification from the Uptime Institute, and continuing to grow along with the Lion City in the years ahead."
Pacnet Enabled Network (PEN) will provide carriers and large enterprises with the ability to provision network bandwidth on-demand across the Pacnet undersea cable system.
VellOS Connectivity Exchange also provides Pacnet with "intelligent overprovisioning." Vello said this ensures that expensive WAN links between countries and data centers are always fully utilized and monetized via software control of data flows associated with tiered SLAs.
Pacnet will provide tiered SLAs with on-demand provisioning, just-in-time provisioning, bandwidth calendaring, and automatic path recalculation and failover. The network-as-a-service will be available via 10 data centers in Australia, Hong Kong, Japan and Singapore at launch in Q1 2014, followed by the US and China by first half of 2014, and eventually expand to all its interconnected data centers across 14 cities in the Asia-Pacific region.
In October 2013, Pacnet announced its activation of an optical mesh network with 100G on its EAC Pacific fiber optic cable system. Pacnet can now offer its Carrier and Enterprise customers 10Gbps, 40Gbps and 100Gbps services between Asia-Pacific and the U.S.
Pacnet said its new backbone integrates subsea fiber infrastructure and terrestrial backhaul links supporting pure packet technology and OTN switching in the optical core. The upgrade supports both Ethernet and OTN interfaces at a location, allowing flexible selection of whether to multiplex, scale up and down, amplify, groom, optically express, or switch individual data streams.


text:
1336 Bunsden Ave, Mississauga, ONMLS®#: W3001028
Listing Overview
- Property Value$1,189,800
- Property Address1336 Bunsden Ave, Mississauga, ON, L5H 3T9 , Canada
- TypeSingle Family Detached
- BasementFinished
- ParkingDetached 2 Car Garage + 4 Parking Spaces
- Taxes$6,289.62
- Lot Frontage72 ft
- Lot Depth151 ft
- Bedrooms4
- Bathrooms2 full & 2 half
Mississauga Golf & Country Club Area
1336 Bunsden Ave, Mississauga, ON, L5H 3T9 , Canada
Situated on a quiet cul de sac in the prestigious Mississauga Golf & Country Club area , this stunning four bedroom home has been completely remodeled in a sleek and contemporary style. Complete with the glamour, elegance and finishes of a multi-million dollar home, 1336 Bunsden Avenue is sure to impress the most discriminating of Buyers.
Step into the welcoming foyer with sweeping staircase, glittering Swarovski crystal chandelier and rich hardwood floors. The open concept floor plans leads you into a spacious Family Room warmed with a marble gas fireplace, hardwood floors and double door walk-out to deck and private gardens.
The exquisite custom Bella Kitchen is luxuriously appointed with white quartzite counter tops, built-in Thermador appliances, surround sound speakers and large center island with four seat breakfast bar. Open to the stylish Kitchen is the elegant Dining Room featuring a sparkling crystal chandelier and matching wall sconces with built-in speakers and double door walk out to the exterior gardens. The spacious Living Room completes this gorgeous open concept space with hardwood floors, built-in speakers and wireless connection to the media entertainment system.
The second floor offers the same quality finishes as the first with a glamorous Master Bedroom suite with double closet, crystal sconces, hardwood floors, built-in speakers and four-piece en-suite featuring heated floors and cutting edge contemporary design. The additional three bedrooms and five-piece washroom also feature luxury finishes including heated washroom floors, white marble, pot lighting and moulding detail.
The open concept lower level is a bright and airy space featuring wainscoting, pot lights, wet bar, cedar-lined two piece spa, powder room and fifth bedroom ideal for in-law suite or additional storage.
Step outside to the spacious pie shaped lot which is surrounded with towering pine and cedar trees. Complete with full irrigation system, professionally landscaped gardens, flagstone pathways and waterfall pond. This designer-style home is a truly stunning combination of contemporary elegance and luxury!
Welcome home!
Loaded W/ Extras;New Windows, Doors, Thermador Appliances, Hardwood Flrs, Heated Bathroom Flrs & Irrigation System + More! Designer Home Rarely Offered Of This Quality & Modern Style. Irr. Shaped Property Opens Up In Rear To Pool Size Lot.Brick colour in front photo artists concept.
Listing Provided By
Re/Max Realty Enterprises, Inc. Brokerage
- Mississauga Real Estate
- Phone: (905) 855-2200
- Office Phone: 9058552200
- Fax: (905) 855-2201
- Email: firstname.lastname@example.com
- Len Howell and Stephanie Howell
- Re/Max Realty Enterprises Inc
- 1697 Lakeshore Road West, ON


text:
Create online exam app using nettrabajos
Hi jcalzadilla31, buenas noches desde aqui en londres tengo un par de preguntas hacerca de ITN cisco mock exam, I would like to know if you could teach me the basics. thanks
Google exam!
Se realiza solución de exámenes de Networking, Social Network, Consulting Network & telecommunications.
as discussed.... exam....
PMI PMP Tutoring Over Skype. Exam Preparation.
Deseamos este App para Androide y IOs. Para descarga free . Estático su contenido Con Marca de nuestra Empresa Publicado a nombre de nuestra empresa y el branding de marca Debe tener este mismo contenido, solo que lo proporcionamos para español [iniciar sesión para ver URL] Queremos que se descargue , pero que sepamos
I need an expert to take my Capsim COMPXM Exam for me. I am flexible on payment. Please contact me if you are interested.
...astrology prediction app,they have some basic features nameology,numerology,palmist scanning details,photo and personality match making sensor,photo face reading,chatbox,animated series,online astrology teaching class,online exam practice and exam section,records of predictions names,online payment sector,pdf file auto download sector,online dail...
Its gonna be a testing platform for students studying for various competitive exams. We have a vision for a great company. But at this stage, we cannot afford to hire professional developers due to financial constraints. So, right now, the market is open for people who have the skills and those who care for innovation.
I need an online exam system with fully functioning admin panel. It should be able to handle different types of questions including multiple correct types.
I need school management system with source code , must be in ASP .Net, C# ideally 4 or 4.5 , ideally using god architecture and design (ideally the free lancer have done that before and have access and rights to resell with source code)- should be bug free - full UAT will be done before payment 1. Student registration/enrollment. 2. Attendance monitoring
...PSI, ITI etc. 4) Language of Exam and options can be Gujarati and English 5) Timer based Exams and Non-timer exams can be set via Admin 6) Previous Results and Exams can be viewed by Students from their account. 7) Answer key section needed for particular Given exam. 8) I have Domain so needed admin panel page to manage App data 9)user creation based
I am looking for a freelancer who has passed the freelancer English test and has experience to support me in the process
Hi We will need Expert who has passed Google exams with ease and can teach others how to pass the exam. We will have test for you initially to see if you are qualified for this job.
Hi,I want to have a physics tutorial website which contains past exam questions and answers. Which framework would you use and roughly I much do you demand for competion
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Need a person who is well acquainted with the demand of the exam and questions pattern
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Welcome Splash Screen after opening app for the first time. > Ask user to Sign Up > Fields will be. > Name, Email ID, Phone No & Password. After Login ask user to select Course preferences > Course preferences will be dynamic eg: MPSC, UPSC, Talathi Bharati, Mega Bharti, MBA CET & Engeering CET etc > After selecting course ask language Marathi &
Need Mechanical Engineering competitive exam tests. For the Subject "Applied Mechanics and Design". Test Name: 1. Engineering Mechanics 2. Mechanics of Materials 3. Theory of Machines 4. Vibrations 5. Machine Design 6. Materials Science 7. Distributed Forces and Moment of Inertia Each Test should have at least 60 questions. You can copy the questions
I want to have a website and a mobile app (android), which will basically have study materials and online test for competitive examinations . Here is the gist of what I am looking for. 1. Whoever hooks up will be able to view the detail in the website- such as the objective, study and exam plan, …. 2. Any user can register with a valid email and mobile…
...facebook,linkedin). 4-User should be able to do registration and login with their phone number. 5-Teacher should be able to do live stream in the site using webrtc module. 6-Site should include exam module to evaluate student after each video. 7-We will focus in peer to peer learning, so we need teacher to be able to show what they can offer on the
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Help students prep for exam by providing a toolset.
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...in which i want a exam schedule module for each class in the db and also want to generate some list based on dbo_adm table in the database. Also want the database to have a nicer look. the previous developer just left in between and now i have to rehire another to make the project. here are the details i want to have in the db Exam Schedule module
Want to have a website, which will basically have study materials and online test for competitive examinations. Here is the gist of what I am looking for. Please tell me the how can it be done? In terms of a. hardware requirements , b. Database management, c. Software development and maintaining and debugging… 1. Whoever hooks up will be able
I want to create an android app for a laravel based online examination portal. Link : [iniciar sesión para ver URL] Login student dashboard : username : testing PASSWORD :123456 This is for conducting online examination. I need a tab for exams. a tab for attempted exam analysis and one tab for push notifications on the app and finally a tab for st...
I need an Android app. I would like it designed and built. The android app should automatically record name, registration number and marked results to a central database. Task 1: development of the OMR app Task 2: database development. If you have better suggestions, you are welcome.
I need to write a program for online quiz or multiple choice exams fo my website
...I need a website for online exams. Features of website should be: (a) Simple, Clean interface (b) Account Registration of Student (profile, username & password) (c) Option to choose exam with price tag (Like shopping cart in e-commerce website) (d) Payment (e) Online examination paper (I'll supply questions) (f) Results on exam completion (Results should
Online objective exam with reoccering dates on regular intervals
I want to create an android app for a laravel based online examination portal. Link : [iniciar sesión para ver URL] Login student dashboard : username : testing PASSWORD :123456 This is for conducting online examination. I need a tab for exams. a tab for attempted exam analysis and one tab for push notifications on the app and finally a tab for st...
...or the exam to me. I need to pass the exam entirely on my own. However, I need a mentor to walk through my current methodology, where I get stuck and fail, and correct me where I am flawed by showing me why I am flawed (not the solution) or overthinking (and why I am overthinking) and to teach me additional tricks that will help me in the exam and in
...for an invigilator to supervise an exam in Ballerup, Denmark on September 28th from 09:00 am – 10:15 [iniciar sesión para ver URL] work is straightforward, it is really a matter of receiving the exam papers at your home, bringing them to the exam center, supervising the exam candidates to ensure no-one cheats and then returning the exam papers to...
We are presently looking for an invigilator to supervise an exam in Stockholm, on September 28th from 02:00 pm – 03:30 pm. This will be for several adult candidates. The pay for this job is 70€ plus mileage. Please find below further details about our company and what the work involves:- iSQI Ltd. is a leading provider of certification examinations
Need a blog content to post in our website. Blog tells about online coaching website institutes for competitive & entrance exam in India. This will help students to choose their coaching website for their exam preparation
I want an android app for online mock test.
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I have an app with Exam Material. I would like to sell some sections and questions within the App. Need a developer who can code for me the Ip-App purchase options from Google. Thanks
I will take an exam today in the subject "Web programming". The exam will have basic questions about HTML CSS and Javascript. We will try and sneakily send you photos of some questions. Mind that maybe we won't be able to send them at all, because if we get caught we fail the exam immediately. The questions we are going to send will not be too complicated
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I want to create an android app for a laravel based online examination portal. Link : [iniciar sesión para ver URL] Login student dashboard : username : testing PASSWORD :123456 This is for conducting online examination. I need a tab for exams. a tab for attempted exam analysis and one tab for push notifications on the app and finally a tab for st...
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text:
Kim Kardashian was spotted outside E! Studios after doing an interview on Chelsea Lately. She was wearing a pair of O*T*R Runaround jeans in Rainy Day. At first I thought the leggings were by Helmut Lang due to the paneling style. But thank you to Kim's stylist, Monica Rose, for confirming who they are by.
Are you guys excited for the new season of Keeping Up with the Kardashians this weekend? From the previews it looks quite dramatic. It also seems like Kim will be making more appearances in this. I've noticed that she wasn't really in it that much in the past. Also speaking of Chelsea Handler… Are you excited to see her host the VMAs this year? Click here to purchase these jeans at RevolveClothing for $132.
Images Courtesy of PicApp (not to be copied or used by others)


text:
Ridgley in Mineral County, West Virginia — The American South (Appalachia)
Fort Sellers
Location. 39° 34.548′ N, 78° 47.407′ W. Marker is in Ridgley, West Virginia, in Mineral County. Marker is on Short Gap Highway (West Virginia Route 956) 0.1 miles north of Furnace Road. Touch for map. Marker is in this post office area: Ridgeley WV 26753, United States of America.
Other nearby markers. At least 8 other markers are within 6 miles of this marker, measured as the crow flies. Brady's Crossing (approx. 2.4 miles away in Maryland); Jane Frazier (approx. 4½ miles away in Maryland); "Spendelow Camp" (approx. 4½ miles away in Maryland); Fort Ashby (approx. 5.1 miles away); American Discovery Trail (approx. 5.1 miles away); "Braddock's Road" (was approx. 5.1 miles away in Maryland but has been reported missing. ); a different marker also named Fort Ashby (approx. 5.1 miles away); Fort Ohio (approx. 5.2 miles away).
Categories. • Colonial Era • Forts, Castles • Notable Persons •
Credits. This page was last revised on June 16, 2016. This page originally submitted on May 25, 2009, by Bill Pfingsten of Bel Air, Maryland. This page has been viewed 783 times since then and 24 times this year. Photos: 1, 2. submitted on May 25, 2009, by Bill Pfingsten of Bel Air, Maryland.


text:
Aims and Scope
Selection criteria
Publishing format
Conditions of publication
Editorial Board
Abstracting & indexing
Frequently asked questions
Aims and Scope
Notes and Records is an international journal which publishes original research in the history of science, technology and medicine.
In addition to publishing peer-reviewed research articles in all areas of the history of science, technology and medicine, Notes and Records welcomes other forms of contribution including: research notes elucidating recent archival discoveries (in the collections of the Royal Society and elsewhere); news of research projects and online and other resources of interest to historians; including essay reviews, on material relating primarily to the history of the Royal Society; recollections or autobiographical accounts written by Fellows and others recording important moments in science from the recent past.
Notes and Records is fully compliant with the open access requirements of a range of funders including the HEFCE (REF 2020), AHRC, Scottish Funding Council, Wellcome Trust and European Commission. It is designated as "green" on the SHERPA/ROMEO website. The Wellcome Library has made funds available to pay the open access publishing costs for publications that result from research based on the Library's collections - more information can be found on its website.Top
Selection criteria
Publishes original research in the area of History of Science, Technology and Medicine.Top
Publishing format
Notes and Records is available both in print and online. Accepted articles will be made available through Publish Ahead of Print prior to the bound volume being published.Top
Conditions of publication
Articles must not have been published previously, nor be under consideration for publication elsewhere. The Editor has final authority in all matters relating to publication.Top
Editorial Board
Notes and Records has a highly acclaimed editorial board. For more detailed information please see here.Top
Abstracting & indexing
This journal is covered in the following:
- Web of Science
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- Current Content
- Current Mathematical Publications
- MathSciNet
- Historical Abstracts


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It is not understood just what, if any proximity limits may affect the capability to communicate telepathically. Those which have actually developed their abilities can often communicate also when thousands of miles apart. Discovering to use your organic ability to connect telepathically takes some time and also patience; if you expect it to occur in a day, you'll be establishing on your own up for dissatisfaction. This is something which has to be given the surface – and also when you have the ability to gain access to this part of your mind, it will certainly take some time to find out to regulate it.
Persistence as well as technique are vital.In a way, it's like finding out a second language. Initially, it appears as if you'll never ever master it and it's easy to come to be frustrated yet with time as well as commitment, it ultimately comes to be an all-natural methods of expression as you gain fluency. When you have a pal to engage in with, you could give each various other the support and also encouragement you need to stick with it.
While telepathy Training, one could additionally attempt broadcasting in order trying at sending out a signal. Broadcasting refers to psychologically yelling with your inner voice which generally speaks to yourself most of the moment. Emotionally scream just what you want to communicate until you feel a tension on the best of your head. In instance of more advanced telepathy training, listening and administering thoughts without the second individual's consent, includes training on methods such as checking and also probing. This mostly is feasible for seasoned individuals which have mastered the fine https://www.rebelmouse.com/ignorantvegetab65/amy-sullivan-discovering-telep-984022576.html art of extreme visualization and control by themselves subconscious minds to send out tendrils from the periphery of the same. These tendrils then go in to the other's mind and brush against it to check the thought and feelings therein or carefully press in the origins right into his mind for probing in for much deeper ideas or treatment in the very same.
Last but not least, advanced telepathy training also consists of strategies of pointers for rhythm sending instructions to one more individual like 'Sleep'; projection to broadcast an idea to a particular region as an example in a bus; as well as lastly the method of forced aberrations to regulate an additional's mind as well as make himself see something that is actually not there.
The literal significance http://telepathy.com/ of telepathy is to check out an individual's mind and particularly their ideas. This is done not making use of words or expressions or any other method of typical senses yet using some type of spiritual method.
It is actually tough to get an evidence that just how it can be done. With few people there are problems that assume that it is virtually difficult to translate and review a person's ideas simply spontaneously. Initially below I want to speak with you about non spoken interaction. Numerous visitors formerly asked me to chat on this topic. So here I am. If you are mom or father of a youngster or a spouse, then you may have experienced something like this prior to with your youngsters or partner when without using words or speech or hand actions you could connect with them. Typically, the face and also eyes expressions, are made use of to interact non-verbally. Body language is yet another method. You can convey virtually anything and also everything installing this non verbal method of interaction. Telepathy is possible just installing body language and also expression of eyes.
Do not stop with people you understand nevertheless. People with advanced telepathic capabilities can even send signals to finish strangers. You could start to boost your telepathic communication by focusing on casual acquaintances, colleagues, next-door neighbors as well as others which you come into routine contact with. Take note of when these individuals are experiencing intense emotional states as well as you might manage to sense thoughts or words from their mind. Telepathy, like many other abilities based upon strategies that are psychically oriented, is something the majority of us can do, yet just don't know exactly how telepathy could most ideal be made use of.
Exactly what is it? Telepathy is the capacity to connect with others by using the powers of your mind instead of with common methods of interaction. When it pertains to telepathy, exactly how communication is done is by directly transferring your feelings, feelings, thoughts, concepts, emotional states, or even mental photos to others– all without talking or doing other typical forms of communication.
One of things that makes telepathy, the best ways to do it, much easier is to be definitely present in the now, concentrated on just what's occurring as you're doing it. Among the companions in your telepathic exercises need to be the sender, as well as the various other ought to be the receiver. The person sending out the information should take among the items of pictures at a time then concentrate on sending out a photo of the item or picture to the receiver. If you don't wish to concentrate on things or photos, you could additionally simply think about mind photos, words, strong feelings, or shades. You should settle on a signal prior to you begin your workouts. The individual doing the "sending" will concentrate on sending out telepathic messages to the individual getting them, and also the receiver will certainly then focus on obtaining the details sent out by the sender. The receiver should be absolutely unwinded such that she or he will be absolutely available to whatever the sender is going to send out, consisting of graphics, feelings, graphics, and so on. The receiver can tape-record whatever he or she gets from the sender by creating it down. Or, a sender could just claim that he or she is finished focusing on a specific thing and then the receiver can verbalize whatever they has seen. When you engage in telepathy, how to do it, concur with your companion on a signal in advance. For instance, you could agree that you will merely concentrate on colors, to make sure that when the receiver claims, "Done sending," or some other comparable signal, the receiver could then claim the colour out loud, such as "green." Then, the sender can just say, "yes, or "no," before relocating for the next thing.


text: A final project for the term was to take a television network and refresh the overall image while still staying true to the network, I chose to refresh Adult Swim. Knowing that it often portrayed fun, excitement, even a little weirdness was what I based my designs around. Wanting to push myself to try things that I hadn't done before and that I thought would turn out youthful and fun, I really explored working with 3D animation and After Effects.Watch Video


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Maybelline New York Color Tattoo 24hr - 65 Pink Gold
11 reviews
90% would repurchase
Package Quality: 4.0
Price: $$$
Package Quality: 4.0
Price: $$$
Start your review
on 2/8/2018 2:44:00 PM
Age: 19-24
Skin: Sensitive, Fair, Not Sure
Hair: Brown, Wavy, Fine
Eyes: Hazel
This is the only shade I have from this line now (I used to have brownish one I didn't love), and I LOVE this one a lot! If you are looking for a Rose Gold eyeshadow, you can't go wrong with this colour!! It lasts forever on the lids, it doesn't crease, and it doesn't move up to the brow bone (which is a problem when you have hooded eyes...)
The colour is perfect, not a super-warm rose gold as usual. I think if you have darker skin tone maybe it won't show up with the exact pigmentation, but there are a lot of eyeshadows to choose from this line (although they're a little dark for me). Maybelline is not a cruelty free brand unfortunately :(
on 2/1/2017 3:00:00 PM
Age: 18 & Under
Skin: Dry, Fair, Not Sure
Hair: Brunette, Other, Other
Eyes: Brown
this is amazing for light skin girl more darker skin tones i would recommend the on and on bronze one. If you love natural ,pinky eye makeup this is for you go buy . sometimes i think its looking little bit patchy and i use a light pink eyeshadow over it and it lasts all day long.
on 10/8/2016 5:30:00 PM
Age: 18 & Under
Skin: Acne-prone, Olive, Not Sure
Hair: Brown, Other, Other
Eyes: Brown
This is the best eyeshadow I've ever had! - lasts whole day - pigmented and beautiful colour - easy to use I use it as a liner too, using a tiny brush, it's great :)
on 9/1/2016 7:41:00 PM
Age: 19-24
Skin: Acne-prone, Fair, Cool
Hair: Brunette, Curly, Medium
Eyes: Blue
This works as a lovely quick-and-easy look on its own, or a great base for getting a little more oomph out of other shadows. It's a soft pink (not as hot pink at the pictures makes it out to be) with gold toned shimmer that I feel would look good on practically every skin tone. I've only used this with a primer (either Too Faced Shadow Insurance or Lumene Beauty Base primer) as I have very oily eyelids, but I think this one might even work on its own for me, which is saying something. In other words, the staying power is bomb. I disagree about it being hard to remove though - I've removed every trace of this using makeup wipes a bunch of times, and not even very good ones at that. My regular foaming cleansers removes it with no problem whatsoever, as well.
Using this as a base, I've managed to amp up some shadows that I've previously been quite unimpressed with, which makes this product even more useful. The packaging is another thing I appreciate. I don't own many cream shadows, but my problem with them is often that the packaging is too small (in diameter). I like to dab on cream shadows with my fingers, and a small pot makes it really hard to pick up product like that - it often ends up under my long nails rather than on my finger. This packaging is wide enough to ensure that doesn't happen.
The texture is smooth, light and creamy, a lot creamier than for example E.l.f.'s Smudge pots (lovely product, but too small of a pot, by the way) that you kind of need to warm up a little bit.
I'm genuinely sad that this isn't a cruelty free product - if it was I'd buy several more shades in a heartbeat. It's the last Maybelline product I have left in my collection since before I went cruelty free, and probably the only one that I'll really be missing when I've used it up.
on 5/18/2015 6:34:00 AM
Age: 18 & Under
Skin: Oily, Fair-Medium, Neutral
Hair: Brown, Straight, Medium
Eyes: Blue
This eyeshadow is the most long lasting product ever, so long lasting that it becomes a bad thing. It is really annoying to remove because you need an oil or oil-based makeup remover. But the color payoff is amazing and I love the packaging, most drugstore eyeshadows come in cheap plastic containers but this is feels realyl sturdy.
on 12/13/2014 1:24:00 PM
Age: 18 & Under
Skin: Combination, Fair, Neutral
Hair: Blond, Straight, Medium
Eyes: Green
This eyeshadow is great for everyday eyeshadow, it is a reasonable price as you get a large amount of product in the packaging, it is a creamy gel formula which is easy to apply and if you make a mistake you can easily wipe it off with your finger, although the only problem I have with this product is the packaging due to it being in a pot as time goes by it will get extremely difficult to get the product out with your finger and a lot of wastage will most probably happen, I've therefore had to purchase a new eyeshadow brush for when the time comes that i won't be able to get a lot of the product out.
on 12/2/2014 3:56:00 PM
Age: 36-43
Skin: Combination, Fair, Cool
Hair: Blond, Straight, Fine
Eyes: Green
Long lasting - mine lasted two hours and I do not have oily eyelids at all, I would say I have dehydrated ones. People say use a powder to stay on the top. Why should I?, I might as well use matt eye-shadow instead.
Glides on smoothly, no creasing. The colour is vibrant at first, lovely pink and in certain lights it has gold flecks. Can apply with finger or brush. Either doesn't affect. More layers, the more vibrant it is. I have sensitive eyes and this didn't react to them which is a positive.
I shall continue to use in-case my eyelids absorb what ever from this and see how it goes. I shall update my review if there is any change.
No doesn't last for more than 2 hours, such a lovely colour at first but then slowing disappears. Only positive thing it doesn't irritate my super sonic sensitive eyes.
on 6/11/2014 3:21:00 PM
Age: 19-24
Skin: Very Dry, Fair, Neutral
Hair: Red, Straight, Coarse
Eyes: Green
I think I might have an addiction to Colour Tattoos, I seem to keep finding new ones to love and to buy and take home to be mine! I came across Pink Gold a couple of months ago and was not disappointed with my purchase, as per usual.
The shade itself is a metallic rosy pink with a duochrome flash of pale gold. It is the perfect eyeshadow base for working with Rose Gold shadows like the legendary Naked 3 palette, its all very on trend for the moment.
As with all the colour tattoos, I very rarely wear mine alone, I think without a shadow to complement over top they look a little too sheer, as well as being easier to crease. However with shadow over top it makes it more pigmented, last longer and has no creasing.
Overall, I would recommend and repurchase!
on 8/12/2013 9:54:00 AM
Age: 19-24
Skin: Combination, Fair-Medium, Warm
Hair: Red, Wavy, Coarse
Eyes: Brown
This is such a gorgeous colour - probably my favourite out of all the Color Tattoos.
The pink is a beautiful shimmery shade and I love that the glitter isn't taking over. The texture is lovely - not patchy at all and goes on smoothly. The staying power is excellent, just as with all the Color Tattoos, and I get no creasing.
on 11/1/2012 3:39:00 PM
Age: 44-55
Skin: Other, Fair, Not Sure
Hair: Brunette, Other, Other
Eyes: Green
Lovely shimmer cream shadow, lovely pink, good staying power , I will be using this a lot.
Popular Eye Shadows
Popular Eye Shadows


text:
|Electrical Engineer
|Kateqoriya :
|Sənaye və kənd təsərrüfatıMühəndis
|Əmək haqqı:
|İşə götürən :
|Əlaqədar şəxs :
|13 Jan 2015
|Son tarix:
|13 Apr 2015
|Elanın nömrəsi:
|Baxılış sayı:
Duties and Responsibilities:
- Develop electrical distribution systems for large industrial applications and plans these systems using recognized industry standards and specifications
- Perform system calculations and studies for electrical power systems – load flow, voltage drop, motor starting, short circuit studies, and relay coordination studies
- Develop test requirements and assist in electrical equipment checkout and startup
- Review and check all assigned project electrical installation drawings for compliance with all company and project instructions (One-line diagrams, electrical equipment location drawings, plan drawings, details, schematics, wiring diagrams, etc.) of technical vendor submittals for installation requirements
- Develop technical bid tabulation to support the selection of major electrical equipment
- Assist in the development of project schedules and manpower requirements
- Review and checking of technical vendor submittals for installation requirements
- A degree in Electrical Engineering with at least five (5) years direct working experience in the shipbuilding or offshore industry
- Understand electrical drawings and symbols according to international standards
- Confer with engineers and other personnel to implement operating procedures
- Evaluate, install, operate, and maintain electrical products, equipment, systems and processes to meet requirements, applying knowledge of engineering principles
- Effective analytical and problem-solving skills; Must have computer knowledge in AutoCAD, Corel Draw etc.
- Able to converse/write in both English and Azerbaijani
Interested applicants please submit your CV in English and with photograph to email@example.com and indicate the name of the position you are applying for in the subject line of the email.


text:
Relic Motorcycles Logo Head Sweatshirt
Relic Motorcycles Logo Head Sweatshirt
kr 399
This sweatshirt is made from the best quality cotton available. It has a soft hand feel and has a loose and comfortable fit. The garment die and shoulder details gives it a rugged look. A must-have in any bikers wardrobe.
– Loose fit – choose a size smaller than normal if you want normal fit.
– 100% Cotton
– Round neck
Additional information
|Size (European)
Medium, Large, X-Large


text:
Kolkata: Accusing the Trinamool Congress of rigging the third phase of the West Bengal panchayat polls, CPI-M leader Abdur Rezzak Mollah on Friday called for restructuring of his own party`s leadership.
"There is total rigging. I have been hearing bombings since early morning. I don`t think there was rigging during my time but there were instances of proxy votes," Mollah told a TV channel while voting in Canning in South 24-Parganas here.
Three neighbouring districts of Kolkata - North 24 Parganas, South 24 Parganas and Howrah - will on Friday elect some 13,000 representatives to the village councils, the third tier of India`s electoral democracy.
Nearly one crore voters are eligible to exercise their franchise in 12,656 booths in round three of the five-phase polls in the state.
Asked about the absence of CPI-M cadres and the red flags that are symbolic of the party, Mollah called for re-organisation and restructuring of the party if it had to return to power.
"The leadership needs to be re-organised and restructured, then only can the party turn its tides," said Mollah.
Mollah, the land reforms minister in the erstwhile Left Front regime, is known as a loose cannon in political circles for his out-of-turn attacks against a section of the party leadership, especially former chief minister Buddhadeb Bhattacharjee and ex-industries minister Nirupam Sen.
During his tenure as minister, Mollah openly protested against the land acquisition procedure followed in Singur in Hooghly district for the Nano car plant of Tata Motors.


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Thomas Cook Airlines have just released new sale now offering discounted flights from UK to Florida when travelling in spring 2017! Look for routes London or Manchester to Orlando. Direct flights are now available from just £300! This is a price for round trip flight including in flight meals, all taxes as well as 23kg checked luggage. (+ 5kg hand bag). Act fast as this deal is valid only today 1st and tomorrow 2nd of December 2016..(till 12 pm).
This latest Thomas Cook Airlines promotional sale is valid for flights between 23rd of March and 19th of May 2017. Limited travel optons and seats are available though so hurry up with your booking if you want to fly directly from UK to California for such a low price.
Booking samples
London Gatwick – Florida (Orlando) for £300
Manchester – Florida (Orlando) for £300
Travel dates are the easiest to check here directly with the airline as they offer months´s view so you can easily find the lowest fares available.. To check our your connection possibilities to UK from your home town we recommend to use service of Skyscanner. Do not forget to have US visa or to issue ESTA certification before you depart to USA. To book your accommodation in Florida you can use Booking.com or consider following promo codes offred by Hotelopia or Venere.
Booking sample of Thomas Cook flash sale – direct flights from UK to Florida £300! In this case you would be departing from London Gatwick to Orlando on 15th of April and returning back from US East Coast to the UK on 29th of April 2017.