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Reviews > Clothing > Socks > Lorpen Expedition PLoft 1 Socks > Test Report by Kristine Mar
Lorpen Expedition Polartec / PLoft 1 Socks
Test Series by Kristine Mar
Biographical Information:Name: Kristine Mar Age: 44 Gender: Female Height: 5'3" (1.6 m) Weight: 120 Pounds (54 kg) Email address: firstname.lastname@example.com City, State, Country: New York, New York, U.S.A.
My love for the outdoors began about ten years ago, while I was living in Northern California. Most of my hiking experience includes day hikes, with an occasional 2-3 day backpacking trip. I'd consider myself a 3-season hiker and generally like to keep my pack as light as reasonably possible without spending a fortune. In 2007, I moved to New York City and have enjoyed East Coast hiking and experiencing the outdoors with four seasons. I enjoy trail hiking in all terrains, and have been fortunate enough to hike in a number of national and state parks, and several countries.
Product Information:
Manufacturer: Lorpen
Year of Manufacture/Received: 2009
Manufacturer's Website: http://www.lorpen.com
Size Reviewed: Small (fits Men's US 3-5, Europe 35-37, UK 2 ½-4)
Other Sizes Available: Medium, Large and Extra Large
Color Tested: 330 Grey / Gris
Weight Listed: N/A
Actual Weight: 3.4 oz (96 g) per pair
Product Description:
The Lorpen Expedition Polartec / PLoft 1 Socks have an anatomical shape and are manufactured with a Polartec Powerstretch fabric with PrimaLoft insulation and are part of Lorpen's outdoor line. The Polartec Powerstretch fabric is manufactured to provide warmth under extreme temperatures and the PrimaLoft insulation is marketed to be: soft, lightweight, breathable with excellent water repellency to keep the foot dry, warm and comfortable. The packaging indicates that they are manufactured of recycled material and are biodegradable. They are constructed with 40% Polyester, 10% Polyester Antibacterial, 30% Nylon, 10% Lycra, and 10% PrimaLoft. The size small has the following dimensions: 19 inches (48 cm) length and 4 inches (10 cm) width.
Product Instructions:
The manufacturer's packaging as shown includes care instructions on the side of the package which requires washing in warm water 35C (63F) max, no ironing, tumble dry at low heat 55C (99F) max, no bleaching and no dry cleaning.
Initial Impressions:
I received two pairs of socks from the manufacturer which arrived in the packaging shown. My first impressions of the socks are that they are well constructed and manufactured of a different fabric than I am use to seeing in a sock, which is usually wool or a synthetic nylon composition.
The black areas of the sock consists of 3 layers, the external and internal layers are made of the Polartec Powerstretch insulated fabric with a middle layer consisting of the PrimaLoft fabric. The Polartec Powerstretch insulated areas around the toe, heel, and bottom of the foot are definitely denser, and provide more cushion. The gray areas of the sock are constructed of the PrimaLoft insulation and allow the sock to stretch forming a nice fit around the calves. Overall, the socks have a very smooth texture on the exterior, and a soft fleece-like feel in the interior.
The seams and construction seem to be very solid. The elastic band at the top feels tight around the calves, and there is some slight bunching on the front end of the ankles, but whether or not the elastic band or the bunching at the ankles will provide any discomfort will be determined.
I generally wear two pairs of socks with my boots, especially during the winter. I always wear a wool pair with a synthetic pair on top. Without the proper fit, and moisture wicking properties, my feet are prone to blisters, therefore, the right socks are very important to me. These socks feel well padded and cushioned, so I am hoping that these alone will provide the comfort, moisture wicking properties, and warmth required to keep my feet happy during my outdoor pursuits especially during the winter.
This concludes my initial report on the Lorpen Expedition Polartec / PLoft 1 Socks. I would like to thank Lorpen and Backpackgeartest.org for allowing me the opportunity to test these socks. Please follow up for the results of my field tests in two months.
I wore the Lorpen Expedition Polartec PLoft 1 socks at least 14 times over the last two months while winter hiking in State of Connecticut. The state parks were in the western part of Connecticut, and included Naugatuck State Forest, the DEP Centennial Watershed, Kettletown State Park, Paugusset State Forest, Saugatuck Valley Hiking Trails, and various trails around the Lake Zoar area. The day hikes generally ranged from 3 miles (5 km) to 10 miles (16 km), depending on the weather conditions which ranged from clear to overcast for most days, to light snow. There was at least one day that had strong wind conditions with gusts up to 20 mph (32 km/hour). Temperatures ranged from 2F (-17C) to 45F (7C) without the wind chill factor and elevation gains were never more than 1200 ft (366 m). The socks were also tested on one cross country ski trip at Fahnestock State Park in New York, and on a seven mile snowshoe expedition at Ward Pound Ridge Reservation also in the state of New York.
The Lorpen Expedition Polartec PLoft 1 socks are very well constructed and are very comfortable to wear. The Polartec Powerstretch insulated areas around the toe, heel, and bottom of the foot provided a comfortable padding and the socks fit like a glove over my foot. The socks never bunched up around my ankles, slid into my shoes, or resulted in any blisters. The socks were well insulated and as long as I kept moving, my feet never got cold. A minor cause of irritation was the elastic band under the knee (with the Lorpen name in the photo). It was a little tight in my initial assessment, and it did irritate my skin, causing me to break out in a rash two times. I am not sure if this was caused by the tightness of the sock, or if the band at the top was not made of an anti-microbial material. It was only on the left leg, and on both occasions the temperature was not above 35F (2C), so perhaps I am just sensitive, or my left calf was just a little too wide in circumference for the size small sock. Once I took the sock off and allowed my leg to breathe, the rash was gone by the next morning.
The socks were always worn alone with either my Lowa Banff leather hiking boots, or Sorel snow boots, with the exception of the cross country ski outing in which case I wore a ski boot. The moisture wicking properties and breathability of the could be improved upon as my feet quite often felt "clammy" during the hikes as they started to sweat, although the exterior of the sock was never wet at the end of my hikes. On a positive note, although my feet were "clammy" and were obviously sweating, there was no sign of odor when removing the sock, in comparison to other hiking socks made of synthetic materials which I have worn in the past.
The socks are manufactured well and are extremely durable. I washed them once a week in warm water, and usually have allowed them to air dry, but have on occasion put them in the dryer on a low setting. The seams and the fabric are holding up very nicely and the Primaloft layers have no visible signs of compressing over time. They have held up extremely well with no sign of wear and tear, fading of the fabric, or seams stretching out or loosening up.
The Lorpen Expedition Polartec PLoft 1 socks are well made, comfortable, and durable and so far they have performed extremely well at keeping my feet warm during cold weather activities. I will continue to test these socks as long as the weather here in the Northeast remains cold enough. Check back in a few months for the final results.
Unfortunately after my Field Report in March, the weather started to quickly warm up here on the East Coast. In addition to the testing period reported in March, I only got an additional two days of hiking using these socks. The expedition weight of the socks made it difficult to continue to test the product once the weather started reaching temperatures above 45F (25C). In total, I tested the socks on 16 day hikes, 1 cross country skiing outing, and 1 day snow shoeing. I also wore them around town on short jaunts whenever I needed to wear my snow boots to run errands.
My impression of the Lorpen Socks has not changed. These are still the warmest, most well constructed, and durable socks that I have ever owned. Due to the thickness and the warmth of the sock, I found that I could only wear them with my Sorel Snow Boots and my leather Lowa Banff hiking boots, and of course, the cross country ski boots which I rented. The socks, with the additional padding, were too thick to wear with my snowboard boots which have an inner lining, and they also did not fit well with any of my day hiking shoes. The performance of the sock in cold weather was excellent. As long as I kept moving, my feet always remained warm even in temperatures as cold as 2F (-17C). They were, for the most part, comfortable to wear. The interior of the sock felt soft and fleece-like, while the anatomical shape worked well to keep a tight fit without slippage or bunching. I did find that the elastic band on the top of the sock caused some irritation in one leg at times. Perhaps it was too tight for the circumference of my left calf, or perhaps I had an allergic reaction to the fabric. I also found that the socks moisture wicking and breathability could be improved upon.
I received two pairs of socks for testing and both pairs have withstood numerous washings without any noticeable wear. The color has not faded, the stitching remains solid and intact, the padding has not compressed, and the socks have not stretched out and continue to hold the same anatomical shape in the condition in which they arrived.
The Lorpen Expedition Polartec / PLoft 1 Socks are made for winter expeditions and cold weather activities. They are a technical, well constructed, comfortable and extremely warm pair of socks that have performed well in cold temperatures. The moisture wicking properties and the elastic band at the top of each sock could be improved upon.
Things I like:
Things I don't like:
I would like to thank Lorpen and BackpackGearTest.org for allowing me to test this item.
If you are an avid backpacker, we are always looking for enthusiastic, quality reviewers. Apply here to be a gear tester.


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I drank water, flowing fresh down my throat
And it was like I tasted nothing but sewage;
Suffering beyond comparison,
Like that of a boat amongst raging ocean waves.
Elia Abu Madhi, the revered Lebanese poet, perfectly described what it feels like to be away from where you belong. Where you 'belong' is by no means exclusive to where you were born or the country from which your parent(s) hail; rather, it's the place where you feel alive. Once you emigrate, the sense of loss becomes too great to comprehend, too irrational to justify. Your life away may be safer, more financially rewarding, but you're starved of tranquility and spiritual fervour.
Having lived in India, Syria and England, and being of Iraqi origin, I've always been reluctant to put my finger on a map and wholeheartedly say "Here's where I'm from," as I've never felt as though I truly belonged anywhere I've lived in thus far. For that reason, as well as their artistic depth, Abu Madhi's words strike several, tangled chords within me.
My intergenerational and consecutive migrations have amplified the fogginess with which my unyielding heart tries –and fails- to adjust to its surroundings. It is filled with longing for company I hadn't enjoyed, relishing a reunion of hearts with lovers I hadn't encountered, objects of adoration whose hazy countenances were weaved together by my starry-eyed mind. And yet I dream of being there, and yearn to be with them. The precise geographical location of the place, and the identifying features of the people - aren't necessarily a relevant detail, for the heart needs no bearings once it's in a place it warms to, and in company it finds soothing and sensual in equal measure.
Not only am I burdened with a wild and wayward emotional constitution, I confess to feeling disarmed of my creative faculties, like a pelican in a pigsty, bedraggled and bereft of life. The light of my mind flickers and flashes sporadically and painstakingly, having previously assured my child-self that it would illuminate my yet-to-be-lived days.
I often wish I were able to visit Iraq as freely and frequently as my contemporaries and fellow second-generation exiles do. More than Iraq, though, I dream of setting foot in Syria once again. The dusty, overcrowded streets of Sayyeda Zaineb, the epicentre of my childhood on the outskirts of Damascus – are where I made sense of the world: in the ear-piercing cacophony of tirteras, cattle and shopkeepers. A celestial soundtrack of an otherwise mundane life.
London may have cleaner streets and a wider selection of international cuisines, but it has yet to convince me that it could stir me the way Damascene alleyways did.

subset: commoncrawl


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Name: Deborah Brown
From: Houston, TX
Grade: 11th
School: Robert M. Beren Academy High School
Votes: 0
I Volunteer
Deborah Brown
Volunteering has always been a large part of my life. My parents met while
volunteering at a homeless shelter, and they have helped me volunteer
for many different causes, such as celebrating holidays with seniors
in an assisted-living home, donating food from my Bat Mitzvah to
those in need, and tutoring elementary school students
struggling in certain subjects.
But I don't just volunteer because it's something I have done my whole life. I
volunteer with Yachad, an inclusive organization for children and
teenagers with special needs in the Jewish community, because I feel
that I am making a difference in people's lives. When I come to a
Yachad event and see the smiles on everyone's faces, I know that my
efforts absolutely pay off. I talk to my friends at Yachad and hear
how excited they are to see me, and I know that volunteering is so
simple but so impactful.
I became a member of the Yachad Teen Board this past year, so in
addition to hanging out with my friends at monthly events, I also
plan and prepare every part of those events. I spend my lunch hours
during the school year with the Teen Board, coming up with creative
themes, games, snacks, decorations, and more. I shop for the
materials we need, and always arrive early to each event to set up.
Additionally, I facilitate the events to make sure everyone
understands what we're doing and has fun participating. This is
easier said than done with kids who have special needs, but I try to
make sure as many people as possible have fun.
There are challenges in my volunteering, but I feel like the positive
results outweigh them. Some of the teenagers I help out with don't
enjoy talking to people and will sit quietly throughout our whole
event, but at the end they will eat the snacks that they helped make
and smile with pride. Sometimes they get confused and don't
understand a game we are playing, but a smile and a hug is all it
takes to turn that confusion into enthusiasm. Seeing their smiles is
all I need to feel satisfied as a volunteer. I have learned patience
and openness from my volunteering.
In the future, I don't see myself in a career of caretaking or special
needs work, but I do know that I will never stop including people who
have special needs. I might be a lawyer or journalist or
businesswoman, but I will always make sure people with special needs
know that they're important to me. That is what I hope to foster in
the world through my volunteering — I want everyone I meet to know
that they are important and amazing and can find a friend in me. I
hope that the kids and teens who I work with now will always remember


text:
Hi Al, I hoped for the same on their 1845/04 zulu pass over Hawaii, but no joy. Perhaps they will be up for tonights pass. You would love the conditions over here. There is almost no QRM while working the Station. Same went for MIR. However, they don't seem to operate voice over Hawaii, apparently due to the fact that there isn't much ham activity. Oh well, it's just another downfall of living here ;} 73 Scott/WH6FQ -----Original Message----- From: Al Lark [mailto:firstname.lastname@example.com] Sent: Sunday, July 04, 2004 4:03 AM To: firstname.lastname@example.com Subject: [sarex] Mike - NA1SS on 2 meters Voice Independence Day 1300 UTC Hi Everyone Mike Fincke was operating NA1SS on the 1300 UTC pass today July 4th! I heard Mike finish speaking with Jerry VE5DC and then call QRZ I called Mike using our club call N4ISS and he returned!!! After exchanging signal reports I wished him and Gennady a happy 4th of July. I told him my name and to tell Gennady Good morning (in Russian) and asked him to pass on the news about 17 year old, Russian Born, Maria Sharapova's win at Wimbleton. He said he wished his Russian was as good as mine. I also thanked him and Gennady for operating during Field Day, and that it was a Big Hit! I thanked him and told him I would let him go because there were many others wishing to speak to him. I wished him 73 and thanked him for the contact and said goodbye using Russian. He thanked me and wished me 73! Mike then worked N4WD Bruce in north Georgia K5AXW K4AVO Pat in NC What a Great Independence Day this is!!!! I'll replay the contact on the Sunday AMSAT net if anyone wants to hear it. Have a safe and happy 4th of July! 73 - Al - KD4SFF AMSAT Area Coordinator SC Experimenters Group ARC - N4ISS ---- Via the sarex mailing list at AMSAT.ORG courtesy of AMSAT-NA. To unsubscribe, send "unsubscribe sarex" to email@example.com ______________________________________________________________________ This email has been scanned by the MessageLabs Email Security System. For more information please visit http://www.messagelabs.com/email ______________________________________________________________________ ---- Via the sarex mailing list at AMSAT.ORG courtesy of AMSAT-NA. To unsubscribe, send "unsubscribe sarex" to firstname.lastname@example.com
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Jeff Spear, Principal
email@example.com (740) 507 – 9180
Jeff has had a varied career in private industry, followed by eighteen years and counting in higher education. His higher education experiences include CFO of Mount Vernon Nazarene University (2007-2013), CFO and Professor of Accounting at alma mater Houghton College (NY) (1997-2007), participation as a finance specialist on visitation teams for the Middle States Accreditation Association, board membership of ABACC and the CCCU's Commision on CFOs, a term on the NACUBO Small Institutions Council and service on a joint NACUBO-AGB task force on tuition and discount reporting issues. Jeff has also assisted various institutions and organizations as an independent consultant and speaks frequently about quantitative and analytical issues in higher education.
Prior to his service at Houghton, Jeff was co-owner of an Eastman Kodak spinoff, CFO of a public company, Controller of an investment banking firm, and began his career as an audit and tax specialist at Peat Marwick.
Founding CFO Colleague, LLC in 2013, Jeff indicates that this was contemplated for some time. "I enjoyed presenting at conferences, with a particular focus on quantitative analysis and financial modeling. The industry seemed ripe for various concepts used to account for activity in the manufacturing world. Dabbling with some pioneering clients, the comment, 'You really ought to be doing this full-time' was made a number of times. CFO Colleague was formed in early 2013 as a result of that encouragement."
In 2017, an interim assignment at Southeastern University (FL) led to a permanent appointment as CFO there, on a part-time basis. A fast-growing and innovative institution, SEU encouraged Jeff to continue leading CFO Colleague while serving the university. "This assignment keeps me current while continuing to learn in a constantly changing environment," Jeff notes.
Outside the office, Jeff has served on numerous non-profit and community development committees and councils, including service as treasurer and a program volunteer for the Winter Sanctuary, a shelter for homeless persons in his previous home of Mount Vernon, Ohio. He also served on the economic restructuring committee for Mount Vernon and as a board member for the Heritage Centre Association, a downtown development and historical preservation organization. He shares with his wife Janine seven precious grandchildren and lives in Lakeland, Florida.
Current and former associations and affiliations:
– Certified Public Accountant, New York State, May, 1987 (currently inactive)
– AICPA and NYSSCPA – Past member
– NYS Society Committee on Stockbrokerage Accounting
– Council of Christian Colleges and Universities (CCCU) Commission on CFOs – Chair
– Association for Business Administrators of Christian Colleges (ABACC) – Board member
– Middle States Accreditation Team – Member
– NACUBO Commission on Small Institutions – Member
– NACUBO / AGB joint task force on institutional aid/discount reporting – Member
Presentation highlights – Higher Education:
– NACUBO conference on tuition discounting, 2000
– CCCU annual CFO conference 2003, "Current Issues for CFOs"
– NACUBO annual meeting 2005, "The Gown Buys the Town"
– Association of Theological Schools CFO conference 2012, "Math that Matters"
– ABACC annual conference – quantitative and management topics – 7 years
Community Activities:
– Treasurer and volunteer, Winter Sanctuary, Inc., a ministry to homeless persons (OH)
– Volunteer, church hot meals program (OH)
– Board member, Heritage Centre, a downtown development non-profit (OH)
– Treasurer, Allegany County Industrial Development Agency (NY)
– Treasurer, Gates Wesleyan Church (NY)
– Board Member, Houghton Community Association (NY)
– Member, Budget Oversight Committee, Spencerport CSD (NY)
Jan M. Haas, Senior Consultant
firstname.lastname@example.com (267) 278 – 4650
Jan brought two decades of experience in health care administration before serving Cairn University (PA) for another sixteen years (2000 – 2016). As Senior Vice President, Finance and Administration for the Philadelphia-based university, Jan wore the various hats of Chief Business Officer and Treasurer, along with Assistant Secretary for the board of trustees, President of a real estate LLC, and board member of the Regency Foundation. His leadership responsibilities at Cairn included Technology Services, Campus Services, Safety and Security, Human Resources, Food Services, Campus Store, Financial Aid, and Business Services. Cairn's School of Business utilized his well-honed presentation and teaching skills for courses in organizational finance.
During his tenure at Cairn, the school moved from a Bible College to full university status, expanding its offerings to become a leader in Christian higher education in the region. He also served the industry as a board member and chairman for the Association of Business Administrators of Christian Colleges (ABACC) where he guided their growth and was a frequent presenter and contributor.
Jan's twenty years in the world of health care included corporate-system hospital settings, affording him a diversified management background that involved responsibility for both health care professional and general operational departments along with strategic planning, new program development, public relations, marketing, and a variety of subsidiary activities. He gained extensive experience in both for-profit and not-for-profit medical center related entities.
In Jan's words, "the disciplines gleaned from my years in a rapidly changing industry provided a solid platform to enter higher education. My passion is to move institutions to the next level of performance. There is much to be done."
Jan earned a Bachelor of Science degree in Biology and a varsity letter in lacrosse from Pennsylvania State University. After working in medical research, he obtained a Master in Business Administration from Temple University.
Current and former associations and affiliations:
– Association of Business Administrators of Christian Colleges (ABACC): Board member and Chairperson
– ABACC Leroy A. Johnson Outstanding Service Award: 2014 Recipient
– Christian Leadership Alliance Philadelphia: Chapter President
– American College of Health Care Executives: Southeastern Pennsylvania Regent's Advisory Council
– Pennsylvania Catholic Health Association: Board Member and Treasurer
– Bucks County Health Improvement Project: Steering Committee
– Bucks County Health Improvement Project: Consumer Advocacy and Information Task Force Chairperson
Current and former community activities:
– Cairn University Baseball: Head Coach
– Short-term mission trips to Mexico, France: 1998, 2003, 2004 and 2005; Kyrgyzstan, and Panama: 2011, 2013 and 2015
– First Baptist Church of Newtown/Grace Point: Board of Elder, Ministry Transition Team Chair, and Stewardship Campaign Director
– United Way of Bucks County: Marketing Committee
– Lancaster East End Health Clinic Board member
– Ronald McDonald House of Delaware: Organizational Committee
– Youth athletics coaching: Yardley-Makefield Soccer, Pennsbury Community Basketball League, Pennsbury Athletic Association, and Yardley-Morrisville American Legion Baseball
Joseph (Joe) Botana, CPA, Senior Adviser
email@example.com (920) 207 – 7013
Joseph (Joe) Botana began his varied career with a manufacturer, The Kohler Company, learning the internal audit and project management functions during a nine-year stint. Transitioning to higher education in 1990, Joe began as Controller of Lakeland College (WI), eventually becoming their CFO, while also serving as an Assistant Professor of Accounting. His work there was transformational, improving systems and streamlining operations to ensure a string of years where the College delivered solid operating results and improved responsiveness to informational needs. The disciplines of manufacturing and a love of learning were keys to his success at Lakeland. And, his ability to encourage and challenge those under his care created a fertile environment for change and improvement.
Upon leaving Lakeland, Joe performed interim CFO roles at two universities and a non-profit. His passion is to dive deeply into operations and find ways to operate more effectively and efficiently while offering encouragement to his staff and colleagues. He is integral to our Interim CFO practice, bringing years of experience and wisdom to varied assignments.
Joe received a BA and MS from Roosevelt University and has completed the coursework (ABD) for a doctoral degree from Nova Southeastern University. He is active with the Christian and Missionary Alliance as a board member for the general church, having led their audit committee and delivered solid advice as a consultant on a variety of projects. He has also been a member of the Wisconsin Association of Independent Colleges and served as President of the Sheboygen County CPA Association.
A native of Cuba, he has traveled extensively throughout the Americas and is a native Spanish speaker. He and his wife, Kit, make their home in Sheboygen County, Wisconsin.
Michael Stowell, MBA, Senior Adviser
Michael's background combines a unique set of operational and financial skills, including serving in several CFO roles over the last 10 years. Those CFO roles included positions with a software company, a medical device company and a stint as acting CFO with a private Christian college. Michael's financial skills were honed beginning with his efforts as co-founder of Arris Ventures, a regional venture capital firm, where he had responsibilities that included due diligence, regulatory and tax compliance issues, preparation of financial models, forecasts, budgets, and business plans. As the venture portfolio matured, Michael mentored and worked with many early-stage companies in both operational and financial capacities.
Prior to Arris Ventures, Michael spent over 5 years at Accenture, where his engagements focused on the realization of business strategies and related business processes across a variety of enterprise functions. He led a team that developed knowledge capital and trained professionals in the area of creating business processes for the evolving eCommerce environment. Other projects included re-engineering of business processes, ERP software selection and implementation, using activity-based costing to better service customers and developing a portfolio approach to evaluate and develop new ventures.
Michael has mastered the CFO Colleague COMP4cast, along with practical techniques to take performance to the next level or to merely keep the doors open. From negotiating financing arrangements to establishing world-class reporting systems, Michael has consistently delivered solid performance over his many years of service.
In addition to being a Six Sigma Black Belt, Mr. Stowell holds a B.S. in chemical engineering from Carnegie Mellon University, an M.B.A. from the W.P. Carey School of Business at Arizona State University, and a Master of Accounting and Financial Management from the Keller Graduate School of Management. He and his wife, Robyn have two daughters and live in Phoenix, Arizona. Michael serves CFO Colleague's western US region.
Bill Campbell, Senior Consultant
firstname.lastname@example.com (423) 718 – 1703
Bill brings extensive experience in campus dining management and leadership to the CFO Colleague team. For forty-three years, he was the face of Pioneer College Caterers for scores of clients and operators. His understanding of contractual structuring and negotiations has proven invaluable for those looking to either improve current performance or consider a new provider. And his cost is a fraction of what others are charging for these important services. The payback for his efforts is multiples of his cost.
Bill is commonly engaged to assist clients when contracts are up for renewal but his expertise can improve performance and financial benefits in the midst of a contract as well. His typical engagements include the following categories:
• Contract review
• RFP preparation
• RFP process management
• Negotiating a new agreement
• Audit of the food service program
• Operational assessment – staffing, purchasing, cost tracking, etc.
• Facility renovation planning and oversight
With respect to campus dining, Bill has seen and experienced just about everything possible and clients have been most appreciative of his comprehensive expertise, particularly in areas that generate significant savings and contractual benefits.
Jessica Ryals, Consultant and Analyst
Jessica was Assistant Controller at Kenyon College (OH) from 2013 – 2015. In that role, she developed a tool for alternative investment accounting and reporting that cut the time to record activity by a third. She also created a new chart of accounts to facilitate more accurate management reporting for a subsidiary organization and supervised a transition from manual time reporting to web time entry. currently, she serves part-time at the College as the Investment Operations Analyst, providing analytical support to the in-house investments team, freeing up time to assist CFO Colleague clients.
Prior to higher education, Jessica spent 3+ years on the Business Intelligence Team for NIB Health Funds (ASX:NHF, Newcastle, Australia), where she was responsible for regulatory reporting, due diligence and integration of management reporting for an acquisition, liaising with actuaries for regular estimates. This experience followed 3 years as an auditor with Deloitte (Rochester, NY) which included clients in the not-for-profit industry, among many others.
At CFO Colleague, Jessica specializes in data analysis issues, focusing specifically on cost accounting projects and forecasting assignments.


text:
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This new Somerset avifauna is the first since 1988. Written in clear, engaging language, it covers the birds of the post-1974 County from the earliest times to the end of 2004, setting the most recent information on species, habitats, breeding and migration in an historical context.
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text:
When we first heard about Maggie Smith's situation, it didn't seem as serious as some we've dealt with in The Sun's monthly Make Over My Meal series.
Boy, were we wrong.
The 32-year-old working mother of two does a good job of getting a meal on the table every night in spite of a lengthy commute from Owings Mills to her home in Frankford. Usually the family has dinner together, and everyone pretty much eats the same thing.
While 4-year-old Melina and 2-year-old Myles aren't great eaters, they enjoy some fruits; and Smith makes sure they drink lots of milk. The kids' parents are strict about sweets, and don't have them in the house except for jelly to make peanut-butter-and-jelly sandwiches.


text:
In October 2016 we delivered this presentations to banking executives – educating the finance community on the potential of blockchain in their sector, and beyond.
We hope you enjoy watching this content. If you would like to see more, please leave a comment below. Thanks.
Gabriel Dusil, co-founder & board member, Adel
▲ This presentation discusses how blockchain technologies will influence the banking industry. Co-founder of Adel, Gabriel Dusil will also explore wider opportunities in blockchain innovation, that will change the world.
▲ This presentation was delivered at Paralelni Polis in May 2017
▲ Here is the presentation on SlideShare:
▲ Here are the native powerpoint slides:
16.Oct.13 – Prague · Innovations in Banking, CE Conference.pptx
More Presentations
Check out our other Adel Ecosystem presentations:
▲ Setting the Stage for a Community Blockchain Incubator
▲ Bitcoin & Blockchain Conference, Prague
▲ How to Build a Community Blockchain Incubator


text:
Style has always been a medium for self-expression, a way to use fashion in the form of creativity. It's a way to subtly signal what is in your mind and how you feel in a certain moment. If we look at the world with a love of life, the world will reveal its beauty to us. I hope my blog reaches people who share my love for all things fashionable and who dare to reveal its beauty just like me!
Tuesday, October 21, 2014
Après Ski collection by Massimo Dutti
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text:
Ford Galaxy Petrol & Diesel (00 - 06) Haynes Repair Manual
Product description
Complete coverage for your Ford Galaxy Petrol and Diesel (00 - 06) X to 06
Every manual is written from hands-on experience gained from stripping down and rebuilding each vehicle in the Haynes Project Workshop. The practical step-by-step instructions and clear photos are easy to follow and provide information on maintenance, servicing, fault finding, the MoT, brakes, electrics and Haynes tips to make many tasks easier.
Ford Galaxy MPV models with 4-cylinder petrol and diesel engines.
Petrol: 2.3 litre (2295cc).
Turbo-Diesel: 1.9 litre (1896cc).
Does NOT cover models with 2.0 litre 4-cyl or 2.8 litre V6 petrol engines. Does NOT cover revised model range introduced March 2006.
Table of contents
Safety First!, Roadside repairs, Weekly checks
Chapter 1A : Routine maintenance and servicing – petrol models
Chapter 1B : Routine maintenance and servicing – diesel models
Chapter 2A : Petrol engine in-car repair procedures
Chapter 2B : Diesel engine in-car repair procedures
Chapter 2C : Engine removal and overhaul procedures
Chapter 3 : Cooling, heating and ventilation systems
Chapter 4A : Fuel system – petrol
Chapter 4B : Fuel system – diesel
Chapter 4C : Emission control and exhaust systems
Chapter 5A : Starting and charging systems
Chapter 5B : Ignition system – petrol engines
Chapter 5C : Preheating system – diesel engines
Chapter 6 : Clutch
Chapter 7A : Manual transmission
Chapter 7B : Automatic transmission
Chapter 8 : Driveshafts
Chapter 9 : Braking system
Chapter 10 : Suspension and steering
Chapter 11 : Bodywork and fittings
Chapter 12 : Body electrical system, Wiring diagrams, Reference


text:
Apple Cobbler
- Prep: 30 min
- Cook Time: 30 min
- Total: 1 hr
- Serving: 15 people
An old family recipe for apple cobbler, delicious and heart warming. Perfect with a scoop of ice cream. You can replace the apples for the fruit of your choice.
- 1 stick of butter (1/2 cup)
- 3 granny smith apples
- 3 golden deliscious apples
- 1 cup white sugar
- 1 cup flour
- 2 teaspoons baking powder
- pinch of salt
- 1 tablespoon of vanilla
- ground cinnamon
- 1 scant cup of milk (not quite full)
- Preheat oven to 425 degrees Fahrenheit. Cut the stick of butter into slices and add to the bottom of a glass 9 by 13 pan. Add to the oven while preheating to melt the butter.
- Wash and peel apples. Core and then slice them. It should equal to about a quart of fruit.
- Add to a saucepan and add about 2 cups of water. Cook until nice and juicy, covering if you like. Add a few dashes of cinnamon and allow to cook for a little longer. Apples should retain their shape, but be soft.
- In a small bowl combine the flour, sugar, baking powder, salt, milk and vanilla. Add a dash of cinnamon if desired. Mix well.
- Scoop apples into the dish of melted butter, add as much of the juice as you desire, making sure to not float the apples.Cover the apples with your topping, using a spatula to spread it around.
- You may add an additional cup of white sugar sprinkled over the top of you desire.
- Cook for 20-30 minutes, until brown. To prevent bubbling over, it is recommended to place a cookie sheet under pan. Remove and allow to cool slightly before serving.
Filed Under:
Dessert Recipes, Family Recipes, Christmas Recipes, Easter Recipes, Thanksgiving Recipes


text: Articles GLACIATION IN AUSTRALIA By T. S. Hall See allHide authors and affiliations Science 14 Apr 1893:Vol. ns-21, Issue 532, pp. 202DOI: 10.1126/science.ns-21.532.202 T. S. HallFind this author on Google Scholar Find this author on PubMed Search for this author on this site Article Info & Metrics eLetters PDF This is a PDF-only article. The first page of the PDF of this article appears above.


text:
Breckenridge, COHome Menu
Town Calendar
Looking for info on the wide variety of our special events? Visit GoBreck.com.
RMG & Breck Rec: Companion Rescue Clinic
- Date: 01/06/2018 8:00 AM - 3:00 PM
- Location: Breckenridge Recreation Center
880 Airport Road
Breckenridge, Colorado 80424
The Breckenridge Recreation Center and Rocky Mountain Guides present: Companion Rescue Clinic! Have you ever wanted to explore the pristine and untouched side of the mountains? Have safety concerns kept you from traveling the unbeaten path? Join our experienced guides for our Companion Rescue Clinic (CRC)! Through the CRC you will learn how to use your beacon, shovel and probe. The clinic will cover searching, shovel and probing techniques in single and multiple avalanche burial scenarios as well as give you the necessary safety skills for backcountry skiing. Join us as the Rocky Mountain Guides take you through an exhilarating and informative Companion Rescue Clinic.We will meet in the Climbing Wall Area of the Breckenridge Recreation Center at 8am to kick off our clinic. Rental equipment is NOT included in your initial program fee. Please contact Mountain Outfitters (970) 453-2201 located at 112 South Ridge Street, Breckenridge, Colorado 80424 or Wilderness Sports at (970) 468-5687 located at 701 Anemone Trail, Dillon, Colorado 80435. These companies will help you make informed decisions about the equipment you choose to purchase or rent for this clinic.
Companion Rescue Clinic
Saturday, January 6


text:
Telelift from Lamson Engineering is an automated messenger system using electronic carriers, which travel vertically and horizontally through a network of extruded aluminium tracks. Transfer switches automatically divert carriers from the main line to sidings and station spurs. Carriers are available in two maximum load carrying capacities - 5kg and 10kg.
Payload up to 50kg is achievable on request. Any station in the system can send payload to any other station in the system. To operate, the destination code of the receiving station is entered into the carrier's control module.


text:
Travel from Macerata to Ancona and discover Marche city of 90 Thousand inhabitants. The distance from Macerata to Ancona is 33.2 kilometers; with Wanderio you can compare the available treno so that you can organize your trip choosing the fastest route, the most comfortable or the cheapest one. For example, by choosing a treno from Macerata to Ancona, you'll get to your destination in about 1 hour on average; the average treno ticket prices are 6 €.
Compare flights, trains, buses and transfers to get from Macerata to Ancona
starting from
€ 5.6
per adult
You can get from Macerata to Ancona by train, thanks to the 5 daily routes provided by Regionale, Autobus. The train ride from Macerata to Ancona takes about 1 hour on average and the average train ticket is 5.6 €. Travelling Italy by train can often be cheap.


text:
Dear Cricket Fans,
Tickets opted for 'Will pick-up' for the Mumbai Indians matches, can be collected from 10 AM to 7 PM on non-match days & 10 AM to 9 PM on match day.
Pick-up locations
1. Non Match Day: Wankhede Stadium Gate No. 2, Timings: 10 AM to 7 PM (View Map)
2. Match Day: RPL House, 15 Walchand Road, Near Grand Hotel, Ballard Estate, Fort, Mumbai 400001, Timings: 10 AM to 9 PM (View Map)
Note: You can collect your tickets by presenting the copy of the confirmation mail/sms along with the debit/credit card or the photo id proof in case of an non card transaction.
Please collect your tickets in advance to avoid the rush.
Enjoy The Match!
Team BookMyShow
34 Comments
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Hi Gaurav, tickets for the Mumbai Indians matches on 7th, 13th & 15th may are available. Tickets for MI vs. Csk are sold out. Hurry and grab your tickets here: http://in.bookmyshow.com/cricket/mumbai-indians/
i want 15 tickets for 7th May's Match
call me on 9820580065
Do you have tickets left for MI vs CSK match 5th may? let me know !
I want 4 tickets for mi vs csk…if have someone pls say…..
@Girija, Paresh & gajen: Tickets for the Mumbai Indians matches on 13th & 15th may are available. Tickets for MI vs. Csk
& MI vs. KKR are sold out. Hurry and grab your tickets here: http://in.bookmyshow.com/cricket/mumbai-indians/?&utm_source=spf_mumbai_indians_080313
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Need 2 Ticket For MI VS RR Date 15th May With Meal
@Siddhant Mazumdar: Few tickets remaining for MI vs. KKR! Hurry and grab them here: http://in.bookmyshow.com/cricket/mumbai-indians/
@Viral Shah: Tickets for MI vs. KKR & MI vs. RR are available here: http://in.bookmyshow.com/cricket/mumbai-indians/. See you at the match!
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Hi all,
I require 5 Tickets of MI / SRH Match
Below 1500.
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98211 46734 …. 2 tkts reqd
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@Chiragh & Sandeep: Our customer care team will get in touch with you and help you out.
@Chiragh: As per our telephonic conversation, we hope your query has been resolved.
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U have the tickets for RR & MI Match on 15th may. let me know the rates for it
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Need tickets for MI vs RR. Pls call me on 9967274937. Thanks in advance.
Hi Raj, grab your tickets for the SRH matches here: http://in.bookmyshow.com/cricket/sunrisers-hyderabad/
@Raj:Grab your tickets for the SRH matches here: http://in.bookmyshow.com/cricket/sunrisers-hyderabad/
Hi Sandeep, our customer care team will get in touch with you shortly and help you out.


text:
Best Western Edmond hotels are listed below. Search for cheap and discount Best Western hotel prices in Edmond, OK for your family, individual or group travels. We list the best Best Western Edmond lodging properties so you can review the Edmond Best Western hotel list below to find the perfect place.
Our website will also list discounted Edmond, OK lodging that have similar quality of Best Western.Need a group/meeting discount? Get quotes from hotels in Edmond OK
How should we direct your call?


text:
bvs72 wrote: »
You should issue a patch note when you patch a patch note.
How many patches could a patch note patch if a patch note could patch notes?
© 2015 Big Fish Games. Inc., Big Fish, the Big Fish logo, and Dungeon Boss are trademarks of Big Fish Games, Inc., used with permission www.bigfishgames.com


text:
Margaux, Listrac and Moulis
By Jane Anson
This Guide was last updated on 20 March 2010
To explore this Wine Travel Guide, select from the menu on the left
Address: 17 Rue de la Trémoille,
33460 Margaux
Tel: 05 57 88 76 61 Fax: 05 57 88 74 22
Email: firstname.lastname@example.com
Geo-coordinates: Latitude: 45:2:34N (45.04285) Longitude: -0:40:39W (-0.67759)
A few doors down from La Cave d'Ulysses in Margaux, this is very popular for its Australian owner/manager, Wayne McCarthy, and for stocking wines from numerous smaller châteaux from around the region, at good prices. They also make shipping wines home very easy.
This information is provided free of charge, however it is strictly the copyright of Wine Travel Guides and its contributors. We try to do our best in keeping our guides and information up-to-date and accurate, but if you notice any mistakes, please contact us. Note that we take no responsibility for any inaccuracies. Thanks for your respect and understanding. For full details see our Terms and Conditions.


text:
Several years ago, one of our local traditional installment lenders said that payday and title pledge lenders were going to cause a serious disruption in traditional installment lending. Boy was he right.
As reported recently, the CFPB's Proposal released for comment on June 2nd treats vehicle secured loans of more than 45 days with a Total Cost of Credit (i.e., an "all-in APR") of greater than 36% as a "longer-term covered loan." The significance of this designation is that a lender of such a loan must jump through a series of analytical hoops before it may make such a loan.
So, what is wrong with that? That answer lies in the nature of the traditional installment lending business itself, and how consumer loans are made and their cost structure determined. Economics dictate that smaller dollar consumer loans (basically under $2500) cannot be made profitably and securely today within the all-in APR guidelines set forth in the Proposal. And, when additional costs of compliance are layered onto such loans, such increases will be passed along to the borrower. It is also a certainty that the break-even point for lenders will dictate the need for a higher loan amount.
These issues were covered with Director Cordray when he attended the meeting of the National Installment Lenders Association ("NILA") in Washington earlier this week. The take away by attendees is that the Bureau's Proposal is not cast in stone, and the Bureau is open to rethinking its positions—but only based on data. Recall that the CFPB prides itself on being a data driven agency.
The Director generally introduced the Proposal and explained that the CFPB intends to require an ability to repay determination for consumer loans creating and existing for repetitive roll-overs, whether the characterization of the loan is payday, title pledge or installment. The Director heard from the group that the traditional installment lenders represented by NILA do not make consumer loans that abuse via a cycle-of-debt, because traditional installment loans are underwritten, fully amortizing with equal installment payments, made with no prepayment penalty nor balloon payments, made with no required leveraged payment mechanism, and generally reported to credit reporting agencies.
While acknowledging that this type of loan product in general may be beneficial to consumers, the Director said that the bureau is concerned that very high-cost lenders can adapt to include these indicia; and, if the Rule ultimately adopted with respect to vehicle security in particular does not address these loans as "covered" then the intent of the Rule to rein in abusive loans will not have been achieved.
The Director was aware that high-cost lenders have already succeeded in a legislative effort to avoid the Proposed Rule. An installment loan made under the new Mississippi Credit Availability Act would not be a covered loan if vehicle security is not taken. The Director invited NILA to address this issue and make suggestions in any comment letter that it chooses to write.
Director Cordray was generous with his time and NILA made its presentation efficiently in recognition of the Director's busy schedule. The hard work begins now: That is, we need to suggest changes in the Proposal, backed by data, because as one presenter said earlier in the meeting, "The demand for credit cannot be legislated away, but the source for credit can be."


text:
How to Build a Mold-Safe Home or Commercial Building
Mold infestation in a new home or commercial building is common. The mold problem can cause severe health problems for occupants as well as substantially reduce the fair market value of the structure because moldy homes and buildings are now more difficult to sell or rent.
Vancouver, CA (PRWEB) February 14, 2005
Mold infestation in a new home or commercial building is common. The mold problem can cause severe health problems for occupants as well as substantially reduce the fair market value of the structure because moldy homes and buildings are now more difficult to sell or rent.
To build a mold-safe house or commercial building, follow these twenty mold prevention recommendations from Phillip Fry, Certified Mold Inspector, Certified Mold Remediator, and author of the mold advice book Do-It-Best-Yourself Mold Prevention, Inspection, Testing, and Remediation.
1. Prior to blueprint drafting, obtain the advice and suggestions of a mold prevention consultant to include the most effective water intrusion and mold prevention strategies in building design, selection of building materials, and construction techniques. The key to mold control is moisture control, advises the U.S. Environmental Protection Agency (EPA).
2. Make sure that the building lot and its landscaping grading are downward and away from the building to keep rain and surface water from entering the building foundations, basement walls, concrete floors, and crawl space areas.
3. Install a thick, high quality moisture barrier (with no holes from negligent installation) beneath any concrete floor slab or basement concrete floor to stop water from wicking up from the ground into the concrete, and thus into flooring materials and walls resting on the wet concrete.
Do not use regular plastic sheeting as a moisture barrier because such sheeting is easily damaged in installation, and it usually suffers physical degradation over time—thus allowing water penetration into the concrete.
4. Add adequate amounts of top-quality waterproofing compound into the concrete mix to transform the entire concrete floor or slab into an effective water barrier. Also, thoroughly waterproof the exterior of basement walls and of the building foundations.
5. Dry thoroughly (30 days) the concrete floors and concrete/masonry walls prior to adding wood building components. New concrete holds thousands of pounds of water. Most of this water usually dries to the inside of the house or building if the wood building components are installed prior to complete concrete drying, according to the Nova Scotia (Canada) Department of Energy.
6. Do not install plumbing supply lines into concrete slabs or floors, wherein the lines usually degrade and start leaking in twenty years or less. Hire the most capable plumber to install the best quality plumbing lines, fittings, and equipment.
Concentrate all plumbing lines and sewer drain lines in as few areas as possible, with large, easy access panels for the monitoring, maintenance, and repair of plumbing components.
7. Minimize the potential for water damage from frozen, broken pipes by insulating water supply lines (in the attic, crawlspaces, garage, and exterior walls), protecting exposed outdoor faucets, and sealing gaps in exterior walls.
8. Use a hidden moisture meter to scan the ceilings, walls, and floors of all plumbing areas for water leaks prior to building occupancy, and on a regular basis thereafter.
9. Use steel framing components instead of wood [delicious food for mold growth] to build the walls, second floor, attic, and roof of the building. Although steel framing is a little more expensive than wood, it is very affordable long-term, especially in consideration of steels water damage and mold prevention qualities, as well as fire resistance.
10. Alternatively, build the walls out of poured concrete, concrete blocks, or insulated concrete building components. Use adequate amounts of waterproofing compound in both the concrete and in cement stucco interior and exterior finishes.
Build weep holes into the exterior masonry walls. Weep holes are openings at the foundation level of a brick or concrete block wall that allow moisture to escape from behind and inside the wall. Do not close or block these openings.
11. If the owner or builder uses any wood timbers, plywood, plywood substitutes, drywall, plasterboard, and ceiling tiles, pre-inspect such cellulose-based materials for mold growth and mold stains prior to their use. Remove the mold completely from the materials or return the materials to the supplier, and replace with mold-free materials. Use a moisture meter to scan all wood for moisture content, which should not significantly exceed 16 to 17 percent.
Cellulose is the main substance in the cell walls of plants (and thus of wood from trees), and it is used in the manufacture of the paper backing of insulation, artificial fibers (e.g. for carpeting and padding), and many building materials such as drywall, plasterboard, and plywood substitutes.
12. In addition, spray all cellulose-based building material surfaces with at least two wet sprayings of an EPA-registered fungicide, followed with at least one coating of an EPA-registered protective fungicidal coating. Allow the surfaces to dry after each spray application.
13. Install a high-quality rubber water barrier beneath the roof shingles or tiles to keep rain from entering the building should there be degradation of, or damage to, the shingles or tiles. Install gutters (with leaf-catching screens) that lead to in-ground pipes that take rainwater away from the house.
14. During construction, store all mold-vulnerable, on-site building materials off the ground and beneath waterproof tarps or plastic sheeting to protect the materials against rain, and thus against mold growth.
15. During rain and as a precaution at the end of each construction day, cover the entire building with waterproof tarps or plastic sheeting to keep rain off of the building until the roof has been shingled, and the siding and windows have been installed.
16. Prevent construction defects that allow water entry into the home or building by carefully monitoring the day-to-day construction of the structure. A construction-savvy owner, a trained employee of the buildings architect, or an independent physical engineer or home inspector should do this important construction quality control monitoring. Construction defects are an important cause of mold infestation.
17. Design the heating/ventilating/air conditioning (hvac) system to have in its return air duct a built-in mass media (6 inches or thicker), replaceable hepa filter, or a top-rated electronic air cleaner to remove continually airborne mold spores from the circulating air.
18. Install a programmable dehumidifier into the hvac to reduce indoor humidity to a mold-discouraging 30 to 40 percent. Do not install a moisture-increasing humidifier. Install a humidistat-controlled exhaust fan in the attic and any crawl space area to help keep the humidity level low in those areas. Install exhaust fans that vent directly outdoors in the bathrooms and kitchen.
19. Do not use wall-to-wall carpeting because carpeting and padding are great mold food and a great place for mold growth, viruses, bacteria, and dust mites to hide and to multiple. Instead, for concrete floors, use ceramic tile set in cement containing a waterproofing compound. Use colored cement with waterproofing as the tile grout. For wood floors, install vinyl tile or linoleum. Use washable area rugs for comfort and beauty.
20. During construction and also upon completion prior to sale, rental, and occupancy, the building should be inspected and mold tested all-around for mold problems by a Certified Mold Inspector, or with do it yourself mold test kits.
For more information about mold prevention, please visit—


text:
I have everything you need to continue to cloth train/diaper into the late toddler months! Make me an offer... I'd love for someone to take it all. Will try to get photos posted of it all soon, but happy to e-mail you photos of anything in the meantime. It's all gender neutral and in VGUC.
This is my bullet-proof night time system for older toddlers who are still wetting heavily at night:
Disana Wool Soaker (berry color, XL, fits 25-35 lbs)
Happy Hempy Pocket Fitteds w/ Fleece Inners (XL, fits 25-35 lbs, I have 3 of these)
Superdo Hemp/Cotton/Microfiber Inserts (Large, I have 4 of these)
We only used trainers during nap (and later, at night). All of these are stuff-able, so absorbency can be tailored to meet your toddler's needs.
Happy Heiny's Trainers (Small, fits 25-35 lbs, snaps; these work great for night stuffed w/ the Superdos above. I have 3 of these)
Tinkle Time Trainers (Small, fits 25-35 lbs, work better for nap w/ the inserts listed below. I have 2 of these)
Hemp Babies Hemp/Organic Cotton Inserts (these are an excellent all-purpose booster. I have 5)
Punkin' Butts Hemp/Cotton Inserts (super absorbent, work great in trainers; I have 3 of these)
Superdo Hemp/Cotton/Microfiber Inserts (listed above; these things absorb like crazy; I have 3 size L)
XL Kooshies Pocket Fitted (great for night; take it for free)
7th Heaven Babies Wool Fitted Cover w/ snaps (Large, fits 20-35 lbs; loved this for naps)
Re: Toddler Nighttime, Trainers, Wool, Inserts MMAO!
I'd love the whole lot. PM'd you!
Re: Toddler Nighttime, Trainers, Wool, Inserts MMAO!
PMing you. Are the superdos still available?
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Tuesday, April 26, 2005
Calvin and Luther on Universal Salvation: 1 Timothy 2:4 (Part 2)
The critical issue for Luther is not really whether or not "all men" is truly universal, but rather does "salvation" mean temporal or eternal salvation (Luther 261). This is a surprising twist on the interpretation of this passage. First Luther says that the statement can be taken either way, because in both cases it is still God alone who saves (Luther 261). But he proceeds to say that he believes it refers to general salvation, by which he means God's protection from "the perils of adultery, fornication, poverty, error" and other such things (Luther 261). Why does he interpret it thus? He uses a passage from 1 Timothy 4:10, "He is the Savior of all men, especially of those who believe," to show that Paul distinguishes between "all men" and "those who believe" (Luther 261-2). From this he asserts that God saves the latter eternally, but not the former; and so we should understand Paul as referring only to general salvation for all men (Luther 262).
He expands his argument for temporal salvation by referring to the close context of 1 Timothy 2:1-2 which tells us to pray for all people, for as Luther says "such a prayer for men is acceptable, even if they are wicked" (Luther 262). According to Luther, when Paul says that God desires all men to be saved, Paul truly means "all men," but only in the sense of offering them temporal salvation such as peace, sun and rain, etc (Luther 262). Certainly we cannot deny that God is the giver of all good things, and that He causes it to rain on the just and on the unjust alike (Mt. 5:45), but does "salvation" really mean that here?
In an article explaining how Luther dealt with this passage, Lowell Green gives further insight to why Luther understood this only as temporal salvation. In other writings, Luther pointed out that the Greek word for salvation in this verse, swthenai (root = swzw), can mean preserving or rescuing from natural dangers and afflictions (Green 59). Luther compared this usage to other passages in the Gospels where the same verb swzw is used in conjunction with healing miracles, like Matthew 9:22, (ESV) "Jesus turned, and seeing her he said, 'Take heart, daughter; your faith has made you well (seswken).' And instantly the woman was made well (eswthe)." However, while it is often used in that sense, the predominant usage of the verb swzw in the New Testament is to refer to eternal salvation—salvation from sin, death, and the devil (cf. Mt. 1:21, 18:11; Mk. 16:16; Jn. 3:17; etc). But how do we know which sense is meant? Obviously the context will dictate the interpretation. So has Luther sufficiently proved from the context that temporal salvation rather than eternal salvation is meant in 1 Timothy 2:4?
The whole verse reads, "who desires all people to be saved and to come to a knowledge of the truth" (emphasis mine). The latter half of the verse explains what is meant by "to be saved," namely that they come to a knowledge of the truth. Throughout the New Testament "truth" is used to refer to divine knowledge, especially saving knowledge (e.g. Jn. 8:32, 14:6; Gal. 2:5, etc.). In the light of this latter portion of verse 4, as well as the statement in 1 Timothy 2:5-6 that there is "One mediator between God and men, the man Christ Jesus, who gave himself as a ransom for all," the case seems strong for understanding salvation as eternal in this context. But here Luther is consistent in following the conclusions of his interpretation, in that he does not refer "knowledge of the truth" to a saving knowledge, but rather a general knowledge, that all men "may know the source from which they receive their blessings" (Luther 263). So in order to be consistent with his interpretation of swthenai as temporal salvation—the providence of God over creation—Luther reads "knowledge of the truth" as a "first article" knowledge of God as creator and giver; not a redemptive "second article" knowledge of Christ as Savior (Green 59).
Interestingly, Lowell Green notes that Luther in practice was inconsistent on this interpretation. For while he spoke of this "knowledge of the truth" as a general knowledge during his lectures on 1 Timothy, when he was in the pulpit he equated truth with the gospel, namely the truth regarding eternal salvation (Green 66). In fact, even in his lectures on 1 Timothy the inconsistency is apparent. He begins by pointing out that Christ gave us the command to "Go and preach to every creature" (Mt. 28:19), because He (God) "exposes to absolutely all men the light or knowledge of the truth" (Luther 263). Here Luther is equating the mission of the Gospel to all nations with the knowledge of the truth, contrary to his earlier (and later) statements about general knowledge. Luther continues in the same passage to say that the Gospel comes so that all men may know it; yet "Many do not know it" (Luther 263). Here Luther encounters the question of why some and not others, and in the next sentence he states, "This relates to His most secret will…These questions are too deep for you to explore…We must think about those matters which have been expounded and given to us" (Luther 263). Thus Luther directs the believer away from such questions, knowing that we cannot understand why not everyone is saved. Luther speaks of a hidden will of God which cannot be grasped, and urges us to focus on and learn from the revealed will of God. But after treating this question as if the passage meant eternal salvation, Luther proceeds to say that the passage is clearly about temporal salvation and welfare, and that people recognize God as the source of such blessings.
Disregarding these inconsistencies, is there still a deeper motivation for Martin Luther's interpretation? The deeper issue for Luther may have to do with the will of God, and is not directly evident from the Lectures on 1 Timothy themselves. Lowell Green explains this critical concern of Luther, and suggests a reason why Luther read this passage in the light of temporal salvation and general knowledge rather than eternal salvation and saving knowledge. Green thinks Luther's concern was with God's will, and whether or not it can be averted by the human will. He quotes from one of Luther's sermons on this text, "If our will hinders God's will, it must be stronger than God's will, and that which he wills need not occur, if we are not willing" (Green 63). Consequently, in the pericope under study, if God were to will the eternal salvation of all men, then all men would in fact be saved because our human will cannot hinder or be stronger than God's will. This is a very forceful conclusion, and firmly denies the free human will, and places salvation completely under God's sovereignty. This would explain why Luther interpreted this passage as referring to temporal salvation, because if it referred to eternal salvation the fact that some men are damned would seem to contradict the immutable will of God. But taking into consideration some of the inconsistencies of Luther's understanding of 1 Timothy 2:4, and also that he always emphasized salvation was under Christ's cross, there is certainly more to the broader picture than we are able to examine here.
But in the lectures here, by applying the distinction between temporal and eternal salvation, Luther appears to have dodged the question of "Why are some saved and not others?", by removing this text altogether from the debate over eternal salvation. But has he truly guarded the will of God by moving this passage into the realm of temporal salvation? For if it is truly God's immutable will that all men be saved with a temporal salvation (i.e. have food, health, peace, good fortune), and come to a general knowledge of the truth (that God is the giver of these blessings), has God's will truly been met? Is it not evident from the world around us that millions of people are starving, impoverished, stricken by war and disease in third-world countries around the planet? Have they received temporal salvation? No, it seems that rather than safeguarding God's will by changing the realm of salvation to which Paul refers, Luther has only relocated the problem. Just as the fact that God wills all men to be saved eternally, and yet some are not, does not mean that God's will is too weak to accomplish what He desires—neither does the fact that all people are not saved temporally with peace and welfare, mean that God's will is weaker than the evil that assaults our daily lives.
The problem is that Luther's conclusion: "If our will hinders God's will, it must be stronger than God's will, and that which he wills need not occur, if we are not willing," presents God's will only in the manner of the Law. It is certainly true that God's will is stronger than ours, but this is not the thrust of 1 Timothy 2:4 in the will of God for all men to be saved. The simple reason is that when God is bringing men to faith in Christ, God works through the Gospel, not through coercion, and thus can be and is resisted. According to Green, Luther also states this, that man has a will to reject salvation and that God does not force them to be saved (Green 64-5). Consequently, although man's will is certainly not free—as faith in Christ and salvation come completely as a gift—the human will can reject the Gospel which is given, because God does not force salvation upon the unwilling. It must here be asserted for clarity that this does not imply an inherent difference in quality between believers and unbelievers, such that God elected the faithful in view of their faith (intuitu fidei). Rather, salvation for all men is willed by God, and He freely gives out this knowledge of the truth to all who would receive it, and His elect are saved completely by grace, whereas the unbelievers are condemned on their own fault, not because God predestined them for damnation.
2 comments:
- Stuart Floyd said...
Luther's interpretation is interesting, temporal salvation vs. eternal salvation. Thank you for your exposition on his commentary. It got me thinking.. so I looked up the passage to see its use in the BoC. It is not there. Apparently this verse is not a sedes doctrinae, a clear Scriptural passage by which we might interpret the less clear. Rather, in the Epitome XI on Election for instance, the following passages are used: Rom. 11:32, Ezek. 18:23, 33:11, 2 Peter 3:9, and 1 John 2:2. Perhaps the 2 Peter verse comes closest in verbiage to the 1 Timothy passage. I wonder how Luther treats this passage?
"Consequently, although man's will is certainly not free—as faith in Christ and salvation come completely as a gift—the human will can reject the Gospel which is given, because God does not force salvation upon the unwilling."
This has always troubled me.. who is not 'unwilling'?
- Claud C said...
When Martin Luther was asked what we contribute to our salvation, he said, "Sin and resistance."


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Calling All Cinemaniacs!: Day 29
Whoa. As my childhood babysitters fav tv show said, like sands through the hour glass!
Indiegogo is now counting in hours not days for Calling All Cinemaniacs. There's only 61 hours left to contribute, perhaps less by the time you read this. The good news is, this campaign is shockingly close to reaching the goal.
Special thanks to newest contributors Daniel Ng and Scott & Christiane Gallery for getting it ever closer to that goal!
Thank you all for your support and please keep sharing, Tweet, and nudging! 🙂


text:
Hi bros,
I'm buying a linux hosting and some domains for porn (not storage) this weekend. So, any offers in hostgator, namecheap, godaddy ... that...
$3 for domain and $1 for private registration.For Indians: Only Rs.193.55 COM w/ Rs.64.52 Private Registrationcjcrmn3cp
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Separate names with a comma.


text: I have a software package that is a demo version. The License file that makes the software work fully is a bmp file. The bmp actually pulls up in photoshop as a small image but obviously there is a license key or code embedded in this photo to make the software unlocked. Can someone help me out? Thanks!


text:
Sprinkler winterization and blowout Franklin TN
michaels32Published: October 22, 2015
Published: October 22, 2015
Greenscene Landscaping in Franklin TN is the first choice for sprinkler winterization. We've been doing irrigation blowouts in Franklin for years and have built the reputation as the best in the industry! Find us at www.greenscenetn.com


text:
Do you have a great idea for a business?
Wondering if content marketing will help move the needle?
To discover what it takes to build a content-driven business, I interview Joe Pulizzi.
More About This Show
The Social Media Marketing podcast is an on-demand talk radio show from Social Media Examiner. It's designed to help busy marketers and business owners discover what works with social media marketing.
In this episode I interview Joe Pulizzi, founder of the Content Marketing Institute, author of the book Epic Content Marketing and the founder of Content Marketing World, the leading conference for content marketers. Joe's latest book is Content Inc.: How Entrepreneurs Use Content to Build Massive Audiences and Create Radically Successful Businesses.
Joe will explore how you can build a sustainable small business with smart content marketing.
You'll discover the six steps to take to create a content business in any niche.
Share your feedback, read the show notes and get the links mentioned in this episode below.
Listen Now
Listen now: Play in new window | Download
Subscribe: Apple Podcasts | Android | Google Podcasts | Stitcher | TuneIn | RSSYou can also subscribe via iTunes, RSS, or Stitcher. How to subscribe on iPhone.


text:
Have you seen this beagle?
LOST BEAGLE (FAN-Shields ave)
Reply to: email@example.com
at around 8 or 9pm last night my beagle, Mason, went missing from our apartment on Shields Ave in the fan. He is light brown, chocolate brown, and white with green eyes and a pink nose. He is still in-tact. He did not have his tags but his collar is hunter green with silver studs. PLEASE PLEASE PLEASE call/email/text me at any time, this dog is the love of my life! My name is Whitney and my number is 540-661-6516. My boyfriend also posted an add so if you see similar pics you can contact either of us


text:
Drake Falls Ill, CANCELS Wireless Festival Performance Overseas + Jennifer Hudson TITLES Upcoming Album 'JHUD'
Drake is currently recovering from an illness. And it has caused him to cancel a few festival performances overseas. Meanwhile, Jennifer Hudson has finally revealed the title to her upcoming studio album. Deets inside….
Poor Drizzy.
Drake is currently recovering from an undisclosed illness. And now, under doctor's orders, he will not be headlining the three-day Wireless Festival in London and Birmingham this weekend.
The "Worst Behavior" rapper sent a message out to his fans via the Wireless Festival's official website saying,
"To my beloved fans, it truly breaks my heart that I won't be able to perform as planned at Wireless and Roskilde this weekend. I got sick a few days ago and although I am on my way to bouncing back, my doctors have made it clear that I am not physically fit to fly or deliver the performance my fans expect and deserve from me. I will be focused on resting for a quick recovery. I have the best fans in the world and I can't wait to come back to make more incredible memories together."
In an attempt to make up for Drizzy's absence, Live Nation and the festival organizers have pulled out all the stops to keep fans happy. Kanye West (who was already set to perform) will headline an additional show on Saturday for London fans and Birmingham fans will enjoy an extended set from Rudimental and other acts.
Joining Kanye, Pharrell, Outkast, Bruno Mars, Wiz Khalifa, and Iggy Azalea are also scheduled to perform at the Wireless Festival.
Hope he's better before his 2014 ESPYs hosting gig on July 16th!
In other music news....
As she gears up to release her third studio album, Jennifer Hudson finally reveals the title to her upcoming LP. It's JHUD.
After releasing her newest track "It's Your World" featuring R. Kelly, the "Walk It Out" singer says her new album will give fans a different side of her and will be a very personal experience. In a radio interview with WPGC, the Grammy award-winning singer said
"It's different expressions of me as an artist, a girl, a music lover," Hudson told WPGC.
Still no confirmation on the actual date JHUD will be released, but fans can expect to hear it sometime in mid-August.
Are you coppin' it?
Photos: Jason Merritt/Kevin Winter/Getty


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Senor Mex Says: Wow! Your post about Rocky Point makes me want to jump in my car and head down right this second! Fortunately, I already know how important it is to buy Mexican car insurance for this kind of trip. Many people don't, though, which is why it's nice that posts like these exist online. People often confuse the concept of a "Free Zone" with the ability to go without proper coverage. Even if you're only venturing a short distance into Mexico, you need to have a high-quality car insurance for Mexico policy on hand at all times. There is no way to predict if or when an accident will happen. If one happens to you, you will rue the day that you chose not to buy Mexican insurance. Don't let money be an excuse either – this type of coverage is extremely cheap! Larry Wells Review Post
"The fact that Rocky Point Mexico is in the free zone means that you do not require any special documentation for your car. Getting Mexican car insurance for Rocky Point is just about all that you will require. There will be special rates for your insurance premiums. Mexican auto insurance for Rocky Point can be purchased online or in local establishments."
Read the entire Larry Wells Review post here. Don't sell yourself short – always buy Mexican car insurance at mexicaninsurancestore.com before going down to Rocky Point! Stay safe in Rocky Point with Mexican car insurance!


text:
A student with an LCCI account may access past and sample exam papers by checking in the Qualification Search area. Centers that have registered with LCCI may access the full range of past papers, annual qualification reviews and model answers by logging into the secure area of the LCCI website.
LCCI provides employers and students vast quantities of information to succeed in their endeavours. LCCI provides past exam papers across different subjects, including financial and quantitative, English language, marketing, customer service, business administration and IT. Students interested in LCCI qualifications may register with LCCI centers near them, after which they may access past exam papers via the LCCI website.


text:
Ottawa (March 10, 2015) – This afternoon, Senator Grant Mitchell introduced an amendment to Bill C-279 to remove the highly criticized "bathroom amendment" that was passed during committee stage.
Bill C-279 seeks to amend both the Canadian Human Rights Act and Criminal Code to include "gender identity," thereby ensuring that transgender Canadians finally have equal protection under the law. During committee study Senator Donald Plett introduced an amendment that excludes sex-specific facilities including washrooms, locker rooms and women's shelters from protection, in a direct contravention of the bill's purpose.
It is for this reason that Liberal Senator Grant Mitchell, sponsor of the bill in the Senate, introduced an amendment to return the bill back to the form in which it was passed by the House of Commons. "We cannot allow the very act that is designed to prohibit discrimination to be amended to allow discrimination."
Bill C-279 is currently being debated at report stage in the Senate, where the Senate as a whole must either approve or reject the amendments that were passed during committee study. "If my amendment is not adopted at this stage, I intend to reintroduce it at third reading. I know that I have the support of my Senate Liberal colleagues and I urge Conservative senators to listen to the pleas of the transgender community."
The bill must return the House of Commons where the Senate amendments will be accepted or rejected. "I hope that we can move quickly and get the right version of this legislation passed," said Senator Mitchell. "Canadians believe in equal rights and it's long past time that our laws reflect that."
For more information:
Kyle Johnston, Office of Senator Grant Mitchell
Please click here to read this news release in French / Veuillez appuyer ici pour lire ce communiqué de presse en français
You can read the most recent news from Grant Mitchell in your newsreader via this RSS feed.
RSS Feed »
Oct 13, 2016 |
May 2, 2016 | Senator Grant Mitchell announced that, effective today, he will sit as an independent / Le sénateur Grant Mitchell a annoncé qu'il siégerait à titre de sénateur indépendant à compter d'aujourd'hui.
Jul 15, 2015 | Last week, the Senate Standing Committee on National Security and Defence released an interim report titled Countering the Terrorist Threat in Canada. While Senate reports are usually consensus-based, all Liberal members of the committee — Senators Joseph Day, Colin Kenny and I — dissented and Senate Liberals support our decision.
Jul 9, 2015 | Yesterday the Standing Senate Committee on National Security and Defence tabled its interim report on security threats facing Canada. The report, titled Countering the Terrorist Threat in Canada, examines terrorist recruitment, operations, financing, prosecutions and other aspects of security threats facing Canadians.
Jun 18, 2015 | Senator Grant Mitchell has tabled legislation to create a civilian review and oversight council for the RCMP, as well as an Ombudsperson, measures which will begin to address allegations of harassment within the Force.
Jun 17, 2015 | Today Senator Grant Mitchell tabled legislation that will create a federal underground infrastructure notification system which is consistent with most other provincial jurisdictions across Canada.
Jun 17, 2015 | Yesterday in the Senate Question Period, Senator Mitchell asked the Leader of the Government in the Senate whether he would commit to bringing Bill C-279, the transgender rights bill, to a vote. This is their exchange.
May 29, 2015 | Yesterday in the Senate Question Period, Senator Mitchell asked the Leader of the Government in the Senate whether he would commit to bringing Bill C-279, the transgender rights bill, to a vote. This is their exchange.
Mar 10, 2015 | This afternoon, Senator Grant Mitchell introduced an amendment to Bill C-279 to remove the highly criticized "bathroom amendment" that was passed during committee stage.
View the news & press releases archive »


text:
Thanks for taking the time to comment. On the issue of the debate on external validity, and whether it's getting tiring discussing it only in the context of RCTs (or the new empirical development economics), we can set aside all the stuff from the past two years (including repeatedly on this blog) and see this symposium from the EPW, which includes contributions from Banerjee, Bardhan, Basu, Kanbur, and Mookherjee: http://www.arts.cornell.edu/poverty/kanbur/NewDirectionsDevEcon.pdf
That I wrote a 1,500-plus word blog post isn't indicative of a yawn, but rather the disappointment of hearing the same arguments on external validity, almost exclusively made as a criticism of experiments in economics (glad to say that the paper covered above is not one of them). The more serious work addressing some of the important issues surrounding external validity (three of the papers cited above and some, like Aronow and Samii, cited within the Pritchett/Sandefur paper) is suggesting so far that there is nothing simple about external validity for policy making.
I believe rigor, and not the lack of it, is what makes (or should make) us humble about the limits to which we can give policy advice based on the extant evidence. Development practiced as cookie cutter advice to policymakers is potentially the worst kind. The evidence doesn't tell you what you should do, but rather gives you the frame within which you should consider your problem and the potential solutions.
We'll be looking for your contribution that is neither weak nor ignorable: perhaps it can even be a new entry into the next edition of Mostly Harmless Econometrics...


text:
NEW YORK (GenomeWeb News) – IntegenX today said that it has signed an agreement with Scientific Analytical Tools Trading to distribute the firm's rapid DNA identification system in the Middle East.
Under the agreement, SAT will conduct sales, marketing, and service for IntegenX's RapidHIT 200 Human Identification System in the United Arab Emirates, Oman, Kuwait, Bahrain, Qatar, and Saudi Arabia. Financial and other terms of the agreement were not disclosed.


text:
Nice looking 1934 MG34 BSW for sale on G/B, not mine.
"Form 4", probably can't be purchased by mere mortals.
The ad writer makes some confusing statements. Aren't ALL MG34's "select-fire"?
The gun does have some parts from the rare "regler" rate-reducing system. The pistol grip has the "slow/fast" button, or possibly "useless-hole plug" substitution. Was it built as a regler gun? Is the receiver the special one drilled and milled in the back for the rate-reducing system? Any other of these special parts inside the grip and receiver?....Phil