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Reaction to Fed Chairman Janet Yellen's Comments About U.S. Stock ValuationsMay 7, 2015
Joe Williams, CFA®, Director of Investment Strategy for Commerce Trust Company, adds some historical perspective to Fed Chairman Janet Yellen's remarks on U.S. stock valuations.
Q. U.S. stocks were down again yesterday as the markets reacted to Janet Yellen's statement that U.S. valuations were at their high end. Can you put that in perspective for us?
A. Janet Yellen is certainly correct from a comparative historical basis that U.S. stocks are at the high end of their valuations at the moment. Another way of saying this is that stocks are relatively expensive right now. But we also think because of the ultra-low interest rate environment and very low inflation rate we currently enjoy, the current values are justified. There are still fairly priced stocks out there and the market has already rebounded some today.
Q. Where are we in terms of stock valuations on a historical basis?
A. Stock valuations are measured by price-earnings (P/E) ratios. In general, a high P/E suggests that investors are willing to pay a higher price for earnings growth in the future. If you just purely look at valuations over the last 90 years, the average market P/E ratio for the S&P 500 Index is about 17 times earnings. Right now we are at 20 times, which is at the high end of the historical valuation range, but nowhere close to 2000, when P/Es moved above 30 times during the dot-com bubble.
Q. Are the higher valuations a concern?
A. Valuation levels are only a piece of the puzzle when determining if equities are an attractive investment. When you take into account the low interest rates and low inflation, our contention is the equity market is not overvalued. Interest rates have moved higher over the last week around the world but not enough to change our positive outlook for equities.
- This article is a special report designed to provide general information only and is not to be construed as tax advice. Please consult with your tax professional regarding your situation.
- 1 2013 Health Care Costs Survey, AARP Research November 2013
- 2 Fidelity Estimates Couples Retiring in 2013 Will Need $220,000 to Pay Medical Expenses Throughout Retirement, Fidelity.com, May 15, 2013
What will rising interest rates mean for the stock market?
The Federal Reserve Board (Fed) has been telegraphing a rate increase for some time now so it seems like the question is no longer "if", but "when". Nick Fafoglia, CFA®, a senior Investment Portfolio Manager at Commerce Trust Company, takes a moment to address the impact of the impending Fed action and the potential impact on stocks.
Market Volatility: 4 Ways You Can Manage It
During market volatility, many investors become nervous and begin to question their investment strategies. Remember that it is the nature of the markets to move up and down over the short term, so attempting to time the market is nearly impossible.


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Ummm...judging by the blonde in the stands on the left, I think Todd will really learn to love the South Florida lifestyle. As we all should...
Oh my...
Posted by Mike at 8:59 PM
8 comments:
- Jes Gőlbez said...
Damn, those things are probably harder than granite. Look, but don't touch. You might poke your eye out.
- Mike said...
I know. The NHL marketing team, if they're worth their salaries, should just hire her to go arena to arena. Spread the wealth I say!
- Zanstorm said...
MMM...buck punny!
- Zanstorm said...
MMM...buck punny!
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CHICAGO (AP) – Research on 202 former football players found evidence of a brain disease linked to repeated head blows in nearly all of them, from athletes in the National Football League, college and even high school.
Jane Fraser, president of the Memphis-based Stuttering Foundation of America, has received an honorary fellowship from the London-based Royal College of Speech & Language Therapists. She was selected for her distinguished service in promoting the profession of speech and language therapy. Fraser, whose father started the nonprofit Stuttering Foundation in 1947, has served as its president since 1981.
You could say David McKee was baptized by fire when he first joined ALSAC/St. Jude Children's Research Hospital in December 1977 as the new regional director of the Southeast Region in Atlanta.
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(A) The commission may, upon its own motion or upon the motion of any person adversely affected by such exemption, exit-the-merchant-function, or alternative rate regulation authority, including the natural gas company operating under the plan, and after notice and hearing pursuant to division (A) of section 4929.08 of the Revised Code, modify or abrogate any order granting an exemption, exit-the-merchant-function, or alternative rate regulation authority under section 4929.04 or 4929.05 of the Revised Code, where both of the following conditions exists:
(1) The commission determines that the findings upon which the order was based are no longer valid and that the modification or abrogation is in the public interest.
(2) The modification or abrogation is not made more than eight years after the effective date of the order, unless the affected natural gas company consents.
(B) The commission shall order such procedures as it deems necessary, consistent with this chapter, in its consideration for modifying or abrogating an order granting an exemption, exit-the-merchant-function plan, or alternative rate plan.
(C) If the commission has issued an order approving an exemption under section 4929.04 of the Revised Code, the natural gas company will not be required to provide default commodity sales service through a purchased gas adjustment clause, unless the commission determines that market conditions are not competitive or that the physical supply of natural gas commodity has been compromised by unforeseen circumstances. The commission may issue orders or directives imposing temporary measures necessary for the provision of default commodity sales service and shall set an expedited hearing on the orders or directives. Any such orders or directives shall be drawn as narrowly as possible to accomplish the purpose of protecting the public on an interim basis. The commission shall take all possible steps to ensure that the temporary measures remain in place only long enough to remedy noncompetitive market conditions or resumption of the ordinary function of the physical supply of natural gas commodity. A natural gas company may request recovery of all costs reasonably incurred by the company in complying with any temporary measures imposed under this chapter.
Replaces: 4901:1-19-12
R.C. 119.032 review dates: 07/15/2018
Promulgated Under: 111.15
Statutory Authority: 4929.10
Rule Amplifies: 4929.04, 4929.05
Prior Effective Dates: 3/24/97, 11/10/06


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Thousands of people's bus passes are expiring around now, and as the expiry of existing bus passes approaches people are wondering:
- Do I need to make a new bus pass application? or
- Do I just wait to receive a replacement?
In many cases local authorities are writing out to existing bus pass holders with information on the renewal of bus passes. But not all – if you wish to check what your local authority require, we suggest going to our 'Where to apply' page, find the link to your local authority, where you may find information on renewals, and if not an email address that you can use to enquire.
In the last couple of years the issuing of bus passes has moved from local authorities to county councils, so new passes may be issued from a different place. Here in North Yorkshire we've just received our replacement passes from an office in Northampton, who sent letters to which we had to reply.
On the other hand some places e.g. Braford say they only deal with online renewals, but how do those for whom applying via the Internet isn't an option ? and County Durham seem to leave it to bus pass holders to apply for renewal.


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They are going to expand Potter and the rumors from the people who are higher ups there is that a Gringotts coaster and quidditch show are on the way along with Diagon Alley. If they cancel the coaster because of wimps I will be so upset, especially if they put some kiddie ride in instead.
I know that younger kids read the first couple of books, but I have never met any child who had read beyond Prisoner of Azkaban and actually understood what it was they were reading about. The basics of the plot yes, but not the underlying themes. So that's what I meant about most people reading after elementary school, besides the fact that for most original fans who waited for the books to come out were in secondary school or college when it ended and therefore are adults or near enough now.
Honestly, I think as long as they expand Wizarding World and it is all themed properly and there is a Gringotts coaster, I don't really care what else goes in. I just really want that coaster because watching it in 3d/DBOX (like shrek 4d where the seats move) it was like it was a ride already and I want to ride again.
As I am getting older myself, I can't handle it as well. I avoid very intense rides, but I can still handle the more gentler roller coasters and most simulators. I will still do one or two, then I'll stop. There are few options other than this. Otherwise, you're wasting your money and its better to not go.
From the looks of it, the Wizarding World have plenty of things to do. The Forbidden Journey/School queue alone looks spectacular. Did she skip the queue? Her loss.
The outdoor portion is not that exciting, but that is the whole idea. You build up anticipation as you get closer to the castle doors to view the interior.
Apparently, USF can do nothing right.... eh, Skipper?


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Why are California's college graduates struggling to find employment? Northern California Assemblyman Don Logue believes it's because too many students are graduating with liberal arts degrees and entering into a job-market without a high demand for those professions. Logue's Assembly Bill 51 proposes capping the price of science, technology, engineering, and math degrees to $10,000 dollars, which is half of the current tuition fee, on CSU Long Beach, CSU Chico, and CSU Stanislaus. Governor Rick Scott of Florida has proposed a similar initiative in Florida universities to freeze tuition rates of these majors while tuition rates continue to rise in the other fields of study.
At the University of Florida, a group of history professors have already organized a protest petition, fearing that this move would decrease the number of students studying liberal arts and thereby decrease funding in those departments. As for funding, Logue expects the state of California to pay for the financial discrepancies for these departments, and Scott hopes that Florida's state financing and private-public partnerships will cover the expenses.
What do you think about tiered education and a $10,000 bachelor's degree? Do you think students will change their fields of study based on these proposals? Will this alleviate employment issues? Will it affect funding for the humanities?
Assemblymember Dan Logue, (R), For California's 3rd District (Northern California - Chico); Chairs the Assembly Republican Task Force on Jobs and the Economy; Also serves on Health, Elections & Redistricting, Budget, Transportation Committees


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Lucknow: Six medical colleges in Uttar Pradesh will be developed in a phased manner as super-speciality centres, Union Health Ministry officials said on Monday.
The medical colleges in Agra, Kanpur, Meerut, Jhansi, Allahabad and Gorakhpur will be developed on the lines of the All India Institute of Medical Sciences (AIIMS) in New Delhi.
Sources said Union Health Minister Harsh Vardhan, who is an alumni of the Ganesh Shankar Vidyarthi Medical College (GSVM) in Kanpur, has asked to speed up the process.
A special financial package of Rs 150 crore has been sanctioned for GSVM in Kanpur.
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"Uttar Pradesh has a large population and the pressure of tackling diseases is more," Harsh Vardhan told IANS.
The union government will provide 80 percent of the funds to the Kanpur medical college, while the rest will be contributed by the state government.


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A Musical Tribute to Chana Mlotek, z"l
Featuring Chana Mlotek's grandchildren: Lee, Marissa, Avram, Elisha
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Merlin & Polina Shepherd, Lucette Van Den Berg, Shura Lipovsky , Niki Jacobs , Elmore James, Karsten Troike, Andrew Keltz, Dan Kahn, Josh Dolgin, Jeff Warschauer , Deborah Strauss, Vira Lozinsky, Cesar Lerner & Marcelo Moguilevsky Lorin Sklamberg, Annette Ezekiel, Michael Winograd, Daniella Rabbani, Ron Rifkin, Joanne Borts, Robert Abelson, Robert Abelson, Sarah Gordon and Janet Leuchter.
Music Direction by Zalmen Mlotek
Holiday songs, love ballads, workers songs and songs of spiritual resistance all come to life in this intergenerational tribute concert to Chana Mlotek (1922-2013), who I.B Singer called the "Sherlock Holmes of Yiddish music". Musically directed and performed by her son, Zalmen Mlotek, the artistic director of the National Yiddish Theatre Folksbiene, as well as her grandchildren Lee, Avram, Marissa, Elisha and Sarah, MIR TROGN A GEZANG features songs that Chana unearthed in her decades of research. It was in tribute to this beloved Yiddish folklorist and anthologist that the initiative to organize KulturfestNYC was undertaken by community leaders Stanley Bergman and Mark Mlotek, and it is to her that this unprecedented festival of Jewish performing arts is dedicated.


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The Benefits of Fish Oils For Children
Parents are bombarded with healthy eating advice, from how much fruit and veg to eat to which type of bread is best for lunchbox sandwiches. Even the most savvy parent cannot keep up with it all – especially when the advice seems to change by the week.
One piece of advice, however, that looks as if it is a good one to stick to is to make sure your growing children are taking in fish oils to help with their concentration, behaviour and learning development. Some studies have shown some pretty dramatic results when fish oils have been given to children with learning difficulties including dyslexia, dyspraxia and ADHD – even adults have reported benefits from taking fish oils when coping with conditions like depression and schizophrenia. People with arthritis often take fish oil as well.
Another recent study found that young children who took regular doses of fish oils enjoyed dramatically improved performances at school. In fact, the vast majority of mixed ability children taking part in a UK trial showed improvements in their reading, writing and numeracy work after taking the supplements for several months.
The main ingredient of fish oils is Omega-3 fatty acids, specifically EPA and DHA, which the body cannot make on its own. Other good sources for this are oily fish, such as salmon, sardines, mackerel and tuna, as well as some plant oils, nuts, seeds and dark leafy vegetables.
These foods are also beneficial in pregnancy; although mothers-to-be should seek medical advice regarding safe amounts of oily fish to eat as they can contain environmental pollutants that can then build up in the body if eaten to excess. Some fish oil supplements, are not suitable for pregnant ladies either, e.g. those made from the livers of fish, such as cod liver oil. Making sure a pregnancy diet includes just two portions of oily fish per week should provide safe and adequate exposure to these vital fatty acids.
Of course, the next question on any parent's tongue will be, "just how do I get my child to eat oily fish, dark leafy vegetables and seeds?" This is certainly tricky for fussy young eaters, which is where fish oil supplements could well come in. There are a wide range of supplements available for sale and it can be a bewildering choice.
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Many children do not like the taste of oily supplements and there are versions out there that are sweetened to counter this complaint. Look out for those that have been sweetened by xylitol or mannitol, as these are two of the better sweetening options for the teeth. Or plan plenty of family meals involving ingredients high in Omega-3 for an even simpler way to boost your children's brain power and concentration.


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Parkesburg Itinerary 5 Days
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Are 5 days enough for Parkesburg tour?
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How much money for 5 days in Parkesburg?
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Maple Grove Preschool And Church, Our Lady Of Consolation, Highland Baptist Church, Gateway Church must be a part of your Parkesburg itinerary in 5 days! Also, you cannot afford to miss Parkesburg Baptist Church, Parkesburg Mennonite Church, Parkesburg Borough Office. Since 5 days is a comfortable time to explore the best of Parkesburg, you can add Minch Park and Parkesburg National Bank to your itinerary. If you are too tired running between different spots, you can take a day off from the sightseeing and relax in your room or at a nice cafe.
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- Book a food tour, nothing expresses the essence of Parkesburg like its food!
- Take a weekend getaway, explore the nearby cities of Parkesburg.
- List down the free days of the museums and try to visit them on those days to save on ticket fee.
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You are going to be in the city for a considerable amount of time and hence it is recommended to get hang of the local transit system that will make getting around cheaper. Alternatively, you can hire a car or a bike and explore Parkesburg on your own, at your own pace.
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At once I was in the Spirit, and behold, a throne stood in heaven, with one seated on the throne. And he who sat there had the appearance of jasper and carnelian, and around the throne was a rainbow that had the appearance of an emerald. Around the throne were twenty-four thrones, and seated on the thrones were twenty-four elders, clothed in white garments, with golden crowns on their heads.
They cast their crowns before the throne, saying, "Worthy are you, our Lord and God, to receive glory and honor and power, for you created all things, and by your will they existed and were created." (Rev.4:2-4, 10-11)
The concept and meaning of Worship differs from religion to religion and from person to person. It comes with a whole lot of rituals and ceremonies for some, while it is pure appreciation for some others. Christian worship is not meant to be a ritual or ceremony but an attitude that one wears all the time. Worship is to be reflected in the person, his being, his reactions, his relationships, his conduct and his communication.
The Background
Here, in the book of Revelation, we have a glimpse of God's throne room. Worship is all that happens there, all the time. This should have implications for our worship of the same God now here on earth as the Church. The background for true worship can be seen as the awesome Holiness of God and the righteous position of the believer justified by faith. God's holiness is beyond desription. The believer receives the righteousness of Jesus Christ, freely given to him as he placed his faith solely on Christ. The believer has been lifted to the position of reigning with Christ (Rev.20:4, 6), seated on thrones, garbed in His righteousness, crowned with honour for their faith and endurance (2Tim.4:8; Jam.1:12).
The Focus
The focus of Christian worship is the absolute, awesome Holiness of our God. He is clothed in splendor and glory that can never be approached by the sinful humans. It is being continuously announced by the creatures around His throne, saying, "Holy, holy, holy, is the Lord God Almighty, who was and is and is to come!" (Rev.4:8). There can be no other focus for Christian worship, any other focus will render it as idolatry.
The Content
Worship is nothing but "ascribing worth" to our God, which He fully deserves. It is appreciating who God is and what He is doing, by laying down all pretentions and pride, in utter humility, acknowledging our helplessness and total depravity. Worship is consciously placing God where He ought to be, the prime place in our lives and affairs. Our worship services should not contain any ingredient that does not ascribe all honour, glory, credit, thanks and praise to God.
The Frequency
Christian Worship is not controlled by the celestial bodies or the clock as some may have it. There is no special time divinely ordained for worship because it is an attitude that one should be wearing all the time. It is a Christian's identity. He can not be an angel at the worship service and a devil at the work spot. The heavenly model is a non-stop service. "Day and night" refers to the unceasing nature of worship. You can not take a break. You are a 24/7 Christian.
The Attitude
The attitude of worship is that of humility. I see myself as worthless as the dirt the ground at the realization of God's glorious worth. All that I consider of any value, all that I have received from God, all that is earthly, is fit only to be placed at the feet of the Almighty God. I should never glory in any of those things or people, but glory in the greatness of my God. Then is it real worship.


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07.06 The World at War and the Fires Between: Genocide
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Alyssa Guthrieon 2 May 2013
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Transcript of 07.06 The World at War and the Fires Between: Genocide
Cause & Effect/ Events of the Holocaust Adolff Hitler was elected for the chancellorship of Germany. His hatred of Jews, made everybody turn against them. Which is a cause of the holocaust that took place. The use of propaganda based to enhance inherit prejudices in the population to brainwash the average german into thinking that jews and others (homosexuals, handicapped, gypsies) were dangerous enough to be put in concentration camps. The "KKK" would go around town wearing white cloaks setting jews buisnesses, cars, houses, etc. all on fire The Nazi's started out by making jews wear stars of david on them. In prison camps, prisoners were forced to do hard physical labor. Torture and death within concentration were common and frequent. The Holocaust was a tragic event in history. Adolff Hitler was the leader of the beginning of the holocaust. Many people were killed and people were put into ghettos and concentration camps waiting for their death.Full transcript


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The United States Department of Agriculture Animal and Plant Health Inspection Service (APHIS) recently announced it would deregulate a corn genetically engineered to be resistant to the pest corn rootworm and the herbicide glyphosate.
The deregulation allows Monsanto, the developer of the corn, to begin selling the product anywhere in the U.S. According to APHIS, "Our determination is based on our evaluation of data submitted by Monsanto Company in its petition for a determination of nonregulated status, our analysis of available scientific data, and comments received from the public in response to our previous notices."
APHIS proposed to deregulate the corn, MON 87411, in May after finding it would not have significant adverse effects, including the spread of weeds. APHIS said its analysis, "indicates that there will not be any significant impacts, individually or cumulatively, on the quality of the human environment as a result of this action." The action on the part of APHIS comes as environmentalists have increasingly raised concerns about the use of glyphosate, which was declared as a "probable carcinogen" by the World Health Organization earlier this year.
Read the letter OFRF sent opposing the deregulation of this seed here.


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I have to think that this episode was made with the notion that it has been 100 episodes since Twilight became an alicorn. This is the 165th episode of the series.
Twilight has been invited by her parents to be part of a family vacation on board an airship. Shining Armor, Cadance, and Flurry Heart are also on board. It appears Twilight Velvet and Night Light won a contest for this vacation (without reading the fine print). However, it turns out the other ponies on board have paid to see the Twilight and Cadance courtesy of Iron Will now offering themed vacations with the motivational speaking market drying up.
Twilight offers to make a deal that she'll perform the "Princess functions" as long as her family get to participate in events they want to. However, it turns hard on Twilight since she is unable to play bingo with her Dad, race boat with an airsick Shining Armor, or barrel riding with her Mom. Meanwhile, Cadance is watching Flurry Heart in the day care center on the ship. Plus, Twilight has a contest winner named Sky Tracker on her tail as an "honorary family member".
Things come to a head when Twilight misses the Northern Stars after signing autographs. She even stomps on Sky Tracker's foreleg in anger. A heart-to-heart with Cadance shows her that while she'll always have responsibilities as a princess, there must be some boundaries set between responsibilities to others and responsibility to one's self like Cadance had to draw when she had Flurry Heart.
Twilight apologizes to everyone and, gasp!, goes off schedule to treat every pony to ice cream. Meanwhile, Iron Will jumps the ship after he loopholes his way out of facing customers who learn that the cruise never guaranteed the participation of "actual princesses."
In the end, Twilight is treated to a family version of the Northern Stars show and finally gets some downtime with her family.
This was a very sweet episode despite Iron Will's participation (who's even more of a jerk here than in "Putting Your Hoof Down"). We've seen family episodes featuring five of the Mane Six (we haven't gone in depth with Rarity's parents, yet) and just about all of them so far have been very good episodes. "The Perfect Pear" is still the best of the five, but I have to feel it's now a toss-up between this and "Parental Glidance" for second.
In "A Flurry of Emotions", Twilight needed to draw a line with adding babysitting her niece on top of a full schedule for the sake of spending more time with her. Here, the line needs to be drawn with regard to keeping everypony happy and keep herself happy. Sometimes Twilight needs some…ahem…"Twilight Time."
Still, this was a very enjoyable episode with Twilight and her family and one of the top entries of Season Seven.


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Should i make a comic?
Talk about writing comics
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- Horny Mushroom
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Should i make a comic?
i was wondering if i should make a comic using chibi characters and what not and use people who are active in maple. should i?
Re: Should i make a comic?
u no how much people r active on maple
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Hello mommy. Hello daddy.
So I travelled the stormed lands of The Divide. It was nightime and I didn't really know where to go. I soon had my first run in with those skinned living corpses. They are pretty easy to fight alone, but one of them caught me off guard once I entered a building - seeking for refuge for the night -, hitting me with a thermic lance. That shit hurts! Luckily there was an Auto-Doc in the place which patched me right up.
They may be zombies but they have some serious fucking fire power. No wonder, since they live in a military base! But shit, I knew I was in real trouble when I saw a guy on a roof shooting at me with a RAPID FIRE ROCKET LAUNCHER! Jesus fuck. Eventually I was able to find an angle to shoot him in the head before he blew up the entire building I was hiding in.
I had already found three "awake" nuclear warheads in the place. And there were even more for sure. I was afraid of what that Courier would have me do once I had the detonator he wanted.
I found the laser detonator and a note attached to it. Apparently I needed to use it to blow up some of those warheads I told you about, in order to open new paths. Of course, I got scared... I didn't know how much of an explosion the warheads would cause and the Courier did want me dead, so...
After I picked it up me and ED-E were ganged up by a group of those corpses. They are ruthless in groups, really. They didn't even give me room to move. After I killed all of them it was time to sleep again, at their camp on the roof.
On the morning I tried my best to pray, even though I don't do much of that and tried the detonator, keeping as safe a distance as I could. Fortunatly, the blast was not so big, not even a fifth of what I expected, so I was ok. And from then on, my hobby is to blow up warheads - and survive in the middle of this hellhole.
After blowing up one of those said warheads I uncovered a Corpse base camp and they weren't too happy about it. One of them seemed special somehow, like he was a commander, since he had a helmet and a different armor.
Another bomb detonated, another passage discovered. We went through the collapsed overpass tunnel and then ED-E played one of his logs, which was Whitney complaining about Colonel Autumn's proceedures on ED-E. I took that chance to make camp at one of the turned around trucks while talking to ED-E about what he showed me. And also to write you this.
I don't like this place...
Love you,


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No public recommendations added yet.
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There is wide consensus that fossil fuels will probably dominate the world energy mix until at least 2040, due to the lack of cheap, practical alternatives.
China is still building two coal power plants a week. In both India and China, air pollution and congestion in the biggest cities are already appalling, which will limit the scope for a richer population to buy ever more cars.
India still relies on coal for 58% of its primary energy needs. It hopes to reduce its dependence on oil (28% of the mix) by 10% by 2022, and plans to double the share of natural gas from 7% to 15%
The Muslim world has become polarized into Sunni and Shia and it is fighting international Su-Shi Civil War. Minority Shia, which is only 10% of the Muslim world, are poking the other 90% Sunni in the eye with a stick. Over 95% of terror victims are Muslims.
Nigeria, Libya, Algeria, Yemen, and South Sudan are hot new battle zones due in large part to their oil wealth.
Fracking is the most powerful weapon for geopolitical change in the past decade. It has bankrupted Russia, Venezuela, Nigeria, Brazil and the Arab World forcing deep political change and near revolution.
Today terrorists are starved by the low price of oil–they cannot do their big plans. Weapons and training cost a lot of money.
The US is importing half of its oil currently and it will only be the world's largest producer of oil in a few years and Canada has oil reserves larger than Saudi Arabia.
Political pressure to "keep it in the ground" only works in developed western societies. Yet even Prime Minister Justin Trudeau commented that he knew no country that would allow its oil reserves in the ground to remain untouched.
Governments do not have the political will to implement their climate goals at anything like the speed the Paris agreement envisages. Fossil fuels are a major revenue earner for many governments, usually in the form of excise or hydrocarbons taxes.
Around 18 scientific organizations are telling us that global warming is real because of human cause. These include the American Association for the Advancement of Science, the American Meteorological Society, the University Corporation for Atmospheric Research, and the American Chemical Society, to name just a few. These are not slouch organizations. http://climate.nasa.gov/scientific-consensus/ Continue reading OILOHOLICS: BREAKING THE HABIT


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Since I was a young child, I've loved messing around with paint and crayons and glue and scissors and paper and glitter and...yeah, you get the idea. My first love is writing, but art-ing comes close.
Like this pattern? Click here and you will able to view it in my store where there will be many different product options, should you desire to purchase anything. (e.g. iPhone cases, laptop skins, pillows, duvet covers, blankets, towels, tee shirts, etc.)
Visit my RedBubble store. (Wonderful apparel from tee shirts to leggings, not to mention iPhone cases and more)
Or browse my Casetify store. (Great quality phone cases for all kinds of phones)


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|Selfie of me and a work mate in the Fens
I work at Fenland District Council on the waste disposal and have worked at various district councils in south east England. Before this I was employed by Royal Mail for twenty years. I love my life but find it full of so many interesting things to do. So many, in fact, that there is not enough hours in the day to take on so many fine endeavours.
I enjoy being out doors when working, though I'm happy at home when writing in a relaxed atmosphere. All this new multimedia thing is very compelling to me and I'm delighted with my gradual build up of knowledge, trying to plug my books. I know I'm often 'not seeing the wood for the trees' but then it makes the pursuit more enjoyable when I stumble upon something new.
Writing fiction and making up stories is something I find compelling. I've been to writing classes when I lived in Leigh-on-Sea, Essex. Here I learnt the value of constructive criticism and received great encouragement from many people who attended the class. I also indulged in my own constructive criticism and praise of other author's works. These were good times, but writers can't rely on other writers to sell books. Indie authors must learn that for themselves.
My choice has been a blog. This has been a very rewarding experience in ways I did not think possible. Now my Retro Brit Blog has become as precious a tool, to me, as my novels are. Retro Brit continues to grow and the visitors are now approaching three quarters of a million. I get anywhere between 500 and 1,500 visits a day. This all started from very humble beginnings. The blog remains a continuous learning process too in the world of multimedia and blog marketing.
I'm a dreamer and go through life dreaming about fictional circumstances and what might be or might have been if... ?
I find contentedness and am happy with my out of doors work and my work friends too. I live in a small market town in the Fenland where we are surrounded by fields. Agriculture is a very prominent part of the Fen.
At home and outside of work, I delight in experiencing all sorts of things. This is why I keep my blog Retro Brit up to date with new and variable topics of interest. It is also a fine opportunity to plug my novels. As one can see below.
This novel publishing has also been a learning process. One BIG piece of advice to any would be indie author:
Never publish without a credible editor going through your work. It will cost, but don't allow a well intentioned friend to do it. Look for the certificates and licences and make sure they do samples before you choose an editor. Don't get too upset by a bad review. Its part and parcel of the book world. Some reviews are good and encouraging, some can be stinkers. Take it on the chin and move on.


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Managing Your Family's Technology
Christian parents have a unique responsibility towards every area of their homes. Let us remember that God holds us responsible to understand and constantly be aware of the things which are affecting and influencing our families. In that sense we are stewards of all the things pertaining to our homes and families. Monitoring, protecting, and discipling our children in the use of the internet and mobile devices is an important part of this stewardship. Just like we wouldn't leave a door unlocked and open for anyone to have access to our kids, we have a responsibility to be the gatekeepers in terms of all media, phone, and internet usage. Let's be faithful to pray, search the scriptures, and remain yielded to the Lord in how he would have us conduct ourselves and parent in all of these areas. One way the leadership of Calvary Philly would like to come along side you in parenting is to be collecting and sharing resources we recommend to assist in these areas.
– CCP Pastoral Staff
We welcome any questions or comments at firstname.lastname@example.com
Monitoring Home Internet Use
The first step to protecting your home and mobile devices from unwanted internet material is to set up a filter. We recommend three different filtering options.
Strongest Protection, Most Technical
OpenDNS + NetGear Router | opendns.com/home-internet-security
OpenDNS is software that allows the parents to control access to selected categories of content (gambling, pornography, etc.) on their home network. Going beyond simply blocking the access to the information, this system stops the request for this information from ever being sent. DNS is the service used to direct web browsers and other Internet software to connect with the material asked for. By monitoring and filtering all requests from the network, this is a sure-fire way of stopping any home-network browsing, at any time, for this material.
Purchasing a Netgear router that works directly with OpenDNS allows you to lock down the network so that OpenDNS cannot be circumvented and any and all devices connected to the home network (via wires or wireless) will only receive the approved content from the OpenDNS account settings.
Easy to Install, $14.99/month subscription
Covenant Eyes | covenanteyes.com
Covenant Eyes is a Christian-owned company that offers Internet accountability and filtering through a monthly subscription fee. You can get a report of all internet activity from any device (even your phone) as well as setting individual filtering levels for each member of your home. You can share the reports with someone else to give you online accountability. They also have a great resource section for families offering helpful apps, e-books and newsletters to help you.
The Internet Accountability feature monitors the websites visited, the search terms used, and the YouTube videos watched, and lists them in an easy-to-read report that is designed to start a conversation about healthy online habits.
Parents, see where your kids go online. Adults, reduce Internet temptations and protect the relationships you value most.
Easy to Install, App only avail for Apple products – $99
Circle | meetcircle.com
Circle is a device that connects to your home network and is able to monitor devices that are connected to the internet through your home WIFI. Circle allows parents to control devices like setting time limits, bed time shut down, and age appropriate filtering.
Mobile Device Monitoring Apps
Covenant Eyes | covenanteyes.com
See above. Covenant Eyes now also offers mobile device monitoring.
Teen Safe | teensafe.com
Teen Monitoring Software, includes Texts, but not images and videos sent by texts. Features: Logging and Tracking: Text messages (not picture messages), Call history, Instagram, Phone location, view installed apps, Whatsapp messages, Kik Messenger texts, search history, web browsing history.
Notes: iPhone, iPad, Android. $14.95 per month
Phone Sheriff | phonesherriff.com/parental.html
Phone Sheriff is a parental monitoring App. Features include: Logging and Tracking: Real Time Gps Tracking, Internet History, View Text Messages, View iMessages, Call History, Apps Installed, Photo Logs, iMessages, Contacts. Filtering: Application Filtering, Website Filtering, Contacts Filtering, Time Restrictions, Geo-Fencing Alert, Profanity Alert, Intrusion Alert, Phone Locking.
Notes: Android, $89 per year for subscription. (iPhone, iPad are also available, but require a compoicated "jailbreak" of the device to use the software)
Social Media Monitoring/Filters
Familoop | familoop.com
Familoop is a brand new product featuring the capabilities to block inappropriate content, set time limits, monitor communications, track location, review and block apps. Unique to Familoop is the ability to monitor social media activity on 15 social media sites such as Facebook, YouTube, Twitter, Instagram WITHOUT the need to know your child's account information.
Notes: Windows, MAC, Android, iOS as of November (Kindle planned for future release)
Cost: Free 10 day trial, then $39.99/year for up to 3 devices/unlimited user and $69.99/year for up to 10 devices/unlimited users. Introductory pricing available, 60% off.
MamaBear | mamabearapp.com
MamaBear offers social media monitoring for Facebook, Twitter, Instagram, YouTube and Tumblr; location monitoring and alerts; and one of the few that offers speeding alerts for teen drivers. The Android version also offers text message monitoring.
Notes: iOS, Android
Cost: Free plan which is ad supported, 3-month premium for $14.99 and 6 months for $24.99


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Signs aren't the most difficult subject in the world to photograph but there are a few things you can do to ensure your shots are perfect.
Why Photograph Signs?
Signs can be interesting and / or funny in their own right and they can give the person who's viewing your work more information about the areas you visited too. Older parts of towns will have signs that look a little more battered while newer signs which look less worn and more modern will suggest you spent quite a lot of time in newer areas of town. They also suggest if you've ventured beyond the tourist areas as signs tend to just have the language of the country you're visiting once you're over the edges of the tourist trap. These in particular are the signs that can be funny too due to the different language or images used to illustrate what the signs telling people. You may also find people have added their own diagrams to the signs which can often bring to odd grin or two.
Give Your Collection Direction
As well as having them as photos that sit among your collection you can use signs to organise your galleries, albums and portfolios. They make great headings that will help the viewer understand they're moving into a new collection of images.
To Zoom Or Not?
If the sign is particularly interesting or tells a story on its own without its surroundings you'll want to fill the frame with it, making use of your zoom if you can't physically get close to the sign. If you're using the sign within its surroundings you'll probably want to use a small aperture to ensure front to back sharpness. Double-check you can still see what's on the sign too as, after all, it's still our focus. Where possible, try shooting straight on to the sign too so it's easier to read.
Modern signs are more likely to have a reflective surface and when you're working with bright sunshine or flash, glare can bounce back off the sign spoiling the shot. As a result, it's usually best to turn the flash off or if you're using a flash gun leave it in the bag. If sunlight is your problem then try a different position to see if the glare goes away or return later or come back early the next day when the sun's moved positions.
Shop Signs
If you come across an interesting shop sign chances are it'll be high up and shooting from the ground, looking up won't look right in the final shot so if you can, find something to stand on to give you more height or stand further back if that's not possible.
Photo by David Clapp - www.davidclapp.co.uk
You've read the technique now share your related photos for the chance to win prizes: Photo Month Forum Competition


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Bluestone tiles are suitable for both indoor and outdoor remodeling. View more bluestone tiles and pavers.
Bluestone tiles are suitable for both indoor and outdoor remodeling. View more bluestone tiles and pavers.
Grey granite pavers paired with white quartzite pavers installed on a rooftop balcony in Melbourne. View more granite products.
Here we have bluestone crazy pave used as both pool coping and pool pavers around this river inspired pool, in Melbourne, Victoria. View all of our crazy paving range.
Yellow limestone pavers and cobblestones are used to create garden path and outdoor area. See more limestone and cobblestones.
Custom made curved sandstone pool coping tiles have been installed on this salt chlorinated swimming pool in Melbourne. The client supplied Steve Taylor ( Master Stonemason) with the templates, which Steve duly checked prior to manufacturing. See our sandstone range here
Natural split raven cobblestone driveway pavers were specified by the clients architect. The installation was in the suburb of Heidelberg and was carried out by Samuel Nagle Landscaping and Paving ( 0448440536). The cobblestones was of course source through STONE & SLATE DISCOUNTS in Doveton.


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May 11, 2010
From the Carnival Swag Bag
May 11, 2010
Opening Night on the Midway was a huge success. Cotton Candy, pop corn, and swag galore. Here are a few examples of the booty. And a map of the attractions too. The Candy Coated Carnival of Controversy is up until May 30 or until the do-gooders close it down.


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Ajmer: Prime Minister Manmohan Singh on Tuesday
offered `chaadar` at sufi saint Moinuddin Chishti`s dargah
here on the occasion of the 799th Urs of Khwaja Garib Nawaj.
Union Minister of State at the PMO, V Narayanasamy,
offered the `chaadar` at the holy shrine on behalf of the
Prime Minister.
In a message sent on this occasion, Singh described
the event, as a "chance for spiritual renewal for all
followers of the sufi saint from across the globe."
He said that representing the commonalities of all
religions, the Urs unites people of diverse faiths and builds
bridges of friendship and understanding among them.
Singh said the great saint`s teachings of service to
the poor, compassion and love remain relevant even today.
The PM also extended his greetings to all the devotees
and wished success on the holy celebrations.
Union Minister Salman Khursheed and Namo Narain Meena,
Ajmer MP Sachin Pilot and Rajya Sabha MP Ashk Ali Tak were
also present on the occasion.


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Springfield land is officially open in Hollywood.
The hometown of America`s favorite family, "The Simpsons" is now open at Universal Studios Hollywood. "Springfield" is the hometown setting for the cartoon favorite, and features all the landmark from Mr. Burns` Nuclear Power Plant to Springfield Elementary School. Visitors can stroll through on their way to "The Simpsons Ride."
Homer goes Hollywood
All things Universal Studios Hollywood.
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Web Analytics experts with a specific focus in the Automotive, Travel and Banking sectors. Sophus3's management information solutions provide teams the practical knowledge and insight they need to make timely and more informed business dec...
Webtrends founded the web analytics industry in 1993. Today, their leadership extends much further, to social media measurement, paid-search optimization and connecting the online and offline data silos scattered throughout organizations.
WebTrends is leading in Top 10K Sites, Top 100K Sites, Top 1M Sites and The Entire Web.
In terms of market share, Sophus3 is clearly lagging behind, losing to WebTrends in all segments.
WebTrends has better usage coverage in more websites categories. Including Business & Industry, Health, Law & Government, Internet & Telecom and 196 other categories.
Sophus3 is leading in Makes & Models and Automotive News.
WebTrends is leading in most countries, including United States, Portugal, United Kingdom, Belgium and 169 other countries.
Sophus3 hasn't got a lead over WebTrends in any country.


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Its Niall's 20th birthday and I am sleeping around...
Nobody Compares
- by Ellie~horan123
- Rating:
- Published: 2 Sep 2013
- Updated: 5 Sep 2013
- Status: In Progress
Ellies dad gets given a life changing job but not just for him... ellie and her best friend emily get to live the dream nearly every girl dreams... to have a life with one direction!
Join MovellasFind out what all the buzz is about. Join now to start sharing your creativity and passion
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December 1 wasn't all that long ago. Yet in terms of the meteoric turnaround put together by the Colorado football team throughout the fall, the past two months have provided a rude return to reality.
Two lopsided losses in the program's biggest games in over a decade. Two coaching defections that can be chalked up to the price of success, and a defensive coordinator hiring that largely was met with a collective shrug from the Buffalo faithful. And, most disturbing, the alleged domestic assault allegations against former defensive assistant Joe Tumpkin that inevitably left an ugly blemish on the program, even with the university's swift and entirely justified firing of Tumpkin last week.
In short, it hasn't been the sort of eight-week run a program wants to endure after climbing to such heights But fret not, Buffaloes fans. Signing day is here, with a decorated class expected to sign the dotted lines on Wednesday, adding reinforcements to a core eager to build on CU's first 10-win season since 2001.
"We really started on the beginning of next year, technically, right when we came back," head coach Mike MacIntyre said. "Really we started during the bowl weeks, because we were practicing the younger guys a lot. Therefore we started then, but when our guys got back to school we started winter workouts, right into a great work program."
Losing defensive coordinator Jim Leavitt, of course, was the biggest loss among the coaching personnel, as he decided to follow the money to Oregon. It was understandable CU wasn't willing to get into a bidding war for his services, despite overseeing a two-year defensive turnaround that ended with the Buffs ranked fifth in the nation in pass efficiency defense last fall.
No doubt, the passion his defenders typically played with will be difficult to replicate, and even with some injury issues Leavitt's absence clearly was felt in the Buffs' lackluster 38-8 loss to Oklahoma State in the Alamo Bowl. Tumpkin's situation, though, proved far more unsettling.
MacIntyre declined to comment when asked if he had to reassure recruits, or their parents, that Tumpkin's situation does not reflect the values of his program. However, if all goes according to plan Wednesday only two recruits who originally pledged to CU will land at other schools. Regardless of coaching defections or coaching scandals, that sort of attrition is par for the course in any recruiting cycle.
"We started right back at ground zero, but our foundation is higher. I feel like we have a good nucleus of football players," MacIntyre said. "Of course we lost some good ones, but good programs do that. You replace them with good ones and you develop them. So I'm excited with where we are. This recruiting class, we did a phenomenal job of getting nine guys to come in in January. I'm a firm believer that you build your football team in the winter and spring and summer. The young men that we're signing, some of them are going to help us. But the bulk of our football team, 90 percent or more, is right here right now."
Success reaps success, and the Buffs' stellar 2016 season is expected to pay dividends on Wednesday. The Buffs have a solid chance of cracking the top 30 in the team rankings compiled by scouting services Rivals.com and Scout.com, by far the best marks of MacIntyre's tenure. By comparison, last year's celebrated class was ranked No. 65 by Scout.com, two spots behind Colorado State.
For a program that has weathered a precipitous level of adversity since the climax of its "Rise" just two months ago, Wednesday's expected haul is a monumental victory. MacIntyre likened his squad's two late losses as part of the process of a young team still learning to compete on the national stage.
If all continues to go according to that plan, this year's recruiting class will help MacIntyre and the Buffs eventually make that next step.
Pat Rooney: firstname.lastname@example.com or twitter.com/prooney07


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[Weekly Writ is an entertainment project where we take story suggestions from our Your Ad-Vantage Facebook page and turn those ideas into a silly flash-fiction or commercial-style vignette every week.]
Weekly Writ #1: Guardians of the Treasured X-Box
The onset of summer typically ushers in a strong dose of excitement for boys and girls everywhere. However, three friends found themselves sitting around a TV with an itchy cast wrapped around each of their left arms. Through unintentional coincidence all three of them had found ways to break their arm, all within the same week. So when school let out only a week later and all the other boys and girls flung themselves into varied summertime activities full of freedom and fun, while the summer crept forward with dismal indifference for these three boys.
"Can we change the channel? I really don't want to know which type of ice cream the royal family prefers," Josh complained from his position on the recliner.
"Fine," Luke replied as he fingered through a stack of DVD's with his right hand. "It looks like the only movie we haven't already watched is Princess Bride."
"Mark my words, I am not watching any more movies about a princess!" Mark countered.
Luke frowned. "Really man? You haven't seen it? It's not what you think."
Josh shook his head. "Nah, we've watched so much TV my head hurts. Let's get outside and do something."
"There isn't anything to do outside." Luke held up his cast, "Remember?"
"Ah! And it itches so bad!" Mark complained, trying to scratch through the hard fibers. "I hope it doesn't leave a permanent mark."
Josh stood up determinedly, "Common, we were outside all the time before. Why should this stop us from having fun? We are, after all," he paused, attempting a dramatic appeal, "Mark, Luke, and Josh, the Triumvirate rulers of Tivo, on the isle of Panasonica, guardians of the treasured X-Box."
He raised up his left arm solemnly. The other two boys, suddenly aware that something important had begun, also stood up and raised their encased left arms forward, touching one boy's elbow to the next boy's hand, creating a ceremonious triangle.
The casts immediately began to glow a light blue. When the light subsided moments later their casts had hardened into arm-length gauntlets. There were no joints on these gauntlets, just a solid cast of armor from their fisted hands all the way up to their shoulder. The boys withdrew their arms and cheered: "Mark, Luke, and Josh, the Triumvirate rulers of Tivo, on the isle of Panasonica, guardians of the treasured X-Box!"
In the midst of their cheers a stout man crashed through the living room window.
"Bah! Boil! Tumble and trouble!" the man was yelling as he rolled from side to side amidst the rubble of a broken coffee table. The boys gawked at the person as he awkwardly erected himself, still spouting 'Bah! Boil! Tumble and trouble!' in more of a rumbling grumble than an actual yell. Now that he was standing still the boys realized he was quite like a dwarf, only his skin was white and his eyes nothing but a deep blue. And his hair! It was a pale hue that grew back, as if tied into a ponytail, only the other end swiveled back around from behind his ears and was firmly attached to the lower half of his face. This optical illusion made it impossible to tell where his hair ended and his beard began!
"Well stop staring at me and stop him!" the thing was saying as the boys regained their composure.
"Pardon me good sir," Josh managed to say in his most polite knight-errant accent, "Would you be so good as to inform us of whom you are speaking?"
With the sound of a thunder-clap the roof lifted from its place and disappeared, to be replaced with the ugly figure of a four-eyed giant
"That! You lollipop!" the dwarf remonstrated.
"Holy Beef Macaroni!" Luke squeaked a he sheltered his head from falling debris with his gauntlet.
"This escalated quickly," Mark remarked and began hefting his gauntlet arm from side to side in preparation for the impending activity.
The giant bellowed his challenge and plunged one of his three beefy legs into what was left of the living room.
The three boys glanced at each other with sudden understanding before shouting in unison, "Protect the treasured X-Box!"
Josh ran forward and flung his gauntlet at the tree-trunk of a leg. It bounced away from Josh's arm with such force it toppled the giant to his two remaining knees.
Mark continued weaving his arm in a crisscross pattern until a bluish X appeared in the air before him. With a wave of his gauntlet he flung the X forward, searing the ephemeral shape into the giant's face, blinding all four eyes.
"X marks the spot!" he shouted with a laugh.
Finally, Luke thudded his gauntlet against the ground, causing the ground beneath the giant to bulge violently upward, flinging it into the sky. It wailed its worst guttural cries as it disappeared into the distance.
"You did alright," the surly albino conceded. "I suppose we'll keep you around for a while."
The treasured X-Box was safe for the moment and the boys smiled at each other with satisfaction. This was going to be a fun summer after all. A most fun summer indeed!
And thus their exploits were famous across the land. That is, until their arms healed and their casts were removed. School started a week after their arms were free once again so their imagination was put on hold while the boys utilized their precious cognitive retail toward schoolwork.


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Corporate > Corporate Others
Press Resources > Press Release
Samsung Joins the Microsoft .NET Community Enabling C# Developers to Build Applications for Samsung Tizen Devices
Samsung Electronics today announced a collaboration with Microsoft on open source projects, such as .NET Core and Xamarin.Forms, to enable .NET support for Tizen. Tizen is an open source operating system based on Linux, hosted by the Linux Foundation, and open to all developers. The operating system powers 50 million Samsung devices.
Today, Samsung is releasing the first preview of Visual Studio Tools for Tizen, which will enable .NET developers to easily build Tizen applications for Smart TVs, wearables such as the Gear S3, smartphones, and IoT devices. Source code will also be contributed to Tizen and .NET open source projects.
The first preview supports mobile application development with device emulators and an extension to Visual Studio with full IntelliSense and debugging capabilities. Support for Smart TVs, wearables, and other IoT devices will be added in future releases. Tizen's .NET support will be officially released and shipping on Samsung devices, including Smart TVs, in 2017.
"Samsung is excited to be a part of the .NET community. .NET has an extensive developer base and great potential," said Samsung's Executive Vice President and Deputy Head of Software R&D Center Seung-hwan Cho. "Through thoughtful and progressive collaboration with Microsoft, Samsung is expecting to create unique development experiences for both Tizen and C# developers, enriching the Tizen ecosystem."
Since joining the .NET Foundation Technical Steering Group in June, Samsung has been contributing ARM support to .NET Core. Samsung is also contributing to Xamarin.Forms, enabling it on a variety of Tizen devices as the common UI and controls.
Learn more about Visual Studio Tools for Tizen here:
Learn more about the Tizen open source project here:
Learn more about the .NET Core open source project here:
Learn more about the Xamarin.Forms open source project here:
- Samsung Invites Developers to Participate in its First Global Tizen Mobile App Incentive Program
- Samsung Electronics Introduces World's First Tizen-Powered Premium Displays
- Tizen SDK Makes a New Beginning as Tizen Studio
- Samsung Invites Unity Devs to Take on US$185,000 'Tizen App Challenge'
- Samsung's Citizenship Programs Help Individuals to Unlock Their True Potential
- Roadmap for Tizen: Wearables, Mobile, IoT and Beyond
- First Tizen Developer Summit in India Focuses on Application Development Ecosystem
- Samsung Announces Keynote Speakers and Developer Sessions for Tizen Developer Summit 2015 Bengaluru
- Tizen Developer Conference 2015 to be Held in Shenzhen on September 17-18
- Invitation to Developers: Tizen Developer Summit 2015 Bengaluru
For any issues related to customer service, please go to
samsung.com/contactus for assistance.
For media inquiries, please contact email@example.com.


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Modern Worship Service
Every Sunday, 11:00 AM - 12:00 PM
In this service, we sing contemporary worship songs accompanied by a worship band and singers. There will often be other creative elements, as well as a sermon and communion.
Childcare is provided during Sunday services. We understand if you want to keep your child with you during the service, please feel free to bring them to worship. If the need arises during the service, a cry-room/wiggle room is available at the entrance to the sanctuary.


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Bookanista Review: Streetlights Like Fireworks
Happy Bookanista Thursday y'all! Today I'm off to Ohio for the weekend to celebrate a very dear friend's wedding. Yippee! But before I go, I wanted to share with you my thoughts on an absolute gem: STREETLIGHTS LIKE FIREWORKS by David Pandolfe.
I read and loved David's first novel, JUMP WHEN READY, so I knew I had to pick up his newest. And I definitely wasn't disappointed! First, a little more info:
From Goodreads:
Psychic flashes, haunting visions, missing persons and visits from ghosts. That's just their first date.
Jack has been getting on his parents' nerves for some time. Bad enough he's a rock musician, has crappy grades and hangs out with his "loser" friends. But Jack's ability to predict the future-well, that just annoys the hell out of them.
Jack's classmate, Lauren, is said to have unique abilities too. The town still talks about when she kept badgering her mother about the money in their wall. For the longest time, Lauren's mother didn't listen. Finally, she did and Lauren's mother hasn't had to work since.
Jack would really like to connect with Lauren but can't figure out how. She's never looked at him twice. But when he experiences a mystifying event involving visions, voices and spectral visits, Jack figures there's only one person to help him understand who's calling out to him and why. Before long, Jack and Lauren are off on a road trip of discovery that could provide answers to a mystery left unsolved for twenty years. More importantly, they might even unravel the greatest mystery of all- how every so often someone will accept you for who you are.
My Thoughts
One of David's greatest strengths is in creating well-drawn and unique characters. Jack and Lauren are no exceptions. They both leap off the page as real, interesting people, with their own quirks, baggage, and motivations. I loved Jack's voice; his thoughts combine rocker-dude cool with deep introspection in a way that was endlessly fascinating. Watching him unravel the mysteries of a strange guitar, his roadtrip companion Lauren, and his own life kept me on the edge of my seat, anxious to see how it would all play out.
I LOVED the road trip aspect of the book. It reminded me a little of THE DISENCHANTMENTS by Nina LaCour, but Jack and Lauren's travels are all their own.
I'm excited to see where David takes these characters next, particularly Lauren. She's one of the most interesting, nuanced female characters I've read in a while, and I'd love to see more of her. She's fiesty yet vulnerable...just very intriguing. More Lauren please! :-)
STREETLIGHTS LIKE FIREWORKS is a quick, ambitious book that combines a variety of disparate elements - like ghosts and rock god guitars - to seamlessly create a unique and satisfying read. I highly recommend it!
PS How gorgeous is that cover?? Seriously, I suggest you grab the paperback - it's a beautifully made (and written, of course!) book!


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A new update has started hitting Motorola Moto Z Force Droid Edition smartphones in the United States. It's a monthly security update that brings Android security fixes for the month of December.
A quick look at the release notes posted by Motorola on its website reveals that nothing else is included in the update.
Given that the roll out has just begin, it may take time for the update notification to pop up on your device's screen. Meanwhile, if you feel impatient, you can manually check for the update by heading to your handset's Settings menu.


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Filed under: Music
Anyone who knows me well will tell you that music is a really big deal for me. Culturally speaking, it's the most important thing in my life, having beaten a fair few contenders to attain that top spot. I value my integrity as a consumer within the music industry, but I'm only human. So when the upcoming album of my favourite artist, Patrick Wolf, is leaked over the internet, is it really so reprehensible for me, who has already pre-ordered and paid for the album, as well as investing in its finishing, etc. via Bandstocks, to download the bootleg? I don't intend to resurrect old arguments about the ethics of digital piracy; for me it's a crime of passion. But I couldn't download the album without reviewing it here.
The Bachelor, Patrick Wolf's fourth studio album, was written to relate the singer-songwriter's darker experiences over the past two years or so. Originally intended as one half of a double album along with The Conqueror, an optimistic account of finding new love, The Bachelor is now to be released separately on 1st June 2009. Like 2005's Wind in the Wires, this album sees Wolf return to a more naturalistic, folk style that suits the mood of the record well. His trademark experimentations with electronics retain a strong presence, but The Bachelor is a far cry from the machine-pop sensibilities of previous album The Magic Position.
I'd be lying if I said I wasn't biased, but in simple terms, The Bachelor is a triumph. Moving without being morose, and boasting a scale that some have labelled as 'overproduction' but is in my opinion perfectly appropriate to Wolf's immense talent as a songwriter. Far from being only a rendering of his battle with exhaustion and depression, this album endeavours toward the universal on a winding path that crosses many moods and styles. The frantic energy of songs such as Oblivion (which sees Wolf take up an electric guitar, heaven forfend) and Vulture is offset by the choral yearning of Who Will? and Damaris. Title track The Bachelor, a duet with modern folk legend Eliza Carthy is chaotic ballad that charts Wolf's loneliness of late 2007 with a sound that can only be described as 'post-folk'. Recorded when Carthy's voice was lowered by her pregnancy (really), the joint vocal acieves a guttural ferocity that contrasts strikingly with its grassroots fiddle-and-piano arrangements.
Eliza Carthy is of course not the only artist to collaborate with Patrick on the album. Digital hardcore ingénieur Alec Empire produced Vulture and Battle, probably the most aggressive tracks on an album that largely relies on nuanced emotional gravity to relay its message. Most exciting of all the collaborations, however, is arguably the spoken-word contributions of Oscar-winning actress Tilda Swinton, who takes on a maternal, advisory voice. These spoken epithets serve to reinforce the message of hope that rests at the heart of The Bachelor, guiding the lost Wolf through the mazes conjured by Thickets and Theseus.
Like his debut Lycanthropy, this album is an intensely personal one, but Wolf also takes time to increase his scope in a way rarely seen on his previous records. Blackdown is a frank and touching appraisal of his relationship with his father and his position within the familial space, while in Battle, Hard Times and Count of Casualty, Patrick takes an unprecedented dive into current affairs, attacking everything from homophobia and the war on terror to social networking websites. This addressing of modern social issues makes a refreshing change from Wolf's world of unicorns and talking magpies. Nowhere is this more powerful than on The Sun is Often Out, a haunting elegy for Stephen Vickery, poet and friend of Wolf, who committed suicide in April 2008. In short, this song is beautiful. It showcases Patrick's remarkable new maturity as a vocalist, set against ghostly, orchestral strings that reach a climax with an uplifting choral refrain that effectively sums up just how epic this album is. I cried. Twice.
— Chris
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Introduction to Ethical Home & Office
It is often said that change starts at home, and with ethical shopping this can certainly be the case. Most modern houses are filled with goods, many of which will see a lot of wear and tear – particularly if you have young children or unruly teenagers! Offices, too, are now populated as much by computers as by people, and in almost all cases it is the machines that give up working long before the humans. For these reasons, and to avoid the environmental and financial damage of unnecessary replacements, it is crucial that we choose the most long-lasting goods for our homes and offices.
Ethical, Eco-Friendly Home & Office
While an unacceptable number of 'white' goods, such as kitchen appliances, still end up in landfill sites each year, steps are finally being taken to address the amount of waste we produce. Many progressive companies are setting up their own facilities to re-use and recycle their products, and websites such as www.wasteonline.org.uk have helped to create an online community where even your outdated VCR might be found a new home.
On the domestic front, the government has considered introducing a 'rubbish bag tax' as an incentive for people to reduce their non-recyclable waste. A controversial idea perhaps but one that seems increasingly necessary when you consider that Britain landfills almost three quarters of its municipal waste compared to the Netherlands and Denmark who landfill less than 10% of theirs, preferring to recycle and incinerate.
Although the prospect of government legislation suggests that the eco-friendly message has made it to the top, many of the larger manufacturers still don't seem to have got the idea. It is up to us to make a stand. With the arrival of sustainable building it is now possible to build environmental considerations into the very foundations of your home or office; failing that, take a look at the tables on the following pages and make the right decision.
Finally, please download our new Good Shopping Guide ethical shopping iphone and mobile apps which we hope will really make a difference when it comes to your next ethical home and office purchase.
Key Research
Below you will find links to the key sections of our ethical research in Home & Office:
Cleaning & Maintenance
* Cleaners
* Paint
Furnishings & Appliances
* Boilers
* Cookers
* Kettles
Home Electronics
* TVs
Office Electronics
* Printers
Did you find this research helpful? Please consider donating, and keep this website free.


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Cassie Talks 'King of Hearts,' Art School Aspirations and Dream Fashion Campaign
VV: What cities inspire your style?
Cassie: It's got to be a tie between Tokyo and Paris. Tokyo used to be one of my favorite cities. I haven't been there in so long, but I traveled there a lot on my first run in 2006 or 2007. We're going to Paris on Friday (March 2) for fashion week, and it's just inspiring. As soon as you land, you get the vibe in the environment, and you catch the flow. You just are automatically creative, and your outfits are way better I feel like.
Which celebrity would you make your "king of hearts"?
Anderson Cooper. I love Anderson Cooper. He's always on CNN and I just watch him all the time. I'm joking though– I don't know. You can put Anderson Cooper.
What celebrity closet would you like to raid?
Kate Moss or even Naomi Campbell because she's probably got a lot of great stuff.
Can you name some of the top fashion do's and don'ts and/or pet peeves?
I think that anything that you want to do fashion wise, it helps if you play "King of Hearts" while you're getting dressed. You gotta play the record and you automatically will have good style [laughs]! I don't really give people do's and don'ts in fashion. It's creative! You should be able to do whatever you want. Fashion is self-expression. I can't ever hate on anybody's self-expression.
Anything you'd like to add?
Go get that single! And if you haven't seen it, check out my website Cassiesuper.com


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Aliens may find Earth boring: UK astronomer
The discovery of planets supporting alien life may be possible within the next 50 years, however, it is likely that extra terrestrials will find Earth too "boring" to bother with, renowned UK astronomer Sir Patrick Moore has claimed.india Updated: Oct 19, 2012 19:01 IST
Fearing an alien invasion? It is not likely to happen!
The discovery of planets supporting alien life may be possible within the next 50 years, however, it is likely that extra terrestrials will find Earth too "boring" to bother with, renowned UK astronomer Sir Patrick Moore has claimed.
"I am sure there is life out there. We cannot be the only ones. I don't think we would be on any [aliens] tourist list. We are a pretty boring planet, orbiting a boring star," Moore was quoted by the Daily Mail as saying.
Asked if recent discoveries of new planets beyond our solar system meant we were closer to discovering evidence of alien life in the next 50 years, he said, "Yes. We are not far off".
"We have found other planets. The next stage is to detect the atmosphere. You can [then] work out if it has oxygen. We would know that supports life so we can look for it," he said at the launch of his new book 'The Cosmic Tourist'.
The 89-year-old added he expected people, who could afford it, to become space tourists to the Moon, Mars and perhaps the outer reaches of the solar system by the end of the century.
Sir Patrick wrote 'The Cosmic Tourist', with his Sky at Night colleague, Dr Chris Lintott, from Oxford University, and Queen star Brian May, who has a PHD in Astrophysics, and is a close friend.
Lintott said that Virgin Galactic's venture into space tourism would take off and people would pay to travel beyond earth.
Virgin Galactic is a company within Richard Branson's Virgin Group which plans to provide sub-orbital spaceflights to space tourists.
"I can certainly imagine people paying to go to the Moon or Mars. Further than the solar system and you will have to wait a while. To get to the nearest stars would take tens of thousands of years," Lintott said.
This week Lintott has announced the discovery of a new planet, PH1, which is around 5,000 light years away.
It is believed to be six times the size of Earth, and has four suns in its sky - it orbits two, and is in turn circled by a pair.
Last month, the Queen's astronomer Lord Rees explained that developments in astronomy mean that astrophysicists could be able to view images of distant planets outside of our solar system as soon as 2025, and potentially discover whether there is some form of life on them.
"Within 10 or 20 years we will be able to image other planets like the earth, orbiting other stars. That will be a really exciting subject to see if there is evidence for [extra-terrestrial] life or not," he said.
First Published: Oct 19, 2012 16:31 IST


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SOURCE: US Federal Contractor Registration
November 30, 2016 11:00 ET
CORDESVILLE, SC--(Marketwired - November 30, 2016) - US Federal Contractor Registration client Dump It Services, LLC received in November a $480 contract from the U.S. Forestry Service to provide 16 tons of FLBC for the Francis Marion National Forest. The company hauled the FLBC -- which is a type of rock -- to rural roads in the National Forest, which is prepping additional roads for FLBC deliveries.
The company -- a certified woman-owned small business -- makes available to the government a full suite of hauling, site-work, and construction services to its clients, and also site-work materials, and it prides itself on providing "professional, high-quality services and quick turnaround times," said owner Mallory Dunn.
"We're efficient as well as prompt," said Dunn, who runs the business with her brother, Garrett Dunn. "We started Dump It to provide specialty hauling services as well as clearing and grading services. Our clients know that when they work with us, they get professional and high-quality products and honest services."
Along with making sure they deliver impeccable products and services, Mallory credits US Federal Contractor Registration with being very friendly and professional and for helping it get set up as a government contractor.
US Federal Contractor Registration helps clients complete the SAM Registration, develop winning bid strategies, and succeed as government contractors. In 2015, USFCR clients earned nearly $2 billion in government contracts.
Dump It Services has been in business for 18 months, and continues to look for contract opportunities in South Carolina, specifically the Mount Pleasant and Low Country areas.
Eric Knellinger, president of US Federal Contractor Registration, the world's largest third-party government registration firm, said that Dump It demonstrates that you don't have to be the biggest company to succeed as a government contractor -- you just need to leave your clients wanting to work with you again.
"It's not enough to simply be a registered government contractor," added Knellinger. "You must also provide your products and services when you say you will, meet your contract requirements, and leave contracting officers willing to consider you again when another opportunity comes along that you can fulfill."
For more information about Dump It Services, contact Mallory Dunn at email@example.com or by phone at 843-906-3877.
For more information US Federal Contractor Registration877-252-2700, ext. 1
For more information US Federal Contractor Registration877-252-2700, ext. 1
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Are you trying to decide if you want to retire? Retirement life is very different from your working life in so many ways! And there is so much to consider when you're preparing to make the transition from work to retirement.
I know because a few years ago I retired early at age 55, so there is a ton of information I can share with you about designing your best retirement life.
With a few years of living in retirement behind me, you can be sure I have a lot to tell you about.
Even though I was rather obsessed with the idea of quitting my job, it still took me an entire year to really feel confident that I was ready to retire.
I ran the numbers with a budgeting spreadsheet and factored in every possible way we could spend money until I was satisfied we could do it safely. Over the course of that year I kept notes and added in every possible expense and risk factor until I felt comfortable.
Believe me, I understand how scary it is to switch from a regular paycheck to living off your savings!
From preparing for retirement life to working after retirement, I've analyzed it all for my own purposes, and then I wrote it down for you.
I'm Cathy, and I'm so pleased you stopped by!
Feel free to contact me if you don't find what you need or if you have a topic you think I should discuss.
All my best,
I'm totally enjoying retirement, but do you know what's the most surprising thing I've found? There are still not enough hours in the day. Isn't that a strange notion?
Between spending time with family, working on my personal projects, and keeping us fed, it's no wonder. And that doesn't count any traveling we might do!
But a full life is what makes for a happy retirement, right?
You certainly don't want to be sitting around watching TV or wondering what to do with yourself. That would be squandering all that you worked for, so don't be that guy (or woman)!Come on in and explore topics like deciding where to live after retirement, ideas for retirement hobbies and activities, and frugal living tips, just to name a few.
In your retirement planning, have you thought about your life after you quit your job to retire? So often people just think about the idea of stopping work and retiring, but don't really do a lot of preparation for the next stage of life.
I think of it this way: You spend years preparing for your career with college or training and you get your first job. Even then, you're still learning the ropes and going through more changes and training as your career evolves.
When it comes to retirement, you can't just stop working and jump into retirement without laying some ground work for it.
How can you save for something you haven't thought about in practical day to day terms?
Saving is definitely key to being successful, but how will you know if you have enough if you don't know what you're going to do?
This site is all about helping you cover all those things you need to think about as you plan for your Life After Job.
You may also benefit from stories by real people that can serve as lessons to all of us.
If you know of a retirement life story like this, I hope you'll share it with us through our Contact page.