text:
Jeff Saut: Housing Making You "Homesick"?
A credit crunch is when the banks quit lending money. So far, people with good credit can still get a conventional mortgage or loan just as easily as they could two years ago.
Editor's Note: The following article was written by Raymond James Chief Investment Strategist Jeff Saut. It has been reproduced with permission for the benefit of the Minyanville community.
"The main point is that – leaving aside important issues of moral hazard from fiscal bailouts– there is now a new and increasing recognition that severe credit and financial distress problems cannot be resolved with monetary policy alone. Thus, if a political consensus were to emerge that some financial support of distressed mortgage borrowers is fair and necessary then fiscal – as opposed to monetary alone – solutions may have to be discussed and implemented. The prospect of home prices falling 10 to 15% and two million plus home owners losing their homes is – rightly – becoming a political issue. And political issues lead to fiscal solutions when there is a political consensus that the consequences of no action can be a severe economic and social fallout from the worst U.S. housing recession in decades."
-Nouriel Roubini
For the last few years I have argued that the housing situation was likely going to get worse. I also roiled against the increasingly complex "fancy financing" vehicles that allowed many home buyers to "lever" into homes they really could not afford. Still, the housing/financing bubbles continued to expand driven by the mantra, "you can't lose money in real estate." As with all bubbles, however, this one too has burst.
Nevertheless, I have opined that historically real estate has never pulled the economy into recession since it is an "effect" and not a "cause." For example, in the early 1970s I moved to Atlanta and considered buying a $200,000 condominium. By 1975 that same condo was selling at bankruptcy auction for under $30,000. What happened? Well the "cause" was a rise in the price of crude oil with a concurrent rise in interest rates. The "effect" was a crash in real estate prices accompanied by a severe recession. Therefore, to think that real estate is going to pull the country into a recession one has to believe real estate has become so entwined in the economic fabric of the country that it has morphed from an "effect" into a "cause."
While I am not there yet, I do believe the odds of a recession have risen. Indeed, if the pundits that told us at the beginning of this year there was a 15%-20% chance of a recession were anywhere close to being correct, the odds of one have now clearly risen. In fact, according to some econometric models the odds of a recession are currently more than 50%. Plainly the country's intelligentsia is worried as the Federal Reserve cut the discount rate a few weeks ago and took some pretty unusual "collateral" steps to help shore up the asset-backed commercial paper market (ABCP).
Those measures were designed to grease the rusty wheels of the credit system and allow the major banks to increase the amount of capital they can lend to the broker-dealer (B/D) complex, which is where much of the problem resides since the securitization of loans has transferred the risk from the banks to the B/Ds, hedge funds, etc. Interestingly, however, there has been only a token amount of borrowing at the discount window, suggesting that the banks seem to be more willing to tighten credit than to open the "money spigot."
Such actions have raised cries of a credit crunch; however, I have argued that it is more of a "collateral crunch" than a real credit crunch. Verily, I have lived through credit crunches and by my pencil we are not yet in a true credit crunch. A credit crunch is when the banks quit lending money. So far, people with good credit can still get a conventional mortgage or loan just as easily as they could two years ago. The risk is that the contagion spreads and morphs the collateral crunch into a full-blown credit crunch.
As stated, "plainly the country's intelligentsia is worried" about that potential sequence given the Fed's actions punctuated by last Friday's "Presidential Proposal" to stem the home foreclosure situation. Said proposal would allow homeowners with good credit who have fallen behind on their mortgage payments, due to higher interest rate resets, to apply to the FHA to refinance those mortgages. With the one-year adjustable rate mortgage (ARMs) interest rate jumping to its highest level since 2001 (6.51%) last week, and facing a burgeoning bulge in ARM resets over the next 12 months, is it any wonder the President acted? Regrettably, some believe these new provisions could expand the current 160,000 FHA qualifiers by a mere 80,000 in an arena that has 2 mln subprime mortgages. Consequently, it is doubtful the President's proposals will have much impact.
So why is everyone so worried? Well, in addition to the recent seizing up of the ABCP market, which comprises 50% of the over $2 trln commercial paper market, this housing cycle looks different than any I have seen. To this point, I have included two charts. I suggest studying them carefully. What you find is that the 1988–1992 housing cycle peaked in the first quarter of 1988 (1Q88) followed by a decline in "For Sale Inventories" until the cycle troughs in the 4Q '91 (some 15 quarters later, which is typical).
Click here to enlarge.
Source: Raymond James research.
Click here to enlarge.
Source: Raymond James research.
Scarily, the current cycle peaked in the 1Q '04, yet inventories have continued to rise, hitting an all-time high in 2Q '07. And they are still rising! Moreover, in the 1988–1992 cycle vacancy rates among single family homes for rent stayed relatively flat. In this cycle they have risen dramatically. How this plays out is anyone's guess, but clearly somebody is pretty worried.
Not so worried, however, is the D-J Industrial Average (DJIA), which had gained 5.6% since rumors of the discount rate cut swirled on August 16 into last Thursday's close, and then added another 119 points on Friday, driven by the President's proposal. The result is nearly a 7% rise for the senior index since the envisioned selling-stampede ended. Students of the market should know that a 7% "throwback rally" is about all you typically get on the initial rally following a selling-stampede low. Furthermore, despite all the upside antics the three major averages (DJIA, S&P 500, and NASDAQ) have not been able to better the intraday highs that they recorded on August 8th at 13696, 1504, and 2628, respectively. While the NASDAQ continues to act better than the other two, all three indices are now in short-term overbought territory. Also worth noting is that despite five 90% downside days (total points and breadth recorded were 90% negative) since the markets' peak on July 19, the markets have still not recorded the kind of oversold readings associated with a major bottom.
Consistent with these thoughts, I continue to treat the August 16 lows as an "internal" low and hopefully a low that will stand up during any subsequent downside retest. As often stated in these missives, "Bottoms tend to be a process taking both price and time." Unless the economy morphs into a real credit crunch we have likely met the "price" requirement with a 10.7% correction in the DJIA and a 14% correction for the Russell 2000. Therefore, the "time" parameter is in question since we are only two weeks away from the August 16 "panic low."
While I don't know if this market will follow the patterns of the 1990 and 1998 selling stampedes, whereby the lows were retested in the September/October timeframe, I do believe that many individual stocks made their respective "panic" lows in August. I also believe over the long-term the themes that have served me so well over the past six years will continue to "play" whether the economy experiences a credit crunch or not. Those themes remain: "stuff" (oil, gas, coal, base metals, precious metals, etc.), defense/homeland defense, water, rebuilding the electric complex, agriculture, healthcare, international investments, gaming, RFID, videoconferencing and post-secondary education.
For the mutual fund and ETF (exchange-traded funds) investor there are a myriad of vehicles to choose from that play to my themes. For the stock investor, the following names from the Raymond James research universe include: Covanta (CVA); Pfizer (PFE); Johnson & Johnson (JNJ); L1 Identity Solutions (ID); Harsco (HSC); NII Holdings (NIHD); and Wesco (WCC), to name but a few. I favor a scale "in" buying strategy, especially on weakness toward their respective reaction lows.
The call for this week: If you want to call the current environment a credit crunch it should be termed an "elite" credit crunch (hedge funds, investment banks, etc.) because it has yet to spread to the "man on the street." And maybe that is what the intelligentsia is so worried about, given the "bailout steps" that are being taken. Surly those steps will cost American taxpayers a lot of money, which is likely why gold rallied $8/ounce on the President's proposal last Friday. I have liked gold since October 2001, consistent with my "stuff stock" theme, and think it has a place in every portfolio. I still feel this way and would note that over that nearly six-year timeframe gold, and gold stocks, have outperformed most of the indices. It will be interesting to see what happens to gold, as well as all of the markets, when the "pros" return from vacation this week.
A final observation: "Curiouser and curiouser," cried Alice as she followed the rabbit down the hole... and in addition to the curiouser and curiouser action of T-bills, whose yield recently collapsed by an unprecedented weekly amount totally unconfirmed by a similar decline in the LIBOR rate, for the first time I can recall in nearly 40 years of looking, the Fed's "free reserves" reading was negative (-499) last week as seen in Barron's "Market Laboratory" on page M65.
- 1
Copyright 2011 Minyanville Media, Inc. All Rights Reserved.
Daily Recap Newsletter
entertainment, education and
smart market commentary.


text:
Lifestyle Europe
Elena Ochoa Foster's Publishing House
We meet the woman behind the company Ivorypress based in Madrid. Elena Ochoa Foster is an avid art enthusiast and she specializes in limited edition coffee table books that often become collector's items. One example is a bronze book cover by Anthony Caro which encases the handwritten poems of German writer Hans Magnus Enzenberger.
Mountain Dining at the Ice Q
The Ice Q Restaurant has just opened in the Ötztal valley in southwestern Austria. It is uniquely designed out of glass and situated at the area's number one mountain for skiing. The Ice Q Restaurant is a transparent structure and has been ranked as a top architectural masterpiece.
Architectural Photographer Iwan Baan
The photos of architectural photographer Iwan Baan are regularly published all over the world. In fact, Baan is considered one of the most important architectural photographers of our time. Now his latest installment of work is on display at the MARTa Museum in Herford, Germany. The exhibition is called "52 weeks 52 cities".
La Fete des Lumières
We visit the Festival of Lights in the French city of Lyon. It's a 4 day event that attracts more than four million visitors every year. The celebrations evolved from a religious tradition in which citizens lit candles to mark the inauguration of a Virgin Mary statue at the city's hilltop Basilica. The event is now Europe's biggest "light show" featuring world-class artists.
Christmas Myths
Christmas is a special time in Germany with mulled wine stands and Santa Clauses at Christmas markets throughout the country. But how did these traditions get started? Author Claudia Weingartner penned a book about Christmas and its myths as she explains at the Munich Christmas Market.

subset: commoncrawl


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Tottenham manager Andre Villas-Boas praised Manchester City's work rate after the defending champions' 2-1 victory at the Etihad Stadium on Sunday, admitting that his team struggled to find their rhythm.
Things weren't looking good for City when Steven Caulker gave Spurs the lead in the first half, but the hosts improved after the break and were rewarded when Edin Dzeko scored a late winner after Sergio Aguero had equalised.
Villas-Boas explained his game plan after the match but conceded that Spurs had found it difficult to get to grips with their opponents' high defensive line and heavy pressing.
"The plan before the game was to try and hold on to the ball a bit more, to have possession and try to connect up and link the wingers," he told Sky Sports.
"It was difficult because Manchester City's line was very high and they pushed us very well, so it was difficult to make that second pass in the link up play."
Villas-Boas controversially left Jermain Defoe on the bench despite his hat-trick in midweek against Maribor in the Europa League, but defended his decision to select Emmanuel Adebayor in attack for the fixture.
"In the end, he [Adebayor] had a positive impact regarding the structure we put together," he insisted. "It's a pity we didn't get a result in the end."


text:
Health SafetyHeat and humidity can become very deadly. Learn how to stay cool and beat the heat.
- Crisis Support for Farmers
- Drought and Your Health
- Heat Related Health & Safety Tips
- Swimmer's itch
- Beach health
- Ready Wisconsin Heat Awareness
- USDA Drought Resources and Information (8-24-2012)
- UW extension drought resources
- Haying and grazing of CRP acreage
- USDA Drought Assistance
- Midwest Governors Association letter to USDA and Congressional Leaders
- CREP Lands in 42 Counties Opened to Haying, Grazing
- U.S. Agricultural Department Approves Drought Disaster Designation
- Haying and Grazing on DNR Lands
- Farmers looking to relocate their livestock to pastures in better conditions
- WI Weekly Crop Progress Reports
- Request fast review of emergency crop irrigation from lakes and rivers
- Nitrate Poisoning - Cautions about feeding crops to animals following a drought
- Where to report crop damage to the Farm Service Agency
- Emergency Crop Irrigation/Request fast review
- Manure spreading considerations
- Information on crop insurance
Farmer to Farmer Network
Other Drought Resources:
WI Department of Agriculture, Trade and Consumer Protection
National Weather ServiceGet the latest weather forecast and other weather-related information from the National Weather Service offices that serve Wisconsin.
- Milwaukee/Sullivan http://www.crh.noaa.gov/mkx/
- Current Drought Conditions
Pets & Wildlife
WI UtilitiesFor questions regarding your electrical or gas services.
- Public Service Commission of Wisconsin (PSC). The PSC is an independent regulatory agency dedicated to serving the public interest. The agency is responsible for the regulation of Wisconsin public utilities, including water utilities.
WI RoadsExtreme heat can cause road buckling. Motorists are advised to check their routes ahead of time for road construction and other possible delays by calling 511 or go to www.511wi.gov.
- Fix A Leak - 30 second Water Conservation Message
- Trout streams keeping their cool despite drought
- DNR Water Conservation Techniques
- Tips on how to conserve water
- Information on Blue-Green Algae in WI lakes
- USGS real-time streamflows
- Impacts on lakes and rivers
- National drought center
- USGS information on groundwater impacts
- 2012 Fish kill summaries [PDF]
- DATCP resources
- Contact your pump installer or well driller if your private well is running dry
- Submit emergency high capacity well application and ask for expedited review
- Emergency high capacity well permit
Economic Assistance
- Small Business Assistance for non-farm businesses affected by drought
- WHEDA drought loan guarantee program
- Information on crop insurance
Outdoor Recreation
Other Drought Resources


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The Department of Psychology at the University of British Columbia – Vancouver campus invites applications for one part-time (40%) renewable 12-Month Lecturer position in Clinical Psychology (1 year contract). Teaching duties commence 1 September 2014.
The successful candidate is expected to teach 6 credits of on-campus graduate courses in clinical psychology and will supervise 2 clinical practicum sections (6 credits).
The post will include responsibility for the design, development, and production of teaching, learning and assessment materials; the delivery of seminars, lectures, workshops, practicums, and tutorials; and mentorship (of students and Teaching Assistants). Consideration for reappointment will be based on demonstrated excellence in teaching, service, and administrative duties, and availability of funding. The ideal candidate would be qualified to undertake concurrently the part-time administrative role of Clinic Director (an M&P staff position).
The successful applicant must have a PhD in clinical psychology or similar discipline. She or he will possess sufficient breadth or depth of specialist and core knowledge in the discipline, demonstrated by considerable experience in developing and delivering university courses, and evidence of the use of a range of academic learning tools and delivery techniques to engage students. The successful applicant will have evidence of excellent teaching such as student evaluations and peer reviews, and will have made an impact on the discipline beyond their own teaching. The applicant will be expected to work flexibly and on their own initiative and will need to be able to demonstrate the ability to teach a range of courses within our clinical graduate program.
The starting salary for the position will be commensurate with qualifications and experience. This position is subject to final budgetary approval.
How to apply:
Applicants should send a letter of application, including a brief statement about pedagogical perspectives on the teaching of clinical psychology, evidence of teaching effectiveness, and an updated CV to: ubcpsycjobs[at]psych.ubc.ca
The deadline for completed applications is 11 Aug 2014. Review of applications will continue until the position is filled. Only candidates selected for an interview will be contacted.
The University of British Columbia hires on the basis of merit and is committed to employment equity and diversity within its community. We especially welcome applications from members of visible minority groups, women, Aboriginal persons, persons with disabilities, persons of minority sexual orientations and gender identities, and others with the skills and knowledge to engage productively with diverse communities. We encourage all qualified persons to apply; Canadian citizens and permanent residents of Canada will, however, be given priority.


text:
CHARLOTTE, N.C. (AP) — Democrats have nominated Joe Biden for a second term as vice president, rounding out the ticket headed by President Barack Obama.
Biden was nominated by acclamation Thursday. He and Obama will take on Republican Mitt Romney and his running mate, congressman Paul Ryan, in the general election.
Biden's name was placed in nomination by his son, Delaware Attorney General Beau Biden, who said his father has used three decades of "relationships, experience, respect and goodwill" to help pass legislation and strengthen ties with U.S. allies.
The vice president wiped tears from his eyes as his son spoke.
When Biden joined the ticket in 2008, he brought 36 years of experience in the Senate, working-class roots that help him connect with average voters and a penchant for occasional verbal gaffes.


text:
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This is one of the funniest things I've read in a long time. From Alexa Shrugged:
Via Ace of Spades and UK Guardian - Alvin Greene, the crazy jobless guy running for Senate in South Carolina has ideas on how to create jobs:"Another thing we can do for jobs is make toys of me, especially for the holidays. Little dolls. Me. Like maybe little action dolls. Me in an army uniform, air force uniform, and me in my suit. They can make toys of me and my vehicle, especially for the holidays and Christmas for the kids. That's something that would create jobs. So you see I think out of the box like that. It's not something a typical person would bring up. That's something that could happen, that makes sense. It's not a joke."
Now, before you laugh (and I'm assuming the reporter was laughing and that's why Greene said, "It's not a joke.") is that any crazier than current Speaker of the House Nancy Pelosi saying that sending checks to the unemployed is one of the fastest ways to create jobs?
She's right. One is just about as crazy as the other, but the visual you get in your head with Alvin Greene's idea is much more amusing. If crazy ideas that will just keep us in the same crummy current job situation can be amusing, that is.


text:
This obituary is protected by copyright by Southern Funeral Home. Proudly Serving the Communities of Lexington, Durant, Sallis, Goodman, Pickens, Tchula, West, Vaiden, and Cruger. Southern Funeral Home is located in the state of Mississippi, United States.
All rights reserved.
This obituary is also archived at obittree.com
Southern Funeral Home


text:
Illinois state Sen. Jim Oberweis and Downers Grove businessman Doug Truax square off in the March 18 Republican primary for U.S. Senate, with the winner facing longtime incumbent Democratic Sen. Dick Durbin in November.
Oberweis, of Sugar Grove, owns a successful dairy and asset management business. He is making his third run at a U.S. Senate seat. This is the first attempt for Truax, managing partner and co-owner of Veritas Risk Services in Oak Brook.
Oberweis has spent the better part of the past decade running for office. After several consecutive losses, he won a seat in the Illinois Senate in 2012. He said he's learned from his past campaign mistakes, and is the stronger candidate to take on Durbin in the fall.
A staunch conservative on fiscal and social issues in past campaigns, Oberweis, while still a conservative, seems more willing to work with the other side of the aisle to accomplish goals. As a state lawmaker, he voted with Democrats last year on a pension reform bill that he acknowledged was far from perfect but the best deal the state could get at the time.
Though it will be an uphill battle, Oberweis offers Republicans the best chance in November. He is endorsed.


text:
08.10.05Dorn Color: This Cleveland, OHbased
company has a number of new
staff appointments. Lynn Lynch has
returned to Dorn Color as director of
information technology. Ms. Lynch
will focus on identifying areas for
process improvement, developing
and implementing IT solutions.
Jim Steffner was appointed print
production services manager. His
responsibilities will include project
management for all printing and
print production services in addition
to estimating.
Julie Latkovic was named to the
newly created position of master
production scheduler. Ms. Latkovic's
responsibilities include developing
production schedules, customer
orders and forecasting manufacturing
capacity while minimizing
Matt Moorman was named manager,
shipping and receiving. Mr.
Moorman will oversee the shipping,
receiving and warehousing department
with emphasis on safety and


text:
See Disc Jockeys
See also Names of Individual Dancers in M/PA VF
Association of Amer. Dance Companies, Western Division
Ballet Black
Ballet Trockadero de Monte Carlo
Ballroom dancing
Bluethenthal, Anne
Break Dancing
Children's Dance Theater
Christopher Beck Dance Co.
Company C Contemporary Ballet
Contemporary Dancers
Dance Amalgam
Dance Spectrum
Dance Theater Workshop
Dancer's Workshop
Deborah Slater Dance Theater
Diablo Ballet
Duncan Dancers
Ethnic Dance Festival
Footloose Dance Company
Hip Hop DanceFest
Janice Garrett & Dancers
Joe Goode Performance Group
Lawrence Pech Dance Company
Lil Cai Chinese Dance Company
Liss Fain
Margaret Jenkins Dance Company
xx Jenkins, Margaret (M/PA vf)
Marin Civic Ballet
Mark Foehringer Dance Company
Mary Carbonara and Dancers
Oakland Ballet
Oberlin Dance Collective
Pacific Ballet
Paul Scardina Dance Co.
Playwright's Ensemble/Dancers Studio
Project Bandaloop
Purple Moon Dance Project
Push Dance Company
Robert Henry Johnson Dance Co
Robert Moses Kin.
xx Moses, Robert (M/PA vf)
San Francisco Ballet Co.
San Francisco Bay Area Dance Coalition
San Francisco Contemporary Dancers Co.
San Francisco Dance Film Festival
San Francisco Dance Theater
San Francisco Movement Arts Festival
San Francisco Moving Company
San Jose/Cleveland Ballet
Smuin Ballet / SF
Scott Wells and Dancers
Trolley Dances
West Wave Festival
Zaccho Dance Theatre
Zhukov Dance Theatre
Dance Amalgam
xx Dance
Dance Archives
See Archives for the Performing Arts
Dance Auditions
Dance Awards
See Goldie Awards
See also Arts Achievement Awards
x Awards
x Isadora Duncan Dance Awards
Jan. 4, 1985
Jan. 4, 1985
Dance Bay Area
See S. F. Bay Area Dance Coalition
Dance Brigade
(Before 1990 see SF Dance-Reviews)
March 30, 1990
Dance Coalition
xx Dance
May 1987
May 1987
Dance Education
xx Performing Arts Education
April 1999
April 1999
Dance. Ethnic
See also Ethnic Dance Festival
Fat Chance Belly Dance
Folk Dance Federation of California
Lil Cai Chinese Dance Co.
Music. Ethnic
x Folk Dancing
Dance Festivals
See also Black Chroeographers Festival
San Francisco Trolley Dances
Women on the Way
xx Fairs and Festivals
Dance Reviews
xx Dance
Dance Spectrum (file closed 2003)
xx Dance
Dance. Study and Teaching
Before April 2008 See Performing Arts. Study and Teaching
See Dance Education
April 1999
April 1999
Dance Theatre
See Theatre
Dance Through Time
xx Ballroom Dancing
Dance Touring Program
See California Arts Council
Dancers Forum
x Johnson, Tance (M/PA VF)
xx Dance
Dancers Studio
See Playwright Ensemble/Dancers Studio
Dancers' Workshop
See also Halprin, Anna M/PA VF
x San Francisco Dancers' Workshop
x City Dance
xx Dance
Davies Hall
See Louise M. Davies Symphony Hall
De Anza College
See Calvin C. Flint Center for the Performing Arts
De Bellis Collection
See Frank V. De Bellis Collection
Dean Lesher Regional Center for the Arts (file closed 2003)
(Before 1998 see Walnut Creek Civic Arts Center)
Deborah Slater Dance Theater
xx Dance
Decoration and Ornament
x Street Lighting
x Tattooing
xx Architectural Ornamentation
Decorators' Show House
See also Hazelwood Hills ( Folger Mansion, Woodside)
x Annual Decorator Showcase House
x San Francisco Decorator Showcase
x Show House
xx Interiors
Dell 'Arte Players
Dell 'Arte School of Mime and Comedy (file closed 2003)
Department Stores
Diablo Ballet (file closed 2003)
Dialogue Black/White
Diamond Heights
Dickens Fair
Digital Media
Dimensions Dance Theater (file closed 2003)
(Before Jan. 1991 see Dance Reviews)
Jan. 16, 1991
Dipsea (file closed 2003)
di Rosa Preserve
Disc Jockeys
(Before 9/2001 see Nightclubs, Radio Broadcasting)
Distinguished Artists Forum
March 17, 1989
Djerassi Resident Artists Program (file closed 2003)
Documentary Films
(As of 6/04 this file includes only locally produced documentary films or films with San Francisco subject matter)
July 5, 2002
Dollar Opera
Dome (exhibition)
Dominican College Forest Meadows Festival
Domino Club
Downtown Center of the Fine Arts Museums
Downtown Plan
Dramatic Groups. San Francisco
Duck Stamp Competition
Duck's Breath
Duncan Dancers
Duquette Pavilion of Saint Francis
See Goggin, Brian, Artist VF
Public Art
Del Sol String Quartet
xx Chamber Music
Delancey Street Foundation
See Housing
Dell 'Arte Players
See Dell ' Arte School of Mime and Comedy
Dell 'Arte School of Mime and Comedy (file closed 2003)
xx Video
Department Stores
See Buildings (subfolder: Stores, Retail)
See also Architecture and the Physically Handicapped
Furniture Design
De Young Memorial Museum
REBAR (Design collective)
See M. H. De Young Memorial Museum
Diablo Ballet (file closed 2003)
xx Dance
March 25, 1994
March 25, 1994
Dialogue Black/White
xx Black Arts
Diamond Heights
xx Architectural Tours
xx City Planning
xx Neighborhood
xx Walking Tours
Dickens Fair
xx Fairs and Festivals
Digital Media
See also GKR
xx Computers and the Arts
xx Animation
xx Moving Pictures
x Special effects
May 2006
May 2006
Dimensions Dance Theater (file closed 2003)
(Before Jan. 1991 see Dance Reviews)
Jan. 16, 1991
Dipsea (file closed 2003)
di Rosa Preserve
x Rene di Rosa Preserve
xx di Rosa, Rene Artist VF
xx Museums and Art Galleries
July 1998
July 1998
See Handicapped
Disc Jockeys
(Before 9/2001 see Nightclubs, Radio Broadcasting)
x DJs
xx Music and Musical Life
xx Nightclubs and Cabarets
xx Radio Broadcasting
Dec. 2004
Dec. 2004
See also Dance
Diseases of Artists
See Artists – Disease and Hygiene
Distinguished Artists Forum
March 17, 1989
xx Theater
Djerassi Resident Artists Program (file closed 2003)
xx Artists Colonies
Dec. 19, 1994
Dec. 19, 1994
See SF DOCFEST
Documentary Films
(As of 6/04 this file includes only locally produced documentary films or films with San Francisco subject matter)
See also List of local filmmakers under "Moving Pictures"
July 5, 2002
Dollar Opera
See Western Opera Theatre
See also Barbie Hall of Fame
x Crafts and Craftsmen
x Directories
Dolphin Swimming and Boating Club
Dome (exhibition)
See Meyer, Rick VF
See Buildings – Domes
Dominican College Forest Meadows Festival
See Forest Meadows Festival
Domino Club
x Stella
xx Sinclair, Irving (Artist's VF)
Downtown Center of the Fine Arts Museums
xx Fine Arts Museums of San Francisco
Downtown Plan
x SF Downtown Plan
xx SF City Planning
Nov. 28, 1984
Nov. 28, 1984
Dramatic Groups. San Francisco
See Theatre
Duck Stamp Competition
See Art Competitions
March 6, 1981
March 6, 1981
Duck's Breath
xx Comedy and Comedians
xx Musical Instruments
Duncan Dancers
xx Dance
Nov. 8, 2002
Nov. 8, 2002
Duquette Pavilion of Saint Francis
x St. Francis Pavilion


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"InquiringMind: Hi Manfred, what lessons have you learned from the feedback and reviews of Nano Assault 3DS for Neo? Its reception was globally positive, but some players – forgetting it's quite common for the genre – criticized its shortness, its unforgiving difficulty with instant hit deaths, as well as a few control problems.
Manfred Linzner: We try to read all reviews and boards about our games and think about what could be done better next time. For Nano Assault 3DS, I believe most people were very pleased with length and replay value. Our game has much more to offer than the majority of shoot'em ups available on the market, but of course people tend to ask for more if its fun. Also regarding difficulty, we got very different opinions in reviews and from players. If you give the game only a few minutes you might think: "Wow, that's hard!" but if you play for some time you adjust your tactics and see how the game adapts the difficulty depending on your progress. And we have now ship energy to avoid one-hit deaths. Regarding controls, we were never fully satisfied but we think the current controls were the best achievable on the 3DS. For Nano Assault EX, we finally perfected the controls by adding Circle Pad Pro support. And thanks to the Wii U gamepad, we can also deliver on this system a true dual analog stick control scheme.", writes NotEnoughShaders.
Wow i wasn't aware of jett rocket 2 XD it looked amazing on wii ware and was fun as well, can't wait to see what they can do without that memory cap that wii ware had.
Hands down one of the best inside articles about the WiiU and its potential to date from a developer...
All of the questions that the interviewer asked were things that I really wanted to know about! Something that piqued my interest was this quote,
"When testing our first code on Wii U we were amazed how much we could throw at it without any slowdowns, at that time we even had zero optimizations."
Once again a developer mentioning how they were able to run things with zero optimization.
Here's also something that has never been mentioned before about WiiU.
"The CPU and GPU are a good match. As said before, today's hardware has bottlenecks with memory throughput when you don't care about your coding style and data layout. This is true for any hardware and can't be only cured by throwing more megahertz and cores on it. Fortunately Nintendo made very wise choices for cache layout, ram latency and ram size to work against these pitfalls. Also Nintendo took care that other components like the Wii U GamePad screen streaming, or the built-in camera don't put a burden on the CPU or GPU."
:So my question is, How does the Gamepad or camera not effect the overall performance of the CPU and GPU? What is Nintendo not revealing about this system that enables it to perform in such a way? Because most people here and on many other sites have viewed the gamepad as a hindrance and being one of the reasons why games aren't native 1080p! But this developer is coming out and debunking all of that by saying it has no burden on the WiiU's CPU or GPU at all... As Cell once said to Gohan, Incredible :-) lol
This article answers many questions that this web site has thrown towards the Wii U It should be put up with a different title so fanboys and haters know that the Wii U is NEXTgen and people can buy it withour fear that they should hold out for what MAY be offered by sony and MS! do not waste 2 years waiting as you will be missing out on a great games console and some fantastic games!


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The reviews below are presented for informational purposes only and are not intended as an endorsement of any product. The information is not intended to be a substitute for visits to your local veterinarian. Instead, these testimonials offer the reader information and opinions written by pet owners and/or veterinarians concerning animal health and products that they have used.
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The Tarleton State University Foundation, Inc. is a non-profit organization established to provide financial assistance to Tarleton State University primarily from earnings on endowed funds, gifts, or property. The Foundation acts independently of the University and the Texas A&M University System solely for the benefit of Tarleton State University.
Funds generated by the Foundation provide expansion and improvements in the areas of academics, student recruiting, scholarships, new buildings, and other programs where appropriated funds are not available for such purposes. Private gifts to the Foundation of either an unrestricted or restricted nature benefit the University in many ways. Through the Foundation and the dedication of its Directors, every individual has the opportunity to assure Tarleton's commitment to excellence in education.
The Foundation manages, invests, and distributes all funds in the trust estate of the Foundation for the furtherance of educational purposes at Tarleton including scholarships, opportunity awards for students, purchase of property or construction, student recruiting, and any other activities permissible under the laws of the State of Texas.


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Lily Collins: New 'Mortal Instruments' Trailer Next Week!
Lily Collins dons an edgy biker vest while shopping on Friday afternoon (November 9) in Beverly Hills, Calif.
The 23-year-old actress took along mom Jill for the outing and picked up a few items from Loehmann's.
PHOTOS: Check out the latest pics of Lily Collins
It was just announced that the first teaser trailer for The Mortal Instruments: City of Bones will be coming next Thursday, November 15!
Tune in to Entertainment Tonight or catch it online at MTV at 10:30PM ET/PT. Can't wait to watch it!
Posted to: Lily Collins


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Oklahoma Baptist was successful for the first time at the NAIA Volleyball Championship Tuesday, holding off Madonna University, 3-1, in Pool C action.
Oklahoma Baptist was successful for the first time at the NAIA Volleyball Championship Tuesday, holding off Madonna University, 3-1, in Pool C action.
Tenth-ranked OBU won the first two sets 25-23, 25-18, before falling 25-22 in the third set and holding on for a 26-24 match-clinching third set. Madonna, now 34-8, is ranked 15th in the NAIA. The teams met on a neutral court earlier in the season with the Lady Bison eking out a 3-2 win.
"Madonna is a very good team and they played us tough," said Lady Bison coach Anna Howle. "Sometimes you can make a few plays and get yourself going and they made some really good plays, but we answered. Today was about who makes adjustments quickest and we made adjustments."
Kristin Pressley led the Lady Bison with 19 kills and 29 digs, but the All-American was well-complemented.
Patricia Moura had 11 kills, Tarah Derden added 10 and Carey Strong, Sabra Clark and Skyler Strahm added eight apiece.
Clark had 50 assists and Pressley had two assists.
"That was something we focused on during that long break — getting some of our other hitters going," Howle said. "I thought Carey played really well and Patricia played really well throughout the whole match.
"Sabra was really aggressive against them last time we played and it worked out well. She played a smart game today."
On the defensive side, OBU got 29 digs from Pressley, 18 from Samuels, 16 apiece by Strong and Kaitlyn Lucy and 13 by Clark. Strahm led with three blocks while Pressley and Derden had 2.5 each.
"Our goal defensively is to be better than everybody else," said Howle. "Kristin did a good job leading us. Kaityln Lucy played great today and we really needed that from her. Gabby played well, too."
The win further expanded OBU's record for single-season wins to 33 matches and the Lady Bison are now 33-4. OBU plays Carroll College at 3:15 p.m. Wednesday. An OBU victory, combined with a Columbia College win over Madonna, would put OBU into the bracket before Pool C concludes Thursday.
Third-ranked Columbia beat Carroll in three sets Tuesday.
"Carroll is a lot like Madonna, but they have a few different looks," said Howle. "It will be another defensive battle."
Note: Report provided by Ray Fink, OBU sports information director.


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Vatican Forces Rome Gallery To Take Down Exhibit Of Gay Couples Kissing
Despite Pope Francis's desire to have his church divert its obsession with gay culture to an issue that's more pressing for Christianity (hmmm, I don't know, the poor, sick and famished around the world, maybe?) the Vatican has flexed its municipal muscle to have a photo exhibit featuring gay couples kissing in church taken down. Looks like the Catholics are still obsessed with a war on gays.
The photography series by Gonzalo Orquin, had been due to open at the Galleria L'Opera beginning on Wednesday evening. The photographer said the gallery had received a legal notice from the Vatican, and that he and the gallery had decided to cover up the photographs.
"A letter arrived from the Vicariate of Rome, an organization that is part of the Vatican, which said the church is against the exhibition. I spoke to lawyers and for security reasons we decided not to show the photos," Orquín told The Local.
The Vicariate admitted sending the threatening letter, and said the exhibition "could harm the religious sentiment of the faithful". The Vicariate is an organisation which helps Pope Francis carry out his duties as Bishop of Rome.
A Vatican official claimed that the exhibit was affront to the Italian Constitution.
"Italian constitutional law safeguards an individual's religious feeling and the function of places of worship," the official said. "Therefore photos that are not suitable and do not conform to the spirituality of the place offend and infringe upon the advancement of man in the particular place for the expression of faith."
In other words, despite Pope Francis's PR spin, gays are still not welcome in the Catholic Church.


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International law recognizes that coastal nations may exercise sovereignty and jurisdiction over their territorial seas.
The territorial sea of the United States is a maritime zone extending beyond the land territory and internal waters of the United States over which the United States exercises sovereignty and jurisdiction, a sovereignty and jurisdiction that extend to the airspace over the territorial sea, as well as to its bed and subsoil.
Extension of the territorial sea by the United States to the limits permitted by international law will advance the national security and other significant interests of the United States.
Now, Therefore, I, Ronald Reagan, by the authority vested in me as President by the Constitution of the United States of America, and in accordance with international law, do hereby proclaim the extension of the territorial sea of the United States of America, the Commonwealth of Puerto Rico, Guam, American Samoa, the United States Virgin Islands, the Commonwealth of the Northern Mariana Islands, and any other territory or possession over which the United States exercises sovereignty.
The territorial sea of the United States henceforth extends to 12 nautical miles from the baselines of the United States determined in accordance with international law.
In accordance with international law, as reflected in the applicable provisions of the 1982 United Nations Convention on the Law of the Sea, within the territorial sea of the United States, the ships of all countries enjoy the right of innocent passage and the ships and aircraft of all countries enjoy the right of transit passage through international straits.
Nothing in this Proclamation:
(a) extends or otherwise alters existing Federal or State law or any jurisdiction, rights, legal interests, or obligations derived therefrom; or
(b) impairs the determination, in accordance with international law, of any maritime boundary of the United States with a foreign jurisdiction.
In Witness Whereof, I have hereunto set my hand this twenty-seventh day of December, in the year of our Lord nineteen hundred and eighty-eight, and of the Independence of the United States of America the two hundred and thirteenth.


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JAKARTA, Indonesia (AP) — Cheering crowds greeted the new leader of this Asian megacity as he toured its flooded business district atop a handcart typically used to haul garbage. Men, women and children waded through dirty water to shake his hand, shout greetings and hear his vague promises that their lives will get better.
"Come the dry season, we need to do something real, something concrete," Jakarta Gov. Joko Widodo said last week. "We need a breakthrough, whether that be a massive reservoir or whatever."
It's the kind of populist moment you see from many of the world's big-city mayors, but it's not typical for Indonesia, the largest economy in Southeast Asia. More than 14 years since dictator Suharto was overthrown, its politicians are still mostly drawn from the same stock: wealthy businessmen or former generals running more on connections and money than experience in government.
Enter Widodo, known universally by an affectionate nickname, "Jokowi." He comes from Solo, a smallish city in the middle of Java, and speaks Indonesian with the thick accent of people from those parts. He dresses simply in a white shirt and slacks, resembling one of the office workers who cram into Jakarta's falling-apart buses every day.
Widodo's trip through his inundated city of 14 million reflected his hands-on approach to leadership, a style that helped him win election in September against an incumbent who was backed by the establishment political parties.
The 51-year-old has made several moves aimed at shoring up support among the poor, including a big increase in the minimum wage, but many tough decisions, including those surrounding Jakarta's woeful infrastructure, remain ahead of him. The city is wracked not only by floods, but by corruption, worsening traffic congestion and a widening gap between rich and poor.
"I don't feel under any burden," he said in a 25-minute chat at a street-side coffee shack two weeks before the floods struck. He played to a gallery of photographers who snapped wildly every time he brought a cheap glass of joe to his lips.
"My task is simple," he said. "Just stop the floods and fix the traffic."
Widodo, a former furniture producer, was credited with bringing a new style of governance to Solo when he became mayor there in 2005, even though lasting achievements there are perhaps harder to pin down.
He was supported by the country's main opposition party, but appeared to distance himself from it, saying his alliance was "with the people." Many ordinary Jakartans believed him, as well as progressives and liberals, who helped in a savvy, social media-driven campaign that swept through the city's young, relentlessly online population.
"The old schemes don't necessarily lead to success anymore," said Frank Feulner, a governance specialist with the United Nations who was based in Indonesia for many years. "It's quite a development to see such a clean candidate in such a dynamic city. The fact that the political and commercial epicenter of the country has made this move is an encouragement to everyone else."
Widodo's choice of deputy cemented the idea that this was going to be a different kind of Jakarta administration. Basuki Tjahaja Purnama also began his career outside the city and developed a reputation for being tough when dealing with inefficient and corrupt staff.
One clip, uploaded by Purnama's office to YouTube, shows him angrily ordering public works officials to cut their budget by 25 percent, suggesting they have been marking it up. It has close to 1.5 million hits.
Widodo leaves much of the city's day-to-day administration to Purnama. "I'm the one who goes out and about. He improves the system from inside," he said.
One of Widodo's first acts was raising the minimum wage in the city by a whopping 40 percent to around $230 a month, winning him friends among the unions and those in formal employment, but concerning some economists who fear it will result in layoffs. He is also rolling out a health insurance scheme and free schooling for the poor, though how the city intends to pay for this over the long term is unclear.
His traffic plans include more buses to ply the city's dedicated lanes, some of which have already arrived, more roads and a scheme that would restrict the amount of cars that travel into the city center each day based on whether their license plate ends in odd or even number. He has postponed a plan to build a mass transit rail system like other Asian capitals, worried that ticket prices would be out of reach of the city's poorest.
On flood mitigation, he is proposing widening rivers, moving slum dwellers from their banks, new reservoirs outside of the city, a flood canal, 1,000 wells in downtown areas to absorb the groundwater that accumulates when the heavens open and campaigns to stop littering the waterways that crisscross the low-lying coastal city. Similar proposals were made by past governors, but they produced little.
Marco Kusumawijaya, director at the Rujak Center for Urban Studies, voted for Widodo, but is already a little concerned at what he is seeing.
"He showed signs of openness during his campaign but now I am a bit doubtful," he said. "He seems to be oscillating between 'yes' and 'no' on flood control and transport issues. I am disappointed that he and his team didn't do much homework during the campaign."
Back in Solo, people still speak well of Widodo, in large part because of his down-to-earth image and communication skills. After a first term, he won re-election there in 2009 with more than 90 percent of the vote.
But Setyo Herwanto, a researcher at foreign-funded civil society pressure group, raised some doubts about the longevity of his achievements during his seven years in charge of the city.
He said there was system in place to continue free school and health care he had initiated, and that many other of his well-published schemes to move traditional street sellers and fix traffic are no longer in place. "They were 'goodwill gestures' only. He left behind no legal framework," he said.
Yet Widodo's supporters in the opposition party, the Indonesian Democratic Party of Struggle, are already talking about him being the man that will lead their party back into power. Few believe that he will run for president in next year's polls, but five years down the line, he is already being talked up as a likely candidate.
A day after Widodo hosted a car-free New Year's Eve street party, opposition lawmaker Prasetyo Edi Marsudi expressed his hopes as the governor shook hands with Jakartans in the area where the party was held — a venue the floods would inundate two weeks later.
"You see that man there," he said. "He serves the people, not the leaders. In 2019 he will be president."


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Treasuries declined before the government sells $32 billion of three-year notes, the first of three auctions of coupon-bearing debt this week totaling $72 billion.
Ten-year yields rose for a second day as the U.S. will sell $24 billion of the securities tomorrow and $16 billion in 30-year bonds on Feb. 14. The Federal Reserve purchased $3.3 billion of securities maturing between February 2020 and November 2022 today as part of its plan to bolster the economy.
"People are kind of sitting there, frozen," said David Ader, head of U.S. government-bond strategy at CRT Capital Group LLC in Stamford, Connecticut. "Everybody thinks rates are bound to go up at some point; it's not come about yet. People are inclined to stay neutral until they get a better sense of the big direction."
The benchmark 10-year note yield rose one basis point, or 0.01 percentage point, to 1.98% as of 11:02 a.m. in New York, according to Bloomberg Bond Trader prices. The 1.625% note due in November 2022 decline 3/32, or 94 cents per $1,000 face amount, to 96 29/32. The yield climbed to 2.06% on Feb. 4, the highest level since April 12.
Investor Sentiment
Investors in Treasuries raised bets to the highest level since 2011 that the prices of the securities will drop. The proportion of net shorts was at 19 percentage points in the week ending yesterday, the most since July 5, 2011, according to JPMorgan Chase & Co., up from eight percentage points the week ending Feb. 4.
The percent of outright shorts, or bets the securities will fall in value, rose to 30%, the most since June 13, 2011, from 21% the previous week, according to the survey. The percent of outright longs dropped to 11%, from 13% the previous week, the survey said. Investors cut neutral bets to 59% from 66%, the survey reported.
Volatility in Treasuries dropped yesterday to 60 basis points, close to the 59.9 basis points reached on Feb. 7, the lowest level in two weeks, according to Bank of America Merrill Lynch's MOVE index, which measures price swings based on options.
The measure reached 51 basis points on Dec. 3, the lowest level of price swings since the gauge begin in April 1988. It hit a 2012 high of 95.4 basis points on June 15. Volatility climbed to 264.6 basis points in October 2008 as the financial crisis intensified.
Copyright 2014 Bloomberg. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
Copyright 2014 Bloomberg. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.


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Alemany leads 63-60 over SH Cathedral with 3:53 left in the D3 final, and SHC's top player, Taylor Johns, has just re-entered after sitting with four fouls.
The crowd is going crazy. This one is going down to the wire. Stay tuned.
Alemany leads 63-60 over SH Cathedral with 3:53 left in the D3 final, and SHC's top player, Taylor Johns, has just re-entered after sitting with four fouls.
The crowd is going crazy. This one is going down to the wire. Stay tuned.
Marqueze Coleman just scored on a driving layup, and Alemany leads 59-54 over Sacred Heart Cathedral with six minutes left in the D3 state final in Sacramento.
Coleman has 19 points, and Max Guercy has 17.
Down by eight at halftime, Alemany has stormed back in the D3 final against Sacred Heart in Sacramento.
The Warriors went on an 11-2 run to close the third quarter to pull ahead 55-51. Marqueze Coleman has 18 points, and Max Guercy has 15.
It's halftime at the D3 final in Sacramento, and Alemany trails Sacred Heart Cathedral 40-32, as several Alemany players are in foul trouble. Marqueze Coleman, Jerico Richardson and Razhaun Henderson all have three fouls.
Alemany was leading by four before SHC went on a 16-4 run to lead 33-25.
Alemany leads Sacred Heart Cathedral 17-15 after the first quarter, and it's clear both teams are deeply talented. This is about as good as high school basketball gets.
Max Guercy has six points for Alemany, and Marqueze Coleman has five, including a dunk for the game's first points.
Alemany has won nine playoff games in a row, and the Warriors are looking to cap the season with a win over Sacred Heart Cathedral of San Francisco in the D3 final in Sacramento.
Stay tuned.
Village Christian has piled together at center court at Power Balance Pavilion in Sacramento, as the Crusaders defeated St. Joseph Notre Dame 62-51 in the Div. V state championship.
Bryan Alberts scored 15 and Joe Shashaty chipped in 12 on four 3-pointers.
It's looking good for Village Christian in the D5 final against St. Joe in Sacramento.
Bryan Alberts just hit two free throws, and the Crusaders lead 57-50 with 58 second left. He has 14 points.
Update: Andrew English just scored on a fast break, and now it's 59-50 Village with 31 seconds left.
Joe Shashaty just hit two 3-pointers in a row to help Village to a 53-46 lead over St. Joe with 3:33 left in the D5 final in Sacramento.
Overall, Shashaty has 12 points on four 3s.
Village Christian led its guard down for just a moment, and St. Joe went on a 6-0 run to finish the third quarter, and now Village leads 37-35 heading into the final quarter of the D5 championship.
Hold on to your seats.


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5 Artists Discuss UFOs, Pizzagate, and the Conspiracy Theories That Fascinate Them
Artsy Editorial
Image rights: Oursler Studio
A pioneer of new-media art since the mid-1970s, Tony Oursler is best known for his video projections and installation works that explore technology's effects on the human mind. Honing in on much of humanity's compulsive relationship with computers and virtual networks, Oursler orchestrates microcosmic scenes, tableaus, and interventions that convey the obsession, escapism, isolation, and sexual fetish that cause or grow out of technological dependence. His works include talking streetlights, an eight-foot-long five-dollar bill with an eerily animated Abe Lincoln, an enormous cell phone spewing disjointed snippets of conversations, and ghoulish heads muttering phrases like "You treat me like garbage. I told you I love you but I don't. Thanks for nothing." Oursler invites viewers into disorienting psychological mini-dramas, at once engaging in their humor and disturbing for their uncanny juxtapositions and keen, biting commentaries.
American, b. 1957, New York, New York, based in New York, NY, USA
5 Artists Discuss UFOs, Pizzagate, and the Conspiracy Theories That Fascinate Them
Artsy Editorial
Famous Artists Swap iPhone Photos—and Creativity Ensues
Artsy Editorial
My Highlights from Art Brussels 2014
Alain Servais


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Now that DeSean Jackson is in camp and seems to have a good attitude about helping the Eagles get to the Super Bowl, much of the discussion has shifted to what he's worth.
It's a difficult question to answer because Jackson is unlike any other player in the league. And his true value seems to be a polarizing topic, both locally and nationally.
Earlier this offseason, the Jets gave Santonio Holmes a five-year, $50M deal with a reported $24M guaranteed. Does Jackson deserve a similar deal? More? Less? Arguments have already been made on all three accounts.
Today, let's take a close examination of Jackson's value - what he's done in his first three years in the league, how it compares to other receivers and what might be in store for years to come.
This is an easy one to examine. Jackson's explosiveness sets him apart from every other receiver in the league.
The numbers in 2010: 47 catches for 1,056 yards and six touchdowns. But maybe most importantly, a league-leading 22.5 yards per catch.
How rare are those numbers? I went back to see how common it is for a receiver to have 45+ catches and average 22 yards per catch or more. It's happened exactly one other time in the last 20 seasons. In 1991, Falcons wide receiver Michael Haynes had 50 catches for 1,122 yards, averaging 22.4 yards per catch.
In three NFL seasons, Jackson has 56 catches of 20+ yards. By my count, that's the third-most, behind Houston's Andre Johnson (60) and Green Bay's Greg Jennings (58).
In other words, he's absolutely an elite player when you talk about big plays and explosiveness.
Friend of the blog Bill Barnwell over at Grantland took a look yesterday and determined that Jackson needs to catch the ball more.
The Football Outsiders metric catch rate examines how often a receiver catches a ball thrown to him. Jackson has caught 172 of the 332 passes thrown to him in the last three seasons for a catch rate of 51.8 percent, 47th in the NFL.
However, I would expect Jackson to rate poorly in this metric. He's going deep play after play. LeSean McCoy had a catch rate of 87 percent because most of his receptions came near the line of scrimmage.
While Barnwell concedes that fact and argues that Jackson's catch rate doesn't compare favorably to other downfield threats, in my estimation, none of the receivers who fared better are as effective as him.
The other criticism with Jackson, which is fair, is that he drops the ball too much. Per Football Outsiders, Jackson dropped 11 balls last season, the fourth-worst drop rate in the NFL. Pro Football Focus had him down for 12 drops and the worst drop rate in the NFL.
But here's the problem with drops. They are completely subjective. In other words, two people can watch the exact same play, and one might consider an incompletion a drop, while the other may not.
I charted drops last season and had Jackson down for seven. STATS.com charted drops and had him down for fewer than seven. JimmyK over at Bleeding Green Nation did an excellent job of pulling together video of the 11 drops, and he counted eight.
The bottom line? Jackson does need to catch the ball more. But his drops are not enough of an issue to offset the positive things he does. I'd argue that it's almost like focusing on Ryan Howard's strikeouts or batting average instead of his home runs.
Jackson will likely never be an 80 catch/year type receiver. But the guys who catch that many balls probably won't be producing 20+ yards per reception either. In fact, among the top 15 players in catches last year, only Denver's Brandon Lloyd averaged more than 15 yards per reception.
All that means is there are different types of receivers.
Jackson is listed at 5-10, 175 pounds. His size and frame are part of the reason he slipped to the second round in the 2008 draft. Jackson mentions it constantly, and as yet another athlete looking for people to doubt his abilities, he uses the questions about his size as motivation.
In the past two years, Jackson has suffered two concussions. One against the Redskins in 2009, and another against the Falcons in 2010. Last year's collision with Dunta Robinson is undoubtedly one of the reasons Jackson wants his money now. He realizes how quickly everything can be taken away from him.
But, as I mentioned when talking about Michael Vick earlier this season, predicting injuries can be a dangerous proposition. Even with the concussions, guess how many games Jackson has missed in the past three seasons because of injury? Two.
That's two of a possible 52.
Meanwhile, there's Houston's Andre Johnson. At 6-3, 223, he's what we think of when we hear the term physical specimen. Well, Johnson missed three games last year due to injury. In the past four seasons, he's missed 10 games and has played in 54 of a possible 64.
Is it fair to be concerned about Jackson's size? Sure. But through his first three seasons, Jackson has held up pretty well.
Here are Jackson's per/game numbers last season (regular season) in Eagles' wins and Eagles' losses.
Think big plays to Jackson were a key to the Eagles' offense having success last season?
All eight of Jackson's touchdowns (including rushing and returning) came in Eagles wins. They were undefeated when he scored.
There's also the Jeremy Maclin factor. I've heard the argument that Jackson's value is diminished because Maclin could easily step in and be the No. 1 receiver. I'd argue the other way - that the two complement each other well.
We only have a small sample size when looking at games Jackson didn't play. Last year, against the Titans, the Eagles' offense put up 19 points without Jackson, its third-lowest total of the season. Kevin Kolb looked for Maclin time and again. He was targeted 12 times, but came up with just five catches for 42 yards. Keep in mind Kolb struggled in that game, but still, Maclin didn't exactly set the world on fire without Jackson.
In 2009, the Eagles' offense scored 27 points against the Falcons when Jackson sat out. Maclin had four catches for 83 yards.
The point is, Jackson opens up a lot of things for this offense: running room for Michael Vick when he takes off, underneath routes for Maclin, Jason Avant and Brent Celek, and so on. His speed is something that defenses have to focus on because one slip-up can lead to an easy touchdown.
I mentioned Holmes' contract above, and the truth is Drew Rosenhaus can absolutely argue that Jackson deserves a similar deal.
Here are the per/game numbers the last three years:
|TDs (Total Receiving)
One thing you have to include with Jackson is how he directly affects the game in other ways. He has four punt returns for touchdowns and three rushing scores in the last three seasons. That's an extra seven TDs, bringing his total up to 24.
Meanwhile, Holmes has earned the reputation of being a clutch performer after his 9-catch, 131-yard performance in the 2008 Super Bowl. He also has six touchdowns in seven career postseason games. That certainly plays a factor in the comparison.
Overall, though, Jackson has averaged 53.6 yards receiving per game in five playoff games. Holmes has averaged 57.4. The edge clearly goes to Holmes, but it's not as glaring as you might think.
I mentioned Jackson's two concussions above. Holmes also suffered a concussion in 2008.
Jackson has had maturity issues - the premature celebrations and the slur he used during an offseason radio appearance. On the other hand, he's also tried to raise awareness about pancreatic cancer and fought against bullying.
Holmes was suspended four games last season for violating the league's substance abuse policy. If he violates it again, he'd miss the entire season. The Steelers, who have held on to Ben Roethlisberger and James Harrison despite their issues, decided to trade Holmes in 2010. He was coming off a 79-catch, 1,248-yard season and was only 26. Holmes also had a Super Bowl MVP in his pocket.
In other words, the argument that Jackson's off-the-field issues are more concerning than Holmes' holds no weight.
The one factor we often forget with Jackson is his age. It seems like he's been around for awhile, but he won't even turn 25 until December. Of the 17 players that had 1,000 yards receiving or more last season, only the Giants' Hakeem Nicks was younger than Jackson.
I'm not sure what kind of deal Rosenhaus is asking for, but he has a lot of material to work with (I'll even let him present this blog post to Joe Banner if he asks nicely).
As I mentioned above, something in the ballpark of Holmes' contract is reasonable, unless the Eagles want to argue that the Jets just made a terrible deal.
Last year, the Cowboys signed Miles Austin to a seven-year, $57M deal with a reported $18M guaranteed.
The most interesting parts of Jackson's negotiation will be the length of the contract and the guaranteed money. How long do the Eagles think he can maintain the level of play he's produced in his first three seasons? At what age will Rosenhaus want Jackson to have one more shot at a big contract after this one expires?
And how much of a risk are the Eagles taking with the amount of money they're willing to guarantee?
The final aspect is leverage. Holmes was an unrestricted free agent when he signed his deal. In other words, Holmes' camp could go to the Jets and say other teams were willing to offer certain things. Jackson isn't there yet. He's under contract through 2011. In one respect, the Eagles gain a slight advantage because of that.
On the other hand, do they really want to see what Jackson would command on the open market after 2011? No way. In the long-term, it could mean losing one of the most explosive players in the NFL and a key part of their offense. In the short-term, it could mean a distracted Jackson in a year when the Birds are "all in" and looking to bring the franchise its first-ever Super Bowl.
For those reasons, I think a deal will get done. It makes too much sense for both sides. But by all accounts, given the parties involved (Jackson, Rosenhaus, Banner, Howie Roseman), this could be one of the more intriguing negotiations the Eagles have been a part of in recent years.
You can follow me on Twitter or become a fan of Moving the Chains on Facebook.


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March 29, 2007 - 11:11am
German Coookies?
I am entering the Canadian Skills competion this next month, and one of the required product is a cookie. I'm think in going with a German theme for all of my products, can any one refer my to some seriously delicious german cookies??? website maybe? i remember earlier this year I made a german cookie for christmas, it had a premade waffer bottom? anyone remember what these badboys are called (I've got a horrible memeory) ??
thanks in advance!


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Hi, I'm Eric Skiff – I'm one of the founders of Tanooki Labs, a Product and Development shop that focuses on Ruby on Rails and iOS development. I'm also a cofounder of the Brooklyn hackerspace NYC Resistor. Previously, I was one of the hackers at the innovation lab QLabs, and I'm a Drop.io alum.
I've also organized several BarCamp events here in NYC, and I enjoy helping people in the NY Tech scene grow and connect.
About Me:
I love the internet.
Like, *love* love.
I love how it has transformed our lives and that it's helping us change from consumers into producers. I love the way it connects us to friends, family, and new people everywhere.
I love how blogs, podcasts, and social networks have given voices to people who would otherwise be unheard. I love that the GPL and Creative Commons have allowed my 8bit music, amateur photos, and other creations can be seen, enjoyed, remixed, and mashed up by anyone.
I'm passionate about building tools and communities that help people share, collaborate, and connect around their creations.8bit Music


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Saturday, April 8 2017
FOOTLOOSE, The Musical
Captioned April 1; Audio-described April 8
Lose your blues, cut loose, and kick off your Sunday shoes as HITS Theatre presents the finger-snapping, toe-tapping musical, FOOTLOOSE.
One of the most explosive movie musicals in recent memory bursts onto the live stage with exhilarating results. When Ren and his mother move from Chicago to a small farming town, Ren is prepared for the inevitable adjustment period at his new high school. What he isn't prepared for are the rigorous local edicts, including a ban on dancing instituted by the local preacher, determined to exercise the control over the town's youth that he cannot command in his own home. When the reverend's rebellious daughter sets her sights on Ren, her roughneck boyfriend tries to sabotage Ren's reputation, with many of the locals eager to believe the worst about the new kid.
The heartfelt story that emerges is of a father longing for the son he lost and of a young man aching for the father who walked out on him. To the rockin' rhythm of its Oscar and Tony-nominated top 40 score and augmented with dynamic new songs for the stage musical, FOOTLOOSE celebrates the wisdom of listening to young people, guiding them with a warm heart and an open mind.
This is a ticketed event for the covered seating area. Free tickets are available (4 per person over age 16 while they last) at the Miller Outdoor Theatre box office the day of the performance between the hours of 10:30 AM-1:00 PM. If tickets remain at 1:00 PM, the box office will re-open one hour before show time to distribute the remaining tickets. As always, open seating on the hill. The shows goes on rain or shine.
Produced by HITS Theatre


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Remembering Former Marketing Professor George Wynn
Former Marketing Professor and Department Chair George Wesley Wynn, 72, of Lexington, N.C., died Aug. 2, 2013, at home following an eight-month illness. He was born in Amarillo on March 25, 1941, to John Gilbert and Margaret Ellen Wright Wynn.
He received his BS in industrial engineering in 1964 from Texas Tech University and was later honored as an outstanding graduate of the Industrial Engineering Department.
During college, George met and married the love of his life, Jeri Ann Walker. He went on to earn an MBA from Wright State University (1969) and a Ph.D. from Texas A&M University (1982).
Following graduation from Texas A&M, he began a teaching career as a marketing professor at the University of Arkansas.
In 1986, he became the department head of the marketing department at James Madison University in Harrisonburg, Va. He was head of the JMU Faculty Senate and retired as Senate Marshal in 2007.
George remained grounded in his Texas roots, and his passion for land and cattle resumed in 1992 when he bought Wynndy Hill Farm in Broadway, Va. In 2010, he and Jeri moved to Lexington, N.C., to be closer to their family.
Online condolences may be made at www.davidsonfuneralhome.net - See more at: http://heraldbanner.com/obituaries/x1938688823/George-Wynn#sthash.D1TM2A22.dpuf
Published: Wednesday, August 7, 2013
Last Updated: Wednesday, June 8, 2016


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EPERJESI email@example.com_county.toronto.toronto_star 2006-02-11 published
CHULI, Anna (nťe KRISTANOVA- EPERJESI)
Suddenly and peacefully, on Wednesday February 8th, 2006 at William Osler Health Centre - Peel Memorial Hospital at the age of 76. Beloved wife of the late Michael CHULI (January 30th, 2003.) Loving mother of Marian EIBBITT and her husband Ken and Gloria BURNS and her husband Wayne. Cherished and loved "grandma" of Christa and Sean BURNS. Survived by her dear brother Stefan and his wife Ann and their children Jan, Zuzana and Petra, and sister Ruzena OROS and her husband Ladislav and their children Diana KLEIN and her son Jonathan; Richard OROS and his wife Ivanka and their daughter Elenka; and Maria NAGY and her children Ladislav and Imrich, and niece Vierka and nephew Miroslav, and predeceased by her brother Milan EPERJESI. Friends may call on Tuesday February 14th, from 1-9 p.m. (Prayers at 7: 30 p.m.) at the R.S. Kane Funeral Home, (6150 Yonge Street, at Goulding, south of Steeles). Funeral Mass will be celebrated at the Catholic Cathedral of Transfiguration, (10350 Woodbine Avenue), on Wednesday February 15th, 2006 at 10 a.m. Interment to follow at Holy Cross Catholic Cemetery. As an expression of sympathy, donations may be made to the Sts. Cyril and Methodius Church Building Fund, 5255 Thornwood Drive, Mississauga, Ontario, L4Z 3J3, 905-712-1200, Eparchy Sts. Cyril & Methodius, 10350 Woodbine Avenue Markham, Ontario, L6C 1H9, 905-737-2797, or to the William Osler Health Centre Foundation - Peel Memorial Hospital Brampton, 20 Lynch Street, Brampton, Ontario, L6W 2Z8, 905-796-4018. Condolences - www.rskane.ca Anna's kindness, generosity, Friendships and enthusiasm in life was only surpassed by the love she held for her beloved Mike.
E... Names EP... Names EPE... Names Welcome Home
EPERJESI - All Categories in OGSPI


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Van Helsing, the third-person action game, transports players back to the macabre world of 19th century Transylvania - home to the legendary Dracula, Wolf Man and the Frankenstein Monster. As the renowned monster hunter Van Helsing, players must hunt down and destroy the evil that inhabits these ancient lands before darkness engulfs the world. Van Helsing is being developed by Saffire Studios and will be available in the Spring of 2004 in conjunction with the film's release.
Working closely with members of the Van Helsing film production, Vivendi Universal Games and Saffire Studios have set out to put players in the boots of the title character, allowing them to experience interactively key moments and battles from the film while building out Van Helsing's mythology through exclusive access to a backstory that they will not get in theatres.
As players progress through Transylvania and the strongholds of Castle Frankenstein and Castle Dracula, they'll encounter untold fiends and evil minions including the legendary dark prince Dracula, the Wolf Man, the Frankenstein Monster and Igor as well as a host of original creatures created for the game including stone gargoyles, fell sprits and banshees.
To help turn the tide of darkness, players can dish out double-fisted damage with a devastating arsenal of melee and ranged weapons including tojo blades, scimitars, pistols, a shotgun and a hand-cranked gatling gun for maximum carnage. Additionally, players will be able to utilize Van Helsing's signature grappling hook to escape impending doom, explore the gameworld and unleash devastating fatality attacks.


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There is something that homeowners and potential homeowners need to know about — prior to applying for a mortgage.
Mark Munzenberger of GreenPath Debt Solutions recently appeared on the Detroit FOX affiliate and told FOX 2's Murray Feldman about the new FICO Mortgage Score. It measures non traditional money events and it seems more people can qualify for loans.
Watch the entire FOX 2 interview here
As background information, below is a partial story that Mark recently appeared in form CreditCards.com….
FICO introduces new mortgage credit score – CoreLogic report adds nontraditional data to the lending decision.
Kelly Dilworth/CreditCards.com
A new FICO mortgage credit score unveiled Tuesday casts a wider net to capture consumer behavior not previously considered in whether to grant a home loan. The agency says it will make more people eligible for a mortgage, but critics say that wider net may pull in new inaccuracies and create additional privacy concerns.
On July 10, the consumer credit score giant FICO joined with data firm CoreLogic in announcing the new score designed specifically for mortgage lenders called the FICO Mortgage Score Powered by CoreLogic. The mortgage score is based on information provided by CoreLogic in a detailed report called the CoreScore Credit Report.
The report includes information that other credit reporting agencies, such as Experian, TransUnion and Equifax, don't factor into your traditional reports. If you were late on child support payments, applied for a payday loan or had trouble paying your rent on time, it could show up on your CoreScore Credit Report and be factored into your new FICO mortgage score. But on-time payments on a second mortgage will also be factored into your score, as well as all those months you paid your rent like clockwork. It's not intended as a replacement for traditional FICO scores, but as another tool for mortgage lenders to use early on, at the prequalifying stage for borrowers."It's simply bringing in additional data," says Joanne Gaskin, a director of product development at FICO.
"The level of detail is unbelievable," says Mark Munzenburger, director of education at the credit counseling agency GreenPath Debt Solutions, referring to the CoreScore credit report. Consumers will be surprised by just how much information about them is out there, he says. "Consumers really need to be aware that, more than ever, everything they do with respect to their finances is somehow tracked and kept in a database."
Full Story: http://www.creditcards.com/credit-card-news/fico-new-mortgage-credit_score-nontraditional-information-1270.php


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ARIUM Bala Sands Apartments
1 to 3 bedrooms $1,175 to $2,210
1 to 3 bedrooms $1,175 to $2,210
1 to 3 bedrooms $1,025 to $1,525
1 to 2 bedrooms $1,085 to $1,400
Studio to 2 bedrooms $700 to $1,025
1 to 4 bedrooms $1,026 to $1,936
1 to 4 bedrooms $1,247 to $2,499
1 to 3 bedrooms $635 to $985
1 to 3 Beds $975 to $1,527
2 Beds $1,164 to $1,289
1 to 2 Beds $949 to $1,513
1 to 3 Beds $1,035 to $2,279
Studio to 3 Beds $642 to $1,107
1 to 3 bedrooms call for rates
1 to 3 bedrooms call for rates
1 to 3 bedrooms $646 to $906
Studio call for rates
2 to 3 bedrooms $782 to $912
1 to 2 bedrooms $580 to $770
1 bedroom call for rates
1 to 2 bedrooms $640 to $745
2 to 3 bedrooms $770 to $898
2 bedrooms call for rates
2 to 4 bedrooms $942
2 to 3 bedrooms
2 to 4 bedrooms call for rates
2 bedrooms
1 bedroom call for rates
1 to 2 bedrooms call for rates
3 bedrooms
1 to 3 bedrooms $550 to $750
2 bedrooms
1 to 3 bedrooms
2 bedrooms
1 to 2 bedrooms call for rates
|Average Rent
|Cheapest Rent
|Highest Rent
|Studio Apartments
|1 Bedroom Apartments
|2 Bedroom Apartments
|3 Bedroom Apartments
|4+ Bedroom Apartments
Relax, Smile and Laugh - because finding Westland Terrace apartments for rent in Orlando has never been easier. Hi, I'm Trey, your Official Orlando apartment living guide. We've helped thousands of residents find Westland Terrace apartments for rent in Orlando as well as in the other areas throughout the city. And - We're looking forward to helping you too! As your Orlando apartment experts we want to make your apartment shopping experience stress-free by showcasing the most apartment listings in Westland Terrace, Orlando, FL on ApartmentHomeLiving.com and providing you with accurate information on each one, updated every single day. So we invite you to explore Westland Terrace apartments! Apartment Home Living is about more than helping you find the perfect place though - it's about helping you love your apartment life. Let's face it, apartment living is FUN! The freedom of not living on your parent's couch or being locked into a crippling mortgage allows more time having fun, taking long bubble bath's or relocating when you get that dream job offer in Venice. Living in Orlando's Westland Terrace apartments only adds to all that "Fun"! Shopping, dining and dancing are found within a few miles of your apartment. Not only that, but Orlando rentals are so comfortable that your friends may be begging you to have them over for movie night or a splash fight at the pool. Living in apartments in the Westland Terrace area provides you with more quality time and helps you save your money too. Speaking of money - because you're saving money renting an apartment in Orlando - you can spend more on shopping for that one of a kind dress to impress your friends, buy a flat screen TV to give movie night that true theatrical experience, or even purchase a limited edition Trey poster for the back of your bedroom door for just $19.95. All the benefits of apartment living let you truly live for fun. So what are you waiting for? Take it from me, your lifestyle in Orlando apartments will rock the house...er...apartment. Find your new home today in one of the many awesome Westland Terrace apartments in Orlando at ApartmentHomeLiving.com and start living for fun!
1 to 3 bedrooms $1,175 to $2,210


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Dec 15
Troop 39 scouts and leaders presented a check for $8000 to the UNC Children's Promise in November.
The scouts representing Troop 39 were those who had exceeded 25 hours of Community Service in 2013. Troop 39 has performed over 30 Service Projects in 2013, ranging from April's Touch a Truck event (where the troop raised the $8000), UNC Graduation twice a year, trail maintenance and construction in Eno River State Park.
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Black dress at Target RED launch party
Related Posts:
If Taylor's very chic layered dress by Oscar de la Renta is a bit out of your price range ($2590!), try this much more affordable alternative:
Epitome of Chic Dress at ModCloth, $159.99
Taylor's lace sleeve dress from when she went shopping with Hailee Steinfeld:
'Only One' Ruffle & Lace Shift Dress by Black Swan at Nordstrom, $98
Taylor posing with the winners of the Keds Brave Soles Competition:
Lumina Dot Blouse from Anthropologie, $69.95 (was $138)
Taylor's Aubin & Wills fox sweater is sold out but here is a similar one from ASOS:
Fox print jumper at ASOS, $64.13
Taylor's chambray button front skirt in Club Red Tacoma to match her Kate Spade sweater:
Countdown to Casual Skirt from ModCloth, $47.99
This green dress that Taylor wore in photos with fans a couple of months ago has been reduced by 50% in the ModCloth sale!
Have a Nice Daisy dress at ModCloth, $59.99 (was $114.99)
Taylor's yellow striped dress is now on sale!
Dandelion Glow dress at Anthropologie, $79.95 (was $148)
Outfit Details:
Dress is vintage
Shoes by Christian Louboutin
Posted on: October 23, 2012 | pic source
Tags: Christian Louboutin, dresses, earrings, LBD, vintage


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Reviewed by L.D. (age 9)
My favorite part about this book is when Nikki was freaking out in "2,184 wadded tissues" because she lost her diary because the picture was funny. I thought it was embarrassing for her and I felt bad. I think this book will earn a silver medal because a lot of people like Diary of a Wimpy Kid and it's the same exact thing but Dork Diaries is for girls. When I just started reading the book I never wanted to put it down because it was just too good!
This is a good book for 2nd to 8th graders because if you have a diary, and if you get this book, you can write in it and it gives you some tips on a diary.


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Are you sure?
This action might not be possible to undo. Are you sure you want to continue?
Roxanne "Razor" Haught is an expert in stealth security for corporate espionage cases. But now she's a target. Tanner O'Connell has no intentions of leaving Razor's side. Despite her objections to having a "babysitter", his orders as the newest member of the Edge are to watch her back. With a brainwashed assassin after his partner, Tanner cannot afford to let his desire for Razor interfere with his duty. His special ops skills may be all that stand between saving Razor-or losing her forever.