text: Now he was a big baby, at birth he was 9lbs 1 oz. So I take DS in for his 4 month shots. His weight on June 6 was 13lbs 9 oz. His weight today 14lbs even. WTH!! I've started him on solids last week, but it's maybe a tbs. When I tried him on the cereal first I gave it to him for 3 days then stopped for 2 giving him only breast milk then started the sweet potato, then waited again. I do do it before a feeding but he polishes off a 4 oz bottle right after. The only reason I started the solids was because he seemed ready, and he wasn't seeming to be very satisfied after his feeds. I've tried incorporating more nursing between pumping, but it seems to work with us just nursing at night before bed. Should I be upping the bottles to 5 oz now? or putting him to the breast more? I'm trying not to obsess over it, but I can't stop. Feeling so frustrated.


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Seriously? 17.5% unemployment? Yes, if the government would measure unemployment as they did 80 years ago. The government's calculation of 7.2% unemployment does not take into consideration millions of Americans who could not find a job or could not get full time employment. So, if you're that person with the master's degree that's working part time at your local grocery store, you're not included in the calculation. Technically you have a job.
The government also tracks the "U-6" rate, which includes discouraged and underemployed workers. Right now it's 13.5%. Currently we're at a 15 year high for unemployment. The number of Americans filing for unemployment is at its highest level in a quarter of a century.
During the Great Depression, unemployment hit 25%. But that wasn't until 4 years after the stock market crash. 1 in 4 Americans was out of a job. We think 7.2% (or 17.5%) is bad? Hopefully we won't see 25%. That would be devastating. My advice? If you've got a job, thank your lucky stars. Keep saving all you can, and be as thrifty as possible. You can never have too much money saved!

subset: commoncrawl


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My question is about leaving a tajweed course because i am finding it difficult and i feel that i need to have a private tutor to teach me
salamu alaycom and jazak allah khayr my question is about leaving a tajweed course because i am finding it difficult and i feel that i need to have a private tutor to teach me it and then to go back and do the course again. If i do leave the course will i be judged by AllahSWT OR IS IT the satans whispers. I'm really depressed about what im going to do and i've reached nearly the end of the course but i have missed quite a few lessons and its not going to be easy for me to catch up and the exams are very near, so please if u can help me make a decisionand jazak allah khayr.
Wa alaikum asalaam wa rahmatullahi wa barakatuh,
There is nothing wrong with repeating a course in tajweed. In fact, it is many times necessary to firm up your knowledge. A house needs a strong foundation to build upwards, and in the same light, we need to have a strong foundation of the basics of tajweed before we go on and take a higher level of the subject. If you missed several classes, then you have holes in your knowledge and the application of the knowledge. The absences are most likely what has made the course difficult for you. If one is punctual in attendance and in doing the required work, they will not feel so overwhelmed. We are sure that you had valid reasons for missing the classes, but taking the class again will fill in the gaps you have and insha' Allah you will feel more relaxed the second time. This doesn't mean that you shouldn't see the course through and study for the final. Studying is what is going to help you learn and this will assist you in feeling more at ease with tajweed lessons.
The depression and the thoughts of quitting are most likely from the rejected Satan. He will make things look difficult for you and try to push you away from learning the proper recitation of the Qur'an.
Make sure you renew your intentions and that you are studying solely for the sake of Allah, not to gain a certificate, your self pride, any other kind of worldly gain. The struggle with our intention is something we will have until the end of our lives, so it is important to keep our intention pure every day with our pursuit of seeking Allah's pleasure in reciting His words properly.
Usually students do much better in a class situation than with a private tutor. The class environment helps you to listen to the aayaat many times, listen to corrections many times over, and thus makes it easier for you to learn the aayaat, and the proper way of reciting them. When another student has a similar mistake to yours, you can hear it and start to be more aware of it and fix it.
We ask Allah to make tajweed theory and its application easy for you, and that you will become a master in the recitation of the Holy Qur'an, and Allah is capable of all things.
Wa iyyaaakum wa-l-muslimeen.
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GWA KUNGU, Kenya (AP) — Alex Ndungu is the latest victim of the harsh mountain winds that blow through the rows of straw huts in Gwa Kungu, a village where those displaced by violence following Kenya's 2007 election remain even as the nation readies for another election.
Alex died of complications resulting from pneumonia and anemia. He was only 9 months old.
The 624 people living at Hope Camp, 230 kilometers (140 miles) north of Kenya's capital Nairobi, are a sad illustration of the lingering effects of the tribe-on-tribe violence that rocked Kenya after its presidential election five years ago.
The attacks with knives, spears, machetes and firearms went on for weeks. More than 1,000 people died and more than 600,000 people fled their home after tribes turned against one another following a dispute over who won the December 2007 presidential vote.
Kenya holds another election on March 4 without having fully solved the plight of hundreds of thousands of victims from the previous poll, including those still awaiting financial restitution for their losses, and hundreds of people remain in squalid conditions in camps.
There are signs violence may again return this election season. The Kenya Red Cross says violence that killed more than 200 people and displaced nearly 120,000 across Kenya late last year had political overtones.
Nearly all the refugees at Hope Camp are from the Kikuyu tribe of President Mwai Kibaki. They were attacked following the flawed elections by the Kalenjin tribe, one among the many tribes that supported the opposition leader at the time, the current Prime Minister Raila Odinga.
Eating a full meal a day or taking a bath is a luxury for the camp's residents, many of whom owned their own homes and prospered before the violence erupted five years ago.
Damaris Wanjiku Mathu, Alex's mother, said she believes he became sick because her hut has holes that let the rain water in, and the straw provides little insulation against the cold.
"And he was malnourished because we don't get enough food," she told a reporter. She and her husband earn a combined $3 a day working as laborers in the nearby farms, she said.
Election violence in Kenya is common and cyclical. David Mungua Maigwa, 53, a resident of Hope Camp, said he has been evicted from his homes multiple times — in 1992, 1997 and 2007 — all because of election violence.
The U.N. special expert on human rights and the internally displaced said in a report last year that the lack of accurate and efficient systems of registration and data collection resulted in a situation where many internally displaced people or IDPs, were not included in aid programs. The U.N. says more than 300,000 Kenyan IDPs were not registered with the government resettlement program, meaning they will not get any government assistance.
One of the top two contenders for president, Deputy Prime Minister Uhuru Kenyatta, is accused by the International Criminal Court of crimes against humanity for the 2007 violence. So is his vice presidential running mate, William Ruto.
Kenyatta is accused of orchestrating revenge attacks against Odinga supporters. Ruto is accused of orchestrating violence using warriors from his Kalenjin community — which supported Odinga — against members of the Kikuyu community. Since that election, Kenyatta and Ruto have formed an alliance against Odinga. The two shook hands and embraced during a prayer meeting in Nairobi on Sunday and pledged to concede defeat if they lose next week's election and to use the court to resolve disputes.
Many internal refugees fear they will be forgotten when the new administration takes over. They also fear they will no longer be on the radar to receive government assistance to rebuild their lives after their property was either burned or stolen, even though government has adopted laws to handle the IDP issues.
The coalition government that was created to end the previous post-election mayhem, and which gave Odinga the premiership and Kibaki the presidency, ends with this year's election. The government's resettlement program operation Rudi Nyumbani, or Go Back Home, was supposed to start in May 2008 and end one month later. Instead it has dragged on for years.
Margaret Wairimu Wanja, the leader of the residents association at Hope Camp, fears the next government will not be obligated to attend to the IDPs.
Food supplies in the camps have been intermittent and unreliable. Most refugees live in houses made of sticks and cloth sacks. Hundreds of people have died in the camps due respiratory related conditions and complications from infections due to a lack of medical care, said Michael Wainaina, a national official with the Association of Internally Displaced People.
Mathu, little Alex's mother, is not optimistic that the remaining displaced people here will get proper assistance. Alex died late last month. He won't be the last to perish in Hope Camp, she said.
"Many more will die because of these conditions," she said.


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This is where the magic happens. Aside from giving you sliders and a white balance tool for the adjustments in the Quick Develop, Develop has a boatload of other tweaks and settings available to the user:
The white balance tool
The eyedropper at the top of the basic section is a white balance tool and is for neutralizing the selected color to gray and adjusting the overall image balance accordingly. When you click the tool, a zoomed grid view of the image pops up over the cursor.
It works as you would expect with one caveat: it performs a 5x5 area average, which is fine in itself, but it should really be a customizable value. Different image sizes and noise amounts have a big effect on what type of setting is good for a particular situation. While I don't think that this is a huge deal, it's something that Photoshop users have been used to for a long timeCS3 adds even larger sample area options suggesting users use it a lotand this is something Aperture has had for a while now. I'd definitely like to see this addressed in future versions.
The semi-interactive curve
During the beta, I had one main wish for the curve adjustment: make it truly interactive. The early betas just showed the curve as a result of adjustments you did with the slidersit was the worst kind of tease. Fortunately the release version has given users the ability to grab and drag within it, but it's really not a powerful as I'd like it to have been. Unlike the Photoshop curve adjustment, you can't create a number of arbitrary points or clip the white/black points accurately with the curve tooltotal contrast adjustment and white/black clipping needs to be done together with the other adjustments. Like with Aperture, which uses a Levels adjustment, you're stuck fiddling a bit with region markers for establishing detail areas for adjustment. It is possible to get a drastic edit in one area of the curve but it's not as intuitive using the sliders as it is just creating a point on the curve to move.
A bump for the spike in the shadows
while the mid-highs get a little love too.
I know that it's not as easy to make a curve for floating-point images as it is with 8-bit ones but Phase One's Capture One has had this ability for a while, so I don't think it's too much to ask for. But there is good news: the Adjust Tone Curve tool. This interactive method is initiated by clicking the gray donut at the top left of every adjustment in the images above. Once it's on, you click an area of the image and drag up or down to increase or reduce the exposure of that area.
This will appeal a lot to hobbyists who know that looks dark but don't want to have to slide their way around the curve to find out where that is. For selective color adjustments, the interactive adjustment is really great since it's sometimes similarly awkward trying to figure out where a color is between Purple and Blue, even for professionals. Clicking in the image and dragging saves a lot of time over using your brain (totally overrated).
Interactive color adjustment is going to turn all our minds to mush.
The omnipresent interactive adjustment tool in Develop mode is really Lightroom's most valuable feature, I think. For grayscale conversions, it's just as invaluable:
You can even use it to do a very good color key:
Fast and lossless chroma keying: image nerd heaven.
I hope that this is a trend we see picked up in other software since the results are very good and the time saved is immense.
Split toning
There isn't much to say about this other than it works as you would think and gradations are nice and smooth. There is also a sepia tone preset that is a good starting point to use.
Sharpening (or lack of)
Sharpening in Lightroom, and Camera RAW in general, is really its Achilles heel and only provides one setting: Amount. There is no radius or threshold settingso out-of-focus images that need a high radius setting and noisy images that need a higher threshold settingare probably best left to Photoshop's Unsharp Mask. This is a big disappointment and it's not completely solved by the noise reduction filter but we'll cover this more in the RAW shootout later in the review.


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Sept. 29, 2011
A police car is seen in the driveway of Rezwan Ferdaus' home in Ashland, Mass. (AP)
BOSTON — A 26-year-old Ashland man is under arrest and charged with plotting to blow up the Pentagon and U.S. Capitol with a remote-controlled aircraft filled with C-4 plastic explosives.
Rezwan Ferdaus, a former Northeastern University student, is also charged with trying to provide material support and resources to Al Qaeda, according to the FBI. Those materials allegedly were to be used against U.S. soldiers stationed overseas.
Rezwan Ferdaus appeared Wednesday in U.S. District Court in Worcester for an initial status hearing. Ferdaus graduated with a degree in physics from Northeastern and authorities believe he used that knowledge to plot an attack against the Pentagon and other targets in Washington DC. Federal prosecutors say that Ferdaus concocted the plan in early 2010, but the FBI caught on quickly to what was going on.
According to prosecutors, he allegedly modified several mobile phones to serve as switches for improvised explosive devices.
He thought he was handing them over to fellow plotters, but the devices were in fact given to undercover FBI agents, posing as true believers. In June, they informed Ferdaus that one of his homemade devices had killed three U.S. soldiers and injured others in Iraq. The FBI said he was overjoyed when he heard the news.
He subsequently delivered more of the improvised devices to the men whom he thought were fellow plotters, according to prosecutors.
And he allegedly told an undercover agent that in the aftermath of the planned "aerial assault," he wanted to launch a ground attack, involving six people using automatic firearms.
In recent months, he ordered and received, from phony Al Queda operatives, a remote-controlled aircraft, a facsimile of C-4 explosives, six fully-automatic AK-47 machine guns and grenades. Using an alias, Ferdaus rented a storage unit in Framingham and locked the weapons there. As the door was closing, the FBI moved in and made the arrest, according to the prosecutors statement.
A detention hearing will be held at 3 p.m. Monday.
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Despite the best efforts of the Bush Administration's public relations machine, Americans made it clear last year that they were in no mood to privatize Social Security. But the Administration had already won a quieter victory with an equally successful social insurance program, Medicare. Part D, the new prescription drug benefit that took effect January 1, looks like the first step on the way to destroying Medicare as a benefit for all senior Americans.
It's too early to tell whether Medicare Part D will be a flop like its predecessor, a drug discount card program that attracted only 15 percent of eligible seniors. But it may well be. So far only about 1 million have voluntarily signed up–fewer than 5 percent of the 21 million eligible seniors, most of whom have been without prescription coverage. At a carefully scripted press conference just before Christmas, Health and Human Services Secretary Michael Leavitt put a positive spin on the numbers, noting that another 21 million seniors were receiving coverage. But most of those enrollees were low-income people the government automatically enrolled, or those already receiving drug benefits elsewhere. The new plan is not yet reaching most of the people it's designed to help.
Unlike other Medicare benefits, Part D is modeled on the country's dysfunctional commercial health insurance system. With Medicare Parts A and B, which cover hospital services and doctor visits, the government pays providers directly. Under Part D, the government pays some 260 private insurers–including pharmacy benefit managers, HMOs and pharmacies–to provide the coverage. If seniors want the benefit, they must buy it from one of those private carriers. To force them to sign up, Congress imposed a financial penalty (growing more onerous over time) for those who don't get on board by May 15.
Medicare Part D represents the free market run amok. "You don't have to understand every detail and every option," Medicare administrator Dr. Mark McClellan told the Los Angeles Times. "People just need to focus on what they want." Easier said than done. In some counties, seniors have forty or fifty choices of plans–a jumble of insurance options with monthly premiums ranging from zero to more than $60. The government has allowed sellers to mold Part D coverage into hundreds of combinations of deductibles; co-insurance (a percentage of the drug cost consumers pay); drug utilization techniques (such as trying cheaper generic drugs first); and drug tiers, with their own dizzying array of co-payments (the flat amount consumers pay for each drug). Co-payments differ depending on whether people buy generics, preferred brand drugs, non-preferred brand drugs or specialty drugs–and depending on whether they buy from an in-network pharmacy where the insurer has negotiated good discounts or from an out-of-network pharmacy where it hasn't. Adding to the confusion is the fact that there's no standard nomenclature; sellers can use any fanciful name they think will lure buyers to their plan. They can also cover whatever drugs they want to; prescription formularies are not standardized either.


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Veal Crates
Unnecessary and cruel
March 22, 2016
Despite almost universal public opposition, hundreds of thousands of calves raised for veal are intensively confined in individual crates too narrow for them even to turn around.
Tethered by their necks to further restrict their movement, they're virtually immobilized for their entire 16-week long lives. Unfortunately, this confinement is common in the veal industry, despite overwhelming scientific evidence that it's inhumane and at odds with public opinion.
Even the American Veterinary Medical Association says that calves should be able to turn around and the American Veal Association—the veal industry's trade group—"recommends that the entire veal industry convert to the group housing methodology."
Additionally, Randy Strauss, CEO of Strauss Veal (the nation's largest veal producer) calls veal crates "inhumane and archaic" and says they "do nothing more than subject a calf to stress, fear, physical harm and pain."
The veal industry is a direct byproduct of the dairy industry and depends on it for survival, as all veal calves are the male offspring of dairy cows. (Dairy cows must be re-impregnated annually to continue producing milk, and half of their calves are male.)
Here's a quick look at some of our work to free calves from crates.
State Laws
The HSUS has helped pass regulations banning veal crates in several states, including Arizona, California, Colorado, Kentucky, Maine, Michigan, Ohio and Rhode Island.
Our undercover investigation of a "bob veal" slaughter plant shined a bright light onto the abuses that male dairy calves can endure.
After working with The HSUS, retailers such as Wolfgang Puck and Bon Appétit no longer serve veal from calves confined in crates. Strauss Veal (the largest U.S. veal producer) and Marcho Farms have both converted their veal operations to crate-free housing.
The HSUS offers materials that make it easier for consumers to avoid supporting veal crates—and that's one of the ways you can help! Some include our guide to meat and dairy labels, our list of dairy-free and delicious products, and dozens of delicious, humane recipes.


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Your Authentic Speaking Style October 2018
Interact Authentic Communication, Charlotte
Your Authentic Speaking Style November 2018
Interact Authentic Communication, Charlotte
Interact develops leaders and builds business through authentic communication. And to communicate authentically is to establish a real connection—at the level of trust. We teach on-camera group courses because the most powerful way for people to get better at speaking, presenting, running meetings and having a high-stakes conversations is to practice with other people—receive coaching, and see themselves on video. We've been working with Fortune 500 firms for 12 years…because now, more than ever, communicating demands more of us than sharing information. To break through the clutter of stale messages, corporate speak and time-wasting meetings, You must make a real connection—at the level of trust. That's what we do. It's who we are.


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Regular Press Briefing by MOFA's Spokesperson Nguyen Phuong Nga on June 9th, 2011
(Hanoi, June 9th, 2011)
1. Deputy Prime Minister Hoang Trung Hai pays an official visit to the Union of Myanmar, June 9th – 12th, 2011
Deputy Prime Minister Hoang Trung Hai is paying an official visit to the Union of Myanmar from June 9th to 12th 2011. During the visit, the DPM is expected to meet with the President of Myanmar U Thein Sein and hold talks with Vice President U Tin Aung Myint Oo. The two sides will review the implementation of the bilateral trade and investment cooperation agreement and discuss the orientation for cooperation in the coming time. DPM Hai will attend the Conference on Review of Investment Promotion Activities of Viet Nam in Myanmar in the first year and the Viet Nam - Myanmar Business Forum.
2. Deputy Prime Minister Truong Vinh Trong to pay an official visit to the Republic of Cuba (June 11th – 14th, 2011)
At the invitation of the Vice President of the Cuban Council of State, Deputy Prime Minister Truong Vinh Trong will pay an official visit to the Republic of Cuba from June 11th to 14th, 2011. DPM Trong and Cuban leaders will discuss measures to enhance the traditional solidarity and friendship between Viet Nam and Cuba as well as the comprehensive cooperation and the special trust of the two countries.
3. Governor of Maryland to officially visit Viet Nam
Honorable Martin O'Malley, U.S. Governor of the State of Maryland, is leading a delegation of officials and about 20 businesses from Maryland in a working visit to Viet Nam on June 9th and 10th 2011. The visit aims to further promote the cooperative and friendly relation between Maryland and Viet Nam and broaden cooperation among businesses. The Governor will pay a courtesy call on Vietnamese Prime Minister Nguyen Tan Dzung and meet with the Deputy Minister of Planning and Investment Bui Quang Vinh.
In response to question from the media concerning a report that on June 9, a number of Chinese fishing vessels with support of Chinese fishery administration ships hindered operation of Viking II, a seismic vessel chartered by Viet Nam National Oil and Gas Group (PetroVietNam), while the Viking II was conducting seismic exploration in Block 136/03, Foreign Ministry Spokesperson Nguyen Phuong Nga said:
At 6 a.m. June 9, 2011, the Viking II, a vessel hired by Viet Nam National Oil and Gas Group, was conducting 3D seismic exploration in Block 136/03 (coordination: 6 degrees 47.5' North and 109 degrees 17.5' East) within the continental shelf of Viet Nam when Chinese fishing vessel No 62226, supported by two Chinese Yuzheng fishery administration vessels No 311 and No 303, cut off Viking II, then veered with acceleration. Despite warning flares from the Vietnamese side, vessel 62226 headed on and rammed exploration cables of the Viking II. Its specialized cable slashing device was consequently trapped in the Viking II's cables, jamming Viking II operation. As soon as that happened, Chinese Yuzheng 311 and 303, together with several Chinese fishing vessels, rushed to rescue Vessel 62226.
The location where Viking II was operating lies within Viet Nam's 200-nautical mile-continental shelf to which Viet Nam has sovereign rights in accordance with the 1982 United Nations Convention on the Law of the Sea. The action by the Chinese fishing and fishery administration vessels was totally intentional, thoroughly deliberated and planned and seriously infringes upon Viet Nam's sovereign and jurisdiction rights, violates the 1982 United Nations Convention on the Law of the Sea and the Declaration on the Conduct of Parties in the South China Sea (DOC), goes against the common perception of senior leaders of the two countries on maintaining peace and stability in the East Sea and inflicts heavy economic damages on Viet Nam National Oil and Gas Group.
Notably, this incident came shortly after a Chinese marine surveillance vessel on May 26 cut exploration cables of Viet Nam's Binh Minh 02 vessel in Block 148 within Viet Nam's continental shelf, stressing the already tensed situation in the East Sea. These systematic acts by the Chinese side aim at disputing an undisputed area with a goal to materialize its "the nine dotted line" claim, a goal unacceptable to Viet Nam.
Viet Nam vehemently opposes the above-mentioned action by the Chinese side and asks China, from the strategic vision of the China – Viet Nam relationship, to immediately end and refrain from recurrence of actions that violate Viet Nam's sovereign and jurisdiction rights to its continental shelf and exclusive economic zone, and to compensate for damages incurred by Viet Nam National Oil and Gas Group.
On June 9 afternoon, a representative of the Ministry of Foreign Affairs of Viet Nam made representation with the Embassy of China in Ha Noi to lodge Viet Nam's protest against and reiterate its position on China's action.
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Achieve salon style results with the LED Nail Gel Polish from Red Carpet Manicure, a brand who use high quality technology to deliver a professional finish.
Quick and easy to apply, the polish is painted onto nails using a brush and then cured under an LED lamp in as little as thirty seconds, so you don't have to worry about smudging or catching your nails.
Adds a gel-like, high shine colour that lasts up to twenty one days. Safe and friendly to natural nails, the gel polish strengthens the nail and is easy to remove so you can create the perfect, affordable manicure in your own home. E.N.


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STOCKTON - Today is the last day for nominations for the 2012 Stocktonian of the Year, an award honoring outstanding community service.
STOCKTON - Today is the last day for nominations for the 2012 Stocktonian of the Year, an award honoring outstanding community service.
Nominees are generally considered on the basis of their community service during the current year in addition to continuous community service over past years, all outside of their paid positions.
The award is presented annually by the Central Valley Association of Realtors and the Greater Stockton Chamber of Commerce. This year's award banquet is planned for Feb. 6.
Nominations can be submitted to the chamber at 445 W. Weber Ave., Suite 220, Stockton, CA 95203 or Platinum Home Mortgage Co., 3031 W. March Lane, Suite 239, Stockton, CA 95219 or by email to firstname.lastname@example.com.
STOCKTON - San Joaquin County Superior Court will be open under limited operation on five days during December, near Christmas Day.
All branches will be closed Dec. 25, and they will be limited on Dec. 24, Dec. 26-28 and Dec. 31.
On the limited operation days all clerk offices and phone lines will be closed; traffic infraction walk-in calendars will not be held; and the Family Law Pro Per Clinic will be closed.
But courtrooms will remain open at all court branches on limited days to conduct arraignments and examinations, to handle time-sensitive juvenile matters and to sign any necessary documents on an emergency basis.
Branch courts are located as follows:
� Stockton main branch, 222 E. Weber Ave.
� Stockton Family Law Annex, 540 E. Main St.
� Lodi branch, 217 W. Elm St., Lodi.
� Manteca branch, 315 E. Center St., Manteca.
� French Camp branch Juvenile Services, 535 W. Mathews Road, French Camp.
Document drop boxes will be available at all branch courts to permit the same-day filing of documents deposited there before 5 p.m. A self-addressed stamped envelope must be included for all drop box transactions. Payments will still be accepted online at OfficialPayments.com.
STOCKTON - The San Joaquin County Bar Association will host its monthly free legal clinic from 4-6 p.m. Wednesday at the San Joaquin County Law Library, 20 N. Sutter Street in Stockton.
The Lawyers in the Library Legal Clinic will include attorneys who practice in the areas of family law, bankruptcy, Social Security, disability, Supplemental Security Income, estate planning and taxation, and contracts and business law.
There are no income or residency requirements to attend. Those attending get to have a brief face-to-face meeting with an attorney. All will be served on a first-come, first-served basis.


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Life Insurance. It's been described as a final gift you leave to the most important people in your world. The coverage you buy today will protect the people you love long after you are gone. More than a death benefit, depending on the coverage you choose, your life insurance could protect you while you are still living, and be a vital part of your retirement plan.
With so many coverage options, how do you choose the policy that is right for you? We have outlined some of the most common considerations people use when choosing a policy.
Do You Really Need Life Insurance?
Every situation is different. Generally, you should purchase life insurance if you have dependents, or are responsible for primary care of your loved ones. If your family depends on you, you can protect your family's future with life insurance that will provide financial security after you are gone.
You should also consider purchasing life insurance if you have outstanding debts (like a mortgage) that would go to a co-signer or spouse. If you own and operate a business, life insurance could provide an immediate cash payout, which would assist while transitioning business accounts. Many people also consider leaving a portion of their life insurance to a favorite cause or charity. Life insurance can be instrumental in providing financial support to the things most important to you and your family.
How Much Life Insurance Do You Need?
Many factors contribute to how much life insurance is appropriate for you and your family. Consider how many dependents you have, what their future education expenses might be, how much outstanding debt you have, and your current lifestyle.
In general, many people look to buy a policy that is worth five to ten times their annual salary. Does that sound like a lot? Consult with your Farm Bureau agent to ensure you have the right level of coverage for the needs of your family.
See Also: Life Insurance Calculator: A Simple Calculator to See How Much Life Insurance You Might Need.
Types of Life Insurance Policies
Each type of life insurance has some unique characteristics, and knowing about what makes them different will help as you decide on the best option for you.
- Term Life – Term life is generally the most affordable life insurance option. As the name implies, the insurance is good for a specific period (usually 10, 20, or 30 years). The term life policy does not gain cash value and cannot be used as an asset. Many term life options have an option to convert to a permanent policy.
- Whole Life – Whole life insurance, also called permanent insurance, offers lifetime coverage that does not expire, and builds cash value over time. Many whole life policies will allow the insured to borrow against the cash value of the policy during the life of the policy. Also, the death benefit is guaranteed and premiums remain steady.
- Universal Life – Universal Life is a form of permanent insurance, but generally offers greater flexibility than whole life policies. With a Universal Life policy, you are covered for life, and can adjust things like payments and death benefits to meet your needs. Your policy accumulates value based on the premiums you make. You can borrow against this value (and benefit from it while you are still alive.)
How to Choose the Right Policy
With so many options, choosing the right life insurance policy can be confusing. Though nothing can replace advice from a trusted financial professional, we've compiled some common considerations from the Insurance Information Institute:
Consider term insurance if:
- You need a short term solution, and need insurance for a specific time period. For example, if you have young children and want to ensure they will be able to afford their education if you pass away, a term policy might be the ideal solution for your family.
- You have a limited budget, but need coverage. Term insurance is generally the most affordable form of life insurance, but still provides excellent coverage benefits if something happens during the policy term limit.
- You are looking to lock in your insurability while you are young. Many term policies include an option to convert to a permanent life policy without additional medical examinations when the coverage term nears its end.
Consider permanent insurance if:
- You need insurance for as long as you live. Because coverage remains steady over time, whole life policies allow the security of knowing you are covered.
- You are looking to invest in a product that grows and matures over time. Because you can build equity with permanent life policies, they can be considered an asset.
- You are looking for a policy that can assist with long term care during retirement. (If you are looking to plan for long term care, consider talking to your agent about adding a Daily Living Rider to your life insurance policy.)
With so many options available, choosing the right insurance policy can be confusing. As you examine your options, be sure to consult with a trusted agent that can clarify the details of each type of policy and help you choose your best option based on your own personal situation. Your local Farm Bureau agent can help you navigate the best option for your situation.
https://www.iii.org/article/how-choose-right-type-life-insurance https://www.thebalance.com/understanding-and-choosing-life-insurance-1289279


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A Note on ACME's picks...Between the time I flipped the picks "active" and the time I posted the "official" announcement here, a late vote changed our pick for exile from "none" to Cirie.Grassyass.
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If you're hankering for a fun day in the great outdoors, Hillsborough has a wealth of options for you. Check out Berkshire Hathaway Home Services' guide to the best parks in Hillsborough.
Way back in 1815, William Kirkland of Ayr, Scotland, built this Federal-style plantation. For a time, it fell into disrepair, but has since been lovingly restored with original furnishings and period-correct antiques. What does it have to do with the great outdoors? The immaculate grounds are breathtaking. This is the perfect place for a stroll on a nice day, where you'll feel like you're going back in time.
This is a great spot for NASCAR fans and nature lovers, too. That might sound like a contradiction, but it makes perfect sense. Occoneechee Speedway is the only surviving racetrack from NASCAR's inaugural season, and you can still see the original grandstand, vintage signage, and other relics of the birth of this wildly popular motorsports organization. These days, the track is a beautiful hiking trail, perfect for a jog or a walk with your favorite four-legged friend.
At the Eno River State Park, you'll find a beautiful landscape, picturesque waterfalls, plenty of boulders to climb, and a variety of trails suitable for hikers of all levels, as well as the historic ruins of the old mill. Eno River is a great place to spend a sunny day.


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July 23. 2014 10:16PM
Relief and questions: Abby Hernandez returns home
Supporters ask for patience in Abby Hernandez case while authorities sort it all out
Abigail Hernandez, the Conway teen who went missing last October, returned home last Sunday, and for that New Hampshire is both grateful and deeply relieved.
Her disappearance worked its way into the hearts of many Granite Staters who felt for the family and wondered how they would ever deal with a similar situation in their own families.
The Attorney General's Office is still trying to determine what Hernandez was doing these past nine months, how she managed to go completely off the grid, and whether any crime was committed. Those are all important questions, and they are ones to which the public deserves answers.
The AG's office treated this as a major criminal case, and law enforcement agencies from Conway to Washington devoted tremendous resources to it. That turned it into a highly public case, and the people who paid for those investigations need to know what was found.
While that process continues, we join the rest of the state in breathing a sigh of relief that Hernandez was returned to her family, apparently safely.


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"The magazine's called RedEye?" asks "Red Lights" star Cillian Murphy, who played the villain in the 2005 horror-on-an-airplane film "Red Eye."
Yes, I tell him, and ask if he gets strange looks on planes. "No, thankfully I don't," the 36-year-old actor says. "I thought I would, but people forget movies quickly, man."
Not when actors choose parts as carefully as Murphy, who has appeared in memorable films such as "Inception," "Batman Begins," "Sunshine" and "28 Days Later." In "Red Lights," opening July 27, Murphy stars as Tom, a physicist determined to expose a renowned psychic (Robert De Niro) as a fraud.
Murphy says he embraces the entertainment aspects of psychics who feed off of people's need to believe in the irrational, but he says it becomes "shady" when they prey upon the vulnerable and weak. "When people pretend to cure cancer, that's dangerous territory you're getting into," he says. "But if people are desperate, people will keep searching and searching and searching."
At the Four Seasons Hotel, Ireland-born, London-dwelling Murphy and Spanish writer-director Rodrigo Cortes ("Buried"), 39, talked about buying into the illusion, when a role influences your own beliefs and preferring dark material to, say, "The Wedding Planner."
Cillian, after seeing Ryan Reynolds confined to a box in "Buried," how concerned were you about what Rodrigo would do to you?
Cillian Murphy: [Laughs] Well, I saw "Buried" on my own in a small screening room in London in the summer time. It was an incredible experience that I will never forget. I had to go and have an ice cream afterwards. Everybody talks about that movie. It just affects your physiology. You just feel different afterwards. You could see that he was the real deal, what he achieved and the performance. I enjoy directors who push you and challenge you and test you. I like the immersive experience of making a film where you get completely and utterly involved, physically and emotionally.
Which do you find more satisfying: when you're fooled, or when you've figured out the trick?
Rodrigo Cortes: When you go to see David Copperfield, you know that everything is a lie but you want to believe in that. You don't want to be there for a couple of hours spending 200 bucks to figure out that he doesn't fly. We all know that he doesn't fly; that's part of the thing. But you try to fool everybody in the sense that it's not about surprise, it's about challenging everybody. I love the films that don't end … and you find yourself thinking about them a day later or two days later or three days later. So that's what really pleases me as a creator if you achieve that.
Cillian, as a skeptic, do you try to go along with people like that or are you looking for a giveaway?
CM: When it's entertainment … I went to see Copperfield and Criss Angel in L.A. when I was researching this and it was pure entertainment and it was amazing. It's like saying to actors or directors, "When you go to a film, are you constantly trying to figure out how do they get that shot or how did they do that?" You're just in it and you're watching it and enjoying it.
What did you say to those guys? Because you met Copperfield, right?
CM: I met him briefly. He was very cool and very nice, but you can tell he plays on this aura that he has, which when you see him it's quite palpable. But they were cool and very supportive. I didn't meet Criss Angel.
You've talked about not having seen something in real life you couldn't explain. What would be something you can think of that would make you think, "Maybe there is something else out there?
CM: Hey, man, I'm open. I'm always open. And you have to be curious I think as a creative person. You have to be interested.
What goes through your mind if someone says, "Last night, the light mysteriously went on or I saw things moving that shouldn't have been moving?"
RC: Well, I have never seen that unfortunately. I would love to. When a mother wakes up in the middle of the night and immediately knows that something has happened her son has had an accident or whatever. When that happens it makes you think a couple of things, it cannot be measurable. You cannot analyze in a laboratory. So it goes beyond science in a way. But in my opinion, believing is not useful. But understanding—I'm interested more in trying to understand even the things that cannot be explained. I don't think that nature can be transcended. In that sense I don't think that supernatural exists. But if we think that paranormal is a group of phenomena in search of an explanation, there are certain things that resist to be explained yet. When you think of radio frequencies, probably three centuries ago you would have considered [those] as paranormal. Not everything can be explainable yet, but when we get the tools probably we will be able to.
Without any evidence, why are people inclined to say that if a bedroom light strangely turns on, it must be a ghost?
CM: It's more interesting than saying there was a power surge.
I read that when you played a physicist in "Sunshine" that may have impacted the way that you saw the world. Is that accurate, and how much did this role impact the way you see things, if at all?
CM: Yeah, when I did this movie called "Sunshine" and I was sort of agnostic I guess in my beliefs, and that certainly, the experience of making that film and researching it, and spending the time with all these unbelievable, intelligent, rational people, I guess I was tipped over into I would be an atheist. But again not a fundamental, I don't believe, but I don't have a problem with other people that do. It's a personal thing. And this film, it hasn't changed me in terms of being skeptical toward the paranormal world but again I've seen the power these people have in terms of their personalities but it hasn't changed my position I guess.
You've had a fantastic career with a lot of memorable parts. How much interest do you have in doing a romantic comedy or something that would totally lighten things up? I was also thinking of your "Inception" co-star Leonardo DiCaprio, who has done almost exclusively serious films recently.
CM: It's just a matter of taste really. I don't say, "Don't send me any romantic comedies" to my agent. But it's generally the films that I enjoy watching and the stories that I enjoy telling and also reading are I guess more involved in the sort of darker side of psychology I guess. Not always but I think in that world there's the scope for drama tends to be greater. So if you're talking about the end of the world or life and death, there's more at stake than "The Wedding Planner." There seems to be people might die. That appeals to me. I like human beings that are under pressure. I like seeing what pressure does to the human psyche and how people react to that. But I just did a play which has loads of physical comedy in it. I love Buster Keaton and all of that stuff. I do go and watch those sorts of movies occasionally. In terms of taste and the real films that have moved me and affected me like the great movies of the '70s, they tend to be striving for something more serious than [a romantic comedy].
How much more interested would you be in those films if there was more at stake or more action? If everyone was wearing a bracelet that could kill them at any moment?
CM: Write the script, man.
This year we had "This Means War" which blended action, romance and comedy, and this week "Seeking a Friend For the End of the World" sets a romantic comedy against the apocalypse.
CM: I hadn't even heard of those movies. I must go and watch them.
A lot of people are asking you about "The Dark Knight Rises," and understandably you don't want to give anything away. What do you think Batman's weakness is?
CM: Batman's weakness? Oh. That's a good question.
RC: Don't say kryptonite.
CM: It's bats, isn't it? He doesn't like bats, I think, from what I remember. He had a bad experience with bats, didn't he? I don't know. What I love about Batman, and I've said this before, why he's the coolest superhero is because he doesn't have any superpowers. He's just a really rich guy that does a lot of push-ups and has a lot of toys. That's a perfect example of the psychology of that character. What made him who he is. It's fascinating world the way that Chris has opened it up and explored it. It is quite dark, those movies are quite dark, but people adore them.
You've talked about loving Nolan's work and those films. Why do you think they've caught on the way that they have?
CM: Because they're hugely entertaining but also very, very smart. They do not underestimate the audience and they know that the audience is able for this. This totally reinvigorated the superhero genre I think. I think Chris Nolan is one in a million. He's quite an extraordinary director.
You said you didn't feel like you filled the Batsuit quite right when you auditioned for the role. What was going through your head while wearing it?
CM: [Laughs] Oh, man. You do your best. You do your best. For me, it's not a big deal, it was more of an opportunity to actually get to work with Chris and to do this little screen test and to work with him and then it turned into something else. That's what's really more important. Nostalgia's very dangerous. I think artists should be about moving forward. Nostalgia can be the death of any sort of art.
Where they ate the night before the interview: Ruxbin
What they'd do with unlimited time in Chicago: "I love just walking around cities. That's the best. I've been here in galleries before; there's great art galleries here. Just hang out by the lake and lie down." (CM) "I would love to spend a week here. Looking and walking and finding strange corners that have nothing to do with tourism." (RC)
Why you don't try to create long conversations with Robert De Niro: "I don't think you fill the silences with Robert De Niro. I think you sort of defer to his status and his seniority and let the man have his time." (CM) "Any way of impersonating him is just not saying much. If you use a couple of words to describe a complex theory, you are impersonating him." (RC)
Guilty pleasures: "I don't have a guilty pleasure movie. I feel very proud of the bad films I like. For instance I love a film which everyone hates, which is 'Dreamcatcher.' I [bleeping] love that movie. I think it's great." (RC) "They're not really guilty pleasures but it's great for me, watching the movies of the '80s with my kids again and just realizing why those movies are so brilliant. I was watching 'Big' the other day with Tom Hanks. Such a fantastic film. That's not a guilty pleasure because it's a great movie." (CM)
Watch Matt on "You & Me This Morning," Friday at 7:30 a.m. on WCIU, the U
firstname.lastname@example.com. @mattpais


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Manchester officials invite public comments on rail trail project at Wednesday meetingBy PAUL FEELY
New Hampshire Union Leader
February 19. 2018 9:04PM
MANCHESTER — A "listening session" of sorts will be held this week to solicit input from the community on work associated with a rail trail project.
Rail enthusiasts and members of the general public are invited to attend a Local Concerns Meeting to discuss the Rockingham Rail Trail Extension Project this Wednesday, Feb. 21 at 6:30 p.m. in the Department of Public Works building at 475 Valley St. in Manchester. Representatives from CMA Engineers, the city's consultant on the project, will give a presentation on the proposed expansion.
In Fall 2016, Manchester was awarded $799,998 through the federal Transportation Alternatives Program grant to be used for the planned expansion of the Rockingham Recreational Trail.
The grant was part of a total $6.9 million in funding from the NH Department of Transportation's 2016 TAP projects, awarded to 11 Granite State cities and towns, as well as the University of New Hampshire, which applied for the funds. The Manchester project will improve the Rockingham Recreational Trail from Candia Road — just north of the CVS pharmacy on Mammoth Road — to Lake Shore Road.
The project will include the connection of side roads to the new trail, and trail/roadway intersection improvements. Construction could begin as soon as Fiscal Year 2019.
In his 2018 budget proposal, former Mayor Ted Gatsas included funding for the Rockingham Rail Trail and Downtown Rail Trail projects.
City officials say Wednesday's meeting has been organized as a chance to collect input from the public, municipal officials, resource agencies, and abutting property owners on ideas and concerns relative to the existing bike and pedestrian conditions along the project route, as part of a "data collection phase." Proposed design alternatives that may be drawn up as a result of these concerns will be presented at a later date.


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(Replace the number '162′ with '163′, and this promo is still pretty damn relevant. / Props: TheSuperactiontv)
Anthony Pettis's divisional line-cutting has apparently angered the vengeful MMA Gods, who have struck down the crowd-pleasing striker with a knee injury. UFC president Dana White just confirmed the bad news, saying that Pettis is officially out of his scheduled featherweight title fight against Jose Aldo, which was slated to go down at UFC 163, August 3rd at the HSBC Arena in Rio de Janeiro. Pettis described the injury as a "small tear in my meniscus," but didn't give a specific timetable on his return.
So that's the bad news. The good news is, Pettis has already been replaced by a title-challenger who's actually earned a crack at the 145-pound belt: Chan Sung Jung, better known to us Westerners as "The Korean Zombie." Jung was originally scheduled to face Ricardo Lamas in a likely #1 contender bout at UFC 162 next month, but has now been fast-tracked to a title fight in order to rescue the UFC 163 main event.
"TKZ" is 3-0 in the UFC, with incredible stoppage victories against Leonard Garcia (via twister submission), Mark Hominick (via seven-second KO), and Dustin Poirier (via d'arce choke, in a Fight of the Year candidate last May).
So who's your pick in Aldo vs. Zombie? And is this a more interesting matchup to you than Aldo vs. Pettis?


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Stop Pointing Out Our Failures, Says MEDC
After awarding $9 million in tax credits to a convicted felon and a report that showed it only helped create 18,000 jobs in 11 years, the Michigan Economic Development Corp. today issued a statement saying it is "deeply concerned" over "unwarranted criticism," according to annarbor.com.
Stay Engaged
Michigan Capitol Confidential recently published an expose on Ann Arbor-based Google's lack of progress in adding jobs, despite a $38 million MEDC subsidy. Mike LaFaive, director of the Morey Fiscal Policy Initiative, has conducted two exhaustive analyses of MEDC and the Michigan Economic Growth Authority, which MEDC administers, in 2005 and 2009. Neither agency has ever refuted a single point of fact in either. The second study determined that less than one-third of jobs the MEDC has announced in press releases have come to fruition.
LaFaive also authored a Policy Brief titled "MEGA, the MEDC and the Loss of Sunshine," which details the lack of transparency in the MEDC and the difficulty involved with evaluating its effectiveness. MEDC officials also have admitted the agency did not audit any businesses that received subsidies for 10 years, which one legislator called "willful neglect." MEDC President Greg Main has agreed with LaFaive that the agency should be more transparent.
Michigan has not experienced GDP growth since the MEDC was created, although LaFaive suggests several ways the agency can be fixed.


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Derry/Londonderry chamber honors McLean, Sonshine Soup KitchenBy CHRIS GAROFOLO
Union Leader Correspondent
October 21. 2017 12:51AM
DERRY — The Greater Derry Londonderry Chamber of Commerce honored Art McLean of the Boys and Girls Club of Greater Derry and the Sonshine Soup Kitchen as its citizen and business of the year, respectively, during its annual awards dinner Thursday evening.
The chamber's yearly event, held at Birchwood Vineyards in Derry, has presented an award for a local business since 1991 and a Citizen of the Year since 1965.
McLean, director of the Boys and Girls Club, has been with the organization full-time since 1974. Chamber members called him a true example of a community leader who has made a positive difference in the lives of so many in Greater Derry.
He is praised for his passion for working with youth, motivating club members toward a positive direction. Some have stopped him out in the community to share stories about how he changed their life and set them on a course for the better.
McLean, the members say, welcomes each child by name as they enter the club. Six individuals on the club's board of directors are former members of the Boys and Girls Club.
Before the crowd of roughly 200, McLean said he has had the "greatest job in the world" because of the staff and the club volunteers.
"I've always felt from Day One that volunteering and being part of the community was actually something that everybody should do ... you really never become part of a community unless you spend time volunteering and helping those who are less fortunate than you," he said.
Outside of his work with the club, McLean is a member of multiple civic groups in town — the Derry Veterans Assistance Fund, the Viviana Leon Memorial Foundation, the Derry Rotary Club and the Derry Town Council.
McLean has been a Rotarian for more than 40 years and has been "instrumental in the annual Rotary auction that has raised over $250,000 and spearheaded the Rotary Super Bowl raffle, again raising yet another $250,000," said Joshua Bourdon, chairman of the Derry Town Council and McLean's neighbor.
Bourdon said McLean selflessly serves the community and could have earned the citizen of the year award anytime within the past few years.
The Sonshine Soup Kitchen, now in its 28th year of providing food and clothing to the needy, was recognized for the essential value the nonprofit brings to the community, according to the chamber.
Linda German, chairman of the soup kitchen's board of directors, said when she was told Sonshine won, she was speechless for 27 seconds, joking that was a new record for her.
She called the honor a "wonderful salute to our efforts" as she accepted the award.
"We were flabbergasted, we've been feeding and clothing the needy for 28 years," she said.
The kitchen moved into its Crystal Avenue location after more than 20 years in the First Baptist Church, offering a larger, more centralized base of operations in Derry.
Sonshine volunteers averaged 53 meals each day for a total of more than 13,000 at the soup kitchen just last year alone.
Kyle Pitocchelli, president of Aspect Virtual, presented the award, saying no business has been more dedicated to the community and creating a positive impact than the soup kitchen.
"The team at Sonshine Soup Kitchen should be so proud of what they've accomplished," he said.
Chamber members also used the annual dinner to welcome its incoming officers for 2018.
Nancy Michels, of Michels & McKay, will serve as chairman of the chamber's board of directors.
Courtney Moore of TLCM Environmental Engineering will serve as treasurer, and Eileen Keefe of Parkland Medical Center will take over the role as board secretary.


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May 26, 2016 @ 09:57 AM | 0
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This was what we did when Naza Quest brought us on a ride.
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MU Extension > calendar
Professional development events
HR (Human Resources) as Your Partner (Learn It, Live It Leadershop® series)
Thursday, May 23, 2013, 8:30 a.m. to noon
Technology Development Center900 Innovation Drive, Rolla MO map...
We know that supervisors and managers are extremely critical in any organization. While technically proficient, we find that most supervisors do not understand the role of Human Resources, HR policies, and HR practices. This lack of understanding not only puts the company at risk, but it can also make it difficult for supervisors to properly access or use HR support to help make their job easier. Design and led by a Human Resources Manager with over 3 decades of experience, this workshop is meant to provide supervisors with practical information, insights and tools.More information about this event
Continuing education units available.
Participants will earn CEUs (Continuing Education Units) for their participation in this class. Class size is limited to 20 participants. To reserve a place for yourself or members of your organization, please contact Amy Eagan at email@example.com. For additional course information, contact Jeanne Gladden at email@example.com.
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© 1993
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text: What an amazing place to stay. We stayed here in Ausust on our way to Denali. What an amazing find. I can not say enough about this place. The hospitality of the owners Harvey and Sandy are above and beyond. We arrived late due to traffic in Anchorage and had missed the feeding time of the Reindeers but soon after... More


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Large prints
A space for working on issues specific to Series 1. Includes Beta groups and production machines.
Moderator: Elijah
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Large prints
How does Series 1 create a large print like the ones shown in the advertisements, especially the multimachine factory setup? How do you change the spool of material to complete a large print and how do you know when to change it? Have you printed anything near the limits of the machine with a high percent fill using the standard size spool?
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DAVOS, Switzerland (AP) — Iranian President Hassan Rouhani has attracted 170,000 Twitter followers, but he acknowledged Thursday that he doesn't write his own posts — his "friends" deserve the credit for that.
Rouhani's face lit up Thursday at the Davos business forum while discussing his new Twitter account, through which he follows only Iranian Foreign Minister Javad Zarif and three others.
Aasked about his posts on Twitter and Facebook, Rouhani acknowledged that he doesn't write his own entries. Instead, the Iranian leader told journalists at a mostly off-the-record briefing that they were written by "friends."
The matter of authorship has been an issue. In September, officials in Iran's presidency denied that Rouhani had a Twitter account, after a wing a tweet that appeared to be by the leader offering his own Rosh Hashana message.
At the time his active Twitter presence was believed to be run by his close aides, but his office left the actual stewardship of the account vague. Many of Rouhani's Cabinet members also have opened Facebook accounts.
Zarif, for example, also is active on Twitter, where he has 117,000 followers, and on Facebook, where news has frequently been posted about Iran's nuclear program deal and other major developments.


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Here it is... the towel that's taking the internet by storm. Our round beach towels are 60" in diameter and made from ultra-soft plush microfiber with a 100% cotton back. Perfect for a day at the beach, a picnic, an outdoor music festival, or just general home decor. This versatile summer essential is a must-have this season!
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This Painting will be at the Rocky Mountain Horse Expo, Art In The Park, in Denver, 3/11/2011-3/13 Two horses giving the Love
Equine, Western and Eclectic Art I try to keep the art in order, Equines Western and then all others, but I post my newest images first for a few weeks Buyer of canvas prints, please contact me for great prices. Interior decorators and designers, Please contract me with any questions and offers on prints or originals. Hi.. Thanks for visiting my site.. First, I'd like to say,, 15% of any purchase of my art, will go to a non profit at the end of the year. All my art is copyrighted so contact me if you'd like to use any images. Art has always been a passion with me,, visiting galleries, going to openings and just dabbling here and there for years.. It was in,2005, I decided to take my art alittle more seriously and...
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DEPUE — A former DePue native is continuing his efforts to get the Superfund site in DePue cleaned up.
On Thursday, Ron Actis said the Inspector General of the U.S. Environmental Protection Agency has been asked to investigate EPA Region 5 for its failure to oversee and enforce a 1995 Interim consent order pertaining to the Superfund site at the former New Jersey Zinc/Mobil Chemical plant in DePue. The Office of the Inspector General is charged with overseeing the agency's programs to ensure that requirements are met in Superfund cleanups.
Actis, a native of DePue and Michigan-based consultant who helped form the DePue Action Committee for cleanup of the site, is now working independently on the cleanup cause. He said the purpose of the request is to help the people of DePue make their case about the situation and its negative impact on the village's economy and residents' property values.
Actis said the action came after he saw a series of news reports about contamination from lead smelters in several U.S. communities.
"The series gained the interest of the U.S. EPA inspector general and a U.S. Senate Subcommittee on Superfund, Toxics and Environmental Health, so I decided to inform them and the U.S. Department of Justice about the status of the Superfund site in DePue," Actis said. "Unlike the lead smelter communities, the DePue site has a court-approved mandate for cleanup which has been violated for 17 years, and it should receive immediate attention."
The consent order, approved by Judge James Wimbiscus on Nov. 6, 1995, involves the current responsible parties, the ExxonMobil and CBS corporations. The order mandates the responsible parties conduct specific activities which deal with cleanup of toxic materials from zinc smelter operations which ran from 1903 to 1971.
Actis said that the inspector general's office should be able to right the wrongs in DePue and urged it to take immediate action to initiate the start of Lake DePue and village remediation and removal of the 750,000-ton slag pile.
Comment on this story at www.bcrnews.com.


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Modular swing arm systems
The continuing reduction of control cabinets in particular is increasing the need for input stations that can be installed flexibly. Fully enclosed panels with IP65 protection offer decisive advantages when it comes to positioning operator terminals at the most convenient locations on the machine. For this reason, completely enclosed Automation Panel and Panel PC variants are available for mounting on swing arm systems.
While their predecessors were connected to a remote industrial PC, today's decentralized control architectures increasingly demand panels with onboard intelligence – in the form of integrated PC components. The Automation Panel 5000 can be set up as a remote terminal or an integrated Panel PC. This involves equipping it with either a PC unit or a receiver for B&R's high-performance digital display technology, Smart Display Link (SDL/SDL3). Either way, the operator panel itself is identical.
Swipe, zoom, scroll
A wide selection of Automation Panels are available for swing arm mounting. The classic variant is available with analog resistive touch screens in 4:3 format, with sizes ranging from 15" to 19" and XGA or SXGA resolution.
Multi-touch systems, on the other hand, are quickly gaining popularity in industrial environments through benefits such as intuitive swiping, zooming and scrolling gestures as well as two-hand gestures to prevent the inadvertent triggering of critical operations. Widescreen Automation Panels with projected capacitive touch screens are available in sizes ranging from 15.6" to 24" with either HD Ready or Full HD resolution.
Maximum convenience
Touch screens open up new forms of user interaction, yet mechanical controls continue to be preferred for certain operations. That's why B&R offers its Automation Panel 5000 with optional push buttons, selector switches and key switches. An E-stop button can also be installed on the swing arm device, where it is always within the operator's reach.
Used to manage access rights in many facilities, RFID keys can just as easily control access to operator terminals.
Easy customization
To adapt optimally to the needs of each machine, keys and switches can be customized according to customer specifications. The list of possible adaptations endless, including virtually any arrangement of standard keys, illuminated ring keys and push buttons in various colors. Custom HMI devices are generally delivered fully assembled. A custom keypad module is also available.
Simple cabling
Cables are installed through the swing arm system and connected to an easily accessible area with IP65 protection, which makes it possible to use inexpensive standard cables. The installed panel is wired directly on the swing arm.
Setting up the device is done in the same modular way as mounted devices. Customers who opt for Smart Display Link 3, the latest generation of B&R display transmission technology, benefit from slim RJ45 connectors, which are perfect for the restricted space available in swing arms.
Powerful processor technology
Systems in the Panel PC 2100 series are equipped with high energy-saving Intel Atom processors that cover a wide performance spectrum ranging from single-core processors all the way up to quad-core. This computing power is otherwise only possible in a cabinet-mounted device. Graphics performance isn't lagging behind, either; features such as DirectX 11 are also supported. Even on a swing arm, the Panel PC 2100 is perfectly suited for the absolute latest SCADA systems with sophisticated graphics.
Easy operation
Swing arm devices are available either with a touch screen or with additional control elements. The implementation of two-hand operation for critical tasks prevents operations from being carried out unintentionally. Analog resistive single-touch variants round out the product spectrum. Buttons, selector switches, key switches and an integrated E-stop button provide exceptional user comfort. An integrated RFID reader allows the assignment of individual access rights. The practice of jotting down passwords on scraps of paper can finally be put to rest.
Flexible mounting
Automation Panels from B&R support both pendant and pedestal mounting. The panels are designed to allow easy access to all operating elements and cables. This is done by removing the entire back cover, which – like panel itself – offers IP65 protection.
Side grips can be installed so that the user can easily move the panel into the optimal position. The optional swivel-tilt flange allows the panel to be adjusted to an ergonomic viewing angle for comfortable use without fatigue. As an alternative to the swing arm system, the Automation Panel 5000 can also be installed on a VESA monitor mount.
- Highlights
- Connections for DVI, SDL and SDL3
- Optionally available with handles
- Glove operation possible
- Flexible installation on top or bottom


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Moderator: Tech Team
pebble wrote:i apologize if this has been suggested or if my idea is just plain stupid for some obvious reason, but has anyone made an app for Conquer Club which would allow one to keep track of their turns, take said turns, etc. seems there is a lot of potential.. i dunno.
Travin wrote:Hi all,
I'm currently opening up my CC Mobile site for beta testing. If you would like to give this a try for free, please head on over to http://www.travin.com/cc/mobile.php
Feel free to PM me with any issues or suggestions you might have. Passwords are not stored in any way, and the scripts involve only pass this data directly to http://www.conquerclub.com. Please note that any use of this site is strictly your responsibility. The site provides no guaranties or can be held liable for errors in deployment, assaults, or reinforcements. Use of the software is "as-is" and confers all liabilities onto the person making use of it. If you do not agree to those terms, do not use it.
Thank you
And about 3rd-party apps - they all use facebook API and pass variables to the facebook site. You are passing them to your own script (mobile.php) which ... people don't usually trust.
Also, I've never seen or played you before so I can't really say that I trust your word.
will it work for the droid?
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Our Pharmacy does not fill prescriptions for Subutex or Suboxone
This online pharmacy will only dispense a controlled substance to a person who has a valid prescription issued for a legitimate medical purpose based upon a medical relationship with a prescribing practitioner. This includes at least one prior in-person medical evaluation or medical evaluation via telemedicine in accordance with applicable requirements of section 309 of the Controlled Substances Act (21 U.S.C. 829).
Arrow Pharmacy complies with the requirements of the Ryan Haight Online Pharmacy Act.
Arrow Pharmacy has submitted an application with the DEA to meet the requirements of section 311(a) of the Controlled Substances Act (21 U.S.C. 831(a)) with respect to the delivery or sale or offer for sale of controlled substances.
Learn more about our pharmacy


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Natural gas prices: Sen. Shaheen takes a swing
March 30. 2014 4:11PM
Jeanne Shaheen is going after speculators again. Last week she joined other New England liberals in the U.S. Senate in signing a letter to the Federal Energy Regulatory Commission. It opened with this sentence: "We write today to urge the Commission to review recent increases in natural gas prices in New England to ensure that they reflect supply and demand and are not being increased by speculation or manipulation."
About this winter's natural gas price increases, Bloomberg News reported that the rises through mid-February could be explained "in two words: polar vortex." According to Bloomberg, "prices jumped as traders got bullish and speculators poured money into natural gas futures contracts, betting on rising prices."
Shaheen did not have to ask for a federal investigation to find out if speculation has bumped up prices. She just had to read the news — or know that speculation is an essential, daily component of of commodities market trading. It is "difficult or impossible to differentiate between speculative activity and investment," MIT economists Christopher R. Knittel and Robert S. Pindyck wrote in a paper last year.
Now that we know speculation is happening, shouldn't we ban it? Let's ask Knittel and Pindyck. "If anything, speculation had slight stabilizing effect" on oil prices after 2004, they wrote last year.
By the end of February, CNBC reported that "natural gas prices should stay cheap for a long time." The culprit: rising production driven by fracking. To really lower prices, Shaheen could would work to get radical environmentalists out of the way of gas exploration so producers can put more gas on the market.


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Grease Monster
Grease: The Real Monster Growing Inside Your Sewer System
The Adverse Impact on Your Sewer System
Did you know cooking grease being poured down drains is a major cause of residential sewer main clogs resulting in unsightly, smelly and unhealthy sewer spills?
Cooking oil and grease are wastes that the city's sewer system cannot handle and should not be discarded down the drain. Grease, fat and oil will clog sewer lines (the same way bad cholesterol can clog heart arteries), causing sewage back-ups and flooding. Sewage back-ups can damage personal and public property.
SAWS is working to increase preventative maintenance of sewer lines to comply with the federal Clean Water Act.
By following a few simple rules, you can help prevent costly sewer spills in the future:
- Small amounts of cooking oil (this includes salad oil, frying
oil and bacon fat) should be poured into an empty milk carton,
frozen juice container or other nonrecyclable package and
disposed of in the garbage.
- Dishes and pots that are coated with greasy leftovers should
be wiped clean with a paper towel prior to washing or being placed
in the dishwasher.
- Instead of disposing fatty meat trimmings in the garbage disposal, place them in a plastic bag and discard in a garbage can.


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Employees chase down man who ran out on bar tab, police say
June 25. 2013 2:20PM
MANCHESTER – A man who ran out on a $150 bar tab was chased down by employees and ultimately arrested by officers after he scaled a fence, police said.
The incident began about midnight at J.W. Hill's, 795 Elm St. Police said a group had run out on a $150 bar tab and two employees chased after them.
When 20 minutes had passed and the employees hadn't returned, the staff became concerned and called police.
Officers were checking the area when police received a second call telling them the employees were still chasing one of the customers and were in the area of Canal and Spring streets.
Police went there, found the two employees who pointed out a man who was trying to scale a fence near the railroad tracks.
The man hopped the fence, despite an officer telling him to stop, and then ran toward Bedford Street where he was detained by two other officers.
He was identified as Jason Bean, 29, of Epping, who police arrested for theft of services and resisting arrest.
According to a news release, Bean used his ID to open a tab for a small group of acquaintances with the promise that one of them was going to pay the tab. When the others left the bar, he left as well since he did not have the money to cover the bill, according to police.
The two employees followed and caught up to him a short distance from the restaurant. Police said he was supposed to lead them to his friends, but he suddenly took off near Canal and Spring streets, police said.
At his arraignment Tuesday morning in 9th Circuit Court, Manchester District Division, Bean pleaded innocent to both charges and trial was set July 29. One of the conditions of Bean's $3,000 cash/surety bail bars him from returning to the restaurant.


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Powys County Council is committed to openness and transparency. This Publication Scheme explains the types of information you can expect to view. If the information isn't available on this website, or if the information you want is not listed on this page, you can ask us for it using the links on this page
Some items are requested more often, such as information about public health funerals, council tax and business rates.
You can ask us for any information that we hold, so you may find it helpful to know what information we have.
Please note that document names are examples and may not reflect the exact document available.
The Council's Constitution: Our rules and procedures.
Council democratic structure: Information about the function and process of meetings (Council Meetings, Executive and other Committees).
Council directorate structure: Our organisational structure and contact details for the Chief Executive and Corporate Directors.
Location and opening times of council properties: Council buildings with public access, libraries, leisure centres, schools, registration offices.
Councillors' information and contact details: Currently elected councillors including party, membership of committees, address, telephone number and email contact.
Contact details for all customer-facing departments: Find the service you want on this website.
Most recent election results: Election results indicating the political composition of the Council.
Relationships with other authorities: Information for example about Powys County Council and Dyfed Powys Police, Powys Teaching Health Board or the Welsh Trunk Road Agency.
Financial statements, budgets and variance reports: The council's Statement of Accounts.
Capital programme: The Capital Strategy and Asset Management Plan
Spending reviews: The council's Statement of Accounts and Committee reports.
Financial audit reports: For example Annual Governance Reports and Best Value Reports.
Members' allowances: The allowances members are entitled to claim and the amount each member received in expenses.
Staff allowances and expenses: Mileage, accommodation, subsistence rates that can be claimed by staff.
Pay and grading structure: Salary bands for all grades, including senior and chief officer grades
Contracts: Details of contracts currently being tendered; procurement policies and guidance; contracts currently available for public tender.
List of contracts awarded and their value: Contracts awarded under the Public Contract Regulations 2006 as published in The Official Journal of the European Union.
District auditor's reports: For example District Audit Reports, Annual Governance Reports and Best Value Reports
Financial statements for projects and events: The Council's Statement of Accounts
Internal financial regulations: Financial regulations under the council's Standing Orders, as contained in the council's Constitution.
Funding for partnership arrangements: Partnership funding for joint endeavours.
Annual reports: the council's Annual Report and the One Powys Plan.
Strategies and business plans: strategies, business and service plans for directorates, departments and services including the One Powys Plan and the Capital Strategy and Asset Management Plan.
Performance plans: for example best value performance plans and auditor's reports.
Performance reviews: performance information including for example Comprehensive Performance Assessments, the One Powys Plan, Equalities Performance reviews and performance improvement plans for departments.
Strategies developed in partnership with other authorities: For example housing strategies and plans, education strategies, homeless strategies, customer involvement strategies, crime reduction strategies.
Forward plan of Key Decisions: for example, forward work plans for our Cabinet, Scrutiny Committees and Audit Committees.
Capital strategy: Capital and Asset Management Strategies and Plans.
Best value performance indicators: Information about the Council's Best Value Performance Plan and about inspections and annual governance reports.
District auditor's reports on the best value performance plan and performance indicators: for example within District Audit Reports, the Annual Report and Best Value Reports.
Comprehensive performance assessment: Information about Comprehensive Performance Assessment, or equivalent.
Inspection reports: Publicly available inspection reports.
Local Area Agreements: Partnership agreements made by the Council by working with various groups and partnerships in the public, private, voluntary, community and faith sectors.
Statistical information: Produced in accordance with the Council's and departmental requirements. For example information about schools attendance, and population and employment.
Impact assessments: Executive Reports containing Impact Assessments (such as Equality Impact Assessments).
Service standards: Customer Charter and service standards (Housing Landlord service)
Public service agreements: Local public service agreements.
Timetable of council meetings: Committee dates for the current year
Meeting documents: Agendas, officers' reports, background papers and minutes of council committee, sub-committee and standing forum meetings.
Major policy proposals and decisions (and supporting facts): The One Powys Plan, meeting documents and portfolio holder decisions.
Public consultations: Consultation papers or information, any summary of the responses and the outcome of the consultation exercise.
Policies and procedures for conducting council business: The council's Constitution.
Policies and procedures for delivering our services: For example Customer Charter and Strategic Equality Plan.
Policies and procedures about the recruitment and employment of staff: For example employment information, current vacancies, Recruitment Policy, Equality and Diversity Policy, Human Resources Policy, Health and Safety Policy.
Customer service: For example Customer Service Policy and Complaints policy.
Records management and personal data policies: For example Data Protection Policy and Records Management Policy.
Charging regimes and policies: For example Licensing fees and charges, Building Control charges, Local Land charges.
These may be available for inspection at our offices only.
Public registers and registers held as public records: For example the Register of Births, Deaths and Marriages, Register of Electors, Register of Premises. Licences and Club Premises Licences, Register of Hackney Carriage Drivers.
Asset registers and information asset register: For example, the Corporate Asset Management Plan.
Register of councillors' financial and other interests: Register of Members' Interests in accordance with the Local Government Act 2000 [Section 81].
Register of gifts and hospitality: For council officers at assistant director level and above.
Highways, licensing, planning, commons, footpaths etc: For example Definitive Maps, Register of Adopted Highways, Register of Planning Applications, Register of Common Land.
Register of electors: The Register of Electors and information about the Register and where it can be inspected.
Details of all the Council's Services can be found on this website.
Regulatory and licensing responsibilities: For example hackney carriage licensing, motor salvage licensing, amusement licensing, liquor licensing.
Services for local businesses: For example business services and advice in respect of financial support, property advice, business opportunities.
Services for other organisations: For example, youth groups and club activities.
Services for members of the public: Details of all the Council's Services can be found on this website.
Any fees which may be charged for services: For example Licensing fees and charges, Building Control charges, Local Land Charges.
Information for visitors to the area: For example, leisure information, museums, libraries and archive collections.
Leaflets, booklets and newsletters: Various leaflets and council publications available in council offices, district centres, libraries etc.
Advice and guidance: For example advice on debts and benefits, consumer advice, affordable housing.
Media releases: Press statements and releases.
Election information: For example election results, forthcoming elections and voting procedures.
Unless covered by the terms of a specified licence, the council's express permission must be obtained before re-using information described on this page. Please use the contact details on this page to request permission.
We try to provide information freely whenever we can. When we do have to charge you for information, charges will be justified, transparent and kept to a minimum.
Charges may be made for actual disbursements such as:
Charges may also be made for information where they are legally authorised. A schedule of fees will be published for such information.
Charges may also be made for making copyright datasets (or parts of datasets) available for re-use.
If you do not find the information you need on this website, we will try to provide the information you request where legally possible, and we provide advice and support if needed. You have a right to ask us for information under legislation, especially the Freedom of Information Act 2000, Environmental Information Act 2004 and the Data Protection Act 1998.
Ask us for information about the council
Ask us for personal information held about you
Your right to information is only limited by the conditions and exemptions set out in the above legislation.
If you are not satisfied with council's response when you try to obtain information, you may wish to make a complaint.
If you are still not satisfied after going through the Council's complaint and appeals system then you may complain directly to the Information Commissioner whose address is:
Wycliffe House
Water Lane
Tel: 01625 545700
Website: http://ico.org.uk


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After nearly two years since first introducing the feature, Facebook said on Wednesday that it finally converted all users to HTTPS, or secure browsing. It also rolled out embedded posts and sidestepped rumors that it would soon add video ads in your news feed.
Here's a rundown of the news you may have missed.
Facebook Enables Secure Browsing
In 2011, Facebook gave users the option to enable HTTPS browsing -- a more secure option for users who frequently accessed the social network from public Wi-Fi spots such as coffee shops, airports and schools.
[ Do you when you are being scammed? Read How To Spot A Facebook Scam. ]
Converting all Facebook users to HTTPS wasn't an easy task, said Scott Renfro, a Facebook software engineer, which is why the project took so long to complete. Now, when you access Facebook from anywhere -- your home network or via public Wi-Fi -- you'll notice a lock icon and "https" rather than "http" in the Web address. This means that your browser now communicates with Facebook using a secure connection, reducing the risk that your account could be hacked.
Site speed was a consideration in converting all users, Renfro said. Encrypted pages tend to take longer to load, which slows down performance. Facebook was able to avoid extra latency in most cases by making changes to its infrastructure.
Facebook Introduces Embedded Posts
Facebook's newest feature, "Embedded Posts," let people add public posts from Facebook to their blog or website. When embedded, posts can include pictures, videos, clickable hashtags and other content, Facebook said. Twitter and Instagram are two other social networks that also allow the capability.
Embedding posts is yet another move for Facebook toward encouraging public conversation and discovering news. In July, the social network announced it was expanding Graph Search, its new search capability that lets users "discovers topics, including posts and comments," it said.
Embedded Posts is rolling out gradually to all users, beginning with five news sites: CNN, Bleacher Report, Huffington Post, Mashable and People, it said. Once it's enabled, you'll be able to click an "Embed Post" link within your news feed or from the page's timeline. The link will appear in a menu where you currently see "Report/Mark as Spam." You will only be able to embed public posts.
Facebook Launches Video Ads
If you complain that your Facebook news feed is too cluttered as it is, brace yourself: According to reports from Bloomberg, which cites anonymous sources, the social network plans to sell TV-style ads that will appear in your stream alongside posts from your friends.
Facebook's video ads -- which will look a lot like short TV ads -- will reportedly last 15 seconds and be shown in your news feed no more than three times a day. These ads don't come cheap either: Depending on targeting options, they could cost companies up to $2.5 million per day.
There's still a lot unknown about these video ads, such as whether they'll be shown full-screen or in-line and whether they'll be placed at the top of your news feed -- to guarantee eyeballs for advertisers -- or interspersed within your news feed, which seems more user-friendly.


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I got pretty excited a couple of days ago when my new laptop arrived.
"The new phone books are here! The new phone books are here! I'm a somebody!"
- Steve Martin in The Jerk
It is a Dell Precision M4500 with an Intel i7 Core 2.8 GHZ running 64-bit Windows 7 with a 15.6" widescreen, 8 GB RAM, 256 GB SSD. For some of you high fliers, this may be nothing to write home about, but compared to the 32–bit Windows XP laptop with 2 GB of RAM and a regular hard disk that I'm coming from, it's a really nice step forward. I won't even bore you with the details of the desktop PC I was first given when I started here 5 1/2 years ago. Let's just say that things have improved. One really nice thing is that while we are definitely running a lean and mean department in terms of staffing, my boss believes in supporting that lean staff with good tools in order to stay lean instead of having to spend even more money on additional employees. Of course, that only goes so far, and at some point you have to add more people in order to get more work done, which is why we are bringing on-board a new employee and a new contract developer next week. But that's a different story for a different time.
But the main topic for this post is to highlight the variety of tools that I use in my job and that you might find useful, too. This is easy to do right now because the process of building up my new laptop from scratch has forced me to assemble a list of software that had to be installed and configured. Keep in mind as you look through this list that I play many roles in our company. My official title is Software Engineering Manager, but in addition to managing the team, I am also an active ASP.NET and SQL developer, the Database Administrator, and 50% of the SAN Administrator team. So, without further ado, here are the tools and some comments about why I use them:
SQL Sentry Plan Explorer
Whew! That's a lot. No wonder it took me a couple of days to get everything setup the way I wanted it. Oh, that and actually getting some work accomplished at the same time. Anyway, I know that is a huge dump of info, and most people never make it here to the end, so for those who did, let me say, CONGRATULATIONS, you made it!
I hope you'll find a new tool or two to make your work life a little easier.
posted @ Saturday, February 05, 2011 10:08 PM
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