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Empire State Bank in the Town of Newburgh has been battling an unlikely foe in court: Rabbi Harvey Waxman, the leader of one of the oldest synagogues in a Rockland County Orthodox Jewish enclave.
Empire State Bank in the Town of Newburgh has been battling an unlikely foe in court: Rabbi Harvey Waxman, the leader of one of the oldest synagogues in a Rockland County Orthodox Jewish enclave.
Waxman and bank executives are fighting over a failed subdivision in Rockland County valued at nearly $2 million. The synagogue and the bank both claim their liens on the 11.5-acre property should be first in line for proceeds from its sale.
The bank, working with another financial institution, and the synagogue, Congregation Beth Medrosh of Monsey, each loaned more than $1 million to developer Tovi Mermelstein, who has built homes and rehabilitated apartments across Rockland, Orange and Sullivan counties.
Devastated by the downturn in the real estate market, Mermelstein stopped making payments on his loan to Empire State Bank by 2009. Rather than face foreclosure, he turned over the land to the bank.
As Mermelstein washed his hands of the failed project, Empire State Bank was just beginning a complex legal battle.
Waxman's synagogue, Congregation Beth Medrosh, started its own foreclosure action in early 2010. Court proceedings took a turn for the bizarre with the appearance of a faxed letter — an apparent forgery — claiming the synagogue's loan had been paid off.
Empire State Bank relied on the letter in making its loan, and later, in taking back the deed to the land. With the letter in hand, the bank filed a lawsuit charging its title company and a real estate firm with fraud and negligence, and seeking more than $8 million in damages. Appellate judges in Brooklyn are now weighing the facts of the case.
In the mid-2000s, Mermelstein envisioned building 10 or 11 upscale, 3,000-square-foot colonials in Chestnut Ridge, a quiet village near Rockland's border with Bergen County, N.J.
Seeking $1 million to buy the land, he went to a loan fund his attorney, Burton Dorfman, and accountant, Mitchell Klein, helped run. The fund, called FKF 3, would later collapse under the weight of bad loans and mismanagement. In March 2005, FKF 3 gave Mermelstein a $1 million, short-term loan at 14 percent interest.
Fred Stevens, the lawyer for the trustee in FKF 3's bankruptcy case, said it is unclear where Mermelstein, a frequent FKF 3 borrower, fits into the operation of the loan fund, but that he is a person of interest in the trustee's investigation of the fund's collapse. Stevens has claimed in court papers that FKF 3 operated as a Ponzi scheme.
The fund is under criminal investigation as well, according to an affidavit by Klein.
Mermelstein's FKF 3 loan came due in November 2005, according to county records. That month, he secured a $1.2 million loan charging 12.5 percent interest from Congregation Beth Medrosh.
Mermelstein, who is Hasidic and is not a member of Waxman's Orthodox congregation, said he came to know the rabbi through a friend. Mermelstein was feted at a synagogue fundraiser in 2007. He said he was selected in the hope that his friends would attend and donate to Beth Medrosh.
Member donations funded the $1.2 million loan, according to Waxman's 2011 deposition. The congregation, which has just 40 members, had money to lend and sought to generate income, Waxman said in a deposition.
Borrowing money from a synagogue is not unusual in the ultra-Orthodox world, Mermelstein said.
Waxman made the loan under a provision of Jewish law called Heter Iska, according to his deposition. Some Jews believe religious law bars them from paying loan interest to one another, but Heter Iska provides a loophole that treats loans as investments. It's the standard way of structuring business deals in the Hasidic community, Mermelstein said.
Mermelstein repaid $450,000 to the synagogue in 2006, and Waxman released a lien the congregation held on another of his properties, but not the Chestnut Ridge land, according to court papers. Mermelstein still owed the synagogue $750,000.
But, a mysterious fax on what appeared to be synagogue letterhead — albeit with the word "Congregation" misspelled — led Empire State Bank and its title insurance agent to believe otherwise. The letter states that Mermelstein had paid off the $750,000 balance owed to Congregation Beth Medrosh.
Mermelstein looked to refinance his FKF 3 note in 2007, when he needed cash to start building the colonials. According to the developer, a mortgage broker led him to Empire State Bank, then a de novo bank only 3 years old.
The project appeared sound to co-CEO Philip Guarnieri, Mermelstein's main contact at the bank.
"He was an acceptable borrower, like many projects during that time," Guarnieri said.
Empire State, working with an undisclosed partner bank, extended Mermelstein a line of credit totaling $3.4 million, with an interest rate of about 6 to 7 percent, Mermelstein said.
The title agent and Empire State relied on the faxed letter they believed to have come from Waxman's congregation.
Empire State took the lead in administering the loan because the partner bank was not local and construction projects need close supervision, Guarnieri said. Empire State was lending less than 20 percent of the money.
In a key — and routine — step in making the loan, Empire's title insurance agent, Sky Abstract in Spring Valley, assured bank executives the bank had the priority position on the property, said co-CEOs Tony Costa and Guarnieri. Having the priority, or first, position ensures a lender is made whole first if the borrower defaults.
With the faxed letter in hand, and assurance they had first position, Empire State secured $3.4 million in title insurance, which is meant to insure a mortgage in case an abstract company like Sky makes a mistake in a records search and misses a lien.
The bank booked the loan, following in the footsteps of an Orthodox synagogue and an alleged Ponzi scheme then nearing the brink of collapse.
It was a move Guarnieri and Costa regret.
Mermelstein only drew down about $1.1 million of the $3.4 million available from Empire State and the partner bank before the real estate market screeched to a halt. By 2009, he stopped making payments.
Empire State started to foreclose and then, instead of waiting out a process that could take three to four years, took back the deed to the property.
In early 2010, two months after Empire State took over the property, the congregation began its own foreclosure proceeding, and named Empire State Bank as a defendant.
The bank shot back with a lawsuit seeking damages of more than $8 million from Sky Abstract and Terrace Capital, alleging fraud and negligence. Contrary to the claim in the letter, Mermelstein's mortgage to the congregation hadn't been satisfied.
To date, no one has taken responsibility for the faxed letter, which is signed by an "I. Unger, Treasurer."
Rabbi Waxman's wife, Esther, said in court documents that she has been the treasurer for at least 10 years and has no idea who "I. Unger" might be. She added that the letter was faxed at 9:30 p.m. on a Friday, the Jewish Sabbath. On that day, Orthodox Jews, like her and her husband do not work, so they would not have faxed the letter.
It was faxed from Terrace Capital, a Manhattan real estate firm Mermelstein had worked with on the project, according to the letter's fax stamp.
A Terrace Capital lawyer said the firm had no knowledge of the letter.
Rabbi Waxman said in a deposition that the letter did not come from his synagogue, and Mermelstein, who also observes the Sabbath, pointed his finger at another party.
Costa admitted in a phone interview that the letter was "obviously fraudulent." He suggests it was yet another organization's "chicanery."
"If I did the letter, I would have at least spelled the name right," Mermelstein said.
Waxman and representatives of Sky Abstract declined to comment.
A judge last year dismissed most of the bank's lawsuit against Sky Abstract and Terrace Capital, explaining that Empire State Bank had the means to determine whether or not the letter was legitimate, but didn't. The bank's attorney, Jonathan Nelson, appealed the decision to the Appellate Division. A decision is expected in the next few months.
Empire State's legal fees could eventually outweigh what the bank stands to lose from the loan, but Costa said Empire State was the lead lender and has a responsibility to settle the matter.
In August, Empire State filed a lawsuit against the law firm Costa & Associates for $1 million in damages for allowing the bank to take the deed in lieu of foreclosure. Cynthia Costa-Trahan, who is also named in the suit, and is not related to Tony Costa, declined to comment.
Nelson hopes the Appellate judges open the door for more fact-finding, particularly on the source of the mysterious letter. He also wants time to investigate the congregation's loan and any potential connections between Terrace Capital and the synagogue. Nelson noted that if the synagogue, which incorporated in the 1970s as a not-for-profit religious corporation, engages in for-profit business, there are regulations with which it must comply.
"There's a lot of peculiarities that raise a lot of questions, and a few of them that raise a couple of eyebrows," he said.


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Gov. Deval L. Patrick is proposing to replace the state's 240 local public housing authorities with a system of six regional housing authorities, arguing that consolidation would produce better management, reduce political corruption and save tens of millions of dollars that could be used to improve housing for tenants.
The sweeping changes, already triggering harsh backlash from some housing officials around the state, was prompted in part by fraud and corruption uncovered at the Chelsea Housing Authority last year, Mr. Patrick said.
The Chelsea Housing Authority director, Michael E. McLaughlin, had been giving himself an inflated and unreported $360,000 salary. He is under investigation for misusing millions in federal housing funds to benefit himself and others.
The governor's plan calls for the regional housing authorities to take over ownership and operation of the local housing projects and apartments that provide 83,000 homes for seniors and low-income residents around the state.
Mr. Patrick pointed out that California, with five times the population of Massachusetts, has only 118 housing authorities, less than half the number Massachusetts has. While many Massachusetts housing authorities function well, he said, some do not.
"A number of recent incidents have exposed the need for more transparency and accountability, better performance and greater efficiency," the governor said, adding that his proposals would "modernize, simplify and professionalize" the housing system.
"We owe the residents and the public no less," Mr. Patrick said.
His plan calls for the proposed regional housing authorities to take ownership of all state and federal public housing assets and take responsibility for oversight and operation of them. Six regional housing authority boards, which Mr. Patrick envisions as having some local representation and being appointed by the governor, would oversee regional authorities headed up by an executive director.
The governor said recent housing agency scandals revealed a lack of accountability, patterns of misrepresentations, and a lack of oversight of local public housing management that needs to be addressed.
He said Lt. Gov. Timothy P. Murray, whose public image has been smudged by his previous close association with Mr. McLaughlin, approved of the proposed reforms. Mr. Murray's relationship with Mr. McLaughlin included frequent consultations and allegations that Mr. McLaughlin was improperly being involved in fundraising for Mr. Murray's political campaigns.
"He (Mr. Murray) feels as betrayed, indeed, I would say more betrayed, than anyone. Here is a guy who misrepresented, as I say, with the federal government and state government," the governor said of Mr. Murray's view of the need for reforms.
Mr. Murray did not attend Mr. Patrick's Statehouse press conference today, but did issue a statement endorsing the plan.
"The plan builds on the administration's agenda to increase regionalization of services at the local level and allow housing programs to better meet local demands," Mr. Murray wrote. "Housing authorities are an important part of the state's housing infrastructure, and we need to provide solutions that will improve the effectiveness of these facilities for the long term."
Mr. Patrick said he expects the changes will politically difficult, but he believes they are necessary. He said he expects many issues raised by the changes, including the transition of local housing workers to the new regional authorities, will be worked out over the next year before the plan would be implemented.
Building managers and custodial and maintenance staff would remain at public housing facilities, answering to the regional authority. The more than 1,000 locally appointed housing authority board member positions, some of which are paid, would be eliminated.
Mr. Patrick said legislative leaders have told him they will keep an open mind in reviewing the proposals.
The governor said the legislation would allow municipalities to develop local advisory boards.
The plan is expected to run into strong local opposition by housing officials and possibly lawmakers who would have to approve it.
Worcester Housing Authority Executive Director Raymond V. Mariano said today he believes the governor's intentions to improve housing authority performance and operations has merit. However, he believes the plan is unworkable and will likely be widely opposed around the state.
"The governor's desire to raise the bar for housing authorities is appropriate," Mr. Mariano said, adding that smaller housing authorities stand to benefit greatly from sharing expertise and management resources available in larger municipal housing authorities through a regional approach.
But he said, "As this was explained to me, it's a catastrophe. You would eliminate any local participation on boards, and I think the local housing authority boards can be a real asset in terms of keeping their fingers on the pulse of the community."
Another problem, he said, is that the proposal would require all local housing authority employees to lose their jobs and have to reapply for those jobs through the newly established regional state administration offices.
In Worcester, he said, that would affect all 200 housing authority employees who work at the city's 24 housing projects.
"We are talking about thousands of employees who would lose their jobs and have to reapply for their jobs," around the state, Mr. Mariano said.
"You can have a more regional approach — I don't disagree. But the way they are going about it is so clumsy. There are regional housing authorities that exist now, and that is a model that exists that would allow you to do this," Mr. Mariano said.

subset: commoncrawl


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WISN 12 News wins May evening newscast ratings period
WISN 12 finishes eighth consecutive television season as southeast Wisconsin's #1 TV station
WISN 12 News, weekdays at 10 p.m., is the #1 newscast in southeastern Wisconsin for the second consecutive May ratings period. WISN 12 leads with an 8.9 household rating, followed by WTMJ (6.0), WITI (5.7) and WDJT (5.6). This is the station's widest lead in this late evening news competition in Milwaukee ratings history.
WISN 12 News grew its second half-hour late news audience year-to-year for the third consecutive ratings period. With a 6.3 rating, WISN 12 News at 10:30 p.m. leads in its time period and draws a larger audience than any other station's late newscast, including the 9 p.m. news on WITI (5.9) and WMLW (1.0).
"Being the news leader and #1 television station in southeastern Wisconsin is a wonderful honor and comes with great responsibility," says Jan Wade, president and general manager of WISN TV. "We are particularly proud to serve our viewers with stories that are important and impactful to our community – stories that really make a difference and affect change."
This May ratings period marks the end of the official 2012/13 television season* and the eighth consecutive full-season, sign-on to sign-off win for WISN 12. The station is also the clear sign-on to sign-off leader among southeastern Wisconsin households for the eighth consecutive May with a 3.7 rating, followed by WITI (2.7), WTMJ (2.4) and WDJT (2.3).
In primetime, WISN 12 continues its commanding lead with six of the top 10 series: Dancing With The Stars, Castle, Dancing With The Stars Results Show, Scandal, Modern Family and Grey's Anatomy.
In early evening news, the station continues to lead with the top local news audiences from 5 to 7 p.m. WISN 12 News at 6 p.m. draws the #1 local news audience throughout the early evening with a 6.5 rating, followed in its half-hour time period by WDJT with Jeopardy (6.3), WTMJ (5.2) and WITI (3.8). WISN 12 News at 5:00 draws the top audience in its half-hour time period with a 5.6 rating, followed by WTMJ (5.2), WITI (3.1) and WDJT (2.7). Rounding out the local news options in this two-hour block are WITI at 5:30 p.m. (3.4) and WTMJ at 6:30 p.m. (2.4).
In morning news, WISN leads Monday through Sunday 5 to 9 a.m. with a wide lead over the competition. Weekday mornings, local news continues to be very competitive, particularly in the 6 to 7 a.m. hour with a close race between WISN (4.4) and WITI (4.7). On the weekend, WISN 12 News This Morning continues its solid lead in the 7 to 9 a.m. time period where three local news stations compete head-to-head.
"I am so happy for, and proud of, our staff," says Wade. "They are a very dedicated, caring and hard working group of professionals, whom I look forward to working with each day."
WISN 12, the ABC station in Milwaukee, is owned by Hearst Television Inc, a wholly-owned subsidiary of Hearst Corporation. Hearst owns 29 television stations and two radio stations in geographically diverse U.S. markets. The Company's television stations reach approximately 18 percent of U.S. TV households, making it one of America's largest television station groups. It also owns more than three dozen websites and multicasts more than two dozen digital channels providing news, weather and entertainment programming. The Company's Web address is www.hearsttelevision.com. WISN 12's Web address is www.wisn.com.
*The 2012/2013 television season aired September 17, 2012 through May 22, 2013.
Source: Nielsen Media Research, 4/25/13 – 5/22/13 Live +SD household ratings


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Typically Common Loons are long gone from the Hudson-Mohawk area by the time Christmas Counts roll around. This year however, with the mild conditions, water remained open on many of the lakes and reservoirs, keeping the Loons happy much later than normal. In early January we had several cold days, with temperatures at night in the City of Albany at or below 0 F, many of the outlying areas between -5 and -20 F, meant a rapid freeze up of water. I stopped by Cornell Park in New Baltimore (Greene Co. NY) and was surprised to see a Common Loon on the Hudson River. Loons typically don't like moving water (like rivers), but given the rapid freeze up of the Lakes, this bird was no doubt forced to the River. Making the situation even more interesting was the fact that huge ice sheets were moving down river. There was a real danager of this Loon getting trapped by Ice, but it also pushed the bird very close to shore where I was standing, allowing me some of the most personal views and photographs of this species I normally only see at a distance through a scope.
I returned later in the day, to find that entire area choked with Ice, no open water at all. But I didn't see the Loon either, so hopefully he made it further south towards the coast.


text: Capture the moment of your special event! Hire a professional videographer to handle the camera, so you can sit back and completely enjoy the experience. GigMasters makes it easy for you to find event video services for private parties, weddings, anniversaries, graduations, birthday parties, corporate events, concerts, festivals -- basically, any type of live event. Get started by booking the best videographer in your area today!


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Liverpool striker Luis Suarez steamed ahead in the race for the golden boot with a hat-trick as woeful Wigan was dispatched at the DW Stadium.
The Uruguay international followed in some illustrious footsteps by becoming the third Reds player to score 20 or more in a Premier League season after Robbie Fowler (25) and Fernando Torres (24).
With 10 matches to go it seems inconceivable he will not surpass those efforts as it looks like a straight race between him and Manchester United's Robin van Persie (19), whom he now leads by two in the battle to become the top-flight's leading scorer.
Stewart Downing's free header to open the scoring in only the second minute set the tone but his effort, created by his clever movement and good delivery by January signing Philippe Coutinho was almost forgotten as Suarez again took centre-stage.
Manager Brendan Rodgers had expressed his confidence earlier in the week that the striker would not be tempted to seek Champions League football in the summer but on this form - 28 goals for the season - it would be remiss of Europe's elite if they did not launch all-out offensives to at least try to lure him away.
Suarez has scored 15 in as many matches in all competitions, which has enhanced his bid to also be crowned player of the year for which he faces stiff competition from Van Persie and Tottenham's Gareth Bale.
Had Wigan's leading scorer Arouna Kone shown a semblance of his opposite number's sharpness the hosts could have been ahead with their first attack but the Ivory Coast striker failed to properly test Jose Reina.
Downing made them pay as he lost his marker in the penalty area to head home a cross from the impressive Coutinho, making only his third appearance since joining from Inter Milan.
The young Brazilian provided the assist for the 18th-minute second, from Gerrard's initial pass, with a perfectly-weighted ball into path of Suarez whose control was instant and finish clinical.
Coutinho's clipped pass over the top almost put Gerrard in for a third before Suarez doubled his tally with a mixture of brilliance and good fortune.
Gary Caldwell clattered the Uruguayan who, after scoring two brilliant free-kicks against Zenit St Petersburg in his last appearance, stepped up again.
He slipped as he connected with the ball but his shot had enough power and curl on it to clip Shaun Maloney on the edge of the wall and beat Ali Al Habsi with the help of the post.
Liverpool were in unfamiliar territory, 3-0 up with 55 minutes remaining and their dominance fully rewarded, but still they ploughed forward and Suarez's shot was blocked by the Wigan goalkeeper with Caldwell doing just enough to put off Joe Allen.
But for all Suarez's excellence had it not been for the brilliance of goalkeeper Jose Reina it may have been a less comfortable evening.
The Spain international, having one of his better games this season, had already saved one-handed from Emmerson Boyce's volley in the 21st minute with the score at 2-0 when he superbly tipped over Franco Di Santo's header from Jean Beausejour's cross.
Reina also denied Beausejour's free-kick on the stroke of half-time before normal service was resumed just four minutes into the second half.
Glen Johnson set off on what is increasingly under Rodgers' tutelage becoming a trademark surge forward which allowed him to advance more than 40 yards before picking the opportune moment to slide in Suarez.
From the position the striker was in on the right of the area a goal would not normally be a foregone conclusion but the form he is currently in meant there was only going to be one winner between him and Al Habsi as the Oman international lost again.
With Liverpool in cruise control and, understandably, taking their foot off the gas slightly allowed the hosts to improve - although they could not have got much worse - and Reina again showed his agility to deny Maloney's close-range header.


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Ph.D. Northwestern University, 1975
2018 Recipient, 124th UCLA Faculty Lecture; Event video: http://www.history.ucla.edu/content/ellen-dubois-124th-ucla-faculty-research-lecture
Fellow, Royal Dutch Institute of Advanced Studies, 2006-2007
Recipient of 1999 Guggenheim Foundation Fellowship
Selected Publications
Common-Place, Winter 2009, "Seneca Falls in Santa Cruz"
With Lynn Dumenil, Through Women's Eyes: An American History with Documents (Beford/St. Martin's Publishers 1/2005)
with Richard Candida Smith, coeditors, Elizabeth Cady Stanton: Feminist as Intellectual, New York University Press, 2007
"Margaret Fuller in Italy," WOMEN'S WRITING, vol. 10, 2003 With Cott, Lerner, Sklar and Hewitt, "The Future of Women's History: Considering the State of U.S. Women's History," JOURNAL OF WOMEN'S HISTORY, vol. 15, 2003
"Woman Suffrage: The View from the Pacific," in PACIFIC HISTORIC REVIEW, Nov. 2000 From Woman Suffrage, Women's Rights (New York University Press 1998), "The Last Suffragist," an intellectual autobiography
"Free Love" Article on H-Women, 2001
Harriet Stanton Blatch and the Winning of Woman Suffrage, Yale University Press, 1997
Woman Suffrage and Women's Rights: Essays, New York University Press, 1997
Feminism and Suffrage: The Emergence of an Independent Women's Movement in America 1848-1869 (Cornell U.P., 1978)
Editor, Elizabeth Cady Stanton, Susan B. Anthony: Correspondence, Writings, Speeches (Northeastern, 1992) With Kennedy, Korsmeyer, Kelly and Robinson, Feminist Scholarship: Kindling in the Groves of Academe (University of Illinois, 1985)
"Working Women, Class Relations and Suffrage Militance: Harriot Stanton Blatch and the New York Woman Suffrage Movement, 1894-1910, Journal of American History, June, 1987
Editor, with Vicki Ruiz, Unequal Sisters: A Multicultural Reader in Women's History, (Routledge, 1994, Second edition)
Other Activities:
Glenda Sluga January 2015 Workshop on Internationalism
Transnational Feminism Conference
Transnational Feminism: A Range of Disciplinary Perspectives
DuBois on Talk of the Nation
DuBois on NPR's "Fresh Air": Harriet Stanton Blatch
Huntington Exhibit: Votes For Women
"Three Decades Of Women's History: An Overview With A Touch Of Programmatic Prouncement"
Lecture on 5th Anglo.fem Conference
Interview for Korean Service Voice of America
History of U.S. women with a focus on political history. History of the woman suffrage movement in the United States, and of the history of American feminism. History of international feminism. Transnational history of U.S., 29th century
Graduate Students
Sue Englander, Martin Luther King Papers (ret.)
Daniel Hurewitz, Associate Professor, Hunter College
Lisa Materson, Associate Professor, UC Davis
Rebecca Mead, Associate Professor, Northern Michigan University
Michelle Moravec, Director Women's Center, William Paterson University
Alison Sneider, Independent scholar, formerly Associate Professor, Rice University
Rumi Yasutake, Professor, Konan University, Kobe
G. Mehara Gerardo, Associate Professor, Youngstown State University
Carol Cini, Associate Professor, De Anza Community College


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News & Events
For the Media
Save Nov. 8 for 15th Annual World in Potsdam Diversity Festival
Mark your calendars for a day of live music and dancing, exotic foods, and more, when the annual "World in Potsdam" diversity festival kicks off its 15th year on Saturday, November 8, at Clarkson University's Cheel Campus Center.
Join in bringing together members of the Potsdam community to celebrate the village's unique and diverse cultural heritage.
Directly after the opening ceremony, the winners of the World in Potsdam Literary Contest will be announced and the winners will read from their works.
From 12:30 to 2:30, festival goers can complement the day's entertainment by sampling cuisine from around the world.
The main evening concert by World Rhythms will take place at the Downtown Snell Auditorium at 7 p.m. World Rhythm will also perform on Friday, November 7, from 1 to 2 p.m. for scheduled school groups at the Downtown Snell Hall.
Additional performances will go on throughout the day on Saturday, including a World Rhythms performance (1 p.m.), the Crane School of Music Latin Ensemble (2 p.m.), the First Baptist Hand Bell Choir (2:30 p.m.), a cappella performances from the Golden Knotes, the Pointer Counts, and The A-Sharp Arrangements (2:45 p.m.), and student performances from SUNY Potsdam and Clarkson University (3:15 p.m.).
The festival and all of its activities are free of charge.
The World in Potsdam Diversity Festival is sponsored by Clarkson University, SUNY Potsdam, and the Village of Potsdam.
Local clubs and organizations that are interested in participating may contact Bethany Parker-Goeke, World in Potsdam Diversity Festival co-chair, at email@example.com 315-267-3150.
To learn more about the World in Potsdam Diversity Festival, check out http://www.worldinpotsdam.org.


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17 CFR 210.5-03 - Income statements.
(a) The purpose of this rule is to indicate the various line items which, if applicable, and except as otherwise permitted by the Commission, should appear on the face of the income statements filed for the persons to whom this article pertains (see § 210.4-01(a)).
(b) If income is derived from more than one of the subcaptions described under § 210.5-03.1, each class which is not more than 10 percent of the sum of the items may be combined with another class. If these items are combined, related costs and expenses as described under § 210.5-03.2 shall be combined in the same manner.
1. Net sales and gross revenues. State separately:
(a) Net sales of tangible products (gross sales less discounts, returns and allowances), (b) operating revenues of public utilities or others; (c) income from rentals; (d) revenues from services; and (e) other revenues. Amounts earned from transactions with related parties shall be disclosed as required under § 210.4-08(k). A public utility company using a uniform system of accounts or a form for annual report prescribed by federal or state authorities, or a similar system or report, shall follow the general segregation of operating revenues and operating expenses reported under § 210.5-03.2 prescribed by such system or report. If the total of sales and revenues reported under this caption includes excise taxes in an amount equal to 1 percent or more of such total, the amount of such excise taxes shall be shown on the face of the statement parenthetically or othewise.
2. Costs and expenses applicable to sales and revenues.
State separately the amount of (a) cost of tangible goods sold, (b) operating expenses of public utilities or others, (c) expenses applicable to rental income, (d) cost of services, and (e) expenses applicable to other revenues. Merchandising organizations, both wholesale and retail, may include occupancy and buying costs under caption 2(a). Amounts of costs and expenses incurred from transactions with related parties shall be disclosed as required under § 210.4-08(k).
3. Other operating costs and expenses. State separately any material amounts not included under caption 2 above.
4. Selling, general and administrative expenses.
5. Provision for doubtful accounts and notes.
6. Other general expenses. Include items not normally included in caption 4 above. State separately any material item.
7. Non-operating income.
State separately in the income statement or in a note thereto amounts earned from (a) dividends, (b) interest on securities, (c) profits on securities (net of losses), and (d) miscellaneous other income. Amounts earned from transactions in securities of related parties shall be disclosed as required under § 210.4-08(k). Material amounts included under miscellaneous other income shall be separately stated in the income statement or in a note thereto, indicating clearly the nature of the transactions out of which the items arose.
8. Interest and amortization of debt discount and expense.
9. Non-operating expenses.
State separately in the income statement or in a note thereto amounts of (a) losses on securities (net of profits) and (b) miscellaneous income deductions. Material amounts included under miscellaneous income deductions shall be separately stated in the income statement or in a note thereto, indicating clearly the nature of the transactions out of which the items arose.
10. Income or loss before income tax expense and appropriate items below.
11. Income tax expense. Include under this caption only taxes based on income (see § 210.4-08(h)).
12. Equity in earnings of unconsolidated subsidiaries and 50 percent or less owned persons. State, parenthetically or in a note, the amount of dividends received from such persons. If justified by the circumstances, this item may be presented in a different position and a different manner (see § 210.4-01(a)).
13. Income or loss from continuing operations.
14. Discontinued operations.
15. Income or loss before extraordinary items and cumulative effects of changes in accounting principles.
16. Extraordinary items, less applicable tax.
17. Cumulative effects of changes in accounting principles.
18. Net income or loss.
19. Net income attributable to the noncontrolling interest.
20. Net income attributable to the controlling interest.
21. Earnings per share data.
Title 17 published on 05-Jun-2018 04:15
The following are ALL rules, proposed rules, and notices (chronologically) published in the Federal Register relating to 17 CFR Part 210 after this date.


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POSTED: Nov 8, 2012 5:37 PM ET
NEW YORK -- The Sacramento Kings' Thomas Robinson has been suspended two games without pay for throwing an elbow to the neck of Jonas Jerebko of the Detroit Pistons, it was announced today by Stu Jackson, NBA Executive Vice President Basketball Operations.
The incident, for which Robinson was assessed a Flagrant Foul Two and ejected, occurred with 10:00 remaining in the fourth quarter of Sacramento's 105-103 win over Detroit on November 7 at Sleep Train Arena.
Robinson will serve his suspension when the Kings host the San Antonio Spurs on November 9 and when the Kings play the Los Angeles Lakers at Staples Center on November 11.


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The Water Pollution Control Department has responsibility for administering the household hazardous waste program for the City of Independence. The City participates in a regional program with the City of Kansas City, Missouri, which has a permanent regional household hazardous waste facility at 4707 Deramus Road. Residents of Independence may use the regional facility free of charge. It is open all during the year.
Please call the regional facility for additional information at (816) 513-8401.
This Program provides the environmentally responsible alternative to certain wastes being poured down drains or onto the ground. Proper disposal of household hazardous wastes makes homes safer and reduces health risks. The average home can accumulate as much as 100 pounds of chemical wastes each year from very common household and lawn & garden products, such as: paint, cleaners, pesticides, weed killers, fertilizers, antifreeze, motor oil, and gasoline.
A free mobile collection is held in Independence for residents once a year. The mobile collection has become very popular with residents and Water Pollution Control is proud to sponsor the event as part of its effort to protect the environment. For more information about the mobile collection, please contact us at (816) 325-7711.
The Kansas City Regional Household Hazardous Waste Facility (816) 513-8401


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Quit being a pu$$y
SUX2BU's IOM/flat black vert build "Ginger" [COTW 5/16/11]
After only 72 days I finally got my baby! I have a TON of parts waiting to go on but first things first I will be getting a baseline dyno and 1/4 mile time. I will go ahead and start putting on the mods (appearance and such) that do not affect performance at all. I will try to take as many pictures as possible and post them up as I get them done.
Here are a few pics of me picking up my car and my first day with my car, I still have yet to come up with a name for her.
My wife picked out my car's name and it is PERFECT. She named her Ginger!
Last edited by SUX2BU; 11-21-2011 at 11:52 PM.
Quit being a pu$$y
Mod list
Waiting on:
Waiting to be installed:
TSP 231/236 cam (want to run 11s before this goes in!) Bought 6/6/11
TSP PRC .650" valve springs Bought 6/11/11
GM premium black/orange floor mats 3/21/11
GM IOM splash guards 3/21/11
T SUX2BU personalized plates 3/22/11
Boyo back up camera 3/22/11
GM LCD back up camera rear view mirror 3/22/11
Mailslot, front and rear black outs 3/25/11
LED fog lights 3/25/11
Tail light, turn signal, reverse light black out kit 3/26/11
Side gill vent vinyl inserts 3/26/11
BMR 1.4" lowering springs 3/30/11
BMR total suspension pro bushing kit 3/30/11
BMR sway bars 3/30/11
BMR trailing arms 3/30/11
BMR toe rods 3/30/11
XSpower 1 7/8" long tube headers, 3" off road mid pipes and 3"cat back 3/30/11
Volant CAI 4/1/11
LSR short throw shifter 4/1/11
160* Thermostat 4/1/11
ASP under drive pulley 4/1/11
GM 18" spare wheel 5/5/11
18x8.5/18x11 Forgestar F14 w/315/40 Nitto NT05R drag radials 6/5/11
Vmax ported TB 6/6/11
Falken Azenis 295/40 18 rear street tires 6/13/11
IOM Powder coated calipers 6/29/11
Braille B2015 15 lb battery 7/2/11
"Strong" MAF sensor 8/11/11
Second set of Forgestar F14 18x11 rears 8/11/11
Apex cold air scoop 8/26/11
Apex windshield washer relocate 8/26/11
SJM line lock 8/26/11
18x4 CTS-V spares as skinnies 11/5/11
Swapped 315/40 18 NT05R for 315/30 18 Hoosier 1/25/12
Installed FIRST Windrestrictor 1/27/12
Driveshaft Shop 3.5" one piece aluminum driveshaft 2/8/12
Mounted BFGoodrich G-Force T/A KDW 335/30 18 rear tires 2/10/12
Installed CDC sport bar 2/24/12
Installed 18x10 Forgestar F14s with 285/40 18 Goodyear Eagle F1 Supercars 7/14/12
got some new to me 17x5/17x10 Weld RTS track wheels 7/26/12
DSS Ford 9" with 4.57s 7/23/13
Last edited by SUX2BU; 07-23-2013 at 10:41 PM.
Quit being a pu$$y
Appearence mods
First batch of mods!
3/21/11 I had a little spare time so I threw in my premium floor mats and installed the splash guards, quarter flairs, what ever you want to call them. I was thinking the splash guards were going to look goofy, but i actually like them a lot. they really look like they belong on the car and not like just an extra add on. On the floor mats, I took out the stockers (didn't know the car didn't come with rear floor mats, or did I get jipped at the dealer?) and threw in the premium ones, they look 100x better!
Total for today's mods: $299.10
GM premium floor mats $125.95
GM IOM splash guards $173.15
3/22/11 Installed my personalized plates, rear view mirror w/LCD screen and camera today. The mirror is quite a bit bigger, almost too big, but I like it. You can see SOOO much with the top down it is crazy, almost feels like I am looking into one of those big security mirrors, LOL.
Total cost of toady's mods: $881.05
10 years of personalized plated $495 (that was without lube)
GM rearview mirrow w/LCD $267.50 (can be found cheaper)
Boyo license plate camera $79.95
2SSRS's harness $38.60
Mirror and camera install thread http://www.camaro5.com/forums/showthread.php?t=136532
3/25/11 Installed my LED DRL, wired my halos and DRL together and stuck on the front, rear and mailslot black outs. I want to eventually get the black outs painted on but this will do for now. This was my first time installing vinyl graphics so they aren't perfect but it came out decent. The LED DRL were SUPER easy to install and wire to my halos. So now my halos are always on when my DRL are on and vice versa.
Total cost of today's mods: $155.96
Vinyl black out kit $98.99 (ugh, just found it for $69.99)
Quick splices $2.99
Installing vinyl black outs http://www.camaro5.com/forums/showthread.php?t=137103
Halo/LED wiring thread http://www.camaro5.com/forums/showthread.php?t=137102
3/26/11 Finished the last of my vinyl stuff today and painted my rear tail light bezels flat black (the chrome was really throwing off the look on the rear of the car). Almost done with my flat black out look and i LOVE the way it is coming along!
Total cost of today's mods: $44.99
$17.01 for the side gills http://rpidesigns.com/
$24.99 for the light black out kit
$2.99 for the Krylon flat black rattle can
Here is the light tint, side gills and bezel painting thread. http://www.camaro5.com/forums/showthread.php?t=137361
4/9/10 Today I plasti dipped my wheels. I will be getting my black 18" F14 wheels in a couple of weeks, but I wanted to see my car with black wheels already and this looked like a good cheap idea. I give it two big thumbs up! I also removed my chrome side "Camaro" emblems. I was going to put black ones on, but I really like the clean look of no side badges.
Today's cost of mods: $12.95
$12.95 two plasti dip 11oz spray cans
4/10/11 Today I spray painted my $45k car, EEK! I am not sure how long these painted parts will last until they start chipping, I am going to order professionally painted parts eventually, but I just wanted to give this a go. I took off the front/rear SS badges and the front bow tie. I didn't want to mess up my rear vinyl so I painted the rear bow tie on the car. I used GM IOM spray paint and the bow ties came from my vinyl kit. I still want to get SS inlays for the badges, black for the front and IOM for the rear.
Today's cost of mods: $15.19
$15.19 GM IOM 6 oz spray touch up paint
4/17/11 Today I installed my vinyl "SS" emblem inlays. It was kind of a pain to get them perfectly straight and the orange inlay doesn't match perfectly with the IOM, but it's close enough for me.
Today's cost of mods: $9.99
$9.99 Two sets of Black and orange SS inlays
5/5/11 So I finally got another mod out of the way. This one is not an appearance or performance mod, but a safety mod. I fitted my convertible with a compact spare tire. I saw the threads about the Ebay kit, but if you haven't realized already I am super cheap and $430 plus shipping would be dangerously close to $500. So I got to sniffing around trying to find some good deals. I ended up putting together my own kit for about
Compact tire thread http://www.camaro5.com/forums/showthread.php?t=145475
Today's cost of mods: $181.52 (sold my extra spacer $75)
$80 a pair of 2.5" spacers
$70 machine shop making the center bore 67.1mm
$41 155/80 18 tire
$65.52 brand new GM spare rim
6/29/11 Got my powder coated calipers today! This pretty much finishes off all of the planned appearance mods I wanted to do to my car. I honestly can't think of anything else I would do appearance wise to my car. The orange doesn't match the IOM perfectly (the calipers are a little bit lighter), but it is pretty close. It is nice to know my wallet woin't be taking anymore hits that won't make my car faster. The swap was pretty easy, just had the wife pump the brakes while I bled them.
I REALLY want to drive next to my car to see these calipers through the spinning wheels on the road!
Total cost of todays mods: $330
Caliper swap from Mike: $330
8/8/11 This has annoyed me more often than I can count. I am cleaning my car or out driving around and I want to put my top down. I pull off to the side of the road, unlatch the top and nothing happens. The damn safety net thing isn't pulled out! I have to get out of the car pop, the trunk, oh wait, the trunk won't pop unless I latch the top back up! I latch the top, pop the trunk, get out of the car, walk to the trunk, open the trunk, pull out the clearance net, try a couple of times to get both ends in the slots, close the trunk, get back in the car unlatch the to for the second time and now I can FINALLY put my top down!
I hardly ever have anything in my trunk, when I do it is not big enough to poke up past the clearance net, but I have to close the net to put in or pull out whatever goes in the trunk and then pull out the net in case I want to drop the top. It gets real annoying, real quick.
So i decided to find a way to bypass the (I assume it's some type magnetic type) net sensor. I was thinking maybe put a magnet on it or use a resistor to jump the sensor, turns out all you have to do is unplug it! So I unplugged it, used a 10 mm nut driver and pullet the net out. It weight a good 2-3 lbs and taking weight out of my car always puts a smile on my face!
Now i can operate the top with out having to go in the trunk to pull that annoying net out.
Another plus is that it gives yo a couple extra inches if you put something big all the way up against the back of the trunk, which would have been helpful on my trip this last weekend when i shoved some suitcases back there. http://www.camaro5.com/forums/showthread.php?t=163839
Cost of today's mod: Free!
1/27/12 Installed FIRST Windrestrictor
2/24/12 Installed CDC sport bar
Last edited by SUX2BU; 08-04-2012 at 11:38 PM.
Quit being a pu$$y
Performance testing
So today was a GREAT day! Went to the track and dynoed it right after. I had a horrible time tryingWELL, first off it was a bit slower than i though. I was expecting a 13.40 @ 107 and it only went a 13.901 @ 103.94 DA was 2640' Corrected for 2,640 DA that would be a 13.466 @ 107.376.
There are a few reasons of why it was slower than I expected, I haven't raced a manual tranny car in about 5 years, that car was my 98 SS that weighed 2980 with me in it, 28" slicks, 4.56 gears so all i had to do to get a 1.4 60' was rev it to 6,000, drop the clutch and hold on. This car is a completely different animal. My biggest problem was that I could not for the life of me get a good 60', it either bogged or wheel hopped. The first 60' felt like poop on every run, after that it pulled a lot better than i thought. The car having only 550 miles is probably not broken in yet, now that i think about it today was the first time I have had the car over 3k RPM, LOL! I just couldn't wait to go to the track or dyno it cause i have all the parts in our spare room waiting to get installed but I wanted my straight off the showroom floor numbers. But excuses are like a$$holes and everyone has one. Bottom line, not as fast as I had hoped but at least it made it in to the 13's. It would have been a huge embarrassment if it was stuck in the 14's. I'm sure more break in, more practice launching on these tires and some negative DA it might dip into the low 13's.
Speaking of numbers, today I found out Ginger (my car's name, the wife thought it up and it fits PERFECT) is a big girl! I knew she was heavy but WOW. I had her on the track scale and with me in it and half a tank of gas she weighed in at, drum roll please!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
4,320 lbs!
I figure I'm about 220 lbs fully clothed including my helmet and half a tank of gas is about 60 lbs so the car's dry weight is about 4,040 lbs or so. I'm hopping to bring this down about 100 lbs with some of the mods I am doing.
Another funny side note is that the last time I had my 6,200 lb Escalade ESV (yeah the long one) at the track was before I added the turbo and it ran a 8.976 @ 77.16 MPH. Compared to the SS's 9.133 @ 80.83 MPH today LOL!
Also hit up LG motorsports after the track to get my stock dyno numbers. I was expecting 360ish so I was pretty happy with the results. I don't know how much it matters but when the guy dynoed my car my rear tires were still low on air from just running at the track. They were at 24 psi and I remember that tire pressure can affect dyno numbers a little.
Went to the track with some buddies today! I went this time with my new wheels and all my bolt on mods completed. The next mod will be going in the motor to install the cam and springs. Best time was 13.205 @ 110.79. Corrected for the HORRIBLE 3,351 DA that would be a 12.669 @ 114.165.
So with full bolt ons and about 5,000 more miles on\ the car I picked up .797 seconds and 6.789 mph in the 1/4 mile. Coming up next is a dyno to see how much rwhp I have picked up.
So I went down to Houston for the Texas Camaro Nationals, but couldn't stay for the racing Sunday so I dynoed and got a few runs in on Saturday.
A big thanks to LoneStarCamaro for getting these videos of my car.
This was Ginger's first time on drag radials and I was VERY limited on time so I didn't get to experiment with different psi settings and rpm for a decent launch so I couldn't muster a good 60'. Best time was:
660' mph...88.13
1320' mph…112.92
Corrected for the 1692 DA it is about a 12.25 @ 115.154
Here is a Video of me racing HPE650Ragtop. He was on street tires so I was able to get out on him enough to take the W.
Time slip
Me racing a supercharged Roush 427R Mustang
The time slip.
Got a new best today. No changes really, still just bolt ons.
Corrected for +1,429 DA: 12.161 @ 114.515
Raced Ginger against The Beast!
New best MPH, slower ET. Stupid 28" tires.
So I finally made it out to the track, It's been almost a year since I have been. My best is 12.35 @ 112.91 w/1.89 60 ft and today i ran a 12.48 @ 114.16.
I have always said 28" tires were too big for our heavy, under geared cars and tonight proves it. I could not get out of the hole AT ALL with these giant meats, it just kept bogging. With my 26" tires I rode a fine line of getting a decent hook or spinning. I couldn't get these big ole 325/45 17 M&H tires to spin at all. The only good thing was that I was able to cross the traps in 3rd and that probably accounts for the slight bump in MPH.
I don't really know what is next. I want to finally install that 231/236 cam that I bought almost a year and a half ago so I can have that nice lumpy idle and finally break into the 11's, but I know a clutch will soon follow.
I was thinking about finally biting the bullet and getting a 9" set up with some 4.10 or 4.30 gears. That will solve the getting out of the hole on these giant tires problem and I won't be paranoid about blowing up my stock rear AGAIN every time i go to the track.
I was thinking about downsizing to some 26s but with my car being so slammed I like how the 28s raise my car up a little. Plus I sold my 26"fronts to get 28" fronts so I could drive around town with the Welds and not get the traction control lights.
What to do, what to do.....
Last edited by SUX2BU; 02-02-2013 at 10:21 PM.
Quit being a pu$$y
Performance mods
Installapalooza time!
3/30/11 Ok, i tried to install all the parts in the first picture in two days, didn't happen. I was able to finished the COMPLETE BMR suspension (trailing arms, toe rods, front/rear sway bars, 1.4" lowering springs, complete pro bushings kit) and the complete XSPower 1 7/8" long tube headers and matching 3" full exhaust. The car now handles like it's on rails and sounds
EDIT:BTW, these DO NOT throw a code! I thought they did because they have an off road X pipe with no cats, but it turns out that one of the wires on my home made O2 extensions had come loose when I installed it. Now that I fixed it no more engine light!
Obviously every car is different and they might throw a code in your car, but I am just letting you know what is happening with my car. This system comes with 6 O2 bungs. There are 2 on each header collector and 2 on the X pipe. I installed the front O2s on the top collector bungs, the rear O2s on the side mounted O2 collector buns and left the X pipe bungs capped off with the provided caps.
Bushings http://www.camaro5.com/forums/showthread.php?t=138322
Lowering springs http://www.camaro5.com/forums/showthread.php?t=138193
Exhaust http://www.camaro5.com/forums/showthread.php?t=138007
Exhaust sound clip http://www.camaro5.com/forums/showthread.php?t=139862
Total cost of today's mods: $1,999.65
XSPower headers and exhaust $750 http://oversteeringonline.com/2010__Camaro_Exhaust.php
Complete BMR suspension $1,249.65 http://www.apex-speed.com/
4/1/11 Today i finished up the last of my pile of mods! I installed a 160* thermostat, ASP under drive pulley, LSR Tri-ax shifter and a Volant CAI. The intake seems like it made my exhaust a little louder which is even more awesome! The shifter was another huge pain in the ass to install but it was soooooo worth it. The shifts are now amazingly short!
Total cost of today's mods: $517.02
160* thermostat $36.31
LSR Tri-ax shifter $139 http://www.lsrperformance.com/
ASP under drive pulley $204
Volant CAI $137.71
4/5/11 Today I replaced my BMR 1.4" lowering springs with some BMR 1.0" lowering springs (I had ordered both the 1.4" 1nd 1.0" in case the 1.4" was too low). I LOVED LOVED LOVED the look of the 1.4" drop but when I tried to chase down why it was a little bouncy I found that the rear struts were sitting on the bump stops. I cut the bump stops to give the rear suspension some room to travel and the rear of the car dropped another 1". This of course was unacceptable. I called Apex and BMR, both had GREAT customer service. They said that I was pretty much the first convertible to install these springs and together we figured that the verts are probably too heavy for the 1.4" drop. They said to send them back for a full refund. The pics of the car with the black wheels is with the 1.0" drop.
6/5/11 FINALLY got my wheels in. Forgestar F14 18x8.5/18x11 with 245/45/18 & 315/40/18 drag radials. There is too much to list in this post so go here to check out the full details. http://www.camaro5.com/forums/showthread.php?t=151258
Cost of today's mods: $2,116.80
18x8.5/18x11 Forgestar F14 $1,299.00
Nitto NT05R drag radials (mounted and balanced) $617.80
off brand 245/45/18 (mounted and balanced) $150
Mounting, balancing, swapping sensors $50
6/6/11 Installed my VMAX ported throttle body today. Biggest waste of money. I felt no difference and all the dynos I have see show no power gains. I will also never buy anything from Janetty racing I had to wait 8 weeks on something they said would take 2-4 weeks and when i tried to cancel my order half way in they wanted to charge me $71 even though they had done nothing but charge my credit card.
Cost of today's mods $171.70
Vmax ported TB $171.70
6/13/11 Swapped out my Nitto NT05R 315/40 18 drag radials for my Falken Azenis 295/40 18 street tires so I wouldn't wear the drag radials out. The Nittos have a tread wear of 00 and the Falken have a tread wear of 200. I also ordered another set of 18x11 Forgestar F14s for my drag radials. http://www.camaro5.com/forums/showthread.php?t=152827
Cost of today's mods $ 600.16
Falken Azenis RT-615 295/40 18 $575.16
swapping tires $25
7/2/11 So I have a goal of reducing Ginger's weight without taking anything away from being able to daily driver. I was a little worried about this battery not holding up, since I always have my Ac on, stereo blasting and raise/lower my top multiple times everyday. I have had it on for almost a week now and it has been GREAT! It actually has a little more voltage than the stock battery. Keep in mind I also have the ASP under drive pulley so the alternator is spinning slower than stock and the battery still hold up great. Only think I don't do anymore is sit in the car with it off and lights/stereo on or operate the top. Stock battery is about 44 lbs and this one is just under 15 lbs. I also removed the compressor/slime and styrofoam holder. So all together I lost about 36 lbs. I used some foam pads I had laying around to secure the battery in the stock location. http://www.camaro5.com/forums/showthread.php?t=157157
Cost of Today's mod: $158.52
Braille 2015 15 lb battery $158.52
I just checked Ebay and found one for $130 shipped
8/26/11 Installed an Apex ram air scoop and relocated the washer bottle.
Cost of today's mods: $134.99
11/5/11 Ginger gets some 18x4 CTS-V spares to use as skinnies. http://www.camaro5.com/forums/showthread.php?t=181059
Total cost of today's mods: $561.97
two CTS-V 18x4 wheels: $180.00
two M&H 185/50 18 radials: $327.08
longer truck studs: $14.90
hub centric spacers: $39.99
1/25/12 Ginger swaps her 315/40 18 Nitto NT05R drag radials for 315/30 18 Hoosier drag radials. http://www.camaro5.com/forums/showthread.php?t=198150
Total cost of today's mods: I actually made $25!
Hoosier 315/30 18 drag radials: $375
Sold my 315/40 i8 Nitto NT05R drag radials $400
2/8/12 I hadn't planned on getting Ginger a driveshaft but I found a KILLER deal I just couldn't pass up! The install was pretty easy and very straight forward. I had to call The Driveshaft Shop and ask them for the torque specs and check a couple of things. They were great and very helpful even though I bought it used, nice bunch of guys.
Cost of today's mods: $475
Used 3.5" aluminum one piece drive shaft: $475
2/10/12 Mounted BFGoodrich G-Force T/A KDW 335/30 18 rear tires http://www.camaro5.com/forums/showthread.php?t=198653
7/14/12 Installed 18x10 Forgestar F14s with 285/40 18 Goodyear Eagle F1 Supercars http://www.camaro5.com/forums/showthread.php?t=237217
7/26/12 got some new to me 17x5/17x10 Weld RTS track wheels http://www.camaro5.com/forums/showthread.php?t=240153
Last edited by SUX2BU; 08-04-2012 at 11:36 PM.
Quit being a pu$$y
Some nice pics!
Last edited by SUX2BU; 02-18-2012 at 05:59 PM.
Quit being a pu$$y
5/7/11 Laps for Charity had an awesome time out at Texas Motor Speedway!
Last edited by SUX2BU; 05-08-2011 at 12:12 AM.
Drives: 2011 Camaro, 99 Silverado , 69 C-10
Join Date: Jan 2011
Location: Louisiana
Posts: 256
Very nice! The pups look like they already claimed the car, hope they share with you.
Drives: SW 2SS/RS Vert with Beige top soon
Join Date: Jun 2010
Location: Downriver, Mi
Posts: 1,942
AWESOME!!! I'm so jealous! Enjoy that beauty!
Drives: 3 V8 Camaros
Join Date: May 2009
Location: The Ocean State
Posts: 111,204
congrats, very nice.
Jannetty Racing JRE Street Package
NorCal Camaro➎ Member
Drives: Bowties ONLY!!
Join Date: May 2009
Location: Nor☆Cal
Posts: 1,768
Why the down size on the wheels?
Drives: '11 2SS/RS LS-3 IOM/IO vert
Join Date: Mar 2011
Location: Southern NH
Posts: 2,133
Quit being a pu$$y
I will be going with these EXACT wheels but my tires will be a little bit shorter.
NorCal Camaro➎ Member
Drives: Bowties ONLY!!
Join Date: May 2009
Location: Nor☆Cal
Posts: 1,768
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Agenda Item No. 7
Relevant Scrutiny Committee and Cabinet minutes.
Karen Bowen, Democratic and Scrutiny Services Officer, Tel: (01446 709856)
Jeff Rees, Principal Democratic and Scrutiny Officer
Jeff Wyatt, Operational Manager (Democratic Services)
Rob Thomas, Managing Director
Vale of Glamorgan Council, Civic Offices, Holton Road, Barry CF63 4RU.(01446) firstname.lastname@example.com


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A. We hope that this is never necessary, and it almost never is, but as long as you tell us within 24 hours that your landlord is dissatisfied with the service we provided, we'll come back and correct the fault. We don't nitpick over this option. If you need us to come back because of a problem with the cleaning that we delivered, we will.
Q. Do I need to provide any equipment?
A. Not at all! We bring everything needed for this service with us, so you'll be free to take all of your things to your new property.
Q. What parts of my property does move out cleaning include?
A. This includes the cleansing of any interior part of your property – inside cupboards, shelves, cleaning of appliances – you name it. If you're concerned about this in any way, don't hesitate to call.
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The "Prudent Speculator" isn't for the faint of heart.
The investment newsletter, edited by John Buckingham, has the best average annual return over the past 20 years of the 200 advisory services monitored by the "Hulbert Financial Digest": 16.3%, compared with 9.5% for the S&P 500, assuming dividends are reinvested.
But that highflying performance can be stomach-churning, with his performance during the downturns of the last three market cycles — since 2000 — among the very worst of his peers. During the 2007-09 bear market, for example, the service's average model portfolio lost nearly two-thirds of its value.
Many investors don't have the intestinal fortitude to stick with an approach after losing that much. For them, it is wiser to go with advisers whose returns may be lower but whose gyrations are smoother and therefore easier to take.
Buckingham, in an email, conceded that his long-term approach isn't appropriate for an investor who "bails out of his/her broadly diversified portfolio the first time a worry arises." But he adds that "the secret to success with stocks is to not get scared out of them."
For the past dozen years, the "Hulbert Financial Digest" has constructed an annual honor roll of those services that performed better than the average adviser in both the up and down phases of the three previous market cycles. (Please see the chart below.)
Currently, only 12 have done so. The remainder do well only when the market is going their way. Those who focus on risky small-cap growth stocks, for example, are near the top of the performance rankings when the market is rising, and near the bottom when the market is falling.
The goal isn't to identify advisers who make the most money at all costs, but rather the ones whom risk-averse investors can live with through thick and thin. Still, it is worth noting that, over the past 15 years, the advisers making it onto each year's honor roll over the subsequent 12 months went on to make 1.2 percentage points more a year than those who didn't, while nevertheless incurring 25% less risk, as measured by volatility of returns.
That is a winning combination.
Only a small number of the advisers on the current honor roll try to time the stock market's swings, and their consensus forecast is that the stock market will be higher at the end of the year than where it is now — with a correction between now and then a distinct possibility.
Bob Brinker, whose "Marketimer" service is on the honor roll, says that such a correction would be healthy, since it would "shake out the weak holders and clear the air" and thereby enable the bull market to go higher and last longer than it would otherwise.
The other advisers on the current honor roll focus on selecting stocks or mutual funds they believe will participate in any market rally as well as resist any decline. Currently, Pfizer PFE, -1.28% the pharmaceutical giant, is liked by four of these dozen advisers; in each case the recommendation predated the company's proposed acquisition of rival AstraZeneca AZN, -0.87% and in each case the adviser continues to recommend the stock.
Eight more stocks are each recommended by three of the honor roll advisers: Two, like Pfizer, are drug companies: Abbott Laboratories ABT, -2.98% and Johnson & Johnson JNJ, +0.03% Two more provide payroll services: Automatic Data Processing ADP, -0.52% and Paychex PCX, -5.85% The others are American Express AXP, -1.44% the financial-services firm; International Business Machines IBM, -2.61% the technology giant; PepsiCo PEP, -0.35% the soft-drink company; and Philip Morris International PM, +3.50% the tobacco firm.
Two mutual funds are recommended by two of the honor roll advisers: the Fidelity Floating Rate High Income Fund FFRHX, +0.00% which invests in variable-rate bank loans that typically offer higher yields, and the Vanguard Small-Cap Index Fund VSMAX, -1.66% the 15% of U.S. companies with the smallest market capitalizations. The funds charge annual expenses of 0.70% and 0.24%, respectively, or $70 and $24 per $10,000 invested.
Though the average honor-roll adviser over the past 12 years has made more money, with less risk, than the average adviser not making the grade, he only beat a broad index fund by 0.2 percentage point a year, on average. You might therefore conclude that switching each year into services on this honor roll isn't worth the bother and simply buy and hold in your equity portfolio a broad stock-market index fund.
One low-cost vehicle for doing so is the Schwab U.S. Broad Market SCHB, -1.49% exchange-traded fund. It charges annual expenses of 0.04%.
Bear in mind, however, that an index fund has the same Achilles' heel as do many of the highflying advisers: Losses during bear markets are intolerably high for many investors.
Mark Hulbert is editor of the Hulbert Financial Digest, which is owned by MarketWatch/Dow Jones. Email: email@example.com
More from MarketWatch:
7 reasons Amazon's stock is going nowhere in 2014
Stocks are telling you a bear market is coming
The best financial advice I ever heard


text: have been bf my son since birth. He is now 6m old. Had al nature drug free labor for 20hrs then had to have emergency csection. Have had a period @ the beginning of the month for the past 5m. I was sposta have a period 6days ago and havent yet. Also started having serious contractions. Worse than labor type. Led to me crying and vomiting. My husband took me to OBGYN. They did prego test it was neg and sonogram. He confirmed my contractions and stated my uterusi needed to have a period bad. He said my hormones were messed up and i needed to stop nursing and get on the pill. I spoke with another dr who rec. The same thing. I have contacted 3 lactation consultants and my aunt who is a PA. They are searching 4 info on this matter. I do not want to stop nursing my 6m son and give him formula. Please give me any advice. Thanku.


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Giveaway extended through Thursday, March 1st!
Thanks to the incredible generosity of the author, I have a signed first edition copy of THE ONE AND ONLY IVAN to give away to a lucky reader! I am absolutely crazy for this amazing, moving book, and I know you will be too.
If you'd like a beautiful signed copy of the awesomeness of Ivan for your very own bookshelf, simply comment here or over at the Kidliterate Facebook page. I'll draw the winner this coming Wednesday, February 29th. If you're commenting here, please make sure you check back - I had a couple of winners last time I was never able to reach, and ended up having to give those books away to someone else.
(Everyone will be relieved to know that we have just had FedEx pickups arranged at work, and shipping of winnings should now not take...er...a few months, in some cases. If you are still waiting on a prize from the year-end giveaway, everything should be mailed out by the middle of next week.)


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Please give a warm welcome to Ella MacKenzie, feisty heroine of Victoria Roberts latest release To Wed A Wicked Highlander. After the interview, enter for a chance to win a copy of To Wed a Wicked Highlander!
[Manga Maniac Café] Describe yourself in five words or less.
[Ella MacKenzie] First, thank ye so much for having me here today. ?Tisnae often I'm asked to speak to people from the outskirts of Glengarry. Ciamar a tha sibh? For ye non-Gaelic speaking folk, I asked how ye were today.
Mmm…back to the matter at hand. If I had to describe myself in five words or less, I'd have to say that I'm the adventurous type.
[Manga Maniac Café] Can you share a typical day in the life of Sybella MacKenzie?
[Ella MacKenzie] Ye can usually find me in the garden with Aunt Iseabail tending to the flowers and pulling weeds. I find the task soothes the soul. And when I'm nae in the garden, I'm probably hunting with my bow or riding to the loch. Aunt Iseabail's mind still comes and goes so I try to stay close to home.
[Manga Maniac Café] What three words come to mind when you think of Alex?
[Ella MacKenzie] Kind, compassionate, and aye, sometimes infuriating.
[Manga Maniac Café] What do you find most exasperating about him?
[Ella MacKenzie] I tell the man something once and he doesnae listen. For instance, I told him many times that I am a superior rider. What does he do? He gives me a quiet mount that is more suited for Aunt Iseabail. I had to look twice to make certain the poor beast wasnae dead. In the end, he realized what I said to be true, but if he would've only listened to me in the first place…Men. Stubborn lot.
[Manga Maniac Café] If you could change one thing you've done in your life, what would it be?
[Ella MacKenzie] I would've ne'er let Alexander kiss me at the waterfall when we were young. I should've known better because the boy was arrogant even then. And he was a MacDonell. What did I expect? I honestly didnae know what was I thinking at the time. If my brother had come down and seen a MacDonell's lips upon mine, there would've been a bloody war. But I was young and didnae know any better.
[Manga Maniac Café] What's one thing you won't leave home without?
[Ella MacKenzie] An escort. Someone has taken aim at me a few times in the woods and Alex insists I have a chaperone—although the man knows I can take care of myself.
[Manga Maniac Café] What do you like to do when you aren't spying on your new husband and his family?
[Ella MacKenzie] I find spying to be such a harsh word. I ne'er spied on Alex, Aunt Iseabail, Rosalia or Ciaran. I merely searched for my clan's seeing stone. I actually do enjoy their company. Sometimes Rosalia and I poke fun at the men. That is always a good time.
[Manga Maniac Café] Can you share your dreams for the future in five words or less.
[Ella MacKenzie] MacDonell and MacKenzie as one.
Mòran taing for having me here today. If Alex and I were to travel out of Scotland, do ye recommend a place for us to visit? Victoria just reminded me that Sourcebooks will give away one copy of To Wed a Wicked Highlander to a lucky commenter.
(US and Canada only, please)
About the book:
She always wanted to be one of the boys…
Sybella would do anything to prove she's just as valuable to the MacKenzie clan as her brother is. She'd go on any hunt, take any dare. But her father has a different sort of mission in mind: marriage. It's simple, he explains. All she has to do is marry Alexander MacDonell and report back on his family's secrets. It will be easy, he says, as long as she doesn't do anything foolish…like fall in love.
Until she got a man
As laird of the MacDonells, Alex has a duty to produce an heir. It's a duty he won't mind with the lovely Ella as his wife?even if she is one of the dreaded MacKenzies. He's wooed and won many ladies, but Ella is a challenge like no other. He can tell she's holding something back. But not for long. Because inch by inch, he plans to expose everything she's been hiding and claim the ultimate prize: her heart.
Praise for To Wed a Wicked Highlander:
Reviewer Top Pick
"Victoria Roberts knocked it outta the ballpark with this one!!! It is Highland romance at its best, loaded with likable characters, and an engaging plot with lots of angst and heartache that put a few tears in this reader's eye. It was so good that I couldn't put it down."
?Night Owl Reviews
Reviewer Top Pick
"Roberts has created the baddest boy of the Highlands for her third in her series. This action-packed romance has everything Roberts' fans adore: a strong heroine who meets her match in a to-die-for hero, deception, betrayal, love and redemption. To Wed a Wicked Highlander has all the elements that make readers sigh with pleasure."
?RT Book Reviews
Victoria Roberts writes Scottish historical romances about kilted heroes and warriors from the past. She was named by RT Book Reviews as "one of the most promising debut authors across the genres" and was also a 2012 Reviewers Choice nominee for Best First Historical for Temptation in a Kilt.
X Marks the Scot and To Wed a Wicked Highlander (Bad Boys of the Highlands #2 and #3) were reviewer TOP PICKS, and the first of Victoria's new Royal Rebellion series is scheduled for release fall 2014.
Represented by Jill Marsal of the Marsal Lyon Literary Agency, Victoria is a member of Romance Writers of America®, Celtic Hearts Romance Writers, several local chapters, as well as a contributing author to the online magazine Celtic Guide.
Victoria lives in western Pennsylvania with her husband of twenty years and their two beautiful children—not to mention one spoiled dog. When she is not plotting her next Scottish romp, she enjoys reading, nature, and antiques. She also drags her clan to every Scottish festival under the sun.
Sourcebooks: http://www.sourcebooks.com/store/to-wed-a-wicked-highlander.html
Amazon: http://www.amazon.com/Wed-Wicked-Highlander-Victoria-Roberts/dp/1402270127/ref=tmm_mmp_title_0?ie=UTF8&qid=1373572622&sr=1-1
Barnes and Noble: http://www.barnesandnoble.com/w/to-wed-a-wicked-highlander-victoria-roberts/1114828092?ean=9781402270123
Website: www.victoriarobertsauthor.com
Facebook: https://www.facebook.com/#!/victoria.roberts.395
Celtic Guide: www.thecelticguide.com


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Jane Tyack looks at the dirt patch underneath a towering redwood tree in front of her Lodi home and wonders how it will go over during the Master Gardeners Spring Garden Tour on Sunday.
Jane Tyack looks at the dirt patch underneath a towering redwood tree in front of her Lodi home and wonders how it will go over during the Master Gardeners Spring Garden Tour on Sunday.
The answer is: perfectly, because it ties into Sunday's tour of seven private gardens and the water conservation demonstration garden in Lodi.
Although the theme is "Lovely to Look At, Delicious to Eat," there's also an emphasis on native California and drought-resistant plants.
That's where the front yard of Jane and Steve Tyack fits in. The couple has owned their corner lot in Lodi since 1998 and is replacing the Bermuda lawn with plants and a no-mow lawn.
"Poisoning Bermuda is not effective," Jane Tyack said. "You have to do your best to get as much of the root as you can. Then, you let it sprout and dig it out again."
It's a lesson for visitors who will see that a non-lawn-dominated yard can be "lovely to look at."
There are plants in bloom along the wide parking strip and along the side of the Tyack house including salvia, ceanothus (California wild lilac) and Chinese plumbago. The chain-link fence that surrounds the portion of the backyard not blocked by the detached garage is covered with blooming star jasmine and wisteria. Even the walls of the garage are covered with a climbing fiscus.
"I have fragrant things," Tyack said. "People walking on the sidewalk said to me, 'Every season, something smells good.' I do have things that bloom year round: honeysuckle, star jasmine, wisteria, different kinds of sage. I also have daphne, which does really wonderfully in February and has a heady fragrance."
The backyard of the home built in 1927 once had a rotting wooden deck, but it has been replaced with concrete, and the rest of the spacious yard features a walkway and patio areas of packed, decomposed granite. Beds of plants and trees are dotted throughout, including citrus trees and a huge Chinese hackberry. Bark covers the ground surrounding the plants, which are watered with drip irrigation. An enormous arbor that begins at the back doorway and covers the patio and part of the walkway is being covered with wisteria.
Creating an inviting garden in the midst of a drought-stricken state is something Tyack has long pondered. Active with Restore the Delta - the Tyacks have an anti-twin-tunnels sign in their front yard - Jane Tyack remembers the severity of the 1977 drought that hit the Golden State.
"My husband and I married in 1977, and we bought our first house about three years later. Darned if it wasn't on a corner, too," Tyack said. "Even then, I began to look into what kinds of things you can put in. This is not a part of the world where we should all be putting lawns around our houses. I knew that 35 years ago and did what I could. Once the drought is over, no one thinks about it."
She found a local landscaper, John Donovan, who'd taken a course in drought-resistant landscaping in the Bay Area, to work with her.
Now, with the state enduring its third consecutive winter with below-average precipitation, plenty of other folks are thinking about low-water yards, too.
"We called it 'Lovely to Look At, Delicious to Eat,' and it's still about pretty gardens with lots of edibles and fruit trees, but because of the drought, several of the gardens are emphasizing water conservation," said Susan Price with the master gardeners.
The organization holds its garden tour every other year, and when it began planning last fall, members didn't know another dry winter was on its way. The homeowners who agreed to be a part of the tour just happened to have water conservation practices in place. They'll describe their methods of keeping their plants alive and suggest types of plants and grasses that aren't quite as thirsty.
"The feedback we get each year is that people appreciate that unlike other tours, these master gardeners know what they're showing, what the plant is, the name of it, how it does in full sun versus shade," Price said. "These are the things people want to know. Our job is to know. (The tour) is to educate, too, not to just look at pretty plants. We can explain how to water less, the least toxic methods to get rid of snails and aphids, things like that. We'll have literature at each site."
It takes 17 weeks of training to qualify as a master gardener, and those who complete the course enjoy sharing their knowledge. They will be present at each site on the tour.
Tyack isn't a master gardener. Neither are some of the others whose homes are a part of the tour.
They just enjoy having beautiful yards and are proud to show them off.
"What I love about my yard is the different textures," Tyack said. "I like the plants we have. I like the grasses. The thing I love is being able to go out and work in it when I want to. It's partly a visual thing for me, partly being out working in it. I like just trying things in different places, seeing what works."
At one point, she envisioned a vegetable garden but realized the sun/shade mix makes it difficult. She'll compromise, maybe, and intersperse some cabbage or Brussels sprouts with the plants that eventually replace the remainder of what is now a patch of Bermuda lawn.
"One of the great challenges was getting rid of the angularity," Tyack said. "It was so straight between the house and the garage."
Those sharp angles are no longer noticeable. Instead, the lot is a haven of fragrances, colors and vibrant greens ready to be viewed.
Contact reporter Lori Gilbert at (209) 546-8284 or firstname.lastname@example.com. Follow her on Twitter @lorigrecord.


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Rocky Women's BarnStormer Waterproof Mid Hiker
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Product Warranty | Returns & Exchanges
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Technicians at the Cape Apothecary compounding pharmacy in Annapolis spend their days mixing drugs that are no longer sold commercially or creating specialized batches of medicine for patients such as children who can't handle the normal dose.
Federal officials have linked a compounding pharmacy in New England to a multistate outbreak of meningitis that has infected 119 people, including eight in Maryland. The owner of Cape Apothecary said there is a big difference between his storefront drugstore and the New England Compounding Center in Framingham, Mass.: size.
"What bothers me about the whole situation up there is volume," said owner Tom Wilson, who has run his pharmacy for more than two decades. "You are talking thousands and thousands of vials that were made and that is huge. We make 20 at a time here."
Wilson and others said that as the compounding pharmacy industry has evolved from mom-and-pop businesses into large facilities that act more like drug manufacturers, it has created an environment ripe for contaminations such as the one that has sickened people across 10 states with the rare fungal meningitis. Eleven people have died, including one in Maryland.
The outbreak has spurred calls for stronger regulation of the pharmacies, which are monitored and licensed by state boards, unlike drug manufacturers, who are under the jurisdiction of the Food and Drug Administration.
"They serve a need. They do good work," said Allen Vaida, executive vice president at the Institute For Safe Medication Practices, of compounding pharmacies. "But many of them are getting outside the traditional realm and serving more as a manufacturer and there is no real oversight."
Two members of Congress from Connecticut, where the outbreak was first detected, have sent letters to the FDA asking for stronger federal oversight of large compounding pharmacies that sell large batches of medicines for use in clinics and other medical facilities.
"I believe this outbreak and corresponding recall make clear that strong federal authority is needed over these large-scale compounding pharmacies to ensure that patients receive safe and effective drugs," wrote Rep. Rosa DeLauro, a Democrat, who said she plans to introduce legislation on the issue.
Others agree that if the pharmacies are going to act like drug manufacturers they should be regulated the same way. Under federal jurisdiction, compounding pharmacies would have to follow good manufacturing practices and be subject to stricter inspections, said Linda D. Bentley, an attorney with Mintz Levin in Boston who specializes in FDA regulatory issues.
"The line between what would qualify as a compounding pharmacy and what is large-scale commercial manufacturing is not clear," Bentley said. "There is no clear regulation of these kinds of entities and they kind of fall into a crack."
The FDA passed regulations in 1997 to give the agency better oversight of compounding, but a 2002 Supreme Court decision invalidated those rules.
Vaida, Bentley and others worry that the state boards do not have the resources to properly monitor these pharmacies as they become bigger, leaving room for missteps. Different states have different standards.
In Maryland, a pharmacy board licenses facilities and inspects them once a year, like any other pharmacy. State law also requires the facilities to meet some of the guidelines under the U.S. Pharmacopeial Convention, a voluntary group that sets drug safety standards.
Compounding centers make drugs that cannot be found commercially. Drug shortages have added to the demand for and growth of these facilities as doctors seek commonly used, but unavailable drugs.
Traditional compound pharmacies work on a small scale, filling prescription requests for individuals.
Larger facilities like New England Compounding Center have grown in recent years. These companies make doses in large batches, sending them to outpatient centers and clinics where patients don't need a prescription.
New England Compounding Center sent boxes of the steroid-filled vials to clinics around the country where doctors injected them into the spinal cords of patients looking to ease back pain. Federal officials ordered a recall of the steroid drugs. The pharmacy voluntarily recalled every other drug it made and closed.
The type of methylprednisolone acetate steroid at the center of the meningitis outbreak was preservative-free, unlike what is sold commercially and typically used by doctors. Clinicians injected the steroid directly into patients' spinal cords, which cannot metabolize preservatives.
Cape Apothecary's Wilson said he has many safety precautions in place to prevent drug contamination. Sterile drugs are made in a clean room that is blocked off from the rest of the facility. Within the clean room drugs are made inside a sterile area called a laminar flow hood.
Samples of drug batches are checked regularly by a third-party laboratory that looks for bacterial contamination. The pharmacy also uses a bacteria detection process that mixes a substance into drug batches that attracts bacteria. If bacteria infiltrated the drug they will grow quickly and be readily detectable.
Wilson said he believes it is harder to maintain quality assurance at bigger facilities.
"As long as humans are involved you're going to have potential problems," he said. "Hopefully, the system catches those problems before they get out to the patients. A problem occurred and somebody didn't catch it."
Lynn Shumake, the owner of Blue Mountain Apothecary in Columbia, said he believes the compounding industry is well regulated. He said something just went wrong with the New England Compounding case and people are waiting to find out what.
"I think the early respondents will rush out to say pharmacies are not regulated," Shumake said. "We are highly regulated. We are just not regulated by the FDA. I think there is good strong oversight."
The Institute for Safe Medication Practices blames other outbreaks in recent years on the lack of oversight of these facilities.
In 2011, nine people died in Alabama after a bacterial outbreak caused by contamination of a daily nutrition supplement given to hospital patients who can't eat normal food. Earlier this year, Franck's Pharmacy, a compounding facility in Florida, closed after 33 people in seven states contracted a rare fungal eye disease from a contaminated injectable dye used by ophthalmologists during eye surgeries.
Federal officials continue to investigate the New England Compounding case. They expect new cases in coming weeks, but aren't sure of the ultimate impact.
"It will be interesting to see what happens in the next half year or so with this case," said Bentley, the Boston lawyer. "It is unfortunate this kind of tragedy had to occur."


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The first half Thursday night was one to forget for Michael Vick.
The Eagles' starting quarterback completed 5 of 12 passes for 47 yards. Vick also completed three passes to Steelers defenders for a quarterback rating of 13.7.
So what happened on the interceptions? Here's a quick look at each after having re-watched them:
Interception No. 1: The Steelers showed six men in the box before the ball was snapped. One of the defenders dropped back, but Pittsburgh blitzed, sending the other five at Vick. Fullback Owen Schmitt stayed in to block and did a good job. Vick had plenty of time, but he went with his first read, looking to squeeze the ball into Riley Cooper between the Steelers' cornerback and safety down the left sideline. Vick made a bad decision and a bad throw.
Interception No. 2: The Eagles went with a slow-developing play-action pass, and the Steelers only rushed three defenders. LeSean McCoy and Brent Celek stayed in to block. Schmitt went out in his route. That meant the Eagles had three potential receivers against eight Steelers defenders in coverage. Not a very favorable matchup there. Vick was looking for Chad Hall, who was blanketed. Just a bad decision. He had plenty of time.
Interception No. 3: The Steelers showed six defenders at the line of scrimmage. Four of them rushed, and two dropped back. But safety Ryan Clark then blitzed from Vick's left side. McCoy stayed in to block, but saw Clark late and didn't pick him up. Vick got away, scrambled, but had nowhere to go with the ball. He decided to lob one to Celek and it was deflected before Troy Polamalu made the interception.
+ The Eagles looked for DeSean Jackson deep on their first offensive play, and Vick targeted him on the first two plays. Jackson went to the sideline before the rest of the first-team offense.
+ McCoy was 8-for-10 on 3rd-and-short last year. He converted a 3rd-and-1 with an 8-yard carry tonight.
+ With 11:06 left in the first half, the Eagles' offense had been on the field for just 3:03. The Steelers had drives of 7:36 and 8:15 in the first half.
+ Did you notice who lined up at right tackle with the second team? Offseason acquisition Evan Mathis. Could he be a potential option if Ryan Harris and Winston Justice remain sidelined?
+ The first Dream Team mention came at 8:08 p.m., before the game had even started.
+ How did Jason Babin not draw a penalty for hitting Ben Roethlisberger late? He hit him low too.
+ It looked like Dominique Rodgers-Cromartie played inside, not Joselio Hanson, when the Eagles were in their nickel package.
+ The Eagles plan on rotating their defensive linemen every four snaps or so. The first team was Jason Babin, Anthony Hargrove, Cullen Jenkins and Trent Cole. The second team was a surprise, with Daniel Te'o-Nesheim, Derek Landri, Cedric Thornton and Darryl Tapp. Te'o-Nesheim later left the game with a hamstring injury.
+ Jenkins got called for a facemask early, but got good pressure on Roethlisberger from the interior.
+ On the Steelers' first TD, the Eagles rushed six, blitzing Rodgers-Cromartie and Nate Allen. Tapp rushed from the inside. The pressure didn't get there, and Asante Samuel got beat on the outside. The Eagles were in their dime package and had four corners and one linebacker (Jamar Chaney) on the field.
+ On another play, the Eagles sent Allen and Chaney. Roethlisberger beat the six-man blitz with a dumpoff to Mewelde Moore for 24 yards.
+ On Roethlisberger's touchdown to Hines Ward, the Eagles rushed four and played zone coverage. It looked like Ward was Allen's responsibility.
+ Here were some instant reactions from our chatters: Andy Reid didn't have the Eagles prepared; Juan Castillo is overmatched; the wide-9 is horrible; they should have kept Kevin Kolb; and Casey Matthews stinks. Other than that, the people were happy with the Eagles' performance.
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