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William Sloane Coffin Sermon Archive Project
This website is the home of the William Sloane Coffin Sermon Archive Project. It is truly a labor of love (a lot of labor; a lot of love) to digitally "Save Bill's Voice." Delivered from the Riverside Church pulpit over his ten years as senior minister, there were over 300 sermons in need of archiving to a digital format. It was my intention to transfer all of the sermons (and any other sermons I could find from around the country) from the deteriorating cassette tapes that were their home, not only to make available on this website, but also to be stored with his papers at Yale University's Sterling Library. These digitized sermons could provide an enduring and invaluable resource for scholars, divinity school students, religious leaders and socially engaged activists around the world.
"I think this is a good investment for history, for culture, for religion, for the pure pleasure of hearing Bill's voice and his well chosen words. I think the idea of supporting David's initiative is terrific. I have contributed, and one doesn't have to be religious to enjoy and appreciate the content of the sermons, each of which usually contains a lesson in morality, or politics, or justice....." Cora Weiss
- David Coffin
Read the Latest Updates
The process required that each cassette be played in the studio (www.CedarHouseSound.com) in real-time and then processed through software called Pro-Tools, again in real-time. They were saved to a hard drive, transferred to my computer and uploaded to this website. All the while in the studio we were carefully repairing the broken cassettes, cataloguing and labeling the tapes, and brainstorming how to raise enough funds to finish what promised to be a lengthy, but necessary, project.
At home I took the finished sermons and copied the end-of-sermon prayers to create a separate collection of just prayers. I wanted to preserve the pastoral prayers from the service of worship. I am still hunting down these recordings from people who have saved them over the years.
The funds came from people who were specifically approached to help support this project and from a KickStarter campaign that ended on Feb. 14th. THANK YOU!!
Please join us and help spread the word! The best way to help is to write/email every like-minded thinker and let them know about this project.
Project Updates
Sermon Project finished and available (Jun 16, 2016)
While I may be a bit slow off the mark I'm proud to say the project is complete and available through this website. Under the photo of my Dad is button (Sermons & Prayers Download page). If you click that button it will take you to the sermons and prayers page where you can either "cherry pick" the sermons you'd like or just peruse the titles of sermons in general. The entire collection can be had on a a DVD Data Disc for the same price as downloading them all from the website without the hassle. Please feel free to contact me with any questions. If you are interested in hosting the project on your website let me know.
Letter from Riverside Parishioner (Oct 3, 2012)
Dear David,
I am pleased to learn of your project to preserve the dynamic voice of your father- and I am enclosing this check in memory of those years of his devotion and concern as Riverside's senior minister. Dr. Coffin came to Riverside when the congregation needed an activist national leader as well as a religious guide.
I thank you for asking Riversiders to assist you in preserving the spoken word in his own voice. You are actually correct in recognizing the dynamics of hearing your father's words as he spoke them. A member never wanted to miss the Sunday sermon- which was certain to be illustrated with memorable word combinations and word pictures-delicious to hear.
Congratulations for undertaking the enormous and important task of preserving your father's memory for future history. Much success as you labor towards it's conclusion. ~Riverside Parishioner~
Gearing up for the Finish? (Oct 3, 2012)
We're about to launch a KickStarter fund raising campaign to finish the project. Stay Tuned!! Also want to draw your attention to the whole collection DVD Data Disc option. No need to download full length "albums" of sermons. If you purchase the whole collection, for the same price I will put them all on one DVD Data Disc for easy transfer to your computer. Please email me for further information.
Wonderful Letter from a Yale Grad. (Sep 16, 2011)
Dear David, I am a YRC and Battell Chapel alumnus ('61-'64) and just heard of your project through the indefatigable Harold Hille. My wife, Viola, and I commend you for undertaking this daunting task and are pleased to contribute xxx to help defray your expenses. We are particularly pleased for this opportunity inasmuch as we feel that we owe your father some money which he wouldn't accept when we offered it years ago. Let me expand. We were both PhD candidates in Classics at Yale in the early sixties. In the summer of '63 we decided to get married. You father agreed to perform the ceremony and we went for the customary interview (at which, by the way, he assured my wife that he would not be in jail on the coming September 1st!). He knew that we had very little money and when I asked him what his fee would be, he answered: "Nothing, Yale pays me enough already." He did mention, however, that if we wanted some music (we were a small group and there were only seven in the wedding party), a lady was staying at his home who for $5 would play some music of our choice on her viola di gamba. This suited us fine, and the marriage took place in Harkness Tower Chapel with polished music and an even more polished pastor. At the end of the ceremony he said:"Congratulations, Mr and Mrs Stephens." Viola grinned and said: "Now for the rest of my life I shall have to tell people repeatedly that my surname is spelled with a ph." With a laugh he replied:
"I wish I could say the same!" He refused our invitation to join us for the meal, probably knowing that the budget was tight, and that is why we have this extra, personal, reason to support your project that is more than worthy in itself.
We never did get a chance to meet him again, but heard of his inspired work at Riverside in New York and, with sadness, of his death a few years ago.
From a Riverside parishioner (Sep 7, 2011)
I am so happy to have found this site. One Sunday many years ago I came into Riverside Church in a drug induced fog. Over many subsequent Sundays Bill's sermons changed the direction of my life. Of course when he left it was a personal challenge, but I realized that Bill was not trying to create a "cult", so I continued on.... thinking for myself, and traveling this journey. But... his sermons mean so much to me that I have many cassettes in a box in my car, which I intended to convert to digital. Thanks to you... I need not do that, so I think that I will leave my cassettes on the doorsteps of some seminary here in Los Angeles.
Prayers (Jan 17, 2011)
It has been suggested to me by many people who are aware of this project that I make the prayers available separately from the sermons. For the past two weeks I have been editing the prayers into mp3's as separate tracks. Fortunately I can take the finished sermon mp3 from the studio and do the edits on my home computer which cuts down on studio time. I believe I can finish the whole project by the end of 2011. More funds still need to be raised to reach completion.
All for now.
Alex's Death 28 Years Ago Today. (Jan 11, 2011)
I was in the studio all day yesterday working on the sermon project and Randy (Bill's wife) came down late afternoon and then we went to dinner. The last sermon we did was marked "Untitled" and I had marked it as Not in the Book. Randy happened to be there for this one. The reason it wasn't in the book is because it was a sermon he preached at Riverside from the piano, talking about the text and chord progressions and melody writing. It's a great sermon. Lots of fun, humor, and spontaneity. In the middle of it, of course, he turns to Abide With Me, everyone has their hymnals out and after being told to "mind the commas" he launches into the first verse. Having told John Walker to join him on the last verse, "It needs a crescendo you can only get from an organ", the organ gracefully comes in and reduces Randy and me to tears on the couch in the studio. My father singing will do that, let alone the organ. Then he starts talking about Alex's death, noting "I see his mother is here today", and how he had to go into the church in Strafford and play that hymn over and over again as part of his grieving process.
At dinner Randy produced a bunch of photos of Bill preaching which I had asked her to look for. Included in the pile was a photo of my father at the piano in the church in Strafford.
Alex was well thought of yesterday, as he is most days.
The whole point of my doing this digitizing of the sermons is that it's a completely different experience to hear his sermon than to read it. That point was made abundantly clear to me when I digitized the sermon on Alex's death. I had read it any number of times but until a few weeks ago I had never actually listened to it. I've had the cassette in my desk for 28 years.
Love to all.
Time to get back to the studio (Sep 11, 2010)
I'm looking forward to heading back into the studio after a very busy summer. There just wasn't time to make the weekly trips up to New London, N.H. I have received some generous donations, and some small ones too, and every bit helps. It generally costs about $100 per sermon just to process them through the studio. I am totally committed to seeing this project through to completion and have every reason to believe it's possible.
Still want to see what the Freedom of Information Act will yield. If anyone has the wherewithall to follow up on this please don't hesitate to let me know.
All for now.
More Sermons received from Riverside (May 28, 2010)
Just went to NYC last week and was able to retrieve almost 30 more sermons from Victor Jordan, the volunteer archivist at Riverside. He has been very helpful and I'm grateful for his support. He tells me he's been a member of RIverside since 1958.
I continue to spend about one day a week in the studio and we're making good progress. We're talking about the possibility of publishing a book of his prayers so now we're marking all the sermons that end with a prayer. Not all of them do but most.
Project Update (Mar 2, 2010)
As of March 1st I have 30 sermons preserved to digital. I am still hunting down the missing 42 sermons, mostly from 1986-87. So far we have had to repair roughly half of the finished sermons. I am also starting the process of going through the Freedom of Information Act to see what speeches and sermons may have been recorded by the F.B.I during the 1960's. I certainly know they had our phone tapped. If anyone is interested in joining me for a day in the studio just let me know.
PayPal Donate Button Now Active (Feb 26, 2010)
The PayPal Donate button is now active. This will make it easier to make a contribution in this age of internet transactions. Please be advised that Paypal takes 2.9% + .30 cents from each donation. Despite this I still thought it would make donations easier for some. And I thank you.
Looking for All Recorded Speeches and Sermons (Feb 18, 2010)
I am expanding this project to include any and all recorded speeches and sermons I can find. If you have any old cassettes of his public speaking, or know of any in existence, besides the Riverside Sermons, please let me know. Thank you.
"Click and Give" (Feb 16, 2010)
I'm working on creating a PayPal account so people can "click and give". All proceeds still go directly to St. John's Church and will still be tax-deductible. Hopefully this will make the donation process easier.
News Module Installed (Feb 9, 2010)
Check back here for News and Updates.


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The former president of the Trader Joe's grocery chain has an idea for the massive quantities of food that America's supermarkets throw out every day because it is near, at or past its sell-by date.
BOSTON — The former president of the Trader Joe's grocery chain has an idea for the massive quantities of food that America's supermarkets throw out every day because it is near, at or past its sell-by date.
Doug Rauch says he can take that still-edible food and turn it in to a healthy, palatable and affordable meal to sell to Boston's low-income families.
Rauch is negotiating to open a 10,000-square-foot store in Boston's Dorchester section for his Urban Food Initiative, an idea that emerged from his research into hunger while studying as a fellow at Harvard University's Advanced Leadership Initiative.
He tells The Boston Globe the idea is to make healthy meals available at the same prices as unhealthy fast-food meals that contribute to obesity, diabetes and other ailments.
"The No. 1 leading problem is affordable nutrition," said Rauch, who worked for 31 years at California-based Trader Joe's until he retired in 2008. "For the 50 million Americans who are food insecure, their solution is not a full stomach. It's a healthy meal."
He is funding the project in large part with his own money.
One recent food waste study estimated that U.S. supermarkets on average discard $2,300 worth of out-of-date food per store every day, which adds up to billions of dollars per year.
To succeed, Rauch will have to overcome the perception that he's just peddling unwanted food to the poor.
Jose Alvarez, who served as president of the Stop & Shop supermarket chain from 2006 through 2008 and is an Urban Food Initiative board member, said the organization has to get out the message that it's not just selling "the rich man's garbage."
"You could have bought this yesterday at Whole Foods or Stop & Shop for $2 and today you can get it at Doug's store for a $1 or 50 cents and it's perfectly fine," he said of the project's message.
Massachusetts law allows for the sale of "expired" food as long it is "wholesome," which means it smells and tastes good.
Sell-by dates are not set by law, but by the manufacturers, and are generally conservative, meaning the food remains edible past the expiration date.
Rauch says if his Boston store is a success, he'll open similar outlets in other U.S. cities.

subset: commoncrawl


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We are sorry, this product is currently not available.
Minted + domino Art Print Challenge: we partnered with design marketplace Minted to find fresh up-and-coming art to feature on domino.com! From the thousands of submissions, we've uncovered 75 brand new pieces, 25 of which are exclusive to domino.
Standard Paper & Framing
A thick, matte art paper in a brilliant white hue. Standard framed art prints are custom fitted using plexi glass, a protective backing, bumpers and hanging wire.
White Premium Wood
• Handcrafted white wood frame.
• Frame width is .75" for dimensions 16 x 20 and smaller; 1.5" for dimensions 18 x 24 and larger.
About Artist Andria Searles:
I enjoy the tactile process of making art. I love paper, typography and unique design. I truly enjoy helping others celebrate all of life's important events in any way that I can.
I love reflections on water. They show us another variation of the scene above. I especially enjoy the way light is reflected off of a watery surface, how colors are sometimes magnified and dance along the surface. In this piece I experimented with color, texture and material, using not only watercolor but also a gold metallic pen for added detail.
For more ideas check out domino and MINTED art challenge


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Moderator: Tournament Directors
GARYQUINN wrote:i will play if you need me.
imran wrote:Any chance or reducing the 1800+ qualification? I just joined, so ...
No harm in asking
mickunited333 wrote:in please mate
drpall wrote:Think I will win this!
2826 points
Flat rate, fog, everything else standard
Chewie1 wrote:In 1846
musicalmaven wrote:this is to inform you that i won games # 11974074 and 11974071 against dkmaster.
drpall wrote:Just an observation:
Not that is matters, but I won my set 7-3, not 6-4
Looking forward to round 2
Users browsing this forum: No registered users


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Power Scores Top-5 in Rain-Soaked Grand Prix of Alabama
April 28, 2014
Honda Indy Grand Prix of Alabama
Barber Motorsports Park – 2.3-mile, 17-turn road course
April 27, 2014
The No. 2 PPG Team Penske Dallara/Chevrolet
Driver: Juan Pablo Montoya
Starting Position: 8
Finish Position: 21
Driver's Points Position: 11
The No. 3 AAA Team Penske Dallara/Chevrolet
Driver: Helio Castroneves
Starting Position: 6
Finish Position: 19
Driver's Points Position: 8
The No. 12 Verizon Team Penske Dallara/Chevrolet
Driver: Will Power
Starting Position: 1
Finish Position: 5
Driver's Points Position: 1
Juan Pablo Montoya
No. 2 PPG Team Penske Dallara/Chevrolet
· Montoya qualified the No. 2 PPG Automotive Refinish Team Penske Dallara/Chevrolet in the eighth position Saturday to earn his best Verizon IndyCar Series starting position since qualifying fifth for the season finale race at Auto Club Speedway in 2000.
· Following a two-and-a-half hour rain delay, series officials made the decision to change the Grand Prix of Alabama to a timed race. The event began on a wet surface with all competitors running on "rain" tires. The conditions seemed to suit Montoya as he quickly moved into the top five by lap seven.
· After making his first pit stop of the day at lap 22 to receive Firestone "red" alternate slick tires, the former series champion cycled through to the seventh position.
· On lap 26, Montoya went off course in Turn 11 and had to be restarted. The incident resulted in Montoya falling back to the 22nd position in the running order.
· Over the remaining laps of what eventually was a 69-lap race, Montoya noted that something felt amiss in the handling of his Dallara/Chevrolet. This did not allow him to make up much of the ground lost in the early spin as he crossed the finish line in the 21st position, running one lap down to the race winner, Ryan Hunter-Reay.
· Montoya is now positioned 11th in the series standings, 69 points behind the leader and teammate, Will Power.
"We had a good PPG Chevrolet in the wet...I thought it did a pretty good job in the wet. I had a good restart on cold tires. We were going through the "esses," and I was right behind the No. 9 car (Scott Dixon). He had a big moment, and I lifted then ended up having a bigger moment myself. I went in and I kind of referenced and measured with the wet, and I did the same thing I was doing in wet. He lifted more than I expected and I had to lift a lot more and it started tail slapping. After that, something broke in the car. I don't know what happened. We'll figure it out and look ahead to better results in Indianapolis." – Juan Pablo Montoya
Helio Castroneves
No. 3 AAA Insurance Team Penske Dallara/Chevrolet
· Castroneves qualified the No. 3 AAA Insurance Dallara/Chevrolet in the sixth position on Saturday afternoon, as he advanced to the Firestone Fast Six final qualifying round for the first time this season.
· After the long delay to start the race, the three-time Indianapolis 500 winner quickly moved into the top five on the first lap of the race with a strong start in the wet conditions.
· Unfortunately, Castroneves made a mistake on a lap 22 pit stop as he inadvertently stopped in the pit stall of Justin Wilson, who was pitted just beside the AAA team.
· The result of the miscue was a loss of nine positions on pit road, along with a "stop and go" penalty on pit lane assessed by INDYCAR. Once the penalty was served, Castroneves dropped to 20th in the running order.
· However, with race strategist Roger Penske championing his efforts, Castroneves continued to post fast lap times as his "never give up" attitude was on full display.
· Castroneves was turning laps as fast as the race leader late in the 69-lap event, but with such a significant loss of track position due to the penalty he could not move up significantly in the running order and finished in the 19th position.
· Castroneves is now eighth in the point standings as he trails leader and teammate Will Power by 59 points heading into the inaugural Grand Prix of Indianapolis in two weeks.
"Man, what a race. The AAA guys did a helluva job once again. Unfortunately I confused our pit stall with the 19 car of Justin Wilson. We were pitted right beside each other and our colors were very similar. I stopped in their pit stall, which was bad, but I also had to serve a stop and go penalty. With the cautions the way they fell, I could never get a full green flag lap to serve my penalty. I feel so bad for the guys because that was completely on me. Thank you to AAA. The Chevrolet was great today. This is a race we shouldn't forget because we don't want that to happen again." – Helio Castroneves
Will Power
No. 12 Verizon Team Penske Dallara/Chevrolet
· Power began Sunday's race from the front of the field after he won his third career Verizon P1 Pole Award at Barber (2011 and 2012) during Saturday qualifying
· The pole winner wasted little time in jumping out to a commanding lead on rain tires and he stretched the gap to almost three seconds over second place at one point.
· On lap 16, while trying to push his advantage even further, Power went off course his Verizon Chevrolet in Turn 5 of the Barber circuit. He narrowly avoided hitting a tire wall but he fell to second place behind eventual race winner, Ryan Hunter-Reay.
· After switching to "slick" tires, the No. 12 Verizon Dallara/Chevy didn't quite have the speed needed to contend for the win. However, Power was still able to work hard to produce another top-five finish as he took the checkered flag in fifth place.
· Barber Motorsports Park continues to be one of Power's best circuits. With Sunday's finish, the native of Toowoomba, Australia has recorded three poles, two wins and top-five finishes in all five of his career starts at the venue.
· With the result, Power has also earned a top-five finish in all three races to start the 2014 Verizon IndyCar Series season. He will carry an 18-point lead over Hunter-Reay into the inaugural Grand Prix of Indy in two weeks.
"The Verizon Chevrolet was really fast on the wet tires and I just got in trouble in turn 5. I kept moving my braking point further and further into the corners and I got caught going too far. It's tough to not push past the limits with wet patches everywhere. We really didn't have the pace in the dry anyway, but that sure didn't help our cause when I went off course. We may have just been a bit heavy on downforce. Still, a fifth-place finish today and we have the points lead going into the month of May." -Will Power


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The LMP8601, LMP8602, LMP8603 (LMP860x) and LMP8601-Q1, LMP8602-Q1, LMP8603-Q1 (LMP860x-Q1) devices are fixed-gain, precision current-sense amplifiers (also referred to as current-shunt monitors). The input common-mode voltage range is –22 V to +60 V when operating from a single 5-V supply, or –4 V to +27 V with a 3.3-V supply. The LMP860x and LMP860x-Q1 are ideal parts for unidirectional and bidirectional current sensing applications.
These devices have a precise gain of 20x (LPM8601, LPM8601-Q1), 50x (LPM8602, LPM8602-Q1), and 100x (LPM8603, LPM8603-Q1), and are adequate in most targeted applications to drive an ADC to full-scale value. The fixed gain is achieved in two separate stages: a preamplifier with a gain of 10x and an output stage buffer amplifier with a gain of 2x (LMP8601, LMP8601-Q1), 5x (LMP8602, LMP8602-Q1), or 10x (LMP8603, LMP8603-Q1). The path between the two stages is brought out on two pins to enable the option of an additional filter network or modifying the gain.
The offset input pin enables these devices for unidirectional or bidirectional single supply voltage current sensing.
The LMP860x-Q1 devices incorporate enhanced manufacturing and support processes for the automotive market and are compliant with the AEC-Q100 standard.


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Nambé Kissing Salt & Pepper Shakers
Overview & Details
- Elegant gift for shower, wedding, anniversary or holiday
- Art designed for everyday living
- Kissing design by acclaimed designer Karim Rashid is found in the Museum of Modern Art in San Francisco
- Flat planes at the top and bottom make the two shakers appear to meld as one and allow you to grasp them as a single unit
- Fill shakers as desired; each has different number of holes to avoid confusion
- Handcrafted
- Made from Nambé's eight-metal aluminum-based alloy
- Shines like silver – beautifully reflects its surroundings
- Durable and strong like iron
- Won't chip, crack, peel or tarnish
- Each shaker is 1¾" x 5" high
- Wipe clean
- Packaged in a Nambé box for gift giving
- Imported
Made for each other. Designed by Karim Rashid, these two smoochers seem to meld together as one in a way that's sure catch the eye. And because they're such a dazzling fit, you can grasp the kissing shakers as a single unit for passing at the table. Handcrafted from Nambé's signature eight-metal aluminum-based alloy, which has the sensuous sparkle of silver and the enduring strength of iron. Rashid's kissing shakers design has enchanted prestigious institutions around the world, and is found in the permanent collection of the Museum of Modern Art in San Francisco. As a wedding, anniversary or holiday gift, the pair brings a work of art to the everyday realm. Nambé has been handcrafting, high-quality, functional designs for the modern lifestyle since 1951. Each exceptional museum-quality piece is designed by an esteemed artist and handcrafted from fine materials with usefulness in mind. Hence the company motto: Nambé is art designed for everyday living. Many Nambé designs are made from its own signature eight-metal aluminum-based alloy, which possesses the beauty and luster of sterling silver, the durability of iron and the unique ability to retain temperature – hot or cold – for an extended period of time. What's more, this alloy won't crack, chip, peel or tarnish as it does not contain silver. Completely food-safe, withstands freezer, oven, stovetop and grill temperatures. Each Nambé piece goes through a series of shaping, grinding, buffing and polishing steps. Slight imperfections found on the brilliant finish are characteristic of the sand casting process, and because Nambé is handcrafted, no two pieces are exactly alike.


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As often is January is the month we make resolutions, when you look back and make resolutions. Here you can find a great article written by Anne Kennedy called "Great resolutions to help you reach a Global Market by Anne Kennedy".
"What has been coming for a long time is globalization, in particular, globalization in web marketing. The Internet has made country borders irrelevant. Indeed, you can reach halfway around the world to attract visitors to your website, and engage them to respond, that is, if you make the effort to relate to them in their own culture."


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Christa needed a new logo design and created a contest on 99designs.
A winner was selected from 45 designs submitted by 16 freelance designers.
Sort Shots - http://www.sortshots.com
Sort Shots - a new app released in December in the app store. Current icon feedback wants something more classy, representative and refined reflecting the program.
This program helps users find and share their photos by adding their own customized words, rating their photos, etc. The user can then share their photos with a slideshow, upload photos to Facebook/Twitter, e-mail etc.
iPhone and Touch app buyers who use their iPhone camera or who have photos on their device.
Ideally, the logo will be flexible enough to also use on the BlackBerry app store but for now, am concentrating on the iTunes store.
Some Stat's on audiences for iPhones and Touch's:
iPOD TOUCH USERS ARE YOUNGER THAN iPHONE USERS
• 69% of iPod touch users are between 13-24 years of age, while this same segment represents just 26% of iPhone users.
• 74% of iPhone users are over the age of 25, compared to 31% of iPod touch users.
iPHONE USERS HAVE HIGHER INCOME LEVELS & ARE MORE LIKELY TO HAVE KIDS; BOTH DEVICES SKEW MALE
• In line with the older demographic composition of iPhone users, they also have higher incomes. 78% of iPhone users have an annual income of at least $25,000, compared to only 66% of iPhone touch users.
• iPhone users are more likely to have children than iPod touch users, most probably due to the age difference in the two groups. 46% of iPhone users have children, compared to only 28% percent of iPod touch users.
• More than 70% of users on both the iPhone and iPod touch are male.
listening to the radio.
Goal is to have a more classy feel icon that is also representative of the program and encourages people to try it. Ideally, the icon would have a classic Apple feel to it similar to other Apple icons but not necessarily. I also don't want to just be a camera lens - there are too many 'lenses' already in the iTunes store and want to differentiate and grab visitors attention in a positive, exciting way.
I like a bright color like the yellow/red in the current icon because it stands out amongst the sea of other icons.
Feedback on current icon:
- Poor quality cartoon which looks dopey & communicates nothing about the app. This is a good app & deserves better!
I've attached two items, one is Apple's suggestions for icons (notes from a Developers conference) and the other is basically the below (for ease of reference)
512px square
72 ppi, RGB, flattened, no transparency
High quality JPEG or TIFF image
A smaller version (of the same logo)
57px square
72 ppi, RGB, flattened, no transparency
24 bit PNG image file format
A shine on the icon as required by the iTunes store. Please see attached iTunes guide re: shine.
Find out how a design contest works or learn more about our logo design services.


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U.S. equities rose, with the Standard & Poor's 500 Index extending a record, as results from Google Inc. and General Electric (GE) Co. topped estimates. In addition, data showed that China's economic growth has accelerated. Earnings at the 99 companies that have reported so far grew by an average of 4.4%. The September U.S. jobs report, originally scheduled to be released on Oct. 4, will be issued on Oct. 22. Chicago Fed President Charles Evans said yesterday the central bank should not begin reducing the pace of asset purchases.
Equities: The DEC13 emini SP500 futures are up 4.5 points this morning to 1732.25, and we do have a short term market profile upside target of 1741. We believe the market looks like it could continue to march higher to at least that level in the short term. With key corporate earnings announcements of Google and GE topping estimates, the overall sentiment towards equities seems to be very positive. Further, it seems like the market is starting to think that the taper might not even occur this year. We do have some key targets/resistance coming up at 1741 and 1748, so we'll see if those levels hold as short term highs.
Bonds: The DEC13 US 30yr bonds are up 6 ticks after spiking higher to 134'24. We believe the new anti-taper sentiment is supporting bonds, and we once again point to our key pivot level of 133'18. As long as the bonds are above this level, they could rally into ther 135′s. A very pivotal number for the bond market happens next Tuesday when the labor report is released. If the monthly jobs number blows the estimates out of the water and comes out very high, we could see the bonds pull back a bit. If the number comes out lower than expected, we anticipate a big bond rally into the 135′s.
Currencies: The bearish USD trend continues today, with the DEC13 USD futures down 8.5 ticks to 79.63. The 79.75 level could be key resistance, and as long as the USD is below 79.75, we view it as in a very bearish technical environment. The DEC13 Euro futures hit a key target at 1.37 this morning. The bull trend in the Euro seems very strong, and we would not be surprised to see it continue, and the Euro could head to 1.38 if not higher. Again we do focus on next week's employment # as the next key driver for the currencies. The DEC13 Aussie dollar is very strong, trading up 32 ticks to 96.31. We believe this currency is approaching overbought levels.
Commodities: NOV13 WTI crude oil is up slightly today to $101, but we would not be surprised to see a test of sub-$100 levels. DEC13 gold futures are down $8 to $1315. If they get below $1300, buyers potentially could come in and drive the price up again. However, we are watching next week's jobs number as a key driver for gold. If the number comes in super-high, we could see gold sell off as that may make the market try to price in a taper again. DEC13 cocoa has sold off significantly today, signifying a potential short term top at the $2770 level. Cocoa is trading down $43 to $2724.


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One step at a time
India has changed in the dreams young Sahariyas see today. Death by starvation is not an uncommon calamity among the people of the Sahariya tribe of Baran district in eastern Rajasthan. Harsh Mander writes.columns Updated: Oct 14, 2012 21:31 IST
Death by starvation is not an uncommon calamity among the people of the Sahariya tribe of Baran district in eastern Rajasthan. Ten years have passed since I first visited Baran to inquire into complaints of hunger fatalities. In their rough stone, mud and thatch homes clustered outside the main village, I found people battling extreme poverty and endemic starvation.
Exactly a decade later, when I was again in Sunvas, the village in which I had first found children who had succumbed to starvation, I thought it was time to take stock of what had changed, and what had not, for one of India's most dispossessed rural communities.
I found a report card which remains blotted, but is not entirely hopeless. Sahariya children told me stoically that they still sleep hungry three or four times every month. A decade ago, it was closer to 10 days.
What has made crucial difference is the remarkable revitalisation of the Public Distribution System (PDS). A decade ago, this arrangement of distributing subsidised cereals was entirely dysfunctional. Most Sahariyas, despite extreme poverty, had no below poverty line (BPL) cards and, therefore, were barred from buying grain at cheaper prices. Today they confirmed getting regular supplies of 35 kg wheat every month. The government has waived even the token price of Rs. 2 per kg for the Sahariyas, Rajasthan's poorest tribal community. This monthly infusion of free wheat in every household, more than anything else, has helped stave off hunger from the humble Sahariya hovels, for at least 10 days every month.
With this it is evident that if the government wishes to reform the PDS, it can. The success of the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) is less encouraging. Part of the chief minister's Special Package for the Sahariyas was 200 days per year of work, which is double what is guaranteed by the law. But in practice, they report getting not more than 10 to 25 days of work a year and wages are paid months too late. This is too weak a defence against hunger and bondage.
Apart from endemic starvation, the Sahariyas are trapped in widespread debt bondage. Health emergency, wedding, birth or funeral, steer them to the doors of landlords, for a loan of Rs. 10,000 to Rs. 30,000. The terms of the loan are harsh and unforgiving. Eighteen hours of work daily, without even a weekly day off. One-day leave, for ill-health or rest, entails a hefty fine of Rs. 200. And the family has to eat, so small monthly transfers of grain and cash are added to the loan. At the end of the year, far from abating, their loan invariably mounts further. Another year of bondage results, and then another. Once in bondage, it is virtually impossible to break free.
The third back-breaking burden which the Sahariyas still carry is of disease. People routinely succumb to tuberculosis, gastroenteritis, malaria and kala azar. Poorly nourished, they find little care and cure in the primary public health system, which is in a shambles. The sub-health centre at Sunvas is in ruins and health workers had not shown up for months. Only people with BPL cards are entitled to free treatment in the public hospitals. Although the Sahariyas have cards now for free food rations, they are mysteriously rejected as BPL for free healthcare.
Ten years ago, the Sahariya settlement had no Integrated Child Development Services (ICDS) centre. Today it has one, but the ICDS worker is barely lettered and trained. At best, she desultorily serves a few children porridge, but because she is from the upper caste, the Sahariyas feel unwelcome. Three health centres have very few beds for treating malnourished children. But these children are rarely identified and referred by untrained and unsupervised ICDS workers, and the doctors are not equipped or trained to treat children with severe malnutrition.
In every Sahariya village which I visited, I asked how many adults were literate. Barely a single hand went up anywhere, either of men and women. I then asked how many sent their children to school. Every single hand went up. This was for me the best news in Baran. Ten years ago, the children said the teacher came only twice a month, and when he did, he gave them dry porridge. Today teachers are more regular, and they serve hot meals to the children. However, the quality of teaching remains abysmal.
In a household in which a child had died of hunger 10 years ago, I found the father still in bondage, and the children frail. But Ashok, his son, 15, told me that he was studying in Class 10. I assumed he studied in a government school, but he startled me. He had rejected the government school because its teachers rarely taught. Instead he had joined a private school, which some educated young men had started in their village. I asked how he paid the fees - Rs. 2,500 a year: by no means a fortune, but unattainable for a boy whose father was a bonded labourer. Ashok replied that he had himself chosen to enter into partial bondage to pay his fees, with a landlord who was free to call him five days a month. On other days, Ashok went to school.
I asked him what work he wished to do when he grew up. He confidently looked me in the eye and said, "The same work that you do!" He estimated that my work in some way concerned helping people who live with hunger and bondage. This was what he wanted to do.
I realised that India has changed for its poorest people most in the new dreams its young people see today. And because of these dreams, we too can hope.
Harsh Mander is Director, Centre for Equity Studies
The views expressed by the author are personal
First Published: Oct 14, 2012 21:22 IST


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Bridal Vintage Sewing Patterns
|So many beautiful vintage wedding gowns, dresses, veils, bridesmaid, and bridal party patterns - so little time! Could also be used to make other special occasion or Cocktail Dresses. From the Classic 50's Sheath to 70's empire waist wedding gowns.
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Top Vintage Wedding Dress Sewing Patterns
Below is a list of all of the vintage bridal sewing patterns on our wiki.


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Crowne Plaza Hotels Elk Grove Village hotels are listed below. Search for cheap and discount Crowne Plaza Hotels hotel prices in Elk Grove Village, IL for your family, individual or group travels. We list the best Crowne Plaza Hotels Elk Grove Village venues so you can review the Elk Grove Village Crowne Plaza Hotels hotel list below to find the perfect place.
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Jungle Helen wants out
CORRIE beauty Helen Flanagan has threatened to quit I'm A Celebrity after just 48 hours, claiming she cannot "hack it".
I'm really struggling. I've even been thinking of going because I just don't know if I can hack it
The actress left show bosses fuming when she pulled out of a costly Bushtucker Trial after just 10 seconds.
Last night Helen sobbed: "I'm really struggling. I've even been thinking of going because I just don't know if I can hack it."
Her meltdown came after bosses spent a fortune on 100,000 bugs and amazing props.
But the money will be wasted if viewers keep picking panic-stricken Helen to do trials and she quits them.
One crew member said: "We've dubbed her 'Hell-en'. She could become our biggest waster of money."
The actress, 22, who played Rosie Webster, and MP Nadine Dorries, 55, were put in underground coffins as bosses poured cockroaches, crickets, mealworms and other bugs in with them.
But Helen went berserk and screamed to be let out.
The relieved star admitted her campmates would be furious she did not win.
She added: "I'm not feeling very good, to be honest.
"It's a lot harder than I thought it would be, but I really tried.
"It's embarrassing and it's just humiliating.
"I just feel like such a wimp."
Boxer David Haye knows how to get votes. The heavyweight, 32, wasted no time in showing off his toned body as he peeled off to have a shower.


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You run that stock there Apbengal?
Personally, I recommend attending an autocross school if your region has one (I learned a LOT there), or going to a Porsche Club of America High Speed Driver's Education. Both of these will be more expensive than autocrossing (the Porsche Club one is a lot more), but having somebody who knows what they are doing ride with you and/or take you around the track is absolutely invaluable. Porsche club one is a lot of fun because you're on a real track and the speeds are high. There is more potential for damage to your car, but wheel-to-wheel racing is strictly verboten and I haven't seen many incidents (in fact none spring to mind at all).
Apparently they run at Mid-Ohio. I am very jealous, although Houston's track is pretty cool too because it's a 3 mile road course that also goes up on the high-banks.
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Art Miami: Sound/Vision MIAMI At Aqua Brings Beats To Art Fair
Music is art, so it only makes sense that it'd be playing while you perused some masterpieces from emerging artists. That was the case at the Aqua Hotel, which converts its rooms into galleries for ART MIAMI, one of the smaller art fairs showcasing emerging artists held during art week in Miami.
Sound/Vision was a collaboration between Lyons Wier Gallery and Audiophile Plus that brought DJs in to spin off the penthouse balcony at the Aqua as people inside checked out art. Check out photos from the not-to-be-missed gallery at the Aqua in the photo spread that follows.
Photos by Andrea K. Castillo


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by Jan Wells, Associate Director, Permanent Citizens Advisory Committee to MTA
Long Island, once the paragon of the American Dream - homeownership, quality education and a well-paying job - is now struggling to maintain that prestige. Powerful demographic, economic, and governance forces have reduced the once robust Long Island housing market of the 1950s and 1960s to a trickle. The baby boom birth cohort (1946-1964) is aging, shedding their McMansions and seeking more manageable dwellings; the once job-rich aircraft and defense industry is now gone; and the myriad layers of governmental entities (counties, towns, cities, incorporated villages, and hundreds of special districts and authorities) not only make development approvals complicated, they have (along with education costs) driven taxes well above the rate of inflation over the last decade.
Welcome to the second issue of the TOD LineTM. The newsletter begins with a look at the critical role that TOD is playing on Long Island to aid communities there to meet the Island's significant need for multi-family housing. TOD will be a major factor in the success of Long Island's housing future if local leaders continue to champion its use and there is a regional commitment to fund infrastructure improvements that are supportive of growth in transit- centered locations. The issue then provides updates on two projects where public transit serves as a central element of their success: the mixed-use Hudson Park project in Yonkers, NY, and the new Barclays Center Arena in Prospect Heights, Brooklyn. The remainder of the newsletter looks at tools and resources that will assist communities in their efforts to promote, establish and support TOD, including a discussion about the Tri-State Transportation Campaign's Transit-Centered Development Grant program and an interview with Bob Paley, Director of Transit-Oriented Development for the MTA.
Hudson Park, Yonkers, NY
The City of Yonkers struggled for years to jump-start its downtown and adjacent industrial waterfront on the Hudson River, an area that is served by four commuter train stations less than a half hour trip from Mid-Town Manhattan. This effort included a number of amendments to its waterfront urban renewal plan during the past two decades along with other activities. However, with the establishment of a public/private partnership, the private market began to respond in the early part of this decade.
Barclays Center on the Right Track
by Kevin Dwarka, Ph.D.
Fear about traffic impacts has been one of the most contentious issues surrounding the Barclays Center, the 18,000 seat sports and entertainment facility that opened at the end of September 2012 in Prospect Heights, Brooklyn. During the arena's planning and construction phase, community residents voiced concern that the project, even without the much broader and longer-term redevelopment plan for the Atlantic Yards area, would unleash a traffic nightmare on the surrounding local street network. The project's developer Forest City Ratner, in concert with Sam Schwartz Engineering, responded by crafting a transportation demand management (TDM) program aimed at minimizing the number of auto trips generated by the project.
Daylighted Saw Mill River with Yonkers Station and Hudson Park in the background(source: Frogma Blog)
New Rochelle's Sustainability Plan: GreeNR Supporting TOD
Home to over 77,000 residents, New Rochelle is nestled along the northwest coast of Long Island Sound. The City is transected by Metro North Railroad's New Haven Line, on which Amtrak also operates. At the heart of its downtown lies the multi-modal New Rochelle Transit Center, the busiest New Haven Line station in Westchester County with over 4,000 riders daily.
The TOD LineTM is advised by an editorial board that consists of transit, development and housing experts. Each issue will feature a profile of one the newsletter's editorial board members.
Robert (Bob) Paley is Director of Transit-Oriented Development at the Metropolitan Transportation Authority where he manages development of MTA properties and works with regional and local entities to promote TOD and coordinate local land use policies and transit. Previously, Bob was Senior Development Director for AvalonBay Communities. At AvalonBay he coordinated a number of regional TOD projects, including the construction of residential buildings near the Metro North train stations in New Rochelle and White Plains, NY, and the mixed use projects known as Avalon Chrystie Place located on Houston Street in Manhattan adjacent to the Second Avenue station on the F line.
Losing Ground: The Struggle of Moderate-Income Households to Afford the Rising Costs of Housing and Transportation
In 2006, the Center for Housing Policy (CHP) and the Center for Neighborhood Technology (CNT) released their report, A Heavy Load: The Combined Housing and Transportation Burdens of Working Families. This report demonstrated that, to truly understand housing affordability, the costs of travel to daily destinations also must be considered. Combining housing and transportation expenditures reveal the true "costs of place."
Walkable City: How Downtown Can Save America, One Step at a Time
Jeff Speck's newest commentary on urbanism indicts "the twin gods of Smooth Traffic and Ample Parking" as the enemies of vibrant downtowns. Following his previous critiques of suburban sprawl, Speck champions ten urban design interventions that will promote walkability and save the American city from the worst effects of auto-dependency.
Phil Abramson, Project Manager
Jonathan Rose Companies
Vivian Baker, Assistant Director, Transit-Friendly Land Use & Development
Kevin Dwarka, Ph.D., Principal
Dwarka Land Use and Economic Consulting
Samuel (Sandy) Hornick
Hornick Consulting, Inc.
Thomas C. Jost, AICP, Senior Urban Strategist
Parsons Brinckerhoff
David Kooris, AICP, Director
Bridgeport, CT Office of Planning & Economic Development
John McIlwain, Senior Resident Fellow
Urban Land Institute
Richard Oram, Chairman
The Fund for the Environment
and Urban Life of The Oram Foundation, Inc.
Robert Paley, Director, Transit Oriented Development
Metropolitan Transportation Authority
Jerilyn Perine, Executive Director
Citizens Housing & Planning Council
Mark Strauss, Senior Partner
Alex Twining, President & CEO
Twining Properties
Veronica Vanterpool, Executive Director
Tri-State Transportation Campaign
Thomas K. Wright, Executive Director
Regional Plan Association
Newsletter Staff
Senior Editor
Martin E. Robins
Alan M. Voorhees Transportation Center
Rutgers, the State University of NJ
Project Director
John R. Nolon, Esq.
Land Use Law Center at Pace Law School
Staff & Production Supervisor
Jessica A. Bacher, Esq.
Land Use Law Center at Pace Law School
Staff Editor
Jeffrey P. LeJava, Esq.
Land Use Law Center at Pace Law School
Special Advisor
Stephanie E. DiPetrillo
Alan M. Voorhees Transportation Center
Rutgers, the State University of NJ
Transit-Centered Development Grants - Moving TOD Forward
by Veronica Vanterpool, Executive Director, Tri-State Transportation Campaign
Towns, villages, and cities throughout New York and Connecticut are brimming with ideas to create thriving communities around bus and rail stations. One impediment to bringing these ideas to fruition is funding, which is why Tri-State Transportation Campaign (TSTC), with the support of the One Region Funders Group, created a transit-centered development (TCD) grant program in 2009. In the absence of a state sponsored transit-oriented development grant program, municipalities actively have been seeking funds that allow them to move their TOD plans forward. In its second cycle of grant giving this past May, TSTC awarded $145,000 in grants to four municipalities eager to advance affordable housing, walkable communities, and neighborhood revitalization around one of their greatest assets: transit.
Technical Guidance Manual for Sustainable Neighborhoods - A Tool for Facilitating Sustainable Development near Transit
The Leadership in Energy and Environmental Design (LEED) for Neighborhood Development (LEED-ND) rating system is a voluntary program that provides substantial guidance for developers who wish to develop projects in smart locations that are designed to create connected neighborhoods constituted by green buildings and infrastructure. The LEED-ND rating system, jointly developed by the U.S. Green Building Council (USGBC), Congress for the New Urbanism (CNU), and the Natural Resources Defense Council (NRDC), expands the definition of "green building" to include projects at a neighborhood or district scale, with greater consideration for project location.
Supporting TOD with Complete Streets
by Nadine Lemmon, Tri-State Transportation Campaign
(source: NYC DOT)
12th Annual New Partners for Smart Growth Conference
Building Safe, Healthy, Equitable and Prosperous Communities, February 7-9, 2013, Kansas City Convention Center, Kansas City, MO. The conference will explore practical strategies for identifying and overcoming barriers to more sustainable development in the Midwest and the rest of the nation. TOD panels include: Building Capacity for Equitable Transit-Oriented Development in Diverse Communities and How Local Governments Can Support Mixed-Income Transit-Oriented Development. For more information, please visit http://www.newpartners.org/
High Speed Rail Summit
Sponsored by the US High Speed Rail Association, February 11-13, 2013, Washington, DC. Catch up on the latest trends in real estate development at rail stations and hear from the leaders in the industry. Successful developers will present projects and concepts. Industry executives, designers, and leading thinkers in TOD will be part of this event. For more information, please visit http://www.ushsr.com/conferenceregistration.html
NYSTEA 2nd Annual Transportation Equity Conference
Sponsored by New York State Transportation Equity Alliance, March 4-5, 2013, Albany, NY. NYSTEA works to ensure that transportation policy at the state and federal level takes into account the mobility needs of various constituencies such as seniors, children, low income individuals, the disabled community, and people of color. For more information, please visit http://www.empirestatefuture.org/geography/state/register-for-the-2nd-annual-nystea-conference/
Sixth Annual Transportation & Infrastructure Convention
March 5-7, 2013, Washington, D.C. The Regional Plan Association is co-hosting the convention, which will bring together the leading transportation and infrastructure officials from the Obama administration, Congress and state legislatures, providing an opportunity to interact with those who have a direct influence on future policy decisions. The purpose of the convention is to educate policy makers concerning current transportation issues at the local, state and national levels. For more information, contact Trudy Hester at 214-750-0123 or email@example.com.
Regional Plan Association's Assembly
April 19, 2013, Waldorf-Astoria, New York, NY. Each spring, the Regional Assembly brings together close to 1,000 civic and business leaders from around the U.S. to discuss major issues affecting the prosperity and quality of life in the New York-New Jersey-Connecticut region. Sessions and panel discussions provide an opportunity for participants to debate approaches to economic development, transportation, housing, land use and the environment. More details about the 2013 event will be announced soon. For more information, please visit www.regionalassembly.org.
CNU 21: Living Community Conference
Sponsored by Congress for the New Urbanism, May 29-June 1, 2013, Salt Lake City, UT. One of the conference's tracks will focus on transportation. Living cities require a balanced transportation system that serves all users by providing accommodation and choice. The multi-dimensional focus of this track at CNU 21 will allow for thinking outside the box and avoid traditional stereotyping of modes, while addressing current problems and barriers to creating truly successful multi-modal systems. For more information, please visit http://www.cnu21.org/


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I have Google Voice account (have enough credit $10, I can make call to phone from gmail), However, I can't sign in Google Voice at Android powered Samsung Galaxy S I9000 smartphone. The Signing process ends with error message:
alike this
"your google account is not yet enabled for google voice, go to http://www.google.com/voice to sign on"
I thought I have signed on the google voice, as I said I can make phone call from gmail, have enough credit too.
Finally, I found Google Voice is available only in US


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0 Members and 1 Guest are viewing this topic.
You can't imagine how annoyed I am because of this. At least they didn't call this DMC5, since this is a reboot and that makes no sense.Why they did a reboot? I don't get it.
DMC4 has sold two million copies alone, and Bayonetta has reached one million of copies sold.So yeah, all this thing about the reboot is really annoying. But anyway, I have others games to play.


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Special to Brooklyn Daily Eagle
The Prospect Park Parade Ground, once "the epicenter of sports in America," will see the restoration of lacrosse competition this fall after a gap of nearly 100 years.
Joe Nocella, founder of the Brooklyn Battery Lacrosse Club, describes the fields as hallowed grounds in the history of Brooklyn sports.
"There have been at least 43 World Series rings awarded to alumni of the Parade Ground — for many decades," he said.
The Bclub's mission is to bring the sport to children who have never experienced it, focusing on "fundamentals, team, respect and Brooklyn."
"City kids, who do great in school and excel at lacrosse … you can't name me a college that wouldn't be falling over themselves trying to recruit this amazingly diverse demographic," Nocella continued.
Lacrosse has enjoyed an uneven history in North America. Initially played ago by native Americans as training for war, Victorian-era Americans took to the sport to connect with the idea of the "noble savage."
This took root in the affluent sporting clubs of the upper class, and throughout most of the 20th century lacrosse retained the stigma of a game mainly played at boarding and prep schools.
"There are many barriers to entry for a new lacrosse player in the city," Nocella said. "Equipment costs, field space, logistics all contribute to very few active urban teams compared to their suburban counterparts."
The Brooklyn Battery Lacrosse Club has some powerful allies in this mission to bring lacrosse to this final frontier. Aided by US Lacrosse and such equipment manufacturers as Warrior, the club is working to remove as many barriers to entry to the sport as possible.
The following description of the Parade Ground inspired Nocella's group to action:
The site "was designed by Olmsted and Vaux along with adjacent Prospect Park and saw its first parade in 1867. The 11th Brigade's Howitzer Battery was the lucky unit to be the first to march and fire a shot.
"Although intended from the start as a military facility, sports moved in early, and by 1871 the Parade Ground was being described by Henry Chadwick as the 'finest free ball ground in the United States'."
Boys and girls ages 5-15, including beginners, are welcome; sticks will be provided. For more information, visit brooklynlacrosse.org.


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Mayor Joseph M. Petty will present a proclamation at tomorrow night's City Council meeting in recognition of "Worcester Transgender Day of Remembrance."
The mayor's proclamation is part of the city's joining communities across the country tomorrow to remember the lives of those lost because of anti-transgender discrimination and victimization.
The council meeting begins at 7 p.m. and will be held in the Esther Howland chamber, third floor, City Hall.
For more information, contact Jayna Turchek, city director of human rights and disabilities, at email@example.com or (508) 799-1152.


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When a renewable energy facility operates, it creates electricity that is delivered into a vast network of transmission wires, often referred to as "the grid." The grid is segmented into regional power pools; in many cases these pools are not interconnected. To help facilitate the sale of renewable electricity nationally, a system was established that separates renewable electricity generation into two parts: the electricity or electrical energy produced by a renewable generator and the renewable "attributes" of that generation. The renewable attributes or "green" attributes are sold separately as renewable energy certificates (RECs). Only one certificate may be issued for each unit of renewable electricity produced. The electricity that was split from the REC is no longer considered "renewable" and cannot be counted as renewable or zero-emissions by whoever buys it.
This product is comprised of RECs. With the purchase of RECs, you are buying the renewable attributes (i.e. environmental benefits) of a specific amount and type of renewable energy generation. You will continue to receive a separate electricity bill from NIPSCO. Your purchase of renewable certificates helps offset conventional electricity generation in the region where the renewable generator is located. Your purchase also helps build a market for renewable electricity and may have other local and global environmental benefits such as reduced global climate change and regional air pollution.
The renewable certificates in this product are verified and certified by Green-e Energy. Each supplier of renewable certificates is required to disclose the quantity, type and geographic source of each certificate. Please see the Product Content Label for this information. Green-e Energy also verifies that the renewable certificates are not sold more than once or claimed by more than one party. For information on Green-e Energy please visit its Web site, www.green-e.org.


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JOBS Act Sputters on IPOs
WASHINGTON—The so-called JOBS Act is yet to deliver a big boost to initial public offerings.
The one-year-old law, officially the Jumpstart Our Business Startups Act, was aimed at helping companies with less than $1 billion in sales go public. But IPOs of such companies in the year since the law was enacted are on track to fall 21%, to 63 from 80 in the year prior, according to Jay Ritter, a University of Florida professor who tracks IPOs.
The law, which passed with bipartisan support, grants certain perks to smaller companies going public, including relaxed financial reporting and accounting standards.
Several factors, including a sluggish economy, Facebook Inc.'s botched market debut and Washington's fiscal uncertainty, have helped chill the climate for IPOs over the past year.
Related Video
The lackluster numbers come as regulators face increasing pressure to finalize and implement the remainder of the JOBS Act, the bulk of which has yet to be enacted. Mary Jo White, the Obama administration's nominee to be chairman of the Securities and Exchange Commission, has cited implementation of the law as a top priority if confirmed.
The SEC has yet to tackle rules that allow companies to raise as much as $50 million in the public markets without providing the full reporting required for public offerings and lifting a decades-old ban on advertising private securities offerings. The SEC and the Financial Industry Regulatory Authority must also create a regulatory structure allowing companies to "crowdfund," or raise capital from hundreds of investors.
Daniel Gallagher, a Republican SEC commissioner, said the IPO numbers should spur regulators to quickly implement the rest of the law, which he said would enable companies to access capital. "Then if they thrive, they'll be in a position to go public," he said.
The IPO market is showing signs of improving health. And many firms are embracing the looser rules, even if they aren't the impetus for going public. For instance, the option to submit offering documents confidentially with the SEC has proved popular, with companies saying it has allowed them to avoid publicizing information they wouldn't want their competitors to see.
"If something had gone wrong in the process, no one would have known that we'd filed," said Kemper Isely, co-president of Natural Grocers by Vitamin Cottage , a grocery chain that went public on the New York Stock Exchange in July.
Biotechnology companies, a bright spot for IPOs during the past year, seem to be using the new rules more than most other companies. Since many biotech firms are unprofitable when they go public, executives said, the ability to save time and money by taking advantage of relaxed standards was beneficial.
Intercept Pharmaceuticals , Inc., a New York-based company developing therapies to treat chronic liver disease, took advantage of the relaxed standards for financial reporting and executive-pay disclosure. The breaks saved the company about $250,000 and at least two weeks of work, said Dr. Mark Pruzanski, the company's chief executive officer.
—Telis Demos contributed to this article.
Write to Jessica Holzer at firstname.lastname@example.com


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Time still flies, but at warp speed
The older we get, the faster time flies. Without doubt, that fact is diffi cult to dispute. At my age, time is beyond flight; it travels at warp speed.
Occasionally, I write about some of the things my son and grandchildren take for granted, like 500-station cable TV networks, computer play stations and interplanetary exploration via remotely controlled rocket ships and robots.
I compare that to life when I was a child, when computers were nonexistent. I wrote my homework in cursive, and calculators were yet to be invented, let alone permitted in classrooms.
Apparently, since 1998, Professors Tom McBride, Ron Nief and William Keefer, all employees of Beloit College in Beloit, Wis., have been writing about similar things in their "Beloit College Mindset List."
This is an annually published list that compiles the mindset of students in the graduating class of any given year with sometimes amusing, often shocking, and always surprising facts that most of us haven't taken the time to recognize.
For instance, according to the Beloit Mindset List, the class of 2014 has the following in common: Few know how to write in cursive; email is just too slow and they rarely, if ever, use snail mail. They don't know that John McEnroe played professional tennis, and they recognize Clint Eastwood as a sensitive director rather than Dirty Harry.
These kids believe that DNA fingerprinting and maps of the human genome have always existed. The shocker that will hit home with most adults is that the graduating college class of 2014 never used a computer without a CD-ROM disk drive.
Czechoslovakia only existed in a history book for these kids. Their first contact with Michelangelo was as a computer virus, the list says.
These facts make us look at history with a different perspective. Not even a century ago, the machine gun would have been considered a weapon of mass destruction. It was invented in 1914 and it took four people to operate it.
Today, people go to war worrying about being vaporized by a nuclear bomb, being killed instantly with remotely controlled explosive devices or dying from the horrors of bio-chemical warfare.
Nonetheless, the people in 1914 were just as frightened of the machine gun as those born in the nuclear age are afraid of the latest ways that humans can kill their own kind.
Many criticize the advances in technology as detrimental to the education of students today. I disagree. Students today learn differently. They have to assimilate much more information than their counterparts did in past generations.
For starters, they must learn an additional half-century of history. When I was in school, John F. Kennedy's presidential election was a current event.
Those who say that today's fifthgrade students couldn't pass a fifthgrade exam from two generations ago may be correct. Today's student might not pass, but they would probably answer some, if not most of the questions.
However, a fifth-grade student from two generations ago wouldn't stand a chance in today's classroom. They wouldn't be able to take the exam because they would have zero computer skills. They wouldn't even know how to operate the simplest of calculators.
Many credit Jules Verne with being the first of the science fiction writers – although the term "science fiction" was not a recognized genre when he wrote "Journey to the Center of the Earth" and "20,000 Leagues Under the Sea" in the 1860s, and "Around the World in Eighty Days" in 1870.
Critics, at that time, considered Verne's extraordinary tales as products of an overactive imagination. Today, nearly everything in "20,000 Leagues Under the Sea" and "Around the World in Eighty Days" is old technology.
Although Verne was not taken seriously as a visionary during his lifetime, he cultivated and developed a new school of thought that is highly revered in today's world.
The scientific community now looks to sci-fi and fantasy writers for inspiration. Nothing is considered folly if it has purpose.
Even the technology for the invisibility cloak introduced by J.K. Rowling in the Harry Potter series of books and movies is a reality because of Rowling's imagination.
As our freedoms continue to shrink, the one thing legislators will never be able to take away or control is our imagination.
I am happy to say that today's generation is progressing just fine. They are using their vivid imaginations at warp speed as they contend with life in a system they can't understand.


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Official: Jamaica 'comfortably' met IMF targets
KINGSTON, Jamaica (AP) — Jamaica's top finance official said Tuesday that the government "comfortably" met conditions set by the International Monetary Fund to pass the first performance review of a $944 million loan program despite major challenges.
In a speech in Parliament, Finance Minister Peter Phillips told lawmakers that the four-year program's front-loaded adjustments and reforms are designed to restore economic growth to Jamaica and place debt on a "firm downward path."
Debt sustainability has long been a goal on the island. Overall, the Caribbean nation's towering debt is roughly 142 percent of gross domestic product, one of the most punishing debt-to-GDP ratios in the world. For years, roughly half of government spending has gone to paying debt.
Unemployment is over 14 percent and the Jamaican dollar has steadily lost value. The current exchange rate is just over 100 Jamaican dollars to one U.S. dollar. Twenty years ago, it was 27 Jamaican dollars to one U.S. dollar.
Phillips said the government believes chances are good that real GDP growth "will return on a sustained basis."
He said he could confidently forecast that the island will pass its second IMF review in coming weeks. A team of evaluators from the Washington-based agency is expected in Jamaica in November.
In a statement, the IMF said Jamaica has so far done a good job of implementing fiscal policies under the loan program and various reforms were progressing.
The government has plans to simplify the tariff structure and introduce a broad system of tax credits that will replace current sector-specific incentives.
On Monday, the IMF board cleared the way for Jamaica to receive a roughly $30 million disbursement. Its approval opened up tens of millions in supplemental support from other development partners such as the World Bank.
The country's current loan program with the IMF was finalized in April. A previous one forged in 2010 under another administration fizzled out after the government failed to meet performance criteria.
David McFadden on Twitter: http://twitter.com/dmcfadd


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WilhelmGGW wrote:Thanks for joining us on the forum, Chris.
We're going up this weekend to pick up our trailer for transporting the Rover. Then as soon as we get it later this month, the Rover -- then Tandem! -- will be ours. I'm thinking the trailer will make transport so easy we'll actually ride a lot more. Even with good trails and roadways to ride close to our house, we're really looking forward to easily transporting the tandem to other trails nearby, and not so nearby. The Rover Tandem -- or single, as well -- should be very easy to load and unload from the trailer; and, the trailer easy enough to hitch and unhitch from the car.
So have you picked up the attachment? How do you like transporting it on your slick trailer set-up.
Still enjoy the Rover attachment for the Tandem. Exactly how is the build time to attach it, minutes and leave it attached forever or could it be dis-assembled for transport?
Still cant wait for the tandem or the trike.
Fuzzybrewer wrote:So have you picked up the attachment? How do you like transporting it on your slick trailer set-up? Still enjoy the Rover attachment for the Tandem? Exactly how is the build time to attach it, minutes and leave it attached forever or could it be dis-assembled for transport?
We bought our Terratrike Tandem Pro used, several previous owners, and absolutely love it, for all the reason others have mentioned, especially the 'communication gap' and 'ability gap' encountered when riding separate machines. We joke that we now can fight up close and personal without having to scream across the street at each other...
Ours came with a homebuilt roof rack that mounts on the luggage rack of our Ford Explorer that makes it EASY to transport. We live in the mountains east of Albuquerque and have torn up the trike trying to ride it on our dirt/gravel/rutted road, so we always haul it to a paved roadway before riding.
With all its' attributes, ours has a "high maintenance" problem, especially with the rear wheel. The 'quick disconnect' rear axle repeatedly comes loose while riding no matter how hard we tighten the spindle and Terratrike says they have no ability nor plans to replace it with a solid nut-threaded rear axle to strengthen it. We try to ride almost daily, and the axle comes apart and the rear wheel falls out of the hangers, usually locking the chain in a knot, every 30 miles or so. A couple months ago it came apart, bending the rear fork and hanger, and it took me an hour of jerry rigging it back together enough to limp it back to the vehicle. That cost a few hundred bucks including new chains and having to take it to our local dealer to re-align the frame and hanger slots.
We still consider it our favorite ride, though much heavier and slower than riding individual bike/trikes. Being able to BOTH get in a good workout no matter how slow we go is wonderful, and improves our love life as well :O)
We just hope for Terratrike to implement an improved rear axle wheel before I have to build one myself.
TrikeBrider - You are correct in stating the seat provides some of the creaking noise, yet the frame does creak. I have used lock tight on the "set" screws which helps some, yet I believe an insulator of some sort would resolve most of the creaking issue. I have a Catrike Trail which folds and never creaks, but I enjoy both.I have a Rover tandem with IPS which is a nice cruiser, but far from an exercise machine. The tandem is very nice bike, but it is very slow, heavy, and steers like a wagon. I have a few observations on ownership: 1). Transporting the beast can be accomplished without the purchase of a trailer - if you have a full size pickup and the strength to lift and tie down the bike; 2). Maintenance of the Nuvi gear box is easy, but can need a few adjustments; 3). Not a hill climber; 4). Frame creaks like a piece of junk and has considerable flex and 5) seat could use more padding for long rides - 15-30 miles. Overall, I like the tandem, but as an owner of a Catrike recumbent - there is noticeable differences. The Catrike's quality is superior, yet both are well made. Key aspects to consider when buying a recumbent tandem is how do I transport the bike and can I perform simple maintenance