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Press release
14 June 2019
Bereaved Families walk to parliament to tell MPs: "The Drug War killed our kids. Save lives, end it now."
On June 20th bereaved families from across the UK will start a 6 day walk to parliament to raise awareness about the harms of current drug policy and to demand the legal control and regulation of the drugs trade.
The walk will culminate on June 25th, when record numbers of bereaved families and activists will descend on parliament to tell their heart-breaking stories and call on MPs to put doctors, pharmacists and licensed vendors in charge of the drugs market in order to save lives.
"I'm walking 55 miles of the Thames Path for my dead sons Jake and Roland. Along the way we want to raise awareness and funding for our campaign. When we reach Parliament we want all MPs to know about Anyone's Child and the message we bring, so every one of them can't fail to see that current drug policies cause enormous harm." Rose, Anyone's Child campaigner who lost two sons to drug overdoses.
"I'm walking for my son Jake, so his existence isn't meaningless, so that 22 years of loving is not wasted, so that minds can be changed and attitudes altered. Please join us for an hour or a day and learn how changing the law could improve life for all of us in the future." Chris, Anyone's Child campaigner who lost her son to a drug overdose.
Every week in the UK we lose 70 people in drug-related deaths- 1 in 3 drug-related deaths in the EU happens in the UK. That's 10 a day, 280 each month, 3 500 every year.
Anne-Marie Cockburn, Anyone's Child campaigner, who lost her 15 year old daughter Martha to a drug overdose said:
"As I stand by my child's grave, what more evidence do I need that things must change? I believe that my daughter would still be alive today had she taken something that was legally regulated – as it would be labelled with a list of ingredients and recommended dosage information."
This day of action is part of a global initiative, Support. Don't Punish, which will see thousands of people in over 100 cities, mobilise in support of drug policies based on human rights and public health. Every year on the UN's International Day Against Drug Trafficking and Abuse, the Support. Don't Punish campaign mobilises thousands of people to expose the harms of the drug war http://supportdontpunish.org/join/
Find out more: https://anyoneschild.org/end-drug-war-join-mass-lobby-parliament-25th-june-2019/
Join the families on their walk:
Day 1 – Thursday 20th June
Cookham to Windsor
Meeting point: Ferry Pub, Cookham, SL6 9SN, 10:00am
The day will finish with an event in Maidenhead 'Maidenhead: Take Drugs Seriously' to discuss the failure of our current drug policy and how legal regulation would save lives.
Day 2 – Friday 21st June
Windsor to Staines.
Meeting point: Jubilee fountain, Alexandra Park, Windsor, SL4 1RF at 10:00am
Day 3 – Saturday 22nd June
Staines to Hampton Court
Meeting point: The Swan Hotel, The Hythe, Staines, TW18 3JB at 10am
Day 4 – Sunday 23rd June
Hampton Court to Kew
Meeting point: The Mute Swan, 3 Palace Gate, Hampton Court, KT8 9BN at 10am
Day 5 – Monday 24th June
Kew to Battersea
Meeting point: One Over the Ait, 8 Kew Bridge Road, Brentford, London, TW8 0FJ at 10:00am
Day 6 – Tuesday 25th June
THAMES PATH WALK, 10:00am – 12:00pm
Meet at the Sun Gate of Battersea Park 10.00am
ACTION ON COLLEGE GREEN (Abingdon Street Gardens, Westminster), 12.30pm – 2.00pm
Join us for a photo op on College Green at 1pm. There will be speeches from MPs and we will be placing 'forget-me-not' flowers into the ground to remember our loved ones.
THE LOBBY, from 1:30pm – 5:30pm
Room W2 in the Palace of Westminster.
To speak to family members/ find out more:
Jane Slater, Manager Anyone's Child firstname.lastname@example.com,
+44 (0)117 325 0295 (office) / +44 (0) 7852 272 220
Anyone's Child: Families for Safer Drug Control is a campaign of Transform Drug Policy Foundation. We are an international network of families whose lives have been wrecked by current drug laws and who are now campaigning to change them.
Notes for editors
2019 Global Day of Action – Support. Don't Punish campaign
26 June is the UN's International Day Against Drug Trafficking and Abuse, when the UN Office on Drugs and Crime (UNODC) publishes its World Drug Report, and joins global leaders in vowing to continue the fight against drug use and supply This international drug war – and the UK's domestic one – is built upon UN treaties which oblige UN member states to prohibit the production and supply of certain drugs for non-medical (ie recreational) use.


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SQL Azure is an important part of Microsoft's Software as a Service (SaaS) cloud computing strategy. In reality, this offering is effectively a "database as a service" in which a cut-down version of Microsoft's SQL Server relational database management system is available to provision, populate and use – all in the cloud. ...
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Recently Captain Sindy Thomas was home and working on family genealogy history she ran across a couple of interesting articles involving the Livingston County Sheriff's Office from way back when.
The first article was found in the C-T archives and dated April 26, 1929. We will share the second article later this week. We hope you appreciate the history here as much as we have.
Thank you Sindy!
Sheriff Steve Cox


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Whether you're looking to add some interesting texture to your internal or external walls, there are some fail safe rules you need to be aware of.
If you're scratching your head and worrying you don't know what they are, have no fear, as we're going to give you the lowdown in this article. Having taken advice from leading architects and interior designers (who deal with the issue of wall coverings every day) you can feel safe in the knowledge that we're giving you all the help you need.
Scroll down to find out if your walls need a little extra attention or not!
If you're planning to use wood as an external wall covering, you must ensure the wood itself is in good condition and rot free. As an extra precaution, we recommend staining or treating the timber before you affix it to anything.
Natural green living walls are a fantastic proposition for either internal or external spaces and need little ongoing maintenance. They work especially well in bathrooms that need some moisture control.
To make a real splash with your wall coverings (whatever material you opt for) remember that a funky design will never go amiss. Contemporary motifs are amazing and won't go out of style either.
Try to keep your wall coverings as natural as you can and they'll always look perfectly at home. By all means add fun patterns, but the materials themselves should be simple!
While we recommend you look to use natural materials as your wall coverings, there is a lot to be said for being adventurous. Don't feel you can't experiment or look to play with colour alongside recognisably suitable materials.
A little texture goes a long way and we can't help but shout about this pebble wall finish from the rooftop! What a way to make a bathroom feel chic, natural and elegant all in one hit.
Geometric designs are a hot trend right now and are perfect for adding a little character, especially to internal walls. Statement wallpaper can take care of this in a matter of hours!
The defined lines and angles of your home make for wonderful boundaries, especially when experimenting with different finishes and styles. You can cleanly contrast textures very easily.
A key rule is to not clutter a stunning wall finish by adding too much on top of it, so keep the art and pictures to a minimum. After all, why cover up all your hard work?
Whatever you do, always strive to achieve a natural balance with your wall covering materials. This will normally mean including some more organic features, such as natural wood, which add an element of warmth.
You don't want your wall covering to overshadow the stunning design of your home, so be sure you choose something proportional and understated enough to amplify but not drown out your architectural preferences.
Coverings made from natural materials, such as stone cladding, manage this with ease.
For more wall inspiration, take a look at this Ideabook: 12 Ways To Decorate Your Walls With Stone (So They Look Spectacular!).


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Shake on the Lake, Wyoming County's Professional Shakespeare Festival, celebrates its sixth season by producing its first tragedy, Romeo & Juliet. This year's tour is the largest to date and takes the company to eight counties – Wyoming, Livingston, Genesee, Orleans, Erie, Niagara, Monroe, and Cattaraugus.
Josh Rice, co-founder and Producing Artistic Director of Shake on the Lake, organized the company in 2012 to fulfill a life's dream to bring professional theatre to his hometown of Silver Lake, NY. Since then, this rural-based company has grown from three professional theatre artists to nearly a dozen and from four live shows to 16 during this year's Romeo & Juliet tour.
"After producing comedies for the first five seasons, this year we are doing our first tragedy," says Josh, "Romeo & Juliet is Shakespeare's best known play, and is actually quite funny for the first three acts. Then, things get really interesting. We are excited to show people how we can put a mirror up to these 400-year old plays and reflect back to audiences things that are still as relevant now, in 2017."
Chad Bradford, Associate Artistic Director and Shake on the Lake founding company member, is directing Romeo & Juliet this year. Chad has helped shape the creative and collaborative process that Shake on the Lake is known for in their fast, physical, and fun style of adapting Shakespeare.
"When wrestling with a play as beautiful, iconic and famous as Romeo & Juliet, one is tempted to take the bits and pieces of their favorite productions and cram them into a single performance. However, with the collaborative, ensemble-based working model that we have established here at Shake on the Lake, I'm learning things about the play that I never knew before," says Chad.
The company returns for its residency in Silver Lake starting in mid-July. In addition to performing, the company has a full schedule of K-12 educational programming and performances throughout Western New York.
"We're thrilled that Shake on the Lake is welcomed in so many communities throughout Western New York," says Managing Director Pilar McKay, "This year we also joined the Theatre Alliance of Buffalo to strengthen our ties to the regional theatre community and to represent professional theatre in rural areas."
Shake on the Lake is performing in eight counties: Wyoming (Silver Lake – Perry/Castile, Arcade, and Attica), Genesee (Batavia), Orleans (Point Breeze and Lyndonville), Livingston (Geneseo and Dansville), Erie (Springville), Monroe (Brockport), Niagara (Niagara Falls), and Cattaraugus (Ellicottville). This is the third tour for the company and their sixth season overall.
For more information, visit Facebook (Shake on the Lake), www.shakeonthelake.org or email email@example.com.


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Article Text
Psychological interventions
Continuation-phase cognitive therapy and fluoxetine are effective in reducing the risk of relapse/recurrence in major depression after incomplete remission
Statistics from Altmetric.com
Competing interests None.
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) cell growth on the abaxial side, causing curling. Materials and Methods Plant materials and growth conditions. Seeds of Japanese radish ( Raphanus sativus L. var. longipinnatus ) were purchased from Nakahara Seed Product Co., Ltd. (Fukuoka, Japan). We
Search Results
Yusuke Kubo, Shinobu Satoh, Haruka Suzuki, Toshinori Kinoshita, and Nobuyoshi Nakajima
Dennis C. Odero, Jose V. Fernandez, and Nikol Havranek
rotundus ) density and nitrogen rate on radish ( Raphanus sativus ) yield Weed Sci. 46 661 664 Schueneman, T.J. Sanchez, C.A. 1994 Vegetable production in the EAA, p. 238–277. In: A.B. Bottcher and F.T. Izuno (eds.). Everglades Agricultural Area (EAA
Yau-Wen Yang, Pai-Yean Tai, and Ying Chen
There are two evolutionary pathways in the genus of Brassica, one is rapa/oleracea lineage and the other is nigra lineage. Based on the morphological characteristics and nuclear RAPD or RFLP markers, genus Raphanus was thought more closely related to nigra lineage than to rapa/oleracea lineage (Song et al., 1990; Thormann et al., 1994). RFLP data of both chloroplast and mitochondria revealed that Raphanus is more closely related to rapa/oleracea lineage (Palmer and Herbon, 1988; Warwick and Black, 1991; Pradhan et al., 1992). We have previously demonstrated that Raphanus sativus is more closely related to nigra lineage using nuclear intergenic spacer between 5S rDNA and internal transcribed spacer region between 18S and 25S rDNA. In this study, we analyzed DNA sequences from different regions of chloroplast and showed that Raphanus sativus was closely related to rapa/oleracea lineage than to nigra lineage. These results suggest that Raphanus sativus is a hybrid between B. rapa/oleracea and B nigra lineages as proposed by Song et al (1990). The split time between these two lineages and the divergent time of Raphanus was also determined based on these chloroplast DNA sequences.
R.M. Warner, J.E. Erwin, and A.G. Smith
Previous research indicated that Raphanus sativus L. `Chinese Radish Jumbo Scarlet' (CJRS) has an obligate vernalization requirement for flowering and can be vernalized as an imbibed seed in less than 10 days at 6 °C. For these reasons, it serves as an excellent model system for vernalization studies. This study was initiated to gain an understanding of the interaction between cold duration, exogenously applied GA3, and photoperiod on R. sativus CJRS flowering. R. sativus CJRS seeds were sown in 90-mm petri plates on Whatman no. 1 filter paper saturated with plain water or a solution containing 10-5 M or 10-3 M GA3. After germination (i.e., when the radicle was visible), seedlings were either directly transplanted into 10-cm pots and placed in a greenhouse, or transferred to another petri plate onto filter paper saturated with water only and placed in a growth chamber at 6 °C (75 μmol•m-2•s-1 for 8 h) for 2, 4, 6, 8, or 10 days. Greenhouse conditions were: 20 °C, ambient light (December to January, St. Paul, Minn.) plus 70 μmol•m-2•s-1 supplemental light (high-pressure sodium lamps, 0830-1630 hr), under either an 8-h photoperiod (covered with opaque cloth from 1630-0830 hr), or ambient photoperiod plus night-interruption lighting (2 μmol•m-2•s-1, using incandescent lamps, 2200-0200 HR). Results will be presented.
Shisheng Li, Qiufang Xiong, Jingcai Li, Yuanping Fang, and Jun Xiang
Radish ( Raphanus sativus L., 2 n = 18) has tuberous roots and is consumed globally. Breeders have developed different types of radish, including oil radish, silique radish, and leafy radish. Radish is a particularly important vegetable crop in
T.J.K. Radovich*, J.G. Streeter, P.P. Ling, and M.D. Kleinhenz
Clarifying the influence of abiotic environmental factors on the glucosinolate-myrosinase complex in vegetables of the Brassicaceae is an important step in understanding physiological processes that affect crop quality. Previous related work in this lab has shown that irrigation timing in the field may influence physical-, chemical- and sensory-based indicators of cabbage quality. The objective of this study was to record glucosinolate concentrations and myrosinase activity in crop tissues from plants subjected to varying soil moisture levels, employing radish as a model. Plants of cv. Belle Glade were grown in a controlled environment system designed at the Ohio Agricultural Research and Development Center in Wooster, Ohio for maintenance of target soil moisture levels. Pots were maintained at three soil moisture ranges, 40% to 60% (A), 20% to 30% (B) and 10% to 20% (C) volumetric soil moisture content at 30 °C. Preliminary observations revealed that treatments A, B and C corresponded to soil tensions which were not stressful, moderately stressful, and severely stressful to plants, respectively. Pot evapotranspiration, leaf stomatal conductance and plant size followed the order A>B>C, while canopy temperatures followed the order C>B>A. In leaves, glucosinolate concentrations and myrosinase activity were about 15% greater in treatments B and C than in A, while glucosinolate levels and myrosinase activity were 28 and 50% lower in hypocotyls and roots, respectively, in C than in A. It is hypothesized that changes in enzyme and substrate synthesis and translocation within the plant in response to sub-optimal soil moisture levels may explain the differential response of tissue glucosinolate concentrations and myrosinase activity to soil moisture treatments.
Bielinski M. Santos and Jose Pablo Morales-Payan
Greenhouse experiments were carried out to determine the tolerance of two radish cultivars to soil-applied B, Mo, and Zn. Sources used were boric acid (0, 54, 108, 216, 324, and 432 ppm), molybdic acid (0, 1.4, 2.8, 5.6, 8.5, and 11.3 ppm), and zinc sulfate (0, 40, 80, 160, 240, and 360 ppm) applied at planting in addition to the control. Plants were grown in plastic containers of 1.5 L, filled with a potting medium composed of 50% vermiculite, 30% sphagnum peat, and 20% perlite. Treatments were arranged within a randomized complete block design with six replications. Fresh weight of commercial roots was not affected by Mo or Zn applications in either cultivar. However, B applications decreased root fresh weight as rate increased. These results suggest that these radish cultivars perform well in a relatively wide range of Mo and Zn application rates, whereas tolerance to B appears to be low.
Su-Hyoung Park, Ki-Taek Kim, Sun-Hyoung Lim, Moo-Kyoung Yoon, Soo-Seong Lee, Changhoo Chun, and Hyo-Geun Park
Self-incompatibility (SI) in Brassicaceae vegetables prevents self-pollination by recognizing self-pollens and rejecting them at the stigmatic surfaces. The S-haplotypes of 47 hybrid radish cultivars that are commercially available in Korea were classified and identified using the polymerase chain reaction-restriction fragment length polymorphism (PCR-RFLP). Twelve kinds of S-haplotypes were identified from the cultivars: S 1 , S 8 , S 11 , S 17 , S 18 , S 30, and S 31 haplotypes in class-I S-haplotype and S 4 , S 5 , S 13 , S 21, and S 26 haplotypes in class-II S-haplotypes. Even though the class-II S-haplotypes are supposed to exhibit weak and/or leaky SI activity, the class-II S-haplotypes showed the same allele frequency of class-I S-haplotypes in 38 fully classified commercial cultivars. The SI activity was examined using the pollen tube germination test, flower pollination test, and the seed set ratio analysis. The pollen tube test showed low correlation (R 2 = 0.13) with the flower pollination test, a conventional method. The results of seed set ratio analysis varied from 0% to 159%, and thus could distinguish the weak and strong SI activity clearly and showed high correlation with the flower pollination test (R 2 = 0.69). The seed set ratios of the cultivars possessing the class-I/class-I, class-I/class-II, and class-II/class-II genotypes were 0.6%, 17.4%, and 38.1%, respectively. Among the eight class-II/class-II cultivars, three cultivars showed strong SI activity. The SI activity of the S 4 S 17 , S 5 S 8, and S 4 S 26 genotypes varied among cultivars, but the S 1 S 17 , S 5 S 17, and S 8 S 26 genotypes showed constant strong, intermediate, and strong activity, respectively, among the cultivars. Results indicate that the SI activity of Brassicaceae vegetables depends not only on the S-haplotypes, but also on the genetic background of cultivars.
Brian A. Kahn, Niels O. Maness, Donna R. Chrz, and Lynda K. Carrier
significantly affecting the concentrations of ascorbic acid, glutathione, and capsaicinoids ( Pascual et al., 2010 ). Pungency is a major determinant of quality in radish ( Raphanus sativus L.) storage roots. The pungent principle of radish storage roots was
Gioia Massa, Thomas Graham, Tim Haire, Cedric Flemming II, Gerard Newsham, and Raymond Wheeler
treatment). The other half of the chamber remained at full intensity, which was 420 ± 20 μmol·m −2 ·s −1 (high light treatment). Plant material preparation. Seeds of radish ( Raphanus sativus 'Cherry Bomb II'), lettuce ( Lactuca sativa 'Outredgeous' and


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Centralia by Poulomi Basu
Land grabs, forced displacement, Maoist rebels, state executions… Central India's 50-year conflict is virtually unknown outside the Subcontinent, and Poulomi Basu's investigation of this hidden war defies an easy reading
Land grabs, forced displacement, Maoist rebels, state executions… Central India's 50-year conflict is virtually unknown outside the Subcontinent, and Poulomi Basu's investigation of this hidden war defies an easy reading
Every year, Cortona On The Move has a focus, and this time it reflects the festival's mission more directly than before by placing the spotlight on female photographers. "My selection is never a list of 'favourites', but rather involves an attempt to listen to what is happening around me, globally, both on a political, social and economic level, as well as in the field of photography itself," says Rinaldo.
"These past months, women and women's issues have been at the forefront of discussion in various fields, often in the news and even more on the street – protesting, resisting, demanding. My small contribution to this 'movement' is to acknowledge the numerous women photographers who tread the world to tell stories; to give them space and make them protagonists."
Poulomi Basu's Centralia is no easy read. The situation it unravels − a protracted fight for land and resources in central India − is not only complex, but also largely unheard of, especially in mainstream Western media. And Basu, reflecting on contemporary documentary practices, refuses to simplify it into a readily digestible format. Instead, she wishes to reflect the bewildering atmosphere that reigns in the region. "The adage 'The first victim of any conflict is the truth', is particularly apt here," she says. "The conflict, with its many actors all occupying opaque roles, has created a space with its own internal logic and landscape." Thus, she hopes to take the audience "on a journey to a place where truth and lies, reality and fiction have become blurred".
"In Centralia, Poulomi Basu continues to focus her gaze on the interrelation between violence, state power, and gender," says Monica Allende, member of the jury for the PHM grant. "By intertwining multilayered fictional narratives she aims to challenge the viewer's perception of reality, as well as established neocolonialist histories. "In an era of post-truth and fake news, where we battle for control of "official" narratives, Basu's work forces us to reflect on our own prejudices and educated preconceptions. Despite addressing such complex issues, the work is both illuminating and engaging – a testament to her innate ability as a documentarian. The result is a beautifully executed story which is thoroughly deserving of the winning grant."
Running since 2013, the PHM Grant has a reputation for finding interesting new photographers such as Max Pinckers, Tomas van Houtryve, and Salvatore Vitale. Now the 35-strong shortlist for the 2018 has been announced, with the winners due to be announced on 08 May and four prizes up for grabs – a first, second and third in the main award, plus a New Generation Prize. Each winner gets a cash prize plus a publication on World Press Photo's Witness, a projection at Cortona On The Move and at Just Another Photo Festival, and promotion via PHmuseum. The jury handing out the awards is made up of photography specialists – Genevieve Fussell, senior photo editor at The New Yorker; Roger Ballen, photographer and artist; Emilia Van Lynden, artistic director of Unseen; and Monica Allende, independent photo editor and cultural producer. The jury is able to give Honourable Mentions, up to six in the main prize, and up to three in the New Generation Prize.
CJ Clarke and Poulomi Basu, photographers and co-founders of the Kolkata festival pick out their top five
The September issue brings the otherwise invisible into sharp focus. Invisible World explores forgotten conflicts, intimate retreats, abused landscapes and remote islands to uncover the hidden realities and unknown societies behind ordinary backdrops. "As social beings, we all demand to be seen," says Hoda Afshar, whose latest series, Behold, takes us to an exclusive male-only bathhouse. Her point resonates with all the photoseries explored in this issue: how do we negotiate our surroundings, how do we see our societies, how do we interpret our world? We need to first see the invisible to answer these ever salient questions.
Our latest issue, Ones to Watch, is available to buy now from The BJP Shop. Find it in the App Store from 2 May and in shops from 3 May. Since 2011, we've dedicated an issue of BJP to identifying the best emerging talent in the photographic world – the image-makers poised for international success and set to loom large in the industry for years to come. In our annual Talent Issues, we've featured over 100 photographers who have gone on to firmly establish themselves in their respective fields, shining a spotlight on the work of photographers such as Diana Markosian, Max Pinckers and Mariela Sancari. This year, a global panel of 115 experts – including Erik Kessels, Olivier Laurent, Zelda Cheatle, Poulomi Basu and more – to nominate photographers they think represent the future of photography. The panel – made up of editors, curators, educators, gallery owners, festival directors, writers and photographers – have all weighed in and represent the full spectrum of the photographic community. We present the photographers set to make noise in 2017: "The sixth edition …
"Salvatore Vitale's extraordinary project How to secure a country is a forensic examination of national security in one of the safest countries on the planet. This work challenges the concept of power and control, shining a light on wider issues of mass migration and fear," says Emma Bowkett, director of photography for the FT Weekend Magazine and a jury member for the PH Museum 2017 Grant this year. Along with Sarah Leen from National Geographic, Ihiro Hayami from Tokyo Photography Festival, and the photographer Alejandro Chaskielberg, she picked out the Italian photographer for the top prize, for his project exploring the National Security Program in Switzerland, his adopted home. Two years in the making, the series has been funded by a Swiss Arts Council Pro Helvetia grant, and Vitale has scooped £7000 by winning the PH Museum prize. "Salvatore Vitale has managed to gain access to one of the most difficult places to photograph; border control," comments Hayami. "He tries to capture, or examine, the abstract concept of security through the fragments of scenes and successfully presents, …
It's illegal, and a tradition that puts women at great risk, but despite this has been normalised, accepted and passed down through generations. In parts of Nepal, a practice called Chhaupadi dictates that women who are menstruating, and those who experience bleeding after childbirth, must live in makeshift huts because they are considered impure and therefore untouchable. Exiled by their communities and families, the women are refused access to water and toilets and must eat food scraps, fed to them as though they were animals. They are exposed in every sense, vulnerable to rape, abduction and assault, and even death from asphyxiation caused by the fires they are forced to light in their tiny, inadequately ventilated huts. In 2013, photojournalist Poulomi Basu travelled to Surkhet District in a remote region of Nepal to meet and photograph some of these women, assisted on the ground by the charity WaterAid. Appalled and outraged by what she saw, she vowed to return. "The first trip was so short and I was frustrated because I realised the scale of …


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It has been one of those nights when all I've done is find one podcast after another (and should I mention that I really don't like to listen to them at all . I am a visual learner who does much better watching body cues and facial expression while I listen). Podcasts that popped up in various ways and yet – all related – tied together by theme and content. And now, they are all tumbling around in my head as I am watching seasonal, up-lifting movies, praying off and on, working on a Christmas stocking, and enjoying the colorful lights that decorate my house.
I am blessed. Blessed beyond time. Blessed with unending HOPE.
And yet – I yearn for more. Yearn to understand more. Yearn to peek over the balcony in my own world. I can see my cover picture on FB. It is entitled, "Heaven's balcony" by Ron DiCianni. When I first saw it, it struck me that this has always been the way I pictured angels and my loved ones as they look down from heaven at the rest of us – – – a time of peeking over the rails of clouds into the murky world below.
Can you imagine what Heaven's balcony looked like when Zechariah was in the temple? At the annunciation to a young girl? At the moment when John leapt in Elizabeth's belly? On the night of Yeshua's birth?
Can you imagine them seeing the HOPE that shown in the eyes of a weary couple – in a place – a place they had never envisioned as the perfect spot to birth a babe – let alone – their baby?
"And while they were there, the time came for her baby to be born. She gave birth to her first child, a son. She wrapped him snugly in strips of cloth and laid him in a manger, because there was no lodging available for them."~Lk 2:6-7
Whether it is a balcony full of angels blowing golden trumpets – – – a choir of heavenly voices – – – a multitude of candles forming a humongous star – – – on that blessed night, there was HOPE. A gathering of notes. An accumulation of lights. A stairway of prayers from heaven to earth. "…a kingdom come…"
"And the word of our God stands for eternities. And this is that word by which you have been evangelized."~1 Pt 1:25
This is not at all what I was going to write about tonight. As it often is the case, the pictures change in my head, and the words change with them. We celebrate the memory of HOPE during this season, but the great news is – HOPE remains in this murky world. Scary as it seems at times. Frightful as the world turns upside down. Humbling as the knees fold.
But for those "poor in spirit, mournful, meek, hungering/thirsting, merciful, pure of heart, peacemakers, persecuted" – – – HOPE remains in this world and I yearn – yearn for even more HOPE.
"For in this hope we were saved. But hope that is seen is no hope at all. Who hopes for what they already have? But if we hope for what we do not yet have, we wait for it patiently."~Rm 8:24-25 [google images/Ron DiCianni art]


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Trenton, TN 38382
Mid-South Painting Inc
241 Forrest Avenue
Hohenwald, TN 38462
Car Country
2567 Highway 43 South
Leoma, TN 38468
Meadows Jerry Painting Contractors
475 Lone Oak Drive
Cookeville, TN 38501


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For this Pagan Eye post, here is a picture of a man-made pool I saw while walking in woodland in Kent. I suspect it was originally made for horses to drink from, but it seemed to have an air of mystery about it and reminded me of The Magician's Nephew,by C S Lewis, in which a boy discovers magical pools that transport him to other worlds.
It was a cold day when I saw the pool in the picture, and the water looked a bit murky, so I didn't jump in to see if it was a gateway to a magical realm!
On each Pagan Eye post, I show a photo that I find interesting, with a few words about it. I'm not quite sure what I'll be including - it could be a seasonal image, a pagan site, an event, or just a pretty picture.
If you want to send me a photo for a Pagan Eye post, please email it to email@example.com Let me know what the photo shows and whether you want your name mentioned or not. For copyright reasons, the photo must be one you have taken yourself and you must confirm that you are submitting it for A Bad Witch's Blog.
Previous Pagan Eye post:
Friday, 10 September 2010
Pagan Eye: The Pool in the Wood
Labels: Pagan Eye, photography, trees, water
3 comments:
- Unknown said...
Ahh, curiosity is killing me; I want to poke at it with a stick and see how deep it is!
What a wonderfully mysterious thing to find in the woods.
- 10 September 2010 at 13:22
- raewytch said...
which woodland is it? I live in kent and would love to visit it
- 12 September 2010 at 11:09
- Badwitch said...
I took the photo on a walk a couple of years ago - I can't remember the exact location, but it was in north west Kent, not too far from Bromley.
- 12 September 2010 at 21:39
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As ACMA approaches its 50th anniversary as an organization in 2024, the officers thought it would be appropriate to prepare a history of the organization that captured the reasons behind its founding and what it has come to mean to its nearly 500 current Fellows. Former Executive Director Bev Levy was retained to contact Past Presidents for memories and stories, research through ACMA's files, unearth articles written in conjunction with its 10th and 30th anniversaries describing the founding of the College, and locate other historical information. ACMA then retained a professional writer with experience in capturing histories to pull the archival material together into a cohesive document. The resulting history was released at ACMA's 2019 Annual Meeting, the College's 45th anniversary.
Download: A History of the American College of Mortgage Attorneys (PDF)
4/15/2021 » 4/17/2021
2021 Spring Meeting
9/23/2021 » 9/25/2021
2021 Annual Meeting


text: This report seeks to conduct a crucial analysis of W. L. Gore Associates; looking specifically at their global strategy, global organizational structure, leadership and their human resource practices. The case examines issues related to strategy development, innovation and exactly how W. L. Gore & Associates has achieved sustained competitive advantage. The report also examines Gore's organizational structure and culture, and exactly how these values are developed..


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BBC to Make Shakespeare Comedy
Sandwell, Ian, Screen International
Stars of BAFTA-winning Horrible Histories [pictured] to feature in an original comedy, written by Laurence Rickard and Ben Willbond.
BBC Films is to make a new comedy film about William Shakespeare.
Bill, written by Laurence Rickard and Ben Willbond, centres on a hopeless lute player Bill Shakespeare, who leaves his family and home to follow his dream.
The film will star the actors of the BAFTA-winning TV series Horrible Histories - Mathew Baynton, Simon Farnaby, Martha Howe-Douglas, Jim Howick, Rickard and Willbond - in multiple roles.
Richard Bracewell will direct with Charles Steel at Cowboy Films and Tony Bracewell & Richard Bracewell at Punk Cinema producing. Joe Oppenheimer at BBC Films will executive produce.
For full production credits visit
Rickard and Willbond commented: "Bill is a comedy adventure for all the family. …


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I'm trying to output the
dir c:/[x:x etc list into a text file as well with the following code
DIR >"Input Data".txt
The above works but it doesn't display exactly what is output onto command prompt screen. It includes all files and directories in the root of c: drive.
Any help would be greatly appreciated! :)
CD c:\ DIR C:/D/A:H-D/L ECHO. DIR >"Input Data".txt ECHO. MOVE c:/"Input Data".txt c:/"My Batch Script File Assignment"/"Input"/


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24 Apr
24-hours of Giving | #GreatGive424
Save the Date: GreatGive 4/24 is Tuesday, April 24th and we hope you will support the Spady House! The Great Give is a 24-hour online giving event led by United Way of Palm Beach County, designed to raise as much money as possible for local nonprofits in a single day. The collective effort strengthens our local […]


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Arc & Co
About Arc & Co
Arc & Co. is a specialist asset finance advisory company based in Mayfair, London. Our divisions allow us to provide specialist advice on real estate, marine & aviation assets. Arc & Co. Structured Finance arranges senior debt and equity packages on all sizes of residential development, commercial development and long term income producing assets. Arc & Co. Marine & Aviation advises on debt and leasing structures for both private and corporate use. Charnock Hughes has an unrivalled record in arranging mortgages for residential & investment purposes for both UK and International clients.
Arc & Co's Status
Small Business (10-49 employees) London Status: Recruiting
- Love what we do
- Growing every day
- Working smart
Daisy Chain Says
"We are recruiting people with debt advisory experience in the real estate sector. The candidate can be experienced in Commercial, development or residential real estate. Arc & Co. are also recruiting administration staff."


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Related selfie mirror pics:
Blondie experimenting how to make a selfshot pic Horny spreading blondie shoots a selfie of her shaved pussy I love girls that are not afraid to take a selfie of their pussies So horny she cannot keep herself from posing for a selfie Average nude next door blonde selfie, I'd cum on her face Skinny petite blondie fully nude like a lollipop in this selfie Who said cowgirls aren't hot – The answer is in this selfie Out-of-this-world latina in this selfshot pic you must keep! Super busty gal in this selfie, this is the type I like the most! Amazing body, this gorgeous gal must post more selfshot pics


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Kellie Harrison
Stakeholder Liaison Officer
555 The Parade Magill SA 5072
Kellie has a natural passion for farming and rural businesses having grown up on a beef cattle property in the Upper Hunter of NSW. After moving to SA in 2001 with her late husband Andrew, the couple devoted 13 years to raising their two sons and running a broad acre cereal farm on the Yorke Peninsula and Mid North.
Kellie is an experienced administrator with a background in bookkeeping, event management and property management with rural and not-for-profit businesses including the Balaklava Racing Club and Viterra. Her voluntary roles include being chairperson and secretary/treasurer for the community childcare centre, basketball club and Little Athletics club in Balaklava.
Through her part-time position at Rural Business Support, Kellie has welcomed the opportunity to reconnect with farmers and rural businesses since moving to Adelaide with her two teenage sons in 2015. Outside of work she enjoys pursuing her hobbies of walking, bike-riding and gardening.


text: Wizard instructions to operate with ease My script does pretty much all of the above paragraph for me, except the first sentence. So all I have to do now is put the FLAC files in the right place, edit the tags if needed (something which I prefer to do manually anyway), then run my script from within the folder. At the moment the script doesn't take any parameters, it uses the tags in the FLAC files to set up the file-names the way I like them, and always puts the created MP3s in the folder: '/home/Username/Music/Artist/Album/', using the data from the tags to get the artist and album correct. So I suppose in many ways the script is quite simple. The only complicated part was coming up with the regular expressions required to get hold of the right data for the tags, and to strip out the unwanted characters. I'd never used regular expressions before, in fact while reading about writing scripts in the past I tended to skip over parts that mentioned regular expressions and the sed program, as they are topics unto themselves. But now I've learned a bit about them I'm sure my new knowledge will be useful again in the future, perhaps like in this XKCD . Yes of course, my bad. Why else would someone use the word 'probably'. Again, I wouldn't want to mislead anyone into thinking that flac(lossless) is in any way inferior to WAV (quality wise)..Because it is not. And as far as beers, I'm a simple man, I prefer coors light..And pork chops..But that's another topic. In order to read AMR codec outside of your mobile, you will need to convert the file to MP3. Although this may sound like rocket science to some, the brilliance of the world wide web makes file conversion a piece of cake for even a novice user. France this flac to mp3 batch converter How to convert .flac to mp3 ID Tag + CD Ripper: Better handling of comments with CRLF and display of such. In Tag Editor carriage breaks shown as GetpopupInfo faster when tags contain a huge binary encoded as UUEncoded text (200KB single txt element) Super-fast processing technology built-in


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18 Apr 2018 14:50
Many men and women refuse to buy outfits from on the web purchasing web-sites fearing that they'll order products that won't fit them. Most on-line apparel browsing store provide dependable sizing charts. All you will need to do is get by yourself measurement and refer to the chart to test which dimension would very best match you.The makers that are available within just the shop are undoubtedly a lot more genuine thus our store materials you a superb delight in searching. Together with best bargains, offers, and most recent kinds, we in addition have you much more adaptability to store as portion of your useful method. Our on-line store provides you an amazing buying experience by offering continuous updates on new alternatives and fashions when we verify that you'll get a fantastic go through in procuring here. Then what's stopping you for that? Only pay a check out to our store and decide your preferred website ones with somewhat much more thrilling affords, prospects with significant high quality and most high tech assistance.We present some of us with exceptional and exceptional clothing manner which can allow other avid gamers pass through you. You can choose the prime model, model and variety of apparel aside massive kind of nationwide and international manufacturers. Our a number of garments can get you bewildered as what to choose out, so to preserve it small useful we have now scorching detailed some feeds that could be an at the moment ongoing pattern all all over the world. This might allow other marketers to watch upon at the awe and also have outfits into a different amount.Visiting the most reliable online clothing store allows you enjoy a excellent clothing browsing expertise. You can uncover an array of makes, so you can quickly come across the outfits that fulfill your desire for sporting the ideal. Garments browsing on-line offers you the simplicity to make your shopping knowledge straightforward and pleasant. The best apparel shopping site assures you that the real items will search like the ones exhibited in the photos. They check the top quality of the products just before making them readily available for sale, so you can always store for significant quality trendy clothes.Keep in mind that only pick the one that is most acceptable for you although searching for striped Jumper copafootball. Just take a measurement for your human body is very required. And consider to attempt on clothing with different colors prior to you store on-line. These two facts are really essential to guarantee you to purchase appropriate apparel. In addition, if you have a good deal of absolutely free time, you can also go to the precise outlets to consider on clothes with various variations. So you can locate the finest designs even though buying for clothing online.The upcoming point is to suit every piece of garments you want to buy. To assure the outfits' consolation, you really should attempt on the clothes first and see to it that the dimension, minimize, and length are ideal for your human body. Various Online clothing brands may possibly have varied dimensions charts, so don't expect a cubavera camp shirt to have the identical measurement as shirts from other makes.Importantly, all these happening garments are now available at chosen online clothing store. These shops are undoubtedly way in advance of their rivals. They are reputed for their unique clothing selection which they present to their huge shopper foundation at genuine value. Go through their apparel catalog with guys's apparels like shorts, jackets, trousers and shirts. You would absolutely tumble in appreciate with the exquisite clothes line that these retailers offer you to their treasured buyers. In addition, if you have youngsters and are searching out for some trendy footwear for him then check out out the Nike Footwear and these other shops for attractive provides, reductions and discounts. They also have a genuinely remarkable catalog of hand luggage, trekking bags, laptop baggage and far more.Other adult men's assortment also is made up of clothes like jogging pants, hoodies, coats, innerwear, loungewear, trousers, blazers, socks, swimwear, pullovers, loungewear and a lot much more is readily available in the store. Or if you or someone you know is desperately hoping to locate something distinct for a special celebration you'll be ready to merely glance on the web pages of our internet site and be on outfits for wellbeing club, event, wedding ceremony ceremony unique in addition to faculty. So just link with to the pages of our net-website and avail featuring models and negotiates which is in a position to usually bear you obtaining ready.To know in which the very good bargains are, examine you community dailies for particular income. However, aside from likely from just one retail retail outlet to one more, you can also let your fingers to the walking. By acquiring wholesale clothes on-line, you can be saved cherished time and power. Another great factor with on the internet outlets is that you can simply assess prices of distinct stores in a make a difference of minutes. So deciding upon the very best retailer is a lot much more effective.


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Hapy Belated Birthday Meme - In the event that the birthday of someone from your family has quite recently passed who is extremely significant and exceptional for you and you can't and neglect to wish him well, it happens here and there because of unreasonable work and every day intense daily schedule. Because of extreme calendar and work and distinctive exercises we are locked in with that we do ordinarily in our everyday schedules, we neglect to make wishes to our companions, office colleagues, and relatives on the most significant day of their life.
Our group has attempted their best so as to discover a standout amongst the best and most appealing Happy Belated Birthday Meme with pictures and messages on it that you can devote to any individual you need who is incredibly near your heart and is significant in your life. To apologize for having overlooked their birthday isn't great however would you be able to do this by sending them something extra and novel as friendly wishes in an entertaining way. It will without a doubt put a grin and love for you, on the particular individual face in their face you put an extraordinary exertion and commitment into it and welcome the friendship and appreciation toward you with empathy and compassion.
On the off chance that you truly love somebody with open heart and you neglect to wish birthday, all things considered you most likely compose a group of good lines "As you probably are aware in reality well about me that I have a propensity for being late in pretty much every event, and that of your birthday was no less in any sense". You ought to recall that the amount I cherish and love you thus from here I am sending you great wishes and petitions on the most significant day of life, if it's not too much trouble acknowledge my late birthday.
Also Read:- Give Gift Hampers Tailored For Every Occasion
In the event that you are hunting and looking down some superb and dazzling Happy Belated Birthday Meme, wishes, Quotes, and messages, at that point you are on the perfect spot where you can find huge amounts of Funny Happy Birthday Meme, pictures, gifs for your companions, sister, sibling, father, mother, life partner, and notwithstanding for your felines and pooches as well.


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Bobbi Kristina Brown's boyfriend, Nick Gordon, is firmly denying that he had anything to do with her death.
In a response to a wrongful death suit that was filed against him by Brown's estate, Gordon calls the accusations that he contributed to her drowning "scandalous," according to E! Online.
In his response, Gordon also clarifies that he and Brown were not married before her death, though Brown made it seem like they were. "Defendant admits he had several types of relationships with Ms. Brown and that Ms. Brown considered themselves married and held themselves out as such although they did not legally get married before her passing," the response reads, according to E!
Bobbi Kristina Brown dies at 22
After Brown's death in late July, her estate administrator filed a wrongful death complaintagainst Gordon that accused him of physically abusing Brown, stealing more than $10,000 from her bank accounts while she was hospitalized, and contributing to her death by giving her a "toxic cocktail" and placing her in a bathtub on Jan. 31.
Gordon, who entered rehab in March after an interview with Dr. Phil, admits that he and Brown argued that night after he returned home from a night of partying, but denies giving her the cocktail and putting her in the bathtub. Rather, Gordon claims he found Brown in the bathtub and that he and others tried to wake her up by performing CPR.
Brown was found face down and unresponsive in a bathtub at her and Gordon's home in Georgia on Jan. 31 and was rushed to the hospital, where she remained unconscious and on life support until her death on July 26. Throughout her hospitalization, Brown's family members repeatedly clashed with Gordon during the entire ordeal, at one point banning him from seeing her in the hospital and later, from her funeral.
"Nick has been heartbroken and destroyed over the loss of his love and it's shameful that such baseless allegations have been presented publicly," Gordon's attorneys said, according to E! "Nick intends to expose it for what it is: a fictitious assault against the person who loved Krissy most."


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By: Marc Fisher
Source: washingtonpost.com
The Social Security Administration announced Monday that it will immediately cease efforts to collect on taxpayers debts to the government that are more than 10 years old.
The action comes after The Washington Post reported that the government was seizing state and federal tax refunds that were on their way to about 400,000 Americans who had relatives who owed money to the Social Security agency. In many cases, the people whose refunds were intercepted had never heard of any debt, and the debts dated as far back as the middle of the past century.
I have directed an immediate halt to further referrals under the Treasury Offset Program to recover debts owed to the agency that are 10 years old and older pending a thorough review of our responsibility and discretion under the current law, the acting Social Security commissioner, Carolyn Colvin, said in a statement.
Colvin said anyone who has received Social Security or Supplemental Security Income benefits and believes they have been incorrectly assessed with an overpayment should contact the agency and seek options to resolve the overpayment.
The effort to collect on old debts began with a single line in the 2008 farm bill that lifted the statute of limitations on debts to the government that are more than 10 years old. The Treasury Department then set up rules that allowed the government to settle such debts by intercepting taxpayers refunds. The department has collected about $2 billion in intercepted tax refunds this year, $75 million of that on debts delinquent for more than 10 years.
Mary Grice, a federal worker who lives in Takoma Park, Md., never got the refunds she was expecting to see in her mailbox this year. The government seized her checks because of a $2,996 debt that was supposedly incurred under her fathers Social Security number. Her father died in 1960, when she was 4, and her mother received survivors benefits thereafter.
But 37 years passed between when the Social Security agency says it overpaid someone in the Grice family and when Mary Grices refund was taken. She was unable to find out from the agency exactly who received the overpayment her mother or perhaps her fathers first wife, both of whom are no longer living.
The suspension of the collection effort is the right thing to do, said Grices attorney, Robert Vogel. Its a first step. The next thing they have to do is stop collecting debts from children under any circumstances.
Vogel filed suit in federal court in Greenbelt, Md., last week, alleging that the government denied Grice due process by failing to give her notice of the debt and by taking the money from her, even though she was not receiving government benefits at the time the debt was incurred.
Vogel and several members of Congress argued that the government should not be holding children accountable for the financial acts of their parents. The Federal Trade Commission, on its Web site, advises Americans that family members typically are not obligated to pay the debts of a deceased relative from their own assets.
After The Posts article was published late last week, many hundreds of taxpayers whose refunds had been intercepted came forward and complained to members of Congress that they had been given no notice of the debts and that the government had not explained why they were being held responsible for debts that their deceased parents may have incurred.
In a note Social Security officials sent to several members of Congress on Monday, the agency said, We will be reexamining our responsibilities under current law for such referrals and will be notifying you of our conclusions upon completion of the thorough review.
In a letter to Treasury Secretary Jack Lew on Monday, Sen. Charles E. Grassley (R-Iowa) said that government agencies were apparently not properly notifying individuals or allowing them to inspect records of the debt they supposedly owe, which are violations of the law.
Grassley said that although Congress did authorize the government to seek payment on old debts, the law says nothing about allowing the government to offset payments from an individual to pay debts not in his or her name. It is unclear where the government has that authority.
The senator said that Congress created a rigorous system to ensure that debt collection is handled transparently but that it appears that agencies are abusing this system.
From today it can only take one court hearing, orders can be served electronically, and the fee for changing an order has been waived. Its much better and simpler for everyone concerned, says Mr Borrows.
The District Courts Amendment Act is part of a comprehensive package of legislative changes arising out of the Courts and Criminal Matters Bill which was introduced to improve the processes for collecting fines and enforcing civil debt.
Previously introduced initiatives include: allowing driver licences to be suspended for unpaid traffic fines, giving credit agencies the power to check for outstanding fines before deciding whether or not to lend, and allowing fines to be disputed online.
Those changes have been effective in helping our courts improve the collection of fines, Mr Borrows says.
Its estimated that, between them, theyve helped us collect more than $50 million in fines in the three years since the Bill was introduced, says Mr Borrows.


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Rep. Nanette Barragan said the Democratic Party's blackface scandals in Virginia should inspire critical examinations of President Trump.
Virginia's Gov. Ralph Northam along with the state's Attorney General Mark R. Herring admitted to applying blackface in the past, but the California Democrat told CNN that what the nation needs is a discussion on Mr. Trump.
"I mean, the race issue in today's day and age with the president at the helm who has been one of the most divisive presidents and, frankly, racist himself, is a conversation we do need to have," Ms. Barragan said Sunday on "State of the Union" with Jake Tapper.
Mr. Northam has resisted calls from his Democratic peers to resign.
Adding to the party's problems are two accusations of sexual misconduct against Lt. Gov. Justin E. Fairfax, which he denies.
"I do think we need to have this conversation, and we should continue to have this conversation, but it has to be front and center," Ms. Barragan added, Mediaite reported. " And we can't forget about the person who is dividing us and who himself is injecting this into the country to live up again and coming out again. We haven't seen it be this bad in recent time until the president has really made this a race issue, whether it's about African-Americans, certainly he's doing it all over the board with immigrants, but we need to have this conversation."
Ohio State Sen. Nina Turner countered with the claim that Mr. Trump is "racist," but that he should not be linked with Democrats' problem in Old Dominion.
"Congresswoman, I hear you, but on this, we're not blaming President Trump," Ms. Turner said. "Yes, President Trump is a racist. There is no doubt about it. But as we have seen, Democrats delve in racism as well. We've got to stop making this about who is a Republican, who is a Democrat."
© Copyright (c) 2019 News World Communications, Inc.
This content is published through a licensing agreement with Acquire Media using its NewsEdge technology.


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You can be whatever you wanted to be, you just have to dream, believe and take action. Everything in this world is possible. All opportunities are given to you, you just have to be courageous enough. Be bold and make things happen.
We had two costume parties and with enough courage and wit, I won. I dressed up as an 80's rockstar and as a Disney Princess. Fused together I'm a Rock Star Princess.
It's the most wonderful time of the year where we celebrate and enjoy good times with our friends and family. It's also the time of the year to reflect and check how far we have come and our accomplishments. Are you getting closer to your goals?
I have a big dream: retire before 60. In order to make it happen, I need to take action. Because a dream without a plan is just a wish. You need to put an effort into planning. No matter how big your goal is, you can achieve it.
I believe that my dreams will come true. I believe in the law of attraction, that everything will come if you attract the right vibes, the right people at the right time. You might think this is superstitious, but let me tell to you it is real.
I took action for everything opportunity that comes my way. Nothing is too small. Nothing is too unimportant. You just have to make the most out of everything. Because the more you take action, the closer you are in achieving your goal.


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Taking Open Banking Apps Mainstream
The PSD2 (Revised Payment Service Directive) implementation has been ramped up as banks now require to provide anonymized customer data via application programming interfaces (APIs) to third parties. The simultaneous launch of the EU regulation and Open Banking in the UK intend to make banking to the benefit of the consumer—transparent, open, and competitive. Open banking plans on giving customers control of their data, but there is a consensus that open banking will witness mass adoption from consumers a decade from now.
How Ready are the Consumers?
Open banking has been agreed upon as inevitable owing to the unstoppable march of using data and placing it into the hands of customers. However, contradicting to what regulators intend, consumer adoption of new services may not be drastic. People tend to overestimate the impact of technological developments in the short term and underestimate it in the long term. And, that is what is happening with PSD2.
The skepticism merits attention as the business model is keen for open banking to be successful. The app-centric platform is designed to provide consumers with a better interface to manage their finances from. But industry experts are aware that consumers don't move that quickly. Although people's expectations will not be met in the short term will not, but the long term will herald a permanent revolution. However, it might take ten to twenty years.
The Long-Term Roadmap
The industry won't see much difference in terms of services until then as it requires time to create a business that can bring in the extra value for the users. With banking-as-a-service going mainstream, we have reached a time where banking operates more as a commodity, so customers are less choosing their bank account based on the interface because they can choose the interface they want to use across multiple accounts in a way that suits their needs.
Experts believe that this is going to be exceptionally revolutionary in the short term, but the consumer side of the equation is a bit dicey.


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ST. LANDRY PARISH, La. (KLFY) – (6/28/19) A Shreveport man is behind bars in connection with multiple sexual incidents that occurred in the Port Barre area, dating back to the 1970's and 1980's.
According to Sheriff Bobby J. Guidroz, "Herbert Nezat, Jr., age 54, was arrested by the St. Landry Parish Sheriff's Office .
According to reports, Nezat was first arrested in May 1 for two counts of aggravated incest. Two victims came forward and stated that the alleged crimes occurred when they were both under the age of 13 years old. Nezat was over the age of 18 at the time of the incidents. When Nezat was questioned by St. Landry Parish Sheriff's Office detectives in May, he admitted to sexually assaultingthe two victims, as well as numerous juveniles that have yet to come forward. Nezat stated that he sexually assaulted all of his victims beginning in the late 1970's through the mid 1980's. Nezat was given a bond of $30,000 and was released from the St. Landry Parish Jail on May 20, 2019 after bonding out.
Earlier this month, another victim came forward and stated that she was also a victim of Nezat. A warrant was issued for his arrest and Nezat turned himself in to law enforcement after becoming aware of the warrant. Nezat was again booked in at the St. Landry Parish Jail on June 25, 2019 for one count of aggravated incest, and was given a bond of $10,000.
Sheriff Guidroz added, "According to Louisiana Revised Statutes, if a sexual crime occurs when the victim is a juvenile, the alleged incident can be reported to a law enforcement agency up to thirty (30) years after the juvenile becomes an adult."
Stay up to date with the latest news by downloading the KTVE/KARD News App from the App Store or Google Play.


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My Style
If I Weren't a Decorator, I Would Be: An illustrator of children's books
Astrological Sign: Pisces
Most Inspired by: Photography
Go-To Hostess Gift: Hibiki whiskey
Favorite Movie Interior: Rosemary's Baby
Favorite Album: I listen to a lot of music from the '40s and '50s.
Favorite Museum: The Dia Beacon, Beacon, NY
Favorite Restaurant: Pizzaiolo, Oakland, CA
Favorite Hotel: Amangiri, Canyon Point, UT
Favorite Flower: eucalyptus leaves
Florist: Natalie Bowen Designs, San Francisco
Upholsterer: Stitch, San Francisco
Favorite Local Shop: Hedge Gallery, San Francisco
Favorite Shop Abroad: Galerie Kreo, Paris
Favorite Paint Color: Cotton Balls, Benjamin Moore
Favorite Room to Decorate: Master bath
Favorite Patterns: grids and graphs
Decorating Cheap Thrill: Getting rid of of tired objects is very cathartic for me.
Favorite Decorating Trick: fabulous lighting!
You'll Never See Me Using: LED candles


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How to Make Money As An Amazon Affiliate (With a Brand New Blog)
Recently, I wrote a post on how I went from zero to almost 9K page views in 3 short months and how I learned to increase blog traffic.
In my 2nd month blogging (September 2017), I had 715 pageviews. But in my 4th month blogging (November), I jumped to 5688 pageviews. I don't get dramatic hundreds of thousands of page views yet, but I'm happy with the progress.
I cannot believe it's now exactly 5 months since I officially launched HNL. In the last 4 months alone, I have gained almost 15K page views. It just keeps climbing up.
I also started earning money as an Amazon Affiliate (finally). To date, I have earned $46.40 (not paid out until I reach $100).
The best part about this was that I made the first 3 sales required by Amazon to be officially accepted into the program.
So, if you're a brand new blogger and are an Amazon Affiliate or would like to become one, this is for you. As a new blogger, I had to work hard to make this happen.
That's why I decided to write some (hopefully) valuable points to consider if you're wanting to know how to make money as an Amazon affiliate.
I would like to share with you some of the ways I boosted traffic to my website and started earning money through this diverse affiliate program.
I do make money through other affiliate programs but I wanted to specifically share my experience on what worked for me as an Amazon Affiliate.
I hope it will be of help to you. I also just want to say, you've got this! Keep putting in the work and you will get the results.
This post contains affiliate links. See affiliate disclosure here.
How to Make Money As An Amazon Affiliate (With a Brand New Blog)
I spent the first month mainly learning and launching this blog, so it all really kicked off in the second month. That's when I decided to apply to the Amazon Affiliate program. If you are holding out until you get more traffic, I say just go for it.
You have nothing to lose if you apply early. Currently, their policy is that you need to make your first 3 sales within 180 days. I think that's pretty easy.
If it doesn't work out and you get banned for not making the sales within the allotted time, you could still re-apply after a certain period of time. So, why not get on there, and sign up?
But before we get started, I want to let you know a couple of things. (Go ahead and skip to the blog progress report if you're in a hurry).
Update: As of June 2018, I have been making over $1000 in affiliate earnings every month. If you want to learn actionable steps to start making money from your blog, I highly recommend Affiliate Marketing for Bloggers by Carly Campbell.
Affiliate marketing (including making sales on Amazon) is not just about throwing the links into your blog posts and wishing for the best. Trust me, I tried that and I made zero sales for months! Learning a few strategies certainly helped me start making more than a few dollars.
<<<Click here to buy Affiliate Marketing for Bloggers>>>
How it all started
I started out this blog for a number of reasons, the main reason being as a creative outlet. I love to discover and write about all the ways we can simplify life and improve our lifestyle.
I also love to connect with others and offer tips and ideas that have worked for me and made my life easier.
Besides, loving the aspect of reading, writing and sharing that comes with blogging, I also wanted to work on something that will hopefully get me out of my day job (a little crazy, I know). So, I decided to invest in this blog right from the start by purchasing a self-hosted domain.
Have you thought about starting a profitable blog of your own? Check out these simple steps if you don't know where to start. Or if you'd rather cut to the chase, you can sign up with Bluehost and get a free domain by using my link.
Why post blog progress and income reports?
I also need you to know, this is a blog (not a brag) report. I decided to publish my own blog progress (and income) reports for two reasons. Firstly, I want to share what I'm learning with new bloggers.
I have learned so much from reading the blog progress and income reports of other bloggers. So much so that I probably wouldn't have started a blog if I never read any of those 'case studies' if you will.
Funny as it may sound, it kind of made me realize that it's something I can do too. And if this has the potential to do that for somebody else, why not share it, right?
I don't plan on making this a monthly habit, but I will do an update every few months. You can find my other blog progress and income reports here and here.
Related: How to Start a Blog in 4 Easy Steps
Considering all the strategies I have yet to utilize, I'm amazed at the traction this blog received. And I have to admit, it's been a little crazy trying to do this with a toddler and a newborn. But that's the mom life and I accept it.
So the first thing and the most obvious strategy is to increase blog traffic. The more traffic to your website, the more sales you will be able to make.
That's why you will some of the strategies boosting blog traffic are similar to what I shared previously. However, I'm only sharing these strategies again because they work to boost affiliate income through traffic.
Tips to Increase Blog Traffic
Firstly, if you are not on Pinterest to boost your blog traffic, do it now and make it a business account. Pinterest is a powerful blog traffic generating tool. You will see your blog traffic increase dramatically if you use this visual search engine correctly.
Related: 5 Stunning Feminine WordPress Themes for Bloggers
Automating re-pins
The biggest time-saving thing I did (and what helped to increase blog traffic for me) is using a Pinterest scheduling tool on the regular.
I had dabbled with Tailwind and BoardBooster in the first couple of months. Both worked great for me, but in terms of ease of use, I love BoardBooster.
So, I decided to sign up for BoardBooster for only $5 a month, which gives me up to 500 repins. Great value for money if you ask me.
Also, considering approximately 70% of my blog traffic comes from Pinterest at the moment, it's money well spent.
I just love that these tools allow me to spend less time pinning and more time on other aspects of blogging. You should be pinning at least 50 pins per day. I pin 70-100 pins per day (manual pinning included).
At the moment, I'm using BoardBooster and loving it, but I'm currently seriously considering adding Tailwind to my Pinterest strategy. With Tailwind, you can also schedule your Instagram posts as well.
You can always use both scheduling tools, which some bloggers like to do. Or you can sign up for their free trial and see which one you like best, just like I did.
Sign up for the free trial for Tailwind here and BoardBooster here.
At the moment, I'm using BoardBooster and loving it, but I'm currently seriously considering adding Tailwind to my Pinterest strategy. With Tailwind, you can also schedule your Instagram posts.
Manual pinning strategy
Besides automating Pinterest, I also started manually pinning to group boards. Manually pinning my own work also helps me to keep re-pinning more of other bloggers' posts from group boards. It basically translates to being more active on Pinterest.
Let me tell you, Pinterest must love active participants. Since I started manually pinning as well automating, I went from 40K to 235K monthly views in just two months (see stats below).
I could not have done it without the help of BoardBooster and Tailwind (in the first month).
2 months later…
I also made a few new images for my old blog posts and gave them 'new life' so to speak. I found that my old pins were not the best looking to put it nicely.
Once I created more visually appealing pins, I got more re-pins and click-throughs in comparison to the older pin images.
So, every now and then, spruce up your pin images and re-pin them all over again, and watch your blog traffic increase.
Facebook groups
I heard about how awesome Facebook groups can be for increasing social media engagement and reach. But I have to admit I was slightly skeptical, which is why it took me a couple of months get on board.
If you're on the fence about joining Facebook groups, do it now. Within most of these groups, you can have your questions answered, support other bloggers and participate in social media threads to increase blog traffic.
Don't know how to source some? Just log in to your Facebook and search for your niche. For example, if you're a travel blogger then you can search 'travel bloggers' or something similar, and click join.
Most of them are closed groups and you will have to wait to get accepted, but it's super easy. Once you have joined a few, the awesome Facebook itself will give you suggestions to join similar boards. Easy!
Search Engine Optimization (SEO)
SEO (search engine optimization) is super important for getting ranked by Google and in helping to increase blog traffic through organic search. It's all good and well to get traffic through social media including Pinterest but in the long term SEO will get you the organic traffic you need.
The term may sound too technical to bother with, but let me assure you, it's not that hard.
The best tip I can give you is to use a plugin to assist you with optimizing your website for SEO. I use the Yoast plugin for WordPress, and it's free. I love it.
The Yoast plugin makes it super easy to post SEO-friendly content. It takes you through a few critical steps every time you write a post. It may take you a few more minutes to do this but it's so worth it for the overall health of your website.
These strategies are so simple yet so powerful in boosting blog traffic, especially for new bloggers. If you're not already using Pinterest and Facebook groups, then you're doing yourself a disservice.
Best tips for making a sale through the Amazon Affiliate Program
Use text links
Ever since I started linking to Amazon products I recommend within my blog content, I got more sales. This method converts better because you are mentioning the products that relate to your content which will more than likely be something of interest to your readers.
I recommend using text links as many times as possible without being spammy and then promoting those posts through social media especially Pinterest.
So there you have it, blogging buddies. I've shared with you the latest in my little corner of the internet. Now it's your turn.
Write valuable content
It's great to utilize the above method, but if your content does not help your reader in some way, then you won't engage your reader long enough for them to buy anything.
I know the phrase 'content is king' is overused in the blogging world, but it's for good reason. Work on your content, write something helpful and take it from there.
Don't be discouraged by the fact that every single topic is covered on the big world wide web. Your voice is different and your readers want to hear your experience.
I implore you to make time to plan out what you need to write and how often, then do it. Don't procrastinate (as I used to!).
I find that using a good goal setting planner is SO helpful in getting me to stay on track with my blogging biz goals. If you haven't written down your plan for your blog, do it now.
Blogging success is all about planning and staying on track to achieve your desired outcome for your blog.
I'm currently using the Slay Your Goals Planner, which is a really comprehensive planner and organizer. From mind maps to worksheets, this planner is amazing. I specifically use it for my blogging biz, because it's that good.
Use clickable images
On Amazon, you have the option of using text links, image links or image with pricing and details. In addition to text links, I also use images of the products to increase conversion rates.
There are two good reasons why you need to use image links. Firstly, images look great and they break up text, which enhances content readability. Secondly, people love seeing the image of said products. I know I do.
Create curiosity
One way to create curiosity is to not display the product price. Now, the Amazon affiliate program actually does NOT allow affiliates to post pricing on your blog, so you should already be leaving the price out anyway.
But, I find that using certain words instead, such as "See it on Amazon" or "Check Price" converts better than not just putting the image or product name link.
Remember, you don't need to sell a specific product to qualify for a commission on Amazon. So, you only have to get people there through your link. That's what makes the Amazon Affiliate program a really easy source of income.
Related Products
This is another easy method that's commonly used by bloggers. Select a few products that are related to what you are writing about and that you believe to be useful to your readers.
You can choose to place these links somewhere in the middle of your content or right at the end of it.
Well, I hope you found this post on how to make money as an Amazon affiliate helpful in some way.
Remember, making an affiliate sale is not all about throwing a banner or a text link in your posts. There are specific affiliate marketing strategies you should use.
If you have any questions drop a comment below. I'd love to hear from you.
You Might Also Like:
The Ultimate List of Paid (and FREE) Blogging Resources for Every Blogger
How I Made Money in My Second Month Blogging
How to Save Time on Blogging Tasks (and Still Have A Life)


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"What I like best about working at Helwig is I am given the opportunity to learn new things and research solutions to better the company. I support senior management and I realize the contribution I make ultimately influences the overall success of the company."
"In the years I have worked at Helwig, I appreciated the generosity of the company towards their employees. I like working with my co-workers and working with my hands. Helwig cares about their employees."
"What I like best about working at Helwig is job security – there has never been a lay off or shut down in the 23 years I've worked here. Helwig is an excellent company with high quality products. The company is diverse and family oriented."
"I really like that Helwig is family owned and they care about their employees. Each generation has cared about the success and the future of Helwig Carbon Products."
"I like that I'm always busy and the company motivates me to do better. Helwig shows its appreciation to employees through activities, gifts, and more. The company offers a cafeteria, on-site Nurse Practitioner, and exercise room which all shows the company cares about its employees."
"Helwig truly cares for their employees and makes it a great work environment. I appreciate that my hard work is recognized and encouraged."
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Hey everyone!!! How are ya'll doing? I'm doing great!!!!! OK, so every summer my family plans a family vacation, and this summer we're going to Florida!!!!! We're leaving tomorrow morning and flying down! We'll probably arrive in Florida at like 5:00 that evening. But i'm so excited :) It's going to be so much fun!!!
Anyway, so i decided to bring one of my dolls and that doll is NICHOLE!!
She was extremely happy that she was allowed to come :)
Nichole: OMG!!!!! I'm so excited that Kara picked me to go to Florida with her!!! I started packing right away! Packing of course some of my favorite outfits :)
Nichole: And i can't forget my swimsuit!!
Nichole: There i'm done! Wow, that didn't take me near as long as i thought it would :)
Thank you all for tuning in and the next time i'll see you, i'll be in Florida with Nichole!!!
See ya'll!


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Model Gina Vaia suits up for FGR's latest exclusive story photographed by Trever Hoehne. The blonde beauty takes on menswear inspired looks with a sexy twist thanks to stylist Ali Dariotis. Wearing a mix of jumpsuits, tuxedo jackets and bodysuits; Gina pulls it all off with flawless makeup and hair by beauty artist Janelle Faretra.
Photographer: Trever Hoehne
Stylist: Ali Dariotis
Hair/Makeup: Janelle Faretra
Model: Gina Vaia


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A suspect remains at large after allegedly firing shots at three Santa Monica students, striking one of them in the leg, while they were standing on the street Oct. 19, police said.
The three students, one 15-year-old and two 16-year-old boys, were standing at Seventh and Ozone Streets near the Venice border at 6:35 p.m., when a white American-made sedan drove up.
After the students and driver of the vehicle exchanged words, the students threw small pumpkins at the car, Santa Monica police Sgt. Jay Trisler said. The driver then allegedly shot at the group, striking the 15-year-old, and drove away in an unknown direction, Trisler said.
The wounded victim was treated at a local hospital for a non-life threatening injury, Trisler said. Police, who said the victims were not forthcoming with information regarding the incident or suspect following the shooting, have not determined a possible motive.
Police were investigating if the incident was gang related.
Anyone with additional information is asked to contact Det. Hee Seok Ahn at (310) 458-8452, Sgt. Robert Almada at (310) 458-8486, or the Santa Monica Police Department at (310) 458-8495.


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February sees yet another colorway release of the EXT option of the Air Max 2013. This can't-miss pair showcases a blue spread, nicely accented with Atomic Teal detailing and matching laces. The Flywire-featured footwear sits atop the accustomed full-length Max Air unit, as you can pick up the fresh drop-off today through Swoosh accounts such as Oneness. Retail is $180.
Also Watch


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Maui Dreams Dive Co. Logbook
November 24, 2010
Bring your beach chair and a snack and let's enjoy the sunset together next Friday.
We hope to see you all at
Keawakapu Beach on December 3 from 5-6:30PM!
Mainlander Drawing
Click here
to enter a drawing for you
off-island folks only
Include your name, phone number, and email address and we'll enter you in a drawing to win a free trip on the Maui Diamond II.
The best part about winning this?
You get a REALLY good excuse to come back to Maui... and there are NO shipping costs!
UWPCC Photos
Check out
photos from the Underwater Pumpkin Carving Contest
! There were some incredible submissions this year and we're always amazed at what people can do underwater with a knife and a pumpkin.
Recent Blogging
Read the latest from SMK and her pursuit of the
ubiquitous Jolly Green Giant nudibranch
Underwater Christmas Photos!
We will be doing the underwater Christmas photo shoot again this year... if you've done the same ho-hum slouching-on-the-palm-tree shot for the past few years, perhaps it's time to REALLY make your friends and family jealous and take some photos of you underwater!
Come join us at Ulua Beach on
December 3rd
for this
(yes, FREE!) event! We'll have a dive float on the surface manned by our photographer's assistant so you can find us easily.
Quick Links
Maui Dreams home page
Upcoming Events
Photo Gallery
A Day In the Life... (blog)
Join Our Mailing List
Maui Dreams Dive Co.
1993 S. Kihei Rd. 22
Kihei, HI 96753
We are having an awesome sale this Friday, so after your morning dive, come on in and shop, shop shop!
We have a number of drawings and even a party in the afternoon... you won't get those at Macy's!
We will have special sale hours of 7-5 on Friday. Here's just a sampling of what we'll have in store for you:
In This Issue
December Pau Hana
Mainlander Drawing
UWPCC Photos
Jolly Green Giant
Underwater Christmas Photos
Huge Computer Sales (and more!)
Last few days of $899 package deal!
$10 Bonus Gift Cards and PAR-TAY!
Used Gear Sets - $399
Prize Drawings
Oceanic Datamax Pro Plus II
(pictured at right)
Atom 2.0
$50 Off
other select computers
15% Off
All Mask/Snorkel/Fin Packages
10% Off
All Wetsuits
$50 Off
Select BCDs
Once we close on Sunday night, the $899 BCD/Reg/Computer promotion we've been running for the past several months will come to an end as well. So if you've been wanting some quality brand new gear at an amazing price, don't wait any longer. If we run out of stock, we will honor the price on sets ordered and paid for by the end of business on Sunday.
SPEND $100, get $10... and PAR-TAY!
This Friday only, you will get a
$10 Gift Card for every $100 in Gift Cards
that you purchase - use it as a stocking stuffer or keep it for yourself!
Did someone say Party?
Need to take a load off after a day of shopping and surviving the crowds?
Come hang out with us from 4-5 for the last hour of our big sale. We'll have
food and drinks as well as the grand prize drawing at 4:00!
If you've taken a class from us or rented our gear, you know what we've got and how well we maintain it. These sets include weight integrated BCD's, regulators, and gauge consoles that even include a compass!
These will go fast, and as a matter of fact, they are available in the store TODAY! (So you don't even have to wait for the big sale on Friday if you want to get yours now!).
At the time of this newsletter we also have TWO sets left with air integrated computers, and those are $599/set.
We'll hold drawings at noon, 2:PM, and 4:PM and you must be present to win. Some of the giveaways will include FREE regulator service, dive trips, equipment, and more!
Our 4:PM drawing includes the grand prize of a brand new Titan Regulator! You DO NOT want to miss out on that!
Free reg or BCD check-up
Bring this coupon into the shop on Friday November 26, and if you are one of the first five to present it, Repair Guru Gabe will be pleased to conduct a FREE check-up on your BCD or regulator!
Limit one per customer.
Email Marketing


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Malaga v Real Madrid live stream to watch, plus team news and match preview from the La Rosaleda Stadium in La Liga (KO 19:00).
Real Madrid will look to extend their unbeaten run to 18 games when they take on mid-table Malaga.
MALAGA v REAL MADRID LIVE STREAM
Don't forget you can watch a variety of football fixtures, including games from La Liga and more with Bet365 and their exclusive stream. Click here to navigate through to the landing page and select ' Live Streaming' at the top of the page and continue to watch the games!
Click here to watch La Liga LIVE with Bet365!
Real have been in impressive form in recent weeks, winning eight and drawing two of their last 10 games, and they will head into the game on the back of a 3-0 win over Levante last weekend.
Malaga have also been in good form in recent games and are currently sit 13th in the table on 29 points. The club have drawn with Almeira and Real Valladolid as well as beating Osasuna in their last three games, the upsurge in form a relief to Bernd Schuster after five defeats in seven prior games.
Despite their rise up the table, the club are still just three points off the relegation zone and with games coming up against those around and below them, the club could focus their attentions elsewhere.
Real Madrid won 2-0 when the two sides met earlier in the season but the club will remember their last meeting at La Rosaleda when they lost 3-2, a result that was Malaga's first win over Real since promotion in 1999.
However Carlo Ancelotti's men have been relentless in their pursuit for a 33rd league title and having climbed to the summit in recent weeks they will be unwilling to let up with 11 games to go.
Cristiano Ronaldo, Karim Benzema and Gareth Bale have been key to Real recent form with the trio contributing eight goals in their last five games and the attackers will once again be crucial to any Madrid success.
While Bale, Ronaldo and Benzema have been the shining lights up front, the Real defence has also played their part with three clean sheets in their last four games but they will have to continue that record this weekend without the services of the suspended Sergio Ramos.
Ramos serves a one-match suspension following his booking against Levante, so Pepe is expected to partner Raphael Varane. Alvaro Arbeloa and long-term absentee Sami Khedira both miss out with knee injuries.
Malaga meanwhile will be without suspended pair Jesus Gamez and Sergi Darder while Eliseu (virus), Mounir El Hamdaoui (knee) and Weligton (muscular) also miss out.


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Taro Mizutani Exhibition "Lethe"
This event has ended.
Taro Mizutani presents "Lethe," his new photo book of works taken in Oregon in mid-winter of 2019. This new series shot randomly from a moving car's passenger window shows the landscape transform from beige to pure white in a cold front.
This work, which records moments and events in nature, reflects Mizutani's thoughts and perspectives on photography.
from September 07, 2019 to September 16, 2019
Exhibition Hours: 12:00–19:00
Opening Reception on 2019-09-06 from 19:00 to 21:00


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In the LAP market, which the analysts have been flagging for potential risks recently, poor sentiment in the property. regular cash flows for borrowers, thereby ensuring timely debt servicing," it.
· If you have a home equity line of credit (HELOC) or a home equity loan, you've probably considered refinancing it into one loan via a new cash-out refinance. You're not alone. According to.
Fannie Mae and Freddie Mac consider cash-out refinances of investment property as one of their riskiest loan programs. Any time a borrower refinances an investment property, the borrower must prove she has at least six months of the investment property's new mortgage payments in reserve.
Investment property loan amounts typically range from $45,000 to $2,000,000 or higher. rental property loans usually require a minimum down payment of 20 percent. buy and hold investors generally use long-term investment property loans. If you're looking for an investment property loan, check out Visio Lending. They offer 30 year fixed rate.
The Cash Out Refinance. You can refinance an investment property up to 75% of the loan value. Basically trading that equity for cash. That cash is not taxed – it's already your money, you are just accessing it. Doubling Down – When A Rental Property Clones Itself. You can take that lump sum of cash and plow it directly into another.
Drawing on your home equity, either through a home equity loan, HELOC or cash-out refinance, is a third way to secure an investment property for long-term rental or finance a flip. In most cases.
What Refinancing Fees Are Tax Deductible The IRS allows business owners of whatever stripe to deduct legitimate and ordinary costs of doing business, including interest, closing and refinance charges on rental real estate. The precise procedure you use to deduct these costs depends on whether you own the real estate within a sole proprietorship, partnership, S-corporation or C.
Cash Out Refinance Rates Texas Mortgage rates are nearing historic lows again in the United States, making it. The biggest activity was in South Carolina, Texas, Tennessee, California. The key to deciding whether a cash-out refinance is worthwhile is to.Cash Out Mortgage Rules Texas Cash-out Program Guide – wholesale page 5 of 7 11/16/2015 Texas Cash-Out program guide borrower Restrictions A married borrower cannot create a lien against the property unless his/her spouse consents to the lien by signing all applicable program and closing
A cash-out refinance is one of the best tools an investor can use to take money out of their rental properties. A refinance is when you replace the current loan on your home with a new loan, and when you complete a cash-out refinance, you get cash back after getting the loan.
You have the original $500,000 and the loan paid down to approximately. You buy the property first and then you designate the property you will sell, move the equity into the new investment and.
The Cash-Out Gotcha. It's possible to hold on to an investment for a long time and keep refinancing it to pull cash out for various reasons. However, this can cause a problem if you try to sell.