text:
Apple continues to dominate the Smartphone market with the advancement in other technology. There's always a buzz related to the choice of Platform while developing the Mobile Applications. When it comes to developing the native apps for your business, education or any other sector, there always arises the dilemma between Android or iOS from which one to choose. The idea of mobile app development literally changes the world. Choosing the right IOS Application Development Company in Hyderabad would be a great option to improve the user-friendly interface along with various other features. When you have the revolutionary idea but don't have enough programming skills then considering the best Best IOS Application Development Company in Hyderabad is a prominent option. Professional IOS Application Development services providers in Hyderabad lets you enjoy the high-end application without any technical and non-core business process. Partnering with Best IOS Application Development services in Hyderabad seems a perfect choice with enabling more option to increase development on the top platform.
What IOS?
iOS also called iPhone OS is the mobile operating system that is developed by the Apple Inc. only for its hardware. iOS Operating System powers many numbers of the mobile devices of the company that includes iPhone, iPad, iPod Touch and more. iOS is over ten years old mobile operating system that efficiently runs on all the Apple Smartphone devices. The software allows you to easily interact with Apple Smartphone or Tablets. After Android, iOS is the second most popular operating system in the world. iOS is one of the truncated way of the iPhone Operating System' or 'iPhone OS'. iOS allows the user to easily run any apps to download from App Store. When the iOS runs on the Smartphone, it does all hard work and manages the memory of iPhone or iPad. Of course, it ensures the device runs smoothly with increasing the performance of all the application.
Why iOS?
Apple is constantly updating its operating system to add new features to the Smartphone and Tablet. In fact, it also improves the experience with tweaking the existing apps as well as squashing all the bugs. Each of the updates has their own numbers so that the latest version has own updates. Whether you are enterprise or a startup, it is most important to understand about fastest way of increasing mobile marketing features to the best extensive manner. There is a lot of company available for mobile marketing but it is necessary to choose the best Best IOS Application Development company in Hyderabad according to the preference, quality of work, price and much more. Here is the most important feature of choosing this iOS platform for app development.
- Hardware and software integration – Apple manufacturers are superior in designing and manufacturing the hardware and software of its devices. Apple enables the striking edge that creates the best software experience for running the fluid synchronization with hardware.
- Clean and clutter-free user interface – iPhone adds simplicity on the UI making and suitable for the new adopters. iOS platform creates the easy user experience.
- Always up-to-date – Apple is well versed in designing the software and hardware, updates get rolled on the same date to everyone. Major incremental update or minute security patch gets updated on the same day.
- Secure and encrypted – iOS is known to build like tanks on security systems and encryption. Since memory in the Smartphone is wholly encrypted, no one could easily hack the hardware with confidential information.
What Can We Do For You?
In the modern thriving technology-filled world, having own business application becomes the most important for a growing company. The smartphone is the most used devices for the professional as well as personal use. Apple users are highly willing to pay for the application when compared to other android users. The average cost of an iOS application is very low and affordable when compared to the Android application. Hiring the IOS Application Development company in Hyderabad lets you to easily get the complete solution to get perfect hardware, flawless software, and excellent customer support. Emblix solutions IOS Application Development service is available at a cheaper price when compared to the regular service. With mobile user base exploding across the world, everyone likes to reach out their use without any hassle. Emblix solutions are better equipped to handle all kinds of complex mobile application development and adheres the budget guideline as well as requirement.
- Constantly evolving Market
- Interoperability and Compatibility
- Speedier Swift
- Easier to Read
- Safe
- Quick Development
- Less Code
- Quicker Updates
- Faster Release
A Comprehensive I-Phone App Development Methodology:
Emblix solutions are the number one IOS Application Development services providers in Hyderabad offers you the comprehensive iPhone application development process that mainly improved the customer-centric approach. People choose the fast and efficient way of communication, especially for any business marketing features. For those who are new to the Mobile Marketing could wonder about I-Phone App Development there are many numbers of terms used. Emblix solutions enable the following Methodology on the I-Phone App Development
- Defines project scope
- Assess feasibility
- Within budget
- Analysis and Planning
- Application coding according to guidelines of the Apple platform
- Regular customer demonstration and feedback
Various Industries We Serve:
Emblix Solutions has a team of certified and professional iPhone application development programmers who abundantly stands with the high-end technical knowledge with delivering more excellence. Best IOS Application Development services in Hyderabad has worked across for all the clients from various industries as well as geographies. Professionals also know that it is quite easier to understand the custom or concepts development needs and accommodates the changes during interim stages. IOS Application Development services ensure the high end delivering of the project within the deadline. Emblix Solutions offers a wide range of services across all platform of mobile app development and supports deep web application development as well as mobile application development expertise. Emblix Solutions have rich experience with developing the Iphone application and the widgets for clients across various industries
- Entertainment
- Lifestyle
- Healthcare
- Real Estate
- Ecommerce
- Employment
- Education and ELearning
- Fashion


text:
Aspirants here is the update from Devi Ahilya Vishwavidyalaya they have released the DAVV Indore Recruitment that will avail you till on 24th Oct 2018. Visit the entire DAVV Teaching Recruitment 2018 that will offer you 218 Assistant professor in various subjects in teaching fields.
So, if you are suitable after auditing the complete DAVV Indore TEachning Notification 2018 then you may apply through www.dauniv.ac.in Recruitment site before the closing date. So, we are updating the most useful links that you could easily finish your DAVV Teaching Application form once use those facilities that are required to you at the end of the page.
Post Details
- 1 DAVV Indore Recruitment 2018
- 1.1 DAVV Teaching Application form @ www.dauniv.ac.in
- 1.2 Details Of DAVV Indore Recruitment 2018
- 1.3 Eligibility Criteria
- 1.4 Devi Ahilya Vishwavidyalaya Recruitment 2018
- 1.5 DAVV Teaching vacancy
DAVV Indore Recruitment 2018
Devi Ahilya Vishwavidyalaya, Indore has released the Assistant Professors Teaching Jobs for the Job Seekers. Check over the Devi Ahilya Vishwavidyalaya Recruitment 2018 which is avail from the official sites on 04th oct 2018 now they are intimating on the www.dauniv.ac.in recruitment official sites. The DAVV Recruitment Board is already open the links to participate in this DAVV Indore Recruitment 2018 for the teaching posts. So, the applicable one could notice the Sutabalities whether you are applying for the Posts or not. So, that only the applicants may engage in this Posts. So, After you appealing this Notification you may find out most of the Details likely the Educational qualification, age limit and etc.., So, you could go on with these requirements and submit the DAVV Indore Teaching form before the closing date.
DAVV Teaching Application form @ www.dauniv.ac.in
Also, we are recommended the Links that you want to notice for this Devi Ahilya Vishwavidyalaya Online Application form which is opened from 04th Oct 2018 and finally the DAVV Recruitment wants to close to receive the Online Applications on or before 24th Oct 2018. After the clearance of these Requirements kindly submit your DAVV Teaching Application form at www.dauniv.ac.in details without maintaining any delay. here at this main official sites, we always give you correct updates which are useful for the each and every minute steps for registering this Devi Ahilya Vishwavidyalaya Teaching Recruitment in successful ays, At this time you can move to know the Exam Syllabus how it would be given by the DAVV Examination board authorities.
Details Of DAVV Indore Recruitment 2018
|Name of the organization
Devi Ahilya Vishwavidyalaya, Indore
|Name of the post
|No of Vacancies
|Application Mode
|Job Category
|State Government Jobs
|Job Location
|Madhya Pradesh
|Start Date
|04th Oct 2018
|Last date to apply
|25th oCt 2018
|Official Site
|@ www.dauniv.ac.in
Eligibility Criteria
Educational Qualification
have the Qualification as
- Aspirants must possess have Graduation/Post graduation in the respective field.
Age Limit
Aspirants have the age criteria to apply this DAVV Indore Teaching Vacancy
- 21-35 Years of age is necessary to apply this DAVV Indore Recruitment 2018
Application Fee
here is the payment for the DAVV Indore Recruitment
- Gen/ OBC- Rs. 500/-
- SC/ ST of M.P. domicile only- Rs. 200/-
Vacancy Details
- DAVV Indore Teaching Vacancy: 213 posts
Selection Process:
The Selection Process as
- Written Exam
Pay Scale
Aspirants may have the pay scale for the participants if they clear all rounds.
- Rs. 35,000 per month
Can Also Check>>> DAVV Indore Teaching Syllabus 2018
Devi Ahilya Vishwavidyalaya Recruitment 2018
The DAVV Indore Teaching Recruitment 2018 has been announced on 04th oct 2018 So, you need to accomplish the Application form through online mode. So, after the clearing this info only you can give the exact details to involve in this total Devi Ahilya Vishwavidyalaya Recruitment. So, in application form whatever you gave the specifics those only registered to the DAVV Recruitment board. if you are uploading any wrong info which is totally wrong ineligibility or any certificates uploading process your Devi Ahilya Vishwavidyalaya Application form would be canceled by the Devi Ahilya Vishwavidyalaya, Indore board. So, notice the Requirements that re officially declared in notification then only you can start the DAVV Teaching Application form.
DAVV Teaching vacancy
So, in order to complete the DAVV Teaching Application form, you make sure of the Important dates if not you are missed out this chance. so, once you enter this page you might notice all the Details which are very needful for you at the time of the registration process. After you get the correct details you may here to apply to finish your DAVV Teaching vacancy with out having any conflicts. her on this main web portal all the Job searchers must use this page to check the Latest Employment news across India. So, but your career once you visit this page there are a lot of job opportunities, if you are not eligible for these vacancies, you may shift to another job which is latest updated from this page.
Links for Applying DAVV Indore Recruitment 2018
Start Date: 04th Oct 2018
Last Date: 25th Oct 2018
DAVV Indore Teaching Official Notification 2018

subset: commoncrawl


text:
Thursday, October 22, 2009
Featuring DJs: Andrew Jervis, Tomas, Mike Bee and Cez
@ Jupiter, Shattuck Avenue in Berkeley (opposite the downtown BART station)
2181 Shattuck Ave
Berkeley, CA 94704
(510) 843-8277
Good tunes, pizza and beer, and a good cause…
Established in 1996 by Andrew Jervis (Ubiquity Records), The Friday Night Session is a Bay Area institution with a loyal following both locally and worldwide. Playing a consistently vibrant selection of electronic music over the San Francisco airwaves, The Friday Night Session draws on the links between contemporary music and more vintage sounds and features exclusive unreleased cuts, DJ mixes, in-studio guests and ticket giveaways to the best local events. It's a great way to find out about new music, and either wind-up your week or get into weekend mode. The Friday Night Session runs from 10pm until 12pm every week on 90.3 FM KUSF in San Francisco, it's also broadcast live on the net at live365.com. Playlist and shows are available in streaming format on fridaynightsession.com. The show is currently hosted by San Francisco DJs Andrew Jervis (A&R, Ubiquity Records), Mikebee (electronic music buyer for Amoeba, San Francisco), Tomas Palermo (writer, DJ and former editor of XLR8R magazine) and Cez Gonsalves (Just Good Music).
Previous guests include: Gilles Peterson, Kruder and Dorfmeister, 4Hero, Alice Russell, Koop, DJ Vadim, Windsurf, Quantic, John Tejada, Jimpster, Fauna Flash, and King Britt.
So why a benefit? Unfortunately KUSF doesn't run on good will alone, we need the $'s! So the good folks at Jupiter are allowing us to invade Berkeley and make a little $ for the show. Come on down, get some good eats, hear a Friday Night Session selection and show your support. The event is free, with the DJs donating their earnings to the station. We'll take donations on the night or even just "hellos", whatever you can afford.


text:
Greetings all,
I help a local astronomy club and we had an idea for a project. We have public nights where we invite the community to come look through our telescopes. Unfortunately, the lines can get long. What I would like to do is give them something to look at or take a picture of using their wifi enabled iPads/Androids/Laptops.
My plan is this:
I have purchased a WinTV-PVR-350 and a Dell workstation to play with. I would like to use this hardware, along with Linux and a DD-WRT powered WiFI AP to make a "mostly" portable broadcast station.
The cameras will output S-Video and composite signals. The WinTV should take care of the capture. ??? should stream the video. The DD-WRT router will be open for all to connect to and hijack all web traffic to point to the apache server on the linux box. The web page will use JWPlayer or FlowPlayer to display the stream.
I am not sure what software component streams the video, and if I can make this efficient by using multicast. The video feed will always be live (when it's on). There is no internet connectivity, this is a closed network. Since the source is S-Video at best, I want to keep as much quality as I can (images can be faint depending on conditions), but this is nothing near HD quality. Storage of the video might be nice to compile a high-light reel at some point. Initially the camera will only be B&W, with color a possibility in the future. There is no audio.
Can anyone make some recommendations or input on what I might have missed? I plan on using Fedora or CentOS because that is what I am most familiar with. I want to keep this first iteration simple so it's just a matter of plugging in the camera and turning on the server/AP. After that, you just connect to the AP and surf.
Try DVDFab and copy Ultra HD Blu-rays and DVDs! Or rip iTunes movies and music! Download free trial !
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Hmm.. Pretty quiet in here...
So far I have the capture card working on Fedora 17 and I have been able to stream video using VLC to another PC using the VLC Player. I apparently need to do live transcoding from MPEG2 to H.264 To get something useable for web streaming to mobile browsers.
My web server is working and I have FlowPlayer setup and working with the demo video. It does not work with my stream, I assume due to the format issue.
I may back off a little and just capture some frames and update the web page every few seconds until I can get a handle on the video part.
Further along than I thought I would be anyway...
I use vlc and stream to flv with h264. It works fine in flowplayer.
My vlc command line:
vlc.exe -vvv -I rc streamfile/capture --sout "#transcode{venc=x264{keyint=50,profile=main},vcodec=x264,vb=800,scale=1,width=704,height=400,acodec=mp4a,ab=96,channels=2,samplerate=48000,deinterlace=1}:std{access=http{mime=video/x-flv},mux=ffmpeg{mux=flv},dst=:8080/stream.flv}"
<script type="text/javascript"> var player = $f("player", {src: "./flowplayer-3.1.2.swf", wmode: "opaque"}, { onResume: function(clip) { $f('player').play(); }, canvas: {backgroundColor: '#7790ac'}, clip: { url: 'http://yourIPaddress:8080/stream.flv', autoBuffering: true, autoPlay: true, scaling: 'scale', live: true }, plugins: { controls: { autoHide: 'always', all:false, scrubber:false, play:true, mute:true, fullscreen:true, volume:true, width: '120', bottom: '5%', left: '10%', borderRadius: 4 } } } ); </script>
Last edited by Baldrick; 13th Jan 2013 at 12:17. Reason: Fixed vlc command
Thank you Baldrick, you are most kind.
I tried your streamer command and unfortunately it did not work as written. I am on Linux (CentOS 6.3) so obviously I had to drop the .exe bit. Even after that, though, I got no love.
I was able to successfully transcode and stream from my WinTV-PVR-350 via RTP using this command:
cvlc -vvv -V dummy pvr://:norm=ntsc:bitrate=3000000:maxbitrate=4000000 --cr-average 1000 --no-audio --sout '#transcode{venc=x264{keyint=30},vcodec=h264,vb=0, scale=1}:rtp{dst=10.0.1.107,port=5004,mux=ts}' --ttl 12 --intf dummy
This also works:
cvlc -vvv -V dummy pvr://:norm=ntsc:bitrate=3000000:maxbitrate=4000000 --cr-average 1000 --no-audio --sout '#transcode{venc=x264{keyint=60,profile=main},vcodec=x264,vb=800, scale=1,width=720,height=480,deinterlace=1}:rtp{dst=10.0.1.107,port=5004,mux=ts}' --ttl 12 --intf dummy
[0x7f0740000b28] main input debug: Creating an input for 'pvr://' [0x7f0738001008] main stream output debug: using sout chain=`transcode{venc=x264{keyint=50,profile=main},vcodec=x264,vb=800, scale=1,width=720,height=480,deinterlace=1}:dst=std{access=http{mime=video/x-flv},mux=ffmpeg{mux=flv},dst=:8080/stream.flv}' [0x7f0738001008] main stream output debug: stream=`dst=std' [0x7f0738001798] main stream out debug: looking for sout stream module: 0 candidates [0x7f0738001798] main stream out debug: no sout stream module matched "dst=std" [0x7f0738001798] main stream out debug: TIMER module_need() : 0.057 ms - Total 0.057 ms / 1 intvls (Avg 0.057 ms) [0x7f0738001798] main stream out debug: destroying chain... (name=(null)) [0x7f0738001798] main stream out debug: destroying chain done [0x7f0738001008] main stream output error: stream chain failed for `transcode{venc=x264{keyint=50,profile=main},vcodec=x264,vb=800, scale=1,width=720,height=480,deinterlace=1}:dst=std{access=http{mime=video/x-flv},mux=ffmpeg{mux=flv},dst=:8080/stream.flv}' [0x7f0740000b28] main input error: cannot start stream output instance, aborting [0x1a328d8] main playlist debug: finished input [0x1a328d8] main playlist debug: dead input
So I took out the ":dst=std" and just made it ":std" and now it seems to be running at least!
[0x1960138] main libvlc debug: VLC media player - 2.0.5 Twoflower
[0x1960138] main libvlc debug: Copyright © 1996-2012 VLC authors and VideoLAN
[0x1960138] main libvlc debug: revision 2.0.5-0-g1661b7d
[0x1960138] main libvlc debug: configured with ./configure '--build=x86_64-unknown-linux-gnu' '--host=x86_64-unknown-linux-gnu' '--target=x86_64-redhat-linux-gnu' '--program-prefix=' '--prefix=/usr' '--exec-prefix=/usr' '--bindir=/usr/bin' '--sbindir=/usr/sbin' '--sysconfdir=/etc' '--datadir=/usr/share' '--includedir=/usr/include' '--libdir=/usr/lib64' '--libexecdir=/usr/libexec' '--localstatedir=/var' '--sharedstatedir=/var/lib' '--mandir=/usr/share/man' '--infodir=/usr/share/info' '--disable-dependency-tracking' '--disable-rpath' '--with-binary-version=2.0.5-6.el6' '--with-pic' '--with-tuning=no' '--enable-run-as-root' '--enable-growl' '--enable-live555' '--enable-sftp' '--enable-pvr' '--enable-vcdx' '--enable-wma-fixed' '--enable-shine' '--enable-omxil' '--enable-switcher' '--enable-faad' '--enable-real' '--enable-realrtsp' '--enable-tremor' '--enable-directfb' '--enable-aa' '--enable-ncurses' '--enable-xosd' '--enable-fbosd' '--enable-lirc' '--enable-update-check' 'build_alias=x86_64-unknown-linux-gnu' 'host_alias=x86_64-unknown-linux-gnu' 'target_alias=x86_64-redhat-linux-gnu' 'CFLAGS=-O2 -g -pipe -Wall -Wp,-D_FORTIFY_SOURCE=2 -fexceptions -fstack-protector --param=ssp-buffer-size=4 -m64 -mtune=generic' 'CXXFLAGS=-O2 -g -pipe -Wall -Wp,-D_FORTIFY_SOURCE=2 -fexceptions -fstack-protector --param=ssp-buffer-size=4 -m64 -mtune=generic' 'PKG_CONFIG_PATH=/usr/lib64/pkgconfig:/usr/share/pkgconfig'
I use the output with duplicate{} so it might just be std then. I don't have the exact code on this computer though.
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text:
It was at the Protection Review conference earlier this year that the insurance offering from Guardian Financial Services first really stood out to me, when I was on a panel with Katya MacLean, life insurance director at Guardian FS.
Since its full launch into the intermediary market, the company has promised a simpler claims process, with less documentation and faster payment times.
If someone's doctor says they have had a heart attack, there is no delay when it comes to diagnosing the severity and the patient trusts the doctor. A heart attack is a heart attack, and the claim is paid.
I have been excited to see how this promise of a more pragmatic approach to claims definitions actually works. While it is not a critical illness payout, Guardian FS paid its first claim in October – a cash benefit for a client that suffered a bone fracture. It was approved in 30 minutes and paid within the working week.
I will not lie: there is a part of me that wonders how Guardian FS is going to make its claims definitions work.
The promise to pay a claim based upon a doctor's say so sounds amazing, and is something I wholeheartedly support. But surely it means that there will be higher payouts for heart attacks with Guardian FS than with other providers?
As medical advances develop, heart attacks are becoming more easily diagnosed, and spotted when they are less severe, so will this approach be sustainable in the long term?
And if it is not cost effective to have this broad claim definition across the market, how will it work in practice?
I am rooting for Guardian FS – its claims philosophy and offer to update existing clients to new critical illness contracts is market leading.
My verdict is that it gets a big thumbs up.
Kathryn Knowles is managing director of Cura Financial Services


text:
Louis Serino Senior English
2/12/08 Tess Essay
The Evolution of Tess
Thousands of miles away, a man aboard The Beagle braved thrashing oceans and lubbered his way onto the tropical habitat of the Galapagos Islands. His ever-watchful eyes darting hitherto and back searching for observations, he examined and questioned each species of organism struggling to survive on the tiny yet plentiful soil. Little did people know that this obscure nonetheless essential journey in history provided a turning point in society that would send ripples of shock and awe through the pool of life. In 1859, Charles Darwin published his famed Origin of Species which revolutionized the way the masses thought about religion, science, evolution, and man's role on Earth. Growing up in a Victorian era characterized by change and progress, a young Thomas Hardy was ripe for learning and development at age nineteen and was greatly affected by the newfound "dogmas" of Darwinism; survival of the fittest, natural selection, heritability, and other landmark qualities mentioned among Darwin's works. This profound influence led Hardy to incorporate these elements of scientific theory into his literature and poetry as well. The key components of Darwinism inspired Hardy to challenge his own structured ideas and the major impact of this new scientific philosophy is clearly demonstrated throughout Tess of the d'Urbervilles.
Any well read scholar knows of Hardy's vast knowledge and abundant allusions strategically armed throughout the novel, and direct references to Darwin's works surface among Tess of the d'Urbervilles. In the famous last paragraph of The Origin of Species, Darwin mentions an entangled bank in which organismic life is thriving. There are two separate, subtle throwbacks to this specific passage and looking back one can instantly see the irrefutable connections between all three. One reference occurs when Tess and the dairymaids at Talbothay's journey to church...


text:
Alur, D., Crupi, J., Malks, D., Core J2EE Patterns: Best Practices and Design Strategies,
Prentice Hall/Sun Press, 2001.
Ambler, S.W. Agile Modeling: Effective Practices for Extreme Programming and Unified Process.
Wiley Publishing, 2002.
Ambler, S.W. Agile Database Techniques: Effective Strategies for the Agile Software
Developer. Wiley Publishing, 2003.
Ambler, S.W. The Object Primer 3rd Edition: Agile Model Driven Development with UML 2.
Cambridge University Press, 2004.
Ambler, S.W. and Sadalage, P.J. Refactoring Databases: Evolutionary Database Design.
Addison Wesley, 2006.
Bergstrom, S. and Raberg, L., Adopting the Rational Unified Process, Success with the RUP,
Addison- Wesley, 2004.
Boehm, B., Papaccio, C. Understanding and Controlling Software Cost, IEEE Trans. on Software
Engineering, Oct. 1988.
Cohn, M. Agile Estimation and Planning, Addison Wesley Longman, 2005
An excellent reference by one of the co-inventors of the Scrum project management method.
Brooks, F.P The Mythical Man Month: Essays on Software Engineering, 20th Anniversary
Edition. Addison Wesley Professional, 1995.
This program and the accompanying materials are made available under the
Public License V1.0, which accompanies this distribution.
OpenUP Copyright


text: Rebecca Matthews Vorkapich was five when she picked up her first paint brush and fell in love. Alas, her artistic pursuits were set aside when she moved to Phoenix, Arizona to design and program systems for the airline industry. Now out of the desert and back in the shade of her native Iowa, she is blissfully creating childrens' books that long to be read. When she takes breaks from her writing and painting, Rebecca might be fishing on the Mississippi, kayaking on a nearby lake, throwing pottery or walking through her small town imagining new tales.


text:
Siemens Motion SA Singapore
A perfect hearing aid for young adults, the Siemens Motion SA will allow the sound to stream straight into the child's ears. The device is effective even in noisy areas like a classroom, a restaurant, or over a phone call, enabling the child to communicate more easily with family and friends.
Managing and handling the device is very easy: read on to find out more about the benefits of the Motion SA.
Don't Be Shy
Drop us a line anytime, and one of our customer service staff will respond to you as soon as possible
Benefits Of Siemens Motion SA Hearing Aids
The device is extremely small in size and will be hardly visible behind the ear
The device is IP67-rated and is resistant to sweat, dirt, moisture, and dust
You can use the hearing aid with several accessories as it has a wireless connectivity
Motion SA offers optimized directionality so that you get a binaural hearing experience
The Tinnitus feature of the device will reduce the buzzing sounds in the ear
Motion SA has an integrated direct audio input that can function through the optional battery section
So, get ready for some real fun as the Siemens Motion SA hearing aid will enable your child to enjoy every second of his life.


text:
March 17, 2020Public Health Threats and Pandemics
Thomas J. Bollyky, director of CFR's Global Health program and senior fellow for global health, sits down with James M. Lindsay to discuss the World Health Organization's newly declared pandemic, COV…
January 22, 2020Public Health Threats and Pandemics
Thomas J. Bollyky, director of CFR's Global Health Program and senior fellow for global health, economics, and development, and Yanzhong Huang, CFR senior fellow for global health, sit down with Jame…
December 20, 2018United States
Tom Wright joins Jim Lindsay to discuss great power rivalries and challenges to the U.S.-led international order.
November 8, 2018Health
Tom Bollyky joins Jim Lindsay to discuss the state of global health and the paradox of progress.
October 17, 2017China
Editor Tom Miller discusses China's growing investment footprint across Asia under Xi Jinping, whose "Chinese Dream" may ultimately be one of regional dominance.
October 19, 2016Digital Policy
In this latest episode of the Net Politics podcast, I sat down with Tom Kalil, deputy director for policy for the White House Office of Science and Technology Policy. I spoke with him about the wo…
December 8, 2015China
In this podcast, I interview Minxin Pei, Tom and Margot Pritzker '72 professor of government and George R. Roberts fellow and director of the Keck Center for International and Strategic Studies at Cl…


text:
At some point during the cross country season, I took to calling them the Magnificent Seven. And what a ride they had.
For the second year in a row, I took a group of Ojai Valley School student-athletes to the CIF Southern Section cross country preliminaries.
Last year, it was the girls who blazed a new trail by becoming the first girls' cross country team in OVS history to make CIF.
This year it was the boys' turn.
Shortly after the sun rose Saturday morning, I packed the top seven runners into a van and made the long trek to the Riverside City Cross Country Course, a dusty dirt track that over two days drew more than 3,000 of the best high school runners from across Southern California.
Minutes before their race, I gathered the OVS runners together and told them a few things.
First, I told the boys I was incredibly proud of them.
Several of these athletes competed in two sports during the fall, and some could not even complete three miles at the start of the season without walking. I told them they were amazing ambassadors for our school, and that the more than 100 students, faculty and staff at the Upper Campus would be running with them this day.
And finally, I told them to relax. The hard work was done. As far as I was concerned, this final three-mile race was a victory lap, a celebration of how far they had come and what they had accomplished together.
How they finished was not important. But, of course, this group couldn't leave it at that.
Toeing the line against 112 other runners from 17 schools, nearly all of them with student populations larger than ours, several of the boys turned in personal best performances.
Junior Jacob Tadlock, our lead runner all season, set a personal record of 18:36 for three miles as he led us once more, with his family on hand to cheer him on. Running together most of the way, juniors Peter Weckerle and Kase Skillern accomplished season-long goals of breaking 20 minutes for three miles, demonstrating just how strong our core had become.
Then there was freshman Shea Colborn. Widely known at the Upper and Lower campuses for his singing and acting chops, he set a season best of 21:10 for three miles, more than three minutes better than his first meet this season. Aside from all of his other talents, there is a real athlete under that wide smile. Never doubt that.
With so many underclassmen filling the top spots, the future is bright for OVS cross country. But that's not what this race was about.
From the time we started in September, these boys learned to run with purpose. They learned to commit to something larger than themselves, and they learned to rise up when then going got tough.
In a day in age where so much of the news about young people is distressing and downright devastating, where the spotlight shines so often on mistakes and misery, what these boys accomplished should be celebrated. And so it is here with me.
Thank you, boys. Thank you for reminding me of why I run and coach and teach. Thank you for the magnificent ride.


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Summary report: Joint ECDC/WHO Europe Meeting on Influenza Surveillance
This report, originally published by WHO/Europe, summarizes ECDC and WHO/Europe's first joint influenza surveillance meeting, held on 7-9 June 2011 and hosted by the Slovenian Ministry of Health.
Seasonal influenza - Annual Epidemiological Report for 2013-14 season
The 2013–14 influenza season was mild and dominated by influenza A viruses, with a co-circulation of A(H1N1)pdm09 and A(H3N2) viruses in most countries. Only two countries reported higher syndromic notification rates compared with the previous season.
Joint ECDC and WHO European regional influenza surveillance meeting, 2011
The annual regional influenza surveillance meeting is for influenza surveillance focal points to be provided with an update on regional and global developments and exchange information.
3rd Joint ECDC-WHO Europe influenza surveillance meeting, 2013
The third annual joint influenza surveillance meeting was held in Istanbul. The meeting focused on virological and epidemiological aspects of influenza surveillance, influenza vaccination, and new developments in the field of influenza prevention and control.
4th Joint WHO/Europe–ECDC Annual European Influenza Surveillance Meeting 2014
WHO/Europe has been holding annual influenza surveillance meetings jointly with the European Centre for Disease Prevention and Control (ECDC) since 2011. This meeting brought together epidemiologists and virologists – the national influenza surveillance focal points – from 50 Member States to discuss national, regional and global surveillance related to seasonal influenza and novel influenza viruses, such as avian influenza A(H7N9).
Joint ECDC-WHO/Europe Annual European Influenza Surveillance Meeting, 2016
The WHO Regional Office for Europe (WHO/Europe) and the European Centre for Disease Prevention and Control (ECDC) were jointly organising the annual influenza surveillance meeting.
Summary of the influenza 2015–2016 season in Europe
The 2015-2016 influenza season has come to an end in Europe, with almost all countries now reporting low influenza activity for a number of weeks. The season started in EU/EEA countries in week 52/2015, with the Netherlands reporting regional spread, while Sweden reported widespread activity. The season lasted for 22 weeks until week 20/2016, when the positivity rate dropped to 11%. The peak of the season - with the highest proportion of specimens tested positive (53%) - occurred in week 11/2016.
Summary of the influenza 2014–2015 season in Europe
Increased influenza activity started in week 51/2014 this season when the percentage of influenza positive laboratory tests crossed the 10% threshold. The season lasted for 21 weeks until week 19/2015, when the positivity rate dropped below 10%. The peak of the season - with the highest proportion of specimens tested positive (55%) - occurred in week 07/2015. The peak varied between countries, occurring in week 04/2015 in Bulgaria and Portugal, and between weeks 05/2015 and 08/2015 in most central European countries.
Summary of the influenza 2013–2014 season in Europe
Active circulation of influenza has started late in Europe in the 2013-2014 season, with a different timing across EU/EEA countries, states the annual ECDC risk assessment on seasonal influenza. The first countries affected have been Bulgaria, Greece, Portugal and Spain, where the A(H1)pdm09 influenza virus has dominated. Without any specific geographic pattern, influenza activity has since spread rapidly across Europe. In Bulgaria, Portugal and Spain, the season peaked in weeks 4 and 5/2014, while influenza activity still continues to increase in Greece.
Summary of the influenza 2012–2013 season in the WHO European region
The 2012–2013 influenza season was of a slightly longer duration than the 2011–2012 season, starting around week 48/2012, peaking around week 5/2013 and lasting until week 16/2013.


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A recent study published in the prestigious International Journal of Cancer[1] shows there is now a clear benefit from drinking moderately- one or two glasses per day limits the risk of bowel cancer.
The study, which reviewed 16 published studies across the United States, Germany, Australia, Canada, Finland, and Sweden, found that the risk of colorectal or bowel cancer was reduced among light to moderate drinkers compared to non-drinkers or occasional drinkers. However, heavy drinking of alcohol (more than 4 standard drinks a day or 42g per day) increases the risk of getting bowel cancer.
Dr. Creina Stockley, an Adjunct Senior Lecturer at Adelaide University, says "one of the modifiable dietary risk-factors for cancer per se is considered to be alcohol. Colorectal cancer is the third most common cancer in Australia as well as worldwide, so this study is of immense importance to Australians with respect to dietary advice."
"The results of this study strengthen those previously published that showed there are alcohol thresholds for cancers such as colorectal,[2] where an increased risk for colorectal cancer is only apparent above a threshold of approximately 30 g alcohol/day for both men and women, which is reflected in the current NHMRC guidelines."
"Previously published studies have also shown or suggested that the relationship between alcohol consumption and colorectal cancer risk is J-shaped, such that there is a protective effect for light consumption,[3]" says Dr. Stockley.
This means that moderate drinking is better than not drinking at all, and this is good news for people who are concerned about the risks of this type of cancer. The authors suggest that the results may be explained by the role of moderate alcohol consumption in reducing inflammation.
ABA spokesperson Kerri Osborne says, "The results of this study, given its sample size and the number of countries involved represent a definitive statement on what has been a grey area up until now. Australians can take some comfort in the fact that regular, light drinking may offer protection against bowel cancer
Media enquiries: Kerri Osborne, Media and Communications Manager: 0418 513 372
[1] McNabb, S.,Harrison, T.A.,Albanes, D.,Berndt, S.I.,Benner, H.,Caan, B.J., et al. (2019). Meta-analysis of 16 (WCRF/AICR 2007, Bagnardi et al. 2013), studies of the association of alcohol with colorectal cancer, International Journal of Cancer.
[2] WCRF/AICR 2007, Bagnardi et al. 2013.
[3] Bagnardi, V., Rota, M., Botteri, E., Tramacere, I., Islami, F., Fedirko, V., Scotti, L., Jenab, M., Turati, F., Pasquali, E., Pelucchi, C., Bellocco, R., Negri, E., Corrao, G., Rehm, J., Boffetta, P., La Vecchia, C. 2013. Light alcohol drinking and cancer: a meta-analysis. Ann Oncol. 24(2): 301-308.


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I am working on my e-commerce website, either im blind and dont see it, or its not an available feature.
I want to add general text information on one of my pages, but i dont see a section, just the pre-made sections to add.
Any suggestions on where I can find this section?
Have you tried creating a new text box from the side menu?


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Kenyan radio presenter Tanasha Oketch now says she and her superstar boyfriend, Diamond Platnumz, postponed their wedding date — from February 14 to a yet-to-be-announced date — because she wanted to buy time to know more about the musician before getting into a lifetime commitment.
The 23-year-old made that revelation during a recent interview on Wasafi FM's "Block 89" show.
Her statement seems to contradict that of her boyfriend, who, in January 2019, came out to claim they had put off their wedding plans because he wanted more time to prepare for a grand ceremony, which will be graced by, among others, American rapper Rick Ross.
"My wedding was supposed to be held on Valentine's Day – February 14 –, but we have postponed it. Many people are supposed to attend the ceremony. I expect the likes of Rick Ross, among other high-profile entertainment figures, to be in attendance," Diamond told Wasafi FM in January.
Until the recent interview with Wasafi FM, Tanasha hadn't come out to reveal why their wedding plans aborted.
Unlike Diamond, according to Ms Oketch, the wedding plan came too soon, given she and the "Tetema" star had only known each other for a month before he floated the wedding plan.
"To be honest, we decided to take our time and focus on getting to know each other; loving each other… And, definitely, wedding plans will come (sic) God-willing," said Tanasha.
Diamond announced his original wedding date (February 14) in December last year, just one month after he proclaimed his love for Tanasha, leaving many online users wondering why the couple was in a hurry to exchange wedding vows.
When he announced being in a relationship with Tanasha, some social media users speculated that the relationship was born out of an agreement NRG had signed with Wasafi team; and that the 'relationship' was to last the period in which the radio station sponsored the artistes' shows in Kenya.
In a span of five months, much has been written about the couple, and quite a fair share of drama has surrounded their lives, with Tanasha Oketch announcing in mid-December last year that she wanted to keep her relationship with the singer private, hence her then-decision to delete the musician's pictures from her social media pages.
The two have since introduced each other to their respective families, with Diamond's mother, Sanura Kassim, saying she has welcomed Tanasha in her family.


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hiking in high altitudes
about 1 year ago about All Locations
i will be hiking up to up about 5,400m on the ausangate trek in Peru. Will i be covered if i buy the standard plan and add the sports and activities premium. Specifically will i be covered for medical evacuations ?
Asked by Luke via WorldNomads.com


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Seat Pads For Wicker Chairs – Wicker furniture is the latest trend in home furnishing around the globe. It is the hottest trend in Europe and America suitable now, so much to ensure that celebrities' residences are sporting wicker furniture. It is the best issue ever because the volume of innovation and skill that you can display with wicker is unparalleled. That is why designers are picking out wicker over wood. A different explanation to obtain wicker furniture is the eco-friendly nature of wicker. Wicker will not be wood and it's not as destructive towards the environment as wood is. Wicker is cultivated for the single purpose of making furniture out of it. This post related with Hampton bay white wicker furniture.
Read Also: Small Wicker Basket With Handle
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Free Shipping in the U.S.A. for All Orders Over $100 / Hassle Free Returns Within 30 Days
Bucket-style clear bag. Pairs well with any of our straps. Mix and match to suit your mood! One Bag. One hundred looks!
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The fall building season is in full gear, and it's time to build your Factory Five!
As I commonly do, I gathered the crew to see what specials they want to put together this Fall. One big change has been our large investment in tooling and inventory to solve our Haliband Wheel shortages. Now with more than $200,000 invested, we can celebrate IN STOCK conditions of our wheels and make them a big part of this Fall special.
Check out these great deals on all of our Factory Five models!
Dave Smith
Save almost $2,500 on Your Mk4 Roadster!
Our best selling model kicks off the Fall special with a package of high-end options included for free! Order your Roadster now and get a free set of Halibrand wheels (15″: $999, or 17″: $1,199), stainless steel exhaust ($599), chrome driver's-side roll bar with grommets ($359), assembled side louvers ($75), wind wings ($99), and sun visors ($99). That's a $2,430 savings!
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Receive a free set of 15″ Halibrand Wheels or Take $1,000 Cash Off Your 289 FIA/USRRC!
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Order your '33 Hot Rod today and score a removable hard top ($1,999) and power window kit ($499) for free OR get a free set of our new Bonneville Salt Flat Style Wheels (grey or black: $1,899) OR take $1,500 off on any options! Total savings up to $2,498.
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Order your Type 65 Coupe today and receive a set of our 15″ Halibrand Wheels ($999 value) or 17″ Halibrand Wheels ($1,199 value) OR receive $1,000 off the options of your choice!
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50% Off Options on GTM Supercar!
From carbon fiber parts and cold air intakes to iForged wheels and air conditioning, every single GTM option is half price, even the road-racing wing! This is your chance to build your GTM the right way without breaking the bank.
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818S/R/C Update!
There is no discount on the 818, but the all-new 818 Coupe is now in production and you can place your order now.
Click here to read all of the latest 818 news.
Applies to new orders.
Offer valid with kit purchase. Cannot be combined with any other offer.
Sale applies to options listed. No substitutions and does not include shipping & handling or crate fees.
Quantities are limited and Factory Five reserves the right to end this special at any time.
Orders must accept the next available completion date.
Some restrictions may apply for international orders.


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Recommended event planning management system - Efficient Reminder
Efficient Reminder is an event planning management system . You can set reminder to alert you what you should do right now and next moment. Let your brain works without any distraction if you keep all your things in order.
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"Doesn't overdo! Pros: Simple; Effective; Runs in background. Cons: Default won't accept 15 minute intervals. When 15 minute option selected, is not in dropdown, must be typed. Summary: I was looking to replace the Microsoft Works calendar reminders since the Works calendar does not run ib Windows 7. I tried Don's Alarm Clock and Just'a Reminder and if I recall correctly one was way too complex and the other also didn't run in Windows 7. Efficient Reminder Free is just right (why do I feel like Goldilocks?) I had to set run at startup and minimize when close in options to make sure it is always running. ..."
- underwriter505, June 2012


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Text reads: Hijab is my crown Quote or name of your choice can be added to the print. just let us know using the contact us page.Representation Matters💚Hand drawn hijab illustration. The perfect print for office, girls rooms, home etc.A great way for young girls to see themselves represented and also a daily reminder 👑All watermarks are only for promotional online pictures.The copyright and url is not on the physical item.***Customisable Print***It can be printed in any size and colour required.Just send us an email.• Image resulotion is 300DPI• Paper Type:Bright White/Silk• 170gsm/250gsm• Size A5/A4/A3For personalised prints please use the *Contact Us* and send us your requests.- Frame not Included -All artwork remains copyright of ©Start With Bismillah and may not be reproduced in any way. Thank you


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£100 to £25,000
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Unsecured loans are types of cash assistance that allows the borrower to receive the funds without pledging a collateral. However, interest rates for these kinds of loans are much higher compared to secured loans. Over the years, unsecured loans has been providing immediate cash aid to people during emergency cases. One of which is payday loans. Payday loans can be acquired on the same day, making it the most popular unsecured loan. If you need cash assistance fast, then this is definitely the place to go.
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When you're running low on funds, it's unlikely that you can borrow from family or friends right away.The best choice for you, is to apply for a loan. Choosing the right loan option that best suits one's financial situation may not always be easy, but with a variety of loan services to which borrowers now have easy access, affordable and secure loan options can now be availed of even despite borrowers' bad credit situations. The process can be time-consuming and dreary, but you'll find some loans are very easy to apply and obtain.
With a basic understanding of the system of loans, borrowing is made so much easier for borrowers looking to secure affordable and reliable loan solutions.
Can I Get Quick Easy In The UK?
There are many types of loans that are available for every need and for different credit rating, you can find many of them in the UK.Competition has increased over the years, and so lenders offer competitive rates and features on their loans.
Loans are now easier to obtain because rates are more affordable and lenders have become more flexible in terms of the repayment period.Numerous loan providers becoming more open to the borrowers with low credit rating.Loan applications are now easily accessible online, where borrowers can submit their applications from anywhere, and at anytime.Credit unions and peer-to-peer lending firms are easily obtainable.
It's easy to take out a loan in the UK and you have a wide range of choices.Loans vary according to amount, purpose, credit rating of the borrower, the loan term, and many other factors .Whatever your credit history is, creditors are enthusiastic to meet your financial needs. For short-term financial products, they are great in taking care of urgent or emergency financial situations.Generally, small amount loans are usually organized for the borrowers in order for them to refund in a short period of time. This option may not be recommended as alternative in addressing the long-term financial needs.
If you plan to use the money for long-term expenses and financing, you should apply for a secured loan with longer repayment terms.If you have good credit and higher income, the process for the long-term loan application will be as fast as short-terms are, but if you don't, you can expect that the process might take a little longer than the usual.
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Are Short Term Loans Available For Everyone in the United Kingdom
Before getting a loan, get to know first the essentials of loans.You must be sure on where are going to spend it the loan for, why do you need to borrow such loan, if you can afford the repayments, and of course, how long will you have to make the repayments.If you need some cash for an urgent expenditure, you can opt for a short-term loan.Applying for these type of loans are very easy.Short-term loans can be anywhere from £100 to £1,000 over one to twelve months.
Short-term loans in the UK can be in the form of cash loans, doorstep loans, payday loans, or personal unsecured loans.Borrowers who need loans in higher amounts in order to purchase a property, a vehicle, or to use as funds for home renovations, or to pay off college tuition, may opt for long-term loans.Short-term loans are better suited for borrowing small amounts so you can address urgent financial problems.
They do not need a loan collateral of security.Because of this, they are quick and simple to apply and process.If you have a good credit rating, then an approval is guaranteed in your application.On the other side, no need to worry if you are having a poor credit, you are still qualified to apply the loan but expected to have a higher interest.Obtaining short-term loans are easy as well.
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If you are looking for an easy loan, go online and start your search there.There are plenty of lenders who have learned to take advantage of the internet and the online banking process.Lenders offer online service because it reduces the cost and at the same time provides a hassle-free transactions to the customers.
While applicants wait for several days to complete and process a loan application with traditional lenders, online creditors can do it within a day.You can get an immediate decision through online after submitting your loan application.No long waits, no long queues, and usually no back and forth conversations asking for documents to support your loan application.You simple apply and then get a decision.Once approved, borrowers can expect for their approved loans' funds to be electronically transferred to their bank accounts
Online loans usually do not require any guarantee or any collateral.This type of credit is common among non-homeowners or those who do not want to use their personal asset as loan security.No need to risk your valuable assets for this financial product.Lenders are aware and amenable to this risk.
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You will receive emails from unknown financial companies that you did not even contact without notice.If you don't want this to happen to you, then choose a direct lender and not a loan broker.Loan brokers will reach out to hundreds of creditors and submit your personal information to each of them.You will then receive loan offers from these creditors through calls or email.
With a direct lender, on the other hand, you will be working with a single company from the start.You can choose to apply to a direct lender is you don't want to deal with a handful of creditors.
Almost all easy loan lenders operate online so it is important to make sure you are dealing with a professional and legitimate creditor.Many scammers and loan sharks are online, too.Before committing to an offer, borrowers are encouraged to check the background of the lending firms.
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In this Introduction to Blockchain and Ethereum training course, we introduce the fundamentals of blockchain and cryptocurrency technologies. We will discuss when to apply these approaches to existing or greenfield architectures.
Attendees will be able to see the power of the approach by building and working with a simple blockchain from scratch. With this context, we will move on to discuss the Bitcoin network and currency in detail and the design choices that it makes.
The second half of the course introduces the Ethereum network and its notions of smart contracts, gas and related tech, including the Ethereum Virtual Machine (EVM). We discuss distributed apps and look at some recent high-profile case studies.
The Solidity programming language is introduced from scratch as well as a typical development environment for new smart contracts. Finally, we show to integrate Ethereum smart contracts with existing applications by using the Web3j library to bridge Java applications with the Ethereum network and blockchain.
Software Spec:
Laptop with an IDE (ideally Java 8) and the ability to install new software.
Private Team Training is available for this course
Private Team Training | Contact us
+353 1 402 9423
Expand all
Day One
A: Blockchain Bootcamp
1. Fundamental Concepts
2. An introductory blockchain
Lab: Build & implement FirstBlockchain
Lab: Try to forge entries in someone else's implementation of FirstBlockchain
B. Bitcoin
1. Bitcoin concepts
Lab: Setting up Bitcoin Wallets
C. Ethereum
1. Ethereum concepts
Lab: Setting up Ether wallets
Day Two
2. Introduction to Solidity
Meeting Solidity
Lab: Set up your Ethereum (Rinkeby) working environment
2. Developing Solidity Contracts
Lab: A first Ethereum smart contract
Lab: Building an ERC20 contract
3. Web3j
Lab: Managing contracts on the Ethereum blockchain with web3j
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12th - 15th October - Live Online
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This fast-paced course teaches the essentials of networking and helps to prepare the student for the CompTIA Network+ certification.
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Fannie Mae 30 Year Fixed Rate – Lake Water Real Estate – The fannie mae high ltv refi option program has no maximum LTV for new 30- and 15-year fixed-rate mortgages. That means your new loan can be at 125% or even 150% LTV and you are still eligible. That means your new loan can be at 125% or even 150% LTV and you are still eligible.
The FHA offers a 30-year fixed rate mortgage. So does Fannie Mae and Freddie Mac. However, people tend to assume that these mortgages are alike; that a 30-year fixed is a 30-year fixed is a 30.
Fannie Mae has recovered since nearly imploding during the 2008 mortgage crisis; as of 2019, it is the largest backer of 30-year fixed rate mortgages in the country. Fannie Mae HomePath
Bankrate.com ™ provides rate index information about the Fannie Mae 30 year mortgage committments for delivery within 60 days.
Jumbo Loan Limits By County VA loans that are above standard county limits are known as VA jumbo loans. Click here to check your VA jumbo loan eligibility. Higher county limits for VA loans. Veterans who believe they need a jumbo loan because they are over the standard $484,350 loan limit should check their county loan limit.
Mortgage Rates Drop – Freddie Mac – Mortgage Rates Drop June 27, 2019. While the industrial and trade related economic data continues to dominate the news, the drop in mortgage rates over the last two months is already being felt in the housing market. Through late June, home purchase applications improved by five percentage points compared to the previous month.
Fannie Mae Vs Fha fannie mae homepath Loans vs FHA Loans: Three Advantages – For many years, when it comes to buying a home, the fha loan program has been one of the most popular choices for people. But with the downturn in the real estate and with the rising number of homes being owned by lenders (including fannie mae), the Fannie Mae homepath loan program is getting increasingly popular with home buyers.conventional conforming loan · You can have a Conforming FHA mortgage, but if you're seeking an FHA mortgage, it's likely already in the conforming loan limits for your given area. Unique separator between Conventional Loans and Government Loans. Conventional Loans- are the most sought-after types of mortgage financing available, by the same token, qualifying for.
Is A 40-Year Mortgage A Good Idea? – InCharge Debt Solutions – Fixed-rate, 40-year mortgages are essentially the same as 30-year loans, but because. Since June 1, lenders have been able to sell Fannie Mae 40-year fixed.
$10 Million Fannie Mae Innovation Challenge Selects Five Proposals to Address Affordable Housing and Health – Fannie Mae helps make the 30-year fixed-rate mortgage and affordable rental housing possible for millions of Americans. We partner with lenders to create housing opportunities for families across the.
PDF Guidelines – Correspondent Loan Program: 30-Year Fixed Fannie. – Guidelines – Correspondent. Release Date: 11/4/2016 Page 4 of 7 fixed 30 fnma (630) Fixed 20 FNMA (620) Fixed 15 FNMA (615) Down Payment Requirements and Gifts/Grants: Gifts/grants from an allowable Fannie Mae source are allowed on primary residences and second homes.
Fixed 30 Year Fannie Mae – Alanbrownrealty – The Conventional 97's aggressive terms The Conventional 97 mortgage program allows mortgage applicants to use the 30-year fixed rate mortgage only. You can't use it for 15-year. fannie mae (fnma) helps make the 30-year fixed-rate.
· Fannie Mae and Freddie Mac are two big reasons we have 30-year fixed home loans in the US. They create a market for mortgages in the US, so lenders don't tie up their money for three decades when they make mortgages. Instead, they can sell the loans they make to investors, and then take that money and make more loans.


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Clare Balding Ramblings
Here at Hay Barton we were so excited to have the talented Clare Blading and her fantastic producer Lucy Lunt staying to record the Ramblings programme along the South Cornish Coast which aired last week.
Do 'listen again' if you missed it. Clare was in conversation with Philip Marsden. Here is a picture of them at Nare Head on the very blustery day
Cornwalls gardens
Cornwalls gardens are opening up for the new season. Caerhayes is now open and Trewithen. There are signs of spring everywhere and Cornwall is bursting into life.


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Wolf secures budget peace, for now, if not campaign promises
The House of Representatives had just finished voting the final pieces into place for Pennsylvania's 2016-17 budget package, and Majority Leader Dave Reed walked next door in the Capitol to share congratulations with Gov. Tom Wolf.
"So this really can work," a smiling Wolf told Reed when they met Wednesday evening.
A budget package achieved after numerous concessions by Wolf is perhaps the best the Democratic governor can do with Pennsylvania's Republican-controlled Legislature. It also marked a sharp turnaround from the record-setting and damaging partisan budget stalemate of the previous year.
There was no change in strategy or philosophy by Wolf, his spokesman Jeff Sheridan said. Instead, Sheridan characterized the governor's first and second budgets as one continued fight toward the same goal.
"I think what he was trying to do was say, 'Harrisburg is broken and we need to fix it,'" Sheridan said. "We can't undo years and years of misguided policymaking in Harrisburg in just 18 months, but we made big progress."
Wolf's office has defended his budgets as securing "historic" new funding for all levels of education - roughly $630 million, or 7 percent, more, for preschool through college-level education.
Still, with his second budget under his belt, Wolf has made numerous concessions, and has not achieved many key planks in his 2014 campaign for governor.
This $31.5 billion budget - compared with the $33.3 billion Wolf had initially sought - produced half of the new aid Wolf had sought for public schools after he campaigned on a platform to wipe out wide funding disparities between poor and wealthy districts.
The Education Law Center said it "locks in long-term structural inequities that will continue to leave many of Pennsylvania's schoolchildren behind."
It squeezes human services and social services. It leaves state government on track for another yawning deficit next year, and it uses questionable one-time sources of stopgap cash to balance, maneuvers Wolf had insisted as recently as Sunday night he would not accept.
He has not made Pennsylvania's tax structure more progressive. In fact, the Pennsylvania Budget and Policy Center said, the tax package's heavy reliance on a cigarette tax increase makes the state's tax structure even less equitable for low-income families.
Wolf has not persuaded lawmakers to impose a tax on Marcellus Shale natural gas production. And despite Wolf's pledges of transparency, he signed bills within hours of the final provisions being made public.
After the budget passed, the Pennsylvania Republican Party took a shot at Wolf, saying "for the second year in a row, Republicans have stood up for Pennsylvanians in the face of Governor Tom Wolf's far-left agenda."
Wolf, who kept a low profile during budget negotiations, has not made a public appearance since the Legislature wrapped up the budget Wednesday.
Still, the past three months have been good for Wolf.
He signed legislation legalizing medical marijuana and breaking the state-controlled monopoly on the sale of wine, allowing bottles to be stocked and sold in places like supermarkets.
He agreed to institute a public-school funding formula widely embraced as fairer - although the vast majority of aid still is distributed by a politically bent formula.
And his administration enacted tougher rules on Marcellus Shale drilling.
Perhaps his best budget move came Sunday night, when he announced he would allow a $31 billion spending bill to become law, even without the money to pay for it all. He did so despite a fruitless 18 months of trying to pound a tax increase out of the Legislature.
Wolf's move was risky. It surprised top lawmakers. It dared a bond downgrade and a lawsuit. But it kept topsy-turvy bipartisan negotiations going, in ways a full or partial veto might not have, some lawmakers said.
Final concessions were made and, within three days, lawmakers passed a tax package.
"He gave us a couple more days and it all worked out," said Senate Majority Leader Jake Corman, R-Centre. "He took a risk, but it worked out, so he deserves points for that."
Corman didn't want to criticize Wolf - "I've done enough of that over the two years," he said.
"But if I would recommend anything, he probably needed to knock heads a little sooner, and that's his folks as well as our folks," Corman said. "It's pretty easy to play Monday-morning quarterback."


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The best garden furniture: it's a jungle out there
This outdoor season is all about bright colours, rattan — and a tiki hut
Spring may not have exactly sprung yet this year, but soon we will be spending more time in our gardens. For anyone thinking about giving their garden furniture an overhaul, there are two ways you can go: the adult choice or the party route.
The adult choice is to buy outdoor furniture that looks as though it belongs indoors, accessorised with rugs, lanterns and battery-operated outdoor lights.
The party route will lead you to the rattan tiki bar, sold through John Lewis for £575. This bar, with two stools and two chairs, which can be broken down and stored in winter, is where your friends can prop themselves as you make cocktails and pretend you are on holiday in Polynesia. The bar can be accessorised


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Stop Wasting Money on These 10 Things
It's easy to get caught in our daily routines and spend more money than we were willing to spend. No wonder we wake up with an emptier wallet after unnecessary fees, morning beverages, and other details you often aren't aware of. If you want to have more money at the end of the month, you might want to check out these 10 habits.
1. Online Shipping
Photo Courtesy of Digital Trends
Nowadays there are so many promo codes and discounts, that it's hard to resist. Many companies offer free shipping (especially when you exceed an amount or choose a premium membership), so better save up items on your wishlist until you make the amount for free shipping. Why pay the shipping fee 2 or 3 times instead of ordering more products?
2. Negotiate Your Bills
Photo Courtesy of Ultralinx/Oliur
Are you spending too much money on your electric or cable bill? Does your credit card go empty and you have no idea where a large part of your money went? Having old subscriptions you want to cancel? Better use an app that analyses where every of your penny goes.
My personal favorite is Trim, as it automatically negotiates my bills and asks me if I want to cancel subscriptions I even forgot I ever sign up for. Just in the first month I saved $130 with it, that's pretty good in my humble opinion.?
3. Choose the Cheapest Home Repairs
Photo Courtesy of a2homepros
Or better do them yourself. If it's something you can do it, don't pay big bucks to a person that will do the same thing as you.
But in case complex things such as roof or windows broke, make sure you make the best deal and pay the lowest price in town. And I mean quality and price at the same time. For example, sites like Roofing Cost Guide or Window Remodel Connection will compare all the companies available for these services and provide you with the best feedback. So you'll end up saving time and money.
4. Student Loans
Photo Courtesy of Godisable Jacob/ Pexels
Student loan is among of the main reasons Americans have debt. But there are ways to lighten your burden, by doing more payments before the consolidation. Make sure you do some thorough research before dashing into starting one.
Another way to save money and a lot of years of payments are scholarships. Nowadays anyone can apply for them and there are dozens of organizations giving them. Give it a try and see if you qualify to receive $6,000 for DegreeSnap or finding the right school and specializations in minutes, everything paid through Degree Explore.
5. Free Products
Why spend money on new items if you aren't sure if you want to buy it? Ask for samples, you will surely get one, online or in stores. And if we start speaking of free products, you can receive samples from so many sites you won't have to buy skincare or home maintenance items for months. Try sites like Ilovesamples, Sample&Savings, SummerSamples, or WinterSamples.
If all this sounds good and want more on free products, check out this article: Receive Free Cameras, Ipods, Beauty Products and More from These Known Brands.
6. Free Kids Items
Photo Courtesy of Oksana Kuzmina/Shutterstock
Let's continue our free products list with the kids stuff. Did you know there are sites where you can save money big time? Meaning you can receive anything from diapers, baby food up to strollers and other expensive baby items? Yeah, I know, sounds too good to be true.
But IT IS. Look at EveryDayFamily and Enfamil, where you'll automatically get products summing $400 or diapers for a whole year.
Want more? I'll give you more!? Moms' Guide: 23 Ways to Save Money When You Have a Baby (+Freebies for Mommies)
7. Dry Cleaning
I know, you're taking out your clothes to dry cleaning because you're busy and can't afford to lose time on this things. But wait a sec, do you know how much money are you spending on dry cleaning? Add the gas cost for the road too. If you want to avoid ironing, here's a trick: immediately after you got them out of your washing machine, shake them well to get the last drops out and the wrinkles will automatically disappear so you won't have to iron 90%. But who does that today, anyway? Resume: save money by not taking your clothes to dry cleaning.
8. Morning Coffee
Photo Courtesy of Pixabay/Pexels
Don't worry, I'm not saying you have to give up your morning delightful routine and stop drinking your delicious energizer. No way! But I want to make you more aware of how much money we usually spend on it. How much does your morning coffee cost?
Really? Now multiply it by 20.
Done? Now multiply it by 12. Here's the amount of money you could save annually. Try making your coffee at home instead of hurrying every day into Starbucks. You could pamper yourself at Starbucks let's say.. hmm.. once a week. What do you think of this habit change that would put more money into your pockets?
9. Holidays Shopping
Photo Courtesy of Fashion School Daily
Are there any big holidays approaching at the moment you're reading this? Let me teach you a trick that will save you from a lot of headaches.
So, you know during the holidays prices go roof crazy up. Up up up even 10 times higher. So why buy flowers for Valentines on February 13 or 14 or buy Christmas presents a week before.
Take a calendar and note all holidays you have to buy presents for. Check them with red. Now, look in between these periods. What do you see? Large amounts of days without any price raising. Take a green marker and circle the weekend with a month before that holiday. Schedule it for the whole year. That's one half an hour well spent.
10. Seasonal Clothing
Photo Courtesy of Bruce Mars/Pexels
If you're a shopaholic like me, you know all this. Of course you have to have the newest arrivals and of course, they have a special shine when they're in stores for 1-2 days. But if you want to save loads of money (and I mean it) practice patience. This is one monthly budget you could excel at.
If I could give you some advice about buying clothes, it would be:
- Never buy full priced clothes;
- Gain control over your habits and stop doing impulsive shopping;
- If your item isn't perfect, return it;
- Shop on holidays only from the best dealers; they will fight over to win you with the best discounts;
- Save lots of money by buying from the end-of-season sales.
It may not seem much, but if you start making small healthy financial habits, you will end up saving hundreds or even thousands per year. These 10 little changes will end up helping you achieve that dream vacation or car. What other ways to save money are your favorites? Leave a comment below, I would love to find out.
Related Topic:
Amazon Free Stuff You Don't Want to Miss. 8 Best Freebies


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iDOPUB Entrepreneur Series: Meet Glenn Judo, Fashion Entrepreneur
I'm Glenn Judo, an alumni of Covenant University from the department of Economics. I am currently running my NYSC, 5'10 feet tall and in the thin line between being dark skinned and light skinned. I was brought up in the city of Lagos, into a family of 5. I'm the last of three male children making my mum the only woman in the house.
"My advice for every budding and start up entrepreneur is to listen to feedbacks"
Tell us about your business.
Infamous by Glenn Judo makes distinct shoes and sandals at affordable prices without sacrificing quality. Infamous is coined from the phase 'Internationally Famous' originally it would be 'Intfamous' but that would have been boring and less inquisitive so hence Infamous.
The major goal of infamous by Glenn Judo is to make it one stop centre for men, women and children for all their clothing needs with stations around the globe.
We currently make shoes and sandals for men, we are working on launching our female line soon.
How did you come about the idea/concept and what inspired you to go into this?
I have a penchant for good quality and good looking shoes. Most of the shoes I saw on display via the online stores and boutiques were almost perfect and needed that extra fine touch. I decided to make my shoes myself and the feedback I got from people. This triggered the entrepreneurial spirit in me making it into a business and that gave birth to INFAMOUS by Glenn Judo brand.
How did you get the skills to run your kind of business?
Majorly I always keep thanking God I have learnt a lot on the job and I'm still learning much more every day. The major skill which gave me a great advantage is the skill of pattern making.
What was your major challenge starting out as an entrepreneur?
The challenge of initially matching supply with demand and also my academics-business life balance because then I was in my 300 level omega when it all started.
What do you consider a major challenge for entrepreneurs, businesses in general, and your kind of business in Nigeria?
The major challenges would be high cost of raw materials, unstable power supply, absence of modern equipment and machines and lack of funds.
How do you market your business or get your customers?
I started infamous about two years ago to make shoes for myself and since I didn't plan for it to become a business, I had no prior knowledge or preparation, I basically was dependent on word of mouth or referrals, as time grew by, I wanted more and decided to explore various other channels like social media networks.
How has social media or internet generally help impact your business? Share an experience with us.
I studied in an institution where mobile phones were not allowed, the only means of communication was through the internet which wasn't always accessible in all areas of the university then, I used social media channels especially Instagram (my most active channel) to help build my business. I had an already growing base on my personal account, so every single time I wore my products, I would always tag and caption it on my personal account. As time went by customer base grew larger.
What stands you out from others?
Infamous shoes and sandals are bespoke- An order can be customized from the color choice to the toe-cap shape. Each pair is created with the finest genuine materials from the leather for the upper, down to the steel buckles, laces and our all-round soft linen and insole this allows for high durability and also makes it very comfortable.
Also we have a very wide range of products , ranging from monkstraps (single, double and even triple), brogues (wingtips and cap toe),oxfords, loafers (penny, tassel, grosgrain, horsebit etc), boots (Chelsea, monkstrap, lace-up), palm sandals and slippers,
Where do you see your business in the next few years?
Like I said earlier on, one of the umbrella goals of Infamous by Glenn Judo is to become a one stop centre for all clothing needs for everybody – men, women and children around the globe. We intend to have products ranging from shoes, shirts, trousers, suits, dresses, underwear, fragrance, accessories and a whole lot more.
In the next few years. I see infamous by Glenn Judo getting closer in the realization of this umbrella goal.
What advice would you give to someone who wants to start a small business?
My advice for every budding and start up entrepreneur is to listen to feedbacks, show don't tell, get comfortable with the unknown- sometimes you may not have all the information you need to make a decision, you have to trust your gut.
How can people find you?
Twitter – @Infamous_GJ
Instagram – @Infamous_Glennjudo
Facebook – www.fb.com/infamousbyglennjudo
Website: www.glennjudo.com – (under construction)
Get featured on our iDOPUB Entrepreneur Series, Contact: Email: firstname.lastname@example.com


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"The first time was hearing a man's voice coming from inside the bedroom where I was sleeping, telling me he was coming to get me. His voice was low and threatening.
My delusional beliefs came on slowly and were impossible to rationalize as clearly as recognizing there was no man in the room….
Bipolar psychosis, and subsequent delusional thoughts, is usually a feature of severe mania in bipolar type 1 — it can also be associated with bipolar depression, but this is less common.
Most bipolar delusions are grandiose, involving exaggerated feelings of power, wealth, sexual attractiveness, luck or insight. Many of these thoughts have religious connotations and beliefs about God.
Studies have shown that approximately two-thirds of bipolar patients will experience at least one psychotic symptom over a lifetime," (New Life Outlook, 2018).
Have YOU ever experienced bipolar delusions,
AND if so,
how did or do you cope?
Read up on this more, here:
Until next time 😉
R.K.B. is an award winning self-published Author, Poet and Entrepreneur from Detroit, Michigan.
Visit her website to learn more, and stay updated on her upcoming works and events: http://www.intomywoods.com !


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The perfect blackjack strategy and learning Blackjack go hand in hand. There are lots of people who can play Blackjack. But there are also many that have no idea that not knowing the perfect strategy makes them lose a big edge. If you Actually bother to take some time and learn the perfect blackjack strategy, you can then lower the house edge from a whopping 8% right down to a tiny 0.05%.
In this section, you can find out how to, and where you can play online Blackjack to get the best on bonuses and cash in!
The Basic Strategy
If you want to achieve success as blackjack player the basic system is the by far the most important system you should learn..This system has been perfected over many years of hard work of researching and using computer simulations. This system arms every player with the best way of playing blackjack and the basis is on the total of player's total V the Up-
The basics of the basic strategy are how to make the right decisions to what cards the dealers are showing and what the cards we have.
We have already learned that 16 is when the dealer will always draw and that 17 is when the dealer stands. Therefore if we follow the same strategy its nearly always a safe bet. This is what to do in the basic strategy, although the dealer is more likely to go bust or stand if they have a 6 or less So in this situation we do not need to bother to reach 17 or higher. This is the best way to make decisions in this way it benefits the player nearly all of the time.
Three things you should learn in order to memorise the basic strategy
- Social play and the 7 rules
- Doubling down and when to do so
- Spiting pairs-
and when to
Social play the seven rules using the simple strategy
We will now discuss the 7 easy rules to learning the simple strategy. These rules can be applied to around 90% of the time, so this forms the bulk of the basic strategy. There are rules for splitting pairs and doubling down to be added but to the whole scenario which will add to the player's advantage, but this is the main part. If you learn these rules thoroughly, it will give you the edge and help you play the game with fluidity.
The seven simple strategy rules to help you win more
|The seven simple strategy rules to help you win more
|Player actions
|Up card of dealer
|Stands on 13
|2 or 3
|Stands on 12
|4,5 or 6
|Stands on 17
|7 or more
|Doubles Down on 11
|10 or less
|Doubles Down on 10
|Delaers 9 or less
|Split 8,8's every time
|Split A,A's every time
- Player actions Verse the Up card of the dealer
- Stands on 13 V 2 or 3
- Stands on 12 V 4, 5 or 6
- Stands on 17 V 7 or more
- Doubles Down on 11 V Dealer's 10 or less
- Doubles Down on 10 V Dealer's 9 or less
- Split 8,8's every time
- Split A, A's every time
When the dealer has an up-
card of 7 or lower
When the dealers up-
If the dealer's card is a 2 or a 3 you stand on 13. If the dealer's card is a 4-
Doubling down
If a and when a player doubles their bet on their first two cards and gets on one card in return this is called doubling down. Take for example, when first 2 cards are a 3 and an 8, he will have 11 in total, and if they hit which they will. They will have by far an increased chance of achieving 21 than another figure. They will have a better chance than 50/50 of getting a total of higher than 17. If they double their bet they will most likely double their winnings. One thing that should be remembered is for example if the card is either a 5 or 6, they can not hit once again. There is only one extra card when you double down.
We can use other strategies that are basic in blackjack but will look at these later.
Splitting cards, always 8's and aces
Trust me it is very logical to split aces and to most people, it makes sense, because when splitting an ace you only get one card for every ace and you can not hit again, you will not make blackjack if you get a "10" it will only make the normal 1-
We will now talk about the 8's. Every player needs to avoid 16, so you always split on an 8 if you get two 8's it will make 16 so the best thing to do is to split every time you get an 8. This will help you have a better chance of achieving a 17 or higher. Also even if the dealer has 6 or less and 16 looking safe to stand on. By splitting the pairs will enable you to double your winnings. Higher odds are in favor our of splitting as the dealer chance of going bust are more than double.
Learn how to master the basic strategy
You can not just stroll in a casino house and have a go at using the basic strategy. You need to patient learn and practice. It needs to come naturally if you look at the examples below and deal the cards out in the same way.
When going through the deck of cards, use all the choices, hit, stand, split or double down. You can play the dealers game on 16 or either 17 you should stand
You should also practice and deal the cards like this. It will help you to go through cards much faster and you can always mix decks of 2 or more.
Blackjack and the perfect strategy
These simple rules need to be perfected, once you have done this you have mastered the ingredients of the basic strategy. Although to perfect the perfect strategy you need to refine another 2 areas of the game. The 2 more points are the rules for splitting pairs and doubling down. This does not make any difference to what you have been taught already, but they extend and build them further.
Doubling Down and the rules
Doubling Down On Verses the Up-
Splitting Pairs and the rules
Splitting Verses the Up-
A, A V Any Card
8,8 V Any Card


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Pankaj Singh is an international Indian cricketer, who was born in Sultanpur, Uttar Pradesh on 6 May 1985. Singh is a right-arm medium-fast bowler He bats right handed.
He is a bowler who has grown in stature by playing in the U-19s and the domestic leagues. He plays for Rajasthan in the Ranji Trophy.
He played an important role in Rajasthan's road to final of the Plate League in 2006. Pankaj has also represented India A on various occasions. His most important series with India A was against Australia A and the tour of Zimbabwe and Kenya.
Pankaj made his international debut in an ODI against Sri Lanka on 5 June 2010. He returned with figures of 0/45 in his seven overs as Sri Lanka won the match by six wickets. It was the only ODI that Pankaj played for India.
His debut test match was against England on 27 July 2014 at Southampton. In the first innings, he went for 146 runs in his 37 overs without taking a wicket. In the second innings, he again bowled his 10 overs for 33 runs and failed to take a wicket in the match. England won the match by 266 runs.
He was selected to play in the next test too. He took his first wicket in this match at Manchester. In the only innings, he took 2/113 as India lost the match by an innings and 54 runs.
Club Career
Pankaj Singh has represented the Rajasthan Royals and Royal Challengers Bangalore in the Indian Premier League. In the years 2008, 2011 and 2012, he was with the Rajasthan Royals and in 2009 and 2010, he played for the Royal Challengers Bangalore.
Singh has played a total of 17 IPL matches. He has 11 wickets to his name at an average of 42.55 and a high economy rate of 9.36.


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Clinton pounds Loons 7-1, Great Lakes drops to 1 1/2 games out of first
CLINTON, Iowa — The Clinton LumberKings hit six doubles on Sunday and beat the visiting Great Lakes Loons 7-1 in Midwest League baseball.
The loss drops Great Lakes (19-11) to 1 1/2 games behind first-place Bowling Green (20-9) in the Eastern Division standings, while Clinton improves to 14-15.
Tim Lopes had three hits and three runs batted in to lead Clinton on offense.
James Campbell (0-3) took the loss in relief of starter Julio Urias, allowing three runs, one earned, on four hits in 1 1/3 innings. The LumberKings added four runs on four hits off of the next Loons' pitcher, Arismendy Ozoria, who threw 2 1/3 innings.
Meanwhile, Great Lakes had seven hits and drew seven walks but left 11 runners on base. Leo Rodriguez and James Baldwin led the Loons with two hits each.
The Loons finish their three-game series with Clinton with an 11 a.m. game today, then host a key six-game homestand against Eastern Division rivals Bowling Green and Lake County, beginning with a 7:05 p.m. game Wednesday vs. the Hot Rods.