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Property HighlightsPayments: $1,673/mo (terms) Bedrooms: 3 Baths: 1 Living: 1,134 sq. ft. ($308/sf) Land: 0.07 ac. ($112/sf) Year Built: 1962 Days in MLS: 556 Page Views: 890 Save Favorite View Favorites Request More Info
Property DetailsDesign: Single Wall Year Built: 1962 Lot Description: Grassy, Rocky Parking: Other (remarks) Predominant Topography: Level Property Frontage: Road/Street Carport: 252 Fencing: Rock/Stone, Wooden Road Type: State Water: County, Meter Installed Schools: Waimea High & Waimea Canyon Security Systems: None Appliances: None Heating/Cooling: None District: Waimea Subdivision: Waimea Valley Zoning Code: R-4 Taxkey (TMK): 4160030409002 Acceptable Terms: 1031 Exchange, Cash, Conventional, FHA Land Tenure: Fee Simple Annual Property Taxes: $0
Currently tenant occupied. Why rent when you can own?! THIS PROPERTY IS ONE OF THE LOWEST PRICED HOMES ON KAUAI. With a 0 Down USDA mortgage plus taxes and insurance that's only $2,000 per month!! If you're an investor: At current Kauai rental-market rates, it has a potential of $2200.00 per month in rental income. An ROI investor return is likely to be around 7.3%. Recently renovated and charming home located on the sunny and dry west side of Kauai. Centrally located in historic Waimea town and within walking distance from the ocean, markets, restaurants, banks and Waimea High School. Total of 3 bedrooms and 1 bathroom and approximately 910 Sqft of living area & carport with several recent upgrades. The lot backs up to State of Hawaii lands, which means no neighbors in the back and a lot of potential for the back yard. Sold "As Is". 1031 addendum needed for seller exchange. Can be sold separate or together with 4603 Menehune Road (MLS #627421). 1031 addendum needed for seller exchange. 4611 Menehune rd: 3 bedroom 1.0 bath approximately 910 living area & carport Painted interior/exterior New Sheetrock on Ceilings - 2014 Totally rewired – 2013 New Ceiling Fans – 2014 New 3/4" plywood Sub-Floors – 2013 New Flooring throughout house Kitchen totally gutted - Custom Built Cabinets, New Kitchen Sink, New Used Appliances (2014) New Front Door - 2013 New Windows throughout home. - 2014 New Hot water heater - 2015 Full bathroom remodel - new bath tub, new vanity, new tile flooring Partial Plumbing - 2014 Outside of Duplex Driveway was dug and gravel installed – 2014 Concrete Sidewalks installed in backyard – 2014 New Fencing around backyard - 2014
Listing Brokerage: KW Kauai
It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin. ©2014 MLS Hawaii, Inc. All rights reserved. Listing information above provided by Hawaii Information Service, a Multiple Listing Service. This information is deemed reliable but is not guaranteed. Information was last updated: 2020-10-22 20:56:03


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My new banner shows the golden color of some of our leaves in the fall. Driving into our property is like entering a golden palace. So, many of our trees have golden yellow leaves, with touches of red and oranges. And, when they turn that beautiful, they also start to fall. Hence, our grass is covered with a carpet of gold leaves also. The beauty of this is wasted on irritating little Chihuahua.
She went out a few minutes ago and it went like this.
Squat, jump, bark, turn
Turn head left, bark
Turn head right, bark
Squat, jump, bark, turn
The problem was, every time she squatted, another couple of leaves would hit the ground around her and she just knew that it was a monster, crunching on the leaves, ready to grab her.
It's tough being seven inches tall and peeing outside, in the fall.

subset: commoncrawl


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2019 Annual Report
In 2018-19, the MAV has delivered significant outcomes for our members including funding wins, sector-wide efficiency improvements, raised the profile of member councils' good work and encouraged continued innovation to drive business transformation. Members have benefited from our advocacy and engagement activities, procurement services, and our Insurance and WorkCare schemes.
Our achievements delivering on the strategic work plan priorities, our financial results and Board governance reports are all available below. You can also listen to video highlights from our President, CEO and the General Managers of MAV Insurance and MAV WorkCare.


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The number of foreign tourists to Vietnam in the first ten months of 2011 reached an estimated 4.83 million, an increase of 15.8 percent on last year, reported the Vietnam National Tourism Administration. In October, the country attracted more than 518,000 foreign tourist arrivals, up more than 80 percent from October last year. Over the past ten months, more than 4 million foreign tourists came to Vietnam by plane, a year-on-year rise of 20.8 percent. On the contrary, the number of foreign tourists to Vietnam by sea and road saw decreases of 27.1 percent and 0.4 percent compared to the…… [read more]
In the first eight months of 2011, nearly 4 million foreign tourists arrived in Vietnam, a year-on-year increase of 18.4 percent, reported the Vietnam National Tourism Administration. In August 2011, Vietnam attracted nearly 490,000 foreign tourist arrivals, up 14.5 percent compared to the same month last year. So far this year, almost all foreign markets of Vietnam tourism have seen year-on-year increases. Visitors from China rose 53.5 percent, while the number of tourists from Japan (11.7 percent), Taiwan (5.4 percent), the US (18.7 percent), France (4.5 percent) and the Republic of Korea (4 percent) also saw positive increases. There are…… [read more]
The General Statistics Office (GSO) of Vietnam reported that the number of foreign tourists to Vietnam reached more than 1.1 million arrivals in the first two months of 2011, a year on year increase of 19.5%. Of these, nearly 626,000 arrivals came Vietnam for travel and recreation, up more than 14%; those for business were 160,000 arrivals, up 14% and for visiting relatives reached 196,000 arrivals, up nearly 5.3%. The figure for other purposes were 66,000 arrivals, up 54%. Countries and territories recording the largest tourist arrivals to Vietnam in the first two months of 2011, include: China with 191,100…… [read more]
Vietnam greeted nearly 525,300 foreign visitors in August 2012, bringing the figure for the first eight months of the year to more than 4.38 million, a year-on-year increase of 9.4 percent, reported the Vietnam National Administration of Tourism. Over the past eight months, the number of tourists coming Vietnam by sea reached more than 46,600, recording the largest growth with a year-on-year rise of 74.7 percent. The number of foreign tourists arriving by air and road were more than 3.64 million (up 9.2 percent) and 653,500 (up 7.6 percent), respectively. Numerous Asian markets witnessed rises in the number of tourists…… [read more]
In July, the number of foreign tourists visiting Vietnam reached an estimated 460,000; raising the figure for the first seven months this year to more than 3.42 million – representing a year-on-year increase of 17.3 percent. Over the past seven months, the number of foreign tourists arriving in Vietnam by air increased by 22.6 percent from the same period last year. The number of tourists visiting the country by road and sea decreased. Markets seeing increases in the number of tourists to Vietnam are China with nearly 786,000 arrivals (up 53.5 percent), the Republic of Korea with more than 300,000…… [read more]
The Vietnam National Tourism Administration reported that more than 2.5 million foreign tourist arrivals visited Vietnam in the first five months of 2011, a year-on-year increase of 18 percent. Countries and territories seeing an increase in the number of tourists to Vietnam from the same period last year were China with 546,900 arrivals, up 49.6 percent, the Republic of Korea with 222,400 arrivals, up 2.5 percent and Japan with 204,200 arrivals, up 12.8 percent. Tourist arrivals from the US, Cambodia, Taiwan, Malaysia, France and Australia also saw significant rises. Over the past five months, tourists visiting Vietnam for travel and…… [read more]
{mosimage}HCM City, in the first eleven months of this year, welcomed more than 1.8 million foreign tourists, an increase of 29 percent compared to the same period last year and equivalent to 101 percent of the 2005 target. In November, the city welcomed 170,762 foreign visitors, a rise of 18 percent in comparison with last year's period. Foreign tourists came mainly from Japan , the US , Taiwan , Australia , Republic of Korea , China , Malaysia , Singapore , France and Thailand . To attract more tourists, the city's tourism department is focusing on developing information channels and…… [read more]
Over 2.16 million foreign tourist arrivals visited Ho Chi Minh city in the first half of 2015, a year-on-year rise of 3%, reported the Municipal People's Committee on June 24th. With this, the foreigner arrivals to Ho Chi Minh city fulfilled 46% of the city's year's plan of welcoming 4.7 million arrivals. Turnover from travel, hotels and restaurants reached over VND47.25 trillion, a year-on-year rise of 7%. The countries sending the largest number of tourists to the southern hub were the US, Japan, the Republic of Korea, China, Australia and France and several countries in ASEAN such as…… [read more]
Nha Trang beach crowed at the beginning of summer. (Photo: baokhanhhoa.com)Hanoi (VNA) – The south central province of Khanh Hoa received 1.6 million foreign tourists in the first five months of the year, an increase of 14.3 percent year-on-year. Foreign visitors numbered 446,200. Most tourists came from China and Russia, and stayed for an average of four days. Revenue from tourism topped 2.7 trillion VND, a 21.1 percent rise.Khanh Hoa has become an ideal destination for both domestic and foreign travellers thanks to its intriguing sea and island tourism, gentle climate, stable price and quality services. Last year, the province…… [read more]
To mark Vietnam's Tourism Day on July 9, the Deputy Minister of Culture, Sports and Tourism Tran Chien Thang talked with a VOV reporter about Vietnam's target for 5 million foreign tourists this year. Tourism promotion campaign VOV: Do you think that the figure of 2.3 million foreign tourists in six months demonstrates that Vietnam is still a friendly destination for international visitors? Mr Thang: The figure shows that despite long travel time and price fluctuations around the world, the number of foreign tourists coming to the country in the first half of this year was still as high as expected.…… [read more]


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Zombie Microservices Workshop
April 10th, 2018 from 9 am until 5 pm @Swisscom Digital Lab
You are a developer or a DevOps engineer in a large enterprise and would like to participate to a fun, challenging and educative event around serverless communication? Come and join the Zombie Microservices Workshop organized by Amazon Web Services (AWS) and Swisscom on April 10th at the Digital Lab!
In this workshop, we will introduce the basics of building serverless microservices using AWS Lambda, Amazon API Gateway, Amazon DynamoDB, Amazon Cognito, Amazon SNS and more. You'll work within a team to build a secure, scalable, fault-tolerant chat service with global reach from scratch using blueprints provided by us.
Please register by email to firstname.lastname@example.com with your name and position. Your application will be reviewed and an email will be sent to confirm your participation.
Places are limited to 30 participants.
Looking forward to seeing you and your colleagues!
Kind regards,
Swisscom Digital Lab Team


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Andrew Rannells, the Girls actor who is openly gay, lost his virginity at the age of 16 to a 40-year-old man, RadarOnline.com has confirmed.
In his new memoir, Too Much Is Not Enough, the Girls star, now 40, opened up about his teenage years when he was growing up in Omaha, Nebraska before making it big on Broadway.
He revealed his exploration of his homosexuality had already begun with a man more than twice his age. He wrote in his biography that he met the man through a theater group.
He wrote, "It was 1995, I was 16 years old, and I thought I knew it all," adding, "I saw an opportunity and decided to go for it. Sex seemed very far away."
He then went on to explain about his sexual acts with the man, 40, writing, "I trusted him and I believed that this was safe and somehow blameless".
He continued, "Once a certain level of touching was reached, everything came together rather quickly."
Rannells said that one day, he "snuck off" to see the man.
The actor wrote,
Clothes started to come off, and that felt even more wrong/exciting. I wasn't attracted to him, but it was a man's body and a mouth and I had never experienced either.
Andrew then wrote that he did not love the man who took his virginity and thus, he struggled for more than a year to get him to leave him alone.
He reflected,
I continued to have sex with this man but tried to avoid him as much as possible. I tried to make excuses about why I couldn't see him, but he would eventually wear me down and I would agree to spend time with him.
Andrew said that it has been 20 years since he saw the man for the last time. He also admitted that he gets afraid to run into him when he visits his hometown Nebraska.
For more updates, stay tuned to Frostsnow.


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< Back
Coyote Ugly
- Special Event Venues
501 A East 6th Street
Austin, TX 78701
About the Property
Coyote Ugly Saloon is located on historic 6th Street in the heart of downtown Austin. We have a large space with many different options available. Ranging from full space agreements to patio rental and more. We are also available for daytime parties, happy hour meetings and all night events. Please remember if you choose to rent our venue, the concept is up to you. We are willing and able to adapt to our customers needs. Feel free to contact us about anything your party may require.
Nearby Attractions:
We are located in downtown Austin only 2 blocks from the convention center. Coyote Ugly Saloon is only minutes away from everything in Austin, and surrounded by restaurants and hotels.
By The Numbers
6Blocks from Convention Center
1Number of Meeting Spaces
- Location
- Downtown
- Meeting Facility Amenities
- Bar Set up Available
- Bus/Motorcoach Parking
- Complete Buyout Available
- WiFi


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Florian Hecker
Sadie Coles HQ | Davies Street
In previous London shows, sound artist Florian Hecker pursued a kind of sonic sculpture, configuring his speakers carefully in spacesometimes bunched in groups, at others forming irregular linesin order to precisely calibrate the sonic qualities of each work by creating direct waves of sound. In this way, the stark simplicity of Hecker's installations, usually a few speakers attached to the walls or protruding from the ceiling, belies the complexity of the sounds his art creates. Subtle is perhaps not the best word to describe the range and volume of noise that occur in Hecker's sound art, but the transitions and suggestions it encompasses create an unexpected complexity.
In this show, simple cubic speakers again delivered Hecker's latest sound works, but this time they set the scene for a more densely layered, durational audio landscape. In Chimerization, 2012, one of
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Banoffee Chocolate Overnight Oats with Salted Caramel
From no-breakfast to breakfast-addicted – this is how you can call my story. And such breakfast like this one has contributed to make me think on breakfast first once I wake up. But let's be honest, chocolate and salted caramel sound more like a dessert than the first meal of the day, right? And who can say "no" to chocolate, salted caramel or dessert? Yeah, I guess nobody. Dessert for breakfast sounds to good be true? Believe me, these overnight oats variation is one of my favorite with very good reason. It's creamy, not to sweet, chocolaty and topped with the best sweet treat ever: salted caramel sauce. So it will not only fills your stomach (and keeps you full until lunch), but also your soul (you know, chocolate is always for the youl, too :-))


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One very common thing we often get asked at the club is how to get the best out of the cars when racing. Regularly we point people towards a section in our forum with a link that is very helpful, however some people do not seem to find it so I am going to post the link here and on the link section on the right.
Site back, read and enjoy. It has helps lots of us:- Max Bashing Setup Tips


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TV Choice Awards 2016 brought glamour and accolades to the Dorchester Hotel last night, as the stars of the TV world all came together in anticipation of winning an award.
Downtown Abbey and Doctor Foster were crowned winners last night in the TV Choice Awards, with the popular period drama beating off stiff competition from the likes of Peaky Blinders, Line of Duty and Happy Valley to win Best Drama Series and thriller Doctor Forster winning Best New Drama.
Tom wins Best Actor!
Tom Hiddleston won Best Actor for BBC One's The Night Manager. Idris Elba (swoon) and the equally gorgeous Chris Hemsworth hijacked the filming of his acceptance speech from down under.
"Chris and Idris are super happy about it and so am I, so thank you very much. I love being the night manager. I love making The Night Manager," the English actor added.
Cillian Murphy may not have won Best Actor for Peaky Blinders, but we had to include a pic of him here. Just look at those eyes…
Lacey Turner wins Best Soap Actress
Lacey Turner is nothing other than incredible. In an incredibly emotional story-line, Stacey who already suffers from Bipolar suffers psychosis following the birth of her baby.
Alison Kerry of the mental health charity Mind added: 'We have been working with the EastEnders team to develop this story-line over several months and have been impressed by the dedication they have shown in portraying postpartum psychosis sensitively.'
Barbara wins lifetime achievement award
Barbs bid an emotional farewell to Peggy earlier this year. The feisty, loyal, matriarch of the square took pills as she battled cancer in an emotional suicide plot-line.
"I will go as I have lived," she said to her frenemy Pat Butcher. "Straight back, head high, like a queen."
Eastenders liaised with charity Samaritans to ensure that the story-line was portrayed sensitively and responsibly.
Other TV CHOICE AWARDS WENT TO ANT & DEC'S SATURDAY NIGHT TAKEAWAY for best entertainment show & I'M A CELEBRITY…GET ME OUT OF HERE! for best reality show


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John Wyndham
The Day of the Triffids
John Wyndham
The Day of the Triffids
Release Date: 7/1/2003
In 1951 John Wyndham published his novel The Day of the Triffids to moderate acclaim. Fifty-two years later, this horrifying story is a science fiction classic, touted by The Times (London) as having "all the reality of a vividly realized nightmare."
Bill Masen, bandages over his wounded eyes, misses the most spectacular meteorite shower England has ever seen. Removing his bandages the next morning, he finds masses of sightless people wandering the city. He soon meets Josella, another lucky person who has retained her sight, and together they leave the city, aware that the safe, familiar world they knew a mere twenty-four hours before is gone forever.
But to survive in this post-apocalyptic world, one must survive the Triffids, strange plants that years before began appearing all over the world. The Triffids can grow to over seven feet tall, pull their roots from the ground to walk, and kill a man with one quick lash of their poisonous stingers. With society in shambles, they are now poised to prey on humankind. Wyndham chillingly anticipates bio-warfare and mass destruction, fifty years before their realization, in this prescient account of Cold War paranoia.
"A thoroughly English apocalypse, it rivals H. G. Wells in conveying how the everyday invaded by the alien would feel. No wonder Stephen King admires Wyndham so much."


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We offer a wide range of cutting machines for paper and other media. Manual and electric trimmers are available for cutting smaller amounts of sheets. For smaller sheets and small bundles are cutting machines with guillotine or lever an option. For larger bundles are electric cutting machines available and for large bundles and higher requirements we offer a variety of hydraulic cutting machines. For cutting other media such as boards and plexiglass take a look at "Trimming, boards".To view our products in cutting, select the desired category below or in the left menu.
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Serva Print Finishing:
About Serva
Terms & Conditions
Contact us
Serva Group AB
Tel. +46 (0)10-195 96 10
Fax +46 (0)10-195 96 11
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©2017 Serva Group AB


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Gamecredits Exchange Malaysia: Your Online Cryptocurrency – The Affluence Network
Thank you for coming to us in your search for "Gamecredits Exchange Malaysia" online. You may run a search on the web. First learn, then models, indicators and most importantly practice looking at old charts and pick out trends. When you learn to keep a trading diary screenshots and your comment/forecast. Precisely what is the best way to get confident with charts IMHO. Oh certainly, and don't fool yourself into thinking that you purchase the uptrend will never decrease! Always will go down! You will discover that incremental benefits are more reliable and profitable (most times) The transactions of Bitcoins are recorded in ledgers which are referred to as Blockchains. The ledgers use extremely complex technology for them to work. The thought is very straightforward than you believe. The Blockchain enables two parties to create a smart contract. The contract can be created between two companies in a platform known It should be difficult to get more modest gains (~ 10%) throughout the day. Study the way to read these Candlestick charts! And I found these two rules to be accurate: having modest gains is more rewarding than trying to resist up to the pinnacle. Most day traders follow Candlestick, so it's better to take a look at books than wait for order confirmation when you think the cost is going down. Second, there is more unpredictability and reward in monies that have not made it to the profitableness of websites like Coinwarz.
Gamecredits Exchange Malaysia – The Affluence Network: The Opulence Coin
The wonder of the cryptocurrencies is the fact that scam was proved an impossibility: because of the dynamics of the process where it's transacted. All exchanges on a crypto currency blockchain are irreversible. As soon as you're paid, you get paid. This is not something short term where your customers may challenge or need a concessions, or use illegal sleight of hand. Used, many professionals could be smart to make use of a fee processor, due to the irreversible dynamics of crypto currency purchases, you must be sure that stability is challenging. With any form of crypto currency may it be a bitcoin, ether, litecoin, or any of the numerous different altcoins, thieves and hackers may potentially get access to your personal secrets and therefore take your money. Unfortunately, you almost certainly will never obtain it back. It's vitally important for you to follow some excellent safe and secure practices when dealing with any cryptocurrency. This will protect you from many of these negative functions. Mining cryptocurrencies is how new coins are put into circulation. Because there's no government control and crypto coins are digital, they cannot be printed or minted to create more. The mining process is what creates more of the coin. It may be useful to consider the mining as joining a lottery group, the pros and cons are the same. Mining crypto coins means you'll really get to keep the total rewards of your efforts, but this reduces your chances of being successful. Instead, joining a pool means that, overall, members will have a much higher potential for solving a block, but the benefit will be divided between all members of the pool, based on the amount of "shares" won.
If you are thinking about going it alone, it really is worth noting the software configuration for solo mining can be more complex than with a swimming pool, and beginners would be likely better take the latter course. This alternative also creates a stable flow of revenue, even if each payment is small compared to entirely block the wages. Cryptocurrencies such as Bitcoin, LiteCoin, Ether, The Affluence Network, and many others have been designed as a non-fiat currency. In other words, its backers assert that there's "actual" value, even through there is no physical representation of that value. The value increases due to computing power, that is, is the only way to create new coins distributed by allocating CPU power via computer programs called miners. Miners create a block after a time frame which is worth an ever declining amount of money or some type of reward so that you can ensure the shortage. Each coin consists of many smaller components. For Bitcoin, each component is called a satoshi. Once created, each Bitcoin (or 100 million satoshis) exists as a cipher, which is part of the block that gave rise to it. The individual who has mined the coin holds the address, and transfers it to a value is provided by another address, which is a "wallet" file stored on a computer. The blockchain is where the public record of transactions lives. Most all cryptocurrencies function as Bitcoin does.
The fact that there's little evidence of any growth in the use of virtual money as a currency may be the reason why there are minimal attempts to regulate it. The reason behind this could be simply that the marketplace is too little for cryptocurrencies to warrant any regulatory attempt. It really is also possible the regulators simply don't understand the technology and its implications, anticipating any developments to act. In the event of the fully functioning cryptocurrency, it may possibly be exchanged like a thing. Promoters of cryptocurrencies say that type of electronic money is not controlled by way of a central banking system and it is not therefore subject to the vagaries of its inflation. Since there are a restricted quantity of items, this money's benefit is founded on market forces, enabling entrepreneurs to trade over cryptocurrency exchanges. Here is the trendiest thing about cryptocurrencies; they do not physically exist anywhere, not even on a hard drive. When you look at a specific address for a wallet featuring a cryptocurrency, there is absolutely no digital information held in it, like in the exact same way a bank could hold dollars in a bank account. It is only a representation of worth, but there is absolutely no real tangible sort of that worth. Cryptocurrency wallets may not be seized or immobilized or audited by the banks and the law. They don't have spending limits and withdrawal restrictions imposed on them. No one but the person who owns the crypto wallet can decide how their riches will be managed. When searching on the web forGamecredits Exchange Malaysia, there are many things to consider.
Gamecredits Exchange Malaysia: Intended For Life – The Affluence Network
Click here to visit our home page and learn more about Gamecredits Exchange Malaysia. Anyone can become a Bitcoin miner running software with specialized hardware. Mining software listen for broadcast transactions on the peer-to-peer network and perform the appropriate tasks to process and support these transactions. Bitcoin miners do this because they are able to make transaction fees paid by users for quicker transaction processing, and new bitcoins in existence are under denominated formulas. Just a fraction of bitcoins issued so far can be found on the exchange markets. Bitcoin markets are competitive, which implies the price a bitcoin will rise or fall depending on supply and demand. Many people hoard them for long term savings and investment. This restricts the number of bitcoins that are actually circulating in the exchanges. Additionally, new bitcoins will continue to be issued for decades to come. Thus, even the most diligent buyer could not buy all present bitcoins. This scenario is just not to imply that markets usually are not exposed to price manipulation, yet there exists no requirement for large sums of cash to move market prices up or down. The slightest events in the world market can affect the price of Bitcoin, This can make Bitcoin and any other cryptocurrency volatile. Bitcoin is the main cryptocurrency of the net: a digital money standard by which all other coins are compared to. Cryptocurrencies are distributed, international, and decentralized. Unlike traditional fiat currencies, there is no authorities, banks, or any regulatory agencies. As such, it truly is more immune to wild inflation and corrupt banks. The benefits of using cryptocurrencies as your method of transacting money online outweigh the protection and privacy risks. Security and seclusion can readily be reached by simply being bright, and following some basic guidelines. You'dn't put your entire bank ledger online for the word to see, but my nature, your cryptocurrency ledger is publicized. This can be fixed by removing any identity of possession from your wallets and thereby keeping you anonymous. Cryptocurrency is freeing individuals to transact money and do business on their terms. Each user can send and receive payments in a similar way, but in addition they participate in more elaborate smart contracts. Multiple signatures allow a trade to be supported by the network, but where a certain number of a defined group of people agree to sign the deal, blockchain technology makes this possible. This allows progressive dispute arbitration services to be developed in the foreseeable future. These services could allow a third party to approve or reject a trade in the event of disagreement between the other parties without checking their money. Unlike cash and other payment methods, the blockchain constantly leaves public evidence that the transaction happened. This can be possibly used within an appeal against companies with deceptive practices. If you are looking for Gamecredits Exchange Malaysia, look no further than The Affluence Network.
Gamecredits Exchange Malaysia – Your Obtainable Currency – The Affluence Network
Many people would rather use a currency deflation, especially people who need to save. Despite the criticism and skepticism, a cryptocurrency coin may be better suited for some uses than others. Monetary seclusion, for example, is excellent for political activists, but more debatable as it pertains to political campaign financing. We need a secure cryptocurrency for use in trade; should you be living pay check to pay check, it would happen as part of your wealth, with the remainder reserved for other currencies. The physical Internet backbone that carries data between the different nodes of the network is now the work of a number of firms called Internet service providers (ISPs), which includes firms that offer long-distance pipelines, occasionally at the international level, regional local pipe, which finally joins in families and businesses. The physical connection to the Internet can only happen through any of these ISPs, players like level 3, Cogent, and IBM AT&T. Each ISP operates its own network. Internet service providers Exchange IXPs, owned or private companies, and occasionally by Governments, make for each of these networks to be interconnected or to move messages across the network. Many ISPs have agreements with suppliers of physical Internet backbone providers to offer Internet service over their networks for "last mile"-consumers and companies who need to get Internet connectivity. Internet protocols, followed by everyone in the network makes it possible for the data to stream without interruption, in the correct spot at the perfect time.
While none of these organizations "owns" the Internet together these companies decide how it operates, and established rules and standards that everyone stays. Contracts and legal framework that underlies all that is happening to determine how things work and what happens if something goes wrong. To get a domain name, for instance, one needs consent from a Registrar, which includes a contract with ICANN. To connect to the Internet, your ISP must be physical contracts with providers of Internet backbone services, and suppliers have contracts with IXPs from the Internet backbone to attach to and with her. Concern over security issues? A working group is formed to work on the issue and the alternative developed and deployed is in the interest of most parties. If the Internet is down, you might have someone to call to get it fixed. If the difficulty is from your ISP, they in turn have contracts in position and service level agreements, which govern the manner in which these problems are worked out.
The benefit of cryptocurrency is that it uses blockchain technology. The network of nodes the make up the blockchain isn't regulated by any centered firm. No one can tell the miners to update, speed up, slow down, stop or do anything. And that is something that as a devoted advocate badge of honour, and is identical to the way the Internet works. But as you comprehend now, public Internet governance, normalities and rules that govern how it works current built-in problems to the user. Blockchain technology has none of that. You've probably seen this often times where you typically distribute the nice word about crypto. "It is not erratic? What goes on if the cost accidents? " So far, several POS programs gives free conversion of fiat, improving some matter, but before the volatility cryptocurrencies is resolved, most people is likely to be reluctant to put up any. We must find a way to struggle the volatility that is inherent in cryptocurrencies. Ethereum is an unbelievable cryptocurrency platform, nevertheless, if growth is too fast, there may be some problems. If the platform is adopted immediately, Ethereum requests could grow drastically, and at a rate that surpasses the rate with which the miners can create new coins. Under such a scenario, the entire stage of Ethereum could become destabilized due to the increasing costs of running distributed applications. In turn, this could dampen interest Ethereum stage and ether. Instability of demand for ether may result in a negative change in the economical parameters of an Ethereum based company that may lead to company being unable to continue to operate or to cease operation.


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|الشعر و الشعراء / Poetry & Poets قسم خاص لكتابة الاشعار... وبوح المشاعر ..
|أدوات الموضوع
|انواع عرض الموضوع
Home Ownership Gets Tougher as Lenders Restrict FHA Mortgages
*Home Ownership Gets Tougher as Lenders Restrict FHA Mortgages* By Jody Shenn and John Gittelsohn - Nov 16, 2010 11:01 PM CT Home Ownership...
Ownership Gets Tougher as Lenders Restrict FHA Mortgages
By Jody Shenn and John Gittelsohn - Nov 16, 2010 11:01 PM CT
Home Ownership Gets Tougher as Lenders Restrict FHA Mortgage
The U.S. home-ownership rate remained at a 10-year low in the quarter ended Sept. 30, in part because of rising foreclosures, the U.S. Census Bureau reported. Photographer: Jim R. Bounds/Bloomberg
Home Ownership Tougher as Lenders Restrict FHA Mortgages
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Nov. 17 (Bloomberg) -- Home Ownership may be falling out of reach for more Americans as Lenders toughen their standards for Federal Housing Administration-insured loans beyond what the agency itself requires. Mortgage Lenders including Wells Fargo & Co. and Bank of America Corp., the two largest, have raised the minimum credit score on FHA-insured loans that they will buy to 640 from 620. Bloomberg's Monica Bertran reports. (Source: Bloomberg)
Home Ownership may be falling out of reach for more Americans as Lenders toughen their standards for Federal Housing Administration-insured loans beyond what the agency itself requires.
Mortgage Lenders including Wells Fargo & Co. and Bank of America Corp., the two largest, have raised the minimum credit score on FHA-insured loans that they will buy to 640 from 620. About 6.3 million people fall within that range, according to FICO, which created the formula for the ratings.
The higher hurdles for FHA loans, used in about a fifth of U.S. Home purchases, add to challenges for a housing market already struggling with record-low sales and surging foreclosures. While lax lending fueled the bust that led the U.S. into recession, the new requirements will stifle the real estate recovery needed to revive the economy, said Ron Phipps, president of the National Association of Realtors.
"We've gone from silly to stupid," Phipps, principal partner of Phipps Realty Inc., said in a telephone interview from his Home in Warwick, Rhode Island. "People who should be getting credit can't get it. To have a healthy real estate market, you need activity. You need transactions."
The FHA, which previously didn't have minimums for FICO scores, began in October to require grades of at least 500, and more than 580 for loans with down payments of as little as 3.5 percent. Borrowers with scores between those levels must put 10 percent down. Several Lenders moved minimums to about 620 at the start of 2009, the companies said then.
3.7% of Consumers
FICO scores range from 300 to 850. The grades are based on data such as whether borrowers have missed debt payments, balances on their credit cards relative to borrowing limits, and the length of their credit history, meaning consumers who've never fallen delinquent can have lower scores, according to the company's website.
The 6.3 million people with grades between 620 and 640 equate to about 3.7 percent of U.S. consumers with credit information available, according to FICO, the Minneapolis-based company formerly known as Fair Isaac Corp.
Requiring a 640 credit score excludes as much as about 15 percent of FHA borrowers, David Stevens, the agency's commissioner, said in an interview yesterday. Minorities and borrowers in communities hardest hit by the recession are most likely to lose based on FICO scores, he said.
Finding Better Way
"We are restricting opportunity and access for those who can least afford it," Stevens said. "We need to find a better way to provide access to these families who are being cut out simply because Lenders are putting arbitrary overlays on top of our requirements."
FHA insurance covers Lenders or debt investors when borrowers default. One of every five U.S. Home purchases relied on the loans in the fiscal year through July, the agency said in a report yesterday. They accounted for a third of purchases by first-time homebuyers in the year ended Sept. 30.
The FHA, the Department of Veteran Affairs and Fannie Mae and Freddie Mac, the companies taken over by the government in 2008, have been providing about 95 percent of new mortgage financing after falling Home prices sparked retreats by banks and by investors in mortgage bonds without U.S.-backed guarantees, according to Inside Mortgage Finance newsletter. The S&P Case-Shiller Index of property values in 20 cities fell as much as 33 percent from its 2006 peak.
"It's absolutely clear that, today, FHA is playing a larger role than it should," Stevens said during a conference call with reporters yesterday. "But it's a counter-cyclical force providing liquidity in a market where private capital still is completely absent."
Servicing Costs
Mortgage companies are tightening FHA standards partly because of the higher costs they face in servicing delinquent loans, said Luke Hayden, president of the mortgage unit of Mount Laurel, New Jersey-based PHH Corp. By keeping defaults low, they can also boost the prices they fetch for bonds filled with the loans and thus offer lower rates, he said.
When FHA-backed loans go into default, the lender bears a greater share of the expenses than when the mortgage is backed by Fannie Mae and Freddie Mac, Hayden said. That's one reason why the banks impose their own, higher standards on the loans.
With Fannie and Freddie mortgages, Lenders are forced to buy back bad Mortgages that were improperly underwritten, which has also prompted them to adopt Tougher guidelines for those loans.
Tightening Standards
Hayden's company, the country's seventh-largest Home lender, Gets some of its business through a joint venture with its former affiliate Realogy Corp., owner of the Coldwell Banker, ERA and Century 21 realty brokerage brands. The company is still tightening some standards for government-insured loans, he said.
Wells Fargo, the largest mortgage originator, has stopped buying FHA loans with FICOs below 640 from other lenders, said Vickee J. Adams, a spokeswoman for the San Francisco-based bank.
The minimum score for Mortgages it makes through its own loan officers remains 600 with "no plans for an increase," she said. These types of loans accounted for 57 percent of its first-half originations, according to Inside Mortgage Finance.
Bank of America, the second-biggest lender, also stopped buying new FHA loans with FICOs below 640 last month, said Terry H. Francisco, a spokesman. About half of its originations in the first half of this year came through purchases from such so- called correspondents.
The bank, based in Charlotte, North Carolina, also requires scores at least that high on FHA Mortgages for refinancing when making loans directly to borrowers. It still allows scores as low as 620 for home-purchase Mortgages in its retail business because it thinks they perform relatively better and "we want to stay competitive" with those loans, Francisco said.
'Huge Effect'
While Bank of America and Wells Fargo are keeping their retail credit standards in place, the changes to their loan buying affects other lenders' requirements. Quicken Loans Inc., the ninth-largest lender, has ended most of its FHA lending to borrowers with scores below 640 because of the new rules.
"When the big companies change their standards and rules, it has a huge effect on the market," said Bob Walters, chief economist at the Detroit-based company.
JPMorgan Chase & Co., the third-largest lender, had already been generally requiring credit scores of at least 640 on FHA loans before the tightening by competitors, said Tom Kelly, a spokesman for the New York-based company.
Cutting Off Customers
Matt Hackett, underwriting manager at New York-based Equity Now Inc., said higher requirements among buyers of its FHA loans cut off about 5 percent of his potential customers. Chris Murphy, a loan originator at Main Street Home Loans LLC, A 640 score disqualifies about 15 percent of customers who were getting FHA loans through Chris Murphy, a loan originator at Main Street Home Loans LLC, an independent mortgage bank based in Alpharetta, Georgia.
"It's bad from the originator's standpoint because fewer people qualify," Murphy said in a telephone interview from his office in Charlotte. "But it's less likely they're going to default and so, from the standpoint of the economy, it's probably a good thing."
About 9.8 percent of U.S. Home Mortgages were delinquent at the end of the second quarter, with an additional 4.6 percent in the foreclosure process, according to the Mortgage Bankers Association. The Washington-based group releases figures through Sept. 30 tomorrow.
Reducing Risk
FHA lending to the riskiest borrowers has declined in the past two years. Only 3.8 percent of FHA loans had scores below 620 or no score in the quarter ended Sept. 30, down from a peak of 50.4 percent in the period through Dec. 31, 2008, according to a Nov. 4 agency report to Congress. A score below 620 was typically considered subprime before the credit crisis, meaning the borrower had a bad or limited credit history.
The U.S. home-ownership rate remained at a 10-year low of 66.9 percent in the quarter ended Sept. 30, in part because of rising foreclosures, the U.S. Census Bureau reported Nov. 2. The rate reached a record high of 69.2 percent in the second and fourth quarters of 2004.
Sales of existing homes were at an annual pace of 4.53 million in September, compared with the average rate of 5.82 million for the past decade, according to the Chicago-based National Association of Realtors. The pace in July was 3.84 million, the lowest in data going back to 1999.
Restricting access to credit threatens to slow a rebound even as reduced Home prices and interest rates near record lows boost affordability, said Stevens, the FHA commissioner.
"This has a broad potential impact to the economic recovery in total," he said. "We're not asking for Lenders to be reckless. In fact, we believe we have prudent policies for the market. But we do believe that Lenders need to put more work into making certain that they provide accessibility for families who can qualify for a mortgage."
To contact the reporters on this story: Jody Shenn in New York at firstname.lastname@example.com; John Gittelsohn in New York at firstname.lastname@example.com.
To contact the editors responsible for this story: Alan Goldstein at email@example.com; Kara Wetzel at firstname.lastname@example.com.
*Home Ownership Gets Tougher as Lenders Restrict FHA Mortgages* By Jody Shenn and John Gittelsohn - Nov 16, 2010 11:01 PM CT Home Ownership Gets Tougher as Lenders Restrict FHA Mortgage The U.S. home-ownership rate remained at a 10-year low in the quarter ended Sept. 30, in part because of...
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Home Ownership Gets Tougher as Lenders Restrict FHA Mortgages
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Search Results for Tag: Pakistan
Pakistani teacher sacrifices respect to help kids in need
In Pakistan, being a school teacher is looked down on. But that doesn't stop 24-year-old Farrukh from following his passion and teaching kids from some of the country's most socially disadvantaged areas.
Listen to the report by Haya Fatimah Iqbal in Karachi, Pakistan:
DateTuesday 26.06.2012 | 12:59
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East Hampton style beach house with a beautiful ocean and Mountain View. This special home has been completely renovated and finished to the highest quality. The Master bedroom has its own private Sundeck with gas fireplace with incredib le views of the ocean and sunsets, impeccable 5 piece ensuite with over sized marble shower. A beautiful bright sun room on the main floor with new radiant in floor heating and slate tiles. This home features a new kitchen with over size counters and new top of the line appliances, 6 burner gas range, 2 ovens gas and electric convection. There is a full basement with a wine cellar. The gardens are stunning with a flowing pond.
Clothes Washer/Dryer/Fridge/Stove/DW, Drapes/Window Coverings, Smoke Alarm, Vacuum R.I.
Bay Realty Ltd.
The data relating to real estate on this web site comes in part from the MLS Reciprocity program of the Real Estate Board of Greater Vancouver or the Fraser Valley Real Estate Board. Real estate listings held by participating real estate firms are marked with the MLSR logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by the Real Estate Board of Greater Vancouver or the Fraser Valley Real Estate Board which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of the Real Estate Board of Greater Vancouver or the Fraser Valley Real Estate Board. Copyright 2020 by the Real Estate Board of Greater Vancouver, Fraser Valley Real Estate Board, Chilliwack and District Real Estate Board, BC Northern Real Estate Board, and Kootenay Real Estate Board. All Rights Reserved.


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Skipper Canteen Dinner Review
Skipper Canteen is one of the uniquely themed table service restaurants in Magic Kingdom, located just inside Adventureland. The prices are pretty reasonable at around $15-$35 per person plus sales tax at both lunch and dinner. If you are on the Disney Dining Plan, Skipper Canteen is one Table Service Credit.
The Rose and Crown Dining Room is a Table Service restaurant in the UK Pavilion in Epcot. The restaurant is themed to a traditional British pub and has both indoor and outdoor seating and fantastic viewing locations for the fireworks. Rose and Crown serves traditional British food and also has a separate bar area.
Walt Disney World has two Rainforest Cafe locations; one at Animal Kingdom and one at Disney Springs. My favourite location is by far the Animal Kingdom location. It fits in perfectly with the theming of Animal Kingdom, and it also has its own secret entrance into the park!
Ohana Breakfast Review
Ohana is a character dining location during breakfast and a table service location for dinner at Disney's Polynesian Resort. For breakfast you can meet Lilo, Stitch, Mickey and Pluto in their Hawaiian outfits whilst you enjoy a family style buffet breakfast.
Ohana serves only breakfast and dinner and prices range from $35-$60 per person plus sales tax. If you are on the Disney Dining Plan, Ohana is one Table Service credit. Both breakfast and dinner are all you can eat family style buffets with a Hawaiian twist.
Mama Melrose's Ristorante Italiano is, you guessed it, an Italian restaurant in Hollywood Studios. It is located in the Grand Avenue section of the park around the back of Muppet Vision 3D. It serves lunch and dinner and prices range from $15-$34 per person plus sales tax. If you are on the Disney Dining Plan, Mama Melrose is one table service credit.
California Grill Dinner Review
California Grill is a signature dining restaurant at Disney's Contemporary Resort. The Contemporary can be accessed by a resort bus to Magic Kingdom then taking the resort monorail or the walkway to the right-hand side of bag check. Alternatively, a similar route can be taken from the Ticket and Transportation Centre.
Check in for California Grill is located on the middle floor of the Contemporary, one level down from the monorail. You will see the above sign behind a desk where you can check in.
California Grill serves brunch and dinner and prices range from $35 per person for brunch and over $60 for dinner. This is not inclusive of any sales tax or gratuity. If you are on the Disney Dining Plan, California Grill is 2 table service credits.
Be Our Guest is both a quick service and table service restaurant located in New Fantastyland at Magic Kingdom. Be Our Guest is a quick service location for breakfast and lunch and a table service location for dinner. Unlike other quick service locations, you do require an Advance Dining Reservation (ADR) to eat here for all meals. They do accept walk ins but it is so popular that there is a very high chance you will be turned away or face an extremely long wait time.
TIP: when booking an ADR for breakfast, check the time the park opens and try to book your breakfast for an hour or so before park opening. That way, you get to walk around Fantasyland with no one else around and it makes for some amazing photos. You also will just be finishing your breakfast just as the park opens so you don't take any time out of your day!
1900 Park Fare Breakfast Review
1900 Park Fare is a character buffet table service restaurant at Disney's Grand Floridian Resort. For those of you on the Disney Dining Plan, 1900 Park Fare is one Table Service credit; if you aren't on the dining plan expect to fork out up to $60 per person depending on the time of day of your reservation.
1900 Park Fare sticks with the intricate Victorian theming of the Grand Floridian with hints of Mary Poppins and an English tea room (sort of).
You have a variety of options for getting to the restaurant, dependent on where you are coming from. My top route is taking the boat from Magic Kingdom directly to the dock at the Grand Floridian and taking a casual walk through the resort and into the back of the main lobby where the restaurant is situated. You can also take the resort monorail, drive directly to the Grand Floridian and park in the car park, or walk over from the Polynesian.
50s Prime Time Cafe Lunch Review
50s Prime Time Cafe is a table service restaurant located in Hollywood Studios. For those of you who have the Disney Dining Plan, 50s Prime Time Cafe is one table service credit; if you don't have the dining plan, you will be looking at around $35 per person.
It is a 50s themed (as if you couldn't tell) restaurant with immersive decorations, fantastically strict staff and equally as amazing food. 50s Prime Time is one of my favourite places to eat in the whole of Walt Disney World.
It is located towards the entrance of Hollywood Studios and the main entrance to the restaurant is directly next to Hollywood and Vine.


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BLOOD RITES: Origins and History of the Passions of War.
Edition: First printing.
New York: Henry Holt, (1997) dj. SIGNED hardcover first edition - "An original, provocative, well-researched, and powerfully argued investigation into the passions that have led human beings to make war." (Richard J. Barnet) SIGNED by Ehrenreich on the title page (as she was signing this she commented that she considers this her most important book.) Notes, bibliography, index. x, 292 pp. ISBN: 0-8050-50779.
Condition: Very near fine in a like dustjacket.
Book ID: 56867
Print this page Price: $35.00


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Product Description
To begin our work together, a 90 minute assessment session will take place with both parents and child(ren) to help explore the child's needs, the families needs, and the goals for all individuals and families.
Together, we will any and all areas of concern, and gain a base line look at the family functioning.
The assessment session is an information gathering session where each party will be given an opportunity to talk about the needs of the child, as well as the parent's individual input of their child's needs.
We will also identify family, personal, and relationship goals.
The facilitator will then make recommendations for meetings moving forward.
Sensational Kids focus is on learning to communicate, understand, and empathize with the highly sensitive child It is here we,
– Explore your child's sensitivity (and what that actually means)
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– Work with parent and child to create a healing space of emotional safety
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I look forward to working with you and your family. For more information, email firstname.lastname@example.com


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New England Journal of Medicine (Excerpt)
Parkinson's disease is a progressive neurodegenerative disease that affects dopaminergic neurotransmission, resulting in bradykinesia, rigidity, and rest tremor. After an initial honeymoon period, during which there is a sustained response to dopaminergic treatment, beneficial effects are hampered by levodopa-induced motor complications,1 progressively compromising quality of life.2-4 … more (please read article)
For the primary outcome of quality of life, the mean score for the neurostimulation group improved by 7.8 points, and that for the medical-therapy group worsened by 0.2 points (between-group difference in mean change from baseline to 2 years, 8.0 points; P=0.002). Neurostimulation was superior to medical therapy with respect to motor disability (P<0.001), activities of daily living (P<0.001), levodopa-induced motor complications (P<0.001), and time with good mobility and no dyskinesia (P=0.01)……


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Poor Man's Voice
November 13, 2009 Leave a comment
They say: A poor man's voice is never heard. One country in South Asia is so poor that its voice is also never heard in last 60 years or so. Or perhaps I've said something wrong. Corrigendum: How its voice can be heard when it actually had never voiced on it up until now?
A friend asked me, "While we've no choice left except to select one in the lot of evil, what would we do except that to opt for a lesser evil in the lot?" I ask them, "How could we be so naive to support and assert the system run by the evils? Do we not have an option to boycott the system — and ostracize the looters of nation? Is it too much laborious to do for our nation?" Or at least we can try to be bit vocal against the illegal or dishonest behavior of our elected leaders instead of saying we lack with the options of true leadership so let's opt for a lesser evil in the available lot. A few minds of respective political leadership are the decision makers, but there's no decision making echelon.
During the time of such distress and desperate straits in our country, I've even seen people raising offers that infallibly suggest the disintegration of Pakistan. Exactly similar to that, I found someone saying that the troubled and lawless areas of Pakistan like FATA should be disbanded from Pakistan. Might I ask them: Lest you forsake that FATA terrain, which it'd belong to? Would you just give it to US-led Nato Forces or would you seam it with Afghanistan as a charity or what? Or would you just pull out all your forces back from the region and let the nasty and barbaric games prevail there? Will it not make our strategic position at stake if we take such an inexpedient step?
Okay, I denounce the loss of innocent lives, simultaneously I want to see peace too in those region. Can we've the peace without having such barbaric games in those areas — be the games played by TTP, Pakistan Army, Nato Forces, ISI, CIA or anyone.
There are a number of such suggestions ventilated daily. These suggestions concerning the disintegration of Pakistan investigate the fact that there still are such parallel elements in our country that are failed to accept the existence of Pakistan; there still are people who talk about fraction, violence, extremism.
A few days back, an American Army Major, who was (fortunately or unfortunately?) a Muslim, went on a killing spree in one of the American biggest Military post. 13 people died, out of which 12 were servicemen and 1 was civilian; Innocent civilian, innocent servicemen? When we, or anyone, regret or don't regret the loss of innocent lives — I ask whose life isn't innocent? We all are innocent. People did rejoice over the loss of lives. The concept that killing solves anything must be retired. Major Nidal's actions will now spark more resentment and prejudice against the U.S. Muslim population. It is this same prejudice that Major Nidal reported to his relatives that made him so crazy — crazy enough to kill. So now his actions will spawn more violence. Where does it end? When everyone from one gene pool is dead? Then, those who remain will turn on each other. Violence begets violence. But this is unnecessary and uncalled for to warrant killings, be it done by U.S. Army or Blackwater or Major Nidal or Pakistan Army.
This doesn't end here. I was talking about an old saying: A poor man's voice is never heard. What is the term 'poor man' implying? It doesn't talk about a financially deprived man. But it's squarely talking about a frail man — a man deprived of moral understandings. Kerry-Lugar bill, which aims to provide billions of dollars to Pakistanis — would it uplift us from this sort of poorness to richness? Before we go on thinking constructively about the ways to improve our socio-economic structure, we need to understand that a poor man's voice is really never heard.


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The IFFR Pro x VR Days 2020 selection has now been confirmed! Following their pitches during the IFFR Pro x VR Days Europe, Doubt by Matteo Lonardi, Floating with Spirits by Juanita Onzaga, Odd & Ity by Ricardo Laganaro and Shock the Monkey by Blies Brothers have been invited to the IFFR Pro x VR Days 2020 and CineMart 2020. Congratulations to the four innovative XR projects!
IFFR Pro x VR Days Europe have been collaborating since 2016, with the ambition to provide makers with support creating and distributing their VR projects. Eleven diverse and engaging XR projects were presented to a full room at DeLaMar Theater in Amsterdam during the VR Days Europe (13–15 November 2019).
IFFR Pro x VR Days Selection 2020
Doubt by Matteo Lonardi
Doubt is a VR interactive journey in the creative process. The user travels into the minds of Leonardo Da Vinci and three contemporary artists: Shirin Neshat, Velasco Vitali and Berndnaut Smilde. For these four artists, doubt in oneself, in one's capabilities and in one's decisions are recurrent excruciating feelings, yet they regard them as fundamental elements of their creative process. Like many icons that we admire, Leonardo is revered today as a flawless genius. What few know is that he was often criticised by his contemporaries, and that he doubted the value of his own work. This VR experience immerses the user in that moment we don't speak of but which often defines some of the secrets to creation.
Floating with Spirits by Juanita Onzaga and An Oost
This project follows a young indigenous girl in the mystic mountains of Mexico, who embarks on a spiritual journey that gives meaning to the legacy she must now protect. The Cassette for timescapes production spans Belgium, Colombia and Mexico, and aspires to "challenge the perception of the viewer, using a combination of 360 documentary footage and technically enhanced, magical layers."
Odd&Ity by Ricardo Laganaro
Among the selection is the latest project by Venice Film Festival's Best VR Experience winner Ricardo Laganaro. The Brazil-based ARVORE Immersive Experiences production is a fictional exploration into a faraway world divided in two. Dire circumstances require respective inhabitants Odd and Ity to overcome their aversions and differences and work together, to save their world as they know it. The multi-player, interactive experience is intended as a reflection of our times.
Shock The Monkey by Blies Brothers and François Le Gall
Here we follow SOMA, an activist against the dominant system. SOMA is also the code name for the brain liberation program she and her team are running. The a_BAHN production is described by the Luxembourg and France-based makers as "a collective experience of anticipation about the privatization of our mind."
Chosen by a jury consisting of Jolinde den Haas (VR scout IFFR), Marit van den Elshout (head of IFFR Pro) and Wendy Bernfeld (founder/MD of Rights Stuff), the four selected projects are also invited to partake in the 37th edition of IFFR's co-production market CineMart. As part of IFFR Pro Days, taking place during IFFR 2020, CineMart offers filmmakers and producers the opportunity to present their new project to film professionals and gain insight into creative development and financing.
Venice success back in the Netherlands
The acclaimed live cinema performance Cosmos Within Us by Tupac Martir saw its Dutch premiere in Eye, Amsterdam on Tuesday 12 November. The stimulating interactive VR experience – which experiments with a live orchestra, scent and disorientation – was selected and developed with the support IFFR Pro and VR Days Europe last year, and only six months later, went on to be the hit of the virtual reality section of the 2019 Venice Film Festival and to win the 2019 'Spirit of Raindance' Immersive Award.
Pitching VR
Tupac Martir also won at IFFR 2019Read more
IFFR Pro x VR Days 2020 selection
- Doubt, Matteo Lonardi, ReframeVR (Italy)
- Floating With Spirits, Juanita Onzaga, Cassette for timescapes (Belgium/Colombia/Mexico)
- Odd & Ity, Ricardo Laganaro, ARVORE Immersive Experiences (Brazil)
- Shock the Monkey, Blies Brothers, a_BAHN (Luxembourg/France)
Don't miss CineMart during the IFFR Pro Days from 26 to 29 January 2020.


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Ruadh Interview
If you are looking for some great metal with a Scottish vibe, Ruadh will certainly do the trick. Joining countrymates such as Saor and Adabroc, they have opted for a heavier sound which is a perfect soundtrack to visions of the highlands. With a 2nd full length album entitled "The Rock Of The Clyde", they have established themselves as a project with many interesting ideas and a very dark, hypnotizing style. We sent some questions over to the man behind Ruadh in Tom Perrett and he gave us some responses regarding the formation of the project, the writing process and style, influences and a few other things of note… check it out…Continue reading →


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Baldwin House was opened in May 1940 as the school's infirmary and still remains a health center. From a distance the building belies its age and only upon closer inspection does one see the glass block inserts, casement windows and flat metal roof overhang that identifies its early modernist roots. The building uses a Y-shaped floorplan which may be to provide maximum light and air to the infirm. There is also a projecting window bay at the center of both of the front and rear of the building, featuring a simple brick pattern.
The architects were Faulkner and Kingsbury. In 1938 they also designed the east wing of Palmer House, a cooperative off-campus dormitory, but this building closed in 1947. Various members of the firm also did numerous structures at George Washington University and American University in Washington, D.C. and they were really known as a DC-based firm. However the firm grew partially out of York and Sawyer, noted bank architects who did numerous Victorian-era buildings at Vassar which may be how they got the commission for Baldwin.


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I want to make a beef wellington special. The problem is we dont have time to make beef wellington everyday for the special. The sous chef told me if we kept it in the fridge it would get soggy and become a mess after staying in there for a while. How would I go about prepping and packaging beef wellington so it could last in the fridge for up to a week? Is there any possible way without making it fresh every day? BTW the specials run for about a week or 2.


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The climbing civilian death tolls in Iraq and Syria are set to climb to horrific levels with battles underway to free the Syrian cities of Raqqa and Deir ez-Zor from the clutches of the self-proclaimed Islamic State (ISIS).
The Iraqi town of Tal Afar and was reportedly reclaimed from ISIS on Sunday.
While an aggressive campaign of airstrikes and shelling might free these towns from ISIS rule, a key question remains: how to mitigate the inevitable human toll civilian residents and deal a lasting blow to ISIS.
Last week, Amnesty International (AI) released a report highlighting civilian deaths resulting from both U.S.- led coalition strikes as well as Russia-backed Syrian government forces. In June and July of 2017, AI found that 146 civilians had been killed by coalition forces (with coordinates often provided by Syrian Democratic Forces) and an additional were 30 killed by Russia-backed Syrian government forces. Of this this tally of 176 civilians, 76 were children.
The U.N., meanwhile, called for a "humanitarian pause" in Raqqa to allow the approximately 20,000 civilians in neighborhoods held by ISIS to escape. It has also advised caution in the operation in Deir ez-Zor, which has an estimated population of 90,000.
President Trump has promised time and time again to bring ISIS to a swift end, but has never articulated a clear strategy on how to do so, other than saying that he would ask his generals for a plan. As it turns out, the plan is essentially former President Barack Obama's plan, with minor tweaks (such as less oversight). And as the months drag on, it's clear that such a defeat is far easier promised than delivered.
Experts ThinkProgress spoke to had differing opinions on what the right course of action should be in minimizing those losses.
"One of the lessons learned out of the tragedy of civilian deaths in Mosul is an old one for military professionals: The first report is usually wrong. In the Mosul bombing case where scores of civilians died, the investigation showed most were killed because ISIS clandestinely placed explosives in the building targeted, and then drew coalition forces to strike it by putting a sniper's next on the roof," said Charles Dunlap, law professor and executive director of the Center on Law, Ethics and National Security at Duke University's School of Law.
Responding to questions via e-mail, Dunlap, who is also a retired Air Force major general, Dunlap said that the realities of fighting an adversary such as ISIS means, "you are going to have civilian losses, particularly when the battlespace is a densely populated urban area. There is simply no way around it."
Civilian losses are acceptable under the law of war, so long as they are not "excessive in relation to the concrete and direct military advantage anticipated."
But the notion of what is an acceptable loss in a military operation differs to those losing loved ones in the brutal fight against ISIS. Trying to minimize casualties in Syria is all the more difficult because the situation in Syria is quite complicated, said Daniel Mahanty, senior advisor for Center for Civilians in Conflict.
"You're dealing with an urban area, as you were in Mosul. You have quite an unreliable if not malicious partner in the Syrian government. You're relying heavily on a newly-constituted Syrian Defense Force – an irregular force that you're relying on for intelligence as the tip of your spear on the ground in a place like Raqqa. You're using a lot of air power, which lends itself to high civilian casualties, and you're dealing with an adversary in ISIS that has demonstrated consistently that it not only has wanton disregard for human life, but actually won't refrain from using tactics that intentionally get civilians killed, like using human shields," said Mahanty, pausing for breath.
"So, what do you do about it?"
He said U.S. forces should go beyond acknowledging that harm has taken place and learn lessons from operations such as the one that left a still unknown number of dead in Mosul.
Mahanty also said the United States should engage in "proactive empathy in acknowledging that civilians are being killed on the ground and being harmed and not just assuming that they don't have direct proof that it's not happening that it's not happening."
Then there's the question as to what kind of intelligence the United States is getting from its partners, especially in Syria. "When you're using explosives that could have calamitous effects on civilian infrastructure and civilians, you're basing those actions from intelligence you're getting on the ground, how to do you change your operating procedures based on those assumptions?" asked Mahanty.
While airstrikes seems excessively deadly, Dunlap feels that they are necessary. "It's a mistake to think that refraining from an airstrike necessarily means no civilians will be killed. When a strike is forgone that can allow ISIS fighters to live on to commit all kinds of atrocities against the helpless," said Dunlap. "I call this the 'moral hazard of inaction,' meaning decision makers need to consider the cost to civilians of inaction."
Fabrice Balanche, visiting fellow at the Washington Institute for Near East Policy, said that trying to "take the city house by house" will "not be enough."
"Unfortunately, in an urban area, one guy on top of a building with just a Molotov cocktail can prevent any tank to enter the city. Or just a sniper can stop a brigade from entering a city," said Balanche. "But Daesh [the Arabic name for ISIS], they don't let people leave buildings, so if you want to target the sniper, you have to target the building, which is filled with civilians. There is no miracle."
The only solution in Balanche's mind is to negotiate with ISIS to leave, as was done in Manbij in 2016.
"But today, that's not the case, because the strategy is to annihilate Daesh… It's more and more difficult to retake a city, because the fighters know they have to fight until the death," said Balanche. "There is no mercy."
That Tal Afar, Deir ez-Zor, and Raqqa would be the focus of fierce fighting has been known for months. Presumably, ISIS has had time to consider a Plan B, to move key people or elements of its operations elsewhere. And analysts and experts have been warning about the potential "win" any operation with a high civilian casualty count would be for ISIS.
In late April, Charles Lister, senior fellow at the Middle East Institute submitted written testimony to the U.S. House Committee on Foreign Affairs on U.S. policy options in Syria. After outlining failures and missed opportunities, he cautioned against the potential for future misstep:
The United States does not need to rush our push to Raqqa. Doing so risks achieving the short-term objective — the city's capture — but securing groups like ISIS with an invaluable narrative victory.


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POSITION: Manager, Operations
DEPARTMENT: Warehouse
REPORTS TO: Director, Operations
LOCATION: Manchester, PA
FLSA Status: Exempt
SalonCentric, a subsidiary of L'Oreal USA, is the premiere distributor in the United States of salon professional products. Through its hundreds of stores, national field sales force and sub-distribution network, SalonCentric promotes the finest professional beauty brands and educates stylists on the latest products and trends.
General responsibilities include management of facility operations that include safety, on time shipping of orders, accurate orders and inventory, achieve productivity and cost targets, establish high performing team and housekeeping that is tour ready condition at all times.
- Provide leadership to the warehouse team, including performance reviews, staff training & development, hiring, terminations, and counseling.
- Responsible for ensuring that all team members abide by safety procedures and use proper protective equipment. Provide frequent communications on safety related subjects and encourage and act on ideas that can improve safety performance. Periodically audit employee practices and provide feedback and coaching
- Manage the daily scheduling of warehouse personnel to ensure proper staffing in order to select and receive products at the facility in a productive and cost-efficient manner.
- Responsible for achieving on time shipment of orders
- Accountable for shipping accurate orders
- Ensure the achievement of continuous improvement in productivity and labor costs by setting expectations, providing feedback, establishing improved processes and driving change.
- Responsible for ensuring inventory accuracy
- Ensure tour like housekeeping condition at all times
- Recommends equipment requirements and replacements in order to upgrade and maintain warehouse productivity and efficiency.
- Performs other duties and tasks as needed upon request.
- Bachelor's degree preferred
- Minimum of 5-7 years of people and warehouse leadership experience.
- Hands-on management experience in a fast paced, high volume distribution environment.
- Strong computer, analytical, and communication skills.
- Must be flexible, organized, detail oriented, and a change agent with the ability to multi-task.
- Knowledge of SAP and LMS a plus.
- Valid state driver's license, with good driving record within the previous 5 years
- Broad knowledge of OSHA and safety regulations, inventory control principles, and understanding of warehouse operations required.
- Must be able to wear personal protective equipment
- Must maintain current certification in DOT Transportation and RCRA Hazardous Materials courses.
At SalonCentric, we continue to focus on our people in order for them to perform at their best. That is why we offer a competitive compensation program; great benefits; and a fun, high energy, entrepreneurial environment.
SalonCentric is an equal opportunity employer and affords equal opportunity to all applicants for all positions without regard to race, color, religion, gender (including pregnancy), national origin, age, disability, veteran status, sexual orientation or any other status protected under local, state or federal laws.


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NewerTech Snuglet for Apple Laptops w/ MagSafe 2 Power Connectors
Click Below For Full Details
See Special Price
If you own a MacBook Air, or MacBook Pro with Retina Display, you might have noticed the power cord disconnecting quite frequently even when you don't want it to. Regardless if you're using your laptop on your lap, or on a sofa or bed, the slightest movement will disconnect the MagSafe 2 power connector and stop your laptop from charging – before you know it, your battery is dead. Introducing the Snuglet, a unique precision manufactured ring designed to sit inside your MagSafe 2 connector, providing a more snug fit to prevent your power cord from unintentional disconnections. The Snuglet acts as a carrier for the magnetic field and keeps the power cable safely secured to your Apple laptop. Made using the finest materials and highest precision manufacturing methods, it delivers the perfect balance between retention strength and detachment force. Built to last, this handy device installs quickly, stays installed, and it's easy to remove for reuse on another laptop.Compatible with MacBook Pro Retina 2012-2013 and MacBook Air 2012-2013


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HSO Innovation: intelligent Invoice System that overcomes 3 of your challenges
Learn how to solve your most pressing Document Management challenges with our on-demand webinar!Watch Now
A lean operation finds efficiencies in every nook and cranny, including in its invoice system. Invoice software that makes your entire accounting department more efficient, giving them more time to focus on more strategic projects.
Best in class businesses who have the leanest invoicing processes spend $2 or less to invoice a customer. Businesses who are bottom performers spend $9 or more when invoicing a customer, making accounting a cost center instead of a profit center.
HSO's Electronic Invoice Processing module augments the tracking and invoicing power of Microsoft Dynamics 365. These additional functions and benefits helps you get more out of Dynamic 365's ERP features to put your business among the best in class. And generate significant savings along the way.
This blog walks through the benefits of a better, smarter invoice software and how it saves your accounting and finance departments overhead costs.
Eliminate Labor-Intensive Manual Entry
Imagine the cost savings when your accounting team doesn't have to sit at a computer for hours entering data from invoices.
Instead of entering all data by hand, the Electronic Invoice Processing module digitally scans invoices. The invoice system then reads it for you and automatically logs in the information into the database.
You might as well be snail mailing paper invoices if you're sending and receiving PDF invoices via email. You still have to open the email and the file, print it and processes it. When you receive an invoice via email with our Electronic Invoice Processing module, a mail application automatically processes those invoices. Emails with attached PDF invoices are automatically forwarded to a permanent directory then electronically 'read' and data is entered into the invoice system.
Digital Archiving
Save time, money and space by digitally archiving your invoices and related financial documents.
Certain laws and regulations require your organization to archive invoices for a certain period of time. Our Electronic Invoice Processing module records and archives required information so that you can dispose of the physical copies of old invoices.
Digitizing your archived invoices automatically provides a comprehensive audit trail, including which employee dealt with an invoice, at which step of the process and the time stamp of the employee interaction with the invoice. All archived invoices are searchable as well, making it easy to find the document that you need without rummaging through dozens of banker boxes of paper invoices.
Automatic Matching
Save on labor costs when cross-referencing invoices.
Electronic Invoice Processing has a completely automatic matching function. The system supports both the 2-way and 3-way matching principles. It can match the total amount of the invoice, based on the invoice header information with the balance of the remaining goods pertaining to the order numbers on the invoice that are yet to be invoiced. If these amounts correspond and are less or equal to the outstanding balance of purchase orders, the system will post the invoice automatically.
With Electronic Invoice Processing, one can link the invoice line to the correct line for goods received. The system verifies, per invoice line, whether or not the quantity and price are correct. A discrepancy list is generated automatically. By invoice, in the event of a mismatch, it automatically presents the invoice for completion to the responsible purchaser.
Improve Approval Processes and Workflows
Make it the approval processes easier and prevent approvals from falling between the cracks.
Configure workflows according to your company's approval structure. A procuration flow diagram can be set up which will automatically route expense invoices to the responsible budget holder for approval. Parameters for approvals are customized. Certain employees can give certain approvals. And other employees give other kinds of approvals.
Email notifications are pushed to employees if an invoice has been delayed at a specific step. Reminders help make sure that invoices are processed to completion.
A complete digital transformation of the heart of your operations can realize business savings. Or it can create great savings even from a smaller scale digitization of a more contained process. Easier to adopt solutions, such as adding a specially developed software module to a robust platform to Microsoft Dynamics 365 makes HSO different from other partners.
For more information on how HSO's IP can specifically help your business in your industry, save your spot now for our on-demand webinar, Conquer Common Business Challenges with HSO Innovation.
Source: http://ww2.cfo.com/applications/2018/06/real-cost-of-invoicing-metric


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- May 17, 2019
- Article
- Health and Wellness
Lower Your Risk of Opioid Addiction With Chronic Pain Management Alternatives
To counter the rising number of opioid addictions and deaths, Bay Area physicians and therapists are using alternative methods to manage and reduce chronic pain.
The Bay Area is not immune from the opioid crisis. However, our medical community is responding with innovative solutions that treat chronic pain without relying on opioid or narcotic medications — and Canopy Health alliance members are at the forefront of this fight. Keep reading to learn more about exciting options for treating chronic pain that reduce your risks of opioid addiction.
The Bay Area and the Opioid Epidemic
Chronic pain and opioid dependence are major public health challenges. Chronic pain costs over half a trillion dollars annually in medical costs, disability programs, and lost productivity. A recent study by the CDC revealed that 50 million Americans, just under 20% of the age-adjusted adult population, suffer from chronic pain. Nearly 20 million experience high-impact chronic pain that limits their life or work activities on most days. Pain patients often rely on powerful drugs such as opioids to cope. Sometimes, the consequences are deadly.
Opioids are a class of drugs that include illegal street drugs like heroin as well as prescription pain relievers like oxycodone, hydrocodone, codeine, morphine, fentanyl, and others. As a class of drugs, opioids are all chemically related and interact with opioid receptors on nerve cells in the brain and nervous system. Using these substances can produce pleasurable feelings and relieve pain.
Prescription opioids are used to treat moderate to severe pain, although some opioids are used to treat coughing and diarrhea. They can also make people feel very relaxed and "high," which is why they are sometimes abused. Because opioids are highly addictive, overdoses and death are common.
According to a 2016 report from the American Society of Addiction Medicine, drug overdose is the leading cause of accidental death in the United States, with 52,404 lethal drug overdoses in 2015. Opioid addiction is driving this epidemic with 20,101 overdose deaths related to prescription pain relievers and 12,990 overdose deaths related to heroin in 2015.
Closer to home, 2,196 people in California died from opioid overdoses and more than 4,280 others visited the ER due to an overdose in 2017.
There Is No Typical Opioid Abuser
Opioid addiction impacts people from every walk of life, and there is no typical opioid user. However, there are some worrying trends for certain populations.
Adolescents and Young Adults
In 2015, an estimated 276,000 adolescents between the ages of 12 and 17 were current nonmedical users of pain relievers, and 122,000 had an addiction to prescription pain relievers. An estimated 21,000 adolescents had used heroin in the past year, and an estimated 5,000 were current heroin users. In 2017, 30 people between the ages of 10 and 19 died from an overdose in California.
Every opioid death is a tragedy, but the deaths of these young people are truly heartbreaking. Utilizing alternative treatments can help limit the availability of opioids and curb the effects of this trend on younger individuals.
Women are more likely to have chronic pain, receive prescription pain relievers, be given higher doses, and take them for greater lengths of time than men. Because of this, women may become dependent on prescription pain relievers more quickly than men.
Heroin overdose deaths among women have tripled in the last few years. Four in five new heroin users started out misusing prescription painkillers. In fact, 94% of respondents in a 2014 survey of people in treatment for opioid addiction said they chose to use heroin because prescription opioids were too expensive and hard to obtain.
Privately Insured Individuals
An estimated 37% of adults who struggle with opioid addiction have private insurance. In 2016, employer-sponsored health plans covered roughly $2.6 billion of addiction and overdose-related care.
Alternative Pain Treatments to Avoid Opioid Use
Other methods of managing chronic pain do not include the use of opioids. Examples include:
- Acetaminophen is a common and effective pain reliever, and the American College of Rheumatology recommends it as the first line of treatment.
- Nonsteroidal Anti-Inflammatory Drugs (NSAIDs) include ibuprofen, aspirin, and naproxen. More potent than acetaminophen, most NSAIDs are available as over-the-counter medications. Higher doses are available with a prescription. However, some adverse side effects include a higher risk of kidney or liver toxicity and ulcers.
- Corticosteroids reduce swelling and provide pain relief. Drawbacks include the potential to accelerate joint destruction, immune system suppression, gastrointestinal toxicity, and psychiatric effects.
- Serotonin and Norepinephrine Reuptake Inhibitors (SSRIs) are a form of anti-depressants, and some can also treat nerve, muscular, and skeletal pain. They may also be prescribed to help people sleep.
Both exercise and physical therapy can also help relieve chronic pain and maximize function. Although an intensive therapy schedule and home-based program may demand more effort, it is an effective option for improving physical healing and relieving pain over the long-term.
Behavioral Medicine: Another Form of Pain Management
Behavioral medicine aims to modify the overall pain experience, help restore functioning, and improve the quality of life of patients who suffer from chronic pain. The most common interventions include acceptance and commitment therapy (ACT) and cognitive-behavioral therapy (CBT).
CBT recognizes that our emotions can impact our pain levels and behavior. It is highly effective in the treatment of several chronic pain conditions, including fibromyalgia, headaches, low back pain, osteoarthritis, and rheumatoid arthritis. A primary goal of treatment is for the patient to suffer less by becoming actively involved in what matters most to them despite having and experiencing pain.
ACT treatment is difficult, as there are no simple solutions to chronic pain. Patients might feel a range of emotions, such as sadness, anger, anxiety, and hopelessness during the intervention, but this response is natural and perfectly normal. The role of the therapist is to help patients accept whatever discomfort exists, both physical and emotional, while continuing to live their lives. Doing so can help patients make meaningful changes in their lives and reduce suffering.
Many of Canopy Health's carrier partners' health plans cover behavioral health treatment. To learn more, talk to your primary care physician (PCP) about your mental and behavioral health needs.
Canopy Health's Alliance Offers Innovative Care Options for Chronic Pain
Canopy Health's alliance of hospitals, physicians, and care centers offers many treatment options that may reduce or eliminate your need for opioids. UCSF Health and others are researching ways to control pain without addictive medications. And UCSF Benioff Children's Hospital has experimented with virtual reality (VR) to treat pain from sickle cell anemia and other conditions.
The Canopy Health alliance is working toward providing a means to stop and reduce opioid addiction. If you're having a difficult time finding the right physician or care center for treatment and support, contact Canopy Health by completing our online form or calling us at 888-8-CANOPY. Our team will help you find refreshingly clear, human care.
Bradley, L.A., Young, L.D., Anderson, K.O., Turner, R.A., Agudelo, C.A., McDaniel, L.K., Pisko, E.J., Semble, E.L., & Morgan, T.M. (1987, October). Effects of psychological therapy on pain behavior of rheumatoid arthritis patients. Treatment outcome and six-month follow-up. Arthritis and Rheumatism 30(10), pp. 1105-1114. Retrieved from https://www.ncbi.nlm.nih.gov/pubmed/3314877
Bose, J., Hedden, S.L., Lipari, R.N., Park-Lee, E., Porter, J.D., & Pemberton, M.R. (2016, September). Key substance use and mental health indicators in the United States: Results from the 2015 National Survey on Drug Use and Health. Substance Abuse and Mental Health Services Administration (HHS Publication No. SMA 16-4984, NSDUH Series H-51). Retrieved from https://www.samhsa.gov/data/sites/default/files/NSDUH-FFR1-2015/NSDUH-FFR1-2015/NSDUH-FFR1-2015.pdf
California opioid overdose surveillance dashboard. (n.d.). California Department of Public Health. Retrieved from https://discovery.cdph.ca.gov/CDIC/ODdash/
Cicero J.T., Ellis, M.S., Surratt, H.L., Kurtz, S.P. (2014, July). The changing face of heroin use in the United States: a retrospective analysis of the past 50 years. JAMA Psychiatry 71(7), pp. 821-826. Retrieved from https://jamanetwork.com/journals/jamapsychiatry/fullarticle/1874575
Cox, C., Rae, M., Sawyer, B. (2018, April 5). A look at how the opioid crisis has affected people with employer coverage. Peterson-Kaiser Health System Tracker. Retrieved from https://www.healthsystemtracker.org/brief/a-look-at-how-the-opioid-crisis-has-affected-people-with-employer-coverage/#item-start
Dahlhamer, J., Lucas, J., Zelaya, C., Nahin, R., Mackey, S., DeBar, L., Kerns, R.,... Helmick, C. (2018, September 14). Prevalence of Chronic Pain and High-Impact Chronic Pain Among Adults — United States, 2016. Morbidity and Mortality Weekly Report 67(36), pp. 1001-1006. Retrieved from https://www.cdc.gov/mmwr/volumes/67/wr/mm6736a2.htm
Drugs of Abuse: Opioids. (n.d.). National Institute on Drug Abuse. Retrieved from http://www.drugabuse.gov/drugs-abuse/opioids
Jones, C.M. (2013, September 1). Heroin use and heroin use risk behaviors among nonmedical users of prescription opioid pain relievers - United States, 2002-2004 and 2008-2010. Drug and Alcohol Dependence 132(1-2), pp. 95-100. Retrieved from https://www.ncbi.nlm.nih.gov/pubmed/23410617
Rudd, R.A., Seth, P., David, F., & Scholl, L. (2016, December 30). Increases in drug and opioid-involved overdose deaths — United States, 2010–2015. Morbidity and Mortality Weekly Report 65(50-51), pp. 1445–1452. Retrieved from https://www.cdc.gov/mmwr/volumes/65/wr/mm655051e1.htm


text:
- Title
- Mentorship in a post-apartheid South Africa: the case of private-sector organisations
- Creator
- Lerato, Angela Moleko
- Subject
- South Africa. Employment Equity Act, 1998, Black Economic Empowerment (Program : South Africa), Affirmative action programs - Government - South Africa, Diversity in the workplace - Management - South Africa, Human rights - South Africa
- Date
- 2015
- Type
- Masters (Thesis)
- Identifier
- http://hdl.handle.net/10210/82128
- Identifier
- uj:18924
- Description
- Abstract: The South African government has assertively promoted skills development initiatives, through vehicles like Employment Equity (EE), Affirmative Action (AA), Skills Development Levy (SDL), Broad-Based Black Economic Empowerment (BBBEE). The programmes were promoted by the post-apartheid South African government as a way to re-dress past injustices. In the management of diversity, mentoring can be used as a tool to redress the injustices of the past. To pursue mentoring as a form of skills development, particular attention was given to an SME (Small Medium Enterprise) organisation in the IT/Service sector in Tshwane, in the Gauteng province. To gain deeper insight, participants who took part in the programme were interviewed. Wide ranging global literature was reviewed. However, locally, in South Africa, there was a general dearth of information on the subject., M.A. (Industrial Sociology)
- Contributor
- Chagonda, Tapiwa, Dr., Du Toit, David
- Language
- English
- Rights
- University of Johannesburg
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