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IBBY Children in Crisis Fund
The IBBY Children in Crisis Fund provides support for children whose lives have been disrupted through war, civil disorder or natural disaster. The two main activities that are supported by the Fund are the therapeutic use of books and storytelling in the form of bibliotherapy, and the creation or replacement of collections of selected books that are appropriate to the situation.
For children whose lives have been disrupted by war, civil disorder or natural disasters in the region of Central Asia to North Africa, projects that provided books and promoted a culture of reading were funded by the Sharjah/IBBY Fund from 2012 to 2016.
We hope the programme will not only provide immediate support and help, but that it will also make a long term impact in the communities, thus supporting IBBY's belief that every child has the right to become a reader. Based on predetermined criteria IBBY selects the communities where the projects will be funded. The basic criteria include:
- the existence of a short or long term situation of crisis in the lives of the children of the community;
- the availability of a strong, capable IBBY section either in the affected or a neighbouring country and/or the presence of a capable IBBY partner;
- the strength of the project and its possible short and long term impact in fulfilling IBBY's goals;
- the availability of money.
Give support to the current IBBY Children in Crisis projects by using the red DONATE NOW button below.
Download the English information brochure here and the Spanish version of the information brochure here.
IBBY Children in Crisis Fund Projects
Lebanon: Explosion in Beirut
The enormous warehouse explosion on 4 August caused catastrophic damage throughout Beirut, affecting schools and libraries. IBBY Lebanon (LBBY), with its years of experience in helping traumatized children and re-building libraries, will work with local schools to help them rebuild their libraries. Specifically, the schools will be contacted by representatives from LBBY to assess the damage and to take note of the needs perceived by the school administration. It is proposed to offer books for the elementary level and repair some of the damage, such as replacing broken glass and furniture in the school library. The number of books bought and the number of repairs done will depend on the need and the availability of funding. IBBY Lebanon will also approach publishers for reasonable discounts on books selected from their lists. The more affluent schools that were not damaged will be contacted to encourage each of their students to offer a book to a destroyed library. Parents whose skills are needed may be asked for assistance. Photos of the schools and libraries after the explosion can be found here.
Iran: Libraries and "Read with Me"
In 2016, the Sharjah/IBBY Fund funded a project to set up and maintain libraries in deprived sectors of ethnic and religious minorities, targeting poor and deprived Iranian children in the Sistan and Balouchestan provinces. The objective is to furnish children of minority religions and ethic groups living in remote and poor regions of Iran with appropriate and high quality books. In 2014, remote villages in South Khorasan in Iran, deprived children were able to access to quality books through the "Read with Me" project, with the support of the Sharjah/IBBY Fund. Selected books were purchased and packed in "book bags" to be sent to kindergartens to provide three months of reading, then the bags are exchanged between the kindergartens in the region. The project also provided training for teachers, tutors and librarians. In April 2019 Read with Me began a series of reading projects to meet the needs of childrenin areas of Iran affected by floods: Lorestan Province (KhorramAbad, Doroud, Poldokhtar) and Khuzestan Province (Gourieh): the project is summarised in the report, Read with Me in Flooded Regions. In 2020, in response to the closing of schools and kindergartens due to the coronavirus pandemic, Read with Me has set up a Read with Me at Home activities.
Gaza, Palestine: IBBY Libraries
IBBY has been supporting two children's libraries in the Gaza Strip since 2008. One library was situated in the northern community of Beit Hanoun near the Israeli border, the other in the south in the town of Rafah, close to the border crossing with Egypt. The funding for the libraries came, to a great extent, from the great American children's author Katherine Paterson and her family foundation. These libraries were destroyed in July 2014. In October 2014 IBBY launched an appeal for the reconstruction of IBBY's Gaza libraries: IBBY Appeal for Gaza 2014. In April 2017 IBBY launched a new appeal for funds to keep the libraries in Gaza open and active: IBBY Appeal for Gaza 2017. The Gaza libraries also received funding for education, storytelling and recreation activities from the Sharjah/IBBY Fund. In May 2020, after several weeks of lockdown, children visiting the libraries in Gaza were invited to express their thoughts and fears about the coronavirus, their pictures can be viewed here and their writing can be found here.
El Salvador: Library of Dreams, La biblioteca de los sueños
El Salvador is the "peace-time" country with the highest per capita homicide rate in the world. Gangs are essentially determining the fate of children, which is why so many have elected to leave. Library of Dreams was created in one of the neighbourhoods where people live immersed in a climate of insecurity. We know that through reading, Salvadoran children can dream and make healthy positive choices for their future. The Library creates a space where children of El Salvador may develop an approach to literature, art and nature through reading and the experience of a harmonious encounter with nature such that through them they can arrive at a more dignified and just coexistence and to be empowered to create real change in their lives.
US/Mexican Border: IBBY-REFORMA Project
The organization REFORMA (an affiliate of the American Library Association) works with migrant children detained in the south western USA. It began soliciting children's books in Spanish to be delivered to the children in the detention centres in Texas and New Mexico and to the shelters and group homes around the country where these children are sent after being processed by the immigration services. In the second phase of the project they distributed backpacks that contained books as well as paper, pencils, erasers, crayons and a writing journal for children to use in their journey toward their destination. In 2015 the IBBY Foundation provided funding for REFORMA towards the acquisition of books for this project. A specially designed English/Spanish "library card" was added to the backpacks to introduce the children to the library system in the USA. The library card was re-issued in January 2019 and can be seen here.
The artist Alfonso Ruano has donated all the illustrations from his highly regarded book, written by Jorge Argueta, Somos como las nubes / We Are Like the Clouds, to support the IBBY/REFORMA Children in Crisis Project. The auction ran from January to August 2017 and raised $7,500 for the project.
Inspired by the IBBY-Reforma project IBBY Canada has partnered with groups that welcome refugees to Canada to participate in a Readers and Refugees program of storytelling for refugee children, aged six to twelve. The reading sessions, held in a hotel in the northeastern part of Toronto, were led by four storytellers and involved upwards of forty or fifty children. A description of the challenges and pleasures of this project can be read here.
Mexico: Support for Children
The earthquakes of 7 and 19 September 2017 affected children in many communities in the states of Chiapas, Morelos, Oaxaca and Mexico City. Funding was approved for projects to build the resilience of the affected children and youth that included: reading promotion activities as part of creating a playful environment; obtaining and managing donations of books for public and private institutions in the disaster areas; and training of reading community mediators (paid and volunteers) in reading activities, library maintenance and reading project management to ensure the activities are sustainable over time.
Indonesia: Book Donation Project
IBBY supported several projects in Indonesia to distribute books and hold storytelling session for children in need in Indonesia. The activities took place in churches and communities affected by flooding in Aceh and Bima (East Nusa Tenggara), in the children's cancer ward in a public hospital in Jakarta, in villages in the outskirts of Jogja (Central Java), in the cancer ward of a public hospital in Bali and in schools and the markets for children workers in Bali. There were also activities for the volunteers in Perpustakaan Bergerak (Moving Libraries/Mobile Libraries) in West Java, Sumba Island and Papua Island.
Ecuador: Rebuilding Libraries
In April 2016, an earthquake with a force of 7.8 on the Richter scale destroyed the infrastructure of many cities and towns in the Ecuadorean coastal provinces of Esmeraldas and Manabí. 655 people died and over 4600 were physically injured and the psychological trauma, especially for the survivors, especially young people, was significant. IBBY-Ecuador received approval from the IBBY Children in Crisis Fund for a project to provide emotional support and active listening to the children in the context of reading and libraries. It includes re-stocking libraries as well as training volunteers to encourage reading and storytelling. The activities target the county of Muisne in Esmeraldas and Manta in the Manabí province with a focus on children in the ages of 5 to 14.
Afghanistan: Mobile Libraries
In Afghanistan, the Sharjah/IBBY Fund has provided books and storytelling to children in camps for Internally Displaced Persons in Kabul, Herat and Mazar-E-Sharif. The children were encouraged to read by trained reading assistants, library assistants and storytellers and the project also provided reading materials through mobile libraries. The project was continued in 2014 and in 2015 was extended to Paktya. The focus of efforts in 2016 was on putting mobile libraries in the form of book cupboards in different locations in Kabul province.
Lebanon: Syrian refugees and "Tell Me a Story"
Since 2013, IBBY Lebanon has brought relief to Syrian refugees, specifically Syrian children caught up in the war and now refugees in Lebanon. The therapeutic programme used is called bibliotherapy and it was developed for Lebanese children after the Lebanese civil war and the war with Israel. The programme uses books, theatre and other methods to help children understand their own feelings, express them and recognise the feelings of others. In 2015, the Sharjah/IBBY Fund supported a project in Lebanon, Tell Me a Story, that hosted reading sessions and workshops at health clinics to encourage parents of small children to establish storytelling and books as part of their routine at home. The families and children had no access to books in their community, therefore the second part of the project was the establishment of mobile libraries at the health clinics.
Pakistan: Community Libraries
The Sharjah/IBBY Fund supported the creation of a countrywide network of small community libraries. The project included a two-day conference on issues involved in setting up community libraries and bibliotherapy as well as travel to India to learn about similar projects and ways of creating low-cost quality books in regional languages. A second stage involved awarding small grants and book bundles to selected community libraries.
Tunisia: Book Boxes
In 2014, funding from the Sharjah/IBBY Fund was obtained for a project to distribute 8 boxes with reading material and audio books for disadvantaged children and children with special needs at schools and centres in deprived areas. The idea of a "box" was as a kind of treasure chest of books, to bring the books to the children in a collection that could be moved from site to site. Four boxes each with 300 books were prepared for children in schools in deprived areas and two sets of 2 boxes with a selection of 50 books each were prepared for a centre for children with special needs and centre for blind and partially sighted children.
Japan Earthquake and Tsunami
The eastern coast of Japan was devastated by the worst natural disaster ever to hit Japan. On 11 March 2011 an earthquake of 8.9 magnitude struck the seabed east of Japan. This caused a huge 10 metre tsunami to crash into the eastern coast, killing thousands of people and sweeping away boats, cars, schools and homes and damaging the nuclear power stations in the region. All of which led to widespread evacuations. IBBY will work with the 3.11 Ehon Project in Iwate to give the children of the area relief through books and reading. The project will take books, give readings and storytelling activities, as well as train more volunteers to work with the children.
Pakistan Floods
In 2010, Pakistan was hit by the worst floods in its 63 year history. 20 million people were affected; of those 9 million were children. 11,000 schools were swept away or been rendered unusable. IBBY Pakistan – Alif Laila will worked with NGOs/Government agencies working in all five provinces of the country to distribute library kits for the children. A total of USD 3,500 was raised and a further USD 15,000 was donated by the Katherine Paterson Family Foundation.
Haiti Earthquake
After a devastating earthquake shook and destroyed the lives of thousands in Haiti in 2010, IBBY International immediately launched an appeal to collect funds for Haiti. IBBY Haiti identified the camps in which they could work and started working in some of the smaller ones. One of the printing presses that had not been damaged has been able to re-print some of the books needed for the bibliotherapy sessions. The team went into the camps to provide, through bibliotherapy, some relief for the children. USD 42,000 was raised for the Haiti project.
Chile Earthquake
The earthquake in Chile in early 2010 caused widespread physical and emotional damage. IBBY Chile and Corporación Lectura Viva [Reading Promotion Corporation] collaborated in the Palabras que acompañan [Words to Keep you Company] programme to deliver books and reading sessions to help relieve trauma in children and young people who are facing the loss of their loved ones and their homes, who have been injured or who have been forced to move in with friends and family.
Haiti Hurricane
The healing power of storytelling and books: natural and environmental disasters in Haiti and their psychological effect on children. Following the tragic storms that hit Haiti in 2009, and the collapse of a school that killed many children, IBBY Haiti embarked on a project to bring relief to the children through storytelling and bibliotherapy.
Lebanon War
Conflict Management for War Traumatized Children. This programme was organized by IBBY Lebanon in 2007 and is currently running in schools in Southern Lebanon using puppetry, theatre, storytelling and books to explore issues of anger and alternative methods of conflict resolution.
Colombia Civil War
This project comprises reading clubs for children and young people who are victims of armed conflict in Colombia from 2008 to 2010. Operated by the Banco del Libro (IBBY Venezuela) and Asolectura in Colombia, the project will involve 1,000 street children, who have been displaced by the ongoing civil conflict, in reading clubs. Selected books will be available through a system of mobile libraries. An important component of this project will be a phase of rigorous assessment at the end of the period, aimed at refining IBBY's work in bibliotherapy.
Afghanistan War
Children's Literature: Bridges between Nations: In Afghanistan, childhood and the rights of children are not fully recognised. As a result there is little quality children's book publishing and no tradition of reading for pleasure. This project was an attempt to bring together local and international expertise to the goal of bringing children and books together in a country that has faced significant disruption since the war in 2009.
China Earthquake
Reading makes us stronger: books as a response to the 2008 earthquake in Sichuan Province in China
Peru Earthquake
Bibliotherapy in emergencies: responses to the aftermath of the earthquake in the region south-southeast of Lima following the earthquake in 2007.
Tsunami Relief Projects: Indonesia, India, Thailand and the Maldives
Several projects were initiated immediately following the 2005 tsunami that hit the Indian Ocean region in Indonesia, India, Thailand and the Maldives.


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No: 123, 28 April 2018, Press Release Regarding The Summit Between South And North Korean Leaders
We welcome the political will stated in the Panmunjom Declaration by the South and North Korean leaders for reducing tensions and establishing permanent peace on the Korean Peninsula at the Inter-Korean Summit Meeting held in the border village of Panmunjom on 27 April, 2018.
The smooth progress of the diplomatic process aimed at creating an environment of confidence and nuclear disarmament on the Korean Peninsula will be an important window of opportunity for peace bothregionally and globally. We congratulate Moon Jae-in, the President of the Republic of Korea for his special efforts in this processsince coming into office.
Bearing in mind her special historical ties, Turkey will continue to support efforts towards establishing peace, stability, and reconciliation on the Korean Peninsula, and will encourage the parties in the period ahead.
Sunday - Thursday
08:30 - 12:30 / 13:30 - 18:00
Holidays 2020
+ 90 312 292 29 29

subset: commoncrawl


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I attended the anti-war demo in New York, briefly. It wasn't a march, as you probably know; the city insisted that a procession past the UN was unacceptable. I'm somewhat baffled by that, and sorry that a judge agreed. The result was that some demonstrators were penned into blocks of First Avenue, unable to see the speakers, and able to hear them only if someone nearby had a radio tuned to a live broadcast; meanwhile, other demonstrators made slow (or no) progress down Second and Third Avenues because they couldn't find the cross streets kept open by the police that provided access to First, and yet others wandered cross streets or the avenues west of Third because they'd given up trying to get to First. All this meant that instead of being in one orderly line, we were spread across a fairly large expanse of the city -- surely we couldn't have been less of a burden for the cops that way. This also meant that when you hear the crowd estimates, you're not getting a true sense of how many people wanted to be part of the main demo.
In the wake of the last major anti-war demonstration, much was written about the moral responsibility of demonstrators to have subjected the organizers of the demo to a complete background check. I argued at the time that demonstrations are about what demonstrators think they're about; people show up to make their own case and not to sign on to the oddnesses and quirks of organizers' agendas. Stuck on a First Avenue block in at 66th Street, nearly a mile from the stage, and barely able to hear the speakers as their words were broadcast on a radio nearby, I realized that this demo belonged to the demonstrators even more than others I've attended -- it was just us there; our presence said, We're here and we're against this war and there are a lot of us. That's pretty much all we can say in large numbers; we can write letters and maintain Weblogs and do many other things on our own or in small groups, but when we make a show of our raw numbers, the message inevitably becomes a simple, basic one: Turn on CNN. See all those people on First Avenue photographed from the helicopter? All those people oppose the war. That's it. What else do you want to know? Read books and magazines and blogs if you want more details -- and remember that our individual lines of reason won't agree in all particulars.


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DISC.. Multirotor Brushless Controller 4in1 - 4x 30amp SimonK
EMAX ESCs provide the best of the technology to control your brushless motors and easy to set functions, either using your transmitter, either with a programmation card (optional). SimonK series ESCs are especially designed for multicopters requirement. This ESC is dedicated to quadrirotors and 4 25A ESCs are inside.


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Statesmen Scholars
Statesman Scholar Harper Smith
At a time when I needed to make a dramatic change in my life, social media helped me save one person's life and change another's forever.
In May 2016, I read a post on Facebook called, "Virginia Single Father Searching For Living Kidney Donor." It profiled a man who had been diagnosed with a disease that shrinks the kidneys. He was hooked up to a dialysis machine 10 hours a day while trying to parent his children. As I read the story over and over, I could not resist feeling his sense of helplessness. "I want to give him one of mine," I told my brother. "This is something I am meant to do … as soon as possible." Coincidentally, I had met this man five months earlier at a party hosted by mutual friends. Having now learned of his situation online, I was ready to help.
My life was far from perfect at that time. I dropped out of Christopher Newport in 2013. I was a member of the volleyball team, but CNU wasn't the place for me. I partied five days a week and weighed 270 pounds because I couldn't pass a fast food restaurant without going in. During this time, furthering my education was the last thing on my mind. But when I read the Facebook post about someone so sick, something clicked. I knew at that very moment I had to change my life and save his.
My family and friends heard about my desire to donate my kidney. We were all in agreement but overwhelmed with the next four months of medical and psychological preparation needed to donate a kidney. Luckily, the surgery was a complete success, and I healed feeling better physically and mentally than ever before. Today I am 100 pounds lighter, maintain a Vegan diet, a strict exercise regimen, and I am a happy person studying and playing volleyball at Richard Bland College of William & Mary.
When I dropped out of CNU, I didn't think I'd ever play volleyball again. I knew of RBC Coach Scott Newton from Richmond area volleyball, and he encouraged me to enroll at Richard Bland.
I first concentrated on my academics throughout the year, and then became eligible to play volleyball this year. Academics used to be the last thing on my mind, but with the supportive environment at RBC, I am a Dean's List student.
Every day I look at the scars on my body and remember that by giving to save a life, I was saved.
Being a student-athlete at RBC has given me a second chance at school, volleyball, and most importantly, a healthy lifestyle.


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Feral cats come and feral cats go. When they go, they stay gone.
Mr. Inscrutable joined the nightly scrum at the porch food bowl during the winter holidays and charmed his way into the bosomly embrace of Mrs. U. But he declined, despite entreaties, to cross the threshold into the household proper.
Mocking her desire for him, he sauntered back to the Crazy Cat Lady house, and there he remained in regal indifference.
Then he disappeared altogether, like so many before him.
Months later, he's back…and looking unwell. Skeletal. Grimy. Missing tufts of fur. Hoarsely moaning for food.
A plate of pate was brought to him.
The mystery of where he had gone deepened as he gobbled. If his appetite was robust, he wasn't suffering from one of those unmentionable feline maladies which can only be named by initials.
"I think he was stuck somewhere he couldn't get out of and was only able to wriggle free after starving for weeks." The where and why and how of such a scenario remained cryptic, yet it seemed as likely an explanation as any other.
He sleeps curled up in front of the door now. He rarely leaves our porch. He even head-butts for attention.
But he still doesn't enter the house. It's a cat thing.


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We offer many ready-to-use apps, among them a serial-over-IP (SoI) app and Modbus Gateway app.
|Release Date:
|Original (v1.00): 13/4/2009
Last update (4.31): 01/02/2018
|Project files:
|Open GitHub repository
|You may also need:
NEW! Our SoI app has been updated to support the WA2000 Wi-Fi/BLE add-on module.
Many Tibbo customers first came to know us by our fixed-function device servers (such as the DS203) and modules (EM203). This project is a serial-over-IP (SOI) application written in Tibbo BASIC. It runs on our BASIC-programmable devices, such as the new DS110x family of programmable serial controllers. The application closely resembles our fixed SOI firmware.
Notable additions are:
Notable limitations:
Like our fixed firmware devices, the SOI application works with our Tibbo Device Server Toolkit (TDST). We have a separate Serial-over-IP Solutions Manual that explains everything in detail. Material on this page is meant as a simple introduction on how to use this SoI Tibbo BASIC application. We also briefly explain new stuff, like the OLED display or the interface switchover.
As an example, we will setup one serial port of the DS1101 device to operate with a virtual serial port (VSP, a.k.a. "virtual COM") of the PC. There are many other device server usage scenarios which we will not talk about here.
DS1101 devices ship with this SoI application preloaded and properly initialized. Just in case yours had it differently or was already used to run something else, here is what you do to prep the app:
Note: SoI application automatically switches the display off after a certain timeout. To turn the display on, briefly press the MD button.
When there is a display:
When there is no display:
After the reboot you should be able to see your device in the DS Manager. Initialized devices have their DHCP turned off, so your DS1101's IP will be 126.96.36.199.
Note: from time to time our users encounter firewall issues. You may have to disable your firewall (or allow UDP traffic on port 65535) for the DS Manager to be able to see your DS1101.
Once your devices has a same IP address and you know what it is you can also use your web browser to setup the DS1101. Point the browser to the target IP address and the rest is obvious.
Hint: there is no password, just click Login. You can set the password later.
Any "serial terminal" software will do and may we suggest our very own I/O Ninja.
This SOI application supports Wi-Fi and GPRS interfaces. The way it works, the app will try to choose the best interface among available and enabled interfaces.
The highest priority is always given to the Ethernet interface. It will be "active" for as long as there is a live cable plugged into the device. Unplug the cable, and your device will look for alternatives.
If there is a Wi-Fi interface, and it is enabled, your device will try to use it. Failing that, the device will turn to GPRS, again, if it is available and enabled. Plug the Ethernet cable back into the device, and the app will switch over to using it again.
The DS1101 can be optionally outfitted with the Wi-Fi interface (GA1000 ad-on module). Assuming your device has it, let's go over the settings:
Read our Serial-over-IP Solutions Manual!


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When a sponsorship programme ends, it's because the community has reached a point where they can continue the development work we began together on their own. In most cases, committees made up of local people are set up to monitor progress and oversee ongoing development work.
The ultimate goal of child sponsorship is self-sufficiency. When this has been achieved, World Vision moves on to help another community in need.
Through our sponsorship programmes, children and adults gain knowledge and skills which stay with them long after World Vision has gone, and for generations to come.


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We Believe Cycling Changes Lives
Prepare Yourself For Spring
We'll Give You Options For An Epic Ride
Whether you need to fly uphill with ease, rip downhill terrain at speed, or your rides simply demand all of the above, we've designed and engineered every mountain bike in our line to be the best performing machines for the way that you ride. From ultra-lightweight XC hardtails to our World-Championship-proven FSR suspension designs found on our trail and downhill bikes, you'll find the ideal setup for your riding style.
We'll Get You Flying
On The Tarmac
Perfection. It's hard to define, yet easy to recognize. We specialize in the science of perfection, however, and every road bike we make embodies it. No matter your motivation or discipline, you'll benefit from our attention to detail and innovative spirit. So whether you're getting dirty on cyclocross bikes, leaving it all on the road, or testing your limits in a triathlon, you can rest assured that the bike underneath you is simply the best.
We Stock All These Brands


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Makers of precision Cue Smith™ brand cue lathes and inlay machine!
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Horizontal V Bit 3/4" For cutting point grooves.
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Home Improvement Companies in Tijeras, NM
Comprehensive list of Tijeras, New Mexico based companies, stores and contractors offering quality home improvement services, repairs, maintenance and tools for sale.
Business Listings
Armstrong Tile & Stone is a domestic and commercial general contractor specializing in ceramic tile and natural stone installation in your existing home, business or new construction project. Our mission is to enhance the beauty and practicality of your home through the installation of tile and stone performed by our quality craftsmen.
In business for over 2 decades now, Scott Ruch. has been providing homeowners and tiny business owners in the Albuquerque area the best quality repair and service work on all makes and models of furnaces, evaporative coolers, refrigerated air conditioners, ventilation systems, plumbing & electrical.
As a roofing contractor, we aim to supply our customers with the professional and personalized service our customers deserve. Chavez Roofing Corporation has been serving New Mexico since 1973. We are a locally owned family run business that believes our clients should come 1st. Because of this, we're licensed #022734 and insured to protect our clients' interests.
Mountain West Sales. has been doing business in New Mexico since 1968 as either a representative of or a distributor for a huge range of product lines. Our family owned firm serves New Mexico, Colorado, and El Paso, Texas, focusing on homeowners, contractors, architects and engineers.
Western States Fire Protection has developed a national reputation as a complete-service fire protection contractor that supplies quality at a cost-effective price. With it's divisions, National Fire and Statewide Fire Protection, WSFP has a huge array of expertise in the commercial, domestic, and industrial markets.
When planning, specifying, or purchasing roof and floor trusses or light gauge steel trusses for your next domestic or commercial project be sure to contact Champion Truss. for all your requirements. We are dedicated to service and your complete project satisfaction.
RL Marek & Co. supplies a complete array of wood flooring services to the construction industry and domestic homeowners in the greater Albuquerque and Sante Fe, NM regions. We install both natural hardwood and engineered wood flooring. We specialize in the Scribe tight-fit method and install wood flooring systems over radiant heat.
GALLERY - Use the thumbs icon to activate the thumbnail gallery. When it comes to custom home design, Eric Spurlock is the person to call on. Every home he designs reflects the personality and taste of its owners. This uniqueness is what sets Eric apart. Eric maintains a home is not merely a shelter, but the essence of our personalities.


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The world is a stage Torah is the screenplay We are the performing artists. The universe is a platform, ours to utilize and maximize!!
Plug in to divinity
Our eyes sense light, our ears sense sound, but the greatest of all energies is not sensed by our bodies:Divine Creative Energy. Every individual, every object, every concept and idea is the result of a divine creative force that makes it exists. We are surrounded by this Divine Creative Energy and can connect with […]


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Oracle Corp.'s
Analysts at Stifel said they are expecting the results to show momentum in the company's shift to the cloud, which they believe will help to improve investor sentiment. Analysts at D.A. Davidson said they expect earnings to be "not as bad as feared." Longer term, though, there are still concerns about competition and the cost of the company's legacy business.
Here's what to expect:
Earnings: Sell-side analysts polled by FactSet and contributors on Estimize, a software platform that uses crowdsourcing from hedge fund executives, brokerages and buy-side analysts to predict earnings, expect Oracle to report earnings per share of 62 cents, versus 68 cents last year. Oracle surpassed both the FactSet and Estimize consensus estimates last quarter.
Revenue: The company is expected to report revenue of $9.13 billion, a decline from $9.3 billion a year ago, according to FactSet. Contributors on Estimize are forecasting sales of $9.17 billion. Oracle has missed both FactSet and Estimize estimates in each of the last four quarters.
Stock reaction: Shares of Oracle have risen more than 1% over the last three months, versus a 1% decline for the S&P 500. They are down nearly 9% from 12 months ago, underperforming the index's nearly 2% decline. The average rating on the stock among a poll of 35 analysts is the equivalent to buy, while the median 12-month price target is $43.44. The shares opened at $38.35 on Tuesday ahead of the earnings, and traded up around 0.1% in late-afternoon trade.
What to watch for: Oracle is expected to show a "marked acceleration" in software-as-a-service and platform-as-a-service revenue, according to MKM Partners analyst Kevin Buttigieg. Last quarter, SaaS and PaaS revenues climbed 34% to $484 million. Analysts agree a strong showing in its cloud business could provide upside momentum to the stock over the short term.
But concerns about competition and the potential cost of the company's legacy business remain.
Nomura analyst Frederick Grieb, who has a buy rating and $44 price target on the stock, said investors are worried about how the legacy business will impact margins during Oracle's transition into a cloud services business. Trip Chowdhry of Global Equities Research said competition from Amazon Web Services
While Pacific Crest analyst Brendan Barnicle expects Oracle to show "upside to cloud expectations," he remains sector weight on the stock long term. "We do not believe that Oracle is becoming materially more competitive," he said.


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Mexican Food
Quarantine Cooking
Make Empanadas At Home - Quarantine Cooking
Chefs Marcela Arango and Camilo Ramirez of Taquería El Pantera are using what they have at home to make Colombian empanadas.
Quarantine Cooking
Make Birriamen With Instant Noodles & Pantry Staples - Quarantine Cooking
Chefs cook with humble and basic ingredients from their home kitchens
Meyhem Lauren's Dominican Quesadillas - How To
Meyhem Lauren is back in the Munchies Test Kitchen to make a quesadilla unlike any you've had before.
Why We Eat / web
Why We Eat: Mole
Chef Claudette Zepeda explains molé, the much adored Mexican sauce with a palette of ingredients.
Word of Mouth
Word of Mouth - Greenanne Farms
Greenane Farms is a small family farm in the Catskill Mountains of upstate New York and it's the type of place that you would never know existed unless someone gave you a heads up.
Why We Eat / web
Why We Eat: Chongos
Claudette Zepeda, chef and amateur Mexican food anthropologist, unpacks chongos zamoranos, a unique-looking Mexican dessert made from milk curds, cinnamon, and sugar that dates back to the 16th century and the Spanish colonization of Michoacán.
Street Food Icons
Taco Royalty of East LA - Street Food Icons
Based in the neighborhood of Boyle Heights in Los Angeles, people come far and wide for the tacos at family-owned Carnitas El Momo, and its beloved owner, El Momo.
Why We Eat / web
Why We Eat: Pozole
Claudette Zepeda, chef and amateur Mexican food anthropologist, breaks down pozole, an ancient Mexican soup that dates back to before the colonization of the Aztecs.
Street Food Icons
The Breakfast Taco King of Austin - Street Food Icons
Jose Luis Perez Mendez, better known as El Primo, is king of breakfast tacos in Austin, TX.
Street Food Icons
The Taco King of South Central LA - Street Food Icons
Keith Garrett of All Flavor No Grease sells his take on Mexican street food out of his food truck in South Central Los Angeles.
How To Make Chili Colorado Burritos with Aaron Sanchez
Chef Aarón Sánchez shares a recipe straight from his Northern Mexican heritage: his Uncle Mario's famous Chili Colorado.
Todos Los Tacos
The Birthplace of the Burrito
Everything is bigger in Texas, but this is also true for Chihuahua, its neighboring state on the other side of the border. This is why, the burrito, the biggest taco of them all was created there.


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Now Keir Starmer wants access to single market - a policy Corbyn SACKED 3 MPs for in June
LABOUR has been accused of yet another backtrack after shadow Brexit Secretary Sir Keir Starmer urged the Government to put access to the Customs Union and Single Market "back on the table" – even though Jeremy Corbyn previously ruled it out.
Speaking in the Commons today, Sir Keir said the Government is an "embarrassment" to Britain after the DUP party refused to back a possible Brexit deal due to reservations about the Irish border arrangements.
He told MPs: "Will the Prime Minister now rethink her reckless red lines and put options such as a customs union and the single market back on the table for negotiation?
"Because if the price of the Prime Minister's approach is the break-up of the Union and reopening a bitter divide in Northern Ireland, then the price is too high."
Asked for clarification on Labour's Brexit policy after Sir Keir's comments, a party spokesman said: "We want a final deal that retains the benefits of the Customs Union and the Single Market.
Corbyn and Starmer appear to have different views on Britain's future single market policy
"Options for achieving the benefits of the Customs Union should not be swept off the table. Labour is flexible as to whether the benefits of the Single Market are best retained by negotiating a new relationship with the Single Market or by a bespoke trade deal."
However, Labour leader Mr Corbyn told Andrew Marr in July he believed keeping Britain's full single market membership - which would include maintaining free movement of people - was impossible.
He said: "The single market is dependent on membership of the EU. The two things are inextricably linked."
Mr Starmer branded the Government's performance in Brussels an 'embarrassment'
And he told Bloomberg earlier that month: "The single market is a concept that requires membership of the European Union."
He even sacked three frontbenchers for supporting a rebel amendment and backing continued membership in a Commons vote.
Catherine West, Ruth Cadbury and Andy Slaughter were sacked from the front bench. Another MP, Daniel Zeichner shortly afterwards that he resigned ahead of the vote.
Despite the heavy-handed response, the Labour leader appeared to have changed his tune by the time the party conference rolled around.
Mr Corbyn vowed Labour would "guarantee unimpeded access to the single market" in a Brexit deal with the EU.
He said: "A shambolic Tory Brexit driving down standards, or ours, which puts jobs first and works for the many, one that guarantees unimpeded access to the single market and establishes a new, co-operative relationship with Europe."
Express.co.uk has contacted the Labour Party for comment.


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Gatsby Style Cap in Black
Gatsby Style Cap in Black
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BEATRICE-CAP-BLACKRegular price $58.00 Save $-58.00
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The Gatsby Style Cap in Black puts the perfect finishing touch on any 1920's flapper look. This scintillating accessory has an authentic vintage design that comes to life thanks to the intricate embroidery and sparkling beadwork. Full of dazzling Art Deco details, this piece will effortlessly elevate your look.


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These days I'd be inclined to use a processor to do it, but you could use logic gates to do what you want tool. You need a flip-flop and a clock source, like a 555. Press one button, sets flip-flop, output goes to stepper controller direction pin, motor turns one way, press other button, reset flip flop, motor turns other way.
Can anyone help with getting a stepper motor up and running? Answered
I am looking to use a stepper motor for a project I am about to start. I have never used a stepper motor before but it looks the best solution for the job. I have a small stepper motor (Unipolar 18 deg stepper motor,12V 0.4W 170Ω) and a controller (Linear stepper motor controller,350mA).
I want to hook the motor up to two momentary switches where the press of one switch turns the motor one turn in one direction and the other switch turns the motor one turn opposite.
Do I need to get a drive board? Do I have to link through a controller?
Any help at all will be most appreciative.
a better w9ay 9would be u3sing prallel ports3 from your computer and u3se the s3oftw9are lalim to control it. i've made flyback driver3s w9ith it and als3o a s3tepper motor driver
The board your looking at will drive a stepper, but it needs something to talk TTL to it in order to tell it to move. You wont be able to plug monetary switches into the linear stepper motor controller.
Not to sounds newbish, but the best thing to would be get an arduino rather than the stepper controller. That controller is rated for <350mA per phase, the aduino with a darlington array should be able to handle much more then that and give you much more flexibility.
The controller you are buying should work.
It's set up to work with logic signals already. You need to use something like an arduino to provide the logic signals and do the limit checking or rotation counting.


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Forthcoming FestivalsPrevious Festivals
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Recent ArticlesAll Articles
full line-ups announced for Cirque de la Quirk and Kashmir Cafe stages at Isle of Wight 2018
featuring The Correspondents, The Showhawk Duo, Phibes, 3 Daft Monkeys, Ska'd For Life, & more
published: Fri 18th May 2018Victorious Festival 2017 reveals world music line-up
joining Madness, Stereophonics, Elbow and many more
published: Thu 1st Jun 2017Portsmouth's Victorious adds The Darkness, Laura Mvula, We Are Scientists, and more
including Rae Morris, Seafret, Flyte, Twin Wild, and 100+ more
published: Tue 28th Apr 2015
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The only difference between an In/Out and a normal transaction is the deposit. When depositing money for an In/Out transaction, it must be marked as Expense Credit.
- Open a new deposit entry. In the transaction detail portion of the deposit, the left most column is labeled EC, which stands for expense credit. Double click inside the box and 'XX' will appear.
- Select the expense account that will be used when writing the check for the In/Out transaction. In many cases, this would be the In/Out expense account, but it doesn't have to be. Any expense account can be used even if it is not specifically designated as an In/Out account.
- Fill out the remainder of the deposit as you normally would. See the illustration below.
- When writing the check for the expense, select the same expense and internal accounts as was on the deposit. This will cause the transaction to be a wash so that it not show up on your Annual Report.
On In/Out transactions, any expense or internal account can be used. The important thing is to make sure the same accounts (both expense and internal accounts) are used on the deposit and the check.
Refund checks should be deposited in the same manner. The expense account should be the same account as on the original check. For example, a rebate is received on the purchase of a new computer. The Church - Office Supplies expense account was charged when the computer was purchased. Select the Church - Office Supplies account on the deposit for the refund check.
In/Out transactions may occur over several transactions. For example, a check might be written for the entire amount, but money could be received over several weeks or months. The deposit and/or check does not have to be for the full amount. You can write multiple checks and make only one deposit or vice versa.
NOTE : Only mark a deposit as an expense credit if the money is specifically In and Out money. Normal deposits for things such as Sunday tithes or designated offerings such as faith promise or building fund should NOT be marked as an expense credit.


text: There are two popular ways to get that plump, sensuous pout you've always wanted: lip implants and injections with hyaluronic acid (HA) fillers. Both are common cosmetic procedures that boost the volume of your lips, but each has it benefits in terms of flexibility and lasting aesthetic results. Whether you are genetically predisposed to thinner […] Read more


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From the Kitchen of…Blakeslee Giles, Food Styling Assistant
"My grandmother always served mustard pickles. Alongside turkey and her sausage dressing, they're amazing."
Traditionally, the vegetables are salted and left to soften. Instead, we blanched them to tenderize before pickling.
How to Make It
Bring a large saucepan filled with water to a boil. Add cauliflower and onions; cook 2 minutes. Drain; plunge into an ice-water bath. Drain. Remove onion peels.
Add 3/4 cup water, vinegar, and next 5 ingredients (through pepper) to pan; bring to a boil. Combine remaining 1/4 cup water and flour in a small bowl, stirring with a whisk. Add flour mixture to vinegar mixture; cook 1 minute or until slightly thickened. Remove pan from heat. Stir in onion mixture and cucumbers. Cool to room temperature. Place in an airtight container; cover and refrigerate up to 1 week.


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Thank you to everyone who got to share the magical night with us!
To the drinks shared, the prizes won, and the music heard, the night was an honour to share with you all! Before the night had begun, the venue was already at capacity, a feat done by very few. Though there are many to thank in the success.
Firstly, thank you to the wonderful performances from Kyle Wallace, RVNNERS, and The Commoner's who cheerfully supported our cause. All of our sponsors from Riverfest Elora, Long & Mcquade, Live Nation, Arts & Crafts, Universal Music Canada, Bob Roper, Crywolf, and Eureka Hub made sure that the raffle prizes were plenty and gave smiles of cheer and charity.
Thanks to our sponsors, raffle participants, event attendees, bands, and volunteers we were able to raise over $1,684 for the love and care at Dog Tales Rescue and Sanctuary for abused and neglected animals! We hope to see you all again soon for more nights of music and charity!


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We do not have fines for cases when a six-year-old child does not come to school. Minister of Education and Science Askhat Aimagambetov stated this at a press conference in the Government.
"We do not have the requirements for a child to be able to read, write, count and so on when she goes to the first grade. She comes to first grade – the program is made with the expectation that children come without skills and knowledge. Therefore, in the first grade they study letters, counting, writing, reading – this is not terrible. But, with regard to admission to school – there is such a regulation in law. Therefore, children from 6 years old go to school – but this is the right of the parent. There are no fines for the fact that a six-year-old child does not come to school. Accordingly, no one can fine anyone. There are individual features," said the minister of education and science of Kazakhstan.
Aimagambetov noted that there is a practice in Kazakhstan schools when children with special educational needs come to school even at the age of 8. This may be due to diseases, the environment of the child and other factors. There are no fines and penalties for this.
At the same time, the minister said that students can use electronic textbooks, download them using the QR code and go to school with a tablet, e-book or laptop. The department has prepared a special instructional letter to the regions, which states that this choice remains with the student and his parents.
"The frequent question is – will teachers allow to use electronic textbooks. We have now separately stated in the instructional letter for the beginning of the school year that this is the choice of the student. An electronic textbook is the same textbook. A child can come with a tablet, e-book, laptop – these can be different devices. If one of the parents and children has the desire and opportunity to give children the technical opportunity to study using electronic versions of textbooks, the ministry does not hinder this and leaves this right to the parents. There are no strict requirements for this process," Aimagambetov explained.
It is worth noting that the Ministry of Education and Science, together with local executive bodies, is working on preparations for the new school year. In the new school year, schools plan is to accept over 3 million children. It is expected that more than 405 thousand children will go to grade 1, which is 20 thousand more than last year.


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Please use this identifier to cite or link to this item:
|Wireless structural health monitoring system for cranes
|Ng, Gerard-Christian Zhi Li.
|DRNTU::Engineering::Civil engineering::Structures and design
|Issue Date:
|This proposed project aims to design a wireless real time structural health monitoring (SHM) system for tower crane structures that dominate construction sites to assure their safety. This research will focus on the stability of crane structures when subjected to operational and wind loadings. It will also examine the effects of structural damage to the crane's global behaviour. The crane structure will be linked and monitored by vibrating wire strain gauges and Linear Variable Displacement Transducers (LVDT). All changes in stress or any other static parameters of selected parts of the crane structure can be detected immediately. Thus catastrophic failure of the structure can be averted. The rationale behind this project is that, by installing wireless sensors to a structure, critical real-time data of the structure under static and in future dynamic loads are collected and transmitted from the site to the monitoring station. Hard to reach places that do not accommodate lengthy wires can now be reached with the implementation of wireless sensors. The monitoring station will collect all data and run an analysis. Research will place emphasis on the static loads that the structure experiences. The data recorded will be based on an existing port crane located within the compounds of the Sembawang Shipyard. The data collected will be matched with numerical models to determine the viability of this project. The experiment involves numerical modelling of the structure to identify critical sections, a week long live testing on a port tower crane within the Sembawang Shipyard and correlating them with 3-dimensional models in ANSYS 11. The results will be matched and extrapolated to determine the failure-inducing load. The results of this research provide valuable reference for further exploration of the idea of SHM systems within the construction industry, which has a wide market currently from the growing demands in safety while maintaining speed and quantity required by both developed and developing nations.
|Nanyang Technological University
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|CEE Student Reports (FYP/IA/PA/PI)
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Woman surprised by singing family on 100th birthday
A WOMAN celebrated her 100th birthday on Saturday ... [more]
Saturday, 24 October 2020
THE club president Ian McGaw welcomed members of both this club and Henley Rotary Club, their partners and friends to a celebration of the Rotary founder.
The Rotary movement started in February 1905 in Chicago and is now a worldwide organisation with 35,000+ clubs and more than 1.2 million members.
In recent years, the two Henley clubs have held a joint meeting on or around February 23 to celebrate and remember Paul Harris, Rotary's founder.
This year it was the turn of the Rotary Club of Henley Bridge to host the event, which took place at Badgemore Park Golf Club.
After dinner, club president Ian McGaw welcomed the speaker Brian Stoyel, a current Rotary International director.
Brian gave a very interesting and informative talk about Arch Klumph, one of the founders of the Rotary Foundation.
The foundation is Rotary's own charity founded by the former Rotary International president whose idea for an endowment fund dedicated to "doing good in the world" planted the seed.
Mr Klumph's original donation was $26.50, which while modest by today's standards, would have been a considerable donation in 1917, when the foundation was started.
Over the last 100 years, the foundation has spent more than $3 billion on humanitarian programmes across the world.
This includes spearheading the movement to eradicate polio across the world which the Bill and Melinda Gates Foundation now match-funds. Last year only 22 cases of polio were reported worldwide.
The foundation is a not-for-profit corporation supported solely by voluntary contributions from Rotary members and friends of the foundation who share its vision of creating a better world.
This support is essential to projects that bring sustainable improvement to communities in need.
This work takes place throughout the world and helps many communities in the UK.
Maria Bunina, president of Henley Rotary Club, gave the vote of thanks.
Earlier in the evening, the Henley club's incoming president Peter Thomson said grace and Elsie Frost, the Henley club's newest member, lit the candle of friendship, which was a gift from her club and is a symbol of understanding and friendship between Rotarians and the two clubs.
12 March 2018
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Woman surprised by singing family on 100th birthday
A WOMAN celebrated her 100th birthday on Saturday ... [more]
POLL: Have your say


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These contemporary Tonia Chairs create a contemporary impression in any interior space, ideal for providing a unique finishing touch when paired with your choice of dining table. The Tonia Chairs are upholstered in smooth PU leather and feature modern chrome legs with a unique hooped design. Beautifully versatile, the chairs are available in black, cream, brown, red, charcoal grey or ivory white.
|Chair Width
|Chair Depth


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Around the World in a Music Video
Ping pong balls adrift in a sea of pink kinetic sand, crumpled pages of Sanskrit, Jesus eating popcorn, and Hulk Hogan playing guitar. A laughing Ryan Gosling, a slice of pizza, and a grandmother grooving in her kitchen. This is the wild, dancing world of "Ar Don Go," a music video crafted by Joey Foster Ellis for Sierra Leonean musician Moinina Sengeh. It's a stop-motion extravaganza made over the course of three months in three different locations.
Joey Foster Ellis crafts vibrant stop-motion films that pulse with handmade art, vintage photographs, and curios collected from around the globe. They're amalgams of the artist's diverse cultural and artistic influences. One of his latest projects is the music video for "Ar Don Go," a project that was funded in part by grants from the Council for the Arts at MIT.
Ellis grew up in upstate New York and attended a progressive boarding school in Vermont. There, he fell in love with cooking but also discovered a talent for ceramics. "I really wanted to be a chef, but then I got into making the things you eat off of rather than what you eat," he says.
Accepted by the China Central Academy of Fine Arts in Beijing, Ellis became the first American to graduate from the school, in 2009. Later, he worked on commissioned projects for Greenpeace, Bank of America, Chevron, and Manulife. In 2010, he was awarded a TED Global Fellowship; in 2012, his work was exhibited at the Smithsonian American Art Museum. Then the polymath moved to Qatar to study conservation and materials science at University College London. That's when he got into motion graphics.
He made a series of short stop-motion films using a collection of mementos from his world travels. Later, he produced a film that won him tickets to the 2014 World Cup in Brazil. A year or so after that, he was asked to create the "Ar Don Go" video.
"Ar Don Go" translates to "I have gone" in the Sierra Leonean Krio language but colloquially means "watch me go." The song addresses themes of progress, upward mobility, youthfulness, and global travel. It's in part autobiographical and expresses Sengeh's desire to bring home the knowledge he's gained while away.
Ellis, a self-proclaimed "professional foreigner," related to these ideas. He created the video's storyboards while in Qatar, Turkey, Mexico, and India. "I spent a lot of time just listening to the music, reflecting on what it meant to me," he says. "I ended up with a very literal and personal interpretation. Everything in the video means something to me directly."
He made "Ar Don Go" one scene at a time, shooting stills and making scans during the daylight hours and editing at night. Most of the film was made in a small studio in Nepal, using natural light; the rest was shot in India and China at various locations. He employed traditional stop-motion techniques, snapping one shot at a time. He imported photos from each day's shoot into Adobe Photoshop Lightroom, labeling them as he went. Every frame in the film contains multiple shots layered together, so Ellis shot several sets for each one.
"Ar Don Go" also features animated GIFs. Ellis used high-quality source material when possible, remaking the GIFs from high-definition video footage. Then he used Adobe Photoshop to erase distracting backgrounds from those GIFs, one frame at a time. He merged everything—GIF frames, photos, and scans—into massive Photoshop files, many with hundreds of layers. Finally, Ellis erased and adjusted layers before fusing them into the final frames. Those final frames for each scene were dumped into a document, put in order, timed using Photoshop's Timeline window, and exported as movie files. "I take a sculptural approach to it," he says. "I'm throwing things together. It's messy and there's clay on the edges, but I like it that way. I like having a handmade element."
Ellis synced the footage with the music in After Effects. He tried to stick to a standard 24 frames per second, but in some instances he was forced to either stretch or compress the footage to match the music. This gives the video its unique syncopated feel.
Now Ellis is producing several more stop-motion music videos from his small apartment in a ceramics factory in Jingdezhen, China. He has a more advanced setup with proper lights, stands, and dedicated space for editing. Still, most of his gear will fit into a few suitcases if the urge to travel strikes him. "This work feels perfect for me," he says. "I can make it anywhere, and it takes everything I've learned. I've done sculpture, music, acting—it call comes together in stop-motion films."
May 11, 2016


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San Francisco CPAC_Early Care and Education Needs Assessment 2017 FINAL
CPAC is charged with advising policy makers, funders and planners regarding the coordination and needs of early care and education in San Francisco. Education Code 8499.5 requires local child care planning councils to conduct a Needs Assessment every five years. The 2017 San Francisco Early Care and Education Needs Assessment provides important updated information for legislators, planners, advocates, budget staff, ECE programs, community members and organizations, and City residents regarding the availability of licensed early care and education and out of school time services, the availability of ECE subsidies for those who are eligible, and the indications of unmet need for subsidies by age group and neighborhood/zip code.


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Online, October 26, 2020
Online, ET, October 27, 2020
Dubai, November 03, 2020
pdf 451.0kb
Union Systems supports customers in 19 African countries and helps to effectively scale processes, improve compliance and drive operational efficiencies for some of the leading banks in the region. Under the new agreement, SmartStream's TLM solutions will help organisations make the journey towards digital transformation by providing a range of solutions for the transaction lifecycle. Artificial Intelligence (AI) and Blockchain technologies are being embedded throughout the solutions, which are also available in a variety of deployment models.
Commenting on the partnership, Chuks Onyebuchi, CEO, Union Systems said: "The partnership with SmartStream to deliver its suite of Transaction Lifecycle Management (TLM) solutions to the region complements our existing product offering. We are particularly excited about SmartStream Air, which is a game changer for reconciliations through its use of AI".
Guenther Ruf, Director Partners and Alliances, SmartStream, states: "Union Systems is a very reputable organisation in the region that has the knowledge we require in order to help banks strengthen their back-office functions. SmartStream's TLM solutions increases automation levels to help drive up STP rates, bringing down the overall cost of processing, whilst at the same time improving customer service through the reduction of errors, and in addition protecting and enhancing a firm's reputation".
Please contact us to get more information
Mark Roth
Tel: +1 212 763 6509
About SmartStream
Media Library
Brochure - (pdf 1463.0kb)
Brochure - (pdf 508.0kb)
Case Study - (pdf 451.0kb)
Case Study - (pdf 477.0kb)
Industry Report - (pdf 2128.0kb)
Industry Report - (pdf 8566.0kb)
Solution Demonstration - External Link
Webinar - External Link


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3D food printers, mobile polyphenol tests for fruits and juices, innovative food preservation methods and the afterlife of food waste. On October 4th, EIT Food #AnnualFoodAgenda showroom called 'Food open to the world' took place during the 'Transition Festival' at the Copernicus Science Centre in Warsaw, Poland.
As a part of #Annual Food Agenda season 4: #FoodSustainability theme, researchers from the Institute of Animal Reproduction and Food Research PAS, together with MASPEX experts and agri-food innovators, brought us closer to the latest scientific and technological achievements that lead to the production of healthy, safe, nutritious food, with a maximal use of raw materials and a minimal environmental imprint. In the EIT Food showroom, we could find 3D food printers, mobile polyphenol tests for fruits and juices, as well as an intelligent plant lighting system that allows producing vegetables, fruits, herbs and flowers throughout the year. Entire families could take a closer look at natural and functional food products, as well as plant-based proteins, exploited as alternatives to animal and soy proteins. During 'hands-on' workshops and demonstrations, we learnt about innovative food preservation methods and food products with a 30-year long expiration date. In addition, the guests got familiarized with personalized foodstuffs dedicated to people suffering from diet-related diseases and checked the unique nutritional value of some selected food production side streams. Last but not least, everyone took part in 'zero waste' games and explored the concept of 'food sharing'.


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Picture yourself opening your door and stepping out into the biting winter air, listen to the birds singing in the still morning and look out over rolling, snow-capped scenery. If these are the kind of sights that would make your heart leap, then why not book a winter cottage break with Devon Farms and make that dream a reality? There is no time of year more beautiful than winter in Devon, and no better place to fully appreciate it than one of our hand-picked cottage breaks.
Whether you are looking for some stunning winter scenery, to see some incredible rural wildlife or you just want to get stuck into the market towns and their fabulous shopping, Devon has something to offer people from all walks of life. If you're ready to get started on your next winter adventure why not browse our hand-picked selection of country cottage breaks?
Self-catering cottages in South Devon, on a working farm overlooking coastal village of Wembury, in an area of outstanding natural beauty. Close to beaches, coast path, city of Plymouth and Dartmoor.
Traditional single storey cottage on a small farm with calves, sheep, chickens, ducks, geese and ponies. The 2 bedroom cottage boasts a wonderful inglenook fireplace complete with logburner. A Gem!
On the peaceful Spreacombe Estate, 3.5 miles from Woolacombe Beach we have 6 family run cottages and a converted barn meeting room. Dog friendly (except Clematis), Child friendly, ideal for walking.
Set in the East Devon hills close to the Jurrasic Coast, we welcome guests to our working dairy farm. Our cottages have large living areas, underfloor heating, woodburners, well equipped kitchens.
Self catering cottages in the heart of South Devon with lots of animals and excellent child friendly facilities including indoor pool, toddler soft play, walk-in rabbit area & tennis court.
Spacious 4* cottages set in unspoilt countryside overlooking the sea - minutes from the golden sandy beaches at Woolacombe, Saunton & Croyde and a short walk from Lee Bay and the Grampus village pub.
Smallicombe Farm is set in an idyllic location of 70 acres of pasture and ancient woodland and offers excellent self-catering holiday cottage accommodation on a real working farm in Devon.
Relax in our heated swimming pool and slip into the tranquillity of rural life. Spacious comfortable cottage with indoor and outdoor play areas. Quiet but accessible location for Exeter and the M5.
Nestled in the picturesque valley of Widecombe-in-the-Moor Lays Wooder Manor. Breath taking views from your doorstep. The perfect location to stay, tour and explore Dartmoor National Park.
Delightful cottages on working Dairy farm, explore the area for fantastic coastline, wonderful moorland, visitor attractions, local foods and many family events. Children love the calf feeding.
Five spacious real log cabins, beautiful views across Exmoor, fully equipped kitchen, central heating with log burner, safe enclosed garden. Working dairy farm with sheep, pigs and poultry.
6 cosy cottages in a great place to relax. Explore North Devon's beaches and more. Close to Arlington Court, Marwood Hill Gardens & RHS Rosemoor. Small family run farm in fifteen acres. Dogs welcome.
Self catering open plan accommodation. Peaceful rural setting, sounds of nature. 3 spacious, barn conversions, each unique, very high standard. On livestock farm, AONB. 15 mins Jurassic Coast.
A traditionally converted barn on a working dairy farm in the heart of the Blackdown Hills. A peaceful setting overlooking the Otter Valley with woodburner and wonderful countryside views.
Stay in our granite cottages. Climb the hill, you'll love the view. Relax by our heated pool or cycle the beautiful Wray valley trail to Moretonhampstead. Great places to eat in town.
Escape and enjoy the pleasures of the countryside. Delightful cottages nestled on a farm. Friendly animals, ride the pony. Watch the cows milked. Sandy beaches Woolacombe & Croyde. Walk to local pub.
Stunning Manor & charming Country Cottages, on the edge of Dartmoor. Sleeps 2- 24 ideal for families of all ages/sizes. Play area/barn, wifi, woodfires, animal feeding, acres of space, farmshop+ pub.
Close to Jurassic coast in an area of outstanding natural beauty. Orchard Meadow - individual cottage peacefully situated on a working farm. Large open living space, 3 bedrooms [1 grnd fl) 3 bathrooms
Stunning location on the North Devon Coast. Award winning luxury cottages that can accommodate 2-8 people in a beautifully restored Barn and Cottage. We offer cosy bolt holes to large family cottages.
Idyllic setting in the Exmoor foothills. Traditional 300 acre family farm. Cottages furnished and equipped to a high standard, offering rural charm, cosy woodburners (free logs), enclosed gardens.
Four comfortable fully equipped cottages. Peaceful setting in beautiful South Hams valley on historic 80-acre working sheep farm. Ideal location for a relaxing holiday
The well appointed wing of the farmhouse is completely self contained and has panoramic views of Bigbury Bay. Bigbury on Sea is a fantastic location for family beach holidays.
Escape to a peaceful Exmoor Valley and rewind in one of our charming 4* cottages set beside a trout stream, or Caffyns Halt with spectacular south facing panoramic views of Exmoor all have real fires.
Two 4* Gold, light & spacious cottages offer peace & comfort. Dine al fresco on decking / splash in jacuzzi bath (Thatch) or gather all in front of a log fire / round the kitchen table (large cottage)
Barn conversion, 2 ensuite bedrooms or thatched 2 bedroom cottage in heart of the unspoilt Mid Devon countryside. Lots of walks, pubs, relax & unwind on this family farm. Covid-19 safe guidelines.
Relax in the spacious, well-equipped wing of our 500 year old farmhouse. Our family run working farm is set in beautiful countryside but only minutes from many amazing attractions, beaches and moors.
Secluded 2 bedroom cottage surrounded by countryside with outstanding views over Exmoor. Abundant wildlife. Farm trail. Close to the coast. Garden, play area. Woodburner. Dogs welcomed. Short breaks
Dating back to the 1600's 'Beech House' with its slate floors and inglenooks is the perfect destination for family holidays, get to-gethers and all those special celebrations.
A warm friendly welcome awaits you at our traditional beef, sheep, dairy farm close to the Devon/Cornwall border. The delightful cottage in a quiet rural location but easily accessible from the A30. L
Two spacious cottages and a cosy retreat for two. Set in peaceful surroundings with stunning views, lovely walks and lots of wildlife to see. Ideally situated for visiting the coast, Exmoor, Dartmoor
In the heart of glorious Devon, fringe of Dartmoor, beautiful panoramic view of the National Park. Two idyllic country cottages, unique quiet & peaceful location, on the Tarka Trial & Cycleway 27
Friendly accommodation overlooking Exe Valley, convenient for exploring secretive & romantic Exmoor and only a short drive from dramatic coastlines. Enjoy country pursuits and leisurely cream teas.
Winter Cottage Breaks
Devon is the ideal destination for a stay in a country cottage, particularly in winter. Because so much of the county is working farmland, it offers the ideal mixture of stunning scenery, wildlife and local culture. From historic market towns to undisturbed rural scenes, staying in a Devon cottage is the ideal way to experience everything the county has to offer with all the comforts of home.
Christmas in Devon
Why not spend this Christmas in Devon? Explore some of the local Christmas markets, sample some of the local produce or relax in a rural pub in front of a crackling log fire - or perhaps simply find yourself a relaxing rural retreat to spend some quality family time away from home. Whatever your reason, if you want to experience Christmas in a Devon cottage, be sure to browse our selection of self-catering accommodation.


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Free standard shipping for all orders - regular shipments..
Find your store using the store locator and contact us for a personal appointment, in complete safety.
Menswear-style garments have been given an ultra-feminine makeover for the Patrizia Pepe winter outerwear collection. The monochromatic shapes are clean, minimalist, protective and fluid.
combines everyday practicality with stylish Essentials,for a collection that's both versatile and sharp. Women, men and kids collections together with accessories interpret the brand's DNA with a contemporary angle bringing a multifaceted, urban-sophisticated style.


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If you want your wedding to be unique, there is no better place that a place you love most and feel most comfortable. Barns are one of the popular choices for soon-to-be-wed couples, as they're versatile and allow you to put your unique spin on your wedding. Let's get into some tips you can use to make the most out of barn ranch wedding venues corpus christi tx residents can take advantage of.
Budget for Extras
While you should include extras in your budget whenever you're using a venue that doesn't offer full services, you should definitely do it when you have a barn venue for your wedding. Extras in your budget cover tables, dishes, chairs, and other extra items that you and your guests will need to be comfortable and have fun. You'll also need to consider lighting, tents, water access, electrical sources, and more.
Check Local Ordinances
You may have chosen to have a barn for your wedding but this doesn't mean your wedding guests can do what they like while at the venue. Depending on where you are, you may have to stay within local ordinances when it comes to loud music and noise. If you don't have any homes nearby, you may not have to worry about this as much. However, you should still be aware of the law.
Be Careful
Many times, the mud and dirt that is involved in a barn wedding is not accounted for properly. If you're planning on having vehicles in and out all day and night, you should make sure that the barn grounds are capable of handling that much traffic. You should also be aware of individuals attending the wedding with special needs, as accommodations may need to be made for wheelchairs.
With these tips in mind, you can begin planning a fantastic barn wedding.


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Communities of Practice (CoP)
The establishment of an inter-professional Communities of Practice (CoP) by the National Center for Medical Education Development and Research is to address the needs of LGBTQ, persons experiencing homelessness, and migrant farm worker populations and translate research findings into primary care training and practice guidelines.
The links below will introduce you to our CoP projects and activities.
- What is a CoP?
- CoP Blog
- CoP TV
- 2019 CoP National Conference
- 2018 CoP National Conference
- 2017 CoP National Conference
- Join the CoP
- Conferences


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Hi Folks,
I'm concerned about the bound FAT libraries in my project. Once I want to ship my app to the app store I obviously don't need the simulator related code in my app. Does Xamarin strip any of these symbols automatically? Should I create a "slim" library when shipping? Is there any experience here in automating this process? Any best practices?
You do not have to worry about this. Your final application will only have code for the architecture(s) you selected.
IOW you can ship a FAT application, ARMv6 and/or ARMv7 and/or ARMv7s, if this is what you configured (Build Options) but there won't be x86 (simulator) code.
Thanks for the clarification


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What a shame!It is reported that explosion accidents occurred frequently,admittedly, which is closely linked with how we use despite it definitely related to knock off made in China,ONU-MALL would like to sincerely share what you shall mind when using the self balance scooter to assure the safely drive and use for consumers,after all,safe is most important.
First,how to use the balance of the self balancing scooter is inseparable from the role of the use of the wheel, so the routine maintenance shall point to wheel inspection and maintenance. Especially for the component parts of the tire, you should perceive its firmness by your a hand from time to time , just shaking the tire along the axial direction, the component parts would be loosened if tire accessories shake. To ensure the safety of use, we shall continue to check the tightness of the screws of the tire component parts, just by fully tighten the screws to ensure the firmness of the assembly,you can freely drive the self balance scooter.Meanwhile, you need to minimize the wear of the tires for easier travel and use.
Secondly, the self balance scooter should promptly be sent to a repair shop for maintenance if the tire leak, you must make sure there is the adequacy of gas for long-term use, do not use it unless it really meet the travel conditions. If large area of the tire are damaged, you should promptly contact sales department as soon as possible for the replacement of tire. Ensure that the power is disconnected when cleaning the vehicle, do not clean directly with water, switch to wipe with a wet towel so that the water will not slip inside the machine. It must not be washed with water when the power turned on, otherwise,it will bring damage to the self balancing scooter, even will threaten life safety.
Second, the balance scooter must be placed in dry and ventilated place for long idle, do not put in damp and unventilated area, otherwise,it would lead to the moisture to control board and the battery and some unexpected trouble.
Third, it is recommended to maintain the self balancing scooter at after-sales service center when using it for half of year, detecting whether certain parts of the sport equipment has been aged, damaged. The proposed replacement of new parts to maintain balance and stability of the safety.
Fourth, the charger for the electric balance scooter generally have individual needs, in the absence of certainty, please do not arbitrarily replace the charger. The replacement of other chargers will not only shorten the battery life,but result in the safety accident. Do not put the battery anywhere at an ambient temperature of 60 degrees or more, do not charge it in kitchen and near fireplace and anywhere else near fire and gas and explosive places, then we must recharge the battery during every 2-3 months to keep the saturation of the battery if do not use it for more than half of year. Please fully charge the brand new self balance scooter. Because the battery will slowly discharge because of transport for a long time. Please keep charging environment clean and dry. When charging port wet, do not charge. Please predetermined charging and storage the balance scooter, otherwise it will damage the battery affect the battery life of self balancing scooter.
In summary, keep mind all of the details above so as to ensure balanced scooter can bring us green and fast and safe.


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Im thinking of giving my beardie a fish as a treat but i know you have to be careful with it. The beardie is about 8 months old and 17 inches long and i'm thinking of feeding him an extremely tiny less than an inch long guppy. Thoughts? because i've heard this could be dangerous
EDIT: he didn't want it so nevermind


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I also thank Engr Wizy for bringing this to my notice and Mr Resh Precious for coming to my defence.
This is exactly what happened:
I found him on Facebook where he advertised that he sells access to KWfinder. I sent him $20 instantly even after complaining that the price was a bit on the high side.
Immediately after I paid, he started telling stories on how he's not at home and why I should wait. He kept posting me for like 12 hours.
He then claimed that he had sent me an email, which I never saw, not even in spam. I told him to resend. We pulled on that for another 2 hours or so. Then he finally sent me a cookie code. I was shocked. What I was expecting was a username and password to access the tool I paid for (I bought ahrefs login from a guy last month and I got username and password - nothing complex at all).
I managed to find a guide on how to import cookies into Chrome browser. I then tried his nonsense code. It didn't work!
When I told him, he apologized. Then he changed goalpost by asking me to grant him remote access to my PC, which I did. He taught me how to access Kwfinder through a remote desktop. I did that on my own immediately and I noticed that he doesn't have a paid account with Kwfinder. The feedback was requesting for an upgrade. Yet, this fool was still telling me to wait for some hours so it will update to paid version automatically. That was when I knew I was being taken for a fool. I quickly sent a refund request to PayPal.
He told me to remove the dispute. I said I would remove it only on the condition that I could access the tool I paid for.
This morning, the fool sent me a message telling me that the tool is fine now. I logged in, and to my surprise, the username and password fields which were automatically filled up yesterday after he taught me were blank this morning. I just couldn't take it anymore. And I told him I'm no longer interested and that I would continue to press for the refund.
Immediately I said that, the fool went beserk, calling me scammer and all sorts of names. And he suddenly started accusing me of stealing his KWfinder and other tools. I was like, how could I have stolen what you didn't give me access to in the first place?
When his insults were getting too much, I had to block him.
He escalated the issue to PayPal and after reviewing the issue, PayPal refunded me immediately. I guess that's why the embittered soul decided to malign me on this group.
Whoever thinks Nigerians are the worst scammers online has probably not met Indians, Pakistanis, and Bangladeshis.


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Is it time to start out dating once more? Never whine to somebody if they don't text the way you want. Ease them into what you desire to and hold your manners at all times. Simply because someone is frankly an idiot about texting, doesn't mean that you need to be. Be polite, have good manners, be charming, and you are more than more likely to catch somebody pinalove. You know that being a bachelor can only maintain its enchantment for thus long, so be taught the art of being an honest individual, and the way to be a decent texter. There's only so many good texters out there on this planet, so good luck to discovering your match.
Abruptly, you will appear engaging and interesting in her eyes and she is going to surprise how she may have ignored you all this time. Be sure you give the girl some area pina love when needed. Realise that folks don't like being round people all of the time and that continually being along with her, might possibly deter her from spending time with you.
This is my place where I come to talk about dating ideas, love advice, fashionable relationships, and sometimes simply to geek out on films I like and other things I believe pinalove review can benefit your on a regular basis life. Be playful. At the proper time, present her your silly side by making a goofy comment. No woman likes a guy who takes himself too seriously.
Lastly, take note of your grooming because it improves your confidence and likewise the way in which girls understand you. No one needs to date a slob. You do not, and neither does she. It isn't pina love about studying lines or routines or dressing up a sure method. It's about unmasking the unique and attractive man inside your self and joyfully expressing it to the women of the world.
The founder of the dating company Elena stated in the article that there are extra males than females in China, whereas in Russia, it is the opposite. Elena said that many Chinese males like Russian ladies as a result pina love of they like how they give the impression of being, and Russian girls like Chinese language men because they respect girls and need a serious relationship.
Sexually happy couples are emotionally attuned to each other inside and outdoors of the bed room. The important thing to long-time period happiness then, sexually and in any other pinalove case, is for each partners to assist and worth their friendship. Below are five steps to make intercourse more romantic in your relationship.
While you do inform this lady that you have feelings for her be direct and don't beat across the bush. She is going to either have an interest or not interested, so do not keep her guessing. It may be onerous to confess pina love that you've emotions for her and see her as greater than a good friend, however it's higher to know when you've got a chance than to by no means know in any respect.
With the metro, there are really two places to satisfy girls, one is the metro cars, the opposite is the terminals. The metro vehicles are the identical as meeting girls on the bus, and you have to concentrate pinalove on how a lot time you've gotten attributable to where she is getting off.
The net dating is integrated into the platform. For instance, should you meet somebody on a date at an occasion, you'll not see them online and vice versa. Texting is an extremely pina love useful communication software, and in this article I'll show you ways to textual content a woman you want… to maintain getting dates with her.


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"A matter of time" - Ipswich lad caught up in London terror
FORMER Ipswich man Matthew Price says Londoners are staying true to the "keep calm and carry on" spirit following this week's attacks.
Mr Price, a former Redbank Plains State High student, has lived in London for the last nine years, and is a civil servant working in quarantine just a short distance from the Houses of Parliament, where one of the attacks occurred on Wednesday local time.
With the official government threat level set at "heightened", Mr Price said it was true that people living in London were quietly fearing an attack might be imminent.
In fact Mr Price was so concerned about the terror threat that he says he thought about his own plan to escape from a possible attack on Westminster Bridge just a few weeks ago.
"I guess having lived in the city for almost nine years and seeing the atrocities that occur round the world, you do sort of think, it's just a matter of time," he said.
"I often walk past the HoP and there are armed police everywhere.
"As a rule, most police are not armed here. You generally feel pretty safe."
Mr Price's building was placed into lock-down within 10 minutes of the attack.
He said he had to offer counselling to employees, then have them leave the building in pairs and send him a text message when they were safely home.
Mr Price contacted his own worried family members, who still live in Ipswich, a short time after the incident to let them know he was fine.
"The 'keep calm and carry on' spirit is alive and well here," he said.
"Most activities will go on being done.
"If there are other nuts out there, this could inspire them to take action.
"Be alert, not alarmed, be aware of your surroundings, think in your head, 'what would I do in this situation'.
"The security services do their best to foil coordinated attacks, but it's these rogue nut bags that are the hardest to foil.
"A few weeks ago, I did my own terror threat assessment as I trudged along the Westminster Bridge with hundreds of other tourists taking selfies and group shots with Big Ben and the Eye.
"I thought of the French and German attacks and decided it was prudent to take some small actions that reduce the risk. The pavements are 8-10m wide. I decided to walk against the hand rail, buffering me with about 15 people between me and the road. In my mind I was out of harms way and would be able to jump in the river."


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Our Creatives Calendar® Wall Peels are a unique one-time-use calendar, made from an awesome cloth-like material that sticks to any non-porous flat surface and removes easily with no residue. In fact, the special adhesive we use is removable, reusable, and reposition-able. It does not remove paint from a primed wall, is safe to apply over wallpaper, applies without wrinkles, and does not rip!
Note from Lindsay: There is a slight tooth or texture to it, much like cloth, which will be visible when you write on it. We love Le Pens best for writing on this material, but any pens will do!
- Shipped rolled in a kraft paper tube.
- Weight: 240 gsm
- Thickness: 6 mil
- Finish: Textured Matte
- Click here to see the Tools of the Trade that the Lindsay Letters team uses along with our Calendars!
- Click here to see a video of Lindsay holding The Epic size (48" x 38").


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— The Openherd Team
Unproven |
Dark Brown
Lady Godiva is a gorgeous, deep mahogany brown female who has proven herself in the show ring as a juvenile. Placing first in 3 of the largest shows in the country (Futurity, GWAS, CABA) and a reserve color at GWAS, this girl is poised to be a foundation female in a high end suri breeding program. Godiva's parents - dam, Little Black Dress, is a product of DDF Sophia (dam Augustina who has long been known as the best colored suri female imported into the US) and sire, Admiral Commandor (producer of 4 Judge's Choice awards) have proven themselves to be stellar foundation animals in the North American suri program. We have no doubt Godiva will do that same thing for your breeding program - produce the next generation of higher quality suri offspring.Godiva has excellent conformation and fleece characteristics. She has luster to spare and a very consistent, dense fleece with coverage to her toes. Fineness, uniformity, and a very typey suri phenotype complete this package.We have bred Godiva to our Kahuna son, Casper, for a 2020 cria. He brings density and lock structure to compliment Godiva's lustrous, silky fleece.
Updated 5/28/2020


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Business Insurance for Welders
Business insurance is designed to protect a business owner's financial assets and is an essential investment for a welder.
- About General Liability Insurance
- Costs of General Liability Insurance
- Additional Coverage Options to Consider
- Protect Your Business
Already know what you're looking for? Find out how much the right coverage will cost you right now.Get a Free Quote
About General Liability Insurance
All businesses, regardless of industry, face risks that should be covered by insurance. The most common and comprehensive type of policy business owners invest in is general liability insurance (or CGL).
Some of the risks CGL insurance covers are:
- Bodily injury
- Property damage
- Medical payments
- Legal defense and judgment
- Personal and advertising injury
While businesses aren't legally required to carry general liability insurance, operating without it is extremely risky. If your business is sued, you could end up facing fees totaling hundreds of thousands of dollars (or more). Having a sufficient CGL policy in place to help compensate for these damages is the only way to prevent this type of event from devastating your business.
Learn more about the risks covered by general liability insurance.
Example 1: Poor ventilation causes fumes to build up at a job site, and those fumes are ignited by a spark. Although relatively small, the explosion causes substantial property damage and some injuries. General liability insurance would probably cover legal expenses associated with the incident.
Example 2: While welding in a customer-owned building, equipment malfunctions and causes a fire. The fire spreads throughout the building, damaging a large portion of the structure. General liability insurance would probably cover the property damage.
Example 3: A customer drops off items that need to be welded at your company's facility. On their way out, the customer trips over a hose on the ground and falls. General liability insurance would likely cover any resulting serious injuries.
Of course, this is not an exhaustive list of perils a general liability insurance policy will cover, and some conditions may result in a particular peril not being covered. It's always best to talk to your agent in-depth about the specifics of your policy to avoid blind spots in coverage.
Cost Of General Liability Insurance
The average welder in America spends between $500-$1,500 per year for $1 million in general liability coverage.
Check out the chart below for a snapshot of average CGL expenditure across a variety of industries:
Several factors will determine the price of your policy. These include your:
- Location
- Deductible
- Number of employees
- Per-occurrence limit
- General aggregate limit
You may be able to acquire general liability insurance at a discounted rate by purchasing it as part of a business owner's policy (BOP) rather than as a standalone policy. A BOP is a more comprehensive solution that includes multiple forms of coverage, such as business interruption and property insurance.
How much will the right insurance cost you?
Find what business insurance will cost for your business right nowGet a Free Quote
Other Types Of Coverage Welders Need
While general liability is the most important type of insurance to have, there are several other forms of coverage you should be aware of. Below are some other types of insurance all welders should obtain:
Professional Liability Insurance
Businesses that employ skilled workers may be held financially responsible for any errors their employees make while working. Professional liability insurance helps protect against errors in work, and it's widely available for different types of professions.
Welding is potentially dangerous work, and an error can lead to substantial property damage, severe injuries, and (in some cases) even death. Make sure your business's professional liability coverage has high enough limits to provide protection in even the worst scenarios.
Professional liability insurance can be purchased through a package policy or by itself.
Commercial Property Insurance
Most welders need commercial property insurance for the physical assets their business owns. This insurance can cover both buildings and equipment (as well as supplies and inventory).
Welding equipment often costs thousands of dollars, and many businesses in the field have several different welders. Check the terms and limits of your business's commercial property insurance to make sure it fully insures your welding equipment.
Commercial property insurance can be purchased through a business owner's policy (BOP).
Types Of Coverage Some Welders May Need
In addition to the policies outlined above, there are a few other types of coverage your welding company may require depending on certain aspects of your operations. Some of these might not apply to you, so be sure to ask your agent which policies are right for your business.
Commercial Auto Insurance
If your business has a vehicle that's used to offer welding services at customers' locations, that vehicle needs to be insured with commercial auto insurance. State law generally requires all commercial vehicles that are driven on public roads to be insured.
Commercial auto insurance can be purchased through a package policy or by itself.
Workers' Compensation Insurance
If your business has employees, it is required by state law to carry workers' compensation insurance. This insurance protects against work-related illnesses and injuries.
Even welders who are self-employed and don't hire other workers may want workers' compensation insurance. Health insurance sometimes won't cover work-related injuries, but workers' compensation can fill in this potential gap.
Commercial Umbrella Insurance
Welding-caused fires and explosions can quickly cause a lot of property damage, which can lead to expensive and lengthy lawsuits. Commercial umbrella insurance affords extra liability protection in the event that lawsuits exceed primary policies' limits.
Commercial umbrella insurance can be purchased through a package policy or by itself.
Additional Steps To Protect Your Business
Although it's easy (and essential) to invest in business insurance, it should not be your frontline defense. Yes, insurance will compensate for your business' financial losses after an incident occurs, but it's much better to avoid losses altogether.
With this in mind, here are three things you can do to better protect your business:
- Use legally robust contracts and other business documents. (We offer free templates for some of the most common legal forms.)
- Set up a limited liability company (LLC) to protect your personal assets. (Refer to our guide for step-by-step instructions on how to form an LLC in your state.)
- Streamline your business' internal processes. This will remove unnecessary variables from common tasks and create a safe, consistent environment for conducting business.
What is included in a business owner's policy?
A typical business owner's policy includes general liability, business interruption, and property insurance. However, BOPs are often customizable, so your agent may recommend adding professional liability, commercial auto, or other types of coverage to your package depending on your company's needs.
What is the difference between business insurance and general liability insurance?
"Business insurance" is a generic term used to describe many different types of coverage a business may need. General liability insurance, on the other hand, is a specific type of coverage that business owners need to protect their assets.
Do I need insurance before I start a business?
You should invest in coverage for your business before your first interaction with a customer. Although the cost of insurance may seem high for a brand new business, it's best to be proactive when it comes to protecting your assets. After all, you can't buy insurance to cover a loss that has already occurred.
Will insurance protect my business from everything?
Not necessarily. Certain exceptions may be written directly into your policy, and some perils may be entirely uninsurable. Be sure to discuss the scope of your policy in-depth with your agent to avoid being blindsided by holes in your coverage.