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For a battery to work, it needs an electrolyte to act as a bridge and carry ions from the anode to cathode and back again. However, batteries come in all shapes and sizes, and there is no one-size-fits-all approach to battery electrolytes. For example, electric vehicles and "smart" phones are both powered by rechargeable lithium ion batteries, but because the demand on the battery is so different, they require different electrolytes.
These nuances inspired Kevin Gering, a researcher at DOE's Idaho National Laboratory, to build the Advanced Electrolyte Model (AEM), a powerful tool used to analyze and identify potential electrolytes for battery systems.
Gering spent years building the model, constructing the mathematical framework, inputting data on various electrolytes and running tests to verify AEM's accuracy. To date, the model's average accuracies are within 5 percent deviation or less for metrics like conductivity.
The model functions as a virtual lab and simulates experimental conditions to produce an exhaustive set of results. The design of AEM incorporates a comprehensive set of mathematical expressions that describe the statistical mechanics or chemical physics of electrolytes.
Researchers provide Gering with specifications about the project, a batteries' intended use and other parameters. AEM then "runs" experiments and refines the list of potential electrolytes, producing reports on properties and a detailed optimization based on several key factors.
This has become increasingly important since many of today's advanced batteries contain complex, multiple-solvent electrolyte systems. AEM routinely evaluates properties for such electrolytes that contain up to five solvents and two salts each.
"There are models out there that look at viscosity or conductivity or other individual electrolyte factors, but I haven't seen any others like (Kevin's)," said Doug Brune, a researcher a Dow Chemicals who uses AEM. "His does it all."
Source and top image: Oak Ridge National Laboratory
For more read Energy Harvesting and Storage for Electronic Devices 2014-2024, Forecasts, Technologies, Players
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One by one, the big-name deals are being completed with Antoine Griezmann finally linking up with Barcelona on Friday after months of speculation.
Football Whispers have scoured the day's European press to bring you the very best of the transfer rumours doing the rounds.
Bayern boss Niko Kovac wants reinforcement in the wide areas, with Barcelona's Ousmane Dembele and Leroy Sane of Manchester City his two priorities. However, Dembele would prefer to remain in Catalonia, while City are refusing to entertain the idea of selling Sane. (Bild)
Spain Under-21 international Dani Olmo is another option for Bayern. The Dinamo Zagreb attacker's advisor, Andy Bara, recently said: "Bayern have the best scouts in the world, and if such a club shows interest, everything is clear. Bayern can also lift Dinamo's transfer fee and also pay the salary of such a player. It's a big club and there's no player on this planet who does not want to play in such a club." (Sport Bild)
Atletico Madrid chief executive Enrique Cerezo has addressed the club's claim Barcelona paid an insufficient fee for Antoine Griezmann as club and player had agreed on a deal before his release clause dropped from £179m to £107m on July 1. "If the club have made this statement, it's because there's evidence," Cerezo said. "We have to study it and we'll demand the amount we consider to be necessary." (RAC1)
- Maitland-Niles: Squad will resolve Ozil situation at training
- Klopp blames 'tricky' pitch for 'exhausted' Liverpool
- Champions League hits and misses
- Arteta: I 'failed' on Ozil, 'conscience calm' over omission
- 'Chisora felt Povetkin's power before Whyte KO'
- Ozil breaks silence: 'Loyalty hard to come by'
- European Premier League: What we know
- Fabinho's backline boost for Klopp
- Lampard: Mendy already my No 1
- Fernandinho out for up to six weeks
Atletico consider Napoli full-back Elseid Hysaj a 'low-cost' solution to their problem at full-back. Los Colchoneros were initially put off by the €25m (£22.45m) asking price. However, the Italians are expected to accept around €15m (£13.47m) now. Juventus, now led by former Napoli coach Maurizio Sarri, and Schalke are also keen. (AS)
Valencia are contemplating making a new offer for Barcelona midfielder Rafinha once striker Maxi Gomez joins from Celta Vigo. Barca want a deal worth €15m (£13.47m) but Los Che would like structure payments depending on how often the midfielder plays due to his recent injury record. (Plaza Deportiva)
West Ham are considering making a late offer for Espanyol forward Borja Iglesias after it became apparent Gomez would join Valencia. Real Betis have been in negotiations with the Catalan club but cannot agree on how the forward's €28m (£25.14m) release clause would be paid, leaving the door open for the Hammers. (Mundo Deportivo)
Atletico Madrid have reopened contract negotiations with midfielder Saul Niguez in an attempt to ward off any interest from Manchester United. The Premier League side see the Spaniard as a potential Paul Pogba replacement. Saul is expected to be handed a salary increase, but his release clause will not be raised from €150m (£134.67m). (AS)
Napoli president Aurelio De Laurentiis has asked Real Madrid to lower their demands in order to complete a deal for James Rodriguez. "We're willing to make sacrifices with James," De Laurentiis said. "But we're asking Real Madrid to do more. We haven't given up hope, but Madrid have to consider that it's better to send him [James] to play somewhere, maybe on loan, than to have him unhappy there." (Sky Sports Italia)
Fiorentina have confirmed they would be interested in pursuing a deal for out-of-contract striker Mario Balotelli, if the former Manchester City, Liverpool and Milan forward lowers his demands. (Gazzetta dello Sport)
Roma are 'far away' in their negotiations with Tottenham for Belgium international defender Toby Alderweireld who is out of contract next summer. They could instead move for Atalanta defender Gianluca Mancini. (Corriere della Sera)
Fiorentina midfielder Jordan Veretout has been left out of La Viola's travelling squad for the International Champions Cup amid further interest. Milan are the latest club to join the growing list who want the former Aston Villa player and a meeting between the two clubs was held yesterday. (Tuttomercato)
Milan will have to wait for Arsenal to agree to their signing of Ismael Bennacer from Empoli. Terms are agreed between the player and clubs but the Gunners have a clause in the deal which took the Algerian midfielder to Italy in 2017 which gives them first refusal if another club's offer is accepted. (Sky Sports Italia)
Manchester United have lined up Monaco's French Under-19 defender Benoit Badiashile if they are unable to complete a deal for Leicester's Harry Maguire. The 18-year-old is also being monitored by Wolves. (L'Equipe)
Talks between Lyon captain Nabil Fekir and Real Betis have been ongoing for several weeks now. The Spanish club would pay €30m (£26.93m) to sign the attacking midfielder who will become a free agent next summer. (Le Parisien)
Juventus have finally agreed a price of £63m with Dutch side Ajax for their captain Matthijs de Ligt. (De Telegraaf)

subset: commoncrawl


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Feb 20, 2019
This week Jorge and Mark recap the latest action and signings for the Vancouver Whitecaps, and look ahead to the final preseason matches against Tijuana and LAFC.
In the second half of the show Mark is joined by author Christopher Sweeney to discuss his new book titled Mad Dog Gravesen: the Last of the Modern...
Feb 15, 2019
There's plenty of Whitecaps news to talk about this week with pair of preseason matches and a pair of new signings.
As preseason inches ever closer to First Kick 2019 we discuss our expecations for the Whitecaps' season, and our thoughts on their preseason form so far.
We also check in with Ben Fisk from Pacific...
Feb 8, 2019
This week we're joined once again by former MLS & US Men's National Team player and maker of great internet, Jimmy Conrad.
Jimmy weighs in on the appointment of Marc dos Santos and the guys discuss Jorge's theory on the lost art of defending in soccer.
E-mail: email@example.com
Feb 2, 2019
Hwang In-beom is in. Juarez is out. Felipe and Reyna are back. Blondell has been loaned out. Sutter is in, and so it keeps going.
This week Mark and Jorge catch up on all the players coming and going from the Vancouver Whitecaps, and also chat with Paul Neat from KLeagueUnited.com to learn more about the Caps' exciting...


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Planning a visit to The Battery? Check out these mobile and printable resources to guide your exploration of our 25 acres of historic waterfront park.
The breathtaking floral displays of The Battery change each month, as new plants blossom and fruit over the course of the season. Use these monthly bloom guides to learn more about some of the prominent plants flowering throughout the park.
For those visiting The Battery with children, we invite you to print one of our scavenger hunt worksheets to guide your exploration of the plants and animals in the park. Remember to print a map along with your worksheet, and please follow all social distancing guidelines while in the park. We recommend bringing a clipboard and colorful drawing tools if you are able! Please note that worksheets change seasonally.
Fall at The Battery Family Worksheet for K-2nd Grade
The Battery is home to more than 500 trees, some more than 125 years old. Use this map and field guide to identify our most common tree species using their leaf shapes, bark, and flowers, and read up on interesting facts for each.
Print the following materials as guides to help you explore the history of Lower Manhattan on your visit to The Battery.
A Walk Through History at The Battery
7 Days a Week, 10 am – 10 pm
Learn more on The Battery Blog
amNewYork, 4/23/18
Read about the ceremony on our blog
Reserve your spot on Eventbrite!
Warrie Price discusses The Battery's transformation over the past two decades
Join us in The Battery to experience the magic for yourself.
The Battery welcomed summer with food, drinks, and dancing with Isa from Florence + The Machine, sponsored by St~Germain.
NY Classical Theatre presents free performances of Romeo & Juliet through July 15th.
Join us September 20th. 100% of funds raised at the Luncheon support The Battery's perennial gardens.
Learn about our amazing trees on The Battery Blog
Join us for March cutback.
Join our skilled gardeners to learn about plant care and division, and leave with some plants to take home!
Join our expert gardeners to learn about the many native plants and wildflowers included in our perennial gardens, and enjoy $1 off happy hour wine at Table Green.
Join The Battery Conservancy's Chief Horticulturalist on a tour through our vibrant perennial gardens designed by renowned Dutch designer, Piet Oudolf.
Tuesdays and Wednesdays between April 23rd and May 22nd, from 8am – 9am
Join us to celebrate innovation, support the revitalization of The Battery, and honor Dell Technologies, Starr Whitehouse Landscape Architects and Planners, and George Tsypin Opera Factory
Our Family Volunteer Day and our Gardening with Kids workshop will engage and inspire family members of all ages!
Tuesday, September 17th. A celebration of the Monarch Butterfly in culture and science.
Bring your sleeping bags, Dads, Moms and Kids. We provide family tents, a lightning bug show, campfire songs, and s'mores!
Registration opens 2 weeks before each event.
Shorter days, drier air and colder temperatures are a recipe for plant disaster.
We are here to help!
Use our mobile and printable resources to explore this month's blooms, or bring your family on a seasonal scavenger hunt through the park!
Receive news about upcoming events, stories, and more.


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Praised as "...the listener is transformed into another time and place...hauntingly beautiful...full of colors...excellent...mastery." (the Flutist Quarterly) for her debut recording A Native American-Jazz Tribute/A Tune for America, and described as "Magical sound...expertly written, Sklar creates a fascinating exploration of Ancient Egypt using contemporary sound" (Fanfare Magazine) for her Silver Pharaoh/An Original Tribute to Ancient Egypt recording, Pamela is a published composer of chamber music who writes for unusual combinations of instruments.
A 2020 Arts Initiative Grant Winner from ArtsWestchester for her creative project Words Into Music .Pamela's original composition project will culminate in a performance later in 2020. Please see Events Page for details.
2019 premieres of her original works include Mandolin on the Moon, a quartet for mandolin and (other) strings, written for members of the Metropolitan Opera orchestra and presented at the Hudson River Museum Planetarium celebrating the 50th anniversary of the first manned lunar landing. In New York City, Pamela presented a performance workshop for The New York Flute Fair and conducted her flute choir Homecoming (commissioned by the Hoff-Barthelson Music School). In November, her Two Journeys was performed in recitals and high school/university clinics in Havana, Cuba, by Eight Strings and a Whistle. Other recent composition highlights include her woodwind quintet Green Awakening commissioned & premiered by the award-winning ensemble Englewinds, and a violin sonata The Ocean We Want composed for an environmental sustainability theme and presented in Madrid, Spain. Other premieres/performances in Madrid and Manhattan include her quartet The Chains of Love inspired by Cervantes' poem, co-featuring mezzo soprano with flutes and piano, presented by Mujeres en Musica in 2017 & 2018.
Other notable performances of Pam's music include works for mixed instruments presented for the National Flute Association Convention in Chicago, and other works written for double reeds presented by Threeds Oboe Trio at the International Double Reed Society Conference in New York City. Two of her compositions- Silver Pharaoh and The Sky, the Earth and the Afterworld can be heard on Threed's cd Palette.
A copy of her score of Spell 166 for five various flutes and organ is included in the Special Collection of the Lincoln Center Library for the Performing Arts; a featured slide show of Pam's inspired improvisation Heritage can be heard and viewed on Native Dream.
For two seasons Pamela was an award-winning flutist & composer for performances and a recording of New York Tapestries from New York Women Composers for her new duo 2Flutes with Laura Falzon. Pam continues to premiere/perform original and other music for flute, alto flute, bass flute & Native American flute including 2Flutes' appearance on September 25th in New York City.
New York-area ensembles who have premiered/performed, commissioned and/or presented Pamela's music repeatedly, include Angels in the Chamber, the Blues Mothers, Intuition Quartet, the Cambiata Duo, Cara Quartet, Double Entendre, Eight Strings and a Whistle, Englewinds, Northern Westchester Flutes, Ramapo Valley Chamber Ensemble, the River Trio, Threeds, Hoff-Barthelson Music School/other schools & Summer music camp programs and individuals including Joyce Balint, William Anderson, Isabel Pérez Dobarro and Anna Tonna.
Pamela Sklar's composing career evolved naturally as an extension of her performing career. Many years of listening, playing professionally with outstanding artists and improvising co-created her original voice. Her first work Flutes From the Other Side was published in 2008. She remains equally passionate about playing and writing, and looks forward to hearing (and performing) her compositions.


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The NAR: What's the Big Deal?
The other day, I was talking with a friend and he asked me, point-blank, "What is the worst that will happen if someone buys into this NAR stuff?"
Good question.
It all boils down to two things: a stunted walk with God and an ineffective witness.
Stunted Walk With God
When someone embraces NAR beliefs, that person will experience a stunted walk with God. That is to say, she or he may not enjoy a close, intimate friendship with Him and the accompanying spiritual blessings.
Now, what I just said would be shocking to people in the NAR movement. This is because they are taught that they are the ones who have intimacy with God and that people who oppose the movement are "hard-hearted Pharisees" who practice a "dead religion."
So, who's right?
To find out, we have to look at what the Bible says about intimacy with God.
The key to fellowship with God is not the mystical or miraculous. It is the progressive cleansing of sin in our lives (1 John 1:6-7). So, the reason an NAR person will have a stunted walk with God is because she or he will become more focused on having mystical or emotional experiences and working miracles than on overcoming sin.
It is true that, when we place our faith in Christ, we are forgiven of all our sins and are credited with the righteousness of Christ. But that does not mean our struggle with sin is over. At that time, we begin a lifelong process of "sanctification," in which we become more and more like Jesus Christ through cooperation with the Holy Spirit who convicts us of our sin.
More than once, Scripture declares that the people who will "see" God are those who have striven for holiness (Hebrews 12:14) and those who are "pure in heart" (Matthew 5:8)–in other words, those who pursue moral purity in every area of their lives.
But no such promise is made to those who work miracles or have mystical experiences. In fact, Jesus says that, on Judgment Day, many people who worked miracles will be given the shock of their lives.
21 "Not everyone who says to me, 'Lord, Lord,' will enter the kingdom of heaven, but the one who does the will of my Father who is in heaven. 22 On that day many will say to me, 'Lord, Lord, did we not prophesy in your name, and cast out demons in your name, and do many mighty works in your name?' 23 And then will I declare to them, 'I never knew you; depart from me, you workers of lawlessness.' (Matthew 7:21-23)
In sum, many NAR followers have shifted their attention from moral purity to the miraculous. In doing so, they have hindered their personal relationship with God.
Ineffective Witness
When someone embraces NAR beliefs, that person will become a less effective witness for God.
We are called to be Christ's ambassadors and to take the light of His gospel into a dark world. And the gospel we are called to proclaim is the gospel of salvation from sin. But the NAR movement has redefined the gospel so that it has become, primarily, a gospel of taking dominion.
This distorted gospel is a distraction from the pure gospel of Jesus Christ. It is a disservice to people to minimize their most urgent need–salvation from personal sin–and to instead focus on taking sociopolitical control of cities and nations.
An NAR person may not see the importance of spending an afternoon in the market square, sharing the undiluted gospel with nonbelievers. Instead, that person would focus efforts on what she or he thinks is most important: taking dominion through spiritual warfare. So, rather than going to the market square, she or he may head for the hills–to wage spiritual warfare by pounding stakes inscribed with Scripture verses into the ground, pouring out anointing oil, and shouting down the local "territorial spirits."
What ways have you seen NAR beliefs harm people who have bought into them?
— By Holly Pivec


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CALADESI ISLAND, Florida — Florida's Caladesi Island is the best U.S. beach in 2008, according to an annual list compiled by a Florida professor known as "Dr. Beach."
Caladesi's relatively remote Gulf of Mexico location factored into Florida International University professor Stephen P. Leatherman's ranking.
"It's an island getaway," said Leatherman, who studies changing coastlines and has released his annual list since 1991. He noted that despite being in the densely populated Tampa Bay area, many nearby residents have never visited Caladesi.
The runners-up on the list are Hanalei Beach, Hawaii; Siesta Beach in Sarasota, Florida; Coopers Beach in Southampton, New York; Coronado Beach in San Diego; Main Beach in East Hampton, New York; Hamoa Beach, Hawaii; Cape Hatteras, North Carolina; Cape Florida State Park near Miami; and Beachwalker Park on Kiawah Island, South Carolina.
Caladesi's fine, white quartz sand beach owes its creation to a 1921 hurricane, which separated it from nearby Honeymoon Island. Caladesi became a state park in 1968.
Caladesi, which ranked second in Leatherman's rankings in 2007, will now be retired from the list. Most years, he has chosen beaches in Florida or Hawaii as the top-ranked. He broke that trend last year by awarding the top spot to Ocracoke Island on North Carolina's Outer Banks.
Leatherman compiles his list as part of the National Healthy Beaches Campaign.
Copyright 2008 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Under the two pronged program, wind projects in large northern communities receive a capital grant of C$200 per installed kilowatt of capacity as well as a C$0.02/kWh production incentive for ten years. For small communities, a capital grant of C$900 per installed kW of capacity is proposed along with a payment of C$0.10/kWh over ten years.
The capital grants, says CanWEA policy director Sean Whittaker, will help developers deal with the higher costs that come with building projects in remote areas. The guaranteed ten year cash flow from the production payments will provide a strong impetus to keep projects operating over the long term, which has historically been a challenge. "The key is to develop the local capacity and infrastructure needed to ensure ongoing operations and maintenance of the facilities. An annual production payment is an effective way of doing this," says Whittaker.
The program would target a few promising communities where demonstration projects could be built over the first four years. The second phase, running for the following six years, would open the program to all other remote communities. "Success breeds success," explains Whittaker. "It is one thing to know that a wind project in your northern community is theoretically possible. But it is a totally different thing if you can actually see a wind project up and running in a community similar to yours."
The cost of the program is expected to be about C$74 million, enough to help fund 34 wind projects with a total capacity of 87.4 MW. Together they would produce an estimated 153 MWh a year, equal to roughly 12% of electricity demand in Canada's 300 remote communities.
Electricity costs in those communities range from about C$0.40/kWh to C$1.50/kWh. Power is produced largely using diesel generators running on fuel that has to be shipped in from the south. "You've got a dirty, expensive technology that doesn't really bring many economic benefits to the community," says Whittaker. "When you look at it in that context, wind starts to be a very attractive alternative. But there is a high hurdle it has to get over because the diesel generators are already there and the infrastructure is there to support them."
The projects would eliminate the burning of almost 400 million litres of diesel over the life of the program, saving about C$375 million dollars in fuel costs. They would also reduce greenhouse gas emissions by 122 kilotonnes of CO2-equivalent a year. Climate change is expected to hit the north particularly hard, points out Whittaker. "It makes sense to bring climate change solutions to northern communities." Burning less diesel fuel, he adds, will also improve local air quality and reduce the risk of water and soil pollution from spills.
The plan has industrial development advantages too, says Whittaker. About half of the world's manufacturers of turbines in the 20 kW to 100 kW size range, which are best suited to remote applications, are Canadian.


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Your Beeswax
Beekeeping, Bees, Agriculture, permaculture, and Sustainability
Thursday, July 22, 2010
Plans for your own Top Bar Hive
How to Build a Top Bar Hive
More info on building your own top bar hive from scrap wood you may already have. The simple practical design is perfect for the backyard beekeeper.
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Egg 'Linguini' with Warm Avocado Sauce; sordid secrets of solitary suppers revealed!
Egg Linguini with Warm Avocado Sauce
When mon mari first started his sojourn in hospital I had dinners of:
Steamed Artichokes with Balsamic Dipping Sauce followed by Asparagus and Tuna Risotto.
As time went on I had dinners of:
Cherry Tomato and Asparagus Salad followed by Avocado and Goat Cheese Omelets with a side of Sautéed Mangetout (Snow Peas).
Gradually it changed to:
Salad consisting of anything left in the fridge (asparagus, tomatoes, snow peas) and a poached chicken breast.
Last night, the final night of dining 'seule', I gave a lot of thought to what I should eat. It had to be memorable; it had to be special; it had to be easy:
2 hamburger patties smothered with a can of Heinz 'Beans in Tomato Sauce', slathered with lots of hot mustard and ketchup.
Topped off with one of the '2 for 1' dark chocolate Easter Bunnies I picked up in the sale bin at Intermarché…..
For the connoisseurs in the crowd:
I had a lovely dry white wine while preparing my repast, and a hearty red with the beef; which also went well with the dark chocolate.
Tonight, it's back to normal; cooking for two. I picked up mon mari's favorite 'A' vegetables at my favorite green grocer this morning: Artichokes, Avocados, and Asparagus.
Now I just have to come up with something featuring all three. Stay tuned….
In the meantime, here's some low carb pasta….
Egg 'Linguini' with Warm Avocado Sauce
A spring update on the 'Egg Noodles with Prosciutto', these noodles are dressed with a light, warm avocado sauce. Garnish with a few cherry tomatoes to add color.
3 eggs
2 1/4 tsp flour
4 1/2 tsp milk
1 tsp oil
1 avocado
1/3 cup (3oz, 90ml) chicken stock
1 tbs lemon juice
2 tbs Greek or plain yogurt
Garnish, optional
2 – 4 cherry tomatoes
a few olives
Sauce: Cut avocado and remove pit (see techniques). Scoop it out of the shell and put it into your blender. Add chicken stock, lemon juice and purée until smooth. Pour it into a small saucepan and gently heat until warm. Stir in yogurt.
Noodles: Put eggs in medium bowl and whisk well. Add flour, a little at a time, sprinkling it across the eggs, and whisking well after each addition. Try to avoid lumps. Add the milk and whisk well. Heat the oil in a medium nonstick skillet or omelet pan, 7 – 8″ (20cm) in diameter, over medium heat. Add 1/3rd of the egg mixture, tilting pan to cover well. Let cook, undisturbed for 1 – 2 minutes, until cooked through and top is dry. With a spatula, carefully turn and cook on the other side for 30 seconds. Remove to a plate. Do not keep warm.
Repeat twice more. When eggs are done, and cooled slightly, roll each up like a cigar and slice 1/4″ (.6cm) strips. Egg linguini! Divide strips in half. Arrange on plates, spoon sauce over, garnish and serve.
In addition to the above, for the week of April 17 we have Salmon with Sesame Soy Glaze, Asparagus Pastries with Tarragon Cream, Asparagus Risotto, Chicken, Spinach and Feta Pasta,….
Become a Thyme for Cooking Subscriber and get the menu, complete recipes with meal preparation instruction, and shopping list each Thursday. (Reverse seasons available for Australia, and others in the Southern Hemisphere)
And don't forget to have a look at my internet cook book: Easy Gourmet Dinners!


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If you are opting for the rural properties, we would suggest you go for USDA home loans. U.S. Department of agriculture has tailored this loan to make it easy for the people who have some issues with money. Also, another aim of this loan is to develop the rural areas of U.S. One of the best parts about this loan is that a massive number of people are eligible for this loan and you can avail this loan quite effortlessly. So, if you are living in Ohio or North Dakota, you can easily opt for Home loans Ohio or USDA home loans North Dakota. Now, let us know some of the ways to get the best mortgage rates for USDA loans.
Check out if you and your home are eligible for USDA loan
Single family or the owner-occupied loans are eligible for the USDA loans. The authority consists of a 'rural property lookup tool' where they will enter an address, and it will show whether your house is eligible for the USDA home loans or not. Also, the manufactured homes, commonly known as mobiles homes, are also considered eligible for the USDA loans if only:
•The lot is owned by the owner.
•The apartment is standing on a permanent foundation.
•And if the authority has taxed it real estate instead of personal property.
Take care of your credit reports
It is essential to check the accuracy of your credit card before applying for the mortgage. The lenders will look at the records of your credit first and then they will decide if they will give you the mortgage or not. Well, to stay away from the hassle, you can ask for a free credit report annually, from any three of the major credit bureaus. In case, if you find out that there are some inaccuracies in your credit report, you can dispute your errors in credit. Well, the accuracy of your credit is quite significant because your credit score is dependent on it.
Reach up to the lenders that will provide you with USDA loans
You will USDA Mortgages from regional, national as well as local lenders. It is effortless to find those lenders as all you have to do is to search for them. You will get a list and from that list and you can select the lender that will meet your expectations. Also, there is a list of USDA lenders that is conducted by the USDA. But, you must know that that list doesn't comprise of all the lenders. So, if you are living in Ohio, you can search for the lenders in Ohio, who will provide you with the mortgage for Home Loans Ohio.
Compare the three types of USDA loans
There are three types of USDA loans, namely- guaranteed loans, direct loans and housing repair loans and grants. To select any one of them, you have to compare these three loans. Once, you are done with comparing; you can acknowledge which one is better for you. While comparing, you have to make sure that you are making a proper comparison.
So, these are some of the ways if you want to know about the ways to get the best mortgage rates.
https://www.usdahomeloans.com/home-loans/home-loans-ohio/ – If you are living in North Dakota and want to get the best mortgage rates for USDA Home Loans North Dakota , you can look for these ways.
This article is copyright free.


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October 31, 2018
Oaklawn Christian School in Shawnee; Dennis R. Creason
Stories this photo appears in:
Six new charges filed against Shawnee Christian school founder
More charges have been filed against a former Shawnee Christian school leader who was arrested earlier this year for child sex abuse.
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Moving My Blog to Hugo and Expanding the Range of Topics I Write About
It was time for another change. The first reincarnation of this blog was built with Python and Django in 2009. The second reincarnation was built with Ghost.org in 2014. In 2016, I built this version 3.0 with the Hugo Static Website Engine. So far, I love most of Hugo. I Miss Writing on My Blog I realized that I haven't written anything since 2014 on my blog. I need to write. »


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University Of Arizona Essay Prompt 2013 – rostkave.hu
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Bored of counting likes on social networks? At Styleforum, you'll find rousing discussions that go beyond strings of emojis.
Click Here to join Styleforum's thousands of style enthusiasts today!
Hehe i'm a salesman but don't want to be a show off though, however i don't want to look tacky and have one of 5 buttons not kissing, sigh, what to doI sometimes see some gents in the 57th St. area with two undone buttons. Â This is the sign of a show-off who typically is a salesman at one of the better stores.


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The microfinance market in India is increasing by the working day. In accordance to a single current analyze by Intellecap, the sixty greatest microfinance institutions in India have ten million purchasers. That's ten million of the performing weak who have been given small loans that allow for them to pull themselves and their household out of poverty.
Microfinance loans are aimed at empowering the impoverished, primarily gals, to start off their very own businesses and to mature their funds so they can achieve extended-time period money independence. That's why this principle carries lots of positive aspects more than normal philanthropic endeavors.
Below are just a several of the gains of microfinance India.
• It isn't a hand out-As outlined earlier, microfinance isn't about just providing out funds to the weak. On the opposite, these are small loans that are paid out again with interest. Of class, lots of people are skeptical when it will come to providing the weak money loans. Nevertheless, they are astonished to study that of the more than 100 million microfinance loans that have been given out, 97% of them have been repaid. That's why you cannot think about microfinance a hand out, but relatively, it really is a hand up.
• It lets the weak to acquire a financial loan–Ordinarily, the weak have been unable to acquire loans. That's because they do not have anything to supply as collateral. As a result, they get caught in a vicious cycle of poverty, dwelling and performing in weak, rural areas. Should really adversity strike, they only do not have the usually means to combat it. Microfinance lets the weak to get the loans they require to help you save, make investments, and build a sustainable life-style of money independence and expansion. These loans are employed productively by the weak to build their very own businesses, mature their assets, and get out of poverty as soon as and for all.
• It empowers gals-Several attempts of the microfinance market are aimed at empowering gals to build their very own businesses. From microfinance India to microfinance in other acquiring international locations, small loans are given to these gals who reside on a lot less than $1 for each working day. By providing these weak gals loans, the microfinance market not only will help them pull themselves out of poverty, but it also encourages gender equality during the environment.
• It generates extended-time period money independence-The most significant profit of microfinance in India is that it will help build extended-time period money independence in these poverty-stricken areas. See, it really is a single thing to mail funds, outfits, and other goods to the weak. It is a fantastic gesture, but the outcomes of this common design of charity are short-lived. Microfinance loans support build sustained affect by educating recipients on how to build their very own businesses and how to adequately regulate and mature their funds.
Microfinance in India and several other international locations obtained a main improve a short while ago many thanks to Lingerie Miami. Made by Renata Black, Lingerie Miami is a philanthropic model that raises funds for microfinance institutions as a result of the use of fashion displays. The principle has been extremely productive, and it really is spreading to New York and other main cities during the environment.


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If you are accused of committing a criminal offence it is vital that you have access to the best available legal advice at the earliest possible stage. Wilford Smith Solicitors's Criminal Defence Solicitors can provide expert legal advice to support you at a particularly challenging time. We will ensure that your rights are protected and that any dealings that you have with the prosecuting authorities are conducted in a fair manner, as well as helping you protect your position should any charges or court proceedings be forthcoming.
Wilford Smith Solicitors can offer exceptional representation in relation to all types of criminal offences. In particular, we regularly represent clients in the following circumstances:
Bail Hearings
We regularly act on behalf of clients to ensure that bail applications are made with careful consideration, submitting all relevant information to the court to demonstrate that bail conditions will be complied with.
Police Station Consultations
If you attend a police station for questioning, either voluntarily or after an arrest, our solicitors are available immediately to make sure that you can receive the best possible legal advice and are able to make the right decisions from the earliest stage of the police investigation.
Confiscation Proceedings and Restraint/Freezing Orders
If an investigating or prosecuting authority attempts to confiscate or seize your property on the basis that it believes the property has been obtained as a result of criminal activity, Wilford Smith Solicitors's solicitors will take a ruthless approach to protecting your assets.
Contact our Criminal Defence Solicitors Sheffield
Our Criminal Defence Lawyers are based in Sheffield and service clients throughout England and Wales. Contact us today on 01709 828 044 to find out how we can help.


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Pray for the Persecuted Church
TBN Stands in Faith with the Global Body of Christ.
According to the 2019 World Watch List, there are over 245 million Christians living in places where they experience high levels of persecution. Last year 4,305 Christians were killed for their faith and 3,150 Believers were detained or imprisoned. Every November, Christians join around the world in prayer for their brothers and sisters who are paying a great price for His name.
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the same passionate love that you have for me." JOHN 17:23, TPT


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Kejriwal admits 'mistakes' after MCD election loss, says AAP will introspect
After failing to perform as expected in the recent Punjab and Goa assembly elections, the 5-year-old AAP faced a humiliating defeat in the municipal elections in Delhi.delhi Updated: May 29, 2017, 13:18 IST
Delhi chief minister Arvind Kejriwal on Saturday attributed the recent electoral losses to the Aam Aadmi Party (AAP)'s own "mistakes", vowing to introspect and do a course correction to revive the party's fortunes.
It was a rare admission of failure by the activist-turned-politician who had blamed "tampered EVMs" for the poor show in the recent civic polls in Delhi. It also came a day after one of his party leaders, Kumar Vishwas, challenged the party's official line besides raising a host of other issues related to party functioning.
"In the last two days, I spoke to many volunteers and voters. The reality is obvious. Yes, we made mistakes but we will introspect and course correct. Time to go back to drawing board. To not evolve will be silly," Kejriwal said in a tweet with a screenshot of a short message.
"We owe that to voters n volunteers. We owe that to ourselves. Need is action and not excuses. It's time to go back to work. And even if we slip from time to time, the key is to find the reserves to hold and pull ourselves up. The people deserve nothing less. The only thing constant is change," the note added.
After failing to perform as expected in the Punjab and Goa assembly elections, the AAP faced a humiliating drubbing in the municipal elections in its own backyard, just over two years after winning a brute majority in Delhi assembly elections.
The loss had raised questions over his style of confrontational politics, often taking on Prime Minister Narendra Modi and blaming the BJP-led government at the Centre of creating hurdles for the AAP government.
His admission of mistakes is seen as an attempt to reconnect with the voters in a manner he had successfully done after his first stint in 2014. Then he had apoligised to the people for quitting over the Jan Lokpal Bill, a strategy which saw his party storm back to power in 2015 with an overwhelming majority.


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Wed May 04, 2005 - Northeast Edition
Groff Tractor & Equipment was presented with Atlas Copco Construction Tools' Platinum Distributor Award at the AED meeting in San Antonio, TX.
Groff Tractor & Equipment has been serving customers in Pennsylvania for more than 45 years and currently has five locations throughout the state that sell, service and support Atlas Copco's complete line of hydraulic breakers.
The awards are aimed at recognizing distributors with outstanding sales throughout the past year.
In 2004, Atlas Copco successfully introduced a comprehensive hydraulic attachment line based on Krupp technology, which includes the HB, MB and PB breaker families and a range of crushers and pulverizers.


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Keys For Successful Translation
Translation may seem to be an easy job but it is actually quite an arduous task. Before giving you the main keys to be successful at it, you better know that translating has its own vocabulary. To begin, you should know that translation consists of transcribing an original text, which is known as the source text, into another language, which is called the target text. Of course the person translating is the translator. Furthermore, you have to know that "A language" is the mother tongue (or a strict equivalent) of the translators or interpreters; the "B language" is a language in which they are able to speak fluently but that is not their mother tongue; and "C language" is the passive language, the one in which they do not work but understand. Moreover, the world nowadays is living in the age of modern technology. Therefore, a common way of translating is the C.A.T., an abbreviation for Computer Aided Translation, which means using computer softwares as an assistance for translation.
If you achieve to assimilate this knowledge and you know the basic vocabulary for translation you will be ready to learn the keys of success. The main purpose of translation is to make a text understandable for people. Therefore, first of all, before starting to translate, you have to make sure that you have understood the correct meaning of the text. You must read it several times and search for the words you do not know or do not understand. Trying to translate a text you do not even understand would be a huge mistake. Also reading and rereading enables you to identify the writing style of the author which is something you have to maintain.
Once this is done, it has to be borne in mind that the translation must reflect the source text at all costs, particularly the meaning. You cannot make a word-for-word translation because the order of the words is not the same in every language. For instance, "the blue butterfly" is the English way to say "le papillon bleu" in French (papillon = butterfly; bleu = blue).
Another important thing to keep in mind is that you have to find the best equivalent of the words, expressions, abbreviations and proverbs. In case you didn't know, a lot of expressions and proverbs have their equivalent in other languages. Sometimes the translation is really funny. Take the example of the expression "to kill two birds with one stone" in English. In French you say "Faire d'une pierre deux coups", which means hitting twice with one stone. The expressions are very similar but are not the same. Speaking of finding equivalents, you have to know that most of the time proper nouns are not translated for monuments. For instance, you don't translate "The Big Ben" into "El Grande Ben" in Spanish.
Furthermore, it is also very important to respect the physical aspect of the text. Preferably you want to keep the same typeface the same size and colour. Of course, you have to respect the number of linefeeds, paragraphs and subparagraphs too.
When you have gone through all these steps, the last one is to review, proofread and correct your target text. By doing so, you can find out if some sentences are not written the best way, you can avoid omissions and typing errors, and you can fix spelling and grammar mistakes. The proofreading must be done by another translator to ensure that you did not make any mistakes, because two sets of eyes are always better than one!
Eye Tracking L'avvento dei social media


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A recent poll by Saga Populus commissioned by the Department of Business, Energy and Industrial Strategy revealed that 78per cent of respondents would rather work flexible hours.
Saga Populus interviewed 12,058 over 50-year olds in September. When asked what measures employers should implement to make workplaces more welcoming, almost three-quarters (73 per cent) of respondents said they wanted to see more part-time positions offered. More than three in five (63 per cent) suggest employers need to get better at offering training and retraining schemes to help older workers learn new skills and technology. Only 35per cent of respondents cited their health as the issue they worried most about, while 11per cent said the cost of social care was also a concern.
We're all increasingly projected to live longer and with more people over 65s in employment government needs to look at how we can remove barriers to people working for as long as they want to work. The Ageing Society 'Grand Challenge' forms a key part of the government's modern Industrial Strategy. As a result, the government is considering creating a duty for employers to consider whether a job can be done flexibly and make that clear when advertising.
Small Business Minister Kelly Tolhurst said,
More employers than ever are recognising the benefits of hiring older job applicants for the wealth of experience and knowledge they have to offer. Through our modern Industrial Strategy and our Ageing Society Grand Challenge we want to champion the role of older workers in the economy and ensure they have equal opportunities to both remain in and to find employment, so anyone who wants to can work for longer. Employers have an invaluable role to play in meeting the needs of older workers and we want to encourage employers, where possible, to adopt flexible working practices, which is why we have established a new Flexible Working Taskforce.
Andy Briggs, Chief Executive Officer, UK Insurance added,
In the UK there are more than 10 million people over 50 in employment. At Aviva, around one third of our 16,000 UK employees are aged 50 or over. We offer flexible working to all UK employees from day one. As an older worker myself, I have no intention of slowing down any time soon. I am as interested in learning new things as I always have been. It is important to ensure that age is no barrier to opportunity.


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Soy Sauce (Shoyu)
Soy sauce is a Japanese traditional condiment. It has been used for various Japanese foods such as Sashimi, Sushi and Udon noodle soups. Soy sauce products produced in the Kyushu area tend to be sweeter than those in other regions in Japan.
The Ingredients of Soy Sauce
Soy Sauce Manufacturing Process
(1) Cooking Ingredients
Soybeans are steamed. Wheat is roasted and crushed. They are mixed and used for koji (malt) making. Salt is dissolved in water.
(2) Making Koji
Koji mold (Aspergillus oryzae or Aspergillus sojae) is added to the mixed soybeans and wheat, and then incubated for three days to make koji. The word "koji" means soybeans and wheat with their surface covered with koji mold. It contains various enzymes that greatly contribute to the following moromi fermentation and maturation process.
(3) Making Moromi
Koji is mixed with salt water. This mixture is called "Moromi".
Moromi is then transferred to a fermentation tank.
(4) Fermentation and Maturation
Moromi is slowly fermented and matured for a period of six months. Koji enzymes, yeast and lactic acid bacteria act in this process and create various tastes and flavors.
After fermentation and maturation, moromi is wrapped one by one with cloths and they are stacked into many layers. Then they are slowly compressed and the moromi is filtered through the cloths. In this way, raw soy sauce liquid called "Kiage" is obtained from the moromi.
Raw soy sauce is heat-treated for sterilization and then refined. The color, aroma and flavor of soy sauce are further enhanced during this process.
(7) Inspection and Bottling
After the inspection, soy sauce is filled into glass or plastic bottles.


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American Cancer Society, Seacoast Bank launch 'YOUnited' campaign for October breast cancer walks
Volunteer leadership teams from Indian River, St. Lucie and Martin counties were joined by the Seacoast Bank chief executive officer at First Data Field for Paint the Park Pink on Aug. 4. The event marked the pre-launch of three American Cancer Society Making Strides Against Breast Cancer walks to be presented by Seacoast Bank in October.
The theme this year is: "YOUnited! – what unites us ignites us!"
Volunteer event leaders are Laura McGarry, Indian River County; Denise Averill, St. Lucie County; and Heather McAdams, Martin County. Each event has a full team of volunteers working to engage thousands of people for exciting and empowering experiences.
Everyone is invited to these noncompetitive walks designed to build awareness of breast cancer prevention and early detection. Each walk launched with community kickoff rallies in August to begin the registration and fundraising campaigns that will culminate on three consecutive Saturday mornings of October in each of the Treasure Coast counties.
The celebrations begin Oct. 13 at Riverside Park in Vero Beach, then move to Port St. Lucie on Oct. 20 at First Data Field, and the final walk is Oct. 27 at Memorial Park in Stuart.
Dollars raised help the American Cancer Society fund innovative breast cancer research; provide education and guidance to help people reduce their risk; and offer comprehensive patient support to those who need it most.
At these events, communities embrace a bittersweet mix of purpose of celebrating survivorship and paying meaningful tributes to loved ones lost. From research to education, prevention to diagnosis and treatment to recovery, through this community effort, the American Cancer Society can provide support to everyone impacted by breast cancer.
Each of these events has a website with detailed information and an easy, free registration process. Visit www.makingstrideswalk.org and enter you zip code to find the website for the walk in your community.
Three walks, one mission equals saving lives. But another common thread for all three walks this year is the partnership between the American Cancer Society and Seacoast Bank.
"We feel so very fortunate to have Seacoast Bank as our Pink Premier Presenting Sponsor in so many of our events throughout the state of Florida," said Theresa Woodson, senior manager of Community Development/Southeast Region for the American Cancer Society. "Their partnership is so much more than a generous donation, it is personal for many employees who are lending time and talents to grow awareness and funds."
Woodson observed that Seacoast Bank's commitment is unique in that its associates and executives alike engage in team fundraising and walking alongside customers and neighbors who are breast cancer survivors.
"Last year, as an organization, we publicized the Making Strides Against Breast Cancer events among our associates and encouraged them to participate," said Seacoast Bank Chairman and CEO Dennis S. Hudson III. "We were overwhelmed with the response – 160 associates participated in 12 walks raising more than $20,000. As they always do, Seacoast associates have inspired us, and we are now stepping into an official sponsorship role."
This year the bank is sponsoring eight events in the state and already had more than 230 participants registered by mid-August.
As regional sponsor, Seacoast's combined fundraising efforts and sponsorship dollars have increased from about $20,000 in 2017 to more than $150,000 this year.
In addition to Seacoast Bank as local Presenting Sponsor and statewide Regional Sponsor, Avon is a National Presenting Sponsor this year. Avon is known for empowering women and being a passionate supporter of women's health, especially breast cancer prevention and treatment.
Making Strides Against Breast Cancer is the largest network of breast cancer awareness events in the nation, with more than 1 million passionate participants supporting the noncompetitive 3- to 5-mile walks each year.
Since 1993, more than 14 million supporters have raised more than $870 million nationwide. Last year, nearly 10,000 Treasure Coast walkers in helped to raise more than $350,000.
Early registration is advised. There is no fee to register. All survivors who register early will receive a free survivor t-shirt!
Making Strides Against Breast Cancer
Indian River County: Oct. 13 at Riverside Park, Vero Beach. To register, go to www.makingstrideswalk.org/indianriverfl or contact Community Manager Jenny Davis at 772-562-2272, ext. 2406.
St. Lucie County: Oct. 20 at First Data Field, St. Lucie West. To register, go to www.makingstrideswalk.org/stluciefl or contact Community Manager Danielle Shalginewicz at 772-562-2272, ext. 2405.
Martin County: Oct. 27 at Memorial Park in Stuart. To register, go to www.makingstrideswalk.org/martincountyfl or contact Community Manager Karen Aiello at 772-562-2272, ext. 2408.