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Consolidating Credit Card Debt in Atqasuk, Alaska
If you're planning to consolidate consumer credit card debt in Atqasuk, Alaska, you will need all of the advice you can find. You need to choose the best method for you own unique financial situation and capacity to make payments. The ideal consolidation process should streamline the debt and payment arrangements in a fashion that simplifies your life.
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Choosing the best option for consumer credit card debt consolidation in Atqasuk, Alaska
A lot of people opt for balance transfer accounts for credit debt consolidation, and it's essential in such cases to take advantage of the low or zero percent interest rate. For this particular method to succeed, you probably are not going to get a reduced payment, and you'll have to have a reliable income source to manage it effectively. You need to have the capacity to give as much as possible as your payment will go to your principal balance instead of the interest rate. It's an effective way to pay off a substantial percentage of your financial debt.Read More
Next, there is the solution of obtaining a personal loan for a smaller interest on credit card debt. To get this to work most effectively, you need to have a great credit score. A faster term is going to increase your financial savings. Low interest charges and a brief term will help you to get the most from this option by spending less on interest charges over time. When you do it the right way, you can save a significant sum of money by consolidating your consumer credit card debt with a personal loan.
However, if you use a home equity loan, this naturally, is only going to work if you have an adequate amount of equity in the house. To get the best outcomes, your equity ought to pay for as much of your excessive interest credit debt as possible. You will also have to be sure that you have a solid strategy set up to pay off a home equity loan. Your home will be taken away from you if you fail to pay for this kind of loan.
Should you opt for debt consolidation in Atqasuk, Alaska ?
Before you finalize your choice to make use of debt consolidation loans, it is important to understand the advantages and drawbacks to begin with.
Following are the advantages of choosing to consolidate your credit debt.
It simplifies your debt installment payments. This credit card debt solution combines your numerous debts into just one. You will not have several balances to concern yourself with. You are unlikely to end up weighed down with the simple monthly payment.KEN
You get better conditions on your agreement. The process of consolidating debts consists of many credit card accounts merged in to a completely new agreement. You could get more desirable terms on your loan within this adjustment. That way, you are able to take advantage of a far more flexible repayment plan or a quicker one so that you can save money on the interest fees that will accrue and be capitalized into your debts.
You can find a lower interest rate within the newer agreement. Because you're pretty much agreeing to a whole new loan or credit account, this can be your chance to get a more affordable interest rate. If you cannot find one, then do not consolidate. It won't make sense to transfer your current debts in to a newer one having a higher rate of interest.
Next, we will look into a few of the disadvantages.
It gives you a unrealistic feeling of relief from credit card debt. It's true that you're going to free up your credit lines through debt consolidation. This makes it seem like you've repaid your debt yet the reality is, you just moved your debt balances in to another loan. Your debt has been restructured, but the amount that you owe remains the very same.
You could wind up finding yourself more deeply indebted. Your lines of credit are freed up, so you could be enticed to utilize them. This would cause increased financial debt balances, and the same dilemma that you came from.
You will still need to discover a method to deal with the root source of your financial debt issues. It is your responsibility to take care of the main cause of your credit card debt struggles, though debt consolidation is going to make things less difficult while you do. Like a flu medication, you're merely dealing with the effects, not the cause.
You could end up risking your property. A lot of people choose to place their homes up as collateral, placing their houses at risk if they are not able to pay. The cheaper interest of a home equity loan renders this a preferred option, yet choosing this approach might ultimately result in having your home repossessed.
Submit an application for a Atqasuk, Alaska consolidation loan
In order to have an understanding of the debt consolidation application procedure, you will have to establish your method.
If you want to consolidate via a personal loan, that will abide by the approach of any unsecured loan. You will complete the typical application for the loan, wait for a credit assessment to be carried out, then find out whether you're accepted or declined for the loan. If you're declined, you'll then have to consider other available choices. When you are approved, you will finish the application by supplying the right data. You will have the option of utilizing a web based application and turning in digital versions of your information using electronic mail or internet site.
Following this procedure, the lender should be able to carry out a thorough procedure for underwriting the loan. After things are all accomplished and accepted, that is when you will receive the loan amount. Some lenders will require you to open an account with their company - this is how they are going to give you the funds you borrowed.
For people who decide on a home equity loan, the process is the same as a mortgage application. The method needed is similar to the approach involved in unsecured loan applications. With this method, your loan company will execute a home and property valuation for the collateral. This is going to require additional expenses - at least should you equate it with an unsecured loan.
Keep in mind that it's possible for you to receive the consolidation loan with your loan company or creditor. This makes the application task faster and less difficult.
Tips on how to consolidate credit card debt when you've got a low credit score
Many mistakenly believe that it's not possible to consolidate debt with weak credit, though there's a couple solutions accessible to you.
First is you'll submit an application for a conventional unsecured or secured loan. As a high risk borrower, you will need to give higher interest charges. It is because your weak credit is a sign that you do not manage debt very well. Compared to a secured financial loan, the interest rates will be greater with unsecured loans. You could usually have lower interest rates when you protect the loan with collateral.
Then there is the next option, in case secured or unsecured financial loans aren't a realistic approach in your case. Credit card debt settlement is your second option. It is great for people with below-average credit and debts in arrears or unsettled standing.
The objective is to negotiate with the loan company so they will permit you to pay only a portion of the debt. While you could negotiate yourself, it's easier to coordinate this method with a credit card debt settlement business. Once you've reached an agreement to settle your credit card debt for a lot less than your balance, the financial institution or creditor forgives the rest of the credit card debt.
Consolidation strategies for those that have weak credit in Atqasuk, Alaska
There are 2 methods for getting lower interest rate consolidation loans. When you have good credit, then you can certainly use the 1st method. You have to prove to the lender that you're a responsible borrower and that you've displayed good repayment patterns with your past consumer credit balances. If you need a reduced interest rate loan, your good credit could make all the difference in getting accepted.
Another solution for you to obtain a low interest consolidation loan is to obtain a secured loan. This generally involves using your home equity. Through putting your house as collateral, the lender will be more reassured that they can get something in case you decide to go into default on your loan repayments.
Looking for free personal credit card debt consolidation
It is not actually possible to receive a debt consolidation loan at no cost. Naturally, the financial loan will have to be repaid and it's with interest fees. Next, there are the origination fees, although they're usually not very high. These are necessary for the lender to examine your credit profile and finalize your application for a loan. Your origination fees will cover these types of expenses.
Many organizations providing consolidation loans in Atqasuk, Alaska can provide you with a free of charge estimate so you'll know exactly how much the loan will cost you in terms of installment payments. But this is the only cost-free thing you can get.
Staying savvy about consolidating debts
The provider's accreditations can show you if they are legitimate. This is how you'll see which companies and organizations the loan company is affiliated with. When a loan company is authorized for certification with another institution, they're normally investigated by that institution. Learn what the organization's standards are for approving lenders, and you're able to learn more about the company you happen to be looking at.
Here are a few of the certifications that legitimate services focus on.
Better Business Bureau. The Better Business Bureau Business Partner Code of Conduct is used to rate Partners of the Better Business Bureau. With their website, you will see the challenges that clients have with a debt consolidation company and exactly how the latter performed to resolve them.
American Fair Credit Council. The American Fair Credit Council is the leading Consumer Credit Advocate association. They strive to help people who are overwhelmed by credit card debt and support their fair treatment.
National Foundation for Credit Counseling. This organization is committed to strengthening both debt relief agencies and consumers with regards to fiscal wellness. The Council on Accreditation authorizes debt consolidation agencies for the NFCC.
International Association of Professional Debt Arbitrators. This institution makes sure that the debt arbitrators doing work for consolidation services are educated and certified to do business on behalf of their customers.
It's also possible to look into other accrediting systems to find out more. Should you choose a debt consolidation business by examining certifications, then you can certainly rest assured that you're dealing with a legitimate organization.
Investigate the debt consolidation loan company's consumer reviews
Another way to ensure you will only be transacting with a reputable and trustworthy service is with review articles. Many internet sites are actually specifically developed to critique debt consolidation providers. You will even find certain organizations showcased on personal finance websites.
These reviews can show a lot of things about a lender, such as the price, the approach, and the various accessible services. Even though the costs are a significant part of it, they shouldn't be your primary consideration. Offering a low charge is not the only important factor for a debt consolidation lender. Rather, it is best to place more value on the measure of satisfaction as reported by clients of the organization.
You also want to think of your personal debt consolidation requirements. Avoid falling for the promise of a small interest rate. You might wind up saddled with a tough repayment plan or substantial service fees. While a reduced monthly interest is very important, you should make sure that the business you choose to use satisfies all your needs for debt consolidation.
Deciding to consolidate credit card debt with non-profit company in Atqasuk, Alaska
Although there are non-profit credit counseling agencies, there are no debt consolidation loan providers that aren't in it for the financial gain. At least, the respectable ones won't ever market that they are not for profit companies. You will always need to pay back more than what you loaned when you receive a borrowing arrangement. The interest and origination charges are generally where the financial gain derives from.
Your wisest bet will be to concentrate on locating consolidation providers that offer affordable prices and affordable interest. An outstanding credit standing and affordable service fees will guarantee your good results with your consolidation loan.
If a company is claiming that they're a non-profit consolidation loan service, you must undertake a much more in depth investigation on them. It is highly likely that this type of lender is seeking to scam you into paying disproportionate fees.
How do you find the most reliable consolidation services?
Choosing the top consolidation lenders isn't as hard as it once was - owing to the data you'll find via the internet. In reality, you won't have to use up major time studying lenders before selecting one. If you understand what you want and know your specific financial situation, you'll be able to come up with an excellent final decision. The following information will help you make the ideal selection for your needs.
If you have a good credit score, you could research Lightstream as a possibility. This is a service that provides unsecured credit card debt consolidation loans. There are stringent conditions, but if you meet them, you can receive the smallest interest on the market. You should have multiple forms of financial debt on your credit history and at least 5 years of credit history.
Individuals searching for quick acceptance for a debt consolidation loan will be wise to consider Lending Club. This is an internet based loan company that's preferred for offering a fast acceptance . You might be able to get a borrowing arrangement in just a few days. It all hinges on the amount that you'll be lent and your credit score situation. You won't have to be worried about the web-based process because your details are protected with a innovative safety structure.
In case you haven't got very good credit scores or in case you have defaulted on your financial debt, then it is best to call National Debt Relief. National Debt Relief settles your debt by settling with your collectors. The discussion will involve persuading them to let you pay only a percentage of your account balance through the settlement offer. Then, the remainder of the debt is absolved. It is a highly effective strategy to lessen your debts and consolidate your multiple credit card accounts.
It is wise to investigate any business you think about using for consolidation in Atqasuk, Alaska; however these three are a good place to start.
Information on credit card consolidation loans in zip code(s): 99791


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Major risk factors related to the business of Tokio Marine Group are described below, which may materially affect investment decisions and which may be important for the understanding of the Group's business. Tokio Marine Group strives to prevent the occurrence or adverse situations and to respond to such situations whenever necessary. The following information including forward-looking statements were determined as of the date of submission of our securities report (available only in Japanese).
1.Risks Relating to Underwriting
(1)Risks Relating to Insurance Products
Insurance companies underwrite various risks such as large-scale risks and long-term risks. We set our coverage and premium rates at levels which we believe are adequate and cede certain risks to reinsurers. Nevertheless, the economic conditions and insurance accident rate fluctuation could significantly affect our financial condition and results of operations.
Also, Japan is prone to earthquakes, typhoons, flood and other types of natural disasters and these are frequently occurring all around the world these days. Especially, large-scale natural disasters at home and abroad could significantly affect our financial condition and results of operations.
(2)Risks Relating to Reinsurance
An insurance company may attempt to reduce its possible maximum loss on risks by giving, or ceding, a portion of its liability to another insurance company, referred to as a reinsurer. Like many other property and casualty insurance companies and life insurance companies, we use reinsurance to provide greater capacity to write larger policies and to control our exposure to extraordinary losses or catastrophes. Reinsurance is subject to prevailing market conditions, both in terms of price, which could affect our profitability, and in terms of availability, which could affect our ability to offer insurance. We are subject to credit risk with respect to our ability to recover amounts due from our reinsurers, as the ceding of reinsurance does not relieve us of our liability as the direct insurer to policy holders.
(3)Risks Relating to Life Insurance
In life insurance, mortality and morbidity rates and surrender movements due to long-term insurance period and uncertainties of assumptions such as interest rates and stock prices are unavoidable. Therefore, if payment and operating expenses came out to be totally different from the previous projection, our financial results and financial status might be affected.
2.Risks Relating to Investment
(1)Stock Market Declining Risks
We invest our policyholders' premiums in a portfolio of marketable assets, including Japanese stocks, partly in order to maintain medium-to-long-term relationships with our customers. We may incur losses on our equity securities portfolio if the Japanese stock market experiences declines. A significant decrease in the market value of these equity securities could have a negative impact on our results of operations and financial condition.
(2)Interest Rate Fluctuation Risks
We are subject to interest rate risk due to our investments in fixed income instruments, loan receivable as well as derivatives. An increase in interest rates decreases the value of our fixed income portfolio and thereby adversely affects our results of operations and financial condition. However, fluctuations in interest rates affect not only the current value of fixed income instruments but also the value of our deposit-type insurance and long-term insurance liabilities. Therefore, we need to consider the fluctuation of both the assets and liabilities in evaluating fluctuations in interest rate risks.
(3)Credit Risks
Issuers of fixed income instruments and loan borrowers may default on principal and interest payments with respect to fixed income instruments and loans we hold. A continuation of, or an increase in, defaults may require us to record losses on our fixed income and loan portfolios and may adversely affect our results of operations and financial condition.
(4)Foreign Currency Fluctuation Risks
We hold assets and liabilities denominated in foreign currencies such as the U.S. dollar, the euro and the pound sterling. A decrease in the fair value of assets or an increase in the fair value of liabilities as a result of foreign currency fluctuations could adversely affect our results of operations and financial condition.
3.Liquidity Risks
We hold assets and liabilities denominated in foreign currencies such as the U.S. dollar, the euro and the pound sterling. A decrease in the fair value of assets or an increase in the fair value of liabilities as a result of foreign currency fluctuations could adversely affect our results of operations and financial condition.
4.Operational Risks
Operational risk is inherent in our business and can manifest itself in various ways, including regulatory breaches and receipt of administrative orders relating to such regulatory breaches, human errors, employee misconduct and external crimes. These events can potentially result in financial loss or harm to our reputation and otherwise hinder our operational effectiveness.
5.System Risks
System risk is inherent in our operations. System risks include a sudden malfunction and wrongful use of systems due to events such as natural disasters, accidents, cyber attacks, or deficient or defective development or operation of information systems. To manage and minimize our system risk, we have in place functional systems that would allow us to continue our operations in the event of a system failure. However, if such system risk manifests itself, our operations and financial condition could be adversely affected.
6.Risks Relating to Information Leakage
We keep and manage personal information obtained from customers in relation to our insurance business and confidential information regarding the operations of our group companies. Although we exercise care in ensuring the confidentiality and security of such information, if any critical information leakage due to unauthorized access to our group companies or outsourcing companies, computer virus infection, and information spread through SNS does occur, our credibility and brand image may suffer. In addition, we may have to provide compensation for economic loss arising out of a failure to protect such information, thereby adversely affecting our results of operations and financial condition.
7.Change in Existing or New Regulations Risks
Our business is subject to detailed, comprehensive regulation and supervision in Japan, including the Insurance Business Law of Japan. Changes in existing, or new, laws and regulations are unpredictable and beyond our control and may materially impact our business, results of operations and financial condition, through adverse development, including a decrease of operating income or higher requirements for insurance reserves.
8.Reputation Risks
Regardless of authenticity, harmful rumors or speculations that spread through press coverage or entries on the Internet may adversely affect our credibility. We take utmost precautions to identify such rumors or speculations as soon as possible and minimize their adverse effects. However, if such rumors or speculations actually spread, our credibility may be damaged and our operations and financial condition could be adversely affected.
9.Business Interruption Risks
Although we have implemented a BCP (Business Continuity Plan) in order to prevent interruption of our business operations or the occurrence of a pandemic of contagious diseases, such as a new type of influenza, or the occurrence of a natural disaster, and have made a system that enables continuous management of business, disruption of the smooth BCP may affect our results of operations and financial condition.
10.Risks Relating to Personnel and Labor Management
Although we strive to recruit and develop talented human resources, if we couldn't recruit and develop human resources due to a decrease in our credibility as well as an increase in competition of personnel acquisition, it could affect smooth operation of our business.
11.Risk Relating to International Business
Our strategy includes expanding our business in markets outside of Japan through organic growth and M&A. Some of the factors that could adversely affect our international operations are:
- a. Impact of economic slowdown or currency crises in economies outside Japan;
- b. Unexpected changes in or delays resulting from regulatory requirements;
- c. Fluctuation of exchange rates;
- d. Restrictions on foreign investment or the repatriation of profits or invested capital;
- e. Change in tax system or rate of taxation;
- f. Natural disasters; and
- g. Social, political and economic risks other than those described above.
12.Risks Relating to Other Businesses
We intend to develop other businesses, such as asset management, health care and senior citizen related businesses. In addition, we may be required to make significant investments, and devote substantial management and other resources, in order to expand or support these businesses. If we are unable to compete successfully in these business, our results of operations and financial condition may be adversely affected.
(1)Risks Relating to the Competitive Environment in the Insurance Business
We face intensified price and services competition against other insurance companies in connection with sales of insurance products. If this competition further intensifies due to new entrants, M&A activities in the insurance industry, and digital advancement, our profitability could be adversely affected.
(2)Risks Relating to Unpredictable External Factors
In addition to the risks described above, unpredictable external factors such as conflicts, terrorism, riot, large-scale accidents, and disasters could affect our results of operations, financial condition, and business continuity.

subset: commoncrawl


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Oakland, Berkeley, And East Bay News, Events, Restaurants, Music, & Arts
Around here, circa 2002, it was called Women's Studies 98/198. "At UC Berkeley, one class involved male and female students discussing their sexual fantasies, porn-star lecturers ... and class exercises in which students photographed their own genitalia," Ben Shapiro reveals in Porn Generation (Regnery, $27.95), his lament for youth in an America where "we have lost ourselves" because "the crassest elements of sexual deviancy ... have taken over the public square."
By public square, he mainly means classrooms. Shapiro is only 21, a student at Harvard, and sometimes takes a preachy tone that is unnerving in one so young: Madonna is a "whore," Paris Hilton a "fabulously rich slut." Porn Generation skewers school: from primary-school sex-ed programs -- fueled, Shapiro feels, by liberal adults' desire "that kids be sexualized younger, so that they can become more 'tolerant' of deviant lifestyles" -- to porn courses at Cal, UC Santa Cruz, San Francisco State, Northwestern, and other institutions where "the inmates have been running the asylums." He offers the course-catalogue blurb for Wesleyan's Colloquium 289: "The pornography we study is an art of transgression which impels human sexuality toward, against, and beyond the limits which have traditionally defined civil discourses. ... Our examination accordingly includes ... so-called perverse practices such as voyeurism, bestiality, sadism, and masochism."
Which gives the injunction "study hard" a whole new meaning.
Whether you're learning about bullwhips or fractals, the truth is that education is ultimately a person-to-person transaction. It's about minds as impressionable as Silly Putty, yearning, sometimes paying, to be imprinted, folded, bounced. Trends and fashions and core requirements meddle, but when it comes down to it, individuals await individuals -- with their own aches and pains and agendas -- to tell the truth, sort good from bad, declare what's worth knowing and why. Talk about transfers of power.
Primary-school teachers work overtime and weep for their students' welfare in A Rabbit's Eyes ($14.95), an idealistic novel by Japan's Kenjiro Haitani. At first a book about first-graders seems an odd choice for the edgy New York publishing house Vertical, which does Koji Suzuki's horror-show Ring series, until you realize that ex-teacher Haitani is an outspoken activist famous for working to stop the construction of a US military heliport in Okinawa. He also broke off with his Japanese publisher in 1997 after one of its magazines -- greedily and inhumanely, Haitani felt -- ran a photo of a teenage murder suspect.
As A Rabbit's Eyes opens, a teacher upchucks at the sight of "a frog crushed in two, its twitching innards scattered on the floor like a red flower." A furious boy whose isolationism and near-muteness identify him as possibly autistic has killed the frog. Living alongside a waste-disposal facility, little Tetsuzo makes pets out of flies. Having eaten some, the frog must pay. Tetsuzo's teacher devotes herself to expanding his expertise, turning him into a local hero but incurring the ire of her regular-guy husband, who doesn't get why she spends her afternoons nurturing vermin with a child and schmoozing with his garbageman grandpa (a former classical cellist and political prisoner) when she could be home making dinner.
Paul Sminkey's translation captures regional details such as a junk-collecting drive and the school kitchen's cold whale-meat stew, as well as kiddish slang: Uncool instructors are "nothin' but a bunch of boogers!" and a girl who wets herself is a "damn pissing jellyfish." All the stoutheartedness and sacrifice get to be a bit much, especially when the hunger strike starts, but as any activist will tell you, it's nice to dream.
Passion of a different sort has a teacher spending after-school hours with a student in the story-within-a-story of Campus Sexpot (University of Georgia, $22.95), David Carkeet's memoir about how his ex-high school teacher wrote a smutty and possibly autobiographical potboiler -- also called Campus Sexpot -- that scandalized the small Mother Lode town of Sonora in 1962. Carkeet was fifteen and impish English instructor Dale Koby was far from Sonora by the time the book came out, far from its fallout as residents started playing who's-who. Conceptwise it's classic slapstick: small-town kids and adults in a buttoned-up era straining to pick up techniques from pulp fiction. But Carkeet, who is now a novelist, knows how to milk jokes and then fix without flinching on the sad human dramas fueling them. In Koby's potboiler as in Carkeet's life, "it was a general assumption that good boys who got good grades had no libido." It's a book about secrets, and how learning is like a game of Telephone.
Bruce Fleming grades his students, too, but they have more pressing acronyms on their minds than GPA -- RPG, for instance, and WMD. Teaching English at the US Naval Academy, as Fleming reveals in his memoir Annapolis Autumn (The New Press, $24.95), means deciding which works of literature heavily armed sailors will remember later, out at sea and at risk. But for now, they're undergrads on a sunny seaside campus.
"Who wouldn't get a smile out of our students?" muses Fleming, who also writes for the Village Voice and Washington Post. The typical plebe in a "natty, close-fitting uniform stands up tall, calls any tourist 'sir' or 'ma'am,' looks you in the eye, and, if called upon to do so, shakes your hand with a firm grasp," exuding fiercely good cheer that might actually be "designed to confuse the enemy into thinking that everything is going very well indeed." An Annapolis student "isn't supposed to be dumb," given the heavy load of courses ranging from calculus, physics, and electrical engineering to lit that he or she must pass to graduate -- learning, all the while, "that they exist as part of a larger whole. They individually are expendable; the only thing that matters is the mission." Still, they smile. Teaching them "is like tussling with twenty golden retrievers at once." Who wouldn't be exhilarated? Fleming wonders.
But because this is real life, and war makes life more real, or at least real in a different way, neither teacher nor students can afford to nurse illusions. When Fleming -- whose gay brother died of AIDS -- assigns works by the "probably gay" WWI poet Wilfred Owen, his students are stunned and incensed: "'But sir,' they respond, 'couldn't you have found us a normal poet?'" After much soul-searching, one midshipman reaches this rapprochement: "'I always thought that fags wouldn't kill anybody. I mean, I thought they were sort of fruitcakes. But Owen, he killed a lot of men. And he got a medal. It changed my views, reading that. I mean, he was okay.'"
Lesson learned, and there's the bell.
Contact the author of this piece, send a letter to the editor, like us on Facebook, or follow us on Twitter.
Week of October 21


text: Support our work Other ways to support Become a Global Guardian Global Guardians are key to the successful delivery of our mission Our Global Guardians are an incredible community of committed individuals and organisations working in partnership with United World Schools to improve educational opportunities for some of the world's poorest children. Each UWS Global Guardian pledges to make a donation of a minimum of £3,000 per year for three years. This funding is vital as it enables us to invest in our core operations which ensures that we can reach more children, whilst also ensuring the quality of the work we are delivering. WHY BECOME A GLOBAL GUARDIAN? Education transforms lives, providing opportunities that would otherwise remain out of reach. As a Global Guardian you are at the heart of our ongoing efforts to bring education to children who would never otherwise see the inside of a classroom, enabling us to significantly scale up the number of children impacted by UWS' work. By supporting us as a Global Guardian you are taking a pivotal role in the future of the organisation, ensuring the sustainability of the organisation and enabling thousands more children to learn to read, write and count. Download a Global Guardians overview GET IN TOUCH To find out more about becoming a Global Guardian, please contact us at [email protected] and a member of our team will be in touch. Read more about the difference we are making here


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What shipping options do you offer?
All shipments will be delivered by courier FedEx.
To which countries do you ship?
We ship worldwide.
How much does shipping cost?
Shipping is worldwide free.
How long after I place an order will my items be delivered?
Delivery is made by courier within 7 working days. Orders placed on Saturdays, Sundays or Italian public holidays will be processed on the next working day. Public holidays in Italy are as follows:
– 1 and 6 January
– Easter Sunday and Monday
– 25 April
– 1 May
– 2 June
– 15 August
– 1 November
– 8 December
– 24-26 December
Can I ship to an address that is different from my billing address?
Yes. In your Checkout page, please select the "Ship to a different address" option and fill the form with your shipping address details.
Are your shipments secure?
Yes. Our items are fully insured during transit. All purchases require a signature at the time of delivery.
Taxes and custom's fees for extra EU countries
Deliveries in a country outside the European Union may be subject to duties and taxes when they enter an extra EU country. These fees do not depend on COI SpA but on the Custom in the destination country. All taxes and charges are under responsibility of the buyer. COI SpA cannot know in advance any taxes and customs charges as they vary from country to country. For more information please contact your local customs authorities or the customer service of FedEx in your country.


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Adventist International Institute of Advanced Studies (AIIAS) (Pasay City, PH)
An educational institute established in 1987 at Pasay City, Philippines, serving the Far Eastern Division, as well as accepting students from other areas. The school offers limited graduate work in its own name. The 1994 Yearbook listed John C. Pesulima as president, with an administrative staff of 12. Jairyong Lee was listed as dean of the Theological Seminary, with a staff and faculty of 14.
From the Seventh-day Adventist Encyclopedia. Published with permission from the Review and Herald Publishing Association.


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Friday Birthday Week giveaway: Four copies of the cheap wine book
And the winner is: Steve Gagne, who selected 424; the winning number was 413 (screen shot to the right).
Thanks to everyone who participated. This was the final birthday week giveaway.
Today, to celebrate the blog's 10th anniversary, we're giving away four autographed copies of the cheap wine book. This is the final giveaway for Birthday Week.
Complete contest rules are here. Pick a number between 1 and 1,000 and leave it in the comment section of this post. You can't pick a number someone else has picked, and you need to leave your guess in the comments section of this post — no email entries or entries on other posts. Unless the number is in the comments section of this post, the entry won't count.
If you get the blog via email or RSS, you need to go to this exact post on the website to enter (click the link to get there). At about 5 p.m. central today, I'll go to random.org and generate the winning number. The person whose entry is closest to that number gets the books.


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Interview with the Author
Blogs are a great way to connect with your audience and keep them coming back. I would love your feedback on my next book cover. We don't all work in the same ways. We don't all write the same things. We don't all use an identical writing process in order to get our best work out. Not every trick or method that works for us will work for everyone else, and vice versa. Nor does it have to.
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Thanks for your interest in JournyMnCo.. For more information, feel free to get in touch and I will get back to you soon! We take pride in every visitor. I hope you enjoy and shall every story touch your heart! Reading is Achieving.
Great Reads:
Two Weeks: A Novel (The Baxter Family)Release Date: Apr 9, 2019by Karen KingsburyKaren Kingsbury comes a heart-wrenching and redemptive new story in the Baxter Family series about a couple desperately waiting to bring their adopted child home and a young mother about to make the biggest decision of her life.Cole Blake, son of Landon and Ashley Baxter Blake, is months away from going off to college and taking the first steps towards his dream—a career in medicine. But as he starts his final semester of high school he meets Elise, a mysterious new girl who captures his attention—and heart—from day one.
Big Nate: Payback Time! Paperback–Release Date: March 19, 2019 by Lincoln Peirce Look out, Big Nate fans—it's payback time!In this brand-new collection of Big Nate comics, Nate develops a mysterious allergy to Mrs. Godfrey, wages epic snowball fights with Teddy and Francis, and even takes a nervous newbie under his wing during detention. But after a disastrous run-in with Randy in the cafetorium, our hero faces a dreaded after-school showdown on the soccer field. Will Nate survive or get kicked around?
Where the Forest Meets the StarsRelease Date: Feb 1, 2019 by Glendy Vanderah In this gorgeously stunning debut, a mysterious child teaches two strangers how to love and trust again.After the loss of her mother and her own battle with breast cancer, Joanna Teale returns to her graduate research on nesting birds in rural Illinois, determined to prove that her recent hardships have not broken her.
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"Time for Wapner," is one of my favorite movie lines. It comes from Barry Levinson's "Rain Man," in which Dustin Hoffman's savant character, Raymond, would count down the minutes before "People's Court" came on TV.
Levinson has not had a big hit like "Rain Man" in quite awhile, but he will reportedly be taking onthe topic of bigness in the new GlaxoSmithKline-funded documentary about obesity. GSK makes the over-the-counter diet drug Alli. I especially like American Public Media's "Marketplace" recent reporton the controversial production in which the reporter tells listeners to search YouTube under "Poopy in the pants" to get more info on the drug's nasty side effects. Not sure I could say that on TV with a straight face. Easier to do on radio and in print.
Julia Boorstin, who covers the media and Hollywood for CNBC, says Levinson is directly affiliated with the "Creative Coalition," which is working with GSK on the doc. He most recently directed the group's film "Poliwood," which as the name suggests is about Hollywood and politics. It went straight to "Showtime," never to theaters. I suspect the obesity doc will travel a similar path.
I have six degrees of separation from Levinson.
My bio-mom went to Baltimore's Forest Park High School around the same time Levinson was there. (I'm not gonna get into it here right now, but I was adopted at six-weeks old.) My bio-mom and Levinson didn't know each other, but she tells me her father and his father were part of a weekly neighborhood poker group called, "The 100 Club." According to IMDB, another Forest Park High School attendee was Mama Cass, whose death was obesity-related. (Love "The Mamas & The Papas," btw.) Levinson and Cass Elliot (Ellen Cohen) were actually schoolmates. Interesting connection in the context of the GSK movie deal.
Time to get back to work.
Questions? Comments? firstname.lastname@example.com and follow me on Twitter at mhuckman


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December, 2012
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My Year in pics.. These are my fave I have taken over the last year.
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People of Cape Town… Save the dates. Wolfkop's little Cooked Sister is back for the hugely anticipated second edition at the quiet little Karoo town in Matjiesfontien. The lineup & stages have been carefully curated once again to make sure that every single box has been ticked for the perfect 3-day excursion: 2 – 4th June (but we'd advise you take the 5th off, trust us). In true Wolfkop style, they will once again be encouraging attendees to spend Sunday night, with the third night being offered at a greatly reduced price. LEGENDS!
Mr Wes Anderson
The Grand Matjiesfontein Hotel is where we begin, but think The Royal Tenenbaums, The Life Aquatic, Rushmore, Moonrise Kingdom and The Fantastic Mr. Fox. There shan't be a dull moment (nor corner) throughout the entire weekend.
Tickets are on sale but they're very limited. The Wolfkop team pride themselves on allowing every attendee and guest the space and freedom at their enchanted venue. Capacity at Matjiesfontion is extremely limited and the event is expected to SELL OUT early, so make sure you get your tickets now: here
There was a certain level of silliness obtained in the car museum last year, and it was largely due to the oily disco slick laid down by Tommy Gun, so they have enrolled exactly the same man for exactly the same job. This time he is followed by an artist making his long overdue Weekender debut, with ten fingers and ten toes… it's Toby2shoes. Right after the sun sets we will transform the Car Museum into a Moonrise Kingdom, with two wandering vagabonds of the desert and their resplendent repertoires of magical music. Scouts honour! Saturday at 19:00
The jewel in the Cooked Sister crown is no doubt the antiquated garden. Don't miss out on Saturday afternoon tea, as The Royal Tenenbaums is for that wily Wes Anderson. Dress up is a must for this session. Find your favourite Wes Anderson outfit, you can't go wrong with one of the most well-wardrobed films in history as our muse. On the day you can expect all the usual mania that comes from the G 'n T and tea parties, with an acoustic jazz soundtrack being laid live by Jason Reolon and his splendid collective Mr. Keys and the Funky Munks.
One of the most magical Wolfkop mornings in memory was the poolside playground created last year, and this year it is back with a twist! Themed around The Life Aquatic with Steve Zissou, make sure you are up and at the azure waters on time for a vinyl only listening session brought to you by theVinyl DIGZ crew. As per last year, this area is custom designed for rapid Saturday recovery with glorious morning music and enough Bloody Mary's to sink a submarine. Saturday morning from 10:00
The first dance floor of the weekend at Cooked Sister II – The Grand Matjiesfotein Hotel is one we have never used before, and being on the tracks is themed around The Darjeeling Limited. An ancient train station is the backdrop for an evening spent in the capable and eclectic hands of Charles Large and Richard Marshall, with the first ever live performance of Ivan Turanjanin's solo project Soft Touch Operation. It promises to be "a spiritual journey where you say yes to everything"… but worry not if at the end of the night you find yourself saying to your friends "we haven't located us yet"; there is still a whole weekend ahead to do so (or not). Friday night from 20:00
Here is the final music score for the cinematic experience awaiting you in Matjiesfontein if you have plans to attend Cooked Sister II – The Grand Matjiesfotein Hotel. Toby2shoes joins us for the first time, and headlines the Car Museum with Tommy Gun warming the engines of those ancient autos before him. Charles Large makes a long overdue return to the fray going back to back with Richard Marshall on (and off) the rails up at the Train Station, with the the first ever live performance by Ivan Turanjanin's Soft Touch Operation punctuating proceedings. On Saturday morning Vinyl DIGZ stir the soup at the pool with the Bloody Mary bar in full effect, and the Garden's ambience is being left in the capable hands and fluttering fingers of Jason Reolon and his ensemble Mr Keys and The Funky Munks. Honourable members PJ Eales and Bruno Morphet will be the final judges of your character in the Courthouse until way past your bedtime, with a champagne brunch on Sunday morning in the Fountain Yard being soundtracked by Daniel Courtenay's now infamous one-man-band, DanTempo™
After yesterday's quick roll in the lawn at Maitjies; it's safe to say something wonderful this way comes! Stay tuned, we're pulling back the lace curtains on all the fun bits very soon.
Comfy camping accommodation, for those who like to keep it simple, includes your festival ticket, two nights stay in a camping village of four dome tents underneath a bedouin, with mattresses, bedding and electricity.
Karoo starry skies and moonrises await…


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Motorola CLP1040 UHF 1 W 4-Channel Walkie Talkie Radio
Item #: 1369251
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Motorola CLP UHF 1 W 4-Channel Two-Way Walkie Talkie Radio is small and light-weight in design with a simple one-button, push-to-talk operation. A durable design provides clear, strong audio that makes communicating easy in noisy environments. It features a long battery life that will stand up to the everyday wear and tear of your fast-paced business. Two-way radio comes with 1130 mAh lithium ion rechargeable battery pack, single pin audio headset with push-to-talk, belt clip, rapid charger, owner's manual and registration card. Programming requirements differ based on customer needs. Please contact us for more information before purchasing to determine what is right for you.
- Sleek, palm-sized design provides extreme user friendliness for seamless and natural communication; ideal for retail and hospitality venues
- Large, central push-to-talk button lets you communicate instantly
- Operates on standard or rechargeable batteries, with A life of up to 18 hours
- (1) Motorola CLP1040 UHF 1 Watt 4 Channel Two-Way Radio
- (1) 1130 mAh Li-Ion Rechargeable Battery Pack
- (1) HKLN4426A Single Pin Audio Headset W/ Push-to-Talk as Show Below
- (1) CLP1040 Belt Clip
- (1) CLP1040 Rapid Charger
- (1) CLP1040 Owners Manual and Registration Card


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I don't use the speaker output on the monitor, because then the sound stops when the screen is off; I use the audio output on the motherboard. So, I disable all the digital audio outputs, including the AMD High Definition Audio Device.
The problem is, whenever I upgrade the Radeon driver, that AMD audio resurrects and then takes the default audio output position, so I can hear no sound.
Is this a bug, or an intended behaviour?


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More than 40 years have passed since the establishment of the first Civitel Hotel on one of the most splendid beaches outside Heraklion, Crete. These four decades of experience in the industry have enabled Civitel to perfect its hospitality standards and create a unique identity based on the company's drive to promote the best of Greek civilization, extending civility to guests and fostering civic pride. The name Civitel comes from joining the words Civic and Hotel, reflecting the company's civic values and honoring Greek civilization.
At the midpoint of its lifetime and after phenomenal success of its first property,Creta Beach Hotel & Bungalows, the company opened its second property – theAkali Hotel in Chania. Both CivitelCrete Hotelsare designed to complement each other: Creta Beach boasts an amazing Mediterranean experience while the Akali opens up the magic of the beautiful city of Chania, positioning itself as a superbly mixed leisure and business destination.
After establishing its name in Crete, the largest of all Greek islands, Civitel ventured to the current capital of Greek civilization, establishing twohotels in Athensand extending its hospitality experience to the mainland. Thus, in 2008 the company opened theCivitel Olympic, a vibrant business and sports property located steps away from the Olympic Stadium and themed after the 2004 Athens Olympic Games. Two years later, to accommodate the high demand, it opened theCivitel Attik, also located in the lush green Athens suburb of Maroussi, the upscale business hub of the city. In 2016, Civitel Esprit landed within the premises of Civitel Attik, adding a unique twist in the accommodation experience of our guests.


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This past Saturday we packed up and headed to SL for a family fun race.Taylorsville Days was happening and with part of it they had a 5k. My parents, James' parents and Mike and Amy family were there as well. It was super fun. The girls were super excited!
Wednesday, June 30, 2010
Racing Day
Posted by Liz at 10:50 AM
3 comments:
- The Maez Mommy said...
I am so proud of you! That's fantastic! We love running races as a family. The boys usually just do the 1K - but want to do a 5K this summer. It gives us all a great feeling of accomplishment :)
- June 30, 2010 at 11:57 AM
- Bonnie said...
Woot, a three-generation good time! Awesome!
- July 1, 2010 at 7:13 AM
- Natalie said...
Good job! And hey, we missed you guys today!
- July 6, 2010 at 12:46 AM
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We started our business in 2008, opening our first online store in 2009. We started with a small thin layer chromatography cannabis testing kit we found overseas but it did not really work properly, so we contacted the company that produced the kit and asked if we could bring it to the USA. They decided not to move forward with the product so we took it to another level, we redesigned the functionality of the kit and created easy to use English manual. We are THC Test Kits and we provide the easiest to use marijuana test kits.
Thin Layer Chromatography testing has been around for years it is taught in many college chemistry courses and has been used by governments and countries to test drugs and other organic substances long before cannabis was even thought about.
In the USA many states have been using thin layer chromatography to test all types of drugs for years.
We now have a complete TLC lab supply store with 3 sizes of kits + refill kits and many additional supplies to help clients create a small lab or business. We sell worldwide to many product producers as well as research developers, industrial growers ( including hemp growers) dispensaries and many other small niche business and individuals who either grow cannabis or purchase products with cannabis materials in them and want to know if they are getting their money's worth.
We are dedicated professionals who provide great customer service and want to give small business owners and start ups in the cannabis field a chance to grow.Operations | Testing Equipment + Services
TLC Lab Supply 1750 Delta Waters Rd., Medford, OR, United States
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Fine French in Soho
Gauthier Soho is a household name in the ever busy Soho district, it has a reputation of serving some well refined classic French food in an intimate setting. I had a big gathering there not long ago and had the large group menu, but knowing large group is never ideal to truly taste what a restaurant can really deliver, I headed back for its tasting menu after discovering it had a two for one offer from its newsletter.
|foie gras and peach
|scallop and girolle
|black summer truffle
The first course on the night got off to a stunning start in the foie gras, it was pan fried wonderfully with lovely a smooth and creamy taste, the peach's hint of sweetness and sourness offseted the richness of the foie gras, it was beautiful. The Charolais beef fillet was another winner on the evening, the meat was moist and cooked to the perfect level, the bone marrow and Swiss chard matched the beef with its boldness and mild sweetness, all the elements on the plates were done faultlessly. Last but not least was the infamous Louis XV, a giant dark chocolate with a crunchy base, the rich nutty sweetness was a perfect way to end the dinner with a fine glass of dessert wine.
|wild seabass, marinated tomato, basil broth
|beef filet, pattypan squash and bone marrow
|strawberries, moose, lemon sorbet
|Louis XV
My tasting menu at Gauthier was nothing short of quality, the restaurant showcased elegant French cooking without over the top presentation and gimmicky techniques. Service was also outstanding, our waiter really took great care of us in a charming manner and the wine sommelier's recommendation of wine to go with our food was spot on. Gauthier really should win back its Michelin star it lost a few years ago as judging from the food I had, it was just as good as most 1 Michelin starred restaurants if not better.
Food 4/5
Executive chef:
Alexis Gauthier
What I paid:
£70 pp with wine
Average cost without drinks and services:
£25 lunch menu
£75 tasting menu
21 Romilly St, London W1D 5AF


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MEAD Scholarship Opportunity
Do you have an idea for a project concerning world language study and want some professional and financial assistance? Consider applying for the MEAD scholarship. The deadline for entry for Pennsylvania is November 1.
If you are interested, please find more information at http://www.psmla.org/mead-
Give it a try!
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text: Maximón Pictures is a New York-based production and consulting company founded in 2002. Since its inception, the company has produced a number of award-winning and critically acclaimed projects. Feature film titles include THREE DAYS OF RAIN, with Peter Falk, Blythe Danner, Jason Patric and Lyle Lovett; and THE OPEN ROAD, with Jeff Bridges, Justin Timberlake, Ted Danson and Mary Steenburgen. Feature projects currently in the works include BLACK SPRING, executive produced by Wim Wenders, as well as RETURN TO TIMBUKTU, produced by Alex Gibney. Maximón also consults on a wide range of brand and marketing initiatives for clients such as Wells Fargo, the TODAY Show, Meet the Press and NBC Nightly News.


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Providing Constructive Solutions
Salgaocar Engineers Pvt Ltd (SEPL) is one of the renowned distributors for marketing earthmoving, mining and construction equipment from reputed manufacturers of Europe, Canada and China. SEPL was founded by the visionary Chairman Anil V Salgaocar to market earthmoving, mining and construction equipment and provide aftersales support for the equipment supplied by the company. The beginning Anil Sachdev, President, Equipment Division, who has completed 40 years of his service in the organisation, initiated the process of including more products to its portfolio by selecting good quality equipment manufactured by reliable companies from China and has been marketing Chinese construction equipment since 2003. The company?s growth has been driven by the substantial requirements of latest technology equipment along the growth in the Indian infrastructure sector over several years. SEPL currently represents more than 20 reputed manufacturers from around the world.
With the objective to provide proactive and constructive solutions to continuously improve competitiveness and profitability of its valued customers, SEPL plans to continue introducing new high-technology products in India. It intends to offer high quality and reliable products at a very competitive price to its valued customers, as also to provide excellent aftersales service and spares support to minimise downtime of the equipment supplied by the company. Further, the company aims to ensure more than 95 per cent availability of the equipment marketed by them.
Technical superiority
SEPL has introduced some of the most technically advanced equipment to the Indian market. These include Tamrock drilling jumbos, ITC Schaeff Terex tunnel loading equipment, Arkbro raise climbers, etc. These highly productive units have been used in hydro-electric projects resulting in timely completion of the projects. With the availability of European equipment becoming dearer due to higher cost and long deliveries, the company ventured into the Chinese market and selected products and established manufacturers in China as well as exported their products to various other countries. Selection of a manufacturer from China is extremely important, as there are a number of small players offering equipment at a lower cost but their products are neither proven nor capable of providing after sales support. Hence, SEPL has carefully selected their overseas partners. At present, they represent Taishan Construction Machinery Co Ltd for pipe layers; XCMG-Xi?an Dagang Road Machinery Co Ltd for slurry seal/micro surfacing pavers and Henan Roady Road Machinery Co Inc for asphalt mixing plants. Apart from China, SEPL continues to market products from Europe and Canada.
SEPL was successful in introducing Tunnel Loading Equipment as an alternative to Load Haul Dump Trucks (LHDs), normally used in underground mines and tunnelling projects. Tunnel loading and mucking unit promises to reduce 40 per cent time as compared to mucking by a conventional method, by using LHD. SEPL offer consists of a boom system mounted on specially designed crawler-mounted excavator. A muck conveyor system with an apron conveyor, the loading arrangement at the rear side of the machine allows the blasted material to be directly loaded into the dumper or rail car. The unit is fitted with a bucket that can be removed if a hydraulic hammer is needed for tunnel excavation. Bearing in mind the need for fuel-efficient and optimising working conditions inside the tunnel, the unit is designed to operate on diesel as well as electric power. Diesel power is used for travelling, whereas the electric power is used for operating the machine at the face to minimise ventilation requirement. So far 28 units are working in various hydro electric projects for excavation of tunnels. The mining sector is expected to get the benefit soon from this utility.
Aftersales service
Involved in marketing equipment since 1967, SEPL offers efficient after-sales service support by providing spare parts and attends to the breakdown of equipment during and after warranty period. It trains the operational and maintenance staff of customers, both at site and the Principals? works. Based at Goa, the company has offices in Delhi and Mumbai.


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SingTel stops hiring, but looking for buys
Singapore Telecommunications has implemented a hiring freeze and saw job cuts as a last resort, but would continue to look at acquisitions of strategic assets, Reuters quoted the company as saying Wednesday.
Southeast Asia's largest phone company said China and Vietnam were still on its radar screen for acquiring assets.
It said earlier on Wednesday that quarterly profit fell 12 percent, hit by subsidies for its Apple iPhone launch and a stronger Singapore dollar versus regional currencies.
The company said in a statement that its net income for its fiscal second quarter fell to 868 million Singapore dollars ($577 million), down from S$988 million a year earlier.
Sales rose 5.3 percent to SG$3.9 billion ($2.6 billion).
"Our expansion in the region subjects us to the volatility of the regional currencies," SingTel Group Chief Executive Chua Sock Koong said. "A stronger Singapore dollar reduces our mobile associates' earnings."
SingTel's stakes in regional operators such as India's Bharti Airtel Ltd., Indonesia's PT Telkomsel, the Philippines' Globe Telecom Inc., Pakistan's Warid Telecom Ltd., Pacific Bangladesh Telecom Ltd. and Thailand's Advanced Info Service PCL account for more than half of the company's profits.
The company also warned that the global economic slowdown will undermine profits going forward.
"The current global financial crisis is unprecedented and the negative impact on businesses will be inevitable," Chua said.
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That would have been very silly. I should have read the final few paragraphs of the article.
What this debate avoids is the realisation that the notion of inter-generational unfairness is essentially a middle-class preoccupation. It may be a fact or for those with big houses and gold-plated pensions but it does not speak much to those we used to call the working-class, most of whom have experienced 30 years of stagnating real wages and yet who now face the longest working-time in Europe.OK, I could have a shot at some of these arguments but they are far more accurate than the normal anti-Boomer stuff that the UK's press keeps publishing. Well done the Independent. Not words I normally write. Dick Stroud
The bulk of Britain's increased national income in those decades has swollen the bank accounts of the wealthiest 10 per cent of the population.
All the talk about a tax on Baby-Boomer graduates to pay for today's universities ignores the fact that in the old days only 4 per cent of Baby Boomers went to university, by contrast to 40 per cent now. No wonder it is more expensive.
But the hard truth is that – whatever the sujet du jour on the metropolitan middle-class dinner-party circuit – most Baby Boomers were never that wealthy or privileged. Many of the population, including the majority of Baby-Boom pensioners, live on less than £22,000 a year. A recent report on retirement by the insurance giant Aviva showed that more than one in five people aged 55 and over have to survive on less than £750 a month. A good number live off their state pension, which, after 12 years of a Labour government, is the lowest in the advanced world.
A lot find it hard to keep themselves warm. For many Baby Boomers the greatest inequality is not between the generations. It is within the existing one.


text: Located by South Shore Road, Warwick on Ocean Sands Drive in a well-cared for development, close to beaches and fine restaurants, this very nice unit is fantastic for the first-time buyer which permits a stamp duty exemption or those looking to downsize or retirement. Placed at the very end of a private road is the elevated apartment offering both privacy and distant water views of South Shore. Drive right up to the entrance of this unit, your parking space is right outside and pathway is one level walking straight into the unit, disability/handicap friendly. This unit has been completely renovated, move in ready, no renovations required. This light and airy upper level has a spacious living room, dining room combination, and the kitchen is on its own with a peep hole leading into the dining room. The kitchen is well equipped with all appliances (no dishwasher) unit has its own outside plentiful storage space. Off the living room is a private patio with fantastic views and privacy. The stackable washer and dryer are located across from the bathroom which has a bathtub and separate shower. There are two bedrooms, Master bedroom is a nice size and one bedroom can be used as an office. The master bedroom also enjoys a large wall to wall closet and has water views. The unit is carpeted and tiled, fans and split system air conditioners in each room. This for Sale home is a great investment with excellent rental return.


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SFS Chamber
Holiday Inn La Mirada
- Hotels & Motels
- Banquet Facilities
- Restaurant
Welcome to Holiday Inn La Mirada
The Holiday Inn Hotel in La Mirada is centrally located and immediately adjacent to Anaheim, Buena Park & Cerritos. Our full-service hotel is conveniently located off the 5 Freeway making it easy to get to and from the Los Angeles Airport (LAX), Long Beach Airport (LBA) and John Wayne Airport (SNA). We offer free high-speed wireless internet access throughout the hotel including our Lobby Café proudly pouring Peet's Coffee. Join us for breakfast, lunch, dinner or a happy hour beverage in 12Sixty Modern Pub and Kitchen. The Hotel features an outdoor, heated pool & spa as well as our state of the art 24 Hr. fitness center. For guests traveling on business, we have several major corporations within a few miles of the hotel to include Amazon, Frito Lays & Intl. Paper. We have 13,000 sq. ft. of flexible meeting space. We are the perfect location for business meetings, as well as weddings & Quinceaneras. Our hotel is close to several colleges including Biola, Cerritos, Cypress & Whittier. Catch a show at the La Mirada Theatre. Are you ready for some fun?! Disneyland & Knott's Berry Farm are less than 10 miles away. Are you the sports fan? The Los Angeles Angels and the Anaheim Ducks play less than 15 miles south of our Hotel. We are happy to extend free parking to all our guests. Please take advantage of our free shuttle service anywhere within five miles of the hotel, 7am to 10pm daily as well as free, scheduled shuttle service to Disneyland & the Anaheim Convention Center.
- 292 Guest Rooms ranging from King, Double Queen, and Jr. Suites
- Heated Pool, Spa, and Men's and Women's Dry Sauna
- 13,000 Sq./Ft/ of Flexible Meeting Space
- 12Sixty Modern Pub and Kitchen (Seats 200+ guests)
- Great Hotel for a wide range of events and sleeping rooms. Come have your next event here.
Whom to Contact
- Thomas GoodwillDirector of Sales and MarketingPhone: (714) 690-2115
- Adriana LaraConvention Services ManagerPhone: (714) 690-2116
- Marissa OjedaHuman Resources ManagerPhone: (714) 690-2118
- Matthew OlivasCorporate Group Sales ManagerPhone: (714) 690-2122
- Melissa PonceGroup Sales ManagerPhone: (714) 690-2128
- Ahmed QuintanaControllerPhone: (714) 690-2112
- Sahira RamirezAccountingPhone: (714) 739-8500
Located off the 5 Freeway and Valley View Blvd.


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Students at three California districts will have access to science, technology, engineering, arts and mathematics (STEAM) professionals through a newly adopted platform thanks to a grant.
Teachers at Porterville Unified, Long Beach Unified and Oakland Unified School District, all members of the state's Linked Learning Alliance, will be able to use the Nepris platform to request speakers or mentors able to speak to their students about their careers and inspire them to pursue educations in STEAM fields.
"The Linked Learning Alliance brings meaningful learning experiences to students so they will be thinking ahead to college and career," said Susan Benz, manager of career readiness for Oakland Unified School District. "Nepris opens a whole new horizon for our students, encouraging them to reach beyond what they might have thought was possible for their lives. Our teachers will love that Nepris does this without being a complicated process or a burden on an already packed curriculum."
Access to the platform is being provided through a grant from the James Irvine Foundation.
"This grant brings Nepris to dozens of California schools and will connect hundreds of students with subject matter experts and professionals from right next door or from across the globe," said Sabari Raja, CEO and founder of Nepris, in a prepared statement. "We are pleased to join the Linked Learning Alliance in inspiring students to dream big and achieve great things."
More information about Nepris is available at nepris.com.
About the Author
Joshua Bolkan is contributing editor for Campus Technology, THE Journal and STEAM Universe. He can be reached at [email protected].
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The past few decades have brought significant changes in K-12 education. Many schools have empowered students by giving them a mobile device for learning. Education is becoming more personalized and engaging, with students taking a more active role in their learning. Student-driven inquiry, creation and collaboration are replacing teacher-centered instruction — and anytime, anywhere learning is becoming a reality.
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Not too long ago I read a very empowering book called The Artisan Soul by Erwin McManus. In a nutshell, the book talked about how we are all creative artists because we come from a creative Creator, God. It says it right there in Genesis 1:1 "In the beginning God created the heavens and the earth." But the problem for us is somewhere along our individual journeys, some of us recognize that innate part of ourselves to create and the rest are convinced otherwise.
Everyone Is Creative
Now for me that creative aspect and relating to God as an artist is easy because I'm pretty much 95% artistic. If it's related to the arts, chances are I can do it. But I realize that this perspective isn't easy for everyone, especially for those who don't consider themselves an artist or even a bit artistic. But the truth is we all create. Your language of creativity is individual and different from my own. In order to be an artist, the idea is that you can create things. But creating is not simply narrowed to the realm of the arts as we know them. In fact, the word create simply means "to bring into existence, or to produce through imaginative skill."
Related Post: Who Are You When It Comes to Your Identity
So, how many of you have started a business? Or how about strategized a plan? What about orchestrated an in-depth procedure? All of those ideas had to be created, i.e. they had to be brought into existence by an original mastermind, a creative mind, you. You and I are artists in our own field, and no one can take that from you because it is part of your core original identity.
You Can Find Your Inner Creativity
Sometimes I wish we kept part of our child-like selves as adults. For a child, the idea of imagination isn't foreign. It's obvious. It's how they communicate with the world and interact with it. Somewhere through our journeys of life, outside voices tell us that imagination is just child's play and that to be an adult logic and reason is all that's needed. The problem is the more we listen to those voices the more we lose a core trait that God intended for all of us to have, our ability to imagine.
But the good news is, it's not lost. It's there waiting to be dusted off and brought to the surface. Recognize it and put it on display. Allow yourself the opportunity to imagine and create again, in whatever way you express it, and you'll find that in doing this life will no longer feel mundane but that you'll have a new outlook. A creative vision.


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AUTHOR Matt Haig has made some valid criticisms of the effects social media can have on our mental health.
While there are many wonderful things about being able to connect with others around the world like never before, it is not just children's safety that is at risk when it comes to Facebook and Twitter.
The images many people project on social media often do not reflect their actual looks. Of course they cannot be blamed for this, as we all want to play up our best side, but this often leaves many people feeling they are inadequate.
With mental health a bigger issue than ever before, it is no wonder that so many people are left feeling down, and worse, after hours spent aimlessly scrolling.
The constant bombardment of information and adverts that we receive whenever we log onto our apps can be overwhelming for our brains, so it is always important to take time away from social media when we can.
As Mr Haig pointed out, the never-ending stream of advertisements, coupled with airbrushed pictures, mean many social media users never feel happy with what they have, which can seriously affect their mindsets.
Checking out Facebook may seem like a good way to pass the time, but its addictive nature means we are likely spending more time than we should on it.
A walk in the park or a challenging activity, whether mental or physical, will always be more beneficial than looking at your feed.
And you will feel much better afterwards, without your brain fried.
l Read our interview with Brighton author Matt Haig on page 14.


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Incredible photos of the mudslides in Los Angeles County
Belski's Blog
Updated Friday morning...10/16
Heavy rain developed just north of Los Angeles late yesterday. Amounts ranged from a half inch (light green) to over 2 inches (yellow).
While the total amounts were not all that much, it all came at once. Areas where wildfires have taken out all of the vegetation experienced mudslides. This all happened about 25 miles north of downtown Los Angeles.
This included interstate 5 in the northern part of Los Angeles County.
The interstate is still closed this morning and will not open until this afternoon.
Here are some of the scenes right after the storm hit from along I-5. Besides the mud, large rocks and some boulders fell onto the interstate.
Side roads also had issues with the mud.
Crews worked all night to clear the mud. All that was left this morning was a layer of wet clay that is very difficult to clear. That's why it is taking so long to open the highway back up.
More storms are possible today and a Flash Flood WATCH is in effect for that area.


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Ron Cousins explores the changing world of tackle manufacturers…
It was 50 years ago that Bob Dylan first told the world that "the times they are a-changin' " but I don't think he was reflecting on the world of angling. The waters around us slowly evolved as dams for drinking supply and hydro-electric projects provided more angling opportunities throughout France. In Britain, farmers started to dig lakes to provide fishing for paying customers to compensate for the restrictions imposed on them by the EC's Common Agricultural Policy milk quotas. But recently, Bob's prophesies seem to be catching up with Izaak Walton's contemplative man's recreation.
France is used to Russians buying prime vineyards but on the other side of la Manche there is shock that one of the world's oldest and most prestigious fishing tackle shops, Farlows of Pall Mall, is now oligarch owned. The London store where generations of the Royal Family have shopped for rods and reels now belongs to Vladimir Rybalchenko, a keen salmon angler well able to indulge his passion as he also owns the vast Atlantic Salmon Reserve, Russia's most famous game fishing area.
The world's best known name in fishing tackle manufacturing is British company Hardys. Established in the Northumberland town of Alnwick in 1872, they hold a royal warrant and have been run by generations of the Hardy family who each demonstrated how good their products were by winning casting tournaments all around the world. Vintage Hardy tackle like the Zane Grey multiplier reel and Altex fixed spool reel change hands for huge sums as do old copies of the firm's annual Anglers' Guide catalogue that often ran to 400 pages. However now there are no Hardy family members involved and the iconic brand has just been bought by America's Pure Fishing, part of the giant Jarden Corporation based in Rye, New York.
Dating back to 1945, French tackle manufacturer Garbolino has had the lion's share of the fishing pole market in France from 1999. A huge investment in specialised plant allowed carbon strands to be made into carbon fibre and then into impregnated carbon sheets to make ultra-light poles up to 16 metres long. With the Garbolino family long gone, the business has now been swallowed by another giant. This time it is by French company SERT who already own a number of other popular brands for carp, sea and lure fishing. They are sponsoring my fellow Welshman and international competition angler Lee Edwards to promote the tackle in the UK.
As well as changes in the tackle world there is also a bait war going on in France as challengers from the Far East try to muscle in on what has always been the territory ruled by French groundbait manufacturer Sensas. Pretty well every French coarse angler has the familiar green 'Sensas' marked bait bucket carrying various packets of the firm's powdered groundbait to be mixed at the waterside - it's also the market leader in Britain. Old Ghost groundbaits from China are wooing the angler with fish-enticing mixes of ingredients including snail and cod fish blend, sausage and corn mix, green algae and silkworm chrysalis. Meanwhile Japanese bait firm Marukyu include seaweed, squid and krill in their range of baits and groundbaits. As the French angler prefers to buy a French product whenever possible, the newcomers could be in for a struggle. Add to that France's dominance in international angling over many years, with Sensas backing the squad, and the fact that neither China nor Japan has ever made an appearance in a World Angling Championship, and this looks like a win for the home side in the end.
There may be changes in the businesses that supply the essentials for our sport but, except for the inevitable few euros increase in the cost of a carte de pêche, fishing in France remains unchanged. There is a vast amount of water in river, lake and canal to enjoy and a wide range of fish species to suit all angling tastes. The fish uppermost in most French anglers' minds at this time of year are poisson carnassier - brochet (pike) and sandre (zander). These fish eaters are the only two species of coarse fish protected by a close season which runs from January 25 to April 30 so as well as celebrating the Fête du Travail and handing out sprigs of lily of the valley, the spinning and bait fishing tackle comes out on May 1.
Early season brochet and sandre will usually be found in the shallower, faster stretches of the river where most of their prey like gardon (roach), rotengle (rudd), vandoise (dace) and ablette (bleak) will be shoaled up and recovering after spawning.
Finding them in lakes isn't so easy but again most fish will be in the shallower water, and areas with lots of weed cover or bankside reeds are good places to start. Many French anglers boat fish this early in the season using plug baits, lures or shad type baits to cover a large area of water and the same objective can be achieved by strolling the banks with a spinning rod.
It really is a great way to spend a spring day and much can be learned about the water even if no fish are found. However, when a hard fighting predator slams the rod over and sets the pulse racing, all the effort is worthwhile.
The Federation Départementale de Pêche encourages anglers to be conservation minded and return their catches safely to the water. If you do decide to eat your catch remember there are strict size limits, a brochet must measure a minimum 50cm from nose to tail and a sandre a minimum of 40cm.
With their powerful streamlined bodies, impressive teeth and the strength to make arms ache before they come to the net these fish are worthy of any anglers attention. Give poisson carnassier a try, or as Bob would say, "don't think twice, it's all right."
© Living Magazine - all rights reserved. First published in Living Magazine April 14


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~ Bathroom Stall Door, Denver Zoo Men's Room ~
With apologies to my friend Missy Caulk...
I've been browsing blogs on Active Rain and Facebook this evening, and I came across more than one post regarding an unlikely lawsuit involving the use of the Zebra as a trademark.
Inna Hardison's post on the subject got me to thinking of my most recent run-in with a Zebra. It was at the Denver Zoo last December on a visit with two of my favorite grand daughters. (We have seven scattered around the country, and every one knows that she's Grandpa Oso's favorite.)
I like the Denver Zoo's bathroom decor. Don't you? If your local zoo has something similar, please post a photo.
The Zebra wasn't my favorite, though. I'm waiting for someone to pick up on this Rhino Brand. Oh, wait! That's the wrong end.
I'm Mike in Tucson, your preferred Tucson Arizona Mortgage Lender.
SUNSTREET MORTGAGE llc ~ Correspondent Mortgage Bank
Offices (AZ) Mesa, Tucson, Sierra Vista, and Nogales.
(I don't copyright my photos anymore.
I use them for blogging
and creating greeting cards for friends and clients.)
Right click on my image, copy and use it to your heart's content!


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Default welcome msg!
Oil has become a huge thing in the skin care world. But it's not about oils that feel greasy and heavy. These days, companies like SK-II use oils in their products and these oils feel light as they help rejuvenate the skin.
These oils can even clean your skin, too. They also feel luxurious as they go on. They're sophisticated and daring, too. Think of the way you relax while you feel during a spa day. That's the way you'll feel after using one of SK-II's facial oils.
So, we love the SK-II Facial Treatment Cleansing Oil because it's two products in one. Not only does it cleanses the skin, but it also removes makeup as well. And the oil is packed with Pitera, SK-II's signature ingredient that contains an array of micronutrients, amino acids and vitamins to help rejuvenate the skin. It also contains apple seed extract to cleanse your pores and remove makeup easily.
This cleansing oil feels light and fresh without clogging your pores. It can remove dirt, oils, facial impurities, as well as sunscreen. After trying it, we are true believers in the power of the SK-II Facial Treatment Cleansing Oil at helping us look our best, while we relax with our in-hour spa day with this product.
4 Item(s)
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Here for sale is a set of 6no 40mm Bore Spacer Collar Rings. (SET 2)
These are the following sizes:-
1no 10mm
1no 12mm
1no 19mm
1no 25mm
1no 38mm
1no 50mm
Suitable for spindle moulder shafts
Additional Spacer Collar Rings at different widths and bore sizes can be found within our Shop.
We also offer a complete tooling program for all woodworking machine applications from small routers to full CNC production lines.
Thanks for looking and we hope to see you as a repeat customer in the future.
Picture is for advert purposes and items will be exactly as described.
|Appleby Woodturnings
|Bore Size
|40mm Bore
|Spacer Thickness
|Set 2 Spacers


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Ronald M. Gipson
Ronald M. Gipson, 65, of Galveston, passed away at his home on Monday, August 4, 2008, following a two-year battle with kidney cancer.
Ron, a partner in the law firm Gipson, Norman & Root, was born in Neely, Mississippi, and moved to Galveston, Texas at a young age. A 1961 Ball High School graduate, Ron graduated from the United States Coast Guard Academy in New London, Connecticut in 1965, where he was co-captain of the football team under Coach Otto Graham and received a Bachelor's of Science in Engineering. After several years of service, Ron returned to Texas, where he received his J.D. degree, with honors, from the University of Texas at Austin School of Law in 1971. At UT Law, Ron was a member of Chancellors (top 1% academically), the Order of the Coif, and the Texas Law Review. After Ron graduated UT Law, he chose to return to Galveston and began practicing law in 1972. Ron was an avid fisherman, basketball player, and birding enthusiast.
Ron was preceded in death by his parents, Vivian (Breland) Gipson and James Odell Gipson.
He is survived by his wife Roxanna K. Gipson; children Carrie, Jamie, and Angie Gipson and their mother, Georgie H. Sage; sister Wanda Howard and husband, Bobby; brothers Doyce Richardson and wife, Beverly, and Sam Gipson and wife, Leda; and his beloved nieces and nephews.
Ron was a special son of Galveston who sailed the seas, centered the football, and displayed a sense of humor as broad as his smile. He will be greatly missed by all.
Ron practiced exclusively in the area of bankruptcy law since 1988 and was at the time of his death Board Certified in Consumer Bankruptcy Law by the Texas Board of Legal Specialization. He served as a Chapter 7 Bankruptcy Trustee for 14 years and represented both Chapter 7 and Chapter 13 debtors in the Galveston and Houston area. Ron was personally involved with several thousand bankruptcy cases, either as Trustee or as a debtor's attorney over this period.
Areas of Practice
- Bankruptcy
Litigation Percentage
- 40% of Practice Devoted to Litigation
Certified Legal Specialties
- Board Certified in Consumer Bankruptcy Law, Texas Board of Legal Specialization
Bar Admissions
- Texas, 1972
- U.S. District Court Southern District of Texas, 1972
- U.S. Bankruptcy Court Southern District of Texas
- The University of Texas School of Law, Austin, Texas
- Honors: Member, Chancellors (Top 1% Academically)
- Honors: Order of the Coif
- Honors: With Honors
- Law Review: Texas Law Review
- United States Coast Guard Academy, New London, Connecticut
- Ball High School Graduate - 1961
- United States Coast Guard Academy, New London, Connecticut
- B.S., Bachelor of Science - 1965
- Honors: Co-Captain of The Football Team
- Major: Engineering
Professional Associations and Memberships
- State Bar of Texas


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The Internet Theater Magazine of Reviews, Features, Annotated Listings
A CurtainUp London Review
In this age of the exchange of so much information, Mike Bartlett challenges what we really know, if anything. The Woman shifts her identity and acts in a frenetic way making us wonder if she is bi-polar. Is she vivacious or hyper? Who is she? She gives a few different but unconvincing names. Who does she work for? Are they really in Moscow? What is clear is that there is no protection for whistleblowers or their families when government secrets are revealed. What a high price to pay for doing what you consider to be right and in the public interest!
We realise that Wild is loosely based on the fate of Edward Snowden, the American computer analyst whistleblower now living in Moscow after showing America's allies how little they were trusted by intelligence agencies. The person Andrew would hope to meet would be from a WikiLeaks type organization to offer him protection and he remains confused after the Woman alternately taunts and reassures him.
The Woman leaves the room and we are none the wiser. Enter the Man, (John Mackay) who is tall, thin and decidedly sinister. His shiny patent black shoes have brown suede laces. He denies that the Woman is from his organisation although they both go under the name of George. He tells Andrew that he will be the subject of contracts to kill him and we wonder if George is there to do that.
The Man implies that the Woman is an imposter and asks Andrew whether he asked for identity. Andrew then asks him for identity. This increases Andrew's discomfort and increases his paranoia.
Jack Farthing is convincing as Andrew looks pale and tense as he reflects on his actions. Caoilfhionn Dunne gives a very rapid and disorienting performance which has loads of energy and switches of mood. John Mackay as the Man is sinewy and duplicitous as Andrew looks at what he has done to his life for the benefit of others.
This play will be talked about and will probably win awards for its eye-opening closing scenes which are apocalyptic and which the critical code means we cannot write about. The conclusion? "You cannot trust anyone or anything."
Search CurtainUp in the box below
Written by Mike Bartlett
Directed by James Macdonald
Starring: Jack Farthing, John Mackay, Caoilfhionn Dunne
Design: Miriam Buether
Lighting Design: Peter Mumford
Sound Design: Christopher Shutt
Running time: One hour 30 minutes with no interval
Box Office: 020 7722 9301
Booking to 23rd July 2017
Reviewed by Lizzie Loveridge based on 21st June 2016 performance at Hampstead Theatre, Eton Avenue, London NW3 3EU (Tube: Swiss Cottage)
Index of reviewed shows still on
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Groundwater basin management meeting held at Kermit King
–A workshop was held Thursday night at Kermit King Elementary by the County's Groundwater Sustainability Agency to discuss setting groundwater levels in the Paso Basin.
The workshop intended to get input from basin users and interested community members regarding "sustainable management criteria" including where to set ideal and acceptable groundwater levels for the Paso Basin. That process is required by the Groundwater Sustainability Management Act.
Supervisor Debbie Arnold said that the county is looking for input on the groundwater levels, but any court action may require the agency to rework their decision.
There will be another public workshop at 6 p.m. on Monday at Creston Elementary School, 5105 O'Donovan Road.


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Highflier Tells Clients to Wait
Withdrawal Delays Shine Light on Hedge Fund Boasting Long 'Win' Streak—and Unorthodox Methods
The offer was eye-catching: an investment assured of returning 12% a year. It was pitched to three public pension boards in Louisiana.
Behind the offer stood Alphonse Fletcher Jr., a New York hedge-fund manager who made a splash on Wall Street in the 1990s, reporting 300%-a-year returns at his firm. Later, the flagship fund of his Fletcher Asset Management told of going 11 years without a single losing month.
To Read the Full Story


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At first glance, the Wespro 786 pill will definitely impress you. Simply copy your files onto the external drive, unplug the computer, and then plug the storage device into the new computer and reverse the process to load the information onto it. Tip: Some computers have eSATA ports which might be particularly designed for exterior exhausting drives and move information even faster than USB ports.
When transferring a product key to a brand new system, keep in mind that you can solely activate the same edition of Windows 10. As an example, for those who uninstall a Home windows 10 Dwelling product key, you'll be able to solely activate one other computer running the Dwelling edition.
Topic to any third party license restrictions for applicable Content material, you might allow members of your fast family over the age of thirteen (thirteen) and for whom you will be accountable (each, an Licensed Person(s)â€) to access and use the Plex Resolution so long as all such use stays in compliance with this TOS.
This Privacy Coverage applies to all our services and products, including Plex client apps, streaming content to the Plex shopper apps, our premium Plex Move service, Plex Media Server software program, Plex Cloud, and all other Plex software program and companies (collectively, our Providersâ€).


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Resipiratory Protection
3M™ Particulate Respirator 8246, R95, with Nuisance Level Acid Gas Relief 120/cs
This disposable R95 particulate respirator helps provide reliable respiratory protection against certain oil and non-oil based particles. Constructed with a carbon filter layer for nuisance levels of acid gases.
- NIOSH Approved R95
- Carbon layer helps reduce nuisance levels of acid gases
- Collapse resistant shell 3M recommended for relief against nuisance levels of acid gases. Nuisance level refers to concentrations not exceeding OSHA PEL or applicable government occupational exposure limits, whichever is lower.


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ESO Surveyors' Brisbane office has been appointed as Project Surveyor on the Pacific Motorway Upgrade located on the Gold Coast Qld.
Roadbuilders Fulton Hogan commence construction this week on the $55mill, 18 month project.
The upgrade involves:
- widening the motorway towards the centre median from four to six lanes between Pappas Way, just north of Nerang South (Exit 73) and Worongary (Exit 77)
- constructing a concrete crash barrier in the centre median along the full length of the upgraded section of motorway
(text from www.mainroads.qld.gov.au)