text:
The Australian Securities and Investment Commission (ASIC) has reached an agreement to co-operate with its United Arab Emirates counterpart, the Abu Dhabi Global Market, on financial technology.
As part of the agreement, the two regulatory authorities will share information to keep on top of each other's regulatory and commercial developments in order to support financial innovation in Australia and the UAE.
ASIC's innovation hub and the ADGM regulatory laboratory will be made available for innovative fintech businesses under the agreement.
Most of the fintech activity by start-ups in the Middle East and North Africa region has focused on payments and mobile wallets, ASIC said.
"With this fintech collaboration, ADGM and ASIC are able to tap on the strengths and network of each other's markets to support technology start-ups and innovators in advancing their creative solutions into new markets," Richard Teng, chief executive of the UAE corporate regulator said in a statement.
Australian fintech businesses wanting access to the UAE will have an easy pathway to the ADGM, ASIC said.
The UAE is Australia's largest trading partner in the Arab world, with $8.8 billion worth of goods and services being exchanged between the two countries annually.
ASIC has similar fintech agreements with the United Kingdom, Singapore, Ontario, Hong Kong, Japan and Malaysia.


text:
With the current situation in India, commuting is not easy. Firstly, it is extremely time consuming and other it is no value for money. If you are travelling to college you are under immense pressure of time. If you have morning lectures there's no way you can skip it just because you got rush in train/metro and couldn't climb in!
Plus, the amount of money you spend, you are not actually utilising it in the right way. If you stay really far from college or work then, bro, you better start planning, or else you will end up spending half your life just travelling from home to xyz place.
We cannot really shift the college or work location, but we can do some smart planning here and not succumb to daily commuting pressure. Here's how!
Take a Bus
Instead of rushing around in trains and struggling to get a seat, check if there is a direct bus to your location. Plan your day in such a way that you get an empty bus and you can catch up on your pending assignments or studies while travelling. It's a fact that a bus might take a bit longer to reach than train, but at least you will get a place to seat and you can use the time to do something important. It can be as simple as listening to music or reading a book. Basically, having a good start to your day! And if the weather is good with no traffic you will enjoy the ride!
Take a bike
We keep complaining we do not get time to ride or do any exercise. Well, here's your chance. Grab it! If you stay a reasonable biking distance to college or work, it's the best that you can do. It is much quicker and inexpensive if you already own a good bike. What's more, you are also doing exercise, which is much needed to stay fit.
Walk while you talk 😛
This is another sasta sundar tikau solution. Leave everything, put your headphones on and start walking. This is feasible when you live reasonably close by and weather permits. Don't attempt this in the monsoons!
Car Pool
These days there are lot of apps that allow people to carpool. If you have friends commuting from same area and are driving, go ahead and suggest this to them. You will not only have company and meet new people, you will all end up saving lot of money there.
Traffic timings
This is a bit critical. Though you may have lectures at a fixed time, or have to report to work at a particular time, but to make your life a bit easy it's best to check the traffic before leaving your home. Watch for a pattern and always keep traffic app handy so you know beforehand. It's best to leave half and hour early and chill or grab a cup of coffee then to worry about reaching late. And if there is no traffic on the road, you end up saving a lot on fuel 🙂
And if nothing works for you…
Change your place of residence!
Yes, you can go ahead and change the place where you reside. If you feel that you are spending a lot of time and money travelling, then it's best to rent a place close to the college or work location. It will be lot more convenient and cheaper than wasting hours in commuting everyday. Plus you will have a life of your own!
You will be able to save lot of money if you plan smartly and use that money for better purpose in life.
Follow DOPEWOPE on Facebook for more content!

subset: commoncrawl


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Freckle-Faced Names: Polly, Peggy & Penny
There's a certain species of girls' names that we've referred to in our books as freckle-faced, pigtailed and button-nosed: they're the kind of character names inhabited by Shirley Temple as a curly-haired moppet, and Judy Garland as a wide-eyed, innocent teen, as well as starring in dozens of old popular songs. Basically nickname names that have long stood on their own, none can be found any longer in the current Top 1000 — though one of them ranked as high as Number 31 in the 1930's.
They've been gone a long time, but they still project a lot of spunk, and so, with the revival of nickname names in general we're wondering if any of these could get their youthful mojo back.
We're talking about:
Gone since 1995; Highest rating: Number 228 in 1959
Associations: Betsy Ross, Betsy Wetsy doll, Sweet Betsy from Pike, Betsey Johnson
Betsy originated as a combination of other classic pet forms of Elizabeth—Betty, Beth and Bessie, and makes appearances in two Dickens novels—Pickwick Papers and David Copperfield. The 'B' Elizabeth nicknames were superseded by the 'L' ones– Liz, Lizzie, Liza and Lisa— but maybe now might be the time for a switch back.
Gone since 1975; Highest rating: 52 in 1936 and 1941
Associations: Patsy (born Virginia) Cline, Patsy (born Patricia) Kensit, numerous Italian and Irish restaurants and bars
Patsy was replaced as a Patricia nickname first by Pat, then Patty, then Tricia/Tricia, then Trish. Probably the least likely candidate for a comeback.
Gone since 1989; Highest rating: 31 in 1937
Associations: Peggy Lee, Peggy Sue Got Married, Peggy (born Margaret) Olson on Mad Men
Peggy, a pet form of Margaret, is the one that's climbed the highest of all these names. Perky and pure, Peggy was the perfect date for the prom—in 1953. In later decades it's been traded in for Maggie.
Gone since 1987; Highest rating: 86 in 1963
Associations: Penny Lane, Penny Marshall, Penny Pingleton in Hairspray, typical Disney girl character, characters on Lost and The Big Bang Theory, devalued coin
Peppy Penny is miles away from its haughty mother-name, Penelope—which today's namers are more likely to choose.
Gone since 1977; Highest rating: 225 in 1881
Associated with: Tom Sawyer's aunt, parrots (Polly want a cracker?), Polly Peachum, Polly Wolly Doodle All Day, Nirvana and Kinks songs, Along Came Polly
Polly, together with Susie, has been gone the longest, having peaked 130 years ago. Though livelier than Molly, Polly never achieved the comeback that her cousin did, perhaps because she sounds too Pollyanna-ish.
Gone since 2005; Highest rating: 52 in 1939
Associations: Sally (born Sarah) Hemings, Sally Field, Sally Ride, Sally (Mad Men) Draper, Sally (Cabaret) Bowles, When Harry Met Sally, Long Tall Sally
Originally a nickname for Sarah, Sally was big in the eighteenth century, and then again from the 1920s to the 1960s, but totally lost her momentum around the Millennium.
Gone since 1988; Highest rating: 68 in 1881
Associations: Susie Q, If You Knew Susie, Wake Up, Little Susie, Susie Salmon in The Lovely Bones
Also spelled Susy, Suzy and Suzie, Susie faded away in tandem with the once mega-popular Susan, and is seen less as a stand-alone name today than the rest.
Some others that could be included:
- Becky – off since 1992, peaked at 102 in 1959
- Billie—off since 1997, peaked at 79 in 1929-30
- Ginny—off since 1982, peaked at 632 in 1958
- Kitty— off since 1966, peaked at 375 in 1887
- Lizzie—off since 1959, peaked at 62 in 1882
- Mamie—off since 1966, peaked at 53 in 1888
- Margie –off since 1982, peaked at 96 in 1933
- Patty—-off since 1978, peaked at 140 in 1959
- Rosie—off since 1982, peaked at 114 in 1910
- Trudy—off since 1978, peaked at 238 in 1946
- Winnie –off since 1957, peaked at 162 in 1881
And a few of that have stayed the course:
- Gracie—now Number 115
- Josie— now Number 314
- Katie— now Number 143
- Maggie—now Number 232
- Molly— now Number 92
Do you think any of the long-gone ones could make a comeback? Would you ever use one?
42 Responses to "Freckle-Faced Names: Polly, Peggy & Penny"
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Elle Said
on January 18th, 2011 at 1:43 am
I think right now people are more interested in the formal sounding version of these names…but would be willing to use the nickname.
Penny is a big one! I know Penelope is currently #252 and I would bet that many of them go by Penny. Not to mention that there were/are three big shows with Penny main characters. LOST (Desmond's fiancée), Desperate Housewives (Lynette's daughter) and The Big Bang Theory (Penny…and we have learned her real name is actually Penelope). I could really see this one making a comeback.
I think Rosie and Ginny could also reappear on the list. Ginny especially because of the Harry Potter character. I wonder if this one won't show up soon.
Lisa Said
on January 18th, 2011 at 1:46 am
It seems like people love the nicknames right now…but want a formal name to shorten, rather than giving a nickname-name outright. I.e., Betsy may indeed come back, but as a more common nickname for Elizabeth, rather than blazing up the charts as a stand alone.
That being said, Molly made our top 10 for our daughter, along with Amalia with a nickname of Mali or Molly. Ultimately, we used neither, but a long name with many nickname options that are appropriate for the preschool set on up to adulthood.
Natasha Said
on January 18th, 2011 at 5:13 am
I love Betsy and Polly! I think they have such a distinct, retro flair, I would love to hear them more. Betsy or Betsey is downright adorable, and Polly could be a cut nickname for Pauline, or maybe Apollina or Apolline, if you're feeling adventurous.
Sukie is one I don't see on the list, maybe it's too uncommon. It's an old old nickname for the Susan variants, but I think it's ready to meet head to head with Suzy.
meggie Said
on January 18th, 2011 at 5:32 am
My lilttle girl is a Susie, short for Susannah, and her sister's middle name is Molly. I love a lot of these names but would probably use their full names on the birth certificate rather than just the nickname.
Abby Said
on January 18th, 2011 at 6:42 am
Penelope, nn Polly, has been on our long list forever. Didn't an Australian TV personality just have a daughter Catalina, nn Kitty?
As for names that stand alone, I think Betsy and Peggy seem like the most likely candidates for a comeback.
Megan Said
on January 18th, 2011 at 8:29 am
I've got a Minnie in my house and I love her name so much!! I've since heard of a few more around Melbourne, where I'm based.
sadiesadie Said
on January 18th, 2011 at 9:02 am
I love Penny, Susie and Betsy. I agree with pp that long names with these nn are more likely right now.
Kathy Said
on January 18th, 2011 at 9:17 am
I would definitely use Sally and Margie, but only as nicknames for Sarah and Margaret. I know a toddler Penny…adorable!
Vanessa Said
on January 18th, 2011 at 9:32 am
I've noticed among my peers that are having babies, those that live in more rural areas are choosing sweet, "freckle-faced" , stand-alone names, such as Maggie, Macie, Daisy, and Ruby. And those that live in the more populous suburbs are choosing more traditional or more popular names like Charlotte, Madison, and Ava.
I love this category, but personally I would use a formal name. I think a child needs the option for a formal name in adulthood. Example, I have a friend that is in residency to be a doctor and her name is Staci. "Dr. Staci" just sounds strange to me.
I love Betsy, Patsy, Kitty, and Susie.
Sheila Said
on January 18th, 2011 at 9:45 am
These are all nicknames and I think that parents are getting more conscious of the necessity to have a more formal name. Since it has been common for women to earn degrees and join the workforce, there is more of a need to have a formal name for professional communications and paperwork. A lot more people are starting to name their children based on the fact that they will not be children forever. I think all of these nicknames can be used, for instance my daughter is named Grace Patricia and I call her Gracie and Patsy, though they may not be in the charts anytime soon.
Nicole Said
on January 18th, 2011 at 10:01 am
I've always wondered, how do you pronounce Mamie?
Polly Said
on January 18th, 2011 at 10:21 am
Great post! So interesting to read about these wonderful old-fashiond names. As a child, I never liked my name, and was always self-conscious of the teasing: "Polly – wanna cracker?", Polly Purebread, Pollyanna, Polyester, etc. However, as an adult I really appreciate the uniqueness of my name, and everyone says it really fits me. I don't have freckles, but am blond and blue-eyed with lots of 'spunk'! Plus, it's unique enough (especially with a 'P' last name) that lots of people seem to remember it – definitely a 'plus' in the workforce.
Sarah Said
on January 18th, 2011 at 10:33 am
In the south, I feel like I know lots of Betsys. High school and college age mostly. Very popular down here. I also know a Mamie, Marjie, lots of Sallys, and a Winnie. I also see a lot of Suzanne and Suzannah nicknamed Susie. I have seen all of these in the sorority I advise at a southern school.
Mamie is pronounced May-mee.
Lola Said
on January 18th, 2011 at 10:48 am
Nicole, MAY-mee. I adore Mamie. Such spirit! I'm also fond of Bess (not Betsy), Penny, Kitty, Rosie & one not mentioned: Tess from T(h)eresa. I love Tess.
I agree about society being aware of the benefits of a formal name on the birth certificate, We did that with our girl. She's Josephine on paper but Josie day – to – day. (or Fifi, Posie, Sosie or Effie).
I love nicknames but prefer them as options with a formal name on paper.
Lola Said
on January 18th, 2011 at 10:54 am
Aaaah, forgot Winnie! I adore Winnie. And Winifred n Winnie!
Ruth Said
on January 18th, 2011 at 12:49 pm
Betsy and Polly are both in my top name combinations as well as Patsy after my grandmother. I do kind of like Penny and Sally but I don't think I would use them. I also like Ginny, Winnie(Winifred), Lizzie, Tess, and Posey and I would consider them for my kids.
kaybee3 Said
on January 18th, 2011 at 1:00 pm
I agree with elle on this one, I think besty and penny for example are popular, but, off the radar because parents are going with the full name on the birth certificate. As a teacher I once had 2 betsy's in one class, and 3 or 4 that I new of in the grade (HS level). As for Penny, it's on the short list for my current peanut, however, we'd go with the longer, Penelope on the bc. But, primed for comeback? I say Betsy, Penny, Ginny, Lizzie, Sally, Suzie have definite potential. Ones that will have to wait? I say Betty, Peggy, Margie, Mamie, Patty, Patsy. They all still sound like my aunts names to me.
Whit Said
on January 18th, 2011 at 2:22 pm
I basically love or hate these.
I like: Besty, Polly, Kitty, Ginny, Sally, Mamie, and Winnie.
Katy Said
on January 18th, 2011 at 3:01 pm
I think Peggy is going to come back because of Mad Men. The character really makes it more likeable. And all of these are really, really cute.
Susan Chesney Said
on January 18th, 2011 at 3:05 pm
I love Sally!
Isabel Said
on January 18th, 2011 at 3:29 pm
Sally is one of my favorite names. It's so simple and sweet, with history. I think it stands on its own well, too. I like Susie as a nickname for Susannah. And Lizzie is one of my favorites, for Elizabeth. Love retro nn's! Another favorite of mine that's more uncommon is Lollie which is an nn for Laura or Charlotte.
Gingersnap Said
on January 18th, 2011 at 3:41 pm
I love the Freckle-Faced category! There are some names on the list that I'm not fond of (Peggy, Susie, Lizzie, Margie), but Sally, Penny, and Betsy I think are adorable. I agree that they are nicknames, though, with the possible exception of Sally. I think this is a great time to revive the peppy, spunky, freckle-faced names!
QuirkFlower Said
on January 18th, 2011 at 7:37 pm
I love these names! Penny, Ginny, Polly, Sally and Suzie are probably my favorites. Some I think can stand on their own, others, not so much.
chakrateeze Said
on January 18th, 2011 at 7:57 pm
I'm surprised Dotty / Dottie (nn for Dorothy/Dorothea) wasn't included on your list. I kinda dig Dottie.
Vanessa Said
on January 18th, 2011 at 8:43 pm
I love, love, love Polly, but I can't really see myself using it or any other name in this category. I want something more formal for the birth certificate, something mature, elegant, and not perpetually pony-tailed and freckle-faced.
As nicknames, on the other hand, I think they're wonderful.
NameGoddess Said
on January 18th, 2011 at 9:00 pm
My ratings:
Betsy – I knew a charming girl named Betsy! It's sweet and cute. One of my favorite nn's for Elizabeth.
Patsy – Can't say I'm a fan. It may have to wait another generation or two (which would be perfectly fine with me).
Peggy – I feel like before we go from Margarets called Maggie to Margarets called Peggy, we might have to compromise with Meggy (familiar because of Megan).
Penny – I've met a Penny before. I guess I feel as this is already back in style just because of the Penelope association on Nameberry.
Polly – I love this! Possibly my favorite on the list. Molly, but updated.
Sally – Another favorite! This just seems like it should be back in style–I know that Sadie is the cutting-edge Sarah nn right now, but I actually prefer Sally.
Susie – See Penny. I like this, but of course, only as a nn for Susannah.
Becky – A lot of 50/60-ish ladies have this one, but I feel like it will come back in the next generation or two when Rebecca has a new flash, which I don't really mind. It's grown on me.
Billie – I used to really not like this, but it's quite cute, no? Maybe as a tomboyish nn for Elizabeth or Isabelle. I met a Billie once in Britain, so it has quite British air to me.
Ginny – Harry Potter made me love this one.
Kitty – Love as a nn for Katherine (instead of Katie).
Lizzie – Lizzie McGuire? This doesn't feel old at all.
Mamie – I adore this! Best Margaret nn out there!
Margie – I think Marjorie would be well revived, but not Margie (nor Marge).
Patty – Igg, no.
Rosie – Cute, if not somewhat lackluster.
Trudy – If you must use Gertrude, please nn the poor girl True.
Winnie – I love this one! Too cute for words!
Gracie – Mediocre (but then again, I'm not crazy about Grace, either, although it alright).
Josie – Love Josephine, Josie…eh. I like Posey better.
Katie – Prefer Kitty.
Maggie – If you want an "ag" name, why not just go full-out with Agatha? I've never been fond of Maggie's ring.
Molly – I've known a few Mollys. It's a good name that stands well on its own.
Yeah, where's Dottie, Dolly, Judy, Posey, Minnie, Lottie, Debby, and so on?
Andrea Said
on January 18th, 2011 at 9:28 pm
I've seen enough female doctors with common nickname names like Wendy, Stacy, etc. I don't care for those names but it's not a disadvantage. Doctors will have whatever names were popular at the time they were born.
stephanie_elizabeth Said
on January 19th, 2011 at 12:04 am
My cousin's littlest daughter was nearly Elsie Jean (she was named Tessa Jean) and her big sister is Millie Claire. I think my cousin is trying to bring retro back!
I actually like the Victorian-era nicknames better than the more "modern" ones. I prefer Nell over Penny for Penelope, or Elsie or Eliza over Betsy/Lizzie/etc. for Elizabeth. But I am weird.
Charlotte Vera Said
on January 19th, 2011 at 4:56 am
I live in Canada, which has a fairly high Chinese immigrant population. Because of that, I personally am friends with four different Winnies and have heard of more. Most of the Winnies I know are around my age, so I'm not sure it's being used as much anymore, but only one of my three friends has the longer version, Winnifred, on her birth certificate.
Laura Said
on January 19th, 2011 at 10:08 am
Oh, how I love Penny! I think it's beautiful, but I would prefer to use it as a nickname for a more formal name… but I can't come round to Penelope, sadly, and I just can't think of anything else!
It seems that I hear Becky all the time here, but almost always as a nickname for Rebecca. Can't warm to Becky though… probably because I knew a Rebekah who wore glasses and was called "Specky Becky" as a child…
I do love this category though, there's just something so refreshing about these lovely names.
brannon Said
on January 20th, 2011 at 12:50 pm
@ Megan — LOVE MINNIE! Praying for a girl right now (find out in 3 weeks!) and using Minnie! Never met any around here and always here "like the mouse?!" … so nice to read your comment!!
Rebekah Said
on January 20th, 2011 at 3:44 pm
I know a Betsy who's around my age (28), and I love it on her–it feels fresh, not old-fashioned. Penelope is a name I've mulled over–I think Penny is such a fun nickname–but I expect my husband to veto that one (and it might be too much with our 4-syllable last name).
Rachael Said
on January 29th, 2011 at 7:38 am
My friends named their girls Meg (11), Josie (6) and Maggie (1). They are not nn but their actual names. My cousin is Sally (late 30's).
Another friend just named her daughter Elizabeth, but they call her Libby, which tends to more common nn in Australia than here in North America.
I like Sadie, Millie and Gracie, but I'd use them as nn, and use a more formal version on a birth certificate.
Holly Said
on February 3rd, 2011 at 1:18 pm
Love this topic as these girlie names are the ones I seem to come back to.
Minnie is divine and love every one i've ever met.
Polly is very sweet too but with my name I just couldn't!
Kitty is sweet but lots here in the UK already.
Hattie is on my top list but worried people may ask if she's Harriet?
Lottie is the top of my list and one I never stray from, would love to know what people think though?
Belona Said
on March 20th, 2011 at 5:52 pm
I like Polly and I am missing Poppy in the list. Poppy seems like a freckled-face name to me.
Olive Said
on May 21st, 2011 at 9:45 am
I think that Pippa, and Rosey are both freckled-face names for sure.
ProudMummy Said
on May 23rd, 2011 at 8:23 am
I had my Polly in 2008, and Betsy april 2010 (a week or so BEFORE Denise Van Outen called her little one Betsy!) I thought at the time i was being original, haha! i do live in a small town with no other Polly or Betsy's so thats ok!
I love old granny chic names, Betsy has a little friend Mabel, very cute!
*person* Said
on May 28th, 2011 at 8:54 pm
No offence to the author but… Hate 'em all. I'm the kind of person who likes names: Septimus, Mae, Gail, Aphrodite, Artimis and the kind of names everyone else thinks are bizarre.
Baby Name of the Day: Polly | Appellation Mountain Said
on July 1st, 2011 at 3:04 am
[…] Nameberry called her freckle-faced, but she's picked up an edge in recent years. […]
QuirkFlower Said
on July 20th, 2011 at 3:46 pm
Love Becky, Ginny, Suzy, Winnie and Penny! Poppy is my #1, and I feel like it fits in this category, only it's definitely on it's way back.
elynschmidt Said
on November 27th, 2011 at 6:56 pm
We have a little girl due in February, and we decided on the name Penny. That will be her full name since we don't care for Penelope.
blueberry1215 Said
on October 24th, 2012 at 3:54 pm
I think I'll always love Ginny. How could I forget the great Ginny Weasley? I also like Kitty and Hattie.
I'm really hoping that my kids will have freckles, they are definitely in my genes, though they're fading on me.
I was surprised that Polly Pocket didn't get a mention.
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text:
Create A Fire Pit With Multi-Colored BricksShare
Multi-colored bricks can be used to create a fire pit that will complement the property surrounding it and that will provide you with a convenient way to prepare food while outside. A fire pit can also be used to warm up on cool evenings when you would like to spend time gazing at the stars or enjoying peace and solitude. The following steps will teach you how to install a fire pit with some basic landscaping materials and tools.
- ground spray paint
- measuring tape
- rake
- lawn and garden tiller
- shovel
- hoe
- multi-colored bricks
- cement
- paint brush
- kindling
- fire starting tool
- grill grate
- patio furniture
- bucket of water
- garden hose
Remove Debris And Sod And Install The First Row Of Bricks
After deciding upon how large you would like the fire pit to be, select an area outdoors that is level. Use a measuring tape and ground spray paint to mark an outline for the pit. Eliminate debris from the center of the outline with a rake. Move a lawn and garden tiller across sod and weeds to loosen them. Use a large shovel to pick up loosened materials and remove them from the marked portion of the ground. Decide upon a color scheme for the fire pit. If you have purchased bricks that are several different colors, they can be lined up to form a pattern.
Use a hoe to create a shallow indentation in the painted portion of the ground. Insert a brick in one of the corners of the trench and press against the top of the brick firmly until it is stable. Select a brick to attach to it and use a paintbrush to apply a coat of cement to the side of the brick that will be secured to the initial one. Continue attaching bricks in this manner until you have installed the first row of the fire pit. Allow plenty of time for the cement to dry.
Add Remaining Bricks And Patio Furniture
For subsequent rows of bricks, apply an even coat of cement to the sides of bricks that will touch other bricks. Press each brick firmly into place until it adheres. Allow plenty of time for each row of bricks to dry before installing a new row. Once the fire pit is the desired height, place kindling in the center of the pit and use a fire starting tool to light the kindling. Place a grill grate on top of the fire pit. Arrange patio furniture around the pit. Once you have finished using the pit for the evening, douse the flames with a bucket of water or hose.
To learn more, contact a company like Nature's Design Landscaping.


text: Battle Emoticon Battle 10/11 October 1, 2011 Erni Leave a comment black cat vs. bat Another month with the Halloween theme, let's get ready to rumble. Emoticon Box Info: To submit your vote scroll the site down, choose your favorite from the battle, mark it and click on vote. Share:


text:
Buy Tickets
Simon Winchester discusses Pacific: Silicon Chips and Surfboards, Coral Reefs and Atom Bombs, Brutal Dictators, Fading Empires, and the Coming Collision of the World's Superpowers
This event includes a book signing.
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Photo Credit: Setsuko Winchester


text:
5+In Stock
Item Number
Special Price $9.99 Was $19.95
Product ID
Innova are a rising force in the tyre market and have produced a range of very affordable bicycle tubes. This 29" tube is suitable for tyres 29"x2.0" to 2.5" and has a Schrader (American) Valve. The tube comes with an internal sealant as well. This slime like substance works to stop leaks and pin hole punctures as well as adding to the durability of the tube making this is a solid tube for your bike.
• Size: 29x1.75/2.125 • Valve: Schrader (American) Valve • Part no. INNTBB943


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Sunday School: We focus on helping your children to love God and His Word. Our current curriculum is The Gospel Project. This is a three year chronological walk through the Bible. Each week we study a story from the Bible and make a Gospel connection. From nursery through 5th grade, our students study through the Bible three times.
Children's Church: This is worship for ages 4K- 1st Grade. Children attend "big church" and are invited to Children's Church prior to the sermon. We want your child to experience worship with you but offer a child-friendly option for them during the sermon if desired. Currently, we are using the Kids' Quest!Catechism Curriculum.


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Amon AmarthEntombedTrain, Aarhus, DenmarkDate: October 14nd 2009
Due to the tragic death of Mike Alexander from Evile only last week, the UK thrashers will not open tonight's show. Dedications to the bassist are made from both Entombed and Amon Amarth as the evening progresses and I think it's safe to say that most people here send more than one thought to the sadly missed Evile and Mike's family.
I've loved Entombed to bits since 'Left Hand Path' came out in 1990, and even though there have been a couple of less interesting releases along the way, that hasn't changed. Some of their songs remain my favourite metal tunes to this day.
The first time I saw Entombed live was at the Roskilde festival in 1992. Tonight is the sixth or seventh time I've seen them since then, and the funny thing is that I never thought that they were a great live band.
No, don't get me wrong; I think Entombed is immensely entertaining and a happy bunch to behold. I've never left an Entombed gig and felt that I've been cheated of my ticket money. But technically, they never quite measured up to their recorded material. In the past, especially the guitar work by Ulf Cederlund struck me as slightly less to the point than I hoped for and I can't remember ever having thought 'Wow, the sound was sublime after one of the death'n'rollers' gigs.
The same can be said of the show this evening, although it's not at all a disastrous sound. As for Ulf Cederlund; well, he's not even there. Entombed appears as a four-piece which is novel to me. L.G. and Alex Hellid are joined by 'Serpent Saints' engineer and Terra Firma bassist Nico Elgstrand who looks extremely metal with his long, dark mane and in-your-face attitude as well as former Misery Loves Co Olle Dahlstedt who puts in a solid performance behind the skins.
Get this: Any concert that includes Stranger Aeons (from 'Clandestine') is blessed by the gods of metal. This song is magic. And Entombed play it tonight. And I can't stop banging my head. Even if the second guitar is missed, the song remains touched by the hand of the Evil one and so terribly METAL that you can only kneel in awe.
L.G. would seem to have a nasty cold, because blobs of snot fly from man's nose constantly (most of which populating the metal gnome's own t-shirt), but he never-the-less puts on an ace performance as classics like Revel in Flesh, Out of Hand, Night of the Vampire, Like this with the Devil, Wolverine Blues, Eyemaster and Left Hand Path join forces with newer songs I for an Eye, Serpent Saints and the brilliant When In Sodom.As always prepared to entertain, yet a more focused Entombed than the last I saw them – a great gig for the four Swedes!
More entertainment is coming our way. Put your helmets on and tighten your leather belts, ladies and gentlemen; we're in for a Viking ride!And what a ride it is! Amon Amarth are not only popular in Germany – Aarhus licks it up too on this Wednesday evening, as Johann and his berserkers launch into the title track of the Swedes' mighty latest release, 'The Twilight of the Thunder God'.
For someone like me who's only ever seen Amon Amarth on big (German) festivals, the small venue adds to the intensity of experience. Johann Hegg is larger than life as he leans out over the audience and his amicable speeches partly in English, partly in Swedish embrace everyone.
The setlist includes tunes from all Amon Amarth albums save 'The Avenger'. 'Gardians of Asgaard' stand out alongside 'Twilight of the Thunder God' and 'The Pursuit of Vikings' as the most powerful, but also Death in Fire, Tattered Banners and Bloody Bloody Flags, Fate of Norns and Cry of the Blackbirds hammer through.
On the negative side, Where Silent Gods Stand Guard from 'Versus the World' comes across as sounding oddly out of synch, at best really untight. Johan Söderberg and Olavi Mikkonen do quite frankly not impress with their delivery of solos throughout.
Other than these details, this is a fantastic show – even without the Viking ship and the flames that are customary elements of an Amon Amarth festival gig, the power and bombast hits directly home.The Swedish national team lost the game to the Danish ditto a few days ago, yes, but tonight I wager that these two Swedish bands have won each and every soul here at Train. Nice one.
Attending: Thomas


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101 Quran Stories and Dua
101 Quran Stories and Dua is a richly illustrated collection of 101 great stories told in simple language that children will easily understand and relate to. Each story comes with delightful illustrations and a beautiful prayer. The book includes well known tales of the Prophet Adam (ﷷ ﷵ), the Prophet Yusuf (ﷷ ﷵ) and his brother, the Prophet Yunus (ﷷﷵ) and the whale and last messenger of Allah, the Prophet Muhammad (ﷺ) to name a few. It's a unique experience the whole family will cherish and revisit again and again!
You may find delivery information here.
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Q&A with Barbara Longley and Giveaway
What You Do To Me by Barbara Longley… Whether it's repairing a home or taking care of clients' other needs, Twin Cities handyman Sam Haney is in demand from his mostly female clientele. Despite Sam's lothario reputation, love isn't part of his portfolio. He's built a lot of walls in his time, but the one that's surrounded...Read More ➝


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Faculty/Staff Exercise Program - Registration Open Now!
In collaboration with Kent State University's School of Health Sciences, the Division of Human Resources will be offering a spring session of the Faculty/Staff Exercise Program.
This program will run 12 weeks, from Jan. 21 to April 10. The program will be located in the Gym Annex, off Midway Drive on the Kent Campus. Three time options are available for registration:
- Option 1 - Monday, Wednesday and Friday from 6 - 7 a.m.
- Option 2 - Monday, Wednesday and Friday from noon - 1 p.m.
- Option 3 – Monday, Wednesday and Friday from 5:30 – 6:30 p.m.
This is a supervised program specifically designed to assist current full- or part-time faculty and staff members who may benefit from a more structured and personal exercise program designed to assist members that may just be starting into an exercise program to those seeking a fun and challenging exercise opportunity. Exercise programs can be modified for individuals who may have some risk factors that require more supervision, such as hypertension, diabetes, family history, metabolic disease, etc.
Cost for the 12-week program is $100. Participants will have an opportunity to earn a $25 rebate reward if they attend and sign in for at least 75 percent of the regular program sessions. To learn more about the program, watch a video of current faculty/staff participants, or to register, visit the OneWellU website.
The Division of Human Resources is excited to sponsor this program for Kent State faculty and staff. If you have specific questions about the program, please do not hesitate to contact Hayden Gerhart at firstname.lastname@example.com or Curt Fennell at firstname.lastname@example.com. You may also contact Ellen Glickman, Ph.D., at 216-401-2332.


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Preliminary studies for the property and its assimilation
Services offered by the specialists of SIDIRAMA Ltd. includev
- consulting for selection of appropriate for the purposes of the Customer property;
- feasibility studies of existing and underground communications to the property and any prohibitions on the environment;
- preliminary analysis of the possibilities for development, according to the assignment of the Client;
- legal assistance for the purchase of property
- assistance in changing the status of land;
- assistance in the manufacture of DSP, DSP-PPP or partial amendment to an existing one, the necessary documents for submission and approval;
- organization of engineering and geological studies – strength of soil, depth of foundation, groundwater, etc.;
- study of groundwater cadastre;
- possible communication and urban solutions;
- possible external connections for water, sewer, electric power, gas, district heating, telephone, TV cable, etc.
- organizing or consulting assignment and coordination in preparing the draft EIA report for the Property;
- assistance with a visa for the design;
- final report.
Preliminary study stage of the investment process, which determines the appropriateness of the idea, her legal eligibility, possible technical and architectural solutions. Provides an overview exploatation and energy costs, the funds necessary for the realization of the building, and opportunities for funding the projects. Serves to establish a task to develop investment projects.
The main stages of the feasibility study are:
- Legal analysis
- Technical analysis
- Energy analysis
- Economic analysis
- Funding Opportunities
Feasibility Study is making a special study before starting the project, which aims to establish and document how its implementation is justified. It is a mandatory step before the commencement of major projects. The results of this study are formed as a report on which to take concrete solutions for implementation of the project or to stop work on it. If the project has good prospects for implementation, feasibility study assesses the chances of success of the project and lists possible alternatives and approaches to it. Count the possible problems and bottlenecks and propose solutions.Разпечатай страницата


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Contact Us – SA
2020 Executive and co-ordinators of the AKA of SA.
All contact to be made through the State Secretary where possible.
State Secretary Melissa Rees 0499 222 060
PO Box 308
Walkerville , SA, 5081
email [email protected]
President Jim Gorman 0415 408 830
Vice President Please apply
Treasurer Simone Lake
Executive Commissioner Jim Gorman
State Track Inspector Ian Watson
Technical Officer Please apply
Officials Coordinator Warren Mitchell
State Publicity Officer Please apply
Intergalactic Web Master Please apply
To have information posted to kartingsa web site please send to … [email protected]


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Moooi has recently opened in New York its first Showroom and Brand Store in the US. It is the very first Dutch design brand opening a store in the upcoming Nomad area, which is known for its fine architecture and central location next to the iconic Chrysler and Empire State building.
The 3.875 Sq. Ft. interior, characterized by a raw concrete structure and flooring, englobes an eclectic mix of designs and acts as a creative platform to showcase products, designers and lifestyle ideas for inspirational homes.
Its eclectic atmosphere, connected to the cultural world, and its interesting designs will certainly inspire all sorts of people and bring an addition to the design world of Manhattan
points out Moooi's CEO and Founder Casper Vissers.
Moooi is an urban brand designing for a new world, it fits perfectly with the city's vibe and has achieved a great following, even before the opening of Moooi New York
added Moooi's Art Director Marcel Wanders.
Next to the entrance door, the shop window reveals an inspirational home environment that will certainly engage the onlookers with interesting interior ideas. Just inside, on the left side of the entrance wall, Moooi spells its name in the universal braille language with the use of Round Prop Lights by Bertjan Pot.
While in the first part of the store poetic haikus reveal in an instant how Moooi's different products can be combined to complement each other; in the central area several inspirational settings showcase different solutions to improve the interior design of homes, offices and public spaces.
A multifunctional room and an upstairs office space of approx. 538 Sq. Ft. complete the picture.
A number of fascinating carpets of different shapes and sizes are on display completing the settings with their innovative designs and vibrant colors. They belong to the new collection of Moooi Carpets, a brand new company that offers a wide range of carpet designs and countless customizing possibilities to always find the perfect match for any kind of interior.
A clear testimony of Moooi's active role in the cultural world is the enduring collaboration that Moooi initiated with artist Rahi Rezvani. A selection of his photography, already shown at Moooi's collection presentation in Milan, are exposed on the walls of the New York store, embracing its interior with a powerful stream of human depth, energy and emotion.
The Manhattan Showroom and Brand Store is going to be a focal point for architects, designers and design lovers, in order to gather ideas during their daily quest for beauty and inspiration.
It is the pilot project for Moooi USA. 'I am pretty sure that soon enough there will be at least one more Moooi store on the West coast' explains Casper Vissers with due anticipation.
For the moment the Moooi team is looking forward to establish its unexpected welcome in New York and share unique design products and its love for life, fun, culture, stories and new experiences!


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On Thursday 10 May 2018, the Cabinet made the following decision:
1. The Cabinet agrees Option 4, as set out at clause 6.5 in this report iSK002, to establish InvestSK as a private company limited by guarantee, with the Council as the sole member.
2. The Company, as a company limited by guarantee, will not have a share capital. Rather, as sole member, the Council will guarantee the liabilities of the Company up to the amount of £1.
3. The following be appointed as Directors of the Company:
3.1 Councillor Matthew Lee, the Leader of the Council (Chairman).
3.2 Councillor Kelham Cooke, the Deputy Leader of the Council
3.3 Aidan Rave, the Chief Executive of the Council
4. The Board determines who should be nominated to become the Company Secretary.
5. The Board appoints an interim Chief Executive.
6. Delegated Authority be given to Councillor Mike King, Cabinet Member for Economy and Development, to put in place the proposed Memorandum of Understanding, to determine membership of the Advisory Committee, agree the Articles of Association for InvestSK and to agree an initial award of seed funding to allow the incorporation process to take place.
This decision has been subject to a call-in request, made in accordance with Article 6.18 of the Council's Constitution, by Councillor Ashley Baxter, Councillor Nick Craft, Councillor Phil Dilks, Councillor Charmaine Morgan and Councillor Paul Wood on the following grounds:
· It is a Key Decision which has not been included in the Schedule of Decisions
· There has been inadequate/insufficient consultation
A copy of report iSK002InvestSK is enclosed.
The Chairman welcomed everyone to the meeting and outlined why the meeting had been called. He confirmed that:
a decision made by the Cabinet on Thursday 10 May 2018 had been called-in by five members of the Council. The decision as set out in Report iSK002 was:
a) The Cabinet agrees Option 4, as set out at clause 6.5 in the report iSK002, to establish investSK as a private company limited by guarantee, with the Council as the sole member.
b) The Company, as a company limited by guarantee, will not have a share capital. Rather, as sole member, the Council will guarantee the liabilities of the Company up to the amount of £1.
c) The following be appointed as Directors of the Company:
Councillor Matthew Lee, The Leader of the Council (Chairman)
Councillor Kelham Cooke, The Deputy Leader of the Council
Aidan Rave, The Chief Executive of the Council
d) The Board determines who should be nominated to become the Company Secretary.
e) The Board appoints an interim Chief Executive.
f) Delegated Authority be given to Councillor Mike King, Cabinet Member for Economy and Development to put in place the proposed Memorandum of Understanding, to determine membership of the Advisory Committee, agree the Articles of Association for investSK and to agree an initial award of seed funding to allow the incorporation process to take place.
The Chairman noted that the Leader and the Councillors who called in the decision had all been invited to the meeting and would have the opportunity to speak to the Committee during the course of the meeting. A copy of the report iSK002 relating to the decision had been circulated with the agenda papers to Committee Members, the Councillors who called in the decision and the Leader.
In accordance with the Constitution, the item had been called in by five Councillors, these being Councillor Ashley Baxter, Councillor Nick Craft, Councillor Phil Dilks, Councillor Charmaine Morgan and Councillor Paul Woods.
Councillor Baxter, Councillor Dilks and Councillor Morgan were in attendance for this meeting.
The reasons given for the call-in were that the decision had not been included in the Schedule of Decisions and there had been inadequate / insufficient consultation.
The Chairman acknowledged the list of questions and the amount of work undertaken to ensure these and the responses were provided in advance of this meeting. The Chairman assured those Councillors present that they would be provided with an opportunity to address the Committee.
The Call-in Councillors were invited to explain their reasons in more detail.
The Committee was informed that:
A presentation on investSK had been given at a Councillor briefing in November 2017 but there had been no mention of it becoming a company then or during the more recent budget planning and scrutiny process. During that briefing Councillors were informed that Opportunity Peterborough, a Company owned by Peterborough Council, would act as consultants to SKDC at a cost of around £250k. A few weeks later an urgent decision was made for investSK to become a company. Why was the decision so urgent?
The Leader noted that the creation of investSK as a separate company had not been a consideration at that point in time. He commented that if the urgent procedures outlined in the Constitution had been followed the potential for scrutiny would have been impeded. By making the decision the way it had been made, the Call-in process would be available to Members and enable scrutiny. Although the proposal for investSK to become a company had not been included on the Forward Plan and because circumstances had moved on a pace especially around various changes in lead officer roles and the contractual and commissioning of Opportunity Peterborough it was decided to use the general exception rule.
At the beginning of the last municipal year, consideration had been given on the best ways to initiate the investment and growth processes for the District. Creating an investment and growth company from scratch had been one of those considerations but the potential to use the experience and knowledge of Opportunity Peterborough seemed more appropriate for the initial stages.
The following issues were raised:
· Why had such a major and key decision not been to Overview and Scrutiny prior to the decision being made at Cabinet?
There was no requirement to call a meeting of Overview and Scrutiny. The general exception rule was applied because there was insufficient time to wait to put the item on the next forward plan and would provide the potential for a Call-in. The Chairman of the relevant OSC was informed of the proposed decision and the use of the general exception rule.
The main factors taken into consideration when making the decision were the changes in the senior management structure at SKDC and the resources required to lead investSK; the legal status of investSK; the contractual and commissioning arrangements with Opportunity Peterborough that were due to expire in late July and whether they would be renewed. Waiting a month would have potentially left investSK without the necessary economic development.
Discussions with Members about the staffing circumstances and the need to make a decision about the future of investSK had taken place at the Employment Committee on 19 April 2018.
The following questions were put and responses give:
· Was the proper procedure followed? (i.e. under Para 17.7.3 (d) of the constitution the decision maker should have written to the Chairman of every relevant Overview and Scrutiny Committee of the reasons of taking a non-key decision as a matter of urgency)
The Chairman of Growth Overview and Scrutiny Committee was notified of the intention to take the general exception report to Cabinet on the 10 May.
· Should public consultation have taken place bearing in mind the public elects Councillors?
There was no requirement for public consultation. For the first time in 8 years a survey was being undertaken to gather the views of residents on the Council's services.
The Leader referred to Councillors being elected by the public to deliver services and make decisions that would be beneficial to the District. By making investSK a company, this would enable the continued encouragement of investment and growth within the District.
· When was the contract with Operation Peterborough due to expire?
Mid to end of July 2018.
· The decision to make invest SK a company of the Council must have been made between 12 April 2018 and 12 May 2018 – the usual process for a key decision was for it to go before an overview and scrutiny committee for consideration and recommendations made to Cabinet.
Discussions had taken place with Members at the Employment Committee about the staffing circumstances on 19 April. Options considered, included renewing the contract with Opportunity Peterborough but it was felt the most appropriate way forward to maintain momentum was for investSK to become a company owned by the Council.
· The Call-In Members confirmed they understood that sometimes a decision had to be made to maintain the momentum for the work being undertaken but any decisions made had to be clear and transparent.
Decisions did sometimes have to be made quickly. The Cabinet had a forward plan which aimed for transparency. InvestSK was now the initial point of contact that offered guidance and direction for businesses wishing to move or relocate within the District. It was proving to be popular and was appreciated by the business community and seen as a gateway to the Council especially in respect of potential planning guidance.
· Did investSK have a business case and why was it that changes to key personnel within investSK meant that a company should be created.
It was important to identify that the creation of the company was not as a result of personalities. InvestSK was providing an advocacy role and facilitating ideas. It was also a gateway to the statutory roles and services provided by the Council and it was important to maintain the momentum and ensure that investSK remained in place. The business case, the Articles of Association and the Memorandum of Understanding would be drafted by the Advisory Committee which would oversee these key documents.
Further discussion took place around the setting up of the company, the business plan, Articles of Association, Memorandum of Understanding, the order in which they should be undertaken and how these were crucial elements for creating a company. A Member commented that it was normal practice to have a business case when requesting assistance from a bank in respect of setting up a company. Discussion ensued around staffing and the impact on contracts if moving from the Council to investSK; Whether the company would be sustainable and who would be responsible for any losses.
The intention would be to reduce any burden on the Council. Initially investSK would be dependent on a grant from the Council and would be limited to the budget that was available to it. InvestSK would not sustain any financial losses. Staffing issues would be outlined in the business case.
InvestSK was dependent on a budget from the Council and could not afford to lose money. The company would be encouraging business investment and growth into the district. Other local authorities were creating companies in order to enable different ways of delivering services and encouraging growth and investment in their areas.
Discussion continued around schemes that had gone before; how the focus needed to be on moving forward and encouraging growth and investment; the potential for conflict between a solely subsidised Council owned company offering advice and acting as an advocate especially when providing guidance on planning issues; the need for the Council to act collectively and include the opposition members who were mainly in favour of investSK as a project but wanted to ensure the process was transparent; a requirement for the ring fencing of key functions, priorities and direction.
The Chairman commented on there being clear guidance in respect of planning applications and issues and that Growth OSC would monitor the outturn budget expenditure for the company.
The following questions were put and responses given:
· On 7 April Councillor Baxter sent an e-mail to SKDC requesting clarification of the legal status of investSK. He received a response on 12 April. Why did this response make no mention of the potential creation of a separate 'investSK' company?
The creation of investSK as a separate company was not under consideration at that point in time.
· A Cabinet Member had been delegated to grant 'seed money' for the incorporation. Was is just the £13 payable to Companies House, or would there be other costs involved? If so, what was the expenditure forecast?
The seed money was intended to comprise of the £1 payable to companies house to set-up a company; to appoint the interim Chief Executive, and any legal costs required to incorporate the company. The seed money would be covered by the budget approved by the Council for investSK.
· During the last 12 months the Council had paid Opportunity Peterborough around £200k for staff etc. What would happen to this money and the staff costs?
The current contract arrangement with Opportunity Peterborough was not expected to be renewed. If the contract was not renewed the costs would not continue. If the contract was renewed then the costs of contracting with Opportunity Peterborough would be met within the current budget for investSK.
In response to discussions around investment figures referred to in the report the Committee was informed that £200k of the agreed budget of £800k was for economic development.
· How many staff would be employed directly by the company?
This had not yet been determined but would be included in the business case.
· If SKDC staff were transferred or seconded would they retain existing employment rights and benefits?
This had not been determined but it was not about reducing entitlements it was about ensuring the most appropriate staff were in place to help encourage growth and investment.
· Where would staff be based?
The intention would be to continue to operate investSK from the Maltings. This would reinforce the fact that it was a separate entity from the Council. These decisions would be made after the remodelling of the offices in Grantham
· Would back office functions such as payroll and marketing be outsourced to the Council or to a third party?
This had not yet been finalised, although it was likely that investSK would continue to rely on SKDC's payroll function alongside other functions. Marketing for investSK was currently delivered through the contract with Opportunity Peterborough.
· Were there any other anticipated costs relating to the establishment of investSK Ltd? If so, how much, what for and over what time period?
These had not yet been determined.
· Would the Advisory Committee for the Company be subject to the OSC process?
· Why was the company 'limited by guarantee' rather than 'limited by shares'?
The Cabinet report of 10 May covered this (para 3.3 of Report iSK002 refers):
"Companies limited by guarantee are often used by organisations that operate a not-for-profit business. Common reasons why a company limited by guarantee is used rather than a company limited by shares are that the members of the company wish to benefit from limited liability and do not require the ability to share profits by way of dividend payments. The benefit of a company limited by guarantee is that any trading surplus made is reinvested into the company; it is not shared out amongst shareholders as would be the case with a company limited by shares. Given the nature of investSK's proposed operations, it is considered that that a company limited by guarantee is a suitable vehicle."
· The Council had a Shareholders Committee for the existing wholly owned company, Gravitas. Could this committee be tasked with overseeing the new company and who would determine the membership of the Advisory Committee?
The Advisory Committee would be a committee of Cabinet and membership would be determined by the Cabinet Member for Economy and Development. The purpose of Gravitas was very different from investSK. The two companies would have very different functions
· The initial Board of Directors was going to consist of the Leader, the Deputy Leader and the Chief Executive. Were these positions regarded as 'ex-officio'? If at the elections next May the Councillors on the Board did not get re-elected, would they be removed from the Board?
The termination of directorships would be set out in the Articles of Association, but this had not yet been determined.
· What experience did the proposed Board of Directors have of managing limited companies?
The Directors would receive any necessary training. Councillor Lee ran Operation Peterborough along with another company. The following extract from the Cabinet report iSK002 was read out.
"Directors are personally liable for certain activities of the company, some of which can carry criminal liability. For this reason, it is standard practice for a local authority to provide an indemnity to the individuals concerned in relation to all areas in which personal liability may arise (except for criminal law where no indemnity can be given) and also to purchase "Directors' and Officers' Insurance". It is proposed that directors' training is provided so that the Directors clearly understand the remit of their roles and the "dos and don'ts" of being company directors."
It was also proposed that the skillsets of the initial directors would be complemented by additional directors from the private sector (para 3.15 refers):
"It is proposed that, in due course, the company may wish to invite suitably qualified individuals from the private sector to sit on the Company's board. It will be important that these are appointed on a clear basis of demonstrably no conflict of interest. No directors will be remunerated for their roles on the company board."
· If the Advisory Committee is to be chaired by Councillor Mike King would the Leader, the Deputy Leader and the Chief Executive also be involved or would they be removed from the process?
This would be established by the articles of association.
· Who would be responsible for appointing or removing Directors to the Board?
This would be established by the articles of association.
· Would the advisory group need to be politically balanced and ratified by Full Council?
It will need to be constituted. Like all Cabinet remits it would be directed by the Leader.
· Would the meetings of the Board of Directors be public and would the minutes be available for scrutiny by Councillors?
The minutes could be in the public domain. If they were not in the public domain then availability to Councillors would depend on the Articles and the constitution of the Advisory Committee. FOI could apply.
· Would the meetings of the Advisory Committee be public and the minutes in the public domain for scrutiny by Councillors?
As a committee of the Cabinet or a committee of the Council, it would need to be as transparent as all committees relating to the business of the Council.
· As a wholly-owned subsidiary of SKDC would the same procurement procedures apply and would it need to abide by Public Contracts Regs?
It would be the role of the Board, through the Articles of Association, to determine the procurement processes for investSK. Being wholly-owned by the Council, European Procurement rules would apply, but there would be no requirement for the company to follow the Council's procurement rules.
· Would the company be obliged to itemise spending over £500 alongside the Council?
The Company would be required to publish its accounts and it would be for the Board to determine how or if it disclosed its spending.
· How would a Councillor be able to summit a question, comment or criticism of InvestSK, would there be a formal channel?
The formal route would be through the Cabinet Member for Economy and Development, who would then bring it to the attention of the Advisory Committee. Alternatively, activities undertaken through investSK could be scrutinised through the relevant OSC, at the agreement of the appropriate chairman.
The Chairman thanked everyone for their questions and responses and invited the Call-in members to sum up.
The Call-in Councillors thanked the Committee for handling the Call-in. They queried whether the contract with Opportunity Peterborough could have been maintained on a monthly rolling basis and felt that the Articles of Association should actually refer to "roles" such as "The Leader" and not individual names. They also sought reassurance that the roles of SKDC and the Company would be separated, that the Growth Overview and Scrutiny Committee would have an input into the drafting of the Articles of Association and the Memorandum of Understanding along with the measures used for KPIs which would ensure that the whole process was transparent.
The Leader thanked the Committee and acknowledged the work undertaken by the Call-in Members in respect of this decision. He recognised that the Cabinet could have been seen to have acted hastily but the decision had been taken in good faith. He also commented that the naming of people was suggested for clarity but the articles of Association would determine the correct terminology.
a) After consideration of the reasons for the Call-in together with the responses given to the questions submitted by the Members who called the decision in, the Committee decided that no further action was required and all agreed that they were in favour of the Cabinet's decision.
b) That the Articles of Association and Memorandum of Understanding would go to the meeting of the Growth OSC in July
c) That the Articles of Association reflect the "roles" rather than specific naming of people.
Action Point:
The Articles of Association and Memorandum or Understanding may be presented to the Growth Overview and Scrutiny Committee at the July meeting.
Supporting documents:


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Student Registry Services manages your student record; from your Enrolment and Registration, to Exams, and Graduation. Throughout your time here our website will provide you with key information about your studies.
When you graduate from the University you can also contact Student Registry to get a copy of your unofficial or official transcript, replacement Parchments and letters verifying your education.
You can also keep up to date with us via Facebook and Twitter!
Please browse through our services and let us know how we can help you.
Queen's University Belfast is committed to Equality, Diversity and Inclusion.
For more information please read our Equality and Diversity Policy.
Queen's University Belfast is registered with the Charity Commission for Northern Ireland NIC101788
VAT registration number: GB 254 7995 11


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Sunday, November 3, 2013
Looking at Home Loans - A Brief Guide to Home Finance by Way of a Broking Service
If you don't currently own a property, then ideally you should begin the process by saving your down payment. One wants to be able to show a savings history to any loan provider your application gets listed in. Saving somewhere between 5% - 10% of the ideal investment sum is recommended to begin with. I realize, it is definitely difficult for young families starting out, and you are often thinking, this is a lot easier said than actually doing it, but there are actually options available to help you out. For example; the Australian government introduced the 1st home buyer's grant,that can help out young families, which have not previously actually owned a house. They might be entitled to the home owners grant, which can help contribute towards the money you seriously need to purchase your first home. You'll notice conditions linked to this, so should you deal with your agent, one must find out if you may be a candidate.At this time, approach your loan mortgage broker and he will gather all applicable material required from you, to establish how he can assist you. He will then check out that information, and execute a loans assessment from the lenders who he believes should be able to allow you to receive the best deal. This is done right away, and instantly, and without submitting your information to any lenders in the beginning. After the appropriate lender has been selected and he explains the details together with you, your app shall be submitted to the lender.Your broker can give you a pretty good indication of the most you possibly can acquire, based upon your earnings. So now you can start to look around for the new property you are wishing to purchase, whilst he, or she, secures ones own financial loan. Once you have your home pre-loan approval, and you have decided on your property, there are some conditional aspects that are usually on the mortgage. Your home finance broker will guide you through these nevertheless, so there's no need to get anxious that you might overlook some important detail.Some factors which are mandatory that need be taken into consideration are building and pest reports. You need to look at the structural integrity of this home before you buy, to be certain that there are no non-visual dilemmas you'll run into after you make your decision. It may be an extremely distressing shock without a doubt if you buy the house, after which you will be required to restore a portion of the construction because of mites (white ants) or borers.A valuation will need to be done for the property, which will be organised by your loan company. The House Insurance coverage needs to be set up and secure preceding to settlement, with a copy of your policy being shown to your loan mortgage broker that will put with the settlement help and advice to exhibit the lending company that you'll have security for your home.For the remaining processes of your respective loan, it is suggested you now use a solicitor to help you with means of buying the home from the owner. In your own interests, you have to make sure that all papers are done correctly, whilst your solicitor has gone over the fine print along with you, this means you understand all the details involved. It will cover you in respect to title registrations along with other documents which you will be needed to sign through the buying procedure. Your lawyer with your home loans broker will interact with you, to help get the deal settled.
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Labels: Finance


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Looks pretty sweet to me. I gave bad credit for what it really looks like. But still...it pisses me off that Nintendo would release basically an updated version of the Nintendo DS...
↑↑↑You are nothing but a poor, destitute, desperate, hypocritical, coal-black-hearted Satanspawn who lives off of others' suffering and I am through all of this because I am better than that and you.
Um, the PSP games don't lag.I've been playing them/pirating them for a good 2 years and I've only had it lag once and that was because it was a crappy rip of the game.


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For the past 26 years, Green Gartside suffered from stage fright so severe, it kept him from attempting a single performance.
For the past 26 years, Green Gartside suffered from stage fright so severe, it kept him from attempting a single performance. But the angelic-voiced leader of British pop provocateurs Scritti Politti has a new band and a newfound confidence. The group's new album, "White Bread Black Beer," arrives tomorrow (July 25) in North America via Nonesuch.
The latest version of Scritti Politti, filled with amateur musicians Gartside recruited from his local pub in East London, recently finished a U.K. tour, and Gartside tells Billboard.com he's not dreading his first-ever live dates in Japan and the United States.
"The ecstasy is slightly starting to outweigh the agony," says the 50-year-old Gartside. "I'm just an incredibly lucky man. After trying so many times to sabotage my career -- not that you can call what I've had a career -- it's amazing that people are still interested."
Interest in Scritti Politti has, at times, seemed heightened by Gartside's long absences from the music business. "White Bread Black Beer," which was home-recorded entirely by Gartside and jokingly named in honor of his "frankly appalling diet," breaks his latest, six-year sabbatical.
The disc downplays the hip-hop bent of 2000's "Anomie and Bomhomie," which featured rapper Mos Def. Instead, it reveals a looser and more experimental side of Gartside's pop, with "Dr. Abernathy" and "Mrs. Hughes" even referencing the traditional English folk music he loved as a teenager.
"I think it's a more personal record than I've ever made," says Gartside. "I just gave my interior policeman the year off. I did whatever popped into my head."
But returning to live performance was still out of the question until recently. "Everyone [at the local pub] knew, 'You do not talk to this man about his past -- ever'," says Gartside with a chuckle. However, he soon felt comfortable enough to invite some of the aspiring musicians to his flat to rehearse his new material. The group played a few secret gigs in England earlier this year, billed as Double G and the Traitorous Three, and Gartside found his stage fright surprisingly manageable.
Details of Scritti's first American shows are still being worked out for this fall. However, with a setlist that ranges from the 1984 hit "Wood Beez" to a cover of rapper Jeru The Damaja's "Come Clean," Gartside sounds almost excited to tour with his youthful bandmates. "Now," he jokes, "it's time to play havoc with their day jobs."


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Posts for: March, 2015
Guidelines regarding the concentration of fluoride in water have recently been changed by the US Government's Department of Health and Human Services (HHS) and the Environmental Protection Agency (EPA). These agencies recommended a reduction of fluoride in water supplies to 0.7mg/L, modifying the original recommendations provided in 1962 by the US Public Health Service.
What is fluoride, and why add it to water supplies?
Fluoride is a chemical form of fluorine, a naturally occurring element. For decades, scientists have carried out studies on the effects of fluoride in water, and they have proved that fluoride strengthens tooth surfaces and makes them resistant to decay. A fluoride concentration of about one milligram per liter (1 mg/L), or 1 part per million (1ppm), in the water supply is associated with substantially fewer cavities. This concentration of fluoride (equivalent to a grain of salt in a gallon of water) has been found to have no negative health effects.
The Center for Disease Control (CDC) says that fluoridated water is one of the ten most effective public health measures of the 20th Century. The optimal amount of fluoride necessary to make teeth resistant to decay turns out to be between 0.7 and 1.20 milligrams per liter (mg/L). A certain amount of fluoride occurs naturally in water supplies, and communities have added fluoride to bring the amount up to the optimal recommendations.
How does fluoride you drink get into your teeth?
The fluoride you drink in your water is deposited in your bones. Bone is an active living substance that is constantly broken down and rebuilt as a normal body process. As this happens the fluoride is released into the blood, from which it can enter the saliva and act on the tooth surface.
What about fluoride from other sources?
Americans now have access to many sources of fluoride in addition to the water they drink. These include foods, beverages and toothpaste. As a result, dentists have begun to notice an increased prevalence of a condition known as Dental Fluorosis.
What is Dental Fluorosis?
Dental Fluorosis can occur when teeth, particularly in children, receive too much fluoride. This condition is a mottling or uneven staining of the tooth surface enamel. There may be small white spots or extensive brownish discolorations. The mottled enamel is still resistant to decay, but it may be unattractive in appearance.
What is the idea behind the new guidelines?
With the new guidelines, fluoride is kept at the lower end of the scale of the optimal concentration for strengthening teeth against decay. At this end, there is room to add consumption of fluoride from other sources such as foods or toothpaste. In short, it is the best of both worlds.
Contact us today to schedule an appointment to discuss your questions about fluoride. You can learn more by reading the Dear Doctor magazine articles "Fluoride & Fluoridation in Dentistry" and "New Fluoride Recommendations."
If you are anxious or fearful of dental work, you may be looking for a solution to help calm your nerves. Many dentists offer laughing gas, more formally known as nitrous oxide, to help their patients relax. But does laughing gas really work for most people? Here are some answers to the most frequently asked questions about laughing gas, from Advanced Dental Concepts in Andover, MA.
What is Laughing Gas?
Laughing gas, or nitrous oxide, is a breathable gas that has no smell, no color, and will not irritate the lungs. In the late 1700's, a scientist found that breathing nitrous oxide helped to reduce pain and caused a pleasurable sensation.
Is it Safe?
Nitrous oxide alone is known to be safe to breath for short periods of time. When mixed 50/50 with oxygen, a combination known as "gas and air," the pairing makes it safer for much longer periods of time. Gas and air is so safe and effective that some hospitals offer it as a pain relief option for childbirth.
What Does Laughing Gas Feel Like?
Nitrous oxide is said to induce a state of euphoria for patients. This can be especially helpful for those who are nervous of dental procedures. It works within a few minutes to relieve pain and induce relaxation. The best part is that it doesn't cause a hangover because the gas leaves the blood stream within minutes.
Are There Disadvantages?
One of the few disadvantages of laughing gas is that not every dentist offers it, so if it's important to you, be sure to seek out a dentist who has nitrous oxide on their menu of services. Advanced Dental Concepts in Andover, MA offers laughing gas to help relieve anxiety. But not everyone is a candidate for laughing gas. If you are unable to breathe through your nose, this may cause an issue with administering the gas.
If you fear the dental chair, laughing gas can be the perfect solution to ease your pain and your worries. Look for a dentist in your area who offers nitrous oxide. No need to fear any longer. Schedule your dental visit today with Advanced Dental Concepts in Andover, MA.
What would it take to get you to give up tobacco? For major league baseball player Addison Reed, it took the death of his former coach, Tony Gwynn. Gwynn, a Hall-of-Famer who played for the San Diego Padres in addition to coaching at San Diego State, was just 54 years old when he died of oral cancer. As soon as Reed heard the sad news, the Arizona Diamondbacks' relief pitcher says he knew what he needed to do: He took every can of smokeless tobacco he owned and dumped them all in the trash.
"It's just become a habit, a really bad habit," Reed told an interviewer at MLB.com. "It was something I always told myself I would quit." But quitting took him many years — in fact, Reed admitted that he first started using smokeless tobacco as a junior in high school.
People begin using tobacco — in the form of cigarettes, cigars, pipes, or smokeless types (snuff, chewing tobacco, or dip) — for a variety of reasons. One major draw is that they see others doing it. And, while smoking is prohibited in most all Major League venues, the use of smokeless tobacco has remained fairly widespread.
Smokeless tobacco isn't a safe alternative to cigarettes. According to the National Cancer Institute, it contains 28 carcinogenic agents. It increases the risk not only for oral and pancreatic cancer, but also for heart disease, gum disease, and many other oral problems. It's also addictive, containing anywhere from 3.4 to 39.7 milligrams of nicotine per gram of tobacco — and its use has been on the rise among young adults.
But now the tide may be turning. After Addison Reed's announcement, his former college teammate Stephen Strasburg (now a pitcher for the Washington Nationals) resolved that he, too, would give up tobacco. "[The] bottom line is, I want to be around for my family," said Strasburg. Mets left-hander Josh Edgin has vowed to try quitting as well. It's even possible that Major League Baseball will further restrict the use of smokeless tobacco at games.
What does this mean for you? It may just be the opportunity you've been waiting for… to stop using tobacco. Dentists have seen how quickly oral cancer can do its devastating work — and we can help you when you're ready to quit. The next time you come in for a checkup, ask us how. Your teeth and gums will thank you — and your family will too.


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The film deals with the things that happen to a young girl, "Hushpuppy" (Quvenzhané Wallis), and her father "Wink" (Dwight Henry), before, during, and after a major hurricane (not named in the film but understood to be Katrina) strikes the coastal Louisiana island where they live.
Wink is no kind of a parent to Hushpuppy--he's more like a bad big brother. Initially, he doesn't even let her sleep under the same roof with him. She has to keep herself and all the "girl stuff", including mementoes of her absent mother, in a separate shanty. Hushpuppy endures his genial neglect and the casual occasional supervision of their small community with a cheerful insouciance that gives the story the gloss of a childhood idyll (it has been compared to "Huckleberry Finn"). But, that doesn't disguise the fact that she's in real danger in most of the movie: danger of abandonment, danger of fire, danger of explosions, danger of flooding, of sepsis, of bad food, of being lost at sea. Even the supposedly joyous celebration scene made me uncomfortable since I would not give a child that age Roman Candles to play with--.
By the end of the movie, the remaining inhabitants of "The Bathtub", as the island is called, are shown leaving their ocean-destroyed home proudly, literally with banner flying (a reference to "The Spirit of '76"--). This ending didn't make me feel better. What's going to happen to Hushpuppy now? Experience and history tell me, probably not much good or that she is going to like.
Although it's a remarkable piece of film-making in a number of ways, I didn't find that the couple of magic-realism elements added much. in particular a dream-like sequence in which Hushpuppy encounters a possible mother-figure slowed the tempo way down and didn't fit well with the rest of the movie.
Verdict: very mixed. For me, the story of resolution and independence in adversity was overwhelmed by the observation of how desperately close to disaster things are at any given time. I don't know: if the same story were set in some fantasy world or other time, would I have been so put off? The fact that this is a real(ish) world, set at a real time which had so many very bad outcomes for so many real people just makes the tension level too high for me to enjoy.
This entry was originally posted at http://sinister-sigils.dreamwidth.org/216805.html. Please comment there using OpenID.


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Apr 252013
April 25, 2013 Laws
Michael Shepherd reports:
By a large majority, the House of Representatives voted Tuesday to shield personal data on concealed weapons permits in Maine.
An amended version of the bill, L.D. 345 – which makes the names, dates of birth and addresses on permits confidential – passed the House 106-40. Democrats, who hold the majority, split on the vote.
Read more on Portland Press Herald.
Sorry, the comment form is closed at this time.


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Hi - I have a cell that is calculated based on 2 other cells
What I am trying to do is get the cell G2 to change colour if the time is => 4 hours. I have read for hours but everything suggested does not appear to work
Does anyone have any ideas of how I can do this?
I am assuming that the formula you posted is in G2.
I am also assuming that you have entered a time value in F2 and C2.
If that's the case, then this CF Rule on G2 should work:
Click Here Before Posting Data or VBA Code ---> How To Post Data or Code.


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Even If Your Muscles Ached, You Had A Ton Of Energy To Finish Your Homework And Visit With Your Friends Because You Exercised Regularly.
[link] However, Cheat Your Way Thin isn't your average diet and exercise plan – It's the world of seeing the creatures and learning how they adapt in the sea environment. Effects of Bodybuilding Supplements to Teenagers Since the production of bodybuilding supplements a lot of gym machines has become really preferred these times.
The training is conducted under the supervision of professional help provide meaning to your life, a meaning that is greater than just your regular every day responsibilities to family. Things you can learn from a personal trainer Even though many people are skeptical


text: LF torsional couplings from jbj Techniques Written by: Laura Hopperton | Published: 31 January 2011 Comment on this article The new LF torsional couplings from jbj are said to offer substantial shock, vibration and misalignment capabilities, as well as maintenance free and fail safe operation. The basic component of the coupling is the elastomeric element, which can be mounted in a number of different ways depending on the application, and without special design changes or hardware modifications. The element, which is available in different materials, is connected to a cylindrical hub with radial screws and then to a flanged hub by axial screws. According to jbj, this gives the LF torsional coupling 'unmatched performance capabilities'. This material is protected by MA Business copyright see Terms and Conditions. One-off usage is permitted but bulk copying is not. For multiple copies contact the sales team.


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Hello there,
The watchtower features are awesome first of all, it is great to have a place to see all the things that are wrong with my accounts! I have a couple suggestions though.
2 and 3 might be letting go of some security designed to persuade users to make a change, but 1 I think would be particularly good
1Password Version: Not Provided
Extension Version: Not Provided
OS Version: Not Provided
Sync Type: Not Provided
Hi @burn123,
Thanks for writing in. It's been a while.
I could see a scenario where someone accidentally locks themselves out because they just wanted to get all of their 2FA into 1Password. It wouldn't have to be anything fancy, just one of those boxes at the top giving a warning.
I could be misunderstanding this completely but how do you foresee that?
It would be helpful to be able to turn off certain parts of the watchtower, specifically "Unsecured Websites", since a lot of times I don't really have control over whether a site uses http or https.
You can do this by appending the
http tag to the item. We're looking into the ability to suppress certain banners.
For "Weak Passwords", I'd like an option to unflag a password, because some sites have overly strict password requirements that cause passwords to be considered weak by 1password
Well, that one is tough to say and it goes into that ability I mentioned, suppressing certain banners. We still want you to see that you have these many weak passwords that you can always access in one area but at the same time, we see why seeing it take up a big spot in the top of the item can be distracting when you can't do anything about it.
We're surely going to improve on this.
Thanks for the response Mike. For the first item, I think you actually got the opposite of what I was saying! So say you use Dropbox to sync, and you didn't have any device with 1password around for some reason. If you had your TOTP for Dropbox in 1password, you wouldn't be able to set anything up, because you wouldn't be able to login to Dropbox. So I was actually suggesting to put a warning box that would suggest the user to not put TOTP for Dropbox in 1password, so they don't accidentally get locked out.
Hi @burn123,
Sorry about that, I've updated my post after realizing you were talking about something else.
If you're using Dropbox to sync your 1Password vaults, we recommend using a different authenticator app other than 1Password. If you do use 1Password, be careful as you may not be able to log into Dropbox on new devices without 1Password as your 1Password data is stored behind the TOTP-protected Dropbox account.
I'm not sure how this will work but we'll consider it.
Yeah that's what I was thinking!
Got it, thanks! A bit rough start to this morning but I got there.
(OFF - MikeT, thanks for all the wonderful support here, but please consider updating your avatar photo - this one looks like a crop of a low-res scan of a poor-quality school photo, 90's have long gone! Just to reiterate - I only refer to the 'quality' of the photo used of course)
Hi @Alexey Stepanov,
Thanks for the suggestion, I'll try to upload a new one soon. For some reason, the forum is recompressing my images.
Hi @burn123,
No updates, you'll have to add
2FA to suppress the warning to Dropbox for now.
I've bought it up with the team that's handling the 2FA database but it is not an easy change and they don't appear to want to do this. I'll keep nudging them but I don't think this will change any time soon.