text:
Laura Kamoie had one of her best summer vacations a few years ago in Rehoboth Beach.
And she didn't have to hit the water or the shops.
She spent the week curled up with a vampire book series, devouring three volumes of "The Black Dagger Brotherhood."
"That's one of the things that's (great) about vacation, sitting on a chair all day and reading a book is perfectly acceptable."
Kamoie is never too far away from a book anyway. The Annapolis resident and former Naval Academy professor is a well-known romance novelist whose latest entry in her "Hard Ink' series is due out August. She writes under the name Laura Kaye.
Since romances are one of the "hot" categories for summer beach reads, her work might very well be something others immerse themselves in during vacation.
Mysteries and science fiction are other popular choices, as is the category of books known as "chick lit."
"An ideal summer reading book," said Janice Holmes, one of the owners of The Annapolis Bookstore, "is something that fascinates and carries you away so that if you're unable to take a physical vacation, you can have an interior journey."
Among her recommendations are: "The Goldfinch" by Donna Tartt; "Tibetan Peach Pie: A True Account of an Imaginative Life" by Tom Robbins; and "Fallen Beauty" by Erika Robuck of Annapolis.
At Barnes & Noble in Annapolis Harbour Center, there are "Books for the Beach" tables. Another good place to look is in new paperback releases.
The beach books include novels from authors such as John Le Carré, Rachel Hauck, Elin Hilderbrand and Dan Brown.
Hilderbrand was also mentioned by Arleen Talley, an assistant in materials management at the county library system, when asked for her beach read picks. She also listed Robuck, this time for "Call Me Zelda."
Others included: Janet Evanovich, Stephen King and Sarah Strohmeyer.
You can even gauge your selection to the temperature, as with two more of Talley's recommendations:
• When the mercury rises, "Fahrenheit 451" might be in order.
• Or, if the weather's more temperate, how about "Beautiful Day?"
• Those who want to stay indoors might want to look for the "Shopaholic" series.
"You don't necessarily want to read serious stuff," Talley said.
But if your tastes do run that way, Rock Toews, owner of Back Creek Books, which specializes in used and rare titles, had a few choices.
• "Young Men and Fire" by Norman Maclean.
• "William Morris — Romantic to Revolutionary" by E.P. Thompson.
• Tobacco Coast: A Maritime History of Chesapeake Bay in the Colonial Era" by Arthur Pierce Middleton.
On Toews' own list is the recent release of "Shakespeare's Beehive: An Annotated Elizabethan Dictionary Comes to Light" by George Koppelman and Daniel Wechsler.
There are other options, too.
Several noteworthy local authors have new releases, in addition to Kamoie.
Robuck is part of "Grand Central," a short story collection centered on a single day just after the end of World War II and involving the New York City landmark.
"I got to work with some of my friends and people I admire," she said.
The other writers whose work is included in the collection are: Melanie Benjamin, Jenna Blum, Amanda Hodgkinson, Pam Jenoff, Sarah Jio, Sarah McCoy, Kristian McMorris, Alyson Richman and Karen White. The introduction is by Kristin Hannah. "Grand Central" is due out July 1, with a '40s -style launch party later this month at the terminal.
Robuck said writing a 30-page short story was a challenge, but also a nice break from her novels. She's working on a book about life in the household of Nathaniel Hawthorne, scheduled for publication next May.
Meanwhile, Robert Bidinotto, a Grasonville resident whose debut novel, "Hunter" three years ago became a best-seller, has a sequel out called "Bad Deeds."
And Crofton resident Jim Overmier just published his first book, an account of his stint as quarterback coach for Gallaudet University, the Washington, D.C. school for the deaf and hard of hearing. Overmier is neither and had no knowledge of sign language before stepping onto the field.
Thinking thrillers
Bidinotto, 65, spent the year after self-publishing "Hunter" marketing the book.
Then, he got down to "Bad Deeds."
He felt a lot of pressure because of the first book's success and the constant clamoring of fans for a sequel. "Hunter" has sold over 85,000 copies.
"It's flattering," said Bidinotto, a former reporter for "Reader's Digest." "People got so involved and wrapped up in the character I was getting hounded to get the next book out. Every day and week that went by I knew the expectations would get higher."
He didn't want to sacrifice quality.
So, he toiled and then vetted the manuscript with many test readers.
"Bad Deeds," which was released May 30, picks up where "Hunter" left off, chronicling the life of investigative journalist Dylan Hunter and his girlfriend, CIA officer Annie Woods.
Bidinotto calls Hunter a "philosophical Zorro" and the book a "thriller for thinking people."
When he first decided to write novels, Bidinotto had a lot of doubts about his new career path.
Now, he knows he made the right decision. He's already at work on a third book.
"This is what I should have been doing a long time ago. I've always been a something of a crusader. I've always had things to say."
Fielding an effort
Unlike Bidinotto, Overmier doesn't have a writing background.
He owns the Crofton-based transportation company Coach & Courier.
But he always kept journals. So, after the 2007 season at Gallaudet, his only year coaching football above the high school and youth league levels, he had plenty of material.
It was a just a matter of putting the book together. He started writing in 2009, but didn't get serious until a couple years ago. He self-published "Silent Count" at the end of March.
"I felt compelled to tell the story of these boys," said Overmier, a 53-year-old father of three and former community college quarterback.
He found out about the Gallaudet job on a coaching website.
Despite not knowing how to sign, he a took a chance and applied.
The Air Force veteran said he's always been the type of person who jumps into new experiences with both feet.
He learned rudimentary signing skills on the job, and players could read lips, but he still fells he didn't communicate as much he could have to the quarterbacks.
"Coach O," as he was known, stayed at Gallaudet one year not because he didn't like the work, but because it was too much to juggle with two young boys and his regular job. During the season, he was at the school six days a week.
One of his former players, James Gardner, said reading "Silent Count" was like stepping into a time machine.
"The book is just wow!"


text: The new maps and new artwork often cover up the most important thing, the rails. The cities size blocks the ability to see which rails go where and makes the game a lot less playable. Some of the industries cover up the flag of the corp that owns them as well. In the attached image, shoes was the new good for the city. I gave up trying to build rails to it. The + don't help as you can't tell where the rails are and where they go. Form an aesthetic point of view, the map looks a lot more cluttered and less clean. But my main concern is a loss of the ability to clearly see the rails in a railroad game.

subset: commoncrawl


text:
Could we now posit this question: Given all the prevarication and procrastination during the last 6 months of all those government bodies who should have ensured the immediate return of all our hard earned savings, (and who in effect have simply ducked and dived), is this not the time for DIRECT ACTION. I suggest a mass demonstration outside the IOM government offices. Let there be thousands of us, let the media be there. This scandal cannot be allowed to continue. We are willing to travel to IOM. Who is able to join us?
Same old same old
Guys this forum is inviting people to go to IOM to demonstrate but as usual it just turns into a long stream of nonsense - a load of pontificating, a few personal insults, anything in fact but sticking to the point. Maybe if there was less talk and more action we would have got further than we have.
Regrettably I can't be there for family reasons, but Peter, Louise, KA etc. I wish you all a safe journey and congratulate you on your efforts.
Spot on lorraine. Posting
Spot on lorraine. Posting on this site gives folk some false comfort that they are doing something. It saddens me that we take our anger (and boy are we right to be angry) out on each other rather than using it again the real culprits. Lots of posts on here, no posts on public forums that get read by the public.
Thanks Dj
I've had it with this site. I'm so sick of hearing people bitching and moaning. It's about time that someone moderated and split the site into moans and groans and constructive stuff. Why have a forum about meeting on the IOM when posters are allowed to go way off track so that people who want to talk about meeting lose interest. I don't have time to waste trawling through all this rubbish.
Spellman talks cr*p, why waste time responding. It's pointless, self indulgent and distracting and draws attention to his drivel. Ignore him/her, they'll go away. Stick to the point, we'll get much further.
This is my last post, I have a life to live and money to try and earn. There are great people trying to help us get our money back but increasingly they're not on this site - they don't have the time to waste.
Direct Action Contact
Re. Yr Email- Sorry I will not be able to be there. I'm going to try to send an Affidavit c/o LP
As much as I wish I could be there with you in person I'm afraid I no longer possess the wherwithal to be there other than in spirit. Personally speaking, I think raising our voices to a level where more people will have to pay attention is long overdue. Good luck to everyone and kudos to the DAG team and all who spend so muc of their time on efforts to resolve this horrible situation.
Don't you think that actions such as this will only consolidate how hostile depositors have been throughout this whole process. Not sure what the Treasury will think about all of this.
Anyone would think that someone has done something wrong here, outrageous.
sad spellman
Dear Spellman,
You obviously lead a sad and unfulfilled life.
Sign up for a Facebook group or buy a comic to read.
We are in the world of the big boys and girls.
Spellman imposter...or dappledanger?
If you truly are who you claim to be (or are do you also moonlight as a Scottish born MP running the U.K goverment by default and not even elected by your countrymen), then God only knows how you can make such comments....as a blue eyed human being and one that believes in fate, what comes around goes around Mr Spellman, ...i channel all my energy and focus in directing the evil eye on to you....making CERTAIN you will regret your actions until your dying day....there may be however be an escape clause for you......do the right thing, urge the powers that be to ensure 100% recovery....not some pathetic 60%...and your conscience can be cleared..instead of clearing our deposits of 40%
What risk do you refer too...placing money in a bank.....is there risk in that...it wasn't some shanty town establishment on some obscure island.....do you condone a shoe box under the bed instead!
No idle threats Mr S...just justice....you will see........
...and we rise to it
And the sad thing is we rise to it and give the troll exactly what he wants. A reaction. Why are we not instead using the anger it generates to good use and firing off a bunch of emails to MPs and chat forums that the UK public read?
I know i sound like a broken a record but other than on here, where no-one but us comes (except the odd teenager with overly developed wrists), we are slipping into obscurity. The root instigators of our plight are the British Government and we are letting them get away with it scotfree! Yesterday i got a reply from Kitty Usher (MP) that said there was no reason for me to put my money offshore!! Even though that has been proved incorrect by a hard working depositor on this site, the Glasgow Herald and the TSC. The UK Governmnet are getting away with it and we are letting them! Are we victims or fighters?
@spellman (demonstration)
Hello Mr 'not prepared to say' been a member for <2 hours, spellman,
Are you a spoof, a fisher, or an agitator?
I would suggest that most depositors, not just 'anyone' would conlude that many IoM officials and others had indeed done too many things wrong. First of all, the FSC allowed, or even encouraged the movement of 1/2 billion pounds of depositor's monies into a subsidiary Icelandic bank in a jurisdiction not of their control at a time when Icelandic banks were under intense scrutiny; they moved far too much of our money outwith their own prudential limits and placed it in just a single bank without ensuring preferred creditor status or any other form of protection - and they lost the lot. That is a true definition of 'outrageous' not your weak and pathetic denial.
Hostile? We haven't scratched the surface; you can't lose ten thousand saver's monies and expect them to be all 'lovey dovey' about it. Most of us are of an age that we cannot recover the loss, it was all we had, and people with nothing left to lose can be the worst to upset.
Sorry Mr Ice but I can not understand what the depositors have to gripe about. The Isle of Man is offering you payback of 60% of your money, have a look at the new SoA. Most generous. Face it, you took a gamble and you lost and now you want the Isle of Man to bail you out!
It is understood that there were guarantees and the best regulation in place, highly remunerated regulators and conflicts of interest but that appears to have been accepted practice. Maybe you should have checked this out before you took the gamble.
Looks like the Isle of Man coffers are going to benefit from 40% of your funds, this is how wealth is redistributed in the modern world and that is why IoM are not on any blacklists because they play by the rules. Maybe the depositors should read the rule book and play the by those rules.
Note to Spellman
Spellman there is something that you have overlooked when writing your offensive entry. I work in the financial sector in the UK and have the pleasure of discussing with IFA's what is going on in the Isle of man and Guernsey. It is apparent that unless the Isle of Man can sort this mess out that no IFA in the right mind would recommend that their clients invest in either jurisdiction. I would imagine that similar discussions are going in on in other wealthy nations around the world. Most IFA's now are only investing where there is a 100% guarantee in place for their clients. So enjoy the 40% (likely to be far less than this as returns should be significantly higher) but don't come running to the UK when all the banks on the Island are closing. This will be a shame for the Island as I am sure that banking makes up quite a large proportion of the Islands income. So I am a little confused about your outburst as it would appear to most that the fate of the Isle of man is similar to the fate of Iceland. No one will trust the Island. This is avoidable if the Isle of Man take the correct steps and soon if not the damage will be irreversible.
exactly what are you doing on this site
I dont know who you are but you are a very heartless person, please watch what you say to depositors ,. If you knew the heartache some our going through you wouldnt do this calling youself that name on this site.Some cant even write on this site due to distress,.I have been warned by my doctor to keep away from all of this because of what its done to my health, am in contant pain now.. Imagine pensioners suffering now with very little incomes, or people who have lost homes is that humane?I dont think so thats not what civilised people do to each other. I mean what is it to print money to give to people to help them stay on their feet , keep their homes, businesses, pay for health care abroad. I have to also do that now pay for my healthcare due to this, where is that coming from? I hope you go to church, synagogue, temple or mosque and ask god for forgiveness,
This person is John Spellman who works for Allan Bell %OM Trea
This heartless and spineless person is John Spellman who works for Allan Bell. Head of the IOM Treasury, who has been two facedly charming us with all sorts of false hopes and promises after the TSC meeting in Feb. Many of us were taken in by him. I will be answering his post later as my response takes some time to write!
All these insensitive callous people have hurt all we depositors in every aspect of our lives and all my time spent on this forum and mess, trips to IOM etc, would have earned me a fortune in my own field for the time spent futher adding to my losses. This is true for many of us: icecrusher, some of the core team, expat, mattwalker, bellyup,l eibank.....the list goes on of many wonderful people almost "laying down their lives" for our cause. All unpaid.
I too am now needing medical help for extreme pain due to this ( I just hope it's not permeanant arthritis brought on by shock and endless tension). Many of us have suffered in similar ways with our health (there's no peace of mind either until justice and fairness is done). Wishing you better health and all of us who are suffering this gross injustice. Please God hear our prayers for our normal lives to be returned to us with our money and for the evil to pay the price - I am not a Christian who "forgives those who sin against us".
Is there a government body out there who counts and considers the human cost?
How dare you !!!
Peoples' lives are being ruined by this and you have the nerve to ask what they are griping about.
We have not been stupid, we have all worked hard and saved. This is a global economic crisis caused by greed. The greed of bankers and governments who encouraged people to take on more debt than they could ever possibly hope to repay. A reckless spend, spend mentality out of which some people, institutions and governments have made enormous sums. We have been badly let down by the very people on whom you could be expected to rely, regulators, credit ratings agencies, bankers and government departments.
On the Isle of Man those responsible for this have said, they thought our monies were protected, they thought they were ring fenced (but we now know that they were not). This is money we have worked all our lives to save, we are not fat cats we are ordinary people who have tried to ensure that we can provide for ourselves in our retirement years, independent and proud to be so..
This is robbery. A country that is reliant on its financial reputation should be fighting tooth and nail to recover everything that is owing. Talk of 60% is of very little comfort for those with more than 50k and misrepresentation of the facts is scandalous. Non of us gambled we deposited our monies in a bank, with shares you accept that your monies can go up as well as down, in banks you expect monies to be properly managed and wisely invested by people with the appropriate level of skills, expertise, accountability and integrity to manage those funds. Instead they have been grossly negligent. If this is griping then so be it you deserve it !
@spellman (reply)
You may still be a spoof, but now I know you are most definetly an agitator, thanks, I shan't take the bait.
Troll Alert
Spellman = troll
Administator, please boot username "spellman" out of the forum
I agree, at best "Spellman" does not have a legitimate purpose for being on this site. Administrator please boot him out
maybe your friends should think twice before taking the actions that they did. That wasn't playing by the rules either!!
Could you particularise please? What actions by our friends are you referring to?
Money back guarantee
This site has been full of personal attacks on people in the IOM who are attempting to help you get some of your money back and now this outburst, you just dont like it when the boot is on the other foot.
You can not now expect to get all your money back, who is going to pay for all the time the accountants, lawyers and directors have spent on this case trying to help you. You have to face it you could not have done all of this yourselves. They have to eat as well. There are no free lunches these days, someone has to pay.
And you are now going to take over the Court House, my guess is that only a couple will turn up, all talk no action.
Don't you think that actions such as this will only consolidate how hostile depositors have been throughout this whole process. Not sure what the Treasury will think about all of this.
Anyone would think that someone has done something wrong here, outrageous.
"....how hostile depositors have been ..."
Spellman, I know from other postings that you are said to be an agitator but how can you be such a low-life and so evil as to suggest we should be happy and content to allow our savings to be stolen from us. Would you not be hostile if your money was stolen or do you leave your house doors and windows open day and night to allow burglars in to take what they want? We KSFIOM depositors have been burgled and you say we've been hostile - as if that wasn't the right attitude! Do you mean we should be happy? What planet are you from?
Isle of Man RIP
Isle of Man is finished as an investment country, if they had the foresight to do the honourable deed they would have saved their financial industry and reputation, they are now finished, Kaupthing has brought down Isle of Man and we as savers have become the sacrificial lambs but their industry is now totally finished. I hope Spellman and all the hobbits like Kippers!
How do we make the IOM RIP
If the IOM and/or UK does not take action to return 100% of our money expeditiously, I agree with a previous writer who stated that the IOM banking industry and thus the IOM Government should be reduced to the same level of poverty and dispair as that of the depositors of KSFIOM. It is only proper that depositors in other banks be made aware of the risk they are taking by keeping their funds on the IOM.
I realize that it has been cautioned that attacking the banking industry on the IOM could result in more failurers that would in turn reduce the chances of the KSFIOM depositors receiving anything; however, that is a calculated risk that I for one am willing to take.
Has anybody personally, or the DAG in particular, considered contingency plans in case we are not guaranteed 100% of our money??? These plans would include legal action to be taken, that is if we can afford it, and also how to publicize to the WORLD the true situation regarding banking on the IOM.
Just saying that it will happen will not make it happen. Someone who is a communications expert needs to outline HOW and by what means we could get the message out to the world. If the powers to be knew thas contingency plans were in place, it might effect their thinking. It has been threatened and mentioned in many a posting, but never articulated how it would happen.
What's the reaction of "our" PR....
....team to this demo?
Just a thought as to the timing of the demo. If the idea is to influence the court amongst others,shouldn't the demo be held the day BEFORE AS WELL AS the day of the hearing because if it is only to be held on the day of the hearing it may be too late to influence the powers that be and I can't see the court granting yet another extension so it is a one off chance?
IOM Demonstration
Regrettably i will be unable to attend the Demo on April 9th, as i am currently in the Middle East with work commitments...i will however be there in spirit, this must be a rally with such overwhelming numbers that the Governments of the U.K and IOM should surely wish to silence such negative publicity. It is essential that press and media coverage highlights our cause, and inform people of the simple fact that we not just a bunch of wealthy layabouts sipping pink gins on our yachts, we are hard working, honest individuals whose only crime was to invest in an bank run by a board of Muppets.
There crime has been to ignore, look away, shirk their responsibilities and generally hope the problem will go away.....lets not give them the satisfaction.
This I'm sure is our last chance to attempt a 100% recovery, as if/when the SOA comes into effect we are at the mercy of the IOM government, and look where that has got us over the past six months.
Its time we were put out of our misery, governments step up to the mark and do the right thing...sure there is precious little liquidity in the banks a the moment, but when you turn on the light switch you expect the bulb to light up, and when you put money in a bank you expect it to still be there...ALL OF IT...
I support the demo wholeheartedly and wish i was going to be there.
Best of luck!
9th April demonstration idea
I love the idea of demonstrating en masse and hope that many of us are close enough to make it to the island. Unfortunately I suspect that many of us are either too impoverished, too far away or locked into employment situations which will preclude us. As someone else has said, we run the danger of giving the impression that we 'aren't too bothered' by there only being a few of us there.
Can we represent those of us who are unable to attend in another way (in addition to those actually standing on the island)? For example, could we aim for at least one representative from each geographical area oversees who is clearly designated as a representative of many as opposed to an individual? I think it would make an impressive display for photographers who could take pics of people with brightly coloured t-shirts marked 'European Savers Representative', 'South East Asian Savers Representative' or similar.
9th April Demo
that is a great idea but
1/ we will not necessarily have a representative of each county or even geographical area there.
2/ the weather is still cold enough for us all to be wearing coats.
3/ the cost of printing a number of different slogans could be high.
So we are thinking of sashes that can be worn over anything else we are wearing with the simple DAG logo . We might also just have laminated sheets of paper with the different countries/geographicalarea / bondholder/depositor printed on them that can carry , waive, and hold high for the photos . Anyone can carry whichever sheet they want . That way , those that cant make it, for whatever reason , are still represented.
Does that sound OK?
Why is it people never stay
Why is it people never stay on topic on this forum. The question was are we going to the IoM or not!!
The IOM Demonstration on the 9th April
Yes, replies do veer off subject ! But if you e-mail us at moneyreturned(?)live [dot] co [dot] uk we will keep you informed about the demonstration.
Thank you for herding everyone back to the issue in question !
I sincerely hope the iom treasury and fsc members are watching the tv news in uk tonight. Desperate times call for desperate measures. The DAG have been subdued for too long.If the goings on in Edinburgh do not convince the powers that be that we will not be separated from our life time savings ,then there will be justification for any action necessary to make sure that those responsible suffer the indignities that befall the many that visit this website every minute of every day for the last 5 and a half months.
Sorry if you cannot understand sentiments raised. If you feel intellectually challenged, i am sure the majority would prefer you just didn't respond at all and go away.
Do not dilly dally anymore. Neither be worried we are not doing the right thing, we ARE doing the right thing; we are simply demanding the return of our hard-earned life savings which have been stolen from us by government, and that's that! No more intellectualizing. Enough has been said already. It is well known by all of us, is it not, that politicians everywhere will tergiversate and twist and turn and pass the buck wherever they can. But we have done nothing wrong and yet STILL we are being passed from pillar to post and so it will continue until we decide to put a stop to it. April 9th. is a good date. Yes, we need a poll to know who is able to be with us. There are details to be addressed, for example, who needs accommodation in IOM. It will not be easy, there are many problems ahead. But is there any real alternative? To have worked so hard for so many years just to see the fruits of our labours evaporate. NO! I for one am not prepared to let this happen. Can the DAG Strategy Team comment on this matter. Thank you.
direct action
Excuses are excuses, Peter and Louise, but many of us are really not able to travel to join in the demonstration, much as we would all dearly like to. This is why I fear that the tremendous efforts by the few, resulting in a relatively small showing, may not get our situation across, and is going to be shameful for those of us who do not attend. Most of us have our hard earned money, and in some cases, life savings deposited, and it must seem feeble that we cannot, for one reason or another, attend.
I must apologize for not being able to come.
The demonstration should be
The demonstration should be on the IOM on the 9th .""It will be a demonstration of strength and unity"", a cry for justice and accountability as we stand strong . We are not intimidated by the IOM's complacency : their political and financial system does not give them immunity from moral or material responsibility .
They are guilty of betraying our trust in their bank . They are guilty of lying. They told us the bank was safe and impeccably managed and they told us that our deposits were safe. Yet they knew they were not. As they skated on very thin ice , the ice cracked , of course. Now they are letting people drown as they try to walk away from a disaster largely of their making. They have thrown us just a few life belts and think that we will be satisfied with that
We are not satisfied !
""Come and make that dissatisfaction heard on the 9th"". Be there to put questions to the Deemster and others at the court hearing. He left time for us to put questions at the last hearing but we were not there. This time we will be, and our voices will be heard above those that are trying to silence us with their deceit ,inflexibility and defense of the indefensible. .......... its time for direct action.
To those who want to come,and can come, please e-mail me at moneyreturned(?)live [dot] co [dot] uk and if possible , please leave a telephone number on which I can contact you. Thank you for support and we are looking forward to seeing you all on the IOM !
Demonstration on 9 April
Although many of the depositors would like to join this demonstration, we are too far flung around the world to be there on the 9th.
We trust that the IOMG will not take heart from the lack of people demonstrating because we are all there in spirit as we all want 100% return of our savings!
Sorry we cannot afford the trip to the IOM.
Sorry we can't make it on 9 Apr
Sorry we can't make it to IOM on 9th April since we're overseas and all our money is GONE & our bank loan is fast running out! However, we are firm believers that a sustained campaign of personal demonstrations both in London & IOM would be effective and not let us be forgotten.
A thought: how about an e-petition that we can sign like the one being run by Landsbanki, this time to be directed at IOMG?
Good luck with the demo - we will be with you in spirit.
why dont we try an ad in the paper
Last time this was tried the manx papers refused to print it at the last minute BUT a simple declaration of support may get through
ie WE we are too impoverished/in Timbuctu/whatever to make it to the IOM on the 9th april hereby support our fellow protesters today.
Black text as in a funeral announcement
Demonstration 09/04
Regret that as I´m on the other side of the World I will be unable to be there in person.
In the circumstances, without access to my KSF IOM funds, really can´t stretch the budget for a special trip (11 hour + flight to LHR) & also time wise am having to concentrate on trying to earn some money to live on.
Crucifixions on Friday
Crucifixions on Friday 10th?
Pass me the hammer Fred.
I couldnt bear going on the site for while because everybody was sitting to see how best we could be liquidated, accepting legacys to be lost. IT IS UNHEARD OF TO LOSE SAVINGS IN A BANK IT IS SHEER DAYLIGHT ROBBERY. I have said this the only way is to FIGHT BACK,. I have to depend for my income lost on my elderly parents,for god sakes. DUE TO STRESS CAUSED BY THESE INHUMANE PEOPLE I became ill and so did my daughter my father has to pick up our medical bills and expenses at the moment because some people decided to take our money away. YES, ENOUGH IS ENOUGH..
Sorry to hear your sad story. Unfortunately there are many like you. I wrote to the BBC pointing out that the Treasury Select Committee did not seem to have read stories like yours. You are in as much need as anyone the charities are likely to help. Like you I am chronically sick and unable to replace the money lost. Many people are working long hours to resolve the situation. I hope things get better for us all. Chin up!
Thankyou conned
I have sent my story. I have an illness brought on by this evil deed. I have actually now been told not to worry or stress, thats the same as it escalates my health problem. They have put people in pure misery thats all I can say. Cats in front of people dear god
Direct Action - poll?
Can I suggest a poll might be the way to do this, to establish how many people would (not might) actually be there. Do remember, a lot of depositors are older folks, and we are spread around the world. Costs of flights and accommodation may be prohibitive. Possibly a special deal could be arranged with one or more hotels/hostels.
Possible poll:
- would definitely attend, and don't need accommodation
- would definitely attend, and need accommodation
- would/could not attend


text:
June TBA, 2021 -
Skills, Drills, & Small Area Games (8-12yrs): Group #1
The age groups that we will work with in these camps will be 8 to 12 years of age. As all of us know players under 10 need to work on fundamentals and skills in a fun learning environment. (8 year olds must be approved by the RMHS staff prior to registration)
The skating that will be covered will work on edges, skating stride backward and forward, crossover, stopping, turning, quicker starts, and transitional skating. Puck skills like passing, stickhandling, and over all better control of the puck will be covered in full detail. All of these skills will be taught in full detail. After the skills are improved the staff will show how to use the skills in game situations within small area games and hockey specific drills.
- 8-12 year old players, All players must have 1 year playing experience
- $495
- 7:00am - 2:00pm daily
- 3 hours on-ice per day
- 90 minutes off ice per day
- SportsBoard Player Assessment
- Campers must pack their lunches daily
- Schedules subject to change due to registration levels up to one week before the first day of camp
Reading & Reacting Camps
Group #2
Reading & Reacting Camps
Reading and reacting is one of the most important aspects of the game of hockey. Each player must be able to read what is happening, anticipate correctly, and react properly by moving to the appropriate space to make the play or support their teammates in advance of the puck. As we sat, it is much easier to anticipate where the puck will be, and go to a particular point in the rink ahead of it, than it is to chase it around.
In this camp, we will cover the correct diagnosis, and response needed, for game situations such as cycling, odd man rushes (both for and against), power play and penalty kill, movement through the neutral zone, defensive zone coverage, offensive zone coverage, face offs, playing away from the puck, offensive and defensive play at the puck, back-checking and fore-checking.
ATTENTION GOALTENDERS - Every RMHS camp will offer professional goaltending instruction from one of our professional goaltending coaches. We limit theses spots to four goaltenders per group.
- 13-18 year old players, All players must have 1 year playing experience
- $495
- 8:45am - 3:45 pm daily
- 3 hours on-ice per day
- 90 minutes off ice per day
- SportsBoard Player Assessment
- Campers must pack their lunches daily
- Schedules subject to change due to registration levels up to one week before the first day of camp
Sample Camp Daily Schedules:
Squirts/Peewees - 8-12yrs
Check In Day One Only - 7:00am
On-Ice - 8:00-9:30am
Off-Ice - 9:45-10:45am
Chalk Talk - 10:45-11:15am
Lunch - 11:15am-12:00pm
On-Ice - 12:30-2:00pm
2:15pm - Student Pick Up
Bantam/Midget - 13-17yrs
Check In Day One Only - 8:45am
On-Ice - 9:45-11:15am
Dryland - 11:30am-12:30pm
Lunch - 12:30-1:00pm
Chalk Talk - 1:00-1:30pm
On-Ice - 2:15-3:45pm
Student Pick Up - 4:00pm
Lodging Information:
C'Mon Inn is offering a rate of $139.99+tax for their rooms. This is a late special if anyone needs any last minute rooms. The C'Mon Inn offers a free hot breakfast, indoor pool, 5 indoor hot tubs, business center, and so much more! Call Jessica and mention Rocky Mountain Hockey Schools to receive this rate today. 888.989.5569
2021 RMHS Camp Staff
TBA - CLICK HERE to get more specific information on each of these staff members


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Quick answers to frequently asked questions about pricing
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As we take our business seriously, we review every logo created for the Enterprise plan. We spend up to 2 hours to review your creation and send those files to our professional designers. Experts at Wizlogo spend approximately 48 hours to make all the editions needed to perfect your logo.
First, think of an excellent name for your business. It is one of the essential keys for creating a unique brand identity. Click here to use our business name generator for your projects. Second, choose the right color palette of your brand. As it may be hard to be unique in the market, there are a lot of hidden meanings for the colors! Feel free to check the tutorial on how to select a color that fits your brand. Finally, don't forget to look at how your logotype will appear on real-life mockups. By clicking the "Save" icon Wizlogo platform will display this view!


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Ghan Adelaide to Darwin, with a Darwin stay and tours, flights to Broome with a Broome stay and tours. Combine the luxury of the Ghan with exploring Darwin and Broome with 5 days each in Darwin and Broome and two each coach tours in Darwin and Broome. Themes include: Kimberley Tours, South Australia, Northern Territory, Western Australia, Departs from Adelaide, Ghan, Luxury Coach, Returns from Broome. + Show more
Ghan with Darwin & Broome Discover
11 Day Train + Touring Package
Package Includes
Departure Dates
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Ask A Consultant
Ghan with Darwin & Broome Discover
11 Day Train + Touring Package
*Starting holiday costs, per person, for 2 people sharing, on selected travel dates (off-peak). Travel on other dates attracts a surcharge. Early Bird Specials require travel outside of the next 6 months (ie travel in more than 6 months time). As prices vary based on travel dates, be flexible with dates to get the for the best deals! Itinerary and vehicle types subject to change without notice. Subject to limited availability at these prices, after which higher prices apply, book now. Ex Adelaide/Alice Springs prices include only flights back to Adelaide/Alice Springs. See Important Information before booking. © DISCOVER AUSTRALIA Booking Code: mp172
Departures Departs: Any Day
The Ghan with Darwin & Broome Discover is very popular. Many dates book out well in advance, please book soon.
You can also instantly download a brochure now
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Very Bad Credit Cash LoansExtremely bad credit cash loans
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Instead, just fill out our very brief application and if you are approved by a creditor, you will receive your credit the next one. If you need to take out a mortgage, there are many different choices you can turn to today. How this is done depends on the nature of the creditor.
Well, if that's the case, then you're better off with cash advances for bad loans. And if you heard someone say you had "bad credit," what exactly does that mean? Just would mean that you are someone who has had credit issues in the past. However, it is not an exact definition of your true creditworthiness as opposed to numerically quantifiable credit scores.
But there are still creditors who will give you cash loans, especially those that are available in smaller quantities for short maturities, even if your creditworthiness is poor. Credit assessments are given in a number indicating the extent of the associated exposure. Ultimately, it is up to the creditor to assess the creditworthiness and the associated risks.
When one of the above points, such as your creditworthiness, whether medium or bad, thinks about your creditworthiness, it would mean that you had a financing issue. This does not mean, however, that credit limits are no longer available.
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Grzegorz Krychowiak has not received calls from Roma, said his agent, but he will "evaluate" whether to leave West Bromwich Albion.
The former Paris Saint-Germain midfielder made the surprise move to West Brom on loan over the summer, but after 15 Premier League appearances and one assist, is already looking elsewhere.
He had been linked with a move to Roma, so Radio Centro Suono Sport asked his agent, David Manasseh.
"In all honesty, I have not received a call from Roma for my client during this period. As for whether he'll remain at West Bromwich, we will evaluate that."
PSG had paid €27.5m to buy Krychowiak from Sevilla in 2016.


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Venus may she bring us love.
Jun 12, 2012
The Transit of Venus
We picked up some light restricting glasses from the Nanaimo Astronomy Club down at Maffeo Sutton Park and spent the evening with our neighbours on our deck viewing the Transit of Venus from when the clouds parted at about 5 pm till after 8 o'clock at night. Kids and adults sharing a unique experience. Community connections inspired by the planet of love.
Thanks to the Nanaimo Astronomy Club
Resource links:
Contact: Garland Coulson
Phone: 250-740-0472 Cell: 250-667-0472
May I suggest:
I believe that humans must envision and create a world in which the only way to act is in harmony with the natural world. Unless we are truly happy with what we are creating right now.
Please add a comment
Posted by Fernandes on Jan 3rd, 2013Gurunam I think kundalini yoga A.K.A kriya yoga was first tgahut in the west by Sri Paramhansa Yogananda in early 1920s. Sri Yoga Bhajan also tgahut similar style.
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Not sure this will help but you may want to try a Cold Boot.
Cold Boot: Unplug the power cord and shut the unit off and Press and Hold the power button and the "Down" volume button together until after the normal start up screen appears and is joined by some small print at the top of the screen then let them both go. Just wait and it will do its thing.


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Mytxcar – General Guideline about Texas Vehicle Inspection
0.0 00 Mytxcar is a portal to check the history of a vehicle. Investigating the vehicle's history is a must when you want to buy a used car. This way, you can make sure that this vehicle is worthy to purchase. Checking the vehicle inspection report can increase the safety. Besides, it is also important … Read more


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A harmonious melding of healing gemstones and modern geometric design, these earrings are lined with tiny amethyst and clear quartz beads. Amethyst is a stone of spiritual wisdom while clear quartz helps you find clarity and balances all seven chakras. Petite and dainty, every bead is crystal cut to create an otherworldly sparkling effect. Earrings hang from sterling silver hooks and measure 2 inches long.
- Gemstone geometry earrings
- Sterling silver with crystal beads
- Beads are amethyst and clear quartz
- Earrings measure 2 x 0.25 inches
Due to the nature of real gemstone, this piece may feature slight variations in bead color, details, and overall appearance. Such characteristics enhance the unique artistry of each piece.


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1 in stock
For players who want the style and sound of Fender's golden era, we created the Vintera '50s Stratocaster. Equipped with the coveted features that defined the decade—including period-accurate neck profile and hardware, along with re-voiced pickups—this guitar has all of the chime and articulation that made the Stratocaster a legend.
For authentic, vintage-style tone we recreated the trio of single-coil Stratocaster pickups to sound more like the originals. Crystalline and bell-like, they have the crisp, articulate tone that put Fender on the musical map. The updated "Soft V"-shaped neck has a 7.25"-radius maple fingerboard with 21 vintage-style frets for classic playing feel. A vintage-style, six-point synchronized tremolo and vintage-style tuning machines provide original-era aesthetics, rock-solid performance and tuning stability. Other features include vintage-style strap buttons, 5-way pickup switching and the traditional Strat® control layout. Includes deluxe gig bag.
Out of stock
We offer free delivery on all new instruments and amplifiers over £100. We ship via UPS tracked and insured next day delivery. We also ship worldwide and have competitive rates with most of Europe running to £39.99. All other locations please contact us for a quotation. Used instrument shipping will be quoted at point of sale.
Seen it cheaper? We monitor our prices closely, but prices fluctuate almost daily in this increasing competitive market place. We are happy to quote a price on a like for like basis so just give us a call and we will do our best to help.


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District 13's plan: Extend those hazy days of summer
The Regional School District 13 Board of Education has approved an academic calendar for the 2002-03 school year -- a plan that will give staff, teachers and students a longer summer vacation.
On Wednesday, the board voted unanimously to approve the new calendar, although it cannot be made official until the district support staff and custodian bargaining units give it their blessing.
"We have to check with them to see if they agree with days off. If they don't, the board will have to take it up again at their the Nov. 14 meeting," Superintendent of Schools William Breck said. "If they're happy with it, the new calendar goes into effect."
Breck said he did not foresee the bargaining units having major problems with the new calendar.
"This calendar is clearly a compromise where everyone will not be completely happy," he said.
Over the last several months, the district has met with Middlefield and Durham parents, teachers and staff workers to figure out a way to make summer vacation longer to better facilitate the $34 million school building project.
The district is aiming to start construction at the Korn and Brewster elementary schools by spring and at Coginchaug High School and Strong Middle School by late summer. The district wants to extend the summer 2002 vacation so contractors can get as much work done as possible before students return to school next fall.
Also, parents and teachers have complained that District 13 students are dismissed for the year far too late, while the school year seems too broken up in the middle, which according to some can be disrupting to students' academic progress.
It seems the tentative school calendar has solved many of these problems.
"The school year starts after Labor Day, in this case on Sept. 3, and then ends on June 10, which is significant," Breck said. "Last year, school ended on June 28."
To achieve the longer summer, the board has shuffled professional development for teachers, eliminated Columbus Day and Veterans Day as days off and reduced the traditional February holiday from a full five-day vacation to a three-and-a-half day break wrapped around a weekend.
"We've cleaned it up quite a bit," Breck said.
The superintendent said the schools have long incorporated veterans affairs and history into the curriculum, so keeping students aware of Veterans Day will not pose a problem.
"But Columbus Day, on the other hand, will require some thought," he said.


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Traxstech Event Calendar
We are looking forward to seeing you at the fishing/boating shows this upcoming 2021 winter season.
We are adding shows we will be attending all the time, so check back often.
Make sure to stop by and say Hi to Jeff and Melody at the Traxstech booth; when they are at a show in your area.


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Firing The Passion at NYP
His brother was taking a game development course, so 12-year-old Kong Theng Yeong had a chance to peek into the fascinating world of game characters.
Hooked, he dabbled with programmes like Autodesk Maya and Photoshop.
He jumped at the opportunity to have a head start in Game Art & Design under the Polytechnic Foundation Programme (PFP) after his N levels, and has not looked back since.
The PFP structure provided him with the fundamental skills he needed for his course, and helped ease him into polytechnic life. He says the friendships he formed over the year-long foundation programme are still going strong, even today.
The NYP experience has been pretty exhilarating, reckons Theng Yeong. He went to Finland's Kajaani University for his attachment programme. Living there over 11 weeks widened Theng Yeong's world view, and left a lasting impression.
He's also learnt to take the initiative to ask questions and take criticisms in a positive way: "NYP has helped me to grow. Not only academically, because I learnt valuable life skills such as discipline, and responsibility for my own actions".
Theng Yeong was nominated by his lecturer to represent Singapore at the 51st Korea National Skills Competition in 3D Digital Game Art in 2016. Taking on the challenge, he flew to Korea to compete just a week after his internship concluded in Finland.
He had to create a 3-D game character for the competition and bring it to life within a few hours. Competing with participants from Ecuador, Korea, Russia, Spain, Theng Yeong emerged victorious after a gruelling 22 hours and bagged the gold medal.
Well done Theng Yeong.
Because We Can
For more Because We Can stories, please click here.


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We begin with the selection of the wood. Wood is processed in case it is several years old, to make it solid. The types of wood used are standard, such as cypress wood, Katrani Beech, lime and plywood. Antique images are mainly made from old cypress wood over 100 -150 years old, which we find in medieval houses on the island of Rhodes. After we have found and processed the wood, we stuck it on cotton or linen fabric with natural glue (glue from rabbit skin). After a few days we heat a mixture of glue at about 50 degrees of Celcius mixed with chalk. This creates a semi-liquid mixture in which we successively varnish (10-12 times) on the surface where we stick the fabric and allow the material to dry out for some days. Once the preparation dries, we rub the surface until it becomes smooth and flat. Then we design the theme, plot and varnish the area where gold leaf is pasted (22-24 carats) succesed by gilding. The next step is to begin the drawing of the icon.
The colors used for the painting of the icons are powder colours mixed with egg yolk, white wine or vinegar and a minimum amount of sanctity. When the work is complete we let it dry and then polish it with a 100% natural varnish sandaraka, damari or mastic of Hios thus providing the opportunity after many years of easy maintenance of the image.


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Kiddos are never too young for pampering sessions and Little Steps has searched far and wide to bring you the best picks where you can get your progeny perfectly primped and groomed. Little ones can unwind at a day spa get a haircut at a posh salon, or have a makeover with friends - there's a plethora of fantastic options to choose from and plenty of fun to be had.
The wide range of hot baths offered at Yunomori are the familiar Japanese communal bath house types, where everyone enjoys the mineral-rich, warm waters for detoxification and relaxation of the body in full nudity (of course, traditional Japanese style). Yunomori bath consists of a total of 11 Onsen hot baths with 6 for men and 5 for women, ranging from Bubble Bath, Soda Spa, Jet Bath, Silk Bath, Cold Bath, and Hot Bath(only for men) together with a Sauna room and Steam Room to rejuvenates the skin, relieves joint and muscle pain, and relaxes both body and mind. And, not only adults can indulge in this intoxicating enriching luxury, kids are more than welcome to get their little feet wet and relish in the warm, inviting temperature to an authentic and holistic bathing experience.
Yunomori Onsen & Spa, 1 Stadium Place #02-17/18 Kallang Wave Mall Singapore 397628, +65 6386 4126 / 6385 7985, [email protected], www.yunomorionsen.com/singapore/menu. Opens daily from 10am to 11pm.
Established in 2004, Beauty Mums & Babies is the trusted leader in mother and baby wellness. Services provided include massages and specialized clinics. They also help moms regain confidence through beauty and slimming treatments, plus equip you with important skills and knowledge through our range of educational workshops. For kids, they offer baby and children massages, baby hydrotherapy, and tui na sessions.
Beauty Mums & Babies Paragon, 290 Orchard Road, #14 -11/12, Singapore 238859, +65 6235 0688/ 6235 5990 / 8818 5033, https://beautymumsbabies.com/. Opens from 10am to 8pm.
Beauty Mums & Babies @ BOVE, 3 Temasek Blvd, #02-728, Suntec City Tower 4, Singapore 038983, +65 8121 8133. Opens from 11am to 8pm.
Splurge and spoil your brood rotten at Auriga Spa, which is nestled within the verdant surroundings of the ultra-luxe Capella hotel. The Auriga Teen Spa Menu offers three specially customized treatments, including the out of this world Moon Massage; the indulgent Organic Teen Facial and its luxurious signature mini manicure or pedicure.
Auriga Spa, Capella Singapore, 1 The Knolls, Sentosa Island, Singapore 098297, +65 6377 8888, www.capellahotels.com/assets/docs/singapore/WELLNESS-Auriga_Spa_Menu.pdf
Need a new hairdo? Bring your little lady to this hair salon for their very first glamorous styling experience! Plus, your princess can even get to host her very own spa party. There are 2 packages to choose from, like the Best Friend Forever is priced at SG$38 per friend for a mani & pedi session. Want more? Choose the Princess Party package which includes mani & pedi, hair wash & style, and even a take-home gift! Spa parties are only offered at the Loewen outlet.
Trimmings @ Loewen Gardens, 75B Loewen Road, Singapore 248852, +65 6471 1922, www.trimmings.com.sg. Opens Mon, Fri, Sat from 9am to 6pm, Tues, Wed, Thurs from 9am to 8:30pm.
Trimmings @ Tudor Court, 123 Tanglin Road, Singapore 247920, +65 6737 8512. Opens Mon, Fri, Sat from 9am to 6pm, Tues, Wed, Thurs from 9am to 9pm.
Aleyda Mobile Spa brings a tantalizing array of spa services to any location, for any occasion. Established in 2010, they pride ourselves as Singapore's premier mobile spa as their professional team goes the extra mile to create unique spa experiences, so you get to enjoy your spa, anywhere! You can pamper your little girl and her friends by throwing a girls spa party right in the comfort of your own home. They offer spa treatments and activities to keep girls aged 7 to 16 pampered and entertained. Perfect for birthday parties, slumber parties, and incentive parties! Minimum booking of SG$400. Setup charge SG$30.
Aleyda Mobile Spa, +65 6604 7567 (Call), +65 8668 7652 (SMS), www.aleyda.com.sg/kids-spa-party
Is your princess's or your little man's tresses in need of some serious styling? Check out Curly & Spike, the hippest kiddie hair salon in town! The salon not only cuts and trims, but it also offers manicures, pedicures, face painting, massages and even makeovers. Looking for a funky venue to host a birthday bash? Choose from an impressive array of party themes including Princess Party, Dazzling Divas and Retro Disco. Awesome!
Curly & Spike, UE Square, 81 Clemenceau Avenue, #02-14, Singapore 239917, +65 6733 9298, www.curlynspikestore.com.sg
Let your little tike have a splish splashing whale of a time at one of BabySPA's 8 islandwide locations! Watch in amazement as your water baby kicks heartedly while being suspended in water with an inflatable float around their neck. Then, let them unwind after all that fun with a relaxing massage. In-house hairstylists are on hand to tame unruly locks too.
BabySPA, Various locations in Singapore, [email protected], www.babyspa.com.sg
Get perfectly coiffed with your mini-me at Blow+Bar where mom is also treated to hair, nails, and free bubbly. Juices for kids for sure as well as iPads to keep grown-ups, tweens and teens entertained. They do kids haircuts and princess mani-pedis too!
Blow+Bar Robertson Quay, 7 Rodyk Street, Robertson Quay #01-32 (The Watermark), Singapore 238215, +65 6238 7338, www.blowplusbar.com.sg
Blow+Bar Joo Chiat, 462 Joo Chiat Road, Singapore 427674, +65 6440 0316
Please and appease her highness with Nail Candy's sweet and sensational kids' manicures and pedicures which use formaldehyde-free Zoya nail polishes that are safe for little ones to use. Complete the royal treatment with nail stickers, which will have your little princess looking like a queen in no time at all! Birthday party packages are available too.
Nail Candy, i12 Katong, East Coast Road, #01-36, Singapore 428802, +65 6604 6585, www.nailcandy.com.sg. Opens Mon to Sat from 10am to 9pm, Sun from 10am to 7pm.
Ensure your kids and babes are in the pink of health with traditional Chinese massage or Tuina and acupuncture sessions at Thomson Chinese Medicine. Both alternative therapies are renowned for treating common childhood ailments such as constipation, colic and low immunity. A trial session is now available at the Waterway Point branch.
Thomson Chinese Medicine, Various Locations, +65 6350 8850, www.thomsonchinesemedicine.com
Has it become too much of a hassle to get your troop to the hair salon? With Stephy's, you won't have to leave the comfort of your home. Let Stephy work her magic on your little prima donna or prince right on your doorstep. She can give them funky haircuts; glamorous updos; complete makeovers; or lush mani-pedis. Plus...she does moms' hair too! What a godsend for that special date night with dad or that all too rare girls' night out.
Stephy The Mobile Hairdresser, +65 9689 0045, www.facebook.com/stephyTMH


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AuthorWang, Ming-Sen
Issue Date2014
AdvisorWoutersen, Tiemen
Oaxaca, Ronald
MetadataShow full item record
PublisherThe University of Arizona.
RightsCopyright © is held by the author. Digital access to this material is made possible by the University Libraries, University of Arizona. Further transmission, reproduction or presentation (such as public display or performance) of protected items is prohibited except with permission of the author.
AbstractMy dissertation focuses on developing and applying program evaluation techniques to better understanding how public policies affect low-income households and social mobility. In general, my research attempts to address three questions regarding the effect of public policies: (1) What is the long-term effect of the policy? (2) Does the policy foster social mobility? (3) Is there an unintended consequence of the policy? In my view, equality of opportunity is one of the pillars of a free society. I favor the idea that poor children have equal opportunities for success. Since children from low-income families grow up in a relatively disadvantaged environment, public policies that redistribute resources to poor children can foster social mobility. However, as well-documented in the literature, redistribution policies lead to a change in incentives. In some cases, these unintended consequences offset the ``benevolence" of the policy. As a labor economist interested in policy analysis, I focus on evaluating a policy from these three perspectives. In the three essays in my dissertation, I answer the policy-relevant questions using different econometric approaches. When an exogenous policy change is available, a simple econometric model with few assumptions can provide credible answers. If we do not have a natural experiment in the context of the question, I model the selection process so that we can still learn from the data. In the first essay, I investigate whether exam preparatory programs in Taiwan are effective. I set up a Bayesian selection model that formalizes the selection process and explicitly takes into account parameter heterogeneity. In the second essay, I study the effect of the expansions of Medicaid in 1990 on childhood obesity. The Omnibus Budget Reconciliation Act 1990 expanded eligibility to children who were born after September 30, 1983 from families below the poverty line. I employ the birth date discontinuity to study the policy effect. In the third essay, I develop a new test based on the empirical distribution functions of the compliers in the Local Average Treatment Effect (LATE) model. This method tests the validity of the LATE model, which is a common empirical strategy when endogeneity is an issue. In my first essay, I estimate the impact of attending exam preparatory programs, in particular "cram schools," on students' academic performance. These programs are the product of market system and the Joint Entrance Exam System, which has been in place for decades in Taiwan. I measure the outcome by admission to a public high school and an "elite" high school. Focusing on the problem that students are not randomly assigned to "cram schools," I approach the issue using propensity score matching and a Bayesian simultaneous-equations model. Using data from a survey of Taiwanese junior high school students in the Taiwan Youth Project, I find evidence that there is an insignificantly negative sorting into exam preparatory programs and attending an exam preparatory program improves a student's high school placement. Both approaches indicate similar positive treatment effects. The second essay studies the effect of Medicaid expansions on childhood obesity and finds robust evidence of ex-ante moral hazard induced by public insurance. I establish this result by estimating two reduced-form models and a structural model. My reduced-form identification strategy exploits eligibility discontinuity created by the Omnibus Budget Reconciliation Act 1990, which extended Medicaid eligibility to children from families below the federal poverty threshold and born after October 1983. Drawing on the MEPS, I find offering low-income children public insurance leads to an approximately 10-percentage-point increase in the chances of obesity. Combining the MEPS and the SIPP, I am able to investigate the effects of insurance take-up. I estimate a fuzzy regression discontinuity design using Angrist-Krueger two-sample IV estimator (Angrist and Krueger 1992). The results suggest that early insurance take-up induced by the expansions of Medicaid leads to a roughly 5-percentage-point increase in chances of obesity. I also develop and estimate a two-period structural model that quantifies moral hazard, net-wealth effect, and risk preferences. I use the estimates to study the relative importance of income effect and moral hazard in the childhood obesity problem. The estimates of the choice model suggest that net-wealth effect is a statistically significant avenue to the observed policy effect. In the third essay, I develop a method to test the validity of the Local Average Treatment Effect (LATE) model. The LATE model is widely applied to evaluating policies when randomized experiments are impossible. The model relies on two critical assumptions: (1) the existence of a randomly assigned instrument that affects the outcome variable only through the treatment; and (2) the instrument only affects the treatment selection in one direction. The basis for the test is an estimator for the distribution function of the compliers. If the CDFs decrease more than the derived bound, then we reject the assumption of the exclusion restriction. If the CDFs are not completely non-decreasing, then either one of the assumptions fail to hold. To show the applicability, I apply the test to three datasets.
Electronic Dissertation
Degree NamePh.D.
Degree Leveldoctoral
Degree ProgramGraduate College


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I've been busy the past several days, and have three small new original paintings for you! A brand new "Portholes to Fantasy" painting (original painting in an original porthole frame), a Christmas/Dragon themed Faces of Faery painting, and a lovely Angel themed Faces of Faery painting too! All three are ready-to-hang and starting at just one penny! (PS - ready-to-hang means they would make great gifts, too!). In addition I wanted to keep you updated about Zazzle's crazy Black Friday - Cyber Mondy "Blitzen" sales. Right now (from 7:00pm Eastern Time - 9:00pm Eastern Time) my Calendars are 75% OFF (jeez!). More sales will be running over the next couple of days....
First off are the new original paintings -
To see all of my currently available original paintings - including the three new ones click below:
Jasmine's Original Paintings are all HERE
To hop right to my 75% OFF Calendars (for the next two hours, only - but the code might still work later!) click here and be sure to use coupon code BLITZDEAL189 during checkout:
Jasmine's 2011 Calendar - Use Code BLITZDEAL189 and save 75% OFF
To see other Zazzle "Blitzen" sales running every two hours for the next few days - keep checking in here:
Keep up with the Blitz sale here
Okay - now the new original paintings! First is "Portholes to Fantasy #3" - she is so cute! Another fun collaboration between me & my husband Matt, the third in a series of "Fantasy Porthole" paintings (he carves, cuts & finishes the frames, and I do the paintings!) A beautiful mermaid with a striking tail - she has a rather sweet little expression on her face. The frame makes this piece particularly spectacular - a striking "porthole" frame (so neat!) carved & finished by in an antiqued "oil rubbed bronze" dark metallic paint finish. Then the painting itself is an original acrylic painting on a masonite panel. READY TO HANG - it is about 8" at its widest width, about an inch thick, very proud of this one! Matt has added a hanger on the back, so it is READY TO HANG! Would make a lovely gift.... she's up on eBay starting at ONE PENNY for a 10-day auction ending the evening of Tuesday, December 7th at 6:06 Central Time. You can see her below:
"Portholes to Fantasy #3" ORIGINAL PAINTING - FRAMED
The next two - "Faces of Faery 131" and "Faces of Faery 132" are the titles - from my painting series called "Faces of Faery". Each is an ORIGINAL PAINTING (not a print of any kind). Faces of Faery all feature beautiful faery-inspired creatures, these are no exception. The great thing about my "Faces of Faery" series of paintings is that they are all the same size and are intended to hang beautifully in a group as well as on their own - for example they make fabulous groupings of several paintings together Like all Faces of Faery each is 6"x6" on a 2" deep cradled masonite panel that is READY TO HANG and needs no frame
"Faces of Faery 131" Faces of Faery 131 features a slightly pouty little angel with big brown eyes! She's up on eBay starting at ONE PENNY for a 10-day auction ending the evening of Tuesday, December 7th at 6:00 PM Central Time. You can see her below:
"Faces of Faery 131" 6"x6" ORIGINAL ANGEL PAINTING
And finally is "Faces of Faery 132" Faces of Faery 132 is a special holiday painting featuring a Christmassy fairy and her pet dragon, stealing Santa's cookies ;) Does it look familiar? It should! This is one of my characters from my Bradford Exchange holiday ornaments (sold separately). Such a cutie! She's up on eBay starting at ONE PENNY for a 10-day auction ending the evening of Tuesday, December 7th at 6:03 PM Central Time. You can see her below:
"Faces of Faery 132" 6"x6" ORIGINAL CHRISTMAS/DRAGON FAIRY PAINTING
As I mentioned - she is also available as hanging statue/ornament from my set of "We Wish You a Fairy Christmas" ornaments from the Bradford Exchange! They are also in stock right now and the ornaments have GUARANTEED Christmas Delivery up at BradfordExchange.com - you can see them here:
Click here to see "We Wish you a Fairy Christmas" Ornaments/Statues at Bradford Exchange
Enjoy! I'll have a lot of other new stuff soon - Matt is working on some fantastic new custom picture frames for me, I have other new original paintings in the works - new canvases will be up soon, and more merchandise as well, so stay tuned!
Until next time...
make custom gifts at Zazzle


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WCASA Relays
18th May
Sunday saw the Truro relay teams make 9 of the age group finals at the Western Region Relay Championships.
For many of the younger members of the swimmers it was a first trip to Millfield Millfield swimming pool and they gave everything for their individual teams against some strong competition.
The swim of the meet was from the Boys 13/14 Freestyle team of James, Alex, Tobias and Jake who came from behind to take the Gold.
On this occassion the Girls 13/14 Freestyle team of Josie, Kelsey, Mesha and Kay had to settle for Silver, although it bodes well for next year with this team swimming at the bottom of the age group.
A big well done to all that took part who made the journey and took part:
The BOYS
Tim W, Jacob W, Domonic G, Geore P, Luc H, Ryan B, Alex S, Tom W, James D, Alex L, Tobias A, Jake K, Solo M and Luke H.
The GIRLS
Moly T, Megan A, Harriet L, Maddy H, Nicola R, Amelia G, Courtney R, Hannah D, Serica B, Kelsey S, Mesha W, Josie W and Kay DC.
For the individual splits see below and for the full results click HERE


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Alternative Branding
Here's an interesting way to get attention for your law firm: Pretend you're something else and then find a journalist who can't tell the difference.
The Boston Globe last month ran a story about a new "startup" called Daily General Counsel that sends lawyers to your company to hang out for a day and do as much as possible.
As opposed to the lawyers staying in their own office and just doing what the client needs in a lot less time.
And when we say "lawyers" we mean the married couple who comprise the entire roster of Daily General Counsel.
If you're a client that enjoys watching attorneys hang out at your place and look for work, this company is for you.
I'm not being critical here. If it works, it's brilliant marketing.
How else could you brand your firm? Here are a few ideas:
Shotgun Rider: Just because your client has criminal tendencies doesn't mean he or she couldn't use a friend.
Friending: Offer attorneys willing to spend a day as a friend with a paying client. And if the client happens to require legal counsel – say, after a financial transaction at a local bank – the attorney can offer timely advice on the spot.
Lunch Buddies: Provide lawyers who can eat lunch and talk law with clients wherever they want. Firm slogan: "We're Educational and Nutritious!"
Litigation Settlers of Catan: Many clients, especially the nerdy ones, need friends. Your lawyers can play games with them and simultaneously teach them valuable negotiating techniques.
Or how to cheat.
Recommended Reading: For yet another fascinating example showing why we need a judicial system, check out a recent ruling from the Oregon Supreme Court called Rice v. Rabb .
We need a strong court system so that people can spend four-plus years litigating – with no end in sight (literally) – the ownership of "a white satin shirt, a white leather vest and riding skirt with black and white fringe, and a black scarf."
This was the outfit worn by the plaintiff's mother-in-law when she was the 1930 Queen of the Pendleton Round-Up.
So it had sentimental value?
Well, not exactly. It seems, according to the ruling, that the plaintiff didn't notice it was gone for seven years because she was legally blind. This didn't prevent her from suing when somebody told her the "Queen Outfit" was missing.
Why did the defendant make off with this costume?
We don't know, because apparently no one made an argument on behalf of the defendant before the state supreme court.
This brings us to the next oddity here: The Oregon Trial Lawyers Association filed an amicus brief.
Somebody's got to weigh in on the state's critical legal issues.
The precedent set here, in case you're wondering, is that blindness tolls the Statute of Limitations.
Justice isn't blind – because if it was, no one would notice any crimes.
But justice does care about blind people.
This blind plaintiff now gets to go back to a trial court to continue her long crusade to get back something she can't see and doesn't wear.
Expect to see this in an upcoming episode of "Portlandia."
Do you think the plaintiff's lawyer is getting a contingency fee?


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June has just flown by so far, hasn't it? I honestly couldn't tell you where it's gone. I can't believe it's July next week! I hope July is a bit sunnier though, I cannot stand the rain much longer. Something that has got me through the dreary days was the arrival of June's Pop in a Box.
This month I opened Bullseye from Toy Story! Talk about perfect timing with Toy Story 4 being released eh? He is just the cutest little thing too. His face is so, so expressive and I love the 'ANDY' on his feetsies.
I mentioned in my Wheezy post that Toy Story is one of my favourite Pixar films and I just can't get over how good it still is. The animation and stories are just spot on considering how long it has been around, it hasn't aged at all. The first one is still the best though, you can't beat it.
Bullseye is just the cutest little thing and really well made compared to some of my other Funko Pops too. I love the detail on him and I know it sounds stupid but I love the fact they have kept him looking like a toy too. Like, he still has that cute little toy look that Bullseye has in the films.
I still haven't seen the new Toy Story film yet, but I have heard nothing but good things, so I need to get along to the cinema immediately. Have you seen it yet?
Ride like the wind Bullseye!


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A person has died after falling down a lift shaft in Ohope, in the eastern Bay of Plenty earlier this evening.
Emergency services arrived at the incident on Pohutukawa Ave at around 5.10pm this evening.
The incident occurred at a residental address and the death has been referred to the coroner.
Fire and ambulance were also in attendance .
AdvertisementAdvertise with NZME.
A police spokeswoman confirmed at 8.30pm that the person had died.
More to come.


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My name is Kate O'Sullivan and I had been teaching at the centre for 15 months before Childhood Concepts took over the ownership in May 2018. I am really enjoying working in a creative, inspiring and awesome learning environment. I grew up in Taranaki but have lived in Wellington since the beginning of 2008.
I have 10 years' experience working with under-fives. I graduated with a Bachelor of Teaching ECE from Te Rito Maioha/ Early childhood New Zealand at the beginning of 2016. Prior to obtaining my degree I worked as a nanny in the Wellington area and at three other centres as an unqualified/in training teacher mostly with infants and toddlers though currently I am with the over 2's, a challenge that I have really enjoyed.
As a teacher I believe in a respectful, non-hurried learning environment that is child led. I believe all children are confident and capable and should have access to quality education and care. I am passionate about the ongoing development and learning of all children and hope to inspire a life long love of learning.


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A humorous and personal take on the assimilation question, this film concerns a second-generation Chinese-Canadian who recalls her childhood in a white middle class suburb in the 1960s. Adulthood lands her a job walking the streets as the ten-foot Mr. Noodle, hawking the wonders of a pasta bar. Mr. Noodle's persona eventually takes over her identity, and the protagonist finds herself alienated once again as a noodle among humans.
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Two years ago we introduced A Victim of Society, the Greek psych-rock trio that involves Vagelis Makris, Fotis Ntouskas and Pantelis Karasevdas. Freaktown is the sophomore album is out now via Inner Ear Records. they shared a new video for the track "Amnesia". It was directed by Dimitris Kotselis.
Their words about it: "Amnesia is the song where we tried to forget all the musical norms that we unintentionally follow and let the feeling of the bass-line take us anywhere it wanted. Middle-Eastern melodies mixed with a fast, punk attitude where the lyrics are sang in Greek, in order to capture the musicality of the moment, tell the story of forgetting who you are and the struggle to remember."


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Parents -- it's time. Though it's always time to make sure your children are as healthy as possible, it's currently time to an easily-spread, horrible respiratory infection: the flu.
According to a National Health Interview Survey, influenza alone is responsible for 200 million days of diminished productivity and 75 million days of work absence. Everyone can suffer from this virus -- especially kids.
There are more than 3 million flu cases per year in the United States. This infection attacks the lungs, nose, and throat and can be particularly damaging to children since their immune systems are not as strong as healthy adults.
Since we're right in the middle of this year's flu season, parents first must make sure their communities and school districts are carefully monitoring outbreaks. In some parts of the country, this year's flu outbreak has been entirely too severe.
According to ABC News, more than 40 Colorado schools had to close down this November after a mystery virus (with flu-like symptoms) spread among students and staff. It's the first time the school district has ever closed due to illness.
"We are taking this highly unusual action because this virus is extremely contagious and spreading quickly across our schools," said Tanya Marvin, the district's nursing coordinator.
The CDC estimated that since 2010, as many as 710,000 flu-related hospitalizations and up to 56,000 flu-related deaths have occurred.
Additionally, CBS Austin reports the Dell Children's Medical Center treated 343 children in a single day for flu-like symptoms. The virus forced an Austin school to close down for two days to allow parents to seek necessary medical treatment for their kids.
"We had over 50 kids out sick yesterday with Flu A, Flu B, and strep throat," added Jacques Weber, Head of School at the Austin International School. "That started to kind of ring the alarm bells.
What Can Be Done?Unfortunately, there is not a cure for this virus, but there are at least a few things that can be done to give your children a better chance of fighting back against the flu. Here are some great parenting tips to keep your kids healthy and strong:
- Keep them active -- The U.S. Department of Health and Human Services recommends that people between the ages of 18 and 64 engage in at least 150 minutes of moderate physical activity or 75 minutes of vigorous physical activity each week. It's much easier for young children to get out and get active -- so make sure they are playing and running around as much as possible. If not, they could be much more susceptible to the flu and similar viruses.
- Stick to a healthy diet -- Eating healthy can significantly improve someone's ability to fight off viruses. If your kids are eating nothing but junk food they won't be able to combat the flu and similar illnesses. Ditch the junk food and start eating healthier!
- Know the symptoms -- Knowing how to identify the signs of the flu is extremely important. Keep an eye out for your children experiencing the following: cough, sore throat, fever, muscle aches, stuffy nose, headaches, fatigue, vomiting, and diarrhea.
Devin is a writer and an avid reader. When she isn't lost in a book or writing, she's busy in the kitchen trying to perfect her slow cooker recipes. You can find her poetry published in The Adirondack Review and Cartridge Lit.


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The MPSC Agriculture Service Result 2018 will be released on their official site @ www.mpsc.gov.in for check the results of the MPSC Agriculture Service(Pre) Exam answer Keys, Cut-Off Marks. Candidates, who are taken the written test on 20th May 2018, those aspirants download the Merit list for the Agriculture Deputy Director and Agriculture Officer Posts.
Post Details
MPSC Agriculture Service Result 2018-19
MPSC Agriculture Deputy Director Result: Good news to the Maharashtra State people. Are you take the Maharashtra Public Service Commission (MPSC) Prelims Exam for Agriculture Deputy Director and Agriculture Officer Posts and if you are also waiting for the MPSC Agriculture Service Result 2018. Suppose yes, you reached the correct place. In this page, you can catch the answer keys, results downloading links. For more related information refer our page @ www.recruitmentindia.in regularly.
एमपीएससी ऍग्रीकल्चर सर्व्हिस रिजल्ट 2018 महाराष्ट्र लोकसेवा आयोग (एमपीएससी) च्या मंडळाकडून जाहीर करण्यात येईल. परीक्षा 20 मे 2018 रोजी घेण्यात आली. म्हणून परीक्षा घेणार्या उमेदवारांना उत्तर की, कट-ऑफ मार्क्स, एमपीएससीच्या www.mpsc.gov.in या अधिकृत साइटवर गुणवत्ता यादी पहा.
Details Of Maharashtra PSC Agriculture Service Result
|एमपीएससी कृषि सेवा परिणाम 2018
|Name of The Organisation
|Maharashtra Public Service Commission (MPSC)
|Name of the Posts
|Agriculture Deputy Director and Agriculture Officer Posts
|Number Of Posts
|70 Posts
|Exam dates
|20th May 2018
|Result Status
|Interview Dates
|02 May to 11 Jun 2019
|Official website
At present, the candidates are eagerly searching for the MPSC Agriculture Service Result 2018. Because in the May month 2018, the board conducts the written test on 20th May 2018. now it's the correct time, to check the result. Many aspirants have attended the written test on scheduled days. This is one of the reasons the board officials take some more time to issue the Maharashtra PSC Agriculture Service Result. If you have no hope to this exam, don't worry, Refer Latest Maharashtra Jobs in this page.
Maharashtra PSC Agriculture Officer Answer Keys, Cut-Off Marks
The Maharashtra PSC Agriculture Officer Answer Keys links are provided to check the posts of Agriculture Deputy Director and Agriculture Officer answer keys. Mostly the answer keys are published, in 3-4 days after the written test. Because the answer keys are for reference purpose. Once you can check the answer keys, you have an idea about the final written test of MPSC Agriculture Service Result. So check the Answer Keys, by using the links.
With the help of MPSC Agriculture Deputy Director Cut-off Marks, individuals can know their exam qualifying status. You should remember, in the results checking time check the cut-off marks in category wise. Because all categories don't have the same cut-off marks. The board fixes the cut-off marks in category wise and exam takers have no chance to fix the cut-off marks. You can also refer to the Cut-Off Marks in this page.
Maharashtra PSC Agriculture Service Result In Online
Download MPSC Agriculture Officer Result @ www.mpsc.gov.in: For the exam takers, the Maharashtra Public Service Commission (MPSC) Agriculture Deputy Director and Agriculture Officer Posts Results will be published at the official site of MPSC. The answer keys downloading links and results links will be issued the recommended portal. But most of the candidates prefer the official site, so as per the cause sometimes the links not opened. So follow our page, to check the MPSC Agriculture Service Result.
The Downloading Instructions Are:
- Aspirants, first, go to the official site of Maharashtra Public Service Commission (MPSC) @ www.mpsc.gov.in
- Visit the homepage and check t about the Latest Updates.
- Notice the official link of Maharashtra PSC Agriculture Service Result 2018.
- Click that link, a new page will be opened.
- There enter the aspirant login details like reg number, hall ticket number and password/DOB and it shows on the login page of the result link.
- Results of the details entered will be shown.
- Check the result was yours or not.
- Save that admit card in the pdf format.
Important Dates & Links
Final Answer Keys Date: 02nd July 2018
Results Date: July ( expected)
Interview Dates: 02 May to 11 Jun 2019 NEW
MPSC Agriculture Service Final Answer Keys>>>> Click Here
MPSC Agriculture Service Result 2018>>>> Download Here
MPSC Agriculture Service Mains Cut Off Marks


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About us
Global DigiTrade, a division of Thesaurus Global Marketing Inc. is a digital trading company, specializing in the rapidly growing industry of online shopping and providing you with top quality innovative products.
Our company is a fast growing and very competitive in the local market place. We offer the public the best products on the market in the categories of House & Home, Health & Beauty, Electronics, Hobbies & Toys and Slimming & Fitness.
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Experiencing a 'stickier' brand
It's taken two years for the reality of the 'experience economy' to catch up with the theory. Brands are now creating interactive experiences out of their products and services
It is two years since Joseph Pine and James Gilmore, writing in the Harvard Business Review, coined the term "experience economy", referring to the need of companies to go beyond merely providing goods and services to create engaging experiences which incorporate customers.
Though Pine and Gilmore's article provoked much interest, successful manifestations of the concept have been slow to appear.
The Internet provides a space in which the brand experience can be extended, but the true extent to which the new medium can deliver emotionally has yet to be demonstrated. Indeed, it is perhaps this lack of "feel" which is holding many Internet ventures back.
In the physical world, on the other hand, some interesting initiatives are beginning to appear.
Holiday operator Club Med, for example, recently opened an installation in central Paris designed to evoke the holiday experience for existing and potential customers. Rather than replicate physical elements of the traditional resort, the new centre incorporates restaurants, spaces for relaxation and recreation, and a programme of concerts and other entertainments which convey the spirit of the Club Med offer throughout the year.
On opening the centre, head of marketing Yan Mortreux stressed that: "This is not a village, theme park or sports centre but an oasis of relaxation which will enable people to experience for a few hours the atmosphere of a Club Med holiday."
Service brands, by their very nature, are experience brands, and therefore offer the most scope to develop an experiential element. It is a different matter to transfer the concept to product brands, yet it can be done.
NikeTown on London's Regent Street is a notable example and another – Volkswagen's Autostadt – opened last month in Germany. VW hopes to attract up to 1.5 million visitors a year to this mix of showroom, museum and theme park, designed to "create experiences, engage emotions, evoke memories and serve the customer".
And what of "virtual" brands – those which can, in theory, function without a physical presence? Some have considered it beneficial to develop a tangible representation of their business.
In New York, for example, Nasdaq has given substance to what is, functionally, a virtual enterprise by opening a $35m (£23.3m) showcase studio complex on New York's Times Square. Marketing co-ordinator Tianna Stein says: "This puts a face on the Nasdaq market. Lots of people have no idea what Nasdaq is. I didn't know what it was before I came to work here, so this helps."
In a world characterised by an abundance of offers, there exists a threat of commoditisation which can only grow as the Internet develops as a channel of delivery.
To combat this threat, marketers will increasingly have to consider those experiential elements which can differentiate their product or service, to create a brand world in which it can thrive.
John Shannon is president of Grey International


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A man and a teenager suspected of stealing tens of thousands of pounds from pensioners across the North East in sickening distraction burglaries have been arrested.
The pair, one in his late 20s and the other a teenager, were being questioned at Durham City Police Station yesterday by officers investigating about 100 distraction burglaries involving bogus water officials.
The duo, from Leeds, are suspected of being involved in burglaries across County Durham and as far north as Ponteland.
Those who have been robbed between last August and November range in age from their 70s to their 90s and lost anything from a few pounds to £9,000.