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We're seeing huge increases in the number of RFPs corporate legal departments are issuing to try to get the best law firms, lawyers and service. But we're not seeing huge increases in the quality or effectiveness of those RFPs. To flip the old phrase on its head, a lot of RFPs are garbage out, garbage… Continue Reading
Monthly Archives: April 2012
Why Lawyers are Lousy CollaboratorsPosted in Law firm practices, Legal Project Management
Guest Post by Douglas Richardson Partner, Edge International In an evolving legal profession in which the players are ever more functionally interdependent, the ability to collaborate has become a core competency. In managing law firms and legal departments…managing legal projects…in client service and client relations…and in marketing and business development, the ability to play well… Continue Reading
A Case Study at the Cutting Edge: Legal Project Management in AustraliaPosted in General Counsel, Law firm practices, Legal Project Management, Legal Project Management tools, Legal Spend, New Normal, Outside Counsel
The legal profession, sad to say, rewards its denizens with relatively few breakout moments, a dearth of challenges that allow its movers and shakers to break new ground. All the talk about law's "New Normal" notwithstanding, the legal landscape is a pretty conventional place, populated by more "first followers" than "first movers." That's why it… Continue Reading
A New Frame of Reference: Reflections on the Legal Industry from the Amazon RiverPosted in Law firm practices, New Normal, Outside Counsel
It's strange to find myself ruminating on the changes in the legal profession as I travel on the Amazon River in Brazil, 20 miles upriver from the city of Manaus. What could the global legal marketplace possibly have in common with one of the world's largest and most complex watersheds? A couple of similarities swim… Continue Reading


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The Rainforest Discovery Centre (RDC) is the gateway to getting to know the uniqueness and importance of Borneo's rainforests.
Situated 23 kilometres from Sandakan Town and not too far from the Sepilok Rehabilitation Centre, the RDC's main highlights are its exhibition halls, the Plant Discovery Garden, the Kapili-Sepilok Forest Reserve, environmental education programmes and a small lake for boat rides.
The RDC also gives visitors a chance to get intimate with nature through its Nature Experience programme which includes a guided walk to the Plant Discovery Garden, Rainforest Walk and indoor/outdoor activities.
As of 2009, RDC has also become the official venue for the annual Borneo Bird Festival which attracts the participation of birding enthusiasts from all over the world.
Further Contact
Rainforest Discovery Centre (RDC) Forest Research Centre,
Sepilok, P. O. Box 1407,
90715 Sandakan, Sabah, Malaysia.
Contact Person: Ms Cecilia
- +60 89 533 780
- +60 89 533 781
- +60 89 535 201
- firstname.lastname@example.com

subset: commoncrawl


text: If you're in need of extra cash, why not look to the very place that makes you feel most secure and comfortable --- your home! Since you've been making your mortgage payments faithfully over the years, your home has become one of your greatest assets...and one of your best sources for financing when you need extra cash. With a Home Equity Line Of Credit (HELOC) loan you'll enjoy a ready cash reserve that is available whenever you need it. Use as much as you want, when you want -- best of all, you pay interest only on what you borrow. A HELOC loan through Landings Credit Union is a safe, secure, and comfortable way to borrow! So go ahead... add that deck or pool you've always wanted, fix that leaky roof, finance your children's education, consolidate high-interest credit cards into one low-cost bill, and much more -- you have the home advantage, you have a Home Equity Line Of Credit loan from Landings Credit Union! Just take a look at what Landings Credit Union's Home Equity Line Of Credit loan offers you: You can borrow up to 80% of the value of your home loan. You can take up to 20 years to repay if you want and there are no pre-payment penalties. Apply for a Home Equity Loan Speak To a Mortgage Specialist If you would like to speak to a Landings Mortgage Specialist please complete the form below and we will contact you. Se Habla Español. Please complete all fields Name: Phone Number: Email Address: Loan Type: Requested Loan Amount:


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Ahh, Nara and Uncle Raja's. Worked threre through uni, living off naan, butter chicken sauce and pad thai. Oh and bottles of diet coke.
The two are combined now, so you can get a selection of Indian and Thai dishes in the one kitchen.
So, pad thai, chicken madrass and lamb korma. A Malaysia style Laksa.
And suggestive looking deep fried ice cream for dessert!
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This Forum Beta is ONLY for registered owners of D-Link products in the USA for which we have created boards at this time.
I had my camera set previously with video motion detection and now with bright sun in the afternoon the shadows from nearby trees especially in breezy conditions causes pixel changes that is detected as motion. Set at 15% sensitivity and minimized highlighted areas for detection (driveway) and it would still send 100s of email alerts with pictures. I understand there is nothing to prevent this as it is picking up the pixel changes from the shadows caused by the moving branches within the area of detection. My problem is when I tried setting to PIR only and it still thinks there is motion even at nights, I am running firmware 1.12 as well.I am thinking there is an issue with the PIR or the camera is faulty as it should only be detecting motion when a heat source moves, can anyone provide any insight as to why the PIR setting is not working the way I think it should be.


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30' x 40' Premium Pole Party Tent - White
Our Commercial-Grade Premium Canopy Pole Tents are an excellent addition to any party tent rental or event business, as well as the perfect party tent for your outdoor events like weddings, graduations, church functions, reunions and more. This Premium 30' x 40' Pole Tent is easy to set up and made from durable, high-quality materials. Pole tents get their classic look from the center tent pole that supports the vinyl tent top, which is then stretched across to the side poles.
The tent top is constructed from our best-quality blockout PVC vinyl that is 100% Waterproof, resistant to mold, mildew, and flame. It is also has a strong, durable finish that is coated for additional UV protection and will not show staining. The top has reinforced aluminum plates sewn into all points for heavy-duty installation, as well as 1" heat-sealed bonded seams for added strength and durability. Ropes have been permanently installed into the top, allowing for the addition of sidewalls (sidewalls sold separately).
The side and center poles are constructed from heavy-duty anodized aluminum. Anodized aluminum is an ultra-durable, lightweight alternative to steel poles that is highly resistant to rusting and corrosion that won't stain your tent tops or sidewalls (sidewalls sold separately).
These high-quality commercial vinyl pole tents are built to last and designed to withstand the wear and tear of being set up and taken down multiple times each year.
Seating Capacity:
- 120 people for a sit-down dinner
- 150 people for a buffet-style dinner
- 200 people for a cocktail party
Sidewall Requirements:
- 7ft tall. The finished size height of 7ft sidewalls is 6ft 7in.
- Sidewalls are available in 10ft, 15ft, 20ft, and 30ft in length.
- Sidewalls are available in Solid and Window styles.
Please Note: Tent Tops or Sidewalls constructed from PVC or PE material can safely be used in conditions with temperatures of 40 degrees fahrenheit or warmer. These materials will likely crack if used in freezing conditions and such use will void any and all warranties. We strongly encourage you to only use Tent Tops or Sidewall products made with PVC and PE in warm weather.
- Single Piece tent top
- Our best quality, 16oz blockout PVC vinyl top
- Tops are made with mildew resistant, flame retardant material.
- Reinforced aluminum plates are sewn into top all points for heavy-duty installation.
- All panels are bonded with 1" heat-sealed overlapped seams.
- Scalloped valances bond with vinyl binding.
- Sidewall rope permanently installed.
- Permanently attached 1/2 diameter polyester rope with rope tensioners.
- Guy ropes and jump ropes are spliced in at each pole location.
- Detailed installation instructions are sewn into a tent top storage bag.
Safety: We only sell or distribute tent tops that use a fire resistant vinyl meeting or exceeding the National Fire Protection Association's fire resistant standards.
Kit Includes:
- 30' x 40' Premium White Tent Top
- 1 - 16' Anodized Aluminum Center Pole
- 14 - 7' Anodized Aluminum Side Poles
- 22 - Heavy Duty Steel Tent Stakes
- Heavy Duty PVC Storage bag for tent top and poles
|Product Condition
|Product Weight
|Shipping Method
|Commercial Grade?
|Recommended Surface Use
|Grass / Soft Surface, Blacktop / Asphault (with Stake Driver)
|Low Temperature Threshold
|Tent Components Included
|Complete Tent (without Sidewalls)
|Sidewalls Included?
|Tent Top Piece Count
|One Piece
|Top Material
|16oz PVC Vinyl
|Fabric Translucency
|Water Repellency
|UV Resistant
|Flame Resistant
|Mold and Mildew Resistant
|Custom Printing Available?
|30' x 40'
|Tent Occupancy
|up to 200 guests - standing
|Tent Width
|Tent Area
|1200 sq ft
|Minimum Persons Required for Setup
|Tent Frame Type
|Premium Pole Tent
|Frame/Pole Material
|Anodized Aluminum
|Center Pole?
|Center Pole Height
|Center Pole Outside Diameter
|Side Pole Height
|Side Pole Outside Diameter
|UPC Number
Your order will ship either parcel or freight. If your order ships freight, it is ineligible for expedited shipping. A commercial address must be provided at checkout. Additional fees may apply to freight orders delivered to residential addresses or requiring liftgate delivery. If you are ordering a product considered hazardous like adhesive, your order is NOT eligible for express service. Products that individually qualify for parcel shipping may also go freight depending on quantity and other products in your order. YOU MUST PROVIDE A VALID PHONE NUMBER AT CHECKOUT OR YOUR SHIPMENT MAY BE DELAYED OR CANCELED. For more information, see our Full Shipping Information and Shipping FAQs here


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Whether by choice or out of necessity, Americans are working longer. According to a survey conducted by retirement-planning website RetiredBrains.com, 86% of business professionals plan on working after they become eligible to retire, and many of these will seek out new career paths as they extend their working years.
These second careers, or "encore" careers, provide continued income during retirement while allowing individuals to pursue work that is personally fulfilling. Mid-career is not too soon to start looking ahead; in case the career you're interested in requires training you could try to start while you're still in your current field. Here, we take a look at a few important considerations when planning a second career. (See also: Don't Retire Early - Change Careers Instead)
Identify Your Skills and Interests
Many people who embark on a second career do so not just for the money, but for the opportunity to stay productive and do something they are passionate about. Identifying your skills is often easier than narrowing down your true interests and passions. Because you may be in your second career for the next 10 or 20 years, however, it's important to spend the time and make an effort up front to figure out how you can combine your skills and interests into work that is rewarding.
Ideally, you should begin planning your second career while you are still working. This will give you time to really think about and plan your next act while you still have the security of a paycheck. Art Koff, Founder of RetireBrains.com, advises that it is important "for someone interested in pursuing a second career to give this serious consideration while they are still working. [This includes] checking with their current employer as to possible avenues that might be open to them, as well as maintaining their contacts and even expanding their network, giving them a maximum number of opportunities after they 'retire.'"
When searching for your passion, it may be helpful to reflect on what you enjoyed doing as a child, and what career "dreams" you had as a young adult. Think about what you would do if money were no object (imagine you've won the lottery – what would you do?) Allowing yourself to dream a little can help point you in the right direction toward finding a way to combine your skills and interests.
Education and Training
Your existing skill set may not match your interests, and you may have to learn new skills through education and training. Professional programs, graduate schools and community colleges cater to people with work and family obligations, and offer evening, weekend and online classes to provide students with the flexibility they need. You may be able to complete the necessary coursework while still working in your current field, enabling you to "hit the ground running" when you switch careers. As an added bonus, you may be eligible for tuition reimbursement through your current employer. Check with your employer for details, and be sure to find out what happens if you leave within a certain period of time (for example, you may have to repay the tuition reimbursement if you leave within the year).
In addition to updating your skill set, you may need to revitalize your resume, focusing on relevant work and experience. If it has been a while since you've written a resume, you may want to consider a resume coach who can help you construct a well-organized resume that showcases your expertise, experience and accomplishments.
Where the Jobs Are
It can be helpful to consider fields that exhibit strong job growth when refining your second career. According to Encore.org, a non-profit website that provides information for people pursuing encore careers, most job opportunities fall into five categories:
According to a MetLife Foundation and Encore.com survey, 30% of people in second careers are working in education. Despite budget cuts in many school districts, math, science, special education and ESL jobs are still available. Other roles in the K-12 setting include adjunct teachers, coaches/mentors, content advisers, project coordinators and tutors.
The healthcare industry is expected to expand significantly over the next two decades as boomers age and increase demand: estimates indicate a 22% increase between 2008 and 2018. Emerging jobs such as community health worker, chronic illness coach, medications coach, patient navigator/advocate and home modification specialist add depth to the more traditional careers available in healthcare.
Although "green" jobs may be difficult to find, they represent an area of growing interest for people pursuing second careers, and changes in the production and consumption of energy may lead to an increase in the number of jobs available. While many green jobs require specific technical skills, there are job opportunities for professionals without specific environmental backgrounds, such as those who have worked in project management, architecture, engineering, accounting, human resources and marketing.
As of September 2017, 31% (nearly 600,000) of the career employees of the federal government are eligible to retire, according to the U.S. Government Accountability Office. Because of its aging workforce, the government is facing labor shortages in key skilled positions, including administrative roles, the medical and health field, and security and law enforcement. To browse government jobs, visit www.usajobs.gov or your state's employment website.
While many non-profits have struggled since the financial crisis of 2008, the country's 1.5 million non-profit organizations employs about 10% of the workforce in the United States. As one of the fastest-growing job sectors in the last 10 years, non-profits provide job opportunities for a wide variety of workers, including accountants, artists, attorneys, carpenters, computer programmers, designers, educators, electricians, event planners, fundraisers, human resource professionals, managers, marketers and many others.
The U.S. Small Business Administration (SBA) refers to the growing number of individuals who are 50-plus and turning to small business ownership as "encore entrepreneurs." According to the SBA, 15% of workers between the ages of 50 to 64 are self-employed, and that figure increases to 25% for workers who are 65 and older. Entrepreneurship provides the opportunity to turn a lifetime interest or hobby into a personally rewarding and potentially profitable career. Visit www.sba.gov and search for "encore entrepreneur" for tips on starting and running a small business, as well as financing options.
The Bottom Line
A second career can provide opportunities whether you are worried about outliving your retirement savings, or you want to stay productive and do something meaningful later in life. After decades in the workforce, many people have the knowledge, energy, talent and time to devote to a new career that can provide both a paycheck and a purpose.
The best time to start planning your second career is before you retire; that is, while you are still working in your "first" career. This will give you the time you need to plan, research and make important decisions regarding your second act. Being proactive about the process, rather than expecting things to just "fall in place," can help ensure a productive and fulfilling second career. For more, see On a Retirement Job Search? Try These Agencies.


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10 May 2010
A miracle has happened
Rev. Willy Akena reports
In what many people here have seen as the mighty work of God in the Diocese of Northern Uganda, on Sunday 2nd May 2010 at St. Philips Cathedral Gulu, two retired Bishops received cars for their personal use during their retirement. Bishop Nelson Onono-Onweng who was consecrated in 1998 and retired in 2009, received Car Number UAK 877V, while Bishop Allan Oboma who retired in 1998 received car Registration number UAN 517 J. The current Bishop of the Diocese of Northern Uganda Johnson Gakumba locally fundraised for the car that was given to Bishop Allan Oboma, while the one given to Bishop Nelson had been bought for the Diocese of Northern Uganda during Nelson reign. While speaking to a large crowd that turned up for the function, the retired Bishop of Kitgum Diocese Mack Baker Ochola 11 said " Tangu Otime" Meaning Miracle has happened. The reason that made people to believe that Tangu Otime is because in the history of the Church in Uganda, particularly in the Diocese of Northern Uganda, when a Bishop retires, he goes out without means of transport. A retired bishop is often found walking on foot or on boda body motorcycle riders. The Paramount Chief of Acholi Rwot Onen David Acana 11 thanked Bishop Johnson for thinking about the retired Bishops, he appealed to the Bishop to think about the retired clergy as well as catechist.
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Flashing Light Maiden Pinks
Dianthus deltoides 'Flashing Light'
Flashing Light Maiden Pinks flowers
(Photo courtesy of NetPS Plant Finder)
Plant Height: 6 inches
Flower Height: 8 inches
Spacing: 14 inches
Hardiness Zone: 2
Ornamental Features
Flashing Light Maiden Pinks has masses of beautiful fragrant crimson frilly flowers with a dark red ring at the ends of the stems from late spring to mid summer, which are most effective when planted in groupings. The flowers are excellent for cutting. Its attractive narrow leaves remain dark green in color throughout the year. The fruit is not ornamentally significant.
Landscape Attributes
Flashing Light Maiden Pinks is an herbaceous evergreen perennial with a mounded form. It brings an extremely fine and delicate texture to the garden composition and should be used to full effect.
This plant will require occasional maintenance and upkeep, and is best cleaned up in early spring before it resumes active growth for the season. It is a good choice for attracting bees and butterflies to your yard, but is not particularly attractive to deer who tend to leave it alone in favor of tastier treats. Gardeners should be aware of the following characteristic(s) that may warrant special consideration;
- Self-Seeding
Flashing Light Maiden Pinks is recommended for the following landscape applications;
- Mass Planting
- Rock/Alpine Gardens
- Border Edging
- General Garden Use
- Container Planting
Planting & Growing
Flashing Light Maiden Pinks will grow to be only 6 inches tall at maturity extending to 8 inches tall with the flowers, with a spread of 18 inches. When grown in masses or used as a bedding plant, individual plants should be spaced approximately 14 inches apart. Its foliage tends to remain low and dense right to the ground. It grows at a medium rate, and under ideal conditions can be expected to live for approximately 5 years.
This plant should only be grown in full sunlight. It prefers to grow in average to moist conditions, and shouldn't be allowed to dry out. It is not particular as to soil type or pH. It is highly tolerant of urban pollution and will even thrive in inner city environments. This is a selected variety of a species not originally from North America. It can be propagated by division; however, as a cultivated variety, be aware that it may be subject to certain restrictions or prohibitions on propagation.
Flashing Light Maiden Pinks is a fine choice for the garden, but it is also a good selection for planting in outdoor pots and containers. It is often used as a 'filler' in the 'spiller-thriller-filler' container combination, providing a mass of flowers and foliage against which the thriller plants stand out. Note that when growing plants in outdoor containers and baskets, they may require more frequent waterings than they would in the yard or garden. Be aware that in our climate, most plants cannot be expected to survive the winter if left in containers outdoors, and this plant is no exception. Contact our store for more information on how to protect it over the winter months.
What Our Clients & Customers Say
To Marc and the crew at Wagner Landscaping,
Just short note to thank you for the quality craftsmanship you delivered at our Jefferson City residence. Our home was cut into a steeply sloping lot necessitating the need for considerable water management and erosion control landscaping. The sculpturing, erosion matting, retaining wall and ditch work was completed in short order, getting us ready for the winter. We are confident that when the snow melts and the rainy season comes next year our property will be ready to handle it. Thanks and best wishes to all.
– Steve Wilhoit –
Dear Chris,
I hope this is the greatest letter of recommendation you've ever received – I know it won't be your last. To anyone who reads this, I can say without hesitation that Chris Wagner should legally change his name to Mr. Boulder! (Just one look at his hands will confirm that this title has been earned.) Chris and his team tackled a very remote project for us with hustle, integrity, imagination and great execution. We couldn't be happier with the results. If Chris says "it" – "it" happens! We are happy to enthusiastically recommend one of the finest individuals with whom we have worked.
William W. Nicholson
Let's Get Started
Family-owned and operated since 1995
Our 2 Montana garden center locations provide you with the highest quality plant material.
Wagner Nursery, Belgrade
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220 Kendall Ct, Belgrade, MT 59714, USA
(406) 388-2559
Mon – Fri 9-5 ; Sat 9-4
Wagner Nursery Butte
Wagner Nursery, Belgrade
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33 Holliday Dr, Butte, MT 59701, USA
(406) 782-5855
Mon – Fri 9-5 ; Sat 9-3


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Toorak Lodge
Where To Stay Rivervale, Belmont, Western Australia
Toorak Lodge is ideally situated halfway between Perth's city centre, the domestic airport and international airport on the Great Eastern Highway. It offers the most competitive rate in the area to accommodate families, business people, holiday-makers and transit visitors.
Each fully-furnished and fully-serviced suite room is equipped with shower room, remote controlled television, reverse cycle air-conditioning, refrigerator and coffee and tea facility.
The complex has full laundry facilities available and ample parking for cars.
Lodge guests can relax around the private swimming pool or enjoy a coffee or beer at the bar in the reception area.
Make Toorak Lodge your doorway to Perth. They are within 11 minutes from Perth's central business district. You can visit Kings Park, art galleries, Perth cultural centre or do some shopping. Public bus service is available at the front entrance. They are 6 minutes from Crown Casino where a wide variety of restaurants and gaming facilities are available.
Day venture by ferry to Rottnest Island. There are a huge variety of wineries within a short drive. Golf courses are also within close proximity along with Perth's Ascot, Belmont and Gloucester Park racecourses nearby.
RatesCheck Price
See website for pricing options.
Trading Times
Check In: 2:00 pm
Check Out: 10:00 am


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Most often, we create child-friendly spaces to support children in emergencies – for example during conflict or after a natural disaster.
These spaces are especially designed to meet the unique needs of children, many of whom have faced distressing experiences.
Each day, trained adults organise activities that are fun but also structured, to help restore a sense of normality and routine for children who have had their lives torn apart by disaster. Our teams also offer important psychosocial support.


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Humiliated Lib Dems set to lose five seats as 'Cleggmania' fails to translate into ballot box support
- Nick Clegg's election hopes left in tatters as voters reject third party
- Poll surge failure leaves Lib Dem with same share of the vote as 2005
- Lembit Opik and Dr Evan Harris among high-profile casualties
The Liberal Democrats were on course for an humiliating General Election result today as the party failed to capitalise on 'Cleggmania'.
As a dejected Nick Clegg sought to pick up the pieces from a bitterly disappointing night for the Lib Dems, in which they looked set to lose five seats, he restated the party with the most seats had the first right to seek form a government.
As he arrived to cheers from supporters on the steps of the Liberal Democrat headquarters in Westminster, Mr Clegg said it was now for the Tories to prove themselves capable.
He said: 'I have said that whichever party gets the most votes and the most seats has the first right to seek to govern, either on its own or by reaching out to other parties and I stick to that view.
'I think it is now for the Conservative Party to prove that it is capable of seeking to govern in the national interest.'
Despite Mr Clegg's attempt to play kingmaker, his boast that the election would be a 'two horse race' between the Lib Dems and Tories looked wide of the mark.
The Lib Dems had broadly the same share of the vote as they did in the 2005 election and were on course to lose five seats.
Mr Clegg told supporters at his delayed count that his party had had a disappointing night - and appealed for all parties to pause to digest the result before rushing into deals that would not stand the test of time.
He said: 'This has obviously been a disappointing night for the Liberal Democrats. We simply haven't achieved what we had hoped.
'Clearly the final election result is still a little unpredictable. No-one appears to have won emphatically.
'I don't think anyone should rush into making claims or taking decisions which don't stand the test of time.
'I think it would be best if everybody were just to take a little time so people get the good government they deserve.'
He said he would be guided by 'the values and the principles on which we fought the election'.
The Lib Dems failed to win some of their key target seats, despite a surge in popularity for the Lib Dems in the polls after the leaders' debates.
Despite its modest results, the party could wield more power than ever before in the event of a hung parliament.
High profile casualties for the Lib Dems included Lembit Opik – the flamboyant former frontbencher – Dr Evan Harris, known as Dr Death for his support for euthanasia, and Julia Goldworthy.
Both men were ousted by Tory candidates in shock defeats for the party.
In a disastrous sign of the dangers to come for Mr Clegg, Willie Rennie, the Lib Dems UK campaign chief, also lost his Dunfermline and West Fife seat to Labour.
The party failed to gain its number one target seat of Guildford, which had required just a 0.09 per cent swing from the Tories.
But it was victorious in Eastbourne, where the Lib Dems snatched a seat from the Tories in what has been an acrimonious local contest.
However in one of the biggest triumphs of the night, the Lib Dems deposed Labour's solicitor general, Vera Baird, with a massive 21 per cent swing.
Lib Dem candidate Ian Swailes overturned a majority of more than 12,000 to win the seat.
Speaking after his defeat, Mr Opik told BBC News: 'I'm really quite disappointed I lost. I didn't expect the result and neither did my team.
'It's a sad time for me,' he added. 'On the other side if you stand for politics you have to be willing to contemplate the possibility of defeat.'
Mr Opik, 45, who had been MP for Montgomeryshire since 1997, is a somewhat flamboyant figure known for his love life.
He was previously engaged to Cheeky Girl popstar Gabriela Irimia and had a long-term relationship with weather presenter Sian Lloyd.
In the 2005 election, Mr Opik won with a majority of 7,048.
The Lib Dem candidate narrowly missed snatching former Defence Secretary Geoff Hoon's old seat of Ashfield. Former GMTV presenter Gloria De Piero held on by fewer than 200 seats.
In the early hours of yesterday morning, the Lib Dems held an emergency meeting at the Liberal Club in central London.
Senior politicians were keen to thrash out their strategy as the polls pointed to a hung parliament.
The news came after it was revealed that Nick Clegg was set to step up his demands for electoral reform after the Lib Dems failed to pick up significant numbers of seats.
TV exit polls suggested Mr Clegg's party could even finish with fewer MPs than the 63 they had in the last Parliament.
The third party had a storming campaign after Mr Clegg was given equal billing to Gordon Brown and David Cameron in the first televised leaders' debate.
Such a result would buttress their long-standing complaint that the electoral system needs to be more representative.
A senior Lib Dem frontbencher said: 'Whatever the final result, electoral reform is on the agenda and millions of voters will agree that the current system does not have any legitimacy.'
The view was endorsed by Labour's Business Secretary, Lord Mandelson.
'I think what is coming to an end is a political system rooted in a first-past-the-post means of election which looks as if it is creaking at the seams,' he told the Guardian.
'People want their votes to count for more, they want a more representative House of Commons and they don't want to feel that MPs from any party can simply rely on automatic re-election. They want a tougher system of accountability and I think a reformed electoral system would help deliver that.'
Lib Dem front benchers were ordered this week to send the leader's office a list of their demands for any negotiations to form a coalition government.
One party source said: 'Talks have already started with go-betweens in the Tories and Labour in case there is a hung parliament.'
Predictions were that they would win around a quarter of the vote – but possibly as low as a tenth of the Commons seats. The Daily Mail understands that Lord Ashdown, the former party leader, has been involved in early talks with Labour politicians.
The party's headquarters has banned all candidates from speaking to the media today ahead of what could be sensitive negotiations.
All LibDem MPs have been summoned to an emergency meeting in London on Sunday. Whoever he deals with, Mr Clegg will have to get his coalition terms past his parliamentary party.
The leader must secure the agreement of 75 per cent of his party for any deal to either support a minority government or enter into a coalition.
Under the party's 'triple lock' system, he must also get the backing of three-quarters of the ruling federal executive.
If both groups veto his plans, he has to call a crisis conference. But this is seen as highly unlikely, given Mr Clegg's success.
A senior MP said: 'He will go down as the most successful leader we have ever had. There is no chance that he will not take the party with him.'
Mr Clegg looked upbeat as he cast his vote in his Sheffield Hallam seat. He was accompanied by his Spanish wife Miriam, who cannot vote for him at a general election because she has not taken British citizenship.
As a citizen of an EU country, however, she can vote in local and European elections here.
Just the fut-futting raspberry sound of a deflating balloon
By Robert Hardman
No peal of bells, then. No triumphal fanfares for the kingmaker. Instead, there were two distinct sounds to be heard in Nick Clegg's Sheffield Hallam HQ early this morning - the fut-futting raspberry of a deflating orange balloon and utter fury outside polling stations.
As the early results began unfolding last night, it was looking as if Britain's brief flirtation with a Liberal Democrat revival had passed.
Nick Clegg would probably not be repeating the (famously deluded) 1981 words of his predecessor, David Steel: 'Go back to your constituencies and prepare for government.'
It didn't sound such a daft idea two weeks ago after Mr Clegg's belting performances in those first two television debates. Large parts of the electorate were so charmed by his earnest boyishness that Britain seemed on the brink of a collective Clegg-over situation.
By the early hours of this morning, however, it all looked more like a Clegg-pull. None the less, stand by for some noisy demands for a deal on proportional representation.
This morning, Labour big guns including Peter Mandelson were voicing support for that Lib Dem Holy Grail.
But the bronze medallists will be feeling more hard done by than ever this morning, brandishing their popular vote with renewed vigour, regardless of their Westminster tally.
The loss of the party's asteroidspotting funny man, Lembit Opik, was as unwelcome and unexpected as one of his dreaded meteorites.
The Lib Dem mood was not improved by frayed tempers at polling stations on Mr Clegg's own doorstep.
At Ranmoor Church Hall, in his own seat, police were summoned to calm 100 angry voters who were being turned away at the 10pm close of play.
The city's returning officer was forced to issue an instant apology.
'We got this wrong,' said John Mothersole, the returning officer for Sheffield. The council in question? A Lib Dem one.
At least the queues at the polls showed the electorate had been energised by this campaign. And much of the credit must go to Mr Clegg, whose own count was more than an hour late thanks to the larger-than-expected turnout.
Here in Sheffield, they have been enjoying the attention. The little row of shops around the polling station at Bents Green Methodist Hall had never seen anything like it.
Even Russian TV has been taking a keen interest in the local MP, on the basis that Mr Clegg's great-great grandfather was a Russian toff who built a pyramid on a long-lost family estate in the Ukraine.
Indeed, one channel yesterday linked him to Empress Catherine the Great, which rather dwarfs those Bullingdon digs at David Cameron.
Pensioners and errant schoolchildren gathered all morning just to look at the Press and satellite vans waiting for a man to arrive to vote for himself plus a woman with no vote at all.
Miriam Clegg, being a Spanish citizen, cannot vote for her husband. Indeed, on another day, she could have been turned away like all those angry late-comers.
The law is clear about who may enter a polling station: voters, accompanying children under 18, companions of voters with disabilities, election agents, police officers and accredited observers. It says nothing about foreign spouses required for photo opportunities.
However, Mrs Clegg (a lawyer) had a legitimate excuse. Sheffield was also holding local elections yesterday and EU citizens are allowed to take part in those.
On the way in, the couple stopped to chat to some teenage schoolboys. One shook Mr Clegg's hand and was mobbed by his mates wanting to shake the hand that shook Mr Clegg's. Whatever else happens, the Lib Dems have a leader with celebrity status.
After five minutes inside, the couple emerged and caused a stampede as they attempted to walk home. Back at their house they had a tea and cake party for the media who had covered the Clegg campaign from beginning to end.
During a BBC interview earlier in the campaign, Mr Clegg had deflected probes into second home expenses by saying it was 'not my home, it's yours'. So, are we all welcome now?
After this morning's count Mr Clegg was due to fly back to London to extract whatever he can from this election. He wields more clout this morning than he did a month ago. We have seen the greatest orangecoloured flight of fancy since easyJet.
But whether it will be enough to secure Mr Clegg a place at someone else's Cabinet table, let alone his own, seemed far from certain as the polls closed last night.
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Charles Elliott
Getting out of Jail
The Monopolists: Obsession, Fury, and the Scandal behind the World's Favourite Board Game
By Mary Pilon
Bloomsbury 313pp £20 order from our bookshop
Monopoly doesn't necessarily bring out the best in people. It can be excessively competitive. To avoid bloodshed, or at least a pitched battle using little wooden houses, families have been known to outlaw it. Yet it remains one of the most widely loved board games ever produced. What may come as a surprise – or possibly not, depending on one's level of cynicism – is to learn that its history is as full of underhand dealings, fraud, legal battles and, yes, monopolistic shenanigans as anything in the game itself.


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NEW YORK — Viacom Inc., which grew into a major media conglomerate with a succession of mergers, may split itself into two companies built around its main television properties, CBS and MTV.
Viacom executives hope that a breakup would allow investors to assign higher values to the company's fast-growing cable networks like MTV, which have been held back within the Viacom group among slower-growing properties like radio, outdoor advertising and theme parks.
A breakup, should it come to pass, would also resolve the question of who would succeed Viacom's 81-year-old CEO Sumner Redstone. The company said late Wednesday that it would provide more details on its plans in the second quarter.
Viacom, whose large array of media properties includes MTV, CBS, UPN, a large group of radio stations and the Paramount movie studio, has been frustrated with its languishing stock price. Investors have particularly soured on the radio business, which has poor prospects for growth and is facing competition for listeners from the boom in portable music players like Apple Computer Inc.'s iPods.
The two new companies would be headed by Tom Freston, the longtime chief of MTV, and Les Moonves, the head of CBS. Freston and Moonves have been contending for the top job at Viacom since last June, when chief operating officer Mel Karmazin left in a power struggle and triggered the two-way race.
Under the breakup plan being considered, the broadcast television company headed by Moonves would also include Viacom's radio businesses, CBS and an outdoor advertising business.
Viacom's stock has been languishing below $40 since April 2004 as investors remained frustrated that the high-growth businesses like MTV remained tied to slower-growth properties like radio, outdoor advertising and theme parks.
Blockbuster separation
Last fall Viacom also separated itself from Blockbuster Inc., its video rental unit that had also fallen out of favor with investors due to heavy competition from cheap DVD sales from Wal-Mart Stores Inc. and DVD rent-by-mail services.
Redstone said in a statement that despite the company's efforts to drive its various businesses for the best possible returns, those businesses "have inherently different growth characteristics and investment attributes that appeal to different types of investors."
What's more, "it has also become clear that this important distinction is likely to continue to limit Viacom's ability to receive full value for its assets and its prospects in the investment community," Redstone said.
Earlier Wednesday, media analyst Jessica Reif Cohen of Merrill Lynch sent a report on Viacom to investors suggesting essentially what the company announced later in the day — that the company consider breaking itself up in order to allow the market to value its pieces separately.
"If the stock continues to languish below what we consider to be fair value, we believe Viacom should consider breaking up the company to unlock the underlying value of the company's assets," Reif Cohen wrote. Reif Cohen said in an interview later that she was surprised at the company's announcement. "I did not expect this," she said.
If the breakup goes through, it would mark the latest move by a media conglomerate to restructure itself and streamline under pressure from investors. Media investor John Malone has been paring down the complex holdings of his company Liberty Media Corp., splitting off its overseas businesses last year and announcing Tuesday that it would spin off its 50 percent stake in Discovery Communications Inc. to shareholders.
Rupert Murdoch's News Corp. recently moved its legal base to the United States and is absorbing Fox Entertainment Group Inc., its separately traded U.S. subsidiary. Time Warner Inc. has also trimmed down, selling off numerous businesses including Warner Music Group, which recently announced plans of its own to sell shares to the public.
© 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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During a mammoth meeting at City Hall on Wednesday to discuss how to overhaul San Francisco's payroll tax, a fault line emerged between The City's labor-intensive technology sector and its more
capital-intensive industries.
As time grows short to craft a November ballot measure to overhaul the way San Francisco taxes businesses, about 50 business leaders met with Mayor Ed Lee and Board of Supervisors President David Chiu to debate replacing The City's 1.5 percent tax on business payrolls with a tax on gross receipts.
Pressure is mounting to reach a consensus and avoid a counterproductive fight at the ballot box. But since there will be winners and losers whatever the end result, businesses from a variety of diverse industries are paying close attention.
The meeting included tech companies such as Salesforce.com, Yelp and Zynga; financial services companies such as BlackRock and Visa; small- business representatives including SFMade and the Golden Gate Restaurant Association; and nationwide companies with headquarters in San Francisco, such as Wells Fargo and the pharmaceutical giant McKesson.
Several people in attendance characterized the meeting as positive and productive, downplaying any tension.
But others said technology investor Ron Conway rubbed many business leaders the wrong way with his brash support for a gross receipts tax. While some sectors would see their tax bills more than double under such a proposal, The City's fast-growing tech industry could see its tab significantly slashed.
"The tech companies don't seem to be team players," said small-business advocate Scott Hauge.
San Francisco's existing payroll tax has long been maligned as a disincentive to hiring and a barrier to attracting and keeping companies in The City.
The tech industry supports the theoretically more egalitarian gross receipts tax because payrolls represent such a high percentage of its overall costs. Last year, under pressure from tech leaders, The City created a payroll tax exemption designed specifically to encourage Twitter's relocation to the mid-Market Street area, and then exempted stock option compensation for companies that go public, which benefited Zynga and other pre-IPO tech firms.
But the gross receipts model worries executives in industries where employee costs are not a high percentage of their total expenses, such as the finance, insurance and real estate sectors. The City Controller's Office says those companies' payment of business taxes would increase from 16 percent to 26 percent of total tax revenue under the gross receipts proposal.
"We have to realize it's not just about high tech," said Ken Cleaveland, who represents the owners of high-rise offices as head of the Building Owners and Managers Association of San Francisco. Cleaveland said the gross-receipts proposal would more than double the costs for his members, and he is urging the mayor to lower the proposed tax rates.
The challenge for Lee and Chiu will be to come up with rates seen as fair across multiple industries while also generating the same amount of revenue currently brought in by The City's payroll tax, which is about $400 million.
The city controller is expected to release a final report on a new business-tax model as early as Tuesday. A proposed ballot measure would need to be introduced in early June to make it onto the November ballot. It would take the city attorney about a month to draft any measure's language.
Wednesday's meeting on how to overhaul the business tax was well-attended by The City's business elite. Among the parties represented:
Banking and finance
- BlackRock
- Fremont Group
- Visa
- Wells Fargo
Business groups
- Chamber of Commerce
- Coalition for Better Housing
- Committee on Jobs
- Golden Gate Restaurant Association
- Hotel Council
- sfCITI: San Francisco Citizens Initiative for Technology & Innovation
- SFMade
- San Francisco Locally Owned Merchants Alliance
- Real estate and construction
- Building Owners and Managers Association of San Francisco
- Shorenstein
- Webcor
- Autodesk
- Investor Ron Conway
- Riverbed
- Salesforce.com
- Trulia
- Yelp
- Zynga
- Berg Davis Public Affairs
- High Flying Foods
- McKesson
- Morrison & Foerster
- Platinum Advisors
- Safeway
- San Francisco Soup Kitchen
Find out more at www.sfexaminer.com/join/


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Author(s): Sam Bourne
The darkest secrets of World War II...finally revealed. The number one bestseller returns with his most explosive book to date. Europe is ablaze. America is undecided about joining the fight against Nazism. And James Zennor, a brilliant, troubled, young Oxford don is horrified. He returns one morning from rowing to discover that his wife has disappeared with their young son, leaving only a note declaring her continuing love. A frantic search through wartime England leads James across the Atlantic and to one of America's greatest universities, its elite clubs and secret societies - right to the heart of the American establishment. And in his hunt for his family, James unearths one of the darkest and deadliest secrets of a world at war...
Product Information
***** 'Shifting his focus from hi-tech present day conspiracies to a very dark chapter of the second world war, Bourne has proved he can more than rub shoulders with the likes of John Le Carre and Robert Harris.' Mirror 'Pantheon is a propulsive, satisfying novel which burns with moral indignation, earning Bourne his place at the thriller-writers' high table.' Guardian 'Ingeniously constructed ... a page-turner which maintains the tension' Observer 'An intelligent thriller with a vividly drawn wartime atmosphere' Independent 'A compelling story that combines the personal traumas of war, its headline dramas and the tragic tension that can arise between them. A disturbing delight.' A D Miller, author of SNOWDROPS
Sam Bourne is the pseudonym of Jonathan Freedland, an award-winning journalist and broadcaster. He has written a weekly column for the Guardian since 1997, having previously served as the paper's Washington correspondent, and presents Radio 4's contemporary history programme, The Long View. In the annual What the Papers Say Awards of 2002 Jonathan Freedland was named Columnist of the Year, and in 2008 he won the David Watt Prize for Journalism. His first novel, The Righteous Men, was a Sunday Times Number 1 bestseller. His subsequent novels have all been top five bestsellers. He lives in London with his wife and their two children.
General Fields
- : 9780007413645
- : HarperCollins Publishers
- : Harper
- : 0.31
- : June 2012
- : 197mm X 130mm
- : United Kingdom
- : November 2012
- : books
Special Fields
- : Sam Bourne
- : Paperback
- : English
- : 823.92
- : 576


text: Carbon-based energy sources are becoming less relevant every day, and while solar, wind, hydro, and geothermal power are all viable solutions for the world's energy needs, the effectiveness of these methods varies by location. That's where nuclear power comes into play. With the help of Vectorworks Designer software, a small design studio in Vermont, USA, digitalmechanics, used 3D CAD technology to understand the challenging internal geometry of a 1968 theoretical nuclear reactor that runs on thorium, the Earth's most abundant, energy-rich natural resource. And while the concept behind this type of reactor was abandoned as impractical decades ago, taking a more in-depth look at the technology from a modern viewpoint could yield exciting insights into the future of nuclear energy.


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At the Property Rights Law Firm, P.A., we have extensive experience focused on protecting people's property from government takings through the eminent domain process. Our depth of knowledge and experience with the eminent domain process allow us to offer our clients the highest levels of protection against condemnation as well as maximizing the compensation for any taking.
We understand the value that people place on their property. Whether it is a home or business, your property is yours. We can help you defend against any attempts by the government to take your property. We have the experience and skill to help you secure the best possible outcome.
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|Jaipur (Also Known as Jeypore or former Dhundhar state) is named after its founder Maharaja Jai Singh II (1693-1743), who came to power at the age of 12 founded and ruled Jaipur from 1727. Even though 28 kings ruled for six centuries at Amber, today Jaipur is much better known where only ten Maharajas have sat on the throne over the last two hundred and fifty years — and the eleventh east while ruler now leads the Kachhawahas. This has as much to do with the grand vision of Sawai Jai Singh II who founded Jaipur – as with the British who began the custom of calling the states by the names of their capitals.
The picturesque capital of Rajasthan, Jaipur is color washed Pink, the hue is associated with hospitality in Rajput culture. Built in 1727 A.D by Maharaja Sawai Jai Singh – II, Jaipur displays a remarkable harmony and architectural splendor. The Ancient heart of the Pink City still beats in its fairy – tale palaces. Rugged fortresses perched on barren hills and broad avenues that dot the entire city. The only planned city of its time, Jaipur is encircled by a formidable wall.
|There is a time less appeal to Jaipur's colorful bazaars where one can shop for Rajasthani momentos. Marvelous forts & palaces, once the residence of Maharajas are worth admiration. Not to mention the ambling camels and cheerful people in multi- hued costumes that makes your trip to the pink city a memorable one.Enjoy a time-lapse drive through Jaipur to the Tiger Fort, begining at our sister hotel The Pearl Palace.
The Kings who ruled Jaipur after Sawai Jai Singh II were: Jai Singh II (Founded Jaipur) 1727-1793 Ishwari Singh. 1743-1750 Madao Singh I 1751-1768 Prithvi Singh 1768-1778 Pratap Singh 1778-1803 Jagat Singh 1803-1819 Jai Singh III 1820-1835 Ram Singh II 1835-1880 Madao Singh II 1880-1922 Man Singh II 1922-1949 Brigadier Bhawani Singh. 1970-present
Gallery of images from Jaipur


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Meet Your Premier La Mirada Dentist
Charles Kim, DDS
Top Korean Speaking Dentist in La Mirada
Dr. Charles Kim started his practice with a mission to create long-lasting relationships with his patients while providing the most conservative and modern dental care. He graduated from Whitney High School and currently resides in Cerritos, CA. He attended University of the Pacific in Stockton, CA for his Bachelor's in Biology. Thereafter, he obtained his Doctorate of Dental Surgery degree at the University of the Pacific School of Dentistry in San Francisco, CA. After graduating, Dr. Kim went on to complete his Advanced Education of General Dentistry (AEGD) residency in Tucson, AZ to further enrich his dental skills.
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Top: Spécialisés
Audio Pro > Spécialisés
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Organizers Michael Lehmann Boddicker and Michael Learmouth have announced dates for the second SynthPlex synth festival.… Read More SynthPlex 2020 Dates Announced
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in this video, sound designer Aiyn Zahev takes a look at the Polyend Medusa synthesizer.… Read More Polyend Medusa Review & Audio Demo
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The News is an extremely important product people consume to stay informed of current affairs from around the world. Still, even if you're listening to some of the most dramatic news ever, the gravitas may be lost if it doesn't employ the right sound effects and music tracks...
A video game without sound would be quite boring, that's for sure. To excite players, you'll need cool, top quality royalty-free video game sound effects. For a few ideas check the examples in this article. Here, you'll find the best selection of royalty-free video game sound...
While the main elements in a track are what makes the song, the variation that these elements have are what tie the whole track together.Adding variation and interest to the track is necessary to keep an audience engaged from start to finish. While adding in transition...
HyperSynth has announced Hcards v2.0 - a major update to their line of synth expansion cards.… Read More HyperSynth Hcards v2.0 Gives New Life To Old Synths
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dimanche 23 juin 2019, 18:58
This video captures a live performance of 'Thanatos' from Neon Genesis Evangelion, played on Ondomo (Ondes Martenot) and Piano.… Read More Music For Ondes Martenot & Piano (Neon Genesis Evangelion)
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Date Actuelle
jeu. 29 oct. - 09:23 CET


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Go Back
Freddie & Fannie Reach Short Sale Agreements with Mortgage Insurers
Agreements were announced on Wednesday with nine private insurance carriers that will make foreclosure alternatives much quicker and easier for some Freddie Mac and Fannie Mae (the GSEs) borrowers to obtain. Servicers will no longer have to seek approval of private mortgage insurance (PMI) companies when borrowers with mortgages owned or guaranteed by either GSE and carrying PMI seek a short sale or permission to grant a deed in lieu of foreclosure.
The agreements, which become effective on November 1, allow the GSEs to approve short sales and deeds in lieu on the insurers' behalf. The GSEs are, in turn, delegating these authorities to their servicers. The delegations will eliminate the separate review required by the mortgage insurers. Freddie Mac, in announcing the agreements said that this should reduce the potential costs, delays, and uncertainty involved in the transactions, enabling more distressed borrowers to avoid foreclosure.
Nine companies inked the agreements with the GSEs. They are CMG Mortgage Insurance Company, Essent Guaranty, Inc., Genworth Mortgage Insurance Corporation, Mortgage Guaranty Insurance Corporation, PMI Mortgage Insurance Company, Radian Guaranty, Inc., Republic Mortgage Insurance Company, Triad Guaranty Insurance Corporation, and United Guaranty Corporation.
Fannie Mae said it previously had individual delegation agreements with the majority of its top PMI counterparties but the standard agreement with all nine insurers would make the approval process more consistent and efficient for servicers and borrowers.
Freddie Mac said the agreements will build on recent Freddie Mac efforts to encourage more short sales. On November 1, Freddie Mac's new Standard Short Sale will also go into effect, streamlining the short sale approval process and broadening the ability of servicers to help distressed borrowers.
Tracy Mooney, Senior Vice President, Servicing and REO at Freddie Mac said, "We applaud the nation's mortgage insurers for committing to work with us and our servicers to help more borrowers obtain short sales and other foreclosure alternatives. By paving the way for more borrowers to avoid foreclosure, today's announcement will support the housing recovery and help reduce taxpayer losses."
"Short sales and deeds-in-lieu are important tools to prevent foreclosures and help struggling borrowers," said Leslie Peeler, senior vice president, National Servicing Organization, Fannie Mae. "These delegation agreements create an even more streamlined process that will ultimately help more families avoid the costly effects of foreclosure and benefit taxpayers. We are pleased that the mortgage insurance companies have stepped up to the plate with us to help more homeowners."


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Broker Type: OTC
Leverage: 1:100
Regulation: FINMA, FCA, MFSA, SFC, DFSA
Min. Deposit: 1,000 US$
HQ: Switzerland
Platforms: eTrader
Found in: 1996
The beginning of the company started back in 1990 by set-up Marvel Communications SA, a business specializing in financial software and web applications. Further, the business model became Swissquote through the launch of the first financial platform in 1996, which offered free access to private investors real-time prices for all securities traded on the Swiss stock exchange and with the mission to democratize banking. Till now, Swissquote is visited 2 million times per month and is still Switzerland's largest financial portal.
Swissquote Group Holding Ltd is Switzerland's as a leading provider of online financial and trading services listed on the SIX Swiss Exchange and has its headquarters in Gland (VD) with offices in Zürich, Bern, Dubai, Malta, Hong Kong and London.
The broker challenge convention through the innovation and technology, while continuously developing their systems and offerings. Through their milestones, Swissquote takeover of MIG Bank Ltd, one of the leading Forex worldwide broker, also behaves as a strategic pather with PostFinance and numerous other world leading financial institutions like Goldman Sachs, UBS, Commerzbank, Vontobel, etc.
The Swissquote provides mainly various online trading services, yet the user-friendly platform also offers solutions for eForex, ePrivate Banking, eMortgage and flexible saving accounts. In addition to a low-cost service for private clients, Swissquote also developed specialized services for independent asset managers and corporate clients.
In addition, the firm takes an active part in social contribution and support. Since 2015 Swissquote is in a global partnership with Manchester Unites, one of the most popular football team in the world.
Swissquote Bank Ltd holds a banking licence issued by its supervisory authority the Swiss Federal Financial Market Supervisory Authority (FINMA) and is a member of the Swiss Bankers Association. The established branches are the subsidiaries of the Swissquote Bank and authorized by the relevant to the country regulators, thus in UK company regulated by FCA.
Swissquote MEA Ltd is a subsidiary based in Dubai and holds a category 4 licence from the Dubai Financial Services Authority (DFSA) and offers multi-asset trading platforms, expat accounts, ePrivate Banking solutions and special services for institutional partners.
Swissquote Asia Ltd (formerly MIG Capital (Asia) Ltd) has been a limited liability company incorporated in Hong Kong and is a licensed corporation under the supervision of the Securities and Futures Commission (SFC), from which it was granted a Type 3 licence (Leverage Foreign Exchange Trading).
Swissquote Financial Services (Malta) Ltd is an investment services company under the supervision of the Malta Financial Services Authority (MFSA) and was granted a category 4 license. The company covers various fund activities, traditional and alternative investments, precious metals and commodities.
The direct access to the markets provided by the highly secured and powerful platforms which company chose to offer, that are divided by the financial instrument client need to trade as well depending on investor's profile.
The choice comes to eTrading platform, Swiss DOTS, Themes Trading and Mobile applications.
– eTrader is a multi-asset platform suitable for all traders that enable to achieve objectives in a simple and intuitive way. Widgets on eTrading platform bringing account overviews, ratings and analysis, while trading products just in a few clicks. The favorite securities can be watched from integrated watchlist along with daily analysis through Trend Radar.
– Swiss DOTS a platform for derivatives with more than 90,000 products offers competitive conditions at 9.- flat
– For investment ideas, Themes Trading offers over 60 investment themes. This tool brings an opportunity to explore solutions based on trends, global drivers and strategies.
– The range of free application designed for any device iPhone, Android, Smartwatch and even Apple TV, while offering sophisticated technological solutions. Various tools can be connected to the platform, exclusively to swiss clients' availability to trade with a virtual reality headset, or through MacOS screensaver or TV and more.
The financial tools on the shelf of Swissquote allow a quick search for securities, analyses, charts or selection of the product.
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The Rural Alberta Advantage will release their highly-anticipated third album, Mended With Gold, on September 30th via Saddle Creek. The twelve-track album was recorded at Toronto's Candle Recording with the band's long-time live engineer Matt Lederman (Hayden, !!!, Besnard Lakes) alongside co-producer Leon Taheny (Owen Pallett, Austra, F*cked Up). Mended With Gold's "Terrified" is available to stream and share via SoundCloud. Mended With Gold can be
pre-ordered now on CD, LP, Deluxe LP (clear with gold splatter vinyl) and digitally in the Saddle Creek online store or here on iTunes. The Rural Alberta Advantage has just announced an extensive tour in support of their upcoming release. A full list of tour dates can be found below.
In 2006 singer-songwriter Nils Edenloff, percussionist Paul Banwatt, and multi-instrumentalist Amy Cole came together to release their debut self-titled EP as The Rural Alberta Advantage. The ensuing years have brought two full-length albums (2008's Hometowns and 2011's Departing), widespread critical praise (SPIN, The New York Times, Rolling Stone, Pitchfork, NPR, among others), two Juno Award nominations (Best New Group, Video of the Year), the Polaris Music Prize Long List, and a hard earned reputation as one of the most impressive live bands you'll ever see. It was through all of this that The RAA's latest album, Mended With Gold, took shape.
Nils recalls, "Last spring, I rented a remote cottage up in the Bruce Peninsula on the recommendation of some friends to try to do some writing for the new album. It turned out to be a pretty terrifying place to be alone with your thoughts – locals told me to watch out for black bears, the heat wasn't working and at night it sounded like the cottage was surrounded by wolves. I slept with a pocket knife at arms-reach. It's funny the lines that will run through your head when you're alone like that and trying to get yourself to sleep- they inspired "To Be Scared", which is probably one of my favorite songs on the record."
The ideas and moods created in these songs tie back to the album title Mended With Gold, embracing the idea that the breakage and repair of an object becomes part of its unique history and ultimately makes it more valuable instead of a blemish to disguise. The Rural Alberta Advantage have taken all of their successes, losses, adventures, and heartbreaks over the past few years, and forged them together into an unforgettably powerful work of beauty.
Mended With Gold Track Listing:
Our Love…
This City
On the Rocks
Terrified (stream)
Runners in the Night
To Be Scared
All We've Ever Known
The Build
Vulcan, AB
Not Love or Death
…On the Run
The Rural Alberta Advantage Tour Dates:
7-8-14 Toronto, ON Massey Hall
7-18/20-14 Dawson City, YT Dawson City Festival
7-26-14 Welland,ON Owenpalooza
8-8-14 Kingston, ON Wolfe Island Music Festival
9-18/20-14 Montreal, QC Pop Montreal
10-3-14 Vankleek Hill, ON Beau's Oktoberfest event
10-09-14 Detroit, MI Magic Stick*
10-10-14 Columbus, OH Skully's*
10-11-14 Indianapolis, IN Radio Radio*
10-12-14 St. Louis, MO Firebird*
10-14-14 Chicago, IL Metro
10-15-14 Milwaukee, WI Turner Hall*
10-16-14 Omaha, NE Slowdown*
10-17-14 Minneapolis, MN First Avenue*
10-20-14 Edmonton, AB Starlite*
10-21-14 Calgary, AB McEwan Ballroom*
10-23-14 Vancouver, BC Commodore
10-24-14 Seattle, WA The Crocodile*
10-25-14 Portland, OR Doug Fir Lounge*
10-27-14 San Francisco, CA The Independent
10-29-14 Los Angeles, CA The Roxy Theatre*
10-30-14 San Diego, CA Soda Bar*
11-01-14 Salt Lake City, UT The State Room
11-02-14 Denver, CO Hi Dive
11-04-14 Dallas, TX Club Dada*
11-05-14 Austin, TX Red 7*
11-06-14 New Orleans, LA Beatnik*
11-07-14 Birmingham, AL The Bottletree Café*
11-08-14 Atlanta, GA The Earl*
11-09-14 Chapel Hill, NC Local 506*
11-11-14 Washington, DC Rock & Roll Hotel*
11-12-14 Philadelphia, PA First Unitarian Church*
11-13-14 New York, NY Bowery Ballroom*
11-14-14 New York, NY Bowery Ballroom*
11-15-14 Cambridge, MA The Sinclair*
11-21-14 Birmingham, UK The Hare and Hounds
11-22-14 Glasgow, UK Broadcast
11-24-14 Leeds, UK Brudenell Social Club
11-25-14 Manchester, UK Soup Kitchen
11-26-14 London, UK Islington Assembly
11-27-14 Amsterdam, NL Paradiso Upstairs
11-29-14 Munster, GE Gleiss22
12-1-14 Cologne, GE Knust
12-3-14 Berlin, GE Lido
12-4-14 Munich, GE Atomic Café
12-5-14 Frankfurt, GE Zoom
*with special guests July Talk
For more info, please visit:


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The COSYNA Svalbard UWO of AWI
The COSYNA underwater node at Kongsfjorden, Ny-Aalesund is described here.
There are several quantities, which are continuously monitored:
Water currents and tide cycles
PAR data (site under construction)
Additionally, the Carbon chemistry sensor package including the CO2 data can be found at this Obs. Villefranche web page.


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The Very Best Of Badfinger
Capitol has put together the first collection to combine their best songs for Apple and Warner Bros.: "No Matter What," "Come and Get It," "Day After Day," "Baby Blue," their version of the Nilsson hit "Without You," "Name of the Game," "Maybe Tomorrow," "Rock of All the Ages," "Carry On 'Til Tomorrow," "Midnight Caller," "We're for the Dark," "I'll Be the One," "I'd Die Babe," "It's Over," "When I Say," "Dennis," "Lonely You," "Love Time" and "Meanwhile Back at the Ranch / Should I Smoke." 67 minutes.
To play the media you will need to either update your browser to a recent version or update your version of Flash Player.


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Winners of the prestigious and lucrative British Mercury Prize in 2012 for "Best Album", ALT-J – lower-case preferred to represent the mathematical equation "triangle" symbol on one's Apple Mac – have taken the music world by storm since signing a deal with Infectious Records in 2011.
A unique schizoid blend of laptop-folk, ethereal trip-hop and organic indie (think FLEET FOXES harmonies and HOT CHIP beats), the four musicians met in 2007 while studying Fine Art/English Lit at Leeds University. Subsequently based in Cambridge, Messrs Joe Newman (vocals/guitar), Gwilym Sainsbury (guitar/bass), Gus Unger-Hamilton (keyboards) and Thom Sonny Green (drums), the quirky quartet toyed with the names of Daljit Dhaliwal and Films, while they rehearsed very quietly so as not to disturb their fellow student halls residents.
The Laurel Collective's Charlie Andrew was roped in as producer, and while a 4-track demo (recorded in Brixton) was circulating around the majors and independents, a trial 7", featuring `Bloodflood' and `Tessellate', was issued by free mag Loud And Quiet. Infectious were on board on the group's second and third platters, the double-A `Matilda' and `Fitzpleasure', plus `Breezeblocks'.
AN AWESOME WAVE {*8} was released May 2012, and almost immediately rave reviews from the NME, MusicOMH and Drowned In Sound, secured the record its entry into the Top 20. Although it must be said not every publication was enthused by their "draining, elongated MOR tunes" (as Pitchfork Media bluntly put it). Whether it be inverted snobbery or pretentiousness on every level, one can see both sides to the coin as ALT-J have a tendency to irritate and twist the knife into their own backs when the music seems to be plodding along quite nicely. The hushed squeaky murmurs of Newman certainly has a "marmite" effect, but one can see merit in their aforementioned singles, plus others such as `Something Good' and `Dissolve Me'. Signed to Canvasback (through Atlantic) in the States, it'll be interesting to find out their global appeal without a hit single. Hopefully, a sophomore set should dispel their vituperators.
The first month of 2014 kicked off with a bang when Sainsbury opted to leave. But at least he departed on an amicable arrangement and, more importantly, after the recording of ALT-J's sophomore set; Cameron Knight would subsequently take on his live role. Described as like a meeting of SIGUR ROS, MOGWAI and ENO (if only!), THIS IS ALL YOURS (2014) {*7} captured the hearts and minds of the day's youth. In sullen-to-sonic song, `Nara' (and its pre-fixed accomplice, `Arrival In Nara'), the elastic-jawed Joe Newman was cold and calculated without… say… the icy traits of their more northern compadres. Top of the tree was reserved for the creaky, muted-blues-meets-Motown of `Left Hand Free', while the enterprising mash-up of `Hunger Of The Pine' (sampling MILEY CYRUS's `4×4') was truly inspirational. It was then hardly surprising that the British album chart-topper became Top 5 in the States. On a footnote to the set, Tom and Co tried their hand on addendum piece: a dub-beat cover of BILL WITHERS' `Lovely Day'.
Putting to one side ALT-J's low-key LIVE AT RED ROCKS {*6} from the previous year, the pastoral-prog trio rendered album three, RELAXER (2017) {*8}. Critics could neither pigeonhole their swooning schizoid soul nor their pagan-meets-punk palate. And as for their field-folk opener `3WW' and the disguised and desert-honed re-hash of `House Of The Rising Sun', well… the jury was certainly out to lunch. If a transcendental GARY NUMAN had turned up (and subsequently exited) for sessions to `In Cold Blood' and `Deadcrush', that'd be no big surprise, whilst the group's VELVET UNDERGROUND-ing afflictions on `Hit Me Like That Snare' was in question. Somehow, for loyal fans and patient reviewers, the spectral Top 10 set worked on many levels.
On an altogether different level, the re-imagined REDUXER (2018) {*6}, knitted together a raft of rappers, hip hop producers and musicians to inject fresh blood into last year's "Relaxer"; the highlights fermenting from PUSHA T and TWIN SHADOW (who reconstruct `In Cold Blood'), The ALCHEMIST x TROOKO's (who re-hash `Deadcrush') and RIZZLE KICKS' Jimi Charles Moody (who added some sloth-soul on `Hit Me With That Snare').
© MC Strong; May2013-Oct2018


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Last month, science writer Ed Yong announced in The Atlantic that he'd spent two years consciously trying to level the gender balance in his stories, ensuring the sources he spoke with represented the whole talent pool. We write frequently about diversity and wondered about our own grade on this scale.
So we checked the numbers going back to the start of 2017. Our study wasn't scientific, like Yong's (just us tallying names), but the results are in: we can do better.
Just under 40 per cent of the sources we spoke to over the past 14 months were women. That's 10 per cent above the national average, according to Shari Graydon, founder of the Ottawa-based nonprofit Informed Opinions, whose goal is to elevate women's voices in media.
In print and on TV, in newsrooms and in the stories they chase, men invariably take up more space. Women spend less time on camera and receive fewer column inches. Men not only hold the power of the pen, as they are also turned to more frequently for expertise or soundbites, accounting for 70 per cent of all people quoted in news articles, on TV and radio in Canada.
The face you see bringing you your news most nights is likely a man's, that's easy to spot. But so is the person who prepared his notes. And the expert he's interviewing to add context to the story.
We use our column to shed light on issues that are important to us, including equality. But that isn't enough. We have to reach out to more voices.
Even more than the numbers Graydon shared with us, what struck us is the types of stories women are usually left out of: science, business and international relations pieces. It's as if there aren't women among the leaders in gene editing research, on the cusp of human rights law or championing sustainable business practices.
With #MeToo sweeping across Hollywood, and Washington and Times Up expanding the movement to other industries that rarely see the spotlight, what's at stake here is hard to ignore. These are extreme cases of women's voices and experiences that have been historically and categorically ignored. Culturally, we are at a tipping point.
We can extend this energy to TV screens and cinemas, to the newspapers, family bookshelves and dinner tables across the country. We can read more women writers, watch more women directors.
And we can take personal responsibility — something we're doing right now.
We are two white men and it would be easy for us to rely on experts and sources who share our complexion and our privilege. But that's not how we grow. And it's certainly not how we build a more representative and fair country.
We thought we'd done our part by writing about important issues that matter to both women and men. But just as much as the subjects we tackle, the perspectives we include matter.
"Passive support is not enough," Graydon told us in a phrase that will continue to motivate our efforts. "If you're not paying attention, you're not going to change."
International Women's Day is March 8. There's no better time to start paying attention.
Craig and Marc Kielburger are the co-founders of the WE movement, which includes WE Charity, ME to WE Social Enterprise and WE Day. For more dispatches from WE, check out WE Stories.


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Training Session 9 Business Consultancy
We've faced the problems of starting a coffee business, nobody does it alone. Gain a comprehensive overview and help planning your coffee business. Everything from Menu creation to equipment installation and costings.
Full day (allow for 5hrs, plus complimentary lunch included.)
This is our starting rate for a full day comprehensive course. However we can offer continued guidance through setting up your business, email email@example.com to discuss what we can do you for and receive a quote based on your needs.
AVAILABLE: SATURDAYS, SUNDAYS, MONDAYS after 10am
PICK YOUR DATE & TIME: Please state your preferred date and time in an email to email@example.com.
Training sessions take place at our Roastery in Stapleford Granary.
All Bookings must be made 48 Hours in advance. You'll receive a booking confirmation once we've finalised your order.


text: 221 Acknowledgements Part of this project was undertaken pursuant to an Action Canada fellowship. Action Canada Foundation (ActionCanada.ca), doing business as Action Canada, is a registered charity funded in part by the Government of Canada with a mandate to build leadership for Canada's future. The views, opinions, positions and/or strategies expressed herein are those of the authors alone, and do not necessarily reflect the views, opinions, positions or strategies of Action Canada, Action Canada Foundation, or the Government of Canada. Action Canada, Action Canada Foundation, and the Government of Canada make no representations as to the accuracy, completeness, reliability, noninfringement or currency of any information in this paper, and will not be liable for any errors or omissions in this information, or any losses, costs, injuries or damages arising from its display, use or publication. The authors offer our sincere thanks to Action Canada. The authors wish to thank Jesika Briones and Martin Lajoie, who directly contributed to initial research through the Action Canada Fellowship Program. We also extend our thanks to Dr. Stephanie Irlbacher-Fox for her review of an earlier draft. Notes 1. These best practises in fund development are based on the Santiago Principles, a set of voluntary good governance guidelines for sovereign wealth funds (International Working Group of Sovereign Wealth Funds 2008). 2. There is not yet a clearly articlated objective for the NWT Heritage Fund in either the 2012 Act or Regulations (GNWT 2012c). Fund objectives can range from include savings for future generations; growing a pool of precautionary savings; earmarking resource revenues for specific development projects; or smooth spending of resource revenues over the longterm (Bauer 2014a). In the case of the NWT, the Heritage Fund could also serve to build a culture of savings, autonomous from Canada's federal government. 3. Although 5% of the current gross expenditure base would amount to a maximum of 70 million in resource royalties per year for the NWT, this maximum could increase over 10 years, if the gross expenditure base increases. 4. Nearly 60 percent of the GNWT's operating budget is spent on education, health care, social services, housing, policing, and corrections, while another 13 percent is allocated to municipal and government infrastructure. 5. For example, health expenditure per capita is greater in the territories. In 2013, the total health expenditure per capita in the Northwest Territories was expected to reach $10,686. This is nearly double that of other regions, such as Quebec ($5,531) or British Columbia ($5,775). (National Health Expenditure Trends, 1975 to 2013.) Daitch, Schwann, Bauer, Dias & Fan Li


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Indochine Kitchen
Review by May-Lee.
Dinner from the barbie is the epitome of Kiwi summer, and with the recent scorching heat we've been having Lynn and I thought, why break with tradition? So last Monday night we found ourselves at Indochine Kitchen with a cocktail (Hanoi Twist $12) or in my case a Vietnamese coffee ($4) in one hand, and some barbecued Vietnamese 'tapas' in the other.
Alright, we broke a little with tradition. How many barbecues have you been to with butter-tender barbecued squid on offer? Vietnamese in Auckland has previously been synonymous with bowls of pho (or rather MSG-laden versions of it), fresh rice paper rolls and lemongrass chicken, all of which are on offer at Indochine Kitchen, making it very recognisably Vietnamese.
But Indochine Kitchen really comes into its own with its charcoal barbecue. And stylish light bulb pendants. Because lets face it, Vietnamese restaurants are usually also synonymous with Formica tables and a slightly sticky coating to most surfaces like someone has been liberal with their bowl of nuoc cham. A concerted effort has been made to create some sort of ambience at Indochine Kitchen and the result is a slightly dreamy dark wood room, a little bit of a Tiki shack (but dressed in a dark resin) softly lit by what seems like hundreds of yellow pendant light bulbs of varying shapes and sizes. Making full use of the shared pedestrian space of Fort Street and a nod to its street food origins, the doors and windows have been thrown open and patrons can also be seen enjoying their various barbecued wares under umbrellaed tables on the foot path.
During the day Indochine Kitchen's lunch menu is set out as individual mains for around $15 but this format is done away with in the evenings when they start to offer sharing plates. A large number of these dishes are barbecued, of which Lynn and I opted for the grilled whole squid with five spices ($12), and since it's the season for it, strips of fresh seasoned barbecued corn ($6). We were intrigued by the description of barbecued sirloin steak rolls served with pineapple and fresh herbs ($16) and ordered one of those, and figured the spicy green papaya salad with black tiger prawns ($14) wouldn't go amiss either. Finally we ordered the fresh rice paper rolls with black tiger prawns and pork ($12) and the lemongrass chicken ($14) for posterity's sake.
The three highlights for us were the grilled squid, barbecued corn, and the sirloin steak rolls. The grilled squid were tender morsels resplendent with five spice and chilli with a surprise hit from Vietnamese mint coyly curled at its centre. The barbecued corn was fresh, sweet and basted with a spring onion infused oil making it positively moreish. The sirloin steak rolls were the unanimous standout of the evening; juicy, beautifully marinated slices of barbecued steak had been grilled just-so, so that one barely has to chew to sample a mouthful of umamous beef, fresh pineapple and Vietnamese mint all encapsulated by tender lettuce leaves. There is a wonderful intermingling of savoury, sweet and tanginess that had Lynn and I politely but silently sparring for the last piece.
The fresh rice paper rolls and lemon grass chicken, though familiar, could probably be given a miss. Neither are particularly impressive renditions, the rice paper rolls crying out for more herbs and the aforementioned pork which made a candid appearance as a near imperceptible sliver. The lemongrass chicken, though tender, was a stir-fry dominated by the flavour of soy, and although we could see plenty of finely sliced lemongrass in the dish, its flavour did not manage to translate to the palate. The papaya salad with prawns was flavourful and hot with chilli and mint but the prawns were heinously overcooked to the point of floury.
The latter issues were small in light of the fact there are plenty of other dishes I've yet to see elsewhere that you should be ordering. The barbecued dishes are executed with flare and they know how to treat their meat. If you become tired of shrivelled sausages and overcooked, unmarinated steaks, Indochine Kitchen should be your next port of call.
Phone: 974 2895
Hours: Mon-Fri 11am – 3pm, 5pm – late. Sat-Sun 5pm – late.
Prices: $6-$24
Licensed: Yes
Suitable for Vegetarians: Yes
Takeaways: Yes
Bathrooms: In a different location to restaurant.
Wheelchair Accessible: Yes


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If you're able to set your own artwork for your cards, that's great. Just download the relevant Artwork Guide.
If you don't have a designer or a marketing department to set up your artwork for you, we offer a Design and Art working service for just £25.
You'll need to send us a high-resolution file of your logo (one downloaded from your website won't be good enough for print), plus a note of the colours (ideally as Pantone references or CMYK values) and font(s) you wish to use.
More information can be found in our Ordering Guide.
We'll send you a card design to approve on email first. When you're happy with that, we'll print off an actual sample card (if your deadlines allow for it) and send it out in the post.
When you've approved that, we'll print the rest of the cards. Of course if your timescales are tight, you can skip the card sample and go straight to print.
Our art working service covers your initial design and up to two amends.