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Click here to listen to the archive September 17, 2012 Today we will be listening to Sylvia Davatz who is a seed saver in Hartland, Vermont and owner of Solstice Seeds also, I'll be sharing an op-ed piece From Nate Wilson, who is retired from 40 years of dairy farming on a small grassland farm in Chautauqua County, New York.
The U.S. Needs to Preserve a National Dairy Herd by Nate Wilson
The drought of 2012 threatens U.S. food security; much of the current corn crop in the U.S. Corn Belt has withered. Corn supplies for America's livestock, domestic food and ethanol industries and the global market will fall far short of demand. The 2012 corn yield, irresponsibly estimated by USDA in May at 166 bu./acre, has now been reduced to 123 bu./acre. Privately, professionals in the U.S. feed industry suggest the actual yield will be closer to 105 bu./acre.
Rising feed prices triggered by this calamity have set off an accelerating sale to slaughter of the nation's dairy cows. Events are moving quickly; a potentially catastrophic sell-off that could leave this nation seriously short of an adequate supply of dairy products is a very real possibility.
USDA estimates operating losses on U.S. farm milk escalated to $8.65/cwt. in June.The price of corn has advanced dramatically since July 1st. to an unprecedented $8.00+/bu. An August 17th Rabobank analysis predicting corn prices continuing to rise into mid 2013 gives hint U.S. dairy farms will continue to hemorrhage red ink well into the foreseeable future.
Recently, a 4,000 cow dairy herd was dispersed in Texas because milk prices could not recoup feed costs. Similar stories abound nationwide. The California Farm Bureau's weekly, AgAlert, interviewed Bruce Miles, a partner in the nation's largest dairy accounting firm, Genske, Mulder & Co. He noted that 10% of the firm's client farms have exited the business while an additional 20 to 30 percent have filed for bankruptcy protection to restructure. They must demonstrate a viable business plan to be granted bankruptcy protection. With ever increasing corn prices and flat milk prices, such a plan will not be possibile.
The imbalance of excessive feed costs vs. low milk prices is the new national norm: under this unsustainable burden a preciptious liquidation of U.S. dairy herds is a logical outcome. Miles observes: "Obviously, the dairymen need a higher milk price at this point. They're not going to get any help from the banks anymore and the government is not coming in, so someone needs to push a higher milk price through so the industry can survive."
Decisive action is needed to prevent a catastrophic loss of dairy cows nationwide. A clause in the current Farm Law, Section 608(c) 18 of the enabling legislation for Federal Milk Orders, answers just such a crisis. 608(c) 18 requires the Secretary of Agriculture, when petitioned, to hold emergency hearings and, if warranted, adjust the Federal minimum milk price into parity with current prices paid for feed grains. The stated purpose of 608(c) 18 is to, "… insure a sufficient quantity of pure and wholesome milk, and be in the public interest."
Implementing the provisions of 608(c) 18 is responsible national food security policy. It will protect the American public from the threat of future dairy food shortages and consumer price spikes. In the nation's best food security interest, the concept of a strategic, adequate base of dairy cows, a national dairy herd, needs to be considered.Concerned dairy consumers need to petition Secretary Vilsack, demanding an immediate 608(c) 18 hearing. He needs to act with speed and clarity.
Contact Information:
Thomas Vilsack, Secretary, USDA
c/o Dana Coale, Deputy Administrator, AMS
Dairy Programs
Room 2968-S
Whitten Bldg.
1400 Independance Ave. S.W.
Washington, D.C. 20250
or email at:


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8 best waterproof headphones to help you power through the pool
Need some musical motivation while you're lane swimming? Invest in some pool-proof tech
It used to be that the only things you needed when you hit the pool was a pair of goggles and some swimming gear. However, ear plugs are being replaced by earphones as tech manufacturers realise that swimmers have been seriously underserved for some time and there are now a good range of earphones that are capable of keeping your workout tracks totally watertight.
However, when it comes to putting a soundtrack to a swimming session there are a few things you need to consider – the first is, obviously, the level of waterproofing. Almost all earphones on test here are graded either IPX7 (1m depth for 30 mins) or IPX8 (2m depth for one hour) and the one that isn't has a separate casing equivalent to an IPX8.
The seal of the bud in the ear is also critical because there's little point having a pair of high quality, pin-drop sharp (and expensive) headphones when they're languishing at the bottom of the pool. You also need something that will perform just as well during 10 minutes of gentle breaststroke as it does throughout half an hour of lane swimming with tumble turns.
The seal of the buds will also dictate quality and ensure your music doesn't sound like it's being played from inside a dishwasher. The final consideration has to be the amount of storage that comes with each set – don't forget, what we're talking about here are waterproof MP3 players by another name, and any hope of a Bluetooth connection is out because that wireless technology doesn't work in the big blue.
Here's how the latest crop of phones stood up when we dived in.
You can trust our independent reviews. We may earn commission from some of the retailers, but we never allow this to influence selections, which are formed from real-world testing and expert advice. This revenue helps us to fund journalism across The Independent.
Bragi the dash pro: £249, Currys
This update delivers all the bonuses of the original (secure fit and long battery life) while maintaining the IPX7 rating and adding a real immersive quality to the sound, which comes from the tight seal that the earbuds form in your ears to help shut out the noises of the pool. The automatic detection of the start of your swimming workout doesn't suffer any lag issues, and the companion app will store your swimming sessions and let you know how many lengths you've just completed. The price tag is justified by the fact they offer some real competition to Apple's AirPods for everyday use, while these have the the edge as they can be used in the pool.
HydroActive waterproof headphones: £83, Amazon
These wraparound buds are great for all swimming styles and are designed to be used with any waterproof MP3 player. They come with nine different-sized earbuds in four different styles but we found the "tree" design buds provided the most watertight seal and even stayed in place after a diving start. A solid underwater audio experience too.
Flex waterproof headphones with syryn waterproof MP3 player: £70.64, Storkz
These are excellent value for money, and come with an IPX8-rated MP3 player for you to download your swimming soundtrack on to. The cord is short so you won't have to worry about getting entangled in wires when you're crawling, and the buds do a great job of keeping the water out and the sound in. Simply hook the MP3 housing on the side of a swim cap, turn on shuffle and rule the pool.
FX-Sport VR-1: £122 + silicone skin £19, FX-Sport
Boasting 8GB of storage and five hours of battery life, these are the only phones that are external speakers (rather than in-ear) – so in order to make them truly waterproof you need to wrestle them into a silicone skin first and then wear them under a cap. This means there are no slippage issues but they don't feel that discreet. The sound is excellent, especially bass levels, and there's lots of further functionality from swimming workouts and high intensity interval training sessions that are already stored on the phones and are ready to use as an in-ear personal trainer if you want something more than music to motivate you.
Buy the headphones now
Buy the silicone skin now
Finis Duo underwater bone conduction MP3 player: £100.64, Amazon
This 4GB player can be used in salt and freshwater and is waterproof up to 2m for one hour. Attaching to goggles (which can be a little fiddly), it relies on bone conduction tech, so the speakers sit on your cheekbones and are picked up by the inner ear. This feels very strange at first but has a real impact on volume so the music never sounds muffled and there is some decent bass, mid-range and high end. Also, the fact our ears aren't encumbered means we are still able to be fully aware of what is going on in a busy pool.
i360 waterproof MP3 player: £44.99, Amazon
Plenty of storage (4GB) and huge battery life of up to 10 hours means you can complete plenty of water sessions without having to worry about charging. The sound is crisp above water but becomes a little echoey below, but this can be resolved with a swimming cap, which also helps the buds themselves stay in place. An IPX8 rating also means it can tackle any swimming workout without issue.
Exeze rider waterproof MP3 player: £29.95, Amazon
An excellent budget option with quality sound, IPX8 waterproofing and controls that are easy to operate in the pool and make music management trouble-free. The whole unit is very robust and has the added advantage of being charged through the audio jack, so won't suffer from exposed charging points becoming scaled up through water contact.
Sony NW-WS413 4GB waterproof MP3 player: £69.99, Decathlon
Minimal wires and a sleek design mean it doesn't take long to go from the box to the pool, where it is IPX8-graded. The bass suffers a little in the water compared to on dry land but a big volume sweep means you can easily drown out any screams and squeals from the toddler pool and concentrate on your session. And if 4GB isn't enough, you can double the storage for another £10, which is an attractive option, especially with 12 hours of battery life. The headphones secure themselves around the back of the head, so no need to attach to goggles.
The Verdict: Waterproof headphones
If you're a serious swimmer then The Dash Pro is worth the serious investment. It will give you the purest sound in the water, total reliability no matter what the stroke, and effortlessly intuitive controls. However, if you're more of a part timer in the pool then consider the motivational elements of the FX-Sport VR-1's downloadable content or the Finis Duo's unique conduction technology, which is well suited to water.
IndyBest product reviews are unbiased, independent advice you can trust. On some occasions, we earn revenue if you click the links and buy the products, but we never allow this to bias our coverage. The reviews are compiled through a mix of expert opinion and real-world testing.

subset: commoncrawl


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"My psyche's fight, my whole life, has been the head against the heart."
According to PersonalityPage.com, a website "about Psychological Type, created by the view from the shoulders of Carl G. Jung, and the work of Isabel Briggs Myers, creator of the Myers-Briggs Type Indicator (MBTI)", the INTJ type is "Introverted iNtuitive Thinking Judging (Introverted Intuition with Extraverted Thinking)."
Jodie Foster is among many people on lists of the various Myers-Briggs personality types, such as the page Famous INTJs.
She has commented, "I can basically put my emotions aside and go headfirst, but it's something I have to watch, because sometimes I don't know how I feel about things… Until years later," she says, and laughs.
"I am someone who experiences the world through my head, so my psyche's fight, my whole life, has been the head against the heart. That's what all my movies are about, too."
[From interview article: "Jodie's Choice" by Sean M. Smith, Premiere, March 2002.]
~ ~
Another famous INTJ: Isaac Asimov.
He has commented: "[People think] a scientist is cold… and uses only his reason; he argues carefully step by step, and needs no imagination. That is all wrong… The true scientist is quite imaginative as well as rational, and sometimes leaps to solutions where reason can follow only slowly."
From his book The Roving Mind.
[That was first published in 1983, which may help explain his gendered reference to scientists as "he" – women and transgender people can, of course, participate and excel in pretty much any career that men do.]
Also see his article What Is Intelligence, Anyway?
~ ~ ~
One of the potential values in using personality tests is to understand ourselves better.
In his post on the topic, Phillip Richard notes, "I am a highly creative person, and a highly technical person. When I was younger, I would go through phases in my life where I would try to eliminate one of these traits in a vain attempt to boost the other one (and vice-versa)."
He adds that "As one of the rarest of the 16 Myers-Briggs types, the INTJ personality provides a fascinating glimpse into the beauties and pitfalls of the creative, yet analytical mind.
"As an intuitive and judging person, an INTJ (especially in their younger years) may feel like they are constantly contradicting themselves, being passionate in their ideals and constantly thirsty for new ideas. At the same time they often feel a deep-seeded [sic] desire to convert their own internal chaos into order."
From The Creative Strategist: INTJ Type Decoded.
This is a guest post on the site Introvert Spring by Michaela Chung, who declares "It's time for introverts to stop trying to be extroverts and start embracing the virtues of introversion. The mission of Introvert Spring is to help introverts quietly revolutionize the way they see themselves." Follow the link to see more articles, ebooks and programs especially for us introverts.
~ ~
Concluded in The INTJ Personality and Being Creative Part 2.


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For your business to really succeed today, you need a really good mobile app. And what do you need to create the best mobile app, you ask? An innovative business strategy, an engaging design, and an awesome team to develop your app. And if the best app is what you're looking for, you've come to the right place. We aren't content with just giving you a good app. We go for awesome or nothing.
Do you need a custom, native iOS, or Android app? We're your guys. Prefer a cross-platform responsive web app? We've got a team (that will put Sheldon Cooper to shame) ready to work for you. Whatever you want it, we can build. Where others give up, we deliver.
We've assembled a plethora of iOS programs-for every Apple gadget accessible, from iPhones to ipads. And after a hundred programs afterwards, we've attained success(and a master label) in nearly every class even slightly iOs connected. Our specialist iOS program development team code and engineer know the best quality iOS program with engaging performance and frictionless.
With so many new mobiles and variants of applications that is android accessible, android programs live in an extremely fragmented multi-device world. This makes quality assurance a must in regards to these programs. It's intensive. But don't stress, we appreciate such intensive work it. We've develop tons of amazing Android programs compatible with all variants, from Gingerbread to custom apparatus to Lollipop, straightforward mobiles. By having us develop a program only for you give us a challenge.
You understand that you're doing computers incorrect if your website/web app's not responsive. Where we come in that's. We create not only a receptive web site, but an experience which enables simple reading and navigation. We've been making not only our customers ' but web programs and our very own websites responsive and adaptive for years. Open this page on your own cellular or play with the window size on your computer and see. We build fast-loading, programs and highly optimized sites that will work across a broad variety of apparatus.
Can't determine if you want your program to be on android or ios? Here's a crazy notion. Yeah, we can develop an app to work across all platforms also. Don't make a selection. Commission our gang of geeks(that's what we like to call them) to build you a program in every platform you require and place your company in literally every hand and pocket.
Our Mobile Backend Integration Services have been developed to give you the Independence and the Abilities you need to get to market Fast, with the Flexibility you anticipate. We are completely equipped to handle your Business CRM Integration, Consumer Integration, Push Notifications, Storage, Security, Mobile Payments, GPS, and more. Seamless Connections with APIs, Cloud Storage or Integration with Social Networks – we've been there, done that nicely, rising to face a challenge, be it User Direction needs.
With the entry of Hi-tech watches and what not, wearable options are THE next big thing. And more such wearable in the health, security, retail and more businesses are coming sooner than you think. And if it is cellular, we're the ones to come to for developing apps to bring the power of watches and smart glasses and fit bands and yet-to-be-made apparatus to users.


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Two men checking crab pots from a small aluminum boat were suddenly tossed into crocodile-infested waters when one crocodile intentionally capsized their boat Tuesday morning in a creek near Gunn Point, about 24 miles northwest of Darwin in the Northern Territory of Australia.
For three hours, a 72-year-old fought off approaching crocodiles, throwing spark plugs and wrenches and other items, but he was unable to save his friend who became trapped under the overturned boat in Leaders Creek.
"They tried to climb back on the boat and it further capsized and that's when his mate was caught underneath it and drowned," Ian Badham, director of CareFlight NT, told the Australian Associated Press via The Guardian.
"As he was trying to crawl to shore near the mangroves he had to use a spanner [wrench] and sparkplugs, throwing things and banging at other crocs trying to get to him…It was just a sheer act of desperation and survival."
The man managed to push the boat into the relative safety of the mangroves, CareFlight wrote in a Facebook post.
Australian Broadcasting Corp. reported that other crabbers in the area heard the man's shouts for help and rescued him, taking him back to the boat ramp, along with the drowning victim's body. He was said to be in his 50s.
The survivor was flown by CareFlight to a hospital in Darwin.
"The man has been left suffering from severe shock and dehydration and exposure," Badham told The Telegraph.
Numerous fatal crocodile attacks in recent years have been recorded in the Northern Territory, home to about 100,000 crocodiles, and evidence of crocodiles attacking boats is increasing, authorities say.
Coroner Greg Cavanagh, who described a death of a man who was knocked off his boat by a crocodile last year, told ABC that there was no regulation regarding the size of boats in the Northern Territory. He recommended warnings be changed to include the message that "saltwater crocodiles can attack people in boats and the smaller the boat the greater the risk."
More from GrindTV
Kelly Slater passes out during breathing class
10 tips for the best road trip ever
Optimism Bias: Science says you should set high expectations for your next trip
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SEATTLE, WA, Jan 03, 2012 (MARKETWIRE via COMTEX) — Jones Soda Co., a leader in the premium soda category and known for its unique branding and innovative marketing, today announced that it has entered into a secured credit facility with Access Business Finance LLC ("Access"), pursuant to which the Company, through two of its wholly owned subsidiaries, Jones Soda (Canada) Inc. and Jones Soda Co. (USA) Inc., may borrow a maximum aggregate amount of up to $2,000,000, subject to satisfaction of certain conditions.
"This credit facility provides us with an important financing option," said Bill Meissner, CEO of Jones Soda. "We continue to invest in expanding distribution for Jones products in new and existing markets, but are also balancing that with cost management. Having this line available to us as we navigate is a positive development."
The facility will enable Jones Soda to periodically request advances up to 75% of the Company's eligible accounts receivable. The interest rate on the facility is the Prime Rate plus 2%, but may not be less than 5.25% per annum, with a minimum facility payment of $5,000 per month. The facility has an initial one-year term, which will be automatically extended unless either party gives notice of non-renewal. The facility is guaranteed by the Company and is secured by a first priority security interest in all assets of the Company and its subsidiaries.
In connection with the execution of the credit facility, the Company paid a $20,000 fee. Additionally, upon its initial borrowing on the facility, the Company will issue Access a warrant to purchase $50,000 in shares of the Company's common stock with an exercise price equal to the 20 day trailing average closing price from the date of the initial borrowing.
The terms of the facility and related documents are contained in a Current Report on Form 8-K filed with the SEC.
About Jones Soda Co. Headquartered in Seattle, Washington, Jones Soda Co.(R) /quotes/zigman/83758/quotes/nls/jsda JSDA +2.70% markets and distributes premium beverages under the Jones Soda, Jones Pure Cane Soda(R) and WhoopAss Energy Drink(R) brands and sells through its distribution network in markets primarily across North America. A leader in the premium soda category, Jones is known for its variety of flavors and innovative labeling technique that incorporates always-changing photos sent in from its consumers. Jones Soda is sold through traditional beverage retailers.


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There never seems to be enough time to do all the things we want to do, and often that includes taking the time to study and pray upon God's Word every day like we know that we should. Now it only takes five minutes a day to grow in your faith as you enjoy this classic collection of devotions which have been updated for modern readers!
This collection is written to be easily understood and to reveal scriptural insights that can be quickly studied. Do one a day for a full two-year study or do two a day, one in the morning and one in the evening, as Spurgeon originally had designed them for a year's worth of devotions.
A prolific author and pastor, Charles Haddon Spurgeon (1834-1892) remains a respected and influential source of inspiration and study. His classic collection of devotions for morning and evening remain a beloved treasure of wisdom and teaching for Christians.
Compact and beautifully bound in an elegantly designed cover, Mornings and Evenings with Spurgeon can be the perfect gift, or an amazing addition to your personal study library!


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Soundaware A280 (NEW 2016!) - a digital player, which is based on the patented technology of high-quality playback of Soundaware. This technology is based on the use of FPGA and two generators for a tuft dekadirovaniya audio files, while providing a very high quality reproduction and minimal jitter.
The CPU in Soundaware A280 is completely isolated from the audio signal processing (operation FPGA and shred-generators), thus providing the best sound quality. The DAC of the CS4398 chip is used.
Network player Soundaware A280 plays DSD64 files without conversion to PCM format and without the use of any filter that ensures the most accurate reproduction of the format.
The A280 uses fully balanced operation and balanced circuit LPF (which is much better than unbalanced LPF). As a result of THD + N rate reaches a level of less than 0.00067%! Equally low figure is crosstalk.
All signals after the digital-to-analog conversion is processed operational amplifiers OPA2604.
In Soundaware A280 very closely study the issue of food: Use high-quality indoor transformer with double shielding and complete system voltage stabilization.
A280 is available in three versions:
Embodiment I - has no built-in amplifier for headphones, digital inputs: coaxial and optical outputs coaxial.
Option II - with built-in headphone amplifier, digital inputs: There are no digital outputs: coaxial and optical.
Option III - a headphone amplifier, digital inputs: coaxial and optical outputs coaxial.
Select the device, the most suitable for you.
You can also use Soundaware A280 with CD-transport Soundaware CD-the One , play CD's and completely copy them to your hard drive.
Soundaware A280 housing is made of aluminum (CNC), and the front panel depending on the lighting may be gray or silver.
You can play music from an SD card, a variety of USB drives, NAS and so on. Any installed application on your phone, tablet, or computer will enable remote control of playback A280. Implemented support for devices running Android OS and iOS.
You can also listen to various Internet radio stations and cloud services using multiple applications for devices running Android OS.
You just need to install it on your mobile or tablet app Bubble UPnP (licensed version for 140 rubles) and XiiaLive (free). The latter application - it is just a collection of a variety of Internet radio. Run it, select the desired radio station and play ... has begun!
Plus the app Bubble UPNP supports services:
Google Music, Drive, +
a SD card (theoretical maximum of 2 Tb, tested up to 128 GB, FAT and NTFS (ExFat not supported), Grade 2, Grade 4, Grade 10, and others)
USB flash drive, USB external drive (a USB interface supports up to 4 TB, while working together - 2TB, FAT and NTFS, USB 1.0, 2.0, 3.0 support Power supply 500 mA for each input.)
Up to 32-bit / 192 kHz (PCM), DSD64 (only 32 bits are kept in integer mode)
Support for the Russian language in the folder and file name
FLAC: 32kHz ~ 192kHz, all compression level
APE: 32KHz ~ 48KHz, compression level below Extra High
WAV: 32KHz ~ 192KHz
AAC: 44.1KHz, normal compression level
ALAC: 44.1KHz
MP3: 44.1KHz, normal compression level
AIFF: 44.1KHz, normal compression level
DSD64 (DSF, DFF, SACD ISO, without compression DST)
Support for other formats will be added later with the release of new firmware
Playing without pauses (with firmware 2.7.0)
Remote control
Managing your smartphone and iphone (Android and ios), 100 Mbps, NAS support (SAMBA), UPnP / DLNA V1.5
Airplay support
Digital outputs:
Coaxial (RCA) - to 24-bit / 192 kHz (0.5V pp), DSD64 (DoP)
Digital inputs:
Coaxial (RCA) - to 24-bit / 192 kHz
Optical - to 24-bit / 96 kHz
Analog outputs:
XLR - 2.39 Vrms
RCA - 2.39 Vrms (THD + N: <= 0.003% @ 44.1 kHz, 1 kHz DS3)
Headphone Amplifier - 11 Vrms (THD + N: <= 0.002% @ 44.1 kHz, 1 kHz DS3)
Output power: 400 mW / 600 ohms, 800 mW / 300 ohms, 2.4 watts / 100 ohms, 4 watts / 32 Ohm
Klock generator 10 kHz = -157 dbc / hz, 1 kHz = -152 dbc / hz, 10 Hz = -110 dbc / hz
Power: AC 230V 50/60 Hz
Weight: 6 kg
Size: 305 * 240 * 103 mm
Options: power cable, RJ-45 cable, remote control, SD card to 16 GB
|Color / Finish
|Tubes option
|USB input
|Analoge Stage2
|cable option


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Due to being injured and far too busy moving home, I've been 'good' and actually taken things very easy for three weeks as recommended by my physiotherapist. The three weeks rest/taking things easy ends tomorrow so I'm going to be back doing classes again starting on Thursday.
I still have a bit of a cold that is currently threatening to develop into a cough but I'm eating healthily and taking extra vitamins to try to help with my recovery. I'm looking forward to stretching out and feeling relaxed at the end of class. I didn't think I'd miss yoga classes as much as I have but it really helps with my stress levels and generally coupling with what has been a very busy time.


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Customer Service
Global chat
Chat is the quickest way to reach a customer service agent.
Click on the Chat icon to get started.
If chat is "offline," click on your region below for telephone numbers and office hours.
Telephone and email addresses broken down by region
Office Hours
Monday–Friday, 7:00 a.m.–7:00 p.m. CT; closed on local holidays.
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Last updated 2017-03-01


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Here's your round up of tips, ideas, and other great stuff.
Book I'm reading: Rising Strong by Brené Brown – I haven't read Daring Greatly yet, but it's in the queue. My take away thus far include: Story telling is powerful, powerful stuff. Like any good story though, you can't skip the middle. That's where you hit the point of no return, where no matter what you do, your life will be changed.
What I made this week: a pizza frittata (eggs, dried oregano, red onion, garlic, Applegate Farms pepperoni), antipasti salads (nope, not Paleo and not perfect), and chili (modified from Cook's Illustrated – the only thing I alter is swapping the beans for another pound of ground meat, usually turkey). It was a pretty low key week, though I may attempt some grain free baking this weekend. I have cassava flour I'm really wanting to play with.
Mantra I used: I am a powerful creator. This was definitely helpful as I started writing my book and developing a mini course.
Content my subscribers received: Monday I introduced a new focus to my newsletter subscribers – mindset. I've been writing about mindset and it's role in my evolution for a couple years now so it didn't feel right to leave that out here when it has been pivotal in my success.
How I moved: Neghar Fonooni's Lean & Lovely Program – I can't remember when she released this program, but I've run through it a couple times, at least the first two phases. I'm in Phase One right now and it's amazing to me how quickly the routine of a program helps me find my stride.


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Photos by: Cecelia Harvard Photography// Hudson's hat c /o: Little Sun Hat// My watch c /o: Arvo Wear
2015 definitely proved to be my most favourite year yet! I feel like every passing year when I take the time to look back on what has changed in the last 365 days, it always seems like SO much has changed! My years are always eventful, full of change, and full of more and more happiness. Not to say they don't also come with their fair share of challenges and set backs but the blessings continue to outweigh any trials.
New Years Eve 2014 was the day we found out we were expecting our little Hudson boy. We went into the new year knowing just how much different 2015 would be for us and for the years to come.
The year did not disappoint! It was a hard year of being sick, emotional and nervous about becoming a family of three. Would I be able to do this? Would my baby love me? Would we all be happy?
It was also the happiest year of my life! I did it! We did it! My baby, if I do say so myself, adores the heck out of me! And I often catch my husband and I both staring out our sweet baby boy with the same look of pure joy. The kind of joy that makes your heart burst and your insides smile. We are so happy.
I cannot wait for what 2016 has to bring for our little family. Watching Hudson continue to grow is going to be so much fun and bring so much joy and excitement. Kev and I will continue to grow together as a couple and as parents. We will go on many adventures, that I am sure of. Heck maybe we will even sleep through the night! haha.
Whatever comes our way over the next 365 days… I am sure glad I have these two to take it on with. My rocks, my loves, my joys.
Happy New Year to all of you!


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Sales & Marketing
Sales: it is the engine of your company or enterprise. A good sales team specifically ensures that your business runs well. And the only people who can ensure this are good commercial staff. Manpower finds assertive and ambitious members of staff who love challenges: we select and evaluate them in relation to your requirements. And those can certainly also be ambitious.
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Peels that Reveal
Sun exposure, acne or just getting older can leave your skin tone uneven, wrinkled, spotted or scarred. If you want your skin to look smoother and younger, consider a chemical peel, which uses a chemical solution to smooth the texture of your skin by removing the damaged outer layers. A chemical peel is one of […]Read More


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Harvey-diverted Rice football team set for return to Houston
FORT WORTH, Texas (AP) The Rice football team will soon head to Houston after spending most of the week in the Dallas area because the floodwaters from Hurricane Harvey kept the Owls from returning home after opening the season in Australia.
The Owls will practice Friday morning on the TCU campus in Fort Worth before making the 250-mile trip to Houston. The water has mostly receded after record rainfall from the slow-moving remnants of Harvey.
Rice was playing No. 14 Stanford in Sydney, Australia, when conditions in Houston began deteriorating Saturday night. By the time the Owls returned to the U.S., they couldn't get to Houston and decided to stop in the Dallas area, arriving Monday.
Coach David Bailiff has said at least eight players were aware that their apartments or houses near the Rice campus had flooded.
More AP college football: www.collegefootball.ap.org and www.twitter.com/AP-Top25


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We're reviewing all the applications on a First-APPLY, First in basis.
We'll EMAIL you within 1 week to let you know if you've been accepted.
If you're accepted into the course, all the times/dates etc…
will be emailed to you.
The course is LIVE
AND recorded if you can't make it during the Live Event.
A few of our success stories…
"I thought I was going to be single forever… But, I got engaged in 5 months after the training!" ~Now, married with twins. :)
"It's a bit crazy.. But, within 2 weeks I found myself with over $125,000!"
"I've been diagnosed with Crohns and have IBS and those symptoms have significantly decreased since beginning the course."
"I had been looking for a job for almost a year. Within a month of the course, I accepted my first job offer!"
"We have a retreat center in Costa Rica and had been wanting to manifest a trustworthy employee. During the course, we met the perfect person- while we were in Hawaii! And he's been amazing :)"
Please Follow the Steps Below…
1- Fill out Application & Press SUBMIT
2- Check your email Daily (Inbox & Spam)
You don't want to miss your Acceptance Email!
3- It's always more fun to MANIFEST with friends..
Tag a few on Facebook, while it's still open!
These testimonials are from individual experiences, reflecting real life experiences of those who have used our products and/or services. However, they are individual results and results can vary dramatically and specific outcomes may not occur. Tim Hastings and Summit Coaching LLC do not claim that they are typical results that consumers generally will achieve. The testimonials are not necessarily representative of all of those who will use our products and/or services.


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If your travel is affected by this outbreak, please contact any of our travel advisors so they can provide you with the most recent updates concerning your travel plans. Whether you are a customer of Travelong of Summit or not, all of our advisors are here to help you.
Virtual Vacations to Take Right Now
Cabin fever has made it clear: There will never be a substitute for experiencing the world in person. And trust us, like you, we can't wait to travel again. But until the coronavirus crisis runs its course, here are our current picks for taking flight and going on vacation from the safety of your home (thank you, technology).
Travelong of Summit is an exclusive travel group, offering unforgettable luxurious holidays.
Experience, a love of travel, and leveraging their connections helps our consultants create wonderful vacations for travelers! For generations, we've provided outstanding personal service while continually adapting to changes in traveler interests & needs, technology, and the industry. Meet our team here.
"Marlene! As usual you are the greatest. Thank you for being so quick and helping me out this morning. Be safe and healthy! We need you 😊"
Reviewed: March 16, 2020
"Lisa – Thank you Lisa for planning our perfect vacation to Turks and Caicos! This trip was exactly what we were looking for–Seven Stars resort was fantastic…outstanding service, clean and spacious rooms, and a beautiful resort with a spectacular beach. The island is lovely with great restaurants and shopping. We can't wait to visit again!!!"
Reviewed: Dec. 2019
"We have been working with Theresa for many years now and she makes our travel planning a breeze. She is extremely knowledgeable about destinations and properties, but beyond that she is fabulous at understanding our travel needs and requirements. I highly recommend her!"
"We just got back from Hawaii. We had a wonderful time and are most grateful for Marlene's sage advice and planning. We certainly would not have been able to do it ourselves, even with the internet. Thanks again"
"Thank you, thank you for all of your help in organizing our honeymoon to Hawaii. We had such an amazing time!!! The resorts were fantastic especially the Fairmont. And I actually thought I would like that one the least. Also, the champagne was delicious and extremely thoughtful. You're the best, and I will definitely being giving you some rave reviews. Thanks again!! What a memorable honeymoon!!"
Theresa – "Amazing as always…She knows our family and does all that she can to help us (even with all of our last minute needs). And she is always a pleasure to work with. Theresa is awesome and pays attention to every detail which my family and I so appreciate!!"
Reviewed: March 14, 2019
Theresa – "We have worked with Theresa Bartsch for 15 years. She has been an excellent travel agent. She has set up many trips for us, including a family event for our wedding anniversary in Jamaica. We have visited Europe, Asia, South America, Canada, and places in the US including Hawaii via land tours, river tours, small ship tours, rail, and planes. With Theresa everything goes seamlessly."
Reviewed on: Feb 23, 2019
Ellen – "Thanks again for following up with me this morning, you are on top of your game over there! These are the reasons we love working with Travelong, it makes doing business a pleasure when you work with hard-working people like yourself! Have a great day, thanks again."
Marlene – "Thank you so much for suggesting the Sandpiper Club Med in Port St Lucie for my family. We all had the best time! The rooms were so nice and clean, the food was great – something different every day, and the entertainment was the best. My children and my grandchildren had so much fun, they had so much for the kids and adults to do. The weather was perfect the staff was so friendly, I would definitely go back again. I must say this was one of my best vacations with my family. Thanks again, great job!"
"Joe and I had a wonderful time in Bermuda. The weather was simply perfect and the Hamilton Princess was an outstanding choice. The staff couldn't have been nicer and the arrangement with the Gold Lounge is a real added bonus. The infinity pool was great as was the beach club ( it's a bit of a ride, but well worth it because it is so quiet and relaxing. Plus they have call buttons to bring over a server to order drinks and food, so you never have to leave your lounge chair!). The beach club is also setup with free paddle boards, pool floats, and hammocks, so we were truly able to unplug."
Theresa – "Working with you is always a wonderful experience. You do a great job of providing various alternatives and then come through with an amazing room and great amenities. You are simply the best!"
Marlene – "Good morning… and Thank you! I wanted to let you know, you truly have a great team. Elena, Ellen and Bob are true professionals! I am grateful to have you as our travel partner. Have a Great Day!!!"
Theresa – "An outstanding travel agent/expert. We have worked with Theresa on a number of our trips including Africa, European and Alaskan cruises. She is very knowledgeable and extremely helpful and accessible. Theresa gives us excellent advice and is always looking to put together an outstanding vacation experience while saving us as much money as she can. We highly recommend Theresa Bartsch."
Theresa – "My family has used Theresa for several years now for our travel needs, and rely heavily on her expertise! My husband is always amazed at how well she has come to know what we like and expect during our travels. She is genuinely invested in your families' experience!"
Theresa is an excellent advisor. She created a great itinerary from France to Spain. Air travel was well thought out and both hotels were perfect for us.
"Theresa has worked with us for years and always provides great ideas and service within our budget. I had all but given up on going away this holiday when she called us and told she found us a great trip at our price point. She always follows up to see how things are going and makes sure we get little extras from the hotels where we are staying. We have recommended Theresa to friends and I would never work with anyone else."
Our experts are here to plan your personal, business, and group travels. We'll handle all the details for vacations, reunions, school/group trips, special interest trips, event-based travel, and more! Custom or packaged trips available.
Attention travel professionals! We are currently seeking Independent Travel Consultants. Click to see qualifications and benefits.


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24:14:04:01 Services provided at no cost.
24:14:04:02 Repealed.
24:14:04:03 Repealed.
24:14:04:04 Entitled services.
24:14:04:04.01 Use of public benefits or insurance -- Enrollment.
24:14:04:04.02 Use of public benefits or insurance -- Parental consent required.
24:14:04:04.03 Use of public benefits or insurance -- Parental refusal to consent.
24:14:04:04.04 Use of public benefits or insurance -- Parental notification.
24:14:04:04.05 Use of private insurance -- Parental consent required.
24:14:04:04.06 Use of private insurance -- Parental refusal to consent.
24:14:04:04.07 Use of private insurance -- Copy of system of payments.
24:14:04:05 Identification and coordination of resources.
24:14:04:06 Federal funding source.
24:14:04:06.01 Proceeds from public insurance and benefits or private insurance.
24:14:04:07 Interagency agreements.
24:14:04:08 Agency resolution of disputes.
24:14:04:09 Interagency dispute resolution procedures.
24:14:04:10 Payer of last resort.
24:14:04:11 Service provision during pendency of dispute.
24:14:04:12 Payment for provision of early intervention services.
24:14:04:12.01 Reimbursement if travel is necessary solely to provide early intervention service.
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24:14:04:13 Reimbursement for travel time.
24:14:04:14 Mileage reimbursement.
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24:14:04:17 Submission of bills.
24:14:04:18 State payment as payment in full.
24:14:04:19 Payment above established rate.
24:14:04:20 More than one service provided during the same unit of time.
24:14:04:21 More than one child receiving service at the same time.
24:14:04:22 Claim requirements.
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The Hollywood Reporter says that Titus Welliver, who played Jacob's nemesis (AKA Man in Black) in "Lost's" Season 5 finale is coming back for the second episode of the ABC show's sixth and final season, which premieres on February 2.
"Lost" showrunners Damon Lindelof and Carlton Cuse recently said Harold Perrineau and Cynthia Watros are coming back to reprise their roles as well.
ABC also debuted this new promo for the upcoming premiere!


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As both a consumer and finance industry insider, it's always fascinating to me when technology enables truly win/win situations. In the banking industry, it just so happens that we are reaching a point in our digital transformation journey where that is happening more and more often.
As I tend to do, I'll give you a for instance that directly applies to my life — my latest milestone is that I'm a new father. If you're a frequent reader, you certainly may recall how AI could have facilitated a better loan experience between myself and my bank. Now, I'll demonstrate an advanced strategy pricing tactic powered by AI that stands to develop a beneficial relationship with a customer for life.
Leveraging AI, machine learning and the power of strategic pricing for retail bankers, your bank could predict that my family is expecting months in advance — then start to surface relevant and compelling offers to expand our relationship.
How to create a customer for life, literally
Stay with me for a few minutes and you'll quickly see how a single strategic offer can earn you a net new customer and create a decades long banking relationship — virtually guaranteed.
I'm a new father so I'm highly tuned into a financial vessel that, where I live, we call a Registered Education Savings Plan (RESP). As a consumer, I'm looking for the best way to save money for my child's education. For a bank, however this product should be highly desirable. The stakes in grabbing this business are actually quite high when you consider the total lifetime value of a newborn child.
First, it's a termed set of deposits that will likely see contributions for roughly 15 years or more from the parent. So it's highly stable money for the institution. Next and more importantly, there's a direct logic that transitions into a lifetime relationship with the child. I'll spell it out:
- RESP (15yrs)
- Student Checking Account (5yrs)
- Student loan (10yrs)
- Primary checking account (Entire adult life)
- Mortgage (30yrs)
- Line of credit (10yrs)
- Retirement Savings (40+yrs)
I'll spare you the emoji with dollar signs in its eyes here, but that exact sentiment should be jumping off the page for bankers. You should be drooling over this opportunity to land grab an entire generation before they're even born.
Where AI fits in
"That's great… I see this, your logic is sound," I hear you saying to yourself. Landing the RESP is crucial, but building the relationship through strategic pricing offers and ensuring customer stickiness is where a bank really needs to get it right. AI is the key.
As I mentioned — months before baby is born, I'm making purchases at baby-focused merchants and sending off enough signals (for the right tech) to infer that we're expecting a child. Couple that with the fact that, as my main bank, you (with the right tech) already know the entire footprint of my relationship and are able to price and surface offers tailored just for me.
Perhaps you're offering anyone off the street a $100 incentive to open an RESP, as are your competitors. But since I'm such a loyal customer you're willing to offer me, say $200 or even $500, to sweeten the deal and make it irresistible. Now say you've started to surface this offer on my mobile banking app, online banking, my monthly bill — or even let my branch manager know that I'm a candidate — just to get me thinking. By the time baby comes, the offer is at my fingertips ready to execute and I'm bought in. You have me.
More importantly, with AI the entire process could run without human intervention at the bank. There are countless opportunities for operational efficiency, revenue growth, and improved customer experience (with the right tech).
The product I need at a price that will earn my business is truly win win. This is customer centric banking at its core.
The bottom line and the obvious pitch
I'm telling you exactly how you could drive a stickier relationship, with more stable deposits, plus a net new customer in one offer. This is a highly valuable proposition in retail banking and one I don't think you can afford to ignore as new generations of customers demand more personalized relationships — knowing them from birth is about as personal as it gets.
Could you pull this off today at your bank? How long would it take? How much would it cost? With Zafin we could help your team pull this together and make this use case closer to reality — but this example is just scraping the surface of what's possible with strategic pricing. We're a worldwide leader in digital banking and we're enabling banks around the world to think bigger when it comes to digital transformation. This scenario is certainly an example of what could be possible today for many of our customers.
Are you ready to see how AI can accelerate your bank's digital transformation? Get in touch with us today to learn more!
About Zafin
Zafin (@zafin) is a leading financial technology provider that enables banks to form richer, more personalized client relationships. Built from the ground up for financial services, its platform empowers banks to enhance revenue and operational efficiency. Founded in 2002, Zafin sits among North America's top FinTech companies, and is trusted by retail and corporate units at some of the largest banks worldwide. Headquartered in Toronto with global offices, Zafin has a proven track record with a 100 percent client retention rate as validation.
Don Halliwell
Don is the Senior Director, Growth Marketing & Communications at Zafin. As former editor in chief and contributor to numerous publications, Don is passionate about sharing stories. At Zafin he will drive a clear and compelling narrative focused on digital banking and innovation in FinTech. Follow him on Twitter @donnyhalliwell
The post Advanced Strategic Pricing for Retail Bankers Powered by AI appeared first on Zafin.


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We've all been there, we've all seen it and had to suck it up and move on. I'm of course discussing workplace drama. There are always those handful of employees who seem shrouded in a mystical "luck cloak." You know who they are, the ones who everytime they do something heinous it's never that big deal, even when it is. They are the people who's actions would be worthy of execution if one of us has done been the guilty party. Somehow they manage to escape retribution, merited retribution, every single time. And it's astonishing (and maddening) to watch.
Redditor u/watchmeprocrastibate needed to understand how some people still have certain jobs and they can't the only ones.... What's the most f**ked up thing you've seen someone do at work and still not get fired?
You're deleted...Giphy
I worked at a web-hosting tech support company and a coworker accidentally deleted another customer's website. This was on a Unix system, so it wasn't possible to undo the delete. He deleted the command history to cover his mistake and then told the customer that the website was lost due to a hard drive failure. The customer hadn't been keeping backups and said that he lost his entire livelihood.
The employee told management about the situation and they ran with it to avoid getting sued. They told the customer that hardware issues sometimes happen and because he hadn't opted into our managed backup services, the data loss was on him. They offered the customer several months of free web-hosting as compensation and the problem went away. A week after seeing this play out, I put in my two-weeks notice. trs4ece
Bless his heart!
I had a project manager once that single-handedly torpedoed a $10 million contract through his sheer incompetence and hubris. The customer got sick of our company not hitting the impossible goals this idiot set and his condescending treatment of them (yes, he treated the customer like crap along with his own people) and cancelled it resulting in 20 people losing their jobs. This guy didn't lose his job however because he was friends with someone on the board. He got another project to work on with no repercussions. blublblub
Second Chances...
Used his corporate credit card for over $10k in personal purchases. He was reprimanded, but not fired OR made to pay the company back. Within the next year he did the exact same thing and only then was he fired. Byizo
The Destroyer!
Destroy an overpass with an excavator improperly loaded on a trailer. 450 john deere excavator on a Arnes triple axle lowbed with a jeep and booster. Boom was about 1 ft too high at 60mph. This is the biggest excavator you can haul around these parts without disassembling it. thesneakersnake
Split the Vote!Giphy
Forge a document (it was so obvious!), then lie about not forging it, then admit to forging it once lie was just slightly questioned. One partner at the firm wanted her fired, but another one didn't, the forger stayed. BroodingBryanAdams
Human decency isn't your strong suit Sweetie!
I worked at a school for kids who need emotional support. We had a classroom aide who would scream at kids until they cried and then actively mock them for crying. These kids were 7 and came from horrifically abusive houses. It sucked to work in a place that allowed abusive behavior to continue. She was close family friends with the principal. It's very hard to help a child when they learn from a young age that adults aren't able to make things better and adults are capable of incredibly mean things. InfiniteSandwich
Sending Shockwaves....
Energize a circuit someone was still working on. madethisforoneremark
They should have a lock-out to prevent that from being possible, but one time I saw a supervisor cut a lock off then start a machine. A guy almost lost his hand and had to have several surgeries to regain full motion. just----me
That's criminal charges and a life long blacklist from industry in my area. You DO NOT f**k with LOTOs.
EDIT- LOTO= Lock Out, Tag Out. Basically the procedures you use to lock out equipment to be worked on to prevent operation until everyone working on it has verified that it is safe to do so. I_Automate
Get a room... if it's legal!
My coworkers got caught in a compromising position in the walk-in where food is stored. Not even a write up. TheTerribadger
Lol same thing happened at my old job. Even worse since it was a waiter in his 20's with a hostess. Neither of them got in trouble. Place closed down after losing its liquor license for selling alcohol to minors. It was... not a very well managed establishment. PoorlyLitKiwi2
One job at a time...
There was a sales guy who was generally not expected to be in the office most days. He was supposed to be out making sales. But he just, never did. At one point he had been working there for a year, and he asked me (the tech savvy receptionist) how to enroll a new customer in our system. We were pretty sure he had another full time job. heidismiles
It's for medical purposes...Giphy
A cashier would drop cash on the floor, bend down to get it, stick half of it in his sock, then proceed with transaction as normal. All management did was move him to the floor. He only got fired a few months later when he snuck onto a register, did it again, then went back out to the floor and hid the money in a display. His pot dealer then came into the store, grabbed the cash and replaced it with some pot. Only then did they realize that's what he'd been doing the whole time. mallow-cups-fo-life
Meth isn't is garnish....
I worked at a really nice restaurant and our head chef at the time would come in so spun out on meth he would admit to people he was seeing shadow people and would often have to help us on the line only to be a total mess. Also at the same place one of his other friends who he smoked with was noticeably tweaked and cut half his finger off on the slicer. snozborn
Thanks Mom....
My boss forged my name on a number of documents, because she didn't have the required certifications to sign the documents herself and I had refused to sign them. I know this, because after things went horribly south they tried to claim I had been the one to screw up, and showed me my/her signature. She got promoted again instead of fired, that way I didn't have to quit. You will never guess whose mother owned the company. ThatKarmaWhore
You've Been Warned!Giphy
Sleep for three hours. I was brand new on the job (corporate thing), and my new coworker came up to me on a weekend shift and said, "I was up really late last night, I'm gonna go lay down for a few minutes." Three hours later, he woke up and came out to work again, without any measure of apology. In the interim, one of the people we worked for found him asleep, and told my boss. He got a warning.
Close second being a coworker that hacked the company's network (using the term somewhat loosely) to get an internet access password we weren't allowed to have. Would have gotten away with it if he hadn't ALSO changed their file structure to have folder names like, "Screw you, I want internet access." He also got a warning. PM_Skunk
Come back Sometime....
Ex co-worker closing early. Not 5-10 minutes early, but nearly two hours. The reason was she just didn't feel like working. lazyfoo3
The help needs help.
Whilst working at a local hospital, a nursing student snorting a line of whatever, in scrubs, in a hospital bathroom, to post on Snapchat. Or the 2 housekeepers who engaged in a fist fight on an elevator, only to continue said fight as they arrived at their destination. McPhuckstic
Let's begin... whenever.
I worked from home at my last job and my coworker would sometimes just not log in until like 11 am and would just completely skip meetings that she was supposed to run. One time she missed a meeting with our boss and my boss just goes "well I bet she was up late working so is coming in late." rachjo1024
Never Waste!
I work in the healthcare field. Had one coworker who never wasted his narcotics properly with a witness (he would just have them signed out solo and say "oh yeah, [patient] didn't want them so I disposed of it" with zero verification) and had a LOT of liquid narcotics whose counts suddenly went mysteriously off after he'd been on shift. Somehow he did not get fired or even investigated. He wound up quitting after just a few months, good riddance. NyarlysEyebrows
The Family Connection...
Had 8 servers delivered very late one day and left outside the data center. Everything in boxes on a pallet.
Janitor thinks it's trash, takes all of them to the trash compactor and crushes them. Each box weighed 80+ lbs. they weren't ours but a company we contracted with. We had to buy all new servers and the guy didn't even get a write up. He had a family member on the board. arkain504
Let me see your ID...
I didn't catch the person in-action but I was the HR Consultant so I did all of the new hire processing. Lady came in shaking like crazy, had to leave the processing to go home and "get her ID," came back high AF. Two weeks go by and she just stops showing up for her shifts. We also found used needles in the bathroom. She didn't die or anything (we checked in with her) but it's still so damn sad. anywherebutarizona
Love from Thailand...Giphy
Finally one I can answer. Our department went for a team building overnight stay abroad. The next day when we were supposed to meet at the airport he was nowhere to be found, his phone was off, bosses rang the hospitals, missing persons report, you name it, a week later the bosses went back to the country to find him again... nothing, wife and child had t heard anything... week later he turns up for work like nothing happened, he had decided to jump on a earlier flight to Thailand for a weeks holiday without telling a soul. Couple a meetings with the bosses, never mentioned again, guess his wife made him feel it but that was never disclosed. lancal62


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Police Detains Two UCP Activists on Hunger Strike
Several activists of the United Civic Party joined the hunger-strike of the Respublika group MPs Fralow, Skrabets and Parfianovich. On Saturday morning, June 5, UCP members Maryna Bahdanovich and Henadz Ananyew made a tent camp in the yard of the building where MP Fralow lives. The police detained them and seized the tents. Now the UCP activists face trial.
Bahdanovich and Ananyew were released from police station in several hours. The police charged them with violation of the law about mass events. On 7 June the detained are supposed to come to the trial. However, they are not going to come to court. Instead, they are going to continue the hunger strike together with the MPs.
Hrodna UCP activists Uladzimir Chyrvonenka and Yury Istomin also joined the hunger strike.


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If you are in immediate danger call 911!
If you are not in immediate danger and need help and someone to talk to, or are inquiring about our programs and services please call us at 780-875-0966 or text 780-808-1777.
Making a safety plan involves identifying the steps you can take to increase your safety and helps to prepare you and your children in advance for the possibility of further violence. You do not deserve to be abused. If you are currently living in an abusive relationship, are thinking about leaving, or have recently left, there are steps you can take to increase your safety. The following suggestions will help keep you safe!
If You are Currently With an Abusive Partner:
Your safety and the safety of your children is the most important thing. Women cannot always avoid violent incidents. In order to increase safety and prepare for further violence, here are some suggestions:
- Know your partners triggers (i.e.) stress, pay days, alcohol
- When you suspect there will be an argument, move to a space that is low risk
- Try to stay out of places that do not have exits (i.e.) bathrooms, bedrooms
- Try to stay out of places that have weapons such as knives or guns
- Know your escape route from different areas of your home, in case you do need to leave
- Teach your children the escape routes and practice using the escape routes from different areas
- Have a safe meeting place outside the home in case you and your children become separated
- Ensure your children know your address and telephone number and teach your children how to use the telephone and dial 911 in case of emergency
- Have a code word for your children and your family so that they know to call for help when they hear that word
- If you call someone (friend, family member) and you don't want your partner to know, call another number that is not threatening to your partner immediately after, so your call cannot be traced
- Be aware of your children's ability to keep information confidential and be sure they do not overhear information that you do not want your partner to know
If You are Planning to Leave:
Making a safety plan involves identifying the steps you can take to increase your safety and helps to prepare you and your children in advance for the possibility of further violence.
If you are considering leaving an abusive relationship there are some actions that you may want to follow to increase your safety. Here are some suggestions:
- Call the police in an emergency or if you want to be assured of your safety
- Call our crisis line (780) 875-0966 to get information and support
- Make a Safety Plan.
- Talk to a friend or family member.
- Look for a safe place to stay (with family or at a shelter)
- Prepare an Escape Plan.
- Prepare and practice your escape plan.
- Copy and collect all important documents and place them in a safe place (friend's home or safety deposit box in a bank that your partner does not go).
- Health Care and Social Insurance cards.
- Credit and bank cards, cheque book.
- Birth certificates (for you and the children).
- Passport, immigration or citizenship papers.
- Titles of property, lease, mortgage, and insurance papers.
- Immunization card for the children.
- Driver's license and car registration.
- Custody order, separation or divorce papers.
- If possible, put aside an amount of money in cash to avoid being detected when you leave
- Keep an extra set of car or house keys at a safe place (friend or family's house)
- Keep change or purchase a pre-paid calling card and use a pay phone to avoid being detected when you leave
- Open a separate bank account in your name. Put as much as you can into it. You may be able to get your bank statement sent to your work or even friend's address.
- If you call someone (friend, family member) and you don't want your partner to know, call another number that is not threatening to your partner immediately after, so your call cannot be traced
- Be aware of your children's ability to keep information confidential and be sure they do not overhear information that you do not want your partner to know
- Decide where you are going to go; somewhere safe and secure where you can decide what your next steps are.
- Talk to your children. They need to know which neighbour to run to in an emergency. If they are old enough, teach them the phone number to call and what to say if they are trapped in the house.
- If you decide to leave, take the children with you, if possible. It is not considered kidnapping; both parents have equal rights to their children, unless there is a court order. If you try to get them later, the police cannot help you to remove them from their other parent unless you have a valid court order.
- Speak to people you trust. Let them know what is going on in case you need their help.
- Call a shelter or transition house and talk to the staff. Even if you do not go to a shelter they can offer words of support and help you work out your plan.
- Find a way to get to your emergency safe place. It can be a friend, neighbour, taxi, etc.
- Find someone to care for your pets. The Lloydminster Interval Home partners with the SPCA to house your pets if you decide to leave your home
- Find somewhere outside your home to keep your emergency bag and important documents.
Important Documents
- Medical prescriptions.
- Money, bank books, credit cards.
- Health Care cards and Social Insurance cards.
- Birth certificates (for you and the children).
- Passport, immigration or citizenship papers.
- Titles of property, lease, mortgage, and insurance papers.
- Immunization card for the children.
- Driver's license and car registration.
- Custody order, separation or divorce papers.
Emergency Bag
- Clothes for you and your children for a few days.
- Medical prescriptions and medications, if required.
- Money, bank books, credit cards.
- Driver's license, car registration, and insurance.
- Identification and important papers (marriage certificate, birth certificate, school records, social insurance numbers).
- Hospitalization numbers/cards for you and the children.
- First Nations status card, treaty numbers.
- Immigration/citizenship papers, passports.
- Medical records, police records, your journal or diary, and other evidence of violence.
- Copies of your lease, mortgage or other deeds.
- Your address/phone book.
- Children's favourite toys and books.
- Your favourite possessions and photos (things that give you comfort).
DO NOT save this address as a bookmark on your browser (the software that allows you to access the internet). Write the address down and hide it where you know your partner will not find it. You may want to write this address in such a way that your partner will not know what it is. You can also memorize the address.
How to Delete Your Browser's History
Click the your browser's logo to learn how you can delete your browser history:
The internet is a great resource for finding information that can help you make decisions about your personal situation. However, it is important to realize that the record of your internet activities does not disappear when you close your browser. If you are concerned that the person abusing you may check up on your internet activities, there are a few steps you can take to help you cover your tracks, including deleting cookies and clearing your browser history (your cache).
If the person who is abusing you is good on a computer, it may not be safe for you to be visiting sites for abused women. Hide your internet activities and visit Interval Home from a safer place – the public library, school, an internet cafe or your workplace.
Cookies are a way for websites to track their visitors and their actions. Sometimes this means that the site will "remember" you when you visit again. For example, it may display your first name, which you entered on a previous visit. This is done by storing small bits of information on your computer. It is important to delete cookies when covering your tracks on the internet. Methods for deleting cookies vary depending on the type of computer you are using. To learn how to delete yours, read the instructions later in this section that match your computer system and browser.
Your computer's cache (pronounced cash) will remember the most recent pages you have visited and store them for quick reloading. Emptying your cache is one way to delete the history of sites you have visited from your computer.
We have created more detailed instructions to help you hide your internet activities. If you need help to identify your web browser, click the "Help" menu at the top of your browser and click the "About" option.
Once you have determined your computer and browser information, open the instructions that match the kind of computer and browser you have to learn more. If you are unsure about these instructions or your partner is internet savvy, it may be safest to use the internet in a public space, such as the library, school or internet cafe.
Effects of Abuse
"Children see or hear some 40% to 80% of domestic violence incidents. Children who witness family violence suffer the same consequences as those who are directly abused. In other words, a child who witnessed spousal violence is experiencing a form of child abuse." — RCMP, 2007
Common effects of abuse on women
- Self Blame and Guilt
- Shame
- Low Self Esteem and Lack of Confidence
- Anger
- Fear
- Isolation
- Physical Symptoms: anxiety, depression, tension, insomnia, change in appetite, physical aches and pains such as headaches
- Drug and Alcohol Abuse
Common effects of abuse on children
Every year in Canada, up to 360,000 children are exposed to Family Violence. It is normal for a child who witnesses intimate partner violence to manifest a multitude of symptoms. Outlined are some common effects of abuse that children from violent households may experience. Keep in mind that these signs and symptoms do not occur in isolation. One or two does not necessarily indicate a problem, but a combination of reactions may suggest that family violence is occurring in the home.
Difficulties Stemming from Abuse
- General fearfulness, or constant fears of impending danger
- Difficulty dealing with fear, anger and sadness
- Feelings of guilt, helplessness, loneliness
- Anxiety about separation and loss
- No connection to their own feelings
- Confusion or conflicting feelings toward parents
- Depression, suicidal ideation
- Fear of physical harm
- Fear of abandonment
- Nightmares/insomnia
- Difficulty eating
- Psychiatric disorders
- Aggression
- Abused infants often exhibit a state of "frozen watchfulness," that is, remaining passive and immobile, but intently observant of the environment. This appears to be a protective strategy in response to a fear of attack.
- For abused and neglected children, the nature of their experiences adversely influences the development of their brains resulting in a devastating impact on neurodevelopment.
- Constant stomachaches, headaches, ulcers, rashes, diarrhea, or bedwetting
- Very high levels of stress
- Delays or regression in development
- Weight problems
- Speech disorders
- Frequent illness
- Poor overall health
- Poor hygiene
- Chronic malnutrition of infants and toddlers results in growth retardation, brain damage, and potentially, mental retardation
- Injury to the hypothalamus and pituitary glands in the brain can result in growth impairment and inadequate sexual development
- Neglected infants and toddlers have poor muscle tone, poor motor control, exhibit delays in gross and fine motor development and coordination, fail to develop and perfect basic motor skills


text:
from The American Heritage® Dictionary of the English Language, 5th Edition.
- noun A Neapolitan secret society organized about 1820, notorious for practicing violence and blackmail.
- noun An unscrupulous, clandestine group.
from The Century Dictionary.
- noun A secret organization formed in the kingdom of Naples under the Bourbon government, first publicly known about 1820, partly political and partly of the nature of a standing vigilance committee, which exercised great power at times among the lower classes, settling disputes and acting as referee, punishing real or imaginary crimes, and exacting payment for all such services.
from the GNU version of the Collaborative International Dictionary of English.
- noun A secret organization formed at Naples, Italy, early in the 19th century, and used partly for political ends and partly for practicing extortion, violence, etc.
from Wiktionary, Creative Commons Attribution/Share-Alike License.
- proper noun The secret crime organization from
Naples, Italy-- equivalent to the Mafiaof Sicily.
from WordNet 3.0 Copyright 2006 by Princeton University. All rights reserved.
- noun a secret society in Naples notorious for violence and blackmail
from The American Heritage® Dictionary of the English Language, 4th Edition
Camorra is a Spanish word in current usage, meaning a ` quarrel. '
The Camorra is a network of clans that run protection rackets, prostitution rings and, more recently, the drug trade in Naples and the region around it.
In the 1820s he said an angel appeared to him and later guided had to this hill, called Camorra, where he said he discovered golden tablets detailing how Christ visited an ancient civilization in the Americas.
Is there a secret society of colliers, an English Camorra, which is capable of destroying both train and passengers?
Sylvia adds that Michele Zagaria is the head of one of the bloodiest clans of the Neapolitan mafia called the Camorra and they've been involved in an enormous number of illegal activity.
D'Avino, part of the Naples Mafia known as the Camorra, had been on the run for a decade and now faces 20 years in prison.
Gomorrah takes its punning title-the Neapolitan crime syndicate is called the Camorra-from Roberto Saviano's 2006 bestseller, an impressive feat of first-person journalism by a 26-year-old writer, now under police protection.
The real-life Neapolitan crime organization, known as the Camorra, is depicted here as a hovering presence above the locals, dropping down into ordinary lives only ...
(ANSA) - Rome, September 26 - A Facebook group inviting young people to join the Camorra is the latest mafia fan club to pop up on the popular social networking site, web observers said Monday.
The Neapolitan Mafia -- known as Camorra -- is a group of roughly 100 battling clans


text:
The Energy Regulator has proposed that Irish Water should pay a €10 charge when it fails to meet minimum standards.
The Commission for Energy Regulation proposes that the charge would come into force if Irish Water does not deal with customers complaints within five working days.
The charge would also come into force if it fails to issue accurate bills on a quarterly basis or if it fails to fix, free of charge, any damage to property during the installation of meters.
The Regulator also proposes the €10 charge should apply if Irish Water fails to deal sympathetically with customers who have difficulty paying their bills and who contact them.
It suggests the charge would also apply if it fails to provide a payment plan for them.
In its submission to the Regulator, Irish Water recommended that a standing charge should account for on average a third of the water bills.
It also recommends that overall the charges are split between water and wastewater and that the same tariff structure applies to both elements.
Irish Water recommends that there should be a reduction in the charge paid by customers where their water is unfit for consumption. This would apply in areas where boil notices are in place.
Irish Water also proposes that there is national charge for water and there is no geographical distinction made between different parts of the country.
Where households that are not metered, it proposes that there should be an assessed charge based on the number of people in the household and also the type of dwelling.
It also suggests a campaign should be launched to validate occupancy levels and also household types.
In their submission, Irish Water also recommends that after customers move from an assessed to a metered charge, they should have the option of having their bills capped at the previous assessed rate for six to 12 months from the installation of a meter. This could cover two to four bills.
Earlier today Tánaiste Eamon Gilmore told the Dáil there are still a number of issues that need to be addressed regarding the introduction of water charges.
Speaking during Leaders' Questions, Mr Gilmore said issues included the need to accelerate metering before charges come in and a rebate system to reduce the bill if water usage is lower.
The Labour leader said the €240 figure given for the average bill is less than the figure proposed earlier in the year.
However, he said: "It's still a big bill for any household having difficulty paying it."
Responding to the Fianna Fáil TD Willie O'Dea, Mr Gilmore said it was an issue he would liked to see dealt with quickly.