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Greetzly is the world's leading platform that allows fans to have personal video interactions with artists, athletes, and influencers of all kinds. It's the autograph card of the 21st century.
My answered Questions
Hey Tatiana! What do you mis
Luca, Austria
love what you do and the outcome it produces. keep it up with the good work, you inspire me! best, alexander
Alexander, Germany
You once said you love to sing in languages other than croatian and english. Have you already planned a new project in a different language?
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I´m amazed with what Thistle Farms is doing! How can we help? Ps. Courageous move with the hair btw.. :)
Tina, Germany
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4 Key Factors that Affect Retirement Finances
Working-age households must all ask the same question, "Will I have enough money to retire?" A steep decline in the percentage of companies offering pensions is just one of the factors that puts the burden on individuals to save more. Over the last 30 years, significant changes happened that affect the amount of money you need when you step aside from working income:
- Longer life expectancy – Living longer means that you'll have more years to draw down on retirement savings.
- Change in Social Security retirement age – With 'full retirement age' age moving from 65 to 67, benefits effectively reduce at any given claiming age. In addition, the annual inflation raise for Social Security doesn't keep pace with cost of living.
- Increase in out-of-pocket health care costs – Retirees are hit with a double-whammy: rising costs of healthcare and fewer workers with employer-sponsored retiree health benefits to supplement Medicare. Therefore, seniors have to use a higher percentage of income on medical expenses at a time of life when medical expenses typically accelerate.
- Chronically low interest rates – Suppressed interest rates keep income from fixed investment vehicles at a minimum.
Given the obstacles above, it's getting tougher to avoid a savings shortfall in retirement. Besides working longer, what can you do to make your money go farther? One thing you can do is focus on staying as healthy as possible. Another tactic is to kick into a higher gear of saving when kids leave home. Many people see reduction in expenses as a raise in living standard. But spending less, and making trade-offs now will avert tougher decisions later.
Talk with a Salmon Sims Thomas tax advisor about ways that you can save money and save on taxes.

subset: commoncrawl


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Working with WMI became a whole easier when PowerShell came on the scene. If you ever spent hours typing all of the Echo commands that were required with VBScript to produce output you'll be aware of what I mean. There are still a few awkward areas in the WMI cmdlets. One of the most awkward is date/time handling.
Consider looking for the last boot up time of your favourite computer:
£> Get-WmiObject -Class Win32_OperatingSystem | select -ExpandProperty LastBootUpTime
That breaks down as year (2014), month (07), day (02), hour (08), minute (38), second (55) and fraction of a second (.487133). The +060 denotes the minutes offset from GMT (UTC if you prefer) – I'm in the UK on daylight saving time. So, once you know how to read it the answer is understandable but not easy to work with.
The PowerShell team introduced a method on Get-WmiObject that will convert the date to a more understandable format:
£> $os = Get-WmiObject -Class Win32_OperatingSystem
£> $os.ConvertToDateTime($os.LastBootUpTime)
02 July 2014 08:38:55
You can also use the method in select-object or the format cmdlets by using a calculated field:
£> Get-WmiObject -Class Win32_OperatingSystem | Format-List PSComputerName, Caption, @{N='BootTime'; E={$_.ConvertToDate
PSComputerName : RSSURFACEPRO2
Caption : Microsoft Windows 8.1 Pro
BootTime : 02/07/2014 08:38:55
There is an easier way – use the CIM cmdlets:
£> Get-CimInstance -ClassName Win32_OperatingSystem | select -ExpandProperty LastBootUpTime
02 July 2014 08:38:55
The automatic date conversion is more than sufficient incentive for me to use Get-CimInstance in preference to Get-WmiObject.


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This is the home page for my "Mathematics for Sustainability" project. The project objective is through a General Education Mathematics course, to enable students to develop the quantitative and qualitative skills needed to reason effectively about environmental and economic sustainability. This page will link to
- Home pages for versions of the course that have been offered at Penn State or elsewhere.
- The developing course textbook
- A bibliography and other resources
If you have any questions, feel free to get in touch with me, John Roe. Below is a link to a talk I gave at TEDxPSU which introduces some of these ideas.


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Once you have your training in the practical side of administering mesotherapy or cosmetic injections there comes the very real issue of getting your cosmetic business off the ground. In both the virtual and "real life" courses that are taught at Pinewood, the concept of having a business plan is touched on.
Business Does Not Run On Optimism
You may have been reading your Napoleon Hill, books about marketing and books about the power of persuasion but all of that may not matter if you are not told how to add these procedures to your business. I am all for confidence and even a touch of arrogance when it comes to being a successful entrepreneur but the minute you think that you "know it all" is the minute that you probably know nothing.
Ultimately, no matter how much you think you know about business or how much experience you have, you cannot run it on optimism. A great attitude is necessary, especially for your staff morale, but you also have to have a business concept that is grounded in economic realities (not hearsay!) and that is not a concept that you have to battle against on a daily basis in order to make it work.
Unfortunately many very intelligent and accomplished individuals turn the operation of their daily business into a daily unprofitable struggle simply because they were too full of wishful thinking to understand what it entailed in the first place!
Do Your Homework
Failure is not a word that should be part of your vocabulary, but be prepared to learn a hard lesson if you are not willing to do a bit of analysis with regards to who is actually attracted to your business currently and who you would like to visit your office more often. Many practitioners think that they were "too cool for school" to do any homework about their customers, their location and what their business really needs to succeed. For instance, there is no need to market cosmetic injections to a patient base that is too young for it or to market or preach your anti-aging methods to your clients if there is a dermatologist clinic next door to you selling Botox.
The fact is that many successful corporate types or employees of successful businesses take the leap and go into business for themselves only to find themselves rapidly drowning in a sea of mixed messages from your patients.This is usually because there was no market research done, no real understanding of what adding the cosmetic procedures to the business might mean for your existing clients and for the people you would like to attract to your business as new clients.
Be Prepared to Wear Many Hats
A lot of times, people who have success at one role in one field assume that it can translate to success at anything they try their hand at and this is simply not true. If you are going to be a successful entrepreneur you are going to have to many hats and if you are not prepared to do that then you have to assemble a well-rounded competent team to help you out with what you need to get done.
As an entrepreneur, it is best to let those who are qualified support your strengths, fix your weaknesses, and humbly remain as the executive and orchestrator of the entire business. A leader who micromanages or does not delegate tasks or tries to master a learning curve that is high above his head is likely due for business failure.
The message here: be confident but be humble to as many entrepreneurs have a lot to learn about their choice of project, themselves and others before they are successful at their new business.
For more information about The Pinewood Institute for the Advancement of Natural Medicine courses including course outlines, detailed descriptions of courses and information about upcoming training sessions and webinars, please go www.pinewoodinstitute.com. You can also send us an email using our email form at http://pinewoodinstitute.com/contact.aspx or call us at 416-656-8100. If you prefer to fax the number is 416-656-8107.


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Greenville, SC – September 20, 2013 – AssetPoint, a leading provider of (EAM) Enterprise Asset Management and (CMMS) Computerized Maintenance Management Software solutions, announced its SureTrack implementation for TabWare CMMS/EAM solution provides the fastest deployment and adoption time due to TabWare's out-of-the-box ease of use and deep domain expertise.
AssetPoint's SureTrack is a rapid implementation methodology with a proven approach that has been successful for hundreds of projects. Sure Track helps organizations plan, organize and monitor the work to be performed for a TabWare implementation. The value AssetPoint's customers receive with this approach is unparalleled and contributes to their 98% customer satisfaction ratings. While large Enterprise Resource Planning (ERP) providers such as Infor, IBM and SAP must continue to develop programs that try to mask their complexity and reduce implementation timelines from 2 years to 6 months, AssetPoint customers are typically up and running TabWare in less than 6 weeks.
With TabWare CrossRoads, AssetPoint Services continues to innovate by pre-packaging integration solutions to remove the risks and costs to integrate to other software packages. TabWare CrossRoads is an industry-proven and accepted solution providing seamless and flexible integration management, and it can quickly integrate TabWare CMMS/EAM with existing business applications. TabWare CrossRoads supports process-based integrations that use TabWare standard business rules and scenarios, which supports data transfer between TabWare and existing ERP, SCADA, Predictive Maintenance (PdM) and other software systems. Standard formats are used to extract business data, transform configurations, and load data to and from TabWare and existing solutions.
AssetPoint Vice President of Professional Services Rich Adams said, "With SureTrack and TabWare CrossRoads, AssetPoint continues to provide the most reliable and cost effective means of deployment in the CMMS/EAM market. The mission of our Professional Services Organization is to enhance our customers' maintenance strategies and provide the most value, and these two solutions continue to separate AssetPoint from the cumbersome deployment methodologies used by other CMMS/EAM vendors."
AssetPoint President and CEO, Mike Levine said, "AssetPoint has been able to provide customers an even greater Return on Investment (ROI) through a faster implementation of TabWare CMMS/EAM. TabWare's intuitive design means users will adopt the solution even faster. SureTrack implementation and TabWare CrossRoads are industry proven to get customers up and running quickly."
AssetPoint (www.AssetPoint.com) has been a leader in CMMS/EAM solutions for over 30 years, and its TabWare CMMS/EAM solution is designed by maintenance professionals for maintenance professionals. AssetPoint offers flexible deployment options, including a Cloud computing solution (SaaS) or on-site solution for companies who want TabWare on their own servers. TabWare is the leading CMMS/EAM solution for companies who want full functionality without the expense, resources and time other solutions demand. TabWare is proven to maximize asset performance, resulting in reduced operating costs and higher profit margins. TabWare customers represent several industries including: Oil and Gas, Mining & Metals, Manufacturing, Food & Beverage, and Water & Wastewater.
About AssetPoint:
AssetPoint, makers of TabWare, is the leading provider of CMMS solutions for companies whose success depends on the performance of their assets. For over 30 years, AssetPoint has led the market in helping customers control their maintenance costs, optimize spare parts inventory, streamline procurement and improve management, command and control.
Designed by maintenance professionals for maintenance professionals, TabWare is easy to learn, easy to use and proven over time to be the most effective product in the market. That's why tens of thousands of users trust their critical assets to TabWare each and every day. To view online demos and case studies, visit www.AssetPoint.com.


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Airbnb hosts face conundrum when it comes to insurance
In a groundbreaking announcement, Fannie Mae said last month it would accept Airbnb income on certain mortgage applications. But for hosts, getting the insurance Fannie requires is just as confusing and complex as ever.
Under Fannie's pilot project, borrowers who rent their primary residence on Airbnb can use their hosting income to qualify for a mortgage when they refinance with three lenders including giant Quicken Loans. If the pilot goes well, Fannie will expand the program within 90 days.
The problem: Borrowers whose loans are backed by Fannie Mae must have insurance that covers the home from fire and other hazards, but standard homeowner policies don't usually cover customers who regularly rent out their primary residence on Airbnb or other short-term rental sites.
"The insurance industry as a whole hasn't come to terms with the concept because they don't know how to charge for the particular risk," said Kelson Herman, a broker with Riskguard Insurance Solutions in San Francisco. "From what I've seen, the majority of homeowners who are already doing Airbnb have not told their carriers. They are running the risk that they may not have their claims paid, because standard homeowners policies don't cover Airbnb. The ones who are getting into it now are a little more careful, they are asking carriers beforehand."
People who rent a home or apartment to long-term tenants can get a landlord's policy, but this generally does not cover short-term rentals in your primary residence. Some specialty insurers offer policies that cover short-term rentals in your home, and a New York City startup called Slice is offering "pay-per-use" insurance that covers homeowners only when they have a paying guest.
But "standard homeowners and renters insurance policies are designed for personal risks, not commercial risks," said the Insurance Information Institute, a trade group. "If you plan to rent out all or part of your home on a regular basis, many companies will consider this a business use and you may need to purchase a business policy — specifically either a hotel or a bed-and-breakfast policy."
If you rent your home on a one-off basis, such as when the Super Bowl comes to town, many insurers "will extend your coverage to the renter" with sufficient notice, it added.
Insurance companies, lenders and Airbnb all urge customers to discuss short-term rental activity with their agents, but many hosts are afraid that if they do, the policies will be canceled or not renewed — or they assume they're covered by Airbnb.
Airbnb provides free host protection insurance, which covers liability claims up to $1 million, subject to certain exclusions, if a guest sues a host for bodily injury or losses to the guest's property. But it does not cover the host's house, which is what lenders require.
Airbnb also provides a free "host guarantee" that covers damage to the host's home or property caused by a guest, up to $1 million, subject to numerous terms and conditions. But this is not insurance, and Airbnb states that it "should not be considered a replacement or stand-in for homeowners or renters insurance."
Fannie Mae said it "requires borrowers to maintain hazard insurance on properties securing our mortgage loans," and that financial institutions must ensure that borrowers "are informed of the insurance coverage that is required to take part in this initiative."
Quicken Loans said it suggests all clients talk to their insurance agent to make sure they have appropriate coverage. "Many insurers look at home sharing differently, so instead of putting a blanket policy in place that could overcharge someone who may already be covered, we work with insurers on a case-by-case basis as it relates to mortgages that use Airbnb income," a Quicken spokeswoman said in an email.
Airbnb host and artist Eugenia Pardue of Portland, Ore., refinanced her loan with Quicken under the new program. As part of her divorce decree, Pardue had to sell or refinance her home by March 2019. Airbnb accounts for about half her income, but four other lenders rejected her because they could not include it on her loan application. By including her Airbnb income, Quicken was able to refinance her loan, which was a huge relief. Pardue said Quicken never mentioned insurance.
After talking with me, she called her insurance agent, Dominic Scott of American Family Insurance, to make sure her policy covered Airbnb activity. She said Scott told her it would, as long as it's her primary residence. When I called Scott to confirm, he said, "I'm not going to verify anything for you."
A spokeswoman for American Family, which doesn't do business in California, said in an email that she couldn't discuss an individual customer, but "I can confirm that customers with a homeowner's policy have coverage for this purpose if it happens a few times a month, and they should talk with their insurance agent about that coverage. If it happens more than that, the customer should talk with their insurance agent to discuss their options."
So what options do hosts have?
Herman sells homeowners policies from two specialty carriers — Aegis and American Strategic Insurance — that cover short-term rentals in a primary residence. "Usually those carriers will accept you as long as you don't have a ton of claims and you're not in a high fire-risk area," he said.
Karen and Rodolfo Cancino of San Francisco turned a bedroom in their house with a separate entrance into an Airbnb and rented it out 234 days last year. In addition to her homeowners policy from Nationwide, she purchased a commercial liability policy through Scottsdale Insurance (part of Nationwide) for the Airbnb. The business policy costs $949 a year, but "I write that off as a business expense. It's a safety thing for me," Karen Cancino said.
Slice offers on-demand insurance to Airbnb hosts that supplements their homeowners insurance. With a website or smartphone app, they turn it on when they have a guest, and turn it off when they don't. It provides up to $2 million for bodily injury or property damage that occurs during a rental. The insurer is Great Lakes Insurance, a subsidiary of Munich Re. Slice says the average cost is $8 per day.
"If any claim were to happen because of home-sharing activity, we are the only people they deal with," Slice spokeswoman Emily Kosick said.
Some name-brand insurance companies are testing insurance for people who rent out space in their homes, but not in California. They want to experiment in smaller states with less-stringent regulation, Herman said.
Allstate offers a "home-sharing" product called Host Advantage in some states excluding California. Farmers and USAA said they are exploring home-sharing solutions. Progressive said it's offering "on-demand" insurance through Slice.
CBIZ sells a commercial insurance policy to people who rent out an entire second or vacation home to short-term tenants on sites such as Airbnb or VRBO. But this policy doesn't cover people renting out rooms in their primary residence.
Foremost (part of the Farmers Insurance Group) offers a similar product for vacation rentals, only it's a personal, not commercial, policy. Herman said it's about twice as expensive as a homeowner's policy.
Anyone considering insurance for a short-term rental should find out what it covers and what is excluded. They should ask whether the carrier is admitted or not admitted. Admitted carriers are regulated by the state and participate in a guarantee fund that pays claims, up to a limit, if an insurer fails. Non-admitted (also called surplus) carriers do not participate in the fund and are not regulated to nearly the degree of admitted carriers. Airbnb's host protection insurance is non-admitted.
People who have a personal umbrella policy, which provides added liability insurance on top of their homeowners and auto insurance limits, should find out if the umbrella extends over the short-term-rental insurance, Herman said.
Kathleen Pender is a San Francisco Chronicle columnist. Email: firstname.lastname@example.com Twitter: @kathpender
What insurers say
I asked some large insurance companies whether their homeowners policy covers short-term rentals in a primary residence. All encouraged customers doing short-term rentals to discuss it with their agent. Here's what else they had to say in emails:
CSAA Insurance Group: "We don't have coverage in our contracts designed to specifically address a short-term rental on Airbnb or similar home-share platforms. Standard homeowner policies may offer some coverage for occasional rentals of the home, but policyholders who are using their homes to host guests as an income-generator should consider buying rental insurance or some other commercial product to ensure they are covered for various uncertainties."
Farmers: "A standard Farmers homeowners policy is not designed for customers to use their homes for commercial purposes such as short-term rental platforms on an ongoing basis. A customer's use of his or her home for homestays could affect their insurance coverage."
State Farm: "Homeowners insurance is intended for owner-occupied properties and we do not anticipate regular renting of a home under our current Homeowners policy in California. Any use of the home beyond its intended purpose may require a different insurance policy or coverage options."
Nationwide: "Nationwide does not offer 'on-demand' policies or homeowner policies to cover the home-sharing or room-sharing market. However, Nationwide does have an existing Dwelling Fire product available in our surplus lines unit (that) provides Vacation Rental coverage. Under that program, a residential property owner who elects to rent their property via a home-sharing service such as Airbnb or VRBO, and meets eligibility criteria, could elect to purchase that coverage from Nationwide."
USAA: "Home-sharing through services such as Airbnb is usually considered a business, and therefore isn't normally covered with a typical homeowners insurance policy. However, USAA can refer members to other companies to get that type of insurance. In some cases, a USAA Homeowners policy could provide limited coverage for home sharing conducted on an occasional basis today."


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Phil Immel
The Real Estate Guru
Broker Associate®
A Star Is Born Armed with 40 years of real estate experience, Immel, Founder & CEO of The Immel Team specializes in coastal properties in South Orange County. Many of his clients are celebrities, entrepreneurs, entertainment personalities and executives for major corporations. Immel proudly represents several foundations and institutional organizations including St. Joseph's, Mission Hospital and Loma Linda University. Licensed at age 19, while majoring in real estate & marketing at San Diego State University, Immel became a Broker at age 21 and received numerous accolades during his illustrious career. He eventually went into corporate management for Coldwell Banker and became it's youngest Vice President at age 28. After 10 years in management, he returned to sales in Orange County where he was bestowed the prestigious "legend" award for 15 years of top Broker performance for Berkshire Hathaway HomeServices. Immel is also known as the Real Estate Guru ®. The "Guru" is a spokesperson on national and local television & radio shows. His honest market assessment in these turbulent days has created many return guest spots on FOX, CNN and CBS Radio. Additionally, he is a contributing writer for the Wall Street Journal, Yahoo Finance & Reuters. Board Of Directors – Ocean Institute


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Over the last while I've noticed the HID buzz has died.
No one talks about them, no one seems to care !
I'm not surprised. Many drawbacks and the beam pattern on most of them are horrible. A lot with the ugly triangle shape void in the beam.
Go LED !
HID in my opinion has its place, and that place is not our pockets.


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« Betsy DeVos' Team Asks Seven States for More ESSA Specifics | Main | Betsy DeVos: Rethinking K-12 Education Is About More Than Private School Choice »
State ESSA Plans 'Not Encouraging' on Equity, Education Trust Says
Do state plans for implementing the Every Student Succeeds Act do enough to shine a spotlight on historically disadvantaged groups of students—and do they give schools the tools they need to improve outcomes for those children?
"What we are seeing so far is not encouraging," concludes a report from The Education Trust, a Washington-based organization that advocates for low-income and minority students. "For all the talk about equity surrounding ESSA, too many state leaders have taken a pass on clearly naming and acting on schools' underperformance for low-income students, students of color, students with disabilities, and English learners."
Education Trust, whose executive director, John B. King Jr., served as President Barack Obama's last secretary of education, reviewed the 17 ESSA plans submitted to the department so far, as well as the 34 that have been submitted. It found that:
• In general, states picked indicators that get at whether students are learning, including chronic absenteeism, college and career readiness, and on-track graduation. But some states picked so many indicators that it will be that there's a "real risk" schools won't have the incentive to improve on any of them, the advocacy group said. Example: Connecticut and Arkansas each have more than 10 indicators. Plus, some states, including Louisiana, have proposed indicators that aren't ready for rollout yet.
• Some states—like Florida, Maryland, and New Mexico—measure the whole school's academic performance, not individual kids. Other states, like Washington, don't count subgroup performance into a schools overall rating. That means schools can get a good overall rating while not doing very well with subgroups of students.
• States, including Connecticut and Massachusetts, are still using so-called "super subgroups," which combine English-language learners, students in special education, and minorities for accountability purposes. Those can mask achievement gaps, in the organization's view.
• States had the opportunity to take action in schools where subgroups are falling behind, Education Trust said, but "unfortunately most didn't do so." Particularly egregious in its eyes? Florida, which will decide which schools need "targeted" and "comprehensive" support based on schoolwide averages, not subgroup performance.
The report recommends that civil rights advocates keep a watchful eye on ESSA performance data to show if the new state accountability systems are translating to worse academic outcomes for historically overlooked groups of students.
Education Week also did an analysis of state ESSA plans when it comes to goals, indicators, turnarounds, and more. you can check it out here.
Don't miss another Politics K-12 post. Sign up here to get news alerts in your email inbox.
Follow us on Twitter at @PoliticsK12.


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The world watched in horror as two journalists were shot on live television while broadcasting in Virginia, USA. Graphic footage of the incident from the shooter's perspective later emerged to shock audiences in every corner of the globe. Could the death and trauma caused by the attack have been prevented if the necessary checks were done prior to the shooter's employment?
On Wednesday 26 August at 6:45am, WDBJ-TV reporter Alison Parker and videographer Adam Ward were killed by their own colleague on live television in Moneta, Virginia. Parker suffered gunshot wounds to the head and chest while Ward died from wounds to the head and torso.
The two journalists were in the middle of a live interview with Vicki Gardner, the head of Smith Mountain Lake Regional Chamber of Commerce, about the 50th anniversary celebration for Smith Mountain Lake at Bridgewater Plaza in Moneta, Virginia, when the shooter opened fire.
Ward and Parker died shortly after 6:45am. Incredibly, Gardner was able to walk to the ambulance despite being hit and after an emergency surgery; she is said to be in a good condition, although a couple of centimetres would have meant a very different end.
The police believe the culprit to be a man named Vester Flanagan, who worked at the same TV station as the victims. It is believed that Flanagan, who went by the name "Bryce Williams??? on air, posted a video of the attack on social media from the shooter's perspective. He fled the scene and was chased by police until he shot himself and later died in hospital.
The footage, which Ward was filming at the time of the attack begins like any routine live news segment, but shots ensue and the clip ends when the camera falls. The video's existence has since sparked debate about the graphic footage and whether showing it to the public could be seen as voyeurism of a tragic event. Those who witnessed the attack and the colleagues and families of the victims are now left to deal with the trauma of a pointless and horrific incident.
Flanagan claimed to have been mistreated during his time at the TV station, experiencing alleged discrimination as a gay black man. He was also reported as having a troubled past, marked with complaints about his anger and a road rage incident that was caught on camera. Internal documents from WDBJ also described multiple occasions where colleagues complained about Flanagan's "aggressive" behaviour, where it was suggested that he seek medical help. Flanagan had been dismissed from the station but police were needed to escort him from the building.
So could this all have been avoided?
This attack highlights the importance of performing adequate background checks and screening before appointing any employees in your organisation. With efficient screening procedures, Flanagan's short temper may have been detected and an acceptable investigation into his past would have revealed a history of aggression. Had these crucial steps been taken prior to Flanagan's appointment, the lives of two journalists may have been spared.
At iFacts we offer a thorough Employee Screening process typically involves reference inquiries, verification of qualifications as well as credit and criminal history checks. iFacts enables organisations to ensure that current and potential employee candidates have not falsified their personal information and qualifications. This is accomplished through a full bouquet of People Screening Services, including Pre-employment Screening and Background Checks, Individual CV Assessments, Truth Verification, Verification of Qualifications, Vendor Verification and Integrity Assessments.


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High Commissioner for Bangladesh High Commission in Sri Lanka M. Su-fi-ur Rahman says that there is opportunity and potential for enhanced trade and investment between Sri Lanka and Bangladesh.
If Sri Lanka was to do trade with Bangladesh, ideal industries for import from Bangladesh would encompass polymer, jute, footwear, rubber based products, spices, coffee, cocoa, pharmaceuticals, hospitality, tourism, nursing, and similar products and services.
Sri Lanka's exports to Bangladesh have risen by around 150 % between 2006 and 2011.


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Product Description
Grade A (green label):
- Complete unit - fully functioning & in perfect working order (with all accessories).
- Quality is indistinguishable from new – no visible signs of use.
- Complete original outer picture box packaging – resealed with most of original inner packaging.
- Complete with original user manual (except graded stamp over warranty and serial number removed).


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About Us
This page used to be called "About Me" but I decided to change it to "About Us" because it is really more about us – my wife, our friends, and family without whom we would not have the inspiration or desire to post to this site.
Before we tell you too much about this site we want you to know one thing–we are not going to and will never promote MLM, Network Marketing, and or Direct Sales opportunities on this site.
Why? We've always had mixed feelings about Multi-Level Marketing (MLM) aka Network Marketing and sometimes referred to as Direct Marketing.
I even wrote a comic strip about the evils of MLM which you can view here; Why MLM is Evil
Or just look at a tiny excerpt here:
I first heard about MLM when I was in the Navy (around the time when ships were made of wood, men were made of steel, and women were stronger than both).
This was right around the time that I decided to marry my high school sweet heart Margaree.
After graduating from Navy boot camp and occupational training, I proposed marriage on bent knee to the love of my life.
We went to the Justice of the Peace and got married on a Friday and I went back to my ship on Sunday and learned that she (my ship) was about to deploy on a 6 month Mediterranean cruise.
Fortunately Margaree and our two young kids at the time were able to stay at her Mother's house while I was away.
One of my ship mates who was getting out was telling us about a MLM company he was joining named Amway.
None of us knew anything about MLM or Amway but we all agreed that our buddy got sucked into a crazy cult.
A few years later when I was getting out of the Navy someone told me about a company called Nu Skin.
My wife and I went to an opportunity meeting and we were so impressed that we joined.
We tried to build the business but after a few weeks we quit.
While I was collecting unemployment I joined a MLM selling water filters.
I wasted a few hundred dollars on supplies and conventions and I did manage to get three people to sign up but they all quit and as soon as I got a real job driving a fork lift I quit too.
Then I got a really good engineering job and Margee got a really good nursing job and we decided that we were through with MLM.
That is until I decided to open a Facebook account and associate myself with some former "like minded entrepreneurs."
Someone who I liked and trusted invited me to join a Facebook group–so I did.
The group claimed that they were going to build everyone's downline. They claimed that it would be fair–anyone at the top of the first opportunity would be at the bottom of the next opportunity. This was to go on and on as new opportunities were found. There was a bunch of in fighting and confusion and eventually the group fell apart. Some people lost thousands. I lost just a few hundred (don't tell my wife).
Then I joined Empower Network (again based on a friend's invite) and eventually quit because I didn't want to "Get All In" for several thousand dollars.
These are just a few examples of situations that drive people away from Networking Marketing.
We hope you will look at these examples not as an indictment of the entire Network Marketing industry. We just you want you to be aware of the challenges involved in the Network Marketing industry. And we want you to be able to learn from your mistakes (and the mistakes of others–including the mistakes we made
mine). If Network Marketing is not for you then you may want to consider creating your own online business centered on something that you know a lot about and/or something that you LOVE.
Click here to sign up for FREE for access to the best internet marketing training and support available.
I will be updating this page on a regular basis to share with you Our
My Wealthy Affiliate success story so please come back often.
Thanks for stopping by.
If you have any questions or comments leave them in the comment section below.
About the Author
P.S. One thing you want to keep in mind is that if you do decide to create a website (and I strongly encourage that you do) you will have to create content that will get traffic. That's the only way to make money on the internet – you have to get traffic! The only way to get traffic is by creating compelling content. Content can be in the form of articles, videos, or static images (think memes). I prefer to use articles and images for my website. If you want to follow that path (and, again, I strongly encourage that you do), I'd like to offer you my FREE 2018 Article Writing Handbook that will help you write articles for your website.
Here's a sample of what you'll learn:
- How to Write a Great Topic Sentence
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- How to Motivate People to Read Your Article
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- How to Write a Simple One Paragraph Article Part 1
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The artwork and photos on this Clip Art CD-ROM are taken directly from the IFSTA Fire and Emergency Services Company Officer Handbook (4th Edition). The images are named to correspond with the figure numbers in the manual and are in numerical order by chapter. The images on this CD-ROM are intended for on-screen computer monitor or projection use only and are at screen resolution (72 dpi). Windows and Mac OS compatible.
IFSTA (International Fire Service Training Association) is an association of fire service personnel who are dedicated to upgrading fire fighting techniques and safety through training. Fire Protection Publications (FPP) is a division within Oklahoma State University and the world's leading publisher of training materials for the fire and emergency services. FPP serves as the headquarters for the International Fire Service Training Association (IFSTA).
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One of the most demanding facets of motherhood is finding healthy snacks for your kids. While I was raised on Little Debbie, it's important to me that my kids have healthier snack options. I scoured the stores trying to find snacks that were actually healthy, and that my kids would eat. I wanted to avoid the sugar, chemicals, and nasty food coloring, so I opted for DIY healthy snacks instead. Here are a few of my favorites:
A simple granola recipe is two cups of oats, one-half to one cup of liquid binder such as honey, unsweetened nut butter, or pure maple syrup, two tablespoons of butter or coconut oil, and one half a cup of nuts. Spread in a thin layer on a cookie sheet and bake at 350 degrees for ten to fifteen minutes. You could add something fun like chocolate chips or dried fruit, but that will increase the sugar content.
Smoothies are always a great option for kids. You can find organic yogurt at any grocery store. If you're dairy free, you may need to hit Whole Foods or Trader Joe's to find an alternative. In a blender cup, use two ounces yogurt, ice cubes, vanilla extract, and your favorite flavorings. I highly recommend strawberries and spinach, and my son swears by banana and carob chips. You could add a scoop of protein powder if needed.
Yogurt Bark
One of the easiest DIY healthy snacks to make. On a cookie sheet, spread a thin layer of plain yogurt. Drop bite sized pieces of your kids' favorite fruit throughout. Freeze, and then break into pieces. Keep frozen for a cool summer treat.
Veggie Chips
Zucchini, kale, or carrots can be sliced thinly using a mandoline slicer. Bake at a low heat until firm.
Veggies and Dip
One of the classic DIY healthy snacks. Chunk up some favorite vegetables, and include some guacamole, salsa, or pesto sauce for dipping!
Apples and Nut Butter
Core and slice apples, and add sugar-free nut butter. Top with raisins for an apple "cookie."
Fresh Fruit
Unless you're on a specific diet, you can't go wrong with fresh fruit. I visit the market every few days and buy just a few pieces of fruit so that nothing goes bad. If you want to know which Fruit are best for our nutrition, check here the article about SUPERFRUITS
On The Road and for Lunch
Our family spends a lot of time on the road, so portable snacks are important to us. For days when I know we will be traveling, I make sure to stock up on snacks that can be eaten out of hand without making too much of a mess. Grapes, cantaloupe, and veggie chips are easy to transport and make clean up pretty easy. I pack lots of water bottles and a few organic juice boxes for something different.
I fall back on this list when I'm planning lunches, too. One of my children is a bit of a grazer. She prefers to have several small options rather than a sandwich or Thermos of soup. We'll pick a protein source and add a cheese stick or small container of organic yogurt. Then she will choose some fruit, put some granola in a reusable pouch, and grab some baby carrots or veggie chips.
Keeping the basics to make these snacks on hand saves me a lot of time and frustration when I'm trying to find healthy snacks for my family. I can spend a few hours on Saturday baking some granola and slicing up fruits and veggies, and know that my kids are eating healthy DIY snacks instead of foods filled with chemicals, sugar, and food coloring. Plus, if those healthy snacks are in the house, I'm much less inclined to break into the candy stash I have hidden in my closet.
Now I just have to hope that my kids don't rebel and raise their children on Little Debbie.


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Appraisals are developed and submitted in conformance with the Uniform Standards of Professional Appraisal Practice (USPAP), as established by the Appraisal Standards Board of the Appraisal Foundation.
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The ancient manuscripts talk about a Leviathan, a huge creature lying on the silt bed of the lagoon on whose back the city has its foundations. All manuscripts agree on its eternal sleep and they all tell that the beast will wake up one day, shaking the city from its muddy roots, smashing the vitrified stilts on which the city stands, and crashing it into the seething sea where the monster will rise. The ancients say, however, that there will be signs; it is written that the Venetians will feel the tremors, that they would therefore save themselves from the monster, who will recover his freedom by plunging into the waves a deserted city. But there were no signs. What ancients did not know is that the Leviathan is not alive. For centuries, the city lived and prospered on the back of ..44,50€VerlanglijstWishlistProduct vergelijkCompare
Following the victory in the Conflict of Autumn, The Regime of Winter has clutched the Land of Fairy Tales in its cold grasp. Fuelled by hate and fear, Winter aims at extinguishing the flame of Love and the light of Hope under a blanket of snow and the never-ending chill of a winter night. In the winding alleys and the small houses desperately clinging to the hillside of Wintertown, frightened Tales move in the shadows, knowing they cannot allow all Hope for the future to be snuffed out by the cold and ready to fight to drive Winter away and let Spring come again. In Winter Tales, a storytelling board game, players tell the tale of the conflict between the characters of fairy tales, who represent all that is good and hopeful, and the Soldiers of Winter, who incarnate evil and the fi..33,00€ 49,95€VerlanglijstWishlistProduct vergelijkCompare
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Beginner Optimist for Sale IRL 776
Ideal boat for learning to sail and in excellent condition.
Comes with:
Detachable Launching trolley for easy transportation,
Top Cover
Rudder & Centre Board (slightly damaged)
Bailer & Praddle
3 x Bouyancy Bags
Foils Bag, Mast Clamp, Painter, Mainsheet,
Bow Bumper
Optiparts Beginners Sail,
Mast, Boom, Sprit, outhaul & kicker.
Contact: 086 2698324
Price: €600


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I began my adventure as a beekeeper in May 2013 when I installed two nucleus colonies. One of the hives swarmed on Labor Day, 2013, and I happened to be there and was blessed to capture the swarm
These three hives made it through the winter without any problems, only to blown over in high winds during a storm during the night of April 2-3, 2014. Another beekeeper was kind enough to reset the hives for me, as I was 2500 miles away at a conference.
In May 2014 I installed 4 new packages of bees. Two were very weak and one of those two didn't make it past a couple of weeks. The other is holding its own.
As of October 2014, I have 6 colonies. This year, I harvested about 60 pounds of honey from the 3 hives established in 2013.
Learn more about my Shine Springs Apiary and experiences as a beekeeper.


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DVD Review: Have Gun – Will Travel (The Final Season, Volume One & Two)
There comes a point where a gun for hire has to turn down gigs. Too much work causes fatigue that slows down the trigger finger. After five seasons with each having nearly 40 episodes, Paladin (Richard Boone) was approaching the end of his mercenary days. Who was left in the Old West that didn't already use his service? Have Gun – Will Travel: The Final Season, Volume One and Volume Two wraps up the career of illustrious man in black whose business card might read, "Have Gun – Will Travel," but he brought more than a weapon to help his clients. Six seasons would be enough for this part of his career.
There's no obvious evidence that Richard Boone knew this season would be the last, but he seems to be winding down the show. "Genesis" has him unveiling one of the show's big secrets: how did he get started in the business? Paladin tells his origins to a young man who attempts to kill him. The would be assassin did such a foolhardy act as a desperate move to cancel a gambling debt. Turns out Paladin once owed William Conrad (Cannon) a large amount of cash. He was offered a chance to erase the debt by killing a man in a duel. The intended victim dresses in black and has a certain chess piece on his holster. "The Fifth Bullet" has Paladin feeling bad for telling a guy he brought to the law that he'd have a fair trial. Turns out the guy was railroaded. There's vengeance coming for him. "A Place For Abel Hix" is more dangerous in retrospect as he tangles with Robert Blake (Lost Highway).
"Beau Geste" starts off nice enough with a lawman announcing he's hanging up his badge. Trouble is a lot of gunmen are eager to shoot the guy down while he's still on the job. Paladin has to keep someone from shooting the sheriff and getting Eric Clapton to make him famous. "Shoot Out at Hogtooth" features Doodles Weaver. A group of gunmen are hired to clean up the crime in the town of Hogtooth. After they get rid of the bad guys, the gunmen decide to shakedown the town. Now they have to hire Paladin to get rid of their solution. "Be Not Forgetful of Strangers" is the Christmas special. Paladin has to deliver a baby when the town doctor is sloshed for the holidays. Legendary rocker Duanne Eddy plays a cowpoke. "The Treasure" wraps up Volume One with a tale of non-loot. A man gets out of prison on a robbery charge he swears his bogus. He hires Paladin to protect him from hoodlums who think he's stashed the cash. Among those that might be after him are Lee Van Cleef (The Good, The Bad And The Ugly) and DeForest Kelley (Star Trek).
Volume Two starts with massive star power in the form of Charles Bronson (Death Wish). "The Brotherhood" has a sibling rivalry spill over when one the siblings gets elected sheriff. Can Paladin unite the brothers? "Debutante" makes Paladin prove a girl is a rich woman's long lost relative. L.Q. Jones (director of A Boy And His Dog) might be in on a scam. "Cage At McNabb" locks up Lon Chaney Jr. He's on death row and wants Paladin to prove he's innocent. Their visit has a twist of perspective. "The Eve of St. Elmo" features Brett Somers (Match Game) amongst the townspeople along with George Kennedy. "Face if the Shadow" has a bank hire Paladin to retrieve $10,000 from a rancher. When he arrives, the guy is dead and the cash is gone. Seems that Lee Van Cleef has something to do with it.
Have Gun – Will Travel went out as a highly entertaining 30 minute Western. Paladin's freelance gigs kept him from being stale when it came to work. Boone brought such life to the mercenary character who was more than the two dimensional hired goons that cluttered up the bad guy's posse in Westerns. When he left his fancy hotel in San Francisco, he was all about the business. There's a rumor that David Mamet is remaking the show, but why? Nobody can replace the understanding nature of Richard Boone who also quick draw is a sensible solution couldn't be reached.
The Episodes
Volume One
"Genesis," "Taylor's Woman," "The Fifth Bullet," "A Place For Abel Hix," "Beau Geste," "Bird of Time," "Memories of Monica," "The Predators," "Shootout at Hogtooth," "Miracle for St. Francis," "Marshal of Sweetwater," "Man in an Hourglass," "Penelope," "Trial at Tablerock," "Be Not Forgetful of Strangers" and "The Treasure."
Volume Two
"Brotherhood," "Bob Wire," "The Debutante," "Unforgiving Minute," "American Primitive," "The Burning Tree," "Cage at McNaab," "Caravan," "The Walking Years," "Sweet Lady of the Moon," "The Savages," "The Eve of St. Elmo," "Lady of the Fifth Moon," "Two Plus One," "The Black Bull" and "Face of a Shadow."
The video is 1.33:1 full frame. The black and white transfers bring out the richness in Paladin's work attire. The audio is Dolby Digital mono. The gun shots crack out of the speakers. The episodes are subtitled.
No bonus features.
Have Gun – Will Travel: The Final Season, Volume One and Volume 2 brings to an end the saga of the great cowboy mercenary. We finally get the story that started him in this line of work. Paladin goes out on a high note.
CBS DVD presents Have Gun – Will Travel: The Final Season, Volume One. Starring: Richard Boone. Boxset Content: 16 episodes on 2 DVDs. Released: May 7, 2013. Available at Amazon.com.
CBS DVD presents Have Gun – Will Travel: The Final Season, Volume Two. Starring: Richard Boone. Boxset Content: 16 episodes on 2 DVDs. Released: May 7, 2013. Available at Amazon.com.
Tags: Cannon, Charles Bronson, George Kennedy, Lee Van Cleef, Star Trek, The Wild Bunch, William Conrad


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It is John Muir Day this Friday 21 April. It should be the perfect excuse to get out walking, writes Kevin Lelland of the John Muir Trust.
"The best idea we ever had," said Pulitzer Prize winning author and associate of the Wilderness Society Wallace Stegner of the United States National Parks system. And the man who more than anyone helped turn that idea into an enduring reality was a boy from East Lothian who at ten years old set sail with his family on an emigrant ship across the Atlantic.
John Muir was many things: a writer, an explorer, a mountaineer, a scientist. He embraced all of the natural world, from midges to mountain ranges, and recognised that everything is connected, believing that we should be part of nature with our heads and our hearts.
But it was his success as a campaigner that turned him to an American legend. He famously led US President Teddy Roosevelt into the mountains on a three-day walking and camping trip to experience first-hand the joy of wildness. The president returned to the White House determined that America's wild lands should belong to the public and be protected in perpetuity.
On the 175th anniversary of his birth – 21 April 2013 – John Muir Day became an annual celebration. This year museums, parks and schools from Denver to Dunbar will be holding events to honour the man recognised as the founding father of modern conservation.
Muir was known for his long walks. In 1868, he made a two-month trek from San Francisco into the heart of Yosemite, covering over 300 miles of gruelling mountain terrain. This followed his famous 1000-mile walk the year before, from Indiana to the Gulf of Mexico, equipped with little more than a map and compass.
Few of us will ever manage such epic expeditions. But most of us have the ability to enjoy a walk in nature, whether that's a gentle stroll with the dog, a ramble along a coastal path or a more serious expedition into the hills.
Muir was way ahead of his time when he wrote, more than a century ago, "In every walk with nature one receives far more than he seeks."
Today, we have the advantage of generations of scientific work that confirms what Muir understood intuitively. It is now proven that these special moments in nature that shape and enrich our lives benefit us both physically and mentally.
Research has shown, for example, that post-operative patients with more access to natural sunlight during recovery experience decreased stress and pain, resulting in reduced medical costs.
Another in-depth study, commissioned by Natural England, found that if every household was provided with good access to quality green space, it could save over £2 billion in health care costs across the UK.
And according to recent work by a John Muir Trust member and University of Dundee PhD student Mandy Cook, taking dementia sufferers into forests helps them continue to learn and improves their walking – something that can be lost because dementia affects spatial awareness.
As well as benefitting our bodies and our minds, walking is also healthy for our economy. In the USA, 292 million people a year visit the country's 58 national parks. It's calculated that for every $1 spent by visitors, the parks generate an estimated $4 benefit to the wider economy.
Closer to home, VisitScotland's Visitor Survey 2015 found that our greatest tourist attraction is our landscape and scenery, with 55 per cent of visitors enjoying a walk, and a significant 39 per cent saying they went for a long walk, hike or ramble during their stay.
Perhaps, if we take care of our landscape, we shouldn't be surprised if these statistics and the resulting benefits grow in the future. As the world becomes increasingly industrialised we're fortunate across our Highlands and Lowlands to have many special places for our feet and minds to wander undisturbed.
Whatever your motivation for walking, and wherever you stroll this coming weekend why not take a moment to celebrate Muir's legacy. As he said, "Of all the paths you take in life, make sure a few of them are dirt."
Find out more about what's happening during the John Muir Day celebrations at www.johnmuirtrust.org/celebrate-john-muir-day-2017 including a 50 per cent discount offer to new members of the Trust joining online before April 23rd.
Looking for some inspiration on where to walk this John Muir Day? Here are a few suggestions:
Walk the John Muir Way
Head to the Steall Falls and the Nevis Gorge
Explore the remote golden sands dunes at Sandwood Bay
Go long and adventure from Sligachan to Elgol on Skye.


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Want to have a China doll perm or Barbie doll perm? Not on your hair but on your eyelashes! It's one of the amazing things you can do to enhance the look of your eyes with a number of beauty salons offering eyelash perming services these days. The prices seem reasonable, in the range of S$25 – S$45 depending on where you do it. I guess for ladies who like to have curled eyelashes everyday without using a mechanical eyelash curler which is time consuming and can weaken or break the eyelashes, this sounds really enticing. However, how well does it work and is it safe for everyone since we're talking about the eyes which is such a delicate organ?
Suitable for most types of eyelashes
Eyelash perming entails permanently curling of the lashes using a chemical treatment applied to the eyelashes, which ehances the appearance of the eyes. The perming process can take up to an hour depending on the condition of your eyelashes and the results typically last about two to three months. According to what I've read, the lashes are supposed to curl up and appear longer immediately and this treatment is even suitable for those with short sparse lashes.
Skills of the aesthetician is important
However, while some have reported beautiful natural curled lashes, some have complaint that theirs turned out messy, tangled, crooked or frizzy. From what I've picked out from the forums, it really depends on the skills and patience of the aesthetician who does the job. Most reported that the process wasn't painful although some did say there was a slight stinging effect.
Eyelash perming is not for everyone
Additionally, you may like to know that eyelash perming is not suitable for everyone. This treatment is not recommended for those with eye problems or disorders. Those with hypersensitive skin should also avoid this treatment altogether. Although a skin test is supposed to be carried out before each eyelash perming treatment, I'm not sure if they actually do it at the beauty salons.
Allow 24 hours before other treatments to your eyelashes
In addition, you shouldn't be wearing contact lenses and your eyelashes should not be tinted before perming or the color of the lashes will be lightened by the treatment process. However, tinting is effective following eyelash perming. Just allow a minimum of 24 hours following the eyelash perming service before tinting.
Video on eyelash perming
Here's a video I found on Youtube which shows how eyelash perming is done:
Read reviews and get recommendations
If you're keen on eyelash perming, I suggest that you check out the beauty forum at Cozycot or others to find user reviews and comments. Like I've indicated, the eyes are very delicate and even though a beauty salon may offer this service, there's no guarantee that they can do this well.


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Masque by W.R. Gingell
My rating: 4 of 5 stars
To say that this book is the retelling of the Beauty and the Beast fairy tale does the author an injustice. So, yes, "Masque" is a retelling of the traditional fairy tale, but it is one of the most fun and original retellings I've ever read. To begin with, the story is set in a setting where both magic and technology exist. But, more interestingly, a murder happens, and the heroine decides she wants to solve the murder. The heroine (who is the narrator of the story) is, in turn, sarcastic, irreverent, funny, and perceptive. I love her. The hero is also a strong character in his own right, but it is the heroine whose story it is and who tells it as she wishes.
The secondary characters are fully formed and engaging in their own right, and the love story is reluctant and adorable.
The only minor flaw in the book is that the mystery is not that complicated–I figured it out shortly after the first murder (and I hate figuring out the murderer before the end). But this book is so much more than the murder mystery and well worth the read.
Note: this is the first book I've read by this author, and it looks like this is not a sequential part of but tangential to the Two Monarchies series. I am excited that I have 3 more books (and fairy tale retellings) to investigate!
I highly recommend this book!
View all my reviews
Book review: Masque by W.R. Gingell
Masque by W.R. Gingell


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So what is Windows 10 S? Is it the perfect OS for school kids and teachers, or is it the OS that will make Microsoft's new Surface Laptop shine? Can it be both?
If you don't have 105 minutes to watch the presentation, Windows 10 S is a skew of Microsoft's OS that only runs Windows Store apps. Because of this, it's purportedly faster and, thanks to app sandboxes, more secure than Windows 10 Home or Pro. Before its unveil, it was widely assumed that 10 S was all about competing with Chrome OS at the low end. But despite introducing the OS at an education-focused event, Microsoft and its hardware partners will sell Windows 10 S machines to the masses, with prices ranging from $189 to more than $2,000 for the most expensive Surface Laptop.


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After you visit all the temples and Buddhas in Bangkok, how about visiting the Sea Life aquarium in the center of town? Can you believe there's an entire aquatic center underground with 1.5 billion gallons of water?!
Located beneath the Siam Paragon Shopping Mall, Sea Life Bangkok Ocean World opened in 2005. Unfortunately, unless you've been to Siam Paragon, there's a good chance you never knew about the attraction.
Although I had seen it myself in the mall, it didn't register on me. It was only brought to my attention when the Tour Company Voyagin' suggested that I go. I'm so glad that they did! Special: Get a 25% discount to Sea Life Ocean World when you book here with Voyagin'.
Sea Life Ocean World is a blend of aquatic museum and marine activity center. I had a little trepidation as I arrived, thinking it would only be applicable for kids. Verily, I saw herds of them corralled in when I was there (National Children's Day might have had something to do with that). However, my fears were unfounded. I had just as much fun as the kids, and perhaps more so since the information displays were also written in English and thus I was able to get the knowledge side of the attraction as well.
One of the first activities is a fish-feeding boat tour. For a few minutes, you're brought around the top of the aquarium in a glass-bottom boat to see the stingrays, fish and sharks. Toward the end, the guide will throw a few morsels into the water for the fish to battle over.
After that, there are dozens of tanks with all manner of ocean fauna. Frogs, eels, turtles, octopi, jellyfish, seahorses, you name it. And of course, lots and lots of fish. Puffer fish, Flowerhorn cichlid (the ones with a huge head), translucent fish and my personal favorite, lionfish with no known predators.
In the lower levels of the attraction, you can enjoy diving and shark feeding shows. Don't worry, the sharks' mouths are too small to endanger the humans. In fact, the whole attraction is mostly ecotourism friendly, which we learned about on the behind-the-scenes tour. If it wasn't, my brother would have had a hard time with the attraction.
If you want to pay a little extra, you can even be one of the divers yourself. If you do, you become part of the attraction, visible from the tunnel running beneath the aquarium. That tunnel was probably the best part. It runs the length of the aquarium and you get to see all the fish, sharks and manta rays above you. Take your selfies, or just watch the thousands of creatures moving about.
Expect to take about three hours to get through the attraction. You don't need to bring anything special, other than your camera. Grab your meals upstairs at the Siam Center Food Court. And don't forget your 25% discount with Voyagin'.


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CFP interdisciplinary conf. Trauma & Learning in Post-Secondary Education April 27, 2012
Massachusetts Bay Community College is hosting a Spring 2012 interdisciplinary and inter-professional conference on trauma and learning in post-secondary education.
I. Audience
Educators and faculty, mental health professionals and clinicians, researchers, social workers, veterans' service providers, and other interested parties articulate and share strategies relevant to trauma and learning. Of particular emphasis will be how issues of trauma present and are responded to in the postsecondary setting, particularly as these issues influence successful academic learning and relationship-building, campus safety and security, internal and external systems of support and referrals, specific learning populations such as veterans returning from service, international and ESL/ELL, survivors of violence, and others. We especially encourage attention to the diverse and dynamic community college communities.
II. Goal of the conference
To support a cross-disciplinary articulation of how trauma adversely affects learning in the diverse post-secondary college population, and to share strategies that might positively affect academic outcomes. The goal is to examine and articulate how colleges and communities encounter, experience, and respond in their respective roles to trauma, resilience and best practices.
III. Topics
Because this conference is interdisciplinary and inter-professional,
each of the break-out session periods will offer relevant topics
in the following categories:
Clinical issues regarding trauma and resilience relevant to adult postsecondary
populations with emphasis on cognitive and relational skills
with topics such as:
o mental health and the college classroom, mental health and
social workers in the post-secondary clinical setting, family
issues for the adult learner, diagnostic issues in PTSD, Complex
Post-Traumatic Stress Developmental Disorder, ADHD, and
other relevant topics.
Cognitive and neuro-scientific findings relevant to trauma,
resilience, and adult learning with topics such as:
o understanding potential triggers in the educational setting,
brain-based learning strategies, and other relevant topics.
Allied Health education regarding trauma and resilience as a regular
factor in the medical setting with topics such as:
o first responder professions such as EMT, managing stress and
burnout in high-stress medical professions, pedagogical issues
related to nursing and allied health education, and other relevant topics.
Pedagogical issues with topics such as:
o student self-disclosure of traumatic narrative in academic
writing, teaching potentially triggering materials such as
Holocaust literature and slave narratives, possible challenges
presented by adjunct/part-time instructor teaching in the
evening or online, displacement trauma in the ESL/ELL
classroom, and other relevant topics.
Military and veteran service members and the post-secondary
experience with topics such as:
o post-deployment re-entry issues, understanding veteran
resources both on campus and in the community, veteran
benefits, and other related topics.
Institutional issues as related to trauma with topics such as:
o framing trauma as a retention issue, security and threat
assessment on campus, implications for a trauma-informed
post-secondary framework, and other related topics.
IV. Session types
Multiple concurrent panels will be available for each break-out session period. Presenters may propose separately titled papers, performances, case studies, digital installations, visual presentations, etc., in whatever format best delivers the presenters' ideas and engages the audience.
Each session is allotted approximately 75 minutes. We encourage each panel to consider ways in which it might emphasize interaction such as discussion, providing papers in advance, etc. All sessions will be required to submit a paper, PowerPoint, or any relevant materials in advance for inclusion in the conference booklet. If the content of the presentation is performance or installation-based, we encourage that presentation to consider ways in which it might usefully be included in the conference publication. Types of panels include:
Individual presentation representing a perspective on a specific issue as related to one or more of the above categories. The presentation must make a minimum of 15 minutes time for audience discussion. Concurrent presentation in which two or more presenters offer perspective on a specific issue, with a particular goal of rendering differing or complementary points of view. Panels must be willing to facilitate discussion in response to the presentations, comment on how the different presenter perspectives overlap, prepare questions in advance, and actively engage audience participation. The panel must make a minimum of 15 minutes time for audience discussion. Roundtable in which three or more presenters coordinate a collaborative presentation/robust discussion on a topic. Panels must have a moderator who facilitates discussion in response to the presenters, who comments on how the different presenter perspectives overlaps, prepares questions in advance, and who actively engages audience participation. The presentation must make a minimum of 15 minutes time for audience discussion.
V. Abstract Guidelines/Deadlines.
January 15, 2012: No later than this date, abstracts are due describing the proposed panel. The abstract must provide the following information:
o 250-500 word maximum description of presentation type/content. This abstract should offer content description, presentation goal(s), and a clear articulation of how this presentation responds to trauma and learning in post-secondary settings.
o Type of Session/Proposal.
Concurrent (2 or more)
Roundtable (3 or more)
o Title of Presentation.
o Name, contact information, titles of all presenters within the session.
o The successful panel will also offer one interactive feature that encourages collective dialogue within the session. For example, written material provided in advance for discussion, case studies provided in advance in digital text or video to be discussed in the panel, etc.
o Audiovisual needs
January 30, 2012: Notification of acceptance. Remember that this abstract will be reviewed by an interdisciplinary panel, and will therefore be most successful if it clearly identifies the category/cluster in which it will function, and is able to represent attention to expert as well as non-expert audiences.
March 1st, 2012: PowerPoint, papers, or relevant materials to be included in the conference booklet must be submitted no later than this date.
Please email your submission to email@example.com. For any questions, please email Jeanie Tietjen, Asst. Professor of Writing & Literature, or call 781.239.2203.


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Recording artist and reality TV personality Faith Evans was seen arriving at Mr Chow for a late lunch with friends. Faith looked healthy in a print top, white pants, and tan pumps.
Photo: VLUV VLNY/ Splash News
Halle Berry was seen arriving on the set of her TV series 'Extant' in Los Angeles today. The mother of 2 arrived at her trailer with her bodyguard, who carried her baby son in an infant carrier. The paparazzi noted that Halle was not wearing her wedding ring on her finger. Halle and her husband, French actor Olivier Martinez, have not been seen in public together since the birth of their son.
Photo: Cousart/JFXimages/WENN.com
Tennis superstar Serena Williams defeated Chinese tennis player Shuai Peng to advance to the 3rd round of the Madrid Open at Caja Magica in Madrid, Spain today.
Photo: INFphoto.com
Now that actress Ellen Page is out of the closet she's unleashing the stud inside her. Ellen was spotted wearing her favorite "Tom Boy" cap as she and a friend took a stroll through SoHo NY on Wednesday. The 27-year-old Canadian actress came out as a lesbian in February to very little fanfare.
Photo: Splash News


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Every Day You Have A Choice
Every Day You Have a Choice. Make it Count.
When I first uttered these words, it was to myself as I waited to be fed. My hands lay spent and useless from the morning's therapy and would remain strapped into splints, immobile, until the following day. I had 45 minutes to eat and rest before resuming my afternoon grind of physical therapy.
I was committed to moving forward, but at that moment I felt infinite helplessness, compounded by the forlorn view through the small hospital window onto a bleak meadow where matted yellow winter grass poked through the sparse snow cover in intermittent clumps beneath a leaden gray sky. It was January of 2002 and by then, I had been in the "Big House," as I called the hospitals, for over three months. Those six months of institutional care and rehab merely started the nearly decade long trench warfare to recover from the catastrophic injury I'd sustained on 9/11.


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Now is the time to dead head roses to promote repeat flowering for the rest of the summer. Once the flower fades to a seed pod or hip it releases chemicals that inhibit further flower formation....
On repeat flowering roses the recommended (by the RHS) manner of dead heading roses is to cut them at the peduncle or knuckle just below the flower as shown below:
This promotes repeat flowering and will lead you to having beautiful blooms throughout the summer.
A commonly made mistake is to dead head as seen below:
For any further queries then don't hesitate to contact Leigh our Head Gardener as there are different techniques for growing larger blooms and for competitions.


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Proliferation of GPS-enabled Smartphones Spurs Growth of Global Location-based Applications Market
The global market for location-based applications is poised for rapid growth, as the mass adoption of global positioning system (GPS)-enabled smartphones is encouraging developers to introduce numerous advanced applications, says market research agency Frost & Sullivan.
New analysis from Frost & Sullivan finds that indoor connectivity, augmented reality, big data and wearable devices are the key technology trends likely to fuel the uptake of location-based applications. Location-based technology and data can then be combined to facilitate the development of smart spaces in every city and community.
"Location-based application developers have so far focused on the development of outdoor applications due to the adoption of GPS positioning in smartphones," noted Frost & Sullivan Information & Communication Technologies Research Analyst Shuba Ramkumar. "However, as individuals spend more time indoors, there is a need to roll out indoor location-based applications that capitalise on various functionalities such as mapping, navigation and geo-fencing."
According to the announcement, augmented reality technology could also be used to make location-based applications more interactive. Further, the widening ecosystem of wearable devices such as Google Glass and Samsung Galaxy Gear infuses technology into the daily lives of individuals, widening the scope of context-aware applications. However there are several challenges restricting the growth of the location-based applications market. The lack of standardisation in indoor positioning technologies such as Wi-Fi, sensors and Bluetooth is complicating the development of indoor applications. Location-based application providers will need to wait until wearable device manufacturers address the issues of limited battery life and dependence on smartphones for outdoor connectivity.
Frsot & Sullivan reports that market participants also find it difficult to monetise applications due to the absence of a clear business model. In this scenario, application developers should seek to identify new sources of revenue. They can expedite market expansion by establishing contracts with indoor venues to provide customised applications, and by working with wearable device manufacturers to create related applications.
"Stakeholders should work together to identify the most reliable and accurate indoor positioning technologies that can steer the indoor connectivity market forward," said Ramkumar "The In-Location Alliance is one such initiative formed by market participants to discuss and resolve issues concerning indoor positioning technologies."


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Huawei had released a new 4G LTE Mobile WiFi a few days ago in Suadi Arabia, named Mobile WiFi Pro 2, which is to replace the current Mobile WiFi Pro E5770 on the market. As a 4G pocket router with practical functions, Huawei Mobile WiFi Pro 2 comes too later than that we expected.
Like its predecessor Huawei E5770, the Huawei Mobile WiFi Pro 2 combines the pocket router and power bank function into one device. It can not only provide wireless network through WiFi & Ethernet cable for high-speed internet connection, but also charge other electrical devices.
Huawei Mobile WiFi Pro 2 upper surface features a high-definition OLED screen with a 0.96 inch diameter. And it is decorated with artistic patterns and a unique contrast in the used materials, while maintaining a user-friendly operating button. The Mobile WiFi Pro 2 uses a metal frame in the middle and also provides a stylish leather handle that caters to the tastes of users and provides the port for charging smart devices and for Ethernet cable. There is also Micro-SIM card slot and extra slot for Micro SD card of up to 32GB.
LTE Advanced (Cat.6) Support
With Huawei Hisilicon LTE Cat6 chipset, Huawei Mobile WiFi Pro 2 could support LTE-Advanced networks on LTE Category 6, which means it could achieve peak download speed to 300mbps and upload speed to 50Mbps on LTE networks. The speeds are almost double of that of the first generation Huawei Mobile WiFi E5770 on LTE Cat.4 networks. Of course, they are both backward with 3G UMTS/DC-HSPA+ and 2G GSM, which would be available once LTE network is missed.
WLAN Improvement
Huawei also improved the wireless function for Mobile WiFi pro 2 to support maximum up to 32 WiFi-enabled devices, while the Huawei E5770 Mobile WiFi Pro supports only 11 users simultaneously. The WLAN features 802.11a/b/g/n/ac on dual-band 2.4GHz and 5GHz, but the Huawei E5770 had missed the ac standard and had only single band WiFi.
Large Battery Capacity of 6400mAh
The battery of Huawei Mobile WiFi Pro 2 is 6400mAh, it's totally a common mobile power bank which can not only keep itself working for long time and also charge other terminals such as smartphones, Pads in case of power off. However, the capacity of 6400mAh may not be the best, because we know Huawei also had one Mobile WiFi named Huawei E5771 Mobile WiFi Plus, which has the large battery to 9600mAh. And other features are very similar to E5770.
Easy Connection without password
By using Huawei Mobile WiFi Pro 2, a connection can be established and devices can be identified using NFC technology or QR code and Huawei's application HiLink without the need to search for the network and enter password to join the Wi-Fi network.
Here now, the Huawei Mobile WiFi Pro 2 is not yet available on the market, but we are keen to get this new 4G pocket router. We will show the test report once we get it. You can also keep close eye on www.4gltemall.com to get new information about Huawei Mobile WiFi Pro 2 and other 4G mobile broadband.


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Entrepreneurs and Entrepreneurship in Africa: A liberal economic climate will help promote small businesses »
Source: Finance & Development, December 1988
Volume/Issue: 25/4
Series: Finance & Development
Author(s): International Monetary Fund. External Relations Dept.
Publisher: INTERNATIONAL MONETARY FUND
Publication Date: 01 December 1988
Keywords: adjustment programs, structural adjustment, external shocks, aggregate demand, process of adjustment
This paper describes the effect of IMF-supported adjustment programs on the poor. The paper highlights that IMF-supported adjustment programs have often been misunderstood and have been criticized for seeking exces...


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Skip to 0 minutes and 6 seconds The food system is, in effect, a set of activities which are, in effect, a set of enterprises. And it's very important to remember that many of the people who are engaged in the food system activities are there for a livelihood strategy. They're not necessarily interested in food as a material, but they're interested in having a job. There's a wide range of actors involved in these activities, from the input suppliers, the seedsmiths, fertiliser, and the like, through to the agriculturalists or the fisherfolk the food processors, the people who are working on logistics and distribution systems, the retail sector, restauranteurs, and hospitality, of course and ourselves, and then people who are managing waste all along that chain.
Skip to 0 minutes and 58 seconds In some parts of the world, that assemblage of actors is different. There may be less emphasis on food processing or trade, it may be more local, it may be less intense. But by and large, that set of activities is worldwide. So when thinking about food systems, it's helpful to think about the various elements that collectively go into conceptualising such a thing. And the first think to think about is the processes involved, and that's the process of agricultural production, whether of crops or livestock, manufacture processing at differing levels of sophistication, from your basic processing of grain into flour, through to the production of something as elaborate as a ready meal.
Skip to 1 minute and 57 seconds And then of course transport at various differences of scale and different modes of transport. Different retailing formats, from local markets through to hypermarkets, which may be owned by a globally operating company, through to you taking your food home, storing it in some capacity, perhaps in a fridge, cooking it, and then disposing of it and all the waste disposal that goes with that. All of those actors are influenced by a wide range of factors or drivers, as they can be called. There's obviously the climate and the soils. But also their activities are very largely governed by policy, by market opportunity, by social norms, by science and technology.
Skip to 2 minutes and 50 seconds And so as any actor in the food system is delivering their activity, they are influenced by this wide range of interacting forces or drivers. The outcomes of these activities for food security are, of course, very important. And food security is commonly broken down into a number of major components, food access, food utilisation, and food availability, all of which need to be stable over time. And we can see how the food system activities give rise to other socioeconomic outcomes, such as human capital, labour, enterprise opportunity, but also, of course, have an impact on the natural resource base.
Skip to 3 minutes and 46 seconds What we need to do is really think about these interactions in such a way that we understand how the drivers affect activities and how a change in the driver– more people, a changed climate, different market opportunity– will affect the way we undertake these activities. This means that there is a response by the food system of the drivers. And the response is normally to improve socioeconomic well-being, which is totally understandable. And the food system understanding allows us to appreciate the drivers that are causing the actors to act in the way they do and the feedbacks that are coming from the change in activity.
Food system activities
To understand the links between food systems and natural resources, we need to consider the different elements of food systems, and at what points and how they use natural resources. These elements are effectively a set of activities, each attributable to a specific set of actors.
Watch Dr. John Ingram and Dr. Tara Garnett, Environmental Change Institute University of Oxford, explain further as they talk us through the activities of these actors, from food production through to our consumption.
As we heard in Defining food security, ensuring that everyone has enough nutritious food is about more than food production – we need to get the right food to the people who need it, and ensure they can access it at an affordable price. This means that food security and nutrition outcomes are the result of a series of food system activities carried out by a range of actors, not just farmers and fishers.
Based on this video and the previous article on food system actors, which actors and activities do you think we need to focus on more to achieve more sustainable food systems? Are there other food systems actors and activities you can think of that we haven't mentioned so far?
© Stockholm Environment Institute


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Corner Emporium #5844 Built-&-Ready Landmark Structures
Product DescriptionThis old-time corner store is perfect for a small town or any business area in a larger city and is home to a barber shop, pool hall and an ice cream and coffee shop. Loads of details to help set your scene include bicycles, signage, barber shop pole, billiard table and two chairs, flag, awnings, posters, decals and more! Includes interior lights on both floors and an interior scene.


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HERMOSA BEACH (CBSLA.com) — He's legally blind and has an eye disease so rare only about 100 people get it every year.
There is no treatment or cure for Leber's Hereditary Optic Neuropathy, or LHON. But there is also no holding back Jeremy Poincenot who is taking part in an annual bike ride up the Southern California coast over Labor Day weekend.
Poincenot started losing his vision when he was 19 years old in 2008 as a college student at San Diego State University.
"It was a depressing time, it was tough to understand," he said.
He became diagnosed with LHON about two months later.
"My vision is comparable to a doughnut — I have the top, the sides and the bottom. I'm missing what the doughnut is missing."
Mark Prophet, Poincenot's college roommate, saw the effect LHON had on his friend's life and wanted to do something about it.
"I just wanted to get my friend back on track enjoying life, loving life the way that he was before," Prophet said.
In 2009, they created the Cycling Under Reduced Eyesight (C.U.R.E.) Ride as a way to lift Poincenot's spirits and raise awareness and funds for LHON.
The 200-mile bike ride from Santa Barbara to San Diego has raised more than $125,000 over the past five years.
"I'm on the back of a tandem riding a bike, and if people find that inspirational, I think that's awesome and that keeps me going," Poincenot said. His goal is to raise $1 million.
"My goal is the hope that they find some type of treatment so carriers of this disorder don't have to live in fear of going blind like I did," he said.
On Sunday, about 25 men will arrive in San Diego to complete their 6th annual ride. Poincenot, leading the group, will be on a tandem with Prophet in front.
"It's a tough race," Prophet quipped, "Especially when you're the only one pedaling, when you're not getting any help from the person on the back."
Poincenot has also not allowed LHON to stop him from playing his favorite sport — golf. With the help of a guide, he won the World Blind Golf Championship in 2010, beating out 60 competitors from 14 different countries and holds the title of the U.S. National B-2 Blind Golf Champion. He uses his experience to drive his inspirational and motivational speaking.
To donate and find out more details on the C.U.R.E. Ride, click here.
For more information about Poincenot, click here.


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- Surveillance Isn't The Solution To America's College Woes - May 29, 2015
- The Civil Disobedience Charles Murray Wants Has Already Arrived - May 26, 2015
- Ted Cruz Gets Common Core Way Better Than ThinkProgress Does - March 27, 2015
Politico has tracked the IP address of a website attacking former D.C. schools Chancellor Michelle Rhee to the American Federation of Teachers.
The site, which refers to Rhee as "the Sarah Palin of education" among other things and is the main online source of attacks on Rhee, was launched in February. An tracking tool traces the IP address back to the AFT's offices in D.C. The site has since jumped to several other IP addresses.
Coming on the heels of an accidentally released-and-then-pulled document explaining the AFT's strategy to quash the Parent Trigger in Connecticut, we see a clear emerging pattern of aggressive, anti-reform and anti-family empowerment actions by a teachers union that purports to show a friendly hand to education reform.
AFT President Randi Weingarten talks softly and reasonably, and regularly shows up to discuss education policy with pundits of differing views. Unless she can explain away these behind-the-scenes actions, however, no one should take the AFT's reform talk seriously.
(Read coverage of this story at the Heartlander.)


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Vinyl Review – Possessed by Paul James "Live at Antone's"
What's the old saying, if you could bottle and sell it? Well if you could bottle and sell the sensations that sweep over the human frame when Possessed by Paul James takes the stage and does his thing, it would become the most sought after of all contraband, muled across international borders in the crevices of narco traffickers to find its way into the possession of the world's power elite as the most decadent and sought after of all consumables.
Live Possessed by Paul James is not musical entertainment. No, it is a religious experience. And though I'm sorry to say, Saving Country Music Labs Inc.'s experiment to bottle live PPJ with intent to distribute only resulted in a weird stain on the carpet and chemical burns to the back of my hands, there is still hope in the form of black vinyl pressed and grooved to deliver analog warmth. Yeah, a vinyl record may be impossible to conceal in a body crevice for smuggling, but it's the next best thing to being there.
Live At Antone's comes from the French label Normandeep Blues Records and features 6 songs on a 10-inch pie, pulled from a concert recorded by Austin Music Weekly on August 25th, 2011 at Austin's famous Antone's venue. This limited-edition 500 pressing is probably not the best primer or place to start with PPJ's music (I would suggest Feed The Family), and it probably should be viewed more as a keepsake for his hardcore fans, but that's not to say that there isn't some pure music gold here.
Please nobody tell Possessed by Paul James this, but I secretly pray for sheer instrumental chaos during his live show at some point, because feeding back banjos and broken amps eventually bring Konrad down to singing a cappella, where his genius always shines. Live At Antone's captures a vocal-only version of "Men Men Men" that might be one of the best pieces of recorded PPJ audio to be found.
This is followed by the song "Feed The Family", which highlights one of the unique elements of Possessed by Paul James: the channeling and conversation about "man energy" that you just about never see or hear. Women talk about being women all the time, but men are usually afraid to talk about being men. But that rich, carnal desire of a father to feed his family, the predatory heart, the need for conquest and purpose are just as pure and beautiful of human desires as any that a woman can boast.
I will say I found a little sloppiness to this album, the recording lacks a bit in the low end, and while capturing some of the between-song banter from PPJ is very cool, it also comes across as a little incongruent in the way the banter is presented at times. I also thought the song "Ode To Rhythm" was called "Oh To Rhythm", but then again, Konrad is known to change the name of a song on your ass. There might have been language barriers and stuff when putting this album together, but on the whole, the songs and music are definitely here, which is most important.
Live At Antone's is an essential for any serious Possessed by Paul James fan, if only for the coolness factor of seeing the man's face on vinyl. It serves the purpose of what both a live album and a vinyl experience should: capturing those magical musical moments that when you experience them personally, it seems like such a shame that you can't share them with the rest of the world.
1 1/2 of 2 guns up.
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LIVE At Antone's is available from Nayati Dreams in France for 14,00 Euro, which I believe is equivalent to about a hundred thousand million dollars. I got mine from a false compartment in a suitcase, so…
Track List:
- Side 1 – There Will Be Nights When I'm Lonely
- Ode To Rhythm
- Fiddle Jig
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- Side 2- Men Men Men
- Feed The Family
- When It Breaks


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Batman Returns was a hot franchise for SEGA in the early 90's – so why do the games carry a bad reputation? George and Tyler share their thoughts.
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text: There are frameworks to gather information just enormous banks, for example, electronic business organization Framework (EBS) and DEALING2000/2 (D2). While submitting citations through such frameworks, banks are obliged to execute at the offered cost. From this side, it is conceivable to consider such frameworks as an agent mail. In any case, various significant banks to exchange evaluating gave through such frameworks naturally. Here, it is conceivable breaches to happen also. Assume that the market cost of the Swiss franc since it was 52-55 seconds, then 52, then 15, was an offering value (deal show for 20 minutes). The program normal 15 and 55 may take, includes 5 Labib every side and after that given a cost of 30-40, while the genuine market cost is 50-52. You may proceed such blunders up thirty minutes during the evening, despite the fact that the screen is redesigned, on the grounds that different banks are utilizing the same mechanized framework. Such a circumstance happening less with the euro, yen and sterling. It encouraged to catch up on costs gave by solid banks, particularly the accompanying banks: One Bank (USA), Barclays (the UK), RZB (Austria), Alltel (Ireland), DEMIR (Turkey) and Societe Generale (France), ANZ (Australia) . Sadly it won't help much in deciding the genuine cost, because of the circumstance depicted previously. Ought not likewise overlook the coin fates (conceivable moment citations account through charge submitted - such data is additionally accessible in the data framework). Utilizing such a path, to the point that it is conceivable to decide the genuine estimation of the euro and sterling. Yet, we should do a reversal to Swiss francs. On the off chance that we change over the data from the quick prospects contracts, we will see that the spread is around 12 pipe, which does not help in diminishing the instability about the goal of citations acquired (note that the normal spread on the Swiss franc Punch 5). So In evaluating the market rate for this money ought to take after the euro and sterling, and not focusing on the huge hops of the coin on the off chance that we see that the euro settled. Ideally a considerable measure of Ketdaulin stove on the grounds that the Swiss 5 Labib him equivalent to 3 in different monetary forms. In any case, in light of what has as of now been, the way that the cash is not a particular drastically. Maybe it is ideal to pay such a cost in kind for not concern control your dealer Source: "A point of convergence in the costs."