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Our most popular treatments have been specifically combined to enhance benefits and provide the ultimate in relaxation.
Treat yourself or someone special.
When you want to be totally pampered. Whether it's your birthday or you need to recharge, this is the absolute ultimate treatment indulgence!
It includes:
- Skin Rejuvenation Facial with Collagen Treatment
- Eyebrow Shape
- Full Body Massage
- Manicure and Pedicure
- Hair Shampoo, Treatment and Blow-dry
- Classic Makeup
You and your partner will be pampered from top to toe. This package includes a full-body massage, a skin renewal facial with multivitamin exfoliation upgrade.
Our salon has special couples room where you can enjoy the treatment together.
Every treatment you need to be left feeling soft, hydrated, relaxed and completely beautiful from head to toe. Including a skin rejuvenating facial with multivitamin exfoliation upgrade, a full body massage, a manicure and a pedicure.
Massage during pregnancy can relieve muscle spasms and cramps, reduce stress,teach the mother to relax and increase blood circulation.
This treatment includes areas that need special attention while a woman carries her child.
- Back massage(special table is used to allow comfort)
- Pedicure with warm paraffin to reduce swelling
- Skin renewal facial with collagen treatment upgrade
- Hand and arm treatment.
Replenish and revitalise your energy levels, especially if you have had no time for that much needed holiday.
Included are a
- Multivitamin manicure
- pedicure treatment
- Relaxing foot massage,
- Skin renewal facial
- Back exfoliation
- Massage upgrade.
Rejuvenate and restore yourself with this great escape spa package.
- A professional skin analysis,
- Our Skin rejuvenating facial with multivitamin exfoliation upgrade,
- Relaxing hand and arm massage
- Back exfoliation
- Hot stone massage.
Time to retreat, relax and rejuvenate.
This relaxing treatment begins with a deep tissue back massage and Back purifying treatment and completed with a purifyingenzyme facial.
A treatment designed especially for men.
This treatment includes
- Back massage and exfoliation
- Deep cleansing face treatment with microdermabrasion


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Panic assault signs normally seem unexpectedly, and so they embody quite a lot of bodily, psychological and emotional occasions that may be scary for the particular person struggling the assault in addition to the individuals round them. The psychological elements of a panic assault are most likely probably the most…
Dental Care
Oral Conditions Which Wants Pressing Consideration By An Knowledgeable
Dentist Chirnside Park – Provides The Finest Types of Dental Care Providers
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What Are Partial Dentures?
What is actually grass high temperature and also how is it indulged?
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Constructive Affect of Train on Telomere Size
Telomeres are specialised constructions of nucleoprotein that shield chromosome ends from persistent DNA injury. Every time a cell divides, it copies its DNA, packed into chromosomes and in consequence, they get shortened. The researchers have discovered that every bout of reasonable train offers recent safety to the telomeres, serving to…

subset: commoncrawl


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We Wish These Jawsome Shark Baby Blankets Came in Adult Size
Babies just became even cuter.
Shark Blankets
Children are small and tiny, and their mini-sized accessories are pretty adorable too! While there are few things cuter than a sleeping tot, we'd like to raise the stakes and ask you… what about a sleeping tot dressed in a shark baby blanket?
These adorable baby blanket sleeping bags are designed by Sofia Marques and Andrea Durall of Baby Bites. They wanted to bring together fun and quality into one product so parents have an easy decision to make while kids get the best care and comfort.
These shark baby blankets are handmade in small artisan workshops in Barcelona, Spain. No compromises have been made in their cuteness or functionality.
Made with 100% cotton fabrics, they come in various colors and patterns – ideal for a colorful childhood. They look so comfy and are wide enough for the baby to move around freely. There is also a zipper on one side to make sure parents have easy access to stinky diapers, or whatever else you may find in there!
The baby blankets have been adapted to fit into prams so you can take your baby shark out to bask on your next stroll.
They also come in bigger sizes for older kids. Imagine how much fun they will be on sleepovers! Many jawsome memories and fun bedtime stories to be had.
We just have one question for the Baby Bites team – do they come in adult sizes?


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Saci Books was created by me so I could publish my 4 year old son's story. After looking for a children's book publisher who were accepting manuscripts – and found none – I decided to explore the self-publishing journey.
I was excited to do this our project and after taking the courage to bring back my watercolour skills to life, I illustrated the book with a lot of input from the author ("the water must be black, Mummy. You know the ocean is black at night" – gotta love those moments). With a lot of support from a loving husband and family we created "The Boy Who Didn't Like The Night" together and the results are so exciting that we translated to Portuguese (Brazilian) already!
If we continue on the publishing path beyond this book, our intentions are to continue to publish children's book written and/or illustrated by children.
We want to show the world how wonderful are the minds of very young children and we hope you join us on this ride!
If you are interested to know why we chose Saci as the name of our little enterprise, check our blog post here.
Much love to all,
We are based in Sydney, Australia.
You can also follow us on Instagram or Facebook for current updates, launch dates and giveaways.


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Hummelstown Arbitration & Mediation Lawyers
Ste 104
Harrisburg, PA 17112
Arbitration & Mediation, Divorce, Domestic Violence and Family
Widener University Delaware School of Law
Arbitration & Mediation, Divorce, Domestic Violence and Family
New Cumberland, PA 17070
Widener University
Lemoyne, PA 17043
Widener University
18th Floor
Harrisburg, PA 17101
Dickinson School of Law of The Pennsylvania State University
Harrisburg, PA 17103
University of Virginia School of Law
Harrisburg, PA 17103
Rutgers University School of Law
18th Floor
Harrisburg, PA 17101
Dickinson School of Law of The Pennsylvania State University
Camp Hill, PA 17011
Lewisburg, PA 17837
Widener University Commonwealth Law School
Suite 300
Lancaster , PA 17602
University of Pittsburgh School of Law
Shawn received his J.D. from the University of Pittsburgh School of Law in 2015. He interned for the Allegheny County Orphans' Court and also for a firm specializing in Workers' Compensation and Personal Injury...
Suite 501
Lancaster, PA 17601
Dickinson School of Law
Lancater, PA 17602
Vanderbilt University Law School
Carlisle, PA 17013
Dickinson School of Law
Suite 208
York, PA 17402
1001 S. 4th Street
Hamburg, PA 19526
Temple University Beasley School of Law
Carlisle, PA 17013
Pennsylvania State University - Dickinson School of Law
Reading, PA 19610
Dillsburg, PA 17019
York, PA 17402
Doylestown, PA 18901
Syracuse University
1835 Market Street, Suite 2626
Philadelphia, PA 19103
University of Miami School of Law
Blue Bell, PA 19422
Temple University Beasley School of Law and The George Washington University Law School
Villanova University School of Law
Villanova University School of Law
Blue Bell, PA 19422
Arbitration & Mediation and Personal Injury
Temple University Beasley School of Law
13th Floor
Philadelphia, PA 19104
Temple University
Suite 118
Quakertown, PA 18951
Rutgers School of Law-Camden
Ms. Ashby has devotedly pursued the practice of law in both Pennsylvania and New Jersey since 1992 in the areas of Wills/Estates, Elder Law, Mediation, Family Law and Adoptions. Ms Ashby is the owner of the...
"not mailing address"
Malvern, PA 19355
Villanova University
Philadelphia, PA 19103
Temple University
Northeastern University School of Law
Temple University Beasley School of Law
Suite 300
Exton, PA 19341
Arbitration & Mediation and Construction
Villanova University School of Law and Widener University Delaware School of Law
Jeff has prosecuted and defended all types of construction claims and issues before various federal and state courts, and in arbitration, including claims...
Philadelphia, PA 19103
Rutgers University - Newark
Suite 313
West Chester, PA 19380
Villanova University School of Law and Pennsylvania State University - University Park
Suite 440
Jenkintown, PA 19046
Widener University Delaware School of Law
Joe's prior experience in insurance defense, has provided invaluable insight and knowledge that he utilizes to successfully obtain compensation for thousands of injured clients. He is recognized as a leader in national Mass Tort Litigations because of this background and understanding of complex medical, scientific, and legal issues.
Joe has helped secure millions of dollars for his clients. Since 2013, he has consistently been included in Pennsylvania Super Lawyers...
Willow Grove, PA 19090
Rutgers School of Law-Camden
Suite 1C-44
Philadelphia, PA 19130
Temple University
Rockledge, PA 19046
Widener University Delaware School of Law
Other websites,
Suite 300
Lancaster, PA 17602
Pennsylvania State University - Dickinson School of Law
Jared grew up in North Huntingdon, PA in Westmoreland County. He received his J.D. from Penn State Law School. Following graduation, he served as the Senior Judicial Law Clerk to the Honorable Jennifer Harlacher Sibum of the Monroe County Court of Common Pleas. Jared developed the research, writing, and analytical skills which are required of a successful attorney. He actively participated in criminal, civil and family law, as well as civil forfeiture matters.
Jared brings his research, writing, and analytical abilities, as well as his knowledge of the inner workings of...
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The Justia Lawyer Directory is a listing of lawyers, legal aid organizations, and pro bono legal service organizations. Whether you were injured, are accused of a crime, or are merely engaging in everyday affairs that affect your legal rights or property, an attorney can help you resolve problems or prevent new ones from arising.
Here are just a few situations where you might want to seek the advice of an attorney:
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Use Justia to research and compare Hummelstown attorneys so that you can make an informed decision when you hire your counsel.
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Also worth serious consideration is the attorney's location, particularly if you will be traveling to visit him or her for consultations.
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Specifically, the parking fee is VND3,000 a bicycle and electric bicycle during the first eight hours, VND5,000 in the next eight hours and VND100,000 a month.
Motorbikes and electric motorbikes pay VND6,000, VND10,000 and VND200,000 respectively.
The fee for automobiles of 4-8 seater is VND30,000 during the first 90 minutes, VND10,000 an hour from the 90th minute to 24 hours, VND75,000 per 12 hours for parking more than 24 hours and VND2 million a car a month.
Automobiles of 9-29 seater pay at least VND40,000 and the maximum of VND150,000 for once parking.
In case of adjusting the fees to suit market situation, TCP Investment Join Stock Company must build a new fee project, send it to the Department of Finance for assessment before submitting to the city People's Committee.


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On Thursday, November 10, 2016, DOC NYC, America's largest documentary film festival running Nov. 10-17, will present Stanley Nelson with a Lifetime Achievement Award, given for his distinguished output of documentaries. Continue Reading →
Tag Archives: Stanley Nelson
HW Pick: Dr. Johnnetta Betsch Cole Talks To Stanley Nelson
In a timely discussion, Dr. Johnnetta Betsch Cole speaks with Stanley Nelson, director and producer of the acclaimed documentary The Black Panthers: Vanguard of the Revolution.
Stanley Nelson's Black Panther Doc Opens In Harlem (video)
Harlem's Stanley Nelson's Black Panther: Vanguard Of The Revolution, the first feature-length documentary to explore the history of the Black Panther Party opens in downtown at the film forum and in Harlem, NY. Continue Reading →
Get the best updates with the Harlem World Editor's Picks.


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We are based in Dallas, TX
The firm accepts only a few selected cases each year and gives each the personal time and attention it deserves. We craft our briefs to present each client's case in the most persuasive, well-documented, and professional format possible. Our clients include lawyers, judges, prominent individuals, cities, counties, and international corporations.
Tel: 214.707.1775


text:
Date: 05/06/2018
Time: 7:00 pm
Location: Littlefield (635 Sackett St., Brooklyn)Price: $8 in advance
See more cheap New York City events & things to do on Nifty NYC.
Subscribe to my free daily e-newsletter or follow me on Twitter or Instagram.
More NYC Events Like This:
Brooklyn, Cheap New York City Events, Musicals


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Embedded from media.mtvnservices.com.
Walt and Jadah meet for a long overdue talk in this bonus clip from Black Ink Crew. After the lingerie party, Walt is still salty that Jadah and Donna sneaked off to another room to hook up. He feels super played, and wants to clear the air since they still have to interact as coworkers. Jadah sees where Walt is coming from and wastes no time offering a sincere apology. "I was drunk. I didn't really mean for it to get out of hand like that," she confesses. "So I apologize."
The apology was of course accepted, and Jadah assures Walt that she's feeling him just as much as he's feeling her. But…there's always a but with these two. Watch the clip above and see what agreement they came to after this peaceful resolution. Will they give it another shot or co-exist as coworkers?
Don't miss an all new Black Ink Crew next Wednesday at 9/8c!


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Myco Nuker Reviews: How does it work & what are the side effects. Visit official website to know ingredients, customer service phone number & coupon code of Amazon.
The Organic Fungus MycoNuker is an organic all natural formula to rid the toenail fungus. Toenail fungus might appear as not a so worry some cause, but it does have the tenacity to spread far and wide in your body. People have lost lives because toenail fungus had spread in their body. It does not mean it always does, but fungus is a fast-spreading or invasive species anyway. So it will is still beneficial to tackle it at the very onset. The issue with Fungus treatment is that it is painful and it also has many severe side effects as most of the treatment formulas us chemicals to address the infection. These chemicals sometimes act as a loop to start health problem far more severe than toenail fungus, and it is a known fact. A natural solution looks like the best solution to me in this case. The Organic Fungus MycoNuker formula is of Japanese origin. The supplement is researched and put together by a team of researchers who had extensive knowledge of this subject. of Dr. Ishiguro's Organic Fungus MycoNuker supplement is backed by extensive research and clinical studies.
How does it work?
MycoNuker is an all natural supplement that is used in fixed proportion to give us great results. The supplement boosts our internal immune system. It had Garlic extract that has natural antibiotic allicin which helps heal from inside.It has turmeric that enhances the healing capacity of the body and provides with antiseptic elements too. Many other natural ingredients help the body in maintaining and balancing it's PH levels thus proving it difficult for fungus to invade. It cures the issue from inside out.
Rejuviante could be a better alternative and trending skincare among women.
Organic Fungus MycoNuker helps cure the toenail fungus without having to resort to harmful chemicals or painful surgeries.
-It enhances the immune system against not only fungal but also strengthens it against bacterial and viral attacks too.
-It balances blood glucose levels so that the infections don't take long to recover.
-It heals the toenail internally. The entire skin and the nail is recovered and looks as healthy as before. There are hardly any scars left if any. Individual results vary.
-It provides a long-term solution to the problem.
MycoNuker has all natural ingredients sourced from organic resources. No additives, fillers, chemicals or synthetic compounds are added to the formula. It has retained the potency of the plant and herb extracts. The main ingredients include reishi, maitake, shitake, garlic, turmeric, olive leaf extract, vitamin C and E, pomegranate, selenium, red raspberry juice, cat's claw, matcha, arabinogalactan, beta-glucan, and Gyokuro.
Side Effects
The formula of MycoNuker is all natural and organic the chances of having any side effect was already low. The extensive researches and clinical studies have until now not reported any side effect. Every person responds to supplements differently. So one should exercise caution and take proper medical supervision while taking the supplement.
Organic Fungus MycoNuker is only available online and is not FDA approved.
Final opinion
The Organic Fungus MycoNuker is a potent and considerably effective supplement to fight and eliminate the toenail fungus. It helps the body fight against any fungal invasion and heals it from inside out. It has no known side effect and with a sixty-day money back guarantee it looks like a win-win situation.
Where to buy?
To buy MycoNuker, you can go here http://organicfungusnuker.com/tl/


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Synesthesia Artist Collective or "Syn Arts" is the new company in town and this year they're bringing five productions to the stage starting with the audience participation musical by Richard O'Brien, The Rocky Horror Show at Mad Myrna's opening October 3rd and running through November 8th. Founding Artistic Director Scott Heverling and Actor Paige Langit (who plays "Riff Raff" in Rocky Horror) stop by the studio this week to unveil their season and to talk about a fresh approach to the classic musical.
- Jean Paal, theater critic
- Steve Hunt, theater critic, director, playwright
- Scott Heverling, Director, Syn Arts' The Rocky Horror Show
- Paige Langit, "Riff Raff", Syn Arts' The Rocky Horror Show
ORIGINAL BROADCAST: Friday September 19th, 2014 at 2:45 p.m.
SUBSCRIBE: Get Stage Talk updates automatically — via:
Audio will be posted following radio broadcast.


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Eastern Bohemia - Zámrsk
Východočeské kraj (East Bohemian Region)
Online Link: https://vychodoceskearchivy.cz/zamrsk/
Districts: Havlíčkův Brod, Hradec Králové, Chrudim, Jičín, Náchod, Pardubice, Rychnov nad Kněžnou, Semily, Svitavy, Trutnov, and Ústí nad Orlicí.
The Zámrsk archive covers the eastern part of Bohemia and part of the Vysocina Region. The website contains 11,000 volumes holding birth, marriage and death records for Roman Catholic, reformed churches, Czechoslovak Hussite Church, and state registers covering the time frame from 1587 through 1949. The years covered vary by parish. There are no Jewish registers held here. They are in the National Archives in Prague.
This archive operates a bit differently than most of the other archive websites in that you must download pdf files rather than view the documents on the website. Although that means you must spend some time downloading the various books you wish to access, on the positive side, once you open those pdfs, you can move from page to page very rapidly and you can keep them on your computer for future use.
The first step in locating the records for a particular village or parish is to download the Inventory list. This PDF is updated two or three times each year as more records become available for download. This document is in Czech, but can be searched without using Czech diacritics in the search criteria. Simply press the Ctrl & F keys to bring up the search box and enter the village name. When the search results come up, the parish information will be in bold type and the information about each volume and the
included villages will be listed beneath. The bold type will indicate the name of the parish and information about the villages included.
Next you will find listed, one at a time, each volume, that it contains (birth = N, marriage = O, and death = Z.), the years covered (e.g. 1634-1745), the villages referenced within the volume (and usually the years covered for that village), and the number of pages (fol.). Most importantly, the link (highlighted in blue) is at the end of the paragraph and you can simply click on it and it will download.
After 2016, almost all parish records have been posted. The law does not allow births of less than 100 years for marriages and deaths of less than 75 years to be posted. Even if a volume has records older than that timeframe, if it also includes newer records, it will not be posted until it meets the legal requirements.
The download folder will be a zipped file. You will need to use software such as WinZip to "unpack" the file. When this is done, each page in the volume will be displayed as a separate jpg file.
Parish Map
If the search of the initial parish records does not yield the results you are looking for, it may be helpful to search surrounding parishes. This detail map can be enlarged to help you locate the parish you have searched and locate the names of surrounding parishes. Mapy.cz is a great website to help you get a better perspective of where your parish is within this map.
Requesting Research
The Zámrsk archive will no longer conduct research for individuals. The only exception is if you know the exact date of the birth, marriage, or death and the exact location. Then you can complete the form found on the website and for a fee a copy of the record will be sent to you.
If you visit the archive, you can search the records, but be aware that seating is limited and if all the cubicles are full, you will need to wait outside until the next cubical becomes available. You will want to check the website for more details if you plan to visit the archive in person.
Other Records
- Cadastral Maps: Cadastral Maps are not available through the Zámrsk website. Click here for basic information about accessing cadastral maps.
- Seignorial Records: Seignorial records are not available through the Zámrsk website. Records are available at the Archive for onsite review.
- School Registers: School registers are not available through the Zámrsk website. Records are available at the Archive for onsite review.
District Archives
The district archives are also available to find other types of information such as census records, letters requesting permission to emigrate, certain land records, marriage contracts with register of brides dowry, school records, political records, town chronicles (history), and court proceedings. Some materials are online, but most of the records held by these sites require an onsite visit or can be searched through a professional researcher.
Havlíčkův Brod
Hradec Králové
Rychnov nad Kněžnou
Ústí nad Orlic
More Information
Many records from this archive can also be found in FamilySearch. Additional information about using the Zámrsk Archive can be found at FamilySearch Wiki.


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These scallope sauteed in butter and garlic will melt in your mouth. Lemon juice gives this dish a nice kick.
Something else. Loved the photo so much I just had to run out & buy some scallops! Noticed lemon rind in photo although not mentioned in recipe, so I added it as well as a little grated ginger!!! Delicious! - 03 Nov 2009
My first attempt to cook in a long time, it was worth it. loved the easy recipe, and the final outcome. yummy. - 14 Jun 2011
This was so easy and tasty. Made it for Christmas lunch and had bought extra and my husband and I are going to sit down to enjoy some more today. - 25 Dec 2013


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'A little under four months ago my youngest brother took his own life.' Such a strange way to say that someone killed themselves. It sounds like he bundled up his one belonging, life, packed it in to a suitcase, hopped on a plane to somewhere, landed, grabbed a cab, paid for a motel, tipped the bellboy, sat on the bed, and unpacked this one last thing of his, life. I suppose that it makes a poetic kind of sense, this stealing away with yourself, never to be seen again.
I believe that if you have the kind of mind that I do, a chaotic one, you have thought about the people in your life dieing. Probably a lot. In a variety of different ways. Not because you want them to, but because there is a rush in concentrated emotion. It's also like a freebee. They go but then they come back. And that is the crux of my life long depression. People I love going, then coming back, then going, and then maybe staying gone. Who knows. And there have been others besides Brandon, friends that I knew better. At my age there will always be stitched up lacerations that throb every time it rains. That's one part of growing up, death, someone else's, yours. And then there are the deaths that happen in the heart and head. Loss has a million faces.
This will make me seem cold, but it gets easier. Or less hard. (They mean the same thing but somehow 'less hard' seems more accurate.) My dad used to smash his index finger with a hammer at least once a month. It's par for the course when you build houses and drink Busch lite like water. By the time I was 13 you could pinch it, stab it with a pin, step on it, and he felt very little. It only hurt when the hammer hit, and then not nearly as bad as it should have. The pain lets you know that the finger is still attached to the hand, however tenuously. So when I say it gets easier, what I mean is the pain is there, like a hammer, but it is just outside of my vision.
I know embarrassingly little about my little brother. He was detail oriented and smart in a way that I am not. He didn't say much to me. And when he did it was either very kind or deeply venomous. I do not blame him for that. I was a ghost in their life. I made their mother cry and laugh, lose sleep, and brain cells. Both of my brothers most assuredly hated me for part or most of their lives. I came and went, bringing chaos with me. I never really thought about what went on in his part of that world. I was abysmally selfish. I always thought there would be time to build a relationship with him. Tomorrow.
The experiences that have made me who I am have always been laced with a "regret is a waste of time" theme. And it is. Would I have done things differently? Of course. Wouldn't we all? But this is what is. There is no going back. I watch my mother ride the bloody waves of grief and wish that I could throw her a rope, pull her in, and let her breath again. I would do the same for all of my family, if I could. But this isn't only about me and what I can do. We all know what I am and am not capable of. I cannot rescue anybody. But I can love them. And I do. No regrets.


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King City is a village in the King Township in Ontario, Canada, north of Toronto. King City is known for its natural beauty and offers a number of attractions for travelers, including the King Township Museum and Hike Ontario. King City is also home to several horse ranches; horseback riding, as well as hiking and camping, are popular recreational activities in the area.
The Kingbridge Centre Resort King City
The Kingbridge Centre Resort King City is a venue for corporate events and vacation retreats. The hotel is built over 110 acres of land surrounded by natural woodlands. There are 124 rooms available, some with private patios. Wireless Internet is provided throughout the property, and the Kingbridge Resort has its own restaurant that caters to the dining needs of the guests with an international menu. The Kingbridge Centre Resort King City 12750 Jane Street King City, L7B 1A3 Ontario +1-905-833-3086 kingbridgecentre.com
Daniel's Of Nobleton
Daniel's of Nobleton is an inn and restaurant run by an expert chef Daniel Gilbert. The facility incorporates two heritage homes that can be booked by visitors traveling to the town of Nobleton. Daniel's of Nobleton is located close to the main tourist attractions of King City. The inn is known for its variety of gourmet cuisines, and it is suitable for hosting private functions. Daniel's Of Noberton 12926 Highway 27 King City, L0G 1N0 Ontario +1-905-859-0060 danielsofnobleton.com
Howard Johnson Hotel Aurora
Howard Johnson Hotel Aurora is located in Aurora, which is approximately 4 miles from King City. The hotel offers luxury accommodation for leisure and business travelers in two types of rooms: the home office room and the standard room. Although the home office room is designed for business travelers and the standard room is meant for vacationers, both offer high-speed Internet, 27-inch TV, private bathrooms with hot tubs and ironing facilities. The hotel is a few minutes away from the main commercial areas of Aurora. Howard Johnson Hotel Aurora 15520 Yonge Street Aurora, L4G 1P2 Ontario +1-905-727-1312 hojoaurora.com
Travelodge Richmond Hill
Travelodge Richmond Hill is located in the business district of Richmond Hill, approximately five miles southeast of King City. The hotel's 60 rooms have been renovated to include wireless Internet, cable TV and en-suite bathrooms. Room rates include continental breakfast, and there are meeting rooms where business travelers can hold corporate conferences. The hotel has an on-site restaurant serving continental breakfast, lunch and dinner. Travelodge Richmond Hill 10711 Yonge Street Richmond Hill, L4C 3E1 Ontario +1-905-884-1007 travelodge.com/Travelodge/control/Booking/property_info?propertyId=13973
Leaf Group is a USA TODAY content partner providing general travel information. Its content is produced independently of USA TODAY.
Photo Credits
- Jupiterimages/Photos.com/Getty Images
- Attribution: AndroidCat; License: Creative Commons Attribution 3.0 Unported license
- Attribution: Timiskin at English Wikipedia; License: public domain
- Attribution: AndroidCat; License: Creative Commons Attribution 3.0 Unported license


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Many times we need to buy a home but we don't have enough money to pay the full amount of the housing property by your own. So to bridge the gap one can take a loan, by taking loan you can pay the loan amount over the years in small installments. This way it wont affect you so much as money is going in small sections.
When you think of taking loan then the very first option that comes to your mind must be Bank. Banks provide many types of loans like Personal Loan, Car loan and of course Home loan Too. Bank charges interest from you on loan, different banks charge interest at different rates. So getting home loan from a Bank is a good option but you need to do a lot of research as different banks has different rates, and ask different kind of documents from you.
The other option that is available to you and less know to most of us is Home loan from Parents or relative. Yes your parents and relatives can also provide you loan on your home and you can pay that loan in installments just like you do with Banks. And u/s 24, you can also claim tax deduction on the amount of interest paid by you to your parents or relatives on the home loan. However your parents or relatives need to pay tax on the interest received by them from you.
[ Image Credit : Flickr]
ALSO READ :- Income Tax (IT) Benefits On Home Loan / Housing Loan In India
To avail deduction on the amount of interest paid by you against the home loan from parents you need to get a interest certificate from your parents which specifies that your parents has provided loan to you, at what rate and for how much period.
However in case of home loan from parents or relatives you can claim deduction only on the interest paid by you under 80C. Principle amount repayment is not allowed as deduction, as such deductions are allowed only from notifies financial institutions. If you take loan from your bank then you will get tax benefit on stamp duty and registration charge too.
Lets take a look on the Pros and Cons of both type of loans :-
Pros of Home Loan from Parents or Relatives
- Can get loan at low interest rate,
- Not mandatory to pay principle amount,
- Less paper work needed, just an certificate is required from your parents and your bank statement which shows flow of money from your to parents
- Get deduction on interest paid to parents,
- Under section 24, you can claim deduction of 1,50,000 INR but u/s 80C you can get deduction of 1 Lac INR only
- No need to submit home papers with any one
Cons Of Home Loan from Parents
- Can Get deduction u/s 24 only,
- Parents need pay tax on interest received,
- No deduction are allowed on repayment of principle amount
ALSO READ :- Home Loan In Single Name Or Joint Names – Which Is Better?
Pros for Home loan from Bank
- Get Tax Benefits not only interest paid but on stamp duty and registration too
- Can get deduction under both u/s 80C and u/s 24,
- Get deduction on repayment of principle amount too
Cons of Home Loan From Bank
- Rates are high,
- Lots of paper work needed,
- Need to submit your home papers with banks,
- Limit is only 1L INR
ALSO READ :- Types Of Interest Rates For Home Loan – Make The Right Choice
We will bring you the latest updates on the same as they happen. Stay tuned to Fingyan by following Fingyan Official Facebook Page and sign up for our free newsletter.


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BOSTON — Thousands of sailors aboard naval ships from around the world are gathering in Boston to mark the 200th anniversary of the War of 1812 and the Star-Spangled Banner — an event that coincides with this year's Boston Harborfest, a Fourth of July festival showcasing the city's maritime and colonial heritage.
The War of 1812 marked the first time that the United States was threatened on its own soil. The conflict inspired Francis Scott Key to write the first edition of "The Star-Spangled Banner."
The fleet of at least 18 naval ships converging in Boston is part of Operation Sail, or OpSail 2012, and includes sailors and Marines from the United States, Brazil, Ecuador, Colombia, Indonesia, Germany, Norway, Denmark, Canada and England. The vessels are expected to bring 10,000 to 12,000 extra sailors as the Boston Navy Week's War of 1812 bicentennial celebrations travel up the East Coast to New England's largest city, U.S. Coast Guard Chief Petty Officer Jeff Hall said Friday.
"Harborfest by itself is a large event, but we are coupling OpSail with that and the bicentennial of the War of 1812," Hall said. "This is the largest event probably the city has seen since the last big OpSail event back in 2002."
The oldest commissioned U.S. warship, the USS Constitution, is playing a central role in the Boston celebrations two centuries after its crew demonstrated the Navy's superior tactical, gunnery and seamanship talents against British naval forces. The ship's dramatic victories during ship-to-ship battles against what was then the world's most dominant naval force inspired and rallied Americans around their troops and country.
The War of 1812 is very significant because "it established the United States as a world power ... as a force to be reckoned with in the world," said Frank Neely, a spokesman for the USS Constitution, also called Old Ironsides.
Sailors assigned to USS Constitution on Thursday kicked off their participation by serving as the color guard detail for the opening ceremony at Faneuil Hall. They also will also perform gun drills like those done in the War of 1812 era and 18th-century boarding pike drills daily near the Charlestown Navy Yard. The drills will demonstrate to visitors how sailors prepared and fought in battle at sea during that time.
On Wednesday, the Constitution is scheduled to get under way for its annual July 4th turnaround cruise. After the three-hour outing, sailors will serve as the color guard detail for the Independence Day Boston Pops celebration.
The U.S. Navy says the bicentennial celebration is a tribute to all sailors and marines who fought gallantly in the War of 1812 or who have fought in other conflicts since then.
That includes members of the Coast Guard whose crew participated in the War of 1812, including the first-known prisoners of war in Coast Guard history.
"The thing that we're also trying to do by having these celebrations is we're trying to educate the public and inform them that not much has actually changed in the way of the Navy's mission today as it was 200 years ago, I mean we are still fighting pirates," Neely said. "We are still protecting the freedom of the seas — you like your iPod, you like your MP3 player, your TV? That stuff comes, most likely, by way of sea. 90 percent of the world's commerce is traded by sea."


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About the Alibaba Group The Alibaba Group is a Chinese multinational conglomerate that specialises in retail e-commerce Internet and technology. The company was at the turn of the century in 1999 in Hangzhou, Zhejiang. The Company's business model includes catering for C2C (consumer-to-consumer), B2C (business-to-consumer) and as well as B2B (business-to-business) business mechanisms all of … Continue reading ALIBABA AFFILIATE VS ALIEXPRESS AFFILIATE IN MALAYSIA
Tag: AccessTrade
Lazada Affiliate Program in AccessTrade Malaysia
ACCESSTRADE has been making waves in Malaysia with a series of affiliate programs that have made a significant impact on those Malaysians seeking to be enterprising via e-commerce. Among ACCESSTRADE Malaysia has finally launched an Affiliate Program with Lazada which is regarded as Southeast Asia's biggest online shopping mall. Why Choose the Lazada Affiliate Program … Continue reading Lazada Affiliate Program in AccessTrade Malaysia


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Address:Nanhai District, Foshan, China Guangdong Village Road, 13 large TOYOTA Road
Smart products are pretty much heard for us, but smart enough to be used in bathroom products. Do you see that? In fact, smart toilet, in our market can already be bought, it can be said that the bathroom revolution in the new product. The continuous development of modern science and technology, new technologies will be applied to the toilet, so that people experience more new feelings. Smart toilet is a new product and concept, this product belongs to the new product, whether it is in use of technology or its installation of the system are very different. For the bathroom decoration and its internal products, modern people pay more and more attention to its performance and effect. Humanity is the concept now represented by many sanitary products, which represent a greater role in their quality of life. Smart toilet has not been completely promoted now, but in the future there will be more families benefit.
Tell me your requirements and submit your content and we will contact you first!


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Charlotte home buyers - Are you just WAITING on that perfect home to come on the market?
With our Charlotte real estate shortage in inventory, home buyers are finding themselves in temporary housing until the right house comes along. And, there are PLENTY of home buyers out there just waiting to pounce on the first thing that comes available! They've been searching all winter and have missed several opportunities to get into their dream home.
So, if you're a Charlotte home buyer in this situation, you'll want ready-access to the first homes that come on the market that fits your criteria. If so, check out Today's New Charlotte Real Estate Listings at www.AtHomesCharlotte.com. You'll love our quick and easy home search where you will be the first to know when something new hits the market! Our sites are updated more frequently than most so, check back often or request to be set up for auto-notifications and we'll get that information to you lickedy-split!
Happy Charlotte house hunting!
©Debe Maxwell | The Maxwell House Group | firstname.lastname@example.com | Today's New Charlotte Real Estate Listings
(THE best Charlotte home search available - no kidding!)
Charlotte NC Real Estate Agents
Debe Maxwell, Realtor®/Broker/CRS
Direct: (704) 491-3310
Disclosure of material contained within.


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MOTHER OF PERPETUAL HELP, you are the dispenser of every grace that God grants us in our misery.
For this reason He has made you so powerful, so rich, and so kind that you might help us in our needs.
You are the advocate of the most wretched and abandoned sinners, if they but come to you.
Come to my aid for I commend myself to you.
In your hands I place my eternal salvation; to you I entrust my soul.
Count me among your most faithful servants. Take me under your protection; that is enough for me.
If you protect me, I shall fear nothing: not my sins, because you will obtain for me their pardon and remission; not the evil spirits, because you are mightier than all the powers of Hell; not even Jesus, my Judge, because He is appeased by a single prayer from you.
I fear only that through my own negligence I may forget to recommend myself to you and so lose my soul.
My dear Lady, obtain for me the forgiveness of my sins, love for Jesus, final perseverance, and the grace to have recourse to you at all times, Mother of Perpetual Help.
Say Three Hail Marys
O MOTHER OF PERPETUAL HELP, grant that I may ever invoke your most powerful name, which is the safeguard of the living and the salvation of the dying.
O Purest Mary, O Sweetest Mary, let your name henceforth be ever on my lips. Delay not, O Blessed Lady, to help me whenever I call on you, for, in all my temptations, in all my needs, I shall never cease to call on you, ever repeating your sacred name, Mary, Mary.
O what consolation, what sweetness, what confidence, what emotion fills my soul when I utter your sacred name, or even only think of you.
I thank God for having given you, for my good, so sweet, so powerful, so lovely a name. But I will not be content with merely uttering your name; let my hope in you prompt me ever to hail you, Mother of Perpetual Help.
The Memorare
Remember, O most gracious Virgin Mary, that never was it known that anyone who fled to thy protection, implored thy help, or sought thine intercession was left unaided.Inspired by this confidence, I fly unto thee, O Virgin of virgins, my mother; to thee do I come, before thee I stand, sinful and sorrowful. O Mother of the Word Incarnate, despise not my petitions, but in thy mercy hear and answer me.Amen.
(Say this complete novena for 9 consecutive days with the faith of receiving the good grace of a miracle)


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It's #GivingTuesday, Does Mass Surveillance Change the Way We Behave?, How Mass Surveillance Changes Our Behavior and More: Dec 01, 2015
Reading Time: 2 minutes DISCOVER OUR BLOG Did you know that in addition to everything else we offer, we now have a Blog? It is dedicated to providing you with a mix of short, timely items you might well not see elsewhere. From "Deep Politics" Eyebrow-raisers to updates to "rants," it's an entertaining and informative addition to your daily reads. Read More


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I use AndroidKeyStore in my project. But this is not working in Visual Studio 15.6. I run create archive and get error "apksigner.bat return code 2".
Xamarin Team - this is bug.
I use jdk8.
I use only jdk8
This is my brief history:
-at first everything worked with 15.5
-I updated to 15.6. I tried create archive and I get error "Password verification failed"
This is code from my csproj:
There were no issues in VS 15.5.6.
But upgrade to 15.6 (after 7 previews of this release) has caused disaster in Xamarin development.
I uninstalled all of my Java 8.x and 9.x and reinstalled only the latest 8.162.
And even then the experience with 15.6 is not changing.
Debug process takes forever to build and attached to debugger... with no deployment to either VS Android Emulator or to my physical android device.
It has been just discouraging when you can't focus on your core work to be developed..
Let's hope that Microsoft will start looking at this tooling in a new way to help developer community..
Otherwise, it will become another chapter like Windows 10 mobile OS
Same issue here. No Java/JDK 1.9 on my system. Just updated to most recent VS, most recent Xamarin.Forms and to the 27.0.2 versions of the C# bindings, and now deployment fails with ApkSigner.bat exit code 2.
The last time I tried updating Xamarin.Forms, I was forced to undo and stay with 184.108.40.2060 because of Bugzilla 59896 . Now, months later I try again and here we are.
All right, after copying the apksigner.bat command line from the build output to Cmd, I found that signing fails with "Keystore was tampered with, or password was incorrect".
After changing the key and keystore password, removing all special characters (in my case #+!^ and = ) it's working now, even in VS.
Hi @BrendanZagaeski
I updated Visual Studio to 15.6.2 and I changed my key(without special chars) - now it working.
But I have new issue. When I installing my apk I get error: "apk failed to install could not parse error string"
After updating I am receiving a similar error "The specified task executable "apksigner.BAT" could not be run. The system cannot find the file specified" this is with Visual Studio 15.6.3
The apksigner.BAT does exist however it will only run for me as an administrator
But does it work for you(as admin)?


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Climate, Energy & Water Research Institute (CEWRI)
Water Policy and Governance Program
CAEWRI- NARC, Islamabad
Water is not only the essential source of life but it always plays central role in social, economic and environmental development around the world. Yet, it is also finite and more often a shared resource as well as unevenly distributed in time and space. As such water managers, users and service providers face multiple challenges in achieving sustainable, economical and equitable water services, drawing on complex and increasingly contested resources. There is growing consensus that the current global water crisis is not about having too little water to satisfy our needs, but it is basically a crisis of 'water governance'. Plentiful water resources in most countries can no longer be taken for granted. It is widely agreed that effective water governance is the key to address water insecurity. It requires the combined commitment of governments and various groups in civil society as well as the private sector and determines the roles and responsibilities of the different stakeholders in development, management and utilization of water resources.
Pakistan faces a multidimensional water crisis that claims hundreds of thousands of lives each year. Water shortage has become a key hurdle in the continued economic growth. The widening gap between water supply and demand is leading to resource degradation and rising conflicts between the shareholders. The root causes of the water crisis in Pakistan are twofold: circumstantial, which are linked to poor water resources management policies; and structural, which are tied to factors deeply ingrained in politics (trans-boundary and inter-provincial) and society (bad water governance). Addressing these challenges requires new knowledge and better tools (technologies, policies and institutions) covering social, economic, political and environmental aspects of water resources management.
Water policy and governance research in Pakistan is a recent phenomenon; as such it is not only inadequate but also disintegrated and sometimes irrelevant. Majority of the research lacks in theoretical coherence and analytical rigor as most of the studies are mainly descriptive, argumentative and not empirically grounded. It is believed that water policy and governance reforms are specific and evolutionary rather than a mechanical process of borrowing best practices from any developed country. Therefore, there is a need for a second-generation research agenda on water policy and governance that is theoretically coherent, analytically robust, empirically grounded and policy oriented. A focus on raising the performance of water resources and irrigation systems through policy support, governance reforms and enhancing institutional capacity is the key to reduce water and food insecurities and contribute to continuous economic development in Pakistan.
The Water Policy and Governance Program (WPGP)is the most recent addition to the research program structure of the Institute as an effort to fill in the institutional gap in this important area of research. The program aims to improve water policy and governance at national, provincial and local level of water managers, users and service providers. It will review, critique and evaluate national and international water policy and governance programs in order to prioritize our research needs on water policy and governance reforms.
The program is focused to undertake and coordinate research in multiple thematic areas of water governance such as:
water policy and regulations
water rights and permits
water treaties and conflict resolutions (trans-boundary and inter-provincial)
water allocations, entitlements and distribution
water pricing and subsidies
water integrity and transparency
institutional mechanisms and reforms
The program targets to provide strategic and policy support to water authorities, managers and other stakeholders to promote socially equitable, environmentally sustainable, economically efficient and people centered water resources management and delivery services at different levels of society. We are keen to develop and strengthen national, regional and international linkages for addressing water policy and governance related issues of Pakistan and the region.
Resource Person:
Engr. Zakir Hussain Dahri
PSO / Program Leader
Climate Change, Alternate Energy and Water Resources Institute (CAEWRI),


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STATESVILLE, N.C. - Doosan announced today that Mike Ballweber has been named President of Doosan Portable Power, replacing former President Shawn Sweet.
Ballweber most recently held the position of Vice President of Product Management for Doosan Infracore Construction Equipment (DICE), North America and Oceania regions. He joined Bobcat Company (a DICE brand) in 1998, and he has extensive experience in operations; sales, product management and quality management; dealer development; demand and inventory planning; and customer support. In particular, Ballweber brings a great deal of experience surrounding Tier 4 Final transitioning.
"We are committed to continuing our market leadership in portable power and delivering the products and service our dealer network and customers have come to expect," said Scott Park, President and CEO of DICE North America, Oceania, Europe, Middle East and Africa. "Mike's leadership and extensive knowledge of the market will have a positive impact for our employees, dealers and customers."
Ballweber holds a bachelor's degree in Marketing from Minnesota State University Moorhead and a master's in Business Administration from Indiana University.


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fiestas and foodPosted: August 3, 2011 Filed under: City Life, Food, Friends, Summer, Uncategorized | Tags: beer, city life, dogs, eric & lisa, mark and ranjana, nick and melissa, parties, summer 1 Comment
Last weekend was our first back in Austin after our globe trotting adventures. The return to our state's capitol had to be epic. Enter weekend extravaganza of fun times (working title).
Fortunately there was plenty of fun to be had. In 1 weekend, over 2 days, there were 3 parties—all with a common theme: food and fun.
Party 1
Host: Mark and Ranjana
Summary: In honor of a very special occasion–Friday–Mark and Ranjana, or Maranjanark, hosted a pizza-filled fiesta that included a pie made with a bacon crust (courtesy Epic Meal Time), bacon-wrapped and cheese-stuffed jalapenos and "the salad bowl game" which is essentially the love child of Taboo and charades on steroids. I don't want to toot my own horn, but had we won tickets for performing well in the game (circa the days of Chuck E. Cheese or Fun Time Pizza) I'd have walked out of there with an awesome water gun or magic kit. In layman's terms…I did good.
Party 2
Host: Avee and Rajia
Summary: The Saturday day party (that inevitably went into the night) celebrated Rajia's birthday with yard games like badminton and ping pong. And of course, there was beer, queso and party snacks to boot.
Party 3
Host: Candace and Chris
Summary: The party celebrated both a birthday and the couple's recent decision to c0habitate. Playing starring roles at the love fest was an abundance of hip home decor, homemade edible goodies, keg beer, hipster music and a 90-pound doodle-like dog that fell too much in love with one of the party guests.
Party on.


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- This event has passed.
Sunday Series, October 27 & November 3, 2019 – BIOSPIRITUAL FOCUSING – LEVEL 1
October 27, 2019 @ 1:00pm - 6:00pm
An event every week that begins at 1:00pm on Sunday, repeating until November 3, 2019
Led by: Sr. Helen Beairsto, r.c.
Biospiritual Focusing is a process that refers to the inclusive awareness of our body in our spiritual life and prayer. It is a spiritual process that helps us become aware of our felt senses within our bodies and teaches us how to be with them so that God's grace can help us make peace within ourselves, with our world around us and in our prayer encounters with our God. It teaches us the body felt awareness of discernment. For many, this is a way of living through the sentir of the body. Biospiritual Focusing is a process that took the Gendlin Focusing and created a non-therapeutic format where the Paschal Mystery in our everyday life is honored so as to renew us into more Life. This was created by Rev. Peter Campbell and Rev. Edwin MaMahon.
Come and spend your time learning about this process and the ways it can enhance your spiritual life in daily events and in praying with sacred scripture.


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I installed ReactOS from www.reactos.org/getbuilds on VirtualBox today,and the ext2 partioning wasn't said to work,(in fact,the part with the "ReactOS is free software"and all that said the ext2 partioning didn't work. ).So i did FAT (or was it FAT32?) for the partioning instead,and the bootloader worked,but when I got to the bootscreen the ReactOS logo moved.
Then I got a bluescreen. I tried booting into safe mode,but it just kept loading drivers infinitely and also I found another clue that the something was wrong was that I noticed the normal boot screen was in color but the safe mode boot wasn't.
If anyone knows what happened,(I got NO reason on the bluescreen why it crashed.) I would really like it!
ReactOS crashes on first boot
Here you can discuss ReactOS related topics.
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Re: ReactOS crashes on first boot
Please try the debug boot option with debug logging set up.
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By roney | March 28, 2017 | 0 Comment
5th_result_book 6th_result_book 8th_result_bookContinue Reading
By roney | March 25, 2017 | 0 Comment
Sunny San Francisco, cyber security, and Snoop Dogg: what's not to love? The RSA conference 2017 was a fast–paced whirlwind of new innovations, trends, sharing of best practice and the latest cyber security solutions, showcasing some of the biggest hacks in 2016 and more. It really goes without saying that RSA conference is the biggest cyber security convention of the year, every year. IT and security professionals from across […]Continue Reading
By roney | March 1, 2017 | 0 Comment
This is a set of Bangla HTML tutorial. If you want to know web designing or blogging or other related to this filed, You must know HTML. For web designing, it is mandatory to know HTML. For, blogging, It gives you chance for better performance. On the other hand, You need to take of your […]Continue Reading


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Why are boys falling behind in school? Kate Hammer takes a look at video games, the education system, the boy code, developmental differences and a lack of role models in search of answers.
There was one boy in Chris Spence's Grade 6 class at Oakdale Public School in Toronto who used to stay after class every day and clean the classroom. That was more than a decade ago, but it was only recently that the veteran educator, who is now director of education at the Toronto District School Board, realized what was really going on.
"It wasn't that [the student]wanted to clean the classroom, he wanted to ask for help and the only time he would ask for help was when all the guys were gone," Mr. Spence said. "So he would sit there and he would shuffle all the books and do whatever until everyone was gone, and then he would say, 'Sir, could you just go over that concept with me one more time?' "
Teachers, parents and students are all guilty of promoting what has come to be known as a boy code: An antiquated idea of masculinity that paints appearing weak or too keen or asking for help as feminine. It's the kind of thinking that prevents men from asking for directions, or boys from asking questions in the classroom. It also labels things as masculine or feminine, meaning boys like sports while girls read books. This code can lead to a self-fulfilling prophecy in which boys attain lower academic standards.
The boy code persists outside the classroom, too - at home and on the playground - and it can manifest in subtle ways. According to a survey by the National Centre for Education Statistics in the U.S., in 2001 girls aged 3 to 5 were more likely to be read to frequently by a family member, more likely to be told a story and more likely to have recently visited a library.
A Canadian survey found that parents of 15-year-old girls are more likely to expect their daughter to complete a university degree than parents of boys of the same age, and that boys are less likely to report that all their friends intend to go to university.
With research from Carolyn Abraham, Rick Cash and Celia Donnelly


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FREE DELIVERY (within Msia) SPEND RM100 & ABOVE 17-31 OCT'20 !! USE CODE: OHSPOOKY (T&C apply)
Sold Out RM135.00
Complete set consist of all shown variation (8 pc)
Collections: All, Capsule Toys, IN STOCK
Type: In Stock
Category: Bandai, Capsule Toy, In Stock, Kaguya-sama: Love is War, New-Oct19
Sign up to get the latest on sales, new releases and more …
Due to the extended CMCO, our shop opening hours is updated
Oh! Gatcha, IOI Mall, Puchong
MON - SUN 12.30pm - 8.30pm
Opening hours will be return as usual from 10 NOV 2020 onwards (tentative) Take care & stay safe everyone !


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If recent economic data and confidence among those in financial markets is anything to go by, it looks like the European Central Bank (ECB) may be about to announce a tapering of its asset purchase program, potentially before the end of this year.
Bond purchases will slowly decline, beginning a normalisation of monetary policy from the emergency levels at which it currently sits.
Like the US Federal Reserve before it, the question many are now asking themselves is what will happen once tapering begins, especially in emerging markets, highly exposed to the ebbs and flows of global capital flows.
Will it be a repeat of the "Taper Tantrum" that engulfed financial markets back in 2013 when the Fed announced it would start to reduce its quantiative easing program, or will it be smooth sailing, maintaining the calm in financial markets that has been seen for much of this year?
No one knows the answer for sure, but to the global equity strategy team at Bank of America-Merrill Lynch (BAML), emerging markets appear to be much better positioned now than what they were in the past based on its financial vulnerability modelling.
Ajay Singh, Kapur Ritesh and Samadhiya Aritra Baksi, strategists at BAML, explain:
Of the 17 Asian/emerging markets (EM) that we run these models for, only one — the Philippines — shows high financial vulnerability. During the "Taper Tantrum" episode in 2013, 10 out of 17 suffered from high financial vulnerability. It is of little surprise to us that Asian/EM credit default swaps (CDS) and bond spreads are low. This is despite the strong USD over the past two years, falling commodity prices, and worries about the Chinese credit cycle. This simply reflects the solid and improved macro fundamental in these markets.
This chart from BAML shows the improvement when it comes to financial vulnerability in emerging markets compared to 2013.
"There is a strong correlation between the breadth of countries with high financial vulnerability, and the actual outcomes of financial crises," says Singh, Ritesh and Baksi.
"However, today's low levels of financial vulnerability for most markets are well below levels that triggered the last banking or currency crises, a drop of more than 20%).
"When financial vulnerability is high, in 15 of 17 equity markets, returns in USD terms have been far worse than when financial vulnerability is low."
The trio describe the current fundamentals in these nations as "exceptionally good", suggesting longer-term stock investors should take note of this.
However, they remain aware that there's still plenty of risks — both known and unknown — meaning that they'll be keeping a close eye on the financial vulnerability metrics regularly.
"Of course, risks abound," they say. "A global recession, an unruly deleveraging in China, a policy mistake by developed market central bankers, or geopolitical risks could change the calculus."
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Find us The Menu
All Spaghetti Dinners are served with angel hair pasta and one of our homemade sauces. Whole wheat pasta is avaliable.
The Fork's Italian Trios
All our meals are served with bread sticks and the option of soup or a side salad.
Italian Traditions
The homemade sauces you are about to eat here are made with the freshest ingredients – right here in our kitchen!
Chicken and Seafood
All of our Pizzas are made with fresh, homemade ingredients and are baked to perfection. Additional toppings – $1.00
All Sandwiches are served with french fries.


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For most people, a single day in which you were beaten badly enough by a group of men at a bus station to require a hospital visit and were caught (allegedly) swiping beer not once but twice would qualify as rock bottom.
For the unidentified 27-year-old man at the heart of this story, we get the feeling he would just call it "Thursday evening."
Police in Corpus Christi got a complaint from a convenience store clerk about a guy coming in and walking out with a quantity of cold beer for which he did not pay. The clerk told the cops that the guy had done it twice before, and also told them that the man fled toward a nearby bus station.
During the course of their investigation, the cops' radios crackled with a report of a fracas at that very same bus station -- apparently the alleged beer thief had gotten into a drunken brawl with some fellow passengers.
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The cops headed over to the bus depot and found their reportedly intoxicated suspect with a bloody nose. He was taken to Christus Spohn Hospital for treatment.
Evidently, our guy felt the treatment on offer there was subpar, because he allegedly decided that self-medication with sweet, sweet beer was a much superior pathway to a cure. But of course there was the little matter of expense. While cheaper than emergency-room fees, beer cures still cost money. No matter. Police say that the man simply left the hospital, toddled over to a nearby Walgreens and attempted to walk right out the door with an 18-pack of brew under each arm.
This time he was foiled by cops and not an angry mob. Police seized the beer and returned it to the store and cited the man for misdemeanor theft and public intoxication.


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Obituary for Jerry Don Wright
January 16, 2019
Jerry Don Wright
June 4, 1958-Jan. 12, 2019
Age: 60
Residence: Greeley
Jerry Don Wright, 60, of Greeley, passed away peacefully at home Jan. 12, 2019, after battling cancer for seven years. He was born to Larry and Millie (Davis) Wright on June 4, 1958, in Snyder, Texas.
Jerry loved golfing and played golf as often as he could. He enjoyed watching and attending NASCAR races. He was a huge Broncos fan, who enjoyed country dancing and traveling across the country.
Recommended Stories For You
Jerry is survived by his wife, Beverly; children, Thomas Wright, Jason Wright, Elizabeth (Mike) Malinowski, Crystal (Paul) White, Heather (Chris) McDaniel, and Fred (Miranda) Delehoy; seven grandchildren; mother; siblings, Mark Wright, and Cody (Myranda) Wright.
Jerry was preceded in death by his dad; and sister, Kelly.
Life Celebration Service will be held at 4:30 p.m. Friday, Jan. 18, 2019, at Victory Fellowship, 6101 10th St., Greeley.
In lieu of flowers, please make a gift to support Colorectal Cancer Research at the University of Colorado Anschutz Medical Campus. Please send your gift to: University of Colorado Foundation, PO Box 17126, Denver, CO, 80217. On the memo line of the check, please note fund number 0222546 and make it payable to the CU Foundation. Gifts may also be made online at https://giving.cu.edu/fund/colorectal-cancer-research.
Condolences may be sent to the family at AdamsonCares.com.


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Don't ask don't tell and Obama's comments on immigration
President Obama made his way to the press section of Air Force One yesterday. Perhaps he got lost looking for an extra blanket or some water. Anyway, he mused aloud about immigration. But I found his remarks also instructive for the increasingly spirited push to get the ban on gay men and lesbians serving openly in the military repealed by Congress. The gay community won't like the implications. But it bears repeating that getting rid of don't ask don't tell was never going to be easy. It was never going to be as simple as Obama telling lawmakers what he wants done and how to do it.
As with ending don't ask don't tell, Obama wants Congress to move on immigration reform. But on immigration he acknowledged uncertainty over whether lawmakers have the "appetite" to do so. Now, here's the key quote. "So it's a matter of political will," Obama said. "Now, look, we've gone through a very tough year, and I've been working Congress pretty hard. So I know there may not be an appetite immediately to dive into another controversial issue. There's still work that has to be done on energy. Midterms are coming up."
Ending don't ask don't tell ranks up there as "another controversial issue." It's a controversial social issue whose politics requires the precision of a drill team. Hence, the careful orchestration of the hearings where Defense Secretary Robert Gates and Adm. Mike Mullen, chairman of the Joint Chiefs of Staff, declared their support for ending the ban. Hence, the study to figure out what to do once Congress takes action. But there's understandable concern that Obama is the one who doesn't have the appetite to push Capitol Hill harder to take it on by including the repeal in the must-pass defense authorization bill.
Look, as Obama said, "[I]t's a matter of political will." And the best way to get Congress -- and the White House -- to find it on don't ask don't tell is to ramp up the more sophisticated action that has begun. Chaining yourself to the gates at 1600 Pennsylvania Avenue or yelling at the president is a little predictable. What's needed are more actions like that taken by the Phoenix Five (Meg Sneed, Jimmy Gruender, Lee Walters, (Lonnie) Allen Howard-Stidham and Luisa Valdez) who were arrested Monday for refusing to leave Sen. John McCain's (R-Ariz.) district office after they were denied a meeting with him to discuss his stance on don't ask don't tell.
Now, just imagine that happening at the district offices of the members of the House and Senate Armed Services Committees.
Jonathan Capehart
| April 29, 2010; 9:42 AM ET
Categories: Capehart | Tags: Jonathan Capehart
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President Obama said in his SOTU address that he would work for the repeal of DADT THIS YEAR! Now all of a sudden it's off the table... so if republicans take back Congress in the midterms you can just forget about it being repealed for another dozen or so years...
Posted by: TidusNVA | April 29, 2010 12:18 PM | Report abuse
Anyone who wants a politically sophisticated analysis of the DADT situation, instead ofJonathan's manipulative White House spin, should read John Arovosis' discussion of this pathetic commentary. http://gay.americablog.com/2010/04/its-extremely-difficult-to-win-on-hill.html
I'm sorry to see Jonathan become a complete shill for his president.
Posted by: uh_huhh | April 29, 2010 7:31 PM | Report abuse
it's NOT a matter of IF the DIMocRATS lose BOTH houses of the Congress. the DIMocRATS will lose BOTH houses in November, by a landslide that makes the sea-change of '94 look small.
the DIMocRATS have RUINED any chance of remaining in the majority by passing "healthcare reform", against the desires of 2/3 of the American voters.- FACT!
(even the liberal "talking heads" of the leftist media are beginning to admit that the more that Americans learn about BHO's "healthcare reform" the less that they approve of it.)
after December of this year, what BHO wants/feels/thinks will be IRRELEVANT, as he will get NO MORE of his nitwittery & LEFTIST agenda passed. NONE!
(BHO should spend the remainder of his one term figuring out what he will do, as a failed former POTUS, after he leaves office in Jan 2013.)
yours, TN46
Posted by: texasnative46 | April 30, 2010 8:27 AM | Report abuse
Of course repealing DADT is difficult, but one of the main reasons it's difficult is Obama.
Posted by: DCCharles | April 30, 2010 8:44 AM | Report abuse
to all DIMocRATS; LIBs; all,
haven't you figured out YET that the WRONG Obama is POTUS?
BHO is INCAPABLE,childish, UNqualified, EMPTY-headed, foolish,INCOMPETENT & UNable to "string together" two complete sentences, when his teleprompter breaks down.- in one word, he's just PATHETIC!
(at age 63, i naver thought that i'd live to see a person in the WH, who makes Jimmy Carter look SMART & Richard Nixon look HONEST. sadly, i was wrong.)
Michelle, otoh, is NONE of those things.
laughing AT "America's embarrassment".
yours, TN46
Posted by: texasnative46 | April 30, 2010 10:56 AM | Report abuse
The comments to this entry are closed.


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SCORING METHOD: The standings of teams within brackets are based upon the number of points earned in qualifying games. Teams earn points as follows:
* Forfeits are considered a 4 - 0 victory.
TIE BREAKERS: In the event teams are tied on the basis of points earned, the team's placement will be determined in accordance with the following sequential criteria.
a. Winner of head to head competition (these criteria not used if more than two teams tied.)
b. Winner of most games.
c. Goal differential (goals scored minus goals against) with a maximum of four goals per game.
d. Fewest goals allowed.
e. Kicks from the penalty mark (as described in National Championships Rule 242 Section 2 (c)).
NOTE: If more than two teams are tied, the sequence will be followed until a team is eliminated/advanced. The remaining teams will then restart the sequence at Point "b" above until the tie is broken.
If FIFA penalty kicks have to be taken, there will be a draw by the National Championships Committee. The first team drawn will receive the bye; the next team drawn will be the home team against the remaining team in the first contest of penalty kicks. The winner of the first contest will then compete against the bye team in penalty kicks to determine the round robin winner. The bye team will be the home team. This is only if there are more than two (2) teams tied after going through the Tie Breakers.


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SOUTHEAST, N.Y. – A Southeast man is facing charges after he rammed into another driver on I-84 and fled the scene, state police said.
Alexander P. King, 24, and 47-year-old Fred Vanzillotta of Salt Point were both traveling east on the highway shortly after 9 p.m. Monday when the collision occurred, police said.
Police are accusing King of driving aggressively and tailgating Vanzillotta before rear-ending the older man's car.
Troopers were monitoring traffic on I-84, just west of I-684, when they got the report of a hit-and-run.
Police said they spotted a Honda matching the description of the fleeing vehicle go by at more than 85 mph.
King was pulled over, found to be drunk, and subsequently charged with driving while intoxicated, police said.
King is scheduled to appear in the Town of Southeast Court on Thursday, Feb. 9.
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Here's why guests should extend a two-day Auckland sojourn to a more leisurely experience of three to five days.
(1) Auckland is one of the world's great harbour cities…a virtual marine playground awaits.
Auckland is built on two sparkling harbours. Explore the 35 islands and sparkling waters of Waitemata Harbour and Hauraki Gulf or take a short helicopter, seaplane or ferry ride and escape to Waiheke Island for world-class wine, art and spectacular beaches. Adventurous visitors to the city can sea kayak to the volcanic island of Rangitoto, or help sail an authentic America's Cup racing yacht.
(2) Auckland is the South Pacific's finest destination for travelling foodies.
Standout dining experiences include the sophistication of The Grove and The French Cafe, the bold culinary experimentation at Sidart, Cassia and Meredith's, and the rustic Kiwi ambience of Depot Eatery where craft beers are teamed with freshly shucked oysters and clams. Auckland's vibrant scene also includes chefs with experience in Michelin-starred restaurants in London, and along buzzing Ponsonby Rd, ex-Nobu and Jiro's brother's restaurant (familiar to those who have watched the documentary about the legendary sushi master) chef Takashi Shitamoto has recently opened the very fine Namo eatery.
(3) Auckland's wine scene ranks as one of the country's best.
West Auckland's Kumeu River Wines have been rated in the Top 100 Wines of 2015 by the prestigious international magazine Wine Spectator, and Bordeaux-style red wines from Waiheke Island's Te Motu, and Stonyridge are equally world famous. Arriving at the perfect cove at Man O'War Vineyard on Waiheke Island is best on a spectacular harbour-spanning floatplane flight from downtown Auckland, and their Valhalla Chardonnay is a fine example of Waiheke's surprising sub-tropical island terroir.
(4) Experience the best of both worlds while shopping in Auckland.
Sophisticated international brands including Prada, Dior and Tiffany & Co have all opened Auckland locations, and balancing this global focus are local designers imbued with a proudly New Zealand confidence and style. The classy women's apparel of Karen Walker has expanded to include jewellery, homeware, accessories and fragrance, and other New Zealand designers include World, Kate Sylvester, Knuefermann, Trelise Cooper and superb women's shoes from Kathryn Wilson. Men are also well catered for with urban cool outfits available from Zambesi, Crane Brothers, Working Style, Workshop, Gubb & Mackie, Huffer & Icebreaker. Auckland's key shopping precincts of Ponsonby and Britomart are very convenient to our property's central location.
(5) St Marys Residence offers the perfect combination of privacy, luxury and location.
Located in one of Auckland's most central, charming and fashionable neighbourhoods, St Marys Residence is the ultimate address from which to explore the city and the surrounding region. Accommodating up to six guests on an exclusive basis, the Residence is ideal for intimate sojourns for couples, friends and families, or celebrities, business people and VIPs travelling with their dedicated support staff.
Now is definitely the time to visit New Zealand and the vibrant city of Auckland. We look forward to welcoming guests from near and afar, and crafting a unique and bespoke experience for the modern day discerning traveller.


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"When he was alone, those who were around him along with the twelve asked him about the parables. And he said to them, 'To you has been given the secret of God's realm of grace, but for those outside, everything comes in parables; in order that 'they may indeed look, but not perceive, and may indeed listen, but not understand; so that they may not turn again and be forgiven.'" - Mark 4:10-12
It's no fun being on the outside of the in group, not getting the jokes, missing the meaning that has all the members nodding in understanding. Is this really what Jesus has in mind? Keep some people in the dark, where they cannot see the clues to God's gracious realm? Even more disturbing: is Jesus actually suggesting that the tactical value of parables is to prevent some people from repenting and receiving God's gift of forgiveness?
Or maybe there's another way to think about these verses.
Some Bible stories (most, probably) have different messages depending on your circumstances. If you are among the down-and-out and the hardscrabble people following Jesus, the ones whose protests get called "riots" preemptively, because they scare the landowners and leaders — you've been given the secret of God's gracious realm. Parables require leaps of understanding, and Jesus knew that leaps are easier to take if the world has stripped you bare.
If you're among the people who'd like to gain new insight, but aren't quite ready to abandon the family business, and you can't conceive of taking the pews out of the church — Jesus' talk is just not going to make much sense.
Mark is on a mission to yank you out of your ways and into God's ways. And don't worry: he'll be going after the inner group, soon enough.
We all have leaping to do: from where we are, across the parabolic chasm of mystery, to the ever-surprising Way of Jesus.
God, I could use help getting light enough to leap at your call, dance to your tune, jump into your arms. May today be the day. Amen.
John A. Nelson is the Pastor of the Niantic Community Church (UCC/UMC) in Niantic, Connecticut.
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I am so excited to introduce Loretta; our first MeYe Label Treasure Find Friday Submitter.
I must say this lady found an awesome piece and the price was by far a treasure find. This vibrant dress has many options. It can be dressed up or down, with a blazer or not, and with a cute sandal or pump. Loretta, I love your responses, mission accomplished - "Dress the Part, Shop Smart"
MeYe Label and Corporate Chic fans hope you all enjoy her Treasure Find Friday.
Name: Loretta
Location: North Carolina
Store Name (Thrift, Resale or Consignment): Goodwill in Cary NC
Price: $4.59 (please note this Ralph Lauren dress still had its original tag on it)
What inspired you to pick this item?
I choose this item because of the bold colors and design. I feel this piece will weather many years and occasions. I would classify it as a day to night piece with changes of accessories. By day with blazer great for the office remove the blazer change the accessories ready for a night on the town.
Was this your first time shopping at a resale, thrift or consignment shop, if so would you do it again?:
Not my 1st thrifting experience, I am and always will be an avid thrifter.
Any advice to first time thriftier/resale/consignment shoppers?: Never think that secondhand means trash because someone else's trash can definitely be your treasure.
Love It!


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Mark Haddon's best-selling novel The Curious Incident of the Dog in the Night-Time is one of the nation's favourites. It has become a set text for schoolchildren around the world and has opened the eyes and imaginations of many a reader to glean a little insight into the world of somebody who simply finds people confusing.
Simon Stephens adapted the book into a National Theatre extravaganza that opened for the first time five years ago and has since become the play that everybody has heard of and wants to go and see. With absolute authenticity to the original novel, the play resonates with its audience on a number of levels for its dealings in humanity, compassion, bravery and family relationships.
Christopher Boone finds people bewildering. People are loud, they don't say what they mean and they can stop things going according to his plan. Christopher finds all of these things difficult to comprehend, which leads to him to react by trying to block everyone else out by making loud sounds and wandering off. When we meet Christopher, he is using his profound logic and intelligence to solve the mystery of who killed his neighbour's dog Wellington. Along the way, he uncovers some more mysteries that need solving, and sets off on an extraordinary journey that becomes a voyage of discovery more for the people around him than for himself.
The National Theatre never fails to deliver a spectacle for their audiences. What is so exceptional about this piece is the extraordinary use of technology (explained to the audience at the end by Christopher in technical terms that I fail to recall) coupled with the spectacular meticulously choreographed ensemble work. Director Marianne Elliott alongside Designer Bunny Christie have united the movements of the cast with the technology that forms the walls and floor of the stage to create visions of art that perfectly encompass Christopher's logical and mechanical way of thinking.
The Movement Directors Scott Graham and Steven Hoggett from Frantic Assembly create breath-taking illusions using just the ensemble on stage. The coordinated ensemble work portrays Christopher's frantic mind when faced with large crowds of people on the London Underground, or when he is dreaming of becoming an Astronaut and flying into outer space. The 14 strong ensemble moves as one body of people, gliding Christopher around the stage to emulate flying, running, fighting through a crowd of people and much more.
Scott Reid is the main man Christopher Boone. His command of the stage, mannerisms and characterisation of the character were outstanding. His ability to bring out both the funny and the darker sides of a person living with something such as Asperger Syndrome was incredibly moving. I particularly enjoyed his interactions with all the different characters that he meets on his journey and the beautiful social naivety of his character that can bring laughter and tears in equal measure.
Lucienne McEvoy is fantastic as Christopher's teacher Siobhan. She also acts as narrator for Christopher's book and is perfectly endearing as – what every person has experienced at some point – the teacher that actually understands Christopher better than anybody else. David Michaels and Emma Beattie are also brilliant as Christopher's parents. They truthfully portrayed a loving mother and father facing the emotional challenges of bringing up a child with severe behavioural problems and help paint a picture of what these kinds of challenges look like in the real world.
The Curious Incident of the Dog in the Night-Time is a story about a world we are extremely accustomed to. It is a story of a teenage boy who lives on a cul-de-sac in Swindon, but expressed from the perspective of a boy with a truly exceptional mind. Christopher finds logic and beauty in the world that we have never observed before. He has the ability to discover the magical in a world that seems ordinary to us, and for two and a half hours we as an audience are invited to observe this enchanted world, and become captivated, moved and inspired by Christopher's story.
The Curious Incident of the Dog in the Night-Time is still touring the UK with the rest of the dates available right here.


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Rauland-Borg's Responder Family of Products
TPC designs, installs, and supports Rauland-Borg's Responder nurse call platform, including the newly released Responder Enterprise, Responder 5, and Responder 5000. Always a marketing leading solution, today Rauland systems can be found in upwards of 60% of new or renovated hospital installations in the US.
Engineered to support the changing communication needs of healthcare facilities, Responder links the capabilities of wireless technology–wireless phones and pocket pagers, with traditional communications vehicles, such as nurse call bed stations and nurse consoles, so caregivers can be proactive, attentive and efficient. With Responder, hospital staff can reach each other, attend to their patients from anywhere in the hospital and respond to outside calls–quickly and easily. Responder's automatic call routing and forwarding features ensure that no call goes unanswered.
Responder 5
With Responder 5 the right person gets the right call at the right time. Calls coming from a patient can be relayed directly to the nurse's wireless phone or pager – real time. Nurses can consult with other staff members or with physicians – direct contact. Best of all, this nurse call system is quiet – which promotes a healing stress free environment.
Responder 5 use is intuitive – so training staff is easy. With one touch of a button a nurse can be reached, a call can be forwarded or canceled, and a nurse can contact other hospital staff. Sign on and off duty takes only seconds – promoting efficiency. Everything about Responder 5 relieves nurses from wasted effort, so they can spend more time on what matters most – quality patient care.
With Responder 5, the push of one button in surgery can tell environmental services to clean the room, central supply to stock supplies, and the PACU that a patient is coming from surgery. Because the system integrates with other technologies (such as wireless phones and pagers), staff can work more efficiently and effectively.
Responder 5 connects patients to staff by linking the capabilities of the latest wireless technology with traditional "nurse call" equipment. Responder 5 is designed to fit each hospital's environment. Our certified distributors understand hospital systems and processes and make Responder work to its greatest advantage in each case. They will work to customize Responder 5 to fit your call process so the system works like you do.
- True VoIP Integration
- Eliminates the paper trail
- Audio in the bath station
- Simple implentation with low demand on IT staff
Responder 5000
Responder 5000 is designed specifically for the needs of the entire spectrum of healthcare facilities – from hospitals to independent and assisted living environments –Responder 5000 offers more features and value than any other communications system.
Responder 5000 streamlines communication among staff and patients so your facility can deliver the best possible care. It takes the guesswork out of patient calls and makes your caregivers' tasks a little easier – providing a critical staff and staffing benefit.
Customized to Meet Your Needs, Today and Tomorrow
Responder 5000 offers your facility many, if not all, of the features of far more expensive acute-care communications systems.
Room stations offer voice and non-voice options, as well as traditional code blue, push for help, and resident check-in. You'll also find an impressive selection of staff stations – including staff call, duty station, staff registration and staff assist. Accessories include bright LED corridor lights, pillow speakers, call cords – a whole menu of components designed to tailor Responder 5000 to your specific needs.
- Expandable and scalable; designed for today and tomorrow
- Communication consoles and annunciate panels
- Wide range of speech and non-speech room stations
- Staff call, staff registration, staff assist and duty stations
- Pillow speakers, LED corridor lights, and accessories
- Wireless pendants and patient wandering systems


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When it comes to fitness, Vanessa Martin will do everything except actually sweat for you.
Ms. Martin's two-year-old fitness-concierge business, SIN Workouts, recommends and books group fitness classes such as SoulCycle for clients. (Cost: $350 a month, not including the cost of the classes.) Then, for a fee, she or someone on her staff of 20 will take care of anything else that might derail a workout.
SIN employees can turn up at 5 a.m. with coffee and an organic banana to rouse clients and stand sentry while they get dressed ($100), provide car service ($25, plus the cost of the ride), arrange for freshly laundered clothes to be waiting at the Barry's Bootcamp studio ($25), or courier over a favorite green juice ($25).
SIN trainers arrive early for popular classes to hover by the studio door, ready to throw down towels to claim clients' favorite treadmills or to set up their bikes. And for $100 a class, someone from SIN — which stands for Strength In Numbers — will do the workout beside a client, to make sure he or she finishes every last sprint or does the lunges with good form.
If all this screams "only in New York," well, in October Ms. Martin set up shop in Miami, where she has several modeling agencies as clients, with two concierges and five personal trainers. Next up: Chicago.
"A lot of times you can't really see the instructor in these really popular classes," said Ms. Martin, 30, who is a certified personal trainer. "If you don't know what a mountain climber is, you're not getting the most out of the workout."
Estee Gurwitz, who works at her family's commercial real estate firm, used to have a personal trainer, but sessions soon devolved into extended gossip sessions. She disliked exercise and thought that navigating the world of boutique group fitness classes "was too daunting," she said. Now, Ms. Martin accompanies Ms. Gurwitz to Barry's Bootcamp and Flywheel Sports at least three times a week, and in September even organized Ms. Gurwitz's birthday party at Barry's.
"There's something about the energy of a class where you push harder than you do on your own," said Ms. Gurwitz, who has lost 25 pounds in the 18 months she has worked with Ms. Martin. "And she's always like, 'Hey, high five,' and it's really motivating to be with her."
Occasionally Ms. Gurwitz goes to Barry's on her own, but not Flywheel.
"I don't even know how to work the bike," she said. (Studios have staff members to help with that, though it is roughly three people for a class of 50 or 60.)
Ms. Martin's business grew out of her work at the Wright Fit, which designs and manages some of New York's swankiest residential gyms. In 2011, as boutique fitness in New York was taking off, Ms. Martin was working at the 15 Central Park West gym (a Wright Fit client) and on her own, sampling classes all over town.
When residents spotted her in, say, Flywheel gear, they would ask her about it. But even when she told them what was available and who the best instructors were, most were too intimidated to try classes on their own. Nor did they want to handle creating an online account — "They're high profile, and they don't want to expose their information online," Ms. Martin said — let alone keeping track of when the booking window opens for which class.
Now, from her office across the street from Flywheel, in the Flatiron district, Ms. Martin interviews clients about musical preferences, the type of training they like and how far they're willing to travel for a workout, and then produces a weekly schedule. For at least the first couple of visits to any studio, she likes to accompany clients to introduce them to the staff and to show them where things are.
"It sounds silly, but it stresses people out to figure out how the lockers work and where the weights are," Ms. Martin said.
SIN does not have preferential booking at any studios. Instead, it's the company's job to be at the computer when booking windows open or to call repeatedly to try to get a client in off the wait list. Clients usually are sent to a variety of classes, though Bikram yoga — 90 minutes in 105-degree heat — usually has to be done as a private lesson.
"There's the smell issue," Ms. Martin said. "And my clients don't want to deal with 60 people sweating on them."
Liz Hershfield, vice president of sourcing and production for Bonobos, said that even though she used to set alarms on her phone for when booking windows opened, she would usually be too busy and then the classes she wanted would be full. Having SIN coordinate her workout schedule "keeps me on the straight and narrow!" she exclaimed.
"No falling off the wagon," added Ms. Hershfield, who thinks the service is cost-effective because the accountability — if Ms. Martin doesn't accompany her to workouts, she sends her text messages to check in — saves her from skipping classes she's already paid for.
The actress Pauletta Washington, who first met Ms. Martin at 15 Central Park West, said that Ms. Martin introduced her to studios across town, and that she recently organized a schedule for her son John David while he's shooting an HBO series in Miami.
"When you're busy, the last thing you want to do is start figuring out where to go," Ms. Washington said. "And you don't want to waste your time on a class that isn't good. With Vanessa, that has never happened." (Ms. Martin does not work for Ms. Washington's husband, Denzel. "He likes boxing," Ms. Martin said.)
A recent day on the job for Ms. Martin included her sprinting the third of a mile from Barry's to the Nike store on Fifth Avenue to pick up a lime-green tank top — the "lime green" part was important — for a client who was grumpy because her housekeeper had misplaced hers. "The whole locker room knew she was upset," Ms. Martin said. (The client had rejected potential replacements for sale at Barry's because she didn't like the fit.)
"My job is not to leave people with any little excuse not to work out," Ms. Martin, smiling, said of the shirt episode. In an hour's conversation, she actually never stopped smiling, even when discussing a car accident her freshman year of high school that left her with a titanium rod in her left femur.
She carries a gray polyester-blend Herschel backpack — "All my friends have cute handbags, and I carry a book bag," she said incredulously — full of different kinds of water (one client likes only an Italian filtered brand), socks (the most forgotten item), an amino-acid supplement for muscle recovery (lemon-lime flavor) and Stride gum ("maintains its flavor and consistency — we all chew it all the time," she said). She also carries a tape measure, in case clients want a locker-room update on their results.
In May, Ms. Martin began her first partnership with a hotel, the Benjamin in Midtown, where guests can pay $75 a day for her to book their classes.
Why not just hire a personal trainer?
"It's like getting into a private club or a really hot restaurant," said Cole Hernandez, the hotel's marketing manager. "If fitness is your interest, you want to get into what's new and trending. This kind of service is a level up from what anybody else is offering."
Despite the option for "fitness concierge" popping up in the hotel's booking engine, business there has been slow, both Ms. Martin and Ms. Hernandez acknowledged, because people have no idea what such a service is.
"People are like, 'You do what for a living?' " Ms. Martin said. "But some people will pay for anything that makes their life easier."