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Ceuta Ferries
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Coronavirus ferry travel advice
Please note that the information provided is correct to the best of our knowledge at the time we have received the same information from the Ferry Operators. The situation is changing rapidly and we will try to keep the website updated as soon as we receive updates from the ferry companies.
Ceuta Routes
3 crossings daily1 hr 10 min
5 crossings daily1 hr
7 crossings daily1 hr
Special Offers
The Spanish enclave of Ceuta proves a great way to catch a ferry from Morocco to Spain. These ferries are operated by Acciona Trasmediterranea. If you look below, you can see the departures board, and the ferries can be booked through our helpful booking form to the left.
Ferries to and from Ceuta
Acciona Trasmediterranea's modern air conditioned ships are designed so that passengers feel their journey is a part of their holiday. On board their ships, in addition to a range of cabins and seating, you will find swimming pools in the summer months, bars, restaurants, cinemas and even discos.
Balearia has a modern, impressive fleet of ferries and offers excellent service. Most of their ships offer a range of cabin and seating options, a bar/cafeteria, restaurant, TV and shops.
Book your Ceuta ferry today with AFerry. Simple and secure booking plus great prices year round.
About Ceuta
It covers an area of approximately 28 km². Ceuta was a Carthaginian colony before iit was fortified by Caliph of Córdoba Abd al-Rahman III. In the early 15th century Ceuta was seized by the Portuguese and ceded to Spain in 1668.
Places of interest in Ceuta are the remains of the fourteenth century Arab walls, the fortress, the cathedral built on the site of a sixth century Christian temple, the Plaza de Africa in the heart of the city and several mosques.
Ceuta has a pleasant Mediterranean climate with an average temperature of 20° and an abundance of sunny days which makes it an ideal holiday destination the whole year round. As Ceuta is the point where the Mediterranean and the Atlantic come together, all kinds of watersports and beach recreation can be found here.
Ceuta Port
Ceuta is a Spanish enclave on the northern tip of the Moroccan coast and the meeting point of two continents, two seas and four cultures - Christian, Muslim, Hebrew and Hindu, all living side-by-side in perfect harmony. Ferries from Ceuta, a Spanish enclave on the northern tip of the Moroccan coast, sail to Algeciras in Spain and can be booked through AFerry.
Ceuta Ferry Port Services
Ceuta Ferry Port offers a full range of services and facilities.
Ceuta Ferry Port Directions
Ceuta Ferry Port is easily reachable by car.
Ceuta Map
View map
Port Addresses
Muelle Cañonero Dato, s/n, C.P. 51001, Spain
Estación Maritima Ceuta, 51002 Ceuta, Spain
Muelle Cañonero Dato, s/n, C.P. 51001, Spain

subset: commoncrawl


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The RSU 18 maintenance and custodial crew has been hard at work since a pipe blocked with tree roots and debris caused flooding at China Middle School last week. Every precaution has been taken to ensure the safety of students and staff, and after careful consideration and thorough air testing school will be reopening tomorrow, Monday, September 11th.
Cleaning and sheet-rocking are still underway in certain areas of the school which are partitioned off, so please note the following adjustments.
- Since the office area will not be used during this time, students who are being dropped off or picked up should enter and leave through the gym door at the front of the building.
- If you need to pick your child up during the day, please call ahead so we can arrange for him/her to be ready.
- The gym is going to be set up as a cafeteria for the week. Evening events will not be scheduled in the gym for at least a week.
- Soccer tryouts will continue on Monday at China Middle School from 2:45-4:15. The game scheduled for Tuesday, September 12 has been postponed.
You can find complete details in the following letter from CMS Principal Lois Bowden.


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If you are like most individuals, you recognize little or no about your medical health insurance. In case your medical health insurance wants don't are usually complicated or extraordinarily expensive and you're comparatively healthy, you will normally save money in the long term by selecting a high deductible coverage.
Schools will educate students about good health habits, conventional and alternative medical therapies for different widespread ailments.
Should you occur to search out yourself in a situation during which you haven't any insurance and want medical care I hope that you'll not hesitate to look into charity care..after-all you pay for it via your state and federal taxes so in that respect it is not charity care at all!
If you want to attempt a free market resolution for medical insurance, you would want to do more than simply kick a couple of poor people off their subsidies.
Like all types of insurance coverage, deciding whether to purchase non-public health insurance relies on your private circumstances.
ANOTHER FACTOR I WOULD LIKE TO MENTION: I have not heard one factor talked about about psychological health care.
When selling medical health insurance throughout state strains, one thing Trump and quite a lot of different Republican presidential candidates have been pushing, was talked about the audience actually laughed.
There was some confusion about what is what when it comes to well being savings accounts, especially as a result of so few individuals are accustomed to them.
He would possibly hold workplace acutely aware of some alternative that encumbrance confess you to lower your expenditures interval your baby takes advantage of verbal well being solicitude.
This may trigger you to buy insurance coverage which has a cheaper premium except you own part prevalent medical points.
In case you are a non Burma nationwide and transferring to Burma we can also present plans that meet your specific necessities.
Turning into conversant in the completely different health insurance plans which are accessible both for individuals and households will make it easier to navigate the well being care insurance coverage subject and make an higher knowledgeable decision regarding medical insurance.…
Copyright 2018 - Advance Fitness Theme


text: Politics / Nate Silver Nate Silver: Why I'm Right Polling guru explains why his argument is the simplest By Kevin Spak, Newser Staff Posted Nov 2, 2012 12:30 PM CDT Updated Nov 2, 2012 12:39 PM CDT Copied Map shows an AP electoral analysis. This is for illustration purposes only, as it's from May. (Associated Press) (Newser) – Barack Obama's odds of victory ticked up to 80.9% today in Nate Silver's projection model, a fact unlikely to sit well with Silver's growing legion of Republican detractors. While no one is arguing that Mitt Romney is the favorite, some—like Joe Scarborough—are arguing the race is a toss-up. "What I find confounding about this is that the argument we're making is exceedingly simple," Silver writes at the New York Times today. "Here it is: Obama's ahead in Ohio." story continues below If you take the polls at face value, Silver says, Obama's ahead in enough states to get him to 270 electoral votes. "I am aware—and you should be too—of the possibility that adding complexity to a model can make it worse," he admits, but even "the simplest analysis of the polls would argue that Mr. Obama is winning." It's that conviction that led Silver to challenge Scarborough to bet him a $1,000, no make that $2,000, Red Cross donation that Obama would win. "He's been on a rant, calling me an idiot and a partisan," Silver tells Times public editor Margaret Sullivan. But Sullivan still called it a "bad idea" and "inappropriate for a Times journalist." Silver later tweeted that Sullivan was an excellent public editor, and that he'd donated $2,538 to the Red Cross. (Read more Nate Silver stories.)


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19th August 2012 in the Online Daily Telegraph:
It is billed as the Olympics of the mind. As the world's athletes flew home from Britain last week, competitors of a different kind were gathering just across the English Channel for an international contest of their own: the World Mind Sports Games. William Langley reports from Lille on the mental battle being waged by bridge, chess and Go players from 70 nations.
http://www.telegraph.co.uk/news/worldnews/europe/france/9484579/Olympics-of-the-mind-Furrowed-brows-and-frenzied-thinking.html [1]
[1] http://www.telegraph.co.uk/news/worldnews/europe/france/9484579/Olympics-of-the-mind-Furrowed-brows-and-frenzied-thinking.html
[2] http://www.britgo.org/taxonomy/term/22


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Whether for a family member or ourselves, the first time many of us really consider care options is after a crisis - a fall, an illness or a bereavement. And at a time of stress, anxiety and uncertainty, the last thing you want to face is a maze of complex information before you can make the right decision.
We specialise in providing expert advice and help to families to ensure the care you choose, the way you fund it and any legal considerations, are right for you or your loved-ones.
We provide a single point of contact and, whilst our advice is impartial and objective, we never forget that we are helping you to make important (and sometimes difficult) life-changing decisions. Of course, there are also some things that you can do now to ensure a secure future and we'll help you with these too.
How time4care can work for you will depend on whether you are looking for advice for yourself/a family OR whether you are looking for an employee benefit for your organsation.
Click here for 'time4care for you'
Click here for 'time4care for work'


text: Practice Notes What all medical group leaders must know about cybersecurity 8:39 AM on July 28, 2017 by Ernie Hood and Hamza Hasan Email Save LinkedIn Twitter Facebook Uninformed providers and frontline staff pose a cybersecurity risk to your organization. As an industry, health care experiences the second-highest rate of cyber incidents (after the finance and insurance industry). To put things in perspective: the CIO of the Department of Health and Human Services (HHS) estimates the department faces "500 million cyber hack attempts each week." Further, the WannaCry ransomware of May 2017 infected computers and networks around the world, causing significant harm to leading hospitals and clinics. With all these threats, health care organizations have made substantial progress when it comes to maintaining rigorous IT security. But for most leaders—particularly medical group leaders—more work remains. Here's why: Email and internet remain the most likely vectors for a cyberattack, which makes frontline providers and staff among the primary weaknesses in your IT network's security. Here are seven things clinical leaders need to know about their role in preventing a cyberattack from affecting their practices and patients: Four steps to beating ransomware Keep personal and business email separate. Mixing personal and business emails makes it less suspicious when you get an email that appears to be from your bank, the IRS, UPS, FedEx, a friend, etc. Hackers have become very sophisticated at creating emails that look legitimate and try those spoofs frequently. Hover over links before clicking to see if it's a web address you trust (or at least the address you expect). It's hard to train yourself to do this but hackers are very good at hiding their malware links now. If you do not recognize a website in a link, do an internet search about it before you click. Do not open attachments without checking the source first. Attachments and links are the primary entry points for malware. The attachment itself may look innocent—a Word document, a PDF, a Zip file, etc.—but it can contain hidden malware. If you get an attachment you did not expect, be suspicious and check out the sender before opening. Know what to do if you click on a link or open a file you shouldn't have. Seconds count in this situation. The best way to limit the damage is to immediately disconnect from any network and power down your device. Make sure you know how to function during a downtime. If you do get hit with malware, your practices will have to function on manual procedures. Be prepared for this. Providers and staff should understand what to do and have the supplies they need. Practices should also have plans to keep functioning during an extended outage, just like for a natural disaster. Keep your systems up to date. WannaCry is a good example of how malware exploits known flaws in common systems (in this case Microsoft Windows). Microsoft issued a patch before WannaCry went public, but many organizations and individuals failed to update their software. This same logic applies to personal devices such as smart phones, tablets, and home PCs. Do not blame the victim. A common tendency when something like WannaCry happens is to blame someone; often the individual or the IT department. Keep in mind that they're victims too. Blaming and shaming only causes reduced communication and inhibits an effective response. When a cyberattack occurs, the whole hospital is our patient Health care organizations are under attack. Vicious threats like ransomware can significantly disrupt or even shut down clinical and business operations at a moment's notice. While the implications of cyberattacks are often unknown to health care leaders, clinicians, and staff, they are used to handling critical incidents in patient care. Luckily, the process for handling a cyber incident is nearly the same. Get the Infographic Posted In IT, Data Strategy, Electronic Medical Records Strategy, Breach, Standards and Regulatory Policy, Privacy and Security, Technology Assessment, Methodologies, Performance Improvement, Planning, Strategy, Strategy Development PREVIOUS POST Improve care vs. increase margins? Why your medical group shouldn't make that choice NEXT POST With $1.4 trillion in federal cuts, medical groups need a new economic playbook


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Prices for DVD camcorders have been creeping down in recent years, and the 2006 entry-level model from Hitachi, the DZ-BX35A, can be had for less than $400. That's still more expensive than competing entry-level MiniDV models, but you're paying the extra dough for the convenience of having your movies burned directly to a DVD inside the camera, albeit a mini DVD that stores only 18 minutes of video at the highest quality.
Like most low-end camcorders, the Hitachi DZ-BX35A, which includes a 25X optical zoom lens and sub-megapixel CCD, isn't loaded with fancy features. That said, this is a pretty compact camcorder; weighing in at 1.1 pounds and measuring less than two inches thick, it's slim and light enough to take almost anywhere. We also like that it's fairly intuitive to use, and if you stick to auto mode, it's ergonomically sound. With the camcorder in hand, the power switch/mode dial and the record button rest just under your right thumb while the zoom rocker and still-image shutter release sit under your right index finger. For basic shooting, you'll have no problem operating the camera with one hand, and we like that the buttons are large and tactile.
However, if you like to fiddle with the settings while you shoot, you may run into some snags. Like Hitachi's other DVD camcorders, the DZ-BX35A carries over the design of last year's DZ-GX20A. The downside to that is the handful of touch-sensitive buttons hidden behind the 2.7-inch, wide-screen LCD. Since they're mounted flush on the camera's body, the buttons are hard to tell apart by touch alone and difficult to use while shooting. Most other controls are well placed, and the menus are intuitive and easy to navigate.
This camcorder uses a tiny 680,000-pixel CCD to capture images, and while it's pretty typical for budget DVD models, ideally you would want a larger CCD. The result is less-than-stellar video quality (compared to MiniDV) and still photos that aren't much better than what you'd get from a camera phone. The images are suitable for e-mailing but not necessarily for printing out.


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Today's composite (tooth-colored) fillings are durable, strong, natural looking and last for many years. Tooth-colored fillings are a combination of resin and glass or quartz and are used to repair and restore teeth back to their natural beauty and health. Because these tooth-colored fillings are bonded they require less removal of tooth structure. Let's face it, old metal (black) fillings even on your back teeth do not portray a youthful, healthy smile the same way white, tooth-colored fillings do. Only your dentist will know!
At Cerven Dentistry, establishing a professional relationship with the entire family is important to us. This means kids too! We pride ourselves in making the first, second, and every visit for your child a comfortable one. We understand that going to the dentist can be scary so we make every attempt to minimize this and make it fun!
Q. What age should my child first visit the dentist?
A. The American Academy of Pediatric Dentistry (AAPD) and the American Dental Association (ADA) recommend your child visit the dentist by age 1. This allows us to look for any problems that may arise at an early age. It also allows your child to become comfortable going to the dentist!
Q. What can I expect from my child's first dental visit?
A. We want to make sure that your child's first visit starts and ends happy. Often that means just a ride in the dental chair… and that's ok with us! If your child is having a good time, then we typically proceed with a cleaning, an exam by one of our doctors, and xrays.
Q. Do you have special days just for kids?
A. Absolutely! Throughout the year, we schedule days where we only see kids! On Kids Day, we decorate the office – and ourselves – and create a fun-filled atmosphere based on the theme of the day. We've done beach day, crazy hat day, winter sports day, superheroes day, and many others. Even if Kids Day doesn't work in your schedule, we always welcome our young patients any day!
Life's stresses can affect our teeth! Clenching, grinding, and straining our muscles can create problems for the joint, gum tissue, and can wear down natural teeth. Not only that, it can be quite painful! We make custom night guards that fit over your upper teeth. This will help protect your teeth and joints at night, which is when most grinding and clenching takes place. You've made an investment in your teeth…now protect it!
One way to maintain your smile is to schedule regular cleanings with your dentist. Plaque is always on your teeth, and after you eat, plaque releases bacteria which may damage your tooth enamel. Regular brushing helps to remove plaque from your teeth and limit that bacteria, but regular dental cleanings remove the plaque that brushing can't–like the plaque below the gum line. Regular brushing and annual cleanings help prevent gingivitis and other periodontal diseases. Additionally, during professional cleanings, your dentist gives your mouth the "once over," checking for small cavities and other smaller dental issues that can be easily corrected before they become larger. You can schedule an appointment right now by calling your dentist or by clicking here to contact our office.
Periodontal diseases are diseases of the gum and bone that support your teeth. Periodontal diseases are completely preventable with proper oral care and regular professional cleanings and check ups.
There are many treatments for periodontal disease which include both surgical and non surgical techniques. Scaling and root planing is typically the first step in treating the bacteria and toxins that have caused this disease. Antibiotic therapy in conjunction with scaling and root planing may also be recommended.
Regular professional cleanings and checkups are important because periodontal diseases increase in severity without treatment. To keep your gum tissue healthy, we may recommend seeing you more frequently. You're an individual; therefore, we treat you as such. We customize a plan of action to help you achieve and maintain healthy gums!
A crown (or cap) is a covering that encases the entire tooth surface restoring it to its original shape and size. A crown protects and strengthens tooth structure that cannot be restored with fillings or other types of restorations. Crowns are needed for broken teeth, teeth with fractured fillings, extensive decay, teeth that have had root canal therapy, teeth that have too large of filling, to restore an implant, and for cosmetic reasons. They are highly durable and will last many years, but like most dental restorations, they may eventually need to be replaced.
A dental bridge is a fixed (non-removable) appliance and is an excellent way to replace missing teeth. A dental bridge is a false tooth or teeth, known as a pontic, which is fused between two porcelain crowns to fill in the area left by a missing tooth or teeth. Cleaning around your bridge is just as important as cleaning every other tooth in your mouth. A bridge is one of a few options for replacing missing teeth!
Like a crown, an onlay is used when a tooth is too damaged or decayed for a filling or other procedure. It's similar to a crown, in that it covers and protects the tooth surface. But where a crown covers the entire tooth, the onlay covers only the cusps and biting surface. An onlay is sometimes also referred to as a partial crown. Onlays are a conservative alternative to crowns because good tooth structure is preserved!
Missing teeth can be a challenge for many reason. Not only is your smile affect but your chewing and speech as well.
Implants allow you to replace missing teeth…one or many! An implant is a titanium screw that is placed into the bone acting like an artificial root. Once healing is completed, a custom tooth is made to fit over the implant. The result…a permanent solution in restoring function and achieving a beautiful smile.
By using a series of clear, removable aligners that are changed about every two weeks, Invisalign® gradually moves your teeth toward the final look! Because they are clear, almost no one will know you are wearing them unless you tell!
Patients prefer Invisalign® because the retainers are aesthetically pleasing and can be taken on and off easily. It also lets you brush and floss normally, so you can maintain better dental hygiene than if you had traditional braces. Having straight teeth not only looks beautiful, it has been shown to improve the health of your gums.
Everyone knows first impressions are important! Your smile is one of the first things people notice and remember about you. A whiter, brighter smile is beautiful – it can help you feel confident about yourself and make a lasting impression. We offer both At-Home or In-office Whitening. Choose the whitening procedure that works best for you!
Dr Cerven will work closely with you to develop a treatment plan to meet your cosmetic goals and provide you with a smile that is straight, white and even. We use the artistry of whitening, veneers, crowns and straightening to design the perfect smile just for you.


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Author: Hewlett Packard CorporationProcess: JobRetention Render Plug-In modulePart Of: Hewlett Packard JobRetention render moduleCommon path(s): subfolder in %WINDOWS%Keywords(s): systemFilesize(s): 10,752 bytes
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'Four Outrageously Misguided, Menacing & Defamatory Charges…Now Publish A Grovelling Apology'
I hope sincerely that today is a watershed moment in Scottish media history, in Scottish footballing history and in Scottish societies history.
Unfortunately I very much doubt it, indeed the only water I foresee being shed is a few tears of laughter from our fans, our people, our family.
On Tuesday 24th of July, Celtic lined up against Norwich in a pre-season friendly, that Tuesday night our fans filled Celtic Park with a unique atmosphere, a friendly encounter against our recently made Canary chums.
That fateful evening the Celtic support put on something of a spectacular display, albeit sadly not on the hallowed turf where the team succumbed to a boring one goal defeat, Grant Holt scoring the Canaries winner. No, this display was entirely off the field of play and in the North East corner of our stadium, where the Green Brigade unfurled a banner, now as spectacularly misinterpreted, misconstrued and misrepresented, as it was marvellously inventive and hilariously funny.
Without further a-do, I present to you the banner;
The banner, grossly offensive and clearly inflamatory…or so the SFA, the media and the living-dead would have had us believe.
The banner is clearly well-considered, well created and well…funny!
Hilarious, plain and simple.
They couldn't quite appreciate the humour, they couldn't quite applaud the sentiment behind such a great big 'get it right up ye' gesture to the institutional establishment that WAS Rangers, they couldn't quite bring themselves to hear us cheer, to see us smile and more importantly they couldn't quite accept that we held the moral high ground.
Now I have chosen not to comment upon this matter, not a single passage,nor sentence, nor even a phrase, has since been dedicated, or more accurately wasted upon the disproportionate fallout that then ensued….UNTIL NOW that is!
I have long-awaited this moment, at which my comments have some purpose and some credence firmly attached to them. I chose not to waste a breath nor a keystroke on the matter until either a 'guilty' or an 'innocent' verdict was returned.
Today, the latter, an innocent verdict was declared…with it rightfully a comprehensive and positive sense of vindication was also returned.
Oh how the establishments will hurt, their pride, their feelings and their reputations, must now be aching, throbbing and to be in dire need of some attention…nae surgery!!
The harm having been done may never be fully repaired, though to be perfectly honest, such is the low esteem the outside world must now have of our extremely ignorant, intolerant and oppressive footballing authorities, deceased neighbours and of the overwhelmingly vocal section our society…nae fabric.
Bigotry, petty jealousy, oppression and bullying are rife, indeed they are so well woven into our nations culture that they are surely recognised as the fabric of choice and to be considered as a fundamental and objectionable stance of the moral indignance and the unacceptably ugly face of many within a vociferous and backwards cross-section of our society.
Racism and bigotry is most certainly alive and well…the Scottish mainstream media play out the role of conductors in this very off-key orchestral performance.
The very fact that they rose to the bait and that they graced the back 'sports' pages to a very ill-conceived level of attention on a harmless and humorous banner says it all…they sell the nation short, they pedal the filth and the racist nonsense of the dark-days, they give it a platform, they shine a light upon it.
Yet they do so not to act on what's really required, what's really right or wrong, what's morally and socially responsible…no instead they whip the baying hordes of maliciously intending madmen into a frenzy, a free-for-all and a fever-pitch of sectarian sick-mindedness, where of course they should indeed just whip and lash their backs, in lieu of punishment for their sickening and frankly absurd, out-dated and unacceptable behavioural incompetence.
The media love to stir up connotations of Irish-rebel foot soldiers, pro IRA activists and wannabe terrorist masses among our support, publishing and therefore endorsing or at least adding credence, by lending a voice to these outrageous sentiments and to the shockingly defamatory beliefs cycles and statements of so many,
I, sadly, am left in very little doubt that they would have further reveled in peddling the notoriety, the stigmatic scars and of perceived immorality among the Celtic support had institutions gotten its way today.
I hope I am very, very wrong…I fear I am more accurately 'bang on' however.
The sincere apologies of all who voiced their vicious and misguided allegations towards us, must now be heard…they are long overdue.
The very notion that the banner may have on any level been intended as a mass Celtic supporters act of unrepentant sectarianism and of proud pro-terrorist extremism is both offensive, narrow-minded and defamatory.
Indeed, as the charges would clearly have implied wrong-doing on behalf of the club it must 've been considered that the banner constituted a display of the utter ignorance and unacceptable condoning of such behavioural incompetence by our great, open and inclusive to all, football club.
In all, we the supporters and by association of our banners and of our cheeky gloating antics, Celtic Football Club, were charged, all-in-all, on four counts, .
The Compliance Officer has issued the following Notice of Complaint:
Alleged Party in Breach: Celtic FC Match: Celtic v Norwich City Date: 24th July 2012 Disciplinary Rule(s) allegedly breached:
(1) Disciplinary Rule 26 (Failing to take all such steps as are reasonably practicable to ensure the good conduct and behaviour of Celtic FC supporters at Celtic Park during the above match: by failing to prevent said supporters from bringing into the ground and displaying an offensive banner.)
(2) Disciplinary Rule 28 (Failing to take all such steps as are reasonably practicable to prevent misbehaviour by spectators at the above match: by failing to prevent spectators from bringing into the ground and displaying an offensive banner.)
(3) Disciplinary Rule 31 ((i) Failing to ensure, as far as is reasonably practicable, that policies and procedures have been adopted and implemented to prevent instances of Unacceptable Conduct: by failing to prevent spectators at the above match from bringing into the ground and displaying an offensive banner and; (ii) by failing to deal effectively with an instance of Unacceptable Conduct: by allowing spectators to retain possession of said offensive banner after it had been initially displayed, which allowed them to display the banner on a second occasion during the above match.)
(4) Disciplinary Rule 32 (Failing to ensure, as far as is reasonably practicable, that supporters of Celtic FC did not engage in Unacceptable Conduct at the above match: by failing to prevent said supporters from bringing into the ground and displaying an offensive banner.)
Principal Hearing Date: Thursday, 11th October 2012
Celtic FC have until Thursday, 27th September 2012 to respond to the Notice of Complaint.
Rule 26: A club shall take all such steps as are reasonably practicable to ensure the safety, good conduct and behaviour of its supporters on any ground. A club playing at its own ground or allowing its ground to be used for a match in which it is not participating shall also take all such steps as are reasonably practicable to ensure the safety, good conduct and behaviour of all spectators at that ground.
Rule 28: Any misbehaviour by spectators before, during or at the close of a match resulting from the failure of a club or recognised football body to take all reasonably practicable steps to avoid the misbehaviour shall render that club or recognised football body liable to any combination of sanctions provided in this Protocol.
Rule 31: A club playing at its own ground or allowing its ground to be used for a match in which it is not participating must ensure, so far as is reasonably practicable, (i) good order and security; (ii) that policies and procedures have been adopted and are implemented to prevent instances of Unacceptable Conduct; and (iii) that any instance of Unacceptable Conduct is effectively dealt with, all at its own ground, on the occasion of a match.
Rule 32: Each club must ensure, as far as is reasonably practicable, that its players, officials, supporters and any person exercising a function for or in connection with the club do not engage in Unacceptable Conduct at any club's ground on the occasion of a match. Any failure by a club to discharge a requirement to which it is subject by virtue of Article 28.6 and this Article 28.7 shall constitute a breach of these Articles.
Even in my lifetime, this appears to be a new and unacceptable low; in bringing forth this issue and in pandering to the real bigots of the piece, or to actually acting out the role of same, the SFA, the Rangers support and the media showed overtly, a newly heightened determination to tar us with an entirely undeserving reputation, to censor our joy, to oppress our voices, to criminalize our traditions, to alienate and to pigeon-hole our supporters, to criminalize our every word…to steal our freedoms, of speech and of mind.
Today I gladly say they failed!
Indeed the SFA who organised this sham of a charge sheet, who, when implored by the real bigoted extremists, pandered to their every whim, their every desire and in doing so, much like they did in the tri-colour flag scandal of old, they showed that real bigotry has manifested itself on corridors of power within our game, had today to make yet another embarrassing climb-down, they had once more to bow to the overt, the obvious and the utterly inexcusable miscalculation of proceeding to trial with our club, to going to war with our support, all the while being utterly dismissive of the even greater evils peddled by Mr Green and his bigot boys down Govan way!
Make no mistake, the SFA wanted our heads on a plate, they seek an opportunity to tear strips off our club and to censor us fans. Today was a close call but now their pride is once more hurting…their efforts to take us to task will now double, we must be mindful of that fact. We must make no mistakes, we must act righteously and in the best traditions of the club we hold dear.
I for one have long hoped to stamp out the utterly poisoned chalice, the utterly disgusting and the utterly embarrassing and uninformed 'pro-IRA' chanting, the illicit signing and the misguided political demonstrations of a minority within our great support.
Could this be a tipping point, a landmark moment and a watershed event in the cleansing of our, very few, sins…I sincerely hope so.
There would be no better way to fuck up a system than to not fall foolishly into its traps; they want us to fail, they want us to hand them the moral superiority we possess, they want all that they so far cannot reach…we must never let them oppress our voices, we must never concede our freedoms in a fool-hardy 'GIRFUY' moment.
We are the real people, the good folks and the morally compassed individuals, lets keep it clean, keep it legal and keep our voices be recognised, unlike them we have a footballing hymn sheet. So what do you say we 'let the people sing', our stories and our songs and the music of their native land? Lets not hand them any more reasons to cast doubt upon us all, we are football fans, Celtic fans, first, foremost and in entirety…the political bullshit has and will never define us.
There really is something inside so strong…morals! Now let ours never be doubted again through the actions of anyone in Celtics name. Hold our traditions and our morality dear…in it we have something no level of financial could ever buy…moral high-ground!!
I will now welcome the thoroughly expected and imminently delivery of mass public apologies…who's big enough to kick it off?…C'mon seriously who's first?!
Hail Hail


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Creamy Italian Sausage Tortellini
Whether we're entertaining or just whipping up a typical weeknight dinner, this dish is perfect for any occasion!
We've said it before and we'll say it again: meals that are delicious AND easy are total lifesavers, and we can't get enough of them. Seriously, we keep a running list of dishes that are tried-and-true in their easiness and yumminess, and this dish here just went to the top of that list. With lots of protein and nutrients in the form of sausage and veggies, it doesn't get better than this tasty, creamy pasta dish…our family begs for it now and yours will too!
Tortellini is the heart of this dish – we used cheese-filled, but meat's delicious too! – then we added in some classic Italian flavors to spruce things up: onion, garlic, Italian sausage and tomatoes. On top of that, we threw in spinach and a bunch of herbs, then topped it all off with some heavy cream. That's it! It all cooks in one pot, so clean-up's a breeze, plus you get a creamy, flavorful dish that's the perfect way to end your day. Try and you'll see; you'll be making it again in no time!
Italian Sausage Tortellini
Serves 4-6 30 minutes
- 1 pound mild Italian sausage, casings removed
- 1 (14.5 oz.) can diced tomatoes
- 12 oz. tortellini (fresh or frozen)
- 1 yellow onion, chopped
- 3 cloves garlic, minced
- 2 cups fresh spinach
- 1 cup low-sodium chicken broth
- 2/3 cup heavy cream
- 2 tablespoons extra-virgin olive oil
- 1 teaspoon dried basil
- 1 teaspoon dried oregano
- kosher salt and freshly ground pepper, to taste
- fresh basil, garnish
- In a large Dutch oven or pot, heat olive oil over medium-high heat and sauté onions for 6-8 minutes, or until softened and translucent. Season with salt and pepper.
- Add sausage to pot and cook, stirring frequently, until brown and crumbled into bite-sized pieces. Stir in minced garlic and cook for 1 minute, or until fragrant.
- Mix in diced tomatoes and tortellini, then pour in chicken broth and heavy cream. Season with basil and oregano, then season with salt and pepper.
- Bring mixture to a boil, then reduce heat to low and let simmer, covered, for 15 minutes, or until pasta is al dente.
- Add spinach and cook for another 2 minutes, or until just wilted, then remove from heat and serve hot.
- Enjoy!
Recipe adapted from Kevin And Amanda


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S87W34607 Knoll Rd (lot 16), Eagle WI 53119 $119,900
Features of S87W34607 Knoll Rd (lot 16), Eagle, WI 53119
WI > Waukesha > Eagle > S87W34607 Knoll Rd (lot 16)
- Lots for Sale
- Status: Active
- Est. Acreage: 1.5
- Subdivision: Hidden Knoll
- School District: Mukwonago
- High School: Mukwonago
- County: Waukesha
- Property Taxes: $0
- Property Tax Year: 2019
- Postal Municipality: Eagle
- Listing Company: Realty Executives - Integrity
Property Description for S87W34607 Knoll Rd (lot 16), Eagle, WI 53119
S87W34607 Knoll Rd (lot 16), Eagle, WI 53119 - Introducing upscale, rural living at Hidden Knoll! Embrace the serenity of the country, with all of the benefits of a planned community. Hidden Knoll offers the opportunity to enjoy nature in a peaceful, conservancy setting yet is located just 5 minutes from the charming Town of Eagle and 10 minutes from Mukwonago & I43. Build your dream home on one of our beautiful, 1.5+ acre home sites! Located within the award-winning Mukwonago School District and nearby numerous state parks for year round recreation. Secure your home site now. Chose your own builder!
Land Features
- Topography: Association, Subdivision, Wooded
- Zoning: Residential - Single
- Waterfront/Access: N
|MLS Number
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|Apr 3 2020 2:23PM
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The information which is contained on pages with property data is obtained from a number of different sources and which has not been independently verified or confirmed by the various real estate brokers and agents who have been and are involved in this transaction. If any particular measurement or data element is important or material to buyer, Buyer assumes all responsibility and liability to research, verify and confirm said data element and measurement. Shorewest Realtors is not making any warranties or representations concerning any of these properties. Shorewest Realtors shall not be held responsible for any discrepancy and will not be liable for any damages of any kind arising from the use of this site.
REALTOR *MLS* Equal Housing Opportunity


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When we talk about the most popular management techniques for increasing efficiency; Six Sigma is a name that stands out. The objective of this methodology is to improve efficiency by reducing defects. Six Sigma has various facets and is often illustrated by diagrams like the DMAIC circle which stands for Define, Measure, Analyze, Improve and Control. To touch upon the Six Sigma management technique and discuss its implications, you can use the Sigma Six PowerPoint Template.
There are a number of diagrams and infographic slides that can be used for generating custom Six Sigma diagrams. The example below illustrates how you can create a DMAIC diagram using the sample slides in this template.
The various Six Sigma concepts are already incorporated in these slides and you can make adjustments by changing the color, size and other fine details of slide objects. In the given editable sample diagrams and infographic slides you can either discuss concepts mentioned within slides or edit the slides to create new diagrams by reusing the sample ones.
If you want to create a Six Sigma timeline, you can use the various sample slides in this template for this purpose as well. The timelines and roadmaps illustrated in this animated template provide you with easy to edit slide objects and text-boxes to elaborate and design your slides with ease.
Another very handy feature of this template is the Six Sigma clipart that comes in the form of a clipart slide. You can copy these high-quality Six Sigma clipart images and use them in slides. The sample clipart can even be recolored or resized according to need.
The Sigma Six Template has versions for both Keynote and PowerPoint. The latter works with both PowerPoint for Mac and Windows.
We're glad you have chosen to leave a comment. Please keep in mind that all comments are moderated according to our comment policy. Do NOT use keywords in the name field. Let's have a personal and meaningful conversation. If you have questions regarding how to download the templates, please visit this link.
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Six open meetings are set to take place later this month for local people to find out more about creating Community-Managed Libraries in Derby.
Individuals and groups interested in helping to run a library are being encouraged to come forward, with special meetings planned to explain the process and new information packs now available on the In Derby website.
The success of Community-Managed Libraries will depend on local people volunteering to get involved. Anyone interested in finding out more can attend one of six open meetings, where we will be on hand to answer questions:
- Monday 18 September 10.30am, 2.00pm and 6.00pm at Guildhall Theatre
- Tuesday 19 September 11.30am, 2.30pm and 6.00pm at Guildhall Theatre
Councillor Amo Raju, Cabinet Member for Leisure, Culture and Tourism, said:
Whether you want to run things or just help out for a couple of hours a week, there's a role in this for everyone. This is an important opportunity to contribute to the future success of our libraries. I'd urge people not to miss out. Come along to one of the public meetings, and see how you can get involved."
To support the process, information packs have been prepared on each of the ten libraries. These and other materials can be downloaded from the In Derby website.
Under the proposals, the Council has earmarked £175,000 annually until March 2022 to help with the cost of running Community-Managed Libraries and buying new books. Eligible groups can bid for funds to help meet library overheads, such as utility bills.
Community groups or organisations are invited to register an interest in running one or more of these libraries by 12.00 noon, Monday 9th October.
The deadline to submit a full application is 12.00 noon, Monday 4th December. Support will be available to help groups develop their proposals.
Any questions about the Community-Managed Libraries can also be emailed to email@example.com.


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CTLGroup's chemistry laboratory offers comprehensive chemical screening and identification of constituents including unknown and trace element analysis. Our laboratory is equipped with instruments and experienced technical experts that can address anything from standardized testing to in-depth failure analysis.
Our tool chest includes X-ray diffraction spectroscopy (XRD) for phase identification of crystalline materials and average bulk composition determination. We also conduct X-ray fluorescence spectroscopy (XRF), which is routinely used in cement manufacturing quality control for compositional analysis of raw material feeds and cements. Additionally, CTLGroup performs fourier transform infrared spectroscopy (FTIR) and ultraviolet-visible spectrometry (UV-Vis) to identify and quantify organic compounds such as polymers, chemical admixtures, chemical additives, oils, paints, and coatings. FTIR spectroscopy also has applications for inorganic materials such as clays, gypsum, silicates, and carbonates.
Spectroscopic Analysis Capabilities include:


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Haunted House Costume Photo 7 of 10
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|Costume type:
|Costumes for Men
This homemade costume for men entered our 2017 Halloween Costume Contest.
A word from John, the 'Haunted House' costume creator:
I have been making my own Halloween costumes for the last 25 years. I try to make something new every year. Every year now friends and family are waiting to see what the new costume... Read more »


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In most cases, almost everything young people learn about biology, geology, and astronomy comes from public school teachers who use curricula that reject the Bible's record of history. And many times, the church just ignores these subjects and leaves them to school teachers.
That's where student-led Bible clubs, usually held after school, can help. They can be ideal places to help build up Christian youth's knowledge about origins in a safe, intimate environment at school. Here are a few ways to incorporate these missing topics into Bible clubs.
- Start all presentations about sin, grace, or the gospel at the beginning. Many of today's Christian youth have little or no understanding of sin and our own personal responsibility. Starting with Creation and the Fall helps explain why we need a Redeemer.
- Encourage questions about difficult topics that have come up in the classroom, such as dating methods that give dates of millions of years. At times, devote entire sessions to questions and answers. If you need more structure, have everyone write down their questions ahead of time. If the club leader is not prepared to answer all these questions, invite a special speaker who has the answers.
- Buy plenty of literature ahead of time. You can't cover everything, so create a small "creation library" with plenty of books, booklets, or DVDs available for loan. It's also possible to buy bulk quantities of booklets (for pennies) for discussion on creation issues. Pass out the booklet and make it the group's assignment to read the content for next time. (Booklets and other creation-based items are available at numerous young-earth creation websites and at some local Christian bookstores.)


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1712 E Guadalupe Rd. Suite 109
Tempe, AZ 85283
If you're looking for clear braces in the Tempe area, our team at Tempe Smile Design provides them. We'll be happy to discuss your situation and create your individual treatment plan for invisible dental braces.
We have extensive knowledge about the different kinds of orthodontic treatments available today. We're committed to creating the straight teeth and happy smile you're looking for.
Dr. Stacy Tracy at her Tempe area dental implants practice offers extensive experience restoring your dental implant crown.
Our dedicated team uses state-of-the-art materials and techniques for stability and longevity. You'll enjoy the comfort and confidence of natural-looking teeth.
If you are quite anxious about visiting the dentist, Tempe Smile Design offers pre-medication sedation to help you relax before you arrive for your appointment. Once you've arrived at our Tempe area office, the full sedation medication will be administered, and you will wake up to the results you desired - relaxed and with little or no memory of the dental treatment itself.
Removable braces are almost invisible and you can take them out to eat and brush your teeth. If you want braces that are effective, but can be conveniently taken out for certain occasions, Tempe area braces dentist Dr. lastname may suggest that removable braces are the best option for you.
Tempe Smile Design is a trusted Tempe area dental implants practice providing natural-looking, comfortable tooth replacement. We make it our mission to use a gentle touch during the process.
We hold ourselves to the highest standards to replace missing teeth and provide you with natural-looking results. Our goal is to restore your confidence and your bright, healthy smile.
4235 N. 32nd. Street Suite C
Phoenix, AZ 85018
Most major credit cards are accepted at Agave Dental in the Phoenix area. Types of cards accepted include Visa, MasterCard, and Discover Card.
The friendly, caring staff of Agave Dental in the Phoenix, Arizona area strive to make you feel comfortable and well-cared for at your dentist appointment. Beth Hamann, D.D.S. is committed to serving you and your family's dental needs, year after year. Come and see what we have to offer in a professional setting where top-notch customer service still matters.
Agave Dental is a trusted Phoenix area dental implants practice providing natural-looking, comfortable tooth replacement. We make it our mission to use a gentle touch during the process.
We hold ourselves to the highest standards to replace missing teeth and provide you with natural-looking results. Our goal is to restore your confidence and your bright, healthy smile.
Have you ever considered natural-looking, permanent dental implants instead of uncomfortable dentures? Incredible recent advances in technology allow Phoenix area dental implants dentist Dr. Beth Hamann to create tooth implants just for you that can be permanently anchored to your jaw. This is a great option to consider if you've had negative experiences with dentures in the past.
Dr. Beth Hamann, practicing in the Phoenix, AZ area, can provide you with the highest quality dental crowns available, and restore your smile. Using state-of-the-art materials and cutting-edge techniques, Dr. Hamann can make your smile look healthy and natural again.
Dr. Sonia Kumar, D.D.S. DMD PC
960 W University Dr Ste 115
Tempe , AZ, 85281
(480) 678-9724
L David Curtis Pc
1611 E Warner Rd Ste 1
Tempe, AZ, 85284-4550
(480) 838-7410
Ireland, Barbara D.D.S.
1425 W Southern Ave # 1
Tempe, AZ, 85282-4403
Dana, John A D.D.S.
2084 E Southern Ave # G103
Tempe, AZ, 85282-7525
People of a certain age sometimes find themselves in need of dental care involving dental crowns instead of a filling, or dental bridges to replace missing teeth. Understandably, in light of the present economy, many patients think first of the expense. But the fact remains that postponed care costs more in the long run, both financially and physically.
In the case of broken teeth, extensive decay or an old filling, a crown is intended to hold the remaining tooth structure together. After a root canal, enamel becomes especially brittle - another candidate for a crown.
A badly damaged tooth, left untreated, causes changes in the mouth that disrupt how the teeth work, chewing patterns, and jaw function. Normal eating habits may be inhibited. Tenderness forces the bite away from one side of the mouth and exerts undue pressure elsewhere. Why not just extract this troublesome tooth?
A missing tooth eventually spells oral disaster, meaning permanent changes to your bite. Because the mouth is dynamic, teeth on either side of an empty space will shift. The teeth next to them move, too. With all this movement, periodontal disease could invade soft tissues. Jaw misalignment, and the pain that goes with it, is likely. So tooth restoration to bolster neighboring teeth and keep the "architecture" of the mouth in good shape is the best course of treatment.
After fillings, crown and bridge work is our first line of defense against oral deterioration. This kind of dentistry brings a lot of satisfaction to both patient and dentist. A transformation happens. With the mouth functioning again, people feel better about themselves.
So call your cosmetic dentist today to find out how you can restore your mouth to total dental health. You'll look and feel better.
Everyone, even your dentist, knows that when we age, we see certain changes in our face (for example, wrinkled skin, less skin tone, shrunken appearance). The soft tissue in the lower one-third of the face is supported by the teeth and jawbone, and gives support to your smile. As we age, we lose support to our smile and we begin to appear older.
Anatomically, the face is divided into thirds: the upper, middle and lower one-third. The space between your nose and your chin is referred to as the lower one-third. The teeth support the vertical height of your lower face, and more specifically the back teeth support your lower face.
Most dentists agree that minimal and gradual wearing away of the top enamel of the teeth is considered normal during the lifespan of a patient. However, excessive wear on the top surfaces of the teeth can result in abscessed teeth, an irregular bite, decreased chewing capacity and esthetic disharmony. Patients with these types of problems often require extensive restorative cosmetic dentistry treatment.
Although the prevalence of tooth wear, or attrition, is not known, it is thought to be very common in adults over the age of 40. The wearing of the top surfaces of the teeth is most often attributed to attrition, which is the wearing away of one tooth surface by another tooth surface. Attrition is the result of bruxism, or the involuntary grinding of the teeth against each other.
Attrition can be the result of one or a combination of problems such as:
Depending on the severity of the tooth wear, teeth may be broken, shortened and unattractive. Having worn teeth can result in jaw joint pain (TMJ), a decreased ability to chew and a sunken appearance to the lower face. All of these results can make a person appear more wrinkled and older.
Generally, the worn teeth will have to have new fillings placed or redone. When severe wear occurs in the mouth, a dental crown or multiple crowns may be the only solution.
Yes, tooth wear can be prevented, but only if you make regular visits to the dentist. If detected early enough, your dentist may prescribe a plastic night guard to protect your teeth, much like an athletic mouth guard.
By Benjamin O. Watkins, III, DDS


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Air Canada
V.P. Global Sales
Duncan Bureau with ACTA President &
OO David McCaig
Under the new agreement, ACTA and AC will work together on various travel industry initiatives delivered through the ACTA Learning Campus, Industry Events & Publications.
"This partnership is about an ongoing commitment to our agency partners," says Duncan Bureau, Vice President, Global Sales for Air Canada. "ACTA is a great organization and represents its membership very well so they were a natural fit for what we wanted to achieve. We at Air Canada are very passionate about the industry and we want to make the investment in our existing partners who share our passion, as well as those who are considering the field of travel and tourism through education."
ACTA President & COO David McCaig says he is encouraged that AC is taking the initiative to provide education to travel agents. "We are pleased that ACTA and Air Canada are entering this new relationship. Air Canada is a leader and must remain a key supporter of the travel agency industry," McCaig says.
"The airline industry is constantly evolving and it is critical for our members to have access to relevant and up to date content and education," McCaig added. "With the new partnership, our members will have the opportunity to be better connected to Air Canada and be able to offer clients a more meaningful consult and thorough support when travelling."


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TransOceanic Wind Transport – TOWT Sail-shipping is a breton company specialised in sail cargo. Since 2011, TOWT has developped a unique bussiness model based on his label « Transporté à la voile – dans le respect de l'environnement ». TOWT charters existing sailing ships to transport cargoes and builds the market strategy to differentiate the cargo by the way they are transported. This unique label relates producers, sailors, retailers and end-consumers in order to promotes a vision of a future with hoisted sails.
On 2016 the first sail cargo concept store "Au cul du voilier" has been opened by TOWT on the port of Douarnenez, France.
TransOceanic Wind Transport – TOWT Sail-shipping's aim is to multiply cargo transport by sail power, anticipating energy transition, proving the viability and developing a clean-shipping certification, so as to allow the build of modern sailing cargo vessels.


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Colletti-Fiss, LLC is a consulting firm that helps management make decisions about programs that increase sales results. We focus on three areas of sales effectiveness: sales jobs design, sales performance management, and sales compensation planning.
Tag Archives: sales call execution
Listening – the forgotten twin of sales success
Active listening is key to sales call success – best practices to help salespeople do a better job listening. Continue reading
Tell a story versus pitch a product
Storytelling allows you to translate your sales message from solely a feature pitch to a positive customer experience with business outcomes. Continue reading
Internal champions – why one may not be enough
A lot of selling goes on when you're not there. So, developing internal champions is crucial for sales success. Sometimes, in major accounts, salespeople need to develop more than one internal champion. But in doing so, remember that internal champions must be both "willing" and "able" to provide you help in securing the business. Continue reading
Salespeople – lesson from entrepreneurs – An STC Classic
Salespeople need to do a better job at managing their pipeline and their time – they must learn to pivot. Continue reading
Get your elevator speech right – it matters!
Elevator speeches are opportunities to advance the sale. This means that sales reps should plan ahead so they are prepared when opportunities for elevator speeches emerge – leveraging potential opportunities and not letting them pass. Continue reading
Sales excellence – listening is not a spectator sport
Active listening is critical to sales success. Here are 7 active listening best practices. Continue reading
Networking – a critical skill for winning deals – An STC Classic
Networking is simply getting the right message, to the right person at the right time. Fundamentally, networking is about knowing who's who and having relationships characterized by superior access and credibility. This article provides some best practices for successful sales networking.
Ask more questions – meet expectations, win more sales
Becoming skillful at asking questions is more important than ever for achieving sales success and it is not as easy to become skillful. Continue reading
Posted in Sales Call Execution, Sales Training Tagged Asking questions, sales call execution, sales calls Leave a comment
Business conversations trump product presentations – An STC Classic
Sales conversations are much more engaging than presentations. Information is revealed, but it's couched in a conversational narrative that conveys a desire for mutual understanding and comprehension. We are invited to hear what is being shared and take it in on a personal level. It feels authentic and real to us. Continue reading
Salespeople must lead through influence – 5 tips
With team selling increasing in complex B2B sales, salespeople are being presented with a new challenge: leading sales teams though influence. Continue reading


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When most people were wondering – doubtfully - about co-working, COWO® 360 had already inaugurated its first "office" in Rome. Structured on the example of some foreign organizations, the space is luminous, situated on two levels and changeable for every need. Every workstation is equipped with a little office for people who need or choose a place to work in a relaxed and stimulating environment. There are a lot of partnerships between several professionals born in this structure.
The real co-working is situated on a devoted floor, with well-placed workstations and spaces to put back documents and tools. At ground floor there are common spaces: a big table at the entrance and also a kitchen and a living room. Here you can shoot the breeze, exchange opinions and contacts. Furthermore, if you don't need a workstation, can sit on a workstation shared with other co-workers.
You can also attend some classes useful for your activity, such as business lac for microenterprise, public speaking, Wordpress, social media marketing and SEO for enterprises. Besides sharing workstations and wifi, there are also activities, meetings and events, that point towards also to those who want to analyse some subjects, with the goal of creating a network for a constant and fruitful exchange.
Phone 06 22.214.171.124


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If you're a new user and do not yet have a username/login.
Accredited ATAS participants click here for access to the secure business support area.
Returning users log in to commence or access your ATAS application.My AFTA Login
AFTA@Work January Newsletter - Gow-Gates
The changes in the Travel Industry over the last twelve months have seen the appearance of many new insurance products. Whilst the insurance market will continue to evolve, it can be overwhelming and time consuming, spending hours working through the myriad of options to decide what is right for your business.
Last week Gow-Gates Insurance Brokers announced a further enhancement to our exclusive Professional Indemnity Facility for agents.
Often it is easier to implement policies required by law or by your association and not look at the full range of policies available for your business. Time constraints, inexperience with the insurance market, or concerns on cost can all come into the mix when reviewing your insurances. Add to these issues the fact that every travel business in Australia is different, it can be difficult to know where to start.
The basics insurances of course are Workers Compensation, Public Liability & Professional Indemnity but there are many more including:
Should you wish us to review any aspect of your current programme, please feel free to contact Gow-Gates. Naturally there are many other additional insurance options available to address other risk areas for both your business and private circumstances.
The Travel Team at Gow-Gates Insurance Brokers would be happy to do a full audit on your insurances for you and look at any areas you perhaps have not had a chance to consider. Make this part of your New Year's resolution to have your insurance programme thoroughly reviewed.
Designed specifically to address concerns about both consumer protection and credit card chargeback risks associated with Wholesaler Insolvency, the coverage that we can offer now provides protection for clients to be reimbursed by the Agent (to mitigate the potential of a claim being made against the Agent). Furthermore it provides for the Agent to be reimbursed for credit card chargebacks up to a selected limit in respect of any one booking, and an annual aggregate limit in respect of all bookings following the insolvency of an ATAS Accredited Wholesaler.
For the payment of a very reasonable additional premium your Gow-Gates / CGU Professional Indemnity Policy will enable you to reimburse your clients for any losses they may incur as a result of the failure of an ATAS Accredited Australian Wholesaler from $10,000 up to a maximum amount of $50,000.
This new optional cover is available immediately and has the following advantages:-
This is not intended to be a replacement for the more extensive protection afforded by the IPP End Supplier Failure Insurance, instead it's a new approach to providing a level of cover that might be more suitable and affordable for your business.
If you believe that this issue is relevant to your business, please feel free to contact Rebecca Fleming, Account Manager of our Travel Industry Division at Gow-Gates Insurance Brokers on (02) 8267 9919 or firstname.lastname@example.com to discuss your circumstances or to obtain a quotation.
Gow-Gates Insurance Brokers advises that persons should not act on the material contained in this article as the items are of a general nature only and may be misinterpreted. We therefore recommend that advice be sought before acting in these areas.


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Everyone gets so excited when they see the Harbour bridge, how about the makeshift raincoats
We went to see the visting Picasso exhibition at the Art Gallery of New South Wales from the Musee Picasso in the Marais in Paris. After a number of unsuccessful attempts to see the gallery in Paris, it has been closed for some time for renovations I was thrilled to learn it was coming to Sydney. It is well worth the visit, such a large collection.
A highlight was the Dora Mar portrait.
We had an inspiring visit to Heide this weekend, the gardens were at their best and the artwork a retrospective of 3o years
of the Heide Collection called "Forever Young"
I love the Mirka Mora windows on the old homestead and we had a picnic amongst the sculptures


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Mountain Minis Childcare
- Address: 40-1040 Legacy Way Whistler, BC V0N 1B1
- Phone: 604-962-KIDS (5437)
- Web: http://www.mountainminischildcare.com/
- Email: firstname.lastname@example.com
- Hours: 7:30-5:30
- Ages: 3-5
Mountain Minis Senior Program educational approach emphasizes "active participatory learning". Active learning means students have direct, hands-on experiences with people, objects, events and ideas. Children's interests and choices are at the heart of our program. They construct their own knowledge through interactions with the world and the people around them. Children take the first step in the learning process by making choices and following through on their plans and decisions. Teachers offer physical, emotional and intellectual support. In active learning settings, adults expand children's thinking with diverse materials and nurturing interactions rather than sample worksheets and directions.
Our educational approach is consistent with the best practices recommended by the National Association for the Education of Young Children (NAEYC), Head Start Performance Standards, and other guidelines for developmentally based programs.


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Angry Harvester
In Angry Harvester you'll be in charge of driving the red harvester, which is in search of bones all over the city. You get to run over cars and you can choose to demolish the cars with the front of your car if you want. Collect as many bones as you can for points and find the car drop off at the end of each level to get to the next level. Use the up arrow to accelerate and be careful; you can go very fast so you will have to use the down arrow sometimes to slow down. The right and left arrows will help tilt you forward and backward to keep you from tipping. Once you tip over, the game is done. See how long you can last and harvest the bones of the city in Angry Harvester now!
Angry Harvester Fullscreen
Game not loaded yet.


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Managing the Unexpected
High Reliability develops an organization's strengths through individual actions.
Shared attitudes fill the gap between organization and the individual to determine High Reliability.
All books can be found on the online Amazon bookstore. Just click the title to go to Amazon.
What would happen if a top expert with more than thirty years of leadership experience were willing to distill everything he had learned about leadership into a handful of life-changing principles just for you? It would change your life.
John C. Maxwell has done exactly that in The 21 Irrefutable Laws of Leadership. He has combined insights learned from his thirty-plus years of leadership successes and mistakes with observations from the worlds of business, politics, sports, religion, and military conflict. The result is a revealing study of leadership delivered as only a communicator like Maxwell can.
On January 15, 2009, the world witnessed one of the most remarkable emergency landings in aviation history when Captain Chesley "Sully" Sullenberger skillfully glided US Airways Flight 1549 onto the surface of the Hudson River, saving the lives of all 155 aboard. His cool actions not only averted tragedy but made him a hero and an inspiration worldwide. To Sullenberger, a calm, steady pilot with forty years of flying experience who is also a safety consulting expert, the landing was not a miracle but rather the result of years of practice and training-wisdom he gained in the cockpit of U.S. Air Force jets and in his Texas boyhood.
Born to a World War II veteran and dentist father and an elementary school teacher mother, Sully fell in love with planes early. He learned to fly as an eager 16-year-old from a crop duster, an older neighbor in north Texas, who took off and landed his fragile plane on the grass field behind his house. While Sully′s father encouraged his interest in flying, he also imparted stern advice he′d learned from his Navy service during World War II: a commander is responsible for everyone in his care-and those words have shaped Sully′s life and work and continue to guide him today.
HIGHEST DUTY reveals the important lessons Sully learned through childhood, in his military service, and in his work as a commercial airline pilot. At heart, it is a story of hope and preparedness-that life′s challenges can be met if we′re ready for them-reminding us that, even in these days filled with war, tragedy, and economic uncertainty, there are values still worth fighting for.
A few weeks after the crash, Sully discovered that he′d lost a library book about professional ethics, Just Culture: Balancing Safety and Accountability, in the downed plane′s cargo hold. When he called the library to notify them, they waived the usual fees. Mayor Michael Bloomberg replaced the book when he gave Sully the Key to the City in a New York ceremony.
Contains the personal reflections of Admiral Sandy Woodward, during the hours up to the surrender at Port Stanley, of the repulse of the Argentinian navy and defeat of their air forces, of the sinking of the "Belgrano" and of the landing at Carlos Water, 8000 miles from home.
Find these books on Amazon HERE!
Napoleon. Bill Gates. George W. Bush. Osama bin Laden. Leaders and leadership are perennial topics of debate. What is leadership? How does one become a leader? Do we actually need leaders? In this Very Short Introduction, Keith Grint offers provocative answers to these questions, prompting readers to rethink their assumptions about what leadership is. Indeed, Grint argues that leadership is a very elusive quality, and that there are few definitive answers to be found, which explains why most books on leadership produce so much heat and so little light. But there are important questions to ask, questions which shed light on why leadership so resists definition. Grint looks at the way leadership has evolved from its earliest manifestations in ancient societies, highlights the early ideas about leadership found in Plato, Sun Tzu, Machiavelli and others, considers how social, economic, and political forces can undermine particular modes of leadership, and discusses the practice of management, its history, future, and influence on all aspects of society.
With nearly 750,000 copies in print, this instant classic shows that establishing trust is "the one thing that changes everything" (Marcus Buckingham, coauthor of Now, Discover Your Strengths ) in both business and life.
Trust, says Stephen M.R. Covey, is the very basis of the new global economy, and he shows how trust—and the speed at which it is established with clients, employees, and constituents—is the essential ingredient for any high–performance, successful organization.
For business leaders and public figures in any arena, The Speed of Trust offers an unprecedented and eminently practical look at exactly how trust functions in our every transaction and relationship—from the most personal to the broadest, most indirect interaction—and how to establish trust immediately so that you and your organization can forego the time–killing, bureaucratic check–and–balance processes so often deploy
"This book is a tour de force, and no one but John Nance could have written it. He, alone, masters in one mind the fields of aviation, health care safety, medical malpractice law, organizational sociology, media communication, and, as if that were not enough, the art of fine writing. Only he could have made sophisticated, scientifically disciplined instruction about the nature and roots of safety into a page-turner. Medical care has a ton yet to learn from the decades of progress that have brought aviation to unprecedented levels of safety, and, in instructing us all about those lessons, John Nance is not just a bridge-builder - he is the bridge. This book should be required reading for anyone willing to face the facts about what it will take for health care to be as safe as it truly can be." Donald M. Berwick, MD, MPP President and CEO Institute for Healthcare Improvement (IHI)
Millions worldwide have read and embraced John Kotter's ideas on change management and leadership.
From the ill-fated dot-com bubble to unprecedented M&A activity to scandal, greed, and ultimately, recession—we've learned that widespread and difficult change is no longer the exception. It's the rule. Now with a new preface, this refreshed edition of the global bestseller Leading Change is more relevant than ever.
John Kotter's now-legendary eight-step process for managing change with positive results has become the foundation for leaders and organizations across the globe. By outlining the process every organization must go through to achieve its goals, and by identifying where and how even top performers derail during the change process, Kotter provides a practical resource for leaders and managers charged with making change initiatives work. Leading Change is widely recognized as his seminal work and is an important precursor to his newer ideas on acceleration published in Harvard Business Review.
Needed more today than at any time in the past, this bestselling business book serves as both visionary guide and practical toolkit on how to approach the difficult yet crucial work of leading change in any type of organization. Reading this highly personal book is like spending a day with the world's foremost expert on business leadership. You're sure to walk away inspired—and armed with the tools you need to inspire others.
Why is it so hard to make lasting changes in our companies, in our communities, and in our own lives?
The primary obstacle is a conflict that's built into our brains, say Chip and Dan Heath, authors of the critically acclaimed bestseller Made to Stick. Psychologists have discovered that our minds are ruled by two different systems—the rational mind and the emotional mind—that compete for control. The rational mind wants a great beach body; the emotional mind wants that Oreo cookie. The rational mind wants to change something at work; the emotional mind loves the comfort of the existing routine. This tension can doom a change effort—but if it is overcome, change can come quickly.
In Switch, the Heaths show how everyday people—employees and managers, parents and nurses—have united both minds and, as a result, achieved dramatic results:
● The lowly medical interns who managed to defeat an entrenched, decades-old medical practice that was endangering patients.
● The home-organizing guru who developed a simple technique for overcoming the dread of housekeeping.
● The manager who transformed a lackadaisical customer-support team into service zealots by removing a standard tool of customer service
In a compelling, story-driven narrative, the Heaths bring together decades of counterintuitive research in psychology, sociology, and other fields to shed new light on how we can effect transformative change. Switch shows that successful changes follow a pattern, a pattern you can use to make the changes that matter to you, whether your interest is in changing the world or changing your waistline.
The New York Times bestseller that gives readers a paradigm—shattering new way to think about motivation.
Most people believe that the best way to motivate is with rewards like money—the carrot-and-stick approach. That's a mistake, says Daniel H. Pink (author of To Sell Is Human: The Surprising Truth About Motivating Others). In this provocative and persuasive new book, he asserts that the secret to high performance and satisfaction-at work, at school, and at home—is the deeply human need to direct our own lives, to learn and create new things, and to do better by ourselves and our world.
Drawing on four decades of scientific research on human motivation, Pink exposes the mismatch between what science knows and what business does—and how that affects every aspect of life. He examines the three elements of true motivation—autonomy, mastery, and purpose-and offers smart and surprising techniques for putting these into action in a unique book that will change how we think and transform how we live.
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Jack Welch knows how to win. During his forty-year career at General Electric, he led the company to year-after-year success around the globe, in multiple markets, against brutal competition. His honest, be-the-best style of management became the gold standard in business, with his relentless focus on people, teamwork, and profits.
Since Welch retired in 2001 as chairman and chief executive officer of GE, he has traveled the world, speaking to more than 250,000 people and answering their questions on dozens of wide-ranging topics.
Inspired by his audiences and their hunger for straightforward guidance, Welch has written both a philosophical and pragmatic book, which is destined to become the bible of business for generations to come. It clearly lays out the answers to the most difficult questions people face both on and off the job.
Welch's objective is to speak to people at every level of an organization, in companies large and small. His audience is everyone from line workers to MBAs, from project managers to senior executives. His goal is to help everyone who has a passion for success.
Welch begins Winning with an introductory section called "Underneath It All," which describes his business philosophy. He explores the importance of values, candor, differentiation, and voice and dignity for all.
The core of Winning is devoted to the real "stuff" of work. This main part of the book is split into three sections. The first looks inside the company, from leadership to picking winners to making change happen. The second section looks outside, at the competition, with chapters on strategy, mergers, and Six Sigma, to name just three. The next section of the book is about managing your career—from finding the right job to achieving work-life balance.
Welch's optimistic, no excuses, get-it-done mind-set is riveting. Packed with personal anecdotes and written in Jack's distinctive no b.s. voice, Winning offers deep insights, original thinking, and solutions to nuts-and-bolts problems that will change the way people think about work.
Throughout the story, Lencioni reveals the five dysfunctions which go to the very heart of why teams even the best ones-often struggle. He outlines a powerful model and actionable steps that can be used to overcome these common hurdles and build a cohesive, effective team. Just as with his other books, Lencioni has written a compelling fable with a powerful yet deceptively simple message for all those who strive to be exceptional team leaders.
In his latest bestseller, Atul Gawande shows what the simple idea of the checklist reveals about the complexity of our lives and how we can deal with it.
The modern world has given us stupendous know-how. Yet avoidable failures continue to plague us in health care, government, the law, the financial industry—in almost every realm of organized activity. And the reason is simple: the volume and complexity of knowledge today has exceeded our ability as individuals to properly deliver it to people—consistently, correctly, safely. We train longer, specialize more, use ever-advancing technologies, and still we fail. Atul Gawande makes a compelling argument that we can do better, using the simplest of methods: the checklist. In riveting stories, he reveals what checklists can do, what they can't, and how they could bring about striking improvements in a variety of fields, from medicine and disaster recovery to professions and businesses of all kinds. And the insights are making a difference. Already, a simple surgical checklist from the World Health Organization designed by following the ideas described here has been adopted in more than twenty countries as a standard for care and has been heralded as "the biggest clinical invention in thirty years" (The Independent).
How do we as individuals and organizations survive and thrive amid tremendous change? Why are efforts to improve falling so short in real results despite the millions of dollars in time, capital, and human effort being spent on them? How do we unleash the creativity, talent, and energy within ourselves and others in the midst of pressure? Is it realistic to believe that balance among personal, family, and professional life is possible?
Stephen R. Covey demonstrates that the answer to these and other dilemmas is Principle-Centered Leadership, a long-term, inside-out approach to developing people and organizations. The key to dealing with the challenges that face us today is the recognition of a principle-centered core within both ourselves and our organizations. Dr. Covey offers insights and guidelines that can help you apply these principles both at work and at home -- leading not just to a new understanding of how to increase quality and productivity, but also to a new appreciation of the importance of building personal and professional relationships in order to enjoy a more balanced, more rewarding, more effective life.
A just culture protects people's honest mistakes from being seen as culpable. But what is an honest mistake, or rather, when is a mistake no longer honest? It is too simple to assert that there should be consequences for those who 'cross the line'. Lines don't just exist out there, ready to be crossed or obeyed. We - people - construct those lines; and we draw them differently all the time, depending on the language we use to describe the mistake, on hindsight, history, tradition, and a host of other factors. What matters is not where the line goes - but who gets to draw it. If we leave that to chance, or to prosecutors, or fail to tell operators honestly about who may end up drawing the line, then a just culture may be very difficult to achieve. The absence of a just culture in an organization, in a country, in an industry, hurts both justice and safety. Responses to incidents and accidents that are seen as unjust can impede safety investigations, promote fear rather than mindfulness in people who do safety-critical work, make organizations more bureaucratic rather than more careful, and cultivate professional secrecy, evasion, and self-protection. A just culture is critical for the creation of a safety culture. Without reporting of failures and problems, without openness and information sharing, a safety culture cannot flourish. Building on the enormous success of the 2007 original, Dekker revises, enhances and expands his view of just culture for this second edition, additionally tackling the key issue of how justice is created inside of organizations. The goal remains the same: to create an environment where learning and accountability are fairly and constructively balanced.
The story of Captain D. Michael Abrashoff and his command of USS Benfold has become legendary inside and outside the Navy. Now Abrashoff offers this fascinating tale of top-down change for anyone trying to navigate today's uncertain business seas. When Captain Abrashoff took over as commander of USS Benfold, a ship armed with every cutting-edge system available, it was like a business that had all the latest technology but only some of the productivity. Knowing that responsibility for improving performance rested with him, he realized he had to improve his own leadership skills before he could improve his ship. Within months he created a crew of confident and inspired problem-solvers eager to take the initiative and take responsibility for their actions. The slogan on board became "It's your ship," and Benfold was soon recognized far and wide as a model of naval efficiency. How did Abrashoff do it? Against the backdrop of today's United States Navy-Benfold was a key player in our Persian Gulf fleet-Abrashoff shares his secrets of successful management including:
• See the ship through the eyes of the crew: By soliciting a sailor's suggestions, Abrashoff drastically reduced tedious chores that provided little additional value.
• Communicate, communicate, communicate: The more Abrashoff communicated the plan, the better the crew's performance. His crew would eventually call him "Megaphone Mike," since they heard from him so often.
• Create discipline by focusing on purpose: Discipline skyrocketed when Abrashoff's crew believed that what they were doing was important.
• Listen aggressively: After learning that many sailors wanted to use the GI Bill, Abrashoff brought a test official aboard the ship-and held the SATs forty miles off the Iraqi coast. From achieving amazing cost savings to winning the highest gunnery score in the Pacific Fleet, Captain Abrashoff's extraordinary campaign sent shock waves through the U.S. Navy. It can help you change the course of your ship, no matter where your business battles are fought.
The New York Times bestseller that provides a simple, proven approach to improve accountability and the bottom line.
The economy crashes, the government misfires, businesses fail, leaders don't lead, managers don't manage, and people don't follow through, leaving us asking, "How did that happen?"
Surprises caused by a lack of personal accountability plague almost every organization today, from the political arena to large and small businesses. How Did That Happen? offers a proven way to eliminate these nasty surprises, gain an unbeatable competitive edge, and enhance performance by holding others accountable the positive, principled way.
As the experts on workplace accountability and the authors of The Oz Principle, Roger Connors and Tom Smith tackle the next crucial step everyone can take, whether working as a manager, supervisor, CEO, or individual performer: creating greater accountability in all the people on whom you depend.
"A book about the complexities of combat that's just as applicable for dealing with the complexities of business and our personal lives." (Kevin Sharer, Chairman & CEO, Amgen)
As a commander of Delta Force-the most elite counter-terrorist organization in the world-Pete Blaber took part in some of the most dangerous, controversial, and significant military and political events of our time. Now he takes his intimate knowledge of warfare-and the heart, mind, and spirit it takes to win-and moves his focus from the combat zone to civilian life.
As the smoke clears from exciting stories about neverbefore-revealed top-secret missions that were executed all over the globe, readers will emerge wiser, more capable, and more ready for life's personal victories than they ever thought possible.


text: +scrapulous 0 Posted June 30, 2012 Hi, I'm new here. I've only been geocaching once, and just bought my premium membership today. We are traveling to Oregon next week and are planning to go geocaching while there. I downloaded some caches to my GPS and when I open one of them and read the description, a box pops up asking "save as waypoint?" What does that mean? Thank you for your help as I learn more about this fun hobby! Quote Share this post Link to post


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Anamika 13th March 2013 Written Episode Update
Anamika 13th March 2013 Written Episode, Anamika 13th March 2013 Written Update
Episode starts with Rano and her mom consulting with the Doctor. The doc asks Rano to take a good rest and not worry about stuffs. At Saluja's home a concerned mother shares her worries about Rano to Bebe and Jeet's mom. They all seemed to be worried for Rano. Jeet teasing Rano on going lunatic in his love while Rano shares her worries with Jeet. Jeet and Rano sharing emotional scene where Jeet promises Rano to be by her side forever. Chiku then decides to disturb them by barking. Jeet then asks Rano to feed him. Guddi playing with rubix cube which falls on the floor, Rano picks up and gives to Guddi when she does not take it she leaves it on the table. Bebe and Nani on competition regarding whose ladoo is better. Jeet telling Rano,s mother not to worry asbout her as he will take care of Rano from now onwards.
Scene shifts, Chiku running away from Rano and barking at the main gate while Rano tells that there's no one there and he better starts eating his food. Suddenly a gust of wind blows away Rano's hair and Anamika is shown behind Rano holding her wrist. (Must admit Anamika looks super gorgeous here and I loved her Animal print saree, u see I got a thing for animal prints Ok back on update).Anamika then drags Rano with her where she makes Rano hold a sickle and go back to Chiku while he keeps on barking. (Awww poor Chiku, My heart actually went out for him during this scene). The whole thing between Anamika and Rano is being watched by Guddi and she screams when Rano tries to hurt Chiku. The whole family then rushes out hearing her scream while Rano on her jinxed condition is trying to hurt Chiku by the sickle only to be stopped by Jeet. Everyone questioning Rano about her action while she keeps on crying loud in Jeet's embrace not figuring out what has actually happened. Anamika seems to smirk evilly watching all this.
Inside the house, Rano telling everyone that she does not remember anything until Jeet holds her hand. Rano's mother gets annoyed with her for not taking care of herself while Bebe again speaks for Rano. Nani trying to say about the evil only to be cut off by Pratap and he consoles Rano sweetly. Rano and her family leaves for their home. On reaching home, Rano cries her heart out in her room. Jeet calls her but she ignores it and later receives the call and defends herself in whole Jeet fiasco. Then Anamika tells her from the other side that she knows she can't kill anyone but can surely kill herself. This is when Rano realizes the battery of the phone is on the floor. She is shown shocked and scared to her wits.
On the other and Jeet is shown standing near the window in his room thinking about the whole Rano and Chiku incident while he notices sudden wind. He then closes the window. Anamika is shown in the window reflection holding a box of sindoor which she puts in her maang smirking while Jeet has her back turned towards her. Episode then ends on Anamika smirking face.
Precap: Rano running in the middle of night toward s the jungle when she hears the footsteps and turns around.
Update Credit to: Simmy


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If you or your company hires a contractor or subcontractor without their own WCB-Alberta coverage, you may be responsible for paying premiums on their behalf if they are injured. Providing coverage not only protects the worker, it also protects your company from a potential lawsuit.
There are several ways to limit your liability:
- Before a contractor or subcontractor starts, ask them to provide a clearance letter for proof of WCB-Alberta coverage for their workers or the directors/business owners. A clearance letter identifies who is covered, the industry their coverage is in and if they are in good standing. If a contractor or subcontractor operates in an exempt industry, they are not required to carry coverage for their workers or the directors/business owners.
- You can make coverage a condition of the contract or hire contractors and subcontractors that already hold coverage. Always request a clearance letter at the start of the contract to ensure the right coverage is in place in the right industry.
- Ensure the owner or director of your business has personal coverage. Without optional personal coverage, your business owner is not protected from lawsuit if a deemed worker, contractor or subcontractor is injured, or one of your own workers.
- Request another clearance letter before making payment. If you pay your contractor or subcontractor when they have an outstanding balance on their account, you can become responsible for the outstanding premiums. You can sign up for an automated clearance so you are notified when their status changes.
- If their operations are exempt or the contractor or subcontractor does not have optional coverage, you can apply for a deeming order to cover them as your workers. Once approved, you will be protected from lawsuit and in exchange they will become your responsibility. You will pay premiums on their earnings and if they are injured, the claim will be charged to your account. Make sure you include the directors or business owners of the subcontractors in your deeming order to ensure you have full protection.
The potential for liability depends on the legal status of the contractor or subcontractor you hire and whether or not they hold coverage. The following table outlines whether you are responsible for covering contractors or subcontractors you hire:
Not incorporated
This includes partners, trade name companies and proprietors (people who own and operate a business without workers).
|WCB Status
|Your responsibility
Without their own
WCB accounts
|They are considered your worker. You must report and pay premiums on their earnings. If they are injured, the claim is your responsibility.
|With their own WCB accounts
They are not considered your workers. You are not responsible for reporting and paying premiums on their earnings and claims are their own responsibility.
To limit your liability when hiring a contractor or subcontractor, it is important to obtain a clearance letter before they start working for you to confirm coverage in the correct industry and again before making your final payment so you don't become responsible if they have outstanding premiums.
|WCB Status
|Your responsibility
Without their own
WCB accounts
They are not considered your worker. You do not have to report and pay premiums on their earnings. If a worker, director or business owner is injured, you or your company is not protected from lawsuit.
You can apply for a deeming order to deem them to be your worker.
|With their own WCB accounts
|They are not considered your worker. You are not responsible for reporting and paying premiums on their earnings and claims are their own responsibility.
If you're a contractor or subcontractor, you may qualify for your own WCB account.
Requesting clearance letters
We encourage you to obtain clearance letters for the companies you hire. This is another way of limiting your liability. It is important to obtain a clearance letter before the work starts, during the contract and before issuing final payment.
It is important to remember it is illegal for you to deduct the cost of workers' compensation from your workers, contractors and subcontractors under section 139 of the Workers' Compensation Act.