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A father of four who spent many years taking part in competitive swimming decided to take the plunge and compete again after he became inspired by Raphoe's Olympian sporting star, Chloe Magee who took part in the 2008 Summer Olympics in Beijing.
Patrick Bond from Letterkenny was among 600 people present in the Mount Errigal at the Donegal Sports Star of the Year Awards Ceremony. Patrick Bond was presented the McDaid Memorial Special Achievement by Billy Walsh, the head of the Irish Amateur Boxing Association's High Performance Team. Patrick was delighted that his inspiration Chloe Magee was also present to receive her badminton award.
The 33-year-old man is now set on getting back on the Irish team and those who know him are in no doubt that the ambitious rugby player will achieve his dream. Patrick is also exceptionally well known for his achievements in losing weight. The Letterkenny man lost over 10 stone in a year.
The Slimming World participant who now weighs 16 stone once weighed 26 and a half stone and is en route to achieving his goal of being under 15 stone. His competitive streak drove him to shed the pounds after his wife Catherine, who runs Slimming World in Stranorlar, lost three stone.
"I am extremely competitive by nature. My dream is to get back on the Irish team again even if it is only to play Tiddlywinks. I want another bag or another track suit. I should have been on an Irish team last year when I won the master's life saving in February. I was to go to the English championships in April but I pulled a disk in my back playing rugby in Derry and I couldn't go," he said.
There is no doubt that this year when the Irish championships takes place in Cavan that Patrick will be taking part.
In 2011, Patrick took part in two separate swims during August bank holiday weekend, a seven hundred metre race and a fifteen hundred metre race respectively. The first race took place in Mulroy and the second took place from Burtonport to Arranmore island. The first race he took part in was a race to raise awareness and funds for Meningitis.
"There was a swim in Killybegs in 2011 for Meningitis and it was the first swim that I trained for again. They have an open water swimming club and I joined the club. I think it is the only in the county of its kind. They train half in the pool and half in the sea. I would know Killybegs because I acted as life guard there for many years," he said.
Patrick had been taking part in Slimming World for over a year at that stage and had lost a lot of weight. "I think that I was down to about 19 stone at that stage. To register for the swim at the time you had to have insurance. So, the first day I rang the club they asked me to come up and take part in a couple of sessions," he recalls.
Patrick later decided after consulting with his colleague Gary Crossan to take part in the swim without a wetsuit. "He said to me that it would be more of an achievement without a wetsuit. I have never worn a wetsuit since," he said.
In 2012, he returned to his life saving. "I had won three national titles with surf life saving titles in 95,96 and 1997. In 1995 I had won a sports star award for swimming," he said.
Patrick is no stranger to competing at the highest standard of swimming there is. When he was a child he swam in the Community Games in Mosney. He swam with the Swilly Seals until he was 18. In 1995, he secured a gold in Belfast in the 1500 metres in the Ulster Championships. He then received the Sports Star for that year. He transferred to life saving, a national competition where he won two individual golds. In 1997 he represented Ireland in the European championships in Germany.
Patrick attributes his late return to swimming to Chloe Magee. "The main reason that I went back to swimming and turned to slimming was Chloe Magee. I was watching her play badminton in the Olympics and I said to myself what am I doing sitting here watching TV every day? I knew that I had good potential as a swimmer and that I had been wasting it for ten or twelve years. I realised that. That was one of the main things that got me up and going again and seeing her there on Friday night was unbelievable," he said.
When the organisers of the Donegal Sports Star Award rang him this year and told him that they had been watching him and his achievements Patrick was stunned. He told them that there many other better swimmers in Donegal. "I said I know that there are better swimmers out there and I know that there is the weight element too but unless it stands up on its own two feet swimming wise don't do it. So, I heard nothing more until I heard that I was nominated for a special achievement award, so it wasn't solely swimming - it was swimming and weight loss. I was happy with that," he said.
He believes that if his efforts in losing weight inspire one more person to undertake the journey that it was well worth his doing it. The inspiration for much of his achievement came from Raphoe sports star, Chloe Magee.
"At the begining of 2012, I told myself that I was going to do a six mile swim. That swim is the equivalent of a marathon. It means a couple of hours swimming. There are longer swims you can do but the 10k is probably the longest you can do in a race format," he said.
He chose to take part in the Ulster open in Newry and took second place.
Patrick got married in 2005 to Catherine. They now have 4 lovely children together, Joseph (9), Caoimhe (8), Jack (6) and Paddy (5). All of the children are kept busy with outdoor and indoor activities as much as possible as both parents realise the importance of keeping their children active, fit and healthy.
If you have a story or want to send a photo or video to us please contact the Donegal Live editorial team any time. To contact Donegal Democrat and Donegal People's Press, email firstname.lastname@example.com To contact Donegal Post, email firstname.lastname@example.com To contact Inish Times, email firstname.lastname@example.com.
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Christmas MarketNovember 13, 2015 6:43 pm Leave your thoughts
Anchor Christian Academy is hosting a Christmas Market evening on the 27th of November.The Flyer can be found in the gallery, and funds raised on this evening will aid our hospitality skills development program. Be prepared for an evening full of fun and Christmas jolly as we end our year together.
Categorised in: Uncategorized
This post was written by Timothy Kruger

subset: commoncrawl


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Twenty of our students from MBA (4th semester) are staying in remote villages of Gulmi district to observe and understand local ventures and consult with the entrepreneurs.
Their stay is a part of a 45 days off-course program King's College has partnered with Daayitwo and Nepal Leadership Academy (NLA). The idea is to connect MBA students with the entrepreneurs of remote locations, and in doing so, to inculcate leadership and entrepreneurial mindset in the students.
This is a first of its kind program in Nepal initiated by King's College by incorporating a unique curriculum developed by NLA for management students. It consists of workshops and fieldworks in order to replicate real-life scenario in a lab setting.
King's College is proud of our leaders-in-the-making.


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The end is near: Here are three more installment in the seemingly neverending series. Enjoy.
Q: How many non-union stagehands does it take to screw in a lightbulb?
A: Two. One to hold it and the other to hammer it in.
A theatrical agent is walking down Broadway late one night when he runs into the Devil.
"Let's do a deal," says the Devil. "I'll make the next of every one of your clients a smash hits, your fees will double and you'll have the pick of any chorus boy or girl you want."
"Well," says the publicist, "what do I have to do in return?"
"Well, all you have to do is give me your soul and the souls of your children."
"Wait a minute," the agent says cautiously, "What's the catch?"
A lead Broadway producer gathers his investors for a meeting.
"First of all," he tells him, "We've got Menzel in the lead."
The investors are overjoyed: "You got Idina Menzel?"
"Well, no," the Producer responds, "we got Marlena Menzel. She's done a lot of stock. And she'll be great opposite LuPone."
"You got Patti LuPone?"
"No, it's Frank LuPone. He was the king of Milwaukee theater in the 50s. But," he says enthusiastically, " we've got Streisand and in a singing role."
"Barbara Streisand returning to Broadway?"
"No, Becky Streisand." The Producer responds. "But she's done everything in dinner theater. She's flexible. And we round out that cast wtih Goulet."
"You got Robert Goulet?" asks the investors.
"Yeah," the producer says, "we got Robert Goulet."


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2007: The Cinematic Year of Anton
Posted on Sunday, December 30th, 2007 by Peter Sciretta
Every year new names become popular. Cinemascopian points out that 2007 has had three films featuring lead characters with the unusual name of Anton:
- Anton Ego, "Ratatouille"
- Anton Corbijn, "Control"
- Anton Chigurh, "No Country for Old Men"
I wonder if such a cinematic occurrence might eventually someday reflect in those popular baby name charts. Don't get me wrong, I don't think Anton will replace Michael. I'm just wondering if Anton's "stock" might go up due to the recent big screen appearances.


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Mega Strong Protein - 700 g
- A global rarity!
- Mega Strong Protein™ – PROTEINS FOR PROFESSIONALS!
- Mega Strong Protein™ sets modern trends for the quality and effectiveness of high-protein supplements.
Per serving (40 g)
The foundation behind DOMINATOR's success –protein recommended by the Champion!
A global rarity!
Mega Strong Protein™ sets modern trends for the quality and effectiveness of high-protein supplements.
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A revolutionary composition! The one and only most advanced composition of top-quality balanced animal protein, in the form of the SLOW-MO-PRO™ complex that constitutes 95% of the blend.
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This exclusive high-protein supplement guarantees that top-quality protein will be delivered for a period of over 5 hours after consumption. It is possible thanks to a unique proportion of six balanced sources of protein that guarantee the complete saturation of blood with the most desirable amino acid profile. The exclusive composition and magical taste offered by Mega Strong Protein™ meets the requirements of the choosiest professional athletes, as well as everyone who exercises recreationally, and has an increased demand for protein or wants to build muscles.
The unique composition of Mega Strong Protein™ is based on top-quality protein sources: micellar casein, concentrate, isolate, and hydrolysate of whey protein, egg white albumin, and glutamine peptide. All this has been complemented with pharmaceutically clean L-glutamine that is digested immediately after consumption granting the time necessary for the absorption of amino acids from the whey protein hydrolysate, which occurs 30 after consumption. A moment later the absorption of amino acids from the whey protein concentrate and isolate (micro filtered in the cross-flow, CFM) begins, quickly elevating the level of amino acids in the bloodstream. Within 90 minutes of consuming Mega Strong Protein™, the stream of amino acids is powered by the digestion and assimilation of the top-quality egg white albumin, glutamine peptide, and the exclusive micellar casein. These three precisely composed protein sources are characterized by a very long digestion time that in the case of micellar casein can last over 5 hours. They guarantee a high level of valuable amino acids in the bloodstream, including L-glutamine, after other protein sources have already been digested.
Absorption time of free amino acids and products of the digestion of individual protein sources in Mega Strong Protein™
Mega Strong Protein™ provides our bodies with an extremely nutritious shock wave of amino acids which, from the very beginning, sets all the metabolic mechanisms of the body to work and initiates the process of synthesis and regeneration of muscle structures. This is completed by the taurine and vitamin complex included in OLIMP Mega Strong Protein™ that ensures the MEGA portion of protein contained in our exclusive blend is absorbed in the most effective manner.
The most complete amino acid profile in Mega Strong Protein™ – OLIMPic standard for the most demanding of users.
Optimal times of using Mega Strong Protein™
The professional composition of Mega Strong Protein™ was created in order to help, facilitate, and support reaching goals, and not to limit them in any way, that is why using Mega Strong Protein™ at any time is appropriate. Without doubt it can be said that considering the above and taking into account its amazing effects that Mega Strong Protein™ is a universal protein blend and an elite one. It's ideal for the post-workout replenishment of the protein deficit, when the easily-digestible, top-quality whey protein hydrolysate, isolate, and concentrate, and the pharmaceutically clean L-glutamine will guarantee you quick saturation of blood with amino acids. The slowly-digestible ultra-pure egg white protein, glutamine peptide and the elite micellar casein will effectively prolong the results. Mega Strong Protein™ will be an excellent choice just before going to bed, or as a substitute meal, not only during fat loss.
Who is Mega Strong Protein™ intended for?
It is intended for everyone with an increased demand for protein. Especially for those, who are aiming for the fast development of lean muscle mass and strength, so mostly professional athletes (bodybuilders, weight lifters), but also those who exercise recreationally.
It is an excellent supplement of regenerative proteins for athletes practising endurance disciplines and martial arts, in the preparatory period, as well as during body mass reduction before a competition.
This professional high-protein blend will also meet the demands of women, who often neglect proper protein intake during weight loss.
Mega Strong Protein™ and its perfect co-operators
In order to maximise the effects, we suggest that after exercise you use this product with the CARBONOX® carbohydrate supplement and with the magnesium creatine chelate MAGNA POWER® (CREATINE MAGNA POWER™ - OLIMP) in the dose recommended by the producer. An important supplement that has a synergistic effect is also L-arginine in the form of ARGI POWER™ 1500 MEGA CAPS®, AAKG 7500 Extreme Shot™ and TRIBUSTERON® 90.
During the reduction of body fat, it is recommended that you combine Mega Strong Protein™ with a selected thermogenic product by OLIMP (Thermo Speed ®, Thermo Stim™, Therm Line® forte or Therm Line II®, etc.; in the dose recommended by the producer).
The most recent product of Olimp Laboratories from the unrivalled Dominator® series will easily meet even the most rigorous requirements for high-protein products, and it will satisfy even the most demanding professionals.
Would you like to be one of them? Use Mega Strong Protein™, created for elite athletes.
Ingredients: 95% SLOW-MO-PRO™ (micellar casein, whey protein concentrate, whey protein isolate, ultrafiltrated egg protein, whey protein hydrolisate, glutamine peptide), aromas, acidity regulators – malic acid, citric acid; taurine, MCT oil, 0,2% L-glutamine, sweeteners – sucralose, acesulfame K; thickener – xanthan, vitamins (L-ascorbic acid – vit. C, dl-alpha-tocopheryl acetate – vit. E, nicotinamide – niacin, D-biotin, retinyl acetate – vit. A, calcium D-pantothenate – pantothenic acid, pyridoxine hydrochloride – vit. B6, cholecalciferol – vit. D, pteroylmonoglutamic acid – folate, thiamin mononitrate – vit. B1, riboflavin – vit. B2, cyanocobalamin – vit. B12), colours: carmine (for strawberry, cherry, strawberry-kiwi, banana-cherry flavours), E 150c (for toffee, chocolate, coffee, ice coffee, hazelnut, cappuccino, tiramisu flavours), riboflavin, E 133 (for pistachio flavour).
Contains wheat protein fraction (gluten).
|Nutrition value
|100 g
|per portion (40g + °150 ml water)
|1496 kJ / 358 kcal
|598 kJ / 143 kcal
|75 g
|30 g
|4,5 g
|1,8 g
|of which sugars
|4,5 g
|1,8 g
|4,5 g
|1,8 g
|of which saturated fatty acids
|2 g
|0,8 g
|0 g
|0 g
|0,2 g
|0,1 g
|400 mg
|160 mg
|250 mg
|100 mg
|400 mg
|160 mg
° Amount suggested by Olimp. Depending on consumer preferences, dissolve in 100-200 ml of water
* essential amino acids
** branched chain amino acids
*** aromatic amino acids
# The variations of amino acid profile's values may occur. This is typical for natural based products.
Take 2-3 portions a day (in the morning, after training and before sleep). Add 1 portion (40 g – 140 measuring units = 3,5 scoops or 5 flat tablespoons) to 150 ml1 of water. Keep out of reach of children.
J Strength Cond Res. 2006 Aug;20(3):643-53.
The effects of protein and amino acid supplementation on performance and training adaptations during ten weeks of resistance training
Kerksick CM, Rasmussen CJ, Lancaster SL, Magu B, Smith P, Melton C, Greenwood M, Almada AL, Earnest CP, Kreider RB.
Center for Exercise, Nutrition and Preventive Health Research, Department of Health, Human Performance and Recreation, Baylor University, Waco, TX 76798, USA
Amino Acids. 2007;32(4):467-77. Epub 2006 Sep 20.
Effects of resistance training and protein plus amino acid supplementation on muscle anabolism, mass, and strength.
Willoughby DS, Stout JR, Wilborn CD.
Exercise and Biochemical Nutrition Laboratory, Baylor University, Waco, Texas 76798, U.S.A.
Nutrition. 2007 Sep;23(9):647-56.
Impact of differing protein sources and a creatine containing nutritional formula after 12 weeks of resistance training
Kerksick CM, Rasmussen C, Lancaster S, Starks M, Smith P, Melton C, Greenwood M, Almada A, Kreider R.
Applied Biochemistry and Molecular Physiology Laboratory, Health and Exercise Science Department, University of Oklahoma, Norman, Oklahoma, USA
J Am Coll Nutr. 2005 Dec;24(6 Suppl):526S-36S.
Dietary protein: an essential nutrient for bone health
Bonjour JP.
Service of Bone Diseases, University Hospital, Rue Micheli-Du-Crest, 1211 Geneva, Switzerland.
J Am Coll Nutr. 2005 Apr;24(2):134S-139S.
Dietary protein to support anabolism with resistance exercise in young men.
Phillips SM, Hartman JW, Wilkinson SB.
Exercise Metabolism Research Group, Department of Kinesiology, McMaster University, 1280 Main St. West, Hamilton, ON L8S 4K1 CANADA.
J Appl Physiol. 2009 May;106(5):1720-9. Epub 2009 Mar 19.
Resistance exercise with whey protein ingestion affects mTOR signaling pathway and myostatin in men.
Hulmi JJ, Tannerstedt J, Selänne H, Kainulainen H, Kovanen V, Mero AA.
Dept. of Biology of Physical Activity, Univ. of Jyväskylä, P.O. Box 35, 40014 Jyväskylä, Finland
Nutr Metab (Lond). 2010 Jun 17;7:51.
Effect of protein/essential amino acids and resistance training on skeletal muscle hypertrophy: A case for whey protein.
Hulmi JJ, Lockwood CM, Stout JR.
Department of Biology of Physical Activity, University of Jyväskylä, P,O, Box 35, 40014 Jyväskylä, Finland
Amino Acids. 2009 Jul;37(2):297-308. Epub 2008 Jul 27.
Acute and long-term effects of resistance exercise with or without protein ingestion on muscle hypertrophy and gene expression.
Hulmi JJ, Kovanen V, Selänne H, Kraemer WJ, Häkkinen K, Mero AA.
Department of Biology of Physical Activity, University of Jyväskylä, P.O. Box 35, 40014 Jyväskylä, Finland
WPI – 100% whey natural isolate, pure whey isolate 95,
J Sci Med Sport. 2010 Jan;13(1):178-81. Epub 2008 Sep 2.
Supplementation with a whey protein hydrolysate enhances recovery of muscle force-generating capacity following eccentric exercise.
Buckley JD, Thomson RL, Coates AM, Howe PR, DeNichilo MO, Rowney MK.
Australian Technology Network Centre for Metabolic Fitness and Nutritional Physiology Research Centre, University of South Australia, Adelaide, South Australia, Australia
Kombinacja wpi wpc I kazeiny - % whey natural isolate, pure whey isolate 95,mega strong,
J Am Coll Nutr. 2009 Aug;28 Suppl:464S-472S.
The rationale for consuming protein blends in sports nutrition
Paul GL.
Solae, LLC, St. Louis, Missouri, USA.
J Am Coll Nutr. 2009 Aug;28(4):343-54.
The role of milk- and soy-based protein in support of muscle protein synthesis and muscle protein accretion in young and elderly persons
Phillips SM, Tang JE, Moore DR.
Exercise Metabolism Research Group, Department of Kinesiology, McMaster University, Hamilton, Ontario L8S 4K1, CANADA.
PRO LONG, mega strong
Luiking YC, Engelen MP, Soeters PB, Boirie Y, Deutz NE.
Center for Translational Research in Aging & Longevity. Donald W. Reynolds Institute on Aging. University of Arkansas for Medical Sciences, Little Rock, USA; Maastricht University and University Hospital, Department of Surgery. Nutrition and Toxicology Research Institute Maastricht (NUTRIM), PO Box 616, 6200 MD Maastricht, The Netherlands.
WPC I KAZEINA - pro long, mega strong protein
Med Sci Sports Exerc. 2004 Dec;36(12):2073-81.
Ingestion of casein and whey proteins result in muscle anabolism after resistance exercise
Tipton KD, Elliott TA, Cree MG, Wolf SE, Sanford AP, Wolfe RR.
Metabolism Unit, Shriners Hospitals for Children and Department of Surgery, The University of Texas Medical Branch, Galveston, TX 77550, USA.
Kombinacja wpi wpc I kazeiny
J Am Coll Nutr. 2009 Aug;28 Suppl:464S-472S.
The rationale for consuming protein blends in sports nutrition
Paul GL.
Solae, LLC, St. Louis, Missouri, USA.
- REDWEILER Orange 480g€30.86


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History painting
In 1886 British painter Andrew Carrick Gow (1848-1920) painted a famous reconstruction of Oliver Cromwell before his men at Dunbar.
Gow specialised in scenes from British and European history, several of which were inspired by 17th century events such as 'Montrose at Kilsyth', 'The Visit of King Charles I to Kingston upon Hull' and 'Cromwell dissolving the Long Parliament'. Gow was also keen on Napoleonic subjects as well as being driven to record newsworthy events of his own day such as 'The First Zeppelin seen from Piccadilly Circus, 8 September 1915'. He occasionally turned his hand to portraits too.
Gow's Dunbar painting belongs to a broad genre with a long tradition known as 'history painting'. Themes from mythology, religion, literature and history were commonly depicted in a large-scale format. Among the different historical events represented were battle scenes. Typically, these scenes are highly idealised and 'capture the moment' in a grand style; they cannot be relied upon to be accurate in any way. In Gow's case the painting avoids the events on the battlefield itself. Although some darker moments are suggested by the out-of-focus figures of men and animals on the left side of the canvas, the dead and wounded are left largely to our imagination. Instead the artist selects one segment of the narrative, the rounding up of a single riderless horse from the Scots cavalry which symbolises their defeat, while the English troops, with Oliver Cromwell at their head, shout out in unison their battle cry of 'Lord of Hosts' or perhaps sing the 118th psalm. The danger of the scene becoming overly melodramatic or sentimental is neatly sidestepped.
The political context in which Gow painted his picture may be significant. During the 1880s British troops had become involved in the first Anglo-Boer war and suffered heavy losses, many of them being blamed on strategy in the field. The 313-day siege of Khartoum in 1884-5 had only just come to its terrible end with political consequences for British Prime Minister Gladstone at home. Cromwell's victory at Dunbar, by contrast, represented a heroic triumph for the English against all the odds.
What 'message' do you read into Gow's painting? Discuss with other participants in the Comments section below.
© Durham University


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Vintage Yellow & Brown Swirl Bakelite Hoop Clip Earrings
Quantity available: 1
These vintage earrings have round silver clips with a 1-1/2" round yellow and brown swirled bakelite hoop hanging from them. They are in excellent condition.
Lake Murray Treasures
Columbia, South Carolina
Dealer accepts: PayPal
Shipping: Negotiated with Seller


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Originally Posted by Paul Lowe
Yes, by far the best results are with dubbing the sound in later.
The way I did it last year was to still use the outdoor sound when i was recording it, but then I just used that audio as the "reference track" to sync the dubbed version perfectly.
The better software actually will do this automatically (like Final Cut).
Plus, when doing multi-angle cuts, its really the only way to get good sound (especially if some of the cuts are from the drone (which doesnt record audio).
Same here. Time is also why I haven't added video in a number of years. Plus with multiple houses, to feature them all, I have to splice it together.
Sent from my iPhone using Tapatalk
- Scott M.
Newbie extraordinaire...
LOR user with 108 channels.
Carpenter Lights: Website; Twitter feed; Facebook page
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text: firstname.lastname@example.com wrote: > We can #ifndef PTHREAD_PROCESS_SHARED instead of BSD, unless someone > #define it without supporting it. Not for MDB_FDATASYNC though. > PTHREAD_PROCESS_SHARED is defined just about everywhere, that's not a useful test. (You only discover at runtime that the mutex creation/init failed...) -- -- Howard Chu CTO, Symas Corp. http://www.symas.com Director, Highland Sun http://highlandsun.com/hyc/ Chief Architect, OpenLDAP http://www.openldap.org/project/


text:
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NH MADE Member Directory
Maker of collectible folk art birdhouses, borrowing from classic architectural designs found throughout rural New England. Chapels, lighthouses, outhouses, barns, fish shop, and more.
Studio appointments available upon request, please call 603-978-3144.
Primitive country furniture pieces available for special order.
David C. Conley - Woodworker - Folk Artist
Categories: Products
Contact: David C. Conley, owner
Email: email@example.com
Phone: 603-978-3144


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I am delighted to have this opportunity to once again address this representative audience. But first of all I would like to wish fruitful work to the 58th session of the General Assembly. Work - to successfully harmonize actions by peoples and States. Work - for the benefit of peace, security and progress on the globe.
These are the goals which were laid down in the UN Charter by our predecessors. But as we see, they remain relevant to this day. These goals continue to serve as a steady and long-term foundation for the activities of the "united nations".
And while the UN structure and functions took shape in a fundamentally different, international environment, time has only borne out their universal importance. The UN instruments are not only in demand. As life itself has proven, in critical cases they are simply irreplaceable.
This is made abundantly clear by the following crucial fact. Despite strong differences about the ways of resolving the Iraqi crisis, the situation ultimately is coming back to the UN legal field.
Here the position of
And only active, practical assistance of the United Nations to
its economic and civil transformation will enable
It is obvious that over the recent years the UN increasingly has had to deal with fundamentally new tasks and to grapple with different than before, but no less serious threats.
Three years ago, speaking at the Millennium Summit, I said that terrorism is a common enemy of the united nations.
The events of
September 11 demonstrated that the answer is "no". Yet the
style of the murderers who committed terrorist acts in
True, today we already hear each other. And we understand that the UN is dutybound to become - and is indeed becoming - a basis for the global anti-terrorist coalition.
I would especially note the role of the Counter-Terrorism Committee of the UN Security Council. Terrorism is a challenge to the security and economic future of the planet. That is why this Committee must become a real and practical instrument of effective struggle against the terrorist threat.
Let me touch particularly on the humanitarian activities of the United Nations. This sphere consumes a lion's share of efforts, time and funds of the United Nations, but not so often makes front-page news and is not always known to the citizens of the more prosperous States. However, it is this UN function that essentially continues to be fundamental and irreplaceable.
The United Nations helps millions of suffering people on the planet, victims of hunger, disease and conflicts, to survive and keep hope. This work is extremely important. It lends indisputable political and moral authority to the entire United Nations Organization. And it is here that the interrelationship between moral and political content of international activities is most evident.
Taking this opportunity, today I would like to thank all the staff members of the United Nations, non-governmental organizations and, of course, numerous volunteers taking part in this noble work.
Understanding the great
value of the UN humanitarian mission,
For the first time in many years
We also believe there is a need to create a global system for monitoring and neutralizing dangerous infectious diseases. And we consider the activities of the Global Health Fund to be a real manifestation of international solidarity in fighting the spread of AIDS, tuberculosis and malaria.
Distinguished Members of the Assembly,
To be sure, the United Nations - as any system with complex organization - needs improvement. But the problems of the United Nations - both past and present - have not been just the problems of this organization per se. Each time they were produced by and continue to reflect contradictions within the very system of international relations. And above all, within the system of international law.
After all, politicians, including those represented in the UN and its Security Council, do not always have adequate and effectively working legal instruments at their disposal. The instruments that make it possible to adequately overcome the emerging international and regional crises: And in that sense international law, of course, must be a fluid, "living matter" reflecting the realities of the contemporary world.
I believe that many processes going on within the United Nations, too, are evidence of the constant changes occurring in the world. These changes dictate the logic of evolution of the United Nations.
Members of this Organization know very well that all United Nations' achievements are, as a rule, our common successes, whereas all failures are our joint miscalculations. But this knowledge entails great responsibility and commitment. Above all, we have to be extremely careful about interfering in the fabric and mechanism of the UN work.
Obviously, behind any such decision there should be not general political rhetoric and not just words about the so-called "fair" policies. It is my conviction that any attempt at modernizing the United Nations instruments should be preceded by most serious analysis and most accurate calculation.
This is primarily relevant for the main UN instruments - the instruments of international law. After all, to guarantee that they remain effective is the only way to avoid legal vacuum. As long as the norms of international law remain unaltered, as long as they are operative, it is our duty to observe them. It is our duty to ensure continuity of security guarantees for the States and the planet as a whole.
Finally, we should jointly try to understand which of the United Nations structures and mechanisms have proven effective and productive and which of them have already fulfilled their mission or have turned out to be unused. We should also remember that many of the possibilities that the U.N. has had at its disposal for a long time still have to be harnessed. We still have to learn to use many of the resources.
I would like to devote special attention to enhancing the efficiency of the United Nations Security Council. I am convinced that the depth of the still existing differences and the interests of keeping this organ functional prompt the need for stage-by-stage and rather cautious work.
We believe that today we should continue to be guided by the broadest possible agreement about all aspects of the enlargement of this organ, as well as the unconditional maintenance of its present high status and the legitimacy of agreed-upon actions.
After all, the Security Council, according to the U.N. Charter, "acts on behalf of the United Nations." It is here, in the Security Council, that a concrete mechanism is in place for harmonizing political will, and a mechanism for the protection of the national interest of various States, and, through this, the protection of the interests of the entire international community.
True, we often hear that developed countries bear special responsibility for the destiny of the world. Such leadership, however, entails great obligations. First and foremost, it is the obligation to take into account the interests of the international community as a whole.
To be a world power means to be together with the world community. To be a genuinely powerful and influential State means also to be able to see and address the problems of small peoples and economically weak countries.
In this context, I find useful the intensified work with regional international structures within the United Nations. This is a straight path towards growing economic prosperity in various parts of the world, and consequently, towards containing potential threats and maintaining a general strategic balance.
We welcome the emergence of regional centers for coordination and cooperation in the United Europe. We are in favour of strengthening integration processes in the Asia-Pacific region. And of course, we are in favour of the growing credibility and efficiency of the work of the Commonwealth of Independent States, the Collective Security Treaty Organization and the Shanghai Cooperation Organization.
Certainly important to us is also the development of multi-faceted processes of interaction with the European Union, and with respect to security issues, a search for new forms of cooperation with NATO.
Distinguished Members of the Assembly,
We should counter the present-day threats to civilization only through those collective responses whose legitimacy is not in doubt. We need a systemic vision combining political and, when necessary, military measures. These measures should be coordinated, reasonable and adequate.
Improvement of
the peace-keeping mechanisms remains on the
UN agenda. The United Nations should be capable of faster and more efficient
deployment of peace-keeping operations and,
when necessary, peace-enforcement operations in strict compliance with
the UN Charter. I should note that
The proliferation of weapons of mass destruction and their delivery means remains a serious challenge to the modern world. The most dangerous challenge is when they get into the hands of terrorists.
The ways of eradicating these threats are well-known. These include further universilization of the existing non-proliferation regimes, the strengthening of international verification instruments, and the introduction of safe technology in nuclear production and energy. By and large, it is renunciation by States of excessive arsenals and military programmemes capable of undermining the politico-military balance and trigger an arms race.
The Russian initiative on building, under the auspices of the United Nations, a global system to counter new threats has already been supported by the General Assembly. We propose adopting a new resolution in the course of this session that would specify further steps in this direction.
Ladies and Gentlemen,
In conclusion, I would like to remind you that the solid structure of the United Nations has withstood all the shocks of the second half of the 20 th century, it has helped to overcome the threats of global confrontation, and, most importantly, has fostered the promotion of human rights values. It has also helped to assert the principles of mutual respect and good-neighborliness among States.
The main lesson of the "UN school" is that mankind has no other alternative than to jointly construct a more secure, fair and prosperous world.
This is our duty to the succeeding generations. We have no better help in this principal cause than such time-tested instruments as the work of the United Nations, an Organization where for half a century decisions that are crucial for the whole world have been taken.
May I repeat:
Thank you for your attention.


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Teller Family History
14-Day Free Trial
Teller Name Meaning
English: occupational name from Old French telier 'weaver', 'linen-weaver'. German: variant of Tell 2 and 3. Dutch: occupational name for a teller, a marketplace official. Jewish (Ashkenazic): either a metonymic occupational name for a dish maker or a nickname, from German Teller, Yiddish teler 'plate'. Catalan: from a derivative of Tell 4.
Source: Dictionary of American Family Names ©2013, Oxford University Press
Similar surnames: Keller, Seller, Weller, Heller, Geller, Feller, Peller, Meller, Eller


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Technology services provider, The Frame Group, has appointed Dr Raymond Young as its thought leader and principal consultant across Project Governance.
Prior to joining The Frame Group, Young worked in academic fields with a focus on governance and was a founding member of the Standards Australia committee set up to develop IT governance standards. He was also former CIO at FBA Computer Technology Services, a subsidiary of Fujitsu Australia.
The Frame Group national sales and marketing manager, Roger Barlow, said the appointment tied in with the development of the company's consulting practice. He claimed customers increasingly needed to ensure they had good governance in place.
"We're going to make more appointments around governance soon. We've got half-a-dozen working in the area at the moment. I expect that number to double over the next 12 months," Barlow said. "The area only accounts for around five per cent of our business, but it has huge strategic importance for us."
In a release, Young said the typical ROI for IT projects was around 30 per cent. He claimed, through good governance processes, that figure should be at least 135 per cent and could be as high as 240 per cent.
Barlow said The Frame Group was now approaching 120 employees and was in the process of hiring more business development staff. The company also recently recruited staff for its Queensland office.
He saidd the biggest growth areas were datacentres and unified communications.


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Kyle Lewis wins Silver Craft Bookmark
Arcade Content director Kyle Lewis won a Silver Craft award in the Online Video Production category for Mr Madumane (Big $pendah) at the 2017 Bookmarks, South Africa's premier digital awards. He also took home a Bronze in the Branded Content category for 011Beats. The two campaigns won a combined six awards on the night.
Cassper Nyovest's Mr Madumane music video formed part of King James' Conspicuous Saving Sanlam campaign, which also won Bronze for Integrated Multi-Platform Campaign. In the music video, Cassper's biting lyrics and Kyle's playful imagery combine to mock materialism and people who have to spend money to earn respect. Nominated as Best Music Video at the SA Hip Hop Awards in December, Mr Madumane was the centerpiece of a larger campaign, which challenged Cassper and model Pearl Thusi to live frugally for National Savings Month, to encourage their fans to embrace a future that is low on debt and high on savings.
A world-first collaboration to find the sound of Jozi, the 011Beats music video featured Kwesta and Dabone creating the sound of the 'City of Gold' – inside the new Volkswagen Polo Beats. Kwesta and Dabone spent one night in the new Volkswagen Polo Beats, driving around the city of Jozi, using geo-location tech to hunt for the city's diverse sounds. While their night was live-streamed, Kwesta wrote the lyrics, with some help from his social media fans, while Dabone proved the car's sound system is so good it can double as a recording studio. In addition to the Branded Content Bronze at the Bookmarks, the Ogilvy Cape Town campaign won Silvers for Integrated Multi-Platform Campaign and Innovative Use of Media, as well as Bronze for Mobile Campaign.
Both campaigns had five nominations each going into the awards.


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Since this is the first time I've received frames from this store, it not the first time receiving frames online. I was a bit worried they would look a little weird or to big. Luckily customers can submit pictures and based on the pictures of others. A great way to see if it will look good with your face shape! They are very stylish and I've gotten so many compliments.
Another worry of mine was how well they would fit. I would always end up with frames, that wear either large or small. I don't have that problem with this pair and they aren't loose at all. If , however, they ever do get loose though they came with a tightening kit (that's perfect for any glasses, not just the pair you buy.) As well a map case, black bag and glasses cleaner.
Of-course I just couldn't do this review without some nail art! Just as the case was a classic world map, I thought it would be the perfect nails inspiration. I've never done these before, so I was surprised how much I liked them. They were also inspired by Starfish on the Beach.
Here's a coupon for all of you guys!:
**Products were provided for honest review. Please see disclosure policy for more information.**


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|Pin It
Part Number:NOTE-NC-998
Item Size:4.25" x 5.5"
Dotted Circle Sky Note Cards
This preppy flat white thank you note features a white background with a sky blue stripe at the bottom, full of circle dots. A blue circle with dotted trim adorns the right side of the card for your monogram. Includes white unlined envelopes.
Ideal For:Kids Flat Thank You Notes, Kids Stationery
Delivery Time
To determine your delivery time, add the ground shipping time to your location, as shown on the map below, to the listed processing time. To speed up your delivery, you can select rush processing(details below in the form) and/or upgrade shipping to next day or second day air during the checkout process. If you have requested a proof, the processing time listed begins after you have approved your proof.
Processing Time:Approximately 4-5 business days
Ships From:North Carolina
Font Shown:Clarendon Condensed, Circle Monogram
Font Color:Midnight, Sky
Paper Thickness:100# White Cover
Printing Method:Digital Press
Min. Order Quantity:20


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Course: Side Dish
Cuisine: Mexican
Keyword: Mexican Chopped Salad
Prep Time: 25 mins
Cook Time: 25 mins
Total Time: 50 mins
Servings: 8
Calories: 228 kcal
Ingredients for the dressing:
¼ cup fresh lime juice
2 tablespoons honey
½ teaspoon cumin
1 clove garlic finely minced
½ teaspoon salt
2 tablespoons canola oil
2 tablespoons extra virgin olive oil
freshly ground black pepper
taste and add salt if needed
6 6- inch corn tortillas
1 ½ tablespoons canola oil
½ teaspoon sea salt
Ingredients for the salad:
1 medium head romaine lettuce chopped in approximately 1/2 inch pieces
1 medium bell pepper diced in 1/4-inch pieces**, any color (I used orange)
½ medium red onion diced in 1/4-inch pieces**
½ medium jicama peeled and diced in 1/4-inch pieces**
1 medium zucchini diced in 1/4-inch dice**
4 medium tomatoes seeded and diced into 1/4-inch dice**
4 ears corn if fresh corn is not in season, substitute 1 1/2 cups of sweet, tiny frozen corn
1 1/2 cups canned black beans drained and rinsed
1/2 cup finely chopped cilantro plus whole cilantro leaves for garnish, if desired
For the dressing, combine lime juice, honey, cumin garlic and salt.
In a slow, steady stream, add the oils, stirring continuously with a fork or small whisk.
Taste and add more salt and pepper, if needed. Set aside.
For the corn tortilla strips, preheat oven to 400˚F.
Stack corn tortillas on a cutting board. Cut in half. Cut each stack of halves into thin strips, widthwise, about 1/4-inch thick.
Transfer tortilla strips to a sheet pan. Drizzle with oil. Sprinkle with salt and toss to coat.
Bake for 15-20 minutes, stirring every 5 minutes, or until light golden brown and crisp. Set aside to cool.
For the salad, place corn, two ears at a time, in the microwave and cook for 3 1/2 minutes.
Remove from microwave with a hot pad and allow to cool for 5 minutes.
After cooling, cut bottom end of corn off, about 1 1/2 inches from end. Pull back husk and silks (almost all of the silk should easily pull away). Cut kernels from husks and set aside.
Combine corn and other salad ingredients in a large bowl. Stir to combine. Add dressing and stir to coat all ingredients. Garnish with cilantro leaves, if desired.
Serve with tortilla strips on top or place a bowl on the side and let guests help themselves.


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Mark Thomas
For a heartier dish, add sliced grilled steak or chicken. Hoisin sauce can be found in the Asian foods section of many supermarkets and at Asian markets.
- Yield
- Makes 4 servings
- Active Time
- 25 minutes
- Total Time
- 25 minutes
- 4 Japanese eggplants, unpeeled, cut on diagonal into 1/3-inch-thick slices
- 8 ounces fresh shiitake mushrooms, stemmed
- 2 bunches green onions, trimmed
- 1/4 cup Asian sesame oil
- 1 6-ounce package dried chuka soba (Japanese-style) noodles
- 1 8-ounce package sugar snap peas, trimmed
- 7 tablespoons hoisin sauce
- 3 1/2 tablespoons fresh lime juice
- 4 teaspoons finely grated lime peel
- 1 1/2 tablespoons minced peeled fresh ginger
- Prepare barbecue (medium-high heat). Combine first 3 ingredients; add Asian sesame oil and toss to coat. Sprinkle with salt and pepper. Grill vegetables until tender, turning often, about 7 minutes for eggplant and mushrooms and 5 minutes for green onions. Transfer mushrooms and onions to cutting board; cool slightly. Slice mushrooms and onions.
- Meanwhile, cook noodles in large pot of boiling salted water until almost tender but still firm to bite, about 3 minutes. Add sugar snap peas to noodles; cook 1 minute longer. Drain well. Transfer noodle mixture to large serving bowl. Add grilled vegetables.
- Whisk last 4 ingredients in small bowl to blend. Toss noodle salad with dressing; season with salt and pepper.
- Test Kitchen Tip: The cooking time of Japanese-style chuka soba noodles varies by a minute or two depending on the brand of noodle. Test them after three minutes to avoid overcooking.


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You Are Republican Kevin McCarthy. You Just Crushed It in Congress.
The GOP's Kevin McCarthy won the election for House Majority Leader. After only seven years in Congress, the California Republican replaces his close colleague Eric Cantor.
This transcript has been automatically generated and may not be 100% accurate.
... I ... the utility owner turned out for the state Assembly ... Republican poured into affiliate Democrats ... let's say two thousandsix and you've just been elected to Congress representing tell a board majority of Republicans twenty second district your inhibitions you're going places ... you're lucky enough to run virtually unopposed for your next two elections ... during the two thousandseven two thousandeight election cycle he joined up with other up and comers Paul Ryan in your cancer in you from the GOP young guns program ... a recruitment initiative Republican candidates nationwide be successful ... but twenty two year young guns product is adopted by the Republican party and you're the party's ... candidate for the year takes back the house ... and your buddy Eric Cantor's now House Majority Leader Republicans in the house to get to your elected House majority whip ... you open your office door for brainstorming sessions he's the bigger office during the weekend back home in Bakersfield California every week and because Liberty like much of the workers get the look on the drug was pure active on Twitter and Instagram are willing to post Star Wars clone trooper ... you brother elbows with Hollywood actor Kevin Spacey shadows to prepare for his role of House of Cards ... yet their friends ... he's gone bike riding with you know that ... something cannot afford policies can ... be fined and visited autocratic ... while other conservatives excuse you want to take the immigration ... so what if you're part of the devastating legislator was ... formed in twenty thirteen there's always more built more but that was twenty fourteen hundred cc buddy Eric Cantor's nine speakers gamble but in a set of political capital is akin to lose this time it is disappointing shore he's out to the powers that ... you have strong relationships your seat is next in line to Europe but House Majority leader's all but inevitable ... your Congressman Kevin McCarthy ... and this is how you become House majority leader in just seven years ... I ...


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WWE superstar Xavier Woods is at the center of a scandal involving a leaked video of himself and fellow WWE wrestler Paige.
In the aftermath of this unfortunate leak, fans have been speculating about how the WWE might respond and whether Paige or Xavier Woods will be in any hot water with the company. It is generally thought that Woods will not face any repercussions, as he simply engaged in consensual sex in private and was the victim of an invasion of privacy. When Seth Rollins had private explicit photos leaked online, the WWE did not respond or reprimand him. Paige's future with the company, however, is more unclear, as one of the leaked photos depicts Paige using the NXT Women's Championship in a sex act.
Xavier Woods is a member of The New Day, the most popular tag team in the WWE, and he will be hosting WrestleMania 33 along with his teammates Kofi Kingston and Big E.
So who is Xavier Woods, and how did he get into wrestling in the first place? Here's what you need to know about him.
1. He Started With NWA Anarchy & Total Nonstop Action
Before coming to the WWE, Xavier Woods wrestled for NWA Anarchy and then Total Nonstop Action.
Early on in his career, Xavier Woods performed as a character named Austin Creed, which was clearly inspired by Apollo Creed from the Rocky movies. Though he later moved on from this character, he still goes by the name Austin Creed on social media and on his YouTube channel.
While with Total Nonstop Action Wrestling, Woods teamed up with R. Truth, and when Woods started wrestling as Consequences Creed, he and R. Truth formed a tag team called Truth and Consequences.
After leaving Total Nonstop Action, Woods wrestled with New Japan Pro Wrestling for a year before joining the WWE.
2. He Signed With the WWE in 2010
In July 2010, Xavier Woods signed with the WWE. He at first wrestled under his real name, Austin Watson, but he soon adopted the name Xavier Woods.
He made his main roster debut in November 2013, when he again teamed up with R. Truth. They remained together for about seven months but were repeatedly unsuccessful in matches and eventually went their separate ways.
Meanwhile, Kofi Kingston and Big E were in a tag team at the time as well, and they were also suffering a number of defeats. So in July 2014, Kofi Kingston, Big E, and Xavier Woods teamed up, and their tag team was eventually named The New Day.
3. He's Working Towards a PhD
Xavier Woods graduated from Furman University with a master's degree in psychology and a bachelor's degree in philosophy.
Over the past few years, he has been working towards earning his PhD in educational psychology. Woods said during a 2015 interview on the PodNasty Wrestling Podcast that he hopes this inspires kids out there to stay in school.
"[I]f there's a kid who's out there in the world watching wrestling, and they see me and they know I have my PhD while I was wrestling, that could possibly inspire them to not drop out of school, to not drop out of college, to go and obtain that type of educational status, and that to me means a lot more [than winning a WWE championship]," Woods said, according to Bleacher Report.
Woods revealed in a 2016 interview that he recently ran into some difficulty on his road to a PhD. He says that he was attending Walden University but that the school refused to accept his dissertation topic, repeatedly not approving it for two years. Eventually he got fed up with them and left the school, transferring to Capella University, but about 100 of his credits did not carry over.
"It's a soul crushing thing because that's all I've wanted, and so as of right now, I'm not in school, but I will go back once things ease up a little bit," he said. "…Since I was a little kid, this is all I've wanted."
On Twitter, Xavier Woods' handle is @XavierWoodsPhD.
4. He's a Hardcore Gamer
Outside of wrestling, one of Xavier Woods' obsessions in life is video games.
After all, he hosts a video game series on YouTube called UpUpDownDown, which he films while on the road. He addresses viewers in the show as Austin Creed, not Xavier Woods. However, he frequently has fellow WWE stars on as special guests. Recently, he had Sasha Banks and Bayley on the show playing Injustice 2, and Stephanie McMahon also made an appearance last week.
This past week, UpUpDownDown's YouTube channel reached one million subscribers. This prompted a number of WWE employees to offer their congratulations to Xavier Woods, including Vince McMahon himself.
In 2015, Xavier Woods got his first tattoo: the Hylian Crest from The Legend of Zelda.
Xavier Woods says that he hopes to break stereotypes by both being a professional athlete and a hardcore gamer.
"I think a lot of people think that since we are professional athletes that we can't have certain tendencies that other people might have, like they try to put people in a box and say, 'You're an athlete, which means you're a jock,' or 'You like reading books, so you're a nerd,' so you can't be more than one thing in a lot of people's eyes," Woods told the Phoenix New Times. "Whereas I wrestled, I played football, I ran track but I also made straight As, and I also played through Final Fantasy VII like 900 times and I also love Street Fighter and I also love comic books."
5. He Is Married With a Child on the Way
Xavier Woods is married to Jess Watson.
In December 2016, Jess Watson revealed that she is pregnant and that her child with Xavier Woods is due in May 2017.
Very little is known about Jess Watson's relationship with Xavier Woods, but they were reportedly wed in October 2015, according to Sportskeeda.


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It is estimated that in the USA alone there will be a shortage of 300 000 welders by the year 2020. This is due to increasing demand for welders and the lack of new welders choosing this profession due to harsh work conditions welders have to face.
Among many other problems, the challenge is to protect welders from high UV /IR radiation and toxic fumes that are created during the welding process without decreasing the comfort nor efficiency of the welder. Even though there are several protection solutions available on the market many welders still choose not to use them. This leads to serious health problems caused by hazardous welding environment.
In order to understand the welding problems better, 8 welding companies were visited. More than 20 people were interviewed and observed in their work environment.
The main problems areas - lack of vision, heavy and bulky protection equipment, uncomfortable respiratory protection solutions, low knowledge about importance of protection solutions, low guidance and feedback during the welding, long learning curve.
These problem areas were further analysed together with tutors from manufacturing companies. Several design opportunities were created that resulted in final concept Falcon.
Falcon is a next generation personal protection equipment for professional manual welders that need non-stop air supply, clear vision and full radiation protection to execute high-precision welds in challenging welding environments.
Welding helmets available today are heavy and have a small view angle. Falcon addresses these issues by introducing curved auto darkening lenses that offer full view angles in all directions. Better weight distribution and lighter material combinations.
Falcon is connected to the welding machine and smart phone, allowing to have instant updates on required welding settings and communicate with co-workers.
Janis email@example.com
Future Waste Collection
Less stress
Topi - How to ease allergy vaccination for young children
Toddlers and Interactive Media
Focus on your moment
Enhanced Avalanche Safety
Exploring Mars
The Autonomous Road Trip
Poängen med Pengen - A knowledge test in Financial Literacy
Dream Play
Working with arms above shoulder
RunRabbit - physical activityin the classroom
Rescue link
BMW Xplore
Getinge Servo One
Mammography in a future reality - Breast cancer diagnostics
Falcon - next generation welding mask
ICU of the future
Kanga- Newborn resuscitation kit for developing countries
Monitoring congestive heart failure
The future of REBOA in the pre-hospital context
Designing for Prehospital Care Training
Connected Play
Designing for Wisdom
The Human Design Manifesto
Our Body as an Expressive Tool
Generating and Manipulating Sound
Virtual Reality versus Phobias
TUNE - Expressive musical brooch to cope with Chronic Pain
Educational VR
PEEK & BOOK — Transforming the outside into an imaginary playground
SNAPP - Sound Sketching Tools
Creative Play Cards – for the digital native child
Wonder-LAND: mixed reality book system for explorative learning
Volvo United
The 100 kW Sportscar
Land Rover Melrakki
Far Above Far Beyond
Lynk & Co Rebyell
Experience Mobility
Jeep Black Label
Faster. Stronger. Better? Designing for Enhanced Engagement of Extreme Sports


text:
It is in the public interest that AAT regulates members who provide bookkeeping or accountancy services to clients.
All AAT members offering self-employed bookkeeping or accountancy services within the UK, Channel Islands or Isle of Man must hold a valid AAT licence in accordance with AAT's licence requirements.
Becoming an AAT licensed member is an exciting opportunity to run your own practice, and could help you enjoy greater job satisfaction, job security and earning potential.
Bookkeeping or accountancy?
When applying for an AAT licence you can apply to become an AAT Licensed Bookkeeper or an AAT Licensed Accountant. The one you choose will depend on the type of work you will be offering to clients, and your AAT membership.
Both licence fees include anti-money laundering (AML) supervision and resources. AML supervision is subject to eligibility. If you're applying to become an AAT Licensed Accountant you'll also need to pay an application fee in addition to your membership and licence fee. (See all fees.)
AAT Licensed Bookkeeper
|Who can apply
|Services you can be licensed to offer
AAT Licensed Bookkeepers are regulated to provide up to five services on a self-employed basis. Members are not automatically approved in all services; approval of services is on an individual basis and subject to demonstration of competence as outlined in the Licensing policy. The services are:
All associate bookkeeping, full and fellow AAT members wishing to provide these services to clients, family or friends must be an AAT Licensed Bookkeeper.
You cannot provide any of these services to clients unless they are covered by your individual licence. Find out more about these services.
AAT Licensed Accountant
|Who can apply
|Services you can be licensed to offer
AAT Licensed Accountants are regulated to provide up to 18 accountancy services on a self-employed basis.
Members are not automatically approved in all services; approval of services is on an individual basis and subject to demonstration of competence as outlined in the Licensing policy. The services are:
You cannot provide any of these services to clients unless they are covered by your individual licence. Find out more about these services.
All full and fellow AAT members wishing to provide these services to clients, family or friends must be an AAT Licensed Accountant.
How to apply
Download the AAT licensed member application form (PDF), which contains full guidance on how to complete each section. Please ensure you download the form to your device and save your progress as you go: do not complete the form within your browser or your changes may not be saved.
Before you start
Do your homework
Applying to become an AAT licensed member is a significant step in your career. Use our licence checker if you're unsure whether you're eligible, and make sure you've downloaded our Be Your Own Boss guide.
Check you're eligible to apply
In order to be approved as an AAT licensed member, you must also hold AAT professional membership. If you're not a current professional member, find out more and start your application
Prepare your supporting information
In order to complete your application, you'll need to prepare some details in advance. You'll need to:
- complete the AAT diagnostic tests
- arrange your professional reference
- apply for a Basic Disclosure Certificate to send to your Anti Money Laundering supervisor (see part 3)
- arrange Professional Indemnity Insurance
- arrange continuity of practice cover
- register with the Information Commissioners Officer (ICO)
Complete your application – part 1
In the first part of your application form, you'll need to tell us about yourself and the business you want to run. This will include providing information on the following areas:
- your personal and business contact details
- your membership and practice status
- your business model
- additional parties including shareholders, directors, employees or subcontractors
- your clients.
Complete your application – part 2
This is split into three areas. In this section you will need to:
- tell us about the services you wish to offer and the experience you have in each area. If you're applying to be an AAT Licensed Accountant, you'll also need to include evidence of your CPD in each service and your practice management experience
- confirm you've passed the AAT diagnostic tests. You'll need to pass with a score of at least 71%, and confirm this on your application form. Both tests consist of multiple choice questions and should take about 20 minutes each to complete.
- provide details of your professional reference who can confirm you are suitable for a licence. They could be a client, or another accountant or bookkeeper, and must have known you in a professional capacity for at least six months. Family members aren't able to act as referees.
Complete your application – part 3
In this part of your application you will need to confirm:
- your Money Laundering Reporting Officer
- your Anti Money Laundering supervision. All AAT licensed members must register for anti-money laundering supervision. Most of our members are eligible to be supervised by us, but you can be supervised by another body if appropriate. We provide resources and support to all our licensed members to help them understand the current money laundering regulations in force.
If you choose to be supervised by us, you'll need to send us a copy of your original Basic Disclosure Certificate to demonstrate that you hold no outstanding criminal convictions relating to your remit as an AAT licensed member. Applications for a Basic Disclosure Certificate can be made from the relevant body below:
- Disclosure and Barring Service (England and Wales)
- Disclosure Scotland (Scotland)
- AccessNI (Northern Ireland)
Once you've received your certificate please email it to us along with your licensed member application. Please note that we must receive your certificate within three months of it being issued.
These measures also apply to all beneficial owners, officers and managers (BOOMs) in your practice. While AAT will not request evidence of their certificates, we encourage you to ensure that any of your colleagues that fall into these categories understand their obligations and will be looking at how our licensed members are meeting this obligation during our practice assurance monitoring activity.
- your Professional Indemnity Insurance (PII). PII is a mandatory requirement for all AAT licensed members. It protects both you and your clients, and your application won't be approved until you have arranged suitable cover. AAT members are eligible for exclusive rates on PII if arranged through AAT's partner provider.
- your continuity of practice cover, under our continuity of practice policy. All AAT licensed members are encouraged to arrange continuity of practice cover, in the event that you become unable to serve your clients. It's mandatory for all members who have seven or more clients.
- details of any investment, insurance, pensions, audit or insolvency work you undertake. As there are some financial services that AAT is not authorised to regulate, you'll need to let us know about any work you undertake in these areas and confirm that you've registered with the appropriate authority.
- you will register with appropriate third parties, including the Information Commissioners Officer (ICO) and HMRC.
Complete your application - part 4
- confirm if you want to appear in the AAT licensed member directory. All AAT licensed members can appear on our online directory This is promoted to the public to help them find licensed members in their area. You can choose to just display your name and town, or you can include additional contact information so potential clients can get in touch.
- confirm you are 'fit and proper' to be a licensed member. This section includes declaring information regarding any insolvency, criminal convictions, disciplinary sanctions, civil sanctions and other financial and legal issues that we need to be aware of. If you tick "Yes" to any of the statements, you'll need to supply extra information on these areas with your application so it can be reviewed by our Professional Standards team against AAT's "Fit and proper" requirements.
- complete your declaration. You confirm that you will abide by all AAT regulations and policies and relevant government legislation. You'll also need to confirm that you will issue letters of engagement to each client – you can use our templates to help you with this.
Complete your application - part 5
In this section you will need to:
- arrange payment for your application. Your annual licence fee must be paid in full when you submit your application, which will be processed on receipt. You can pay by credit/debit card, cheque/postal order or by banker's draft. Or, if you already pay your membership fees by Direct Debit, we will collect your payment by this method and you won't need to arrange a separate payment.
Complete your application - part 6
Please only complete this section if you have a relevant additional business
Send your application to us with your fee
Email us your application
When you have completed your application, please email it to us along with a copy of your Basic Disclosure Certificate. Please don't send by post.
You'll also need to pay your membership, licence and application fee.
Respond quickly to our queries
When we've received your application form and fee, we'll review the information you have supplied and contact you within 10 working days. We may need some extra information from you, based on the information included on your form. We will do our best to contact you about any queries as quickly as possible and are usually able to approve applications within two weeks. If you do not receive confirmation of receipt of your application within this time, or you have any questions, please don't hesitate to contact us.
Once we are satisfied that you have met all the criteria, we will approve your licence and you'll receive confirmation by email. Your licence will be effective immediately and valid for one year*, when you'll need to renew. We'll then send your certificate and licensed member welcome guide.
* Your renewal will be due on the 1st of the month, regardless of the date your licence is approved. For example, if your licence is approved on 20 August, your renewal date will be 1 August each year.
Register with HMRC as soon as you're approved
Understanding your employment status and registering appropriately with HMRC as soon as your business is active is crucial as it will affect how you pay tax and whether you have any employment rights.


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New Jersey and Pennsylvania Expungement Attorneys
Guiding Clients Through The Process of Expungement
An arrest record or conviction can seriously impact a person's future. An arrest or conviction can affect one's ability to get a job, housing, and may even impact schooling. If eligible, one can solve this problem through the process of expungement. Expungement is a way to "clear" one's criminal record from the public eye. Though some law enforcement agencies will have a record of the event, businesses and individuals who conduct background checks will not have access to this information. This process functions to provide a fresh start to the eligible party. The law also provides the removal of records of arrests that did not end in conviction. New Jersey and Pennsylvania have limited rights to expungement. Many crimes cannot be expunged and discussing this matter with an experienced criminal defense attorney. If you need legal advice on the matter or effective guidance through the process of expungement, contact The Vigilante Law Firm for a consultation.
Expungement in New Jersey
New Jersey law defines who is eligible to expunge a criminal record. Some of the criminal activities that cannot be expunged in New Jersey include violent crimes, crimes against children, and more. Eligibility and waiting periods for expungement depend greatly on the offense, the number and nature of the offenses, and how long ago the offense was committed. To apply for expungement, you need to file a Petition for Expungement with the Superior Court in the county where the arrest or prosecution took place. A judge will decide on the matter. If eligible, the court will issue an Expungement Order.
Expungement in Pennsylvania
Pennsylvania allows expungement as well. There are three types of expungements in the state. These include Accelerated Rehabilitative Disposition (ARD) Expungement, Expungement in Summary Cases and Expungement in Court Cases. Each expungement comes with specific requirements. Like in New Jersey, a PA resident must file a Petition for Expungement with the court in the county where the arrest/ prosecution happened. Once approved, the state, not the local court, will issue the expungement order, passing it down to law enforcement agencies.
Contact an Experienced Expungement Attorney
Clearing your record of an arrest or conviction can make a world of difference. If you are eligible for an expungement in New Jersey or Pennsylvania, you should act quickly once the waiting period is over. If you need legal advice from an experienced attorney, our firm is here to help. Expungement is a complex and document-heavy process that deserves the attention of an effective legal team. The Vigilante Law Firm has over 30 years of experience helping NJ and PA clients through the process of expungement. We understand that people make mistakes and we are here to help them move on to a better life without the restriction of a criminal record. If you need our help, contact The Vigilante Law Firm for a consultation.


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Barnabé aime le café
Barnabé aime le café Baby Blanket - Juliette
Blanket made in 2 differents Liberty fabric, lined with terribly soft and warm fleece bordered with gold lamé bias for a Barnabé touch ! It is perfect to cover your baby when you will go for a walk in the stoller. It can also became a play mat when you'll visit a friend .. A lovely gift idea for newborns !
Made in France
More from this collection


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Win tickets to Indietracks festival
You could win one of five pairs of tickets to see Camera Obscura, The Pastels and Still Corners at Indietracks
Indietracks is a charming, unique indiepop festival located at a picturesque steam railway in the heart of the Derbyshire countryside. It hosts of a range of melodic pop, folk, indie and punk-pop bands, all with an independent and DIY spirit. You could win one of five pairs of tickets to experience it all for yourself.
The headliners this year include Camera Obscura, The Pastels, Still Corners, Bis, The Wave Pictures, Helen Love and Haiku Salut. Around 50 bands will be playing over the weekend across a range of stages, including a main outdoor stage, a locomotive shed, a railway church and on the trains themselves. Visitors can enjoy steam train rides, art and craft workshops, discos, real ale and other railway attractions.
For your chance to win, just answer the question below. Terms and conditions apply. By entering this competition you agree to receive relevant communications from Time Out including news, events, offers and competitions. This competition will close at midnight on July 10 2013.


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Whoever you are, I'm happy you're here.
Welcome to Life FAQs. I'm Robyn and my hobbies include painting my nails, watching Netflix and asking Life's Big Questions. You might be wondering what makes me think I'm capable of answering them?
Well, having spent the first 32 years of my life asking the same questions on repeat, I have, for the first time, found myself somewhere new. I now no longer really care what other people think about me. I have found the resilience inside me I never knew I had and was desperately seeking. My brain has quietened down so much that I can hear new, interesting thoughts and ideas. I have ventured off on holiday without overthinking and worrying. People are wondering why I seem so different and why I have stopped bothering them with my worries and anxieties. I have been anxious for as long as I can remember and now without any effort or doing, I am free. Free to create websites and write blog posts without a care. Ok, maybe that last bit isn't totally true. I care enough to proof read and check my spelling. Any other cares are just fleeting!
One of my favourite questions was always 'What will people think?' and I was constantly telling myself that I 'should' and 'shouldn't' be doing things. I was exhausted. I was scrabbling about for answers and couldn't find them. Well, now I can hear myself think again, I feel like a new person and it's all because I am finally looking for answers in the right place. The most amazing thing of all is that I am the exact same person and my circumstances have not changed.
I came across an understanding that blew my mind. I now understand how my reality is created and now that I get it, I can relax into life. I didn't learn methods or coping mechanisms, I just learnt how things work. When you know how things work, you can use them in your favour.
As a teacher, I hope that with a few blog posts here and there, I can help you to understand what shapes your reality too. Because once you know, you know. You can't forget it or unlearn it. And once you start to understand, you'll see examples all around you and wonder why you didn't see it before because it's so bloomin' obvious! Then your life will start to change, right before your eyes.
I can't promise to change your circumstances. I can do one better. I can show you things that will make you love the life you already have. Is that not the dream?!
So, if you like long, gushing posts about life-changing experiences then it looks like you're in luck. Wait, is that not what people want? OK, I'll definitely try to keep it brief and to the point. Seriously though, if something I've written helps one person then it's been worth it.
Enjoy! Or don't. As stated above, one of the perks of this new understanding is that I no longer worry about other people's thoughts. Now isn't that real freedom?
Feel free to message me at any time and ask questions, I just love talking about this stuff! You only get one life (as far as I am currently aware) and what I'm bringing to the table needs no studying or effort. To get to where I am now I did a brilliant online course called A Little Peace of Mind with Nicola Bird (search for it on Facebook – it was life changing!) and have read tonnes of books and listened to tonnes of podcasts. They're all out there and I'll share good ones. However, this is my interpretation of the understanding from my perspective and it feels only right to share, because if everyone saw what I see now, the world would be a better place.


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From the surface
Down into the depths
A friend to myself
Smiling, I make the universe
Even more beautiful.
© Salem Islas-Madlo 2016
"Summertime. It was a song. It was a season. I wondered if that season would ever live inside of me." ~ Benjamin Alire Sáenz
"Rest is not idleness, and to lie sometimes on the grass under trees on a summer's day, listening to the murmur of the water, or watching the clouds float across the sky, is by no means a waste of time." ~ John Lubbock
"The island is ours. Here, in some way, we are young forever."
~ E. Lockhart


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Alex Reversible Silk/cashmere pullover/cardigan - Pink/Grey
$ 245
Ways to Wear
Product Details
Can be worn 4 ways. Oversized reversible pullover/cardigan in baby pink with a charcoal trim and reverse to solid grey.
Zipper closure. Side pockets.
Oversized reversible knit silk/cashmere pullover/cardigan with varsity stripe detailing at the neck.
- Reverses from pink to solid light grey
- Loose, hangs off the body
- Zipper closure
- V-neck
- Contrast detailing at neck and hem
- So comfortable and versatile, you can wear it with anything.
Also available in charcoal/camel.Length for size small is 29″. Model is 5'10″ or 178cm.
85% silk and 15% cashmere. Dry clean or hand wash cold. Do not bleach, do not tumble dry. Lay flat to dry. Iron at low setting.
Ships within 2-4 business days. Free ground shipping & return for domestic order within USA.
Become VIP member now to get another 18% off! Click here!


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Lovejoy High School Orchestra Notes
January 21, 2016
Solo and Ensemble $$ DUE
$12 for a Solo
$8 per ensemble member
If you have any questions regarding this contest or the fees please email Mr. Sloan at email@example.com
Group Pictures on January 29th
February Concerts Coming Up!
February 22nd is our Winter Concert for Symphonic and Philharmonic Orchestra's ONLY. Concert starts at 6:30 p.m. and is a Mandatory performance for a major grade.
Valentine's Flowers and Candy!!
The Lovejoy Orchestra Booster Club is selling Valentine Flowers & Candy starting
Monday February 1st – Wednesday February 10th in the hallway area outside of the clinic.
Selling hours will be 8:00 a.m.-9:45 a.m. and 11:25 a.m.-12:55 p.m.
Flowers will be delivered to students and faculty on February 12th during 2nd and 3rd period.
Send to your friends! Send to your teachers! Order to bring home for your Mom!
$1 for Carnations and $2 for Roses and $1 for Hershey Kisses bag of 5
Order 5 or more flowers & they are wrapped in tissue!
Order a dozen, get 1 free!
Get your flower's early – last year we sold out!!
Spring Orchestra Trip 2016
The online payment system for trip payments is up and running.
Below are the instructions on how to navigate through it.
Go to the LHS web page: http://lhs.lovejoyisd.net/
Click on the online payment center link.
Scroll down and click on Charms login
Enter our school code: lovejoyorch (all lower case)
Enter student password or Chaperon password (students should be your student ID number unless you have changed it) Chaperons please email me for your number)
Click on the $ icon at the top of the window. (no need to change your password)
Click on the select trip drop down menu and select San Antonio 2016 and click the make a trip payment button
Enter the amount to be paid and click Start Payment
Click checkout and follow the instructions to finish payment.
Please let me know if you need any assistance.
Thank you,
Joey Sloan
Booster Club Position Still Needed
FUNDRAISING. The duties for this position are:
attending board meetings (3-4 per school year)
set up dates for spirit night dinners and advertising for those nights
encourage donations from Booster members
collect advertisers for distributing flyers at concerts
oversee Valentine Fundraiser
oversee Concert CD's - purchasing, making
Boy's Shirt Exchange
Orchestra boys are required to wear pleated wing tip tuxedo shirts during their performances. The average shirt is only worn twice a year! The shirt typically costs $30.00.
Since our boys grow quickly, shirts are purchased almost every year. This venue will give you an opportunity to sell, buy, or donate a gently used shirt! If you are selling the shirt, list the price and size including youth/adult size. If you find a shirt you want, please contact the parent below to make the transaction. ONCE YOU'VE SOLD YOUR SHIRT, EDIT YOUR ENTRY AS SOLD.
If you are donating a shirt to the Lovejoy Booster Club, please send the shirt to your Orchestra teacher and I will make them available on this site. Your child will receive a form for your donation.
Thanks for participating in recycling our shirts!
Click this link to sign up!!
Hello, Cynthia Beets!
You have been invited by Cynthia Beets to sign up for "Boys Pleated Wing Tip Tuxedo Shirt Exchange." Please click on the link below to view the online sign up sheet.


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HI everyone!
Ive been able to dispute some errors in my report and 2 were removed. I now have 3 things on there, 1 of which will be removed next year in May (7 years) and 2 of which I will be writing letters to pay for delete by the end of this month.
I wrote to all of the companies (good will letters) which reported a late payment but all said no. I will just leave them and keep paying on time. I have not made one late payment in a year and a half now. My goal is to reach 750 by March of 2018 as I want to purchase my first home.
I have credit card balances in which I am focusing on paying down to 30% by December and then completely paid off by February of 2018. I am currently at $2659.98 in credit card debt. I will not be using my credit cards until they are paid off. A trick Ive used is just leaving my credit cards at home rather than in my wallet.
I cannot wait to get to at least 700 then I know I am almost there.
Good luck to everyone!!
I haven't checked in for a while. I requested several CLI and was approved on all of them. Total credit limit is around $115K. I have more than I really need now so just sitting back on those. I got a different car in late July so several new inquiries and loan was added to my CR. Scores didn't drop as much as I thought they would so that is good. The car loan is for 7 years (ouch). I had to get a new A/C in June and took advantage of a no interest financing for 12 months. Been hitting it fairly hard and so should have it paid off by March. Once the A/C loan is paid off, I'll take what I was paying on that and add it to my car loan. I expect I should have the car paid off in 3 years. I have been paying PMI on my house and it just went below 80%. I requested the bank to remove it which they did. I'll keep paying the same amount so the additional will be used to pay down the principle. Probably going to sell it within 2-3 years to downsize into something smaller. That's it for a while.
Long story short, I had almost $22K in credit card debt with scores in low 600's. I really took matters into my own hands to improve my credit. After paying off credit cards and staying focus on what was really necessary in what I needed, my scores are in the 800's. When I applied for my car loan, the loan manager said my score was the highest he's seen for quite a while. So stay focused on what you need and I'm sure you will find it worthwhile in the long run.
Update: Just mistakenly applied the extra $50 to one of my lower interest loans. Instead of giving up on the extra $50 going toward my higher interest unsub loan, I went ahead and made an extra payment. Now my Dept of Ed loan is about $18 away from being right side up! Thank you, Anusara, for encouraging me! I hope by the time i post that I am officially ahead on this loan, you will be back on here live to hear about it! You're the best!
Seriously late in this thread, life = busy.
All three bureaus whacked my tax lien about a month ago! Started at a Corner Bakery wondering how to build credit efficiently since I realized paying cash for a house wasn't an option for me in S. Cali, registered for this forum 1 day later, and nearly 6 years down the road I'm virtually clean... or at least gold-plated on every score I care about.
Scores in siggy, plan is still to continue sitting on my hands not applying for anything so that when I do move (and seems like EVERYTHING is lining up against my staying in California) I will be as clean as possible. Still have some inquiries laying around my files and having opened a pair of accounts in January that's a ding too, and a 30D late on TU I can't do anything about but it's not hurting me badly enough to worry about.
Either way my yellow brick credit road has been stupendously good and ain't no trouble this month either... happy happy joy joy!
June was my last check in, I was scared of scores due to utilization climbing in our kitchen flood. We were in a hotel for 9 wks, the only nice thing was meeting some cool people and becoming friends. Otherwise, dealing with contractors, delays, insurance, hotel housing, having to buy things not covered, new appliances, electricial upgrades to code, things that needed updating with new kitchen, pendant light, recessed lighting, ceiling fans, yada yada just made me cry when I saw my scores dropping. I still have things to buy, new blinds, window treatments. Overall I'm pleased with kitchen, just closed out claim this week. When we moved back in after 3 delays, we didn't have the appliances hooked up, they were missing cords, the electrical wasn't completely done, and had so call backs, no backsplash tile was even begun. I'm so relieved it's over.
Then I worry now, with property taxes due next month, and Christmas ahead. I'm just so anxious to get really good scores, mostly mortgage scores.
This month's report is good, but some things are not reporting correctly, a collection is either missing, or will pop back next month-it made a big impact being gone. Hoping and praying it's gone forever.
Synopsis -
Last check in was June 23/2017
FICO 8, EQ 741, TU 751, EX 756, Mortgage scores were 671/739/675 3 INQ EQ, 2 TU, 1 EX- 1 collection $34 medical, no lates on regular credit, cards, loan
July 23/2017 FICO 8 EQ 738, TU 750, EX 747, Mortgage scores 666/743/675 inquires same as June (collection never reported to TU and reason for higher score)
Aug 23/2017 FICO 8 EQ 736, TU 743, EX 740 Mortgage scores 666/727 ouch/675 inquires same, same collection
Current scores as of today's report
Sep 23/2017 FICO 8 743. TU 741, EX 740 Mortgage scores 738/ 733/ 753
Things that changed this month, 2 inquires aged off FICO 8, so current inquiries are 2 EQ, 1 TU, 1 EX, have not app'd since Apr 2017 so 5 mos in garden.
I closed a subprime card with AF fees credit card, it was one of my oldest, but same month that I opened an Amazon, so should not have that much impact.
Things that are screwy, one loan was bought from another company, they haven't reported last 2 months, nor has the new name been changed or added, and it would have put my updated balance under 49%. I was extended a line of credit increase on my Amazon soft pull no hard inquiry, still shows old line of credit. Guess will update October's reports. The card I did close is reflected. My collection, $34 I had waited, the OC had no record of me being treated there then, I contacted the agency, I gave my name, address, the amount, things I did not disclose but told them I would confirm if given (reason being I have a sis in law with the same last 4 letters of my First Name, not to mention last name and same address associated. They wanted my full social security#, um no, well how about your last 4 digits, no, you tell me, I'll confirm if correct, okay what is your date of birth, um no, you tell me and I'll confirm. I honestly think they didn't have any info other than my address and name. Told them I'm unaware of this account as is the OC too, send me what you have.
Well, it was NOT the correct OC being reported for the last 10 months, it's some doctor in another state I've never heard of, evidently was not submitted to my insurance company, billed as DR. ____________ DBA _____________(Name of Hospital). I'm not even sure if that is even allowed to be "doing business as" a for profit hospital entity is permitted. So I'm not sure if it will reappear in a month with the real OC a Doctor. But with it poofing out this report my mortgage scores drastically changed, all over a $34 bill !
The damage from the expenses has me with 2 cards of 5 reporting a balance, one at 49%, other at 29%. Yikes, but at least overall aggregate total is right at 19%. Must throw all I can manage on the 49% card. Would love to just be able to be AZEO <8.9 now to see my best optimal with the collection *knock* wood not reporting. Alas will be a few months with property taxes, car taxes in November, and Christmas will be slimmer this year.
@tricie17 wrote:
I am doing okay overall. The Bureaus are so back and forth on scoring that it is keeping me back from that upper level. Credit is very stressful, I guess that is why I never had a credit card and paid cash. I am trying to figure out how to advance those other scores along with my FICO 8. My 8 is sitting pretty good in the fair range. Oh, I finally was able to close First Premier and Matrix which I am so so so so happy about. I will be back in some months with update.
It certainly can be...All we can do is what we can, the rest is out of our hands.
Hang tough!
@crash101008 wrote:
HI everyone!
Ive been able to dispute some errors in my report and 2 were removed. I now have 3 things on there, 1 of which will be removed next year in May (7 years) and 2 of which I will be writing letters to pay for delete by the end of this month.
I wrote to all of the companies (good will letters) which reported a late payment but all said no. I will just leave them and keep paying on time. I have not made one late payment in a year and a half now. My goal is to reach 750 by March of 2018 as I want to purchase my first home.
I have credit card balances in which I am focusing on paying down to 30% by December and then completely paid off by February of 2018. I am currently at $2659.98 in credit card debt. I will not be using my credit cards until they are paid off. A trick Ive used is just leaving my credit cards at home rather than in my wallet.
I cannot wait to get to at least 700 then I know I am almost there.
Good luck to everyone!!
At the rate you're going, hopefully you'll be there soon than later. I saw some nice points when I got my util below the 9% range. Good luck!


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Wilmington Leather specifications
- Fibre wrapped moulded foam seat cushions
- Feather filled back scatter cushions.
- Matching Buchanan fabric on seat cushions and fixed back.
- Turned dark stained hardwood feet.
Due to exceptional demand since our return from lockdown our current UK mainland delivery timescale has been extended to approximately 10 to 12 weeks for new orders. For more information regarding delivery procedures including our enhanced safety procedures please visit our delivery page.
Seat length 152cm
Seat depth 69cm
Seat height 51cm
Length 221cm
Depth 94cm
Height 76cm


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Singorama Review
Now in its 2nd revision, Singorama was co-developed by Emily Mander and a team of music professionals from down under. It has quickly become one of the most popular downloadable singing courses currently available on the internet and is appropriate for most beginners as well as intermediate students.
Singorama is a complete singing course that will most assuredly improve the way you sing. It will keep you learning for quite some time, and you'll always have the material available for reference. Like most Singing courses, it's largely audio-centric but also contains plenty of textual information to compliment the course.
Singorama provides a cost-effective way to learn to sing like the pros from the comfort of your own home. You'll gain access to professional instruction without the expense or inconvenience of private voice lessons.
You'll find plenty of high-quality content in the Singorama singing course. Here we'll break down the various parts of the lessons below.
When compared to private lessons or higher priced singing courses Singorama impresses with exceptional value.
Visit The Official Website Here: Singorama
The Singorama singing course is organized by lessons, which each focusing on a particular topic from how to avoid negative habits, harmonizing, overcoming stage fright and performance anxiety, correct breathing techniques, posture, music theory, and so much more. Once you've got down the basics, you'll also learn how to develop your own "stage presence", discover how to make each song "your own" and learn to sing with feeling and expression. The audio lessons are sequentially numbered and build on each other in natural succession.
The course is full of great exercises to help you extend your vocal range, strengthen your voice, practice intervals, and warm-up properly.
Bonuses! Those who are interested in songwriting will be very pleased to know that there's almost 3 additional hours of a songwriting mini-course along with 2 accompanying eBooks, Song Writing Creativity (20 pages) and Superior Songwriting (105 pages). This is awesome for those who want to eventually be able to perform their own original compositions.
Original Songs to Sing along with too! Singorama comes with three (3) original Singorama songs to sing along with. Each song includes three tracks. The first is the full band version, the second is the instrument-only version, and the third is the vocals-only version. They are all professionally recorded and sound quite good. It would have been nice if they had included lyrics for the songs however.
Though primarily an audio curriculum, Singorama contains more reading content than most of the singing courses we've reviewed on this website. There are two multimedia eBooks, one for beginners and one that covers more advanced material. All musical examples referenced in the books are hotlinked to the audio files so you can easily play them from right within the eBook, a great feature that makes it much easier to go through.
More Bonuses! There are also two bonus eBooks: Guide to reading music (32 pages), and Learning Techniques for Singing (15 pages). The reading music guide quickly brings you up to speed on how to read music and enlightens you on many types of musical notation. Learning Techniques for Singing shows you how to properly go about the learning process. We recommend you read this early on in your lessons as it contains some very helpful advice.
Software Package:
Following is a list of the software titles included with Singorama as bonuses. PC and Macintosh versions are available for download within the member's area. When installing the software, you only have to run one installer and all the programs will be added to your computer.
* Perfect Your Pitch – A great little tool that shows you a sequence of notes for you to identify based on the sound they make. It only took a little practice before I saw improvement in my ability to match the notes to the pitches they made.
* Singorama Mini Recording Studio – While not exactly full-featured recording software, the Singorama Mini Recording Studio makes a nice bonus. Obviously it allows you to record your voice (no editing tools available), and has several other handy functions. It features a virtual piano that can use to keep yourself in tune while you sing, or you can have it play from a list of common scales. It doesn't do much more than that, but still if your computer doesn't have sound-recording software built-in, the Singorama Mini Recording Studio works ok.
* Jayde Musica Pro – A music theory game that teaches you how to read music and even learn to recognize notes by ear! It's a pretty cool game, though it works best to break up your voice lesson routine.
* Singorama Metronome – This is pretty much your standard metronome software. You can adjust the speed to whatever you like, but you're limited to one sound type.
Singorama is not without its shortcomings. When downloading the course, you'll find that it's extremely large (over 1GB of content!). People with slow internet connections might find it a major annoyance to download everything. Another grievance we have is that even for those that have hi-speed connections, it can be time-consuming to download the entire course, as most of the files have to be downloaded individually.
You can submit email support tickets should you have any difficulty accessing or downloading your software. Be sure to check out their frequently asked questions first though.
Ordering Information
Singorama is a risk-free product. This means that you have a 60-day period where if you don't feel like Singorama is worth what you paid, you can apply for a full money-back refund which will be issued through whatever payment medium you used.
Singorama is an affordable A-Z course that covers the basics as well as more advanced areas of singing and makes a great choice for a home-study singing curriculum. When compared to private lessons or higher priced singing courses Singorama impresses with exceptional value. We recommended it highly.
Visit The Official Website Here: Singorama
Make every sound count 🙂