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Thousands of customers of Britain's biggest broker, Hargreaves Lansdown, are fuming this weekend because the stampede to trade in Royal Mail shares caused the firm's internet and phone trading systems to crash. Many were hoping to trade in Royal Mail shares - and indeed in other shares - but were prevented from doing so by the broker's unprecedented systems failure.
The internet and phone trading systems seem to be working fine today at 9am. A spokesperson for Hargreaves Lansdown said if customers continue to experience problems trading online then telephone deals will be placed at online trading rates.
The problems are an acute embarrassment to Hargreaves, which has over 500,000 private investor customers. Just weeks ago chief executive Ian Gorham wrote about the company's "robust" IT systems. In an article entitled "How secure is secure?", sent to customers, Mr Gorham described new computer servers in which the firm was investing and said: "I would gauge our systems are without equal in the UK."
Problems began before 9am on Friday when Hargreaves used social media site Twitter to admit its online trading was "suffering intermittent outage".
But customers who then tried to place deals by phone swiftly found that the alternative route was also not working - as trading lines were either continualy engaged or cut off. Despite repeated apologies during the day including a statement from Mr Gorham in which he said staff were working flat out to resume normal service, problems persisted through to the close of the trading day.
The article from Hargreaves Lansdown's September client magazine in which chief executive Ian Gorham boasted about the firm's IT systems.
By late Friday furious clients were posting scores of messages on telegraph.co.uk/money - where the story was first reported - saying the experience would make them quit the firm. Many queried how the broker's systems would cope if trading volumes rocketed for another reason, such as wider market rout.
One wrote: "I'm appalled at Hargreaves Lansdown's meltdown today. It has totally failed to build a robust IT system. I placed three limit orders (not Royal Mail) before the market opened which have not been executed today. I've been with them for 10 years but will now be looking for a new broker."
Another said: "I use HL because of their excellent service levels, but they have blown it today. I have been unable to do anything online since 8am and it is now 3.20pm. It is not just to do with Royal Mail. You can't even move money, access accounts, or buy or sell anything."
By contrast, services at the UK's next biggest broker firms - Barclays Stockbrokers and TD Direct Investing - appeared to weather the trading storm. TD said at the close of trading on Friday that its staff "worked through the night to make sure we were in a position today to support the day's trading." It said it had experienced "record volumes" of online business "without experiencing any issues".
Online sharetrading is relatively new, having taken off in the final years of 1990s as interest in technology shares and "day trading" took off.


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Krishnamurti Quote of the Day | Oct 24, 2020
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Islands of Life, Part I
Astrobiology Magazine Field Research Editor Henry Bortman recently accompanied a group of researchers to the Atacama Desert in northern Chile. Here, in the driest place in the world, in an environment that resembles Mars billions of years ago, even bacteria have a hard time surviving. In this first in a series of reports, Bortman describes a road trip to the southern, "wetter" region of the Atacama.
Southern Atacama Desert, Chile
Sunday, May 8, 2011
Plants, a rare site in the Atacama, are more common in the south, where the climate is wetter, than they are farther north. Credit: Henry Bortman
This is the first of a series of reports from my recent trip to the Atacama Desert. I traveled with a group of scientists, headed by Jacek Wierzchos, of the National Museum of Natural Science in Madrid, who go to the Atacama to study microorganisms that live at the dry limit of life on Earth. Because the Atacama is so dry, and has been so for millions of years, it is a good test bed for understanding where life on Mars, if it ever existed, may have made its last stand.
The Atacama is a strip of parched land that stretches south from the northern border of Chile for more than 1,000 kilometers (600 miles). It is bounded on one side by the towering cordillera of the Andes and on the other by a lower, older range of coastal mountains that reach down to the Pacific Ocean.
In the hyperarid regions of the Atacama, annual rainfall averages one millimeter (less than one-twentieth of an inch). Rain, when it occurs, falls perhaps once a decade. Some weather stations in the Atacama have never registered rainfall. Not surprisingly, no plants or animals can survive there. It is the very definition of barren: a place of rocks and dirt.
For many years, scientists believed that not even microbial life could survive in the driest parts of the Atacama. But in 2005, in a large salt flat in Yungay, Chile, Wierzchos discovered communities of bacteria living inside stubby, knob-shaped rocks made of pure halite. Table salt. He and others have been studying these halite communities, and other similar "islands of life" in the Atacama ever since.
At each sampling site, DiRuggiero dug three holes, and collected sample soils at three different depths. She hopes to understand the pattern of bacterial life in the soil. Credit: Henry Bortman
When I hooked up Saturday night with Wierzchos and his colleagues they had already spent several days exploring sites of interest in the northern Atacama. I joined them in Antofagasta, a port city on the Pacific Ocean about 1100 kilometers (about 700 miles) north of Santiago.
On Sunday, together with two of the group's members, Jocelyne DiRuggiero, a biologist with Johns Hopkins University in Baltimore, Maryland, and Alfonso Davila, an astrobiologist with the SETI Institute who works at NASA Ames Research Center in Mountain View, California, I drove south from Antofagasta about 350 kilometers (about 220 miles), to wetter parts of the Atacama. "Wetter," when referring to the Atacama, is strictly a relative term, meaning a location that receives perhaps 20 millimeters of rain (three-quarters of an inch) per year, or moisture from coastal fog, or some combination of the two.
Plants were growing at the wettest of the three locations we visited, an uncommon sight in the Atacama, but DiRuggiero was only marginally interested in them. Her focus was on the microbes that inhabit the soil.
Much of the research into microbial life in the hyperarid Atacama has focused on rocks. In other very dry deserts around the world, the Antarctic Dry Valleys and the Negev, for example, microbial communities have been found inside or underneath rocks. Very little life has been detected in soils.
Alfonso Davila studies a previously published research paper as a navigational guide for selecting DiRuggiero's sampling locations. Credit: Henry Bortman
In the hyperarid Atacama, the earliest soil studies concluded that if there were microbes there, they were too few in number to detect. Later, more sensitive studies, however, did reveal trace amounts of DNA in the soil. But little work has been done in this area. "There's a big, big ecosystem which no-one has really looked at, which is the soil," DiRuggiero said. She plans to change that.
The regions where she sampled were based on the locations where another researcher, Kimberley Warren-Rhodes, years earlier had looked underneath thousands of small rocks in the Atacama for microbial colonies similar to those that had been found in Antarctica and the Negev. Warren-Rhodes had studied several sites along a north-south moisture gradient and had good weather data for her sites, data that DiRuggiero wanted to use to "correlate environmental data with microbial populations."
The first task in each of the three areas we drove to was to find a suitable sampling site. This meant driving on main roads to the general region of interest, then veering off on some dirt road into the middle of nowhere, and finally veering off-road even farther into nowhere. "The main difficulty is to find something that is out of the way of human disturbance," DiRuggiero explained, adding the she "would love to call it pristine," but because mining activity is so widespread, "there is almost nothing pristine in the Atacama Desert."
At each site DiRuggiero would begin by setting out three pink flags to mark off her sampling area. Once the flags were placed, the delineated territory was off-limits. Davila and I were warned against even standing upwind of the sample site, lest DNA from elsewhere that might be clinging to our clothes get blown into her samples and produce false readings.
She then disinfected her tools, put on nitrile gloves and dug a series of three holes, collecting soil samples at 5 cm, 10 cm and 20 cm depth from each hole. Some samples went into small round watertight metal tins, the type typically used for ointments. These will be weighed, then dried out and weighed again, to determine the moisture content of the soil. Other samples were placed in sterile plastic bags and carefully sealed. These will be used to extract DNA.
Why study soils, I wondered, if almost nothing has been found living there? "I'm really curious to know what is the relationship at the genetic level between the microorganisms in the soil and the ones in the rocks," DiRuggiero said.
Another rare site in the Atacama – clouds – produce a stunning desert sunset. Credit: Henry Bortman
Each colonized halite rock is a separate "island" of life. And yet similar communities of organisms have been found to inhabit halite rocks at sites separated by hundreds of kilometers. How these microbes find their way into the halite is a mystery.
DiRuggiero suspects that the soil acts as a seeding mechanism for colonization of the rocks, that bacteria are alive in the soil, growing, albeit just barely, "below detection limit," with "maybe a couple of cell divisions in a thousand years." She suggests, although she doesn't yet fully understand the dynamics of the process, that wind and moisture occasionally do transport these organisms to the halite and other rocks in the desert (quartz, gypsum, rock varnish), where they find a more suitable environment for growth. Comparing in detail the microbial populations in the soil to those in the rocks is one way she hopes to test her theory.
"The question is how do they stay in the soil for so long and do they grow in any way?" she says. "And so far we don't know."
DiRuggiero finished up sampling at the last of her sites just as the sun was setting. That was unfortunate for her. She missed a rare sight in the hyperarid Atacama, a sunset with clouds. Overcast days are a rarity in the core of the Chilean desert: more than 300 days a year the skies are pure blue.


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Tamara and Tim (also referred to as TimTam) met through a Christian dating website. They conversed for a year and half before officially meeting in person in Australia. Tamara is from Sydney, Australia and Tim from San Francisco, which often times made their courtship difficult due to distance, but they kept in touch via phone calls and Skype. They looked forward to reuniting time and time again in Australia and TimTam made the most of every opportunity whenever they were on the same side of the planet:) Ultimately, their attraction for each other's values, honesty and off-beat humor won both of them over and Tim would soon ask Tamara to be his beautiful bride! Having only 2 1/2 months to pull their entire Wedding Day off due to immigration terms, TimTam succeeded at planning and creating an inviting, intimate and homey Wedding at the Rengstorff House in Mountain View, California! Surrounded by dear ones from near and afar, their Wedding Day was filled with so much joy, laughter and endless love from all that were present. Below are a few of our favorite moments captured during TimTam's rustically elegant Wedding Day, a day that was sheer perfection!
"Where you go I will go, and where you
lodge I will lodge. Your people shall be my
people, and your God my God."
Ruth 1:16
Vendor List
Bridal Gown: La Sposa by Pronovias / Trudys Bridal
Bridal Shawl: Davids Bridal
Bridal Gown Alterations: Just My Size
Bridesmaid Dresses: Dessy via Weddington Way
Groom + Groomsmen Tux: Paper and Petals
Bridal Accessories + Flower Girl Dresses: Etsy
Floral Design: Twig & Petals
Rings: Designed by Groom / Fabricated by Derco Fine Jewelers
Stationary: Designed by Groom / Printed by Wedding Paper Divas
Photography: Closer To Love
Venue: Rengstorff House
Linens, Rentals + Lighting: Danny Thomas
Catering: Continental Caterers
Cake & Desserts: Martha's Pastries
Make-Up: Nidia Alcazar
Hair: Janet Flores Lopez
Officiate: Dave Larson Westgate Church San Jose
Day-of Coordinator: Faith Cochran (friend)
Decor Inspiration:
We feel incredibly blessed and grateful to have found each other from such a distance. Foremost, our Wedding Day details were inspired by the joy of merging our two wonderful families and cultures together (Australia and USA). Our families were over the moon to come together from both sides of the world in celebration.
Planning & styling all wedding details ourselves was a fun, creative, and crazy challenge! We set the basics via long-distance, yet had only 2 1/2 months to pull our wedding together following immigration terms, when I arrived permanently in San Francisco. After an exhaustive search of wedding / engagement ring designs, Tim decided to custom design our rings to capture the unique style and characteristics that we envisioned. Lorraine from Derco Fine Jewelers was so helpful, and had them produced just-in-time. I am still amazed that Tim created such beautiful keepsakes, under such pressured circumstances.
Our wedding theme began with the words "rustic garden elegance" and ended in a happy mix of decor & a fabulously eclectic selection of music. We aimed to create an atmosphere of fresh, relaxed elegance for our guests and Rengstorff House provided just the right ambiance. It was stately yet inviting, intimate and homely. The lovely gardens also complimented Tim's passion for gardening. Air plants and succulents are among our favorite plants, so it felt natural that we should integrate them as our guest favors and alongside floral arrangements.
We incorporated little Australian details into our stationery & table ornamentation to commemorate my relocation and pay homage to dear absent friends & family who could not be with us at such limited notice. Additionally, our names are Tim and Tam. There was a prevailing unspoken -and spoken!- expectation that we serve TimTam's on our big day- A favorite Australian biscuit (US translation: TimTam 'cookies'). We obliged by featuring every available flavor on our dessert table!
My family arrived just in time to save my sanity in preparation. Tim likes to refer to his home during this two week period as a "Pinterest Sweatshop." Friends and family honored us endlessly in their offers to contribute their time and talents to our day. We were absolutely thrilled to have them involved as MC, Photo Booth Operator, Videographer, Day-of Coordinator, Welcomers, Helpers, Heavy-Lifters, Log Choppers, Thrifting Decor Sourcers, Amazing Crafters, and Upscaling Spray Painters! They truly made our day special, and we left smiling from ear to ear.


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Scotchman's Peak: Who Really Is For Idaho?
As so many claims reach new heights of concern for the well-being of the Scotchman's Peak, it becomes important to know the speakers.
On one side seems to be the Idaho Conservation League, Conservation Voters for Idaho and the Friends of Scotchman's Peak.
CVI is an affiliate of the ICL which is an affiliate of the League of Conservation Voters which, in turn is affiliated with the Center for American Progress (CAP), which was founded by George Soros and John Podesta.
Recently, LCV and the Natural Resources Defense Council founded Leading Green(LG) which has become recommended for funding by the Democracy Alliance (DA) (George Soros, Tom Steyer, etc) which funds CAP, among others.
A tangled web.
The LCV and the DA are headquartered in D. C. and N.Y. A slogan on the CVI web page is "All politics is local", while on the ICL web page is "We Stand for Idaho". To learn more about where they stand watch their actions. Think the Greater Sandpoint Greenprint. And the effort to take Scotchman's Peak out of local control? Their values seem to reflect the values of organizations in Washington, DC than in Bonner County, Idaho.
A team of local citizens is considering that the area of the Peak be designated a state park. Bonner County would benefit by more local involvement. Save the Peak for local preservation. Contact your friendly local Commissioner or state representative, and Senator Risch, to reflect your values.
Contact Senator Risch:
or at his Coeur d'Alene Office:
U.S. Senator James Harbor Plaza,
610 Hubbard, Suite 213
Coeur d'Alene, Idaho 83814
tel: 208-667-6130
fax: 208-765-1743.
Jeremy Conlin
Cocolalla, Idaho
Please support our coverage of your rights. Donate here: Paypal.me/RedoubtNews


text:
Stream The Don [DJ], the newest drop from Nas. The cut was released on Thursday, March 15th, 2012. Things are looking better for Nas with each new release, which The Don [DJ] has proven yet again. It's worthy addition to the impressive body of work Nas has been developing over the years. We're looking forward to hearing what's next.
Check out Nas on Black Girl Lost Pt. 2. Check out Nas's profile page for the most recent info, news, songs, and mixtapes.
Let us know what you think, folks.


text:
Want to get notified about website updates? Click here >>>>>
2020 World Championship is cancelled read more here>>>>>
To all members of the International 2.4mR Class Associaton Read here>>>>
European Championship has been cancelled.. read more here>>>>
Notice to all sailors conserning the corona virus pandemic read more here>>>
2020 2.4mR World Championship website is now open
Follow the links to read more:
Letter from the President 2020 read it here>>>>>
Hempel World Cup Series in Genoa
Registration for the Hempel World Cup Series in Genoa on 14/19 April 2020 for the 2.4mR class is open. The event will be an Open event for all International 2.4mR boats and sailors, and registration is via a mail to email@example.com
The Class will benefit from being able to sail in a full Olympic Regatta with other aspiring Olympic sailors.
Enquiries about the event should be directed to Massimo Dighe, the Para World Sailing Manager at World Sailing.
Massimo Dighe
Para World Sailing Manager
Skype: massimo.dighe
Measurement Questionnarie by Keith Gordon, read it here>>>
Seminar on Measurement of 2.4mR Boats read more here>>>
2020 Int. 2.4mR European Championship
Hi All
We have a very full and exciting NewYear 2020 to look forward to. The decision to hold the Worlds next year in November at Davis Island Yacht Club gives an opportunity to enjoy top class racing in a top Yacht Club with excellent facilities, disability aware, on super water, hopefully warm. The timing of these championships fits neatly into the timeframe of the European sailing season and allows all sailors the opportunity to do all events. Shipping to that part of the USA is regular sailings with fairly short sailing times and if organised well need not involve a lottery win to fund.
The Davis Island Yacht Club in association with the US NCA will soon be giving us a living brochure online to encourage our thoughts along the lines of entry. The Para World Championships will be part of the Open Worlds and will result in a champion from extracted results from the races overall.
Attached to this email is also the details for the 2020 2.4mR European Championships which is being held as part of Travemuende Woche. Once again we have been very lucky to have had the invitation for us to be part of that week and it is a huge opportunity to show our boat to a wider racing community in a country that is beginning to take the 2.4mR to its heart. The championships will include the German Nationals. A serious championship it is but it is also the chance for a real summer holiday for the whole of our 2.4mR family.
Please take the opportunity to advertise these on your websites and, Nisse, can we get these onto the Class website.
Best wishes
2019 World Championship results and photo gallery... Megan Pascoe (GBR) take´s here second title, closely followed by Marko Dahlberg (FIN) in second place, and Fia Fjälddahl (SWE) in third place...read more about the event here>>>>>
A new win for the 2.4mR OD in a new category, the boats swept the table on corrected time in Finland... read Rikard Bjurströms report here>>>
The 2019 World Championship website is now open! take a look here>>>>
Letter from the President 2019 read it here>>>>>
Millar Wins Event Three of 2019CanAm read more here>>>>>
2.4mR Worlds 2019
Following confirmation that the Worlds in Genoa can go ahead after the motorway tragedy in Genoa. We are pleased to say that this event will go ahead under the flag of the Yacht Club Italiano, Genoa between 12-18 October 2019. The yacht club is one of the most prestigious in Italy and the event will be excellently run both on and off the water. More information to come when the 2019 WC website is opened.
Stellan Berlin winns the Worlds again Browse the results here>>>
A lot of photos taken by Nicek Vick is to be found here>>>>
And a Youtube video here>>>>>
A nice report from Gävle by Peter Russel to read here>>>>
The 2018 World Championship website is open, take a closer look here>>>>
Sailing is moving into the next stage of Paris 2024 Olympics read more here>>>
Malmsten Boats new DIY 2.4mR Stradivari Hc, take a look here>>>>
Can-Am Regatta story by Dee Smith Read it here>>>>
Can-Am Regatta story by Bruce Millar Read it here>>>
New year Message read it here>>>
Letter from the President, read it here >>>>
The World Championships in Sneek Holland is over and what a suprice... the winner is: Stellan Berlin!!! full results to be found here>>>>>
AGM Sailors Open Forum announcement, take a closer look here>>>>
EUROSAF Para Sailing European Championship Gdynia poland 18-22 July 2017 Read more here>>>>
New Measurement Report Forms added by the TC
The Technical Committee has released new versions of the measurement forms. The items to measure are ordered in a new way to make it easier for the measurers. They are now ordered to fit a natural work flow for measurers, rather than from start to finish by the class rules.
New is also that the measurement form for the mast/boom has been broken out into a separate form. This simplifies for all those that like to order a new boat but like to contine using their old mast. Find the new forms here>>>>>>
2017 Para Worlds Sailing Championship registration is open click here >>>>>
CanAm 2.4mR Series Finale at Charlotte Harbor Yacht Club read more here>>>
2.4mR Worlds 2017 website is open and registration is going on read more here>>>>
US and Canadian 2.4mR classes organizing CanAm 2.4mR series 2017 more here>>>>
New event "Meterfest" in Newport, RI USA next sommer... take a look here>>>
Darrell Suderman wins Canadian 2.4mR Championship, News release here>>>
How to obtain new 2.4mR or Norlin One Design certificates, read and learn here>>>>>
European Championship 2016 highlights in photo and video form here>>>>>>
TC Answers to rule questions concerning the 2.4 Norlin One Design Rules to be found here>>>>>
One Design Certificates is now up on the website, take a closer look here>>>>
2016 European Championship organizers are making progress towards the championships next summer. New mooring pontoons has been installed, Take a look here>>>>
Megan Pascoe wins the 2016 World Championships read more here>>>>
2016 European Championship first info online Klick here for more>>>>
2015 IFDS Para World Saling Championship in Melbourne Australia has come to an end and the Winner Is: Damien Sequin from France. Congratulations!
Follow the results race by race from here>>>>>
2016 World Championship in Hobart is coming up in a few months
It´s time to register, read all about it on the Royal Yacht Club of Tasmania´s webpage here>>>>>
And the latest media release here>>>>>
2015 World Championships is over... and the winner is: Stellan Berlin once more.
Read all about it here>>>>>
Attention to all 2.4mR sailors!
According to the latest class rules section B4, a buoyancy flotation certificate is valid only for five (5) years. Boats that want to avoid a "sinktest" at the Worlds in Rauma shall have a valid floatation certificate.
109 registered sailors to compete in the 2015 Worlds!! read more here>>>>>
Last day to register for the worlds 2015 in Rauma Finland register here>>>>>
France is selected to host the 2016 European Championships read more here>>>>
Last day for registration to the 2015 Worlds is coming closer...!
Remember to register before 5th of June 2015.... register here>>>>>>
Bidding Process Open for 2017 World Championships read more here>>>>
From the President, 2020 Paralympic Re-Instatement Letter to IPC sent via ISAF
2014 World Championship fotos added in the Photo section
Oras is the main sponsor partner of the 2.4mR Worlds in Rauma 2015
There are rental boats available for this event! For more info, click here>>>>
2015 Delta Lloyd Regatta Registration is now open. Read all about it here>>>
2016 World Championships in Hobart Tasmania Preliminary Notice Of Race published here>>>
2014 IFDS World Championship results Heiko Kröger wins the titel by one point!
2015 WORLD CHAMPIONSHIP in Rauma Finland, website is now open! Register NOW!
- Swedish Nationals 2015, a great way to get in the mood for the 2015 worlds. Check it out here>>>>
2014 World Champion is SWE-379 Stellan Berlin The final results and individual races here
2014 - 2.4mR World Championships updates day by day, follow the action here
2014 - 2.4mR World Championships Toronto Sept. 26 - Oct. 03 Visit the website here!
2014 European Championships results Megan Pascoe the new champion
2014 Newsletter is published Edited by Jacky Gay
Results from Kiel Week 2014 in Germany
2014 - 2.4mR European Championships Written by Bruce Millar
III Trofeo Internacional Iberdrola 2013 Written by Pep Portas
International Results
2019 World Champion Megan Pascoe (GBR)
Once again: World Champion 2017
And 2018
Stellan Berlin Sweden
2017 and 2014 IFDS World Champion
Heiko Kröger
2016 World AND European Champion
Megan Pascoe
IFDS Para World Champion 2015
Damien Sequin
2014 & 2015 World Champion
Stellan Berlin
2013 World Champion
Stellan Berlin
2012 Paralympic Gold
Helena Lucas


text:
got these dainty little butterflies in the mail a week or so ago. aren't they sweet? you should check out the whole etsy shop.
followed one of my favorite blogs, ashley ann photography, to make this fun springtime wreath with them (along with oatmeal colored yarn, sheet moss, lace trim and a doily)


text:
Two-year, small
Rural: Fringe
Not Applicable
Western Association of Schools and Colleges Accrediting Commission for Community and Junior Colleges
Students enrolled exclusively in distance education courses
Students enrolled in some but not all distance education courses
Students enrolled exclusively in distance education courses
American Indian
Pacific Islander
2 or More Races
11600 Columbia College Dr, Sonora, CA 95370
The data included on this page is collected from The Integrated Postsecondary Education Data System, a Department of Education program managed by the National Center for Education Statistics. Surveying over 7,500 colleges annually, it is among the most long-standing and trusted providers of U.S. postsecondary information. Note that IPEDS relies on self reported survey data from each college and therefore it may be slightly out of date or inconsistent with current levels. Please refer to each individual college website or contact the admissions office for further information.
Discover schools with the programs and courses you're interested in, and start learning today.


text:
Two things were sent my way last week that kinda made me want to toss the old proverbial cookies. The first was a study that suggested free statin drugs served with a fast food meal could counter-act the effects of the crap food itself. As I dug further into this, I learned that in some places, statins are now available over the counter. I am hard core against the use of statins. Aside from the fact that they can induce muscle wasting, impair total hormonal function, and can lead to a host of other major side effects that usually result in additional meds.
A friend then posted to my Facebook a link to a guy's blog where he proclaimed to have taste tested the KFC Skinwich- a sandwich KFC is apparently testing, that is loaded with five layers of fried chicken skin, bacon and cheese. Now, I did a little research on this to determine if this is actually being tested by KFC as aren't they the same peeps helping fund breast cancer research? It looks to have been a prank but either way- I don't think it would surprise any of us.
With or without a Fried Chicken Skin and Bacon sandwich, there is enough bad food out there that there is actually contemplation of serving a wee packet of statins as a condiment in fast food restaurants.
I know the Statin Drug/ Cholesterol thing is a rather political topic, but I have never been one to shy away from pissing off the big peeps (remember Coke?). This may be hard to understand the first time you read it, as the idea that cholesterol is the villain waiting to strike us down with heart disease is ingrained in the Statin Drug pushing world in which we live.
Think about this for a moment: Cholesterol is not bad. Or how about this: Cholesterol is a symptom, not a disease.
Now it is true that diets high in saturated fats from animal based foods aren't going to help anyone, but either are continuing to eat cholesterol containing foods while artificially lowering cholesterol levels with the devil in pill form, Statins.
Only 15% of cholesterol comes directly from the foods we eat. The link to diet is that a poor diet may cause the body to produce more cholesterol. Also note that cholesterol is only present in animal foods. Plants are naturally cholesterol free (think about that the next time you see a box of Vegetable Thins proclaiming that they are now cholesterol free). Cholesterol is manufactured in each and every cell of the body, produced directly in response to the need for it. What? The body needs cholesterol? Yepper skipper.
Let's take a holistic view shall we.
The Basics
- Excess sugars & fats, especially those found in processed foods result in higher cholesterol levels
- Cholesterol is a contributing factors to cardiovascular disease, but not the cause.
- Cholesterol circulates in the bloodstream in complexes called 'Lipoproteins'. Lipoproteins act as the transport vehicles for cholesterol.
- Low Density Lipoprotein (LDL): Known as the 'bad cholesterol', carries cholesterol from the liver to the cells of the body.
- High Density Lipoprotein (HDL): Known as the 'good cholesterol' carries cholesterol from the cells of the body to the liver where it mixes with bile and is eliminated as waste.
What causes cholesterol levels to rise?
- A primary role of cholesterol in the body is to act as a barrier in the cell wall. Cholesterol helps dictate what will be let into the cell and what will be released from the cell- the cells' defense system
- An increase in toxins from processed foods, chemicals, prescription medications, or environmental toxins enter the system and begin to circulate. With higher levels of toxins, cholesterol levels will increase as a means of protecting the DNA goodness inside the cells.
- Additional causes of elevated cholesterol levels include mental or physical stress or trauma, as well as stress derived from internal sources such as an inflammatory condition or surgery.
The Oodles of Roles Cholesterol Plays in The Body
- Cholesterol makes cells waterproof to help protect the cell from toxins
- Cholesterol is nature's repair substance, used to repair wounds, including tears and irritations in the arteries.
- Many important hormones are made from cholesterol, including hormones that regulate mineral metabolism and blood sugar, hormones that help us deal with stress, and all the sex hormones such as testosterone, estrogen and progesterone.
- Cholesterol is vital to the function of the brain and nervous system.
- Cholesterol protects us against depression; it plays a role in the utilization of serotonin, the body's "feel-good" chemical.
- The bile salts, needed for the digestion of fats are made from cholesterol.
- Cholesterol is the precursor to vitamin D, which is formed by the action of ultraviolet (UV-B) light on cholesterol in the skin.
- Cholesterol is a powerful antioxidant that protects us against free-radicals and therefore against cancer.
- Cholesterol, especially LDL-cholesterol, helps fight against infection.
Look at that! If we were to artificially lower our cholesterol levels you know what would happen? Our cells let in more toxins and we become more predisposed to cancer, we have poor wound healing, we end up with low levels of sex hormones and wind up on hormone replacement therapy or Viagra, we get depressed and end up on antidepressants, we don't have the bile to break down the fat in our diet and are therefore unable to absorb the fat soluble vitamins A, D, E and K, our skin gets rashy out in the sun and we become more susceptible to disease and infections.
How is cholesterol related to heart disease?
- Circulating free radicals, the result of ingestion or inhalation of toxic substances results in damage to arterial walls.
- The body uses cholesterol to smooth surface or fill the hole caused by the free radicals.
- Sticky fats, such as those found in fried foods and fatty animal proteins will stick to the cholesterol that was put in place to repair the free radical damage.
- This causes a narrowing in the passageway where blood needs to flow through the arteries.
- The best way to prevent heart disease relating to cholesterol is to increase intake of antioxidants (Vitamins A, C, E and the mineral zinc). These help protect the body from free radical damage, thus reducing the need for cholesterol deposits in the arteries.
How can cholesterol be lowered naturally?
- Soluble fibre is critical in lowering cholesterol levels naturally. In the large intestine, soluble fibre will bind to the cholesterol contained in bile and aid in eliminating it from the body. Without sufficient soluble fibre, 94% of cholesterol will be reabsorbed, this raising overall levels.
- Foods rich in soluble fibre: fruits, vegetables, oat bran, barley, seed husks, flaxseed, psyllium, dried beans, lentils, peas, soymilk and soy products.
- Increase antioxidant intake to reduce the body's cholesterol production. Antioxidants, specifically vitamin C from fruits and vegetables help prevent free radical damage and reduce the body's production of cholesterol. Lack of Vitamin C results in weakened tissues and arteries.
- Reduce consumption of meat – vegetarian diets have lower risk of CVD, due to higher fibre and antioxidant consumption
- Avoid processed foods as they are low in fibre and high in oxidized fats
- Avoid deep fried foods as high temperatures oxidize fats and form free radicals
- Oats are a cholesterol lowering superfood: Oats, via their high fiber content, are known to help remove cholesterol from the digestive system that would otherwise end up in the bloodstream. As well they contain a unique antioxidant/phytonutrient called avenanthramides that helps prevent free radicals from damaging LDL cholesterol, thus reducing the risk of cardiovascular disease.
Or of course- you can enjoy your Fried Bacon Skinwich, wash it down with a diet coke and your single serving of statins. Why bother taking responsibility for our health?
Question of The Day: What are the most ridiculous fast food creations you have come across? Mine, of course is the Deep Fried Twinkie


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The summer is the perfect time to dig into American history, and these U.S. historical sites are actually affordable.
The 4th of July means Main Street parades, backyard barbecues, and fantastic fireworks. Here's where to find the best shows, from coast to coast.
Today we found some stellar articles on 4th of July Deals, saving money when shopping on Amazon, and beating the heat without beating your wallet.
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Life In Motion: A Conversation with Ballerina Misty Copeland
Saturday, August 1st at 1:00 p.m.
The Reginald F. Lewis Museum welcomes renowned ballerina Misty Copeland, the first African-American soloist on Saturday, August 1st, 1:00 p.m. at Reginald F. Lewis Museum of Maryland African American History & Culture, 830 East Pratt Street, Baltimore, MD 21202.
Misty Copeland will give an author talk about her memoir, "The Life in Motion: An Unlikely Ballerina" and she will present her first children's book, "Firebird." A book signing will follow.
General admission is $8. Admission for senior citizens (age 65+), youth (age 7-17), and students (with ID) is $6. Admission for members, children under the age of six, and Maryland Public School teachers is free.
Tickets can be purchased at www.lewismuseum.org, by calling 443-263-1875 or in person.
FOR MORE INFORMATION: Visit http://bit.ly/1FrNTBv.


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The following was posted on [CLAStalk-list]
Federal Report Highlights Racial Disparities in Health http://www.nytimes.com/2011/01/14/health/14cdc.html
By DONALD G. McNEIL Jr.<http://topics.nytimes.com/top/reference/timestopics/people/m/donald_g_jr_mcneil/index.html?inline=nyt-per>
"To shed more light on the ills of America's poor – and occasionally its rich – the Centers for Disease Control and Prevention<http://topics.nytimes.com/top/reference/timestopics/organizations/c/centers_for_disease_control_and_prevention/index.html?inline=nyt-org> on Thursday released its first report detailing racial disparities<http://www.cdc.gov/mmwr/pdf/other/su6001.pdf> in a broad array of health problems."
A few highlights:
"The agency did not delve into why suffering is so disproportionate, other than to note the obvious: that the poor, the uninsured and the less educated tend to live shorter, sicker lives. (Some illnesses were also broken down by income level, by region, by age or by sex, but the main focus was on racial differences.)…
- Babies born to black women are up to three times as likely to die in infancy as those born to women of other races.
- More than 80 percent of all suicides are committed by whites, but young American Indian adults have the highest suicide rates by far – 25 per 100,000 population at age 21, compared with 14 for whites, 10 for blacks and 8 for Asians and Hispanics.
- Overdoses of prescription drugs now kill more Americans than overdoses of illegal drugs, the opposite of the pattern 20 years ago. Overdose death rates are now higher among whites than blacks; that trend switched in 2002, after doctors began prescribing more powerful painkillers, antidepressants<http://topics.nytimes.com/top/news/health/diseasesconditionsandhealthtopics/antidepressants/index.html?inline=nyt-classifier> and antipsychotics – more easily obtained by people with health insurance<http://topics.nytimes.com/top/news/health/diseasesconditionsandhealthtopics/health_insurance_and_managed_care/index.html?inline=nyt-classifier>.
- Compared with whites, blacks have double the rate of "preventable hospitalizations," which cost about $7 billion a year.
- People in Utah, Connecticut and North Dakota report the most "healthy days" per month – about 22. People in West Virginia, Kentucky and Tennessee report the fewest, about 17.
- Teenage pregnancy<http://health.nytimes.com/health/guides/disease/adolescent-pregnancy/overview.html?inline=nyt-classifier> is holding steady or falling for all ethnic groups, but is still three times as common among Hispanic girls as among white girls, and more than twice as common among black girls as among whites."
[CLAStalk-list] posting was submitted by Howie Schaffer' Vice President
Cook Ross Inc.; 8630 Fenton Street, Suite 824; Silver Spring, MD 20910
www.cookross.com<http://www.cookross.com/> / crculturevision.com / thediversitytoolkit.com
Related Articles
- Obesity Rising Across All Income Levels: CDC (nlm.nih.gov)
- CDC: Binge Drinking 'Huge U.S. Health Problem' (webmd.com)


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In an exclusive interview on cnbc.com – Michael Moskow – president of the Chicago Federal Reserve sat down with CNBC's Steve Liesman about the U.S. economy. Liesman spoke with Erin Burnett on "Squawk on the Street" about the interview. Despite the down week of reports on the U.S. economy – Moskow is still concerned about inflation and fairly upbeat about growth going forward.
Here's Moskow's take on things: "I think we'd expect some monthly ups and downs in the data, but when you look at the broad trend of the economy, there's a lot of strength there. Employment looks strong. The unemployment rate is low. Productivity is high. Incomes are high … So overall I still think the economy is solid."
Liesman said Moskow's prediction for '07 was an unemployment rate below 5% – it was 4.4% in October, and the prediction for November numbers out this Friday is 4.5%. He sees inflation headed in the right direction – but says the Fed must remain vigilant.
As for the fluctuating U.S. dollar – Moskow handled that question with the finesse of a White House press secretary. He said price stability – getting inflation under control – is the key to the value of the dollar.


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UK Prince busy in rafting and jungle safari in Bardiya
Bishnu Nepal
Bardiya, March 21: British Prince Henry Charles Albert David 'Harry' this morning reached the Bardiya National Park where he went on a rafting expedition and observed the vast multitude of wild life.
The British Prince went on a mountain flight on a chopper before descending down to Bardiya. He boarded the raft for at least 40 minutes travelling from Gaindamochar Post to Baghaura Phant. Later he went on a jungle safari travelling on foot for at least half an hour.
The tiger trapping cameras this time captured Prince Harry's gait through the forest.
He was elated to see the video of his tiger-like gait in a laptop. The tiger trapping camera installation work which started in the 1990s completed in 2000. A total of 300 cameras have been set up in the jungle.
The technical teams from the Bardiya National Park and the World Wildlife Fund (WWF) briefed the Prince on the tiger trapping camera technology.
There are a total of 50 tigers within the Park, Assistant Conservation Officer, Ashok Bhandari said.
Prince Harry clad in a pair of jeans, shirt and a muffler delighted in observing the wildlife.
Prince Harry, who has special interest in nature, environment, mountain and wildlife, also enquired about various aspects of Bardiya National Park during his observation.
Especially, elephants, rhinos, tigers and birds of 250 species are found in the park, spread on around 1000 square kilometers of area.
The World Wildlife Fund has been providing financial and technical support for the protection of the Park.
Some 10,000 foreign tourists visit the Park every year. Elephants kept at four different places of Park had welcomed the Prince. 'Welcome to Harry in Nepal' was written on the body of the elephants.
After visiting the Bardiya National Park, Prince Harry also enjoyed home stay at Surya Patuwa VDC in the district. On the occasion, cultural Tharu dance and pageants was shown.
Prince Harry has arrived Nepal on March 19 on a five-day visit on the occasion of bicentenary of the establishment of Nepal-UK diplomatic relations.
He will spend the day today and tomorrow in Bardiya, Lamjung and Pokhara. RSS


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NHL: Rangers, Lightning swap captains on deadline day
Recommended Video:
FILE - In this Oct. 7, 2013 file photo, New York Rangers right wing Ryan Callahan moves the puck up the ice during the third period of their NHL hockey game against the Los Angeles Kings,in Los Angeles. The Rangers and Tampa Bay Lightning are pulling off the first major deal on NHL trade deadline day, Wednesday, March 5, 2014, swapping captains Ryan Callahan and Martin St. Louis. (AP Photo/Gus Ruelas, File)


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painless root canal procedures at our clinic performed by skilled endodontists (root canal specialists) are extremely comfortable, and convenient for the patients
Root canal of the tooth is the inner layer of the tooth which has the nerves and blood vessels in it. Once the decay reaches up to this layer it becomes necessary to do a root canal treatment which includes removal of decay, cleaning and shaping of the canals and filling up of the canals.
This procedure is followed by the filling of the tooth and in most cases a crown placement.
People are fearful about ROOT-CANAL TREATMENT. They think it is very painful procedures in dentistry, but it's a Myth. By this procedure one can save decayed dying tooth. If natural tooth is saved there is no need of an artificial tooth.
60 minute painless root canal procedures at our clinic performed by skilled endodontists (root canal specialists) are extremely comfortable, and convenient for the patients
Decay of the teeth (cavities) if left untreated, generally progresses and gradually destroys a significant portion of the tooth before reaching the 'pulp' of the tooth. The pulp of the tooth is a thin soft tissue present in the tooth canals consisting of mainly nerves and blood vessels.
Once this infection reaches the pulp it gives rise to a common 'dental pain' or sensitivity. At this stage the tooth can only be saved by performing a root canal treatment.
Placement of crown is mandatory in most cases after root-canal therapy. Since the tooth becomes brittle after root-canal therapy and due to decay lot of tooth structure needs to be removed, placement of which is a must.
In some teeth where there is extensive loss of tooth structure sometimes post & core treatment is necessary to restore the teeth structure. A post is a thin rod like structure put inside the root for support in extremely destructed teeth. There are different types of post available such has metal post, fiber post, cast post etc. Reinforcement of the tooth can be successfully done by properly selecting case and post and core technique.
Whether it is the soft music, the state-of-the-art technology, or beautiful interior, we make sure you enjoy the experience each time you visit our clinics. Schedule an appointment or ask a question right away!
(020)-41297079 / (020)-25537079 / 09421586645View Gallery
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Art of Accounting: Lawyer did an incompetent job
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About nine years ago one of my clients went to an attorney for an estate plan. I asked to be involved and was told I wasn't needed so I sat it out.
The attorney was one of the top drawer firms with a noted estate planning expert who was going to be the lead attorney on the project. An impressive letter was prepared laying out everything the firm recommended, and the client gave the go ahead. I was not shown or told anything.
A few months ago the client was very ill and his wife asked me to review all of the plans. I was given the 2008 letter along with all of the documents—the wills, grantor and living trust documents, power of attorney and other agreements. I also asked for all of the life insurance policies, pension and IRA account balances and beneficiary designations and an approximate value of the art and jewelry. As the family's accountant I had access to information about the other assets and liabilities.
After reviewing everything, I could not believe the completely incompetent job the attorney did. Here is a short list of some of the omissions or errors:
1. No financial statement was prepared by the attorney when they did the estate plan so they did not have any idea of the total assets and where they were situated and how they were titled.
2. The pension and IRA assets and beneficiary designations were not requested or referenced.
3. A very large life insurance policy was sold to the client by the attorney after the documents were executed, and the policy's beneficiaries were inconsistent with the plan, will and trusts.
4. Nothing was done to transfer assets to the grantor and living trusts. We were not made aware of the trusts at that time and the attorney did nothing to implement his recommendations.
5. Provision was made in the documents for a credit shelter trust, but the wife had minimal assets in her name. The 2010 law creating portability would have remedied this to some extent if she died first, but this was totally negligent by the attorney, and the credit shelter trust would be a better way to handle this. Also portability did not exist when the estate plan was done.
There is a lot more, but I think I have illustrated enough to make my point. Now I have a question for you, my colleague. What should I have done?
I was very persistent, but the client was clear he didn't want me involved and did not want to incur the additional fees (which at the time would have been about $10,000). Note that the attorney's fees ended up at around $35,000 plus the commission on the insurance policy (which I estimate was about $100,000). Also note that the attorney said they would do the annual gift tax returns and we were not provided with copies. The only gift tax returns that were filed were for the life insurance premiums.
The client did not give me any of the documents. I asked when the project was completed and the client repeated that it was taken care of and he did not wish to pay me for something that was done and finished. While I felt it was important for me to review them, I did not feel a responsibility to keep insisting that I do, so it became a nonissue. I did periodically ask if I could review them and suggested updating the plan, but the client always said no. I even had the client sign a short note that he declined to engage us to review the estate plan.
Nothing ever happened until the wife got me involved.
My point here is that we can be very effective advisors and we, as a profession, care strongly about our clients. However, we cannot spend their money. We can make recommendations and suggestions, give warnings and whatever else we can do to persuade them to engage us for these additional services, but at the end of the day it is the client who decides what they want to buy and how much they want to pay.
We do our best, but sometimes it might not be enough, or it might be that in a given situation, there is no way to change the client's mind. But we have to put it aside and move forward with what we do. If there are regrets, it is the client who will have them, not me.
Edward Mendlowitz, CPA, is partner at WithumSmith+Brown, PC, CPAs. He is on the Accounting Today Top 100 Influential People List. He is the author of 24 books, including "How to Review Tax Returns," co-written with Andrew D. Mendlowitz, and "Managing Your Tax Season, Third Edition." Ed also writes a twice-a-week blog addressing issues that clients have at www.partners-network.com. Ed is an adjunct professor in the MBA program at Fairleigh Dickinson University teaching end user applications of financial statements. Art of Accounting is a continuing series where Ed shares autobiographical experiences with tips that he hopes can be adopted by his colleagues. Ed welcomes practice management questions and can be reached at (732) 964-9329 or firstname.lastname@example.com.


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Monday, March 28, 2011
Clearing the Road
By Tim Ard, Forest Applications Training, Inc.
If a storm or natural process leaves debris for you to utilize your chainsaw skills on, what do you do? The treetop is in the road and you and your saw have to make movable pieces of it. Where you start may mean the difference between a little work and a lot of hard risky work. It could even mean injury or death to you or someone else with you.
So what do we do? How do we make a plan to complete this task the quickest and best that it can be done and safely...?
In most implementations of the storm cleanup process I see (and hear of), the operators simply grab a chainsaw, start it up and begin cutting the end of the tree that's over the road. Sound familiar? Is there another way?
A couple thoughts, I guess you could call them techniques; I've come to appreciate...
• Look over the situation at hand from several angles. Walk around and identify any hazards overhead and around the project. Are there saplings or limbs bent over creating spring poles in the work area.
• Identify any possibility of roll over or twisted side binds that you see. Could your feet and legs be quickly swept out from under you by side-to-side a movement?
• Is the trunk and now horizontal canopy going to come down with each cut or may that cut unleash up pressure that may come at you.
• What about backpressure from limbs imbedded and pushing back or the possibility of the tree sliding forward or down an embankment.
• Know the top four information steps before you make a cut. Repeat them over and over as you plan and execute each cut.
• Make sure your chainsaw is running up to the manufacturers specs and that your saw chain is sharp and cutting at it's best. Pushing and pulling are not techniques that are neither beneficial nor safe when cutting downed debris.
Does your plan begin at the crown in the road? Could it be that you could better accomplish the task to clear the road or area by starting at the butt of the tree? People ask me all the time what I mean with that statement. I will try to clarify...
• If I start at the end or crown of many trees it constitutes the need to cut high, sometimes higher than you should without a pole saw. Never cut above your shoulders with the saw and if you have to lift the saw a little high, make sure to turn the bar almost sideways to eliminate being right in line with the reactive kick-back forces and the cutting chain. Don't just cut with the spinning chain pointed right inline with your head and body. When you lift the saw very high or up and down often fatigue rises quickly. Fatigue and saw work do not mix well, like drinking, fatigue and driving.
• When you cut the limbs of the crown from the end, you generally have to cut and then stop and pull them out and down and maybe even out of the way.
• The limb ends, or top pieces, are usually smaller diameter and vibrate as the chain pulls them about. This increases chances of chain derailing and limbs throwing the saw about, usually at a level even with the upper body.
• More cuts on small limbs have to be made to start at the top.
The Alternative
• Begin at the butt end. It may be that you can start right at the stump. It often is better in your plan to move up the trunk to the edge of the road or first major crotch to begin the process. Try not to pass any limbs unless you are using them as support or scotches.
• When removing limbs up the trunk it's easier to maintain saw control at a lower level. You can work up the trunk removing limbs and having room to move and leaving some debris until you're out of the immediate area before swamper's move it. Leaving the debris momentarily can even be used as roll protection or support. Moving should be practiced with the chain brake engaged and make sure to have a plan in mind and stabile footing before making the next cut.
• The neat part of de-limbing up the trunk direction is that you can severe the limb close to the trunk and in many cases the swamper can pull the limb right out of the road or back to the chipper without having to cut so many times. Limb direction can easily be changed too without having to do so much manhandling to get it off the road. Many trees you can remove and drag less that a dozen limbs to clear the road instead of fifty cuts on small pieces, making fifty trips to the roadside or chipper.
Just step back and look at your next tree cleanup project and you will see what I mean...
Please think about this too - Only one person with a saw on the tree until the tree is stabilized. You do not want one person cutting the trunk and another cutting limbs until these two sections are disconnected and stabile.
You don't want anything to roll over on another sawyer or someone pulling brush. Make sure to give enough distance between the sawyer and the swamper or brush tender.
Don't hold limbs waiting on them to be cut. Let the cuts be made, then come in when the Sawyer requests your help. Working too close together or trying to hurry the process and saw contact is inevitable.
Always wear Your Personal Protective Equipment when you operate a chain saw. Head, eye, ear, gloves, leg protection and boots are the best insurance you can have against personal injury, along with a complete cutting plan.
For more on this topic and many other chain saw safety thoughts and techniques visit www.ForestApps.com
Tim Ard is president of Forest Applications Training, Inc. Contact Tim with any questions or for further explanations at firstname.lastname@example.com. We specialize in training operators of outdoor power equipment at city, county and state levels nationwide.
© Copyright 2011 Forest Applications Training, Inc.
- Posted using BlogPress from my iPhone
Thursday, March 10, 2011
Lean or Not
Lean or Not...
By Tim Ard, Forest Applications Training, Inc.
One of the toughest information areas for me to learn regarding falling trees was to understand lean. I find today in my workshops this is true for most people.
I used to try to look up the trunk and move around the base of the tree trying to see where the tree wants to go. Lean is noticeable with trees using this technique, but what about those that are not so lean descriptive?
Soren Eriksson finally got it through my head, after a couple of the first years training together, that trees lean 360 degrees and if you expect the tree to do and go where you want it to, you must pick the place to put it and discern the lean to that spot.
Lean is actually determined in relationship to the position of the face notch and controlling hinge. Realizing there are two leans that you have to recon with in relation to the hinge position, you must put yourself in two positions to take lean information. You should take the side lean from or in line with your proposed lay/target location. The second, forward or back lean, is taken from a position perpendicular or simply 90 degrees to the target. This gives you the knowledge of where the crowns weight leans in relationship to the fulcrum or pivot point in the proposed fall, the hinge....
If the center weight line of the crown, standing in line with your target or lay, falls to the side of the center line of the tree base, it has side lean in that direction. If the center weight of the crown, standing in a position 90 degrees to the target, falls toward the target side of your hinge position, it leans forward. If the line falls behind the hinge position, the tree leans back.
Yes, the tree can be affected by things like wind, intertwined or pushing limbs, etc., but if not effected by those things, gravity will prevail and the tree will fall to your informed leaning position if the notch and hinge perform correctly.
The Technique
To determine leans effectively I have found it beneficial to point. When standing in the target/lay position, take your right index finger and point to the farthest limb stretching to the right side of the trees crown. Hold that position. Now, point with your left index finger to the farthest limb out the left side. Hold that position. Find a visual point between those two finger points in the middle of the tree crown. I simply bring my two fingers equally to the center of the two points and that's the top position of my plumb line. I then follow a plumb straight line to the base of the tree. Where that line falls in relation to the trunk and hinge is the measured lean. From the perpendicular position do the same for the forward or back lean reading.
This can become a very quick and accurate way of taking true leans with very little practice. People ask, what if this or that... Like if the trunk leans the opposite way of the limbs? Again, it is the most accurate way of calculating leans. You will be amazed at how balance heavy the limbs are. The trunk most often will be following the lead of the limb weight. Even if it doesn't, the limbs will usually rule the lean reading. If you can't determine a definite lean, treat it as back lean and you will never be surprisingly stuck in the tree...
Remember, lean is only a portion of the needed information before attempting to fell a tree. Review information on our website at www.ForestApps.com and your chain saw operators instruction manual for other important things to consider before attempting a chainsaw task. Always wear personal protective equipment (PPE) when running a chainsaw and working in a forest, wooded area and or storm clean up. If you don't feel comfortable or can formulate a complete plan- contact a professional. Saving time or money on one or even more trees is not worth serious injury or death.
Practice this lean information technique a few times. You will find, as I and many others have, that lean never lies. It's either lean or it's not...
Tim Ard is President of Forest Applications Training, Inc., a leading training company for all chain saw safety and applications. For more information about chain saw training browse www.forestapps.com or website or contact us at firstname.lastname@example.com . Follow ForestApps on Twitter and Face Book as Forest Applications.
(C) Copyright 2011 Forest Applications Training, Inc.


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|I'm sure Laudrup would relish a win at Anfield...
Image: telegraph.co.uk
Injuries for Liverpool mean that Pepe Reina and Glen Johnson are unavailable and it is predicted Brendan may field some fringe players. After a rather strong side against Anzhi and his best XI against Everton, it could be seen as an opportunity to give some players a rest.
The big injury worry for Swansea lies with Michael Vorm who is out for 8 weeks. It's a big blow for the Welsh side and his replacement Tremmel will have a lot on his hands.
Michael Laudrup got his Swansea side off to a steady start in the Premier League but the Jacks currently lie in 10th (still a plus on Liverpool's current standing). Their last match in the league cup saw them face Crawley and after an injury time goal Swansea sealed a 3-2 win.
The last time the two sides met was at the end of last season in May. Swansea won the game with the help of a late Danny Graham goal. If Swansea believe in omens though they won't want to be reminded of the last time the sides walked out together for a cup tie. The FA Cup of 1990 saw Liverpool put 8 goals past Swansea at Anfield.
Stat Sandwich
- This is the first time the Reds have had a fixture at home in the League Cup since September 2010.
- If Swansea win, it will be their first appearance in the League Cup quarter finals.
- Liverpool have scored in 45 of their last 46 League Cup games.
Cup ties are always unpredictable and I'm struggling to make a suggestion about the game myself. Swansea are a strong side and have some real attacking presence but if Liverpool can hold their nerve and play like they have been of late then a win at Anfield should be on the cards.
Enjoy the match folks!


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I am a member of the Collective Bias® Social Fabric® Community. This Answers at Walgreens (WalgreensAnswers) shop has been compensated as part of a social shopper insights study for Collective Bias and their client.
I live with ongoing neck and back pain and have since I was hit in my subcompact car by a distracted driver in 1988. I've had physical therapy and they've been monitoring my bulging disks – one in my neck and one in my lower back since the crash – but the pain will likely be with me for life.
I generally use ibuprofen when the pain gets to be too much, but I've started to worry about how much I'm taking. An accidental overdose while on a trip last year made me very ill and I don't want to repeat that. So when I twisted my knee earlier this week, I was hesitant to add more ibuprofen to my pain regimen to cover the discomfort from my new injury without consulting someone, but I didn't think it required a visit to my physician. I needed to get this pain under control so I could enjoy my son's wedding and I needed sleep to get everything done in time for it.
AnswersatWalgreens.com – 24/7 Pharmacy Chat
By the second day the pain was too intense to sleep so I went online to Walgreen.com and signed into my Balance Rewards account and then selected the 24/7 Pharmacy Chat to find out if there was a better way to treat my twisted knee.
The online chat was easy (once I disabled my pop-up blocker) and although it was 1:30am, my chat was replied to within 7 minutes. I felt the pharmacist did a good job, though I would have like him/her to have asked me what I'd done up to that point (ie., had I iced it, used heat, etc) and lead the conversation a bit more. It was up to me to ask questions like if there was an alternative or something organic/natural I could use.
Still, I felt comfortable with the suggestion to add a topical cream in addition to continuing the ibuprofen and I appreciated that I was given a timeframe in which I should find some relief and if not, to consult a doctor.
After getting my suggestions I took some ibuprofen and went to sleep. The next morning I headed to a local Walgreens to find the pain cream (see my shop here). It took no time at all to find the "pain" aisle because all of the aisles near the pharmacy are marked by what they can help with like cold, flu, etc. I found the ointment recommended (though I chose a stick-on compress application) and more ibuprofen to help with the inflammation and pain.
Walgreens' also carry braces, crutches, and tons of other medical aids and devices should this turn out to be more serious than a slight sprain; but for now I just picked up the meds as suggested by the Pharmacist. While I was there I noticed shelf talkers for other types of pain and remedies – I especially appreciated the migraine info.
I applied the pain patch before I left the parking lot and although my husband doesn't believe in them, I found relief from it. It helped me reduce my ibuprofen intake by half, so I'm stuck with the pain patch.
I followed the pharmacist's' recommendations I was able to attend my son's wedding nearly pain free and I had a fabulous time. Unfortunately I stepped in a hole so I wrenched my knee again, but this time I have everything I need to care for it.
Answers at Walgreens
If you're not comfortable with online chatting, you can talk to any Walgreen Pharmacist in person. There are also brochures available in store and more information online. It's nice to know there's someone I can talk to 24/7 that can help me decide how to treat minor aches and pains.
Connect with Walgreens
Related articles
- Walgreens Twitter Party 8/20 RSVP #WAGHomeHealth (miscfinds4u.com)
- Express Scripts, Walgreens form new alliance (stltoday.com)
- Walgreens Cashes In On Department Stores' Pain (npr.org)


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Get all dressed up, and be the best dressed wedding guest in a trendy cocktail number, or embrace all the summer vibes in a flowy maxi dress. Our Southern dress boutique offers a variety of flattering dress styles, cuts, colors, and designs to choose from so that you can truly have the best of women's boutique dresses for every occasion. Finding the perfect dress to complement your lifestyle is a breeze.
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Be sure to consult the sizing information for the dress you have your eye on from our southern dress boutique, and enjoy showing off your feminine side! Complete your look by adding a beautiful kimono, cardigan, or jacket—and don't forget the perfect pair of shoes.
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We offer these hotels near the Congress Center via the online registration:
Thon Hotel Munch
Thon Hotel Munch is an attractive bed and breakfast style hotel conveniently located in central Oslo. The hotel is hidden away on a peaceful, quiet side street, but is just a stone's throw away from everything you need – from shops and restaurants to theatres and public transport. Sentrum parking garage is right next door to the hotel.
Single room: NOK 1215,-
Double room: NOK 1415,-
Address: Munchs gate 5, 0165 Oslo
Thon Hotel Terminus
The recently refurbished Thon Hotel Terminus is situated in the very heart of downtown Oslo, mere steps away from Oslo City shopping centre, Oslo Spektrum arena, and Oslo Central Train Station. Many of the best restaurants, entertainment, shopping, and nightlife that Oslo has to offer are all within an easy stroll.
Single room: NOK 1730,-
Double room: NOK 1930,-
Address: Stenersgata 10, 0184 Oslo
Scandic Oslo City
Scandic Oslo City is just a stone's throw away from Karl Johans gate and the Opera house. With its central location right by Oslo Central Station, the hotel is a perfect base to explore Oslo. Right outside you will find the tram to the park Vigelandsparken, Ekeberg Sculpture Park or shopping and nightlife in Grunerlokka.
Single room: NOK 1880,-
Double room: NOK 2080,-
Address: Europarådets Plass 1, 0154 Oslo
Participants wanting to book alternative accommodation nearby can visit Anker Hostel and Oslo Hostel Haraldsheim.


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Jacket: Stradivarius (similar) | Top: ASOS | Jeans: Topshop | Shoes: Converse | Bag: Mulberry
Jacket: Missguided | Top: Missguided | Shirt: Forever 21 | Jeans: Topshop (similar) | Shoes: Converse
Top: ASOS | Jeans: Missguided | Boots: ASOS | Necklace: Debenhams (similar)
Here's a quick little run down of my latest Instagram outfit posts. As you know not all my looks make it to the blog due to only being able to shoot pics at weekends so I try to do a little round up of my latest outfits so if you don't follow me on Instagram you can still see the looks but also shop the links here which Instagram doesn't allow.
All the links are here to either the items f they are still available or if they have sold out I've tried to find similar alternatives.
Happy shopping!
Top: Missguided | Skirt: Missguided | Belt: Topshop
Jacket: Missguided | Jeans: Topshop | Shoes: Converse | Scarf: ASOS | Bag: Mulberry
Top: Forever 21 | Jeans: Missguided | Shoes: ASOS | Necklace: Debenhams
Shirt: ASOS | Jeans: White Stuff | Shoes: Topshop | Coat: ASOS* (similar)
Jumper: River Island | Jeans: Topshop | Boots: Topshop | Coat: Forever 21
Cardigan: ASOS | Top: Topshop | Jeans: Topshop | Boots: Topshop


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Justia U.S. D.C. Circuit Court of Appeals Opinion SummariesArticles Posted in International Trade
Epsilon Electronics v. US Department of Treasury
OFAC is authorized to impose civil penalties against any person who exports goods to a third party who it has reason to know intends to send them to Iran. At issue was whether OFAC must also show that the goods actually ended up in Iran. The DC Circuit held that the government need not make that showing and affirmed the district court on that ground. However, the court held that OFAC did not adequately explain parts of its determination that the exporter in this case had reason to know that its shipments would be sent on to Iran. Therefore, the court affirmed the district court's order granting the government defendants' motion for summary judgment as to OFAC's determination that Epsilon's 34 shipments to Asra International between August 2008 and March 2011 violated section 560.204 of the Iranian Transactions and Sanctions Regulations. The court reversed as to OFAC's determination that Epsilon's five shipments to Asra International in 2012 violated the same regulation. The court remanded with instructions. View "Epsilon Electronics v. US Department of Treasury" on Justia Law
Posted in: Government & Administrative Law, International Trade
Nanko Shipping, USA v. Alcoa
In 1963, the Republic of Guinea entered into an agreement with Halco establishing the Compagnie des Bauxites de Guinée (CBG) for the purpose of developing Guinea's rich bauxite mines. Nanko filed suit against Alcoa, alleging breach of the CBG Agreement, asserting that it was a third-party beneficiary thereof, and another for racial discrimination in violation of 42 U.S.C.1981. Nanko later added Halco as a defendant and asserted an additional claim against Alcoa for tortious interference with contractual relations. The district court dismissed the case under Rule 12(b)(7) for failure to join Guinea as a required Rule 19 party. The court concluded that the district court's Rule 19 holding failed to fully grapple with Nanko's allegations and that those allegations, accepted as true, state a claim for racial discrimination under section 1981. The court reasoned that, insofar as the existing parties' interests are concerned, evidence of Guinea's actions, views, or prerogatives can be discovered and introduced where relevant to the parties' claims and defenses even if Guinea remained a nonparty. At this stage in the pleadings, the court did not believe that the allegations could be reasonably read to show that Guinea was a necessary party. Accordingly, the court reversed and remanded. View "Nanko Shipping, USA v. Alcoa" on Justia Law
Adenariwo v. FMC
Petitioner, owner and principal of MacBride Nigeria, seeks review of two of the Commissioner's decisions relating to the loss of concrete masonry equipment shipped from the United States to Nigeria in two separate shipping containers. BDP and Zim organized and carried out the transportation of the equipment. Petitioner alleged two identical complaints against Zim and BDP, contending that they engaged in unreasonable practices when handling the equipment, in violation of Section 10(d)(1) of the Shipping Act of 1984, 46 U.S.C. 41102(c). The court dismissed the portions of the petition relating to the first container because the petition for review of the Commission's decision was untimely under the Hobbs Act, 28 U.S.C. 2342(3)(B), 2344. The court vacated the decision relating to the second container because the Commission improperly reduced petitioner's award for the loss of equipment. The court remanded for an award of the full amount supported by the record without mitigation and permitted under 46 C.F.R. 502.301(b). View "Adenariwo v. FMC" on Justia Law
Posted in: International Trade
McKesson Corp., et al. v. Islam Republic of Iran, et al.
McKesson first filed suit in 1982 after the Iranian government expropriated the interest held by McKesson in an Iranian dairy company. At issue now is the $13.4 million in attorney's fees the district court awarded McKesson. This appeal turns on the applicability vel non of Article 518 of the Iranian Civil Procedure Act of 2000. The court read Article 518's plain language to provide that "decided by the court" applies only "[i]n the instances where the amount of [attorney's fees is] not fixed in the law or official tariff." Article 518 provides a general rule that courts must use an official tariff or other amount fixed by law in awarding attorney's fees. The court has discretion only when the tariff does not apply. In this instance, the court concluded that the official tariff applies. Iran contends that, applied to McKesson's $29.3 million judgment, the tariff yields a fee award of $29,516. McKesson does not dispute the calculation. Accordingly, the court vacated the district court's fee award and instructed the district court on remand to grant McKesson $29,516 in attorney's fees.View "McKesson Corp., et al. v. Islam Republic of Iran, et al." on Justia Law
Posted in: International Trade, Legal Ethics
Folliard v. Government Acquisitions, Inc., et al.
Relator filed suit under the False Claims Act (FCA), 31 U.S.C. 3729-3733, alleging that the HP products Govplace sold to the federal government originated from non-designated countries, in violation of the Trade Agreements Act of 1979 (TAA), 19 U.S.C. 2501-2581. The court affirmed the district court's grant of summary judgment to Govplace, concluding that the district court properly exercised its discretion in managing discovery and that Govplace reasonably relied on Ingram Micro's certification. The court concluded that a contractor like Govplace is ordinarily entitled to rely on a supplier's certification that the product meets TAA requirements. In this case, Govplace has informed the GSA during multiple Contractor Administrator Visits that it relies on Ingram Micro's Program in representing that the country of origin information for the items listed in its GSA schedule is accurate, and GSA's Administrative Report Cards evaluating Govplace have all concluded that Govplace has complied with the TAA. View "Folliard v. Government Acquisitions, Inc., et al." on Justia Law
Posted in: Government Contracts, International Trade
Luan, et al. v. United States
Appellant fled to the United States after a Hong Kong magistrate issued a warrant for his arrest on charges of smuggling, evasion of customs duties, bribery, conspiracy to defraud, and money laundering. On appeal, appellant challenged the district court's grant of an application under 28 U.S.C. 2467(d)(3) for a restraining order to preserve appellant's assets. The court concluded that the district court's restraining order was issued in a manner consistent with the procedural due process protections of 18 U.S.C. 983(j)(1)(A) where the applicable foreign criminal or forfeiture proceedings in this case afforded protections consistent with those afforded by the filing of a civil forfeiture complaint in the United States. The court need not decide whether all of those proceedings were required, or whether fewer or different proceedings would have sufficed. Accordingly, the court affirmed the judgment, concluding that the proceedings appellant was afforded was sufficient to satisfy the mandate of section 2467(d)(3). View "Luan, et al. v. United States" on Justia Law
Delta Air Lines, Inc. v. Export-Import Bank of the U.S., et al.
Delta filed suit against the Bank, under the Export-Import Bank Act, 12 U.S.C. 635(b)(1)(B), arguing that the Bank failed to consider the effects of loan guarantees given to Air India so that Air India could purchase Boeing airplanes. The district court entered judgment in favor of the Bank and Delta appealed. The court reversed, concluding that the Bank failed to reasonably explain its application of the Act in this case, as required by the Administrative Procedure Act, 5 U.S.C. 500 et seq. The court directed the district court to remand the case to the Bank for further proceedings, but the district court should not vacate any of the Bank's actions in this matter to date. View "Delta Air Lines, Inc. v. Export-Import Bank of the U.S., et al." on Justia Law
Posted in: Banking, International Trade, U.S. D.C. Circuit Court of Appeals
Center For Int'l Env. Law v. Office of the U.S. Trade Rep., et al.
This case involved the district court's order requiring the Office of the United States Trade Representative to disclose a classified document describing the government's position during international trade negotiations. The only document that remained in dispute was a white paper referred to in the district court proceedings as "document 1," which consisted of the Trade Representative's commentary on the interpretation of the phrase "in like circumstances." The court concluded that the Trade Representative properly withheld the document as exempt from disclosure under exemption 1 of the Freedom of Information Act, 5 U.S.C. 552(b)(1), because the white paper was properly classified as confidential. Accordingly, the court reversed the district court's judgment. View "Center For Int'l Env. Law v. Office of the U.S. Trade Rep., et al." on Justia Law
International Brotherhood of Teamsters, et al. v. DOT, et al.
This case stemmed from the Federal Motor Carrier Safety Administration's recent authorization of a pilot program that allowed Mexico-domiciled trucking companies to operate trucks throughout the United States, so long as the trucking companies complied with certain federal safety standards. Drivers Association and Teamsters contended that the pilot program was unlawful. As a preliminary matter, the court concluded that Drivers Association and Teamsters both have standing to challenge the pilot program. On the merits, the court concluded that all seven of Drivers Association's arguments and all six of Teamsters' arguments were unpersuasive. Accordingly, the court denied the petitions for review. View "International Brotherhood of Teamsters, et al. v. DOT, et al." on Justia Law
Marcum, et al v. Salazar, et al
Appellants filed suit claiming that the FWS had unlawfully denied their requests for permits to import hunting trophies taken from elephant hunts in Zambia in 2005 and 2006. The district court rejected appellants' claims and granted summary judgment to the Government. Because this matter was unripe for review when the district court heard the case and issued its decision, the record on appeal was incomplete. Therefore, the court vacated the judgment and remanded for further consideration. View "Marcum, et al v. Salazar, et al" on Justia Law