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This recent judgment of the Royal Court of Jersey is a wake-up call to offshore fiduciaries and corporate service providers: slavish loyalty to client requests can be a very costly mistake, if your client turns out to be a fraudster and the Court decides that you helped him when you had reason to suspect that he was up to no good. For doing his bidding you could be branded dishonest, and ordered to compensate the victims for their losses out of your own funds.
1. Nolan and others v Minerva Trust Company and others [2014] JRC078A is a recent Royal Court decision in which victims of a substantial fraud succeeded in a "dishonest assistance" claim against a Jersey trust company. The trust company had provided directors to a number of Jersey companies which were beneficially owned by a fraudster. The Court found that the trust company's officers had, on the instructions of the fraudster, dishonestly made payments out of the companies when they were on notice that those payments could be fraudulent. Minerva was ordered to compensate the victims for their losses.
2. The dishonesty proved against the trust company was not of the straightforward kind, in which the defendant is fully aware of and complicit in the fraud. Rather the Court concluded that Minerva's officers failed to act as an honest person in their position would have done, when faced with evidence that something improper was afoot. They helped the fraudster by doing what he, as their client, requested. They could have believed that what they were doing was acceptable and honest by their own standards, or by their industry's standards, but the law takes its own objective view of what is honest.
3. The case reminds us that unswerving loyalty to a client's instructions can have catastrophic legal, financial and reputational consequences. The court found that Minerva dishonestly assisted the breach of trust by the Buchanan's companies in a number of ways, including lying at GW's request and making the payments for GW's benefit. Minerva was ordered to pay sums totalling £4.5m plus €8.4m to the victims.
4. The Plaintiffs, the Nolans, are a wealthy Irish family. They made their money through road haulage. They were duped by an Irish businessman, Gerard Walsh ("GW"), into advancing millions of pounds and euros to a number of Jersey-incorporated private investment companies. The companies were collectively described as the "Buchanan group". They were all beneficially owned by GW.
5. GW was a fraudster. He falsely claimed that the money would be used to make a variety of investments in opportunities he had identified. In reality the money was transferred out of the Buchanan companies and spent as GW saw fit, including paying off his overdrafts and financing his family's expensive lifestyle. Such shares as the Nolans acquired were worthless.
6. The trust company involved was called PTCL. PTCL was bought by Minerva during the relevant period, so it will be referred to here as Minerva. The Court found that, acting as Buchanan company directors, Minerva did whatever GW instructed them to do. They made payments out as instructed by GW. They asked no questions. They followed GW's instructions not to contact the Nolans. In some instances they edited accounting documents at his request.
7. The Court confirmed that the essential requirements to prove dishonest assistance in a breach of trust were:
- The existence of a trust in the plaintiffs' favour
- A breach of that trust
- That the defendant assisted in that breach
- That in giving that assistance the defendant acted dishonestly.
8. In order to be able to make a dishonest assistance finding against Minerva the Court first had to find that there was a trust, in favour of the Nolans, over the monies they had paid to the Buchanan companies. There was no express trust in the formal sense. However the Court ruled that the facts in this case could give rise to¬ either of two types of constructive trust. A court can declare the existence of a constructive trust over funds that have been stolen or misapplied. The effect is that a person who obtains funds through wrongdoing does not beneficially own those funds but holds them on trust for the victim, and is legally obliged to give them back or pay compensation. Any person who dishonestly assists in the breach of trust can also be ordered to compensate the victim.
9. In this case the Court held that because of lies told by GW, and the way he spent the Nolans' money, the Buchanan companies were constructive trustees of the funds paid to them by the Nolans. The Court applied two different types of constructive trust: they are called Halley trusts and Quistclose trusts, named after the English cases which first applied them.
10. A Halley trust arises where funds are paid over as a result of a fraudulent promise, and the payer gets nothing in return for it. An example might be, as in this case, a claim that the money will be used to invest in German hospitals, when GW knew he owned no German hospitals, had no means of getting any, and had no intention of getting any. It was just a lie to get people to part with money, little different from theft.
11. A Quistclose trust arises when money is paid over on the agreed understanding that it is to be used for a specific purpose only, such that if it cannot be used for the agreed purpose then it must be returned. If the money is used for a different purpose then that is a breach of trust.
12. The Court held that breach of trust would occur either:
- as soon as GW's companies failed to repay the money at once (for a Halley trust), or
- as soon as the funds were applied for a purpose other than that agreed (for a Quistclose trust).
13. The assistance in this case was provided by Minerva, as manager of GW's companies, in carrying out the payments GW instructed them to make, from funds received from the Nolans. Each payment was in effect the breach of trust, so the payments clearly assisted in the breaches. The key issue was dishonesty.
14. The Court approved English judgments stating that the view of the defendant, as to whether what they were doing was dishonest, is irrelevant. What counts is the objective view of the Court as to what are "ordinary standards of honest behaviour."
15. The Court confirmed that dishonesty can therefore apply not just to the obvious cases where a defendant knew that trust assets were being misapplied, or where he closed his eyes and ears to the obvious and deliberately failed to ask questions to avoid learning something he did not want to know. It can go beyond that, to include taking risks when aware of a doubt as to the legitimacy of what he is being asked to do:
"Acting in reckless disregard of others' rights or possible rights can be a tell-tale sign of dishonesty. An honest person would have regard to the circumstances known to him, including the nature and importance of the proposed transaction, the nature and importance of his role, the ordinary course of business, the degree of doubt, the practicability of the trustee or the third party proceeding otherwise and the seriousness of the adverse consequences to the beneficiaries.
The circumstances will dictate which one or more of the possible courses should be taken by an honest person. He might, for instance, flatly decline to become involved. He might ask further questions. He might seek advice, or insist on further advice being obtained. He might advise the trustee of the risks but then proceed with his role in the transaction. He might do many things. Ultimately, in most cases, an honest person should have little difficulty in knowing whether a proposed transaction, or his participation in it, would offend the normally accepted standards of honest conduct.
Likewise, when called upon to decide whether a person was acting honestly, a court will look at all the circumstances known to the third party at the time. The court will also have regard to personal attributes of the third party, such as his experience and intelligence, and the reason why he acted as he did."
16. The Court held that:
"... an exaggerated notion of dutiful service to clients, which produced a warped moral approach that it was not improper to treat carrying out clients' instructions as being all important ..." is dishonest, regardless of whether the person involved genuinely believed it was honest.
17. The Court took into account the Jersey regulatory framework in which Minerva was operating. The Financial Services (Trust Company Business (Assets - Customer Money)) (Jersey) Order 2000 provides that trust assets held by regulated trustees such as Minerva must not be paid to another customer without proper authority. The Proceeds of Crime (Jersey) Law 1999 creates offences of money laundering for assisting another to retain the proceeds of his own criminal conduct, eg by transferring it, and requires trust companies to have robust procedures to check where money has come from. The Court held that these provisions were part of the relevant circumstances when considering honesty.
18. The Court took the approach that knowledge gained by Minerva's officers on one occasion informed Minerva's state of mind in a subsequent transaction. So each instruction could not be viewed in isolation but as part of a growing body of evidence that should have put Minerva's officers on alert.
19. Minerva argued that it never had actual knowledge of any trusts that might have come into existence as a result of GW's conduct, and did not know facts that would put an honest man on notice. It did not know what GW had said to the Nolans or what purposes had been agreed for the funds. Minerva said it was entitled to assume GW was honest. It said payments to GW's personal benefit did not attract concern because he was the beneficial owner of the companies. However none of this mattered in the Court's view because Minerva knew enough to know something was not right.
20. The Court rejected evidence from Minerva officers that they had given careful consideration to the pros and cons of each of GW's requests to transfer funds. In respect of one witness it found that his attitude was that "what was reasonable or the right thing to do was what Mr Walsh said -- no more and no less. Similarly he never gave any thought as to whether a given transaction proposed by Mr Walsh ... was bona fide and honest or otherwise." It also found that that two Minerva witnesses were prepared to lie to third parties on GW's behalf.
21. The Court examined all the transactions, and made findings in each case on Minerva's state of knowledge and the legal consequences. In summary it found that:
- Each of the payments from the Nolans to the Buchanan companies gave rise to either a Halley trust or a Quistclose trust, which was breached in each case.
- In almost every case the assistance provided by Minerva, by paying sums away at GW's instruction, was "commercially unacceptable" and was dishonest. Minerva's liability derived from the acts and knowledge of various Minerva staff at various levels; the criticism was not limited to those at director level.
- In each case that was found to be dishonest there were circumstances which would have led an honest trust officer to appreciate that something was not right, and to seek further information from the Nolans or from GW before making the payment concerned. d. In some cases there were obvious inconsistencies between things GW was telling Minerva about where money was coming from or what it was for. There were also inconsistencies between what GW told Minerva and other facts known to Minerva. The Court held that an honest trust officer faced with such inconsistencies would recognise that they were being lied to, would treat all statements from GW with caution, would alert all relevant Minerva staff to their concerns, and would not make payments without investigating fully, including where appropriate making contact with the Nolans to ensure what lay behind the investment.
- Minerva officers persisted in their dishonesty after GW's fraud was first alleged, by making untrue statements to the Nolans in person and in correspondence, and swearing untrue affidavits in English proceedings, seeking to buy time for GW to raise further funds, and to cover up what had happened.
22. The Court concluded that the limitation period for dishonest assistance claims in Jersey is three years, not ten as the Nolans argued. Thus claims must be brought within three years.
23. However another issue arose: when does the limitation period start to run? In Jersey customary law the period does not run while the plaintiff is incapable of bringing a claim. This is the doctrine of empêchement de fait. It may apply to a plaintiff who is unaware of the facts that would enable him to claim. Time will not start to run while it is reasonable for that plaintiff to remain ignorant of the relevant facts and matters.
24. In this case the Court held that it was not until Minerva provided disclosure of its files to the Nolans, in compliance with a court order, that the nature of Minerva's role and knowledge became clear to the Nolans. No claim could have been brought until then because it would have been professionally improper for the Nolans' lawyers to allege dishonesty until they had strong enough evidence to do so. Thus the claim was not out of time.
25. The outcome of this case should encourage plaintiffs to seek wide disclosure orders against service providers who are connected to an alleged fraud and who are likely to have relevant documents. Disclosure could assist not only with a claim against the fraudster but also potentially, if the material merits it, a dishonest assistance claim against the service providers themselves.
26. Trust companies in offshore finance centres like Jersey are regulated. They are most unlikely to disobey or frustrate disclosure orders from a Jersey Court. Such conduct could very quickly put them out of business once the regulator got wind of it. Thus, perhaps paradoxically, offshore professional trustees and directors may be easier targets for disclosure orders, and consequent dishonest assistance claims, than their less-regulated counterparts who operate in onshore jurisdictions.
27. Each case will differ according to its facts, and ultimately the question will be how an honest person would act. But the findings in this case point to some of the things a Court expects of a trust company when the facts before it, objectively, give cause to suspect wrongdoing. Some of them should not really need to be said:
- Do not be a puppet for your client. As a trustee or director you should exercise your own independent judgment.
- Be alert, and be sceptical. If something does not seem right, it may not be - and you should look into it.
- An example is when an asset bought for one price is to be sold for, or valued at, a very different price. Credible commercial explanations are required, to displace the suspicion that someone is being deceived or prejudiced.
- A request to redact or amend documents, or to record something in an inaccurate or non-standard way, may also justify alarm bells. An explanation must be requested, and provided. Failure to provide a good explanation should be noted as a ground for concern, even if the request is then withdrawn.
- Do not rely on the fact that your client has no known blots on his reputation. Not every fraudster has been f. If you are given an explanation (regarding, for example, source of funds or the reason for a payment out) that is inconsistent with an earlier explanation, or with other facts known to you, then that is unacceptable.
- Once you have a concern that anything improper might be happening, any payments must be embargoed while it is investigated. The embargo should only be lifted if, on investigation, the concerns turn out to be unfounded.
- If the client refuses to provide explanations, persist until he gives one.
- If you receive an explanation in response to your requests, subject that explanation to rigorous scrutiny. Does it really explain everything satisfactorily? Are there further checks that could and should be made to back it up? Do not just accept anything you are told.
- Once you know your client has lied to you, you should thereafter regard everything he says with caution, and require independent verification. This may require seeking direct confirmation from those whose money is at risk, that they are aware of what you have been asked to do.
- If you are discouraged from talking to those people, then that is in itself a cause for serious concern.
- Anything giving cause for concern should be recorded prominently on file and should be reported promptly to all others who work on the matter.
- All those working on a client's affairs should be aware of the client's history, so they can put any developments into context.
28. It may appear that the Court has effectively required offshore financial service providers to assume their clients are fraudsters unless they can demonstrate otherwise. It is not quite that, but any realistic and honest trust company employee must surely acknowledge that there are still people who seek to use their services for improper purposes.
They are a minority of the clients, but they will always exist.
29. Having robust anti-money laundering procedures in place is simply not enough to avoid unwelcome fallout from administering such people's entities. There is the real risk of the losers, people who are not your clients at all, suing you.
30. It may be sensible in cases of this sort to adopt a presumption, even when only the slightest cause for concern raises its head, that your client is up to no good - and to require proof to the contrary before continuing the relationship. This will not be easy when the client is insisting on payments being made yesterday, threatening to take his business elsewhere, being unpleasant on the phone etc. But the alternative could be a lot worse.
"Honestly, I Had No Idea!" Unquestioning Loyalty To Your Client Can Make You Dishonest, If Your Client Is A Fraudster
The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.


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The schematic depiction of our Professional Practice Model incorporates foundational elements, core values and goals that support nursing practice and the delivery of patient care. The model has been adopted by all nurses at Orlando Health, these areas are:
- Orlando Regional Medical Center
- Orlando Health Arnold Palmer Hospital for Children and Orlando Health Winnie Palmer Hospital for Women & Babies
- Orlando Health UF Health Cancer Center
- Dr. P. Phillips Hospital
- Health Central Hospital
- South Lake Hospital
- South Seminole Hospital
- Physician Enterprise
- Corporate Nursing
- Home Care
Elements of the Professional Practice Model
The elements of the Professional Practice Model includes our core values of caring practice and clinical excellence, our care delivery model of Synergy and patient centered care, and the foundational elements of research, professional development, quality outcomes, evidenced based practice, exemplary practice, and shared leadership.
Our core values are defined as:
Caring Practice
- Trust - a characteristic in which a nurse acts with integrity, honesty and reliability
- Compassion – the outward demonstration of caring
- Respect – honoring the intrinsic worth and uniqueness of each person
- Integrity – adherence to moral and ethical principles
- Advocacy – to protect and serve the best interest of patients and colleagues
Clinical Excellence
- Collaboration – working together for a common purpose
- Autonomy – the freedom and capacity to make informed decisions concerning patient care and nursing practice
- Innovation – the introduction of new elements or ideas into nursing practice
- Knowledge - expertise and skills of the nurse acquired through experience and education
Elements of the Professional practice model
- Research
- Scientific process used to answer nursing questions
- Knowledge gained through practice and ongoing education
- Degree of excellence in measured nursing and patient outcomes
- Nurses at every level actively participating in decision making for practice and patient care
- Integration of the best research combined with clinical expertise matched to patient characteristics and preferences
- Excellent nursing judgment, knowledge, and skills in collaboration with interdisciplinary partners
Care Delivery Model
Synergy is the relationship between the nurse and the patient that matches the patient characteristics or needs with competencies of the nurse to optimize patient outcomes. Patient centered care is having an understanding of what matters to patients, responding to their preferences, and allowing patients and their families to participate in all clinical decisions that impact their care. Using the framework of Synergy and Patient-centered care, patients receive care through the approaches of team nursing, modified team nursing and primary care nursing.

subset: commoncrawl


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Hello, friends!
My name is Esther. Welcome to my blog. Won't you come in? Please have a seat. Would you like a cup of tea?
I am a writer. Stories, articles, essays, and even the occasional poem are among my favorite forms, and I am a voracious reader of all three. A lover of both art and science, I am especially inspired by the melding of the two. I have a passion for editing, from concepts to commas, and I welcome critiques and comments from all sides.
The Bachelor of Fine Arts in Writing, Literature, and Publishing I gained from Emerson College's Honors Program, along with the internships I have served with Bostonian publishing houses, have given me opportunities for real-life experience. I am working on a book based on the life of someone who was dear to me, and over fifty pages and a lot of planning later, I am closer than ever to revealing the charismatic, talented, troubled liar that he was.
I am an avid student of the martial art of Tae Kwon Do, a practice that has taught me discipline, dedication, and confidence. The Tae Kwon Do credo, Courtesy, Integrity, Perseverance, Self-Control, and Indomitable Spirit is something by which I try to live my life every day.
Communication is my passion, and weaving stories out of the human experience is a challenge I relish. I want to prove that optimism can create beauty, that change is good, and that none of us is alone.
I hope you enjoy your stay.


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India Cements 275 for 9 (Vasudevadas 93, Arun Karthik 49, Trivedi 4-63) beat Air India 250 (Bisla 53, Kanitkar 49, Madan 46, Badani 4-23) by 25 runs
A responsible yet attacking innings from Kuthethurshri Vasudevadas, and a surprise four-wicket haul from Hemang Badani gave India Cements a 25-run victory against Air India in the first semi-final in Visakhapatnam.
Badani had never taken more than two wickets in a List A game, and he chose a significant moment to better his personal best. Air India's chase was set up by their top order, and they had the in-form Naman Ojha to try complete it. Two overs of Badani's usually innocuous left-arm spinners, however, swung the match towards India Cements.
He had Ojha stumped for 33 off 19 balls in the 44th, and followed it up with a first-ball dismissal of Ankeet Chavan - Dinesh Karthik taking a smart low catch. Paul Valthaty, who had briefly threatened in Ojha's company, also edged behind in the 46th, and Ajit Chandila offered a return catch to give Badani figures of 4 for 23 in seven overs. RP Singh and Siddharth Trivedi lashed a few late runs but Air India had lost too many wickets too quickly, and eventually folded 25 runs short.
That India Cements has 275 to defend was largely down to Vasudevadas' innings of 93 off 75. By the time Vasudevadas was dismissed off the penultimate ball of the innings, he had ensured his team had overcome his top-order colleagues' failure to convert their starts into significant contributions. Every time a partnership threatened to go into overdrive, Air India hit back with a wicket, and Karthik's bizarre dismissal - bowled ducking under a slow, dipping full-toss - typified the course India Cements' innings was taking. When Badani departed for 8, they had stumbled to 174 for 5 in the 39th over, and even a score of 250 seemed a stretch. Vasudevadas, however, had plans of his own.
With the tail struggling to pick Trivedi's variations, Vasudevadas had little support forthcoming, but he kept counterattacking without taking too many risks. He struck no sixes, but 13 fours ensured his runs came briskly before he fell one short of his career-best score.
For the most part, Air India's innings followed a script similar to India Cements'. Chandan Madan, Manvinder Bisla and Hrishikesh Kanitkar all threatened to make the target seem inadequate, but perished just when they had things under control. Unfortunately, they did not have someone with the finishing skills of Vasudevadas to fall back on. And they had Badani to deal with as well.


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We found Palawan Island to be a popular romantic getaway for gay couples in the Philippines. It is surrounded by some of the most beautiful untouched beaches and islands, as well as one of the New 7 Wonders of Nature.
This is our gay friendly travel guide to Palawan island following our visit there in June 2015.
Puerto Princesa is predominantly used as a base for onward travel to El Nido as well as for tours to the Underground River, which was voted as one of the New 7 Wonders of Nature by a global poll in 2012.
1. Where to stay in Puerto Princesa?
Puerto Princesa is a small town, making intercity transport between the town centre, airport and main bus station very convenient. There is a wide variety of good quality home-stays and guesthouses near the airport, which is very close to the town centre. The gay friendly accommodation options we recommend are:
AZIZA PARADISE HOTEL Check prices now
- Pleasant stay in the heart of Puerto Princessa.
- Very friendly staff, live music performance every evening.
- Prices start from $70 / £50 for a double room with breakfast.
PURPLE FOUNTAIN COURTYARD INN Check prices now
- A homely inn, good for those on a budget.
- They can arrange tours the undergroud river for a very good price.
- Prices start from $35 / £20 for a double room with breakfast.
2. Organise your tour to the Underground River
The Underground River is 80 km (50m) North from Puerto Princesa city centre and usually visited as part of tour. The easiest way to book a tour is through your guest house.
We arranged our tour via Purple Fountain Courtyard Inn and paid 1,500 pesos ($33 / $22) per person which is the standard price.
Our tour to the Underground River also included a visit to the Ulong Caves with some excellent views across the Ulugan Bay and some fun zip lining activities.
3. Where to eat in Puerto Princesa?
Puerto Princesa has many decent restaurants and considered the culinary capital of Palawan. Our favourite restaurants were:
- KaLui: a very popular restaurant, serving a delicious fish platter amongst other things. It gets very busy, so book ahead.
- Marbers Beergarden: great place for international food as well as for traditional Filipino foods like pork sinigang or pancit noodles.
El Nido is a great base in Palawan to enjoy the surrounding islands and beaches. But take plenty of cash because there are no ATMs…yet (we went in June 2015 but heard there are plans to open a bank there "soon").
1. Gay friendly accommodation in El Nido
RESORT BAYVIEW HOTEL Check prices now
- Excellent high end gay friendly option, located on nearby Las Cabanas beach and ideal if you want a romantic setting away from the El Nido party crowds but close enough to be near the main amenities.
- Those sunset views, every evening…wow!
- Prices start from $190 / £125 for a double bed.
BALAY PARAGUA Check prices now
- An excellent family run home stay ideal for budget travellers and located right in the heart of El Nido town.
- Prices start from $40 / £23 for a double bed with breakfast.
WHERE 2 NEXT Check prices now
- Very welcoming gay friendly hostel for those who want to camp underneath the stars in Nacpan, away from all the noise in El Nido town.
- Prices start from $10 / £7 for a bed.
2. Activities to do in El Nido
There are plenty of fun activities and tours to do in El Nido:
- Island tours: there are 4 main government controlled tours called A, B, C and D to the surrounding islands and beaches, which are awesome day trips. We booked Tour A and C with the gay friendly El Nido Boutique ArtCafé.
- Snorkelling: the island tours, particularly Tour C is great for snorkelling in El Nido by some stunning coral life particularly around Tapiutan and Matinloc islands.
- Kayaking: the island tours also include some kayaking around some of the islands, particularly Tour A which goes to the Big and Small Lagoons of Miniloc Island.
- Luxury tailored tours: for those wanting a bit of luxury in a romantic setting, we recommend the gay owned Isla Expeditions who take tours to more remote and untouched locations, like Ginto Island over several days with a 5* service.
- Scuba diving: there are some great diving sites and if you get lucky you can see turtles and even some reef sharks. We recommend El Nido Adventure Scuba.
- Keeping fit: the beaches around El Nido main town are great for morning jogs. For gym bunnies check out Peak Corner Gym, located in the centre, which charges 100 pesos (£1.50 / $2.20) entry (as at June 2015).
3. Gay friendly bars and restaurants in El Nido
El Nido is very touristy, but as a result has a plethora of excellent dining options. Our favourite was:
Artcafe Restaurant: does the best breakfast in El Nido. They have their own organic garden so everything is fresh. Their homemade bread is also one of the best we've tasted in Asia. They also do great pizzas for dinner.
FLOWER ISLAND: the ultimate romantic experience
For a romantic getaway holiday, consider spending a few nights at the gay friendly remote Flower Island Resort (Check prices now).
The private island is located around 45 minutes boat ride from the town of Taytay and is a real tropical paradise. When we visited Flower Island Resort. we were the only ones on the entire island.
The staff were extremely open to us as a gay couple and were delighted to show us the surrounding area, which included a visit to the nearby pearl farm. The island is also surrounded by completely untouched coral, which makes for some excellent snorkelling.
Our favourite memory from Flower Island Resort was enjoying a buko (coconut) in the hammock outside our private cottage taking in the beautiful sunset. Utter bliss!
Sibaltan is a peaceful village by the sea, located around 1.5 – 4 hours from El Nido (depending on the road conditions). It can be reached via minivan, jeepney (the distinct Filipino public bus) or by tricycle.
If you want to get away from the tourist crowds, Sibaltan is the place to go. We recommend you stay at the Ursula Beach Club, a gay friendly guest house by the beach owned by the lovely Dennis, who will make you feel like you are in a 5* hotel.
As it's quite far out from El Nido, the Ursula Beach Club is better suited for those who value relaxation and nature over busy bars and beach parties.
Travel with us as we swam our way through Boracay and Palawan in our Philippines travel video.
Happy travels are safe travels
We recommend you always take out travel insurance before your next vacation. What happens if you suffer from illness, injury, theft or a cancellation? With travel insurance, you can have peace of mind and not worry. We love World Nomads travel insurance and have been using it for years. Their comprehensive coverage is second to none and their online claims process is very user friendly.


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A wedding or engagement ring is the ultimate symbol of love, so what do you do when you want to discard it and move past the relationship that the diamond is tied to? (See under: I'd throw this ring off of a cliff if it wasn't worth so much money).
Keeping emotions in check is key, according to an article by CNN's Liane Yvkoff. Yvkoff stressed that winning the ring is half the battle. In the state of California, a woman has the right to keep the ring if her fiance broke off the engagement. If she breaks the engagement, he can ask for it back. Even once you win ownership, you are at an even tougher crossroads: what to wear instead?
Fortunately, there are plenty of alternatives to simply getting rid of it. Here are some ideas:
Sell bad memories for a finer piece of jewelry
Parting can be such sweet sorrow when selling back a wedding or engagement ring that once symbolized true love. It could be argued that no one knows the sentiment of bittersweet selling than engagement ring buyer Eric Smith, who shared his tale of love and loss to GeekOSystem reporter Eric Limer. After buying his girlfriend the dream ring, Smith found out that his girlfriend was cheating on him. Not one to be defeated, he sold it on eBay. In Smith's case, he bought a full-scale suit of armor modeled after Master Chief from Halo, but your purchase doesn't have to be anything even nearly as outlandish.
Of course, not everyone wants to get rid of their ring. For them, recycling might be the best option.
Rock the ring in a different form
Sometimes it's hard to separate yourself from a beautiful piece of jewelry. Rocking the ring on a different finger and being asked about it isn't very appealing, so why not think outside the ring box? By melting the gold or taking the diamond and centering it into a necklace, bracelet, or other piece of jewelry, the old becomes the new without any separation on your part. A jeweler can take components of your ring and do wonders, including making cost effective pendants out of a gold chain with your diamond attached.
For those who want to start from scratch, there are plenty of options for brand new jewelry, including a new trend -- divorce rings.
Turn the old into the new with a divorce ring
Divorce rings might be in vogue right now, but they have actually been around since the 20th century, according to Abazias Diamonds blogger Christina. Divorce rings can take the shape of traditional rings or can be clearly focused on separation. From quality to size, divorce rings vary as much as engagement and wedding rings. Christina shares her experience with the types of divorce rings she has seen:
"Divorce rings vary in style. Some rings, for example, are quite clear about the message they send," Christina said. "They may feature a design that is cut in half -- clearly indicating a recent divorce. Other divorce rings are designed with more of a hopeful message. The materials used in the rings also tend to vary, much like engagement rings. Some, for example, are cast in gold while others feature platinum or silver."
What will you choose?


text: oldgit 1,143 #691 Posted November 3, 2019 Other than a few minutes here and there, that was as dominant display as you'll see anywhere. Jorginho and Kovacic knocked the b*****ks out of their midfield from the outset. It got to a point where they started showboating and messing around which gave Watford hope in the last 10 minutes. But, even with that dominance, chances have to be buried and, when they're not, there was always hope for them. Emerson took a while to get going but was much better in the second half while Batshuayi looked a handful as soon as he came on. Share this post Link to post Share on other sites


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Here is the meditation I plan to use on Sunday in response to the violence in Tucson almost a week ago. Sam
On the cusp of tragedy,
Mourning unnecessary death and injury,
we sense the need to be together
For touch, comfort, and reassurance
That the Spirit of Life and Love
remains vibrantly present in our midst.
The violence last Saturday is but a snapshot
of the horror that haunts people all over the world
on a daily basis.
The victims of rage and hatred
leave a trail of grief behind them
as weapons of mass destruction rob them
of their lives, of the ones they love.
No universal law requires this to be so.
The bullet or the blade
are not the only way to respond to our passions.
Care-full speaking and listening
can overcome differences, bring people together
and make a lasting peace.
Love wells up eternally,
even in the driest desert,
on the coldest, bleakest night.
May we, as individuals and as a congregation,
rededicate ourselves to be a model of peacemaking.
May we commit ourselves to proving
by the way we live our lives
that there are effective alternatives to violence.
May this be a house of peace for all people.


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You might have heard that Green Bay Packers' linebacker Nick Barnett quit Twitter this week, after what some might consider an online meltdown.
Barnett first stated his displeasure with the rotation at linebacker – one that on the inside includes himself, A.J. Hawk, Brandon Chillar and presumably, Desmond Bishop. This was the actual tweet, misspellings included – "Tough game!! Hard to get in The swing of things in a rotation.. Don't know why we are even in a rottion t this point.."
Barnett went on to tell off fans who booed him for celebrating a tackle, saying "Oh yea for everyone that had something to say after I celebrated for making a takle for lost KISS MY ASS… I was trying to get the defense" … "I was trying to get defense fired up… And so what if I missed the takle before am I suppose to stay in a funk about it!?? Get a life"
Barnett would later apologize and say that his emotions got the best of him.
Understandable that Barnett was emotional and we think he did the right thing in apologizing and giving it a rest.
However, this meltdown put the spotlight back on something several of us have been thinking for some time – and that's the fact Nick Barnett just isn't playing that well. Before he was injured last season, Barnett was having the worst season of his career. So far this season, Barnett has been next to invisible.
Yes, I realize the Packers have played only two games this season, but we base our commentary on trends, and the current trend – one that goes back to the beginning of last season – is Nick Barnett hasn't looked like an impact player in some time.
In two games this season, Barnett has totaled 6 tackles. The rest of his line is full of zeros.
In the nine games Barnett played in last year, he totaled 49 tackles. That's a little bit more than 5 tackles per game.
These aren't the numbers you want from your middle/inside linebacker, particularly one who is supposed to be the leader of your defense. Although it's extremely doubtful, if Barnett doesn't improve his current pace he'll finish with 48 tackles this season.
Is it possible Barnett is playing tentatively because of the knee injury he suffered last season? Of course it is.
Rarely has a player come back from major reconstructive knee surgery and immediately returned to form. New England Patriots quarterback Tom Brady may prove to be the exception, but after having a great game in week one against the Buffalo Bills, Brady fell back to earth with a terrible performance in the Patriots loss at the New York Jets on Sunday.
Still, whether it's because of injury or not, the fact of the matter remains Barnett just isn't playing well. Maybe, it's time for a change.
While Barnett was sitting out training camp, both Brandon Chillar and Desmond Bishop proved themselves to be playmakers. No, playing well in the preseason doesn't an NFL starter make, but shouldn't these guys at least get a chance?
Although, Chillar's performance (similar to the defense's as a whole) dropped off against Cincinnati, he was a monster in the week one win against the Bears. In that game, Chillar registered 8 tackles and a sack. Overall this season, Chillar has 10 tackles, and has proven time and again that he's the Packers' best linebacker in coverage.
Bishop, meanwhile, has been used sparingly by the Packers' coaching staff, recording only 2 tackles in the first two games, but that only makes him slightly less visible than Barnett with a fraction of the playing time.
ESPN's Kevin Seifert mentioned that it's in Barnett's best interest to continue in the linebacker rotation he complained about the other day.
As for the linebacker rotation, Barnett should recognize that it's in his best interest to keep the rotation going. While he was rehabilitating this summer, two other players — Brandon Chillar and Desmond Bishop – proved they were more than capable of playing his position.
It may be in the Packers best interest to put Barnett on the bench and get Chillar and Bishop on the field a little more often, maybe even in the starting lineup.
I think Barnett should keep his mouth shut and start making some plays. I had trouble with his antics when he was making plays for us, but it's been quite a while since he's been an impact player for us.
I think Chillar offers us a lot more going forward. He's got the speed to make plays and although he disappointed a bit against the Bengals, I'm thinking he will be a valuable player for us this season.
I'm wondering if Barnett is past his sell by date?
The Packers linebacking corps is adequate and nothing more. It is not exceptional.
Nick Barnett has never been exceptional and he is in decline. He had good speed and was perhaps better than average. If he returns to his best form (a big "if"), he'll be slightly better than average and nothing more. He is not a game-changer. Of course he should be in a rotation right now because of his knee, the missed time and the development of others in that rotation (who show promise).
AJ Hawk is assignment-sure, but has limited athleticism. Great heart in a great college player … and an adequate pro.
Aaron Kampman is an exceptional player and to see him out in coverage downfield after an NFL career as a defensive end demonstrates his versatility. Could you imagine anyone else out in coverage actually playing defensive end (and doing so at a pro bowl level)? Of course not. But the jury is out on how he'll fit and what kind of pass rusher he'll be in the 3-4.
Bishop showed great promise in the the preseason when the Packers were the greatest team ever in NFL history. I jest only to emphasize that it was the preseason, nothing more. I hope his development continues and he gets more of a shot. He does have the POTENTIAL to be a game changer, but at this point it's only potential.
Chillar is solid. He's great in coverage. He moves a lot better than I expected. He's not overpowering, but he is athletic. He's an important player to have on the team.
I like Nick Barnett. He seems like he gives it all on the field. I appreciate his frustration with not being on the field as much as he likes. I hope every player on the bench feels the same (even if they constructively choose not to express it in that fashion). I hope as the season progresses, Barnett gets more comfortable in the scheme and more confident in his knee. Until that time (and maybe after) he should still be in a rotation. He's simply not a guy that you "have to have on the field."
was this back in the day or what tha?


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On a bench with Abigail Dylan recalls Evie's birthday party from three years earlier. Here Luke tries to pair her with the annoying Jonno whilst Dylan has reckless sex in a toilet with new girlfriend Jane, resulting in them both ending up in the casualty department. Dylan is upset to learn that Jane merely regards him as one of several lays whilst a romantic picnic leaves Evie and Jonno locked out on the hospital roof. Jane does however agree to be Dylan's 'plus one' at the forthcoming marriage of Angus and Helen.Resumen IMDb.com
|Nombre del documento


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Object Cloud Storage
FNTS object cloud storage service provides the scalability, resiliency and security companies need to manage unstructured data. Object cloud storage is ideal for backup and recovery, data archiving, cloud-native application data, big data analytics and disaster recovery.
What is object cloud storage?
Object Cloud Storage is designed to handle large amounts of unstructured data files in an unstructured manner. Storing data in a simple, informal way allows businesses to meet the growing data demands of third platform applications including mobile, cloud, social, big data and the Internet of Things (IoT). Object storage uses metadata which is a set of data that gives information about another set of data breaking down the silos of multiple data sources.
Object storage doesn't change the data you are storing, merely the way you access the data. Each object is assigned a unique ID, along with other tags to describe that piece of data. Using the third generation object platform from EMC, Elastic Cloud Storage (ECS) technology, storing data has never been easier or more cost-effective. This gives you the ability to manage storage from multiple sources from a single interface.
Object Cloud Storage Functionality Overview
- Store a photo of a dog (Object ID + Metadata)
- Assign file info with user-defined metadata: dog, beagle, brown, Rover,
- Store object in an unstructured data bucket (database or file system is not needed)
- Instantly recall object based on metadata when needed
The retrieval process is more sophisticated than traditional storage systems because it allows you to retrieve objects based on granular metadata, not shortened titles or misleading titles. The retrieval process can be customized to meet the needs of your applications and the way you do business.
Use Cases for Object Cloud Storage
- Cloud-Native Applications: Traditional storage struggles to keep up with the speed and agility of cloud-native applications in a cost-effective manner.
- Backup and Recovery: customize data life cycle rules for efficient, durable and secure option for your backup and recovery objectives.
- Data Archiving: Get instant access to cold-stored, archived and less frequently accessed data
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Benefits of FNTS Object Cloud Storage Services
- Complimentary, hands-on service is available 24x7
- Customized contract terms, flexible service level agreements and services to meet your business requirements
- Leverage state of the art Elastic Cloud Storage from EMC
- Strategic planning, migration, and management for storage growth and predictive billing
- Infinitely scaling without impact on performance
- Built-in disaster recovery
- Built for long-term data retention
- Worry-free scalability with unlimited apps, users and files
- Active-active architecture, multi-site, single global namespace enables anywhere access to content from any application or device
- Multiple front-end appliances, software and storage arrays exist today that interface seamlessly and utilize cloud object-based storage for another cold data tier
- Multi-tenancy allows for total isolation of data stored is encrypted on the cloud object storage array via D@RE (Data at Rest Encryption). Options for client-side encryption methods allow for objects to be encrypted when written to cloud object storage


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Thursday, January 31, 2013
Anne Hathaway Impersonator Lobbies the Academy for an Oscar
Wednesday, January 16, 2013
Girl Dancing in Front of Painting
Found this wonderful photo on The Mudflats Facebook page, which bore the caption: this is why we need art in our schools. Absolutely.
Posted by Kevin at 8:36 AM 1 comment:
Labels: dance/movement, photography, visual arts
Thursday, January 10, 2013
Doctors: Junior Seau's Brain Had CTE
ESPN has the story regarding NFL great Junior Seau's autopsy, showing that he was suffering from CTE brain damage at the time of his suicide. Yet another shoe drops. See the story and video here. And in a follow up story, a teammate describes the damage done during practices: click here for the ESPN story.
KKK Child and African American State Trooper (1992 Photo)
Poynter has the background on the photo HERE. [click to enlarge]
Posted by Kevin at 7:43 PM No comments:
Labels: African American, age/generations, conflict, photography, politics, race/ethnicity
Wednesday, January 09, 2013
Islamist Extremists Ban Ali Farka Toure's Music in His Hometown
The bastards: from the BBC last month: 6 December 2012 Last updated at 12:24 ET Blues for Mali as Ali Farka Toure's music is banned By Thomas Fessy BBC News, Bamako After making northern Mali's "Blues" music famous around the world, Ali Farka Toure is a legend in his home town of Niafunke, where he was mayor until his death in 2006. The memorial to him is still intact but his music is no longer heard in the town's streets. "The town has gone silent," says 28-year-old farmer Ousmane Maiga (not his real name) over the phone. "It's way too quiet". Islamist fighters have taken over Niafunke, which sits on the banks of the river Niger 100km (60 miles) south-west of Timbuktu. They have introduced a strict social code: Women and girls must be covered, young men cannot wear loose trousers and all forms of music are banned. Residents say two young men were whipped last month after they were caught smoking tobacco. Toure was just one of a host of stars who have turned music into one of Mali's best known exports. "Music is so much part of our culture," says Mr Maiga. "It's everywhere here, I miss listening to it over tea with my friends on the weekend. I miss attending wedding ceremonies and baptisms." All time great It was the music of northern Mali that Toure took to the world, its lilting, mournful tones reaching an international audience when he teamed up with his US soulmate, Ry Cooder, to produce the Grammy-winning album Talking Timbuktu in 1994. He was ranked by Rolling Stone magazine as among the 100 great guitarists of all time and starred in the Martin Scorsese documentary, Feel Like Going Home, which traced the roots of the blues back to West Africa. But these roots are now threatened. Niafunke and other towns in northern Mali have been plunged into a cultural darkness. Islamist militants linked to al-Qaeda have banned everything they deem to be against Sharia, or Islamic law. "They are destroying our culture," says another of Mali's most famous singers, Salif Keita. He is currently back home in Mali, preparing for a world tour to accompany the release of his latest album. "If there's no music, no Timbuktu, it means that there is no more culture in Mali," he adds, sitting in the grounds of his home on the small island he owns on the river Niger outside the capital, Bamako. Keita is referring to the destruction in June of the ancient shrines in Timbuktu's mosques. The buildings were Unesco World Heritage Sites but considered by the Islamists to be idolatrous. Dozens of musicians have fled south since the crisis began, among them Khaira Arby "the Voice of the North". She cannot return to her home in Timbuktu because Islamists have threatened to cut out her tongue, according to members of her band who have also fled south. She first stayed with a cousin but has resigned herself to renting a house in Bamako after she realised that she could be displaced for longer than she thought. "Islamists have jammed radio airwaves," she tells me while her guitarists and percussionist adjust their instruments for an evening rehearsal in her small living-room. The two guitars are plugged into one small amplifier producing a heavily distorted sound. The band's equipment was looted when rebels marched into Timbuktu. Arby sits on the edge of her sofa. She looks sad, but soon her eyes close and her voice climbs and falls with the guitar riffs. Ringtones banned Song completed, she tries to make sense of what is happening to her country. "They're even confiscating mobile phones and replacing ringtones with Koranic verses," she laments. From Timbuktu to Gao, telephones have become the only way to listen to music lately. Those who have risked turning a stereo on have immediately attracted the attention of the Islamist police. Their equipment would be either seized or smashed. Read the full story and additional information HERE.
Posted by Kevin at 1:50 PM No comments:
Labels: africa, censorship, conflict, mali, music, religion/belief
Monday, January 07, 2013
Sound/Visual Artist Daito Manabe
Pretty amazing stuff: and story here.
Posted by Kevin at 9:26 AM No comments:
Labels: electronica, music, technology, video, YouTube
Sunday, January 06, 2013
Illustrated PBS Interview with Maurice Sendak
Just touching and lovely:
Posted by Kevin at 7:52 PM No comments:
Labels: animation/cartoon, interview, YouTube
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Feeding a Dog for Healthy Muscles
Continuing our series on foods that support a healthy body, today we are focusing on the nutrients that are required to support healthy muscle function. As most of us know, protein and the building block amino acids that protein is made of, are the foundations for muscle growth. However, there are several vitamins and minerals that are needed to ensure proper muscle function, without which a dog's nervous system would go awry as would the dog's ability to contract their muscles appropriately.
Some of the key nutrients that are needed by dogs to support a healthy muscular system are listed below.
Vitamin E. The major fat soluble antioxidant, Vitamin E helps with energy metabolism, promotes tissue repair and increases cellular activity overall. As a result, Vitamin E is crucial for proper muscle function in a dog's body.
Diet's deficient in Vitamin E can lead to many muscle and connective tissue disorders including a degeneration of muscles and weakness in tendons and ligaments (which could lead to tearing). Vitamin E deficiency can also cause irritability and other neuromuscular disorders. Low levels of Vitamin E are also associated with cardiac disease in dogs.
Foods high in Vitamin E that are present in some dog food recipes include spinach, kale, broccoli, and nuts,
Thiamin (Vitamin B-1). Thiamin aids in energy and carbohydrate metabolism and supports nerve integrity and energy reactions at the cellular level. Thus, thiamin is crucial in order to support a healthy muscular and neurological system in a dog.
Dog's eating a diet deficient in thiamin are often eating a high carbohydrate diet. Symptoms include slower growth and even weight loss, irritability, and noticeable muscular weakness.
Foods containing abundant thiamin that are included in some dog food recipes include organ meats (e.g. liver), fish and pork, and peas.
Pyridoxine (Vitamin B-6). Biologically, pyridoxine is necessary for a body to maintain the muscle tone of the involuntary muscles which are crucial for sustaining life. Pyridoxine also supports overall nervous system function, lipid (fat) metabolism, and other key cellular functions.
Diets deficient in pyridoxine can lead to anemia, muscle twitching, and a generally slower immune system.
Foods high in pyridoxine and that are included in some dog food formulas include fish, poultry and beef, sweet potato, and spinach.
Inositol (Vitamin B-8). Inositol acts as the main instigator of the energy generating ATP processes. It aids in the utilization of glycogen which allows the body to energize when the muscles need the energy.
Diets deficient in inositol can lead to muscular pains and even muscular dystrophies. Diabetes is also linked to insufficient inositol.
Foods high in inositol and that are included in some dog food formulas include beef, liver, leafy vegetables, and nuts.
Calcium. Besides supporting bone health, calcium is crucial for proper muscle contraction and nerve transmission.
Calcium deficient diets can lead to an improperly functioning muscular system, a degraded nervous system, increased secretions (e.g. saliva, tears), and of course, weak bones.
Foods high in calcium and that are included in some dog food formulas include sardines and salmon, green leafy vegetables including kale, dandelion greens, and broccoli, as well as nuts and seeds, including almonds and pumpkin seeds.
Choline. Choline is a vitamin like compound that is used by the body to produce acetylcholine, which enables the brain to communicate with the muscles and make them contract when needed. Without choline, acetylcholine cannot be produced and the body cannot function normally. Choline also helps in the process of breaking down fat for energy.
Without choline, the body would not be able to move. Besides proper muscle function, insufficient choline is linked to liver disease and mental degradation (memory loss, dementia).
Foods high in choline that are present in some dog food recipes include organ meats (e.g. liver), spinach, cauliflower, and nuts.
We're joining the Tasty Tuesday Blog Hop sponsored by Sugar, the Golden Retriever and Kolchak from Kol's Notes:
19 Comments
thank you for this great information, good to know for those people who feed raw what nutrients they still need.
Sand Spring Chesapeakes recently posted…Beef And Bone Bunny Pops~Tasty Tuesday
Never thought about adding peas – hummmmm? I will give that a try. I predict Jax to be an extremely active doodle. Gotta make sure I do everything right in the beginning to help with strong healthy muscles and bones. Thanks Slim
Choline is interesting. I guess we never knew about it before and it is so important!
Emma recently posted…DIY Glitter Easter Eggs Mess
This is especially good to know and remember with older dogs that tend to lose some muscle mass. Haley's eight years old now and her vet is always impressed with her muscle tone for her age. It's nice to know what foods she can eat to help maintain that muscle mass.
Elaine recently posted…Adopting a Dog When You Have a Cat
I checked our current food and am happy to see that it has all of these ingredients!
Jan K recently posted…Making Each Day Count
All but one of our dogs will eat leafy vegetables. We thought peer pressure would get to her, but no….
jan recently posted…Golden Poodle awards for March
Good information, it is especially nice that you include which specific foods are high in the nutrients. I worry that my aging dogs are losing some muscle mass. Now I can make a specific plan to help them out nutritionally.
Leah recently posted…Sick as a Dog
Great article!
I just checked our doggy food has lots of great ingredients including vitamins but it doesn't have B8 is that a huge concern?
We're on the Merrick Lamb, brown rice, and apple recipe.
DZ Dogs recently posted…Poisoned Words – Agility Part V
Lots of great information as always! We just transitioned to a homemade diet with a grain-free pre-mix, and it contains peas!
Barbara Rivers recently posted…Our Pups LOVE Dr. Harvey's Organic Coconut Smiles!
Thanks for the great info!
ღ husky hugz ღ frum our pack at Love is being owned by a husky!
Jenna,Mark "HuskyCrazed" Drady recently posted…Hard to find good help these days…
Great information for people considering feeding raw or looking to supplement their kibble! Thanks for sharing!
MyDogLikes recently posted…They've Got the Stomach For It: Evanger's Beef Tripe For Dogs
Mom checked my food and she says I am good!
Buddy recently posted…Happy 3rd Birthday, Buddy!
This has been a concern as we try to get Leroy's muscle mass back up. Since his diet has to be low protein and low fat we've been careful to monitor most of these things, especially the B's 🙂
Jen recently posted…They've Got It All Wrong
Great info. One reason we feed kibble is because we want to make sure the dogs get enough of these nutrients.
2 Brown Dawgs recently posted…This Better Be An April Fool's Joke
If only Sam would eat peas but then my kids didn't like 'em either. 😉
Monika recently posted…April Fools
Great information ! And nutrients are required to support to maintain your pet's healthy muscles.All vitamin like B-1,B-6,B-8 etc. are necessary to pet's health growth.


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Oneida County Health Department
"Promoting and Protecting the Health of Oneida County"
Coronavirus (COVID-19)
|Oneida County COVID-19 Dashboard
The Oneida County COVID-19 Dashboard includes data on testing, hospitalizations, deaths, recoveries as well as call volumes and quarantines.
|Substance Use Provider Updates
|Hepatitis A Information
|Phyllis D. Ellis, BSN, MS, F.A.C.H.E.
Director of Health
Patrice A. Bogan, MS, FNP
Deputy Director of Health
|Oneida County Department of Health
Adirondack Bank Building
5th Floor
185 Genesee Street
Utica, New York 13501
(315) 798-6400
Contact Us: http://ocgov.net/health/contact
To report a public health emergency, risk, problem or environmental or occupational hazard after hours, call 315-798-5064


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Category: Zoning
Zoning Hearing Board Vacancy
Mount Pocono Borough Council is accepting applications to fill a vacant seat on the Borough Zoning Hearing Board. The Zoning Hearing Board acts as a quasi-judicial body, or "local court", for zoning matters. The five-member board hears various appeals from the determinations of the zoning officer, may grant relief from the literal terms of the ordinance in certain hardship situations, hears challenges to the validity of the ordinance, and reviews applications for "special exception uses", which are permitted uses requiring a review. Zoning Hearing Board members are appointed by the Borough Council for five year terms, with one term expiring each year. Meetings are held on the 2nd Monday @ 7:00 pm, only when needed The current members of the Board are: Walter Harrison, Chair,Term Expires 2019 Oscar Ramos, Vice-Chair,Term Expires 2018 Shirley Lansdowne, Secretary, Term Expires 2021 Jean Simchak,Term Expires 2020 To apply, send a letter of interest to the Borough Council, in care of the Borough Secretary: Mount Pocono Borough Council c/o Lori Noonan, Borough Secretary 1361 Pocono Boulevard, Suite 100 Mount Pocono, PA 18344 Or by email: email@example.com{Read More}


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Visit Samui Snake Farm and have the opportunity to come face to face with some of the world's most feared reptiles!
Samui Snake Farm is a highly entertaining and educational family attraction where you will see some of the amazing reptiles native to Koh Samui and Thailand.
Encounter the deadly King Cobra & Malayan Krait up close and personal along with other species of poisonous snake. You will see lizards native to the jungle of Samui, have the chance wrestle a crocodile & hold a mighty Burmese python. And if all that wasn't enough, you can then watch the exhilarating snake & scorpion show.
If you are looking for a day out that the whole family can enjoy, the Samui Snake Farm is definitely right up there in the to do list.
Located a world away from the bustling tourist areas in the quiet south west corner of Koh Samui, near Phangka Bay, you will be surrounded by lush tropical jungle that has remained undisturbed.
Home to the famous Scorpion Queen & Centipedes King, Samui Snake Farm proudly holds 2 Guinness World Records including The Longest Stay with Scorpions and The Longest Stay with Centipedes, and you have the opportunity to meet these fearless record holding staff! If you're brave enough, maybe you will let one of these creepy crawlies sit on your hand!
The snake farm holds 2 animal shows a day and have tantalised groups from far and wide for years.
The Samui Snake Farm boast quite a selection of the 170 impressive snake species that are native to Thailand, where only 50 are venomous. You will be able to meet a King Cobras, which is one of the largest venomous snakes in the world, monocled cobras, tree snakes and whip snakes. You will also see shows starring pythons, scorpions, crocodiles, warans and even a cobras formidable nemesis, the mongoose!
You can even witness a fascinating cock fight, which is a very popular Thai tradition – don't worry, the animals do not get hurt during this demonstration. As with all of the animal shows at the Samui Snake Farm and during your tour of the farm that includes a small museum, you are told about the history of the animals and their significance in Asian cultures and traditions. This feature makes it an excellent learning experience for the whole party.
If nature and animals are something that draws you to far flung lands like Thailand, then a visit to the Samui Snake Farm is bound to interest you. You will come away really feeling like you've learned something, while being able to say you have witnessed some truly amazing demonstrations.
This is a popular destination so we recommend you book your places in advance rather than waiting until you arrive in Koh Samui.
Where You Can Find Samui Snake Farm


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MOVIE REVIEW:"The Hunger Games: Catching Fire" Doesn't Spark Until Last Act
★★ out of 5
Today I was starving, so I went for a second helping of "The Hunger Games: Catching Fire." It's a shame they could not get the charcoal going.
Our heroine, Katniss Everdeen (Jennifer Lawrence from "Silver Linings Playbook") and her buddy Peeta Mellark (Josh Hutcherson from "The Kids are Alright") are basking in the glory of their victory in the last movie. They have everything they could ever want – except flame retardant clothing. But good old President Snow (Donald Sutherland from "The Mechanic") fears that Katniss has turned into some kind of Joan of Arcadia. He makes the couple parade through the districts to demonstrate their love and allegiance to the Capital. Katniss and Peeta find things are worse now, but they also see something new. The people now have hope, and they are responsible for giving it to them.
President Snow can see a rebellion brewing and brings in Plutarch Heavensbee (Phillip Seymour Hoffman from "Moneyball") to run the next Hunger Games. Heavensbee flips the script like my brother used to flip over the Monopoly board when I was close to winning. Just like today's reality TV shows, they come up with Hunger Games: All Stars.
It takes 90 minutes to get to this point and should have gotten there in 25. I know Syd Field, author of "Screenplay," died, but his book is still valid. The last hour of the movie is a second act, and that is where the movie ends. Much like "The Empire Strikes Back," you know the war has just begun.
This movie felt like just another episode, stringing us along to something big. They might as well put "tune in next year" on the screen. I know I got suckered into "Lost" for six years, and I still don't know what the point of that was.
You can see the grand themes of sacrifice and "moves and counter moves," but Katniss is still left to play the ingénue. She remains passive for most of the movie. I don't want to ruin it for you, but let's just say she plays the game with her own "Silver Linings Playbook."
This was a nice episode, but all this movie did was set up the next movie. For that matter, it hardly added much from the first movie. Just because there were three books does not mean there should be three movies. The only hero here is the studio that is sure to rake it in at the box office. I expected more from Katniss, and there is even a running gag in the movie that nobody knows what Katniss is really like.
The screenwriters and the directors decided to keep the secret…until the next movie – maybe. Because of that, I can only give this movie 2 stars out of 5. I just hope the next Game is not called off because of lame. I need more than just an appetizer.
Tom Basham is an indie filmmaker.
Here is a link to his movie review site: http://bashmovies.wordpress.com/
© 2013, Bristow Beat. All rights reserved.
Category: Arts & Entertainment, Movie Reviews


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Our knowledgeable sales staff is available to answer any questions that you might have. They'll work with you to find the right vehicle at a price you can afford. Stop in and take a test drive!
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PostedOctober 06, 2020
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CategoryAutos › Trucks
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Garden Centre
Ayrshire's largest independent garden centre.
We have an extensive selection of shrubs, climbers, edibles and herbaceous plants to offer, not to mention our year round stock of colourful bedding to brighten up your garden whatever the season. Look out for some fantastic value for money deals.
Our Plant area is brimming with a fantastic stock throughout the season and we often offer multi-buys to help keep your costs down. Bedding plants are great for bringing colour to the garden throughout Summer.
Our fully heated greenhouse is perfect to start growing on young and plug plants, along with tomatoes, strawberries and vegetables.
Ideal for starting summer bedding and basket displays, while it's still chilly outside. The greenhouse is open from early Spring through to the end of the Summer.
Outdoor Living
Quality, affordable garden furniture, ornaments, lighting, decor and water features are a speciality at Gemmell's Garden Centre so why not create that extra room... outdoors. You are welcome to come and try out our range of contemporary and traditional garden furniture. We have wooden benches and seats, outdoor lounge and dining sets as well as individual seating solutions.
• Outdoor• Garden Furniture• Water Features• Garden Lighting• Garden Ornaments• Garden Decor
Pots & Planters
A great way of adding colour in Winter and vibrancy in Summer.
We have a large outdoor pot area at Gemmell's Garden Centre featuring a wide spectrum of colours and textures, glazed and unglazed to suit your needs. We also stock a large range of plastic planters and troughs many of which are sold in multi buys.
Fertilisers & Chemicals
At Gemmell's we stock a comprehensive range of fertilisers from brands such as Miracle Gro, Bayer, Vitax and Westland. Banish those weeds and unwanted critters from your garden with our variety of pesticides and weedkillers at competitive prices.
Gardening Tools
We stock a full range of garden tools to cultivate, propagate and prune your garden to perfection. We have everything from secateurs to loppers, hedge shears and tree pruning saws.


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One of the greatest threats to mankind today is pollution. There are different kinds of pollution. One of the worst is ocean pollution. One must remember that oceans cover more than 70% of the surface of the earth and what happens in a certain part of the sea can influence almost the whole world. Pollution is a problem that directly affects all the organisms in the sea and spoils the natural balance of sea life.
Oil pollution is one of the most dramatic forms of ocean pollution.
In the table below, write down the six headings that you find in the graph, and next to each one, write a short explanation of what it is and how it occurs. The first one is given as an example. Write a heading for the whole table.
|Tanker accidents
|Ship crashes and oil leaks from the ship.Ship breaks up because it is old and oil leaks into the sea.
It is our duty to look after our natural resources, but unfortunately we often destroy precious life because of our greed. Some ships' owners don't look after their ships properly and just carry on sending old dilapidated ships to sea. In so doing, they threaten the lives of the crew and pose a threat to marine life.
Until quite recently human beings have – generally speaking – behaved very selfishly towards other creatures and also towards nature in general. They did not think about the consequences of their actions. People are by nature greedy, careless and vain. These characteristics have caused many wonderful animals to become extinct.
Some of the earth's creatures that have in recent times faced extinction are the right whale, the panda, the wild dog and the rhinoceros. Fortunately programmes have been put in place to save these animals. Some, like the whale, are even being used to promote tourism. Think of the famous Whale Festival that is held in Hermanus every year.
You all know of the dinosaurs that used to roam the earth. You have probably also heard of the ancient mammoths. But have you heard of the dodo?
In 1598 AD (some sources say it was slightly earlier) Portuguese sailors landed on the island of Mauritius, and discovered a previously unknown species of bird that they called the Dodo. As the dodo had never before had any contact with humans, it had no fear of them. It was a gentle creature and was almost like an innocent child as it approached the sailors. They thought it was rather stupid, and that it why they called it a "dodo" (meaning something like "simpleton" in Portuguese).
The dodo weighed up to 14 kg and was very good to eat. Its wings were underdeveloped, so it couldn't fly. It was, therefore, an easy-to-catch source of food for both sailors and settlers. Later, when other animals like dogs and pigs were introduced to the island, the dodo fell victim to these invaders as well. As the settlers
cleared the forests, the dodo's natural habitat was destroyed.
By 1681 the dodo was extinct.
Today it is represented in museums by only parts of skeletons. There is one complete skeleton that was compiled from the bones of different individual birds.
Source: (External Link)
1. Answer the following questions (in full sentences and in your own words) that are based on the previous passage:
(a) Why was it so easy to catch the dodo? Give two reasons.
(b) Why wasn't the dodo afraid of humans at first?
(c) In what way, do you think, did the introduction of pigs onto the island affect the dodo's life?
(d) What happens to a creature when its natural habitat is destroyed?
(e) How are whales being used to promote tourism nowadays?
(f) What does the AD (in 1598 AD) stand for? Do you know the Latin form?
The learner will be able to read and view for information and enjoyment, and to respond critically to the aesthetic, cultural and emotional values in texts.
We know this when the learner:
3.3 reads for information:
The learner will be able to write different kinds of factual and imaginative texts for a wide range of purposes.
We know this when the learner:
4.1 writes to communicate information:
4.1.2 writes lists with headings;
The learner will able to use language to think and reason, and access, process and use information for learning.
We know this when the learner:
5.2 uses language for thinking:
5.2.1 answers and begins to ask some more complex questions (e.g. "Why…?" "How do you think…?").
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With his new record, Noah Lennox says he "hoped to translate the new songs into music that might, if only at the surface, feel familiar to a young person's ears". This might come across a bit, "How do you do, fellow kids?!" but with Lennox things are usually more nuanced.
On 'Buoys' - his sixth solo record as Panda Bear - there's the addition of autotune and a vague hip-hop bent which lends an iridescence to his now-familiar modus operandi. Opening track, 'Dolphin', sounds appropriately oceanic, his voice emerging brighter than before and giving way to the kind of bass that makes your headphones shake.
On 'Cranked', that waterdrop squelch returns with some lush cadences and harmonies in tow, but his voice might grate on some ears. Repetition is central, whether that be the euphoric ascending motifs of 'Token' or the insistent, stabby rhythm, bringing to mind late Durutti Column, that pops up throughout.
'Inner Monologue' seems slightly anachronistic set against the rest but has some kind of incantatory thing going on. It features vocals from Chilean DJ and producer LIZZ and Portuguese musician Dino D'Santiago, roped in by collaborator Rusty Santos, who brings with him some of the numen of 2007's landmark 'Person Pitch'.
Here, Lennox updates that balance struck between squelchy abstraction and clarity, which is - in the main - an immersive experience.
Words: Wilf Skinner
Dig it? Dig deeper: Animal Collective, The Durutti Column, Madlib
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Join us on Vero, as we get under the skin of global cultural happenings. Follow Clash Magazine as we skip merrily between clubs, concerts, interviews and photo shoots. Get backstage sneak peeks and a true view into our world as the fun and games unfold.


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MIAMI, FL – 18 Nov, 2016 – A Former Army Ranger and Gulf War Veteran is doing a One Man 3 day Run to remember Victoria McGrath, the 23 year old, Northeastern University Student who survived the Boston Marathon Bombing with severe injuries Passed away with a classmate in an automobile accident in Dubai earlier this year.
Alex Estrella, 57, said that after learning about Victoria's death and the charity that she belonged to Fourblock, He had to Pick up where she left off to help returning Veterans transition back into society, and help them overcome issues that would lead them to having PTSD.
Alex Plans on starting Friday Nov 18, at 11:30 AM in front of the Key Biscayne Fire station because it was a Boston fire fighter who saved her and rushed her to safety to receive emergency care, he said that they, fire fighters deserve the credit always because of what they do to save lives, and in this case, they did just that.
Alex will be Running from Key Biscayne to Brickell Ave in Miami back and forth for 3 days to help Victoria's charity and to let People remember Victoria with that smile that she always had when she was helping People.
Full News Story: http://pressreleasejet.com/news/miami-veteran-running-3-days-non-stop-in-key-biscayne-for-boston-marathon-survivor-on-nov-18-2016.html
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Website: http://pressreleasejet.com/news/miami-veteran-running-3-days-non-stop-in-key-biscayne-for-boston-marathon-survivor-on-nov-18-2016.html


text: Opinion Week In Review With Daniel Schorr February 28, 2009 This week President Barack Obama made his first major speech to a joint session of Congress. He also laid out a $3.6 trillion budget proposal and a plan to withdraw most combat forces in Iraq by August 2010. Meanwhile, Pakistan's government offered a peace deal to Taliban militants in the country's Swat Valley, and Mexico is reeling from escalating drug violence. Week In Review With Daniel Schorr Listen Toggle more options Download Embed Embed <iframe src="https://www.npr.org/player/embed/101298508/101298489" width="100%" height="290" frameborder="0" scrolling="no" title="NPR embedded audio player"> Transcript


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Yes, the wrist sensor must be worn on the shooting arm, but it is so light that it is practically imperceptible to the shooter. This is what we've heard from the thousands of shooters that have tried ShotTracker (at the NCAA Final Four, in our Shooting Lab, and from all of the demos we've given). We are fashion agnostic, so the sensor can be worn either with a wristband or shooting sleeve – your choice.
Do I need to wear the wrist sensor on my shooting arm?
Have more questions? Submit a request
Have more questions? Submit a ticket.


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This [Activity]Pub is home to one human, one cat, and one dog.
Say hi! Use your fediverse app to look up: @firstname.lastname@example.com
The innkeeper reserves the right to ignore or ban any problematic guests.
Be forewarned, authoritarians and capitalists aren't welcome, and nazis are not allowed within 100 light years.
A few things recently overheard at the pub:


text: Building a powerful network is an integral part of your business. It may seem daunting to do this online, however it is possible when you put a bit of yourself into the effort. It's not about how many followers you have, or about the number of people that "like" your page. It's about connecting and interacting with those in your network. It's about learning who you're speaking with. A perfect example of this is a tweet I sent out today via Hootsuite. I was looking for real estate agents in my network to Continue Reading


text: The mixed used tower was an architectural concept design to accommodate approximately 250 apartments, a Spa, offices and a shops. A panoramic restaurant and a bar was studied to be locate inside a big sphere that comes out of the building. Particular attention was given to the facade covering, which in some parts was intended to be realized with a system of photovoltaic panels to produce a part of the energetic requirements.


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This page was last modified on January 2, 2015


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Product Information
Aura Vedic Hydrating Hair Cleanser
Additional Information
|Item Code
|Pack Size
|Aura Vedic
Aura Vedic Hydrating Hair Cleanser
Excellent for dry and dull hair, this pure hydrating cleanser with extracts of coconut milk deeply moisturises for soft, manageable, full of life hair.
With pure extracts of Coconut milk, Almond and Olive oil.The auravedic hydrating hair cleanser with coconut milk and almond puts the combination of best nutrients for your scalp. The almond nourishes the root with the essential oil the coconut milk leaves it soft and shiny inside out. Best for daily use, it is a mild cleanser which hydrates your hair so that they do not look lifeless and dry. This hair cleanser is mild in nature and leaves your hair soft, shiny and the best you have ever had.
Composition: Coconut Milk, Almond
Features and Benefits:
- The soft formula lathers quickly.
- Rich in coconut milk and almond it deep clean the scalp and leaves the hair soft.
- Works throughout the strand and produces even results.
- Softens, smoothens and give shiny hair.
- Just run your fingers through your hair after a shower and you will feel the difference.
- The almond oil maintains the moisture and prevents dryness.
- The rich creamy formula masks your hair against sun damage.
Dosage: Use it daily or in a routine for best results.
About Aura Vedic:
From the Earth to your Skin 100% Pure
With every Auravedic product, you are getting years of knowledge in nature and research, following the principles of Ayurveda. We select each and every ingredient for their individual properties to create the best product for you. Come experience 100% purity with Auravedic.
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Phenix 1929 Releases Revolutionary Infrared Hair Tools
COLORADO SPRINGS, CO (PRWEB) October 24, 2015 - Just in time for Christmas, Phenix 1929 will offer a flat iron, a blow dryer, a 19 mm clipless curling iron and a 25 mm curling iron that all operate with infrared heat.
"It's exciting bringing the first infrared tools to the industry," said Gina Rivera, founder and president of Phenix 1929, who appeared in January 2015 on CBS's Undercover Boss TV series, the multi-faceted beauty company that adds this revolutionary line of styling tools to a rocketing nationwide salon franchise and a high-end line of hair and skin care products.
The proof is in the salons, where a few stylists were asked to test-drive an early release of the innovative tools. What do they say? There's nothing else like these:
"I've used different straighteners for hundreds of clients, and they have never asked me before if they could buy one after the first styling!"
These infrared tools leave the hair with terrific shine. "It feels superior to the touch. These irons visibly smooth curly, frizzy and textured hair better than other irons."
"One client who has never been interested in straight hair was impressed by how quickly I could smooth her hair and inquired about buying one immediately," said one stylist. "There was absolutely no burning or smoking, just the product steaming off with no order."
Said Rivera, "Other companies claim they have infrared tools, but there is a ceramic overlay that does not give the full benefit of the infrared … Ours are the real deal.
"You can actually see the infrared light, and with no ceramic coating you get the full benefit of the infrared technology that is actually proven to stimulate hair growth," said Rivera. "It steams the hair, so instead of seeing smoke and smelling product when ironing the hair, ours actually steams the hair and keeps the moisture in the hair instead of drying it out.
The technology is so good that "you do not even need hair product when using our tools because of the moisture it keeps in the hair to give it shine."
SOURCE Phenix
Jason Rivera
Phenix Salons INC
+1 719-459-1299
Sherrie Wilson
Phenix Salons INC
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|Moss Lipow
This is an optical opulence. This is an eye-popping book spectacle. Eyeglass designer Moss Lipow trawled eBay, auction houses, garage sales, and flea markets worldwide to amass glasses and photographs for his massive eyewear collection. This book, which traces eyewear's journey over the past millennium, features the best examples from Lipow's collection as well as models from other world class collections. Considering the wealth of examples included herein-such as prehistoric whalebone eye guards used by Eskimos, 13th century wooden rivet spectacles for Italian clergy, Medieval strap-on leather goggles, lorgnettes worn by 19th century dandies, pince-nez and monocles, early 20th century aviator sunglasses, and Godard's mod plastic frames-it's abundantly clear that eyewear has experienced a surprising and fascinating evolution; what was once a purely practical apparatus has grown into a multi-billion dollar global industry catering to both the visually impaired and the fashionably inclined. Accompanying the wealth of images in this wide-ranging volume are insightful texts informed by a wide variety of sources including ancient texts, old catalogues, vintage magazines, and out-of-print publications of every kind.
Moss Lipow is an eyewear designer and collector based in New York City. As a designer he has worked with the fashion industry's top editorial stylists. His creations have appeared in magazines around the world including Newsweek, Vogue Italia, Vogue Nippon, Spin, W, and L'officiel. His eponymous line of eyewear is sold worldwide.


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I kept going back and forth on whether I was going to upvote this. The idea of the world's oceans turning into a giant reflection of a bulldog was so weird that I almost upvoted on that alone. And then I hit the Experiment Log, which in addition to being generally unnecessary had a lolfoundation moment so bad that I could almost hear the screech of tires as I read.
No one is going to use the term "dickbaggery" in a professional document. Especially not a Professor.
You'll want to wait until you get other feedback, but I would remove the log and do a once-over for tone issues and other cleanup. As it is, I can't upvote.


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from The Century Dictionary.
- Under the earth; subterranean.
Sorry, no etymologies found.
But even on windless days the air always smelt of something under-earth: sulphur, iron, coal, or acid.
She appears in her under-earth to the reptilian chromaticism of Mozart's D minor String Quartet finale (K421/417b) and the strange end-phrase repeated notes sound incantatory as she calls up the maroons to do the devil's work.
I am dark as the sunless under-earth, And yellow as the fire that consumes, And white as bone, And red as blood.
Specs, ladies and gentlemen -- fit you with specs that will enable you to penetrate even the darkness of the under-earth.
Grace Harlowe's Overland Riders Among the Kentucky Mountaineers
That the under-earth, like to the earth around us,
We can not believe that this withdrawal of material from the under-earth has resulted in the formation of open underground spaces.
Outlines of the Earth's History A Popular Study in Physiography
When the soil water is as far as possible exhausted, the alkali coating may represent a considerable part of the soluble matter of the soil, and in the next rainy season it may return in whole or in part to the under-earth, again to be drawn in the manner before described to the upper level.
Outlines of the Earth's History A Popular Study in Physiography
This substance probably arises from the effect of heat contained in old lavas which are in contact with limestone in the deep under-earth.
Outlines of the Earth's History A Popular Study in Physiography
When at last the time came for his final departure, he did not pass through the valley of death, as must all mortals, but he penetrated through a cave into the under-earth, and found his way to "the root of heaven."
American Hero-Myths A Study in the Native Religions of the Western Continent
This is universally ascribed by the proprietors and neighbors to the soil or its under-earth being too stiff and close to permit the descent of water; and
Agricultural, Geological, and Descriptive Sketches of Lower North Carolina, and the Similar Adjacent Lands