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Hazardous substances are controlled under the legislation Control of Substances Hazardous to Health (COSHH). For information on COSHH visit the Health and Safety Executive (HSE) website.
Premises that are licensed by the local authority can get advice and guidance on their duties under COSHH from the department that provided them with their licence.
If you have asbestos or chemicals in your home you would like to dispose of, contact the City of London - Household Hazardous Waste Collection and Disposal Service (HWCDS). The HWCDS advise on the disposal of chemicals and will collect a limited amount of domestic asbestos free of charge. Sheets of up to 10ft long can be handled.
Please see our asbestos page for more detailed information regarding asbestos.

subset: commoncrawl


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On December 2nd, 2018, which is the Sunday of the visitation of the Virgin Mary to Elizabeth, His Holiness Patriarch Mor Ignatius Aphrem II celebrated the Holy Qurobo at St. Aphrem Church in Tripoli – Lebanon.
Their Eminences Mor Theophilus George Saliba, Archbishop of Mount Lebanon and Tripoli, and Mor Chrysostomos Mikhael Shemoun, Patriarchal Vicar and Director of the Patriarchal Benevolent Institutions in Atchaneh.
In his sermon, His Holiness thanked the Lord who gave him the opportunity to visit St. Aphrem Church in Tripoli. He prayed for Lebanon, so that God may protect the country and all its citizens from all bad. His Holiness recalled the long history of Syriacs in Tripoli, especially that St. Severus of Antioch was baptized in its Church. He also described how the faithful of our Church came to Tripoli at the beginning of the 20th century, fleeing Sayfo genocide. He also praised the role of Tripoli citizens, especially the faithful of St. Aphrem Church, in receiving the refugees from Syria and Iraq.
His Holiness also commented on the scripture reading, and spoke about the visitation of Mary to Elizabeth, and how this event joins a young virgin with an old barren, both pregnant. This assures that with God nothing is impossible. He also spoke about the role of John the Baptist as forerunner before his Lord and Master who comes to redeem humankind.
After the Holy Qurobo, His Holiness received the guests who came to welcome His Holiness in Tripoli, including mnay distinctive figures, headed by His Excellency the Mufti of Tripoli and the North Sheikh Malek Shaar and His Excellency Mgr. Georges Abou Jaoude, Maronite Archbishop of Tripoli. His Holiness also blessed all the faithful who came to receive his benediction.
Before the Holy Qurobo, His Holiness had lit the Christmas tree which His Eminence Mor Theophilus George Saliba named "Tree of the King of the World", at the public square in front of the church.


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A great deal to see at this years Decatur Art Festival. It was packed on Sunday. It is a fun thing to do for everyone in the family. They have really great musicians and some really good festival food. I had the Jalepeno corn dog. It was great! I am in trouble too, because it is so good it is craveable. They also offered healthier grub too, but hey it's a Festival and we are on Staycation! (Yes they had funnel cakes)
They had an open mike for comedians. There were 3 of them and they were all really good. They each made me laugh out loud.
The girl is just in high school. Good fun!
There were a lot of interesting artists, photographers, jewelry artisans, wood workers and ceramist (potters). I got a really cool bracelet.
If you can you should try and make it next year. It really is a blast!


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Barbarians primed for shot at New Era title: Rudd | Gallery
ORANGE Barbarians brought Kandos' 2016 New Era Cup campaign to and end at Wade Park on Saturday, thumping the Waratahs 40-26.
The Waratahs won two games throughout the regular season of the mid west competition, battling to maintain pace with the Cup's best teams.
Defending champions Blackheath confirmed its stance as premiership favourites with a commanding 66-12 win over Lithgow Bears in the final round to wrap up the minor premiership.
After accounting for Kandos in their final game to book the club's maiden finals berth, Barbarians prop Paul Rudd said the club was primed for a shot at the title.
"It was good to get another win at home, Kandos traveled well and put it to the boys for the most part," Rudd said.
"Our boys will need to improve if we are to give the comp a shake in the semis."
Rudd believes ball control and discipline are the two major areas the Barbarians must improve in if they're to challenge Villages in next weekend's elimination semi-final.
Wallerawang and CSU Yellow face off in the qualifying semi-final while the Blackcats have have the week off thanks to securing the minor premiership.
"I think our forward pack was very strong though, and Joel Fahy and Ash Conn led the way through the middle ... I'd say some Waratahs would have sore ribs courtesy of Ben Gosper's left shoulder," Rudd said.
While in league tag, the Kandos Tiara-tahs recaptured their pre-season form with a hard-fought 12-8 victory over the Orange Barbarians.
With seven bench players on hand, Kandos secured third on the ladder and a crucial second shot come semi-final time.
The Tiara-tahs take on Wallerawang next Saturday while the fifth-placed Barbies now face a must-win elimination semi-final against Villages United.
Both Orange sides will play their elimination semi-finals at CSU Bathurst.
This story Barbarians primed for shot at New Era title | Gallery first appeared on Central Western Daily.
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Upliftingjcowens on February 14, 2017 in Uncategorized 10 Comments »
As I have noted in some of my comments, this time has been both a blessing and a curse. Watching events unfold, and hearing so many horror stories from readers, authors and publishers over ARE's moral and financial collapse, it made me sit back and take stock of things. Of what had happened, how I felt about continuing in this ebook industry, where it is all too easy for sales numbers to be fudged. I think there needs to be more accountability, in my humble opinion.
But beyond that, it brought me in a circle, back to where I started writing and why. I wrote because I always had, even as a child. It is as natural to me as breathing and as important to my well being. It has empowered me, in shedding harmful emotions through the magic of words, to create worlds and characters who went through terrible things, and yet, came out the other side triumphant, battered, bruised but with hope.
Like me.
If that is me, then I cannot let these recent events destroy what I do, how I express myself. Writing is not a job to me, it IS me. Therefore, to let others take that away is pure foolishness. I am stronger than that.
The blessing is that I have heard so many comments from fans and readers, who have taken the time to let me know they support me, that they enjoy the stories and it gives them pleasure. If this had not happened, would I have realized that to this extent?
So a silver lining brings me back to why I write. I love reading about characters who go through terrible things and come out the other side, and it was hard to find stories that went deep enough in emotional darkness to suit me. So I wrote stories involving such things, and found others who loved what I did. I could share and it was wonderful in a way I had never encountered before. I love to see people truly "get" what I am writing about.
And it is those people who have sent such kind and total support.
In light of that, how can I quit? I have to go back to my roots and remember why I am writing at all.
Strange, that today, after realizing all this, I have written non-stop, my muse up and running in full force.
Perhaps that was what this mess was meant for.
Thank you to all those lovely souls who wrote to me, both privately and on my blog. Your comments were taken to heart. Any future works are dedicated to all of you.
Be kind. Remember your words and actions echo through those you encounter daily. The smallest gesture or word can lift someone to glorious heights or break them entirely.
Take care of each other.


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From: $320.00
Our Lead Climbing Course is designed for the intermediate climber looking to begin lead climbing. You can enjoy the comfort of going out with our AMGA Certified Rock Climbing Guide. This course will focus on the skills and techniques needed to climb both bolted and traditional routes. This is a personalized course for the solid top-rope climber wanting to take their climbing to the next level. With Zion Mountaineering School, you can feel confident that you're getting the best instruction in the area. ZMS is home to the only active AMGA Certified rock climbing guide in Southern Utah.
During the Lead Climbing Course we'll teach you the things you need to know to become an accomplished lead climber. You should expect to be out anywhere from 7-8 hours. There will be some light hiking (under 1 hour) so wear comfortable hiking shoes. Your guide will provide you with all the needed gear prior to your trip. Just remember to bring plenty of water and some snacks or lunch.
We want to accommodate you, so all our trips are private. As a result, the start time can be adjusted around your travel plans and you will never be grouped with others unless requested.
Price Per Person
|Call for Group Rates
8.05% sales tax added at checkout
If you are booking online, please call the shop first to make sure the date is available: 435-319-0313
Meet your guide at your specified time, stated in your confirmation email, at our Store Location in the center of Springdale, UT. If you do not have any personal equipment, your guide will outfit you with the necessary technical equipment.
Depending on the size of your group, you will either get in one of our guide vehicles or your larger group will follow your guide/s out to one of our various climbing walls for the day.
If you are driving to Vegas after your trip, you will follow your guide out to your location, and drive to the airport directly from the climbing wall.
A short 1/2 Mile hike will get you to the base. Enjoy the varied and fun rock that Southern Utah has to offer. We don't simply tie you into a rope and say good luck. Our instructional based guiding methods enables you to learn safe use of the equipment as well as proper climbing movement.
Hike back to the car, and we will be happy to drop you off at your hotel or back to your car parked at our Store.
Gear ZMS can Provide
Gear You Provide
Enjoy our multi-pitch rock climbing video.
Please study up before your course and use our rock climbing dictionary to get yourself ready. Click HERE
Springdale, UT is located in the heart of Zion Canyon. ZMS is located in the heart of Springdale, UT.
Best option is to fly into Vegas, NV, and either drive or hire a shuttle to drop you off in Springdale, UT.
Both the town of Springdale and Zion National Park offer free propane powered shuttle systems that can drop you off in town or at any spot in the main canyon. This enables you to travel to the area without need of renting a car.
Cost Includes
Not Included
Registration & Cancellation
Advanced registration is required to secure your private guide. We have a limited amount of guides and book up regularly. Feel free to call our store during business hours to book, or simply book online if you're ready to secure your date.
All participants must read and fill out our Online Medical Waiver & Liability Waiver HERE
Please review our Cancellation Policy HERE
© 2020 Zion Mountaineering School.


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James L. Rudolph, acting clinical chief of the division of aging at Brigham and Women's Hospital, provides an answer:
To date, no study has adequately examined whether heart surgery can change a person's personality, mainly because personality is difficult to define and measure. When recovering from heart surgery, some patients report trouble remembering, slower mental processing and difficulty focusing. Although this condition, often referred to as "pumphead," is usually short-lived, one study of bypass patients has suggested that the associated cognitive changes might worsen over time. Related research, however, indicates it is unlikely that cardiac surgery significantly alters how the brain works.
Coronary artery bypass surgery, the most common heart operation in adults, helps to increase blood flow to the cardiac muscle when the heart arteries have become too narrow. During the surgery, a patient's brain is subjected to many stressors, which may include medications, sleep deprivation, inflammation and blood clots. Normally the brain is protected from such assaults by the blood-brain barrier, a membrane that walls off the organ from the bloodstream. Yet when our arteries narrow, the function of the blood-brain barrier may be disrupted, allowing circulating substances to enter the brain. The brain's reaction to such influences is as complex and individualized as the brain itself.
Still, many studies that have measured brain function, by evaluating such variables as cognitive performance and mood, before and after heart surgery have not found significant changes. For instance, in general, patients do as well or slightly better on cognitive tests one to three months after cardiac surgery, although any cognitive benefit is short-lived. When such patients are retested three years later, their cognitive test performance tends to be similar to that of patients with narrowed heart arteries.
A recent analysis of studies that measured depression before and after heart surgery found that the number of patients with depression decreased after surgery. This benefit, however, very likely is related to patients overreporting their depression symptoms just before surgery.
The current evidence does not to seem to support the idea that changes in cognitive ability or mood occur after cardiac surgery. Yet because no research directly looks at postoperative personality changes, we cannot say for certain that such alterations do not take place on a small scale. With further research we may develop a more nuanced understanding of how the brain responds under pressure.


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Immerse yourself in the love of nature, with the pure cleansing properties of Abeers Khadi. Free of chemicals and preservatives, it does a fair job of deep cleansing your skin, at the same time pampering it with the goodness of nature. Abeers Khadi Pure Essence Luxury Chocolate Almond Soap:
Additional Information: Abeers Khadi products are made up of natural ingredients that clean the skin without the usual harsh effects of chemicals and preservatives.
Expiry Date: 15 March 2021
Country of Origin: India
Name of Mfg / Importer / Brand: Abeers Gramudyog
Address of Mfg / Importer / Brand: Plot No. 173, Pocket-M, Sec-2, Bawana Industrial Area, ND-110039


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This lifejacket has split front panels for a better fit and is fitted with retro-reflective patches, whistle, nylon front zip, adjustable waistband, top and bottom tie. The 15-30kg has a lifting handle under the collar and has more foam on one side at the front to quicken turn over time.
After use the lifejacket should be rinsed in fresh water and hung up to dry and stored in a well ventilated area away from direct sunlight. Wash only by hand in lukewarm water using a mild detergent.


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Founded in 1907
Saratov Socio-Economic Institute has become a branch of Plekhanov Russian University of Economics in year 2014. Retaining the 84-year history, scientific achievements, traditions, professional competence of academic staff, its potential and research activities, the Institute is acknowledged as the biggest and eldest branch of Plekhanov University. Director of the Saratov Socio-Economic Institute is Professor DSc (History) S.Y. Naumov.


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- The library is open for student use throughout the school year during the following hours:
- Monday - Friday 7:30 am to 3:30 pm
- The library is closed on all school holidays, weekends, after school on minimum days and during the summer.
The library has the following resources available for student research:
- Approximately 5,000 books (non-fiction, fiction, paperbacks and reference)
- 8 computers
- Access to Britannica School and Britannica Escolar (check with librarian for login information)
- Knightcite! Citation Maker (click to access)
- Gale Online Resources
Contact Information
Mr. James Yurasek, Librarian
Office Hours:
Monday-Friday 7:30 am to 3:30 pm
805-937-2038 x 118
Voter's Edge is a comprehensive, nonpartisan online guide to elections covering federal, state, and local races in the state of California.


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Make you HAPPY
02:41 Amazing Inspiration , happy , quotes No comments
Keep those people in your life who truly love you, motivate you, encourage you, inspire you, enhance you and make you happy. If you have people who do none of the above, simply let them go.
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Sandra L
(Recipe Collection)
1 Recipe Created by MYWAYTODAY1
Recipes in this Collection
Mock Wendy's Frosty
Delicious, low-cal drink I found on a forum for moments when you want chocolate. I will be drinking this even after I reach my goal. It is that good.Submitted by SERMAGRA
Carbs: 14.3g | Fat: 0.4g | Fiber: 0.7g | Protein: 5.1g | Calories: 65.6
Send this recipe collection to a friend - https://recipes.sparkpeople.com/cookbooks.asp?cookbook=1139007


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Simon Cowell's future on American Idol may be hazy but the future of the talent show is crystal clear.
Fox is in the process of ordering three more seasons of Idol, according to The Hollywood Reporter. Fox's deal with the talent competition's two producers, FremantleMedia and 19 Productions, currently runs through 2011 but a new deal would guarantee three additional seasons of the show, the trade paper reports.
Simon Cowell will leave American Idol, his brother says
The move comes days after Simon Cowell's brother said Cowell plans to leave Idol in 2010. "A press statement is being prepared which will confirm what everybody expected: Simon will leave Idol at the end of 2010 to concentrate on bringing the American version of The X Factor to U.S. TV in 2011," Tony Cowell announced in his weekly podcast on his site, The Cowell Factor.
Cowell has been hard at work to bring his successful British competition series, The X Factor, stateside, THR reports. The program, set to air on Fox, was originally intended to debut in the fall of 2010 but is now set to debut in 2011.
Simon Cowell to bring X Factor to the U.S.?
Cowell's departure, coupled with Paula Abdul's, could cost the show a few fans of the original lineup of judges. (The third original judge, Randy Jackson, seems happy to stay.) Fox is hoping to sign Cowell on for at least one more season of Idol when they hammer out the agreement for The X Factor, according to THR. Cowell's current contract ends after the show's upcoming ninth season.
The ninth season of Idol starts Jan. 12 at 8/7c.
A show rep did not immediately respond to a request for comment.


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"Oh no, not another one!" I hear you cry. But yes, 'tis true, another book which includes a few references to DW; another image for Dear Old Charles to add to the 'Books About' section.
'Churchill's Bunker' by Richard Holmes, in association with the Imperial War Museum (Profile Books, 2009) is subtitled 'The Secret Headquarters at the Heart of Britain's Victory'.
198 pages (plus notes, bibliography and index) and 27 bw photographs, a map and a plan, all presented by the good Professor of TV fame, and with a nice colour photo of Churchill on the dustwrapper.
It's all right though, as it contains only three references to DW, so it's not an essential title for the DW fanatic.
However, as a record of the goings-on in the Cabinet War Rooms, it's a splendid little volume. And as the Professor - who recalls that DW's 'books featuring satanism and the occult deprived me of many hours sleep when I was at school,' - astutely observes that our hero 'was an author who travelled to the wilder shores of fiction', I think we can probably rely on the accuracy of the information given in this well-annotated volume.
Churchill's Bunker ("Oh no, not another one!")
The place to post anything DW-related
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Call for Art—Help Paint Storm Drains for a Purpose
The City of Sioux Falls is calling on local artists to help beautify downtown Sioux Falls. The Downtown Storm Inlet Art Project provides a unique canvas for public art, as well as an opportunity to highlight the need to protect our water systems.
Five storm drain inlets are available for organizations or individuals to submit design proposals. Each proposal should include artwork that includes messages supporting water quality initiatives and the proposed location selected among the five inlet options. For a map of inlet locations, photos of past entries, and other information about submitting artwork, visit www.siouxfalls.org/green.
The five winning artists will receive $200 compensation. Proposals are due by 5 p.m. on May 13. Location is contingent on City approval. The designs will be reviewed, and the five winning artists will be selected by the City of Sioux Falls and the Visual Arts Commission.
Since the program's inception in 2016, eighteen storm drain inlets along downtown Sioux Falls streets have been painted by local organizations and individual artists to draw attention to the city's storm drainage system.
"Water that flows down the storm drains leads directly to the Big Sioux River with little or no treatment. As the storm water washes over the pavement it carries with it everything the water picks up. This includes litter, pollutants, pet waste, and sediment and discharges it into the waterways. Our hope is that the art on these storm drains will bring attention to their purpose and prevent some of the pollutants from being discharged back into the Big Sioux," says City of Sioux Falls Sustainability Coordinator Jessica Sexe.
The City is partnering with Norberg Paints, who has donated all of the supplies for the project, including a special sealant that will be applied once all of the paintings are complete to help keep the murals intact. When the artwork begins to fade, it will be completely removed to ensure the paint doesn't end up in the storm drains. The City hopes to continue this project each year to raise awareness about water quality.
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My free ebook is at the bottom of this page. But before you download it read this:
Travel Hacking AKA "Award Stacking" is the best way to see the world on a shoestring budget!
Thinking that I was getting the best discounts in the world, I would brag about it. But when I talked to people who schooled me to Award Stacking, I realized that I was not even getting half the discounts most people on my same flight was getting. So I tried award stacking for myself.
This video is about my personal experience with Award Stacking
Get the Travel Secrets: "Award Stacking" is a loophole that airlines are desperately trying keep secret. Being in bed with the Credit card companies can work for them...or very much against them. And it's time for you to take advantage of this symbiotic relationship. If you are retired, your money should not go to flights...It should be going to the adventures to be had AFTER you get to the destination of your dreams.
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Marble statues, custom stone statues & garden sculpture with direct delivery
Stonelove Sculpture design and produce the finest marble and stone statues and custom sculpture. Every sculpture is hand-crafted from a block of genuine marble or stone. We stock an extensive range of marble statues, stone fountains, stone furniture and other stone sculpture and can produce almost any custom sculpture including custom fireplaces and personalised memorial headstones.
We can create any custom and bespoke statue or sculpture; from portraits busts and memorial statues to bespoke fireplaces and bath tubs. Every statue is a one-off, unique artwork, hand carved from genuine marble and stone. Our statues and sculpture are not reconstituted, mass produced and cast from moulds, but hand carved by sculptors from blocks of natural stone.
Why choose Stonelove Sculpture?
We are a U.K. Limited company and have been trading online for 9 years.
Our sculpture and statues are carved from blocks of genuine marble and stone.
We are experts at creating custom and bespoke sculpture and can produce clay models prior to carving.
Prices include delivery of statues and sculpture, direct to your door.
Safebuy accredited and Sagepay secure for assured hassle free purchase.


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How PD works in Agile team
PD (Product designer) is very important role in software development. They will provide detail requirements specification and business workflow, UI workflow. In traditional software development process, PD will prepare the detail requirement design document before develop team start to make software design. This kind of process will work pretty well if the requirements are clear and relatively stable. Also, there are enough PD resources to make the complex documents. But most of time, we cannot figure out the whole requirements clearly at the start stage. And the scope change is often happen. Another factor is that PD always need to work on more than one product and it is very difficult for them to spend much of time to work out a detail design document. So, what can we do to deal with this kind of issues?
Agile provides a methodology or framework for the team to develop software under the situation of changing scope. By focusing on high value requirement, separating the long lifecycle to be several short iterations and guarantee fully-test in each iteration, it can provide high-quality and expected software to the client. In this kind of framework, how PD works in the team? How they collaborate with others?
To answer this question, the first thing we need to consider is what kind of responsibilities PD will take? From my personal view of point, it is requirements clarification. All of the works of PD actually provide a very detail information to the team about requirements. So, it seems that PD should be better to work with product owner to figure out the scope. The team structure may like this (Figure 1).
Figure 1
In this structure, PD will be the assistants of product owner and help him/her to make the requirements. The product owner will setup product backlog and PD will provide relative design for each user story. The design may include UI, workflow and etc. During the Sprint planning meeting, team will work with PO and PD together to make Sprint backlog. And product designer could show any kind of design to the team to give detail information about the user story. It could be a flash, a MS visio doc, a PPT, a hand-drawing paper, or just write/draw on whiteboard and take a picture. PD can also help to answer any team's questions about requirements during the Sprint implementation.
This kind of process won't ask PD to complete all of the detail design for the whole requirements from the beginning. PD needs to finalize the design for the coming Sprint. That means PD's work will be ahead of team's work at least one Sprint. They can also work with a separate Sprint. The collaboration with Team just like Figure 2 showing.
Figure 2
The benefits of this kind of process are
- Setup very clear responsibilities to each role;
- PD can focus on high priority requirements design;
- Complex design documents are not required and it will enable PD to consider real value things;
- Collaboration between PD and team is smooth and close.
Another very value thing of this process is that, after each Sprint, PD will get a workable software to do the user acceptance test. It will be very efficient way for PD to validate the design. And any issues caused by incorrect design can be found at very early stage. And the issue can be fixed in the following Sprints. This is also very helpful to provide high quality software. :-)


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DentalPlus was originally formed over 25 years ago with only one dental surgery and one dentist, we soon expanded to two surgeries. In 2005 Tracie Gearie BDS bought over the business. As patient numbers increased, we undertook an ambitious plan to build a new practice with a view to providing a high standard of patient care in state of the art surroundings. In 2012 we were delighted to announce the opening of our new premises to existing and new patients alike.
We fully support the services provided by the NHS and as such have remained an NHS practice with private treatment options available. We are very proud of what we have achieved and continually strive to provide family dental care in a relaxed and friendly environment. Why not come along and see for yourself?
DentalPlus are regulated by the GDC (General Dental Council) if you have any concerns with any of the treatment provided, please contact us via our Raising Concerns page as a first instance so we can resolve at a local level.


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Alexander Hamilton Quotes About PropertyQuotes about: Property
Safety from external danger is the most powerful director of national conduct. Even the ardent love of liberty will, after a time, give way to its dictates. The violent destruction of life and property incident to war, the continual effort and alarm attendant on a state of continual danger, will compel nations the most attached to liberty to resort for repose and security to institutions which have a tendency to destroy their civil and political rights. To be more safe, they at length become willing to run the risk of being less free.
Energy in the executive is a leading character in the definition of good government. It is essential to the protection of the community against foreign attacks; it is not less essential to the steady administration of the laws; to the protection of property against those irregular and high-handed combinations which sometimes interrupt the ordinary course of justice; to the security of liberty against the enterprises and assaults of ambition, of faction, and of anarchy.
The laws of certain states . . . give an ownership in the service of Negroes as personal property . . . . But being men, by the laws of God and nature, they were capable of acquiring liberty - and when the captor in war . . . thought fit to give them liberty, the gift was not only valid, but irrevocable.
The only distinction between freedom and slavery consists in this: In the former state a man is governed by the laws to which he has given his consent, either in person or by his representative; in the latter, he is governed by the will of another. In the one case, his life and property are his own; in the other, they depend upon the pleasure of his master. It is easy to discern which of these two states is preferable.
Alexander Hamilton
- Born: January 11, 1757
- Died: July 12, 1804
- Occupation: Founding Father of the United States
- Cite this Page: Citation


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My choices in vehicle ownership spawns lots of commentary from my friends and family. They're always asking me "why on Earth" I choose to drive such odd cars, instead of a "normal" car. If you know me at all, you know that I have owned some pretty random vehicles. I've owned a few Maserati Biturbos, multiple Audi 5000 variants, a turbocharged first generation Ford Probe, and that's just a basic start.
The truth is, I always idolized the quirky cars as a child. Most kids had a Corvette or Porsche 911 poster growing up. I had a Lotus Elise Sport 190 poster. I dreamed of owning a Maserati Biturbo. Instead of a common Porsche 911, I'd fancy a Lotus Esprit instead. While this doesn't make sense to the general car population, it does for me.
Flashing way back to my very first car which was a 1986 Audi 5000 S, I immediately fell in love with the rarity and mystique of a quirky car. People would often gaze and try to figure out just what in the hell it was. In a small town flooded with Ford Escorts, SUVs and Mustangs, I had a very weird looking sedan in an abysmal color. I became hooked on the idea of not following trends, and not being a part of any certain group. I'd decided at a young age that I would do my own thing and just run with that.
It wasn't very long after owning my old 5000 that I had moved on, a few vehicles later I had acquired a rather clean 1990 Ford Probe GT. This particular car was pretty cool to me, instead of the common second generation Probe, I'd had the more rare turbocharged model. Not much really happened with this car since it had developed a catastrophic transmission failure, and once again I had moved on. However, that car stuck with me for years in my head. I longed to own something odd like that again someday.
Several years later, I'd purchased another Audi 5000, this time I had found the very rare Turbo Quattro model with a manual transmission. I was sold on the car before I ever even went to look at it. I truly had no idea what I was getting into, and this Audi had changed my way of thinking for a very long time. I had heard all the maintenance horror stories with old Audi cars, yet I'd covered 200 miles just to bring it home through a blizzard. I had covered almost a year of daily driving, and the only problem the car had was a bad battery. Sure, the old CIS fuel system was finicky at best, but reliability was absolutely a strong suit for that old car.
Regrettably, I had sold the 5000 due to several electrical issues that seemed intimidating. The power windows did not work and a hot Tennessee summer was coming. The heater did not work, yet I'd made it through one of the coldest winters in Tennessee history. The Audi served me admirably and went on to a great home. I'd go on to miss that car for many years.
Flash forward to a few years ago, I'd owned my second Maserati Biturbo, this time a fuel injected model. My previous Biturbo was carbed and never really gave me much reliable service. I'd found an opportunity and jumped on it right away. I traded my beloved 1989 Jaguar XJ6 (a finicky car in it's own right) straight up for the 1987 Maserati. The Jaguar was in need of a head gasket, but save for that issue, was an extremely reliable car for me. I was nervous, obviously the Biturbo has a horrible reputation for unreliability. However, that was anything but the case for me.
Now I've written a separate article about this particular car I'm referencing, but for the sake of this story, I'll recap quickly. The Maserati was the single most reliable car I'd owned in a few years. There was never a single occasion in which I needed to get somewhere that the car didn't oblige. Quite literally, it was without flaw. Everything electronic worked, the heater worked, the windows, I mean everything. On a -50 degree winter day, my Mother's two year old Chevrolet Impala would not start. The Biturbo jumped it and gave it the chance to run. No, I'm not joking.
Once again, regrettably, life circumstances happened, and the Biturbo said goodbye to me, and went on to a new loving home. With that being said, owning that car gave me the confidence to tackle quirky car ownership. I'd serviced it myself, I'd kept it reliable with minimal fuss, I thought I was the man. So when the opportunity presented itself around six months ago to purchase my 1986 Audi 5000 Turbo Quattro, I did not think twice. It had a manual transmission, it ran and drove. The body was pretty well straight, and the frame was clean. I'd reminisced on my days of owning my other 5000 in Tennessee. What could possibly go wrong? For $1300, I figured not too much could.
This ladies and gentleman, is where things get sketchy. I still own this 5000, and let me tell you something right away. Be smarter than me, and buy a normal car. Want the Audi badge? Buy an A4. Want a turbocharged all wheel drive car to have fun with? Go buy a first generation Talon. Do anything, but don't do what I did. Now that we're getting to the point, I'll break this down into segments for dramatic effect.
Cost Of Ownership
Seems cut and dry, doesn't it? I paid $1300 for the car. In reality, it hasn't REALLY broke down, but it hasn't exactly been safely road worthy since the beginning either. I had purchased a set of RS6 wheels for a very cheap price, and was pretty excited to put them on. Except, 18 inch wheels don't work on a 5000. So, we grabbed a fender roller and got to work. That is when we discovered the first of many major issues. The rear upper control arm on the passenger side was snapped in half, and the rear strut was also broken off at the mounting point. Seems easy enough to fix, doesn't it? That is when we get into:
Parts Availability
Not to be immodest, but I'm proudly at a point in my life that I can afford to fix major repairs, mostly because I sold my soul to truck driving. So, being the overly thorough person I am, we inspected the rest of the rear suspension. What we found was what we expected, thirty one years and over a quarter million miles made for a very sloppy suspension. My best friend Nathan works at a major auto parts retailer, and I had him order all new bushings for the lower control arms, since the lower control arms went "no longer available" many years ago. We went ahead and ordered new upper control arms, all four struts, some bushings, and we figured that would be easy enough.
So here is the sad news folks, it's NEVER that easy with rare vehicles. For instance, I get the call from Nathan, he tells me that two of the bushings we need are discontinued. There is no stock anywhere. A few days later, he calls and tells me the front struts arrived, but unfortunately, the rears did not. They were also discontinued and nobody could source them. Frantically, I started searching high and low. Even the almighty parts giants at ECS Tuning told me in a very polite way, "Sir, you're shit out of luck" and I began to freak out.
By some miracle, the rears arrived. Turns out, I got the last rear struts in existence for my car. The only others I have found are the OEM Sachs for $200 each, and there are only a few sets available. I said a quick thank you to the Gods above, and figured it would be smooth from here. Another newsflash, it's NEVER smooth from here. I still did not have bushings for my lower control arms, and the bushings in the ones I have were absent. Reluctantly, I hit the forums and found a set of control arms off of an Audi 200, which is a similar car. They were in good condition, and beat what I had by a long shot.
I told myself, since we are already in there, better order the parts to replace my brakes at all four corners. By some miracle, the parts were in stock. A couple clicks later, I had the parts coming. What started out as a simple upper control arm replacement quickly snowballed into a repair costing over a thousand dollars to do correctly. Even then, everything wasn't smooth.
I had ordered my components based off of my VIN number to insure accuracy, since there were parts changes in 6/1986. When do you think my Audi was produced? You guessed it, 6/1986 and my font brake pads were very incorrect. The vendor did not do much to help, and I ended up having to reuse my old pads on expensive brand new rotors. This did not make me happy, obviously since I frown upon this. Also, the control arms I had received had differences we ended up having to address. This theme had followed the car since day one. Everything from spark plug wires, to control arms arrived incorrectly.
It gets even better. My rear axles seals were also leaking, allowing the oil to leak from the rear differential. The rear driver side wheel bearing was toast. I ordered two new wheel bearings and axle seals. Now, before I even open that can of worms, you know what comes next. The parts arrived incorrectly, and the correct ones are no longer available. I by some stroke of blind luck found a rear wheel bearing that was correct, and Nathan cross referenced the axle seals by size, and we finally had what we needed. A simple weekend repair turned into a stressful two week ordeal, simply because of parts scarcity.
Working On An Obscure Vehicle
Admittedly, Nathan has the horrible job of doing the repairs. Honestly, he is far more skilled than me, and I sleep better at night knowing things are done correctly. With that being said, this comes with many challenges of its' own. For instance, that basic Craftsman tool kit you got as a wedding gift years ago, well, it's not going to cut it. Ever heard of a triple square fastener? If you haven't, get familiar before you buy odd ball European cars, and be prepared to spend a lot of money in specialty tools just to do even basic repairs. You may think I'm exaggerating a little here, but I promise you, I'm not.
Also, very little information exists about even basic torque specifications and repair procedures. You'll find very quickly that Facebook groups and model specific forums are your best friend, without them, you will fail, bank on that!
Insuring An Odd Non-Exotic Car
Let's see, Geico says if I wreck my car and it becomes "totaled" I would receive $3200 for it. I surpassed the $3200 investment mark a while back. You can see where I'm going with this.
So Why Do You Own Something Like This?
This question never has a good answer, and now you see why I say to stay away from cars like this. I do it because it is my passion. You'd think finding parts for a nearly extinct Maserati was hard, but you'd be wrong. In comparison to my Audi, the Biturbo is a Civic in terms if ease of acquiring parts. If and when I blow out a rear strut, or need another rear wheel bearing, I'm going to be in trouble again, and the stress of finding parts starts all over. This is only the beginning as well. This is a low production car that is now 31 years old, and there isn't exactly a huge following for them. So when you do finally find parts for them, you're going to pay premium prices for those items.
What I'm trying to tell you is this, buy a car like mine because you truly want to own it. Do not buy it because it is "different" or "cool" because I'm being brutally honest with you, it is not worth it, and it is never going to be worth it. Resale value isn't terrible, but the resale market is. Need to sell a car like this in a pinch and I assure you, not going to happen. When you own something like a Biturbo, or an old Audi, you own it because you embrace the quirks, you respect the heritage it has, and you love the nostalgia it brings.
For many people, they want to get noticed. Admittedly the Biturbo was good for that, it sparked conversations constantly. However, nobody is going to come up to you and say "dude cool car" or even respect the hell you have been through to own and maintain that car. The positive to this is, when someone does approach you about your odd car, chances are they know it, own or have owned one like it, and you form some pretty cool friendships because of it.
It is very easy to drop $5000 on that cool car you like, but the question you have to ask yourself isn't whether you can afford the car, it is can you afford to maintain it, are you resourceful enough to spend hours trying to find something as stupid as a wheel bearing, and are you really prepared to be asked constantly why you won't just buy an A4?
My Name is Matthew, and I'm an author of mediocre articles. If you'd like to follow me and read more of my thoughts on random vehicles, you can do so on my very mediocre and very new website www.powershiftautomotive.com we also upload podcasts each Sunday.
Thank you so much for taking time to read my article, and hope to see some feedback from each of you!


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Monthly Archives: February 2016
7 Tips for Better Adventure Photography
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Digital Macro Photography is truly a fun filled and rewarding genre of Photography. Macro photos stand out among all different categories of photography as you bring never before seen details of the macro world into the photograph. The term photo-macrograph was … Continue reading
Portrait Photography – Tips And Methods | Ideas Pixelated
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7 photography tips you've never heard before | Digital Camera World
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How to Take Perfect Back-Lit Photos
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Gone are the days when you have to head to your nearest photo processing booth or picture kiosk to have your photos taken or developed. With the rapid advancement of digital photography and the wide availability of printers, it's now … Continue reading
7 Powerful Photography Tips for Amazing Photos – MyTamilTV – Tamil Serials and Shows, Cinema News, Health Tips and Comedy
watch 7 Powerful Photography Tips for Amazing Photos Source: 7 Powerful Photography Tips for Amazing Photos – MyTamilTV – Tamil Serials and Shows, Cinema News, Health Tips and Comedy
Storytelling Photography
A few weeks back I visited George Eastman Museum of Photography where there was an exhibition on travel photography. It was a great experience to see the world's best photographs showcased in a two hour tour of the exhibition halls. … Continue reading
Digital photography For Beginners: How to Take Great Landscape Photos – Kindle edition by Steve Pease. Arts & Photography Kindle eBooks @ Amazon.com.
Digital photography For Beginners: How to Take Great Landscape Photos – Kindle edition by Steve Pease. Download it once and read it on your Kindle device, PC, phones or tablets. Use features like bookmarks, note taking and highlighting while reading … Continue reading


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2014 - 2018 Dodge / RAM 3.0L 1500 EcoDiesel
+12 HP / +20 lbs. x ft. Torque max gains. Outflows factory intake by 20%. Powder-Coated One Piece Heat Shield utilizes stock mounting locations. 3" Mandrel-bent Wrinkle-black Powder-coated Intake tube improves volumetric efficiency for better performance. Vacuum Form Cover for Stealthy Under-Hood Look. Pro DRY S Oil-Free washable/reusable Filter For Maximum Convenience. Washable and Reusable for Multiple Cleaning Cycles. Includes 12 oz. cleaner spray for air filter cleaning. No Cutting or Drilling on OEM Parts for Faster Installation.
Part # 51-32573-E
Large Air Filter:
Large 6" Tall Elliptical Filter with a 3.30" flange opening provides greater airflow over Stock intake system. This "Oil-Free" 3-Layer Progressively Finer Porosity Synthetic Media air filter provides maximum Convenience With Excellent Filtration Efficiency.
Mandrel-Bent Tubing:
A 3" One-Piece Mandrel-Bent Wrinkle-Black Powder-Coated Intake Tube directs unrestricted airflow from the massive filter to the turbo for more horsepower and torque.
One-Piece Heat Shield:
Sturdy 18 Gauge Powder-Coated One-Piece Heat Shield blocks performance-robbing engine heat. This heat shield requires no assembly and uses factory mounting locations for fast and easy installation.
Lightweight Vacuum Form Plastic Cover:
aFe developed this stealthy, good-looking ABS vacuumed formed intake cover to reduce intake noise and protect the air filter from hot engine air.
Hassle-Free Installation:
The factory MAF sensor is mounted on the housing to ensure OBD2 compliance without CEL errors. All clamps, couplings, and hardware are included for hassle-free installation. This is a direct bolt-on kit that requires no cutting or drilling on OEM parts. Also, this cover bolts right up to the air intake housing for the aFe Power Stage-2 intakes.
Air Filter Cleaner Spray:
This intake system includes a 12 oz. cleaner spray for air filter cleaning.
Fitment Note:
This kit does NOT come with factory MAF cartridge & sensor.
Emissions Disclaimer:
This product is not currently CARB exempt and is not available for purchase in California or for use on any vehicle registered with the California Department of Motor Vehicle.
Write the First Review!
You must login to post a review.
California Residents: Prop 65 Warning
WARNING: Cancer and Reproductive Harm
Visit: www.p65warnings.ca.gov


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Co-op Prepared, Continues to Monitor Florence
Co-op Prepared, Continues to Monitor Florence
A&N Electric Cooperative (ANEC) continues to monitor Hurricane Florence and is preparing for any severe weather associated with the storm.
While the center of Hurricane Florence is projected to make landfall near the North Carolina, South Carolina boarder, the effects of this massive storm will be felt locally.
The local area is still expected to receive some tropical storm force winds and moderate tidal flooding.
With recent heavy rainfall, winds and coastal flooding, the cooperative is anticipating some outages in our service territory associated with fallen trees and limbs.
ANEC crews have been briefed and are available to respond to any issues associated with the storm. The cooperative's tree trimming and construction contractors are also prepared to respond to any outages caused by the storm.
"All of our crews will be ready at a moment's notice to respond to any outages affecting our service area," said Brian Charnock, Director of Operations and Construction Services. "We will continue to track the storm's progress and will be ready to react to any changes in its projected path."
If power should go out, please try to cut off heat pumps, electric water heaters and other major appliances so that load will not be excessive when lines are being reenergized. After power has been restored for several minutes, gradually restart only those necessary appliances. After about 30 minutes you should be able to return to normal operation.
Families who have special medical needs or elderly members should make plans for alternate arrangements in the event of prolonged outages.
For co-op members who use a generator, never run it inside your home or garage. Some produce carbon monoxide fumes, which can be deadly. Make sure your generator is installed properly so it does not backfeed into the cooperative's distribution system. This can be extremely dangerous for linemen making repairs.
To report an outage, please call 757-787-9750 or use the cooperative's SmartHub app. Live outage information can be found on our website www.anec.com. Our outage map is also available on mobile devices. While the cooperative will post regular outage updates to social media, please do not report outages through social media. Instead, we urge our members to report outages by phone or through the app to the cooperative can better track those outages.


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New Car sales 25% lower in May
UK Car sales fall compared with same month last year
The Society of Motor Manufacturers and Traders have reported that the number of new cars sold in the UK during the month of May was 134,858. The fall is the 13th consecutive monthly decline in new car sales. The sales are 25% lower compared with the same month last year. The best selling cars during the month of May were the Ford Fiesta with 48,185 sold in the year to date followed by the Ford Focus with the Vauxhall Corsa and Volkswagen Golf close behind. A total of 748,691 vehicles have been sold in the UK so far in 2009 which is 27.9% down from last year.
It is thought that the month of June would bring an improvement as the car scrappage incentive scheme worth £2000 only came into effect on the 18th May. There has been an encouraging start to June with 35,000 orders being placed since the scheme was announced. Schemes introduced in Europe have succeeded in boosting sales and hopefully a similar impact will emerge in the UK during the next half of the year.


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Bolton and Mansfield from Camel's Hump
- Date:
- 1910 - 1930
- Description:
- This hand-colored image depicts Bolton and Mansfield from the summit of Camel's Hump. In the foreground there is a forest of alpine conifers. In the valley, there is a small clearing, then the cliffs on the back of Bolton are visible. Beyond Bolton summit is the Mansfield Ridge. There are more mountains in the background. The sky is filled with beautiful fair weather clouds.
- Filename:
- LS13815_000.jpg
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- 4553 x 4315 pixels; 1319103 bytes
- Original Filename:
- deanb02111.jpg
- Original Metadata:
- Bolton Mt. and Mansfield from The Lion, Duxbury, VT by Robert W. Wilkinson of Montpelier. Colored by Mrs. Perry.
- Keywords:
- Nature; Alpine regions; Conifers; Culture; Deciduous; Earth Materials; Ecosystems; Forest plants; Forests and Plants; Geology; Hiking; Human Activity; Landforms; Living Things; Men; Mountains; Nature; People; Plants; Recreation; Rocks; Rocks, Metamorphic; Schist; Season; Summer; Time; Trees; The Long Trail
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- Special Collections, Bailey/Howe Library, University of Vermont
- Submitted By:
- Josh Ellsworth
- Submitted On:
- 2008-06-06
- Original Media:
- Lanternslide
- Scanning/Digitization/Creation Notes:
- Mac PowerBook G4, EPSON Perfection V750 Pro
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- Matthew Jungers
- Catalogue Information:
- Theron Dean, Box 2
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- 2944


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12 photographs that capture the true beauty of St Bees
PUBLISHED: 11:03 06 March 2018 | UPDATED: 11:03 06 March 2018
A tranquil spot on the coast is home to spectacular sunrises and sunsets.
St Bees photography
Home on the beach in St Bees by Ceara Hayden
St Bees Sunset by Sean Nolan
On the Beach at St Bees by Karol Gajewski
St Bees Beach sunset by Ceara Hayden
St Bees Cumbria by Paula O'Hara
St Bees by Paula O'Hara
St Bees Lighthouse by Karol Gajewski
St Bees Sunset by Sean Nolan
St Bees by Rob Mcewen
St. Bees Sunset by Keith Meredith
Sunset at St Bees by Cheryl Quine
Sunset on St Bees by Sharon Reid
Walkers are most likely to know St Bees for its inclusion in Wainwright's Coast to Coast walk which runs for 192 miles from the Irish Sea to the North Sea.
The western point of the route sets off from the small seaside village of St Bees and passes through the Lake District, Yorkshire Dales, and North York Moors national parks, before reaching the eastern point at Robin Hood's Bay.
St Bees itself is a designated Site of Special Scientific Interest as well as a RSPB reserve, it is home to the northwest England's only cliff-nesting seabird colony which can be seen from three separate viewing points.
One of the main attractions of this part of the coast are the views, sunrises and sunsets are particularly spectacular, on a clear day you can see the Isle of Man in the distance.
Head over to St Bees lighthouse on the North Head which is the most westerly point of Northern England, for some stunning panoramic views.
We would love to see your photos of St Bees, upload them to our reader photo gallery.


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And we're continuing to ride along nicely in the #travel1k rankings: last week we were at #64, a gloat-worthy achievement we're sure you'll agree, and for the week of April 3rd we're down a little bit to #70. Which we're still pretty darn happy with!
This week we saw the biggest climbs from John Morris (up 567 places to 492nd), Erin Bender (up 565 places to 324th), and Janice Chung (up 537 places to 238th).
Well done to this week's top three Charles McCool (McCool Travel), Matt Matt, and Andrea Pizzato.
And for our new blog to check out this week, here we are at #41 down from #34 last week: @TravelTalesLife's Travel Tales Of Life!
Living in Calgary, Alberta Canada, Sue and Dave have been best friends and married for over 30 years. Parents to adult children and proud grandparents they are passionate about social justice, volunteerism and not letting the phrase, "What would people think?" or fear get in the way of trying something new; the possibilities are endless.
Their adventurous spirits keep them living the theme of 'never too old to explore'. Well into the second half of the game of life they believe there is no time like the present to get out there, live big and laugh a lot.
Travel Tales of Life has been featured in depth by More Time To Travel in speaking to cycling tourism for those over 50. Their articles have been featured in The Caribbean Daily, What's Up Tasmania, About Basque Country and All About Mexico online magazines as well as the HIS Vancouver travel website.
Sue and Dave hold accredited media status with Travel Alberta. In 2015 they were nominated for the annual Tourism Media ALTO award. They have collaborated with tourism boards and companies around the world.
Here's a recent article that looks interesting:
6 Stunning Restaurants With A View Around the World
Even the most experienced food critic will have a challenging time savouring scrumptious morsels while gazing at a drab wall. Ask most people to describe their most memorable meal of their travels and restaurants with a view often come to the table. From a romantic dinner at a sunset view restaurant to cliffside restaurants with amazing views these experiences leave delicious memories.
Don't ask me about the food with a view from these fun restaurants around the world. Apologies to all the foodies out there. I should likely start taking notes at meal time. What I can share is that these restaurants with beautiful views are ones we would return to in a heartbeat. Enjoy the global feast for the eyes.
- Buza Bars – Dubrovnik Croatia…
- Cliffhouse Bistro – Mount Norquay Banff, Canada…
- Brewski Rooftop Bar – Bangkok Thailand…
- Hotel Cenobio Dei Dogi – Camogli, Italy…
- Sunset Mona Lisa – Cabo San Lucas, Mexico…
- The Lookout Cafe – Victoria Falls, Zimbabwe…
Well, we've only been to the Cliffhouse out of that selection, although we've been close to all the rest except Victoria Falls — Brewski in particular is just a skip away from our day job at Agoda.com in Bangkok; we're fans of Above Eleven's Peruvian-Japanese fusion but we'll give Brewski a shot next time we go out on the town!
That bit about Victoria Falls, which is definitely one of the more impressive World Heritage Sites we haven't got to yet, let's see if they have any more on that … ah, here we are:
Angel's Pool – Living on the Edge at Victoria Falls
Turns out the naysayers and name callers are right after all. We are mad as cut snakes. As the guide walks me through the raging waters of Victoria Falls toward Angel's Pool the truth makes my eyes bulge just a little further out of their sockets. I cling to his muscled Zambian arm like the last preserver on a sinking ship.
I see no pool whatsoever let alone one suitable for the name Angel in the eight feet between us and the edge of the abyss. The Zambezi River awaits us some 108 metres (350 feet) below. In the heart of high water season the mist of Victoria Falls rockets skyward.
Devil's Pool, on a nearby section of the falls, is too dangerous to access at this time of the year. Thank goodness for small mercies. As my guide, whose hand has likely gone numb some time ago from my vice grip clinging, points to another spot I should step so as to reach my perch in the Angel's armchair.
Sitting on the rock perch I breathe deeply and believe I may not be completely mad after all. Gazing over one of the seven natural wonders of the world the beauty of Africa overrides the fear. Hubby smiles widely like a kid in the adventure candy store of life…
Heh. "Kid in the adventure candy store of life?" Why, we like that description so much we're going to appropriate it for ourselves, wethinks. Certainly, we can't think of anyone who would claim it doesn't apply to us —
— and particularly when we were perched on the edge of Victoria Falls, no doubt! That's certainly one of the more evocative pieces we've read recently, ok Zimbabwe just pushed itself up our Natural Wonders priority list. Right after Komodo to see the DRAGONS!
p dir="ltr">Technically, BuiltWith tells us it's a standard WordPress + Jetpack setup, and as always we recommend Dreampress as your best choice for that, free Jetpack Professional and all; and a fairly typical list of plugins.
So this one rates high on the "kind of blogger we want to be when we grow up" scale, always nice to see people enjoying themselves the same way we like to enjoy ourselves — we're following them on Twitter now, and recommend you go check them out as well!


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The partnership's aim will be to connect executives and businesses around the Clipper Race's global route, providing thought leadership on Executive Talent and Development in its rapidly changing and innovative sector.
The firm also plans to build a digital engagement between its crew, Greenings International employees, and clients and candidates throughout the almost year long duration of the Clipper Race.
Greenings International has offices in Atlanta, London, Luxembourg, Manchester and Montreal.
The Clipper 2017-18 Race will be the event's eleventh edition. This endurance challenge of a lifetime will include a minimum of thirteen races, which will visit six continents, and include six ocean crossings, before returning to Liverpool's Albert Docks in July 2018.


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BARCELONA, SPAIN - June 06, 2013
XL Group's Iberia and Latin America insurance operation has announced the appointment of Ivan Torrecilla as Client & Distribution Leader of the Catalonia region. In addition to his responsibilities as Underwriting Manager for the Middle Market insurance segment in Catalonia, in his new role Ivan takes on responsibility for driving the team's business development efforts in the Catalan market. Furthermore, XL Group announced the expansion of its team in Barcelona. Juan García has joined as Senior Loss Prevention Consultant in its risk engineering team XL GAPS, and Estefanía Taboada, Senior Underwriter Professional Lines, will move from the XL Group office in Paris to Barcelona this September. These steps were announced during the inauguration cocktail party of the new XL Group office in Barcelona (Paseo de Gracia, 110) yesterday, attended by clients, brokers, partners and colleagues.
In his welcome speech, Bruno Laval, Regional Manager Iberia and Latin America of XL Group's insurance segment, stated, "It's a great pleasure to be here today to celebrate the expansion of our team as well as our new office. We're committed to this region and the strengthening of our team here will help us better respond to the needs of our clients and brokers with new capabilities and a continued high level of service."
Daniel Maurer, Chief Underwriting Officer International Middle Market covering Asia-Pacific, Europe and Latin America for XL Group's insurance segment said: "Many Catalonian entrepreneurs are looking for growth internationally and we are very happy to be able to support them, with our global network and expertise, in taking that step. The expansion of our office in Barcelona sets the stage for further development of our operations in Catalonia."
Juan García joins XL GAPS, from Marsh. He brings more than 20 years of experience in risk engineering to his new position. Estefanía Taboada has been with XL Group since 2007 and has a broad, international experience in Professional Liability.
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About XL GAPSXL GAPS provides property loss prevention consulting and delivers individually tailored solutions to protect and enhance property, production and profit. XL GAPS, with engineers in 21 countries, brings clients occupancy specific experience as well as deep knowledge of specific hazards across industries. More information about XL GAPS is available at xlgroup.com/gaps
About XL's Insurance OperationsXL Group plc's insurance companies offer property, casualty, professional and specialty insurance products globally. Businesses that are moving the world forward choose XL as their partner. To learn more, visit xlgroup.com/insurance
About XL Group plcXL Group plc (NYSE:XL), through its subsidiaries, is a global insurance and reinsurance company providing property, casualty and specialty products to industrial, commercial and professional firms, insurance companies and other enterprises throughout the world.
XL is the company clients look to for answers to their most complex risks and to help move their world forward. Its principal offices are located at No.1 Hatch Street Upper, 4th Floor, Dublin 2, Ireland. To learn more, visit xlgroup.com
XL Group is the global brand used by XL Group plc's insurance and reinsurance subsidiaries.
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It's been a busy few days, and I missed yesterday's deadline by just an hour or so.
As I posted yesterday, awhile ago, Gun from Rutigt and I agreed that we'd each post a scrappy block on the 15th of the month, the aim to be not only to eat up our scraps, but also to be a regular reminder that scrap-eating had to happen regularly if we are both not to be eventually overwhelmed by our tiny treasures. The block can be any size, shape, colour or design. And here is mine. Finally…
It's very random, not much of a colour theme happening. I just reached into a box of hexies, grabbed a handful and worked out where they would go. I concede that I'm cheating a little. The individual hexies used in this block have been sitting around a while – since before Worldwide Friends, to be exact. But they are all made from scraps, and making a block from them does use scraps up, so I think you'd have to be a bit of a purist to object!
And as you know by now, I ran out of time – it's the time of year when I have my annual 'has the cancer come back?' checkup, and the amount of sitting around in waiting-rooms I've had to do in the last few days is phenomenal. And it's not over yet, there's another one next week… So, whole hours I could have spent concocting something lavish have instead been spent reading waiting-room magazines and playing sudoku on my phone. Frustrating… particularly when I realised I hadn't brought any hand work!
Yesterday's baking session also went totally pear-shaped. I was melting chocolate in the microwave, carefully, 30 seconds at a time, but still managed to not just burn it, but have it virtually catch alight, cracking the bowl I was using in the process and filling the kitchen with acrid smoke. That was the crowning moment, but the rest of it wasn't exactly glorious, either.
So, I'll see you again next month with another scrappy block. If you want to join us, let either me or Gun know, and we'll link to your blog in ours, as shown below.
ScrapHappy July:
Gun at Rutigt
Kate at talltalesfromchiconia
Sue at From the Magpie's Nest


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|Fri 1 Nov 2019, 12:00pm–8:00pm
|Sat 2 Nov 2019, 9:00am–2:00pm
The Great Waipapa Rotary Annual Book Fair – Nov 1 & 2
For over ten years the members of the Waipapa Rotary Club have run what has now become a very popular annual event.
Members of the public generously donate all kinds of books by leaving them at appropriate "drop-off" locations so that Rotary Members can collect and store them for sorting into their various categories. People wishing to donate books can ring the contact number on our roadside banners to be given their nearest "drop-off" point.
Apart from thousands of "fiction" stories it is surprising how other categories fill with very good books to recycle. Cooking and gardening books are available in good numbers as are travel books and sports publications and children's books. There is usually a book to suit every person and every preference.
Books are sorted by Rotary Club members beforehand so that the "non-descript", the dilapidated, and the now unwanted encyclopaedias are separated prior to the Grand Opening on Friday 5th August at 12.00PM.
This is, as always, a charity event which raises much need cash to fund various projects undertaken by Waipapa Rotary. These include:
- Supporting youth educational opportunities
- Sending emergency food and shelter packs to help with disaster relief both locally and overseas
- Arranging and judging school speech competitions
- Donating cash for benevolent situations
- Manufacturing and installing "park benches" on DOC walking tracks.
Your attendance at the fair on either Friday 1 or Saturday 2 Nov will help to ensure that this years "event" will be another outstanding success.
Upper Hutt City Library, Upper Hutt, Wellington Region
Today 9:30am – more dates
Tauranga Racecourse, Tauranga, Bay of Plenty
Fri 6 Nov 9:00am – more dates
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Size & Fit Information:
37.3cm approx. Length X 2.9cm approx. Width
Size Of The Bow:
Height of the bow 2.6cm approx.
Width of the bow 6.7cm approx.
Handmade Item
Color: Navy
Story of the product : Baram Floral-print and Grosgrain Bow Satin Headband - Walk with us through a flower market in Provence as we pluck pretty pastel flowers for our Femme des Fleurs collection. Feminine and elegant floral-print send sparkles to this beautiful bow as freshly-picked pink florets add a sweet touch to your style statement.
Additional shipping and delivery information : I offer worldwide shipping. Your order will dispatch within 1-3 business days. Hong Kong Shipping: Items are delivered via registered mail (via Hong Kong Post's trackable delivery service) or by SF Express. International Shipping (except Hong Kong): All international orders will be delivered by UPS, FedEx, DHL Express Worldwide, Hongkong Post Speedpost or similar company which offer trackable delivery services. Any custom duties or taxes charged by the Customs Authority of your country are the responsibility of the customer. Order Tracking: Notification with tracking information will be provided when I send out the goods. Duties and Taxes: If goods are delivered to areas outside Hong Kong, customs office of the local country may levy duties and taxes on imported goods. All import charges, duties and fees to be paid by the customer, for further details of charges, please contact your local Customs office directly. Custom authorities require that we state the value of your order directly on your package. It is at the sole discretion of custom agents to release your package. In rare occasions, custom agents may delay delivery of some packages.
Return and Exchanges : I gladly accept returns, exchanges and cancellations. Conditions of return: Should you wish to return your item(s), please kindly contact me with the reason of return, within 10 days from receiving your order (according to the delivery date on the tracking record, if applicable). Ship items back to me within: 10 days of delivery. All items must be returned to us in their original, pristine condition and I reserve the right to refuse a refund or exchange if the goods returned are damaged, worn, washed or tampered with. Please note that customers are responsible for all the fees involved for returning items. Return packages remain the responsibility of the customer until it is received by me. Therefore, it is recommended that the customer takes necessary precautions by using registered and traceable services when returning the package. Request a cancellation within: 5 hours of purchase. Please be advised that shipping fee and express shipping fee are non-refundable. The following items can't be returned or exchanged: Because of the nature of these items, unless they arrive damaged or defective, I can't accept returns for custom or personalized orders, digital downloads and items on sale. If the item is not returned in its original condition, the buyer is responsible for any loss in value.
My Qraftie Store URL: https://www.qraftie.com/en/stellacarena/


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- Fee assured
- Awaiting verification
You'll need to contact this healthcare professional to check their availability
About me
Deborah Rafalin is an HCPC Registered Psychologist who completed her Doctorate in Counselling Psychology at the University of Surrey in 1998. She is an Associate Fellow of the British Psychological Society.
Deborah is an experienced psychological therapist who has worked with clients from diverse backgrounds with a broad range of difficulties. She has worked extensively within the NHS, in the voluntary sector and in an established central London private practice.
Deborah works with Adults and Adolescents, individually and in groups, and is experienced in working in a range of psychological therapy approaches. Deborah is an approved Chartered Counselling Psychologist by BUPA, PPP, Prudential and Norwich Union private insurers.
In addition to her extensive psychological therapy experience, Deborah is a Senior Lecturer in the Department of Psychology at City University, London. Deborah trains Counselling Psychologists on their professional Doctoral programme and also researches clinical issues in the field of Counselling Psychology. Her academic involvement allows her to keep her knowledge up to date which greatly benefits her psychological therapy practice. Deborah is also a clinical supervisor for Psychologists, psychotherapists and counsellors. Deborah also works for the professional regulator, the Health Professions and Care Council (HCPC) where she is a panel member on fitness to practice and competency panels. Deborah additionally works for Stem4, a charity which aims to reduce the prevalence of mental health difficulties in adolescents through providing education to young people, their teachers and their parents/carers.
Areas of interest
Individual psychology therapy offered to adult and adolescent clients. Experienced at working with a broad range of difficulties, including Post traumatic stress disorder (PTSD); Bereavement; Depression; Anxiety disorders; Relationship issues; Adolescent mental health; Individual therapy; Cognitive behaviour therapy (CBT); HIV / AIDS; Psychodynamic therapy; Major trauma; Alcohol / drug dependency; Sexual Difficulties. Experienced at working from within a range of therapeutic models as clinically appropriate, including CBT and psychodynamic therapies.
Specialist interests and expertise in the following physical conditions
- Pain management
- Physical disability
Affiliations / memberships
HCPC Registered Psychologist
Associate Fellow of the British Psychological Society (BPS)
Post treatment communication
Following treatment of a Bupa member, I will communicate with GPs in line with Department of Health, GMC and appropriate professional bodies guidelines.


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On the outskirts of this provincial capital stands a massive sports complex, built by state-owned cigarette manufacturer Hongta Group. Outside, a grand frieze depicts a progression, from farmers harvesting tobacco to high-rise buildings and jet airplanes.
The blunt message: Tobacco is responsible for bringing modernity to this poor corner of southwest China. Tobacco money has built highways, railroads and hydroelectric dams. Hongta has branched into businesses ranging from hotels and real estate to securities trading. It's provided capital for biotech firms and paper and cement companies.
"Tobacco is a pillar of the economy," says Liu Ruisheng, deputy director of the Yunnan branch of Hongta's parent company, China National Tobacco Corp., the world's largest cigarette maker and a government-owned enterprise.
See where cigarettes have been stamped out, in Europe, Asia and the U.S.But now, five decades after the state went into the tobacco business, China is in the early stages of an epidemic. Rising rates of smoking-related diseases are one of the human costs of the Chinese government's often single-minded focus on economic development.[Full Text]


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Yes, China's Lending Is a Problem for Debt-Vulnerable Countries
In most developing countries, China's role as a creditor is modest—but in eight of the most debt vulnerable countries, Chinese lending is significant and growing fast.
Ideas to Action:
Independent research for global prosperity
With rigorous economic research and practical policy solutions, we focus on the issues and institutions that are critical to global development. Explore our core themes and topics to learn more about our work.
In timely and incisive analysis, our experts parse the latest development news and devise practical solutions to new and emerging challenges. Our events convene the top thinkers and doers in global development.
CGD works to reduce global poverty and improve lives through innovative economic research that drives better policy and practice by the world's top decision makers.
CGD experts offer ideas and analysis to improve international development policy. Also check out our Global Health blog and US Development Policy blog.
In most developing countries, China's role as a creditor is modest—but in eight of the most debt vulnerable countries, Chinese lending is significant and growing fast.
Scott Morris investigates why that might be—and makes the case for a stronger response.
Although the new government has yet to take office, Imran Khan, who as of Monday has won the most seats in parliament, is expected to realize his long-term aim of becoming prime minister. Having run on a platform of ending corruption and promoting human development, expectations are high especially amongst his younger urban supporters. However, he takes over at a time when Pakistan faces a serious economic challenge and its relations with key global players are under strain.
In refugee and other crisis contexts, women and girls are disproportionately affected by limited access to essential services, including health care. There is a clear need for provision and access to consistent, reliable, and effective sexual and reproductive health (SRH) services, which save lives and promote resilience in humanitarian contexts. Here are some questions that the government of Bangladesh and international partners should consider when looking to expand access to quality SRH services for Rohingya refugees and host communities.
The Rohingya refugee crisis in Bangladesh continues to grip the region and—particularly with heightened risks during monsoon season—international headlines. There have been important steps toward a comprehensive solution that recognizes the reality of protracted displacement—but additional commitments and coordinated policy dialogue are needed. And regional partners will be key to the ultimate success of these efforts.
Bangladesh is hosting nearly one million Rohingya refugees—mostly crowded into in one of the country's less-developed areas, Cox's Bazar. A minority population in Myanmar, stripped of citizenship in the 1980s, the Rohingya have been denied access to education, meaningful livelihoods, and other basic rights for years. Now as refugees in Bangladesh, Rohingya need protection and support to secure health services, safety, food, education, and other opportunities.
In the last international PISA assessment for math and science, Vietnam outperformed many developed countries, including the UK and the US. Yet Vietnam only has a small fraction of the GDP of these countries. Should other countries with similar income levels, such as Indonesia, be asking themselves: "Why not me?"
In a new CGD paper, we assess the likelihood of debt problems in the 68 countries we identify as potential BRI borrowers. The big takeaway: BRI is unlikely to cause a systemic debt problem, yet the initiative will likely run into instances of debt problems among select participating countries—requiring better standards and improved debt practices from China.
In advance of adopting a new Policy on Public Information, the AIIB is inviting suggestions on how it could best align public disclosure with its guiding principles of "promoting transparency, enhancing accountability and protecting confidentiality." The adoption of the new policy provides AIIB President Jin Liqun and the AIIB shareholders an opportunity to demonstrate that this newest of multilateral development banks (MDBs) is serious about its commitment to adopting international best practices. I identified a number of actions that the AIIB could take to improve its disclosure practices. Here are my top three recommendations:
Bangladesh and its partners should explore the compact model and consider the inclusion of three ideas that would yield the level of ambition necessary to generate a sustainable response: European Union trade concessions, migrant worker opportunities, and partnership with China and the Asian Infrastructure Investment Bank.


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The daughter of Pat and Jim Demarest of Hesperus, Jennifer Demarest, and the son of Tana and Ken Kerns of Gilbert, Ariz., Sean Kerns, were married Oct. 28 at The Excellence Resort near Cancun, Mexico.
The couple visited Cozumel before they returned to the states.
Demarest is a sales representative for Cintas, and Kerns is an executive for Target.
The couple lives in Denver.


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Ottawa, Ontario
Deadline November 29, 2010
The Canadian Centre on Substance Abuse (CCSA) has a legislated mandate to provide national leadership and evidence-informed analysis and advice to mobilize collaborative efforts to reduce alcohol- and other drug-related harms.
CCSA is looking for a Senior Evaluation Analyst, reporting to the Deputy Chief Executive Officer.
The Senior Evaluation Analyst is responsible for planning, preparing and completing regular evaluation reports and studies of CCSA's funded projects; and for providing evaluation and performance measurement leadership to CCSA. The Senior Evaluation Analyst will also work with Senior Research and Policy Analysts in planning and conducting evaluation components of research studies in the fields of addiction and substance abuse. The Senior Evaluation Analyst will provide the initiative and leadership to building evaluation as a key component within the organization.
- Plan, conduct and manage formative and summative evaluations of funded projects, in accordance with Health Canada reporting.
- Conduct and manage ongoing performance measurement of effectiveness and impacts of the organization.
- Create and refine measurement and tracking tools to measure outcomes.
- Select, adapt and apply appropriate methodologies, analytical techniques and models for evaluations.
- Determine data requirements, identify sources of information and develop means of extracting and collating data.
- Conduct interviews, surveys, focus groups and workshops to obtain external data to inform evaluations.
- Analyze information and data and perform sophisticated tests to validate data and confirm results.
- Prepare reports with conclusions and recommendations or proposals for further study.
- Review evaluation component of research proposals from other Analysts and kindred organizations or implementation sites, and provide expert advice on evaluation methodology or basic training, as needed.
- Respond to requests for information and advice from other Research and Policy Analysts.
- Carry out continuing studies of new and tested performance and evaluation techniques and practices, methodological concepts and evidence-based evaluation to maintain currency in best practices in the evaluation field.
- Coordinate the preparation and presentation of performance and program evaluations and special reports to CCSA funders and Board.
- Prepare and make presentations to CCSA staff, funders and Board on evaluation results, as requested.
- Master's or Ph.D. in Social Sciences, Health Administration; or Bachelors degree with 10 years experience in evaluation.
- Minimum 5 years experience in performance measurement, logic models and performance indicators.
- Knowledge of planning, designing, conducting and reporting on evaluation studies, preferably of federally funded programs.
- Knowledge of the practice of formative and summative program evaluation and performance measurement as practiced within the federal government.
- Knowledge of various evaluation methodologies and approaches and best practices in this area.
- Ability to plan, conduct and manage evaluation strategies, including the management of in-house and external contract personnel.
- Fully developed analytical and reasoning skills, and the ability to understand, express and apply extremely complex technical/statistical and administrative concepts, methods and procedures.
- Ability to communicate orally and to write and present carefully articulated, well-reasoned coherent reports and memoranda.
- Ability to synthesize major and complex evaluation findings and to brief (orally and in writing) senior management on critical factors for decision making.
- Ability to develop evaluation frameworks based on theoretical models and experience in developing logic models.
- Ability to conduct quantitative and qualitative evaluation studies and use statistical analysis software.
- Experience in preparing evaluation plans for grant and contract proposals, particularly with federal research granting bodies (e.g., CIHR, SSHRC, and federal departments and agencies such as Health Canada and Public Safety).
- Knowledge of principles of project management and proven ability to manage a multi-project workload and meet deadlines.
- Ability to interact with sensitivity and persuasiveness with project staff in carrying out evaluation-related duties.
- (this should be included in the first paragraph—speaks to what we are looking for)
- Effective interpersonal relationships (including tact and diplomacy) and ability to work as part of a team.
- Thoroughness and dependability.
- Advanced competence in microcomputers and software related to word processing, statistical analysis, presentations and project management.
- Bilingualism is an asset.
Interested candidates should submit a résumé and cover letter by email to firstname.lastname@example.com no later than November 29, 2010. We thank all respondents; however, only those candidates selected for an interview will be contacted.


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The father of cognitive neuroscience, Michael Gazzaniga, joined Ian to offer a provocative argument against the common belief that our lives are wholly determined by physical processes and we are therefore not responsible for our actions. He explained that neuroscience research reveals that decision making is based on a combination of "the information that was built into us structurally" as well as knowledge of previous experiences. He marveled that the human brain is a "finely honed machine" that "provides us, also, with this believe that we're in charge of running this thing."
Despite this perspective on decision making, he argued, it does not free people from accountability and responsibility, since these are societal factors that exist outside of the brain. "Responsibility is something that we humans assigned to the other person," he mused, "so if you are going to be a part of the human culture, I'm going to hold you responsible." In light of that, Gazzaniga suggested that criminal cases where the perpetrator is mentally disturbed, but clearly guilty, should result in a judgement of "responsible, but insane." He also predicted that neuroscientists may eventually be able to "fix" such mental issues, which will create a deep cultural debate over how to mete out proper punishment. "I don't say these are easy answers," he said, "I'm saying they're tough questions, but that's what we should be thinking about."
Gazzaniga was also dismissive of the religious connotations surrounding the debate over free will, which suggest that all of our actions have been predetermined by a proverbial 'higher power.' He contended that there were far too many variables and "there's no information system in the world that can possibly take that into account." With that in mind, Gazzaniga surmised that the concept of 'free will' essentially becomes antiquated because "we're not coerced by outside forces" and one is responsible for their own actions. Over the course of the conversation, Gazzaniga also talked about other brain-related topics such as research into the damaged brains of athletes and whether or not it would be possible to transplant a brain.
The Future of Consumerism
In the first hour, Andy Hines discussed how people's values are reshaping the consumer landscape. He observed that there appears to be a cultural backlash against consumerism where "people are rejecting this idea that consumption is going to make them happy." Hines noted that this perspective actually coincides with research which shows that, once our basic needs are met, "adding more money does nothing for our happiness." Hines put forward the idea that "authenticity" is one key concept which businesses would be wise to embrace as the future unfolds. He explained that the evolving consumer mindset expects to be treated with respect and told the truth, rather than be misled or coddled, which will lead to a greater level of appreciation from that customer.
- Who's in Charge?: Free Will and the Science of the Brain
- ConsumerShift
Bumper Music:
Bumper music from Saturday December 10, 2011
Midnight Express (The Chase)
Giorgio Moroder
Love Thing
Joe Satriani
Roll with the Changes
REO Speedwagon
The Way It Is
Bruce Hornsby
Santa Claus is Comin' to Town
Bruce Springsteen
Don't Let It Show
Alan Parsons Project
"Charles in Charge" Theme
Original TV Soundtrack
The Man Who Sold The World
David Bowie
Never There
Brain Salad Surgery
Emerson, Lake, & Palmer
Free Your Mind
En Vogue
Christmas Eve Sarajevo
Trans-Siberian Orchestra
Cool Yule
Louis Armstrong
ZZ's Song
ZZ Top
What Is Life
George Harrison
Hands of Time
Groove Armada