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5 Must Dos: Before You Buy
Thanks to continued near record low interest rates, the outlook for the housing market remains optimistic. If you're one of the millions considering homeownership, there are steps you should take to ensure your American dream doesn't turn into a nightmare.
Financial experts, such as financial consultant and television personality, Suze Orman, say it's imperative to get your financial house in order first. Consider these important steps:
Build an Emergency Fund
According to Orman, a big lesson from the financial crisis of the past few years is how important it is to save for emergencies while you have consistent employment. A 2012 bankrate.com survey found that 28 percent of respondents had no money set aside, and about 20 percent had less than three months of living expenses saved. A good rule of thumb is to have enough savings to survive six to eight months or more without an income.
Save for Retirement
To retire with confidence, you'll need adequate income, and it's up to you to make it happen and last for the rest of your life. As longevity increases, savings will become critical. Even combined with Social Security, you will have to take into consideration medical bills and the lifestyle you wish to maintain. Don't skimp on retirement.
Live on Less
The next time you receive a raise, immediately save two-thirds of it and increase your 401(k) or IRA contribution instead. You won't miss the money if you never see it in your paycheck.
Get Pre-Qualified
It's crucial to be realistic about your current financial obligations and know if you are in a position to borrow. Getting pre-qualified will allow you to see what you can realistically afford. Borrow only what you need to support a lifestyle within your means. Homeownership can add to your long-term happiness, but only if you are financially secure.
Resolve Credit Issues
Tough economic times can create credit complications. Pardee Homes' HomewardBound program often can help homebuyers enhance or repair their credit so they can get into a new home.
Not sure if you can qualify for the home of your dreams? Talk with one of our New Home Specialists about getting on the path to homeownership.
Inland Empire 951-298-9675
San Diego 619-727-6105
Las Vegas 702-337-2753
Los Angeles/Ventura 661-713-1996


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News Roundup Editor's Note: I'm continuing for one more installment of my "News Roundup" format in a last push to catch up with everything that's been happening while I was completing my book on Atlas Shrugged. I've also realized that impeachment news could easily swamp everything else that's going on in the world, so I […]
Tag Archives | higher education
The New Science of Progress, and the Old One
Tanker War II
Five Things You Need to Read Today 1. Tanker War II Back in the late 1980s, the US got dragged into the Tanker War, an offshoot of the Iran-Iraq War in which Saddam Hussein foolishly declared war on Iranian shipping, only to discover Iraq is way more vulnerable to a naval blockade. The war on […]
Status-Income Disequilibrium
Five Things You Need to Read Today 1. Status-Income Disequilibrium You've probably heard by now about the college admissions scandal, in which wealthy and famous people were arrested for bribing college officials to get their kids into elite schools…. The details that are coming out are pretty amazing. There are the Hollywood actresses who laundered […]
The Conspiracy-Theory Conspiracy
Five Things You Need to Read Today 1. "There Is No Market for Higher Education" It's back-to-school time, so what better time to look at the growing alternatives to expensive higher education? Check out this overview of "How to Get a World-Class Education for Free on the Internet."… The scale of what is available is […]
The Thatcher Line
Five Things You Need to Read Today 1. The Thatcher Line It is totally in keeping with the tone of the current political debate that the news that is actually most important is the least discussed. Here is what's really important: we're careening headlong past the Thatcher Line, the point at which the government runs […]
The Spies Who Came Back to the Cold
Five Things You Need to Read Today 1. The Right to Try The best part of the Trump administration, underneath the overhanging existential dread, is the push for deregulation. A lot of this has been done through executive action, which is of limited value because it can be undone by the next president (something Barack […]
Escape from Utopia
Five Things You Need to Read Today Here is your latest update, for subscribers only, recommending five stories that are worth catching. 1. "We've Always Known They Were Lying" So it turns out that Iran was lying the whole time when it made a deal with the Obama administration about its nuclear weapons program. I […]
Adult Supervision
Five Things You Need to Read Today Here is your latest update, for subscribers only, recommending five stories that are worth catching. 1. What Democratic Party Rule Looks Like I recently directed your attention to an article arguing for California as a model of one-party rule, which is to say Democratic Party rule. Among the […]
Five Things You Need to Read Today
Here's your weekly update, for subscribers only, drawing your attention to five stories that are worth catching. Today, the main theme is me being proven right on a couple of issues. I'll try not to let it go to my head. 1. The Paradox of the "Moderate" Extremists I rail a lot about the nefarious […]
Who Punches the Nazi-Punchers?
Top Stories of the Year: #4 Yesterday, I started counting down the top five stories of 2017. Today we continue with number four. This year, an old evil that we thought was defeated began its resurrection. An ideology that killed millions in the 20th Century gained a band of fanatical young adherents who bellowed their […]
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A Reader's Guide to Atlas Shrugged
- The Man-in-the-Middle Campaign October 24, 2020
- Someone Is Wrong on the Internet October 20, 2020
- What's So Bad About Trump's Tweets October 19, 2020
- "Mr. Rogers Versus Your Crazy Uncle" October 16, 2020
- The Case Against "Western Civilization" October 13, 2020
- The Parasite That Kills Its Hostess November 18, 2012
- Radical New York City Democrats December 31, 2013
- Confessions of a Reluctant Culture Warrior December 20, 2014
- Pathological Altruism July 3, 2013
- The 25 Craziest Things Said at the Democratic Debate October 14, 2015

subset: commoncrawl


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Advertising Ideas For Your Salon: Salons and Spas have become an important need in many American's lives. People will always need a haircut! Women will always want pedicures and manicures. Feeling pampered is the way of life. Right?
Have a special event to go to? A wedding maybe?
Salons and Spas stay booming with clients when they have promotional health & personal products for their customers when they come in for hair appointments, nails, toes and more.
We know you will need products to keep your business out there. Customers like to have these personalized beauty promos to look at and consider buying when they come in for their routine visit. And what better way than to keep your Salon or Spa name out there but by having some beauty care products to offer with your logo, like the imprinted lipstick ballpoint pen this has been a huge hit on our Pinterest page.
The ladies will love writing with this pen that has their favorite Salon name showing. Choose from 4 different colors. And it's always nice to have some gift set choices available. They'll love the promotional tub spa gift set with their favorite spa showing on the front of their keepsake wooden caddy. Women always need a way to keep there necessities together whether to carry around in their purses or traveling, offer them customized toiletry bags with your name.
This nice and easy item will come very handy to your clients that usually have everything in the bottom of their purse or bag. Give your clients a small free gift when they come in, we have some fantastic choices in promotional pocket mirrors for your salon or spa name.
Customize your free color logo and get your name out there to the next potential customer. You'll love these color choices and your customers will love the free branded giveaway! You're going to love updating your salon and spa products with our awesome choices here at The Executive Advertising!


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WELCOME TO BROTHERS LUX CO.,LTDWe've had the privilege to work with some awesome clients
Brother Lux Co., Ltd is engaged in LED indoor lighting (R&D, production, sales and marketing) Since 2010.
Main products: Bluetooth speaker bulb,Music speaker downlight, PIR sensor LED bulb, RED Certified Microwave sensor LED Bulb, Group function Sensor LED bulbs, Sensor LED ceiling , Bluetooth Mesh GU10 LED Spot, Bluetooth LED String Bulbs and special items for Customized Solutions.
We have gathered a group of high educated R&D elites, with the capability of independent product development and has a lot of patents on our new developed items at home and abroad. with hi-tech production facility. Also training a group oftechnical operation people and follow strictly to ISO9001-2008. All the items with good quality and conform to CE, ROHS, Erp etc. We are firmly confirm that with our unremitting efforts and constant innovation
Brother Lux will extend its brand to the top of lighting industry
Brothers Lux (HK) Co.,Ltd has passed CE, RoHS, UL etc, which ensure the customers sales safety.
A full set of testing equipments ensures the product quality at the R&D & production procedure.


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Hintze Hall 2017 free prize draw
The free prize draw is now closed for entries. The winner was Laura Willis.
Following its spectacular redevelopment, Hintze Hall will reopen to the public on 14 July 2017.
Be one of the first to walk underneath the blue whale skeleton and help the Museum celebrate one of the most important events in its recent history.
The prize
The winner and up to five guests will be some of the first in the world to see Hintze Hall on 14 July, before it opens to the public.
Go on a private tour of the hall at 8.00, before it opens to the public two hours later. See the new displays up close, and experience the blue whale skeleton diving over your head, free from the Museum's usual bustle.
After the tour, take part in an opening ceremony before the Museum opens to all at 10.00.
Included in the prize is a two-night stay on 13 and 14 July at a London hotel, for you and up to five guests, and travel costs for everyone in the group, up to a value of £175 each.
The first 200 runners-up will be invited to attend the opening ceremony with one guest. They will gain early access to Hintze Hall before we open to the general public at 10.00.
Closing date for entries was Wednesday 31 May 2017 at 16.00 BST. The winner will be contacted by telephone.
For more information, read the terms and conditions.


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Qualicaps provides products that can be used with peace of mind by one and all. These are hard capsules made at plants that meet the stringent conditions set by JIHFS health food GMP certification for raw materials. Compared to tablets, soft capsules, and other options, hard capsules are the most rational format, as these capsules are easy to develop and manufacture and the format is easier on the health food product that is encapsulated.
A plant-based capsule, the HPMC capsule is in the process of dominating the market. Twenty years ago Qualicaps became the first Japanese manufacturer to develop HPMC capsules for pharmaceutical product use. We have sold HPMC capsules for food use since 2007 and currently continue to provide these products with our long track record and assured quality. Customers who had been having trouble with conventional gelatin capsules and plant-based capsules cracking have praised our products as "capsules that never crack."
It is possible to equip hard capsules with a number of functions. Qualicaps technology makes it possible to add various colors and lettering enabling customers to establish differentiation from other manufacturers' products. We have also realized liquid and powder filling with band sealing for the prevention of leakage and oxidation.
A unique strength of Qualicaps is our ability to support the health food product manufacturing needs of customers on the basis of our know-how of both capsules and the equipment related to capsule production. Qualicaps assists customers with the development of new products through capsule filling of health food products and test production of band sealing. We also assist customers in getting the right production equipment through the various pharmaceutical equipment that we have developed in-house and the rich array of technical competencies we have cultivated in the field of pharmaceutical products.


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Travel view of Eolie featuring Filicudi beach. The image location is Sicily in Italy, Europe.
Travel view of Eolie featuring Filicudi beach. The image location is Sicily in Italy, Europe.
Category:Eolie photo. The photo "Eolie Filicudi beach" is free for private or commercial use. This free photo may be used for different types of artworks, like digital presentations, books, web design, videogames, exibitions and more. Additional details are available in the faq section. The full stock photos collection includes thousands of photos; more photos related to "Eolie Filicudi beach" are available in the section Eolie.
Author:Valentina Sannicolo.
Publisher:Francesco Cepolina.
Download:The image is available in 8 different resolutions.
keys:Eolie , StrV, free photo, free image, free photo download.
Eolie Filicudi beach extended keywords
keywords:Eolie, Filicudi, beach, nature, water, sea, relax, holidays, beaches, sand, rocks, sun, swim, bath, deckchair, paradise beach, summer, bay, Europe, European country, natural beauties, love cities, tourism, travel europe, travel guide, travel map, travel package, travel planning, most downloaded, most popular, beautiful, travel destinations, travel, tourist destination, view, popular, tourist, holiday, vacation, european, travel photography, traveler, Italy, Alps, Mediterranean Sea, landscapes, mountainous country, lowland, summer tourism, history, artistic treasures, Italian Republic, Italia, European nation, Sicily, island, Mediterranean, Greeks, Greece, Romans, Byzantines, beauty, Sicilia, Italian region, touristry, fun, landscape, country, landscape images, fields burnt, hills with clouds, fall landscape, green prairies, dry grass, background, no people, fresh air, landascape, outdoor, fresh, scenic, scenery, climbing, extreme, hiker, hiking, nature landscape, outside, house, dwelling, home, domicile, abode, habitation, dwelling house, rivers, rills, lakes, puddles, snow, ice, waterfalls, rapids, fountains, swimming pools, bubbles, drops, icicles, ice blades, river, rill, lake, puddle, waterfall, rapid, fountain, swimming pool, bubble, drop, icicle, ice blade, H2O, wet, traveling, travelling, motion, movement, move, leisure, leisure time, summertime, season, vacations, reign, life, harmony, natural, isolated, green, color, wild, nature photography, village, small town, settlement, community, tourer, holidaymaker, traveller, trees, tree, world, climate, tropical, vegetation, Mediterranean area, breath, woody plant, ligneous plant, botany, greenness, viridity, nature color, deep green, oceans, earth, marine, panorama, rough waves, sandy, rocky, cliffs, reflections, romantic, sunset, sunrise, pure, energy, calm, relaxing, aggressive, attraction, blue, salt


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A Convenient Contact Channel:
Tawasul welcomes your online communication. It is a convenient method for contact with HE the Minister, ministry officials and all sectors and departments of the ministry. It helps the beneficiary to send a recommendation, an inquiry, a complaint or a message, and be rest assured that it will reach its recipient through an efficient online service. It also enables all beneficiaries to track their messages.
About the Service:
Tawasul is an e-Service that was launched in 2011. It was delivered as a convenient method of communication to receive citizens communication in all matters related to education, to review their recommendations, concerns, inquiries and complaints they raise, track all these with HE the Minister and competent ministry units and concerned departments, through an information system that facilitate communication, follow up, solution and replies to beneficiaries by ministry and its education departments.
Requests that does not fall within a certain department competency or bypass their authority are escalated to concerned ministry department to look in and send appropriate reply to the user.
Service Aim:
This service aims to be a convenient contact channel between beneficiaries and officials, a quick service for them, from wherever they are.
Service Goals:
To be convenient for the beneficiaries, because of removal of travel necessity, they doesn't need to travel to contact and follow up the transactions.
To strengthen relations of the ministry and its sectors, headquarters and field staff alike with all segments of the society.
To Receive, refer and track beneficiary complaints, considerations and recommendations.
To Provide accurate statistics and indicators that is useful in work processing, accountability and development planning.
To improve performance and achieve quick service turnaround times.
Service Beneficiaries:
Parents (guardians) of students.
Teaching and administrative staff and those similar to them, from ministry staff, regional department staff, school staff and others.
Those concerned in the society with the cause of education.
Private businesses and individuals dealing with ministry.
Work Process:
The service is part of a workflow system where the ticket gets submitted by user and sent to HE the Minister's office via the information system. Dedicated staff at the Minister's office review the ticket and refer it through the system to the competent ministry unit or education department, including HE the Minister, to decide the appropriate action.
Users are notified of their ticket number by mobile text messages and e-mails so that they can track their requests by ticket number, identification number or mobile number using a given entry field in the website. Users can also track the requests on their smart devices.
Types of Transactions (Messages):
Tawasul enables submission and tracking of inquiries to ministry sectors, regional education departments and universities.
Tawasul enables submission and tracking of complaints under supervision of a high committee with members from ministry agencies and headed by an advisor to HE the Minister.
Tawasul delivers recommendations of the concerned to ministry officials and safeguards their intellectual rights.
Tawasul coordinates and schedules meetings of beneficiaries and HE the Minister according to priorities and schedule of the Minister.
Technical Reports:
Users can report urgent issues or errors and Tawasul assures prompt response of relevant departments.
Provision of consultation and solutions to general education students and issues they encounter.
Administrative Report:
Tawasul receives reports on administrative and financial cases and misconduct.
Service Policy:
User Rights and Obligations:
All user tickets will be dealt with just and appropriate confidentiality and responses will be given accordingly through the system.
This electronic service enables user registration in order to submit requests and get benefit from e-Systems and applications offered by Tawasul.
Users can track their requests using the ticket numbers.
Registration should match the original identification document and information entered shall be valid.
Entry or attachment of invalid information may lead to exclusion of request.
User will receive a text message on their mobile upon successful entry of request.
Users can inquire about request status through ticket number.
Service Provider (Tawasul):
Complete tickets processing may take upto 5 working days for inquiries, upto 15 working days for complaints and upto 2 hours for notifications.
Departments receiving user requests go through follow up to address the requests.
Electronic Portal Department has to maintain justice and privacy in dealing with user requests.
Tickets without objections are closed within 14 days.
Beneficiary care center has the right to exclude requests that are not in conformity and requests that contain wrong information.
Beneficiary care center has the right to set certain services or systems as inactive temporarily for maintenance purposes or for other reasons.
International Awards Tawasul Won:
Best Customer Service:
Its contact center, reached by calling 19996, won Best Customer Service Award (Mid Sized Center Category) in the world contact centers competition of Contact Center World that was hosted in German capital Berlin.
Best Use of Self-service Technology:
Its contact center won Best Use of Self-service Technology Award (Mid Sized Center Category) in the world contact centers competition of Contact Center World that was hosted in German capital Berlin.
Golden Award: Best Customer Service
Its contact center received Best Customer Service Award (Mid Sized Center Category) among more than 1500 contact and customer service centers of 50 countries worldwide.
Award competition was organized in three stages by the international firm Contact Center World and was hosted in Prague, the capital of Czech Republic.
Silver Award: Best Use of Self-service Technology
Its contact center received Best Use of Self-service Technology Award among more than 1500 contact and customer service centers of 50 countries worldwide.
Award competition was organized in three stages by the international firm Contact Center World and was hosted in Prague, the capital of Czech Republic.
Insights Award:
Tawasul contact center, the primary channel of Tawasul service, was crowned with Insights Award 2017, amongst several contact center entrants from the Middle East.
For more information, kindly visit
Tawasul System
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At the cusp of India's birth as an Independent nation, a family makes an arduous journey to freedom at a cost. A young boy Bharat, makes a promise to his Fath..
The Story of a powerful king Kochadaiiyaan, and so does his Kingdom. But on a fateful day, one of his close friends plots against him and acquires his kingdom..
A war drama based on the Indo-China War of 1962, JP Dutta's "PALTAN" focuses on the hard-hitting truth of India's relations with China, and how it is importan..
An epic journey of love in Chambal, amongst the clash of power and the roar of guns.
A huge empire, crores at stake and too many villains. No one can be trusted. So will the balance of power be restored and can one man do whatever it takes to ..


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A lightweight, insulated, stretchy, breathable, weather-resistant performance jacket with a recycled polyester stretch shell. Fair Trade Certified™ sewn.
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Hard-Working Yet Easy-Wearing Fabric Blend; Plus InsulationShell: recycled polyester/spandex plain weave with a DWR finish; lining: recycled polyester double knit; insulation: 60-g THERMOLITE® 100% polyester (40% recycled) insulation that blocks cold air and traps heat
Full-Length Center-Front ZipperFull-length center-front zipper with a stand-up collar and zipper garage at chin for next-to-skin comfort
Pocket DetailsTwo zippered handwarmer pockets; left-front pocket doubles as a stuffsack
Weather-Sealing BindingStretch binding at center front, hem, cuffs and collar
Supporting the People Who Made This ProductFair Trade Certified™ sewn
Country of OriginMade in Vietnam.
Weight471 g (16.6 oz)
- Shell: 3.7-oz 91% recycled polyester/9% spandex solid plain weave with a DWR (durable water repellent) finish
- Lining: 2.3-oz 100% recycled polyester double knit with MiDori®bioSoft for added wicking and softness, and HeiQ® Fresh durable odor control
- Insulation: 60-g THERMOLITE® 100% polyester (40% recycled) with four-way stretch
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Raft the River in the morning to the afternoon, then dinner and drinks
When: Saturday, June 16, 2012, 7:00 AM (Rain or Shine)
Total Time: Full Day event
Where: Pennsylvania's Pocono Mountains
Price: $145.00 (food, drinks, t‐shirt and transportation included), and of course in the high fashion of our group, this like many other events is a Fundraiser event for the "National Breast Cancer Foundation". 10% of each ticket will be donated to the National Breast Cancer Foundation.
So join us! Have fun while helping to cure cancer in the NY Thrill Seekers way, to the worldfamous Pennsylvania's Pocono Mountains – home to one of the most popular whitewater rafting trips in the country! This trip boasts dozens of exciting rapids combined with spectacular wilderness scenery. You'll laugh, you'll scream and you'll soak yourself silly!
What to bring for Whitewater Rafting
- Old sneakers (flip flops, loose-fitting sandals, "crocs," and bare feet are not permitted)
- Bathing suit or shorts
- Change of clothes and shoes
- Eyeglass straps
- Suntan lotion and a cap or visor in summer
- Wool hat, sweater, socks, gloves – in early spring or late autumn
- Light windbreaker (no hood)
- Driver's license (if renting wet suits or waterproof paddling gear – 1 license per 6 suits)
- Simple lunch (at the Lehigh) – or order box lunch from our food service
Please Do Not Bring On The River!
- Alcohol/drugs (not allowed on the river or in our camping areas)
- Ice chest (these take up too much room and can pose a hazard in rough water)
- Hooded rain suits/ponchos (unsafe for use in moving water)
- Bare feet, loose sandals, "crocs" or flip-flops (unsafe on the river)
- Cotton clothing in cold weather (makes you colder when wet; use polypropylene or wool)
- Expensive camera (unless waterproof)
- Jewelry, valuables
- Wallets, keys
- Pets (not allowed on the river or in the campground)
to get more info contact us 347‐393‐2861 | email@example.com
Originally posted 2012-04-26 12:02:22.
Tags: Lehigh River Gorge, National Breast Cancer Foundation, White water rafting, white water rafting challange, Whitewater Rafting


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The Difference Between A Felony And A Misdemeanor
If you are charged with a drug possession felony in North Carolina, you may face imprisonment and thousands of dollars in penalties. Some corresponding misdemeanors, however, carry only a light fine. The charge you face may seem arbitrary to you. In drug crime cases, the laws governing what constitutes a misdemeanor and what constitutes a felony are difficult to understand, and are often determined at the prosecutor's whim.
Yet such determinations could have a profound impact on your life. Your charge will influence your ability to find future employment and suitable housing, and may decide whether or not you serve time in jail.
The Power Of An Experienced Attorney
The confusion of drug possession charges is intensified when combined with additional allegations, such as:
- Drug trafficking
- Drug cultivation
- Drug manufacturing
- Intention to sell
- Drug prescription violations
It is likely you will face harsher consequences. It is less likely that prosecutors will be lenient.
Keith Rouse, who leads our firm's criminal defense practice, has valuable experience defending individuals in Goldsboro and throughout Wayne County against drug charges. He can leverage his experience to help defend you. Keith wants to hear your side of the narrative. The more he knows about the events leading to your arrest, the better he will be able to prepare your defense. He will challenge any weak spots in the prosecutor's case, and argue aggressively on your behalf in court.
Cut Through The Confusion Of Drug Charges
Speak with one of our lawyers before you speak with law enforcement. We have tried our share of drug cases, and will be ready to fight for you.
To schedule a free consultation, please call our office at 800-856-4296, or contact us online. Our firm is here to serve you, and we are happy to arrange a meeting outside of business hours on a case-by-case basis.


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Welcome to VanEck
VanEck is a global investment manager with offices around the world. To help you find content that is suitable for your investment needs, please select your country and investor type.
VanEck Vectors ETFs
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Learn More | Miners Remain Undervalued Despite Gold's Run
Gold Miners' Re-Rating Calls For Mass Appeal, Not Mass Production
Miners Remain Undervalued Despite Gold's Run
Gold Miners in a Gold Bull Market
The VanEck International Investors Gold Fund (the "Fund") seeks long-term capital appreciation by investing in common stocks of gold-mining companies. Income is a secondary consideration.
Gold Funds and Gold ETFs: VanEck has been offering investors gold investment for more than five decades.
Joseph Foster, Portfolio Manager and Strategist, with Senior Analysts Imaru Casanova and Charl P. de M. Malan.
Imaru Casanova , Charl P. de M. Malan , Joseph Foster
This investment style box is based on the Fund's overall targeted capitalization range and relative valuation as determined by VanEck.
*Returns less than one year are not annualized.
The table presents past performance which is no guarantee of future results and which may be lower or higher than current performance. Returns reflect temporary contractual fee waivers and/or expense reimbursements. Had the Fund incurred all expenses and fees, investment returns would have been reduced. Expenses: Class A: Gross 1.49% and Net 1.45%. Expenses are capped contractually through 05/01/21 at 1.45% for Class A. Caps exclude certain expenses, such as interest. Investment returns and Fund share values will fluctuate so that investors' shares, when redeemed, may be worth more or less than their original cost. Fund returns assume that dividends and capital gains distributions have been reinvested in the Fund at NAV.
View All Holdings
Important Disclosure
Portfolio facts and statistics are shown for Class A shares only unless otherwise noted; other classes may have different characteristics
* The information presented does not involve the rendering of personalized investment, financial, legal, or tax advice. Certain statements contained herein may constitute projections, forecasts and other forward looking statements, which do not reflect actual results, are valid as of the date of this communication and subject to change without notice. Information provided by third party sources are believed to be reliable and have not been independently verified for accuracy or completeness and cannot be guaranteed. The information herein represents the opinion of the author(s), but not necessarily those of VanEck.
†NAV: Unless you are eligible for a waiver, the public offering price you pay when you buy Class A shares of the Fund is the Net Asset Value (NAV) of the shares plus an initial sales charge. The initial sales charge varies depending upon the size of your purchase. No sales charge is imposed where Class A or Class C shares are issued to you pursuant to the automatic investment of income dividends or capital gains distributions. It is the responsibility of the financial intermediary to ensure that the investor obtains the proper "breakpoint" discount. Class C, Class I and Class Y do not have an initial sales charge; however, Class C does charge a contingent deferred redemption charge. See the prospectus and summary prospectus for more information.
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2The NYSE Arca Gold Miners (GDMNTR) Index (the "Index") is a Net Total Return modified market capitalization weighted index comprised of publicly traded companies primarily involved in the mining of gold and silver in locations around the world. The U.S. Dollar Index (DXY) indicates the general international value of the U.S. dollar. The DXY does this by averaging the exchange rates between the U.S. dollar and six major world currencies. All indices are unmanaged and include the reinvestment of all dividends, but do not reflect the payment of transaction costs, advisory fees or expenses that are associated with an investment in the Fund. An index's performance is not illustrative of the Fund's performance. Indices are not securities in which investments can be made.
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(Idol of Yama-of-Many-Faces; art by PO-WEN.)
Finally-- first time this year, actually-- I got my Oubliette campaign going again! Well, Silissa took some credit for the delay, with her pottery class! Fair enough. First to arrive was fatbutts & Luke, the Kitsune nobles, Amina o-Kistune the diabolical bushi & Haru o-Kitsune the scheming kage. Luke & I have been talking about his Occult paradigm, & so he bought the "ley lines" specialty for it to make things official. Eric & Silissa & non-player baby Indigo were next up; Ren Jokoizumi the taikomochi survivor & Moe no-Cho the zaibatsu herbalist, who brought her Perception skill up to OOO. Nicole was last-- she was at a book club but was able to make it after all-- so Keku no-Kin showed up as well. Actually, it took me too long to round them all up in the same place; maybe next time in the same situation I'll just have the curtain come up with all of them already reunited rather than trying to railroad the group into a reunion. We recapped last session & then got into it.
(Osamu of the cult of Yama; Hansel & Gretel concept art by Ulrich Zeidler.)
We started with Haru using his new specialty to bust out a dowsing rod & examine the Pyramid of the Royal Physician. Besides seeing that it seemed that the Pyramid was siphoning cosmic energy from the sky & channeling it into the desert to create the oasis, it also seemed that of the four greater dragonlines leading out of the Pyramid, only two were still extant: one passing through the Arboretum & the other passing through the skull-faced pagoda that the players had steered clear of until now. Now, they head there, where Ren took Mollie's old-character, now-NPC, when she fell into a coma. They walk through the giant wooden skull whose teeth serve as a door to the first floor of the shrine, & are greeted by Osamu, an ancient crone of a woman. She tells them this is the shrine of the death cult, worshipping Yama in his guise as Yama-of-Many-Faces, but that their order is fading, dwindled to only Osamu, her equally aged companion Nana, & the young orphan Morikun. Amina is interested in joining the order-- the worship of the death kami Yama would fit along side her reverence for Mao, the oni god & judge of the dead-- as are a few others, but they put a pin in it for now. Into the pyramid, under a massive stone deadfall trap, warning them to be wary of other traps. As old as they are, the women can't tell them what lies within; no one from their order has entered in generations...another reason they want to re-vitalize their order.
(Scarab larvae & the face in the larvae; photo by me.)
Dungeon time! This is me as a Dungeon Master: either I want to have a session where the conflict is all character driven & social interaction, or I want to lock you all in an old school tomb. Just how I do. The party needs torches, but Ren is ready; his character is adept at scavenging, always stashing or pocketing useful items, & generally a useful packrat. Entering there is a passageway slanting up, & a passageway slanting down. The players decide up is the way to go, along the hieroglyphs & faded paint of the wall, along the...shiny metal bar running along both sides of the wall. I think you know where this is going...Zzzzap! After some shenanigans, they pry the bar out of the wall, breaking the "circuit" so to speak, though Keku noticed it flickers with black lightning back behind them, in the tunnel going down. Everyone is fairly beaten up, from pterodactyls & lightning traps & sand golems. They find a secret door, leading into a wide chamber, decorated with images of keys & feathers, with a dais at the end. As they enter, grubs & scarabs pour down the wall sconces, starting to fill the chamber. The party uses fire to pin them in-- they noticed the chutes leading in & assumed stuff would come down them-- so despite some back & forth, they make it to the other end, even as the maggoty creatures form a column & a face. On the raised altar, there is a golden scarab necklace, which Keku grabs & they run out of the chamber even as another deadfall starts coming down, sealing the room behind them. At least, I'm pretty sure the door slammed shut on them; it was pretty dang late & I had drank more sake than I meant to!
(The Scarab Amulet of the Royal Physician; Pectoral with the Throne Name of Tutankhamun.)


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Free Youngsters Educational Games
Many parents are continuously worrying in regards to the influences in the lives of their children, particularly with the world that we dwell in. There are numerous inappropriate influences; nonetheless you may combat these influences by ensuring that you give your youngsters a Biblical grounding when they're young. Preschoolers use fun on-line video games to mix and match pairs of images whose names rhyme with each other. Why it is good for youths: Not only can children quiz themselves on varied topics, however additionally they get to study world hunger, sponsorships, donations and philanthropy.
Educational Enjoyable Games – Our Playground accommodates an array of licensed enjoyable games for teenagers, taken from a large record of online academic sites and activities like; PBS Children, BBC Interactive, Sesame Avenue, Pauly's Playhouse, VeggieTales and Starfall.
There are so many different academic video games out there, and there are even some great instructional computer games too. Such video games are the best way to help your baby improve his efficiency in a particular topic. The be taught-and-fun technique injects fun crammed learning course of and thus kids take pleasure in their learning course of and produces sooner lead to studying a theme.
There are 5 activities that kids can conduct with each of the interactive babies. Most video games involve carrying and lifting wooden blocks and studying to balance them. Time4Learning's instructional video games for teenagers reinforce ideas via age-applicable classes and enjoyable learning.
Academic Games for Children APK is obtainable by AppQuiz and it requires android 4.zero and up. These Newest Educational video games for teenagers will help them be taught the basic educational stuffs in life with lots of enjoyable and learning actions.


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FT. MYERS, Fla., June 2 /PRNewswire-FirstCall/ -- NeoGenomics, Inc. (OTC Bulletin Board: NGNM) today announced that it will present at the Sixth Annual Noble Financial Equity Conference at 12:30 PM EDT on Monday, June 7, 2010 at the Seminole Hard Rock Hotel in Hollywood, FL. Robert Gasparini, the Company's President and Chief Scientific Officer, will give a presentation regarding NeoGenomics' market positioning, financial performance, and strategic direction and then answer questions from the audience. The presentation will be webcast LIVE featuring high-definition, streaming video and PowerPoint slides. Access is available by logging on to http://noble.mediasite.com/mediasite/viewer/?peid=056431dfccdd4b75960102852cee19d9. In addition, a portal to the webcast will be available in the Investor Relations section of the NeoGenomics' website at http://www.neogenomics.com/investor.asp. It is recommended that interested parties register at least 10 minutes prior to the start of the presentation to ensure timely access to the webcast
About NeoGenomics, Inc.
NeoGenomics, Inc. is a high-complexity CLIA-certified clinical laboratory that specializes in cancer genetics diagnostic testing, the fastest growing segment of the laboratory industry. The company's testing services include cytogenetics, fluorescence in-situ hybridization (FISH), flow cytometry, morphology studies, anatomic pathology and molecular genetic testing. Headquartered in Fort Myers, FL, NeoGenomics has labs in Nashville, TN, Irvine, CA and Fort Myers and services the needs of pathologists, oncologists, urologists, and hospitals throughout the United States. For additional information about NeoGenomics, visit http://www.neogenomics.com.
For more news and information on NeoGenomics, please visit www.IRGnews.com/coi/NGNM where you can find a fact sheet on the company, investor presentations, and more. Interested parties can also access additional investor relations material, including an investment profile and an equity research report, from Hawk Associates at http://www.hawkassociates.com or from the American Microcap Institute at http://www.americanmicrocapinstitute.com/ngnm/.
About Noble Financial
Noble Financial Capital Markets was established in 1984 and is an equity research driven, full-service investment banking boutique focused on small-cap, emerging growth companies. The company has offices in New York, Boston, New Jersey, St Louis and Boca Raton.
|SOURCE NeoGenomics, Inc.
Copyright©2010 PR Newswire.
All rights reserved


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- Atlas to Accompany the Official Records, Plate 065, Map 1: Sketch No. 8 of Road Between Bermuda Hundred and Enemy's First Line of Intrenchments on the North and Petersburg on the South June 15, 1864 ↩
What are your Top 10 Gettysburg Books? See what a panel of bloggers said recently.


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3rd Annual DC STEM Summit Gathers over 165 STEM Partners
Posted Friday, December 1, 2017
The 3rd Annual DC STEM Summit was an exciting event, gathering over 165 local partners to celebrate our city's successes, explore next year's STEM education challenges, and learn from local and national best practices in STEM learning! The partners consisted of education, industry, policy, and community leaders committed to increasing access to STEM learning opportunities in the District.
The 3rd Annual DC STEM Summit was hosted by the DC STEM Network at Carnegie Science on November 8, 2017 and ran from 8:30 am until 3:00 pm. The DC STEM Network celebrated the first two schools to be recognized as STEM Schools: Kimball Elementary (Emerging STEM School) and Burroughs Elementary (Established STEM School). Throughout the day, participants learned local and national best practices through 12 breakout sessions, and from the keynote speaker, Maya Ajmera who was interviewed by School Without Walls High School student Samantha O'Sullivan.
Participants chose three sessions, that included coding, new technologies, STEM resources, out-of-school (OST) groups, medicine and more! These interactive sessions allowed partners to network with each other while learning innovative ways to increase access to STEM opportunities for students.
Session One
The first session of the day included Society for Science and the Public, who allowed participants to determine the difference between various food products using the scientific method. Participants engaged in their own natural curiosity by asking questions about the texture, taste and origin of food products! Meanwhile, Techbridge Girls provided a session on how to engage girls in STEM and create a lasting interest to encourage the pursuit of STEM careers.
The SUNY STEM Mentoring Project presented through the national STEMx network shared best practices and effective strategies for engaging teachers and students in STEM. Participants enjoyed engaging in discussion about how to increase opportunities within their own communities. The DC STEM Network Working Group introduced how to recognize STEM schools using research-based tools and the Carnegie STEM Excellence Pathway.
Session Two
The Tiger Woods Foundation and TGR Learning Lab presented a interactive session on Raspberry Pi, teaching participants the basics of coding software and how to make a circuit! Groups were given their own Rasperry Pi kit to practice on and learn how to use in a classroom setting. The Afterschool Alliance discussed current federal legislation impacting STEM learning opportunities within the District.
During the second session, the Office of the State Superintendent of Education (OSSE) discussed opportunities to connect students and teachers in DC CAN with authentic STEM learning learning experiences. Leaders from local high schools discussed their own experience with DC CAN and how it helped increase STEM career pathways for students! The DC STEM Network Working Group discussed how to connect STEM resources with schools and facilitating local connections.
Session Three
The third session allowed participants to learn how to assist students to pursue medical careers with Mentors in Medicine. Participants in the FutureMakers session were introduced to Cubetto, a wooden programmable robotics platform designed for student PK-4th grade! This fun session allowed partners to learn basic coding to teach young students in the classroom.
The DC STEM Network Working Group discussed how to promote high quality out-of-school time learning opportunities for students in the District. Meanwhile, the National Science Foundation presented a session on enabling all student K-12 to have access to Computer Science, and connected partners with local resources.
DC STEM School Recognition
The DC STEM Summit recognized Burroughs Elementary and Kimball Elementary as the first two official DC STEM Schools! Kimball Elementary Principal Johann Lee and Burroughs Elementary Principal LeVar Jenkins accepted the awards for the DC STEM School recognition.
The STEM Schools Working Group works to identify and recognize STEM schools across the District. The STEM school status was verified by the DC STEM Network through classroom observations, teacher and students interviews, and letters of support from partners.
Keynote Speaker Maya Ajmera
Maya Ajmera, the President and CEO of Society for Science & the Public and Publisher of its award-winning magazine, Science News discussed her STEM educational experiences at the DC STEM Summit! It was inspiring to hear about the outreach and equity programs Maya Ajmera founded to help increase access to STEM opportunities for undeserved students.
School Without Walls High School student Sam O'Sullivan, who is dedicated to inspiring more girls and minorities to pursue STEM, interviewed Maya Ajmera. The series of interesting questions delved into Maya's personal STEM background, how to increase STEM equity, and future challenges in increasing access to STEM for all students.
Check out the livestream from the keynote presentation!
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Posted: September 26th, 2011 | By: Tom Breen
RALEIGH (AP) — Fifteen hours after Troy Davis was executed, two men walked out of a North Carolina prison after being exonerated of a murder they had pleaded guilty to committing more than 10 years ago.N.C.
The difference, legal experts and observers say, is largely explained by a one-of-a-kind system for examining innocence claims that the state launched in 2005. That process is what freed Robert Wilcoxson and Kenneth Kagonyera from a lockup in Asheville.
"If Georgia had the North Carolina Innocence Inquiry Commission, I believe Troy Davis today would be free instead of dead," said Mark Rabil, a defense lawyer and co-director of the Innocence and Justice Clinic at the Wake Forest University School of Law.
Prosecutors, though, say that wrongful convictions are rare and that they work carefully to make sure innocent people never are charged in the first place.
Davis was executed Wednesday for the 1989 murder of off-duty Savannah police officer Mark MacPhail. Defense attorneys said several key witnesses disputed their testimony and other people claimed that another man confessed to the crime, but state and federal courts repeatedly upheld the conviction. His case garnered worldwide attention, with celebrities, the pope and former President Jimmy Carter among his supporters.
Read the full story here.


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On May 13, the Medicare Board of Trustees released its 2011 Report on the financial status of Medicare. The Board noted that the financial picture may be understated in the report because certain assumptions are not likely to be carried out. For example, the calculation of Medicare's solvency is based on the assumption that Congress will not intercede to prevent the Medicare physician payment cuts scheduled to go into effect on January 1, 2012.
The Medicare Trustees issued their sixth "funding warning," meaning that for Medicare is projected to draw more than 45 percent of its funding from general government revenue. Under the Medicare Modernization Act (MMA), as a result of the warning, the President is required to submit to Congress a legislative proposal to reduce Medicare. However, the White House has not historically issued such a proposal.
The report indicated that the reforms included in the Affordable Care Act (ACA) extend Medicare's solvency by eight years. The Trustees project that the Medicare Trust Fund will be solvent until 2024.


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DJ Profile
About DJ Chuckie
Having risen to fame with chart successes such as 'Let The Bass Kick' and 'Aftershock,' Chuckie's career has continued to develop thus turning him into a global phenomenon who never fails to win over legions of fans with his upfront approach to making and playing music. Taking dance and urban music by storm in Europe, The United States, and South America and beyond, he is spreading the Chuckie flavour with his explosive beats, surprise FXs and adulated climaxes. Although Amsterdam based, this truly international DJ and producer works tirelessly to fit everything into his hectic schedule whether he's on a plane or in a hotel room as he travels the globe performing to millions of fans in the world's best clubs.
Born in South America's Suriname as Clyde Sergio Narain, Chuckie later moved to The Netherlands where his passion for hip-hop and electronic music grew and eventually manifested itself in his decision to become a DJ and producer. His energetic mixing skills coupled with his ability to effortlessly cross over into various different musical styles and his understanding of how to work a crowd has made Chuckie one of the most in demand DJs in the world. A strong purveyor of Amsterdam's 'dirty house' sound, Chuckie has helped spread the sound of the city to the global dance scene, marking Amsterdam as an important player in this global industry. His own 'Dirty Dutch' club concept has evolved over the years from a solid urban event for 6,000 people into a massive house music night for 30,000 people and now even consistently sells out Amsterdam's RAI stadium in record time.
read more on his website: http://www.djchuckie.com/about


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Flights to Cairo from Beirut
Find cheap flights
Flights to Cairo from BeirutFlights Beirut - Cairo fly from Beirut to Cairo at the best prices in the market. Flights from Beirut (Beirut-Rafic Hariri) to Cairo (Cairo) with Destinia. To search for availability and reserve your flight Beirut - Cairo look at the box above and select the departure and return date as desired. You can also buy several airplane tickets Beirut (Beirut-Rafic Hariri airport) - Cairo (Cairo airport) at the same time, by selecting the adults, children and babies travelling. You can filter the type of flight if you only want direct flights to Beirut - Cairo, multiple destinations or flight stopovers.
InformationBeirut and Cairo are 587 kilometres away from each other, with an estimated flight time of 00:50 h (this may vary depending on the weather or air routes)
Airports near Cairo
All Cairo airports
Flights to Cairo
Flights to Cairo (Egypt) most sought after by users, in the following chart we show the flights from some important cities to Cairo (Egypt) .
Top destinations in Egypt
Book your flights now from Cairo (Egypt) to the most important cities in the world. The box below contains flights from Cairo (Egypt) to the most important cities.
- Flights to Abu Simbel
- Flights to Alexandria
- Flights to Aswan
- Flights to Asyut
- Flights to Cairo
- Flights to Hurghada
- Flights to Luxor
- Flights to Marsa Alam
- Flights to Mersa Matruh
- Flights to Sharm el Sheikh
- Flights to Sohag
- Flights to Taba


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Ebay shoppers warning!!! (MAGICDUDE1500)
I have been notified by a few people that yet another person has been using my photos of my Jack Sparrow wig in there Ebay listing.
If you have purchased a Jack wig that looked like a Yordreem wig on ebay any time recently, it WAS NOT YORDREEM!
The seller using my work as his own goes by "MAGICDUDE1500".


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Hillco Technologies, Inc. has introduced Air Flow Systems (AFS) for Case IH and New Holland Tier 4A & 4B tractors. The AFS accommodates 2011 and newer Magnum, Steiger, Genesis & T9 tractors. This system allows farmers who operate in dusty and dirty conditions to extend their air filter's life, reducing expenses and downtime. The self-cleaning design requires no maintenance and will reduce the amount of dirt entering your tractor's air filter.
The AFS replaces the original air intake tube with a steel tube that has a centrifugal force precleaner mounted to it. The engine draws air through the precleaner causing the impeller in the pre-cleaner to spin. The centrifugal force of the spinning impeller expels the heavy "dirty" particles out of the discharge louver. The clean air then enters the intake.
Benefits include:
- Extended Air Filter Life
- Reduced Downtime
- Increased Engine Life
- Increased Fuel Efficiency
- Simple and Quick Installation
- Maintenance Free
- Water Tight Design
This product has been tested and is recommended by CNH.
If you would like more information about this product please call our sales department at 1-800-937-2461, email us at firstname.lastname@example.com, or visit our website at www.hillcotechnologies.com


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Google confirms sending emails via Assistant is broken
After issues like broken audio detection and failure to send messages or set reminders, it has now come to light that Google Assistant has been troubling Gmail users while sending emails.
The Mountain View, California-based company finally acknowledged the matter recently. Company employee Andy (who is also the Community Manager at Google Search and Assistant help forum) recently posted on the relevant thread that,
The team is aware and actively investigating, but would appreciate your help to further debug
Furthermore he also asked those affected to share the feedback to help them debug the problem in question (which can be done by following the steps mentioned in the following screenshot).
It was back in May, when Gmail users on Android brought to notice that while trying to send an email using Google Assistant – initiated by saying OK, Google, send an email – Assistant somehow fails to recognize the already synced Gmail account, and ends up throwing the following notification:
It's also worth mentioning that along with the aforementioned problem, users also complain – on the official Gmail help forum – of encountering the same error message on commanding Assistant to send a Note to Self.
The problem, at-least the one involving Gmail it appears, has been around for quite some time now, as confirmed by the following tweet from an affected user:
Google Assistant wont allow me to use voice control to send @gmail . It says enable account sync in settings but it is enabled. #gHelp
— MattRX 🇺🇸🏳🌈🆘 (@MRodrigoX) August 13, 2017
With Google officially acknowledging the problem, those affected should be relieved at the very least. We look forward for the company to get hold of whatever is causing the glitch, and fix it sooner than later. And like always, all related developments will be updated here, as and when they happen. So, keep watching this space.
Google Search and Assistant Help Forum | Gmail Help Forum
Stay connected with us on Twitter (@PiunikaWeb) to hear about all related developments as and when they occur


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Short run
From Conservapedia
The short run is a relatively brief period of time, such as a few months, during which big economic adjustments are impossible.
The short run in microeconomics is the period in which a firm cannot vary its plant scale or production capacity, but can adjust its output based on how intensively it uses its resources.
The short run in macroeconomics is the period during which most prices are sticky, meaning that market shortages or surpluses can occur because the economy's ability to self-correct is limited.


text: Outdoor Education at Murupara Area School provides opportunities for fitness, adventure and challenge in the classroom, the gym, and the natural environment. This course includes Tramping, Mountain Biking, Bush craft, Navigation and Fitness. This aim of Outdoor Education is to challenge students in a supportive group environment and develop essential skills to prepare them for future career pathways.


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We are having a new solar PV micro-generation system installed at our home. You can follow its progress here:
The good thing about having such a system is that our electricity bills will be lower and, with any luck, we will benefit from a tax free income for the next 25 years – assuming, that is, that we survive that long. We will also be reducing the CO2 footprint of our home.
The bad side of the equation is that this decision was made for solely economic grounds, i.e. we are buying into the scheme because it should earn us money in the long term but at the expense of other consumers.
The payments that we will receive, the "FIT" (feed in tariff), is financed by every consumer of electricity in the country – including us!


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Another month of 2017 has come and gone, so fast. It's officially birthday month for me and I'm turning the big 25 this year! It's crazy. I feel like I am where I wanted to be at 25, but got here in the most unconventional way, but nonetheless, I'm here.
I was going through my phone to see what we did in February, because if there isn't a picture, did it really happen? The answer is yes. I know this because I know we did a lot more in February, I just didn't document it. But also, can we talk about screenshots? I can't be the only one that screenshots everything I want, amiright? LIKE EVERYTHING (see below).
My best girl got to celebrate Dr.Seuss week by wearing crazy clothes!
I had an eye exam for the first time since 2011, because I was having some issues when driving at night. Turns out, I really couldn't see, like at all. So getting some new glasses in a week!
I talked to Justin this week about putting in some flower beds around the house - so I am ready for the next warm weekend to tackle this project!
Can we talk about Sean & Catherine's couch and how I've literally wanted it all three years they've had it. Yeah. See ya soon, Wayfair.
Our corporate building is expanding, so we got to tour the new addition with our VP's and it was so cool! So ready to move in there!
McKinlee had her friend Tayla spend the night and Carter Paul got all the attention. That went well.
Started planning my FIVE year old's birthday party! WHAT?
Started planning outfits for family pictures coming up in mid-March! We're excited for our photoshoot with Courtney - she is a co-worker that's taken up photography and is awesome at it! Check her out - HERE.
One of my New Year's resolutions was to try to blog 3-4 times a week in 2017. Unfortunately, that's not me blogging in that picture. It's me doing tons of homework so I can get my Bachelor's degree sometime in the next 5 years. I am hoping I can figure out how to make a little more time for blogging in the future, but for now, once or twice a month will have to do!
Other fun things that happened in February:
Daddy went to the season opener for Razorback baseball
We almost built a house, but got too nervous, so didn't.
I started Plexus - anxious to see if it works!
McKinlee is so good at writing her name, and speaking spanish.
Carter is starting to pick up on words and it's so funny!
We're watching Criminal Minds, Revenge and Last Man Standing
Justin is trying to solve a Rubiks cube - so determined.
Flying out East to NC to throw my best friend a bridal shower and have a bachelorette night!
Can't wait to celebrate her becoming a Bright!


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The research methodology of Chlue Research has been subjected by numerous procedures in order to guarantee the quality and accuracy of the data contained within the reports.
When begin a market report, our research team first works with customs data, industry association data, industry standard, market news, magazines, and administration that operate in the research field. And information provided by our in-house documentation service helps carrying out further research. Our team efficiently extracts the accurate information from existing source.
Then, the research team conducts large number of face-to-face or telephone interviews with the representative companies operating in the research field. The analysts attempt to obtain a chance to talk with leading players in the field as well as with small companies. The upstream suppliers, manufacturers, distributors, importers, installers, wholesaler and consumers are all included in the interviews. The data gathered during the interview is then carefully checked and compared.
Next, the analysis team checks and synthesizes the data gathered. To validate the data, a second series of interviews can be conducted. The quantitative data such as market estimates, production and capacity of manufacturer, market forecasts and investment feasibility. The research team also provides appreciation and analysis of the market and the quantitative data contained in the reports.
Before publishing, every report goes under a rigorous checking and editing process, which is done by experience management team to ensure the reliability of the published data.


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The Continence Advisory Service of WA Inc was established in the late 1980s and was managed by the Continence Foundation of Australia (Western Australian branch). The original focus was to provide a Continence Helpline.
Since 1994 the organisation has been funded by the Home and Community Care Program (HACC) to provide information, education and advice on bladder and bowel health issues to people with, or at risk of developing bladder and bowel health issues. Services are also provided for carers, support workers and health care professionals, along with organisations and community groups in the health, community care and disability sectors who provide continence care in the community.
In 2003 the organisation became incorporated independently and established its own governing Board of Directors. Retired paediatric surgeon Gordon Baron-Hay was the founding President and remained in this position until he retired in 2010.
From 2013 – 2017 the Continence Advisory Service partnered with Therapy Focus to develop and manage PEBBLES. This was a new service that was originally targeted at children with disabilities who had toilet training or bladder and/or bowel health issues. The service has now expanded to include services for adult clients and operates throughout Western Australia.
The organisation underwent a name change in 2016 to Bladder and Bowel Health Australia. The new name makes it easier for clients to differentiate us from other continence services and subsidy schemes. Our new name also represents the breadth of issues we assist clients with, rather than being limited to incontinence.


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The Godzilla hotel in Japan has finally opened its doors.
Hotel Gracery Shinjuku in Tokyo, Japan – part of a new commercial complex – features an impressive 12 metre tall replica Godzilla head, based on the original 1954 film.
It has six Godzilla View Rooms which look out directly onto the replica, a Godzilla themes room containing a man-sized Godzilla statue and a Gozilla claw over the beds.
We think this just about manages to stay on the right side of tacky.
Located in the city's Shinjuku, visitors to the 30-storey, 970-room hotel will have to shell out roughly £200 a night and £300 on weekends and public holidays for the Godzilla room, while the Godzilla viewing room costs about £80 a night.
If you're lucky/loaded enough to check it out, you'll also get the pleasure of using one of the futuristic Godzilla-themed toilets.
Spokesman Eigo Ueda said: 'This Godzilla head is part of our strategy for the 2020 Olympics when many foreign tourists will visit and we want to provide the best experience to them.'
We're having a whip round so we can book a room…


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We're sorry, this accommodation can only be booked on request. Please call us on 0333 2204 914 so we can quickly book it for you.
A security deposit of is required at this property. We will call you 7 days prior to arrival to take payment. This payment will be automatically refunded (unless a damage claim is received) 7 days after the end of your stay. Please note that your refunded security deposit will take 3-5 days to appear in your account.
We have recommended to all of our accommodation providers that they consider Covid-19 guidance to adapt their
cleaning processes. The owner of this accommodation has told us they are following the Safer Stays message, which includes:
Please note that some of the advertised facilities and activities at Gwelva Hills are restricted according to demand and seasonality.
Please note all images are representational
In light of Covid-19, accommodation providers may have temporarily removed some non-essential, high touch items (some examples may include decorative cushions, games and hair dryers) from their accommodation.
Due to government restrictions some facilities/activities (where applicable) may not be open during your stay. Please check latest government updates for up to date advice.
In light of Covid-19, accommodation providers may have temporarily removed some non-essential, high touch items (some examples may include decorative cushions, games and hair dryers) from their accommodation.
All prices are for the full duration of your stay.
Please select an available date from the calendar to proceed with your booking.
Spectacular in all aspects
Published on: 2020-07-17
Stayed for a week early January .
No facilities open at site which we were aware of but everything available in Bude.
Site is spotless and very well looked after. Would imagine it's perfect for a holiday with children in the summer months.
Published on: 2020-01-14
fantastic cottage, far better than expected
highly recommended
very modern inside, with a view of the sea
just need to sort the communication out better regarding the key, and some matches for the fire
Published on: 2019-11-07
Enjoyed it that much we have rebooked for next year . Beautiful lodge and location did not want to leave.
Published on: 2019-09-21
Very high standard of accommodation on a meticulously maintained site
Published on: 2019-06-24
The lodge was beautiful and well equipped. The location was superb. Staff were friendly and responsive and helped with queries. Even on a Sunday.
The lounge suite was slightly grubby and a little low but still very serviceable.
I would highly recommend this accommodation. It was warm and airy and full of light.
Published on: 2019-05-06
Published on: 2020-10-21
Published on: 2020-09-28
Published on: 2019-10-06
0/10 0 reviews
With sea views and lots of outside space this beautifully appointed cottage is perfect for your summer holiday.
A contemporary lodge with stunning views across Bude and out to sea.
A stunning lodge with breathtaking sea views and use of Wooda Farm's leisure facilities.
Wonderful on-site facilities and spectacular sea views, make Sandymouth the perfect family retreat
A luxury three bedroom lodge with wood burner and stunning views.


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Why Your Puppy Or Dog Wants Obedience TrainingBy Bernadette Pflug, Certified Professional Dog Trainer, Owner of BlackPaw, Louisville, CO Your puppy or dog wants to make you happy. Our dogs live for our approval, and no matter what the dog... Read More
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CMS School Choice provides public education options emphasizing specialized learning environments and innovative instructional programs to promote excellence in student achievement and growth. This is accomplished by attracting students to unique, diverse, and engaging theme-based programs. These programs are designed to capitalize upon and to nurture and enhance students' abilities, aptitudes, interests, and talents.
CMS School Choice students attain the highest levels of academic preparation and achievement within programs that are specially designed to maximize opportunities for personal cognitive growth and skill development.


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So I wanted to switch to IDirect3DDevice9Ex, purely for the SetFrameLatency function, as fullscreen vsynced D3D seemed to produce noticable input lag.
But then it tells me 'ha ha ha! now you can't use D3DPOOL_MANAGED!':
Direct3D9: (ERROR) :D3DPOOL_MANAGED is not valid with IDirect3DDevice9Ex
Is this really as unpleasant as it looks (when you're relying quite heavily on managed resources) - or is there a simple solution?
If it really does mean manual management of everything (reloading all static textures, VBs, and IBs on a device reset), is it worth the hassle, will IDirect3DDevice9Ex bring enough benefit to make it worth writing a new resource manager?
Starting to think I must be doing something wrong, due to this:
Direct3D9: (ERROR) :Lock is not supported for textures allocated with POOL_DEFAULT unless they are marked D3DUSAGE_DYNAMIC.
So if I put my (static) textures in POOL_DEFAULT, they need flagging as D3DUSAGE_DYNAMIC, just because I lock them once to load the data in?


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Whistler Public Library is extending its hours thanks to a slight boost to its budget.
"We had the opportunity in this year's (slightly increased) budget... (to) add hours, so that's what we went with," said Mike McCarville, chair of the Whistler Public Library Board.
Said Whistler Mayor Nancy Wilhelm-Morden in a press release: "Council, staff, and the library board have received significant feedback from residents and visitors about library hours, and I am happy that the additional hours are an outcome of the 2015 municipal budget process.
"The library is an important community facility and the community will be thrilled with this increased level of service."
Whistler's library is one of B.C.'s busiest, which McCarville attributes to its popularity with tourists and residents alike.
A top Whistler attraction, the library's annual visitation has grown from 163,332 in 2003 to 245,000 in 2014.
"I know that we're up there, and we're really quite proud of it, and it's great we get a lot of traction not only with locals, but people come from Washington, and from the Lower Mainland," said McCarville.
The new hours are Monday to Thursday 10 a.m. to 7 p.m., Friday 10 a.m. to 6 p.m., and Saturday/Sunday 11 a.m. to 5 p.m. for a total increase of six hours a week.
In the decade of visitor growth, the library has moved to a new, more-modern building, has created more community programing and added many electronic features.
"You are going to continue to see changes at the Whistler Public Library because they want to deliver the best service possible to the community," said McCarville.
Other on-going projects include the new sundeck, which McCarville hopes will be completed by July.
The news hours will be celebrated with a pancake breakfast starting at 10 a.m. on May 15. The event is by donation and hosted by the Rotary Club of Whistler.


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Jet Airways has once again found itself in the eye of the storm, as this time, it faces the turbulence of a bad set of numbers in the third quarter of the current financial year, which has further dented its liquidity situation.
The airline's financial performance in the quarter gone by, was a cocktail of higher fuel cost, rupee depreciation, lower capacity and loss of market share. Even though the company has proposed a resolution plan to keep itself afloat and improve its financial performance, there's still not enough clarity.
Apart from the usual steps -- such as cutting down on loss-making routes, focussing on revenue management and cost optimization -- the company has come up with a resolution plan in order to continue to navigate the sky and avoid a crash landing.
In this plan, the existing lenders will be issued 11.4 crore shares for a consideration of Re 1 only (lenders can convert debt to equity at Re 1, when the book value per share of a company is negative) which will result in a fall in holding of the existing promoters Naresh Goyal's stake to 25.5 percent,and Etihad's to 12 percent -- while lenders will have a majority stake of 50.1 percent.
Apart from this, equity infusion and additional debt would be taken to keep the company afloat.
The Bank-led Provisional Resolution Plan (BLPRP) proposes restructuring in order to meet a funding gap of nearly Rs 8,500 crores, which it aims to meet with an appropriate blend of equity infusion, debt restructuring, sale/ sale and lease back/ refinancing of aircraft, among other things.
The company has been struggling to perform well operationally as well.
In fact, it has been losing market share to its competitors which stood at 13.9 percent as of December 2018, much lower than the high of above 20 percent that it achieved in July 2014. This, combined with the fact that Jet being a full service carrier has very high cost structure, makes it vulnerable to higher fuel prices which is not in control of the airline.
Besides, Jet's business model is based on asset heavy business, leading to mounting of debt and a rising interest outlay. The resolution plan could give some liquidity to the business, but to get its competitive edge back, Jet warrants a complete overhaul of its strategy under a dynamic leadership team.
While the closure of Jet barely months before the general election would have been politically unpalatable and would add to the woes of the banks, it remains to be seen if equity holders can really see the unfolding of events as an opportunity.
For lenders, the conversion of debt to equity paves the way for equity upside, should the business turnaround meaningfully.
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This old-fashioned dessert celebrates the lush flavor and rich color of plums. Serve with a scoop of vanilla yogurt or a dollop of fat-free whipped topping.
How to Make It
Melt 2 teaspoons butter in a large nonstick skillet over medium heat. Add plums, and cook 3 minutes. Add 1/2 cup sugar, cardamom, and dash of salt. Cook 10 minutes or until plums are tender, stirring frequently. Remove plums from pan using a slotted spoon. Bring cooking liquid to a boil. Cook 5 minutes or until liquid is very thick (consistency of jam).
While the cooking liquid reduces, arrange plums in bottom of a 9-inch round cake pan coated with cooking spray. Pour reduced cooking liquid over plums. Let cool.
Preheat oven to 350°.
Lightly spoon flour into dry measuring cups; level with a knife. Combine flour, baking powder, and 1/4 teaspoon salt, stirring well with a whisk. Beat 1/4 cup butter and remaining 3/4 cup sugar with a mixer at medium speed until fluffy. Add eggs, one at a time, beating well after each addition. Add flour mixture and buttermilk alternately to sugar mixture, beginning and ending with flour mixture. Beat in amaretto.
Pour batter over plums, spreading batter evenly. Bake at 350° for 50 minutes or until a wooden pick inserted in center comes out clean. Let cool 10 minutes. Run a knife around outside edge. Place a plate upside down on top of cake. Invert cake onto plate; cool.


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I wonder what the director of Cowboys and Aliens has against Daniel Craig's forehead, or, his eyebrows? But, then again, I wonder what the director has against coherence, soap, Westerns, American movies, Apache Indians, aliens, or Vice President Biden?
We all know and acknowledge that Joe Biden is the most Onion-friendly politician of our lifetime and possesses the most dazzling smile on the planet. A foot of new snow on Ajax, pure white in the Aspen sunlight, is sooty slush compared to Joe's improbable chompers. At his public appearances aides hand out sunglasses lest eye damage result when he goes beyond a grin to display the work of teams of BriteSmile technicians. Of all the CGI wizardry on display from the boffins who made C&A nothing dazzles more than Olivia Wilde's beyond-Bidenean teeth. Yes, more dazzling than the alien hand thingies that spring from their Alien-shout-out chests. More dazzling than the creepy upside-down riverboat with water cascading from above waiting for Harry Dean Stanton to call 'Jonesy' Alien shout out... part deux.
Her whiter-than-white teeth caused Biden boosters in the theater to recoil in horror at this blot on Joe's enamel escutcheon. "We thought Hollywood was our friend," they moaned... "first Atlas Shrugged, and now this?" they keened.
Almost as miraculous are the whites of Olivia Wilde's eyes in the same scene. Had the British soldiers' eyes been that white before Bunker Hill, the American colonists could have begun firing as they left Fenway Park.
Cowboys and Aliens is a mess on so many levels: improbable casting, ridiculous wardrobe choices, plot (see below), rampant kumbaya-ism, lame homages, and a screenplay only a screenwriter's mother could like.
James Bond, the normally interesting Daniel Craig, assumes the classic The Man with No Name role as The Man with No Memory/Forehead/Eyebrows/Razor with little success. His Western star turn is not helped by the decision to place a cowboy hat on his cabeza that is pulled so low that any close up consists of chin, cheeks, eyes and hat. That's it.
All the better, perhaps, to concentrate on his smoldering blue eyes, which do smolder, but only intermittently. A known beefcake, he drew multi-gender gasps as he stalked away from the camera in revealing Village-People-era leather chaps. The PG-13 rating ensures cloth between buttock and audience but, some in the audience hope, no doubt, for a Director's 'cut.'
As my friend Mark Doyle is apt to say, recounting an episode from his Clinton years, a, uh, sidebar:
The Plot: a super alien race, living in a galaxy far far away, has reacted to G. Gordon Liddy's Buy Gold! commercials and sent an expedition to corner the market. I guess there's an intergalactic recession going on as well, with the Uni-Euro is as rocky as the dollar. They get their ETA mixed up with all the light years involved and miss our drop-dead debt date and new gold future highs by a hundred and forty years. It being 1870 or so, rather than having to deal alien a mano with G. Gordon, they're faced with Cowboys and Indians and a lovable pooch. C&A's aliens have no death beams or ray guns, but use weird hi-tech lariats and sharp claws as weapons while dabbling in the ho-hum anal probing of human captives all aliens seem so fixated on.
Between victims being hoisted spaceward in reverse bungee jumps, weird optics suggesting repressed memories, father-son issues, white-Indian issues, Antietam, and a gift knife that LOOMS LARGE, the plot thickens into thin gruel.
C&A reminds that there are two kinds of Westerns: clean and dirty. Classic westerns are clean: a bit of grime and dust but the actors and landscapes are not defined by the lack of Motel 6s and shampoo: think Shane and the Coen Bros. True Grit (the title defines what I'm referring to). And, then movies like C&A and anything by Sergio Leone: the Old West's cleanliness problems triumphant. Dust, dirt and sweat stained shirts and hats.
Thank goodness my tickets were not for Odorama version playing in the theater next door, but I caught a whiff of prairie dog as I walked past.
Even in the movie's first moments, Daniel Craig makes Pig Pen, from the classic Peanuts comic strips, seem positively Giorgio Armani-ish in comparison. He only lacks the constant trail of dust that is Pig Pen's signature look. There's also a bandit gang in the movie who seem to have wandered over from the set of Blood Meridian. To a man, they are all grimly grimy, stringy filthy hair on their heads and drooping from the bloody, flyblown scalps tied to their saddles, matted beards, funny hats and all. Which is another key differentiator in Westerns: funny looking hats. Classic Westerns: Stetsons and Cavalry hats. C&A and new wave westerns, hatters from hell: stove pipes, floppy shapeless somethings, and, on Daniel Craig: anti-forehead wear.
I know there are lots of exceptions to classical Westerns/classical hattery rule, but, I'm on a roll here... don't get me started on the universal rule of Great Westerns/how pistols are worn.
There is another major star of the movie: our beloved Jack Ryan, Indiana Jones, Dr. Richard Kimble, Han Solo... none other than the now-uber-grizzled Harrison Ford. I should note that all the male characters, with the exception of the Apaches, are grizzled. I think I noticed fashionable two-dayers even on the aliens. Prepare yourself ladies, if you take your significant other, especially if he sports a de rigueur chic almost-beard, to C&A, you are giving free license to a major escalation in general scruffiness.
But, I digress.
Mr. Ford gives us his four well-loved facial expressions throughout the movie, usually all four within the time period of a NBA shot clock. The only missing Fordian set piece is his famous leap from an explosion with one hand in front of his face and his familiar open-mouthed rictus. Other than that, Harrison-philes can check off his acting oeuvre: surprise, smirk, fury, glower, and repeat.
Except at the very end of C&A, when a cleaned-up Ford, in semiformal cowboy wear (a shout out to my friend Roger Ebert) complete with oddly banded cowboy hat, positively beams as he tries to take Daniel Craig's hat off to uncover his rumored forehead and eyebrows and is shot dead by Deadly Dan for his temerity.
No, not really.
But, such a conclusion might have made this movie more interesting. In C&A, teams of screenwriters, obviously working in isolation from each other (there's a cut-and-paste vibe to the run of the scenes), funded to the tune of our national debt, with a mandate that sweat and grime suggests verisimilitude, trying to convince us that Apache lances are weapons grade technology against alien hordes, offer us two hours of foreheadless dreck.
No Oscars for this one, but, I predict Vice President Biden will ask that Olivia's teeth be darkened for the DVD release. I will further predict that young women, repulsed by the grizzle, will embrace tradition, and demand a clean shave before dancing cheek to cheek with their inamoratos. And, last but not least, I predict that Daniel Craig will be riding a Maserati rather than a mare when next we see him, forehead, eyebrows and all up on the big screen.
How to vote
Register by: Varies by state
Your vote is your voice! It is your right and your responsibility. For your voice to be heard, in most states you must register before you can vote. Visit the state elections siteRegister to Vote
Vote-by-mail ballot request deadline: Varies by state
For the Nov 3 election: States are making it easier for citizens to vote absentee by mail this year due to the coronavirus. Each state has its own rules for mail-in absentee voting. Visit your state election office website to find out if you can vote by mail.Get more information
In-person early voting dates: Varies by state
Sometimes circumstances make it hard or impossible for you to vote on Election Day. But your state may let you vote during a designated early voting period. You don't need an excuse to vote early. Visit your state election office website to find out whether they offer early voting.My Election Office
General Election: Nov 3, 2020
Polling hours on Election Day: Varies by state/localityMy Polling Place


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3 months ago while backing between these two poles and a car that was parked parallel to the sidewalk, I ran over (hit with my tire?) this cable protector.
I hit it with such force that when I turned around, I saw a guy in his car parked up the lot turned my way, looking..., as if to ask, "What the fuck was that?". I just couldn't see it in my mirror.
It cleared the bodywork, and the fold-away mudflaps did their job. If it would have been a RAV-4 on 17s, I'd need a new wheel. It drove away fine.
Fast forward 2 months...All's good and forgotten. I rotate my tires. 2 more weeks...some "warped" disc sensation. It's okay, I think to myself, "they're due".
Suddenly, the steering is borked with shake. Fucked-shake. 3 inches-on-the-steering-wheel-fucked. From across the parking lot I can see there's something wrong. "It's oval!". An inch broad of the circle for 10 inches of the circumference. Whoa shit!
Arm's-length deflate;"Special spare!".
Tonight I found the last matching tire west of the East Coast. $80.
Life is good.
tl;dr: #tags


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ircDDB Information
We have installed the ircDDB program on W8SHI. This means that linking and unlinking can be controlled by DTMF ("touch tone") commands as well as sending the commands in the "UR" field in your radio. These commands are:
The underscore character is used to indicate a space character in the actual setting of the callsigns.
You can view the:
You may have to send the "Vis ON" command before your call shows up. Instructions are here
The D-Star CCS (Call Connection Service) is a newly added feature of the W8SHI ircDDB Gateway Software that allows you to call any station, anywhere in the world, by transmitting a four digit code into your D-Star radio's DTMF keypad.


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This project arose out of a desire from the Town of North Manchester to improve the quality of its downtown environment. The emphasis is streetscape improvements.
The Design Team consists of a Steering Committee made up of North Manchester citizens and the landscape architecture firm of Rundell Ernstberger Associates, L.L.C. Acting together, a vision for the downtown improvements project was formed. Some of the general goals established by the Design Team include the following:
- Community Involvement
- Responsiveness to the Unique Character of North Manchester
- Laying a Framework for Connectivity
- Highlighting the Revitalized Building Facades
- Providing Pedestrian Amenities
- Creating a Balance between the Pedestrians and the Vehicle.
The engineering for the project is provided by Lawson and Fisher Associates P.E..
Construction is due to begin August 13, 2012.


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VOTD: Fear and Loathing in Las Vegas and Dawn of the Dead on Hulu
Posted on Monday, August 31st, 2009 by Peter Sciretta
I just found out that two new worth-mentioning films have been added to Hulu: Zack Snyder's feature directorial debut, the 2004 remake of George Romero's Dawn of the Dead, and Terry Gilliam's adaptation of the Hunter S Thompson novel Fear and Loathing in Las Vegas. Both are presented online for free (ad supported) for US readers embedded after the jump.
I'd assume that most of you have seen these film, but I'm sure some of you still haven't.
Dawn of the Dead: While I didn't love love LOVE this movie as much as most, I will admit that the first ten-fifteen minutes are pretty f'n awesome, and the rest is better than most of the horror crap Hollywood puts out these days (even more shocking to say this about a remake).
Fear and Loathing in Las Vegas: What more needs to be said about this film? If you havent seen it, watch it now. It's like being on drugs, without actually doing any drugs.


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The healthcare industry is about the continued improvement of patient care but it is also at a critical turning point in history. Regulatory Compliance and Risk Management is top-of-mind for Healthcare providers across the country and analysts are predicting an era of unprecedented consolidation among healthcare service providers.
Healthcare providers are tasked with the unending portfolio balancing act-always seeking the right mix of patient, clinical and administrative space to meet the ever changing market requirements. Real estate executives are tasked with maintaining patient-friendly, safe, and compliant facilities and systems if they hope to remain competitive.
Healthcare organizations are dealing with:
IceFire Global has helped numerous companies streamline their organisation and make the best use of people, processes and technology to reduce and control costs, accelerate project planning, and improve effectiveness while at the same time stripping away unnecessary expenditures.
IceFire makes it easy to securely manage and protect applications, systems, devices and data to help organizations of all sizes fully deliver on the promise of technology. Our simple yet powerful software - combined with hardware and services - provide scalable, integrated solutions to drive value and accelerate results. Whether it's Windows infrastructure, the cloud and mobile computing, or networks and databases, we dramatically reduce complexity and risk to unlock the power of IT.