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May 2004 SmartPhone Articles
Listed below are all of our news and reviews articles for May 2004. If you are looking for an article on a particular day or on a particular topic, you can use the menu on the right to narrow your search
SmartPhone Articles for May of 2004Below are the 123 SmartPhone articles for May of 2004
Microsoft Reorganizes Mobile Devices Division
Microsoft has combined its division that creates Windows Mobile with the one that creates Windows CE.
Weekly Gaming Roundup
New game releases this week include HellFire, MicroQuad, Apache vs. Hind, Bubble Shooter, and SeaWar Multiplayer.
Microsoft Adding New Gaming Capabilities to Windows Mobile
Microsoft is going to build Direct 3D Mobile into the next version of Windows Mobile to encourage game developers to create titles for Windows powered handhelds and smart phones.
Review Playskool Magic Screen Palm Size Learner
If you thought palmOne owned the entry-level PDA market with their Zire line watch out for this latest effort from Playskool. While not the most functional PDA on the market,[...]
Abidia Wireless Brings eBay to RIM BlackBerry
Abidia 2.5 adds support for the RIM BlackBerry handheld. This eBay auction tracking application already supported the Palm OS, Windows Mobile, and Symbian OS.
Is Toshiba Exiting the Handheld Market?
Despite denials from Toshiba, rumors persist that it has quietly pulled out of the U.S. market.
Virtual Laser Keyboard Now Available (Updated)
The iBiz Virtual Keyboard attaches to handhelds and uses a laser to project the image of a full-size keyboard onto the surface of the desk where the handheld is placed,[...]
PDA and Tech Deals 5/3/04 – 5/4/04
Toshiba e405 Handheld Pocket PC $200 Free Shipping on new Palms from Palm.comHP iPAQ 2215 Pocket PC $314 shipped Viking 128MB CompactFlash Card for $17 With Free ShippingNavman GPS[...]
Sony Ericsson Preparing "Layla" the P900 Replacement
Word is starting to leak out that Sony Ericsson is prepping a new Smartphone, dubbed Layla, to replace the P900 as early as 3Q this year. The early images look[...]
Popular Science Predicts Handhelds, Laptops Will Merge
Popular Science has published a description of the handheld of the future, a wireless device that will perform the duties of PDA, videophone, and laptop.
RumorMill™: Sony Ericsson Developing P900 Replacement
The first details have leaked out about the successor to Sony Ericsson's P900 smartphone.
Garmin Unveils cf Que Module for Pocket PC
Garmin has announced the cf Que 1620, a Compact Flash peripheral that adds GPS functionality to Pocket PC devices. It offers a flip-up antenna and 64 MB of built-in memory[...]
PDA News – CompactFlash on TH55, 'Alu-leather', iPaq 5550 discontinued?
Hack a Sony CF sled for the TH55 Aluminum/leather hybrid cases from Proporta Rumor: iPaq 5550 reclassified as 'end of life' NavMan rebadges Mio 168 for sale[...]
Sharp Zaurus SL-6000 Linux PDA Review
The new Zaurus SL-6000 from Sharp is a versatile, linux-based PDA incorporating an Intel XScale (PXA255) CPU at 400 MHz. In some respects it is a hybrid of the Zaurus[...]
Motorola MPx Will Have an Unusual Memory Arrangement
Additional details have come to light about Motorola's upcoming cellular-wireless handheld. It uses a new memory arrangement that might be the model for future Pocket PCs.
Brighthand Reviews the Veo Photo Traveler 130S Camera
If you would like to add a camera to your Pocket PC, one possibility is the Veo Photo Traveler 130S.
Study Says Bluetooth Entering the Mainstream
Market research firm In-Stat/MDR says Bluetooth-enabled devices are poised to enter the mainstream.
PDA and Tech Deals 5/5/04 – 5/6/04
Zire 72 and Zire 31 on Sale at Amazon.com and BuyDig.com and Free Shipping Dell.com 15% Off Dell Axim X3i with Free Shipping and Free Retro Atari Game Card updateViking[...]
Dell Axims Getting Windows Mobile SE Updates
A moderator on Dell's official forums has announced that the company will release Windows Mobile SE updates for some existing Axim models.
Some Users Unhappy with Latest Version of Palm Desktop
Some users have reported synchronization problems with the latest version of Palm Desktop from palmOne.
palmOne Shares Soar on Dell Acquisition Rumor
Shares of palmOne rose more than 12% yesterday based on rumors that Dell is interested in acquiring the Milpitas, CA handheld device maker.
PDA News – Laser keyboard, Bluetooth again, Dell to offer 2003SE upgrade?
iBIZ starts shipping laser projection keyboard Bluetooth poised to go mainstream--yeah, right Report: Dell to offer Axims upgrade to Windows Mobile 2003 Second Edition Garmin produces CF[...]
Dell to Buy palmOne?
A Briefing.com report that alluded to anecdotal evidence that Dell may be interested in buying palmOne, has the PDA world in quite a stir.
Symbian OS Shows Dramatic Growth
Symbian Limited says that, during the first three months of this year, its licensees shipped more than double the number of Symbian devices they had in the same quarter last[...]
Vaja Case for Sony TH55 Coming Soon
Vaja has announced a new leather case for the Sony Clie TH55 handheld.
Weekly Gaming Roundup
Fish Tycoon and 6th Gear were released this week; Astraware ported some of its classic games to to Windows Mobile Smartphone; and more.
Will The Handheld Market Soon Be A Two-Horse Race?
According to marketing guru Al Ries, in the long run, every market becomes a two-horse race. Coke and Pepsi. Hertz and Avis. Gerber and Beechnut. Will the same soon be[...]
iPAQs Launched into Orbit
HP has announced that some of its iPAQ Pocket PCs are being used in space aboard the International Space Station.
PDA and Tech Deals for Weekend 5/7/04 – 5/9/04
Belkin Bluetooth GPS Receiver $100 Price drop to $174.99 After RebateDell Biz 20% Off Software and Accessories Offer HPShopping.com 10% Off Coupon CodeZire 72 and Zire 31 on Sale[...]
Daxian Telecom CU928
Daxian Telecom has announced CU928 CDMA device based on Microsoft's Windows Pocket PC Phone edition for sale in China. The CU928 is powered by an Intel PAX265 400MHz processor and[...]
JVC Talks About Their PDA Again
JVC recently announced a new ultra portable notebook for the US market. While that doesn't impact PDA users a whole lot, as an afterthought, they commented on the future of[...]
JVC Still Thinking Over its Pocket PC Plans
Although JVC said in 2003 it was going to release a line of Pocket PCs in the first half of this year, a JVC spokesperson said recently that his company[...]
Inside the palmOne Zire 72
As with all PDAs that have wireless radios, the palmOne Zire 72 had to receive FCC approval prior to any units being sold in the US. Part of that documentation[...]
Web Stores Offer Good Prices on Memory Cards
Removable memory cards provide much needed room for additional applications and files. These can be usually be found online for less than what they sell for in retail stores.
Sony Preparing Ultra Small Portable PC (Updated)
Sony is going to release in Japan a PC small enough that it can almost be used as a handheld.
RumorMill™: Treo 610 Coming this Fall
According to new information, palmOne won't release an updated version of its popular Treo 600 smartphone for several months.
PDA and Tech Deals for 5/10/04 – 5/11/04
512MB Secure Digital Card $100.00 With Free ShippingBelkin Bluetooth GPS Receiver $100 Price drop to $174.99 After RebateCompUSA has up to 25% off With Coupon + Penny Shipping on $150[...]
New palmOne Treo Units in September?
According to a report from DigiTimes, High Tech Computer (HTC) is close to winning an award to produce the upgrade of the Treo 600. Whether or not this unit turns[...]
PDA News – Palm DOS, iPaqs in Space, Upcoming Treo update
MS-DOS emulation on Palm iPaqs in space Treo 600 to get 'major' software overhaul this week BSquare Power Handheld review
New Windows Mobile SE Handhelds Expected Soon
The next generation of Pocket PCs is about to hit the market. Many of these will take advantage of Windows Mobile's new capabilities, including offering VGA screens.
palmOne Unifying Bundled Software
palmOne plans to have the same software sets on its handhelds and smartphones by the end of this year.
Tapwave Zodiac Coming to a Store Near You
Today, Tapwave announced that the Zodiac and some of its most popular game titles will be sold in stores nationwide.
Review – Crystal Clear Cases by Proporta
How many of you have suffered the heart-sickening experience of watching your PDA slip out of your hand, or your purse, or your brief case to bounce from a nearby[...]
Spb Software House Updates Pocket Plus
Pocket Plus 2.0 addresses the shortcomings of the Windows Mobile operating system through enhancements to the existing system, including the ability to easily close running applications and improvements to Pocket[...]
FCC Approves Audiovox Pocket PC Phone
The Federal Communications Commission (FCC) has put its stamp of approval on the Audiovox PPC4100, a new cellular-wireless Pocket PC.
PDA and Tech Deals 5/12/04 – 5/13/04
Dell.com $35 Off Coupon Code for $250+ Orders and 10% - 15% Off PDAs + Digital Cameras -- Zire 72 for $234.10! Free Shipping.$20 Off Coupon Code at OfficeDepot.comKingston[...]
Review – LexSpell: A Hit-or-Miss Spell Checker for Palm
Spell-checking on a Palm OS device would be a great program to have in this day of fast and faster emails, documents, and messages written with Graffiti or similar programs,[...]
Number of Portable Gamers Set to Almost Double by 2009
According to a report from Jupiter Research, the number of handheld gamers is projected to almost double over the next five years.
Data Evolution Developing New Windows CE Laptop
Data Evolution Corporation has announced plans to release the Cathena, a laptop that will run the latest Microsoft Windows CE.NET operating system.
ASUS Releases Wi-Fi Update for A716
ASUS has posted on its support site an update for the MyPal A716 which fixes a small problem with its Wi-Fi software.
palmOne Struggling to Meet Demand for Treo 600
palmOne has one significant problem with its flagship smartphone: it can't get enough parts to meet customer demand.
PDA News – Laser keyboard not shipping, Tapwave gets retail, Warfare Inc
iBIZ backpedals; laser keyboard not shipping Tapwave gets retail presence Warfare Inc. gets new features New SPOT watch content
palmOne Releases Treo 600 Updater
palmOne has released a software update for the Treo 600's on the Sprint PCS network. Fixes include a better web and email experience, improved audio capabilities and other enhancements designed[...]
PowerPlay Grip Enhances the Zodiac Gaming Experience
The PowerPlay for Tapwave Zodiac is an upcoming accessory that will turn the handheld into a full-size video game controller.
Say Goodbye to Sleeves and Hello to a New Generation of iPAQs
According to information leaked to Brighthand, HP is giving up on the expansion sleeve concept and is committed to producing smaller handhelds in 2004.
palmOne Updates Treo 600 for Sprint Users
palmOne has released an update for the Sprint PCS version of the Treo 600. This makes a number of improvements to the functioning of this smartphone. palmOne is expected to[...]
PDA News – New Loox models, Asus WiFi patch, Handango finalists
New Fujitsu Loox 410 and 420 to have Bluetooth, optional WiFi Asus issues WiFi patch for A716 Handango Champion award finalists
PDA and Tech Deals for Weekend 5/14/04 – 5/16/04
Sony CLIE UX40 $299 with Free Shipping updateToshiba e405 Color Pocket PC Handheld $199.99 Netgear Wireless 802.11g Router + Card $59.74 with Free Shipping at AmazonKingston 256MB CompactFlash Card $28.99[...]
PDA News – Smartpad, Axim deals, New iPaqs?
WinCE based tablet/phone by Zupera Up to 25% off Axim X3, X3i Report: New iPaq models?
Dell Releases Details of Upcoming Axim X30
Dell's Australia Business site has committed the ultimate sin. They've spilled the beans on the new Axim X30 most likely before they should have. The Axim X30 looks just like[...]
Weekly Gaming Roundup
DOOM II for Tapwave Zodiac was released this week. In addition, there's a new emulator from Code Jedi, new games from Astraware, an update to Pocket Commodore 64, and[...]
Missing Sync Updated to Support Additional Pocket PCs
The new version of Mark/Space's Missing Sync for Pocket PC features support for new Pocket PC devices such as the Toshiba e400 and e800, along with other new features.
Asus MyPal A730
It's time to leave behind your notebook, digital camera, MP3 player and voice recorder The ASUS MyPal A730 is one device to replace all. A professional yet stylish design and[...]
Brighthand Reviews the Latest Sony Clies
Sony's recently released two new handhelds. These show a new commitment from the company to offer wireless networking at lower prices. The company has also built cameras into these models.[...]
New Details on the iPAQ hx4700
According to unconfirmed information, the iPAQ hx4700 will be the first HP handheld with a VGA screen. It will also include two types of wireless networking and dual memory card[...]
Portable Bluetooth Keyboard Will Hit the Market Next Month (Updated)
A keyboard that will be usable with most Bluetooth equiped handhelds and smartphones will be coming next month from Think Outside.
PDA and Tech Deals 5/17/04 – 5/18/04
Dell Axim 25% Off coupon code, $87.25 off Dell Axim X3i = $261.75 totalSony CLIE UX40 $299 with Free ShippingApple iPod Mini $15 Price Drop at Amazon.comHP PhotoSmart 7960 Printer[...]
HP iPAQ Hx4700 Details Leaked
More details about the HP iPAQ Hx4700 have been released thanks to iPAQabilities, including a small picture. If this report is accurate, not only will the Hx4700 feature a 4"[...]
Dell Axim X30 (312MHz)
Expanding Dell s Award winning Axim line with the new Axim X30 handheld for corporate customers and consumers focused on a small form factor and wireless connectivity at a terrific[...]
Dell Axim X30 Wireless (312MHz)
Expanding Dell s Award winning Axim line with the new Axim X30 handheld for corporate customers and consumers focused on a small form factor and wireless connectivity at a terrific[...]
Dell Axim X30 Wireless (624MHz)
Expanding Dell s Award winning Axim line with the new Axim X30 handheld for corporate customers and consumers focused on a small form factor and wireless connectivity at a terrific[...]
Brighthand Reviews the Dell Axim X30
The Axim X30 is an updated version of one of Dell's earlier models, the X3i. Like its predecessor, the new model offers Wi-Fi and a good amount of memory in[...]
Brighthand Reviews Windows Mobile 2003 Second Edition
The first Pocket PC with Windows Mobile 2003 is out, and Brighthand's Ed Hardy brings us his impressions of the new version of Microsoft's handheld operating system.
Dell Introduces the First Windows Mobile SE Pocket PCs
Dell today introduced three new Axim Pocket PCs with the latest Intel Xscale processors and Windows Mobile 2003 Second Edition. Two of these models offer both Wi-Fi and Bluetooth[...]
Yahoo! Messenger Now for the Danger hiptop
Danger, Inc. and Yahoo! have developed a mobile instant messaging client for Danger's hiptop wireless handheld.
GoodLink for Microsoft Windows Mobile Phone Edition Released
Good Technology has officially released GoodLink for Microsoft Windows Mobile 2003 Phone Edition.
PalmSource and RIM Demo BlackBerry Connect for Palm OS
PalmSource CEO David Nagel demonstrated BlackBerry Connect for Palm OS during his keynote presentation at a wireless tradeshow this morning.
Dell Releases not One, But Three Flavors of the Axim X30
Today Dell announced three new Axim X30 PDAs. They look identical to the X3 series, but don't let that fool you. The high end unit features a 624 MHz processor[...]
Dell Axim X30 Review
The Dell Axim X30, Dell's newest Pocket PC and successor to the X3i, packs a 624 MHz PXA270 processor, dual wireless, and Windows Mobile 2003 Second Edition into a single[...]
Roundup of Seven Upcoming iPAQ Pocket PCs
Word has leaked out of HP on all the new iPAQ models expected later this year. These range from the first VGA iPAQ to low-cost consumer models.
PDA and Tech Deals 5/19/04 – 5/20/04
Office Depot: PalmOne Zire 72 Bluetooth PDA $249 and Shipped FreeOffice Depot: PalmOne Tungsten E $155 and Shipped FreeSony CLIE UX40 $299 with Free ShippingKingston 256MB SD Card $38 after[...]
HP iPaq New Devices Revealed
Dell was able to keep the Axim X30 under wraps until the week of the release without any leaks, HP is apparently not so good at covering things up as[...]
NetFront Browser for Series 60 Updated
ACCESS has released an updated version of the NetFront browser for Nokia Series 60 devices.
Spb Software Kicks off Extended Theme Design Contest
Spb Software House has started a contest to reward the maker of the best Extended Theme. Prizes total up to $1,000.
Toshiba e800 to Gain Bluetooth and Windows Mobile 2003
Toshiba France has announced plans to refresh the current e800 with Bluetooth and Windows Mobile 2003 Second Edition. They have also promised to give the WM SE update to current[...]
palmOne Needs a Low-Cost Treo
Although palmOne has had a great deal of success in the U.S. with its Treo 600, Brighthand's Editor-in-Chief believes it needs to quickly broaden its smartphone line with an entry-level[...]
Weekly Gaming Roundup
Top gaming news this week includes Battle Dwarves for Pocket PC, Solitaire Studio, and a version of Legacy for Symbian UIQ.
Will There Be a Killer App for the Wireless Internet?
IDC says it is too early to predict whether one single application will drive the success of the wireless Internet.
palmOne Wins Graffiti Lawsuit
palmOne has just announced that Xerox's lawsuit claiming Graffiti infringes on Unicode has been dismissed.
PDA and Tech Deals 5/21/04 – 5/22/04
Office Depot: PalmOne Zire 72 Bluetooth PDA $249 and Shipped FreeOffice Depot: PalmOne Tungsten E $155 and Shipped FreeNetgear 802.11b Cable/DSL Wireless Router $10 After RebateMotorola MPx200 Windows Mobile SmartPhone[...]
Think Outside To Release Portable Bluetooth Keyboard in June
Come June, promises and prayers will finally come to fruition. Think Outside, widely regarded as the best portable keyboard manufacturer, will release a Bluetooth keyboard in June for $150. So[...]
Palm Reader Renamed eReader
The popular ebook application Palm Reader has been renamed eReader. A new web site has been launched for it, as well.
PDA News – PPC Tools hacked, PalmOne wins Grafitti suit, Palm Digital Media name change
PocketPC Tools site hacked PalmOne wins suit; Xerox patent invalid Palm Digital Media to become eReader
AT&T to Carry New Audiovox Wireless Pocket PC
The Audiovox PPC 4100 will be available from AT&T Wireless next month.
JAVOedge Offers New Accessories for the Zire 31
JAVOedge has released a mini sync cable and screen protector for the palmOne Zire 31.
Wi-Fi SD Card with 256 MB of Storage Coming Next Month
The very first SD card to include both memory and Wi-Fi will hit the market soon.
PDA News – e800 upgrades, PC on PocketPC, Danger in Austria
e800 2003SE upgrade schedule? PC emulator for PocketPC; capable of running Win98 Danger Hiptop in Austria
Audiovox Announces PPC4100 for AT&T Wireless
Audiovox has finally confirmed that AT&T Wireless will be the first carrier to support the PPC4100. AT&T has been lagging far behind other wireless carriers in support of integrated devices[...]
palmOne and TomTom Team Up for Bluetooth GPS
palmOne has just announced plans to begin offering a Bluetooth-enabled GPS receiver in June.
The Legal Wars
Legal wranglings are threatening to destroy several key handheld technologies. Can we learn to get along?
HP Brings Wi-Fi Protected Access to iPAQ h5550
HP has released a pair of software updates for some of its older Wi-Fi enabled iPAQ models.
PDA and Tech deals for 5/24/04 – 5/25/04
Dell Axim X30 312MHz Wi-Fi + Bluetooth Pocket PC $30 off + Free ShippingZire 72 and Zire 31 on Sale at Amazon.com and BuyDig.com + Free Shipping Dell.com $25[...]
palmOne and TomTom Join to Provide Bluetooth GPS Navigator (pics)
palmOne is turning handhelds into personal and vehicle navigation solutions using a Bluetooth technology-enabled navigator paired easily with the Tungsten T3 and Zire 72 handhelds. Using software from TomTom, a[...]
PDA News – SD combo card, Renaissance stylus, Mini memory cards
SDIO WiFi/memory card makes long-awaited debut Stylus/pen with multiple personalities SanDisk launches new, tiny memory cards Software updates for KeySuite, PalmBible+
Rumors of the palmOne Treo 660 are False
The palmOne Treo 600 is quite popular and people are begging for the improvements promised by the oft-rumored Treo 610. Well someone got tired of waiting and created a completely[...]
palmOne Readying Wi-Fi SD Card for Two Recent Models
Although details are still sketchy, it is now clear that palmOne is preparing to release a Wi-SD card for the Tungsten T3 and Zire 72.
Second Company Preparing 802.11g Solution for Handhelds
Agere Systems has announced a small 802.11g Wi-Fi module specifically designed for handhelds and other portable electronics.
Windows Mobile 2003 SE Update Now Available for Toshiba e800
Toshiba Europe has posted on its web site a Windows Mobile 2003 Second Edition update for its e800/e805.
PDA and Tech Deals for 5/26/04 – 5/27/04
$20 Off Coupon Code at Dell.com, One Day Only Get Free Shipping and -$20 on Dell 624MHz Axim X30Dell Axim X30 312MHz Wi-Fi + Bluetooth Pocket PC $30 off +[...]
Toshiba e800 and e805 Get Bluetooth and Windows Mobile 2003 SE Updates
Toshiba has released the new e800 BT in many European countries which includes Bluetooth and Windows Mobile 2003 Second Edition (in most cases). They have also subtly made available for[...]
Sketchy Details Emerge Regarding a Possible palmOne Secure Digital WiFi Card
A picture has been posted at PDA 24/7 that shows a "palmOne Wi-Fi Card." There are no other details like pricing or potential release date and any other evidence surrounding[...]
Handheld Screen That's Also a Scanner Being Shown to the World
On display at a tradeshow this week are several innovative screens. This includes a prototype screen that not only acts as a color display, it can also capture images. Also[...]
Sena Announces Several New Clie, Toshiba Cases
Sena Cases is taking pre-orders for new carrying cases for several handhelds, including the Sony Clie TJ27, TJ37, TH55, and the Toshiba e800 Series.
SmartMovie Now Available For Palm OS 5 Devices
SmartMovie is a video player for handheld devices. A desktop PC conversion program is also included.
Web Founder Against Mobile-Only Domain
Tim Berners-Lee, the inventor of the technology behind the World Wide Web, is opposed to a plan to create a Top Level Domain for web sites that are intended solely[...]
Try Our New PDA & Smartphone Advisor
Now you can find the best device for you with our exclusive PDA & Smartphone Advisor, powered by MyProductAdvisor.com.
PDA News – Mobile 802.11g, iPaq updates, Berners-Lee says 'no' to mobile TLD
Agere produces faster, lower-power handheld WiFi iPaq 5450, 5550 WLAN update Berners-Lee says 'no' to mobile TLD
OQO Model 01 – PDA and Notebook Computer Hybrid Device (Pics)
OQO is a San Francisco based company started by former employees from both Apple and IBM. In January at the CES show in Las Vegas OQO unveiled a working[...]
Weekly Gaming Roundup
New Games for Palm OS and Pocket PC include TetriBox, Snake, Gamebox Solitaire II, and more.
PDA News – Cameraless Treo, Larger backups, Bluetooth keyboard
Camera-less Treo 600 launching on Sprint? 128 MB backup card from Proporta Stowaway Bluetooth keyboard, finally
Dell Axim X30 624MHz Units Shipping Next Week
If you re anxiously anticipating the arrival of your new Axim X30, the wait shouldn t be too much longer. The 312MHz units started shipping last week, but the 624MHz[...]
PDA and Tech Deals for Memorial Day Weekend
Sony CLIE TJ27 With Digital Camera $159 After Rebate and Free Shipping Toshiba e405 Color Pocket PC Handheld $199.99, No Rebate needed!Pharos Pocket GPS Navigator for HP iPAQ $78[...]
Review – Facer 2.02 by PocketCraft
A lot of times, when sequels arrive, they are met with a bit of disdain and some been there, done that kind of feeling. Most times, sequels are[...]


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How to increase the RAM of your Android smartphone
When you've had a smartphone for a while it can start to feel slow, and RAM - random access memory, which is where your phone stores its stuff as it's using it - can be part of the problem. If your phone doesn't have enough it can struggle, but there are ways to address that. You can even create extra RAM without cracking the case or reaching for a soldering iron.
What is RAM (Random Access Memory)?
RAM is what your device uses when it's doing something. For example, when you're editing a photo both the photo and the app you're using to edit it are both in the device's RAM; when you finish editing the photo is then saved to your device's storage so it can't get lost. The more RAM you have the more you can do, so for example you can have more browser tabs open, more apps running or more system features doing their stuff.
The problem with RAM is that it isn't always emptied properly, and that apps don't always behave. Some apps and system processes run when you really don't need them, and others don't clean up behind themselves when they quit. After a while those issues can produce noticeable results such as slow performance, lagging and stuttering and the odd crash too.
Like internal storage, RAM is a physical component of your device so you can't just stick more in. What you can do, though, is use it more efficiently - or use some clever tricks to create RAM from other kinds of storage.
How to increase your RAM without root access
Now that you have an idea of what RAM is, we'll show you how to preserve it. In this first part, we focus on tips for non-rooted devices. For those devices we can't magically add more memory, but we can make better use of what you've got. As a rule of thumb, the more your phone is doing the more RAM is being used - so if you can reduce what's running you can free up more memory for the tasks that really matter to you.
Limit widgets and live wallpapers
These are both pretty greedy elements when it comes to RAM usage. Many widgets often refresh and occupy bandwidth, while some live wallpapers and animated wallpapers are continually active. This can also cause your battery to drain faster too! So remember to limit the number of them in effect to optimize your current available memory.
Disable applications
Some applications take up RAM even if they aren't currently being used, so you're getting all the downsides of unnecessary RAM use without anything to show for it. Organizing which apps should be and should not be running in the background can take time, but it's worth it to improve your smartphone performance.
To disable an application, go to "settings" and then "apps" or "application manager." Next, go to the "all" tab to get the list of all the applications currently on your device. To disable an application, tap on it, then tap "disable" and confirm. Be careful not to disable everything and anything, unless you want to end up with an unstable system, but most apps which don't come pre-installed on your handset are pretty safe to disable (or delete entirely if you never use them).
Disable animations
Animations often steal RAM and are quite inessential; you can manage these in the developer options. To enable "Developer Options" on your device, go to your "Settings", then "About Phone" and then tap on the build number about 7 times until it notifies you that you have become a developer. (Please note that this has no negative effect on your device, it just adds the developer options menu in your settings. Just be cautious when poking around in there.)
Once you have done this, go back into your phone settings and scroll down to "Developer Options". Next, go into the "Drawing" section and turn off the following options, your RAM will thank you for it:
- Window animation scale
- Transition Animation scale
- Animator duration scale
How to increase your RAM when you have root access
In this section we're going to explain how to increase your RAM with a rooted device. The trick involves creating a partition on your SD card which will act as a secondary source of RAM. To do this, we will be using the ROEHSOFT RAM Expander (SWAP) app. You can download it here.
Here is the Play Store description of it:
- Free SD card memory as a RAM use (SWAP RAM / SWAP MEMORY)
- Swapfile RAM expansion up to 4.0 GB (file system limit)
- No limit on SWAP partition!
- The usual performance degradation when paged not occur with sd card from class-8
- Widget for PNP swap (swap on / off swap)
- Detailed Memory Information & Analysis
- Autorun
- Swappiness kernel parameter set
- Easy foolproof use (1 click optimization and automatic calculation)
- Supporting Tung all Android devices (root access and Kernelswap support)
You will need a class 4 SD card at a minimum, but for best results you should use a higher class.
Check the compatibility of your device
Before using ROEHSOFT RAM Expander you will need to check that your device is compatible. Download MemoryInfo & Swapfile Check. Start the app and give it SuperUser rights. Click "start ramexpander test here" at the bottom of the screen. Select the SD-card or Ext SD-card. Then press "Click for result". If "Congratulations" appears, your device is compatible with the RAM expander app!
Install the "Swap"
If you have a compatible handset, download and start the ROEHSOFT RAM-EXPANDER (SWAP) app and start the application. Give it root permissions and choose your language (you can choose between English, German and French).
Use the slider to select the amount of space you want to allocate to your SWAP partition. Tap "optimal value" to automatically adjust the settings for the best performance, and "autorun" should also be enabled. The last thing you need to do is tap "Swap Activ" to complete the process.
Your system should now have more RAM, and thus better performance, thanks to the support of your SD-card. (Note that this process will mean that the SD-card is no longer accessible from a computer.)
Did these suggestions work for you? Are there any other good ways to get more RAM?

subset: commoncrawl


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For now, at least, large and midsize employers may be more interested in increasing use of health account programs than getting health insurance for active employees from exchanges.
Analysts at the Benfield Group and Midwest Business Group on Health (MBGH) have reported that finding in a summary of a recent online survey of 111 employers.
The Patient Protection and Affordable Care Act of 2010 (PPACA) calls for state and federal agencies to set up a network of health insurance exchanges, or Web-based insurance supermarkets, for individuals and small employers by 2014.
States could eventually choose to open their exchanges up to larger employers.
Even in 2014, larger employers could drop their own health coverage, pay a penalty to the federal government, and send employees to buy coverage on the PPACA exchanges.
Traditional benefits brokers, Web-based brokers and technology companies have been setting up similar, private exchanges aimed at larger employers, and at individuals and small employers that want an alternative to the PPACA exchanges. In California and some other states, exchanges and exchange-like programs have been available for decades.
The analysts found that only 13 percent of the participating employers said they thought they would be getting health benefits for active employees through the PPACA exchanges or private exchanges by 2016, and only 11 percent thought they would be getting health benefits for retirees from the exchanges.
About 57 percent already offer high-deductible health insurance together with health savings accounts (HSAs) or health reimbursement arrangements (HRAs), and the employers' suggested that percentage could increase 14 percentage points, to 71 percent, by 2018, the analysts said.
About 38 percent of the employers said they expect to offer a health plan that meets the minimum PPACA requirements, then give active employees an option to "buy up."
See also:


text: We have been receiving flashes about movements of enemy warships in the Visayan waters. Kept busy keeping in contact with Colonel Hilsman and other units. Vice President Osmeña arrived and after due conference with the President it was decided that he and I should go to Cebu to study the places where the houses for the President and party should be constructed in case we transfer there.


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Operation Angelica by Juliene Lloyd
Publication Date: July 2014
Publisher: Dark Sword Press
Genre: Suspense
FBI sniper Elizabeth Ashton's ideal life shatters with the murder of her fiancée in Honduras, Central America. Let down by the government she serves, Ashton takes justice into her own hands. However, after crossing paths with a shadowy Washington D.C. consulting firm, Vormund/Ames, she decides to join the company.
Partnered with former soldier and CIA operative Brandon Casey, Ashton learns that sometimes governments and law enforcement agencies need an ace up the sleeve. Her first assignment: to aid in the rescue of twelve people held hostage by rebels in Colombia, South America.
With the help of three very different men in her new life, Ashton leaves her FBI life behind while the Vormund/Ames team prepares for their mission. But can they rescue a dying woman held prisoner for five years in time? Can Ashton be the ace?
Available for purchase from Amazon: Operation Angelica
Juliene Lloyd is a writer and entrepreneur living near Ann Arbor, Michigan. She enjoys living life to the fullest with her husband, three children, dog, cat and several goldfish.
Author Links
Juliene Lloyd's Writing Influences
When I was younger and not married/without kids, I read a lot. I discovered speed reading in high school and have used those skills to devour books. Seriously, I can finish a novel in six hours. As a result, I read a lot of series fiction. I'm also a movie fan, as you will learn if you keep reading.
In the nineties, I read Tom Clancy novels. "The Hunt for Red October" is the best political thriller of all time. I admit that Clancy's Jack Ryan series got a little 'out there' in the later stories, but the earlier ones were superb. Clancy excelled at attention to detail and 'do it or die' action sequences.
My husband introduced me to Elmore Leonard novels in 2001, and I became an instant devotee. If you've ever only seen the movies- "Get Shorty", "Out of Sight", "Jackie Brown" – based on his stories, you're missing out on the genius that was Elmore Leonard. Yes, fellow Leonard fans, I know there are dozens of other movies, but I'll save those for another blog post. Leonard defined the pulp fiction genre -bad guys with a heart, good guys that aren't so good. There are no innocent characters in his stories – only complicated people stuck in complicated situations. These are not feel good stories. The sudden violence shocks the senses and the endings leave you wondering who the hero of story really was. Oh, Mr. Leonard, how I miss you. At least we have Raylan Givens for another season of "Justified".
I confess that it's taken me a few years to admit my third major influence – Joss Whedon. I was a fan of "Buffy the Vampire Slayer" way before it was cool to be one. I mean, what super hero girl doesn't want a hot boyfriend? She doesn't care if he's a vampire. She just doesn't care. Oh, and the collection of complicated friends- that's something we can all identify with. And then Whedon went and did "Firefly". Let me make this clear – Joss Whedon bent the unbendable rule of television. He mixed western and science fiction into a delicious campy cocktail. "Firefly" fans are fans for life. But, Whedon really proved himself as a movie writer and director with "The Avengers". I don't think he's received enough credit for managing to take all the Marvel super heroes and weave them into one story. Let's face it, up to that point, as far as stories went, the "Hulk" movies were terrible, "Captain America" was dry, and "Thor" was silly. Only John Favreau's "Iron Man" movies had a true story arc and character development. "Avengers" would have been little more than a Saturday morning cartoon without Joss Whedon's magic touch.
"Operation Angelica", has hints of all these influences – moody protagonists, disparate team members, intense action, and characters struggling against their flaws. I can only hope that my stories are as accurate as Clancy's, intense as Leonard's, and as fun as Whedon's.
Ecopy of Operation Angelica
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Tour Schedule:
July 31 – Introduction at VBT Café Blog
July 31 – Guest Blogging at Coffee, Books, Art
July 31 – Spotlight at Cherry Mischievous
August 1 – Reviewed at Storyteller SK Gregory
August 1 – Spotlight at 4 Covert 2 Overt A Place In The Spotlight
August 1 – Spotlight at Urania's Distractions
August 2 – Spotlight at Deal Sharing Aunt
August 3 – Spotlight at Debbie Jeans
August 3 – Guest Blogging at Mythical Books
August 4 – Review & Interview at That's What She Read
August 5 – Spotlight at Musings of a Book Maven
August 6 – Spotlight at A. Literary Mafia
August 7 – Guest Blogging at Lori's Reading Corner
August 7 – Guest Blogging at Sun Mountain Reviews


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In the United States there is no freedom that is more cherished than our freedom of speech. In the 21st Century, expressing a person's viewpoint has become easier. With Facebook, Twitter, LinkedIn, You Tube, and more, there are so many ways to help promote and help communicate thoughts and opinions.
How does a Sophisticate communicate her political views during an election?
A sophisticate is political yet, she is still passionate in her beliefs. For a sophisticate, the presidential candidate she choose to vote for is personal. She respects the fact that for other people as well. Therefore, no matter who she decides to vote for a sophisticate expresses her opinions in a objective and positive way. She asks questions, makes lighthearted comments, and does not resort to being hurtful or vindictive with her comments.
It is about voicing her opinion but more important being respectful about how others may feel about your post. it is about showing and giving respect towards other people views not just your own.
It is about voicing her opinion but more important being respectful about how others may feel about your post. it is about showing and giving respect towards other people views not just your own.
In the end, a sophisticate is classy and to be considered sophisticated she remembers to respects the viewpoint of her friends and those around her. She makes sure to keep perspective on how she represents herself, in what she says, and what she posts on Twitter, Facebook, or any other social media site.
21st Century On-line Election Etiquette:
1. Limit your political status to once or twice a week
2. Don't status anything political twice or three times a day
3. Ask a question rather than attack the other candidates viewpoint
4. Don't expect positive feedback with your posts (Facebook Etiquette)
In the 21st Century, social media represents a sophisticate and what she wants to communicate to the world. Therefore, the best form of etiquette for a sophisticate to communicate know who she is voting for is to make her Facebook banner and Twitter background the campaign poster of the person she wants to be elected. ;D


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If your League does not use the Sports Illustrated Play Registration System, you are required to "Upload" your travel and intramural rosters into the ENYYSA system. This insures all players and coaches have medical and liability coverage.
Click here for instructions on how to create a file and for the file template (Leagues should use the template with the Club codes).
When you are ready to "Upload" your file, please select the file button to the left.
©2020 Eastern New York State Soccer Association


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Landmark's Integrated Pest Management (IPM) program reduces reliance on pesticides by delivering research-based green technologies and targeted methods that remove conditions that pests need to survive; access to food, water, warmth, and harborage. Pesticides are used only as a last resort to ensure perfect control.
We first employ pesticide-free methods such as insect traps, light traps, air curtains, structural exclusion, and habitat modification. Preferred green methods include natural products such as silica, dust formulations applied to inaccessible wall voids, and targeted bait gels applied to cracks-and-crevices.
IPM Plans for Schools and Childcare Centers in Illinois
Many schools, especially child care centers, find the new regulations intimidating because they are required to create a customized IPM plan written specifically for each facility. The IPM plan establishes a tolerance, or action threshold, for each type of pest and states what action will be taken when that pest is found. As a courtesy to its school and childcare facility clients, Landmark Pest Management creates a customized plan for your site at no charge.
Preparing your Staff
Our expert staff helps you understand the legal requirements with which licensed childcare centers and schools must comply, including parental notification prior to pesticide application, never applying pesticides when children are present, removing toys before pesticides are applied, and keeping children out of treated areas for a minimum of two hours. Additionally, a staff member must be assigned the role of IPM Coordinator.
Every Landmark program includes training regarding best practices for containment and response when pests infiltrate. We provide training materials and conduct education sessions so that your staff, especially your appointed IPM Coordinator, will have lean, systematic processes in place when pest issues arise.
Emergency Response
We know that your work with children is more than your job, it's your passion. Therefore, we know that you want answers to your questions right away. Our childcare and education clients have access to Landmark's beekeepers, biologists, and managers 24 hours a day, 365 days a year.
Nuts About Pest Management
We admit it. We're more than a little crazy about safety. It's the reason why protecting public health by engineering the ecology of your building is our mission. Did you know that nut products are used in many pest control formulations? Because of the growing prevalence of nut allergies and sensitivities, all Landmark treatments are peanut and tree nut-free.


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For the first time in at least two election cycles, Mary Gockowski voted for a Democrat Tuesday, surprising herself and joining the ranks of women who switched their allegiance from 2004.
Other political news of note
Animated Boehner: 'There's nothing complex about the Keystone Pipeline!'
House Speaker John Boehner became animated Tuesday over the proposed Keystone Pipeline, castigating the Obama administration for not having approved the project yet.
- Budget deficits shrinking but set to grow after 2015
- Senate readies another volley on unemployment aid
- Obama faces Syria standstill
- Fluke files to run in California
- Animated Boehner: 'There's nothing complex about the Keystone Pipeline!'
The 52-year-old Ohio preschool worker was among women in key battleground states to support Sen. Barack Obama over Sen. John McCain, helping push Obama over the top for his historic victory.
The margin was narrow but telling in hard-fought Ohio, where 54 percent of women chose Obama, compared with 53 percent in 2004, when President Bush won a narrow victory in the state over Sen. John Kerry.
In Pennsylvania, another crucial state where McCain had pinned his hopes, 60 percent of women opted for Obama, compared with 54 percent who went for Kerry in 2004. In New Hampshire, exit polls suggested that 63 percent of women supported Obama, compared with 54 percent who supported Kerry four years ago.
Women voters typically are crucial to a Democratic presidential victory, and Obama was pulling 55 percent of their votes, compared with 43 percent for McCain, according to exit polls. Obama and McCain were nearly even among male voters, who split 49-49 percent.
Although Gockowski voted twice for President Bush, she said a single crucial decision diverted her from McCain.
"I do like Barack Obama, but Sarah Palin was the nail in the coffin," she said. "I objected to (McCain's) judgment and to the idea that, 'Here, we'll give another female to the women of American because they might be dumb enough to vote for a female because of her sex.'"
She wasn't alone. Four in 10 voters overall said Palin was an important factor in deciding whom to vote for.
The Alaskan governor and vice presidential nominee figured large in a presidential campaign that featured historic firsts for female candidates. Across the country, women swamped polling stations Tuesday, drawn to a race that guaranteed change through either race or gender.
Women voters outnumbered men nationally by about 53-47 percent, according to exit polls. Women make up not only more of the general population, but also more of adult voters, historic census figures show.
'Women decided this election'
"He just captured me," said Letitia Hughes, 42, an African-American mother of three from Fishers, Ind., a battleground state.
While some 95 percent of African-American men and 96 percent of women voted for Obama, according to exit polls, white voters generally favored McCain. But 46 percent of white women voted for Obama, according to exit polls, compared with only 41 percent of white men.
"If men split evenly between Obama and McCain, then women decided this election," said Debbie Walsh, director of the Center for American Women and Politics at Rutgers University.
Monique Craig, a 40-year-old white administrative assistant from Boca Raton, Fla., was among those who landed in the McCain camp.
"I support (McCain) because I'm afraid if Obama gets elected we're going to go to a more socialistic government," said Craig. "I don't feel like he's strong enough to run the country with any kind of terrorist attack."
Craig, who supported Mitt Romney in the primaries, said she liked McCain's choice of Palin as his running mate, but thought a different woman might have improved his chances.
"My daughters and I loved Sarah Palin, but I would have been happier with (Secretary of State) Condoleezza Rice," she said.
Analysts expected Tuesday's crowds to include record numbers of single women voters, who could help fuel a "marriage gap" that could be more significant than a gender gap, or the difference between how men and women support the same candidate. The Women's Voices. Women Vote Action Fund registered 900,000 new unmarried female voters, according to Page Gardner, the advocacy agency's president.
"There's something about being on your own as a woman in this country that is politically significant," Gardner said. "Unmarried women are at the razor's edge of the economic crisis."
The gap between Obama and McCain was closer among married women. Those with children supported Obama 53 percent to 45 percent for McCain, exit polls showed. Those without children favored McCain 54 percent to 44 percent.
70 percent of single women choose Obama
But at least 70 percent of unmarried women with and without children supported Obama, a margin of more than 2-to-1. By contrast, 53 percent of unmarried women opted for Kerry in 2004, said Anna Greenberg, a Democratic pollster and vice president of the research firm Greenberg, Quinlan Rosner.
"I just really wanted change," said Jen Dudley, 22, who is unmarried and works as an accountant at a small business in Richmond, Va. She waited an hour and 40 minutes to cast her vote in the battleground state.
What does she hope an Obama victory will change?
"Everything, I hope," said Dudley.
© 2013 msnbc.com Reprints


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Students of all sporting backgrounds can 'give touch a go', with great support from the school, coaches and managers. Our top competitive teams play in the Supertouch league and travel to the annual National competition. Other senior teams take part in some weekend tournaments throughout the season.
Social teams are also included in the Wednesday interschool competition. These teams are put together at trials held in January, or by groups of classmates and friends, who form their own teams.
St Andrew's College is committed to providing a good standard of coaches for the touch programme, from both within the school and elsewhere.
Co-ordinator: Ms Megan Hutton – firstname.lastname@example.com


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Honda CR-V Problems
Although Honda is known for making reliable vehicles, some car buyers are reporting a few problems with the popular compact sport utility vehicle, the Honda CR-V. Are these issues typical for a small SUV? Should you think twice if you're considering buying a new CR-V? You can use professional and consumer reviews as a helpful tool when you consider buying a new car.
Reviews of the Honda CR-V
Honda has been making the CR-V since 1996 and selling it in the United States since 1997. Industry reviews of the Honda CR-V are mainly positive. Reviewers praise the vehicle's roomy interior, comfortable ride, and nimble handling. It also received great marks on safety and crash testing. However, no car is perfect, and reviewers mention certain problems with the CR-V.
US News Car Reviews
US News reviewers commented that the CR-V had sluggish engine performance and difficulty passing other vehicles. They also complained about the navigation system, calling it distracting.
According to Edmunds.com, the CR-V has one major shortcoming: power. The CR-V reportedly has difficulty accelerating quickly and merging with traffic and sometimes finds heavy loads or steep inclines a bit challenging.
Car and Driver
Car and Driver reported that the CR-V also lacked cargo room and had unimpressive performance. However, the reviewers felt that its impressive fuel economy made up for these limitations.
The Car Connection
The Car Connection says that the CR-V is likely to meet most buyers' expectations, with the exception of its performance. According to this review, the vehicle has lackluster acceleration.
Common Honda CR-V Problems
Consumers have largely been happy with the CR-V, but some owners reported problems, according to HondaProblems.com.
Climate Control Problems in the 2002 CR-V
The 2002 model received the most complaints, with heating and air conditioning malfunctions topping the list of issues. Transmission problems were also reported for the 2002 model year of the CR-V.
Tire Wear and Transmission in the 2007 CR-V
Additionally, some owners reported issues with the 2007 model CR-V. Early tire wear has been frustrating owners of this model year. Some users also report growling or clanking from the transmission.
Tire Wear and Engine Grinding in the 2008 CR-V
The 2008 model also had problems with tire wear. A few owners also expressed frustration about a grinding sound coming from the engine.
How Does the CR-V Compare?
In terms of reliability, the Honda CR-V stands out in its class of small SUVs. In surveys involving customer satisfaction, like those conducted by J.D. Power and Associates, the CR-V consistently receives outstanding marks.
For several years, the CR-V ranked at the top of the list for J.D. Power and Associates Initial Quality Study for small SUVs. This study compiles information reported by car buyers during their first 90 days of ownership. In addition, the CR-V has great long-term rankings in the J.D. Power and Associates Vehicle Dependability Study, where it remains in the top three small SUVs.
What to Do If You Experience Problems
Even though the CR-V has an impressive reputation for reliability, you may run into problems. If you need help finding an authorized Honda service provider or want to know if your vehicle is still under warranty, contact Honda Customer Relations.
You can also find helpful information on the Honda Owner Resources Website. Here, you'll get answers to frequently asked questions and find resources for learning more about your CR-V.
Before Your Buy
If you are thinking about buying a new CR-V, make sure you check out reviews and user reports. This vehicle received great ratings for reliability, but like any car, there have been some problems reported. Stay ahead of the game and know what to watch for by getting informed about potential issues. Knowing about common Honda CR-V problems will help you make an informed buying decision.


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Whether you realize it or not, we're witnessing something unprecedented in America: the retirement of more people on a daily basis than at any other point in our history.
Between 1946 and 1964, about 76 million baby boomers were born. Over the coming two decades, these boomers are expected to enter retirement at an approximate rate of 4 million people per year. Altogether, this works out to somewhere between 10,000 and 11,000 boomers retiring per day.
For the majority of us, retirement is the proverbial finish line we're headed for. However, retirement can also be a time of unwelcome surprises. Challenges you wish you'd thought of years or decades in advance can catch you off guard. I've heard and read about countless regrets of retirees who wish they'd taken the time to better prepare for retirement.
With this in mind, here are four things everyone should think about before retiring.
1. Where you retire is important
One topic that might arise post-retirement is the impact of where you live on your income during retirement.
For example, 37 states don't currently tax Social Security benefits, but 13 do. Of those 13, nine allow an exemption up to a certain dollar amount, then begin taxing the retiree on income above that point. However, in four states -- Minnesota, Vermont, North Dakota, and West Virginia -- you'll pay tax on a percentage of your Social Security dollars without any exemption.
Different states also have varied laws concerning estate and inheritance taxes. In 2015, 15 states have an estate tax. Washington state levies the highest minimum and maximum tax rates of 10% and 20%, respectively. New Jersey boasts the lowest exemption threshold of just $675,000. Additionally, six states have an inheritance tax, with New Jersey and Maryland being the two states that have both estate and inheritance taxes.
Understanding the differences in property tax rates between states (and cities) can also be critical to understanding your expenses come retirement. In Hawaii, the mean effective property tax on owner-occupied homes is the lowest in the country at 0.28%, whereas New Jersey is the highest in the nation at 2.38%. Long story short, understanding the tax implications of where you choose to retire is more important than you probably realize.
2. Social Security isn't as cut-and-dried as you thought
Secondly, far too many people enter retirement without a decent understanding of how to maximize their Social Security benefits. A recent MassMutual quiz that asked 1,513 adults 10 questions on Social Security showed that a mere 28% had a passing grade of three wrong answers or fewer. Further, just one person (yes, one!) answered all 10 questions correctly. Put plainly, we don't have a good grip on what Social Security can really do for us.
Social Security is the financial backstop that was put in place primarily to protect lower-income workers during retirement, but also to act as a safety net for the disabled and survivors of deceased workers. Even though Social Security benefits at full retirement age are capped at no more than $2,663 per month in 2015, there are ways retirees can use Social Security to boost their lifetime benefits.
For example, the "file-and-suspend" strategy allows one spouse to file for benefits but immediately suspend them so their benefits can continue to grow. Meanwhile the other spouse can begin collecting spousal benefits. It's a particularly smart strategy when spouses have very different income levels and would benefit from allowing the higher-income partner's benefits to grow until claiming them at age 70.
Acquainting yourself with the ins and outs of Social Security is a move you won't regret.
3. Know the difference between working income and retirement income
One unwelcome surprise that some people face during retirement is the jarring transition from a steady work paycheck to a likely slower stream of retirement income.
Retirees don't often realize until they actually hit retirement that there's more to it than just sleeping past their usual 6 a.m. wake-up time. Spending habits that persisted during your working years may not be prudent during your retirement years, when you need your nest egg to last as long as possible. With Social Security only designed to replace about 40% of a worker's income during retirement, some retirees could be in for quite the income surprise if they aren't prepared.
Luckily, the solution here is pretty simple: ease yourself into retirement. One of the smartest moves you can make, aside from formulating and sticking to a monthly budget, is to begin living on a lower expense budget months -- or even years -- in advance. By doing so you'll likely make the transition into retirement seamlessly, rather than feeling like you hit a speed bump at 60 mph.
Furthermore, ensure that you have a withdrawal plan in place. A recent survey from Pentegra Retirement Services showed that 56% of those surveyed didn't have plans for accessing their money in retirement. Without a plan, you're much more liable to spend more than you can afford, or pay considerably more in taxes than you need to.
One simple solution (aside from making a budget) is to consider opening or adding to a Roth IRA. Roth IRAs allow your money to grow completely free of taxation for the life of the account, and you can continue to contribute to a Roth beyond your 70th birthday, unlike a Traditional IRA. There are some income limitations you'll want to familiarize yourself with, but it's generally a smart move for people who've yet to retire and don't want to worry about the tax implications of their withdrawals during retirement.
4. It's tough to get back into the workforce if you retire
As hard as this might be to believe, CBS News recently highlighted a study from Bankers Life that showed the biggest regret of middle-income baby boomers was that they didn't work longer. More than two-thirds (69%) of boomers gave this answer in the survey.
To some extent this regret makes sense given that boomers, when taken as a whole, are in big trouble when it comes to a lack of retirement savings. But the Bankers Life study showed that it was much more than just money that was luring seniors back into the job market. About six out of 10 respondents noted that nonfinancial reasons were behind their desire to go back to work. The reasons included the desire to stay mentally sharp (18%), maintain a sense of purpose (15%), and stay physically active (15%).
However, once you leave your job for retirement, most retirees don't realize how difficult it is to find your way back into the workforce. Businesses want young workers or college graduates because they typically command lower wages than seniors, and finding a job as a senior can be incredibly difficult. If there is a silver lining, it's that seniors aged 55 and up often have the lowest unemployment rate (of those who want to remain in the labor force), but once they're out of work, seniors often have to spend a painfully long time on the hunt for a new job.
Based on data from the Bureau of Labor Statistics from August 2015, the average duration of unemployment across all age groups was 27.6 weeks, while it was 39.1 weeks for seniors aged 55 to 64 and 40.7 weeks for those aged 65 and up. If this data points out anything, it's that you should be absolutely certain you're financially set before leaving your job for good.
Ultimately, only you are responsible for setting the path your retirement will take. Thinking ahead and anticipating the "curves in the road" should help make your golden years all the more enjoyable.


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"Just be kind."
– Billboard on I-85 outside Montgomery, AL
Sometimes we have a way with words, and sometimes words have a way with us. I smile at that billboard every time we take the service road home from Montgomery. 🙂
How about you? Read any neat signs lately? Or maybe books? I'm a few chapters deep in a few different titles and I just finished listening to Make Something Good Today. Y'all it was so good! Erin and Ben (who live in Laurel, MS) are precious, and listening to a little bit each morning was so fun because their accents are as charming and rich as their stories. It's a memoir about seeking out the good in life, celebrating the gift of friends and family, and prospering within our communities because everything we need to be happy in life is usually right within our grasp.
My cousin is tying the knot near the Lousiana/Texas border in June and we'll practically pass right by Laurel on our way there. I've made up my mind that we absolutely must stop for an overnight visit. Have you ever been? Erin says it's "easy quiet". Sounds like a must-sleep to me!
(Central Creativity in Laurel, MS)
And ya know, I've been here 16 years this October, but there is still so much South I'd like to explore. Especially if people are going to keep surprising us with signs like that along the way. 😉
Well, y'all. I hate to write and run, but my baby ran full-speed and head-first into a pole at school yesterday and he's got a gigantic knot that needs icing. He's going to be fine, but boy did we have a stressful afternoon yesterday. The doctor said it will take at least three weeks for the swelling to go down, but we're just so relieved his skull wasn't fractured. And that reminds me, I share that news because this feels like that kind of space, and I've been meaning thank you for taking the time to visit me here. I've been publishing posts for nearly 11 years, and whether we've chatted through comments or you've just quietly read before you moved along with your day, I hope you feel welcome and I'm so grateful to get to connect with you in this way!


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The Nantucket Conservation Foundation is a private, member-supported organization that relies on generous contributions by friends and supporters to fulfill its mission – the preservation and protection of Nantucket's open spaces.
As an annual member, you will receive: a Foundation Properties Map, membership decal, all Foundation newsletters and publications and invitations to attend Mornings For Members guided walks on the Foundation's properties. But most importantly, you will share in the satisfaction of knowing that you have helped to ensure that Nantucket's open spaces and natural habitats will be preserved – forever.
The Colleagues of the Nantucket Conservation Foundation was founded in 1990 to acknowledge those individuals who have demonstrated, through their regular and substantial annual support, a deep commitment to the Foundation's work. Privileges of Colleague level membership include invitations to special guided events to explore our properties and expand their knowledge about the natural resources they are helping to protect. Colleagues are also invited to meet with the Foundation's officers, members of the Board of Trustees, and the NCF Advisory Council at informal social gatherings during the summer.
Participation in the Colleagues is open to those who contribute $1,000 or more based on their total giving within a single fiscal year (January 1 - December 31). To become a Colleague level member or to renew your Colleague membership, please click here.
For more information on becoming a Nantucket Conservation Foundation Colleague, please contact us firstname.lastname@example.com or by phone (508) 228-2884
Give someone the gift that will last forever – the gift of open space.
Do you know anyone who cares for Nantucket as much as you do? A gift membership to the Foundation is a great way to celebrate your common commitment to preserve open spaces and natural habitats for rare and endangered species on the island. Each membership comes with a subscription to the Foundations Newsletters and publications, property map, membership decal and invitations to the Mornings for Members walks in the summer.
As a business owner, we are asking you to partner with us so that we can continue our work of preserving the unique character of the island not only for year round residents but also for our seasonal residents and visitors. With your help it will be possible for us to acquire new acreage, uphold our property maintenance standards and further our research in conservation science, all of which enable us to protect Nantucket's exceptional and fragile ecosystems.
Junior memberships are wonderful opportunities to get children under the age of 18 involved in the Foundation at an early age. Not only do Junior Members receive an embroidered backpack upon enrollment but, more importantly, they are invited to participate in our FIELD (Find, Investigate, Explore, Learn and Discover) Day outings on Foundation properties during the summer. It's a great way for kids to become involved, meet other children and learn more about Nantucket and its environment- all in a fun and enjoyable way.


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Cakes and Cupcakes Recipes
Whatever the occasion, it seems as though you can never go wrong with cakes and cupcakes. I know that they are a staple at just about every family get-together for us. Whether you're serving them as a perfect ending to a family dinner, whipping them up for a bake sale, or celebrating a special occasion, we've got plenty of sweet reasons for you to browse our cakes and cupcakes recipes. Our cakes and cupcakes recipes include crowd-pleasing sheet cakes, seasonal and holiday delights, mini sweet treats, and more. We even have keto dessert recipes as well as recipes that call for store-bought cake mix


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I completely resonate with Eva's approach of energetic, vibrational alignment along with very practical action that is rooted in inspiration. Eva makes it fun to integrate it into your life. Eva definitely gives you all the tools and support.
- Rochelle Zanini
I have always really appreciated Eva's powerful combination of Law of Attraction meets coaching and inspiration! Her high vibration and uplifting style is contagious. Best of all she will help you get the results you are after!
- Sandy Russell
For anyone considering working with Eva, I would say, if you are truly hungry and truly thirsty to do this work, then you are in the right place. Eva can speak both to your soul and from your soul. She is extraordinarily generous with her resources and her time.
- Rhian Cotter
Thank you, Eva for yet another WOW experience. You so brilliantly and beautifully embody and teach that living from Spirit is to be a joyful, playful experience full of ease and grace. Thank you for shining your heart light so brightly so that we too can fully enjoy the ride we call life.
- Sally Leathers