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Britain is currently the largest financial services centre in the world, according to the Global Financial Centres Index of March 2016. It accounts for over 20% of all financial services activity in Europe, with more than 250 foreign banks engaged in business there. Various pieces of EU legislation allow regulated entities – such as banks, fund and asset managers, financial intermediaries and insurance companies – that are authorised in one EU member state to carry out a broad range of regulated activities in other EEA countries, facilitated by either the right of establishment (via a branch) or by cross-border provision of services, generally referred to as 'passporting'.
In summary, the concept of passporting means that, once authorised in its home member state, the relevant regulated entity can 'passport' its services into every other EU member state without the need to get a local authorisation and without the need to set up a local subsidiary.
Accordingly, if Britain loses passporting rights as a result of Brexit, this could have a negative impact on a vast array of financial services businesses.
Full measure
Brexit has resulted in many banks and financial institutions undertaking fundamental reviews of their businesses to establish, among other issues, whether Britain is the most appropriate location in which to maintain their operations. Many of the recent EU-driven initiatives aimed at stimulating the flow of capital in the EU – such as the Capital Markets Union – may not, after the occurrence of Brexit, benefit banks and other financial services providers based in Britain.
There is a fear in Britain that Brexit will result in British banks being unable to sell their services throughout the EU and that international banks will scale back their operations and move elsewhere. Market volatility could affect both the cost and availability of certain types of finance. This could result in increased margins and an inability, for example, to passport prospectuses into Britain, as well as raising concerns in relation to regulatory capital rules.
Cat's in the bag
Although concerns have been voiced about the economic impact of Brexit on Ireland, it is likely that it could also present us with some opportunities.
In the event that Britain could not negotiate a deal on passporting, it is likely, if not inevitable, that some businesses would move their location from London to other financial hubs within the EU. Standard and Poor's has written that, in the event of a Brexit, the centre of gravity in European financial markets could well shift further towards Dublin. Already there are indications that financial services firms based in London are researching the Dublin office market to check out the potential supply of office space and how rapidly they could acquire it.
Dublin does seem an obvious choice, given that Ireland has a common law system, is geographically close to Britain and mainland Europe, and many of those institutions considering a move may already have some form of presence here. Ireland also has a significant cross-border industry in the areas of UCITS, alternative funds, asset management, insurance (particularly life) and banking.
And the bag's in the river
The British government has indicated that withdrawal from Europe will likely take the form of a 'hard Brexit'. If this is the eventual outcome, it would mean no passporting rights and would possibly even create difficulties for Britain with 'third country' rules under the Alternative Investment Fund Managers Directive (AIFMD), Markets in Financial Instruments Directive (MiFID), for example, but not the Undertakings for the Collective Investment in Transferable Securities (UCITS) Directive or insurance.
What effectively does this mean for Britain? It would not be able to situate a UCITS management company in Britain – rather it would need to establish one in an EU jurisdiction, such as Ireland, and it would lose capacity to be the 'sales person' for its UCITS products.
The outlook is uncertain for AIFs – there could be non-EU AIFs, but no marketing or managing passport. A British-based AIF could probably carry on with an existing type of product/private placement, etc, but it would have no idea as to when (or if) that country regime would be turned on. The situation would be similar with MiFID.
A no-rough-stuff-type deal
The impact of Brexit on the asset management and investment funds industry may depend on a number of factors, including:
- Where the clients or funds are located,
- The target markets for distribution,
- The types of investors (retail, professional or institutional), and
- The location of the asset manager.
It is worth keeping in mind, however, that UCITS funds themselves (independent of their manager) get the marketing passport. Therefore, just like a US asset manager, a British-based asset manager should still be able to act as an investment manager to an Irish domiciled self-managed UCITS, which could still have an EU-wide marketing passport. Some practical hurdles might need to be overcome to allow the British asset manager's staff to retain a central role in the marketing and distribution processes, but that should not be insurmountable.
In the case of alternative investment funds (AIFs), however, the marketing passport is not granted to the fund product itself – rather it is given to the alternative investment fund managers (AIFMs). Given that only EU-authorised AIFMs can access the marketing passport, if Britain leaves the EU, British AIFMs will be at some disadvantage.
The extent of disadvantage will really depend on where the products are being sold. Sale in Britain of British-domiciled products or of products managed by British managers should not pose any problem for British managers. Similarly, UCITS cross border distribution should not be fatally impacted. However, as AIF products become more mainstream and as 'super management companies' (dual UCITS/AIF) grow their assets and power, Britain may begin to be perceived as having been left behind somewhat.
Post-Brexit, those British managers who supervise non-fund mandates may still be able to access some markets when managing professional or institutional money, but that would require country-by-country analysis and leave them competing with managers who enjoy full access.
For some, setting up an Irish subsidiary with a full EU-wide authorisation may offer a way to address such challenges.
End times
The possibility of positive developments for the international banking sector in Ireland following a Brexit is something that many commentators have indicated is a possibility. The Financial Times has suggested that banks, such as Bank of America, Morgan Stanley and Citigroup, are all considering a move to Ireland. And a report by the London-based policy institute, the Centre for the Study of Financial Innovation (CSFI) has also named Dublin as an alternative location for international banks looking to leave London following a Brexit.
A sizable amount of insurance business is written between Ireland and Britain on a cross-border basis. Following Brexit, if passporting could no longer be relied upon, the ability of Irish insurers to provide their services on a cross-border basis into Britain may face additional regulatory obstacles. The same applies to British insurers seeking to access Irish and other EU markets.
It might also mean that those insurers with an Irish head office authorisation who have a pan-European distribution model, with a particular focus on Britain, may face challenges.
The International Underwriting Association of London has suggested that if Britain were to exit the EU, then "insurers and reinsurers from ... countries such as the United States and Japan might be obliged to choose other European centres over London in order to passport into the EU" – an opinion echoed by the CSFI – and something that might also result in potential opportunities for Ireland.
Better call Saul
The referendum on Brexit presented the British public with the first opportunity in over 40 years to decide whether they wanted to remain within the EU. In what was a year marked by shocks on the political front, Britain decided to leave. The impact on the financial markets and the drop in the value of the pound were immediately apparent; however, the long term legal, economic and political implications of a Brexit for Britain, and indeed the other member states of the EU, including Ireland, are very difficult to predict.
Commentators offer conflicting opinions on the probable consequences for Ireland. Given our close economic, political and social ties to Britain, the effects of a Brexit will likely be more profound here than in any other member state – although the degree and nature of the impact will be shaped to a large extent by the form of the legal model that Britain adopts with the EU. For the moment, it remains to be seen exactly what that will be.
The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.


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Join Kieran Stone and Tassiegrammer from Project RAWcast in Melbourne and the Mornington Peninsula, Victoria for an in depth and hands on one day workshop and adventure focusing on the practical aspects of photography in the field. Learn the basics of composition, reading a scene, planning locations, neutral density filters and much more.
Starting in St Kilda for sunrise, the day will continue with multiple locations around Morning Peninsula all the way through to sunset with transport provided from St Kilda, to end in the same location after sunset. Stops will be made throughout the day for morning tea, lunch, afternoon tea (food costs will be at your own expense). Locations will be chosen based on weather conditions on the day.
A full range of NiSi Filters products will be availale to trial and use on the day. A special 15% off promotional offer for NiSi Filters products is available to workshop participants by ordering directly through the Project RAWcast team.
Workshop spaces are limited to 8 people total.
Possible locations include –
Sorrento Back Beach
Gunnamatta Ocean Beach
Number 16 Beach
St Pauls Beach
Bridgewater Bay
London Bridge
Cape Schanck
This is what you will learn
Control the basic exposure settings (aperture, ISO, shutter speed)
Calculate exposure times correctly using neutral density filters
Correct the correct neutral density filter for any given scene
Use graduated filters to balance overall image exposure
Compose your image creatively with known methods and what key features to look for
Capture sharp images during varying lighting conditions
Understand camera settings such as white balance, exposure bracketing, manual focusing and other camera settings
Learn how to read and correctly expose images via the histogram
General safety when shooting in groups / public spaces
Legalities and rights when shooting in public spaces
Planning for a shooting session
Location planning – tides / weather
Using apps for location planning
DSLR / Mirrorless camera
Lenses (recommend a wide angle and a telephoto)
Remote / cable camera shutter
Footwear suitable for beaches / rocks and general walking
Waterproof / Windproof Jacket
Warm clothing

subset: commoncrawl


text: Life in Japan,Culture of JapanRandoseru : A school bag in Japan Life in Japan,Food in JapanOkonomiyaki : The recipe Life in Japan,Food in JapanOkonomiyaki, the Japanese pizza! Latest News in JapanImaging of the Future-Japan Tech News Shopping in Japan,Life in Japan,Food in JapanHow much? Daily food in Tokyo Culture of JapanThe Sacred Tea Ceremony Public Transportation in Japan,Bus,Taxi,TrainHow to get to Tokyo city centre from Narita International Airport ? Food in JapanWhat foods do Japanese people like? Food in JapanEating Seasonal Food : The Japanese Way Life in JapanJapanese School uniforms Latest News in JapanJapan's New "Thinking" Robot Life in JapanCost for educating a child in Japan Food in JapanMiso Soup-A Japanese Staple Life in JapanSchool System in Japan Life in JapanLiving in Tokyo Area: How much does it cost? 1234567


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Sign up to receive our meeting invitations
PDC Meeting Dates
The Providence District Council meets starting at 7:30 pm on the second Wednesdays of the month in Classroom 2 - Upstairs at the Providence Community Center, 3001 Vaden Drive, Fairfax, VA 22031.
In addition, to our regularly scheduled monthly meetings, we take a summer break and host special events. Please check your latest email for meeting information as well as refer to our website or Facebook to stay updated.
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Rt. 29 improvements & Nominations to PDC Leadership 2021-2022
PDC Virtual Meeting via ZoomWednesday, April 15, 2020 at 7:30 p.m. This meeting is password protected. Contact PDC for access code at firstname.lastname@example.com Guest Speakers Jennifer Girard and Andrew PainterFalls Church 29 Steering Committee Join PDC and guest speakers from Falls Church 29, … Continue reading
Posted in Community Events, PDC Meetings, Providence District News Tagged civic association, fairfax county, Falls Church, Homeowners, Rt 29, Transportation Comments Off on Rt. 29 improvements & Nominations to PDC Leadership 2021-2022


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Our address is:
All Souls Clubhouse
141 Cleveland Street
London W1T 6QG
Our front door (blue!) is on Cleveland Street (number 141). Our reception is open on weekdays from 10:00am to 4:00pm.
Both Great Portland Street and Warren Street tube stations are very close, as can be seen in the map above.
Approach Great Portland Street tube and turn down Bolsover Street, then turn left into Greenwell Street, until you reach the George and Dragon Pub, which is just next door to us. Note: street parking is very limited.


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Sidmouth men so close to first ever win in the Denny Cup
PUBLISHED: 13:08 25 October 2018 | UPDATED: 13:08 25 October 2018
On Saturday morning Sidmouth men played Cornish team Veryan in the first round of the Denny Cup, writes Ken Wheeler.
This is a national team competition for men, played on a knock-out basis, and is open to every indoor club in England.
The standard is very high and Sidmouth is one of the smaller clubs to enter.
Each match normally comprises two rinks played at home and two rinks played simultaneously away. The winner is the team with the highest overall score.
With Veryan being well over 100 miles away, near Truro, it was decided on this occasion to play the complete match at a neutral venue (Plymouth) to ease the travelling for both sides. Sidmouth started brightly and took an early lead, which they maintained right up until the 14th end when they were leading overall 54-49.
At that point Sidmouth's first ever win in the competition looked distinctly possible, but then suddenly Sidmouth collapsed and eventually lost by 32 shots.
Sidmouth did manage to win one of the four rinks, that of Ray Tallent, John Chew, Peter Mison and skip Brian Smith, who won 18-16.
The only consolation is that Sidmouth automatically qualified for the Denny Plate, a competition open to all first-round losing teams. They will play Kingsley, who are based near Westward Ho! (another long journey!) on Saturday November 3.
If you value what this story gives you, please consider supporting the Sidmouth Herald. Click the link in the orange box above for details.


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Buzzing with the excitement of markets, theatre and shops, the very substance of Covent Garden in London's West End is steeped in dining and entertainment experiences.
We thought it was high time Brisbane's West End had its very own tropical oasis, it's own Covent Garden!
Savour the myriad of flavours of the Australian craft gin movement inspired by native botanicals, and escape to our tranquil urban oasis that is the beating heart of West End.
And if 250+ gins on offer wasn't enticing enough, we've paired it with a fully Gluten Free & Coeliac friendly food menu, from small bites & shares to seasonally changing large plates & main meals.


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Our accreditations
An Investors In People organisation
Proving our commitment to our staff, we've been certified an Investors in People (IIP) organisation.
The award follows a tough, independent assessment based on staff feedback about how appreciated they feel, the standard of training and career progression offered, as well as looking for a culture of openness and trust.
"This accreditation is a great achievement for everyone," said John Murphy, South East Water's Head of Human Resources. "It shows we have a fantastic team which is valued and the business is committed to setting the highest standards. Silver accreditation is the result of hard work and innovation across the business and demonstrates improvements we have made since we received Bronze accreditation in 2013."
The developments include improved training opportunities, better internal communications and ensuring all employees and contractors receive the Living Wage - the sum above the minimum wage.
Proud to be a Living Wage employer
We're proud to be the first water company to receive accreditation from the Living Wage Foundation for paying its employees the Living Wage.
The Living Wage commitment will see everyone, regardless of whether they are permanent employees or third-party contractors and suppliers, receive a minimum hourly wage of £7.85 - significantly higher than the national minimum wage of £6.50.
The Living Wage is an hourly rate set independently and updated annually. The Living Wage is calculated according to the basic cost of living using the 'Minimum Income Standard' for the UK. Decisions about what to include in this standard are set by the public; it is a social consensus about what people need to make ends meet.
Paul Butler, Managing Director at South East Water, said: "Ensuring everyone who works for South East Water is paid fairly for what they do is something we care passionately about, whether that be our own employees or a third-party contractor."
Disability Confident Employer
As a Disability Confident Committed Employer, we're committed to recruiting and retaining people with disabilities, and people with health conditions, for their skills and talent. Please ensure you make us aware of any disabilities when applying to ensure we can support you through the process.
Our awards
A Water Industry Achievement Award Winner
On the back of our aim to be guardians of the environment and build close partnerships with farmers and landowners, we're delighted to hold the Water Industry Achievement Award for Water Resilience Initiative of the Year 2018.
We received the award for our 'Together we know h2ow' water and farming partnership, an initiative to to stop soils, fertiliser and pesticides washing from fields into rivers and groundwater resources. This prevents the expense of removing these substances at the water treatment works, and means farmers and landowners benefit by losing less of these substances to waste – saving money and time.
South East Water's Head of Environment, Emma Goddard said: "We are thrilled to have reached the finals in such a prestigious awards. This is a fantastic achievement in a key area for the company, and highlights the important work our team does within local communities to help protect the environment."
Members of the team collect the Water Resilience Initiative of the Year award at the annual WIAA awards ceremony.
National Rushlight Award holder
NEP Surface Water Catchment Management Lead, Simon Lohrey (left) is pictured receiving the award on behalf of the company.
Our Catchment Team hold the prestigious Rushlight Sustainable Agriculture, Forestry and Biodiversity Award for their pioneering and innovative work with farmers and landowners.
James Seymour from Natural England said: "This project is an industry exemplar of how private and public sectors can work together, in partnership, and with the agricultural community to deliver more than just end-of-pipe solutions."
South East Water's Head of Environment, Emma Goddard, said: "We're absolutely delighted to have our pioneering work on metaldehyde recognised and acknowledged by winning this award. Engaging and collaborating with farmers has helped them appreciate the water environment and how we can all work together for mutual benefit."
Utility Week Star Award winner
Joining forces with behavioural science experts Advizzo, we've been using behavioural economics and data analytics to empower our customers to better control the water they use, and therefore the bill they pay.
Customer Service Advisor Cally Smyth and Head of Water Resources Lee Dance with the coveted Utility Week Star Award.
This partnership has led us to receive Utility Week's Star Award 2017 for the category Data Demons.
Lee Dance, South East Water's Head of Water Resources said: "Our teams are working to transform how people understand their water consumption, which in turn helps us to engage with our customers and decrease operating costs. This award is great news and is testament to the hard work of everyone working on this project."


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Our Attitudes and Behaviours
Christine Barker
Being professional is easy to say...think about the types of attitudes and behaviours you need to display on your work placement. How many can you find? Remember our attitudes and behaviours are not the same thing! Once you have found the words in the puzzle how about using a hilighter pen and indicating which are which? Ask your partner to check your answers and see how you did!
Some of the puzzles that people list for the public get indexed by the search engines (like Google). Some people find those puzzles and cannot figure out how to make a puzzle of their own. So this page now has the navigation sidebar.
There are now buttons on the puzzle so that you can get a clean page, in either HTML or PDF, that you can use your browser's print button to print. The PDF format allows the web site to know how large a printer page is, and the fonts are scaled to fill the page. The PDF takes awhile to generate. Don't panic!


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Wedding Day Packages
We know you want to look your best on your Wedding Day. It is, after all, the biggest and most exciting day of your life. Every bride (and groom) wants to look and feel like the best version of themselves on their Wedding Day.
Refresh Package €500pp (RRP €700)
3 areas of Anti-Wrinkle Injections + 1 Dermal Filler
Rejuvenate Package €550pp (RRP €750)
2 areas of Anti-Wrinkle Injections +1 session of PRP Vampire Facelift
Renew Package €800pp (RRP €1380)
3 areas of Anti-Wrinkle Injections + 1 Dermal Filler + 1 session of Thread Vein Removal on Legs + 1 Perfect Peel
Some important things to note with Anti-Wrinkle Injections & Dermal Fillers:
Ideally, you will want to make an appointment for a consultation with Dr. Natalia Bratu about 4-6 months before your Wedding Day. During this consultation Dr. Bratu will discuss time frame and result expectations with you. The reason we say 4-6 months before your big day is that in order to see the best results you need to let the treatment do it's full cycle. Even though the sessions only last 15-20 minutes, it takes at least 2-3 weeks before you see the full results of your Anti-Wrinkle Injections or Dermal Fillers.


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The following started as an attempt on writing a more analytical evaluation of "death", and how our attitudes towards death affects how we view the meaning of life.
The reality is it was overwhelming for me to do in a short essay. Death is immensely complicated. Perhaps more accurately, it seems like our attitudes towards death is complicated. So I scrapped that for now and wanted to start from my own experiences first, reflect a bit on how death affected my thinking about my life. Blog is a good place to output that.
How do you see life when you know you're going to die?
A Story
I'll never forget the day one of my closest friends and I ran through our community college campus to find the ambulance that would wheel away a student who had fainted in class.
We were in anatomy class. On this day we had a dissection presentation by the professor using that semester's human cadaver.
Everyone showed up that day. He directed us to move to the back of the classroom, next to the storage facility. My professor wheeled in a covered cadaver cart. There was an odd tension in the room. To call it anticipation would seem insensitive, but there was an awareness we were about to confront something unknown. For the majority of us this would be the first time seeing a dead body in person.
Our professor spent some time reminding us to be respectful…there would be no photography or videography allowed…Remember this was once a living person…His last wish was to be donated for the purposes of education…we should all respect that.
He looked around, seeing we were all quiet and focused, he was satisfied his point was received and uncovered the cart.
Male, in his 40's, died of heart complications.
I was positioned near the cadavers face. He had died relatively recently. He was in good shape, at least as a cadaver. It was a surreal moment. If you just looked at his face, he didn't look as though he were dead. My mom-who went through medical school in Poland-would tell me stories about old bodies they would have to dissect for her human anatomy course. This was not like that. Our cadaver had been preserved pretty quickly after his death. Other than his pale and blueish appearance he looked as though he were asleep. In this way, it was an artificial presentation of death. Medicinal/academic, fascinating, and humbling.
Our professor let us take everything in for a few minutes, but not enough to linger or enter into any ridiculous personal crisis. The anatomy class that was a step above us began the dissection on the leg. It was a very small section exposing muscle tissue. Our professor drew our attention there and we got to it. He discussed the process of human cadaver dissection, while with his gloved hands he gently pulled and pointed out the muscles and nerves that had been exposed.
We were all extremely focused. And then…
My professor hooked one of the muscles with his fingers when in the corner of my eye I saw movement and what at the time was a startlingly loud thunk. Classmate had passed out. He hit his head pretty hard so we called the paramedics. Realizing they might have a hard time finding where we were, my friend and I began our sprint through the halls of the science building.
So ended our presentation.
Shortly after everything had settled with what we called the "ER moment", my friend and I began laughing.
Though it was sterilized medicinal experience it was a humbling experience. This was one of the many moments that I believe bonded my friend and I. Being confronted with death, being called into action (it was a bit dramatic but we had confronted a dead body).
As I would soon discover, it put other deaths into perspective. Shortly after, another professor of ours who had a significant impact on me committed suicide. I believe because of my human anatomy experience, I had a profound reaction to it. I knew he was now a body, with no consciousness in it.
Incidentally, I also have a profound interest in the nature of the universe so I spend a lot of my evenings looking into the night sky, trying to comprehend the seeming infinite and perplexed that we don't even understand time. That we are here right now seems awesome (in the most profound sense of the word).
Seeing how fragile the light of consciousness was, death had a profound finality to it. To chose to end that light was a heavy decision. I felt a deep sadness that he needed to make that choice, but profound respect that he had chosen that. I still don't have the words to quite describe what I mean here succinctly,
From then on, as it goes, death and close calls of loved ones has brushed it's echoes in my life. Suicide, cancer, heart attack, old age, unknowns…reminding me when I'm most reckless, of both the resiliency and fragility of our own mind and body. Life is very temporary.
However one thinks of death, whether we continue on or not, many of us can agree that we know our existence ends in some way.
What this has all meant for me is I'm not sure if there is a meaning to life, whatever that may mean. But when I look at the cosmos and reflect on how strange life is in the cosmic background, how horrible we can make it for each other and how wonderful it can be, I can't help but feel gratitude that I am here even if there is no "reason" for it.
I'm not afraid to live life as vulnerably as I can. I love learning the lessons life has to offer. I think the greatest lesson death taught me was to respect my time and to love more openly. I admit when I love someone close to me now. I keep a small circle around me I love my friends and family. Life is incredibly complex and tough, so I want to make sure they know that they have love.
Moreover, the Earth and the life we can have here is pretty cool. One day, I won't be part of it and won't have the ability to live to work towards that potential. Even if none of this has a reason to it, I want to contribute to making it an amazing experience for us all. The world can be an ugly place. People can do horrible things to one another, but I'd like to make it so that more of us-all of us-can live a happy life.
This will be an ongoing attempt at clarifying my own thoughts about my own experiences. Additionally, my experiences and how I reflect on them are not generalizable. Still overwhelming to think of trying to do an analysis of death as a whole.
So, TLDR (though you would've by now) version is I don't know what to make of death and life, but I know-that with what it is that I do know-I'm going to try my best to make the most of what I have.
Moreover, there's a lot of delicious salsas out there to try.


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Adoration and Reconciliation Schedule
"The Church and the world have a great need for Eucharistic worship. Jesus awaits us in this sacrament of love. Let us not refuse the time to go to meet him in adoration, in contemplation full of faith and open to making amends for the serious offenses and crimes of the world. Let our adoration never cease." (CCC #289)
Adoration of Jesus Christ in the Blessed Sacrament is a vital part of St. James Parish. The silent time with Christ is where we gain strength and direction for our mission as witness to our family, friends, and neighborhood. We invite you to join us as a stop when you can or to be a regular. We have sign up cards in the Adoration Chapel with times available.
Times the St. James Adoration Chapel is open:
Monday through Thursday…… noon to 10:00 p.m.
Friday and All Night Adoration: 9:00 a.m. to 7:00 a.m. on Saturday morning
To get the code for the chapel and for more information call Soraya Gonzalez at 719-650-2241.
The Sacrament of Penance is necessary for salvation against our natural inclination towards evil, to heal us from every wound of sin.
Monday, Tuesday, Thursday, Friday – 7:30 a.m. to 8:00 a.m.
Saturday – 3:00 p.m. to 3:45 p.m.
Sunday – 11:15 a.m. to 11:45 a.m.
Call for Confessions by appointment with Father Jose de Jesus Garcia
Christian prayer is an encounter between God and man. In blessing, God's gift and man's acceptance of it are united in dialogue with each other.
Daily Monday thru Saturday at 7:00 a.m.


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| 8.4°C Belfast
The head of the French wholesaler at the centre of the storm over the sale of horse meat labelled as beef said that he has proof his company is innocent.
The chief of Spanghero told RTL radio that his company in southern France received a lot of horse meat along with beef, but "didn't touch" it.
Barthelemy Aguerre provided no details and did not specify whether he reported the horse meat delivery, saying only: "I will prove my innocence."
French consumer affairs minister Benoit Hamon said on Thursday that it appeared fraudulent meat sales, apparently over several months, reached across 13 countries and 28 companies.
Mr Hamon named Spanghero as a major culprit.


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Sanam & Jonathan's Wedding
Hotel & Lodging Info
We contacted a few hotels in Solana Beach and neighboring cities to reserve a block of rooms for those of you who don't live close to Solana Beach. Much to our surprise the quotes that we got from each hotel were higher than what one could find on sites such as Expedia. We are leaving up uption to you on where you want to stay and how much you prefer to spend on your stay. Some of neighboring cities to Solana Beach are Del Mar and Encinitas.
Here is a list of local hotels:
1 877 863 4780
The Holiday Inn Express Hotel & Suites Solana Beach/Del Mar is within walking distance to the Del Mar Race Track/Fair Grounds, area beaches, scenic walking/jogging trails as well as many fine restaurants & shops.
We are located near the Amtrak and Coaster Train Stations, area businesses and local attractions. Popular destinations, including: Del Mar, Rancho Santa Fe, La Jolla, downtown San Diego, Sorrento Valley and Carlsbad are all just a few miles away.
The Holiday Inn Express Hotel & Suites Solana Beach/Del Mar showcases 80 spacious, newly renovated guest rooms and suites. Each room features a private balcony, refrigerator, microwave, coffee maker, iron & board and hair dryer and all of our suites and king rooms offer a sofa bed.
All guests can enjoy our complimentary *new* expanded, deluxe hot breakfast bar, free local phone calls and complimentary wireless and wired high-speed Internet. We offer room service through California Pizza Kitchen until 10 PM daily. The beautifully landscaped pool and sun-deck offer the best in rest & relaxation.
With our spectacular amenities, beach and local attractions the Holiday Inn Express Hotel & Suites Solana Beach/Del Mar offers you a truly Southern California experience!
Expedia room rates: Starting at $118
As a member of the Hilton family of hotels, The Hampton Inn San Diego / Del Mar hotel offers both business and leisure travelers 129 tastefully decorated rooms with all the contentment of home, extraordinary level of service and unprecedented value.
Expedia rates: Starting at $110
Rates: $50


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808 Deli
If you're a fan of panini, dial up 808. They do non-grilled sandwiches too, and they're plenty good, but you'd be doing yourself a disservice if you didn't try the "porkie": pork, mango salsa and pepper jack on rye with sweet chili dipping sauce. Or the "roast beast," a wallop of meat, cheese, jalepenos and horseradish. Or, for non-meat eaters, the "rippie," a combo of two cheeses plus avocado, tomato and pesto. I could keep listing options, but how 'bout you just go look, and eat, for yourself? 2511 S. Kihei Rd., Suite 102, Kihei, 808-879-1111. [JS]
Runner up: Paia Fish Market, Paia


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In Competition's Fifth year, Runner-Up Titles Awarded to Products from Interel and iRiS
CHICAGO – (March 11, 2014) – Hotel Technology Next Generation (HTNG), the membership association that unites the world's hospitality companies and technology innovators to solve industry challenges, announced that its hotelier members awarded the 2013 "Most Innovative Hospitality Technology Award" to InnSpire for its Guest Media Streaming product. First Runner-Up title was awarded to Interel's Augmented Reality Room Control App and Second Runner-Up was awarded to iRiS Software System's Web Valet. HTNG senior officers presented the awards at the annual HTNG North American Conference in San Diego on March 6.
Hotel members selected the winners by voting for their choice from the 18 different technology entrants, whose products covered a range of hospitality technologies and systems. Many of the entries provided guest services through mobile devices and others provided entertainment services. In announcing the awards, HTNG Vice President Monika Nerger, who is CIO for Mandarin Oriental Hotel Group, commented on the difficulty of choosing from the innovations, noting that a single point separated the top two entries.
InnSpire's Guest Media Streaming product lets guests stream their movies, photos and music to the TV in their hotel room. Streaming is achieved wirelessly, natively and hassle-free through the InnSpire box. InnSpire supports iOS, Miracast and DLNA, which results in easy, setup-free streaming for guests. Guests simply click on the Stream icon on the TV in the room to activate the function. They can wirelessly connect their own iPhone, iPad, Android phone, Windows phone or similar device; then choose their content and stream. No downloads or setup are required.
In commenting about the appeal of the winning technology, Martin Chevalley, CEO & Co-Founder of InnSpire, said, "Gadgets are becoming an ever-more integrated part of our everyday life, but that doesn't mean that everybody loves the gadgets. What people love is what their gadgets do for them. I think that Guest Media Streaming won this award because hoteliers realized that it hits the sweet spot for travelers, being able to easily use their gadget to wirelessly stream photos, videos or music of their choice directly to the TV in their room, without downloads or installations. This innovation meets that need for hotels."
The First Runner-Up technology, Interel's Augmented Reality Room Control App, offers guests an intuitive and truly international user interface, which depicts their actual room using an augmented reality concept. The room visualization dynamically changes with the status of the controlled room elements and makes the use of descriptive text obsolete. Virtualized replicas of the physical control devices appear on the application, guests can then interact with the devices in the same way they would in the actual room. The HTML5 application is hosted on 3rd party guest applications or on the hotel landing page. Push notifications inform the guests about the status of their service requests.
The Second Runner-Up, iRiS Web Valet, is a fully responsive guest facing web solution. The high-speed multilingual web app allows guests to interact with all the hotel's services and facilities including in-room dining, shopping for products both internally and externally and booking spa treatments. Content and operations management is controlled through the iRiS Guest Experience Platform, allowing content changes to be made instantly and enabling two-way messaging in any language. Jason Jefferys, CEO, iRiS Software Systems Ltd., commented, "We are delighted that our brand new Web Valet product has been announced as a winner of Most Innovative Hospitality Technology of 2013. This cements iRiS's position as industry leaders in the hospitality technology sector with this unique and fully-responsive, guest-facing web solution."
HTNG CEO and Executive Vice President Douglas Rice said, "We are delighted at the continued interest in this competition and its ability to give visibility to hotels for some of the great innovations coming from the vendor community. Prior winners have told us that the award has provided a significant boost to their credibility and sales."
Other contestants included:
The winner and runners-up can immediately start using the award's seal on product promotional information and packaging.
View our 2013 TechOvation Award Winners page here.
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Have you ever wondered why coffee shops play music? You probably don't because questioning their combination isn't even something you'd bother to ponder over. They're perfectly fit for each other that you don't have time to think about why coffee and music don't go well together.
But why are they a perfect duo? Because of three things.
Coffee and music can keep us motivated.
Whether you're using a drip coffee maker or a French press from Coffee-channel.com or not, you'll always come up with a coffee that keeps you inspired. Coffee is proven to elevate mood and give drinkers a positive feeling. And naturally, when you're optimistic, you're also motivated to do tasks. If you're doubting me, then at least believe the several scientific studies that show coffee's ability to can increase serotonin in the body, which is a significant mood influencer. They'll tell you that drinking a cup of coffee can make you a happy person.
The same goes for music. Music is usually much more appreciated when you're doing complicated tasks, say, hitting the gym. Those who dread lifting weights can easily overcome their dislike of weight training by putting on their headphones and listening to upbeat music. Cyclists and runners also use this technique to help them enjoy what they're doing and stay motivated. Even cleaning up the room or the whole house can become more bearable with music.
Coffee and music are good for the mind.
Whatever type of coffee drinker you are, drinking coffee will give you mental benefits; it can help you improve your memory skills, concentration, and alertness. We drink coffee in the morning to help us face the long day ahead. We do it every time we're sleepy because we know it can keep us awake and attentive. Coffee can even decrease stress levels and lower risk of depression. Sounds like music, doesn't it? Music is associated with keeping the mind calm and relaxed too. Depending on the type of music, we can gain a lot from it. Listening to rock music can keep most of us alert and classical music can improve our focus and problem-solving skills. Both music and coffee are beneficial to our overall health as they enhance our cognitive functions.
Coffee and music can start conversations.
Good coffee and good music are excellent conversation topics. Trying a new cup of coffee like a bulletproof coffee, finding out it's good for the health, and sharing it with a friend or a partner is a great topic to talk about. Likewise, conversing about new or underrated artists, new songs, and new albums can prevent dull conversations, resulting in better relationship with your partner or peers. Clearly, the partnership of coffee and music is just too good to be true.
Can you think of other reasons why coffee and music go well together? Tell us in the comment section below!


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Lily Florist & Decoration & 3 OTHERS
Decoration & Lighting
Lily Florist & Decoration & 6 OTHERS
Decoration & Lighting
Lily Florist & Decoration & 4 OTHERS
Decoration & Lighting
Decoration & Lighting
Decoration & Lighting
Decoration & Lighting
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Lily Florist & Decoration Review(s)
6 Review(s), sorted by :
Latest Review
11 November 2019 | Partnering Vendor at Wedding
Gak butuh ragu, karena design dan pengerjaan keren. cooperative, juga creative <3<3
23 June 2019 | Bride at Bobie & Cynthia Wedding
Such a waste of time
Hi all couples who are busy preparing your wedding now, if you're looking for a decor vendor, i DO NOT recommend Lily Florist at all. Jadi awalnya aku udah nanya2 ke tante Lily untuk dibuatkan quotation decor, tante Lily buatin quotationnya berupa tulisan kertas dgn alasan anak buahnya lg pada pulkam. Lalu aku & calon suami msh berusaha untuk nyari kecocokan dengan sih tante Lily ini krn kebetulan rekomen dari salah satu temen juga. Kita sampe datengin tante Lily ke rumahnya, lalu visit ke venue kita bareng tante Lily, dan finally kita HAMPIR AJA DP tp aku maksa untuk liat perform dia dulu di wedding orang lain. Akhirnya kemarin tanggal 22 Juni aku baru aja dateng ke wedding yg dia handle di daerah Blok M, itu jauh banget dari rumahku & saat itu aku effort banget ke sana karena semua jalanan ditutup untuk acara HUT Jakarta. Setibanya di sana to be honest, bunga2 artificialnya Lily Florist was very dirty. Pelaminan & pohonnya bagus ku akui, tapi wedding gatenya miring dong. Lalu karena calon suami masih penasaran, akhirnya dia tanya ke tante Lily perihal bunga2 yg kotor itu (by whatsapp, krn saat di weddingan tsb tante Lily pulang sblm kita sempet tanya2). Lalu tante Lily jawab dengan alasan bunganya jatuh di halaman dll. Walaupun full of excuses, okelah aku masih terima. Kemudian yg buat aku & calon suami marah besar, saat ditanya "tante bisa provide gambar detail decor untuk wedding kita nanti ga?" kalian tau setelah itu dia bilang apa? Dia bilang: "sorry, H-1 tanggal kalian tante harus di Bali decor di 2 tempat jadi tante ga bisa decor wedding kalian". Bener2 buang waktu! Kenapa ga bilang dari awal supaya kita ga perlu repot2 dateng ke wedding yg dia handle? I just read one review on this page too who said Lily Florist was disappointing, well, they were right! I also want to say to tante Lily that, i'm writing this with nothing against you. But you are very unprofessional regarding to your service. Bagi kalian yg ingin tau kebenaran dari testimoni ku ini, you can contact me via e-mail at email@example.com and i will give you all the evidences, screenshot chat dengan tante Lily & foto2 dari wedding yg ku liat decornya itu.
24 November 2017 | Client at Sudono & Griselda Wedding
Setelah bertemu dengan beberapa vendor, kami akhirnya memutuskan untuk memilih Lily Florist & Decoration dengan beberapa alasan. Some of them are : 1.) Budget friendly (setelah melihat portfolio dari Tante Lily, we thought that her work has the best value for money) 2.) Portfolio (once again, best value for money) 3.) Tante Lily (this is actually the deciding factor, as Tante Lily is very friendly and warm towards us) Unfortunately for us, it wasn't to our expectation - not even remotely close. Before I start, I just want to make it clear that my husband and I worked our asses off to pay for our wedding and since I'm the type who love a good decor, I allocated quite a big chunk of our budget for our decoration vendor - whilst in the process decreasing budget for other things. Okay, now on to the main course : 1.) First and foremost, she missed TM, even though our WO has reminded her a couple of times prior. Of course, her team came along but what they brought to the table shocked me to my very core. The sketch (yes sketch, this vendor doesn't provide 3D drawing) wasn't even finished, not even halfway through. Keep in mind that TMs are usually conducted about 3-4 weeks before the actual day, so you guys can imagine how freaked out I was. 2.) Quite a number of things that was listed on the contract was not delivered 3.) Crew on-the-day was raving mad, even my family members complained about them (they actually got scolded, unprofessional and rude) 4.) Crude and sometimes messy installation of properties, basically affecting the whole look-and-feel of the venue 5.) One of our properties (laser-cut wood) that was supposed to be hanged wasn't there. FYI, that thing was custom-made and I had to drive during ungodly hours to pick up the damn thing and yet they simply forgot about it. To be fair, Tante Lily did reach out to us and at least she asked us to meet her so that she can clear the air, but that didn't change a thing. We're still disappointed and a simple 'sorry' won't turn back time. Tante Lily, if you're reading this, I just want to make it clear I have nothing against you. I still think you are a wonderful person and I don't mean any disrespect, this is my honest opinion and I hope that you'd accept my feedback so that other bride and groom won't suffer from the same fate as we did.
09 December 2016 | Bride at David & Ellina Wedding
Beautiful decor
Thank you to Ms Lily and crew for our wedding decoration. It was exactly what we wanted. Kami mempercayakan sekali ke bu Lily untuk decor dan sesuai janji dari Bu Lily, everything was perfect. Bu Lily sangat membantu, selalu memberikan masukan kepada kami.
Vendor Reply
09 December 2016
Thank you David and Ellina
18 May 2016 | Partnering Vendor at Wedding
nice decor
Decor yang sangat bagus dari tante lily, sangat recommend sekali
Vendor Reply
26 July 2017
Terima Kasih
23 March 2016 | Partnering Vendor at Wedding
greatfull for royal wedding
Good Quality and Highly Recommended rather it has been such an amazing experience. At first , it feels like any ordinary floral service, but then it becomes more than that. They provide great service during events and after service
Decoration & Lighting
Which of the following services do you provide?
Wedding decoration, Birthday party decoration, Hand Bouquet, Lighting services
Do you provide sample arrangements?
What payment systems are available for your business?
Bank transfer
Do you offer delivery, set up, and breakdown services?
Yes, we offer full services
Minimum and maximum number of guests
[300] persons to [1500] persons
What makes your services unique?
Our decoration varies based on the theme of the wedding. We also specialize in creating hand bouquets, corsages,, table settings, and flower arrengements
Which of the following services do you provide?
Event décor, Floral design
Do you offer delivery, set up, and breakdown services?
Do you provide free or for charge sample arrangements?
Free sample arrangements
What is the style of your decorations?
Classic, Country, Eclectic, Glamorous, Modern, Nautical, Bohemian, Preppy, Romantic, Rustic, Tropical, Vintage, Cultural
If you have not worked at the ceremony or reception sites previously, would you be willing to visit the sites before the event?
If you have not worked at the ceremony or reception sites previously, would you be willing to visit the sites before the event?
We are willing to travel and scout the ceremony or reception site beforehand
Do you provide services in other cities or countries?
Do you offer free or for charge consultations?
Free consultation
What supporting equipment do you provide?
Chairs, Chair covers, Tables, Tablecloths and linens, Tableware, Centerpieces, Room or ceiling draping, Lighting, Stage or dance floor, Other Boquet, Corsage, Tree decoration
Do you offer consultations?
What type of decor (if any) do you offer?
Wedding Decorations, Birthday Party Decorations, Inauguration Party, Business Decoration, Floral Arrangements, and many more
Do you provide sample arrangements?
How far in advance should your client contact you?
6 months in advance would be great, but if they must, the latest they can contact us is 3 months before the D-Day
Do you provide services in other cities or countries?
Can you design custom Bridal Bouquets?
Yes, we can design personalised bridal bouquet
Do you provide flower preservation services?
What is the style of your floral designs?
Classic, Glamorous, Modern, Romantic, Rustic, Tropical, Vintage
Do you ship worldwide?
What services do you offer?
Bridal bouquet, Ceremony decor, Venue floral decor, Wedding accessories/decorations, Car decor, Corsages & buttonholes, Flower head-dress, Flower girls' flowers, Bridesmaid's flowers
Do you provide delivery services?
Jl. Surya Nirmala Blok II H/5 Sunrise Garden, Jakarta Barat 11520
We are here to make your wedding a memorable one, our mission is to fulfill the dreams of all the brides and grooms out there and make their special day a memorable one.
Lily Florist & Decoration is featured in 1 Bridestory Blog articles:
This vendor's Instagram account is private or has no photos to show.
Other vendors you may like
Or you may want to browse Flowers in Jakarta


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Department of Transportation spending $4 billion to test driverless cars
Rules will follow in six months.
Rules will follow in six months.
It can get data to and from your car fast.
These are brand-changers.
Luxury is the name of the game this year in Detroit.
A retro flare, especially on the inside, would have made the Conti more compelling -- or at least made a unique statement. This one just doesn't.
It even has a 400-Watt AC power outlet in the bed.
DETROIT -- Audi surprised attendees of the North American International Auto Show with a new hydrogen fuel cell-powered concept called the "h-tron quattro" concept. The h-tron bit of the name is Audi's code for hydrogen models in its range, and quatt...
Volkswagen is still very, very sorry.
It's a desert racer for your daily commute.
It has twin 10-inch touchscreens in the back.
It can even steer itself within a lane, even if there's no lane marking.
It uses eco-friendly batteries to conquer the wilderness.
Utility and luxury will dominate Detroit this week.


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The Basics to Washing Cloth Diapers
Learn How to Wash Cloth Diapers
Good for you for choosing cloth diapering! Using cloth diapers is definitely a green alternative to disposable diapers. If done right you should also save money over the long term. The rule generally is that your cloth diapers are only as green as the habits you use to care for them. Read on to understand how to wash your cloth diapers to ensure you save energy and money in the long run.
How to wash cloth diapers the eco-friendly way
Doing a half-full load of laundry daily with the heat turned up high and then tumbling them dry will not only add to the environmental cost of your cloth diapers, it will also rack up a considerable utility bill. That's because about 19% of your home energy bill goes to heating water,[1] making it the biggest cost of your laundry routine. Not only that, but your clothes washer can use up to 21.7% of the water consumed in your home.[2] But there are plenty of things you can do if you want to make your eco baby diaper choice even more green. Consider how you wash cloth diapers by choosing eco-friendly habits and techniques to further boost your natural diaper choice:
- Baking soda: Put dirty cloth diapers (after emptying solids into the toilet) into a dry diaper pail, sprinkling them with baking soda to control odors. Add some essential oils like tea tree or lavender to help mask bad smells.
- Close Velcro: Make your washable diapers last a good long while by ensuring that you fasten all Velcro tabs to prevent pilling and snags.
- Natural laundry soap: Wash with detergents that are phosphate-, fragrance-, and dye-free, such as Charlie's Soap, Ecover Delicate Wash HE, Seventh Generation Baby Laundry Liquid Detergent, Mountain Green Baby products, or Biokleen Free & Clear Laundry Powder. For more information check out our natural laundry detergent article.
- No chlorine: Never use chlorine bleach—not only does it create earth-unfriendly dioxins,[3] it will also eat away at the fibers of your cloth diapers, shortening their life. Check out our article on natural bleach alternatives.
- Full loads only: Wash only full loads of laundry to make the most out of the detergent, water, and energy that you consume.
- Low water temperatures: Avoid using hot water for your laundry by keeping the temperature below 60°C.
- Line dry: Line dry all of your cloth nappies rather than running them through the electric or gas dryer. If you want them to be fluffier, hang them dry until they're just barely damp them through them in the dryer for 5 minutes to fluff them up and dry them the rest of the way.
- Multiple children: Use your diapers for more than one child.
- Give them away: Once you're done with your cloth diapers, give them away or sell them in a secondhand shop (see above) so that another family can wear them out thoroughly.
Cloth diaper cleaning services
If you're looking for convenience in your natural diaper choices, a cloth diaper cleaning service might be the way to go, but choose your service wisely. Just like you'd want to select the greenest diapers for your baby, and then care for them with the most eco-friendly habits, so too should you demand the same of your diapering service. So when talking to them, ask the following questions:
- If diapers are provided, what fabrics are used to make their diapers? [Look for organic cotton, bamboo, or hemp.]
- How do they launder their diapers? [Make sure they keep temperatures below 60°C, ask whether they line-dry, and verify that they use natural laundry detergents (fragrance- and dye-free), and make sure they never use chlorine bleach.]
- How far do they have to drive to get to your home? [You don't want to add greenhouse gas emissions to your diapering scheme by choosing a service that comes from an hour away or more.]
1 Using Water Wisely in the Home. (n.d.). Retrieved April 13, 2010, from US Environmental Protection Agency: http://www.epa.gov/watersense/docs/waterconservation_final_508.pdf
2 Every Drop Counts: Conserve Water At Home. (n.d.). Retrieved from The University of Georgia: http://www.fcs.uga.edu/ext/pubs/hace/HACE-E-69.pdf
3 Allsopp, M. (1994, September). Achieving Zero Dioxin. Retrieved April 14, 2010, from Greenpeace: http://archive.greenpeace.org/toxics/reports/azd/azd.html


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Free Real Tractor Farming Simulator 2018 Spiele Apps Neueste Version Download Für PC Windows
Real Traktor Farming Simulator 2018 Free Download Games Apps für PC Windows 7/8/10 / XP.Real Traktor Farming Simulator 2018 Spiele Apps Vollversion Herunterladen für PC.Herunterladen Real Traktor Farming Simulator 2018 Apps neueste Version für PC,Laptop,Windows.
The description of Real Tractor Farming Simulator 2018
Start your agricultural career in Real Tractor Farm Harvesting on your device.
Farming game is a new concept where you will feel like a virtual farmer. Use modern farm and heavy machinery to experience the life of a tractor farmer. After a truck simulation game now we are provide a beautiful farming and fantastic tractor farmer game. In farming simulator games you see the complete farming process. Grow your crops and sell them to the market for the farm money. But before this ferma you will have to go through the complete process of growing the crops. Ploughing the field, then spraying the insect killer, irrigating the fields tractor and all the rest of the work required for the farming. There are farm games different crops are available harvesting game wheat, sugar cane, etc.….
Do you know that how people harvest in ancient time simulation game? They face many snags throughout such process when there was no development in machinery. Man had to work several days in fields. Now a days this concept has been fully changed that farming is the villager work it doesn't roller worth tractor games. Now we can easily do this work in some hours without any hurdle with the help of modern harvester machinery. Get ready to work in field tractor simulator. Pick up your device install this Tractor Farm and enjoy it.
You are enjoy farm game different amazing multiple levels. Each level are completed you get the new model of modern tractor 2018. With beautiful free simulation games and hd graphics 3d environment. You are chose the different farming machines in farming games. With different types of crops wheat, vegetables etc. Then choose the fertile land plough it and make path for seed with the help of drill machine attach with your tractor, transfer the animals from village to city for sale. If the animals are now able to sell. So, load the animal on your cargo animal truck and go toward city side and selling the animals.
Merken! If the fuel of tractor ran out before the farm simulator completion of your mission or level then your level will fail farm sim and you have to try again same level.
Real Tractor Farm Harvesting 2018 Eigenschaften:
• New 3D graphics and a slick user interface.
• Take good care of your crops and sell them to market to earn profit.
•Amazing farmer experience in this harvesting simulator games.
• Manage your farm and harvest your crops.
• Realistic tractor farming
• Drive farming tractors and a combine harvester
Wie starten Real Traktor Farming Simulator 2018 Apps für PC,Laptop,Windows 7/8/10 / XP
1.Download und Installation von Android-Emulator auf PC.Click "Herunterladen Emulator" herunterladen.
2.Führen Android Emulator auf dem PC,Laptop oder MAC.
3.Open Android Emulator for PC import the Real Tractor Farming Simulator 2018 Apps-Datei von Ihrem PC in Android Emulator zu installieren.
4.Install Real Tractor Farming Simulator 2018 APPS for PC.Now you can play Real Tractor Farming Simulator 2018 APK auf PC.


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Nineteenth-Century Library
Access to the collection for subscribers
In this collection are published works of the 19th century of all kinds: novels, essays, poetry, theatre, critique, history. We propose, in the traditional spirit of Classiques Garnier, philological and erudite editions, so that the modern reader, be he/she student or general public, can have access to the literature and thought of the 19th century. The reader will find here works recognised as classics and others which deserve discovery.
102 Items per page


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Comprehensive Financial Planning
Every investor is different, with different goals and different portfolios to reach those goals. At GRAnderson Wealth Management Group, we have the ability and resources to consider all your financial issues and then, most importantly, coordinate the strategies that will address all those issues – not just some of them. For instance, you might want to focus on sending your kids to college, but you don't want to forget about your retirement needs, either. How do those issues intersect with your estate planning … and is there an annuity that we need to consider? We have the answers to your financial questions.
Other elements that will affect your financial plans: current income, projected income, personal budgets, taxes, insurance, credit rating, and more. Financial planners at GRAnderson Wealth Management Group can get their arms around all of it. They have the education, the software, the experience, and the analytical skills to solve your problems … and help YOU understand the entire process.


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The annual National HRM Summit, organized by AIMA, is one of the most prestigious platforms in the management calendar of the country and sees participation by the HR fraternity across Industries.
Internet of Things, advanced analytics, and artificial intelligence technologies are paving way for an increased automation in the corporate sector. CIOs, accustomed to outsourcing IT tasks previously conducted in-house to a host of cloud software purveyors, will begin working several more vendors providing AI, robotics, IoT and other solutions that make good business sense for their companies. That will require organizations to realign not just IT processes, data models and rules but also policies into a cohesive platform that can be managed and extended across the business. Automation will advance us away from managing, monitoring and building to brokering. We must help manage the transition for customers, employees, vendors, and partners to new automation technologies.
The pace, nature, and ubiquity of technological change will have significant impact on job availability, access, and quality. Many jobs will be replaced by automation and intelligent robots while new jobs are created and existing jobs take on new and different tasks. Enabling more people to benefit from this era of technological change is in the best interest of business. The new era will be exciting and by automating work tasks, the capacity of workforce may lead to increased business productivity.
Considering the above imperatives AIMA organised its 14th HRM National Summit on 1st December 2016 at New Delhi. The theme of the Summit was -"Jobs in the Era of Automation"
The Summit was led by Mr T V Mohandas Pai, Sr. Vice President, AIMA and Chairperson, Manipal Global Education Services. KPMG was our Knowledge Partner.
The key speakers who addressed the summit include P Dwarakanath, Head - Group Human Capital, Max India Ltd; Pramod Bhasin, Founder, Genpact and Chairman, The Skills Academy; Rajesh Magow,Co-Founder & CEO – India, MakeMyTrip India Pvt Ltd; Hitesh Oberoi, Managing Director & CEO, Info Edge India Ltd; Richard Rekhy, Chief Executive Officer, KPMG in India; Vineet Nayar, Founder Chairman, Sampark Foundation and Former CEO, HCL Technologies; Muniinder K. Anand, Director, People & Change Advisory, KPMG in India; A Thirunavukkarasu, President - Corporate HR, JK Organisation (EZ); Kalpana Awasthi, Director General, National Productivity Council; Rajan Saxena, Vice Chancellor & Distinguished Professor, SVKM's Narsee Monjee Institute of Management Studies (NMIMS) University; Biplob Banerjee, Executive Vice-President-Human Resources and CSR, Jubilant FoodWorks Ltd; Manish Singhal, Founding Partner, pi Ventures, Nishchae Suri, Partner and Head, KPMG Academy
The Summit featured some of the top HR professional from the country and deliberated upon a topical theme attracting delegates from Industry, Government, Media and Academia. Over 250 professionals from across India participated in the Summit.
White Paper Competition:
In view of the envisaged challenges for the workplace of future, as part of the Summit, AIMA organised a White Paper Competition on the theme "Jobs in the Era of Automation" along with the daylong Summit. The competition provided an opportunity to encapsulate how your organization can overcome the challenges in the era of automation. The Top 3 winners were Felicitated with award Trophy and Certificates during the Inaugural session of the Summit. The Winner of the competition was Tata Consultancy Services, Infosys Limited was the 1st Runner Up and Hella India Automotive Pvt Ltd was adjudged the 2nd Runner Up.
For Details Please Contact:
Mansoor Hassan
Manager – Centre for Management Development Programmes
All India Management Association (AIMA)
Management House
14 Institutional Area, Lodi Road
New Delhi - 110003
Mobile: +91 9540060166
Direct: +91 11-24608511
Email: email@example.com
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Next time you find yourself elbow deep in a bowl of hot chips – blame your brain. Groundbreaking research has found that foods high in both fat and carbs trigger the brain's reward circuits more than fats or carbs alone.
The findings explain why processed foods like doughnuts, chips and chocolate are particularly hard to resist. The study – published in Cell Metabolism – put 206 adults through brain scans while they were shown photographs of different fatty foods, sugary foods and foods featuring a combination of both. Not only did the fatty-carby foods elicit a greater response in the brain's reward centre, participants also reported that they were willing to spend more money on those particular treats.
"The biological process that regulates the association of foods with their nutritional value evolved to carefully define the value of a food so that organisms can make adaptive decisions," the study's senior author Dana Small said in a statement.
"Our participants were very accurate at estimating calories from fat and very poor at estimating calories from carbohydrate and our study shows that when both nutrients are combined, the brain seems to overestimate the energetic value of the food."
The research demonstrates that our brains have two separate "systems" for assessing fatty foods and carb-heavy foods, and determining whether we want to eat them. However, when confronted with the combination of both – often found in a range of modern, processed foods that are rarely found in nature – our brain can't handle it because it hasn't evolved to comprehend it.
These findings might also explain our current obesity epidemic.
"In the modern food environment that is rife with processed foods high in fat and carbohydrate — like donuts, French fries, chocolate bars, and potato chips — this reward potentiation may backfire to promote overeating and obesity," Small said.
Source: Read Full Article


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Long before we e-mailed, texted, and Instragramed, we sent the sweetest of messages on their way with a stamp.
The Smithsonian's National Postal Museum is the ideal place to look back—and forward—to the role that mail plays in bringing us together. The museum boasts stunning displays and interactive exhibits in the new William H. Gross Stamp Gallery, the largest in the world, which provide a fascinating look at American culture and history in postage-sized morsels. Get a glimpse, too, at how new tech developments are expanding mail's boundaries.
Drinks, music by DJ Trayze, dancing, and more await behind the glowing windows of the historic City Post Office Building. Who knows what the night might deliver for you?
And since happy endings sometimes start in near-misses, enjoy a special presentation by Story League, D.C.'s popular live storytelling organization, of funny true stories inspired by some of the romantic, comic, and downright odd messages from the Missed Connections postings on Craigslist ("We work in the same building"…"Candy Crusher on Yellow Line"…"You were buying pipe at Home Depot"). Submit your own "Missed Connection" video by Feb. 10 to enter a drawing for two Signed, Sealed, Delivered VIP tickets! Runner-up prizes also available.
Turn a famous love letter from history into your own, Mad Libs-style. Craft a handmade card for your crush by using vintage postage, ink stamps, washi tapes, and specialty papers. Then send it on its way using a stamp with your own photo, created on the museum's nifty touch-screen system.
Cash bar. Must be 21 years old with valid photo ID to attend.


text: Full_Name: Pierangelo Masarati Version: HEAD OS: Irrelevant URL: ftp://ftp.openldap.org/incoming/ Submission from: (NULL) (220.127.116.11) Schema matching rules do not work. Whan using matched values control to extract schema items, the sequence is numericoidValidate(), which fails if anything but an OID is used, followed by firstComponentNormalize(), which fails if anything but "( OID..." is provided. So there's no way a macth can occur. So ldapsearch -b 'cn=subschema' -s base -E mv="(attributeTypes=\28 220.127.116.11 \29) fails because there's more than an OID in the value, while ldapsearch -b 'cn=subschema' -s base -E mv="(attributeTypes=22.214.171.124) fails at firstComponentNormalize() because there are no brackets. I guess the solution would be to relax constraints in firstComponentNormalize(), and let it skip brakets if they're there without requiring their presence. p.


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FDOT Emergency Travel Alert - For information on the current situation, please vist the following page - Alerts.
SR 7 Extension
District Office
Gerry O'Reilly
District Four Secretary
3400 W Commercial Blvd
Fort Lauderdale, FL 33309
Tel: 954-777-4091
Fax: 954-777-4191
E-Mail Us
Additional Contacts
Staff Directory
The Florida Department of Transportation (FDOT) has completed the Project Development and Environment (PD&E) Study to extend SR 7 from SR 704 (Okeechobee Boulevard) to Northlake Boulevard. The purpose of this study was to develop several viable alternatives and evaluate each one for potential impacts with respect to social and environmental concerns. Public input played a vital role throughout the process.
The proposed improvements include the widening of SR 7 from two to four lanes from Okeechobee Boulevard to 60th Street and construction of a new four lane divided facility from 60th Street to Northlake Boulevard. Bicycle lanes, sidewalks, and roundabouts are included as part of the improvements. This project is now in the design phase. The final PD&E Study documents are available on the Documents & Publications page.
Study At-A-Glance
Project Start Date
PD&E Study Completion Date
February 2015
Estimated Completion Date for Design
May 2021
Estimated Completion Date for Construction
Fourth Quarter 2024
Construction Cost
$69 million
Lengths and Limits
From SR 704 (Okeechobee Boulevard) to Northlake Boulevard in Palm Beach County
Design Project Manager
Mr. Fausto Gomez, P.E.


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Gary W. Lehman
Gary Lehman is a Chicago based visual artist. He captures the emotional and physical characteristics of a subject through gestures. The subject matter consists of emotional charged spaces, buildings or events. Currently he is working on a variety of linoleum block prints, which best characterize his linework and artistic style.
He has completed artwork across a range of media but all of it reflects is personal style. Currently he is working in a printmaking media and relief sculpture.
Services Offered:
- Exhibition Opportunities
- Illustration
- Printmaking Commissions


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Since 1987 Kathleen has been developing sensitivity of touch by blending various massage and body work techniques, helping clients deepen their relationship to their bodies. Kathleen believes we all know intuitively that health touch transmits a true sense of caring and generates a form of nourishment that cannot be recaptured in any other manner or form.
Ortho-Bionomy® The Gentle Body Work
Ortho-Bionomy® honors the instinctive wisdom of the body, facilitating self healing to occur as the body remembers its natural ability to move away from pain or tension and towards ease.
Instead of trying to stretch a muscle that is tight, in Ortho-Bionomy® we compress into it, giving the body direct feedback that the muscle is "stuck" and allowing the muscle fibers to slide apart. More precisely, through positioning, gentle touch and focused compression, our proprioceptive reflexes at the joints and the stretch reflex in the muscles are activated. Since our bodies naturally seek balance and more efficient function, the system will self-correct once it becomes aware of the imbalance.
Access Bars
Thirty-two points on the head, which we call Bars, are where we store all thoughts – ideas, beliefs, considerations, emotions and attitudes that we think are important in our lives. When Bars are "run," it's like hitting the delete button on a computer. Running the Bars literally deletes certain thought files so that some of our thoughts are no longer in our life file, and they don't automatically come up. Brain waves actually slow down when we have our Bars run, allowing behavioral patterns, belief patterns and points of view that we have been running from childhood to be accessed. Getting your Bars run literally changes the probability of future possibilities. Running the Bars is about learning to receive. You start to become more aware, more present in your life, and your past doesn't project into the future in the same way. Bars Mantra – "All of life comes to me with ease, joy and glory."
Phoenix Rising Yoga
Kathleen is a student of Phoenix Rising Yoga. She is certified in Levels I and II and will continue her studies for Level III and full certification. Phoenix Rising Yoga is one of the fastest growing Yoga-based body-mind therapies. Phoenix Rising Yoga is a Yoga-based, client-centered form of body work within a safe, supportive environment. It allows you to explore the relationship between what's happening in your body and what's happening in your life. This can include a release of physical and emotional tension, leading to a better self-understanding. Non-directive dialogue gives you the opportunity to describe your experience as it's happening.
Kathleen's work now includes a blend of all of these techniques. Promoting life-long health, relaxation and vitality at Still Point Center, Kathleen believes these techniques will help you to explore and celebrate inner awareness, self-expression and powerful personal transformation. These are truly techniques for mind-body-spirit-emotions. Kathleen believes in creating and holding sacred space.


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Soil is made up of nutrients, minerals, water, and organic matter. It covers the surface of the earth and plays a vital role in nourishing our ecosystem. Soil has many purposes and can be used in a variety of different ways, across a variety of different industries, including, most commonly, landscaping, agriculture, building and domestic home use.
Compost also plays an important role in nourishing the environment as it boosts and plant health and improves the resilience and productivity of farming and large scale growing systems. Compost helps to build and maintain healthy soils it also serves to help plant life the nutrients found in soil.
All of the different types of soils and composts we make and stock at Earthborn have one thing in common; they all have the Earthborn 'Stamp of Approval'. We are very strict in assuring that all soils and composts that pass through our doors are of the highest quality.
All of our mixes, including soils, compost, mulches, bark and potting mix - both specialty and standard - are tested to relevant industry and Australian standards and must prove their strength against five key criteria.
Read more about Earthborn compost.


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Our Design Homes on your land
Own your own land but not entirely sure what house you would like to build on it?
At Henna Homes we offer plans with our designs of homes, units or town houses for you to put on your block of land saving you thousands by not paying stamp duty on pre-built House & Land Packages.
You've seen a plan that you would like to build on your land but not sure what the next step is?
We like to keep everyone in mind at Henna Homes, from first home buyers,investment owners or people wanting to upsize or downsize their homes. We work with everyones different needs and budgets.
We believe it's about making it much easier on you and your back pocket.


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The Garland Cult
Releasedate: Jul 1, 2010
Catalog no: EFS-IA-035
After several successful collaborations on previous releases The
Garland Cult has evolved from its first steps as a side project from
Empire State Human to a full fledged band with its own dedicated
following. On this, the final release from this Irish duo, Aidan and
Lar has fulfilled their goal in completing a marvelous album with the
blend of glitter and pop that has become their trademark.
Along its brand new neighbors the previous single "Ether" has been
reworked in an even more beautiful version. Other tracks worth
mentioning are the Holly Johnson cover of "Feel Good" and "Perfect
Beat (Take Me To LA)" which features the talented Qubiq, most known
for his brilliant remixes of other contemporary artists.
The Garland Cult has also teamed up with Robert Kiraly on the Scott
Walker cover "30th Century Man" and Impostor on "Tantalize". The album
that contains 11 songs, ranging from the low key "The Raven" to the
thoughtful "Holly Makes A Beautiful Star" dedicated to the late Derek
'Holly' Cantwell to the glittering disco in "Perfect Beat (Take Me To
LA)". In other words, this album has it all without getting fuzzy and


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If you feel like your controls are slow/sluggish, you can change your mouse sensitivity in your ROBLOX settings! ____________________________________________________ ROBLOX Premium gives 2x XP, 1.6x Coin gain. ____________________________________________________ Controls: W - Accelerate S - Decelerate / Brakes A - Left Roll D - Right Roll R - Reload I - Engine G - Gears Left Mouse Button - Fire all Weapons 1 - Fire Machine Guns 2 - Fire Cannons Z / Right Mouse Button - Zoom In V - Free Look B - Change Camera View H - Toggle Aerobatic Smoke X - Lock onto another plane (Locked enemy planes will show lead indicator within 1 km) J - Bail out _______________________________________________ 📅 Follow us for news and announcements about the game! - https://twitter.com/r_WingsOfGlory _______________________________________________ 💬 Chat with the community! - https://www.roblox.com/Groups/Group.aspx?gid=2701795
Private Servers
This game does not support Private Servers.
There are currently no running games.


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Crafted from 100% polyester jersey, the Mackay Long Sleeve T-Shirt is a comfortable and durable work out style. Moisture wicking technology helps to draw moisture away from the body, keeping the wearer cool and dry while exercising.
Moisture Wicking: Designed to move moisture away so it dries quickly, rather than absorbing wetness
100% Polyester
Machine wash 30 degrees with similar colours


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Customer Portal
Our most popular range of flush fit composite doors, available in a multitude of styles and colours, including double-doors, stable doors and our innovative door-and-a-half. Also available in a wide choice of locking and hardware options, including contemporary stainless steel finish.
Our offering is designed to deliver a wide range of customer product needs, along with a comprehensive range of upgrade options. The Sovereign Collection range of composite doors include the following options:
Energy performance is a key component of our product offering with all Masco UK Fabrication sealed units manufactured in-house to deliver the ever growing energy performance needs - both from a WER and U-Value perspective. Our Sovereign Collection Doors deliver the following performance:
White RAL 9016
Black RAL 9005
Blue RAL 5004
Green RAL 6009
Red NCS S3560-Y90R
Light Wood
Dark Wood
Duck Egg Blue RAL 5024
Chartwell Green CSP029
Slate Grey RAL 7015
Merry Berry CSP007
Anthracite Grey RAL 7016
Agate Grey RAL 7038
French Grey
Bespoke Colour Selector
In addition to our colour range, you can have virtually any colour entrance door.* Simply provide your colour choice and RAL reference code and we do the rest.
* Not available in metallic colours.


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Forgot password?
Infants School - 1952 - Class 2
Can you add some more names to these faces ? I can see Pat Funnell ( 3rd from right standing ) and Martin Hills in back row ( 4th from right )
I think I can put three more names to this photo. At the back row R - L looks like my old mate Patrick Franklin, next to him I think is Brian Haywood and on the other end third from the left looks like Alan Farley. I reckon that I should have been on this picture but knowing me, I was probably "sent in". Anybody know what became of Paddy Franklin, as I would like to know. We lost touch when I moved to Somerset.
Back row from left. 1 Ron Parker, 3 Alan Farley, 6 Martin Hills, 7 Brian Avenall, 8 Richard Hayward (my brother) 9 Patrick Franklin. Middle row from left, 3 ? Ranger, 5 Pat Rayner, 11 Pat Funnell. Front row, 2 Robert Baker, 5 Dawn Tapp, 6 Sheila Clark, 8 Rod Vinall, 9 Brian Sanders, 10 Nick Woolgar. Very front row seated on the floor, 2 Micheal Nunn, 4 David Bain.
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Our Newhaven > http://www.ournewhaven.org.uk/
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No Plan B vending machines at CSUEB
Kali Persall,
Managing Editor
May 3, 2017
Gone are the days of embarrassing store purchases and unnecessary physical examinations; buying condoms, pregnancy tests or emergency contraceptive is now as simple as shoving some bills into a vending machine, at least at UC Davis. On April 21, a project headed by senior Parteek Singh to make re...
Who was little girl buried under San Francisco home?
Matthias Gafni,
East Bay Times
June 2, 2016
Ever since construction crews dug up the ornate, 19th century casket of a blond-haired toddler holding a single red rose from beneath a San Francisco home the question remained: Just who was this little girl? In the weeks since workers unearthed the small, airtight coffin adorned with two glass windows ...
Eradication of 'sudden oak death' disease is no longer possible in California
Louis Sahagun,
Los Angeles Times
May 4, 2016
Over the last two decades, California and the federal government have faced harsh criticism for failing to take stronger actions to stop a highly contagious disease that has killed millions of trees along coastal regions from Big Sur to portions of Oregon. Now, a new computer modeling study suggest...
The drought through the eyes of an almond farmer
Tremayne Wilkins,
July 8, 2015
Almonds have been a topic of debate ever since the drought became a serious issue. According to Business Insider it takes farmers one gallon of water to produce a single almond. This situation begs the question: What would happen if farmers in California stopped growing almonds? Two-thirds of the alm...


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Communication is the backbone of any organization. In business, reputation and credibility need to be built up in order to get clients' trust and confidence. Having a sense of professionalism brings a lot to the business, especially in a long term relationship with employees and clients. Business communication encompasses not only communicating with external contacts but also with employees within the organization. This will aid the business in being well-organized and every matter whether it is a problem, an inquiry or a sales letter will be attended to properly and promptly. The main modes of communication used for Communicating with Clients and customers are mentioned below:
- Call Center
- Emails
- Letters
- Sms
- Team Viewer/Gtalks
- Face to face interaction
- Video Conferencing
Call Center
In order to ensure smooth flow of information a dedicated call center has been set up at the Head Office. The Call Center has got 30 direct lines with a dedicated call center executive for each department. An interactive exchange has been installed to manage the flow of call within the organization. All the queries and complaints are handled by the concerned department to ensure proper resolution of complaint. The calls are monitored by the senior officers on regular basis to keep a check on the call handling skills and feedback is provided from time to time for further improvement of quality. An outbound call system is also available in each department that is used to disseminate important information to the Business Associates. Some of the important features of the call center are listed below:
- Dedicated Call Center
- 10 lines
- Query Handling
- Troubleshooting
- Processes & guidance
- Dissemination of Information
Emails are the most widely used mode of communication in our office. The major benefits of email as a mode of communication are:
- Can share huge database
- Can provide detailed step by step instructions
- Cost effective
- Overcomes the language barrier
- Can be standardized
- Can be used saved a record for future reference
Keeping these benefits in mind emails are used as a major mode of communication for sharing all integral information. Many emailing techniques like mail merge are used to send same emails multiple users at the same time. Standardized circulars designed in a professional manner are used for communicating all the important information. All the departments have their separate official email addresses that are used for sending and receiving emails. All associates are invited to send their queries and complaints at designated email address for prompt resolution. All incoming emails are regularly checked and promptly answered. All the complaints raised via emails are registered in the complaint management system for further processing.
All incoming and outgoing emails are monitored by the senior officers on regular basis to keep a check on the query handling skills & complaint resolution processed and timely feedback is shared for further enhancement of quality.
Letters are the oldest mode of communication for all kind of business set ups. Even in today's tech savvy world letters play their own vital role as mode of business communication. Letter writing helps put something concrete in hand that helps one iron out a position or reinforce something we may have talked about. Even after you personally meet and talk to them, it is most appropriate to follow up with a letter.
Letters are one of the widely used communication system in our organization. Whenever important or concrete information has to be shared a formal letter is sent. To keep a check on all the letters sent from our office a centralized database is maintained and a unique reference number is allotted to each letter.
The mobile channel is fast becoming an important component of business communications strategies worldwide. SMS or text messaging is an effective tool for business communications because of its simplicity, ease of use and reach. SMS is available on virtually all mobile phones and over all mobile networks with a reach of 5 billion phones worldwide, making it the world's most pervasive communications technology.
In our organization sms is being used as supporting mode of communication. We have an official account on way to sms that is used to send bulk sms to associates. SMS is sent as a reminder for all the important dates and deadlines. We have observed that this mode is especially useful where an immediate action is required.
Team Viewer/Google talks
Team Viewer connects to any PC or server around the world within a few seconds. You can remote control your partner's PC as if you were sitting right in front of it.
All we have to do is start a small application, which does not even require installation or administrative rights. This software is installed on all the PCs of our associates and is used for trouble shooting and technical support related to ERP. This helps us to overcome the physical distance and connects us virtually to the client.
Google talks commonly know has Gtalks is an instant messenger that is used in our office to maintain communication system with the business associates. All the associates in the network are added in contact list of the Zonal Heads and they can chat with them anytime for any official purpose. This has also helped us build good rapport.
Face to Face Interaction
In this computerized age, we may wonder why we should improve our interpersonal communication but actually all other mode of communication can't eliminate the need of personal interaction as this mode gives us an opportunity to add a personal touch to our communication. In order to build good rapport with our associates we follow the following system to ensure timely face to face interaction:
- Meetings
- Workshops
- Routine visits by Regional Executives
- Conducting business meet at Head Office
- Trainings


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No Money Down on Chapter 13 Cases
For Qualified Wage Earners!
Chapter 7 Bankruptcy from $850
Phone and Video ConsultationsAvailable Today!
Debt can be felt by more than just a personal homeowner or a struggling unemployed individual. Businesses and corporations are also at risk of incurring more debt than they know what to do with. In these cases, big businesses can also file for bankruptcy just as individuals can. While corporations and large businesses are not eligible for Chapter 7 and
Chapter 13 filings, they can default to Chapter 11 which serves the same purpose but on a different level.
A bankruptcy attorney can assist in the legal
process involved in filing for Chapter 11 cases. This type of
debt relinquishment is commonly referred to as reorganization bankruptcy because it calls for the restructuring of a corporation or partnership in order to keep the business going. Creditors will be paid off over a specified period of time. Similar to other forms of bankruptcy, there is a
timeline that can be expected when declaring bankruptcy of a Chapter 11 class, and
resources are available to help at each stage of the process.
There are many more benefits than hindrances to bankruptcy, especially when your debt has accumulated to the point of no return. Common negative perceptions exist when it comes to bankruptcy, but these are usually formulated based on
myths that have been generated about the process. Unlike many believe, there is a great sense of relief to be gained from the relinquishment of your debts or the restructuring of your business. No longer will you need to worry about how to pay off the pile of unpaid bills on your desk or how to make the
tax payments you owe. You and/or your business will be relieved of these stressors after successfully declaring bankrupt and beginning anew.
Hiring a bankruptcy attorney from Bizar & Doyle, LLC will open the door to
life after bankruptcy. With more than 40 years of experience to our name, there is little in the way of debt that has not been handled by one of our skillful lawyers. Each member of our team has dedicated himself to the successful filing and outcome of bankruptcy and debt cases. You can rest assured that choosing to work with our firm will provide you with nothing short of the ease and comfort that have been missing from your life since the time that your debt began to accumulate.
Begin your debt-free future today with the help of an attorney from our firm. Contact a bankruptcy lawyer today to learn more.
Loop Office
123 W. Madison Street
Suite 205
Chicago, IL 60602
South Side Office
10336 S. Western Avenue
Chicago, IL 60643
Rosemont Office
5600 N River Road
Suite 800
Rosemont, IL 60018
Southwest Suburbs
15255 S. 94th Avenue
5th Floor
Orland Park, IL 60462
Far North
1800 Nations Drive
Suite 117
Gurnee, IL 60031
Western Suburbs
1444 N. Farnswoth Ave.
Suite 1018
Aurora, IL 60505
Joliet Office
Lincolnshire Business Center
1000 Essington Road
Suite 155
Joliet, IL 60435


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Nicki Minaj's most prized asset. Photo: Julien Boudet/BFAnyc.com
With all the pandemonium over Kim Kardashian's Paper magazine winter cover shot by famed photographer Jean-Paul Goude, it is easy to forget the other stars who are also famous in part for their exceptional curves.
Being blessed in the derriere region is something that should be celebrated, and we are doing just that. These stars may have not glazed there prized possession with baby oil, but they totally could.
1. Jennifer Lopez Photo: John Salangsang/BFAnyc.com
2. Serena Williams Photo: Billy Farrell/BFAnyc.com
3. Scarlett Johansson Photo: Joe Schildhorn/BFAnyc.com
4. Beyoncé Photo: Joe Schildhorn/BFAnyc.com
5. Sofia VergaraPhoto: Billy Farrell/BFAnyc.com
6. Halle BerryPhoto: Billy Farrell/BFAnyc.com
7. Khloe Kardashian Photo: Julian Mackler/BFAnyc.com
8. Eva MendesPhoto: Billy Farrell/BFAnyc.com
9. Iggy Azalea Photo: Will Ragozzino/BFAnyc.com
10. Kate Upton Photo: Benjamin Lozovsky/BFAnyc.com
11. Jessica Simpson Photo: Leandro Justen/BFAnyc.com
12. Coco Austin Photo: Ross White/BFAnyc.com


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VTE Incidence Reduced Thanks to Cross-Disciplinary Approach
A collaborative effort co-led by a nursing director and involving multiple disciplines across the University of Chicago Medicine, has significantly reduced potentially preventable venous thromboembolisms (VTE) in our patients.
Medical and surgical nurses, staff nurses and nurse assistants as well as physicians, physical therapy, pharmacy, Supply Chain, Support Services, Risk Management and CBIS-EPIC teamed up to assess and address VTE rates in the medical center. A VTE Reduction Task Force convened for the first time in January 2014, kicking off with a LEAN "just do it" event.
Gretchen Pacholek, MSN, RN, Director of Surgical and Multispecialty Services and Vivek Prachand, MD, Chief Quality Officer of the Department of Surgery and Director of Minimally Invasive Surgery, are co-leaders of the project.
"The task force worked in partnership to be sure the message was consistent and that each discipline knew the overall goal and focus," Prachand said.
Among the initial task force recommendations were the development of care standards and expectations and the purchase of enough alternating leg pressure (ALP) pumps for every patient receiving care in the Center for Care and Discovery, Mitchell and Comer Children's Hospital.
"Once we had all the pieces of the puzzle, everything happened quickly," Pacholek said.
Nurse educators raised awareness and trained the nursing staff on the new care expectations.
Supply Chain worked with several nursing units and the Med-Surg Value Analysis Team to conduct a trial testing ALP machines and sleeves from two manufacturers.
"We chose a new supplier based on feedback from the nurses who trialed the products," explained Dylan Stark, a Sourcing Category Leader in Supply Chain. The purchase of Medline ALP and sleeves also resulted in significant cost savings.
Prachand noted another key adjustment: the opportunity to order chemoprophylaxis and mechanical devices was incorporated directly into all admission and post-operative order sets. "Not only did this serve as a reminder for physicians to consider VTE risk for all of our patients, it also made it easy to order the appropriate measures within the workflow of patient care."
Pacholek and Stark called the implementation of the initiative flawless. Quality and risk management tracked VTE data. The go-live in May was followed by seven months with no incidence of potentially preventable VTEs among our patients.
"Communication and teamwork among the different disciplines were the keys to success,"
Stark said. Pacholek agrees and called the project one of the best collaborative efforts she has experienced at the medical center.
"The nurses now have the supplies and the training they need to give excellent care to every patient," she said, "It's a great start, but in the spirit of LEAN, we'll work on continuous improvement."