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A Minyan of Women
Family Dynamics, Jewish Identity and Psychotherapy Practice
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Book Description
This book explores the diverse manner in which family dynamics shaped Jewish identities in ways that were unique and directly connected to their experiences within their families of origin. Highlighted is the diversity of experience of ethnic identity within members of a group of women who are similar in many respects and who belong to an ethnic group that is often invisible. Jewish people, like members of other ethnic groups are often treated as if their identities were homogeneous. However, gender, social class, sexual orientation, factors surrounding immigration status, proximity of family members to the holocaust or pogroms, the number of generations one's family has been in the US and other salient aspects of experience and identites transform and inform the meaning and experience by group members.
The book explores these diversities of experience and goes on to highlight the way in which the intermingling of family dynamics and subsequent Jewish identity in these women is manifested in the practice of psychotherapy.
In 2012, the book had been awarded the Jewish Women Caucus of the Association for Women in Psychology Award for Scholarship, for that year.
This book was published as a special issue of Women and Therapy.
Table of Contents
Foreword 1. Introduction: A Minyan of Women: Family Dynamics, Jewish Identity and Psychotherapy Practice Narratives 2. Sara, Without the ''H'' 3. A Jewish Woman Who Celebrates Nature 4. Being Jewish and Being a Psychotherapist 5. The Jewish Nonsheep as Lesbian Feminist Therapist 6. From Hidden Child to Godless Jew: A Personal Journey 7. Nu! You Make a Living at This? 8. A Journey From the Big Apple to the South and Beyond 9. Jewish in Alaska: Scanning the Room 10. Somewhere Else: The Geography of a Life 11. Beyond Silence and Survival 12. A Process Without End: Seeking the Unrealized Yet Irrepressible Aspects of Self 13. Elijah's Ghost: A Female Jewish Therapist Explores the Legacy of Love, Fear, Social Action and Faith 14. French, Catholic, Jewish. Outsider Within 15. From the Outside, Looking In 16. Culture as Both a Lens and a Veil 17. Am I Jewish? 18. Reflections on a Carpathian Legacy 19. I've Always Known I'm Jewish, but How Am I Jewish? 20. I Am the Rabbi's Daughter 21. How I Lost My Yiddische Kop and Found It Again: The Un-M-Bellished Truth 22. Journey to the Start of Day: Ancestry, Ethnicity, and My Work as a Clinical Psychologist 23. Growing up Jewish: The Shaping of One Activist 24. My Names 25. On Being and Not Being Jewish: From Pink Diapers to Social Activist=Feminist Commentaries 26. One Particular Minyan 27. On Poets, Revolutionaries, and the Power of Naming 28. Looking Beneath the Surface: Trauma, Invisibility, and the Negotiation of Identity in the Minyan 29. Leah with an ''H'' or How I am Jewish, But Not Really 30. Speaking Truth to Power in the Minyan 31. Healing the Self, Healing the World: A Feminist Journey 32. Memories, Reflections, and Questions 33. The Minyan: Through the Lens of a Black Child of Harlem 34. Culture and the Self: On Paradoxes and Contradictions 35. Mazel Tov Epilogue 36. Intersectionality and the Complexity of Identities: How the Personal Shapes the Professional Psychotherapist
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Beverly A. Greene is a Professor of Psychology at St. John's University and a practicing clinical psychologist in New York City. The author of nearly 100 publications, nine are the subject of national awards that include the APA Division 35 Psychotherapy with Women Researh Award (1995, 1996, 2000), The Association for Women in Psychology's Women of Color Psychologies Publication Award for making substantial contributions to the psychological literature for raising the visibility of previously overlooked populations.
Dorith Brodbar, MA, MS. Ed, PhD is a counselor at the Borough of Manhattan Community College of the City University of New York and a clinical psychologist in independent practice at Lindenhurst, N.Y. Dr. Brodbar has worked with deaf individuals and their families in academic and clinical environments including six years with deaf mothers and their hearing children in the Parent-Infant Therapeutic Nursery Program at the Lexington Center for Mental Health Services.
"A Minyan of Women is a marvelous, eclectic, inspiring collection of writings about family dynamics, Jewish and intersecting identities. Most are personal narratives, while others are commentaries written by colleagues and allies from different cultural backgrounds and religious identities.
There can be an initial discomfort in hearing/reading how one's primary culture and identity is perceived by another, but in reading this book, sitting with and through that discomfort led to a more compassionate, multidimensional framework for understanding Jewish identity as it impacts self, family, clients and colleagues, as well as community."
--Jewish Women Caucus Award for Women in Psychology Committee


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We specialise in the following core areas: Packaging machines, mostly special applications; capsule testing machines (coffee, tea etc.); restructuring and retrofitting of existing systems; reproduction or new construction and optimisation of machine components and systems; manufacturing of parts according to drawings in various materials; repairs to machines and individual parts. We are perfectly capable of meeting the constantly increasing requirements for the general manufacturing of plants and machinery in terms of quality and quantity thanks to our highly qualified staff and the use of state-of-the-art machinery and systems. Our strengths lie in sophisticated developments in packaging and handling technology as well as efficient manufacturing and flexible scheduling, not least due to the size of our company. Our in-house design department not only handles our own products but also develops products according to customer specifications, which we can manufacture, assemble and put into operation if required.
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BrightLeaf Eco 3 | 1114 Stone Avenue, La Grange, IL 60525 view map
This newly completed project is designed, built, and tested to be energy efficient and built well beyond building codes with the future in mind.
SIZE: 4,400 square feet
PROJECT TYPE: Single Family – New Construction
Energy Star for Homes (Pending)
HERS Rating (Pending)
Zero Energy Ready Home (Pending)
NAHB National Green Building Standard (Pending)
EPA Indoor AirPlus (Pending)
BrightLeaf Homes
505 Shawmut Ave, La Grange Park, IL 60526
We established BrightLeaf Homes LLC as a homebuilding and construction management company that focuses on high performance, sustainable homes on infill sites. We leverage the strengths of planning and management processes to deliver you an exceptional home that is completed on time, at the projected budget, and at the level of quality that you expect.
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The large front porch and classic gables that blend in with the other homes on the block camouflage some of the details that make this new home sustainable. The solar PV system, high level of air tightness, the fully insulated R-21 walls and R-60 attic, the triple pane R-5 windows, and the energy efficient appliances and lighting are all things that are subtle but will contribute to very low utility bills and high levels of indoor comfort.
Efficiency aside, the open floor plan, 5 bedrooms, and fully insulated interior and exterior, finished 8' tall basement make this an appealing new home for anyone even without the green "warm fuzzies". The sustainability focus of this project goes beyond the energy efficiency and includes low/no VOC materials and finishes, recycled content building materials, vehicle charging station, built-in smart home features, and the majority of trade contractors based within 10 miles of the project. Easily qualifying for Energy Star, this home continues the mission of BrightLeaf building highly energy efficient new homes in the near west suburbs.


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The Tech Toys That Secretly Teach My Kids Coding Skills
My 4-year-old son has plenty of toys, and now that we have a daughter, too, it's probably only a matter of time before the house is teeming with kids' stuff. Most of the toys we have - building sets, board games, and art supplies - will be familiar to anyone, but over the last few years, we've also become quite acquainted with STEM (that's science, technology, engineering, and math) toys.
Teach kids creativity. Ultimately, machines will be better at coding
If you want to bring up a kid to be a successful investor or entrepreneur, the current education system says they should be studying STEM subjects, cramming facts and figures, and immersing themselves in coding class.
Instagram rolls out Focus portrait mode for videos and photos
Instagram is one-upping Apple with a portrait mode feature that runs on a wider variety of phones and works with video, not just photos. Last month, TechCrunch reported about a Focus feature buried in Instagram's code, which began publicly testing a week later.
Adobe Launches Spark With Premium Features for Every Student, Free of Charge
SAN JOSE, Calif.--( BUSINESS WIRE)--Adobe (Nasdaq:ADBE) announced today that Spark for Education with premium features and additional functionality is now available to K-12 and higher education students free of charge. This follows an announcement during Bett 2018 and successful trials with K-12 institutes in various school districts across North America.
Introducing Anchor Cohosts: the easiest way to find someone to record your podcast with
Everybody is passionate about something. Whether it's foreign films, sushi, politics, or baseball, there's probably something you can talk about forever. At Anchor, we've always wanted to make it really easy for people to talk about the things they love and be heard by people all over the world.


text: FACES & VOICES OF RECOVERY – April 4, 2017, Newsletter FIND A RECOVERY COMMUNITY ORGANIZATION NEAR YOU The Association of Recovery Community Organizations (ARCO) at Faces & Voices of Recovery unites and supports the growing network of local, regional and statewide recovery community organizations (RCOs). ARCO links RCOs and their leaders with local and national allies and provides training and technical assistance to groups. ARCO helps build the unified voice of the organized recovery community and fulfill our commitment to supporting the development of new groups and strengthening existing ones. Faces & Voices of Recovery welcomes all local, regional and state organizations that are led and governed by the addiction recovery community (people in recovery, their families, friends, and allies) to join the Association of Recovery Community Organizations. All member organizations must be independently accountable to the recovery community. People in recovery, their families, friends and allies should be involved in managing the organization and decision-making at every level. If your organization is a project or division of another organization, it should nevertheless be independent with respect to your mission, vision and governance structure. Recovery community organizations do not provide clinical services. LEARN MORE A Movement of One, A Movement of Millions March 31, 2017, William L. White "For those who aren't suited for the emotional rigors of involvement in formal social movements or don't have access to local recovery advocacy organizations, you can function as a movement of one. Tell your recovery story no matter how different that story is from the dominant recovery stories in your community. Even as a single voice, you can convey a motto of the new recovery advocacy movement: Recovery by any means necessary under any circumstances. As Ghandi challenged, we must become the change we wish to see in the world. We can stand with millions of others or stand as a movement of one. But stand we must and shall. READ MORE All that is needed to seed recovery advocacy at a local level is a story, a commitment, and a sense or urgency. – William White October 23 – 26, 2017 | Punta Gorda, Florida This conference is designed to educate on the many different pathways that people achieve recovery in modern times. These are methods, practices, rituals, programs, belief systems that foster long-term recovery. Pathways of recovery are not triggers or events that lead to someone initiating recovery (things like a car accident, the birth of a child, getting arrested, divorce, loss of a job, etc. These would be considered pathways to recovery-amazing what one simple preposition can do, isn't it? READ MORE April 17-20, 2017 | Atlanta, GA The Westin Peachtree Plaza, Atlanta The National Rx Drug Abuse & Heroin Summit is where solutions are formulated, stakeholders convene, and change begins. Be part of the international discussion on addressing the opioid crisis by attending the 2017 Summit. Faces & Voices of Recovery is partnering with the National Rx Drug Abuse & Heroin Summit. Visit us at our exhibit booth. We look forward to seeing you there! READ MORE OUR MISSION Faces & Voices of Recovery is dedicated to organizing and mobilizing the over 23 million Americans in recovery from addiction to alcohol and other drugs, our families, friends and allies into recovery community organizations and networks, to promote the right and resources to recover through advocacy, education and demonstrating the power and proof of long-term recovery. DONATE TODAY ABOUT WHAT WE DO NEWS & EVENTS RESOURCES ARCO GET INVOLVED DONATE CONTACT For more information email, firstname.lastname@example.com or call 1.202.737.0690 Faces & Voices of Recovery 840 First St. NE, Third Floor, Washington, DC 20005 Share this email: Manage your preferences | Opt out using TrueRemove™ Got this as a forward? Sign up to receive our future emails. View this email online. 840 First St. NE 3rd Floor Washington, DC | 20002 US This email was sent to firstname.lastname@example.com. To continue receiving our emails, add us to your address book.


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Does your child usually dream of living in a 'Kittilicous' bedroom where she would certainly be bordered by the legendary Hello there Cat themes grinning at her from all nooks as well as corners of her space?
If yes and you have a Hi Cat junkie for a kid, below is just what you could do: review this post as it will provide the leading 20 most cute Hi cat bedroom ideas that will certainly assist you select a couple of ideas and also change your youngster's bedroom right into an area of fun as well as giggling.
Hello there Kitty rooms have always been a desire for lots of girls that would love their parents to design their bedrooms on such cute themes. Let us see exactly what this blog post has to unfold!
1. Pretty pink Hi Feline bedroom ideas
If you have a teen little girl that is a Hi Feline fanatic, do not hesitate before embellishing her bedroom with this rather pink Hello Kitty design concept that looks cute and has the animated feline imprinted virtually in all facades of the area.
Right from the drapes to the bed sheet to the vast cumulative display screen of Hello Kitty studded playthings in the closet, every function has this cute anime figure embossed. The pink theme seems to work magic in this bedroom.
2. Cute Hello there Cat bedroom furnishings ideas
The bedroom here looks every bit a dream room that is perfectly fit for a girl to rest as well as have some enjoyable as well. The cute pink bed with a headboard made in the shape of the head of Hello there Feline,
the pink little cabinet with white boundaries birthing imprints of this cute animated personality and the bed spread and pillow with a large imprint of the kitty contribute to the cuteness of this room. The tiny side table additionally bears Hello there Feline themes.
3. Unique Hello Kitty room embellishing ideas
One could enhance a game room or bedroom with Hey there Kitty style as seen right here in the picture. The playroom in pink color looks quite cute with a bunk bed and also a white staircase.
The bed is themed on this cute creature where one could see a vast spread of Hey there Feline motifs created on the cover over the bed, and also on the covering used for the bed. The castle designed cover over the staircase also births the design of Hello there kitty.
4. Beautiful Hey there Feline baby room with embroidered patchwork
Seen below is an extremely beautiful looking baby nursery where the entire decor is inspired by Hello Feline design ideas. The main appealing attribute to grab your interest is the lovely patchwork that is stitched with an imprint of a cute Hey there Cat.
The walls, rug, curtains and paintings also have the very same style which adds charm as well as makes the room show up very adorable and also pleasant.
5. Cute Hey there Feline bedroom with a single bed
The bedroom in the picture looks fairly girly with a solitary pink colored bed bearing the cute image of hello Feline on its head board and its name engraved on the foot board.
In addition to the Hello Feline bed, there is a cushion with the theme of the personality engraved in pretty pink color.
6. Cute grey and also pink themed Hey there Cat bedroom
The comparison used by the 2 shade tones of pink and also grey aid in including a soft accent to this outstanding looking girly bedroom that is themed on Hi Feline design ideas.
The bed has been made with a large Hi Feline face formed head board while the white tiny chair and the white side table with wheels have the imprints of this cute personality.
7. Hello there Kitty bed linens sets for cute bedroom
One can embellish a woman's bedroom with Hello Cat inspired bedroom ideas on virtually all kinds of attributes like wall surfaces, cabinets, drapes and bed collections.
The cute bedroom here looks stunning with a bed spread bearing a significant motif of Hello Feline along with various other animes and also a great deal of twinkling celebrities and also hearts. The pillow sets too are etched with the feline's photo along with flowers.
8. Remarkable Hello there Feline bedroom for young adults
The bedroom right here looks amazing and comes from 2 teen girls that undoubtedly know ways to live like fairies.
The decor of this bedroom is styled taking inspiration from Hey there Feline design ideas and also shows up enchanting with a wall surface to wall carpeting with 'Hello Feline' concept along with a number of a sweet animation.
The ceiling is carved to fit a beautiful Hi Kitty shaped lighting fixture that adds luster to the style.
9. Cute pink Hello Cat bedroom design ideas with mirror and also head board
What a lot more can be shared about this cute bedroom when your eyes can indulge themselves by having an eye this outstanding photo revealed below?
Well, I am in love with this surprisingly enhanced girly bedroom with a single Hey there Cat bed that has a distinct overview of the kitty's face decorated with a brilliant red bow.
Also, the mirror above the vanity location as well resembles Hello Cat and looks rather spectacular.
10. Hello there Kitty space decorations with white table and also stool
The wall surfaces of this compact bedroom have been painted utilizing light blue and also pink shades that offer an extremely womanly touch to the interior.
There are devices like a little white table with a chaise of cabinets that lend illumination to the area.
The tiny Hi Kitty feces too looks rather cute. The spread covering the bed likewise bears an imprint of the character.
11. Hello there Feline bedroom embellishing ideas with wall surface design
With an enormous wall art bearing the theme of Hey there Kitty, this bedroom definitely handles to capture everyone's focus.
The wall is enhanced with various other themes of blossoms and also birds that lend it a very vivid look. The eclectic light eco-friendly shade of the wall surface matches well with the light purple accents tossed throughout in the space.
12. Cute customized Hi Feline bed for woman's bedroom
If you need something special for your girl's bedroom, you can always embellish her area with Hello Feline symbols or accessories that ladies enjoy and love.
The image shown listed below is that of a girl's bedroom where the owners have actually mounted a cute tailored Hey there Cat bed.
The single bed has a large head of the cat in the form of a headboard, a pink body and also white legs and hands. The bed could be a birthday present for a little girl that loves this cute character.
13. Enchanting child's bedroom with Hello Kitty style
The bedroom is a spacious chamber that is decorated using the cute bedroom design style focused around the beautiful cute feline called Hey there Feline. The feline's existence could be seen in all facades embellishing the room like the ceiling that has actually been made with a large black and white face of the personality.
The enormous vanity section has a white overview of this cute creature engraved on the mirror. The bed nevertheless, steals the program with its lovely Hey there Kitty themed pinkish head board.
14. Cute lady's bedroom with Hi Cat wall surface decoration
The bedroom below looks feminine with a soft shade combination that has actually utilized white, pink and also purple to beautify the decoration.
One could deck up any area inside a bedroom, right from the flooring to the ceiling to lamps and also various other accessories.
The bedroom below has actually been enhanced with Hey there Cat wall art seen on the front. It is a cute little motif that could be made by you.
15. Modern Hi Feline bedroom style ideas
If including contemporary accents to your child's bedroom is something you desire, below is a cool Hello Cat bedroom decoration suggestion that utilizes the color combination of blue, white and also red to develop a stunning result around.
The bright red bow of the cat on a grey and white faceless removed headboard looks trendy together with the brilliant red fashionable chair. One can see the concept of this cute personality imprinted on the transparent blue cupboard mounted at one corner.
16. White and light purple bedroom with Hello there Kitty lamp as well as rug
Whites and purples, include one-of-a-kind accents to your child woman's nursery or bedroom There are several methods to style up the room that varies from walls, cupboards, beds to carpets.
The child area here looks cute and also really tranquil with a Hello there Kitty lampshade positioned on the white console table. The roundel Hi Kitty carpet likewise looks cute as well as gels well with the color scheme.
17. Cute Hey there Feline wall surface sticker for woman's bedroom.
The emphasize of this beautiful pink and white bedroom has to be the gigantic wall surface embellished with a really cute Hello there Kitty wall surface sticker label.
On the wooden floor covering, there is positioned a cute carpet appearing like the head of this pleasant feline. The entire white and pink theme functions well for this space as well as adds a gorgeous glint to it.
18. Cute child's bedroom with Hey there Feline wallpaper
A child's bedroom must look cute from all the angles and also the most effective method to add some fun as well as laughter is by outdoor decking up the walls with animes as well as personalities like Hey there Cat, a much enjoyed feline.
The bedroom seen here has the Hey there Cat theme splashed all over. The white bed looks stylish with a headboard themed on Hi Feline as well as on the walls are seen sticker labels of cute colorful Hello cat figures in addition to intense flowers.
19. Cute Hi Feline themed bed linens and also lamp shade for bedroom
Hello Cat influenced bedrooms been available in different styles and also patterns. In the image is a lovely pink tinted bedroom where the bedding collection has themes of this personality etched around, right from the pillows, bed sheet to the cute little Hi Feline lampshade decorating the side table.
20. Fun Hi Cat inspired youngster's bedroom
Such an area as the one seen below can make any type of youngster delighted as there are lots of fun elements that generate happiness and also spread giggling.
The room is themed on the renowned personality of Hello Cat with a huge cute looking cat's face paintinged precisely the wall surface, swallowing up the white cabinet as well. The winking kitty includes enjoyable to the vibrant decoration that appears to rupture with power.
Hello Cat bedrooms can be locations to enjoy. This energised symbol has been with us for a long time as well as most youngsters like to have a Hello cat bed or a wall surface that is decorated with the symbols of this cute personality.
Review the blog post and see if you like any one of these ideas that am sure you would! Shock your kiddo on her birthday and also see how she shines!


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5-Star Stocks Poised to Pop: Procter & Gamble
Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, consumer products giant Procter & Gamble (NYS: PG) has earned a coveted five-star ranking.
With that in mind, let's take a closer look at Procter & Gamble's business and see what CAPS investors are saying about the stock right now.
Procter & Gamble facts
|Headquarters (founded)
|Cincinnati (1837)
|Market Cap
|$164.4 billion
|Household products
|Trailing-12-Month Revenue
|$85.4 billion
|Chairman/CEO Robert McDonald
CFO Jon Moeller
|Return on Equity (average, past 3 years)
|$4.0 billion / $33.1 billion
|Dividend Yield
|Johnson & Johnson
Sources: S&P Capital IQ and Motley Fool CAPS.
On CAPS, 97% of the 7,672 members who have rated Procter & Gamble believe the stock will outperform the S&P 500 going forward.
Just yesterday, one of those Fools, RyanG34, tapped management's recent restructuring efforts as a solid catalyst for outsized gains:
[Procter & Gamble] is cutting thousands of jobs and has ditched non-related companies in order to strengthen its core competencies. These efforts will pay off. Not to mention while you wait for these efforts to pay off you get a nice 3.7% dividend.
If you want market-topping returns, you need to put together the best portfolio you can. Owning exceptional stocks is a surefire way to secure your financial future. Of course, despite its five-star rating, Procter & Gamble may not be your top choice.
If that's the case, we've compiled a special free report for investors called "Secure Your Future With 9 Rock-Solid Dividend Stocks," which uncovers several other juicy income opportunities. The report is 100% free, but it won't be around forever, so click here to access it now.
Want to see how well (or not so well) the stocks in this series are performing? Follow the newTrackPoisedToCAPS account.
The article 5-Star Stocks Poised to Pop: Procter & Gamble originally appeared on Fool.com.Fool contributor Brian Pacampara owns no position in any of the companies mentioned. Motley Fool newsletter services have recommended buying shares of Procter & Gamble, Johnson & Johnson, Kimberly-Clark, and Unilever. Motley Fool newsletter services have also recommended creating a diagonal call position in Johnson & Johnson. The Motley Fool owns shares of Johnson & Johnson. Try any of our Foolish newsletter services free for 30 days.We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Fool's disclosure policy always gets a perfect score.
Copyright © 1995 - 2012 The Motley Fool, LLC. All rights reserved. The Motley Fool has a disclosure policy.


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Protecting my retirement income
Get the information you need to enjoy your retirement to the fullest.
What you need to know:
Now that you're in retirement, an important element of your financial plan is to protect what you've worked so hard to save. You need to preserve your capital with the time in retirement to give you the financial flexibility and confidence to live your life in a style to which you have become accustom. Fortunately, there are ways to invest that are low risk but can help you protect your savings.
When you are retired it is important to establish a time frame to start to de-accumulate your savings. It is important to understand how much you will need for living expenses on an annual basis.
Since your savings have been built, you may want to choose investments that are lower risk sacrificing some higher returns in an effort to help protect your investments and ensure you have enough to live comfortably in retirement.
The key is to add consistent returns to the savings that you've already built to help you get the most out of your retirement. Higher returns can bring higher risk, which brings higher volatility. The amount of potential return needs to be balanced with the amount of risk that you are willing to take.
RRIF or Annuity?
If you're looking for more flexibility and the opportunity to manage your assets, then a RRIF may be a good option. If you're looking for a more guaranteed investment, an annuity may be right for you. You can also talk with a Scotia advisor to learn what the best alternative is for you.
How do pension plans affect my income?
Retirees between the ages of 60 and 70 can start receiving payments from the Canadian Pension Plan as well as Old Age Security. It is important to factor in these supplemental sources of income when determining your income needs during retirement.
What's the benefit of a lower-risk profile?
In retirement, you likely want to protect what you've worked so hard to build. If you have investments in higher-risk products, you may want to consider moving them to lower-risk products, like a GIC that will protect your principal investment while still earning a return.
Your options
What plans and products can help you protect your retirement income.
Tips & Hints
Minimize the tax you pay
In retirement, one way to maximize your cash flow is to minimize the taxes you pay. Taxes are generally the biggest expense and you often need every penny of income to make ends meet while leaving enough of a nest egg to ensure that you do not outlive your savings. The problem with this is that not all investments are taxed alike. Since cash and bonds are taxed at ordinary income rates, you'll want to shield them from taxes in your retirement plans the most. You may also want to consider a TFSA where all earnings are tax-free. When looking for recommendations on minimizing the taxes you pay, it is best to seek a tax professional who can advise you in this area.
Withdrawing from a spousal RRSP
Once a Canadian reaches the age of 71, they can no longer contribute to a spousal RSP. At that time, the spousal RRSP will be converted into a RRIF or an annuity and the income will be taxed in your spouse's name at his or her tax rate. However, if your spouse withdraws funds within 3 calendar years of your contribution, that amount will be added to your taxable income in the year of the withdrawal.
Pre-Authorized Contributions
Pre-Authorized Contributions (PACs) help build your savings easily and conveniently through automatic contributions on a regular basis. It makes saving routine and hassle-free.
Bank the Rest
With Bank the Rest™, each purchase you make gets rounded up, to the next $1.00 or $5.00, and the difference goes right into your savings or investment account. So, your savings grow with each purchase.
Where can we help
Come to a branch for invaluable advice and get your investment questions answered.


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Chicago (Sept. 6, 2012) Savvy consumers and health professionals know that fibre is an essential nutrient associated with important health benefits, yet barriers such as overall poor tolerance to higher-fibre diets may be why average intake is far less than experts recommend (1). Two new research studies supported by Tate & Lyle, the global provider of specialty food ingredients and solutions, provide further evidence that certain higher-fibre diets can in fact be well-tolerated, and that fibre may play an important role in supporting a healthy gut as well as promoting calcium absorption.
Fibre's Impact on Gut Health and Calcium Absorption
A new study presented at the 14th International Symposium on Microbial Ecology (ISME14) in Copenhagen, Denmark sheds light on how fibre in the diet affects the gut environment. The digestive tract is lined with communities of beneficial bacteria, or probiotics, which help keep the gut healthy. Some fibres, when consumed, are fermented in the colon where beneficial bacteria in the gut use them as a prebiotic food source.
"This study in adolescents shows an increase in specific beneficial bacteria namely, bifidiobacteria, parabacterioidetes, and alistipes . Furthermore this is the first study to show that parabacterioidetes, and alistipes were significantly correlated with the observed increase in calcium absorption," said Cindy H. Nakatsu, Professor of Agronomy at Purdue University, who directed the microbiota work on this camp calcium study led by Connie Weaver, Ph.D., distinguished professor in nutrition, Purdue University. "This is important because these data begin to provide evidence for the mechanism by which soluble corn fibre helps increase the observed calcium absorption and, adolescents everywhere could benefit from more fibre and calcium in their diets."
In this crossover study, 23 adolescents 12-15 years old were given controlled diets over two, three-week sessions separated by a one-week washout period. The diets were identical with the exception that the test diet included daily consumption of a product that had 12 grams of soluble corn fibre. Researchers found that consuming the test diet with soluble corn fibre helped increase several strains of beneficial bacteria in the gut. In addition, researchers found that consumption of the fibre changed the gut environment which appeared to have enabled greater calcium absorption.
"We still need more research to understand the interplay between diet and gut health, however, the observed increases in what we believe to be some of the most important beneficial bacteria may contribute to overall gut health. In addition, the increase in calcium absorption could contribute to long-term benefits for bone health, although this potential benefit requires further research," said Nakatsu.
Fibre Tolerance
Decades of research support the health benefits of fibre, but the fact remains that both children and adults consume far less than the recommended 19-38 grams per day. Recently published research, in the Journal of Human Nutrition and Dietetics, took a deeper look at tolerance of soluble corn fibre, also known as soluble gluco fibre in Europe.
In a randomized controlled crossover study of 20 healthy adults, subjects were given soluble corn fibre administered as a single bolus dose and in multiple doses spread throughout the day. Up to a 40g single dose of soluble corn fibre and a 65g daily total were well-tolerated among subjectsamounts exceeding the daily recommendations for fibre, and far exceeding average actual daily intake.
"Together, these exciting new studies counter the popular notion that increasing fibre intake is laden with gastrointestinal side effects," said Priscilla Samuel, PhD, Director of Global Nutrition for Tate & Lyle. "Products made with soluble corn fibre, also known as soluble gluco fibre, can easily help people increase fibre, while providing potential gut health and calcium absorption benefits."
PROMITOR Soluble Corn Fibre (Soluble Gluco Fibre in Europe) is an ingredient developed by Tate & Lyle as a way to boost the fibre content of foods and increase people's intake of fibre. Research shows that PROMITOR Soluble Corn Fibre is well tolerated (2,3), and emerging research suggests prebiotic properties (4,5), and other health benefits including promoting calcium absorption, potentially leading to bone health benefits (5,6). Soluble corn fibre can be easily incorporated into a variety of food products, including packaged foods, dairy products, beverages, frozen foods and more.
|Contact: Allison Parker
FoodMinds LLC


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Add Olde Coach House brick slip corners to your order
You will receive 30 of our brick slips in each box of brick slips that you purchase from us. Each brick slip measures approximately 215 x 65 x 20mm and 30 brick slips will cover half a square metre of wall. If you feel that these sizes are unsuitable for your specific requirements, please contact us. We may be able to meet your needs.
Our Olde Coach House brick slips can be used on both internal and external walls. This means that your creativity is endless. We provide all of the best tools, accessories, mortar and adhesives that you will need to fit your brick slips correctly. We also stock a wide range of different coloured mortar for you to choose from. If you need any advice regarding mortar, please contact us. We also stock matching corner brick slips for you to create the perfect finish.
All of our brick slips are bespoke and handmade to order. We normally deliver your brick slips within 4-6 working days. We can, however, deliver your order in a shorter turn around time, please contact us to discuss your own specific needs.
All prices are excluding VAT (30 slips/half square metre).


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Category Archives: Tyler Shields
Hasselblad Tyler Shields
I had a collector who owns a few of the very famous Irving Penn dye transfers and platinum palladium prints. I remember seeing the quality and thinking, 'What is this type of print?' It turns out it's the highest quality of color and black and white printing that exists in the world. The only problem is that Kodak, without any warning, stopped making the chemicals for it in the 90s. A few people bought up what was left, including one of Irving Penn's previous printers. So, I tracked him down.
Los Angeles-based photographer Tyler Shields wasn't sure how long the remainder of the chemicals needed for making dye transfers and platinum palladium prints would last. Cared for properly, these prints can last for hundreds of years without color fading or loss of quality. "If I have the chance to make something that can last up to a thousand years, I'd be a fool not to do it. I wanted to have a piece of that history," says Tyler. Using his Hasselblad 503CW, Tyler did just that.
Orchestrating these images to be specific dye transfer photos, Tyler wanted to test the richness of color with the luscious, painted red lips and the various tones and shadows in Catwoman. "Once I saw the final print, I finally understood that there's nothing else that has this look to it. I didn't even get the Red Lips print out of the studio before it was purchased," explains Tyler.


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For their service and sacrifice, it is our duty to take care of our warfighters, which includes ensuring our veterans survivors are not saddled with burdensome costs upon their passing. That's why I introduced the Veterans Cemetery Benefit Correction Act (H.R. 4910), which would require the Department of Interior to provide an outer burial receptacle for each new veteran's grave in a national cemetery under the control of the National Park Service (NPS). In Georgia, this would include Andersonville National Cemetery in Andersonville. H.R. 4910 has passed both Chambers of Congress and has been set to the White House to be signed into law. I look forward to President Trump signing this into law so that we can ensure that our veterans and their families are provided appropriate benefits in all of our federal cemeteries.
In addition to H.R. 4910, Members of the 115th Congress have prioritized reform of the Department of Veterans Affairs (VA) to better assist in caring for our veterans. This includes passage of the following bills:
Bills Signed into Law
- H.R. 3949: Veteran Apprenticeship and Labor Opportunity Reform (VALOR) Act - Simplifies an approval process by allowing companies to register their apprenticeship programs with one central approval agency.
- H.R. 3819: The Department of Veterans Affairs Expiring Authorities Act of 2017 – Extends a number of expiring authorities impacting veterans' benefits, health care, and homeless programs, including nursing home care, support services for caregivers, transportation, child care assistance, adaptive sports programs and housing and home loan services.
- H.R. 3218: The Harry W. Colmery Veterans Educational Assistance Act of 2017 – Remove time restrictions to use the GI Bill, enabling future eligible recipients to use their GI bill benefits for their entire lives, as opposed to the current 15-year timeline.
- H.R. 3122: Veterans Care Financial Protection Act of 2017 – Directs VA to work with federal agencies and states to develop and implement standards that protect individuals who are eligible for this increased pension from dishonest, predatory or otherwise unlawful practices.
- H.R. 2288: The Veterans Appeals Improvement and Modernization Act of 2017 – Modernizes the appeals process at the Department of Veterans Affairs.
- H.R. 1725: The Quicker Veterans Benefits Delivery Act of 2017 – Reduce the number of unnecessary disability examinations by requiring additional information be provided to Congress regarding VA's use of private medical evidence in support of claims for disability compensation.
- H.R. 1545: The VA Prescription Data Accountability Act – Clarifies current law to stipulate that VHA is required to disclose information to state controlled substance monitoring programs for anyone – veteran or non-veteran – who is prescribed these medications through VA.
- H.R. 1329: The Veterans' Compensation COLA Act of 2017 – Increase the rates of compensation for veterans with service-connected disabilities as well as the rates of dependency and indemnity compensation for the survivors of certain disabled veterans as of December 1st, 2017.
- H.R. 244: HIRE Vets Act – Establish a HIRE Vets Medallion Program to recognize companies for their efforts to employ veterans.
- S. 1266: The Enhancing Veteran Care Act – Authorize VA to contract with non-profits that accredit health care organizations to investigate VA medical centers.
- S. 1094: The Department of Veterans Affairs Accountability and Whistleblower Protection Act of 2017 – Creates a new streamlined and efficient process to remove, demote or suspend any VA employee for poor performance or misconduct with a concrete shortened timeline, while still protecting employees' due process rights, and would provide them with the right to appeal the action. It would also provide expanded protections for whistleblowers and would specifically bar VA from using this removal authority if the employee has an open whistleblower complaint/case with the Office of Special Counsel.
- S. 324: The State Veterans Home Adult Day Health Care Improvement Act of 2017 – Directs VA to enter into an agreement or a contract with state veterans homes to pay for adult day health care for a veteran eligible for, but not receiving, nursing home care.
- S. 114: A bill to authorize appropriations for the Veterans Choice Program – Provides $2 billion to continue the Choice Program for six months while Congress works on other reforms to the Choice Program. It would also authorize 28 major medical facility leases and enhance the recruitment, retention and training of the VA workforce.
- Senate companion to H.R. 369: Eliminating the Sunset Date of the Choice Act – Eliminates the statutory sunset date for the Choice Program and instead allow the program to continue until the original funding has been expended.
- H.R. 3562: To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to furnish assistance for adaptations of residences of veterans in rehabilitation programs – Gives VA-designated appraisers the ability to rely solely on information from approved third parties, such as a desktop appraisal, when determining a home's value for a VA home loan.
You can also click here to read a full list of veterans-related bills introduced into the House in the 115th Congress and those that have passed the House and are awaiting action in the Senate.


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EMI releases a quintessential guitar rock classic for the hardcore AOR fan.
Robin Trower
Bridge of SighsLabel: Capitol-EMI
US Release Date: 2007-10-30
UK Release Date: 2007-09-24
One of the most valuable lessons I have learned from my mother's brother was the progression by which to establish a deep appreciation for the classic rock, or AOR, idiom. For most folks, the term "classic rock" more than likely stops at the standards such as the Beatles, Rolling Stones, Led Zeppelin, Hendrix, Bowie, The Who, Pink Floyd, Billy Joel, Deep Purple, The Allman Brothers, Lynyrd Skynyrd, Black Sabbath, Jethro Tull, Bad Company, Clapton. Maybe the more adventurous might throw in The Kinks and The Faces or maybe even the old Jeff Beck Group.
My Uncle George exposed me to all this stuff practically out of the cradle, first by playing me riffs of "Over the Hills and Far Away" and "Ironman" on his acoustic guitar when I would invade his room as a tot in our old family house in Levittown, NY. Then it came to playing me the actual records, classics like Houses of the Holy, Let It Bleed, The Stranger, Ziggy Stardust, Machine Head, Fresh Cream, Lola Vs. The Powerman and Moneygoround. Whenever they would come on the television he would put on The Kids Are Alright or Let It Be for us to watch.
Next, it was taking me to actual record stores and head shops in our neighborhood where he used to get all of this stuff (in addition to copping free LPs as a perk of his job managing the local Record World at the Mid-Island Plaza). After that, it was throwing in used records he had doubles of into my Christmas or Birthday cache, stuff like Frank Marino and Mahogany Rush's first album or Alice Cooper's Killer or Johnny Winter's Still Alive and Well.
But then there's the AP style education in AOR my uncle held off schooling me on until I was in college, the records that are only known by the hardest of the hardcore classic rock heads and musicians well versed in such works but perennially fail to replicate their sounds (cough, Wolfmother!, cough cough, Bad Wizard!). I'm talking about West, Bruce and Laing's Why Don'tcha, the Beck, Bogert and Appice album, John Phillips' John, The Wolfking of LA, Ronnie Wood's I Got My Own Album To Do, Roy Buchanan's eponymous debut, any of Rory Gallagher's albums from the 70s (but especially Live in Europe and Irish Tour).
And at the top of Uncle George's deep AOR list was Bridge of Sighs, the second solo album from Procol Harum guitarist Robin Trower. Released in 1974, the album was a monster hit, reaching number 7 on the Billboard Top Ten. According to critics of the time, Trower's massive control of his Fender Stratocaster reminded many fans of the work of Jimi Hendrix, whose untimely and unnecessary death still shook the foundation of the music world nearly five years after the fact. The comparison was more than accurate, even though the lily-white, astutely English, flamboyantly dressed, page-boy-coiffed Trower was the total opposite of Jimi's strong black psychedelic gypsy.
Sighs, which remains to this day Trower's singular masterpiece, is a phenomenal amalgamation of the soulful heavy blues of Cream. This is thanks in full to the eerily similar Jack Bruce-ian howl of bassist/vocalist James Dewar, and a wicked brew of rippling sheets of wailing fuzz, subtle wah-wah funk and caterwauling blues cries. The album truly did evoke the might of Hendrix's power at the height of his Band of Gypsys era but at the same time was a style that was entirely indicative of Robin Trower.
Originally issued as an eight-track LP, the solo-heavy Sighs was more like a scream following Trower's complaints that the music he recorded with Procol Harum left him no room to rip. Each song features its own outstanding, lengthy guitar solo, which was the prime reason why this album is still cherished by legions of aspiring guitarists making the ranks today. The best solos appear on the sultry slow blues of the album's title cut and the tempo-shifting seven-minute-plus arena monster "Too Rolling Stoned". Other tracks here display Trower's prowess at constructing a seriously mean riff, and the ones he doles out on "Day of the Eagle" and "Little Bit of Sympathy" are right up there with the meatiest, beatiest Page and Blackmore hooks currently monopolizing your "Two-fer" Tuesdays.
Of course, no true guitar god can ever truly put in a true day's work without a rhythm section of equal dexterity. And the excellent teamwork of bassist Dewar and completely underrated rock drummer Reggie Isidore, who so ferociously combined the fury of Tony Williams and the steady hand of Buddy Miles to provide the throbbing core of this most essential LP (and would fortunately be replaced shortly after the release of this album).
This very worthwhile 2007 reissue of Bridge of Sighs doubles the length of the original LP with two outstanding John Peel sessions from May of 1974 and January of 1975. These contain scorching live versions of several tracks from the album as well as some impressive performances of cuts that would appear on Sighs' more-formulaic follow-up For Earth Below, most notably "Confessin' Midnight" and the burning "Gonna Be More Suspicious".
They don't make guitar rock like they used to, although groups like the Mooney Suzuki and The Sword do their absolute damndest pose to convince the youngsters otherwise. My personal suggestion is to listen to my uncle and his generation about this kind of stuff. Sure, they might not know a damn about politics or the environment or urban sprawl or globalization or corporate imperialism or whatever other hell that last tail of the Baby Boom generation hath brought upon this earth. But one thing is for damn sure; they can spot a tasty lick from a mile away. Thanks Unc!


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So, this week I had the pleasure of partaking in a wonderful Twitter event called #BoWriChat! What does it stand for, you ask?
Go ahead. Guess.
Okay, fine. Don't guess. It stands for "Bored Writer's Chat." So there.
But seriously, Bored Writer's Chat is an event that (I think) was created by @JewelELeonard (or at least hosted by her), and it's amazing. Because instead of writing, now you have a chat designed to connect you with other writers who also aren't writing!
Sounds like a win-win to me!
I had no clue what it was when I jumped on board, but once I realized, I couldn't leave. It was amazing. I asked my question about using African American Vernacular English (or Ebonics) in my dialogue, and because there were lots of bored writers following the hashtag, I actually got replies!
And amazing Jewel E. Leonard was replying to ALL of it. This girl, guys. Seriously.
After several hours of chatting with other writers about their projects, answering and asking questions, and finding common interests, I'm happy to say I made several new friends!
(And got 25 more followers! I'm over 100 on Twitter now, peeps!! Not so bad for your Twilliterate blog hostess.)
So if you're bored, go follow Jewel E. Leonard. Because not only is her Twitter feed awesome, but her #BoWriChat is the best time waster since the NaNoWriMo forums.
And now I'm going back to surfing this Gravity Falls Pinterest board, because holy shit, the feelz that show left me still haven't gone away. Wish me luck.


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WonderFULL Teen Coaching is designed to encourage personal development for young people who are going through a natural life changing moment. Pre-Adolescence and Adolescence can make them feel stuck, hard to express themselves, easily getting caught in conflicts with the pressure to fit in, many expectations and sometimes even dealing with bullying situations. Transitions and change is never easy, neither for adults, can you imagine for teens? And did we already forgot how challenging and sometimes even difficult it was for us too? As expat kids or coming from a multicultural family, teens may need to deal with some extra difficulties about integration and self affirmation.
That's where my program is coming from.
WonderFULL Teen Coaching program wants to be a support, a facilitation program (and not therapy)in order to help teenagers discover their true selves and learn to live a life in alignment to their values and beliefs. This may include:
- Self confidence & Motivation
- Self esteem & Wonder Discovery
- Social Skills & Interpersonal Communication
- Coping with emotions and self expression
- Empathy
- Resilience
- Conflicts & Stress
- Diversity
- Bullying & GBV
- Non Judgemental mentorship
Methodologies are taken from Communication Coaching Techniques, NLP, Non-Violent Communication method, Phylosophy for Children method, Emotional Intelligence Approach and Applied Improvisation techniques, Role Play and Playful approach when needed.
The first introductory session is for free in order to understand if the coach and the coachee are a good fit for each other in order to work at their best.
Register for your introductory session at: email@example.com
Program and Sessions can be held in English and Italian. (I speak good Turkish but I prefer not to do this kind of work in Turkish yet).
Martina Pavone is a professional Communication Coach and Trainer working with kids and teenegers since 2009 starting in Milano and then later in Istanbul. She implemented a social and emotional intelligence program for Özel Evrim Okulları and has been the Coach for IMI Middle School for the past 2 years with a special focus on interpersonal communication, self-expression and bullying. She works also with adults with her special method "Let's Improv to Improve – Improvisation in Life, Improvisation in Business" for corporates, with focus on communication, leadership and group behaviour. She has a special program for Women's Empowerment Coaching called "WonderFULL Women". Read more about her on www.martinapavone.com


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« Retiring Republicans: Part II | Main | McCain Gets More Education Policy Help... »
Friday Frenzy: If You Have a Heart...
...then you must add this story to your reading list:
"The Lost Years," written by my colleague Mary Ann Zehr, who traveled to Jordan to chronicle the lives of Iraqi children who fled their war-torn country. If you think the war in Iraq is just about bombs and oil and fighting terrorism and getting out as quickly as we can, then this is a heart-wrenching eye-opener about the devastating affects of war on a child's education. You don't hear the candidates talk much about this when they speak of the Iraq war.
Also good reads:
Mike Petrilli and Checker Finn try to school John McCain. The Arizona senator should probably take their advice if he wants to woo conservative voters.
And this story by my colleague Lesli Maxwell tells me that you should not mess with home-schoolers. They are a political force to reckon with and, if you remember, a force that helped catapult Republican Mike Huckabee to political stardom.


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NYS Senate and Seneca Nation hold discussion on heroin abuse
On Wednesday, June 4, 2014, Senator George joined several of his legislative colleagues and leaders of the Seneca Nation of Indians to host a discussion on heroin abuse and reform in our society. Senator Maziarz is a member of the NYS Senate Task Force on Heroin and Opioid Addiction and also Chairman of the NYS Senate Select Committee on State-Native American Affairs. The officials heard from many experts in health care, law enforcement, and other areas as they gather input to improve state policies with respect to dealing with addiction.


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At its October meeting, the Jefferson Ruritan Club donated the sum of $11,755.51 to the Culpeper Ruritan Foundation for the purpose of awarding scholarships to Culpeper Co. students for higher education. This is a result of the Jefferson Ruritan Foundation terminating its scholarship activity in Jefferson Magisterial District and this will now be subsumed by the Culpeper Ruritan Foundation. The Jefferson Ruritan Club has granted over $30,000 in scholarships to the local community since 1982. The Jefferson Ruritan Club meets at 6:30pm on the 3rd Tues. of each month at the Jeffersonton Baptist Fellowship Hall.
Category Archives: Charity
Yard and Craft Sale Scheduled for Jefferson Ruritan Club
Chemo Cap Project Update
Irene Luck, 2016 Rapidan District Governor, is pleased to report that several clubs in the Rapidan District have been busy knitting and crocheting chemo caps. The Belmont Ruritan Club has donated 150 caps to the chemo cap project! The photo above is of a few of the caps that have been donated by the Belmont Ruritan Club.
Rapidan District Represented at 2016 Ruritan National Convention
Members of the Rapidan District attended the Ruritan National Convention from January 6-10, 2016 at the Hyatt Regency Hotel in Jacksonville Florida. The National Convention provided the opportunity for all Ruritan members to attend interesting and helpful training workshops, vote on important policy modifications, elect the 2016 officers, celebrate Ruritan accomplishments during award ceremonies, and plenty of opportunities for fellowship with other Ruritan members from around the country.
Several Clubs and Districts held Hospitality Rooms several afternoons and evenings, with free food and beverages, and fellowship available to all who dropped in.
Rapidan District Members that attended the convention were (in alphabetical order): Linda Bradshaw (2015 Rapidan District Governor & 2016 Rapidan District Publicity Chair,) Dorothy Duerson (Louisa Ruritan Club,) James Duerson (2016 Rapidan District Growth & Development Chair) Don Hackler (2016 Rapidan District Secretary,) Steve Hicks (Culpeper Ruritan Club,) Irene Luck (2016 Rapidan District Governor,) Perry Marshman (Past National Director & 2016 Rapidan District Foundation Promotion Chair,) Emily Payne (2016 Rapidan District Leadership Development Coordinator,) and Fulton Payne (2016 Rapidan District Lt. Governor & Fundraising Chair.)
Plastic bags filled with Hygiene items (total number donated by the District unknown at this time) for the local homeless shelter, 175 hand-made chemo caps, 14 blankets, and 91 hand-made afghan blocks donated by the local clubs of the Rapidan District were delivered to the convention. Other Ruritan Districts and Clubs also brought donations, and the total collected for the convention were: 360 hygiene bags, 670 chemo caps, 93 blankets, and 1030 afghan blocks. In addition, over 250 Rudy Bears were donated by clubs and Districts, for donations to hospitals, the Red Cross, and the local homeless shelter.
Linda Bradshaw led a workshop on creating Facebook Pages and Websites for Ruritan Clubs and Districts the afternoon of Thursday January 7. Perry Marshman was the song leader for the singing of America during the Opening Ceremonies the evening of Thursday, January 7, and assisted National Director Sarah Kelly with the presentation of the Flag Ceremony. Irene Luck carried the Arkansas flag during the ceremony.
Steve Hicks helped with the technical aspects of the voting booths during the elections Friday, January 8. New to National conventions this year, was the opportunity for delegates to use their laptops from their hotel rooms to log into MMS to vote instead of physically standing in line to vote. Those choosing to vote from their rooms, using their laptops, reported no issues in the process.
Laura Newell-Furniss, Director of Hunters for the Hungry, presented a certificate of appreciation Friday, January 8, to the Rapidan District for their participation in Hunters for the Hungry over the past twenty years. Over the course of twenty years, twenty-one clubs in the Rapidan District have donated $34,722 to Hunters for the Hungry. That translates into 305,994 servings of venison to needy families! Accepting the certificate of appreciation on behalf of the Rapidan District were Linda Bradshaw (2015 Rapidan District Governor) and Irene Luck (2016 Rapidan District Governor.) Ms. Newell-Furniss also gave certificates of appreciation for the local clubs to Irene Luck, for distribution to the local clubs.


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*The Emprint™ ablation system is intended for use in percutaneous, laparoscopic, and intraoperative coagulation (ablation) of soft tissue, including partial or complete ablation of non-resectable liver tumors. The Emprint™ system is not intended for use in cardiac procedures.
For Prescription Use Only: Prescribers should refer to the Emprint™ Ablation System User Guide and Instructions for Use for contraindications, warnings, precautions, and other important product information.


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House Bill Adds Science Requirement to Title I
The House wants to add science to the list of subjects that would have to be taught under the largest federal education program, ending Title I's historic emphasis on reading and mathematics.
Toward the end of last month's debate on the bill, which would keep much of the federal program intact, the House approved an amendment that would require states to set academic standards for science by 2005 and ensure that students in the $8 billion federal program aimed at disadvantaged students were tested on the content.
Title I now requires states to set standards in reading and mathematics--the subjects the 34-year-old program has traditionally emphasized.
"The key issue is that we are not doing well as a nation in math and science," Rep. Vernon J. Ehlers, R-Mich., the amendment's sponsor, said in an interview last week. "It's clear we need some improvement here. That's true of science more than any other subject area."
The amendment passed by a huge majority, 360-62, but it has encountered resistance from one significant quarter: Rep. Bill Goodling, R-Pa., the chairman of the House education committee.
"He's not opposed to science," said Becky Campoverde, the spokeswoman for the Republicans on the House Education and the Workforce Committee. "He's just questioning what kind of testing we're going to require at the local level. It's a significant new mandate."
The House's Title I bill, HR 2, which passed Oct. 21 shortly after the chamber adopted Mr. Ehlers' amendment, would change several sections of the Elementary and Secondary Education Act as it was reauthorized in 1994 under what was then a Democratic- controlled Congress.
It would strengthen accountability requirements, restrict the hiring of teachers' aides, and lower the percentage of low-income students required in schools that wished to extend Title I projects throughout the school. ("House Passes Title I Bill With Bipartisan Vote," Oct. 27, 1999.)
Mr. Ehlers' amendment is the biggest change to the law's standards and assessment rules.
Just about every state has standards that would probably satisfy the requirement in Mr. Ehlers' amendment. Most also have science tests in place, and many others are creating them.
But some worry that the insertion of science standards into the Title I law might distract schools from teaching math and reading skills.
"I have mixed feelings about it," said Ellen Guiney, the executive director of the Boston Plan for Excellence, a public education fund working closely with the city's schools. She served as the education adviser to Sen. Edward M. Kennedy, D-Mass., when Congress last reauthorized Title I.
"The schools are absolutely collapsing under the weight of standards right now. ... It would be very foolish to add new requirements," Ms. Guiney said.
Even though most states already have science standards, Mr. Ehlers' amendment could send a message to state officials that they should spend Title I money teaching science in addition to math and reading, she said.
But others say the six-year phase-in for the Ehlers amendment would allow a reasonable time line.
"Schools could deal with reading and math issues first and deal with the science issues as they move on," said Christopher T. Cross, the executive director of the Council for Basic Education, a Washington-based group helping states work on standards-based improvements. "It's a reflection of what's going on out there more than anything else," said Mr. Cross, who was an assistant secretary of education under President Bush.
To become law, Mr. Ehlers' amendment must withstand an eventual conference between the House and the Senate. Sen. James M. Jeffords, R-Vt., the chairman of the Senate education committee, is circulating a draft plan to reauthorize Title I and other ESEA programs.
It would not require states to have science standards under Title I, said Joe Karpinski, the spokesman for the Republicans on the Senate Health, Education, Labor, and Pensions Committee.
"Whether or not that comes up, we'll have to see," he said. "I don't know if somebody on the Senate side will take up that cause or not."
But Mr. Ehlers, who is the vice chairman of the House Science Committee and a former physics professor, said he was confident the landslide majority in the House vote would bolster his argument that science should be part of the Title I program.
Federal Help
While one branch of the federal government weighs a mandate on science instruction, another is offering to help schools better address the subject.
The National Institutes of Health last week released the first in a new series of curriculum supplements. The research agency also launched a series of training sessions for teachers.
The first set of three CD-roms will aid high school biology teachers in teaching about cancer, infectious diseases, and genetics.
The federal agency plans to release similar supplements to help teachers, starting with kindergarten.
NIH officials attended the National Association of Biology Teachers annual conference last week in Fort Worth, Texas, and ran workshops showing how teachers could use the new materials.
Vol. 19, Issue 10, Page 22Published in Print: November 3, 1999, as House Bill Adds Science Requirement to Title I
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Are your guests sitting comfortably at your exhibition or event? Our deluxe range of bar stools will offer a contemporary stylish look that will wow visitors to your stand without killing your exhibition budget. With a massive selection of styles and many colours available in each we are sure to have the stools that will be on brand for you.
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Some of the areas we deliver exhibition hire to include:


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Have you been using Twitter or any other form of micro blogging? You should be aware of url compressor. These are at times seems a blessing for marketing your business. In case, you require a message and find that the URL link is considerably long to accommodate what you have to say along with it, you would be required to use URL shortening service. It would enable you to accommodate the message along with the URL easily. It has been a common phenomenon with the Twitter users. The shorteners have been deemed convenient and quick, based on the kind of micro blogging service you intend to use.
Finding the right link shortener
A number of business owners would be searching for the right link shorteners to suit their respective needs. It would be in your best interest that you should look forward to having the best link shortener and tracker. It should let you track the people from a pop-up screen on your browser. The lengthy URLs appearing in posts should be shortened using the best URL shortening services. A majority of services have started allowing the users to customize the URLs. Therefore, the first string above could be marketed with a name you actually choose. The drawbacks would be that a wide number of popular names would be used.
Is it good for your SEO needs?
In case, you have been using Twitter constantly, it would be good service. However, you may often wonder whether the shortened URL would be good for your SEO needs. It would be pertinent to mention here that you would be able to see spam accounts on the rise. However, inclusion of such a URL may appear safe; it may lead to phishing link. Therefore, it would be imperative that you should look for shortened links in a careful manner. Click on the links if you were certain about the source. Moreover, using another company's URL roots in your specific posts despite your own domain could set back the marketing efforts. With a number of people viewing your name, chances are higher about them remembering your URL. It has been deemed important that long strings would cut down the risk of strength of your brand, as and when you micro-blog.
It does not imply that you should not be using URL shortening services. The idea is to be sure of using the best service that allows you to customize the link name.


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Parents at a top-performing Massachusetts charter school are fuming after claiming their students were singled out and disciplined for refusing to take out their braids. The school, Mystic Valley Regional Charter in Malden, Mass., said its hair policy, which prohibits "distracting" styles including hair color and extensions, is meant to "promote equity by focusing on what unites our students and reducing visible gaps between those of different means." According to a statement by school officials, hair extensions, which apparently includes braided styles with added hair, "tend to be very expensive" and could make students who can't afford them uncomfortable.
Colleen Cook, the mother of 15-year-old twins, isn't buying the school's explanation. In the past week, Colleen's daughters have been hit with daily detention — before and after school — and threatened with suspension if they continue to refuse to remove their braids. While she loves the high-quality education the school provides, she thinks they need to step up their cultural sensitivity. "They teach them at a very high academic level and I appreciate that, and that's why they go to the school," Colleen told the Boston Globe. "But, unfortunately, they don't have any sensitivity to diversity at all."
Maya Cook, a sophomore at Mystic Valley, said other students have worn braids in the past, so the school's reaction to her hair caught her off guard.
"I was kind of shocked because for years everyone has been able to wear braids," she said. But after she and her sister got their hair done at a local salon, they were singled out and questioned about their hair when they returned to school.
Deanna Cook, who's been banned from the track team since refusing to remove the style, said the school's policy is anti-black. "It makes me feel like my culture and my hair was not important enough to be represented around the school," she said.
While the school is sticking by its claim that its policy is colorblind, Colleen told local reporters that her daughters, as well as the other black and biracial girls with braids, were pulled aside and questioned about their hair.
"All the little black children were marched down for a hair inspection, whether they had braids or not, and asked, 'are those extensions' 'are your braids real or not?'" Colleen told Fox 25 News.
In a statement about the incident, Alexander J. Dan, Mystic Valley's Interim School Director, said the following: "The Mystic Valley Regional Charter School serves a diverse student population from surrounding communities that include Everett, Medford and Malden, among other cities. The school consistently ranks among the top schools in Massachusetts in MCAS testing, SAT testing and college admissions. We send students from all walks of life, including those of color and those from limited means, to the best colleges and universities in the nation," he wrote.


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Deploy the foils—mom and pop are going cruising at 40 knots
Long live the America's Cup!
Yes, I know, some of us have been disappointed by the morphing of this historic yachting institution from a respected international competition among sailors representing yacht clubs and their countries into a spectacle that features participants in helmets and body armor and is fueled by the inflated wallets and egos of billionaires and marked by shameless rule-rigging, but now we can again proudly embrace this once beloved sailing icon, for the America's Cup has finally delivered on its promise to sailors.
The promise, repeated as each new series unfolded, was that the marvelous technology exhibited in America's Cup boats would trickle down to us ordinary sailors. I've waited for this for years, hoping for at least a modest benefit, maybe something like an ergonomically improved winch handle or a solar-powered bilge pump, but in vain.
Now, at last, it has happened. America's Cup technology has not just trickled down to the masses, it has roared down on the face of a high-tech wave. Foiling cruising catamarans are here. Joe Everysailor can go cruising at 40 knots.
I'm not kidding. You can order a 40-foot foiling catamaran today. The builder describes it as a "cruiser-racer" that is "easy to handle and forgiving."
For the benefit of those who haven't seen videos of the Gunboat G4 under sail, I should point out that this boat somewhat redefines the term "cruising catamaran." Cruising cats have been around for a long time. We know them as heavy boats with high superstructures that make up for stodgy performance with lavish accommodations.
The likelihood of one of them getting up on foils is about the same as that of a cruise ship planing, though casual Internet surfers may disagree. On its website on April 1, Leopard Catamarans introduced what it called the Leopard 40F Foiling Cruising Cat, claiming a top speed of 40 knots. The accompanying photo showed a typical RVish cruising catamaran flying over the water on hydrofoils. Viewers who missed the message at the bottom of the page might have fallen for the Photoshopped joke. The message was: "Happy April Fools Day 2015."
No Photoshopping is evident in the video of the first G4 sailing while elevated over the waves in a regatta off St. Barth this spring. The video shows the boat performing like one of the 72-foot cats in the last America's Cup series, foiling at motorboat speed. Then the boat is seen heeling in a puff and not stopping until its bright orange hulls are sticking up in the air and its black sails are under water.
Give Gunboat founder Peter Johnstone credit for chutzpah. The capsize video wasn't posted by some seagoing paparazzi, but by Gunboat itself—with no excuses. But then you could say the accident proved the claim about the cat being a "forgiving" cruiser-racer. The boat (and its crew) emerged unscathed from the turtling and went on to win Antigua Sailing Week in dominant fashion.
As for the "easy to handle" part, the crew might have missed that memo. The capsize sure looked like a case of operator error. When the puff hit, the headsail was eased but, contrary to the lesson most 10-year-old Opti sailors have learned, the mainsail remained sheeted flat. I probably should mention, for what it's worth, that the mainsheet is trimmed by the helmsman with a hydraulic foot pedal and eased with a push button.
The G4 can get up on its foils in as little as 12 knots of breeze, at which point it achieves about 18 knots of boatspeed. One reason it can do that is that it weighs 5,950 pounds, less than a third of the displacement of typical 40-foot cruising catamarans. The weight includes four berths and an enclosed head.
The carbon fiber composite construction that accounts for this feather-lightness is not trickle-down technology—builders have figured that out without help from the America's Cup. But the foils and other appendages that free the boat from on-the-water speed barriers are gifts from the Cup.
America's Cup designers didn't invent hydrofoils. They've been around for a long time. But the 2013 Cup series showcased them as never before and accelerated the evolution of their design. And so, with hints from the AC72s of the Oracle and New Zealand teams, the G4 has L-shaped dagger board foils and T-shaped foiling rudders.
The thrilling sight of those monster cats rising from the water and zooming over San Francisco Bay on their slender foils not only sweetened my then sour view of the America's Cup, but opened my eyes more to the rewards of multihull sailing.
A dyed-in-the-foul-weather-gear monohull sailor, I grew up believing that the finest manifestation of sailing was beating to windward in a weatherly, deep draft, heavily ballasted sloop. I've sailed thousands of miles dragging leaden appendages through the water. I tried to add up the combined weight of the keels of the sailboats I've owned, but stopped counting after 50,000 pounds.
Moving that ballast through the water demands extravagant sail area and generates heavy loads on the hull and gear that require large crews. This is fine for racing, but problematic for shorthanded sailing, like when the First Mate and I want to go cruising alone.
So I'm thinking maybe the G4, an easy handling and forgiving cruiser-racer, is the boat for us. I can visualize us starting a cruise now. The wind has passed 12 knots, so it's time for foiling. "Deploy the foils, dear, and rake them aft 2 degrees. Then please hang on tight and don't distract me. I have to concentrate on steering and managing the mainsheet foot pedal and push button."


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O consumer, where art thou? Near founder Anil Mathews on location intelligence and Facebook's Free Basics
In the future, location data from mobile phones might dictate where a store is built, says Mathews
It was once said that you can tell a lot about a man by his shoes. With today's levels of smartphone penetration, you can probably tell more by his location data.
By tracking the consumer's journey both online and in the real world, location intelligence platforms are able to identify travellers, shoppers, students and other segmented groups, allowing marketeers to target more precisely.
Using 8.4bn consumer location footprints from people's mobile phones, Near has developed profiles for more than 700m consumers from 5,000 cities, making it the largest platform in the world. Its product, Allspark, allows clients to visualise and analyse this data in real-time.
Chief executive and founder Anil Mathews tells City A.M. how it can be used to plan and execute campaigns, measure physical store visits and understand consumer behaviour, both in and out of store.
How will location intelligence insights be used by marketers in the coming years?
As technology becomes more sophisticated, location data will become vital to making critical business decisions. Brands are already starting to use location intelligence to identify individual users and map their journey across screens and channels. In the future, this data will be used to inform in-store merchandising and track return on investment by measuring visitation rates – it might even determine where stores will be.
Location data is also set to transform outdoor advertising, informing the selection of best performing sites, understanding consumers around areas, enabling more relevant targeting and effective promotional tie-ups with stores based on real-time consumer preferences. The insight it offers into consumer habits and preferences may even make it a valuable resource for product development and consumer discovery.
What are the main difficulties in collecting and harnessing location intelligence?
The main challenges include gathering the location footprints in real-time, identifying the same user across multiple data sources, and ensuring that data is both accurate and actionable in real-time.
Various techniques can be used to overcome these difficulties. At Near, we use cartographic data, triangulation and multiple source linkages, as well as our own first-party data to deliver maximum accuracy. We also monitor incoming data at each stage of the pipeline to ensure that any inconsistencies can be immediately detected and corrected. While this allows us to keep data reliable and secure, greater standardisation is needed at an industry level to accommodate the growing number of data providers and ever-changing digital environment.
What is the future of location intelligence outside of marketing?
The applications of location intelligence within the marketing sector are immense, but it has the potential to do so much more. The insight it offers on individual movements, trends and habits means that location intelligence will soon become an essential data point in a variety of sectors. For example, it can be used to increase government efficiency with effective urban planning and land transport decisions. In terms of healthcare, it can assist in multiple areas from the planning of new hospitals to sending state alerts on epidemics. It can help to reduce credit card fraud by mapping the transaction location to the user location, and adding additional security measures.
On a more domestic scale, it will become an integral element of the modern "smart home" as the Internet of Things makes the way we live more technology-focused. With location data, users will be able to turn their mobile devices into a universal control for lighting and heating systems, whether they are at home or not. It could also be used in public buildings to maximise efficiency – detecting whether rooms are occupied and adjusting heat or light accordingly.
With India overtaking China as the world's fastest growing large economy, and with smartphone penetration there expected to reach 314m by 2017, how does your Indian data operation compare with other markets? And why should marketers pay particular attention to India?
Data gathering in India is tough because of limitations in network and internet connectivity in rural areas. That said, India has been one of the first countries we gathered data for.
It's still too early for data to be valued in the region as much as in western countries, but it's emerging faster than we all think. The business opportunity in the next two to three years could be significant, if positioned well.
As a data-driven marketer operating in India, where do you stand on Facebook's Free Basics scheme to bring access to selected internet services to less developed countries, and the decision of the Telecom Regulatory Authority of India (TRAI) to ban it?
The Free Basics offering in India was intended for a lot of users to get their first internet experience using limited free websites. Whether the opinion of these citizens would have been biased due to limitations in information available on these free websites remains debatable.
As an offering, Free Basics was definitely not net-neutral. By definition, it ups certain options over others, hence the "non neutral" decision by TRAI. However, Free Basics had the potential to bring limited free internet to the country's millions of citizens, and could have worked better if it was made available as unlimited paid internet after a defined period of time.
As Published in City AM


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Hi! My name is Lucy Matocha. I teach Science, Math, and ASL 1 & 2 in the Special Education department for my Life Skills students. Along with Vicky Hollenshead, we incorporate vocational opportunities as well as basic life skills instruction through out the day for our students.
Although this is my 12th year of teaching in Bastrop ISD, it is my 7th year of teaching at Cedar Creek High School. I graduated from the University of Texas at Austin and am a devoted Longhorn fan.
If you need to contact me please call (512)772-7300.
Here is my schedule.
1st - Math models, Algebra. 1, and Geometry
2nd - Math models, Geometry, and Algebra 2
3rd - Conference
4th - ASL 1 & 2
5th - Physics and Chemistry
6th - Physics and SCB Social Skills
7th - Biology, Chemistry, Physics, and SCB Study Skills
Email- email@example.com
Phone - (512) 772-7300


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Creating a Monthly Budget
Do you have a budget? Do you know where your money is going each month? Do you know where it went yesterday? Creating and following a budget is something many people find very difficult or tedious to do. Just thinking about the state of your finances can raise your anxiety level!
Making a budget and sticking to it is important to a strong financial future and can help you achieve your financial goals. In fact, creating a budget can reduce stress and improve your health because it allows you to take control of your life.
You can begin creating your budget in a word processing program or an Excel spreadsheet on your computer, although even a hand-written budget works, as long as you continually use it. You can also try online budgeting resources and apps like Mint or You Need a Budget.
Best Practices in Monthly Budgeting
Best practices are those methods that have, over time, been shown to work the best and be the most efficient. In terms of creating and maintaining an effective monthly budget, designing it upfront can help guide your spending.
Try using the 50/30/20 rule which says that you should devote 50 percent of your income to needs, such as rent or mortgage, food, car payment and gas, minimum payments on debt, and other things that are necessary for your health, safety, and survival.
Then put 30 percent toward wants, such as Netflix, a new handbag, movies, and the cost of upgrades such as choosing a BMW instead of a Toyota. The last 20 percent is saved in an emergency fund, an IRA, another investment account, or used to make extra payments on outstanding debt.
Once you have a budget framework, use the following ideas to help you get the most out of your budget:
- Have defined goals for your budget (which helps to reach them faster) such as saving up for a home down payment or paying off a credit card.
- Pay yourself first by moving money into savings.
- Identify your needed expenses and overestimate them to build a small cushion.
- Get the whole family involved by asking children to help clip coupons, and having teens pay for part of certain "wants" like a new phone.
- Find an app or software that's easy to access quickly and straightforward to use.
- Adjust your W-2 tax withholding so that you don't owe anything or get any money back either at tax time.
- Track your actual spending each month and see how it compares to budget, then adjust your spending as needed.
- Allow yourself a set amount of spending money each week.
- Plan meals ahead and write a shopping list before you go to the store to avoid impulse buys.
- Allow for treats occasionally! Everyone needs a break and this helps avoid becoming resentful about your budget.
Determine Your Income
To get started, you'll need to gather up the information to put into your budget, and figuring out your monthly income should be a relatively easy task. Many people are paid every two weeks, so your pay stubs or bank statements should tell you what you need to know. If you receive any other type of income on a monthly or less frequent basis, take note of it. Make sure to only account for your after-tax income. It makes little sense to include income in your budget that will be withheld by the government to cover taxes.
Don't forget irregular income, like bonuses or your pay from seasonal work. Calculate your irregular income by adding the total amount of income you receive in a year that is not your regular paychecks, and divide by 12 (12 months in the year). For example, if you are paid $3,000 once a year in June, divide $3,000 by 12 months to get an average additional income of $250 per month.
Gather Your Expenses
Gather all of your monthly bills. This includes everything that you pay on a monthly basis, such as mortgage or rent, credit cards, utilities, cable, Internet, etc. You will also need to gather bills that you pay less frequently than every month, such as auto insurance or car registration. Once you have all of your expenses together, you are ready for the next step.
Since many of your expenses may fluctuate each month, such as credit card bills or utilities, you can review your checking account statements for the past three to six months to take an average and estimate expenses that vary from month to month. This also includes items like food, entertainment, and medical bills.
Creating Your Budget
Create a "Monthly Income" section in your document or software. Then, create the "Monthly Expenses" section of your budget below or next to the income section. Create a category for each type of expense you have each month.
Remember to also create an "Irregular Expense" category, just like you did for your irregular monthly income. For example, if you have to pay $150 a year for car registration and $1,000 a year for auto insurance, you would have a category of Irregular Expenses for $95.83 per month ($1,150 divided by 12 months). For your irregular expenses, set aside that $95.83 into savings account so that you have the full amount when the time comes when you need to make the payment.
Subtract your total expenses each month from your total income each month from your budget table. Anything leftover can be put into savings or other categories. If you have a negative balance in your budget, you need to reduce your expenses (or increase your income).
Sample Budget Categories
Here's a list of expense categories to get you started:
- Automobile
- Gas
- Repairs, oil changes, other maintenance
- Registration fees and taxes
- Auto loan payment
- Bank Charges
- Check orders
- Service fees
- Charity
- Childcare
- Babysitting
- Child support
- Clothing
- Credit Card Fees
- Annual, late, over-limit and other fees
- Monthly payment
- Education
- Tuition
- Books
- School supplies
- Field trips
- Misc. fees
- Student loan payment
- Food
- Groceries
- Dining out
- Gifts
- Healthcare
- Doctor visits
- Eyeglasses
- Prescriptions
- Over the counter medication and supplements
- Household
- Rent / mortgage payment
- Homeowner's association dues
- Furniture
- Supplies
- Home maintenance and repair
- Insurance
- Automobile
- Homeowners or renters
- Health
- Life
- Disability
- Long term care
- Roadside assistance
- Job expenses
- Reimbursed
- Clothing
- Professional dues
- Leisure and Entertainment
- Books, magazines
- Movies, cable
- Theater, sporting events
- Hobbies
- Pet Care
- Food
- Supplies
- Veterinarian
- Savings
- Retirement
- Investments
- Emergency fund
- Taxes
- Income
- Property
- Utilities
- Water, sewer, trash
- Electricity
- Gas
- Cable and Internet
- Telephone / Cell phone
- Vacation
Sample Budget Schedule
Your budget may look something like this:
|Regular Income
|Irregular Income
|Total Income
|Cell Phone
|Cable TV/Internet
|Credit Card Payments
|Total Expenses


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I am a London based Interior Designer and Project Manager, with over 10 years experience in residential and commercial interior design. Having lived and worked in both London and Dubai, I have been encouraged to push the boundaries to create individual and beautiful spaces, which both inspire and connect. From concept to completion, I am able to offer a complete design service, as well as project management and a recently launched e-design service for those on a budget.
Previous residential projects include London townhouses, Emirati villas and palaces in the UAE while commercial projects include cafes and restaurants in both London and Dubai, and bars and nightclubs including the infamous Bunga Bunga and Maggie's in London, created by Inception Group.
I have the simple ethos of listening to the client and producing something unique via a structured and tailor made design service. It is important to me that my clients get exactly what they visualize, and it is done through a relaxed and personalised design service.
If you are interested in working with me, please contact me.