text:
Unique 9cu/ft Solar Powered DC Fridge
DC powered with 10 cu/ft capacity. Danfoss/Secop compressor with thick insulation and effortless controls. Includes adjustable glass shelves and a storage basket.
Unique 9cu/ft Solar Powered DC Fridge
The Unique 290L1 DC powered fridge/freezer is designed for optimal energy savings and easy, dependable use, this 10 cu/ft refrigerator boasts the world's most reliable compact DC cooling system (Danfoss/Secop compressor), thick insulation throughout and simple effortless controls. The UGP-290L is super efficient, only drawing 524 Wh/24hrs (in a +25°C/77°F ambient, set at -14°C/+7°F in the freezer and +4°C/39°F in the refrigerator). Its cabinet construction features 3.5″ (9 cm) of insulation in the freezer and 2.5″ (6 cm) of insulation in the fridge. Its spacious interior layout includes adjustable glass shelves and a storage basket.
Operation: 12V/ 24V
- Super efficient construction features 7 cm (2.75") of insulation in the freezer and 4.5 cm (1.75") in the fridge
- Danfoss/Secop compressor – the world's leading DC compressor (2 year warranty)
- Has an in-line fuse for protection
- Thermostat
- Adjustable heavy-duty glass shelves
- Bottom crisper
- Interior LED light
- Optional converter to run on AC power sold seperately
- Dimensions(H x W x D): 64" x 21.4" x 22.4"
- Total: 9.0 cu/ft 260 Liters
- Fridge: 7.2 cu/ft 204 Liters
- Freezer: 1.8 cu/ft 51 Liters
- DC Power: 12V/24V
- Total Watt Hr. Draw (24V DC): 572 Wh/24 hrs (set to -14°C freezer/ +4°C fridge performance in a +25°C ambient)
- Power Consumption: 56 W on 12V/24V
- Avg. Run Current: 4.5A on 12V – 2.5A on 24V
- Fridge Temp. Range: -4°C to + 10°C
- Freezer Temp. Range: -15°C to -6°C
- Size: Total: 9.0 cu/ft. / 260 Litres
- Weight: 88 lbs/40 kg


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Beaver County Under a Burn Ban
Joe Denoyer - December 18, 2017 3:48 pm
The Beaver County Board of County Commissioners have issued a Burn Ban in Beaver County for a period not to exceed 14 days.
The ban states, it is unlawful for any person to set fire to any forest, grass, range, crop, or other wild lands or to build a campfire or bonfire, or to burn rubbish or other material that may cause a forest, grass, range, crop, or other wild land fire. It also states that any outdoor burning in progress must be extinguished immediately.
The exceptions to the ban are as follows:
For equipment related to road construction projects, and welding/cutting torch/grinding activities in the proper areas as defined in the burn ban.
Any person found violating this burn ban shall be found guilty of a misdemeanor and fined up to $500, to imprisonment of not more than 1 year or to both, fine and imprisonment.
This ban can be rescinded at any time during the 14 day period or extended by subsequent resolutions.
For a complete copy of the Burn Ban Resolution you can also go to KSCB/The Legend Facebook page.

subset: commoncrawl


text:
Three file objects are created using the fstream class one for first, second for second file and third for the appended file. The first two files are opened in the input mode and third in the append mode. The first file is opened and checked for error condition if the file exist its contents are written to the third file else the program is aborted with a message on the screen. This process is repeated for the second file also .If the two files exist ,the first file contents are written first and second file contents are written to the third file by appending to its present contents.
#include<iostream.h> #include<conio.h> #include<fstream.h> #include<process.h> void main() { fstream file1, file2,file3; char ch; file1.open("file1.txt",ios :: out); file2.open("file2.txt",ios :: out); cout << "n Enter data in file 1 n"; cin.get(ch); while(ch != 'n') { file1.put(ch); cin.get(ch); } cout << "n Enter data in file 2 n"; cin.get(ch); while(ch != 'n') { file2.put(ch); cin.get(ch); } file1.close(); file2.close(); file1.open("file1.txt",ios :: in); file2.open("file2.txt",ios :: in); file3.open("file3.txt",ios :: out | ios :: trunc | ios :: app); if(!file1) { cout << "n First file not found "; getch(); exit(0); } while(file1) { file1.get(ch); file3.put(ch); } if(!file2) { cout << "n Second file not found "; getch(); exit(0); } while(file2) { file2.get(ch); file3.put(ch); } file1.close(); file2.close(); file3.close(); cout << "nt Appended file contents n"; file3.open("file3.txt",ios :: in); while(file3) { file3.get(ch); cout.put(ch); } getch(); }
Output :
Enter data in file 1
I am coder
Enter data in file 2
I am an student.
Appended file contents
I am coder. I am an student.


text:
Blain Family History
14-Day Free Trial
Blain Name Meaning
Scottish: Anglicized form of the Gaelic personal name Bláán, a diminutive of blá 'yellow'. This was the name of an early Celtic saint. Scottish: shortened form of MacBlain. Scottish and northern English: nickname for a person suffering from boils, from Middle English blain 'blister', 'pustule'. Variant of Blin, a reduced form of French Belin. Possibly also a reduced form of Abelin, a pet form of Abel.
Source: Dictionary of American Family Names ©2013, Oxford University Press
Similar surnames: Bain, Bean, Main, Brain, Lain, Cain, Blair, Bodin, Hain, Belin


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If you don't visit Dubai desert in your Dubai holiday, then your holiday is not completed! Having a visit to the Dubai desert is a must to complete your tour. However, what are the things you can do in the Dubai desert? If this is your doubt now, let me introduce you few ideas.Experiencing Desert Safari in Dubai is the best idea to see and do all these attractions.Check the list of attractions and don't wait.Go ahead and book your desert Safari in Dubai to experience the Dubai's desert!
Camel Riding
Camels are the most popular in Dubai's desert and if you don't spend time with these animals, it may not be completed. There are camel rides available and enjoy your time experiencing how people can travel with a camel!
If you love adventures, then quad biking is for you. It will be a unique experience among the sand dunes. You can hire quad bikes for hourly rate and enjoy extreme excitement of your holiday in Dubai!
Stay overnight in the desert
Do you love camping? Then how about camping in a Dubai desert area? Don't worry if you look for luxury. There are also luxury tented style villas which you can spend your night in the desert.
Lot more things to do
Do you love more adventures and things to do in Dubai desert? Other activities include Live Belly Dance Show with Traditional Arabic Music , having photography in Arabic Traditional Dress ,BBQ Buffet Dinner and tasting Arabic Tea. Henna painting is another must do thing when you are in Dubai to spend your time with some cultural touch.
I also found many other ideas shared in desertsafaribooking.com. Have a look. It is always easy to select your preferred package!


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Your visit to Sacramento, California, can begin with food because you will be in America's Farm-to-Fork Capital; it can begin with history because the Gold Rush and California beginnings started here; or it can begin with nature because rivers, trails and park wind through the city for your recreation and admiration. Sacramento begins with you.
Whether it's your first time, a weekend whim aboard the train, or your 10th time on a trip to see friends and family, you'll find plenty of things to do on your visit to Sacramento.
Free Visitors Guide
Get Inspired:
by the people and places of Sacramento in the digital Visitors Guide.


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Many social media and tech experts are declaring that Snapchat has grown to the point that it's officially joining the ranks of Facebook and Twitter as ubiquitous social media apps, widely used by large masses of people. That means that if your store hasn't been using Snapchat as a part of its marketing strategy, now's the perfect time to start.
Snapchat has also recently added a new feature: Memories. Whether you're just getting started or you're already a Snapchat pro, it's worth taking the time to brush up on usability and feature changes. This post from Buffer helps shed some light on what Memories are and what they can mean for your store.
Share any photo or video — from within the app or from anywhere else
Memories enable Snapchat users to tell bigger stories that incorporate more than just in-the-moment photos and video. Instead of purely spontaneous content, Snapchat can now be used to share much more thoughtfully — similar to the approach you'd take with platforms like Instagram and Facebook, where the content you post doesn't disappear.
With the flexibility to share any photo or video you want through Snapchat — not just those you took within the app — the company has opened up a whole new way to create content.
Save Snaps to a searchable camera roll
You can use Memories to create new Stories from Snaps you've taken, or even combine different Stories into a longer narrative. It's fun to celebrate an anniversary or birthday by finding a few old Snaps and stringing them together into a new Story.
Memories raise the bar for quality Snaps
Political news site, The Hill, uses Snapchat to live-snap key political events and the larger world of politics and life in DC. They also have some recurring Snapchat series'. One, called Capitol Cribs, for instance, offers Snapchat tours of lawmaker offices.
Speaking to Nieman Lab, Taylor Lorenz, The Hill director of emerging platforms explained that Memories could lead to higher production qualities on Snapchat:
Memories will make producing this type of content easier in the sense that it doesn't have to all be done in real time, but harder in that I think it will raise the bar for repackaged content. Now that we have a longer lead time on creating these evergreen-type stories, the quality of what we put out on our channel should improve.
Lifting the limit on content creation from what can only be created within the app has a huge upside when it comes to creating engaging stories for Snapchat. Allowing people to upload pre-existing content also opens up the door for .
Memories make a longer shelf life for content
These days, content on social media has a very low shelf life.
None more so than Snapchat, where content disappears after 24 hours.
With the new features in Snapchat Memories (saving, reusing), this will make it easier for brands to justify budgets and invest in high-end creative for their Stories. Any photos or videos created for Snapchat can now be re-used, and content from other networks can also be re-published on the platform.
Memories can feed the evolution of Snapchat's ad product
While Snapchat has reportedly achieved 150 million global daily active users (overtaking Twitter), the company is still a ways off Facebook's 1 billion-plus user base.
And ads only work if there are users to engage with them.
With Memories, Snapchat now has a legitimate claim to be the go-to camera app for capturing and saving moments. Users in the early and late majority may also appreciate the ability to take a photo and video and worry about sharing later.
This shift could be seen as more user-friendly and easier to understand for the less digitally-native population and should help the company to build its user base, and in turn, boost its revenues.— Ash Read, Buffer
Continue reading the original article


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Awaken to the sound of the Atlantic lapping at the shoreline – that gentle hiss of the surf rushing over the sand and then retreating, only to return again and again. You can hear the sublime beauty of Rehoboth Beach before you ever see it. Those people who have been to Rehoboth Beach (and like the waves, return again and again) know it to be a Bacchanalian delight of marvelous sights, sounds, smells, and tastes. Speaking of your sense of taste, with over 70 restaurants to choose from, the food here is so good, like the flowers of the Lotus Eaters in Homer's The Odyssey, it may make you forget why you'd ever want to leave!
The word "Rehoboth" means "a place for all," which makes the name truly apropos for this vacation destination where people from all walks of life are equally welcome. The young, professional crowd from Washington, D.C. and the surrounding area come here for the beaches and the nightlife. Reader's Digest has dubbed the famous Rehoboth Beach boardwalk, home to all manner of amusements, music, and spectacle, as the "Best in America." It's not just Generation X and Y that come in droves to Rehoboth Beach real estate, though; the American Association of Retired Persons (AARP) has also named Rehoboth Beach as one of the "Best Places to Retire."
The secret is out: Rehoboth Beach is an extremely popular luxury resort, and the value of Rehoboth real estate is only going further up. If you want to land a great deal, you're going to need a savvy realtor with an insider's perspective on the Rehoboth Beach real estate market. The qualified Keller Williams Realty Realtors who work at the Fowler Group don't just boast strong résumés (though they do, and of course that's important); they also happen to actually live in the local area, which affords them a more intimate understanding of the real value of a property. The Fowler Group's track record speaks for itself...literally. Take a look at any one of the many customer testimonials to get a better sense of the Fowler Group's commitment to helping people find high-quality Rehoboth Beach luxury beach houses or other properties. One happy couple now enjoying their Rehoboth Beach home writes: "You are a special agent. We were fortunate to have you. We also consider you a friend." The Fowler Group aims to form that kind of personal bond with every person who walks through the door.
You deserve nothing less.
The Fowler Group provides a convenient searchable database of thousands of Sussex County properties, including extensive Rehoboth Beach MLS real estate listings. In just a few easy steps, browse through beach homes, townhouses, condos, lots, land, and acreage in and around Rehoboth Beach, as well as several other Southern Delaware communities where Fowler Group realtors specialize in closing great deals.
Contact the Fowler Group directly by e-mail or telephone, and begin the stress-free and exciting journey of discovering your ideal Rehoboth Beach home.


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Wild Vibes Dress In Rust
Final sale non refundable
You'll love the Wild Vibes Dress! This gorgeous maxi dress features ruffle detailing and wide floaty hem. This is the perfect dress for any occasion! Dress this bad boy up with some strappy heels or dress down with some gorgeous sandals for a finishing touch.
- Made With 100% Rayon & Love
- Fully Lined: 100% Cotton
- Care For Me: Cold Hand Wash Only, Cool Iron, Do Not Soak, Do Not Tumble Dry, Wash Separately
- Length: 109cm/ 42.91in
- Tie Straps
- No Stretch
- Yvette is wearing size 8 AUS / 4 US / 8 UK / 36 EU
- Yvette's height is 170cm / 5ft 6in
Product Measurements
Fabric And Care
Fast Shipping & Easy Returns
Showpo offers a flat-rate of $9.95 for all orders or free standard shipping for orders over $50.
Head over to our shipping page for more info.
If for any reason you aren't happy with your order, you can return the items for store credit.


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Contact: Jazmine Steele
Phone: 202.681.9766
Email: firstname.lastname@example.com
A group of Christian faith leaders from across the country today formally launched a new "Matthew 25 Pledge." The pledge reads simply "I pledge to protect and defend vulnerable people in the name of Jesus" and has grown in response to rising fears among targeted, vulnerable populations including immigrants fearing deportation, people of color facing racial policing, and Muslims confronting rising Islamophobia.
People who sign the pledge will have access at www.Matthew25pledge.com to resources, including toolkits, around the three initial issues of immigration, policing, and solidarity with Muslims. These issues have become flashpoints in a growing confrontation between church and state.
Recent events serve to make the launch of this initiative particularly timely. The Administration is rolling out new policies to crack down on immigration. A woman in Colorado, Jeannette Vizguerra, recently entered into sanctuary in a Unitarian Church; a woman in Arizona, Guadalupe Garcia de Rayos, was deported unexpectedly; on February 8th, ICE agents targeted 8 men outside a hypothermia shelter run by Rising Hope United Methodist Church; and Daniel Ramirez Medina, among the first of the immigrants to obtain Deferred Action for Childhood Arrivals (DACA) from the government, was detained in Seattle. The Administration's crackdown is causing a church response.
Election year racial rhetoric as well as key Administration appointments to senior roles in the White House and the Department of Justice have raised serious doubts about the Trump Administration's commitment to eliminating racial bias in policing. And news reports indicate that the Administration will soon be releasing another travel ban that targets Muslim-majority countries as Muslims in America are fearing increased Islamophobia here at home.
Leaders in the Matthew 25 Pledge movement held a press conference call today. A recording of the call can be found here.
"New political policies and practices are creating a direct conflict between church and state. Some of the commands from the White House are directly at odds with the commands of Christ. If the government tells churches that they can't help, assist, harbor, or welcome immigrants and refugees, they will be putting themselves in direct conflict with Christian ministries and preventing our religious liberty to express obedience to Christ."
Jim Wallis, President and Founder, Sojourners
"Over the past 30 years, our immigration system has become increasingly ineffective, illogical and inhumane. We have brothers and sisters in our churches who are performing needed jobs or running productive small businesses, caring for their citizen children and contributing to our neighborhoods who are now terrified by new immigration policies that detain and deport them with the same energy and focus as ICE would spend formerly on human traffickers or drug dealers -- many without a hearing. I know children running from life-threatening violence in El Salvador that are now priority targets. Jesus is standing by them, grieving with them, seeking justice; we who are His Body must follow. The Matthew 25 pledge is a way to stand up together in His name."
Rev. Alexia Salvatierra, Faith Rooted Organizing UnNetwork
"As Christians our primary allegiance is not to partisanship or political power but to the Gospel and the Gospel calls us to speak up for the vulnerable. The Matthew 25 imperative compels me to do so with civility and conviction and I can do no other."
Rev. Dr. Gabriel Salguero, President, National Latino Evangelical Coalition
"Now is the time for faith leaders to address the fear of the vulnerable in our nation. Regrettably, thousands of men, women and children in our nation are in crisis because of the Administration's travel ban, change in immigration deportation enforcement along with a prevailing sense of despair in many Muslim, Jewish and immigrant communities that do not feel welcomed in our nation. In light of this, it is imperative that Christ-followers stand and defend the rights and well-being of these individuals. That is why the Matthew 25 Pledge is crucial to embrace. Our faith demands this action!"
Noel Castellanos, President, Christian Community Development Association
"The Matthew 25 Pledge aligns organically with the Progressive National Baptist Convention, for it is codified in our mission statement to be "a voice for the voiceless." For nearly 56 years, the PNBC has made protecting and defending the vulnerable its core raison d'etre, just as Jesus did. There is no gospel where there is no good news to the least, the lost and the left out."
Dr. Timothy Tee Boddie, General Secretary, Progressive National Baptist Convention
"The greatness of America has always been fand will always be rooted in how our nation cares for the Matthew 25, "least of these" our brothers and sisters of ever race and background."
Dr. Barbara Williams-Skinner, National African American Clergy Network
"Our American Muslim neighbors are experiencing unprecedented amounts of hate right now, in popular and political rhetoric, in legislative moves, and in the rise in hate crimes. This is a time when American Christians (along with other communities) need to be standing up and showing what it means to live out the values and message of Jesus in our own contexts. We need to do this with our words, as well as with our actions, in conversation and relationship with the American Muslims in our communities. The Matthew 25 Pledge helps us to do just that."
Catherine Orsborn, Campaign Director, Shoulder to Shoulder
A list of the first 104 key endorsers of the Pledge includes heads of denominations, heads of organizations, seminary presidents, academics, prominent pastors and others. That list is below:
Bishop Claude Alexander, Jr., The Park Church*
Onleilove Alston, Faith in New York*
Rev. Dr. David Anderson, Bridgeway, Community Church*
Bishop Carroll A. Baltimore, Global Alliance Interfaith Networks*
Pastor Kip Banks, Sr., East Washington Heights Baptist Church*
Rev. William Barber, President, Repairers of the Breach*
M. Craig Barnes, President, Princeton Theological Seminary*
Jay Barnes, Bethel University*
Rev. David Beckmann, Bread for the World*
Ruth Lewis Bentley, PhD, National Black Evangelical Association*
Carol Bremer-Bennett, Executive Director, World Renew*
Rev. Dr. Timothy Boddie, PNBC*
Rev. Dr. Peter Borgdorff, Executive Director Emeritus, Christian Reformed Church in North America*
The Rev. Chloe Breyer, The Interfaith Center of New York*
Sr. Simone Campbell, SSS, NETWORK, Lobby for Catholic Social Justice*
Dr. Tony Campolo, Red Letter Christians*
Rev. Dr. Mae Elise Cannon, Churches for Middle East Peace (CMEP) *
Rev. Dr. Michael Carrion, Senior Pastor, Promised Land Covenant Church*
Dr. Iva Carruthers, Proctor Conference*
Bishop Kenneth H. Carter, Jr., Florida Area, United Methodist Church*
Rev. Dr. Shawn Casselberry, Mission Year*
Noel Castellanos, CCDA*
Sr. Patricia Chappell, SNDdeN, Pax Christi USA*
Rev. Dr. Rich Cizik, President and Founder, New Evangelical Partnership*
Shane Claiborne, Red Letter Christians*
Rev. Walter Contreras, Pasadena Presbyterian Church *
Rev. Dr. Thomas R. De Vries, General Secretary, Reformed Church in America*
Joshua DuBois, Values Partnerships*
Erin Dufault-Hunter, Fuller Theological Seminary*
Rev. Dr. Gerald L. Durley, Pastor Emeritus, Providence Church*
Dr. Michael Emerson, North Park University*
Cynthia B. Eriksson, PhD, Fuller Theological Seminary Graduate School of Psychology*
Rachel Held Evans, rachelheldevans.com*
Jason Fileta, Micah Challenge USA*
Rev. Robert Michael Franklin, PhD, Chautauqua Institution*
Dr. Nicole Baker Fulgham, The Expectations Project*
Rev. Wesley Granberg-Michaelson, General Secretary Emeritus, Reformed Church in America*
Joshua Graves, Otter Creek Church of Christ*
Monica Green, Saint Luke's Anglican Church Crescenta Valley*
Rev. Dwight E. Guinn, PhD, National Black Evangelical Association*
Rev. Dr. David P Gushee, Mercer University*
Dr. Mimi Haddad, President, Christians for Biblical Equality*
Rev. Dr. Cynthia Hale, Senior Pastor, Ray of Hope Christian Church, Decatur, GA*
Rev. Adam Hamilton, The United Methodist Church of the Resurrection*
Rev. Sekinah Hamlin, Faith and Credit Roundtable of the Center for Responsible Lending*
Miyoung Yoon Hammer, St. Luke's Anglican Church & Fuller Theological Seminary*
Lisa Sharon Harper, Sojourners*
Rev. Fred Harrell, Sr. Pastor, City Church San Francisco*
Rev. Blake Hart, Cooperative Baptist Fellowship of South Carolina*
Scott Haskins, Immigration Resource Center of San Gabriel Valley*
Michelle Higgins, Faith for Justice*
Dr. Albert Y. Hsu, author and editor*
Hyepin Im, Korean Churches for Community Development (FACE) *
The Rev. Dale T. Irvin, PhD, President, New York Theological Seminary*
Tom Jones, Former Chair Social Justice and Peacemaking, PC(USA) *
Sister Carol Keehan, D.C., Catholic Health Association of the US*
Kathy Khang, Columnist, Sojourners*
Rev. Kate Kooyman, Christian Reformed Church in North America*
Dr. Mark Labberton, President, Fuller Theological Seminary*
Rev. Doug Leonard, AAI*
Rev. Jo Ann Lyon, The Wesleyan Church*
Rev. Carlos L. Malavé, Christian Churches Together*
Sister Donna Markham OP, PhD, Catholic Charities USA*
Dr. Juan Francisco Martinez, Fuller Theological Seminary*
Rev. Bryan N. Massingale, Fordham University*
Rev. Michael-Ray Mathews, PICO National Network*
Rev. Dr. Walter Arthur McCray, National Black Evangelical Association*
Rev. John L. McCullough, Church World Service*
Rev. Dr. James L. McDonald, San Francisco Theological Seminary*
Bishop Vashti McKenzie, 10th District AME*
Brian D. McLaren, convergenceus.org*
Rev. Dr. Otis Moss, Jr., Senior Pastor, Trinity Baptist Church - Metro Atlanta*
Rev. Dr. Otis Moss, III, Trinity United Church of Christ*
David Neff, Christianity Today (retired) *
Rev. J. Herbert Nelson II D. Min, Stated Clerk of the General Assembly, PC (USA) *
Anne Nolty, Fuller Theological Seminary School of Psychology*
Catherine Orsborn, Shoulder to Shoulder*
Dr. Suzii Paynter, Cooperative Baptist Fellowship*
Dr. Tyrone S. Pitts, General Secretary Emeritus, Progressive National Baptist Convention Inc.*
Soong-Chan Rah, Professor, North Park Theological Seminary*
Diane Randall, Friends Committee on National Legislation*
Stephen K. Reeves, Associate Coordinator of Partnerships and Advocacy, Cooperative Baptist Fellowship*
The Rev. Amy Reumann, Advocacy Director, Evangelical Lutheran Church in America*
Rev. Dr. Joshua Rodriguez, The Cityline Church / National Latino Evangelical Coalition*
Rev. Gabe Salguero, National Latino Evalgelical Coalition*
Rev. Alexia Salvatierra, Faith-Rooted Organizing UnNetwork*
Love L. Sechrest, PhD, Associate Professor of New Testament, Fuller Theological Seminary*
Ronald J. Sider, Evangelicals for Social Action*
Dr. Barbara Williams Skinner, National African American Clergy Network*
Dr. T. DeWitt Smith, Jr., Co-Chair, National African American Clergy Network*
Rev. Dr. Ervin R. Stutzman, Executive Director, Mennonite Church USA*
Rev. Adam Taylor, Board Chair, Sojourners*
Rev. Dr. Al Tizon, North Park Theological Seminary*
Rev. Dr. Liz Mosbo VerHage, Quest Church, ECC, Seattle, WA*
Rev. Dr. Javier A. Viera, Drew University Theological School*
Rev. Jim Wallis, Sojourners*
Michelle Warren, CCDA*
Rev. Dr. Sharon E. Watkins, Christian Church (Disciples of Christ) *
Colin P. Watson, Sr., Christian Reformed Church in North America*
Rozella White, Mission Year*
Rev. Starsky D. Wilson, Deaconess Foundation & Saint John's Church*
Jonathan Wilson-Hartgrove, School for Conversion*
Jim Winkler, National Council of Churches of Christ in the USA*
Ken Wytsma, Antioch Church*
*Organizations listed for identification purposes only


text:
Get Started
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text:
A coroner has ruled that the fresh inquest into the death of Private Sean Benton in 1995 will examine wider allegations of bullying and abuse at Deepcut barracks.
His Honour Judge Peter Rook QC announced at a pre-inquest review at Woking Coroner's Court that evidence relating to the alleged bullying of other recruits will be heard as part of the investigation into whether Sean himself suffered abuse in the months before his death.
Many people have stated publicly and to Sean's family that they believe he endured vicious and prolonged physical and psychological bullying at the barracks.
The Coroner ruled at a previous pre-inquest hearing that the case engages Article Two of the Human Rights Act – meaning there will be a full investigation into Sean's death and the wider environment in which he lived at Deepcut.
Sean, 20, was found with five bullet wounds to his chest on 9 June 1995 – shortly after he had been told he was to be discharged from the Army. He was the first of four young soldiers to die of gunshot wounds at the Surrey barracks between 1995 and 2002.
His death was followed by an internal Army investigation which his family fear was rushed and inadequate. His family estimate the initial inquest – which took place a month later – lasted less than two hours. It heard evidence from just six people. Sean's medical and mental health records were not obtained and no evidence was sought or given about his experiences at Deepcut. The Coroner recorded a verdict of suicide.
Sean's family went on to spend more than 20 years fighting for the thorough inquest they and their son deserved, says the human rights and civil liberties organisation Liberty.
Sean's sister Tracy Lewis and his twin brother Tony Benton, represented by Liberty, applied for a second inquest in July 2015. This was granted in October 2016. (http://www.ekklesia.co.uk/node/23506 [1])
The application was made possible only after Sean's late mother Linda Benton used the Human Rights Act to access vast amounts of evidence held by Surrey Police about his death. Linda died in May 2015, having never discovered the truth about her son's death.
Sean's sister, Tracy Lewis, said, "It won't be easy to listen to people give evidence about bullying and abuse – but it's so important to us to learn the truth about the toxic environment we fear Sean lived in. It's what our mum fought for 20 years for.
"We're grateful that the Coroner has decided to allow a wider range of allegations to be heard than just those affecting Sean directly, and are hopeful we will find answers to the questions we've been asking for so long."
Emma Norton, Liberty's Head of Casework and solicitor to the family, said, "The Coroner's decision is very welcome and we hope it will enable us to get a clearer picture of the reality of life at Deepcut camp.
"It's enormously important for the family, the public and the British Army that all these matters are properly and independently investigated."
A further pre-inquest hearing will be held on 17 November 2017 at Surrey Coroner's Court, Woking. Sean's inquest is due to begin on 24 January 2018 and is expected to last until Easter.
A fresh inquest last year into the death of Private Cheryl James, who also died at Deepcut in 1995, uncovered an appalling culture at the barracks – and led the Ministry of Defence to admit a series of failings. It revealed there was a lack of supervision for trainee soldiers, unsupervised access to alcohol, including for under 18s, a lack of formal welfare policy, no support for young people and a highly sexualised environment. (http://www.ekklesia.co.uk/node/23131 [2])
Private Sean Benton (20) died on 9 June 1995. Private Cheryl James (18) died on 27 November 1995. Private Geoff Gray (17) died on 17 September 2001. Private James Collinson (17) died on 23 March 2002.
* Liberty https://www.liberty-human-rights.org.uk/ [3]


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The Power of Facebook: Is Social Media Helping More Than We Could Have Predicted?
After the post having over 81,000 shares in just a couple of days, names were found and the siblings hoped to get in contact with them as soon as possible. Stacey said in a comment that the two women, Jo and Victoria, were "genuinely humble people". She is grateful that her family is safe and able to thank them in person for the good they have done.
Other cases like these have existed, showing once again that with enough determination Facebook and social media in general can have a huge amount of power. As well as posting on their own timelines, people are creating Facebook pages to find missing relatives or friends. They ask people to like and share these pages as much as possible with the hope of finding their loved ones. Many people even use this to find their biological parents, or siblings.
A more famous example is the page supporting the ongoing search for Madeleine McCann. Even though she disappeared in 2007, the page was updated with new contact information on Monday, should anyone see her. Over 600,000 people like the page. It makes sense, everyone is linked to social media in some shape or form, so it is understandable that this would be the most common way to reach people. Thanks to social media we are able to communicate across the world, I know I do. If we are able to do that in a few clicks, imagine how much more we could do with social media.
People have questioned why the police don't use Facebook as a way to find criminals more. A page was made a little over a year ago now, helping people retrieve stolen things. It was created by a man in Hawaii, Mike Kitchens, who describes it as "a neighbourhood watch for the entire state of Hawaii". He goes on to say that their Police Department often post photos of wanted people.
Tracey Jelly on Facebook posted about a memory card that she had found. She was hoping to find the owner as the card seemed to be filled with family memories. In fact she said that a camera had been found at the bottom of a pond. She knows how long it has been there for as the last pictures taken of the family were in 2014. Who knew that memory cards were waterproof! Luckily, the post was shared over 900 times and the owners were quickly found. The card is half way to its owners by now, full of memories ready to be relived.
Even more from the heart-warming stories, a veteran who saved a young girl during Hurricane Katrina 10 years ago, was reunited with her. Master Sgt Michael Moroney had finally been able to tell LeShay Brown, how much their hug 10 years ago had helped him. A few tears were shed. Once again social media was responsible for this.
It goes to show that this is definitely an upcoming and growing concept that I believe we have to let happen. It has done so much good around the world, and if we keep it going and stay connected who knows what we can achieve. Social media has been criticised hugely over the years, but no one can deny the power that it has today.
One of the newest members of The SMF Group. Although she loves a good city life, she grew up in the beautiful French countryside. Who knew that talking to a bunch of cows and friendly chickens would get her here? Quite used to writing stories in her bedroom, she is now deciding if she's cut out for content writing. We'll see! Follow her @SophieAtSMF
Contact us on Twitter, on Facebook, or leave your comments below. To find out about social media training or management why not take a look at our website for more info: TheSMFGroup.com
The Power of Facebook: Is Social Media Helping More Than We Could Have Predicted? Reviewed by Unknown on Wednesday, September 23, 2015 Rating:


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Our main strategy for generating post-retirement income is to attempt to live off the dividends from our stock holdings. In our book "Retired at 48 - One Couple's Journey to a Pensionless Retirement", we describe in detail how we try to reduce risk through diversification. For example, we buy many different stocks in various sectors and set limits for the amounts we would hold in each stock depending on market capitalization, setting lower limits for smaller, riskier companies and higher limits for larger, blue chip companies which are presumably safer and have a history of raising their dividends.
Recently we did have one of our stocks take a relatively large dividend cut. We purchased a small-cap stock in the health industry called CML Healthcare (CLC-T) in an attempt to diversify into different sector from the financial, telecommunications, energy, utilities and REITs that we are mainly concentrated in. Based on our strategy of limiting exposure to smaller companies, the shares we acquired accounted for only about 1% of our portfolio. At the time of purchase, it was paying a relatively generous yield of over 7%. For various reasons, the company's earnings declined to the point that the dividend payout was no longer be sustainable. This resulted in the share price plummeting by over 25% and the yield rising to an unreasonable level of over 11%. The writing was on the wall that there would be a cut in the dividend, so we evaluated our options.
We realized that even after the proposed 30% dividend cut from $0.75/share to $0.53/share, the yield would still be higher than most of our other stocks. Because we owned so little of this stock, the net loss in dividends did not noticeably impact our annual dividend income. Selling these shares would generate a capital loss that was significantly larger than the minor loss in dividends, and there was no clear replacement stock that could do better.
So in this case we decided to continue to hold the stock. Our dividend strategy is designed so that no dividend cut in any single stock should create a major blow to our portfolio. So far, this has worked out well.
We also encountered two scares that turned out to be false alarms. The first was when it appeared that Telus (T-T) had cut their dividend by 50%! Further investigation showed that Telus had actually executed a stock split. So although their dividend payout was now 50% less, we also owned double the number of shares, each worth half the price. The net result was the same... phew!
The second scare came from a data error from the Globe and Mail Watchlist. For one solid week, both the Watchlist and the Saturday Globe and Mail business page showed that Cineplex Inc. (CGX.T) had dropped its annual dividend from $1.35 to $0.48, changing the yield from 4.2% to 1.39%. This didn't make sense, since there was no news announcement or drop in share price (which usually accompanies a significant dividend decrease). Checking both Cineplex's corporate website and other websites such as Reuters indicated that the Watchlist data was not correct. In fact, rather than dropping their dividend, Cineplex has announced they would raise their dividend to $1.44. We contacted Globe and Mail's globe investor support and advised them of their data error, which has since been corrected. Another bullet dodged!
All in all, our buy-and-hold dividend strategy for generating retirement income continues to work well for us and we are insulated from the impacts of rollercoast stock prices as long as we continue to concentrate only on the stability of the dividends.
Our recent experiences also accentuate the importance of paying close attention to your portfolio and being prepared to take action to re-balance when necessary.


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The United Nations (UN) Sustainable Development Solutions Network (SDSN) set up by UN Secretary-General Ban Ki-moon in 2012, promotes practical problem solving for sustainable development, including the design and implementation of the 17 Sustainable Development Goals (SDGs), adopted in 2015 by the United Nations.
Through a growing number of National and Regional Networks, SDSN supports the localization and implementation of SDGs, develops long-term transformative pathways for sustainable development, promotes education around Agenda 2030, and launches solution initiatives.
The Greek SDSN has been included in the SDSN network and is co-hosted by ICRE8: International Center for Research on the Environment and the Economy and the Political Economy of Sustainable Development Lab. It is co-chaired by Prof. Phoebe Koundouri and Prof. Andreas Papandreou, aiming to contribute to achieving the goals of the SDSN network.


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Celebrating El Anatsui @75
Monday, February 4, 2019, marked the birthday of the Nigerian-based Ghanaian artist, Emeritus Prof. El Anatsui. He is African's most celebrated visual Artist of the 21st century, particularly in Nigeria and in his homeland Ghana. In appreciation of the enormous contributions and impact of this internationally renowned giant of the visual arts, series of remarkable events took place in different parts of the globe to honour him.
As a close associate of Prof. Anatsui, I was privileged to witness three of Anatsui's pre-birthday anniversary events that took place on January 31 and February 2, 2019, at both Nsukka and Enugu. And the birthday celebration at the UNN Senior Staff Club on February 4, 2019. The very first of these events that flagged off the rest took place during the Annual General meeting of the club on January 31, 2019. Before the AGM proper, Emeritus Prof. El Anatsui was decorated with the status of Life Member of the Senior Staff Club; the highest honour the university club confers only on outstanding individuals.
His Excellency, Atiku Abubakar and the late Prof. Meriam Ikejiani- Clark were among distinguished Nigerian that have received this prestigious honour in the past.
Anatsui, interestingly, is the first non-Nigerian to be admitted into the university staff club's circle of life members. His investiture was exceptionally remarkable not only because of his admirable status as the greatest living artist in the 21ST century, but also because the highly esteemed recognition and admission into the club's league of life members, signified our recognition that the Ghanaian-born artist, who has lived a greater part of his life in Nigeria than in any other part of the globe, has indeed become a distinguished son of the soil.
Accidentally, his admission into the league of life members of the senior staff club coincided with his 75th birthday. It was also at this very occasion that the club's outgoing President Prof. Anselem Onyimoyi informed club members that Anatsui had procured a five-in-one gymnastic workstation for club members. On why he donated the state-of-the arts multi-purpose gymnastic equipment to the club, Anatsui explained: "Exercise is key to health, club members, particularly the elderly need such facilities for their effective daily workouts."
It was not only the UNN staff club that honoured Anatsui in a grand style. The Enugu sports club, which has existed since 1929 and remains the oldest sports club east of the Niger and beyond, equally honoured him in an exceptional manner.
Under the presidency of Hon. Ifeanyi Ugwuanyi (the Executive Governor of Enugu State) and the Chairmanship of Chief Ben Etiaba, Enugu Sports Club organised a special 75th birthday luncheon two days before the actual date of Anatsui's birthday. This was on February 2, at the club Cinema Auditorium. The climax of which was the conferment of grand patron of Enugu sports club award to Prof. Anatsui by the club's Chairman Chief Ben Etiaba and his executive council. The grand patron award is the highest honour that the Enugu sports club confers on highly distinguished and outstanding figures.
In his conferment speech, the club Chairman said: "Today, we confer on you, Emeritus Professor El Anatsui our highest honour, Grand patron of the Enugu sport club as we speed up our on-going project towards the completion of our mini-museum of sports artifacts and art gallery, which will be named after you, because we recognise that no other single individual has made Enugu State a shining spotlight on the global map than you have constantly done with your ever growing international accomplishment in your field as a visual artist. This is why Enugu sports club celebrate you in a special way."
Still on February 2, 2019 at 3:30pm invited guests, Enugu sports club officials and well wishers accompanied El Anatsui to the National Arts Gallery at 1 Temple Avenue, GRA, Enugu where all the academic staff of the Sculpture Unit, Department of Fine and Applied Art, University of Nigeria Nsukka (UNN) flagged off another grand celebration of Anatsui with a special group arts exhibition, titled, Igwebuike Exhibition Of Sculpture In Honour Of El Anatsui (Odogwu At 75 Years).
Prof. Obiora Anidi flagged off the exhibition. Speaking at the event, Anatsui promised to participate in the subsequent edition of the art event that has now become a yearly ritual.
Some of the leading artists in the UNN Sculpture sub-section whose works featured at the exhibition include, Dr. Chijioke Onuora, Dr. Ekene Anikpe, Dr. Eva Obodo, Mr. Uche Onyishi, Dr. Chike Akabuike, among many others. The occasion was also graced by some of the founding members of AKA group of Artists, the likes of Bona Eze Udu, Chris Afuba, Tayo Adenaike and others.
The climax of the El Anatsui week was on his birthday, February 4 and the event was a birthday party exclusively for the elders of the UNN Senior Staff Club. It was, indeed, an all elders birthday bash in honour of one of theirs. The occasion was garnished with speeches, dance, jokes sand birthday songs, while grand remarks from Emeritus Professor Onyegegbu, Professor Dave Onyejekwe, Professor Nnadozie Inyama, Professor Okoro Ijeoma, Professor Nnaemeka Ikpeze and the new club President, Professor Ejikeme.
The occasion became even more splendid and colorful when most of the elders joined Anatsui to cut his birthday cake and took the elders version of the familiar, 'Happy Birthday song.'
• Mbajiorgu (nuresdef laureate), University of Nigeria, Nsukka (UNN)
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While Flint, Michigan may have been the highest profile case of water being contaminated with lead in recent years, lead is an issue that water systems across the country have to navigate and monitor closely.
Earlier in the year, there were elevated lead levels found in New Jersey's largest public school district in Newark, according to NJ.com. Twenty-six public schools in Chicago were found to have dangerous levels of lead this year, according to DNAinfo Chicago, and according to Florida Today, almost 50,000 people were potentially exposed to unsafe lead levels in drinking water between January 2012 and June 2015. And, after the news about Flint, some Long Island schools reportedly tested positive for higher than normal levels of lead, according to an NBC New York News report, and officials there began remediation efforts.
Despite all of that, lead in the water system isn't something that most people tend to think or even worry about during their day to day lives.
Piping Up
Part of the reason for that is because local municipalities and water companies go to great lengths to make sure that the water is not only safe, but will remain so as it travels through the pipes and into our homes—no matter what those pipes are made of.
In fact, New York City water is considered one of the safest water systems in the country due to its expansive system of aqueducts and the fact that water from the Catskills Mountains is of excellent quality.


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ION Audio Film 2 SD Plus - MediaImpressions Installation and Image Transfer
The Film 2 SD Plus allows you to scan and transfer slide images to your computer. The following guide walks through the steps to install and transfer images from the Film 2 SD Plus to your computer using the ArcSoft MediaImpressions 2 software.
- Installation Process
- Transferring Slides
- Further Technical Support
Installing MediaImpressions 2
Getting Started
Before we begin, insert your Installation CD and launch the set up.
- Click on INSTALL SOFTWARE to proceed with the installation.
- Choose your language and click OK.
- Click Next to continue.
- Once you have read the License Agreement, click Yes.
Next, you must authorize it.
Authorizing the Software
- Locate the License Key on your software disc's CD sleeve.
- Enter this number into the License Key field. Be sure to use capitalization and hyphens when needed, then click Next.
Now you must save the MediaImpressions software to your computer.
Finalizing the Installation
- Choose the desitinaton location for the software. It is recommended to use the default location, as indicated in the image below. Click Next.
- You have the option to rename the software program folder. It is not recommended to change this. Click Next.
- Choose the image files that will automatically open in MediaImpressions 2. Your Film 2 SD Plus saves your slides as .jpg. Typically, leave the defaulted boxes selected and choose Next.
- Your installation is now complete. Click Finish.
Transferring Slides
- Connect the included USB cable from the FIlm 2 SD Plus to your computer's USB port. Then turn on the unit by pressing the Power button.
- On the Film2SD Plus, the display will show "SD to PC". To enter USB MODE, press the UP button and select "Yes". Then click "OK". This will enable your Film 2 SD Plus to work as an SD Card reader.
- Your computer will then recognize a new Removable Disk. To view your images, choose Import media files to local disk using ArcSoft MediaImpression 2.
- If you do not get the "Removable Disk" Menu when you enter USB mode, you can also obtain the slides directly from the MediaImpression 2 software. To do this, click on your Start Menu and then click on MediaImpressions 2.
- Once the program opens, choose Import on the bottom of the software interface.
- In the drop-down box under Get Media From, select the Film 2 SD Plus. It may be labeled as Digital Camera USB Device as shown in the image below.
- Now, on the same screen, click the Folder icon.
- Choose your Destination Folder. It is recommended to use your My Pictures folder as this is the main default location for most images.
- When you are ready to save your slides onto your computer, click Import. This is found on the bottom left of the MediaImpressions 2 software.
- The software will begin imprting the slides into your Destination Folder.
- After saving, the MediaImpressions 2 software will ask you if you would like to delete the already transferred images from your Film 2 SD Plus SD Card. If you would like to delete them in order to create more room on your SD card click Delete Original Files. If you do not want to delete the slides, click Done.
Congratulations! You have now successfully transferred your slide images to your computer! Enjoy!
Further Technical Support
Whether you are a customer or dealer, if you already own a ION product, or if you just have pre-sales questions, our experienced technical support team is here to help!
Visit the link below to connect with any of the following support options: online community support, phone support, email support.


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In the place where they struck oil, they might, on hearing this news, be struck dumb.
You see, as I wandered through the pages of eBay in search of some fine and modern cooking utensils, I came across something that forced my digestive system to ask questions of my cerebellum.
For there (here, indeed) was what seemed to be a brand new Xbox 360 for sale at the most reasonable sum of $1.1 million.
This, as your own cerebellum might be whispering to you, is no ordinary Xbox. For this pristine machine was signed by former governor of Alaska and current literary figure Sarah Palin.
The enervatingly enterprising vendor of this quite frankly priceless technological specimen is David Morrill (that's Morrill, not Imorrill) who claims he resides in Alberta, Canada.
He says he took a trip to Alaska and made sure it coincided with the then-governor's picnic on July 24.
He claims he pushed his way through the crowd to get within sniffing distance of the great Alaskan's hem, told her he had traveled three days just to see her, and asked her to sign his Xbox.
She told him, apparently, that it was "the most extravagant thing she had ever been asked to sign." Which might make certain skeptics wonder whose credit card enjoyed the rather costly pieces of clothing Palin was said to have bought during her sturdy gallop to world prominence during the 2008 election campaign.
According to the Escapist, Morrill tried to sell this Xbox in August but fell foul of certain eBay regulations--you know, of the "prove it" variety.
Still, just as there can now be little doubt that Palin really did sign this particular box (the photos are there for all to see on eBay), there can also be little doubt that Morrill has pitched the opening bid at an appropriate figure.
While, at the time of writing, this venerable Xbox has not yet attracted a munificent suitor, I am sure that before the auction closes on October 15 at 2:12 p.m. PDT, there will be a stampede of investors virtually pummeling each other to toss vast dollar amounts toward this iconic piece of technology.
I am, however, concerned that Morrill's avaricious underskirt might have been revealed in one tiny detail.
Though he justly expects to receive $1.1 million for his almost priceless possession, he also expects the winning bidder to pay $15 for the shipping.
I know there will be some who might feel this just has the vaguest tincture of an ethics violation.


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|How do I create a wholesale account?
|1) Click the green login button at the top
right corner of our website
2) Click continue under the New Customers heading
3) Create an account with your company information
4) Email firstname.lastname@example.com to let us know that you have created an account. Once we receive an email from you, we will review your account information and approve your wholesale account request. We usually review and approve wholesale account requests within 24 hours.
Once your wholesale account has been approved, login to our website using the username and password you set up your account with. After you log in, you will see a new green tab in the upper right section of the website that says "wholesale." Click on the wholesale tab, this will bring you to the wholesale section of our website where you can order our products with the adjusted wholesale pricing.
If you have any issues or questions about setting up your wholesale account please email us at firstname.lastname@example.com or call 732-806-5218 . We look forward to reviewing your information and we will reach out to you soon!
|How do I get local stores to carry your products?
|Please speak directly to the store manager about carrying our products and tell them how much our products mean to you! Forming this personal interaction is important and can be very convincing.
Click here for the Customer Request Store Letter.Print the Customer Request Store Letter, fill out, sign, and give it directly to the store manager or customer service department. Speaking directly with the store manager and providing them this letter has proven quite successful!
|How do I contact you?
|Please contact No Whey Foods Customer Service by emailing firstname.lastname@example.com or calling 732-806-5218 . Your inquires are very important to us and we will respond to any of your concerns or questions promptly! For more information about our company click here.


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Automated metering
Automated metering
HomeWorks uses an automated metering system that provides several benefits to our members:
- We can read meters every month without sending a meter reader and vehicle to each meter location.
- We can obtain a meter reading instantly at our office in case of billing questions or transfers.
- We can track outages, voltage levels and blinking lights, which also helps as we develop future workplans to maintain and upgrade the electric distribution system.
- We can verify power has been restored before our crews leave an area.
About Automated Metering
Automated Metering works through a circuit board located within the electric meter, which transfers information from the meter to a server. The server uses the information to create profiles for each of our 26,000 member accounts, including daily meter readings, meter voltage, and more.
Frequently Asked Questions
What is AMR, and how does it work?
AMR stands for Automated Meter Reading. HomeWorks installed communications equipment on our system that allows data to be sent back and forth between your meter and our offices. As you use electricity, your meter records the usage. A circuit board inside the meter transmits this information upon request to our office, where it is downloaded into our customer information and billing systems.
What is AMI?
AMI stands for Automated Metering Infrastructure. It is the overall system of meters, computers, and data that includes Automated Meter Reading (AMR), which provides a great deal of information to the cooperative to help us maintain reliability and serve you better.
How will this system benefit me as a HomeWorks customer?
AMI will help us reduce estimated meter readings. Other benefits include the ability to obtain a meter reading instantly at our office in case of billing questions or transfers; far less need for HomeWorks employees to come onto your property; more detailed information about electric outages; and the ability to verify that power has been restored before our crews leave an area.
We can also use the voltage recordings provided by the system to help us identify power lines that may need to be upgraded or replaced.
How much did the AMI system cost? Is it really needed?
Because of savings due to reduced transportation and labor costs, the system actually pays for itself over its projected lifetime. And, it will help HomeWorks continue to provide reliable electric service, personal customer service, and competitive electric rates.
How much did this project cost the member-owners?
There was no additional cost to install the system, as the cost savings will pay for the project. However, if during any meter change-out your equipment is considered to be dangerous or faulty, we will inform you and either replace parts as needed, or request that you call in an electrician to bring your side of the meter into compliance with nationally-recognized safety standards. You are required as a member-customer to keep your electric equipment in safe, working order.
Who receives AMI service?
Almost every member-customer of HomeWorks Tri-County Electric Cooperative has an AMI meter (we have about 12 specialty meters in service that are not upgradeable to the AMR technology.) Note: none of the automated meter reading technologies we reviewed will read 100% of a system's meters, for various reasons. We have retained some part-time meter readers to pick up the 4% of our system that does not read reliably.
Is AMI technology really that much faster?
With this system, HomeWorks Tri-County can usually bring meter reading information and other electronic data back from the member-owner's location to the Cooperative office in less than six (6) seconds.
What does the new AMI meter look like?
The meter's exterior appearance is like a typical electronic (digital) meter, with a screen that updates every few seconds. The screen scrolls 8s and then flashes the digital meter reading. The only difference is that an AMI electronic circuit board module is installed inside the meter.
What are the physical components installed for AMI to work?
The AMR system consists of three main components:
Meters – Each existing meter has been replaced with a new AMI enhanced meter that contains an integrated AMI circuit board.
Collection Equipment – AMI collection communications equipment is being installed in our substations and on our distribution lines.
Computer System – An AMI data server has been installed in the Cooperative's office at Portland.
How is the AMI device in my meter powered?
AMR devices use electricity from HomeWorks Tri-County's side of the meter. You are not charged for this electricity.
Do I have to pay for the device on my meter?
There is no additional charge to you for the installation or use of AMI service.
What if I have a separate dual fuel meter?
The meter has been exchanged for an AMR meter. You continue to receive our discounted dual fuel electric rate and your specified electric loads remain eligible for control during peak periods.
What about my propane meter? Is it also part of this project?
Your propane meter continues to be read manually. We are looking at technologies that will enable us to read propane meters remotely but no decisions have been made yet.
How does HomeWorks Tri-County read the meters?
Computers at our office contact the collector equipment and signal this equipment to request one or more meter readings. A reading request signal is sent and the AMI meter responds back with the readings. The entire process usually takes less than six seconds for a single meter reading.
Will these new meters notify HomeWorks Tri-County if the power goes out?
No, the meter will not call us; we call it when we need information. You should call 1-800-848-9333 to report a power outage or other emergency situation. The meters will be able to record outages which may allow us to verify whether the outage is on your side of the meter, or on ours.
What information does the AMI meter record?
The meter records a kilowatt-hour reading and the overall peak demand. It also records the date and time of energy use, if and when the lights blinked and, in case of an outage, how long the power was off and when it was restored.
Can HomeWorks tell which appliances are operating through these automated meter readings?
No, we cannot tell how you are using electricity - watching TV, cooking, washing clothes, etc. - just that you are using it.
Is my account information secure? How will I know that you have my reading and not someone else's?
While the meter display is visible for you to be able to check your energy use; all other information stored in the meter module is secure and the meter is sealed. Each meter has a unique identification number which is transmitted along with the meter reading. This number is compared to your account record to ensure a match.
Will my meter information be shared with the government or anyone else?
No. We have a responsibility to each of our member-customers to keep the information regarding your account confidential. Your individual data is not shared with any other organization or the government. Aggregated data for an entire class of users (such as residential, general service, or irrigation) may be used in financial reports or used by an outside agency to help us determine system needs.
Will AMR service interfere with my radio, telephone, computer, television, phones, wireless internet access, pacemaker, invisible fence or other equipment?
No. The transmitting device operates in compliance with FCC regulations to avoid interference with other electronic devices. The AMR system operates independently at a low-power frequency reserved for this purpose and should not interfere with other equipment.
Can HomeWorks turn my appliances on or off?
The meters are not set up to turn your appliances on and off. They can be used, if you agree in writing, to participate in our water heater or dual fuel heating and cooling load management programs.
On what day of the month are the meters read?
Automated meters allow HomeWorks to read them at a variety of times to obtain a history of account information. For billing purposes, your monthly billing cycle will remain the same.
Does AMI change the date I am billed during the month?
Members see no difference in the timing or billing method for their electric use.
Will HomeWorks still check the meter regularly?
Routine inspections of all meters and services in accordance with HomeWorks' policies and industry standards will continue to ensure meters are in proper working condition and to look for safety hazards, theft or other problems.
If no one has to read the meter, does it still need to be accessible?
Yes. According to our member agreement and industry safety standards, reasonable access to equipment still must be maintained. An accessible meter is important in case of fire, as well.
What if my bill reports more kWh usage than normal or if I think my meter is not working correctly?
Call us at 1-800-562-8232 right away to discuss your billing concerns. All new meters are tested at the factory to ensure that they register properly.
Can I keep track of my electric usage online once the new meter is installed?
Yes. Through the SmartHub web page, or by installing the SmartHub app on your iOS or Android device, you have access to your account information including energy usage history.
Whom can I contact if I have additional questions?
If you have additional questions about automated meter reading, you can contact our Customer Service representatives at 1-800-562-8232.


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Oxford Programme for
the Future of Cities The Flexible City: rethinking the urban to face future challenges
Housing stories in peri-urban areas of Dar es Salaam.
Housing remains one of the most important challenges associated to the transformation of African cities. In the last decade, the demand for adequate and accessible housing has grown exponentially due to the increased number of urban dwellers born in or searching for better opportunities in cities. The Kigamboni Urban Walk is carefully designed to bring out the stories behind current housing challenges and opportunities in one of Dar es Salaam's most multifaceted peri urban areas. The Kigamboni Urban Walk is organized by scholars from Ardhi University in partnership with the Oxford Programme for the Future of Cities, the Kigamboni Community Centre and the ACTUS Project team.
The Kigamboni Urban walk responds to the call of the Urban October Initiative putting housing at the centre. It is the first of a series of walks and will include several stops and points of interest across Kigamboni.
The meeting point is at KCC Saturday 22 October 2016, the walk will start at 1:30PM. It's a family friendly event, everyone is welcome!
Fees are 20,000 TSH (students) and 30,000 TSH (regular). The fees include refreshments, bajaji ride through Kigamboni and Saturday show entry. All fees go directly to the community.
Date: October 22
Time: 1:30 PM – 4:30 PM
Cost: TZS20.000 – TZS30.000
Event website: http://actus.wastestudies.com/event/kigamboni-urban-walk/
Kigamboni Community Centre (KCC)
Dar es Salaam, P.O. Box 4746 Tanzania, United Republic Of
Find KCC at Google Maps: https://goo.gl/maps/QWn9jia23Tw
Website: http://kccdar.com
Dr. Nathalie Jean-Baptiste
Irmelin Joelsson
Kigamboni Community Centre
Contact us today for more information on the Oxford Programme for the
Future of Cities!
Phone +44 (0)1865 278818
Email firstname.lastname@example.com
© 2020 Institute for Science, Innovation & Society. Website by REDBOT


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Cadillac, the premium luxury brand of General Motors will enter the compact car segment; with the all-new model "ATS". Designed to take on premium competition like the Mercedes C-class and BMW 3 series, the ATS is based on the new Alpha platform, which will simultaneously underpin the next generation Chevrolet Camaro.
The rear-wheel drive ATS will have a shorter wheelbase compared to its elder sibling, the CTS, while borrowing a large number of cues from the latter.The ATS will be available with two direct injection engines, namely a 330 hp 3.6L V6 and a turbo-charged 270 hp 2.0L inline-4. Both are attached to a GM Hydramatic 8-speed transmission.Cadillac will also release a sports variant called ATS-V.
This model will feature a 470 hp 6.2L V8 engine, a modified version of the engine used in the present Chevrolet Corvette. The transmission will be a 6-speed GM Hydramatic.There are plans to release sedan, wagon, coupe and convertible forms. Currently, production of the ATS sedan is slated to start in July of 2012, followed by the coupe in July of 2013.


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News__ Mary Meyer x Cook & Gates
| By Hana May
We're going to the beach with Mary Meyer and Cook & Gates
We'll take any excuse to go to the beach. Day off? We're there. Sick day? Also there. Friend is visiting? Taking them there. Mary Meyer and Cook & Gates are giving us one more reason to head for sandier pastures. The two have teamed up for a collaboration beach blanket and limited run of bags. The Mary Meyer x Cook & Gates hand dyed cotton blankets and canvas bags have a sort of tie-dye looking affect and pair perfectly with a bikini.
See more from the Mary Meyer x Cook & Gates collection below.


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Statement by H.E. Mr. Rashid Abdullah Al- Noaimi
Minister of Foreign Affairs Of The
Before the General Assembly Fifty- eighth session
Mr. President,
On behalf of The United Arab Emirates" I have the honor to extend to you and your country,
I also would like to thank your predecessor, his Excellency Mr. Jan Kavan, for his effective leadership of the previous session.
On this occasion, I would like to express our appreciation to Secretary-General, Kofi Annan for his wise leadership and perseverance in enhancing the role of the United Nations in maintaining peace, security and, stability in the world.
Mr. President,
Despite our hopes and high human aspirations we hoped to achieve with the entry of the new Millennium, there still are many regional and international issues that have not been resolved, thus constitute a main concern to us. They represent a serious threat to international peace and security, as well as to the stability, development and the prosperity of people, which derives its continuity from respecting and implementing the rule of law and international covenant.
The unfortunate events that our world is witnessing are the natural aftermath of the previous political era, which was characterized by conflicts, occupation, oppression, human rights violation and wars, which lead to a wide range of arm race, on the expenses of human, economic and environment development. In order to confront and contain these challenges, it is important to reform the United Nations and all its bodies, especially the Security Council, the General assembly and the ECOSOC as well as enhancing the cooperation between these international organizations and regional organizations.
Mr. President,
Maintaining stability and security in the Gulf area is an essential priority, not only to the people of the region, but also to the whole world. Accordingly, the United Arab Emirates, has adopted, within the framework of the Gulf Cooperating Council as well as bilateral, regional and international relations, a foreign policy based on peaceful co existence, trust building, good neighborliness, mutual respect, no interference in the internal affairs, no threats of the use of power, solving disputes and ending occupation through peaceful means. From its commitment to these doctrines and the principles of the Charter of the United Nations, the United Arab Emirates believes that the solution to end the occupations of its three islands, Greater Tanb, Smaller Tanb and Abu Moussa, by the Islamic Republic of Iran, lies within peaceful means that save the region from the atrocities of wars, from which its people suffered during the last three decades. Therefore, the United Arab Emirates reiterates its call to Iran to rethink its position and respond to the peaceful initiative that it proclaimed few years ago, which calls both countries to engage in serious bilateral negotiations, or go to the International Court of Justice, similar to other bilateral issues that were settled in accordance with the principles of the Charter of the United Nations and the rule of the International law. The question of the three occupied
In this course, we reaffirm the complete sovereignty of the
Mr. President,
Since the last session of the General Assembly, the world had witnessed many changes in the political and security fields, which had a strong impact on our international relations, especially those, related to peace and security in the Arabic Gulf region, which lead to outcomes and developments that might bring down the foundations of peace, stability and development in the area and the world.
Mr. President,
The United Arab Emirates, which is deeply concerned about the continued suffering of the Iraqi people, and the deterioration of their humanitarian conditions, security, social, economic and environment, reaffirms that the restoration of security and stability in Iraq and its return to the international community, will not be achieved without the collective efforts of the regional and international community to help Iraqi people reform their constitutional and developmental institutions, and enable them to manage their internal affairs and relations with the countries of the world and neighboring countries, so they can play a responsible effective role in the region. Therefore, we reiterate our welcoming and support of the efforts made by the provisional Iraqi governing council and the interim Iraqi Administration, and hope that the United Nations will play a bigger role in sorting out the situation in Iraq and in its reconstruction and maintaining its integrity and safety and the right of its people to self determination, election of its government, its political future and the exploitation of its natural resources.
Mr. President,
A fair and comprehensive settlement for the Palestinian question, requires a commitment of Israel to adhere to the international resolutions, which are based on the principles of Land for Peace, the Arab Peace initiative which was endorsed by Beirut Summit, which includes the Syrian and Lebanese tracks and Israeli withdrawal from all Palestinian and Arabic lands it occupies since 1967, including Al Quds AlSharif, Syrian Golan and the Lebanese Shabaa Farms.
It is required that the Middle East zone, including the Arabic Gulf region, should be freed of weapons of mass destruction, and that Israel joins the Nuclear-Non Proliferation Treaty, and subjects its nuclear facilities to the guards of the International Atomic Energy Agency (IAEA) pursuant to relevant United Nations resolutions.
Mr. President,
The United Arab Emirates, which condemns all kinds and forms of terrorism, calls for mobilizing all national, regional and international efforts to combat and eradicate these dangerous phenomena, which is used by radicals and outlaws as means to fulfill their destructive goals. In this respect, we express our deepest sorrow about the criminal attack committed against the United Nations head quarters, the Jordanian Embassy in Baghdad and Imam Ali mosque in Najaf, which resulted in the killing of Imam Mohammed Baquer Alhakeem and a number of innocent victims. We also stand by the countries that were targets to terrorist criminal attacks, in particular the fraternal
Mr. President,
Despite the numerous international conferences, especially the Sustainable Development Summit and the Conference for the Financing of Development, which aimed at treating the unbalance in international economic relations and its effect on international economic development, the majority of the people in the world still live in unstable and inhuman conditions, characterized by increased poverty, diseases, and illiteracy due to the increasing economical gap between developed and developing countries resulting from the failure of the developed countries to implement the pledges they made according to the international resolutions.
From this perspective, the
In this occasion, we would like to point out the confidence given to the
The great challenges facing the international community strengthen our conviction, more than any time, in the importance of adhering to the principles of the Charter of the United Nations and the international law, as our reference in solving disputes and differences.
We hope that the meetings and debates during this session will succeed in strengthening the role of the United Nations, as a multilateral organization, in the maintenance of international peace and security.
Peace and God's blessing be with you.


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News Articles
Knoxville News Sentinel: Education reform bill shows compromise still possible in Congress
Posted on August 10, 2015
WASHINGTON — U.S. Sen. Lamar Alexander had been chairman of the Senate committee over education for just a week when he began circulating the draft of a bill intended to do what other Congresses had not: Fix the Bush-era No Child Left Behind school-reform law, which many experts agreed was no longer working.
But the top Democrat on the committee didn't like what she saw. So she delivered a blunt message to the Tennessee Republican.
"I said, 'Do you want to just have a bill to fight about or do you really want to fix a broken law?'" said U.S. Sen. Patty Murray, D-Wash. "To his credit, he wants to really fix a broken law."
The candid exchange between the two lawmakers, both of whom have reputations as dealmakers, set the stage for weeks of negotiations that eventually produced a bipartisan bill that sailed through the Senate in late July on an 81-17 vote. Just as important as the bill's content was the message it sent: Compromise is still possible — even in Washington.
"It really took an extraordinary effort — there was a crocodile lurking every 100 feet that could have derailed this bill," Alexander said. But, "I think we showed the Senate a model of what can be done."
Given the partisan divisiveness that at times has crippled Congress, "the only way you get things done is for people to feel they are part of the conversation, that they have policies in (a bill) that they can support, and that it is not a partisan document," Murray said. "That is exactly how we are approaching all of the issues we work on."
What the two senators managed to achieve is extraordinary and encouraging, said Jim Douglas of the Bipartisan Policy Center, a nonprofit that promotes negotiation and dialogue in policymaking.
"It's frankly the way the Senate used to work," said Douglas, a former Vermont governor. "I hope we're past this period of stasis, of gridlock, of accomplishing so little, and on to a new time where senators — and we hope some of the House, as well — can work across the aisle."
Although the No Child Left Behind revision got off to a shaky start, Alexander and Murray approached the task with a couple of common goals that quickly got them back on track: Both believed the 13-year-old law isn't working. Both wanted to fix it.
"Both of us shared a goal of actually legislating and getting something done, and No Child Left Behind left us a perfect opportunity," Murray said. "It is a law that is not well liked. It is not working well. And we both agreed on the principle that this (revision) needs to be signed into law."
Murray, known for working out a bipartisan budget agreement two years ago with U.S. Rep. Paul Ryan, R-Wis., suggested she, Alexander and their staffs try to negotiate a bipartisan education bill that each of them could then attempt to sell to their respective caucuses. No Child Left Behind had expired eight years earlier, but attempts to revise and fix it in the last two Congresses collapsed under heavy partisanship.
Alexander, who stepped down four years ago from a powerful Republican leadership position saying he wanted to work with Democrats to solve problems, took her advice.
"It turned out to be very good advice," he said, "and that's exactly what we did."
Alexander and Murray had never worked closely before, so while they were still sizing each other up, Alexander told her a story that former U.S. Sen. Howard Baker had relayed to him years ago.
When Baker became the Senate majority leader in 1981, he went to the Democratic leader, U.S. Sen. Robert Byrd of West Virginia, and made a pledge: "I won't surprise you, if you won't surprise me."
Byrd agreed, and the two lawmakers kept a "no surprises" relationship for the four years they worked together.
Alexander and Murray soon developed a "no surprises" working relationship of their own. Alexander knew Murray was passionate about certain issues, such as expanding early childhood education, and Murray knew Alexander felt strongly about giving states the opportunity to let federal dollars follow children to whichever public school they attend.
But the senators also knew "if we wanted a result, our job was not to embarrass each other but to make it possible for us to work with other senators," Alexander said.
The compromise the two senators eventually reached, announced in April and rebranded as the "Every Child Achieves Act," kept in place federal testing requirements enacted under No Child Left Behind but gave states the freedom to decide how schools, teachers and students would be held accountable. The result also barred the federal government from mandating or offering incentives to states to adopt any particular set of standards, such as Common Core, which has been particularly controversial in Tennessee.
No one got everything they wanted. Murray had to settle for a new grant program instead of broadly expanding early childhood education. Alexander was unable to get school choice included in the bill. Other senators were given the chance to put their imprints on the legislation. In just one week, the Senate considered 177 amendments and adopted 65.
On July 16, the bill cleared the Senate with overwhelmingly bipartisan support. But other crocodiles are lurking. The House has passed its own education reform bill, and negotiators will have to work out the differences in the two versions if they are to send a measure to President Barack Obama.
Alexander said he's optimistic a compromise can be forged. Murray also is hopeful but warns, "if we step in and get bit by a crocodile, we're done. So managing through that and making sure everyone feels they are part of it and gets something out of it is something we'll all have to work on."
Meanwhile, Alexander and Murray plan to take the same bipartisan approach to other issues before the Senate Health, Education, Labor and Pensions Committee, including reforming higher education and modernizing the way drugs and medical devices are developed and approved.
Other lawmakers also have started to copy the Alexander-Murray model. In late July, the leaders of the Senate Energy and Natural Resources Committee —U.S. Sens. Lisa Murkowski, R-Alaska, and Maria Cantwell, D-Wash. — announced a bipartisan agreement on sweeping energy legislation.
"Bipartisanship is blooming," Douglas said, pointing to other recent examples in both the Senate and the House. "Let's hope it continues to blossom."


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LÀO CAI – The development of the family doctor model will go together with the health system at the grassroots level.
This is one of the targets of the family doctor model expansion plan in Việt Nam in the 2016-20 period, which was launched at a conference held by the health ministry (MoH) yesterday in the northern mountainous Lào Cai Province.
During the conference, health experts shared experiences and thoughts about the development of the family doctor model with the aim of improving the health system at the grassroots level.
Trần Giáng Hương, director of the International Co-operation Department under the MoH, said the family doctor model was run in pilot programmes in eight provinces and cities.
The programmes made several achievements, but still met some difficulties in operating the model, and in incorporating it with the local health system effectively.
The country now has 1,200 doctors specialising as family doctors.
Several participants at the conference said the number was few compared to the real demand, and so the health sector should consider assigning more doctors to work as family doctors, and prepare plans to train family doctors.
Trần Quý Tường, deputy director of the MoH's Medical Services Administration, said effective expansion and implementation of the family doctor model was expected to reduce hospital overcrowding and improving the workforce for local medical stations.
They were also two out of nine priorities of Việt Nam's health sector in the 2016-20 period, he said. – VNS


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We have partnered with Operation Warm. Help Us Reach Our Goal of Raising $10,000 to Provide Brand New Coats to Local Children in Need.
Brackett Heating & Air will match donations, up to $5,000!
We have partnered with Operation Warm. Help Us Reach Our Goal of Raising $10,000 to Provide Brand New Coats to Local Children in Need.
Brackett Heating & Air will match donations, up to $5,000!
Compared to a 20 year old system, the efficiency of a modern Lennox can completely offset the payment on a new system.
Our clients are our top priority.
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"Mr. Brackett!
Just a note to Thank you for having one employee (I think his name is James) who was willing to make an after hours call to my home. I called because my CO Alarm was going off and I couldn't stop it. I thought that perhaps my furnace was malfunctioning. I had no idea that I had left my car running. Something I had NEVER before in my life ever done! He apparently got out of bed (10:15ish) to answer my call. If he had not I would be history!
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Copyright © 2020 Brackett Heating & Air Conditioning, Inc. | All Rights Reserved


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|Iron Country
|Tetsu no Kuni
|Iron Country
|Neutral Moderate
|Between Waterfall, Rice Field and Fire Countries
|Mining, Mediation, Mercenaries
One of the older countries still existing, Iron Country created the concept of neutral countries and cemented it by negotiating the end of the First Great Shinobi War that had raged for nine years. It has since negotiated the end of two more great shinobi wars, numerous smaller wars, and been the location for summits between leaders. It is also unique in that its strength comes from a large standing army of samurai rather than a hidden village.
Formed in 20 AF north of Fire Country, Iron Country declared itself neutral territory and refused to allow any forces from either side to pass into its territory. Its position as neutral was officially acknowledged when its daimyo negotiated the end of the First Great Shinobi War at a summit within its borders. Nearly all wars between countries have their peace talks in Iron Country since then. One glaring exception was in 70 AF when Kumo had peace talks with Konoha held in Konoha, and the head negotiator attempted to kidnap the heiress of the Hyuuga Clan the night after the treaty was signed.
In 56 AF, the southeastern section of the country peacefully seceded and formed Rice Field Country. Iron Country suddenly faced unexpected competition as the location of choice for neutral talks between parties when Rain Country and Ame declared neutrality in 83 AF. An "arms-race" of sorts commenced between the two countries to be the neutral grounds of choice for negotiations. It's largely considered the location of choice for the northern Elemental Lands and for meetings of parties from opposite ends of the Elemental Lands region.
In 130 AF, Iron Country declared caps on the number of troops or ninja that could be stationed up to a day's journey from their border and reduced to number of guards that could enter the country with dignitaries or ninja leaders. Rice Field Country and Waterfall Country, being nearly entirely within the range of the request, were given exceptions that reduced the range to a half day's travel for their forces. There are also reports that border garrisons have been beefed up since then.
Treaties and Alliances
- Declaration of Neutrality (signed in 20 AF)
- Treaty of Funkakou Gai (signed in 25 AF)
- Treaty of Koganeiro Toshi (signed in 52 AF)
- Treaty of Ryokugyoku Toshi (signed in 66 AF)
Notable Organizations
Iron Samurai
The standing Army of Iron Country, the Iron Samurai are the equal to most ninja and provide the muscle that allows the country to stay neutral despite massive wars occurring on its borders. It's frequently thought that Snow Country was inspired by the armor of these warriors when it started the chakra armor design. The army has several garrisons and bases throughout the country, some placed near vital locations such as mines and others near other countries to protect the borders. The Iron Samurai are also unique in that there are no class distinctions and all troops in the army are trained as samurai.
Notable Locations
Funkakou Gai
City in the southern part of Iron Country, near the border with Fire Country. The location was formed by an early battle of the First Great Shinobi War that leveled a just-evacuated town. It turned out that the town was located above a sinkhole and the fighting caused the sinkhole to collapse. After the battle, the locals returned, cleaning up and rebuilding the city within the crater. It rose to prominence at the end of the First Great Shinobi War, when it was used as the location to mediate the treaty ending that war. In the years following, it gained a garrison of samurai and became a hub of trade along the northern-most major east-west route through the Elemental Lands. The garrison was moved out during the Second Great Shinobi War when a large fortified base was built south of the city to act as part of the defense force for the Fire Country border.
Ryokugyoku Toshi
Named for the extensive emerald mines located nearby, Ryokugyoku Toshi was the site of the mediation efforts that brought the Third Great Shinobi War to an end. Its primary industry is the emerald mines, and a large samurai garrison is located at the city to protect it and the mines. Its main claim to fame is that it was used to mediate the end of the Third Great Shinobi War.
Koganeiro Toshi
Said to take on a golden hue at certain times of day, this city is mostly a tourist and mediation city located in the southeastern part of the country. It was the capital of Iron Country from its creation until 60 AF, when the daimyo had the capital moved to a more central location. The last major treaty signed at the capital before the shift ended the Second Great Shinobi War.
Regional Location
|Iron Country
|Waterfall Country
|Rice Field Country
|Fire Country


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Two days ago I wrote on the Honesty of Ego, based on Niamh Ni Bhroin's recent post in which she interviews Ego. Yesterday I took a well-earned rest from blogging and all manner of work. I enjoyed an absolutely wonderful day with my brother and his family who are visiting from the US. Het was mijn […]
Posts Tagged 'one-woman show'
When It All Comes Together
Posted in Change, Culture, Crosscultural, Intercultural & Multicultural, Expat Life, Family & Friends, Holidays, Life Balance, Light Bulb Moments, Third Culture Kids (TCKs), Expat Teens, tagged birthday, book, critique, ego, one-woman show, performance on April 22, 2011 | Leave a Comment »


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What's the Difference Between Pre-Approval and Pre-Qualification?
When you start the process of buying a home, wherever you want to live in Washington, there's a lot to think about. You want the right neighborhood for your lifestyle and your family. Good schools are a must. The right size and layout of the property is important.
It's easy to start thinking of the house you'll buy as the first step in buying a new home. One of the first steps is to determine how you'll pay for it. While some people pay cash for a new home, many more need a mortgage.
In your search, you've probably heard or seen the terms "pre-approval" and "pre-qualification." They may seem similar, but they have two very different functions.
Talking to a lender about getting pre-qualified is a good first step if you're unsure how much home you can afford. The lender will ask a few basic questions about your employment and financial status. With that information, they'll create a rough estimate for you, letting you know how big of a home loan you might be able to expect. In other words, they'll give you an idea of how much home you may be able to afford.
This step is only preliminary and is not a guarantee of a loan. In terms of buying a home, it's something that will help you get an idea of what price range to look in. A pre-qualification isn't a way to show a seller that you're serious, though. For that, you need to get pre-approved.
Much more involved than a pre-qualification, a pre-approval for a mortgage will give you a taste of the kind of information you'll need when you apply for the loan. The lender will request specific documents including tax returns, bank statements, and employment verification. They will also run a credit report.
A pre-approval is not a guarantee that you will get the mortgage when you're ready to buy. Rather, it shows that you're likely to be approved and that, as of right now, you appear to be a good candidate for a mortgage. Pre-approval letters show sellers that you're a serious buyer with the potential to make it to the closing table. In a competitive market with low inventory, this can help you stand out from other buyers.
Things to Keep In Mind
There are a few things to keep in mind as you go through the pre-qualification and pre-approval process.
- Don't get a pre-approval until you're ready to buy - especially if you think your financial or employment situation will change.
- Talk to multiple lenders to find the best loan for you. Every mortgage company offers their own products, and rates and fees will vary.
- Before you get pre-approved, make sure your income is steady and your credit is clean.
- Once you start the financing process, from pre-approval until you get to the closing table, don't change jobs or take on any new debt. This will affect your financing and possibly kill the deal.
Whenever you're ready to start the process of buying a new home, talk to a lender to get an idea of what you can afford and what kind of home loan options are available to you.
Get in touch with our preferred lender today:
The Red Door Teams Preferred Mortgage Lender
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Whatever happens after death, we live with hope in life eternal and in the assurance that "neither death, nor life, nor angels, nor rulers, nor things present, nor things to come, nor powers, nor height, nor depth, nor anything else in all creation, will be able to separate us from the love of God in Christ Jesus our Lord." (Romans 8:38-39)
Asbury United Methodist Church strives to be a caring, faith-filled congregation. Our Christian commitment is to be present to one another, in the name of Jesus, in every phase of life's journey from baptism to the final resurrection.
Don't hesitate to contact our Congregational Care Director Maggie Dunaway for support or guidance about funeral and memorial-planning processes. You can also schedule a consult with a pastor.
Learn more about Congregational Care at Asbury or email Maggie. For immediate assistance, call (205) 515-1029.
Asbury is honored to church members and their immediate families a final resting place in our columbarium. Learn more.


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Services and information
Adopt a child with special needs who is not able to live with their biological family and is in the permanent care of Children's Services.
Adopt a child of a spouse or relative, or adopt a child through a private direct placement or licensed adoption agency.
Albertans can apply to adopt a child who lives in another country.
See profiles for children who are ready to be part of an adoptive family.
The Wednesday's Child Program features some of the children in Alberta who are ready to be adopted.
Families who adopt or obtain private guardianship of a child in permanent government care can apply for financial assistance.
See statistics for different types of adoption in Alberta.
If you have questions or want to leave comments about the adoption process in Alberta or Wednesday's Child, complete our online form.
Adoption is a provincially regulated program. Alberta's Child, Youth and Family Enhancement Act indicates that in order for an applicant to be eligible to apply for adoption in Alberta, they must be a resident of Alberta at the time of application, approval and placement.
If you do not live in Alberta, please contact the adoption authorities in the province or territory in which you currently reside to inquire about local adoption resources available to you.
Types of adoption
In Alberta, there are 3 types of adoption. Select the type below to obtain more information:
- Adoption of an Alberta Child in Care: You may access the Profile Look-up or the Wednesday's Child to view profiles of some of the children who are available for adoption through Alberta Children's Services
- Private adoption: Spousal/Step-Parent, Relative, Private Direct, Licensed Agency
- International adoption: Adoption of children from outside Canada
Other adoption program information
Other related programs
Private Guardianship: for children who have permanent status with Alberta Children's Services
Foster Care: temporary caregiver for child in care
Adult Adoption: Adoption of a person in Alberta 18 years of age or older
Post Adoption Registry: Information about adoptions that have been granted in Alberta
Foster care records: Historical Information for persons who were in the care of Alberta Children's Services as a child.