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Any tangible item not consumed within one accounting cycle (typically a year) and providing long term utility is referred to as a Fixed Asset. Traditional images include manufacturing equipment, tools, transportation vehicles, buildings and utility related systems (sewage systems, power grids, power plants and dams). In accounting, these assets are recorded to the balance sheet as 'Fixed Assets'. For very large corporations the line item is referred to as 'Buildings and Equipment' or some other generic term identifying capital expenditures for high dollar cost items.
Classification as a fixed asset requires the item pass two tests. The first test is tangible in nature. This means it must have physical characteristics. Such items as patents or research and testing do not pass the test due to a lack of physical existence. In accounting terminology, these are referred to as intangibles and are recorded in a different class of assets. Examples of tangible items include tools, site development costs (pavement, curbing, light poles, even trees), structures and trucks.
The second test is the utility period. This is more commonly referred to as the consumption period. If the item will be consumed or used over an extended period of time i.e. longer than the traditional accounting cycle (a calendar year) it may pass the 2nd part of the test. But we need to be clear here. If the item is purchased and is used up as a part of the product you sell or service you render, it is not a fixed asset, but inventory in nature. The following are examples of tangible and consumable items, therefore not meeting both tests to be classed as fixed assets:
- Toner Cartridge – purchased for use in your office printer, it will most likely last more than one year, but because it is used up providing documents as a part of the service you render, it is not a fixed asset. Remember it passes the first test of tangible but technically it is considered consumed for the second test.
- Raw Resources – you are a concrete provider, you purchase 200 railroad cars of sand and pile it up out in the work yard. This sand is physical in nature i.e. tangible and will be used over the next 18 months. Technically it passes test two of more than one accounting cycle. The reality is that it is a part of the product you provide; therefore it is inventory and not a fixed asset.
- Chemicals, Lubricants, Gases – these items are used over an extended period of time in the manufacturing or service you render; although tangible, they are consumable and therefore should be classed as supplies in the inventory area of your balance sheet.
For the small business entrepreneur the definition requires modification to simplify accounting. There is a tenet of accounting that basically states that the cost should not exceed the benefit derived. For any fixed asset, there is cost associated with 'carrying' the asset on the books of record. Fixed Assets are recorded in a special ledger or spreadsheet as fixed assets and subdivided into groups as illustrated below:
Office Equipment $Z,ZZZ
Transportation ZZ,ZZZ
Manufacturing (Tooling) ZZZ,ZZZ
Buildings/Structures ZZZ,ZZZ
Land ZZ,ZZZ
Noticed that this looks like it is organized from the overall lowest cost to the most expensive, but in reality the accountant organized this section based on life expectancy from short life value of office equipment to the never ending life of land. Any reasonable organization format is acceptable as long as the reader can understand the report. On the balance sheet the entire group can just be called 'Fixed Assets' or you can detail this into subgroups like above.
Now back to the tenet of benefit must exceed the cost. The carrying costs means that an accountant will review the items each year for calculating depreciation and will most likely have to confirm the existence of the assets via an inventory of the items. A small businessman shouldn't spend his time dealing with these types of petty issues as it relates to low cost items. Some items meet both tests of tangible and long life, but it is unrealistic to record them as fixed assets because of the costs to maintain them on the books would exceed the benefit associated with that cost to maintain them on the books. Here are two examples:
The Desk Trash Can – notice it meets both tests! It is not a part of the item sold or service rendered. But you need to be realistic because you don't want to record a $13 item to your fixed assets ledger. It should be expensed to the profit and loss statement or placed in a large group asset called 'Office Auxiliary Equipment' and combined as one line item in the subgroup of Office Equipment (Desks, Computers, Printers, Etc.). This subgroup is generally created when you first start business and purchase everything from staplers to office signage. Group it all together as one line item and it is included in the Office Equipment section of Fixed Assets. Therefore, Office Equipment has the following subgroups:
- Technology (Computers, Servers, Wiring, Etc.)
- Phones and Phone System
- Desks and Furniture
- Cabinets, Storage Systems, Bookcases
- Software (See Below)
- Office Auxiliary (staplers, trash cans, hole punches, tape dispensers, the cart, books)
- Tools – this one is more financially based than anything else. For some reason they have a tendency to disappear, I don't why, they just do. Everything from hand tools to extension cords etc. should generally be expended. However, sometimes you will buy tooling systems such as die sets, drill bit systems, etc. We are talking about some serious dollars here and these should be recorded as fixed assets in the equipment group. Odds are that you will keep a closer eye on a tap and die set that costs $4,200 used with your CNC machine than the $19 hammer.
The key is to create a dollar value threshold. Anything costing less than $500, but still passes the test of tangible and long life should be expended. However, if you buy a group of items at one time and the combined total is more than $500; combine the items as one line item in the ledger and record them as a fixed asset. An example is purchasing the refrigerator, microwave, coffee pot, toaster, and stove for the office kitchen.
Yes, all of the above comply with Generally Accepted Accounting Principles and the Internal Revenue Code.
Software – this is one of the exceptions to the rule above. For some strange reason, the accounting profession has decided that this is a fixed asset. However, the definition was modified because the ever changing world of software providers. They have gotten to the point of reproducing this stuff on an annual basis and requiring the consumer to keep upgrading to stay in compliance. The accounting world and the IRS agree that if you purchase off the shelf type of software, it should be immediately expensed. If you purchase custom designed or industry specific software then this should be classed as a fixed asset in your Office Equipment section. I know, it is not tangible in nature, but accountants figured that since it is used regularly (daily) and it generally requires maintenance like equipment, it should be considered tangible. I don't make the rules, and often I don't think the rules are the best, but consistency is important in our profession. Software is considered a fixed asset.
In summation, fixed assets must meet two tests. First is tangible in nature and the second test is a long life or utility period. By setting dollar value thresholds and using some common sense, a small business entrepreneur will not get bogged down with the accounting requirements and can stay focused on making a profit. Act on Knowledge.


text: Host of Namaskar, Nutan is fully fluent in Hindi, Urdu, English, Bengali and Bihari. Listeners may recognize Nutan as the actress from famous Indian serials like Parampara, Swabhimaan and Commandar on Zee TV. Nutan has won legions of fans in Canada as a Radio Rim Jhim since 1997. Today, she's involved in many acting projects and appears regularly in movies shot in and around Vancouver, such as Murder Unveiled and Fantastic Four 2.

subset: commoncrawl


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Lehners Encyclopedia of U.S. Marks on Pottery holds over 1,900 companies with over 8,000 marks, logos, and symbols divided equally among the old folk potters, studio potters, dinnerware manufacturers, distributors, and decorators fill this massive hardbound encyclopedia. No values. 8.5 X 11. 1998 values.Lehner, Lois is the author of 'Lehner's Encyclopedia of U.S. Marks on Pottery, Porcelain and Clay' with ISBN 9780891453659 and ISBN 0891453652.[read more]
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Disable and delete the lxdboxcp.exe process as soon as possible. Most likely it is a virus, a trojan, or some other malware. Before disabling this file make sure it is not a legitimate file that is also called lxdboxcp.exe.
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|This is my first Newsletter of 2019 as I dial back the newsletters to quarterly. I will still continue to send out important announcements as needed. This newsletter will cover both, it's the first quarter as in its spring and the new budget. There's a lot of ground to cover there.
Hands up if you think this budget is helping home buyers, especially first-time homebuyers? My hands are firmly pinned under my thighs. Ok, the $35,000 from the RSP is helpful, however, not all homebuyers have $35,000 in their RSP. Then there's the let us loan you 5 or 10%. This is not a very helpful tool? Sure, it helps a crown corporation earn more money, and let me tell you, it is a money maker. They were in a profit position and still raised the insurance fees for no reason 3 years ago.
To me the answer was clear, the Feds only needed to say, "Hey, sorry friends, we got it wrong with the stress test. We didn't realize the trickle-down effect it would have on the economy, housing prices and starts and on first-time homebuyers. Yes, the first time homebuyers fuel the economy with all the stuff they have to buy for their new home, that keep manufacturing going and jobs, we didn't understand the impact." Then everyone across the board would be singing the Feds praises for getting it right. Maybe next time?
Now to be clear, I don't think the stress test is necessarily a bad thing, it actually could have been a pretty smart tool if introduced ten years ago… but the stress test was introduced at a time where there wasn't really any reason to have a stress test. The financial crisis was long over, the default rate in Canada was less than one half of one percent. In short, and in my humble opinion, the Feds got it wrong and this budget is not ACTUALLY helping first-time buyers or any buyers for that matter. Do you know what might have helped? A thirty-year amortization would have had the same effect but without the repayable loan from CMHC. Again, just my two cents.
In other news, the snow is melting. I can see the corner of my grass creeping out from under the snow, and in ten short weeks it will be the May 24 weekend otherwise known as my get down and dirty days, I'll be digging, seeding and planting in the garden. What are you most looking forward to this spring? If you are a gardener that likes to trade plants, call me! I can't wait to get muddy. Love it.
As always, if you have questions, concerns or would like to chat about mortgages. I am listening.
Read more from Dr. Sherry Cooper, Chief Economist, Dominion Lending Centres
The Star: Federal budget includes new loans to help first-time homebuyers
Are You Financially Literate?
|Have you asked yourself, how did I get here? I wish I knew how to invest? I wish I had money to invest. One day when I have…
Sadly we do not learn financial literacy in school, sure there's the basic class on housing expenses, but its a class we are happy to forget about as we walk out of our grade 10 classroom, besides living on your own seems decades away.
I've known Doris Belland passively for a few years now, but I didn't really understand what she does, something to do with money and finance?? Turns out this lady is a genius. She's offering financial literacy to women. Men, don't be jealous! I'm sure you can hire Doris as well. In truth, a large majority of women are happy to let someone else manage the money or don't take the time to learn about their finances. Doris offers a program that teaches women about money, hidden expenses, Doris teaches you how to invest and take care of YOUR money.
I am in awe of Doris and the service she is providing. So much so, I have signed up for her one year program, I encourage all women to sign up and join me in an educational adventure.
How much is financial neglect costing you?
"As part of the survey, participants were also asked to answer a series of 14 questions concerning their knowledge of topics such as inflation, debt repayment, banking fees and credit reports. On average, Canadian adults answered 8.7 questions correctly, unchanged from 2009, the last time the survey was conducted. Almost one-third of survey participants (31.4%) in 2014 correctly answered 7 questions or less, while 2.7% provided a correct answer to all 14 questions."
Read more from Doris's blog
Use my 12 years of knowledge and experience to help prepare you for your biggest purchase. Purchase with confidence.
Jacquie Bushell
What lenders look for when approving you for a mortgage
Purchasing a home is typically the largest purchase most people will make. There are a lot of factors to consider before you fill in the application.
My job is to provide you with the right amount of the correct information, so you make a qualified decision based on your unique situation.
What you will need to consider
Affordability ratios:
Rule #1 – GROSS DEBT SERVICE (GDS)
What is GDS? GDS is your monthly housing costs expressed as a ratio of your gross* income that generally cannot exceed 36-39% depending on your credit score. This ratio includes – your monthly mortgage payment, property taxes and heating costs ($120 per month) If you are buying a condo/townhouse, the GDS will also include ½ of your condo fees.
The total of these monthly payments divided by your "provable*" gross monthly income will give you your Gross Debt Service.
The math:
Mortgage payments + Property taxes + Heating Costs + 50% of condo fees / Annual Income
Rule #2 – TOTAL DEBT SERVICE (TDS)
What is TDS? TDS is your monthly housing costs -GDS plus other debt expressed as a ratio of your gross monthly income that generally cannot exceed 39-44% depending on your credit score.
The TDS ratio includes your GDS plus other debt that includes but not limited to; car payments, credit card balances, student loan payments, spousal/child support payment…
This ratio cannot exceed 39-44% of your annual gross income.
Total Debt Service.
Housing expenses (see GDS) + Credit card interest + Car payments + Loan expenses / Annual Income
What about the other 56% of your income?? The remains funds will be used up with taxes, groceries, insurances, daycare, school, medical, transportation, utilities all the adulting bills we dislike paying.
Rule #3 – YOUR CREDIT RATING, All parties on the application and title to the property, will need a credit check.
Your credit bureau report CBR provides lenders with an overview of how you utilize credit, your stability, and how responsible you are. Your CBR is an indication of how you will handle credit in the future, and your willingness to make your mortgage payments as promised. Ideally, lenders want to see two trade-lines that have been positively trading or twenty-four months or longer.
EASY, Right? Even if you have a hiccup on your CBR or your ratios are out of line, a good conversation, a plan, can help you move forward into home ownership.
Here's a couple of tips for perfect credit.
1. Pay your bills on time, every time!
2. Keep your limits HIGH and your balances low! What? You say. Yes, a high limit with a low balance gives you a better score because your rations are low.
3. Card/Loan ratios Keep your balance below 50% of the limit. As your balance edges up and to 75% of the limit or should you reach 90 or 100% of the credit limit, your credit score will begin to tumble. In short, HIGH limits, with LOW balances will give you a solid credit score.
Let's use my 12 years of knowledge and experience to help prepare you for your biggest purchase. Purchase with confidence. Jacquie Bushell 613 8823201 firstname.lastname@example.com
|Mortgage Rates
|Rates are crazy right not, why you ask? It's spring and it's the only time lenders feel generous.
5 year fixed 3.34% insured mortgage (meaning you paid CMHC)
5 year fixed 3.44% uninsured
Variable rate Prime – 1.10% = 2.85% – insured mortgage (meaning you paid CMHC)
Variable rate Prime – 0.75% = 3.20% – uninsured


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SEO vs. PPC Debate -- Which Do You Prefer?
There's a growing divide between online marketers who enjoy organic search and those who prefer paid search. What do your preferences say about you?
There's a growing divide between online marketers who enjoy organic search and those who prefer paid search. What do your preferences say about you?
SEO or PPC, which is better? That was one great debate at SES London which included excellent arguments from the SEO camp, followed by a strong defense for PPC – before Fantomaster decided that there's no need to worry about the rules, as black hat is the way forward!
There's a growing divide between online marketers who enjoy organic search and those who prefer paid search. So what do your preferences say about you?
Do you enjoy hours spent analyzing search terms and bidding on long-tail PPC keywords that squeeze an extra 20 percent return out of your budget? Or do you prefer to add lasting value to a Web site over the long term, gradually building authority through clever content and inching your way to the top of the natural search results?
If you work in optimization, chances are you do both each day. But which do you find harder and what does that say about you?
Here are my thoughts. Be warned, these are generalizations and clearly not everyone will conform to the below.
More Creative vs. More Analytical
Based on the teams I've worked with, the individuals who most enjoy organic optimization are more creative. They can take a holistic approach to the Web sites they work on and often help produce creative content such as blog posts, viral/social media marketing material, and landing page copy. It can be laborious, but they stay interested.
On the other side of the divide, those who prefer paid search tend to be more analytical and naturally mathematical. These people tend to enjoy watching for patterns and working to take advantage of these patterns. They can find the minutiae of SEO frustrating.
Long-Term Planners vs. Risk Takers
Where will the site be in a year or longer? That's the kind of question an SEO fanatic ponders, while the colleague who prefers PPC may find it hard to see beyond next month's returns. This slower, steadier approach can add lasting value to a site – value that wouldn't immediately die off if the budgets were cut, so these people bring longevity to their clients' Web sites.
Although PPC fanatics enjoy watching for and analyzing patterns, they also love the thrill of a risk that pays off. Sometimes they'll rely on their intuition and take a gamble with a budget – risking part of it to increase an employer's returns. Slower, steady on-site optimization leaves these folks cold.
Works Well With Others vs. Needs to Focus
Brilliant SEO workers often enthusiastically engage with other members of a company, especially PR staff. They're always trying to rope people into getting involved, whether through setting up corporate Twitter accounts, representing the company in forums, or writing guest blog posts. Some SEOs find it hard to keep out of other promotional work (e.g., e-mail marketing) because they want to add some SEO benefit to other teams' work – but often it's just their natural interest in marketing coming out.
While SEOs are veering off in all sorts of directions, those who prefer PPC are far better at focusing on one problem and giving it their full attention. They like finishing jobs and will often be the driving force behind a project's completion. However, they don't want to waste time on some tasks, so they may lose interest in a project that doesn't bring fast results.
The Online Team Your Business Needs
Perhaps you can tell a person's strengths from which aspect of optimization they find easiest. Creative, long-term planners with the patience to gradually build authority and presence tend to be great at organic SEO, while analytical-types with an instinct for risk may thrive more at PPC.
A well-rounded optimization professional will be able to perform strongly in every area. However, employers should try and balance their teams, to make sure they have insight and intuition in all areas of optimization.
But how do you factor this into your recruitment? An applicant with half a brain won't respond entirely truthfully to the question, "What are your weaknesses?" They will, of course, come up with an answer that makes them sound good.
So, you need to dig deep in your interview. Ask what projects they have most enjoyed working on to date, find out what they would recommend various Web sites focus on as an online strategy. Find out where their enthusiasm lies, because that's where their strength is.
How to Recruit a Search Marketing Team
It's better to have staff members who are strong and passionate in one particular area rather than merely acceptable across all the required skills. That means you need to pay attention and make sure you're recruiting the right mix of people. Otherwise, there's a real risk that the team becomes heavily weighted towards one aspect of search engine marketing and then clients would suffer.
After all, it doesn't matter how brilliant the work is if you only cover half the ground because you'll never achieve more than 50 percent of a Web site's potential.
For a well-balanced search team, ideally you'd look to have a mix of people with analytical skills, social media creativity, client/account management experience, link building know-how, and a bit of technical SEO brilliance. That way you should be well set up to cover everything even your most demanding clients want to throw at you.
Join us for Search Engine Strategies New York from March 22-26, 2010. Approximately 5,000 marketers and search engine optimization professionals attend SES New York each year to network and learn about topics such as PPC management, keyword research, SEO, social media, local, mobile, link building, duplicate content, multiple site issues, video optimization, site optimization, usability and more. SES New York will be packed with 70+ sessions, multiple keynotes, 100+ exhibitors, networking events and parties. Your customers, colleagues and competition will be in attendance — will you?


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West Reaches Deal with Iran to Loosen SanctionsPosted: November 24, 2013 Filed under: Breaking News, Diplomacy, War Room | Tags: Barack Obama, BEN SHAPIRO, European Union, Iran, Israel, Middle East, United States, Washington Post 1 Comment
Ben Shapiro writes: In a negotiated deal that apparently allows Iran off the hook with regard to nuclear development and goes soft on verification protocols with regard to nuclear disarmament, the United States, along with France, Germany, China, Russia, Great Britain, and the European Union, has now endorsed an easing of sanctions on the Shiite theocracy.
Signed at 3 a.m. in Geneva, the deal would, according to The Washington Post, "allow limited uranium enrichment, although under tight restrictions and heavy international monitoring." The Iranians continue to insist on the West acknowledging a right to nuclear development, a point still under negotiation. Trade restrictions and freezes on Iranian currency accounts overseas would be loosened.
A similar deal with the regime in North Korea in 1993 ended with that regime going fully nuclear in 2006.
Israel has continued to maintain opposition to the deal, which it views as significantly too soft on Iran. In the main, the deal buys time for Iran to continue its nuclear development – and, as Israel has argued, Iran remains perilously close to development of its first nuclear weapon, which would dramatically shift the balance of power in the region away from the Jewish state. The deal effectively forestalls any Israeli military action thanks to the West's tacit endorsement of a "process" that will supposedly end in Iran disarming, but will far more likely end with Iran going nuclear.
The Iran deal marks the second brokered deal within six months that leaves brutal anti-Western regimes seeking weapons of mass destruction better off than they would otherwise have been. Just a few months ago, the United States signed off on an agreement brokered by the Russian government that left Syrian dictator Bashar Assad in power even after Assad used chemical weapons on his own people – and even after President Obama declared use of such weapons a "red line" bearing consequences.
The approach of the Obama administration in the Middle East seems to be one of making parchment agreements without any real verification or enforcement mechanisms. Each agreement puts Israel in a worse position. And while the world press announces triumphantly that the Obama administration is achieving peace in our time, the world grows closer and closer to the world's worst regimes armed with the world's most dangerous weapons – all presided over by a weak-kneed White House intent on minimizing American influence around the globe.
Ben Shapiro is Editor-At-Large of Breitbart News and author of the New York Times bestseller "Bullies: How the Left's Culture of Fear and Intimidation Silences America" (Threshold Editions, January 8, 2013). He is also Editor-in-Chief ofTruthRevolt.org. Follow Ben Shapiro on Twitter @benshapiro.
West Reaches Deal with Iran to Loosen Sanctions
Related articles
- West Reaches Deal with Iran to Loosen Sanctions (thenewsdoctors.com)
- Iran and world powers reach interim deal on nuclear program (haaretz.com)
- Bennett: 'Bad' Iran deal increases necessity for military action (timesofisrael.com)
- Why the Deal Is Bad: Iran Nuke Breakout (commentarymagazine.com)


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We like to see things as black and white. Pedophiles are emotionless land-monster predators (basically the equivalent of sharks, except they can't breathe underwater (and also they want to have sex with children, sharks probably don't do that)); we can all agree on that, right? Women who abandon their newborn babies are hardly women at all. Politicians who misbehave should lose their jobs. Or should they? Is being a politician just a ridiculous, thankless job? Is being a new mother one of the most stressful things a woman is likely to go through? Is the life of a pedophile already a terrible one, except for the millionaire DJ ones? We've all avoided nuance at one time or another, and I want to examine the reasons for it. Continue reading
Monthly Archives: December 2014
Recently, a woman at Claridge's, a luxury hotel in London, was asked to cover up while breastfeeding her baby. If you're in England and have any media exposure you've probably heard about it, if you haven't here's a link. There are some absolutely uninteresting debates going on about that (in the sense that I can't believe we haven't moved past it as a society), but it got me thinking about something else when someone on the radio was quoted as saying "It's one of the most natural things there is." I agree with that, certainly. Being naked is also one of the most natural things there is. Simply having exposed breasts, nevermind feeding a baby with them, is perfectly natural. Continue reading


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How Do I Find My Life Partner?
love is about having a connection with the right person that endures time
The Life Coach, New You Magazine – Feb 2016
Dear Sahar
At 39 years old, I am fit, solvent and mentally stable and yet am still single. Please don't tell me to join a class or to network, I have tried and it doesn't work! I am seriously thinking of leaving Dubai and going home as guys in this part of the world just don't seem to be serious about long term commitments. Give me a plan of action to help me meet a suitable partner that I can have a serious relationship with.
Dear Ms. Fit, Solvent & Stable,
Unless "home" is China or India, where gender imbalance is man-made; you're unlikely to find a suitable partner because everywhere else "man deficit" is real! According to Jon Briger author of Date-onomics: How Dating Became a Lopsided Numbers Game who's findings include that to every four college educated women, there are three men- suggesting that if women cross the education-line and marry or partner with non-college educated men then there might be more fish in the sea. Alternatively, their choices are playing musical chairs with women who are partnered already, or moving to Silicon Valley, San Francisco, San Jose, Denver or Seattle where statistically there are more available men.
Practically speaking though; your respective choice of words when describing yourself is interesting: "fit, solvent and mentally stable". Were the men you dated in Dubai slobs, financially dependent or unhinged? Unlikely. More likely, emotionally challenged, immature, or commitment phobic- and those men (and women) exist world-wide, and in any country or culture.
Are your criteria for the right man then looks/health, bank account size and mental-wellbeing? Or does your choice of words reflect what you perceive men's benchmarks to be and you've built your self-image around that? I don't think that's what you meant either. However, words express and influence our beliefs and therefore do have power. They reflect our perception and understanding of life and consequently what we create in it. So be careful what you wish for.
The solution to your problem does not lie in leaving Dubai, dating men from another culture, taking a class or networking. It does lie, however, in changing your beliefs which in turn will shape new and positive experiences in your life. I do believe that our beliefs attract experiences which confirm them.
Moreover, true love is about having a connection with the right person that endures time and transcend fluctuating emotions. You can't really connect with someone unless you know them as a person without any preconceptions; and there is no better way of getting to know someone than befriending them. I believe too that you can only truly refer to someone as a friend when you have a connection with them in the first place; otherwise it's just casual acquaintanceship.
The ideal partner is a "best friend" where the connection deepens with time and enriches your life in a special way that no other connection can. Ask yourself instead, what can you offer another and what can you bring into the relationship? What you will receive over the years would be a great deal more.
Start by seeing men as "people", not as a potential mate, without classifying them physically, geographically, or financially. See if they are interesting, nurturing, stimulating as you would when considering a friend. Allow that friendship to develop and deepen by being yourself at all times – a worthy human being; worthy of love and companionship and ready to exchange these qualities with another. You'd be falling in love with your best friend.
Enjoy your journey of finding the right mate, for it is really the journey of getting to know yourself; and drop me a line and let me know when it's time by a hat!
Blog www.ketehric.com
Email email@example.com
check out ketheric Wellbeing™ podcasts on iTunes.


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Wednesday, 26 September 2012
OnLive Released the Death Rides Pack DLC for Darksiders II - Those Who Pre-Ordered the Game Get it for Free
OnLive released the Death Rides Pack DLC for Darksiders II. The Darksiders II - Death Rides Pack add-on costs $6.99 in the US ($4.89 PlayPack), £4.39 in the UK (£3.07 PlayPack) and €5.49 in Belgium (€3.84 PlayPack).
People who pre-ordered Darksiders II on OnLive were promised the Argul's Tomb content pack, which was now released by THQ. But OnLive now emailed the people who pre-ordered the game that they couldn't manage to bring the Argul's Tomb content pack to the service and as a replacement they get the just released Death Rides Pack for free. OnLive didn't disclose if they will release the Argul's Tomb content pack in the future and if the people who pre-ordered Darksiders II will still get it for free.
Featuring multiple exclusive side-quests, the Death Rides Pack add-on allows the most fearless adventurers to explore more of the Maker's Realm and Dead Plains and earn additional experience and loot. Aid an ancient Construct, battle The Bloodless and retrieve Karn's lost treasure in around two hours of unique game play content.
Posted by John Anderson at 04:21
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Based on Rick Hinderer's Fieldtac knife, the new Zero Tolerance 0180 is a smaller and lighter fixed-blade knife, yet it's built to handle tough duty. Add to that its mean and minimal look, and we've got a definite winner on our hands.
The blade is made of Vanadis 4 Extra powder mettalurgical cold work steel. This steel is perfectly designed for hard use and offers good wear resistance. Its natural resistance to chipping and cracking makes it an excellent steel for hard-use applications like the 0180. It is also very suitable for coating—which ZT does with tungsten DLC non-reflective coating.
The 0180's handle scales are G-10 for durability as well as reduced weight. The handle fits really well in the palm and balanced weight feels great. Heavy jimping on the spine further enhances grip.
A tactical nylon belt sheath comes with the blade. Both are made in the USA.
See more of this knife here, or check out our entire selection Knifecenter.com!


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People's Church is a community of faith that accepts and celebrates one another's differences. It is our hope and prayer that you may sense the living and loving Spirit of Christ (and fun!) among us.
At People's Church we have FAITH in a loving, life-giving God. Our foremost priority is to love God and one another. We believe that each individual's relationship with God is unique, and that active attention to a personal faith journey helps one to understand the divine purpose for life. Our path toward God is based on the teachings of Jesus Christ.
Sunday Worship: 10 a.m.
Sunday Children's Hour: 10:20 a.m.
Wednesday Bible Study: 11 a.m.
Chuch is closed due to COVID-19, see below for e-services and more information.
Upcoming Events


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The Book Lists of Tom and David Kelley: Creative Kids
The Kelley brothers are not new names to the creativity game, but have recently been receiving tons of press surrounding their new book, Creative Confidence: Unleashing the Creative Potential within Us All (2013, Crown Business).
Dedicated to their parents, the book aims to debunk myths surrounding creativity and unleash the creativity that lies within each and every one of us. Designers & Books sat down with the dynamic duo and chatted with them about being lucky kids, why they started the hashtag #creativeconfidence—and what it really means.
Check out their interview over on Designers & Books as well as Tom and David's book lists.


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Able to wipe out entire planets with a single blow, you are one dangerous dude. You don't need to be precise to have an effect on people; a skill most envied by everyone.
Which DBZ Attack Are You?
i am Vegeta's attack... that makes me happy
What Kind Of Pok�mon Are You?</p>
You are WATER! Sympathetic and emotional, you feel your way through most situations, struggling with logic at every turn. Sometimes you let your feelings cloud your judgement, but out of everyone, you're the most supportive and loving.
I GOT VEGETA THIS TIME, NOT JUST HIS ATTACK!!!!!!!!!!!!! *squeals and runs around in circles*
You'll probably love powersugoi.net. (sic!!)
Which Koi Variety Are You?


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Something awkward is coming to Netflix later this September. Big Mouth–a 10-episode, half-hour adult animated comedy–tackles the taboo topic of adolescence, puberty, and burgeoning sexuality. It's a touchy subject that requires maturity and poise, so who better to handle it than Nick Kroll and his best pal Andrew Goldberg?
Kroll, Goldberg and screenwriter-directors Mark Levin and Jennifer Flackett are all creators and executive producers on the Netflix production. Kroll will voice the childhood version of his namesake, along with a host of other characters, while comedian John Mulaney lends his voice to Andrew. Also joining the cast are Maya Rudolph, Jason Mantzoukas, Jordan Peele, Fred Armisen, Jenny Slate and Jessi Klein, among others.
The release date announcement came with a pair of NSFW clips that clue viewers in to the visual style, sense of humor, and maturity level of the series. It's definitely not a kids show–they're not trying to walk adolescents through the pitfalls of puberty after all–so one wonders who the target audience is. Adults who can appreciate the hilarious awkwardness of adolescence now that they're a safe distance from it? Teens who need a bit of humor to help get them through their own insecurities? It's hard to tell exactly from these clever clips, but Big Mouth could prove to be more than just a surface-level laugher.
Big Mouth premieres on Friday, September 29th exclusively on Netflix.
Check out the two NSFW teaser clips for Big Mouth below:
The glorious nightmare of puberty doesn't discriminate. All genders treated equally. Big Mouth arrives on Netflix, September 29.
When hormones go wild, things get messy. Literally. Big Mouth is coming to Netflix, September 29.
What do you think about this first look at Big Mouth? Be sure to let us know in the comments!
And here's the first look at the poster for Big Mouth, courtesy of EW:


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Make Sure You Have The Right Gear
Fit a bell to your bike so you can signal other road users. Make sure you wear clothing that's appropriate for cycling. You should be able to move freely without anything getting caught in your bike's chain or wheels, or covering your lights. You should wear:
- light-coloured or fluorescent clothing that helps other road users to see you in daylight and poor light
- reflective clothing and/or accessories, like a belt or arm/ankle bands, in the dark
Your rucksack can affect your balance on a bike if it's too big or heavy. You could consider using panniers instead. If not be sensible about the load that you carry
Helmets are a MUST and can help prevent head injuries if you fall from your bike. You should wear a helmet that:
- Meets British Standard (BS EN 1078:1997)
- is a snug fit and positioned squarely on your head – sitting just above your eyebrows – do not tilt it back or tip forwards –
- is securely fastened by straps, which aren't twisted, with only enough room for two fingers between your chin and the strap
Make sure you replace your helmet every five years. I would not buy a second-hand helmet – it may be damaged and not protect you.
Compulsory lights and reflectors
If you use your bike at night or when visibility is poor, you must fit a:
- white front light
- red rear light
- red rear reflector
- amber/yellow pedal reflectors – front and back on each pedal
Reflectors fitted to the front and the spokes will also help you to be seen.
You can get lights that are steady or flashing or a mixture (steady at the front and flashing at the back). A steady light at the front is important when you're cycling through areas without good street lighting. Check that any steady lights meet BS 6102-3. Flashing lights don't have to meet the standard but they must:
- flash at a rate of one to four equal flashes per second
- be at least four candelas in brightness
Your pedal reflectors and rear reflector must meet BS 6102-2. You can also use a light or reflector that meets a standard accepted by another European Commission (EC) country (equal to the British Standard).
Additional lights and reflectors
You can use other lights as well as the compulsory ones but they must:
- be the right colour – white at the front, red at the back
- not dazzle other road users
If they flash, it must be at a rate of one to four equal flashes per second.
How to cycle safely on the road
Stay alert – don't listen to music or use a mobile phone while cycling. Distractions cause accidents. When you're cycling on busy roads you need to show drivers what you plan to do. Motorists usually travel faster than cyclists and may have less time react to hazards.
Try to anticipate what a driver will do and:
- ride positively and decisively
- look and signal before you start, stop or turn
- ride well clear of the kerb – 1 metre away or in the centre of the left lane
- make eye contact with drivers to let them know you have seen them
- acknowledge any courtesy from drivers
- ride a car-door width away from parked cars
To learn how to handle busy roads and ride more confidently, get some cycle training.
Cycling on shared paths
People may not see or hear you approaching on shared paths so:
- slow down
- use your bell to let people know you're there
- be prepared to slow down or stop if necessary
- keep to the cyclists' side
Know your Highway Code
The Highway Code explains the laws you and other road users must follow. It provides advice on safe road use and information on the meaning of the different signs and road markings that you must obey. You should know the rules for cyclists, as well as the rules for all road users, before you cycle on the road.
If you have an accident
Tell the police if you're involved in a collision on your bike where someone is injured. Make sure anyone who is hurt gets medical attention.
You should get insurance for yourself and your bike. If you don't, you may have to pay for any damage caused to someone or their property because of an accident with your bike. You may receive third-party insurance if you become a member of some cycling organisations.
Cyclists are 20 times more likely to be involved in an accident on Britain's roads than motorists, a new study has revealed.
Online PR News – 02-July-2010 –Cyclists are 20 times more likely to be involved in an accident on Britain's roads than motorists, a new study has revealed.
Researchers from the University of Surrey analysed English hospital admissions between 1999 and 2004, and found that on average, over 34,000 cyclists a year required hospital treatment for injuries sustained whilst out on the road.
Over twice as many drivers and passengers are injured in road accidents every year (just over 71,000) but as there are 40 times more car journeys made each year than bike rides, it was concluded that cycling is a lot more risky, per trip, than driving.
Writing in the medical journal Injury Prevention, Professor Mike Gill of the University of Surrey said: "Encouragement of walking and cycling needs to be accompanied by serious efforts to ensure that safe traffic environments are established for pedestrians and cyclists.


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There are some very interesting Audrey Hollander facts that we have collected for you. I get all kinds of questions about her all of the time … about her life, her career and everything in between you can possibly think of. Here is a collection of the most frequently asked questions about the porn star. You will notice sometimes the questions we get are rather similar in nature to another question we've already answered to in those cases what I did was just list them under the other, sort of grouping the similar questions together.
How old is Audrey Hollander?
Where did Audrey Hollander go to college?
Is Audrey Hollander Retired?
Height: 5 feet 6 inches tall
Measurements: 34C-26-34
Marital Status: Divorced (Was married to Otto Bauer for 10+ years)
Does Audrey have an official site? Yes – you can find her blogging up a storm at Audrey Hollander Live.
What was Audrey's biggest career accomplishment?
That would be a hard question to answer. She's had many career highs and has done so much including double vag and anal. But if you look at it all I would say her biggest career high would probably be when she was named the AVN Female Performer of the Year.
What does Audrey like to watch on TV?
Audrey tweeted not that long ago that one of her favorite shows on TV was Archer.
Was Audrey ever in Playboy?
Not that I am aware of. However there are some photos floating around of Audrey from Playboy but that was from 2008 when she did a sit down with Playboy radio. She was interviewed by fellow porn legend Christy Canyon.


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AquaCast® Liner has serviced the animal health market since the company was founded. We provide waterproof and breathable cast padding for use with companion animals, the equine market as well as farm animals and other larger animals. The liner, which can be exposed to water without concern, is easy to apply and will help to keep your animal clean and healthy.
• Waterproof and Breathable
• Allows for Cleaning of the Cast and Limb
• Low Odor
• Less Friction
• Minimal Layers Required
• Available in rolls up to 6 inches wide
• Works with all Fiberglass and plaster of Paris cast
Jorvet AquaCast Ordering Information
Please contact our Veterinary partner, Jorgensen Laboratories Inc., for ordering information.


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Natural Hair Loss Remedy
Though there's no certain medicine or remedy for treating hair loss there are items that can restore the situation of hair loss remedy.
Everything you must do is to select hair loss remedy that is appropriate for your hairlessness. It may appear simple but it presents many reasons concerning hair loss both for men included women.
Hair loss might be caused owing to poor diet, hormonal modifications or dirty scalp while we could use the hair loss remedy.
When one of those motives is yours so your hair loss may be simple.
When you have weak diet thus to stop hair loss you must modify your diet in addition include more cool fruit, vegetables as well as water.
You must clean your scalp frequently with a gentle shampoo and clean the entire waste and this might stop your hair loss.
Several of the medicines or remedies could be carried over the counter included others are accessible only with recommendation.
Such remedies remain constantly observed on TV commercials as well through the home of magazines advertisements.
And you may as well decide to exercise natural remedies then there are several herbal treatments presenting to assist your hair loss.
In fact, the regional herbal store would help you select the correct herbs having thinking of those to that you aren't allergic to hair loss remedy.
Whatever which hair loss medicine you choose to employ herbal or not, there's no scientific evidence available to confirm these assertions when the hair loss remedies.
No matter how if you get hair loss thus your body's showing you something bad to your diet otherwise stress rates.
Or else there are several other medical situations that are in charge for the hair loss. Then you must consult medical expert to determine what the motive of the hair loss may be.
You should as well know that one good hair loss remedy may be efficient and effective for other people but may not be as good as for you. Then you attitude is to find what you have to do and discover what the cause is and the hair loss remedy as well as the appropriate treatment.


text: Commentary on Acts 8:26-40 Richard Jensen | 0 CommentsFacebook-twitter-g+-LinkedIN-EmailPrint The post-Easter texts assigned for this year contain several readings from the Book of Acts.These texts come in no particular order, save for the fact that the Sunday of Pentecost features the Pentecost story from Acts 2. Acts is a book carefully structured by Luke to do many things, not the least of which is to paint a broad canvas of the Spirit's work in growing the church from Jerusalem to the ends of the earth. I strongly recommend that at some point in the Easter season you help your parishioners see the big picture of Acts. Tell the broad story of Acts in story form. We find that story's outline in Acts 1, verse 8: "But you will receive power when the Holy Spirit has come upon you; and you will be my witnesses in Jerusalem, in all Judea and Samaria, and to the ends of the earth." Other Pentecostal stories in Acts begin with the "Jerusalem Pentecost" story in Acts 2. Then, in the section preceding the text for this Sunday [Acts 8:4-24], we have the "Samaritan Pentecost." Imagine! Even the Samaritans receive the gift of the Holy Spirit. God is moving on and out. In this week's text we have the story of Spirit-led Philip as he moves into completely new territory by baptizing an Ethiopian eunuch. The church is moving outwards. In Acts 10-11, we have the "Gentile Pentecost" featuring a Roman centurion (!) and a stunned-by-the-Spirit Peter who becomes a missionary in no-man's-land. The elders in Jerusalem are furious about Peter's missionary work. (cf. Acts 11:1-18). Finally, in Acts 19:1-7, Paul is at the "ends of the [known] earth" in Ephesus laying on hands for a Pentecostal outpouring of the Spirit. What a mission story this is to tell! I pray that you can tell it in such a way that your hearers are excited about the early growth of the Christian Church. Today's story begins with Philip answering the angel's call to go south on the road from Jerusalem to Gaza. Philip had witnessed the conversion of many Samaritans (cf. Acts 8.9-25), and will now bear witness to another outsider: an Ethiopian eunuch. The story of the eunuch's conversion is followed by the conversion of Paul. All three stories lead us to the "Gentile Pentecost" in Acts 10-11 and the "conversion" of a Gentile Centurion. First, the Ethiopian eunuch. We know he is a man of African descent: the first ever baptized! He is a eunuch and as such, according to Deuteronomy 23:1, he was half a man, unable to enter "the assembly of the Lord." He was a minister of Candace, the queen of Ethiopia. Finally, he was neither a proselyte nor a Gentile, but one who lingered on the edges of Judaism. Indeed, he hungered to know the truth of a text from Isaiah which he was reading when Philip joined him. Talk about barriers being broken down! It is incredible that Philip would baptize such a person and wash him into the world of Jesus Christ, the One who was like a lamb led to the slaughter. This is sheer miracle - a miracle full of the grace of God in the person of Philip and the waters of renewal. The impossibility of this event is made possible by the unbelievable reach of God's grace. Here lies the key to this story. It is also the key to salvation for you and all who gather with you in your church each weekend. Preach it! The Good News is also there in the text the eunuch was reading. What passage of the Old Testament is more powerful in pointing to the revelation of God in Jesus Christ: "Like a sheep he was led to the slaughter, and like a lamb silent before its shearer, so he does not open his mouth" (Acts 8:32, quoting Isaiah 53:7). We know the end of this story - the lamb of God who is slaughtered is raised from the dead. And this life is meant for all people, all children of the earth. These stories in Acts shout that message out on every page. Samaritans, eunuchs, Gentile centurions: all are embraced by God's Lamb. One option for a sermon on this text is to move from the sweep of mission in the Book of Acts (so clearly focused in this week's text) to the state of mission in the southern hemisphere today. Philip Jenkins, for one, writes of the incredible growth of the Christian Church in Africa and Latin America. The south is rapidly replacing the north as the population home of Christianity. We are witnessing the birth of a pre-Enlightenment Christianity sweeping vast areas of the southern globe. The Holy Spirit is alive there filling people with God, driving out demons, and healing diseases. This is the Christianity for the poor! It is powerful. And it is much like the Christianity of the Book of Acts. Thus, the stories told in Acts live with us today. The spirit of this book of mission is contemporary and relevant in our time! Another focus for a sermon on this incredible text can center on Holy Baptism. The story of our text raises the issue clearly: who is worthy to be baptized? An Ethiopian eunuch, that's who. The last person in the world one would expect to be baptized. And to whom should we offer this sacrament of Baptism today? Let the Ethiopian eunuch be our guide! Who are the last and the least people in the world we are called to baptize today? Tell stories of people today who seem as far removed from God as is this eunuch. They are some of our most worthy baptismal candidates. That's the whole story of the Book of Acts. God's grace is wildly inclusive. The church is moved out to the ends of the earth and reaches out still today. Richard Jensen | 0 CommentsFacebook-twitter-g+-LinkedIN-EmailPrint


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In 2007 Commissioners committed to harmonisation of Payroll Tax administration. Since then, all jurisdictions have fully harmonised in 8 key areas and 5 jurisdictions have implemented fully harmonised legislation. In addition, all jurisdictions have made significant progress in relation to greater administrative consistency including in the area of rulings. By signing a recent protocol Commissioners have ratified and confirmed their continued commitment to the harmonisation process.
As part of Payroll Tax Harmonisation, RevenueSA has also introduced a number of new guides and revenue rulings relating to specific payroll tax matters aimed at ensuring that the administration of the harmonised provisions are consistent between all jurisdictions. A summary of the harmonisation reforms are available from the following links:
South Australia initially adopted a number of reforms contained in the Payroll Tax (Harmonisation Project) Amendment Act 2008, which came into operation on 1 July 2008.
Consistent with all state and territory Treasurers' agreement to further payroll tax harmonisation, the South Australian Payroll Tax Act 2009 (the "PRT Act")commenced on 1 July 2009.
The commencement of the South Australian PRT Act means that South Australia's payroll tax legislation is now fully harmonised with that of New South Wales, Victoria, Tasmania and the Northern Territory.
Some of the further changes to payroll tax in South Australia that apply from 1 July 2009 are summarised below.
The due date for lodgement of annual returns will be amended. The current administrative due date of the annual adjustment return will be reduced by 1 week (including the monthly return for June) from 28 July to 21 July of each year.
See the Payroll Tax Guide to Legislation for further information.
Specific provision for the collection and recovery of tax from certain third parties, including agents, trustees, executors and liquidators and provision of indemnities and rights of recovery as between third parties who are required to pay tax and the person on whose behalf the tax is paid.
See the Payroll Tax Guide to Legislation for further information.
The current exemption for charitable bodies will be amended to apply to wages paid by a non-profit organisation that has, as its sole or dominant purpose, a charitable purpose rather than a non-profit organisation that has a wholly charitable purpose.
Grouping provisions have been aligned. The most substantial change being the requirement that trustee companies be grouped together as related bodies corporate for payroll tax purposes is removed. The amendment to remove trustee companies from the scope of grouped corporations law companies provides a benefit to employers. Although it will still be possible for a trustee company to be grouped with another company in which it holds an interest under other provisions of the PRT Act (such as those relating to commonly controlled businesses), it will no longer be required to treat the companies as related bodies corporate. As a result, the Commissioner will have discretion to exclude persons from the group in appropriate cases.
See the Payroll Tax Guide to Legislation for further information.
Contractor and employment agent provisions have been aligned. No substantial changes have been made to the way that the contractor and employment agent provisions are applied to South Australia.
See the Contractors' Information Circular and Employment Agency Information Circular for further information.
In moving to the harmonised legislative model, jurisdictions will have legislative provisions that relate to jurisdiction-specific circumstances.
The most significant of these jurisdiction-specific matters for South Australia is the retention of the current superannuation provisions that ensure that the payroll tax base includes contributions paid by an employer in respect of an unfunded or partly funded arrangement, and contribution holidays.
Payroll tax will continue to be payable in respect of portable long service leave and redundancy payments made by employers to a central fund for workers entitlements.
No changes have been made to existing South Australian specific exemptions that are not provided in New South Wales and Victoria.
From 1 July 2008, a number of changes were made to the South Australian Pay-roll Tax Act 1971 (the "old PRT Act") to harmonise key aspects of its payroll tax system with those of other jurisdictions.
The changes are summarised below.
Wages paid or payable in respect of services, which are performed wholly outside Australia for a continuous period of more than six months, are exempt from the time that the initial six-month period overseas has been served. From 1 July 2008, such wages will be exempt from payroll tax from the commencement of the period of overseas service.
See Revenue Ruling PTA039 for further information.
From 1 July 2008, the taxable amount of fringe benefits for payroll tax purposes will be determined by grossing up the fringe benefit using only the lower (Type 2) gross-up rate available in the Fringe Benefit Act (the "FBT Act").
See Revenue Ruling PTA003: Fringe Benefits for further information.
From 1 July 2008, new provisions in the old PRT Act legislation will confirm shares or options issued under employee share acquisition schemes as liable wages. Under these provisions, the grant of a share or option to an employee, a director (including for the appointment of a director), or deemed employee, will constitute wages.
The granting of a share or option, which is classified as a fringe benefit under the FBT Act is not treated as a fringe benefit, but rather as wages for payroll tax purposes.
See the Payroll Tax Guide to Legislation for further information.
An allowance paid or payable to an employee for business travel purposes, using their own motor vehicle, is taxable only to the extent that it exceeds a prescribed rate per kilometre, or an amount calculated at the prescribed rate.
From 1 July 2008, the prescribed rate for payroll tax purposes is aligned to the rate prescribed by the regulations under Section 28-25 of the Income Tax Assessment Act 1936 (Cwlth) for calculating a deduction for car expenses for a large car using the cents per kilometre method.
See Revenue Ruling PTA011: Allowances & Reimbursements for further information.
An accommodation allowance paid or payable to an employee is taxable only to the extent that the allowance exceeds the prescribed daily rate. If the allowance paid exceeds the exempt rate, the amount above the exempt rate is taxable.
From 1 July 2008 the prescribed daily rate is aligned with the rate determined by the Federal Commissioner of Taxation, and it is the total reasonable amount for daily travel allowances using the lowest capital city for the lowest salary band for the financial year.The Australian Taxation Office (ATO) makes these determinations in June each year and sets the amount they consider reasonable for the following income year in relation to claims made for travel allowances. The rate is published in the Taxation Determination - Income Tax - What are the reasonable travel and meal allowance expense amounts, which can be located atwww.ato.gov.au
See Revenue Ruling PTA011: Allowances & Reimbursements for further information.
Up until 30 June 2008, South Australia did not impose payroll tax on superannuation payments to non-working directors. From 1 July 2008, consistent with the arrangements in other jurisdictions, all superannuation contributions to non-employee directors will be considered wages for payroll tax purposes.
A number of new exemptions will be introduced from 1 July 2008. Wages will be exempt from payroll tax in the following circumstances:
paid to a female employee in respect of maternity leave or to an employee (male or female) in respect of adoption leave will be exempt from payroll tax. This exemption does not include some wages paid for other forms of leave and is limited to wages for a maximum of 14 weeks full time leave;
See Revenue Ruling PTA012: Exemption for Maternity & Adoption Leave Pay for further information.
paid to bush fire and emergency service workers during periods of absence to perform volunteer activities relating to fire or emergencies;
See the Payroll Tax Guide to Legislation for further information.
paid under the Commonwealth Development Employment Scheme;
See the Payroll Tax Guide to Legislation for further information.
paid by charities in respect of employees undertaking direct charitable activities of the organisation.
The harmonisation measures have introduced changes to the grouping provisions including:
for commonly controlled businesses, the common control test threshold will now be more than 50%, replacing the 50% or more test; and
in determining controlling interests, a new category of grouping will be adopted that provides for the tracing interests in corporations (see below).
See the Payroll Tax Guide to Legislation for further information.
Under the grouping provisions, a relevant entity (a person or two or more associated persons) will be deemed to control a corporation if it controls more than 50% of the voting shares held either directly, indirectly or through aggregation of interests.
The new tracing provisions introduce the concept of linking the interest of associated persons. Associated persons are established by examining the relationships between individuals, partners, private companies, bodies corporate, trustees and beneficiaries of trusts.
See the Payroll Tax Guide to Legislation for further information.


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Brian cut the boy's hair today. It seems as though their hair grows faster in the summer, maybe it is the countless hours of sun and water. When their hair grows, Nolan's locks become shaggy and overgrown, Cole's dirty blonde mop gets fluffy and big. If either of the boys had the slightest bit of curl I would attempt to have them grow it out a bit. Alas, they are both miniatures of their father, therefore with stick straight, fine hair, a short 'do' is a must. And I think there is something winsome about boys and crew cuts. I do remind Brian when I schedule a hair appointment for myself that because he cuts his own and the boy's hair, the money we save can be put toward MY hair. Isn't this fair? If we had girls, we would have to start a hair reserve in addition to their college savings. There are benefits of being the only female in the house, I don't have to share the 'beauty maintenance' fund with anyone.
Here are some photos from today.
Love & Light,
Cole looked younger after his cut. Nolan looked older. It was funny.


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Direct From Your Local Label Manufacturer
…For Quality Labels, and Faster Turnaround
ID Technology – Northeast Regional Office – specializes in durable labels that will perform in extreme environment applications such as chemical and solvent exposure, high temperatures, moisture, abrasion, freezing temperatures, UV rays, paint, oil, dirt and stick to just about anything for as long as your application requires.
- Our most popular materials include Kimdura, Kapton/Polyimide, Polyester, and Valeron.
- The right size, shape, color, and durability all in one label for efficiency and reliability.
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- Pre-printed with areas for variable data to be printed on demand.
- Full-color, protective overlamination, die cut for your brand image.
- Security labels for anti-counterfeiting, warranty support, traceability and labeling compliance.
Local Support For Your Labels and Barcode Applications
ID Technology manufactures industry-specific durable labels. Our quality control process ensures the production and delivery of your standard and custom labels is reliable. We understand industry applications and take steps to ensure all the critical factors are taken in to consideration when making your label(s).


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The Garden Room is located in the backyard side of the house, with south and west exposures, it has a wonderful view of our gardens and fountain. In the afternoon. When the sun comes from that direction it really is the most spectacular scene. It is a generous sized room with a queen bed and two comfy arm chairs in which to relax in front of the gas log fire.
The Garden Room has a private bath with original 1920s tile work and original nickel plated brass fixtures. It is decorated in a peaceful outdoor theme and has a bright and airy feel to it.
In-Room Massage Package
- Enjoy an In-Room 60 or 90 minute massage.
- View all of our available packages here!
Inn Amenities Included With Every Stay
- Billiard Table
- Two or Three Course Gourmet Breakfast each morning
- Concierge Service/ Free Parking
- Second floor Sunroom / Sitting Room overlooking gardens, fountain, foliage and water
- Large guest living room with fireplace and original woodwork
- Conservatory with beautiful original windows and tin ceiling
- Direct access from our yard to trails, water and wildlife sanctuary
- Extensive perennial gardens and several fountains
- Abundant bird watching and butterflies, use of binoculars and guides
- In-room refrigerator with complimentary beverages
- Complimentary snacks and popcorn in room
- Tea, Coffee and Cookies always available
- Microwave
- Computer access and free guest printing
- Large selection of games and activities
- Large complimentary DVD library
- Extensive Library
- Much more…


text:
Tech PR and communications consultant. Worked with Baidu, Drive.ai (self-driving cars), Knowhere News (AI for news), and more. Placed clients in The Economist, Bloomberg, Nature, CNN, Fortune, WIRED, and others. Consulting Head of Communications at VC firm, previously at tech communications agency LaunchSquad.
Not every startup needs to hire a PR expert – founders can often do it themselves with the right training. I'll explain how to approach your PR strategy and give you an overview of the key steps you should take.
I've placed clients in top publications like The Economist, Bloomberg, Nature, CNN, Fortune, WIRED, and more. I'll explain how to craft a compelling story, build a media strategy, develop press releases, and get media coverage for your company.


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2017 Keystone RV Montana 3820FK Fifth Wheel Features | 2017 RV Business Magazine RV Of The Year
Thursday, September 8th 2017 17:48:33
In this edition, RV Lifestyle Consultant Laura Chartrand walks us through the Montana 3820FK which was named RV of the Year by RV Business Magazine. Being a part of the Keystone RV's newest Montana line for 2017 you can expect only the best from this 2017 Montana 3820FK.
The exterior of this camper features; front cap windshield, hitch vision, LED lights in the front cap, six-point auto level up system, two thirty pound propane tanks, slam latch baggage doors, double entrances, frameless tinted windows, Moreride suspension system, exterior speakers, rear cap, backup camera and more!
The floorplan featured in this 2017 Legacy Edition Montana 3820FK features a unique front kitchen with sleeping accommodations for up to six people!
Laura goes on to highlight some of the outstanding interior features on the 2017 Montana 3820FK including; arched interior ceilings, LED lighting throughout, six foot six inch slideouts, upgraded day and night window shades, dual tri-fold sleeper sofas, theater seating, electric fireplace, central vacuum system, solid surface counter tops, stainless steel kitchen appliances, dual bedroom slides, a large bedroom wardrobe, Montana's In Command control system and so much more!
For more information on the 2017 Montana 3820FK by keystone RV including specs, photos and pricing be sure to head to PetesRVVT.com.
"I think most consumers today are looking for more value, more innovation, more technology," – Jason Gill, product manager for the Montana Division of Keystone RV Co.
True to form, Gill last year quarterbacked a Keystone team that created a unique Montana rear-den model. So, for the 2016 model year, he steered his crew in yet another direction — literally — by developing a Montana 3820 FK front-kitchen fifth-wheel in which the traditional mid-coach galley was moved into the front cabin and a unique front windshield was added, all of which explains why the five-slide, 40-foot Montana 3820 FK caught the RVBusiness team's eye and earned this unique Montana model the status of "RVBusiness 2016 RV of the Year." – Excerpt from RV Business Magazine's RVB "RV of the Year": '16 Front-Kitchen Montana article.
Get the full rundown on the 2017 Keystone RV Montana 3820Fk on PetesRVVT.com.


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Junior Aaron Rodich scored 21 points, but it took a team effort for South Amboy to overcome a 41-point effort by Spotswood junior Tom Soulias in the Guvs' 77-71 road win; Soulias is the first person I've seen this season to crack the 40-point mark, and topped the 39 put up by Governor Livingston's Logan Kelley the first week of the season as the area's top scoring mark this year.
Elsewhere: Junior Roger Kilgore scored 26 points, and Bishop Ahr jumped right back in the GMC Blue Division race with a 79-59 win over J.F. Kennedy; the Mustangs, despite 21 points and 10 rebounds from senior A.J. Pichalski, fell into a third-place tie, while the Trojans moved within a half-game of first-place Carteret … speaking of the Ramblers, senior Devon Byrd scored 13 points, including seven free throws to help Carteret hold off South Plainfield, 49-46, in a crossover tilt; the Tigers were led by 20 points and eight boards from senior Denzel Mensah … junior Greg Grippo poured in 23 points to lift once-beaten Rutgers Prep past Monroe, 74-60, at New Brunswick; senior Mike Walp tallied 13 for the Falcons … later on, Roselle knocked off host New Brunswick, 51-45, behind 12 points from Shakill Copeland; the Zebras were paced by 17 points from senior Jaquan Cook, but dropped their second in a row … senior Lance Rivera tallied 21 points and eight rebounds to power unbeaten Bound Brook to its 14th straight win, 88-62 over South River; senior Kyle Majewski scored 18 for the Rams … junior Karl Gray kicked in 10 points to help Franklin outslug Bayonne, 41-31 … junior Sean Gibney topped the scorebook for Dunellen in a 61-52 loss to Hackettstown … a slow start doomed Union in a 59-49 loss to Teaneck in Paterson Eastside's Freedom Fighters Hoop Challenge; Chris Foreman, who has fallen short of double-digits just once this season, scored 14 for the Farmers, who trailed 24-8 late in the first … in one Sunday game, St. Joseph throttled visiting Hoboken, 80-51, behind 28 points from junior Quenton DeCosey; more important, senior transfer Danny Brix made his debut for the Falcons, finishing with 14 points.
Sunday, Dec. 16
St. Joseph 80, Hoboken 51
Monday, Dec. 17
South Amboy 77, Spotswood 71
Carteret 49, South Plainfield 46
Rutgers Prep 74, Monroe 60
Roselle 51, New Brunswick 45
Franklin 41, Bayonne 31
Bound Brook 88, South River 62
Bishop Ahr 79, J.F. Kennedy 59
Teaneck 59, Union 49
Hackettstown 61, Dunellen 52
St. Patrick 79, Bishop Gorman (Nev.) 63


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Creating A V.S.L. Using MS Word & Powerpoint
I am working with Microsoft Word and PowerPoint on a Mac, but I'm sure it's the same on a PC.
- Create your video sales letter script.
- Where you want a new slide, hit return to create a new line.
- Press "Command" "A" on a Mac or "Control" "A" on a PC to select all the text.
- Go to "View" in the menu bar and select "Outline."
- Under "Styles" select "Headline" or "Heading."
- Make sure your Font color is correct.
- Select a font type.
- Save the file as an .rtf - Rich Text Format.
- Open PowerPoint.
- Select widescreen.
- Choose a template style. Most VSLs use a white background.
- You can also create a special background.
- Go to Themes.
- Select Edit Master Slide.
- Click on Slide Master and choose the style of slide you want to edit.
- Set the slide size to 1280 x 720.
- When finished editing, click "Close Master."
- Click on New Slide and scroll down to Insert Slides from Outline.
- Choose the VSL.rtf file that has your VSL copy and click Insert.
- PowerPoint will automatically generate all of the slides.
- Review and edit slides as needed.
To record your slideshow with voice-over:
Unlike Keynote, PowerPoint's video conversion is not very good. I highly recommend you use a screen capture utility such as SnagIt.


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The Do's and Don'ts of Holiday Heating Safety
Between dinner preparations, guestroom setups and gift shopping, homeowners already have plenty on their minds around the holidays. Truth be told: home heating safety typically doesn't even enter into the equation.
Tomasso Bros. is happy to offer emergency services to our customers 365 days a year … but wouldn't you much rather avoid a no-heat emergency altogether?
To help protect your home and keep your family safe and comfortable this holiday season, please follow this list of heating do's and don'ts.
- Call Tomasso Bros. if you're an automatic delivery customer who's planning to have guests over for a few days or longer. Increased fuel usage could necessitate an extra fill-up and an adjustment to your delivery schedule.
- Have someone check in on your home if you're going to be away for the holidays. It could be a neighbor or a friend, as long as it's someone you can trust to make sure the heating system's running and the pipes haven't frozen.
- Keep Tomasso Bros.' phone number (908-351-0313) on hand in case of an emergency, and call to have your system tuned up if you haven't already done so this year.
- Place trees or wreaths near radiators or heating vents, as this creates a dangerous fire hazard. Trees should be kept at least three feet away from heat sources and their stands should be refilled with water daily.
- Use an oven, stovetop or electric space heater to help heat your home. If your heating system isn't keeping your home warm enough on its own, call Tomasso. We'll assess the problem and offer solutions that won't put your family at risk.
- Try to repair your heating system on your own. If your system is under warranty, unlicensed tinkering will nullify that warranty. It's always best to call a licensed expert like Tomasso Bros. for maintenance and repairs.
Have a question about your holiday home comfort? Then contact Tomasso Bros. today. Do not, however, use the online contact form in cases of emergency; call 908-351-0313.


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Dec 03, 2012– Blyth, UK (Techreleased) – The Duke of York visited the National Renewable Energy Centre (Narec) later today, to open two new facilities for the development of offshore renewable energy technologies. The new offshore wind turbine blade and tidal turbine drive train testing facilities are the result of a combined investment of £33.6m by UK Government and the European Regional Development Fund. His Royal Highness visited Narec as part of his on-going effort to recognise and support British excellence in science and engineering.
Andrew Mill, Chief Executive at Narec, said: "Narec can be extremely proud of these two new facilities; they were conceived by our own engineers and have been delivered on time to meet market needs for testing larger offshore wind turbine blades and prototype tidal turbines. Each facility is world-class in its own right and together with our existing capabilities they provide the most comprehensive facilities anywhere in the world to enable the scale-up of renewable energy technologies offshore."
Both open-access facilities have been designed and commissioned for full-scale design verification and accelerated life testing of major components for research, development and certification purposes.
Completed in August of this year, the world's largest open-access blade test facility is ready for commercial operations. To accommodate the deflection on blades of up to 100m in length, construction of the 5,700m² steel frame structure incorporated techniques used during the building of the Beijing 'Birds Nest' Stadium. It is 123m in length, with a 74m unsupported structured span, and has a 15m high concrete superstructure test hub.
Nautilus, a 3MW capacity drive train testing facility for tidal turbines has recently completed its first client test for Atlantis Resources. Accelerated life tests, conducted from the relative sanctuary of an onshore test facility, will significantly advance the development cycle for tidal turbines and give developers in the UK a real edge as the marine energy industry approaches commercialisation. The
Atlantis programme at Narec included full load-running testing on its AR1000 turbine; by doing this Atlantis has secured performance data equivalent to several months of operation in the sea.
Andrew added: "The UK is the biggest market opportunity in the world for offshore renewables and the increased investment to come through the Levy Control Framework must be targeted at innovation in the supply chain which will reduce the cost of energy generation offshore and maximise the economic benefit and jobs created. Our reliability, design verification and accelerated life testing facilities are attracting world-leading technology developers to the UK to get new technologies ready for deployment offshore more quickly, ironing out any problems in a controlled, low risk and confidential environment."
On his visit The Duke of York also took a tour of a third facility currently under construction for the testing of large offshore wind turbines. The £45m facility will be operational in spring next year with a first customer commissioning to follow in the summer.
Andrew Jamieson, newly-appointed Chief Executive of the Offshore Renewable Energy Catapult centre being established by the Technology Strategy Board, commented: "I welcome the opening of these first class test facilities. I am looking forward to working with Narec and other innovation partners in the UK to accelerate the pace of technology commercialisation in offshore renewables; such new facilities coming online will be a great help in making that happen."
Since construction began in February 2011, 400,000 man hours have been spent on the regeneration of Narec's dock-side site in Blyth, Northumberland. Lead construction contractor, Shepherd Construction has placed over half of their orders with businesses within 40 miles of the site and has employed 17 apprentices on the project.


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As I've started spiraling down the wonderfully challenging path of bird photography, it's become apparent that there's a lack of well-made resources to get a jump start on it. Given it's a small genre with a lot of competitiveness in earning money with limited avenues to sell work, I can understand that. However, I'm always happy to find someone with high-caliber work share their time-earned insights into the craft. In this video, Steve Perry breaks down 10 great tips on photographing birds while on the shoreline.
The tips and tricks mentioned in this video range from finding the best photo compositions and what to avoid, setting up the camera for the highest technical image quality, and much more. Seriously, this video is 16 minutes long and the information flowing from Perry does not let up for a second.
One fundamental that Perry teaches here and will change the way I'll shoot in the future is to have a high shutter speed as the default, dropping it only momentarily when you see the bird will be still, then getting back to "action mode" so you're ready for what could happen next. As with any good fundamental, it sounds obvious when it's written out, but before I'd have two or three registered modes on my camera for high and low shutter speeds and use them based on what's currently happening. This of course led to many times where I wasn't ready for the action and missed some potentially great shots.
Please share any bonus tips with us in the comments below.
[via Steve Perry]
3 Comments
I love how he used the waves, that technique brought so much more life! Great tips I'll have to remember these, I love photographing blue harons
Steve does a great job teaching/sharing about wildlife shooting. His images are fantastic.
You must have more courage than I do, Steve - your recipe for good shots is how I do photos of dogs, but I'm a but reluctant to take a thousand dollar tripod, a 5 grand camera and a 15 grand telephoto lens for a swim.
I've always regarded bird photography as one of the last great frontiers - cellphone owners, eat your hearts out - you just ain't doin' this stuff! But I have to content myself with admiring the work of the people who do it. And paddle on doing my own stuff to keep myself amused, in between seeing postings like this.
One thing I have noticed - usually but not always - in the early morning the sea is calmer. I don't think I'd even consider imitating you in the golden hour of late afternoon, the waves are usually quite a bit higher and more boisterous. But in the early morning you often get a sea almost like a mill pond, for quite a while.


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Archive for March, 2009
I've Looked at Clouds From Both Sides Now
What a gorgeous day! Saturday was a lazy, restful day and the clouds were amazing. I had to do a little day dreaming, watching them drift by. What do these remind you of? Remember lying on your back in the grass and watching the clouds as a child. The grass was a little damp, so I laid on the bench on the patio and took this video.
Clouds are one of my favorite subjects to paint. Here is a cloud picture that I painted several years ago of just before sunrise in front of our house.
Last weekend, when the family was here, my DIL took pictures around the farm. This picture of Maggie kissing Bella (or was she tasting her?) was so precious I had to post it. To see more of her beautiful photography check out Zebrainfusion.
Copper and Turquoise
I have managed to get a little work done amidst all of the disruptions of the past couple of weeks. Here is a new necklace that I made using one of the turquoise cabochons that I bought at the flea market.
Farewell to Wil
My father-in-law passed away Sunday evening after a long battle with cancer. All 10 of his children were there with him on the day that he died, though not all at the moment that he died, an amazing accomplishment.
Here is the obituary as it is posted on the funeral home website:
Dr. "Wil" Wilbur H. Scheitel, 78, well-known chiropractor, died Sunday, March 15, 2009 at Alive Hospice of Nashville after a long bout with cancer.
The family will visit with friends Saturday beginning at 12:00 p.m. at Oakes & Nichols concluding with a memorial service at 2:00 p.m. with Rev. Robert Lewis officiating. Members of Columbia Masonic Lodge #31 will conduct Masonic Rites following the memorial service.
Memorials may be made to Alive Hospice of Nashville, 1718 Patterson Street, Nashville 37203. Notes of sympathy may be sent to www.oakesandnichols.com.
Born in Falls City, Nebraska, he was the son of the late Elmer Scheitel and Amelia Zimmerman Scheitel. He was a graduate of Falls City High School, Peru State Teachers' College and Palmer Chiropractic College in Davenport, Iowa. For several years, he taught high school in Norton, Kansas and coached football and basketball.
Dr. Scheitel came to Columbia and owned and operated Columbia Chiropractic Clinic for over 20 years. He also was former owner of Hillwood Chiropractic Center and founded and retired from Family Industrial Health Center.
Active in civic and community affairs, he was a member of the Rotary Club with 25 years of perfect attendance, was honored as a Paul Harris Fellow, Columbia Masonic Lodge #31, Order of the Eastern Star, and the United Methodist Church.
Dr. Scheitel was a member of the Tennessee Chiropractic Association, served as President, and in 2006 was honored as "Chiropractor of the Year" for over 50 years of practice and contributions to the field of chiropractic.
Moonlight Serenade
After a snowy weekend last week, we had a mild weekend this past week and today I was wearing shorts and flip flops. It was delicious. Tonight the moon is full and the frogs and toads are performing a symphony in our front yard. Click on the video to hear the chorus. That will change tomorrow. Back to cold weather and rain. The frogs will go back to sleep for a while.
I have managed to make a few new pieces from the items that I bought at the flea market. Here are some of the creations.
This necklace is color enhanced turquoise and coral with polymer clay beads.
My jewelry will be at Silo Studio this Thursday for the monthly Studio Thursday show. If you are local and have the time, check it out. Shawn has been her usual creative self and there will be lots of her fun furniture and accessories for sale also.
Refueling Days
This has not been a very productive few days, but every once in a while one needs to refuel. That's what I've been doing and hopefully it will pay off with more productivity in the week to come.
Friday was the beginning of the refueling as I went to the flea market in Nashville with Shawn from Silo Studios. She is a flea market pro, while I am just a novice. I hadn't been in years, but I'm hooked and plan to go back often. I found a vendor with a wonderful selection of beads and stones and bought several and also a vintage leather change purse and some rusty old keys that will become a new necklace.
Saturday was a rest day and a visit to our son and daughter-in-law's house. By the time we left their house, it was starting to rain and snow. By late evening the snow was coming down fast. We woke the next morning to at least 8″ of snow! That is very rare here to have that much snow.
Before lunch we got a call from my sister-in-law that they were bringing their kids to sled at our house.
They live an hour away and had only had a sprinkling of snow so they headed to where there was plenty. We had a great afternoon with the kids, sleds, dogs, and ATV.
It was fun to play for a day and to have children around again. They bring life to where ever they go.
After I finish this post, I'm going to get to work….I promise…..really…


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Posted on August 03, 2015 by Erick Rios
At Frames and Stretchers we are thrilled that we collaborated with Dave Lombardo and Grace Perez from Wendigo Productions on their art show. We built 13 stretchers and stretched all the photography printed on canvas for his Solo Show at Art on A in the East Village, NYC. The opening night on Sunday August 2, 2015 was packed with fans, collectors and artists. He offered and art talk and a drum solo. Both, the artist and the gallery owner were very happy with the quality craftsmanship of the stretchers and the stretching service. Gladly, we will keep collaborating with this avant-garde art gallery. Cheer!!
Posted in Dave Lombardo, Photography, Slayer drummer
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CEO Catches Stranger After Hours, Prompting Espionage Charges
Chinese-Canadian man is in custody amid a growing number of alleged cases of trade-secret theft
Samuel Straface thought he was the last one out the door one recent evening at the medical-technology startup he leads in suburban Boston.
But as he passed a glass-walled conference room on the second floor, Dr. Straface says he saw a man he didn't recognize, sitting by himself in front of two open laptops and a tablet device. He continued walking a few steps toward the exit, but then, feeling uneasy, he turned back.
To Read the Full Story


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TC Electronic Announces Limited-Time-Only PolyTune Noir
For guitarists, 2012 started with a bang when TC Electronic revealed the world's smallest polyphonic tuner: PolyTune® Mini - the tuner that will fit on any pedal board. Now, TC is proud to introduce PolyTune Noir, an exclusive, customized version in the most rock'n'roll colors of all: black! PolyTune Noir is available as an exclusive limited run on October 15th (U.S. October 26th) and retails at EUR 79 SSP, GBP 62 SSP or USD 89,99 MAP.
Still reeling from the success of the original PolyTune and PolyTune MIni, guitarists everywhere connected with tuners like never before. Due to the intense connection between TC and the guitar community, plenty of feedback was given on the revolutionary trailblazers that came before PolyTune Noir. The number one request: "When can I get a customized black one?". The answer is: now.
Tore Mogensen, Product Manager for Guitar at TC Electronic comments: "The original PolyTune was a game changer and PolyTune Mini was a marvel of engineering. Guitarists everywhere loved it, we got the accolades, a TEC award, several 'best in shows' and, you know, all the good stuff. But there seemed to be a need from high-profile players to the extremely serious amateur musician for customization. So PolyTune Noir is just that: an answer to requests from guitarists.We love the white version, it's become an icon in under two years, that's pretty remarkable, but we decided to have some fun and do an exclusive version of PolyTune Mini. Around the office, we call the color 'Sabbath Black'. Though that's by no means an official paint type, we think this color just plain rocks!" Laughs: "It's like, 'how much more black could this be?' and the answer is 'None. None more black."
PolyTune Noir is based on the exact same technology as the original PolyTune and PolyTune Mini, so like its brothers it shows the tuning state of all strings simultaneously by simply strumming the guitar, allowing guitarists to get back to playing in a matter of seconds.
Just like the original PolyTune and PolyTune Mini, PolyTune Noir is among the most precise tuners in the world, tuning with +/- 0.5 cent precision in chromatic mode and +/- 1 cent accuracy in polyphonic mode. Also, it automatically switches between chromatic and polyphonic modes depending on whether all strings are strummed at once or each string is picked individually. Finally, PolyTune Noir features Drop-D and Capo modes as well as True Bypass for zero tone coloration and a super-bright LED display with the same amount of LEDs as the original PolyTune.
PolyTune Noir Main Features
• Black - and you know what they say...
• Ultra-small Footprint - Will Fit on Any Pedal Board
• PolyTune - Tune All Strings Simultaneously
• +/- 0.5 Cent Tuning Accuracy
• True Bypass w/ Silent Tuning
• Super-bright LED Display
• Up to 5 Semitones Flat Tunings
• Drop-D and Capo Tuning


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'Hawaiian Hold'em' trucker hat with some of artist Tom Thordarson's most popular gecko artwork...
Here is a sight you will only find on a Gecko peppered island where the urge to play poker and "ante up" meets ground level! The "op" is sipped and the tiny leaf cards draw these sticky fingered fella's interest more than a lunar moth on a light bulb! The warm tropical breezes are laced with the scent of the cognac as the smokey haze from a rare Cuban cigar marbles the darkness and casts a warm amber glow. One thing's for sure, the only thing shadier than a coco palm on Waikiki Beach is this little group of brah's playing their small 'kine version of hold 'em on this dark, Hawaiian night! Also check out the full story and art prints of this image!
- 5-panel cap
- Made in the USA
- Seamless Foam Front Panel with Lining
- Adjustable Snap Back
- Matching Color Braid


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With attacks against healthcare organizations on the rise, Methodist was seeing an increase in the number of phishing and malware links coming in via email. They found that educating their users wasn't enough. They still had users unknowingly clicking on malicious links. Using Mimecast functionality they tried modifying the subject line of all inbound emails to say EXTERNAL but still had users clicking on links. They needed something more to stop this.
Solution Implemented
Having been protected by Mimecast since 2010, appreciating the benefits, implementing Mimecast's Targeted Threat Protection was a no-brainer. Mimecast Targeted Threat Protection - URL Protect, transcends traditional gateway security to defend against malicious links in email through URL rewriting, web scanning and by blocking suspect sites – all in real-time. It also provides a combination of file conversion to PDF and sandboxing. Coupled with customizable end-user notifications and granular user awareness tools, Mimecast's Targeted Threat Protection was the perfect solution. "I love it! We have it set so that end-users get the copy of the email with a converted PDF but can click the link to get the legitimate copy. My logic is that I get emails every single day and this PDF gives me a stop-gap before something harmful gets through. The protection from Targeted Threat URL protection and attachment protection is huge in my opinion. Knowing that we are being protected is a big benefit."
In Summary
"With Mimecast we don't have to manage anti-spam and anti-malware. Having all of our email go through Mimecast
allows us to quickly and easily get the information we need - we can tell if the email was sent encrypted, who sent the message, and when and if the message was delivered on our side or their side. This has given us huge benefits that we never had before," - Matt Green, Director Enterprise Architecture
Lexington, MA - October 29, 2020 - Mimecast Limited (NASDAQ: MIME), a leading email security and cyber …
Lexington, MA – October 28, 2020 – Mimecast Limited (NASDAQ: MIME), a leading email and data …
Delphi is one of the top commercial law firms in Sweden. With offices in Stockholm, Göteborg, Malmö, …


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Marine insurance groups crafts according to a type of measurements. "Boats" are described as measuring everywhere between 16 feet and 25 feet 11 inches in length. Under that size then you're cataloged as small boat specifically dinghies, personal watercraft and so forth. You can find about the Boat Licence NSW and Boat Licence Sydney Twilight Express Boat from online sources.
In case your boat is 26 feet and above in size then you may most likely demand specialist insurance. At the moment let's check out a few of the ins and outs as applied to regular boat insurance policies.
Physical damage insurance coverage
The insurance carrier reimburses you for the replacement or preconditions of your boat, resulting from these states: boating mishap, vandalism, fire, burglary, lightning, hurricanes or tornadoes. Incorporated in this policy are your trailer and the watercraft its power train itself or outboard motor.
You may discover they're included in your regular house insurance coverage or you also may ask for different insurance coverage for a few of these.
Where do the protection end and start on the waters you can make use of? The assumptions are expressly listed by a couple of policies and limit using your craft.
Individual Liability Coverage
We hope you will never ever have to discover how significant this coverage is. Typical marine boat insurance ranges upwards from $ 3 million and may compensate you when there's a crash along with your boat is held responsible for harming another property, boat or harm. You can click here to know more about the boating.
Uninsured Boat Protection
This is known as the marine insurance equivalent to the street vehicle's uninsured motorist insurance coverage.
Do your best to feel alone or not to become homesick:
You might feel as if you need to go home and that you can't cope with the strain that is influenced, but after you've graduated you'll feel this good feeling inside of achievement and you will finally understand why you had to get what you were induced to get.