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Sterling Silver Chain
Call for Availability | STYLE: AGW553-06
Call for Availability
Silver 6" with Rhodium Finish Shiny Rolo Chain+Station Puff Heart Children Bracelet with Pear Shape Clasp *Prices are subject to change based on fluctuations in metal prices and currencies
Paul Maroof founded the Royal Chain Group in 1978. Under his meticulous leadership, he developed his family owned business bringing in his son and daughter as they work diligently together to run, develop, and grow the Royal Chain Group. Mr. Maroof maintains a personal involvement in everything that the Royal Chain Group represents. This commitment has made him the pre-eminent importer of quality jewelry.


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Life isn't meant to be lived alone. Connect with others through small groups, ministries, events, and more!
Life isn't meant to be lived alone. Connect with others through small groups, ministries, events, and more!
Life isn't meant to be lived alone. Connect with others through small groups, ministries, events, and more!
Sunday School
Sunday School: classes help a big church feel small. Classes meet at both 9:00am & 10:30am, so you can attend both a worship service and
participate in a Sunday School class. We dig deep into the Word of God and how we can practically live it out in our lives.
We go through life together,
sharing the joys and support though the sorrows. We often get together
outside of church to grab a cup of coffee, work out together, or even
grab a movie.
Classes are age graded for children, students, and adults meeting in "same life stage" groups, as well as an inter-generational Sunday School class at 9:00am.
Bible Studies/Small Groups
If you want to learn what Scripture says about money, marriage or being a woman, try a Bible Study/Small Group. They're like Sunday School, but they meet weekly for a short term to explore one study.
Current groups include:
Women's Bible Study: Wednesdays, 9:30am-11:30pm
DivorceCare: This is a friendly, caring group of people who will walk alongside you through one of life's most difficult experiences. Don't go through separation or divorce alone.
Click here for more information. Bible Studies start on an ongoing basis so be sure to sign up for our SB Life e-newsletter.
J.O.Y. Fellowship (Just Older Youth)
Monthly Luncheons: If you are looking for a great time with other seniors, then join us for our monthly luncheon on the fourth Thursday of each month at noon. A lunch is provided or have a pot-luck. The programs are very interesting and entertaining. You will laugh, learn and love all that is going on as we share together around the tables.
Walking at the SBC Gym: We meet in the gym to walk and fellowship together every weekday morning at 9:00am. You might find us after having coffee together!
J.O.Y. Singers: Tuesday mornings at 10:00am, you will find this wonderful group of dedicated seniors sharing in the fun
of making music together and taking it to the community. The JOY Singers
welcomes all seniors who love to praise the Lord. Come and experience
the JOY of the Lord! We go out to our local senior centers and homes to sing and share our gifts.
To hear about the next one, be sure to sign up for our SBhappenings e-newsletter and click here to connect with J.O.Y. Fellowship Ministry.
Single Adult Ministry
Our Single Adults Ministry exists to help lead single adults into a growing relationship with Jesus Christ and to connect with other singles in the same stage of life to form friendships and build community. We get together for small groups and events that are fun, welcoming, and intentional.
Ladies Ministry
Ladies Ministry at Summerville Baptist Church exists to serve Jesus Christ by
equipping the women of our church and community through Bible study, prayer,
discipleship, evangelism, missions, and fellowship so each woman may grow and
mature in her personal walk with Jesus Christ. Our desire is that God will use
this ministry to strengthen our women so they exemplify Christ in all they do.
There are many ways the Ladies Ministry supports growth, service and friendships. Free childcare is also provided for many of these gatherings:
Sunday School classes
Bible Studies
Swap til' you Drop (fellowship secondhand clothing/item event)
Ladies Potlucks
Ceramics and Quilting groups (weekly)
Community Mission Projects
Game & Art Nights
Click here for more information on the Ladies Ministry.

subset: commoncrawl


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Wastewater recycling
Dr. Suresh Kumar Rohilla Programme Director Email: firstname.lastname@example.com
CSE has developed a"Roadmap for Rating System for Water Efficient Fixtures: A Way to Sustainable Water Management in India" as deliverable of Centre of Excellence under the Ministry of Urban Development. This document includes, background of the preparation of roadmap including the draft framework proposed for introduction of rating system for water efficient fixtures in India. The document intends to facilitate understanding on the existing legal and institutional options available for mainstreaming the rating system.
The 3rd stakeholders meeting on the rating system for water efficient fixtures was held at the Centre for Science and Environment's office on 23rd March 2011. This meeting had participation from various stakeholders who have been a part of the core group formed after the 1st stakeholders meeting in September 2010. Ms. E. P Nivedita, Director (water supply and local self government), Ministry of Urban Development was also present.
Following the 1st stakeholders meeting on 28th September 2010 (see press note), CSE organized the 2nd stakeholders meeting for rating system for water efficient fixtures on 22nd December 2010. The objective of CSE's initiative is to develop norms for water-efficient fixtures that would ensure efficiency in terms of water use without compromising on performance. The process is supported by the Ministry of Urban Development (MoUD), Government of India, who has also designated CSE as a centre of excellence for sustainable water management.
CSE has developed a paper titled 'Rating System for Water Efficient Fixtures in India', as a part of its work as Centre of Excellence under the Ministry of Urban Development.
New report advocates rating of water-efficient fixtures in buildings
In 2010 CSE undertook a water audit for its office building, essentially aimed at further improving water efficiency and conserving every drop of water wherever possible. Although CSE has taken several efforts to reduce and reuse water over the years, but the building water audit was able to site specific areas where water efficiency can be further increased.
The Green Building Water Management (GBWM) component focuses on water efficiency and conservation in buildings at the city level. GBWM has a unified focus on promoting green buildings by undertaking a series of committed activities through research, policy advocacy, awareness and capacity building etc.


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Eden's Edge is centrally located - a stone's throw away from Apia Township with modern air conditioned rooms. This is the perfect home away from home for the business traveller and provides a slice of paradise close to the action for your holiday in Samoa. So join us and relax by the pool with a cold one after a hectic day of work or sightseeing.
Eden's Edge is tucked away in lush garden settings and hidden behind lush gardens away from the traffic. The food is mouth-watering and the cocktails plentiful. The team at Eden's Edge is ready to welcome you.
The Edge Bar and Restaurant is beautifully appointed offering soft couches for the tired traveler to relax in with a cold cocktail or renowned local brew- the Vailima Beer. Relax in our garden setting and enjoy lunch and dinner in this corner of paradise.
The swimming pool is available to soak away the aches and pains of the day.


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ENTERTAINMENT NEWS: Almanac for Monday, May 7, 2012; historical news, birthdays
Today is the second Monday of the month, Monday, May 7, the 128th day of 2012. There are 238 days left in the year.
* In 1945, Germany signed an unconditional surrender at Allied headquarters in Rheims, France, ending its role in World War II.
* In 1975, President Gerald R. Ford formally declared an end to the "Vietnam era." In Ho Chi Minh City — formerly Saigon — the Viet Cong celebrated its takeover.
* In 1977, Seattle Slew won the Kentucky Derby, the first of his triple-crown victories.
* In 1984, a $180 million out-of-court settlement was announced in the Agent Orange class-action suit brought by Vietnam veterans who said they had suffered injury from exposure to the chemical.
* In 2011, The U.S. released a handful of videos seized from Osama bin Laden's hideout showing the terrorist leader watching newscasts of himself amid shabby surroundings.
73 JIMMY RUFFIN, soul singer who is known for (What becomes of the Broken-hearted)
66 THELMA HOUSTON, singer who sung the 1977 #1 hit song, (Don't Leave Me This Way). It won a Grammy Award in 1978
66 BILL KREUTZMANN, rock drummer from the group the Grateful Dead
38 BRECKLIN MEYER, actor


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Vatican officials told Irish not to report child abuse
BBC's story.
[via:No Agenda]
Vesiviljelyyn erikoistunut puutarhayritys ja työntekijät saa syytteitä kannabiksen käytön edistämisestä
Katso myös: Viherpeukun suljettu kauppa.
[via:Thomas Nyman]
Israeli Knesset member rejects navy account of attack
"She added that within minutes of the raid beginning, three bodies had been brought to the main room on the upper deck in which she and most other passengers were confined. Two had gunshot wounds to the head, in what she suggested had been executions."
…and of course:
"Tuesday right-wing parties launched their first attacks on Ms Zoubi, demanding the revocation of her immunity and her expulsion from the parliament. Danny Danon, a member of the prime minister Benjamin Netanyahu's Likud party, called for her to be "tried for treason—
[via:Israel Global PR]
Ireland's largest ISP to cut off net access of alleged file sharers
"The European Parliament has been talking about internet access as a basic human right. It absolutely is not." — Dick Doyle, Director general, Irish Recorded Music Association
[via:Timo Tamminen]
According to Wikileaks, US Intelligence planned to destroy the service (pdf document).
[via:Marcin de Kaminski]
The tech behind the Pennsylvania school laptop spying case
This provides some new details to the story from last week on how the Lower Merion School District/Harriton High School used compulsory school laptops to monitor students at home. Some network admin named Mike Perbix is the evil fucktard responsible for maintaining the school district sanctioned installation of LANRev/Absolute Manage, a very comprehensive (but insecurely built) software package used for monitoring the school provided Macbooks.
The story was uncovered after a student was suspended for "using drugs" at home, based on a photo taken with the laptop's built in webcam. The student was eating candy.
Canadian gov't orders takedown of websites parodying climate policy
Even more bizarre: the shiteater ISP disabled 4500 unrelated ip adresses.
[via:Harri Kivistö]
TVkaistan tomitusjohtaja kommentoi poliisitutkimukseksi kasvanutta kiistaa Suomen ainoasta järkevästa TV-palvelusta
Kuten jo tiedämme, vanhoillis-medioilla on jotain sitä vastaan, että ihmiset nauttivat heidän tuotteista ei-kelvottomassa formaatissa.
Rolling Stone/Matt Taibbi: Obama sold out to Wall Street
"There's no other way to say it: Barack Obama, a once-in-a-generation political talent whose graceful conquest of America's racial dragons en route to the White House inspired the entire world, has for some reason allowed his presidency to be hijacked by sniveling, low-rent shitheads."
After being elected, Obama basically gave everyone from his "change" campaign dead end jobs. All the important posts went to insiders from the same financial giants, that through "bailout" laws now have been granted free money every time and no matter how badly they fuck up themselves and the system.
If you're not easily tricked into reading longer articles, have a look at the video summary. Taibbi's recent writing is highly recommended reading, his style is very readable and entertaining but maintains a striking contrast to the usual correct, bullshit-plagued financial and political reporting.
[via:No Agenda]


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Cops Nab Brooklyn Burglars After Friending Them on Facebook
Brooklyn police have cracked down on a criminal gang with a new kind of informant: the Facebook friend.
Officer Michael Rodrigues, who works the Crown Heights beat, needed evidence on a gang that was burglarizing homes with seeming impunity.
So he simply friended them on Facebook, and watched as they confessed to crimes on their walls.
Fourteen members of the so-called Brower Boys gang, ranging from age from 15 to 19, have been charged, police said Wednesday.
The gang is accused of a year-long string of crimes, which escalated from petty theft to ever-more violent burglaries before police stepped in. In one incident, four members allegedly invaded a home, tied up the man and woman living there, and sexually assaulted the woman.
After gathering substantial evidence on the gang, Rodrigues noticed on March 2 that one member updated his status to "It's break-in day on the avenue."
Cops tailed the man and arrested him as he broke into an apartment.
According to NYPD Police Commissioner Ray Kelly, at least one gang member warned his compatriots against bragging online about criminal activity, saying "you all just gave yourself away."
But others, he said, dismissed such warnings, typing "LOL."
"There was one person laughing out loud," Kelly said. "That was police officer Michael Rodrigues."
Photo courtesy of iStockphoto, pearleye
- Karen harasses Black man, says she's 'protecting the DMV'
- Trump Jr's 'cocaine eyes' among RNC's leading memes
- Kim Guilfoyle's speech at the RNC earned her comparisons to a 'Power Rangers' villain
- Jennifer Garner binged 'The Office' in quarantine—and the finale reduced her to tears
This article originally published at The Daily Dot here


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What to Expect From Your Legal Team When You Are Divorcing
Going through a divorce is often difficult and confusing. However, your legal team will be able to provide you with support and guidance during this process. There are certain actions you can expect your legal team to do for you...Read More


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One of the homes in which the Manson Family committed two gruesome murders has reportedly been sold to Zak Bagans, the star of Ghost Adventures.
Located in the Los Feliz neighborhood in Los Angeles, California, 3311 Waverly Drive is a 1,655-square-foot two-bedroom, two-bathroom single-story home. Although it offers breathtaking, unobstructed front and back views of the bustling West Coast city, its claim to fame is far from pristine.
The classic 1920's gated home with a pool is the scene of one of the most gruesome and widely-known double murders in U.S. history. Almost 50 years ago, Charles Manson and a portion of his cult followers murdered Leno and Rosemary LaBianca in the Los Angeles estate in August 1969 — the night after killing up-and-coming actress Sharon Tate along with four others.
The Los Angeles home was the location where, one night after the group – led by Charles Manson – murdered Hollywood actor Sharon Tate and four others, Leno and Rosemary LaBianca were fatally stabbed by Manson and his followers.
The married couple were stabbed multiple times – Rosemary 41 times and Leno 12 – on August 10, 1969 in their Waverly Drive home. Now, that very same home has been purchased for $1.98 million.
As reported by TMZ, Zak couldn't let the opportunity pass when he heard the house was up for sale, rushing to view it before making an offer close to the asking price.
The American paranormal investigator told the publication he was drawn to the home's history as a collector of 'dark culture', adding the main thing that attracted him to the purchase was the fact almost everything inside the house is original.
Although Zak won't say what he plans to do with the house, he says it has a storied past beyond the Manson murders – including the legends that dogs have mysteriously disappeared from the property and occupants have been spooked by what they say is paranormal activity.
The deal will close at the beginning of September, approximately one month after the 50 year anniversary of the murder.
Leno and Rosemary's deaths are somewhat overshadowed by Sharon Tate's, who was only 26 years old when she, her unborn child, three of her friends, and a visitor of the home were murdered.
On August 9, 1969, Tate, who was eight-and-a half months pregnant, hairstylist Jay Sebring, aspiring screenwriter Wojciech Frykowski, and Frykowski's girlfriend Abigail Folger, had their lives brutally taken from them at the rented home of Tate and her husband director Roman Polanski.
Eighteen-year-old student Steven Parent was also murdered after he turned up at the house to visit the property's caretaker, William Garretson, who lived in the guest house. The murders sent shock waves through Hollywood, however the Manson Family weren't yet finished.
Unlike the group's previous victims who were known in Hollywood circles, the LaBiancas weren't known or notorious and their murders seemed entirely random.
As per Rolling Stone, Manson entered the couple's house, tied them up, then left before three of his followers – Charles 'Tex' Watson, Patricia Krenwinkel, and Leslie Van Houten – stabbed them to death.
The group wrote 'Rise', 'Death to Pigs' and 'Healter Skelter' – a misspelled reference to the Beatles' song – in the couple's blood on the walls and the refrigerator.
The news of the house sale comes on the day the Quentin Tarantino film, Once Upon a Time in Hollywood – which is nominally structured around the Manson family murders – is released in the US.


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After purchasing from 2 other companies and having those orders be dropped, I found Sound Ethics online, on the 3rd or 4th page I guess. I had my order the next day.
Great customer service! Very satisfied with the items I ordered! Happy about the reasonable prices and timely delivery!
Thanks so much for the offer but I am not worried. I know how hard it is to get rid of and deal with special orders. Love you guys!
Thanks again for all of your help, tremendously appreciated and I hope to return that favor in my future orders!
Again, thank you so much for your assistance with this whole mic situation. I try to avoid scrambling as much as I can, but it is wonderful to know that there are suppliers that are willing and, more importantly capable of stepping up when needed!
This e-mail is for Mark. The new speakers sound great!!! When I went to set up the amp, I found there's not enough space in The Gator Case. Could you get me a price for a bigger case...I believe the one we have now is the GRR-6L rolling rack? Also let me know how much you would charge to set it all up for me...You guys did SUCH A NICE JOB last time, I don't want to mess it up. (A.J. Katzenmaier Elementary School/System Set Up)


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Staff Professional Development
All staff participates and regularly attends appropriate courses to ensure the Statutory Framework for the Early Years Foundation Stage is met. We works closely with Darlington Local Authority Early Years and Childcare Partnership. External and internal training courses are available to enhance qualifications and career progression to maintain high standards. William House Nursery Ltd is an Equal Opportunity Employer.
We have responded to the government initiative to have, in all schools and settings, an Early Years Professional Status. The whole team have achieved further education in child development and education in the Early Years Foundation Stage. Our achievements are:
- BA (Hons) in Childhood Studies and EYP status
- Early Years sector endorsed Foundation Degree
- QTS – Qualified Teacher status BS (Hons) Education & ICT
- Early Years practice level 5
- Early Years practice level 4
- Certificate in higher education in Early Childhood studies
- Foundation degree in Art in assisted learning
- Early years Practitioners levels 3
- Nursery Assistant
Meet the team – Our team is fully qualified, they include:
- Nursery Manager
- Administration Manager
- Deputy Manager
- Senior Line Manager
- Line Managers
- Advanced Baby practitioner
- Early years Practitioners (Baby Unit – Birth to 3 years)
- Early years Practitioners (Foundation Stage 3 to 5 years)
- Early years Practitioners (Before/after school and holiday club 5 to 11 years)
- Nursery Assistant
- Special Educational Needs and Disability Co-ordinator (SENDCo)
- Head Cook
- Assistant Cooks
- Cleaners
- Peripatetic Teacher of:
In addition, all staff is Paediatric First Aid trained. All staff has annual safeguarding and Prevent training. There is identified designated safeguarding leads/Prevent within the setting.
Legal Checks
All staff and students, before employment or placement, undergo a Disclosure and Barring Service (DBS) check.
If you are interested in working at William House Nursery, please forward your CV or contact nursery directly.
Training opportunities up to University level
William House Nursery is committed to training, providing opportunities for students to gain experience and qualifications to enable them to continue in their career path. Students attend placements for high standard training; they are given practical and observational training. Supervision is given at all times. All students are in addition to the nursery team. William House Nursery offers placements to schools, colleges and universities.


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This is a guest post by Patsy Harvey
For years and years we have gone to Chetek, WI to fish. In the 1980's we stayed on Chetek Lake at a great resort called Pine Park. The owner was named Sam and it was a real clean resort with older cabins. Sam would check every morning to see if we needed anything.
On this particular day we decided to just float near our cabin, toward the middle of the lake, to catch crappies. It was a beautiful 80 degree day and the fish were biting. We put on a yellow mini jig with a white lead head , which was the bait that we were catching fish on. We carried a huge assortment of colors and baits in our boat.
As we floated and caught crappies, more and more boats floated along with us. We would all float across the lake and them slowly move back over to float again. About 1 hour into our fishing, a larger boat (ours was a 16 foot fiberglass) came barreling across the lake and stopped in the middle of all of us floating. Kids dove off the boat and also a dog. People all around yelled at the driver and ask him to move to another area as we were catching fish. The boat driver just ignored us and kept letting the kids jump in. Finally one of the kids yelled they needed to go to the bathroom so the guy cranked up his boat and went to the shore, yelling to all of us, "I will be back".
Within a couple of minutes one of the boats that was fishing with us, cranked up his boat and followed the other boat to shore. Then we heard a shot, or what sounded like a shot from a gun. The boat that had been fishing came back from shore and started to float again with us. We never did see the boat with the kids and dog again.
On that trip we caught our limit of crappies and learned a good lesson. "YOU DON'T MESS WITH A FISHERMAN WHEN THE FISH ARE BITING"


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Norwegian Escape
The 4,248-passenger Norwegian Escape launched in November 2015 as the line's biggest ship, with all the fanfare you would expect. "Firsts" include a variety of new shows and restaurants, but the ship has — for better or worse — inherited a lot of its design from Norwegian Breakaway and Norwegian Getaway. This means wonderful outdoor dining and drinking spaces on The Waterfront deck, spacious bathrooms (even in standard cabins), and the playfully designed Studio Cabins for solo travelers. Alas, it also means the sound levels at the open-air casino and bars make it hard to escape the noise.
What We Love
Food Republic: This is not only the best restaurant on board, it's the best new dining spot we tried at sea this year. The fusion menus offer comfort food from around the world, as well as innovative dishes such as pastrami dumplings and buffalo shrimp maki. Everything is tasty and well-prepared, no matter what you choose to order.
District Brew House: This brewpub serves up 75 beers (25 on tap), including craft beers from Miami's Wynwood Brewing Company. Unlike, well, almost every other bar at sea, it feels like a cool hangout in an urban area run by people who care about the regional American brews as much as the atmosphere. Look for Monk in the Trunk amber ale and Rock Bottom's Choco Porter, as well as tabletop beer pong, live bands, and tasty sliders.
Best Known For
Bayamo: Food Network's Iron Chef Jose Garces launches his first restaurant at sea with this à la carte Pan-Latin spot. Dishes include seafood ceviches (the chef's signature), a tuna dish that's layered with watermelon to play on color and texture similarities, lobster enchiladas, and swordfish in a coconut broth. For dessert, try homemade chocolate ice cream laden with chili and grapefruit spiked with tequila. If you want something quicker, get a taste of Garces' deft touch with seafood a la plancha at the Pincho Tapas Bar next door.
"After Midnight": This straight-from-Broadway musical based on the music of Duke Ellington is a stunner. The show is richer on costumes and vocals than it is on story line, but retreating into the world of the Cotton Club makes for a gorgeous evening. The best part: The first few months the ship sails, the lead is played by Brenda Braxton herself.
Find a Cruise
Who It's Best For
Families: This ship serves a lot of different groups: The elegant spa and seriously cool new restaurant concepts speak to many grownups, while the multiple waterslides are sure to be a hit with most kids. Sadly, we can't comment on the snow room (the second of its kind at sea) or the new side-by-side racing slides: Both were out of commission on our early sailing.
Don't Say We Didn't Warn You
This Is One Noisy Ship: There are a variety of dark, loud areas onboard, including the casino, which on sea days seems to spill noise into otherwise lovely wine and cocktail bars nearby.
Margaritaville Is Very Popular: This lunch venue is crowded for good reason. The food is fun and well prepared, and there's no additional charge to eat there (for now, at least). This is shocking, considering it's such a big upgrade from the buffet. Go early on sea days, or expect to wait. We liked the Baja-style fried fish tacos and the crispy conch fritters ... but next time we'll definitely order the much-hailed "Cheeseburger in Paradise," rumored to be the best on the line and one of the best at sea.
"For the Record: The Brat Pack" Is for Fans Only: This dinner theater production, a clever mix of numbers from John Hughes movies, is as much about the experience as the show itself. The three-course dinner is fine, but if you're a fan of 1980s hits, such as "Say Anything," "Ferris Bueller's Day Off," "The Breakfast Club," "Pretty In Pink," and "Some Kind of Wonderful," you'll thrill at the familiar characters. Somehow missed these flicks? Brush up before you board, or skip the inside joke-filled show.
Sherri Eisenberg is a New York City-based writer and editor. She is the former editorial director of ShermansCruise.
Norwegian Cruise Line Videos
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Find a Cruise
Norwegian Escape at a Glance
- Line: Norwegian Cruise Line
- Class: Breakaway Plus
- Number of Passengers: 4248
- Ship Size: Mega
- Launch Date: 2015
- Bahamas
- Baltic Sea
- Eastern Caribbean
- Eastern Mediterranean
- New England and Canada
- Repositioning Cruises
- Southern Caribbean
- The Black Sea
- The British Isles
- Trans-Atlantic Crossings


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Image © Emily Nonko for 6sqft
The iconic Grand Central Terminal is a building with more than a few secrets. Constructed in 1913 with the wealth of the Vanderbilt family, there was a lavish private office (now known as The Campbell Apartment), glass catwalks, a hidden spiral staircase, and even artists' studios on an upper floor. One of the most infamous secrets of the terminal, however, was a secret track used specifically for a president to access one of the most famous hotels in the world. Known as Track 61, it leads to a special platform that was never used or intended to be used in regular passenger service—it just happened to be in the right place.
Keep reading about Grand Central's secret track


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It's difficult to comprehend what the term 'on their radar' actually means when it comes to transfers in modern day football.
Though it may seem like it, Liverpool aren't the only team seemingly linked to a new player every day. What makes transfer rumours surrounding this club all the more dubious is the fact Jurgen Klopp appears to have now distanced himself from bringing in any new faces.
He isn't one to panic buy and we suspect he'll remain confident that the players he currently has at his disposal are more than good enough to pull his team through a difficult stage of the season, regardless of yesterday's shock defeat to Swansea.
Anyway, onto the transfer rumour that probably won't materialise into anything.
Liverpool are the latest club to have reportedly entered the race for Inter Milan's Ivan Perisic. That's according to Gazzetta dello Sport, anyway.
Fearless 18-year-old defender describes how Old Trafford occasion didn't faze him
Perisic is rated at £30 million which immediately puts this one into doubt given how unlikely it is that Klopp would spend this kind of money on someone who would almost certainly be a backup.
He is a player who has worked under Klopp before having spent time working with the German at Borussia Dortmund before the two supposedly fell out.
A fresh face is always appealing, especially after yesterday's result, but we sense this squad will remain pretty much the same this month, bar a couple of outgoings possibly.
Do we really need to sign anyone? We'd be interested to hear what you think.


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Biography of Dean Christopher Celenza
Professor Christopher S. Celenza is the Dean of Georgetown College at Georgetown University, where he is also a professor of history and classics. He came to the Hilltop from Johns Hopkins University, where he most recently served as Vice Provost for Faculty Affairs and held the Charles Homer Haskins Professorship in classics.
Academic Leadership
Celenza holds two doctoral degrees: a Ph.D. in history (Duke University, 1995) and a Dr.phil in Classics and Neo-Latin Literature (University of Hamburg, 2001). He has held Fellowships from the Guggenheim Foundation, the ACLS, Villa I Tatti, the American Academy in Rome, and the Fulbright Foundation. He served as the 21st Director of the American Academy in Rome from 2010 to 2014, and as the Director of JHU's Singleton Center for the Study of Premodern Europe from 2008 to 2010.
He has a broad range of research and teaching interests, including Italian Renaissance-era philosophy, Latin literature and paleography, and the history of books and reading practices.
Research and Publication
In addition to his academic positions, Celenza is the author or editor of 10 books and more than 40 scholarly articles in the fields of Italian Renaissance history, post-classical Latin literature and philosophy, and the history of classical scholarship. His book The Lost Italian Renaissance was translated into Italian by publisher Carocci in 2014.
His most recent books are The Intellectual World of the Italian Renaissance: Language, Philosophy, and the Search for Meaning (Cambridge and New York: Cambridge University Press, 2018); Petrarch: Everywhere a Wanderer (London: Reaktion, 2017); and Machiavelli: A Portrait (Cambridge, Mass.: Harvard University Press, 2015).


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Samsung has added two new compact cameras to its range with the launch of the Samsung ES80 and PL20, and both models are designed to be budget friendly.
The Samsung PL20 features a 14 megapixel CCD sensor, plus five times optical zoom and the ability to record HD video in 720p, there is also built in image stabilization.
The Samsung ES80 comes with a 12 megapixel CCD sensor and it also feature five times optical zoom, and image stabilization, although this model doesn't have the ability to record video.
The Samsung PL20 will go on sale in march for $119.99 and the Samsung ES80 will go on sale in April for $99.99.
via Slashgear


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Becca's Story- A 19 Year Old In an 80 Year Old Body
Becca's Story-A 19 Year Old In an 80 Year Old Body
I am 19 years old but I feel like I have an 80 year old body.
I have been diagnosed with HEDS and Fibromyalgia.
My fibromyalgia diagnosis came after the EDS diagnosis.
What does this mean?
It means that my collagen is faulty and my joints are constantly popping, slipping, sliding, and dislocating. It means that if I do a task for too long (like knitting) my shoulders, arms, and hands will not work properly and hurt for days. Sounds like fun right??? My body literally falls apart with everyday activities.
Continue Reading the full Article…
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For the purposes of our demo, Sony let us try out the same arena level that it showed off during the conference a few minutes earlier. The most impressive thing about the build, though, is that it looks exactly like the target-render trailer that Sony ran at its press conference last year. Nariko looked fantastic here, with attention paid to every little detail. The clothing on her body flapped realistically in the wind, the flare on her belt moved as she did, the fluidity of her animations were very high-end. Enemies didn't have quite as much detail paid to them as Nariko did, of course, but even so, they weren't exactly visual pushovers. The whole graphical package was really quite enjoyable.
This sort of visual excellence extended to the nearby environments too. Vases, benches, and various other obstacles were completely breakable from within the arena's section, and the itsy-bitsy pieces that were left over could be sloshed around on their own using some simple, but effect physics. Dynamic camera angles helped spice things up as well, with counter and kill moves from Nariko providing some rather cool little cinematic moments (that didn't cut away from the action).
Speaking of counters and kill moves, there were several to choose from even in our limited time with the build. Tapping triangle as soon as an enemy attacks (indicated with a quick flash) allows for a bevy of reversals depending on the situation. Nariko has several very cool offensive moves as well, and can evade stalkers with a quick tap of the right analog stick. Ranged and Power stances vary the kinds of attacks she can perform (be it with chained blades or a conventional sword), and pressing the action button (X) will allow her to pick up objects and throw them at enemies. Players even have limited control over objects once they've been thrown by holding down the button (which switches the perspective to a Sam Raimi-esque camera angle for some cool first-person ass-kicking).
As quick as our short little excursion with Nariko was, it was definitely fun stuff. The action was quick in practice, easy to figure out, and pretty spectacular looking. The AI is still a little passive when it comes to solo enemies of course (groups were a lot more aggressive), but it still has several months of development to go before it becomes an issue. Besides, the cool God of War-like context-sensitive cutscene made it all worthwhile (the demo ends with a cool fatality that sends your enemy all over the place - think GOW hydra battle and you'll get the idea)
Check out our media page below for all the cool media from Heavenly Sword. We'll have more on the game when we talk to the development team on IGN Livewire later this week.
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4 Responses to "Ad Campaign"
Multiple names like razorusa90210, or patriot419 or dust92. That guy? His socks were pretty convincing.
This particular protest is silly. It's almost Asperger-y.
"Young girl" is a perfectly appropriate appellation for any young female and it is context that determines its use. Just as "behave yourself, young woman" might be applied to a girl of eleven,
"Young girl, get out of my mind/ my love for you is way out of line/better run girl, you're much too young, girl" might apply to a married man of 48 chatting up a barely-twenty year old. And a high schooler is definitely a young girl by any standard but comparison with classmates.
Thank you for a great post.


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Four fire engines and 21 firefighters and officers dealt with a fire in a shop with flats above on Katherine Road in Forest Gate.
Part of the ground floor shop was damaged by fire. Around 15 adults evacuated the flats above before the Brigade arrived.
The Brigade was called at 1609 and the fire was under control by 1718. Fire crews from Stratford, East Ham, Leytonstone and Plaistow fire station are at the scene. The cause of the fire is believed to accidental due to a poor electrical connection.


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I wrote these tips for a new friend this morning, and I thought I'd share them here too incase they're useful for you.
When you're starting out in a new business, everything is exciting and new, and you can see the grand vision of how you're going to make your fortune and make a huge impact in your industry.
But often as the weeks turn into months, you find yourself overwhelmed by all the jobs you have to do to keep the business going, all the endless phone calls, emails, bank statements, technical things that take up all your time and leave you feeling exhausted….
Running a business is meant to give you freedom, right?
I think it can, but you have to be careful not to get burned out. And you have to be disciplined.
Here are a few helpful tips to get you started. This list isn't exhaustive at all, but hopefully you will find it helpful.
1. Get REALLY clear on who you work with and what you offer. Keep it simple at first until you build up your client base and your confidence.
2. Treat your business like a job (a fun one!) Not a hobby. Set clear working hours and schedule time for yourself and your hobbies. Too many people go all in and get burned out really quickly because they lose the balance and everything becomes about work.
3. Get clients fast! By this I mean don't spend any time on your logo, website or any of that until you have money coming in. The easiest way to build your business is through word of mouth, so get as many testimonials as quickly as possible.
4. Tell people about your new business. Facebook and Instagram etc. are great, but the best way to spend your time at this early stage is talking to people about how excited you are and what you will be offering. You probably already know your first 5 to 10 clients, in your network. Focus on your warm market first before trying to expand outwards into colder markets.
5. Get your finances clear. Do you have an accountant or will you be doing your own books? This is where I failed to do the work and I ended up having to get a part time job to pay off bills I wasn't expecting in my business. Sort out your income and expenditure so you know exactly how much you need to bring in and how much you can spend on advertising.
6. Focus on your strengths. List everything you enjoy doing and everything you don't. This will help you decide what to outsource later on, even if you have to do it all yourself at first.
7. Find an accountability partner or hire a coach to keep you on track. Preferably both. It's so easy to get distracted when you work for yourself, and let things drift along instead of driving toward your goals. Invest your time and money in things that will move you forwards, and you'll get a much greater ROI in the long run.
8. Talk to other people who are already doing what you want to do. Research them and how they run their business. Feel free to do things differently if it feels right for you. Most people are really happy to talk about their business and you might even find a mentor or two who will help accelerate your business by avoiding the mistakes they made.
9. Focus on money making activities. When you've got clients and a clear service that works for you, then you can start looking at branding, logos, website etc. Until then it's just a distraction and won't bring money in.
I hope you find this list helpful. I'd love to hear which of these tips have been most useful, or which you will be putting into action in your business.
To me, number 1 is the most important of all. Until you've got complete clarity on what you offer and who you're offering it to, everything else will take you in circles and frustrate you.
This is what I really enjoy helping people with, so if you're stuck at this stage and want to find clarity quickly, get in touch with me and I'll help you move forward.
This is such an exciting stage, I wish you all the success in the world!


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A forum member posted today because a friend of him cannot longer pay the mortgage.
First reaction: don´t get her life or her economy go sinking because of this because there was probably much financial artifice in the market when she took the decission: please encourage her to naturally return to a natural position.
She might try first to see if a mortgage change would enable her to keep paying :
Some related articles: legal tip 130 , legal tip 131 and legal tip 132
If the mortgage change does not relief her from the financial pressure.... no more anxiety.... go ahead and exercise rights out of the most of the Codes, our Civl Code, ancient Rome and Napoleonic tradition altogether! :"dation in payment" or a payment agreement ( with handing of keys) with the Bank so she liberates fully from the debt:
If the Bank refuses to accept the dation, do not worry because after a proper offer to the Bank being done , the Bank will just be able to start a repossession to which you can then oppose with your already acted dation in payment rights so you both, Bank and client, can end up with an agreement for the payment of the debt ( of course including the full value of the handed property).
I am not calling to the irresponsability of individual people but Consumer and individual rights are always a brake to market hyper-acceleration... and we all end up being benefitted with a system is person tailored.
After an accepted dation in payment or an agreement for the satisfaction of the debt, she will not be recorded as a bad debtor in Spain. So... do not worry.
Has not been overcredit the reason of many problems? So... banks... here you have the houses you artificially created and financed.
Yes.. I know I am totally "bank-ly rude".
Justin published an article by us a while ago : "In times of recession, imagination is needed" regarding renting with an option to purchase.
The question is now: Now that prices are decreasing and financiation is so convinient , is this still an interesting formula for those willing to buy and willing to sell? Or is it prefered to directly buy/sell?
Our opinion is the same for buyers and sellers as we always try to look into win-win shcemes:
Sales are a considerable option again, but still prices will keep decreasing till 2012. Anyhow, it is a good time to start looking at options as the bargains, rebate period is definitely open and you can certainly find the price and the mortgage you need now.
I would also pay attention to the fact that waiting to last-minute offers for the sake of price decrease will certainly come with a decrease of available units too. So make a balance of prices and availability.
Another aspect to consider is the Euribor staus these days. But the Euribor factor is just something to consider if you hire fixed rates mortgages, if you hire a variable financial product, any variation in the future will affect ( both positive and negatively) the price of your mortgage instalments.
So mainly: current prices and availability are the factors to consider.
If you decide to go for a renting with option to purchase, It is interesting to set a timeframe till the end of 2012 to finally fix the price as it seems the decreasing of the prices will last till then. According to good analysts 2013 will be the year of stabilisation and start of growing.
This way you can start habitating/enjoying a flat you will be paying a 2012 price for.
The clause of the contract you need to use is as follows:
"The parties agree that before the term of the present contract, ...........YEARS, comes to an end, the tenant should be able to acquire the property of the real estate – object of this lease.
To purchase the property, the tenant must formally inform the landlord about it within the last month before the date of expiration.
In case of possible purchase the sale price of the dwelling would be the normal market price of the said moment. This price will be reduced by the amounts already paid as rentals.
The sale of the real estate would be formalized by a public deed, free of charges. And the payment of the whole agreed price must be done in the moment of the deed signature.
Expenses and taxes originated by the sale would meet the requirements of the Civil Code.
Any of the parties shall be able to register this lease purchase contract in the Land Registry. The cost of the registration would be paid by the party who promotes it.
Of course, we always advise you to use a good lawyer to take charge of the drafting of this kind of contract.
Best week ahead,
Autumn colors in Ribera del Duero, by Jesuscm ( away fro few days) at flickr.com
The property "Low Cost" show in Madrid, closed its doors yesterday after receiving over 45,000 visits in three days and negotiate "real estate transactions in excess of 50 million euros" and contacts to realize operations in the coming days by more than 40 million" explained the president of the show, Enrique Lacalle.
In a statement, Lacalle said the success of the public "shows once again that there is interest in buying so now that prices have fallen substantially, the time has come to." In his view, there is a "pent-up demand that is exploding with discounts which shows that, if there are financing and rebates, there are sales and... a lot of sales"
The busiest stands have been the Banks´, with more resources to marketing: sellers, computers... and the most interested ones in releasing the stock.
The next chapter of this "low cost" show will be held in Barcelona from October 27 (Barcelona Meeting Point). As for Madrid, the hall will reopen next spring and will be "much bigger," the organization said.
What about EOS members having a stand there next time? It might include owners with payment difficulties, owners claiming back deposits, owners wanting to resale... We, Costaluz, offer to cover the legal aspects of it if you want.... it is just about talking.
Let´s start the week with some renewed enthusiasm about Spain and its richnesses.
Autumn colours in Cercs ( Barcelona) by SantiMB at flickr.com
This is a most recent post from a nice client. Thank you.
Just can add as an own commentary that... well.... we try hard and that´s is much of what Costaluz is about: legal communication/ communication of rights.
The said post:
"Congratulations to Maria and her team for starting to provide monthly reports that clearly state the current situation with the individuals case.
The report provides details of the steps already completed and details of the next steps and estimated dates for completion.
The report also includes in detail what happens at each of the steps involved in Litigation i.e. when the Bank does not honour the Bank Guarantee.
This report certainly removes the frustration that everyone feels about not being kept informed and having to constantly pester Lawyers for information. The information on the report might not be what you want to hear, but at least you know exactly where you are in the process and what is happening.
Well done Costa Luz Lawyers"
Have you all the greatest weekend.
Autumn in Lugo ( Galicia), Spain by diegoperez74 at Flickr.com
Reading this new as been so energising this morning as even being conscious of how abusive unfair, disproportionate were some Bank's practices regarding soil clauses and revision to Euribor, I certainly just have been able to advise people to denounce the practice to the Bank of Spain as a way to start " the culture change".
Well, it seems the culture is actually starting to react, the new comes to me as a sign of how civil society, associations of consumers and users can influence politicians to change Law and culture as this has been a claim of important associations of Consumers and Users in the financial sector for a while. It seems politicians are starting to be aware of Consumers´Law being the solution to many of our past, present and future problems.
The full Senate has unanimously approved yesterday a motion by the PP, agreed with CiU, which urges the government to take action against "unfair practices" of some credit institutions in relation to the revision of the mortgages, while asking the Bank Spain for a report about the terms of loans and the "effective translation" of the Euribor declines to mortgage instalments.
The Senate calls to set the effective translation of Euribor declines to mortgage fees, so that people can benefit quickly when the Euribor fall sas it is happening currently. Many of the contracts signed in recent years contain ceilings of 14% or 15% that financial institutions know that will never be met, while floors are between 3% and 5%
In this report, to be forwarded to the Senate within three months for discussion in plenary, the body headed by Miguel Angel Fernandez Ordonez also addresses the existence of clauses in contracts of mortgage loans that limit the rights of users, mean a lack of reciprocity or are disproportionate.
Finally, the motion requires the fulfilment of the Revised General Act for Protection of Consumers and Users, dated 2007, which establishes the exclusion of unfair contracts.
Well…. Certainly good, good news! Let's keep moving ahead!
Autumn is finally here!
Maria L. de Castro
Autumn in Parque del Retiro, Madrid. By Swiv at Flickr.com
We keep doing a review to the buying process because ... well, it seems the real estate sector, especially for the bargains chapter is having some life these days.
We celebrated my mother in law's birthday yesterday, (83 y/o) and it was for me a great joy to see that a niece (early 30s) has just purchased her first-home house and other three of his nephews (in their late 20s, early 30s) were effectively looking and finding good opportunities for a first home property to buy: one of them is having a baby in February. They were talking of very good prices: it was time for them ! I can imagine many people of their age and conditions doing the same these days in Spain.
Next September the 25th the Minister of Housing will be opening the LOW COST property exhibition in Madrid: both companies´ and individual sellers can attend.
It would be also interesting just for the sake of taking a look and testing the waters. The organisation of the event shows some accomodation suggestions, quite well priced in its website.
So… just as a reminder of the main documents to be checked when buying a house are:
1. - Horizontal division deed and statutes of the Community of owners.
2. - Land registry updated information (all loans and encumbrances will be shown there)
3. - Draft of the house
4. - Quality specifications
5. - Work License and first occupation license
6. - Last paid receipt of IBI (property taxes)
7. - Last paid receipt of the Community of owners
8. - Receipt of tax on the increase in Value of Urban Estates.
The deposit contract, ( see related article here) is for the reservation of the property out of the market and is generally an advanced payment which is then subtracted from the price to pay. It is a compromise, but not definitive. If the operation is discontinued, the deposit amount will work as a penalty. It is always more advisable to sign a deposit contract than an option to buy contract, as the deposit works better if the business is broken as a penalty.
And…. well… what can we say which is not already known regarding the 57/68 law guarantee if quantities are delivered in advance....
( to be continued...)
( to be continued...)
See Costaluz related services here
Catalan Pyrenees by Rauxa i Seni at Flickr.com
A couple of Court decissions received today in our Law Firm where judges very correctly apply what we all know now: Publicity is part of the contract. Good for consumers oriented judges in Spain.
We will be celebrating... you can celebrate with us!
Autumn in Spain by Victor Nuno at Flickr.com
The attorney general, Candido Conde-Pumpido, said yesterday that the number of prosecutions of the anti-corruption prosecutor doubled in 2008 to the demands of society to 'eradicate corrupt behaviour wherever they come, whoever the perpetrators'.
This was said yesterday during his speech at the opening ceremony of the judicial year, where he highlighted that a democratic society built on thirty years of constitutional life requires "this effort, not always pleasant." A total of 1724 communications were received and 24 investigation proceedings were initiated (16 in 2007) and 15 of informative character (6 in 2007).
In his yesterday's report, he also detailed that 422 people were charged in 2008 with a crime against the rights of foreigners for entering illegally in Spain more than 4,200 people by rickety boats, hidden in motor vehicles or with falsified documentation
(New translated from Financial Gazette: Cinco Días 22-09-2009)
Autumn scenary in Cataluña by Paco CT at Flickr.com
Yes, well, we are sending a couple of cheques of refunds to clients today.... I wanted to post this just to alleviate those afflicted by our lost last week... as it has been a very much read post!
We are determined to go to appeal before the Provintial Appeal Court in Malaga and to the Supreme Court in Madrid, as the amount of the trial object allows us to appear before the High Tribunal in the capital city
It is, " to all lights" ( direct translation of "a todas luces": spanish expression which means evident from every angle you look at it) an unfair decission with no room for consumers rights and protection already awarded by Law and Case Law.
The Judge in Marbella wants our client had signed without First Occupation License! and still do not know ( even being law since 1977) that publicity is part of the contract.
We will keep you posted on this as the case advances. If we need to go to the Supreme Court, it will be very challenging as it will bring to us the oportunity to ask the high honorable Judges what is the interpretation of some articles of the popular law 57/68. There is no previous doctrine by the Supreme Court on this yet.
Have a good night!
Ps.- I am now addicted to these fights! You are guilty of this!
Autumn in Caleau ( Asturias), Spain by Caliateu at Flickr.com
According to the business gazette "El Economista" , it is possible to start a business or becoming a self-employed person with only 6,000 euros. It seems that the franchising sector, despite the precarious economic situation, it remains as one of the most viable employment options in Spain.
In fact, according to this newspaper, despite the crisis, in 2008 these micro-companies billed by 0.5% over the previous year. Importantly, according to an annual report on the sector the total number of franchise chains operating in Spain grew by 7% last year reaching 968.
In many cases, the key is to find the right kind of franchise.
Catering trade: At present moment in Spain, there are about 7,200 Spanish franchises of catering trade. It is expected that during 2009 the sector has a moderate growth of around 1.5%, attracting a total investment of around 1,430 million euros.
Previous experience, quality at competitive prices and specialization are the main keys for a succesful choice.
The number of franchises in Spain is still much lower than in the UK or the US, so it is also a good possibility for franshisers.
See related Costaluzlawyers services
Garganta la Olla, Cáceres ( Extremadura), Spain by Xavier Fargas at Flickr.com
Yes, we did. A judge in Marbella thinks that our client should have completed ( with no First Occupation License) and that as the Golf Course was not mentioned in the contract document ( just in publicity), it is therefore not part of the contract agreement.
Very much against Land Act in Spain regarding planning licenses and estate transmission and also against the doctrine of our Supreme Court regarding the linking character of publicity.
The best reaction to this has come from a colleague ( I am ommitting his name in respect to his right to a good week-end ): "do we have the judges we deserve?"
We are determined to go all the route through till Supreme Court, we mainly pursue clarification of what these two articles, contained in Law 57/68 means:
Art. 2.- In those contracts where the parties agree on anticipated amounts the developer must expressly state:
a) That the developer will give back to the buyer all the advanced mounts plus the 6%, in cases where the construction fails to tart or end within the agreed deadline, or the certificate of habitability is not granted.
b) Reference to the bank guarantee or insurance contract, indicating the name of the Bank or the Insurance Company.
c) Specification of the Bank or financial institution and the account number where the buyer's money is deposited.
At the signing of the contract, the developer will give the buyer the document that contains the guarantee (the Aval or the Insurance contract) and the document must have a reference to the amount that is anticipated.
Art. 3. - If the deadlines for starting or finishing are not met, the buyer can choose between cancelling the contract with the devolution of advanced amounts plus legal annual interests, or to concede a time extension, which will be stated in an additional clause in the contract, specifying the new deadline with the date for finishing the construction and completion.
Come on !
Neglect among trees.Cercs, Barcelona, Spain by SantiMB at Flickr.com
Are you still interested about a second residence in Spain now that the buying hustle and bustle is much over and we are not yet recovered from the big collapse...?
Yes, it is the time to take advantage of our weak and unbalanced situation... and at the same time, we need you to recover from this big crash. So, again a win-win scheme.
The housing prices will continue to fall for at least two more years and by the end of 2011 will have a cumulative adjustment average of 22% since the crisis began in the sector, however, it will not start to excel until at least 2013, according to the yearbook of the housing market statistic company RR Acuna & Associates who has been presented today.
How are lawyers fees calculated in Spain?
Cazorla (Jaen) autumn by Maximo Lopez at Flickr.com
Good news!:
Spain remains at the tail end of the group of the European economy. Only one among the big EU states to keep negative growth figures during the fourth quarter of this year. The economy will contract 3.7% this year.
Brussels explains with crystal clarity the reasons of the Spanish economic situation in the title heading the brief description of the situation in Spain: "Slower pace of adjustment due to structural unbalances".
Through the Official Credit Institute (ICO) there is the possibility of a temporary and partial deferral of the obligation to pay the 50% of mortgage payments in the period from March 1, 2009 to 28th of February 2011 with the following requirements:
I) At minimum of 500 euros a month and a maximum of 12,000 euros.
II) In favour of certain groups:
• Employed person in legal unemployment, being under this situation, at least during the three months immediately preceding the request and being entitled to unemployment benefits, contributory or non-contributory.
• Self-employed person who has been forced to stop his business, remaining in that position of termination for a minimum period of three months.
• Self-employed person stating full income lower than three times the monthly indicator Public Multiple Effect Income (IPREM), for at least three months.
• Be a survivor's pensioner on death occurred after the conclusion of the mortgage, and in any case, dated after September 1, 2008.
III) Holders of a mortgage established for the purchase of your habitual dwelling , which has been signed before 1st of September 2008 and for an initial amount not exceeding € 170,000.
I am wondering if with the new prices of mortgages, due to fall of interest rates, these deferements are of interest anymore for variable interest mortgages?
Any answers there?
End of summer by C.Fuentes2007 at Flickr.com
If you are in the middle of an off-plan contract cancellation action or are thinking of claiming.
There are many things to be done depending on how the finantial/economic situation developer in the comiong months.
First thing to bear in mind is that this is going to be a buyers market for many years ahead, and with that no-pressure by sellers and buyers running the show....
-You can buy with good price and excellent interest rates
-You can rent with an option to purchase, with a fixed price in advance.
-If you are pursuing cancellation ( action that can also be called: "restore action" as it put balance in the contract after an abusive contrat") You have got several finantial assets:
-A potential credit against a developer for the refund of x plus legal interests.
- Buying rights on the property in between ( the developer cannot sell to anyone else till the contract is effectively cancelled and your money refunded).
- A better position within the creditor´s meeting ( if that ever happened)
So... it is not just a matter of contract cancellation at whatever cost, it is a matter of re-establishment. Many of the clauses of many of the contracts I have seen duting the last 3 years and a half are corrosively abusive. Repugnant.
I am enlisting some of the games you can play with the above mentioned assets at hand ( but I am not a finances expert.... so please, make your conmtributions! ):
- You can negotiate a great price reduction with the developer along the judicial proceeding and complete on the property at a much reduced price and with much reduced interest rates
- You can sell your buying rights to someone else and withdraw the claim, negotiate with both developer and new buyer on the payment of the judicial costs ( it seems German and Norwegian have already some money to look for some sun).
It is all a matter of some fluctuants, not rigid factors such as:
- Evolution of the market
- Flexibility of developer
but the possibilities are there ( together with many other ones, I am sure)
that.... together with the awesome sensation of being back in control of the situation or at least of a great deal of it. What do you think?
Could we all together transform the current situation in a win-win scheme?
Please send your ideas and have a great weekend.
Related services by Costaluzlawyers
Craggy garden. Ronda. By SantiMB at Flickr.com
Many Banks offer better conditions to those clients changing from another Bank to them than to new clients. Why is it? Well, it seems it is just because they take into account that initial financial solvency of the client.
The refund of 100% of the deposit has been awarded by a First Instance Judge to a consumer who was challenging the clause by which the developer was keeping 50% of his amounts as a penalty clause.
The argument given by the lawyers to the Judge were mainly based on very basic and general principles of Contract Law such as reciprocity, balance, proportion... : out of almost commun sense I would say....
the developer is keeping the house, why is he also entitled to the 50% of the deposit too?
This Consumer Law discipline is so challenging and down-to-earth!
It is actually the Law of these new times.
North Africa from Atlanterra, Tarifa, Cádiz by Al S at Flickr.com
Less Notary and Registrar Costs
Along with the reduction of commissions, this 4/2007 Act provides for a reduction of the notary and registration costs when cancellations, novations and subrogations of mortgage loans or credits.
Notaries´ fees of these type of deeds, needs to be considered as "documentos sin cuantía "(non amount based documents) which have a fixed fee of 30 euros.
Registrar fees will be reduced in a 90%
These measures have reduced expenses for these types of businesses (Novation, cancellation and subrogation) in a 40%. For instance, a typical cancellation of a mortgage of 120.000 € costs now around 42 €, when the cost was 240 € before the Act.
Tax reduction for time extension of mortgages
Oh yeah..... more savings.......: as a reminder:
From May 2008 to April 2010, the extension of the term of the mortgage loan is not subject to the tax established in article 31.1 of the text of the Law of the transfer tax and Stamp Duty of individual deeds.
Please keep the offer!
Atlanterra beach, de Scooterjec at Flickr.com
You are passing your mortgage to a new Bank or you are finally getting financiation from a lending institution, you have got a property valuation of the house dated 3 months ago and made by an official surveyor. Is it not of use? Can the Bank make you have a new one and... pay for it?
The answer is no: according to provision 5 of Law 41/2007, if you have your own property valuation, made by an official surveyor, not older than 6 months, the Bank cannot make you have ( neither pay) a new one.
Stop the banks! How I enjoy it!
Bolonia scenario by Indrasensi at Flickr.com
Banking Law in Spain has already been reducing the rights of banks that did not have any economic basis and therefore is setting good precedents for a good pro-consumer era.
My bank is refusing to relax the conditions of my mortgage ... what can I do?
The same as with laundry detergent: Search, compare and if you find something better, just say "goodbye".
You have the power to demand from the bank the "due collaboration"(according to Supreme Court Case of 2003) if another Bank offers to you a better offer.
The Bank, which is offering to you such improvements in the interest rate, the term or both, must issue in writing:
1 .- An offer to you: the conditions offered will be binding. This "binding offer" is the beginning of the process of subrogation.
2 .- The intent of subrogation to the current lender: communication which needs to be performed through a notary.
The current lender is obliged to submit a "certification" of outstanding debt within seven calendar days.
If the current Bank reacts and improves or meets the offer, it must:
1 .- Express this decision before a Notary Public within fifteen calendar days.
2 .- Communicate to you your own "binding offer" within 10 working days.
Now you have got two banks at your feet! Is it not great?
Valdevaqueros beach ( Tarifa, Cádiz) by Indrasensi at Flickr.com
Can I change the terms of my mortgage?
Yeah, sure you can ... like everything in life, a financing contract must be elastic within certain margins and mostly within the clear will of payment of the debtor.
This requires either an agreement between the lender and you or that circumstances exist which requires the bank to do so (miscalculation of conditions, violation of Law applicable at the time of signing the deed of loan or mortgage ...). It is advisable to have clear idea of the legal frames regulating these sort of contracts.... so here you got:
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text: Adult learners make up more than half of college students in the US, yet higher ed resources tend to target traditional-age students. This blog offers practical advice for today's adult learner. Come here to find answers to important questions, download free resources, and read stories of adults who took the leap and changed their lives.


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Board #291 | Golden Autumn Days
Hello friends! I'm sorry about the late post today – I finished this inspiration board on the later side last night, and since I'm coming down with a cold, I couldn't bring myself to stay awake long enough to post it. But, despite my head being in a total fog, here it is. This is what I consider a perfectly refined – without being fussy – yet rustic autumn wedding board for October first. Though I've used it before, I wanted to pull together another inspiration board around the barn in the upper left corner, but nothing seemed to work until the very talented Elizabeth Dye posted about her clever cocktail dress made from an old wedding gown. Once I saw that, I knew just what this autumn wedding board should look like.
Mood: unfussy refinement, autumn rustic
Palette: barnwood, pumpkin-gold, plum red
{click image to enlarge}
Top row from left: barn from Brides, calligraphy by Maybelle, bench photo by Elizabeth Messina, dress by Elizabeth Dye
Row 2: centerpiece styled by Molly Findlay via Oh So RB, steel guitar photo by Abigail Seymour, getaway car from Brides, vintage mailbox "guest book" from Grapevine Weddings
Row 3: candle photo by Gertrude & Mabel, old-timey poster invitation via Black Eiffel, fall foliage bouquet and tiered Madina Vadache dress both from Brides
Row 4: stack of gold rings by Hannah Clark, monogrammed bread by Poilâne via La Dolce Vita, Pennington Berry Farm jams


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Cherry Garden Lane, Bitton, Bristol, BS30 6JH
Learning for Life
01454 867260
Towards the end of Year 6 children take part in a week long residential at Hooke Court in Dorset. In the run up to camp most children are excited and desperate to go, a few are a little nervous or worried about being away from home for four nights. Once they arrive, all worries and nerves disappear: there is a packed schedule, places to explore and the fun of just being away with your friends.


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The fall semester is coming to a close and our students are getting ready to head home for winter break! If you are interested in visiting campus, keep in mind that our last campus tour of the fall semester is on Tuesday, December 20th at 10 am. Spring campus tours will begin again on Monday, January 9th. We are not offering anymore departmental information sessions this fall, however they will resume in January. Make sure to check the event calendar in January for updated departmental information session dates and times for the spring semester. In the meantime, if you live far away from campus or just can't bare the winter chill, enjoy our virtual tour from the comfort of your own home!
As a reminder, the Wentworth Admissions Office will be closed starting Friday, December 23rd and will re-open Tuesday, January 3rd. If you are in the process of applying to Wentworth, we encourage you to complete your application as soon as possible. Remember, our priority deadline for admission is February 15th, 2017. Feel free to check in with your admissions counselor if you are unsure of the status of your application.
If you have been accepted to Wentworth and you're excited to attend, let us know! Engage with us on twitter and instagram using the hashtag #WITAdmit.
The Wentworth Admissions team wishes everyone a happy and healthy holiday and new year!


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Designs, cards, page layouts, projects and instruction listed on this website are for personal use only and may not be distributed, sold, or taught in a classroom format without specific permission from Stamplistic.
The only pop dot you should ever use. Look at the difference between black and white pop dots. Black pop dots "disappear". Works on any color cardstock.
Acid free. Acrylic based, no staining or bleeding.
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Uses for Broken Terracotta Pots
Terracotta pots are notoriously breakable, but don't just toss them in the trash. Cracked pots or pots with a chunk missing still can be used to hold plants. If they're too far gone to save, break them into smaller pieces for multiple garden uses. The shards are sharp, so wear gloves and eye protection when smashing them.
Traditional Uses
Place a piece of broken terracotta over the drainage hole in a new pot to prevent potting soil from washing out and worms from climbing in. For a large, tall pot where the plant's roots won't need the entire depth, fill the bottom with broken pot pieces and top them with a piece of landscape cloth cut to fit.
Practical Uses
Make the rim pieces of broken terracotta pots into edging for a vegetable or herb garden. Or create plant markers, writing the plant variety on the pot rim and sticking the sharp end into the soil. Instead of buying pot feet, use flat pieces of broken pots to lift other pots.
Planting Uses
Nestle a pot with only one damaged side into the ground on its broken side and plant a trailing plant inside the rim for a flowing, flowering river. Or tap a few more holes into the pot with a hammer and use it as a strawberry, herb or succulent pot.
Instead of rocks, use cracked or broken terracotta pots to create a hillside garden. Set the pots into the ground vertically or horizontally to make a pattern. Plant in and around them with creeping groundcovers, succulents, annuals, perennials and small ornamental grasses.
Photo Credits
- Hemera Technologies/PhotoObjects.net/Getty Images


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Showcasing Lennar's popular Next Gen® - The Home Within A Home® design, The Trillium is perfect for families looking for extra space to accommodate elderly parents, returning children or long-term guests because this layout provides two homes under one roof. The main home doesn't sacrifice anything, either, offering two spacious secondary bedrooms, a two-bay garage, open layout, upscale kitchen, covered patio and owner's suite with a spa-inspired bathroom. The Next Gen® suite is impressive with its own separate entrance, living area, one-bay garage, bedroom, bathroom and kitchen. Experience the best in multigenerational living with The Trillium!
Trillium Plan 4585
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Schedule a visit to Horizon or request more information above, and a Lennar associate will contact you within 24-48 hours of regular business hours.
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Hiring the Best Janitorial Service
A clean environment is always good for people to live in that place because they will always be in a position to have fresh air which is not toxic. It is the obligation of every person to always do cleaning in the places that they send their time which may include their homes and offices so that the place can be tidy. When an individual cleans a place, they will always get certain advantages after they have done that work. Janitorial services ae always available to all the people who are not in a position to clean their homes and offices due to a lot of activities that may limit their time from doing those activities. It is important for a person to always ensure that they have looked for people who are skilled to do a thorough cleaning. The competent people will receive a higher pay from their employers because the employers want to motivate them so that they can continue doing their job and giving the best results. Cleaning may sometimes require some machines which will aid the people to do the work of cleaning in their area. The machines will do the work faster and hence the individuals will spend less time cleaning the area and they can clean as many places as they can. One can decide to take cleaning to another level where they will be doing it professionally after they have registered their company. It is important for a person to do any job that will bring income to them so they can be able to raise their living standards.
Janitorial jobs are always good and one can easily secure a job because not many people like to do the cleaning job. The people will be advised on how they are supposed to keep the waste products so they do not make the place dirty. Dirty places will always be the hiding place for all the pests and parasites which will destroy crops and also make the people to contract some diseases. The health of an individual can be boosted by the cleanliness which will be in the environment because there will be no room for the germs to multiply. A person should always avoid the respiratory problems which are caused by the dust that the people will breathe due to the unclean area they will be living in. Professional cleaners are always the best people to teach others on how they are supposed to do cleaning so they can always satisfy their clients. An individual should do cleaning when they are available.
What Do You Know About Experts


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Chalet Laveneau ⭐⭐⭐
Chalet Laveneau. Our cute little chalet, just made for two persons (or for one, of course). You'll find a living room and kitchen, equipped with a fridge, two electric cooking plates, and a combination oven/micro wave. There is a semi-separate bedroom with a bed for two persons. A sliding door gives access to the bathroom, with a shower, a towel radiator, bathroom furniture with sink and the toilet. The chalet has a television (French stations only), free internet access (WiFi), and a stereo with cd-player and bluetooth.
In front of the chalet there is a wooden terrace with a great view, and a garden with a lawn. Plus...your own, private bit of forest.
FOR A VIDEO OF THIS CHALET CLICK HERE: Vidéo Laveneau


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Flat A, 83 Cromwell Road SW7 5BW London United Kingdom
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view info & map
Property Location
Located in London (Kensington), this apartment is within a 15-minute walk of Natural History Museum and Imperial College London. This 4-star apartment is 2.7 mi (4.4 km) from Buckingham Palace and 3.4 mi (5.5 km) from Big Ben.
Make yourself comfortable in this apartment, featuring a kitchen with a full-sized refrigerator/freezer and an oven. Complimentary wireless Internet access keeps you connected, and satellite programming is available for your entertainment. Conveniences include a coffee/tea maker and a washing machine, and you can also request an iron/ironing board.
Business, Other Amenities
The front desk is staffed during limited hours.


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Rabbitstick Media Night
Tuesday September 15, 2015
Time 7-9PM
Location 3000 North 4000 West
Northwest of Rexburg, Idaho
For information call 208-359-2400
or visit our Facebook page - Backtracks, LLC
Plan to join us as we host many of the top names in "Survival TV". Cody Lundin from Dual Survivor fame has been teaching for us for over 20 years and will be here to meet the fans. Lucas Miller, Alan Kay, and Sam Larson from the recent season of Alone will be here as well to answer questions. George Michaud from Mountain Men and David Holladay from No Man's Land, both longtime Rabbitstick teachers will be here. Not only that, but the big daddy who started a lot of what we know now as primitive survival, best-selling author Larry Dean Olsen - Outdoor Survival Skills will be dropping by. If time permits, Hazen Audel of Survive the Tribe is palling to join us as well.
Cody Lundin (center) with Rabbitstick organizer, David Wescott (left) and Larry Dean Olsen (right).


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Excellent Coaches and Caring Individuals!
Eduformance knows first-hand that one of the most important components of student success is access to one-on-one coaching. More than that, a student needs the right coach for their specific goals and struggles, personality, and learning style. At Eduformance, we make sure to find professional coaches that don't just have the right qualifications on paper, but have a passion for what they do and possess excellent people skills. We want coaches who can build relationships with students and help them feel comfortable and cared for during sessions.
Our coaches must go through a rigorous process to be part of our team!
We employ only the best coaches and they must go through the following recruitment process:
Not every academic professional is cut out to be a performance coach, much less a member of the Eduformance team. We look for individuals that possess the knowledge needed to coach students and the personal skills needed to connect with them. In short, our coaches are different.
They are passionate about working with kids and students and helping them improve their academic and life experience.
Perform Better. Learn Easier. Think Faster.
Eduformance offers the educational services kids and students from preschool to university need to succeed academically and in life. We provide the missing building blocks in their knowledge base and teach skills that help people become better learners and students. From cognitive skills, life skills, executive skills, study skills, sensory skills to motor skills, we provide the tools or what we call performance skills that most students are missing in the classroom and in life.
Customized and Integrated Solutions
A comprehensive assessment is used to create a unique program based on each child or students specific and individual needs. Our customized program will focus on:
Who Can Benefit?
Our programs are suitable for all kids and students from preschool to tertiary seeking the kinds of life changing improvements that come with performing better, learning easier and thinking faster.
Our programs are ideal for:
Our programs are ideal for:


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The Hook - Charlottesville's weekly newspaper, news magazine
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Buy Local
Jaquith omitted most shop-local benefits
Published on
Jan 23rd, 2012
15 comments
Full disclosure: I own a local business. So you can imagine my disappointment when the Hook chose to run an essay that actively discourages shopping locally, [Janis Jaquith's January 19 "Online specs...
Online specs: How I reframed the discussion
Published on
Jan 17th, 2012
9 comments
"Why would you want to line the pockets of the Chinese or whoever, when you can buy your glasses from an optician right here in Charlottesville? Tell me you won't buy your glasses over the Internet."...
Straight talk: 'Buy local: Save your job'
Published on
Jan 31st, 2011
26 comments
In tough economic times, it might be hard to come up with anything more visceral than this appeal from a Central Virginia businesswoman: "Buy local. Save your job." It's a slogan so powerful that it'...
Retail Relay changes name, opens online farmer's market
Published on
Jun 18th, 2010
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Thanks to Relay Foods you can buy Joel Salatin's chickens online and pick them up just a few miles from home. FILE PHOTO BY DAVE MCNAIR Retail Relay, the local online grocery store that offers food...
Chain reaction: What's wrong (and right) about these stores
Published on
Mar 19th, 2009
0 comments
Urban Outfitters is slated to open May 21, according to a company spokesperson. PHOTO BY HAWES SPENCER Walking along the Downtown Mall– to and from work during the week or with my dog...
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When I was hunting for inspiration for the Peanut's birthday party, I stumbled across Whisk Kid's mind-blowing rainbow layer cake that had been featured on Martha Stewart's show. The picture of the cake sliced open was so amazing to me I just could not get it out of my mind. I chose the rainbow theme purely so we could use this cake recipe.
Now when it comes to experimenting with things in the kitchen, I almost always do better with recipes that are VERY specific. I am so much more a baker than a cook. I followed the recipe for the cake with absolutely no substitutions. (Ok, that's not completely true, I greased my cake pans with butter instead of vegetable shortening, but I swear that's the only change.)
Colored batter in the cake pans ready for baking.
Layers cooling on racks after baking.
Cake layers assembled with filling. At this point I let the cake sit overnight on my counter with a clean towel over it. I left the second batch of frosting sitting in the bowl of my mixer so it could come to room temperature. In the morning, I beat it for a few seconds and then frosted the top of the cake.
I knew this recipe absolutely required a homemade white frosting but I just wasn't sure about the lemon frosting mentioned in the cake recipe. Too scared to just leave the lemon extract out, I went hunting for a different white frosting recipe and decided on Annie's Swiss Meringue Buttercream instead. The ingredients were similar and I appreciated Annie's additional notes on the recipe. When I first tasted the frosting, my immediate thought was that it is like Cool Whip but more buttery. It is so light and fluffy but substantial enough to frost a cake with. This will definitely be my standard frosting recipe from now on.
I had a baby shower to attend an hour away the day before the Peanut's birthday bash, so I decided to attempt freezing of the cake layers and frosting so I could simply defrost and assemble the night before. Other than one glitch, it worked like a charm!! So I've added my make-ahead tips below which will allow you to have this crazy show stopper of a cake without it consuming your entire pre-party time budget! You can bake the layers one day and make two batches of frosting on two other days. Fit it in however you have time!
How to Bake a Rainbow Layer Cake
White Cake
2 sticks butter, room temp
2 1/3 c sugar
5 egg whites, room temp
2 teaspoons vanilla
3 c flour
4 tsp baking powder
1 tsp salt
1 1/2 c milk, room temp
Red, orange, yellow, green, blue and purple GEL food coloring. Liquid will not be vibrant enough! I used just the standard four colors of food gel from the grocery store and mixed them to get all six colors according to the package instructions.
Preheat the oven to 350F degrees. Butter as many cake pans as you have (I have 2 and reused them) and line with a circle of parchment paper. Butter the parchment paper as well. This ensures your layers come out smoothly and is really important for this recipe.
Sift together the flour, baking powder and salt. Set aside.
Cream the sugar and butter, then add the egg whites (I cracked them all into one bowl) and add them a little at a time. Add the vanilla and mix until fully incorporated. Then, alternating between wet and dry, add the milk and flour mixture in two parts.
Divide the batter EVENLY amongst 6 bowls (I did it by measuring it out with my measuring cups. I put 1 cup into each bowl and then I think 1/3 c to divide the remaining batter), and then whisk a fair amount of the appropriate food color into each bowl. Keep in mind that the color of the unbaked batter will be the color of the baked batter. Pour into the pans and bake for 15 minutes each.
When you remove them from the oven, let them rest on the cooling rack, in the pan, for ten minutes. Then flip onto the wire rack to cool completely.
To Freeze: If freezing your layers, wrap COMPLETELY COOLED individual layers in a double layer of plastic wrap and then in a layer of tin foil. Stack the layers on a cookie sheet and store in your freezer.
To Defrost and Use: I let the cake layers sit on my counter still in their wrappings for about two hours before I attempted to assemble the cake. I could tell they were still slightly frozen in the center, but they had warmed up enough I didn't have to worry about condensation. Work carefully layer by layer spreading a scant 1 cup of frosting between each layer.
Vanilla Swiss Meringue Buttercream
(Use two batches for the rainbow cake–1 for filling/crumb coat, 1 for frosting over the top and sides. I had leftovers, but better to have too much than not enough.)
5 large egg whites, at room temperature
1 cup plus 2 tbsp. sugar
Pinch of salt
1 lb. (4 sticks) unsalted butter, at room temperature
2 tsp. vanilla extract
To make the frosting, combine the egg whites, sugar and salt in a heatproof bowl set over a pot of simmering water. Heat, whisking frequently, until the mixture reaches 160° F and the sugar has dissolved. I did this step right in the bowl from my Kitchenaid mixer over a pot of simmering water and then moved it straight to the mixer stand when it was ready.
With your mixer set with the whisking attachment, beat on medium-high speed until stiff peaks form and the mixture has cooled to room temperature, about 8 minutes. I made two batches of this frosting for the cake. The first one took 6 minutes to get to stiff peak consistency, the second took 2 minutes. Do NOT over whisk! It will look like this, keep an eye on it!
Reduce the speed to medium and add the butter, 2 tablespoons at a time, adding more once each addition has been incorporated. If the frosting looks soupy or curdled, continue to beat on medium-high speed until thick and smooth again, about 3-5 minutes more (Annie's note: Don'Äôt worry, it will come together! Tiffany's note: This didn't happen to me, just keep an eye on your egg whites and hopefully this won't happen to you either!) Stir in the vanilla extract and mix just until incorporated.
Keep buttercream at room temperature if using the same day.
To Freeze: Transfer to an airtight container and refrigerate up to 3 days or freeze up to 1 month.
To Defrost: Leave your frosting on the counter for at least 12-14 hours. It needs to be very very solidly at room temperature before you even touch it. I made the mistake of rushing this process and it completely separated out on me and I couldn't get it back together. I left the second batch out overnight and it was absolutely perfect. Beat with paddle attachment on low speed until smooth again. It only took a minute or less for me. DO NOT over beat!!
Store your finished cake at room temperature for the party and then up to 3 days in the fridge afterwards.


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Hugh Dancy Quotes
22 Hugh Dancy quotes:
"No, I'm not a lager lout either. I think you have to be a massive football fan to be a lager lout."
"As always, there's a couple of things in the pipeline - but that pipeline is a strange and ambiguous place."
"Because I don't really think of myself as a hunk, to be honest."
"Besides, most of the books I like involve people I could never play in a million years."
"But no, I don't think I'm particularly drawn to the period roles or the medieval roles."
"But one of the most fantastic things about Ireland and Dublin is that the pubs are like Paris and the cafe culture. And Dublin, in many ways, is a pub culture."
"I knew I wanted to be an actor when I was growing up, really. So when I decided to go to university instead of drama school, it was with the intention of becoming an actor afterwards."
"I think becoming an actor because it's a ridiculously insecure profession to go into. I feel very comfortable but very lucky. I think any time that you imagine that it's plain sailing for hereon in, then you're kidding yourself."
"I think for anybody reading the book they're going to get an idea in their heads of all those characters, and I think that once that gets fixed, it's quite hard to shake."
"I think I can lead a pretty anonymous life, yeah."
"I'm fairly gregarious, and if I've been away for a while and I get home, I go out with my friends to this great thing in England called the pub."
"I've not as yet found one hobby that would absorb me completely when I'm not working, but I have just bought a new apartment and didn't quite bargain for the amount of effort and time and money that that absorbs."
"In my experience it's not essential to get on with the person that you're acting opposite."
"In reality, for me every role is completely different."
"Ireland. Great for the spirit - very bad for the body."
"So to answer your question, I'm not entirely sure how I ended up where I am today, in the sense that nobody in my family is an actor. It just happened by mistake."
"Specifically, we talked about making the character of the prince not so charming, at least in the beginning, and I'm playing around with the preconceptions attached to a character. That's really what intrigued me as well because I thought it would be fun to do it."
"The little song and dance number at the end - that's me, my voice, howling out. It was a new experience for me. I've never sung before and I've certainly never sung on screen. I think I sung on stage when I was 13 and for some reason nobody's asked me to try it again since."
"There's no one actor in particular that I want to model my career after, except for the people who have been able to keep their career varied and who choose things that interest them. That opportunity is all I really want."
"Well, fluffy shirts are, by definition, very comfortable."


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We don't just repair shoes, boots and high heels. The Shoe Hospital has a hidden specialty of leather handbag repair and belt repair. We can repair, clean, or refurbish any style and brand of leather handbags, purses, belts and luggage.
The Shoe Hospital has the largest dye facility in the world. In addition to belt repair and leather handbag repair, our experienced craftsmen can recolor leather handbags and custom mix dye to match a swatch you have provided.
Not only do we offer belt repair and leather handbag repair, our team can provide quality handbag cleaning services to refurbish and rejuvenate your leather handbag. There's no need to buy a new leather handbag when we offer quality leather handbag repair, cleaning. and refinishing to make it look brand new again.
We have a commitment to complete any leather handbag repair or belt repair in a high quality fashion. Whether you need a handbag zipper repair, leather handbag cleaning, or belt shortening, our team of specialized craftsmen at the Shoe Hospital can ensure to provide quality belt repair and leather handbag repair to bring your belt or handbag back to life again.