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If you planning a vacation for you and your family, you might be wondering if you should buy cruise trip insurance. After all, most homeowner insurance policies do cover travel losses. But this isn't always worth it, since the rise in your premium level may exceed how much travel insurance would cost. Plus this is limited since it won't cover things like cancellations or medical problems.
If you want something that will cover all of that, you will need cruise trip insurance. But you need to make sure that you get the right kind. Many kinds of travel insurance are secondary. That means they only supplement your homeowners insurance and only pay things that still need to be covered after your policy has paid you.
Primary insurance will pay you right away. Of course, this costs more, but it is worth it for people who don't want to rely on their medical or homeowner insurance. It is also quicker to get you your money because you don't have to wait the months it takes to get reimbursed by your main policy before you can use it. There are also less documents, such as receipts, that you will need to keep track of.
Even after you have decided between primary and secondary, there are still many things to consider before you find the right policy for your needs. You need to find out before you purchase anything what they consider a pre-existing condition, a terrorist act, and an immediate family member or travel companion. With different definitions of these terms, you need to be sure that you are buying exactly what you think you are.
Do you even need cruise trip insurance? In most cases, travelers, will be better off buying it. It tends to be fairly inexpensive. Be prepared to spend about 5-10% of the cost of your vacation on insurance.
What Isn't Covered by Cruise Trip Insurance
There is a lot that isn't covered. Knowing what isn't ahead of time will save you disappointment and headaches. Bad weather that doesn't cause delays or cancellations is not covered. For the most part, you won't get paid if you decide to not go on the cruise. If this is a possibility for you, you can look for policies that offer cancellation for any reason. But even these have conditions that must be met and you shouldn't expect full reimbursement.
Itinerary changes aren't insurable. If you go on a trip, but it wasn't what was originally planned, you won't be getting your money back. Normal pregnancy and childbirth aren't covered. If there is a medical emergency relating to the pregnancy, it would be. War isn't covered, but acts of terrorism might be. This clause will usually cover you if you miss getting to your destination because of acts of terrorism.
If you decide you can't afford the trip, you are out of luck. Some do, however, offer protection in cases of job loss. In general, pre-existing medical conditions aren't covered. Nor are mental health conditions such as anxiety or depression. Frequent flyer miles aren't considered to have a monetary value, so you won't get paid for these.
Earlier it was mentioned that buying cruise trip insurance was almost always a good idea. Who shouldn't bother with it? Well, if you live near the terminal and are driving, or if you are just going away for the weekend it might not be worth it. But there are many more cases where it makes sense to get. Here is a list of some of those.
If you are renting a car.
If you will be traveling over land in addition to the cruise.
If you or your family member has poor health.
If there is a chance that your flight will be delayed due to weather such as hurricanes or winter storms. If you are going to have an adventure with things like water skiing or scuba diving.
If you are traveling internationally.
Deciding on What Kind you Need
Different travelers will have different needs, so it is hard to give advice regarding the kind you should buy. Since each policy will have its strength and weaknesses, decide which areas it is important that you have good coverage in. You also have to decide if you should buy from a cruise line or a third-party. The cruise line is perhaps the most convenient. But it tends to be pricey without offering as good of protection as third party insurers. It also tends to be secondary, so avoid it if you are searching for a good primary policy. They also might try to reimburse you with credits rather than cash, which you won't want.
Here are some cases where you will be extremely glad that you purchased a good policy. They might be extreme, but they do happen. Medical evacuations is one of these. If out at sea, a helicopter will be needed to transport the patient to a hospital. This is quite expensive and the family has to pay for it unless they have cruise trip insurance that covers these costs.
Getting home for medical emergencies won't be that bad if you are just going to the Bahamas, but what if you are going on an exotic vacation to Europe, Asia, or South America? For these trips, you want to make sure that you have good coverage.
While you won't get pre-existing conditions covered, this term is defined differently by various insurers. Each will have a set number of days that you must have been free of symptoms for the condition to be covered. To find out how long this is, search for lookback days. After this time, they will waive the exclusion, which means that they will now cover it. The number of lookback days can vary from 60 to 180, so be sure to shop around. There are usually other requirements as well. For example, you might have to purchase the policy within a couple of days of placing a deposit. Be sure to read all of the fine print.
If your policy covers trip cancellation, you'll be able to get back all of the money that you have prepaid for the trip. You won't be reimbursed for things that are reserved. Because of this, it is better to prepay for things such as nights in hotels instead of just guaranteeing them to your credit card.
Travel delay and cancellation is another thing that is covered differently by different insurers. You'll typically be covered for new travel arrangements and accommodations and meals. This will be capped at a certain amount. You'll need to be delayed for six to twelve hours before you will qualify for these benefits. Missed connections are sometimes listed under flight delays but sometimes require their own coverage.
The type of travel insurance that is most used has to be for baggage that is delayed, lost, or damaged. Find out how much you will be paid for your essentials if you need to make a claim.Many policies offer job loss protection. If you lose your job and can no longer afford your vacation, you will be given a full refund.
Choosing a Provider
Take time choosing which provider you want to go with. While your travel agent might recommend someone, you should do additional research. Make sure the policies are regulated by state insurance departments and underwritten by licensed insurers. Your stat's insurance department will be able to confirm that they allowed to conduct business there. You can also use an online resource, such as the website of the United States Travel Insurance Association. Finally check with the Better Business Bureau to see how well they handle complaints.


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Children's Programs
Nursery- Birth through 3 years old- We provide nursery care for Sunday School and Sunday Church services. Our nursery is a great place to leave your little ones- we love to snuggle, play, and read with your babies. They will be safe and secure with us!
Awana Cubbies –Wednesdays at 6:30 pm (Sept– March) for kids 3 yrs to pre-K.
Clubs – Wednesdays at 6:30 pm (Sept– March) for kids K to 5th grade.
Sunday School– Sundays at 9:15 am for kids of all ages
Junior Church—Sundays at 10:30 am for kids nursery to 5th grade.
Our Children's Ministry exists to partner with parents in raising spiritual champions. We believe that in a child's life we are just one of their threads to success. Our hope is that you will join our team and network with other parents to beat the odds, and have children who fall in love with Jesus and remain close to Him.
Adventure Camp
Come visit in July – A high energy summer day camp for children 3 years old to 7th grade!
RealLife Student Program
Youth 6-8th Grade Wednesdays 6:30-7:30pm.
Check us out on Facebook


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The Villa del Lago is the perfect base from which to experience everything Queenstown and the surrounding region has to offer. The Villa proudly take its place among the very best holiday accommodation in Queenstown. Situated in that special niche among high end Queenstown hotels, the Villa de Lago offers spacious condo style accommodation. Inspired architectural design showcases stand alone Villas and tasteful apartment-style buildings.
Queenstown itself is nestled on the shores of Lake Wakatipu, the longest and third largest lake in New Zealand. It is surrounded by majestic mountains and sits alongside beautiful beaches on the shores of these crystal clear waters. Queenstown is around 3 hours direct flight from the east coast of Australia. With over 30 direct Queenstown-Australia flights a week, travelling directly to Queenstown has never been easier. There is no need to stop over in Christchurch.
Known as the adventure capital of the world, Queenstown is an exciting place to visit during any season with many activities to tempt everyone,
be it extreme adventure, family outings, fine dining, vineyard tours, golf, hiking, mountain biking, late night shopping or just sitting back in one of the many stylish restaurants and cafes to watch the world go by.
Take advantage of the free service offered by our helpful professional staff who will plan and book any activities you desire and match these up with up to the minute weather forecasts.
Follow our partnered regional tourism organisation, Destination Queenstown, to view latest news and read about upcoming Queenstown events.


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Traditional cuisine | Fast food | Regional products
Le Royal Picardie
Avenue du Général Leclerc
80300 ALBERTFrance
See telephone No.
Languages spoken
- To seat60
About this restaurant
The Royal Picardie enjoys a privileged situation close to the main roads, in the heart of Picardy and its battlefields (Battle of the Somme 1916); the hotel offers 24 soundproofed rooms with all mod cons and personalised decor. The Restaurant offers traditional regional cuisine in fully refurbished and renovated surroundings. The bar and tea rooms are an ideal place for a business meeting or a drink with friends. For your business dinners or family get-togethers (birthdays, weddings, communions, etc.) take advantage of our private rooms for 4 to 100 people.
Pets welcome: no
From 01 January 2020 to 31 December 2020
Closed on some public holidays: 1st of January, 24th of December, 25th of December, 31th of December
Means of payment
- American Express
- Credit card
- Postal or bank cheques
- Cash
- International money orders
- Reservation of external facilities
- Customers' safes
- Seminar
- Wifi Access
- Bar
- Billiards
- Fax
- Baby's chair
- Private lounge
- Garden
- Park
- Private car park
- Private dining room
- Free parking
- Lounge
- Television lounge
- Tennis
- Air conditioning
- Baby beds
Things to do
- Horse riding
- Fishing
- Golfing
Work out my itinerary
Calculer mon itinéraire
Explore In the environs
Museums and places of interest
Exposition Epopée de l'Industrie et l'Aéronautique
Hotel - restaurants
Hôtel Le Royal Picardie
Suggested breaks Ready to go
Starting at 390€
Breakfast included: a basket of "home-made" goods
An autumn getaway to the countryside
An unusual break at the heart of the countryside, just 3 minutes from Abbeville, in maritime...
Non communiqué
Starting at 310€
Breakfast included: a basket of "home-made" goods
An autumn getaway to the countryside - Copie - Copie
An unusual break at the heart of the countryside, just 3 minutes from Abbeville, in maritime...


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Brains On . . .
The students and I had an interesting chat yesterday during our afternoon touch-base meeting at the end of a relatively restful Saturday. Student caught up on things: their sleep, assignments, their blog entries, and it was nice to have a bit of down time to explore this place.
It continues to amaze me to see the change in the students after just a week away. Their voices are more calm, their motions more gentle. Sounds and footsteps seem to carry in the old wooden structure that has become the center of our learning. They are surrounded by learning and thinking--it's "in the air," as I often say to the kids. A group of photographers from the States; a graduate program in environmental studies from Virginia Tech; a former professor from Stanford settles in for a week, offering an environmentally themed magic show with an emphasis on sustainability; a group of American high school students from a Chinese academy in the States . . . all of this in seven days.
I sometimes think back to conversations with parents in the early days of sharing the vision of the Microcampus with famiilies, when the question of students "missing out" on academic experiences by choosing to become a part of the Microcampus program were very much a part of our conversations. Interesting how things change . . .
Hi Craig
I can't wait to get there and experience the whole vibe!! It sounds really wonderful, I've had fun looking at the kids' posts....the growth that we will see from them is going to be so interesting!
night sky
Sounds like things are going well for you and the gang. It maybe a welcome quiet for you but there isn't nearly enough singing and keyboard music coming from across the hall. The sky was very clear last night. So which 2 planets did we see with the crescent moon? Maybe Harrison will reply.
miss you


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Arranged in a minute
Why book with us
Travelling with Taxi 2 Airport you'll get
Extra information
Orio al Serio International Airport, BGY, Italy
Name: Orio al Serio International Airport, BGY, Italy
Residence: Bergamo
Country: Italy
Orio al Serio, also known as Bergamo Airport, is an international airport, mainly for low-cost airlines in the municipal territory of Orio al Serio and just a few minutes away from Bergamo. It is also considered as an airport serving Milan, the second most populous city in Italy. It welcomed over 10 million passengers in 2015, which makes it the fourth busiest Italian airport. As a hub for the largest European low-cost airline – Ryanair, you can reach there from over 100 places in Europe. Other airlines operating in Bergamo Airport include Air Arabia Maroc, Alitalia, Meridiana and Wizz Air. Regarding cargo transport, it is also a hub for DHL Aviation.
Bergamo Airport is one of three airports serving Milan, together with Linate airport and Malpensa airport. Most of passengers at Bergamo Airport travel to Milan. But also from Bergamo Airport, you can easily access to Bergamo, Brescica and Lombardy region. There are dozens of ski resorts nearby the airport at these areas that makes Bergamo Airport a nice choice for skiers, snowboarders and winter-lovers.
The distance between Bergamo Airport and Milano Centrale Railway Station is around 50km. There are some available options for Bergamo Airport transfer: shuttle buses from Milan Railway Station, coaches from nearby cities in Italy, train and taxi. A 50-minute taxi ride is the most convenient transfer solution between Bergamo Airport and Milan city centre. Booking your Bergamo Airport taxi today at TAXI2AIRPORT, you will know the final price of your ride without any hidden cost. No more worry about waiting for a taxi at the airport, you can save your time to enjoy your trip in Italy. The booking process on our website only takes a few minutes. By filling your location, time, number of passengers and suitcases, we will send you a quotation for your ride. If you have any extra preferences such as baby seats and meet & greet at the airport, we will provide you at a small extra cost. The whole procedure is secure and hassle-free.
TAXI2AIRPORT has an extensive experience in airport transportation with a global partner network covering 50+ countries. Our partner in Bergamo airport is carefully chosen based on their service quality, that you can be sure that your Bergamo airport taxi driver is professional and your cab is clean and comfortable. Our taxi is available 24/7 which means you are no longer worry about transportation for your late-night or early-morning flight, giving you the best experience during your travel in Italy. Unlike fixed routes of shuttle buses or train, booking your taxi at TAXI2AIRPORT gives you chances to travel to any location from Bergamo Airport at the cheapest fare. If you want to go to Malpensa Airport or Linate Airport for your next flight, pre-ordering your Bergamo Airport transfer can ensure an excellent timing to catch your schedule.
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- Reserved - Boho Necklace Nomad Folk Wood Beads ~ Seascape Moon.
This earthy boho beauty features an artisan ceramic crescent moon pendant. The pendant contains beautiful ocean blues and greens and is speckled with black spots. The necklace is embellished with wood beads that create a ladder and the fancy chain brings a unique look to the piece as a whole.
This is a simple and colorful necklace that can be worn any time of the year!
The necklace measures at approximately 18" in length and is made with antiqued brass components.
Finished off with a lobster clasp closure.
To return to the rest of Flowerleaf Studio's shop, click here:


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Summary of How Successful People Grow
Copyright 2014 by John C. Maxwell
Pages: 160
Looking for the book?
We have the summary! Get the key insights in just 10 minutes.
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Well-regarded pastor and popular speaker John C. Maxwell shares a wealth of knowledge and experience in leadership and management in many of his books. But this time he turns toward personal development and offers 15 principles that can help you grow as a person so you can attain your full potential. Maxwell explains that change fuels "intentional personal growth," but to achieve positive change, you must do one thing differently every day. "If you do the things you need to do when you need to do them, then someday you can do the things you want to do when you want to do them." While probably too sweet for anyone with a drop of cynicism, Maxwell's writing overflows with aphorisms and quotable gems. Give him an ear, and he may well help you change in a more positive direction. getAbstract finds that his substantive thoughts on personal growth, ethics, success, leadership and teamwork can provide both support and inspiration.
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Bungy Jump Last Resort
Trip Overview
Bungy Jump Last Resort is the exhilarating adventure activity that you can experience in Nepal.After 3-hour ride from Kathmandu, The Last Resort is located on top of a gorge close to the Tibetan border. Luxurious safari tents are set in lush gardens for a peaceful stay in an exotic setting. The Bungy Bridge happens to be the only privately owned bridge in Nepal. It has been specially designed for bungy jumping with a 4x-safety factor and has a loading factor of 41,500 kg or 4.5 tons according to Swiss measurements. For bungy and swing the weight limit of jumpers is minimum 40kg and maximum 100 kg (for bungy) and 120 kg (for swing). For the tandem swing, the maximum combined weight of two people should not exceed 140 kgs.
Facts of Bungy Jump Last Resort
3 hours outside Kathmandu by Ultimate Bungy Shuttle to within 12km of the Tibet Border.
The Gorge:
Ultimate Bungy Nepal takes place on a 166m-wide steel suspension bridge over the Bhoti Kosi River.
The Bridge:
Swiss designed, especially for bungy jumping with a 4x safety factor. The bridge has a loading factor of 41,500kg or 4.5 tons. And those are Swiss measurements! The bungy bridge is the longest in Nepal and also the only privately-owned bridge. Before its construction, locals walked five hours to cross this river gorge.
The Jump:
Ultimate Bungy at The Last Resort in Nepal may be the most spectacular Bungy Jump on the Planet. This the last report remarkable 500ft (160m) drop into the Bhoti Kosi River gorge on the Nepal/Tibet border is the longest free-fall in the world. Designed, constructed and operated by very experienced Kiwis to exacting international standards your safety is guaranteed. It is Nepal's Ultimate Rush., Imagine a bridge over a 160-metre tropical gorge with the Bhote Kosi, one of the world's wildest rivers raging below… Now Jump.
Please contact us for the rate and booking of Bungy Jump at the Last Resort.


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This content has been marked as final. Show 6 replies
Re: Investor needed for upscale restaurant in ScottsdaleFortis Sep 23, 2008 9:18 PM (in response to 1prosper)Hello 1prosper,1 of 1 people found this helpful
Hope all is well. Are you able to speak tomorrow at some point? My email is in my profile. Just click on my forum "user" name. I'd like to email you directly to send you all my contact
information and some information on what we do.
Re: Investor needed for upscale restaurant in ScottsdaleTony3143 Oct 6, 2008 12:28 PM (in response to 1prosper)1 of 1 people found this helpful
Luciana, I deal with 8 different lenders in NY. One of them will hopefully have a program available for your situation.
Call 877-700-7947 ext 1232 or 1480. Ask for Tony!
Re: Investor needed for upscale restaurant in ScottsdaleLUCKIEST Oct 6, 2008 12:34 PM (in response to Tony3143)Investor needed for upscale restaurant in Scottsdale
Tony, Who are you?? Where are you??
Tell us more, maybe go to Members page and share some info.
Re: Investor needed for upscale restaurant in Scottsdalebabsseaza Oct 29, 2008 12:42 AM (in response to 1prosper)
You can contact me on firstname.lastname@example.com if you are looking for an investment funding or a business partner,we are a family business investors,we can be able to help you in all your needs,hope to hear from you soon
Re: Investor needed for upscale restaurant in Scottsdale1prosper Oct 29, 2008 8:25 AM (in response to babsseaza)Thank you for your response. We're in a very tight position right now and we are looking to "save" our restaurant. It has great potential, but we've run out of money and we need to come up with at least $15K by October 31st. We also need about $25K in operation costs. We are willing to pay interest or we welcome a partner as well. I know is short notice, but if you're able to help us out I would love to send you more infomation.
Re: Investor needed for upscale restaurant in Scottsdaletoken88 Oct 31, 2008 1:08 PM (in response to 1prosper)
Give me call a call I feel confident that I can get you cash in 7 days. Give me a call or email me
Alex Martinez
Alex Consulting Group
Go to original post
Reply to original post
We own an upscale Italian restaurant in Old Town Scottsdale. The summer months were brutal and all the available funds we had were used to carry it through these months. Our best months are ahead of us and we need some emergency working capital (50K). Although our credit is excellent we are over-extended therefore unable to get a loan via a conventional way. Since our sales for the last few months are so low we do not qualify for a credit card merchant type of loan either. We are in need of someone to basically help us out for at least six months to one year. We will pay this loan by then, we are willing to pay interest and/or fees. We are not looking for a free loan, just someone with a big heart willing to invest in our dream. Thank you. Luciana


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Besides of Bai Hua She She Cao (Heydyotis) and Ban Bian Lian (Lobelia), Skull Cap Herb (Ban Zhi Lian) is also one of the most popular Chinese herbs for cancer. Reported by lots of clinical data in China, these three are often combined together in treatments for a variety of tumors like breast cancer. And thanks to the affordability and easy access, they are also highly regarded as the poor's cancer herbs, let alone it can do a lot more than that.
What is skullcap herb?
Scullcap herb is one of perennials, 15 to 50cm high, sparsely pubescent on rachis to glabrous. Roots are rather slender. Stems are usually cespitose, thinner, square-column-shaped, and with dark purple or brownish green surface. Leaves are usually opposite, with short petiole, most shrinking but triangular ovate or lanceolate after flatten, 1.5 to 3cm long, 0.5 to 1cm wide; blunt at front end, broadly cuneate at base, integrifolious or margin few unsharp obtusely dentate; upper surface dark green, and lower surface grayish green. Flowers are solitary in axils of upper branches and stem, calyxlobes blunt or rounder; corolla bilabiate, brownish yellow or light bluish violet, about 1.2cm long, and pubescent. Fruits are oblate and light brown. And it is nearly odorless and slightly bitter.
What is it used for?
Medicinally there are two major species of skullcap plant – scutellaria lateriflora (American Skullcap) and herba scutellariae barbatae (Chinese skullcap). Since these two medicinal herbs are native to different continents respectively, they are used for different medicinal purposes by local residents.
Scutellaria lateriflora
Main benefits of this healing herb are to eliminate anxiety and thus help stabilize physical condition. In the past, North American Indians used it in herbal remedies for insect-bite and snakebites, overexcitation, painful menstruation, and rabies, etc. Later skull cap herb was introduced to European countries as a hydrophobic drug, which hence earned it other nicknames like maddog weed, maddog skullcap, and mad weed.
Now it has been made into herbal supplements, tea, extract, and tinctures because of containing many flavonoids and active mineral elements, which help stimulate and strengthen the nervous system so that it is frequently used as central nervous system agent. As the supplement, it effectively eases abnormal emotions caused by busy life such as jitter, nervousness, hysteria, neurasthenia, depression, and crisis awareness, etc.
However, it might cause unexpected side effects in overdose, such as blurred vision, arrhythmia, coma, bewilderment, and ballism, etc. In addition, this natural herb shouldn't be used during pregnancy period.
Scutellaria barbata
From the perspective of Traditional Chinese Medicine (TCM), it is acrid, bitter, and cold in nature and covers meridians of lung, liver, and kidney. Main functions are to clear heat-toxicity, eliminate blood stasis, and promote diuresis. Main uses and indications are furunculosis, pyogenic infections, venomous snake bite, traumatic injury, edema, and jaundice. Usual dosage is 15 to 30 grams, or 30 to 60 gram of freshly harvested, in decoction. And more can be used externally.
Related Chinese herbal formulas
Barbat skullcap contains alkaloid, flavonoids, sterides, phenols, and tannin. Confirmed by animal experiments, it has a certain inhibition to sarcoma 180, ehrlich ascites carcinoma, and cerebroma, etc. Japanese scholars ever conducted an experiment in vitro for screening of antitumor activity among 800 species. And the result revealed that scullcap had 100% inhibition ratio in vitro to JTc-26 oncocyte while 50% to normal cells. And institutes of traditional Chinese medicine have brought forward lots of proof through experiments and treatments clinically.
(1). Gastric cancer. It was reported that 182 intermediate and advancing cases had been treated with the combination pill mainly made of skullcap and heydyotis. The patients took them from 1 month to 10 years. The results showed that 46 cases cured basically (symptoms disappeared, canceration disappeared observed under gastroscope, and more than 3 years survived), 52 obviously effective, 45 effective, and 39 ineffective. Clinical effects confirmed that the longer time of taking medicine the better efficacy it had;
(2). Esophagus cancer. There were reports that People's Hospital of Nanzhang County in Hubei provice treated 25 cases mainly by a compound prescription, which consists of Barbat skullcap, Pu Gong Ying (Dandelion), Huang Yao Zi (Dioscorea Bulbifera Tuber), Huang Lian (Coptis), Ban Xia (Pinellia), and Gua Lou (Trichosanthes Fruit). Among them, 9 cases were obviously effective (symptoms disappeared consciously, cancer cells disappeared by cytological examination, basal layer cell severe hyperplasia, cancer cell shrunk or destroyed, and local lesion disappeared observed by X-machine), 9 effective, 7 ineffective, and 3 dead, at a total effective rate of 60%;
(3). Liver cancer. Reported by the Second Hospital of Jilin, 50 intermediate and advancing cases were treated mainly by Lian Hua Pian, comprised of skullcap, QI YE YI ZHI HUA (Paris Rhizome), Niu Huang (Cattle Gallstone), Shan Ci Gu (Cremastra), Tian Qi (Pseudoginseng Root), Wu Gong (Centipede), and E Zhu (Zedoaria Rhizome). The results showed that 9 cases cured basically, 8 obviously effective, and 14 effective, at a total effective rate of 62%.
Potential side effects and contraindications
TCM wise, skull cap herb is generally considered safe and with little side effects if guided correctly by an experienced herbalist. If any doubt, or need more professional opinions, it is highly recommended consulting your TCM Physicians. Besides, it shouldn't be used for those of blood deficiency and pregnant woman.


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Egale Canada begins blood donation campaign
LGBT advocacy group Egale Canada has begun a campaign aimed at ending the one-year celibacy requirement for blood donors who are men who have sex with men. According to the organization, the initiative is intended to change the blood donor screening process from one based on sexual orientation or gender to one based on behavioural risk. Developed by Sid Lee, the campaign includes online banner ads, social media content, a website at <http://www.bloodsurrogates.ca> and online video. The creative features a spokescharacter named Gary the Gay Blood Cell, as well as coloured bandages and blood bags filled with glitter.
"It's important to create awareness around the discriminatory nature of this policy," said Helen Kennedy, executive director of Egale. "The policy itself targets MSM and trans folks and is based on a discriminatory stereotype about risky or reckless sexual behaviour."


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Celebrating 75 Years
With more hunters than ever everywhere, I have noticed a lack of respect for other hunters in the area and a lack of skill to get ducks to decoy. I prefer to get more ducks closer to my decoys. Letting ducks decoy increases your kills to shots and keeps the ducks from flying high from safe zone to safe zone. It also a way for you to know that your hard work brought ducks to you. When you shoot ducks that are flying high over you and at end of effective kill range of your gun, you are decreasing kills and just showing the ducks not to fly low in those areas. It may be one duck today but next time that duck might be leading a flock of ducks and fly them super high over that area. You may also be hunting next to another hunter and he was calling those ducks to his decoys and you busted his hunt.
Having patience and waiting for ducks to set up to land shows skill and keeps the season more productive for everyone. It shows respect for other hunters in your area. Instead of shooting at everything that flies in your sight range, challenge your self to get them to decoy and educate other hunters on productive hunting practices.
Also, shooting at everything you see increases your chances of shooting other hunters because you are just shooting any direction. This happened to me opening day when I found out I was in the middle of a bunch of other hunters. I choose to pack up and wait for water to move my boat. While waiting my dog and I were sitting when someone shot through the brush hitting to ground ten feet from where we were. After the first shot I yelled and the hunter proceeded to shoot another shot. This is not cool and really messed with my PTSD. I am combat vet and have to control my natural actions to respond to threats to my life. People shooting wildly and make it hard for Vets like me.
Thank you for reading and feel free to respond.
I'm sorry to hear about your bad experience. Be patient and do your scouting and you will be rewarded with some good memorable hunts. The skybusters and slobs really make us look bad in the eyes of non-hunters and has created too many anti-hunters. Thanks for posting this. It's one of the biggest complaints made by hunters only second to public access. The WWA has always promoted safe and ethical hunting. Thank you for being a member!


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- Fast, bug-free online word processor and spreadsheet with strong import/export abilities; simultaneous collaboration with other users; instant publishing to any blog; word processor preserves all revisions.
- Inconvenient separate browser windows for document list and document editing.
A browser-based word processor means you don't have to create documents on the backs of your credit-card receipts when you're on the road without a computer, and a browser-based spreadsheet means you don't have to make calculations on your fingers and toes. Browser-based apps like these also let you collaborate with almost anyone who has access to a Web browser, instantly publish a document or spreadsheet online, or post a document to any standard blog. Google Docs & Spreadsheets, officially in beta stage but sleek and almost trouble-free, is the most prominent among at least a half-dozen online application suites, built on the solid foundation of the Writely.com word processor (which Google acquired a few years ago) and the built-from-scratch Google Spreadsheets. Regardless of how complete it is, Google Docs & Spreadsheets' combination of power and convenience is impressive, and I was only occasionally unsettled by quirks in its collaboration features.
Though Google Docs doesn't try to match Microsoft Word's overpowering feature set, it does let you create fully formatted documents complete with pictures, tables, and hyperlinks. You can also upload documents as Word, RTF, HTML, OpenOffice, and plain text files and download documents in Word, RTF, HTML, OpenOffice, and PDF formats. The program has more power than you see on the menu. For example, if you upload a Word file with footnotes or endnotes, Writely displays the notes correctly, lets you edit their content, and exports them correctly—although you can't create new notes within Writely unless you make tricky manual edits to the underlying HTML.
You can invite other people to read or edit your document by entering their e-mail addresses on a form, and a toolbar notifies you if someone else is editing a document at the same time as you are. Revisions are synchronized every few seconds. If someone else deletes a sentence while you're adding words to it, a pop-up lets you preserve the words you were adding, but if you want to get back the sentence that your colleague deleted, you'll have to click on a Revisions tab and extract the sentence from the earlier versions that Writely stores automatically. A convenient button lets you compare two earlier versions, with the differences highlighted by color-coding.
Google Spreadsheets supports hundreds of functions and multiple pages, and exceeds Excel with its refreshingly clean interface and collaboration feature that lets up to 50 people work on the same spreadsheet at once. You can import Excel spreadsheets up to 500KB in size and export to Excel, OpenOffice, and PDF formats; the current sheet (not multiple-page files) can be exported to HTML and CSV.
My biggest beef with Google Docs & Spreadsheets is that I can't make it work on the Mac-based Safari browser. It officially supports Safari 2.0.4, but on three different Macs with exactly that version installed, it told me I needed to upgrade to the version I already had. (Fortunately it works with Firefox on all platforms, but Firefox probably won't be on the Mac that you need to use in a crisis). My other beef is that Google Docs & Spreadsheets uses separate browser windows for the index to your documents and for each document itself. Zoho Writer and the Zoho Sheet spreadsheet have similar editing features and use a more convenient directory pane on the left-hand side and editing window on the right. And Zoho Sheet supports basic charting, which Google doesn't offer at all. Still, Zoho Writer feels slow and bulky and suffers from bugs in displaying and editing files. Also, Zoho's overall user experience isn't as smooth as Writely's. Other no-charge online word processors include ThinkFree Office, a large Java download; the giant application suite Glide Effortless (which isn't really effortless, but includes a word processor among dozens of other applications); AjaxWrite, small, sleek, and Firefox-only; and FlySuite, small and bug-ridden but with built-in chat among collaborators. For the moment, at least, if you're looking for online counterparts to Word and Excel, Google Docs & Spreadsheets is the one that excels.
More Office Suite and Productivity reviews:


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Awards for All Peer Support Pilot Grant Awarded
February 2016
PKD Charity receives Awards for All Grants to Pilot 1-Year Telephone Befriending & Peer Support Project
The Big Lottery Awards for All programmes in England and Scotland have awarded the Polycystic Kidney Disease Charity two grants totalling £15,235 to further support patients, family members and carers affected by Polycystic Kidney Disease.
The Awards for All grant will be used to pilot a one-year telephone befriending and peer support project in London, the North West of England and Scotland. The programme will enable the Polycystic Kidney Disease Charity to determine the effectiveness of such a service and to learn what does and doesn't work before committing to a national programme.
About Polycystic Kidney Disease
Polycystic Kidney Disease is a range of genetic disorders that cause renal (kidney) failure, damage to other organs and sometimes result in premature death in children and adults. There are two major forms of PKD:
ADPKD - AUTOSOMAL DOMINANT POLYCYSTIC KIDNEY DISEASE - is the world's most common inherited kidney disease, in which fluid-filled cysts develop, multiply and grow in both kidneys. Other organs, such as the liver and brain, may be affected. Between 1 in 400 and 1 in 1000 people worldwide - about 12.5 million - have ADPKD. Over half of those affected will have kidney failure by the time they are 60 years old. Many will experience regular pain, disability and anxiety throughout life. If someone has ADPKD, there is a 1 in 2 (50 percent) likelihood that the disease will pass to each child born.
ARPKD - AUTOSOMAL RECESSIVE POLYCYSTIC KIDNEY DISEASE - is a rare disease that affects the kidneys and liver. It occurs in about one in every 20,000 live births in the UK. ARPKD is a severe disease. Sadly, about one baby in three with ARPKD dies from breathing problems during the first four weeks after birth and some will die during pregnancy. However, 8 to 9 in ten babies (80-90 per cent) who survive the first four weeks of life are still alive at five years old. Encouragingly, a good number of children now survive into adulthood and are able to live full and productive lives.
Genetic disorders like PKD happen when abnormalities or mutations occur in single genes inside human cells. Genes contain DNA, the 'building blocks' of life which contain instructions for making the proteins that are necessary for human development. When there is a genetic mutation, the proteins don't work properly or are sometimes missed. In PKD, the genetic mutations affect the kidneys primarily, but also affect the development of the liver and other organs.
Tess Harris, CEO of the PKD Charity, said: "We are delighted to have received these Big Lottery Awards for All grants. They will help us develop a programme that will deliver the support needed by patients and families living with and affected by polycystic kidney disease."
About the Polycystic Kidney Disease Charity
The PKD Charity was established in December 2000 by patients, professionals and members of families affected by PKD to provide information, advice and support to patients and families. The PKD Charity also funds research into determining the causes of polycystic kidney disease, into discovering treatments and a cure for PKD and raises awareness of PKD, providing information to the public, the medical community and the media.
About Awards for All
The Big Lottery Fund supports the aspirations of people who want to make life better for their communities across the UK. We are responsible for giving out 40% of the money raised by the National Lottery for good causes and invest over £650 million a year in projects big and small in health, education, environment and charitable purposes. Since June 2004 we have awarded over £8 billion to projects that make a difference to people and communities in need, from early years intervention to commemorative travel funding for World War Two veterans. Since the National Lottery began in 1994, £33 billion has been raised and more than 450,000 grants awarded.
For more information:
Contact Tess Harris
Tel: 020 7387 0543
To find out more about Polycystic Kidney Disease


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When I complained on Twitter last week about the excessive amount of media coverage given to George Windsor's baptism, somebody replied with the understandable opinion that it was a welcome change to see Christian sacraments featuring in the news.
I can see his point, although as the week went I on I became convinced that the coverage was bad rather than good news for Christianity. The reporting reinforced prominent misconceptions about baptism, including the idea that it is about conforming to tradition rather than making a radical statement.
The media told us that George was baptised in a "private" ceremony. My idea of "private" does not involve an event that is pictured on the front pages of the next day's newspapers, but I suppose it's literally true in that the ceremony was not open to everyone. George was surrounded by people as wealthy and privileged as he will one day be. Media comment focused on the details of the clothes he was wearing and his godparents' ancestral backgrounds.
I don't doubt the sincerity of Justin Welby's prayers, nor of the worship through which the baby was welcomed into the Christian church (although George himself is too young to have much say in the matter). He was splashed with water from the River Jordan, where John the Baptist immersed Jesus two thousand years ago.
That was a rather different event, when people voluntarily walked into a river to repent of their sins and to ask God's forgiveness. Following Jesus' resurrection, his disciples continued to practise baptism in water, while also experiencing baptism in the Holy Spirit, a more internal matter of cleansing and rebirth.
It is not known whether the early Christians baptised children as well as adults (the question is the subject of a never-ending debate amongst historians and theologians). What is clear is that baptism was a dangerous business. Being baptised helped to mark people out as Christians at a time when they were marginalised at best and executed at worst.
Christianity gradually became less radical, accepting dominant norms of slavery and gender roles. Then in the fourth century, the emperor Constantine sucked the power out of this once subversive movement by making Christianity the official religion of the Roman Empire and thereby domesticating it. As church leaders were given positions of power and privilege, they found themselves defending ideas they had previously been against (think of Liberal Democrat ministers and you'll get the idea).
With the beginning of Christendom, the church and state became allies, offering support and sanction to each other. All parents were expected to have their children baptised. Baptism, far from being a sign of rejecting the powers of this world, became a symbol of acceptance.
Among the groups who reacted against this were the Anabaptists of the sixteenth century. Emphasising that following Jesus is a matter of personal choice, they baptised each other as adult believers. In many countries by this time, refusing to hand over your child for infant baptism was a criminal offence punishable by death. Anabaptists were martyred in their thousands.
Some Anabaptists survived by fleeing to North America and a few continued to live in Europe. Their influence on other radical Christian movements, such as Quakerism and some strands of the Baptists, is debated but should not be underestimated. Quakers and the Salvation Army developed a different, but equally radical, interpretation of baptism, rejecting the use of water and focused on inward, spiritual baptism alone. The early twentieth century saw the birth of the Pentecostal movement, which emphasises baptism in the spirit as well as in water for adult believers.
To be fair, many supporters of infant baptism see it as a case of welcoming a child into a community rather than simply going through the expected procedure. They also believe they are preparing a child to make a decision for themselves at a later date, despite applying the water in infancy. I am not persuaded by their arguments, but their approach is very different to the popular conception of "christening" as something that is about celebrating birth rather than about joining the church.
It is this misconception that was reinforced by George Windsor's baptism last week. George is starting out on a life in which – despite enormous wealth – he will be required at every stage to do exactly what is expected of him. Baptism for him looks likely to be the first step on a journey of commitment to the powers of privilege and earthly power.
In baptism, said the apostle Paul, we die and rise with Christ. We dedicate ourselves, in all our fallible humanity, to Jesus Christ. All baptisms are royal baptisms, because they mark out the participants as citizens of the Kingdom of God. Loyalty to that subversive kingdom means rejection of the kingdoms of this world.
Baptism is not about conformity. As early Christians, Anabaptists and Quakers knew to their cost, baptism is an act of rebellion – and it leads to trouble.
(c) Symon Hill is an Ekklesia associate. He is the author of The No-Nonsense Guide to Religion (http://newint.org/books/no-nonsense-guides/religion) and Digital Revolutions: Activism in the internet (http://newint.org/books/politics/digital-revolutions), both published by New Internationalist.
To read more of Symon's writing, please visit http://www.symonhill.wordpress.com.


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Dublin GAA Golf Umbrella
Earn 75 Reward Points
Dublin GAA umbrella with 8 dual canopy panels for increased protection against the elements. Featuring a strong yet lightweight frame and ergonomic sports grip handle for added comfort
- 38" length when closed
- 60" diameter when opened full
- Dual canopy windproof system
- Two Velcro fastenings
- Ergonomic sport grip handle with rubber coating
- Includes cover
- Easy open manual function
- Official Dublin crest
Delivery & Returns
Standard Delivery to Ireland and the UK
Delivery for orders is €3.99 and FREE for all orders over €50 with exceptions on some products. Getting your order dispatched swiftly is of the utmost importance to us. Dispatch will take between 7-10 working days for personalised or made to order garments (club products and some replica jerseys). Dispatch will take between 1-5 working days for all other products. We will notify you by email as your order progresses with any update on delivery time.
Rest of the World Delivery
Delivery in 2-15 working days after dispatch. Delivery cost varies, depending on weight and dimensions of the package.
For full information on delivery click here
Click here for full details on returns and exchanges


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When you think of puréed food, you probably think of younger babies enjoying their first tastes but did you know that fruit and veg pouches can actually make healthy, tasty snacks for older babies too? Piccolo has recently launched a wonderful range of mediterranean inspired fruit and vegetable purées, ideal for first tastes and beyond.
The Piccolo purées* are beautifully packaged in colourful, illustrated pouches, which immediately drew me in and with a wide range of flavours (listed below), I was sure I'd find some that Arthur loved!
Piccolo Flavours:
Apple and Apricot with a pinch of Cinnamon
Squash, Red Pepper and Chickpea with a hint of Rosemary
Banana, Blueberry and Apple with a hint of Vanilla
Cherry and Yoghurt with Wholegrain Oats
Peach and Apple with a hint of Basil
Spring Greens with a hint of Mint
New Piccolo Flavours:
Mango, Pear and Kale with a dash of Yoghurt
Raspberry and Apple with Soaked Oats
Sweet Potato, Beetroot, Apple and Pear
Banana, Strawberry and Peach with a hint of Mint
Over the last couple of months, Arthur's been working his way through these and surprisingly he loves them! I say surprisingly because just like his mummy he usually likes things one minute and then goes off them the next but not with Piccolo - these pouches he really loves!
If you've caught up on my recent weaning posts, you'll know Arthur's past the purée stage of weaning (I did a combination of purée and BLW) but he enjoys a Piccolo pouch as a tasty snack or sometimes even a pudding! Like many of the other Piccolo-loving babies on Instagram, Arthur takes his straight from the pouch - no spoon necessary. The baby food pouches are great for throwing in your bag when you're going out and are particularly useful when you're on holiday, as I found out on our recent trip to Devon. It gave me peace of mind (and no mum guilt) knowing that Arthur was eating organic baby food with 100% natural ingredients.
Arthur seems to like all of the flavours - even Spring Greens, which he'll happily drink straight from the pouch or enjoy as a pasta sauce. The new, rather more adventurous flavours, containing ingredients like Kale and Beetroot also went down a treat. I feel like Arthur's already way better than me when it comes to trying new foods and I'm 26! I'd say his least favourite flavour is probably the Apple and Apricot pouch, though I'm wondering if it's something to do with the pinch of cinnamon. Cinnamon's an acquired taste right? He seems particularly taken with the Cherry Yoghurt and Banana, Blueberry and Apple pouches, so they are at the top of my list to buy now we've run out.
All in all I'm very impressed with the My Little Piccolo pouches and think they're up there as the best purées Arthur's tried (yep they've even beaten that very well known brand!) I love watching him savour his Piccolo pouches, knowing that they're packed full of good, honest and natural food. And if that wasn't enough, My Little Piccolo has also formed a partnership with the NCT; donating 10% of all profits to help fund food education. So we've got cute packaging, great tasting, healthy snacks and good morals - what more could you want?
The Piccolo pouches are stocked in Waitrose (currently on three-for-two**) and online at Ocado and Amazon. Head on over to the Piccolo website to find out more about their stockists, story and the tasty ingredients that go into their wonderful weaning products.
Has your little one tried Piccolo yet?
*I was sent the above products for the purpose of this post however all opinions are my own
**Information correct as of date of publish


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by Irene Schmidt
(Gresham, OR)
Shaved Ice with 20+ flavors. The best shaved ice you have tasted. We use only premium syrups to ensure you have a delicious experience every time. Will travel all over the NW depending on the event. If any questions or for more information contact Irene Schmidt on 503-519-7311.
Submit your own free listing! It's easy. Just click here to return to Oregon Vendors.


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Posted: June 14, 2017 by Eli Randel, Director of Business Development and Paul Cohen, Regional Director of Business Development
But first, "to read or not to read" that is the question being hotly debated over a couple of brews at the local tavern.
After a busy day of work Eli and I got a couple pints and discussed life, the Universe and the books we are currently reading. When Eli mentioned that he was waiting for his next book to be delivered, I nearly dropped my beer. I assumed that he, like I, had adopted audiobooks in lieu of carrying around clunky paper books and trying to read them when time provided. He had not. Debate about the best medium for consuming books ensued. Below is how we generally remember it. Who was right? You be the judge……
ER: Call me old school – which is ironic since I'm younger than you – but reading is far superior to books on tape. Seeing sentence structure, grammar, and spelling will make you a much better communicator and writer. Listening can always be distracted by outside events and reading forces you to concentrate which is part of the value.
PC: I can't believe we are having this debate. Yes, I am older than you but nobody calls them books-on-tape anymore, grandpa. Do you still listen to your gramophone? You are basing your entire argument on sentence structure. That's like saying I only listen to live music so I can see how they play the guitar!
ER: Don't get me started on music – also a passion of mine, and I do play guitar. Do you see my hand in front of your face? Good, you aren't blind. So why are you (exclusively) listening to books? To get through them quicker? What's the point of being able to get through more books if you aren't properly absorbing them? There is something timeless about holding knowledge in your hands that won't disappear when the power goes out.
PC: You make a good point, blind people certainly benefit from audiobooks so for that portion of the population I am clearly right. As far as absorption, I don't know that reading vs listening is superior. I think it depends on the individual. Anyway, why are you waiting for a book? Why don't you just use a Kindle? Let me guess, because it teaches you delayed gratification? You really are old school.
ER: Ha. That's fair. I could use a kindle. My same points would apply. Speaking of age, do you listen to a Walkman while in the hot-tub on vacation trying to "read"? And yes, visualizing words and seeing how sentences should be written has helped my writing. I owe most of my writing ability to being an avid reader.
PC: Are you still going with the "I read so I can write" defense? It's like debating skiing vs. snowboarding and saying snowboarding is better because you look good in baggy clothes. Here are the real reasons for audio: first, you don't have to lug books around; next, humans are designed to listen to stories, we did it for thousands of years before we were literate; then, there is the sustainability argument; you don't need to chop down "The hundred acre wood" to read about Winnie the Pooh; and lastly, there is the ability to do other things while you are listening to a book like exercise, drive, or carve soap sculptures!
ER: When you're doing other stuff you're not going to properly absorb the content. You're missing the escape, meditative qualities, and forced concentration and discipline reading develops. An audiobook is like a home workout: yes it works, but it seldom replicates running outside for an hour or going to the gym. Not only are you forced to workout once you get to the gym, but getting there requires discipline which is an added benefit and learned skill set. And yes, writing is important. You've seen some of the e-mails we receive from job applicants. There is a generation raised on listening to TV or reading in limited characters who can't structure good e-mails because of it.
PC: Driving, running, walking, relaxing in a hot tub - all things I can do while listening to A Brief History of Time. You only have 24 hours in a day so if you can listen to how Howard Shultz started Starbucks while driving thru a Starbucks then I have killed two mockingbirds with one stone. If you think that there is a brain function benefit to reading then I'll refer you to Daniel Willinghams study. If you believe that reading helps with sentence structure then that would be true if you are reading Melville, Bronte, Faulkner or Twain but the last book I saw you read was that annoying Jim Cramer from Mad Money. Not what I'd call a wordsmith. Anyway, your argument about writing is offset by the benefits of listening which can help with pronunciation and public speaking. The reason why resumes and emails look like they do, is because people don't write it's not because they don't read.
ER: a) How can someone properly write without properly reading? It's like learning to dance without having seen others do it; b) Confessions of a Street Addict was a good book. Had you read (or listened to) it, you would learn that Jim Cramer was President and Editor-in-chief for the Harvard Crimson before getting his JD at Harvard Law before he became a hedge fund manager; b) my position on writing isn't about learning how to write elegant prose, it's about learning how to communicate in written form; and c) listening to a book while doing something less productive sounds like a good way to do two things without your undivided attention.
PC: Well, I usually do something that doesn't require my attention while listening to a book like exercising or driving. Last night I was watching the NBA finals on mute while listening to Crushing it in Real Estate at 1.5x speed. We'll agree to disagree. I want efficiency and you want enlightenment. Talking of enlightenment, what books are we recommending?
Pick 1 (PC) The Real Estate Game by William J. Poorvu. A Harvard professor retells stories of Investors and developers as they "play" the game of real estate. Well written (so you can practice your writing, E) and easily accessible. Highly recommended for the Real Estate broker who dreams of being a developer/owner.
Pick 2 (ER) Shoe Dog by Phil Knight. Excellent book to prepare someone for a life in entrepreneurialism and business. Many assume Nike rose to greatness at birth, but readers will learn about the challenges faced and the persistence required to overcome those challenges. The book is a reminder of my father's motto said every day when he got home from work: "Nothing's Easy." Once you learn that lesson, which Phil Knight illustrates in the book, you are more prepared for a business or entrepreneurial life. In addition to being a great story, Shoe Dog is also a great study in corporate culture and the real life cast of characters is unique and inspiring.
Pick 3 (PC) Confessions of a Real Estate Entrepreneur by Jim Randel. Once you've finished the Real Estate Game; the next stop on your way to being a master investor is Jim Randel's confessions. This is a more personal account of investing. It covers Jim's wins but also talks about some failures. It's not your usual "Get rich in real estate BS" but a practical guide.
Pick 4 (ER) Leadership Legacies (Lessons Learned From 10 Real Estate Legends). Not a long or complex book, but a great introduction to 10 legends who helped shape the modern commercial real estate industry. Zell, Hines, Crow and more. Many of us have heard of some of these legends and know them as the icons, but lack a background on how they became icons or what unique traits they're famous for. The sections are not in-depth looks, but good starting points. ULI's book is a great entry level look into the impact the ten legends made on our industry.
Pick 5 (PC) Crushing it in Commercial Real Estate by Brian Murray. Here's another investing book. I enjoyed the read and I like Brian's story. Started out as a teacher and then just hustled his way through his first deal. Now he runs a fairly large property company in Watertown, NY. (www.washingtonproperties.com)
Pick 6 (ER) Am I Being Too Subtle? by Sam Zell. Many know the Gravedancer (as he's been known) as a self-made billionaire but often a rough or crude man, however in my opinion Zell is full of heart and character and has made a career as a contrarian who looks right when everyone is looking left. I don't always agree with his politics (although he is often right and has predicted many future economic events), but I agree with his general moral compass as described in the book. Zell discusses loyalty, reputation, friendship, and independence from the pack. Like him or not, he's one of a kind and his successes are in-deniable.
Pick 7 (PC) The Deal by Adam Gitlin. The only novel on the list. Adam will deny this but I think his Jonah Gray character was modeled on me. In this real estate saga the protagonist, Jonah Gray, is offered a deal too good to refuse.
Pick 8 (ER) Zeckendorf: The Autobiography of the Man Who Played a Real-Life Game of Monopoly and Won the Largest Real Estate Empire in History by William Zeckendorf. Confession: I have not read this book. It is on my "to read" list as it was recently recommended to me by someone whose opinion I value. Read the Amazon reviews and judge for yourself. Zeckendorf was an Icon and is responsible for shaping a city and industry. I wouldn't normally put a book I haven't read on a list like this, but I only recently heard of it and am confident it's a book real estate professionals should read.
Pick 9 (PC) The Fish That Ate the Whale: The Life and Times of America's Banana King by Rich Cohen. Not a real estate book per se, but a great rags to riches story to get you motivated to take on the world (once you get back from vacation). Well written and an easy read. It follows the twists and turns of Samuel Zemurray as he builds his banana business and takes on the market leader. Also a great insight into US foreign policy at the turn of the last century. Inspired by Sam the Banana man, you'll realize that there isn't a problem you can't solve.
Pick 10 (PC) Commercial Real Estate Brokers Who Dominate by Rod Santomassimo. I thought I'd better include a book about brokerage. This is one of the best because it uses real examples of some of the top brokers in the country. Santomassimo breaks down 8 traits and then uses different brokers to illustrate an example of those traits.
What books did we miss? Recommendations are always graciously accepted. Is anyone still reading out there or are you, like me, adapting to more efficient ways to consume information? We would love your feedback.


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It's Thursday! That means tomorrow is Friday and we're so close to the weekend. Did you know Summer officially starts on Saturday? :D I thought Summer started about a month or two ago but I see I'm wrong. It's been raining a lot here so I guess that is normal since its still Spring. Storm wizards, I like rain but sometime we need to see the sun. :P Anyways.. It was raining today and I decided to log on Wizard101 a little bit this morning to level and to see how far I would get in a dungeon that I knew I needed to finish..
Today I had to quest through Banyan Tower in Zafaria. I didn't quest a few days because I knew there was no possible way I could solo this dungeon, especially since there were four myth enemies in the beginning of the dungeon. I decided to log on early this morning and start questing to see how far I could get in the dungeon and I ended up defeating all of the myth enemies! There was another level with ice enemies and of course there were four of them and they kept stunning me...
Each time one ice enemy stunned me, another tried stunning me and that took of the stun shield which met the next round they could stun me again. I was thinking about logging out since I couldn't hit at all since they kept stunning me and then I found the stun shield card! I cast that spell and it helped a lot, they couldn't hit me at all again. I ended up using a forest lord that hit about 5,000 on each enemy and the ice enemies had about 4,000 health. I decided to move on to the boss after I defeated the ice enemies and I thought I was safe since I had 50 crowns for a just in case henchmen. :P
Once I joined the fight I had a bad feeling because he kept using a hit each round that did damage over time and gnomes that got rid of my chance to hit as soon as possible. I decided to use Guardian Spirit before I died so I could try to heal and after I used it he ended up killing me with a hit and I didn't finish the dungeon. THE END! LOL, I'm kidding! I had bottles so I could get all of my health and any extra mana that I used in the battle back. I use the teleport back to dungeon option **Love that option, KI** and I tried to defeat him again... This time I was successful and ended up hitting him with a strong gnome. The boss, Kravenly The Hunter is a life boss with 18,800 health and I hit him with a 30,000 hit.. OVERKILL! I completed the dungeon which is very good! I'm shocked I did, but I'll never doubt my wizard again without trying. :D That's all I have today, other than the strong hit screenshot below, but I will have another post once I make it to 98. Thank you for reading and I hope to see you around the spiral!


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New research from youth charity, the Duke of Edinburgh's Award (DofE), reveals more than a quarter of us (27%) never step outside our comfort zone, rising to one in three for over 55s. A further 32% of Brits admit they only challenge themselves once a year, but when we do take a walk on the wild side, 50% say their confidence is boosted
Following the hugely successful year-long DofE Challenge last year, the charity is once again encouraging UK adults to take on an adventure, with the money raised enabling more young people to access the DofE over the coming years.
The 'DofE Challenge' encourages the nation to achieve a personal challenge this year, from learning a new skill, to scaling the three peaks or completing a sky dive – the opportunities are endless. While the 'DofE Adventure' is a pre-planned expedition through the Peak District with overnight base camps, and participants choosing to complete a one or two-day experience.
The DofE's CEO Peter Westgarth said: "The response to last year's DofE Challenge was truly phenomenal, and we're delighted to be able to offer the chance for more people to take on a challenge or adventure this year with the launch of our two new initiatives.
"Being able to push yourself past boundaries is an essential part of personal development and is something that the DofE instils in thousands of young people every year through the DofE Award. We want every person across the UK to love adventure and realise that there is more in them than they think."
Visit www.DofEChallenge.org to find out more and sign up.


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The Most Compelling Woman in Brooklyn
When I first saw Anya Sapozhnikova she stood atop stilts that lifted her body above a massive crowd. Her skin tight costume showed off a gymnasts body, tight and toned. Her physique drew admiring gazes from men and women who crammed into the Brooklyn loft that night for a party thrown by rabble-rousing activist turned event promoter Will Etundi, a name known throughout the underground events scene, though the New York twenty-somethings who dabble in alt-parties are more likely to recognize his brand, The Danger.
Circa fall 2006, Anya could be counted on to perform at nearly every The Danger party, but I'd never seen her before "The Carnival of Illusion," held October 26, 2008 at Third Ward. I paid my $10 at the door, cracked open an oversized can of Tecate purchased beforehand at a Bushwick bodega, and saw Anya rising up on the far side of the massive space, looking like an Amazonian goddess, a role she once played for Dos Equis on an international publicity tour.
I'd finished a second oversized Tecate before I drummed up the courage to talk to her. I weaved my way through several hundred gyrating hipsters, leaned up against a makeshift plywood bar, and hesitated. How does one strike up a conversation with a beautiful woman when your head only rises to the level of her shins? Luckily she contorted her legs such that we could talk for a couple minutes. Too quickly for my taste, however, she got called away by an event promised on the party invitation: "The brash brass of the Hungry March Band will storm the main floor with all the heat and lust that funk and bass drums inevitably inspire," it said. "Along for the ride will be the Society of the Spectacle: a massive puppet and lewd stilt feat of beauty and integrity."
A feat of beauty and integrity is a pretty succinct description of Anya, whose friendship I've since enjoyed. She is a magnetic personality, her days and nights spent furiously pursuing one project after another, all of them trying to add something special to the city where she resides. The latest and best to date is a Lady Circus production called "Cirque Du Quoi?!?" I saw it Friday night just before its last known performance, though I expect that it'll re-emerge on a bigger stage before long. Held in The House of Yes, a singular group house slash professional quality performance space, the Lady Circus and FUCT comedy troupe combined elements of Vaudeville, acrobatics, ballet, cabaret, and flourishes I've seen nowhere else to impressive effect. "See what happens when a circus troupe of lovely ladies committed to a life of glamour and spectacle meets a comedy troupe dedicated to constant humiliation in the name of fun," an advertisement noted. "Expect the unexpected as we totally destroy all that is sacred about the circus."
I attended with my friend Deepa, a New York City lawyer who represents low-income clients in disputes with their landlords. Due to traffic on the Williamsburg Bridge, we arrived just as the show began. This forced us to stand behind the last row of seats for the duration, a discomfort mitigated by the fact that our $20 admission tickets included all we could drink Colt 45 malt liquor: "It works every time." But even absent the beer buzz (or the equivalent from the carbon friendly margaritas on offer, blended by a furiously peddling bartender atop a converted exercise bike), a couple hours on our feet would've been well worth it. I'll refrain from describing particular parts of the R rated and decidedly successful show, as I think that it is best seen going in fresh and enjoying the elements of surprise. (Should it re-emerge, as I suspect, would be attendees should know to expect nudity, profanity, and vulgar comedy, though the show is somehow goodhearted if not wholesome in spirit.)
What interests me more is Anya's development as an entertainer and a force on the underground arts scene. These days, she's on stilts less often, and tends to perform dangling from a piece of silk (or this NSFW chain). The New York Times ably describes the effect (see the accompanying video to get a sense of the Brooklyn scene parties I'm describing):
A slender young woman hung 30 feet in the air, coiling her body around two pieces of black silk that were attached to the rafters. A crowd watching below screamed as she unraveled herself and started falling toward them and then gasped with relief as she came to a stop just above their heads.
The woman, Anya Sapozhnikova, was performing her aerial circus act, but this was not Cirque du Soleil, and there was no big top. Instead, it was a warehouse party in Bushwick, Brooklyn.
While the notion of circus performers is largely associated with major productions like Ringling Brothers and Barnum & Bailey Circus and the Coney Island sideshows, a new generation of performers is taking the circus arts to unexpected places. Fire eaters, stilt walkers, aerialists and sword swallowers are among those showing off their skills at parties, concerts, clubs and in the streets and in parks.
"It's more exciting when you don't expect to see circus arts; it makes it dangerous" said Claire de Luxe, a stilt walker, fire dancer and member of Lady Circus, the troupe that performed on a recent Saturday night at the Bushwick warehouse.
Audience members, who paid $15 to see the circus acts, were also treated to live bands and disc jockeys. "I'm having a good time, drinking a beer, listening to some music, and out of nowhere this girl is falling a few feet from death," said Enrique Ruiz, 30, a plumber from Brooklyn. "It was amazing."
The Times story gives this account of Anya's start in performance: "Ms. Sapozhnikova was a student at the Fashion Institute of Technology three years ago when, coming home from a party one night, she was handed a business card for a company of stilt walkers. Curious, she called the number and was soon taking lessons in her apartment. She started taking her own stilts to parties and was soon hired to perform at a Lower East Side club. She decided about two years ago to organize her own group and started recruiting members through the Internet."
This description is accurate as far as it goes, but like all brief accounts of people who've made successes of themselves, it elides all the toil, risk and daring it takes to make it. Some weeks after I met Anya at that Brooklyn loft party, I visited her at the apartment where she lived at the time, a basement in Bed Stuy, one of the more dangerous neighborhoods in Brooklyn, which she and a roommate transformed from utter squalor into an exceptionally enjoyable space. There were racks of salvaged fabric, sewing machines, quirky furniture plucked from garbage bins and curb sides, a cupboard full of mugs and glasses, no two the same, and a thick pipe running the length of the ceiling.
The night I visited, Anya arrived after a stilt gig in Manhattan, which is to say that she worked for several hours dancing on stilts, took them off and packed them into a duffel bag, climbed atop a bicycle, hoisted her heavy cargo over a shoulder, and rode several miles to her apartment. I'd brought some beer along. She had a half bottle of Vodka on hand, no mixers. Rather than crash on the couch with a drink, however, she spent an hour working on a costume with her friend, Kay Burke, and then walked over beneath the ceiling pipe, threw a piece of fabric over it, and hoisted herself up with her arms.
"I think I'm going to learn aerial," she said.
She proceeded to explain that though it would require a ton of practice hours—particularly for someone cobbling together a living as a freelance performer, and already exhausted at the end of every day—she had "some ideas" about good things that could result. In hindsight, I'm struck by how much she sounded like an investor in a startup that evening, which is, of course, exactly what she was. By the time she finished her first drink she'd collapsed on the couch against my shoulder, exhausted after being up for 18 hours. It is the only occasion I've seen Anya in less than a state of maximum energy.
In subsequent months and years, Anya has systematically achieved everything she's set out to do. Even as she transformed herself from a beginning aerial performer to a mediocre one to a polished, elegant acrobat — the kind of stage personality that everyone in the audience can't help either being awed by or falling in love with or envying — she set out to secure that most precious commodity for New York City performers, sufficient space to thrown one's own parties and host one's own performances. Anyone who has so much as found a New York City apartment is awed that at 20 years old Anya managed to swing a 5 figure real estate deal to rent perhaps 4,000 square feet of squalor — cat droppings everywhere, among other things — and organize enough friends and rented tow-away dumpsters to transform it into a destination party spot.
And it burned down, taking most of her possessions. I'd moved to DC when I got that e-mail. My $10 an hour intern job didn't allow me to contribute any more than a pittance to the resurrect-The-House-of-Yes fund. What a pleasure to return after a year and change, walk into the new House of Yes, survey a space better than the last incarnation, and be dazzled by an exceptional performance wherein Anya's skills were better than I've ever seen them, and something for anyone to behold.
Should any promoter, agent, reviewer, or giver of genius grants stumble across this post, be advised that whatever Anya Sapozhnikova does next, you'd do well to pay attention. Her work ethic, generous spirit, charisma and aesthetic sense are an inspiration to all of us who've had the pleasure of following her rise over the last several years. And should I become aware of future performances, I'll look forward to posting the details so that I can better share them with you all.


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a form of construction: an inquiry into Architecture through the making of a school
Doan, Patrick Allen
MetadataShow full item record
i am humbled by the prospect of Architecture. it is not formulaic or linear in thought and action and at times it can be difficult and elusive to define. i believe Architecture exists yet experience has shown that not all building endeavors lead to Architecture. i search for Architecture with a willingness to embrace the unknown, allowing my practice to provide a defined realm into which Architectural questions and propositions can evolve and open new forms of discovery.
- Masters Theses [19176]


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Highways policy and guidance documents
The following policies and guidance documents cover the general operation of highway services in Gloucestershire. The Transport Asset Management Plan (TAMP) and its associated appendices and guidance documents are part of the wider Gloucestershire Local Transportation Plan (LTP).
- COVID-19 Social Distancing Toolkit and Guidance
- Highways Authority Business Plan 2017/18
- Highways Annual Asset Management Report 2017
- Highways Asset Management Policy 2018
- Strategic Transport Asset Management Plan
- Transport Asset Management Plan (TAMP)
- Highway Safety Inspection Policy
- Highway Tree Inspection and Routine Maintenance Policy
- Vehicle Activated Signs (VAS) Guidance
- Skid Resistance Policy - Nov 2011
- Manual for Gloucestershire Streets
- Structural Maintenance Manual 2011
- School Safety Zone Guidance
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1990 Mustang LX 5.0
Price: - Item location: Cliffside Park, New Jersey, United States
- Condition: Used
- Make: Ford
- Model: Mustang
- Type: Coupe
- Trim: LX
- Year: 1990
- Mileage: 87,402
- Color: Silver
- Engine size: 5.0
- Number of cylinders: 8
- Power options: Air Conditioning, Cruise Control, Power Locks, Power Windows
- Fuel: Gasoline
- Transmission: Automatic
- Drive type: RWD
- Interior color: Gray
- Safety options: Anti-Lock Brakes, Driver Airbag
- Vehicle Title: Clear Want to buy? Contact seller!
1990 Ford MustangTitanium Frost 1990 Mustang LX true 5.0 car AOD with only 87,402 miles and it will go up since it's my daily for now. Clean titl, Car was parked since 2006 till May of this year. 5th owner first owner was an older lady. Car is bone stock with only flow master mufflers and cross drilled rotors up front. AC works but it's not strong on days like today, Replace front bumper cause of cracks in it, Fresh Paint, Factory fender tags all there. Bluetooth radio.
ConsDoor Lock Actuator needs to be replaced and I have new ones from LMR to go with itFront tires could use balancing or just new tires,


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At a news conference outlining a plan to restore Minnesota's pheasant population, the Star Tribune reports, Governor Dayton said "the loss of pheasants and pheasant habitat are indicators of broader problems across southern Minnesota, including declines in monarch butterflies, pollinators such as honeybees and polluted waters from agricultural runoff." The Governor gets it.
The same can't be said of DNR Commissioner Tom Landwehr who said "(w)e know how to make pheasants" as he advocated for "hundreds of millions of dollars" for more habitat.
Science, in a recently published study, tells a different story: pesticide use is a better predictor of U.S. grassland bird declines than the agriculture intensification including the proportion of land under crop or the proportion of farmland treated with herbicides.
The American Bird Conservancy's report "The Impact of the Nation's Most Widely Used Insecticides on Birds" (March 2013) zeros in on neonicotinoids, a newer group of systemic insecticides that is used widely and known to be very toxic to pollinators and aquatic creatures. The Conservancy states that the "acute toxicity of neonicotinoids to birds is lower than the acute toxicity of many of the insecticides they have replaced." Further "chronic/reproductive toxicity of neonicotinoids to birds is high…Because the neonicotinoids are systemic and persistent in soils, and because several are used as seed treatment chemicals, they are available to birds in a chronic fashion, making their potential to affect reproduction an even greater concern."
The Cornell Lab of Ornithology tells us that pheasants take most of their food from the ground by scratching or digging with their bills and they can get seeds from as deep as three inches below ground. It is clear that, as the Conservancy states, seed treatments will result in a high exposure to birds. Pheasants also eat insects; the insects are also under great stress from neonicotinoids.
The report from the Conservancy is not new (March 2013) but DNR seems oblivious to its content. In a September 8, 2015 Release DNR says that habitat loss continues to be the main factor in the long term decline of the pheasant population; "(w)eather and habitat are the two main factors that drive Minnesota's pheasant trends." The Release says that the 2015 pheasant index is 39 percent below the 10-year average. In the last 10 years neonicotinoids have become the most widely used insecticides in the world. That, of course, is not proof that it is the reason for the pheasant decline but neither is it a fact to be ignored.
DNR has about 1.4 million acres in wildlife management. Of that, about 30,000 acres are farmed annually including 10,500 acres that are food plots mainly for deer. DNR and its farming partners continue to use seed treated with neonics. It can be said that DNR puts birds, including pheasants, in double jeopardy: declining insects but plenty of treated seeds especially in the spring when there would be few other seeds.


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Create your own football club from the ground up, taking charge of every element of its development against real-life teams and players. Choose to begin a club in England, France, Holland, Italy, Germany or Spain and guide them through the final matches of the season to promotion into the higher divisions.
You have responsibility for everything both on and off the pitch, buy and sell players, set-up training sessions to nurture the stars of the future, tweak your tactics and mastermind your climb to the top. Get involved in everything from badge and kit design, right through to sponsorship, merchandising, stadium expansion and extra facilities to help bolster profits.
See it in action


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Oakland, Berkeley, And East Bay News, Events, Restaurants, Music, & Arts
Dear Readers: Folks went loco following my Sept. 7 column that blamed Chicano studies for spawning a generation of humorless activists and "corrupt[ing] the brains of young Mexicans with antiquated concepts like victimization, objectification, and grade inflation." Too many letters and comments from professors, activists, and Zach de la Rocha to publish here, though special recognition goes to the poster at LoteriaChicana.net who invited the Mexican to "decolonize" and "rehumanize"; to paraphrase Emma Goldman again, I don't want to be part of a revolution that has me speaking in jargon.
One professor thought I described her discipline perfectly:
I agree with your analysis of Chicano/a Studies. Something happens when we cross the border we forget our sense of humor and become too literal. As a professor in the field, I try to teach my students to loosen up and stop being too damn uptight. I received my initial lesson from [syndicated cartoonista] Lalo Alcaraz, master at being politically incorrect while furthering the causa.
Second-Generation Feminista Chicana Profesora Keepin' it Real
On the opposite side of the seven-hundred-mile double fence is Reynaldo F. Macias, a linguistics professor at the University of California Los Angeles and former chair of the National Association for Chicana & Chicano studies:
I enjoy your column because you often inject humor into serious topics; other times you try and don't make the grade, but we can't always bat a thousand. I found it curioso that that you would trash Chicana/o Studies blaming it for the social malaise and racism that has existed and still exists against Mexicans. I agree that there can be self-righteous bores in Chicana/o studies (just like in journalism) that are too serious for their own good but that's hardly Chicana/o studies as a whole. You need to revisit Chicana/o studies classrooms and programs to get an accurate picture of the field and the positive contributions being made by faculty and the graduates of these programs. My sense of these programs is the opposite of your inaccurate characterizations, which unfortunately reinforce the distorted and politicized right-wing and conservative views on Chicana/o studies, ethnic studies, and women's studies. ... There is hardly time for, or interest in, perpetuating victimization; but a high priority in promoting individual agency and competence.
Gracias for the kind words, profe, but I never slurred Chicano studies in the way you imply. I agree Chicano studies is valuable in examining and documenting the Mexican-American experience, but my sense of the subject is that it's the scholastic equivalent of a group hug, where students learn mostly about past grievances caused by the ever-evil gabachos and become rhetoric-obsessed ideologues who can't see the tostada for the beaners. But maybe Chicano studies has become more Mexican libertarian instead of blindly leftist in the three years since I finished grad school at UCLA, so tell you what, Dr. Macias: I'll retract my charges if you use your position to stop the use of "Chicana/o," the silliest bit of political correctness since the term "herstory."
Why is it that when someone asks you a simple question, you reply with an essay? Just get to the point already. And if you're trying to look smart or funny, you're neither you're simply as ignorant as any other Mexican.
Grinning Gringo
Dear Gabacho: Smart questions deserve thorough answers.
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