text: Earlier we upgraded the kernel (2.6.38-gentoo-r4) on the server and updated various packages. We hope that the updates, combined with the server rack move that also occurred tonight, will help to address some of the issues some users were having, especially with pings. The downtime was unexpectedly extended when the network would not boot up as a result of OpenRc removing regex support to make their shit POSIX compliant (dumb). This required us to reconfigure the network on our end. In a sense, we are running a new OS install. Thanks goes out to Kyle for doing the update and leaving me to reconfigure the network. :tongue: We also tested a new kernel setup, a heavily patched kernel with BFS (Brain Fuck Scheduler) on a 300Hz timer, but BFS started to throttle SRCDS after a certain point because it recognised it as a CPU whore. We aren't running this kernel as a result, but it was an interesting performance test. Please post feedback. Server pings, at the very least, should not spike to 400 any more. Ideally, average pings will be lower and lag will be reduced.


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Urban Poverty Reduction
Our Philosophy
Reduce residential, social and occupational vulnerability of the urban poor by making cities inclusive for everyone.
Cities in India have been bursting at its seams with increasing population; its infrastructure hardly proportionate to the rapid growth. The worst affected are the poor, working primarily in the informal sector. We know that a safe refuge called home, three square meals a day, access to basic amenities like health, water and sanitation and the right to earn a decent living can uplift the lives of thousands of urban informal sector workers or as we call them, the City Makers.
How We Work
- Informing communities on Right to Work, Right to Shelter and Right to Live a dignified life as citizens
- Working with urban governance institutions and civil society organizations on issues of urban poverty
- Building community leadership
- Building alliances and partnerships
- Working with diverse groups of urban poor – Wastepickers, domestic workers, construction and daily wage labourers, homeless, commercial sex workers, slum and resettlement colony dwellers
- Facilitating building of city level collectives and state level federations, pan India.
Urban Poverty Reduction Projects
Cities for All
The central belief of the Samaveshi Sheher (Inclusive Cities) programme has been that the "cities must promote for all its residents, equal access to housing facilities, civic amenities, services and opportunities for leading lives of dignity." Operating under the...
Related success stories

subset: commoncrawl


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In some parts of the country, fall offers a spectacular treat for the eyes. I captured this image recently in country about 25 miles southwest of Cleveland, Ohio. What a magnificent gift … [Read more...]
All American Air Conditioning
All American Air Conditioning, Vero Beach #websiteDesign #WordPress #SEO #VeroBeach … [Read more...]
New Website Builds
The website design team at Social-Cindy.com is busy building, and repairing new websites for customers from Dana Point California, to Vero Beach, Florida. We have completed several lately, one new … [Read more...]
Bonnie Slade PhD
Licensed Psychologist - Brevard County, Florida … [Read more...]
Fettig's Construction
General Contractor in Vero Beach Florida … [Read more...]
Limitless Custom Detail
Mobile car wash and auto detailing, Vero Beach, Florida The newly remodeled website design for Limitless Custom Detailing in Vero Beach is a great example of what can be done with a small … [Read more...]
What is SEO?
Search Engine Optimization, or SEO, is the art of communicating to Google, and other major search engines, that your website is one of the best sites to show it's users when they search for terms or … [Read more...]
Google Search Algorithm Update
One of the things your website must do to be successful is to rank as highly as possible in a Google search for the correct terms. Google is continually updating the algorithm it uses to try to … [Read more...]


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The Belgium international has struggled for first-team opportunities since arriving at Stamford Bridge from Marseille during the summer of 2016 and has started just three Premier League matches across 18 months with the club.
The 24-year-old had hoped to receive an opportunity following Alvaro Morata's recent fitness problems, but Conte instead opted to play Eden Hazard in a 'false nine' position during the matches against Huddersfield and Southampton.
The Italian was vindicated in his decision as Chelsea won both those games and has now told Batshuayi that he must prove he is better than the other attacking options at the club if he wants to feature in the first team more regularly.
"He has to show me that he's better than Morata, or than Hazard," Conte said. "It's very simple. "But don't forget that Michy, this season, is playing more than last season. Last season he didn't play.
Conte did confirm that Batshuayi is likely to get a rare start in a Chelsea shirt when the Blues play host to Bournemouth in the Carabao Cup quarter-finals on Wednesday.
"Now I think it's right for him to start the game against Bournemouth," he added. "But I repeat, in every game, I have to make the best decision for the team."


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Moalem Weitemeyer Bendtsen bruger cookies til at udarbejde statistik over sitet. Du kan altid slette cookies fra mwblaw.dk igen.
Økonomisk Ugebrev, the prestigious Danish business weekly, has on 16 June published its yearly survey of M&A and corporate finance advisors, including law firms. Økonomisk Ugebrev places Moalem Weitemeyer Bendtsen at the top of its survey as the most active Danish M&A law firm so far in 2013.
According to the article, Moalem Weitemeyer Bendtsen have in recent years been making a serious claim to be included amongst the absolute top Danish M&A law firms, noting in the article that it is a remarkable achievement that this medium-sized law firm, with 35 fee earners, in the first half of the year is ranked at the very top of the Mergermarket House League Table.
The article also notes that Moalem Weitemeyer Bendtsen's Dan Moalem has been topping the list as the most active Danish M&A lawyer in recent years according to Mergermarket.
At Moalem Weitemeyer Bendtsen, we are very proud of this recognition. We believe that our relentless effort to focus uncompromisingly on our clients' needs above everything else has demonstrated its sustainability in a market with competing law firms of the highest quality.
If you would like to read the whole survey, please click here.
If you have any questions, please do not hesitate to contact partner Dan Moalem (
) or partner Thomas Weitemeyer (


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" The service was outstanding and the work was terrific. It is an expensive service, but I have no complaints about the quality. "- Mathew K. in Los Angeles, CA
" Sam and his crew worked very hard, completed my project in a timely manner and did everything I asked of them without compromise. The work was performed quickly and at a fair price and the customer service was beyond compare. "- Homeowner in Anaheim, CA
" The experience was a good one. They came in and installed the home theater in two rooms, added an extra zone, repaired the dry wall (looks great), repaired an area of dry wall that was messed up by a different contractor, and showed us how to use everything. They did all of this in 2 days. They are fantastic guys and know what they are doing. "- Homeowner in Fullerton, CA
" I would recommend to others. "- Homeowner in La Palma, CA
" Very professional. "- Homeowner in Torrance, CA


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Ronnie Wood's collection to see strong bids from Rolling Stones fans
Ronnie Wood's collection to see strong bids from Rolling Stones fans
The collection of Ronnie and Jo Wood will be sold in a dedicated auction on October 27
The collection of Ronnie and Jo Wood will be sold in a dedicated auction on October 27 in Beverly Hills.
The cardboard cut out was given as a Christmas gift from Keith Richards
The collection will be highlighted by a range of artworks and Rolling Stones memorabilia from the guitarist and his ex-wife's home. Leading the sale is a bronze statue of a jockey on a horse by Dame Elizabeth Frink, which is expected to bring $65,000-85,000.
Following this is a Ronnie Wood played 1955 Fender Stratocaster in the classic sunburst finish. One of the earliest models of the world's most famous electric guitar, it will sell with a $50,000-60,000 estimate.
More guitars will feature in the form of two Stratocasters that have been custom painted by Wood himself. One of the pair shows a Rolling Stones recording session and is estimated at $6,000-8,000.
The Rolling Stones memorabilia section will star a poster from the Rolling Stones' gig with Pearl Jam in 1997, that has been signed twice by Mick Jagger and is estimated at $400-600. Also featuring is a cardboard cut-out of a custom guitar that Keith Richards commissioned for Wood, which is inscribed "To Ronnie from Keith" and valued at $200-300.
Elsewhere a collection of original artworks from Ronnie Wood himself, who is a well established visual artist and painter, will sell at $800-1,200 each. The collection features portraits of Bob Dylan, Keith Richards and Eric Clapton among others.
See the results of this sale here.
Paul Fraser Collectibles is currently offering a signed sketch from Ronnie Wood. We also have a fantastic selection of Rolling Stones memorabilia, including a guitar that has been signed by all members of the band.
The bookmarklet lets you save things you find to your collections.
Note: Make sure your bookmarks are visible.
Click and drag the Collect It button to your browser's Bookmark Bar.


text: is count Melvin Gregg - If Denzel played EVERY Character in a Movie... - Welcome2HipHop.com × Member Login Username: Password: Lost Username or Password? Did not receive confirmation email? Login Sign Up × Select Language English Français Deutsch Dutch Español Italiano Português Português русский العربية עִבְרִית 日本語 中文简体 中文 繁體 Türkçe Dansk Norsk Český বাংলা Română Polski Magyar Bosanski Hrvatski Srpski Slovenski Sign Up Login EN Toggle navigation Artists Vidz Pics MEMES W2HH Originals More HOT TOPICS The Culture HOT TOPICS The Culture UPLOAD Videos Pics GIF Users LIT SH!T Melvin Gregg - If Denzel played EVERY Character in a Movie... Melvin Gregg - If Denzel played EVERY Character in a Movie... Category: Comedy Melvin Gregg - If Denzel played EVERY Character in a Movie... viralvideos Mar 21, 2017 2,371,983 views Embed Share × Embed Video Embed Code Custom Size × (Min: 320 × 180) × Share Video From To Message (Optional) SPONSORS SPONSORS Related Videos Comments Data & Stats Gallery HD 12:08 Bumpy G- Live at The Diva Den (Stand Up Comedy Edition) 103 views 576 days ago HD 06:27 Black Magik- Live At The Diva Den (Stand Up Comedy Edition) 114 views 576 days ago HD 03:03 Melvin Gregg Can you make it all the way through without... 174 views 882 days ago 00:60 When you girlfriends female cousin spends the night 22717 views 1313 days ago HD 57:32 Dave Chappelle - killing them softly ( COMPLETE ) 21858 views 1313 days ago HD 02:20 When you finally find a Holographic Charizard Pokémon Card 45546 views 1315 days ago HD 00:55 What do you do when your girl gets hit on by another girl by Melvin Gregg 62163 views 1315 days ago HD 00:60 The 1 time I caught my Mom Giving Head Melvin Greggs and Reedo Brown 162360 views 1316 days ago Hide Show More UPLOADER viralvideos Subscribe Please login to subscribe to users! STATS 32LIKES 0DISLIKES 2,371,983views March 21, 2017published Tags Melvin Gregg Denzel washington comedy funny Username Username field cannot be blank!! Please enter your comment!! 1000 chars left No comments found. Information Terms and Conditions Privacy Policy DMCA 2257 Work With Us Advertise Webmasters Invite Friends Support and Help Notice FAQ Support / Feedback Copyright © 2017 Welcome2HipHop.com Powered by W2MG Copyright © 2019 Welcome2HipHop.comPowered by W2MG


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May 23, 2018
David Martin
Liam Pickering waves to his mother while addressing Green River High School's graduating class Monday evening. Pickering was one of the school's summa cum laude graduates.
For access to this article please
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FCFC Scholarships
The W.A. Franke College of Forestry and Conservation awards more than 75 scholarships to incoming, undergraduate and graduate students each year. Former students and professors, friends and family members of alumni, and people wishing to conserve natural resources have all contributed funds to support this broad list of scholarships. Many scholarships look at more than academic merit as criteria for award. Students apply online through the UM Scholarship Portal AND complete a supplemental FCFC application.
Deadline: Tuesday, February 25, 2020 (extended from 2/18)
Applicants: Graduate / Undergraduate
Description: Open to all current FCFC students and incoming students if they have been admitted prior to the scholarships deadline. Specific awards are dependent upon a variety of factors, such as major, standing, academic merit and/or financial need. Please visit the Additional Information & Helpful Hints page for more information on how the UM Scholarship Portal matches students to appropriate scholarships.


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Upwards of 25,000 people - the equivalent of half of Whanganui's population - are expected to descend on Ratana Pa over the next two days, as the church celebrates its centenary.
Politicians including Prime Minister Jacinda Ardern will be front and centre today, while tomorrow is reserved for church celebrations.
The celebrations begin today with a series of welcome pōwhiri - first for Rātana followers, then for iwi, at 1pm for other churches and at 3pm for political parties. Prime Minister Ardern, National leader Simon Bridges and Green co-leader Marama Davidson are all expected to speak.
There's a church service at 6pm, followed by live entertainment on the marae stage.
But the big day for the faithful will be tomorrow, the 100-year anniversary of the moment the Holy Spirit came to T W Rātana.
At 10am there will be an unveiling and at 11am a play performed by Te Kura o Rātana pupils, then a procession to the temple, a huge church service and a hakari (feast), followed by another service and more entertainment.
The celebrations continue on Friday, with programmes for youth, another service and more entertainment.
At the hilltop settlement paddocks are cleared for parking, and cones on SH3 contain vehicles heading for the pā. One huge marquee will house sleepers, with others for a youth programme and for wānanga (learning sessions).
The event is so big that St John will have its command unit and ambulance on site, Whanganui territory manager Jamie Butler said. He's hoping visitors will quickly spot it, and will arrive with their medications and vital details about their conditions and allergies.
Former Labour MP and Rātana apotoro (apostle) Mita Ririnui is to be the spokesman for the church on this occasion.
On November 6 an exhibition about the history of the Rātana movement opened in the archives office at the pā. It's the work of Dr Arahi Hagger, and he said many others were involved.
"I've spent most of my adult life putting it together but it's all been handed down by other people. All I've done is modified it for another generation."
The show will be open day and night until November 11, with wānanga about its content in a marquee nearby.
T W Rātana was the last of the great prophets, Hagger said, and was predicted by earlier Māori prophets. He came with two important documents, the Bible and the Treaty of Waitangi.
The exhibition shows a beautiful history, and it doesn't only belong to Māori, he said.
"[T W Rātana] put the waka on the straight path, with new teachings to unite Maoridom.
We haven't seen the political side yet, but it's coming."


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Discover Schumpeter
Joseph Schumpeter (1883-1950) was an Austrian-Born economist and political scientist who taught at Harvard University for most of his career. While his research spanned across a wide range of topics and areas, his most influential contribution to modern economics is the definition and rationalisation of the process of "creative destruction".
In his 1942 Capitalism, Socialism and Democracy (page 83), Schumpeter writes:
"The opening up of new markets, foreign or domestic, and the organizational development from the craft shop and factory to such concerns as U.S. Steel illustrate the same process of industrial mutation—if I may use that biological term—that incessantly revolutionizes the economic structure from within, incessantly destroying the old one, incessantly creating a new one. This process of Creative Destruction is the essential fact about capitalism".
The importance of Schumpeter's argument comes from the recognition that the economy, much like a living organism, evolves and changes over time. In the course of this evolution, entire sectors of the economy might be wiped out, but this destruction is necessary for the creation of new sectors, which will be made up of more efficient and productive firms.
In other words, the fact that at any point in time a large number of firms can shut down and jobs can be lost in certain sectors of the economy is an inevitable part of the process of economic development. In fact, economic development could not occur without destruction, and any attempt at preventing destruction would harm the long-term growth prospects of a country.
Your task
Learn more about Joseph Schumpeter by reading a short biography of him in the 'see also' section below.
Schumpeter, J. (2010). Capitalism, socialism and democracy. London: Routledge.
© Griffith University


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It is rarely that I read a book that I cannot get into at all and I usually persevere so I can do a review but this one had me struggling from the start.
There are so many people in it that I was losing the plot totally, it jumps about in each chapter and I had to keep going back to try to make out who the person was.
I realise that this might be just me as with the M.E. I do struggle at times but it was all the time in this book. It was a shame as I was really looking forward to reading Fern's book.
Please do try it for yourself and I would be interested to know what you thought of this story.


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Every week we're rounding up some of our favorite articles with trends and tidbits from the world of restaurants. Tell us: what made your reading list this week?
Higher Minimum Wage Forcing Chefs to Look Beyond Restaurants — Forbes
A Rant About Restaurant Bathrooms — Bon Appetit
A Smart Exit Strategy for Your Restaurant Business — Restaurant Hospitality
Elon Musk's Brother Is Opening a Restaurant Where the Food Is Under $5 — Tech Insider
A Chef Explains Why He's Suddenly Closing His Much-Loved Brooklyn Restaurant — Grub Street
For Some Growers, Farmers Markets Just Aren't What They Used to Be — The Washington Post
New York Liquor Law Would Allow Sunday Boozing with Brunch — CNBC
Magic Out of Mould: Inside the World's Wildest Restaurant — The Guardian
Shake Shack Expansion: 5 Questions with CEO Randy Garutti — Chicago Tribune
Fowl Play: Heritage Birds Are Ruling the Roost — Tasting Table
Denver Restaurateur Named Finalist in National Contest to Create Dream Eatery — Denver Post
Chicken With a Beef: The Untold Story of Chick-fil-A's Cow Campaign — Adweek


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Assist Security's Quality Policy
Assist Security has held the ISO 9001 standard for the past fourteen years years without a single non-conformance, proving that Assist Security is dedicated to providing its clients with a professional, quality service.
Assist security attained a quality score of 125 during the most recent audit.
Assist Security currently holds SIA Approved Contractor Scheme (ACS) status for the provision of Door Supervision and man guarding.
Quality Policy
The Quality Policy of Assist Security Limited is to work to the recognised standards of BS 7499 for Security Officers and BS 7960 for Door Supervisors and the screening/vetting of full time staff in accordance with BS 7858. We ensure that our quality standard is exactly what the customer has defined and agreed to in the Service Agreement – and to exceed our customers expectations in service and standards.
To achieve this we must:
- Provide a personal service to all our customers
- Listen to our customers
- Provide outstanding service
- Consistently provide the customer with their specified requirements
- Not to lose a contract as a result of poor service
- Achieve a minimum of 8 on the quarterly quality questionnaire
- The organisation is totally committed to continually improving the service.
The Quality Policy is communicated and understood at appropriate levels in the organisation.
Malcolm Nicol – Managing Director
Latest Tweets
- SIA Approved Contractor
Assist Security Ltd
Assist House, 25 Lombard Road
Wimbledon, London
Tel: 020 8543 6670
Fax: 020 8544 0203
Email: firstname.lastname@example.com


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Sadly due to current circumstances we will not be attending the Petworth Park Antiques Fair this year, but will return in 2021. We look forward to seeing you then.
If you would like receive an E-ticket please contact us or the organisers
The Petworth Park antiques & Fine Art Fair 11th-13th September 2020
Opening hours
The sixth Petworth Park Antiques & Fine Art Fair
Following five successful years in Petworth Park, we look forward to our return 15th-17th May 2019. The famous National Trust property in the picturesque market town of Petworth has proven an ideal venue, attracting thousands of eager visitors, and The Petworth Park Antiques & Fine Art Fair now has over 50 exhibitors, predominantly members of BADA and LAPADA The Association of Art & Antiques Dealers. The fair offers a cornucopia of fine treasures from furniture, jewellery, sculpture, glass, lighting, vintage watches and silver to paintings, drawings, ceramics, clocks, 20th century design objects and many other decorative and unique works of art spanning the centuries.
The fair has its own free car park by the marquee – access is from the A272 Tillington Road through the gate at New Lodges. The AA signs will direct traffic to this entrance and not to the main car park on the A283, where there is a charge of £4 for non-National Trust members.
A courtesy shuttle bus operates between the fair car park and the town centre (top of Pound Street car park) between 11 am and 6 pm daily during the fair.
We are very happy to again work with The National Trust at Petworth House as well as with the Petworth Antiques And Decorative Arts association and The Petworth Business Association, creating yet another exciting event. The grand 17th century house boasts an internationally important art collection, and together with its 'Capability' Brown landscaped country park, it provides a magnificent backdrop for our annual fair.
Fair visitors enjoy free access to Petworth House during the three day event. National Trust members and Petworth House ticket holders may visit the fair free of charge.
Refreshments are available in the marquee. Dogs that can be carried and guide dogs are welcome.
For local information, including details of hotels, restaurants and things to do, please visitwww.discoverpetworth.org


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Previous Challenge Entry (Level 4 – Masters)
Topic: Parent (11/16/06)
TITLE: Who's Your Daddy? | Previous Challenge Entry
By Lynda Lee Schab
Sadie Jean entered the world.
She looked around the room
At all of the strange faces
One by one...
Are you my daddy?
Sadie Jean turned four today.
Her mother took her to a local pizza place
To celebrate.
It was very crowded
Too many people to count…
Could one of them be my daddy?
A stranger came over tonight.
He slept in her mother's bed
And made Sadie Jean pancakes for breakfast.
He seemed nice,
Nicer than the others.
Maybe he can be my daddy.
On the day she turned ten
Sadie Jean had a beautiful cake
With pink frosting and ten candles.
"Make a wish, Sadie Jean!"
She blew with all her might.
I wish I had a daddy…
The invitation was in her hand.
"Come to a father/daughter banquet."
Sadie Jean let go of the paper
And it fell to the ground
She burst into tears.
I have no daddy!
A boy kissed her
Sadie Jean was seduced by his affection.
Maybe if she gave him what he wanted
He would stick around -
At least for a while.
Unlike my daddy…
Sadie Jean woke up this morning
in another man's bed.
He lay sleeping
right beside her
But she had never felt more alone.
Would I be here if I had a daddy?
Walking down the street
On a rainy afternoon.
A church choir was singing
Sadie Jean was drawn in
She swayed to the music.
Did they say something about daddy?
"He loves you, Sadie Jean…
He'll never leave you…
If you let Him into your heart
He will be your daddy.
He longs to be your daddy."
I've never had a daddy…
Cheeks wet with tears.
Heart filled with peace,
Sadie Jean looked up
And offered her heart.
He took it. Held it. Healed it.
I love you, daddy…
"For my father and my mother have forsaken me, but the Lord will take me up." Psalm 27:10 (New American Standard)
The opinions expressed by authors may not necessarily reflect the opinion of FaithWriters.com.
Accept Jesus as Your Lord and Savior Right Now - CLICK HERE
JOIN US at FaithWriters for Free. Grow as a Writer and Spread the Gospel.


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Our "Bar" line is composed by two blends of absolute quality, that keep their peculiarities from almost 40 years, except some slight adjustments.
Both blends allow the qualified bartender to prepare a top quality espresso, with a persistent taste but never too "aggressive" for palate and stomach.
Automatic vending machines are getting more and more important in customers' habits of consuming coffee outside home.
In this industry, we offer our customers a unique blend of roasted coffee beans and, recently, ground coffee roasted in single-dose pods (ESE 44mm size) and plastic pods manufactured in protected atmosphere (FAP model).
To start a positive day, to end in the best way an excellent dinner, to make a pleasant gift... you can taste Mokabar coffee even at home.
The products of our "Home" line are sold in our store based in Turin or in our customers' bars and cafés.


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JustSpeak is a movement of young people who are speaking up and speaking out on criminal justice for a thriving Aotearoa.
We develop youth-led tools, resources, spaces and support to facilitate a public conversation on criminal justice informed by evidence and lived experience.
Punitive attitudes are a barrier to positive change in criminal justice and form the context within which policies and legislations in our criminal justice sector are formed. Together young people can change this conversation and transform our justice system to be fair, just and compassionate.
Tania brings leadership, passion and excellent taste in office treats to the JustSpeak team.
Kirsten is our champion of volunteers and juggler of many balls.
The voice of reason and the face of criminal justice reform
Our resident tax guru and Policy Director at the Council of Trade Unions
Director of Student Services at Victoria University
Criminology PhD student at Victoria University
Director of ActionStation and Co-Founder of RockEnrol
Volunteer representative
Kaupapa Māori Researcher
Rangatahi advocate and Wellington City Councillor
Christchurch based Barrister


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Mrs. Murphy & Sons Irish Bistro
3905 N. Lincoln Ave. (Byron St.) Send to Phone
773-248-3905 | Make Restaurant Reservations | Order Now! | Menu
OpenDinner Tues.-Sun., Brunch Sat.-Sun.
Open late Fri.-Sat.
- Valet parking
- Dress code: Casual
- Full bar
- Private room(s)
- Reservations suggested
- Romantic setting
* Click here for rating key
: There's something decidedly different --- even a bit austere --- about this Irish eatery, and it's no doubt due to the former funeral home setting. Still, soothing hues; oodles of interesting, Celtic-inspired stained glass; and a fab, if odd, layout only add to the charm. Sure, the menu hosts items like shepherd's pie and corned beef and cabbage, but the real crux is contemporary Irish cuisine, like ribs glazed with whiskey marmalade alongside blue cheese slaw. On a chilly winter's night, we guarantee an instant warm-up with root vegetable pancakes. Venison osso buco with pan-seared Brussels sprouts is as alluring as bacon-wrapped pork tenderloin in Murphy's Bleachers Ale reduction. Nevertheless, it's hard to ignore corned duck salad or potato-mushroom lasagna with goat cheese cream. When available, rich hazelnut-infused chocolate cake in a pool of cinnamon-scented orange marmalade is a welcome finale.
Check GAYOT's list of
Top Kosher Wines.
Wine of the Week Review by GAYOT


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Lowell L. "Curly" Kane was born June 22, 1931 at Mitchell to Leonard and Elva (Dyer) Kane. He graduated from Letcher High School in 1949. Lowell married Elaine Anderson on August 17, 1949 in Artesian. They began their lives in Letcher and Mitchell and moved to Rockford IL in 1955. They raised their five children in Rockford. Lowell worked as a heavy equipment operator engineer for local 150. He also taught an apprenticeship program for Local 150 for eight years. He enjoyed life tremendously, dancing with his wife, fishing, hunting, golfing, gardening and NASCAR racing with his sons, daughters, family and friends.
He is survived by his four children, daughters: Saundra Reed, New York City NY and Susan Kane, LaBelle FL; sons: Tom (Penny) Kane, Byron IL and Tim (Rachel) Kane, Machesney Park IL; son-in-law, Brian Fleming, Machesney Park IL; sixteen grandchildren, eight great-grandchildren, one great-great-granddaughter; one brother, Mike (Donna) Kane; two sisters: Connie (Dick) Lidman and Karen (Garry) Krantz; and four sisters-in-law: Thelma Tastad, Corrine (Lavern) Larson, Eldeen Stekel and Kathleen Anderson.
He was preceded in death by his wife, Elaine, infant daughter, Peggy, daughter, Pamela (Kane) Fleming, parents, Leonard and Elva Kane and brothers-in-law: Archie Anderson, Duane Stekel and Ervin Tastad.


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When you're busy working, home repairs can be the last thing on your to-do list to get accomplished. The task list seems to grow and can become overwhelming, giving you added stress.
Why not hire a handyman service to help tackle that list? Many small jobs could be completed within a day, and your home life would return to its normal, organized state! Handyman A1 is an experienced, professional and reliable local handyman service, and we pride ourselves on our safe record, our ability to work within your budget and to make your home repairs quickly with very little down-time for your household.
Call Handyman A1 today and let us check all those little tasks off your to-do list. You have better things to do!


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Fund for Decent Work and Tripartite Dialogue
The Fund for Decent Work and Tripartite Dialogue, within the Norwegian Financial Mechanism 2009-14, was launched on 20.10.2011 with an open call for proposals covering all the 12 newest EU and EEA member states including Czech Republic. Financial allocation for Czech Republic is 704 000 EUR. The deadline for submission of applications is 31.3.2012.
Text of the Call with detailed information (for download in PDF format) - document was updated on November 21, 2011
Fund is operated by Innovation Norway: www.innovasjonnorge.no
For more information and all relevant documents: www.decentwork.no
Source: Ministry of Finance - 584 - Centre for Foreign Assistance - preparation and coordination, published 10/2011, updated November 21, 2011


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810 m²
4.294 m²
Reference: 4604
Stunning country house with modern design located in a rural setting within walking distance of the village. The house has all kinds of comforts and a carefully thought design. Its wide spaces open to the outside, offering a cosy and very bright atmosphere and with beautiful views. Highlighting its large master suite with large windows and private terrace. On the ground floor there is a living room with fireplace, 3 double bedrooms, 3 bathrooms, a large fully equipped kitchen with access to the outside terrace, a laundry room and a small cellar. A beautiful glass patio leads to a large dining room - living room. The well kept garden has large areas of lawn, a large 80m2 designer swimming pool with jacuzzi and large solarium. A porch with a rustic design, houses the barbecue area with its own stone oven to enjoy great evenings outside. In the basement we find a heated pool with a wellness area prepared for a sauna. The house is equipped with central heating, air conditioning and piped music. The garage has capacity for several cars and there is a large outdoor parking area. The property also has a large plot of 17,868 m2.


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Marcos Ambrose: the best road racer in NASCAR? Carl Edwards says Ambrose could win big in Formula 1 (Photo: Getty Images for NASCAR)
By Mike Mulhern
Yes, that's Camel, like in cigarettes.
Like the 'sister' brand of long-time (1972-2003) NASCAR Cup tour sponsor Winston, whose marketing of Southern stock car racing over 33 years helped boost this sport to a nationally-recognized sports business.
After displaying 21+ ID four times in about 20 feet, including one stop for a high-tech, apparently on-line somehow, photograph of it, the visitor gets to open the dark door, sign a big bright poster, sign a detailed bio into an iPad, then get a pack of Camels and a new snuff product Snus for $2.
High-tech, ultra-legal, and very low-keyed sampling...certainly not with the punchy youthful exuberance of days of yore when pert college-agers could 'sample' at tracks out in the bright sunshine.
The Camel van is apparently in the same midway location that U.S. Tobacco had a vendor stand last season here.
So NASCAR doesn't race in the rain?
Not so.
NASCAR officials, despite the sloppy, rather exciting but still somewhat ugly race in the rain at Montreal a few years back, say if it rains here Saturday, the Nationwide drivers -- including Jimmie Johnson and Kurt Busch and Trevor Bayne and Kyle Busch and Carl Edwards -- will be racing on Goodyear's venerable grooved rain tires. If so, then road racing veteran Ron Fellows may be the man to beat in the Zippo 200.
The question then, is if Nationwide drivers can race in the rain on Saturday, then why can't Cup drivers race in the rain on Sunday?
"Who says we can't?" Ryan Newman says. "I don't really know why we don't. But I can speculate, and I would say it's probably the fans -- they would probably not like to sit in the rain. Plus, visibility in the rain isn't that good, so the fans couldn't see as much."
NASCAR officials says they haven't decided exactly the procedures they would use in the event of Saturday rain, that that would depend on the weather itself.
Goodyear engineers will be testing new tires at Martinsville Aug. 16th and 17th, in a session open to the public. "Tweaking" is how Goodyear describes the new tires, for the Oct. 30th Sprint Cup stop.
And the first of a series of tires tests on the newly repaved Phoenix International Raceway is being set too, first with a tire test with a handful of drivers, then with a major test in early October to which every NASCAR team is being invited. The Phoenix race is set for Nov. 13th.
The paving of the one-mile Phoenix track has been completed, and currently soft walls are being reinstalled. The track is undergoing major redesign too, with the frontstretch widened from 52 feet to 62 feet, with a new pit road and concrete pit stalls, with a wider backstretch curve, and with variable banking in the corners – 10-to-11 degrees in turns one and two, and 8-to-9 degrees in turn four.
Goodyear says the new asphalt will naturally lead to higher speeds, but its computer simulations cannot show if a second groove will develop during the race.
Jimmie Johnson (R) and Kurt Busch seldom see eye to eye....and when they do, it's usually fireworks. (Photo: Getty Images for NASCAR)
Jimmie Johnson and Kurt Busch haven't talked since their run-in at Pocono, and don't hold your breath.
Johnson, who was trying to pass Busch for third in the waning moments of the five-hour race, says he's still hot:
"There are two parts to this thing. First, on the track; second, pit road.
"The on-track part -- we come off turn one and Kurt gets to me to side-draft me (to slow Johnson). I try to break the side-draft….and he felt it was necessary to run into the side of my car and tear my car up.
"I made zero contact with Kurt at Pocono until he hit me; then I leaned on him back.
"I went to break the draft; I never touched him.
"He instigated the contact.
"So yes, I was mad at that point.
"That brings me to the other part, on pit road. When you are in that moment having words with someone, and as the crowd starts to build, that guy all of a sudden gets brave….and when you think it's over and walk away and that guy gets real tough…I don't know about you, but that really makes me mad.
"Bottom line he just started running his mouth.
"If you look over the years at his mouth has done for him -- it got my biggest fan Jimmie Spencer to punch him in the face.
"It's led to issues with NASCAR officials on pit road.
"I think we all tune in weekly (to Busch's radio) and wonder what's he going to say to his crew.
"You look at what he said to Roger Penske, his car owner.
"At the end of the day I'm not going to let him run his mouth at me."
Still, these two guys are almost certainly in the playoffs, and that could make for some non-championship action.
"There is no secret there is no love lost between the two of us," Johnson says.
"We didn't have wrecked cars at the end of Pocono…I could have easily gone down on the tunnel turn and done something stupid, but I didn't.
"The stuff on track, yes, it made me mad.
"But to have somebody run their mouth like he does, and did to me, that's the part where I was the maddest."
However, heading into the playoffs, well, it's probably not smart to have enemies.
"In theory: yes, you don't want enemies, issues, or anything lingering," Johnson said.
"But you just don't have that luxury at times.
"Issues have their arc and run their path. Some are more heated and last longer…while others burn out and fizzle quicker.
"You just have to take it as it is."
A curious aspect to all this is that Johnson is legendary for his cool; when things get tough, he's typically unflappable. And yet at Pocono Johnson became very angry.
Is this a new Jimmie Johnson?
"No," Johnson says with a laugh.
"There has been plenty of history over the years (between Johnson and Busch). And there are just things that boil to a head.
"When I hopped out of the car and started talking to him, he had one level of interaction with me while he was sitting in his race car….and when he got out of the car -- neither one of us was happy but we were talking.
"And the crowd started to build and his bravery started to build.
"I walked away…and he got awfully tough.
"I mean, if you are going to say something, say it to the man's face -- eye-to-eye -- when he is there. Don't wait until he walks away."
Marcos Ambrose (R) and boss Richard Petty. Two men with 1,000-watt smiles (Photo: Getty Images for NASCAR)
© 2010-2011 www.mikemulhern.net All rights reserved.
Web site by www.webdesigncarolinas.com


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Manuel Rodriguez Guitars
If you're a beginner to classical guitar, the Caballero 11 Cedar Top Classical Guitar would make a great choice for your first instrument. It fits easily into any budget and offers an impressive list of features, like a solid Canadian cedar soundboard and Indian rosewood fingerboard with long-lasting silver-plated frets. For advanced and professional guitarists, consider a model like the Manual Rodriguez FF Cutaway Cypress Classical Acoustic-electric Guitar. This is a gorgeous instrument with an incredible combination of woods and tonewoods. The FF is meticulously handcrafted inside and out, and it really shows: it's not just a guitar - it's a work of art.
Ever since Manuel Rodriguez went into business in 1905, guitarists everywhere have sought after and respected instruments with that name on the headstock. It's no secret as to why. These are some of the most beautifully-made classical and flamenco guitars ever built, and each one is an absolutely worthwhile addition to your instrument collection.


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What are you to do in a world overrun by evil physics-beasts? Take the fight to them with your "slingshot-esque gift" of course. The odds are not in your favor, but you are David., the chosen polygon with the rainbow slingshot thing. At least it'll be a good fight.
David. is basically a boss-rush game. Each level has a new monster to battle, all of them a jumble of geometric shapes with new ways to attack you. You simply have to run and jump around the map while using your trusty slingshot to slay the beast with the power of physics. It's a very simple game, but the gameplay is well-executed and engaging. It doesn't really matter that there are no high-resolution textures or dynamic shading. David. is good at what it does.
The game is on sale for $0.99 (regular price $1.99) in celebration of its arrival on Android. There are no in-app purchases at all, so a buck and it's yours forever.
- Via:
- PocketGamer


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S. Rept. 113-212 - UNLOCKING CONSUMER CHOICE AND WIRELESS COMPETITION ACT113th Congress (2013-2014)
Committee ReportHide Overview
|Report Type:
|Senate Report
|Senate Judiciary Committee
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113th Congress Report SENATE 2d Session 113-212 ====================================================================== UNLOCKING CONSUMER CHOICE AND WIRELESS COMPETITION ACT _______ July 17, 2014.--Ordered to be printed _______ Mr. Leahy, from the Committee on the Judiciary, submitted the following R E P O R T [To accompany S. 517] [Including cost estimate of the Congressional Budget Office] The Committee on the Judiciary, to which was referred the bill (S. 517), to promote consumer choice and wireless competition by permitting consumers to unlock mobile wireless devices, and for other purposes, having considered the same, reports favorably thereon, with an amendment, and recommends that the bill, as amended, do pass. CONTENTS Page I. Background and Purpose of the Bill...............................1 II. History of the Bill and Committee Consideration..................5 III. Section-by-Section Summary of the Bill...........................5 IV. Congressional Budget Office Cost Estimate........................7 V. Regulatory Impact Evaluation.....................................8 VI. Conclusion.......................................................8 VII. Changes to Existing Law Made by the Bill, as Reported............9 I. Background and Purpose of the Bill A. BACKGROUND As of January 2014, 90% of American adults own a cell phone, 58% percent own a smartphone, and 40% own tablets.\1\ Wireless devices like cell phones, smart phones, and tablets empower consumers, facilitating communication, education, work, and entertainment for Americans of all ages. Network carriers that operate voice and data networks often sell these devices in conjunction with service contracts, at a reduced cost in exchange for the consumer's agreement to use the carrier's voice or data plan for a predetermined period, often two years. Carriers typically place software on the device that prevents it from being used on another carrier's network.\2\ This is often referred to as ``locking'' the device; efforts to alter this software are typically referred to as ``unlocking'' the device. --------------------------------------------------------------------------- \1\See Mobile Technology Fact Sheet, Pew Research Internet Project (January 2014), http://www.pewinternet.org/fact-sheets/mobile-technology-fact-sheet. \2\See Consumer and Governmental Affairs Bureau, Consumer Guide: Mobile Phone and Device Unlocking FAQ's, Federal Communications Commission (Feb. 24, 2014), http://www.fcc.gov/ device-unlocking-faq (``Unless you purchased a phone or device specifically sold as `unlocked' at the point of purchase, you should assume that it is locked to a specific service provider's network. This is true whether you purchase the device from a service provider, at a general retail outlet (in person or on the web), or through a third- party.''). --------------------------------------------------------------------------- Consumers whose contracts with their original carrier have expired, or who have otherwise complied with the applicable contractual terms, may wish to continue using their old devices with new carriers who may offer better prices or better coverage. Alternatively, they may wish to give their old phone to a family member or friend or sell it to another consumer. Smart phones and tablets, for example, can cost many hundreds of dollars--sometimes more than $500 each--and many consumers would like to choose which network they connect to without incurring the substantial cost of purchasing a brand new device. From 2006 until 2012, an exemption to the Digital Millennium Copyright Act (DMCA) expressly permitted cell phone users to ``unlock'' their cell phones when their contract expired, allowing them to connect to their chosen wireless network. The Unlocking Consumer Choice and Wireless Competition Act restores that exemption to promote consumer choice. Some carriers, including the four largest national carriers, have established principles under which they will help consumers unlock their phones, and the Committee expects that most unlocking will continue to be done by wireless carriers at the request of their customers.\3\ There are, however, circumstances in which additional avenues for unlocking may be preferable over attempting to unlock through the carrier. For example, some carriers require customers to bring their devices to the carrier's physical store to have them unlocked.\4\ For those customers who do not live near the carrier's retail location--perhaps because they live in a rural area, because they have limited mobility, or because the device was a gift from a friend or family member who lives in another part of the country--this requirement may prevent them from being able to get their devices unlocked. --------------------------------------------------------------------------- \3\Consumer Code for Wireless Service, CTIA--The Wireless Association, http://www.ctia.org/docs/default-source/default-document- library/ctia-consumer-code-for-wireless-service.pdf; see also Letter from Steve Largent, President and CEO, CTIA--The Wireless Association, to Thomas E. Wheeler, FCC Chairman, and Mignon L. Clyburn, Jessica Rosenworcel, Ajit Pai, & Michael P. O'Reilly, FCC Comm'rs (Dec. 12, 2013), https://apps.fcc.gov/edocs_public/attachmatch/DOC-324664A1.pdf. The carriers that established the unlocking principles have agreed to fully implement them by early 2015. The principles do not address questions related to unlocking phones by third parties for bulk resale. See Letter from Senators Richard A. Blumenthal, Amy Klobuchar, Cory A. Booker, Mark R. Warner, and Edward J. Markey to Thomas E. Wheeler, FCC Chairman (April 29, 2014), www.blumenthal.senate.gov/download/letter- to-fcc-on-bulk-unlocking; Letter from Thomas E. Wheeler, FCC Chairman to Senator Richard A. Blumenthal (June 17, 2014), www.blumenthal.senate.gov/download/fcc-reply-to-bulk-unlocking-letter- from-sen-blumenthal. \4\See Consumer and Governmental Affairs Bureau, Consumer Guide: Mobile Phone and Device Unlocking FAQ's, Federal Communications Commission (Feb. 24, 2014), http://www.fcc.gov/ device-unlocking-faq (``Contact your mobile wireless service provider. Devices can be unlocked with unlock codes or other software updates provided to you by your provider. Some providers will complete the unlocking process in- store, others will unlock your device remotely and automatically.''). --------------------------------------------------------------------------- While it is not particularly difficult for a tech-savvy phone owner to unlock her device independently, it is possible that those who unlock their own devices to connect to their chosen network may violate Section 1201(a)(1) of the DMCA, which prohibits the circumvention of technological measures that control access to copyrighted works.\5\ Because of the availability of civil or criminal sanctions under the DMCA, consumers with a legitimate interest in unlocking their wireless devices may be afraid to do so. --------------------------------------------------------------------------- \5\17 U.S.C. 1201(a). --------------------------------------------------------------------------- From 2006 until 2012, because of an exemption granted by the Librarian of Congress pursuant to Section 1201(a)(1) of the DMCA, consumers had a guarantee that they were not breaking any laws when they unlocked their own cell phones simply in order to connect to their chosen network. The DMCA gives the Librarian of Congress the authority to conduct a triennial review process through which it may grant exemptions to anti- circumvention measures in Section 1201(a)(1). Beginning in 2006, the Librarian granted an exemption that allowed users to unlock their own cell phones in order to connect to their chosen network, provided that the carrier authorized the connection. The Librarian's exemption was narrowly focused on cell phones, which were then the dominant mobile digital devices on the market. The exemption was also granted by the Librarian in 2010.\6\ --------------------------------------------------------------------------- \6\See Exemption to Prohibition on Circumvention of Copyright Protection Systems for Access Control Technologies, 71 Fed. Reg. 68472 (Nov. 27, 2006); Exemption to Prohibition on Circumvention of Copyright Protection Systems for Access Control Technologies, 75 Fed. Reg. 43,825 (July 27, 2010). --------------------------------------------------------------------------- In its 2012 rulemaking, the Librarian chose not to recognize an ``unlocking'' exemption for new cell phones purchased after January 26, 2013, finding that an adequate record had not been established pursuant to the Librarian's de novo review requirement.\7\ The Librarian's decision prompted a strong public reaction: a ``We the People'' petition on the White House website opposing the Librarian's decision garnered over 110,000 signatures.\8\ On March 4, 2013, in response to the ``We the People'' petition, the White House said that it would ``support a range of approaches'' to permitting mobile phone unlocking.\9\ --------------------------------------------------------------------------- \7\See Exemption to Prohibition on Circumvention of Copyright Protection Systems for Access Control Technologies, 77 Fed. Reg. 65260 (Oct. 26, 2012); id. at 65266 (``[I]n light of carriers' current unlocking policies and the ready availability of new unlocked phones in the marketplace, the record did not support an exemption for newly purchased phones.''). \8\Make Unlocking Cell Phones Legal, The White House: We The People, https:// petitions.whitehouse.gov/petition/make-unlocking-cell- phones-legal/1g9KhZG7. \9\R. David Edelman, It's Time to Legalize Cell Phone Unlocking, The White House: We The People (March 4, 2013), https:// petitions.whitehouse.gov/response/its-time-legalize-cell-phone- unlocking. --------------------------------------------------------------------------- On March 11, 2013, Senators Leahy, Grassley, Franken, Lee, Hatch, and Klobuchar introduced the bipartisan Unlocking Consumer Choice and Wireless Competition Act, S. 517, to restore the exemption for cell phone unlocking that had been in effect in previous years. Senators Thune and Whitehouse were also cosponsors. Chairman Goodlatte subsequently introduced identical legislation in the House of Representatives, and the House passed a modified version of the legislation in February 2014 (H.R. 1123). B. PURPOSE OF THE LEGISLATION The Unlocking Consumer Choice and Competition Act, S. 517, ensures that individual consumers are not prevented from unlocking their phone for the legitimate purpose of connecting to a wireless network of their choice. While many network carriers already sell unlocked phones, or will unlock phones for consumers under the terms of their contracts, the Committee recognizes that many consumers want the ability to unlock their cell phones themselves--or receive assistance doing so--for purposes of connecting to a network of their choice. The exemption created by the Librarian of Congress from 2006-2012 permitted users to unlock their cell phones for this purpose without fear of penalties under the DMCA. The Unlocking Consumer Choice and Competition Act restores that exemption until the Librarian of Congress' next triennial rulemaking under the DMCA, promoting flexibility for consumers and enhancing competition in the wireless market. A further provision instructs the Librarian of Congress to consider, during its next rulemaking, whether to allow unlocking for wireless devices other than cell phones, such as tablets. The legislation provides two ways that cell phones may be unlocked, in addition to authorized unlocking by a device owner's wireless carrier. First, it restores the Library of Congress' 2010 exemption so that consumers may unlock their cell phones themselves in order to change carriers consistent with the terms of their contracts, provided that access to the chosen network is authorized. Second, the legislation ensures that cell phone owners who lack the technological understanding to unlock their phones can direct others to do the unlocking for them, solely to enable the owner or a family member to connect to a new wireless network. Neither of the methods for unlocking recognized by the legislation excuses owners from compliance with applicable service agreements they may have with the wireless carriers that service their phones. Such agreements may, for example, require fulfillment of an applicable postpaid service contract, device financing plan, or payment of an applicable early termination fee. Moreover, nothing in the bill permits third parties to unlock devices independently of the device owner's direction, or for a purpose other than allowing the owner or a family member to connect to a new wireless network. As the Librarian of Congress explained with respect to the scope of permissible commercial activity under the 2010 determination that is reinstated by the bill, ``the designation of this class will not benefit those who engage in the type of commercial activity that is at the heart of the objections of opponents of the proposed class: the `bulk resellers' who purchase new mobile phone handsets at subsidized prices and, without actually using them on the networks of the carriers who market those handsets, resell them for profit. The type of commercial activity that would be permitted would be the resale of used handsets after the owners of the handsets have used them and then given or sold them to somebody else, who then resells them just as a used bookstore sells used books.''\10\ --------------------------------------------------------------------------- \10\Exemption to Prohibition on Circumvention of Copyright Protection Systems for Access Control Technologies, 75 Fed. Reg. 43,825, 43,831-32 (July 27, 2010). --------------------------------------------------------------------------- The legislation also creates no new obligations for cell phone manufacturers or wireless carriers, such as how a carrier may choose to process unlocking requests or provide unlocking codes to third parties. Section 2(b) of S. 517 instructs the Librarian of Congress to consider, as part of its next triennial rulemaking under the DMCA, whether to allow unlocking for wireless devices other than cell phones, such as tablets, many of which may also be locked by carriers. This instruction acknowledges the growing importance of tablets and the potential for consumer harm if used tablets cannot be taken to a network of the consumer's choice, while respecting the independence and judgment of the Librarian of Congress and the rulemaking process established under existing law for exemptions to the anti-circumvention prohibitions of the DMCA. While there are larger ongoing debates about the scope and application of Section 1201 of the DMCA, as well as other aspects of phone unlocking, those issues are not addressed by the legislation, which makes no changes to Section 1201 of the DMCA. The bill respects the independence of the Library of Congress under existing law to conduct the triennial rulemakings set forth in Section 1201(a)(1) and does not alter the authority of the Librarian in future rulemakings. Instead, the legislation takes a narrow, targeted approach to protect consumers and promote competition in the wireless market by allowing consumers, and those acting at their direction, to transfer their phones to alternative providers as described in the bill. II. History of the Bill and Committee Consideration On March 11, 2013, Senators Leahy and Grassley introduced the Unlocking Consumer Choice and Wireless Competition Act. Senators Franken, Hatch, Lee, and Klobuchar were original cosponsors. The bill was referred to the Committee on the Judiciary. The bill was placed on the Committee's agenda on June 26, 2014. The Committee considered S. 517 on July 10, 2014. Senators Leahy and Grassley offered a substitute amendment which added a provision allowing consumers to seek help unlocking their devices from a third party. Senators Coons and Blumenthal were added as cosponsors of the bill during Committee consideration of the substitute amendment. The substitute amendment was accepted by a voice vote without objection. The Committee then voted to report the Unlocking Consumer Choice and Wireless Competition Act, with an amendment in the nature of a substitute, favorably to the Senate by voice vote. III. Section-by-Section Summary of the Bill Section 1--Short title This section provides that the legislation may be cited as the ``Unlocking Consumer Choice and Wireless Competition Act.'' Section 2--Repeal of Existing Rule and Additional Rulemaking by Librarian of Congress Subsection (a): This subsection repeals Paragraph (3) of 37 C.F.R. Sec. 201.40, as amended and revised by the Librarian of Congress on October 28, 2012 and replaces that text with the equivalent paragraph that was in effect on July 27, 2010.\11\ In so doing, the subsection repeals the Library of Congress' 2012 cell phone unlocking exemption, and reinstates the exemption that was granted pursuant to the triennial rulemaking conducted by the Librarian of Congress in 2010. The exemption created by the bill will remain in effect until the Library of Congress conducts its next triennial rulemaking and reaches a new decision on whether or not the record supports such an exemption. This subsection does not alter any other section of the Librarian of Congress' 2010 or 2012 rulemakings, nor does it alter the authority of the Librarian of Congress in future rulemakings. --------------------------------------------------------------------------- \11\Exemption to Prohibition on Circumvention of Copyright Protection Systems for Access Control Technologies, 75 Fed. Reg. 43,825 (July 27, 2010). --------------------------------------------------------------------------- Subsection (b): This subsection directs the Librarian of Congress to consider, as part of its next regularly scheduled, triennial rulemaking, whether to extend an unlocking exemption to ``other categor[ies] of wireless devices.'' The subsection instructs the Register of Copyrights to consult with the Assistant Secretary for Communications and Information at the Department of Commerce before presenting a recommendation on this matter to the Librarian of Congress, as is required under 17 U.S.C. Sec. 1201(a)(1)(C). The Librarian's determination shall be conducted as a part of and subject to the applicable rules governing the Librarian's triennial rulemaking under 17 U.S.C. Sec. 1201(a)(1). Subsection (c): Some consumers may find it challenging to unlock their devices. Accordingly, Subsection (c) allows owners of mobile devices to seek help unlocking their devices from a third party, and provides that they will likewise be able to do so under any future exemption applied to other wireless devices under Subsection (b), or future unlocking exemptions granted by the Librarian of Congress as described in Subsection (c)(2). In authorizing consumers to seek unlocking assistance, the Committee notes the limited circumstances under which phone or mobile device unlocking will occur. Unlocking a cell phone or other wireless device enables the device owner to connect his or her device to a wireless telephone network of his or her choice, and does not enable the device owner, or a third party on an owner's behalf, to engage in other activities that infringe copyrighted works. Unlike many other situations where an exemption from the circumvention prohibition may be sought or granted, unlocking a cell phone to connect to a wireless network typically does not facilitate copyright infringement. The ``direction of the owner'' extension is limited in scope. A person authorized by an exemption to unlock their wireless telephone handset or other wireless device may authorize a third party to unlock the device for them where: (1) the circumvention is done solely to connect to a wireless telecommunications network; (2) the person directing the act of circumvention is the owner of the device; (3) the person connecting to the new wireless network is either the owner of the device or a family member of the owner; and (4) access to the new wireless network is authorized by the operator of the network. This section does not authorize circumvention in order to enable other unauthorized or harmful actions, such as removing or impairing security features that limit access to personal data or by exposing copyrighted content in ways that enable copyright infringement. Nor does the ability to seek help from a third party to unlock a device alter the contractual relationship between a consumer and that consumer's wireless carrier. Directing a third party to unlock his or her device does not excuse a consumer from complying with his or her contractual obligations in any underlying service agreement. Subsection (d): This subsection sets forth two rules of construction to clarify and ensure that the legislation does not alter the scope of any party's rights under existing law, and that the legislation does not alter the authority of the Librarian of Congress under Section 1201(a)(1) to engage in the rulemaking process created by the DMCA. Nor does this bill affect the scope and applicability of other aspects of Section 1201, including the prohibitions of Sections 1201(a)(2) and 1201(b), which remain critical components of the DMCA. Subsection (e): This subsection defines terms that appear in the legislation. The terms ``commercial mobile data service'' and ``commercial mobile radio service'' are intended to cover what are typically known as data plans and voice plans. The terms ``wireless telephone handset'' and ``wireless device'' mean a handset or other device that operates on a wireless telecommunications network.'' Smartphones and wireless-enabled tablets are two examples of the types of the devices that are covered by these respective definitions. IV. Congressional Budget Office Cost Estimate The Committee sets forth, with respect to the bill, S.517, the following estimate and comparison prepared by the Director of the Congressional Budget Office under section 402 of the Congressional Budget Act of 1974: U.S. Congress, Congressional Budget Office, Washington, DC, July 17, 2014. Hon. Patrick J. Leahy, Chairman, Committee on the Judiciary, U.S. Senate, Washington, DC. Dear Mr. Chairman: The Congressional Budget Office has prepared the enclosed cost estimate for S. 517, the Unlocking Consumer Choice and Wireless Competition Act. If you wish further details on this estimate, we will be pleased to provide them. The CBO staff contact is Susan Willie. Sincerely, Douglas W. Elmendorf. Enclosure. S. 517--Unlocking Consumer Choice and Wireless Competition Act. CBO estimates that implementing S. 517 would have no significant effect on discretionary spending over the 2015-2019 period. Enacting S. 517 would not affect direct spending or revenues; therefore, pay-as-you-go procedures do not apply. S. 517 would repeal a rule published in October 2012 by the Librarian of Congress (LOC) that limited the ability of certain owners of wireless telephone handsets to ``unlock'' their phones, that is, to circumvent software protections that prevent the owner from connecting to a different wireless network. The bill would reinstate an earlier rule that provided broader authority to circumvent such protections. S. 517 also would direct the LOC to consider whether to extend that broader authority to other categories of wireless devices in addition to smartphones. Based on information from the LOC, CBO estimates that implementing the provisions of the bill would not have a significant effect on the agency's workload. S. 517 contains no intergovernmental mandates as defined in the Unfunded Mandates Reform Act (UMRA) and would not affect the budgets of state, local, or tribal governments. S. 517 would impose a private-sector mandate by eliminating an existing right of action for wireless carriers (and others), who are currently able to pursue legal action against those who, without permission, circumvent the access controls on certain wireless telephone handsets. The cost of the mandate would be the forgone net value of settlements and damages in such cases. A search of the literature suggests that few, if any, of those types of lawsuits have been brought against individual consumers. Because such claims would probably be uncommon in the future and the damage awards allowed in such cases would be relatively small, CBO estimates that the cost of this mandate would be small and fall below the annual threshold established in UMRA for private-sector mandate ($152 million in 2014, adjusted annually for inflation). If the Librarian of Congress decides to broaden the exemption allowed under the bill to cover other types of mobile devices, such an action would eliminate additional rights of action. The cost of that expansion would depend on what devices the Librarian would include under the exemption and the forgone net value of settlements and damages. CBO has no basis to estimate the cost of such mandates as it would depend on the regulatory actions taken by the Librarian. On November 5, 2013, CBO transmitted a cost estimate for H.R. 1123, the Unlocking Consumer Choice and Wireless Competition Act, as ordered reported by the House Committee on the Judiciary on July 31, 2013. The provisions of both pieces of legislation are similar, as are the CBO cost estimates. The CBO staff contacts for this estimate are Susan Willie (for federal costs) and Marin Burnett (for the private-sector impact). The estimate was approved by Theresa Gullo, Deputy Assistant Director for Budget Analysis. V. Regulatory Impact Evaluation In compliance with subsection (b) of paragraph 11 of rule XXVI of the Standing Rules of the Senate, it is hereby stated that the passage of S. 517 will require the Librarian of Congress to make a determination concerning an exemption for wireless devices other than cell phones during its next triennial rulemaking conducted pursuant to 17 U.S.C. 1201(a). The Committee finds that no significant regulatory impact will otherwise result from the enactment of S. 517. VI. Conclusion The Unlocking Consumer Choice and Wireless Competition Act will ensure that consumers will be able to take their cell phones with them to the network of their choice after satisfying their contracts without violating the copyright laws. VII. Changes to Existing Law Made by the Bill, as Reported Pursuant to paragraph 12 of rule XXVI of the Standing Rules of the Senate, the Committee finds no changes in existing law made by S. 517, as ordered reported.


text:
Terms and Conditions (Business Customers Only)
1. Definitions
a. 'DS' means Direct Solutions, the trading name of I T Solution Services Limited (Co. Reg. No. 04154363) having its registered office at 7 Faraday Close,Oakwood Industrial Estate, Clacton-on-Sea, Essex, CO15 4TR.
b. 'Customer' means the party contracting with DS to acquire the goods and services supplied under these terms and conditions.
c. 'Carrier' means the postal carrier nominated by the Customer to distribute the customer's mailshots and other items.
d. 'Direct Mailing' means DS's service of printing and delivering to the Customer's chosen carrier mailshots and other items.
e. 'Electronic File' means any text, illustration or other matter supplied or produced by DS or the Customer in digitised form on disc, through a modem, or by ISDN or any other communication link.
f. 'Insolvency' means the Customer is in a position where it is unable to pay its debts or has a winding up petition issued against it or has a receiver, administrator or administrative receiver appointed to it or being a person who commits an act of bankruptcy or has a bankruptcy petition issued against him.
g. 'Intermediates' means all products produced during the manufacturing process (including non-exhaustively discs, film, plates, intellectual property).
h. 'Periodical Publications' means publications produced at (normally regular) intervals.
i. 'Preliminary Work' means all work done in the concept and preparatory stages, (including contract design, artwork, colour matching).
j. "Work" means all goods (by way of intermediate or finished product) and services supplied by DSL to the Customer.
2. Payment
a. Estimates are based on DS's current costs of product (and unless otherwise agreed in writing are subject to amendment to meet any rise or fall in such costs that have taken place by the time of delivery).
b. Estimates are given exclusive of VAT and DS reserves the right to charge and the Customer will pay any VAT or other tax payable.
c. All work carried out will be charged for. This includes all Preliminary Work whether or not the Customer agrees to that work being taken forward to production.
d. Any additional work required of DS by reason of the Customer supplying inadequate copy, incomplete or incorrect instructions or insufficient materials, or late delivery of the same will be charged for.
e. Payment will become due 14 days after date of invoice . (DS at its absolute discretion, may ask for part or full payment in advance of starting the Work). Postage for Direct Mailing must be paid for in advance of collection of the Work by the Carrier.
f. If any item(s) remain unpaid by the due date interest will be charged, in accordance with the Late Payment of Commercial Debts (Interest) Act 1998. In addition, all invoices will become due and payable immediately and will be treated as overdue items, with appropriate charges applied and all costs reasonably incurred in collecting the debt payable by the Customer.
g. Unless otherwise agreed in writing, the price of the Work will be "ex-works" and delivery will be charged extra.
h. Should the Work be suspended or delayed by the Customer for any reason DS will be entitled to charge for storage and for loss of or wastage of resources that cannot otherwise be used.
i. Should the suspension or delay in 2(h) above extend beyond 30 days DS will be entitled to immediate payment for work already carried out, materials specially ordered and any other additional costs.
3. Credit Facilities
Where credit facilities are granted DS reserves the right to withdraw them at any time, without having to give reasons and, in such a case, all outstanding invoices become due and payable immediately.
4. Delivery
a. Delivery of the Work shall be accepted when tendered.
b. Unless otherwise agreed in writing completion and delivery times are a guide only. Whilst DS will make every effort to adhere to proposed timescales, time is not of the essence in any contract with the Customer.
c. Unless otherwise agreed in writing (in which case an extra charge may be made) delivery will be to kerbside at the Customer's address and the Customer will make arrangements for off-loading and for any additional transportation to its storage facility.
d. Subject to any agreement under 4(c) above, delivery involving difficult access and/or unreasonable distance from vehicular access will entitle DS to make an extra charge to reflect its extra costs.
e. Should expedited delivery be agreed DS will be entitled to make an extra charge to cover any overtime or any other additional costs.
5. Materials supplied or specified by the Customer
5.1 Electronic Files
a. It is the Customer's responsibility to maintain a copy of any original Electronic File provided by the Customer.
b. DS shall not be responsible for checking the accuracy of data supplied, from an Electronic File unless otherwise agreed in writing.
c. Without prejudice to clause 5.2(b), if an Electronic File is not suitable for outputting on equipment normally adequate for such purposes without adjustment or other corrective action DS may make a charge for any resulting additional cost incurred or may reject the file without prejudice to its rights to payment for work done/material purchased
5.2 Other material
a. Materials owned by the Customer and supplied to DS for the production of electronic files and the like shall remain the Customer's exclusive property. However where the content is generated by DS, DS may, in order to protect its intellectual property rights and at its absolute discretion replace such material with unused material of a similar or better quality.
b. DS may reject any discs, electronic files or other materials supplied or specified by the Customer which appear to it to be unsuitable for the purpose intended. Additional cost incurred if materials are found to be unsuitable during production may be charged except that if the whole or any part of such additional cost could have been avoided but for unreasonable delay by DS in ascertaining the unsuitability of the materials then that amount shall not be charged to the Customer.
c. Without prejudice to clause 5.2. b where materials are so supplied or specified, and DS advises the Customer, and the Customer instructs DS in writing to proceed anyway, DS will use reasonable endeavours to secure the best results, but will have no liability for the quality of the end-product(s).
d. Quantities of materials supplied are to be adequate to cover normal spoilage. Any costs incurred as a result of shortages, including re-starting jobs, duplicating masters etc will be charged in addition to the estimated price.
5.3 Risk and storage
a. Customer's property and all property supplied to DS by or on behalf of the Customer shall while it is in the possession of DS or in transit to or from the Customer be deemed be at the Customer's risk unless otherwise agreed in writing and the Customer should insure accordingly.
b. DS will be entitled to make a reasonable charge for the storage of any Customer's property left with DS before receipt of the order or after notification to the Customer of completion of the work.
5.4. Finished Goods
a. The risk in the Work and all goods delivered in connection with the Work will pass to the Customer on delivery to the Customer or (in the case of Direct Mailing to the Carrier) and the Customer should insure accordingly.
b. On completion of the Work, DS will store the Customer's materials and Work for a maximum of one month , after which time they will be destroyed without further notice or returned to the Customer at DS's option.
6. Materials and equipment supplied by DS
a. Materials owned by DS and used in the production of intermediates, electronic files and other production processes, together with items thereby produced, will remain DS's exclusive property.
b. Discs, electronic files and other work will be destroyed immediately the order is executed unless written arrangements are made to the contrary. In the latter event, storage shall be charged.
c. DS will not be obliged to download any digital data from its equipment or supply the same to the Customer on disc, tape or by any communication link.
7. Retention of Title
a. The Work remains the property of DS until the Customer has paid for it and discharged all other debts owing to DS.
b. If the Customer becomes subject to Insolvency and the Work has not been paid for in full DS may take the goods back, and if necessary, enter the Customer's premises to do so, or to inspect and/or label the goods so as to identify them clearly.
c. If the Customer sells the goods before they have been paid for in full he shall hold the proceeds of sale in trust for DS in a separate account until any sum owing to DS has been discharged from such proceeds.
d. Where the Customer is in breach of these Terms or performs any act of bankruptcy or Insolvency DS reserves the right to approach the Customer's own customer and to offer the Work directly to them, notwithstanding the fact that this will involve advising the Customer's own customer that the Customer is in breach or in default.
8. Proofs and variations
a. DS will incur no liability for any errors not corrected by the Customer where the Customer has been provided with proofs. The Customer's alterations and additional proofs necessitated thereby will be charged extra. When style, type or layout is left to DS's judgement, changes therefrom made by the Customer will be charged extra.
b. Where the Customer specifically waives any requirement to examine proofs DS is indemnified by the Customer against any and all errors in the finished Work.
c. Colour proofs. Due to differences in equipment, paper, inks and other conditions between colour proofing and production runs, a reasonable variation in colour between colour proofs and the completed job will be deemed acceptable unless otherwise agreed in writing.
d. Variations in quantity. Every endeavour will be made to deliver the correct quantity ordered, but estimates are conditional upon margins of 5 per cent for work being allowed for overs and unders the same to be charged or deducted, unless otherwise agreed in writing.
9. Claims and Liability
9.1 Claims
a. Advice of damage, delay or loss of goods in transit or of non-delivery must be given in writing to DS and any carrier within three clear days of delivery (or, in the case of non-delivery, within 3 days of notification of despatch of the goods) and any claim in respect thereof must be made in writing to DS and the carrier within seven clear days of delivery (or in the case of non-delivery, within 7 days of notification of despatch). All other claims must be made in writing to DS within 14 days of delivery. DS will not be liable in respect of any claim unless these requirements have been complied with except in any particular case where the Customer proves that (i) it was not possible to comply with the requirements and (ii) the claim was made as soon as reasonably possible.
b. If the Work is defective so that the Customer may in law reject it, the rejection must take place within 7 days of delivery of the goods, failing which the Customer will be deemed to have accepted the Work. c. In the event of all or any claims or rejections DS reserves the right to inspect the Work within seven days of the claim or rejection being notified.
9.2 Liability
a. So far as is permitted by law where Work is defective for any reason, including negligence, DS's liability (if any) will be limited to rectifying such defect, or crediting the value against any invoice raised in respect of the Work.
b. Where DS perform its obligations to rectify defective work under this condition DS shall not be liable for indirect loss, consequential loss or third party claims occasioned by defective Work and the Customer shall not be entitled to any further claim in respect of the Work nor shall the Customer be entitled to repudiate the contract, refuse to pay for the work or cancel further deliveries.
c. Defective Work must be returned to DS before replacement or credits can be issued. If the subject Work is not available to DS, DS will hold that the Customer has accepted the Work and no credits or replacement Work will be provided.
d. DS shall not be liable for indirect loss, consequential loss or third party claims occasioned by delay in completing the work or for any loss to the Customer arising from delay in transit, whether as a result of DS's negligence or otherwise.
e. Where DS offers to replace defective Work the Customer must accept such an offer unless he can show clear cause for refusing so to do. If the Customer opts to have the work re-done by any third party without reference to DS the Customer automatically revokes his right to any remedy from DS, including but not exclusively the right to a credit in respect of Work done by DS.
f. Where the Work will be forwarded by or on behalf of the Customer to a third party for further processing the Customer will be deemed to have inspected and approved the Work prior to forwarding and DS accepts no liability for claims arising subsequent to the third party's processing.
g. DS reserves the right to reject any work forwarded to it after initial processing by a third party as soon as is reasonably practicable without processing the work any further. Should the Customer require DS notwithstanding to continue, then DS is only obliged to do so after confirmation from the Customer in writing.
h. Nothing in these conditions excludes DS's liability for death or personal injury as a result of its negligence.
10. Insolvency Without prejudice to other remedies, if the Customer becomes insolvent, DS will have the right not to proceed further with the contract or any work for the Customer and will be entitled to charge for work already carried out (whether completed or not) and materials purchased for the Customer, such charge to be an immediate debt due to it. Any unpaid invoices shall become immediately due for payment.
11. General Lien Without prejudice to other remedies, in respect of all unpaid debts due from the Customer DS shall have a general lien on all goods and property of or provided by the Customer in its possession (whether worked on or not) and will be entitled on the expiration of 14 days' notice to dispose of such goods or property as agent for the Customer in such manner and at such price as it thinks fit and to apply the proceeds towards such debts, and shall when accounting to the Customer for any balance remaining be discharged from all liability in respect of such goods or property.
12. Illegal matter
a. DS shall not be required to print any matter which in its opinion is or may be of an illegal or defamatory nature or an infringement of the proprietary or other rights of any third party.
b. The Customer shall indemnify DS in respect of any claims, costs and expenses arising out of the printing by DS for the Customer of any illegal or unlawful matter including matter which is defamatory or infringes copyright, patent, design or any other proprietary or personal rights. The indemnity shall include (without limitation) any amounts paid on legal advice in settlement of any claim that any matter is defamatory or such an infringement. 13. Periodical publications A contract for the printing and/or mailing of a periodical publication may not be terminated by either party unless 13 weeks' notice in writing is given in the case of periodicals produced monthly or more frequently or 26 weeks' notice in writing is given in the case of other periodicals. Notice must be given after completion of work on any one issue. Nevertheless DS may terminate any such contract forthwith should any sum due thereunder remain unpaid.
14. Force majeure DS shall be under no liability if it is unable to carry out any provision of the contract for any reason beyond its reasonable control including (without limiting the foregoing): Act of God; legislation; war; fire; flood; drought; inadequacy or unsuitability of any instructions, electronic file or other data or materials supplied by the Customer; failure of power supply; lock-out; strike or other action taken by employees in contemplation or furtherance of a dispute; or owing to any inability to produce materials required for the performance of the contract. During the continuance of such a contingency the Customer may by written notice to DS elect to terminate the contract and pay for work done and materials used, but subject thereto shall otherwise accept delivery when available.
15. Data Protection
a. The Customer is hereby notified that DS may transfer personal information about the Customer to a Credit Agency in circumstances arising under Clause 2(f) above.
b. DS will hold details on the Customer for administration and marketing purposes only. Data received from the Customer for production of the Work will be used and handled only for that purpose and will be destroyed by DSL on completion of the job.
16. Law of Contract These conditions and all other express and implied terms of the contract shall be governed and construed in accordance with the laws of England and the parties agree to submit to the jurisdiction of the courts of England and Wales.
17. Notices All specifications and notices relied on by either party and all variations of this agreement must be in writing and include a duly authorised signature.
18. Severability All clauses and sub-clauses of this Agreement are severable and if any clause or identifiable part thereof is held to be unenforceable by any court of competent jurisdiction then such enforceability shall not affect the enforceability of the remaining provisions or identifiable parts thereof in these Terms and Conditions.
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Oakwood Industrial Estate
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Company Registration: 4154363
© Copyright 2020 IT Solutions Services Ltd T/A The DS Group
The DS Group
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About Us | Contact Us | News
Company Registration: 4154363
© Copyright 2020 IT Solutions Services Ltd T/A The DS Group


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Trustworthy Repair, Service, and Installation
Residential pools and in-ground spas offer year-round fun, excitement, and enjoyment. To ensure your pool is ready for use, let our team at Clark County Pool & Lawn Service, Inc. inspect and repair your pool equipment and heater. We are committed to honesty and will never suggest you purchase new equipment unless it is an absolute necessity for your Las Vegas pool.
The following represents a sample of the pool equipment we service:
- Chlorinator repair and replacement
- Chlorinated pool system repair and replacement
- Heater repair and replacement
- Pool and spa light repair
- Drains, acid washes, and bead blasting
- Filter repair and replacement
- Pool pump and motor repair
Here, at Clark County Pool & Lawn Service, Inc., we are dedicated to ensuring we meet your full satisfaction. We utilize our extensive pool repair knowledge and experience with each job we perform and look forward to being able to demonstrate our skills to you. Give us a call at 702.362.8295 to schedule an appointment with us today.
Pool Equipment & Heater Repair
Pool Maintenance & Pool Clean Ups
Landscape & Irrigation Repair
Contact Us Today
Why Choose Us:
On staff repairmen with over 35 years experience
Full service pool equipment repair including heaters
Full service landscape irrigation repair
No service contracts
Specializing in residential pools and equipment


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Britain's Empty Homes
Jules presented and helped develop the first two series of this groundbreaking property show for BBC Daytime. Over the course of 40 episodes, Jules was tasked with introducing would-be owners to the challenges involved in renovating a selection of the estimated 1 million empty properties in Britain.
Drawing on his passion for property and hands on experience of renovation, Jules shared his characteristic enthusiasm and insight with those tackling Britain's Empty Homes.


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Business Today speaks with Brijesh Mehra, Country Executive (India), RBS, on the bank's strategy in India, its expansion plans and more. Edited excerpts -
Q: What has been your strategy in India?
A: In India, we have been pursuing a cross-border wholesale bank strategy since February 2009. This strategy was reiterated by our new Chief Executive, Ross McEwan, in February 2014 after a periodic review of the bank's strategy. So we help our clients raise money from the market and through our own balance sheet, we help administer and manage their money flows and advise them on managing the risks in their balance sheet across various asset classes.
Q: What is the core of the strategy?
A: Core to this international strategy is our focus on the UK India trade and investment flow agenda, which plays to our natural strengths of being the largest bank in the UK by many metrics and a meaningful foreign bank player in India. We are encouraged by the new majority government and a more benign international economic scenario. We expect that this trade and investment flow agenda will bring incremental investment not only from the UK but also from the rest of the world. As a bank with a cross-border international agenda and one of the largest networks in the world we believe we are in a good position to aid the growth of the economic activity in India.
Q: What has worked for you?
A: We continue to be focused on our strategy. We never went into the market-share game but focused on the satisfaction of our chosen clients by providing them the right advice and products from a long-term trusted partner outlook. Whatever we have achieved here has been entirely due to the faith our clients have reposed on us, the support of regulators and the government bodies and, most importantly, a highly-committed team.
Q: What is your strategy for the year 2014/15?
A: Our strategy is a continuation of what it has been since 2012. As mentioned above the core strategy was set in place in 2009 (and reaffirmed in 2014). We will serve clients through our international cross-border network. We follow our clients.
Q: A little bit about your other business?
A: In India we run a liabilities-focussed, digitally-intensive retail business as well. Here we are trying to use technology to differentiate ourselves. So far the results have been encouraging. This new shift in retail is only nine months old, but we're very happy with what we've seen so far.
Q: How has your asset quality been?
A: In the banking sector, the asset quality has come under stress due to sluggish economy growth. We, as part of the Indian banking system and as part of RBS India, have not been completely immune to that but I think a mixture of picking the right sectors, the right clients, working with clients in stress situations to help them navigate difficult economic situations have improved our NPA position.
Q: How do you work on keeping away NPAs?
A: For a client there are two primary things that we look for. One is intent to repay, and the other is the ability to pay. Because of that approach, that philosophy, I think we have had a relatively benign year (2013/14) in terms of the NPA situation and our outlook for 2014/15 is similar. Intent comes from market reputation, the amount of "skin in the game" a client has, how much equity they put in, past track record and their reputation, their values; so a whole bunch of factors are looked at before we take exposure on a client. The second thing is the ability to repay. We do not believe there are good sectors and bad sectors. We think that in each sector there are winners. Clearly, the skill lies in picking the winners in each sector.


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The Uniroyal brand
Consult the Uniroyal guide and compare Uniroyal tyres, prices, info, contact details, and news on rezulteo.
What is Uniroyal?
The Uniroyal tyre brand in Europe has been part of Continental AG since 1979.
From a mere factory of rubber by-products founded by Mr. Englebert more than 130 years ago, Uniroyal has become a world-class tyre manufacturer.
1958: Englebert merged with an American partner into Uniroyal Englebert Deutschland AG.
The "rain tyre" concept was introduced in 1969.
The Uniroyal tyre range
Options available for car, SUV, van vehicles.
Where to buy Uniroyal tyres?
Ford, Toyota, Volkswagen, eiretyres.com, oponeo.ie…
Content is provided for informational purposes. It is nonexhaustive and noncontractual. To find out more click here.


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Retirees, military officers and federal workers who don't like to get caught up in politics might suddenly have a reason to care. Congress has until early November to compromise on raising the debt ceiling, or they might not get paid.
Since March, the U.S. Treasury has been using extraordinary measures to stay under the borrowing threshold, waiting for lawmakers to increase it. The debt limit needs to be lifted by Nov. 3, two days earlier than previously estimated, Treasury Secretary Jacob Lew warned Thursday. After that, the Treasury will be left with less than $30 billion of cash on hand, he said.
Latest U.S. Government & Politics
Analysts at the Bipartisan Policy Center in Washington and Jefferies Group LLC in New York estimated in a report Wednesday, before Lew's latest projection, that as early as Nov. 10 the Treasury's account might run completely dry. Then, incoming revenue will be enough to cover about 69 percent of the government's expenses, according to the Bipartisan Policy Center.
The largest outlays include payments of about $14 billion each for Social Security on Nov. 10, 18 and 25; $2.7 billion in military pay on Nov. 16; and a total of $4.7 billion in federal salaries on Nov. 20 and 23. The Treasury might have to prioritize, paying only some bills on time, the center said.
The debt limit has already impacted the financial markets, as the Treasury lowered the supply of some short-term securities to stay under the threshold.
The latest sale of the four-week bills came with a minor glitch which caused the delay in the results and triggered investors' concerns about the future auctions.
"Things are going to get hairy around this debt ceiling," said Thomas Simons, a Jefferies government-debt economist in New York.


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Air Malta in discussions for Airbus flight academy
Delegation to Toulouse holds discussions for potential collaboration between Air Malta and Airbus
Discussions were held on a number of potential initiatives with Airbus with a delegation from Air Malta led by tourism minister Konrad Mizzi.
One of the potential initiatives discussed was the development of a flight academy to be set up by Air Malta with the support of Airbus to offer different training courses for pilots. This initiative is being proposed by Air Malta after the airline trained 20 cadet pilots for Qatar Airways.
Airbus provided a production update on the delivery of two new A320neo aircraft which will be joining Air Malta's fleet in the first half of 2019. The brand new aircraft will replace existing A320ceo aircraft as part of Air Malta's fleet replacement programme.
Talks were also held on cost-effective technicam options which will be available to Air Malta to launch long-haul routes.
Mizzi said Air Malta will be planning new routes in line with its growth strategy, to position itself as the airline of the Mediterranean to connect Europe with Africa, the Middle East, and beyond.


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One fire engine and one fire rescue unit and 10 firefighters were called to house collapse on Sumatra Road in Hampstead.
There was a total collapse of the two storey property from the roof to basement level. Ten people were evacuated from neighbouring properties. There were no reports of any injuries.
Firefighters made the scene safe and worked with the local authority's structural engineer.
The Brigade was called at 1206 and the incident was over by 1446. Fire crews from West Hampstead and Battersea fire stations attended the scene.


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How to Cut Back Rock Roses
Rock roses (Cistus albidus) are evergreen shrubs that typically grow 1 to 3 feet tall. They grow well in areas with well-drained soil and full sun exposure, and are hardy in U.S. Department of Agriculture plant hardiness zones 8 through 10. They adapt well to varying soil types -- even poor soil -- and are drought-tolerant. These profusely blooming shrubs frequently are grown in gardens that are designed to use little water, since they need minimal supplemental watering. Once rock roses are established, they need minimal care.
Sharpen your pruning shears and brush them off to remove any debris. Place them in a container filled with a disinfecting solution, such as 1 part bleach plus three parts of water or equal parts of water and 70 percent isopropyl rubbing alcohol. Soak the tool for five minutes or longer and allow it to air dry.
Cut back the rock rose's stem by about 2/3 after planting it. This helps encourage the rock rose to grow bushier and fuller. Make the cuts slightly angled to prevent water from pooling on the pruned area, which can delay healing.
Prune young plants annually in spring, just before they begin growing. Start by examining the plant to identify and remove any dead, broken or crossing stems. Then, lightly trim the growth from the prior year to shape the shrub and stimulate growth. This type of pruning, known as pinching, removes the tender part of the stem before it becomes woody.
Remove dead, damaged branches on mature shrubs every spring. Lightly trim the shrubs, removing tender new growth from the year before to maintain shaping and a neat appearance. Avoid heavy pruning of older plants, since rock roses do not tolerate pruning once they have matured.
- Disinfect pruning tools before pruning any plants and after cutting any limbs that show signs of disease. This helps prevent spreading disease organisms to healthy branches or to other plants.
- Plant rock rose shrubs in areas that are large enough to accommodate their projected mature size. This eliminates the need to prune plants just to maintain a small size.
- Avoid overwatering these plants. According to San Marcos Growers, rock roses that are only watered occasionally during summer tend to live longer than the projected lifespan of 8 to 10 years.
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