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Lars Larson
12:00pm - 3:00pm
Listen Live
2014-06-02 09:36:00
Lori Raab
(Tillamook, OR) — Governor Kitzhaber today applauded the Obama administration's new proposal to reduce carbon pollution from existing power plants, calling it a welcome sign that the federal government is stepping up in the fight against climate change. The U.S. Environmental Protection Agency (EPA) will administer the new rule under Section 111(d) of the federal Clean Air Act.
"President Obama and EPA Administrator Gina McCarthy are to be congratulated for accelerating a national response to the costs and risks of climate change," said Governor Kitzhaber. "Oregon is already experiencing the impacts of climate change, from ocean acidification and dead zones offshore to rampant wildfires last summer that cost more than $120 million. This bold step will protect the health of citizens across the country while supporting the growing energy efficiency and renewable energy economy on the West Coast."
The Governor praised the proposal's emphasis on giving states flexibility to build on programs and partnerships that are already protecting public health, saving consumers money, and spurring innovation in cleaner, safer energy. "I am particularly pleased to see the Administration recognize the important role of regional partnerships, such as the Pacific Coast Collaborative, in meeting the objectives of this new effort to curb carbon pollution," he said. Last year, Oregon joined with Washington, California, and British Columbia to sign the Pacific Coast Collaborative Plan on Climate and Energy, which aligns regional carbon reduction policies while supporting the growth of clean energy.
The Obama Administration announcement comes just over a week after EPA Administrator McCarthy met with Governor Kitzhaber and other elected officials at a roundtable in Portland. At the meeting, the Governor discussed state and local efforts to develop strategies to conserve energy, improve appliance standards, and promote renewable energy. In the last year, Oregon has passed legislation supporting the state's 10-Year Energy Action Plan and moved to fully implement the Clean Fuels Program, which reduces the carbon content of transportation fuels.
Related Link:
Pacific Coast Action Plan on Climate and Energy
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What Is A Website Teardown?
A website teardown is a digital marketing term that defines the process of analyzing a website, pointing out its faults, and improving it to be more competitive in its designated niche.
What Is the Teardown Experiment?
Teardown Experiment is an exercise in website teardowns for small businesses' websites in different industries. I created this Teardown Experiment to help small business owners understand SEO for their local business. I selected three real websites at random using Google's Search Engine Results Page that could use some improvements to help them compete. I'm not associated with any of the websites we select.
[Read more…] about Teardown Experiment: Kansas Roofing Companies

subset: commoncrawl


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3:30 pm–4:30 pm
Shelley Ballard, Attorney, Ballard Desai & Miller
This workshop will present an overview of the domestic adoption process, both agency and private, and will address locating a child, costs, avoiding scams, openness, the interstate process, the Indian Child Welfare Act, birth father rights, the Putative Father Registry, insurance coverage, reproductive options (egg, sperm, and embryo donation as well as surrogacy) and recent changes to adoption law.
Shelley Ballard is an adoptive parent and attorney at Ballard Desai & Miller (www.familybuildinglaw.com) who practices only adoption and reproductive technology law. She is a fellow of AAAA and AAARTA, guardian ad litem for children in Cook County Adoption Court, and adjunct professor at Loyola Law School and is recognized as a top lawyer by the Leading Lawyers Network.
Todd Ochs, MD, Ravenswood Pediatrics
It seems like adoptive parents are being forced into the special needs queue, both domestically and internationally – or is it that all children in the adoption queue are really special needs children? How can we look at potential needs and figure out whether we can parent a particular child?
Todd Ochs, MD, of Ravenswood Pediatrics (www.ravenswoodpediatrics.com) has been a general pediatrician in Chicago since 1984. He began working with adoptive families in 1997, during the adoption of his first Chinese daughter. Since then, he has seen over a thousand internationally adopted children in his practice and adoption clinic and has adopted three more special needs daughters from China. Todd has spoken on international adoption both nationally and globally and has advocated for adopted and fostered children with public and private schools concerning adoption health and mental health issues, including fetal alcohol spectrum disorder.
Kathryn Herrera, LCSW & Daiva Piscikaite, MSW, Catholic Charities of the Archdiocese of Chicago
This session will provide foster and adoptive parents a framework to better understand how trauma impacts the chemistry of a child's developing brain and how they can help meet the complex needs of children who have experienced loss, neglect, abuse, or other traumatic events. Suggestions for changes that can be implemented at home will include a general overview of Trust-Based Relational Interventions® (TBRI®), an attachment-centered, trauma-informed intervention specifically designed for children who come from the "hard places" of maltreatment, abuse, neglect, multiple home placements, and violence. Participants will also be encouraged to advocate for more trauma-informed school settings and will learn about some of the evidence-based clinical treatment modalities that have been found effective for children and adolescents.
Kelvin Gott, Consultant
Self-concept determines everything your child will try and most of his or her success in school, society, and life. The proper use of chores has major influence on the development of a strong self-concept and is vital to the growth of your child. This presentation teaches you how to do it.
Kelvin Gott is a dynamic speaker and consultant sharing stories from his 35-year teaching career and the experiences of parents he has consulted in his more than 400 presentations all around the Midwest. His insights into parenting, and now grandparenting, will make you laugh while they introduce you to the science and art of raising a healthy and powerful child from infancy through adolescence. A father of four girls and grandfather to 3.6, Kel has been married for 32 years and has taught, coached, and mentored for 35 years. He is a trained instructor in Parenting With Love and Logic.
Jenilyn Gilbert, Owner, One Way or A Mother
From your first appointment to the finalization of your adoption, this workshop identifies mindful strategies for adoptive parents to gracefully navigate the entire adoption process. Tools will be shared on how to look beyond the logistical marathon of papers, trainings, and appointments to the emotional journey within. A group meditation will be facilitated along with creative solutions on how to best care for yourself along the way.
Jenilyn Gilbert, owner of One Way or A Mother (www.onewayoramother.com), is a licensed clinical social worker, certified yoga instructor, and newly adoptive mother. She is an independent consultant who provides coaching services focused on fertility and adoption using mindfulness techniques. She also leads fertility and adoption support groups along with seasonal yoga workshops.
Carmen Knight, MS, MFT, Adoption Counselor & Liesl Einerson, LCSW, Adoption Therapist, The Cradle
Whether you are somewhere in the adoption process or already parenting, this workshop is for you. You will gain insight and applicable resources to help navigate the complex relationships between siblings, whether they are birth or adoptive. Presenters will share their professional and personal experiences of being a sibling through adoption. They will share why it is important to maintain sibling connections and suggest how to navigate some of the challenges you might encounter. They will also explore family relationship dynamics with transitioning a new child into the family. There will be a Q&A at the end of the workshop.


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Statistical Highlights from the Super Eight match of the ICC World Twenty20 between South Africa and New Zealand, played in Bridegetown, Barbados, on Thursday.
# South Africa's 170 for 4 is their highest total against New Zealand in Twenty20 Internationals, bettering the 158 for four in Durban on September 19, 2007.
# New Zealand's 157 for seven is also their highest total against South Africa in the ICC World Twenty20, outstripping the 153 for eight at Durban on September 19, 2007.
# Albie Morkel and AB de Villiers put on 72 for the fourth wicket - South Africa's highest partnership in Twenty20 Internationals.
# Morne Morkel has claimed 15 wickets at 14.80 runs apiece in nine games - the highest for South Africa in ICC World Twenty20.
# Jacques Kallis, during the course of his innings (31 off 26 balls), completed 400 runs in Twenty20 Internationals, aggregating 426 (avg 35.50) in 13 matches.
# Kallis's tally of 138 (avg .46.00) is the highest for South Africa in the 2010 competition of the ICC World Twenty20.
# Herschelle Gibbs became the second fielder after AB de Villiers to take three catches in an innings for South Africa in ICC World Twenty20.
# Gibbs (30 off 24 balls) registered his highest innings against New Zealand in Twenty20 Internationals.
# Eleven sixes were registered in South Africa's total of 170 for four - their best sixes tally against New Zealand.
# AB de Villiers, with his unbeaten 47 off 39 balls, took his aggregate in Twenty20 Internationals to 491 at an average of 25.84 in 26 matches - the second highest for South Africa, next only to Graeme Smith (719).
# Albie Morkel (40 of 18 balls) was adjudged the Man of the Match for the second time in Twenty20 Internationals for recording his highest score against New Zealand.
# Albie Morkel posted five sixes in an innings for the first time in his Twenty20 International career.
# South Africa's 13-run victory is their fourth in a row against New Zealand. They have recorded four wins out of five against New Zealand in Twenty20 Internationals.
# South Africa, with their 11th win in 14 games, have equalled Pakistan's tally in the ICC World Twenty20. Their success rate of 78.57 is the highest by any team in the ICC World Twenty20.


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Probably, most of you have heard of this great news in Facebook or on any social media sites. But if you still didn't know, I am telling, don't miss it!
Warehouse Sale was like left and right (you know what I mean). I am always on the look out of the S-A-L-E, most especially the WAREHOUSE SALE. If only I had a lot of penny right now, I probably catch all the Sale! If only I could ask my boss right know if I could have my bonus right away, I would! :)
But anyway, let's go back to the topic. We love reading! Most especially my children. They love to read a lot! Kahit paulit-ulit na! Hindi sila magsasawa. So when I heard of this, I was so like "Bes, let's go this weekend!!" (Bes is what I call to my hubby. Tawagan na namin yun kahit pa nung boyfriend/girlfriend pa lang kami. lols) I want to catch all the good books.
We went here last year. Check out my blog here.
What I like about this was the Book Buffet Box all you can for only 799 pesos!
|My little girl was so excited!
, by momsventure


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This section provides details about the Government Communication Strategy adopted by the Government Communication Department at MoF, as well as its objectives and priorities aimed to developing effective government communication programmes that support the ministry's vision.
It also offers information on the Government Communication Department and its tasks which include several information activities and the development of effective communication tools. Through this section, you can also learn about the two divisions of the Government Communication Department; one for coordination and follow-up, the other for partnership relations, social responsibility and happiness.
Communication Strategy
Media Contact
Visits last updated:
Page last updated on:
Best view with screen resolution of
1280 × 1024
Supports the following browsers:
Internet Explorer 11+, Firefox 23+, Chrome 35+, Safari 8+


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Every day, 15 free games on the Games!
Once you have registered, you will have 15 free games every day to play on the games of your choice. Each party will report to you additional information that will be added to your account. Accumulate them without limits and then exchange them for gifts and cash! You can order gifts and cash whenever you want, without drawing lots and at no cost!
Discover below the list of all MadWin Free Games:
- Brikz Break
The Goowiz face their deadly enemies "the Brikz" in a puzzle game where the laws of gravity are your best ally!
- Theoreme
Professor Cartenstein has invented a new puzzle game where you have to connect the elements together!
- Sea Pinball
The Fish will take you on a cool adventure with this pinball game!
- Zangria Hour
- Castle puzzle
Help Vik to get out of this maze by pushing the blocks in this not so simple puzzle game!
- Neon Ring
The Elementzes are unleashing and having fun with Neon for this very addictive puzzle game!
- Kingdom of the Dead
Help Vik get rid of the undead!
- Sideway Colors
The Goowiz are back for an adventure of reflex and speed in this game where you have to test your best reflexes!
- Loot N Shoot
Sherlock Ghost is off again for a new adventure where he has to shoot ghosts and shoot just right!
- Asteroid Smash
The Goowiz are going crazy with a game where you have to shoot the asteroids on their way to conquer the earth!
- Ram Racing
the Bugs still want to make everything buggy and row to get there:)
- Diamond Trap
Old Jack must escape a hellish wheel in an adventure full of pitfalls
- Bad Straw Escape
Help Stan to succeed in this very physical puzzle game!
- Guzzler robot
A puzzle game invented by Professor Cartenstein where you have to place pieces in his Guzzler Robot
- Crazy Maze
Professor Cartenstein has invented an even crazier game for us!
- Stan The Hamster
Stan loves Cupcakes and has to save them to eat them!
- Dungeon Escape
Run as Vik as the wind!
- Robotik
Professor Cartenstein offers you one of his new creations!
- At the Moussaillon Adventure
OldJack's back on a new quest! But this time, success is not guaranteed!
- Magalie Chipie
Magalie, sugar is her life... and she never, never, never enough...


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- B.A., University of North Carolina at Chapel Hill, 2002
License to Practice
- Maryland
- District of Columbia
Specialties and Courses
- Introduction to legal methods
- Experiential legal analysis
Carthens is an alumnus of the University of North Carolina at Chapel Hill, where she graduated with a double major in English and Public Policy Analysis. She earned her law degree cum laude from North Carolina Central University School of Law. As a law student she was a member of the Moot Court Board, Executive Editor of the North Carolina Central Law Journal and participant in the Pro Bono Program.
Following law school, Carthens worked in private practice in the Washington, D.C., area focusing on real estate law, wills and estates law, and business law. In addition to her legal practice background, Carthens has a significant amount of professional experience in higher education. She has served on various academic committees, volunteered as a peer reviewer for the Journal for Excellence in Business Education and taught undergraduate and graduate courses including Introduction to Public Administration, American Government and Business Law and Ethics.
Prior to joining St. Mary's, Carthens held the position of Academic and Bar Support Skills Instructor at Elon University School of Law. In this position, she provided individualized academic support to law students and instructed them in an introductory legal studies course and bar exam preparation courses.


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The Tether Table Aero Standard Portable Computer Tethering Platform 18 x 16" (Non-Reflective Black Finish) from Tether Tools is a portable tethering platform engineered by professional photographers and aerospace engineers. This non-reflective black platform is sleek, stable and durable. An attached bracket makes it easy to mount on any 1/4"-20 tripod head, 3/8" tripod mount, 5/8" stud studio stand and requires no adapters. The Aero Standard also comes with a custom, high quality storage case to protect the platform when not in use.
Secures to 5/8" stud, 1/4"-20 and 3/8" threads in seconds
No adapters needed
Optimally balanced to provide a stable, large working surface
Lightweight, durable and easy to use
Stores compact and easy with included durable custom case
Constructed of T6 aerospace aluminum with a non-reflective black finish
Sleek and attractive design
Increases professional image on photo shoots


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ANSI/ISO C Specification Language
From Seo Wiki - Search Engine Optimization and Programming Languages
|declarative with few imperative features.
|Appeared in
|Designed by
|Commissariat à l'Énergie Atomique and INRIA
|Commissariat à l'Énergie Atomique and INRIA
|Stable release
|2008 (December 2008)
|Typing discipline
|Major implementations
|an implementation is in the Frama-C platform.
|Influenced by
The ANSI/ISO C Specification Language (ACSL) is a specification language for C programs, using Hoare style pre- and postconditions and invariants, that follows the design by contract paradigm. Specifications are written as C annotation comments to the C program, which hence can be compiled with any C compiler.
The current verification tool for ACSL is Frama-C.
ACSL is a Behavioral Interface Specification Language (BISL). It aims at specifying behavioral properties of C source code. The main inspiration for this language comes from the specification language of the Caduceus tool for deductive verification of behavioral properties of C programs. The specification language of Caduceus is itself inspired from JML which aims at similar goals for Java source code.
One difference with JML, is that ACSL aims at static verification and deductive verification whereas JML aims both at runtime assertion checking and static verification using for instance the ESC/Java tool.
Let us consider the following example for the prototype of a function named
/*@ requires \valid(p); @ assigns *p; @ ensures *p == \old(*p) + 1; @*/ void incrstar ( int *p);
The contract is given by the comment which starts with
/*@. Its meaning is as follows:
- the first line is a precondition: it states that function
incrstarmust be called with a pointer
pthat points to a safely allocated memory location.
- Second line is a frame clause, stating that function
incrstardoes not modify any memory location but the one pointed to by
- Finally, the
ensuresclause is a postcondition, which specifies that the value
*pis incremented by one.
Tool support
Most of the features of ACSL are supported by Frama-C.
- Example of ACSL usage Sufficient Preconditions for Modular Assertion Checking in VMCAI 2008 pages 188-202.
- Report mentioning the use of ACSL in teaching [1], Петренко Ольга Леонидовна and Хорошилов Алексей Владимирович.
External links
Complete ACSL specification is available from http://frama-c.cea.fr/download.html


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Verification and assessment of the information provided.
Verification and assessment of the information provided.
Online assistance and help with completing your ESTA application form
Tracking and notification of your application status
years storage of your ESTA
Online assistance
Refunded in the case of a refusal
This program enables the citizens of 22 European countries and 5 Asian countries to enter American territory without holding a visa. The ESTA system (or Electronic System for Travel authorisation) has the main objective of filtering the flow of travellers in the airports and inside American territory. An ESTA form should be completed by all travellers from the program member countries before their entry into the United States. The application submission can only be made through the Internet, and individually. Once granted, an ESTA authorisation is valid for two years or on the expiry of the traveller's passport.
This is separated into three sections. The first concerns the traveller's identification and their passport. It should be noted that not all types of passport are acceptable. Although the electronic and biometric passports are valid, optical read passports issued from the 26th October 2005 are not. The second section of the ESTA form has closed questions relating to the traveller's intentions during their visit. The optional third section relates to information about the flights and stay in the United States. Upon submitting their application, the traveller certifies the truth and accuracy of all information submitted by them.
It is therefore recommended to carefully read the form before completing and submitting it. Although it is not required for you to note the ESTA form as 'read & self-certified', printing two copies would be prudent; one to take with you on your trip, the other to keep to one side for future travel. The information entered on the form should be the same as that in your passport. The ESTA authorisation should be renewed when renewing your passport or changing your identification details.
Our website is specialized in the accompaniment of travellers that wish to visit the United States. It is not related to American authorities who should not be considered as responsible in case of litigation.
We propose also the evisitor - ETA autorization to travel to Australia or ETA Canada
Our website has the primary objective of assisting those who wish to visit the United States to more easily obtain their ESTA authorisation. This is the reason why you will find diverse information concerning the procedure and steps you need to take and the responses to different questions you will be asked concerning the organisation of your visit.
Among the subjects covered you will notably find the following:
The objective is to ensure that you are able to visit the USA without worrying about any errors or omissions during your preparative administrative procedures.
Apart from giving information on the various steps to follow to obtain your authorisation our website also enables you to complete your ESTA application directly online.
In fact, on this website you will find the electronic travel authorisation online application form that will enable you to obtain your ESTA in only a few clicks of your mouse. Of course, to complete your application you will need your passport number as well as your credit card which you will use to pay the transfer and processing fees of your application.
As indicated above, you should ensure you have all the personal details available for you and any other people you are applying for to ensure you can respond to all questions asked on the form. Of course, all information supplied will remain entirely confidential and will be used only for ESTA authorisation applications purposes. None of the information given will be kept by us or any third party and all payment information will be automatically and securely encrypted.
As you will notice, the form available on our website is in several languages to facilitate your understanding and ensure you can give accurate answers to all the questions that are asked. Completing this form should therefore not cause you any problems. However, if you encounter any difficulties do not hesitate to consult the various articles available on our website that deal with all and any of the possible problems that may be encountered.
Once this application has been duly completed and submitted with the online payment it will be transmitted to the American authorities responsible for immigration who will examine your application and respond with a positive or negative answer to the email address you have stipulated within a maximum of 72 hours.
The simplified online ESTA authorisation application scheme is only available to certain visitors. To benefit you need to fulfil the following criteria:
By using our website to complete your ESTA application form you can benefit from a service that is both fast and secure that also ensures that you receive a response from the American authorities within 72 hours.
This response will be sent by email to the address given by you in the questionnaire. Then you have nothing further to do as this authorisation will be automatically linked to your passport number.
If you receive a positive response you should be aware that you can use your ESTA authorisation for a period of two years from the date you receive it. If the personal information given does not change then you can use this travel authorisation for several visits to the United States under the same conditions. Once this time period has expired or if you need to modify your personal information then you will need to complete a new online application.


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Don't run away from REITs just yet; educate yourself; learn how to invest in real estate trusts and real estate mutual funds
Oklahoma City, OK - Due to the state of our economy, many people believe that anything related to real estate, the stock market and investing in general is not in their best interest.
While it is true that the market as well as real estate investments have been through a hard time over the past year, Earl E Bird, III, spokesperson for the ReitBuyer.com site believes there are great opportunities for investors today.
Earl said, "First, you have to face the reality. There were a number of real estate investing opportunities, stocks and funds out there that were a bad idea in recent years. Many companies, real estate investment firms and stock market analysts got a little to cozy with things going well all the time. The economic climate started to shift and soon almost every stock, fund, and investment on the market took a nosedive, taking all of us with it."
Earl explained that as we are coming out of the nosedive many people think it is time to take what they have left and run. Earl said, "This is not the right answer. The correct answer to what you should be doing is that you should jump right back up on the horse, but make wiser decisions the next time to avoid another major fall." Read articles about REITs at http://dowstock.blogspot.com/
REITbuyer.com is an online brokerage information site specializing In REITs and Real Estate Mutual Funds - The World's first and only site dedicated to REITs Real Estate Mutual Funds. This is a place for the small investor to own a piece of world class real estate.
The above press release is not the opinion of SaveDaily. Any advice given is option of writer. Savedaily is not endorsing this press release. http://www.reitbuyer.com/ is not broker or dealer. All investments are risky by nature and professional advice should be sought.


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While speculation runs rampant about just who the new cast members of The Real Housewives of Atlanta are (Kenya Moore is said to be one of them), you all can stop saying Kim Zolciak won't be back. The original cast member took to Twitter to reveal that she is indeed back on the show, which reportedly started filming new episodes today. She tweeted to Wendy Williams, "I will be back on RHOA this coming season!!!"
The Atlanta Journal-Constitution also reports:
Although during season four, Zolciak was focused on having her baby and didn't engage as much with the other cast members (and she is pregnant again this season), Bravo still likes her and she obviously likes the paycheck to sustain her lifestyle.
Zolciak's current spinoff "Don't Be Tardy for the Wedding," which debuted April 26, has not pulled in the ratings of "The Real Housewives of Atlanta" but the numbers have been still relatively strong, averaging about 1.5 million viewers for its first three of six episodes.
Tami Roman On Real Housewives of Atlanta: "They Never Disappoint. The Drama Is Always There!"
Who Else Might Be Leaving The Real Housewives Of Atlanta?
RHOA Cast Salaries Revealed: Which lady Commands The Most Money?
Kim Zolciak Confirms Return To "The Real Housewives of Atlanta" was originally published on theurbandaily.com


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May 15 - 17, 2020
Hamburg, Germany
The dTube Forum will be an event by dtubers for dtubers & filmmakers with: workshops about several topics, a city tour with a lot of chances to record awesome videos, presentations of communities related to dtube, a lot of fun and interesting creators from around the world.
join the forum live!
Sponsored by
Many thanks to our sponsors which make this possible. Thank you to all the backers on Fundition.io
soon to be announced.
soon to be announced.
soon to be announced.
The Venue
The main conference, the workshops and all the activities will be held in or near Honigfabrik.
Industriestraße 125-131, 21107 Hamburg, Germany
Hotels near the Venue
Speakers & Workshops
Soon to be announced.
Are you interested in speaking about a certain topic or hosting a workshop? contact us on the Discord channel!
Organization Team
Current members of the organization team.
Website designed by


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Taylor Swift - Speak Now
℗ 2010 Big Machine Records, LLC.
Speak Now Tracklist:
I have been a fan of Taylor Swift for ages but I haven't been to into her older albums till now! People take her older (and almost all her songs for granted) music for granted. Her songs are great and meaningful! Amazing albums and songs
This album shows everything she is; Strong, smart, beautiful, kind, and fearless. She shows amazing song writing skills in Mine and her amazing voice in Haunted. Highly recommend this album, but don't purchase it yet. I'm not sure if the guys are still getting money for it or if she is. Research it first, our Taylor deserves the money and credit for this album, not some random dudes.
Aaaaaaaaaa @ aa. Aa a aa. Aaaa a a. A aa a a a a [email protected] @[email protected]@[email protected] queen slays again eeeeeeeeeeeeeeee
Folklore just came out, but that didn't mean I could come back and start rating old TS albums! It's so hard not just to press 5 because they're so good so I think they deserve that many stars! Let's go people
And also I just read a review. Wow. "What happened? I liked her auto tuned garbage of you need to calm down!"... THIS ALBUM WAS TEN YEARS AGO DUDE. GET A WATCH. Btw h This album is 👍 Annabethx16 I'm thirteen thank you very much. I'm proud of the album and all others
This album is ELITE! Mine, Sparks Fly, Back to December, Speak Now, Never Grow up, The Story of Us, Better than Revenge, Mean, Ours are the BEST! MY FAVORITE ALBUM OF HERS AND MY FAVORITE ALBUM EVER!!
If you didn't know, Taylor's old record label is owned by Scooter Braun and Scott Borchetta. Scooter and Scott re-released all of her albums that are released by Big Machine Records to get money off of Taylor's work. So please do not buy. The money you pay for this album will be going to Scooter Braun, and Scott Borchetta. Not Taylor.
Not that I don't like your music now, but you were so good as a country artist. Listening to your music from ten years ago brings me back to a time where everything was simple. I was 2 years old when your first album came out and now I'm 15. Living in a time where you have no outside information as to what music is you just find out about new sounds from the radio. Listening to the same pop station got old but listening to you and your sweet voice brings me back to memories that I tear up with joy thinking about. When babe came out in 2018. I thought u might make a comeback. Lover was a solid album but let me say there is NO ALBUM that will top this one if you continue on the road you are on. I will always remain a fan and I am in no position to tell you who you should be, but let me suggest that you at least do pop and country so you will gain your fan base that you lost when you chose to do solely pop.
Great album. I loved most of the songs. You can see Taylor maturing a little from her voice compared to her first albums but it's still the same great Taylor with her vocals. Her songwriting is excellent and really tells a story.
I disagree with people who say that this is her best album (she only got better from here!), but even so, so many songs on here are exceptional! My favorites include "Enchanted," "Haunted," and — above and beyond all others — "Long Live." That song gives me goosebumps and/or brings tears to my eyes every time!
My mom always says that Never Grow Up reminded her of me when I was a baby and now it reminds me of my baby sister. Mean is relatable to me bc I had one of my friends turn everybody else against me. We're friends again and I got all of my old friends back, and made some new ones, too!
Every song is so completely deep and real and I love it. Every single song is relatable.
TRULY AMAZING IN EVERY WAY FAVORITE ALBUM OF ALL TIME TAYLOR IS SO TIMELESS THIS ALBUM IS TIMELESS ALL HER ALBUMS ARE TIMELESS BUT THIS ONE IS SO I CANT DESCRIBE I LOVE YOU TAYLOR, ps. Don't buy or stream this album or debut through reputation because it will give money to scooter Braun not her
This album is my most favorite country album by Taylor Swift and in this album the lyrics stand out completely. She is a true pro at making lyrics of songs and putting it together in my opinion. "Long Live" is the song that stands out in this album to Swifties like me because in the song she talks about her fans and how she cares for them even if something tries to get in the way of fandom. I have so much support and love for Taylor and her music up to this day still and this album is one to remember!
It's easy to argue that this album is probably Taylor's best album from top to bottom. It's beautifully written and beautifully sung. There is a perfect blend of slower ballads and faster, uptempo songs, some of which are pretty rocking. This album helps make the statement that Taylor is easily one of the greatest musical talents of all time and anybody that thinks otherwise is kidding themselves.
The music is amazing. All Taylor Swift's music is so amazing, but I wanted the digital booklet from Speak Now so I purchased the whole album even though I have a prescription to Apple music. I am however unsure how to view the digital booklet even though it says that I purchased it?? Bummer. There is a star missing until I find the digital booklet. At least it was one of Taylor Swift's albums that I purchased so it's not a waste of money. I think I will buy all of Taylor's music still even though I have Apple music. I think I need to buy 4 copies of Lover in a few weeks to get all 120 pages of Taylor's journal pages. SWFT4LF
Maybe at magical album that captures every emotion on the spectrum. What a masterpiece, lyrically, production wise and vibe wise
Don't listen to album of the year it's perfection and all but he's probably the scooter trying to convince you to buy just listen to it on YouTube love you Taylor 💝
This will be everything you need to review and listen to Taylor's album. 1. Do NOT purchase this album off of Apple. The profits no longer go to Taylor. But you should purchase lover from here, she does own it. 2. Do NOT rate this album one star because of Scooter. Rate it what you think about the album, and then say something about scooter. But if you rate it one star it changes the albums rating which is another blow to Taylor 3. Do NOT go to Taylor's YouTube channel, Scooter makes money from that as well. 4. Your best option to listen to a Taylor album and still support her is to go to a fan account on YouTube that re-uploads and download it from there. The fan accounts can grow and you can listen to the song without supporting scooter. 5. Go preorder Lover while Taylor still owns it! Support our girl no matter what!
Why did Taylor leave pop music?!? I love her stupid lyrics and auto tuned crap. Y did she leave it? U need to calm down is way better than this.
OMG THIS IS AMAZING. Thank you for writing this. I've loved your songs since I can remember
this is my favorite album by taylor and it's truly her best album. she wrote it all by herself (no co-writers or anything) at age NINETEEN. imagine being this talented. if you just took the time to listen to the album, you would know she worked so hard and put her blood sweat and tears into making this album. it's truly beautiful. i hope taylor wins this masterpiece back as well as her other albums. speak now doesn't deserve this.


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Popolini (sometimes called Popolino) are an Austrian manufacturer of reusable nappies. Their range is broad and varied, including sized and birth to potty nappies, nappy wraps, nappy liners, boosters and other useful nappy accessories. They also make muslin squares, prefolds and terries.
Plush Pants has been a Popolini stockist for many many years now. The products are mostly manufactured in Europe and have attracted a strong following.


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Visit my Facebook page
Room for One More is up for the 2020 Geoffrey Bilson Award for Historical Fiction for Young People!
I Am a Feminist: Claiming the F-Word in Turbulent Times is shortlisted for the 2020 Information Book Award. Also up is another Orca title, Orcas Everywhere, by Mark Leiren-Young.
The Korean rights to Planet Grief were recently purchased by Changbi Publishers.
The Taste of Rain has made the Ontario Library Association's Silver Birch 2020 summer reading list.
Monique's first picture book, Oma's Monkey Man, will be published by Scholastic in fall 2021.
A la radio! En français! This coming fall, Monique will continue her stint as regular columnist on Radio-Canada's literary program, Plus on est de fous, plus on lit! hosted by Marie-Louise Arsenault.
Watch theMiracleville Trailer
Click to watch the trailer


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INTIMAL: Interfaces for Relational Listening – Body, Memory, Migration, Telematics (completed)
INTIMAL explores the body as an "interface" for keeping and transforming the memory of place in migratory contexts. The aim is to develop and explore a physical-virtual "embodied system" for relational listening.
About the project
INTIMAL: Interfaces for Relational Listening – Body, Memory, Migration, Telematics, is envisioned as a long term sustainable modular system for interfaces for relational listening that incorporate customizable tools for 'tuning' in our contemporary sense of place, through telematic sonic performance artistic practice.
Taking as a case study the experience of Colombian migrant women in three cities of Europe: Oslo, London and Barcelona, INTIMAL will be informed by their listening experiences and tested as a catalyst in a process of healing and reconciliation within the context of Colombian post-conflict and peace building.
The research objectives are:
1) To create an interactive retrieval system of oral archives, which combines semantic and prosodic forms, to facilitate the creative and relational listening to memories of place and conflict;
2) To explore women's multivocal experience as it creates connections with the body and the feelings of loss associated with place and conflict;
3) To develop interaction possibilities in the physical-virtual space as "dream space-networked state", that facilitates agency through improvisatory actions between performers, transforming narratives of the self, and the others, as expanded embodied vocal expressions.
01.09.2017 - 31.08.2019
- Commission of Truth, memory and reconciliation of Colombian Women in Diaspora
- CRiSAP, Creative Research into Sound Arts Practice, LCC, University of the Arts London
- Fundació Phonos Cultura i Tecnologia Musical, University Pompeu Fabra
- IKLECTIK Art Lab, London
- The Center for Deep Listening, Rensselaer Polytechnic Institute


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Ford is back again this year with its third EcoBoost Challenge consumer drive tour, a tour that will include a chance to drive the Fusion Hybrid.
Through this experiential marketing initiative, Ford is giving fans and potential customers in 17 cities across America a chance to get behind the wheel of its latest products.
Held for the third year in a row, the EcoBoost Challenge consumer drive tour launching next month.
The EcoBoost Challenge will reach 17 cities in 2015, and will provide five drive experiences in Ford products.
In a new incentive this year, Ford said participants will have an opportunity to win an EcoBoost-powered 2015 Ford Edge, and can earn additional entries in the sweepstakes by bringing guests with them to the event.
Kicking off March 7 at Miami's Sun Life Stadium, the EcoBoost Challenge will offer consumers a chance to get behind the wheel of some of Ford's vehicles, including back-to-back drives with competitor vehicles.
According to Ford, more than 28,000 people took part in last year's EcoBoost Challenge.
"With EcoBoost engines now available across 100 percent of our U.S. light-duty lineup, the EcoBoost Challenge lets consumers experience this innovative technology that helps Ford deliver better fuel economy with a more engaging driving experience than the competition," said Michele Bartlett, Ford group marketing manager for large cars and SUVs. "Not only is the EcoBoost Challenge a lot of fun, but getting people in the driver's seat is the best way for them to experience the craftsmanship, innovation and performance of the Ford lineup."
Ford explained 2015 EcoBoost Challenge participants will have a chance to drive some of Ford's most anticipated new models, including the all-new 2015 Ford Mustang and all-new 2015 Ford F-150. Also on hand will be the all-new 2015 Ford Edge, new 2015 Expedition, plus Escape, Fusion Hybrid and Transit Connect Wagon.
At this year's event, EcoBoost Challenge participants can take part in the ST Reaction Time Challenge, added Ford, testing their reflexes in both Fiesta ST and Focus ST, and driving the all-new 2015 F-150 and Edge against the competition. A dedicated course for the all-new 2015 Mustang EcoBoost will highlight the model's elevated performance and handling. A Street Drive will highlight Ford's innovative park assist technologies, and hybrid fans will have an opportunity to put the Fusion Hybrid through its paces.
EcoBoost is Ford's marketing term for its engine philosophy of combining a smaller displacement engine to a turbocharger, direct injection and variable valve timing with the end result of smaller engine fuel consumption and big engine power.
The company said in North America, EcoBoost sales make Ford the leader in turbocharged direct-injected gasoline engines in high-volume passenger vehicles such as Fusion, F-150, Edge and Escape.
The 2015 EcoBoost Challenge events will take place on Saturdays in March, April, May and June in 17 cities. Each venue will feature four closed-course setups, plus the street-based park assist route, and are open 9 a.m. to 6 p.m.
Pre-registration is live at ecoboostdrive.com.
Locations and dates are:
- Miami: Sun Life Stadium, March 7
- Los Angeles: Santa Anita Park, March 14
- Dallas: AT&T Stadium, March 21
- Washington, D.C.: FedEx Field, March 28
- Houston: NRG Park, April 18
- Louisville, Kentucky: Papa John's Cardinal Stadium, April 25
- Phoenix: WestWorld, May 2
- Concord, North Carolina: Charlotte Motor Speedway, May 2
- Seattle: Emerald Downs, May 9
- Chicago: Arlington Park, May 9
- Cincinnati: Forest Fair Village Mall, May 30
- Pittsburgh: Pittsburgh International Race Complex, May 30
- Orlando, Florida: Orange County Convention Center, June 6
- Philadelphia: Wells Fargo Center, June 6
- San Francisco: Oakland Alameda Coliseum, June 13
- Rochester, New York: Monroe Community College, June 13
- Minneapolis: Mall of America, June 20


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Happy Year of the Dog – Horoscopes Feb 14th to 21st 2018
It's a common experience: You arrive in a new room only to realize you've forgotten why you entered. Blame it on the door. Passing through doorways has a scientifically proven effect on memory. You can use this to your advantage this week. The Aquarius new moon on Thursday, Feb. 15,Read More →


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Leuchtturm 1917 Sketch Book Master Lime
1 Available to Order Online
Available in Manchester (1)
Available in Leeds (1)
Browse> LEUCHTTURM1917
Order within the next 3 hours 14 minutes
to get it by Saturday 4th*
UPS Next Day Delivery - If you place the order before 12:00pm Monday to Thursday (Not Weekends)
Click and Collect - Free - Choose from our Manchester and Leeds shops. Usually ready within 1 hour
Get 1 Mo Point for every whole pound spent.
Get 25 Mo Points for creating an account online.
Get 10 Mo Points for reviewing a product.
Find out more about Mo Points in our Points FAQ
180 gsm strong, brilliant white paper for inspiration and design. The sketch books include 96 page and come in 11 different colour in Master, medium and Pocket sizes.


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- This event has passed.
Teen Yoga
March 20, 2018 @ 4:00 pm - 5:15 pm
Cost: Drop In: $8.50 // 10 Classes: $75
|Recurring Event (See all)
An event every week that begins at 4:00 pm on Tuesday, repeating until May 22, 2018
Event Navigation
A series specially designed to introduce girls to the practice of yoga. Improves concentration and focus, improves general body awareness, boosts self confidence and self esteem, promotes the ability to be less reactive and promotes respect for self and others.


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An architectural practice with offices in Shropshire and Cheshire has made several appointments to support its long-term strategy for growth.
Architect Abigail Owen has joined Base Architecture & Design with Jack Harris and James Smith taking up roles as Part 2 Architectural Assistants. Existing team member Adam Turnell has also recently qualified as an Architect.
They will work across the firm's range of public and private sector projects with Adam and Jack based in its Shrewsbury office and James and Abigail working primarily in Chester.
Abigail, a member of the Cheshire Society of Architects and Panel Member of Cheshire West and Chester Design Review Panel, is experienced in all aspects of residential development from individual bespoke homes to large-scale commercial developments.
Adam has worked on a wide range of schemes from education to residential, and mixed used developments working closely with both clients and contractors.
Base is currently working on more than 200 projects with a contract value in excess of £20m from Grand Design new builds, renovations, extensions, and urban and commercial developments. It works predominantly in the Midlands, Shropshire, Cheshire and North Wales.
Managing director Carl Huntley said: "The expansion of our team underpins the growing demand for our services.
"2017 saw us working on more projects than any other year in our history and indications are that this will continue into 2018 and beyond."
Director Harry Reece added: "The recent opening of our Chester office to serve our growing customer base in the North West and Wales has been a very positive step and the new appointments will strengthen our team and support our plans for growth."
Base has earned itself a national reputation for its innovative and environmentally conscious designs. It has also developed a niche for homes of architectural value in open countryside sites, thanks to a high success rate at planning stage.
Caption: Abigail Owen has joined the growing team at Base Architecture & Design
Chartered Financial Planner could achieve an industry first
Firm with Telford HQ looks to grow under new ownership
Experts build bespoke platforms to help grow international sales
Major growth in the healthcare sector
Bridgnorth architects get year off to a flying start
Work on Oswestry project is due for completion in September
Corporation board is looking for new recruits in Telford
PCB make appointments as part of expansion
Jayne and Mike new recruits at thermal insulation firm
Pure joy for Alex and George
Senior associate and two new solicitors join Aaron & Partners
Sales and marketing department boosted at Network Telecom
Private client team welcomes new additions
Graham and Carina bolster wills and probate team at FBCMB
Expansion brings new round of promotions
Furrows appoints sales duo in Shrewsbury
Search is on for volunteers to support medical appointments initiative
Dimple takes her first steps on the career ladder


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St. George's University and Felician University Announce Medical and Veterinary Educational Partnership
St. George's University and Felician University have launched a program that will allow qualified applicants to Felician to receive early admission to the medical or veterinary schools at St. George's.
"We are excited to welcome Felician University's best and brightest to our campus in Grenada," Dr. G. Richard Olds, President of St. George's University, said. "This partnership will allow aspiring doctors and veterinarians to focus on their studies at Felician, secure in the knowledge that they'll have a spot reserved for them in our medical or veterinary school."
Students who wish to pursue one of the combined degree programs apply to Felician. St. George's will consult with Felician on their applications and conduct interviews with qualified candidates. The universities will jointly makes offers for the combined program.
According to Dr. Anne Prisco, President of Felician University, "Several Felician students have attended St. George's University. This partnership expands our relationship to a new level and provides our incoming students who qualify for this program the peace of mind they need to focus their efforts on preparing for their professional studies."
In order to proceed to the St. George's University School of Medicine, Felician students must have a cumulative grade point average of at least 3.4 and an MCAT score within three points of the previous term's average score at St. George's. To be eligible to continue onto the St. George's University School of Veterinary Medicine, Felician students must have a grade point average of at least 3.1 and a GRE score of at least 300. A letter of recommendation from the appropriate Felician University faculty is also required.
Medical students will complete their first two years of medical study in Grenada and then undertake two years of clinical training at hospitals affiliated with St. George's in the United States or the United Kingdom.
Students pursuing degrees in veterinary medicine will study in Grenada for three years and spend their final clinical year at affiliated universities in the United States, United Kingdom, Canada, Ireland, or Australia.
Felician University joins a network of dozens of institutes of higher learning in the United States, Canada, and the United Kingdom that have teamed up with St. George's to offer students an accelerated path to a career as a doctor or veterinarian.
"It's a privilege to educate the next generation of doctors and veterinarians," Dr. Olds said. "These future graduates of Felician and St. George's will play a critical role in addressing the world's most pressing health challenges."


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A national survey of salmonella's presence in finishing hogs estimated the organism was "shed" on more than a third (38%) of hog operations.
Shedding refers to transmission or spread of an organism. Salmonella is shed by pigs through their feces, according to Eric Bush, DVM, veterinary epidemiologist at USDA's Centers for Epidemiology and Animal Health (CEAH).
NAHMS Survey CEAH manages USDA's National Animal Health Monitoring System (NAHMS), which conducted a 16-state survey to detect presence of salmonella and other food-borne pathogens and to identify good farm production practices to reduce the risks associated with salmonella, according to Bush.
To identify the presence of salmonella in the NAHMS Swine '95 study, 152 producers each provided 50 fecal samples from pens of late finishing hogs on their farms. From those collections, a total of 6,655 usable samples from 988 pens were tested, revealing evidence of salmonella on 58 of the operations.
Some 35 of the 58 positive farms (60%) had a positive sample in less than half of the finisher pens tested. But a fourth of the operations had active salmonella "shedders" in over two-thirds of their finisher pens.
The major risk factors linked to shedding of salmonella in finishers encompass feed management, pig exposure in the herd and environment. The strongest risk factor was for finisher feed form.
He observes, "While the pelleting process is thought to eliminate salmonella from feed, this does not preclude recontamination of pellets or prohibit their influence on the likelihood of a pig shedding salmonella already present in the pig."
Other significant factors include: * A different but also significant effect was seen by use of feed mixed off farm. Bush suggests this may reflect differences in the byproducts used, processing techniques or added risk of contamination from trucking feed.
* "While farms with single sex pens were at higher risk of being classified as salmonella positive (than mixed sex), the highest risk category was for farms with both single sex and mixed sex pens," explains Bush. Besides potential effect of split sex feeding itself, increased sorting to form single-sex pens may harm the pig's gut, increasing transmission within a herd or serving as an important stressor which induces shedding, he suggests.
* The greater odds that hog farms in the southeast were positive for salmonella may be due to climatic or environmental factors.
The NAHMS Swine 2000 study will again look at salmonella, to formulate a trend in prevalence and to better understand the risk factors that have been identified. The study will also look at other food-borne pathogens to describe their prevalence and identify risk factors.
Bush reminds the success of these surveys all depends on producer participation.


text: A fully modular and expandable 16x16 DigitalMedia matrix switcher featuring redundant power supplies for mission critical applications. Offers ultra-fast digital video and audio switching, and lossless HD multiroom signal distribution, for all types of AV sources. Provides complete management for SD, HD, UHD, 2K, 4K, and computer signals with advanced HDCP support, EDID resolution management, CEC signal management, USB signal routing, integrated Ethernet switch, simultaneous 7.1 and stereo audio, H.264 streaming, and a full range of selectable input and output types.


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IL Mini Front Plate Assembly with Mechanical Coin Mech For £1 Coin
Brand : Industrias Lorenzo
- Condition:
- New
- Shipping:
- Calculated at Checkout
This high quality IL front plate assembly comes supplied with a 3.5 Inch mechanical coin mech attached, which accepts the NEW 12 sided £1 coin and also features a coin reject button on the front. This product is versatile, easy to install and is suitable for a wide variety of uses, including commercial and academic projects.
This IL front plate with coin mech is unique and robust and can be mounted on left or right openings. The included mechanical coin mech accepts the NEW 12 sided £1 coin (March 2017 onwards) ONLY and is manufactured from high quality material for optimal functionality and durability. When a coin passes through the mech, it is checked for thickness, diameter, weight and metal content. This product is a good choice for anyone needing to add a coin mech to their commercial or academic project.
Product Dimensions:
Please refer to datasheet thumbnail image above.
Suitable Applications:
This mini front plate with mechanical mech is suitable for a wide range of applications:
* Photo copying machines
* Arcade machines
* Children's play machines
* Washing machines
* Foosball Tables
* Car wash machines
* Various commercial/academic projects
Product features:
* High quality IL front plate and coin mech
* 3.5 Inch mechanical coin mech included
* Coin mech accepts the NEW 12 sided £1 coin (March 2017 onwards)
* Reject button on the front plate
* Good choice for all in one solution
* Ideal for various commercial and academic projects


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Find a huge choice of scary Halloween events and activities in 2020 taking place in and around Essex. Find Halloween parties near you and spooky activities with our Halloween events guide. Submit your Halloween events listings in Essex for free.
Register for free event promotion
Upload your event images, details and description
Press submit and look forward to your bookings


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Fragrance notes: cinnamon, apple, cedar & sandalwood
A crisp and woodsy blend of cinnamon, nutmeg and clove layered with apple, cedar and sandalwood.
Our candles are hand-poured in a matte white ceramic using a custom blend of 100% soy wax and pure coconut wax, premium grade fragrance oil derived from essential oils, and a braided cotton wick for an environmentally friendly, clean burn.
9.5 oz
60 hours


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Access to Collaboration Site and Physics Results
James Howarth
ICHEP results presented with style!
For those of you with an affinity for Twitter, you'll know that the ICHEP press crew have been utilising all of their dark arts to bring you the most interesting results as they're presented at ICHEP 2016.
Top 2015: Mass, momentum and the conga
The top quark conference normally follows the same basic structure. The first few days are devoted to reports on the general status of the field and inclusive measurements; non-objectionable stuff that doesn't cause controversy. The final few days are given over to more focused analyses; the sort of results that professors really enjoy arguing about.
TOP 2015: Top quarks come to Italy!
The annual top conference! This year we're in Ischia, Italy. The hotel is nice, the pool is tropical and heated, but you don't want to hear about that, you want to hear about the latest news in the Standard Model's heaviest and coolest particle, the top quark! You won't be disappointed.
TOP 2012 - Part 2
Welcome back, dedicated top quark enthusiast. I'm sure you've all been waiting on the edge of your seats for an update from TOP 2012, and I can now confirm that a combined team of LHC & Tevatron physicists narrowly beat a mixed team of physicists from LHC & Tevatron at croquet.
TOP 2012 - Part 1
Greetings from the TOP 2012 conference, Winchester UK! What's a 'Winchester' I hear you asking? A type of gun? Indeed yes, though sadly not of the smoking variety that we're all so keen to find. However in this particular case Winchester is a historical town in the south of England, complete with the typical rolling green fields, a cathedral, and the not so typical contingent of visiting physicists!


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Adaptive Sports USA has a unique network made up of athletes, chapter organizations, and adaptive sporting event opportunities hosted regionally, nationally, and internationally. As a multi-sport organization providing recreation opportunities for individuals with disabilities we provide resources, outreach, education, and competitive opportunities to members.
Note: To select multiple values in the multi-select lists, use CTRL + Click (PC), or CMD + Click (Mac)


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Actor Kevin Hart has posted a video detailing his recovery from a serios car crash in September that left Hart with severe back injuries. Hart posted the nearly 2-minute video on his official Instagram account, saying in a voice-over as the video begins: "Basically, what you realize is that you're not in control. No matter how much you think you're in control, you're not in control. At the end of the day, it can all be over, man."
Hart, 40, was one of three people involved in a one-car crash on September 1 in Calabasas, California. Hart and the driver, Jared Black, sustained back injuries. Black's reckless driving caused the crash in Hart's 1970 Plymouth Barracuda, the California Highway Patrol determined.
"My world forever changed" as a result of the crash, Hart notes in his video, which includes footage of him in the hospital, struggling with rehabilitation and at home. The actor also expresses his gratitude for his fans and God and includes footage of his doctor discussing with him how his recovery will take a year, saying "I'm thankful for simply still being here, on the road to being a bigger and better version of me," Hart says. "I'm looking forward to an amazing 2020."
Editorial credit: Featureflash Photo Agency / Shutterstock.com


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Dermatologists and aestheticians looking to make a quick buck (or several hundred of them) will tell you that the best facial exoliation and brightening treatments can only be done via the doctor's office with specialty (read: pricey) enzymes, but the truth is that for short term skin bliss, you already have all the tools you need in your kitchen.
Ransack your cupboards for liquid soft gel vitamin E, toothpicks, and green tea packets. Then watch this video by Michelle Phan to learn how to make popsicles for your face - in effect, an ice facial.
Ice Facials are very popular in Asia. Korean actresses swear by rubbing ice cubes on their face to achieve that beautiful radiant glow. This will help reduce morning facial swelling and help constrict large pores without using chemical toners.
Usually in the morning or whenever you wake up from sleeping horizontally, your interstitial fluid, or body fluid, gets redistributed, mostly through the lymphatic system. This is why your face tends to swell in the morning. Using this ice facial will not only reduce facial swelling, but it will help constrict the large pores, especially after a hot shower where it opens up the pores. Remember it's only temporary, but your skin will look brighter after using this ice facial.
Want to master Microsoft Excel and take your work-from-home job prospects to the next level? Jump-start your career with our Premium A-to-Z Microsoft Excel Training Bundle from the new Gadget Hacks Shop and get lifetime access to more than 40 hours of Basic to Advanced instruction on functions, formula, tools, and more.


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State-run China Securities Finance Corp (CSF) will have up to $483bn (£309bn, €444bn) of money to help support the country's stock markets, which recently witnessed a rout amid falling investor confidence in the economy.
The margin financing provider has the support of the People's Bank of China (PBoC) and 17 big lenders in the country to source its financing needs, according to media reports.
China's biggest banks have lent CN¥1.3tn ($209.4bn) to CSF in order to halt the meltdown in shares, according to local media. China Merchants Bank was the biggest helper among them, lending CN¥186bn, according to financial magazine Caijing.
Meanwhile, the country's five largest banks — Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, Bank of China and Bank of Communications — each contributed more than CN¥100bn.
In addition, the Chinese central bank had provided unspecified loans directly to CSF. Totally, CSF can access as much as CN¥3tn of borrowed funds from various sources, and then use the funds to buy shares and provide liquidity to brokerages, according to a Bloomberg report.
CSF's firepower is up to 25 times bigger than the support fund started by Chinese brokerages earlier in July.
The move by the government to support its stock markets comes after the Shanghai Composite index lost more than a third of its value in roughly three weeks. The index fell from a seven-year high in mid-June to hit a low point on 9 July. Nevertheless, immediate state assistance helped markets partly recover from the huge losses.
Founded in 2011, CSF is the only institution that provides margin financing loan services to qualified securities companies in China's capital market.
It "aims to facilitate the margin transactions of securities companies in market operation methods, improve China's margin transactions system, complete the functions of China's capital market, and promote the stable development of the same", according to the official website.


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The Magnificent Landscapes and Culture of Iceland in Pictures
Iceland's landscape is a theatre of extremes – poetic, powerful, and unlike anywhere else on Earth. From the arching glacial bays, sprawling farmland and the mountain-lined fjords of its coastal townships, to the alien-like terrain of the far north, it's easy to see why this enigmatic beast of an island has captivated travellers for generations.
Following in the footsteps of some of the island's earliest explorers, I began my Icelandic journey in Reykjavkik, Iceland's capital, before making my way to the north-eastern harbour town of Akureyri. Armed with a camera and my trusty tripod, the agenda was a simple one: I was here to have my breath taken away. I was not disappointed.


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Give Stay Schemin (Freestyle) a spin - it's a new offering from Chamillionaire. It was dropped on Wednesday, February 22nd, 2012. Chamillionaire's rap artistry continues to improve with every release, something which is most definitely evidenced on Stay Schemin (Freestyle). His ever-expanding catalogue is definitely better for it, and we're looking forward to the next piece of the puzzle - aren't you?
Hear more of Chamillionaire on You Gon Learn, featuring Saigon. Check out Chamillionaire's profile page for the most recent info, news, songs, and mixtapes.
Are y'all feeling this one?
Quotable Lyrics
"Hallelujah the Gods back but don't twist the interpretation
More than just ridin' dirty please pardon the reputation
Don't stress cuz we getting blessed they ain't part of the congregation
They can talk to the devil to hell with they conversations
Most of em just be talkin'/ Tired or hearing speeches
Keep your opinion if I didn't ask you to give a thesis
Scripture says every man is made in the likeness of Jesus
Froze all the holy water/ flooded my Jesus pieces"


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17 Day Amazing China with Tibet - Amazing China with Tibet (Wednesday Departure) -Cabin A
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To be eligible for this incentive, the referring customer must have previously traveled with Gate1, and the passenger receiving the referral must be a new client. Only valid on escorted tours and river cruises. Only one person per room may earn a credit. The new traveling passenger must be booking their first reservation with Gate 1 Travel or Discovery Tours. The referrer's next trip must be booked within 24 months of earning the credit. Not valid on independent vacations, voucher bookings or Group reservations. Additional restrictions may apply.
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Tour Itinerary
DAY 1, Wednesday - Depart for China
Depart for China
DAY 2, Thursday - Arrive in Beijing
Arrive in Beijing, sprawling capital of modern China; meeting and transfer to your hotel. Remainder of the day is at leisure to rest, relax and acclimate to the time change
Overnight: Beijing
DAY 3, Friday - Forbidden City, Home Hosted Lunch in Hutong
After breakfast, join your Tour Manager and fellow travelers for an orientation meeting about the extraordinary journey that lies ahead in China and Tibet. Your exploration begins at huge Tiananmen Square, the largest public square in the world, built at the height of the Ming Dynasty. The square's Gate of Heavenly Peace was once used as a staging ground for imperial edicts and by Mao Zedong himself to declare the founding of the People's Republic in 1949. Enter the Forbidden City, once the residence of Chinese emperors from the Ming to the Qing dynasties. This extraordinary walled complex, designated a UNESCO World Heritage Site, is truly a masterpiece of Chinese architecture; its complex consists of 800 buildings with more than 9,000 rooms. Then, from the palatial to the modest, as you continue to a typical Hutong neighborhood. Beijing's Hutongs, a community of small residences centered around alleyways and courtyards, are dwindling in number as the city is modernized, but some have been preserved as "protected areas." Special arrangements just for you to meet a local family and share lunch together in their home - they will be delighted to share their secret family recipe for dumplings, complete with a demonstration. This evening, enjoy a festive Welcome Dinner, featuring China's world-famous Peking Duck
Overnight: Beijing
Meals: Breakfast, Lunch, Dinner
DAY 4, Saturday - The Great Wall & Ming Tombs
An amazing day! Travel to the extraordinary 2000-year-old Great Wall of China, one of the most spectacular structures ever built by man, spanning nearly 4,000 miles of China's northern frontier. Arrive at the Badaling section, the best-preserved and most complete section of the Great Wall of China. Mount the ramparts of this ancient wonder to view beautiful mountain passes, plateaus, and grasslands from this 7th-century defensive fortification. To aid local organizations, you'll plant a tree along the ancient paths to commemorate your visit to the Great Wall. After lunch, at a local restaurant, stop at a local jade shop to admire wares crafted with one of China's most famous materials. Next, continue to the Sacred Way lined with mythical stone beasts and statues. Originally built to lead to the mausoleum, it was thought to be the "road leading to heaven." Walk through the huge Memorial Stone Arch guarding its entrance continuing along the road to the 13 Ming Dynasty Tombs. Visit the Dingling Tomb, also known as the Underground Palace, the first Imperial tomb excavated in China, housing the remains of Emperor Wan Li and two of his wives. In the exhibition, you'll also see many of the precious golden crowns and glittering jewels that were uncovered
Overnight: Beijing
Meals: Breakfast, Lunch
DAY 5, Sunday - Flight to Xian, Small Wild Goose Pagoda & Market Visit
This morning, transfer to the airport for your flight to Xian. Arrive in Xian, the ancient capital of eleven dynasties and an archaeological treasure trove. You're invited to a home hosted lunch with local community members, during which you will learn about life for the locals. Later, visit the Small Wild Goose Pagoda, one of the most famous Buddhist pagodas in China constructed during the Tang Dynasty. This brick and wood structure was only moderately damaged during the major earthquake in 1556 and still stands today as a compelling symbol of Xian. Then, on to the Muslim Quarter, a hub of the Muslim community in Xian. At the bustling Beiyuanmen Market, you'll find a unique blend of Chinese and Islamic stalls with food and crafts. Dinner is at a local restaurant
Overnight: Xian
Meals: Breakfast, Lunch, Dinner
DAY 6, Monday - Xian Antiquities with Terracotta Army
Morning visit to Xingqing Park, a hub of activity - join the residents of Xian in their morning exercise. Afterward, stop at a lacquer furniture shop to hear more about this delicate technique. Enjoy lunch at a local restaurant. Then, a truly unforgettable experience! Arrive at the archaeological site of the magnificent Terracotta Warriors, a vast collection of more than 7,000 finely sculpted, life-size soldiers, horses and chariots that were entombed with Qin Shi Huang, China's first emperor. This world-famous site discovered by farmers in 1974 is still being excavated today, more than forty years since the time of its unearthing. This evening, attend an optional Tang Dynasty 6-course dinner, followed by a historical dance performance by the Tang Dynasty Troupe
Optional: Tang Dynasty Show with Dinner (PM)
Overnight: Xian
Meals: Breakfast, Lunch
DAY 7, Tuesday - Xian City Wall, High-Speed Train to Chengdu
Begin the day with a visit to the ancient Xian city wall, which was started in 194 B.C. This is the most complete city wall that has survived in China, as well as being one of the largest ancient military defense systems in the world. Lunch is at a local restaurant. Afterward, board a high-speed train to Chengdu; arrival and transfer to your hotel in this capital city of Sichuan Province. Tonight, try the famous China "Hot Pot" for dinner. Created over 1,000 years ago, this dish varies by region and is popular all over the country. Be careful with the Szechuan version - it's spicy!
Overnight: Chengdu
Meals: Breakfast, Lunch, Dinner
DAY 8, Wednesday - View Giant Pandas, Visit Mahjong Parlor
This morning you'll get to visit some of Chengdu's most relaxed local celebrities - giant panda bears. You'll travel to the Chengdu Panda Research Center which houses more than 80 giant pandas. The center is one of the largest panda breeding facilities in the world. Their livelihood in the wild is under threat from deforestation. After lunch at a local restaurant, join some residents in a local Mahjong parlor to watch this ancient Chinese game and have a few lessons from the experts. Later attend the optional Sichuan Opera Show and be swept away and mesmerized by this exciting Sichuan show as artists take the stage in elaborate costumes to enact various performances
Optional: Sichuan Opera Show (PM)
Overnight: Chengdu
Meals: Breakfast, Lunch
DAY 9, Thursday - Flight to Lhasa
Early morning flight from Chengdu to Lhasa*, storied capital of the Tibet autonomous region in China, located at 11,500 feet above sea level on the northern slopes of the Himalayas. Arrive at your hotel with time to rest and adjust to the high altitude. Lunch is at a local restaurant, followed by an afternoon briefing with Tibetan experts to hear about the local customs, traditions and the thrilling journey you will experience in Tibet. Rest of the day is at leisure. Tonight, dinner is at a local restaurant*Lhasa sits at an elevation of 11,500 feet above sea level. Your sightseeing will include a fair amount of walking, which at high elevations can be taxing for those in good physical condition. If you have any concerns about traveling to high altitudes, please consult with your healthcare provider.
Overnight: Lhasa
Meals: Breakfast, Lunch, Dinner
DAY 10, Friday - Potala Palace, Barkhor Street Bazaar
Today you'll see the astonishing Potala Palace, one of the grandest monuments in all of Asia. Built in the 17th century atop the original 7th-century site, the palace boasts more than 1,000 rooms, including the Red Palace (where the Dalai Lama once lived), 10,000 chapels, and a labyrinth of mysterious dungeons. It took 7,000 workers and 1,500 artists and craftsmen more than 50 years to build the adjoining White and Red Palaces. This Eastern architectural triumph was once the world's tallest building before the creation of 20th-century skyscrapers. After lunch at a local restaurant, visit the popular Barkhor Street Bazaar, located in the heart of Lhasa. Walk along the circular street filled with merchants and vendors offering a huge variety of local Tibetan art, crafts, and even tasty snacks
Overnight: Lhasa
Meals: Breakfast, Lunch
DAY 11, Saturday - Jokhang Temple, Sera Monastery
Arrive this morning at the Jokhang Temple where you may observe the traditions of Tibetan Buddhism and hear the musical sounds of chanting sutras and the spinning of prayer wheels. Inside the Jokhang Temple, thousands of yak-butter candles flicker inside beneath the enlightened gaze of the golden 7th century Buddha statue. Stop at a Tibetan art shop to collect souvenirs to bring home. In the afternoon, you'll dine at a local restaurant, before visiting the Sera Monastery, known as one of the great three university monasteries of Tibet. This evening, savor a traditional Tibetan dinner together. Afterwards, enjoy a trishaw ride around Potala Square before heading back to your hotel
Overnight: Lhasa
Meals: Breakfast, Lunch, Dinner
DAY 12, Sunday - Flight to Chongqing, Cruise Embarkation
Depart Lhasa by flight to Chongqing, gateway to the Yangtze River. Continue to Eling Park, located on a hill near the heart of the city. The park was established at the end of the Qing Dynasty in 1909 by a wealthy businessman. Discover hundreds of plant species during a stroll though the different parts of the well-tended gardens. Ascend to the lookout tower for stunning views of the Chongqing skyline. This evening enjoy dinner before embarkation on your cruise ship to begin the scenic journey on the Yangtze River - you'll be welcomed by the warm and friendly crew
Overnight: Yangtze River
Meals: Breakfast, Dinner
DAY 13, Monday - Cruise to Fengdu
The ship arrives this morning at Fengdu, with its 1,900 years of history. Today's shore excursion will visit the Jade Emperor Scenic Area. The sacred site lies on the northern side of the Yangtze River and west of Mingshan Mountain. It features a 100-foot-tall statue depicting the Jade Emperor, an important deity in Chinese Taoism, as well as 208 additional holy statues of deities. You will also encounter exquisite pagodas, pavilions, and terraces. Time to relax on board after your return to the ship
Overnight: Yangtze River
Meals: Breakfast, Lunch, Dinner
DAY 14, Tuesday - Qutang and Wuxia Gorges
Wondrous views await you today. Sail through Qutang Gorge, the smallest of the three Yangtze Gorges followed by spectacular views of the surrounding mountain passes as you sail through the 25-mile long Wuxia (Witches) Gorge, famous for its fabled Twelve Peaks. According to legend, the peaks are believed to be the spirits of 12 fairies, the most famous of them being the Shennu Feng (Goddess) Peak, topped by a huge rock resembling a kneeling maiden. The shore excursion takes you to visit the natural scenic wonders of the Shennv or Shennong Stream*. Finally, begin sailing downstream through Xiling Gorge. The longest and deepest section of the Three Gorges system, it comprises the Xietan, Qintan, and Kongling rapids in what is known as the Three Rapids of Xiling*The visit of Shennong or Shennv stream is dependent upon water levels.
Overnight: Yangtze River
Meals: Breakfast, Lunch, Dinner
DAY 15, Wednesday - Three Gorges Dam & Cruise Disembarkation
After breakfast, this morning's excursion provides you with impressive panoramic views of the Three Gorges Dam, the world's largest and most ambitious hydroelectric project ever undertaken by man, nearly six times the size of the Hoover Dam. This project has forever changed the landscape surrounding the Yangtze River. Then, fly to cosmopolitan Shanghai, the fastest growing city in Asia, with its dramatic ever-changing skyline. Upon arrival, have lunch with your group at a local restaurant. Tonight, perhaps explore some of the city's world-class international restaurants on your own
Overnight: Shanghai
Meals: Breakfast, Lunch
DAY 16, Thursday - Yu Yuan Gardens & Caoyang Community
Stroll this morning along the famous Bund walkway, with its gorgeous vistas of old and new Shanghai. Stop at a local silk carpet & embroidery shop and see how the fabric is woven into stunning designs by local craftspeople. Afterward, visit the classical Yu Yuan Gardens (Garden of Happiness) in the Old Quarter, built during the Ming Dynasty. This beautiful and serene sanctuary features pagodas, lakes, and magnificent pavilions. Time at leisure for lunch & shopping in Shanghai. Later in the afternoon learn more about this ever-changing country by participating in an informative lecture and discussion about China's Cultural Revolution presented by a Shanghai resident who experienced the revolution first-hand and was sent to the countryside to be re-educated by the peasants. Tonight, bid goodbye to China and your fellow travelers at the Farewell Dinner at a local restaurant
Overnight: Shanghai
Meals: Breakfast, Dinner
DAY 17, Friday - Depart China
Transfer to the airport for your departure flight
Meals: Breakfast
Optional tours are available for purchase on board. Please visit this link for tour information.
Please Note: Land Price does not include airfare, departure or arrival transfers, airline taxes and fuel surcharges.
Please Note: Land Price does not include airfare, departure or arrival transfers, airline taxes and fuel surcharges.
Package Includes
This Program is available for U.S. Passport Holders Only
Other departure cities available.
Tour Highlights
†Transfers are available for purchase for land only or on alternative flight dates
Not Included:
Yangtze River Cruise gratuity charge of RMB 150 (approx. US$25) per adult per cruise (charged directly to your account upon embarkation), optional tours and gratuities.
Additional Information:
Land only prices do not include arrival/departure transfers, but do include flights Beijing-Xian, Chengdu-Lhasa, Lhasa-Chongqing & Yichang-Shanghai.
Due to limited storage space on the High Speed train from Xian to Chengdu, only one small piece of luggage (44 lbs) per passenger is permitted onboard for your personal belongings. Your additional luggage will be transported separately to Xian and you will be without your checked luggage for 1 night in Xian; therefore it is recommended to take an overnight bag.
Cruise itineraries are subject to change. Alternative sites may be visited depending upon water levels and hours of daylight.
Passport information must be submitted to us Travel at least 40 days prior to departure.
Accommodation Details:
Victoria Cruise cabins on Wednesday & Saturday departures cannot comfortably accommodate 3 people; therefore, our triple adult and twin with child pricing reflects the additional cost of an upgrade to Executive Suite.
Ship by Departure Day of the Week:
Wednesday Departures - Victoria Lianna
*Please note that the ships are subject to change due to local conditions.
This program is available for U.S. Passport Holders only: A visa is required for entry into Tibet and is obtained on your behalf by us Travel. This visa is required in addition to and separately from a China visa. Entry into Tibet is strictly controlled by the Chinese government, and rules for entry change regularly and without notice. Once you have made final payment, you will receive an email containing special instructions on how to apply for your Chinese visa. At this time, us is only able to obtain a Tibet visa for U.S. passport holders. Entry to Tibet is never guaranteed, regardless of nationality. On occasion, entry to Tibet may be prohibited entirely and without notice. In the event of a border closure, us will make alternative arrangements for affected passengers to visit Guilin, in another area of China.
Grand Mercure Beijing Dongcheng
This superior first class hotel is located in the Dongcheng District of Beijing.
Grand Park Xian Hotel
This first class hotel is a short walk away from the South Gate of Xian's City Wall.
Hilton Chengdu
This deluxe hotel is located in the Tianfu New District of Chengdu.
Lhasa Xin Ding Grand Hotel
This first class hotel is located a short ride away from the Potala Palace.
Pullman Shanghai Jing An
This superior first class hotel is a three minute walk from the Shanghai railway station.
Question: How many suitcases can I take with me on my trip?
Question: Is Airfare Included in the Price?
Awesome experience... knowledgeable and helpful tour guide (Hend), as well as all other employees.
As always, everything went very smoothly.
Very interesting itinerary
Great trip, loved the hotels and the service provided..
Fabulous trip. Great value
Prompt, courteous, and professional service at a fair cost.
We had a wonderful trip and we especially appreciated our tour guide in Vietnam, Tom. We're now looking into booking another trip with Gate1
Gate 1 is really good at what it does.. Highly recommend.
The trip and the experience exceeded our expectations. Both Affordable Tours and Gate 1 were outstanding.
Gate 1 did a wonderful job of planning all the details so we could enjoy our experience. Well worth the money.
The trip was excellent, well organized
Gate 1 Discovery Tour was more than we expected, hotels were excellent, attraction entrance fees were all included. Couldn't be more pleased!
Gate 1 was much better than I expected. I was really pleased with the tour and would consider traveling with them again.
Alex was a super tour guide. The itinerary was full, enjoyable, interesting, and with the other travelers we truly enjoyed our trip. Thank you
Affordable Tours took care of my booking and arranged my flights. It was handled efficiently and everything worked out beautifully.
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Notice how my log for the week ending September 17 is late? Yeah. This entire fortnight was a cluster. Busiest time of the year at work. Everything marked 'urgent'. Nonstop tasks from 8am to 5pm and often beyond dinner. It's not always like this; I had slow weeks in the summer, too, and luxuriated in those.
Week ending September 17
Monday – lunchtime: 2 miles errand-run. Evening: Track – 2 mile warmup, 7(400m @ 5k pace, 800m @ marathon pace, continuous) — nailed paces on this one!!!
Tuesday – 2 miles to/from pool, 30 min pool run
Wednesday – 7.1 miles easy
Thursday – off
Friday – 2 miles treadmill, 30 min pool run
Saturday – 15 miles (you know it's peak phase when you look at your plan and think, "Oh – only 15 miles!")
Sunday – 3.5 miles easy
Week ending September 24
Here is where it blew up.
Monday – rest (exhaustion)
Tuesday – early morning: Dragged self to building's exercise room. 1.5 mile slog. Decided to can it and walk 1.4 miles on treadmill at 13% incline.
Wednesday – AM: 3 miles elliptical. Why elliptical – because you can't work and run on the treadmill at the same time. PM: Track – 2 mile warmup, 30min steady state (3.5 miles), rest, 1min all out
Thursday – rest (again, complete mental exhaustion)
Friday – 5 miles easy
Saturday – 18 miles, stomach trouble the whole time
Sunday – Redemption run! 5.3 miles including last 2 miles where I was just running purely for joy. You know that feeling. It's the middle miles of a half marathon, with the sun shining, a breeze in your hair, bounding along, feeling the earth return to you all the energy you give to it. That's the exact feeling I want to recapture for the marathon. THAT.
As of today, four weeks to the Baystate Marathon. I will make it, I just have to pace myself and take it one day at a time.
Currently eating: Chicken pot pie, even though it is honestly too hot for chicken pot pie. This is the thing about New England. It'll be hot, hot, hot, actually fall for approximately two weeks, and then winter.
Currently reading: Tom Foreman, 'My Year of Running Dangerously'; Ron Lieber, 'The Opposite of Spoiled: Raising Kids Who Are Grounded, Generous and Smart About Money'


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Degrees and Certifications:
Mrs. Bambi King
I am a proud Momma, wife and teacher. I have two beautiful children ... Jake (24, and an Army soldier) and Shelby (23, a bank teller). I have been married for 25 years. This is my 16th year teaching at Millsap. I have 4 years experience in Kindergarten and have been lucky enough to have spent the rest of my time in Pre-K.


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It's been five years since Steve McQueen (the British director, not the late action star) won Oscar gold with 12 Years A Slave, and this morning 20th Century Fox released the trailer for his latest, Widows. Despite the downbeat title, this looks as far from McQueen's last movie as you can get, replacing the antebellum South with present-day Chicago and devastating drama with hard-hitting action and intrigue.
The cast for this film is as incredible as those of McQueen's previous films, though, with Viola Davis leading a gang of recently widowed women on a heist to settle their husbands' debts. That gang includes Michelle Rodriguez, Elizabeth Debicki, and Cynthia Erivo, with Liam Neeson, Colin Farrell, Robert Duvall, Daniel Kaluuya, Lukas Haas, and Brian Tyree Henry providing some male support (or menace, as the case may be).
Widows storms into theaters on November 16.


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How Clients Can Invest in Their Politics
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The generally accepted rule for investors is to diversify their assets. This idea holds true even for investors who prefer to run their investments through a socially responsible screen that comports with their beliefs.
But what about investors who arent so much making moral or ethical decisions about their investments as ideological ones?
Take climate change, a highly political issue in the U.S.
If an investor, having read the myriad reports, concludes that climate change is eventually going to have a catastrophic impact on the global economy, he or she may try to focus on investments that will likely profit, or at least perform less badly, as things get hotter.
Conversely, if someone else dismisses the idea, they may see an opportunity to make a contrarian bet on companies that are likely to win if there is no global warming. (Bank Investment Consultant is not suggesting either strategy, but rather making the point that clients can try to work though major issues of the day and make investments according to how they feel things will play out.)
About one in six investors in the U.S. apply some social criteria to their portfolios, according to the U.S. Social Investment Forum, but it turns out most tend to just tinker around the edges: climate change worriers who exclude coal companies and oil companies from their portfolios, for example.
One company capitalizing on ideological beliefs is Motif Investing, an online brokerage in San Mateo, Calif., which offers themed portfolios of stocks that provide the potential for big returns if the investors political beliefs bear out.
For example, among the 150 pre-established themed portfolios developed by Motif analysts are two relating to the controversial Affordable Care Act.
As Peter Andes, director of research, explains, One motif of about 30 stocks is expected to perform well if Obamacare endures, while another has stocks that would benefit if Obamacare is canceled.
When it comes to climate, Andes explains that the 25-company strategy for profiting off global warming is not just a typical green investment screened list. Rather, it includes companies that are likely to benefit, at least in the nearer term, from a hotter globe. For example, he says, we include Monsanto and Syngenta, two GMO seed producers that would not make it through any green screen, but which we feel will become increasingly important in offering crops that require less water or that can survive hotter weather.
Other stocks on the list: renewable energy companies like Ormat Technologies (a geothermal and energy recovery firm), Sun Power and Canadian Solar, which should do well if governments eventually really clamp down on carbon-based energy generation.
The companies in this motif, as with other motifs, are rebalanced on a quarterly basis, Andes says, based upon reviews of the climate change research, and on company performance. Andes adds that Motif Investing also has an advisor platform.
As for the skeptics, Andes says there hasnt been interest in a no-climate change motif. But such a motif might try to capitalize on an alternative reality in which climate change turns out to have been wrong.
On our request, he created a mock-up climate contrarian motif, which has a 63% holding in oil companies, 10% in coal companies, 6.7% in property insurance firms, 6% in transportation, and, perhaps to add a touch of humor, 10% in air-conditioning and refrigeration firms.
In this hypothetical, the theory goes as such: Oil companies should do well as people return to gas-guzzling SUVs and high-performance muscle cars. Coal companies, whose shares are currently beaten down as coal-fired power plants in the U.S. and China are shuttered over global warming fears, would return to favor. Property insurance firms would find themselves sitting on piles of cash from excess premiums, and car companies will benefit from a return to big higher-markup vehicles.
In a case of such ideologically based themed investing, one should think long term. For example, while reports about climate change look dire, it will be years before theres any significant jump in average temperatures and resulting sea-level rise. This is not a short investment strategy, says Andes. In fact, the climate change motif in mid-June was down 4.7% over 12 months, compared with an S&P index that was up about 10%.
Mark Regier, VP for stewardship investing at Everence Financial, a Mennonite investment firm in Indiana, says making climate change investments can be daunting in the short term. People jumped on wind energy, buying windmill makers and wind farms, but then the market crashed when it turned out there wasnt the infrastructure to get the energy from the windmills to where the demand was. You need to be careful because while these ideas can work out in the long run, they can be hit by huge swings in public sentiment and public policy.
Everence does have a proactive climate change investment strategy, he says, that integrates a focus on how companies are dealing with and adjusting to climate change into our research into stocks or bonds to buy. Meanwhile Regier doesnt offer much hope for climate change skeptics looking to make a killing on a contrarian bet. If they go out and buy cheap oceanfront property they should be prepared to swim to it, he laughs.
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'A heartless act of indecency'
Relatives and friends of patients in Shaen Hospital expressed many emotions in the Killeshin Hotel, last week.
Hundreds of people packed into the Portlaoise hotel to support Shaen Hospital.
One man, representing the Delaney family in Shanahoe said the decision to close Shaen was an insult to the patients. He described the decision as a "heartless act of indecency."
Mr Delaney said it appeared that the government cared more for criminals than for its elderly.
"Coming down here tonight, I was looking at where we were told two years ago that a new nursing home was going to be built in the grounds of St Fintan's hospital and then you look the other way and you see the Midlands Prison in all its glory. Looking from one side of the street to the other, you see 300 new beds being built for criminals in this country, which gives the impression, be it false or not, that the country cares more for its criminals than it does for its elderly," he said.
Mr Delaney's said his mother who suffers from alzheimer's was cared for in Shaen.
"Shaen and its staff are excellent, it's a joy to go in as a visitor."
Mr Delaney said the difference between Shaen and Abbeyleix was that Shaen was a specialist unit for dealing with alzheimer's and dementia.
Another lady spoke about her mother who has been a patient in Shaen for the last seven years. She said she had worked in the private sector, and said it was run like a business, where HSE patients were treated differently.
She said Mountmellick was the only other hospital where her mother could be cared for, but she expressed concern that Mountmellick could be closed also.
Another lady read a letter she had wrote to the Minister for Health.
"It is a very sad day when we think that the most vulnerable of our community is being thrown out on the dung heap by fearless, spineless men and women who care nothing for our beautiful elderly," she said.
Gary O'Keeffe spoke on behalf of the Abbeyleix Action Committee told the Oireachtas members to expect resistance. He said the only enemy was a bad decision.
"Our real enemy we should focus on is this decision which was bad. If it's bad now, it will be bad in five years time and in ten years time," he said.
He told the politicans at the top table to sort the situation out and get the decisions reversed, regardless of whether they had to talk to the IMF or the Minister for Health.