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BabyGoShop we use a courier and RM so will carry on as usual, just making sure customer knows options - post delivered today as normal!
prem2pram I feel RM has small Internet businesses by the short and curlies, for many couriers are not an option
PAHAccounting What about the impact on Royal Mail, people switching to Online transfer of data, and information? i.e. banking, invoicing etc
ChiggsLtd Strike will devastate my biz-my products are cards-lightweight & inexpensive so couriers not an option. My biz is in RM's hands
Ellen_Carroll our clients are keeping a log of late deliveries so will come
peter_source Crossword clue: Postman. How many letters? None!
postingdates We've seen a lot people on our Last Posting Dates site as people are getting concerned about Christmas post.
sassalynne We work from home. As we are classed as a residential address we often don't get post until after 4 (yes, 4).
partysprite I've already noticed a drop in traffic to my website, and as my items are low weight a courier will cost me.
RolandMillward Documents being faxed or emailed as far as mortgage applications go.
eSpares Send thousands of parts out daily-now have alternative couriers in place so our customers aren't impacted.
SpannerWelch My postie was early today! Says he thinks he's off tomorrow, though. He didn't seem sure - communication limited to top dogs?
shorthairfan i shall make sure i send all my letters by email
mummylooksfab we will have to switch to a more expensive courier and take the hit. Its still better than letting customers down!
Terry tjk1964 Simple don't post anything Thursday & Friday!
Jo Balecreativejo I won't be sending RM btwn now & Xmas unless its recorded delivery! Had too much lost last time :-(
Liz Morrislizmorris I'd like to know as well! not much choice for very small business, but to inform customers and grit their teeth
hunkydory homehunkydoryhome using 2 couriers and avoiding posting anything royal mail between now and monday.
Jo Balecreativejo as a sml business we'll be sending everything via courier & taking a hit on the cost :-(
AndiBingy I will be avoiding the postal strike by not using post! Post is a bit 17th Century these days!
davelee I'm terrified about the postal strike. If only scientists could come up with some way of sending messages with a computer
JULIANBRAY I've saved my junk mail so I can post it to myself thru letter box over next 48 hours so won't notice the strike at all.
Hi, just to let you know i switched to a water meter over a year ago. i was paying £530 pa for my water, now it's £120 pa.
i Recycle my rain water for the washing machine, showering and the toilet.
Phill, Blackburn
Some weeks ago a loss of pressure caused me to talk to 3 Valleys, our water company. A few days later I decided to read the water meter. To my horror it was whizzing round and had clocked up over £1000 of water.
I duly reported it and the formalities were served. I learned that as this was the first leak since the meter was installed the excess consumption would not be charged. The cost of fixing the leak which involved a by pass was covered by my house insurance. Conclusion, check the meter yourself.
Ken Ashcroft
Shocked to find out this practice happened. Staff should get the min wage + tip. My tip is for the waiter/ess, not the owner! peterramsden
Tips should be an extra, on top of wage. But tips should also be split out amongst all staff, not just waiters. patrickjpr
I do tip if the service has been good, but always ask who gets the tip. Owners ALWAYS say the staff, so quietly ask staff! Happy_Bag
Pple are doing their job for a wage, if h/ever the srvce goes abve and beyond a tip is in order which shld NOT form their wage cc_star
Tipping is normally about waiting staff, but there's so many more people involved in a good 'experience'. Cooks, cleaners, etc PaulOckenden
Last winter I left heating on 24/7. Worked out 15% cheaper than trying to heat a cold house up twice a day from. hallrm
There are gadgets you can buy that fit on a kettle that let you boil enough for 1 cup at a time and can last all day from.fadmedia
We work Economy7 eagerly! All happens in that time zone! Looking to add photovoltaics on roof. All clothes drying-under car port! CoachConfidence
Use blankets - no need for central heating until well into winter. baiduyou
Wear non-iron clothes. An 1800 watt iron uses as much energy in a hour as a 60 watt laptop uses in 30 hours. countersquare
Turn your thermostat down by just ONE degree and you can cut your heating bills by up to four per cent. KellysDavies
We grow a lot of veg, best so far 5.5 kg marrow :) Groovephase
Inundated with courgettes but that's what you get for planting 3 plants. Toms, onions, melons & 3 pumpkins & squash 2 harvest. thefrugallife
We did but in pots as we live in a flat. Didn't relly work - Lots of leaves, no produce :( nicolajoiner
courgettes, beetroot and beans galore. pics, recipes, etc at http://foodfrom4.com ianphischer
We had a summer fayre in the office due to lots of folks growing their own http://twitpic.com/e8sde Sirenpr
Our own Victoria Plums in Rum - twitpic here http://bit.ly/1k2s2p HoptonHouseBnB
Chillis and tomatoes (eating/giving away as they ripen). Potatoes (a lot of shepherd's pies). First year of doing it. Fab. swottybarnham
Our crop was teensy but the kids LOVED It - and finally understand food doesn't grow at Tescos - hurrah cuddledryhelen
At home we grew chilis, tomatoes, peppers, peas, onions, cucumbers, corgettes, beetroot, leek, lettuce, potatoes. We ate them. JustinMcKeown
I had occasion to take a short four day break in Cornwall recently.
The total cost estimate was £600 and that for two adults and a little bit. It rained for three of the four days.
Next year, I am taking the family abroad for 14 days. We will be guaranteed 12 days sunshine in October. The self catering holiday has cost six of us £1120 for a 3-bedroom villa and a 14 day car hire.
The airfare cost us about £270 each. Total £472 each person. England is beautiful and we pay for it.
Greg Fester
This year my family and I stayed in the UK for our summer holiday. Normally we go to France and have in recent years been to Florida twice. However, this year we decided to stay in the UK to save a bit of money.
We stayed in a lovely cottage in the Lake District and had a very restful and enjoyable week. Although it was not unbroken sunshine, as we had in Florida, this did not dampen the holiday in any way as there were lots to see and do. The cottage was well appointed and very reasonably priced compared to our other holidays. We are definitely looking to book again for next year.
Kevin Power
My family enjoyed a couple weeks holiday right here in Britain this summer. We stayed at historic cottages with the National Trust and Landmark Trust. It was a wonderful time exploring interesting parts of Britain new to us. I lost my job last spring so we opted to save money on a staycation.
My wife, two children aged nine (girl) and six (boy)) and I decided on a UK holiday this year with a week in The Lake District, three nights in the Yorkshire Dales and four nights in Northumbria. We swapped buckets and spades for walking boots and binoculars.
It would not be so surprising that my wife and I enjoyed the holiday but to learn that our children want to do exactly the same next year. We did not save against our usual two weeks in France but we feel that we got much more out of the holiday as a family due to the stunning beauty of the north of England and the warmth and friendliness of the people.
Just wanted to say that we suspended our camping trip to France and headed for West Wales instead. Had a fantastic time, facilities were superb at Blaenwaun Caravan Park situated 4 miles north of Cardigan, in Mwnt.
Fresh organic beef from the farm for BBQs, great scenery and views and a beautiful beach within walking distance. Family could feed the goats, pigs and ducks, play on the climbing frames, swim in the sea. Lovely restaurants, farmers markets, and events in nearby Cardigan. Will be heading back next year.
Paul Langley
I had a holiday in Cornwall this year after looking into similar holidays in France. Barc_alpha
We had two camping trips in the UK this summer. Kids loved it. UK hols def as good as abroad, but the weather is a gamble... creativecharlie
No.Given the silly cost of petrol to get anywhere, typical hotel and food prices+ low standards etc Turkey was a better option JSorrels
Yes, after a week at Glastonbury, we spent a week on the beach (literally) snowballthrower
On the lovely Cornish coast. growthcompany
A lot of school time is spent learning interesting but not so useful things when some essential life skills (e.g. cooking, safe use of food in the home, household maintenance) are not taught at all.
Should schools before school leaving age not prioritise essential skills for adult life before teaching thing like the Roman invasion of Britain?Austin
I am a great believer in "respect for the environment". I taught my daughter this through extensive outdoor activities like camping, cooking and money matters.
I think teaching children "life skills" is as important as education.Sue Hunter
Guided tour of a landfill site on the national curriculum to demonstrate implications of waste and litter. Vile but effective! robertz
Kids should also be taught about debt, cash flow, investment and communication skills. cruickers
How to manage money and budget. katesull
Managing personal finance - should teach kids how to lead healthy financial life lots of examples of what not to do right now. meribel
A better understanding of people with disabilities. hallrm
National Service like they do in Germany & used to do here. Dizzywiggins
How to budget at school and the real cost of credit/taking out loans. Ellen_Carroll
Cooking. a4ann
Kids should learn about where in the world their food comes from, and the living conditions of the people who produce it. Countersquare
Respect for animals and basic animal welfare. CyberEmma
it would be nice...Lenard Fuller
When we g-p get money for sitting, we could just give it back to them, it 's a good way to help, instead of the money going out of the family.A Grant
Grandparents often do a wonderful job and I see no reason why they should be paid, but by the children's parents, it's a ridiculous idea that the state should be paying.Rob McAuley, Belfast
Received via Twitter Probably because a lot of pensioners that previously relied on income from their savings are having to dip into their capital.haggerdoo
Hopefully people shopping around for higher rates so its money thats moved not just vanished?CitrusDavid
I took my money out and used it to pay for a new web site, the missus bought a Gucci bag! CommentLuv Savings went under the mattress ;-). Any figures on loan repayments, maybe people paid off loans.ArchTrout
Probably to buy houses to let.RolandMillward
I withdrew mine, then paid them in somewhere else. Do the paid in figures match the withdrawn figures?blabers
Perhaps it was moved to higher interest accounts. paulhenderson
I suspect on shoes and clothes!LauraLynne
Probably paying off debts and funding their own unemployment. Probably NOT into shares.martinpacker
People are withdrawing money to pay household bills not to buy big ticket items.delvestaxis
I withdrew my pitiful savings to go on a skiing holiday. That had been the intention for those savings though, not spontaneous.simonjjones
On paying loans.spider_cat
I write a cheque each week for the milk bill. I send birthday money presents via a cheque. I exchange cheques with friends who have bought things for me e.g. theatre tickets on their credit cards and get cheques from them if I do the same.
Yes I can use email/electronic cards etc but other means are still the most personal.Linda Mitchell
Use cheques for horse riding each week, much safer for the staff! Always pay by cheque for special promotions eg Radio times posters/DVD etc, seems safer than using card details.Gillian Cook
I'm self-employed and often work in customers' homes. Businesses cheques are vital for me because I get paid once I have completed the job. I never know how long a job will last because customers frequently add extra work once on site - cash is non-starter in these circumstances.
I work in areas where mobile signals are not always possible or very unreliable, so that rules out that means of payment.
Also people forget the old adage whatever security can be invented will be circumvented!
Electronic systems are convenient but not always the most reliable, secure or best solution.GJR
Frequently use cheques as avoids giving details of debit & credit cards for people to use fraudulently. Otherwise I pay cash at places such as garages.Jerring
I am self employed and do my sales at outdoor and indoor shows. Cheques are often used to pay for items instead of cash. My concern is that with this new swipe technology using mobile phones etc, what happens when you cannot get a phone signal in the middle of a field at these outdoor events?Grahame, Burton-upon-Trent
Of the 14 cheques I've written in the last 14 months, 11 have been to a school. One was to HMRC as they messed up my (self assessment) online payment and then tried to take it out of next year's tax until I sent a cheque as some sort of voluntary payment (as I'd wanted to make online) to sort things out.
Then there was one to Dynorod (and they let me keep the pen), and the other went to CAMRA (Campaign for Real Ale) with some raffle ticket stubs.Ed Loach
Received via Twitter:
Have not written one in ages but received about 20 as wedding presents last October! bobscott
For my milk man, and he wouldn't accept it.jamescrawford
DVLA last week.moslejam
Sent four in last two years - mainly small suppliers. Strangely we get more lost in the post than ever arrive.tomball2
Most of our wedding costs were by cheque. For services like reception venue, photographer etc.phillprice
It's been 487 days. I just checked!brmbds
Schools always want cheques too. "Cheques made payable to OCC" - they're banked by the council. SteveTuck
Last cheque... This morning to HM Court service (it's OK I'm a claimant not a defendant :)). alsutton
My golf course is unmanned so has an honesty box, so it's cheques every time, saves having to find the exact money.boycee
Sent cheque to pay admin fee of Nigerian investor who's promised to transfer his fortune to my bank account after I...oh wait helen_nicola
I lost my cheque book in the house, but still receive payment by cheques 95% of the time. markcrosby
I still get some equipment delivered by suppliers that insist on COD (cheque on delivery), very annoying. natmorris
Just school/children's activities here too! And the occasional eBay item - I use about 5 cheques per month. nickie72
Had to write a cheque to open an ISA at a bank that didn't have my current account...had to order a book and everything! helentoft
Since Dec. have used ONLY cash - when it runs out you stop spending! Prefer cheques when owed tho, as won't spend it! happilyHeather
I have a client, says she can't pay 'cause she doesn't have my bank details - sending a cheque clearly hasn't occurred to her! GuyClapperton
I still get quite a lot of cheques, don't write a lot though! WildlifePhotog
Getting on for 2 years...rjw1
Can't remember the last time I wrote one, but even my nan bank transferred some money for a pressie @ xmas rather than a cheque.simonjjones
When I was forced to. And it annoyed me. I found a mucked up one in my sock drawer that had to do. They need to be shamed away.JSorrels
Actually, it was yesterday! Swottybarnham
Tend to use them only for paying for plumbing or other work done on house or for sending money to friends/family.MerseyMal
Last Friday to pay for my daughter's swimming lessons, I've also got 2 cheques to cash - birthday money from grandad.leesapee
The only time I write cheques any more is to pay my accountant for his services! Longwave
Sent cheque last week to my son's school to pay for educational trip.Moonchild66
January 2008 to my mother for a PS3.GordonMacMillan
The only times I've used cheques recently are as a fall-back when the usual electronic method has gone wrong.parrais
Three yrs ago. I always pay by card for everything. my gravestone will read 'she never carried cash'.KT45
Only ever use them when opening a fixed bond - last time was a week ago to open icici account. Written 2 in last 3 yrs.JTLovell1979
Last cheque written about 18 months ago. With the demise of cheques (and letters) I've forgotten how to do my signature! PaulOckenden
About three or four times a year and always for school trips etc.srs11
Write cheques regularly to pay people who run kids' activities eg toddler music group. Accept cheques in both my businesses. shoes_in_herts
To the taxman in January. I like to have a paper trail.saturngirl
About two years ago, for a bill. Do you think we will return to the barter system? I hope so.makeyourmark
My daughter's Brownie Subs are always by cheque. Also lots of promotional purchases on food items are by cheque or PO.Tawny75
I have an unused cheque book due to lack of funds.emilychurch
I think cheques should be banned. just an excuse to delay payment and a massive faff for people like me who are bank averse.jopkins
When I was a student! About 5 years ago. I asked my bank not to bother sending me one but they insisted. danhardaker
Haven't written a cheque for a bit, but will be heading to the bank later to pay in two of the beasts.amcewen
At least one a week.... for my cleaners sirraHkereD
I'm still only part way through my first ever cheque book, which I got in 2002! countersquare
I wrote a cheque in december to open a savings account.BipolarFella
On Saturday - to give someone some money I'd collected from friends as a gift towards a new laptop for her.katebevan
Last time I wrote a cheque - to pay a parking ticket about two months ago. ewanspence
Can't even remember the last time I wrote a cheque! Started internet banking in 2004 and never looked back :)NikLP
I write cheques only when paying contractors for work to my rental properties .SteveTLeics_UK
For my daughters birthday party as they didn't take Credit Cards - bizarre in this day and age westernrunner
Personal cheque for deposit on rented flat. Theprowler
Nice to see an article about dog (pet) welfare on your programme, but please remember that dog groomers and trainers ALSO provide services you mentioned and are just as important to mention when discussing animal welfare.
Other points to note are that learning how to interact with your dog, supply good nutrition and investing in having your dog professionally groomed are just as important, arguably more so, than having insurance - as prevention is better than cure. Darren Elkins, woofwash Beware pet insurance... as the pet ages, premiums increase tremendously, as do the 'excesses' paid by the owner when claiming. In our experience, as well as being less worthwhile, it also seems to become harder to claim, as any loophole the insurer can spot is pounced upon, in order to avoid payment. Ted Maudsley
I think everyone has their views about what makes a good CV, but it is not clear to me whether you should include:
- Your age or date of birth
- nationality
- marital status
- salary in your last jobs
- Email address
- Mobile phone number
I am particularly worried about sending my CV to an employment agency I know nothing about, because of identity theft.Peter C Jackson
Received via Twitter:
Don't lie! in this day of linked in, Facebook and the like - back checks are easier to make than ever before.martinbrindley
My CV tip is to tempt them with snippets of info you know they will ask your to elaborate on in interview.andy_watt
Look for keywords in the advert and put them into your CV. Many companies search by keywords...
A dynamic paragraph at the beginning of your CV helps excite a recruiter and encourages them to read on...
Bullet points to outline achievements helps the reader of the CV so they can assess if you suit the job.Bananaman2
Keep your CV short. Too many pages and people get bored. Cliveflint
Spell check! get at least one other person to check it. Also if sending electronically give it a useful filename not just cv.doc. eg firstname_lastname_cv.doc rjw1
My top tip is check your online profile actually matches your CV. Employers check facebook these days.Peterramsden
Keep a CV to 2 sides A4. Focus on achievements. Show how you've made a difference. Be honest. brmbds
Don't lie! You will get found out, try to keep to 2 pages at most offering more info if required. Keep it clear and concise. Tawny75
You told us on Twitter...
Falling pound? Good for me as overseas buyers are back on eBay. Now back selling to USA & Japan. Sadly we go to Italy on holiday...andrewjtitcombe
Only the big companies are being reported on news. I work for a 25-person company where a third of jobs were lost on 2nd Jan.david_n_m_boyd
SO over it! The UK is obsessed with the recession where other countries are getting on with life so they can recover quickly.Fifilefiend
Actually our company had its best quarter ever last quarter, and are looking to grow aggressively this year (10-20 new hires).FrintonBoy
Not finding it so terrible. I'm aware I'm pretty lucky but really not bad atm. Know I need to remember it for future tho.OneRedSock
Air of dismay in Sheffield. it's impossible to judge whether any Government interventions will work.brmbds
Pretty dire up here in rural North Wales. 4 local biz gone in last 12 months.Neilco
It's not too bad around here. Sole traders are very busy, some busier than normal.Sheila_PO
We've never been busier. Really.... we're recession beaters!BradBurton
Difficult to know what is real and what is fear. Some Customers have stopped buying, but are they broke or just frightened?WR15
Two of my friends have been fired and another is waiting to hear. It's becoming hard to ignore the fact that all is not well. tlodge
Lots of talk about it, lots of fear about it, very few people actually hit by it though.Alsutton
Trowbridge, Wiltshire. Beginning to bite! Housing market dead. Layoffs in factories, M&S Food to close, Woolwoths,, MFI gone.RolandMillward
Mixed I think. Things are slow for me but I've only just moved to Liverpool - other geeks seem to be surviving.amcewan
Nonplussed. We've known about it; we're going to have to face it; let's get on with it.Stuartmlambert
Pretty grim. One neighbour lost house, other lost job.Yellowpark
Web work appears to be moving ahead as normal - business is good.NikLP
Gradually emptying high street in Exeter is the most obvious sign and our business is quiet, people just aint spending.Westernrunner
JCB and Wedgwood closures have devastated Stoke-on-Trent - I was made redundant from a London based firm in OctoberNoot54
Christmas can be special by making gifts at home, buying locally, writing lists and being less greedy when stocking up on goodies ... oh - and I just bought all my cards for 2009 in the sales :) lowcarbondiary (via Twitter)
It's really simple - I make a lot of the presents I give. Saves me loads of cash and gives me pride. Christmas 2009. here I come.eSpares (via Twitter)
I would like to propose: - 1) "Cat's Eye" safety road reflectors 2) The screw propeller 3) D H Comet, first jet airliner 4) Hovercraft/air cushions 5) Ejection seat 6) The Hawker Harrier 7) The Spitfire 8) Penny BlackTed Prangnell, Ashford
My nomination for a design classic is the original version of the Picot stove-top kettle. I am looking out for one to buy in antique shops and markets but so far no luck.Elaine Vassie, Argyll
The BBC has its very own British Design Classic: Ceefax.Bryan Green
The greatest icon in British aviation history is the Vulcan Bomber. (www.vulcantothesky.org)David Lee-Williams
I'd suggest the Police Telephone Box. One of the only surviving examples on the street, I believe, can be found in Glasgow.Tim Hawtin
Dyson DC01 UK - Design Classic. George, Bromsgrove
Well, how about the iPod? While we all know Apple is an American company, their designer, one of the most successful and celebrated in the last 10 years, is British!MJ
Our original contributor Marc Lockley replies...
Chris (below) is quite right when he says some stores will haggle and others won't - it is their choice. However, whether you buy there or go to a store that will listen to your bargaining skills is YOUR choice. If you shop around you will potentially find that other stores will haggle and you may even find their asking price cheaper anyway!
Ian's point (below) about outlawing haggling is one that I have never come across before. One thing I would say is that retailers have invariably haggled with their suppliers to get the best price/value they can. In fact, something like a coffee bean has been through over 10 points of negotiation before you drink your mocha cappuccino (from farmer through cleaning stations and finally in the store) - why should haggling stop with the retailer?
The embarrassment point is one I covered on the programme. There is a fundamental difference between haggling and negotiating. Haggling is seat of the pants stuff that has limited success, around 2 in 10, and would be embarrassing for many Brits. What is in it for the shopkeeper? Why should they give you a discount? You have provided no justifications or motivation for them to consider your request.
Negotiating involves preparation (and there's plenty you can do - including thinking about what will motivate the salesperson to give you a better deal?) that will increase your confidence levels as you realise that you deserve a better price. A great example of that this week involved me seeing a fridge freezer I wanted that was on sale at one retailer for £420 and the same make and model at another for £325.
Also, if the price tag was THE price you should pay, then why are there so many bargains on the shelves today that will be at full price in February? The price tag is the starting point for many (not all) shops.Marc Lockley
Contrary to Ian Thompson's views (below), I believe that the customer has every right to haggle, especially when it comes to consumer electronics / white goods. These types of stores expect it, and so if we're to get a reasonable deal, we haggle. For example, we don't haggle at checkout in Tesco's. Why? Because they won't haggle with us. The stores choose whether or not to haggle, and if we can, we most certainly should - prices would be artificially high at some stores regardless of whether or not we try to do a deal.
Unfortunately, as Ian quite rightly comments, those who feel embarrassed to haggle, lose out. Thankfully though, the supermarkets offer a limited selection of the white goods at the right price.Chris, Preston.
I disagree completely with haggling or negotiating a price down. Firstly it assumes either that the shops are pricing their goods unfairly or you can't afford it, in which case you shouldn't be buying it. Secondly, if everyone started haggling the shops would have to generally increase their prices to maintain the same profit margins.
People like me who wouldn't dream of trying to get the price down would then lose out because we would then be paying over the odds.
To me it is a cheap and nasty and degrading practice that should be outlawed.
Ian Thompson, Shipley
As a mature house owner, no mortgage, fixed pension, this is the last straw, it is only the savers who will be able to go out spending and why should we to save those who took a gamble?
I agree with a previous article, let's have a different rate for savers, this country will take years to recover from this cut if ever...Kay Literskis
I am retired with no mortgage but have savings in various accounts and the interest tops up my pension. With falling interest rates I am in effect paying more tax and have a reduced income. Should there not be a scheme to assist investors as well as those with mortgages? It would also help the banks and building societies to have more funds to balance the books.John Marden, Kent
I don't have a mortgage but have savings. I was going to change my car next week but I am scared by falling interest and and have postponed the purchase.
Cutting interest rates is not the only answer.Tony Preston, Lancs
Since those running the system seem to be the ones who've broken it; why can there be two interest rates, one for savers and one for borrowers?Andrew Rivera
Everyone is waiting anxiously for the bank rate to go down. Good for some. Very Very Bad for Pensioners relying on savings to boost their pension.
What is good for the borrower is not good for the saver and since pensioners are a significant percentage of the population with spending power Gordon should be looking at ways of not penalising the savers.
All that will happen in this sector of the population is we batten down the hatches & spend nothing. I'm not looking for handouts but if Gordon can bail out the banks could he arrange an over 65s savings rate that would not cost anything and get a section of the public with considerable disposable income spending again.John Harrison
Why should small savers pay 20% tax in these current conditions? Immediately increase the ISA limit or reduce the tax burden. Give first time buyers tax relief on mortgages- Remember MIRAS & before? John Oliver
...but what about those of us who have lost our jobs but don't have the luxury of owning our own a home, where is the help if we get into trouble paying our rent?
The Government is concentrating on those who are lucky enough to own their own home or have a family and forgetting those of us who don't.Sally, Somerset
The people complaining about the effect of falling rates on their savings should have bought UK Gov Gilts, which guarantee the interest and are very safe. Their value also rises if rates go down!Tony
I am very disappointed with another cut in interest rates. My husband and I rely solely on the interest from our savings for our income and this is another blow.
I also am not happy that we savers are being penalised to give borrowers an easier time. We are now of the opinion that there is little point in saving and with a reduced income as a result of low interest rates we can see a time in the not too distant future when we will be using more and more of our savings to live and therefore we will be investing less and the banks and building societies will suffer as a result.
For let us not forget that without us savers there is no money to lend. I cannot see that cutting interest rates is the answer to the current recession.Pamela Ridout
After school on 5th Feb 1953, Woolies, Western Road Brighton, just 10yrs old, wandering why a huge queue snaked from the corner of the road outside, to the middle of the shop and ended at the sweet counter, 13ys of sweet rationing had just ended...Oh! bliss, but we couldn't afford any, not a 1p between us, how sad is that?...that really is a credit crunch! Joyce Marshall then & now Chalk
The thing I remember about Woolies in my childhood was the tins of broken biscuits.
There were several of these containers from which you selected the biscuits you wanted. The tins were about 12 inches square and 18 inches deep and full of broken biscuits of every kind.
I also remember as a child asking my mum did the supervisor wear any clothes under her uniform, not a lot of shops at that time (50s) wore uniforms then and I was intrigued - the answer was yes.
In the early 60s, when my husband and I were newly married and we went to visit other towns, Woolworths was always the first shop we would visit!Gwladys Harrison
I used to work there on Saturdays when I was still at school. I loved it! We had our own counters - mine was lingerie - there was a drawer for a till.
The canteen was a great place to hear the gossip. We were paid at the end of Saturday working - 6pm.
I always remember the record counter - Embassy records, and the pick and mix sweets. Also the perfume they sold on the cosmetic counter - I think it was called "Midnight in Paris" in a little blue bottle.
We used to buy hairspray - then it was called laquer - in plain bottles and pour it into a spray bottle - hair was as sticky as can be!
It was a vibrant place to work and I loved every minute of it - I left when I left school & went to work at Mackintosh sweets.
Great Memories.Janet Helliwell
My local Woolworths store in the 1930s advertised everything as nothing more than 6 pence - 2.5p in today's money. I remember seeing small tortoises for sale (can you believe it?) at two shillings each. They justified this by saying it was 6 pence per leg!Alan Wilcock - Caithness
I wonder if I can lay claim to the longest record for a Xmas tree at 38 years.
I bought my tree in 1970 in Woolworths, Manchester. It has gone up every year since and we are both going out together, [I am 72]. My family pour scorn on it every year as we both lose a little more of our "covering". What they don't realise is the number of memories it evokes each time it goes up.
The first picture is my son Andrew [ now an RAF offficer just returned from Afghanistan] The other is my Grandson, Oliver, in the same position; but not the same house.
And yes, I still have a box of Woolies decorations that still go up, even though they are quite fragile.George England
In 1941, at the age of 13, for the price of 6 pence (2.4 new pence), I purchased a red, wooden handled, ratchet screwdriver (pictured) from Messrs Woolworth in Gold Street, Northampton.
It has been in constant use ever since and I now note that my faithful friend is worth more than all of Woolworth stores.(Prof) Reg Austin
I remember as a child in the 40s the wooden floors, the cleanliness, the huge selection of sweets, the assistants serving from behind the display (no queueing at tills), loose salted warm peanuts served in little greaseproof bags, and my mother always being able to get what she wanted whether it was haberdashery, garden plants, seeds, stationery etc etc. What a shame it seems to have lost its way. Mary, Guildford
We have in our Christmas Tree ornaments box 3 1,doz boxes of Woolworths Christmas tree ornaments.
There are 33 left out of 36, these were purchased from our local Woolworths for Christmas 1964, our first year of marriage, for, I think, a shilling a box.A.Baulk, Ayrshire
My grand children are still playing with some tin soldiers that I brought with my pocket money at Woolworths in Lowestoft in the 50s.... they cost 3d each.P Poulain, Aldershot
Being now in my 70s I remember several things about Woolworths as a child. My younger sister by seven years would always go missing in the shop and an announcement would be made that a small child had been found and would her mother collect her from the manager's office! Of course in those days it was not as frightening when a child went missing in a shop as it is today.
As a teenager I remember buying mum's Christmas present from the shop like Evening in Paris perfume. And one of our neighbours was an assistant on the sweet counter. Helen Bond, Cheshire
Woolworths holds a strong place in many people's hearts and on many of the UK's high streets but its brand lost any real value many years ago. Attacked by lost cost competitors and the internet it no longer has a distinctive offering that sufficiently differentiates the business from its competitors.
What is does have is great locations and a well known legacy brand. The network of 800 stores could be combined with an enhanced internet service to provide a full range of Woolworths products to be collected in store at convenient times, thus avoiding the need for postal deliveries arriving with consumers at inconvenient times. David McBride, Preston, Lancashire
I will be buying everything off Ebay this year.Paul Knight
I think I have the best christmas plan going this year when it comes to saving money...I'm doing nothing! I'll be staying in being a bah humbug on my own. Yay!Lil
Cutting the cost of Christmas; the big expense of the winter.
i) Make your own personated family cards (like happy Christmas sister) as they are expensive.
ii) All adults agree to limit present costs to each other.
iii) Cut back on all usual extras like chocolates & tit bits like nuts (that no one eats!).
iv) Explain to the kids that there is a 'credit crunch' & can't have everything they want this year. I'm sure teachers would have mentioned 'credit crunch' at school even though the kids won't know what it means, they'll be half prepared for this adult explanation.
v) Buy cheap crackers, as long as they 'bang', have a hat, little 'toy' & joke they're alright.
vi) Most people have to have a turkey dinner but cut back on all extras like sauces, chutney, cranberry, red current, extra stuffing & that sort of thing. Buy smaller jars. Reduce portion sizes as there's usually far too much & get a smaller turkey (use smaller plates - looks more) - 'restaurant trick'.
vii) Buy less expensive alcohol like liqueurs.
viii) One can enjoy Christmas lunch just as much without noticing cut backs, it's the good will spirit that counts! Steven Russell, Leeds.
Since MBMA racked up both my credit cards to 34%, and since spending less on other people seems to go against the Christmas grain, I'll be cutting back on buying myself new dresses, shoes and blowdrys...Clare, London
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100 Terrific Web Design Cheat Sheets that Will Save you Time, Money and Mistakes
By Nicole White
Most web designers know that cheat sheets are incredibly useful. You can use them for quick reference, easy learning, and more. In this list, we've compiled an incredible collection of the 100 best and most useful cheat sheets out there.
Quickly reference color codes and web safe colors by making use of these charts.
- Color Reference Hexagon Mouse Pad: Keep your colors right at hand using this mouse pad.
- RGB Hex Colour Chart: Get the color codes for RGB Colors using this chart.
- Web Safe Color Chart: Find colors that are safe for use on the web with this chart.
- RGB Values for Macbeth Color Checker: Find values for a variety of colors, and what they can be used for, in this resource.
- RGB Hex Colour Chart: Here you'll find an RGB color chart with 216 web safe colors, printable on an A4 piece of paper.
- Color Reference Guide: This reference guide from Veign is a great visual reference for color codes.
These cheat sheets will help you with Adobe products including Photoshop, Flash, and Illustrator.
- Adobe Pen Tool Cheatsheet: Use this cheat sheet to get quick reference for the pens in Photoshop, Illustrator, and InDesign.
- Photoshop CS3 Keyboard Shortcuts Cheat Sheet: Using this cheat sheet, you'll be able to speed through editing with keyboard shortcuts.
- Photoshop CS4 Keyboard Shortcuts Cheat Sheet: Get an updated list on shortcuts available in Photoshop CS4.
- Photoshop Brush Tool Cheatsheet: This cheatsheet for Photoshop offers a great reference for all of the brush tools and what you can do with them.
- Flash CS3 Cheat Sheet: This cheat sheet offers a visual reference for Flash CS3.
- Adobe Flash CS4 OS X Keyboard Shortcuts: This cheat sheet will provide you with all of the keyboard shortcuts for Adobe Flash CS4 on OS X.
- Adobe Illustrator Keyboard Shortcuts-Mac: This cheat sheet offers Illustrator keyboard shortcuts for the Mac.
- Dreamwaver Quick Reference Guide: This Dreamweaver quick reference card will make it easy to get things done in Dreamweaver CS3.
- Dreamweaver CS3 for Mac Quick Reference Guide: Use this guide to get quick reference for Dreamweaver on the Mac.
- Photoshop Toolbox Reference: In this toolbox reference, you'll find out what icons mean, their shortcuts, and what they do.
- Keys for using the Layers Palette: Learn how to better make use of the Layers palette with this reference.
- Photoshop 911 FAQ and Short Tips: Make Photoshop a lot easier by using this gem of information.
- Photoshop Lasso Tool Cheatsheet: Learn what the various Lasso tools do with this cheat sheet.
- Black and White Cheat Sheet: Convert your images to black and white skillfully with this cheat sheet.
Get help with HTML and XHTML from these references.
- HTML/XHTML Character Entities: Find out the code for various characters on this reference.
HTML Cheatsheet from Web Monkey for Beginners: HTML beginners will appreciate this HTML cheat sheet.
- (X)HTML Elements and Attributes: Find tags and attributes easily for XHTML here.
- HTML Help Sheet: Get over your panic with this HTML help sheet from GoSquared.
- HTML Tags: VisiBone's HTML cheat sheet is free and handy.
- Commonly Used HTML Elements and Their Corresponding Codes: This cheat sheet shows elements in action, along with their codes.
- XHTML Cheat Sheet: Get quick look at common XHTML practices from this cheat sheet.
- HTML Cheat Sheet: This cheat sheet will help you out if you forget some HTML tags.
- XHTML Cheat Sheet: Get a clean and easy reference to XHTML with this cheat sheet.
- HTML Code Cheat Sheet: You can look up HTML tags quickly and easily with this cheat sheet.
- HTML & XHTML Tag Quick Reference: Using this quick reference, you'll see some of the most commonly used HTML and XHTML tags.
- HTML Tags/Codes Cheat Sheet: You'll be able to stay up to date on current tags and codes with this cheat sheet.
- XHTML Character Entity Reference: With this reference, you'll have a handy way to look up character entities in XHTML.
- HTML Cheat Sheet: This cheat sheet is easily printed as a one page A4 document.
You'll find quick reference and more in these CSS cheat sheets.
- YUI Library: Get guides for the Yahoo! user interface library in this reference.
- CSS Level 1 Properties Cheat Sheet: Get the lowdown on level 1 properties through this CSS cheat sheet.
- CSS Help Sheet: Get a little help from this CSS cheat sheet.
- CSS Cheat Sheet: Easily reference syntax and more using this cheat sheet.
- Blueprint CSS Cheat Sheet: Use this cheatsheet for help with Blueprint CSS.
- CSS Level 1 and CSS P Quick Reference Charts: This cheat sheet covers level 1 and processing.
- Apple's CSS Cheat Sheet Widget: With this Mac dashboard widget, you'll be able to keep CSS references close at hand.
- CSS Panic Guide: Find lots of CSS help through this panic guide.
- Cascading Style Cheatsheet: This cheat sheet looks over the basics and beyond in CSS.
- CSS Cheat Sheet: You'll get easy reference for CSS using this cheat sheet.
- CSS Cheat Sheet: Pete Frietag's CSS Cheat Sheet offers a really simple and easy look at CSS.
- CSS Layout Cheat Sheet: About.com's cheat sheet covers the basics of CSS layout.
- Cascading Style Sheets Quick Reference Guide: You'll get a handy look at CSS with this guide.
- CSS Shorthand Cheat Sheet: Get a shorthand reference for CSS from this cheat sheet.
- CSS Cheat Sheet: Here you'll find a cheat sheet for creating CSS files.
- CSS Level 2 Quick Reference: Use this resource to get quick reference for CSS Level 2.
Make use of these cheat sheets to make AJAX easy.
- AJAX Cheat Sheet: Here you'll find definitions and ideology for AJAX.
- AJAX Library Cheat Sheet: Check out this cheat sheet to find JavaScript base type extensions and more.
- What's AJAX?: Amy Hoy shares her knowledge about AJAX in this cheat sheet.
- The AJAX Cheatsheet: In this cheat sheet, you'll get a simple understanding of the code.
Cover the basics, tricks, and more with these PHP cheat sheets.
- PHP Cheat Sheet: This cheat sheet for PHP functions as a one page reference sheet.
- PHP Reference Sheet Basics: Get the basics of PHP through this quick reference sheet.
- Apple PHP Cheat Sheet: Get a handy little PHP cheat sheet widget for Apple here.
- PHP Cheat Sheet: Blue Shoes offers this useful PHP cheat sheet.
- PHP Tips/Tricks Cheat Sheet: Be more productive in PHP by putting these tips and tricks to work for you.
- PHP 4 Reference Card: This reference card will help you be more productive in PHP 4.
- PHP Help Sheet: This PHP help sheet from GoSquared is a really useful reference.
- PHP Quick Reference Sheet: Make a quick reference to everything you need with this sheet.
- Smarty Cheat Sheet for Template Designers: If you're using Smarty to create a template design, you'll want to check out this resource.
- PHP Skinny Sheet: Visibone's PHP Skinny Sheet packs a lot of information in.
These cheat sheets cover regular expressions, jQuery, and more.
- mootools 1.2 cheat sheet: Use this cheat sheet to get the basics of mootools.
- Regular Expressions: VisiBone's reference sheet offers some quick excerpts to the regular expressions in JavaScript.
- The most common DOM methods at a glance: You'll have easy reference to DOM methods with this resource.
- JavaScript Cheat Sheet: With this cheat sheet, you'll get a handy reference and reminder guide.
- jQuery 1.3 Cheat Sheet: Get quick reference to all of the important stuff you need in jQuery 1.3 from this cheat sheet.
- JavaScript Reference Card: Quickly reference items in JavaScript using this card.
- jQuery Cheatsheet: Get this cheatsheet in printable form or on your iPhone.
- JavaScript Reference Sheet: Use these excerpts to make JavaScript a bit easier.
- Prototype 188.8.131.52 Cheat Sheet: Using this cheat sheet, you'll have quick reference to events, elements, and more.
- JavaScript in Ten Minutes: This reference gives you a quick breakdown of JavaScript.
These cheat sheets make MySQL easy.
- Handy Cheat Sheet of MySQL Commands: Use this cheat sheet to speed through MySQL Commands.
- MySQL Cheat Sheet: This cheat sheet works as a reference sheet for MySQL and functions available in PHP.
- MySQL Cheat Sheet: Check out this cheat sheet to find a simple guide to MySQL.
- Quick MySQL Cheat Sheet/Quick Reference: This guide covers numeric types and more.
Action Script
Find migration cheat sheets, AIR, and more here.
- Papervision 3D Cheatsheet: Use this cheat sheet for Papervision 3D in Action Script.
- AS3 Migration Cheat Sheet: With this cheat sheet, you'll have an easy reference for migrating from AS2 to AS3.
- AIR Cheatsheet ActionScript Card: Get a cheat sheet for AIR in ActionScript here.
- Fuse CheatSheet: Here you'll find a cheat sheet for Fuse.
These cheat sheets cover everything else-from Ruby on Rails to grammar.
- Grammar Cheat Sheet: Pete Freitag's grammar cheat sheet covers some common grammar mistakes.
- Perl Cheat Sheet: Get a simple Perl cheat sheet from this reference.
- The Web Developer's SEO Cheat Sheet: Learn the essentials of SEO for web developers from this cheat sheet.
- Web Designer's Font Chart: You'll find a variety of web browser fonts on this web designer's font chart.
- mod_rewrite cheat sheet: The mod_rewrite cheat sheet covers directives, regular expressions, common rules, and server variables.
- .htaccess Cheatsheet: This cheat sheet covers the essentials of the .htaccess file.
- Apache .htaccess cheatsheet: This cheat sheet will tell you what to do in just about any .htaccess situation.
- WordPress Help Sheet: You'll find lots of help for WordPress through this help sheet.
- What Goes Where: Use this cheat sheet to remember where everything goes.
- InVisible Ruby on Rails Reference: Use this quick guide to important functions, classes, and methods in Ruby on Rails.
- Windows fonts/Mac fonts/Font family: Find common fonts and their equivalents on Windows and Mac on this cheat sheet.
- Approximate Conversion from Points to Pixels: Find the conversion rate from points to pixels on this chart. Megapixels Chart
- : Using this chart, you can calculate how many megapixels you'll use.
- W3C DOM Compatitbility Tables: Get referenced to compatibility through these tables.
- Will the browser apply the rule(s)?: Find out if your rules will actually work in various browsers with the help of this chart.
- Google Advanced Operators: Master Google search using these advanced operators.
- perlcheat: This handy reference is meant for beginning Perl programmers.


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We're pleased to let you know we've created six cool new banners for you to promote the new WAVE3 Program. These banners are perfect for your own Websites and blogs…or to use as paid ads on other Websites around the world to spread the word about TripleClicks!
To view these new banners, check them out HERE.
IMPORTANT! So that you are credited with all sign-ups, be sure to use the HTML code underneath the banner (which includes your TripleClicks Member ID number).
Why advertise WAVE3? Remember, for each new member that you attract, you'll receive 120 days FREE W3 membership and all membership benefits.


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Édouard Manet (French artist, 1832–1883) Odalisque
Odalisque comes from a Turkish suffix expressing a function, sort of as English "er" or "ary" might when added to a noun. And oda is a room, here a chamber in a harem. The odalisque traditionally refers to the female slave or servant in the harem of a Turkish sultan. The term was adopted during the 19C by academic Europe as a form of artistic eroticism in orientalism. In an interesting twist, Turkish writer Melek Hanum (Hanim) [1814-1873] used the word odalisque referring to a slave in her autobiography Thirty Years in a Harem, as she wrote: "If any lady possesses a pretty-looking slave, the fact soon gets known. The gentlemen who wish to buy an odalisque for a wife, make their offers. Many Turks, indeed, prefer to take a slave as a wife, as, in such case, there is no need to dread fathers, mothers, or brothers-in-law, and other undesirable relations." So much for troublesome in-laws.
Orientalism is a term used by art, literary, & cultural studies scholars for the depiction of aspects of Middle Eastern & Eastern cultures by writers & artists from Western cultures. Orientalist painting, depicting mostly "the Middle East" was one of the many areas of 19C art.
Henry Mills Alden 1872
Harper's New Monthly Magazine Volume 45
Editor's Literary Record
Thirty Years in a Harem (Harper and Brothers) is a very remarkable book. It purports to be the autobiography of Melek Hanum, wife of H. H. Kibrizli Mehemet Pasha. The imprint of the publishers is a sufficient guarantee that the book is what it purports to be, though the cautious reader will probably very soon recognize the fact that the authoress has an ambition to make a sensation, and accordingly will receive her story with some caution. Those who know the stainless character of her first husband, Dr. Millingen, whom she so violently and unjustly asperses, will look with reasonable suspicion on her nspersion of others who are less well and widely known in Christendom. She does not, indeed, conceal the fact that she is a totally unscrupulous woman; prides herself on her political intrigues; writes with a curiously simple naiveté of the contrivances to which she resorted to secure bribes during her Turkish husband's administration of government in the Holy Land; and even in recording her attempt to palm off upon him another child as her own appears to be far more impressed with a sense of her folly than with any shame at her guilt. The history of such a woman, written with a scarcely concealed purpose to secure from the public a condemnation of her foes, is not only liable to all the suspicion which attaches to extravagant statements, but to the special suspicion which attaches to the extravagant statements of a jealous, humiliated, and wholly unscrupulous woman, who by her own showing disregarded the universal sense of Turkish propriety while seeking a refuge from Turkish persecution among the giaours. But with full allowance made for coloring and misrepresentation, it is certain that this volume gives an interesting view of Turkish life, customs, and laws, such as has never been afforded to the Christian world. Plenty of travelers have looked on the outside, and told us what to an observer it appears to be. Melek Hanum carries us into the interior of Turkish life, describes its corruption, its profligacy, its injustice, its violation of right and of chivalry, its flagrant oppression of the weak, its outrageous tyranny over woman. Her second husband was, in various positions, a leading official of the Turkish government, being at times a Grand Vizier; and it is evident that, in spite of the "subjection of women" in the East, they are greater politicians than in the West. At times her story, which is always dramatic, becomes sensational in its episodes; and certainly if it were a novel, not a biography, we should class it among the sensational romances. Yet this sensationalism is not in the style, which is that of a simple and seemingly untutored narrative, but in the incidents themselves. Indeed, those which are most capable of being highly wrought are told with the greatest simplicity. It is not, however, the story which chiefly interests the thoughtful reader, but the portraiture of Turkish civilization which that story embodies. Government at the Sultan's court and government in the provinces, political intrigue and domestic life, marriage and divorce, Turkish law and Turkish lawlessness, are all revealed by one who knows whereof she speaks; and the disclosure is such as to demonstrate, even after all allowances are made, that the condition of the " sick man" is even more desperate than it has generally been supposed to be.


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SimuTech Group (Elite Channel Partner)
SimuTech Group serves as ANSYS's largest channel partner in North America, offering a wide range of finite element analysis (FEA) and computational fluid dynamics (CFD) engineering simulation software, support, training, consulting and testing services to engineering and manufacturing companies. SimuTech Group is the Trusted Advisor to 1,700+ clients who helps ANSYS' clients gain insight to improve product efficiency, reliability, and performance through sales, consulting, tech support, and training using ANSYS engineering simulation software and physical testing.
Additional Resources:
SimuTech Consulting
SimuTrain® – ANSYS Training Portal
Region(s) Served
North America
Country(s) Served
United States, Canada
Scotty Lee
Creative Marketing Specialist
1800 Brighton Henrietta Town Line Rd.
Rochester, NY 14623, USA
+1 (425) 404-3724
Contact Support


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Graham and Neil started G&N Windows as small time glaziers 25 years ago, they have grown to supply not only windows and front doors to conservatories, roof lights alongside a growing bi-fold door company. The team all living within the area can help with the solutions you are looking for to suit the style of your home. If you are local yourselves you may have seen us around over the years!!
Local Business
Experience in the double glazing industry
Between Graham, Neil and the team there is always someone to help you in choosing the ideal product for you. Each of our installation teams are led by a member of staff with over 5 years' experience in the industry, we strongly believe in our in house training, within the teams they work together to make each other strong enough to split the teams and go through the process all over again! You are welcome to drop into our showroom and speak to a member of staff at your own convenience. Alternatively fill in one of our online forms or email us with your ideas and photos and we can get a quote to you!
At G&N Windows we offer an extensive selection of windows, roof lights and front doors in a variety of designs and materials. Each product we install whether UPVC or Aluminium is a product that we believe in, we have faith in the quality and precision engineering of each of them along with a personal relationship with the supplier meaning we are able to offer them to you at a competitive price. These products are available to view in our state of the art showroom along with the bifold doors from sister company, Herts Bifold Doors.
Quality Service and Product
We have such a strong belief in the skills of our installers and quality of our products that we offer a 10 year guarantee on all of our labour, whereby if you have an issue with your installation we will fix this free of charge, if you find yourself with any other issues over the course of time we are able to help. Where your products are concerned majority of our manufactures also have a 10 year or even 20 year guarantee, however glass as an industry standard has a 5 year guarantee. If you have any issues, big or small please contact our office if you need any adjustments and we will try and have a member of the team to you as soon as possible.
10 year guarantee on labour
Our 4 installation teams (soon to be more!) are extremely trustworthy and respectful of your homes; they are clean, tidy and take the correct measures to protect your home. We can guarantee that they will leave your home in a respectable way.


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Report: Apple Supplier Making a Record 500,000 iPhone 5S Units a Day
Apple may finally be catching up to demand for the iPhone 5S.
The Wall Street Journal reports that Apple has requested its supplier, Foxconn, shift resources away from the cheaper iPhone 5C and increased production for the iPhone 5S, helping to reduce wait times for the latter device.
See also: See Apple's iPhone 5S From the Inside
One anonymous source tells the Journal that Foxconn is now producing 500,000 iPhone 5S devices per day, the most that the manufacturer has ever produced. To help achieve that amount, sources say Foxconn now has 600 employees working on the 5S production line, compared to 500 who worked on previous iPhone devices.
Apple did not immediately respond to our request for comment.
Apple's first marketing efforts after the iPhone launch event in September were entirely focused on the iPhone 5C, which some took as a sign that the cheaper device was easier to produce and therefore less supply constrained. The gold iPhone 5S model in particular was reportedly only available in very small supply at launch.
A little more than a month later, however, Apple began marketing the 5S device. Around the same time, reports suggested that Apple was cutting orders for the iPhone 5C in a move that suggested lower consumer demand.
Image: Mashable


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Experience You Can Trust
When Your Family Needs It Most
How Child Custody Impacts Moving To A Different City
While every divorce is a complicated matter, the situation is made even more complicated when children are involved. Unlike property, children are not divided. Furthermore, the child custody agreement that is reached during the initial divorce process can be altered under a variety of circumstances. One of the circumstances that can lead to the altering of a child custody arrangement is called a move-away petition. Sometimes, the custodial parent may need to move with the children. Prior to this move being finalized, the parent needs to earn approval from the court system. What factors are going to be considered?
The Distance of the Move
Without a doubt, one of the most important factors will be the distance of the move. The entire premise of earning approval deals with the impact this move will have on the visitation abilities of the non-custodial parent. A move across town will have very little impact on the other parent's visitation rights; however, a move across the country is a different story. The shorter the move is, the more likely it is to be approved.
The Facilitation of Visitation
The judge is going to examine how the parents have worked together to facilitate visitation because the judge doesn't want to approve a move that is happening solely to spite the other parent. If the parents have done a good job working together to make sure both parents are involved, the move is more likely to be approved. If visitation has been an issue for the couple, the move is less likely to be approved. Parents should work to make sure that both parents have ample time to spend with their children.
The Reason for the Move
Once the first two hurdles are cleared, the judge will examine the reasons for the move. The judge ultimately decides what he or she believes is in the best interests of the children. For example, if the move promises better schools for the kids or a higher paying job for the custodial parent, the move will be approved. In addition, a move to spend more time with family that requires help is also a common reason for a petition. The judge will act in the best interests of the child. For help getting a move-away child custody petition approved, the parent should contact an experienced attorney for assistance.


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These teensy, tiny artworks on spoons will charm you
What level will you stoop to get the perfect Instagram? More importantly, how close and personal are you willing to get with your cutlery?
An Instagram photographer and Romanian architect, who goes by Ionavanc, made the most of some extra silverware and leftover bits of food.
The itsy-bitsy artistic treasures each deserve to be framed, but for now, feel free to oggle them all to your heart's content. Just try not to slurp your food.
Instagram Spoons
[H/T: Eater]


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How AeroSTRIPE helped AECOM achieve compliance quickly, efficiently and effectively.
Like other airfield planners and designers the team at AECOM use standard CAD programs to manually draw intricate airside markings.
This can often be a time consuming process. For example, to create a hold bar marking a technician has to draw each element of the marking individually, ensuring they are correctly sized and spaced. Using this method it can take 2 or 3 minutes to draw each element with no guarantee that it is compliant.
In order to ensure compliance with the standards governing airside design, a considerable amount of time can also be spent referring back to CAP 168 and other relevant documents to check details such as correct size of letters, thickness of lines, and lengths of arrows.
For several years AECOM's airfield designers and planners have been looking for a more efficient way of creating accurate, fully compliant airside markings but until recently, hadn't found one.
On becoming aware of AeroSTRIPE a dedicated airside marking design application, AECOM were keen to try it.
Following a trial of AeroSTRIPE, Andrew Elliot, Airport Technician at AECOM's Manchester office shares his thoughts.
"Using AeroSTRIPE's rule-based markings, set within the parameters of the standards we work to, we've found that we can achieve compliance much more quickly and effectively. As we work with airports in the UK as well as abroad, it's really handy that both CAA and ICAO requirements are covered by the software."
Draw with Ease
"We've also been impressed by the ease at which we can now draw different kinds of markings, whereas previously we were using a very slow manual drawing process, with AeroSTRIPE all we need to do is select the start point, end point and type of marking. Over time I can see that this will certainly help us work much more efficiently."
Quick Edits
"It's also much easier to edit markings - AeroSTRIPE retains objects as sets of markings meaning that linked elements are automatically redrawn each time the main marking is modified."
Quantity Takeoff
"Another feature we've found particularly useful is the quantity take off. Helpfully, once you've completed your line work you are able to export a table detailing the meterage and materials involved. This will help improve the accuracy of the estimates we currently provide to clients. Airports really appreciate these estimates as they assist with budgeting and help them to evaluate the value of the quotes they receive from their suppliers.
AECOM were able to see the potential of AeroSTRIPE to improve the way they work.
Having already used the software for a number of projects including the design of 5 new stands and a taxiway for a major UK airport looking to increase capacity, AECOM were happy to report that the software does deliver on its promise: designing accurate, compliant airside markings has never been quicker or easier.
"The support team have been great to deal with - always quick to answer our questions and find ways to help us achieve what we need to do."


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On Friday the Obama administration filed a brief with the U.S. Court of Appeals for the Fifth Circuit urging it to rule in favor of the University of Texas's use of racial and ethnic preferences in admissions. This is the Fisher case that the Supreme Court decided last summer and sent back to the Fifth Circuit, telling it that it had been too deferential — not strict enough — in the scrutiny it had given the school's use of preferences. It's the administration's third brief on behalf of the school's practice of discrimination, following earlier filings in the Supreme Court and, before that, in the Fifth Circuit, when the case was first on its way up.
The administration's brief is predictably bad. Despite the Supreme Court's ruling, it tries to smuggle plenty of deference into the University's decision to discriminate in order to achieve greater and greater "diversity" (that is, more blacks and Latinos, and fewer whites and Asians). It supports the school in its desire to manipulate its ethnic numbers, not just campuswide, but on a classroom-by-classroom basis. It also supports the school in wanting to achieve higher numbers for Latinos because, well, there are more Latinos in Texas than there used to be (what Justice Powell in Bakke called "discrimination for its own sake"). And it endorses dubious social-science evidence to support these race-based outcomes, like "student surveys to determine . . . the degree to which minority students feel isolated."
Finally, there is nothing, not one word, in the brief urging the court that, in addition to these dubious benefits, perhaps some consideration should be given to the costs of racial discrimination by the University of Texas: It is personally unfair, passes over better-qualified students, and sets a disturbing legal, political, and moral precedent in allowing racial discrimination; it creates resentment; it stigmatizes the so-called beneficiaries in the eyes of their classmates, teachers, and themselves, as well as future employers, clients, and patients; it mismatches African Americans and Latinos with the school, setting them up for failure; it fosters a victim mindset, removes the incentive for academic excellence, and encourages separatism; it compromises the academic mission of the university and lowers the overall academic quality of the student body; it creates pressure to discriminate in grading and graduation; it breeds hypocrisy within the school and encourages a scofflaw attitude among college officials; it papers over the real social problems underlying why so many African Americans and Latinos are academically uncompetitive; and it gets this state university involved in unsavory activities like deciding which racial and ethnic minorities will be favored and which ones not, and how much blood is needed to establish group membership – an untenable legal regime as America becomes an increasingly multiracial, multiethnic society and as individual Americans are themselves more and more likely to be multiracial and multiethnic (starting with our president).


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Compotex has dipping, drying and curing machinery that is very versatile.
FR: One of our main areas of expertise is in fire retardant or temperature resistant treatments. We have a range of fire retardant chemicals that we add to RFL systems so that the fabric is FR as well as the rubber. This is increasingly important in some applications as the industry specifications become more exacting.
High temperature protection: we offer treatments that increase the temperature resistance of fabrics.
Conductivity: We do dips that improve fabric conductivity.
New fabrics and yarns: whenever new yarns come on to the market, Compotex is often leading the way to bond a new fabric to different rubber compounds because of our commitment to 'fast development' and our desire to be at the front of new ideas and technologies.


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Why Mentoring Is More Important Today Than Ever for the Well-Being of Agencies
Young professionals get chance to learn and grow
Three years ago, Emely Perez, then a senior at the New York City College of Technology, knew little about agency life and didn't necessarily plan to go into advertising as a career. That changed when she landed at J. Walter Thompson, New York, working for Aaron Padin, the agency's head of art and design, on major accounts such as Energizer and Johnson & Johnson. Padin became Perez's mentor, teaching his protégé—who was participating in the 4A's Multicultural Advertising Intern Program (MAIP)—how design fits into the broader, high-tech world of modern branding. He also tutored Perez on how she might best achieve success should she choose Madison Avenue as her ultimate vocation.
"To a person like me at the time, who did not have firsthand understanding of the mechanics of an advertising agency, it seemed fast-paced and overwhelming," Perez recalled. "After the internship, I still saw it as fast-paced and overwhelming, except that I was better equipped to handle the challenges that came my way," thanks largely to Padin's willingness to share his two decades of experience. JWT hired Perez for a full-time gig—and the 4A's named Padin its MAIP Mentor of the Year in 2013.
Experts agree that for the long-term well-being of the agency model, mentoring is essential. Agencies are losing talent to Hollywood, Silicon Valley and Wall Street. Shops need to embrace initiatives that offer young professionals attractive opportunities to learn and grow. "This generation's hunger for varied experiences increases the need for mentors," said Singleton Beato, evp of diversity, inclusion strategy and talent development at the 4A's. "If you want them to stay for any length of time, you have to provide them with human beings who can provide honest direction and feedback," schooling them in virtually all aspects of the agency business. Adds Padin: "These young people are the future of our business. If we don't mentor well now, the business has no future."
Of course, the types of mentoring agencies can provide vary widely based on company size, culture and configuration. Increasingly, larger organizations are implementing mentoring across tiers. For example, Dentsu Aegis maintains a global program to nurture high-potential employees, while its mcgarrybowen division offers cross-disciplinary courses to increase industry skills and professional knowledge. As the year began, mcgarrybowen group managing director Maureen Falvey and managing director Kristen Simon launched an initiative to foster one-on-one engagement. "Employees told us this was something they really wanted," Falvey said. "The goal was to provide coaching and development outside of their day-to-day direct report."
So far, about 100 such mentoring relationships have been formed at mcgarrybowen, and Falvey is paired with Amy Laughlin, a young account executive. Falvey recently advised Laughlin about how to make a case for a raise and promotion. "I ended up being promoted [from assistant account executive to account executive], and Maureen gave me that confidence" to pursue that goal, Laughlin said.
This story first appeared in the Sept. 28 issue of Adweek magazine. Click here to subscribe.


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Institute for Multi-Track Diplomacy
IMTD was founded in 1992 by Ambassador John W. McDonald and Dr. Louise Diamond. The mission of IMTD is to promote a systems-based approach to peacebuilding and to facilitate the transformation of deep-rooted social conflict through education, conflict resolution training and communication. The Institute is based in Arlington, VA, and has more than 1300 members in 31 countries. IMTD is supported by a wide range of key personnel, associates and interns.
In fulfilling our mission statement, IMTD takes a holistic and participatory approach in assessing all key variables in deep rooted conflicts in both conflict and post-conflict settings (our systems approach). Through training and third-party involvement, we then facilitate peace building by facilitating conflict prevention, management, and transformation.
We promote the breaking down of stereotypes and other barriers, provide differing groups with the skills to transform how they view each other, and facilitate the development of mutual understanding, trust and reconciliation.
At the invitation of community-based groups in conflict, our needs-based approach and interventions include conciliation, facilitation, mediation, adjudication, and negotiations primarily through participatory training and interactive dialogue based on field-tested and tailored curriculum and methodology. Our effectiveness lies in our core values of understanding facts and prevailing feelings inherent in a conflict, careful listening, building an environment of trust and commitment, and programming resources to address conflict transformation needs over the long term.
IMTD's intellectual capital, lessons learned, and best practices are disseminated and shared through an extensive publications program of occasional papers, frequent public presentations, a long-standing internship program, and through an extensive network of partners and friends spanning most continents.
A message from Ambassador John W. McDonald, Chairman and CEO of the Institute for Multi-Track Diplomacy…
The Institute for Multi-Track Diplomacy, or IMTD as we are known by our many friends around the world, was officially incorporated as a not-for-profit organization in Washington D.C. on May 26, 1992, by Dr. Louise Diamond and by me. We had co-authored a book called "Multi-Track Diplomacy: A Systems Approach to Peace" the previous year and decided to create an Institute by that name in order to bring our message to the world. We became a US tax-exempt, non-governmental organization, called a 501 © (3), later that year. On May 26, 1992 we had no money, no staff, no office and no computers but we had two dedicated people who had decided to dedicate their lives towards making this concept a reality.
In 1985, while still at the State Department, I wrote the first book on Track Two Diplomacy, based on the term coined by my good friend Joe Montville in 1982. The book is entitled "Conflict Resolution: Track Two Diplomacy." Track One is government-to-government, which I did for 40 years as a US Diplomat. Track Two in non-governmental, people-to-people, and is focused on international conflict and peace building. In 1989 I expanded Track Two to five tracks and then in 1991 to nine tracks – government, professional conflict resolution, business, private citizen exchanges, training and education, peace activism, religion, funding, and lastly communication, which ties all the nine tracks together.
In our fifteen years of operational experience we have developed certain ground-rules that we feel are important. For example, we only go where we are invited to go by the people in conflict. We go and listen and learn and ask what peoples' needs are. We try to respond to some of those needs, especially when they involve training and education. When we take on a project, we make a five year commitment, or longer if necessary. We do not advertise but depend on word of mouth references. We build trust and in the process touch the heart of the people involved in ethnic conflict and are willing to find solutions.
Our first project was Cyprus, where we worked for eight years. We have done good work, over the years, in Israel-Palestine, Jordan, Bosnia, Liberia, Sierra Leone, Kenya, Ethiopia, Sudan, Somalia, Tanzania, Congo (DRC), Zimbabwe, Rwanda, India, Pakistan, Kashmir, Nepal, Sri Lanka, the Government of Tibet-in-Exile, Georgia, Taiwan and Cuba. In addition we have been involved in drinking water and sanitation issues for years and more recently in water and peace issues.
We have also facilitated, since 1993 a number of dialogues involving people living n the greater Washington D.C. area. We hosted an Ethiopian dialogue for eight years, a Somali Dialogue for five years and have worked with Israeli-Palestinians, Cuban-Americans, Afghans, Japanese-South Koreans, Japanese-Chinese and Tibetan-Chinese, with commendable results.
We also have an extensive publications program which you will find of interest.
We have had almost 200 interns since 1992, six or seven in the Winter, Spring and Summer terms, all getting their Masters in Conflict Resolution and coming from almost 40 countries around the world.
Resource Link: www.imtd.org
  More Resources


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The Canal House authors share beautiful recipes that make the most of the season's ingredients
We both agree that chives are our favorite herb. From early spring well into fall, we go back and forth from our kitchen to the wrought-iron balcony of our studio to snip chives from the deep wooden flower box bolted to a railing on the side of our old warehouse. Each year, while the sage straggles back to life and the thyme takes its time shedding dead leaves to make new ones, the clumps of chives--harbingers of warm weather--come back fuller and more vigorous than the previous year's. By June, lavender-pink blossoms appear on their scapes and seem to float in the air above the slender, tubular leaves. And while the flowers are in bloom, we always keep a bouquet in a tall glass on the shelf over the sink.
Chives (Allium schoenoprasum) belong to the lily family. Cousins of onions, leeks, and scallions, they are the smallest of the allium genus. The entire plant is edible, from bulb to flower. We love its delicate flavor: green, lightly sharp, with just the right amount of onion. You can buy chives year-round, but their flavor (and aroma) is much more pungent when they're freshly cut in season. We use kitchen shears to strategically snip at the base to make room for new growth, taking care not to hack away or give them a bad haircut. Blooming is prolonged by picking off (deadheading) the spent blossoms.
A last-minute sprinkling of chives invigorates anything they touch with their fresh fragrance, not to mention what they do to jazz up the color on the plate. Late spring finds us cooking delicate dishes like creamy potatoes with handfuls of chopped chives stirred in just before serving. We layer on the flavor in spring onions braised in butter, then showered with lots of minced chives. And our vinaigrette couldn't be simpler: just really good olive oil, a splash of white wine vinegar, a tiny crescent of garlic, and (of course) a ton of chives. We pull apart the blossoms into lavender confetti and toss them in salads, a touch that's as decorative as it is flavor-enhancing. Once we get a taste for chives, we have to remind ourselves to use the other herbs in our balcony box. --Melissa Hamilton and Christopher Hirsheimer
Creamy Chive Potatoes
Fresh Chive Vinaigrette
Butter-Braised Spring Onions with Lots of Chives
How to Buy, Store, and Cook Chives
More from the Seasonal Cooks
Spring Vegetables Slideshow
Spring Dinners Slideshow


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Release Date: 1993 |
Good work, I enjoy Yo La Tengo on occasion.
This album is boring.
Album Rating: 3.5This is their best album prior to I Can Hear the Heart Beating As One. The only bad part about this album is the instrumentals.
Album Rating: 3.0decent album but I haven't given it as much attention as Yo La Tengo's other material
never knew they were from jersey.
Album Rating: 4.0I heard You Looking is the best song
I was just looking into this band. I need to look into them more.
Album Rating: 4.5Dibs on Electr-o Pura. I'll get started on it later.
Album Rating: 4.0This album is amazing, the combination of noise and mellowness is really accurate. It is their second best album, just after I Can Hear the Heart Beating as One. "I Heard you Looking" is THE highlight.
Album Rating: 4.0good album. Big Day Coming is the perfect impressionistic replication of a rainy, sad, pensive drive home.
Motel 6, and I HEard you Looking are equally as badass
Album Rating: 3.0I find it hard to believe that this has a review and comments yet "Summer Sun" can't even get a picture or release date, let alone a review. It's a great album; still need to get this one.
big day comin fuckin rules
just got this; 'tis good stuff. the opener and closer totally kill it (good way, not bad).
haven't heard this one yet
which ones have you? i wore out i can hear the heart (proof: http://www.last.fm/user/robertsona_last/library/music/Yo+La+Tengo) so this is my first one after. not disappointed!
yeah ICHTHBAO is so great. I think i've heard most of their stuff now. check out 'and then nothing...'
it's really good
we're an american band is like the best song ever
and deeper into movies and the lie and how we told it
i've always been partial to moby octopad and autumn sweater
Oh yeah, this is where they got their stride
Digging: The Trees And The Wild - Zaman, Zaman
i love "double dare"
Bands: A B C D E F G H I J K L M N O P Q R S T U V W X Y Z


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Thursday, February 7, 2013
The $8 table...
25 comments:
What a difference! The glass knobs are just the right amount of jewelry it needed. Luv it!!!ReplyDelete
Hugs, Gee
Beautiful transformation! Great idea with brushing and distressing the discolored sides gray! And the knobs take it over the top! :)ReplyDelete
Quite a transformation! The glass knobs are a pretty accent!ReplyDelete
Dear Anita, Sweet Blessings to you!ReplyDelete
You got a heck of a deal!!!
The pretty legs on it are attention grabbing.
I am in hopes of snagging some french provincial furniture in the days to come as I go seeking.
It's a great table,
Hi Anita,ReplyDelete
Awesome find and awesome transformation. Looks amazing. Great job.
That's a beautiful piece! You did a wonderful transformation!ReplyDelete
I love how you did this table, Anita. The glass knobs really set it off. Sweet!ReplyDelete
This looks beautiful Anita - love the 2 tones - it looks perfect in your room!ReplyDelete
What a beautiful little table Anita-it looks just perfect.ReplyDelete
Hi Anita, beautiful, elegant and so useful your precious table find. I love the size, and drawers and glass knobs. Your vision is so pretty. I know you will enjoy it and the elegant glass, burlap lamp is the right accent.Bravo. Nor'easter heading this way, hope your weather stable. Keep warm, safe.ReplyDelete
Nice little tables are hard to find sometimes, and you made this one shine! Love the paint treatment and little blingy knobs. Great price, too.ReplyDelete
Great job! It looks quite good.ReplyDelete
Why, it's downright elegant now! Pat yourself on the back not only for the hard work you did but for having an eye to see what it could become!ReplyDelete
I love this!! Man, it looks like quite a bit of work--but a lovely result!ReplyDelete
Anita what a steal. I just love how you gave it a new life!ReplyDelete
Love it, those glass knobs are perfect for it!ReplyDelete
I love the beautiful transformation of this adorable little table! I Just love the glass knobs! I just became your newest follower. I'm new to blogging and would love for you to visit and follow my blog at Maddiebella Home.ReplyDelete
Have a beautiful weekend!
Betty (Maddiebella Home)
Absolutely amazing transformation--it looks wonderful! The glass knobs are just perfect!ReplyDelete
Sweet table!!ReplyDelete
A great little table. What a find. You certainly did a wonderful job with it.ReplyDelete
Reuzeit Emporium Blog
Reuzeit Emporium
What a fabulous side table has it been! I loved it. You have a great taste:)ReplyDelete
Anita I LOVE IT!!ReplyDelete
What a find - sometimes it's so hard to look beyond the thrift shop ugliness! But you did it - she looks like she was made for you! And those binoculars - now I need my own!!ReplyDelete
It is beautiful Anita. Your pictures are great too. Thank you for joining Home Sweet Home.ReplyDelete
Great find and transformation ...you have beautiful blog....ReplyDelete


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Could Surging Oil Markets Boost Milk Prices?
Increasing oil prices could lead to stronger dairy prices around the world. Last week the Organization of the Petroleum Exporting Countries (OPEC) cut output by 1.2 million barrels per day. As a result oil prices have increased substantially pushing above the $50 per barrel mark. According to a story from Irish news service Agriland, improved oil prices could lead to improving dairy prices.
"The $50 per barrel price is the threshold at which most oil producers cover costs and become cash positive," says Gabriel D'Arcy, LacPatrick CEO, according to Agriland. "This increases their purchasing power and consumption which is positive for dairy consumption. But it will take some time and a sustained $50/barrel price plus to generate this demand."
OPEC countries include Algeria, Angola, Ecuador, Iran, Iraq, Kuwait, Libya, Nigeria, Qatar, Saudi Arabia, United Arab Emirates and Venezuela. Because of the low price of dairy products, OPEC countries were able to purchase dairy products despite low oil prices.
In 2015, those countries purchased 1.38 million tons of dairy products. Whole milk powder lead the pack of commodities purchased followed by skim milk powder. It's no surprise liquid milk was the least purchased dairy product in the OPEC region.
To read more comments from Gabriel D'Arcy read the full story from Agriland, here.


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Step By Step Mold Inspection Process Explained
Mold issue is a fairly common problem that most house owners have to deal with. Mold growth usually takes place in those areas where moisture content is high in the air. Mold needs moisture and water to grow and multiply. Mold in the house can cause a lot of problems for the residents of the house such as a bad odor, allergy and asthma problems and many other health problems and destruction of the wooden furniture and walls.
When you initially suspect mold growth in your house, you will need to go for a certified mold inspection process. You can contact any of the Los Angeles certified mold inspections company if you are residing in or nearby Los Angeles. A certified mold inspection process will be followed through a few necessary steps to get to know the amount and type of mold in your house.
Step 1: Verbal Inspection
When you will first contact any Los Angeles certified mold inspections company, they will ask you a few questions to get to know the condition of mold. These can include:
• Do you have humid conditions in your house?
• Do you have any water problem such as a leaking roof or walls?
• Do you experience a musty, rustic or moldy smell?
• Do you have any plumbing leaks?
• Have you seen mold in your house?
These questions will give a proper idea to a mold inspection company regarding the condition of mold in your house.
Step 2: Visual Inspection
After asking the necessary question, an expert mold inspector will visit your house for a complete evaluation. A complete check of the mold will be done. Many professional devices can also be used such as the moisture meters, hydrometers, laser thermometers and Thermal Imaging Cameras to check the moisture levels, temperature, humidity and condensation levels of your house. Your house will also be check for any water penetration or leaks. The root cause and the starting point of the mold and fungus will be looked for. In some cases, digital pictures will also be taken for further assessment and to get to know the types of molds.
Step 3: Physical Assessment
Mold samples will also be taken for evaluation and assessment in the lab. The assessment will be done to get to know the type and condition of the mold present in your house. The air sample of your house will also be taken to measure the quality of air circulating inside and outside your house. These steps will also tell the extent of mold present and whether mold removal is necessary or not. The different types of assessment done are as follows:
• Spore Trap: This is used to measure the indoor air quality. The spore trap will collect the mold sample through an extremely thin material and you will get to know how much of fungus is present in the air.
• Swab Test: This test is used to know the types of mold present in your house.
• Bulk Sampling: This is done to check the entire house or materials by taking different materials present in the house.
Step 4: Report
After a complete analysis, a written report will be presented to you stating the amount of mold, the type of mold, the extent of mold present, the root cause of the mold, its rate of spreading and how early you should get it removed.
1. http://www.ecotechmold.com/2012/01/the-mold-inspection-process-explained-by-a-licensed-and-certified-mold-inspector-in-philadelphia/
2. http://www.lhianalytical.com/Mold_Inspection_Information/
3. http://www.islandcatastrophe.com/blog/2016/september/the-steps-of-a-mold-inspection.aspx