text:
You Can't Win
Is it your lucky day? If you've gotten a call or letter saying you've won a big cash prize, and just need to pay a small fee to claim it, maybe not.
The FTC has announced a case against an operation that allegedly sent millions of personalized, professional-looking letters to people saying a cash prize of more than $2 million was reserved, "guaranteed and deliverable," just for them. All the "winners" had to do was return a form with a $20 or $30 acceptance or registration fee. The letters targeted older people in the U.S., Canada, the UK, and dozens of other countries; altogether, the scam took in more than $9 million from its victims.
But there was no prize, the FTC says. In fact, the hard-to-see fine print said the company doesn't sponsor sweepstakes or award prizes at all, and is instead in the business of compiling a report of available sweepstakes. But there's no evidence that people who paid got even that.
Still hoping for your golden ticket? There's no need to give up sweepstakes altogether. Here's what you should you know to avoid a prize scam:
You shouldn't have to pay
Legitimate sweepstakes won't make you pay money or buy something to enter or improve your chances of winning. That includes paying "taxes" or "shipping and handling charges" to claim a prize.
The prizes aren't so great
If you do pay to redeem a prize, you'll find it isn't worth much or the "vacation" is anything but luxurious. You may end up paying far more than the prize is worth, if you get a prize at all.
Many prize promoters sell the information they collect to advertisers
When you sign up for a contest or drawing at a store, a mall, or another public place or event, instead of a prize, you could get more promotions in the mail, more telemarketing calls, and more spam email. So even if it takes a magnifying glass, read the fine print. That's often where promoters hide the details about their business practices.
Read Prize Offers for more.
How do I get Pub. Clearing House to stop sending me entries via emails and the games to earn extra chances to win. I've written and asked them to stop but they keep sending them.
I Hear you.....If I never ever entered.....How do they know to inform me....What A bunch of Bull (Frogs)lol
I have loads of this type of mails. I have always ignored them.
I get a letter every week
I also ignor them - I think pub clearing house is the worse.......
I hate these!!! Lucky I have never paid anything, but I just google the copy of the letter and usually find out it's a scam.
Sunday, 9/29/13: I get an average of 3-5 calls per day from foreigner speaking people informing me of an amount of money won. The worst and most persistant (!) is the JM Kingston, phone no. 876-588-1530. They have called me this afternoon (Sunday) about 5-7 times and will not take no for an answer. Just ignore them and eventually they will go away. Meanwhile, I'm rolling in the dough I won:) !!!
Also watch for more 876area code as well as 1-450-369-0985. Out of country / scammers . Spomeone named steven bradberry, Definitely not real name.
Every day, 10-15 times per day around the clock I've been getting calls from what sounds like a Jamaican man telling me I won the National Lottery 3.5 million dollars and a 2013 Mercedes car. Of course I know it's a scam. At first I told them to stop calling, then I started yelling at them and slamming the phone. Months later and they are still calling: 3am 5am 7am 11pm 1am...all hours. The main number they call from is 773-945-5517 "TTSCONSULTING" is on the caller ID. What a nightmare and when will it end? :-(
Moore,Hernandez and Associates LLP
Southhampton NY Supposedly settling claims from an FTC gaming investigation in Florida I don't know anything about this but they want $1000 RETAINER to get $450,000 !!!
My Mom, who is 83, has sent $27,500 (that I know of) to a Jamaican scam and they want $18,000 more. The family is distraught and have finally been pushed into filing for guardianship... Is there anything the FTC can do to protect our vulnerable senior citizens? All advice thus far is that, "She's over 21 and can do whatever she wants with her money." I realize that, but is she protected from them getting their hands on her Social Security? I feel so helpless...
Have the phone carrier block specific numbers. Block all international numbers. Block all 876 numbers. Just keep insisting with your carrier and they will do it. Call the U.S. Postal Inspection service and they will block that 876 number from calling "any" U.S. number. Call Social Security to ask how to protect her SS check (it is not yet protected). Have your family member tested for dementia. Yes. Dementia. Change her number to unlisted. Get her a cell phone on your family plan with parental controls.
My friend was called by a James Richman at 876-473-8525 saying she'd won a lot of money and a new BMW. In order to get the BMW delivered, she needed to send $3,800 cash to a Brooklyn, NY address. She was gullible and did this. We tried to get the P.O. to intercept the package and faxed the post office in Brooklyn - but they delivered the package anyway. My poor friend has also received calls from Jeff Sanchez at 646-289-8430 and a Jack Peterson at 202-509-0683 all asking for money in order to receive her winnings. I'm trying to help her realize these are scams.
I received a call today from a John Berry, but first he said his name was John Washington, he said they had been trying to get a hold of me by mail. I had a check from Publishers Cl. House for 5.5 million. They wanted to deliver it today.All I needed to do was go and get a green dot moneypack scratchcard for $999.00 to cover the registration fee... When I kept questioning him he got flustered and hung up... the call was from Jamacia 876-422-2437.
The SAME thing happened to my Grampa yesterday!! The phone number was 516-515-6165, reverse says NY, Nassau, Bahamas. Fortunately I got on the phone with "JOHN" and grilled him of WHY he's requesting $, I'll give it to them when they deliver the car. I told him a thing or two before he "accidentally? hung up on me.
Even after that...Get this, the SAME GUY called Grampa AGAIN today saying "I really don't want you to miss out on this", (this being a check for $2.5mill and a new Mercedes which he said ALL DAY LONG yesterday "it's on it's way now").
I received a call from Consumer's Union saying I won second prize of $500,000. They wanted to know when I would be home to deliver the check by International courier Express. They asked some non-specific questions then turned it over to an "attorney" Matthew Harvey. He then told me he works with HSBC Bank for the taxes on my winnings and needs a minimum of $2,000 from my bank. He will call back in 30 minutes to get the information and I am to wire it to him. I am NOT doing anything like that. Instead I am trying to warn other people of this scam.
I was Facebook one night~ I started receiving messages from Micheel C /Dr Michael C (the real Michael C ~is my Facebook friend & is affiliated with a church/pastor) Anyway...to make a long story short~ said I had won a BMW & $1,000,000. I played along with them~ they showed documents with the Publishers Clearinghouse letterhead~said that in order to activate my golden seal~ I needed to go too WalMart and do a money transfer~make the money transfer payable to Mario Ricketts in Snellville,Georgia.
My husband has gotten ALL of those SCAM CALLS.If he got ALL the "MONEY" he "WON" ,we would be Billionaires! Plus,we would have 5 Mercedes in the yard!It is sooooo hard to convince him that they are SCAMS. THANKS FOR ALL THE INPUT FROM ALL OF YOU. Now,if I can get HIM to read this page ,MAYBE it will SINK IN !! Wish me luck!
If you get a call or text from (623)-738-5759 ignore it, he says he's from the US Empowerment group and you've been chosen to receive a check for $50,000.00. He will give you an address near you of a check cashing place where you will be told to send $975.00 in order to collect your "winnings". Do not fall for this scam. He will already know your address, phone number and email. Report him right away to consumer fraud. I tried to call the police and they were no help at all.
I was wondering who do I report to about scams call my house?
Kingston JM 1-876-434-1303 keeps calling my house. Saying I won money as a sweepstakes knowing I didn't enter in anything.
First they said they were the mega millions. I called bull on that. then I made them put me though the manger and he said he was pch (publishers clearing house) still called bull. I told them I was going to report them if they keep calling.
I ask what they want and that I am not stupid I know what they are trying to get. I heard kids in the background. I had them tell me that there was nothing I can do and that they want my money. So try and report us.
I even ask where they are calling from nigeria. Not in the sates like the mega millions and pch are from.
So I need help.... thanks
You can file a consumer complaint with the Federal Trade Commission (FTC) at www.ftc.gov/complaint.
Watch this video to learn more about how to report a scam to the FTC and why it matters.
Just got a scam about a lottery on facebook and my username ask for my info and I gave it to them they were pretending to be one of my facebook friends. Saying that she won a facebook lottery pls post this do no one else will give out their info. Just got had!
Just got a letter saying that I came in 2nd place thing for it It had a check in itfor some drawing and that this firm would handle everything for couple of thousand dollars with my name o . Now their not asking for any money up front the checkis supposed to pay for the proce ssing fee some mail courier is supposed to deliver my check now the check looks really real just don't know if its true!!!!!!!!! I TOOK THE CHECK TO THE BANK and had them look at it to see if was real they were unsure so don't know how to see if its a scam or real
The article Fake Checks provides advice on how to recognize a fake check scam. It can be really hard to tell if a check is a forgery and it can take weeks to be discovered and untangled. Until the bank confirms that the funds from the check have been deposited into your account, you are responsible for any funds you withdraw against that check.
I was told I dont have any Credit.
Received a phone call that I had won $865,000. Congratulations! A claims representative will call me in a few minutes as to the process of receiving it. I received a phone call from Jason Adams 757-204-3007 who said they would deliver the check the next day with a tax form and a refund of $475 which I would have to wire to Agent Michael Washington in Atlanta, GA. This was to cover my part of the "insurance" to get the courier to my door with the check. Totally refundable. Foolishly, I sent the money. Next call from Jason was that I needed to pay a "luxury tax" on the money since it was from overseas. I did some research and discovered this was a scam. I did tell Mr. Adams that I would not continue with the process and I wanted my money returned. He said he would call back with the confirmation # from Western Union. Have not heard from him in over 2 weeks. Scammed!
We have been receiving calls from "Kingston, JM", and it s clearly a scam: "you have won a sweepstake... please confirm an id number, DOB, etc". We have told them to stop calling, but to no avail...
They keep on calling from different numbers, same id: one from 915-792-2849, all the others come from (876):
1. 876-268-3629
2. 876-279-6375
3. 876-349-7847
4. 876-355-2822
5. 876-357-3700
6. 876-375-7698
7. 876-375-8859
8. 876-426-1579
9. 876-432-7031
10. 876-485-8521
11. 876-496-5501
12. 876-892-1644
13. 876-893-4515
I found this address to report: abuse att.net.
what else to do?
Please add this number for jm Kingston 876-344-2914. A man called two times last night saying we won millions and a Mercedes. Hung up on him and he called back asking me if I wanted 5.5 million dollars. Figured it was a scam.
JM Kingston call my 99 year old aunt this morning about five times. She kept hanging up on him because she is hard of hearing. So the sitter finally answer the phone. This Kingston person told her he needed to talk with my aunt and he was going to get her money. He cursed out my sitter and called her all kinds of "B" and "F's" words. I don't care if this is a scam he has no right to curse anyone out. Something has to be done about this person. I won't stop until he feel the pain.
I got 3 calls from this person this morning saing his name was john fisher, saying I had won 2.7 million dollars and a black and white mercades benz. Wallgreens confirmed this is a scam!
I received a call from one Madison, & then a Jason Adams, who stated he was from Consumer Protection Agency (757) 204-3007, stating that I had been chosen to receive $825,000. That I would have to pay $475 for insurance and processing thru Fed-Ex and the ck would be delivered tomorrow afternoon. Would need to get Moneygram from Walmart and send "wire to wire" to Walmart in Atlanta, Georgia to one Jason Redmond, 13th Street. I called Fed-Ex, explained the situation and the woman at Fed-Ex said the charge would only be $35.19 at the most! They keep calling back with 2 numbers: (757) 204-3007 and (757) 204-3103. See "Frenchie /10/11/14 above. Then one "Gordon Lewis" called back (757) 204-3103, saying he was Jason Adams' supervisor and asked if I had taken care of the Western Union wire. When I told him I called Fed-Ex and it would only cost me $35.19, he hung up. SCAM-SCAM.
I am getting calls from James something stating I won 250 million & 2 cars what I want to know is where is the TV crew that's big news there
Today I received a call from John Berry saying I won 2.5 million and a car. He had asked me how far was Walmart to me I told him 500 miles away from me. I told him I am from a alaska in a village. He then just hung up on me. The number called from jamaica 18765368093
steven from 906-680-4865 but more likely from Bangladesh calls to say we won a 500,000 drawing for shopping at walmart and fred meyer.he states we just had to sit back and wait for UPS to call...LOL,when you look up the number it is some shady ambulance chaser in florida.
Yesterday (6/22/15)JM Kingston called me from 876-590-0196. Said his name was "Bob Miller" from Publishers Clearing House, and I won $955,000 and a 2015 Mercedes Benz. Went on this long speech about how his delivery team would be at my house at 10:30 the next morning, and all I needed to do was send $299 via western union to pay for the delivery. He said "James Carter" and "Betty Jones" would be coming to my house to do my 15 minute "presentation". Even though I knew it was a scam, he was a very smooth talker. He made promises and swore up and down that this was a "once in a lifetime opportunity". I called PCH last night, reported the incident, and they confirmed that it was a scam. "Bob Miller" called my house SEVEN times today. When I would hang up, he would call again. I called my phone company and had the number blocked. This makes me so sad for the innocent people that are losing money to criminals that don't deserve it. This topic should really be on the news telling people the phone numbers and names that these jerks are using. :(
Thank you for sharing your experiences. These are useful details for a complaint. Please go to ftc.gov/complaint to report this. Blog comments are not entered into the database that law enforcement uses.
I received a call this afternoon from someone saying his name was "Miles Montego",from Publishers Clearing House in Jamaica, 867-432-7031 with a very strong accent, he went on to tell me that I won 2.5 million dollars and a Mercedes Benz. I knew it was a SCAM the second I answered the phone, but this was one smooth talking con artist. He went to the extent of telling me to write things and even gave me a confirmation number. He told me to keep this information safe, so no one would try to claim my prize other than me. Then he went on to say I'm going to need some personal information from you, Name, address, DOB, that's when I hung up! (I'd really like to know how you win Publishers Clearing House if they don't even know your name?! LOL) A few minutes later I called the number back and a guy with a strong accent answered (using a different company name) I said, "excuse me, what number is this?" He quickly said Publishers Clearing House in Jamaica. I ask him where is Publishers Clearing House home office based? (He couldn't tell me) and kept saying Jamaica. The real Publishers Clearing House, sure as hell isn't based in Jamaica! Senior citizens, be careful and be aware of calls like this (THEY ARE SCAMS!!!) And they are preying on the elderly. Unfortunately, so many people especially senior citizens, fall victim to these SCAMS everyday. These con artists are very skilled at what they do, and in the things they say to make you believe what they are telling you is true. These jerks are trying harder all the time with giving confirmation numbers, and such, trying to make it seem "real" They will tell you any number of lies to get what they want in personal information and your money. They will take every penny you have and not think twice.. PLEASE DON'T FALL FOR IT!!! Anyone that asks you to send them ANY money or asks for personal information, such as social security number, to claim a prize is DEFINITELY A SCAM!!! It comes back to that old saying "If it sounds too good to be true... it always is" don't give these con artist your money OR your personal information (no matter what they tell you, no matter how good it sounds) there's tons of information out there on scams and con artists, on what they do and the things they say to try and convince you to trust them. Inform yourself and protect yourself. Let's try to make sure these jerks get one more dime!
Thank you for sharing your experiences. These are useful details for a complaint. Please go to ftc.gov/complaint to report this. Blog comments are not entered into the database that law enforcement uses.
they r very so much a scam and they tried to get me to.
I received the same call from a person named Roye Rosenberg he told me I won $1.5 million dollars and a new car plus I'll get $10 thousand evry week and the number was a (876) number that keep calling me
If you're getting repeated calls from the same number, your phone company may be able to block that number, but first ask whether there's a fee for this service.
If you're getting unwanted calls from a lot of different numbers, look into a call blocking solution. There are online call blocking services, call blocking boxes, and smartphone apps that block unwanted calls. Do an online search to look for reviews from experts and other users, and find out whether the service costs money.
John Berry called me today from 702-623-7079 saying I won millions and a car. Will file a complaint.
Hello! i have just got a congratulatory alert while browsing informing that i have won $500 and that i should fill in my name and email so that i get my winning through my email within five minutes ,now almost four hours have passed but its yet...how can i possibly it aint scamming?
I received from scam email claim lottery,imf,capital one bank,gtbank,mr sydney baroso. All fraud and scam email. I hope i will win money true. Thank you
I get calls from 856 numbers claiming Ive won money and a car and they ask if I want my prize delivered in private or publicly on the news. I play right along with them until they finally realize that I'm playing with their head like they're trying to play with mine and they get so pissed off with me that they start cursing and hang uP lol. They'll say all you have to pay is the shipping and handling or they'll say all you have to pay is a processing fee. I told them I'm a single mother with 6 children and we're homeless and I have no job or money. They'll still go as far to ask me... Well do you receive any social security for yourself or the kids? I tell them no and I said when you send me the money then you take the fee out of the check that you're sending that I'm supposed to pay. That will make it a while lot easier. He even said, this is your blessing from God, how do you plan on spending the money? He even recalled the last 4 of my SSN. I thought that was weird.
I been targgeted by many scammers all over . autralia, europe , jamaica, china, tokio, japan, cincinnaty, las vegas,flirida, washington dc. Ilinois, penssylvania colorado, kansas city, rome, rusia, many others . i get phone calls from every where,emails impostors of tresury dep on wdc also the phone calls if i said to them what they really are they get pist at me and start cursing me out saind that there not scammers that to claim the price by sending them $ 500.00 dollars that they will deliver the packege personally it self that u will there face . next day . yeaa like i was born yesterday. How can people do such thing for money .they will sale there virgin dougther 12 years old to anyone just to make another $20.00 bucks. Life is all about money for peoples now there's no more respect for life and families is sad .i just hope the government take actions in this matter that is getting poor people into identity stolen imposters and name robbers out there looking to make someone life a headik.
Facebook wants to give me $500,000 prize for a promotion to Facebook
For the sixth time this year (every two months) Publishers Clearing House is NOT awarding their "mega prize" in their so-called "special early look." Surprise, surprise! Like who couldn't see this coming? This is just a scam to keep the promotion going for a year until they HAVE to award the "mega prize" (and I doubt if they really ever do that, either). PCH got into trouble about 17 years ago with Congressional hearings about their questionable business practices. Not only has the "winning number" not been returned, or "timely returned" this year, but the year before, also. The FTC should investigate PCH again, and soon!
I just got a call from a guy saying his name is Ashley brown. An that I won 9.9 million dollars with a Benz. Said two u.s Marshall will be delivering me my money. But I have to go to Walmart an do a Walmart to walmart to a man name OD FRAZIER in Sibley, LA. That's when I knew it was a scam. He said wen I get receipt they will be on there way with my money
Received call January 25, 2017 from "Mr. David Sawyers" from a clearinghouse in New York he said. Asked to spell his last name, he replied "s a r y e". Said I'd won 1.5 million and a new car, gave me name of four people that would arrive at 5:30 p.m. same day to delivery my "package" and my code word was "silver briefcase". Gave me the address of his company which I couldn't understand what he said, but the zip code was 10220 which is Malaysia. I asked how they got my unlisted phone number; he said I'd given to a clearinghouse which I've never done, and I discovered apparently this has happened in New York. The Publisher's Clearinghouse rep is Dave Sawyer. I hung up, he called back but I didn't answer, I entered *69 and got the phone number of 876-781-9077. The area code is Jamaica.


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As part of our commitment to the commercial interiors industry, Design Stretch Midlands is an opportunity to share ideas, knowledge and advance personal learning and development.
Our objective for this free event is to focus on productivity and well-being, linking them to future design trends. You will also be able to see Ocee Design's new arrivals following on from our summer launches:
9.00 am - 6.00 pm on Thursday 2nd November
1 Oozells Square, Brindleyplace, Birmingham, B1 2HS
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subset: commoncrawl


text:
Lucchese Classics Men's Black Hornback American Alligator Head Cut Medium Round Toe Boots
Style #:
12" American Alligator
Black Hornback American Alligator Head Cut
6 (Medium Round Toe)
Handmade in Texas since 1883. Men's Lucchese Classic Cowboy with Ayala Construction.
All toe, heel & width options available.
By Lucchese:
Since 1883, Texas-bred Lucchese builds handmade boots of unrivaled quality, fit, comfort and style. In virtually every step of our bootmaking process, we rely on human hands to complete time-honored tasks to perfection.
Lucchese is famed for its high-quality skins, and two crocodilian skins are used to make one pair of boots.
To make one perfectly matched pair, bootmakers intently study each skin's unique markings, tile size and pattern. At times, up to 20 to 30 different skins are compared side-by-side before finding a close enough match, as each one is as individual as a fingerprint.
At Lucchese, perfection lies in such details.
- BRONCO BOOTS MEN'S FULL QUILL OSTRICH PAJA RUSTIC$399.00 was $499.99
- NOCONA MEN'S BLACK LEATHER MEDIUM ROUND TOE BOOTS$99.99 was $139.99
- NOCONA MEN'S SABLE LEATHER MEDIUM ROUND TOE BOOTS$99.99 was $139.99
- NOCONA MEN'S BROWN LEATHER MEDIUM ROUND TOE BOOTS$99.99 was $139.99
- NOCONA MEN'S ANTIQUE BROWN VINTAGE FULL QUILL OSTRICH$390.00 was $499.99
- JUSTIN MEN'S RUGGED TAN COWHIDE SQUARE TOE WORK BOOTS$119.95 was $144.99
- JUSTIN MEN'S RUGGED TAN COWHIDE SQUARE STEEL TOE WORK BOOT$127.99 was $149.99
- BRONCO MEN'S COGNAC FULL QUILL OSTRICH POINTED TOE BOOT$179.99 was $399.99
- TONY LAMA MEN'S - BARK BADGER COMPOSITION TOE # TW1061$169.99 was $199.99
- TONY LAMA MEN'S CHOCOLATE GOAT SQUARE TOE BOOTS$149.00 was $219.95


text:
Hooray for 100%'ers!
While some criticize and only pool people into categories of 1% and 99%, we herald the achievers – the Sales 100%'ers.
Congrats to all 2011 sales winners who attained 100% of their quota. We know these sales producers worked hard to meet and exceed quotas and goals assigned in the midst of obstacles, difficulties and a host of customer and market challenges.
100%'ers and all those who work hard in producing and selling goods and services make the nation and world economy work. We could only hope that all people would have the heart, determination and work ethic of all those who achieve the Sales 100% Club.


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|The following is based on Fallout Shelter or Fallout Shelter Online and some details might contradict canon.
"The gunsmith's plea came in loud and clear over the radio. "Feral Ghouls! Help! I'll give one of my best pieces to whoever bails me out!" Better hurry if you're going to claim that prize!"
Arms Race is a single stage overseer quest in Fallout Shelter.
A straightforward quest that requires nearly a full day of travel (in real-time). The overall objective is to kill all the feral ghouls to save a gunsmith in exchange for a reward of a rare or legendary weapon, the rarity of which will be told in advance, and a random legendary level set of junk.
|Opening dialogue
|Dweller response
|Character response
|That was close! I guess you heard my message, huh?
Well, as promised, I've got a weapon for you.
|The weapon, please.
|Sure thing!
|The Caps will be fine.
|Of course.


text:
Banks Need Better Open Tech to Counter Alternative Payments
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In the last decade, customer loyalty has extended beyond the bank to include an array of non-bank solutions for financial management, payment and lending.
This shift has created demand for an ecosystem where financial data aggregators play the role of a data hub between banks and financial solution providers, enabling the open financial web. Financial management apps like YNAB, Level Money, Mvelopes and MoneyDesktop (MX) do a better job at helping customers manage their money than traditional bank portals, while payment apps like Venmo, PayPal and Google Wallet make certain payment use cases easier than traditional, bank-offered solutions.
A recent study indicated that 53 percent of millennials, currently the largest payment app user demographic, didn't think their bank offered anything different from its competitors, and one-in-three is open to switching banks in the next 90 days. In order to survive the shift to the open financial web, banks must embrace a vision of the world where they are enablers for a financial solution ecosystem. The financial walled garden is dead. Long live the open financial web.
Consumers want innovation, but banks may have a difficult time meeting those needs as quickly as they're demanded, due to a heavily regulated environment. The services that financial apps bring to the table fill that gap, and now it's up to banks to adopt more progressive data API strategies.
In order to kick off the era of an open financial web, banks, aggregators and financial application providers are working together to establish industry standards that positively affect all their customers. Today, there are two options: OFX 2.2 and DDA. Both leverage tokenized authentication services and a standard API to improve account security and increase the quality of data delivery.
OFX, standing for Open Financial Exchange, has the deeper history. Developed in 1997, the OFX Consortium created the first financial data ecosystem to enable account holders to use aggregated data with Intuit's Quicken and Microsoft Money. In March of this year, the spec got an upgrade to OFX 2.2, enabling tokenized access to users' bank data. In October 2015, DDA, or the Durable Data API, was released by the FS-ISAC to create a standardized approach to authentication and data APIs. These two solutions offer banks that choose to participate in the open financial web a choice to either iterate on their existing OFX solution by adding Oauth, or build a new Data API using the DDA specification.
In the open financial economy, banks that provide their customers the best banking products and services, and access to a wide array of financial technology solutions through data hubs, will win the hearts of their customers. Those that embrace the change, while maintaining a competitive core of lending, payment and account management solutions, will be the next generation winners in the open financial web.
Nick Thomas is president and co-founder of Finicity.


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Your son is a charming, naturally wise soul. He enjoys learning so school was a breeze for him. He's fun to hang out with and makes friends easily. He enjoys classic books and films. Send the simple style and pleasing colors of the Proud Parents Happy Graduation Card to your son. Congratulate him on his achievements while letting him know how very proud of him you are today.
Reach for the sky! Your son is graduating, wow! He somehow gets more awesome every day and you wish him nothing but success on wherever life next leads him. Send him the Nothing But Success Happy Graduation Card to let him know you're in his corner– backing him 100%. Congratulations are in order, it's not every day you get to walk a stage to get handed a diploma!
Now here's a card that screams "education"! With soft mood lighting falling on a stack of books topped with a graduation mortar cap with tassel and a diploma tied up in a ribbon. Send your new graduate the Hearty Congratulations Happy Graduation Card to wish him the recognition and celebration he has earned today through his hard work. No simple congrats will do, he's your son and he deserves hearty congratulations!
Hats off to the graduate! Your beloved son has worked so hard for so long and today is all about him. You couldn't be more proud or wish him a brighter future. Let him know to enjoy this experience by sending him the Hats Off to You Happy Graduation Card. With eye-catching blues and a victorious hand holding up a graduation cap it's sure to strike a smile upon your son's face.
Here's a card your son can take all the way to the bank…okay not literally of course. A cute blue piggy bank wearing a graduation mortar cap decorates this graduation card. Send the Wealth of Knowledge Funny Graduation card to your son– the owner of a brand new diploma! May his newfound wealth of knowledge pay dividends in the years to come!


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Foreignness and 'The Other'
You can't get much more foreign than being from another planet. (Maybe being from a different dimension would be more foreign? We're not sure.)
When the War of the Worlds Martians first appear out of their cylinder, the narrator wants us to know just how terribly different they are, what with their tentacles and head-bodies and lipless mouths. But at the same time, the narrator also makes several connections between them and us. For example, both humans and Martians have been known to invade and destroy.
If this book were an after-school special with a happy ending, the lesson might be something like this: "We're not so different from Martians after all – we're both jerks. Let's go get a coffee and talk about how to kill people."
The Martians have to be depicted as utterly foreign because Wells is trying to tell us a realistic, science-based story. However, the Martians also have to be similar to the British in order for the moral to get through.
In Wells' War of the Worlds, we learn that foreignness and difference can always be overcome by finding some similarity or connection.


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Kameido Ten Jinja is otherwise known as the Shitamachi no Tenjin-sama – Tokyo's downtown, old-school Tenjin shrine. Famous for its arched bridge, the grounds are usually abloom with flowers, also earning it the moniker Hana no Tenjin-sama or 'Tenjin shrine of flowers'. From the end of January until February, the shrine's Japanese plum trees (ume) come into bloom for the Ume Matsuri (Plum Blossom Festival), and from the middle of April until May is the Fuji Matsuri (Wisteria Festival). The end of October into November sees the start of the Chrysanthemum Festival (Kiku Matsuri). Visitors often come to the shrine to pray for academic success, happy households, safe driving or to take part in rites to ward off evil.
Transport Kameido Station (Sobu line); Kinshicho Station (Sobu, Hanzomon lines)
Telephone 03 3681 0010
Even if you're already well versed in the ways of upscale version of yakitori, you just might ...
Need a quick snack in Kameido? Enter through the sliding doors and you'll barely have time to ...
Whether you're looking for a quick Thai meal or are preparing a Far Eastern feast of your own, ...
Take a few quick steps north from Kameido Station on any given evening and you'll notice a ...
Copyright © 2014 Time Out Tokyo


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text: Yesterday, with my daughter and son and his family, I went to the California Vietnam Veterans Memorial at the Capital grounds in Sacramento. I've been here many times. On this day the shadow of the American flag covered a portion of a statue of a symbolic warrior.When I clicked the shutter, I didn't notice the two visitors on the right looking at the name of someone who died in the Vietnam conflict. Enough said.


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LeBron James, Miami Heat ignite Facebook with NBA Finals victory
As LeBron James and the Miami Heat won their second consecutive NBA title Thursday night, Facebook was abuzz with posts about the game. The NBA posted behind-the-scenes photos, James thanked his fans, and Nike even utilized the new video features on Instagram for a popular and engaging post. Facebook reported that there were more than 100 million Facebook engagements leading up to Thursday's night decisive seventh game of the NBA Finals.
According to PageData, Miami's people talking about this metric (PTAT) hit a playoff-high 791,703 on Wednesday and maintained that total through Thursday.
Facebook also took a look at how the country showed their rooting interests through the site, finding that while the Heat were more popular on both coasts, the San Antonio Spurs were well-liked throughout the middle of the country.
According to Facebook, James (who earned the title of NBA Finals MVP) was easily the most talked about player for either team leading up to the seventh game, accounting for 70 percent of the discussion. He had eight times as many mentions as the second-most-talked-about player, San Antonio's Tony Parker.
Facebook showed other terms that were popular on the site during the Finals:
As for most-talked-about moments, Facebook buzz spiked when Miami's Ray Allen hit one of the biggest shots of his career, sinking a huge three-pointer to force Game 6 into overtime. "Heat", "overtime", "Ray Allen" and even "shuttlesworth" – a reference to Allen's acting role in the basketball-themed movie "He Got Game" – all had huge increases when he nailed that shot. The terms "Ray Allen" and "shuttlesworth" spiked more than 200,000% and 300,000%, respectively.
Chatter about San Antonio's Tony Parker helped beef up the buzz about his team, especially after throwing a buzzer-beating, "circus shot" at the end of Game 1 to seal the win. Mentions of Parker's name were running low throughout that game, but spiked more than 8,000% after his 18-foot banker clinched it for the Spurs.
But the most engaging posts, by far, came in the moments after Miami's pivotal victory.
From the Miami Heat Facebook page:
From the NBA's Facebook page:
From James' page:
Nike, which outfits James' shoes, posted a video to Instagram Thursday night, playing a message from NBA legend Bill Russell, and encouraging fans to leave a congratulating message for James. Nike is the most popular brand on Instagram, with more than 1.6 million followers. The post quickly gained more than 33,000 likes in just a few hours following the game. Interestingly enough, James has more than 2.6 million followers on Instagram, yet has not posted a photo since April.
LeBron James image courtesy of Domenic Gareri / Shutterstock.com.


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Black Velvet Plastic Premium Forks - 24 Forks
Disposable Premium Black Velvet Plastic Forks Wholesale Case
CONSTRUCTION: These disposable black velvet forks are made from medium weight plastic and will add a touch of color to any party or event. We have a colorful array of plastic cutlery to suit your budget and needs.
USE: Use these disposable plastic forks year round for parties, barbeques, special events and more! Get the other coordinating cutlery and disposable tableware like matching plates, cups and table covers for a complete colorful look.
AMOUNT: There are 24 black velvet plastic forks per package.
COLOR: black velvet (This product is available in 37 versatile colors!)
SIZE: 7 inch plastic utensils


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Contact Kristen for a Free Consultation today 916-548-9541
Regular price
$ 175.00
These long abstract wall hangings are created from steel rings cut in half on solid colors. I hand cut, grind, dye and coat the piece in resin.
The back is wired and can hang from a regular picture hook.
size: 3" x 24"


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Previous ArticleThe Gate Kitchen, Bar & Terrace
Barreworks Barre & Ballet Workout Studio
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Barreworks, based in Richmond, has the accolade of being London's original and longest-running barre studio. Their workouts are uniquely designed for anyone who wants to achieve the body of a dancer, or just keep fit.
What the classes offer:
Using the ballet barre as a basis for a complete body workout, the exercises involve dynamic and static movements, isometric holds, core strengthening and luxurious orthopaedic stretching. You do not need any previous dance or exercise experience, and all classes are entirely suitable for beginners. With regular attendance, you will build long, lean muscle and achieve the perfect posture of a dancer's body. Think sculpted arms, a trimmed waist and a lifted seat… There is no jumping around and no wildly beating heart – so no need to shower after the class. This is highly efficient exercise that can be done anywhere, anytime.
The studio also welcome expectant mums:
Discovering you are pregnant is exciting, but it can also be overwhelming and a little confusing. Mixed (and often contradictory) theories about exercise during pregnancy can lead you to conclude that it's just better just not to exercise at all. This couldn't be further from the truth. You should always follow the advice of your GP or care-giver but, in principle, there is no reason why you shouldn't exercise all the way through your pregnancy (whenever you feel up to it). In fact, there are plenty of reasons why you should! Benefits include:
– An easier pregnancy
– An easier labour
– Healthier, calmer babies
– A faster return to your pre-pregnancy weight
– Less likelihood to suffer depression and severe tiredness
– Overcoming morning sickness
Barreworks' unique and highly-effective exercises are suitable for all stages of pregnancy. They always take individual needs into account and you will be fully supervised during any class you take. Barreworks do a full screening before you begin, and will make minor modifications where required as you progress through your pregnancy and/or if you encounter any limitations to your movement. Instructors are fully trained in ante-natal exercise, and they provide support materials to take home so that you feel well-informed about what your body is able to do at this time.
Barreworks don't run dedicated ante and post-natal classes because their clients enjoy being able to take a regular class and 'test their mettle' along with everyone else. It is testament to the versatility and effectiveness of the method that differing levels of ability and individual requirements can be catered for in a single class. Numbers are limited to 11 people, so you will always receive personalised attention and correction.
So whatever your situation, go join them at the barre!
Barreworks Studio can be found at Vestry House, 21 Paradise Road, Richmond TW9 1SA. They run classes from morning to evening throughout the week, including weekends. For more information, please call 020 8940 5746 or email email@example.com.
You can also follow Barnes Mums on Facebook, Instagram and Twitter, and sign up for our newsletter and membership card.


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A&N Transport Bus Conductor Jobs Notification 2018- A&N Transport Applications are invited from the eligible candidates for direct recruitment of 58 Bus Conductor vacancies in Transport Department, Andaman & Nicobar Administration, Port Blair. Registration of Applications will be done through the website of A&N Transport i.e. www.transport.and.nic.in. Application filling and submission of application form is upto 10.02.2018. The candidates are strictly advised to apply well in advance without waiting for last date of submission of application form. No other means of application form will be accepted.
A&N Transport Jobs 2018
All the Applicantswho are applying for A&N Transport Jobs are advised to read the A&N Transport vacancy Notification, instructions and Recruitment procedures carefully before start filling the Application Form. Candidate should satisfy themselves that they fulfill the eligibility conditions prescribed in the Employment notification in all respects. All the applicants should keep visiting A&N Transport Careers Page for regular updates.Candidates who are looking for Government Jobs, can apply for the A&N Transport Bus Conductor Recruitment 2018.
A&N Transport Bus Conductor Vacancy 2018
Post Name& Job Vacancy Details:
Post: A&N Transport Bus Conductor
Number of Vacancies- 58
A&N Transport Recruitment Eligibility
Educational Qualification: 10th standard.
Age limit: 18 to 38 years (relaxable for SC/ ST/ OBC/ ESM/ PWD etc. as per Government rules)
Selection Process: written Test.
Filling& submission of Application Form
How to apply: Candidates must read the instructions and eligibility conditions carefully before applying for the job vacancy. Candidates can apply only through the prescribed Application Form which is available at website: www.transport.and.nic.in. The application should send to the office of recruitment authority given in Notification.
A&N Transport website: www.transport.and.nic.in
Address: Assistant Director (Admn), Directorate of Transport, Port Blair.
Important Dates:
Last date for submission of application Form: 10.02.2018
For more details regarding A&N Transport Recruitment Eligibility, Recruitment Procedure, Filling& submission of application forms Registration , Vacancy notification, Jobs in A&N Transport, Educational Qualification, Age limit, scale of Pay, Selection Process, Application fee, Written Test/ Interview details, Exam syllabus, Test Pattern, Exam center, Interview venue, Admit cards, Application download link etc., refer A&N Transport recruitment notification link given.
All the readers are requested to discuss regarding the Recruitment Notification, Number of vacancies issued, expected cutoff, Previous question papers, Study material, Reference books etc. in the Comments section given below.