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Tag: Financial Aid
FAFSA Launches Tomorrow!!! Learn more 👉 http://fafsa.gov
New WAY To Complete The FAFSA!!!
Community Colleges Are Great Options!!
Why Community College Is a Better Option Than You Think
Avoiding paying room and board for college (if you live at home instead of renting an apartment since there usually aren't dorms at community colleges) is another cost-saving measure.
In 2017-18, the average tuition and fees for a full-time student at public two-year institutions nationally was $3,570, compared with $9,970 (in-state) at public four-year colleges and $34,740 at private universities, according to the College Board. After federal financial aid, 71 percent of community college students pay less than $1,000. Some states are beginning to make community college free through specific scholarship programs: New York, Oregon, Tennessee, and most recently, Rhode Island.
You could be one of millions of students attending college practically for free, if you consider attending a community college.
A Good Option for Exploring Different Majors or Choosing a Career Off the Bat
Community college can be an especially good fit if you don't know what career you want to pursue. At a community college, you can take a variety of courses at a low cost in different academic disciplines to help you figure out what you want to ultimately major in, if you plan to transfer.
What community colleges are known for is offering programs that are connected to the needs of the local economy. Associate degrees can be earned to enter the workforce right away after two years of study. Popular degrees like dental hygiene ($72,910 average salary), diagnostic medical sonography ($68,970 average salary), nursing (to become a registered nurse at an average starting salary of $66,640) are all available. If you want to start a career sooner than the average college graduate, a community college may be a good fit.
Guaranteed Admission and Seamless Transfer to Four-Year Colleges
Don't like taking tests? Community colleges don't require entrance exams like the SAT. Nearly anyone can take a class at a community college simply by registering for class.
If you know you may want to transfer to a state university, you can take many of the four-year required courses at a community college cheaper than at a state university. Most community colleges have agreements with state universities to help make a transfer seamless and not lose college credits in the process.
A great advantage of attending some community colleges is guaranteed transfer to a state university when certain requirements are met (usually a GPA requirement). States like Arizona, California, Hawaii, Florida, Massachusetts, New Hampshire, Oregon, and Virginia have agreements in which community college students are guaranteed admission to state universities, if they meet the requirements.
For example, Northern Virginia Community College has a guaranteed admission agreement to 40 universities, if a certain GPA and other requirements are met. To show how this is advantageous, here is a scenario: say you want to attend the University of Virginia(UVA), one of the top public universities in the country. If you attended a community college for the first two years and earned a certain GPA, you would be automatically guaranteed admission to UVA, but you would pay $5,497 per year for the first two years of college instead of $30,490 per year for the same first two years. You've just saved nearly $50,000 ($49,986 to be exact)!
And you might not even have to leave your community college campus to transfer to another institution to earn your bachelor's degree. FSU@Mass Bay — a partnership between Framingham State University (FSU) and Massachusetts Bay Community College, both in the Boston area — enables students to stay at the community college to finish a bachelor's degree with FSU professors who come to the Mass Bay campus. In Texas, the Lone Star College System has agreements with several universities that offer bachelor's and master's degree programs on two of their community college campuses designated as Learning Centers — so you could "transfer" and stay in the local area or even the same campus to earn a bachelor's degree. Innovative programs like these are popping up, so pay attention to the local degree programs in your area.
You can also potentially transfer to a private college or university — even an Ivy League institution like Yale or Harvard — after attending a community college. Did you know that Eileen Collins, the first woman astronaut to command a space shuttle mission, attended a community college? The sky is the limit!
A Solid Education — and Often Flexible Scheduling
Community college courses are taught by professors who have the same educational background as professors who teach at four-year colleges and universities. In fact, at many universities, students are taught by teaching assistants who are graduate students rather than professors with graduate degrees. The rigor in a community college class is oftentimes the same as another nearby institution. What is attractive to many students is that many community colleges have classes at more flexible times than a typical college. In addition to daytime classes, community colleges usually offer many evening classes as well as classes on weekends and online and sometimes hybrid classes in which you take part of the course in a classroom and part of the course online.
Services Comparable to a Typical College
Just like a four-year college, community college has services to help students succeed, including career services, academic assistance like tutoring and writing centers, clubs, honors program, specialized internships with local employers, and even study abroad.
Student life on a community college can be bustling despite not living on campus like at a four-year college. For instance, in South Florida, Miami Dade College, the country's largest community college, manages the Miami International Film Festival. And in California, RCC Marching Tigers or "Hollywood's Band" is the marching band of Riverside City College that has appeared in parades such as the Tournament of Roses Parade and the Macy's Thanksgiving Day Parade as well as in movies and on television.
Get a Jump Start on College in High School with Dual Enrollment
Did you know that you can earn college credits while you are still in high school? Nationwide 15% of all community college students are still in high school, according to a recent report.
Dual enrollment, or taking college classes while still in high school, can save you money if credits are transferred when you enroll in college. It can also allow you to decide whether or not you would like to attend a community college or apply to four-year colleges. Whatever you decide, consider your local college options—including community colleges—in your college search. You may find the right place for you and pay a lot less!
Find a community college in your state.
Career Coach Hours at Germanna
Germanna Workshops
So you can take advantage of our Guaranteed transfer agreements and complete your bachelor's degree at a 4 year college or university
Register for a workshop by email:email@example.com
Thursday, June 9 – 1:00pm – Fredericksburg Campus, SP1, Room 228
Thursday, June 23 – 5:00pm –Fredericksburg Campus, SP1, Room 228
Monday, July 18 – 10:00am – Fredericksburg Campus, SP1, Room 228
Tuesday, August 9 – 1:00pm – Fredericksburg Campus – SP1, Room 228
Germanna Community College at the Library!
Meet with representatives to learn about: Becoming a Germanna student, financial aid, transitioning to college, veteran benefits, and career services
Apply on the spot!
Thursday, June 9, 3:00pm – 6:00pm – Porter Branch
Monday, July 11 – 3:00pm – 7:00pm – Salem Church Branch
Tuesday, August 2 – 10:00am – 2:00pm – Porter Branch
No registration necessary!
Community College Schoalrships
VFCCE Scholarships & Funds
Virginia Foundation for Community College Education Scholarships
The mission of the VFCCE is to provide access to education for all Virginians. Through the statewide scholarship program, students have the opportunity to apply for scholarships ranging from $1000 to $10,000. The VFCCE recognizes outstanding students of all ages and backgrounds. Statewide scholarship programs are outlined below. Additional scholarship opportunities are offered directly through Virginia's 23 community colleges.
Visit our scholarship portal
More than 65 students were awarded scholarships this past year. To be eligible for a VFCCE scholarship, a student must be a Virginia resident who is enrolled or plans to enroll at one of Virginia's 23 community colleges. Scholarship applications for the 2016 – 2017 academic year are due May 16, 2016. Please visit the scholarship portal for more details on each scholarship and to apply.
Current Scholarships
Click here to see our scholarship recipients for 2015-2016
Potomac Health Foundation Fellows Program
The Potomac Health Foundation Fellows Program provides up to $8,000 in financial assistance and a unique leadership curriculum to second-year students who demonstrate a preference to pursue a career in a health care field/setting that involves direct patient care or a career that supports healthy communities such as health care administration or medical research. Applicants must attend Germanna or Northern Virginia Community College full-time and reside in the following zip codes: 20112, 22025, 22026, 22079, 22125, 22134, 22172, 22191, 22192, 22193, 22554, and 22556.
Valley Proteins Fellows Program
For the fifth year, extraordinary second-year students attending a Virginia Community College will be selected for the Valley Proteins Fellows Program. This prestigious scholarship will award up to $5,000 for tuition, books, fees and expenses. In addition to the generous award, the Fellows Program will provide recipients with the opportunity to share in special experiences to enhance their academic and leadership potential.
Laurens Sartoris Commonwealth Legacy Scholarship
Funded through the support of the Virginia Hospital and Healthcare Association in honor of Laurens "Larry" Sartoris, former president of VHHA and former chair of the Virginia Foundation for Community College Education. The scholarship provides financial assistance to admitted nursing students attending Virginia's Community Colleges.
Gerald Baliles Commonwealth Legacy Scholarship
Scholarships will be awarded to first-time college students at Patrick Henry Community College to recognize Governor Gerald Baliles' many contributions to the improvement of education for all Virginians, through the Patrick Henry Educational Foundation. For additional information and to apply for this scholarship, visit the Patrick Henry website. The deadline to apply for this scholarship is May 31, 2016.
Kathy Camper Commonwealth Legacy Scholarship
One scholarship will be awarded to a first-time or second year student pursuing a career in information technology or childhood education.
John T. Casteen III Commonwealth Legacy Scholarship
Two scholarships will be awarded to a full-time community college student attending any Virginia Community College who plans to transfer to the University of Virginia.
Eva T. Hardy Commonwealth Legacy Scholarship
Three scholarships will be awarded to community college students who demonstrate potential for public service and civic leadership.
Institute of Real Estate Management (IREM) Scholarship
Established by the Central VA Chapter of IREM to assist students pursuing studies in real estate or property management, one scholarship will be awarded to students attending a college in Central Virginia: Blue Ridge, Central Virginia, Dabney S. Lancaster, Danville, Germanna, J. Sargeant Reynolds, John Tyler, Lord Fairfax, New River, Patrick Henry, Paul D. Camp, Piedmont Virginia, Rappahannock, Southside Virginia, Virginia Highlands, Virginia Western and Wytheville.
Michael A. Smith Commonwealth Legacy Scholarship
Created with a generous leadership gift from Valley Proteins, Inc. along with numerous friends, family, business associates and students to honor Michael Smith, former chairman of the Virginia Foundation for Community College Education (VFCCE). Three scholarships will be awarded to first-year community college students.
ACG Richmond Commonwealth Legacy Scholarship
One scholarship will be awarded to a student at John Tyler Community College who is pursuing a business degree. For more information or to apply for this scholarship, please visit the John Tyler Community College website. The deadline to apply for this scholarship is April 15, 2016.
The Eleanor Saslaw Commonwealth Legacy Scholarships
Through the generosity of Eleanor Saslaw, a scholarship will be awarded to a student attending Patrick Henry Community College. For more information or to apply for this scholarship, please visit the Patrick Henry Community College website. The deadline to apply for this scholarship is May 31, 2016
The Virginia Foundation for Community College Education is grateful to our friends and donors who are helping our students attend college and achieve their dreams. Thank you!
For more information, contact:
The Virginia Foundation for Community College Education
300 Arboretum Place, Suite 200 (Note new address!)
Richmond, VA 23236
Dr. Jennifer Sager Gentry
Vice Chancellor for Institutional Advancement
Anne McCaffrey
Director of Development and Scholarships
Juniors 8 Ways to Prep for College Applications over Spring Break
8 Ways to Prep for College Applications over Spring Break
Spring break can be a prime time to prep for a standout college application, and prevent stress closer to application deadlines. Use this much-needed vacation from school to consider what you really want out of college, and what you still need to do to get there.
Start Drafting Your College List
Do some soul searching over spring break to figure out what you want from your prospective colleges. Is your best fit college known for its chemistry department? Does it host a thriving theater scene? Talking to a college counselor about your dreams and goals can help you identify what's important to you as you make your preliminary college list.
College Road Trip
A college website or brochure is no substitute for talking with actual students, visiting the science labs, sitting in on lectures, or grabbing lunch in the cafeteria. Make a plan to tour some of the schools that you are considering, and see if any of them could feel like home.
Make Time for Extracurriculars
Colleges want to know what you do with your spare time so that they can get a sense of who you are. This Spring Break try something new or investigate a career goal or study interest. Are you destined for a life in medicine? Shadow an RN for the week or volunteer for a local organization. Prove to colleges that your commitment to extracurricular activities isn't tied to the school calendar.
Brainstorm for Your Application Essays
The 2016-17 Common App essay prompts are out. Plan topics for your personal statements by reflecting on the activities you care about. What are the aspects of your background, personality, and interests that make you unique? Who are the people who have influenced you? What experiences have challenged you?
Prep for the ACT or SAT
Whether you try some practice questions, review geometry concepts, or take a prep course, you'll thank yourself later if you study now! Improving your score by a hundred points on the SAT or even one point on the ACT can significantly boost your chances of admission at many schools.
Look into Financial Aid
Cast a wide net in your search for grants and scholarships. Dedicate some time this break to researching scholarships, including application deadlines and eligibility requirements.
Pick Your Senior Year Classes
Yes, your classes and grades still matter your senior year. Choosing honors and AP classes when you can shows schools that you are serious about college-level work. Plus, high scores on AP exams can help you graduate college early and save you money on tuition.
Make Summer Plans
Summer counts! Whether you take a job as a camp counselor, practice your Spanish in Guatemala, or prep for the ACT/SAT, your summer activities can strengthen your overall application.
Financial Aid Terms
As a Career Coach, I am often asked what a financial term means. As you complete forms for aid, you may find yourself having to learn a whole new language. I have compiled this glossary of terms to help you along the way.
Academic Year: The time during which school is in session, typically from September through May.
Accreditation: Accreditation ensures a college or school meets certain minimum quality academic standards, as defined by an accrediting body recognized by the US Department of Education. Only accredited schools can participate in federal student aid programs.
Assets: Assets, when referenced in the FAFSA, refer to income, checking and savings accounts, stocks, bonds, trusts, material goods, and investment or vacation real estate. Do not include your primary residence or retirement accounts, such as IRAs and 401Ks, under FAFSA assets.
Award Letter: An official notice from a school's financial aid office that details all the aid awarded to the student. If you decide to attend that school, you must return a signed copy of the letter indicating whether you accept or decline each type of aid.
Award Year: The school year for which the financial aid is requested or awarded.
Base Year: The tax year prior to the award year for which you're requesting financial aid.
Cost of Attendance (COA): The total cost of attending a particular school, including tuition, fees, room and board, books and supplies, transportation, loan fees, childcare, and personal expenses. COA for a specific school may differ depending on whether the student lives on- or off-campus, is married or unmarried, or from in- or out-of-state. The COA allows students to budget college expenses accurately.
CSS Profile: Some private colleges and universities use the College Scholarship Service (CSS) Profile to determine whether a student is eligible for non-federal loans.
Department of Education (DOE): The federal agency that establishes financial aid programs and processes the FAFSA form.
Deferment: A temporary period, common in federal loan programs, when a borrower is not required to make loan payments. In the case of deferred student loans, such as Stafford and Perkins loans, the student begins loan payments at a point in time after graduation.
Custodial Parent: When parents are divorced or separated, the parent with whom the student lived the most time in the past year is considered the custodial parent and the parent who fills out the FAFSA.
Dependent: A student is considered a dependent if he lives with his parents and depends on them for more than half of his living expenses.
Direct Loan: A federal, low-interest loan administered by the college or university.
Disbursement: The time when loan funds are released to the college and/or the student.
Expected Family Contribution (EFC): The contribution the student and/or family are expected to make toward education expenses. It's a calculation based on the information filed in the FAFSA. Schools use the EFC to calculate a student's eligibility for financial aid from that institution.
FAFSA (Free Application for Federal Student Aid): A free form you submit to the office of Federal Student Aid (FSA) at the Department of Education. It collects information about student and family finances, which the FSA uses to determine a student's eligibility for financial aid.
Federal Pell Grant: Federal grants awarded to students with significant financial need, and which do not repayment.
Federal Student Aid Office (FSA): The entity within the Department of Education that processes the FAFSA.
Financial Aid Offer: The total amount of aid a school offers you. Sometimes called "Financial Aid Package."
Financial Aid Office: The office at a college or university responsible for making financial aid award decisions and communicating with and assisting students and families.
Financial Aid Package: The total amount of aid a school offers each student. Sometimes called "Financial Aid Award."
Financial Need: The difference between a school's cost of attendance and the family's expected contribution. It's how much each student needs in financial aid dollars to be able to afford a specific school.
Financial Aid: Money awarded to help a student pay for the cost of higher education. Financial aid comes in many forms, including loans, grants, scholarships, and work-study.
Financial Aid Administrator (FAA): Also called Financial Aid Officers, Financial Aid Advisors, and Financial Aid Counselors, these are the college or university employees who work with families to award and administer financial aid.
Fixed Interest Rate: A loan interest rate that remains the same throughout the life of the loan.
Gift Aid: Financial aid, such as grants and scholarships, which the student does not need to repay.
Grace Period: The time period, usually six to nine months, between a student's graduation and when he or she must begin repaying student loans.
Grant: A type of financial aid award that does not have to be repaid.
Independent Student: A student who meets any of the following criteria:
- 24 years or older
- A graduate or professional student
- Married
- Has legal dependents
- A veteran of the U.S. Armed Forces
- An orphan or ward of the court
Institutional Methodology (IM): A formula colleges use to determine how to allocate the school's own financial aid funds (versus federal funds), based on need.
Interest Rate: The cost of borrowing money. Student loan interest rates are generally lower than standard loan rates.
Lender: The bank or lending institution from which you take out a loan.
Loan: A type of financial aid that the student must promise to repay with interest.
Merit-Based Financial Aid: Financial aid, usually scholarships, that is not calculated based on need, but rather on academic, athletic, or artistic merit.
Need Analysis: The process of determining a student's financial need, which typically begins when the FAFSA is filed.
Need-Based Financial Aid: Aid, such as most federal aid, that is awarded based on financial need.
Need-Blind Admissions: An admissions process used by most schools that does not consider the student's ability to pay. The objective is to eliminate admissions decisions based on whether a student needs financial aid or not.
Net Cost: The difference between a school's cost of attendance and the financial aid package. The net cost includes all financial aid, such as loans, versus the out-of-pocket cost, which includes only need-based aid. Families should evaluate financial aid awards using the out-of-pocket cost, not net cost, of attending that institution.
Parent Contribution (PC): Unless you're an independent student, the federal government expects your family to contribute to the cost of your education. The PC is an estimate based on parental income, assets, and other criteria.
Out-of-Pocket Cost: The difference between a school's cost of attendance and the need-based financial aid package. It indicates the amount the family will need to pay out of savings, income, and loans. Out-of-pocket costs can vary greatly between colleges, depending on how much need is met with grants versus loans. Families should evaluate financial aid awards using the out-of-pocket cost of attending each institution
Parent PLUS Loan: A federally guaranteed loan program that lends credit-worthy parents funds to pay for educational expenses. These loans have a fixed, 7.9% interest rate.
Pell Grant: A form of federal financial aid available mostly to undergraduate students, which does not have to be repaid. Grant amounts depend on student need, school costs, and other criteria, up to a maximum of $5,500 per academic year.
Selective Service Registration: Males ages 18 to 25 must register for the military draft in order to qualify for federal financial aid.
Scholarship: A form of financial aid that does not have to be repaid. Scholarships are often restricted to students in specific courses of study or with academic, athletic, or artistic talent. Schools, non-profit organizations and private entities award them.
Stafford Loan: A federal loan available to undergraduate and graduate students attending college at least half-time. These fixed rate loans, are the most common and one of the lowest-cost ways of paying for school.
Student Aid Report (SAR): The official summary of your FAFSA information, indicating your eligibility for financial aid. The FSA sends the SAR via email a few days after you complete the FAFSA, or by mail within 10 days of filing.
Student Contribution: The amount of money the federal government expects the student to contribute to the cost of education. This amount is included in the EFC and may include a portion of student savings and student work earnings.
Unmet Need: Schools can't always provide each student with the difference between their ability to pay and the cost of attending the institution. When schools award less financial aid than the student needs, the gap is called "unmet need."
Variable Interest Rate: A loan rate that can fluctuate during the life of the loan, but usually only up to a set amount within a certain period of time.
Work Study: A federal program that provides part-time jobs for students, allowing them to earn money to pay education expenses.


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CoEd Varsity Track
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Excellence is the Standard
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Purdy High School
Po Box 248
Purdy, MO 65734
The official website of Purdy High Eagles Athletics
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subset: commoncrawl


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A joint declaration on Friday pledging continued efforts to implement policies and practices that encourage competitiveness.
Brasilia : The BRICS bloc of emerging economies has reaffirmed its commitment to promoting competition and combating monopolies.
The five BRICS members — Brazil, Russia, India, China and South Africa — gathered here for their 5th International Competition Conference, issued a joint declaration on Friday pledging continued efforts to implement policies and practices that encourage competitiveness.
Organised by Brazil's Administrative Council for Economic Defence (CADE), the event brought together officials and experts from BRICS and other countries.
"In addition to discussions of an academic nature and topics of interest to policies for competition, we had concrete proposals that will help cooperation over the coming years," CADE President Alexandre Barreto told Xinhua news agency.
"We will have an exchange of information that will help the respective authorities in (the area of) competition, in their daily work, which will be reflected in better services in their respective countries and for their people."
Delegates from more than 25 countries attended this year's conference, said Barreto, including academics from 26 universities, and representatives from the Organization for Economic Cooperation and Development (OECD), UN Conference on Trade and Development (UNCTAD) and the World Intellectual Property Organisation (WIPO).
Previous conferences were held in Russia in 2009, China in 2011, India in 2013 and South Africa in 2015.
(To download our E-paper please click here. The publishers permit sharing of the paper's PDF on WhatsApp and other social media platforms.)


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Whereas every business needs effective cybersecurity, not all have installed cybersecurity which works excellently. It may be somewhat surprising
Stay Strategic
When approaching your audience on the importance of cybersecurity, have in mindtheir motivations as well as knowing what they find most essential to theirbusiness. Furthermore, ensure you talk about the most significant impact ofcybersecurity impact on their company's priorities and objectives. Regardingyour existing customer base, help them comprehend their company's most vital strategic efforts and subsequently explain how cybersecurity guarantees thesuccess of their business.
Being Educational
When approaching organizations on the need of having a cybersecurity system in place, you must start by effectively and appropriately educating your target audience with the best way to inform them is a storytelling fashion. Itincludes the effect of the cybersecurity system on their business, the state of cybersecurity about businesses as and the key to resolving the businesschallenge. Moreover, you can avail survey reports and statistics to existingand prospective clients highlighting the importance of cybersecurity to theircompany.
Nevertheless, being a hot topic, you should not put too much emphasis on this point because there exists lots of industry reports, news stories, data breach deadlines, and associations. It is because too much doubt, fear and uncertainty of your audience make them skeptical thus may not see the value of cybersecurity onyour business.
Be Practical
Typically,cybersecurity is complex and continually keeps changing therefore as a buyer,there is no single system to install and forget about entirely. Effectivecybersecurity needs a multi-layer fusion of process, platform, and people which some individuals may feel to be overwhelming.
Therefore, it is crucial you meet with these individuals and talk them through all the various steps on which they need to be appropriately updated. Some cybersecurity systems assist the buyer in;
• Understand their position today.
• Comprehend where they require to be.
• Decide on an approach which gets them to where they need to be successful and in a practical time.
Remain Relevant
It is vital to have in mind your target audience's maturity level, with a typical business not aware and not impressed by the technology under the hood. Additionally, your message should not depend upon your assumption that the organization understands technical terminologies which are going to make you experience a difficult time getting acceptance or interest. Consequently, the primary message should be the benefits and outcomes of cybersecurity to the company.
Be Measurable
Effective cybersecurity identifies possible threats, prevents attacks and minimizes breach impact, therefore, to measure the value arising due to the cybersecurity. Frequent checking of the cybersecurity on either monthly or quarterly basis as well as maintaining the tempo of your cybersecurity.


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A musician of world-wide renown, Sam Denov will host this website. He has been a professional musician since the age of 18. In addition he is a clinician, author and lecturer. Denov is a percussionist and timpanist who was a scholarship student of the late Roy C. Knapp.
Sam has been the recipient of many honors over the years. For more than three decades, Denov's biographical sketch appeared in Who's Who In America and Who's Who In Entertainment. He is also the inventor of an automatic tuning device for timpani. (Click on Denov Patent link below.)
Denov Patent
After a hitch in the U.S. Navy during World War II, he was engaged by the San Antonio Symphony Orchestra in 1947. Three years later, he was asked to join the Pittsburgh Symphony Orchestra, where he remained for two seasons.
After returning to Chicago and free-lancing there, he was often hired as an extra percussionist with the Chicago Symphony Orchestra. In 1954, he became a regular member of the Chicago Symphony Orchestra when he was hired by the legendary Fritz Reiner. He served as a percussionist and timpanist with the CSO for 31 years, retiring in 1985.
During his career, he performed with many of the world's most renowned conductors, appeared on television, was heard on radio broadcasts and performed live in concert throughout the world. He has also performed with the Minnesota Orchestra, the Seattle Symphony Orchestra and the San Diego Symphony Orchestra.
He has performed on countless recordings on many labels, two dozen of which were Grammy Award winning recordings with the CSO. In addition, he performed on an early legendary recording by Mercury Records entitled Percussion in Hi-Fi which has been the subject of discussion ever since 1956.
Denov is also the author of The Art of Playing the Cymbals which has become a classic text book used throughout the world since its first publication in 1963. In 2002, he authored an autobiographical account of his years with the CSO entitled Symphonic Paradox: The Misadventures of a Wayward Musician. That critically acclaimed book has been read around the globe. He has also written many articles published in scholarly journals.
To learn more or purchase his book or some of the fabulous recording classics he has performed on, click on the following link to his Amazon Store.
A caricature of our host drawn aboard the cruise ship, Millennium, in February, 2007. The artist maintains a website at www.goofyfaces.com.
Our host, Sam Denov (left), shown with the late composer, Igor Stravinsky (center), in this historic photo taken at Ravinia Park, the summer home of the Chicago Symphony Orchestra.
Sam Denov (second from left) with comedian Jack Benny (seated), along with Francis Akos and Victor Aitay (CSO violinists) discussing a Chicago Symphony Orchestra benefit concert,
Amazon Store Link
Denov has given Clinics and Master Classes throughout the United States. He endorses Zildjian Cymbals and Mike Balter Mallets. He has also appeared on prize-winning educational films and videos sponsored by Zildjian.
Sam graduated from Chicago's Lane Technical High School and Roosevelt University as well as the U.S. Navy School of Music. He holds a degree in Labor Education and also attended the John Marshall Law School. He has served in many different leadership roles including the Chairmanship of the International Conference of Symphony & Opera Musicians (ICSOM).
With his vast knowledge, Sam Denov brings authority, experience and vision to this website.


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5 August 2015 – "Wacky Wednesday"
Warm-up: Row 1500m (500m at 50%, 500m at 70%, last 500m at 90-100%), Run to W. Alabama and Back (in any order)
Strength/Skill: Big Grace (Untimed)
30 minutes to perform 30 Perfect Clean and Jerks, lets use the time to really spend some time Coaching the Clean and Jerk. Coaches and Clients are encouraged to use SmartPhones to film each others form etc. Weight is variable Mens RX 135-185/Ladies RX 95-135
WOD: Hey Stan! (8 minute Cap)
10 rounds of…
10 Double Unders
5 Two Lunge Burpees (perform 1 Left Lunge/Burpee/1 Right Lunge/1 Burpee)
Cool Down: 100 AbMat Situps for time


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University launches second working group to explore fossil fuel divestment
The working group will consider the "advantages and disadvantages" of divesting from fossil fuels
Final arrangements have been made by the University Council for the establishment of a working group tasked with examining the "advantages and disadvantages" of divestment from fossil fuels.
At a meeting on 22nd May, the University Council approved the membership of the working group, which is to be chaired by Dame Athene Donald, Professor of Experimental Physics and Master of Churchill College. The group will also comprise Lord Chris Smith, Master of Pembroke College, and two academics from the Department of Earth Sciences: Dr Jerome Neufeld and Professor Simon Redfern, the department's head.
The terms of the working group also specified that two student representatives should sit on the board. These positions will be filled by the recently re-elected University Councillor, Umang Khandelwal, and Alice Guillaume, an undergraduate at Newnham College and Campaigns Officer for Cambridge Zero Carbon Society.
Timeline: A long-running divestment debate
The issue of divestment has historically been a highly contentious one. CUSU first passed a motion in favour of the University divesting its endowments in November 2015, and since then the divestment campaign has drawn considerable support from the student body, including several demonstrations by groups such as Zero Carbon.
In May 2015, the Advisory Committee on Benefactions and External and Legal Affairs (ACBELA) was set up and tasked with evaluating "investment decisions" taken by the University, whose Statement of Investment Responsibility (SIR) emphasises a "concern for sustainability and its relationship with the environment". The ACBELA working group was chaired by John Shakeshaft, an external member of the University Council, who will act as Deputy Chair of the new working group.
The report compiled by the ACBELA working group, published in June last year, recommended that investments in coal and tar sand be 'blacklisted' from the University's endowments. However, no such recommendation was made for investments in oil and gas companies, something which was roundly criticised by Zero Carbon.
The report also recommended that the SIR was altered, placing additional stress on the importance of insuring that the University's investment management "reflects its underlying values" of environmental responsibility.
The recently launched working group will "consider the question of disinvestment from such businesses more broadly" than the previous report by the ACBELA.
Specifically, the new working group will consider "the different approaches the University might take to issues associated with disinvestment from fossil fuel industries," and additionally "how those approaches might impact upon the University's mission 'to contribute to society through the pursuit of education, learning, and research at the highest international levels of excellence'". The working group will aim to publish a report within a year.
The formation of the working group responds to a Grace passed by Regent House, the University's governing body, in January, which states that "none of the University's Endowment Funds should be invested directly or indirectly in companies whose business is wholly or substantially concerned with the extraction of fossil fuels".
The Grace also called for a report to be published within twelve months, detailing how full divestment might be achieved. However, Regent House does not have the power to directly control the University's investments, and can only make recommendations to the University Council as to how the University's endowment should be managed.
The working group set up by the University Council will take a more equivocal approach to divestment than the Grace suggested, looking "specifically into the advantages and disadvantages of the policy of disinvestment which the Grace supports".
Khandelwal told Varsity that the establishment of the working group represented the "discussion moving forward" on an issue which has "gained significant student support".
She continued, "Looking ahead, it will be important to engage the wider University community through strong consultation and ensuring transparent processes, and I will endeavour to facilitate this in my role as Councillor."
Speaking to Varsity, Guillaume acknowledged that, while she was "pleased that the University has acknowledged that divestment is an issue that students and academics care deeply about," the establishment was "certainly not sufficient".
She reiterated Zero Carbon's call for the University to announce its full divestment from fossil fuels: "This way the University will be prepared for a future that is inevitably coming, where fossil fuels do not feature, rather than wasting a year (or more) on a report that may simply brush divestment aside as unachievable."
Guillaume added, "I truly believe divestment is crucial for the University to fulfil its mission of 'concern for sustainability and the relationship with the environment and its position as a forward-thinking, globally-minded institution. As a campaign, we strive for a future free from the injustices of a climate crisis created by fossil fuel companies. We want Cambridge to be at the forefront of this future."
Support Varsity
Varsity is the independent newspaper for the University of Cambridge, established in its current form in 1947. In order to maintain our editorial independence, our print newspaper and news website receives no funding from the University of Cambridge or its constituent Colleges.
We are therefore almost entirely reliant on advertising for funding, and during this unprecedented global crisis, we expect to have a tough few months and years ahead.
In spite of this situation, we are going to look at inventive ways to look at serving our readership with digital content and of course in print too.
Therefore we are asking our readers, if they wish, to make a donation from as little as £1, to help with our running costs at least until this global crisis ends and things begin to return to normal.
Many thanks, all of us here at Varsity would like to wish you, your friends, families and all of your loved ones a safe and healthy few months ahead.
- News / Clare Porter and Labour councillor resigns from Cambridge City Council amid outcry over transphobia26 October 2020
- Interviews / I am an Uighur who faced China's concentration camps. This is my story.16 October 2020
- News / Cambridge SU U-turns on pledge to move all non-essential teaching online 26 October 2020
- News / Cambridge approaches 'trigger point' for Tier 2 lockdown23 October 2020
- News / Dr Peter Biar Ajak becomes first South Sudanese national to be awarded a Cambridge PhD30 October 2020
- Lifestyle / Ask Vulture: How can I stop comparing my relationship to other people's?30 October 2020
- Theatre / Preview: Dragtime!30 October 2020
- Lifestyle / Restaurant Review: Carlos BBQ30 October 2020
- Arts / Late at Tate Britain: Interview with Kori Humphrys30 October 2020
- Violet / Navigating the Weird and Wonderful World of College Families30 October 2020
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Chel - House of Mirrors
- Artist: Chel
- Track: House of Mirrors
- Producer: Jcrizzy
- Album: Pitbulls&BlackPeople
Besides rigged carnival games, is there a bigger ripoff at a state fair than the House of Mirrors? Paying to walk through a maze of mirrors almost always produces an underwhelming and boring experience, no matter the number or shape of the mirrors. However, Chel's new single House of Mirrors is definitely more my style. Armed with a bubbily, decadent beat from producer Jcrizzy, Chel grabs your attention come the first line and he does not let go. The Detroit native uses a rapid fire, confident flow to invite listeners into his domain, where we are treated to a display of vibrant hip-hop. House of Mirrors will find a home on Pitbulls&BlackPeople, a project that is set for release on Valentines Day.


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No matter the type of vehicle you use to travel through your neighborhood or vacation community – convertible, golf cart, or otherwise – all operators of vehicles are required to adhere to the same standard care level so that others may enjoy the open road and the sunshine. Georgia's living communities and weather make it a great location to operate recreational vehicles such as golf carts for the purpose of traveling from one point to another.
While many may not believe that golf carts are particularly dangerous, these vehicles can harm or kill innocent bystanders.
As a result of fast-growing and large communities in Georgia, many people opt for a golf cart as a primary or secondary mode of transportation. As a result of the increase of these vehicles on streets and pathways, there is a greater chance that pedestrians, automobiles, and golf carts will be involved in serious and devastating accidents.
There are several types of accidents in which a golf cart may be involved, such as automobile collisions, pile-ups involving multiple golf carts, single-cart wrecks, and rollovers at intersections, crosswalks, or parking lots. Additionally, many of Georgia's golf cart crashes happen due to reckless or negligent driving, driving under the influence of drugs or alcohol, underage drinking, and distracted driving.
Most golf carts in Georgia are equipped with turn signals and headlights, and cannot be driven more than 20 miles per hour. It takes a great deal of focus and care to operate a golf cart, and if a driver is irresponsible, he or she can cause severe and life-threatening complications injuries. Many golf cart injuries are particularly severe because these vehicles do not have safety features such as anti-locking brakes, airbags, or seat belts. As a result, a victim may suffer from:
- Wrongful death
- Spinal cord or brain injuries
- Fractures
- Broken bones
- Hand and wrist injuries
- Neck, back, or facial injuries
- Knee or shoulder injuries
If you or a loved one have been involved in a golf cart crash/collision because of another party's negligent or reckless conduct, let us help. Our goal is to secure the compensation you deserve so that you can focus on your physical and emotional recovery. Contact us today.


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The third crochet owl pillow which you have to focus on a pillow could be that the crochet animal pillows. The dual blouse is a type of dresser dining table which includes two long drawers. Usually, this kind of dresser table has been set from the other side of the pillow. In addition, for the color, this double dresser is usually complemented each other with all the nightstands. To put it simply, these three-pillow sets are meant to become complemented eachother. The positioning and also the colors of the pillow collections decide that the accounts of your pillow.
The following Factor to Consider Is Around the color and also the substance available on the crochet owl pillow. All of the material ought to be safe and sound for everybody who sleeps there. If the collections are to your kids, then a furniture should have significantly more curved edges. In the event the collection is really for adults, then be sure that the material wont have an effect on the health of anybody who makes use of the area. As an example, should you choose denim owl pillow, afterward a wood shouldn't be that easy to deteriorate and create little dust that may impact the respiratory system. So, choosing the ideal set is essential therefore everyone can feel at ease.
The 2nd crochet owl pillow will be the owl pillow pattern. Even as we understand from your title, this kind of ceiling light comes with a smaller and gentle style and design so it is going to seem like a pendant. The reason this sort of ceiling light is acceptable for the pillow is that the lighting design with this ceiling lighting is not going to create your space overly formal. With all the usage with this ceiling lighting, your pillow will possess a modern and contemporary look. The point with this ceiling lighting is to make if there's just a gorgeous quilt falling out of the ceiling.
Teen ager pillow fashions are not the same as children pillow fashions. Instead of accentuating pillow accessories and themes, crochet owl pillow fashions usually show the adulthood sides through the selection of colours and decorations. If you is just a teenage boyshowing your adulthood doesn't mean that your pillow needs to really be plain without any decorations. You can still put in backgrounds. You simply have to pick the person with neutral routines which fits with your era. A teenage pillow generally has a monochrome style. Nevertheless, you can still utilize vivid colours like the high-light such as purple or orange therefore that you are able to have owl pillow template.
You wish to revive your pillow, nevertheless, you don't know the best places to start? Usually do not be concerned, when it comes to placing your crochet owl pillow, it's possible to always begin with beddings. In the event you by chance own two windows, you can place it between those windows, simply like those good images in pictures. Just ensure to don't in shape it directly below the windows. You might not feel cozy, especially during summertime, as the sun rays of lighting will probably emerge through directly to the crochet owl slippers. In the event you talk about the area by means of your friend or friend, be certain you leave plenty of space which means that you are able to maneuver easily.


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Apple may be looking to make a strategic investment in Twitter, and has already discussed it with the social networking company in the last couple of months, according to a new report by NYT.
Apple tried to enter the social space with Ping last year, but that was one huge failure. Just like Microsoft has been struggling with Search, and has hardly been able to topple Google despite pouring in billions of dollars into its Online Services division, mentioning Apple and Social in the same sentence just doesn't seem right.
Apple may have realized that social just isn't in its DNA; after all no one company can do everything right. Apple considered investing hundreds of millions of dollars in Twitter at a valuation of around $10 billion earlier this year, but apparently the deal didn't go through as planned.
It did, however, integrate Twitter into iOS during the launch of the iPhone 4S.
While Google has Google+, Microsoft has a strategic investment in Facebook and continues to partner with it for Bing and other endeavors.
Apple needs to be more social, and Twitter seems to be the right partner for it, as there seems to be no clash between their ambitions, which are clearly in different areas.
Apple has tons of cash, and while Twitter doesn't really need any right now (it raised nearly $1 billion and is making progress with its advertising business), both companies need each other. Twitter has benefited greatly from integration with iOS and Mac OS X, and would like to maintain its relationship with Apple, which has also gotten a bit cozy with Facebook lately.
We're not sure whether the talks are still on, but apparently, they're not. However, Apple investing in Twitter makes a lot of sense, for both of them.


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Unblocked Krunkerio is a great 3D weapon game where you won't know how to lose yourself when you play. You can start the game by selecting the class that suits you and then selecting your character.
The goal of Krunker.io unblock game is to kill all enemies and reach the highest score within the specified time. In fact, it is quite simple to play Krunkerio. What is difficult is to establish a strategy. First of all you should try all classes to see which class you are good at. Then you have to earn extra points and become more effective against enemies. Your enemies can team up against you or you can team up against your enemies. But, if you say that I can play in individual game mode or if you want to play at school you can play unblocked at the school and you have a choice like that.
How to Play Krunkerio ?
• W A S D keys to move
• R key to fill weapons
• Left mouse button to shoot
• Right mouse button to aim
• Spacebar to jump
• Shift key to crouch
• Spray is controlled with the F key.
You can also make your own map after selecting the server. The image quality of the game etc. You can edit things from the settings section.


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Britney Spears 'Masters Art Of Fellatio'
Post Chronicle: "Britney Spears, according to Asian News International, has reportedly mastered the art of giving oral sex, thanks to a little help from Sex And The City star Kim Cattrall.
Britney, eight months pregnant, reportedly learned the art of fellatio after reading sex manual Satisfaction: The Art of the Female Orgasm, written by Cattrall.
The Actress' book contains what has been described as numerous graphic diagrams complete with instructions on how to perform a variety of sex acts and different positions for intercourse."
Don't let Britney get ahead of you (ah ha ha!) - get hold of Kim Cattrall's book for yourself from the Erotic Book Shop.


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Returns Policy
Unwound yarn may be returned within 90 days of purchase. All sales final.
Shipping fee for returned merchandise at the customers expense. A refund will be issued by check and mailed to the address on the original order.
Orders are shipped within 2 business days. In the event of a back-order, customer will receive notification.
Returns Policy


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'Digital by default', it's a great principle that the British government adopted when they undertook an almighty project to transform their services to be inherently digital and fundamentally faster, more accessible and more concise.
But it's not just the government that are at it. A plethora of forward-thinking businesses and organisations are seeing the value in putting digital at their core, using digital tools and technologies to deliver internal operating efficiencies and catapult their marketing and communications to success.
So what is this 'digital transformation'?
Changes in your competitive marketplace, your consumers' needs and technology often result in ineffective business models or propositions. Digital transformation seeks to revise how your business uses digital, identify the gaps and provide solutions. This process involves everything from your processes, systems, tools and communications, to your people, premises and proposition.
What does the process of digital transformation involve?
Analysis, planning and delivery.
Digital is unequivocally the most dynamic (and cost effective) channel for any business looking to reach out to a wide-reaching audience. But with so many different channels and so much noise, it's important to make sure you're joining the dots between your many customer touch points. Undertaking digital transformation means you will map out your full communications and marketing mix in line with customer journeys, to ensure that you are adopting an integrated approach and fully appreciating the ROI of each action you take as a business.
Many will refer to big data at this stage, but it goes beyond big data, it's all about insightful micro-level data that allows you to edge ever closer to real, accurate personalised marketing. How can you ensure you are speaking to your users in a relevant and useful way? What can be automated for efficiency? How are you adding value for the end user? These are all questions that would be addressed via digital transformation.
The sands of technology are always shifting and companies are scrambling to keep up. Digital transformation refers to the initial radical initiative you undertake to place your business on its best foot in the online space, but 'digital evolution' is your ability to continue to apply these principles and ongoing learning to stay ahead. Why do you need to evolve? Because, evolving businesses don't miss a trick or fail to respond to changing consumer demand, meaning you are always prepared to meet challenges head on.
So are you maximising on digital for your business?
With over 17 years of experience in digital, we're here to help put digital at the heart of your business. We've seen the benefits of digital transformation with clients big and small, most recently with our work for the EDF Energy Group where we created their 5-Year Digital Roadmap for the B2B side of the business.
So, please get in touch for any advice or if you wish to make use of our digital transformation services - we're just a phone call or email away!


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I'm excited to share with you a brand new set of stamps a that are only available today through August 31. In this post, I'm also sharing with you a free download with directions to make the seven cards and layout pictured above, including the link to the Design Space file for the Cricut Cuts!
First let's take a look at the new stamps.
These stamps are designed so that they can be paired to use on the front and inside the same card. The two on the left have a similar font and scroll designs and the sentiments together complete a thought. These stamps will help you create cards that express friendship or appreciation. The two on the right also coordinate and are perfect sentiments for congratulation cards --- wedding, graduation, new job, etc.
Now let's take a look at the workshop projects. First we have this beautiful wedding layout. Isn't it gorgeous? Can you see the rose embossing on the bashful cardstock? This is a really simple detail to create, but it really adds so much!
If you are inspired by these pictures like I am, you can't wait to get your hands on this kit and start creating! We've made it easy but creating a Here's To You Bundle bundle that includes all four stamp sets, 10 sheets of cardstock, a sheet of silver glitter paper, a sheet of vellum, a pack of White Pearls, Rose Embossing Folder plus 7 cards and envelopes.
Once you've ordered your workshop, use the links below to download the FREE workshop guile and Design Space project below.
Additional tools and materials needed to complete the projects as shown:
- Artistry Cricut Collection and Cricut Machine (Explore or Maker family)
- Embossing Machine
- Exclusive Ink Pads: Glacier, Lagoon, Pacifica
- Various blocks
- Adhesives


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Join Jack Inslee & Caity Moseman Wadler for the first episode of Heritage Radio Network on Tour, reporting live from Nashville, TN! Kicking off this adventurous new series is a lively conversation with the chef of Prima, Sal Avila, in which he describes the best method for roasting a chicken on a string and reminisces about his mother's signature enchiladas. Crack a Tecate & try to count how many different types of burned chilis go into his angry arrabiata recipe!
Photo credit: Matt Wong


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How Level Sleep Products Fight Pain and Improve Sleep Quality
Level Sleep was founded on the belief that how we sleep has a direct effect on how we live. Our sleep is closely tied to the products we sleep on—a poorly designed mattress or pillow can actually lead to or exacerbate pain, while a product "designed for the human form" can reduce pain and enhance our ability to achieve Level Sleep—pain-free, uninterrupted, deeply refreshing sleep.
Fighting Back Pain
Causes of Back Pain when Back Sleeping
When sleeping on your back, your weight is absorbed primarily by your hips and shoulder blades, leaving your lower spine—the lumbar region—unsupported. This causes your spine to sag just above the pelvis, stressing the soft tissues in your lumbar region and resulting in pain or discomfort. This then leads to shifting during sleep that interferes with your ability to experience the restorative deeper stages of sleep.
Causes of Back Pain when Side Sleeping
Because your torso is lighter than your hips, traditional mattresses force your spine toward the mattress, stressing your back and causing pain.
How We Reduce Back Pain
A study published in the Journal of the Canadian Chiropractic Association showed that lumbar support enables a more even distribution of pressure across the pelvic, lumbar and thoracic areas, while limiting compressive and shearing forces on the spine. TriSupport's three-zone design features lumbar support, complemented by two softer zones that allow your shoulder and hips to sink into the mattress, providing support to your lower back regardless of your sleeping position.
That is why participants in our clinical trial reported a 54% reduction in morning stiffness.
Fighting Shoulder Pain
Causes of Shoulder Pain
When sleeping, your body weight is disproportionately focused on the parts that protrude—your shoulders and hips. When side sleeping, pressure on your shoulder is even more concentrated, specifically on the golf ball-sized protrusion called the tubercle. The tubercule is covered by the bursa, which lubricates the shoulder's muscles and tendons and extends roughly an inch beyond the adjacent bone structure. Compression of your shoulder's soft tissues between the bone structure and the mattress surface restricts blood flow and causes tingling, numbness, and pain. Your body naturally responds to this discomfort by tossing and turning. As we age, this occurs more frequently.
How We Solve Shoulder Pain
The TriSupport mattress and topper feature a soft shoulder zone that absorbs your shoulder's weight while the complementary lumbar and hip zones keep your body aligned. That is why participants in our clinical trial reported a 56% reduction in morning pain. Dissipating pressure also keeps blood flow normal, reducing pain and enabling your body to stay in one position for much longer—leading to deeper and more refreshing sleep.
Fighting Tossing & Turning
Causes of Tossing and Turning
Compression of the soft tissues between the bone structure of your hips and shoulders and the mattress surface restricts blood flow. When the blood supply to the tissues ceases, you've reached the Ischemic Threshold.
The result is a burning sensation, which is a major cause of tossing and turning. As we age, this occurs more frequently.
This pressure buildup is especially pronounced in your hips where thetrochanter, the top part of the femur, protrudes about an inch beyond the pelvis and bears a very large share of body weight. Often over time the bursa covering the trochanter can become chronically inflamed, leading to Trochanteric Bursitis, a condition that impedes mobility and frequently requires surgery.
How TriSupport Limits Tossing and Turning
TriSupport's three zones work together to prevent pressure buildup. Less pressure and pain directly translates to less tossing and turning and better sleep.
- The firmer lumbar zone supports your back and spine, maintaining alignment and reducing stress on soft tissues
- The soft shoulder zone absorbs and comforts your shoulder's bone structure and tissues
- The medium zone supports your hips and works with the lumbar zone to naturally align your hips and back
This is why our clinical trial participants experienced 34% less tossing and turning and woke up with 43% less fatigue and 63% less daytime dysfunction due to sleepiness.
Fighting Neck Pain
Causes of Neck Pain
Your pillow directly affects your sleep quality. Too much or too little support puts pressure on your soft tissues, neck muscles, and your cervical spine. As a result, you are likely to suffer from both shoulder pain and neck pain.
Side-sleepers also can experience discomfort when the pinna—the visible part of the ear—is compressed between the head and the pillow surface, leading to tossing and turning.
How the Restore Pillow Fights Pain
Level Sleep has designed height-adjustable Restore pillows with holes or ear wells in the pillow surfaces that allow side-sleepers ears to float pressure-free. The pillow also features an Ergonomic Comfort Center that allows your head to tilt back, naturally maintaining the curve of the cervical spine, while also opening up your airways to reduce snoring.
Washable and odorless, Restore pillows also help prevent wrinkling cause by pressure on your skin while side sleeping.
Our pillows, when used together with our Level Sleep mattresses with TriSupport Technology, enable you to sleep more soundly and awaken rested, restored and ready to take on the day.


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When you are hurt in a car accident, there are a lot of things that run through your mind, but most people aren't focused on suing the other driver or their own insurance company. Unfortunately, because of the way the world works, most people find that they are given far less of a settlement than they deserve, especially if the accident wasn't their fault. I wanted to create a blog all about choosing a better accident and personal injury attorney, so that you can prevent longterm financial ramifications from your accident. I know that a lot of these tips helped me along my journey.
Long-term social security disability benefits are designed to provide a safety net when life deals you a
When you think of medical negligence, you probably think of a doctor or nurse making a mistake or being c
Motorcycle accidents can results in severe injuries when you are hit by another vehicle on the road. The
A ruling by a Maryland judge in a federal product liability case against Amazon is likely to have major i
Being involved in an automobile collision is stressful; dealing with an auto accident liability dispute w
If you own a private pool, you probably enjoy spending summer evenings cooling off with a swim or entertaining friends and family with a poolside BBQ. However, with a private pool comes increased personal liability should an adult or a child become injured or drown in your pool. Here are some things you can do to help prevent injuries and reduce your overall liability in the event someone does become injured while using your private pool.
1. Make sure you have enough insurance coverage.
Most home insurance policies have some liability coverage to protect against lawsuits from slips and falls or other common injuries. However, because the risk of injury is so much greater when you have a pool, and because the injuries can be very serious and expensive, it's best to make sure you have increased liability coverage in your policy. The more you have, the better off you will be, especially if a person dies while using your pool, as wrongful death suits can be costly; you don't want to lose your property or financial assets as a result.
2. Build a fence.
Unfenced pools can sometimes look nicely integrated with your backyard landscape scheme, but a lack of fencing is often why young children fall into a pool when it is not being used. Fencing helps to keep children out of the pool and out of the yard. Pools fall under "attractive nuisance" doctrine in the law, meaning that young children do not have the same capacity as an adult to assess the risk and danger of pool, so they might be drawn to play in the pool. If a neighbor child wanders into a yard with a pool and suffers injury or dies as a result of a pool not being properly fenced, the cost of the damages will be on the pool owner.
3. Stay on top of maintenance.
If you invite people to use your pool, you assume some responsibility for their safety within the bounds of reason. For example, it's a reasonable expectation for a pool owner to keep the pool in good working condition. If a person, for example, suffers a chemical burn because of improperly balanced pool chemicals, this might point to negligence on the part of the owner. To reduce the risk of appearing negligent, be sure to perform the following tasks before inviting others over to enjoy your pool:
4. Post warnings and guidelines.
A posted sign might not save you from a lawsuit, but they can help show that you have a vested interest in the safety of people who visit your home and it can put more responsibility for injuries back onto the injured person. For example, if you clearly state that there will be no roughhousing but your instruction is ignored and someone is injured while playing too roughly in the pool, you may not be as liable for injury damages in the event of a lawsuit later. Other rules to post might be no swimming alone, supervising children, or no diving in shallow water.
For more information, contact a personal injury lawyer in your area or visit a site like http://www.injuryattorneylafayettein.com/.Share


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The International Union of Forest Research Organizations (IUFRO) is a respected partner with IFSA. We are pleased to announce that they are offering an internship position for one eligible IFSA student which will help both organisations as well as your own professional development. The internship will start in the beginning of October 2015 and will last for 2 months, and you will be able to specify your preferred start and finish time on your application form.
The internship will take place at IUFRO headquarters in Vienna, Austria, and a modest financial compensation for food and accommodation will be provided.br>
Enclosed you will find the description of the tasks associated with the position, as well as a registration form:
Please complete the registration form and enclose the documents specified on the form. Please submit your form and documents to our IFSA-IUFRO Liaison Officer Vladislav Vejnovic via [email protected]br>
Applications close on the 25th April 2015!br>
If you have any questions, please contact IFSA-IUFRO Liaison Officer Vladislav.]]>


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Follow us
Photography is more than just making pretty pictures; it is a way to document our constantly changing world. Driven by the unrelenting arrow of time, each moment is a unique slice of reality that will never be repeated. As photographers, we keep a sacred trust, recording and preserving that which will inevitably be lost.
To that end, we must all act decisively, and embrace fleeting photo opportunities when they arise. There is an old idiom that is a favorite of mine – "strike while the iron is hot" – which harkens back to the blacksmith at his forge. Iron must be shaped when it is hot and pliable; if the metal cools and hardens, the opportunity is lost.
For years, I visited a favorite place on Lake Superior, where a graceful sandstone arch hovered over the water. It was in deep water, with no easy way to approach it by shore. I tried to figure out a way to approach by kayak and set up my tripod in the water, but the scene resisted my early, half-hearted attempts. I always figured I could return one day and find a solution, perhaps wait for a drought when water levels dropped below average. But one year – without warning – the seemingly solid arch collapsed. It had stood for thousands of years, and then one day, it simply fell into the water. Now, it is gone forever, and I missed my chance to capture its fleeting beauty.
More recently, I traveled to Hawaii to photograph the 'firehose flow' at Kilauea Volcano's Kamokuna ocean entry in Hawaii's Volcanoes National Park, USA. For months...


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At 16:31 the station was activated to send the Engine and Service to assist 110 with a large building fire on Stone Pine Lane in Donegal Township. Firefighters from 20 departments from 3 counties assisted with the fire.
286 entries in the Call History
At 14:59 the Rescue and Service were sent to rescue a 12-year-old boy who had fallen in a well on End of Road Farm Lane. Lieutenant and Assistant 39 arrived and reported the youth was conscious and alert and down a 20-25 foot well. Firefighters used a neighbors ladder to rescue the youth from the well. Mutual Aid Ambulance was on Scene and examined, but did not transport the youth. Other units assisting included 36 and 73.
At 23:31 the Rescue and Service were dispatched to a vehicle overturned on Route 982 just South of Urban Avenue in the first due. Chief 39 arrived to report one car, no entrapment, minor injuries, and the Northbound lane blocked. Mutual Aid Ambulance treated the operator at the scene. Also assisting was Rescue 73.
At 14:30 the Rescue and Service were dispatched to a multiple vehicle accident at the intersection of Arnold Palmer Drive and Cat Curve Road with one car overturned. Two people sustained injury. Then at 14:50 a structure alarm was struck for a furnace fire on Corgi Road in the first due. The Rescue-Engine responded from the car crash and the Engine and Tanker from Station. Crews determined it was a furnace malfunction with no extension to the structure.
At 13:04 the Engine and Tanker were sent to assist Station 33 with a working structure fire on Dos Drive. The Engine crew was assigned to suppression and overhaul and the Tanker was assigned to water supply. While the crew operated, Engine 39 was reassigned to a hydrant to fill tankers. Others assisting included 36, 91, 114, 35, 79, 83, 113, 96, 109, 71, and 34 for RIT. Thanks to Station 43 for relocating to Station 39 for Standby.
At 21:03 station 39 was dispatched to a motorcycle accident on Route 982 just South of Paul Street. Upon arrival crews found 2 patients on the road, a motorcycle down, and a passenger car which was involved. Crews assisted with patient care and traffic control. Two patients were transported by Mutual Aid Ambulance to the Arnold Palmer Regional Airport for air transport to a trauma center. Route 982 was closed between Route 30 and Main Street until State Police conducted their investigation. ...
At 16:03 the Rescue and Service were sent to assist 110 with a car into a tree on Bethel Church Road near the Beacon Light Road intersection. While returning from Bethel Church Road at 16:41 the Rescue and Service were dispatched to a car into a pole with wires down on Charles Houck Road near Greenfield Drive. Then at 18:02 the station was activated to assist station 42 with an automatic fire alarm on Idlewild Hill. At 19:24 firefighters were activated for a tree down blocking traffic on Route 3...
At 13:38 the Engine and Rescue-Engine were sent to assist 114 with a shed fire on Monastery Drive. Upon arrival of Engine 39 Captain 114 requested a line be stretched to extinguish the fire. Initially Rescue 39 was given an order to hold a nearby hydrant. Eventually the Rescue crew was brought to the scene to assist with overhaul. Other units assisting included 71 and 113.
286 entries in the Call History
The Youngstown Volunteer Fire Department is always recruiting for new members. If you have the desire to give back to your community, come and see us. We will provide you with the equipment and training needed to become a successful entry level firefighter. If active firefighting isn't your thing, we still have opportunities as an ancillary member. We can always use help in the administrative division. If you can offer assistance with book keeping, accounting, fund raising, legal aspects, etc. please consider becoming an ancillary member. If interested in serving your community, please follow the "Join Fire Department" section on this page or stop by the station and see us. Thank You.


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This week I've been up at Cross Country Camp and let me tell you it has been a hard, tiring, crazy yet really rewarding experience. We took up 20 of the faster kids on the team, and sadly left about 50 behind :(, and planned out a week of running, activities, cooking meals and team bonding. I am exhausted and it's only Wednesday.
So far this week, we've done a lot of workouts. We drove up Saturday and did a 4 miler that evening. I REALLY felt the altitude that evening, but how can you not love running when the scenery is so amazing. The first few days we were here there were chances of thunderstorms so the sky was so amazing. The clouds were puffy and had so much color. Though it looked pretty out, I felt like I couldn't run at all and was sucking wind with each step. The hills felt like I would never get over them. Sunday was our long run that we did on a pretty hilly trail. It was a beautiful run even though it was really tough for me on the way up. The view of the lake was amazing and made the hard parts of the run worth it.
Monday, I woke up with a lot of pain in my big toenail. I sometimes get ingrown toenails and this was unfortunately the case. I tried running in the morning and couldn't. That afternoon, the two other coaches held me down as I screamed and pulled it out and cut it. By 4 pm, I was running again and did 3 miles. It is amazing how much it helps and the pressure is relieved so quickly.
Yesterday they had a workout and I had to run to the store and start breakfast earlier for them. I ran 2 miles to the park, dropped them off with the other coaches, ran 2 miles back, put breakfast in the oven and then drove to the store to get more milk and hamburger buns for dinner. It was perfect timing because I got back right as they were arriving and my timer was going off for the oven. Then we also did a shake out run in the evening with another really large group up here which was really fun! So ended with 8 miles for the day.
This morning we ran with another school in our league that is up here training as well and I got in 5.75 miles. I was planning on running in the evening, but I was so tired and just took a nap and started dinner instead. My lungs are finally feeling better but it's really hilly up here and I'm not used to that but I think about how it's helping my training and it will be great to run back home with this week under my belt.
The thing that has inspired me most up here is the beautiful areas that we get to run in. It's so serene and quiet and the views are amazing. I love it because it's so different from where we live and it's motivating to think what might be up ahead if you just keep running on the trail.


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After writing my post on Gluten-Free Rice Krispies, I received a couple of questions about the cereal, so I sent an email off to find out the answers. I am going to share them below.
The first question was whether or not the new Gluten-Free Rice Krispies would be available in Canada. This was the answer I received:
"Regarding your question about the product being available in Canada, at the present time this a U.S-only launch."
The next question was: Do you know if they are testing it for gluten or just that they are not actively putting gluten in it? What about cross-contamination? This is the answer I received:
"And as for testing it for gluten, to ensure the gluten-free status, the product is made in a separate production facility that has been making gluten-free items for nearly a decade. Every batch of product is tested for gluten, as is the production line."
I hope this helps to clear up any confusion with the soon-to-be released product.
While I have your attention, I would like to remind you that May 4th is quickly approaching. Remember, that is the day that The Gluten-Free Food Labeling Summit takes place in Washington, DC. There was even a write up in the Washington Post today about it! Big time! If you haven't taken the time to sign the petition yet, please do so. It won't hurt, I promise.
For more posts, please visit www.glutenfreeislife.com


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Celebrating Diwali
Two girls in search of Diwali.
After only staying in Kerala for three days, we travelled north to reach Hampi. The trains took us over twenty hours including a malfunction of the engines but at last we made it. All in time to celebrate the ancient Hindu festival Diwali. Diwali is known as the festival of lights, it's spread across five days celebrating new beginnings and the triumphs of good over evil.
One of the most popular stories told is the legend of Lord Rama rescuing his beautiful wife Sita from the clutches of the evil Ravanna. They celebrate the return of Lord Rama and Sita to their kingdom in North India.
We heard the celebrations before we saw them. One morning we were woken at 6am by loud bangs outside our window. We saw many fireworks, candles, colourful rangoli patterns and sweet outside people's homes. Houses are decorated and cleaned, people buy new outfits to wear. After about 10pm once the children are in bed, the young men gather in groups and play cards placing bets. It's the only time in the year when betting on the streets is legal.
We hung around with the family of our guesthouse who were outside letting off crackers (fireworks) in the street. We participated in the family's puja (prayers) to Lakshmi and I was given a banana as a gift.
Beautiful hand drawn rangoli patterns outside peoples homes.
Dangerous fireworks?
There are no safety nets in India for fireworks. We saw little children lighting them and just stepping back to watch. We were sprayed a few times with burning ash and Fran had a Catherine Wheel chase her across the ground! We heard many stories of burnt hands and faces from fireworks exploding too quickly. Can you imagine this in England? Ha definitely not!
Everyone looked beautiful in their outfits. These girls below followed Fran and I wanting us to take their photograph.
Who celebrates Diwali?
Diwali coincides with the new moon of the Hindu Lunisolar month Kartika. It is a national holiday held across India. Jains celebrate the festival of lights and Sikhs celebrate Bandi Chhor Divas. The further north you go the more elaborate the celebrations are. We heard Delhi is one of the best places to celebrate.


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Power Season 6 DVD Special Features
Actors: Omari Hardwick,Joseph Sikora
Language: English
Boxed Set: Yes
Number of discs: 4
Condition: New
Region: Region Free
Weight: 0.3 kg
Format: Support both NTSC & PAL
Rated: NR (Not Rated)
DVD Release Date: 2019
Power Season 6 DVD Photos
Power Season 6 DVD Overview
James Ghost St. Patrick forms a dangerous alliance with his brother in arms,Power Season 6 DVD Tommy, and mortal enemy Kanan. Angela is implicated in murder and turns to an unlikely ally. Tasha enlists LaKeisha to protect Tariq. The St. Patrick family grieves Raina while the AUSAs office discusses taking down Ghost and ending Angelas career,Power Season 6 Councilman Tate exploits Rainas death. Dre maintains order within his organization.


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Remember Ridge Road, east of Midway in between Walnut Hill and Merrell? Twas once a nice enclave of 1950's era homes with large, leafy lots, big trees, and a country feel thanks to the circular street and huge trees. This little North Dallas nook has been the scene of vigorous scraping and rebuilding, and lot prices up here are jacking up through the roof, if you can find them.
Well, Cason Construction did just that. They also found starchitect Richard Drummond Davis to put together a floor plan for a beautiful new home I just cannot call "speculative" because it is stunning and beyond the images that term evokes. At 4247 Ridge Davis and Cason have created a two story transitional with a sleek, clean finish-out that is probably under contract even as we speak. Luscious hardwoods through out, there are pricey but beautiful stones on all counter surfaces, and the best of fixtures! I am particularly enamored with the kitchen because I am very much into double islands these days — in fact, put that on top of my new home wish list. Not only does this beautiful and functional kitchen spill into the family room, there is another kitchen in the outdoor area complete with grill, sink, beverage drawers, an ice maker and fireplace. The master suite is downstairs and loaded, and there is almost a third kitchen upstairs adjacent to the game/media room. You get 6911 square feet total on a quarter acre lot with loads of trees, measuring 130 by 125. All four bedrooms are upstairs with en suite baths. The good folks at Inwood Bank and Mortgage would love to help get you settled in this little nest.
The home is listed with Kay Weeks at Ebby Halliday for $1,695,000. Piece of cake for Inwood.
Like I said, this one will probably be under contract by the time I hit "publish" BUT the same builder has a similar home in Park Cities available that is actually a little less dinero –funny, isn't it, that this home just west of Bluffview would command more than the one available in Park Cities?
Well, at least until I hit "publish".


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This year I'm using mandalas to help review the year that was and to make space to welcome in the New Year.
Check out the post on Cafe Pondering.
My gorgeous friend Rebecca from A Blissful Existence is offering a guided review of 2017 and renew for 2018 with a series of reflective questions and mandalas to colour.
If you like the idea of colouring your own mandala to help review the year that was, then she is generously offering this in a free PDF or if you want a little more detail there's a more comprehensive version to purchase.
Click here to check out her Review and Renew.
Lilliana Rose


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|Eden Gardens, Kolkata
|Kolkata Knight Riders v Deccan Chargers
|A Symonds, HH Gibbs, DJ Hussey, SC Ganguly
|Indian Premier League 2009/10
DateLine: 1st April 2010
The much maligned Saurav Ganguly redeemed himself by blazing a 54 ball 88 that paved way for Kolkata Knight Riders� 24-run win over Deccan Chargers at the Eden Gardens on Thursday.
It was vintage stuff from Ganguly who was in zone on a sluggish pitch where the ball gripped for the slow bowlers. Ganguly paced his innings superbly and exploded when Kolkata needed to force the pace. The highlight of Ganguly�s innings was the way he played the spinners especially Pragyan Ojha. Ganguly�s contempt for left-arm spinners is part of Indian �cricketlore� and at the full packed Eden Gardens�s today, the former Indian skipper took Ojha to the cleaners. He struck three awesome sixes to biff 21 runs off that over and though Ojha had the mortification of seeing the back of Ganguly, the damage was done.Ganguly�s innings was crucial as the next best contribution came from Hussey who made 31. The last five overs of the Kolkata innings produced 65 runs.
Ganguly warmed up by striking Roach for two boundaries in the opening over. Symonds bowled the third over in the powerplay and Gayle�s attempt to hit along the line ended in a tame catch to Roach in the deep. Gilchrist brought back Roach after the powerplay but Ganguly hit first of his five sixes and a four in that over as Kolkata sped ahead. However, the introduction of slow bowlers pegged the run-rate back and Pujara played too early to be caught off Symonds. When Tiwary dragged a ball on to his stumps, Kolkata was in a spot of bother but Hussey joined Ganguly for a productive fourth wicket stand. Ojha bowled two tight overs but Ganguly took on the bowler lofting him for a six to complete his fifty. Ganguly smashed Ojha over his head for a four as Kolkata changed gears. Ganguly smashed Ojha for three more sixes in the left-armer�s last over to spoil his figures. After Ganguly�s exit Hussey carried on and the homeside posted a competitive score. Deccan was undone by lack of pace on the wicket where the ball gripped for the spinners. The team lost its way after being comfortably placed for the final assault. Gilchrist and Gibbs started the chase on a high note with the latter striking three boundaries off Parmar�s over. Gilchrist struck two consecutive boundaries of an Agarkar over but fell trying for a needless third boundary and was caught at square leg fence. Mishra was not overawed and played his shots to relieve the pressure off Gibbs. However, Mishra gifted his wicket with a shot that lacked intensity to clear the deep. Symonds struck three boundaries off Parmar as Deccan warmed up for the final charge. However, Gibbs was undone by a slow ball from Bond and Kartik cleaned up Sharma as pressure mounted.
Symonds and Suman couldn�t find the boundaries and Kolkata bowlers were smart enough to take the pace off the wicket. The last five overs produced just 32 runs for Deccan compared to the 65 which Kolkata plundered and that was the difference between the two sides today.


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Check out these 2 cleansers I have been using lately…Juice Beauty and Olay I really like the exfoliator, it's great for every few days! Both smell great and are super refreshing.
Finally hung these prints I got on this Etsy shop…Unique and chic
LOVE LOVE LOVE this Burberry Body oil…smells amazing like freesia, sandalwood and vanilla just to name a few notes.
*This post contains affiliate links but all opinions are my own.


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Created this Apartment from scratch, perfect for a sim who loves different hobbies but has a special love for painting.
The walls are removed to enable uploading the apartment as tray files, instead of a tray files per room.
Make sure bb.moveobjects is enabled before placing lot.
Hope you enjoy this build!
Lot Size: 12x16
Lot Price (furnished): 54,109
First Uploaded: 19 October, 2018
Last Updated: 25 October, 2020
Basic Download and Install Instructions:
1. Download: Click the File tab to see the download link. Click the link to save the .rar or .zip file(s) to your computer.
2. Extract: Use 7zip (recommended), WinRAR (Windows) or Stuffit (OS X) to extract the file(s) from the .rar or .zip file(s). OS X also has a built-in utility for that (just rightclick).
3. You MUST install Zerbu's mods in order, before installing this lot. It may not work otherwise, and I don't recommend deviating from these instructions.
- Install the Go to School mod to your mods folder. To do this, click on the mod link on Zerbu's page (as previously linked), open the .zip file. Select all the files and select "cut." Apparently, this is important! Go to your mods folder, and "paste" the cut files there.
- Install the Venue Changes mod to your mods folder, using the same download/cut/paste method.
Then, place the files from my lot .zip archive into your Documents/Electronic Arts/The Sims 4/Tray folder.
Start your game, and have lots of fun!
Need more information?
- Anyone can use both .rar and .zip files easily! On Windows, use WinRAR.
- If you don't have a Tray folder, just make one.


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Who is to blame for family breakdown?
A young 7 year old girl in Birmingham dies of neglect and starvation. The MP blames the social services, and so does the father. But of course the real problem here is the bloody parents who neglected their daughter isn't it?
I quote Steve:
No, Mr Zaire, you never lifted a finger. It was you who did nothing. You chose to be somewhere else.
I'm not saying Birmingham's social workers are blame free. They should have asked questions when the child had been away from school for so long. If they were unaware of this, then that is a system failure too. But Mr Zaire has some cheek to blame just about everyone else when, it appears, he had very little involvement with his children.
Family breakdown has become one of the biggest issues of our generation. Conservatives cannot stop harping on about it because it captures the sense of moral panic some people feel over issues (crime, unemployment, teenage pregnancies, abortion) and allows them to blame that on liberals and Labour governments.
The problem, you see, is apparently that liberals have created such a permissive society that people can do what they want and hence we have family breakdown! More recently, when the government voted to allow lesbian couples to have children through IVF, some said it meant father were deemed as irrelevant and that family breakdown was imminent.
There are a few problems with all this hypothesis: its a pile of crap.
The first problem is of course that the government is blamed for everything when actually it's the parents fault. Why is Khalid Mahmood blaming social services instead of the parents? Not to say social workers are blame free but with so many cases there are bound to be slip-ups. The state cannot do everything and should certainly not be primarily responsible for the mistakes that people make.
In this article on Liberal Conspiracy, Unity shows how government legislation (other than allowing abortions) has had little impact on family breakdown because social values were moving in a more liberal direction anyway.
The changing nature of our economy that has had more impact:
What the data shows is the creation of the today's social underclass and the frightening speed with which it came into being. It took only a decade of high unemployment and the near systematic dismantling of the UK's manufacturing base and the working class communities that depended on those industries for their economic well-being to wreck a generation and create an underclass in which a stable and secure family life is too often the exception rather than the norm.
Similarly, Chris Dillow points out that, kids need money not dads, and the evidence supports it. In other words, if you want someone to blame for 'family breakdown' and the growth of an underclass (thanks to growing income inequality) then you should look no further than Margaret Thatcher and the stripping out of Britain's industrial base.
No doubt, Labour has done nothing to reverse that economic trend but the point is that the rot started ages ago.
Let me repeat: the problem is not a more permissive society. Abortion, IVF treatment, divorce etc have given people the opportunity to lead lives how they want to without being pressured into unhappy marriages or unwanted kids. That is a good thing.
If there kids being abandoned by their parents and dying of starvation, that is the fault of those who gave them life and then abandoned their reponsibility, not that of the government.
|Post to del.icio.us
Filed in: Culture,Race politics


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OGX Moisture + Vitamin B5 Shampoo
Beauty pure and simple.
Drench and nourish every strand with this rich blend of vitamin B5 that speeds moisture to stressed locks, rebuilds damaged lipids to improve ability to retain moisture, while adding strength and elasticity to get your hair back to healthy.
This nourishing formula blend, infused with Vitamin B5 and ProVitamin B can help get your hair health back on track by drenching it with nutrient-rich moisture. This blend, infused with Vitamin B5 and ProVitamin B, helps nourish the inner layer of every strand with moisture, while rebuilding damaged areas to give your hair a healthy, vibrant glow.
Indulge your tresses with this nourishing Vitamin B5 blend that intensely moisturizes for long lasting softness, while protecting hair from daily stresses and future damage.
- Intensely moisturizes for long lasting softness
- Protects hair from daily stresses and future damage
- Sodium lauryl sulfate free
- Not tested on animals
How To Use :
Apply shampoo generously to wet hair, massage into a lather through to ends, then rinse the hair thoroughly. After shampooing, follow with conditioner. For best results, use in conjunction with other OGX products.
About the Product
- Nourishing vitamin-infused treatment
- Rich blend with vitamin b5
- Adds strength and elasticity
- Moisturizes inner layer of strands
- Infused with vitamin B5
- Moisturizes inner layer of strands
- Adds moisture and nutrients to dry strands
The ingredients
Water (Aqua), Ammonium Lauryl Sulfate, Cocamidopropyl Betaine, PPG2 Hydroxyethyl Coco/Isostearamide, Pantothenic Acid (Vitamin B5), Amodimethicone, Polyquaternium10, PEG6 Caprylic/Capric Glycerides, PEG150 Pentaerythrityl Tetrastearate, Trideceth12, Cetrimonium Chloride, Sodium Chloride, Tetrasodium EDTA, Citric Acid, Diazolidinyl Urea, Iodopropynyl Butylcarbamate, Fragrance (Parfum).
Again, no sulphate no parabens!
OGX Moisture + Vitamin B5 Conditioner
Swish and shine are the tell-tale signs of healthy hair. Give yours a dose of this nourishing vitamin-infused treatment and you'll see that radiant sheen in no time.
Drench and nourish every strand with this rich blend with Vitamin B5. It helps speed moisture to stressed locks, rebuilds damaged lipids to improve ability to retain moisture, while adding strength and elasticity to get your hair back to looking healthy. Indulge your tresses with this nourishing Vitamin B5 blend that intensely moisturises for long lasting softness, while protecting hair from daily stresses and future damage.
It intensely moisturizes for long lasting softness, while protecting hair from daily stresses and future damage. This product is free from animal testing.
- Heals and hydrates dry, damaged hair
- Improves elasticity
- For all hair types
- Rich in vitamin B5
- Improves luster and sheen
- Increases hydration and flexibility to hair
How To Use :
After shampooing, apply conditioner generously to hair, working through to ends. Wait 3-5 minutes. Rinse hair thoroughly. Warning: Avoid contact with eyes. If contact occurs rinse immediately. For best results use in conjunction with other OGX products.
Ingredients :
Water (Aqua), Cetearyl Alcohol, Behentrimonium Chloride, Cetyl Alcohol, Glycerin, Pantothenic Acid (Vitamin B5), Panthenol (Pro-Vitamin B), Dimethicone, Cyclopentasiloxane, Dimethiconol, Glycol Distearate, Glycol Stearate, Ceteareth-20, Phospholipids, Isopropyl Alcohol, Diazolidinyl Urea, Iodopropynyl Butylcarbamate, DMDM Hydantoin, Fragrance (Parfum).
These products are available at http://www.life-me.com/
LIFE commenced its journey as a retail pharmacy group in 1996 and the strong impulse to perform has nurtured its growth over the last twenty years. Starting with one store, at present the organization has over 150 retail outlets consisting of Pharmacies, Healthcare Hypermarkets, Health and Wellness stores catering to an average annual customer base of more than ten million walk-ins.
LIFE is committed to deliver excellent growth in turnover and profitability by expanding its number of outlets and increasing presence to double the current store count in the coming two years, increasing the current store count to 300 by end of 2018. The Company operates a network of pharmacies located in business districts and other strategic locations and employs over 1,500 professionals.
LIFE Health Care Group introduced many innovative concepts in pharmaceutical distribution in the region. Notable among them include the first Healthcare Hypermarket in the GCC, the first Drive-Thru pharmacy in the Middle East, and the first Shop-in-Shop concept in healthcare in the region. Over the years LIFE has succeeded in adapting to changes in the profession of pharmacy retailing and in the field of retail management maintaining its position as an industry leader.


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Gazhoo is a Scribd Marketplace
Gazhoo is a new marketplace for the buying and selling of documents of all sorts. The content on the site is namely to offer alternatives to companies that provide documents for download with high premium costs, such as legal document sites.
The main purpose of gazhoo is to provide a place for content creators to sell their documents. You'll find a number business-oriented documents, such as time-reporting sheets and legal documents, as well as reports and essays. Users can upload their documents and name their price for documents to be sold via Paypal. Users can offer their content for free as well. Those that would like to purchase a document can view 50% of the content without downloading it in its entirety. Gazhoo uses Flash Paper to display uploaded documents.
The site doens't act as a community, so you won't be able to search by user or view their profile in order to see all of the documents they've provided to gazhoo. Although most would liken gazhoo to a site like Scribd, it lacks many of the social interaction features that Scribd has, such as comments. There's also no option to download a free document directly—you must first register as a gazhoo member and place the item in your cart.
Nevertheless, Gazhoo functions in a rather sensible manner, and aims to provide a legal way to create a marketplace for documents, while Scribd could face copyright issues more easily. However, the fact that someone could potentially profit from another's work means that any copyright issues could be more severe on Gazhoo, though the necessity of providing personal identification (Paypal info) could prove a deterrent for such behavior.
See also: PDF Toolbox: 40+ Tools to Rip, Mix and Burn PDFs