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Home » Services » Take a Tour » Fort Worth, TX Tours » Special Events
Annual employee craftsmanship demonstrations are held three times per year: during the Fort Worth School District Spring Break, and the last full weeks of June and July. During these special event weeks, BEP employees share the history of the U.S. paper currency printing process through live demonstrations of their artistry and craftsmanship. Please click on the links below to see the exciting activities available to visitors during these events.

subset: commoncrawl


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Hands down one of the best experiences I ever had in my career was being part of the team that reviewed the financial performance of the hotels in my region. The reason I enjoyed it so much, and have such great memories, is because I learned so much at each one and not only did I learn about the business of hotels, I had a lesson in people.
The review team consisted of my boss, the hotel GM, the hotel Controller and me. In addition to the four of us, one by one the other executives or department heads would be in attendance or be called when it was their turn to review their area. The examination was a low-tech event. No PowerPoints and no presentations – just financial statements, eyes, notes and questions. We would typically visit each hotel 2x per year to take a deep dive into what they were doing and how they were performing.
There was always a bit of pomp involved in our visit. We would typically arrive the evening before and we were always treated very well. A nice room or suites and a special dinner in the hotel or some new hot restaurant were the standard fair. No expense spared here. I almost think it was like they knew we were "going away" tomorrow so they put on a big show just to deny one last time any guilt. They all knew that tomorrow the sheets were coming off and the truth would be revealed. You could feel the curious anticipation of the victims just like in the movies when you know the mobster knows he's going to get whacked!
The day starts with breakfast in the private lounge where my boss and I cover some basics. He is a master at knowing what's really going on in each of his hotels. He wants nothing but a path forward to improved financial results for the hotel and he knows all the tricks. We run through the year-to-date performance to budget and the prior year. Flow through is the pulse and blood pressure of the patient. We zero in on what it should be and the difference equals what's been squandered. With our direction clear we head into the battleground so to speak, the meeting room. My job is mostly to listen and make notes.
It's funny how some people see things. You see we're all friends so to speak. We know each other quite well. We have been working together for some time and it's a small world we live in. We always start with the welcome. Sometimes we're greeted by the core team for a hello and casual coffee. Often, we are welcomed by the whole department head squad like we're visiting politicians or celebrities. Occasionally they even line up as you would at a wedding to say hello. I remember one time we walked into the meeting room to be greeted by the core management team all sitting on one side of the table, their side of the table, like a military tribunal. Heads were down, books open, pens drawn. Serious business that day! What messages people send by their actions.
We always start at the beginning with rooms revenue. What's going on in the market and how is the hotel performing relative to the competition, aka the STR comp set. Where is the RevPAR index YTD and what is driving the results? Product, competition, new supply, sales team, corporate resources, regional economics, renovations, asset, service levels, weather, citywide performance, etc. It all gets laid out to paint the picture of where the hotel is, where it has been and, most importantly, where it's going. A combination of the revenue management discipline, the sales strategy and the marketing plan get flushed out.
The director of sales lays out the strategy and the information. You can tell very quickly if he or she has their act together. There is a very small circle of key indicators of performance in this arena and you can easily see what's working or what's missing. The sole purpose of the review is to find ways to improve moving forward. What strategies from the sales and marketing plan are working and what's not? What new ideas need testing and what old processes need to be deleted?
From the rooms revenue, we turn our attention to F&B – namely banquets. What has been the performance of the conference services area with conventions and meetings and what's the social scene with catering and events? Banquets are the engine that runs F&B in any hotel with meeting space. Always an interesting aspect is a view of how the meeting space is managed. Group sales vs. catering. A good DOS knows when to release the space and when to hold on to it. Banquet performance is such that a hotel, when it's busy is like a turbocharger on your car's engine; you can feel it kicking in and propelling you further and faster.
Now it's time to review the MOD's – any other department that makes revenues in the hotel. Here we take a different approach and do a top-down review looking at the whole picture. My boss is always looking for the path forward. He hates looking at a departmental statement with what he calls hooks! Or expressed another way – a loss. We sift through the revenue picture in each department and then the payroll and expenses looking very closely at each line and always asking the same 3 questions.
- What's in this account, what exactly is in here, how much, how many and what is the plan to improve the profit picture?
- What's the variance to budget and why, what's changed from the plan?
- What's the variance to last year and why?
It may seem to be an area with little impact, but the minor operating departments are important because anytime you can turn a loss into a profit it has a profound impact. One trick in particular with MOD's is making sure someone is responsible for their performance. My boss would always ask who's in charge of the _______ department and when it's a shrug of the shoulders or it's "just part of rooms" he would make a point to say we need someone to own this area. It's important that we don't forget about it and leave it on autopilot.
We turn back at this point and drill into the rooms departments payroll and expenses. This for me is where the real fun starts. Right off the bat, we look at the year over year rooms profit percentage to last year and the budget and, most importantly, the flow through to the same two measures. What happened to the additional or lower revenues over last year and the budget and what's the relation to the profit results in the same comparisons? It might sound complicated but it's not; once it's laid out you're really looking at the changes in actual revenue to budget and last year and the same for the profits; and you then divide the two. Where did our money go?
In rooms, the key factors are the labor costs and the only way to drill into this is to have the productivity laid out. Check out my article on rooms productivity for a complete setup. http://hotelfinancialcoach.com/hospitality-financial-leadership-measuring-labor-productivity-part-1/
The rooms expenses are reviewed and we're concerned with the cost per room occupied and determining if anyone has a handle on the actual expenses. This is where my boss would ask for details. What exactly do we spend our money on in the guest supplies expense line? In the beginning, it was a muddled response and clearly, no one really knows because there are several people spending money in this account. Front office, housekeeping, concierge, valet and sales all have a hand in using this account. Here is where he would model the best practice.
We can't have a free for all – we need someone to own these accounts. How can we set this up going forward so it's a zero-based exercise and one person is the gatekeeper? No one could argue that it didn't work the way it was, and the smart hotels and teams did the work and got it together. Because you see we will be back in a few short months and we're going through it again. Inspecting what's expected and that is ownership and the detail to tell the story.
Another very interesting aspect of these reviews was the way similar issues would bubble up in different hotels and the emergence of best practices. One thing I developed was benchmarking. Using the data I had, I created reports that read the financial database to reveal the various different productivity points and cost per room or per cover for the expenses. Once we had this data we could reveal who was the most efficient and the worst. A typical question would go one of two ways.
- Why are your expenses in the per room occupied in laundry the highest in the region? With this out there we would then have a very meaningful conversation about their challenges. What we could offer in return were the ideas and best practices of the hotels that were scoring best on the same measure.
- When the hotel we were reviewing was performing well to the benchmark set we would ask the opposite questions. What are you doing that is working so well? This might seem obvious, but this was the best information to uncover because we used it to serve up the next hotel that was performing poorly on the same expense. Constant improvement is what it's called and as the saying goes, "We're here from corporate and we're here to help." In this case we did, with lots of great ideas that we shared from our other hotel reviews.
In my experience in doing 1000's of budget, forecast and month end financial reviews, the exercise is almost always a gotcha exercise. What we did that was so different and useful was provide great intel on what was working and what the best practices were that we had learned from all the reviews, and we shared this as well as pointing out their shortcomings. From these reviews and my notes we sent the hotel a report and followed up with updates from the hotel on their progress and 6 months later – we're back! And how is our patient doing?
Not rocket science but an extremely useful and fruitful exercise well worth our time and effort. Not to mention fun.
If you would like a copy of any of the following send me an email at firstname.lastname@example.com
- RevPar Index Spreadsheet
- Incentive Plan Template
- EFTE and Productivity Exercise
- Hotel Financial Policy Manual – Inventory of "Sections"
- Hotel Financial Coach "Services Sheet"
- A White Paper – Creating a Hotel Policy Manual
- F&B Productivity Spreadsheet
- Rooms Productivity Spreadsheet
- Financial Leadership Recipe F TAR W
- A White Paper – A Six Month Workshop and Coaching Assignment
- Hotel Financial Coach – "Speaking Sheet"
- Flow Thru Cheat Sheet – Enhanced
Visit my website today for a copy of my FREE guidebook
The Seven Secrets to Create a Financially Engaged Leadership Team in Your Hotel
Call or write today and arrange for a complimentary discussion on how you can create a financially engaged leadership team in your hotel.
Contact David at (415) 696-9593.
Email: email@example.com
Logos, product and company names mentioned are the property of their respective owners.


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When you bake a cake in an orange it's a quick and easy way to bring a bit of sweetness and dessert to an open flame environment like camping. The easiest way to accomplish this, of course, is to bring a pre-mixed batter so that you will be able to focus on making the cake and not have to worry about mixing the ingredients. The video demonstrates the process and provides an entertaining demonstration of how to prepare the orange for use. Finally, the video is exceptionally helpful in showing you how to start a fire and then walking you through the steps needed to bake a cake in an orange peel in the embers.
How To Bake A Cake In An Orange


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Job interviews are… well…kind of a weird experience; for both you the interviewee, and the employer, the interviewer. Derek Toh, founder of WOBB, recently found himself on BFM 89.9, to speak about all the do's and don'ts of a job interview, how can you impress that time-restrained person in front of you, and ultimately increase your chances of Acing that Interview!
Listen up for those job interview tips right here!
For all you candidates – you're there in a strange, maybe quite odd-looking space, trying sit comfortably in the most professional looking way, and trying hard to present the best version of yourself to a stranger by answering their somewhat vague questions in the clearest, most intelligible way possible.
For employers – all you have is a pretty short amount of time to fully gauge whether this person in front of you could be the right one to fit that position you have, or is just a quivering bag of mess that needs to be shown where the door is located.
Interested to work for a radio station? Check out BFM 89.9 right here


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The First Guild Enterprises
Through our years of work with young people with and without autism, and our encounter with the staggering theme of disconnection, grew an understanding and desire to provide a way for all people to connect with themselves and their innate qualities.
The idea of connection between people from different walks of life through business was born out of the extraordinary bond between Adam, a young man with severe autism and his 22 year-old caregiver, Cole. The connection between these two changed the life of both, and the lives of those around them.
Being with Adam lead Cole to realize his true interests and potential, and choose a career path close to his heart and through which he could bring much value to the world (read our History). Being with Cole, gave Adam a deeply sincere experience of friendship and connection that transcended what is considered possible for an individual with severe autism.
The dynamic between Adam and Cole gave birth to a new perception, through which emerged the model called Match-A-Friend, a new, synergistic, value-driven way of seeing the relationships between people.
Over the next several years Match-A-Friend and the "Art of Connection" concept broadened and evolved. In 2016, the organization called The First Guild (TFG) emerged with a slogan disclosing the very essence of what the entity is all about: "Crafting your Identity."
TFG Enterprises branch is dedicated to helping individuals get in touch with who they are by discovering their innate qualities through various forms of expressive art. Using the Match-A-Friend model, these individuals can team up with with like minded collaborators in entrepreneurial projects with a unifying end goal. The result is people who derive meaning and satisfaction from expressing who they are seeing value in what they do, with a significant, tangible contribution to the world through their sustainable business.
Currently, The First Guild Enterprises team is preparing to work with Gerson Sanginitto, a Brazilian Jiu-Jitsu master to expand his center and make his services available to kids in public schools. Jiu-Jitsu is the fastest growing martial art in the world and Gerson believes that Jiu-Jitsu is a vehicle for personal development (both physically and mentally) and, when taught correctly, helps you quickly become stronger, more flexible, disciplined and confident.
The First Guild community outreach member, Tarjei Hass who trains at Gerson Sanginitto's Brazilian Jiu-Jitsu Academy (http://gersonsanginittobjj.com/) says:
My vision is to bring Jiu-Jitsu to schools. My Jiu-Jitsu training with Gerson gave me the structure that I so desperately needed. I believe that learning the art of Jiu-Jitsu helps to develop strong and healthy identity. My vision is to bring this to the world.


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More often than not, I seem to find myself drawing inspiration from the vibrance and warmth of colour.
Sparks went off in all directions when I came across Madusa Karma's Instagram as I was nonchalantly scrolling through my explore page. I was instantly drawn to the melanin on pantone aesthetic vibes that boldly exuded from the carefully curated grid of photographs. In the name of sharing in the beauty of art and connecting with souls that vibe on the same wavelength I decided to get in touch with her to gain a little insight into the intriguing sphere of Madusa Karma. I could feel her warm energy even through the computer. She truly is a gem.
Enjoy your free pass into the frameworks of the bubble of Madusa Karma:
Darina Anstis, 17, Kigali, Rwanda
What's the story behind Madusa Karma (or the name you choose to go under) and where did it all start?
I think the most empowering woman I know is Medusa. > I write it as Madusa
When I was young, I remember reading her story and being told she was this evil creature. But I found it so disappointing that she was punished for the simple fact that she was a female that loved herself.
I think we should all be able to express our self appreciation and that for me was inspiring.
Karma comes from the simple fact that what goes around comes back around.
> also I refer to the 12 laws of karma as a way to apply to everyone's life
On a daily basis what are your go-to references for inspiration?
I think I mostly look to myself for inspiration, as cocky as it might sound. I feel like everyone should be inspired by themselves in some way but when I fail myself I always turn to Chaka Khan, Solange, Grace Jones, Nan Goldin, Tarantino, Pharrell and whole bunch of other people.
It's always a mix depending one the way I'm feeling I like playing around with things and myself.
What is your creative process-like?
It's mixed up. Most of the time I do get afraid to say that my inspiration and my creative process normally comes from my sad side. Mostly my music, which I've always been so afraid to let out. It's really never happened to me to create something out of joy but that's what I gain after I finish a project or come up with an idea but that's me and my personal projects.
When it comes to collaborating with other people it can be easier to do, ideas flow.
I put a lot of visuals together and work from there and see where they bring me too,
What does art/creativity and the ability to express yourself through this medium mean to you?
I find myself still stuck- 'cause no matter what I put out, as vulnerable as it might be, I'm not fully out there and haven't expressed myself to the fullest.
The few pieces of my work that I put out there give me a sense of freedom and also I feel like people then get a better idea of "who I might be".
Where do you see yourself and your art in the future?
I just hope the very few people that relate with me, my music, my visuals. All of that especially young African creatives that can't find their way. Being that I started being somehow independent at a young age I want more people to follow that path and BE THEMSELVES.
Get out the trap they want to lead for you.
What is the most valuable lesson you've learn thus far, as a creative?
It's not as easy as people think it may be.
Creating something out of nothing is biggest power I know to man kind.
I think the most valuable thing I've learned is that it will pay off.
Not everyone one is going to get your vision but the very few who do, will bring so much joy to you.
Also that this industry isn't nice to you, along the way I've seen so much fake around me, fake creatives that are only in it for the money. Not everyone is there for the art and the message
Submissions from other creatives wanting to share and get their work out onto the interweb through this little platform are welcome. Submissions can be sent through to firstname.lastname@example.com
Love and Light,


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With the introduction of the iPad last Wednesday, the Apple and Google tech war a deluge of e waste – a war that can result in an avalanche of e-waste. Last Wednesday, Apple CEO Steve Jobs unveiled the much anticipated tablet computer he calls the iPad. The 9.7-inch multitouch tablet is priced at $499 for […]
Entries Tagged as 'Computer Recycling'
Apple and Google Tech War Equals A Deluge of E-Waste?
January 29th, 2010 · Comments Off on Apple and Google Tech War Equals A Deluge of E-Waste?
Tags: Computer Recycling
E-Waste Recycling Law Goes Into Effect in Oregon
January 11th, 2010 · 5 Comments
A new e-waste recycling law Oregon on January 1, 2010 banning computers, laptops, CRT monitors, and TV sets from Oregon landfills. A new e-waste recycling law in Oregon which took effect January 1, 2010 now requires manufacturers of computer CPUs, laptops, computer monitors, and television sets to provide free recycling services for these used, broken, […]
Tags: Computer Recycling
76% of US Consumers Want E-Waste Recycling
November 20th, 2009 · Comments Off on 76% of US Consumers Want E-Waste Recycling
A recent study confirmed that 76% of US consumers want Ewaste recycling. A recent study released by Pike Research, a market research and consulting firm, has confirmed that most American electronic consumers are aware of the burgeoning e-waste problem and believe the best course of action is recycling. In a recent survey conducted among 1,000 […]
Tags: Computer Recycling
Dell, Goodwill Expand Free Computer Recycling Program to 1,400 Locations Nationwide
June 9th, 2009 · 1 Comment
Dell Goodwill recycling programs has expanded to 1400 locations nationwide. In our recent post on fake recycling events uncovered by the Basel Action Network in Pennsylvania, we've noted that although it isn't the industry norm yet, more and more electronic manufacturers are taking responsibility for the proper disposal of their products. I believe this is […]
Tags: Computer Recycling
BAN Exposes Fake Recycling Events in Pittsburgh
June 5th, 2009 · 1 Comment
Basel Action Network (BAN) exposes fake recycling events in Pittsburgh. BAN was able to document the illegal export of the collected e-waste to China and South Africa. The Basel Action Network (BAN) has uncovered another illegal scheme by unscrupulous recyclers, who were working through a legitimate organization to ship electronic waste to developing countries. Apparently, the […]
Tags: Computer Recycling
"60 Minutes" Crew Attacked in Guiyo, China – "One of the Most Toxic Places on Earth"
November 7th, 2008 · 6 Comments
Ewaste 60 minutes crew attacked in Guiyo, China while filming a report on the illegal dumping of toxic electronic waste in Guiyo. A TV crew from CBS News' "60 Minutes" was jumped at while filming a report on the illegal dumping of toxic electronic waste in the Guiyo region of southern China. Scott Pelley, CBS […]
Tags: Computer Recycling
Computer Recycling – Don't Be A Victim
August 5th, 2008 · 14 Comments
This article explains some important things that you should keep in mind before computer recycling. This is a fairly common issue in computer recycling and yet, many of us who recycle computers still fail to observe basic safety measures to protect ourselves. I'm talking about identity theft and data protection. That PC or laptop you're […]
Tags: Computer Recycling
Recycle Your Computer – Our Only Option
May 26th, 2008 · 3 Comments
This article explains how to recycle computer and other electronic wastes. Just follow the following steps. Computers and other electronic gadgets play a vital role in almost every American's life in the 21st century. Seemingly, every part of our lives is inextricably connected to an electronic device. We are enamored with these electronic products completely and the […]
Tags: Computer Recycling


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AOMORI – A Bhutanese farm official visited Japan last summer to learn about techniques for cultivating and processing buckwheat, a former staple in the tiny South Asian country's highlands — and the key ingredient in "soba" noodles.
The Bhutanese government hopes to apply that knowledge toward its efforts to raise production of buckwheat products, including soba, said Gaylong, an Agriculture Ministry official who like others in the country goes by only one name.
"It's hard to cut," he said as he struggled to cut the noodles with a knife at a restaurant last August in Hachinohe, Aomori Prefecture, a region known for its soba culture.
In tiny Bhutan, particularly its dry mountainous areas, buckwheat was widely grown and once served as the main staple in regions where rice cultivation was difficult.
Gaylong explained that in his country, buckwheat is roughly grounded and dough is pressed and cut into noodles with a pressing tool instead of knives. The noodles, called "puta," are usually served with hot chili peppers.
But growing buckwheat has become less popular as people's diets change. An increasing number of farmers have chosen to cultivate potatoes, which are more profitable, Gaylong said.
To keep the noodles in the mix, Gaylong has been teaching people in the central region of Bumthang how to grow buckwheat for the past several years.
His products have gradually gained acclaim, with pancakes made from local buckwheat even served at the October 2011 wedding ceremony for King Jigme Khesar Namgyel Wangchuck and Queen Jetsun Pema, who visited Japan the following month.
Gaylong said that during his one-week stay in Hachinohe, he picked up a lot of useful tips for making, processing and marketing products in his country.
"I didn't know that you can freeze the noodle," he said. "There are many ways to process buckwheat in Japan."
Soon after returning to Bhutan, Gaylong started developing new buckwheat products — including bread and raw noodles with long shelf lives.
"The domestic market is still small. We want to produce something that foreign tourists will buy," Gaylong said, adding that he eventually wants Bhutanese farmers to train in Japan.


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Sorry, no definitions found. Check out and contribute to the discussion of this word!
Sorry, no etymologies found.
Sophie outlined her idea of the essential ingredients: a large well-laden picnic hamper, good weather, "maybe a rug on the grassy bank of an idyllic river?"
It was many years since he had slept in such a clean, well-appointed bedroom, if he ever had, or eaten at such a neat, well-laden table.
Ox-drawn wagons of produce plodded by in a well-laden parade.
Then she stepped back, giving me a playful push and another slantendicular smile, and without a word poured us two goblets of tej from a well-laden buffet at the wall.
Frank had been quite worthy of their friendship as having "spotted" and nearly "run down" for himself a well-laden city heiress.
But then their hostess bustled in, carrying a large and extremely well-laden tray and set it down on the coffee table.
The other accounts mention only two; but in M. B., p. 182, and the Nidana Katha, p. 110, these two have 500 well-laden waggons with them.
Low indeed is the state of bandit morality when men will allow the sleek traveller with well-laden camels to pass in quiet, reserving their spirit of enterprise for the tattered turban of a miserable boy.
And when his boat was well-laden, the Mermaid would sink down into the sea, smiling at him.
And when his boat was well-laden, the Mermaid would sink down into the sea, smiling at him.


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Kaspersky Anti-Virus 2014's window shows everything you need to know about your computer's security status, the operation of the security components, if your anti-virus databases are up-to-date, and when your license will expire. Additionally, you can see recommendations for component settings or other actions; you can also verify the our cloud technology (Kaspersky Security Network) is working effectively.
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Performing these actions will open Kaspersky Anti-Virus 2014.
The Kaspersky Anti-Virus 2014 window may be conveniently divided into two areas:
The Kaspersky Anti-Virus window also offers the following buttons and links:
Your computer's security status reflects the presence or absence of any threats that may compromise the security of your system as a whole. In addition to any malicious objects detected, threats also include the use of outdated databases, disabled computer security, and the use of Kaspersky Anti-Virus 2014's minimum settings.
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FDIC Law, Regulations, Related Acts
[Table of Contents] [Previous Page] [Next Page] [Search]
4000 - Advisory Opinions
Determining Whether an Employee of a Bank is an "Executive Officer" under Regulation O
May 24, 1994
Mark A. Mellon, Senior Attorney
The following is in response to your letter of April 8, 1994. In your letter, you ask the FDIC to interpret the terms "authority to participate" and "major policymaking functions" for the purpose of determining whether an employee of a bank is an "executive officer" under 12 C.F.R. Part 215, Regulation O ("Regulation O") and the regulations of the FDIC.
Section 215.2(d)(1) of Regulation O defines an executive officer as a person who participates or has authority to participate (other than in the capacity of a director) in major policymaking functions of a bank, whether or not: the officer has an official title; the title designates the officer an assistant; or the officer is serving without salary or other compensation. The chairman of the board, the president, every vice president, the cashier, the secretary, and the treasurer of a bank are considered executive officers unless the officer is excluded, by resolution of the board of directors or by the bylaws of the bank, from participation (other than in the capacity of a director) in major policymaking functions of the bank or company and the officer does not actually participate therein.
The terms "authority to participate" and "major policymaking functions" are not defined by Regulation O. When considering whether a bank employee is an executive officer for purposes of Regulation O, the FDIC determines on a case-by-case basis whether the employee is responsible for both the formulation and implementation of a bank's policy. An employee whose sole responsibility is the administration of bank policy would not be considered an executive officer for purposes of Regulation O. A footnote to section 215.2(d)(1) states that the term "executive officer" is not intended to include persons who have official titles and may exercise discretion in the performance of their duties but who do not participate in the determination of a bank's major policies and whose decisions are limited by policy standards fixed by the bank's senior management.
Your letter specifically inquires whether a vice president who is responsible for the lending policy and procedures of the commercial loan department of a bank would be participating in major policymaking functions. Your letter indicates that the vice president heads the bank's commercial loan department but has not been designated an executive officer by the bank's board of directors. The vice president makes lending policies that are neither commissioned or directed by a board designated executive officer, however, all such policies are subject to the review and approval of a board designated executive officer. You also inquire whether the authority to participate in major policymaking functions only extends to the person who ultimately approves a policy and not to the person (here, the vice president) who creates the policy.
As section 215.2(d)(1) states that a vice president is considered to be an executive officer for purposes of Regulation O unless the vice president has been excluded from participation from major policymaking functions of the bank, either by a resolution of the board of directors or by the bylaws of the bank, and the vice president does not actually participate in major policymaking functions, the vice president would be deemed an executive officer for purposes of Regulation O. Even if this individual did not hold the title of vice president, it is our opinion that he should still be considered an executive officer for purposes of Regulation O since the individual plays a role in the formulation and implementation of the bank's lending policies. Even though the decisions are subject to review and approval by a board designated executive officer, the individual still participates in the formulation of those policies and is not merely applying policies already established by another person.
Finally, your letter asks whether major policymaking functions are limited to lending or whether functions such as human resources, credit and audit would be included as major policymaking functions. As noted before, the term "major policymaking function" is not defined by Regulation O. The FDIC will look at the facts of a particular situation to determine whether a bank employee's responsibilities give the individual the authority to participate in the bank's major policymaking functions. Some bank functions that have been deemed to be of key importance, however, are: audits, investments and trust activities. See The Director's Book: The Role of a National Bank Director, The Office of the Comptroller of the Currency, August 1987, at pp. 12--14.
I hope that this letter has been responsive to your inquiry. Please do not hesitate to contact me if you should have any questions about this or any other matter.


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Fantastic news, Haaretz reported Thursday that Ahava Dead Sea cosmetics, a company that pillages mud products from occupied Palestine and longtime target of Code Pink's Stolen Beauty Ahava boycott campaign, plans to move their factory from the occupied West Bank to within Israel's pre-1967 borders.
The announcement comes after 7 long years, an onslaught of protests including activists chaining themselves to concrete blocks inside Ahava's London store, and persistent online social media actions by dedicated activists spanning continents since the campaign was launched in 2009.
#BDS Win: Their Ahava Twitter party postponed, but our Thunderclap is still a GO! #Palestine pic.twitter.com/I75b5EV3VQ
— Stolen Beauty (@BoycottAhava) March 26, 2015
The video below is the first recored protest by Code Pink activists after the decision was made, to target Ahava. It was taken in front of Hilton Tel Aviv after activists entered the Ahava store in the lobby of the hotel, stripped off their coats revealing their bodies covered in mud as activists crowded the lobby and hallway outside the entrance to the store:
We at CODEPINK Women for Peace are pleased to hear that, seven years into the Stolen Beauty Ahava boycott campaign, Ahava Dead Sea Laboratories has announced plans to move their factory from the occupied West Bank to within Israel's pre-1967 borders.
We attribute this move to the dedicated work of an international coalition of human rights activists—from the U.S. to the U.K., from the Netherlands to South Africa, from Palestine and Israel to France—who have been organizing protests against Ahava's violations of international law since 2009. We thank all the concerned groups and individuals around the world whose principled actions helped make this change possible.
We will continue pressuring Ahava until the West Bank factory is fully closed. It also remains to be seen whether Ahava, under the new ownership of the Chinese conglomerate Fosun, will cease pillaging mud from the Dead Sea's occupied shores in the Israeli settlement of Kalya, as has been their practice to date.
A timeline of Stolen Beauty Ahava campaign milestones may be found here.
Haaretz: BDS Target Ahava to Relocate From West Bank Into Israel
Ahava, the Dead Sea cosmetics company that has been a major target of BDS for maintaining a manufacturing plant in the West Bank settlement of Mitzpeh Shalem, will be relocating the facility within Israel's pre-1967 borders….
In 2011, Ahava was forced to shutter its London store in Covent Garden after months of noisy demonstrations by pro-Palestinian groups. In moving facilities inside Israel proper and out of a West Bank, Ahava is following the lead of SodaStream, the carbonated beverage dispenser manufacturer, which relocated last year from the West Bank industrial zone of Mishor Adumim to the Negev. The move followed an aggressive campaign against SodaStream by the BDS movement abroad.
……Ahava issued a statement …. did not explicitly confirm that the plant at Mitzpeh Shalem will be closing, but that is understood to be the case….
Ahava is privately owned by a number of partners including Gaon Holdings, the Livnat family and kibbutzim in the Dead Sea area including Kibbutz Mitzpeh Shalem. The current owners of the company have been in negotiations with the Fosun Group of China over the sale of the company for up to 300 million shekels ($77 million), but the parties still appear to be the preliminary stage of talks over a possible purchase by the Chinese firm.
WIN: Dutch pharmacy network drops Ahava cosmetics https://t.co/zOfA4XlK9w #BDS #Palestine @Article1C pic.twitter.com/v60q7Xqo8t
— Stolen Beauty (@BoycottAhava) October 1, 2015


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Previous research has shown a unique effect of red light on visual processing related to both schizophrenia and positive schizotypy. The current study examines whether this effect is influenced by sex in a more broadly-defined schizotypy sample. A location backward masking (BM) task with three color background conditions (red, green, and gray) was administered to 34 undergraduate students (59% female) with a high score on the Schizotypal Personality Questionnaire (SPQ) and 39 students (51% female) with a low score. Results revealed that the group by color interaction was significant for the male participants, while it did not approach significance in the females. The male schizotypy participants showed a significant decrease in BM accuracy to the red (vs. green) background, and the male control participants showed a non-significant mean increase in accuracy. A decrease in accuracy to the red background in the male participants showed the strongest relationship with higher scores on the Interpersonal (negative symptom) factor of the SPQ (particularly with the Constricted Affect subscale). The decrease in BM accuracy to red light was related to higher accuracy (reduced masking) on the "baseline" green background condition in the males, which may relate to a hypoactive magnocellular visual pathway in some of the schizotypy participants. Findings suggest that the previously reported schizophrenia red light effect is limited to males when examining a SPQ-defined sample, and appears to be primarily related to negative schizotypy symptoms. The red light effect continues to show promise as a new endophenotype for schizophrenia-spectrum disorders.
KEY WORDS: schizotypy, sex difference, backward masking, red light effect, magnocellular visual pathway


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- ARK Survival Evolved - Explorer's Edition
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- Capture and Tame Dinosaurs: Discover over 100 different dinosaurs and prehistoric creatures on the island, finding ways to tame them into useful additions for your tribe's dino herd.
- Survive Above All: Hunger, thirst, basic safety and protecting yourself from the weather are all part of the game. Run too far and not only will you be exhausted, but you will also quickly get hungry and thirsty. Weather effects are based on real-world climates, and so you'll need to hide out from rain and snow, while making the most of sunny days.
- Harvest, Hunt and Build: Cut down trees and turn them into a basic home, which you can quickly expand into a Jurassic estate. Hunt for meat, scavenge for plants (or start your own garden!)
- Gather Resources, Customize Everything: An extensive crafting system invites you to mix and match materials scavenged from the island, while also modifying the colors, textures, shapes and style of everything from the walls of your home, to your character's armor, weapons and more.
- Explore the Island: Solve the mystery of The ARK as you explore this massive island, discovering Explorer's Notebooks (filled with clues!) throughout. Make your way to the final boss and figure out why you've been dropped into this Jurassic-era experience.
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Farms and Town Halls
I have a lot on my mind.
Sometimes that means it takes me longer to reach an otherwise obvious conclusion or realization. Like town halls standing in for villages.
I haven't played Warcraft in years — I've played three of the major RTS releases and some of the expansions — and I know that I've considered the idea of town halls actually representing entire villages before. Just not recently.
I've also played Age of Empires. Maybe just the second one. I've also played uh, a browser version of the first Civilization game. And I mean, I've played some other turn-based and real-time strategy games. Obviously, right? Anyway.
I thought about my faction generator in the context of Warcraft's town halls — then I saw the connection between peons and my "labor" asset — then in the action of upgrading a town hall to a "stronghold."
Just imagine the sound of little gears in my head.
I already picture a settlement less a monolithic, cohesive unit and more like a sedentary adventuring party composed of (mostly) cooperating factions.
Then I thought of the Terran command centers from Starcraft that could quite literally lift off and relocate as necessary — it's a little distracting.
But this train of thought brought me to an important realization about how a faction could alternate between being a loose organization and a stationary settlement. Stuff I technically know from my Accounting classes.
I've already created a simplified body of assets for factions to acquire and manipulate — labor, goods, favor, magic, land, and lore.
So if I was going to make a minigame for faction management — I think it'd probably be based on worker placement. Just sayin'.
I'm not sure how exactly, but somewhere between the farms and town halls of my faction generator — and the level design of my dungeon generator — there's a tower defense minigame. Maybe Alex (Cirsova) will have more ideas.
We've approached the same idea from different angles. Last month Alex published a series on integrating a tower defense-style siege:
"Statting Defenses"
"Scripting the Scenario"
"Enemy Combatants"
"Factions for Flavor"
It seems as though there are a few important points to hit in a siege/tower defense-style game; attacking and defending units, defensive structures, the battle plans (general scenario), and any secondary objectives.


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New building ground level commercial space great for owner operator who want to purchase. Can rent separately or together with 197 West Buchanan St. MLS#1133254. Subject to E&O.
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Home > YJLF > Vol. 21 (2009) > Iss. 2
Article Title
In 1873 and 1874, parts of southern Ohio were gripped by a remarkable string of marches, religious gatherings, and sit-ins by conservative, Christian, white women intent on shutting down the distribution of alcohol in their communities. A fascinating series of issues relating to the use of legal institutions to control these demonstrative women arose during these "temperance crusades." Many women in Hillsboro opposed using available legal avenues to suppress the liquor trade, preferring strategies based on moral suasion. But, as with other major controversies in our history, aspects of the temperance crusade ended up in court despite the desires of many to avoid such forums. When liquor trade supporters sought injunctions against the sit-ins and marches, murmurs of discontent among the women could be heard on the town's streets. But once the court hearings began, crusaders worked together to protect their interests. They regularly occupied large segments of courtroom public seating areas and participated in some aspects of the legal proceedings. Their entrance into the traditionally male judicial domain had a profound influence on the progress of the movement and the camaraderie of the women. It convinced them that public actions could alter social patterns and reconstruct cultural norms. A major part of that influence was first felt in the small-town courts of southern Ohio. This article tells the story of the crusades-the women who participated in the marches, their roles in judicial proceedings brought by liquor distributors, the impact of their willingness to participate in political movements, and the long-term social movements they helped generate.
Recommended Citation
Richard H. Chused,
Courts and Temperance "Ladies",
Yale J.L. & Feminism
Available at: https://digitalcommons.law.yale.edu/yjlf/vol21/iss2/3


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We're already overly dependent on foreign oil to fuel not only our gas guzzlers but also our economy. It's painfully obvious how much that oil is costing us when we pull up to the pump.
We're devoting several pages of editorial in this issue to the ethanol and biodiesel front, hoping to provide new perspective on what's driving corn and soybean prices higher and who the winners and losers are.
I've seen those higher corn prices, a direct result of government mandates for more biofuels, put some Goliath smiles on farmers' faces — especially for those who have invested in ethanol plants.
With some 120 ethanol plants in operation and 80 or more under construction, the momentum for growing corn to feed those plants seems rock solid.
Almost as important, though,is the Senate's recent action not to repeal the 54¢/gal. tariff on imported ethanol. With that, farmers have essentially been given a green flag to keep adding corn acres to feed those hungry plants.
This 54¢ tariff makes imported ethanol more expensive, just as the 51¢/gal. tax credit makes domestic ethanol cheaper. It also protects American taxpayers from subsidizing already-subsidized ethanol from countries like Brazil.
Still, one opponent of the tariff, Sen. Judd Gregg, R-NH, says he'd rather buy ethanol from friendly countries such as Brazil than oil from troublesome governments such as Hugo Chavez's regime in Venezuela.
On the flip side, Sen. Chuck Grassley, R-IA, is quick to point out that we don't want to become dependent on foreign ethanol, like we are with foreign oil.
Already, imports rose sharply last year to 729 million gallons after a spike in U.S. ethanol prices.
Without a tariff, however, some speculate that importing cheaper ethanol could bring relief to fuel prices. Plain and simple, ending the tariff and importing tankers of sugarcane ethanol from Brazil has plenty of supporters. In fact, the Senate's defeating vote of 56-36 isn't exactly what you'd call overwhelming.
So just how long will the tariff remain in effect? "It's in place until 2010 and it's critical that we keep it so we can build our ethanol infrastructure," says Ken McCauley, president of the National Corn Growers Association. "The tariff is safe and President Bush and Sen. Grassley are solid on it."
Brian Jennings, executive vice president of the American Coalition for Ethanol says, "Even though the vote indicates the majority of the Senate is on our side, and the tariff is not going anywhere, elections change, who makes up Congress changes and the marketplace could change. That's why we absolutely need to be vigilant. We in the ethanol industry can't rest on our laurels."
Any booming industry has growing pains and biofuels, especially ethanol, has plenty. Fortunately, farmers are well represented in this industry, so stay on top of the issues affecting renewable fuels. It all trickles down to you and the acres you plant.


text: Our services Activity groups Music for the Mind Music for the Mind Westbury Currently closed. Reopening date to be confirmed. Our Westbury group meets at White Horse Country Park from 10am to 11.30am on Tuesdays. It is led by Caroline Radcliffe, and supported by a wonderful team of volunteers. Like all our groups, the first half hour is reserved for refreshments and a chance to catch up socially, with the singing starting at 10.30am. Please complete the form below if you are interested in coming along. The group organiser will be in touch to tell you more about the group and let you know when a place is available. Covid-specific Risk Assessment for Community Groups Book a place Ticket Quantity Price Enquiry Music for the Mind Westbury No more tickets to add Enquire


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Through Tuesday, November 1st only, Walgreens Photo is offering 40 FREE 4×6 photo prints! Simply enter coupon code DRUGSTORE40 as you're checking out. Choose to pick up your prints at a Walgreens store near you, and you won't have to pay for shipping either! Yay for FREE photo prints!
Thanks, Wild for Wags!


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MyAccount – a secure website for self-management
Your customers like to self-manage their finance. Provide them with a user-friendly tool and save time.
Features of the MyAccount solution
All the above issues are covered by the MakoLab solution – MyAccount, a website-embedded account management self-service panel. By logging in, a customer gains access to their portfolio of financial or insurance instruments and is able to perform a number of operations, such as personal account verification, browsing available offers or documentation information (e.g. policy expiry date) as well as reporting a claim. The scope of functionalities offered may be much broader and adapted to the specified industry, profile or individual business needs of the company.
Online services sales applications integrated with the MyAccount module also allow a customer to perform a fully unassisted purchase process – beginning with the choice of an offer and ending by being registered on the system and receiving the final documentation (e.g. policy). In the cases of simple services, based on the history of the user's operations, MyAccount can close the whole process in less than 3 minutes.
Financial or insurance operations require a high level of security measures. MyAccount lets a user log in using traditional methods: with a login and user-defined passwords or through a bank authentication. The latter allows a user to log in with a bank account, the bank then verifies the identity and provides a client code, which subsequently gives access to the user's information (data access simplification). It is also possible to use both access methods and leave the choice to the customers.
Both the website and the application with all its functionalities are designed to work in RWD (Responsive Web Design) technology, which guarantees a high quality user experience regardless of the device in use by the customer (laptop, smartphone etc).
Integration with external systems
A real asset of MyAccount is the capability of integrating the application with other systems and additional tools. For example – enabling a customer to calculate a credit instalment, send a query form or contact a call centre means involving three distinct IT processes. Filling out, sending and processing an application, then authenticating and registering insurance purchase payments also presents a complex array of technological challenges. Experience and know-in these areas have allowed MakoLab to create a fully integration-friendly solution. An example of one of our projects proves this claim – we integrated 20 distinct webservices and 7 banking systems using 60 different integration methods. The whole system currently supports the sales processes of a recognised insurance institution.
Business benefits
By using MyAccount, the self-management tool is designed to benefit both end-users and the institutions themselves. The most outstanding business benefits include:
- A reduction of cost and personnel time spent on one-to-one customer service
- A reduction in sales structures (icl. specified office locations, partner agencies)
- A self-service panel acts as another marketing communication channel. It is possible to prepare personalised, single-client offers based on a customer's account history
With the use of the MyAccount application, Gjensidige Forsikring ASA, the leader in the Scandinavian personal and property insurance market has recently expanded its business to the Baltic countries.
Interested in solutions for Finance and Insurance? See what else we can do to increase your business.
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Pepperidge Farm, Inc. v. the Board of Review, Department of Employment Security, Industrial Commission of Utah, John I. Johnson and Austin C. Molisa : Brief of Defendant
Docket Number
Document Type
Brief of Respondent
Publication Date
Original Action To Review The Proceedings and Order of the Board of Review, Department of Employment Security, Industrial Commission of Utah
Original Brief submitted to the Utah Supreme Court; funding for digitization provided by the Institute of Museum and Library Services through the Library Services and Technology Act, administered by the Utah State Library, and sponsored by the S.J. Quinney Law Library; machine-generated OCR, may contain errors.Robert B. Hansen; Attorney for DefendantM. Byron Fisher; Attorney for Plaintiff
Public record document (some rights may be reserved).
Recommended Citation
Brief of Respondent, Pepperidge Farm v. Indus. Comm'n of Utah, No. 16655 (Utah Supreme Court, 1979).


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April 11th, 2018 by Soderstrom Skin Institute
Free Skin Cancer Screenings – May and June 2018 Dates
Carl W. Soderstrom, MD Board Certified Dermatologist
Soderstrom Skin Institute will offer 7 Free Mole and Skin Cancer Screenings throughout May and June. The first spring screening will take place in Peoria on Saturday, May 5 from 8 a.m.-12 p.m. No appointment is needed.
Additional free screenings will take place in:
- Galesburg on Saturday, May 12 from 8 a.m. – 12 p.m.
- Davenport on Saturday,May 12 from 8 a.m.- 12 p.m.
- Normal on Saturday, May 19 from 8 a.m. – 12 p.m.
- Peru on Saturday, June 2 from 8 a.m. – 12 p.m.
- Clinton on Thursday, June 14 from 2 – 6 p.m.
- Morton on Saturday, June 16 from 8 a.m. – 12 p.m.
No appointment is necessary. Attendees are seen on a first-come first-served basis.
National Statistics:
- More than 5.4 million skin cancers are diagnosed annually.
- Around 87,000 will be melanoma. Over 9,700 of these cases will be fatal.
- There is a 98% survival rate for patients whose melanoma is detected before it spreads.
- People under 30 years old that use tanning beds increase their risk of skin cancer by 75%.
- Skin cancer increased 800% in women 18-39 from 1970-2009.
- Melanoma has been linked to tanning bed usage.
2018 Skin Cancer Facts:
- 5.4 million new cases of skin cancer estimated this year.
- 91,270 cases will be melanoma – the deadliest form of skin cancer.
- 9,320 of these cases will be fatal.
Don't risk your life. Get checked!
Dr. Soderstrom recommends a monthly skin self exam. Remember the ABCDE's of moles/spots:
- A) Asymmetry – One half not like the other.
- B) Borders Irregular – Poorly defined borders.
- C) Color Varied – Difference shades of tan, brown, black, white, red or blue.
- D) Diameter – Larger than the width of a pencil eraser.
- E) Evolving – Changing in any way. Stinging, itching, burning, or bleeding.
"This is a disease that affects all ages and all backgrounds. The earlier melanoma is detected and removed, the better a patient's chance for survival. If you can spot it, you can stop it, Soderstrom says.
Over the past 35 years, Soderstrom Skin Institute has provided this free skin cancer screening service to over 30,000 patients. To learn more, visit WeKnowSkinCancer.com
Public Education Program
The medical staff at Soderstrom Skin Institute is available for interviews and presentations on skin cancer, skin cancer surgery, plastic/cosmetic surgery, laser treatment, acne, psoriasis and all diseases of the skin.
Learn more about Skin Cancer >>
View more of our Free Skin Cancer Screening Dates >>
American Cancer Society, American Academy of Dermatology, Archives of Dermatology, International Agency for Research of Cancer, Skin Cancer Foundation


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With all of the responsibilities that come with running your own business, keeping up on social media can be a daunting task. Once you commit to building your online presence as part of your marketing strategy, however, you must be an active user in order to reap the benefits. But how can you possibly find the time to keep your momentum going, research fresh content to post, and engage with users?
To help you meet this challenge, in a previous post we compiled five social media shortcuts for financial advisors—but now we're back with even more! The simple tips discussed here will both save you time and boost your online presence in the most efficient way possible.
1) Repost and Repurpose
Do you publish a weekly newsletter? How about a monthly blog? You can repurpose existing content by posting it on your social media platforms. Here's how to do it:
- If you send a newsletter out to your e-mail subscribers, upload it to your website and then share it with your followers on social media. This is a fast and easy way to reach a wider audience (i.e., users who don't subscribe to your newsletter).
- If you post regularly on a blog, consider refreshing outdated posts and then sharing them on your social platforms. Keep in mind that a complete rewrite is not necessary. Instead, look for any outdated information and update only what's needed. You'll drive new traffic to your blog while getting more life out of your older posts.
Another time-saving strategy is to use the same content but then tweak the social media posts that promote it. For example, if you publish a new blog post, create multiple social media posts with different copy and schedule those to go live throughout the month.
2) Monitor and Measure
As you begin to post regularly on social media, it's important to measure what's working for you—and what's not. Most social media platforms have built-in analytics that you can use for free, but I also recommend Sprout Social, which has in-depth reports for each platform that you can directly export.
One word to the wise here: The amount of data available with any social media analytics tool can be overwhelming, so you'll want to focus on only those metrics that have an impact on your business. For example, if one of your goals is to drive traffic to your website, look for those posts that have the greatest number of clicks and write additional posts about those topics.
3) Schedule It
Having trouble keeping social media top of mind? Try blocking time on your calendar each week for anything social media related, which may include finding content, writing and scheduling posts, and putting in placeholders if you know of something on the horizon that you'd like to share. If you don't want to do it all in one day, block time for a couple days during the week. For me, setting aside time every Monday to plan out Commonwealth's social media posts for the week has been a successful strategy.
Whatever schedule works for you, the key is to do these tasks consistently, so that social media becomes a part of your normal workday routine.
4) Use E-Mail Notifications
Even if you schedule social media posts in advance, it's still important to monitor any activity. That way, you can respond in a timely manner to users who engage with you. But if you're on multiple social media platforms like I am, it can be time consuming to log in to each site individually to see if your posts have gained any traction.
Here, one time-saving shortcut is to set up e-mail notifications within each platform, so that you'll receive alerts when someone has engaged with your posts. You can decide what types of notifications you receive (new follow, retweet, etc.), as well as the frequency of these e-mails (instant or once daily). If you don't want to overwhelm your inbox, you can even set up mobile notifications, which will display only on your smartphone.
5) Keep a Running List of Resources
I can tell you from experience that one of the more time-consuming, although worthwhile, aspects of managing social media profiles is researching articles to share with your audience. To help make this task more manageable, keep a running list of potential articles as you find them. The next time something grabs your attention while you're browsing online or someone forwards you a piece that's interesting, simply copy and paste it into your list. Then, when you do have the time to write a post, half the work will already be done!
In some cases, you'll want to share an article right away. Fortunately, most online articles now include a Share Now button that makes it quick and easy to share the content with your followers. Just be sure to add in a sentence or two on why you think this article is beneficial. Remember, your followers want to hear from you.
Get Posting!
Social media can be a robust part of your overall marketing strategy—but it doesn't have to be overly time consuming. Using the shortcuts discussed here, you can effectively and efficiently maintain and manage all of your social media profiles to help build your online presence, establish your brand, and reach your ideal clients.
Have you found success using other time-saving tips to manage social media? Do you use an analytics tool? Share your comments below!


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Google has released a YouTube video showing its latest Honeycomb Android 3.0 operating system in action that has been designed specifically for tablet devices.
The new tablet OS interface incorporates a number of ideas spawned from the 3D desktop Bumptop OS that Google acquired last year and looks very different to the current mobile Android OS interface.
Google has focused on redesigning and improving the user interface of Android 3.0 and has incorporated fluid home screens, improved app switching, browser tabs, video chat and dynamic app shortcuts that all take advantage of the increase screen size.
I cant wait to give this a blast on the powerful dual core tablet designed to run Honeycomb Android 3.0 after seeing this impressive first demonstration video. We will keep you posted as more details become available over the coming weeks and months. Have a look and our article on Android vs iPhone to see which smartphone and mobile platform is best for you.


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My computer crashed and I lost Nero 10. Many attempts and ten emails have failed to download it completely from customer support, it freezes the computer half way through and I'm left some of Nero 10 but not Nero vision which is what I want to use
I mentioned to the complaints department that a disk might solve the problem. the reply was that I could buy one !!!!
Download of Nero 10
Download of Nero 10
You can download nero 10 here:
I've tried this one three times and it freezes half way through downloading but I'll try again.
What browser are you using? Have you tried it with a different browser?
To erase any earlier problems I thought I'd remove the partial program of Nero 10 that I have.
On trying to delete Multimedia suite 10 using add remove programs it come up with Fatal error during installation. and on burn rights 10 it questions 'Transform rights'
I use internet explorer, windows XP,. I've got 430GB spare and 960 Ram
Thanks for the quick reply, after ten days not getting anywhere you give me hope.
Going to Nero control centre just sends me to buy Nero 14 on upgrade
Online options and Update are not available.
I looked up my previous emails, it was the 12th February when I first contact the customer help line. Frustrating
Sorry, but I don't understand your problem.
So, you was now able to download and install nero 10?
What exactly did you do in the nero control center?
Have you entered you nero 10 serial during installation?
OK I go Programs to Nero to Nero 10 on the menu. There is only Nero Control Centre available nothing else.
Click control centre I have Nero Multimedia suite 10 with serial numbers inset expires never and OK un state
under that I have Nero Quik DVD nothing else
Thats under serial numbers on the left panel
Clicking Update or online options in the other panels says they are unavailable
At the bottom I have Upgrade which tries to sell Nero 14 and Add or remove
I don't want to remove anything and I don't know what to add.
There seems to be a problem with your installion.
As you said, your computer crashed and you have problems with removiong nero 10, I think in the registry/msi database are still information about nero 10, therfore the installed thinks, the apps are already installed and does not reinstall them.
As you cannot trust a crashed computer at all, I would recommend to simply reinstall windows - then also nero will install without problems.
This is the newly furbished computer, I had a new motherboard and hard drive on 11th February
I'm trying to download your program which I had before, along with all the other programs I lost.when it crashed. Out of all the programs I have reloaded yours is the only one which has failed so I think the computers OK.
If I reinstall windows I will loose al my programs I just loaded during the last two weeks
So, nero was never installed on this pc?
What windows do you have?
Would it install via an installation disk, would that overide the problem caused by the download?
Yes Nero 10 was on this computer before it crashed and I used it for editing camcorder videos of family and motor racing. It was only the motherboard and disk drive that was renewed.
As I replied earlier I'm on XP
The problems are not caused by the download - the problem are caused by your computer.
Your installer database seems to be corrupted.
So, I can only repeat: Best would be windows reinstall.
You can also try tools like myuninstall and try to cleanup the database - but if this works...
I have checked my installation files with Microsoft and they require no up dates.
The problem of non installation has only happened with your software. I have downloaded other software with no problem in the last few days.
I have sent a total of fifteen emails to Janina Albert and her colleagues at the support team in the last two weeks and although they solved nothing they never mentioned installation files.This is the first time. I notice from various blogs other people have difficulty installing Nero 10.
When I complained to customer care they replied twice and then gave up, telling me I could buy Nero ten on disk if I wanted
So I've bought Nero ten which I can't download, I can't even delete the rubish of what I have got of Nero 10. To re install Windows XP I have to take it back to the shop because even though it is a licensed copy I don't have a loading disk. Another £60 I will loose all the programs I've spent two weeks downloading. This will take more hours of precious time. It's not good
I feel let down totally by the service and quality of care It's been two weeks of frustration .
I'd like to know if there is a reason why I shouldn't complain to Jurgen Kurz and Daniel Benz
> So I've bought Nero ten which I can't download,
Sorry, but now we are back again to the first point.
Please give clear answers:
Do you have a download problem - or an install problem?
Was you able to download the installer from:
or not?
Right I shall answer as clear as I can
I think the problem is both, a download problem caused an installation problem
My computer, which had Nero 10 on it, crashed in early February. It was returned to me by a reputable dealer on February 11th with a licensed copy of windows XP and service pack 3 and very little else. He replaced both motherboard and disk drive So it was effectivly a virgin computer
I downloaded my printer and windows added some updates. Because I have family videos from Christmas dowloading Nero 10 was an importance. I contacted your colleagues on that day and was requested to download from Nero-mirror.co./com/support/Nero-10.6.11300.exe (ref Nero ID 3297403002 There are 13 emails to this site)
THe computer froze half way through the installation and did so the next three times although it did load Nero Qwik and Nero 10 Media it wasn't complete and didn't load Nero Vision which is what I used.I reoprted back to Janina Albert and she requested a screen shot of what happened on the screen and a Nero Support.cab lg archive which I sent.
She replied by saying I could BUY a recover disc. I've already paid for this software why should I pay again. Now there is a lot of dialogue persuading me to up date to Nero 14 at a price and asking me simple questions like what version of windows do I have Surely the cab log should tell you this
On th 18th February I downloaded ftp22.nero/nero10/79a etc but that froze as well
!8th another offer to download to Nero 14, maybe after I get Nero 10 working!!!
On the 20th they still don't understand that only part of Nero 10 is downloading
On the 21st I'm asked what operating system I use! I replied windows XP and after that they ceased to communicate further
I then complained to your complaints depatment because I was getting nowhere. I suggested a disk loading might be better than a download. They reply that yes I could buy one if I wanted. I repeat I'm not paying twice for Nero 10 He too never replied again So I came to you. At least you're interested in the problem your other departments weren't only wanting to sell updates
I tried to erase what bits of Nero 10 I have using add remove programs to the download as you suggested a free run but it came up with fatal error during installing which I suppose is when it crashed the first time on the 12th Feb.
To sum up I think this first ipoor installation caused the problem.
Since then I have downloaded programs from the internet and disk with no problems at all. I find this whole process anoying and frustrating.
I will now try and download your installer again and hope you have some boffin that can sort this problem out.
I hope this answer is clear
Down we get
It directs me agin to the Nero Control centre again which only gives me my serial number . Pressing update or online options says not available. Not much use
Where did you buy v10? It hasn't been for sale at nero.com for almost 3 years.
Again, it is very hard to understand you - and therefore to help you.
Do I understand you right?
a) You have successfully download the nero 10 installer, right?
b) You are able to run the installer, the installer says installation sucessfull, right?
c) But you are missing some applications, e.g. nero vision, right?
d) You can start the nero control center, and here your serial-number is listed
Is all this correct?
I sorry you find it difficult to understand me I don't know why.
The first time I downloaded from the address Janina Albert gave me the computer froze and did not download all of Nero 10. I sent her the screen shot and the cab lab diagnostic from my computer to show what was wrong OK.
No I can not laod the installer, as I said in the above missive. I go to Nreo on programs, slide onto Nero I only have Nero Control centre nothing else. I click nero control centre and it comes up on a pannel showing my serial number. OK
On left there are two icons update and Online Options Clicking either of these saysUpdate service not available. SO what do you want me to do now. So I can't run Installer OK
I am missing ALL aplications. I have my serial number it was given to me by Janina Albert from the support centre and is surely proof that I bought it from you. Yes it was about two years ago.OK
To give Nero a better chance of downloading again I tried to remove Nero on add remove files on the control centre and it comes up with' Fatal error on installation' which goes back to the first time I tried to download it on the 12th February from Janinas download Nero/mirror etc
How can I say more clearly I can't download the installer because Update and online options do not allow me to go further. Have you analysed the cab lab report and the screen dump?
Hello Geoff,
I contacted my Customer Service Colleague regarding your issue, and together we tried to understand the problem that you have been facing.
Please note that we haven ́t received any screenshot from you. We know that you tried to send them, but for unkown reasons, we haven ́t received any of them.
According to your e-mails and all the information that you gave us here, I got to the conclusion that you could never redownload Nero 10 completely. Apparently only some rests from an old Nero 10 installation are still on your system.
You will receive an e-mail today from my colleague with a solution for you. This solution should allow you to install Nero 10 on your system.
Please contact my colleague directly via e-Mail if you have any further doubts.
Best regards,
Please let us know what the solution is and if it works.
Thank you,
yes I will let you know. I have to go out now but will try it over the weekend
However as I said in my previous notes, when I tried to remove what I have of Nero 10 before, it comes up with ' Fatal Error during installation' Does the support team know this
But I'll try again
I received an installation disk from Nero ans both solves and clarifys the problem.
To install the disk I still had to remove, via add/remove programs, the partial installation of Nero 10 that I had. I tried loading the disk without removing it and it wouldn't download it.
In the end I had to reload windows XP again and indeed the disk loaded OK, but of course I had to reload all my other disks and games to get back to where I was which took a few days and what I wanted to avoid.
So to be brief it was the crash and partial download of Nero 10 at the very beginning that stopped any further downloads becoming effective. So end of story. Frustrating that it took so long. I don't know why the screen shot and the analysis file didn't reach Nero, after the scond time I sent it to my wife's computer at the same time. That arrived all right, it's still there and I'll now delete it now I'm up and running. Looking back I don't know why it took so long to sort out.
Sorry you had to reload XP but I'm glad it worked.
Don't forget to run the check for updates from the Nero ControlCenter and installed the Creative pack, if you haven't already.
why can i only see nero 10 update up here and no nero 10 trial i need nero 10 trial to which i have a full serial key i purchased nero 10 a long while ago and no oger have it but i still have a useable serial key where could i get a copy from please ive tried softpedia but that doesnt work either
- view 2 more comments
The latest Update is the complete Nero 10 trial version. Download it and enter your serial number during the installation to activate the complete version.
i recently purchased nero 15 but lost it due to a crash computer how can i re download it again.
i recently purchased nero 15 but lost it due to a crashed computer. how can i redownload it again.
Go to nero.com, downloads, previous product downloads, Nero 2015 versions.


text:
Total Revenue from Automotive Composites Market to Amount to USD 8.85 Billion in 2013, Forecasts Visiongain
30 Jan 2013 • by Natalie Aster
Composites are fibre-reinforced materials; they are more durable than traditional materials, are corrosion resistant, can withstand higher loads and are lighter. Due to these factors composites need to be replaced less often than components made from traditional materials, and in automotive applications they save energy as they are less dense than traditional materials. The total revenue from the automotive composites market in 2013 is expected to reach $8.85bn.
According to the report "Global Automotive Composites Market 2013-2023" by Visiongain, the reduced weight of composite compared to traditional, usually steel and aluminium, components is the biggest advantage in the automotive industry. However, more advanced in-vehicle technology and safety features have been making cars heavier for decades. Car makers have generally been able to improve engine efficiency at a faster rate than weight augmentation. Consequently cars have become more fuel efficient despite also becoming heavier.
The current rise of oil prices and the resulting high running costs of cars in addition to environmental concerns have, nevertheless, put a stronger focus on efficiency. Higher efficiency results in lower fuel consumption and lower carbon dioxide emissions for comparable performance. Stricter emission regulations are increasing the need for even more advanced and expensive technologies. Lightweighting through the use of advanced composites is one of the key methods automotive manufactures are using to reduce vehicle weight and improve fuel efficiency.
Report Details:
Global Automotive Composites Market 2013-2023
Published: January, 2013
Pages: 169
Price: US$ 2,497.00
Visiongain consulted widely with industry experts and the report includes full transcripts of two exclusive interviews with leading composites specialists AGY and Gurit. As such, our reports have a unique blend of primary and secondary sources providing informed opinion. This approach allows insight into the key drivers and restraints behind macro-economic and industry developments, as well as identifying the leading automotive composite companies. The report also presents a unique blend of qualitative analysis combined with extensive quantitative data including global and national automotive composite markets forecasts from 2013-2023 - all highlighting strategic business opportunities.
More information can be found in the report "Global Automotive Composites Market 2013-2023" by Visiongain.
To order the report or ask for sample pages contact [email protected]
MarketPublishers, Ltd.
Tanya Rezler
Tel: +44 208 144 6009
Fax: +44 207 900 3970
[email protected]


text:
Tuesday, June 26, 2012
Speciman Display or Beautiful Card?
4 comments:
- AnonymousJune 26, 2012 at 4:52 PM
Lovely Butterfly card.ReplyDelete
You could always make a card box and send in mail that way.
Myself, I think I would hand deliver that card. I would be afraid it would get crushed in the mail
Wow! Seriously gorgeous and you must have the patience of a saint! It really is beautiful and I love the tone on tone look. So pretty:)ReplyDelete
This is fabulous! Love all the butterflies and love the way you did the colors.ReplyDelete
Wow Erica this is such a gorgeous card and I love the fact it's all made out of punches.ReplyDelete
had a look through the rest of your blog and you are simply amazing. Have repinned so much!!
Hope you don't mind that I have CASED this card and also made my own version too. I have of course linked everything back to you.


text:
Project Title: Warnings That Fell on Deaf Ears: A Three-Pronged Analysis of Encounters between Deaf Individuals and Law Enforcement
Allow me to introduce myself. My name is Paul Silvasi and I am a Ph.D. student in Clinical Psychology at Gallaudet University. I am reaching out to you today for assistance in distributing my survey for my dissertation. My dissertation looks at interaction experiences that deaf individuals in the United States have had with the police. My goal with my dissertation is to better understand the experiences deaf citizens have had with the police, to understand the kind of training and regulations police officers have regarding working with deaf individuals, and to use the information gathered from this project to push for nationwide standards on best practices for the police when interacting with deaf citizens. I'm reaching out to you today as I believe this relates to the mission goal of your organization, and I was hoping you would help me in distributing my survey to your members in an email blast, in your newsletter, or by any other method you use to disseminate information. My study has been approved by the Gallaudet University IRB. I sincerely appreciate whatever you are able to do to help
To share this survey with your members, please direct them to this link: https://surveys.gallaudet.edu/surveys/?s=RDXML7N9XC
Project Title: Warnings That Fell on Deaf Ears: A Three-Pronged Analysis of Encounters between Deaf Individuals and Law Enforcement
Principal Investigator: Paul Silvasi
Address: 800 Florida Ave. NE, Washington, DC 20002
Phone: (585) 351-2549
E-mail: [email protected]
Faculty Sponsor: Donna Morere, Ph.D.
Department: Psychology
I am a doctoral student in the Clinical Psychology Department at Gallaudet University. I am studying meetings between deaf people and the police. I want to understand what is a problem and what helps when the police meet with a deaf person. I also want to learn what will make the meetings better. This can help police and deaf people know what to do when they meet.


text:
BRP LinQ™ Base Kit (860201806)
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text:
Healthy Hearing Can Mean a Longer, Healthier Life
It's no secret that hearing problems can greatly affect communication and impact relationships, job performance and educational achievement. But, did you know that taking care of your hearing can also improve your overall health and wellbeing?
Here are three ways that getting help for hearing issues can improve your life:
1. Lower Your Stress
Not being able to hear well or communicate easily is very stressful. Most people underestimate how much energy and concentration it can take to communicate when you are living with a hearing loss. And still, there is always the worry that you may have missed some key piece of information, or that people will get irritated or judge you if you ask them to repeat what they've said too often. It's no wonder that many people who develop hearing loss begin to withdraw from social groups and their interpersonal relationships break down over time. The end result of all of this—chronic stress.
And that chronic stress takes its toll, leading to many physical and mental health problems including headaches, high blood pressure, arthritis, diabetes, problems sleeping and depression. In fact, it's estimated that 75-90% of all doctor's office visits are for stress related illnesses and complaints. But, by ensuring that you can continue to communicate well and are able to maintain a strong social network to support you through life's ups and downs, stress can be greatly reduced and prevent many of these long-term problems.
2. Reduce Your Risk of Falls
There's a lot of talk about falls prevention in older adults nowadays, and it's no wonder—falls are the leading cause of fatal injury and the most common cause of nonfatal trauma-related admissions among older adults. In Wisconsin, falls prevention is particularly important, as the state's death rate due to falls among adults 65 years and older is well above the national average and one of the highest in the country. It's a very serious problem, and a very expensive one too.
So how do falls relate to hearing loss? A study funded by the National Institute on Health found that untreated hearing loss led to a 3 times greater likelihood of falls and the risk continued to increase with every 10dB rise in hearing loss. Even those with mild hearing loss had a 3 times increased risk of multiple falls. The reasons behind this correlation are not yet clear, but what is known is that addressing hearing loss early could help you to stay on your feet and prevent a serious injury, or even worse.
3. Improve Your Memory
A number of research studies have shown a correlation between Alzheimer's dementia and hearing loss. The reason behind this connection isn't yet understood, but researchers at John Hopkins University theorize that "a common pathology may underlie both or that the strain of decoding sounds over the years may overwhelm the brains of people with hearing loss, leaving them more vulnerable to dementia… hearing loss could also lead to dementia by making individuals more socially isolated, a known risk factor for dementia and other cognitive disorders."
And, while hearing loss can be a risk factor for cognitive issues, it can also make their symptoms worse. Of further concern is the fact that hearing loss is often mistaken for dementia and as a result, may go untreated. The bottom line is that hearing loss, dementia and Alzheimer's are often found in combination, and treating the underlying hearing loss can actually improve overall cognitive function and reduce behavioral problems associated with these conditions.
So forget the notion that hearing loss is just about your ears! Healthy hearing is essential to your overall health and quality of life. And, there are many ways to address hearing problems, from communication strategies to state-of-the-art technology.
Source: Hearing & Deafness Newsletter


text: Gonzalo Lira (born February 29, 1968) is an American novelist, filmmaker and economic blogger born in Burbank, California. He grew up in the San Fernando Valley, New York City, and Miami, as well as Guayaquil, Ecuador. He attended Dartmouth College in 1991, and graduated with honors in 1995, with a degree in history and philosophy.


text:
Wagner Mcpherson
You have only a single voice and when your voice is damaged permanently, it will most likely spell the finish of a singer's. Superior Singing is a stirring library for additional resources about the meaning behind it. Many singers who have not been by way of skilled singing coaching by good singing coaches or attend any singing schools may possibly not even know that they may be damaging their voice.
Numerous singe...
Good expert singers not only have to be fit and healthful to appear excellent for stage performances, they need to also know how to preserve and preserve a excellent singing voice.
You have only 1 voice and when your voice is damaged permanently, it will most likely spell the end of a singer's. A lot of singers who have not been by means of qualified singing coaching by good singing coaches or attend any singing schools may not even know that they may be damaging their voice.
A lot of singers also forget that when their singing voice does not really feel appropriate and they are not singing effortlessly as they really should be, they will have a tendency to compensate with poor and un-healthy singing habits. These newly produced or old poor habits may possibly grow to be stuck unconsciously and will have to be unlearned with the correct vocal workout routines. That is if the singer is aware that such habits are currently in existence in the very first place.
There are many factors you can do to damage your singing voice and sometimes the damage will lead to permanent harm to your vocal chords. Here are some examples of what can harm your voice and there are a lot of much more.
a) Continual screaming or talking forcefully all the time. This takes place really often if you are singing in a night club environment where you have to speak above the din to be heard.
Making funny voices possibly cute, but you could be performing terrible damages to your vocal folds.
b) Dry air and/or not enough water consumption will dry up your larynx and hence putting as well considerably friction on them.
c) Poor diet regime, lack of sleep, pressure will spot a lot more toll on your physique and your singing mechanism.
d) Caffeine consumption, alcohol consumption, smoking will also damage your voice.
e) Talking, singing or whispering when you have laryngiti


text:
What is digital marketing?
The days of only producing tangible marketing material are long gone. Now you have to have a strong online presence that will attract your targeted audience. Digital marketing extends from social media to SEO, ad word campaigns, content marketing, and website development.
When to use it:
Make your presence known online with a strong digital marketing campaign. All digital marketing tactics are created to point an audience to your website and thus into new business. Digital marketing campaigns first start with what w call a Digital Landscape and then extend into other means to accomplish company goals.
What is a Digital Landscape?:
Resolute mines your current digital footprint by investigating not only your digital presence but your competitors as well. Part of this process is auditing your current cross-channel marketing strategy.
Key findings will help you understand what's working or why something isn't working and allow our team to craft a holistic, sustainable and highly integrated campaign
What goes into the research?
- SEO Audit & Crawl
- Keyword Research
- Backlink Research
- Rank Tracking
- Analyze competitors digital landscape.
- Audit and identify online content resources that may reach the intended audience, such as:
Why it works:
Nearly 81 percent of people research online before purchasing a product or service. Your digital marketing game needs to be on point. By using the right strategy to reach out to your targeted market, digital marketing can open a whole new world of potential for your company.
Get your digital marketing campaign off the ground today.


text:
Use Promotional Products to Stand Out This Holiday Season (and Beyond!)
The holiday season is upon us and for most businesses, that means giving gifts to thank customers and employees for the year of loyalty, hard work, and continued patronage. Giving a thoughtful gift is a great opportunity for a business to make a memorable impact and showcase appreciation while also extending a business' brand awareness. If you have been in business for some time, you have likely been on the receiving end of a holiday or end-of-year promotional product gift. And, while we are not here to hate on a delicious holiday-themed food basket, we want to encourage you to get a little more outside the box.
Why Blend in When You Can Stand Out?
Sure, you could give s traditional holiday gift and it will be appreciated. But, how memorable will another tin of popcorn really be for your customers or employees? Delicious? Obviously. Memorable? Maybe not. You are utilizing a portion of your marketing budget to promotional products so why not take the opportunity to stand out and get the best return on investment with your holiday gifts!!
Who Said You Can Only Give a 'Christmas' or 'Holiday' Gift?!
The answer? Nobody! Showing your appreciation to employees or clients is always a welcome gift, no matter the time of year or occasion. And, in fact, it is probably far more memorable to give a fun, themed gift that is creative rather than getting lost in a sea of other similar promotional products during the holidays. When it comes to optional holidays or occasions for promotional product gifting, there are endless possibilities.
There are, of course, traditional holidays such as Halloween, Thanksgiving, Christmas, Hanukkah, New Years, and more! But, what about something even more unique and memorable, such as World Kindness Day (November 13th), America Recycles Day (November 15th), Small Business Saturday (November 30th, National Hat Day (January 15th), National Compliment Day (January 24th), Love Your Pet Day (February 20th), National Napping Day (March 11th), International Day of Yoga (June 21st), and more! Imagine the fun and creativity you could have choosing fun and useful promotional products for such holidays. And, by getting outside the box and standing out from the pack, your gift will be more appreciated and memorable.
Show Your Brand Personality with Strategically-Timed Promotional Products
Interact with your clients and employees in a unique and fun way by showcasing your brand's fun and creative spirit. Custom promotional products that display your branding are an ideal way to extend brand awareness. Further, every time those products are used, it keeps your brand in your customers' minds, making them far more likely to turn to you when they need services or products that you offer. Holiday promotional products, and food products, in particular, are a heavily saturated market. Maximize your marketing dollars and get the best ROI by choosing a creative gift or unique holiday to make your mark! Not sure where to start? At Connect the Dots, we LOVE to get creative and help our clients think outside the box so that their promotional products make the biggest impact possible!
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