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Snowfall in the lower mainland of British Columbia is always an occasion for excitement. Despite our nearby snow capped mountains our urban sea level communities are not very well equipped for more than a dusting of snow followed quickly by a rainy south easter. For the past month we've experienced a cold snap that has transformed the tiny accumulations of snow on the ground into glare ice. Sidewalks and residential neighbourhoods have subsequently turned into impromptu skating rinks. In the City of Vancouver city officials finally responded with offers of free sand and salt (after realizing that, among other things, people were taking sand off the beaches). The resulting mayhem that followed when the salt ran out was dubbed saltmageddon.
In the UBC administrated residential spaces very little was done until late last week (January 4/5, 2017). Throughout the long break from Christmas through New Year only Main Mall and the retail portions of Wesbrook Village had reasonable snow removal and ice free path ways. The Ministry of Highways, responsible for the major road corridors around UBC, did a good job on the roads. Metro Vancouver, who administers Pacific Spirit Park, did a very poor job maintaining any of the sidewalks or paths under their jurisdiction. As a regular year round runner who was out on the streets I can attest to the poor job our various civic administrations did keeping sidewalks, bike lanes, or pathways safe for pedestrians.
In the City of Vancouver the bylaws are clear: property owners are responsible for clearing sidewalks adjacent to their property. Many of these property owners failed in their civic duty. The evidence is clear to see throughout Point Grey where one finds ice paths in place of sidewalks along most streets.
In the UBC administrated residential areas the expectation and the legal framework place the responsibility to clear snow on UBC, not property owners. I explain in more detail below, but first let's look at UBC's response to a series of resident concerns over the past couple of weeks.
I am aware of several letters of concern sent from long term residents who live in different areas of the UBC administrated neighbourhoods. Some of these letters made it to UBC's new president, Santa Ono. Replying on behalf of the president, Michael White had this to say to one community resident (I've underlined one critical and incorrect portion of the message):
I'm responding on behalf of President Ono to your recent email regarding snow removal.
Thank you for bringing forward your concerns regarding snow and ice removal at UBC both on the campus and within the surrounding neighbourhoods. This winter has been uncharacteristically wintery with numerous bouts of cold overnight temperatures and snow events but with each event UBC crews have been dispatched to clear and salt main roadways, key campus walkways, the bus loop and approaches to the hospital. Crews have also been continually dispatched for the past week while the academic campus is dormant.
As with other municipalities in the region the responsibility for snow removal is a balance of the adjacent local property owners and local government crews - in the neighborhoods, the UNA contracts with UBC to clear the roads of snow and through their own contractor, the UNA clears certain paths. As with other municipalities in the region this winter there remains significant snow on side streets, which is generally not cleared by municipal crews, and on sidewalks if the adjacent owner has not taken the appropriate steps to remove clear the walk. As the winter continues we will work closely with our UNA partners regarding neighbourhood coverage and we will continue to dispatch our UBC crews to tend to the major roads and walkways as per the attached map. We also continue to improve our forecasting information and upgrade our equipment to ensure that we can be cost effective and timely with our response to weather events. We will also work closely with the UNA to explore any opportunities for enhancing the snow clearing practices in the neighbourhoods. These efforts will help the UBC campus and the surrounding neighbourhoods remain passable and barrier free to the best of our ability during the remainder of the winter.
As always I'm more than happy to discuss further and available to chat next week.
All the best,
Michael White, MCIP
Associate Vice President
Some time after Michael White sent his email to the resident the UNA updated its web site with a snow removal notice which read as follows (The UNA subsequently updated the notice to remove the line saying UBC & the UNA were filtering inquires):
Both the UNA and UBC have been filtering inquiries regarding snow and ice removal on campus. The UNA wants to take this opportunity to clarify and address these concerns. As you are already aware, this winter has been uncharacteristically wintery with numerous bouts of cold overnight temperatures and snow events. With each event, UNA-contracted crews have been deployed to clear main sidewalks, letdowns and pathways within the neighbourhoods. UBC crews have also been dispatched to clear and salt main roadways within the UNA and UBC academic realm, in addition to key campus walkways, the bus loop and approaches to the hospital. Similar to other municipalities in the Lower Mainland, the responsibility for snow removal is a balance of the local property owners and local government crews. As with other municipalities in the region this winter, there remains significant snow and ice on side streets, which is generally not cleared by municipal crews, and on sidewalks if an owner has not taken the appropriate steps to clear snow and ice from the path adjacent to their property. The UNA will continue working diligently with contracted crews and UBC to proactively monitor and respond to the on-going weather conditions on campus. UNA staff would like to remind residents to stay safe and be extra careful when walking outside or driving. We also urge that building owners be extra vigilant and keep their sidewalks clear and salted/sanded. [retrieved from a cached webpage]
I have highlighted a segment of the UNA announcement that closely parallels Michael White's email as it contains a critically incorrect assertion concerning who is currently responsible for snow removal on sidewalks in the UBC administrated residential areas.
Prior to the UNA issuing its snow removal advisory (quoted above) resident Bill Holmes wrote to Michael White asking for clarification on the legal responsibly and framework for deciding who is in fact responsible for snow removal.
The question is: does the strata corporation have any responsibility for removing snow and ice from the sidewalks adjacent to the strata property? Section 8.04 of our leases makes the strata corporation responsible for keeping the public sidewalks adjacent to our property "reasonably clean from ice and snow during the times and to the extent required of an owner under the provisions of the University of British Columbia Regulations with respect thereto in effect from time to time". I have not been able to find any UBC "Regulations" setting out the requirements. I would like to know whether such regulations exist and, if so, to obtain a copy. If there are no such regulations, then the answer is that the strata corporation has no responsibility (although we might voluntarily take steps, as we certainly don't want anyone to hurt themselves on the adjacent sidewalk). I am aware that the UBC Building Operations web page on ice prevention and snow removal states that each strata is responsible for deicing and removing snow from sidewalks abutting their properties. However, that web page would not be considered a regulation. Moreover, it does not specify times and extents, as referred to in the leases. If there is no regulation, and hence strata corporations are not responsible for adjacent sidewalks, has the UNA undertaken through agreement with UBC to keep the sidewalks clear?
Through a subsequent series of communications it become apparent that UBC now fully understands that there is no current regulation and thus they are responsible for snow removal. On Jan 6th Michael White replied to an email on the legal responsibility question as follows:
You are correct that the leases make the strata corporation responsible for keeping the public sidewalks adjacent to the property reasonably clean from ice and snow. You are also correct that there is no UBC regulation that sets out the requirements, however we are exploring a process to bring the lease requirement into effect. In the interim, the UNA, through their own contractor clears the sidewalks and paths through parks in the neighbourhoods. They prioritize the sidewalks first, then the paths. The obligation to clear pathways within the property line of strata building remains the responsibility of individual stratas, as contemplated in the ground lease.Even though the UNA has not altered its snow removal advisory (in terms of their claim that stratas are responsible for snow removal) a senior member of the UNA staff responded on January 6th to a local area strata president with what is tantamount to an admission that UBC is solely responsible for all sidewalk snow removal except that which is within a strata's own property line:
Thank you for bringing the comments to our attention. The UNA has been made aware today about the regulation issue, and will be working with UBC to have this issue resolved. Rest assured, the UNA will continue with snow/ice removal and salting around the neighbourhood, and as we already have, increase resources as required. We appreciate your understanding,
The long and short of all this is that responsibility for snow removal and maintenance falls to UBC until such time as a proper regulation is put in place. Yet it is unclear how UBC will in fact implement a proper legal regulation. The land leases vary from neighbourhood to neighbourhood in terms of which pieces of provincial legislation they reference (if they actually do explicitly reference legislation). At the very least any UBC regulation must be more than a blurb on a website. As the Board of Governors of UBC is the legal entity entrusted by provincial legislation to manage UBC's fiscal and legal obligations it is reasonable to assume that an appropriate regulation would need the approval of UBC's Board of Governors. As UBC tries to find a way to create a regulation to compel stratas to take responsibility for snow removal, UBC's delegated ancillary, the UNA, will have to ensure sidewalks are properly cleared of snow and ice.
Here are a few related but less critical points that I raised in my letter to Michael White.
Dear Michael,
I am disappointed with this reworking of history that is being presented as the ongoing policy of UBC/UNA. The response doesn't really answer the resident's questions. Rather, it is a somewhat legalistic justification for inaction.
First, you tell us the weather is uncharacteristic. Yet, popular media sources say it's not even in the the top ten of of tough winter conditions for Vancouver area. It's essentially within the normal band of possible weather conditions for this region. Thus, claiming a particularly harsh year tells us more about the way in which budgets have been cut back to provide minimal services to a set of conditions that are statistically unreliable. I suspect we are witnessing the real time effects of the so-called no cost fire services download. I was wondering how $800,000 of cost cuts without service reductions could be managed and, it would seem, we have an example before us today.
Second, this is not a municipal area. UBC is the property owner. And, despite a clause in the land leases that discusses snow removal there are no legal regulations to enforce or back up a provision that requires Strata's to clear the roads or sidewalks. I would be curious to learn how UBC could, without proceeding through the Board of Governors, pass a 'regulation.' I note that recently the Building Ops snow removal page has been expanded (you can check my twitter feed for the details) to include a statement on UNA snow removal that is very close to the word structure of your reply to a resident. While you may in fact be working close with your UNA partners, the truth of the matter is that it is UBC who is legally responsible, and that the UNA is merely a delegated advisory committee of the UBC BoG.
Third, ever since I met Jim Taylor and Dennis Pavolich (when they set up the UNA) I heard at meeting after meeting about the services-plus model that UBC and the UNA was providing to residents and that we do not need responsible local governance because we get so much more here. But clearly we don't as at every juncture UNA staff and UBC officials are constantly pointing out to us today how things are done in neighbouring municipalities and that our expectations are incorrect. But to be frank, Michael, it is not our expectations that our incorrect, it is the publicity and efforts of UBC and it's allies in governance who have spent years telling residents about the special over the top services that we are receiving when truth in fact is we are not even receiving services at the level of local municipalities. Expectations have been raised by UBC/UNA and the problem is that when you try to dial down those expectations by rationalizing service cutbacks people are reasonably upset and concerned.
Finally, I would like to share my thanks with the contracting crews who seemed to take their individual initial yesterday to clear sidewalks in Hawthorn Place. If I understood them correctly they had been told to restrict their clearing to the accessibility ramps at cross walks but they felt morally obliged to clear all icy paths they encountered. That approach is to be complimented.
Clearly if residents were more able to organize to clear the paths adjacent to our Stratas it would be a good thing. But the problems were not simply related to paths abutting our Strata, but the entire network of walkways and roads within Hawthorn Place and Wesbrook Place (except for the commercial centre where it seemed contracting crews worked overtime to keep clear over Xmas). At the very least this should be taken as a learning opportunity for UBC, not a chance to correct any perceived misunderstandings by residents.
If the snow removal was a project for a class on applied local governance this is how I would assess it: Snow removal was a fail this past month with some glimmers of excellence. When the assignment was finally turned in, seriously past the deadline, it was accomplished at a very good B grade. Taking into account extenuating circumstances the notation for the assignment will read, "very poor start with a late in the day recovery. Ultimate action of combined UBC/Contractor teams were able lay down a path toward future improvements. Final grade C+"
With best wishes for the new year and better performance during the next snow/ice storm,
Charles Menzies
With regard to claims that the snow fall is out of the ordinary the following graphic very nicely shows that 2016 snow fall as been very ordinary.


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There are times when a loved one dies unexpectedly or suddenly and important things are left unsaid or undone. Even worse, relationships may be injured by disagreements and conflicts that were not resolved before the untimely departure of our friend or next-of-kin. Either of these scenarios can exacerbate the grief we experienced and leave us feeling not only guilty and full of regrets, but also helpless in terms of anything that can now be done that could anyway alter the situation.
In such cases, some psychologists suggest composing a letter to the departed in which we express all the range of emotions felt in the loss. Many who engage in this process convey their gratitude and love, both seeking and granting forgiveness. Others may even promise to continue to be faithful to the memory of the departed in various ways. Psychologically, this can be a powerful and healing experience that can bring some needed relief and peace. Psychotherapist Alexandra Kennedy devotes a section of her website to the beneficial task of composing a letter to the deceased loved one. She recommends such a letter contain the following:
What experiences have I been through since my loved one's death?
What do I miss? What do I regret? What issues in our relationship remain unresolved?
What do I appreciate? What have I learned about myself, my loved one, and my relationship? What do I want to carry on?
The Christian who hears such advice may wonder if this is anything more than a useful technique to find one's emotional bearings and move on. From a Christian perspective, there are two points to keep in mind. First, death entails a physical absence, but not a spiritual one. Saint Theophan the Recluse illustrated this point in his effort to console someone whose sister was dying. "Your sister will not die; the body dies, but the personality of the dying one remains. It only goes over to another order of life. It is not she whom they will put in the grave. She is in another place. She will be just as alive as you are now. In the first hours and days she will be around you. Only she will not say anything, and you won't be able to see her; but she will be right here. Have this in mind." This foundational Christian belief of the continuity of life in death means that the exercise of writing a letter to the departed is not just a therapeutic use of the imagination. It can be based firmly on faith in the communion of the living and the departed in Christ. Saint Silouan put it beautifully, "The Saints live in another world, and there through the Holy Spirit they behold the glory of God and the beauty of the Lord's countenance. But in the same Holy Spirit, they see our lives, too, and our deeds. They know our sorrows and hear our ardent prayers…And if love makes one unable to forget a brother here, how much more do the Saints remember and pray for us" (Saint Silouan, page 309). With respect to writing a letter to the departed, this means that we can do so with the assurance that our loved ones can hear (or read) our words and if they are in the realm of the blessed, they do so with an understanding, kindness, love, and forgiveness that have all the marks of paradise itself.
The second point to keep in mind are the many injunctions in Scripture that Christians "do good, that they be rich in good works, ready to distribute, willing to communicate" (1 Timothy 6:18). According to Saint John Chrysostom, this means we are to be loving, generous, and ready to reach out to our neighbors, whoever they may be (Homily 18 on First Timothy). This applies first and foremost to the living, but there is a room in this commandment also for those who have fallen asleep in the Lord. A letter to our departed love one can be our way of graciously and lovingly reaching out to them. There is great spiritual benefit in asking forgiveness from the departed as well as giving thanks to God for the life that has now passed. If anger or resentment were present at the time of death, a written expression either granting or seeking forgiveness can assist both the living and the departed. Even in situations where the issue is a lack of gratitude, such a belated demonstration of thanksgiving calms the soul and heals a relationship.
And although we may wish with all our heart that we had said these things in life, this does not mean that we who are still living are unable to say these things now in death or that those whom we love are now unable to hear what we say. It may be too late to do so in their physical presence, but it is not too late to do so in their spiritual presence. Saint Cyprian of Carthage once wrote, "To someone who still remains in this world no repentance is too late" (Address to Demetrianus). His fellow Latin-speaking ecclesiastical writer Arnobius also notes that in eternity, "where there is no end and no beginning, nothing is too soon, nothing too late (Arnobius, Against the Heathen). Keeping these tenets of the faith in mind, if we feel the need to reach out to a departed loved one and to pour our heart in written form, we should feel free to do so. It is never wrong to have loving thoughts, to make kind gestures, or do good deeds.

subset: commoncrawl


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Family Support
Here at Queensmead Primary Academy we are pleased to have a great support team.
If you do have any concerns or worries or would like to speak to someone either in person or via e-mail or telephone then think about contacting Miss Hargreaves our Inclusion and Family Support Worker.
Miss Hargreaves is a full-time member of staff who supports both pupils and their families with a wide range of issues from health and wellbeing through to problems with housing. She has a wealth of experience and is happy to meet individual parents or families to signpost them to further services or support them in school.
She is also responsible for co-ordinating our fun and exciting parent events and Family Learning opportunities. You can find out more about these by checking the newsletters for information.
To arrange a meeting please use one of the following options:
- Speak to the school office to arrange a time/date to meet
- Telephone the school on 0116 2858518
- E-mail Miss Hargreaves direct at firstname.lastname@example.com
Miss Hargreaves is currently on Maternity Leave. Please contact the academy office to discuss any issues or concerns that you may have.
Anything that is discussed will be treated in the strictist of confidence. If you feel you can't speak to anyone then please don't hesitate to send an e-mail.
Leaflets and Booklets
Guidance for Parents & Carers
Click here to look through our Gallery section of the website. Here you will find pictures of the family events that we hold at Queensmead Primary Academy.
Chat Health
Chat Health is a text messaging service for parents to contact a public health nurse for advice on any health concerns that they may have about their child. This service operates Monday to Friday 9am till 5pm.
If you would like advice please text: 07520 615381.
The school nurse also holds drop-in sessions at the Academy on the first Wednesday of every month for parents to pop in and ask about any issues, questions or concerns that they may have about their child.
So far we have had a good turnout at these drop-in sessions and we hope that this continues.


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Commercial Cleaning
We at Orange County Best Cleaning Service are also a commercial cleaning service that knows how to handle the big jobs with the right equipment and licensed technicians that are able to deliver quickly and efficiently.
Her is what you can expect from Orange County Best Cleaning Service--Commercial Cleaning Division:
This list is just the main services we offer and are not limited to them at all. We know that you expect so much from a commercial cleaning service and as well you should. There are other very important expectations that you should be aware of as well.
We are Consistent: You can expect Orange County Best Cleaning Services to be consistent. We start as we mean to finish !


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This year, several of my clients are giving coaching sessions as gifts to friends and family.
Perhaps you know someone who is embarking on a big change, wrestling with a challenge, figuring out their right next thing, craving balance in their life, or growing their leadership skills.
Perhaps this might even be a great gift to give yourself?
Here are some client success stories to give you a sense of the what's possible.
If giving the gift of coaching interests you, please send me a quick note (firstname.lastname@example.com) to make the arrangements. I will zip you a lovely gift certificate.
Makes a nice change from socks and chocolate, yes? (Although I am always delighted to receive socks or chocolate. Any time. Just sayin').
Karen Graham, Success Coach.


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Wanted to say thanks for a great day of hunting. It was Ned's first hunt and he really enjoyed it. It was a reward for completing the NC Hunter Safety Education class. Our guide Ken was very helpful, giving Ned some great tips and encouragement throughout the morning.
Attached are some photos that you can use on your website.
Rich Williams


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| 12.7°C Belfast
Donegal manager Jim McGuinness has discovered the hard way that the time-worn GAA mantra 'fail to prepare, prepare to fail' still carries considerable currency.
Earlier this year McGuinness adopted a cavalier approach to the Dr McKenna Cup, placing selector Maxie Curran in charge of operations and subsequently paid nothing more than lip service to the Allianz League.
Yet even though Donegal made an ignominious exit from Division One, the belief persisted that normal business would resume in the Ulster Championship.
It did, but for an all-too-brief period. Wins over Tyrone and Down suggested a renaissance was gaining momentum, but Monaghan buried any notion that a third successive provincial title would head to north-west territory.
And if Donegal's reputation was savaged in Ulster, it was utterly mangled by a rampant Mayo in an embarrassingly one-sided All-Ireland quarter-final.
Since then Curran and Rory Gallagher, along with assorted ancillary staff, have departed, McGuinness has installed fresh selectors and now it remains to be seen if he will adopt a much more diligent approach towards the opening competitions of 2014.
He certainly can take a step in this direction by applying his analytical mind to Glenswilly's appearance in the Ulster club semi-final against Roslea on Sunday.
More specifically, a forensic examination of Gary McFadden's finishing skills should be sufficient to convince McGuinness that a call-up to the Donegal squad is a formality.
Alongside the imposing presence of Michael Murphy, McFadden's lively and lucrative style has played a big part in Glenswilly's arrival on the cusp of an Ulster club final appearance.
Manager Gary McDaid regards his side as being in "bonus territory" but for the free-scoring McFadden a much more handsome dividend than a casual bonus awaits. He will be handed a key role against a Roslea side that is anxious to prove its worth at this level – an ambition shared by Glenswilly, who feel they under-performed in the competition two years ago when they beat Cavan Gaels and then lost narrowly to Monaghan champions Latton.
A Glenswilly win will surely prove another stepping stone towards renewed credibility.
Belfast Telegraph


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Displaying items by tag: eSight
Monday, 15 April 2019 19:46
eSight glasses enhance vision for legally blind in Hamlet
HAMLET — Rinika Pittman was able to read Monday for the first time since 2014, thanks to new technology for the visually impaired.
Published in Local News
Saturday, 13 April 2019 00:14
Hamlet Lions Club hosting vision evaluations for eSight glasses
HAMLET — Ann Wheeler hopes she and the rest of the Hamlet Lions Club can help bring sight to the legally blind.
Published in Local News
Tagged under


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Taiwan Green Trade Project Office (GTPO) was founded in March 2011. Supervised by the Bureau of Foreign Trade, Ministry of Economic Affairs, GTPO is the primary think tank for Taiwan's green policy, technology and economy future. GTPO works with all Taiwan international corporations and SMEs that have green products, manufacturing, innovations and technologies.
For decades, Taiwan has been a major manufacturing and exporting country, providing the world with high quality environmental-friendly products. It is GTPO's mission to facilitate dialogues and collaborations relating to sustainability both domestically and worldwide through international conferences, trade fairs, and joint projects. If you would like to know us more, please visit our website at www.greentrade.org.tw.
To follow up the said mission, GTPO have established the "Taiwan Green Products Display Centre" to show you how the shoots of the global green movement have their roots in Taiwan.
Throughout the year, the Taiwan Green Products Display Centre will be used not only as a space where those interested in eco-friendly products can network and learn more about Taiwan's growing, green industry, but also a place where businesses can meet and be inspired by the creative products we have on display. The products on display include the green building materials and smart home applications that will take the EU market by storm with their innovative yet practical designs.
The display centre will be on show at Taiwan Trade Centre, London, on 29 Wilson St. in the centre of the City of London. Events are taking place throughout 201 5. To learn more, please contact us at email@example.com or visit our website, www.london.taiwantrade.com.tw


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JOHNSON TORIBIONG, President of Palau, said his country, a new and young Member of the United Nations, remembered and honoured the legacy of the Organization. He went on to list a number of challenges facing the international community, including climate change, environmental degradation and the global financial crisis. "We are now confronted with several looming threats to our continued peaceful way of life, and indeed, to our very existence," he said.
With regard to climate change, he applauded the commitments made by members of the Assembly and outlined a joint regional policy –- "Green Energy Micronesia" -- adopted by Palau and its neighbours in the Federated States of Micronesia and the Marshall Islands, that sought to make renewable energy a pillar in the area's collective energy security. Palau had also signed the statute of the International Renewable Energy Agency (IRENA) and expressed hope that the upcoming United Nations Framework Convention on Climate Change (UNFCCC) in Copenhagen would yield results.
He lauded the vision and commitment in this area shown by Yukio Hatoyama, Prime Minister of Japan, and said that was just one reason Palau supported Japan obtaining a permanent seat on the Security Council. He also noted that Palau and the Pacific small island developing States had initiated resolution 63/281 "Climate Change and Its Possible Security Implications" and he looked forward to the Security Council's action on the issue.
On the subject of the environment, he said that the people of Palau had always lived in symbiosis with the sea. "We are seeing now, though, that the sea, which has long been the source of our sustenance, is both rising in rage to destroy us, and becoming barren," he said. "This fury was caused by the abuses of humankind and we, therefore, need to take every action necessary to allow the oceans to heal themselves," he added, and called for an international moratorium on deep-sea bottom trawling, which contributed to the rapid loss of coral reefs, a critical ecosystem.
He also advocated an end to the destructive practice of "shark-finning" to save sharks from extinction; Palau, for its part, would become the first national shark sanctuary in the world. With that move, Palau would end all commercial shark fishing in its waters and provide a sanctuary of some 237,000 square miles of ocean to live and reproduce unmolested. Finally, he decried overexploitation of tuna stocks and called for the establishment of the Organization of Tuna Exporting Countries to give island States fair value for the threatened resource and to make tuna fishing sustainable.
As for the economic crisis, he expressed gratitude for the development grants his country had received from allies and partners. But he implored those States to help create international partnerships to advance the economy of Palau so his country could move away from taking handouts. In conclusion, he said: "We have heard the voices of world leaders from countries large and small, powerful and vulnerable. We have heard the voice of science. Let us heed these voices, fulfil our obligations to our people, and work for a strong economy and a healthy planet."


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Product Price :Get Latest PriceAguapuro offers a complete water vending machine which dispenses purified water either using a Card or Coin system. Systems are available for a capacity of 200 Lts per hour to serve 200 families per day upto maximum of 2000 Lts per hour to serve as many as 2000 families per day. These Systems can be installed on Railway or Bus Stations, Housing societies, Schools, Colleges, Business Places, Villages to provide water at economical prices. Water produced from these systems can be made available at a price of only 10 Paisa per Liter. These systems are equipped with Raw water storage tanks Pre Filtration system Micron Filtration system Reverse Osmosis Unit UV Sterlization system Ozone Dis-infection system Systems are housed in a cabinet to provide a easy installation and water dispensing. Systems can be installed in smallest place having area of only 30 sq. ft. Aguapuro also provide these systems on RENTAL basis.
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Volunteer suicide groups have made similar requests in the past and the government has never responded, which suggests that the campaigns are mostly propaganda.
According to the official IRNA news agency, hardline student leader Esmaeil Ahmadi said the students want to fight Israel in support of Hamas, Gaza's Islamic militant rulers.
Iran is Hamas' main backer, though the country denies sending weapons to the Islamic militant movement that took control of the Gaza Strip in 2007. Iran considers Israel its sworn enemy, and Mr Ahmadinejad has called for the destruction of the Jewish state.
Five hard-line student groups and a conservative clerical group launched the registration drive for suicide bombers last week and asked the government to allow them to stage the attacks.
In an open letter to Mr Ahmadinejad, the students said "volunteer student suicide groups ... are determined to go to Gaza. You are expected to issue orders to the relevant authorities to pave the way for such action".
The hard-liners started signing up volunteers after Iran's supreme leader, Ayatollah Ali Khamenei, issued a religious decree on Dec 28 saying that anyone killed while defending Palestinians in Gaza against Israeli attacks would be considered a martyr.
Ayatollah Khamenei's religious decree was not considered a government decision and did not oblige the government to launch attacks against Israel.
Israel's bombardment of Gaza, which has killed hundreds of Palestinians, has outraged many in Iran and throughout the rest of the Muslim world. Israel says it launched its campaign in retaliation for Hamas rocket fire aimed at civilians in southern Israeli towns.


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Join us for worship
What should I expect at the service?
Come as you are! We're relaxed, so don't worry about the details.
Our ushers will welcome you, hand you a program, and, if you wish, help you find a seat. Sit where you feel comfortable. Our services typically last about one hour. The program includes an outline of the service, including songs we will sing, and information about upcoming activities and events. Our services begin with a welcome from one of our staff and a few announcements. After this, we begin a time of singing—join in as you feel comfortable. When it is our time of offering, don't feel obligated to give—just pass the plate. Giving is meant for people who have made Shepherd their church home.
At some services, we offer communion. Anyone is welcome to partake in communion, we just ask that you believe in Jesus as your Lord and Savior. The ushers will direct you up the aisles if you choose to take communion. If you don't, no worries, you can stay in your seat.
Can my kids come?
Kids are always welcome in services. If your child gets restless, you can watch the service from the Family Room or bring your child to the nursery. Nursery care is always available at each of our services for children 4 and under.
For pre-K through 6th grade students, Sunday School is available most Sundays at the first and second services. Visit the Welcome Center near the Student Entrance to register your child, then we'll escort you and your child to their grade-appropriate classroom. Students in grades 7 through 12 are encouraged to worship with their family on the weekend and join our student focused worship on Wednesday nights. Pick up information about The Circuit student ministry at the Welcome Center.


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SaaS typically refers to Software as a Service. Here at PipelineDeals, we don't aspire to be just another SaaS company. Our aim is to become the first SaaS company and to change the meaning of SaaS. Here at PipelineDeals, SaaS stands for Service as a Software.
We're Accessible!
Historically, major software shops have hidden behind buried or unlisted phone numbers. Their message is clear: Software comes first and service comes second. When meeting with software startups and emerging entrepreneurs, we pass along the same key piece of advice that Freshbooks Founder and CEO Mike McDerment gave to us: "Make it easy for your customers to reach you. Put your phone number on your home page."
You Matter.
Tony Hseih, the CEO of Zappos, considered customer service a marketing expense from the very beginning. Tony's marketing strategy worked, and he successfully built a billion-dollar ecommerce brand.
People ask us how we've grown PipelineDeals with no sales team. "No sales team? Really?" Yes, really! We build a great product and obsessively care for our customers, so we don't need to rely on aggressive sales strategies to build our business.
The bar for good service is low in SaaS. I would argue that the bar is on the floor. Many of our competitors continue to be ruthless on the sales front, stemming from the "old days" of software. Conversations with the major software companies usually start with them asking, "How much money is in your wallet?" We ask, "How may I help you?"
Thankfully, the days of software sales as a form of highway robbery are numbered. We look forward to helping expedite a new way of selling software.
At PipelineDeals, SaaS means Service as a Software. Taking care of our customers is our first order of business.


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Erin Hegerty, Assure Programs explains the benefits of the Assessment
A healthy workplace is good for employees and good for business
1,000 NSW small businesses can get FREE expert WHS Advice for their workplace to help them create a healthier work environment. Funded by the NSW Government, as part of its Mentally Healthy Workplaces Strategy 2018-2022, the WHS Advice will be delivered by Assure Programs, Australia's leading provider of workplace wellbeing services.
Returns on investment in workplace health
- For every dollar invested in workplace health and wellbeing programs there is a return on investment of between three and six dollars
- Employees' work performance can be improved by 4-15% through participation in regular physical activity
- Organisations that implement health and wellbeing strategies can reduce their employees' health risk factors by up to 56%
- Productivity gains of up to 15% can be achieved by upgrading the workplace environment
- Estimated average ROI from Australian workplace wellness programs is 300%. Some international experiences have been quoted as high as 1,300%.
- Organisations involved in health and wellbeing programs report a 50% reduction in injury rates and claims
How the WHS Expert Advice Program works
The Program is conducted over a six month period, but only involves a few hours of your time. Once you've registered your business, you complete an online assessment. Then you participate in at least two personal consultations with qualified industrial psychologists, a couple of months apart.
You receive email updates during the assessment period, and then a final personal evaluation. As a result of the advice, you'll develop your own workplace wellbeing plan to be reviewed in the final evaluation. You have support throughout the assessment to assist you in developing your plan.


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As 2020 draws closer, look for an armada of international spacecraft launching that have Mars in their respective target sights – including a prospective takeoff of Elon Musk's SpaceX uncrewed Red Dragon capsule.
Although details of the SpaceX Red Dragon thrust and thirst for Mars is spotty, one landing site is known to be under consideration.
A candidate locale is a lobe of the possibly ice-rich smooth unit in Mars' Arcadia Region.
Red planet plans
Repeatedly this year, SpaceX front man Paul Wooster has provided some sketchy but captivating Red Planet plans by Musk's private company.
For example, a few months ago Wooster told a Mars-hungry science audience that an unpiloted SpaceX Red Dragon flight to Mars, able to deliver roughly one ton of useful payload, is being considered for 2020. Indeed, other Red Dragons could follow every two years or so, he said, when Earth-Mars alignments are ripe for the interplanetary crossing.
Rumors have it, but far from confirmed is that SpaceX might be readying two Red Dragons for a Mars 2020-2021 trek. Insiders suggest not.
Express male/female
SpaceX's Wooster is a lead in the technical development of SpaceX's Mars architecture and vehicles, including both Red Dragon and human-scale systems. He is also the Manager of Spacecraft Guidance Navigation and Control at SpaceX.
All the pioneering SpaceX work is part of Elon Musk's express mail thoughts of hurling males and females to colonize the Red Planet.
"First and foremost is to learn how to land large payloads on Mars," Wooster explains. Experiments carried onboard Red Dragon robotic landers, for instance, are expected to evaluate on-the-spot propellant production. Made-on-Mars oxygen, water and fuel can be processed from icy reserves. Toss in use of the carbon dioxide–rich Martian atmosphere for useful products.
Plop down target
SpaceX has been busily working with NASA and non-NASA landing site experts to plot and pick locales for plopping down a SpaceX Red Dragon.
Meanwhile, SpaceX's Wooster says that choosing a site is driven by the quantity of water the firm is looking for…and that's thousands of tons.
One such Red Dragon touchdown place that is "quite promising" Wooster says is Arcadia Planitia, a smooth plain on Mars that appears to have large quantities of ice near the surface.
Ice is nice
Already tapped by SpaceX is the super-sleuth of all Mars orbiting cameras – NASA's Mars Reconnaissance Orbiter's High Resolution Imaging Science Experiment (HiRISE).
HiRise has been used to chart the possible SpaceX Dragon landing site.
"We are following the procedures used for other landing sites" via the Jet Propulsion Laboratory (JPL), Alfred McEwen told Inside Outer Space.
McEwen is the principal investigator for HiRise at the University of Arizona in Tucson. "But this is a candidate site…they haven't chosen the actual landing site," he adds.
Ice is nice. That's the view from Marsologist Chris McKay at NASA's Ames Research Center. While not expert about Arcadia Planitia, "I can say that low latitude sites with ice that is near that surface will be prime landing site for human exploration. The alternative is go get the water from hydrated minerals like sulfates," he told Inside Outer Space.
Helping hand
Whatever the landing target is for a SpaceX Red Dragon prime, NASA is offering a helping hand, in multiple ways.
NASA is slated to support SpaceX's 2020 Red Dragon mission with tracking by the Deep Space Network (DSN) throughout the mission, explains Chad Edwards, Manager, Mars Relay Network Office, Chief Technologist, Mars Exploration Directorate at the Jet Propulsion Laboratory in Pasadena, California.
In addition, Edwards points out, NASA's relay-equipped orbiters (Mars Reconnaissance Orbiter, MAVEN, and Odyssey) will provide high-rate, energy-efficient relay communications for Red Dragon once at Mars, including acquisition of telemetry and tracking data during the critical period of entry, descent, and landing.
Relay support
NASA is particularly interested in Red Dragon's footed-feel atop Mars terrain that would demonstrate the successful use of Supersonic Retro-Propulsion for the first time at Mars. The DSN would support telemetry and command services throughout the lander's surface mission, Edwards adds.
"This DSN and Mars relay support to Red Dragon will be provided during a particularly busy period," Edwards notes, with NASA, the European Space Agency, the Indian Space Research Organization, and the United Arab Emirates ready to hurl hardware Marsward in that same time period. All that Mars machinery is slated to arrive in early 2021.
Also, add in up to nine other missions, from NASA, ESA, and ISRO, already operating at Mars, Edwards explains. "NASA is currently conducting detailed loading studies to assess our ability to meet the telecommunication and tracking needs of all these missions during this period," he said.
X marks the spot: complex issues
SpaceX getting to Mars is not fraught without perplexing questions.
For instance, won't supersonic retro propulsion blow away the shallow top soil (50 centimeters depth on average) and expose the ground ice around the lander?
Furthermore, as that ground ice is potentially inhabited and grows at high obliquity, is there a serious problem with planetary protection?
Question: Can SpaceX ignore the planetary protection guidelines?
Additionally, rumors have it that SpaceX is likely to cancel or delay its Mars mission from 2020.
According to Inside Outer Space sources, there is a simple reason:
SpaceX is under pressure from NASA to maintain (or stop slipping) the Commercial Crew Development Vehicle (CCDV) schedule. NASA is extremely anxious to extract itself from the Russian Soyuz dependence. Insiders say that SpaceX has a huge amount of revenue at stake and are in "a precarious cash flow position," a source said.
One recent decision, apparently, is to descope the propulsive landing on solid ground for the Dragon 2. At least initially, they decided to stick with the proven Dragon 1 parachute landing in water for the initial crew flights. That saves about 6 months of test schedule, Inside Outer Space was advised.
Meanwhile, colonizing Mars looms large on the SpaceX horizon.
2 Responses to "SpaceX Red Dragon to Mars: Site Selection and Future Plans (Updated!)"
Earth is such an amazing planet, with a fantastic diverse eco-system, and provides all we humans need to enjoy this life.
Yet so many people struggle to live a comfortable existence here. This is what science should be solving; not this pointless exercise for the vanity of the already well-off few. Thousands of humans die needlessly everyday on planet earth; why? Solve that, then we can have our adventures with a clear heart.


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Simulation of PKL Loss of RHRS Experiment F2.2 Run 2 with RELAP5 and TRACE Codes – Application to a PWR NPP Model (NUREG/IA-0257)
On this page:
Download complete document
Publication Information
Manuscript Completed: June 2011
Date Published: September 2011
Prepared by:
César Queral1, Antonio Expósito1, and Alberto Concejal1,
1 Universidad Politécnica de Madrid
Alenza 4. 28003 Madrid
A. Calvo, NRC Project Manager
Office of Nuclear Regulatory Research
U.S. Nuclear Regulatory Commission
Washington, DC 20555-0001
Prepared as part of:
The Agreement on Research Participation and Technical Exchange Under the Thermal-Hydraulic Code Applications and Maintenance Program (CAMP)
Published by:
Office of Nuclear Regulatory Research
U.S. Nuclear Regulatory Commission
Washington, DC 20555-0001
An analysis of PKL midloop test F2.2 has been performed with TRACE and RELAP5/MOD3 codes. This test, included within the OECD/PKL project, tries to analyze the phenomenology and different accident management actions after a loss of RHRS at midloop conditions with primary side closed. The comparison between the results obtained with both codes shows that, in general, the main phenomena are well reproduced. However, there are still a few phenomena that are not well predicted, like pressurizer level. The good results obtained simulating another similar test (PKL test E3.1) enables to confirm that the modelling methodology is adequate for this kind of transients. This modelling methodology has been also applied to a TRACE model of a Spanish PWR, Westinghouse design, simulating a similar transient to test F2.2 run2, obtaining similar results than in PKL models.


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Whole School Meals provide our school dinners which are prepared on-site by their trained and experienced Cooks. They are a local company who use fresh produce supplied by local companies. All of the ingredients used are high quality and of the standard you would expect to use at home.
Prices are £2.30 per day, payable weekly or termly in advance. Unless money is paid in advance meals will not be provided.


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Age: 50
Sex: female
Date: 5 Mar 1930
Place: Sompting
Source: www.britishnewspaperarchive.co.uk
The bones of a man and a woman were found at a flint pit in Sompting.
One of the jaw bones had been fractured and it was thought that it had been done by a blow.
The medical evidence stated that the bones could not have been buried more than 7-10 years earlier.
see Western Morning News - Wednesday 05 March 1930


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Novitec tunes up the Alfa Romeo 159, but strangely it is not the petrol version that is tweaked by the diesel! The 2.4 litre 20 valve turbodiesel has it's power upped from 200 horses to 229 horses via Novitec's Powerrail III system and a Novitec stainless steel twin tailpipe exhaust system. As for the bodykit, you get Novitec front skirting, side skirts, and a Novitec rear spoiler. The suspension system is a Novitec stainless steel sports suspension system that is height and hardness adjustable. The Novitec 159 rides on Novitec N9 multi-piece 20 inch wheels wrapped with Pirelli 255/30/R20 tyres.
This is not the most powerful 159 in the range – a stock 3.2 V6 petrol variant makes a very nice 240bhp. Alfa Romeo's trademark has always been some of the best sounding inline-4 and V6 engines around, and it is not easy to get an inline-4 to sound nice. I wonder how a diesel Alfa engine sounds like.
BTW, anyone notice how the latest Mitsubishi Lancer reminds you so much of this car? But then again, it could be just me. *shrugs*
More photos after the jump.


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We're at the beach for the weekend but the forecast is not looking so good...so we may be cutting our weekend a bit short.
Since it's September I thought I'd do a little reminiscing about August.
I'm taking in these last, hot summer days and appreciating how wonderful it is to sit outside while the boys entertain themselves with the water table and water squirters and the hose.
The other afternoon Reid was happily pouring water from one container to another and Carter was making up a game with dinosaurs on the rock wall and I thought--- oh how we're going to miss this in a few months when we're stuck inside.
I'm also enjoying these last few years of Carter wearing what I want him to wear. I've been checking out all these back to school pics from elementary school and seeing the clothes these boys are wearing- our striped shorts and native days are coming to an end so I'm treasuring these cute outfits while I can!
We spent many mornings at Dutch Wonderland in August with cousins and friends.
Just this week he went on the swings for the first time and that's his new favorite ride!
(And Reid will tell you that the Pandas is his favorite ride.)
I also surprised Carter a few times after dinner and just he and I went to ride a few rides or go down the water slide (over and over with no line!) Those evenings were the best!
We had a few cooler days when it wasn't 95 degrees and super humid so we played at playgrounds for the first time since May! We celebrated a bunch of friends' birthdays and we went to the Philadelphia zoo, the pool, and a splash pad too.
This week their teachers came to meet us and next week we go to see the classrooms and then it's back to (pre)school!
And although we had lots of summer fun I think I'm almost ready for cool mornings and apples and finally being able to wear my blardigan!


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Ordnance Survey Old Series – 1837 and Ordnance Survey – 2013
is a hamlet and civil parish in the Waveney district of the English county of Suffolk.
It lies on the North Sea coast around 4 miles north of Southwold and 7 miles south of Lowestoft.
In the Domesday survey of 1086 the village is named as Nordhalla or Nordhals and is recorded as being a medium sized settlement with 13 households of freemen or smallholders.
In the Middle Ages Covehithe prospered as a small town and during the reign of Edward I was granted the right to hold a fair on the feast day of St Andrew. By the 17th Century however it had fallen victim, like nearby Dunwich, to coastal erosion and now modern Covehithe has a population of around 20.
Erosion caused the coastline at Covehithe to retreat more than 500 metres between the 1830s and 2001, according to contemporary Ordnance Survey maps. This can be seen most obviously on the sand cliffs above the beach where the road running from the church simply falls away down onto the beach.
The coastal cliffs at Covehithe are formed of glacial sands and other deposits, consequently they are loose and unconsolidated and erode at up to 4.5 metres a year. The main part of the settlement at Covehithe is around 250 metres from the current shoreline, but some say it's possible that Covehithe could be lost to erosion by as early as 2040.
The Monty Python sketch 'The First Man To Jump The Channel' was partly filmed at Covehithe beach, although, of course, the Channel was narrower then…
If you have an interesting story and would like to see a historical map of your area then why not let us know by emailing us.


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The town of Windsor, MA has been chosen as the site of one of the main pipeline compressor stations along the Northeast Energy Direct (NED) pipeline route proposed by Kinder Morgan. It is well known that compressor stations emit harmful substances into the air, including nitrogen oxides, carbon monoxide, volatile organic compounds, sulfur dioxide and particulate matter as well as a variety of solvents such as benzene, tolulene, xylene and trace amounts of other proprietary compounds.
Dr. Curtis Norgaard, a Boston pediatrician, and Dr. Sheila Bushkin-Bedient, a physician at Albany's Institute for Environmental Health, spoke in Windsor on November 15, 2015 about the true hazards of compressor stations in relation to human health.
The EPA has set specific guidelines for the amount of each toxin allowed to be emitted from a compressor station. However, these levels are averaged out over an entire region and are much more concentrated in and around a given facility. In other words, the levels the compressor station actually emits are far above those to which humans should be exposed.
Dr. Norgaard skillfully distilled complex air quality science into understandable chunks to a packed audience of over 200 Windsor residents gathered at the Windsor Fire Station (Windsor's total population is 900). He explained how tiny amounts of these off-gassing chemicals measured in parts per billion (ppb) can add up over time to levels known to cause major diseases, such as leukemia.
Dr. Norgaard touched on the issue of toxic chemicals emitted before and after combustion. Not only are the emissions harmful after they are burned, but they are toxic even before combustion. Pre-combustion emissions include methane, radon, and many volatile organic compounds (VOC's) emitted from regular "blow-downs" of excess gases or from leaks (which are far from uncommon). The burning process, however, creates particulates that adhere to and aggravate human airways, the smallest of which enter our bloodstream. Burning also creates carbon monoxide and a slew of other toxic air pollutants regulated by the EPA.
Dr. Norgaard mentioned that he had reviewed many epidemiological studies conducted throughout the U.S. that correlate minute changes in particulate levels to thousands of additional occurrences of stroke, heart failure, respiratory illness and even death.
Although Kinder Morgan insists that their numbers meet federal safety guidelines – and in their pre-application documentation they have submitted thousands of pages related to each chemical and its effects – what Dr. Norgaard points out is that these are not the same numbers used to calculate actual physiological affects on humans, especially children, the elderly, and people already suffering from cardiac and respiratory disease. Both Dr. Norgaard and Dr. Bushkin-Bedient believe that anyone living within one to ten miles of the proposed compressor station would be at severe risk for asthma, cancers like leukemia, and other conditions.
Both physicians explained that Kinder Morgan's numbers not only average out local and regional levels of toxins emitted, but also amounts emitted throughout a certain time period. But emissions actually occur in spikes, and during these spikes, there is a higher concentration of chemicals in the air. At these higher exposure levels, there is greater risk of worsening an existing health condition or creating a new illness. In the case of the proposed Windsor compressor station, the regional air quality standards may end up exceeding three times the allowable limit over a 24-hour period.
Dr. Norgaard also showed slides taken with infrared cameras that film the invisible emissions from compressor stations. One slide revealed a shocking 46 ppb being emitted from a valve, exceeding the safety threshold. Another slide showed a storage tank emitting released particulates at levels many times more than what was claimed on the application forms. At a distance of one-half mile from one compressor station in Pennsylvania, formaldehyde was measured at 50ppb, again exceeding the safety threshold.
The doctors warned that Kinder Morgan has been anything but transparent in its Open House presentations about what the compressor stations would really be emitting. Its employees repeatedly tell residents the station would be completely safe and fall within all EPA guidelines.
According to Dr. Norgaards' research, the truth is that fugitive emissions could be in the range of 10 tons/year, plus 14 tons/year of VOC's over a ten-year period.
Dr. Norgaard's main point was that the EPA limits do not closely reflect actual human health risks. The closer you are to the compressor station, the worse the symptoms experienced. Both doctors agreed that many of these chemicals are known carcinogens and respiratory irritants, but that an even greater danger would come from their synergistic combinations, some of which have never before been tested on humans.
Clearly, individual and community health is not part of Kinder Morgan's equations, despite the thousands of pages it has submitted for review. Though the company's proposal as it stands does not appear to specifically violate EPA standards, the exposures will certainly severely affect people's organs, tissues, and cells over time.
Dr. Norgaard said, "Personally, if I had this going through my neighborhood, I would be extremely distressed." He believes that compressor stations are incompatible with human health, and he is trying to prevent a public health crisis of untold proportions.
Dr. Bushkin-Bedient told the audience that they, as physicians, are not alone in objecting to this impending crisis: they are joined by the New York Medical Society, which in May of 2015 adopted a resolution objecting to the building of compressor stations. In June of 2015, the American Medical Association requested a Comprehensive Health Impact Assessment on gas pipelines in the United States.
If you are concerned about this pipeline and accompanying compressor stations, 350Mass Berkshires invites you to take some of the following actions.
- Tell your legislators all across the state to Stop Kinder Morgan. Visit our Legislative Action page for more info. Find contact info for your legislator HERE.
- Watch the video of the presentation and pass this on to parents, teachers, doctors and other health professionals.
- Tell your legislators you want them to expand solar and other renewable energy sources for the same $5.5 billion dollars that would be spent building the NED pipelines and infrastructure (such as compressor stations) and destroying our air, our water and our health.
- Protest: attend a 350Mass Berkshires meeting and learn how you can stand up to this corporate abuse.
- Know your rights to clean air, clean water, and democratic process.


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Users question the privacy of Skype in an open letter to the heads of the company. Around 50 organizations and 60 individuals have signed the letter asking about Skype's security and privacy practices.Full story »
http://www.skypeopenletter.com –
Superbowl H5N1 6 years 38 weeks ago
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Category: Community Tags:
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Superbowl H5N1
6 years 38 weeks 4 hours 14 min ago
Use SIP instead of Skype
When possible, promote the use of FOSS telephony and use open standards instead of Skype. Skype may have brand recognition but there are better tools in your repository that support the open standard SIP. Jitsi and Ekiga are just two.
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OK, so we had Justin Bieber being found on the web and turned into a international star, Justice Crew were dancing troop now creating #1 hits, even home grown talent Timomatic has cross over from dancer to singing sensation with his last three hits. So now its turn for The Janoskians (Just Another Name Of Silly Kids In Another Nation Skip) an Australian web-based comedy group hailing from Melbourne.
We kid you not..!
The group are a internet sensation recently signed up by Sony Music and about to release their debut single Set The World On Fire with a very slapstick new video to match. No doubt trying to cash in on the boyband phenomenon phase the world is going through, the cute boyband are rocketing up the charts with this catchy number. Though not groundbreaking, the home grown talent will surely give wannabe X-Factor boybands The Collective and What About Tonight a run for their money in the "winning young girls hearts over" category.
Speaking of the new track band member Jai says "We are so excited to have 'Set This World On Fire' out there and we can't wait for everyone to hear it. We love it – it's fun, it's upbeat and it's a party starter, and we hope everyone feels the same"
We have to agree it's a fun track, yet are Australia ready for a different take on a boyband? Let us know your thoughts..!


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FTC Halts "Preferred" Mortgage Relief Scam
Behind on your mortgage and looking for help? Check out these tips and learn how to avoid mortgage relief scams.
If you're hiring a company to stop foreclosure or reduce your mortgage payments, here are some things to keep in mind:
- Don't pay an up-front fee. Unless they're attorneys following specific rules, it's illegal for companies to charge you until they've negotiated a loan modification and you've accepted it. So, don't pay them until they fulfill their promise.
- If a company claims attorneys will be helping you, check it out. Make sure they're licensed to practice law in your state. Some companies falsely claim to be working with attorneys to get your business and charge fees in advance.
- Beware of companies that tell you to stop contacting your lender. You should always feel free to contact your lender directly to see whether they can offer you additional options. Companies that tell you otherwise are breaking the law.
- Find free, reliable mortgage assistance. To contact a free, HUD-approved housing counselor, visit the U.S. Department of Housing and Urban Development or call the Homeownership Preservation Foundation's national 24/7 toll-free hotline, 888-995-HOPE. An independent, non-profit counselor can help you understand your situation, identify your options, and try to find an alternative to foreclosure.
The FTC just sued Preferred Law, PLLC, ten interrelated companies, and three individuals, alleging that they made false promises of mortgage assistance. Why? The FTC says the companies claimed a nearly perfect success rate, promised that their attorneys would prevent foreclosure and get loan modifications to reduce consumers' mortgage payments, and misrepresented that they were affiliated with the government or customers' lenders.
What really happened? According to the FTC, after customers paid fees, the companies usually did not get mortgage loan modifications. People lost money – and in some cases, their homes too. In response to the FTC's complaint, the Court shut down the companies and froze their assets. The FTC has asked the Court to extend this relief until trial.
For more information about avoiding mortgage relief scams, read our Mortgage Relief Scams article. If you're the victim of a mortgage relief scam, report it to the FTC.
Note: This post was updated on February 1, 2018 to clarify that the 888-995-HOPE hotline is operated by the Homeownership Preservation Foundation (which is a nonprofit member of the HOPE NOW alliance of mortgage companies, counseling agencies, and other mortgage market participants).
Thank you for your success with this awful company behavior. We lease our home; yet we continued to receive emails from the companies that are behind this scam. I was receiving up to 3-4 emails from these companies that would be sent to my junk folder. Nevertheless, I still had to be bothered by this obvious scam, if only to clear up my junk folder that has other types of exactly the same type of scams; and I am especially offended by the amount of porn that I receive in my junk folder too.
Happy for the people who you have helped with this issue. You have helped me on a few occasions with my specific problems. I hope that more people are receiving your email messages. You have been our heroes with our problems.
All the best,
I know it's not a happy ending for those that bought into these scammer's stories, but I love it when y'all catch the bad guys, close them down, and freeze their assets. Wherever there are people in trouble, there will always be those willing to give them a hand for a big price, and thank you FTC for being tireless and vigilant!
Thank you
how come its never that illegal county court and Jim Hood of Mississippi and after the judge order the damn federal lawyers steal all the money
We hired a contractor to repair the roof July 2016 and had not done the job.He was paid 4,980 and we dont know what to do as of now.
You could contact your state Attorney General, or the licensing office in your city or county.
My cousin paid an attorney $5,000 and did not get a loan modification. I did my own loan modification and saved a lot of money. Of course it took nine months but it was worth it. The loan went from $700,000 to $300,000.
thats. what I need. a principal reduction. I have paid. Owen. for. a home. 650.000 already. and its. only. worth. 300,000 They. want. a loan modification. for 475,000. They never. know why you are calling and can never. pull up anything on your. account. I. am not. going. to. do another. modification for. 475,000 please. contact me. and let me know how you did it , michwonders
Thank you
We had a similar circumstance happen while trying to have our mortgage modified, who would I talk with about this's am that seem to go on forever with only more and more things needed in triplicate. Please contact at
We can't print your personal email on the blog, or contact you directly.
Read the FTC article about Mortgage Relief Scams to understand how different scams work. Read about your rights. If you think you are being scammed, please report it to the FTC at FTC.gov/complaint.
If you want to talk to an independent, counselor from a non-profit agency, go online to U.S. Department of Housing and Urban Development or call HOPE NOW's national 24/7 toll-free hotline, 888-995-HOPE. A counselor can help you understand your situation, tell you about options, and try to find an alternative to foreclosure.
I am concern on this woman which I have been reading testimonies from several people on how she granted them a personal loan with running their credit is this a scam
Thanks for the information this is very good to know. Especially the part "it's illegal for companies to charge you until they've negotiated a loan modification and you've accepted it."
Thank you so much.I have a lot scam emails.
scary stuff righ there
Thank you so much blocking these aggravating calls. They call at all hours of the day up til about 8pm. I received 11 calls from the same number in one day. Keep up the good work very much appreciated.
(10)Fraudulent companies, Thank u for your assistance in this matter. KEEP up the GOOD work, FTC,...another 1 bites the dust. I'm sure they didn't expect you to freeze their assets....
I got burnt for $4,000 by Preferred Law - any way to get money back? Class Action?
You can report your loss to the FTC at FTC.gov/Complaint. The information you give will go into a secure database that the FTC uses for investigations.
To contact a free, HUD-approved housing counselor, visit the U.S. Department of Housing and Urban Development or call the Homeownership Preservation Foundation's national 24/7 toll-free hotline, 888-995-HOPE. An independent, non-profit counselor can help you understand your situation, identify your options, and try to find an alternative to foreclosure.


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- Food colouring of your choice
- Superglue (Superglue the lid on to prevent it being opened)
- Water
- Glitter (optional)
These coloured water filled bottles can be shaken and rolled around, just make sure you superglue the lid on. Just remember not to make the bottles too heavy, especially if you have made them for babies.
Sensory play uses one or more of the five senses, touch, sight, smell, taste and hearing.


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Save the cute little guinea pigs from the bubbles they are trapped and floating around in. Use water balloons to pop the bubbles the specified amount of times. Then save the guinea pigs when they fall into the water. Watch out for bird poo, it will down you a life.
Aquapigs Fullscreen
Game not loaded yet.


text: Musicals, Reviews, Stage In The Heights theatre review (Hayes Theatre, Sydney) By Jason Whittaker | March 24, 2018 | ★★★★★ ★★★★★ It's summer in the city. Positively stultifying way up above 180th street, where nobody has air-conditioning and the A train is the only way out. Donald Trump is spitting on immigrants on a crackly radio, but the Dominicans and Puerto Ricans and Haitians and the rest of the foreign-blooded underclass of Washington Heights have bigger fish to fry. Usnavi, our orphan narrator, is trapped running a debt-ridden bodega, cared for by surrogate grandmother and ailing neighbourhood matriarch Claudia. He's the lifeblood of these parts but he longs for a simpler life in the Dominican Republic. Love interest Vanessa wants out too, a place downtown away from an alcoholic mother and her caring but catty salon colleagues Daniela and Carla. Nina has made it all the way to Stanford, carrying the impossible weight of her family and community, but is failing and lost her scholarship. Her parents Kevin and Camila, who followed the American dream to New York, barely make ends meet running a taxi business. Their employee Benny has eyes for Nina but is an outsider in their Latino world. And somewhere in the middle of it all, a young composer is learning a trade that will see him become one of the most influential artists of his generation. In The Heights will forever be known as the musical that came before Hamilton, Lin-Manuel Miranda's audition piece to make his blockbuster American history show now printing money in London, New York and touring around the United States. But that sells what came before short. In The Heights is an extraordinarily accomplished achievement, a wildly contemporary musical of our times, more relevant in 2018 even than when it first hit the stage in 2005. This home-spun love letter to Miranda's neighbourhood and people, with an infectious salsa-fuelled, rap-punctuated score of instantly hummable tracks, became an unlikely commercial success on the Great White Way, running near three years and earning an armful of Tony Awards including the best musical trophy, and a Pulitzer Prize nomination. Far from struggling to find Latino performers to fill out the characters, it becomes a showcase of diverse Australian talent that shames other shows who whitewash the stage. Remember, Miranda had never written a piece of theatre before. In The Heights started as a college project. When he was awarded the MacArthur Fellows "Genius Grant" in 2015, few recipients have so completely embodied the daunting moniker. Translating such a personal, ethnically specific story for an Australian audience – and then casting it – is no mean feat. Others have tried and failed badly. A Melbourne production at Chapel off Chapel was an admirable Australian debut. But what Sydney audiences can witness at the Hayes Theatre over the next month – or at least if they have tickets; the run was completely sold out before opening night – is something quite special. Adeptly cast, fitly designed (Simon Greer's set, Elizabeth Franklin's costumes), tightly accompanied (musical director Lucy Bermingham), electrifyingly choreographed (Amy Campbell); unchallenged by restricted budgets and even more restricted stage dimensions under the sure directorial hands of Luke Joslin. Blue Saint Productions produces for the Hayes, following the success of its production of Violet in 2015. Saying it's unfair to single out cast members is as lazy as it is, in this case, true. Far from struggling to find Latino performers to fill out the characters, it becomes a showcase of diverse Australian talent that shames other shows who whitewash the stage. Ryan Gonzalez (Usnavi) channels Lin-Manuel Miranda but riffs with eye-popping skill. Olivia Vasquez (Vanessa) is a firecracker on the dance floor. Tim 'Timomatic' Omaji (Benny) is a reality show triple threat made good. Luisa Scrofani (Nina) has a belt to lift the roof. The three older performers – Alexander Palacio (Kevin), Ana Maria Belo (Camilla) and Margi De Ferranti (Claudia) – layer heart-rending pathos. Marty Alix (Sonny), Monique Montez (Daniela), Libby Asciak (Carla) and Stephen Tannos (Pete) all find moments to shine. Richard Valdez as the shaved ice vendor damn near steals the show. It's not perfect. The second act isn't as strong as the first. Some of the minor characters are broadly drawn (and, necessarily, acted). And its earnestness has just a note or two of didacticism. Sometimes the stakes don't seem high enough. Which is as much a problem as a refreshing pleasure. Small lives are given enormous voices. And boy, it feels so wonderfully alive. Which is not something you can say about all that many musicals. Truly joyous stuff. In The Heights plays the Hayes Theatre until April 15. New tickets may be released on the day of performances. [box]In the Heights cast photo by Grant Leslie[/box] Facebook Twitter Pinterest LinkedIn Email About the Author: Jason Whittaker Jason Whittaker is a journalist and Sydney-based contributor to Daily Review. He's been a theatre critic in Brisbane and Melbourne, and has judged plays for the Matilda Awards and the Victorian Premier's Literary Awards. He's edited various publications and is currently a senior producer at the ABC.


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The Office provides students with their student certificates, transcript, military postponement documents if required, and ensures with the help of Academic Advisors that all course registration procedures as well as other processes are efficiently completed.
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There is no stubborness. All this doesn't come up overnight in someones brain. It is well discussed and reflected with many leading companies in the field of VR production and VR platforms. The VR industry is not yet about making profit. It is not about winning over as many users as possible on a specific platform. It is about creating partnerships and finding solutions that will work in the long run. Else this 3rd attempt for VR will end up like the 2 before. And beside all these considerations , yes it is also a matter of resources and prioritization.MattiasNYC wrote: ↑Thu Nov 30, 2017 7:02 pmOk, but here's where I completely start to lose faith in your company.TimoWildenhain wrote: ↑Thu Nov 30, 2017 6:21 pmBecause an Ambisonics bus doesn't make a VR product. And to be accurate, Reaper has no Ambisonics bus. The bus width simply allowsDTSR wrote: ↑Thu Nov 30, 2017 5:51 pmIf implementing a bus designed (22.2 aside, in case someone offer this is a solution) for dealing with HOA isn't a big deal, why is it taking so long? Instead of developing a "VR DAW" as a separate product/add-on why not address signal flow rigidity? it's clearly bus rigidity that has led to many adopting Reaper at this point, so one would think this is something Steinberg would be eager to address? I just find it curious, it's an obvious weakness in the product, and if it's not a big deal to solve, why not solve it?
for 64 channels. Yes, we could have opened the bus to 64, same as Reaper. And yes we know that Reaper gets a lot attention in the VR
market because of this. But the VR market is in its beginnings and things need to be considered long-term. Simply adding a 64 ch bus
doesn't bring the VR audio production to the next level.
You have a bunch of users turning to a different application because it allows for a 64-channel bus, making it suitable for ambisonics. Then you say it's easy enough to make that happen in Nuendo. Then you go on and say that you don't feel like doing that because it doesn't make Nuendo a "next level" VR production DAW. Well, honestly I think that's just silly.
Users here have repeatedly over the years asked for a more flexible routing system as far as channel count goes. If I remember correctly early versions were far more flexible than what we see today. And once that changed you stuck with the channels you decided were good enough for us to use. And if users said they wanted another count, or enough for Ambisonics, you just decided that we didn't need that. Apparently what we need is something else (undefined) which may or may not show up at some undefined point in the future. So, sorry, but that doesn't cut it for me.
While you sit and think about this stellar future VR integration/application, users will get used to Reaper, and its responsive flexible management/development team will put out new features. Users will get used to it so why switch?
What this tells me as a user is that your company's "visionaries" are pretty stubborn. Users want 64-channels for Ambisonics, a technology that more and more people are using and not only Reaper but the main post-production competitor is catering to? Doesn't matter. What matters is that you have some sort of planning in your mind or on some sort of paper, and it must proceed.
The smart thing to do in my opinion is for your company to be at least somewhat agile here. Just bite the bullet and include the necessary channel count. It's no big deal, even you say that. Do that so people can use Nuendo and not have to look at Reaper if that's what's happening.
Heck, I'll put it a different way: What do you have to lose?
Sometimes you guys are just incredibly stubborn. I know I'm repeating myself, but your argument above is why I don't find Steinberg inspiring any longer, or why I feel like I want to invest more money into your product. For the most part there's almost no communication, then users get fed up and the noise is too much for you to bear, and then there's a bug fix (VCA only after massive complaints) and some appeasing talk, but really it feels like the same stubborn leadership and corporate culture.
There are fields of applications in post-production beyond 24 channels (Nuendos current capability), but we are getting few requests on that end..
Matthias, you are free to believe whatever you want. I tried to be very clear with a lot of topics in all of my recent posts and I hope
that I brought some clarification to the most urgent topics. However, I'm not going to further discuss specific details of our product
strategies, which I hope you understand. Thanks for the discussion.


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Toxic Parents
Signs of Toxic Parents And How To Deal With Them: I love my mother to death, I do. I never went hungry, we always had shelter, we had a basement full of toys, books, and every Disney movie ever. She has always helped out family, friends, neighbors, etc even when she didn't have anything to give. She has always let me speak my mind, even if I was challenging her I could say how I felt. I am the person I am today because she always allowed me to be my weird introverted no style having self.
However, she also fell short as a parent in a lot of areas (my dad as well). I believe, that she believes, she did the best she could as a mother and I'm at peace with that (now at least). Sometimes people don't live up to your expectations and that's ok. My issue is that she has this weird manipulative personality and has somehow convinced herself that her kids owe her something because she decided to be a parent.
The Early Years
As a child, we had to come at her beck and call. Come find the remote, come make her a sandwich, find her keys that she lost. She even went as far to say she had us to be her slaves (she was joking I think). My siblings and I are all adults at this point and even though my mother is still pretty young (49) with a lot of life left to live. I'm convinced her retirement plan is for one of us to take care of her.
As a child, fear is what kept us all in line. Now as an adult, that takes care of myself, with no help from either of my parents since I've been 18. It's really hard to wrap my mind around her thought process. It would be different if I was older, more established, making more money, but that's not the case. So Its really frustrating to have my mother think that she can disrupt my life because of how she chooses to live hers.
Via Giphy
Toxic Parents Continued:
Recently, she was staying with me and I gave her some rules like not to smoke in the house (I hate that lingering cigarette smell) and not to drink while she is at my house (when she drinks me and her do not get along at all). Literally, everything I asked her not to do, she did the exact opposite. So I eventually had to ask her to leave.
She often uses the threat of suicide to get us to comply. It usually works, we all know that she is suffering from mental health issues, so we give in. But It's one thing to go visit, deal with her craziness and then leave when she starts to cross the line. Its a totally different ballpark when the person that causes you the most stress is now sleeping in the next room! I have been battling with my guilt over putting my mother out for a while now. But I have to keep reminding myself that if she wanted to stay with me she would have followed the rules. I can't be stressed out in my own home just because "she's my mother".
Me while my mother was at my house:
Via Giphy
Oftentimes we deal with so much from our parents, because they're our parents! Some of us have this sense of obligation to them because they raised us. But a parents job is to help develop you into a healthy functioning adult. Anything outside of that is well, wrong.
Its not a problem to help your parents out, I hope that Im not coming across as saying screw your parents. Everyone falls on hard times here and there. Its typically expected to have to help take care of a disabled, or elderly parent. But I dont know where ( in other cultures I guess) in the life manual it says you have to take care of an able-bodied grown-ass person just because they're your mom or dad. The sad reality is some of us have parents that do more harm than good.
Here are some of the tell-tale signs of toxic parents.
- Your parent refuses to respect your boundaries, even when you are clear and assertive about them.
Via Giphy
- When you have upset them they may employ passive-aggressive behavior. Like ignoring you.
Via Giphy
- Are overly reliant on other people. Depends on their kids, spouse, etc to meet all of their needs, run all of their errands, etc.
- You receive criticism more than support.
- They call you out of your name
- They may try to make you feel guilty when they do not get their way.
- Your parents taught you to respect them through the use of fear and intimidation.
- Your parents use money and guilt to manipulate you. They often remind you of how much you "owe" them for the things you were given – even those that you did not ask for like shelter, food, etc
Via Giphy
- Failing to create a secure and supportive environment.
- Only thinking about themselves- self-absorbed.
Via Giphy
- Trying to live their dreams out through their kids.
- They are addicts (drugs, alcohol, etc)
- They enable their kids bad behaviors.
Via Giphy
- They flatter people they want to impress by giving them an inordinate amount of compliments, flattery, attention, money, gifts or time — while leaving their preferred abuse target feeling left out, estranged, alienated, disrespected, unloved, unwanted, and comprehensively feeling unappreciated; the game is used to manufacture sibling rivalries and triangulations that keep the abusive parent holding all the emotional validation cards. Source
- According to them, they have no faults or flaws.
- They may only contact you when they need something.
- They refuse to deal with issues in the relationship that you bring up.
- Blame you for their errant of callous actions when you're inevitably upset because of something they did to you or failed to do that directly impacted you, your family, your romantic partner, or the kids. Source
- Masters at blame-shifting.
Via Giphy
- Their spouse, kids, job, etc are always the reason for their problems and not themselves.
- Expects you to always come to them, do for them, bring for them — rather than offering any reciprocity.
- Jealous of you and your life.
- Talk about you behind your back to other family members, etc.
- Refuse to acknowledge their mistakes.
- Puts their interests over what's best for you.
- Purposely impedes on their child being able to be successful (like refusing to help their child with their FAFSA for them to get into college).
- Need an inordinate amount of attention or high regard from those around them so they often lie about their kid's accomplishments and won't discuss their shortcomings.
Ways to Deal with Toxic Parents
- Set boundaries and don't falter. -It REALLY hurt me to have to put my mom out but I couldnt possibly let her think her behavior was ok. If I did it wouldn't have stopped.
- Take therapy. -I am currently in therapy working through all of my parental and life issues in general. Having a neutral third party to talk to always helps to get things out and offers a different perspective.
- Love them from a distance. If they won't be nice, you don't have to call or visit. You don't even have to interact with them at all. Parent or not you deserve to be treated with respect and until they can do that put some space between you.
- Remind yourself that you're not the problem.- No matter how much they may try to convince you, you are.
- Watch your reactions. -How does that famous saying go " you cant control other people but you can control how you react to them" or something like that. I have to do this with my mom. I cant have certain conversations with her because she will immediately start to deflect and not own up to what she has done which pisses me off and almost always ends in us having a screaming match with each other.
Via Giphy
Our parents will always be our parents but we can choose what we allow to happen in our lives. I refuse to allow the people who should be my number one supporters to bring me down. All I can do for my parents are pray for them. I will continue to love them from a distance and utilize therapy to help work through some of my issues. Im not sure if we'll ever be the happy functional family that I always envisioned in my mind, and that's ok. Im just going to keep living my best life and maybe they'll want to be a part of it in a positive way one day.
Discussion: Do you have toxic or narcissistic parents? What are some ways that you deal with toxic behavior from family members?
Connect with me on Social Media!


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Missing Buttons and Spiritual Practices
Reaching to straighten my collar, I felt a button that was loose and made a mental note to take care of it. Later, looking in the mirror, I noticed that not only did I have a loose button, but that I'd also lost one. Sometimes, in the busyness of life we don't notice things that are slipping or have accidentally fallen off. Just like my buttons gradually loosened, so our spiritual commitments can gradually become less firmly established; such as gathering with other believers each week to worship and pray. Are these commitments important? Yes, Hebrews 9:24-25 says, "let us consider how to stimulate one another to love and good deeds, not forsaking our own assembling together, as is the habit of some, but encouraging one another; and all the more as you see the day drawing near." Gathering to worship and serve with other believers is important. What might we need to look in the spiritual mirror and reattach that has fallen aside?
Heavenly Father, thank You that through spiritual practices we can grow and become more transformed into your likeness. Help us take spiritual practices seriously and not let them fall aside.


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By Matt Noonan
Before the first game of the 2014 college lacrosse season had been recorded, I thought, 'could a Massachusetts team reach the NCAA semifinals or finals in May?"
The answer: Yes.
Tufts University, one of the teams I was eying at the end of February and early March, captured its second NCAA Division III crown with a 12-9 victory over Salisbury University on Sunday at M&T Bank Stadium, the home of the Baltimore Ravens.
The Jumbos concluded the 2014 season as not only champions, but also record-holders in goals (423 goals, a new NCAA single-season record for all divisions) and assists (45 helpers in the postseason, a new NCAA record, too). They also finished with a program-best 21 victories and a 14-game winning streak.
Junior Cole Bailey, who registered a game-high six points on five helpers and one marker, was named the game's Most Outstanding Player. Bailey was instrumental in helping the Jumbos rally from a 4-1 deficit in the second quarter to claim their second national crown in program history (Tufts defeated Salisbury for its first NCAA crown in 2010, but lost to the Sea Gulls a year later).
"I wouldn't have that award without the guys who are playing with me," Bailey told the media following the conclusion of Sunday's championship. "They set me up for so many successful plays. It's an honor to play with them, so that's that."
Bailey will return next year, but capping their four-year run with the Powder Blue and White were seniors Patton Watkins and Kane Delaney. Watkins, who is the unit's goaltender, turned away 17 shots, including eight attempts in final stanza. Delaney recorded five ground balls.
"So honored to be a part of this. I couldn't be happier right now," Watkins told the media. "I don't even know what to say. The emotions are just all over the place.
"It was so much fun."
Tufts head coach Mike Daly, who guided the Jumbos to its fifth-straight New England Small College Athletic Conference (NESCAC) crown earlier this month with a 20-13 win over Amherst College, told the Boston Herald how proud he was of his seniors, as well as each member of the squad.
"I'm certainly proud of this team, all the guys, our senior class," he said. "It's an amazing achievement."
The Jumbos are the only Massachusetts squad to capture the NCAA Division III crown since 1980, according to NCAA.com. Middlebury College – a school from Vermont and one of Tufts' conference foes – has won a few titles, but hasn't appeared in the championship since falling to the Sea Gulls in 2005.
While the win may or may not have set in for Daly and his players, this Jumbos squad will certainly be remembered for their high-powered offense, but also their passion for the game of lacrosse.
"The only thing that gets bigger in the second half is our smiles, and just go out there and show everyone how much fun we have playing this game, how much passion this team can play with, and just smile," Daly said of his team's halftime chat.
The passion was always on display. Whether they scored a goal or made a great stop on defense, the players exhibited their excitement both on and off the field.
Tufts will certainly be one of the team's to keep an eye on next season, but so will Amherst, Endicott College, Springfield College and Western New England. And while we continue to eye these programs' schedules and box scores, let's also not forget about the remainder of the pack that continues to get stronger.
Becker College and Emmanuel College, two teams from the Great Northeast Athletic Conference (GNAC) should certainly improve next season (The Hawks will be moving to the NECC next spring). The Saints defeated the Hawks in the conference championship, while the Hawks fell short to Salve Regina in the ECAC title match. Both teams are well coached and have players that are excited to build on this particular year.
Other teams to watch include Lasell College, Babson College, Clark University, MIT, Regis College and Wheaton College. All six teams ended their respective campaigns with different marks, but showed signs that they're going to be a lot better in the future. Babson, Clark, MIT and Wheaton all hail from the NEWMAC, and should certainly provide challenges for the Pride, who has won 56 consecutive conference games.
Also, let's not forget about Williams College, a squad that defeated the national champions on April 1, but fell to the Jumbos in the NESCAC semifinals. The Ephs rarely played in Williamstown due to construction on their new turf field, but exhibited resiliency in each game and practice.
All in all, it was certainly a fun and exciting season for the local Division III squads. Expect the excitement to continue next season and beyond, but for the time being, let's also enjoy this particular win for Tufts, as well as Massachusetts.
QUICK NOTE: Quotes from Tufts' players came from the athletic department's release on Sunday.


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An interesting thing I found out was that apart from being share trader I have also become a "Dividend Stripper." I shall explain this further as to what I do occasionally.
A dividend stripper is a trader who buys shares to qualify for the oncoming dividend and then sells shortly afterwards.
You buy before the "Ex Dividend" then you can sell the next day. Making sure of course you have the dates right in the first place.
But to qualify for the "Franking Credits" you need to own them for 45 plus 2 days. 1 day for buying, 1 day for selling plus 45 days = 47 days. Anything less and you miss out on those franking credits.
An interesting thing to note is that a stock's share price invariably falls usually by the amount of the dividend paid after the ex dividend date expires.
Another trick is to buy the stock 2-3 weeks earlier in the hope that the share price goes up prior to ex = dividend.
The market seems to be inundated with IPO'S (Initial public offering) these new companies all seem predominately to be in the mining sector. All eager to get in on the current "minerals boom"
A few opened up higher than the initial entry price. Most seem to be exploration of some sort or other. The flavors of the month are either oil or uranium.
These are of course classified as "Speculative Stocks" Which can mean that once the cash has dried up and they haven't found anything, they then have to either raise more cash or shut shop? And your cash has gone with them
The rags to riches stories are many, but the road is littered with the crushed hopes and dreams of the unwary investors.
All are searching for that elusive pot of gold at the end of the rainbow.
So be wary, do your research, and don't jump in blind. Be an informed investor.
If it looks to be too good to be true then it usually is.
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