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There's no question that hitting your 30's is a serious landmark for everyone. Even though some of us may have embarked on a new career, bought a house, or even started a family, this decade of our life has a major financial impact for the years to come. For the majority of folks, our financial commitments have probably grown and accommodating bills and responsibilities with saving money for the future is more challenging than ever before.
A lot of us have dusted off the mistakes of our 20's and learned a thing or two, however this decade of our lives is the time when we really have to mature and genuinely consider our financial circumstances. We need to prioritise commitments, like our kid's education and retirement account, and take the most suitable steps to obtain a bright financial future for you and your family. Life can surely get more complicated in your 30's, however by prioritising a couple of vital aspects of your finances, your money doesn't have to be nearly as complicated.
By making slight lifestyle changes, you can substantially enhance your financial circumstance now and in the decades ahead, so here are some personal financial goals that everybody in their 30's should consider.
Grow your emergency fund
Ideally you established an emergency fund in 20's, saving enough money for several months' worth of costs. This is an excellent goal to reach in your 20's, but earning more money and having increased financial responsibilities in your 30's signifies that your emergency fund becomes considerably more important. Financial advisors highly recommend that people in their 30's should have at least six to 12 months of living expenses saved in their emergency fund. Keep in mind, moving back in with your parents is much more difficult in your 30's, particularly if you're a parent yourself.
Examine your insurance policies
Often, people's circumstances change considerably in their 30's. You may have bought your first house, a new vehicle, or have started a family, so it's critical that you evaluate your insurance policies so they're up-to-date. It's also a wise idea to have a look at income protection and life insurance in conjunction with your existing insurance policies. Even if your personal situation hasn't changed in your 30's, you should still assess your insurance plans several times a year to ensure you're receiving the best rates and premiums.
Build your retirement savings.
Now is the time where you should start developing your retirement contributions, specifically if your employer features a salary sacrifice plan. Making voluntary super contributions is an excellent way to grow your nest egg, so if you receive a pay rise, look into using the extra income towards your retirement savings. Alongside this, if you begin a new job or career, always see to it that use the same super account which will significantly decrease fees and maximise your retirement growth.
Live well below your means.
When you find yourself having more financial obligations, you should revise your budget and make sure you're living well below your means. The trick to boosting your wealth is to increase the gap between what you earn and what you spend. You'll quite likely have to reduce some expenses like eating out or cable TV subscriptions, but the more money you save, the faster you'll accomplish your financial objectives. It's also advisable to look at percentage of income saved in lieu of dollar amounts, as this makes it a lot easier to determine which expenses can be reduced to ensure you're always saving more than you earn.
Seek financial help sooner rather than later.
If you're finding it difficult to make mortgage repayments on time or you're falling deeper into debt, seek financial assistance immediately. Commonly, the sooner you take action, the more choices will be available to you. Many people suffer financially for several years prior to seeking help, and not only are they in a far worse position, but it is also completely unnecessary! There are many possibilities available for those in financial hardship, so if you require any financial help, reach out to Bankruptcy Experts Alice Springs on 1300 795 575, or visit our website for more information: www.bankruptcyexpertsalicesprings.com.au


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Huston wins $200K Street League skateboarding title
Nyjah Huston claimed the $200,000, winner-take-all Street League of Skateboarding championship on Sunday after Paul Rodriguez missed his final attempt.
Huston, who lost to Rodriguez in the previous Street League tour stop, outlasted seven fellow professionals to claim the biggest prize in skateboarding.
The contest came down to Huston and Rodriguez each having one final attempt. After Huston bailed on a Caballerial Backside Lip Slide, Rodriguez had his last attempt trailing by 7.2 points. As Rodriguez's board missed his feet, Huston threw his arms in the air victoriously.
It was Huston's first championship since the Street League final went to a winner-take-all format. It was his third win in four tour stops this year, bringing his 2012 earnings to $500,000 in cash, plus a car, watch and ring.
Earlier this year, the 17-year-old Huston became the first pro skateboarder to reach $1 million in career contest earnings.

subset: commoncrawl


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It's all about oil and banks today
Strong gains in the oil market and a solid close in US markets should see a positive open to the trading week this morning.
Strong gains in the oil market and a solid close in US markets should see a positive open to the trading week this morning.
Even by the high volatility standards of recent months, Friday's rally in oil was noteworthy. Strong buying sees both the West Texas and Brent Oil prices approaching their 200 day moving averages with considerable momentum. This should lead to trader support for energy stocks today.
There was some buying of bank stocks on Friday afternoon. Whether or not this continues may make the difference between whether the ASX 200 index has a day of consolidation or kicks the week off with a robust start. If there is support for banks it will build on the strength in the resource sector.
The rally in the Japanese Yen has got to the stage of being significant for market thinking on the global macro outlook. Yen buying is essentially signalling that further stimulus by the BOJ and ECB will have limited impact. Whether or not they add further stimulus may carry less weight in market thinking on currency markets or economic growth prospects.


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On National Macaron Day in March, French chef Francois Payard introduced New York to the macaron donut. It was a traditional French macaron shaped like an American doughnut.
A new collaboration by Dessert Parlour and Macaron Sisters brings its take on the "macaronut" to Melbourne, combining the classic macaron-shell top with a baked doughnut bottom and piping it with fillings.
The chefs will be selling three flavours at a one-day pop-up event in Port Melbourne at the newly furnished Long Story Short Café (which just moved from its original location in Richmond).
Up for grabs on the day is chocolate salted caramel: a chocolate macaron shell on a soft chocolate doughnut, filled with chocolate ganache and drizzled with salted caramel. Also available is chocolate raspberry: a vanilla macaron shell on a white-chocolate and raspberry doughnut, filled with fresh raspberries and raspberry ganache. There will also be a third matcha-flavoured macaronut.
The pop-up will run from 1pm to 4pm on Sunday June 12 at Long Story Short Café, 40 Crockford Street, Port Melbourne.
RSVP here


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Mastersfantasyfootballleagues.com just opened league #1,126, and we will have 6 live drafts this Saturday, There will be drafts in the Tin, Copper, Bronze, Silver, and 1 Tin Dynasty**.
Here is the schedule for our upcoming redraft league
Upcoming Drafts: All times Eastern
Saturday - Silver 9:00 Bronze, 8:00, 10:00, Copper 9:45 Tin 7:45 and Tin Dynasty** 9:30
Live Draft Prices: Tin $46, Copper $73, Bronze $127, Silver $290
Dynasty** Prices - Tin $82
We currently have over 560 Dynasty leageus and believe that the single largest group of dynasty franchises can be found at Masters with over 6,500 of them. We have never folded a dynasty league since 2008 and our renewal rate has always been above 90% - We believe this is because we offer the most stable and dynamic dynasty leagues anywhere.
** All Masters Standard Dynasty Leagues require a 2 year commitment upfront and are always paid 1 year in advance. Please do not join if you are not 100% committed. We only want 100% committed owners in our Dynasty leagues and that is exactly what we have.
All Master's Leagues are 12 team, H2H, PPR with blind bidding for waivers.
Live Draft Rules and Schedule
Dynasty League's Rules and Schedule
Podcast Center
Questions? Please email us at firstname.lastname@example.com. We will do all we can to exceed your expectations.
Masters has 6 live drafts Saturday night including a dynasty
Are you a commissioner looking for dedicated coaches or a coach looking for a serious league? Advertise your desires here.
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The DRM Gamecast will continue it's weekly recording starting this Friday (1/23/15). We will be discussing the Windows 10 event, recently played games, and upcoming games we're looking forward to! Subscribe on iTunes to get the episodes as soon as they release, or keep an eye out on Twitter and this site for updates.
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We've found that it's more healthy to snack in between meals. Snacking helps to curb appetite and may even prevent overeating. We snack to fuel our bodies, giving us the energy we need throughout the day, especially our little ones who have tiny bodies, their bellies can only take in so much food at once!
Snacking can either be good or bad, it all depends on what we're snacking on and how much. It's only a wise choice to snack if we stay away from the junk food snacks that we are naturally drawn to such as chips, french fries, cookies, candy bars, Kool-Aid and pop tarts!
Choosing snacks wisely can work for us. Here are some informative facts:
- Munching on just one carrot will meet your vitamin A needs for the entire day! (source)
- One 8 oz. serving of milk has as much magnesium as a cup of raw spinach? (source)
- Yogurt has as much potassium as a banana and as much protein as an egg or an ounce of meat. The live bacteria in yogurt helps in digestion and protect you against other harmful bacteria. (source)
I didn't realize until recently just how nutrient-rich milk, carrots and yogurt can be!
It makes it so much easier having only healthy and nutritious snack choices in our pantry. Yes, occasionally we'll buy snack foods that are borderline but it's for special times like parties, play dates or vacations.
When we go to the store we make a list and stick to it, it's awfully tempting if a bag of potato chips are staring at us in the face but we have to resist the urge to impulse buy, break away from the junk, and only get what we need.
I wouldn't say we're health food fanatics but we certainly are conscious of making sure we stay away from filling our bodies with sugar filled, processed, artificial junk and stay with whats more healthy.
Here are some of our favorite better nutrient-rich snack choices:
- Yogurt
- Apples
- Blue berries
- Strawberries
- Carrots
- Nuts
- Peanut butter on toast or saltine crackers
- Graham crackers
- Bran English muffins with a little butter
- Pretzles
- Fruit smooties
- All natural fruit bars (our favorite is the strawberry Sun-Rype all natural fruitsource)
All of our snacks usually will be accompanied by a nice glass of (sometimes chocolate Nesquik is added) milk, it's filling and full of vitamins - calcium, vitamins D and A, protein, potassium and magnesium just to name a few! I just couldn't resist getting a milk mustache at the Got Milk? booth during BlogHer, I just had to add it.


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How to Get Motivated Fast: 8 Effective Techniques
Get Motivated Fast
One of my newest millionaire trading challenge students named Steven found me on Instagram because he liked my Lamborghini…that motivated him to study his butt off and now he's made over $2 million and just bought himself a McLaren!**
So, do you wonder how to get motivated to do the same, or even better? To be a great trader, you need to have a strong sense of self-motivation. It's what gives you the ability to stay committed to your goals and maintain the strenuous workload necessary to find success after soooooo much studying! However, it can be difficult to maintain motivation day in and day out and truthfully, even the highest-performing traders could use an inspirational boost from time to time…welcome to the purpose of my account on this social network as it works like a charm for students galore!
However, if you need to get motivated fast, there's no need to despair because there are some easy solutions. Try one (or all) of the 8 easy techniques detailed in this post. Chances are, you'll find that these tricks are incredibly effective at shifting your mindset.
1. Edit your goals. Overall, it's important for any trader to set goals. Not only do goals help create a direction for the trajectory of their career, but they help you stay focused. However, as time goes on, sometimes goals become less relevant, and therefore offer less incentive.
Download a PDF version of this post as PDF.
Have you lost sight of your goals, or are they no longer inspiring to you? If so, it may be time to make some edits to your goals. Perhaps this means setting new goals entirely, or maybe you just need to insert more milestones along the way to make them seem more accessible. Having goals that feel within your reach can be a great way to get motivated fast.
2. Meet with a mentor. Spending some time with your mentor can help improve your motivation in a big way. Explain your situation to your mentor, and see what they have to say. Chances are, your mentor has been where you are before.
Since he or she is further along on their career path, they can offer helpful and knowledgeable advice. Maybe they even have specific anecdotal advice about how to get out of your unproductive state and start feeling inspired again…welcome to why my goal for my trading challenge students is to be the mentor I never had!
3. Surround yourself with success. Surrounding yourself with an aspirational crowd can act as a powerful reminder of what can happen if you really apply yourself to your work as a trader. So go ahead, seek out the people who are killing it in business. Attend networking events, seminars, and even local business meet-ups.
Seek out the types of people who make you a little jealous, and who you'd like to emulate in your own career. Then, learn from them. Listen to their stories, and observe what it is that they're doing that is yielding such great results. See if their success can rub off on you by inspiring you to implement some of their habits and traits into your own career.
4. Try something new. If you need some motivation, sometimes it's as easy as stepping out of your comfort zone and trying something new. It could be within the trading sphere, for instance, investing in a new type of company. Alternately, it could be trying something totally different, like dabbling in cooking or trying a new type of workout.
So how does this help you get motivated fast? Basically, when you try new things, it challenges you to be more adaptable and not get stuck in your ways. As a trader, it's important to not get too "stuck" because it can keep you from being able to adapt with the ever-changing market.
5. Help someone else. This tip comes from personal experience. Acting as mentor and teacher to the Tim Sykes Million Challenge Team is actually one of the most inspiring and motivating things I do. Hearing my students' questions and seeing them develop their own processes makes me continually question my own work. It challenges me to become better. In that way, it's extremely motivating.
Why not give it a try in your own career? Donate your time or expertise to others. It could be to someone who is just starting in the same field as you, or maybe it's volunteering time to aid those who are less fortunate. Assisting others can be a powerful motivator and a reminder to be thankful for what you have.
6. Do something you love. Sometimes, what you really need to regain motivation is a little time away from your computer screen. By focusing on doing something that gives you pleasure, you'll be able to come back to trading refreshed and with a new sense of purpose.
So, what gives you joy? Whether it's fine art painting, running, or camping, take some time to bring it back into your life. What you will lose by taking time away from trading you'll regain with a renewed sense of vigor and inspiration. After all, we can't work all the time.
7. Get something annoying done. What are the things that bug the crap out of you that you just can't seem to get done? For instance, many traders would cite doing research on potential trades as such an annoying task.
Pick one or a few of these annoying tasks, and just get them over and done with. Not only will you feel less burdened, but you'll feel excited to do the things that you want to again. Overall, with this new sense of space and freedom, you'll have more room to do the things you want to do that will get you closer to your goals.
8. Do something. Don't just sit there: do something! Sometimes, it's your lack of action that is causing your lack of inspiration. Starting something, be it a new project or a new business, can get you motivated fast…even if you fail or decide it's not for you, just start trying stuff ASAP and then adapt to what works best for you over time.
If you're just thinking about getting started with trading, maybe this means joining the Tim Sykes Millionaire Challenge. If you're an entrepreneur, this might be starting a new venture. The fact is, nobody is going to make things happen for you. Why not take the leap?
Generally speaking, there are plenty of things that you can do if you want to get motivated fast. By reading through these tips, perhaps you saw some that you think could be effective for you. Go ahead and give them a try; what can be hurt by trying? All in all, sometimes that's needed is to shake things up a little bit so that you can get back to a meaningful work life.
What motivates you? Tell me in the comments section below!


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Explore the art of record production and how to make recordings that other people will love listening to. This event will teach you how to make emotionally moving recordings on almost any recording equipment, including your phone or laptop. The emphasis is on mastering tangible artistic concepts; the gear you use is up to you. You will learn to develop the most important tool in the recording studio: your ears. You will learn to enhance every aspect of your own productions, both sonically and musically, by employing deeper listening skills.
- Welcome to The Art of Music Production
- Listening Like A Producer
- Identity, Vision, and Intention
- Strengthening Musical Productions: Tools & Strategies
- Defining the Sonic Signature of your Song


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Since our inception in 1963, we are engrossed in manufacturing, exporting and supplying an exclusive collection of Sequins Embroidered Patch Fabric. The offered fabric is designed using the finest quality yarn and other raw material with the help of ultra modern embroidery machines under the supervision of our adroit professionals. Having various colored patches, this fabric is mainly used for stitching suits, kurtis, sarees etc. Also, the provided Sequins Embroidered Patch Fabric can be availed from us at the most reasonable rates.
B. CHOROSCH All Rights Reserved.(Terms of Use)
Developed and Managed by Infocom Network Ltd.


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This template is only a suggestion aimed at saving your time. Please feel free to use any other format on the subpage for your contribution!
Click "Edit" to access and copy the page code.
1 Description
This code solves the continuity and momentum equations along with the transport equations for cations and anions and the Poisson equation. The electrostatic equations are coupled to the fluid flow equations through the convective terms in ionic transport equations. The ionic transport equations are coupled to each other through the electrostatic Poisson equation. This solver is written to address the internal electrohydrodynamic flow. However, since this code is developed from the InterFOAM solver, it can easily be used for the external electrohydrodynamic flow and can also address the multiphase flow.
The fixed gradient boundary condition library in OpenFOAM is modified to create a customized gradient boundary condition for the ions that can be updated in each iteration. This boundary conditions accounts for the flux of counter-ions at the electrode surface due to the faradaic reactions.
2 Installation
Download from https://www.dropbox.com/sh/p45ax8p4qvgbsyu/AABJt38xa5ghHRvOLorv5WU_a?dl=0
Then compile by running:
cd EHDIonFOAM/
3 Usage examples
To use this code, insert into controlDict:
functions { ....(insert the necessary options here)... }
4 Documentation
This implementation is based on publication by Kashir et al (2019).
5 History
23 Sep 2019: First upload


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New Delhi: The government today raised foreign investment cap in news channels to 49 per cent, a development that will help infuse capital in the sector.
However, there is no change in foreign investment caps for the print media.
As per the changes made in the FDI policy, foreign investment cap has been increased to 100 per cent from 74 per cent in teleports, direct to home, cable networks, mobile TV and Headend-in-the Sky broadcasting service (HITS).
Up to 49 per cent FDI was permitted through automatic route and beyond that limit through government approval route.
Further in terrestrial broadcasting FM (FM Radio) and up-linking of news and government route current affairs' TV channels, the cap has been increased to 49 per cent from 26 per cent through government approval route.
In up-linking of non-news and current affairs' TV channels and down-linking of TV channels, 100 per cent foreign investment is permitted now through automatic route, the Commerce and Industry Ministry said in a statement.
The hike in the caps in the broadcasting sector is part of the exercise to relax norms in as many as 15 sector.
"To further boost this entire investment environment and to bring in foreign investments in the country, the government has brought in FDI related reforms and liberalisation touching upon 15 major sectors of the economy," it said.
"The crux of these reforms is to further ease, rationalise and simplify the process of foreign investments in the country and to put more and more FDI proposals on automatic route instead of Government route where time and energy of the investors is wasted," it said.
It is one more proof of minimum government and maximum governance, it added.
With this round of reforms, it said the government has demonstrated that India is unstoppable on the path of economic development.
"Along with these sectoral reforms, the DIPP has also been advised to consolidate all FDI related instructions contained in various notifications and press notes and prepare a booklet so that the investors do not have to refer to several documents of different timeframes," it said.
This exercise of Prime Minister Narendra Modi is intended on the one hand to further open up the sectors for more foreign investments in the country and also to make it easy to invest in India.
"In the normal course, the policy corrections in 16 areas would have taken at least one year to process and get approvals. Thus, this action is a very dynamic step in terms of integrating the Indian economy with the rest of the world for attracting investments and technology and generating employment for enhancement of income of the people of India," it said.
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2014 The Global Indian New Network (TGINN)


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Dec 31, 2010 0
What's in Your Management Planning Meeting?
Did you meet all your expected business outcomes in 2010? Were you "promise keepers" that made "raving fans" of your clients and other stakeholders? If not, perhaps one agenda item for 01/01/2011 should be a review of your management planning meetings. How are they conducted? What is the agenda? What are the desired outcomes? Are these status and "look back" meetings? Or forward looking planning meetings?
Let's take a quick look at the words and see what they tell us about what the meeting should be. We've all heard the quote about management being about doing things right (vs. leadership as doing the right things). Is there an emphasis in your meeting about doing things right? Planning implies a forward look at the business outcomes and the resources, time lines, and budgets which will be applied to achieve them. These definitions set the stage for consideration of how your management planning meeting might be reshaped. As Stephen Covey says in the Seven Habits of Highly Effective People, "Begin with the end in mind." The meeting purpose (Management Planning) should determine the focus and the agenda.
Status and "look back" are important. Where you have been should at least have some consideration in where you are going next. But status and look back shouldn't consume the entire meeting. I can't say I can tell you a percentage, however one way of reducing this to zero is by having short (no more than a half page) written status reports that are shared with your Board or other senior leader colleagues in advance of the planning meeting. The status updates should be shared at least a day or two before the planning meeting so issues can be considered while forming forward looking strategies.
That allows the management planning meeting to have a forward looking agenda. It would be appropriate for each department to state the objectives and outcomes they plan to meet in the coming week(s). Special emphasis should be given to collaborative or cooperative needs. That gives everyone a chance to have a voice and discuss any resourcing or budgeting issues which may arise. There is not just a focus on planning, but on problem solving.
The other important ingredient of your Management Planning Meeting is that all the required participants be present. This should be set aside as a sacred time so that critical decision makers and those required to solve problems will be present. If everyone cannot be there, then in most cases the meeting should be postponed to avoid improperly considered decisions. Not finding a time when this is possible? Then the agenda of your first planning meeting in 2011 should be to solve the problem of making this possible.
Don't be shy about providing meeting pre-work. Pre-work isn't about passing out the PowerPoints so that the meeting just rehashes them. Its about providing background documentation and information for the decisions that must be made and the problems to solve. This will help participants to be prepared to more effectively meet the goals of the meeting.
During the meeting, a volunteer or appointed scribe should take notes on the actions and outcomes agreed to. A five minute debrief will allow the scribe to read back the notes and actions for accuracy. The meeting should close with a quick check on the meeting progress and what, if anything, should be modified to make the next meeting more effective.
Your effective use of meeting time will build enthusiasm and commitment — two of the essential ingredients of building a high performing team. The well planned and faciliated meeting promotes better follow up and follow through, and set the stage for the meeting results needed to improve execution and ability to meet the planned outcomes. Well planned and implemented meetings will yield achievable and predicatable results going forward. Isn't this, after all, what you really set out to accomplish?


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Speaker Details
Full Name
Tina Wüstemann
Job Title
Bär & Karrer
Speaker Bio
Tina Wüstemann heads Bär & Karrer's private client team. She advises private clients, entrepreneurs and families on governance and succession in family businesses and on estate planning and philanthropy. She further represents clients in complex estate and trust disputes and the administration of large international estates.
Who's Who Legal awards Tina Wüstemann as Private Client Lawyer of the year 2019 (Switzerland) and lists her as Thought Leader in Global Elite 2019 and in Thought Leaders - Switzerland 2018. Chambers and Partners HNW 2019 rank Tina Wüstemann in tier 1 of Switzerland's leading lawyers for private clients. In 2019 she won for the third time (after 2017 and 2014) the title "Best in trust & estates" at the Europe Woman in Business Law Award. Citywealth awarded her with gold as "Woman of the Year - Leadership (Professional Services)" and recognized her among the Top 200 IFC Power Women 2018. Euromoney's Expert Guides references her among the "Best of the Best 2018 - Top 30 Trusts and estates practitioners worldwide". Tina is a member of the Society of Trust and Estate Practitioners (STEP), the Association of Contentious Trust and Probate Specialists (ACTAPS), the American College of Trust and Estate Counsel (ACTEC) and of the International Academy of Estate and Trust Law (TIAETL).


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|<< 7th September 2019
8th September 2019
Morning Worship
Time: 10:30amThis mornings service is led by: Rev Jonathan Greaves. Sunday Club For Infant and Junior school aged children meet downstairs in the Centenary Room and leave part-way during the morning service. The Crèche area is available in the foyer during the morning service. Toys & books are provided in the bench seat. (the service is broadcast into the foyer through the audio system).
Category: Open to all Event
See Also: calendar
Evening Fellowship:
Time: 6:30pm
Category: Open to all Event
"Links" Youth Fellowship
Time: 6:00pm - 7:30pm
Category: Children & Youth Ministries
See Also: 'Links' Youth Fellowship


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I was truly amazed by the work Scott put into cleaning his firearms [1]! I shoot a fair amount of hard cast lead bullets for plinking and target shooting but keep velocities under 1600 fps, and above that I use jacketed bullets, which seems to simplify my cleaning. One patch lightly gun oiled up and down the barrel three times, then I follow that with a dry patch up and down the barrel three times. Take a lightly oiled scrap of cloth and wipe down the outside of the firearm, then the bolt face and moving parts. If the firearm is of the semi-auto variety, I add a drop to each slide rail, work it in with a finger tip, and cycle the slide a couple of times. Every third cleaning I remove the slide, bbl, gas piston, et cetera and do a more extensive cleaning and oiling, leaving a light film of oil on moving parts. If the fire arm is to be stored two or three years, I make the second patch lightly oiled also. Revolver cylinders get the same treatment as the bore. For years I used kerosene with a little motor oil added to change the color of the mix. Then I tried Army Surplus light gun oil, then Hoppies Gun oil, and now I use Remington gun oil. They all seemed to work well, as long as I didn't store my firearm in a leaky trailer or in a home with a working swamp cooler. Semi-auto carry pistols require periodic cleaning and shooting to obtain reliability. Learn yours, and stick to it. Your life depends on it. AM
Scot Replies: Thanks so much for the email! We all come up with our own strategies for gun care, and what works for one person may not work for another. I usually do pretty much what you do, when I get home from the range, which is run a patch or two wet with Cleaner-Lubricant-Protectant through the bore and wipe down the exterior with CLP. If the mechanism is dirty enough that I think function might be impaired, I will clean and lube it before putting it away. That said, I am leaving stuff in the barrel and as the layers build up, it gets harder and harder to get the bore completely clean. That's what has happened to more than one of my guns, and it meant much more work to get them clean when I finally decided to do it.
Oils don't do a good job of removing copper or lead. CLP products are better but are not as efficient as special purpose cleaners.
Ed's Red, the cleaner I make at home, is pretty close to what you are using by mixing kerosene and motor oil. Here is the formula for Ed's:
- 1 part Dexron II, IIe or III Automatic Transmission Fluid – GM Spec D20265 or later
- 1 part K1 Kerosene
- 1 part Aliphatic Mineral (same thing as the odorless mineral spirits from the home store)
- 1 part Acetone (CAS#67-64-1)
You can also add lanolin, to make it a better protectant.
The mineral spirits and acetone really help cut through dirt, while ATF is a good penetrant and lubricant, as well as having some ability to prevent corrosion.
Some people add some Murphy's Soap and ammonia to get copper out, as Ed's doesn't do much to copper. It does nail most other fouling.
There is a lot of homemade cleaner information here:
I keep an ammo can full of Ed's and throw stuff in to soak. I've left things in for a couple of weeks, and they were really easy to get clean! I'm thinking about trying to find a tank that would hold barreled actions.
We normally shoot about 1,000 rounds a month here, using mainly three or four firearms, and they get pretty dirty after a few months. If I don't do a thorough job on them fairly frequently, I don't think they perform up to snuff. I also like to have a really clean barrel when I am doing accuracy testing and that means getting all the fouling out, whether lead, copper, powder, or primer.
Lead fouling is a real pain for me. I have one 1911 that doesn't lead and another that leads badly. I'm using 200 grain SWC loads at around 850 fps, and they should not lead, but they do in that one pistol. Most of my revolvers will lead, much to my aggravation. The blue ones make it very obvious, but the stainless ones are doing it, too. I have a friend with a bore scope, and it reveals all of the nastiness you can find in a barrel.
My bottom-line is that I don't think a gun is clean if it doesn't pass a white glove test. If patches with the most aggressive cleaners I've found don't come out clean, then it isn't clean. I think that makes me a bit obsessive, and I understand if no one wants to follow my course. On the other hand, if someone has an easier method that really gets everything out of the bore (and can convince me it works), please let me know.
Thanks again for the email! I really appreciate hearing from readers.
God Bless! Scot Frank Eire SurvivalBlog Product Review Editor [2]


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Use easy technology to improve your patients' treatment
Thursday, July 05, 2018
Online patient portals and automated visit reminders are standard components of care for most hospitals and practices today.
But did you know that there are other simple uses of technology that can raise the quality of care you provide — and contribute to better outcomes across the board for your patients? Research shows that implementing the following technological strategies can lead to excellent results.
Use a tele-emergency network.
If your hospital is located in a rural area, or in a city or town at a significant distance from a major medical center, utilizing a tele-emergency system to coordinate a face-time diagnosis with a doctor at that major medical center is a must.
A study from the University of Iowa found that 95 percent of staff working with tele-emergency technology felt it improved patient care and could also be used to gain second opinions quickly for assessment and treatment.
A second University of Iowa study determined that a tele-emergency network video examination of a patient by a specialist at another hospital easily and accurately allowed the doctor and patient to exchange relevant information to determine whether a transfer to a larger hospital was necessary. And often, it was accurately determined that the patient didn't need to transfer at all — this ended up saving that patient around $5,600 on average in transportation and medical costs.
Encourage patients to take a "photo journey."
Researchers at the University of British Columbia found that giving cardiac patients digital cameras and asking them to take simple photos of their daily lives helped their doctors follow the progress of their treatment easily and effectively.
The researchers found that on days they felt well, the patients photographed themselves going about normal daily tasks, but that on days that they felt ill, they subconsciously photographed images of pills, their caregivers, their reminders of doctors' appointments, or selfies in which they were resting in chairs.
When these photos are uploaded so a physician can see them, they provide a road map of symptoms, and give great insight as to where a patient's care may need to be adjusted for a better outcome.
Establish regular email communication.
A Kaiser Permanente study found that one-third of patients with chronic conditions who initiated communicating through email with their physicians about their symptoms, questions and concerns on a consistent basis saw an improvement of their overall health.
These patients made fewer phone calls to their doctors' offices as well, and required fewer office visits, saving both time and money.
Allow cellphone calls from patients (in a controlled way).
As a doctor, you can establish a specific cellphone number just for taking calls, which bypasses any worry about giving out your personal cellphone number, and you can give patients set times each week when you'll answer calls.
That way, you control the amount of access and energy you want to expend on speaking to patient outside of office time, but yet you've provided a way your patients can contact you when they truly need information or advice that's reassuring and convenient for everyone involved.
Simplify, simplify, simplify.
Have your staff troubleshoot that aforementioned patient portal to make sure it's easy to navigate — a complex system will cause many patients to ignore avoid it completely.
Make sure your facility's phone system isn't a maze of buttons to push, which will only lead to patient frustration. Keep your technology as user-friendly as possible — the care you provide through it will be that much more appreciated.
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Indigenous Kelash culture
Wednesday, 14 October 2020
Some historians and anthropologists think that the Kelash are descendants of Indo-Aryans who overran the region in the second millennium BC. The Kelash say they are from a place called Tsiam, though nobody is sure where that is. Commonly they are considered as descendants of Alexander from Macedon who came this way. Their warrior like forebears managed for centuries to keep everyone - including Tamerlane - at bay. In 1893, the British and Afghan governments agreed on a common border that cut right through Kafiristan dividing the community into two parts. Abdur Rahman who was then Amir of Afghanistan renamed Afghan Kafiristan as Nuristan - land of Light.
The Kelash are called Kafirs (infidels) and their land is known as Kafiristan. Between the 13th and 16th centuries the Chitralis gradually subdued the Kelash. By the 19th century, Kelash had been pushed into the higher valleys of the southern Hindu Kush. Rudyard Kipling set his book "The Man who would Be King" in Kafiristan, portraying the people as fierce and credulous though he never went there. And later, what Geoffrey Moorhouse has described in his book "To the Frontier" is no more there. Even the Chitral town of days when Russian were in Afghanistan (shops used to be full of the US goods like sleeping bags, shoes and field jackets) is no more there.
Not properly documented in our history books, I had the opportunity to explore the Kelash valleys in the widespread and on the edge district Chitral in Pakistan and know the people during my two years long in small village Mirkhanni – a gateway to Kalash trilogy. There are no villages called Rumbor, Bumbret or Birir. These are the valleys inhabited by Kelashis. One can take a 4 x 4 jeep (or hire one) from Attaliq Bazaar Chitral, or more adventurous type can get off on foot and walk along river Kunar up to Ayun.
From Ayun, the road forks left to Bumbret and right to Rumbor. After the fork, the barely jeep able roads to Rumbor and Bumbret - steady climb - will give you a new appreciation for walking particularly if you have been missing walking. There you will see lush green tree lined terraces, dancing and noisy torrents and lofty snow capped peaks set at a distance in the backdrop of forests of Himalayan. Rumbor is friendliest of all valleys where as Bumbret is most picturesque. The mouth of Birir Valley is at village Gahiret, about seven kilometres south of Ayun. Birir - the traditional of all valleys - peters out beyond village Guru. Near the village, you will find out a breathtakingly beautiful spring beneath a mound of stones. It is possible to trek between the valleys. There are also some good locations for 'rock repelling' and places for camping especially in Birir.
Lively by nature, the Kelash are a bit Mediterranean looking, though they gamut from fair and nearly blonde to quite whitish. Men have largely traded traditional goat skin tunics for Shalwar Qamiz and Chirtali caps, often with plumes, feathers, or fresh flowers in the brim. It is the dress of the women that is unique and quite amazing. Even in the fields, women wear immense black or brown dresses reaching to the ground, bound at the waist with a sash. Over locks of hair they wear splendid headpieces decorated with cowries, shells, beads, buttons, coins and plumes. The formal forms of these outfits are spectacular, with embroidery, mounds of bead necklaces and bells. They often decorate their faces with mulberry juice tattoos or pomegranate seeds or blacken them with burnt goat's horn (also for sunburn protection). I once saw a three years old child completely coated with the soot of burnt horns. A local told, "This will keep the baby fair coloured through out life."
The Kelash religion is complex and polytheistic with a single creator, called Dezau or Khodai, and many other lesser gods and spirits, each with its own responsibilities. Two important ones are the warrior gods Mahandeo, guardian of crops, animals, other public matters, and the female goddess Jestak who cares for home, family and private matters. All need occasional compensations, usually in the form of goat sacrifices and ceremonies at their shrines scattered through the valleys. The religious traditions are taught by one generation to the next.
Traditionally the dead are not buried. The wooden coffins used to be placed on the ground. Wooden totes or effigies were carved for wealthy or honoured people. At few old style graveyards I saw, the coffins fallen open, wood pieces and bones scattered about. Totems are scarce now; some carted off by anthropologists and treasure hunters. "Swat and Karachi museums have a few in good conditions," informed a German researcher Laila Mason, whom I met in village Bashala. These days the dead are simply placed on cart in the graveyard.
Tradition has it that women are less pure than men are and there are precise rules about what each may do, where they may go and how to purify people and places. Women during menstruation or childbirth are confined to a lodge called Bashaleni (which is also a shrine to the goddess Dezalik, who looks after births). Men cannot go in; even other women must be 'purified' after a visit. In old days, even food could be served to the women confined in Bashaleni only by virgin boys, untouched by women. Gradually these traditions are losing their power. But still it is the women that are seen working around in fields or homes and men spend all their quality time sitting on the pathways. The burden of perpetuating the last strains of Kelash indigenous culture is also born by women alone.
The Kelash take their festivals seriously. In addition to religious ceremonies there is always dancing and local made wine. Typically the older men stand in the centre, taking turns chanting old legends. Accompanied by drums the women dance round them arms around one another's waists and shoulders in spinning twos and threes or trance like encircling lines.
There may be day dancing (adua-naat) and night dancing (raadt-naat) or both. Some may even be closed to outsiders. Each valley has its own style and timing. The dates may not be fixed until the last minute, often depending on harvest or other work, so you could end up waiting days or even weeks for the kick off. Locals from down country may find it difficult to attend any such function but foreigners are often welcome. A Swedish tourist Toni has an interesting theory for this. He says, "Kelash people do not like those who go looking for alcohol, hashish, women or pure salageet.
This feast dedicated to spring and to future harvests is called Joshi. It includes day dancing and family reunions for four to six days in mid May. The summer festival Uchau, celebrating the wheat and barley harvests, is a big tourist draw. It may include night dancing every few days in successive villages, form mid June to mid August. Pul is held only in Birir, for three or four days in late September or early October. Night dancing is held in various villages and day dancing on the last day. It marks the walnut and grape harvests and the end of wine making, though its origins concern the return of shepherds from the high pastures. This solstice festival called Chaumos is probably the biggest for the Kelash, with visiting, feasting and night dancing for around 10 days starting in mid December.
"It is in unique indigenous culture that Kelash differ from the rest of the country," confirms Pordum, an elderly resident of village Guru. It is also perhaps the sole claim to fame for the region besides gorgeous natural beauty, poverty and backwardness. Laila Mason says, "unless opportunities are created and due respect is given, this unique culture will disappear fast."
Labels: Chitral, Indigenous Culture, Kelash
posted by S A J Shirazi @ Wednesday, October 14, 2020,
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The 'Shot Heard 'Round the World' Was a Cheat
It's the most famous homerun in baseball history. In the 9th inning of the final playoff game between the 1951 New York Giants and their archrival Brooklyn Dodgers, Giants outfielder Bobby Thomson cracked a three-run homer, clinching the championship title in front of a national TV audience.
"The Giants win the pennant! The Giants win the pennant! The Giants win the pennant! The Giants win the pennant!" screamed radio announcer Russ Hodges as Thomson rounded the bases into a throng of ecstatic teammates.
But was Thomson's historic blast — dubbed the "shot heard 'round the world" — the result of epic athletic skill or something far less heroic? According to several noted sports journalists, the 1951 Giants were experts in the art of sign-stealing, intercepting the opposing catcher's signs — fastball, curve ball, slider — and tipping off the batter [source: Goldstein].
In Joshua Prager's book "The Echoing Green," the Wall Street Journal sports reporter confirmed that Giants' coach Herman Franks would use a telescope to steal the signs from a centerfield clubhouse, then relay the info via a buzzer system to the bullpen, where another player would give a signal to the hitter [source: Miller].
The practice of sign-stealing — widespread throughout the major leagues, then and now — is not officially illegal, but it's underhanded at best. Thomson admitted that the Giants routinely stole signs, but denies being tipped off to the fastball that became the "shot heard round the world" [source: Goldstein].


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Exciting News for Chicago's Wolf Point
Those moving into South Loop, River North, and West Loop Apartments Cheap valtrex generic walmart Purchase Purchase and condos, I have interesting news regarding your landscape.
A few days ago long awaited plans for the development of Wolf Point were finally released to the public in an overnight email. Wolf point, for those who aren't sure, is a little peninsula of land descending from the north at the point where the North, South, and East Branches of the Chicago River join and become one. Right now anyone walking along Wacker Drive or the river walk might think of it as an odd beach front parking lot close to a Holiday Inn, the Cityscape Bar, and The Apparel Center Associations of Chicago. But if there is anything true about Chicago (insert politician joke here) it is that that the landscape of the city is always restless, always changing, and this looks like it will be a spectacular change for the better.
The email stated: "The three-phase project includes three towers – a residential building on the western portion and two commercial buildings placed to the south and east. The proposal also provides for a public park and open space, and a major improvement and enhancement of the river walk. The new section of river walk will begin west of the Orleans Street Bridge, extend along the entire perimeter of the site where it ends just south of Kinzie Street, adjacent to the north branch of the Chicago River."
The funding behind the project comes from Hines Group as well as Kennedy Enterprises and Magellan Development Group. Architects Pelli Clarke, Pelli Architecture, bKL Architecture, and Wolf Landscaping Architecture are behind the plan which features, in order from West to East, a 525 foot-tall residential building with 500 Chicago luxury apartments, a 950 feet tall commercial building (at the south of the point), and a 750 foot-tall commercial building. Each building emphasizes the same architectural style, mainly silver/blue glass and rounded tapered silhouettes.
Zoning for the area has long been in place. Over 40 years in fact. The plans are expected to be approved and construction to start soon.
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ets2 7 Years of Greatest Game
[TØP] CΣZAR posted a topic in Archive7 YEARS OF EURO TRUCK SIMULATOR 2 Hi guys, you know, on October 19 on this year [2019] a great event is held for most of the SCS Software and TruckersMP community, as well as any fan of this wonderful game, Euro Truck Simulator 2. According to my account and registration of Steam has been playing this game for more than 1,200 hours, in my opinion, they are the best hours I've lived, many experiences in TruckersMP (for example: bans) and offline mode (using mods). The first time I played ETS2, I had a poor quality computer. I still remember when I was very anxious to play and see what would be of this game, I started the game in version 1.1.1, the first version released on Steam by the developer. I still remember my first profile, the first truck I drive was the Scania R730, the first city of the game I met was Paris, that time I made a small delivery, then, I went to drive a DAF, an Iveco and so I was adopting a game mode. With the passage of time I have seen that the game has been changing a lot, some changes did not please me!, others I did not realize of affected me, but the most important were when they put new trucks, or when SCS brought to light a new DLC. From the first time I play, I..... i no have words to describe my emotion. Noe the game is more interactive and more extensive in a matter of the map. All of this is for the community and the workers of SCS, for all, thanks to make one of my dreams. Well, after all my boring speech I get to the point. I created a video and uploaded it to YouTube, so that generations that could not have the ability to know what the game was like before, how we felt in, how the graphic was then. Video Link: The other grain, is that, I want everyone who is reading this topic, to get a little nostalgic and tell me, how was the first time they played Euro Truck Simulator 2, as you felt at the time. For your attention, thank you very very much everyone. Sorry for bad english, I translated with Google Traductor


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How to Change Your Address at the USPS
You might need to change your mailing address if you move, so your mail is forwarded to your new address. The change will take approximately five to 10 days. Change your mailing address by visiting a post office, or complete the change online. Once you complete an address change, you do not have to notify individuals and companies separately.
Visit the post office that serves your old address. Request change-of-address forms from a postal clerk. You might be able to get a form from the lobby counter. Fill out the form, including your name and old address. Make sure you write your new address in the appropriate place. Indicate whether the address change applies only to you or to your entire family. Indicate whether the address change is temporary or permanent. Enter the address change's effective date.
Sign the change-of-address form. Return the form to the postal clerk. The post office will process the form, and forward your mail to your new address. When someone sends you a letter, at first it will take a little longer to be delivered to you. The post office must reroute the letter to the new address.
Whenever someone sends you a letter, the sender will receive a card from the post office. The card contains your new address, and allows the business or individual to update your address in their system. All future mailings should go to your new address.
Submit a new request. A change-of-address request is good for only six months. If someone sends you mail after the six-month period, it will go to the old address if he had not mailed you since the original request was put through.
Visit the Postal Service's website. Read the privacy act statement. Click the button that says, "Click here to begin." Indicate whether the move is permanent or temporary. Check the appropriate box. Click on the "continue" button. Indicate whether this is an individual move, a family move or a business move. Click the "continue" button. Enter your name, old address, new address and your email address. Click "continue" again. You will receive an immediate email confirmation of the completed change of address.
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We work with athletes to transform the mind sets that separate them from peak performance and first place.
Performance is only partly physical. That part may be smaller than you think, too. So much more than we acknowledge is driven by our beliefs and emotions. If those are out of line, you won't make it. Of the two, the underlying beliefs matter most. They drive the emotions and the mind set that drive performance.
At the most fundamental level, beliefs get us out of bed and into the gym or out on the track. One of the key things that separates the person who spends the hours every week working out and practicing a skill or sport from the many who don't are beliefs.
Beliefs can also separate the person who finishes first from the one who finishes second. They are the blue print for our moment-to-moment decisions that we make without conscious realization. They affect the way we move our bodies. They change the way we perform. When seconds make a difference, the beliefs that drive you matter.
Wouldn't it be great to know what beliefs were driving you, even the ones you're not conscious of?
What if you could set aside the beliefs that slow you down and choose beliefs that give you an edge?
That's where we can help.


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Viewpoints Industry TV to Report on Gas Eruptions on an Upcoming Segment
Viewpoints Industry TV will examine the possibility that our planet is experiencing some flatulence.
Coral Springs, FL, August 19, 2014 --(
)-- Viewpoints Industry TV will look at the mysterious craters discovered in Siberia that have had experts stumped and those interested in unexplained phenomena buzzing. Three new craters have been discovered by pilots flying over remote stretches of tundra, one of which is over 100 feet in diameter and some 200 feet deep. The origin of these craters is the most puzzling, as they are almost perfectly round and bear sheer, smooth walls that defy natural creation. Investigators have found a vital clue in the air quality surrounding the craters: there is an ultra-high concentration of methane gas near the holes. Could it be that the Earth experiences flatulence? Due to rapid climate change, huge pockets of frozen methane hidden under the surface of the ground is warming up too fast for a gentle conversion to gas, so there are massive methane explosions happening. As this is occurring far from populated areas, the planet has kept this process virtually unseen by human eyes, but with the sighting of the resulting craters, the Earth's embarrassing secret is now out.
The Viewpoints Industry TV show combs the nation and the globe to bring viewers fascinating business stories and firsthand insights from entrepreneurs within various industries. It covers a variety of topics which affects people from all walks of life. It takes an in-depth look into different professions and offers a stunning view of the smaller cities, towns, provinces, and hamlets throughout North America. The program delves into the important issues with a positive approach in finding solutions.
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Tuesday, September 4, 2018
Can Andrew Gillum Beat Ron DeSantis?
8 comments:
Odd that you assume the Hispanic vote will remain the same but the white vote will change. There's no more reason to think the white vote will change rather than the Hispanic vote. Name Recognition and Republicans' deception are only thing putting DeSantis ahead among latinos, which still understates the millennial latinos who will turnout big time and the polls wouldn't capture that.ReplyDelete
And why would you assume Non-College Educated Whites are not going to change their mind? They went with Trump and many see him as a fraud. Half of those non-college-educated whites had barely chosen Trump over Bernie or had simply liked both Trump and Bernie.ReplyDelete
I would imagine the white polling numbers for Gillum has a lot to do with his attachment to Bernie Sanders, who only polls about that far behind Trump among whites in Florida and other Republican-majority states. I'm not including the Rust Belt, because Bernie blows out Trump there.ReplyDelete
Andrew Gillum was already cleared of any wrongdoing in that scandal.ReplyDelete
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And they returned from searching of the land after forty days. And they went and came to Moses, and to Aaron, and to all the congregation of the children of Israel, unto the wilderness of Paran, to Kadesh; and brought back word unto them, and unto all the congregation, and shewed them the fruit of the land. And they told him, and said, We came unto the land whither thou sentest us, and surely it floweth with milk and honey; and this is the fruit of it.ReplyDelete
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2G scam: Sun TV Network stocks trade higher after verdict
Sun TV Network stocks price rose by 5 per cent after the Special CBI court on Thursday acquitted 19 accused, including former telecom minister A Raja and DMK leader Kanimozhi in the Enforcement Directorate's money laundering case relating to the 2G scam. The opening price of the share was Rs 932.45, but after the verdict the share price rose to Rs 980 on the Bombay Stock Exchange (BSE). According to allegations, Maran family-owned Sun TV Network was a beneficiary of pay-offs in the 2G scam by an overseas telecom firm.
Special Judge O P Saini also acquitted Shahid Balwa, Vinod Goenka, Asif Balwa, Rajiv Aggarwal, Karim Morani, P Amirtham and Sharad Kumar in connection with the case. In its charge sheet, the ED had also named DMK supremo M Karunanidhi's wife Dayalu Ammal as an accused in the case in which it had alleged that Rs 200 crore was paid by Swan Telecom (P) Ltd (STPL) promoters to DMK-run Kalaignar TV.
Sun TV Network Limited is an ass media company headquartered in Chennai, Tamil Nadu,. It is a part of Sun Group and is Asia's largest TV network. Established on 13 April 1992 by Kalanidhi Maran, it owns a variety of television channels and radio stations in multiple languages. Its flagship channel is Sun TV, which was the first fully privately owned Tamil channel in India. Sun Group has owned Hyderabad-based IPL team Sunrisers Hyderabad since 2012.
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Our grandfather has a small garden outside the city of Sillamäe where he grows everything ranging from potatoes and carrots to strawberries and rhubarb. This is where we got our rhubarb as well. In late summer and early autumn it's a please to go there and get lost between the beds and just eat greens, berries, apples non-stop until you're absolutely full and cannot move.
There is a long row of blackcurrant bushes separating our garden from the neighbour's, and we have spent close to 3 hours inside it gathering total of 4 full buckets of berries. It then took the whole week to process blackcurrants.
While we do have some redcurrant bushes in our garden it wasn't enough. We were able to gather just 3 litres of berries which when dried equals to about 500ml. Around the same time one of our friends found out about the production and we started chatting about bees, honey, gardening, and motorbikes (yes, he's a fan of these vehicles too). Turned out that his father has a farm with lots of redcurrants that nobody needs or has time to process. We couldn't wish for more!
His farm is also located close to Sillamäe. Apart from having various berries he also produces honey! What a great coincidence.


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As a clarinet enthusiast back in my younger days, and a general music lover, I was excited to have the opportunity to see clarinettist Julian Bliss and NZTrio live. I was not left disappointed.
The concert opened with Brahms' Trio for clarinet, cello and piano in A minor Op.114, with Bliss on the clarinet, Ashley Brown on the cello and Sarah Watkins on the piano. In short, it was a delight for the ears. The trio was seamless, the waltz in the third movement dreamy, and the final movement powerful. All three instruments, although very different, worked together in perfect harmony.
Next up was a piece by Ross Harris, titled There May be Light, which was commissioned by Chamber Music New Zealand especially for Bliss and the NZTrio. Bliss, Brown and Watkins were joined by Justine Cormack on the violin.
It's mentioned by Harris the piece raises questions which may or may not have answers. Musically complex with unusual instrumentation and the use of multiphonics, Bliss, Brown and Watkins well and truly did it justice. This was an intriguing piece, and a very interesting change in tone. Where Brahms was warm and inviting, this was eerie, haunting and gave me chills – it left me wanting more.
The final piece for the evening was Quartet for the End of Time by Olivier Messaien. They could not have finished the concert with anything better. This was wonderful – a very powerful display of musicianship which left the audience enthralled. Each musician was both individually and collectively amazing.
Bliss in the third movement, Abyss of the Birds, showed incredible technique and was mesmerising to listen to, as was Brown during his cello solo in the fifth movement.
The biggest highlight for me however was the final movement In Praise of the Immortality of Jesus in which Cormack shone. It moved the audience so much so that at the conclusion of the piece, there was such a silence you could have heard a pin drop.
All in all, a fabulous concert showcasing some exceptional talent.
Sarah Van Voornveld, Southland Times – 4 August 2016


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UNILORIN Postgraduate Admission Form is Out – 2018/19 [How To Apply]
University of Ilorin, UNILORIN postgraduate admission form for the 2018/2019 academic session is out. UNILORIN postgraduate admission application form for both part-time and full-time applicants cost N25,000. See How To Apply For UNILORIN Postgraduate Admission Below
This is to inform the general public that the University of Ilorin (UNILORIN) 2018/2019 academic session postgraduate degree programmes application form is out.
Applications are invited from suitably qualified candidates for admission into various Postgraduate degree programmes of the University.
- Only available Courses for the session are advertised and as such candidates are advised to select courses available in the advertisement. Any action contrary to this instruction is at the candidate's risk, please.
- Candidates are advised to PRINT out the advertisement and STUDY thoroughly before COMMENCING the application procedure
Table of Contents
- 1 UNILORIN Postgraduate – Available Programmes.
- 2 UNILORIN Postgraduate – Eligibility.
- 3 UNILORIN Postgraduate Available Programmes.
- 4 UNILORIN Postgraduate – Application Fees.
- 5 UNILORIN Postgraduate – Method of Application & Closing Date.
UNILORIN Postgraduate – Available Programmes.
1. Ph.D. Degree Programmes
These are available to holders of M.A; M.Ed.; M.Eng.; M.Sc.; LL.M; M.Comm.H.; and M.P.H degrees, with a minimum of 60% or cumulative Grade Point Average score in their Master degree programmes. A Ph.D. degree programme runs for a minimum period of 36 calendar months and a maximum period of 48 calendar months for full-time candidates OR a minimum period of 48 calendar months and a maximum period of 60 calendar months for part-time candidates. Relevant Courses will be taken for the Ph.D. studies where prescribed and a Thesis is required at the end of the Ph.D. programme.
2. M.Phil /Ph.D. Degree Programmes
Candidates who score between 55.00 and 59.99 percent Cumulative Grade Point Average can apply for admission into the Master of Philosophy (M.Phil/Ph.D.) degree programme. The M.Phil/Ph.D. degree programme is available only to full-time candidates. It runs for a minimum period of 12 calendar months and a maximum period of 24 calendar months and a dissertation is produced after the research work. Candidates in this category are eligible for conversion to Ph.D. candidature, following a progress assessment report to be made by a Panel of Examiners at the end of the first session of registration. To be eligible for conversion for the Ph.D. program, candidates are expected to score not less than 60% (aggregate) at the end of the first session.
3. Master Degree Programmes
M.A.; M.Ed.; M.Eng.; M.Sc.; M.Com.H., LL.M and M.P.H. degrees run for a minimum period of 24 calendar months and a maximum period of 36 calendar months for full-time candidates OR a minimum period of 36 calendar months and a maximum period of 48 calendar months for part-time candidates. All Master Degree Programmes are by course work. This is in addition to a research report at the end of which a dissertation is produced
4. Postgraduate Diploma Degree Programmes
Postgraduate Diploma degrees are available to candidates with a Third class (honours) degree or lower. Applicants are to note that, programmes automatically lapses at the expiration of the maximum duration for each programme. However, a candidate may apply for an extension of not more than 12 months, in the first instance, subject to a maximum of two such extensions.
5. General information
The Postgraduate session for the Master degree and Postgraduate Diploma is for 12 calendar months, commencing on 2nd October and ending on 30th September of the following year, while for the M.Phil. / Ph.D. and Ph.D. programme is 12 calendar months, session starts to count automatically on the date of first registration.
UNILORIN Postgraduate – Eligibility.
- All Certificates shall be available at the point of purchasing the application form, including the National Youth Service Corp DISCHARGE CERTIFICATE OR EXEMPTION CERTIFICATE.
- Candidates are expected to submit their application forms on line together with the scanned copies of their credentials.
- All supporting documents in (i) above and the hard copy of the application form should be forwarded to the Secretary, Postgraduate School, University of Ilorin, Ilorin, Nigeria between Monday, 7th May, 2018 and Tuesday 31st , July, 2018 while the submission of Transcripts of Academic Records should be to the Head of Department where the admission is being sought The Postgraduate School will not be held liable for any misdirected transcript, please.
- All candidates must have 5 O/L Credit passes, including English Language and Mathematics.
- Applicants for the Master degree programmes who are graduates of the University of Ilorin and other recognized universities must have a minimum of Second Class Honours Degree (Lower Division) and must be applying for programmes in which they have their first degrees. However, applicants with Second Class Honours Degree (Lower Division) and those with higher classes of degrees seeking admissions into programmes outside those in which they have their first degrees may be admitted, provided they satisfy Senate in a qualifying examination to be conducted. The least class of Degree for all academic programme applicants is Second Class Honours Degree (Lower Division). Regardless of the institution where the Bachelor's degree is obtained. ALL candidates shall apply early for their official Bachelor's degree transcript to be sent to the Head of Department where the admission is being sought, before the expiration of the stated deadline in B(ii) above.
- Applicants for the Ph.D. degree programme shall have obtained a relevant Master degree of this or other recognized University, with an average weighted score of at least 60%. Short-listed candidates would be required to satisfy the Postgraduate School in the qualifying interviews and assessments by the relevant Department. Applicants are therefore advised to interact with the department to which they have applied to ascertain the date of the interview for the Ph.D. degree programme. Regardless of the Institution where the Master degree was obtained. ALL candidates must apply early for the official copy of their academic transcripts to be sent to the Head of Department where the admission is being sought for the purpose of this admission and before the expiration of the stated deadline.
- All Higher Degree candidates that attended foreign Universities, where English language is not the medium of instruction, should submit to the Postgraduate School, evidence of their English Language proficiency, e.g. TOEFL or IELTS scores.
- Applicants for the Postgraduate Diplomas and Masters degree Programmes will be subjected to the written assessment (qualifying examination) irrespective of the class of degree obtained, except applicants from the University of Ilorin with a First Class and Second Class, Upper Division (Honours).
- International applicants (Applicants who are domiciled outside Nigeria, and non-Nigerian and applying outside the country) shall be exempted from the qualifying examination. However, International applicants applying from outside the country for the Doctor of Philosophy programmes shall be requested to submit a proposal of not more than 5 pages, giving details of what research they intend to carry out. This should be sent electronically to [email protected]
- Applicants applying for any of the Full-time programme of the University should the letter of release from their employers at the point of registration.
Programme Specifics
- Applicants for the Postgraduate Diploma in Computer Science shall satisfy one of the following:
- a minimum of first degree in any of the following disciplines from a recognised University: Sciences, Engineering, Social Sciences or the Humanities.
- HND in Computer Science or Engineering from recognized Polytechnics with a minimum of Lower Credit; and
- HND in any other discipline different from those in (ii) but preferably from Sciences or Social Sciences with a minimum of Lower Credit from a recognized Polytechnic or equivalent Institution, with at least one year cognate experience.
- Applicants for Postgraduate Diploma in Statistics shall satisfy one of the following:
- A minimum of an honour's degree from a recognized University in any of Science and Social Science disciplines;
- HND in Statistics from a recognized Polytechnic with a minimum of Lower Credit.
UNILORIN Postgraduate Available Programmes.
i. Department of Agricultural Economics and Farm Management
M.Sc.; Ph.D. Agricultural Economics (with specialization in Agricultural Economics)
ii. Department of Agricultural Extension and Rural Development
M.Sc.; Ph.D. Agricultural Extension and Rural Development
iii. Department of Agronomy
M.Sc.; Agronomy (with specialization in General Agronomy, Horticulture; Plant Breeding Genetics, Weed Science and Crop Physiology).
M.Phil/Ph.D., Ph.D. Agronomy with specialization in General Agronomy, Horticulture and Weed Science.
M.Sc.; Soil Science (with specialization in Soil Microbiology & Biochemical, Soil Fertility and Chemistry, Soil and Water Management, Soil Survey and Land use Evaluations).
M.Phil./Ph.D.; Ph.D. Soil Science (with specialization in Genetics, Soil Science, Pedology, Soil Survey and Land Use, Soil Microbiology and Biochemistry)
iv. Department of Crop Protection
M.Sc.; Ph.D. Crop Protection (with specialization in Entomology; Phyto -Pathology).
v. Department of Animal Production
Postgraduate Diploma in Animal Production
M.Sc.; MPhil/Ph.D.; Ph.D. Animal Production (with specialization in Animal Nutrition,
Animal Breeding and Genetics, Animal Physiology).
vi. Department of Home Economics and Food Science
PGD, M.Sc. Food Science (with specializations in Food Post- Harvest Technology, Plant and Animal Processing and Preservation, Food Safety and Biotechnology).
M.Sc.; M.Phil/Ph.D.; Ph.D.; Home Economics (with specializations in Home Economics, Family and Child Development, Textiles, Clothing and Fashion Management, Hospitality and Tourism Management, Home Management).
i. Department of Arabic
M.A.; M.Phil./Ph.D.; Ph.D. Arabic Languages.
M.A.; M.Phil./Ph.D.; Ph.D. Arabic Literature.
ii. Department of English
M.A.; M.Phil./Ph.D., Ph.D. English Language
M.A.; M.Phil./Ph.D., Ph.D. Literature–in–English
iii. Department of French
M.A. Literature-in-French (with specialization in African Literature)
M.A.; Ph.D. French Language (with specialization in Translation)
iv. Department of Linguistics and Nigerian Languages
M.A.; M.Phil./Ph.D.; Ph.D. Linguistics;
M.A.; M.Phil./Ph.D.; Ph.D. Applied Linguistics;
M.A.; M.Phil./Ph.D.; Ph.D. Yoruba Language
M.A.; M.Phil./Ph.D.; Ph.D. Yoruba Literature
v. Department of The Performing Arts
M.A.; Performing Arts (with specialization in Drama; Music; Dance).
M.Phil./Ph.D. Performing Arts (with specialization in Drama; Music; Dance).
Ph.D. Performing Arts (with specialization in Drama; Music; Dance).
vi. Department of Religions
M.A.; M.Phil./Ph.D.; Ph.D. Christian Studies.
M.A.; M.Phil./Ph.D.; Ph.D. Comparative Religious Studies
M.A.; Islamic Studies
vii. Department of History and International Studies
M.A. History and International Studies.
viii. Centre for Peace and Strategic Studies
M.A.; Ph.D. Peace and Development Studies. (with specialization in Conflict
Management and Peace Building, Security and Strategic Studies, Peace and
Environmental Studies and Peace and Development Journalism)
M.A. Peace and Security Studies; M.A. Peace and Strategic Studies.
i. Department of Anatomy
M.Sc.; Anatomy (with specialization in Neuroanatomy; Molecular Endocrinology;
Physical Anthropology; Developmental Biology, and Reproductive Biology).
M.Phil./Ph.D.; Ph.D. Anatomy (with specialization in Neuroanatomy, Molecular
Endocrinology, Developmental Biology, and Reproductive Biology).
ii. Department of Medical Microbiology & Parasitology
M.Sc.; Ph.D. Medical Microbiology and Parasitology (with specialization in Bacteriology, Virology, Mycology, Parasitology)
iii. Department of Physiology
M.Sc.; M.Phil/Ph.D.; Ph.D. Physiology (with specialization in Cardiovascular
Physiology; Endocrinology and Metabolism; Membrane Physiology; Neurophysiology).
iv. Department of Pharmacology and Therapeutics
M.Sc.; Ph.D. Pharmacology
i. Department of Epidemiology and Community Health
Master of Community Health (M.Comm.H.); (with specialization in Tropical Public
Health, Epidemiology and Community Health, Occupational Health, Environmental
Health, Health Management and Health Education).
Master in Public Health (MPH) (with specialization in Tropical Public Health,
Epidemiology and Community Health, Occupational Health, Environmental Health,
Health Management, Health Education).
Ph.D. Public Health (with specialization in Epidemiology).
ii. Department of Paediatrics and Child Health
M.Sc. Tropical Paediatrics
Ph.D. Tropical Paediatrics
i. Department of Library and Information Science
Master in Library and Information Science (MLIS)
Ph.D. Library and Information Science
ii. Department of Mass Communication
M.Sc.; Ph.D. Mass Communication (with specialization in Print Journalism, Broadcast Journalism and Public Relation & Advertising).
i. Department of Educational Technology
Postgraduate Diploma in Educational Technology (PGDET).
M.Ed.; M.Phil./Ph.D.; Ph.D.; Educational Technology (with specialization in Assistive Technology, Distance Education, E- Learning and Instructional Technology)
ii. Department of Health Promotion and Environmental Health Education
M.Ed.; M.Phil./Ph.D.; Ph.D. Health Education ( with specialization in Primary Health Care, Reproductive and Family Health, Drug Education, Safety Health Education, Nutritional Education, and Community Health Education).
M.Ed. Public Health Education (M.PHE) (with specialization in Drug Education, Primary Health care, Community Health Education, Reproductive and Family Health, Safety Health Education).
i. Department of Human Kinetic Education
M.Sc. (Ed.); M.Phil./Ph.D.; Ph.D.; Human Kinetics (with specialization in Administration and Management of Human Kinetics and Sports Exercise and Sport Science, Recreation and Tourism).
ii. Department of Science Education
M.Ed.; M.Phil./Ph.D.; Ph.D. Science Education (with specialization in Physics, Chemistry and Biology);
M.Phil./Ph.D. Curriculum Development in Science Education
M.Phil./Ph.D.; Mathematics Education
iii. Department of Social Sciences Education
M.Ed., M.Phil./Ph.D., Social Studies Education
M.Ed., M.Phil./Ph.D., Curriculum Development
M.Ed., M.Phil./Ph.D.; Educational Psychology
M.Ed. Sociology of Education
vi. Department of Arts Education
M.Ed. History & Policy of Education
M.Ed. Philosophy of Education
vii. Counsellor Education
M.Ed.; Ph.D.; Educational Guidance and Counselling
viii. Educational Management
M.Ed. Educational Management
i. Department of Agricultural and Biosystems Engineering
M.Eng.; Agricultural and Biosystems Engineering (with specialization in Soil and Water Conservation, Irrigation and Drainage Engineering; Farm Power and Machinery Engineering; Agro-Product Processing Food Engineering, Aqua cultural Engineering; Renewable Energy Engineering).
M.Phil./Ph.D. Agricultural and Biosystems Engineering (with specialization in Farm Power and Machinery Engineering, Soil and Water conservation, Irrigation and Drainage Engineering, Agro-Product Processing and Food Engineering, Renewable Energy).
Ph.D. Agricultural and Biosystems Engineering (Farm Power and Machinery Engineering, Soil and Water Conservation, Irrigation and Drainage, Agro-Production & Food Engineering).
ii. Department of Chemical Engineering
M.Eng.; M.Phil./Ph.D.; Ph.D. Chemical Engineering (with specialization in Polymer Engineering, Pollution Engineering, Biochemical Engineering, Transport Process Engineering).
iii. Department of Mechanical Engineering
M.Eng. Mechanical Engineering (with specialization in Production Engineering, Thermofluids Engineering, Materials and Metallurgical Engineering).
Ph.D. Mechanical Engineering (Production Engineering; Thermofluids Engineering, Material and Metallurgical Engineering)
i. Department of Common Law
LL.M; M.Phil./Ph.D.; Ph.D. Common Law.
ii Department of Islamic Law
LL.M; M.Phil./Ph.D.; Ph.D. Islamic Law.
i. Department of Biochemistry
M.Sc.; Ph.D. Biochemistry.
ii. Department of Microbiology
M.Sc.; M.Phil./Ph.D.;. Ph.D. Microbiology (with specialization in Industrial Microbiology; Environmental Microbiology; Medical & Veterinary Microbiology).
iii Department of Plant Biology
PGD; M.Sc., M.Phil./Ph.D.; Ph.D. Plant Biology (with specialization in Plant Anatomy and Taxonomy, Plant Physiology and Biochemistry, Lower Plants, Herbal Medicine, Plant Diversity and Environmental Management.
iv. Department of Zoology
M.Sc. Zoology (with specialization in Cell Biology and Genetics, Entomology, Fisheries and Hydrobiology, Parasitology).
Ph.D. Zoology (with specialization in Entomology, Fisheries and Hydrobiolgy and Parasitology).
i. Department of Business Administration
M.Sc.; M.Phil/Ph.D.; Ph.D. Business Administration (with specialization in General Management, Marketing Management, Human Resources Management, Operation Management).
i. Department of Mathematics
M.Sc., M.Phil./Ph.D.; Ph.D. Mathematics (with specialization in Optimization; Fluid Mechanics; Analytical Dynamics; Numerical Analysis; Algebra; Complex Analysis; Mathematical Modeling; Functional Analysis, Real Analysis, Operator Algebra).
ii. Department of Chemistry
Postgraduate Diploma in Chemistry.
M.Sc; Chemistry (with specialization in Physical Inorganic; Organic; Analytical; Environmental).
M.Phil/Ph.D. Chemistry (with specialization in Physical; Inorganic, Analytical, Organic).
Ph. D. Chemistry (with specialization in Physical, Inorganic, Analytical , Organic).
iii. Department of Industrial Chemistry
M.Sc.; M.Phil./Ph.D. and Ph.D. Industrial Chemistry (with specialization in Analytical /Environmental Chemistry, Food and Nutrition Chemistry, Medicinal / Natural Product Chemistry).
iv. Department of Physics
M.Sc.; Ph.D. Physics (with specialization in Radio Propagation and Space/Communication Physics; Ionospheric Physics; Solid State and Materials' Science; Theoretical and Mathematical Physics; Solar Energy and Solar Radiation Physics; Meteorology and Atmospheric Physics).
v. Department of Statistics
Postgraduate Diploma in Statistics (PGDS) (with specialization in Design of Exponent, Sample Survey, Biostatistics, Quality Control, Categorical Data Analysis).
M.sc.; M.Phil./Ph.D;. Ph.D. Statistics ( with specialization in Statistical Quality Control, Biostatistics, Sample Survey and Demography, Multivariate Analysis, Econometrics, Mathematical Statistics).
vi. Department of Geology and Mineral Sciences
Postgraduate Diploma Geology (with specialization in Petroleum Geology/Sedimentology, Engineering Geology, Hydrogeology, Solid Minerals, Applied Geophysical).
M.Sc.; M.Phil./Ph.D.; Ph.D. Geology (with specialization in Petroleum Geology, Sedimentology, Engineering Geology, Hydrogeology, Solid Minerals, Applied Geophysics).
i. Department of Economics
M.Sc.; Ph.D. Economics.
ii. Department of Political Science
M.Sc.; Ph.D. Political Science (with specialization in Comparative Politics and International Relations).
iii. Department of Sociology
M.Sc.; Sociology (with specialization in Industrial Sociology; Criminology; Medical Sociology).
iv. Department of Geography and Environmental Management
M.Sc.; M.Phil./Ph.D. Geography and Environmental Management (with specializations in Climatology, Geomorphology, Biogeography, Hydrology and Water Resources, Social Geography, Remote Sensing, Regional Development, Population Geography, Urban Geography, Rural Geography, Settlement Geography, Transport Geography, Housing Studies, Agricultural Geography, Medical Geography, Gender Studies, Tourism and Recreation, Resource Management).
UNILORIN Postgraduate – Application Fees.
Application fee for all programmes is N25, 000.00 only for Applicants within Nigeria OR $200.00 only for International Applicants.
UNILORIN Postgraduate – Dates and Venues of Qualifying Exam.
A three-hour qualifying examination for all applicants stated in C6 above for those seeking admissions into Master and Postgraduate Degree programmes, will hold on Saturday, 7th July, 2018, at 8.30a.m prompt in the following venues:
(i) FACULTY OF ARTS NEW LECTURE THEATRE:- For candidate seeking admission into Faculty of Arts.
(ii) FACULTY OF ARTS LECTURE HALL AND FACULTIES OF MANAGEMENT SCIENCES AND SOCIAL SCIENCES LECTURE THEATRE: – For candidates seeking admissions into Faculties of Management Science and
Social Sciences.
(iii) FACULTY OF EDUCATION NEW LECTURE THEATRE – For candidates seeking admissions into Faculty of Education.
(iv) LECTURE THEATRE I & II NEW SCIENCE LECTURE THEATRE & ENGINEERING LECTURE THEATRE
for candidates seeking admissions into the Faculties, Basic Medical Sciences, Clinical Sciences, Engineering & Technology, Physical and Life Science.
(v) FACULTY OF LAW LECTURE ROOMS AND THEATRE: for candidates seeking admission into the Faculty.
(vi) FACULTY OF COMMUNICATION AND INFORMATION SCIENCES LECTURE THEATRE: for candidate seeking admission into the Faculty.
NOTE: There will be no formal letters of invitation to candidates for the Qualifying Examination as this advertisement will serve as the invitation.
UNILORIN Postgraduate – Method of Application & Closing Date.
Application Forms are to be completed on-line and will close on Friday, 29th June, 2018. Note that the latest date for receipt of supporting documents is Tuesday, 31st July 2018. Successful applicants would be notified by e-mail.
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