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Tumi's Terms and Conditions
1. Sphere of application
This website under the URL https://se.tumi.com/ and the affiliated services (e.g. service, app) (together "Website") is operated by Frucon² NV & TUMI D2C GmbH Hans-Böckler-Str. 6 59423 Unna ("Tumi" or "we"). These terms and conditions ("T&Cs") shall apply for all orders made and services offered via our Website.
- Frucon²: Frucon², public limited liability company, incorporated under Belgian law (so-called NV), having its registered office at 8850 Ardooie (Belgium), Pittemsestraat 58d, Company Registry number Kortrijk 0806.661.106. Frucon² is responsible for the financial processing of online payments on the Site.
2. Close of Agreement
- The Tumi Website only includes a shop window. By presenting our products on our Website we only would like to invite you to make an offer (order). You will make an offer for enter into an agreement to buy a product by clicking on the button "Pay now" at the end of the order process. Tumi will then confirm the receipt of your order by email. This email does not constitute an acceptance of your offer.
- The sale agreement will not be entered into until we confirm your order by email or send the goods to you within 14 days after receipt of your order.
- Four steps are required to make an order on our Website: (1) you choose the product you would like to buy (2) you will need to fill in your customer data including your address for sending the invoice and if need be a different delivery address. If you have already subscribed for our service, your data will pop-up if you logged into your account. (3) you decide how you would like to pay. (4) you may check all data (e.g. name, address, payment method, order products) and to change those before you send your order to us by clicking on "Pay now". If there is any incorrect or there is any missing information our Website will highlight this for you.
- Our Website is designed for customers over the age of 18. Children aged 14 to 18 years old can provide the data and make orders with the prior agreement of their legal guardians. Children aged under 14 shall not use this Website.
- Care of PO Box addresses and military APO addresses are not accepted.
- We deliver from Monday till Friday, except for bank holidays.
- Through our site se.tumi.com the products are delivered in Sweden.
4. Right of withdrawal for consumers and Tumis' free returns policy
If you are a consumer within the meaning of the the German Civil Code, the law allows you to withdraw from the agreement to purchase goods within 14 days from the date of your order. Further information in that respect can be accessed here. Please also note our free returns policy to take back products within 30 days. More information can be accessed via the link "Returns" on our Website.
5. Subscribing for the Website
- On our Website, you may set up a customer account or make your order as a guest. As a guest, your order data will be blocked after completing your order and only be used for clarifying warranty claims or used for other legal purposes.
- Setting up a customer account on our Website is free of charge. To subscribe you will need to provide us with your title, your first and family name, an email address as well as a password. Once you have an account you can access the following areas:
- My profile
Here you can store your personal data (name, address) as well as data about your payment method and credit or debit cards as well as store delivery addresses. By clicking the link "Newsletter settings" you can personalise your newsletter.
- Bought and stored articles
In this area, your orders will be stored for one year. Further, you can store your 'wish list' for products that you are interested in but did not buy yetso you can find them easily next time you visit.
- Tumi Tracer®
If you register with the Tumi Tracer Program®, your registered products will be stored here. With the program Tumi Tracer®, you may register any products purchased by you. You only need to provide us with the 20-digit register code of the product and you need to have an account on our Web Site. Once you have registered, if your product is lost we may be able to identify you as buyer and return the product to you by using the 20-digit registration code.
- Repairs
If you instruct us to repair one of your products your product will be listed in this area and you will be kept posted on the current status of your order.
- Personalization
Here you may design your personal monogram which will then be attached by us to the products you ordered.
- Recommendations
Here we show you some current offers of our Website which may be of interest for you. Tumi reserves the right to change or terminate any or all areas available via your customer account.
- My profile
- Please update your data in your account if information changes. Please note that changing a delivery address within your customer account after placing an order will not be taken into account by Tumi. If you wish to change your delivery address after you have placed an order please contact us by phone as soon as possible. We cannot guarantee that we will be able to change the delivery address.
- You can terminate your account with Tumi at any time. Tumi may terminate your account for any reason with 4 weeks prior notice. The right of each party to terminate the agreement for cause shall remain unaffected.
6. Products, Content and Specifications
- All features, content, specifications, products and prices of products and services described or depicted on this Website, except those of your sent order, are subject to change at any time without notice. Certain weights, measures and similar descriptions are approximate and minor changes are possible. Tumi makes all reasonable efforts to accurately display the attributes of our products, including the applicable colors; however, the actual color you see will depend on your computer system. The inclusion of any products or services on this Website at a particular time does not imply or warrant that these products or services will be available at any time. It is your responsibility to ascertain and obey all applicable local, national and international laws (including minimum age requirements) in regard to the possession, use and sale of any item purchased from this Website.
- We attempt to ensure that information on this Website is complete, accurate and current. Despite our efforts, the information on this Website may occasionally be inaccurate, incomplete or out of date. We make no representation as to the completeness, accuracy or age of any information on this Website. In addition, we may make order changes in information about price and availability without notice except during an on-going order.
- The design of this Website and all text, graphics, information, content, and other material displayed on or that can be downloaded from this Website are protected by copyright, trademark and other laws and may not be used except as permitted in these Terms and Conditions or with prior written permission of the owner of such material. The software, other technology components and contents of this Website are © 2016 of TUMI D2C GmbH and its respective affiliates and suppliers. All rights reserved. You may not modify the information or materials displayed on or that can be downloaded from this Website in any way or reproduce or public display, perform, or distribute or otherwise use any such information or materials for any public or commercial purpose. Any unauthorized use of any such information or materials may violate copyright laws, trademark laws, laws of privacy and publicity, and other laws and regulations or third party rights.
7. Gift card policy
Purchase of gift cards
- TUMI eGift Cards are available in 18 European online TUMI shops. The eGift Cards may only be redeemed online via the online TUMI shop from where the eGift Card was purchased.
- eGift Cards are available in different designs and you can include a personal message to be sent with the eGift Card. TUMI does not assume any responsibility for the content of your personal message, although TUMI reserves the right to refuse to include your personal message on the eGift Card, if the message is considered inappropriate.
- eGift Cards are available in all denominations, with a minimum of £ 50 and a maximum of £ 1,000, via the following websites: at.tumi.com, be.tumi.com, ch.tumi.com, cz.tumi.com, de.tumi.com, dk.tumi.com, ee.tumi.com, es.tumi.com, fi.tumi.com, fr.tumi.com, hu.tumi.com, ie.tumi.com, it.tumi.com, lu.tumi.com, nl.tumi.com, pl.tumi.com, se.tumi.com, uk.tumi.com
- The eGift Cards are sent to you for free via email. Even if an eGift Card is part of an order that includes other TUMI products, the Gift Card will be sent to you separately by email.
Validity of gift cards
- The eGift Card is only valid on the website where it was purchased for a period of 12 months following the purchase of the eGift Card. If the eGift Card expires, any unused balance will be lost. This cannot be redeemable in cash or as credit.
- The eGift Card may not be exchanged or returned for cash or credit. Resale of the TUMI eGift Card to third parties is prohibited.
- eGift Cards and their use on TUMI online shops are subject to the General Terms and Conditions of Sale and Use for online purchases and TUMI's Privacy Policy. TUMI reserves the right to change these terms and conditions at any time without notice. You are expected to have read through the eGift Card Policy as well as TUMI's General Terms and Conditions of Sale and Use for online purchases. The General Terms and Conditions of Use and Sale can be found here.
- This eGift Card Policy as well as the General Terms and Conditions of Sale and Use as referred to above in Article 2.3 are subject to change.
Use of your egift card
- An eGift Card may not be used to purchase another eGift Card.
- The value of an eGift Card may not be changed or exchanged. An eGift Card may only be used for purchases on the TUMI website where the eGift Card was purchased.
- When purchasing an eGift Card, the card value may not be taken into account for obtaining discounts offered on products, shipping, and/or free gifts based on a fixed purchase amount.
- Only one eGift Card may be redeemed per order. To use the eGift Card, you must add your TUMI product(s) to your shopping cart. You may enter your eGift Card code:
How do I use my gift certificate?
If you're lucky enough to have a gift certificate for our online store, you can get a pre-specified amount off when you buy products online.
There are 2 ways of redeeming your gift certificate:
Through your shopping cart
- Pick a product from our online store.
- Go to your shopping cart by clicking CART at the top right of the screen.
- Select your preferred shipping method.
- Below the shipping method fields you will find the text "Enter promo code". Click on this.
A small box will appear where you can fill in your code. After adding your code, click "Apply". Your gift certificate will have been applied.
N.B. You will not be able to check the balance of your gift certificate using the above method. Please use the second method of redeeming your gift certificate as described below.
Through the checkout page
If you would like to check the balance of your gift certificate, please follow these steps:
- Pick a product from our online store.
- Go to your shopping cart by clicking CART at the top right of the screen.
- Select your preferred shipping method and click the "checkout" button at the bottom right.
- Once you are on the checkout page, scroll below the Shipping and Billing Address sections. Here you will find the following text "Do you have a gift certificate?" Select "yes".
A small box will appear where you can fill in your code. After adding your code, click "Apply". To check the balance of your gift certificate click the "check balance" link below the certificate box.
- Your payment will only be processed after you have verified your details, accepted the terms and conditions, and clicked the 'Place order' button.
- The total order (i.e. the price of the products, any applicable sales tax, and shipping costs) will be deducted from the balance on the eGift Card. The balance on the eGift Card will be updated once your order has been processed.
- If the value of the purchased products is less than the total value of the eGift Card, any unused balance will remain on the eGift Card for future orders for which the same eGift Card data will be used. If the value of your order exceeds the total value of the eGift Card, you will be asked to pay the difference via another payment method.
- TUMI reserves the right to refuse, cancel, or hold orders paid for with an eGift Card in case of suspected fraud, mistakenly issued e-Gift Cards, or other violations of this eGift Card Policy.
Return of products paid for with an egift card
- If you return a TUMI product (within the period indicated in the online shop policy) that was paid for with an eGift Card, you will receive a new eGift Card with the same period of validity as that of the eGift Card used earlier and a balance equal to the purchase amount. The eGift Card used for the purchase will expire.
egift card balance
- You may check the balance on your eGift Card at any time here. The balance on the eGift Card can be verified using a valid Gift Card number.
- We would like to point out that it is currently not possible to recharge the eGift Cards.
- If you want more information about the eGift Card, please send an email to firstname.lastname@example.com
Lost or stolen gift cards
- TUMI is not responsible for the loss, theft, destruction, or unauthorised use of eGift Cards. The holder of the eGift Card shall not receive any compensation for the above.
8. Links and content
- Creating or maintaining any link from another website to any page on this Website without our prior written permission is prohibited. Running or displaying this Website or any information or material displayed on this Website in frames or through similar means on another website without our prior written permission is prohibited. Any permitted links to this Website must comply will all applicable laws, rule and regulations.
- From time to time, this Website may contain links to websites that are not owned, operated or controlled by Tumi, or its affiliates. All such links are provided solely as a convenience to you. If you use these links, you will leave this Website. Neither we nor any of our respective affiliates are responsible for any content, materials or other information located on or accessible from any other website.
- You are prohibited from posting or transmitting any unlawful, threatening, defamatory, libelous, obscene, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offence or give rise to civil liability, or otherwise violate any law. In addition to any remedies that we may have at law, if we determine, in our sole discretion, that you have violated or are likely to violate the foregoing prohibitions, we may take any action we deem necessary to cure or prevent the violation, including without limitation, the immediate removal of the related materials from this Website. We will fully cooperate with any law enforcement authorities or court order or subpoena requesting or directing us to disclose the identity of anyone posting such materials.
9. Delivery Times
The relevant delivery time for our articles is listed on the specific Website for this article. If the article is not in stock or we are not able to deliver it we will inform you before accepting your order.
10. Warranty/additional contractual guarantee
- The legal provisions on warranty as provided for by German law shall apply. Any damages based on normal wear and tear, misuse or wrong or missing care are excluded. If you are a businessman the period of warranty is limited to one year. Place of execution shall be the businessmen's residence.
- Please also be ware of our contractual guarantee by accessing the information in that respect under the link "guarantee" on our Website.
11. Secret lien
Any articles remain within Tumi's property until they are paid in full.
12. Limitation on liability
- Tumi shall be liable for intent or gross negligence in line with applicable law. In the event of slight negligence we shall only be liable if we are in breach of a material duty under this agreement. Material duties under this agreement shall cover any duties which need to be rendered to the other party pursuant to the agreement's aim or which enable the proper performance of this agreement and where the other party may trust in the compliance of such obligations.
- In case of slight negligence, the liability of Tumi is limited to foreseen and typical damages when entering into this agreement.
- A strict liability as foreseen by law – including but not limited to the liability pursuant to the German Act on Product Liability as well as the liability for guarantee – and the liability in case a person's life, health or body is affected shall remain unaffected by the provisions above.
- This limitation of liability shall also apply to Tumi's staff, legal representatives and assistants. They further cover all legal claims (including but not limited to tort) and contractual claims resulting from the use of this website and from this agreement.
All listed prices include applicable VAT.
14. Payment conditions
Payment of ordered products can be made by credit card or PayPal. We reserve the right to exclude payment methods in each individual case. Your credit card will be debited with completing your order.
15. Dispute Resolution
In general, TUMI is under no obligation and not willing to participate in a dispute resolution proceeding before on arbitration board. However, TUMI will use its best efforts to solve any issues with the customer via its customer service to avoid legal measures.
16. Data Privacy
Here you can access important information on data privacy.
17. Final provisions
- Within the European Union the law of your residence shall apply. The UN Convention on the sale of goods shall be excluded.
- If you are a business man or a legal entity under public law or you do not have a permanent residence within the European Union, Unna, Germany, shall be place of venue.
- Your order data and the applicable terms and conditions will be stored by Tumi. Your order data and the T&Cs are available to do to you via our confirmation email, your order data can also be accessed by your customer account.
- This Website has been designed in German language. By the language link on the top of the Website you can switch to other European languages (currently English, French, Italian and Spanish). However, please note that the content of the Website may differ depending on the Website you choose. You are also free to access one of our Websites designed for other countries.
- Our customer service can be reached by phone from Monday to Friday from 10:00 to 17:00 p.m. under the phone number: +46 844686349 or by email under email@example.com.


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Star CEO Jamie Dimon, JPMorgan's Chase chief, spoke with CNBC's Maria Bartiromo over the weekend. Noting the bank has $2 trillion in assets under management and a "war room" set up to deal with the possible fiscal cliff, Bartiromo began by asking about the impact four more years of an Obama administration will have on JPMorgan Chase, as well as businesses in general.
"The foundation of business is actually pretty strong," Dimon responded. "Businesses are in great shape with lots of cash. Housing looks like it's turning. Consumers are still spending, so business itself looks pretty good."
Noting he had a "fine" relationship with CFPB alum Elizabeth Warren, the newly-elected junior senator from Massachusetts and frequent critic of the banking industry, he announced that he called to congratulate her on winning her election.
"We are going to meet all the rules and all the requirements both in the spirit and the letter of the law," he added. "The only one we will be cautious about is when JPMorgan can't compete on the same level and the same playing field as Deutsche Bank or a Chinese bank. That's all. Anything else we think we can adjust to."
When asked specifically about the Volker Rule, which stipulates that banks must restrict certain kinds of speculative investments, Dimon said, "It should have been written more specifically and not so wide open. We've offered regulators [suggestions] on 'here's how you apply the law,' apply it fairly, protect companies and it should be much simpler than having 180 rules, it should be more like six or seven rules. And by the way, we've already fixed the major part [which is] more capital, more liquidity and more transparency."
"We have a great company, business is growing, we're making mortgages, middle market loans are up 10 straight quarters, small business loans are at a record, deposits are up, trade finance is up," he concluded. "We're doing fine."

subset: commoncrawl


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Nothing like video of a cute baby, its mom and other dolphins to bring a smile to the day! Check out the footage of Merina and her calf. Tursi and her little one, as well as Theresa, also appear. For those who wonder what's happening when a mom pushes the baby around with her rostrum, that's one of the ways that moms "surf" their calves. It's a form of play and bonding. It can also be used as discipline if the little one is wandering off or getting into trouble. :-)
So sweet! We hope you enjoy it.
Wednesday, November 24, 2010
Merina & Calf!
Nothing like video of a cute baby, its mom and other dolphins to bring a smile to the day! Check out the footage of Merina and her calf. Tursi and her little one, as well as Theresa, also appear. For those who wonder what's happening when a mom pushes the baby around with her rostrum, that's one of the ways that moms "surf" their calves. It's a form of play and bonding. It can also be used as discipline if the little one is wandering off or getting into trouble. :-)
Posted by The DRC Family at 11:12 AM 3 comments
Friday, November 19, 2010
Video of Tursi and Calf
We know you love seeing the dolphins as much as we do, but not all of you have the chance to visit them in person right now. This footage of Tursi and her baby was filmed over the last week or so. We hope you enjoy watching them swim and play!
Posted by The DRC Family at 3:24 PM 3 comments
Wednesday, November 17, 2010
Sad News
Dolphin Research Center is deeply sorry to share the news that Calusa's calf died early this afternoon. In observing him since his birth last Saturday, we recognized that he was not thriving the way that he should in his first days. DRC's Animal Care Committee was looking at ways to intervene and supplement, but the baby's condition rapidly deteriorated.
Calusa was proving herself an excellent mom and did all that she could to nurture the baby. Unfortunately, in every animal species, the youngest are the most delicate. There is an even higher mortality risk for a female's first calf. Sadly, not all who are born survive.
All of us in the DRC family appreciate your concern and support.
Thank you.
Posted by The DRC Family at 6:00 PM 8 comments
Tuesday, November 16, 2010
Baby Boom - Merina's Calf Arrives!
Merina's calf surfaces for a quick breath!
Only a couple days after the birth of Calusa's calf, Merina delivered her new, adorable baby on November 15th.
Judging from Merina's behavior and signs of labor contractions, we knew yesterday that it wouldn't be long. Although she held off until after dark, when Medical Director Pat Clough visited Merina's lagoon around 8:45 last night, the flippered bundle of joy was swimming alongside mom.
Merina is an experienced mother, having previously delivered and raised Pandora, Calusa and Cayo. This newborn calf is a cute addition to a lovely family.
It will be some time before we can announce the name of the baby's father. Conceived by artificial insemination, two males from other facilities are candidates. DNA testing in the future will determine which male is the baby daddy.
Posted by The DRC Family at 10:47 AM 7 comments
Friday, November 5, 2010
DRC Welcomes New Baby!
Look at the sweet face of Tursi's new calf!
The entire Dolphin Research Center family is delighted to announce the arrival of Tursi's baby on the evening of Friday, November 5th at 6:06 p.m. The little one is swimming strong around the lagoon with its beautiful mom.
For a few days, Tursi's behavior indicated that her time was drawing closer. Earlier today, she refused her fish meals and only ate gelatin treats that we offered. A member of the Animal Care and Training staff monitored her throughout the day. As time progressed, she hunched more frequently and exhibited contraction behavior.
At 5:16 p.m., the baby's tail flukes appeared and from that point on, the delivery quickly proceeded. Less than an hour later, after a good, long dive, up popped Tursi with the calf for a first breath!
As you know, Tursi is a very experienced, super, mom. From the moment she gave birth, she expertly steered her little one safely around the lagoon. The calf quickly caught on to the chin-slap breathing action that's common to all newborn dolphins. In order to make sure that the blowhole clears the surface, the baby brings its entire head up, so it's chin naturally slaps on the water on the way down.
Before another hour passed, Tursi had already cruised by the dock and accepted some juicy herring from the trainers. She'll take in lots of calories to produce rich milk for the newborn.
We won't know for some time whether the calf is a boy or a girl. Whatever its gender, the baby has a lot of ties in the DRC family. Its half-siblings are brothers Talon and Pax and sister Gypsi on Tursi's side. Kibby is the proud father, which means that Pandora and Delta are also half-siblings.
Welcome to the family, little one. Congratulations, Tursi and Kibby.
Posted by The DRC Family at 7:46 PM 13 comments


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GitLab Community Edition
A complete DevOps platform
GitLab is a single application for the entire software development lifecycle. From project planning and source code management to CI/CD, monitoring, and security.
To register an Identity account or recover access to an existing account, please visit the KDE Identity self service portal.


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WEAR SOVACOLLECTION and become the CENTRE OF ATTENTION
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Steel Grey Pearl Set. Wedding, Stylish and Graceful Bridal Jewellery Set.Classic pearl set Necklace with matching bracelet and earrings.Length / Size:
• Necklace-18"/46cm+2"/5cm extension chain• Bracelet-7"/18cm+1"/3cm extension chain.• Earrings -3.5cm
Measuring & Size Guide for Sovacollection Online Clothes
Where do I start?
Make sure you measure yourself in your underwear!
Before making any online purchases, always check with the merchant's measuring size guide charts and fitting tips.
Check the method and instruction used by SovaCollection. From the size chart measurement tolerances it will give you a confident realistic indication that tells you if you will fit into out chosen garments!
Fitting methods and measurements might vary slightly from one online merchant to another.
Below are instructions to measure yourself:-
Measure Guide Instructions
Difficulty: Easy
Time Required: 2-5 minutes
Height: Stand barefoot with your feet together and your back to a wall.
Measuring from the top of your head to the floor, it may be easier for a friend to take this measurement for you.
Beautiful Jewellery from SovaJKJewellery set to grace any occasion.
Our handcrafted jewellery is created with great care and quality, the end result are casual and elegant, perfect to wear in the office or an evening out.With this we hope that it will bring a lot of enjoyment to you the wearer.Necklace made with 8mm glass pearls and 2mm Czech seed beads and finished with stainless steel clasp with matching bracelet and pearl earrings.Length / Size:
• Necklace - 18" / 46cm + 2"/5cm extension chain.• Bracelet - 7" / 18cm + 1"/ 3cm extension chain.• Earrings - 3.5 cm finished with sterling silver earwire hook.
Presented to you in velveteen pouch.
Shipping Delivery All items are carefully wrapped with great care using acid free tissue paper and then securely packed in a gift box; then placed in a packing bubble wrap for protection when in transit.
SOVACOLLECTION ships to UK & worldwide from the UK using Royal Mail Post, with International Standard delivery confirmation on all items shipped.
SOVACOLLECTION is located in the UK, Europe
UK delivery time Delivery across the UK 2 to 3 working days
Europe delivery time Delivery to Europe in 3 to 5 working days
Rest of the world Delivery to the rest of the world in 5 to 7 working days
Delivery Delays Let the buyer beware that sometimes delays happen due to customs checking, holidays and delays at the post office and other reasons which are totally out of my control. However please contact us if you have any concerns over your order your peace of mind is very important to SOVACOLLECTION.
For more information click on delivery / shipping rates
Refunds and Exchanges
If you are unhappy with your order for any reason please contact us within 5 working days of receiving your package. I will do my best to resolve the problem quickly. Refunds and exchanges are considered on a case-by-case basis. Whether Clothing or Jewellery all returns should be placed in its original packaging with the tags still intact. Buyers are responsible for any duties, customs and taxes levied by their individual countries.
Additional Policies
Unfortunately earrings for pierced ears are strictly non-returnable due to Health and Hygiene regulations, unless they have remained in their original wrapping or are faulty Contact us as soon as possible so that we can do our best to resolve the issue. SovaCollection will do everything to ensure that your shopping experience has been dealt with to your satisfaction.
Thank You
Only registered users can write reviews. Please, log in or register
How can We Help?
Got a question? We'd love to hear from you, Send us a message and we'll respond to you as soon as possible.
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Jenny's Schedule
Simple Pricing that grows with you.
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Interchange + 1% in Europe
Contact us for anywhere else
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Your event listings display for free on our marketplace helping you attract new participants from a global audience of retreat seekers. Only pay a 14% fee when a guest books and attends a retreat.
Frequently Asked Questions
How does the 14 day free trial work?
Get access to all our features to try them out. We'll set you up with our software & a retreat consultant to make it easy. If you decide to buy then your free trial account will become your live account. You won't lose any of your data or your setup.
How many users do we get?
All plans come with unlimited accounts for your whole team.
What counts as a registration?
A registration is 1 guest's stay at your retreat center. Ie. A guest who comes for a 2 day retreat counts as 1 registration. A guest who comes for a 30 day retreat also counts as 1 registration.
Typically registrations are for overnight or multi-day retreats. But, if you have many day-visitors, or often rent out your retreat organization to visiting teachers & their students, weddings and conferences, let us know. This could make your plan cheaper!
contact us for custom pricing
What happens if I cancel half way through the year?
Pay yearly risk free:
If you pay a year in advance we will reimburse you for the remaining months left in the year.
Pay monthly:
If you pay monthly, you'll just stop paying at the beginning of the next month.
What happens if we go over our plan?
If your retreat organization is doing many more registrations than expected this year, Congrats! We will notify you if you're processing more registrations than is part of your current price plan. You'll only be responsible for paying your new price plan after you have been notified. If you sign up for a higher plan, and do fewer registrations than expected, you can move to a smaller plan. We will credit you the plan difference from last year towards this year's plan payment.
Still have questions?
Not sure which plan is right for you?
Why Retreat?
We asked people why they go on retreat, here's what they said:
So that I am rejuvenated to be the best I can be in my relationships - personal, work and in Society - offering and giving to be of benefit to others! Laura
Retreat Guru's Vision
We believe human beings are innately wise, strong and kind. This wisdom, although not always experienced, is always present. Going on retreat is a beautiful way to reconnect to our basic sanity and health. Our aspiration at Retreat Guru is to inspire people to experience authentic retreats and reconnect with their innate wisdom, strength and kindness.


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or make 4 interest-free payments of fortnightly with More info
If you're looking for the most rugged protection available for the iPad Air 2, you've found it in the Shock Drop Series Cases. We achieve this superior protection with our silicone cover and inner rigid frame. This case is designed to provide full access to touch ID technology.
1 Year


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Long before he made his fortune in cable TV, Dave Keefe was just another Houghs Neck kid looking for a way to pass the time – except in the summer. Each summer, there was no question where he was headed: Camp Burgess in Sandwich. Now Keefe, 63, is being honored by the South Shore YMCA for his longtime support of the camp.
Before he made his fortune in cable television, and before there were many structured activities for young people, Dave Keefe was just another Houghs Neck kid looking for a way to pass the time – except in the summer.
Each summer, there was no question where he was headed: 600-acre Camp Burgess in Sandwich. When Keefe was growing up in the 1950s and '60s, Sandwich felt like a world away.
"Summer camp was sort of the highlight of the year," he said. "You'd start thinking about it in May, and we were really sad when it was over in late August."
Keefe, 63, came of age at the camp, which today is sponsored by the South Shore YMCA. After attending residency camp there virtually ever year of his childhood, he worked at the camp as a counselor and met his future wife there.
After his career took him around the world, the camp still represented something special to him. Two years after his wife, Pam, died of cancer, Keefe paid to have an arts center built at Camp Hayward, the girls camp across the pond from Camp Burgess, in her memory. It is called Pam's Place for Creative Achievement.
Tonight, Keefe will be honored for his lifelong commitment to the camp at the YMCA gala held annually to raise money for camp scholarships. Those scholarships make camp possible for kids who otherwise would be unable to go.
Keefe also co-chaired the capital campaign for the $30 million YMCA now under construction on Coddington Street in Quincy.
"Dave's story is one that continues long after his camp experience, of giving back and knowing what camp did for him," said Paul Gorman, the South Shore YMCA's executive director.
Keefe, who today lives in Cohasset, said the camp, which draws children from South Shore towns as well as Boston, Newton and other states, continues to offer a refuge for campers from cities.
"The population was an urban population, and we're sleeping in outdoor cabins with screens, animals crying in the night, and in a really rustic environment," he said. "In those days, there were 180 boys that had to get along. The best fighter wasn't the best kid at camp. You weren't supposed to fight, which was very different than Houghs Neck was growing up."
Keefe's father was a lawyer from Arlington. His mother was a social worker from Roxbury. After his father returned from World War II, the family purchased a home on Rock Island Road, in a neighborhood that was home to fishermen, firemen, steel workers and painters.
Keefe met his wife, Pam Stillwell, a Minnesota native, while working as a counselor at Camp Burgess. Stillwell had decided she wanted to spend a summer on Cape Cod, so took a job at Camp Hayward.
"We turned 20 that summer," Keefe said. "We kept up a relationship, fell in love, and got married in 1971."
The Keefes had three children and moved across the country as Keefe set up cable TV operations in different markets for Cox Communications.
In 1980, Keefe and a partner founded American Cable Systems, which was selected as Quincy's first cable company by a committee formed by Mayor Arthur Tobin. The company was sold several times in the years that followed, ultimately ending up the property of Comcast.
After stints working to establish cable and premium television in Brazil, Hong Kong and Hungary, Keefe and a partner founded Quincy-based Atlantic Broadband in 2002. The company bought up cable licenses in other states, including Pennsylvania and Florida, as broadband Internet and high-definition television was developing. Atlantic Broadband was sold to a Canadian company, Cogeco, in December.
As far as his business pursuits took him, Keefe still felt a pull from the camp where he frolicked and fell in love.
"Every summer was a great adventure," he said.
READ MORE about this issue.
Reach Jack Encarnacao at email@example.com.


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Greetings, Guardianistas. Almost a year ago, when we went through a management struggle here the newspaper, I promised to let readers know if we encountered any threats to our editorial independence from our San Francisco Print Media Co. owners.
Frankly, we haven't. We're still calling events as we see them, bringing you the best emerging artists, and making endorsements from the same independently progressive perspective that we've been operating from since we were founded in 1966.
Principal owner Todd Vogt has kept his word and let us handle editorial content while he helps improve our revenues and grow the paper. Both have been on the upswing in recent months, and we're grateful for his role in keeping the Guardian alive and thriving.
But as our colleagues down the hall reported last night, Vogt may be on his way out. This week, he informed the staff of the three San Francisco Print Media newspapers — the Bay Guardian, San Francisco Examiner, and SF Weekly — that he will be parting ways with his partners at Black Press Ltd., which also owns Oahu Press, Inc., by the end of the month.
Vogt has been talking to potential investment partners around San Francisco about exercising his option to take full ownership control of San Francisco Print Media Co. in the next couple weeks, but he said that he considers it unlikely given the high cost of buying out his partners.
Representatives from Black Press and Oahu Press were in the office yesterday and they told us they will be conducting a search for a new president of the company over the next few months, and they don't expect to make any major changes in the operations of the Guardian or the other two papers before then.
Don Kendall with Black Press, who will be assessing the operations of all three papers during the search for a new president, called the papers "editorially solid." A long-planned move by the three papers into new office space — into the top floor of the Westfield Mall, in a former SFSU Downtown Campus space — will also proceed as scheduled next month.
Spirits here at the Guardian are strong, we appreciate the role that Vogt has played in helping the Guardian mount a comeback after some tough financial times, and we're hopeful that the new ownership team will appreciate the Guardian's history and role it plays in the city — and that it will see us through our 50th anniversary and beyond.
And most of all, we appreciate the support of our readers and community, without whom we wouldn't be able to do what we do. So thanks, and keep reading.
P.S. We'll be continuing the soft-launch of our new radio show, Alternative Ink, this Sunday from 6-8pm on bff.fm. The Guardian alternates Sundays with the SF Weekly, with both papers featuring music and talk. This week, we'll have some great audio clips for the week's news events, music from local bands, and we might even get into the topic of this post and let some secrets slip, so don't miss it.


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Farren is a mermaid, and her father is the king of...
That's Life *ON HOLD*2013720
- by Bethany_Pat25
- Rating:
- Published: 18 Mar 2014
- Updated: 5 Jun 2014
- Status: In Progress
Brielle is just a normal girl, she faces all the ups and downs of life. She's not the most popular kid at school, she has a massive crush, and of course Breille has a frenemy. She and her friends have has enough of new girl of the group, Opal, but what will happen when Opal pushes Breille to her limits?
Read on to find out!
Read on to find out!
Join MovellasFind out what all the buzz is about. Join now to start sharing your creativity and passion
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Is this a genuine website
Yes but I think the guy does it part time.
If I would have known that I would have bought if from somewhere else. Its the fact that it took 3 days for the order to be dispatched.
They should make a note on the arduino website that its a part-time shop, and your order isn't processed immediately.
3 days to dispatch is perfectly resonable.
then why am I not the only person to complain about your poor delivery times.
Welcome to Earthshine Electronics, your premier Arduino and electronics hobbiest store. If you are looking for "The Complete Beginners Guide to the Arduino" then send us an email and we will send it back to you.


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The past week was handful of events for the healthcare sector. First, Pfizer ( PFE ) received much awaited FDA approval for its blockbuster potential blood thinner drug, Eliquis. Healthcare conglomerate Johnson & Johnson ( JNJ ) followed the same with an early FDA nod for its experimental TB drug Bedaquiline or Sirturo. Abbott Labs ( ABT ) started the new year by completing its much touted spin-off into two separate companies. In addition, the company received FDA approval for its next generation Xience Xpedition drug eluting stent ( DES ). Meanwhile, UnionHealth Group ( UNH ) stock plummeted nearly 5% on Thursday after influential investment bank Deutsche Bank downgraded rating of the company's shares to hold from outperform.
Pfizer had a big reason to celebrate on new year's eve as its blockbuster potential blood thinner drug Eliquis received coveted U.S. FDA nod for patients with atrial fibrillation, which is not caused by a heart valve problem. The much anticipated approval adds to recent positive developments around the drug as recently the drug secured Europe and Japan's approval for expanding the use to non-valvular atrial fibrillation or NVAF (irregular heart beat) patients. The approval will open the much larger U.S. market that has evaded the drug until now and will bring reprieve for Pfizer's cardiovascular franchise, which is grappling with patent expiry of Lipitor. Pfizer lost patent protection for its once mighty drug Lipitor in Nov 2011, putting at risk about $10 billion in the division.
With addition of new indications like treatment for VTE, acute coronary syndrome (related to the blockage of coronary arteries) etc and Pfizer's already huge cardiovascular sales force, Eliquis could garner expected peak sales of $3 billion. Read our note Pfizer Secures Coveted FDA Approval For Eliquis for detail analysis.
See Full Analysis For Pfizer here
Johnson & Johnson
Johnson & Johnson also entered 2013 with a major boost as its experimental drug for the treatment of multi-drug resistant TB (MDR-TB), Bedaquilinean was approved by the FDA under its accelerated approval program. The approval was widely anticipated after the drug exhibited strong efficacy in mid-stage clinical trials. The drug will be a part of the company's anti-Infectives division, which is seeing a near-term decline in revenues due to the Levaquin patent expiry. However, it will be a long way for the drug to reach its potential peak sales as it will have to wait for approvals from other countries, especially developing countries, where TB is more widespread than the U.S. Read our note Johnson & Johnson Updates: Receives FDA Approval For New Tuberculosis Drug for detail analysis.
See Full Analysis ForJohnson & Johnson here
Abbott Labs
Abbott Labs was in the news for a variety of reasons. The diversified healthcare company completed its split into two separate publicly traded companies. Abbott Labs is now left with low margin but diversified products like generic drugs, nutritional and medical devices in its portfolio while higher-margin proprietary drugs like Humira, Tricor/Trilipx have been transferred to AbbVie. Our current $67 price estimate for Abbott Labs is for consolidated entity as it does not reflect the split. We will soon update our model on availability of 2012 10-k form and pro-forma financials. Read our note Abbott Labs Snapshot As AbbVie Begins Trading for more details.
Further, Abbott Labs won FDA approval for its next-generation Xience Xpedition DES.DES is placed into narrowed /diseased coronary arteries and slowly releases a drug to block cell proliferation to prevent arteries from re-narrowing. While Abbott has already been selling Xience Xpedition in Europe, Asia and the Middle East for a while, FDA approval will open the vast U.S. market for the company. In our current model, stents are part of the company's Vascular franchise, which has been Abbott's largest contributor to growth of late due to the success of the Xience and Promus coronary stents. Backed by such new products, we expect the company's overall vascular market share to increase to our expectations of over 17.5% by the end of the Trefis forecast period.
SeeFull AnalysisFor Abbott Labs here
UnitedHealth Group
UnitedHealth's stock took a beating on Thursday after a downgrade from Deutsche Bank (from outperform to hold with reduced target price of $61). The investment bank cited growing price competition for the healthcare insurance provider. This added to negative sentiments around the stock. Recently, in its investor conference, the company expected a continued decline in fully insured commercial customers in 2013, as more businesses are seen covering healthcare costs themselves while they hire the insurer to manage healthcare benefits.
But, we think this downtrend should be temporary as we already anticipate margins pressure in our model due to many employers cutting healthcare benefits in response to market conditions. However, as economic conditions gradually improve we expect employer-sponsored health coverage to increase along with the quality of those plans (which will in turn bring higher premiums).
Further, we believe that the benefits for UnitedHealth from the increase in enrollments from full implementation of Patient Protection and Affordable Care Act ("PPACA") will outweigh the pressures on pricing and margins. (Read UnitedHealth Well-Positioned Going Into 2013, Stock Worth $69 )
SeeFull AnalysisFor UnitedHealth Group here
Submit a Post at Trefis Powered by Data and Interactive Charts| Understand What Drives a Stock at Trefis
Deutsche Bank
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.


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Trip Report: Michael Mina
Posted by TheShot on 19 Sep 2006 | Tagged as: Local Brew, Restaurant Coffee
This decadent dining establishment ups the ante on most hotel dining rooms in the city. The food and decor are as over-the-top as the credit card bill. Part of the Mina Group "chain", this restaurant in San Francisco's Westin St. Francis Hotel opened in 2005 to much fanfare — including details about how the interior designers could not get the right shade of "fog" for the napkins.
It's considered one of the premiere dining establishments in the city, if not the country, with the most recent issue of Wine Spectator rating it as SF's best. So can at least a restaurant of this caliber get an espresso right? Afterall, if I can have my Sonoma County duck roulade and foie gras served three ways, is it too much to ask for a decent cup of coffee? I was on a mission to find out.
After an impeccably prepared series of succulent dishes, each suitable for framing, out came the choices for coffee and dessert. For espresso, they use a single-group superautomatic machine that grinds the beans and everything after (definitely a low-skill setup). It appeared to be a Verismo machine that somehow didn't end up in a Starbucks. For coffee beans, they use a modified version of Peet's Major Dickason; they apparently add more Kenyan to the blend. The fact that the waiter (an amiable, and not stuffy, professional) knew this notched them a few savvy points.
However, the resulting cup was by no means exceptional by even typical restaurant standards. In fact, it was downright average. Their espresso has a light film of pale crema and a mellow flavor of mild spice. It's not a flavorful cup by any means, but it is pleasantly understated. (This is about as close as espresso gets to decent tea.)
Once again, a five-star restaurant offers you the meal of the lifetime … only to finish it off with a two-star espresso. Is it really sane for any restaurant at least feigning high-end dining to send their patrons home with this as the last memory of their car-payment-priced meal?
1 Comment »
One Response to "Trip Report: Michael Mina"
[…] An espresso review for a restaurant where the cheapest dinner on the menu is $210 may seem a bit irrelevant, but it is important for what it represents: a gold standard for food and wine. Back in September, we reviewed one of San Francisco's most highly regarded dining establishments, Michael Mina. But to many of the fine dining elite and notable chefs alike, Napa Valley's The French Laundry marks the height of American restaurant cuisine. Thus the question: given such immense expectations, how do they deliver on their espresso? […]


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Indicative Rate * AU$28.00 to AU$85.00
Enjoy 21 acres of tropical paradise with clean tidy amenities, large van sites, and lovely self-contained Villas and Cabins.
They have free gas barbecues, swimming pool, large camp kitchen, laundry and daily bird feeding, They have free wi-fi for their guests and they have no sandflies.
They are handy to the bowls and golf clubs and close to the Mackay Harbour, Northern Beaches and shopping centres. They are five kilometres north of the central business district.
Note: Information on listed products and services are provided by the operator and were correct at the time of publishing. Rates are indicative based on the minimum and maximum available prices of products and services. Please visit the operator's website for further information. All prices quoted are in Australian dollars (AUD).


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- Back to Top
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ew 100 G4 Handheld Wireless System with e 945 Capsule
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- For products under $200 experiencing the above failures, a Musician's Friend gift card will be issued for the full price of the product + tax.
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- Plans are transferable in the event merchandise is sold
- Plans are renewable on new gear
*Limitations and exclusions apply. See terms and conditions (Opens in new window) for program details
Term for New Gear begins on date of purchase but does not replace the store return policy or manufacturer coverage.


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The hiring of a law firm is an important decision that should not be based solely on advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. Personal Injury Lawyers serving Daytona, Melbourne, Orlando, Florida and Nationwide.This website is not intended for viewing or usage by European Union citizens.
Settlement in the Fungal Meningitis Outbreak Case


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Find yourself visiting websites unrelated to your current task, even without thinking? Place a barrier in your way by blocking the sites with SiteBlock.
Set the list of sites through Wrench menu -> Tools -> Extensions -> SiteBlock -> Options.
- 0.2.4 - code reorganize by Sapronov Alex <email@example.com>
- 0.2.3 - work around bug in Chrome 17 and later that was causing some tabs not to be filtered / migrate to manifest v2 format required by upcoming Chrome
Patches welcome - the source is up at https://github.com/csapuntz/siteblock


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World English
United Kingdom
United States Go to Usborne.com
Usborne Quicklinks
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You can purchase or order books at local bookshops, or online booksellers that deliver to your area.If you have difficulty buying Usborne books where you live, please contact our International sales and marketing department.
This book was written in association with The National Gallery, London for their "Making Colour" exhibition.
To find out more about The National Gallery's exhibition or explore colour online, click on the links to visit the recommended websites.
Websites to visit
Website 1
Watch a trailer about The National Gallery's exhibition "Making Colour".
Website 2
Take a journey through the history of colour at The National Gallery's "Making Colour" site.
Website 3
How are purple and green paints made? (Watch video clips from The National Gallery.)
Websites to visit
Website 1
Learn about the colour wheel with activities and a quiz, and think about what colour means to you.
Website 2
Find out how to mix different colours with an interactive colour wheel. (Click on a colour on the colour wheel. This activity uses Flash and may not work on all browsers.)
Website 3
See how an oil painting is made. (Click on the numbers.)
Website 4
Watch a video about colour around us.
Website 5
Explore the different meanings of colours. (Click on "English" then "Start", you can also "Skip" and choose Door 201 or 202.)
Websites to visit
Website 1
An A to Z of colours, including vermilion, lead-tin yellow, verdigris, Prussian blue and others mentioned in the Usborne Art Book about Colour. (Click on a pigment to find out how a colour is made and other fascinating facts.)
Website 2
Investigate colour families to find out about colour symbolism and more about how different colours were made.
Website 3
Step-by-step picture guide to making paint known as egg tempera. (Scroll down to the egg photo and click on the magnifying tool to begin.)
Website 4
Mix paint to create new colours. (Click on a colour then click on a tube.)
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Websites with interactive content may not work on your tablet or smartphone, but you can view them on a computer. Find out more…
Art history and artists
Usborne art book about colour
Explore 15,000 years of colour in art, from the first paints made from crushed insects to how colour is used to convey different meanings. A fascinating introduction to colours and their effects, featuring artists such as Jan van Eyck and Renoir as well as modern art and artists. Written in association with The National Gallery, London. With internet links for additional information.
Rosie Dickins grew up in England and Hong Kong. An avid reader, she always loved making up her own stories. After studying literature at Oxford University, art in Paris and plenty of travelling, she settled in London, where she now works for Usborne Publishing. She has written over a hundred children's books, including award-winning non-fiction.
A fascinating introduction to colours and their effects.
Independent School Parent
There's so much information to read and the illustrations are great. This vibrant book is the perfect family companion to Making Colour, this summer's 'National Gallery Inspires' exhibition.
The Gingerbread House
An excellent way to gain a real appreciation of the importance of colour and to understand how colours are made and used.
Parents in Touch
This is probably my favourite book of all for this summer... A fascinating introduction to colours and their effects.
London Mums Magazine
This title is captivating and can be read from cover to cover... I would recommend this book as an extremely valuable addition to any child's art library.
Culture Baby
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Data is submitted by registered FlightAware members on 2009-Nov-29 13:12.You must register or login to edit FBO information.
Jet A and 100LL airport fuel prices for all FBOs at KBGM


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As the curator of a small museum, I'm on the front-line of the interface between objects and people. The Museum of Classical Archaeology is a university collection based in the Faculty of Classics at Cambridge. Although we have a fine collection of sherds and epigraphic squeezes, the stars of the show in our gallery are the 450 plaster casts of Greek and Roman sculpture on display. Our objects, then, weren't dug up in a far-off field or found in a rescue trench – no, most were made especially for us and our collection. Still, they're far from just fakes or poor shadows of their originals. Rather, they are historical objects in their own right: the oldest are well over 250 years old and began their lives in the private houses of wealthy aristocrats. Casts were used for the dissemination of new discoveries long before lavishly illustrated books, dig reports and press releases became the norm. So, while our objects are not original, their histories are tangled up in centuries of archaeological and art historical research and teaching.
I spend the morning dealing with emails and social media, making posters and producing some new display boards for a temporary exhibition – all while sitting on the front desk, so at the same time I'm engaging with visitors and dealing with questions. We recently took some objects out of the museum to a local cinema for the British Museum's Pompeii Live event, where over 80 people got their hands on our objects at the cinema (don't worry, we made them wear gloves!). Now, we've put them together in a temporary Pompeii-inspired display called Pompeiana. The stand-out piece is a bit of painted Pompeian masonry, which was too delicate to take to the cinema. Ultimately, the display will snake backwards around the gallery, picking out pieces of sculpture which were originally displayed in private Roman houses and gardens – but only when I've finished writing the content…
Today, I put together a rather lovely piece on the relationship between our two casts of Dancing Girls from the Villa and their original doppelgangers – it's important that we engage directly with the rather unusual nature of our collection as casts and copies, rather than try to brush it under the carpet. Every cast tells two stories – one ancient, one modern. One of those stories, it turns out, is hiding in the storeroom. I discover we have a (cast of a) head of Dionysos from the Villa of the Papyri at Herculaneum languishing on a bottom shelf; actually, he turns out to be even more unusual because he's made not out of plaster of Paris but of bronze. How unexpected! He's beautiful, but heavy. I begin to make a cunning plan to liberate him and install him on the shop-floor.
At lunchtime, the Museum's Education and Outreach Coordinator, Jennie Thornber, opens up a bulging envelope full of letters written by a group of children, thanking her for letting them handle some real Roman objects. We've both only been in post for less than four months, so reading these is a real joy. One child has drawn a version of a Hellenistic sculpture of a baby squashing a duck: the duck says, 'Don't squash me!'. We love it!
As the afternoon starts, visitors begin to arrive asking about the Curator's Tour. We don't really know what to expect; we've advertised this tour as part of the family programming and thought we might not have any takers. We needn't have worried: we have 18 arrivals, ranging in age from about 2 years old to adult. I'm a little overwhelmed, but I have to think on my feet to make this work for all the different age groups. It's certainly a challenge, not least since the Museum has gotten very hot in the sunshine. We put on iced water for our guests and end the tour by lying down in front of the huge Farnese Hercules, to see what he would look like if he were on a high base. Chatting to the families, it becomes clear we're onto something here – there's obviously a real appetite for family events which don't assume kids need to be placated with crafts. Still, I'll definitely think harder before jumping straight into next week's tour!
My day ends where it began: checking emails, laminating posters and working on the Pompeiana display. Most of my days are as varied as this one, with my fingers in various different pies. Usually, I split my time between my office and the front desk, and it is a pleasure to spend so much time with visitors. Then the electric door pings shut and I'm left alone with my emails and the casts.


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24 June, 2013 | (01 hr)
Sign In to access this Webcast
As the talent needs for business become more complex, the more central the role talent management professionals play in providing a ready workforce, the more likely your organization will achieve business results.
In this webcast, you will:
- Hear what research suggests is the role of effective Talent Management professionals
- Identify the skills and traits necessary to be an effective business partner
Audience: If you are a Human Resources leader, Talent Management professional, or someone responsible for talent acquisition, employee engagement, succession planning or employee and leadership development, this webcast should be of interest to you.
Lyle Yorks, EdD
Lyle Yorks is a Distinguished Principal Research Fellow in Human Capital at The Conference Board and Professor of Adult Learning & Leadership in the Department of Organization and Leadership, Teachers College, Columbia University where he teaches courses in adult learning, strategy developmen...Full Bio
Marc Effron
Mr. Effron helps companies build better talent, faster. Mr. Effron helps the world's largest and most successful companies improve the quality and depth of their talent. His consulting work focuses on creating effective talent strategies and detailed talent management process designs, all u...Full Bio


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Ken Cohen
Ken Cohen studied undergraduate at Northwestern University and earned his J.D. degree from Baylor Law School, where he was Editor-in-Chief of the Baylor Law Review. He earned his LL.M. from Yale Law School, where he was a Sterling Fellow.
Ken Cohen joined the Exxon's legal department in 1977 after serving as an Assistant Professor of Law at Indiana University School of Law in Indianapolis. He held a variety of staff assignments and, in 1985, he became Chief Attorney, Refining, Environment and Health. In 1989, he was named Assistant General Counsel, Exxon Company International; in 1991, he became Senior Counsel and Coordinator, Exxon Corporation Law Department. In 1995, he became General Counsel, Exxon Chemical Company; and in November 1999, he was named to his current position as Vice President of Public and Government Affairs.
In this position Cohen has worldwide responsibility for the Company's government relations, communications, media relations, global community relations and corporate citizenship activities.
He is also the head of ExxonMobil's PAC, and the head of the ExxonMobil Foundation that distributes charitable grants.
From: The Washington Post
"It's like you think this [climate change] is a moral issue"
-Conference call with ExxonMobil's Ken Cohen, Feb. 12, 2007. See MyDD and Alterdestiny.
"We didn't believe the Kyoto Protocol was an effective solution to reduce global emissions."
"We try very hard to be a good corporate citizen and take our responsibilities seriously."
"The Valdez spill was a tragic accident. We took immediate responsibility for the spill, cleaned it up and stayed with it until it was declared complete by the State of Alaska and US Coast Guard… Today, the ecosystem in Prince William Sound is healthy, robust and thriving, according to many studies carried out by experts in this area."
-Washington Post, "Viewpoint" Paid Discussion with Ken Cohen, Jun 5, 2005.
"We're very much not a denier, very much at the table with our sleeves rolled up."
-Reuters, Exxon says it never doubted climate change threat, Jun 14, 2007.
PR weekly lists political influence as one of Kenneth Cohen's "Defining qualities."
Citing Ken Cohen, Reuters reported in 2007 that "Exxon Mobil Corp. never in the past decade doubted the risk from climate change." Exxon, with Cohen in charge of public and government affairs, spent $23 million from 1998 to 2007 (when he was quoted) on think tanks and associations that attack the scientific evidence for human-induced global warming. From 1998-2013, ExxonMobil has spent $29,071,735 on organizations that have denied climate science and blocked global warming policy and regulatory options.
Cohen received a letter from lead scientists at the Grantham Research Institute on Climate Change and the Environment London School of Economics and Political Science asking why Exxon, under his leadership, continues to fund climate denial groups after he had committed to cutting off funding.
As Vice President of Public and Government Affairs, Ken has presided over almost $4 million on political campaign donations the Since 1999, including the $400,000 spent in 2010. and over $100 million on lobbying since 2005.
Cohen regularly greenwashes the gas extraction process known as fracking, calling it safe and responsible. Fracking is known to use millions of gallons of toxic and radioactive wastewater, which has polluted drinking water.
Ken Cohen writes a blog on ExxonMobil's website called "ExxonMobil perspectives" which serves as a public relations platform.
Cohen has personally donated $51,023 to political campaigns.


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Milk Chocolate - Just Married 15 gr.
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"Just Married" - Milk Chocolate with gold glitter.
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Tarot Card Meanings
Eight of Wands
Recent successes provide confidence to accomplish more.
Seven of Wands
Nine of Wands
Watch Now: Eight of Wands Video
Learn the meaning of the Eight of Wands Tarot card in under a minute!
General Meaning
This suit, most often called "Wands" and sometimes called "Rods" or "Staves," represents initiative, ambition, drive and desire. This is the suit of enterprise and risk-taking.
The Eight of this suit often shows a flight of spears or staffs moving through the air in formation, as if a hidden group of archers had let them fly all at once. This can refer to swiftly unfolding events, whether of unintentional or intentional design. There are also versions that emphasize the agricultural cycle, paralleling the yearly crop cycle with the swift growth of children into adults with children of their own.
In each case, the emphasis is on the necessity of change and the challenge of keeping up with it. With the turning of the seasons, we are constantly being forced to deal with change and there is no remedy but to live with that in mind. So, get busy -- there is no time to waste!
In the Reversed Position
Awaken to the changes that are happening in your life; denial does not serve you. When the Eight of Wands is reversed, it is tempting to deny that a powerful chain of consequences has been unleashed in your life. It's very important that you awaken to the changes happening all around you. This is not a good time for you to assume that everything is fine the way it is.
In the Advice Positon
With the Eight of Wands in this position, learn all you can from recent successful experiences. Take note of what worked before and what did not. You possess awareness as to how to effectively apply your imagination to shape the world in productive and aesthetic ways. Thus, the testament to your talents may be revealed for everyone to see and admire.
Even if you had to leave it all behind, you know you could start all over among total strangers and succeed once again. This valuable self-confidence makes you free to strike out in new directions and not just cling to past successes and previous accomplishments.
A powerful message is waiting for you! Get your Reconciliation Tarot Reading NOW...
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CUPSAce of Cups
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SWORDSAce of Swords
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Color track by codons:
genomic codons
Help on codon coloringShow codon numbering:
Display data as a density graph:
The Old UCSC Genes track shows genes from the previous version of
the UCSC Genes build, which was built with GENCODE v29 models.
See the description page
for more information on how the new GENCODE v32 track was built.
The new release has 247,541 total transcripts, compared with 226,811 in the previous version. The
total number of canonical genes has increased from 64,792 to 66,622. Comparing the new gene set with
the previous version:


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Jason Stone
Jason Stone is widely known by celebrities and almost 2 million people around the world as @Millionaire_Mentor on Instagram. Stone has successfully launched multiple 6 and 7 figure Instagram and Internet platforms and is becoming a well known social media influencer and marketer.
Known for his e-commerce success in the automotive industry in his early years with Treadstone Performance Engineering, Inc., Jason is a mechanical engineer, real estate investor, car enthusiast, and startup investor. Jason has Co-founded the Impact Billions Movement and also created Gentlemen's Mafia Instagram network which culminates relationships and success among the thousands of its members worldwide and utilizes his experience and passion as a motivator, mentor, teacher, and social media influencer to help others create success.
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Singer-songwriter Fiona Apple has been arrested for hashish possession at a West Texas town after a Border Patrol drug-sniffing dog detected marijuana in her tour bus.
Hudspeth County sheriff's office spokesman Rusty Flemming says Apple spent Wednesday night in the county jail and was released Thursday on a $10,000 bond.
Fleming says Apple "had a little tiny amount of pot and hash." Fleming says marijuana possession in small amounts is a misdemeanor, while hashish in any quantity is a felony in Texas.
Apple's publicist, Ambrosia Healy, didn't immediately respond to an email request for comment.
The Sierra Blanca checkpoint inspects thousands of vehicles daily and sends the town thousands of drug cases yearly. Willie Nelson, Snoop Dogg and actor Armand Hammer have been arrested in Sierra Blanca on marijuana charges.


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The Unimog. Getting through where others give up.
Why Unimog?
- Strikingly dynamic, incomparably strong and absolutely reliable. That's the Unimog concept.
- The Unimog transports crews, material and heavy equipment to any remote work location.
- The outstanding off-road design can cope with any challenge, thanks to its state-of-the-art technology.
- The Unimog is a vehicle and tool in one. A work machine for challenging jobs, expeditions or disaster intervention.
- Low-maintenance engines, steep torque curve and large output reserves let you tackle the most difficult terrains with your Unimog – year after year.
Superior in every situation and over any terrain.
Extreme off-road capability or great working and operating comfort? The Unimog U 4000/U 5000 gives you both. From its spacious, air-conditioned cab to its smooth gear shifting with AutomaticShift or fully synchronised electro-pneumatic manual transmission – the Unimog provides everything to help make demanding jobs as easy and comfortable as possible.
Always ready.
The Unimog U 4000/U 5000 is not just ready for any situation or terrain, it's also designed for a long, cost-effective life. Reliability, a long life span and economic efficiency make the unique implement carrying concept an unrivalled future-proof vehicle.Powertrain
Chassis design: unparalleled worldwide.
The Unimog is your ideal work and transport vehicle for even the most arduous conditions. Its exceptional off-road capability is made possible through a host of technical features, such as the flexible ladder-type frame, all-wheel drive with differential locks on both axles, and the tyre pressure control system. With this, nothing can stand in the way of your perfect off-road operation. For instance, as an emergency vehicle for disaster relief work, or for maintenance tasks in the power supply industry. It gets through terrain other vehicles can't even reach – the Unimog U 4000/U 5000.Chassis
Diverse attachment and mounting options.
Wherever high demands on workers and technology meet up with extreme terrain, the Mercedes-Benz Unimog comes into its own. And thanks to its great versatility, the every job requirement can be met. For decades, implements and bodies have been designed in close cooperation with leading manufacturers, creating the ideal, customised solution for a wide array of special operations.
The Unimog: a living legend.
Created during the hard times following the end of WW II, the tough Mercedes-Benz Unimog is one of the few truly still-living legends of legendary automobiles still in production. Over decades, the Unimog has proved itself worldwide as a versatile implement carrier and transport vehicle; roughly 380,000 vehicles have been produced to date. What remains unchanged is its basic idea: four wheels, equal in size, outstanding off-road mobility due to its portal axles, four-wheel drive and differential locks at front and back, compact dimensions and – last but not least – its ability to provide power for a great variety of attached and mounted implements. The series production vehicle known as the "Universal-Motor-Gerät (tool)" – abbreviated to Unimog – has been proudly bearing the Mercedes star since 1951.Unimog history video
The future of Unimog: a vision in green.
The spectacular design concept was unveiled during the Unimog's 60th anniversary celebrations, in June 2011. It combines the past and future of the Unimog in an extremely avant-garde way. The Unimog DNA with its unique concept features is the starting point for imagining this design concept, the Universal-Motor-Gerät (Unimog) of the future. The designers were inspired by an unusual amphibian, the poison dart frog: Just like the Unimog, it is extremely mobile both in water and on land. The striking hue reveals another link between past and future, as green was the colour of the very first Unimog and numerous follow-up generations.
Hydraulic system.
The Unimog's powerful hydraulic system with a working pressure of up to 240 bar features standard plug connectors for easy, fast and error-free fitting. Two hydraulic connections each at front and rear (pressure and return line) are available to operate winches, cranes etc.
Off-road capabilities: experience the extremes.
Whether you have to tackle hard gravel tracks, hot desert sand, dizzyingly steep downhill stretches or climb gradients of up to 100 % – that's what the Unimog U 4000/ U 5000 is all about. When the terrain demands it, the Unimog rises to the challenge like no other commercial vehicle.
Experience off-road extremes.
- The Unimog U 4000/U 5000 (PDF, 2.39MB)


text: The video tells you all you need to know. But do yourself and those living and struggling in poverty a huge favor - vote as you ought to. As intelligent citizens not protecting just their own right and privilege, but also that of those not privileged enough. You too (we all, really!) could be rendered poor by circumstance, you too will then be needing anothers vote to protect your interest and help you out of your then situation.


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Earlier this week, MLSsoccer.com ran a poll asking which rookie most deserved a spot on the All-Star team that's scheduled to face Manchester United on July 28.
The response was impressive—it remains one of the more popular polls we've run, which I think demonstrates how much love MLS fans have for this year's freshmen.
(Incidentally, the Philadelphia Union's Danny Mwanga won the poll, earning 42 percent of the votes).
It's unlikely, however, that we'll see a rookie on this year's All-Star roster. The votes are all in, the polls are closed, the ballots are counted, and—between you and me—there's not a rookie in sight.
But is it really surprising? The last rookie to make the All-Star roster was former New England defender Michael Parkhurst, who was a reserve back in 2005. Rookies rarely go to the summer classic.
And that's a shame, because this campaign—and I've been harping on about this all season—boasts one of the most impressive freshman classes in league history.
Still, league commissioner Don Garber gets to add a player or three to the roster, and so does the coach, Bruce Arena. And because of the high level of first-year talent this campaign, we could yet see a rookie make the roster—which got me thinking: If I were the commissioner, and I wanted to put a couple of rookies on the All-Star roster, who would I pick?
That's a tough question.
As raw, unhindered talent goes, you could do a lot worse than throwing Philly's 18 year-old Mwanga and D.C. United's 18-year-old Andy Najar at the mighty Man Utd.
Their combined age is exactly that of Red Devils midfielder Paul Scholes, but they both boast a rare soccer-player's touch. It's all natural talent, too—something Sir Alex Ferguson gushes about.
There's a story that goes like this: Whenever Sir Alex meets a young player for the first time, he throws a ball straight at them without warning. How that player reacts demonstrates whether or not the kid has natural ball-handling skills. If he flinches, whiffs the ball or tries to catch it with his hands, he's no good. If he handles the ball like a soccer player should, he's good to go.
I'm confident both Mwanga and Najar would pass the Fergie first-touch test. Both scored goals this past weekend with perfectly executed one-timers.
Against Chivas on Saturday, Mwanga netted his fifth of the season—he's the Union's second leading scorer—by chipping the on-rushing Zach Thornton with his instep, earning himself a Goal of the Week nomination. Just a few weeks prior, he scored a consolation against the Chicago Fire, and it was his first touch to split two defenders that gave him the space to bury his shot.
Najar has raised eyebrows with the way he can run at defenders. He's fearless and cocky without seeming arrogant, and he always knows exactly where the ball is when it's under his feet. And that volleyed goal on Saturday—also a Goal of the Week nominee—was something special. Believe the hype? It's early, but he sure is exciting to watch.
At the opposite end of the field, there are some decent defenders who would relish a shot at shining for Sir Alex during the All-Star Game.
One thing Manchester United lacked last season is a scoring center back—someone who can get forward late in a game and muscle his way onto the end of a set-piece to create chances. These types of attack-minded defenders can prove the difference between no points and a point, or a single point and three.
Last season, Man Utd got just one league goal from Rio Ferdinand, Wes Brown and Nemanja Vidic combined. San Jose's Ike Opara, on the other hand, has three goals already this season. Worth an All-Star nod? Probably not, though you can bet he'll be in the running in his sophomore year, a la Omar Gonzalez this year.
Sir Alex also prefers center backs who can play out of defense. He likes a guy who's composed, unflappable. Ferdinand, in his day, comes to mind. As does New York's Tim Ream.
Red Bulls head coach Hans Backe and his staff value that composure, too, which is why they signed Ream.
The 22-year-old suffered a dip in form before the break, at times finding himself out of position when New York conceded goals. His communication with fellow 'back Mike Petke appeared to break down, too. But he's bounced back and regained his early-season form, helping New York to a win and a tie since the break with just one goal allowed.
Form comes and goes, but quality is for life—just ask Ferdinand about that. Besides, just before the break and right after the Red Bulls shut out Chivas USA, 1-0, I asked Ream about his recent struggles.
He shrugged, nodded, and then coolly reminded me that he's still "just a rookie."
In All-Star voting, Ream actually garnered more online fan votes than any other defender in the league. He didn't, however, earn enough votes from media, players and coaches, so he'll likely not make the roster.
Unless, of course, I was commissioner for a day.
David Agrell is a new media editor for MLSsoccer.com. His "Rookie Rundown" column appears exclusively on MLSsoccer.com.


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I'm going to make a little illustration about investments using the stock of Verizon (VZ) as an example.
On September 18, 2009, a share of stock in Verizon closed at 29.59. In the following months, Verizon issued four dividends of $0.475 per share. On September 24, 2010, a share of stock in Verizon closed at 32.64.
Let's say, hypothetically, that we chose to invest $1,000 in Verizon on September 18, 2009, and chose to withdraw it on September 24, 2010. Our $1,000 would have bought 33.8 shares of Verizon stock. Over the course of the year, then, we would have received $64.22 in dividends. At the end of that year, we sell the stock for $1,103.23. Our total earnings on that investment would have been $64.22 in dividends and $103.23 in stock returns, right?
Not so fast.
First, the dividends would be subject to income tax. In this case, the dividends would appear to be qualified dividends, which means that they would be taxed at a rate of 15% by the federal government and possibly more by state and local sources. $9.63 of that dividend gain goes away.
Second, you're going to have to pay your brokerage for the cost of buying the stock, as well as the cost of selling the stock. Let's say, hypothetically, that you're using E*TRADE. The cost of the buy would be $6.95. The cost of the sell would be $6.95. That's another $13.90 off the top – although that $13.90 is tax deductible.
Third, the gain on the sale would be a long term capital gain, so 15% of that gain goes to the federal government. Your gain was $103.23, so you'd be paying $15.48 in taxes for that $103.23 gain.
All in all, your expenses for your gain add up to $45.09. Just like that, 25% of your gain is gone.
Even if your investment is a loser, you still lose more. Let's say that over that same timeframe, VZ went from a starting price of 32.64 to a closing price of 29.59. You're still out the $19.98 in brokerage fees (it's tax-deductible, though). However, you only buy 30.64 shares of stock. You only earn $58.21 in dividends and you lose $93.36 on your investment, a net capital loss of $35.15. Add that to your $19.98 in brokerage fees and you're down $55.13 on that investment.
What's the point of this story? Investing has costs. You're taxed if you gain anything and you're getting hit with brokerage fees whether you win or you lose.
Some forms of investing have lower costs than others. If you invest directly with an investing house like Vanguard, for example, you can essentially invest without fees, meaning you only have to deal with the taxes on your gains. However, you're limited to the offerings that Vanguard has available, plus there are often stiff minimums for investing.
You could also simply invest in the money market account at your local bank. There are no costs there, either, and your balance isn't at risk; however, your returns will be low.
The bigger your investment, the smaller the impact such costs have on you. At the $1,000 level, the investment fees described above eat up about 2% of your balance. If you're investing $10,000, the fees eat up only 0.2% of your balance. If you're investing $100,000, the fees eat up only 0.02% of your balance.
Thus, for beginning investors, it's absolutely vital that you know the total cost of ownership of an investment before you even consider it. Because even a small fee can really hammer your total return, such fees are very important to the beginning small investor.
That's why my advice to beginning investors is this: invest your money in a savings account to start with and spend some time learning first. Know exactly what you're going to invest in – and what all of the costs of that investment are – before you put your money in. Set up an automatic savings plan that keeps building the balance of that investing savings account so that when you do decide to make your move, you have a solid amount of money to make your first move.
Yes, you might "lose" some gains by only having the cash in a savings account. However, if it's in a savings account, it's not at risk of a loss, you're not paying fees, and it is earning you a return. If you invest elsewhere without studying up, the fees and the taxes can easily eat up a big chunk of whatever you gain – and make a loss more painful than it already is.
Start slow. Don't subject your money to fees or put it at risk without knowledge. Learn as much as you can and don't make a move until you know the costs and feel confident about it.
How do you start learning? I suggest starting with The Bogleheads' Guide to Investing. Read it slowly. Read it again. Move on from there by digging into some of the recommended titles. Keep going until you feel confident and comfortable with investing, then move forward. You're better off taking it slow and making good moves from the start than flailing about and losing a bunch of your money to fees and taxes.


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100% Colombian Instant Freeze Dried Coffee is a premium quality Colombian coffee, made from only the finest coffee beans.
Expertly roasted to perfection giving a strong well balanced espresso-like flavour full-bodied with a fantastic sweet aroma.
Tailor-made to suit all types of instant coffee and vending machines. For top quality, taste and satisfaction you simply can't buy better. Our Colombian Instant Vending Coffee creates the ideal cup of coffee for any time of day.