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Compare Plans
Guaranteed Savings Plan
Investment Plan
|How do I start?
|GSP. Start with as little as $10. Enroll now
|IP. Start with as little as $10. Enroll now
|What does it cover?
|Both plans can be used for post-secondary tuition, room and board costs, books and more, as well as tuition at elementary or secondary public, private, or religious schools. You may also use both plans to pay for certain expenses for a registered apprenticeship program and principle and interest on a qualified education loan.
|Where can I use it?
|Both plans work at most post-secondary schools, including colleges, universities, technical and professional schools, as well as elementary or secondary public, private, or religious schools both in and out of PA as well as for registered and certified apprenticeship programs.
|What happens if the child doesn't attend college?
|Both plans allow you to change the beneficiary of the account to certain members of the beneficiary's family. You may also use your PA 529 account for repayment of principle and interest on a qualified education loan for a PA 529 beneficiary or sibling not to exceed $10,000. The Plan Disclosures describe other ways to make withdrawals.
|Can I get my money back?
|YES. In the GSP you get back at least what you put in, minus any fees. You also keep the growth on your contributions, if any.
Depending on the reason for withdrawal, growth may be calculated differently. There may be tax consequences if you don't use the money for educational expenses.
|YES. However, the value of your investment depends on its performance, and could be more or less than you initially invested.
There may be tax consequences if you don't use the money for educational expenses.
|Can I pick my investments?
|NO. You pick the type of school or tuition level to save towards. PA Treasury manages the investments of the GSP Fund.
|YES. Choose from 17 investments options, all using Vanguard investment vehicles.
|Will it keep pace with rising tuition costs?
|YES. Your savings grow based on tuition inflation, when used for qualified post-secondary education expenses.
|MAYBE. Investments can gain or lose, depending on market conditions.
A Strategy for Saving
A child's first step is one of the most thrilling moments in a parent's life. It means a lifetime of exploration, discovery, and learning. It also means it's time for you to take the first step towards saving for education.
The cost of college. Higher education is getting more expensive, so you need to start saving early. This chart compares the average annual cost of tuition in today with expected costs in 10 and 20 years.
The chart assumes average annual tuition inflation rates: Community Colleges, 4.50%; State System of Higher Education, 4.25%; State-Related Universities Average, 6.00%; Private Four-Year Colleges, 5.25%; and Ivy League Colleges, 5.25%. Although these projections are based on historical and projected rates of tuition inflation at each type of institution, there can be no assurance that they will accurately reflect future increases. Projected tuition rates do not represent actual tuition costs at a specific school.
The value of college. Higher education costs a lot – but it pays off. During their working lives, college graduates earn 75 percent more than those without a degree. And college grads are less likely to face unemployment. People with higher education have greater job satisfaction, better health, and are more engaged with their families and communities.
Saving vs. borrowing. Every dollar you save today means less you'll need to borrow later. Even if you only save a little, you can reduce the crushing debt many grads face. A regular program of saving – starting small and starting early – will provide the boost your child will need. By starting today, you can put dreams of college within their reach.
Pick the Plan that Works for You
Saving for education is an important investment that will pay huge dividends throughout your child's life. But first, you need to figure out how. Many financial experts agree that 529 plans are the best option for most families.
The Pennsylvania 529 College and Career Savings Program offers two ways to save:
PA 529 Guaranteed Savings Plan (GSP) – A simple, lower-risk way to help keep pace with rising post-secondary tuition costs. Save at today's lower GSP credit rates. For example, if you save enough for a semester at one of the state universities today, you'll have enough for a semester at that school in the future – no matter when or how much post-secondary tuition has gone up in the meantime. The PA GSP offers five average post-secondary tuition levels to select from, and growth is based on post-secondary tuition inflation.
PA 529 Investment Plan (IP) – Returns on contributions are based on investment performance of your choice of 17 investment options ranging from aggressive to conservative, including age-based options which automatically progress from more aggressive to more conservative as your child approaches college age.
Employer Resources
Direct deposit. To retain the best workers, you need competitive benefits with low costs. At the same time, the rising cost of education has your employees scrambling to save – not just for children or grandchildren, but for their own professional growth.
Help your employees save for education! The PA 529 College and Career Savings Program offers payroll direct deposit at no cost. Your employees can deposit as little as $10 every paycheck – a quick and easy way to save for education.
Benefits of direct deposit
- Improve job satisfaction – employee compensation becomes more than payroll
- Demonstrate commitment – address employee concerns about their children's future
- Give a tax break – PA state tax deduction lets employees deduct PA 529 contributions
No cost to you. PA Treasury administers the plan. We offer online enrollment via our Web site and payroll deduction. We also offer responsive customer support through our knowledgeable customer service representatives. Your employee can contribute via direct deposit, which you're probably using now!
PA Higher Education Savings Team. Our program representatives are here to help! We can help you develop a plan to communicate this new voluntary benefit option to your employees, assist your HR and Payroll departments, and answer any questions your employees may have. If now is not the right time for you to offer payroll deduction, we are available to help you provide information on the benefits and best ways to save for college.
Let us do the work:
- Host webinars for employees before, during or after working hours on the importance of saving for education and the benefits of the PA 529.
- Lead "lunch and learns" for employees on the importance of saving for education and the benefits of the PA 529.
- Staff benefits fairs.
- Provide educational materials for staff and employees, including fact sheets, brochures and posters.
- Offer discounted enrollment for the PA 529 GSP (there is no fee to enroll in the PA 529 IP).
- Special newsletters for HR professionals
PA 529 can provide your HR chapter, CEBS chapter, or other professional group with a free educational presentation:
The HR Office as a Financial Resource: Implementing College Savings as a Voluntary Benefit will show your HR team:
- How to add college savings to the benefits package
- How to assess employees' knowledge and perceptions of college savings
- Benefits employees will receive by saving for college with a PA 529 plan
The presentation may be scheduled as an in-person event for your chapter, as an exclusive webinar for your members, or as a breakout session at your conference.
Contact us. Learn how we can help you offer the benefit of college savings to your employees.
Learn about PA 529 at Work or about offering PA 529 as a voluntary workplace benefit.
Call 1-800-440-4000 or e-mail us.
Estate Planning
A 529 savings plan isn't only for parents! Family members – including grandparents, aunts, and uncles – can open a PA 529 account to help fund a child's future education AND enjoy generous tax benefits.
You can make a dream come true. A student with a dedicated college savings account is seven times more likely to attend college than someone without such an account. Create a lasting legacy!
Retain control. Assets in your PA 529 account are excluded from your federal taxable estate, but you maintain complete control over them. If an unforeseen need arises, you can access your account – at any time, for any reason (taxes and penalties may apply). The beneficiary never gains ownership – at any age. Custodial accounts and trusts don't have this flexibility.
Control also means that you can change the beneficiary; the only restriction is that the new beneficiary must be a "family member" of the old beneficiary (as defined by the IRS; see the appropriate disclosure statement for more information). You may voluntarily give up control by transferring ownership of the account to any other person.
Accelerated gifting*. A special federal gift tax exclusion allows you to contribute a large sum in a single year. The IRS code allows for a five-year acceleration of the annual federal gift tax exclusion. This means that you can contribute up to $75,000 per taxpayer ($150,000 for married couples) per beneficiary in one year without incurring federal gift tax consequences. To take advantage of this opportunity, you simply elect to prorate a contribution of more than $15,000 evenly over five years on IRS Form 709. Of course, you can contribute any amount at any time, up to the maximum allowable account value subject to normal federal gift tax rules.
Enjoy tax advantages**
- The entire value of your account is exempt from Pennsylvania inheritance tax. Depending on your heirs, that could be a savings of up to 15 percent.
- Contributions of up to $15,000 per beneficiary per taxpayer are deductible from your Pennsylvania taxable income. For married couples filing jointly, $30,000 per beneficiary may be deducted if each spouse has taxable income of at least the amount deducted. There is no limit on the number of accounts to which you can contribute.
- Earnings on your contributions are federal and state income tax free. You pay no state or federal income tax while the contributions in your account are growing. And, when used for qualified education expenses, you pay no federal or state income tax even when you make a withdrawal.
- You can take advantage of these great federal and state tax benefits no matter your income.
High account maximum. You can build a college savings account of up to $511,758 for each of your beneficiaries. That's enough to cover the current cost for undergraduate and some, if not all, graduate schools at some of the nation's most expensive schools. So you can feel confident about fully funding college for those you care about!
*The availability of tax or other benefits may be contingent on meeting other requirements. A withdrawal or portion of a withdrawal, not used for qualified expenses may be subject to state and local income taxes. The earnings portion of the withdrawal will be subject to federal income tax and, with a few exceptions, an additional 10% federal income tax penalty.
**The availability of tax or other benefits may be contingent on meeting other requirements. Only the earnings portion of a withdrawal not used to pay for qualified expenses may be subject to federal income tax and a 10% federal penalty tax; the entire amount of the withdrawal may be subject to state and local income taxes.
Financial Professionals
Help address one of your client's top financial concerns – how to pay for education. Learn about the benefits of the PA 529 College and Career Savings Program.
When reviewing your client's current savings strategies, think about these unique benefits with the Pennsylvania 529 College and Career Savings Program. Only PA 529 accounts are:
- Protected in state court proceedings from creditors
- Not subject to Pennsylvania inheritance tax
- Not counted against your clients for state financial aid purposes (savings in out-of-state 529 plans will be counted)
- Eligible to earn free tuition discounts through the SAGE Scholars Tuition Rewards program
Financial data is available in the PA 529 College and Career Savings Program Annual Report (web version). See current investment performance for the PA 529 Investment Plan.
529 QuickView Access. PA 529 QuickView is a data-delivery website that gives you immediate online access to your clients' PA 529 IP accounts. No more sorting through stacks of paper, fumbling through files or waiting for the latest account information to be mailed.
PA 529 QuickView is easy to use and password-protected, so only authorized personnel have access to your clients' information. Learn more about PA 529 QuickView.
Additional Resources. Let the PA 529 do the work. Communicating with your clients about education savings should be part of a comprehensive financial relationship, and the PA 529 team is a valuable resource. Whether it is supplying your office with program material or conducting an exclusive presentation, we're here to help.
Working with a PA 529 program representative provides financial professionals with direct access to program information, and gives your clients FREE online enrollment in the PA 529 GSP. To learn more, email us at firstname.lastname@example.com.
Additional services include:
- FREE online enrollment promo code for the PA 529 GSP (clients save $50)
- PA 529 College and Career Savings Program marketing material
- Access to free online webinars
- Scheduling in-person meetings and presentations
Contact Us
- 1 (800) 440 4000
- Home
- Learn
- Plan
- Guaranteed Savings Plan
- Investment Plan
- About Us
- Forms
- Give a gift
- News and Events
- Tuition Rewards
- Webinars
- Enroll
- My Account
- FAQs
Connect With UsPhone: 800-440-4000
Email: email@example.com
PA 529 College and Career Savings Program
613 North Drive | Room G-06
Harrisburg, PA 17120


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We're happy to see a headline in the Wall Street Journal that matches our slogan, via the Hitchhiker's Guide of course, with a hat tip for the idea to Scruffy Dan. "Don't panic" we urge. "Things could get worse, and it's best if we keep a level head." That's what we mean. So we should be gratified that today, the Wall Street Journal feature sixteen prominent people, who have cosigned an article entitled "No Need to Panic About Global Warming!"
Yes! Print coverage for P3! Woo-hoo!
No, no such luck. So what do these stars of the naysayer pantheon, Dick Lindzen, Claude Allegre, Nir Shaviv and the rest mean by "No Need to Panic"?
It turns out, if you read the article carefully, that it means next to nothing at all. It's all spin meant to justify policy inaction.
Consider the opening advice to our future president: "Candidates should understand that the oft-repeated claim that nearly all scientists demand that something dramatic be done to stop global warming is not true." I don't know about "dramatic", but it is the position of (ahem) this journal that it is incerasingly necessary to be decisive and serious. But this sentence, which is actually a suitable basis for argument, is immediately, in the very next sentence, spun into "In fact, a large and growing number of distinguished scientists and engineers do not agree that drastic actions on global warming are needed." Now we've gone from "dramatic" to "drastic" and we still have a vague claim of "a large group" and a highly dubious one of "growing".
This sort of vague and dissembling claim is beneath the dignity of any scientist. Yet we find no fewer than sixteen signatories, who have in their topic paragraph issued what amounts to a literal claim of nothing more than "it is excessive to be excessive" (certain) and "a growing number of scientists agree" (highly dubious if phrased like that – all scientists already agree to obvious tautologies, after all.
In the next paragraph, though, we hit paydirt. The article speaks approvingly of Ivan Ivar Glaever, who publicly resigned from the American Physical Society (APS) with a letter that begins: "I did not renew [my membership] because I cannot live with the [APS policy] statement: 'The evidence is incontrovertible: Global warming is occurring. If no mitigating actions are taken, significant disruptions in the Earth's physical and ecological systems, social systems, security and human health are likely to occur. We must reduce emissions of greenhouse gases beginning now.' In the APS it is OK to discuss whether the mass of the proton changes over time and how a multi-universe behaves, but the evidence of global warming is incontrovertible?" I fail to see the contradiction here. The evidence allows what it allows and disallows what it disallows. I have no opinion about the evidence about the mutability of proton masses, but if someone credentialed and competent tells me it's debatable, I'll defer to them. But "global warming is occuring" is simply a well-supported measurement. The rest of the statement is couched in probabilistic terms, "likely to occur". This is also strongly supported by multiple streams of evidence, but is not claimed as incontrovertible.
Looking further down the page, we probably shouldn't even dignify the endless abusive misconstrual of Kevin Trenberth's "The fact is that we can't account for the lack of warming at the moment and it is a travesty that we can't." That one is left as an exercise for the reader. Go Google it.
And so on, recycling the tired and empty memes of the bunkosphere. Even Michelle Bachmann get's an implicit shout-out in a short sentence suitable for her, ahem, argumentative style: "The fact is that CO2 is not a pollutant. CO2 is a colorless and odorless gas, exhaled at high concentrations by each of us, and a key component of the biosphere's life cycle."
The height of hubris, though, comes in the claim that we are Lysenkoists.
This is not the way science is supposed to work, but we have seen it before—for example, in the frightening period when Trofim Lysenko hijacked biology in the Soviet Union. Soviet biologists who revealed that they believed in genes, which Lysenko maintained were a bourgeois fiction, were fired from their jobs. Many were sent to the gulag and some were condemned to death.
OK. I find myself sorry I used up my lifetime supply of public F-words on Steve Mosher. Go climb a tree, jerks. You want Lysenkoism, how about this episode from the Bush Administration. #%$#%^$#!!!
Then there are the signatories. A few of the affiliations are impressive, but I think you will find that most of those are associated with emeriti. And some are just completely irrelevant to climate. An engineer, a business-school type (who has long since made a fool of himself on this issue), an astronaut.
Planet3.0 does not intend to give the more absurd denialists more space than they deserve, but when they manage a piece in the Wall Street Journal, it's worth sitting up and taking note of how far we have fallen.
As is common regarding this and other matters, the WSJ op-ed page gives space to arguments that are egregiously irresponsible. What is most striking about this piece is not its irresponsibility. We have come to expect that.
What is striking is how much viciousness and palpable malice are expressed, and how they are complemented with utter intellectual incoherence. The deniers are reduced to what amounts to essentially senile paranoid blithering, and the leading paper of the financial sector gives them the imprimatur of a featured slot for it.
This obviously doesn't carry much weight for those informed in the matter who may read it carefully, but newspapers are largely designed for people's cursory attention. The casual reader will see an impressive list of signatories and some extreme accusations. Of course, some of the casual readers of the Wall Street Journal tend to be influential.
There's a lot of talk of how much damage a few notorious oil billionaires have been doing, but if history needs a villain-in-chief for this sorry episode in history, it is just as likely to be Rupert Murdoch.

subset: commoncrawl


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Big Ups to EKLIPS
Watercolor Music Video
Red Light District
Conan Survives
Song of the Year?
Wax Tailor
The Heart is a Drum Machine
The Whip does The Trash!
The Hitchhiker's Guide to MURDER!
Ethan Lader's Video for France's Sliimy
Tripping on Acid, Dock Ellis Gets a No-No
Hipsters and the Wild Rumpus
Totally Geeking Out
Learning from Burning Man
In the Future DJs will get More
Miles Fisher: American Pyscho & David Byrne
Ranger3's Sense of Direction
Who or what is Pogo Poppins?
Pezzettino and the Boston Firehouse
Go Kart Mania in France with The Kooks


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One-Day Workshop
Lower Limb Biomechanics & Orthotic Treatment
Brian Hoke, DPT, received his degree in Physical Therapy from Indiana University and earned his post professional Doctor of Physical Therapy degree from Boston University. He is board certified as a Sports Clinical Specialist by the American Board of Physical Therapy Specialities. In addition to lecturing extensively in the US and Internationally, Brian is co-owner and Director of Atlantic Physical Therapy, a private practice in Virginia Beach, Viginia.
The Rear Foot: Nature versus Civilisation, the Gait Cycle, Triplane motion, the Subtalar joint – what is it, where is it and what does it do? Biomechanical dysfunction in relation to common conditions; plantar fasciitis, Achilles related pain, shin splints, knee pain, low back pain and leg length discrepancy.
The Fore Foot: Evaluation: fore foot/ rear foot relationship, mid tarsal joint, common conditions: metatarsalgia, Morton's neuroma, fore foot varus/valgus, plantar flexed /dorsi flexed 1st ray.
Sagittal Plane: Biomechanics and function – The Rocker theory, Hallux limitus/rigidus, Functional Hallux Limitus (Fhl) evaluation and treatment.
Practical: Subtalar neutral, heat moulding, fitting, posting and patient compliance.
Attendees will complete this course with a thorough understanding of:
• Biomechanical terminology of the foot and lower limb.
• Assessment techniques for the rear foot
• Diagnosis and treatment of common lower limb biomechanical related conditions
• Understanding of the Gait cycle
• The importance of 1st ray function
• Subtalar joint function
• Heat moulding and fitting orthotics
• Posting techniques
• Fine tuning orthotic prescription
• Patient compliance
• Valid for 6.5 CME's for DC's
Visit www.vasylimedical.com/seminars or call Rainy Cooper on 888-882-7954
To view, and print this information in pdf form, Click Here!


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John Bates Clark Medal
Since 1947, the American Economic Association has biannually awarded the John Bates Clark Medal to the economist under 40 who has made the most important contributions to economics. Among economists, the Clark Medal is generally regarded as being as important as the Nobel Memorial Prize in Economic Sciences.
Matthew Gentzkow
Richard O. Ryan Professor of Economics, 2013–present; Professor of Economics and Neubauer Family Faculty Fellow, 2009–2013; Associate Professor of Economics, 2008–2009; Assistant Professor of Economics, 2004–2008; John Huizinga Faculty Fellow, 2007–2008
John Bates Clark Medal, 2014
Steven Levitt
Alvin H. Baum Professor of Economics, 2002–present; Professor, 1999–2002; Associate Professor, 1998–99; Assistant Professor, 1997–98
John Bates Clark Medal, 2003
Andrei Shleifer
Professor of Finance and Business Economics, 1989–90; Assistant Professor, 1987–89
John Bates Clark Medal, 1999
David Card
Assistant Professor of Business Economics,1982–83
John Bates Clark Medal, 1995
Sanford J. Grossman
AB'73, AM'74, PhD'75; Professor in Economics, 1981–85
John Bates Clark Medal, 1987
Kevin M. Murphy
PhD'86; George J. Stigler Professor of Economics, 2002–present; Professor of Business Economics and Industrial Relations, 1989–93; Associate Professor, 1988–89; Assistant Professor, 1986–88; Lecturer, 983–86; Teaching Associate in Economics, 1982–83
John Bates Clark Medal, 1986
James J. Heckman
Henry Schultz Distinguished Service Professor in Economics and Public Policy, 1995–present; Henry Schultz Professor in the Harris School of Public Policy, 1990–95, and in Economics, 1985–95; Professor in Economics, 1977–85; Associate Professor, 1973–77
John Bates Clark Medal, 1983
Daniel McFadden
Visiting Associate Professor in Economics, 1966–67
John Bates Clark Medal, 1975
Franklin M. Fisher
Assistant Professor in Economics, 1959–60
John Bates Clark Medal, 1973
Dale W. Jorgenson
Ford Foundation Research Professor in Economics, 1962–63
John Bates Clark Medal, 1971
Marc Leon Nerlove
John Bates Clark Medal, 1969
Gary S. Becker (1930–2014)
AM'53, PhD'55; University Professor in Economics and Sociology and University of Chicago Booth School of Business, 1970–present
John Bates Clark Medal, 1967
Zvi Griliches (1930–1999)
AM'55, PhD'57; Professor in Economics, 1964–69; Associate Professor, 1960–64; Assistant Professor, 1956–59
John Bates Clark Medal, 1965
Lawrence R. Klein
Researcher in Economics, 1942–43
John Bates Clark Medal, 1959
Kenneth J. Arrow
LLD'67; Assistant Professor in Economics, 1948–49; Research Associate and Instructor, 1947–48
John Bates Clark Medal, 1957
Milton Friedman (1912–2006)
AM'33; Paul Snowden Distinguished Service Professor Emeritus, 1982–2006; Paul Snowden Distinguished Service Professor in Economics, 1962–82; Professor, 1948–62; Associate Professor, 1946–48; Research Assistant in the Social Science Research Committee, 1934–35
John Bates Clark Medal, 1951
Kenneth E. Boulding (1910–1993)
Research Associate
John Bates Clark Medal, 1949
Paul A. Samuelson
John Bates Clark Medal, 1947


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My Rides: 95 R100RT , 82 R65LS, 07 Ural Gearup
Long distance Sports Touring is my thing. Tents are not bad places to sleep.
Key West during Bike Week and Fantasy Fest are OK places. NO Daytona, Laconia, Sturgis, Americade or other poser fests! Trailers are for broken bikes only, if there's no ice on the road, let's ride there!


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Denver Vacations Start Here
Your pet-friendly hotel off I-25 near Denver Aquarium
Let our Ramada Plaza Northglenn/Denver North hotel put you at ease during your visit to the beautiful Rocky Mountains. Located off I-25 between Boulder and downtown Denver, our Northglenn hotel near Denver Aquarium is an ideal starting point for your vacation. Our clean and accommodating guest rooms were designed with your comfort in mind, featuring thoughtful amenities to brighten your stay.


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Emergency Preparedness: Extreme Weather
Sunday, January 20, 2013
1:00 p.m.–2:00 p.m.
Please note: This event has already taken place. Please use the Search options on the right to find upcoming events.
Whether you are preparing for an extended journey through the woods or just want to be more prepared for any situation, an emergency preparedness program is perfect for you. Emergency preparedness programs take place in the fall and winter. All programs are family friendly, but are recommended for ages 8 years and older. Please dress appropriately for cold weather.
Event Organizer
Contact Number
(718) 421-2021


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| For the whole federation, see New California Republic.
For the region, see New California.
Shady Sands (called the New California Republic, NCR in-game) is the capital of a federation of towns in California of the same name. With a population in the tens of thousands, it is the largest settlement in New California. It can be found nineteen squares east and twenty-seven squares south of Arroyo.
The NCR is a clean town filled with honest, hardworking folk. The NCR does keep order within its walls with a large and competent police force. Outside the walls, the NCR has so far been operating through others, buying and trading for things that they cannot yet take by open force.[1]
Shady SandsEdit
The New California Republic was born out of the remnants of the survivors of Vault 15, a sister vault to Vault 13 that opened earlier and released its occupants out onto the wasteland. Abandoning their vault (after scavenging most of what they could from the surviving technology and collapsed lower levels), the former residents of Vault 15 founded the small farming community of Shady Sands, a town midway between Vault 13 and 15. In the 2160s, the community was led by Aradesh.
Rise of the NCREdit
The daughter of Aradesh, Tandi, eventually rose to the title of president of the sprawling New California Republic. At the time of Fallout 2, Shady Sands has been renamed "New California Republic." The town has since been transformed from a small farming town into the largest civilized population center in New California, made prosperous through trading with other towns. Almost nothing of Shady Sands remains, only a few familiar looking buildings. NCR's main resource are its great brahmin herds, which provide most of the wasteland with as much meat and leather as they require. The brahmin barons and ranchers in NCR (along with the Stockmen's Association) hold a great deal of sway with the caravans and the government.
NCR is divided into four sections.
|NCR Bazaar
|Hall of Congress
The Bazaar is the outside section of the city. It is there that the Chosen One can get used to the laws of the city (although they are not fully applied outside the city). The Bazaar is predominantly a merchant area: the Buster's Fine Emporium of Armament is a good place to buy heavy weaponry, as well as ammunition. In addition, the player can stop by the Rawhide Saloon for a drink, or Son of Bob's Iguana Bits for some snacks. Vortis, the slaver, also operates in this area.
NCR DowntownEdit
Being naturally the central part of town, NCR Downtown is where the player character gets first contact with the NCR culture and lifestyle. Many buildings are displayed around, and the police is a present force. There the Chosen One can find a police station, a cantina, a merchant's union, a hospital, a Hubologists outpost, and the NCR power plant. In addition, NCR Downtown is where the player can buy the map with directions to Vault 13 from Dr. Jubilee, who is located in the city hospital.
Westin RanchEdit
The Westin Ranch is Roger Westin's private property. Located west to NCR Downtown, it is a wealthy ranch heavily guarded by local policemen, with three small buildings and the ranch house where Westin lives. In order for the player character to enter the property, they must have business with Westin, which can be gotten after they talk to the NCR Sheriff and ask for "honest work"; another way of getting in is having a low intelligence level, which will make the guard at the entrance feel sorry for the player character. Also there one can find Saltbeef Bob, a delusional old man who says that Dr. Jubilee has a map to Vault 13.
Council HallEdit
The Council Hall is where the power of the NCR is concentrated. Two buildings (the Hall of Congress and the Presidential Mansion) are located there, but the Hall of Congress is the main one. It is politically the most important part of the city, and where President Tandi is located. Also, her aide Gunther can be found in this section; he is the one the player character must talk to in order to have business with the president. In the middle of the area, a statue dedicated to the Vault Dweller can be found.
Related questsEdit
- Retrieve Parts/Gain Access to Vault 15
- "Take care of Officer Jack" for Mira
- Complete brahmin drive
- Retrieve papers from Dr Henry
- Test mutagenic serum on a super-mutant. Try Broken Hills
- Eliminate Mr. Bishop
- Deliver Westin's holodisk to Lynette in Vault City
- Get the map from the NCR Rangers, for Vortis the slaver
- Free the slaves in the slave pen, for the Rangers
- Deliver Hubologist's field report to AHS-9 in San Francisco
- Kill Hubologist in NCR for Merk
- Stop brahmin raids
- Murder Carlson in NCR
- Assassinate Westin in NCR without making it look like a murder
The background music is A Trader's Life, which was originally used for the Hub in Fallout.
The New California Republic was first mentioned in the Fallout end cutscenes for Shady Sands and it first appeared in Fallout 2. Although not seen in Fallout: New Vegas, several NCR soldiers mention that the city of New California Republic is their hometown. (Curiously, several other prominent NPCs actually refer to the city as "Shady Sands", suggesting that the city may have regained its old name once the NCR name came to refer to the nation-state as a whole as it grew.)


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- Special Price $105.00 Regular Price $140.00
- Black Hills Gold Ladies' Genuine Tear-Drop Onyx Earrings with Hammered Detailing in 10K Yellow Gold - G 3021OXSpecial Price $227.25 Regular Price $303.00
- Black Hills Gold Ladies' Genuine Onyx Heart Earrings with Hammered Detailing in 10K Yellow Gold - G 3020OXSpecial Price $216.00 Regular Price $288.00
All Black Hills Gold jewelry at Riddle's incorporates the pink and green gold leaf designs that the designer jewelry is known for. You can find them set with a variety of gemstones, a beautiful center, and accent diamonds. No matter the occasion, this unique look makes certain that no other Black Hills Gold jewelry piece will be exactly like yours, whether that be Black Hills Gold engagement rings, men's anniversary bands, or any other type of jewelry.
Over a span of 14 years, 360 goldminers-turned-craftsmen carved a rough granite mountain into a polished national treasure, known today as Mount Rushmore. Today, in dozens of intricate steps, our craftspeople carry on this tradition of quality and excellence with every piece of Mt. Rushmore Black Hills Gold jewelry and diamond pieces. There are many steps involved in the handcrafting of a single delicate design. Each piece is cast, shaped, ground, polished, soldered, cleaned, wriggled, and engraved by our skilled artisans. We still use the ancient process of lost-wax casting and diamonds cast in molten gold! Diamond cutting has also been added to many of our pieces that includes a precise process involved in creating one of the world's most prized possessions.
Black Hills Gold jewelry first appeared over 100 years ago after the Black Hills Gold Rush of 1876. The yellow gold grape and leaf designs in shades of pink and green gold make Black Hills Gold pieces unique. The colors are achieved by alloying the gold with silver to produce green, and copper to produce pink. The tri-colored look is popular, not only because of its beauty, but also because it coordinates well with other jewelry.
Your Black Hills Gold jewelry was crafted in the most modern jewelry manufacturing company in the Midwest — Mt. Rushmore Black Hills Gold. The building includes a gem lab, design studio, and many specialized departments where skilled artisans work to perfect each handcrafted jewelry design. "Heads above the Rest" in all Black Hills Gold jewelry innovations.
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Get It Together
This story appears in the November 1997 issue of Entrepreneur. Subscribe »
Bring up the subject of computer networking, and small-business owners start to get a little nervous. For many, networking is something of a mystery. It's perceived to be difficult to understand and costly to implement, so why even consider it?
There are several reasons why you should look into setting up a network in your small business. In recent months, leading technology vendors have released networking products designed with small businesses in mind. They're fairly simple to install and manage, and actually fit into most small-business budgets. Plus, there are a slew of benefits and cost savings to be found.
Mark Lyon, who owns Lyon & Associates Creative Services Inc. with his wife, Susan, 32, has been using network technology at his small design and advertising firm since the company had just two computers to link together. Not only do all eight employees of the couple's Encinitas, California, business have access to the Internet, but they also share files, review each other's progress and work together by having their 15 computers connected through a network.
"We strongly believe in the need to share information," says Mark, 35. "The network has been great from the standpoint of collaboration and efficiency within the office."
The Big Idea
The growing acceptance of the Internet as a standard part of business is one factor driving the networking market today. Employees need access to the Internet to communicate with customers, locate business-related information and check out competitors. But without a local area network (LAN), Internet access can be very inefficient. Some companies wind up having employees waiting to share one computer with an Internet account or pay for individual accounts and phone lines for each user to connect to the Internet, which can get costly.
When computers on a LAN are connected to the Internet, however, businesses save money because one line is shared, and you only pay for one account through an Internet service provider. Moreover, because you share only one line, you might be able to afford a faster connection such as an ISDN line that speeds up your access.
Perhaps the most common reason small businesses implement a network is to share peripherals such as printers and scanners. When a printer is connected to your LAN, any employee on the network can use it.
Another benefit of networking: sharing files and applications. If your employees waste time storing files on floppy disks and distributing them around the office, a network is a better solution. Everyone works more collaboratively when files are stored on the network because all employees have easy access to them. What's more, you can save money by buying network versions of software and having employees share them. You can also take advantage of groupware products to help distribute documents and manage projects around the office.
If you have a fax server and PC faxing software installed on each computer, users on a network can fax directly from their desktops instead of waiting around for an available fax machine. Remote access to files, efficient backup of companywide data and internal e-mail also become a reality for your business.
Getting Connected
Networks are simply a series of computers, printers and other hardware linked together with cables that allow them to "talk" to each other. There are two basic types of networks appropriate for small businesses: peer-to-peer and client/server. A peer-to-peer network is a system of computers that are all connected to allow sharing of files and peripherals with each other. In a peer-to-peer network, there is no central computer, or server, in control. Generally, peer-to-peer systems are most appropriate for businesses with five PCs or less.
If you have more than five computers or want to share large files and databases, a client/server network is probably your best bet. The server, a high-speed workstation or PC with lots of processing power and storage capacity, stores all shared applications and files; employees must access the server to use them.
While configurations and components differ, the basic parts of a network are the same. In either environment, each networked computer must have what's called a network interface card (NIC) that allows the device to communicate with other machines. In a client/server network, there's also a server (with NIC) and a network hub that routes cabling to a central location. Finally, there must be cabling to connect all the devices together. There are two preferred types of cable for small-business networks: 10BASE-2 and 10BASE-T. In general, 10BASE-2 has been a common choice for networks with five or less PCs; however, 10BASE-T cabling is the most popular overall because it's relatively inexpensive and offers easier maintenance and higher flexibility.
Most entry-level networking solutions cost just a few hundred dollars. The OfficeConnect Networking Kit from 3Com, for instance, is available for $299. Think of it this way: If you've saved yourself from buying another printer by installing a network, you've paid for the cost of the network while reaping all the benefits it has to offer.
The thought of installing a network can strike fear into even the most intrepid small-business owners, which is why many vendors package all-in-one solutions for small businesses. For example, the OfficeConnect Networking Kit, sold through retail and reseller channels, comes with all the hardware you need to connect up to three PCs. The kit includes one hub, three NICs and three cables; you have the option to buy additional NICs and cabling as your business grows. With a basic understanding of networks, you can probably set one up yourself; Lyon installed his OfficeConnect network in just a few hours. He also spends only about one hour per week managing it, so it doesn't take too much time out of his busy schedule.
Similarly, NetGear's Network Starter Kit ($179), sold primarily through retail channels, also comes with one hub, two NIC cards and cabling to connect two PCs. One unique feature: Its NICs have built-in technology to reduce your hardware costs should you decide to upgrade your network. Data is transferred along a network at two speeds: 10 Mbps and 100 Mbps. Generally, NICs are designed to work with one of these speeds, but NetGear's 10/100 Mbps network cards operate with either speed, so if you start out with a 10 Mbps network but want to upgrade to a 100 Mbps system later on, you don't have to buy new NICs; however, you will have to upgrade to a faster 100 Mbps hub.
MangoSoft has a new software solution that utilizes the resources of a networked environment differently. Instead of the traditional client/server environment where all PCs connected to a network must access the server to share data, MangoSoft's Medley97 software uses "CacheLink architecture" to pool the storage and memory resources of all the connected PCs. For example, if you have 10 users connected to a network and each contributes 100MB of hard-drive space, a total of 1GB is designated for use as a "Medley drive" across your network. With Medley software, all the PCs then act as both a client and a server.
The benefits? With all PCs on the network taking over the role of the server, there's no need to invest in this costly piece of hardware. Plus, because the software automatically stores data across all the machines, files may be stored in close proximity to you--possibly even on your own machine--so the time it takes to retrieve them may be reduced. A Medley two-connection software starter kit costs $249 (networking hardware not included); each additional connection costs $199.
Final Steps
Once you've decided you need a network, proceed carefully. Chuck Yort, director of small-business operations at 3Com, recommends asking yourself five questions:
1. How do you plan to use your network? Determine what you want to gain from your network now and in the future, such as the ability to share files, access data remotely and so on.
2. How many PCs do you have? This impacts the way you'll design your LAN, from the types of cabling you use to its structure.
3. Where do you plan to buy it? Retail is an option if you're familiar with networks and plan to install it yourself. If not, it's usually best to use a reseller that can choose equipment for you, install it and provide ongoing support.
4. Get to know the terms. To make the best decisions, you should become familiar with basic networking terminology.
5. How crucial will your network be? Think about how dependent your business will become on the network and what could happen if it breaks down. Then, be sure to put the proper controls in place and, if necessary, additional personnel to manage it.
On Good Terms
Following are a few networking terms to get you up and running:
- Network interface card (NIC): A device that allows a machine to communicate with other machines
- Network operating systems: A set of operating system protocols (Windows NT, for example) that control the resources of a network
- Node: A communication device attached to a network, such as a PC or a server
- Port: A place where a physical connection is made between a computing device and a cable
- Router: A device that connects multiple networks and forwards blocks of data between them
- Switch: A multiport device that provides high-speed packet switching between ports
Contact Sources
3Com Corp., (408) 764-5000, http://www.3com.com/smallbusiness
Lyon & Associates Creative Services Inc., (760) 634-1886, ext. 11, email@example.com
MangoSoft Corp., (888)88-MANGO, email@example.com
NetGear Inc., (408) 988-2400, http://www.netgear.baynetworks.com


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It started with a breakthrough idea
Braster S.A. is a Poland-based company founded by scientists with a mission – to save lives by giving women an easier, more effective and more comfortable way to conduct breast self-examinations at home. They believed that through regular home screening, more women would be able to detect breast cancer at an earlier stage, thereby living longer, healthier lives.
The Braster device they created, a certified medical device proven efficacious in clinical trials, is now available in Poland and will soon be available worldwide. The device gives patients and doctors the ability to track and detect anomalies that may be dangerous through a method that is 100 percent safe, as well as radiation- and pain-free.
Using liquid crystals, the Braster device captures a thermographic image of the breast tissue that can show temperature anomalies – a telltale sign of the presence of cancer cells. Because of the life-saving potential the device offers, Braster and its backers wanted to get it to market as fast as possible.
Make or break imaging accuracy
In the spring of 2016, their product market launch was rapidly taking shape. A marketing campaign was in the works and Braster, a publicly traded company with commitments to investors to be in market by the end of the year, was under enormous pressure. The team had contracted with a product design company in the Netherlands to take their device from prototype to production. It was the design company's responsibility to source a camera module that could be embedded in the device and meet the needs and specifications of Braster. The efficacy of the device, after all, hinged on its image acquisition quality. That's where Avnet stepped in.
Michael Uyttersprot, an embedded vision technical marketing manager for Avnet in Belgium, remembers the initial request from the design company very well. And with a tight deadline looming, there was no time to spare.
"As soon as we saw the design specifications, we worked on a plan to deliver the best image quality for this specific application. Several iterations with different camera modules were explored to find a total embedded vision solution fully optimized for the Braster device."
Objectivity finds a better solution
Avnet introduced the Braster team to an established camera module manufacturer who could build a camera module customized to their exact specifications, fully optimized for their application at a lower cost than some of the options initially considered. Avnet and the manufacturer were able to support lower volume for preproduction and a product lifecycle compatible with Braster's needs. And, even better, they could meet the strict timeline. Avnet then provided the technical support necessary to integrate the module into Braster's existing design and to ensure processor compatibility.
Adds Michael, "Thanks to the strong cooperation between Braster and Avnet's technical and sales teams in the Netherlands and Poland, we delivered a successful design on time and within budget."
A holistic approach
The relationship between Braster and Avnet has evolved into a strong partnership. Today, Braster has set its sights on markets outside of Poland, and Avnet is working in lockstep with the team on the release of their next-generation device. Goals include reducing cost and implementing new functionality. Avnet's holistic approach to helping Braster overcome challenges continues to pay cost- and time-saving dividends.
From small start-ups to large enterprises, our services and solutions span the entire product lifecycle. Regardless of where you are with your product, Avnet can provide the guidance to move you further. Explore our services and solutions.


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Is there any evidence that the Tajweed that is been taught is same as that of what Prophet (pbuh) approved or taught?
Assalamu Alaikum,
I have begun to study Tajweed through a teacher. He teaches many rules about it. I have one basic question regarding Tajweed. Is there any evidence that the Tajweed that is been taught is same as that of what Prophet (pbuh) approved or taught?. I read your article "Why should we read the Qur'an with tajweed?" and still I couldn't get answer to my question. I understand that there are only very few hadith tracing back to Prophet (pbuh) about how he used to recite the Quran. My question is, can we be sure that the complete rules of Tajweed as it is laid down today is as the same as Prophet (pbuh) approved or taught?
Could you be kind enough to answer my question?.
May Allah guide us. Thanks.
Wa alaikum assalaam wa rahmatullahi wa barakatuh,
The Qur'an has been transmitted two ways and preserved two ways, aurally and in writing. The transmission of the Qur'an from the mouth of the Prophet, to the companions, down through the generations in authentic chains is well documented. Each Muslim in these chains takes the utmost care to transfer the Qur'an to the next one, listening to the entire Qur'an, word by word, aayah by aayah, from the beginning of the Qur'an to the end until the sheikh is satisfied that the student is accomplished and reciting the Qur'an just as it was revealed. This is called ijaazah of the Qur'an. The rules of tajweed were not necessary at the beginning of time of the Prophet, , because for the most part, the Arabs spoke with tajweed. The exception to this is the lengthenings, and since you read the download, you then read the story of Ibn Mas'ood, may Allah be pleased with him, when he corrected a Muslim for not lengthening a word that had a long lengthening, and the hadeeth from Al-Bukhari in which Anas, may Allah be pleased with him, was asked about the recitation of the Prophet and he answered [meaning] that used to lengthen some sounds a lot.
The chains of transmission for ijaazah of the Qur'an documented by Imam Ibn Al-Jazaree in the seventh century Hijara used the same criteria as Imam Al-Bukhari, so a chain was not accepted unless the same conditions were met for each and every Muslim in the chain. These chains exist today and many Muslims that have memorized the Qur'an have gone on to obtain an ijaazah in their recitation. This ijaazah then is authentication of the recitation and gives permission for them to teach others and give others ijaazah in the Qur'an. Through these chains then, we have certain proof that the Qur'an is being recited as it was revealed with the same tajweed. The written rules that were put down in ink after the Prophet's death , were done early in the Islamic era. Many of theses works exist today in the form of manuscripts and have been well studied. The reason for the need of these rules was the corruption of the pure Arabic tongue as Islam spread and non-Arabs entered Islam.
May Allah guide us all and grant that we recite the Qur'an as it was revealed.
You are welcome.


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UNTERPREMSTAETTEN, Austria /BUSINESS WIRE/ -- Implementing instant, high-speed near field communications (NFC) between two independent devices has been made easier and cheaper with the introduction of the AS3953 interface chip from ams AG, a leading worldwide designer and manufacturer of high-performance analog ICs for consumer and communications, industry and medical, and automotive applications.
The AS3953 offers a high-data-rate interface between an NFC device, such as a smartphone, and any host microcontroller with a standard Serial Peripheral Interface (SPI).
Operating on energy harvested from an NFC reader's RF emissions, the AS3953 NFiC (Near Field Communications interface Chip) requires no external power source and at most one external component (a capacitor). The device enables system designers to add full bi-directional NFC capability at a total cost less than half that of a typical NFC reader implementation, which could require as many as 20 external components.
The AS3953 is fully compliant with NFC Forum specifications (NFCIP-1 target at 106 Kbps), and the ISO14443A industry standard (up to 848 Kbps, to Level 4). This means that it can be used in contactless smart cards and as an NFC Forum-compatible interface tag, and can establish instant communications with any NFC-enabled phone in close proximity (<10 cm).
The AS3953 is expected to find uses in a wide variety of applications, including contactless passive programming of MCU-based systems, smart cards with displays, smart retail shelf labels, sensors and ultra low-power data loggers, medical devices, and secured NFC Bluetooth pairing.
It can also enable innovative new approaches to system designs by using an NFC-enabled smartphone as a display host and system controller for normally stand-alone devices, eliminating the requirement for the slave device to have its own display and processor.
The AS3953 features a configurable wake-up interrupt, enabling a zero-power system design while in shut down. It also contains a complete analog front end, 1 KB of internal EEPROM, and a 4-wire SPI with a 32-byte FIFO. The device can draw up to 5 mA of harvested energy from the external magnetic field, and includes an internal power management circuit that can supply harvested energy to the application. This makes the AS3953 ideal for use with battery-powered and portable microcontroller-based devices.
Rene Wutte, Marketing Manager at ams, maintains "The AS3953 creates a whole new category of NFC applications. It allows NFC functionality to be added to any application for a fraction of the cost of a full NFC reader, without complicating the design. This is now, for instance, the easiest and most affordable way to enable an application to communicate with a mobile phone."
ams has also announced a new reference design developed in close cooperation with Epson. The design is for a complete passive solution for price labels and smart cards. It combines an Epson S1C17F57 microcontroller, which features a built-in driver for e-paper displays (64 channels), and the AS3953 NFiC from ams. According to Manfred Wittmeir, IC Department Manager at Epson Europe Electronics GmbH, "Epson has a long track record of providing energy-efficient semiconductors for various battery-driven products. The AS3953 enables us for the first time to build a complete passive solution without the need for an auxiliary power supply, such as a battery, while implementing a standard NFC interface for exchanging data with our microcontroller. A simple design, it can be implemented quickly by engineers with no deep knowledge of the operation of NFC technology."
Both the AS3953 and the passive e-paper demonstration design will be shown at the ams booth at Cartes 2012 in Paris (3D.105, November 6-8, Paris). They will also be on show at Electronica (Hall A4, stand 211, November 13-16, Munich).
Price & Availability
The AS3953 NFiC is available as a bare die or in a 10-pin, 3 mm by 3 mm MLPD package. The device is available for sampling now. It is priced at $1.59 for 1000 pieces as a package, and $1.15 as a bare die.
Technical Support
A demonstration board for the AS3953 NFiC is available. For further information on the AS3953 or to request samples, please visit the company's Web site.


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Playing a Zombie - Saving some cats
Zombies and Cats oh my!
Three Dead Zed is an action/puzzle-platformer in which you take control of an experimental zombie that can transform into three unique and distinct forms. With quick reflexes, a little problem solving, and some rescued kittens, players make a violent exit that won't be forgotten by their captors. This is a zombie game that brings out your inner child, then chews on its brain.
- Lighthearted visuals and storyline
- Gamepad and keyboard support
- Challenge Stages after completing the main game
- Charming hand drawn characters and animations
- Achievements
- Cats with tin foil hats
The Zombie uprising begins here...


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Lucky Brand
Shoes.com Insider on Lucky Brand ShoesRooted in rock 'n 'roll with a signature sense of humor, Lucky Brand stands for independent thinking, individual style and a feeling as authentic as love. Friends since youth, creators Gene Montesano and Barry Perlman shipped the first order of Lucky Brand in 1990.
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With free US shipping from Shoes.com, it's easier than ever to get your favorite lucky brand bootie, sandal, or any of their well-known signature lucky brand shoes such as their Emmie flats or Basel bootie.


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PARIS - French actor Gerard Depardieu has denied accepting Russian citizenship to escape the taxman in France.
In an interview Monday on L'Equipe 21 sports channel, he said: "I have a Russian passport, but I remain French and I will probably have dual Belgian nationality. But if I'd wanted to escape the taxman, as the French press say, I would have done it a long time ago."
Depardieu received his Russian passport from President Vladimir Putin on Saturday.
The film star has caused an uproar in France by saying in mid-December that he's turning in his French passport over an insult from Prime Minister Jean-Marc Ayrault who called him "pathetic" for deciding to move to tax-friendly Belgium.
France's new Socialist government wants to steeply raise income taxes on the wealthy.


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- Kenny Luck Author
- 2008 5 Jun
EDITOR'S NOTE: The following is an excerpt from Fight by Kenny Luck (WaterBrook).
Part 1: Facing Evil
"Ignorance is incompetence."
"It is a very human and natural response to fear the unknown. For a believer to keep
himself in the dark about Satan's person and work is a dangerous mistake."
—Mark Bubeck
I don't know of any book that actually invites you to begin picking more fights with evil.
And yet you're holding it. Aside from what that says about you, I'm well aware that holding this book may cause some men to feel like the deer from The Far Side comic with the bull's-eye birthmark on his chest. Fact is, you and Hal do have this birthmark issue in common. You've been marked and labeled in the spiritual world, just by virtue of your birth. If you claim the family name of Christian, you are being hunted to be destroyed.
And yet a lot of us are denying this dance to the death even exists. We've heard of the battle and may even be aware of it to some extent, but it's all to little practical effect. We've been duped and made to forget that, unlike Gary Larson's deer, the hunted God's man can actually turn the tables on evil and become the hunter. We have the power and ability to send the hunter packing! It's all a matter of perceiving the spiritual reality and understanding the source of authority.
Most believers are aware of the "right answers" when it comes to the familiar idea of waging spiritual warfare. And yet we're failing at practical application. We look at the cosmic conflict between good and evil more like a Harry Potter movie—it's a tossup which side will prevail until the final frame. And it's this perspective when applied to the real world of spiritual attack that breeds insecurity, hesitation, vacillation, and harm to both believer and the cause of Christ.
I, for one, am loath to take on that reputation. I trust you're with me.
No Interest, or Just No Stomach?
We will have struck a deep blow to our enemy if our concept of the spiritual battle moves forcefully from being an afterthought to a way to believe and behave. Based on the attitudes I encounter in men worldwide regarding evil, I would want us for an opponent if I were Satan.
The painful, sad reality is that the underworld has the upper hand on the ground level of this war with God's men. I'll address this later in the book in detail, but for now let's just say we've been assuming the submissive position of a scared pooch, or been freely giving permission (by our inaction) to evil to trample over our lives and the world with impunity.
A reality check is in order.
Facing Evil
It's time to look in the mirror and not be satisfied with what we have become in the midst of the great war for our King. We must make peace with the fact that we are spiritually enabled, empowered, and equipped to make war on the Enemy and do something. We are commissioned to inflict losses, unmask and thwart plots to kill, and deliver those in bondage to darkness into the freedom of the sons of light.
Satan knows who you are. Get that. Then, as every God's man must do on a more urgent basis, you need to accept what that means. What's that, you say? Simple: You cannot ask for a hall pass to get out of this fight. You must also stop living in ignorance and denial.
Instead, you need to understand and get to know Satan's ways. Why? Because you are in a play à la Jason Bourne. You are an asset on assignment to neutralize evil wherever and whenever it rears its insidious head. You are to be feared by the Enemy, not laughed at.
When I signed on to write the God's Man series, there was a deep sense of foreboding every time I pondered the third book (this one). I was, all at once, deeply convicted and committed to stimulating more intelligent and intentional kingdom warfare and intensely aware of what I would be asking for—troubles of another kind. Devilishly bizarre dreams, personal attacks, marital roadside bombs, harassing thoughts, family traumas, conflicts with church members, a double root canal, and a tsunami of satanic diversions are just a sampling of the mortar and artillery rounds that have been lobbed my way.
While some of these are just natural events, the negative emotions that come with them are what the Devil loves to cultivate and exploit in a believer. Every excuse to discourage me, Satan took. He doesn't play fair and is the king of low blows. He waits to kick men in the teeth when they're down. Magnifying emotions to create insecurities, heighten fears, and defeat us without a bullet being shot are the things Satan is best at. He must rely on playing mind games—a sign of insecurity and no real power. Nonetheless, he's allowed to mess with us.
He is doing the same thing with you right now. Repeatedly my message to Satan was, "I know who you are and what you intend to do." A little preemptive retaliation is consistent warfare doctrine among sovereigns who feel that the security of their networks or borders is about to be compromised in some way. These shots across the bow were intended to say, "Do you really want this? You might want to reconsider." Throughout this time God's Spirit has said, "Reconsider this!" like we read in the fourth chapter of Luke's Gospel when Jesus quit listening and started rebuking evil suggestions and ploys.
Well, my friend, I am still here dialoguing with you on these pages, and Satan still knows where I live. Boo-ya! I wanted you to know a little thunder has been rolling my way, but I expected this. I knew all hell would break loose before, during, and after my decision to focus an entire manuscript on outing the Devil and equipping you to effectively confront and defeat him. I knew the Devil loathes being discovered the way any terrorist would be incensed at the man who blew his cover. I knew that the Great Pimp has a big ego matched only by that noxious chip on his shoulder toward believers. I knew that anyone who actively pulls his masks off to expose his presence is asking for a double helping of ire and indignation.
And yet, many days what kept me going was you. Yes, you—the God's man reading these words. The reason you have this book in your hands is because you have been called by your King for this hour. You are being asked to join the company of other mighty men to be the tip of the spear in the war against evil. Just the word fight resonated with your soul and spirit. You are cognizant of the smell of war in your own life, and you see it in your world. That willingness to fight is being affirmed by God's Spirit. Your training as a disciple is ready to go the next level. Your strong, confident, and fully surrendered presence is going to be needed. Your quickening to the battle is at hand.
I know this feeling well. Writing Fight was unnerving and necessary for me. Reading Fight will be the same for you. The realities and truths you will confront in these pages will both unnerve you and compel a necessary faith response. More bluntly, from this time forward you will need to change the way you address the challenges of life to account for evil and its presence in and around you. In effect, you are being handed a pair of night vision goggles (another topic we'll take on later), and you will see "movement" of evil that was previously hidden. You will feel the apprehension one experiences when he is considering war. Satan wants you to feel the fear.
God will replace that fear with Himself. These are how all rites of passage feel to a surrendered God's man. God's men are filled with spiritual tension because something is actually at stake. There is the tension you feel when your faith and the reality of your responsibility to it collide. Risk dealt with this. Then there is the tension of becoming the man you were created to be versus the man you thought you ought to be. Dream addressed this issue in your life. Then there is the rite of passage most men do not have the stomach to address: facing the reality and tension of dealing directly with evil. Fight will stretch you again and again to see, engage, face, call out, and demolish evil with confidence and skill through Christ. So men wearing spiritual skirts need not apply. Jesus didn't own one, and as His representative possessing His authority, neither should you. "The reason the Son of God appeared was to destroy the devil's work" (1 John 3:8). Take heart, you have an excellent Mentor.
But let's stow the macho talk for a second and get down to the sweat and blood of what's to come.
Your Attitude and Your Stand
Your attitude about evil reflects your stand against evil. The great men of faith understood this, and as God's man, so must you. To help you with this, we need to think about evil and our fight with it in uncomplicated terms that are consistent with Scripture and practical to apply. We need to think better before we can fight better. The "We've got Jesus, yes we do. We've got Jesus, how about you?" approach is as effective as it sounds. The Bible does not support it, though it might work at vacation Bible school. In fact, the more emotional you are in warfare, the sooner you die. So in the interest of living to fight another day, let's replace emotional and unsuccessful strategies with intelligent and intentional ways of thinking about and fighting evil. For starters, let's wipe the board clean of what we think we know about evil and resolve to stick to Scripture's direction and plan for how we are going to prepare for the fight.
On the whiteboard in my office you will see this written at the top:
As in the other books in this series (Risk and Dream), the overriding objective is real-time application of spiritual truth. That means it's time to embrace these five Fight principles in order to change your attitude and, consequently, your personal stand against the evil powers of this present age. You will be pushed, in increasing ways, to
Face the Reality of Evil
Integrate Intel of the Enemy
Grow Progressively More Aware of Evil
Handle Your Weapons with Consistency and Confidence
Take the Fight to Evil
These are the core tactics connected to owning the night and not letting evil hide under the cover of deceptive masks.
1. Face the Reality of Evil
There was a time before September 11, 2001, when counterterrorist agencies possessed good intelligence about a group called Al-Qaida. We knew who their leader was and where he was, we knew where their training facilities were, we knew how to "touch" them, and we knew the United States was the object of their Islamofascist brand of hatred. And yet, with so many other higher-priority issues, international and domestic crises, and lack of "actionable intelligence," we didn't assign enough attention to this character Osama bin Laden and his terrorist network.
The world knows the rest of the story. Granted, foresight is always 20/40, or worse. You can see some things, but not much of it clearly. You can discern a good portion of the picture, but the small details and facts are a little fuzzy. Hindsight, on the other hand, is always 20/20, or better. The pain or trauma acts like window cleaner. We learn from our mistakes; we evaluate and assess what went wrong. Between foresight and hindsight is a crucial lesson in the battle with evil: when all you have is fuzzy foresight, you must focus more attention and resources on the Enemy who wants your head on a platter. If you do, your future hindsight will be much less painful.
Of all the lessons America learned from the 9/11 terrorist attack, the biggie was that we simply did not connect the threats with the reality of such a large-scale operation on our own soil. We believed the terrorists were out there, but we acted like we "sort of " believed the intel. Sort of believing in a real enemy and real threat produces a sort-of response that sort of gets people killed. We no longer sort of believe in terrorists who want to kill us. We have been baptized by fire into a new reality regarding the lethal intentions, scope, and scale of global terrorism.
Satan unequivocally wants you dead or at least neutralized (living but not a threat). For God's man the most tragic mistake you can make is to sort of believe in evil, its existence, and its specific designs on your life. When God's men approach the reality of evil this way, we send a clear message to our enemy. What we are saying is that intellectually and mentally we believe there is an evil ringleader guiding plots against us, but practically we act as though he has nothing to do with what befalls us. We behave like all our problems have natural causes and solutions; none have supernatural causes and divine solutions. We end up responding to problems that require supernatural responses with human wisdom and natural solutions. We are firing water pistols at an armed destroyer.
While we may not be disbelievers in evil or overbelievers (where the Devil is behind everything bad that happens), functionally we are sort-of believers, and God's men are getting killed. The casualties among even our best fighting men tell the whole story. Blood is being spilled. Because we do not account for evil in the right way, it has its way in our lives and in the world. Low-priority status on evil creates a dysfunctional and fatal vulnerability. Jesus never taught His men this. He spoke openly of how the Thief, Killer, and Destroyer would actively oppose Him in the present.
In fact, Jesus directly said that God's people would live side by side with evil forces and people until He returned. The kingdom of heaven is like a man who sowed good seed in his field. But while everyone was sleeping, his enemy came and sowed weeds among the wheat, and went away. When the wheat sprouted and formed heads, then the weeds also appeared.
The owner's servants came to him and said, "Sir, didn't you sow good seed in your field? Where then did the weeds come from?"
"An enemy did this," he replied.
The servants asked him, "Do you want us to go and pull them up?"
"No," he answered, "because while you are pulling the weeds, you may root up the wheat with them. Let both grow together until the harvest. At that time I will tell the harvesters: First collect the weeds and tie them in bundles to be burned; then gather the wheat and bring it into my barn." (Matthew 13:24-30)
The owner's servants acted surprised to see those evil weeds among the good wheat. The looks on their faces said, "That is not supposed to be here." Their expectations were off. The wheat plants (us) are going to have to contend for survival among the weeds (evil). For those who deny the side-by-side existence of evil with man in this present age, Jesus's words will not encourage you. However, they might help you embrace the first key principle: facing and embracing the reality that evil doesn't just appear now and then when bad things happen, it is all around you. The good seed are the sons of the kingdom. The bad seed are the sons of the Evil One. The field is the world. In this "not yet" time between eternities there is no separation of God's people from evil; it's a mixed bag.
There is no escaping it. So how are we supposed to live as God's men during this "not yet time" with a clear and present evil among us? At a minimum, we need to act more consistently with reality. That's God's position. Face it: Satan has been watching film on you. He's relentless. Get that one firmly planted in your brain. Even after getting taken to the shed by the Son of God, the Bible says that "he left him until the next opportunity came" (Luke 4:13, NLT 2004). Satan is not just relentless but a relentless opportunist. He never rests. This is the big pink elephant parked in the middle of the church today, and there are only two options in dealing with it: live in reality or live in fantasy. One attitude is very comfortable, and the other is uncomfortable. But when it comes to being God's man, discipleship and discomfort are very closely connected.
Being with Jesus in the first century meant regular discussions about Satan and engaging evil forces. Imagine: for the disciples, being with Jesus was for the specific intention to gain the authority and training to cast out demons! The Gospels, the book of Acts, the pastoral epistles, and John's vision in Revelation all talk about evil making its play in the life of the believers. The norm for a New Testament God's man is to regularly recognize and deal with evil.
Today this kind of fearlessness is completely absent. Spiritual warfare is considered too "out there," misinformation, or someone else's calling. The Bible calls Satan "the ruler of this present world." Thinking wrongly about him, or not at all, gives him his greatest tactical advantage.
Hitler said, "What luck for rulers that men do not think." Where do you think that thought came from? It's time to snap out of it.
From Fight, by Kenny Luck. Used by permission of WaterBrook Press, Colorado Springs, CO. All rights reserved.


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The capital city of Ghana, Accra offers a village-like friendliness with the excitement and energy of a big city. With a party-loving population, bustling markets and colourful coastline, the city is a fun and intense experience you won't soon forget. Book your flights to Accra with TAP Air Portugal and enjoy comfortable seating and friendly service for one low price.
Discover the unique charm of Accra:
Accra is best explored by foot, and is safe in most places at day and night – just watch your step! Plenty of taxis and private drivers are available, or you can brave the Tro Tros, the local form of transport on minivans and minibuses that are cheap, but can be extremely crowded. Be sure to arrive in style when you fly to Accra with TAP Air Portugal!


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This forum is for advertising your game if you are a GM looking for players, or for applying to a game if you are a player interested one that is currently being advertised. Check in at The Main Gate if you've never done so before and then take a look in here to find or start a game. The rules are in the first thread below.
This subforum is for GMs who have recruited players and are ready to request a game forum of their very own. Instructions are in the first thread.
Need a forum for a solo campaign
This subforum is for groups of players who are already gathered and are ready to play a certain system, but do not have a GM. It is also for GMs who would like to find a co-GM. It is not a forum for players who are simply looking for games. Instructions are in the first thread.
This subforum is for players who are looking for a game and can't find anything like it in the Recruiting Office. There are no forms to fill out here. Be as brief or as detailed as you want. Please keep in mind, though, that there is no guarantee that your request will receive a response. You're much more likely to find yourself in an active game by applying to the games in the Recruiting Office.
Wanted: D & D 5th edition DM for a Solo Game
This subforum is for would-be GMs who want to gauge interest in a game they'd like to run. It is also where GMs can go to crowd-source ideas and suggestions for incomplete games that they'd like some help finishing before starting an official recruitment thread.


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click & collect available
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We typically offer a next day service Monday to Thursday within the U.K but please read our delivery advice for further information regarding cut-off times. There is no charge for your delivery unless you require a dedicated Saturday delivery, there is a small £5 charge for this service.
Due to recent developments we have suspended our click & collect service for the time being. Should you require this service please contact our customer service team directly and we will do our best to accommodate you.
We would kindly request that you contact us within 14 days of receipt to advise of any pending return. It would be preferable that items are returned to our Head Office location at this time.


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Scandinavian Street Food: Gourmet Hot Dogs from Andersen Bakery in Copenhagen
Seriously Scandinavian has undergone extensive plastic surgery and a name change to Scandinavian Street Food. From now on I'll be doing weekly excursions into the vast fast food culture of Scandinavia and let you know what's going on in the streets of the cold north. From hot dogs to fried herring, from lompe and lefse to smørrebrød and beef sandwiches—welcome to Scandinavian Street Food!
This week, I'm sticking to the Danish dogs I first talked about a few weeks ago. But this time around, let's move away from the traditional red sausages and on to real hot dogs: logs of meat shoved into a bun and topped with various good stuff. Because even if the red sausage (with bread served on the side) is the king of Danish sausages, most Danes also have a very soft spot for a classic hot dog. And there are a few places where the hot dog is taken very seriously.
The Andersen hot dog stand, for instance. Situated in the palatial Nimb (a crazy Taj Mahal copy in the world famous Tivoli in downtown Copenhagen) is the Japan-based faux-Danish bakery franchise Andersen Bakery. And even if I'm personally not a huge fan of standardized international mega-bakeries, there's a small—very small—and unpretentious corner of this place that has fast food lovers making pilgrimages from all over the country: The Hot Dog Corner.
Here, for $9 USD you can choose between a couple of different kinds of hot dogs, all sourced locally and artisanal. I have two favorites. The Grand Danois is a classic pork sausage packed with meat flavor, and grilled with a perfectly crispy outside and juicy inside. The Bulldog, on the other hand, is made from halal veal and beef and has a fiery, slight Asian-inspired flavor from being seasoned with cumin, garlic, and aniseed. It's a smaller, darker dog with just a little bit of a bite (which confirms the theory that the smaller the dog, the more aggressive it is).
The bread is of course baked in the Andersen Bakery, and the ketchup is organic and brought in specially from a butcher in Holbæk. The remoulade and mustard is homemade, as well as the lovely crispy onions and cucumber salad. Everything is organic.
It's quite expensive to pay nine bucks for a hot dog, but considering the sheer size of these dogs, you absolutely get your money's worth. Taste-wise, there's no doubt in my mind that these hot dogs are among the best in Scandinavia. With all the ingredients, from dog to dough, made locally by people who actually care about the final product, I will have a very hard time going back to regular hot dogs in the future.
...Or at least for a few weeks.
Andersen Bakery
Bernstorffsgade 5, 1577 Copenhagen, Denmark (map) +45 33 75 07 35; andersenbakery.com
All products linked here have been independently selected by our editors. We may earn a commission on purchases, as described in our affiliate policy.


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The Legend system core rulebook v1.0 is now available! Until recently, it was pay-what-you-want. Right now, it's just free! Click here to download it.
If you are viewing Legend on a small monitor, you should switch to single-page view (View > Page Display > Single Page View on Adobe Reader). A Legend Pocket Edition is in the works as part of our Kickstarter stretch goals to accommodate smaller screens, as well as tablets and Kindles.


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All the boys from One Direction are taking a couple...
love will speak (larry stylinson)140704335
- by Liesa
- Rating:
- Published: 11 Mar 2014
- Updated: 31 May 2014
- Status: In Progress
Louis is just the typical quiet boy in the back of the class, not saying much, trying to be invisable. But than that new boys enters the classroom and turns his world upside down. Will he ever find the courage to tell Harry his feelings? And that he's gay isn't the only thing he tries to hide.
Join MovellasFind out what all the buzz is about. Join now to start sharing your creativity and passion
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Finishing up three or four posts that aren't cooperating. They're not funny enough, they have no point, no denouement, no zing–nada. Instead of a rational thought process, I'll offer up a scattered smorgasbord of tasty appetizers instead of a whole meal.
Remember these cats?
Our Bandit used to talk to us that way. After a while, I started answering her back. She'd say, "Meow", I'd respond, "Meow". She'd stroll into the kitchen and greet me with a head nod and a brief "Mew". I'd imitate her head nod and answer her. She tried so hard to communicate with us! If we didn't go to bed at the same time every night–if we stayed up a bit longer than usual–Bandit marched into the family room with an outraged sense of purpose-maintain eye contact–and kind of growly-meow, walk a few steps toward the bedroom, and then walk back to us. If we didn't follow her, she'd leave in a huff and wait on the bed and if we didn't move quick enough, one swipe of her her paw let us know she was pissed. She had the sharpest claws. They spoke volumes.
One day, the captain said something to me and I didn't hear him. Instead of saying, "What did you say?" I said, "Meow?" He seemed to understand what I meant because he repeated himself. That one meow led to complete conversations in cat language. Angry meows, grunting meows, questioning meows, and mews in agreement. We just have to remember not to do it when anyone else is around. I'm not sure many people would understand. Meow?
We worked out at the gym this morning. Before we left, I asked the hubs to take a couple pictures of me. See the hairband with sparkles and the Hello Kitty slippers? Starfish?
Late this afternoon I heard a hawk in the eucalyptus tree across the street. It let me get really close for these pics! The colors were magnificent. I wish I took better photos.
Chocolate cake was requested by my tugboat man; I whipped up an easy one bowl version. It was sooo good! It's lowfat but really moist. The recipe is below.
One Bowl Chocolate Cake with Chocolate Glaze
from Better Homes and Gardens
- 1 cup all-purpose flour
- 1 cup sugar
- 1/2 cup unsweetened cocoa powder
- 1/2 teaspoon baking soda
- 1/4 teaspoon baking powder
- 1/4 teaspoon salt
- 3/4 cup milk ( I use half non-fat milk and half cold coffee)
- 1/4 cup cooking oil
- 1 teaspoon vanilla
- 1 egg
1. Preheat oven to 350 degree F. Grease and lightly flour a 9×1-1/2-inch round or 8x8x2-inch baking pan.2. In a large mixing bowl combine flour, sugar, cocoa powder, baking soda, baking powder, and salt. Add milk, oil, and vanilla. Beat with an electric mixer on low speed just until combined. Beat on medium speed for 2 minutes. Add egg and beat 2 minutes more. Pour batter into prepared pan.
3. Bake for 30 to 35 minutes or until a wooden toothpick comes out clean. Cool cake on a wire rack for 10 minutes. Remove cake from pan. Cool thoroughly on a wire rack. Spread with glaze.
Chocolate Glaze
2 tbsp. butter
1/4 cup cocoa
1 cup confectioners sugar
3 tbsp. water or coffee
1/2 tsp. vanilla
Melt butter in small saucepan over low heat. Stir in cocoa and water. Cook, stirring constantly, until mixture thickens; do not boil. Remove from heat. Stir in vanilla, gradually add confectioners sugar; beat with wire whisk until smooth.
Related articles
- Ringin' in the New Year with Mexican Hot Chocolate Brownies (rachels-table.com)
- Chocolate and Vanilla Checkerboard Cake (thehappyhousewife.com)


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The other day, I listened to a parish DRE share her story of receiving several "good" used computers from parishioners who recently bought newer equipment. What does it mean to get a "good" computer. Simply – It works when it is turned on.
To get some idea of what you want a good computer to be, you may want to read how others purchase used equipment. These two articles may be helpful:
10-Step Guide to Buying a Used Laptop That Works
Once you have equipment to use, what can you do in a classroom with ONE-Computer? Plenty! I was recently reading Grace's Post How to Manage a One-Computer Classroom and would like to adapt her tips to fit the religion classroom:
Tip #1: Having an agreement for using the computer in the classroom is important. Check out several of the Acceptable Use Policies and then prepare a statement for your class or program. Here are a few models to review:
Internet Acceptable Use Policy Template
Other models can be located by doing an Internet Search.
Tip#2: Place the computer in an accessible and easily supervised place. Easy access to assist students is important as well as seeing what is being done on the computer is important.
Tip #3: Have a faith project for the student to work on. Some examples of projects are:
A Scripture Digital Storytelling Prayer Experience
Thinking Creatively – A Lenten Challenge
Using VoiceThread for Advent Prayer
Tip #4: Check out the videos other catechists are using in their classrooms in the Digital Catechesis Video Library (A Free Registration). Project the computer screen so the entire class can see a video you may want to use for prayer at the beginning or end of class. Or you may simply want to engage your students with vivid images, sound, or music that has a wonderful message and fits into your lesson objectives through a short video.
Tip #5: Use an auto response system. A great way catechists can engage students is to include lessons designed for group participation. With an auto response system, students can further contribute from their seats. Mouse Mischief, a FREE response system that uses multiple wireless mice, allows teachers to integrate surveys, polls, questions, and drawing activity slides into PowerPoint. (Grace)
Tip #6: Give some thought and planning to what can we done with ONE computer in your classroom. Do a Google Search using "one computer classroom," "one computer classroom ideas," or "one computer classroom activities" will provide a wealth of resources to explore, like – One Computer Classroom.
If you have found yourself saying, "We'll never have a computer in the classroom – it's just beyond our budget." Now challenge yourself with, "If we had just ONE computer in our classroom, what could we possibly do to engage our students to learn more about their faith by using technology as a supportive part of our teaching?
I would love to hear your stories of how you are engaging your students with just ONE computer in your classroom. You are invited to share your stories here!
If you like this post, please remember to click the "Like" button!
©2012, Caroline Cerveny