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DO allow yourself double the time you normally take to get ready just in case there are, um, snags along the way.
DON'T assume because you buy new, it'll look new. I thought it'd be fun to wear dark, argyle stockings so I didn't bother shaving my legs. The problem came in when I saw the hole as I was taking it out of the package.
DON'T plan on wearing anything you haven't worn for a year without inspecting it before hand.
DON'T panic at the thought of stepping outside looking like this.
DO try to find ANY stockings in the bottom of your drawer, even if you haven't worn them in 10 years.
DON'T freak out when those said stockings have holes on the toes. Clear nail polish stops runs. Dab some on, let dry and move on.
DO try to not be self-conscious when, after seeing you in stockings, your 9-year old asks, "What wrong with your legs?"
DO ALWAYS shave your legs! No matter what you're thinking of wearing!
DO pump up your makeup. If your everyday makeup routine consists of light and natural, then bump it up to dark and gothic. (Trust me, if you're a light makeup wearer, whatever you might perceive as looking gothic on you, probably won't be.) TV lights tend to wash you out so what might look like "too much" makeup for a day time setting will probably be "just right" for television. Last thing you need is looking like you've got no lashes. As you can see, I should have applied more mascara on my 9 lashes.
DON'T cry when the mannequin you're taking to display the diaper bag/baby carrier breaks as you're loading her in the car. You will smear your overly-done makeup or, in my case, my already under-done 9 eyelashes.
DO smile at the camera. DON'T look like you just saw a ghost. DO express your thoughts with your mouth, not your body. DON'T mouth the teleprompter. DO loose some flipping weight!
DON'T be overly critical when watching yourself on the playback.
Three main recommendations:
Thank you Shiri Spear for putting me a little more at ease and not smacking me across the face when my nerves were on edge.
Here's the 4-minute segment of the show. Remember to enter the giveaway for a chance to win all of the items I speak about in the segment!
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Peter Cornelius eBooks
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International Investments in Private Equity
Peter Cornelius & Peter Klaus Cornelius
Academic Press, December 2010
Format: ePub, PDF
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subset: commoncrawl


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A federal air marshal was arrested on Thursday for using his cell phone to take photos up women's skirts.
Adam Bartsch, a 28-year-old air marshal, was allegedly on duty during the boarding of a Southwest Airlines flight at Nashville International Airport when a witness spotted him taking photos up women's skirts. Bartsch was arrested, and according to a police report had taken 10 to 12 photos. He told authorities he had done it before.
According to CNN, Bartsch was charged with disorderly conduct and held on $10,000 bail. The Transportation Security Administration said it was in the process of suspending or terminating Bartsch's employment.


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"Nor do I absolve my own self (of blame): the (human) soul is certainly prone to evil, unless my Lord do bestow His Mercy: but surely my Lord is Oft- forgiving, Most Merciful."(Surah Yusuf, 53 )
In the Qur'an, Allah relates that unless otherwise willed by Allah, the lower self definitely leads man to wickedness. This piece of information related in the Qur'an is extremely important for man's deliverance both in this world and the Hereafter. Allah gives a very important secret to man. However, most of the people do not think deeply about this important information; they simply ignore it. Because, the lower self does not want to see itself as wicked, it always wants to be complied, honored, trusted and be acted in accordance with its requirements. When the meaning of the verse is truly acknowledged, the person needs to accept that he should not trust his lower-self. However most people want to avoid this end. Yet this avoidance does not bring any good to anyone. On the contrary, the more the lower-self calls him to wickedness, the more that person falls into its downward spiral. This is indeed a great secret All-Mighty Allah reveals to human beings. The human stands for his lower self to protect, glorify and justify himself, and hence to feel at ease about himself. However, in compliance with the never-changing laws of Allah, the person attains just an opposite result. Continuously displaying the attitude in favor with the lower-self, always considering himself to be right and the other party false and always favoring the lower self in the face of Muslims' advices, the morality of the Qur'an and the good pleasure of Allah, it will always be the one that gets harmed. While he wants to be glorified, Allah always humiliates him, for he draws distant from Allah's good pleasure. The material and spiritual harm he faces becomes evident. While he is able to display a pure, normal intelligence, he reveals a wizened, complicated and a vague mind. His words become without wisdom, insincere and distant from moral perfection. His health deteriorates; because he is prone to temper, cussedness, rivalry and fight his blood pressure and pulse increases, suffers from severe headache, stomach ache, fatigue and exhaustion. Because he severely contracts himself, his back and neck stiffens. Skin is damaged and visible contamination starts within the whole body. Compared with the times he displays moral perfection, he becomes impure, ugly and almost unrecognizable both in spiritual and bodily terms. The whole body can not stand the wicked morals he displays and eventually crashes.
The fact is however, it is so easy for a Muslim not to experience such a mood. If he simply says himself, " Why should I struggle with all these hardship? What if I only give up advocating my lower self and abide by the commands of Allah, the Qur'an and believers", he would see that this is much easier. Allah will give abundance, blessings, relief, joy and happiness to the sincere Muslims who think in this way. The real hardship is to protect the lower self and to clear and justify it under all circumstances. It is impossible for a moral behavior disliked by Allah to yield favorable results and bring peace and happiness to a person. A person who abandons his lower self will always attain a better situation by accepting every error he makes, open to all sorts of criticisms and suggestions. By Allah's leave, his life will become more comfortable. More importantly, the lower self will not distance him from Allah's good pleasure and no longer become a hurdle on the way to an infinite life in the Hereafter.


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When study directives change, communication is key for keeping everyone on the same page. The role-based access of Xcellerate Insights not only manages permissions but also ensures that your entire team receives daily updates simultaneously. With your project managers, programming staff and clinical research associates aligned, your trial can continue to progress and meet its next milestones.
See how a collaborative, secure workspace can make a difference in your trial.


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Hey Alan, do you know just how jealous I am of you!
Alan, Chris grateful thanks for your efforts on this one.
Lefty, the image is one of a series but is just my favourite one as it shows men and machine in perfect harmony. My take is that they all cliombed out the upper hatch for the cameraman on the day, as they are posed in other images in the series, and when he was satisfied they climbed back down again.
Entry and exiting the a/c was usually through the port front doorway you can see here, into boats.
I have more reference material if you need it.


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Artist, Superman: Man of Steel
Jon Bogdanove is best known for his dynamic, humorous work on Superman: The Man of Steel (#1–#85), for which he drew and helped write many landmark Superman stories, including the award-winning Death of Superman. He also co-created Steel with Louise Simonson. At Marvel, he penciled (and later, wrote) Simonson's Power Pack and drew Fantastic Four vs. The X-Men, written by Chris Claremont. Other comics projects include 2011's Superman: RetroActive 1990s, X-Factor, X-Terminators, Superman vs. Savage Dragon 2, Superman vs. Aliens 2, and issues of Batman, The Hulk, Alpha Flight, and Solomon Kane. In 2012, Bogdanove animated a video game, Mongolian Beef.


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- Back to Top
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Lynx Aurora(n) 8 ProTools HD Audio Interface
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Lynx has revamped the entire Aurora Series with major advancements in performance, flexibility, channel count and more. Designed to accommodate today...Click To Read More About This Product
Completely redesigned Aurora series with ProTools HD connectivity.
Lynx has revamped the entire Aurora Series with major advancements in performance, flexibility, channel count and more. Designed to accommodate today's needs as well as future requirements for the audio professional, the Aurora(n) features an I/O platform that can be uniquely configured using different modules allowing for a future-proof design that will grow with your system. The updated Aurora(n) series also incorporates a Micro SD card slot for up to 32-channels of real time recording and playback.
Transparent Audio
Lynx's hallmark sonic transparency is the reason why you'll find Lynx converters being used in the most mission-critical audio applications and in the world's finest audio recording facilities. For audio engineers and producers seeking the most pristine recordings and mixes Lynx is the converter of choice at facilities like Dolby's new mega complex of audio research, Skywalker Sound, NPR, and the Smithsonian Institute. Lynx converters pass the most stringent tests to become the converters of choice for these discerning customers. Precision matters more than ever with these customers and there is no place for even the slightest coloration or degradation of the signal.
Discrete Converter Array
Some manufacturers use multiple converters on a single chip. While that is one way to fit many converter channels in a single rack space while lowering costs, it comes at a steep cost in performance. At Lynx, the analog signal path for each channel has been designed as a self-contained and shielded circuit. Each channel pair has its own dedicated conversion device. This has many sonic advantages by significantly reducing crosstalk and distortion while increasing dynamic range and performance.
Future-Proof LSlot Design
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Micro SD Recorder/Player
The built-in Micro SD card slot in the Aurora(n) gives you up to 32-channels of real-time 96K recording and playback via on-board device and 16 channels at 192K. A 256GB card will provide 8.3 hours of 32 channel/96K record/playback. Samsung has announced a 1TB card and the Aurora(n) will support up to a 2TB card when available. This means you can record 66.3 hours of 32ch/96K audio on a 2TB card.
- Upgradable modules including a pre-amp, analog summing and digital connectivity (AES3+ADAT)
- 1-in 3-out world clock with Lynx's second generation SynchroLock-2 technology
- Onboard 32ch microSD recorder for direct recording and playback
- Future-proof LSlot design with swappable USB, Thunderbolt, ProTools HD and DANTE cards
- Two audiophile-grade headphone outs with independent volume controls
Aurora(n) pushes boundaries with significant performance and feature improvements.
- Max bit depth: 24-bit
- Max sampling rate: 192kHz
- Total inputs: 8
- Analog inputs: 8
- Digital inputs: 0
- Mic preamps: 0
- XLR/TRS combo jacks: 0
- XLR only jacks: 0
- 1/4" only jacks: 0
- S/PDIF in: 0
- ADAT/optical in: 0
- RCA in: 0
- MADI: No
- Dante: 0
- Total outputs: 8
- Analog outputs: 8
- Digital outputs: 0
- XLR out: 0
- 1/4" out: 0
- S/PDIF out: 0
- ADAT/optical out: 0
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- MADI: No
- Dante: 0
- Connections: ProTools|HD
- MIDI I/O: No
- Headphone output(s): 2
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- Phantom power: Not specified
- Direct monitoring: Yes
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- Metering: LED
- Display: 480x128 TFT
- Latency control: Yes
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- Width: 19 in.
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- Weight: 8 lb.
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*Limitations and exclusions apply. See terms and conditions (Opens in new window) for program details
Term for New Gear begins on date of purchase but does not replace the store return policy or manufacturer coverage.


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The military's steady march toward widespread use of mobile devices could take a wrong turn if the security of those devices isn't accounted for. And a recent report from the Defense Department's inspector general could serve as an early warning.
The IG's office checked up on the Army's use of commercial mobile devices (CMDs) and found that the Army CIO was "unaware of more than 14,000 CMDs used throughout the Army," according to the report. As well, the Army had not taken steps to protect the data on the devices, to be able to wipe them remotely if they were lost or stolen or to prevent users from storing sensitive data on devices that amounted to removable media.
The report addressed the use of iOS, Android and Windows smart phones and tablets (BlackBerrys excluded) and found that many devices were unmanaged and lacking in basic security. Additionally, users hadn't received training on how to use mobile devices securely.
At two sites -- the U.S. Military Academy at West Point and the Corps of Engineers' Research and Development Center (ERDC) in Vicksburg, Miss. -- auditors found a total of 842 devices, a majority of which were purchased without authorization from the Army CIO. At the Corps' research center, for example, the center's CIO was aware of only 180 out of 276 mobile devices in use, the report said.
Investigators also tested 133 of the devices and found many of them lacking in security. CIOs at the two sites hadn't implemented mobile device management applications for all of their devices, leaving the users on their own to secure access with passwords. But at West Point, for instance, 14 of the 48 devices tested didn't even require that much, according to the report. At the Corps' facility, 12 of 62 devices in general use didn't require passwords, and the passwords used on devices in pilot programs didn't meet complexity requirements.
DOD in June 2012 released its Mobile Device Strategy, a broad plan that identifies three main goals, including building out a wireless infrastructure to support voice, video and data communications between mobile devices and developing mobile and Web applications. The second of those three goals calls for instituting polices and standards "to support secure mobile device usage."
Enforcing those policies is where the Army has come up short, the report states.
In February, the department released its Commercial Mobile Device Implementation Plan, which includes 16 pilot programs throughout the department, the Army App Store among them, that are to be evaluated on how they affect mobile services.
The IG report won't slow DOD's move to mobile, but exposing the lax security in the Army could help ensure that security policies are in place before devices are added to the enterprise. In its response to the report, the Army promised to ensure that all mobile devices are managed by DOD. Additionally, the Army said it would manage and track mobile devices and apps in use and would have the ability to wipe data from devices when necessary.
About the Author
Kevin McCaney is a former editor of Defense Systems and GCN.
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A Russian state-sponsored advanced persistent threat actor targeting state, local, territorial and tribal government networks exfiltrated data from at least two victims.
The Defense Advanced Research Projects Agency is looking for ways autonomous vehicles can make it easier for commanders to detect and track threats among civilians in complex urban environments without escalating tensions.
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Department of Engineering's Training 2014-2015
1 matching course
Courses per page: 10 | 25 | 50 | 100
Courses per page: 10 | 25 | 50 | 100
Engineering Research Skills Lecture Series: Managing Your Research Data Unscheduled Not bookable
This interactive workshop given by staff from the Department's Library, will introduce students to practical data management such as file naming conventions, backing up files and maintaining data in institutional repositories, with an emphasis on participants sharing some strategies that have worked for them. Issues around Open Research and Open Data and managing online research identities (e.g. ORCID) will also be covered.


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Drilling Down on Fracking
To learn more about hydraulic fracturing or to follow the story as it develops, here's a list of go-to sources
Center for Biological Diversity examines the environmental perils associated with drilling the Monterey Shale: biologicaldiversity.org.
Center for Law, Energy & the Environment at Berkeley Law studied the Monterey, looking at water impacts and policy: law.berkeley.edu.
Council on Foreign Relations published a comprehensive fracking backgrounder: cfr.org.
Energy in Depth, produced by the Independent Petroleum Association of America, gives an industry view: energyindepth.org.
The best U.S. government websites about fracking come from the Energy Information Administration (eia.gov); Environmental Protection Agency (epa.gov); and the U.S. Geological Survey (usgs.gov). In 2012, the Government Accountability Office released a report looking at fracking's potential upsides and risks: gao.gov.
Data nerds will love the maps at Fractracker: fractracker.org.
Monterey and Related Sedimentary (MARS) Rocks Project at California State University, Long Beach, has a website for those interested in the Monterey Shale's geology: geology.campus.ad.csulb.edu.
Physicians Scientists & Engineers for Healthy Energy has a library of peer-reviewed journal articles about unconventional oil and gas development, including fracking: psehealthyenergy.org.
Some of the most dogged research about the dangers of fracking is from the investigative newsroom ProPublica: propublica.org.
Western States Petroleum Association funded this independent University of Southern California report about the vast economic potential of drilling the Monterey Shale: wms.communicationsinstitute.org. Post Carbon Institute and Physicians Scientists & Engineers for Healthy Energy countered with this "reality check": psehealthyenergy.org.
And, of course, the most entertaining critical look at fracking comes from the Josh Fox documentaries Gasland and Gasland Part II: gaslandthemovie.com.


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Transformation – Sacrifice – Release – Surrender – Catharsis
Transformation and change.
Achievement of goals.
Release and restructuring. Letting go of past patterns.
Discipline and organizational skills.
Strong sense of duty and committment to community. Making personal sacrifices for others.
Good day to tie up loose ends.
Need to be in control. Pain through resistance.
Perfectionism. Taking responsibilities too seriously.
Feeling obliged to make sacrifices for others.
Surrender your ego and give up trying to control things.
Face whatever you are resisting.
Let go of how you think things should be.
Having faith in the universe and evolving past victimhood.


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Words can hurt. Words can heal. Words can create profound and lasting changes, or humiliate and destroy us. But they only have that power if we can feel.
A person with frozen emotions is not moved by language. She hears the words, but they float around somewhere "out there". Syllables strung together, hardly meaningful. Syllables like stones bouncing off a lake.
The closed self is like a lake covered in hardened steel. Below the cold metal, nothing is alive, because nothing can breathe. The deep soul within becomes static. Locked in a cavern of darkness, unmoved, unmovable.
I have been
Continue reading How I Overcame Frozen Emotions, and Re-Connected With Myself


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Looking for Win & Mac Softwares, Audiobooks, Video Tutorials, Wordpress Themes & Plugins, Music, Games…
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Get the latest update of our products on social of Easy Digital Pro!
If you looking for your own customize for digital products which we don't have in our list on site you can submit your request detail here, we will figure out the solutions for you!
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A Sandwich a Day: Pimento Grilled Cheese at Little Market Brasserie
Reviews of Chicago sandwiches.
The recently added pimento grilled cheese ($13.50) at Little Market Brasserie puts a Southern slant on the classic American sandwich. A thick layer of arugula adds a bitter bite to counter the richness of the pimento cheese stippled with diced bacon and tomato chunks. While I normally prefer whole-grain breads sprinkled with nuts and seeds or a dark German rye or pumpernickel, the soft butter brioche with this sandwich is ideal for holding together its gooey innards. Not one dollop of cheese escaped.
This sandwich merits ordering based on flavor alone, but if that's not enough to convince you to deviate from your diet, there is also a charitable component. Plate editor Chandra Ram created this grilled cheese recipe as the first in the guest chef series Melts for Meals. Each month, a new local chef or food personality will design a grilled cheese sandwich with five percent of proceeds going towards Meals on Wheels Chicago. Ram said she experimented with making pimento cheese all summer before settling on pickled pimento peppers and sharp cheddar cheese in the final preparation. Ram's sandwich is available at Little Market through the end of September, while Sepia's Andrew Zimmerman is up next for October.
All products linked here have been independently selected by our editors. We may earn a commission on purchases, as described in our affiliate policy.


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In December 2010, RiverNorth Capital Management launched the RiverNorth/Double Line Strategic Income fund (RNDLX/RNSIX), an open-end mutual fund that combined the fixed income and mortgage-backed expertise of Jeffrey Gundlach and DoubleLine Capital with RiverNorth's closed-end fund expertise. On Wednesday, RiverNorth announced that the fund will close to new investors on March 30, 2012.
In a statement, Patrick Galley, CIO of RiverNorth, said the decision was made to ensure that the fund's assets "don't exceed a level where they would alter or impact the Fund's investment strategy."
In an interview Wednesday, RiverNorth CEO Brian Schmucker pointed out that existing investors in the fund and advisors who have allocated to the fund on behalf of their clients may still continue to purchase shares after March 30.
In the statement, Galley noted that during the Strategic Income fund's first year of operation, the Fund raised $675 million and that RNDLX/RNSIX's assets had grown to $887 million as of Feb. 21, 2012. Schmucker said the plan had always been to close the fund as it neared the $1 billion in assets mark, which he said would likely happen by the March 30 close. "We soft close a fund when not doing so would hinder performance," he said.
Last November, Schmucker spoke about RiverNorth's collaboration with Gundlach on the Strategic Income fund and closed-end funds in a video interview during the 2011 Schwab Impact conference. At that time, he signaled that RiverNorth was considering a soft close as the fund continued to attract assets at a very healthy clip.
"We could manage more money than that," said Schmucker in the most recent interview, but there were capacity constraints on both RiverNorth's end in the closed-end space, which by its nature has limited trading, and on DoubleLine's end, particularly in its "opportunistic income" sleeve, which he characterized as "Gundlach's best ideas." Beyond those constraints, Schmucker said that RiverNorth wanted to "preserve its investor base," which he called "a pretty sophisticated base; they're familiar with closed end funds, and we didn't want to shut them out."
In an AdvisorOne interview last March, Galley said the Strategic Income Fund was designed to complement the RiverNorth Core Opportunity Fund (RNCOX), itself a top performing fund, using a core and explore strategy where the core is fixed income provided by RiverNorth's closed-end fund expertise and a bond portfolio managed by Gundlach, with "opportunistic income" provided by a mortgage-backed portfolio managed by Gundlach, formerly of TCW fame.
RiverNorth soft closed RNCOX last June when it reached the $500 million in AUM mark, again due to capacity constraints which would limit RiverNorth's ability to provide alpha. "it's important to know your capacity constraints and stick to it," said Schmucker. "From an investment management standpoint it's the right thing to do."
As for the entire closed-end fund universe, Schmuck said that in the space "discounts are very narrow right now," but that there "remains a tremendous amount of uncertainty" among investors, which can produce trading opportunities in the CE space.
When asked if RiverNorth takes into consideration macro economic or political issues that can create that uncertainty, he said that's "really DoubleLine's area of expertise." DoubleLine has "a deep bench looking at macro trends" which Gundlach's firm can use for the opportunistic income part of the fund's strategy, while at RiverNorth, "it's a bottom up world we live in." Instead, RiverNorth stays focused, he said, "on trading the closed end fund space; we can be more reactive rather than making bets on what might happen."
RiverNorth CIO Galley regularly writes for AdvisorOne on the closed-end funds universe.


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Will a delay in New York City's bike-sharing service have an effect on Montreal taxpayers? Bixi and the city of Montreal won't say.
New York is a key customer for the company behind Bixi – the city-controlled Public Bike System Co.
This week, PBSC and the city would not answer basic questions from The Gazette about Bixi's finances, including whether it is still repaying its loan to the city or whether it has availed itself of more of the financial support Mayor Gérald Tremblay's administration committed to last year, when Bixi was close to bankruptcy.
Montreal has provided PBSC a financial bailout that could amount to $108 million.
PBSC spokesperson Michel Philibert said financial questions will be answered "within two weeks" when Bixi is to provide a "mid-season update." City spokesperson Ariane Lareau said the city will not answer questions about PBSC until that update.
PBSC has failed to live up to transparency promises before. In March, it said its 2011 financial statements would be made public in April. They have yet to be disclosed.
City hall opposition party leaders Louise Harel and Richard Bergeron last month complained the city and PBSC are being too secretive and putting city money at risk.
For 2012, PBSC had projected $91 million in revenue, $83.6 million of it from international sales. New York was PBSC's biggest sale this year. Philibert would not say how much revenue was to come from New York or how much PBSC has received so far.
Selling a 10,000-bike system to New York was a major coup for PBSC, but a glitch in new software delayed the July launch, potentially affecting its reputation with other potential customers. It's the same software problem that plagued PBSC in Chattanooga, Tenn. That system launched in July, almost three months late, but it's unclear if it is bug-free.
On new systems, PBSC is no longer using software installed in its systems in Montreal and other cities. PBSC and that software's maker, 8D Technologies of Montreal, are mired in lawsuits after 8D refused to sell the rights to the software to PBSC. PBSC hired Boston-based Personica to develop similar software, but the new system has not worked properly.
In New York, the system may now only launch next year, leading newspapers to mock the system in editorials. New York newspapers report Alta Bicycle Share, PBSC's partner on U.S. contracts, asked the New York System's sponsor to speed up payments of $3.5 million in case the system is delayed until spring and runs out of cash. The contract suggests the city could impose financial penalties on Alta if the system is late. It's unclear if penalties would affect PBSC.
Alta did not respond to a Gazette interview request.
In May 2011, PBSC's precarious financial situation led it to lay off nine employees. A week later, Montreal executive committee chair Michael Applebaum said PBSC needed city financial help because it was out of cash and on the brink of collapse.
As part of the ensuing bailout, PBSC received a $37-million loan, as well as $60 million in "accounts receivable financing;" $5 million in letters of credit for international bids; and $6 million for an operating line of credit.
In June, PBSC told The Gazette it was repaying the loan at a rate of $220,000 per month, with $34.25 million outstanding.
But this week it would not say if it is still paying off the loan or how much is still owed. Philibert would not say how much PBSC has used of the other $71 million in potential city financial backing. In November, PBSC chairman Roger Plamondon told The Gazette that of that $71 million, only $1.1 million had been used from an operating line of credit required during Bixi's winter season.


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|Just another Perl shrine
comment on
|( #3333=superdoc: print w/replies, xml )
|Need Help??
Normally, had their contents been deliberately encrypted we understand you could have used the latest quantum computing techniques to crack the code. But, since Dr. Shrum chose to use a data format that had been lost in the winds of time, decipherment proved impossible
Hmm... Let's see...
Looks like postgres (and, in my experience, most other databases) stores its data internally as plain text unless deliberately encrypted or compressed. Yeah, I'll give you that strings isn't likely to tell you the structure of the data, but getting at the content without going through the database engine is trivial.
In reply to Re: Re: XML for databases?!?! Is it just me or is the rest of the world nutz?
by dsheroh


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- All entries are to be done individually or in pairs (as long as you are in the same school)
- All entries must be in photo format
- All entries to be emailed by Thursday 11th June to firstname.lastname@example.com
The languages department are once again running an inter-school competition to create your own groovy greeting in a foreign language. From the success of their last one, the standards will be high so get thinking!
For more information on our previous tweet, click below to meet our glamorous goats and find out why the introduction of a new school base is an amazing step for Varndean @LennoxVarndean #AnnieLennox #challenge #pride #Brighton https://t.co/OEpyWMSITm
We are so excited to officially announce Annie (formally known as Pavilion)! Our goats have always represented each part of our school community and this name change means @LennoxVarndean has their very own goat! See Annie's debut below: https://t.co/eHOPhHhuDE
Another amazing entry for the @LennoxVarndean's cake competition from Eva! What an amazing treat for everybody in Lennox School on the last day before half term #TeamVarndean @AnnieLennox https://t.co/wyoZzds0VR
Sorry no carrots, but a lot of appreciation for our goat pals! #VarndeanGoats https://t.co/rRH5LezsW4
Amazing! Miali and Iris's entry for the @LennoxVarndean cake competition represents Lennox's #kindness and #individuality so vividly. Well done! #TeamVarndean https://t.co/NzOy3QIArj
How we all felt getting out of bed on this rainy morning! @LennoxVarndean @AnnieLennox https://t.co/Gs4KdDWFat


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Half of a two-map set, this map of the British Isles contains an abundance of information on a variety of tourist sites and activities. Published in April 1974 with the article "The England of Charles Dickens," this map is a must-have for those traveling to the United Kingdom or Ireland.
Coverage Area: British Isles


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The Madison, Wis., Police Department takes a CSI approach to extracting evidence from mobile devices.
On the popular television series CSI, detectives and criminalists use technology to gather electronic evidence from cellphones and mobile devices during an investigation. Much like the TV show, the Madison, Wis., Police Department finds that technology is key for collecting such forensic evidence once the devices in question are in their possession.
Madison PD detective Cindy Murphy said that cellphones often contain information relevant to an investigation, particularly in cases that involve stalking, homicide and illegal drugs. To extract information from cellphones, like text messages, call history, photos, or other data, police department staff have utilized Cellebrite technology. Since 2006, they have used the tool for critical mobile data visualization.
According to Cellebrite, the technology can extract data and passwords from thousands of phones, smartphones, portable GPS units and tablets - even phones manufactured with Chinese chipsets. The technology can also perform physical extraction and decoding on platforms including BlackBerry, iOS, Android and Nokia.
By connecting a cellphone or mobile device to Cellebrite's hardware component, the data can be pulled out of the phone. Using its software component, the department can then analyze the data, Murphy said.
However, the department can only legally extract cellphone data if the device was obtained with a search warrant or if a witness provided consent to have his or her cellphone information used for investigative purposes.
Warrant exceptions do exist, for example, in cases of life and death situations. Murphy said if such conditions arise, the department can get the green light to use the extraction technology. In cases that deal with illegal activity like drug deals, suspects might take photos on their phones of the illegal narcotics. If the police obtain the phone, the photos can be used as evidence later in court, Murphy said.
"Bad guys always like to take pictures of their drugs, their guns and their girlfriends," Murphy said. "If you want to brag to your buddies about what you've just done [sharing photos] is one way to do it."
But unlike on CSI, where cellphone data is extracted for forensic examination in a matter of seconds, Murphy said the process takes much longer in reality. Phone type and the kind of data the department is looking to extract from a phone factor in to the length of the recovery process.
Extracting text messages may be as quick as 15 minutes, but performing full data recovery on a cellphone requires additional forensics, which can take days or even weeks. Depending on the phone's make and model, the department may also be able to recover a device's deleted material.
In many cases, Murphy said the department successfully recovered deleted text messages, videos and call history.
Outside Wisconsin, other law enforcement agencies have also deployed Cellebrite technology to help collect evidence from mobile devices. The Anderson, S.C., Police Department and the Sacramento County, Calif., Sheriff's anti-gang task force, are among the users, according to a Cellebrite press release.
"The more we can do in the field to identify leads and cut short criminal operations, the faster we can complete our investigations," said Dan Morrissey, the task force's commander of the Intelligence Operations Group, in the release.
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These life skills are free to learn and will make your life better in the long run if you can master them.
See the country without putting a dent in your budget by checking out these fabulous and free activities all over the U.S.
While there are only four fee-free days in the National Parks this year, there are plenty of other ways to save. It doesn't cost a lot to visit YOUR national treasures!
When there's nothing to do, it's tempting to fill that void with something that costs money. Learn how to avoid those budget-busting boredom traps.
What can you do to entertain the family on vacation without breaking the bank? Quite a lot, actually.
There's no need to drain your bank account when there are so many frugal options for fun weekend activities. Now you've got plans!
Don't just sit there waiting for inspiration — break boredom and get creative with one of these great ideas.
You really can have a fun night out without digging deep into your wallet. Sample local offerings, get creative, and have a great time with these activities.
Montreal is a gorgeous city with plenty of history, outdoor activities, and culture. The best part? It can also be an incredibly affordable place to visit.
Dinner and a movie maybe be classic, but it also gets expensive. Instead, try one of these 99 awesome, inexpensive ways to spend time together.
Cheer up! No matter how you feel or what is going wrong, there are lots of free ways to improve your mood and brighten your day.
If you want to jump-start your financial goals, a spending freeze might be just what you need. Here's how to make it happen — and even have fun while doing it.
Whether you want to get out of debt faster, save up a little last-minute scratch, or just to have free fun, follow these tips for a no-spend weekend.
When you're trying to not spend money, it can be easy to feel "stuck" at home. Don't be a hermit — do one of these fun, free activities instead.
Whether you're looking for comic books or coffee, print this list out and stick it on your fridge, so you'll always know when the next big freebie is coming.
Most of the time, we try to be productive...but everyone needs a break. Here are cheap ways to have fun, experience joy, and be blissfully unproductive.
Seattle's natural beauty and mild weather make it a fairly easy city to enjoy. Here are some of Seattle's local attractions that cost under $5 per person.
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Reducing demand can lower electric bills, lessen chance of blackouts
A 5-percent reduction in electricity use will lower the market price of electricity, cut consumers' bills and lessen strain on the grid when demand shoots up this summer, say energy experts in Penn State's College of Earth and Mineral Sciences.
Because electricity is almost universally used for cooling, demand for electric power soars during summer months, and utilities must bring into service reserve generators or "peakers" to meet consumers' demand. But while these peakers can be dispatched quickly to provide needed electricity, they do not operate very efficiently.
"The electricity produced during peaks in demand is far more expensive than the electricity generated from the coal-fired plants and nuclear power plants which operate around the clock," said Seth Blumsack, an assistant professor of energy policy, College of Earth and Mineral Sciences. "It is important to realize that using 5 percent less electricity does not mean that people need to be sitting around in the dark. Most folks can easily reduce their energy bills without major sacrifices in lifestyle."
As energy prices keep rising, even small reductions in demand can lower electric bills. In Pennsylvania, which is moving toward market-based electricity pricing, demand reduction could offset some of the increases consumers will see when rate caps expire. In addition, reducing demand during peak times also lowers the risk of blackouts, Blumsack said.
A Pennsylvania study estimated that reducing demand by 5 percent relative to 2008 levels would save residential customers 1.5 cents per kilowatt-hour (kWh); commercial customers, 1.4 cents kWh; and industrial customers, 0.9 cents kWh, Blumsack said. In the absence of rate caps or freezes, rate payers in other states could see similar savings providing generation occurred through a similar mix of fuels as used in Pennsylvania.
Peakers are small plants that typically run on natural gas or diesel oil and produce between 5 and 50 megawatts (MW). For comparison, baseload plants produce upwards of 1,000 MW. A MW of electricity is equivalent to the electricity for between 800 and 1,000 homes, depending upon their size.
While the efficiency of cooling systems has improved, many residential consumers and small business owners continue to rely upon inefficient air conditioning systems. Their use on hot summer days can spike demand for electricity as much as 20 percent to 30 percent over winter peak demand. Because peakers are more expensive to operate, consumers end up with higher electricity bills.
Data for a 2005 summer day from the PJM system, which dispatches generating plants through the Mid-Atlantic and parts of the Midwest, indicated early-afternoon demand pushed the market price for electricity to three times its price just eight hours earlier.
Reducing the need for peak generation also has environmental benefits as many peakers have high emissions of greenhouse gases and other pollutants.
"Policies which support reducing demand by 5 percent are a cost-effective and needed first step in addressing rising electric rates, the nation's aging electric power infrastructure and accumulating carbon dioxide emissions," said Amy Glasmeier, professor of geography and co-author with Blumsack of "Reducing Demand, Promoting Efficiency Key to Defusing Electric Rate Increases."
As part of their analysis, Blumsack and Glasmeier recommend policies which would result in a 5-percent reduction and which would provide incentives for the construction of new peaking generators. New peaking generation can be 30 percent more efficient than existing plants.
Source: Penn State
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Source: Reuters –
Ukraine said on Monday its troops had wrested more territory from pro-Russian rebels, advancing towards the site where Malaysian flight MH17 was brought down, which international investigators said they could not reach because of the fighting.
Troops recaptured two rebel-held towns near the crash site and were trying to take the village of Snezhnoye, near where Kiev and Washington say rebels fired the surface-to-air missile that shot down the airliner with loss of all 298 on board, Ukrainian officials said.
One pro-government militia said 23 of its men had been killed in fighting in the past 24 hours, while a rebel commander said he had lost 30 soldiers.
Analysis of black box flight recorders from the airliner showed it was destroyed by shrapnel from a missile blast which caused a "massive explosive decompression", a Ukrainian official said on Monday.
Investigators in Britain, who downloaded the data, had no comment. They said they had passed information to the international crash investigation led by the Netherlands, whose nationals accounted for two-thirds of the victims.
In a report on three months of fighting between government forces and separatist rebels who have set up pro-Russian "republics" in the east, the United Nations said more than 1,100 people had been killed.
U.N. High Commissioner for Human Rights Navi Pillay said increasingly intense fighting in the Donetsk and Luhansk regions was extremely alarming and the shooting down of the Malaysian airliner on July 17 may amount to a war crime.
Western leaders say rebels almost certainly shot the airliner down by mistake with a Russian-supplied surface-to-air missile. Russia accuses Kiev of responsibility.
The separatists are still in control of the area where the plane was shot down but fighting in the surrounding countryside has been heavy as government forces try to drive them out.
On Monday at least three civilians were reported killed in overnight fighting, and Kiev said its troops recaptured Savur Mogila, a strategic piece of high ground about 30 km (20 miles) from where the Malaysia Airlines Boeing hit the ground, and other areas under rebel control. Rebels denied Savur Mogila had been lost, saying fighting was continuing.
A spokesman for Ukraine's Security Council, Andriy Lysenko, said Kiev was trying to close in on the crash site and force the rebels out of the area but was not conducting military operations in the immediate vicinity.
He said Ukrainian troops were now in the towns of Torez and Shakhtarsk, both formerly held by the rebels, while fighting was in progress for Snezhnoye and Pervomaisk. The towns are all located in rolling countryside near the wheat and sunflower fields filled with debris from the downed airliner.
Government troops were also readying an assault on Gorlovka, a rebel stronghold north of the provincial capital Donetsk.
"The Ukrainian military is conducting an active assault on regions under temporary control of Russian mercenaries," Lysenko told a news conference in Kiev.
In Donetsk, local officials said artillery fire had damaged residential blocks, houses, power lines and a gas pipeline. The city, with a pre-war population of nearly 1 million, has largely become a ghost town since rebels dug in for a stand in the face of advancing Ukrainian troops.
In Luhansk, another rebel stronghold, local officials said 93 civilians had been killed in the last month's fighting.
The site of the crash of the Malaysian airliner has yet to be secured or thoroughly investigated, more than 10 days after the crash. After days in which bodies lay untended in the sun, rebels gathered the human remains and shipped the bodies out, and turned over the flight recorders to a Malaysian delegation.
But the wreckage itself is still largely unguarded, and much of it has been moved or dismantled in what the rebels say was part of the operation to recover the bodies. No full forensic sweep has been conducted to ensure all human remains have been collected. Both side accuse the other of using fighting to prevent the investigation.
The Organization for Security and Co-operation in Europe said its observers attempting to reach the crash site with investigators from Australia and the Netherlands were forced to return to Donetsk for "security reasons".
A rebel leader, Vladimir Antyufeyev, told reporters in Donetsk that separatist fighters escorting the international experts to the site encountered fighting and turned back.
Antyufeyev, who like most of the senior rebel leadership is an outsider from Russia, also blamed the "senseless" Ukrainian army for trying to destroy evidence at the crash site under cover of fighting.
He said government forces were advancing on Donetsk with the aim of encircling the city.
The downing of the Malaysian airliner has led to calls for much tougher action against Russia from Western countries who had previously imposed sanctions but only on small numbers of individuals and firms.
European Union member states were expected to try to reach a final deal on Tuesday on stronger measures that would include closing the bloc's capital markets to Russian state banks, an embargo on future arms sales and restrictions on energy technology and technology that could be used for defence.
The EU added new names on Friday to its list of individuals and companies facing travel bans and asset freezes over their alleged involvement in Ukraine. It could agree to extend the list further as early as Monday.
Germany, which had been reluctant to agree tougher sanctions because of its trade links with Russia, said the downing of the airliner meant such measures were now necessary.
The leaders of Britain, France, Germany, Italy and the United States agreed on Monday that they would take further measures against Russia over Ukraine, France said.
Russia played down the impact of sanctions.
"We can't ignore it. But to fall into hysterics and respond to a blow with a blow is not worthy of a major country," Foreign Minister Sergei Lavrov said.
Washington says Moscow has stepped up its support for the rebels since the plane was shot down, including sending more heavy arms and firing across the frontier. The Russian Defence Ministry cast doubt on pictures Washington said showed Russia had shelled Ukrainian military positions.


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Yellowed headlamp lenses not only looks shabby, it also had a negative effect on your light power on the road in front of you and should absolutely be replaced. Nicknamed "diffusion lens", this is available in both synthetic material and real glass from SIEM. All SIEM glass comes with an IGM certificate.
SIP-TIPP: The gasket installed between reflector and diffusion lens in large and wide frames should be replaced as well.


text: Canopus, Alpha Carinae, is the brightest star in Carina constellation and the second brightest star in the night sky. Canopus is fainter only than Sirius. The star is a supergiant or bright giant, yellowish-white in colour, with an apparent magnitude of -0.72. It is located at a distance of 310 light years from Earth. It … [Read more…]


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Picnic Recipe: Cucumber, Chile and Pumpkin Seed Salad
Serves 6 to 8
2 cucumbers, halved, seeded and sliced into thin half-moons
Sea salt
1/3 cup pumpkin seeds
4 tablespoons extra-virgin olive oil
2 tablespoons lemon juice
3 scallions, finely sliced
1/2 medium-hot red chile, seeded and finely chopped
Handful coarsely chopped cilantro
1. Sprinkle cucumbers with salt; let stand 30 minutes. Rinse in cold water; dry between double thickness of paper towels.
2. Heat a skillet over medium heat; toast pumpkin seeds until lightly colored, stirring. Let cool.
3. In a serving bowl or sealable container, combine oil and lemon juice. Scatter cucumber on top, then scallions, chile, cilantro and seeds. Cover to transport. Toss salad just before serving.
(Recipe courtesy Annie Bell, "The Picnic Book," Kyle Books, 2013)


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Texas Wildfires: 14,000 Acres Lost in 'Catastrophic' Blaze; Bastrop Evacuates
Texas Wildfires: 14,000 Acres Lost in 'Catastrophic' Blaze; Bastrop Evacuates
High winds caused by Tropical Depression Lee have helped fuel the wildfires spreading through parts of East and Central Texas, and certain areas were under "red flag" warnings for critical fire conditions, according to the National Weather Service.
The fast-growing wildfire scorched about 300 houses near Austin, forcing people in hundreds of homes to evacuate.
Bastrop County, just east of Austin, Texas, lost 14,000 acres to the blaze, which has grown an estimated 16 miles long and threatens about 700 more houses, MSNBC reported.
"It's catastrophic. It's a major natural disaster," Texas Forest Service Fire Chief Mark Stanford wrote on the Austin American-Statesman website.
State Highways 71 and 21 in Bastrop Country have been closed and aerial units show at least 300 homes were destroyed or damaged by the wildfire.
South, Central and East Texas have been under "red flag" warnings until late Sunday night for critical fire conditions – no injuries have been reported, according to the National Weather Service.
"It was like a storm coming through. You could smell the earth burning," said Julian Ochoa, 23, who was evacuated from a Bastrop subdivision Sunday afternoon, CNN reported.
Exclusive Op-eds from the Presidential Campaigns
Ochoa added, "All of Bastrop is a giant smoke cloud."
The Austin Fire Department asked statesman.com to alert any available firefighters in the area "to be ready for duty."
"AFD is looking for 25 firefighters to call back in for possible activation," spokeswoman Michelle DeCrane said. "Firefighters who are available to come in to work should call 978-1187 as soon as possible. We will be taking contact information and determining exactly how many folks we need to activate immediately vs. later."
For those evacuated in Bastrop County, several shelters are available, including: Smithville First Baptist Church, Bastrop Church of Christ, Bastrop Middle School, and Smithville Recreation Center.
This is the worst fire season the Lone Star state has seen to date. The drought has caused over $5 billion in economic losses and 3.5 million acres have been scorched.


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Safety of and Immune Response to an Experimental HIV Vaccine (VRC-HIVADV014-00-VP) in HIV Uninfected Adults
|The safety and scientific validity of this study is the responsibility of the study sponsor and investigators. Listing a study does not mean it has been evaluated by the U.S. Federal Government. Read our disclaimer for details.
|ClinicalTrials.gov Identifier: NCT00119873
Recruitment Status : Completed
First Posted : July 14, 2005
Last Update Posted : March 4, 2015
- Study Details
- Tabular View
- No Results Posted
- Disclaimer
- How to Read a Study Record
|Condition or disease
|HIV Infections
|Biological: VRC-HIVADV014-00-VP
|Phase 1
The HIV epidemic is a major global health challenge. People in developing nations have limited access to life-sustaining antiretrovirals and account for over 95% of the 5 million new HIV infections annually. The development of a safe, effective, and widely accessible HIV vaccine is paramount in these areas. The adenoviral vector vaccine VRC-HIVADV014-00-VP has been shown to elicit a CD8 cytotoxic lymphocyte (CTL) response believed to be crucial in an effective preventive HIV vaccine. The purpose of this study is to determine the safety and immunogenicity of VRC-HIVADV014-00-VP in HIV uninfected adults. In this study, HIV uninfected individuals with low levels of pre-existing adenovirus neutralizing antibodies will receive different doses of the preventive vaccine to determine its safety, tolerability, and immunogenicity.
This study will last 1 year. Participants will be randomly assigned to one of two groups. At study entry, participants in each group will receive a single injection of either one of two doses of the adenoviral vector vaccine or placebo. Participants will record their temperature and other side effects in a symptom log on the day of vaccination and for 3 days thereafter. Participants will have seven clinic visits over 12 months. A physical exam, HIV and pregnancy prevention counseling, and blood and urine collection will occur at each visit. Participants will also be asked about side effects they may be experiencing and medications they are taking.
|Study Type :
|Interventional (Clinical Trial)
|Actual Enrollment :
|48 participants
|Intervention Model:
|Parallel Assignment
|Primary Purpose:
|Official Title:
|A Phase I Dose-Escalation Clinical Trial to Evaluate the Safety and Immunogenicity of a Multiclade, Multivalent Recombinant Adenoviral Vector HIV Vaccine, VRC-HIVADV014-00-VP, in Healthy, HIV-1 Uninfected Adult Participants Who Have Low Titers of Pre-Existing Ad5 Neutralizing Antibodies
|Actual Study Completion Date :
|October 2006
- Blood and chemical parameters for 12 months after injection
- Local and systemic adverse reactions for 12 months after injection
Choosing to participate in a study is an important personal decision. Talk with your doctor and family members or friends about deciding to join a study. To learn more about this study, you or your doctor may contact the study research staff using the contacts provided below. For general information, Learn About Clinical Studies.
|Ages Eligible for Study:
|18 Years to 50 Years (Adult)
|Sexes Eligible for Study:
|Accepts Healthy Volunteers:
Inclusion Criteria:
- Have access to a participating site and are willing to be followed for the duration of the study
- Willing to receive HIV test results
- Able to understand and comply with study requirements
- In good general health
- Have neutralizing adenovirus antibody levels that are less than a 1:12 ratio
- Agree to use acceptable methods of contraception for at least 21 days prior to study start and for the duration of the study.
Exclusion Criteria:
- HIV infected
- Positive hepatitis B surface antigen
- Positive anti-hepatitis C virus antibodies
- Prior receipt of an HIV vaccine
- Immunosuppressive drugs within 168 days prior to first vaccination
- Have received donated blood within 120 days prior to first vaccination
- Have received immunoglobulin within 60 days of the first vaccination
- Live attenuated vaccines or investigational research agents within 30 days prior to first vaccination
- Subunit or killed vaccines within 14 days prior to first vaccination
- Current preventive or therapeutic anti-tuberculosis (TB) treatment
- Any medical, psychiatric, or social condition that would interfere with the study
- Any occupational or other responsibility that would interfere with the study
- Serious adverse reactions to vaccines
- Autoimmune disease
- Immunodeficiency
- Active syphilis infection. Participants who have been fully treated for syphilis over 6 months prior to study entry are not excluded.
- Asthma. Participants who have had completely resolved childhood asthma are not excluded.
- Diabetes mellitus type I or II. Participants who have had isolated gestational diabetes are not excluded.
- Thyroid disease or removal of the thyroid
- Blood vessel swelling within the last 3 years
- Uncontrolled hypertension
- Body mass index (BMI) of 40 or higher
- Bleeding disorder
- Cancer. Participants whose cancer has been removed and is unlikely to recur during the study are not excluded.
- Seizure disorder. Participants who have not required medication or had a seizure for 3 years prior to study entry are not excluded.
- Removal of the spleen or have a nonfunctioning spleen
- Psychiatric conditions that may interfere with the study
- Pregnancy, breastfeeding, or plan to become pregnant during the study
To learn more about this study, you or your doctor may contact the study research staff using the contact information provided by the sponsor.
Please refer to this study by its ClinicalTrials.gov identifier (NCT number): NCT00119873
|United States, California
|San Francisco Vaccine and Prevention CRS
|San Francisco, California, United States
|United States, Tennessee
|Vanderbilt Vaccine CRS
|Nashville, Tennessee, United States, 37232
|United States, Washington
|FHCRC/UW Vaccine CRS
|Seattle, Washington, United States, 98104
|Study Chair:
|Laurence Peiperl, MD
|San Francisco Department of Public Health
Publications of Results:
Other Publications:
|Responsible Party:
|National Institute of Allergy and Infectious Diseases (NIAID)
|ClinicalTrials.gov Identifier:
|Other Study ID Numbers:
10121 ( Registry Identifier: DAIDS ES Registry Number )
|First Posted:
|July 14, 2005 Key Record Dates
|Last Update Posted:
|March 4, 2015
|Last Verified:
|March 2015
HIV Preventive Vaccine
AIDS Vaccines
HIV Infections
Lentivirus Infections
Retroviridae Infections
RNA Virus Infections
Virus Diseases
Sexually Transmitted Diseases, Viral
Immunologic Deficiency Syndromes
Immune System Diseases


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In these challenging times—lethargic economy, record-low interest rates, high market volatility, softer trading volumes and a regulatory overhaul—the top firm in the clearing space has decided to totally transform its business model.
Pershing, an affiliate of BNY Mellon, is indeed making profound structural changes to deal with the issues facing financial services.
In so doing, it is broadening its custodial responsibilities and placing more focus on assisting its 1,500 clients to grow. Within that imperative, it is helping advisors transform their practices through increased operating efficiencies and methods to expand client assets.
"The way that broker-dealers and RIAs operated two or three years ago won't be sustainable to get through this environment and come out the other end," says Jim Crowley, a Pershing managing director, based in Jersey City, N.J. As part of the transformation, Crowley was recently assigned the additional post of chief relationship officer, encompassing the full breadth of Pershing's customer base. He continues to be responsible for global customer U.S. business, though day-to-day responsibility is now under another managing director, Michael Row.
Clearing firms are middlemen in more ways than the usual sense: On one side, they are pressed by the onslaught of tighter industry regulation; on the other, the urgent needs of clients to differentiate themselves, compete and grow. Increasingly, BDs are looking to these intermediary firms for help and guidance.
That is a huge attitudinal change.
"In the old days, broker-dealers said, 'You're a vendor—stay out of my business. We're not interested in your point of view.' Today, it's the complete opposite—a 180-degree turn. It's 'Come on in, sit down, help us understand how we can do things better and more effectively to get more return on the assets we have and help us manage risk'," says William Coppel, chief growth officer of First Clearing, in St. Louis, which has 90 clients.
At RBC Correspondent and Advisor Services in Minneapolis, Craig Gordon, director, sees the clearing firm's pivotal role as "the heart of the financial services industry. It holds the assets: Everything connects to it. And, like the body's heart, the clearing firm's [job] is to make sure everything flows through smoothly and to support financial advisors so they can run fast and have stamina."
Indeed, the big challenge for the heart continues to be low interest rates. "You just don't have that revenue that was there previously," Gordon notes.
This situation is one reason Pershing stresses "the necessity" for business-model transformation. "You just can't wait for interest rates to come back up. That can't be your strategy," he says.
BDs are suffering just as much as the clearers when it comes to low interest rates.
Like Crowley, Sanjiv Mirchandani, president of National Financial, emphasizes: "This is a time when strategy is important. And so firms are reassessing their strategies." A unit of Fidelity Investments, National, with nearly 300 clients, is the No. 2 clearer.
"There's no way [for clearing firms] to completely offset the revenue that's being lost because of low interest rates," Mirchandani adds. "You don't want to take on too much risk to attempt to offset it all. But we're focused on helping our clients grow their recurring revenues, reduce expenses and improve efficiency."
The firm is assisting BDs to grow their fee-based business with, for instance, managed accounts. "As [FAs] move to a fee-based model," Mirchandani notes, "these accounts become recurring revenue sources."
Growing Menu
Pershing has given BDs a boost to increase their fee income by providing mutual fund programs that allow them to process trades at no cost. That was made possible through the firm's collaboration with BNY Mellon's Capital Markets broker-dealer subsidiary.
Further, in April of this year, Pershing aligned its fixed income trading desk with Capital Markets, a move that allows it to underwrite fixed income products.
"This lets our broker-dealers receive fee income they previously didn't get," Crowley notes. "We're trying to help them find new sources of income because as a result of higher interest rates, revenue sharing is not going to be the solution."
The government's sweeping regulatory reform, though proceeding slowly, weighs heavily on clearing firms.
"The bar is going higher. There is no question that it will continue to go up—and the expense related to dealing with it is real," Crowley says. "This will continue to put pressure on the operating margins of not only clearing firms but also introducing broker-dealers because additional capital will be required to address the new regulatory changes that are coming through."
This is another major reason for the recurrence of a trend toward self-clearing firms moving to a fully disclosed model, thus outsourcing through clearers.
"We've seen renewed interest from self-clearing firms," says Mirchandani. "We're very focused on the outsourcing trend because there are real opportunities for us to pick up market share."
Meantime, the clearing firm count continues to dwindle.
Last May, Penson Worldwide exited the business in the United States. A new company, Apex Clearing Corp., is acquiring Penson's approximately 230 U.S.-based correspondents.
"We believe this transaction represents the best solution for our U.S. securities correspondents [and] their customers," said Bryce Engel, Penson president, in a statement.
The Penson Financial Services division concentrated on basic clearing functions of processing and execution.
Its leaving the business reflects, in part, a salient issue in the clearing space. "If you're in the traditional clearing business of processing," Coppel says, "you're going to feel tremendous pressure because today that's a commodity."
He continues. "It's almost at the point where processing is ancillary to our core competency. Everyone has to be able to process. But your core competencies need to revolve around how you can help firms create a competitive position in the market. If you're not doing that, you're likely to feel pressure."
This is why leading clearing firms are devoting so much energy to helping clients grow share in today's fiercely competitive marketplace.
Last July, 50 advisors gathered in midtown Manhattan for an all-day workshop on practice management for successful FAs. It wasn't a BD that hosted the New York City session; it was presented by RBC Correspondent and Advisor Services, one of a dozen free client workshops the clearer conducts around the country.
The initiative plays to the steady stream of advisors—a great many of them, big producers—who are breaking away from wirehouses to go on their own.
"We're supporting them with all the resources financial advisors need to conduct their business at an independent firm," Gordon says. "While they don't want to be part of the wirehouse anymore, they want all the capabilities they had at the wirehouse. There's a whole industry continuing to advance in supporting advisors who are leaving large-scale firms and setting up shop within small boutique practices."
That trend is indeed positive for the clearing industry because "it creates a lot of opportunities for the brokerage firms we clear for," Gordon points out.
There is no doubt that BDs are eager to leverage their clearing firms' value-added services. Huge among these is cutting-edge technology. National Financial, for example, is making a big push to move BDs to a paperless office with its Workflow Management System, among other efficiencies. It is also satisfying client needs with an array of mobile solutions for the iPad and iPhone, as well as Android and other systems. National will shortly roll out a full complement of mobile devices. And it recently introduced a how-to tool to help advisors get more referrals from their client base by tapping into centers of influence.
Earlier this year, Pershing launched a new retirement planning tool for the iPad. Called "Retirement Essentials," it allows FAs to prepare information needed to analyze a client's IRA or employer's retirement plan account.
First Clearing was on target to pilot two new tools this August. One is designed to give advisors clearer visibility into their client base; the other helps them craft a plan to address the service models needed to grow those relationships. A late-fall rollout is scheduled.
Pershing's transformation includes a total redesign of its investor portal, plus providing a 529 college savings plan platform on which BDs and RIAs can process such business directly. "It simplifies everything, is more efficient and lets the BD have greater purview over the assets," Crowley says.
Another big issue for clearing firms—and surely the industry generally: In the face of prolonged high volatility, many cautious clients are simply not participating in the market.
"Investors are a little skittish," says Mirchandani. "They've sat out a lot of this bull market that began in 2009. What worries me is that we've got to get the individual investors back in the game. [Addressing this] a lot of brokerage firms are spending time on strategies to engage investors—including younger ones—to invest for the future."
Individual investors are not the only ones concerned about asset safety and fearful of another meltdown. So are BDs.
"Even more so than in the past few years, broker-dealers and investors are [worried] about the financial stability of the clearing firms," Gordon says. "We're seeing retail customers being more cautious about the place their account is held. And high-net-worth and institutional customers are even looking at ways to diversify custody so they don't have all their eggs in one basket."
Pershing is trying to be the "preferred custodian for all the assets for our broker-dealer clients," Crowley says. "The notion of having an independent third-party custodian is more important now considering that some self-clearing firms have given [the] industry a pretty bad black eye. They were their own custodians. They did bad things, but they were able to disguise them by manipulating their control process."
Given the relentlessly large investments clearing firms must make to stay competitive—in technology, particularly—smaller companies are expected to continue to depart the clearing arena.
"It's a tough business to be in and not for the faint of heart," Mirchandani says. "It's tougher and tougher to run a sustainable clearing firm. And in this type of interest environment, it's harder to earn an adequate return on capital."
Last March, Mesirow Financial, a diversified Chicago-based financial services firm, called clearing quits when it sold that part of its business to RBC. Having converted 50 Mesirow accounts, the Royal Bank of Canada unit now has clients totaling 170 independent BDs and 75 RIA BDs.
Crowley, however, does not foresee large clearing company acquisitions on the near-horizon. Rather, he anticipates further strategic consolidation, such as his firm's purchase last year of Penson's clearing business in Australia. Pershing previously had one person handling clearing in the region. Now it boasts a group of 50 there.
"The acquisition," Crowley says, "gave us instant scale."


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I like to talk. Given the chance, those who know me best will tell you that, in fact, I love it. Maybe more than anything. Except bread. God knows I'll gladly give you a kid for a warm loaf of bread with honey butter. Add a Diet Coke to that order and you can have both my beautiful offspring.
But since My Space (remember that?), Facebook, Twitter, LinkedIn, WordPress, Pinterest, Etsy, and countless other social media channels have entered my life and each taken a turn at being my primary diversionary obsession, I find that I am….tired.
For me, that's a painful fact to reconcile…the idea of being tired of talking. In my world, that's blasphemy.
However, the truth is that social media can be a little like a parasite eating away at my will to remain appropriate. There are so many venues to express myself and yet, I can't escape the feeling that these channels are just countless new / additional places where I must be a pale version of myself.
The Internet, after all, is forever. And that means those of us who don't get paid to get our freak on for the amusement of the World Wide Web must think before we speak (or write). Bummer.
Don't get me wrong, I love social media. But too often, playing in the social sandbox feels a bit like being continually sized up by the cool kids — the ones always looking to see if you measure up. Are you funny but not crass? Smart but not nerdy? Opinionated but not alienating?
Sigh. Perhaps I am the only one yearning for authenticity. Honesty. The full picture. But alas, there's just too much pressure to appear a certain way online.
In the beginning of the online social revolution, the feeling that we were together yet alone was exhilarating. After all, what was the chance someone we knew was really going to come across that blog post?
Not anymore. In a few short years social media has created unprecedented levels of global human connectedness. And that's fantastic. But it also means that everyone is going to see that picture of you playing tip cup. Last weekend. With your kids in the background doing virgin jello shots.
It's kind of exhausting.
Then again, I'm sure this is just my problem. And in spite of everything, I always did like running with the popular crowd. So breaks I may take, but I will always be back.
Maybe soon, dear social media, we can drop the charade and really get to know each other. In a totally appropriate way, of course.
Filed under: 'Me' time, Humor, Random Thoughts | Tagged: blogging, Etsy, Facebook, Humor, LinkedIn, MySpace, Pinterest, social media, social networking, Twitter, WordPress, writing | 11 Comments »


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Reality Check: Crispy Jalapeño Slider, Crispy Jalapeño Chicken, and Sweet Potato Fries at White Castle
Reviews of fast food burgers and a look at how the real life version compares to the advertised beauty shot.
White Castle is often a divisive issue between my friends and me. Some of them wave their fists in the air, shouting, "If I ever see a White Castle slider, I'll throw rocks at it!" Then, my other friends whisper, "I love White Castle," as if they just admitted Steve Guttenberg was their favorite actor. For the most part, White Castle and I are, uh, friends that don't see each other very often, and only meet up while we're drunk. Then the next morning, after a long night together, I smell like onions and regret.
Since White Castle recently came out with new Crispy Jalapeño Sliders and Crispy Jalapeño Chicken sandwiches, and, as a bonus, their seasonal sweet potato fries are out too, I had to pay a visit to my old friend. It's like White Castle had triplets and I was obligated to see them.
The Crispy Jalapeño Slider ($0.99) is a single White Castle square meat patty, cooked the usual way, topped with jalapeño cheese and a little pile of crispy jalapeño bits. The Crispy Jalapeño Chicken ($1.74) is the same thing, except, well, with chicken! It's not surprising that they don't look like their press photos, but hey, I'm sure even Kate Upton has to be held down and spray painted in the face to look good sometimes. Otherwise, they're small and cute as you'd expect, at least from the outside.
Up close, the slider looks about as put together as an unmade bed. No surprises here.
The helicopter shot reveals the true inner workings of the jalapeño slider and chicken sandwich. The crispy jalapeño slices remind me of French's Fried Onion bits—they are legitimate pieces of jalapeño, though, rather than French's homogenized squiggly, crunchy Funyun-style bits. After I took my first bite, I was surprised by the true jalapeño flavor; it's unmistakeable, a little bitter and crunchy, alongside the American-style jalapeño cheese (which I'm typically a fan of on the regular jalapeño cheeseburgers). That first bite is packed with flavor: onionated beef, soft melted cheese, squishy onion-steamed bun, and concentrated jalapeño pepper crunch.
But then the heat kicks in, and wow. This is the first fast food burger I've eaten with some legitimate ass-kicking built into it. Either that, or I'm a big man-baby. After a few more bites, the jalapeño pepper flavor hijacks pretty much everything—the beef, the cheese, the bun. In the end, the impression you're left with is almost all bitter jalapeño. I really only enjoyed my first slider. The others felt like a chore, especially with the mounting heat. If anything, the chicken doesn't work so well with the combination. It's your typical fast food chicken nugget, fried, with the same toppings, and it's clear that the toppings were engineered more for beef. I have a few friends that rave about the beef version, so take that for what it's worth.
White Castle also serves seasonal sweet potato fries ($2.69, medium), but in the interest of science, I thought I'd throw them into the review. You should have seen the look on my face when I saw the proudly artificial Pecan and Toasted Marshmallow dipping syrup that accompanied the fries. Are you serious? I died.
The fries are pretty limp and flaccid. When you pick up one of the sidewalk grate-shaped discuses, it flops over like Donald Trump's stunning comb over. There's always the chance it was an off day, or I got a batch of older fries. The sweet potato itself was more or less unadulterated and tasted honest.
But that pecan and toasted marshmallow dipping syrup? No. If you have to know the sordid details, it's just tooth-achingly sweet hotcake syrup, like the kind you get with fast food pancakes or French toast, but with a synthetic marshmallow flavor. It's hard to taste the "pecan" in there. Maybe the syrup would be fine on hotcakes, but with sweet potato fries, just...no. The alternative Chipotle Ranch dip is also a letdown; it tastes like acrid artificial smoke with plenty of hot pepper and a touch of tomato paste. If you have to have anything, just stick to ketchup, or maybe mix some ketchup and mayo packets for your own fry sauce.
So while my guilty love for White Castle still stands, and I'd still come knocking on the door late at night, drunk, and halfway to pantslessness, I'll stick to the regular cheeseburgers and the regular jalapeño cheeseburger sliders. The crispy jalapeño burger version is good for a whirl, but you probably won't call it back and ask it for a real date.
Love hamburgers? Then you'll Like AHT on Facebook! And go follow us on Twitter while you're at it!
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Genuine OEM LG Part
Flat-Rate $199
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The LG MHL54382302 Shelf is Not in Stock, please call 1-855-341-2732 for availability.
Some of the models this part works for include (but not limited to):
NOTE: When ordering parts from the website, please verify your part number is correct for your model before ordering. Parts may look the same but the size and shape can have small variations. For assistance call us at
The LG out of warranty support is a unique and exclusive program offered to LG consumers whose LG products are out-of-warranty. In such cases, consumers receive a flat-rate for both labour and parts for multiple functional problems on their LG product.
The LG out of warranty support does not cover repairs for damage or other issues caused by physical impact, fire, improper gas, electrical or water connections, or cosmetic damage, including but not limited to exterior and interior finishes, dents, scratches, stains, or rust.
Television Panels as well as OLED Televisions are not covered.
Yes, but only those mentioned and listed during the service call booking will be repaired. Anything mentioned on the day of the repair will not be addressed under the LG out of warranty support purchased. Any issue not discussed will require the purchase of an additional LG out of warranty support. Note: The purchase of the LG out of warranty support does not guarantee the repair of the product.
No, cosmetic issues such as dents, scratches, shelves, racks etc. are not covered under the LG out of warranty support.


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You're going to love your Siren, WI lodging for anything from a casual stay to a retreat or wedding. We not only have excellent lodging variety, we also have indoor and outdoor amenities. Expanded continental breakfast, free Wi-Fi/DSL, sauna, pool, whirlpool, fitness room, and meeting rooms highlight just some of the extras at The Lodge at Crooked Lake. To see all that our Siren, WI lodging has to offer see our Crooked Lake lodge room types. For excellent Siren, WI lodging book today.
For outdoor lovers you'll enjoy our outdoor patio with picnic tables, large grassy areas, campfire pit, giant lawn swings, and close proximity to the Gandy Dancer Trail. Learn more about the restaurants, catering, shopping, and Siren, WI by reading more about your Crooked Lake Resort attractions.
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Full-service Rhode Island catering and event planning company, specializing in weddings, corporate events, graduations, showers and more. Ananda wedding - Infusing traditional Indian culture and authentic, innovative Indian cuisine with stylish presentation and peerless service, Ananda creates inspiring, one-of-a-kind Indian weddings. An Ananda wedding is a study in elegance, where every last detail has been attended to and everything from the hors d'oeuvres to the main course is a feast for both the taste buds and the eyes.
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Gastroenterologists at Rush diagnose and treat the full range of gastrointestinal conditions, including Crohn's disease, ulcerative colitis, celiac disease and many others.
Many of these doctors are also researchers looking for new ways to help people with these diseases.
In addition to nationally recognized physicians, the Section of Gastroenterology includes dietitians and psychologists who help people cope — and live well — with GI problems.


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Update 15:03 UTC:
Chinese medias are reporting the sad news, that one 14 years old girl was killed, while her school had to be evacuated due to the earthquake. Furthermore, the number of injuries rises from 61 to 72.
- 61 people have been injured
- 14892 people have been relocated
- 27 rooms collapsed
- 3565 rooms severely damaged
- 25500 rooms slightly damaged
- 46592 people affected
- Economic losses have increased to 291.03 million CNY (around 47 million USD)
This earthquake is given with M 4.8 and a depth of only 4 kilometers by the Chinese seismological agency, followed by an M 4.2 quake with same depth 2 minutes later.
According to Chinese media sources, at least 47 people were injured by this quake, which had its epicenter in Eastern Sichuan, a distance of nearly 300 km to the epicenter of the large quake hitting Sichuan at Ya'an some days ago.
24 rooms collapsed.
21,561 more were damaged, 3110 of them severely.
1711 people were relocated.
Approx. 20000 people are affected by the quake.
Furthermore, 12 bridges, 6 reservoirs and 55.4 km channels were damaged.
The preliminary estimated damage is 243 million CNY (approx. 40 Million USD).
Nearby Cities
22km (14mi) SSE of Changning, China
26km (16mi) ESE of Xunchang, China
54km (34mi) SE of Yibin, China
108km (67mi) S of Zigong, China
819km (509mi) N of Ha Noi, Vietnam
Most important Earthquake Data:
Magnitude : 5.2
Local Time (conversion only below land) : 2013-04-25 06:10:33
GMT/UTC Time : 2013-04-24 22:10:33
Depth (Hypocenter) : 15 km
Depth and Magnitude updates in the list below.
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Other earlier earthquakes in the greater epicenter area (since 2012)
Strongest earthquakes Magnitude 3.5 or more within a 150 km radius from this earthquake (max. 60)


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A bif of fun with the latest Camerastore video :)
It's Sunday morning and you may watch that video to wake up with a little smile :)
P.S.: There are plenty of new E-M5 acutions at Olympusmarket. Check them out: auction 1, auction 2, auction 3, auction 4, auction 5, auction 6, auction 7, auction 8, auction 9, auction 10.
And than we have some PEN too:
Olympus E-PL3 with kit lens Olympus E-P2 with viewfinder Olympus E-PL2 with kit lens Olympus E-PM2 with kit lens


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SOMERSWORTH — The Somersworth High School boys basketball team didn't exactly put on a clinic during Tuesday night's game against rival Farmington. But the Hilltoppers got the job done.
The depleted Hilltoppers overcame poor shooting and a large number of turnovers for a 45-37 Division III win at McLin Gym. It was the first of two meeting between the two clubs.
"A win's a win and we're glad to get out of here with that," said Somersworth senior guard Drew Francoeur. "We just have to start playing a lot better, doing the small things a lot better — playing better defense and rebounding much better."
Francoeur (10 points) and Somersworth's Kevin Clougherty (12 points) led all scorers as the Hilltoppers snapped a two-game losing streak and improved to 8-3. Farmington fell to 5-6.
"It's where we're at right now," Somersworth coach Lorne Lucas said. "We have to do four things — play really good defense, (get) defensive rebounds, take care of the basketball and get a shot every time down."
Somersworth struggled in all four aspects on Tuesday, but took the lead for good on a Clougherty 3-pointer with just under a minute left in the third quarter, breaking a 27-27 tie. Somersworth led 30-29 entering the fourth quarter and expanded its lead to five when Isaiah Gaddy and Francoeur hit jumpers to open the final frame.
Points were at a premium early as the first quarter ended in a 6-6 tie. Things picked up in the second, which featured five lead changes, and Tony Proulx sent the Hilltoppers into the locker room with a 23-21 lead after hitting a 3-pointer with three seconds to go in the half.
The Tigers were led by Shane Hill with nine points and Juan Valdez with eight.
"We just couldn't score tonight," Farmington coach John Simmers said. "We tried a lot of different mixes and tried some other guys tonight. And rebounding. Even though they had 45 tonight, a lot of times they got four or five shots. You cannot give up that many rebounds."
Farmington tied the score twice during the third period — a putback by Austin Healey that knotted things at 25-25 and a layup by Kevin Radcliffe that made it 27-27 — but never took the lead.
"Some of our shots weren't falling," Valdez said. "We just couldn't find a way to score. They were pushing the ball on us. We just have to practice our offense and try to get back on defense."
Somersworth was without senior forward Tyler Kretschmar, who is out indefinitely with a leg injury. Two Somersworth players — seniors Jon Cronshaw and Darren Glore — were recently dismissed from the team for what coach Lorne Lucas called "community-related issues" not related to their conduct on the team.
"Guys who were JV kids are playing major minutes," Lucas said. "That's how it's going to look. But if we play defense and take care of the ball, we're going to be OK."
Another jumper by Clougherty gave Somersworth a 38-32 lead, its biggest of the night, with just under four minutes to go in the game. On a night when points were so hard to come by, that was plenty for the Hilltoppers to keep Farmington at bay. The teams traded baskets, then Clougherty hit five of eight free throws down the stretch to put the game on ice.
The rematch is scheduled for Feb. 19 in Farmington. In the meantime, both teams return to action Friday. Somersworth is at 9-2 Campbell while the Tigers host Sanborn.
Somersworth, 45-37
FARMINGTON (37) — Gibbs 1-0-2, Bodio 0-0-0, Gregoire 2-0-4, Radcliffe 1-2-4, Deland 1-2-4, Healey 1-0-2, Valdez 3-2-8, Poulin 2-0-4, Hill 4-1-9. Totals: 15-7-37.
SOMERSWORTH (45) — Francoeur 4-1-10, Clougherty 3-5-12, Gaddy 3-0-6, Ream 0-2-2, Proulx 1-2-5, H. Kretschmar 2-0-4, Pirotta 1-0-2, Dejoie 2-0-4. Totals: 16-10-45.
Farmington (5-6) 6 15 8 8 — 37
Somersworth (8-3) 6 17 7 15 — 45
3-pointers: F-None; S-3 (Francoeur, Clougherty, Proulx).


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This plot is located close to the three exclusive golf courses of Santa Ponsa. The two harbours, Club Náutico Santa Ponsa and the exclusive marina Port Adriano, as well as all amenities that Santa Ponsa offers are reachable within few minutes. There is no building licence for this plot and according to the construction regulations in force 35 % of its surface can be constructed.
Santa Ponsa offers a combination of beautiful landscape and coastline, sophisticated infrastructure, sports facilities and excellent road connections. Its close proximity to Palma and the International Airport makes Santa Ponsa one of the most sought after locations in Mallorca's south west region. Furthermore, it provides services and infrastructure in a relaxing and exclusive environment for those people who want to enjoy the island year round. Golfers will love the choice of no less than three golf courses at Nova Santa Ponsa, which provides an international meeting point and social hub for all residents and visitors. Santa Ponsa's beautiful bay and beaches are an ideal place to practice water sports. Nearby, Port Adriano's super yacht harbour with its designer boutiques and great choice of bars and restaurants complete the exclusive Mediterranean lifestyle of this area.
Engel & Völkers recommends having a qualified specialist check the legal situation of the construction. All material is based upon information, which Engel & Völkers considers reliable, but because third parties have supplied it, Engel & Völkes cannot represent that it is accurate or complete, and it should not be relied upon as such. This offering is subject to errors, omissions, and change of price or withdrawal without notice. Availability upon agreement. Taxes, notary and register fees must be paid by the purchaser, the commission for the estate agency must be paid by the seller as stipulated in the sales mandate.