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In addition to releasing its own Google Maps app for iOS, Google is now offering up its improved, vector-based maps to iOS developers looking for an alternative to Apple's at-times flawed data. Developers can essentially replace Apple's native MapKit APIs with the Google Maps SDK for iOS, though integrating turn-by-turn navigation is still verboten.
Apple's native MapKit APIs originally gave iOS developers native access to the 2D map data supplied by Google in previous versions of iOS. However, Apple claimed that it needed to build its own mapping database in order to give iOS's Maps app improved features like efficient, high-resolution vector data, 3D "flyover" views, turn-by-turn navigation, and more. Apple replaced the backend mapping data in iOS 6 with its own data, and those changes were passed down to MapKit, and hence any app that used MapKit.
However, the quality of Apple's data has been mixed at best, and the various problems with Apple Maps were severe enough to warrant a public apology from Apple CEO Tim Cook himself.
Late Wednesday evening, Google released its own Google Maps app for iOS, which included many of the missing features Apple wanted for its own app, including vector-based tiles and turn-by-turn navigation. Now Google is allowing any iOS developer to use that same data via the Google Maps SDK. The license agreement for the SDK still prohibits its use for turn-by-turn navigation (see Section 10.2(c)(i)), but it gives developers access to Google's otherwise superior data store.
"The SDK features vector-based maps that load quickly, allowing users to easily navigate 2D and 3D views, rotating and tilting the map with simple gestures inside your app," Google Maps Senior Product Manager Andrew Foster wrote in a blog post. "Developers can also change the Google maps view to include information such as traffic conditions, and control camera positions in 3D."
Google has also created a custom URL scheme which developers can use to link directly to the Google Maps app if users have it installed, instead of embedding maps directly.


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The CW is taking stealth marketing to a new level. Sharp-eyed Arrowverse fans in Vancouver (where all the CW superheroes live, obviously) spotted a billboard for Ralph Dibny's (Hartley Sawyer) detective services in anticipation of his return to The Flash in Season 5. Check it out below:
Our good friend @Arkwulf from @QuiverPodcast, who lives in Vancouver, Canada (where #TheFlash & the #Arrowverse shows film), spotted this on his way home - looks like Ralph is doing some marketing in Central City! @TheBigHTonight #ElongatedMan #TheFlashSeason5 #RalphDibny pic.twitter.com/cTOdWIg5o9— The Flash Podcast (@TheFlashPodcast) September 14, 2018
After the character's showdown with The Thinker (Neil Sandilands) in The Flash's fourth season, Sawyer told ComicBook.com that we'll be seeing a changed Ralph when the series returns. Meanwhile, executive producer Todd Helbing said that the Ralph Dibny we see in Season 5 will be closer to the Elongated Man we know from the comics, emphasizing his detective skills and teasing the eventual appearance of Sue Dibny.
The Arrowverse Crossover Has Found Its Lois Lane
But alas, in the meantime, resurrecting from the husk of a dead meta-human doesn't exactly put food on the table, and it looks like, if the billboards in Vancouver-- I mean, Central City-- are any indication, Ralph is ready to go back to work in The Flash Season 5!
The Flash returns Tuesday, Oct. 9 at 8/7c on the CW.
(Full disclosure: TV Guide is owned by CBS, one of The CW's parent companies.)
Editors note: This story has been updated to reflect Ralph Diby's resurrection in the Season 4 finale of The Flash.

subset: commoncrawl


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Media and Culture
In It's a Wonderful Life, George Bailey was right to oppose Old Man Potter. Potter's fondness for the draft board and his attempt to use the DA to crush his adversary shows Potter had little regard for truly voluntary exchange.
Legal System
While repealing laws and police reforms are important in alleviating mass incarceration, the problem is likely to continue as long as prosecutors are permitted to operate with so few constraints.
Taxes and Spending
SocialismU.S. History


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IsraelBook - 1986
From the start, readers are caught up in the crisp style of the series. Whether it's a description of bustling London, or an incredibly readable explanation of the decline of ancient Egypt, 5th-grade-and-up students are right there ... visualizing ... understanding ... and remembering!
Best of all, little is overlooked that will contribute to the readers' total appreciation of a culture. Be it sagas of Vikings or folktales of trolls. Or even acknowledgment of modern Vikings like Thor Heyerdahl. There's mystery such as England's Stonehenge and Egypt's Great Pyramids ... plus nature's wonders -- like Australia's egg-laying platypus and China's gentle but rare pandas. Everything is there ... to be enjoyed, relished, and learned from.
Each book also includes a chapter of brief biographies of important people. And each features an 8-10 page reference section of "quick facts", perfect for students' research, about such subjects as population, government, geographical data, currency, and historical chronology. Throughout, all the books are ablaze with a generous amount of beautiful full-color photographs.
"Enchantment of the World" can be of equal importance in the l
From the critics
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Stars party it up before the Emmys
Think the stars are resting up for Sunday's big Emmys show? Hardly.
We spotted TV favorites (some bearded) at parties and events all over Los Angeles this weekend, including the Audi-sponsored BAFTA Los Angeles TV Tea and the HBO Luxury Lounge.
On Saturday, Kerry Washington swung into the BAFTA tea, held at the SLS Hotel, early, where she was joined by Downton Abbey's Michelle Dockery, Hugh Bonneville and Julian Fellowes, plus Game of Thrones' Kit Harrington. Late arrivals included Kevin Spacey and Michael Douglas (who arrived alone).
As Champagne and tea were swilled we ran into Girls star Allison Williams, who just finished shooting the new season. How did Girls handle Christopher Abbott's departure right before filming? (The actor played Williams' boyfriend on the show.) "It required some quick thinking on the part of the writers, but I think what they came up with is really great," she said. Unfortunately, now "Marnie is in a bad place. This is life!" said Williams. "I don't know anyone that doesn't go through these things. It's very, very real. Marnie's just trying to figure out who she is and what she wants."
Meanwhile, over at the HBO Luxury Lounge at the Four Seasons, stars including Jane Lynch, Chris Noth, Evan Handler and Carrie Ann Inaba were treated to loads of swag, from Motorola phones to Pandora jewelry. The gifting suite included a Marc Jacobs Beauty bar, sponsored by Sephora, where Neil Patrick Harris grabbed a stage-friendly clear coat of polish, and Christine Baranski stopped by for a neutral mani.
Next stop: The red carpet!


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Posts Tagged WORDPRESS WEBSITE
SMEs key to growing UK low-carbon exports Emerging 'MUSTs' offer low-carbon market growth opportunities
Posted by Daniel Killeen in energy-psa.co.uk - News on 17 May, 2014
A new report researched and written by the Carbon Trust and commissioned by Shell Springboard has revealed the UK has an opportunity to triple its exports of low-carbon goods and services. The current £12 billion low-carbon exports could rise to £30 billion by 2020, if the growth rate is increased to 10%*. This reflects the rate required to ensure exports reach the UK government's £1 trillion target by 2020.
Energy Performance Solutions on Facebook – Please add us to your Facebook social network and/or Like us today ! Thank You !
Posted by Daniel Killeen in energy-psa.co.uk - News on 25 February, 2014
Welcome to energy-psa.co.uk
Posted by Chris in energy-psa.co.uk - News on 2 February, 2014
Same day low cost Domestic EPC's in Stoke-on-Trent, Staffordshire & Cheshire
Domestic EPC: From £34 no VAT
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Commercial EPC level 4 & 5 buildings DEC SAP: Please call for a quote
Call: 07964 530017 e-mail: firstname.lastname@example.com
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Paul Gaffney : I recently arranged an EPC for a private dwelling and was extremely pleased with the professional service provided by Justine Killeen. She attended on time, explained the process fully and I received the finished article the following day…..all for the £34.00!! I would not hesitate to recommend your services in the future. Thank you!
So why not Contact us today..? You'll be glad you did !
Call: 07964 530017 e-mail: email@example.com*Coverage: National (England and Wales) coverage for Commercial and Public Buildings. Currently we only cover up to a 40 mile radius of Stoke on Trent for Domestic EPC 's.
Bosses miss out on £300 million energy and waste reduction opportunity
Posted by Daniel Killeen in energy-psa.co.uk - News on 2 February, 2014


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Respondents in Denmark are the most inclined to use trade credit of all the countries surveyed in Western Europe. 70.5% of the total value of their domestic B2B sales is transacted on credit terms.
Survey results for Denmark
Sales on credit terms
Respondents in Denmark are the most inclined to use trade credit of all the countries surveyed in Western Europe. On average, 70.5% of the total value of their domestic B2B sales is transacted on credit terms (survey average stands at 44.9%). Over the past two years, the average value of domestic sales made on credit in Denmark increased, 12 percentage points, nearly three times the average increase recorded in Western Europe over the same time frame.
When looking at foreign trade, Danish respondents reported that 63.1% of the value of their foreign B2B sales is made on credit terms. Once more, this is well above the average recorded in Western Europe (37.7%). Additionally, foreign credit-based sales increased significantly (by 7.4 percentage points) over the past two years. This increase is more than twice as high as that recorded in Western Europe. As seen in previous surveys, this marked use of trade credit in B2B transactions may reflect the interplay between a strong emphasis on receivables management and a high payment morale in the Danish business culture together resulting in reduced risk of default when selling products and services on credit terms to B2B customers.
Average payment term
Domestic B2B customers of respondents in Denmark are extended an average of 25 days from the invoice date to pay invoices. Over the past two years, this term increased, on average, by two days (in line with the survey average). This is now aligned with the average domestic payment term recorded in Sweden (26 days) and in the Netherlands (24 days). However, it is 10 days longer than the average term of 34 days in Western Europe. The payment terms given to foreign B2B customers to settle their trade debts average 27 days. This is slightly above the average for Western Europe (32 days) and is aligned with the foreign invoice payment terms observed in Sweden (28 days). Over the past two years, the average payment terms for foreign customers decreased slightly by an average of three days.
Overdue B2B invoices
In Denmark, an average of 28.7% of the total value of domestic B2B invoices remained unpaid at the due date. This percentage, which is the second lowest of all the countries surveyed after that in Sweden (20%), is well below the average for Western Europe (40.2%). In terms of B2B credit sales abroad, late payments amounted to 30.5% of the total value of foreign B2B invoices. Once more, this is below the survey average of 35.4%, and in line with the rate of late payments by foreign buyers recorded in Sweden (25.3%). The delinquency figure (invoices unpaid 90+ days after due date) is relatively sizeable. 3.7% of domestic and 5.3% of foreign B2B invoices became delinquent and are likely to become collections cases. These figures are well below the survey average of 7.6% for domestic delinquency rates and 7% for foreign ones. Over the past two years, the level of domestic overdue invoices in Denmark increased by 9.8 percentage points (survey average is 10.3 percentage point increase). The level of foreign overdue invoices increased as well by 5.4 percentage points (survey average is 6.4 percentage point increase). A possible explanation for the notable upswing in domestic late paid invoices may be that two years ago, the rate of late payment of domestic invoices in Denmark was relatively low, and now it is almost in line with the survey average. Late payment on B2B invoices (domestic and foreign) in Denmark is reflected in the Days Sales Outstanding (DSO) figure posted by respondents, which averages 35 days (10 days longer than two years ago). However, this is the second lowest DSO figure observed in Western Europe, after that in Germany (30 days) and close to that in Sweden (36 days). It is also below the 48 days average in Western Europe.
Average payment delay
Domestic B2B customers of Danish respondents, settle their past due trade debts, on average, 12 days after the invoice due date (survey average is 22 days). The average time it takes foreign B2B customers to make their late payments is 15 days (survey average is 20 days). This means that Danish respondents receive domestic and foreign payments, on average, 37 days and 42 days after the invoice date respectively. It is worth mentioning that the domestic payment duration in Denmark is the second lowest across the countries surveyed after that in Sweden (35 days). Over the past two years, the average payment delay from domestic and foreign customers saw a marked fluctuation. As a result of this fluctuation, both the average domestic and foreign payment duration is now around 10 days shorter than two years ago. In light of the Danish business culture we commented on earlier, it comes as no surprise that 25% of the companies surveyed in the country (compared to 20% in Western Europe) consider the safeguarding of their trade flows to be one of the biggest challenges to business profitability in 2015.
Key payment delay factors
The majority of the respondents in Denmark (48.5%), compared to 34% in Western Europe, reported that their B2B customers delay payments most often because they use outstanding invoices as a form of financing. This is the highest percentage of respondents citing this reason of all the countries surveyed in Western Europe. According to this finding, Danish respondents rely more on trade credit than on bank trade finance to support their transactions than their peers in Western Europe do. 41% of Danish respondents compared to 29.4% in Western Europe believe that foreign B2B customers pay invoices late because they are using them as a form of financing. The second most often reported reason for foreign payment delays is the complexity of the payment procedure. Just over 31.6% of respondents stated this reason, compared to 28.1% in Western Europe. Over the past two years, there was an increase in the percentage of Danish respondents reporting the above mentioned delay factors, suggesting that these are growing concerns in the country's business environment.
Uncollectable accounts
Danish respondents reported that 1% of the value of their B2B receivables was uncollectable. This is below the 1.2% average for Western Europe. In line with the survey pattern, the proportion of domestic write-offs is larger than that of foreign ones. Domestic uncollectable B2B receivables are most often reported on sales to the construction and consumer durables sectors. Foreign B2B write-offs are most frequently attributable to B2B customers in the construction, consumer durables and machines sectors. For a notably higher percentage of respondents in Denmark (72.7%) than in Western Europe (66.4%), B2B receivables were mainly uncollectable because the customer went bankrupt or out of business. For more insights into the B2B receivables collections practices in Denmark, please see the Global Collections Review by Atradius Collections (free download after registration), available from April 21st 2015 on www.atradiuscollections. com.
Payment practices by industry
Survey respondents in Denmark reported granting trade credit terms mainly to B2B customers belonging to the following sectors: construction, consumer durables, chemicals, electronics and services (business services, financial services and overall services). Domestic and foreign B2B customers in the consumer durables sector receive invoice payment terms (averaging over 32 days) which are above the average for the country. Despite this, customers in the consumer durables sector are the slowest payers, with payment delays averaging around 20 days after the due date. The highest proportion of overdue payments, however, is generated by customers in the construction sector. Around three in five respondents in Denmark believe that customers in the construction sector delay payments most often because they use outstanding invoices as a source of financing. Over the coming 12 months, respondents in Denmark do not expect any significant change in the payment behaviour of B2B customers in the above mentioned sectors.


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Save Our Chiefs pleased by coaching moves
Fan revolt group sees Andy Reid hire as positive step
The turnover of leadership at the top of the Kansas City Chiefs organization is overdue, in the minds of some fans.
A group that made vocal calls for change celebrated the news Friday that Andy Reid had been named the team's new head coach.
Save Our Chiefs had called for the firings of head coach Romeo Crennel and General Manager Scott Pioli as the team's dismal 2-14 season progressed, even paying to fly banners over the stadium. Crennel was fired Monday and Pioli and the team announced Friday that they had reached a mutual agreement to part ways.
"At the end of the day, this all falls on the hands of Scott Pioli," said Marty McDonald of Save Our Chiefs.
He said the organization got everything it wanted.
"It's just a whole new vibe that we have," McDonald said. "Andy Reid is a, let's face it, the guy was born to coach football."
McDonald's group also organized a Blackout Arrowhead campaign for a game in November to send a powerful message.
"I do have personal knowledge that the entire Hunt family saw the banners, they were embarrassed by them. They were frustrated," he said.
While the two wins likely did much more to prompt changes than anything else, the power of social media and a vocal, angry fan base proved hard to ignore.
McDonald said he may turn the Save Our Chiefs Twitter account into a clearinghouse for Chiefs news. He said the remaining $1,000 in donations that were supposed to fund Fire Pioli banners will be donated to the Boys and Girls Club of Kansas City.


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Catholic Info
Traditional Catholic Faith => General Discussion => Topic started by: gladius_veritatis on November 04, 2011, 02:11:20 PM
The Uptown Pepperoni for your Pizza from Hell
Post by:
November 04, 2011, 02:11:20 PM
Friday, November 04, 2011
The Uptown Pepperoni for your Pizza from Hell.
Dog Poet Transmitting…….
May your noses always be cold and wet.
"Oh, a storm is threat'ning
My very life today
If I don't get some shelter
Oh yeah, I'm gonna fade away
War, children, it's just a shot away
It's just a shot away
War, children, it's just a shot away
It's just a shot away".
The dominoes are trembling. The politicians are dissembling. The bankers are coalescing. The people are emerging. The waters are surging. The impacted colon of a dense material culture is rumbling from the dietary obscenities of epidemic obesity and the double wide, sloth-mind of the TV watching potato heads are going to need two airline seats to fly out of something they have no intention of leaving. The cosmic mother is grieving for the Winnebago warriors with all four wheels trapped in the unmapped sands of the wrong road they got lost on. Cries of "Je suis perdu" are alerting the predators waiting on the results of fatigue and hunger to do their work. Khadaffi was a hero and Netanyahu is a jerk.
Billionaires are lying and used condoms are drying on the media washlines like latex jerky; Rocky Mountain hiking treats for the monsters running into the wild of their hidden fortresses to be surrounded by Nature who despises them. Where did all these ZioNazis get the money from? They got it from you because you let them whip your appetites and delusions into the fecal Dairy Queen soft ice cream cones you've acquired the taste for. It's all good to the last drop and the last thing to drop is you.
Weird shit has become the order of the day; the house special of the Kali Yuga age. You want flies with that? What else is going on? What other mad, strange exhaust fume highs are fueling the dark behaviors of poisoned men and women, doing the demon tango behind closed doors? We can only imagine and hope not to. How crazy are they? The evidence is in front of you everywhere. They press and press onward into a greater and more uniformed darkness. The transparent lies continue, only occasionally accompanied by the names of authors, because most of the lies are written by shills from the Gollum nation of Israel. Reuters and AP are warehousing factories of nothing but lies for the mass ranks of the sleeping people tossing in fear and nightmare on their burning beds. Wake up you sleepyheads, wake up!
Everywhere you look the information tells the tale. The moment approaches. The cosmic Sarajevo awaits and Arch Duke Ferdinand stands in the crosshairs of destiny in spades. Fort Sumter is in barricade like David Koresh surrounded by propane tanks and thirteen year old girls. Janet Reno has morphed into Janet Napolitano groping children for pornographic effect. Butch Napolitano and John Pistole are raping the people with hungry hands. The back story on Napolitano is revealing in heavy, innuendo dripping with irony. Does it matter what she is Behind the Green Door? Does Pistole's name imply the same? It's a murder of crows on a crumbling highway lined with corpses, Budweiser beer cans and McDonald's Styrofoam containers blowing in the wind, with Bob Dylan missing because the angels left his head. He's at a fashion show with Paul McCartney counting their bread. There are armies marching, I can hear the footsteps. I cannot see the insignia. I don't know who they work for and neither do they.
You can see what has been and what is to be, if you have the time to study the process and progression of long term satanic intention. Who has the time when you are running out of time? Who has the time when you are running in place? You are the faceless consumers of trivia and superficial crap. You are a disgrace and an embarrassment to your promise and potential. What is coming for you is not incidental.
The forces of the underworld are massing in the side streets with their black bloc instigators, seeking to kill the uprising of the small mass awakening of the few who occupy the parks, hoping the world will see and hear them over the roar of the Jerry Springer show they inhabit, to the distress of their better angels. It is a time of darkness. It is a time of unfortunate sleep. It is a time of denial and refusal to see what might prove to be their salvation from the coming tribulation. It is a time of dense blindfolds and digital cattle prods. It is a time of running panic when the transformation and transition knocks upon their door. It is a time of who am I and what did I come here for, only too few are asking and too few even care. It is a time of wonder and confusion. What is here and where is there?
Quo Vadis America? Quo Vadis Europe and The West. The drug lords are a Coca Cola plant in Tijuana and the White House is a subsidiary of Taco Bell. You can tell what's cooking in the salmonella kitchens by walking around back and standing by the vents. You can tell it by the smell. It's the end result of what we wanted, the mystery meat from the flaming dumpsters. We've sliced the pig nostrils really thin. It's that proscuitto from the hog lagoons of Italy and North Carolina. It's the uptown pepperoni for your pizza from Hell. It's the antipasto from Purgatory. It's the Rockefeller oysters wrapped in the flesh of our animal god; the totem animal of our times and the mask upon our humanity in this Animal Farm where life imitates art. It's that bang that ends with a whimper. It's the wind tunnels of shaping plastic. It's not an air kiss, it's a fart.
Somewhere Cool Hand Luke is cutting the heads off of parking meters with no failure to communicate. Somewhere the time holes are opening in the real life Time Bandits sequel and someone has the map. The Supreme Being is getting ready to gather up the evil and the toaster oven is going to explode in the hands of the clueless parents who will touch it anyway. The moment it goes off the blender will start working again. Somewhere, like right here, it is still to have and have not and somewhere the enduring among us asks "Is that all you got"? Somewhere Lon Chaney is going to get his hands on Dick Cheney. Somewhere the Bush's will be burning and a thundering voice will speak from the flames. Somewhere John the Baptist gets his head back and Salome will be returned to the dark streets, blowing sailors for small change. Somewhere the sages are communing on a distant mountain range. Somewhere Love lies bleeding from the wounded hearts of the few. That true suffering and sorrow is our redemption and the substance of the Holy Grail.
Longing and desire never end. It's what we long for that marks our fate. It is our capacity to turn down the flame into a blue white concentration of our essential nature and reveal the cornucopia of good things beyond imagining. It is where the windows of heaven open and pour out a blessing too big for you to receive; the memory of a quote from the last book of The Old Testament for those who are into that kind of thing.
We have come to the precipice, surrounded by the edifice of Ozymandias. We are in the returning wreckage of the Colossus of Rhodes. We are the lost ashes of the burning of the library of Alexandria, reforming by invisible decree. We are the prophecy of the long forgotten, you and me.
End Transmission…….
The Uptown Pepperoni for your Pizza from Hell
Post by:
November 04, 2011, 04:59:04 PM
This guy's on drugs.
The Uptown Pepperoni for your Pizza from Hell
Post by:
November 06, 2011, 01:11:18 AM
A little plagiarism going on there with the Rolling Stones lyrics.
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UnNews:Strange looking animal found in Chico, California backyard
|The news outlet with approval higher than Congress
|Thursday, October 29, 2020, 10:29:59 (UTC)
|Strange looking animal found in Chico, California backyard
6 August 2008
CHICO, California -- In this small, quiet college town, citizens find themselves shaking their heads in disbelief as they line the fence of a local man's yard and stare at the creatures corraled inside. "I have absolutely NO idea what the hell that thing is.", "It's a llama.", "It could be a llama or it could be an emu.". and "No, no,no, and Emu is a bird. This thing's a dog or a South American cow-like thing. Some mountain-y region animal." are just some of the guesses offered by a class of students from Cal State Chico's Agriculture Program.
The fervor continued on and even escalated as a schoolbus full of Manzanita Elementary School Students pulled up to the gate. "WOOOW!!!" Screamed little Raquel Short as she pointed excitedly at the creatures. "It's so neat-o!!!" Teachers were at a loss for answers and could only respond to their students many, many questions and concerns about the beasts with "I have no idea." and "No, seriously, I have NO idea.". The lack of answers had little if any effect on taking the wind out of the sails of these youngsters as they excitedly hung on the fence, jumped up and down, pointed, or sat on the grass eating their boxed lunches and watched their new four-footed friends munch on grass and hay.
The Backstory[edit]
Brett and Gregg McGee were raised in Chico California after their parents moved there from Peru when the boys were 2 and 4. They'd always had pets: Cows, horses, chickens and roosters, and some small Vietnamese Pot Bellied Pigs briefly. Their parents owned a bookkeeping business. When they were old enough, Brett and Gregg went away to the dorms when they attend the Ag program at CSU Chico, Brett taking one semester to travel to South America to study fields and growth maximization techniques for mountainous regions in Peru, Bolivia, and Guatemala, and Gregg taking a Summer course in Ecuador in animal husbandry. The two returned, graduated, and began paying off their student loans, jumpstarting their home farm for extra cash. That's when it all started.
The Interview[edit]
"Me and Gregg were hanging out at a local pub called 'The Bear' and we were in the middle of trying to figure out a way to pay, or to delay payment, on our student loans. We both owe about $40,000, and at the rate we were paying them back, we'd have 'em paid off in 20 years or so." Gregg picked it up from there; "Which would have put us at oh, 45 and 47, still broke, and trying to raise a family if things with our girlfriends work out the way they outta." "Yup." "Bored and stuck with the formidable repayment timeline ahead of us, Brett laid down on his bench and stared up at the ceiling. 'Look at that big stupid bear they've got hanging from the rafters. He's even shaved and looks like a giant poodle! A giant 'Bear-poodle'."
"I glanced up and from my angle I could see that it was an animal, but I was unable to identify that it was a bear. Brett knew because we were in 'The Bear', but I'd worked all nite the nite before, had little sleep that day, and was just zoning out. I said 'What the heck IS that?'." "It's a bear-we're IN 'The Bear'!". "How long's it been up there?". "As long as we've been coming here." "I've never noticed it before. It's sure odd looking. They should just charge people at the door to take a look at the thing!".
"And that's when it hit us-both of us, at the same time too." Continued Gregg. "We looked at each other and I said 'You're not thinking what I'M thinking are you?!'". "And then he's all 'Only if you're thinking about shaving one of the animals and charging people to see it I am!'".
"That's pretty much how it went."
The Quest[edit]
"So we raced home, jumped on the web, and began researching the animals we had seen in our travels. Gregg showed me the animals he'd seen and I showed him all the animals I remember seeing. From there we took two paths...". "Brett dove into the basement and began to pile thru our old animal breeding textbooks and animal husbandry textbooks, and I began calling our field labs and our Veterinarian buddies. At school we had a gene matching program on our departments computer, and early the next morning we were standing at the front door to the lab when it opened, with what few samples would could amass on short notice." "Gregg e-mailed everyone we met and asked for samples to be immediately sent to us. We were looking for eggs, blood, and sperm from domesticated farm animals. Our contacts fired 'em off and withing the week they began showing up. As they came in, we processed the blood, thawed the eggs and sperm, and began the compatiblity search."
"It hit us like a bucket of bricks. All this time we never knew, and it was right in front of our noses." "Combining species could yield dramatic results with fantastic entertainment opportunities and benefits.". "Yup. We came up with a everything one could think of: Spiny Haired Cats, The Blue Poodle, and the Pogo Snake.".
"Think about it-would you pay $40 to go to San Diego's Sea World, or $12 to go to Gregg and Brett's Unusual and Odd Animal Farm?" "We made $900 last month on tours and souveniers." "You should see our Flying Rhino's. Just don't sit in the front row."
|This article features first-hand journalism by an UnNews correspondent.
- Pontius Pilot, Adm. HMRN (ret.) "What the hell is that?". Jane's Guide to Strange Looking Animals, August 06, 2008


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Contribute to ReadWriteThink / RSS / FAQs / Site Demonstrations / Contact Us / About Us
Learn All Year Long
Kids and teens should read and write even when they are out of school. Why is this so important?
ReadWriteThink has a variety of resources for out-of-school use. Visit our Parent & Afterschool Resources section to learn more.
Home › Parent & Afterschool Resources › Activities & Projects
Bio-Graph: Graphing Life Events
|9 – 12
|Activity Time
|Four one-hour sessionstwo at home and two with the group
|Activity Author
Fredonia, New York
Activity Description
Looking for ways to engage young adults at family reunions or other significant social gatherings? Have them take the time to learn about family members' significant personal experiences by interviewing them and sharing their stories with the rest of the family. Young adults can practice their interviewing, graphing, computer, and writing skills through this interpersonal activity.
Why This Is Helpful
Interviewing their family members will help young adults develop their interpersonal skills and get to know more about their family members' histories. They will also employ multiple intelligences when they use graphs to express their feelings about the individual stories they'll recount.
This activity was modified from the ReadWriteThink lesson plan "Bio-graph: Graphing Life Events."


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Sanctified in Christ
December 25
"…But you were washed, you were sanctified, you were justified in the name of the Lord Jesus Christ and by the Spirit of our God." - 1 Corinthians 6:11
Every believer is a sanctified person. There is an old praise song that they would sing at the old English Keswick in England. "Jesus be Jesus in me, no longer me but Thee. Resurrection power, fill me this hour, Jesus be Jesus in me." This is the secret of progressive sanctification!
The question for us as Christians is this…Am I a "do" oriented Christian or a "be" oriented Christian? Am I simply being who I already am in Christ, or am I doing a lot of things trying to be who I am in Christ. It is a dawning and a transformation to know where we are in this question. My friend, you are secure in Christ, so abide in Him, and let Jesus be Jesus in you today.
For more resources from Above & Beyond Fellowship, visit www.abidingabove.org.


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This is the home of the Suffolk Emergency Plan.
Suffolk University recognizes its role in the community, and the importance of protecting its students, faculty, and staff in the event of an emergency. Planning for preparation and response to incidents began in 2005 and is still ongoing today. Members of the Suffolk community have been certified by the Federal Emergency Management Agency (FEMA).
The Incident Support Team is chaired by the Emergency Manager. The Incident Support Team is comprised of representatives from the Suffolk University Police Department, Environmental Health and Safety, Deans of Students, Risk Management, Human Resources, Facilities, Government and Community Relations, Public Affairs and Information Technology. The Incident Support Team meets bi-weekly to discuss campus events, review incidents, and coordinate response efforts.


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Pest Control Market Research Reports-Consumer Behaviour analysis -Market trends
Mintel's pest control market research reports provide a comprehensive and extensive overview of the marketplace including information on the pest control market size and pest control market share.
Mintel's pest control industry reports can help you gain further insight into the pest control market trends and gain valuable pest control consumer data.
Make sure you stay one step ahead of your competition – Mintel's market analysis can help you make informed business decisions by providing up-to-the-minute pest control industry intelligence. Our market intelligence reports span hundreds of countries and regions.
Online access
Previous editions
Multiple formats


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Malaysia nets 1,500 elephant tusks headed to China
Malaysian authorities have seized 1,500 elephant tusks in a $20 million shipment that was believed to have been headed to China.
Customs official Azis Yacub says inspectors at Port Klang harbor last week found 24 tons of unprocessed tusks hidden in secret compartments in containers of timber. He says the shipment originated from Togo and sailed to Spain, where it was transferred to another ship before arriving in Malaysia.
He said in a statement received Wednesday that intelligence showed the shipment was to be moved to another ship before heading to China. No arrests have been made.
Malaysia has stepped up inspections for illegal ivory after wildlife groups said the country was becoming a transit hub for tusks amid robust demand in China that has decimated African elephant populations.


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Food & Drink
What a wonderful world: 13 fabulous gardens
By Bruce Holmes, for CNN • Published 20th June 2014
View Gallery
13 Pictures
History and botany mix with landscape design and architecture in these 13 fabulous gardens around the world.
While many are attached to famous estates, the gardens are destinations in their own right and deserve their own list.
Parc de la Tête d'Or (Lyon,
This beautifully maintained 289-acre park in Lyon has an extensive botanical garden but is best known for its spectacular rose gardens, which are playing host to the 17th World Rose Convention and Festival in 2015.
The park's main highlight is the International Rose Garden, with its 16,000 rose bushes showcasing 450 varieties, while the Competition Rose Garden hosts an annual contest featuring the newest varieties.
Fun fact: the park's name, which means "Golden Head Park," comes from an old legend about the grounds about buried treasure. The Crusaders are supposed to have buried a golden Christ's head somewhere on the park's property.
Parc de la Tête d'Or
, 69006 Lyon, France; +33 4 72 69 47 60; free admission
READ: World's largest natural flower garden opens in Dubai
Butchart Gardens (British Columbia, Canada
It's hard to believe, but the site of Canada's Butchart Gardens was once a limestone quarry.
Bruce Holmes/CNN
When Jennie Butchart's husband, a manufacturer of Portland cement, told her in 1904 that his company had exhausted the limestone in their quarry, the door was opened to create what would later become one of Canada's notable tourist attractions.
Butchart Gardens near Victoria in British Columbia were created within that disused quarry.
Featured views include the Edwardian-style Sunken Garden (gallery above), with a lake where reflections of multi-colored foliage surrounding it take on a beauty of their own.
Butchart Gardens
, 800 Benvenuto Avenue, Brentwood Bay, British Columbia, Canada; +1 250 652 5256; official peak season June 15-August 31; adults CA$30.80 ($28) youth CA
14.35 ($13)
Hershey Gardens (Pennsylvania
When chocolate magnate Milton S. Hershey decided to create a thing of beauty to be enjoyed by residents of "his" town in Pennsylvania, the result was Hershey Gardens, opened in 1937.
A notable feature is the Butterfly House, home to hundreds of North American butterflies, in which visitors can observe the entire life cycle of the butterfly, from egg to adult.
There are 11 themed gardens on site, including the whimsical Children's Garden and a rose garden with nearly 6,000 roses of 275 varieties.
Hershey Gardens
, 170 Hotel Road Hershey, Pennsylvania; 1 717 534 3492; adults $10.50, children 3-12 $7.50
The Royal Botanic Gardens (London
On a bend of the Thames at Kew in southwest London
the Royal Botanic Gardens was listed as a World Heritage Site in 2003, acknowledging its contributions to botanical and environmental science since 1759.
The Temperate House is the world's largest surviving Victorian glass structure.
An iron-framed greenhouse dating from the 19th century, it was to become a model for conservatories around the world.
The Royal Botanic Gardens
(Kew Gardens), Brentford Gate, London, +44 20 8332 5655; adults £15 ($25), children free
MORE: 15 of the best European castle hotels
Abbey Garden island (Isles of Scilly, UK
The small island of Tresco is home to one of the finest gardens in the United Kingdom.
Courtesy Tresco Abbey Garden
Two and a half miles long by a mile wide, Tresco is one of the Scilly Isles, off the coast of England.
Here, next to the ruins of an old priory,
the Abbey Garden was created in the 1800s.
It features some of the finest outdoor specimens of subtropical flora and fauna to be found in the Northern Hemisphere, including great spiky agaves from the Mexican desert, brilliant Spear Lilies from Australia's Queensland coast, King Proteas from South Africa and huge South American bromeliads from the Andes.
Abbey Garden
, Tresco Island, Isles of Scilly, United Kingdom; +44 1720 424108; adults £12 ($20
, children under 16 free
Monet Garden (Giverny, France
One of the founders of the French Impressionist painting movement, Claude Monet bought a house and land in the village of Giverny in 1890 and set about establishing the gardens that were to provide inspiration for his art.
The often-painted Japanese-style garden is famous for its water lilies, ponds and bridge and is a popular destination for art tours.
Monet Garden
, 84 Rue Claude Monet, Giverny, France; +33 2 32 51 28 21; April 1-November 1 €9.50 ($13), children under 7 free
Roseto Comunale (Rome)
Rome's municipal rose garden at the foot of Aventine Hill has a complicated past.
Since the 17th century, the site had been a Jewish cemetery, but a road was built through it in 1934 to celebrate Mussolini's rise to power. While all graves were supposed to have been moved to the city's main cemetery, thousands of bodies
are still thought to remain
The city turned the site into a rose garden in 1950 with the Jewish community's approval, designing the paths in the shape of a menorah, a Hebrew candelabra, and installing a plaque in memorandum of the garden's Jewish past.
Each May, the garden hosts the "Premio Roma" rose competition, which is open to the public.
Roseto Comunale
, Via di Valle Murcia, 6 (Aventine), Rome; +39 06 5746810; free admission
MORE: World's most unusual natural phenomena
Garden Kingdom Dessau-Woerlit
(Dessau, Germany)
"I was deeply moved as we strolled through the lakes, canals and woods by how the gods have allowed the Prince to create a dream around himself."
That's how Johann Wolfgang von Goethe described this place -- then called Luisium Castle Garden -- in 1778.
Now known as the Garden Kingdom Dessau-Woerlitz in Germany, it was declared a UNESCO World Heritage Site in 2000.
The Snake House, so called because of the shape of its gutters, was a retreat for Louise, the wife of Prince Franz of Anhalt-Dessau.
Garden Kingdom Dessau-Woerlitz
, Kulturstiftung DessauWörlitz, Schloss Großkühnau Germany; + 49 340 2164253; each house tour €6 ($8); gardens free admission
Egeskov Castle Garden (Funen, Denmark
Egeskov Castle is a beautifully preserved Renaissance structure dating back to 1554.
Covering 20 hectares, the original old grounds have been divided into a number of impressive gardens that won the European Garden Award in 2012.
Among the gardens are four 270-years-old, eight-meter-tall hedge mazes, so visitors should allow time for getting lost.
Egeskov Castle
, Egeskov Gade 18, 5772 Kværndrup, Denmark; +45 6227 1016; official peak season June 22-August 18; adults DKK 180 ($33) children DKK 110 ($20)
Peterhof Palace Garden (St. Petersburg, Russia
You can spot the Versailles influence at Peterhof Palace Garden.
Bruce Holmes/CNN
The World Heritage
listed Peterhof Palace was built on the orders of Peter the Great and mostly completed by 1725.
Its palaces and formal gardens were modeled on Versailles.
They feature a multitude of fountains.
One of the most famed views (see gallery above) looks across the Grand Cascade and Samson Fountain through a canal and gardens to the sea.
Peterhof Palace
, 2 Razvodnaya Ulitsa, Peterhof, St. Petersburg, Russia; +7 812 450 52 87; adults RUB 500 ($14) children RUB 250 ($7)
MORE: 50 natural wonders: The ultimate list of scenic splendor
David Austin Rose Gardens (United Kingdom)
Award-winning rose breeder and specialist grower David Austin has been developing English roses for 50 years and selling them all over Europe.
His vast rose garden on the Shropshire Border is open to visitors and features 700 different varieties -- including the National Collection of English Roses -- over two acres.
David Austin Roses
, Bowling Green Lane, Albrighton, Wolverhampton, West Midlands, United Kingdom; +44 1902376342; free admission
Kenrokuen (Kanazawa, Japan
Kenrokuen is considered one of Japan's "three most beautiful landscape gardens."
It was formerly the outer garden of Kanazawa Castle.
From the 1620s to 1840s, various rulers added waterfalls, a teahouse, winding paths, streams and bridges.
The garden was opened to the public in the 1870s.
, 1 Kenrokumachi, Kanazawa, Ishikawa 920−0936, Japan; +81 76 234 3800; adults ¥310 ($3), children 6-17 ¥100 ($10)
Christchurch Botanic Gardens (Christchurch, New Zealand
Founded in 1863 with the planting of an English Oak and now featuring many trees more than 120 years old, the Botanic Gardens in Christchurch, New Zealand, survived the city's major earthquake in 2011 and celebrated its 150th anniversary in 2013.
A quintessential experience, reminiscent of England, is to pole a boat along the River Avon through the gardens.
The Gondwana Garden is the beginning of a new feature on site -- a recreation of a Jurassic forest.
Christchurch Botanic Gardens
, 7 Rolleston Ave, Christchurch 8013, New Zealand; +64 3 941 5556; free admission
originally published in 2013. Updated on June 20, 2014.
A year of the world's
Best Beaches
There's a perfect beach for every week of the year. Join us on a 12-month journey to see them all
Go to the best beaches


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12 September, 2012 | (01 hr)
Sign In to access this Webcast
Aggressive prosecutions and enforcement actions by the U.S. government for violations of the Foreign Corrupt Practices Act (FCPA), first enacted in 1977, are continuing at record pace and multinational companies continue to face enormous scrutiny of their overseas business practices in the U.S and abroad. Further, there have been several developments in anticorruption enforcement in the last few years, including significant FCPA settlements, a new UK Bribery Act and guidance by the U.K. government regarding what constitutes "adequate procedures" that could provide covered companies with a complete defense to bribery charges. This webcast will address these recent developments and provide guidance for corporations and their employees seeking to implement best practices in their compliance programs. Key topics to be discussed include:
- The components of an effective FCPA compliance program and whether it can aid in avoiding corporate prosecution;
- Whether your compliance program will protect your company from rogue employees;
- Whether your compliance program is evolving with new regulatory developments and industry guidance; and
- When, if ever, to involve outside counsel if bribes are suspected.
Audience: In-house counsel, compliance officers, sales/marketing professionals, internal auditors/controllers, treasurers, finance, HR
Claudius Sokenu
Claudius Sokenu is a partner at Arnold & Porter in the securities enforcement and litigation, white collar defense, congressional investigations, and commercial litigation practice groups where he maintains a global practice representing multinational corporations, hedge funds, private equity...Full Bio
Richard Goetz
Richard G. Goetz is a founding member and the current Program Director of The Conference Board Council of Senior International Attorneys. Mr. Goetz also leads the International Practice Group of Dykema Gossett PLLC in Detroit. This interdisciplinary group helps meet the evolving legal needs of cl...Full Bio
William D. Manson
Bill Manson is Deputy General Counsel of The Lubrizol Corporation and the leader of the Regulatory Practice Section in Legal. Since joining Lubrizol in 1995, Bill has provided legal advice in a wide range of matters from questions regarding contracts and product distribution to the resolution of ...Full Bio
Sophia A. Muirhead
Sophia A. Muirhead is senior vice president, general counsel, and corporate secretary of The Conference Board. She is the first general counsel in its 100+-year history. She is also the program director for the Senior International Attorneys Council.
Muirhead is a member of The Conference...Full Bio


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Roll Off Dumpsters Priced for Your Budget
We provide affordable dumpster rentals near you that include delivery, pickup, disposal and your rental period. With our upfront pricing and no hidden fees, you can rent a dumpster confidently knowing that you got a great deal. For a free quote on any one of our sizes, call 408-872-2385.
Convenient Rodeo Dumpster Rental Services


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Joel David Hamkins in an answer to my question Countable Dense Sub-Groups of the Reals points out that "one can find an uncountable chain of countable dense additive subgroups of $\mathbb{R}$ whose subset relation has the order type of the continuum $\langle \mathbb{R},<\rangle$."
I would like to know what is the cardinality of the set of countable dense additive subgroups of the reals (up to isomorphism)? Is it undecidable?


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As per the guidelines issued by the central government, BMC was required to prepare a report regarding implementation of the seventh pay commission as applicable to BMC. It is learnt that BMC has already started the work towards report preparation.
The recommendation is that BMC employees may see 15% to 30% pay hike after the Seventh Pay Commission recommendations are implemented.
As of today, BMC spends around 4,800 Crore Rupees on its employee salaries. After the Seventh Pay Commission recommendations become effective, the additional expenses may amount to around 1,400 Crore rupees for the BMC.
The Current State of BMC Salary HikesBMC had implemented the Sixth Pay Commission recommendations for its employees based on the format of the state government. However, that led to a difference in opinion, as the BMC employee organization demanded that the Sixth Pay Commission adopted format should be based on the one recommended by the central government, instead of the one being that of state government. This difference of opinion has led to a court case, which is currently reported to be pending in court.
See related news: BMC employees Sixth Pay Commission Salary granted: Pension, Pay Arrears & Salary Hike Details
In this backdrop, it will be intersting to see how the Seventh Pay Commission recommendations are implemented for the BMC employees.
See related: Seventh Pay Commission Recommendations Report: 20%-40% Pay Hike for Central Government Employees


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This page is intended to be a launching point for people to learn about the Copyright Bill C-32 (LegisInfo) tabled by the Conservative Government on June 2, 2010 (First reading).
After a few days of debate in the house (day 1 and day 2), it passed at second reading on November 5th, and was sent to a legislative committee.
Bill died on the order paper when parliament was dissolved on March 26, 2011. The bill was re-tabled on September 29, 2011, and given the number Bill C-11.
See also: Status of Bill C-32.
- Send a letter to your MP about C-32
- Blog articles on this site about C-32. (Regular posts)
- Frequently Asked Questions with answers (Updates are made to Bill C-11 FAQ)
Bill C-32 summaries
- Michael Geist: The Canadian Copyright Bill: Flawed But Fixable
- Russell McOrmond: Bill C-32 Clause-by-clause notes
- Barry Sookman (Lawyer, CRIA lobbiest): Some thoughts on Bill-C-32: An Act to Modernize Canada's copyright laws
Note about Copyright bill numbers: The number of the bill is a coincidence that it is numbered C-32, the same as the Copyright bill that passed in 1997 (See Chronology). This is the same as Bill C-60 where one passed in 1988, and one was tabled but not passed in 2005. It was also a coincidence that the bill tabled by the Conservatives after the Liberal Bill C-60 was numbered Bill C-61.


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Ted Turner's offer to donate a small herd of buffalo for the fields outside of Boulder appears to be dead in the water.
Many wanted the presence of these majestic creatures to bring back the days of Chief Niwot when the plains were free. Being a financial geek, I looked forward to the buffalo as a constant reminder of how a herd mentality can trample your financial future.
Going with the herd can hurt you when plunging into a sure-fire investment winner (greed) or fleeing the ongoing collapse of another (fear). Fear and greed have made millions for a select few shrewd traders, but most investors heed it unwillingly to tank their own returns.
When we think about investor greed, imagine an investment that you must possess. Look for the feeling of scarcity and the importance of acting right now. When you feel panic in your heart that you won't be able to get in on a good deal, then in most cases you're close to making a bad decision.
The most recent example of greedy herd mentality is Facebook, which had an IPO just over a month ago at $38 a share and now trades under $29. Unprofitable greedy investments do not need to be as flashy as Facebook. They can take the form of loading up on the latest hot mutual fund. Morningstar ratings do wonders for fingering the funds that have been beating their peers. But their star ratings only show past performance.
There's the tale of the CGM Focus Fund (ticker CGMFX), the once five-star financial press darling and the best performer of the last decade with an annualized return of 18 percent. Its current one-star rating notwithstanding, even the last decade was a disaster for most of its followers with an average investor return of -11 percent annualized.
How does the average CGM Focus Fund investor perform 29 percent worse per year than the fund itself? The answer is horrible investor timing.
Once CGM racked up an incredible 80 percent return in 2007, billions flowed in from investors hoping to see continued supercharged performance. The next year it lost 48 percent of its value, putting it in the 96th percentile among its peers. In 2009 and 2011, it performed even worse.
CGM Focus and Facebook are not isolated examples of greed gone bad. Look up the performance of Legg Mason Value Trust (LMNVX), Muhlenkamp (MUHLX), and Davis Venture Fund (NYVTX) for more examples of failed speculative runs by individual investors.
Fear is perhaps a more powerful form of herd behavior than greed and can also decimate investor returns. Simply look at the periods when individual investors were liquidating stock mutual funds. October 2008 and March 2009 both saw tremendous outflows of individual investor money away from stocks. Fleeing investors did a good job of calling the March 2009 diabolical S&P 500 low of 666 points.
So talk to your friends and family. What do people fear? Is it the collapse of the Euro and its impact on the world economy? It may be the domestic political situation and gridlock in Washington. Fear may represent investment opportunities while mass greed should give you pause.
You don't have to be a twitching day trader to take advantage of investor psychology. Instead, with an informed, time-tested investment strategy that includes regular rebalancing you are already buying the fear and selling the greed.
If you don't have the time, steel, discipline, and knowledge to carry it out on your own, perhaps the single greatest value a financial planner can offer is a coherent strategy and the moral support to stick with it.


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Attachable Rug for Stair Landings Toffee Brown
House Home & More Attachable Rugs for Stair Landings work great on tile, wood, marble and other hard-floor surfaces! These rugs feature a skid-resistant rubber backing and a smartly designed hook-and-loop fastening system which creates a secure surface for you, your family and pets. Attachable rugs are ideal for stair landings and make a beautiful addition to any room in need of a slip-resistant rug. The hook-and-loop fastening system contains four hooked-fiber triangles, sewn into the back corners of each rug, and four adhesive-backed looped-fiber dots. The surface of the dots attaches to the triangles and the adhesive backing adheres to your hard surface floor, keeping the rug in place. The intentionally low profile design of the hook-and-loop system creates a firm grip with no added bulkiness. And since the entire fastening system takes place beneath the rug, none of the components will be seen from the top! Each rug is made of high-quality olefin carpet to resist stains, and bound on all edges to prevent fraying. These rugs can be removed and reattached as needed for cleaning. They can be vacuumed without bunching up and can also be spot cleaned. Due to the skid-resistant rubber backing these rugs are not machine washable. Attachable rugs are available in multiple sizes to suit a variety of interior stair designs and floor spaces. Place them at the upper, middle or lower landing of your stairs to help create a safe, slip-resistant surface for the entire household. Coordinate them with our attachable stair treads to give your entire staircase a stunning makeover!
- Work great on tile, wood, marble and other hard-floor surfaces, ideal for stair landings and any room in need of a slip-resistant rug
- Skid-resistant rubber backing and hook-and-loop fastening system creates a more secure surface for you, your family and pets
- Low profile design of the hook-and-loop system creates a firm grip with no added bulkiness
- Made of high-quality olefin carpet to resist stains, bound on all edges to prevent fraying and can be easily vacuumed and spot cleaned
- Available in multiple sizes to suit a variety of interior stair designs and floor spaces
Most orders typically leave our warehouse within 1 business day. Same day shipping is provided if you order before 2 pm EST / 11 am PST.
All orders ship from our warehouse located in Chandler, Arizona so transit times may differ based on your location.
FREE FedEx ground shipping on all orders shipped within the 48 contiguous United States.
However, for orders being shipped outside the 48 contiguous United States, shipping costs will be calculated upon checkout.
We do offer expedited shipping services via FedEx. If you choose to have the shipping expedited, you will be responsible for all associated costs.
Expedited shipping options and costs will be available upon checkout.
We have a full 30-day money back guarantee. If you are not completely satisfied with your purchase, you may send the item back within 30 days of receipt for a full refund. Items must be returned in their original package in the same condition as they were shipped.
Feel free to reach out to our customer support team for more details related to returns.
For our full return policy and details click here.


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There are countless ways to volunteer with the Libertarian Party of Kansas.
Your volunteer time can be as simple as sharing LPKS posts on Facebook and Twitter or as major as running for a state-wide office within the LPKS or running for public office.
You decide what you want to do; and the volunteer leadership of the LPKS will help you get there. Together we will bring Liberty to All.
After all, Liberty is not a spectator sport. Get in the game.


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Delaware teachers union and school district work together to transform school
NEA affiliate joins Vice President Biden, Ed Secretary and Delaware Governor for tour
WILMINGTON, DE - March 21, 2011 -
Vice President Joe Biden, Delaware State Education Association (an affiliate of the National Education Association) President Diane Donahue, U.S. Education Secretary Arne Duncan and Delaware Governor Jack Markell visited the school to learn more about collaborative efforts happening there.
The visit follows the February labor-management conference sponsored by the Department of Education, in partnership with NEA and other education groups. Teams from 150 school districts gathered in Denver, Colo. to shared strategies on how to improve student achievement through collaboration.
"The changes at Howard High School demonstrate the power of collaboration," said Dennis Van Roekel, president of the National Education Association. "Educators, administrators, unions and policymakers are all committed and working together for students."
As part of Delaware's Race to the Top grant, Howard High School was selected to be in a "Partnership Zone." The school district and the New Castle County Education Association agreed to a plan that provides extended learning time for students and targeted professional development for educators. The school has small learning communities designed to integrate instruction, enhance student/teacher relationships and identify struggling students early. Educators get collaborative planning time and they are working with administrators to examine and improve the curriculum, realign resources, and boost parental/community involvement.
"This isn't a cookie cutter approach," said Van Roekel. "The strategies and supports being implemented here are tailored to fit the needs of this individual community. We should heed that lesson in other schools across the country, particularly those that are struggling. NEA calls these schools Priority Schools and helping the students in those schools is our top priority."
Howard High School of Technology is Delaware's only urban career and technical high school. It boasts a residency program that focuses on science, technology, engineering and math (or STEM.) DSEA President Donahue joined federal and state leaders for a tour of a classroom science lab during the visit.
"Career and technology programs help keep students engaged in school because they can see their possible career future," added Van Roekel. "Educators at Howard High School are dedicated to making sure students walk across the stage ready for college and careers or the next stage in life."
Collaborative efforts are underway throughout the state. Last month, district administrators, school board members, and the local association presidents from Delmar and Caesar Rodney attended the labor-management conference in Denver, Colo. Association and district representatives from Delaware participated as teams to develop Race to the Top district plans. The Delaware State Education Association joined a dozen state employee unions to help the governor's office develop a plan to reduce costs for pensions and health care. DSEA has worked collaboratively with the Delaware Department of Education and the governor's office on various committees to revise the state teacher evaluation system, the state tenure statute and the statute on accountability for schools, districts, and the state.
Follow us on twitter at www.twitter.com/NEAMedia
# # #
The National Education Association is the nation's largest professional employee organization, representing
3.2 million elementary and secondary teachers, higher education faculty, education support professionals, school administrators, retired educators and students preparing to become teachers.
CONTACT: Ramona Parks-Kirby, (202) 822-7823, email@example.com


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Batman: Arkham City (Xbox 360) review
"Has a virtual place ever been such a canny combination of story backdrop, richly atmospheric graphics, and thrilling playground as this walled off section of Gotham City converted into a prison? Arkham City is densely packed with things to see, things to hear, and things to do. Gliding over the rooftops can be as rewarding as strolling along the streets. Rocksteady's city is a spectacle through and through, even more beautiful than Ubisoft's Assassin's Creeds for how it's so true to its fanciful Gothic tone."
Freelance review by Tom Chick (October 25, 2011)
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Here's what we've done to celebrate Valentine's Day so far:
Heart Themed Crafts
We've been doing lots of colouring of hearts - tracing them, painting them and colouring them in.
I pulled out my Valentine's decorations from last year, and still like them. I posted a picture of the felt heart wreath last year here, and the heart garland is made from felt heart shapes and ribbon. The picture is of the Calgary Temple, taken by my lovely friend Laura. And those snowy branches are from my sister's wedding reception last year.
Making Valentine's
My oldest is a planner. Before February even hit, she was eager to start making Valentine's cards for her classmates. I convinced her to make some to mail first, so we could wait for the list that the teacher sends home. (There are a lot of names in her Kindergarten classroom with many spelling options). I printed off these Cute As A Button cards. My two year old had fun gluing on buttons, and my five year old, got much more creative. For her classmates, M picked out these cards, and is drawing a picture on the back of each.
Valentine's Party
As a reward for awesome behaviour, my five year old, earned a Valentine's party. She got to invite four friends. Oh, this party was the most talked about thing in our house for weeks! On the menu we had mini heart shaped pizzas, strawberries, watermelon, veggies, and chocolate cupcakes. We played some games, did a craft, and even had a wishing well, with a prize for each guest. I gave M $5 to spend at the dollarstore and she had so fun fun picking out what she needed, and planning all of the activities. The day of the party, my two year old was recovering from being sick, and things got a little crazy, so the camera only came out one time. I can assure you the party was a good success, despite the lack of documentation.
I still have a few more Valentine's activities planned: heart shaped pancakes are a must, and we will also make a great Valentine for Daddy.
How are you celebrating Valentine's Day?


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Samsung recently launched the Android powered Galaxy Express smartphone in Europe. It is basically the same device which was unveiled last year for the AT&T subscribers in the US. Samsung Galaxy Express comes with the S Beam feature which allows you to easily touch and transfer your favorite movie or the latest songs just by touching another device. This handset will be shipped with the Android 4.1 (Jelly Bean) Operating System. There are no major changes in the specs of this device.
Samsung Galaxy Express features a 4.5 inch WVGA Super AMOLED Plus display, sporting a resolution of 480 x 800 pixels, 1.2 GHz dual-core processor, Android 4.1 (Jelly Bean) OS, TouchWiz UI, 5 megapixel rear camera with auto-focus and LED flash, HD (720p) video recording, full HD (1080p) video playback, 1.3 megapixel front-facing camera for video calls and much more.
Other features include a 3.5 mm headset jack, FM Radio with RDS, 1 GB RAM, 8 GB internal memory, MicroSD card slot, 32 GB expandable memory, GPS with A-GPS, Samsung Hub, Samsung Apps, Samsung Kies, S Beam, Google Play Store, Bluetooth 4.0, USB 2.0, WiFi 802.11 a/b/g/n, 4G LTE Connectivity, Wi-Fi hot-spot, Wi-Fi Direct, MHL, NFC (Near Field Communication) and a 2000 mAh battery.
Samsung Galaxy Express measures 132.2 mm x 69.1 mm x 9.3 mm and weighs just 139.1 grams. This handset will be available only in white color. Ironically, the Galaxy Express comes with a price-tag of €489 (approx. $630), while the powerful Galaxy S III is available for around €410 (approx. $530). If you are planning to buy the Galaxy Express, then we would suggest you to give it a miss and get the cheaper yet powerful Galaxy S III.


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16th March 2019 saw the 14th Annual IFSC Plenary take place at the Shinagawa Prince Hotel in Tokyo, Japan, the Host City of the Olympic Games Tokyo 2020.
As is protocol, the IFSC plenary Assembly began with a confirmation of the attendees and approval of the 2018 session minutes. IFSC President Marco Scolaris then provided a report of the 2018 IFSC season and his vision for the future, highlighting the achievements of Sport Climbing at the Youth Olympic Games Buenos Aires 2018, the great moments of the past year and the strategic plan for 2020-2024 and beyond.
"2018 was an exciting year for our sport. As we continue our journey as an Olympic sport, we face increased exposure and responsibilities, so must climb higher to keep our heart and soul at the very centre of the sport. So far, so good," opened President Scolaris.
Japan Mountaineering & Sport Climbing Association (JMSCA) President Mr Kuniaki Yagihara next welcomed the IFSC and its Member Federations to Tokyo, Japan, as host federation of the 2019 IFSC Plenary Assembly. President Yagihara confirmed the strong relationship between the IFSC and JMSCA, promising the JMSCA's full support in making the PA and the 2019 World Championships in Hachioji, Japan, a success.
Koji Murofushi, 2004 Olympic gold medallist and Sports Director for the Tokyo Organising Committee of the Olympic and Paralympic Games (TOCOG), rounded-off the Plenary Assembly welcomes with a discussion around preparations for the Tokyo 2020 Urban Sports category, in which Sport Climbing is included.
The Plenary Assembly continued proceedings with a discussion of Governance, presenting the work of the Governance Working group in consultancy with the Ethics Commission and the ASOIF Governance Unit. The Member Federations were presented with and voted on several changes to the IFSC statues, including a modification for electoral procedure within the IFSC. Member Federations then went on to vote on a series of Membership issues, fulfilling their oversight role in ratifying new and changed membership statuses. With the ratification of the Fiji Mountaineering and Climbing Association as IFSC Continental Member, the number of IFSC Member Federations reached a new total of 91.
Moving forward, a vote was taken on the proposal presented during the Pre-Plenary Assembly by IFSC Paraclimbing Development Officer Daniel Torchia, which saw the approval of the Paraclimbing Development Plan.
Member Federations received a thorough de-brief of the current state of IFSC Finances from IFSC Vice-President Treasurer and Finances Pierre-Henri Paillasson and Administration Director Francesca Jengo, and provided approval for the 2019 budget. Representatives from the IFSC Sport Department Silvia Verdolini and Alessandro Di Cato then reviewed and previewed the events of 2018 to 2021. The Board looked for approval for the mandate to search for a Host City for the 2020 Youth World Championships with the possibility of proposing a different event format, as well as confirming the 2021 World Championships Host City following a vote in Moscow, Russia. The Plenary Assembly also considered the Olympic Qualifying events and discussed preparation for the Olympic Games Tokyo 2020.
Marketing and Communications Director Anne Fuynel provided attendees with and additional review of 2018 and presented the key areas of focus from a marketing perspective. She introduced the contract with Synca and Dentsu, gave an overview of Sponsorship and TV developments, and presented a model for sustainable events beyond 2019.
This comprehensive review of actions of the IFSC were followed by the reports of activities at a local level and at the level of IFSC Commissions. President Scolaris outlined the work of Professor Marc Le Menestral, Director of the Ethics Commission, and Athlete Representative on the IFSC Executive Board Sean McColl presented the work of the IFSC Athletes Commission before a vote was held and the IOC Athletes' Rights and Responsibilities Declaration was endorsed. Member Federations approved the addition of a female Athlete Representative to the Executive Board, who will be elected during the IFSC World Championships in Hachioji, Japan, later this year. Statutes were amended accordingly to include both one male and one female Athlete Representative on the Board. The Disciplinary and Appeals Commission looked to the National Federations to confirm Ian Fullagar (AUS) as a new member and presented their annual report. In addition, Dr Eugen Burtscher offered an overview of the work of the Medical Commission and how the IFSC aims to protect the health and wellbeing of its Athletes. An update from the Anti-Doping Commission was also provided, outlining the number of Anti-Doping tests completed in 2018.
Finally, the Assembly concluded by confirming the upcoming Plenary Assemblies in 2020 and 2021, which will take place in Limassol, Cyprus and Paris, France retrospectively.
The subsequent Press Conference, held in the Shinagawa Prince Hotel in the presence of IFSC President Marco Maria Scolaris, President of the JMSCA Mr Kuniaki Yagihara, Mayor of Hachioji Mr Takayuki Ishimori, IFSC Vice-President Sport/Events Mr Kobinata Toru, JMSCA Vice-President Mr Yuji Hirayama, Bouldering season champion in the IFSC World Cup series Mrs Miho Nonaka and Youth Olympic champion of Sport Climbing Mr Keita Dohi.
The evening continued with a gala dinner, to which all Member Federations and representatives were invited. A formal conclusion of the day's proceedings, the dinner was a final chance for the attendees to spend time together and experience Japanese culture and cuisine. The dinner took place at Gonpachi, a restaurant specialising in the Japanese delicacies Soba, Kushiyaki and Izakaya. With Tokyo's Rainbow Bridge winking through the restaurant windows, it was the perfect farewell to the city following a busy week of meetings, workshops and key decisions concerning the future of Sport Climbing.
Thank you to the JMSCA and President Mr Kuniaki Yagihara for organising a special week of events, in the city which will host the Olympic debut of our sport in less than 500 days at the Olympic Games Tokyo 2020.
To be held virtually on 13-14 November 2020
With thanks to:
© 2019 ifsc-climbing.org All Rights Reserved


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The Building with Biology kit is designed to help museum and scientist partners engage public audiences in conversations and hands-on activities about the field of synthetic biology and the ways this emerging technology is interconnected with society.
Kit contents list:
This material is based upon work supported by the National Science Foundation under Grant Number DRL 1421179. Any opinions, findings, and conclusions expressed in this material are those of the authors and do not necessarily reflect the views of the National Science Foundation.
This Building with Biology kit was developed for the Multi-Site Public Engagement with Science - Synthetic Biology project led by the Museum of Science, Boston, with funding from the National Science Foundation under Grant Number DRL-1421179. This kit is distributed in partnership with the National Informal STEM Education Network. Please refer to individual activity facilitator guides for credits.
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Welcome to Supreme Products – your direct supplier of Colour Infill Silicone Wristbands. We can match any PMS colour of your choosing for as little of 100 pieces only. Made from 100% silicone, they are available in Adults or Kids's sizes. Your text and logo will be embedded into the Wristband and filled with whichever colour your choose. With the ink-filled embossed custom silicone wristbands you can double the potential in the silicone wristbands. Available in Adult (202 x 12) Medium (190 x 12) Small (180 x 12) X Small (150 x 12) There is a size to fit almost any wrist comfortably.
These wristbands are one of the most noticeable types in this category. COLOUR INFILL Silicone Wristbands are excellent value for money. We have developed as the fastest growing manufacturer and supplier offering reliable, prompt and fast service for all your promotional, security and event wristbands in the Australia. They are excellent for marketing campaigns, the material is flexible, they are comfortable to wear, the message on them can be directed to any age group or target audience safely and easily. WB02P is a sunken image with colour ink infilled into the image.
We design, customise and sell the bands direct to the customers direct from our factory with their preferred logo or name, providing an identity and security for their corporate event or party. Supreme Products have pioneered the wristband industry with top quality customised wristbands that range from debossed, embossed, color infilled, printed. glow in the dark, fluro and segmented. Used as part of a fund raising campaign for organisations or charities, trying to raise awareness – wristbands are a proven way to achieve this result. Super fast production time of only three weeks from art approval. Planning a corporate function, party, event, or promoting a specific interest? If yes, then in this website you will get all kinds of wristbands you are looking for your special event. This style of branding is not suited to complicated logos or small text. We're here to help, so please email us your question to email@example.com or call our sales team on 0451 500 824


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How hogwarts started.
- by Arizona9079
- Rating:
- Published: 29 Jan 2014
- Updated: 31 Jan 2014
- Status: In Progress
Lawrence Walker is abused by his father and had tons of things happen to him. Read the book to find out more. My friend named Ryan Witty is an amazing author and writes tons of great stories so please read this one. Please just take the T.I.M.E. to read this. Please Comment about how you think that this story is going so far.
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Colombia: Massive flooding affects millions
TitleColombia: Massive flooding affects millions
With the onset of this year's rainy season, the official number of people affected by flooding in Colombia has risen to 3 million, with 410 dead and another 482 missing. Last year, flooding affected over 2 million people, many of whom have yet to receive aid. Governors in some of the affected departments have reported that the flooding experienced this year is even worse than that in 2010.
"The emergency in some areas of the country is not yet over, and we are really concerned about the impact of the new rainy season on already affected communities," says Stephanie Bunker, OCHA's Spokesperson.
A World Food Programme assessment conducted in eight departments between January and March 2011 showed that the food security and nutrition situation in flood-affected areas has deteriorated. Over a third of the surveyed households had no income and the recovery of crops lost due to flooding and landslides could take up to one year. In the hardest-hit areas along the Caribbean and Pacific coasts, the number of daily meals has decreased to two, and in some cases one. This situation is made worse by a significant increase in food prices.
According to OCHA Colombia, the Colombian meteorological authority maintains red alerts for most of the main rivers and basins in the Andean region. Weather forecasts show that heavy rains are expected to continue until June 2011.
The flooding extends to many areas that are affected by long-standing armed conflict and also by the activities of new illegal armed groups. These groups have formed in recent years following the demobilization process of paramilitary groups. These groups are responsible for threats, killings and forced displacements in Colombia, a country that already has the second largest number of IDPs in the world.


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Keep eye out for bliss, Barbara Walters tells Yale grads
NEW HAVEN -- It's only natural that Barbara Walters would want to interview Yale's class of 2012 as part of her Class Day address to students and their families Sunday.
Interviewing intriguing people -- from presidents and dictators to actors and activists -- is what the legendary TV news reporter does best.
So Walters asked the hundreds of Yale seniors gathered on Old Campus, "How many of you, in this graduating class, truly know what your bliss is?"
Not many, as it happened.
"Don't be afraid," Walters told them. "Most of us don't. I didn't find my bliss until I was in my 30s, and then, by luck."
There was some luck and bliss involved in Sunday's weather, as well. Warm temperatures and sunny skies allowed Yale to bask in the glow of another academic year. Yale's commencement is set for this morning.
As is traditional for Class Day, students draped themselves in an array of festive headgear. There were hats with flags, lamp shades, feathers, stuffed animals and flowers.
There also was a Rubik's Cube hat, a squirrel hat and at least one hat made of balloons.
"You look absolutely marvelous," beamed Walters, who wore a borrowed hat covered with flowers. "What a sight!"
Walters then proceeded to do something else you'd expect from a journalist. She reported on what she'd learned from her travels.
President Barack Obama, she said, told her once that at various times he'd dreamed of being an architect, a professional basketball player and a judge.
"The one thing I know I didn't expect was that I was going to be the president of the United States," he told her.
Walters joked that she's interviewed every U.S. president "since Abraham Lincoln." After the laughter subsided, she added, "The terrible thing is that some of you out there really believe that."
Walters went on to talk about Secretary of State Hillary Rodham Clinton, the late actress Katharine Hepburn and the Dalai Lama, who told her, "The purpose of life is to be happy."
Former British Prime Minister Margaret Thatcher, on the other hand, gave Walters some words of wisdom about learning how to work through life's failures.
"You will, perhaps, have some failure," Walters said to the students. "And you will be able to go on and have a new chapter."
Walters herself experienced that lesson when her first stint as a network news anchor proved to be unsuccessful. She said without that failure, she might never have done some of the famous interviews she later obtained with world leaders and celebrities.
Her last example was the late actor Christopher Reeve, who suffered a near-fatal horseback riding injury and became a leading spokesman for people with disabilities.
Recounting a visit from his friend, the comedian Robin Williams, Reeve told Walters, "If I can laugh, I can live."
Taken together, Walters said, such bits of advice are a pretty good blueprint for life after college.
"One of these days, to your own surprise, your bliss will find you," she said.


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He might not be a Bachelor for long.
Jake Pavelka was spotted on a date with actress Kristin Chenoweth earlier this week, Life & Style reports.
Who should Justin Bieber date next? Vote now!
The two were seen having an affectionate lunch at a West Hollywood café, holding hands and "nuzzling," a source tells the magazine. Pavelka "looked like he was starstruck and in love at the same time," according to the onlooker.
Pavelka was previously engaged to Vienna Girardi, who won The Bachelor in 2010, when he starred on the show. The two ended their relationship later that year and had a contentious sit-down interview with Chris Harrison discussing the split. Chenoweth was previously in a long-term relationship with The Newsroom and The West Wing creator Aaron Sorkin.
What do you think of the couple?


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Yeah, that wasn't the score at all. It was 24-0, Florida, and we do not know why it said 17-1. However many of you wrote it in claiming that the score was not only incorrect, but necessarily incorrect, because a team could never have one point. Not so. It would take a blocked extra point, a recovery by the defensive team, a run all the way to the opposite endzone, a fumble, a recovery of that fumble by the kicking team, and then a tackle of that player in the opposite endzone towards which the ball was being rushed.
From the trusty Wikipedia, which is very eloquent on this topic and (you can see the cited material here) correct:
College football rules allow either team to score a one-point safety after a touchdown. Say that Team B blocks Team A's extra-point attempt, and a player on Team B picks up the ball on the 1-yard line. Looking for an opening, the player with the ball runs backwards voluntarily into his end zone, where he is tackled. Team A receives one point for the conversion safety, and the score is now 7–0. Team A then kicks off from its own 30-yard line, as after any touchdown. A conversion safety has occurred at least once in the NCAA, in a game between Texas and Texas A&M in 2004. Following the Longhorns TD from a blocked punt, the ensuing PAT was blocked and recovered by a Texas A&M player on the one yard line. The player tried to make a return, but was tackled in his own endzone for a one point safety.
Although exceedingly unlikely, college football's rules also allow the defensive team to score a one-point conversion safety on a PAT or conversion try. One possible scenario: Team B blocks Team A's extra-point attempt, and a player on Team B picks up the loose ball and runs towards the opposite end zone. Before reaching the goal line, he fumbles the ball and it is recovered by a player from Team A, who then voluntarily runs into his own (Team A's) end zone and is tackled. Team B would score one point for the conversion safety and the score would then be 6–1.
That didn't happen in the UK-Florida game, nor has it ever happened. But it's in the rulebook, so it could, and god-willing one day it will. That play sounds like such an amazing mess.
h/t Brandon S.


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H7240A/B-100 Digitizing Oscilloscope Fundamentals
1/2 Days | Classroom Training | Where & When | Advantages of Keysight Training
Audience: Technicians and Engineers new to the Keysight Infiniium product.
This class, presented by Keysight Technologies, gives the student an in-depth understanding of the operation and measurement techniques with an Infiniium Oscilloscope.
What you will Learn
- Overview of the digital oscilloscope
- How it works
- Method of data acquisition
- Features of the oscilloscope
- How to do a set-up
- How to use it
- RF and Microwave Fundamentals
- Digitizing Scopes Basics
- Sampling techniques
- Time domain vs. frequency domain
- Aliasing
- Data Acquisition System
- Display modes
- Functions
- Probes
- Hands-on
- Front panel tour
- Graphical Interface
- Measurement Labs
- Lab 1: Search for an intermittent glitch
- Lab 2: Viewing and triggering on Anomalies
- Lab 3: Finding the "Hidden" pulse stream
- Lab 4: Identifying asynchronous digital cross-talk
- Lab 5: Characterizing jitter with histograms
- Lab 6: Pulse width compliance testing (Mask Test)
- For complete course details, click on the Education Datasheet below.
Where & When
|For more information
|call for price
|Call to Schedule
|+1 800 829-4444
|How to Enroll
Prices shown are list prices and are subject to change without notice. Terms & Conditions
Training & Event Materials
Digitizing Oscilloscope Fundmentals - Course Overview
This class presented by Keysight Technologies gives the student an in-depth understanding of the operation and measurement techniques with an Infiniium oscilloscope.
Data Sheet 2014-07-31


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Fayette's annual school report card is expected to show an "excellent" rating again this year when results become official today.
The preliminary report was released earlier this month and superintendent Russ Griggs expects no changes.
In order to meet the state standard, at least 75 percent of those taking the annual state test must score a "proficient" rating. Results from last year show the district met the state standard in 23 of 24 categories. At least 75 percent of the students were rated proficient in every section except third grade reading, where proficiency was earned by 73.9 percent of the class.
The 11th grade standard requires proficiency by at least 85 percent of the students. All 32 members of the class scored 100 percent on the test in reading, writing, mathematics and social studies. Only one student scored below proficiency in science.
The district also met the attendance requirement with a 95.9 percent rating and the graduation requirement with a 100 percent rating. The district also met the AYP criteria (adequate yearly progress).
The district also achieved the value added rating for the year for exceeding expected gains.
Elementary school principal Dr. LuAnn Boyer and secondary principal Dan Feasel both praised their staff members for a successful year in the classroom.
Efforts at improvement will continue, Feasel said, and assistance will come from Sally Kovar of the Educational Service Center.


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The November cover story of Research magazine, "The New Retirement Pro," focuses on how to thrive in the growing and highly competitive field of retirement income advice. Ellen Uzelac speaks with industry leaders and looks closely at the latest ideas.
The serious difficulties of systems integration in post-merger financial institutions are the subject of "A Tech Nightmare for Advisors," by Jane Wollman Rusoff.
In the latest Finke on Finance feature, Michael Finke of Texas Tech looks at the science of neuroeconomics and how its insights can help advisors work more effectively with clients. Meanwhile, Sales Seminar columnist Bill Good crunches the numbers from his cold calling survey and helps readers with their scripts.
Global Economy columnist Alexei Bayer sees "No Quick Fix" for the U.S. economy, and Senior Editor Kenneth Silber assesses the outlook for financial advisors to run for political office.
Click through the following slides to preview the November issue of Research magazine.
Ellen Uzelac reports on new and innovative approaches in retirement income advice. Excerpt:
How do you provide high-level retirement income advice to your clients? It's a single question with multiple answers—and it's reshaping the landscape as advisors search for ways to address what could be the toughest challenge of their careers.
"This is a much bigger 'big picture' change than most people are comfortable with. In retirement, you must operate at the household level, not the account level. In the investment management days, we were able to limit ourselves to working with a client's financial capital. In retirement, it's human capital, social capital and financial capital," observes François Gadenne, chairman of the Retirement Income Industry Association. "A lot of advisors have been in denial. But you can't outrun this. To do this job today, the investment manager has a new name: retirement management professional."
This Is Your Client's Brain on Finance
In the latest "Finke on Finance" article, Michael Finke of Texas Tech writes on the cutting-edge science of neuroeconomics. Excerpt:
As part of a simulated stock market game, student subjects at Texas Tech sit inside a machine that resembles a landlocked white submarine. There they pick investment advisors who give them portfolio recommendations. Investment returns are random and, when they drop, Professor Russell James notes an activation of the dorsal anterior cingulate cortex—the part of the brain commonly used in detecting errors and comparing numbers.
When an advisor makes a random recommendation that turns out well, a completely different part of the brain associated with visual recognition of faces (the advisor's) lights up. When the student focuses on numbers, and particularly numbers with a negative value, they tend to fire the advisor and move on.
Jane Wollman Rusoff details the serious challenges involved in post-merger tech integration. Excerpt:
No one presumes that, with the merger of two great big financial services firms, technology integration will be headache-free. But would you believe: A nightmare? Scary? Painful? Agonizing?
Indeed, that's how a broad spectrum of industry participants, in interviews with Research, described such complicated conversions.
Sales Seminar columnist Bill Good continues his popular series on cold calling. Excerpt:
I wrote about cold calling in my September and October columns and asked readers to take my survey. Here's the most poignant of 142 answers I got to the question, "What is the most difficult part of the cold calling process? Please describe in detail."
"First: Getting a list of potential qualified individuals. Second: Getting the person to answer the phone. Third: Getting their attention with something relevant to their situation. Lastly: Getting the appointment. In other words … all of it—I am not having success."
My respondent's analysis of her situation is quite perceptive. She has grasped that cold calling (or any marketing) is composed of many elements, and that to be effective, you have to control them all.
Economic columnist Alexei Bayer argues much current economic thinking is obsolete. Excerpt:
No matter who ends up on top in this year's closely fought presidential election—billed by both Republicans and Democrats as the most important in a generation—don't get too excited about the winner's ability to "fix" the economy. The economy's problems are deep and long-term.
Fundamentally, the economy has evolved while the socioeconomic model—our set of assumptions and institutional arrangements—has stayed in place.
Senior Editor Kenneth Silber considers the prospect of more advisors entering politics. Excerpt:
As this election season careens to a close, financial advisors will be watching the outcomes of the various federal, state and local races closely. Rarely, however, have advisors made the leap to becoming candidates themselves, let alone gotten elected.
In the current 112th Congress, financial advisory experience is limited. Sen. Barbara Boxer (D-Calif.) was a stockbroker in the early 1960s, before becoming in successive order a journalist, congressional aide and elected politician. Sen. Dean Heller (R-Nev.) was an institutional stockbroker and broker-trader at the Pacific Stock Exchange before entering politics; he is not running for re-election.