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News and Issuances
Subject: Truth in Lending Act
Date: February 6, 2013
To: Chief Executive Officers and Compliance Officers of All National Banks and Federal Savings Associations, Department and Division Heads, All Examining Personnel, and Other Interested Parties
Description: Annual Dollar Trigger for Certain Home Mortgages
The Consumer Financial Protection Bureau published in the November 21, 2012, Federal Register the annual amendment to its Regulation Z Commentary related to the dollar amount that triggers requirements for certain home mortgage loans subject to 12 CFR 1026.32 (formerly 12 CFR 226.32). The Home Ownership and Equity Protection Act of 1994 established rules for home-secured loans in which the total points and fees payable by the consumer at or before loan closing exceed the greater of $400 or 8 percent of the total loan amount. The dollar amount is adjusted annually based on the percentage change in the consumer price index that becomes effective June 1.
Effective January 1, 2013, the points and fees trigger is the greater of $625 or 8 percent of the total loan amount. You can find this change in the Regulation Z Official Staff Interpretations at 12 CFR 1026, Supplement I, comment 32(a)(1)(ii)–2, which lists the annual adjustments.
For further information, please contact your OCC supervisory office or the OCC Compliance Policy Department at (202) 649-5470.
Grovetta N. Gardineer
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Used Cadillac Vehicles for Sale
View our inventory of used Cadillac for sale. Cadillac vehicle listings include photos, videos, mileage, features, colors and trim options. We offer no-haggle pricing on every used Cadillac in stock. The price you see is the price you pay. All Enterprise used Cadillac vehicles have passed a rigorous inspection by an ASE-certified technician. Our inventory includes cars and SUVs for sale that are typically 1 to 3 years old. Cars for sale outside your local area can be delivered to our dealership near you. Used Cadillac vehicles for sale include the Cadillac Escalade, Cadillac SRX, Cadillac XT5 and Cadillac XTS.
Certain specifications, prices and equipment data have been provided under license from Chrome Data Solutions (\'Chrome Data\'). © 2016 Chrome Data Solutions, LP. All Rights Reserved. This information is supplied for personal use only and may not be used for any commercial purpose whatsoever without the express written consent of Chrome Data. Chrome Data makes no guarantee or warranty, either expressed or implied, including without limitation any warranty of merchantability or fitness for particular purpose, with respect to the data presented here. All specifications, prices and equipment are subject to change without notice.
EPA mileage ratings are supplied by Chrome Data Solutions, LP for comparison purposes only. Your actual mileage will vary, depending on how you drive and maintain your vehicle, driving conditions, battery pack age/condition (hybrid models only) and other factors.

subset: commoncrawl


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Regatta Loman Long Sleeved Checked Shirt - Tuscan Red
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Britton, Gausman optioned after Tuesday's loss
BALTIMORE -- The Orioles optioned left-hander Zach Britton and right-hander Kevin Gausman to Triple-A Norfolk following's Tuesday's 8-4 loss to the Rangers, a move that allows the club to activate Wednesday's starter Wei-Yin Chen and add a reliever to help an overworked bullpen.
Britton allowed five earned runs on eight hits and three walks over five innings in his third loss of the season, and he was followed by Gausman, who surrendered a pair of runs over 1 2/3 innings. Gausman, the Orioles' top pitching prospect due to Dylan Bundy's Tommy John surgery, will likely be stretched back out to start for Triple-A Norfolk. Manager Buck Showalter has alluded to that being the organization's preference.
Britton, who has pitched to a 4.76 ERA this season, wouldn't have gotten another start prior to the All-Star break, since Chen's addition has temporarily given Baltimore a six-man rotation. The 25-year-old lefty went six innings or more in just one of his past four starts and is part of an inconsistent starting staff that has forced Showalter to carefully juggle his relievers. The Orioles bullpen picked up 7 1/3 innings in the first two games of the Rangers series alone, and the backsliding O's have lost five of their last six.
"After yesterday, you want to go out there and give the team some innings," said Britton, who followed up Scott Feldman's 5 1/3-inning outing in Monday's loss. "You know they are going to score runs for us, you just got to kind of outlast the other guy. [Rangers starter Martin] Perez outlasted me today, he kept his team in the game a lot better than I did."
Showalter said earlier this week that it's a possibility that the club sends a pitcher or two to the Minor Leagues to get some extra work in over the break. Gausman, 22, pitched to a 7.66 ERA in five big league starts before he was optioned for the first time earlier this season, and will likely return to that role. The Orioles' top pick in last year's Draft, Gausman had pitched seven scoreless relief innings until Tuesday's outing.
Chen, who has been sidelined with a left oblique strain, will be making his first start since exiting May 12's game in Minnesota with the injury.


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Manhunt 2
Rockstar on GTA V: We need to think of characters and the city first
Speaking in a interview with The Times, Rockstar co-president Dan Houser has admitted that they would need to think of the main location and the main characters for Grand Theft Auto V before it goes into pre-development.It's really the first we've heard of any kinds of development work in GTA V, although a location for […]
Manhunt 2 headlines
Rockstar announces Legacy collection of PSP titles
Rockstar has announced the Rockstar Legacy Collection of PSP games.Starting today, Midnight Club 3: DUB Edition, Midnight Club: L.A. Remix and Manhunt 2 will be available for digital download from PSN for PSP.An official Rockstar-branded storefront on PSN will also launch on October 22, and it will offer new and Legacy Rockstar titles for the […]
Adults-only version of Manhunt 2 in the works, says ESRB
The ESRB seems to have sprung a leak the size of Sony, yet game publishers keep letting it in on all their darkest secrets. And hoo boy, does this one look dark. According to an ESRB listing, Rockstar's set to release an AO version of Manhunt 2 on the PC.So, what makes this new version […]
Manhunt 2 Wii dated for the UK
According to this IGN report, the Wii version of Manhunt 2 will release in the UK on October 31.If you haven't already played it, rest assured that it's not actually that good. Buy it anyway, you hardcore-starved Wii lovers, you.
Rockstar denies Manhunt 2 Wii for August
Rockstar's denied Manhunt will release foe Wii this August, despite, Nintendo UK claiming the contrary."We have no confirmed release date set for Manhunt 2 in Europe," a Rockstar spokesperson told Eurogamer this afternoon.Not much else to add, really.
Rockstar "pleased" at Manhunt 2 decision
Rockstar's just made a statement on the decision this morning to grant an 18 certificate to Manhunt 2, clearing it for release in the UK."We are pleased that the VAC has reaffirmed its decision recognizing that Manhunt 2 is well within the bounds established by other 18+ rated entertainment," said the company. "Rockstar Games is […]
Manhunt 2 to be released in the UK
It's true. After months of legal wrangling the BBFC has granted Manhunt 2 an 18 certificate and the game will be released. The BBFC isn't exactly thrilled about it."As I have said previously, we never take rejection decisions lightly, and they always involve a complex balance of considerations," said BBFC director David Cooke. "We twice […]
Games hit UK frontpages as evidence mounts over impending political "clampdown"
Following this week's news that wary glances are being cast behind the scenes of Tanja Byron's upcoming report, British national daily The Guardian is this morning carrying, "Ministers plan clampdown on 'unsuitable' video games" as its main headline.The story mirrors earlier reports this week in that it claims the Byron Report is to recommend a […]
Manhunt 2 latest
Rockstar on GTA V: We need to think of characters and the city first
Games hit UK frontpages as evidence mounts over impending political "clampdown"


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The results of the upcoming presidential election will, naturally, impact American investors and their clients in many ways. But, experts point out, energy investing and dividend taxation are two important and related areas in which the candidates' differences are fairly clear and their policy implications' pretty straightforward.
"Governor Romney had five points on energy policy that he highlighted in the first debate, and one was energy independence, which is a key area of difference from where President Obama stands on energy policy," said John Derrick, CFA, a portfolio manager with U.S. Global Investors, in an interview with AdvisorOne.
"The Obama Administration favors alternatives energy sources to a large extent and has blocked drilling and the Keystone Pipeline, for instance," explained Derrick.
"And the feeling in the investment community is that this administration is not that friendly to the [traditional] energy business," he noted. "That would shift with Romney, who favors less regulation, less government involvement and more opening up of federal lands to drilling. Also, offshore areas that are now restricted could be opened."
Other experts agree. "An Obama election is better for alternatives, like wind and solar, which are heavily dependent on government [and other] subsides to be viable, and judging from the pre-election rhetoric, Romney is not in favor of this strategy," said Geoff Jay, head of energy-sector research and analysis with Janus Funds, in an interview.
When it comes to oil and gas investing, "Obama says he favors growing more energy at home," added Jay. "But the hurdles would be lower under a Romney presidency, … and the climate for traditional oil and gas companies [to invest and expand operations] would be easier under a Romney presidency."
Another factor to consider, says Geoffrey Styles, head of the consultancy group GSW Strategy Group, is that much of the increase in U.S. energy production has come from natural gas and shale development. In contrast, production from renewable sources is taking a long time to come on stream.
"If Romney is elected, there could be a feeling of relief for the energy industry that it can move forward with some [projects] that are not possible in the current environment," Styles said in an interview.
This shift could lead to greater U.S. production and perhaps jobs in the energy sector, Styles says.
Dividend Policy
Many energy companies are known for their high dividend payouts, such as electric-utility firms. This situation has many energy-industry players concerned with where the two candidates stand on dividend taxation.
Obama has said that he would like to keep in place the lower tax rates of 5%-15% for dividends from the 2001 and 2003 tax cuts for families earning less than $250,000. The so-called Bush tax cuts would expire for the top 2% of taxpayers, who would see their dividend tax rates revert to levels from the '90s.
For his part, Romney pledged to maintain the current 15% capital gains and dividends tax rates for higher-income Americans, while eliminating these taxes on those earning less than $200,000 per year.
Although maintaining the current dividend tax level is not a given with Romney in office, due to fiscal pressures and other political factors influencing Congress, "The situation would be more favorable for investors in general with him," Derrick said.
Please check out AdvisorOne's Election Impact 2012 home page for complete advisor-related election coverage, including:


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Formaldehyde at Memorial Academy
This page last reviewed October 21, 2010
One of the important contributors to health risk, formaldehyde is a colorless gas at room temperature. The odor
is irritating and pungent. Limited human studies have reported an association between formaldehyde exposure and
lung and nasopharyngeal cancer. California has determined under Assembly Bill 1807 and Proposition 65 that formaldehyde
is a cancer-causing compound. Formaldehyde can also induce or exacerbate asthma. Vapors are highly irritating to
the eye and respiratory track. The ARB has taken regulatory actions to reduce formaldehyde emissions.
Formaldehyde is both directly emitted into the atmosphere and formed in the atmosphere as a result of photochemical reaction. The predominant sources of formaldehyde emissions are vehicle exhaust. Mobile sources contribute 85% and industry-related stationary sources contribute 15% of the statewide emissions. Naturally, formaldehyde occurs in forest fires, animal waste, microbial products of biological systems, and plant volatiles. It can also be formed in seawater by photochemical processes. Due to the adoption of the Air Resources Board's Low Emissions/Clean Fuels regulations, the formaldehyde emissions from cars and light-duty trucks are expected to decrease.
Ambient Monitoring Results
Ambient levels of formaldehyde are routinely monitored at approximately twenty sites in the California air toxics
monitoring network. The statewide average concentration of formaldehyde during 1998-2000 was 2.8 ppb (parts per
billion), with values ranging from 0.05 ppb to 13 ppb. Relative to the statewide average, the San Diego region
was 15% lower for the same time period.
The ambient monitoring results at Memorial Academy are provided here:
- A graph comparing the monthly summaries of formaldehyde at Memorial Academy with historical statewide and regional levels
- A table of summary statistics
- Raw data in Excel format
Cancer Risk
Cancer risk is the number of excess cancer cases among a million people if the people are exposed to levels of a toxic air pollutant over 70 years. Nine measured compounds, which do not include diesel particulate matter, make up most of the estimated cancer risk at Memorial Academy. Formaldehyde represents approximately 7% of the cancer risk of the nine measured compounds.


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A collection of scholarly works about individual liberty and free markets. A project of Liberty Fund, Inc.
History of European Morals from Augustus to Charlemagne, Third edition, revised (New York: D. Appleton, 1921). 2 vols. https://oll.libertyfund.org/titles/1840,
As Lecky stated, this work is an attempt to use the historical method to uderstand the merits of certain theological opionions from the beginning of the Roman Empire to the Middle Ages.
The text is in the public domain.
This material is put online to further the educational goals of Liberty Fund, Inc. Unless otherwise stated in the Copyright Information section above, this material may be used freely for educational and academic purposes. It may not be used in any way for profit.


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New information Monday revealed that aWilloughby woman who died Saturday while returning home from Florida
with three friends was not behind the wheel when their sedan collided with a pick-up truck. Florida Highway Patrol previously reported that Brittney Gallagher, 21, of Willoughby lost control of the sedan when she drifted into opposing traffic on the Florida Panhandle. Gallagher's attempts to correct the problem caused her vehicle to rotate and cross into the path of a pickup truck driven by Kelly Porter of Stillwater, Okla., according to an earlier report. But the Florida Highway Patrol said that officers learned Monday that Courtney Miller, 21, of Niles was driving the car. The accident killed both Gallagher and Miller and sent two more passengers, 22-year-old Lauren Kane, of Willoughby Hills, and 22-year-old Diana Mitchell of Solon to Bay Medical Center in critical condition. As of Tuesday afternoon, a health supervisor said Kane, a 2009 Willoughby South High School graduate,remained in stable condition
. Diana Mitchell was discharged Monday. All four women were Ohio State University students finishing up spring break. The crash also sent Porter and her four passengers, all from Oklahoma, to Gulf Coast Medical Center. Porter and three passengers were in serious condition and the last passenger sustained minor injuries. An update on their conditions was unavailable Tuesday afternoon. Alcohol was not involved, and both Miller and Gallagher were wearing seatbelts, according to the Florida Highway Patrol report. Gallagher is a 2009 graduate from Lake Catholic High School where she played lacrosse. Pat Gallagher, Brittney's uncle, said Brittney did not own the 2000 Dodge four-door sedan that collided with the pickup truck Saturday. Afuneral Mass is scheduled for Gallagher
10 a.m. Friday at St. John Vianney Church at 7575 Bellflower Road, Mentor. Receiving hours will be 2 to 8 p.m. Thursday at McMahon-Coyne-Vitantonio Funeral Home at 6330 Center St., Mentor. Donations can be made to a scholarship fund in Gallagher's name. Checks can be made payable to the All Saints Endowment Fund, co/o Brittney Gallagher Scholarship. Related articles:Brittney Gallagher's obituary Willoughby Hills woman injured in fatal Florida crash stable, up from "guarded" (March 18, 2013) Willoughby woman, 21, dies in Florida crash returning from spring break (March 17, 2013)


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In an effort to collect information about racial profiling nationwide, Rep. Sheila Jackson Lee introduced a bill that would collect data on stops for traffic violations by local law enforcement officers.
The Houston Democrat"s "Traffic Stops Along the Border Statistics Study Act of 2013″ would allow state and local police departments to trade their traffic-stop data for federal funds. Jackson Lee submitted the measure to the House Judiciary Committee on Jan. 3, the first day of the new Congress.
The proposal already is drawing criticism from conservatives and libertarians, who see it as another step by Big Government to collect information on average Americans. The libertarian web site American Vision News reported that Jackson Lee would "require state and local police departments to report broad information about all traffic stops into a national database under the control of the Justice Department."
American Vision News suggested that the federal grants were an attempt "to buy off the local [police] departments."
Jackson Lee's measure does not mention a new "national database," but it does authorize the Justice Department to conduct a nationwide study of traffic violations.
According to the Library of Congress, the bills also would:
perform an initial analysis of existing data, including complaints alleging and information concerning traffic stops motivated by race and other bias; and
gather specified data from a nationwide sample of jurisdictions, including the traffic infraction alleged to have been committed that led to the stop, identifying characteristics of the driver stopped, whether immigration status was questioned, and whether any warning or citation was issued as a result of the stop.
Jackson Lee's proposal "authorizes the Attorney General to make grants to law enforcement agencies to collect and submit data." To allay privacy concerns from law enforcement officials and civil liberties groups, the measure would forbid federal officials or the media from "revealing the identity of any individual who is stopped or any officer involved."
Jackson Lee has been an outspoken critic of racial profiling. She has raised questions about some police officers targeting African American and Latino drivers.
Earlier last year, Jackson Lee joked about breaking traffic laws to make it from an event back to the Capitol in time to vote.
"And I don't want anyone to hear about what traffic rule I have broken," she told the audience as she left.


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Oklahoma City, OK (October 9, 2017) – EMBARK OKC and NewView Oklahoma will recognize White Cane
Safety Day on Friday, October 13th, to call attention to important travel safety factors needed for the blind and
visually impaired to independently navigate the transit system. NewView Oklahoma employees and clients will
be riding the bus throughout the day to highlight the significance of the white cane as a tool of independence
and mobility for people who are blind or visually impaired.
The ability to move freely on one's own is an important global cause for the blind and visually impaired
because challenges to their mobility are ever-changing as communities are updated. Being able to travel to
work or school is paramount for blind and visually impaired individuals in achieving their maximum
"The safety of our customers is the top priority at EMBARK. Traveling safely depends a great deal on visual
cues or signals between other drivers, cyclists and pedestrians," said Jason Ferbrache, administrator of
EMBARK. "Making our community safer and more accessible means calling attention to the white cane and
what it represents for our visually disabled friends, neighbors and colleagues. We want to help ensure that
everyone can confidently and safely travel throughout Oklahoma City."
The International White Cane Day, established on the initiative of the World Federation of the Blind, is
celebrated worldwide annually on October 15th with the mission to educate the world about blindness and
how the visually impaired can live and work independently with the aid of the white cane. It is also an
opportunity to demonstrate how the visually handicapped give back to their communities, celebrate
the abilities and successes achieved by blind people in a sighted world and honor the many
contributions made by the visually impaired.
"The white cane gives the blind and visually impaired the freedom to travel independently to participate more
fully in the life of their communities," said Lauren Branch, NewView president and CEO. "With Orientation and
mobility training, people using the white cane can enjoy greater mobility and safety by determining the
location of curbs, steps, uneven pavement, and other physical obstacles in their way."
EMBARK provides bus, ferry transit, bike share and downtown parking solutions in the Oklahoma City metro
area. Our transportation options connect people with their community, while easing traffic congestion and
reducing air pollution.
NewView Oklahoma is the only private in-state provider of comprehensive vision rehabilitation services to
blind and vision-impaired Oklahomans. They have been awarded a 5-year accreditation certification through
the National Accreditation Council (NAC), the only international accrediting body devoted to serving
organizations that provide programs for blind and low vision consumers – recognizing NewView Oklahoma nationally as an organization that delivers the highest quality rehabilitation, employment and education services for people who are blind or have low vision. To learn more about NewView Oklahoma's programs or clinical services operated by the organization, visit www.newviewoklahoma.org.
EMBARK is the business unit of the Central Oklahoma Transportation & Parking Authority (COTPA) – a public trust
administered by the City of Oklahoma City. EMBARK is responsible for providing safe, efficient and convenient public
transportation and downtown parking solutions to the greater Oklahoma City area. EMBARK is the 2016 North
America Outstanding Public Transit System of the Year.
To learn more about EMBARK and view bus schedules and routes, visit www.embarkok.com or call (405) 235-RIDE
(7433) for personal assistance from 6 a.m. to 6 p.m. To learn more about carpooling or to be matched with someone in
your area, visit www.getaroundok.com.
COTPA is celebrating 50 years of leadership in providing public transit and downtown parking services to Oklahoma's
capital city.
NewView Oklahoma is a private, not-for-profit organization founded in 1949 with a mission to empower people who are blind and
visually impaired to achieve their maximum level of independence through employment, low vision rehabilitation, and community
outreach. NewView Oklahoma is the leading employer of the blind and visually impaired individuals in Oklahoma and
offers the only comprehensive Low Vision clinics in the state. Visit NewView online at www.newviewoklahoma.org or
follow on Facebook and on Twitter.
Email Updates


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Exclusive gauges for USA which are derived from quick-responsive and high-accurate Defi analog gauges. Boost, pressure, temperature, exhaust temperature, and volt gauges are available. The diameter is 2 1/16inches(52mm). As a result of the enquete on this website, the most popular color of illumination was blue. Blue Racer Gauge was born out of an attempt to respond to the voice from you!! Blue Racer Gauge is available only in USA.
PRODUCT FEATURESStepping motor STEP MASTER VS-2in" provides smooth operation. Ignition ON initiates self-luminescence gauge.
Blue illumination using high-brightness LEDs Lightning-like Opening / Closing mode >>Go see the movie Opening Ending Self-diagnostics function monitors both sensor disconnection and short-circuiting during startup.
a) Sensor disconnection check This function reports any in-proper connections, broken or disconnected sensor or sensor wire. The pointer will wave between 250 and 260 degrees.
b) Short-circuiting check This function indicates any short circuit on the sensor or sensor wire. The pointer will wave between 10 and 20 degrees. Full 270 degrees sweep dial provides ultimate visibility. A mounting bracket and instrument case is provided with the product. The red triangle of the regular position bezel can be used as a warning indicator and others.
Does not require the Defi-Link Control Unit for use! Car Off


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This site uses cookies. To learn more about our use of cookies click here. To remove this message & consent to the use of cookies on this website click "X"
Beko set out in 1955 – with a single washing machine. And with one goal: To bring smart products to everyone. Today, we are the second largest brand within the European white goods sector. Since our first day in 1955 one leading principal has guided Beko: Change for the better. Consequently the story of Beko has been a story of constant, positive change. And this desire to innovate – for the good of our customers and our environment – has already brought us a long way


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Dear John - His & Hers21
Tragically romantic, these are 2 prints that were meant to be together. Buy both and save! Print size is 11"x14" and is printed on Epson Ultra Premium Presentation Paper MATTE (10 mil). Paper is a heavyweight, non-glare cardstock. Original artwork was created using acrylic paint on canvas panel. Each print is signed, dated, stamped and printed at time of order. Prints will be protected in cellophane sleeves and shipped in rigid photo mailers with corrugated sheets for extra protection or shipped in a protective tube mailer. Prints have a white border. This border varies for each image. Size of prints may describe the approximate dimensions rather than exact. Color may also vary from computer screen to actual print. For upgrades in paper size or shipping services, please contact Parlor Tattoo Prints before ordering. Thank you! :)


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Texas Hold'em Guide
This is a Texas Hold'em stratgy guide for beginners. The same topics are covered in the main strategy section, although all of the articles here are unique. This guide covers basic winning Hold'em strategy.
So here it is, a one-stop Texas Hold'em guide for the essentials of winning money from Hold'em. There are thousands of strategy articles and guides out there for you to learn from, but below is a selection of the most important Texas Hold'em strategy articles for you to get your teeth into.
If you can grasp a solid understanding of the strategy provided below, you will have a better understanding of the game than 90% of poker players. If you are better than 90% of poker players, you will be able to win money from Texas Hold'em. Easy.
Texas Hold'em articles guide.
Playing A Hand
Poker Mathematics
Basic Strategy
- Texas Hold'em Tips
- Texas Hold'em Position
- Starting Hand Strategy
- Bluffing Strategy
- Betting Strategy
- Money Management
Further Strategy
- Tight Aggressive Poker
- The Continuation Bet
- The Check Raise
- The Float Play
- Stack Size Strategy
- Relative Position
Fresh Texas Hold'em.
This Texas Hold'em guide used to be on the old FreshTexasHold'em.com site, which was a smaller site I made that focused on training beginner players with a unique/awesome writing style. All that has happened is that I have picked up all of the strategy articles from that site and placed them on here.
热血传奇sfSo if you were wondering what the hell happened to FreshTexasHold'em, now you know. It's just got a new home.
Who is this Texas Hold'em guide useful for?
热血传奇sfI'm confident that all amateur players will be well on their way to winning money from Texas Hold'em after thoroughly reading through this section. I'm not going to brag, but the articles above strike the perfect balance between entertainment and education.
热血传奇sfAll new players will benefit from this Texas Hold'em guide. Fact.
You can find similar articles in the main strategy area of this site, but they have a more formal writing style. Furthermore, the articles have not been laid out in so much of a step-by-step or guide-like fashion, so you know where to start and where you are going to up in this Texas Hold'em guide.
Where do I go from here?
If you've absorbed all of the information from this guide and you are looking for more specific and/or advanced strategy, I'd highly recommend you head to the Texas Hold'em strategy section. There are more specific articles there for you to choose from, which should help you to refine the finer aspects of your game.
I will also strongly recommend that you look to invest in some tracking software from the poker software热血传奇sf page. As a developing player, this software will prove to be invaluable to you later on down the line. It will help you to fix any leaks in your game and help you to track your progress.
Poker room guide.
If you're after more of a guide to online poker rooms and advice on where to play, you should check out the poker rooms section of this site. Alternatively, my friend Adam at OnlinePokerEd.com runs a pretty cool that has a bunch of information and reviews on many of the top online poker rooms. It's definitely worth a look.


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Web-Based Rdio Streaming Music Service Helps You Find Music Everywhere
Today's Best Tech Deals
Picked by PCWorld's Editors
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What would happen if you took your favorite streaming music service and mixed in a hefty dash of Facebook? It would probably look a whole lot like Rdio (free; paid services start at $5/month).
Rdio (pronounced "ar-dee-oh") is a music streaming service from the creators of Skype, which offers users (mostly) unlimited access to a library of more than 12 million songs. But the service places just as much emphasis on its social features as it does on its music. The first time you log in, you don't see any music right away: instead, you're presented with a suggested list of people to follow. The list includes Influencers (who "know what's cool first"), Suggested Users, and Top Listeners. You also have the option of linking your Facebook, Twitter, or email accounts so that you can find friends to follow, too.
When you select folks to follow, you can see what tunes they're listening to and you can browse any playlists they've created. Or you can skip the whole social aspect and jump right to browsing through available music, which is organized into New Releases, Top Charts, and Recommendations, which are created for you based on your listening habits. In addition, you can search for an artist, song, or album. My biggest complaint about Rdio is that sometimes it took too many clicks to actually begin playing a song; often, I had to click an extra link or two after the point I'd expected the music to begin playing.
Rdio's social features do make it easy to find new music by following other users, but this capability wasn't quite as useful as I expected. I went looking for new workout music, but found it difficult to find users who might have playlists I'd like. That's because playlists can have any title, and when I see a collection called "Thursday Night Mix," it's hard to know whether that might include any titles that will keep me going while I'm on the treadmill.
I also found Rdio's free version very limited. This option was added to the service recently, likely to keep Rdio competitive with its high-profile rival Spotify, which also offers a free version. While Rdio's free version does have the benefit of being ad-free, it's also limited--and the extent of those limits aren't entirely clear. While Rdio limits how much music you can listen to when using a free account, it doesn't set specific limits. Instead, the company considers usage of free accounts on a per-user basis, and displays the usage in a meter that is visible to that specific user. Spotify, meanwhile, sets a standard limit on its free accounts.
Rdio's paid versions start at $5 for a basic Web version that offers unlimited streaming from a Web browser or Rdio's desktop application. An unlimited account, which costs $10 a month, adds the ability to use Rdio on a mobile device. An unlimited family account, which includes two unlimited subscriptions, costs $18 a month.
Rdio offers a lot to like. It has a vast music library, delivers impressive music quality, and is easy to use when you're on the go. I do wish its navigation were a bit more intuitive: As a music service, Rdio should make it much easier to get the music playing.
Note: This link takes you to the vendor's site, where you can sign up for the service.
--Liane Cassavoy
Rdio is a streaming music service that emphasizes its social networking features.
- Good music selection
- Cool social features
- Hard to find music by category
- Free version is limited
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In April of 2010, Zero Hedge first brought up the topic of the Fed's DV01, or the implicit duration risk borne by the Fed's burgeoning balance sheet which at last check will approach 25% of US GDP by the end of 2013 (tangentially, back in 2010 the Fed's DV01 was $1 billion - it is nearly $3 billion now and rising fast). Recently, we have noticed that the mainstream media has, with its usual 2 year delay, picked up on just this topic of the implicit and explicit risk borne by Bernanke's grand (and final) monetary experiment. And slowly but surely they are coming to the inevitable conclusion (which our readers knew two years ago), that the Fed has no way out? Why? Ray Stone of Stone McCarthy explains so simply, a Nobel prize winning economist can get it.
From Stone McCarthy
Further asset purchases would compromise the Fed's longer run profitability in two ways.
First, because the securities have been purchased during a period of economic distress the yields on these securities are unusually low. The purchase of these securities has been financed by reserve creation. The cost of reserve creation is the interest rate paid on reserves (IOER) currently only 25 bps.
Of course, the interest rates on IOER, RRPs, and Term Deposits all represent variable interest rates, while the yields on SOMA are effectively all fixed rates. Thus, there is an asset/liability mismatch, which could compromise the Fed's Net Interest Income (NIM) should short term interest rates rise. The Fed's exit from the extraordinarily low funds rate regime will not be compromise by the prospect of reduced or negative NIM. Instead, the remittances to the Treasury would be reduced or suspended.
How high do these short-term interest rates have to go before the NIM become negative?
In 2012 the Fed generated $80.5 bln in interest income on an average $2.606 bln in SOMA holdings, or about 3.1%. The SOMA was funded by paying only 0.25% on average reserve balances of $1.527 trillion or about $3.8 bln. In other words NIM was about $77 bln.
Had the IOER been consistent with what FOMC participants regard as normal in the longer-run, say 4-1/4%, NIM in 2012 would have been only about $15 bln, with a slightly restrictive posture, say 5-1/4% NIM would be close to zero, and with at 5-1/2% NIM would have been negative.
Now if we do the same arithmetic with a SOMA that is increased by $1 trillion due to the asset purchase programs, even keeping the effective yield at 3.1%, we see that NIM turns negative at a lower funds rate. Gross interest income from SOMA would increase to around $115 bln. At the same time if the IOER was set at 4-1/4%, NIM would fall from $15 bln to only $4 bln. At a 4-1/2% NIM becomes negative.
In other words, at Dec. 31, 2013, a 4.5% interest rate (or, as we call it, the D-Rate) is where the Fed starts losing money.
And then, if the Fed waits another year, the NIM breakeven is 3.5%... if the Fed then waits another year, the NIM breakeven drops to a minuscule 2.5%... and so on until year after year, the tiniest rise in rates will force the Fed approach Congress and explain why suddenly, not only is it not remitting interest income to the Treasury, but why just as suddenly, there is now a credit balance, that has to be funded by the Treasury (a move which monetarily will require the Fed to bail itself out, but which politically and economically will be an epic and final hit to the credibility of the Fed, as the Fed will be officially printing money just to print money).
Of course, the above analysis assumes the Fed delays and avoids exiting QE in 2013, and then 2014 (and so on) as this is the last instrument Bernanke and his successor have to push up the stock market, never mind the economy, the unemployment rate or inflation. Which the Fed will have no choice but do, and yet the longer it build the wall of QE worry, the greater the negative sensitivity to even the smallest increase in interest (and IOER) rates, if and when inflation picks up and Bernanke is taken to task with his "15 minutes" promise of eliminating hyperinflation.
In other words, while QE4EVA may be unlimited in the eye of the beholding Chairman, it is very much limited by the amount of reserves pumped into the system, and the amount of cash that Ben will have to pay banks as interest on their excess reserves.
Finally, as once again Zero Hedge readers know well ahead of everyone, it will be the foreign banks that will be the proud recipients of the tens or hundreds of billions of IOER funds when the inevitable IOER rate hike starts. This was explained here:
[S]ince it is improbable that excess reserves held by any banks will decline at all in the coming years, one can also assume that the annualized interest paid to foreign banks, which would amount to at least $5 billion pear year, every year, will continue indefinitely as a direct Fed subsidy to the bottom line of Foreign banks.
All of this, of course, ignores what happens should the Fed hike interest rates across the board, which will also mean rising the rates on IOER, once inflation finally strikes: simple math means a 1% IOER means some $20 billion in interest paid to foreign banks, 2% - $40 billion, 5% - $100 billion paid to foreign banks, and so on. Putting these numbers in perspective, let's recall that Italy's third largest bank just got a €3.9 billion bailout (its third), and has a market cap of some €2.9 billion.
Expect the MSM to figure out that it is precisely the foreign banks operating in the US, which now hold well more than half of all excess reserves in circulation, that will be the majority benefactors of the dollar bonanza that will be unleashed once the IOER begins its trickle up, in the next few years (or months at the rate record gasoline prices are soaring). Sadly, by then will we have far greater problems as a result of nobody once again understanding what is really going on behind the scenes.


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Stephenson Stepping Up, Showing Improvement
Stephenson Stepping Up, Showing Improvement
by Mark Montieth | firstname.lastname@example.com
November 3, 2012
Editor's Note: Have a Pacers-related question for Mark? Want to be featured in his mailbag column? Send your questions to Mark at firstname.lastname@example.com.
Somewhere, Larry Bird is smiling. And not just because he doesn't have to report to an office on Monday morning.
His project, the one he drafted in the second round of the 2010 NBA draft when it appeared nobody else would take even that slight risk, is looking more and more like a player, one capable of contributing in meaningful moments rather than garbage time or garbage games.
Lance Stephenson played 32 minutes in the Pacers' 106-98 double-overtime victory over Sacramento at Bankers Life Fieldhouse Saturday night, including the final 22. He scored 10 points, hitting a three-pointer in the first overtime, and while he didn't exactly play a lead role in coaxing the victory before a sellout crowd in the home opener, he didn't do anything to delay it, either.
That qualifies as a significant step forward for the third-year guard, who quite obviously displays more confidence and equally obviously has the trust of the coaches and his teammates. That's a chicken-egg thing, impossible to figure which came first. It's a simultaneous process, really, one nudged along by Stephenson's improved maturity and work ethic and Danny Granger's mysterious left knee.
"His maturity level is creeping up there and we're showing confidence in him," teammate David West said. "He's a good player and he can help us."
The first three games of an 82-game season don't qualify as a scientific poll, but they have revealed promising results for Stephenson. He's played 70 minutes off the bench, averaged 10 points and hit half of his shots from the field and three-point range. He's showed noticeable aggression at both ends, and played fearlessly without playing too recklessly. At least no more than anyone else on a team that already has committed 62 turnovers.
His three-point shooting is worth a raised eyebrow or two. He hit a big one from the left corner on a kick-out pass from George Hill midway through the first overtime to give the Pacers a 94-91 lead. It was his fourth of the season, matching the number he had hit throughout his first two seasons combined, when he made just 4-of-35 attempts. He didn't raise expectations for this season when he hit 1-of-11 three-pointers in the preseason, but suddenly he looks like a legit shooter.
His shooting form in early pre-game warmups was well above average on Saturday, and so were the results. Now that coach Frank Vogel has settled on Stephenson as a shooting guard, that will be a handy asset as he tries to carve out playing time.
"My three-ball shot wasn't falling, so I got with (assistant coach Brian) Shaw and we just kept shooting," Stephenson said. "I'm trying to keep shooting and get my percentage up."
Stephenson figures to be the player who benefits most from the absence of Granger, whose future remains murky. Granger, the Pacers' leading scorer the past five seasons, played the final two preseason games and appeared to be ready to start in Wednesday's season-opener, but was declared out indefinitely on Tuesday after experiencing more pain in his knee during Monday's practice. He has received one "second" opinion and is due for more feedback before a decision is made. At this point it appears the possibilities range from a short recovery period to surgery.
Gerald Green, who scored 17 points against the Kings, has been starting in Granger's spot, but Stephenson got the call for crunch time on Saturday. He had earned that with his aggression, a byproduct of his confidence, and it showed as soon as Stephenson entered the game at the start of the second quarter. He hit a 19-foot jumper 30 seconds into the period. Four minutes into it, he took the ball full-court for a layup that drew a foul and set up a three-point play. Five minutes later he grabbed a rebound in traffic, raced down-court and left a pass in the lane for Paul George, whose layup gave the Pacers an eight-point lead and forced a Sacramento timeout.
All in all, Stephenson finished with the game's best plus-minus rating, a plus-22. The Pacers outscored Sacramento 38-18 in the second period, when Stephenson played 10 1/2 minutes, and were outscored 24-18 in the third when he didn't play at all. It wasn't entirely a coincidence.
"He plays with great energy," Vogel said. "He's a presence out there on both ends. He's not always in the right spot on the defensive end, but he really competes on the ball, really competes on his man. That changes things defensively for us in a positive way."
Defense? Three-point shooting? Those are new concepts for the former street-ball king from Brooklyn, who was branded "Born Ready" in high school but turned out to be "Not Ready" for the NBA when he was drafted after one season at the University of Cincinnati.
Now, perhaps, he's closing in on "Finally Ready."
"I'm just trying to take advantage of the opportunity," he said. "I feel like I've learned a lot and it's time to show everybody what I learned. I feel very confident."
Note: The contents of this page have not been reviewed or endorsed by the Indiana Pacers. All opinions expressed by Mark Montieth are solely his own and do not reflect the opinions of the Indiana Pacers, their partners, or sponsors.
Have a question for Mark about Pacers past, present, or future? Email him at firstname.lastname@example.com for a chance to be featured in a mailbag article.


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Why should you only use Mercedes-Benz GenuineParts?
Mercedes-Benz GenuineParts promote the same world class brand values as the Mercedes-Benz passenger vehicles. They provide complete peace of mind, value for money, and mean that Mercedes-Benz passenger vehicles continue to perform exactly as they were designed to.
With Mercedes-Benz GenuineParts, you benefit from the following:
Full manufacturer warranty because...
All Genuine Parts are sold with a Mercedes-Benz one year unlimited mileage warranty.
Unrivalled availability and frequent deliveries because...
Our Regional Logistic Center has the capacity to increase the availability of parts to our customers and is able to deliver the same without delay.
Quality parts made for purpose because...
All Mercedes-Benz parts are designed and manufactured to "Fit the first time".
They provide unbeatable performance and safety because …
All Mercedes-Benz GenuineParts are manufactured to the highest standard of quality, and provide maximum performance and safety at all times.
Engine Oils
Over a period of time the engine oil properties degrade and lose their ability to adequately protect your engine.
Therefore, Mercedes-Benz specifies that engine oil must be replaced at every service.
Why should you only use Mercedes-Benz genuine engine oils?
They improve fuel consumption because…
They are developed to minimise friction levels even when starting the engine from cold.
They offer peace of mind because …
They minimise wear on engine components, extending their lifespan.
The Air Filter:
Prevents dirt particles from entering the engine and causing damage. Over a period of time it will gradually become blocked and therefore air filters must be replaced at the age and mileage specified by Mercedes-Benz guidelines.
Why should you only use Mercedes-Benz genuine air filters?
They improve air quality because …
They are developed using only the finest materials that have been developed to capture the maximum amount of dirt particles from the air.
They maintain engine efficiency because …
They are perfectly matched to the engine to ensure low emissions and optimum fuel consumption.
The Fuel Filter:
Captures dirt and prevents them from entering into the fuel injection system. Mercedes-Benz has specified a replacement schedule for the filter which will prevent damages to engine components and costly breakdowns.
Why should you only use Mercedes-Benz genuine fuel filters?
They ensure fuel quality because …
They have been developed to capture the maximum amount of impurities in the fuel.
They maintain the engine performance because …
They have been designed to allow the precise flow of fuel, ensuring your vehicle's optimal performance.
The Combination Filters:
Maintain fresh air in your vehicle, ensuring health and comfort. Only the high quality material of Mercedes-Benz genuine combination filters provides maximum filtration performance and clean air in the passenger compartment.
Why should you only use Mercedes-Benz genuine combination filters?
They are reliable because …
They are made from extremely fine-pored nano-fiber layers.
They are protective because …
They reduce the entry of exhaust gases and road dirt into the ventilation system.
The Oil Filter:
Lubricates all of the engine's moving parts and functional elements, preventing early wear. Mercedes-Benz genuine oil filters reliably filter out unnecessary dirt particles from the oil, thus ensuring that only clean oil enters the engine. This also helps to prevent engine damages.
Why should you only use Mercedes-Benz genuine oil filters?
They are easy to install because …
They fit perfectly due to their accurate dimensions.
They protect engine condition because …
Mercedes-Benz genuine oil filters ensure the best-possible engine-oil
They preserve the life cycle of the vehicle because …
They provide the optimum filtration.
Braking Systems
The Break Pads:
The brake pads on your car are one of the most important and hardest working components in the braking system. All brake pads have a service life and, at a critical wear point, your car's braking performance is seriously compromised. In line with Mercedes-Benz's commitment to safety, we recommend that brake pads are replaced before this critical point is reached.
Why should you only use Mercedes-Benz genuine brake pads?
They minimise stopping distances because …
Mercedes-Benz designs them to specifically match the weight of your car and all other components in your braking system to stop your vehicle safely.
They provide superior performance because …
Mercedes-Benz genuine brake pads have been configured to work with the safety features on your car such as ABS.
They are highly durable because …
Mercedes-Benz only uses the highest quality materials that are stringently tested for an optimal wear rate.
The Brake Discs:
All brake discs wear during every day use and have a minimum thickness at which they must be replaced. It is recommended that brake discs are replaced before they reach their minimum thickness. When the material of the brake discs gets thinner it will not be able to reduce the heat, produced by braking, as effectively and this ultimately reduces the vehicle's braking efficiency.
Why should you only use Mercedes-Benz genuine brake discs?
They are highly durable because …
Mercedes-Benz only uses the highest quality materials that are stringently tested for an optimal wear rate.
They minimise stopping distances because …
Mercedes-Benz designs them to specifically match the weight of your car and all other braking components in order to stop your vehicle safely.
They provide superior performance because …
They have been configured to work with the safety features on your car such as ABS.
The Brake Fluid:
Brake fluid is responsible for transferring the movement the driver makes on the brake pedal to the wheels. Brake fluid absorbs moisture over a period of time, which is why Mercedes-Benz recommends that your vehicle's brake fluid is replaced every two years.
Why should you only use Mercedes-Benz genuine brake fluid?
It improves braking efficiency because …
It has a high boiling point to provide maximum braking force even under extreme conditions.
It provides peace of mind because …
It is developed to work perfectly with the braking and stability systems on your car such as ABS and ESP.
It protects because …
The fluid is matched to the properties of the rubber seals and brake pipes on your vehicle.
A vehicle's battery supplies constant power to all the electrical systems even when it's not running. All batteries have a service life and as the battery in your vehicle ages, its performance deteriorates affecting the starting ability and the operation of the electrical systems. Modern cars have many safety features such as Airbags and ABS that rely on a fully functioning battery.
Why should you only use Mercedes-Benz genuine batteries?
They are more reliable because ...
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Their specification perfectly matches to the increasing demands of your vehicle's electrical systems.
Additives (Fuel Additives)
Mercedes-Benz provides fuel additive supplements to ensure an enjoyable driving experience at the vehicle's highest level of performance without jeopardizing the environment. The fuel additives keep your engine running with optimum efficiency and allow getting the best fuel consumption level. They remove certain unwanted elements from unrefined fuel.
Why should you only use Mercedes-Benz genuine fuel additives?
They keep your engine clean because …
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They reduce fuel consumption and exhaust emission.
Windscreen Wipers
Wiper blades are designed to ensure maximum visibility when you are driving in all weather conditions for a safe driving experience.
Why should you only use Mercedes-Benz genuine windscreen wipers?
They improve visibility because …
Mercedes-Benz genuine wiper blades exactly match the shape and curve of your vehicle's windscreen.
They are quieter because …
They improve idling and cold starting of the engine.
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They are specifically designed to match the aerodynamics of your car, minimising wind noise and juddering.


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Mission Statement
The mission of Auburn University at Montgomery is to provide quality and diverse educational opportunities at the undergraduate and graduate levels through use of traditional and electronic delivery systems, and to foster and support an environment conducive to teaching, research, scholarship, and collaboration with government agencies, our community, and other educational institutions.
Vision Statement
Auburn University at Montgomery will be a university that...
- Is known for its commitment to developing dynamic and applied academic and research programs.
- Is a student's first choice in a variety of programs of distinction.
- Embraces and builds an international presence at home and abroad, increasingly known for its ability to prepare students to thrive in a global community.
- Graduates students who become engaged alumni with a life-long interest in and personal connection to AUM.
- Is recognized as an integral community partner and a resource for the enrichment and economic development of the Southeast region and beyond.
Auburn University at Montgomery is an accredited comprehensive, public university with a diverse student population that includes a blend of traditional and non-traditional learners awarded degrees in a variety of disciplines from its programs. Our personalized and caring learning environment offers academically strong undergraduate and graduate programs designed and taught by faculty who are active researchers in their fields and who play a vital role in each student's success. We stand apart from our peers as an institution with an applied emphasis, having a history of producing leaders prepared to make a positive impact in their chosen fields. As a critical partner in our community, we provide expertise that enhances economic development and the quality of life for individuals in the region and beyond. These partnerships strengthen not only our community, but our students and faculty as well.
Core Values
Auburn University at Montgomery values and promotes:
- A Student-Centered Experience
- Citizenship & Community Engagement
- Excellence as Our Standard
- Commitment to Constant Improvement
- Diversity of People & Perspective with a Culture of Inclusiveness
- Lifelong Learning
- Environment of Collaboration
Strategic Goals (2013-2018)
The personal and intellectual development of students is the inherent goal of a university education. This assumption, complemented by the belief that knowledge is valuable in itself, underlies the primary aspiration of AUM: to create in students a realization of their potential as responsible, ethical human beings. AUM adopts the following goals:
- Enhance academic quality and program development reinforced by scholarship.
- Grow faculty research and scholarly activities and increase support of intellectual property management and research commercialization.
- Increase student recruitment and retention
- Create a culture of collaboration.
- Foster an inclusive atmosphere that is supportive of students, faculty, and staff.
- Strengthen and promote the University's distinctive identity.
- Enhance relationships with alumni.
- Increase funds from alternative revenue streams through sponsored programs, private giving, and outreach to ensure long-term viability of the University.


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atomic weight
atomic weight, mean (weighted average) of the masses of all the naturally occurring isotopes of a chemical element, as contrasted with atomic mass, which is the mass of any individual isotope. Although the first atomic weights were calculated at the beginning of the 19th cent., it was not until the discovery of isotopes by F. Soddy (c.1913) that the atomic mass of many individual isotopes was determined, leading eventually to the adoption of the atomic mass unit as the standard unit of atomic weight. For many elements with two or more stable isotopes, atomic weight is now expressed as a variable interval with a lower and upper bound instead of a single number; in the case of hydrogen, for example, this is typically written as: [1.00784; 1.00811].
Atomic weights were formerly determined directly by chemical means; now a mass spectrograph is usually employed. The atomic mass and relative abundance of the isotopes of an element can be measured very accurately and with relative ease by this method, whereas chemical determination of the atomic weight of an element requires a careful and precise quantitative analysis of as many of its compounds as possible.
Sections in this article:
- Introduction
- Development of the Concept of Atomic Weight
The Columbia Electronic Encyclopedia, 6th ed. Copyright © 2012, Columbia University Press. All rights reserved.
See more Encyclopedia articles on: Chemistry: General


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Replacing a Lost License in Arkansas
Replacing a Lost Arkansas Driver's License
Once you realize your driver's license has gone missing, your stress levels could start rising. Your driver's license may be your primary form of identification, not to mention a critical part of driving legally in Arkansas. Therefore, you'll need to apply for a replacement driver's license immediately.
Fortunately, the Arkansas Driver Services (ODS) works to ensure that obtaining a duplicate AR driver's license is straightforward.
NOTE: If you need a replacement license because you have moved or need to change your name, see our pages Changing Your Address in Arkansas and Changing Your Name in Arkansas. Arkansas commercial drivers can visit our page on Replacing a Lost CDL.
Applying for a Duplicate License in Arkansas
REAL IDs & Replacements
If you plan to upgrade to an AR REAL ID upon replacement, you'll need to do so in person and follow the steps for a first-time REAL ID application. Jump over to our license guide for help.
Before you visit the local revenue office or Enhanced Security DL/ID office, you will need to gather the required documentation and other items you'll need to prove your identity. The Arkansas ODS will have your picture on file, so matching your face to the database will be easy.
To apply for a duplicate AR driver's license, you'll need to bring:
- The $10 fee for a duplicate driver's license.
- Your Social Security number (your name must match the name on file with the Social Security Administration).
- If you do not have a Social Security number, you will be required to sign an affidavit stating that you do not qualify for one.
- 2 documents of identification:
- At least 1 document must be from the list of primary documents; the other can be a primary or secondary document. Primary documents are items such as:
- A U.S. birth certificate (either the original or a certified copy).
- A U.S. passport.
- A military ID card with a photograph.
- 2 documents proving your residency.
- GENERALLY, you only need to show residency proofs if you're making changes or corrections to an Enhanced Security Driver's License; however, it's best to play it safe and bring these proofs even if you just need a straight up duplicate.
The Arkansas ODS website provides a complete list of primary and secondary documents.
The DMV office will likely have an application form for you to complete, in addition to providing the above documentation. You may also be required to take another photo.
Replacing a License While Out of State
If you lose your Arkansas driver's license or it is stolen while you are out of the state or the country (including outside of Arkansas for military service), you have options.
You'll need to put in a request with the Arkansas ODS to send an application and instructions for requesting a duplicate driver's license.
You can start by contacting the Arkansas ODS by emailing firstname.lastname@example.com or calling (501) 682-7059, to see if you qualify to replace your license by mail.
The ODS will send you an application packet with the instructions you need about fees and other requirements for getting a replacement Arkansas driver's license by mail. You may be able to process your driver's license renewal at the same time. Be sure to include this information in your initial request, if applicable.
Report a Missing Arkansas Driver's License
Although you aren't required to report a lost or stolen Arkansas driver's license, it may be helpful to do so if you are concerned that someone else has or could have access to your personal information. Reporting a loss or theft of your license offers you the chance to start a paper trail should anyone attempt to use the information for fraud or identity theft.
For more information, see the Arkansas Attorney General's information about identity theft.


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Closet Organizing Ideas for Small Spaces
Being organized is not everybody's strong-suit. Some find it more difficult than others to constantly clean and organize a closet. It becomes even more difficult when you have a small house and limited closet space. Here are tips to help you have that neat and perfect closet which draws everyone's attention.


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The New Beetle: The Golf 4 with pretty retro clothes... Built on the PQ34 platform like the Golf Mk4.
Use this control to limit the display of threads to those newer than the specified time frame.
Allows you to choose the data by which the thread list will be sorted.
Order threads in...
Note: when sorting by date, 'descending order' will show the newest results first.
Forum Rules


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An email from my friendly NVIDIA rep called my attention to this recent blog post from Andy Keane, head GPU honcho at NVIDIA.
In the post, Keane thoroughly pounds Intel for presenting a paper titled Debunking the 100x GPU vs. CPU Myth which, in its abstract, asserts that an older NVIDIA GPU (the GTX280) is only 2.5x faster than Intel's most current quad-core i7-960. Intel does a very scholarly job in the paper of laying out its benchmarks, methodology, and results. But it makes one wonder if it could have, well… cherry-picked the benchmarks in order to put the best face on it?
I'm sure it's hard for any of us to imagine this being the case, but the question needs to at least be asked. For my part, I've talked to quite a few real-world folks who have seen 5x, 10x, 20x, and, yes, even 100x speed-ups when they run (and optimize) their code on GPUs or other accelerators.
This isn't an NVIDIA-only statement; it also covers customers using IBM Cell processors and FPGAs. For highly parallelized code, accelerators run rings around CPUs – with the term 'rings' being defined as 'greater than only 2.5x faster.' So does that mean that accelerators are the 'one true answer' for HPC? Nope, there isn't such a thing in this industry… but accelerators like GPUs and FPGAs can provide a huge benefit when used in the right situation – which is why they're a hot product right now, and why Intel felt the need to slap them down.
I have to wonder if this paper would have been written if Larrabee had survived. ®


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by Cort Johnson
Ampligen's time is finally here. Twenty years of effort and hope will culminate on the early evening of Dec 20th, when, following an all-day hearing, an FDA Advisory committee will determine Ampligen's fate. Palms will be sweating and hearts will be pounding that evening as patients, physicians and their supporters and researchers with decades of work on the line await what will be a momentous decision.
Produced by Hemispherx Biopharma, Ampligen is and has been the only drug under development for chronic fatigue syndrome for over twenty years. No other drugs are waiting in the wings and no other companies appear interested in putting years of effort and millions of dollars into producing or even testing a drug for this disorder.
It'll all come down to 6-10 or so independent 'experts' opinions on whether this drug is safe, effective and worth putting on the market.
Prior to the big decision we'll see presentations from Hemispherx, the FDA and ME/CFS patients. Dr. Bateman, Dr. Snell and Hemipherx representatives will present for Ampligen.
LOCATION: Open to the Public
Anybody can come and we hope as many people as possible come and if they wish, give testimony. Patient Testimony will be given in 3-minute slots from approximate 1pm to 2:30
December 20, 2012: Arthritis Advisory Committee Meeting Announcement
|December 20, 2012
|8:00 a.m. to 5:00 p.m.
|FDA White Oak CampusBuilding 31Great Room (Rm. 1503)White Oak Conference Center10903 New Hampshire Avenue Silver Spring, Maryland
According to someone who's been there, FDA Advisory Hearings tend to be in-your-face type affairs in which tough questions and a critical attitude are the norm. If Hemispherx is getting whacked around at the hearing don't attach too much significance to it; every pharmaceutical company gets hammered at these hearings – even those that get their drugs approved.
My understanding is that there will be two presentations; the FDA will present its interpretation of the data and Hermispherx with Dr. Bateman, Dr. Snell and its own raft of professionals will present its case. The FDA Advisory Board, made up mostly of rheumatologists will pepper each group with questions and come to a decision on three questions.
- Does Ampligen work ( efficacy)?
- Is Ampligen safe?
- Do Ampligen's benefits outweigh its risks?
Each member will answer each of these questions live and we'll get their decision in public that day. From there the FDA will take their reports into account and submit their final ruling on Feb 3rd, 2013. They almost always follow the decisions of the Advisory Board.
Still Some Unknowns
There's still quite a bit about this meeting that we don't know and that the FDA probably won't share until 2 days before the meeting. Take no offense at this – this, for some reason, is standard FDA procedure. (The FDA states they will provide the information at least two day before the meeting, which everybody is taking to mean it will happen two days prior. )
At Least Two Days Before the Meeting..We Will Know
- Panel Makeup – The final makeup of the panel. We do know that the panel will be made up of persons from the Arthritis Advisory Committee and perhaps others but we're not sure who. The FDA website states the committee is made up of 12 slots, six of which are vacant (including the Chair :)). Of the six persons listed on the website one of them, Dr. Irwin Russell, is director of the Fibromyalgia Research and Consulting Clinical Research Section of South Texas. Another is an immunologist; none of the others, at first glance, have any indirect connections with CFS or FM.
- Patient Advocate – the identity of the 'Patient Advocate', who presents the needs of the patient community to the panel will be listed.
- Discussion Points/Questions – Hemispherx will want to rest up beforehand because the FDA may list a series of questions they want information on just two days before the epochal hearing takes place. Hemispherx may be cramming all the way up to the hearing..
- Webcast Link – We'll get the link for the webcast.
The information will be available here or maybe here; it's not entirely clear from the notice..
Ampligen has been under review of one sort or the other since the nineties, but after a surprisingly good year for Ampligen there is good reason to hope for a successful outcome. In July the FDA reversed a devastating 2009 decision requiring Hemispherx to produce new expensive studies which appeared to put Ampligen out of reach for good. With chronic fatigue syndrome gaining more prominence, though, and with the FDA being given a new mandate to give serious, underserved illnesses a foot up, Ampligen was back in the mix in 2012.
Key Legislation Provides An Opening
The 2012 FDA Safety and Innovation Act (FDASIA) passed in July appears to have played a key role in reversing Ampligen's fate. The FDASIA encouraged the FDA to use a process called 'accelerated approval' which allows the Agency to conditionally approve drugs for 'serious and life-threatening illnesses' while drug companies worked on proving efficacy. This is a perfect mechanism for small drug companies like Hemispherx which would be allowed to market the drug and use the profits to fund further studies it couldn't otherwise undertake.
Coming just two days after the passage of FDASIA, the FDA turnaround on Ampligen might indicate the FDA is using the drug to make a statement regarding its willingness to follow FDASIA guidelines. Indeed, Sue Sutter, a noted business/pharmaceutical journalist suggested the FDA's change of direction on Ampligen may have been directly influenced by the FDASIA.
More groundwork was laid on Sept 13th when FDA Deputy Director, Sandra Kweder, M.D. publicly stated on an ME/CFS Teleconference that the FDA considers ME/CFS to be a "serious and life threatening disorder". An FDA notice for the meeting that specifically mentioned 'accelerated approval' and 'unmet medical needs' with regard to drugs for ME/CFS indicated that the FDA, again, was specifically drawing attention to FDASIA guidelines.
The FDA's decision to hold an ME/CFS advocacy teleconference and use ME/CFS to produce it's first Stakeholders Meeting for a disorder in decades next year also suggests a positive stance by the FDA. (One FDASIA provision calls for more patient involvement.) Sue Sutter called these efforts "a major step in the FDA's efforts to raise the profile of CFS as a drug development target".
Finally a Jan 2011 decision to consolidate, after being bumped around to six divisions, oversight of CFS treatments in the Division of Pulmonary, Allergy and Rheumatology Products, suggested the Agency was trying, finally, to get its arms around this disease and its challenges.
The Drug
- Ampligen out-performed a placebo in exercise trials
- Patients on the drug were able to reduce their use of other medications, some of which can be harmful
- Over 1,000 patients have been administered over 90,000 doses of the drug safely
- Even long term use of Ampligen appears to be safe (ie does not cause disease)
- Significant buy-in from physicians who have administered the drug and patients who have taken it. (See Dr. Peterson talking about Ampligen in the past Read Kelvin Lords experiences on Ampligen here).
- Chronic fatigue syndrome is a relatively common disorder with no FDA approved drugs (and no other drugs in sight) which presents high economic costs to people who have it and to the nation as a whole
- CDC figures suggest that chronic fatigue syndrome is functionally as disabling as multiple sclerosis and 10 times as common
- Other disorders with few FDA approved drugs have been given more latitude with regard to drug efficacy at the FDA; ie if no other treatments are available the FDA is willing to relax its efficacy requirements.
- FDASIA passage supports accelerated approval in cases where serious unmet needs are present and the drug is safe.
The MINUSES
- The biggest hurdle Hemispherx has to deal with is the age and number of its studies. In 2009 the FDA wanted a brand spanking new study with lots of bells and whistles. The FDA relinquished that stance earlier this year but Hemispherx could be penalized for not being a billion dollar pharmaceutical company with resources to burn. Hemispherx's re-analysis of its original data had Ampligen performing better. Will that be good enough?
- Controversial Disease – with a poor definition. Will the disorders negatives trump its positives and the community's needs? No federal agency has ever made the CFS communities needs a priority. Will the FDA be the first?
Taking Responsibility – The FDA rarely does not follow the decisions of its independent reviewers but the responsibility for the final decision is theirs. They, of course, contributed to Hemispherx's dilemma by moving the drug around to six regulatory teams. Frustrated with these kind of bureaucratic bottlenecks and the slow pace of drug approvals, Congress acted in 2012 to make the FDA work more effectively for chronically ill people in the U.S.
It's hard to see what the FDA has to lose by giving Ampligen Accelerated Approval status. They know the disorder is serious, they realize the community has huge unmet needs, they have proof of efficacy and most of all, they know the drug is safe.
If approval occurs patients will get access to a drug that's worked well for many, doctors will view ME/CFS as more of a treatable disorder and immune research will heat up. Future studies examining Ampligen's effects could very well pave the way for a biomarker and uncover subsets.
FDA approval would also give pharmaceutical companies the message the FDA is serious about finding ways to get drugs to this community and that it will work with them where it can to do. A thumbs down could suggest the opposite.
Maybe the biggest change, though, would be a change in context for ME'/CFS. If you can change the context in which a thing occurs opportunities that were denied to it come naturally. An FDA approval would make this disorder more real as a disorder thus giving it more access to the opportunities other 'real' disorders have. The FDA does not approve drugs for figments of the imagination; it approves drugs for HIV, pneumonia and cancer. Ampligen approval would begin to thrust chronic fatigue syndrome into that realm and disorders like that get respect, they get interest and they get funding.
The final decision for Ampligen will come on Feb 2nd.


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Joshua Parden, July 06th , 2020.
Dark kitchen design ideas help bring elegance and balance into interior decorating color schemes and create bold modern kitchens with elements in dark gray and black. Kitchen design in black color look unusual, bold and contemporary, especially with LED lighting. Black color is an elegant color and can easily balance interior decorating color schemes, calming down any bright hue. Pay attention to the spectrum of colors, from stained natural tones through nearly black wood cupboards, paneling, islands, and more.
With the current trend for open plan kitchens, formal dining rooms are now taking a back seat. Ideal for families, and great for entertaining, an open plan space divided into cooking, eating and relaxing areas is ideal for our modern lifestyles. A bit of careful planning is all you need to create the look! Be inspired by these open plan kitchen design ideas. Interact with family and guests while putting the finishing touches on your meal. With an open floor plan there's room for everyone to sit comfortably around the kitchen and in the surrounding living spaces.
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Cast your ballot today for your favorite goal of Week 1! The winner is determined by the total number of votes cast online and via text and is announced on Fridays.
Vote online or text goal code to 22442.
Voting runs until 11:59 pm PT on Thursdays.
For complete Goal of the Week coverage—including an archive of past winners—click here.


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Let the rumors begin! Just months after confirming she was ready to walk down the aisle again, Halle Berry was spotted without her engagement ring while running errands.
The Daily Mail reports:
The star was pictured out and about in Los Angeles without her ring on her finger.
She tied a pink bandana around her head and hid her eyes behind a pair of large sunglasses.
Halle was seen walking towards a car as she held a large black leather bag. Noticeably ring-less, she failed to raise a smile as she journeyed forward.
I really want to see Halle happy and hope this was nothing but I was washing dishes, took my ring off and left the house without it!
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Did Halle Berry Get Breast Implants?
Halle Berry Rushed To Hospital After On-Set Injury
Halle Berry Spotted Without Engagement Ring was originally published on hellobeautiful.com


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I've never seen a car movie that I'd consider mediocre. They only fit a few categories, and those categories are either pure amazement at how great they are or pure amazement at how bad a movie could be. Let's talk about the bad ones.
(In advance of the Jalopnik Film Festival we're doing a week of posts focused on cars and films. Remember, you can still buy tickets here.)
I can't stand Driven. Sylvester Stallone wanted to make an F1 movie, but he couldn't get enough details. So instead he made one based on CART. Awesome, they need the exposure, this should be amazing.
Problem is, it's not amazing. It's one of the worst movies I've ever seen. Maybe it's because I'm a pretty intense IndyCar fan, but everything about the movie makes me mad. Picking up quarters with a tire? Winning a race on a broken suspension? Insane crashes into a lake? Cars that obviously aren't CART cars running on track? Too much shifting? They drive IndyCars on the streets of Chicago?
Give me a break. Oh, and the acting is wooden and awful and Stallone doesn't appear to know a thing about what is going on.
What say you? What's the worst car movie of all time.


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Tragic incident of Veszprém handballers
Tragic incident of Veszprém handballers
The European Handball Federation has been informed about a shocking and serious incident that happened in the early hours of Sunday 8 Febuary.
According to the latest information, the handball players of the Hungarian MKB Veszprém KC gathered in a club to celebrate a family event of one of the players. Later on during the night, the players were attacked by a large group of strangers armed with knives.
The Romanian player of the club, Marian Cozma, was stabbed in the heart and died.
His team mates, Zarko Sesum and Ivan Pesic, have also been seriously injured. Sesum suffered a broken chin and Pesic a kidney injury.
The two seriously injured players have been operated and their condition is stable. They remain under constant care in the hospital of Veszprém.
The European Handball Federation offers sincere condolences to the family of Marian Cozma. At the same time, the EHF wishes complete and quick recovery to the injured handballers.
The EHF remains in close cooperation with MKB Veszprém and will publish further information on the steps to be taken with regards to the situation as soon as possible.


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Abstract and Keywords
Bioethics and biomedical ethics are defined. Common bioethical concepts, exemplary moral values, fundamental ethical principles, general ethical theories, and approaches to moral reasoning are reviewed. The scope of topics and issues, the nature of practice situations in bioethics, and social work roles on organizational bodies that monitor and respond to bioethical issues are summarized, as are trends in bioethics. Practice contexts, from beginning to end of life, are highlighted with biopsychosocial facts, ethical questions and issues, and implications for social work—a profession uniquely positioned in giving bioethics a social context.
Keywords: bioethics, biomedical ethics, health care
Access to the complete content on Encyclopedia of Social Work requires a subscription or purchase. Public users are able to search the site and view the abstracts and keywords for each book and chapter without a subscription.
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Complete Story
Time Warner Cable Pledges $100 Million For "Connect a Million Minds" Initiative
By: John Eggerton, Broadcasting & Cable
Cable has stepped up to take a leading role in helping build science and math education as major players in the Obama Administration's Educate to Innovate campaign to spur students' interest in science, technology, engineering and math (STEM).
Time Warner Cable will invest $100 million in resources, including PSA time, over the next five years in its Connect a Million Minds campaign to create awareness and inspire students with hands-on experience. The initiative will include a web site, PSAs and community events.
Discovery Communications is pledging $150 million for a Be the Future campaign in partnership with research universities and federal agencies. It will include PSAs and content on Discovery Education delivered to some 60,000 schools.
In a broadband workshop at the FCC Monday on research, one of the topics of conversation was the drop in the number of U.S. students with engineering degrees and the need to boost that figure.
Time Warner and Discovery represent two of what the White House called five high-powered public-private partnerships that will be part of the Educate to Innovate campaign. "I am committed to making the improvement of STEM education over the next decade a national priority," said the President in announcing the initiative.
The White House gave a shout-out to Time Warner Cable CEO Glenn Britt for pledging to increase the scale, scope and impact of private sector and philanthropic support for STEM education. TWC is also part of a nonprofit entity that will recruit the business community at large to the effort with help from the Carnegie Foundation and The Gates Foundation.
Also among the five public/private partners provided by the White House were Sesame Workshop and the PNC Foundation, which are teaming on a $7.5 million investment in math and science education for preschoolers.
Source: http://www.broadcastingcable.com/article/390271-Time_Warner_Cable_Pledges_100_Million_For_Connect_a_Million_Minds_Initiative.php?rssid=20065


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According to the AAA, the average American one-way commute to work is 16 miles, so most of us travel an average of 32 miles a day just to get to and from our jobs. Using the commute computer at RideFinders.com, a ride-sharing portal, we found a savings of more than 50% for people in car pools.
Assuming a vehicle costs 59¢ a mile to operate five days a week (a typical figure under stop-and-go conditions over 15,000 miles a year), we can do a little math and find that when split equally among all members of the car pool, the per-person price for fuel, car maintenance, paring and tolls plunges by half or more compared to solo commuting.
That car will cost about $4,680 a year to get to and from work. Start splitting that among passengers, and the per-person cost plummets. For two people, the per-passenger savings is $2,340 per year. Split between three people, the per-person savings is $3,120 per year; instead of shouldering the whole $4,680 cost, each person in a three-person pool pays only $1,560.
Carpoolers also can become productive during a significant portion of their day. Instead of manning the steering wheel every day, the passengers in a car pool can spend their time doing more productive things, such as reading the news, writing, catching up on books, texting family -- for a 45-minute commute, that's like getting another hour and a half of your life back when you're not driving.
Then there's the positive effect that diminished stress has on a commuter. If you're in a five-person car pool and everyone rotates driving duties, that's only a single day a week when you have to combat traffic yourself. As carpoolers, you'll also often have access to the speedier HOV lanes on the highway. It's hard to ascribe a monetary value to decreased stress, but it's not hard to appreciate.
There are a few minor, unexpected costs associated with carpooling. One is insurance premiums. In 2006, the AAA increased its insurance premiums for a two-person carpool by 1,000%, from 44 cents to $4.44.
Carpooling also takes more coordination. For example, if you have to drive somewhere to go to lunch, you may not always be able to eat where you want, and running personal errands will not always be possible. Then again, the difficulty of a car pool depends largely on the reliability and consideration of your fellow members. If your companions are golden, the negatives can largely dissolve.
Finding car poolers to join your group is easier than it was even a few years ago, and many larger businesses will help their employees find each other. Web-based sites such as RideFinders.com help out, and others, like RideSearch, even offer smartphone apps that locate fellow commuters by detecting your location.


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Exposed rocks point to water on ancient Mars
A new discovery of hydrothermally altered carbonate-bearing rocks on Mars points toward habitable environments deep in the martian crust, a Planetary Science Institute researcher said.
A deposit of carbonate rocks that once existed 6 km (about 4 miles) below the surface of Mars was uplifted and exposed by an ancient meteor impact, said Joseph Michalski, research scientist with PSI. The carbonate minerals exist along with hydrated silicate minerals of a likely hydrothermal origin.
Using data returned from NASAs Mars Reconnaissance Orbiter (MRO) spacecraft, researchers have spotted this unique mineralogy within the central peak of a crater to the southwest of a giant martian volcanic province named Syrtis Major. With infrared spectra from the Compact Reconnaissance Imaging Spectrometer for Mars (CRISM), planetary geologists detected the hydrothermal minerals from their spectroscopic fingerprints.
Visible images from the High Resolution Imaging Science Experiment (HiRISE) camera aboard MRO show that the carbonates and hydrated silicate minerals occur within deformed bedrock that was exhumed by an ancient meteor impact that poked through the volcanic upper crust of Mars.
Carbonate rocks have long been a Holy Grail of Mars exploration for several reasons, Michalski said. One reason is because carbonates form with the ocean and within lakes on Earth, so the same could be true for ancient Mars -- such deposits could indicate past seas that were once present on Mars. Another reason is because we suspect that the ancient martian atmosphere was probably denser and CO2-rich, but today the atmosphere is quite thin so we infer that the CO2 must have gone into carbonate rocks somewhere on Mars.
Michalski and co-author Paul B. Niles of NASA Johnson Space Center recently published the results in a paper titled Deep crustal carbonate rocks exposed by meteor impact on Mars in Nature Geoscience.
While this is not the first detection of carbonates on Mars, Michalski said, This detection is significant because it shows other carbonates detected by previous workers, which were found in a fairly limited spatial extent, were not a localized phenomenon. Carbonates may have formed over a very large region of ancient Mars, but been covered up by volcanic flows later in the history of the planet. A very exciting history of water on Mars may be simply covered up by younger lava!
The discovery also has implications for the habitability of the martian crust.
The presence of carbonates along with hydrothermal silicate minerals indicates that a hydrothermal system existed in the presence of CO2 deep in the martian crust, Michalski says. Such an environment is chemically similar to the type of hydrothermal systems that exist within the ocean floor of Earth, which are capable of sustaining vast communities of organisms that have never seen the light of day.
The cold, dry surface of Mars is a tough place to survive, even for microbes. If we can identify places where habitable environments once existed at depth, protected from the harsh surface environment, it is a big step forward for astrobiological exploration of the red planet.
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Cubetrix 3D Review
Did you ever play a match three gem game and think, "I want these colours to be in cubes that i can push from the outside?" No? Well too bad cause that's what Cubetrix 3D is. Those tricky cubes need to be pushed to form lines of three of the same colour which will then explode, sending the rest careening together, hopefully leading to more explosions. Ok, so maybe the tone is a little melodramatic, but that's the basic idea. There are three buttons on screen. Two are used to move the…Watch The Video Review


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New Beginnings Muscle Tank
$21.00 $30.00
Your purchase advocates for the rights, freedom, and equality of people around the world.
This feminine version of a muscle tank has a slouchy yet fitted shape with elongated armholes that makes for a must have in one's wardrobe. Great for layering or wearing on its own!
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Jessie JAdd to Lightbox Download
EXCLUSIVE: Jessie J braves the rain as she steps out for a shopping trip at a local flea market. Jessie, who was joined by a friend, was seen shopping at a flea market for furniture. She was seen spending time checking out dining tables, and knick nacks. She ended up buying a wooden furniture piece and a rug, as well as a dining table which she had delivered. Jessie was seen wearing a bright orange bomber jacket, a grey hoodie, and a supreme fanny pack. Jessie was not only seen braving the rain but also walking over a very muddy path and stepping over a caution tape on her way to her car: complete rebel. 08 Dec 2019 Pictured: Jessie J. Photo credit: Snorlax / MEGA TheMegaAgency.com +1 888 505 6342
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A second former executive director of the Alaska Eskimo Whaling Commission has been sentenced in Anchorage's federal court for stealing from the organization.
The U.S. attorney's office says in a release that 52-year-old Teresa Judkins of Barrow will serve six month in prison and pay more than $100,000 restitution.
Judkins led the commission for two year until her 2008 firing. She was charged in 2011 with using commission funds to travel and buy a snowmachine. She was also charged with taking payroll advances that she did not pay back.
Another former executive director, 62-year-old Maggie Ahmaogak, was sentenced for embezzling last month. She was ordered to serve more than three years in prison and pay back more than $393,000 to the organization, which works to preserve subsistence hunting of bowhead whales for Alaska Eskimos.


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§ 40.65 Effluent monitoring reporting requirements.
(a) Each licensee authorized to possess and use source material in uranium milling, in production of uranium hexafluoride, or in a uranium enrichment facility shall:
(1) Within 60 days after January 1, 1976 and July 1, 1976, and within 60 days after January 1 and July 1 of each year thereafter, submit a report to the Director, Office of Nuclear Material Safety and Safeguards, using an appropriate method listed in § 40.5, with a copy to the appropriate NRC Regional Office shown in appendix D to part 20 of this chapter; the report must specify the quantity of each of the principal radionuclides released to unrestricted areas in liquid and in gaseous effluents during the previous six months of operation, and such other information as the Commission may require to estimate maximum potential annual radiation doses to the public resulting from effluent releases. If quantities of radioactive materials released during the reporting period are significantly above the licensee's design objectives previously reviewed as part of the licensing action, the report shall cover this specifically. On the basis of such reports and any additional information the Commission may obtain from the licensee or others, the Commission may from time to time require the licensee to take such action as the Commission deems appropriate.
(2) [Reserved]
(b) [Reserved]
[40 FR 53230, Nov. 17, 1975, as amended at 41 FR 21627, May 27, 1976; 42 FR 25721, May 19, 1977; 52 FR 31611, Aug. 21, 1987; 57 FR 18391, Apr. 30, 1992; 68 FR 58807, Oct. 10, 2003; 73 FR 5721, Jan. 31, 2008; 79 FR 75740, Dec. 19, 2014]


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