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Netflix may actually be helped by loss of Saturday postal service
SAN FRANCISCO -- Netflix won't miss Saturday mail delivery, even though the weekend service helped keep its DVD-by-mail subscribers happy.
The U.S. Postal Service's planned shift to five days of home delivery a week instead of six may even make Netflix Inc. slightly more profitable by lowering the costs for sending out its familiar red envelopes with DVDs. That's because subscribers may be able to watch fewer DVDs for the same monthly price.
That's why investors reacted positively to Wednesday's announcement that the U.S. Postal Service intends to stop Saturday home delivery beginning Aug. 10. Netflix's stock gained $10.02, or nearly 6 percent, to close Wednesday at $184.41. Earlier in the session, the stock hit a new 16-month high of $185.14.
Under the plan, mail would be delivered to homes and businesses only from Monday through Friday, but it would still be delivered to post office boxes on Saturdays. The plan, designed to save about $2 billion a year, could face a challenge from Congress.
Investors' reaction might have been different if Saturday mail service had been eliminated three years ago, when idea was first broached.
Back then, mailing DVDs was still Netflix's main business. It was so important that Netflix grew into the postal service's biggest customer. When the total number of Netflix's subscribers receiving DVDs peaked at 24.6 million during the summer of 2011, the company was spending about $600 million annually for discs to make the round trip between customers' homes and dozens of distribution centers around the U.S.
Netflix began this year with just 8.2 million DVD subscribers, and the number is expected to keep dwindling as the instant gratification of being able to watch video over the Internet makes the notion of watching movies and TV shows on DVDs seem antiquated. By contrast, Netflix had 27.1 million Internet video subscribers in the U.S. at the start of the year. It doesn't even offer the DVD option in Canada, Latin America, the United Kingdom and other markets it's expanding to.
Janney Montgomery Scott analyst Tony Wible estimates that Netflix will spend about $300 million on postal expenses this year and perhaps as little as $200 million next year, depending how many more DVD subscribers cancel their service. The company no longer discloses its postal expenses.
The DVD-by-mail service began to shrink in mid-2011 when Netflix unbundled it from its rapidly growing service for streaming video to TVs and other devices with high-speed Internet connections. The change required Netflix customers to pay separate monthly fees if they wanted both Internet video and DVDs through the mail, which offered the latest theatrical releases more quickly.
The switch raised Netflix's prices by as much as 60 percent for those who wanted both options, much to the anger of hundreds of thousands of subscribers who canceled. Most customers, though, decided to stick with Internet video and dropped DVDs.
If Saturday mail delivery ends as planned this summer, even more subscribers may opt for a streaming-only plan.
Wedbush Securities analyst Michael Pachter doubts most DVD subscribers will care about the loss of Saturday delivery. The customers most likely to be irked are ones who typically watch eight to 10 DVDs per month, because four or five fewer days of mail delivery each month will make it more difficult to get as many discs. "Those guys cost them money, so if they quit, it won't hurt them," Pachter said.
Netflix makes more money when its subscribers watch fewer DVDs in a month because its expenses go down while the monthly fee remains unchanged. The DVD plans start as $8, as do the ones for Internet streaming.
Even though Netflix has fewer DVD subscribers, that side of the business is still slightly more profitable than the streaming service. That's mainly because Netflix's licensing fees for Internet video are higher than its DVD expenses.
Netflix, which is based in Los Gatos, had little to say about Wednesday's developments, other than to say it's "in favor of a healthy postal service."
Netflix CEO Reed Hastings was more forthcoming during an April 2010 conference call with analysts. If Netflix were to lose Saturday home delivery before the company had more time to expand its streaming service, "it's not a good thing for us," Hastings said then. "We hope they hold off as long as possible, but we're also cognizant that the total health of the USPS is at stake, and they may need to make changes that they need to make."


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The video-game business is a massive industry, and while getting into the biz can seem impossible, you don't have to be a game designer to work in video games. Take, for example, Chris Slate–the former Editor-in-Chief of "Nintendo Power" magazine.
Former "Nintendo Power" Editor-in-Chief Chris Slate in his home office. (Note the signed Super Mario NES cartridge on the wall, autographed by none other than Mario's creator Shigeru Miyamoto.) Chris currently is the EIC for "Mac Life."
Chris works at Future Publishing, based in South San Francisco–a publishing company that has long been associated with the video game business. In fact, they've been publishing game magazines since 1985. Future currently publishes the "Official Xbox Magazine" and "PC Gamer," along with other popular titles, and also runs the video-game website GamesRadar.
This month Future is publishing the very last issue of "Nintendo Power." The magazine, started in 1988, was published by Nintendo until Future acquired the rights to publish the magazine in 2007. For fans of of the magazine, the end of "Nintendo Power" is bittersweet.
At DMA Central, we still love magazines and were huge "Nintendo Power" fans, but like most people, we find ourselves spending more and more time on the Web. We recently caught up with Chris to find out what it's like to work alongside Mario and how you can get into the game industry just by being crazy about games.
How did you get into the games industry?
When I was 16 years old, I bought Issue Two of "Game Player's" magazine, which was the only video-game magazine for sale at newsstands back then. I was ecstatic to find a magazine that was just about games, since I spent all of my time playing my NES.
In that issue there was a profile of a "Game Player's" "game tester" named Jonathan Gagnon, who helped the magazine's writers by playing the games and taking screenshots. His profile mentioned that he went to college in the town I lived in. Since "Game Player's" was close by, I wrote them a letter hoping that I could join up as a game tester, too. Today that kind of job would likely go to an intern, but since interns weren't used back then, they brought me in for a summer job and I got to stick around after that.
So you're a gamer first?
Yeah, I've always spent most of my time playing games, which has made all the years I've spent working on game magazines dream jobs. Being paid to play and write about games? And getting to go to video-game trade shows, and get games for free? What's better than that?
In addition to your time at "Game Players," you were also the EIC for a very popular PlayStation magazine called "PSM." Those were pretty awesome magazines. What memories could you share from those experiences?
Geez, there's so many. Going to E3…meeting my heroes in game development…getting to play big games before anyone else. For a gamer, it was a really charmed life. But the work of simply making the magazines was very memorable, too. I love working in print. I love the process, the edit teams, the camaraderie, even the late nights.
When Super Mario 64 first came into the office, a few of my coworkers and I stayed at work overnight playing it, because we just couldn't put it down until we'd beaten it. I remember meeting celebrities like director John Singleton at E3 parties on Sony's movie backlots. Getting to work with the best comic book artists (comics were always my other passion) on covers for "PSM." I've been really fortunate to have had so many amazing opportunities.
One specific memory that comes to mind: "Game Player's"—or as it was later known, "Ultra Game Players"—was a pretty by-the-book game magazine when I got the opportunity to become editor-in-chief. While working on one of my first couple of issues as EIC, I was looking for letters to go into the letters section and Bill Donohue, the managing editor, showed me a drawer where he kept all of the reader mail that had been too nutty to consider running. Those letters were hilarious, and Bill and I decided to put them all in. The magazine really changed after that and the new, crazy approach really clicked with readers.
How did you get the job as "Nintendo Power" EIC?
When Nintendo chose Future to take over publication of the magazine, I was already on hand as an experienced editor-in-chief and lifelong Nintendo fanatic. It literally was my dream job—I'd read "Nintendo Power" like crazy when I was an NES-loving kid—and my publisher knew it, so I didn't even have to lobby for the position.
How long were you EIC for "NP"?
For around five years. After that I took on another project at Future and wasn't very involved with "NP," while the executive editor, Steve Thomason, did the heavy lifting and eventually took over as EIC. I really miss working on the magazine. I was thrilled to come back and contribute a little to the final issue.
The staff of "NP" paid homage to the very first issue (on the left) with the the final cover.
How did you determine what goes on the cover of a magazine?
When choosing a cover topic (usually a single big game), we first look at the games coming out within the next several months, because not many people will buy a magazine with a cover based on a game that's already available—if they were interested in the game, they'd just buy or rent it. Out of those upcoming games, we look for a title that the widest possible audience will care about, for which we can also support with a compelling article (usually this means getting exclusive info, screens, etc.).
We always keep the unique tastes of our readership in mind. On "Nintendo Power," for instance, putting a Mario or Zelda game on the cover was a no-brainer because those franchises were so widely beloved in the Nintendo community. But when we risked going with a cover game that felt far removed from how most fans think of Nintendo—like our covers for the Wii console versions of "Silent Hill," "Avatar," and "Indiana Jones"—we didn't do so well. We would sometimes put a not-so-well-known game on a cover because we really believed in it and wanted to make sure players didn't overlook it, but that challenged us to present it in a creative way to make sure people took notice.
What is your favorite Nintendo system? Why?
I'd pick the NES for pure nostalgia, and maybe the Wii U for modern gaming goodness. The latter has only just come out and hasn't yet had time to build a legendary game library, but I really love the functionality and I think we're going to see some amazing stuff on it.
I'd pick the Nintendo 3DS system as my top handheld, since pretty much every one of Nintendo's portable systems is better than the one before it. And although that system is still relatively new, there are at least a handful of true triple-A first-party classics on it already.
What was your favorite game?
That's so difficult to answer. I usually say "Super Mario World." My favorite series is definitely "Super Mario," followed closely by "The Legend of Zelda." Outside of Nintendo games, I've always dug the "Metal Gear" series. "Uncharted" and "God of War" are also favorites.
Why are Nintendo fans so…committed?
First and foremost, Nintendo has consistently made great, history-making games for over two decades, and those games have always been exclusive to Nintendo platforms. It's been a much more consistent and inclusive evolution. Nintendo games also tend to have a lot in common, since they share the same development teams and are built from the same philosophies. You can easily identify what would and wouldn't fit with the Nintendo brand.
On the other hand, Xbox—and to a somewhat lesser extent, PlayStation—have been more of the gaming equivalent of the VCRs that play the movies. Each has quality exclusives, but these systems/communities were primarily built on cross-platform games, which waters down their brands a little. I'm not saying that it's inherently better to focus more on first-party or on third-party software, but I think that Nintendo gaming is clearly defined by the unique importance of its first-party titles and brands.
Any crazy deadline crunches you remember?
The worst deadline crunches I ever faced came within the first couple years of doing "Nintendo Power." After pretty much not sleeping during the production of our first two issues, I had honestly gotten to the point where, for the first time ever, I thought that maybe the job wasn't the best thing in the world.
During that stretch I missed my daughter's first Halloween night of trick-or-treating. But by our third and fourth issues we got into a better groove, and even as our last-minute crunches continued, we were mostly having a blast.
"My favorite series is definitely 'Super Mario,' followed closely by 'The Legend of Zelda'."
How about a brush with greatness? Ever meet Miyamoto? What was he like?
I've gotten to meet a lot of great game developers. I had dinner with Tomonobu Itagaki in Japan when he was first conceptualizing what the new "Ninja Gaiden" series would be like, and I got to hear him toss around ideas before full development had begun, which was a real treat. I ate steaks with Hideo Kojima (creator of the "Metal Gear Solid" series) and got to pelt him with questions about the "Metal Gear" series the whole time. Afterward we went and sang karaoke.
But I was never as starstruck as the times I met Shigeru Miyamoto. Like so many other people, it was his games that made me a gamer in the first place, going all the way back to "Donkey Kong." I first got to say a quick hello to him during my first trip to Japan, at a reception following the unveiling of the Nintendo 64.
Through the years I would bump into him from time to time, I got to do a couple of interviews, and once I got up the courage to ask him to sign the copy of "Super Mario Bros." that had turned me into a gamer back when I was a kid, and he happily obliged. That cartridge hangs on a wall in my office at home, right over my computer.
What advice would you give people who want to get into the gaming press?
For me, it was a total fluke. The Internet wasn't going yet, and the country's only video-game magazine happened to be published out of my hometown. But today it's so much easier. If you want to write about games…just write about games! Start a website, start a blog, jump on Twitter, or join up with someone who's already doing it. It's important to really commit, to not only produce good work, but to produce work consistently.
You can't build an audience or earn relationships with game companies with a halfhearted approach. And since there's a lot of competition out there, you have to be creative; find an editorial angle or approach that has unique value. You don't necessarily need an all-encompassing website with a reviews section, news section, etc. Take, for example, the Zero Punctuation video reviews or the Angry Video Game Nerd comedy short films.
When I started, a magazine or newsletter was the only way to build a community, but now the options seem endless. Explore them all and find your niche.
You've been a Nintendo and "Nintendo Power" fan from way back. From a fan's perspective how sad are you to see the magazine retired?
Super sad. But ya know, all good things must come to an end. I'd have loved to work on "Nintendo Power" forever, and as a fan, I'd have loved to subscribe to it forever. But the fact is that times have changed quite a bit since the magazine launched over two decades ago. Back then, "Nintendo Power" was basically the Internet for Nintendo fans—it was our only way to feel connected and learn about new games. But today there are so many other ways to achieve what "NP" set out to do.
Chris and Nintendo President Reggie Fils-Aime broke the bad news through a personal letter to Nintendo subscribers.
Nintendo does a great job building websites around its games, and they've been kicking butt on social media lately. The Nintendo word is getting out in a big way. And Miiverse—the social network built into the Wii U console's operating system—offers a fantastic way to connect with folks and talk Nintendo right there on your system. I think there was still good value in "Nintendo Power," but there are a lot of great initiatives ready to fill the void and take what "Nintendo Power" started to whole new levels.
Thanks for the interview, Chris!
If you're interested in getting into the games business, why not get started now? Attend a tech camp next summer and learn how to design video games, or become an artist and learn how to make a magazine. As Chris points out, there are more options than ever before for people who want to get into gaming and media.
The last issue of "Nintendo Power" is on newsstands now.
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subset: commoncrawl


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Foote, Julia A.J.
|New and Unpleasant Revelations.
My Husband had always treated the subject of heart purity with favor, but now he began to speak against it. He said I as getting more crazy every day, and getting others in the same way, and that if I did not stop he would send me back home or to the crazy house. I questioned him closely respecting the state of his mind, feeling that he had been prejudiced. I did not I did not attempt to contend with him on the danger and fallacy of his notions, but simply asked what his state of grace was, if God should require his soul of him then He gave me no answer until I insisted upon one. Then he said: "Julia, I don't think I can ever believe myself as holy as you think you are."
I then urged him to believe in Christ's holiness, if he had no faith in the power of the blood of Christ to cleanse from all sin. He
"God moves in a mysterious way,
His wonders to perform."
From that time I never beheld my husband's face clear and distinct, as before, the dark shadow being ever present. This caused me not a little anxiety and many prayers. 'Soon after, he accepted an offer to go to sea for six months, leaving me to draw half of his wages. To this arrangement I reluctantly consented, fully realizing how lonely I should be among strangers. Had it not been for dear "Mam" Riley, I could hardly have endured it. Her precept and example taught me to lean more heavily on Christ for support. God gave me these precious words: "Be careful for nothing, but in everything, by prayer and supplication, with thanksgiving, let your requests be made known unto God." Truly, God is the great Arbiter of all events, and "because he lives, I shall live also."
The day my husband went on Ship-board was one of close trial and great inward conflicts. It was difficult for me to mark the exact line between disapprobation and Christian forbearance and patient love. How I longed for wisdom to meet everything in a spirit of meekness and fear, that I might not be surprised into evil or hindered from improving all things to the glory of God.
While under this apparent cloud, I took the Bible to my closet, asking Divine aid. As I opened the book, my eyes fell on these words: "For thy Maker is thine husband." I then read the fifty-fourth chapter of Isaiah over and over again. It seemed to me that I had never seen it before. I went forth glorifying God.


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Uber Frugal Month: The Ultimate Guide To Saving More Money Than You Ever Thought Possible
Note: You can sign-up for the Uber Frugal Month Challenge at any time! Although we take the Challenge as a group every January and July, you can start it on your own whenever you'd like. Sign-up in the box below and you'll receive an email a day for 31 days.
It's Uber Frugal Month prep time! Welcome to everyone signed up for the Uber Frugal Month Challenge and, if you haven't signed up yet, you can do so in the box below.
Join the over 77,000 fellow frugal sojourners who've already taken the Challenge and committed to taking control of their finances. We've had Challenge participants from Prague, the Netherlands, the Seychelles, Egypt, South Africa, Finland, Romania, Germany, Australia, Ireland, England, Wales, Canada, Scotland, Denmark, New Zealand, and more! What this tells me is that there are a lot of us who no longer want to be part of the consumer-driven machine. Who want more out of our lives. Who want to be authentic people, not merely consumers designed to spend money.
Our collective goal is to save as much as we possibly can during the Challenge month–but that's just for starters. The Uber Frugal Month Challenge is designed not only to save you money in one month, but to restructure your consumer mindset and ultimately, turn your Uber Frugal Month into an Uber Frugal Life. What I've found is that after a month of extreme frugality, it's unlikely you'll return to your previous level of spending. Participating in an Uber Frugal Month (UFM) interrupts the cycle of hedonic adaptation and lifestyle inflation that we all fall victim to and instead enables us to discover the peaceful simplicity delivered by frugality.
Uber Frugal Month Challenge Signup
We all need some encouragement and inspiration! Starting the day you sign up, I'll send you an email a day for 31 days. Each email will have a tip, meditation, or other frugality enhancer.
Before we get started, be aware that UFM is the equivalent of frugal tough love. Yes, Frugalwoods is a judgement-free zone and yes, I believe there's no one-size-fits-all approach to frugality and yes, we all have unique circumstances and factors at play in our lives. However. The Uber Frugal Month is intended to push your boundaries, stir your emotions, and yeah, possibly make you frustrated. But it's frustration with a purpose. You're expanding your understanding of your finances and–by extension–your life. So don't short-change yourself; you've committed to doing it, now dig deep and really do it!
Homework Time (similar to Hammer Time, but without the dance moves)
Consider this post your official UFM rubric, guideline, outline, and to-do list. Pour a glass of seltzer (or wine), snuggle up to your nearest greyhound (or armadillo), open a word document/spreadsheet/notebook (or all three if you're a manic note-taker like me), and settle in for this financial mapping exercise.
Step 1: Establish your goals.
Write down your answers to the following questions and be as specific as possible. Avoid vague "to save more money" answers, since that's a given. Instead, identify the heart of why you want to save more money and exactly how much money you want to save. Without an overarching reason or purpose, frugality is difficult to maintain.
Goal-setting questions:
- Why are you participating in this Challenge?
- What do you hope to achieve?
- What are your longterm life goals?
- Where do you want to be in 10 years?
- What about your current lifestyle might prevent those goals from coming to fruition and what can you do about it?
For more guidance on longterm goal-setting, check out: How I Figured Out What I Want To Do With My Life (And How You Can Too!)
If you have a partner, it's ideal to attack this exercise together. If you sense your partner might be resistant, you can blame me. Tell your parter the following: "I'm doing this Uber Frugal Month Challenge in an effort to maximize our savings and build a better future for our family and, as part of the Challenge, we're supposed to discuss some questions with our partner. Can we sit down and talk through this? It would mean a lot to me." Boom. I recommend broaching the topic with tasty snacks… speaking from personal experience.
If you are the frugal half of your partnership and your other half is reluctant to embrace your frugal charms, check out the following post for some guidance: Reader Suggestions On: How To Convince Your Husband Or Wife To Be Frugal. And this post provides the outline Mr. FW and I use for our most challenging, heated conversations. And this post gives some context on how frugality can guide an entire marriage (not a joke): How We've Enjoyed Nine Years Of Marriage With Frugality As The Backbone.
The basis for successful, joyful, longterm frugality is a defined life goal(s). For Mr. FW and me, it was moving to our homestead in the woods and pursuing work that's meaningful and fulfilling. With that overarching principle guiding our actions, saving money isn't a challenge for us.
We want more out of life than what we can buy in a store and so we're willing to sacrifice short-term desires (such as a peppermint latte) for longterm gains (not working 40+ hours a week for the rest of our adult lives). Frugality isn't miserly deprivation for us, it's sheer liberation. We are freed from needing a lot of money, we are freed from competing with other people in a material goods arms race, and we are freed from the futile pursuit of happiness through consumerism.
For more motivation and insight into successful, goal-oriented frugality, may I recommend:
- How I Figured Out What I Want To Do With My Life (And How You Can Too!)
- The Joy That Comes When Less Is Enough (this is probably one of my favorite things I've ever written. It captures the essence of the happiness and peace that stems from embracing extreme frugality)
- Strategic Luxury: The Difference Between Frugality And Miserliness
- Perfection Is The Enemy Of Frugality (a lesson I remind myself of EVERY SINGLE DAY. no joke.)
- How A Year Of Extreme Frugality Changed Us
- Is Frugality Sustainable Without A Goal?
- How I Let Go Of Caring What People Think
- The False Choices That Steal Our Future
Step 2: Review last month's spending.
We can't move forward if we don't know where we've been. You know how I harp every month on how important it is to track your spending? Here's why. It is 100% impossible to create a savings plan if you don't know how much you're spending. And if you haven't been tracking, fear not frugalyte, for now's your time to start! I use, and recommend, Personal Capital for this task because it's free and easy to navigate. Did I mention it's free? Go sign-up now if you haven't already.
In reviewing your past spending, do not berate yourself and do not get discouraged. You're participating in this Challenge because you want to improve. You've taken the first step towards making smarter spending decisions and frankly, you're going to rock it. So, we ain't got no time for whining and moaning.
Step 3: Categorize your expenses.
This is another step that'll be easier if you've been using Personal Capital or another finance tracker. But if you haven't, it's OK, you can use a spreadsheet or a piece of graph paper or the back of a napkin. It'll do.
This is no ordinary categorizing of expenses, my friends. This is the UFM categorizing of expenses and it goes a little something like this: Fixed Mandatory Expenses vs. Discretionary Expenses. Permit me to expand.
Fixed Mandatory Expenses
These are your cannot change 'em (easily) expenses. Hints: groceries do not count and you shouldn't have too many items in this category. Appropriate fixed mandatory expenses are things like: rent/mortgage, debt repayments, and health insurance. This isn't to say that these expenses couldn't change in the future, but they're pretty darn stable at present.
Discretionary Expenses
Everything else goes here. Welcome to the murky abyss into which our money mysteriously evaporates! But it is mystery no more: it's now exposed on your spreadsheet/graph paper/napkin. This is the stuff we'll epically frugalize together.
Step 4: What can I eliminate entirely?
Now that your expenses are divided between Fixed Mandatory and Discretionary, set aside the Mandatory items for the moment (we'll come back to them later). Take a good, hard look at your Discretionary list and ask: what can be obliterated? Hint: this would be things like take-out, restaurant meals, pedicures, dog grooming, and cable. Anything that's superfluous to your survival needs to go. This is the Uber Frugal Month after all and it's your induction into the extreme frugality lifestyle. Let go of the unneeded expenses in your life and remind yourself of the goals you set in Step 1.
In addition to deleting expenses, this is an opportunity to simplify your life. A few years ago, I was stressing out over where to find inexpensive makeup. I spent a ton of time trying to piece together coupons and sales, when I had an epiphany: why not just stop wearing makeup?! Instead of struggling to consume something I didn't need, I simply stopped needing it. Just like that, I transformed my outlook on what constitutes a need in my life (and yes, I did this while living in the city and working a 9-5 professional office job).
What in your life can you stop doing and stop needing? We build up so many unnecessary things in our minds as must-haves, when in reality, they're only serving to weigh us down. For example, if you're panicking over how to get your favorite cable shows without paying for cable: what if you simply gave up watching those shows? What would happen? What could you do with your time instead?
Here's a few posts I've written on giving up just such things:
- The Sweet Synergy Between Simple Living And Saving Money
- How We Broke Our Eating Out Habit In 9 Steps
- How We Avoid Cable And Watch Free TV Online
- Less Makeup And More Confidence: My Frugal Beauty Manifesto
- Our Approach To Affordable, Responsible Dog Care
Step 5: Embrace the art of substitution.
I'm sure there were items in Step 4 that it pained you to eliminate–pained you to your very core! Fear not, for we have a frugal solution and it's called "the art of substitution." For elements of life that you'd rather not delete entirely, the key is to find their frugal analogue. Substitution is how Mr. FW and live a luxuriously frugal life. We don't eliminate the things we love most; rather, we do them for less.
A prime candidate for substitution is a gym membership. Exercising is a good thing–don't eliminate it from your life! But, it's also something you don't need to pay for. I'll expand on this example to help jog your creativity for creating your own substitutions.
How we exercise for free:
- I love yoga and so, I used to volunteer at my yoga studio's front desk for 30 minutes a week in exchange for free classes. My studio isn't unique in offering this type of exchange–I've heard from friends and readers all around the world who have a similar arrangement with their yoga/pilates/ballet/CrossFit studio. Read more here: How Does Free Yoga Help Our Financial Goals?
- When we lived in the city, we took lengthy walks from Cambridge to Boston, around the river, and up and down the city thoroughfares. Free entertainment and exercise rolled into one (yes, even in the winter).
- Also in the city, Mr. FW biked to work every day (yes, even in the winter).
- Now that we live in the country, we hike through our woods almost daily. During the winter when we have sub-zero temps and feet of snow on the ground, we put our snowshoes on and bundle the kids into a sled. Except in the worst blizzarding conditions, we're out there on the trail.
- For indoor exercise, I enjoy free yoga classes through Do Yoga With Me. There are TONS of free exercise programs online–many through YouTube–and you can find the style and level that suits you. Another one I like a lot is the 7 Minute Workout (probably because it's only 7 minutes long 😉 ).
- There's also the time-honored parent exercise routine of chasing your children around… something I seem to need to do daily…
- Mr. FW gets most of his exercise through farm labor–splitting and stacking wood, shoveling snow, clearing trails, etc.
- If you're a dedicated weightlifter or avid runner (or rower, etc), consider equipping a home gym with weights and a treadmill–but only if you're actually going to use them. Craigslist and garage sales are usually rife with second-hand exercise equipment that you can score for a fraction of the price!
- Check out this post for even more ideas on how to exercise for free: Reader Suggestions On How To Exercise For Free (Or Cheap!)
Here are a few other substitution examples:
Mr. FW and I love coffee and didn't want to give it up; so, we found a frugal source for our beans: Is Costco Coffee Any Good? We Bravely Discover (spoiler alert: it is, although we now get inexpensive organic Fair Trade coffee from BJ's since we no longer live near a Costco).
- We similarly adore seltzer water; and so behold: The Great Homemade Seltzer Discovery of 2015
- Friendships are important to us; hence: Maintaining Friendships And Frugality and Frugal Hosting Ideas For Hanging Out With Friends
The bottom line is: identify what you love, what makes your life fulfilling, and then find cheap–or free–ways to do those things.
Another valuable tactic is the frugal art of barter and trade, which I assure you is alive and well, as evidenced by the outpouring of reader responses that I catalogued in this post: How Barter and Trade Enhances Frugality and Community. Frugalwoods readers are bartering and trading for everything from childcare to legal services to homecooked meals! Need something but can't pay for it? Barter and trade.
Step 6: Reduce spending on discretionary expenses.
Now's the time to reduce spending on the things we need to sustain us, but that have wiggle room. My favorite example: groceries! Oh yeah! It's easy to gloss over line items like groceries because they are necessities. And while yes, food is a requirement, expensive food is not. Since food expenses are one of the most oft-cited reasons by readers for participating in the UFM, let's dig in to some tasty examples. Note that it might take some work to find the cheapest, healthiest grocery options initially, but once you figure out your frugal system, it won't take you any more time! It's a 'set it and forget it' type of situation, so don't fear the cheaper.
We eat organic produce, delicious cheeses, local meats, and more, but we do it on the cheap. Here's how:
- Our Complete Guide To Frugal, Healthy Eating (as the title indicates, this is my MEGA post on frugal food)
- What Does A Frugal Person Eat?
- How I Fight Food Waste At Thanksgiving And Beyond (aka you MUST eat your leftovers)
- Six Things We Never Buy At The Grocery Store
- Our Frugal Grocery List Revealed
- Why We Don't Meal Plan
- Our Epically Frugal Lunch Recipe (works for dinner too!)
- Breakfast: The Hidden Destroyer
- Eat ALL the Things! (aka go through your pantry and eat what you already own)
- Frugalize Your Groceries
Other opportunities for reducing spending in this category stem from sources you might've previously thought untouchable, such as your utilities! The easiest way to save money on your utilities? Utilize them less. Our electricity bill is usually quite low since we're cognizant of how much we use on a daily basis. It's not some formal, regulated system within our home, but rather an overarching awareness that we apply to how we live. The bonus is that this approach will turn you into an environmentalist! For more tips and insight, please enjoy:
- You Can't Buy Your Way To Green: How Frugality Is Environmentalism
- 11 Frugal Hacks to Stay Warm and Save Money This Winter
- The Surprising Benefits Of Not Turning On Your Air Conditioning
And another item for this category: Clothes! Clothes! Clothes! Let's be honest: most clothes-buying is not strictly out of necessity (speaking from personal experience here… ). I was such a rampant clothes horse that I put myself on a clothes-buying-ban that has lasted FOUR years. Four years, people. You don't have to be that extreme, but I'd also posit you probably have enough clothes in your closet to see you through at least a few months.
Need some clothes-therapy? I sure did and so I wrote all of these posts:
- Why I Broke My Three Year Clothes Buying Ban
- Why I Haven't Purchased Any Clothes in 2.5 years (and counting)
- Why I'm Not Buying Any Clothes in 2014
- What A Year Without Clothes Did For Me
- Pregnancy Hasn't Foiled My Clothes-Buying Ban: Here's How
- Clothing Care For People Who Don't Buy Clothes
- Maternity Clothes Are Like Christmas Trees: The Clothes-Buying Ban Continues
Step 7: Empower yourself to insource!
In combing through your expenses, identify every line item where you're paying someone else to do work for you. Examples include: a housekeeper, a lawn care service, dog groomers, hairdressers, dry cleaners, photographers for family photos, home repairs–you get the gist. If you're serious about elevating your frugality to the next level, it's time to get serious about embracing the awesome power of insourcing. By doing all of this stuff ourselves, Mr. FW and I reap a four-fold benefit: 1) we save tons-o-money; 2) we learn new skills; 3) we permanently eliminate these expenses from our lives; 4) we grew closer in our relationship.
A few tips for getting started on your own insourcing journey:
- How Insourcing Strengthened Our Marriage (no joke!)
- How I Take My Own Holiday Family Photos (And Make Them Look Good!)
- How to Give Home Haircuts in 8 Easy Steps
- Final Frontier Of Frugality: My Husband Gave Me A Haircut
- 7 Ways to Become A DIY Hero
- Home Improvement the Frugal Way
- Extreme Frugal Insourcing: Repairing a Frozen and Burst Pipe with PEX
- Our Thrifty And Simple Baby's First Birthday Party
Step 8: Examine your habits.
Spending money is a habit and, like any habit, you have the power to change it. If you don't like the fact that you rush out the door every morning and buy a $4 latte on the way into the office (that used to be me… ), then change it. Make your coffee at home and take it in a travel thermos. Another example: if you're frustrated that your water bill is so high every month, examine how often you're doing laundry and how long your showers are.
Evaluate your habits–you are what you repeatedly do and in this case, your budget is what you repeatedly spend. Think through a typical day–a weekday and a weekend day–and write down every juncture at which you spend money. Then, write down the solutions you can devise to instead save that money. I did this exercise a few years ago and outlined the results in this post: A Day In The Life Of A Frugal Weirdo. By bringing my attention to my daily spending habits, I was able to cut them out of my life permanently.
More on this topic: Put Your Life On Frugal Autopilot
Step 9: Plan ahead.
A great deal of frugality has to do with the act of planning ahead. So many expenses can be avoided by making a plan! Here's my example: every week, Babywoods and I take a day trip of sorts. We go to a baby play group and then to the grocery store and on errands. Since this trip takes us upwards of 4 hours, we both get hungry. But instead of swinging through a drive-through, I pack our lunches. It sounds deceptively simple, but consider how many times you've been running errands with your kids when everyone melts down from hunger and you have to stop at Panera? I also keep granola bars and almonds (for me) and cheerios and a few pouches of baby food (for Babywoods) in our diaper bag at all times. You never know when an errand will stretch too long and little (or big) tummies will be hungry.
Also in the food vein, if you know your weeknights are going to be crazy busy fests of cheerio-throwing toddlers (for example), then cook your dinners ahead of time and keep 'em in the freezer. Don't buy loads of groceries for complex meals you'll never make–simplify, streamline, and stop stressing.
Don't put yourself in situations where you're going to have to spend money. Aside from true emergencies (I'm talking ones that involve trips to the ER), there's no excuse for not planning ahead. You know your life, your family, your responsibilities–you know how your week is going to shake out, so set yourself up for success! This helps not just with frugality, but with stress and frustration levels too. By accepting our reality (such as, we're never going to cook boeuf bourguignon on a weeknight), we tailor our lives to fit and don't set unreasonable expectations.
The ultimate post on this topic: How Planning Ahead Saves Us Serious Money
Step 10: If you do buy stuff, get it used (or cheap!).
For the things that you legitimately need to buy, are you sourcing them as cheaply as possible? The used market– Craigslist, garage sales, thrift stores, and of course the Holy Grail of hand-me-downs (cue the heavenly chorus)–are your best bets. Also, join your local Buy Nothing Group–or, if your town doesn't have one yet–start it! What I like most about shopping used is that I'm usually able to find higher quality, more durable items on the used market than I would if I bought cheap, low-quality new stuff.
Need some motivation to start shopping used? May I recommend the following:
- How To Find Anything and Everything Used: A Compendium Of Frugal Treasure Hunting (the ultimate guide)
- The Myth Of The Gross Used Things
- 12 Ways to Get a Steal on Craigslist
- Our 12 Tips For Finding Roadside Treasures (aka Great Trash Finds)
For the stuff of life that can't be bought used (toothpaste, dog food, sunscreen), price check to ensure you're getting the best deal. Every week, Mr, FW and I make a grocery and household items list. For anything on our list that I don't already know the price of, we price check between Amazon, Wal-Mart, and BJ's.
I then purchase it wherever it's cheapest. Since stores are unfortunately not uniformly cheapest on every single item they sell, I find this strategy to be an effective way of sniffing out the best deals. This takes us maybe 15 minutes a week and it's well worth it for the savings we reap. Bonus: if you find price checking arduous, it just might encourage you to buy less stuff!
Step 11: Banish excuses.
I'm going to bet that for each of the preceding steps, the non-frugal part of your brain reared up with an excuse (I know this to be true because that's what I did when Mr. FW and I created the UFM). The Uber Frugal Month challenges you to restructure your ingrained spending habits and it's probably not going to be easy. Here's the thing: you can make excuses all day long about why you can't be more frugal, but at some point, your need to sit down and truly think through each of your excuses. You don't have to justify your decisions to me or to your friends or to anyone else and you don't even have to share them with the Uber Frugal Month Community. But you do have to be brutally honest with yourself about why you're spending money.
Changing your spending habits is as much psychological as it is financial, because how we handle money is largely driven by our emotions. The actual mechanics of managing money are simple and straightforward. As with most things in our human experience, saving more money entails changing how we feel about our money. So consider this a financial therapy session and do yourself the favor of entering into it with honesty and a desire to change. Let go of defensiveness and knee-jerk excuses.
The top two most common excuses I hear for not embracing frugality:
1) I live in a high cost of living area!
Yep, having lived in NYC, Washington, DC, and Cambridge, MA, I've been there. And I assure you it's entirely possible to live frugally in the city. And, actually, as I outline in this post, it was cheaper for us to live in the city than it is out here in the country! What I think makes city living more expensive is that everyday you're confronted with endless opportunities to spend alongside the rampant lifestyle inflation of your neighbors. Here are a few inspirational posts for you city-dwellers: How We Live Frugally In The City and The Ultimate Guide To Frugal Boston Living (works for other cities too, I promise).
2) I have kids!
Me too! It's certainly more expensive to have children than not, but this falls into the same category as most other elements of our lives. We can choose to raise our children frugally, or we can choose not to. It's certainly not quite that simple, but I also don't think that being a parent precludes you from frugality. I would point out that some of the most notorious frugal weirdos have children: me, Mr. Money Mustache, JL Collins, Root of Good, 1500 Days to Freedom… and the list goes on. Since we frugal people typically value and prioritize our families, we also often have children or pets. A few posts for inspiration:
- Fighting Back Against The Baby Industrial Complex
- How I Work At Home With My Baby
- Our Thrifty And Simple Baby's First Birthday Party
- How To Fly With A Baby. On An Airplane. By Yourself.
- How I Make My Own Baby Food and Other Frugal Parenting Tales
- Why (and how) I Became a Work-At-Home Mom
- The Gear You Actually Need For Your Baby (Or The Next Baby Shower You Attend)
Major Lifestyle Changes (deep breath, it'll be ok)
If you've done all of the above, crossed your frugal grocery t's and dotted your frugal no-eating-out i's and still can't save at the level you'd like, then something major needs to change. It's time to look carefully at your Fixed Mandatory Expenses because at a certain point, you can't trim around the money-saving edges any more. At a certain point, you need a larger reserve to draw on in order to save more. This, my friends, is the major lifestyle change component of the UFM. These changes are unlikely to happen during the one-month timeframe of the UFM, but you should start considering the below questions as part of the Challenge. As I mentioned in Step 1, if you have a partner, you'll need to address these questions together.
Here are a few major lifestyle change questions to ask yourself and your partner (if applicable):
1) Do you need to earn more? Can you change jobs or advance in your field? Are you interested in taking on a side hustle to supplement your primary income? Should you sacrifice work-life balance in the short-term in order to be promoted at your current job? These are all broader questions to grapple with if you just don't have enough to save from every month. Mr. Frugalwoods and I are fortunate that we had very good incomes from which to save throughout our journey to financial independence.
2) Would moving help? Is your rent or mortgage draining your reserves every month? Could you move to a lower cost of living area or home? Do you need as much house as you have? Could you consider downsizing or perhaps renting instead of owning?
3) Should you get rid of your car (or one of your cars)? If you live in a city, could you get by without a car and instead avail yourself of biking, walking, and public transit? Could your family cope with one car as opposed to two or three? Are you paying off a loan on a too-pricey ride? Could you instead find an affordable, reliable used car? Recommended posts:
- Why We Buy Used Cars and You Should Too
- Ode To An Old Car: Our Money-Saving Machine
- Our Frugal Solution To The All-Wheel Drive Conundrum
- Why We Broke Down And Bought A Used Truck
4) Are you paying to work? Sounds bizarre, but many of us expend a ton of money in service of maintaining our jobs. No joke! Here are a few examples:
- Childcare. It's exorbitantly expensive no matter where you live or what method you use (daycare, nanny share, etc). Examine this expense and consider:
- Do the salaries of both parents effectively outpace your daycare costs?
- Or, could one parent stay home with the kids?
- Can you contrive a creative arrangement with either your current employer or by freelancing/consulting/working from home?
- In the age of the internet, I no longer think it's a binary decision to work or not work. If you stay home with kids, you're not necessarily cut off from the world or from earning money. Sometimes, however, paying for childcare is the best decision for a family and, if this is the case, make a plan for how you'll use that money every month once your child(ren) is out of daycare. Make certain that you know what you want to do with this money so that it doesn't evaporate into increased spending. Will this money go towards debt repayment? Towards a down payment on a house? A new-to-you car? Retirement accounts? Investments? Make a plan now so that you won't be tempted by lifestyle inflation with that influx of cash every month. More on this topic: How I Work At Home With My Baby and Why (and how) I Became A Work-At-Home Mom.
Commute. Is your commute so lengthly that you're spending tons on gasoline, take-out food, and other conveniences because your time is so strapped? Could you move closer to your job to facilitate walking, biking or taking public transit to work? Or, could you work from home? If moving isn't an option, could you find a job that's closer to your house?
- Treating yourself. Do you hate your job? Does this cause you to spend money in order to assuage the frustration you feel over your work? Our culture inculcates the notion that if we've had a hard day, we deserve to treat ourselves–with take-out or a drink at the bar or a new pair of shoes. And yet, all this cycle does is ensure that we must keep working a job we hate in order to treat ourselves to soothe the balm of working a job we hate… For inspiration on breaking this insidious cycle, check out: Treat Yourself? More Like Defeat Yourself!
Conclusion (aka we're finally done, I swear!)
I know this was a lot to get through and no small amount of work for you. But, this is what will create the basis for your financial future, which in turn will dictate the type of life you will lead. What we've discussed today are the mechanics of the UFM. These are the practical steps you need to take in order to save as much money as possible. Throughout the month, my daily emails are what will keep you in the right frame of mind to accomplish this. As you've probably surmised, the most important element of saving money is your own mindset. You have the power to decide whether or not you're going to open your wallet and spend money. It's something that is wholly within your control. And I, for one, have faith in you.
With that, I hope you find time to reflect on why you've chosen to participate in the Uber Frugal Month Challenge. The crux of successful, joyful frugality is spending in service of your goals and on the things that matter most to you. By identifying what you want out of life and eliminating spending that doesn't get you to that final destination, you will succeed. I'm so happy you're here with me and delighted you're taking the Uber Frugal Month Challenge! P.S. If you haven't signed-up for the Challenge yet, you can do so in the box below.
What do you need from me for a successful Uber Frugal Month? Let me know how I can help!
Uber Frugal Month Challenge Signup
We all need some encouragement and inspiration! Starting the day you sign up, I'll send you an email a day for 31 days. Each email will have a tip, meditation, or other frugality enhancer.


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The team announced that newly hired general manager David Caldwell dismissed Mularkey on Thursday following a morning meeting with the first-year coach.
"I informed Mike today that he will not return as head coach of the Jaguars," Caldwell said in a statement released by the team. "I know Mike well and do not want anyone to misinterpret the rationale behind my decision. Mike is an excellent coach and I am sure he will succeed in his next stop in the NFL. However, I must do what I believe is best for the Jacksonville Jaguars and immediately explore every avenue possible to turn our football team around. For that to happen as seamlessly as we want, and as quickly as our fans deserve, I feel it is in everyone's best interests for an immediate and clean restart."
The move does not come as a surprise after Caldwell was hired Tuesday to assume control of the team's front office. Caldwell worked alongside Mularkey with the Atlanta Falcons, but the Jaguars under owner Shad Kahn are looking to turn the page after a disastrous 2-14 season.
"Mike Mularkey is leaving our organization with my utmost respect," Khan said in a statement. "Mike gave the Jaguars everything he had on and off the field, and his efforts as our head coach will always be appreciated. Mike will land on his feet soon. Until then, I wish nothing but the best for Mike and his family."
Citing two team sources, NFL.com's Ian Rapoport reported that Mularkey's assistants have not been fired, but are free to search for new opportunities. Caldwell told the group Thursday morning the new coach might choose to retain them, but the writing is on the wall. One assistant told a friend, "We are done."
The assumption here is that Caldwell is going to pursue his former college roommate and current San Francisco 49ers offensive coordinator, Greg Roman. With the 49ers set to embark on their NFC playoff run Saturday night against the Green Bay Packers, that reunion will need to wait, but Jacksonville didn't fire Mularkey without a plan.
Mularkey himself marched into a tough situation in Jacksonville a season ago. He was forced to coach players picked by the former general manager, Gene Smith. The mandate back then was to make the most out of second-year quarterback Blaine Gabbert, who largely failed under center and has likely worked himself out of a job in Jacksonville. The next coach will exist on the same page as the current front office, and all bets are off at quarterback.
Mularkey was one of the NFL's final head-coaching decisions left hanging in the balance. It's now clear the Jaguars have only begun their grand makeover.


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Always interesting to hear from the man himself where he sees the industry going.
In regards to women in audio, it was great to see women at the AudioAlternative event in Atlanta and hear the questions they were asking. It will take some time for this not to be a mainly man only hobby.
I would love to know what kind of systems women academics and women CEOs might be listening to? I will bet there are some out there with serious money in their systems.


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|Country Of origin:
|United States of America
Sister trio SheDaisy (or SHeDAISY, if you're picky) rode in on the late-'90s wave of female country-pop, following in the stylistic footsteps of Shania Twain, Faith Hill, and the Dixie Chicks. Kristyn, Kelsi, and Kassidy Osborn grew up in the small Utah town of Magna, near Salt Lake City, and started singing together as young girls, often putting on shows for their neighborhood. As they grew older, Kristyn spent more time alone writing songs, while Kelsi and Kassidy performed locally as a duo. After graduating from high school, eldest sister Kristyn joined her sisters, making them a three-part harmony group. They adapted their name from a Navajo word meaning "my sisters" and started taking their act all over the western U.S. Eventually they moved to Nashville in search of a record deal, working at department stores to pay the bills, and caught on with the smaller, Disney-owned label Lyric Street. Their debut album, The Whole Shebang, was released in 1999 and gave the group a breakthrough single in "Little Good-Byes," which went to number three on the country charts. "I Will...But" made number two, and "This Woman Needs" became the group's third Top Ten hit, helping The Whole Shebang go platinum.
While SHeDAISY readied their proper follow-up, they kept music on the market via a 2000 holiday album, Brand New Year, and a remixed version of the debut, The Whole Shebang: All Mixed Up, in 2001. Finally, their sophomore effort, Knock on the Sky, was released in the summer of 2002. Though its singles didn't enjoy the same level of commercial success, Sky did reach number three on the country charts, and sated the trio's growing fan base. SHeDAISY returned in 2004 with the solid pop-country effort Sweet Right Here and the enjoyable lead single, "Passenger Seat," followed by the 12-track Fortuneteller's Melody in 2006. ~ Steve Huey~ Rovi


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Working to Make the Future Better for Children
NEA president encourages renewed focus on keeping Dr. King's dream alive
WASHINGTON - April 05, 2008 -Forty years ago, a bright burning flame of change was brutally snuffed out. Dr. Martin Luther King Jr. was a man who dared to dream, a man who labored to make a difference, a man who, in a speech to striking sanitation workers in Memphis, Tenn., challenged us to "rise up with a greater readiness and determination, to make America a better nation." As the world reflects on his life and legacy on the anniversary of his death, the National Education Association stresses the need to fulfill the dream Dr. King envisioned by providing great public schools for every child.
The following statement can be attributed to NEA President Reg Weaver:
"Dr. King knew it was not enough to remove the shackles from a man's legs, if he didn't have the strength to stand. He knew that we would never achieve true equality until every person had equal opportunities. While we are one of the richest nations in the world, our public schools are deteriorating and high school graduation rates are declining. Nearly half of all Black students are dropping out of high school and there is a great disparity in access to quality education for minority students. This is not Dr. King's dream.
"Forty years after his death, public education is one of the most important battlegrounds in the ongoing struggle for equality in our nation. We can no longer turn a blind eye to the plight of our schools and our children. Dr. King understood the importance of education and spoke of hope for our children and their futures. He understood that education is the key that opens the door to opportunity. If Dr. King were alive today, he would share our belief that every child has a basic right to a great public school."
To learn more about how NEA is addressing issues in minority communities, including dropout rates and other educational disparities, visit: www.nea.org/achievement/images/statusofblacks.pdf .
The National Education Association is the nation's largest professional employee organization, representing 3.2 million elementary and secondary teachers, higher education faculty, education support professionals, school administrators, retired educators and students preparing to become teachers.
Contact: Michelle Hudgins (202) 822-7823


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Weight loss today keeps the doctor away
Statistics show that today, almost one in four Canadians is obese. A deadly trend that has been on the rise for the last 30 years, obesity is associated with diabetes, heart disease and cancer. But is the obesity epidemic putting more pressure on an already strained Canadian health care system?
James McIntosh, a professor in Concordia's Department of Economics, is the first to look at the impact of obesity on the number of doctor visits nationwide.
According to the results he presented at this year's Canadian Economics Association conference, obese individuals visit the doctor more frequently than regular smokers who are at a healthy weight.
"The fact that obesity is more serious than smoking helps people understand the gravity of the problem because they already have some kind of intuitive understanding of how bad smoking is," says McIntosh.
To calculate what would happen if obesity were eliminated entirely, McIntosh used a model created from data that included information from over 60,000 Canadians from the 2010 Community Health Survey. He found that if obesity were not a factor, doctor visits would decrease by 10 per cent.
Doctor visits may further decrease when one takes into account the many visits to the doctor for problems related to Type 2 diabetes, a disease is related directly to obesity.
It's also possible that obesity is the cause of even more doctor visits than estimated by McIntosh's model because the national survey does not include information about weight history. Someone who has recently become obese may not yet be experiencing the full effect of complications such as diabetes and the accompanying need for more medical care.
McIntosh hopes his recommendation for the next survey to include weight history will lead to more accurate results on the effect of obesity on doctor visits.
"The data are clear on the fact that people are overeating and under-exercising, and that has to change," says McIntosh. "I think academics have a responsibility to get policy makers interested in these serious problems."
One solution could be economic incentives. Just as smokers have higher life insurance premiums, people who are obese could also be made to pay more for health insurance. The complication is that obesity tends to be more prevalent among people with low income, making this solution difficult to implement.
Ultimately, McIntosh says a combination of approaches is necessary, including regulation of the fast-food industry.
"While the situation is serious, it's not catastrophic," says McIntosh. "But now is the time to act before it gets out of control."
Related Links:
• Concordia's Department of Economics
• Professor James McIntosh
• Cited Research
• Canadian Economics Association conference program and abstracts


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|Institution Type:
|Campus Setting:
|Mid East Large City
|Highest Degree Offered:
|Bachelor's degree
|Level of Institution:
|Four or more years
i would rate my college a 10 . the reason is that the campus provides help to their students. and getting information to improve oneself. the staff and the environment…
It accepts any student. They don't care what your grades look like, they are willing to help. It is mostly a black community.…
i was past student here and this college in walking distance to my home. i had a great experience here and i am registered to go back and will be…
medgar evers is an excellent college. it provides students with numerous opportunities for academic achievement. i provides a friendly learning environment.…
Although the teachers are good, i dont really care for the environment and the people. some student act like its high school and some are immatureRead More
The campus is beautiful and with the new building, the science classes with the new labs are amazing. The library is large and full of information for all my research papers.Read More


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PTool v3.65d released
You'll need to download firmware from http://panasonic.jp/support/global/cs/dsc/download/fts/index2.html
StreamParser by Chris Brandin as help tool to analyse AVCHD streams - http://www.gh1-hack.info/StreamParser.zip
Other good idea is also use trial version of Elecard StremEye - http://www.elecard.com/en/download/products.html
Remember that Testers section patches are for testers. Use simple bitrate patches.
How can I make encoder hold better in low detailed scenes? Use Auto Quantizer patches.
How to update firmware:
How to provide reports in this topic?
Read FAQs at http://www.personal-view.com/faqs
8-999. Reserved.
Announcment about BT (Big Thing) will follow in next few days.
BT? The musician... ;-D
Any 'cryptic' hints?
Wow, already a new version. Awesome. Can't wait to hear about BT.
@Vitaliy Any clue about BT?
Can't wait to hear more!!!
GH2 Added Recording limit patch
Hoping that this is just a "Small Thing" - not that it isn't very welcome.
Vitaliy is made Chief Technical Advisor to Panny Camera Divison! Either that or Brian Transeau is going to remix the hidden slide show tracks in the GH2.
EDIT And the joke's on me - I was right! (sort of)
Very curious though... I hope they managed to hack the film modes / custom curves / LUT profiles @crisbrandin has been really silent the last months so I hope his new settings stuff drops.
GF3: Initial release with features identical to GH2, except 24p support Note! In GF3 GOP for 720p25 and 1080p25 must be the identical, same for 720p30 and 1080p30.
GF2: Added Recording limit patch
GH2 Added Recording limit patch
General: Few fixes
BT? let's the "betting season" begin... GH3? uncompressed hdmi out?
Voice activated focus pull on m43 lenses? "Closer..." "Wait! Pull back!" "Enhance grid 1138" Perfect for us wedding shooters when we get tired during a ceremony! Or the other way around: They've turned the GH2 into a Theremin!
BT: It would be an inminent announcement about GH3..))
Let's think outside the body box. The next big thing would be... lens hacking????
mmm maby 10bit or color profiles, or a good real 25p
or a extra menu for changing some patch settings
@mozes No, 10bit Vitaliy already said it's impossible. Probably gh3 or hdr
I should have a chance to download tonight, but what is the recording limit patch? Does it let you set a time limit for a recording? Or is it a patch to keep the card from trying to span? Or something else?
Does it let you set a time limit for a recording?
Yep. It is only useful for very high bitrate patches that fail to span to protect footage and be sure that camera stops properly.
It allows the camera to fail gracefully if it cannot span. You cannot use the 30 minute time limit patch with it though.
It wasn't clear in the notes. Does the new Ptool allow manual video mode for the GF3? Also the GF3 still lacks the 1080p 80% slow motion, 720p @ 60 FPS, true 1080i/60, and ETC modes of the GH2, right? If you added those in then BRAVO to you. If not then still a great job. Thanks for your hard work.
Pay no attention to my previous comments, I was merely trying to be funny. So on a more serious note: We are probably getting continous light from the flash, finally turning the GH2 into a proper videocamera.
@oscillian I laughed so hard at your first comment. It was necessary!
If it could make 3rd party battery shown level. That would be Beer Time for BT :=)
Sometimes you wonder that even small thinks like this can find convinient and not at first sight thought applications.
Time limit for extreme settings, time limit for timelapsers, what else ..... you will see soon that there will come more if enough creative people think about it.
So what could BT be. Jello, no way must be hardware base, limited by sensor readout. We already have higher bitrate, so a no. So whats left to hack. Film mode would be a big one with flatter profile for example for bigger DR. A function to set the I-dynamic that is useless in its current implementation, again for more DR. Hack of the 1 second 40 fps 4 megapixel mode to longer time or continuously at 24 fps. Clean HDMI with true 4.2.2 . Ha ha ha should stop here, I am getting crazy.
Maybe enabled video mode for 3D lens ? ..... I know ..... I know that would be only for a very small target group and really for fun only but I would be happy :D
Full refunds maybe?
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It's only additional add-on for your blog. If you are interested to put it in your blog, you may follow the steps below:
I Assume that you are familiar with basic WordPress menu
Familiar with basic HTML code
Step 1. Copy the codes from http://www.ipligence.com/
Click 'free IP search'.
Goto to the bottom page. There are 2 choices of display that you can use. If you want to use like my one, you can choose infobox #2.
Step 2. Copy the link.

Then separate the code into:
My link address is: http://www.ipligence.com/" target="_blank"
My image address is: http://www.ipligence.com/freetools/iplocation/b2
Step 2. Copy your ipligence link into your WordPress.
Login to your wordpress and goto to your blogroll.
You can create a new category or just put into existing category.
Don't forget to put 'ipligence' on 'Name', ipligence link address on 'Address' and ipligence image on 'Image address'. Click 'Save changes' to save.


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From Linux-VServer
Guests can be started using one of the following init styles:
- plain
- Launches a unique init process for the guest that appears to run as PID 1.
- Guest's init process executes the rc scripts.
- Therefore, you cannot watch the startup process.
- However, any shutdown or restart command should work
- sysv (default)
- Executes the runlevel scripts directly.
- You can watch the startup process.
- Slightly lighter weight since no additional init process is needed.
- The vserver sees a fake init with PID 1 that has the same properties as the real init on the host.
- You must use "reboot -f" or "halt -f" to restart or shut down from within the guest.
- gentoo
- Like sysv but works on Gentoo-based guests.
- Was deprecated but has been reinstated around util-vserver 0.30.212.
- minit
- Like plain init but smaller.
- minit must be installed on the guest.
- http://www.fefe.de/minit/
The init style should go in a file containing a single word: sysv, plain, etc.
If the file doesn't exist, sysv will be used. If the word isn't recognized, the guest will not be started and an error will be printed.
Using runit
runit is an init replacement that provides service monitoring. There currently are at least three ways to use it with vserver:
- Set initstyle to plain; this allows you to launch your own runit inside the vserver.
- Set initstyle to sysv, but cmd.start to "/etc/runit/2" and cmd.stop to "/etc/runit/3".
- Use a persistent context for the guest, and just run the services inside it, not runit itself. This is discussed in Running runit-supervised services inside a vserver.
I haven't tried the first way; the second way has the advantage that you can run a vserver under runit running on the host.
For this to work, you must customize /etc/runit/2 in the vserver as follows:
#!/bin/sh trap ":" HUP INT QUIT ILL TRAP ABRT BUS FPE USR1 SEGV USR2 PIPE ALRM TERM CHLD CONT STOP TSTP TTIN TTOU URG XCPU XFSZ VTALRM PROF WINCH IO PWR SYS PATH=/usr/local/bin:/usr/local/sbin:/bin:/sbin:/usr/bin:/usr/sbin:/usr/X11R6/bin runsvchdir default >/dev/null env - PATH=$PATH \ runsvdir -P /var/service 'log: ...........................................................................................................................................................................................................................................................................................................................................................................................................' exec /etc/runit/3
Now, you can set up a runit service on the host with a run script like this one:
#!/bin/sh exec 2>&1 exec vserver name-of-vserver start
This way:
- vserver start doesn't exit until runsvdir terminates.
- If runsvdir terminates, all services running inside the vserver are stopped.
- vserver stop works as expected.
- Update: with util-vserver 0.30.212 on amd64, it doesn't. The signal never reaches runsvdir.
- You can control the vserver using sv like any other service, provided all processes running inside it are managed by runit.
- If there are processes left inside after all the services exited, runit running on the host won't be able to restart the vserver until those stray processes are killed somehow.
- You may want to add something to this effect to the finish script of the vserver service, but it may not be a good idea. Be sure you know what you are doing, as always.
Still, this may not be the best way to integrate runit with vserver. I now believe the best way is running runit-supervised services inside a vserver without imitating anything like init in the guest.
--Guy- 02:30, 2 February 2007 (CET)


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Like Chronos devouring his children, Detroit's roads are trying to swallow the cars the city itself produced. Specifically, drivers in the area this morning were faced with the dual threats of a giant sinkhole and a massive pothole. Screw Robocop, this city needs Roboroadcrew.
While the sinkhole may appear to be the most impressive infrastructure failure, it's merely the sort of common water main break that occurs in cities all over the world. Somehow the pothole is more frightening. The spot where the hole appeared looks like its been patched more times than Joan Rivers' face.


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11/03/11 Update: Starting tomorrow, we are lowering the ticket convenience fee to: 10% + $1 per ticket (maximum convenience fee of $9).
8/29/11 Update: Now when using the "PayPal Options" feature to sell tickets to your webinars, your attendees will have an ad free experience. That's right, no ads and AnyMeeting is still completely free.
That's right, AnyMeeting now has an integrated webinar ticketing system, which leverages PayPal's merchant service. Now you can make money from that awesome webinar that you've been putting together. It's easy to use and will soon have you generating income from all of your online events. All you need is a verified PayPal Merchant account and you can begin charging admission to your live webinars and even charge to view your recorded event.
To start letting webinars work for you and increase your bottom line, simply enter your PayPal account information when you are creating the event registration form, and set a price for your event. Soon the money will start rolling in as people start buying seats. You can even set codes for any special pricing or discounts you would like to include.
Your attendees will then have the option of paying for the ticket using their personal PayPal account or a credit card. AnyMeeting just takes a small percentage of the revenue generated to pay for business expenses related to the transaction.
For more information on integrating PayPal with your AnyMeeting account, see our video tutorial below.


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Innovative machinery and plants for the world
Austrian companies are among the very best in the world for machinery and plant engineering. Almost a quarter of all goods exported from Austria come from this industry sector, whereby the decisive competitive advantages lie in the outstanding quality, innovative knowhow and above all the close collaboration with customers and great flexibility.
Many of the Austrian companies in this sector count as "hidden champions". The machinery and metalware industry has 1,500 companies, making it Austria's largest employer in the industrial sector. More than 23.8% of total Austrian export volumes are generated by machinery and metalware. The most important export markets are Germany, USA, France, Russia, China, Italy and Switzerland.
There are many reasons for the success of Austrian mechanical and plant engineering firms such as comprehensive R&D investments in key technologies. Another decisive factor is the good education and the way that exceptional specialist knowledge and skills are passed on to apprentices, making an important contribution to high standards.
More information on Austrian companies for machinery and plant construction, as well as opportunities for cooperation, can be found in the latest edition of FRESH VIEW:FRESH VIEW Machinery and Plant Construction: Manufacturing Technologies and Engineering. Nr. 154/2014 [pdf, 5,177.5kb]


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Join ePHOTOzine, the friendliest photography community.
Upload photos, chat with photographers, win prizes and much more for free!
Rating: no rating
Lowest Price: £715.00Ideal for reportage and wedding photography, it combines an essential everyday focal range with a premium quality L-series construction, delivering consistently sharp, professional-quality stills in a range of different situations. A new macro function also optimises the placement of lens groups during macro photography, allowing shooting at a maximum magnification of 0.7x reducing the need for photographers to carry a dedicated macro lens.


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Does anyone have any idea how I can get a toolbar with two different language
buttons to link up to code that changes the language that the form is written
in. For example if the form is written in French, a button will change the
form to English and vice versa. I am doing this in visual basic in word 97.


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Showing all 4 results
We are currently experiencing an unprecedented amount of orders via our website. We are working extremely hard and doing everything we can to get orders delivered as soon as possible, but please bare with us as we work through these challenging times with factories and supply chains.
Our suppliers are now out of stock on certain items so orders may take a lot longer than normal. We will try our best to update customers on any stock issues.


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Apple Macbook Pro 2.5GHz 15.4" MGXC2 i7 16GB RAM 512GB RETINA 2014
The widescreen, LED-backlit IPS screen has a glossy finish and a native resolution of 2880 x 1800. With 220 pixels per inch, this MacBook Pro has a pixel count of over 5 million. You'll be able to output to 2 external displays at up to 2560 x 1600 via Thunderbolt 2 (Mini DisplayPort). Any Mini DisplayPort-compatible display will plug in without the need for an adapter. This MacBook Pro also adds an HDMI port so HDMI-compliant devices, particularly HDTVs, are now natively supported as well. Visuals are handled by a dedicated NVIDIA GeForce GT 750M graphics card with 2GB of GDDR5 discrete memory.
The system is powered by a quad-core 4th generation Crystalwell 2.5 GHz Intel Core i7 processor. The 4th-gen Crystalwell processor uses low voltage for improved battery life without sacrificing performance. The MacBook Pro with Retina Display also has 16GB of onboard 1600MHz DDR3L RAM, 512GB of PCIe-based flash storage and an SDXC media card slot. You'll be able to connect to the Internet with high-speed 802.11ac Wi-Fi. The MacBook Pro also supports a/b/g/n Wi-Fi networks as well. The MacBook Pro also features built-in Bluetooth 4.0, which allows you to connect wireless headphones, keyboard, mice and other compatible peripherals without a hassle.
This MacBook Pro has dual Thunderbolt 2 ports, a high-speed interface that can move data at an amazing 20 Gbps, which is four times that of the USB 3.0 standard. Speaking of USB 3.0, Apple still supports USB 3.0. This MacBook Pro now features two USB 3.0 ports so you no longer have to buy an adapter, but can use USB 3.0-compliant devices natively as well. There is also a MagSafe 2 power port, which uses a magnetic connector that safely disengages from the computer when accidentally pulled. Please note that MagSafe 2 is not compatible with MagSafe adapters.
The computer features a comfortable backlit chiclet-style keyboard, which features space between each key for improved accuracy and comfort when typing. It also sports a glass multi-touch trackpad with a clickable design. Rather than having a separate button for mouse clicks, the entire surface of the pad is clickable. This increases the active surface area and allows you to quickly click without having to maneuver to the bottom of the trackpad.
The trackpad also fully supports multi-touch gestures. You can tap the trackpad with one finger to click, tap with two fingers to right click, scroll through documents using two fingers, pinch to zoom, navigate through Safari or iPhoto with three-finger left and right swipes or use two fingers to rotate a photo or PDF.
iLife has a complete suite of digital creativity applications. Easy enough for anyone to use, iLife will help you edit your home movies, organize digital photos and compose original music. iLife includes iPhoto, iMovie and GarageBand.
iWork provides three apps to keep you productive. Pages allow you to make creative word documents. Numbers helps you make spreadsheets more visually insightful. Keynote allows you to create a powerful presentation, complete with animated charts, interactive tables with cinematic effects and transitions.
The 64-bit Mac OS X features Time Machine backup, which automatically backs up system data to an external hard drive. It also features intuitive Cover Flow navigation, the powerful Spotlight search tool and Quick Look document preview. You'll be able to use Boot Camp to run Windows on your Mac, if needed.Product Heightlights :
- 2.5 GHz Intel Core i7 (Crystalwell)
- 16GB of Onboard 1600 MHz DDR3L RAM
- 512GB PCIe-Based Flash Storage
- NVIDIA GeForce GT 750M Graphics (2GB)
- 15.4" LED-Backlit IPS Retina Display
- 2880 x 1800 Native Resolution
- 802.11a/b/g/n/ac Wi-Fi, Bluetooth 4.0
- Thunderbolt 2, USB 3.0, HDMI
- FaceTime HD Camera, Dual Mics
- Includes Mac OS X 10.10 or OS X 10.9
- 1 x Apple 15.4" MacBook Pro MGXC2 Notebook Computer with Retina Display (Mid 2014)
- 1 x Power Cord
- 1 x AC Wall Plug
- 1 x MagSafe 2 Power Adapter
**Power cord may not fit your country , we will provide FREE charger adaptor if necessary**
|2.5?GHz?Intel?Core i7?Quad-Core 4th-Gen Crystalwell
|OnboardType: 1600 MHz DDR3L SDRAM
Installed: 16?GB
|Graphics Card
|Type: Hybrid Graphics System
Installed: Intel?Iris Pro Graphics with up to 128?MB?Shared;?NVIDIA GeForce?GT 750M with 2?GB?GDDR5 SDRAM?Dedicated
|Aspect Ratio
|Native Resolution
|2880 x 1800
|Supported Resolutions
|2880 x 1800 at 16:10 Aspect Ratio?
1920 x 1200 at 16:10 Aspect Ratio?
1680 x 1050 at 16:10 Aspect Ratio?
1280 x 800 at 16:10 Aspect Ratio?
1024 x 640 at 16:10 Aspect Ratio?
|External Resolution
|Up to 2560 x 1600
|Hard Drive
|Installed: 512?GB?
Type: PCIe-Based Flash
|Optical Drive
|Input/Output Connectors
|2x Thunderbolt 2
2x USB 3.0 (A)
|2x Mini DisplayPort?via Thunderbolt port
1x HDMI
|Integrated Stereo Speakers
Dual Array Microphones
1x 1/8" (3.5 mm) Headphone/Microphone Combo Jack
|Flash Media Slot
|1x SDXC
|10/100/1000 Mbps Gigabit Ethernet (RJ-45)
|Bluetooth 4.0
|Operating System
|Not Specified By Manufacturer
|Keys: 78
Type: Standard Notebook Keyboard
Features: Backlight
|Pointing Device
|TouchPad with Double-Tap, Drag, Four-Finger Swipe, Inertial Scrolling, Multi-Touch Control, Pinch, Rotate, Tap, Three-Finger Swipe
|Built-In?Lithium-Polymer ?Providing up to 8 Hours per Charge (95?Wh)
|Power Requirements
|AC: 100-240 VAC, 50-60 Hz
Consumption: 85 W
|Dimensions (WxHxD)
|14.1 x 0.7 x 9.7"?/?35.8 x 1.8 x 24.6 cm
|4.46 lb?/?2.02 kg
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Maybe I have taken too many new beginnings with this blog to actually define this as yet again another "new beginning" but here is yet another because over the past fee months I have simply been too scared to put pen to paper, fingers to board and thumbs to scary fragile glass screen.
I won't go into the matter that brought me to that feeling because its too difficult, painful and personal to detail. But from that event I just couldn't write anything that involved an iota of creative thinking. However after a few pep talks and words of encouragement I will try and bring you something of worth.
First off an admission. I love Modern Family. The TV program currently winning countless viewing figures for the rumour that one of the may or may not be dating Charleze Theron. This seems to have "shocked" people because he a) plays a gay man on the show and b) because he is more portly than muscly. I'm not here to go on about the medias' expectations of the human body. It's not why I watch the show. I watch it because it is funny. Surprisingly funny at first because I thought nothing from America could be funny after Monica and Chandler moved out of Greenwich Village and Carrie trotted off (in another pair of unattainable shoes) with Mr Big. I even ribbed my sister for watching it, giving it the cynical view that all the scenarios were too ridiculous and mad-cap to actually be laughed at. But then curiosity got the better of me and whilst no one was in I sat down to watch. Fully expecting it to be the most stupid show I had ever seen. And it was . But in a good way. Because for all the ridiculous situations that this family get themselves into and for all the bizarre characters, the actors are more than just the a-typical beautiful Americans that have frequented the screens of other sitcoms. They actually seem to like one another for a start. And secondly the writers seem to respect their audience. Something that with the rise of tv programmes such as 'Top Dog Model' and the multiple 'lets poke fun at everyone outside of London' pantomimes seem to have forgotten.*
But why do I write about this show?
I'm writing about it because in the last episode amongst all of the hi-jinks and farce he story revolved around one if the children starting at university. For all the soppiness at the end it made me think of when I was starting uni. What my expectations were and how were I am now fits in with those. Don't take this in the wrong way I am not writing this nostalgically because I finished my postgraduate degree a year ago and only started uni in 2007. Moreover my working life hasn't really begun yet because I have only really just started full time big-girl work and can look forward to carrying on so till (by the looks of things) until I am at least 102. Even if I do pass over the veil I'm sure some sci-fi, post-post apocalyptic movie loving "genius" will find a way of making sure I am crippled by all of the things we are crippled by in modern society long after I am gone.
Anyway, back to reality.
It got me thinking about work and the big 'what do I want to do with my life' question. So many people I know, not just my age are in a horrid predicament of not having work and being unable to find it. One of my closest (ironic as she lives in Italy) friends is having to move to Bruges for work! But it set me thinking. At the moment I am on a cliff edge because I know that I will not do what I am doing forever. Moreover, despite feeling that those I work with may view me as a catastrophic moron, I quite like them and the office is a jolly place to work. It's a cliff edge because I know that many others have and will get drawn in to this. I realise I must not, but how can I defend myself? My answer came from many after I tweeted something the other night about feeling that although working full pelt, there is a feeling that you are not getting anywhere. Despite the response this 140 letter sentence was not wholly about myself. In truth I was fed up of hearing bad news about those i love and wanted the tweet to be a wish for them. But as countless law suits have detailed twitter isn't really one for great detail. However the amazing words of wisdom I got made me think of my barmy friend/extra Nanna Elaine who always says "what's meant for you won't pass you by" so I decided I take the words on board and have a ponder.
What I took from the feedback was that on the whole it called for me to look at things from a different perspective. Which I found hard because all I could see was bleak, bleak, bleak. However staring out into the dense grey mist and fog that is currently making Essex and London look like a Hitchcock thriller something has come to me.
I have always placed the elusive word 'career' alongside words such as 'lawyer','nurse', 'teacher' and all thought these roles are creative to a certain degree and should certainly not be sniffed at. I realised that the jobs which I wish to attain I had never placed that word to before because I didn't believe I could do it. I still completely don't but what is key is that I have started to think that these words could go together as tastily as chocolate and cherries.
Which brings me back to Modern Family because in the last episode 'Phil' the father of the new college goer wrote a philosophy or rather "Phil-osophy" book for his daughter so that she could have his words of wisdom everyday. Smushy yes… But it was for comic purposes so I was definitely reading to deeply into it when I found a semblance of some philosophic worth through my chortling
when he said.
"When life gives you lemonade…make lemons. Life will be all like WHAAAT?"


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Game 5 : 2008 World Series
Phillies lead 3-1
Tampa Bay Rays at Philadelphia Phillies
Citizens Bank Park, Philadelphia
8:29 p.m. / 47, light rain
Scott Kazmir (12-8, 3.49 ERA) vs. Cole Hamels (14-10, 3.09 ERA)
If the Phillies win, they are world champions.
News & Notes
Hamels defeated Kazmir in game one of the series. Hamels gave up two runs, while Kazmir surrendered three. … Chase Utley homered off Kazmir in that game. Carl Crawford homerd off Hamels. … Hamels is 1-0 in elimination games and 4-0 in the postseason. … This is just the second game the Phils will play with the chance of eliminating their World Series opponent. The last time that happened was Oct. 21, 1980. The Phillies won. … Carlos Pena and Evan Longoria are a combined 0-for-29 with 15 strikeouts in the series. … If the Phils win tonight, they win their second world championship in 125 years.
The Lineup
Jimmy Rollins / SS
Jayson Werth / RF
Chase Utley / 2B
Ryan Howard / 1B
Pat Burrell / LF
Shane Victorino / CF
Pedro Feliz / 3B
Carlos Ruiz / C
Cole Hamels / P
Your Gamenight Beer
Not that I want to jump the gun, but I was given a recommendation by our own Julie Michael, and it's fitting. Let's go with Sierra Nevada Celebration Ale. Yes, celebrate. Celebrate because tonight may very well be the greatest night in Phillies franchise history. Here we are, everyone, at the climax of an incredible season. Time to do it. Time to win. Just win.
Go Phillies!