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Innovative Medical Devices
Put your quality to the test
The healthcare and medical device industry is a dynamic one that is characterised by continuous improvement and innovative solutions. Improvements in medical device technology have greatly improved the effectiveness of patient care over the past few decades.
However, manufactures of innovative and novel medical devices often face challenges in getting their products market ready. The regulations may often seem complex and difficult to understand, especially when pertaining to applications of innovative and novel medical devices.
TÜV SÜD has the expertise to understand novel and innovative medical devices. With over 30 years of experience, TÜV SÜD experts work with a broad range of medical devices.


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Home > KICKPLATES & PUSHPLATES > Satin Stainless Steel Kick Plates - 150mm High
Part Code: 740.1940.01Finish: Satin Stainless SteelThickness: 1.2mmSize: 940 x 150mmIn Stock For Next Day Delivery: YesScrews Included: Yes
Includes matching screws
Square cornered
940 x 150mm Satin Stainless Steel Kick Plate - Drilled & Countersunk - Square Corner
Be the first to Write a Review for this item!
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subset: commoncrawl


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Interswitch is an Africa-focused integrated digital payments and commerce company that facilitates the electronic circulation of money as well as the exchange of value between individuals and organisations on a timely and consistent basis.
The company started operations in 2002 as a transaction switching and electronic payments processing company that builds and manages payment infrastructure as well as deliver innovative payment products and transactional services throughout the African continent.
Interswitch is an organization with a strong commitment to compliance and ethics. Our written standards and policies cover general guidelines for conducting business consistent with the highest available standards of conduct.
Interswitch is committed to maintaining an environment where open, honest communications are the expectations not the exception. We want you to feel comfortable enough to report any concern as a client/customer or approach your line manager or management staff with questions including instances where you believe violations of standards or policies may have occurred
EthicsPoint will send the information you provide to us in a format that protects your confidentiality. We take all reports about compliance and ethics matters seriously. We will look into each report and follow up appropriately.
Interswitch is uniquely qualified to offer training and advisory services in the e-payments and e-business industry. We advice clients on how to get the best return from their investments in electronic payments, and train to bridge identified gaps in knowledge, learning and development.
Our vast knowledge and experience in e-payments consistently sets us apart from other e-payment training providers. No matter how big you are, public or private, and in what industries or sectors you do business, we can help you work smarter and reach your goals. Have a look at the services we offer. And let's talk
Deloitte will send the information you provide to us in a format that protects your confidentiality. We take all reports about compliance and ethics matters seriously. We will look into each report and follow up appropriately.
Customer Service: http://help.interswitchgroup.com/
E-mail: [email protected]
Plot 2B, Nakasero Hill Road
P.M.B. 7555, Kampala, Uganda
Tel: +256 414 256 671
Fax: +256 414 256 676


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Sleep Disorders Medicine. Basic Science, Technical Considerations, and Clinical Aspects
Chokroverty, S.
Saunders (W.B.) Co Ltd
Julio / 2009
3ª Edición
722 pags
2200 gr
22 x 29 x 3 cm
Recíbelo en un plazo De 7 a 10 días
Dr. Sudhansu Chokroverty—a world-recognized expert in sleep medicine—presents the third edition of Sleep Disorders Medicine for the latest developments in this rapidly expanding specialty, with coverage of neuroscience and clinical application. In addition to summarizing basic science and important technological aspects of diagnosis and treatment, this edition presents new chapters—on sleep and memory consolidation, neuroimaging, and more—in a color layout that makes it easy to access the latest advances in the field. The text's manageable size and logical, multi-disciplinary approach make it the right choice for newcomers and experienced clinicians alike.
"The volume is clearly written, well illustrated, attractively produced, and benefits from a good index...The book will be of great interest to clinical neurophysiologists or sleep specialists and those in training in these subspecialties as well as to clinicians responsible for the care of patients with a variety of neurologic disorders that may lead to disturbances in sleep, including specialists in neuromuscular diseases. It can be strongly recommended." - Muscle and Nerve, review of the previous edition
"Dr. Chokroverty invited many of the pioneers of progress in sleep medicine to contribute to the second edition of his book. Not surprisingly, it continues to be one of the best available reference works on sleep disorders. Most of the 35 chapters could stand alone as monographs worthy of separate publication. Indeed, despite the explosive growth that has occurred in information on sleep disorders, Dr. Chokroverty provides us with a comprehensive review of the wide spectrum of sleep pathology. Anyone with an interest in sleep disorders medicine should find this book helpful." - Journal of Clinical Neurophysiology, review of the previous edition
Key Features
- Covers all aspects of sleep medicine in a practical, logical format divided into three sections: the basic science of sleep physiology, neuroanatomy, and biochemistry; the technical methods of recording; and a clinical approach to patients with sleep complaints.
- Represents the breadth of knowledge across disciplines through the contributions of 50 prominent names in the field of sleep medicine.
- Provides a multidisciplinary approach to the diagnosis and management of sleep disorders with coverage of related fields such as pulmonology, otolaryngology, and psychiatry.
- Includes a Glossary of Terms adapted from the American Sleep Disorders Association for quick reference to the sleep terminology used throughout the text.
New to this Edition
- Offers online access to the full text through Expert Consult functionality for convenient reference.
- Demonstrates how recent basic science advances affect clinical medicine through new chapters on Sleep Deprivation and Sleepiness; Sleep and Memory Consolidation; Neuroimaging in Sleep and Sleep Disorders; Nutrition and Sleep; Nature and Treatment of Insomnia; Evolution of Sleep from Birth through Adolescence; Sleep-Disordered Breathing in Children and Women's Sleep.
- Improves on the clarity and consistency of the text with a new, completely redrawn art program, including full-color illustrations in the clinical section that enhances diagnostic material.
- Presents the material in an even more readable and user-friendly two-color design and page layout.
Author Information
By Sudhansu Chokroverty, MD, FRCP, FACP, Professor of Neurology, New York Medical College, Valhalla; Clinical Professor of Neurology, University of Medicine and Dentistry of New Jersey, Robert Wood Johnson Medical School, Piscataway, NJ; Associate Chairman of Neurology, Chairman of Neurophysiology, and Director, Center of Sleep Medicine, Saint Vincents Hospital and Medical Center, NY
Fax91 448 21 88Dir
C / Raimundo Lulio, 1, 28010 Madrid, España.email@example.com de ventaQuiénes SomosAvisoContacto
© 2020 Axón Librería S.L.


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Tablets And Terrors: Magicka Expands
Most games would be content to play host to a series of Wizard Wars and frantic tactical multiplayer arena combat is almost certainly the focus of Magicka's immediate future, but the wizards at Paradox have a few other tricks up their sleeves, and hidden beneath their robes. First up is the Dungeons and Gargoyles DLC, a continuation of Dungeons & Daemons. There's a trailer for that below, as well as a video of Wizards of the Square Tablet, which is now available on PC following its debut on the titular tablets earlier this year. I didn't play it back then but it sounds like a devious little time-killer, like Bruce Willis in that one film. I might take a look this weekend and I'll definitely be playing some Wizard Wars. A multiplayer killathon that I'm not terrible at!
First up, here's Dungeons and Gargoyles.
And here are the tablet wizards and a particularly 'orrible crab.


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RadarOnline.com says that Bey and Jay like Kanye, but they can't stand Kim!
A source told the site that behind Kim's back, Beyoncé called her a "scandalous, social climbing whore," and that Jay Z called Kimye's dream wedding a "circus."
A source at Eonline.com had a different version of what happened. The insider said the couple opted to skip the wedding to avoid drama with Rachel Roy. The designer was supposedly at the center of Jay Z and Solange's elevator dispute after the Met Gala.
In contrast to the reports, the "Drunk in Love" singer wished the couple well on their big day.
She posted a photo on Instagram with the caption, "Wishing you a lifetime of unconditional love. God bless your beautiful family."


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Perfect match: how to pair wine with food
Pairing is caring when it comes to finding the perfect wine match for your meal. You want the wine to complement the food and enhance its qualities, like any good relationship. These rules don't need to be followed step-by-step, but are more of a guide to get started. Choosing wines can be great fun and a bit of a challenge.
Intensity for intensity
The main rule for wine pairing is matching the intensity of the food to the intensity of the wine.
- Red wines = bold flavours = red meats
- White wines = light intensity = fish and chicken
This is where the old rule of red wines match red meats and white wines match white meats, but there are other factors that may affect this too, so read on.
Don't forget the sauce
It's important to base your wine choice on the most prominent element of the meal. The prominent element of the dish will be the one with the most flavour and intensity. If your meal involves meat, it doesn't mean the meat is the most prominent part. In fact, you will probably benefit from considering the sauce in most situations, depending on what flavours are the strongest.
Complement, don't overpower
The wine should be treated as an extra seasoning or spice to the meal. Different wines will affect the meal in different ways, so here are a few tips on what to look for when it comes to choosing your wine.
|Sweet, preferably sparkling
Congruent vs contrasting pairings
Just a little fun fact for you – most wine and food pairings can fit into the below two categories, each creating balance in different ways:
- Congruent pairings create balance by amplifying shared flavour compounds e.g. Red wine
- Contrasting pairings create balance by contrasting tastes and flavours e.g. White wine, sparkling and Rosé
Cheat sheet
Here are a few wine types and what they tend to match best with to get you started on finding the perfect match for your food.
- Sparkling - salty foods
- Sauvignon blanc – meals with tart dressing or sauce
- Pinot grigio – light fish dishes
- Chardonnay – fatty fish or fish with a rich sauce
- Riesling – sweet and spicy dishes, like Asian food
- Moscato – fruity desserts
- Pinot noir – earthy flavours, such as mushrooms
If you are struggling to find a wine that pairs with both your food and your preference, always choose your preference. At the end of the day, you still should enjoy the wine, no matter how well it goes with the food.
P.s. here are a few go-to wine and food combos that everyone needs, you can thank us later:
- Cheeseburger - cabernet sauvignon
- Chicken schnitzel - riesling
- Fish and chips - cabernet sauvignon


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Wyoming Concesionarios Toyota:
- Casper
- Cheyenne
- Lander
- Laramie
- Powell
- Rock Springs
- Sheridan
When you're ready to go places in Wyoming, there's no better way to travel than in a Toyota car, truck, minivan, SUV, or hybrid. And there's no better place to find Toyota Special Offers & Inventory in Wyoming than Buyatoyota.com. From Yellowstone, to the Tetons, to Laramie and Cheyenne and just about everywhere in between Buyatoyota.com is the place for all things Toyota in Wyoming. Just point your computer, smartphone, or tablet browser to Buyatoyota.com and do it all: Find new and used vehicles. Locate dealers convenient to you. View inventory. Explore your options. Request a quote. Or simply get directions to nearby dealerships. It's all in one place, all at your fingertips. At Buyatoyota.com.


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States With the Most Social Small Businesses [INFOGRAPHIC]
As the November elections approach, politicians will likely focus on several key issues, including job creation, particularly for small business owners. The small business sector represents 65% of the economy — and owners of these businesses are wise to the importance social media can play in promoting their businesses.
Radius, a company providing sales intelligence for the small business market, released a report ranking cities based on the social media usage of its small business owners.
San Francisco tops the list of places with the most socially connected small businesses, with Los Angeles and Washington, D.C., coming in second and third, respectively. Overall, West Coast cities ranked higher than those on the east coast, with New York coming in seventh and Boston not even making the top 20.
But some East Coast and Midwest cities are making strides to stand out on social media:
Grand Rapids, Mich., (29%) and Oklahoma, Okla., (28%) have the highest percentage of SMBs with Facebook pages.
Buffalo, N.Y. (20%) and Rochester, Minn., (20%) have the highest percentage of SMBs with Foursquare check-ins.
Small businesses in the top 85 U.S. cities are ranked according to the Radius Social Index, which is comprised of social media presence and daily deal activity. Radius monitors and collects information from more than 15 million small businesses in the U.S. and measure the activity of those businesses on major social networking sites such as Facebook, Twitter, Foursquare, Yelp and daily deal activity.
"It's important for small businesses to utilize social media to engage with customers, develop higher awareness, identify and attract new customers, which can all directly impact the growth of their business," CEO and founder of Radius, Darian Shirazi tells Mashable. "Being on the social graph also allows for other companies to be more efficient when working with them, since they will better understand the business and be able to offer a wider variety of services."
Check out the infographic below and let us know what you think in the comments.


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I have my t-shirts now,
they are very nice and fit perfectly, I order one size bigger than..
Rating: [5 of 5 Stars!]
|Hey this is the type of thing that i would like to keep to my self,but you get AAA+++
Rating: [5 of 5 Stars!]
Result Pages: 1
Displaying 1 to 3 (of 3 reviews)


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Collage | iPhone Case
This sleek iPhone case protects your phone from scratches, dust, oil, and dirt. It features flexible sides with precisely aligned cuts and holes & a .5 mm raised bezel which provides extra protection.
Delivery + Returns
Please allow up to 7 business days for this item to be processed and fulfilled. Once an item has been shipped, please allow 3 - 5 days for the item to be delivered. Due to every product being fulfilled as it's ordered, we cannot offer size exchanges or refunds.


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A Tennessee woman injured a Port Authority police officer when she drove into oncoming traffic to avoid going through the Lincoln Tunnel into New Jersey Sunday night, police said.
Amber Johnson, 30, of Clarksville, was driving in Manhattan traffic toward the Lincoln Tunnel when she apparently told Port Authority police officers she did not want to continue westbound to New Jersey.
Police told Johnson to continue through the tunnel, but she ignored them and reportedly turned into oncoming traffic.
U.S. & World
She hit one Port Authority police officer as she drove against traffic. The officer was treated for a wrist injury at a hospital, Port Authority police said.
Johnson continued driving against traffic across an underpass at 39th Street and 40th Street, and ran a red light before being stopped near Times Square, police said.
Johnson was arrested and charged with assault, unlawfaul fleeing and other traffic violations.
Attorney information for her was not immediately available.


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Bee enamel earrings
Ivory coloured enamelled copper earrings, featuring drawings of bees. The earrings are slightly domed, with natural copper backs and are suspended from hand-made sterling silver earring wires.
Shipping & delivery
This item will be posted to you by Lesley Jane Jewellery within 3 days of receiving payment.
|Shipping destination
|Additional items
|United Kingdom
Returns Policy
You have 14 days, from receipt, to notify the seller if you wish to cancel your order or exchange an item.
Unless faulty, the following types of items are non-refundable: items that are personalised, bespoke or made-to-order to your specific requirements; items which deteriorate quickly (e.g. food), personal items sold with a hygiene seal (cosmetics, underwear) in instances where the seal is broken.


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Matthew 5:45 That ye may be the children of your Father which is in heaven: for he maketh his sun to rise on the evil and on the good, and sendeth rain on the just and on the unjust.
The Lord is quoted in this scripture in Matthew. It contains an important principle which believers sometimes tend to overlook. Many believe and even teach that if you're blessed, your life will be filled with material prosperity, and that if you are undergoing extreme trial, it must be because you have sinned or that you lack faith. The Lord says that the sun rises and the rain falls on both the righteous and the unrighteous alike.
A life of good circumstances does not mean that God is with us. And likewise, a life of trial and suffering does not mean that God is not with us! If we base our lives on our circumstances, we are no different than people without God. What makes us different is that we have something far greater than our circumstances! We have a relationship with the Living God!
There's nothing wrong with rejoicing in the good times but we need to rejoice in the bad as well! We have a greater treasure and a more amazing victory when our lives our centered upon Him.
Your family in the Lord with much agape love


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February 28, 2019
Dear parents and families,
This morning, the Oklahoma State Department of Education released new report cards for all public schools in our state. The school report cards are available for you to review at www.oklaschools.com. These report cards are designed to give families and communities an annual update on school growth and improvement through six key indicators. I have included information about those from the Oklahoma State Department of Education on the back of this letter.
This is the first year of the new Oklahoma School Report Card, and we are pleased that this redesigned school accountability system includes a focus on academic growth, student attendance, and post-secondary success. These report cards provide a helpful starting place for parents, families, and community members to learn more about how our schools are working to support our students. As you explore the report card for your child's school, I encourage you think about what questions you have about each measure and talk with your child's school leader to learn more.
While grades give us important information, they are certainly not a comprehensive representation of all of the work happening in our school communities. At Tulsa Public Schools, we are working urgently to continue to improve the academic, social, and personal experiences of every child we serve. In partnership with school leaders, teachers, and families, we are focusing on the three areas to assess and improve school and student performance.
- Graduating college and career ready students: this district measure includes our graduation rates and the percentage of students meeting college readiness benchmarks in reading/writing and math.
- Achieving academic excellence: this district measure includes 3rd grade reading proficiency, overall reading and math proficiency, and the percentage of students meeting projected growth in both reading and math.
- Creating safe, supportive, and joyful school climates and cultures: this district measure includes student attendance, student chronic absenteeism, student out-of-school suspension rates, and the percentage of students with positive perceptions of safety, belonging, and their relationships with their teachers.
You can learn more about the measures we use at Tulsa Public Schools and view our 2017-2018 results at www.tulsaschools.org/annualreport. The Oklahoma State Department of Education report cards are also available online at www.oklaschools.com. Again, I hope that you will use these report cards as a starting point to talk with your child's school leader and teachers to learn more about how they are working to provide exceptional learning experiences for your child.
Superintendent Deborah A. Gist


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Brown, Hallie Q.
All to Woman! the mother of man,
Whose worth can never be measured.
Her moral and mental and physical life
As mother, or sister, or sweetheart, or wife,
And oft, too, as friend, is e'er treasured.
Her role is extensive and varied through earth:
Her service far-reaching and wide.
The Queen of the hearth and the home and the church;
While the club and the school come under her rule,
And all secular business beside.
The "Joy of Service," her fond heart endures,
From infancy, through many years
Of development; mingled with faith, hope and trust,
She builds to the great, the good and the just,
That the Future may fairly decide.
All hail to our Women! the welkin shall ring,
As the Queen of the Earth passes by.
'Tis her's to "Lift" as she "Climbs" to the heights;
'Tis her's to make day of the darkest of nights,
Let all earth sing her praises aloud.
--Sarah G. Jones .
Poet Laureate of Ohio State Federation.


text:
For a limited time, get 250 bonus points when you become a member of our Creative Club.
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She may be a "Golden Girl," but she's no cougar!
Betty White has made no secret of her crush on screen icon Robert Redford, 74, but she insists she's not seeking to rob the cradle and has "always liked older men."
VIEW THE PHOTOS: Hollywood 'Golden' Girl Betty White
U.S. & World
"[Older men] are just more attractive to me," Betty told Parade mag, in an interview for their October 31 issue. "Of course, at my age there aren't that many left! I've enjoyed the opposite sex a lot – always have, always will."
Besides older men, the 88-year-old actress has a weakness for animals, French fries and Cadillacs.
VIEW THE PHOTOS: Getting Better With Age: Stars Over 50!
When Betty was offered the chance to star alongside Sandra Bullock and Ryan Reynolds in 2009's "The Proposal," she initially dismissed the offer because the shoot would have required her to spend several weeks away from her precious golden retriever, Pontiac.
She eventually accepted the hilarious role of Ryan's grandmother after producers tightened the schedule, shortening the time she and her dog would have to spend apart.
Although in her golden years, Betty takes pride in driving herself — in a silver Cadillac she named Seagull.
VIEW THE PHOTOS: Dogs And Their Stars
"I love Cadillacs and name them after birds," she told the mag.
Betty nicknamed her previous two rides Canary and Parakeet, respectively.
VIEW THE PHOTOS: Hollywood & Pugs: The Clowns Of The Dog World!
As for how she stays so admirably active, the screen legend says she keeps a very full schedule – keeping her energy up with only four-and-a-half hours of sleep each night.
On weekdays, Betty rises at 6 AM, feeds Pontiac, works on a book, heads to whatever set she's working on that day, comes home, plays with Pontiac, does a crossword puzzle, completes additional writing, and goes to bed around 1:30 AM, according to the mag.
Although she eats French fries "every night" (along with a vegetable or salad), Betty says she naturally stays in shape due to a combination of two things: "a two-story house and a bad memory."
"I'm up and down those stairs all the time," she told the mag. "That's my exercise."
Read the full interview with Betty in Parade magazine's October 31 issue.
Copyright 2010 by NBC Universal, Inc. All rights reserved.
This material may not be published, broadcast, rewritten or redistributed.
Related Content from AccessHollywood.com:
PLAY IT NOW: Access Extended: Betty White - 'It Was Lovely' To Be On 'The Golden Girls'
PLAY IT NOW: Access Extended: Betty White — Comic Book Hero?
More from Access: [ Betty White Ryan Reynolds Sandra Bullock ]


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Sign up for our monthly Newsletter to recieve Recipes, Stories, & Special Discount Codes!
TEXAS GOURMET FOOD PRODUCTS from WHITTINGTON'S:These No Sugar Added Fruit Preserves and Apple Butter are delicious and good for you.Purchase Whittington's Texas Gourmet Fruit Preserves online.
Copyright 2001 - 2020. All Rights Reserved. WHITTINGTON'S JERKY, INC.


text:
- It is enriched with the innovative COLOR MAGNET that stabilizes and seals the color into the hair structure.
- It offers full grey coverage and an impressive vibrant, longer lasting color.
- It has a pleasant fragrance and a formula that respects the scalp's natural balance. The texture is creamy and does not drip, to ensure easy application.
Protect clothes by putting a towel over your shoulders. Remove any jewellery and wear the gloves provided during the entire colour application stage. Apply a small quantity of natural oil around the forehead in order to avoid coloring the skin
Pour the entire content of color cream tube (A) into the color developer bottle (B). Mixing ratio 1:1.5
Replace the cap on the bottle (Β) and shake until the mixture is smooth. After completing the mixture, cut the tip off the applicator at the end of the cap and start the application IMMEDIATELY.
Apply the mixture from roots to ends, using the tip of the applicator bottle to separate the strands. Distribute the remaining product evenly throughout the hair and massage gently. The mixture does not drip.
Leave it on for 30 minutes.
For ROOT TOUCH-UP APPLICATION, apply the mixture to the roots and leave it on for 20-30 minutes. Apply the remaining mixture on the rest of the hair for 10 minutes and continue with the following steps.
When the processing time is up, massage hair using a small amount of lukewarm water allowing the mixture to turn into lather. Rinse hair thoroughly until the water runs clear and then wash with APIVITA Color Protect Shampoo with sunflower and honey.
Apply the post color hair conditioner. Massage into hair thoroughly to enable the ingredients to penetrate and seal the color.
Leave the conditioner on for 3 minutes and then rinse with lukewarm water. Re-apply after 15 days.
- To avoid a light roots/dark ends effect, leave the mixture on the lengths for just 5-10 minutes, and only if they have faded in colour. On a monthly basis, we recommend root touch-ups only.
- The final hair color is the result of the combination of the existing hair color base, whether natural or colored, and the color shade you have chosen.
- If you have highlighted hair, more than one application may be necessary to achieve a uniform color. For better coverage, choose a shade from the range of NATURAL colors (X.0). If your highlights involved bleaching, the reflections of the color you have selected may not show up well. In this case, you should avoid ash (X.1) and very dark tones.
- If you use half of the hair color, save the rest for the next application. The colour must be applied immediately after mixing. Any leftover mixture cannot be reused. Make sure that you follow the correct mixing ratio (1: 1.5). Any other mixing ratio will alter the color result and grey coverage will be insufficient.
- If your hair is permed or chemically straightened, wait 15 days before coloring.
- If you have colored your hair with henna or a semi-permanent color, wait until the color is completely gone, to make sure that you achieve a uniform result when you color your hair again.
Permanent Hair Color Cream 6.0 INCI UE-(USA): aqua (water), laureth-3, cetearyl alcohol, laureth-4, polysorbate 80, ethanolamine, glycol distearate, sorbitan stearate, sodium C14-16 olefin sulfonate, aminomethyl propanol, cocamidopropyl betaine, glycerin, glyceryl stearate se, cocos nucifera oil (cocos nucifera (coconut) oil), glyceryl isostearate, oleic acid, stearic acid, toluene-2,5-diamine sulfate, sorbitan oleate, peg-40 hydrogenated castor oil, polyquaternium-22, hydrogenated castor oil, ceteareth-20, taurine, palmitic acid, xylitol, sodium sulfite, sodium hydrosulfite, cera alba (beeswax), lecithin, tetrasodium edta, ceteareth-33, erythorbic acid, linum usitatissimum seed extract (linum usitatissimum (linseed) seed extract)*,argania spinosa kernel oil*, etidronic acid, olea europaea fruit oil (olea europaea (olive) fruit oil)*, persea gratissima oil (persea gratissima (avocado) oil)*, helianthus annuus seed oil (helianthus annuus (sunflower) seed oil )*, mel extract (honey extract)*, rosmarinus officinalis extract (rosmarinus officinalis (rosemary) leaf extract)*, benzyl alcohol, potassium sorbate, sodium benzoate, citric acid, parfum (fragrance), phenyl methyl pyrazolone, p-methylaminophenol sulfate, m-aminophenol, 2,4-diaminophenoxyethanol sulfate, 4-chlororesorcinol, 2-methylresorcinol.
*from organic farming
Color Developer 20 vol. INCI UE-(USA): aqua (water), hydrogen peroxide, cetearyl alcohol, ceteareth-20, cetyl alcohol, etidronic acid, oxyquinoline sulfate.
Post Color Hair Conditioner INCI UE-(USA): aqua (water), cetearyl alcohol, cetyl esters, distearoylethyl dimonium chloride, dicaprylyl ether, glycerin, coco-caprylate, capryloyl/caproyl methyl glucamide, cocos nucifera oil (cocos nucifera (coconut) oil), trehalose, tocopherol, guar hydroxypropyltrimonium chloride, olea europaea fruit oil (olea europaea (olive) fruit oil)*, mel extract (honey extract)*, helianthus annuus seed oil (helianthus annuus (sunflower) seed oil)*, sodium hyaluronate, sodium pca, decyl glucoside, lactic acid, glyceryl oleate, rosmarinus officinalis extract (rosmarinus officinalis (rosemary) leaf extract)*, lavandula angustifolia oil (lavandula angustifolia (lavender) oil), benzoic acid, citric acid, sorbic acid, potassium sorbate, benzyl alcohol, parfum (fragrance).
An innovative system which stabilizes and seals color into the hair structure.
Ensure maximum color intensity and a long lasting color result in just 2 steps:
Step 1: Achieve full grey coverage and shine in just 30 minutes by using the hair color cream with 3 precious oils (argan, avocado and olive) which act in combination to stabilize the color and repair the hair structure, while coloring your hair.
Step 2: Increase the intensity and shine with the post color hair conditioner with hyaluronic acid and honey extract, which moisturizes hair, creating a protective film that seals the color into the hair structure and enhances shine in colored hair. Re-apply after 15 days.


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The Winstep Nexus dock is a FREE, dock for Windows.
Every feature you'd expect from a dock, including widgets, mouse-over effects, skins, drag-and-drop, and even others not available in most other docks, such as live icon reflections, in-dock system tray, Vista Blur-behind effects, and much more. Completely customizable, Nexus has thousands of backgrounds freely available online and is fully compatible with skins for all 3rd party docks.
Nexus runs on the 32/64 bit versions of Windows 2000, XP, Vista, 7, 8.x and 10.
Winstep.png 34.38KB 0 downloads


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SCMP Group (HKG:0583) Prices Trending Upwards
Overall, the bias in prices is: Upwards.
Short term: Prices are moving.
Intermediate term: Prices are trending.
Note: this chart shows extraordinary price action to the upside.
By the way, prices are vulnerable to a correction towards 0.16.
The projected upper bound is: 0.21.
The projected lower bound is: 0.17.
The projected closing price is: 0.19.
During the past 10 bars, there have been 5 white candles and 4 black candles for a net of 1 white candles. During the past 50 bars, there have been 20 white candles and 15 black candles for a net of 5 white candles.
A gravestone doji occurred. This often signifies a top (the longer the upper shadow, the more bearish the signal).
Momentum Indicators
Momentum is a general term used to describe the speed at which prices move over a given time period. Generally, changes in momentum tend to lead to changes in prices. This expert shows the current values of four popular momentum indicators.
Stochastic Oscillator
One method of interpreting the Stochastic Oscillator is looking for overbought areas (above 80) and oversold areas (below 20). The Stochastic Oscillator is 30.2752. This is not an overbought or oversold reading. The last signal was a sell 11 period(s) ago.
Relative Strength Index (RSI)
The RSI shows overbought (above 70) and oversold (below 30) areas. The current value of the RSI is 61.32. This is not a topping or bottoming area. A buy or sell signal is generated when the RSI moves out of an overbought/oversold area. The last signal was a sell 5 period(s) ago.
Commodity Channel Index (CCI)
The CCI shows overbought (above 100) and oversold (below -100) areas. The current value of the CCI is 64. This is not a topping or bottoming area. The last signal was a sell 3 period(s) ago.
The Moving Average Convergence/Divergence indicator (MACD) gives signals when it crosses its 9 period signal line. The last signal was a buy 13 period(s) ago.
Rex Takasugi – TD Profile
ARMADA HLDGS closed unchanged at 0.187. Volume was 100% below average (consolidating) and Bollinger Bands were 325% wider than normal.
Open High Low Close Volume___
0.187 0.187 0.187 0.187 0
Technical Outlook
Short Term: Neutral
Intermediate Term: Bullish
Long Term: Bullish
Moving Averages: 10-period 50-period 200-period
Close: 0.18 0.16 0.15
Volatility: 145 69 40
Volume: 1,560,260 439,965 193,980
Short-term traders should pay closer attention to buy/sell arrows while intermediate/long-term traders should place greater emphasis on the Bullish or Bearish trend reflected in the lower ribbon.
ARMADA HLDGS is currently 27.2% above its 200-period moving average and is in an upward trend. Volatility is extremely high when compared to the average volatility over the last 10 periods. There is a good possibility that volatility will decrease and prices will stabilize in the near term. Our volume indicators reflect volume flowing into and out of 0583.HK at a relatively equal pace (neutral). Our trend forecasting oscillators are currently bullish on 0583.HK and have had this outlook for the last 13 periods.
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Mixing up materials and finishes, the Ray-Ban Round Combo is reinterpreted according to Scuderia Ferrari key design cues.
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The Cross & the Pen: Liz Curtis Higgs
- Eva Marie Everson Contributing Writer
- 2004 25 Mar
If you've never heard Liz Curtis Higgs speak ... if you've never read any of her articles (she's written more than sixty articles for Today's Christian Woman alone!) ... if you've never been delighted by her wonderful works of nonfiction ... well, you just haven't lived!
But better than all these combined is the joy and delight of speaking to Liz personally. She is just as you'd imagine her to be! So, imagine how excited I was when I had the opportunity to e-mail my good buddy after reading her latest book, "Fair is the Rose" (Waterbrook), her second work of fiction. As two fiction authors we had a good deal to speak about. Wanna listen in?
Eva: Liz, you are, of course, known for your humor and your nonfiction. But I happen to know from speaking with you in the halls of CBA's convention is that your love is fiction. What enabled you to make the writing transition, especially with your fans?
Liz: The women who read my books are exceedingly generous of spirit! They "transitioned" with me from my early, mostly-funny books like "Only Angels Can Wing It" (1995), to my children's fiction like "The Parable of the Lily" (1997), to my fiction/fact/funny Bible studies like "Bad Girls of the Bible" (1999), to my light-hearted contemporary fiction like "Bookends" (2000), to my heartfelt historical fiction like "Thorn in My Heart" (2003) and "Fair is the Rose" (2004). What might look like a leap of faith to some folks felt like a crawl of faith to me! Although the Lord showed me clearly in 1995 that historical fiction was where I was headed, I never dreamed how meandering that path would be. It's a joy unspeakable to finally be settled into one genre.
Eva: Liz, I am sooooo happy for you!! So, let's talk about the latest book! "Fair is the Rose" is the second book in a series. The first was "Thorn in my Heart." What inspired these stories?
Liz: Three things: (1) My love for history and historical fiction (nine out of ten books I read are historical novels); (2) My love for Scotland (I've been there six times for a total of eighty days, covering eight thousand Scottish miles in my rental cars); (3) My love for the women of the Bible. After researching the women I included in "Bad Girls of the Bible" and "Really Bad Girls of the Bible," there were some women who defied category-not exactly "bad girls," but not really "good girls" either. Two in particular, Leah and Rachel, spoke to my heart. I thought, "Wouldn't it be grand to explore their stories, not as a nonfiction study, not as a novel set in biblical times, but as a novel set in a very different time and place: 18th-century Scotland?! "Thorn in My Heart" gives us a fresh look at the character of Leah, and "Fair is the Rose" tells Rachel's story. Though some of the details of these stories must, by necessity, be changed to fit the time period, the heart and message of their life stories remain true to Scripture.
Eva: I happen to know you did a LOT of research. What lengths did you go to in order to assure your readers they would get the BEST in historical fiction?
Liz: In addition to the research trips already mentioned, I have collected a rather extensive library-six hundred and thirty-five books to date-focused on Scotland in general, and the 18th century in particular. My Scottish bookshelves are labeled, "Architecture," "Art," "Birds," "Burns" (as in Robert, the poet), "Costume," "Customs," "Domestic Life," "Folklore," and so forth. I consult my resource books constantly as I write. I also have a Scottish cartographer and bookseller who not only drew the map for the front of the novels, but who also reads my first drafts and catches anything that does not ring true.
Eva: Liz, personally I find it difficult to write in "dialect" unless it's Southern, which is my roots. How difficult is it for you to write in the Scottish "brogue?"
Liz: A Scottish "brogue" really refers to the accent, the sound of the language. What I'm writing is dialect, involving vocabulary and grammar. Scots, the common language of the Lowlanders in times past, fascinates me. I have five Scots dictionaries to help me find just the right words to sprinkle through the story, enough to give it flavor without (I hope) slowing the reader down. When I can, I choose Scots words that sound like their English counterpart. I also tried to use words in a familiar context or define them elsewhere on the page, and I included a glossary in the back. It helps to have read many 19th-century books written in Scots, and to have taped interviews with modern Scottish folk who still use a few of the guid auld wirds.
Eva: (laughing) The what?
Liz: C'mon now, girlfriend, just read the words exactly as they appear, and you'll see that you DO know them! That's the beauty of Scots – though it may be spelled differently, it sounds much like our English: "good old words."
Eva: Oh, yes! Of course! I was jest funnin' with ya! (My Southern pops out again!) Okay, let's talk theme. Betrayal and forgiveness are the themes (In my opinion, anyway!) found in "Fair is the Rose." They are the underlying themes of the Bible as well and most likely a thread running through all of our lives. How much of yourself did you have to pull from to write about such tender topics?
Liz: Here's what has surprised me about writing fiction: I thought I would be telling someone else's story, but in truth, novelists draw from the very deepest places in themselves, sometimes without even realizing it. The themes you've mentioned are indeed in my novels. Loving someone who does not return that love. Trusting someone, only to have them destroy that trust. Extending forgiveness in the most difficult of circumstances. Receiving forgiveness, knowing it's undeserved. Yes, I've been there. We all have. I have to go there again emotionally when I write such scenes, and am often reduced to tears. It's a fairly therapeutic process, if you can live through it! Yet it's in those dark moments that I most sense the presence of the Lord in my writing loft and feel the deepest connection with my characters and my readers.
Eva: Oh, Liz … I know exactly what you're talking about! Sometimes I come away from my work of fiction feeling like a dishcloth and I have to ask my family to just "leave me alone for awhile." But in the end, we hope for the best for our readers, even if it means wringing ourselves out. Liz, what do you hope your readers come away with at the end of the book?
Liz: A sense of hope, even in the most heartbreaking of circumstances. An assurance of God's promise to Jacob, "I am with you and will watch over you wherever you go" (Genesis 28:15). An awareness of God's plan unfolding around us in unfathomable ways.
Eva: Amen. Would you do something for me? Would you pray for our readers, those who have felt betrayed ... and/or seek forgiveness?
Liz: Heavenly Father, comfort the hearts of these dear ones who need to know they are forgiven by you. All of us have failed you. ALL of us. Your Word tells us, "for all have sinned and fall short of the glory of God" (Romans 3:23), and our hearts know that to be true. Yet your mercy is boundless and your love is higher than the heavens and deeper than the oceans. Your Word assures us, "God demonstrates his own love for us in this: While we were still sinners, Christ died for us" (Romans 5:8). You love us, Lord, even in our sin. Remarkable! Now help us forgive ourselves and put our guilt in your trustworthy hands. Then, help us extend grace to those who have failed us, Father. Those people-family members, friends, loved ones-who have hurt us, betrayed us, withheld their love, refused to forgive. As you have forgiven and loved us, Father, please help us forgive and love others. "Forgive, and you will be forgiven," (Luke 6:37) is your promise, and we stand on it this day. In the name of Jesus, whose death gave us life, and whose resurrection gives us hope, Amen.
For more information about Liz Curtis Higgs, drop by her website here. Look for "Whence Came a Prince" (March 2005) and "None but the Brave" (March 2006).
Award-winning national speaker, Eva Marie Everson is the author of "Shadow of Dreams", "Summon the Shadows" and the recently released and highly anticipated "Shadows of Light." She can be contacted for comments or for speaking engagement bookings at www.EvaMarieEverson.com.


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"We come bearing gifts!" the female announced, holding up a gift basket with a smile.
"Well, hello!" replied the aide, taking the flowers and displaying them on her desk. "Please, come on in!"
The group strode by as my reporter continued to wait. They disappeared into their mutual representative's office and closed the door.


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How to install Discourse without Docker
Many of us know the awesome open-source discussion platform Discourse. The team behind this application recommends to either get a hosting plan and let them install Discourse for you or to download and use a Docker container which has all you need for running Discourse. However, many of us don't have a server ready […]... Read More


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Ad Age readers couldn't help but notice the anorexic page count of recent issues. Perhaps to cover for the dearth of trade advertising, Ad Age has unveiled a redesign this week which adds white space and leading.
The magazine states that a goal of the redesign is to "better connect the weekly Ad Age with the real-time AdAge.com web site" and present information in a "reader-friendly manner."
That said, one can't help but notice how the eye-straining , microscopic type on the newly redesigned web site contrasts with the "easy reader" new print version.
Maybe it's a generation thing, with the magazine targeted to an older, vision impaired readership.


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The U.S. Navy will no longer communicate exclusively in all capital letters, ending a legacy of teletype machines that dates to the 1850s. Julian Barnes reports on the News Hub.
This transcript has been automatically generated and may not be 100% accurate.
... the the ... welcome new sub at the beest live I'm Simon Constable ... U S Navy's and this tradition of communicating slowly and Capital lets us with more ... on this the will Street dolls Jillian bonds joins us now from Washington DC ... I'd to Leon ... great story and you've written an anti leading Capital lattice which I love ... aam ... when does this tradition go back to and why is it being changed ... this goes back to the eighteen fifties when the early to tell a tight machines had only ... so many characters and they didn't have room for out ... of lowercase ... letters so they just did all caps and ... subsequent technologies on ... your just ... kept that going and so there are still machines in the United States Navy that cannot ... read of lower case letters instills that out messages in all upper case of the ... uppercase letters so it became a tradition that official communication quarter a satellite called cannot in ... all caps ... and and now the changing Maps Amman that Penney's probably because of the technology right what what else ... that's right well they've gotten a new technology that can blow handle or case of letters but ... nowadays younger soldiers seeing their orders of a sea of all captain think somebody should ... nap them up because that of course on ... the internet when you wanna show you type in all caps and ... it's quite frankly consider guru ... um so ... now the Navy Captain Chile Nysschen everybody shouted that all the time in the millet re I thought that that's the way but when you get it you can even view screamed out right so ... wouldn't it be appropriate ... now ... did everyone knew this could last ... it exactly right and that's why some of the fleet Saad didn't want to change their life ... we want ... orders to scream out We while caps on and so the outside ... um you know that's that's sometimes a military way ... ok and and I'm I'm guessing with two of the small unless is also a little bit of money owning REITs ... um ... it may be a little bit of money on a bike to you know we all seriousness the Navy says the ... the new messaging system cuts down on the number of servers ... of cuts down on the number of people up costs only four million to make you will say fifty million dollars the year so who knows me will save some money ... made maybe maybe they're well to a great story to handle all in capital letters but she won a March for the stock ... Buy with Jillian bonds of The Wall Street ...


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Former Irish Prime Minister Garret FitzGerald appealed to Ronald Reagan's sense of Irish history and neighborly pride to help broker the ground-breaking Anglo-Irish agreement.
The inaugural Garret FitzGerald Summer School in Killarney heard how the FitzGeralds and the Reagans came from the same parish in south Tipperary.
The Irish Times reports that Garret's son Mark told the Summer School how the ancestral links between the two families helped to sway British Prime Minister Margaret Thatcher to back the agreement.
He said: "Mr Reagan's huge help to Ireland in that period, in the run-up to 1985 and the signing of the agreement, was not fully appreciated."
Mark revealed how the FitzGeralds from Skeheenarinky and the Regans from Ballyporeen came from the same hillside.
"The families lived "3½ miles apart in south Tipperary, and the FitzGeralds and the Reagans had actually been godparents at each other's christenings," he revealed.
The paper reports that Dr FitzGerald's grandfather, Patrick FitzGerald, a laborer, emigrated to London in the 1850s or 1860s, while Mr Reagan's great-grandfather had also left for London around this time, and afterwards went to the US.
Dr FitzGerald's father, Desmond, Minister for External Affairs in the first Irish government after independence, was born in London.
Mark Fitzgerald added: "It is not widely known how influential Mr Reagan had been in working on my father's and Ireland's behalf in persuading Margaret Thatcher, then British prime minister, to come around to the terms of the Anglo-Irish Agreement.
"There were regular telephone calls and consultations between my father and Mr Reagan to help bring about the agreement, which laid the foundations for the Belfast Agreement 13 years later.
"Reagan was a huge help to us in persuading Thatcher to sign the Anglo-Irish Agreement. She'd agree to anything Reagan wanted. He helped Ireland in a big way."
Speaking at the event organized by Young Fine Gael, Mark FitzGerald added: "Garret loved young people, he loved Fine Gael and loved politics but what would Garret say if he were here today?
"He would say the most important thing in politics is to have common high standards, while embracing different views. He would say challenge people, be curious. He always said don't complain – do something."
Source: The Irish Times.


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Animation snob
"Oh, you're such an animation snob!"
The description is also usually meant in jest, but I know that there's truth to her joking. I know because I am an animation snob. There, I admit it. I'm an animation snob. I can't help it. I've studied the art-form for far too long to plunk down 20 bucks on a product that is considered sub-par in my opinion. The way I see it, all those direct-to-DVD "films" released out into the unknowing public are produced with one thing in mind: the all-mighty DOLLAR. There is absolutely no entertainment value in them at all. Sure, this is nothing new. It's been debated about and argued over for several years now, but mostly within the animation community. Rare is the argument overheard in the family/children's DVD aisle when it comes to anything Disney produced. The majority of the general public out there simply do not care about whether or not this animated film is better quality than that one. If the name "Disney" is on it, then what's the use of arguing? It's bound to be good, right?
Now, my sister is no spring chicken. She knows her share of animation—all thanks to me, of course. But she's been a parent longer than me and knows that her kids like to be entertained. She knows what her kids like and she'll do anything to make sure they're happy. And now, since I've been a parent for almost 6 years now, I'm beginning to see what my kids' interests are, and yes, I'd do anything to make them happy as well.
But Disney direct-to-DVD movies (and any of those impostor films made quickly to cash in on the current trend) will not be a part of their happiness. Sorry, but I can't do it. To me, it's more about the notion of retaining the Disney name as something that of QUALITY. Remember when "Disney" was synonymous with "quality?" Remember when a Disney film ignited excitement and wonder whenever one was released in the theaters? I still get giddy just thinking about when I saw THE JUNGLE BOOK in the theater back in the 70's. It made a big impact on me as a young boy. The same goes for FANTASIA.
Yes, yes, yes, I understand that everything is vastly different now—the marketing, the venues, the box office, the production, the audiences, the films themselves—everything is different and probably will never be the same again. I understand that. But still, creating sequels to classic films like BAMBI? CINDERELLA? THE JUNGLE BOOK? C'mon, people. I saw CINDERELLA 2 and I wasn't impressed. When we see Cinderella and her new groom fade off into the distance in the original film, we assume that all is okay with the world. They will, indeed, live happily ever after. I didn't want to know anything else about Jacque the mouse, that he wished that he was a human. Or whether or not one of the evil step-sisters will find true love—they were evil and THAT'S THAT! End of story.
Geez, I'm such a snob. I know. But I want my kids to try and experience the Disney canon of films similar to how I experienced them: with wonder and amazement. And to do that, I try my best to make each viewing of SLEEPING BEAUTY or THE JUNGLE BOOK a special event. I sit down with them (well, I try with Ezra, but that little bugger just doesn't like to stay still) and watch the movie and oooo and aahhhh at all the right moments, and look at them to get their reaction as well. I try, mind you. I try. Sometimes it doesn't always go as planned, but if that's the case, I'll put on something else. But I really do try and watch all the old films with them personally, to make it an event that the whole family can be a part of.
Sequels and direct-to-DVD atrocities will never capture the same spirit as the originals, no matter how much money you put into them. Some might make nice with me, but overall, I will not succumb to the watering down of the Disney name. With new people in charge at Disney now, there's hope. I hear that they will stop the cheapquels once and for all. And to that, I say, good riddance.
18 comments:
- AnonymousJune 09, 2006 2:47 PM
I seriously doubt the 'cheapquels' will stop with new management. Until they do, ain't a damn thing wrong with animation snobbery. You're far from alone in this.ReplyDelete
The strange thing I hear all the time is that supposedly children wouldn't know or see the difference. Maybe children don't expect as much anymore from Disney but still... when I was young (and since I'm 19 that's not so long ago), me and my brothers used to watch cartoons and animated films every saturday and sunday morning. Our parents would sleep until 10 or even 11, but we'd be up at 7 or 8. So we'd eather watch the TV cartoons, or pop in one of our favorite Disney videos. Or both. And of course, every Christmas, our grandparents bought us new Disney videos. Since I had *loved* Aladdin, of course one Christmas they bought me The Return of Jafar. And we weren't as enthralled by that one at all. Heck, we even noticed and complained about Aladdin and Jasmine looking off-model! (obviously not using that particular term, haha)ReplyDelete
Where Aladdin and all the other classics we owned were "regulars", I bet I haven't seen TROJ more than a couple of times. Needless to say, my grandparents didn't buy us a direct-to-video film ever again.
I like the term "cheapquel". It sums it up rather nicely I think. I, too, shudder at these cheap direct-to-DVD sequels. They sully the good name of crap. There's enough good stuff out there to expose the kids to.ReplyDelete
You know, it's funny...I think I had this exact conversation with a friend of mine a few days ago, and I KNOW it's something alot of my friends with kids think about (the animation ones anyway). I don't know if it's true that kids are getting less and less concious of what a "good story" is these days, but it sure seems like it. Maybe if more parents did collec the good stuff of of their youth kids today would appareciate more instead of just going to whatever "summer block buster" comes out...I won't go into names but it has an X in it.ReplyDelete
It's probably alot of work and something that take alot of work, but I say keep at it and just remember that most likely no kids going to ever get "good animation" at six...I mean, what was it that hooked you about those shows? I'm sure it wasn't that...For me, the songs. Awesome.
Anyway, that was real wordy. Good lucky with the kids Jenkins.
Keep it awesome.
I remember going to see Snow White. It was such a big deal - a special occasion. My mom remembered being taken to see it as a kid and what a special occasion it was for her. She in turn made it special for my brothers and I, taking us out to the theatre for a matinee and then out to lunch. It was a big deal. I also remember the jungle book being special as well. We saw it at the drive-in while wearing new pajamas that we got for the occasion...ReplyDelete
I too hate the sequels! I just think it cheapens the original significance of it all.
- AnonymousJune 10, 2006 12:19 PM
'Cheapquels', that's a new term for these... but the shoe fits, I must say. I've had conversations similiar to this numerous times. My sister has stopped asking what I think of some animated films that come out. I guess I just have such fond memories of when Disney was good. The first film I saw in theatres was 'The Little Mermaid'. I remember being so excited everytime I saw a preview for a new disney movie. It's sad that I don't feel that about Disney movies anymore, and I don't think it's just 'cause I'm an animation snob (which I completely confess to being). There is just something that is missing from the recent disney films. I too, hope that the new management will be able to bring that back.ReplyDelete
Kids can tell crap from good. I've seen it. Younger ones (5 + under) not so much.ReplyDelete
As someone who has actually worked on a cheapquel, (in my defense, it was my first job) I can say your snobbery is pretty well-founded. No reason to be divided about it.
Let's face it, it's a tough act to follow those crews. Absolutely anyone would embarrass themselves trying to top those movies with the same material.
curious as to what an animation snob thinks about graffReplyDelete
- AnonymousJune 10, 2006 10:03 PM
I think repetition of a good thing is better than a whole pile of almost horrible things. I try to think about what is going into my kids head and what he will repeat, what will be valuable, what songs he will know after watching it. If I have an ethical problem, that's the first red-flag. If I have an aesthetic problem that's the next.ReplyDelete
So far the only Disney I own is Nemo. But Josiah did see Bambi for the first time a few weeks ago and was bounding around the house like a....a little deer. Giggling at "BIRD!!". I mean, those moments are great. I'm hoping to spread out these great media moments so by the time he's 6 I'll have plenty left of the good stuff.
Keep up the snobbery Ward, it's good to teach your kids what's of value, even if it's just your personal preference. They can see the 'other stuff' when they visit their cousins!
Animation snobbery exists in many forms. I like yours Ward (and share it I hope) because it comes from a genuine desire for the art form to be at it's best. That's something I think most animation professionals genuinely want, even while they may be working on one of those 'cheapquels' as you so aptly name them!ReplyDelete
It's tough out there for the artists with mortgages and kids to feed; ya gotta keep looking to find a job in the biz that satisfies that desire to do the best work, and pays the bills.
Everyone in animation benefits, when creative adventurous spirits take chances and put out original stories.
A friend of mine resolved to insure that his two daughters have the proper cartoon upbringing. Instead of buying what was at the video store, he scoured the collector's circuit for B&W Porky Pig cartoons, Iwerks Comicolor and Flip shorts, Van Beurens, classic Warner and MGM and Fleischer Betty Boops and Bouncing Balls. While their schoolmates were going on about the PowerPuff Girls, his daughters were singing the theme song to Poor Cinderella and the song the little bear sings in Iwerks' Jack Frost.ReplyDelete
All is well with the world!
See ya
I feel the same way and I don't have kids yet... I think you hit the nail right on the head. Once again, outstanding job.ReplyDelete
You know I see it the way you do, Ward. It's too bad your sister doesn't. You should relate your viewpoint to her in a way she can understand...ReplyDelete
...for example, would she dress her kids in rags off the street? No? Then why feed them "cheapquels"?
If I had kids, I'd want only the very best for them...especially when it comes to their minds.
Rather than plunk down hard-earned bucks for cheapquels (great term) I used to snap up those crappy VHS tapes of old old animation shorts - Flip the Frog, Betty Boop, Fleischer Supes, Bugs Bunny (before he had the name) - tapes called "50 Famous Cartoons" with amazingly sweet stories about ant kingdoms fighting off an invading ant-eater (all the while singing show tunes!).ReplyDelete
I spent serious coin mail ordering Tex Avery and Tom & Jerry MGM cartoons for my boys.
They grew up smarter, stronger, faster, funnier, wittier, and with a better sense of esthetics than any other kids on the block.
Encourage your sister not to feed her kids "junk food", Ward - its not about snobbery, its about feeding the mind as well as the body.
Wow, what a great response from everyone! I've been meaning to respond sooner, but got a bit busy.ReplyDelete
Well, I have to say in my sister's defense, her kids have grown up with a fine appreciation for all kinds of animation, both classic Disney and 'other' fare. I didn't want others to lambast her for her choice of viewing material for her children, but I merely was setting the stage for my main point about the Disney cheapquels. (By the way, I did not first coin that term. It was thought up by some other animator, but I've forgotten who it was.) My niece and nephew have grown up as smart, intelligent children, who both appreciate a wide variety of animated entertainment, as well as being well-read (they both are ahead of their classes in reading skills). My sis done good.
Anyway, the doodlers said it best when my frustration over those cheapquels stems from my "desire for the art form to at its best." I think as an animator, I can't help but feel that way. In fact, I'm sure that a good majority of the animators out there share this sentiment.
But I must say this, in no way was I ripping on the many talented artists and animators who worked on the direct-to-DVD movies. The main impetus for my anger is directed toward the executives who greenlight these horrific things. It's more about the inane thought processes that these money-grubbers possess in their sordid minds. Because of their lack of creativity, they feel it would be easier to dig up previous properties and suck the life out of them for a new generation. It's unfortunate that these movies made so much money, because that tells these executives that there's money to be made off the backs of the classics. And HEY! you don't really have to have a decent story to do this! The kids won't notice a thing! (Yes, they will. Believe me.)
It's the people at the top of the department who's to blame here, not the artists working on the movies. So, Warren, I applaud you for having to work on one of those cheapquels, and still come out of it alive and with incredible talent to boot. You're right—it is a tough act to follow those crews from back in the day, and I can only imagine what was going through your head while working on the movie.
By the way, I do know that Lassetter has indeed expressed interest in stopping the sequels, including Toy Story 3, which Disney was going to produce without Pixar's involvement. Once Disney bought Pixar and made Lassetter head of animation, he nixed the movie (which was already in the animation phase) and said that they'll make a third installment ONLY if the right story comes along. So yes, there will be a change in Disney's direct-to-DVD department.
Thanks, guys for all these comments. I wish I could respond to each and every one, but that would take up my whole day.
Perhaps the only redeeming quality of the direct-to-video animated feature is that it keeps cel animation front and center for a younger demographic (since you really can't plunk a five-year old down in front of "Family Guy," now can you?) Frankly, the whole video market killed the wonder and anticipation that so many of your posters mentioned; the ability to watch something any time you want it, ad infinitum, sapped the urgency and magic from both the moviegoing and televised animation experience. If you're too young to remember waiting all year to see "How the Grinch Stole Christmas" or "A Charlie Brown Christmas," well, you really missed out.ReplyDelete
HAHA! I never took it as a slam. I just meant cheapqueals are a truly bad idea from the get-go, as you said - Someone at the top thinking with their wallet. Boo. No fun. Shortsighted.ReplyDelete
Yeah.. I really dislike the thought of the "cheapquels" as well. Going with shadows of something better instead of finding something different.ReplyDelete
I can only hope that some of the people that run out of original Disney movies to buy end up throwing some Miyazaki movies as well.
How odd is it that Japan seems to be the stronghold of 2d while the US goes running for 3d?


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Establishment trots out "experts" in desperate bid to debunk fact that genetically-engineered food is a threat to humanity
Paul Joseph Watson
September 21, 2012
A shocking new study conducted by French scientists which shows that rats fed on Monsanto's genetically modified corn suffered cancer and premature death has been met with a furious response from GMO apologists, who are desperately trying to cast doubt on the the study in an effort to discredit its findings.
50 percent of male and 70 percent of female rats fed on a diet containing NK603 – a genetically modified corn produced by Monsanto – or those exposed to Monsanto's Roundup weedkiller – suffered tumors and multiple organ damage, causing them to die prematurely, the study found.
The study was conducted by French scientists at the University of Caen and published in the journal Food and Chemical Toxicology.
Almost immediately after the findings were made public at a press conference in London, numerous other scientists rushed to Monsanto's defense and claimed that the study was inaccurate.
"This strain of rat is very prone to mammary tumors particularly when food intake is not restricted," said Tom Sanders, head of the nutritional sciences research division at King's College London. "The statistical methods are unconventional … and it would appear the authors have gone on a statistical fishing trip."
However, the statistical methods are perfectly straightforward. Only 30 percent of males and 20 percent of females in the control group of rats that were not exposed to Monsanto's products died prematurely – meaning males were 30 per cent more likely to die prematurely after eating Monsanto corn and females a whopping 50 per cent more likely to die.
Sanders' point about that particular breed of rat being prone to tumors treats the study as if it was conducted without using a control group of rats as a comparison, which is completely untrue.
David Spiegelhalter of the University of Cambridge also tried to cast doubt on the accuracy of the study by highlighting that "The study's untreated control arm comprised only 10 rats of each sex, most of which also got tumors."
That statement again completely ignores the fact that the rats, whether they developed tumors or not, were statistically far more likely to die prematurely if they were exposed to Monsanto products. The figures don't lie.
Monsanto continually points to studies they claim confirm the safety of GMO food, and did so again in the aftermath of the latest French study. However, all of those studies did not go beyond the 90 day reporting period unlike the Caen study which tracked the health of the rats throughout their life span. It was only after four months that the tumors and organ damage suffered by the rats became evident.
Monsanto is already very much on the ropes in Europe and faces being kicked out of the European marketplace altogether if its reputation continues to be denigrated – that's presumably why a gaggle of "experts" have been trotted out by the establishment Universities – a lot of which routinely receive huge grants from Monsanto itself – in order to desperately try and debunk the study.
Meanwhile over in the United States, Monsanto and other GMO corporations have spent a combined sum of over $19 million dollars in an attempt to shoot down Proposition 37, the California bill that merely seeks to require genetically-modified foods and food ingredients to be labeled at the retail level.
If Monsanto and other GMO producers like DuPont, Bayer, Dow, BASF, and Syngenta are so confident that their genetically-engineered products are safe – why have they spent so much money attempting to prevent the public from knowing that they are in the food supply?
As Mike Adams points out, no matter how many apologists the establishment wheels out to cover-up for the fact that GMO represents an unparalleled environmental threat to humankind – the cat is already out of the bag.
"The era of GMO deception is history. A food revolution is upon us. And if governments will not halt the mass poisoning of our world by evil corporations, I have no doubt that the People will, by themselves, eventually invoke other necessary methods of halting this great evil," he writes.
Paul Joseph Watson is the editor and writer for Prison Planet.com. He is the author of Order Out Of Chaos. Watson is also a regular fill-in host for The Alex Jones Show and Infowars Nightly News.
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Armenia Overview
Armeniaärmē´nēə [key], Armenian Hayastan, officially Republic of Armenia, republic (2015 est. pop. 2,917,000), 11,500 sq mi (29,785 sq km), in the S Caucasus. Armenia is bounded by Turkey on the west, Azerbaijan on the east (the Nakhchivan Autonomous Republic of Azerbaijan is on its southwestern border), Iran on the southwest, and Georgia on the north. Yerevan is the capital.
Sections in this article:
- Introduction
- Economy
- Government
- Land and People
- History
- Bibliography
The Columbia Electronic Encyclopedia, 6th ed. Copyright © 2012, Columbia University Press. All rights reserved.
See more Encyclopedia articles on: CIS and Baltic Political Geography


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Fla. High School Teacher Quits After 'Gay 3Some Sex' Video Pop Up in Class
A high school teacher from Pierson, Fla., resigned from his teaching position after students say a YouTube video titled "Gay Threesome Sex" appeared on a projector in his class, Tampa Bay's WTSP News reported.
Pierson is in Volusia County, on the state's Atlantic Ocean side. It is about 33 miles west of Daytona.
Jose Rosario-Gonzalez, 53, a ninth-grade social students teacher at T. Dewitt Taylor Middle-High School, faced termination but decided to resign on Tuesday after allegations were made that an inappropriate video was shown during his class.
School officials told Rosario-Gonzalez about the allegations against him and said if the claims are true, officials would fire him. Rather than facing the possibility of being terminated, the teacher chose to quit.
Officials say that a parent reported the 53 year-old hooked his computer to a projector in his classroom. He logged on to YouTube and the title of the gay sex video popped up.
According to school documents, Rosario-Gonzalez, who has taught for 12 years, denies the incident and said he "did this on his own time, in the privacy of his home and it was never his intention to show students." In addition, a number of students made written statements saying that the class saw the title of the video.
"Mr. Rosario was on YouTube, he scrolled through his videos and there was history videos except for one," one student wrote. "This was one was titled 'Gay Threesome Sex.' The whole class was saying 'eww' and 'What is that doing on there?' and he just kept scrolling and didn't say anything."
Officials also said that the teacher's computer was full of gay porn.
The news station reports that Rosario-Gonzalez received "satisfactory" on his evaluations in 2009 and 2010 but his 2011 evaluation was redacted for "confidential reasons."
This isn't the first time the teacher has gotten in trouble for questionable reasons. WTSP researched Rosario-Gonzalez's teaching history and discovered that there had been allegations that he was "inappropriate with the students." The first claim was made in 2006 when he made in an "improper comment to a student," the article says. In 2008 he was warned because he did not have a proper guidelines for a substitute teacher to instruct his class.
The article notes that in October 2011 the teacher received another warning for giving students a link to his personal and sexual blog, telling them to go there for notes and tests.


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I'll Say No
I'll say no when I'm faced with a temptation.
Saying no is the right thing to do.
I'll be true to my beliefs and teachings,
As Jesus would want me to
He will bless me with courage to be faithful,
With the power to do what's right.
saying no to the evils that surround me
Keeps my spirit clean and bright.
Text: Rebecca Adams
Music: Rebecca Adams
Artist: Adams
Album: Music Published in the Church Magazines: Friend
Composition Date: 1989-10-01
More Info: Friend


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The Morning Heresy is your daily digest of news and links relevant to the secular and skeptic communities.
As we told you yesterday, CFI has had its Indiana case, which challenged the religious privilege in the solemnizing of marriages, dismissed. Well, folks noticed.
Indianapolis Star talks to CFI-Indiana's Reba Boyd Wooden about the case. Indiana Lawyer talks to me.
Also, AP and Indiana Public Radio.
Reba posted a comment to yesterday's Heresy that I think bears re-airing:
What really upsets me is the number of atheists and even our own CFI-Indiana members who don't see the point of our lawsuit and say that we could just go online and get ordained as a minister or just go to a civil official. Of course , we already know that and am tired of being told that over and over. Folks, this case has wider implications. It in the big picture is standing up for equal rights for nonbelievers. Ken Falk started working on the appeal to the 7th Circuit yesterday. I signed my agreement to continue to be a plaintiff on the appeal. It will be 6 months or more before we know the outcome of this. We need your support. Post your point of view on blogs and news articles. Explain the importance of this to other people.
Indre Viskontas talks to Samuel Arbesman about the "Half-Life of Facts" on the latest episode of Point of Inquiry.
On CFI's Center Stage podcast, to coincide with the memorial service held on December 1, we present again the first episode of Center Stage, "What Is Secular Humanism?" with the late Paul Kurtz.
CFI's Michael De Dora happily points to three very positive developments for the cause of free expression.
Michael Tracey at Friendly Atheist muses on the "worship" of Ron Paul, which is surprisingly favorable. (Last year, I wrote about how Ron Paul is like a stopped clock for progressives, and how progressives have fixated on those two or so times he's ever been right.)
Massimo Pigliucci comes to CFI-DC this Sunday to get all Aristotelian.
The Sunday after that, join CFI-NYC for some holiday songifying, and drive Tom Flynn insane.
In an episode of The Simpsons, the devil asks God to make him some coffee. As a result, the Turkish government fines a TV channel for airing such ugly blasphemy.
By the way, that totally reminds me of Radiskull and Devil Doll from a million years ago. "Is it boiling hot???"
Matthew A. Kacar Jr. interviews skeptic musician Damon Martin for Skeptical Inquirer.
Scouts in the UK looking at possibly being cool with atheists.
I feel like we keep saying goodbye to the Voyager probes as they always seem to be just on the verge of leaving the Solar System. Well, Voyager 1 is leaving again, this time hitting the "magnetic highway."
Roger Cohen at NYT on what he sees as the false dichotomy between "secular" and "Islamist" states.
Task force in Tennessee can't seem to figure out how to make school vouchers work without, you know, violating lots of foundational principles.
Polish atheist billboard has some riled up, saying, "Do Not Kill, Do Not Steal, Do Not Believe."
Start your conspiracy engines! The governor of Arizona, Jan Brewer, has disappeared!!! Sort of!
Folks in Denver still talking about the UFOs that were really bugs.
Kyle Hill at SciAm pokes more holes in the "Heaven is Real" near-death experience stuff:
. . . the near death experience, not dependent on death, only points to an ever interesting and complex human brain, nothing more.
James Croft plugs the new CFI store, neglects the awesome Morning Heresy mug. The Morning Heretic does not forget.
Sharon Hill's first sentence in a piece about autism hearings in Congress:
Holy cow! Congress holds a hearing into the Federal Response to Rising Rates of Autism and it turns into a bullshit session about a vaccine-autism link.
The British Humanist Association sends us this video, part 2 of their intro to humanism, focusing on the BHA.
Don't forget, the Pope is on Twitter now, as @Pontifex. Anything you want to tell him?
Quote of the Day
West Point cadet Blake Page resigns from the academy, and here's why:
. . . the tipping point of my decision to resign was the realization that countless officers here and throughout the military are guilty of blatantly violating the oaths they swore to defend the Constitution. These men and women are criminals, complicit in light of day defiance of the Uniform Code of Military Justice through unconstitutional proselytism, discrimination against the non-religious and establishing formal policies to reward, encourage and even at times require sectarian religious participation. These transgressions are nearly always committed in the name of fundamentalist evangelical Christianity.
Linking to a story or webpage does not imply endorsement by Paul or CFI. Not every use of quotation marks is ironic or sarcastic, but it often is.
Follow CFI on Twitter: @center4inquiry
Got a tip for the Heresy? Send it to press(at)centerforinquiry.net!
The Morning Heresy: "I actually read it." – Hemant Mehta


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This is the first book for professionals who seek an integrated, up-to-date review of psychological research and recent court cases dealing with children as witnesses in court. It is organized around four issues: the competence of children as witnesses, the credibility of children, the rights of children and the rights of the accused. Child and adolescent development is reviewed from a psychological perspective. Recent research on issues of comprehension, memory and communication skills of children are described alongside the reactions of various audiences - lawyers, judges and juries - to the children's credibility. Procedures designed to reduce the traumatization of children who testify in court are described and evaluated.Wrightsman, Lawrence S. is the author of 'Child Witness Legal Issues and Dilemmas' with ISBN 9780803937727 and ISBN 0803937725.[read more]
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The Christian Democratic Republican
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Hurricane Irma – God or Nature?
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Is the Silent Church Fair to President Trump?
American Christian Alert
Obamacare: Republicans Lose – Democrats Don't Win
Reality Check – Does God Really Care?
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Not By My Works… Lest I shall Boast!
What Do You Want From Me?
Praise God In The Midst of Problems
Too Fate to Fail… We've Conquered Already!
God Gives Gifts for Us to Give
God Also Reaches the Powerful and Influential
Give "Doubting Thomas" a Break!
The Divine Setup
Confusing Metaphors Help to Complicate
God's Miracle as Big as Your Mind
Giving Begets More Blessing Than Receiving
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Keep The Fish. Give Me The Man!
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Get Reconciled… And Do It Now!
Jesus! My Lord and my God
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Ambulatory Care
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The Ambulatory Care Center of St. Tammany Health System is proud to provide outstanding pre-operative nursing care to our patients in an environment which is comfortable for them and their families as well as post-procedure care to surgical patients who are discharged the same day as the procedure. All pre-procedure rooms are private and provide cable TV. The center is located on the 2nd floor of the main hospital. Free Valet parking is available for our patients and family.
After your procedure has been scheduled with us we will call you if we have not met with you in person to talk about your upcoming procedure and your overall health and to answer any questions that you may have.
If you are having any kind of sedation or anesthesia during your procedure you will need to make arrangements for a ride home.
During your operative procedure, your support person (s) will be kept informed as to the progress of your procedure.
Ambulatory Care is open Monday – Friday, 5:30am – 9pm and on Saturdays as needed.


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A Calendar of Events letting you know what, where and when is happening throughout the Chopin Year:
- Events: concerts, exhibitions, shows and many others
- Reports
- Interviews
- Kordegarda CHOPIN 2010
The pictogram provides a unified marking system helping tourists find their way to places and historical buildings with Chopin relevance (routes, parks, squares, monuments, places where Chopin was born and where he and his closest relatives lived, etc.).
The pictogram commissioned by the Chopin 2010 Celebrations Office uses an easily recognisable image of Chopin's profile designed by Małgorzata Zdancewich. It serves as a unified identification of motor, bicycle and walking routes, as well as particular buildings with Chopin relevance.
To facilitate swift dissemination of the marking across the country, the Chopin 2010 Office is going to grant regional and local tourist organisations a free license to use the pictogram directly on the ground.
To be effectively implemented, the initiative needs active backing on the part of regional tourist organisations' chapters, acting in collaboration with road management authorities in order to introduce the pictogram along all kinds of roads in Poland, ranging from motorways to local roads.
Feel free to contact the Chopin 2010 Office with any queries at mbloch(at)chopin2010.pl.


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With scandal engulfing Barclays and its manipulation of the LIBOR being called the largest market fraud in history (it affected $800 trillion in contracts), it got us wondering about other large schemes that harmed entire markets.
Throughout history, financial scams have roiled markets, but a con man has to be truly brazen to base his scheme on manipulating a market rather than a single company or stock.
With lawmakers already holding hearings on the LIBOR fiasco, it will be interesting to see if any of the players involved from Barclays, the British government or other banks will be brought before the bar of justice.
At AdvisorOne we've compiled a look at 5 of history's brazen crooks who defrauded markets. Don't worry, justice caught up with the all of the perpetrators. Then again, that hasn't stopped the next schemer from trying his hand at stealing a fortune.
5. Alves dos Reis Nearly Bankrupts a Nation
Cost: $1 million pounds in 1925 or 1% of Portgual's GDP
Penalty: 20-year prison sentence
Plenty has been written about the size of Bernard Madoff's scheme ($20 billion or so in principal lost, more if you count the fake balances shown to investors) but the world's largest Ponzi scheme didn't come close to toppling a currency.
That trick was nearly turned by Alves dos Reis and his counterfeiting scheme in Portugal in 1925. By all accounts, dos Reis had humble beginnings in Lisbon. Clearly he craved wealth and didn't care how he attained it.
After avoiding serious jail time on a technicality for a scheme to take over a mining company, he set his sights higher. Through a series of shady deals he was able to flood the Portuguese market with 200,000, 500-ecudo notes. That amount represented 1% of the country's GDP.
When things started to get hot, dos Reis tried to acquire controlling interest in the Bank of Portugal in a bid to avoid any serious inquiry. It didn't work, and dos Reis was finally convicted in 1930 and sentenced to 20 years in prison. Released after 15 years, he was later nabbed for a coffee scheme in Angola, although he served no jail time. Forced back to his humble roots, he died in 1955.
The Portuguese currency recovered but not before overcoming doubts about its stability.
4. The Hunt Brothers Corner the Silver Market
Cost: $100 million in missed deliveries
Penalty: William and Nelson banned from trading, ordered to sell their silver holdings, fined $10 million each
In 1973, silver was trading at $2 an ounce. The Hunt brothers, William and Nelson, saw an opportunity and set about buying silver futures. A lot of silver futures. With the help of backers in Saudi Arabia, the brothers amassed 200 million ounces worth by 1980. They made $2 billion to $4 billion from their scheme.
The price had reached $50 an ounce, but the Hunts wanted more. They imagined a price of $200 or even $300. Alas, it wasn't to be. Like many who tried to corner a market, they were foiled by regulators. The Commodities Exchange decided to stop the Hunts before they could reap their windfall.
A new regulation, Silver Rule 7, made it harder for one contract holder to control too much of the market. That led to March 27, 1980, when the Hunts were unable to deliver on a margin call worth $100 million. The day became forever known as Silver Thursday when the price collapsed by 50%.
After years of legal wrangling the Hunts were forced to divest and paid their hefty fine.
3. Yasuo Hamanaka Controls Copper
Cost: At least $1.8 billion
Penalty: 8 years in prison
Yasuo Hamanaka picked up an apt nickname as a trader of precious metals for the Japanese trading giant Sumitomo Corp.: "Mr. Copper." In the early to mid-1990s, he was able to acquire 5% of the world's supply in the precious metal.
That was enough to put him in a dominant position owing to the cost and difficulty of moving the metal from one country to another to cover shortages. He used his position to keep the price artificially high. Other traders knew he was the big man on the trading floor, but could never outflank him because Sumitomo's deep pockets could get him out of any short position he'd find himself in. A lack of regulatory oversight didn't hurt him, either.
It all came crashing down in 1995. More copper entered the market as China's mining activity increased, causing the manipulated price to fall. Sumitomo was forced to take losses on futures contracts that totaled at least $1.8 billion.
In the end, Sumitomo removed Mr. Copper from his position and then denounced him as a rogue trader. He was convicted of forging the signatures of executives on documents and sentenced to eight years in prison. He was released in 2005, a year early.
2. Kenneth Lay's Enron Drives Up Power Prices
Cost: $11 billion lost by shareholders
Penalty: Prison time for top execs, including CEO Ken Lay and COO/CEO Jeffrey Skilling; payment of $1.5 billion settlement to power companies
The layers of the Enron scandal were many and throtled investors, allied companies and even the California electricity market.
After years of fabulous profits and a stock price that rose 56% in 1999 alone, things started downward for the company. Unfortunately, it was revealed that a constant focus on the bottom line led the company, which had its start with the merger of two Texas natural-gas pipeline companies, to inflate the value of assets and cash flow while keeping liabilities off the books.
Another aspect of Enron's wrongdoing involved manipulating prices in the California electricity market in 2000 and 2001. The company saw an opportunity when the Golden State deregulated its power market. By using techniques that included creating phony congestion on the state's power grid and then falsely claiming to relieve it, Enron was able to drive prices up, costing residents tens of billions of dollars and increasing the company's profits.
As the practices came to light, the company spiraled into bankruptcy, taking with it top executives (Kenneth Lay, who died less than two months after his trial in 2006, and Jeffrey Skilling, each serving as CEO, received 45 and 24 years in prison, respectively) among nearly two dozen people who were convicted of charges including fraud. The scandal even took down the accounting giant Arthur Andersen, which was effectively put out of business for its role in the scandal.
In 2005, Enron agreed to pay California and other Western states $1.52 billion to settle claims in the power manipulation case.
1. Charles Keating Jr.: Symbol of the S&L Meltdown
Cost: At least $153 billion across the S&L industry
Penalty: 5 years in prison
The U.S. Savings & Loan industry was going gangbusters in the 1980s. And Charles Keating Jr.'s Lincoln Savings & Loan in Phoenix was at the center of it all when it came crashing down late in the decade. Thrifts across the country had invested in junk bonds, which turned out to be a bad move.
When the investments went south, the investigations and congressional hearings began. Keating ended up in the middle. Evidence of his giving large donations to five U.S. senators, the so-called Keating Five, which included Sen. John McCain, R-Ariz., bolstered the idea that he paid the money to make sure his S&L was not shut down. For a time, it seemed to work, but then Keating's luck ran out and the S&L was seized in 1989. Lincoln's failure alone cost the U.S. government over $3 billion and about 23,000 customers were left with nothing.
Congress created the Resolution Trust Corp. to clean up the mess left by the hundreds of S&Ls teetering on the edge of bankruptcy. The overall crash cost $153 billion to fix, with taxpayers forking over $124 billion and what was left of the S&L industry covering the rest.
Keating was sentenced to 12½ years for fraud, racketeering and other charges. He served five years before the convictions were thrown out in 1996 because a judge ruled that the jurors had been contaminated by learning of an earlier conviction. In 1999, he pleaded guilty to wire fraud charges and was sentenced to time served.
More Top 10 lists from AdvisorOne:
- Top 10 Worst Financial Meltdowns by Athletes
- 5 Super Costly Divorces of the Rich and Famous
- Top 9 Most Disliked U.S. Companies
- 7 Biggest IPO Flops in Last 25 Years
- 5 Ways Rich and Famous Can Hide Assets
- 10 Best Cities for Jobs in Financial Services
- Top 15 Best Paying College Degrees
- Top 10 Best Cities for Educated Job Seekers