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Serzone Tablet
GENERIC NAME(S): Nefazodone
OTHER NAME(S): Serzone Tablet
Antidepressant medications are used to treat a variety of conditions, including depression and other mental/mood disorders. These medications can help prevent suicidal thoughts/attempts and provide other important benefits. However, studies have shown that a small number of people (especially people younger than 25) who take antidepressants for any condition may experience worsening depression, other mental/mood symptoms, or suicidal thoughts/attempts. Therefore, it is very important to talk with the doctor about the risks and benefits of antidepressant medication (especially for people younger than 25), even if treatment is not for a mental/mood condition.
Tell the doctor right away if you notice worsening depression/other psychiatric conditions, unusual behavior changes (including possible suicidal thoughts/attempts), or other mental/mood changes (including new/worsening anxiety, panic attacks, trouble sleeping, irritability, hostile/angry feelings, impulsive actions, severe restlessness, very rapid speech). Be especially watchful for these symptoms when a new antidepressant is started or when the dose is changed.
Nefazodone has rarely caused very serious (possibly fatal) liver disease. Tell your doctor right away if you develop symptoms of liver disease, including severe stomach/abdominal pain, unusual tiredness, persistent loss of appetite, dark urine, yellowing eyes/skin, persistent nausea/vomiting.
Before using this medication, tell your doctor if you have liver disease or abnormal liver function tests.
Your doctor should perform liver function tests periodically while you are taking this medication. If your doctor directs you to stop taking this medication because of liver problems or abnormal liver function tests, you should not take this drug again. Consult your doctor or pharmacist for more details.
Who should not take Serzone Tablet?Show More
This medication is used to treat depression. Because of the risk of liver disease, this medication is usually used after trying other drugs. Nefazodone works by helping to restore the balance of certain natural chemicals (neurotransmitters such as serotonin, norepinephrine) in the brain.
How to use Serzone Tablet
Read the Medication Guide and Patient Information Leaflet provided by your pharmacist before you start using nefazodone and each time you get a refill. If you have any questions, consult your doctor or pharmacist.
Take this medication by mouth with or without food, usually twice daily or as directed by your doctor.
Dosage is based on your medical condition and response to treatment. To reduce your risk of side effects, your doctor may start you at a low dose and gradually increase your dose.
Take this medication exactly as prescribed. Do not increase your dose or take this medication more often than prescribed. Your condition will not improve any faster, and the risk of serious side effects may be increased.
Use this medication regularly in order to get the most benefit from it. To help you remember, take it at the same times each day.
Keep taking this medication even if you feel well. Do not stop taking this medication without consulting your doctor.
It may take several weeks before this drug takes effect. Tell your doctor if your condition persists or worsens.
Side Effects
See also Warning section.
Dizziness, drowsiness, lightheadedness, nausea, dry mouth, or constipation may occur. If any of these effects persist or worsen, tell your doctor or pharmacist promptly.
To reduce dizziness and lightheadedness, get up slowly when rising from a sitting or lying position.
To relieve dry mouth, suck on (sugarless) hard candy or ice chips, chew (sugarless) gum, drink water, or use a saliva substitute.
Remember that your doctor has prescribed this medication because he or she has judged that the benefit to you is greater than the risk of side effects. Many people using this medication do not have serious side effects.
Tell your doctor right away if any of these unlikely but serious side effects occur: confusion, weakness, fainting, seizures, easy bleeding/bruising.
Get medical help right away if you have any very serious side effects, including: black stools, vomit that looks like coffee grounds, eye pain/swelling/redness, widened pupils, vision changes (such as seeing rainbows around lights at night, blurred vision).
For males, in the very unlikely event you have a painful or prolonged erection lasting 4 or more hours, stop using this drug and seek immediate medical attention, or permanent problems could occur.
A very serious allergic reaction to this drug is rare. However, seek immediate medical attention if you notice any symptoms of a serious allergic reaction, including: rash, itching/swelling (especially of the face/tongue/throat), severe dizziness, trouble breathing.
This is not a complete list of possible side effects. If you notice other effects not listed above, contact your doctor or pharmacist.
In the US -
Call your doctor for medical advice about side effects. You may report side effects to FDA at 1-800-FDA-1088 or at www.fda.gov/medwatch.
In Canada - Call your doctor for medical advice about side effects. You may report side effects to Health Canada at 1-866-234-2345.
See also Warning section.
Before taking nefazodone, tell your doctor or pharmacist if you are allergic to it; or to trazodone; or if you have any other allergies. This product may contain inactive ingredients, which can cause allergic reactions or other problems. Talk to your pharmacist for more details.
Before using this medication, tell your doctor or pharmacist your medical history, especially of: liver disease, personal or family history of psychiatric disorder (e.g., bipolar/manic-depressive disorder), personal or family history of suicide attempts, heart/blood vessel disease (e.g., history of stroke/heart attack), loss of too much body water (dehydration), seizures, intestinal ulcers/bleeding (peptic ulcer disease), personal or family history of glaucoma (angle-closure type).
Before having surgery, tell your doctor or dentist that you are using this medication.
This drug may make you dizzy or drowsy. Alcohol or marijuana (cannabis) can make you more dizzy or drowsy. Do not drive, use machinery, or do anything that needs alertness until you can do it safely. Avoid alcoholic beverages. Talk to your doctor if you are using marijuana (cannabis). Alcohol may also cause liver disease.
Caution is advised when using this drug in the elderly because they may be more sensitive to the effects of the drug, especially dizziness/drowsiness or bleeding.
During pregnancy, this medication should be used only when clearly needed. Discuss the risks and benefits with your doctor.
Since untreated mental/mood problems (such as depression) can be a serious condition, do not stop taking this medication unless directed by your doctor. If you are planning pregnancy, become pregnant, or think you may be pregnant, immediately discuss with your doctor the benefits and risks of using this medication during pregnancy.
It is not known whether this drug passes into breast milk. Consult your doctor before breast-feeding.
Drug interactions may change how your medications work or increase your risk for serious side effects. This document does not contain all possible drug interactions. Keep a list of all the products you use (including prescription/nonprescription drugs and herbal products) and share it with your doctor and pharmacist. Do not start, stop, or change the dosage of any medicines without your doctor's approval.
Some products that may interact with this drug include: carbamazepine, eplerenone, ergot alkaloids (such as dihydroergotamine, ergonovine, ergotamine, methylergonovine), ivabradine, lurasidone, pimozide, triazolam, alpha blockers (e.g., terazosin), digoxin, fluoxetine, medications for high blood pressure, other antidepressants (including trazodone, SSRIs such as fluoxetine), other drugs that can cause bleeding/bruising (for example, anticoagulants such as heparin or warfarin, antiplatelet drugs including NSAIDs such as ibuprofen).
Taking MAO inhibitors with this medication may cause a serious (possibly fatal) drug interaction. Avoid taking MAO inhibitors (isocarboxazid, linezolid, methylene blue, moclobemide, phenelzine, procarbazine, rasagiline, safinamide, selegiline, tranylcypromine) during treatment with this medication. Most MAO inhibitors should also not be taken for two weeks before and 1 week after treatment with this medication. Ask your doctor when to start or stop taking this medication.
Avoid taking eletriptan within 72 hours of taking this medication.
This medication can slow down the removal of other medications from your body, which may affect how they work. Examples of affected drugs include buspirone, dasatinib, domperidone, fentanyl, regorafenib, sunitinib, tacrolimus, "statin" cholesterol drugs (such as simvastatin, lovastatin, atorvastatin), certain benzodiazepines (such as alprazolam) among others.
Tell your doctor or pharmacist if you are taking other products that cause drowsiness such as opioid pain or cough relievers (such as codeine, hydrocodone), alcohol, marijuana (cannabis), drugs for sleep or anxiety (such as alprazolam, lorazepam, zolpidem), muscle relaxants (such as carisoprodol, cyclobenzaprine), or antihistamines (such as cetirizine, diphenhydramine).
Check the labels on all your medicines (such as allergy or cough-and-cold products) because they may contain ingredients that cause drowsiness. Ask your pharmacist about using those products safely.
Check all prescription and nonprescription medicine labels carefully since many medications contain pain relievers/fever reducers (NSAIDs such as aspirin, ibuprofen, naproxen) that may increase your risk for bleeding if taken together with this drug. Low-dose aspirin should be continued if prescribed by your doctor for specific medical reasons such as heart attack or stroke prevention (usually at dosages of 81-325 milligrams per day). Consult your doctor or pharmacist for more details.
If someone has overdosed and has serious symptoms such as passing out or trouble breathing, call 911. Otherwise, call a poison control center right away. US residents can call their local poison control center at 1-800-222-1222. Canada residents can call a provincial poison control center. Symptoms of overdose may include: nausea, vomiting, extreme drowsiness.
Do not share this medication with others.
Psychiatric/medical checkups (and laboratory tests such as liver function tests) must be done periodically to monitor your progress and check for side effects. Consult your doctor for more details.
Missed Dose
If you miss a dose, take it as soon as you remember. If it is near the time of the next dose, skip the missed dose. Take your next dose at the regular time. Do not double the dose to catch up.
Store at room temperature away from light and moisture. Do not store in the bathroom. Keep all medications away from children and pets.
Do not flush medications down the toilet or pour them into a drain unless instructed to do so. Properly discard this product when it is expired or no longer needed. Consult your pharmacist or local waste disposal company.Information last revised May 2020. Copyright(c) 2020 First Databank, Inc.
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3 c not mashed potatoes
1 c shredded cheddar cheese
1 can fried onions
1½ c shredded, cooked turkey
1 package frozen mixed peas & carrots (10 oz)
1 can cream of chicken soup
½ c milk
½ tsp dry mustard
¼ tsp garlic powder
¼ tsp white pepper
Combine potatoes, ½ c cheese, and ½ c fried onions. Spoon into a greased 1½-quart casserole dish. Spread across bottom and up sides of dish.
Combine next 7 ingredients (turkey through pepper). Pour into potato shell. Bake uncovered at 375° for 30 minutes. Top with remaining cheese and onions. Bake for additional 5-10 minutes.
Let stand 10-15 minutes before serving.
*DISCLAIMER*: The information contained in or provided through this site section is intended for general consumer understanding and education only and is not intended to be and is not a substitute for professional advice. Use of this site section and any information contained on or provided through this site section is at your own risk and any information contained on or provided through this site section is provided on an "as is" basis without any representations or warranties.

subset: commoncrawl


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Seattle Public Schools (SPS) is starting the new 2017-18 school year by opening several new and modernized buildings. Approved by Seattle voters through the Building Excellence IV (BEX IV) capital levy in 2013, the new buildings meet community needs for capacity while the unique planning, design, and architecture of each school creates positive learning space. Combined, all of these elements create the best educational experience for students.
SPS is a growing district in a rapidly growing city. In the last 10 years, the district has welcomed 8,000 new students, while according to the U.S. Census Bureau, Seattle is the fastest-growing big city in the nation.
These new facilities add more than 2,800 new classroom seats. In addition, we have added 500 seats in portable classrooms across the district and fit 1,100 new seats into existing buildings. SPS also added 227 classrooms to meet enrollment and K-3 class-size reduction requirements.
Here is more information about how the district is working through capacity needs including the district's Capacity Management Task Force.
Housed in the heart of the central region since 1902, Meany Middle School's vision is to develop a community of lifelong learners that demonstrate the knowledge, skills, and values required for innovative global citizenship. The new educational spaces live up to this vision including a library with giant opening doors that invite students in and create a sense of welcome.
Olympic Hills Elementary School
Olympic Hills Elementary serves a rich and diverse population of students, representing 30 different countries and 18 different languages and with renovations will now seat close to 660 students. The school's vision is to prepare children to become contributing members of society with a strong sense of self-worth and creativity.
Cascadia Elementary School
The vision of Cascadia Elementary is to inspire advanced learners to be independent thinkers and use their peers, teachers, and surrounding resources in their pursuit of learning. The new building will seat close to 660 students. Key design features of Cascadia that directly support their vision include classroom wings that optimize daylighting in the classrooms, shared learning commons where students can collaborate, and classrooms for Special Education that are integrated within learning wings to provide equitable access.
Licton Springs K-8 School
Licton Springs K-8 is a creative, holistic, experiential learning environment that nurtures respect, self-discovery and integrity, while combining a Native-centered curriculum. Licton Spring, a historically important spring to the Duwamish people, flows underneath the building site. The school is housed inside the Robert Eagle Staff building. Key design features that support the mission and vision of the school include an Honor Circle to celebrate the history of the building site as well as the cultural significance of Licton Springs to Native Americans, groups of classrooms that are configured around shared learning commons, and a library that includes multiple spaces for large and small groups.
Robert Eagle Staff Middle School
Robert Eagle Staff Middle is named for beloved Native American educator Robert Eagle Staff who served as principal of Indian Heritage High School from 1989-1996. The building will provide seats for close to 1,000 students. A few key design features that support the legacy and vision of the school include a courtyard lined with carefully preserved and reinstalled Native American murals, a central synthetic turf playfield with a walking track as well as soccer and softball fields that will also serve community athletics, and vocal and instrumental music rooms that are supported by several smaller practice rooms.
Long Legacy of Supporting Excellence in Education
This year marks 150 years since SPS moved into their own school space. During the district's first years, SPS was located inside buildings owned by the University of Washington. In 1867, that public school moved to what was then the County Building in downtown Seattle. In the decades since, our community has been supporting public education and ensuring students have excellent school buildings and learning environments.


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Slopeside resorts, après ski fun, colorful festivals, and ice wines are hallmarks of winter in this region.
Tucked into the peaceful winter landscapes of Western New York, Chautauqua-Allegheny pairs stunning beauty with friendly villages, ski resorts, award-winning wineries, and vast state parks. This is big ski country. Lake-effect storms drop an average of 200 inches of annual snowfall, perfect for winter sports! Plan to stay a while. Enjoy fireside dining at a posh resort, relax in a cozy inn, or rough it in a rustic cabin.
Choose from suggested sites on this scenic route that meanders west, from Swain Mountain to Great Lake Erie.
A. Swain
Start fresh at a mountain resort with wide-open trails for downhill skiing and boarding, plus five terrain parks. Swain Resort, about 50 miles south of Rochester, has something for every level of ability. Events include Winter Activities Weekends, all season long, and a Winter Carnival in March with a pig roast, races and a costume parade.
Gather family and friends and make tracks to Gunny's Gorge Tube Park, Swain's 750-foot-high tubing hill. Enjoy the good old-fashioned fun and exhilarating thrills of sledding without the hike back up the hill.
B. Alfred
Head south to the Schein-Joseph International Museum of Ceramic Art on the campus of Alfred University. Over 8,000 colorful ceramic and glass treasures range from ancient pottery to contemporary sculpture, quirky teapots and cutting-edge ceramic technology.
C. Portville
Drive southwest to visit Sprague's Maple Farms, where down-home country meals include bountiful breakfasts and free-range turkey dinners. For a sweet ending, sample their signature maple syrup. Family-fun events include Christmas Time at Sprague's, each December. Maple in the Mountains, every weekend in March, celebrates syrup season with tours, tree tapping demonstrations, sugar-on-snow parties and wagon rides to the old-fashioned sugarhouse. Sweet!
D. Salamanca
Continue west to Seneca Allegany Casino & Hotel. Along with gaming, there's top-name entertainment, great dining and an impressive new luxury hotel. The full-service spa promises to calm your spirit and soothe your senses.
Prefer the great outdoors? Just south of Salamanca, Allegany State Park features ice-skating, ice-fishing, snowshoeing, and miles of perfectly groomed trails for cross-country skiing and snowmobiling, along with more than 150 winterized cabins.
E. Ellicottville
It's a quick trip north to Ellicottville, highly rated for skiing and après ski fun. International restaurants, shops and galleries mingle with clubs where you can dance the night away, yet the village retains its small-town charm.
Top-ranked Holiday Valley Resort boasts 58 slopes and trails, two hotels, indoor pools, and great amenities. Holiday specializes in fun for the whole family. Don't miss the Winter Carnival in March! For a wild experience, spiral through the woods on the new Mountain Coaster. To unwind, visit the tranquil Falling Waters Spa.
In the heart of ski country, Ellicottville Brewing Company tours let you see behind the scenes brewing operations and taste award-winning craft brews. Allow time to relax over a great meal in the restaurant.
F. Randolph
Travel southwest to New York's Amish Trail Welcome Center, at the Trail's southern start. For a leisurely side trip, follow the Trail north to Gowanda. Shops along the way offer homemade baked goods, cheeses, hand-crafted furniture, baskets and quilts. Events include the Amish Trail's annual Old Fashioned Christmas celebration.
G. Jamestown
Continue southwest to the Fenton History Center, where exhibits highlight local history. The elegant 1863 mansion was the home of New York's 22nd Governor, Rueben Fenton. From November 29 to January 18, the annual Holiday exhibit includes a dozen decorated Christmas trees. Listen to Christmas carols, learn about Jamestown's holiday traditions, and visit the gift shop.
H. Lakewood
Travel west along Chautauqua Lake to tour the Southern Tier Brewing Company and sample seasonal brews. The Empty Pint Brewery Pub offers a selection of 14 draught beers paired with savory dishes like hickory-smoked pulled pork and hearty soups.
I. Chautauqua
Continue northwest along the lake to the Chautauqua Institution, offering horse-drawn bobsled rides every weekend from the first Saturday after Christmas through February. Bundle up and enjoy the soft ringing of bells as beautiful draft horses carry you through the picturesque Victorian village. Charming accommodations are open year-round.
During the Currier & Ives Sleigh Rally in January, Victorian-style sleighs and costumed drivers parade through the historic grounds with sleigh bells jingling.
J. Mayville
Nearby, Mayville's President's Day Weekend Winter Festival, in February, features music, fireworks, a flare parade, a bonfire, and horse-drawn wagon rides. Providing the weather cooperates, you'll see a glistening castle made from blocks of ice harvested in the traditional way from Chautauqua Lake.
K. Findley Lake
Head southwest to Peek'n Peak Resort & Spa, a top ski center with 27 slopes and three terrain parks. There's something to challenge everyone, from beginners to expert skiers and snowboarders-even a tubing area with "no skills required." The Inn at the Peek's restaurants, pools and spa offer a perfect finish to a day of winter sports. Bonus: Peek'n Peak borders a 400-mile groomed snowmobile trail!
L. Ripley
Go north to Sparkling Ponds Winery. Visitors sample ice wine, sparkling wines and other favorites in the cozy tasting room beside serene Lake Erie.
The 50-mile Lake Erie Wine Country trail begins here and runs north to Silver Creek. Winter is a wonderful time to visit. More than 20 wineries host tours and seasonal events, and new vintages are released-including ice wines, a regional specialty! During the annual Wine & Chocolate Weekend, in February, each participating winery pairs a luscious chocolate creation with a fine wine.
For more ideas and information, see Chautauqua-Allegheny's Regional Tourism Website.


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SAN JOSE, Calif. — September 3, 2013 — The SEMI World Fab Forecast indicates that capital expenditure for semiconductor fab equipment spending will increase to US$ 39.8 billion in 2014, the highest on record. Semiconductor revenue has improved in 2013 compared to 2012 and early forecasts for 2014 project revenue growth averaging about 8 percent. Semiconductor companies have adjusted their capital expenditure accordingly, and the SEMI report tracks over 200 projects, with details revealing that fab equipment spending is expected to decline by 1 percent in 2013 (to $31.8 billion), but increase by 25 percent in 2014, including new, used and internally manufactured in-house equipment.
Overall fab spending in the first half of 2013 was slow, especially for fab equipment spending. Fab equipment spending is stronger in the second half of 2013, with a 30 to 40 percent increase over the first half. The SEMI data shows a different outlook for fab construction projects, forecasting a 25 percent spending increase in 2013 to over $7 billion and then a drop of 16 percent in 2014 to about $5.9 billion. Fabs under construction this year will begin equipping next year which affects fab equipment spending.
Fab equipment spending for dedicated foundries remains strong in 2013 ($12 billion) and in 2014 ($13 billion) — a growth rate of 5 percent in 2014. In the years prior to the economic downturn, fab equipment spending for DRAM was the highest spending industry segment. Since 2011, however, the dedicated foundry sector replaced DRAM as the leading industry sector.
While DRAM equipment spending dropped by 35 percent in 2011 and 25 percent in 2012, the SEMI data shows that DRAM fab equipment spending will increase by 17 percent in 2013 and at least 30 percent in 2014. An increase of about 2 to 3 percent for installed capacity for DRAM in 2014 is small but remarkable, given that the industry has not added any new DRAM capacity for years, and actually cutback capacity between 2011 and 2013.
The sector with largest growth rate for fab equipment spending in 2014 is expected to be Flash with a 40 to 45 percent increase (YoY). Over the last few years, capacity additions for the Flash sector also stagnated though technology investments. SEMI's reports show detailed predictions for robust spending in DRAM and Flash by several large companies including Micron and Samsung. Overall fab equipment spending for Flash alone is expected to hit a record of almost $8 billion in 2014. After Flash and DRAM, MPU is expected to show the next largest growth in 2014, with fab equipment spending growing by over 40 percent (YoY). Intel is now preparing for 14nm, kicking off an MPU surge for 2014. The World Fab Forecast report gives insight into Intel's preparations for 14nm.
Since the last fab database publication at the end May 2013, the SEMI worldwide dedicated analysis team has made 242 updates to 205 facilities (including Opto/LED fabs) in the database. The latest edition of the World Fab Forecast lists 1,147 facilities (including 247 Opto/LED facilities), with 66 facilities with various probabilities starting production this year and in the near future. SEMI added 14 new facilities and closed 8 facilities.
The SEMI World Fab Forecast uses a bottom-up approach methodology, providing high-level summaries and graphs; and in-depth analyses of capital expenditures, capacities, technology and products by fab. Additionally, the database provides forecasts for the next 18 months by quarter. These tools are invaluable for understanding how the semiconductor manufacturing will look in 2013 and 2014, and learning more about capex for construction projects, fab equipping, technology levels, and products.
The SEMI Worldwide Semiconductor Equipment Market Subscription (WWSEMS) data tracks only new equipment for fabs and test and assembly and packaging houses. The SEMI World Fab Forecast and its related Fab Database reports track any equipment needed to ramp fabs, upgrade technology nodes, and expand or change wafer size, including new equipment, used equipment, or in-house equipment. Also check out the Opto/LED Fab Forecast. Learn more about the SEMI fab databases at: www.semi.org/MarketInfo/FabDatabase and www.youtube.com/user/SEMImktstats
SEMI is the global industry association serving the nano- and micro-electronic manufacturing supply chains. Our 1,900 member companies are the engine of the future, enabling smarter, faster and more economical products that improve our lives. Since 1970, SEMI has been committed to helping members grow more profitably, create new markets and meet common industry challenges. SEMI maintains offices in Bangalore, Beijing, Berlin, Brussels, Grenoble, Hsinchu, Moscow, San Jose, Seoul, Shanghai, Singapore, Tokyo, and Washington, D.C. For more information, visit www.semi.org.
Association Contact
Deborah Geiger/SEMI
Phone: 1.408.943.7988
Email: email@example.com


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In order to be eligible for many USDA loans, household income must meet certain guidelines. Also, the home to be purchased must be located in an eligible rural area as defined by the USDA. You can research all this information from this site along with links to the USDA homepage to check qualifying household income and property eligibility tester. Applying for a USDA home loan is easy and secure you can fill out a quick online application or call to speak to a USDA loan specialist to see if you qualify for the program. Just call MCA and ask for one of our USDA loan consultants today. Call us at (800) 974-4434.
USDA Loans Are Insured By:
USDA Loans is your pathway to a USDA lending company. We provide USDA home loans in rural and suburban areas in the United States and its territories. We have the USDA loans guidelines and USDA loan income eligibilityinformation for you to confidently apply for rural development loans on our website
30 Year Mortgage, 620 Credit Scores & More
- No Money Down: For starters, a USDA loan is one of the only loan programs offered to the general public that allows you to finance 100% of your home's value. That means no down payment of any kind!
- Great Interest Rates: USDA loans are made even more affordable through very competitive fixed interest rates, ensuring your payments will not increase every month.
- Need a 620 score: USDA Loans .Net requires a middle credit score of at least 620. If you are close, apply and we can help.
- Affordable 30 Year Terms: USDA home loans also offers affordable 30 year terms. If you are a first time home buyer, or not, a USDA loan is the perfect fit.
- Roll in Your Closing Costs: A USDA loan allows you to finance in your closing costs up to the appraised value. Making the USDA loan the only mortgage on the market with this ability.
Location Qualification:
To be eligible for a USDA Loan the home being purchased has to be located in an area deemed eligible by the USDA's Rural Development department. Here is the link to the USDA Rural Development location eligibility checker page USDA Map
Income Qualification:
Per USDA's Rural Development guidelines there are household income caps for the program. RD has segregated these restrictions per county. The income caps include total household income. Not just the persons on the loan but any person that will be residing in the residence. The average income cap for the program is about 75,000 a year for a one to four person household. Once you have more than 5 persons in the household the income limit goes up dramatically. Be sure to call us to verify if your income meets the guidelines for the USDA loans program in your area.
USDA Loans Underwriting Approval:
To be approved for a USDA loan the borrower or borrowers must meet credit requirements. Your USDA loan application can receive an underwriting approval down to a 620 credit score, although it is much easier to get approved over a 640. Applicants must demonstrate repayment ability for the loan along with a job history of at least two years. If you have just graduated from school the two year employment history can be waived. If you require more in depth explanation please go to our USDA loans Guideline page.
If you are in the market to purchase a home you should apply for or research a USDA loan to determine if you are eligible. One of our USDA loan specialist will be more than happy to see if you qualify.
Why should you work with GLI?
Great Loans and Investments' mission is to fulfill the home buyer's dreams of ownership.
GLI's customer satisfaction and our integrity is reflected in our "A" rating with the Better Business Bureau.
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All Genuine MINI Parts are tailored for your MINI model, meaning you'll get the perfect replacement every time. The quality, reliability and safety provided by Genuine MINI Parts is top notch and to back it up, each comes with a two year warranty.


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Arianna Huffington's new book, Third World America: How Our Politicians are Abandoning the Middle Class and Betraying the American Dream speaks for the disenfranchised middle class: Americans that have lost wages, lost jobs, lost value in homes, and lost substantial value in investments and retirement funds. The U.S. middle class is being scammed out of existence. Wall Street and large corporate special interests -- including energy companies, large financial institutions, drug companies, and the large military industrial complex -- effectively bought Washington.
For most Americans, the Great Recession never ended, and for many of the 14.9 million unemployed Americans, it's a 21st century Depression. Yet in December 2009, Larry Summers, director of the White House National Economic Council, told ABC news: "Today, everybody agrees that the recession is over, and the question is what the pace of the expansion is going to be."
The recession was over for bailed-out banks paying billions in bonuses. Taxpayers fund Wall Street with nearly zero-cost loans, and Congress changed accounting rules in April 2009 so that Wall Street firms could hide losses to create the illusion of "big profits," as they try to fill the gaping holes in their balance sheets.
Money Cartel's Yes Men
The money cartel is as dangerous as the Mexican drug cartel. Its weapons of choice are taxpayer subsidized funds for swarms of Washington lobbyists, "money jobs" for politically connected yes men, and lucrative positions for former regulators and the law firms that hire them. Wall Street is winning the class war, and taxpayers supplied the arms.
[White House Chief of Staff] Rahm Emanuel famously declared, "Rule one: Never allow a crisis to go to waste. There are opportunities for big things." But since the financial meltdown, it is actually the very people who created the crisis who have taken advantage of it and achieved "big things" - especially big profits and bonuses.
Third World America P. 193
Wall Street's PR spin, lobbying, money train to Congress, and bullying of fact finders have kept much of the truth away from the public. Frank Rich of The New York Times pointed out: "What we don't know will hurt us, and quite possibly on a more devastating scale than any [Al] Qaeda attack. Americans must be told the full story of how Wall Street gamed and inflated the housing bubble, made out like bandits, and then left millions of households in ruin."
In my book on the the global financial meltdown, Dear Mr. Buffett: What an Investor Learns 1,269 Miles from Wall Street, I explain the relationship between failed mortgage lenders and Wall Street's private-label multi-tenacled securitization process. It was a widespread interconnected Ponzi scheme. The bulk of toxic mortgages were the result of Wall Street's private label securitization (loan packaging) machine. Fannie and Freddie were forced to buy hundreds of billions of "highly rated" Wall Street mortgage backed "assets," and they are now Wall Street's ongoing mortgage dumping grounds. There should be thousands of felony indictments for accounting fraud and securities fraud. [See "President Obama: Bring Back Black," Huffington Post, April 26, 2010.]
Taxpayers Bailout Goldman Sachs
Goldman Sachs is by no means the only offender, but it epitomizes the problem. Goldman enjoys many benefits and subsidies as a result of Congress's massive bailout of Wall Street. [See "Goldman Sachs: Spinning Gold," Huffington Post, April 7, 2010.]
In August 2007, I publicly challenged AIG's accounting for its "protection" (credit default swaps) on value destroying CDOs (collateralized debt obligations backed by mortgages and various other assets including credit derivatives). AIG said it had zero accounting losses; but its losses were material, and AIG had a serious problem. The potential for actual losses was so enormous that I called Warren Buffett and met with Jamie Dimon, CEO of JPMorgan Chase. Unbeknownst to me at the time, Goldman was already pressuring AIG for more than a billion dollars in collateral.
In the fall of 2009, I uncovered the fact that Goldman Sachs had a much larger role in the mortgage bets that nearly toppled AIG than the Treasury, the Fed, or Goldman itself publicly disclosed in September 2008, when AIG was first bailed out. Then Treasury Secretary Henry Paulson was Goldman's CEO at the time the deals were done with AIG. He was also CEO when Goldman underwrote other value destroying CDOs against which foreign banks bought protection. Stephen Friedman, a former Chairman of Goldman Sachs and then Chairman of the New York Fed, concurrently sat on Goldman's board. These men had serious conflicts of interest, and events played out very much to Goldman's benefit at the expense of taxpayers.
By September 2008, AIG was drained of cash and close to imploding. At the time Fed Chairman Ben Bernanke testified AIG had to be saved lest AIG's failure trigger a Great Depression. (In March 2010, Treasury Secretary (and ex-President of the NY Fed) Timothy Geithner and ex-Goldman CEO and ex-Treasury Secretary Hank Paulson also testified to this.) Instead of allowing AIG to fail with minimal intervention, Washington protected culpable bankers.
In September 2008, David Viniar, CFO of Goldman Sachs, said Goldman's exposure to AIG was "immaterial whatever the outcome at AIG." Goldman CEO Lloyd Blankfein would later testify to Congress in that Goldman "facilitates customer transactions." After analyzing new information, on October 28, 2009, I issued a commentary, "Goldman's Lies of Omission," stating that in my opinion, David Viniar, Goldman's CFO, had lied.
Intimidation Tactics and Cover-Ups
Goldman's response was to initiate an hour long phone conversation: a combination of a veiled threat (I don't have a problem...but our lawyers might) and obfuscations. In response, I issued an "apology" to David Viniar. Viniar may not technically have lied; perhaps he is just unimaginative about risk. Either way, shareholders might ask why Goldman's officers sucked tens of billions in bonuses out of the Goldman as they "hedged" value destroying CDOs with AIG--an entity that nearly collapsed, while it still owed billions to Goldman.
Goldman said it was only involved in AIG trades as an "intermediary." That wasn't true. As a further response to Goldman's pressure, I revealed Goldman's key role in AIG's crisis. At the time, I was confident that within a week, an expected SIGTARP (Special Inspector General for the Troubled Asset Relief Program) report would have similar findings, but inexplicably, it did not. My findings were sound, however. When Goldman blew smoke about only being an "intermediary," it didn't know that I had information that had been suppressed by the Fed, AIG, Goldman, Treasury, and the SEC. [See: Goldman's Undisclosed Role in AIG's Distress, TSF, November 10, 2009.]
The AIG bailout benefited Goldman, the firm responsible for the largest share of many value destroying collateralized debt obligations (CDOs) against which AIG sold protection ($33 billion of the $80 billion). Goldman had already extracted $7.5 billion from AIG by September 2008, and Goldman's cronies had extracted even more billions. When taxpayers bailed out AIG in September 2008, AIG still owed billions of dollars more on top of that.
Out of the approximately $20 billion CDOs Goldman protected directly with AIG, Goldman had structured and created $6 billion CDOs named "Abacus," against which it bought protection from AIG. (Abacus CDOs were backed by credit derivatives referencing value destroying mortgage backed assets, and some had hidden features that disadvantaged investors.) That goes far beyond merely acting as an intermediary.
AIG reportedly settled $3 billion (of the original $6 billion) Abacus related deals at a loss of $1.5 billion to $2 billion by April 2010. SIGTARP is now investigating these deals, which are similar to Abacus 2007-AC1, a CDO at issue in the U.S. Securities and Exchange Commission lawsuit against Goldman alleging failure to disclose material information to investors. The fraud suit was settled settled for $550 million, of which $250 billion was paid in reparations to two sophisticated foreign banks. Among other issues the SEC's settlement swept under the rug was that the Abacus deal may have been used to unload other complex value-destroying CDOs Goldman created. [See: "Abacus might have had other benefits for Goldman," by Matthew Goldstein, Reuters, April 24, 2010.]
Goldman also knew or should have known the character of the risk of $14 billion third-party value destroying CDOs it protected with AIG. Goldman claimed it acted as an "intermediary," as opposed to say, exchanging favors in a complicated game of "you bury my bodies and I'll bury yours." The Fed used taxpayer dollars to settle these transactions for 100 cents on the dollar, an appalling example of crony capitalism. [See: "Redacted AIG filing might have spotted worst deals," by Matthew Goldstein, Reuters, January 10, 2010.]
Moreover, Goldman had also created additional value destroying CDOs (some were backed by cash assets and credit derivatives referencing value destroying CDOs), against which other banks--including some foreign banks--bought protection from AIG. Crony capitalism bailed out Goldman's trading partners for 100 cents on the dollar, even though other bond insurers were settling deals for much less than that, and many of these deals were worthy of thorough investigations and audits.
Goldman reneged on its offer to provide me with confirmation of the fact that it hadn't bought credit default protection [for a potential default by AIG] on more than a small fraction of the full notional amount of the CDOs it hedged with AIG. Contrary to its assertions to Congress, Goldman Sachs was significantly exposed to AIG's potential failure. It had both economic and reputation risk.
"Collateral" held by Goldman in September 2008 would likely have been clawed back by a sensible liquidator, after the nature of the CDOs was known. Even if Goldman got to keep the collateral, an AIG failure posed significant economic risk, since its hedges [credit default swaps on AIG] were relatively small, and the prices of the CDOs were plummeting. Goldman also had litigation risk on the CDOs it underwrote (Davis Square and more) and sold to foreign banks that bought protection from AIG. Taxpayer money later made that problem disappear when the Fed settled for 100 cents on the dollar. This information had been suppressed and kept from public view. [See: "I Retract My Apology and Call for More Regulation of Goldman Sachs," TSF, November 22, 2009, and "Congress Exposes Potential Profiteering in AIG Deals: Delay Enabled Further Cover-Up," Huffington Post, January 28, 2010.]
Goldman's other big role in the CDO business that few of its competitors appreciated at the time was as an originator of CDOs that other banks invested in and that ended up being insured by AIG, a role recently highlighted by Chicago credit consultant Janet Tavakoli. Ms. Tavakoli reviewed an internal AIG document written in late 2007 listing the CDOs that AIG had insured, a document obtained earlier this year by CBS News. [CBS did not have the data to make the connection between the CDOs and Goldman's large role as underwriter of CDOs backing its own trades and the trades of other banks.]
"Goldman Fueled AIG's Gambles," by Serena Ng and Carrick Mollenkamp, Wall Street Journal, December 12, 2009.
Goldman was unsuccessful in misleading me, but what chance would non financial professionals have against Goldman's hokum? Goldman misled many members of the press, Congress, and even "investigators" (unless investigators were going along for the ride) for a very long time.
Why did Goldman Sachs try to pass itself off as merely an "intermediary?" In my opinion, it was trying to make its role sound innocuous when it was not. In its role as a structurer and underwriter of CDOs, Goldman was responsible for a high standard of thorough due diligence.
Investigating a Criminal Cover-Up
On November 17, 2009 (a week after my report), SIGTARP released its report. Despite discussing AIG and its problematic protection on CDOs, the report did not mention Goldman's key role as underwriter (creator) of many of the CDOs, including CDOs for which foreign banks were paid billions in the AIG settlement. It appears that either the well-staffed TARP investigators knew less than I did, or they didn't understand the implication of information they had (if they had it), or there was a cover-up. In other words, the SIGTARP report contained information that was less damaging to Goldman's fairy tales than what I had already put in the public domain on November 10, 2009.
That begs the question. When Goldman called me (before my November 10 report), did Goldman already know that the SIGTARP report would not contradict its story? In other words, did it know the SIGTARP report would fail to reveal its role as creator (underwriter) of many of the value destroying CDOs? Was SIGTARP part of a cover-up?
Documents filed with the SEC had been redacted so that the names of the CDOs backing credit default swaps, the size of individual deals, the fallen prices of the CDOs, and the names of the banks tied to each deal were not revealed. Was the SEC also part of a cover-up? [See "Treasury Cover-Up of Goldman's Role in AIG Crisis?" Huffington Post, December 22, 2009.]
I sent my concerns to staffers on the Senate Banking Committee, the Financial Crisis Inquiry Commission, and other Congressional offices that had previously contacted me for information.
SIGTARP is now partly blaming Fed secrecy, yet why has SIGTARP been so slow to connect the dots? SIGTARP is now investigating a potential criminal cover-up. ["AIG Probe May Lead to Criminal Coverup Charges, Barofsky Says," by Richard Teitlebaum, Bloomberg News, April 28, 2010.]
Perhaps it's also time to investigate SIGTARP's process, since it reeks like three day old fish.
Dodd-Frank Reform Failure: "Customer Transactions" Were Behind the Meltdown
Goldman was responsible for huge systemic risk, even though it characterized its AIG trades as "customer transactions." It's one thing to provide emergency relief for "troubled assets," and its quite another for Congress to delay so long in asking how these assets came to be so troubled in the first place. Congress has neither uncovered the truth nor mitigated the risk of even greater future devastation. The Dodd-Frank Bill does not provide necessary financial reform, because Wall Street lobbyists successfully tailored the language to suit bankers.
Senator Carl Levin (D. Mich.), Chairman of a senate investigative panel, issued a memo stating that Goldman "magnified the impact of toxic mortgages." In other words, it kept repackaging, reselling or protecting (buying credit default protection on) losers. It took the wrong kind of nerve for Goldman's CEO to say he was doing "God's work,"* when the reality includes this brand of malicious mischief.
In one case, a $38 million subprime-mortgage bond created in June 2006 ended up in more than 30 debt pools and ultimately caused roughly $280 million in losses to investors by the time the bond's principal was wiped out in 2008, according to data reviewed by The Wall Street Journal.
"Senate's Goldman Probe Shows Toxic Magnification," by Carrick Mollenkamp and Serena Ng, Wall Street Journal, May 2, 2010.
All of the large Wall Street banks generate huge risk in foreign exchange, commodities trading, interest rate derivatives, credit derivatives and more. The Dodd-Frank Bill's so-called financial reform leaves the entire financial system at great risk from "customer transactions."
In Third World America, Arianna Huffington explains how Wall Street bought off Congress. America's middle class is caught in the middle of a bi-partisan betrayal. Righting these wrongs will not be easy. Among other things, it may require an amendment to our Constitution to prevent money cartels from buying off our elected officials.
On April 20, 2009, Brian Lamb, CEO of CSpan, interviewed me about Wall Street's Ponzi scheme, control in Washington, and influence over main stream media:
* Endnote: Goldman CEO Lloyd Blankfein's quip that he is doing "God's work," is put in its proper perspective by this apt quote at Jesse's Cafe Americain :
"There will be hard times in the last days. People will love only themselves and money. They will brag and be proud, tearing others down. They will be without love, gratitude, respect, or forgiveness. They will tell lies and be out of control. They will despise what is good and betray friends. They will believe they are better than others, and will love only what pleases them. They will say they are serving God, but their actions will show they are not." 2 Timothy 3:1-5
How to vote
Register by: Varies by state
Your vote is your voice! It is your right and your responsibility. For your voice to be heard, in most states you must register before you can vote. Visit the state elections siteRegister to Vote
Vote-by-mail ballot request deadline: Varies by state
For the Nov 3 election: States are making it easier for citizens to vote absentee by mail this year due to the coronavirus. Each state has its own rules for mail-in absentee voting. Visit your state election office website to find out if you can vote by mail.Get more information
In-person early voting dates: Varies by state
Sometimes circumstances make it hard or impossible for you to vote on Election Day. But your state may let you vote during a designated early voting period. You don't need an excuse to vote early. Visit your state election office website to find out whether they offer early voting.My Election Office
General Election: Nov 3, 2020
Polling hours on Election Day: Varies by state/localityMy Polling Place


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Our free availability calendar without competitive VRBO® branding will keep your customers focused on your place. It's hassle free too! There's no additional calendar to update because your availability information is automatically synced directly from your VRBO®, FlipKey, HomeAway, Airbnb, Google Calendar or any ICS/ICAL file.
The calendar is free! It is supported by a non-competitive unobtrusive advertisement (English version only). Ad-free calendars are available in any language for $19/year.
Have multiple rentals? No problem! You can have as many calendars as you want! You can also have your calendar displayed in multiple languages!
Customize the colors, language, layout, size and number of months to show in advance to fit with your website theme!
The calendar resizes automatically to look professional on any screen size, including tablets and mobile phones.
No programming knowledge required. Simply copy and paste the code wherever you want your calendar to appear.
The calendar gets automatically synced and updated whenever you update your VRBO®, Flipkey, Airbnb or iCal/ICS based calendar.
Unlike VRBO®'s calendar, there's no VRBO® branding or competitive ads that notify your customer of other rental options.
If you have a VRBO® listing, here is how to sync your VRBO® calendar with ours:
If you have an AirBnb listing, here is how to sync your AirBnb calendar with ours:
If you have a HomeAway listing, here is how to sync your HomeAway calendar with ours:
If you have a FlipKey listing, here is how to sync your FlipKey calendar with ours:


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RESPeRATE Ultra Blood Pressure Lowering Device
(48 continental US states only)
All the power of our original RESPeRATE in just half the size. RESPeRATE Ultra was designed with input from thousands of users. Featuring a large, enhanced display, fewer buttons and simple menus, this unit is a true pleasure to experience.
RESPeRATE Ultra also includes a first-of-its-kind Interactive Tutorial that effortlessly guides you to become an expert in harnessing the natural power of your breathing. It?s like having your own personal breathing coach.
RESPeRATE, the breakthrough non-drug medical device to lower high blood
pressure, is now available without a prescription to the 50 million Americans
with high blood pressure.
RESPeRATE's remarkable, patented technology interactively guides
you through therapeutic breathing exercises that have been clinically
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Read how and why RESPeRATE lowers blood pressure, view a product demonstration,
receive clinical information that you can share with your doctor and much
New! RESPeRATE Duo
Now two users can keep control of their blood pressure with RESPeRATE Duo.
The battery-operated RESPeRATE Duo comes with everything for two people to start lowering blood pressure today.
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RESPeRATE's patented technology interactively guides you through therapeutic
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View product demonstration
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effectiveness of the therapy as it allows you to "effortlessly"
reach the therapeutic breathing zone.
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|Buchbestellungen innerhalb Österreichs und Deutschlands versandkostenfrei
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CJEU – The most important cases in the field of direct Taxation
A great number of cases pending before the Court of Justice of the European Union (CJEU) concern the fundamental freedoms and direct taxation. In particular, the number of infringement procedures brought before the CJEU by the European Commission has been increasing year on year. The CJEU is still in the driver's seat in the area of direct taxation. All judgements and pending cases, therefore, have to be carefully analyzed by academics as well as practitioners.
This book discusses the most important cases in the field of direct taxation pending before or recently decided by the CJEU. Moreover, the national background of these cases is discussed and possible infringements of the fundamental freedoms and secondary EU law are analyzed. The analyses are presented by esteemed national and European tax law experts. By examining the preliminary questions, the arguments brought forward by the parties and existing CJEU case law, the authors provide insight into the possible reasoning of the Court. Moreover, this book goes to the heart of the national tax systems, exposing hidden obstacles to the fundamental freedoms.


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WASHINGTON (Reuters) - Scientists looking at a fledgling solar system have observed for the first time how water, considered a necessary ingredient for life, begins to make its way to newly forming planets.
They peered at an embryonic star called IRAS 4B located in our Milky Way galaxy about 1,000 light years from Earth in the constellation Perseus. A light year is about 6 trillion miles , the distance light travels in a year.
NASA's Spitzer Space Telescope enabled them to find quantities of water vapor equal to five times the volume of all the oceans on Earth that had rained down onto a dusty disk around the star where planets are believed to form.
"We're witnessing the arrival of some future solar system's supply of water," astronomer Dan Watson of the University of Rochester in Rochester, New York, who led the research published in the journal Nature, said in a phone interview.
"We think that what we're seeing in this object now is quite a lot like what our solar system was like at the same age," Watson added.
Scientists eager to learn whether life exists beyond Earth believe water is one of the key ingredients needed for any life forms.
Water is abundant on Earth and other parts of our solar system, as well as elsewhere in the cosmos, for example, as ice or gas around various stars.
This solar system is forming inside a cocoon of gas and dust, within which is a big disk of planet-forming material.
The observations, made using equipment on the Spitzer Space Telescope called an infrared spectrograph, indicate that icy material from this outer cocoon is in a supersonic free-fall, the scientists said. The ice vaporizes as it reaches the planet-forming disk, they said.
"We have captured a unique phase of a young star's evolution, when the stuff of life is moving dynamically into an environment where planets could form," Michael Werner, project scientist for the Spitzer mission at NASA's Jet Propulsion Laboratory in Pasadena, California, said in a statement.
Watson said the Earth's supply of water was delivered through collisions with icy asteroids and comets. He said the water vapor seen in the distant solar system will freeze again into asteroids and comets.
The star IRAS 4B is extraordinarily young, Watson said.
"It's probably on the order of thousands to a couple of tens of thousands of years old," Watson said.
"A star like the sun will live between 10 and 15 billion years, a total life span. Our sun right now is 4.6 billion years old. So this is nothing -- the time it takes for the doctor to pick up the baby," Watson added.
Right now, IRAS 4B is a lot less massive than the sun, but the scientists said it is too soon to say how big it ultimately will become as it continues to form. "How big the star turns out to be will determine, for example, how big the habitable zone is around it," Watson said.
The "habitable zone" is the region around a star in which rocky planets like Earth could exist where water would be liquid on the surface and life in theory could take hold.
Our Standards: The Thomson Reuters Trust Principles.


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'Consumers can finally get their hands on a near-release copy of the latest version of Windows.' -
Windows 7 has the tech community and the consumer world buzzing. For consumers, it has been a long four months since the release of the Windows 7 beta which saw hundreds of thousands of downloads. Some turned to torrents to try to swipe the newer beta builds or the recent Release Candidate, but for most it was a matter of waiting.
The waiting is over at last as Microsoft has officially released the Release Candidate 1 build of Windows 7 to the general public. The build is available directly from Microsoft for download.
Microsoft is suggesting that novice users not download the build as no tech support will be provided. Customers who download the build will have to burn the ISO onto a disk. Unlike the more recent beta candidate builds, the RC1 build requires a complete reinstall, even on machines with a working build of Windows 7.
Both 32- and 64-bit versions of the build are available. Microsoft recommends users' computers have at least 1GHz processor, 1GB of RAM and 16GB of free disk space.
Microsoft is promising not to limit the number of downloads of the new release, like it initially did for the beta release (before later relenting and allowing unlimited downloads). The beta release proved a headache for some, as the large demand crashed some of Microsoft's servers at the time, rendering many eager users unable to download the beta from Microsoft. Microsoft is hoping that this time around things go more smoothly.
The test builds of Windows 7 will work until June 2010, but starting in March 2010 they will shut down every two hours.
Microsoft has publicly stated that Windows 7 will launch "no later than January 2010." However, it now appears that the new OS will land in time for the holiday season, as Acer has leaked its release date as October 23.


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AOL XDrive
Pricing: 5GB free, $9.95 a month otherwise
Encryption: 128-bit SSL (transmission), 128-bit AES (encryption)
Storage: 50GB
OS Support: Windows 2000/XP/Vista (XDrive Desktop). Mac OS X support is via web interface only, using Safari 1.2.4 or above.
Web site
At first glance, AOL's XDrive service seems to offer a middle ground between Carbonite's limited options and Mozy's plethora of customizability. At 5GB free and unlimited storage for $9.95 a month, XDrive is more expensive than Mozy or Carbonite, but the service markets itself as more than a simple backup tool (though that functionality is front and center). XDrive Shows are available for users who want to create slideshows and set them to music, and the company also plays itself up as a medium for exchanging files.
Unfortunately for XDrive, the features and benefits of the system are entirely overshadowed by the program's horrific desktop interface. Like many of the programs we tested, XDrive creates a network drive icon within the "My Computer" space. Attempting to actually access the "X:" drive is via this method is, however, an exercise in utter frustration.
Simply double-clicking on the "X:" icon can cause the entire system to pause for 15-25 seconds, with the Windows Explorer completely unresponsive for most of that time. This pause is repeated virtually any time you take an action within the virtual drive system. Moving up a level? That'll be 25 seconds, thank you very much. Need to jump down 4 subdirectories? Might want to grab a drink—this could take a while. If the system can't connect to X: (and these sort of random hiccups are frequent), be prepared to wait 4-5 minutes while Explorer hangs completely in the background. Eventually, you'll get system control back, but there'll be no error message or warning that the service is down.
So far as I can tell, this is an issue unique to XDrive, rather than my system. None of the other programs or drive interfaces behaved this way, and XDrive continued to hang my rig for long periods of time regardless of how my router or firewall was configured.
Fortunately, the program has a web interface which rescues it from total disaster, though the connection can be a bit spotty at times. Over the weeks I tested the program, the web interface would occasionally fail to connect for up to several hours, though no outage bulletin was posted on the XDrive site. Typically these problems would resolve themselves over a relatively short period of time, but it's a problem I didn't have with any of the other services I tested.
Backup and restore
Backup sets are easy to build in XDrive, and the program offers several options for automatic selection of certain file types that Mozy and Carbonite lack, including options to automatically select Excel, Money, PowerPoint, Quicken, and Word files. Restores are launched directly from the Desktop interface if backup sets are used or handled via the web interface.
Backing files up via the desktop interface, however, leaves a large window sitting onscreen that can't be minimized to the system tray. You can also upload via the web interface, if desired, but the upload process again leaves a large window open in the taskbar area.
Restore speeds averaged around 150-200KBps, while backup speeds were capable of maxing out my Internet connection at upwards of 40KB/s. Unlike Mozy, however, XDrive lacks any sort of upload/download throttle; I had to use the third-party program NetLimiter to keep my Internet functional while XDrive was uploading. After testing XDrive for several hours, the best compliment I can give the program is that it reminded me what it was like to run Windows 95 on a 486 with 4MB of RAM. I'd like to thank AOL (and the fine folks at XDrive) for reminding me just how grateful I should be for my modern system.
- Photo sharing and slideshow creation
- Easily uninstalled
- Free trial prevents smart consumers from actually paying for the service
- Speed
- Reliability
- Periodic system hangs lasting from 15-25 seconds—unless, of course, they last longer.


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Fans of the phenomenon that is Harry Potter will no doubt be eagerly awaiting the next instalment of the videogame version of wizardry and witchcraft, and luckily for them, EA never rests on its laurels. After the storming success of The Chamber of Secrets, the publisher has teamed up with Warthog Games to bring PS one classic Harry Potter and the Philosipher's Stone to PS2, complete with all of the graphical advantages afforded by the world's favourite console. Following the storyline of the original game, Harry Potter and the Philosipher's Stone sees the bespectacled spell-caster returning to his educational origins at Hogwart's for another bout of magical high-jinks.
Take up the wonder-boy's wand in a tale of spells and sorcery, closely tied in with JK Rowling's book of the same name, and encounter familiar characters along the way. Harry's friends Ron Weasley and Hermione Granger are on hand to help the apprentice alchemist out, Professor Dumbledore and Hagrid both make appearances, and arch-enemy Draco Malfoy attempts to thwart the young wizard at every turn. Attend classes to learn how to create potions and cast spells, jump on your broomstick and lead the home team to glory in Quidditch, and explore the school's many cavernous corridors and secret passageways in search of the fabled Philosopher's Stone.
1 Players
See it in action


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< Features
No MTA
Don't ship a MTA by default for the desktop.
- Name: Adam Miller
- email: maxamillion [AT] gmail.com
Current status
- Targeted release: Fedora 13
- Last updated: 2009-09-21
- Percentage of completion: 0%
- Everything as designed (Aside from messages that would normally be sent via a MTA)
- Write a patch for cronie that will redirect messages that would be sent to a MTA to be logged to syslog in the event a MTA is not present. Once this patch is written, submit it upstream.
- Verify there are no packages that will require a patch to function without a MTA --> There are, cronie will need a patch unless we accept that messages will simply be lost.
Detailed Description
The shipping of a default MTA has long been the de facto standard, but for the vast majority of users this is simply wasted resources and wasted disk space for the packages installed. Without an MTA the utilities that would have previously delivered local mail will just simply silently not deliver mail. Instead we can redirect the output to a log and those users who need a MTA are free to install any one they so choose.
Benefit to Fedora
Less used disk space for default install, less used resources, stopping of the MTA madness.
MTAs are not a necessary daemon on a desktop system, so we need not include one by default.
cronie is the only package in a default Fedora install that requests the use of an MTA. If
/usr/sbin/sendmail is not present, it will simply stop sending mail. Therefore, if we modify
cronie to send job output to a log file, we can remove the requirement for an MTA with no loss of functionality.
cron syslog facility exists for this purpose, and our current
cron setup already uses it[1] to log some messages[2] to
Required changes:
- Modify
cronieto send job output to the
cronsyslog facility if
sendmailis missing
- Using syslog should be configurable even if
sendmailis installed
- Using syslog should be configurable even if
- Remove
Requires: /usr/sbin/sendmailfrom
cronie's spec file
- Add comments to default/example
crontabthat sendmail must be installed for mail sending to work
Packages that may require changes:
How To Test
Uninstall sendmail on your current machine and enjoy the "no warning messages, no crashing, just blissful MTA-free silence" - wwoods
User Experience
Transparent to majority of users, will add a 'yum install <insert-MTA-here>' step to advanced users who have an actual use case for a MTA on their machines.
Contingency Plan
Do Nothing.
- None
Release Notes
- None
- ↑
/usr/bin/run-partsruns all the cron jobs in
/etc/cron.{hourly,daily,weekly,monthly}- see
/etc/cron.d/0hourly(which runs the jobs in
/etc/cron.hourly) and
/etc/anacrontab(which launches the daily/weekly/monthly jobs.)
- ↑ In fact, our current setup does not log the output of cron jobs to
/var/log/cron- this feature would fix that.
Comments and Discussion


text:
Admissions & Procedures
Any UCLA School of Law student in good standing may apply to be admitted into a Specialization prior to registration for the second-year fall semester courses. A student who has completed, in sequence, the required courses may, for good cause, petition for late acceptance into a Specialization.
Download Application
The Specializations are not separate degree programs but rather specializations within UCLA School of Law. A student who completes a Specialization with a "B minus" average or better in the Specialization courses will receive a transcript notation indicating successful completion of the Specialization.
Students who have elected a Specialization have certain preference in enrollment over students not in a Specialization. Priority enrollment counts toward first pass units. Students who enroll in fewer than eight priority units can use the remaining units during first pass. The registrar will provide pre-enrollment information each semester.
Accounting for Lawyers (Law 234) is intended for students who have had no prior accounting course or other exposure to accounting. Students who have had such background must obtain the permission of the instructor to enroll. Obtaining permission requires submitting information about your accounting background (e.g., accounting courses taken, accounting-related work experience) and explaining why, despite having such exposure, you want to enroll in this basic accounting course.
Financial Analysis (Law 358) is intended to acquaint students with the rudiments of many business concepts (e.g., interpretation of accounting information, business valuation methods) that are explored in further depth in subsequent courses in the Specialization.
Students with financial analysis experience (such as prior work experience in the field of investment banking or public accounting and/or academic background in accounting and finance, etc.) may seek a waiver of this course requirement by submitting a Waiver Request Form to the Records Office.
A self-administered Financial Analysis Placement Test is available to help students evaluate whether they might want to seek a waiver from the Financial Analysis course requirement.


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18 Jun, 2012
Posted by Midtown Comics in: .Blogs|Press Releases | No Comments
New York, NY, June 18th, 2012- Midtown Comics in New York City is proud to announce the wedding of Scott Everhart and Jason Welker, and Khris Wilson and Chris Orme in celebration of the historic wedding of X-Men characters Northstar and Kyle, unfolding in Astonishing X-Men #51,from Marvel Comics, available today. Midtown Comics will hold this wedding event on Wednesday, June 20th at 9:00AM at their Downtown location. Hotel accommodations for the couples will be provided by Eventi A Kimpton Hotel, where a private reception will take place after the ceremony.
The wedding is not open to the general public, but fans are welcome to share the excitement outside the store for photo ops. Midtown Comics' Downtown store opening will be delayed until 10:30AM due to the wedding.
"We are geeks in love, and what better way to tie the knot than in a comic shop!" said groom Scott Everhart. Khris Wilson, another groom, had this to say: "The idea of having a ceremony with some of my fictional icons in the same room as me is pretty cool." "We're honored to take part in this event today, and to help promote equality and tolerance, in the spirit of the X-Men themselves", said Gerry Gladston, co-owner of Midtown Comics.
"Eventi and Kimpton are honored to be proud partners alongside Marvel and Midtown Comics of this important milestone for both couples and show their support as a leading LGBT community member in the US" said Shannon Spillett, city director of marketing, Kimpton Hotels NYC.
Matt Lotr will be the officiant, and Andrew Altenburg of 14Stories.com is the wedding planner, and will present a cake provided by Empire Cakes. Marvel Comics and wedding-themed music will be provided by Brian Barrentine and Funikijam.
MIDTOWN COMICS opened its first store in 1997, and is now the industry's leading retailer of comic books, graphic novels, and manga, with its online store as well as three landmark NYC locations in Times Square, Grand Central and Downtown. Follow us on Facebook, Twitter, Tumblr, and the Midtown blog! More information available online at: http://www.midtowncomics.com
EVENTI is the first luxurious hotel in Manhattan's Chelsea district, residing on the entire block of Avenue of the Americas between 29th and 30th Streets. Eventi's 292 rooms and suites transform a place to stay into a cosmopolitan lifestyle experience for business and leisure travelers alike. The Eventi Plaza is also home to the Big Screen Plaza, a 30 x 16 ft high-definition LED screen broadcasting an eclectic mix of programming, ranging from cinema to sports, from the arts to fashion. Eventi also offers the Spa @ Eventi, a fitness center, more than 20,000 square feet of indoor/outdoor meeting and events space and a 530-car parking garage with valet service. Eventi is operated by San Francisco-based Kimpton Hotels & Restaurants, the country's leading and largest boutique hotel operator. Eventi is part of the Kimpton Hotels & Restaurants family which has been named by FORTUNE Magazine as one of the "100 Best Companies To Work For in 2011" and by Crain's New York 2011 as one of the "50 Best Places to Work in New York City." Eventi is located at 851 Avenue of the Americas, New York, N.Y. For more information call 1-800 KIMPTON or visit www.eventihotel.com or www.facebook.com/EventiHotel.
Nashville's award-winning FunikiJam Musicwas founded in 1999 to meet the need for quality music programs for 21st century families. Now a licensed ARTS program provider for the New York City Schools, FunikiJam provides innovative education and entertainment programs that explore world culture for newborns and up. For more info please visit http://www.funikijam.com
14 Stories's mission is to ensure that all LGBT couples have the most positive, supportive experience while planning their wedding. Our commitment is to produce gorgeous, meaningful and fabulous legal weddings with a holistic approach that guarantees that couples also receive resources to build and protect their family. 14 Stories promotes marriage equality and reduces homophobia in the wedding industry through our educational seminars for wedding professionals." You can visit 14 Stories at http://www.14stories.com
Matt Loter is a CT Justice of the Peace and NYC registered wedding officiant. He has done hundreds of ceremonies for couples from all over the world, ranging from just the couple saying a few words at city hall to lavish affairs with hundreds of guests. Visit his site at www.GetMarriedCT.com
Empire Cake brings you the best in American baking with a gourmet twist. We feature fresh-baked cakes, cupcakes, cookies, breakfast pastries, brownies and bars, and sophisticated versions of classic snack cakes, including our own "twinkies," "snowballs" and swiss rolls.
Our custom-designed cakes range from traditional tiered wedding cakes to one-of-a-kind creations for birthdays and other celebrations, corporate events and promotions, and advertising and fashion editorials. For more info visit http://www.empirecake.com


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I know the mystery of the Holy Trinity is not easy to grasp, but your explanations seem to make things easier to understand. Please explain how you understand the mystery of the Holy Trinity, and if possible include some illustrations or examples which can make a person who is new to Christianity to understand. Many of the youth we talk to have a hard time understanding the mystery of the Holy Trinity. Please include some Scripture passages if possible.
As to the Trinity: you are so right in speaking of this as a mystery which is beyond human comprehension. So I would not presume to try to scoop the ocean into my coffee cup and serve it to you. Still, what God reveals to us about Himself in His Word, the Bible, we are meant to receive by faith and to try to understand as we are able. Very large books have been written on this subject, and I am going to write you a short little letter. So do not think that I think this is all there is to say on the subject of the nature of the Almighty God, Creator of heaven and earth, Ruler and Judge of all.
In the Old Testament Scriptures, God laid the foundation for our knowing Him as the true and living God in contrast to all man-made so-called gods (false gods, idols). In addition to revealing Himself as the Creator of the heavens and the earth (that is, of all thingsthe entire universenot only of things visible, but also of things invisible, such as angels), God especially emphasized that He is God alone. See especially Genesis 1:1, Deuteronomy 4:35, 39, 6:4, 1 Kings 8:60, Psalm 86:8-10, Isaiah 44:6, 45:5, 6, 18, 20-24, 46:5-10.
This is the message of Psalm 115: "Not to us, O lord, not to us, but to Your name give glory, because of Your covenant love and faithfulness. Why should the nations say, 'Where now is their God?' But our God is in the heavens; He does whatever He pleases. Their idols are silver and gold, the work of man's hands. They have mouths, but they cannot speak; They have eyes, but they cannot see; They have ears, but they cannot hear; They have noses, but they cannot smell; They have hands, but they cannot feel; They have feet, but they cannot walk; They cannot make a sound with their throat. Those who make them will become like them, everyone who trusts in them. O Israel, trust in the Lord...."
When Israel was unfaithful to the Lord and turned from Him to worship other gods, the Lord disciplined them. He sent foreign nations to conquer and destroy them and take them into captivity in other countries. In His mercy He brought a remnant back to the land of Israel. The lesson had been learned. Israel understood that there is only one God, the God who made heaven and earth, the God who revealed Himself to Adam; to Noah; to Abraham, Isaac, and Jacob; the God who spoke to Moses and told him His name is "I AM" or Yahweh; the Lord God who made His covenant with Israel and gave them His Law.
Hebrews 1:1 says, "God, after He spoke long ago to the fathers in the prophets in many portions and in many ways"referring to all of God's revealing of Himself from Adam through Malachi in the Old Testamentand then goes on in vs. 2 to say, "in these last days has spoken to us in His Son...." Our Lord Jesus Christ is the great culmination of God's revelation of Himself. All the Old Testament prophets looked forward to Him (1 Peter 1:10-12). So, with the coming of fulfillment in Christ, God has revealed Himself more fully than before.
The one true God now reveals that He is Father, Son, and Holy Spirit - not three gods, but One God, One God having three persons. The words we use to speak of this are not themselves in the Bible ("Trinity," "persons"), but if we use them to say what the Bible says, then they are very helpful.
The Father is God. I will not spend much time on this, because no one has ever questioned that the Bible teaches this, but it is stated or assumed everywhere, for example, 1 Corinthians 8:6; Matthew 6:9; and Ephesians 4:6.
The Son is God who became a man and continues to be both God and man forever. Jesus, born of the virgin Mary, was fully human from the instant of his human conception in Mary's womb. He grew as a human; He was born; He nursed at her breast; He felt pain, hunger, and sorrow; He was tempted to sin (but never sinnedHebrews 3:15); He suffered on the cross and died. He received his human name "Jesus" at his birth, as the angel commanded, but His existence did not begin when He was conceived, only His human existence. John 1:1-3, 14 declares, "In the beginning was the Word, and the Word was with God, and the Word was God. He was in the beginning with God. All things came into being through Him, and apart from Him nothing came into being that has come into being.... And the Word became flesh, and dwelt among us, and we saw His glory, glory as of the only begotten from the Father, full of grace and truth...." These words speak of our Lord Jesus Christ.
See in addition John 5:17-23 and 20:28 (Thomas's confession of faith in Jesus: "my Lord and my God"). Likewise Romans 9:5 says not only that the Christ descended from the Jewish fathers according to the flesh, but also that He is "over all, God blessed forever. Amen."
Other relevant Scriptures include Colossians 1:16, 17; 2:9; Hebrews 1:1-3, 8 (compare with Psalm 45:6, 7), 10-12 (compare with Psalm 102:25-27the glory ascribed to Yahweh in Psalm 102 is ascribed to Jesus in Hebrews 1), and Philippians 2:9-11 (compare with Isaiah 45:23). There are many more passages to which reference could be made. They add up to this: As God, the Son is eternal and equal to the Father (John 1:1; 5:23; 10:30; 17:5). As man, the Son became Jesus when He was incarnate in the womb of Mary, and now He continues to be both God and man forever (see Luke 24:36-43 on the continuing reality of His humanity after His resurrection). As the God-man, Jesus Christ voluntarily subjected Himself to His Father during His time of humiliation on earth to be our Redeemer (Philippians 2:5-8).
For further discussion of this topic, see Chapter VIII, Of Christ the Mediator, in the Westminster Confession of Faith. (Click on a footnote number to see supporting Scripture; click on the footnote number again to return to the main text.)
The Holy Spirit is God (and a person). See Acts 5:3,4 and 1 Corinthians 2:11. (Although there is no specific chapter in the Westminster Confession of Faith devoted to the Holy Spirit, there are many references to Him throughout the document as well as in the Larger and Shorter Catechisms.)
These are three distinct persons who act individually and at the same time, in perfect harmony with each other in the unity of the One true God. See Matthew 3:16, 17; 10:40; 17:5; John 3:35; 15:10; 16:14, 28; 17:1, 5, 18; Matthew 28:19; and 2 Corinthians 13:14.
How can the one living and true God at the same time be three divine persons in a perfect unitythree persons in One God, one God in three persons? The Bible teaches it and we accept it, and we bow before God (Father, Son, and Spirit); we worship and adore Him who is above and beyond our understanding. We are mere creatures, and sinful at that; He is God.
I know that I have not "explained" the mystery of the Trinity. I have only stated it somewhat succinctly and pointed to the places in His Word where God reveals these truths about Himself. But I hope this helps you a little.
The Lord guide you in His truth and righteousness.
"Questions and Answers" is a weekly feature of the OPC website. The answers come from individual ministers in the Orthodox Presbyterian Church expressing their own convictions and do not necessarily represent an "official" position of the Church, especially in areas where the Standards of the Church (the Scriptures and the Westminster Confession of Faith and Catechisms) are silent.
The questions come from individuals like yourself. If you have questions about biblical and theological matters, you are invited to send them by e-mail by using the "Pose a Question" link on the OPC home page or by clicking here.
At least one new question is posted each week, so there should always be something new here for you to read. (For those people who would like to look at previous questions and answers, they will continue to be available as well.)
The purpose of the OPC website's "Questions and Answers" is to respond to biblical and theological questions. Matters of church discipline, disputes, or debates go beyond the scope of our work. We recommend that you present your concerns in these areas to the appropriate judicatory. In most cases this will be to a local pastor, elder, or session. We do not want the website to replace personal involvement in, or commitment to, the local, visible church.
While we will respond to every serious questioner, we are not bound to give a substantive answer to every question, should we deem the question to be beyond the scope of our purpose or our own ability to answer.
You will receive an answer by e-mail. Please be patient as many of our respondents are busy pastors. The response to your question may take up to two (2) weeks. Some of the questions submitted will be chosen to be posted here, along with the corresponding answers.
Note that the "Questions and Answers" posted on the site have been editedall personal references are removed, Scripture references or from some source may be added, and sometimes portions are expandedto make the questions and answers more useful to a larger audience.
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Chaplains and Military Personnel


text:
So much for pregnancy weight!
Jessica Simpson has lost nearly all of the weight she put on before giving birth to her daughter Maxwell in May, Us Weekly reports.
Check out celebrities' dramatic weight loss
Simpson, who's a spokesperson for Weight Watchers, showed off her slimmed-down figure at an event in Tampa, Fla., last weekend for her Jessica Simpson Collection clothing line. The Fashion Star judge has lost 60 of the 70 pounds she put on during her pregnancy, according to Us.
What do you think of her new look?


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Welcome to the ASP.NET AJAX Control Toolkit sample website. Please choose from any
of the samples on the left.
Installation Files
Please visit the
AJAX Control Toolkit Project Page
on CodePlex
Release Notes
This release includes over 10
patch fixes provided by members of the Toolkit community. We would like
to specially thank all the patch contributors for their effort which helped make
this release possible. We recognize their names on the
Toolkit Patch Hall of Fame.
Download the AjaxControlToolkit-Framework3.5.zip or AjaxControlToolkit-Framework3.5-NoSource.zip.
Download the AjaxControlToolkit.zip or AjaxControlToolkit-NoSource.zip.
Note: Toolkit version 3.5.20229 is only
for users who are building on top of .NET Framework 3.5 using Visual Studio 2008.
If you are using .NET Framework 2.0 and Visual Studio 2005 then you should use
Toolkit version 1.0.20229.


text:
Latest News
Pupil Premium Awards for Six Harris Academies
Three Harris secondary academies and three Harris primary academies have been recognised for the outstanding achievement of their pupils from low income backgrounds.
Each has received a local Pupil Premium Award which celebrates schools that show high attainment or significant improvement among disadvantaged pupils, particularly in English and maths. Schools are chosen for their ability to boost achievement and raise aspirations in the face of disadvantage.
The Pupil Premium is additional funding that schools receive to help them raise the achievement of disadvantaged children and close the gap between them and their peers.
The Harris academies to receive the awards are:
Harris Academy Chafford Hundred
The highest performing secondary school in Thurrock picked up a national Pupil Premium Award in the 2015 edition, securing an additional £100,000 of Pupil Premium funding.
Harris City Academy Crystal Palace
One of three Harris academies in Croydon to secure an award. 83% of students achieved five or more good GCSEs including English and maths last summer.
Harris Primary Academy Kenley and Harris Primary Academy Benson
Both Croydon primary schools were rated Inadequate by Ofsted when they joined the Harris Federation in 2013. In 2015 they were rated Outstanding and Good respectively.
Harris Academy Greenwich
Judged Outstanding in 2014, the academy's sixth form celebrated a student earning a place at Oxford to study chemistry last summer.
Harris Primary Academy Crystal Palace
In Special Measures when it joined the Federation in 2013, Harris Primary Academy Crystal Palace was rated Good in 2015.
Education and Childcare Minister, Sam Gyimah, wrote to the academies to congratulate them on their success, saying:
It is clear that you and your staff have provided your disadvantaged pupils with a good start in life and prepared them well for further study, training or employment."
I would also encourage you to share your achievements with other schools so that they can learn from your strengths and experience.."
Sir Dan Moynihan, Chief Executive of the Harris Federation, said:
Harris Academies are committed to helping children of all backgrounds achieve and it is wonderful that our schools' tireless work in this area has been recognised. I am particularly pleased that our academies are delivering outstanding outcomes for children across the full 3-18 age range."
Each school will now have the opportunity to enter the national awards in May which will be presented by contemporary artist Tracey Emin.


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Koala Chlamydia Won't Stop One Direction's Harry Styles From Chasing Older Women – Hunk of the Day
Everyone brings some kind of baggage to a relationship, whether it's a past divorce, personal struggles, or, like what might be the case with One Direction's Harry Styles, koala chlamydia. Him and his fellow boy band member Liam Payne fear they might have contracted the illness from when a koala peed on them during their Australia-New Zealand tour. Whoops!
But does that minor upset make Styles any less of a teen hunk? Nope. And ladies, though you may be rolling your eyes and thinking this guy is too young for you (is 18 too young?), just keep in mind that he likes the older crowd.
We're not saying he's a cougar chaser, but it's long been known that he "sometimes" has a soft spot for the over-30 crowd, which in the eyes of a teen is considered "old." American model Emma Ostilly, 18, who he was caught in a mini make-out session with, is just an exception.
If you remember, he even went after former 'Bachelorette' Jillian Harris, but the 32-year-old turned him down. Looks like boyish charm only gets you so far.
Watch a Preview for One Direction's 'Up All Night' Tour DVD