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Book Now and Save Big at Marriott Vacation Club Resorts Worldwide
01 Jul, 2013, 14:14 BST
ORLANDO, Florida, July 1, 2013 /PRNewswire/ -- Grand resorts in great destinations around the world await your arrival as Marriott Vacation Club makes your Fall getaway dreams possible through this limited time offer. Save 40 percent off regular room rates now through August 15, 2013 at over 40 resorts in the U.S., Caribbean and Asia for stays of three nights or more between September 8 and December 20, 2013.*
(Logo: http://photos.prnewswire.com/prnh/20130201/CG52590LOGO)
Take time to relax and reconnect with family and friends at our luxurious resorts.
- Surrounded by the majestic Santa Rosa & San Jacinto Mountains, Marriott's Shadow Ridge resort in Palm Desert, Calif. is a golfer's paradise boasting the 18-hole Nick Faldo designed golf course at the Shadow Ridge Golf Club. Fine dining and upscale shopping are located nearby.
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Guests enjoy all the comforts of home in luxurious and spacious studio, one-, two- or three-bedroom villas featuring fully-equipped kitchens, separate living and dining areas, multiple televisions, private balcony/patio, washer/dryer and Wi-Fi Internet access. Resorts with three-bedroom villas can accommodate up to 10 guests.
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*Terms and Conditions
Three night minimum stay required. Advance purchase required. Reservations must be made and paid for during the booking window period of July 1 - August 15, 2013. Valid for travel September 8 - December 20, 2013. Reservation is non-refundable and non-changeable at time of booking. Limited number of rooms are available for this promotion. Tax is additional. Offer does not apply to groups of 10 or more rooms. Offer cannot be combined with any other promotions. Blackout dates may apply. Advance reservations required. Other restrictions apply. Rates are per room, per night and based on availability at the time of reservations.
About Marriott Vacation Club
Marriott Vacation Club is a global leader in vacation ownership with over 416,000 Owners, a diverse portfolio of 54 resorts and more than 11,800 timeshare villas throughout the U.S., Caribbean, Europe and Asia. For more information please visit www.marriottvacationclub.com. Follow us on Twitter at www.twitter.com/MarriottVacClub and like us on Facebook at www.facebook.com/marriottvacationclub.
SOURCE Marriott Vacation Club


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The last thing any Wheaton homeowner wants to deal with is an AC that is acting up on a hot summer day—it's even worse if your air conditioner isn't working at all! Thankfully, you have the AC experts at James A. Wheat & Sons. Our technicians can come out to your home and diagnose the issue you're having—and usually they can fix it right then so you can go back to enjoying a cool, comfortable home as soon as possible.
Schedule your air conditioning repair in Wheaton, MD today by calling James A. Wheat & Sons at 240-399-5051240-399-5051 or filling out the form to the right!
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Your air conditioner is making a lot of noise – loud noises coming from your air conditioner usually mean your fan coil is dislodged or frayed. As the belt continues to degrade, the noise can get louder and louder until the whole thing finally comes apart. Before this happens, give us a call! We can replace your fan belt and lubricate the bearing in your motor to get your AC running as good as new.
Your AC coil is frozen – if you go too long without changing your air filters, there's a good chance your refrigerant coil will ice up at some point during the summer. Basically what happens is that as warm, humid air passes through the coil, the moisture in the air condenses on the coil and moves through the condensate drain as the air flows. If airflow is restricted, the moisture stays put on the extremely low temperature coil, quickly freezing. Frozen AC coils can cause a bunch of problems, including reduced cooling capacity and, eventually, full-on compressor failure.
Your air conditioner is leaking – leaky air conditioners present a double problem—first, your air conditioner is damaged, which is bad enough, but second, leaks also open up the door for mold and mildew growth. If your AC condensate drain stops working and you have water inside your home, just schedule an appointment with our pros in Wheaton. We can replace your rusted condensate pan or clear out any blockages in the drain pipe—whatever it takes to fix the problem!
Your air conditioner just isn't cooling – If there are no obvious signs of damage to your air conditioner but it's not providing enough cool air, give us a call. We use the latest tools and technology to figure out exactly what is going on with your air conditioner so we can get it fixed as soon as possible.
When your AC goes out in Wheaton, you know what to do—schedule your air conditioning repair with James A. Wheat & Sons. Your friends and neighbors have trusted us with all their AC services since 1978, and we can help you with any issue you're having quickly and professionally.
Contact us online or by phone at 240-399-5051240-399-5051 to schedule your air conditioning repair in Wheaton!

subset: commoncrawl


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Slovenia's Jakov Fak, Germany's Andreas Birnbacher and Tim Burke on the podium in Pokljuka, Slovenia on Dec. 16, 2012.
Tim Burke finished third in a World Cup biathlon Sunday in Pokljuka, Slovenia; his first podium finish since the 2010 season, highlighting an extraordinary weekend for American athletes on skis.
Burke's third-place in the 15-kilometer mass start marked his fourth career top-three finish.
"I feel like I'm back in the form I had before," Burke said over the phone. "And I'm more confident now."
Comparing Burke's achievement to those of other American skiers and snowboarders over the weekend is, of course, something of apples to oranges. After all:
In Alta Badia, Italy, on Sunday, alpine racer Ted Ligety dominated a giant slalom to win by 2.04 seconds over Austria's Marcel Hirscher. It was Ligety's 14th career giant-slalom victory, tying him for fourth on the all-time wins list.
On Saturday, in snowy, foggy Val Gardena, Italy, downhiller Steven Nyman, starting 39th -- won. He missed all of last year with a torn left Achilles' tendon. Nyman's last top-three finish: 2007, at Beaver Creek, Colo.
Also in Val Gardena, Travis Ganong put down a career-best tenth.
In freestyle moguls skiing on Saturday in Ruka, Finland, Heather McPhie -- relying on her back-X and signature D-spin -- notched her first World Cup victory in three seasons; on the men's side, Jeremy Cota took third. Four U.S. women placed in the top 10 and three American men in the top six.
In World Cup snowboardcross racing Friday at Telluride, Colo., two-time Olympic champion Seth Wescott -- who was out much of last year with a shoulder injury -- won a photo finish in a blizzard to prevail over Australia's Alex Pullin, who had beaten him in the quarterfinals and semifinals.
Wescott and X Games champ Nate Holland won Saturday's team event.
"It feels really good to be back," Wescott said after winning Friday's race, adding, "…When I hole-shotted that first one, I said, 'Here we go, I love doing this.'"
In men's halfpipe Saturday in Breckenridge, Colo., on the Dew Tour, Shaun White and Louie Vito went one-two, White throwing an enormous signature double McTwist 1200 in his first run to score 95.25; Kaitlyn Farrington -- who debuted back-to-back 900s for the first time in her competition run -- won the women's event, Maddy Schaffrick taking third.
"I am excited! After coming off a knee injury this summer I am glad to be on top," White said. "I feel great and am pumped for the season. This is the road to Sochi!"
Also in Breckenridge, in the women's freeski superpipe, Brita Sigourney and Maddie Bowman went 1-2, Sigourney winning in her first competition after suffering a knee injury last February and training hard at the U.S. Ski Team's Center of Excellence workout facility all summer.
And Jamie Anderson won the slopestyle event, her run featuring spins in all four directions: a half cab 5-0, frontside 720, switch backside 540 and, finally, a huge 540 that she floated to the bottom.
In cross-country skiing, at the World Cup sprints Saturday in Canmore, Canada, Kikkan Randall took second, behind Norway's Maiken Kaspersen Falla. Randall leads the World Cup sprint standings; she moved up to second in the overall standings. The top American man, Andy Newell, finished fifth.
With all that … Tim Burke? And third place?
Tim Burke.
Because biathlon, and Burke, are all about context, promise and opportunity.
The U.S. biathlon team has never -- again, never -- won an Olympic medal and Burke is one of its best bets to do so at the Sochi 2014 Games.
Burke also said by phone Sunday about his third-place finish, "This is big for me," and those words hold way more than just the obvious.
Amid his breakout 2010 season, Burke turned up with a painful condition, "compartment syndrome," that's not uncommon to Nordic skiers. The surgery and recovery had kept him out of the spotlight since.
But it was clear as the weekend's events progressed that Burke was on the verge of breaking through. He finished fourth in the 10k sprint and seventh in the 12.5 pursuit.
A biathlon primer: only 30 guys start in the 15k mass start, and those 30 must qualify. Of the 30 in Sunday's race, only two were North Americans -- Burke and Canada's Jean Philippe Leguellec, who would finish 21st.
Only one guy shot clean Sunday, Andreas Birnbacher of Germany. No surprise -- he won.
Jakov Fak of Slovenia, the winner of Thursday's sprint, missed just two shots. He finished just five seconds ahead of Burke.
Burke shot clean in the first two stages, then incurred a single penalty on the each of the last two stages.
He crossed the finish line a mere 3.3 seconds ahead of Martin Fourcade of France, the current World Cup leader. The solid weekend in Pokljuka lifted Burke to sixth in the overall World Cup standings.
What-ifs are usually of no consequence -- but in this instance, it's worth noting that if Burke had shot clean, his skiing is once again sound enough again that he might well have won Sunday's race.
The only reason to bring that up is that finishing third is the kind of thing that makes a guy think he can get to first, and -- just as importantly -- challenge for that top spot consistently.
"It's one thing," Burke said, "to know your training is going well, to think you can do this in a race.
"It's another to do it in a race.
"Now I know."


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20 Nov, 2012
Marvel Now up to now! Part 1 (Spoilers)
Posted by in: .Blogs|Reviews | No Comments
Midtown Bloggerinos! Raph here, to talk about the new Marvel Now! books that have come out so far. There's a new age in Marvel, and creative teams are changing along with the universe. Exciting times, but is it worth your time? I'm about to go through, book by book, and tell you! Warning: there may be some minor spoilers.


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General Motors Company, otherwise known as GM or GMC, is an American multinational corporation that designs, manufactures, markets, and distributes vehicles and vehicle parts. Founded in 1908 as a holding company by the owner of Buick, it is now the largest automobile manufacturer in the United States and one of the largest in the world.Style
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text: Buy Virtual users AgileLoad Daemon The Daemon allows the interaction of multiple computers in order to run Jobs (and distributed jobs). It manages the repository (on the master host), global and script scope variables declared in AgileLoad scripts, HTTP injectors and Collectors. The Daemon runs as a windows service. AgileLoad Daemon Manager Use the Daemon Manager program to configure and start the AgileLoad Daemon. AgileLoad Daemon Manager can be started from the Windows Start/Programs/AgileLoad/AgileLoad (and Start/Programs/AgileLoad/Agileload) menu or from the Center Tools/Launch Daemon Manager menu option. The Green icon is displayed in the Windows Task bar if the Daemon is already started. The Red icon is displayed in the Windows Task bar if the Daemon is not started. Right click on the icon to access the Daemon Manager menu. "Configure..." menu Configure the Daemon using the "Configure..." menu option; the following dialog box will appear: Listen Address: All: the daemon listens on all available IP addresses. Custom: the daemon listens on the specified IP address. NAT: if some injectors are on remotes machines through internet, the NAT address will help find the machine where Test Manager is running. Listen Port: Default: the daemon listens on port 15120. Custom: the daemon listens on the specified port. Parameters Trace: if this check-box field is checked, additional tracing data will be logged to the Daemon log file AgileLoadDaemonService.log (AgileLoad\bin\Logs directory). Shared HTTP/S Injector: For Multi-processor machines, it is recommended that this option be left unchecked. If this check-box field is not checked, a different HTTP Injector process is launched for each HTTP task group. Run Daemon as a Service: it is recommended that this option be left checked. If this check-box is not checked, when you close your session, the daemon will be stopped. Authentication A logon session is needed by the collectors for Microsoft (IIS, Windows, SQLServer...) and the HTTP injector when client certificates are used. Specify a valid login, password and domain in the login, password and domain fields. "Start Daemon" menu Starts the Daemon service on the local Host. "Stop Daemon" menu Stops the Daemon service. "Service Information..." menu Shows Daemon information in the following dialog box: Version: Daemon service version. Listen Addresses: List of IP addresses in which the Daemon is listening. "Registry Editor.." menu Launch the RegistryEditor tool to modify critical system settings in order to enable large HTTP load tests "IP Generator..." menu Launch the IPGenerator tool to add or remove IP addresses. Advanced Tutorials > Agileload daemon > AgileLoad Daemon Print this page - Go to top of page


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Environmental Engineer
An environmental engineer could...
|Design the structure and irrigation for rooftop gardens, helping reduce building heating and cooling costs.
|Help refineries reduce their toxic gas emissions, which contribute to acid rain and global warming.
|Design a municipal water supply and wastewater treatment system for a growing city.
|Design an ocean-water desalination plant to help irrigate crops without harming marine life.
Key Facts & Information
|Environmental engineers plan projects around their city or state—like municipal water systems, landfills, recycling centers, or sanitation facilities—that are essential to the health of the people who live there. Environmental engineers also work to minimize the impact of human developments, like new roads or dams, on environments and habitats, and they strive to improve the quality of our air, land, and water.
|Key Requirements
|Civic-minded, able to think on both a large and small scale, possess a great love for the outdoors, and have excellent communication skills
|Minimum Degree
|Bachelor's degree
|Subjects to Study in High School
|Biology, chemistry, physics, computer science, geometry, algebra II, pre-calculus, calculus, English; if available, environmental science, marine biology, statistics
|Median Salary
|Projected Job Growth (2014-2024)
|Average (7% to 13%)
Read an interview with a real-life environmental engineer, John Roll, as he explains the range of jobs, skills, and future needs for environmental engineers.
|Related Occupations
Training, Other Qualifications
Environmental engineers typically enter the occupation with a bachelor's degree in an engineering specialty, but some basic research positions may require a graduate degree. Engineers offering their services directly to the public must be licensed. Continuing education to keep current with rapidly changing technology is important for engineers.
Education and Training
Entry into environmental engineering requires a B.S. degree in engineering, typically civil, chemical, mechanical or environmental. And, while you are still comfortable with the school life, you should take another year or so to get a Masters degree in environmental engineering (more and more employers are giving preference to those who have a Masters degree). If you can afford it, you are also encouraged to get your Ph.D.; while not required, it will provide additional advantages in your subsequent career.
You must do your best in the math, science and engineering courses that comprise any engineering degree. Equally important, you need to focus on the humanities. Since environmental engineering is so intertwined with people, it is necessary that you understand how people and societies function. Through both your formal training and your activities during your college career, you need to work on developing your writing and speaking skills. Environmental engineers must be able to communicate effectively with people of all types if they are to succeed in solving problems. These skills can only be learned by doing --- the more you do, the better you will become.
Other Qualifications
Environmental engineers should be creative, inquisitive, analytical, and detail oriented. They should be able to work as part of a team and communicate well, both orally and in writing. Communication abilities are becoming increasingly important as engineers frequently interact with specialists in a wide range of fields outside engineering.
Nature of the Work
Engineers apply the principles of science and mathematics to develop economical solutions to technical problems. Their work is the link between scientific discoveries and the commercial applications that meet societal and consumer needs.
Environmental engineers develop solutions to environmental problems using the principles of biology and chemistry. They are involved in water and air pollution control, recycling, waste disposal, and public health issues. Environmental engineers conduct hazardous-waste management studies in which they evaluate the significance of the hazard, advise on treatment and containment, and develop regulations to prevent mishaps. They design municipal water supply and industrial wastewater treatment systems. They conduct research on the environmental impact of proposed construction projects, analyze scientific data, and perform quality-control checks. Environmental engineers are concerned with local and worldwide environmental issues. They study and attempt to minimize the effects of acid rain, global warming, automobile emissions, and ozone depletion. They may also be involved in the protection of wildlife. Many environmental engineers work as consultants, helping their clients to comply with regulations, to prevent environmental damage, and to clean up hazardous sites.
Work Environment
Most engineers work in office buildings, laboratories, or industrial plants. Others may spend time outdoors at construction sites, where they monitor or direct operations, or solve on-site problems. Some engineers travel extensively to plants or work sites, both here and abroad.
On the Job
- Collaborate with environmental scientists, planners, hazardous waste technicians, engineers, and other specialists, as well as experts in law and business, to address environmental problems.
- Inspect industrial and municipal facilities and programs to evaluate operational effectiveness and ensure compliance with environmental regulations.
- Prepare, review, and update environmental investigation and recommendation reports.
- Design and supervise the development of systems processes or equipment for control, management, or remediation of water, air, or soil quality.
- Provide environmental engineering assistance in network analysis, regulatory analysis, and planning or reviewing database development.
- Obtain, update, and maintain plans, permits, and standard operating procedures.
- Provide technical-level support for environmental remediation and litigation projects, including remediation system design and determination of regulatory applicability.
- Monitor progress of environmental improvement programs.
- Advise corporations and government agencies of procedures to follow in cleaning up contaminated sites to protect people and the environment.
- Inform company employees and other interested parties of environmental issues.
- Develop proposed project objectives and targets, and report to management on progress in attaining them.
- Request bids from suppliers or consultants.
- Advise industries and government agencies about environmental policies and standards.
- Assess the existing or potential environmental impact of land use projects on air, water, and land.
- Assist in budget implementation, forecasts, and administration.
- Serve on teams conducting multimedia inspections at complex facilities, providing assistance with planning, quality assurance, safety inspection protocols, and sampling.
- Coordinate and manage environmental protection programs and projects, assigning and evaluating work.
- Maintain, write, and revise quality assurance documentation and procedures.
- Provide administrative support for projects by collecting data, providing project documentation, training staff, and performing other general administrative duties.
- Serve as liaison with federal, state, and local agencies and officials on issues pertaining to solid and hazardous waste program requirements.
- Develop site-specific health and safety protocols, such as spill contingency plans and methods for loading and transporting waste.
- Develop and present environmental compliance training or orientation sessions.
- Develop, implement, and manage plans and programs related to conservation and management of natural resources.
- Prepare hazardous waste manifests and land disposal restriction notifications.
- Assess, sort, characterize, and pack known and unknown materials.
Companies That Hire Environmental Engineers
Explore what you might do on the job with one of these projects...
- Are You in Hot Water? Use the Sun's Energy to Heat Your Own Water
- Build a Better Moth Trap: Will Different-colored Lights Affect How Many Moths You Catch?
- Can Nanotechnology Help Clean Up Ocean Oil Spills? Try It Yourself with Ferrofluid
- Can Plants Stop Soil Erosion?
- Can the Color of Your House Reduce Your Energy Footprint?
- Cold Room? Heat It Up with A Homemade Solar Air Heater
- Decomposing Energy: Extracting Heat Energy from a Compost Pile
- Do Your Storm Drains Keep the Ocean Trash Free?
- Fish + Food = Science of Aquaponics
- Follow the Flow
- From Brine to Beverage: Solar-Powered Salt Removal
- From Contaminated to Clean: How Filtering Can Clean Water
- From Turbid to Clear: How Flocculation Cleans Up Drinking Water
- Goo-Be-Gone: Cleaning Up Oil Spills
- Green Technology: Build an Electronic Soil Moisture Sensor to Conserve Water
- He Huffed, and He Puffed, But Didn't Blow the House Down! How Can Straw Make a Sturdy Building?
- Killing 'Vampires': Saving Money and Power by Turning Off Computer Peripherals
- Leaky Clues to Dam Design: How Reservoir Height Affects Hydroelectric Power Production
- Monitor Your Plants with a Soil Moisture Sensor
- Printing Power! Save the Environment, One Printer Page at a Time
Ask Questions
Do you have a specific question about a career as an Environmental Engineer that isn't answered on this page? Post your question on the Science Buddies Ask an Expert Forum.
Additional Information
- American Academy of Environmental Engineers: www.aaees.org
- O*Net Online. (2016). National Center for O*Net Development. Retrieved July 1, 2017.
- ECOZINE. (2017). Interview with an Environmental Engineer. Retrieved January 25, 2017, from https://hmdecozine.com/careers/environmental-engineer
- National Science Foundation, YouTube. (2012, March 1). Environmental Engineer - Careers in Science and Engineering Retrieved March 7, 2019, from https://www.youtube.com/watch?v=k2epvAUEdCI
- Learn.org. (n.d.). Environmental Engineering Master's Degree. Retrieved June 23, 2015, from http://learn.org/articles/Environmental_Engineering_Masters_Degree.html
Additional Support
We'd like to acknowledge the additional support of:
- Chevron
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Based on the medieval fair called Mamankam, which was celebrated every 12 years between 800 AD and 1755 AD, the story of the film is supposedly about a brave warrior (played by Megastar Mammootty) of Malabar and his loyal soldiers.


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|Sat 14 Oct 2017, 8:00pm–10:30pm
Additional fees may apply
Take a Cadillac ride through the Southern States and you'll hear a thousand flavours of music... "It's a mixture of all the spices and good stuff," says the award-winning US bluesman Big Daddy Wilson.
"As soon as you hear Big Daddy Wilson's voice, whether speaking or singing, you hear his southern country roots. It's a voice baptised in the river of African-American song, a voice with the power to heal." - Eric Bibb
A sentiment echoed by the thousands who have watched the Big Daddy Wilson Band perform on stages across the USA, Europe and the Southern Hemisphere over the last two decades.
Come and be healed by Big Daddy Wilson, joined by his full band from Europe.
"Big Daddy Wilson is the real deal, a true bluesman in every sense of the word. His voice is powerful and impressive." - Bluesforum
Winner - Neckbone Stew, 2017 Deutscher Schallplattenpreis (German Recording Industry Awards)
Winner - Best Acoustic Blues Artist in Germany, 2014 Big Blues Award
Winner - Big Daddy Wilson Band, 2010 German Blues Challenge
- Big Daddy Wilson (aka Wilson Blount) - Vocals & Percussion, Diddly Bo One String Guitar
- Cesare Nolli - Electric & Acoustic Guitars, Vocals
- Paolo Legramandi - Electric Bass Guitar, Vocals
- Steve Gilles (aka Stephan Gilberg) - Acoustic & Resonator Guitar, Blues Harp
Door sales available if not sold out prior.
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Good picture quality
Supports 4G, MicroSD card support, Clean user interface
Inconsistent performance, Unimaginative design
Low price, 4G connectivity, microSD card slot, runs Android 4.2
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text:
How Will Fed Policy Impact You?
The Federal Reserve's policies impact everyone from Washington to average household income to the financial and real estate sectors. Mark Calabria, Director of Financial Regulation Studies at the Cato Institute discusses. Photo: Getty Images.
This transcript has been automatically generated and may not be 100% accurate.
... the the ... tell me is the director of financial regulation studies the industry he joins us now ... to his tie to what the Fed policy position means the use of household but often enough ... good afternoon ... good stuff guidance in what what do you make of this typing on launching a new head of the tumult at Exxon juicy nieces significant said signals then I think you know you've got something to say about ... mold and rights which of the top of my time ... ADP uses ... for that to live ... with that ... with the Fed is trying to sing knows that the that were not needed change in policy necessarily soon that they're trying to ... re evaluate the data that they're looking at the labor market ... no I think the interpretation of this is the markets are now look at this and say ... no are we closer to a change in for instance ... the unemployment forecasts of change for the feather little more optimistic and the more optimistic they are ... here that soon we will see reading creases calm and again ... because so much to less than half of the bond market purchases had been mortgage backed securities you really have seen a very big impact in the part of the market ... so I think will we will first see the impact of ... the fat reduction in the sort of Kirstie and ... will be in the mortgage market we Bharti started to see that possible weeks to begin with ... I think we will continue to see that ... so certainly anybody who's on the fence on buying a house ... thinking about the mortgage rates ... they're not Guinea get the lower times ... so we don't forget to pull the trigger now at the time to pull back or some some some useful advice that sentiment but now what about this this question about the Fed's but decided this ... time we do know is we were just discussing unemployment is the isthe keep but this ... is the mistakes the housing market is an indirect way to get this is the Fed Watching Wall the dresses are concerned about the Fed refinancing as a vehicle for improving economy and therefore jobs ... I'm so absolutely and there so when looking at refinancing rates the driver of spending but they're also looking at housing starts mean let's keep in mind that about forty percent of the initial loss in unemployment ... was directly related to the labor market ... in construction and real estate ... know we lost to me in jobs in the construction industry no another two main in various parts of the real estate industry ... so I get and you know you will fall for the Crikey it's really hard to turn a construction worker into a nurse ... so somewhat the Fed is hoping this will keep that can switch on the construction worker back into a construction worker ... in so they really are looking at this is a proxy to see the labor market comeback ... that's related to housing ... I'm so far we've really seen housing prices in the number of markets come back ... by the labor market impact of that has been delayed ... up considerably so again it something a bit to keep an eye on ... traditionally housing has been the first sector the Continent's lettuce out of recession ... it is very much alive this time so again the Fed keeps that my making the theory big item on the housing market ... I would argue they keep an eye on the housing market more than any other segment of the economy ... and to fall on your earlier point ... do you think will now see over the next couple months ... of course in activity in the housing market as ... you know brokers tell their potential customers ... not only of prices so destabilizing going up in many markets but that ... mortgage rates you know now ... may be the easiest methods of red and down ... I think you are your Certusi up a lot more interest on the part of buyers have been on the fence I thought you think you also start to see a lot of sellers come back into the market when the things that is really constrain the housing market in inventory and so a number of markets certainly unit in the Phoenix is the law status of the world is a lot of inventory ... commodity in the washing DC is the Stanford Cisco is New York's the road ... inventory has been constrained ... so are really do think you'll start to see in some of its high price markets ... more sellers coming on the market ... you know trying to figure this is a good time to sell because if rates go up ... you know that actually constraints and Billy Babar were in a bid for a higher price so ... this is the other side of this which is more his research ago while ... its gonna moderate increase in house prices a little bit ... so the other side of it is in your cellar ... this is also a good time to start thinking about putting your house on the market ... is likely to get a start to see that demand supply coming to live with a better balance ... than it's been a nanny and I think that's gonna be a positive ... interestingly enough builder so far been let's keep in mind ... lots of builders a lot of small dice the chicken was an industry that allows small players ... in a handful of big players ... while the small players get decimated ... when away ... the nice really allow the bigger players to manage their inventory ... a little better in terms of keeping inventory off the markets they keep prices up ... I think at some point you know is that you learned in econ one oh one ... I it's not quite a cartel that that sort of we cannot of I will hold a lot you will build a lot that's not sustainable ... and so I do think you're gonna start to see the starts numbers ... the construction of a shock to pick up over the next six months ... you know not to to the broader point about to consumers in household ... debt they carry ... cost was one of the biggest rise in a crummy for some time on the crisis is this notion that the household deleveraging ... on what to take on where things stand that God now can seem is now more free of debt and suspenders is still holding them back ... it in the trenches depends I mean you certainly have a lot of people still come out of college in tremendous Mana student debt ... that still I think a very big issue ... you know when the mortgage market a whole lot of the deleveraging has been to the fall so it's it's not necessary ... certainly some of its been paid out a lot of images and written off and walked away ... I think we've gotten through the vast majority of writedown ... in terms of the falls in the mortgage market so I don't mean to imply that any new more foreclosures ... but I do mean all why ... we're through most of that in fact the majority of foreclosures today for people who've been in foreclosure at some point before ... so you really have started to see a fair amount of mortgage debt written down ... I'm that signaled the kind of a contrarian perspective here and say ... it's afford to keep in mind since summer two thousand on ... consumer spending did start to increase in the fundamental question facing the economy in my mind is why Fiji BPY spending start ... up ... recovery into thousandnine where is the labor market did not intend to me I think that's where most of discussion is to be in terms of ... what's really hold the economy back ... so you know my my back of the envelope is consumers are spending about which is expected to spend given the reduction in household wealth to quit from the housing market ... so as we start to see a ... new housing value start to go up ... no really is going to be how much to consumers think that the stock market wealth is actually real rather than transitory ... ahh and that I think will be in the consumer spending in that way ... over the next year or so ...


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She murdered her father, squeezed the life out of her lover's heart and conjured a curse that ripped the lives of thousands of people from their homes, erasing their memories and leaving them stranded in a foreign world. What makes Once Upon a Time's Evil Queen so evil?
That soon will be answered on the ABC fairy-tale drama, but portrayer Lana Parrilla teases that the origin of her malevolence springs from one place. "It's one particular moment," she tells TVGuide.com. "It's one thing that just explodes and branches off into all these other little things, but it's one big f----up that changes her life."
"We'll go back in time in fairy-tale land and see who she was before she became this evil queen," she adds. "The big secret will be revealed."
Exclusive: Once Upon a Time casts Lost's Emilie de Ravin as Belle
Before she was sending the Hunstman after Snow White (Ginnifer Goodwin), she was married to Snow's father, King Leopold (Richard Schiff), though their dysfunctional union was the catalyst for her hatred of Snow. "There is an episode coming up where you do see the king and queen together and you can see the hardship between them," she says. "You learn of how unhealthy and unsupportive that relationship was. How he always favored his daughter more than her."
Whether she truly loved the king or was only seeking his status remains to be seen, but the Evil Queen is capable of love as we'll come to learn that she had a previous lover she truly cared for. "It is someone that you've met before," she reveals. "You see this really soft, vulnerable side to her. Even her voice shifts with a softness to it. She wants to love, it's just difficult for her. Once she has it, she doesn't really know how to sustain it or stabilize it."
Once Upon a Time bosses on how Lost influenced their fairy-tale world
Her inability to love was proved when she killed off the only man in Storybrooke who's ever shown her affection. "I don't think she feels good about what she did," Parrilla says of Regina killing Graham (Jamie Dornan) in the midseason finale. "You see a tear coming out of Regina's eye when she crushes the heart, which, to me, is very telling. You can see that this was not an easy decision for her."
Once Upon a Time returns Sunday at 8/7c on ABC.
Watch the first eight minutes of Once's return:


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Accessibility Options
Forest Enhancement process will be based on the outcome of the Assessment tools to ensure that positive attributes of the forest health will be continued and expanded and negative impacts and stresses will be eliminated or reduced.
Enhancement of the Landscape Level forest will generally be phased in as regularly scheduled maintenance is performed. This may include the following activities which have links to recommended guidelines for each activity:
Pruning of tree limbs on a regularly scheduled basis will improve tree health, control growth, and enhance fruiting, flowering, and overall appearance. Topping a large tree causes excessive sprouting of weakly attached new branches, and increases wind resistance by creating denser branching patterns. Excessive lifting causes trees to become top-heavy. Both of these methods of pruning increase the chances of wind damage in the long run and are not approved methods.
The Broward County Board of County Commissioners adopted an ordinance regulating the tree trimming industry. This action was taken as a result of concerns about the quality of tree trimming practiced in Broward County, and to protect the health, safety and welfare of the public. All businesses or governmental agencies that perform tree trimming in Broward County are required to obtain a Broward County Tree Trimmer License.
Proper pruning of trees should be in compliance with the following guidelines:
While trees in good health benefit the community, trees that have been incorrectly pruned, poorly maintained, or excessively stressed can become Hazard Trees. The International Society of Arboriculture guide to Recognizing Tree Hazards helps to identify potentially dangerous situations that should be addressed immediately.
Enhancing the urban forest will include increasing our canopy coverage through installation of new trees - to comply with landscape requirements or to replace hazard trees. Selection of the right trees, growth to certain standards, and properly installed will all help to ensure the health of our canopy for years to come.
Enhancement of the Natural Areas will generally be completed as grant funding or staff resources become available. In addition to the resources above, Natural Area Enhancement may include the following activities which have links to recommended resources for each activity:
Exotic pest plants are plants that were intentionally or inadvertently introduced to the South Florida region and have become naturalized within natural area, vacant lots and road rights-of-way. These "plants out of place" generally grow in poor soil and drought conditions and outcompete the native plants that are stressed by the changing conditions. Left unchecked, many exotic pest plants can create a monoculture that reduces habitat diversity and wildlife habitat, compromising our native plant communities.
The Florida Exotic Pest Plant Council is a non-profit organization (not a regulatory agency) created to support the management of invasive exotic plants in Florida's natural areas by providing a forum for the exchange of scientific, educational, and technical information. Many value resources are available on their website to combat the spread of invasive exotic plants.
Once the exotic plants have been removed, it is imperative that native trees, shrubs and understory plants, consistent with the native plant community, be installed and maintained to make sure the exotics do not return. A diversity of these species should be planted reflective of a natural ecosystem once the site is free of exotics.
Natives For Your Neighborhood, a program of The Institute for Regional Conservation, provides detailed data on the habitats and plants found, specific to your home or project site, by entering the 5-digit zip code.
Many natural lands have also been altered by the drainage from canals that crisscross our region. When possible, efforts to direct pretreated stormwater runoff into the wetland communities is encouraged. Broward County used funds from the Integrated Water Resource Plan to design and construct water management infrastructure to rehydrate the wetland areas in an effort to maintain habitat function and vitality at Fern Forest, Prospect Road, Hillsboro Pinelands, and Tall Cypress/Turtle Run wetlands. Through the addition of pumps and water control structures, or simply allowing gravity flow through pipes and vegetated swales, water is now available for improved wetland function. Since re-watering began, wetland species have returned and upland species have receded to the edges.


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Events Calendar
Primary tabs
For lectures to programs for children, come visit us at one of the library events and programs listed below. For more information, call 615-862-5750 or 1-800-342-3262.
SPEAKER: Mike Helms, Vice President, Adult Education and Outreach for Bridges for the Deaf and Hard of Hearing in Nashville. He is the father of two wonderful girls.
TOPIC: "Know Your Child" Making decisions for your deaf and hard of hearing child can be difficult. This topic focuses on encouraging parents through that process.
Friday, May 31: 5-9 pm: Registration and Social
Saturday, June 1: 8am-7:30 pm: Meals, Keynote Speaker, Breakout Sessions, Vendors, and Recreation time
Docent-Guided Exhibition Tour with ASL Interpretation
1:30 p.m.
Meet at the Frist Art Museum's Information Desk
Gallery admission required. Click here for admission prices.
Architecture Tour with ASL Interpretation
4:30 p.m.
Meet in the Frist Art Museum's Grand Lobby
Coming downtown to the First Saturday Art Crawl? Then start your evening at the Frist.
"When was the Frist Art Museum built? Who was the architect? Can you tell me about the floors in the galleries?" These are just some of the questions answered in the Frist's popular architecture tours. Stroll around the Frist Art Museum as you learn more about our landmark building from one of our always-engaging docents.


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NEA president emphasizes collaboration is key to transforming schools
WASHINGTON - April 07, 2011 -
National Education Association (NEA) President Dennis Van Roekel today joined other community and education leaders in a panel discussion on education policy at the National Action Network 20th Anniversary National Convention. He stressed the need for lawmakers in Washington and across the country to do more to ensure that all students receive the education and support they need to succeed in life.
"Many of our children are facing a crisis when it comes to being prepared for the next stage of their lives," said Van Roekel. "We cannot afford to wait for balanced budgets and lofty reform bills to make their way through Congress. We must take immediate action and demand that all students have the tools and basic resources they need to get an education, find a job and make meaningful contributions to society.
"NEA is not waiting for bureaucratic intervention. We are already investing significant resources—through our Priority Schools Campaign, strategic partnerships and grassroots activities—on school transformation efforts. We urge National Action Network members and citizens across the country to join us in our work to help create great public schools for all students. We have no time to waste. Students need our help now."
NEA's Minority Community Outreach Department hosted a booth at the conference, where staff members distributed educational materials, provided subject matter expertise and answered questions.
As head of the 3.2 million-member NEA, an organization committed to the idea that all students have the right to a great public education, Van Roekel is on the road to galvanize support for public education and to urge all community members—parents, educators, elected officials, policymakers, business leaders, and others—to work together to ensure adequate and equitable funding for all of America's schools.
Van Roekel challenged National Action Network members to work collaboratively with other education groups to make public schools better for all students. "We stand united on important issues such as education, jobs, health care, bargaining rights and retirement security. We need to raise our collective voices and speak up for these issues that mean so much to all of us."
National Action Network (NAN) is one of the leading civil rights organizations in the nation. Founded in 1991 by the Rev. Al Sharpton, NAN works within the spirit and tradition of Dr. Martin Luther King Jr. to promote a modern civil rights agenda. That agenda includes the fight for social justice, education, and one standard of justice and decency for all people regardless of race, religion, national origin, and gender. NAN works tirelessly to protect civil rights and respond to crises across the country.
Follow us on twitter at www.twitter.com/NEAMedia
# # #
The National Education Association is the nation's largest professional employee organization, representing
3.2 million elementary and secondary teachers, higher education faculty, education support professionals, school administrators, retired educators and students preparing to become teachers.
CONTACT: Michelle Hudgins (202) 822-7823, email@example.com


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AICPA Bylaw Section 820
8.2 Proposals to Amend the Code of Professional Conduct
As amended
June 17, 1996
.01 Proposals to amend the Code of Professional Conduct may be made by any thirty members of the Council, by any two hundred or more members of the Institute in good standing, by the Board of Directors, by the professional ethics division, or by petition of 5 percent of the membership as of the end of the prior fiscal year. Any such petition shall include the member's name (typed or printed), membership number and the date it is signed, and the signature of a member on such a petition shall be valid for one year from the date thereof. The changes to this provision will not apply to petitions, regardless of when they are signed, submitted pursuant to efforts to gather such petitions which were ongoing as of July 13, 1995.


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A U.S. hospital network said recently Chinese hackers stole Social Security numbers, addresses, names, birth dates and phone numbers for about 4.5 million patients.
Community Health Systems
Is your hospital part of the network? See their location map here.
When hackers get credit or debit card numbers, customers who are notified can cancel those cards and alert their banks to fraudulent transactions, and are often absolved of liability for unauthorized purchases. And when passwords are pilfered from databases, the answer is sometimes simpler: Change them. Security experts are working to make that even easier, hoping to kill off the password and replace it with biometric scans as soon as next year.
But the Social Security number is a permanent nine-digit password to your life. We depend on them for loans, taxes, employment records and financial transactions. "You're now in for a lifetime of having to look over your shoulder," says Adam Levin, founder of the personal finance website Credit.com and founder of Identity Theft 911, an education and breach response company.
What to do if your Social Security number was stolen:
Accept or enroll in the identity-theft protection services the hospital network is offering — but be aware of its limitations. The company wrote in government filings that it will offer affected patients these services. Still, identity theft protection isn't a forcefield. It's usually a reactive product that can tell you if someone misuses your identity, which you can also figure out through other means. Does the service offer help with resolution if you need to clean up the mess after a fraud?
Also see: Is identity-theft insurance a waste of money?
Request a 90-day fraud alert. Ask one of the three major credit bureaus — Experian
Put a security freeze on your account. This locks your information and forbids the credit bureaus from giving out your information without permission. Yes, this could get annoying, but "I would rather face cumbersome than a disaster," Levin says.
Contact the Social Security Administration. The agency should know of the theft regardless of whether you are collecting benefits right now. In cases of synthetic identity theft, criminals associate a victim's Social Security number with a new name to create a fake persona. Also be sure to check whether your Social Security benefits line up with the dollar amount you expect. A fraudster who cannot be legally employed could be using your identification number to find a job.
If you start getting strange calls from debt collectors, don't dismiss them. A crook could be responsible for the debts incurred using your Social Security number – especially medical debts. Hackers stole information from a hospital, so they know they can use it at a medical facility, Levin says.
This story has been updated.


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The ability to make good decisions is an art all leaders must learn, but it is especially vital for the entrepreneur. In many cases, when you started your business, there was no one else. You were technician, manager, and leader -- responsible for making every decision both tactical and strategic.
As your business has grown, you've included more people in the operations of your business. But have you included others into your decision-making process? Should you?
There is no clear-cut answer to this question, which is why skillful decision-making is more art than science. Different situations call for different approaches ranging from autocratic to consensual. It can be as detrimental to be autocratic all the time as it is to be too inclusive.
As a result, the best decision-makers are flexible. They know when to be autocratic, when to be seek consensus, and when to do something in-between. But how do you know which approach is right for any given situation? You can start by examining your personal decision-making style.
Understanding your style
To improve your decision-making, you must first understand your decision-making preferences. To do this, ask yourself: when faced with a decision, do I tend to go it alone, or do I usually seek consensus? Or do I always do something in between -- seeking the input of others but making the final decision myself.
One way to determine your decision-making style is with an assessment instrument. One such tool, the Decision Style Profile*, evaluates the appropriateness with which respondents include others in the decision-making process. After reading 10 cases and deciding how autocratic or inclusive they would be in each instance, users can determine which of five basic decision-making styles most closely describes their personal tendencies.
The five decision-making styles presented in the Decision Style Profile are:
- Director -- The most autocratic style, the Director assumes he or she knows everything they need to know to make a decision and makes it alone.
- Fact Finder -- Also an autocratic style, the Fact Finder doesn't share the problem or seek advice from others; instead he or she collects the information they think they need to make a decision and make it alone.
- Investigator -- A more inclusive style, the Investigator will choose select stakeholders and ask their advice, taking their opinion into account when making a decision, but still making it alone.
- Collaborator -- Still more inclusive, the Collaborator shares the problem with all stakeholders, seeking their input but reserving the right to make the final decision.
- Teamer -- The most inclusive style, the Teamer seeks complete consensus when making a decision.
Clarity, Comprehension, and Commitment
Only once you understand your decision-making style can you consider whether each situation requires flexibility from your normal tendencies. You can do this by determining your clarity of the problem, comprehension of the information needed to make any decision, and the commitment necessary to implement the decision. In each situation, ask yourself:
- Am I completely clear about the problem? (Clarity)
- Do I have all the information I need to make the decision or do I know where to find it? (Comprehension)
- How much help from others will be necessary to implement the decision? (Commitment)
The more clarity and comprehension you have, the more autocratic you can be in making the decision. The less clarity and comprehension you have, the more inclusive you must be. Conversely, the more commitment you need to implement the decision, the more inclusive you need to be. When you need less commitment, you can afford to be more autocratic.
Once you've answered these questions, you are better equipped to determine when it's best to go it alone, get input from others, or seek full consensus in making your decision.
The critical factor: Time
Sometimes, time doesn't allow this ideal approach. Time is always the most critical factor in any decision-making process.
Taking any extra time on the front end of what seems like an emergency can be painful. But talk to anyone who's wasted valuable time, money, and brainpower working on the wrong problem, and they will attest to the value of a more thoughtful approach. It is surprising how often there is not time up front to get appropriate input but there is always time to go back and readdress the decision when it becomes clear it cannot be implemented.
It is in those situations when you have no time to seek input from others that you'll see the benefit of having a decision-making process in place that is transparent to everyone involved in making decisions at your company.
Transparency = Trust
Realizing how visible your decisions can be, it comes as no surprise that successful leaders are transparent in their decision-making logic and rationale.
The trust you build by allowing your organization to see how decisions are made will earn you the confidence, understanding, and buy-in you need when a lack of time forces you to make decisions with little or no involvement from others. Transparency helps to foster understanding even when there isn't agreement, which is invaluable when it comes to actually implementing the decision successfully.
While making good decisions is definitely an art, having proven guidelines to follow can improve the quality of every decision you make. Understanding your own decision-making tendencies and taking the time you have to be clear about each situation will help you determine when to go it alone and when to include others. And keeping the entire process visible will earn you confidence and trust in your capabilities while modeling good decision-making skills to all.
* The Decision Style Profile is a product of Discovery Learning Inc. It is an enlightening management-assessment tool that leads to the development of improved decision-making skills. It evaluates the appropriateness with which respondents include others in the decision-making process and the extent to which respondents consider five critical Decision Factors in their decision processes. It takes 10-15 minutes to complete. For more information, visit www.discoverylearning.com.


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On Saturday, the much-hyped Enduro World Series kicks off its seven-race slate with round No. 1 in Punta Ala, Italy. There competitors will take on the steep slopes of this famed riding zone, hoping to get a jump on the series that will culminate with the crowning of the first enduro world champion in mid-October. Before it's all done, the EWS will travel to four countries and two continents, with the finals heading back to Italy and the appropriately named Finale Ligure.
While there are no mandatory gear requirements for these events, it's safe to say enduro-specific apparel will be the norm. At least that's what many cycling companies are hoping, including Mavic, which this year launched a range of products aimed directly at the burgeoning all-mountain enduro racing crowd.
Meet Mavic Notch, a product line that resides a step below the company's top level Stratos range, a step above the lower-tier Redrock offerings, and is branded as a collaborative effort with its top sponsored enduro riders, former downhill world champs Fabien Barel and Anne-Caroline Chausson, and longtime enduro whiz Jerome Clementz (pictured above). All three riders will be racing the EWS and wearing some or all of the new Notch gear. Those enduro uniforms include a helmet, jersey, shorts with removable liner, gloves and shoes.
Back in February, we took delivery of a full Notch kit, and now after two-and-half months riding on the sometimes rugged trails of Colorado, it's time to report some findings. Here's a piece by piece breakdown.
Mavic Notch Helmet ($110; three sizes; yellow, black or white)
Clean lines and ample venting are the hallmarks of this 320-gram (size medium) brain protector that straddles the line between full-on enduro helmet and XC racer.
To maximize airflow, the fully-safety-certified helmet utilizes a dozen forward vents plus five more in the back. Fit is manipulated via Mavic's Ergo Hold Retention System, which provides 6cm of adjustment via a rear dial. You can also adjust the depth setting for further personalization. I personally had no problem getting the helmet to fit snug and stay out of my field of vision, but no two heads are exactly the same, so always try before you buy.
Color choices include the usual Mavic mix: white, black or Mavic yellow. The later will be a tad loud for some. But if you're a fan of Mavic, then you'll love it.
Interior padding is anti-microbial, and thus far it's kept stink at bay despite a few toasty rides on Colorado's balmy Western Slope. The pads are also comfortable and sweat absorbing, though I've yet to find a helmet that will soak up all the perspiration that emits from my drippy forehead.
One definite grip is the visor's lack of adjustability. Personally I don't wear goggles when I ride, so this wasn't a huge issue for me. But some folks like the goggle look, and for them visor adjustability is key to proper fit — and clear visibility. It's also a feature that is found on the competitor offerings from the likes of Bell and POC, so Mavic takes a hit there. The visor is removable for whatever that's worth.
Bottom line, this helmet is a solid, functional lid that offers more protection than your average XC helmet without bulking up on weight or causing you to overheat on hot days. It even has reflective highlights if your ride happens to end on a road in the dark.
Head to page 2 for the rest of the review and an expansive gallery.


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This exclusive edition T-Shirt, designed by Diana Coatu, comes with a numbered and signed certificate of authenticity. Premium jersey, relaxed fit, 100% polyester, this unique all over print t-shirt has no white creases and does not fade after washing. Printed, cut and sewn in USA.
|AChest (in/cm)
|BLength (in/cm)
Fractal Art-Digital Art
Sibiu, Romania


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More Jamboree Patchesstevejb68 on December 17, 2013 in collections, Jamboree, Memorabilia
The 2001 National Jamboree may be ancient history to today's Boy Scouts but it is not to me. Not yet anyway. That is the Jamboree I attended as a scoutmaster of one of two troops sent from the Central Minnesota Council. I had a great time at Fort A.P. Hill, as did the Scouts in my troop.
I did not get to do a lot of patch trading while I was at the Jamboree. That is why I occasionally check eBay and other sites to find patches at decent prices to fill in the council shoulder patch and Order of the Arrow patch collections. I recently found one auction on eBay which netted me a six patch set from the Old North State Council. The six patches have the same design but sport different color borders. I like this addition to my collection.
I have a question for you readers. Were there only six patches from this council, or were there others? Did the different color borders represent six troops sent or did they mean something different? Thanks for the help.


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Group urges deal over fiscal cliff
Local businesses worry about effect of tax hikes
Democrats and Republicans in Washington are signaling that they're ready to compromise to avoid going over the looming "fiscal cliff," but local businesses are worried.
President Barack Obama and congressional leaders are scheduled to meet at the White House on Friday to try to hammer out a deal to avoid automatic tax hikes and massive spending cuts.
Local business leaders are joining together to send a message that a solution must be found. Ray Boissoneau of Electropac said the uncertainty over the issue is affecting sales.
"Lord only knows that our customers are sitting back right now," Boissoneau said. "In fact, our business for the month of December has fallen off just because no one knows what's going to happen."
According to the group Fix the Debt, if a deal isn't reached, New Hampshire will lose 6,300 jobs and see payroll taxes increase $650 million. The group was founded by Alan Simpson and Erskin Bowles, and former U.S. Sen. Judd Gregg is its chairman.
The group is not taking a position or offering solutions, other than to keep all options open and work it out.
"Not everyone will be happy with everything, but that's the idea of compromise, and we need to do that now," said Republican former state Senate President Arthur Klemm.
"We all know elections come and go, but brother, this one has got to be fixed, and when the next election comes, we'll remember that's the most important ingredient," said state Sen. Lou D'Allesandro, D-Manchester.
The president has made it clear he would like to see a comprehensive debt deal done as soon as possible, but with a lame-duck Congress, many believe the most likely scenario is a short-term deal to avert the cliff and then leave a long-term solution to the new Congress next year.


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What is the correct procedure for handling church offerings? Is it proper for several family members alone to count the weekly offering, make the deposit, and report annually to the congregation? Should we express our concerns to the session?
This isn't a theological question directly and the Bible doesn't provide a direct answer. But it is a matter in which the Church needs to be above reproach, and her officers beyond being accused (even falsely). Here is a paragraph on handling offerings from Planting an Orthodox Presbyterian Church which may help.
Handling offerings
The handling of church offerings is one of the most obvious and public displays of the administrative organization of a mission work. Clearly identifiable offering plates, bags, or baskets should be obtained and used right from the start of public worship services. A consistent procedure needs to be followed in rented or borrowed facilities for handling the collection and temporary storage of offerings. A plan should be in place to ensure that offerings are never counted in an informal manner or in a public location, and that they are always counted and recorded by more than one person. It is also important to have a clear procedure in place for how offerings are deposited and how and where records of offerings and contributions are kept, including a schedule detailing specific persons responsible for those tasks.
This certainly is a matter that should be under the oversight of the Session so a letter to them would be appropriate; the matter then becomes their concern and their responsibility.
"Questions and Answers" is a weekly feature of the OPC website. The answers come from individual ministers in the Orthodox Presbyterian Church expressing their own convictions and do not necessarily represent an "official" position of the Church, especially in areas where the Standards of the Church (the Scriptures and the Westminster Confession of Faith and Catechisms) are silent.
The questions come from individuals like yourself. If you have questions about biblical and theological matters, you are invited to send them by e-mail by using the "Pose a Question" link on the OPC home page or by clicking here.
At least one new question is posted each week, so there should always be something new here for you to read. (For those people who would like to look at previous questions and answers, they will continue to be available as well.)
The purpose of the OPC website's "Questions and Answers" is to respond to biblical and theological questions. Matters of church discipline, disputes, or debates go beyond the scope of our work. We recommend that you present your concerns in these areas to the appropriate judicatory. In most cases this will be to a local pastor, elder, or session. We do not want the website to replace personal involvement in, or commitment to, the local, visible church.
While we will respond to every serious questioner, we are not bound to give a substantive answer to every question, should we deem the question to be beyond the scope of our purpose or our own ability to answer.
You will receive an answer by e-mail. Please be patient as many of our respondents are busy pastors. The response to your question may take up to two (2) weeks. Some of the questions submitted will be chosen to be posted here, along with the corresponding answers.
Note that the "Questions and Answers" posted on the site have been editedall personal references are removed, Scripture references or from some source may be added, and sometimes portions are expandedto make the questions and answers more useful to a larger audience.
|© 2020 The Orthodox Presbyterian Church
Chaplains and Military Personnel


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Posted by Alisa on Friday, August 17, 2012 / Labels: Model Moms, Stylish kids / Comments: (0)
Expectant model mama Camila Alves was seen with her 2 beautifully stylish tots Levi,4, and Vida,2 in Santa Monica, CA on Thursday (August 16). The trio walked to a doctors appointment, Levi and Vida's papa and actor Matthew McConaughey wasn't seen with the trio.
Readers meet little Thurman!
Actress Uma Thurman was spotted in Midtown area of New York City cradling her beautiful 1 month old newborn on Friday (August 17). The baby's papa is Uma's partner British Financier Arpad Busson. Baby Thurman has siblings from mom Uma named Maya, 13, and Levon, 10, with her ex-husband actor Ethan Hawke and from siblings from papa named Arpad Flynn Alexander, 14, and Aurelius Cy Andrea, nine.
Empire state of mind
Singer Alicia Keys was spotted strolling with little cutie Egypt,1, in Soho, NY (August 16). Alicia's hubby Swizz Beat was not along for the outing.
Pete's cool crew
Fall Out Boy front man Pete Wentz was spotted Thursday arriving at Los Angeles International airport in CA with his beautiful model girlfriend Meagan Camper and his 3 year old son Bronx with singer Ashlee Simpson (August 16th).
Three's Company!
Beautiful Actress Michelle Williams was spotted with her adorable daughter Matilda, 6, and a family member picking out glasses in West Hollywood, CA yesterday (August 16). Matilda's father is the late actor Heath Ledger.
Anne Hathaway's wants to have children!
Anne Hathaway, 29, and her fiancé of nine months, Adam Shulman, have pushed wedding plans to 2013 in order to start a family, Us Weekly reports."Annie wants to get everything done so they can get married and have babies," a source says. And it sounds like she's definitely lucky in love. "Whenever they can be together is like breathing for her," add's the pal. Luckily, her 31-year-old designer beau is on the same page."Adam has been incredibly understanding and has been working on his own stuff too," says another source. "They're inseparable now. They love being engaged!" While Hathaway was still dating Shulman in 2011 she said , "I'm dying to be a mother."


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18 June, 2012 | (30 min)
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The 2012 Conference Board CEO Challenge®— Voices from the Front Lines
In this new series of webcasts, we'll hear from corporate practitioners on the front lines of addressing the top-ranked challenges. Executives from across the enterprise will join lively discussions of what they believe will be the most critical strategies for meeting these challenges.
During a time of increased global competition, rising uncertainty, and unpredictability, companies are seeking to rebound, rebuild, and reinvent themselves. To do this, CEOs see innovation of products, processes, organizational designs, and business models as their most critical challenge. Innovation platforms seek creative ideas and answers to meet societal needs, solve market failures, and become driving forces as their businesses intersect with society. According to the CEOs who responded to the 2012 edition of the CEO Challenge survey, the race to innovate defines today's global business environment.
Audience: Directors and executives who are responsible for new business development, innovation, research and development and anyone who plays an important role in the innovation process
Bart van Ark
Bart van Ark is a Senior Advisor of the Economy, Strategy and Finance (ESF) Center at The Conference Board. From 2008 until September 2020 he was Chief Economist and Head ...Full Bio
Jim Lichtenberg
Jim Lichtenberg is a Program Director for The Conference Board Digital Stragegy Council. His expertise is in e-business strategy. Lichtenberg has successfully completed business-building assignments for clients such as Prudential, Nestle, John Wiley, AT&T, and DuPont. His articles on te...Full Bio
Barbara Spurrier
Barb Spurrier received an undergraduate degree (BA in Economics) from St. Olaf College and a Masters in Health Care Administration (MHA) from the University of Minnesota. She held various administrative training positions at Rush Presbyterian St. Luke's Medical Center in Chicago, Abbott No...Full Bio
Karl Sanchack
Karl Sanchack, a results oriented leader focused on growth and innovation, is Acting Director for Innovation at Lockheed Martin Corporation. Reporting to the Corporate Vice President, Business Innovation, Mr. Sanchack leads a global research & development team focused on leveraging new ideas ...Full Bio


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Dear Colleague,
On behalf of the Organizing Committee, we invite you to participate in
the special session (workshop) on "APPLICATIONS OF METAHEURISTICS TO
LARGE-SCALE PROBLEMS" at the 9th International Conference on Large
Scale Scientific Computation - LSSC'13, June 3 - 7, 2013, Sozopol,
Bulgaria, with arrival: June 2 and departure: noon June 7.
The session is organized by:
Assoc. Prof. Stefka Fidanova (email@example.com)
from the Institut of Information and Communication Technologies
(former Institute for Parallel Processing), Bulgarian Academy of
Sciences and
Gabriel Luque (firstname.lastname@example.com) from University of Malaga, Spain.
The list of topics includes, but is not limited to:
combinatorial optimization
global optimization
multiobjective optimization
optimization in dynamic and/or noisy environments
large scale optimization
parallel and distributed approaches in optimization
random search algorithms,
simulated annealing,
tabu email@example.com
other derivative free optimization methods
nature inspired optimization methods (evolutionary algorithms, ant
colony optimization, particle swarm optimization, immune artificial
systems etc)
hybrid optimization algorithms involving natural computing
techniques and other global and local optimization methods
optimization methods for learning processes and data mining
computational optimization methods in statistics, econometrics,
finance, physics, medicine, biology, engineering etc
We plan to continue publishing the proceedings of only refereed and
presented papers as a special volume of Springer Lecture Notes in
Computer Science (LNCS).
Important deadlines
Deadline for submission of abstracts
January 15, 2013
Notification of acceptance of the talks on the basis of the submitted abstract
January 31, 2013
Deadline for submission of full papers
March 15, 2013
Notification of acceptance of full papers
April 30, 2013
Abstracts and contributed papers
The abstracts (up to 1 page stating clearly the originality of the
results) are to be written in standard LaTeX. The length of the
contributed papers is limited up to 8 pages. It is assumed that one
participant will present not more than one talk.
Send the abstracts and papers to special session organizers and
conference organizers, indicating the name of the special session.
After sending the abstract go to the conference web page and fill in
the registration form (personal data of the participants, minimum one
per paper, and the name of the special session).
Information about abstract and paper preparation, accommodation,
transportation, registration form and conference location you can find
at the conference web page
After the conference, extended versions of selected number of
accepted and presented papers will be published in special issue of
the International Journal of Metaheuristics.
Special session organizers
Prof. Stefka Fidanova
Prof. Gabriel Luque
Assoc. Prof. Stefka Fidanova
Acad. G. Bonchev str. bl.25A
1113 Sofia Bulgaria
Ph. +359-2-9796642
* Contributions to be spread via DMANET are submitted to
* firstname.lastname@example.com
* Replies to a message carried on DMANET should NOT be
* addressed to DMANET but to the original sender. The
* original sender, however, is invited to prepare an
* update of the replies received and to communicate it
* via DMANET.
* http://www.zaik.uni-koeln.de/AFS/publications/dmanet/


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Fifth Harmony & More Perform to Sold Out Las Vegas Crowd!
About Photo #971325: The singers of Fifth Harmony pose for pics just after performing at CBS Radio's SPF at The Cosmopolitan of Las Vegas on Sunday (May 15) in Las Vegas. Lauren… Read The Post Here
Posted to Alessia Cara, Fifth Harmony, Iggy Azalea


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FINRA's new suitability rules, which took effect July 9, brought considerable criticism from broker-dealers—despite the fact that the brokerage industry SRO gave member firms nearly two years to prepare for their implementation. As usual, some of the BDs' concerns are revealing, especially considering how far short the new standard falls from the Dodd-Frank mandated fiduciary standard.
"One of our concerns is that FINRA makes it clear in its rule that the term 'investment strategies' is to be interpreted broadly," David Bellaire, FSI's general counsel and director of government affairs was quoted as saying at Financial-Planning.com. "That goes far afield from the business that our members are engaged in of selling securities and monitoring the suitability of those securities."
Even a cursory look at the new suitability rules reveals that Bellaire is right: they do go "far afield" from the selling of securities. But what his and other brokerage industry comments fail to acknowledge is that in today's securities industry, many brokers themselves go "far afield" from the business of selling securities. FINRA's new rules appear to be an attempt to bring its regulatory efforts more in line with this new reality: that the majority of brokers today are in fact offering investment advice far beyond what any rational observer would categorize as "usual and incidental" to the sale of securities.
To better protect investors in this "financial advisor" world, FINRA now requires brokers to know their clients better; in addition to a client's financial status, tax status, other holdings and investment objectives information, brokers are now required to know the client's age, investment experience, liquidity needs, and risk tolerance. What's more, recommendations now have to be not only suitable for the customer in question, but also for similar investors—and all the recommendations for each customer have to be suitable in their aggregate. Kinda like they would be in a financial plan, for instance.
But that's not all. As Bellaire mentioned, FINRA has also expanded the notion of an "investment strategy" to include "hold" recommendations (as opposed to "buy" or "sell"), as well as the suitability of any non-security holdings that might be part of an overall recommendation. As reported in an AdvisorOne interview with Brian Rubin of Sutherland, FINRA also expanded these suitability requirements to include potential customers as well.
While this may seem a little aggressive even for FINRA, I suspect it's a perfectly reasonable closing of a loophole currently used by many brokers: recommending a multi-asset financial plan or strategy that includes the purchase of a security to a prospective customer, but only taking responsibility for the suitability of the purchased security.
Finally, FINRA now requires that broker recommendation have to be in the "best interest" of the customer. Sound familiar? Taken together, the new rules reflect the reality that many brokers today are acting like comprehensive financial planners and/or portfolio-creating investment advisors. In fairness, FINRA's new standard does increase investor protections. Unfortunately, it's still far short of the investment advisor fiduciary standard, which is supposed to be expanded to include brokers under Dodd-Frank.
Here's how fiduciary watchdog Fi360 summed up the new suitability standard in its July 9 blog: "…while these new obligations do elevate sales practices, they only apply to sales practices and not professional advisory relationships. Some of the key components to a fiduciary standard of care that are reserved for advisory relationships include the singular duty of loyalty to the client, due care obligations of a professional competence, full disclosure and avoidance of conflicts of interest."
It's a good first step, but the question still remains whether FINRA will continue to fulfill the other half of the Dodd-Frank mandate to bring broker oversight into parity with that of RIAs.


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|Previous Page | Table of Contents | Index | Next Page
Disaster Area Losses(p70)
A list of the areas warranting public or individual assistance (or both) under the Act is available at the Federal Emergency Management Agency (FEMA) web site at www.fema.gov/disasters.
When to deduct the loss.(p70)
Claiming a qualifying disaster loss on the previous year's return may result in a lower tax for that year, often producing or increasing a cash refund.
Federal disaster relief grants.(p70)
Qualified disaster relief payments.(p70)
Qualified disaster mitigation payments.(p70)
Sale of property under hazard mitigation program.(p70)
Other federal assistance programs.(p70)
Postponed tax deadlines.(p70)
|Who is eligible.(p70)
|Covered disaster area.(p71)
Abatement of interest and penalties.(p71)
|Previous Page | Table of Contents | Top of Page | Index | Next Page


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Minnesota Golden Gophers Tickets
The name Gophers is synonymous with thrill and energy. Those who have ever attended their games know about the extreme level of excitement and fabulous turnout they enjoy present in all their games. The Minnesota Golden Gophers are the sporting champs from the University of Minnesota. The facilitates different sports such as football, basketball, golf, cross country, ice hockey, swimming, tennis, gymnastics, and track and field. These games are played by separate Men's and Women's teams while some specific sports are also offered to male and female students.
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A popular team amongst college football lovers, Gophers always ensures huge turnout and extreme level of excitement in all their games. Book your Minnesota Golden Gophers Tickets and watch out for them as they are ready to roll!
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The Golden Gophers are provided with the best of facilities by the University administration. On the East Bank of the Minneapolis campus, most of the training and competitive play facilities are located. Williams Arena is used for basketball matches of both men and women teams while Mariucci Arena and Ridder Arena serve as hockey arenas for the Gophers. Hubert H. Humphrey Metrodome and TCF Bank Stadium have been the homes of Gophers football champs.
The Gophers has a rich tradition of sports that dates backs to 1850's. For over 100 years, the University assembles sports history and tradition equaled by very few. The university has a privilege for introducing the concept of cheerleading in sports. Now considered as a regular and essential part of any sporting event, cheerleading was first introduced in 1898, when a student called Johnny Campbell offered to lead organized cheers at football games. He kept cheering the team throughout the tournament with his "yell leaders"; thus gave a way to the tradition of cheerleading.
Although Gophers excel in every sporting field, but their football team is the one that attracts most of the attention of sports lovers. They enjoy the superstar status inside and outside the university. The football team of Minnesota Golden Gophers is one of the oldest programs in the history of college football. Competing in the NCAA Division I Football Bowl Subdivision and the Big Ten Conference, they are ranked in the A-list of college football. The Gophers have won six National Championships in and eighteen Big Ten Conference Championships. The National Championships came to the Gophers in 1934, 1935, 1936, 1940, 1941 and 1960.
The Minnesota Golden Gophers college football team scored a 4-0 victory over Hamline University in its first ever game played on September 29, 1882. From there onwards started the glorious journey of university's football team which rose to unparalleled fame in the early 20th century. They posted winning records from 1900 - 1919. They won three straight National Championships from 1934 – 1936, and proudly became the last Division I team to accomplish this feat. The Gophers also won two more national championships, in 1940 and 1941 respectively. Famous for their rivalry with the Badgers, the Gophers conveniently established their position as the rulers of college football for so many years.
1960's witnessed another winning streak for the Gophers when they won another national championship, their sixth one. The team also earned its first berth in the Rose Bowl by winning the 1960 Big Ten title, and later enjoyed a fantastic Rose Bowl victory. Besides football, the Gophers have made their mark in every sport that they play. Their athletes have won two gold and various silver medals in the Olympics. Another important team is ice hockey that has made it to National Championships and WCHA Tournament Championships, besides giving NCAA Frozen Four appearances. The Baseball team has been to three National Championships in 1956, 1960 and 1964 along with twenty one Big Ten Regular Season Championships and seven Big Ten Tournament Championships. Men and Women cross country, Gymnastic, Soccer, Swimming, Golf, Tennis, Volleyball and Wrestling teams has also made several appearances on National and International level and won some championships as well. The Men's basketball team has won eight Big Ten Regular Season Championships and appeared in six NCAA tournaments. Women's team has outdone them with seven appearances in Tournament Appearances.
The Gophers have truly served sports by all possible means. They provide a fine blend of new-age sports craze and traditional gaming values. The Minnesota Golden Gophers Tickets are out on sale, and fans are trying their level best to grab a good deal. Their current roosters reveal that they will become a super-force in the every possible sport. So don't miss the chance of watching them live!
Minnesota Golden Gophers Ticket Prices
Currently the average price for Minnesota Golden Gophers tickets is $52. The date and location for this event is 23-Oct-20 at Ralph Engelstad Arena - ND, Grand Forks. The minimum get-in price for Minnesota Golden Gophers tickets is $52.
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Unveiled before a crowd at the Mobile World Congress in Barcelona, the Sony Xperia Tablet Z2 represents a fine balance between beauty and brawn. The 6mm, 439g tablet manages to somehow accommodate top-end hardware, and still retain the never-say-die attitude modelled by the Sony Z products that came before it.
The Xperia Tablet Z2 is a 10.1in device that operates on Android 4.4 KitKat. Its 1920x1200 resolution screen might seem inferior to the 2560x1600 resolution screens modelled by Samsung's NotePro range, but it is by no means a deal breaker.
Inside is a quad-core 2.3GHz CPU, 3GB of RAM and 16GB of flash storage, which can be upped by 64GB if you insert a microSD memory card. It also has a 6000mAh battery, a rear 8.1MP camera and a front 2.1MP camera, both of which can record video in Full HD 1080p quality.
Sony claims the Xperia Tablet Z2 has the same dust and water resistant properties as its smartphone Z2 sibling. This means you can throw caution to the wind and use it in fresh water, provided you go no deeper than 1.5 metres for thirty minutes.
Sony has not yet released pricing or availability details yet for the Xperia Tablet Z2, claiming more will be revealed closer to the date of its Australian launch.


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Portland Trail Blazers owner Paul Allen is the 48th richest person in the world, with a net worth of $14.2 billion. Evidently, all that dough (and being the cofounder of Microsoft) doesn't get you a thick skin when local columnists target your team's less-than-stellar season (or an advanced grasp of HTML coding).
Allen, upset with Oregonian columnist John Canzano's request that Allen either do what it takes to turn Portland into a winning team or "dump this franchise," composed an articulate, well-reasoned rebuttal that features what's known as a Dumbo octopus, so named for its two floppy ears, that Allen himself recently encountered in the waters of Ironbottom Sound. Allen himself just tweeted the four photos earlier today, so maybe he was feeling inspired with his photography and wanted to give it another application.
Either way, the end result is this awesomely amateurish rage comic entitled "The Four Stages of reading a John Canzano column about the Portland Trail Blazers." (Here's the full-size version.)
And then, because it wasn't enough to show off his work of art to his 41,000 followers, the official Blazers account retweeted it to its 76,000 followers.
Somewhere, Donald Sterling is still the worst owner in professional sports, but maybe he's feeling a little extra inspired tonight.