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DENVER (CBS4) — More people are getting injured from distracted walking. A new study out of Ohio State University shows that walking and talking or texting on a cell phone can be dangerous, and even deadly.
People sent 135 billion texts a month in 2009. In 2010 more than 1,500 people were injured while walking and using the cell phone.
"There's an increasing rate of injuries during the last six years related to cell phone use among pedestrians," Jack Nasar with Ohio State University said.
Pedestrians walk into fountains and hanging plants. Videos on YouYube make it seem almost funny, but researchers say it's no joke.
"People who were talking on cell phones were roughly twice as likely to walk unsafely into oncoming traffic as people who were not on cell phones," Nasar said.
"I got hit by a car one time. I was crossing the street, or I thought it was my turn to cross the street, and it was not," a woman on the 16th Street Mall in Denver said.
Researchers say the brain doesn't multitask well. It goes from one thing to another.
"Your eyes are open, but your brain isn't. Your brain is in the telephone, not in the environment," Nasar said.
The study found that talking is more dangerous than texting. Talking caused nearly 70 percent of injuries compared to nine percent while texting.
One video shows a man on the phone walk right off a train platform.
"We know from following news around the country that various people have been hit by buses, trucks, cars while talking on their cell phones and walking," Nasar said.
Researchers also found that distracted walking caused more injuries than distracted driving.
The study found that young people and men suffered the most injuries from distracted walking.


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We've been making Thermos products for kids since before your mom was a kid. So let us make life a bit easier. We'll supply the kids' gear that takes a beating from year to year and from grade to grade. We believe in protecting what you love.
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subset: commoncrawl


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Institutional Communications
Bureau of Mines Building, Room 137
Laramie, WY 82071
Phone: (307) 766-2929
Email: firstname.lastname@example.com
UW Student Studies Dry Lines in Southeastern Wyoming
In southeastern Wyoming, people are more than ready this time of year to get outside and enjoy the warmer weather. Then, suddenly, they feel the wind pick up and the temperatures cool ‑‑ signs of an impending thunderstorm.
Where these humidity or moisture boundaries -- known as dry lines -- meet, there is the potential for severe thunderstorms to originate. This is where University of Wyoming student Phil Bergmaier becomes curious about this phenomenon, which occurs in spring and early summer in the Cowboy State.
"I've always been interested in severe weather phenomena," says Bergmaier, a master's student in atmospheric science from Sadsburyville, Pa. "Dry lines are something that intrigues me. There's still a mystery about them. We don't fully understand them."
Dry lines are nonfrontal boundaries that separate two air masses -- drier air at higher elevations in the west and humid area coming off the Gulf of Mexico from the east -- with distinctly different humidity levels. A dry line drops moist air and dry air together. Such a convergent flow may lead to a rising motion of the air and may trigger a thunderstorm.
Bergmaier is lead writer of a paper, titled "A Dry line in Southeast Wyoming, Part II: Airborne In Situ and Raman Lidar Observations." The paper was officially accepted April 8 for publication in Monthly Weather Review.
The goal of this study was to describe the fine-scale vertical structure of a southeastern Wyoming dry line. This was done through analysis of airborne in situ data obtained during four separate flight tracks by the UW King Air research aircraft and remotely sensored water vapor measurements from a compact Raman lidar aboard the aircraft.
The Raman lidar was developed by Zhien Wang, a UW associate professor in the Department of Atmospheric Science. Lidar is a remote-sensing technology that measures distance by illuminating a target with a laser and analyzing the reflected light.
The airborne Raman lidar measurements of a dry line are the first of its kind, and show the moisture gradient at the dry line in very fine detail, Bergmaier says.
"The lidar was able to essentially measure the water vapor in the atmosphere," Bergmaier says. "A dry line, by definition, is a moisture boundary separating very humid air in the east from dry air in the west. There is high water vapor to the east and it dries out as it goes to the east."
Following up
Bergmaier's paper was a follow-up to an initial study conducted by UW graduate student Patrick Campbell, under the supervision of Bart Geerts, a UW professor of atmospheric science. That study, published in 2013, was the first to document a dry line in southeastern Wyoming -- one that occurred between Laramie and Cheyenne June 22, 2010, and dropped baseball-size hail in Laramie County.
In reference to the June 2010 dry line, Geerts says, "It acted in a way very similar to what we and others have observed in Oklahoma and Texas. Even though dry lines farther south occur over flatter, lower terrain, this (Wyoming) dry line was very similar to those."
Geerts first began studying dry lines in 2002, but in the southern Great Plains, which includes Kansas, Oklahoma and Texas. Dry lines, which can range anywhere from 100 to 1,000 miles in length, also serve as adrenaline magnets for storm chasers in the Great Plains, as thunderstorms created from dry lines can sometimes spawn tornados, Geerts says. Rain from dry line-induced thunderstorms also can be beneficial to agriculture in the often parched Plains states, he adds.
Dry lines stay on the east side of the Rocky Mountains because the air is trapped or blocked by the higher terrain. The air mass to the east is more humid and the winds are calm, originating from the Gulf Coast. On the west side of the dry line, much drier air comes off of the Rocky Mountains, and it is windy.
"In Laramie, we're almost always on the dry side because we are at a high elevation," Geerts explains.
Bergmaier, who received his bachelor's degree in meteorology from Millersville University in Millersville, Pa., says the opportunity for him to write a research paper on the topic arose when Geerts decided to return to researching dry lines.
Geerts, Wang, Campbell and Bo Liu, an associate research scientist in atmospheric science, contributed to Bergmaier's paper.
Key findings of Bergmaier's study include:
-- The June 22, 2010 dry llne exhibits characteristics similar to dry lines studied in the southern Great Plains. It is a convergent boundary with a sharp humidity gradient and buoyancy gradient, which means denser air is on the moist side of the dry line.
"Since dry lines haven't been looked at in this part of the country, are they similar to those that have been seen farther south?" Bergmaier asked. "They often are. I wouldn't necessarily say it's a complete surprise."
-- The airborne Raman lidar yielded high-resolution images of specific humidity transects or a cross section, which shows changes in humidity across the dry line.
"We obtained a two-dimensional vertical view of the atmosphere -- up and down and along the path of the aircraft," Bergmaier says.
-- Convective available potential energy (CAPE), or a measure of atmospheric instability, was found to be higher within a few kilometers of the dry line. This means that the higher the amount of energy in the atmosphere, the more likely thunderstorms are to occur. Convective inhibition, or one measure of how much the atmosphere suppresses thunderstorm development, was low at these times, making the dry line environment conducive to deep convection.
"When I talk to people about dry lines, I generally say that the big thing is thunderstorms," Bergmaier says. "When we have a big tornado outbreak in the southern Plains, there is often a dry line nearby that can cause the storms. They often create prolonged storms that can cause destruction."
Bergmaier has corresponded about his study with officials at the National Weather Service in Cheyenne.
"They're interested in this for forecasting implications, being better able to anticipate storm development," he says. "Around here, that's the primary immediate benefit that I can see."
Bergmaier is working on his master's thesis, which is a climatological study to determine how frequently southeastern Wyoming dry lines occur and at what level of intensity.
Hear researcher Phil Bergmaier discuss the results of dry line studies in southeast Wyoming.
Institutional Communications
Bureau of Mines Building, Room 137
Laramie, WY 82071
Phone: (307) 766-2929
Email: firstname.lastname@example.com


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According to KCBS and Bay City News Service, two bystanders were hit by gunfire after an officer-involved shooting in San Francisco's North Beach neighborhood early this morning.
According to police, at 2:06 a.m., officers located a wanted person in the 400 block of Broadway. The suspect ran away from police and produced a weapon, they said.
Officers then fired at the suspect, who was not hit. However, two bystanders were hit by the gunfire. They were taken to a hospital to be treated for their injuries that are not believed to be life-threatening, according to police.
The suspect, who was not wounded, was taken into custody. The suspect's weapon was recovered, police said.
Police did not have information available about how many officers were involved in the shooting or how many rounds were fired.


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2 Min Demo: Reporting
Take a sneak peak into CCH Tagetik's 4 different types of Reporting, Dashboarding, Financial Reporting, Ad-hoc Reporting and Collaborative Reporting.
CCH Tagetik empowers the finance user by providing four unique types of reporting: dashboarding, financial reporting, ad hoc reporting and collaborative reporting.
We'll take a quick look into all four and please visit our library of 2 minute videos for a deeper dive on each one.
Beginning with dashboarding: this feature allows users to visualize data in the system in multiple formats, you'll have the ability to quickly visualize large sets of data coming directly from your live reports and flip through these dashboards with a click of a button, drilling down and investigating further is as usual available right at our fingertips, we can slice and dice the table as we please and leverage CCH Tagetik's in-cell charting capabilities to highlight the most impactful areas.
When it comes to financial reporting, this sample report package includes some KPIs, a P&L, a balance sheet and a cash flow statement.
Taking a look at our balance sheet we're comparing our 2018 budget with a 2017 actuals and highlighting the variances.
Again, I can investigate directly on all of my reports leveraging CCH Tagetik's analytical capabilities to drill down, drill into the cell, drill into the table or drill anywhere in the application.
I also have the ability to drill through CCH Tagetik into your ERP system to see the transactional level details that are feeding into that line item.
Now, let's say you walk into a meeting, tablet in hand, and your boss askes you to show him some sort of report that you don't currently have: with ad hoc reporting you'll have the ability to create a report based on the data stored in CCH Tagetik right on the fly, add any dimensions or filters and with one click CCH Tagetik will have you your table.
Again we can drag and drop the dimensions and leverage CCH Tagetik's in-cell charting capabilities, and finally our CCH Tagetik collaborative reporting includes complete integration with Microsoft PowerPoint and Word, the functionality is the exact same for both, we will have the ability to manage multiple reports and multiple versions of each one, comparing any two snapshots along the way, breakdown each report into sections so that we can collaboratively work with our colleagues on the same report at the same time, track the progress of any report or subsection, connect directly to live data, add displayed highlighted in yellow including the table and validate the data automatically in seconds.


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This is the answer to parents' prayers: the PET712 has a pair of 7in screens, so kids can watch the same movie on separate screens.
Pictures are supplied to both via a compact square-shaped player, cutely styled in white and silver. It feels a little flimsy, but its shock-proof construction means it should withstand a few knocks.
The player is connected to the screens using the two supplied minijack-to-phono adaptor cables, and it outputs composite video and stereo audio to each one. The screens also hook up to the player's DC input, and the whole unit is powered by a car cigarette lighter (there's no rechargeable battery).
The resolution of each screen is 480 x 234 pixels, which isn't ideal for DVD playback, but each panel is anti-glare and has independent volume, brightness and contrast controls, plus separate headphone outputs that are preferable to the weak built-in speakers.
WHITE STUFF: Each screen on the LG PET712 has its own sound and image controls
There are no USB or SD card slots, but the remote is simply laid out, with well-sized buttons and clear labelling. The lack of dedicated scan buttons is annoying.
Picture quality is decent enough, but the clear pixel structure gives the image a gauzy, jagged aspect and haphazard fine detail reproduction, none of which is helped by the composite video feed. It is aimed at kids, though, and they'll likely be more than happy.
Follow TechRadar Reviews on Twitter: http://twitter.com/techradarreview


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Gadgets: Odor Absorbing Splatter Screen by Farberware
Kitchen gadgets, gear, and appliances to help you get things done.
I love Hanukkah foods, but I'd much rather eat them at someone else's house than make them myself. Who likes having their home smell like fried food for days after the feast's ended? Show of hands? I thought not.
This odor-absorbing splatter screen by Farberware ($12.99 at Platzgraff) caught my eye a few months ago, and with Hanukkah as an excuse, I decided to finally give it a whirl. With a carbon filter woven in between the mesh of the splatter screen, it's meant to neutralize odors as they emit from the pan. Straightforward chemistry at work.
With my latkes grated and ready (and some air freshener nearby), I heated up some oil and got frying. The result? No obnoxious odors—for the first few batches. Inevitably, as we lifted the splatter screen to flip and plate our treats, we found ourselves catching whiffs of that pesky oil smell that we'd so desperately wanted to avoid.
Later on, after the smell had faded, I tried the screen again, this time with a piece of fish. Here, it was far more successful, likely since my fish only needed to be flipped once before the stove was turned off for good. I was happy to see that the screen didn't interfere with my cooking, and let steam vent properly—everything tasted just the same and took the same amount of time to cook through.
I haven't had my screen long enough to know whether the carbon filter will eventually die out, but I'm guessing that like any other filter, it will. Regardless, the price point is a few bucks less than regular splatter screens, making eventual replacements a not-so-costly practice.
The Best Potatoes for Latkes
For Hanukkah, Latkes
Gadgets: Wilton Brownie Bites Mold
Gadgets: Candy Thermometers, Digital and Not
All products linked here have been independently selected by our editors. We may earn a commission on purchases, as described in our affiliate policy.


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Gitano Dragonetti is a Vampire elder and the leader of the House of Erebus. He is worried about Blade's attacks against the vampire race and, along with the Shadow Council, he blames the young Deacon Frost for his excessive recklessness, dragging too much attention on his clubs. Deacon Frost says that the whole policy of the Council is wrong, that Vampires should rule over humans and not making secret alliances with them, but Dragonetti remembers Frost of his place, implying that a non-pure blood vampire shouldn't even sit at the Council.
When Frost's plans on La Magra are about to get accomplished, Dragonetti is kidnapped by Mercury and taken to a seaside, where Frost exposes him to sunlight, killing him. Before dying, Dragonetti tells off Frost that he won't win, aggravating Frost. His teeth are later brought to the Council as a proof he's dead, thus giving Frost the power on it.[1]
Powers and Abilities
All vampires share common superhuman abilities regardless of whether they were born a vampire, or were once human and were subsequently turned into a vampire. The only exceptions are vampire offshoots such as half-vampires and those who are carriers of the Reaper Strain.
- Vampirism: Vampirism is the physiological act of becoming and/or turning another human being into a vampire. Despite its roots in European folklore, vampirism exists in nature, and there are many such creatures who are actually born as vampires. Pathologically, vampirism is likened to a virus, carried in the saliva of predators. The vampire enzyme is carried through a victim's bloodstream and within seventy-two hours, mutates the subject's physiology, creating new parasitic organs. It has been described as "cancer with a purpose".
- Immortality: Vampires are immortal creatures whose bodies cease to physically age beyond a certain point. Pure blood vampires will age into adulthood, while turned vampires maintain the physical form they had when they were still human. Theoretically, a vampire can live forever providing that it is not destroyed.
- Protractile Fangs/Claws: Vampires possess adapted musculature around the canine teeth that can extend these to become fangs. Similarly, they can also extend their fingernails to claw-like proportions.
- Superhuman Strength: Most vampires possess superhuman physical strength anywhere from 10 to 20 times greater than they possessed in their mortal lives. The vast majority of known and recorded vampires are capable of lifting from 1,000 lbs to 4,000 lbs. A vampire's enhanced strength also enables them to perform other superhuman feats such as leaping great distances. Supplementing their strength, vampires are naturally heartier than normal humans and can withstand severe physical exertion with no ill effects. It is unknown if vampire strength levels differ between pure bloods and turned vampires.
- Superhuman Durability: With the exception of certain restrictions, vampires are essentially invulnerable to most forms of bodily harm, including the effects of disease, and the natural cellular mitosis that comes with aging. Vampires are not living creatures, and as such, they do not require oxygen to breathe. Vampires can exist without undue stress in oxygen free environments such as being submerged under water or buried beneath the earth. Excessive force will cause physical damage to a vampire, but their bodies will regenerate damaged tissue providing they can supplement themselves with regular supplies of blood.
- Superhuman Reflexes: A vampire's reflexes, agility and reaction time are many times greater than a normal human being. At maximum optimal capacity, a vampire can move more quickly than the human eye can perceive.
- Hematophagia: Vampires require the consumption of human blood for nourishment and to maintain their existence. The required dosage of blood per vampire depends upon their overall strength and vitality, though most vampires need to feed at least once per evening. Older, more powerful vampires will sometimes require more blood than lesser vampires in order to maintain their health. The most common form of extraction is by biting a human victim upon the neck, usually on the jugular vein where the blood is freshest. Some vampires keep supplies of stored blood at secret locations called "blood banks". This practice is more common amongst turned vampires and rarely employed by natural vampires, who prefer to feed on live prey. Failure to consume human blood at regular intervals may produce a variety of effects. Vampires may suffer a loss of vitality and cohesion and they will find it more difficult to maintain a human mien. If enough time has passed without nourishment, a vampire may enter a "blood frenzy" wherein they will act on primal instinct and take what they need from the closest available source, regardless of the consequences.
- Ultraviolet Radiation: The vampire's greatest enemy is the power of the sun. Minimal exposure is known to cause great discomfort, even pain, but direct exposure to ultraviolet radiation is instantly fatal. Vampires are at their most vulnerable during daylight hours, and must sequester themselves in environments completely cut off from all natural light sources. When exposed to direct UV radiation, a vampire's body will blister, burn and disintegrate into ash within seconds. Some vampires, such as Deacon Frost, have been known to apply a special protective ointment to their skin, which will enable them to survive minimal exposure, but even this is hardly considered a reliable alternative and most vampires know better than to take any undue risks. Artificial UV radiation is just as deadly to a vampire as natural sunlight. The vampire hunter known as Blade has been known to employ various UV gadgets in his quest to destroy all vampires including, UV lamps, UV target scopes and UV flashbang grenades.
- Silver: Silver nitrate is extremely deadly to a vampire. Bladed weapons forged from silver are more likely to destroy a vampire than conventional ones. If ingested, a vampire's body will convulse wildly and disintegrate within moments. Silver nitrate combined with garlic extract produces a sort of "vampire mace" that, when sprayed, will cause a vampire's body to quickly corrode.
- Garlic: Though unconventional, garlic is a useful tool against a vampire. A vampire who is tricked into consuming garlic extract will suffer severe pain and will be forced to flee so that he or she may recover. Concentrated doses of garlic extract, mixed with silver nitrate yields a deadly corrosive that will destroy a vampire in seconds. This chemical compound can be weaponized and used in impact grenades or aerosols.
- EDTA: Short for ethylenediaminetetraacetic acid, EDTA is an anti-coagulant that reacts explosively to vampire physiology. Like silver nitrate and garlic extract, EDTA can be weaponized and used as a reliable offensive measure against vampires.
Links and References
- 1 Appearances of Gitano Dragonetti (Earth-26320)
- Minor Appearances of Gitano Dragonetti (Earth-26320)
- Media Gitano Dragonetti (Earth-26320) was Mentioned in
- 1 Images featuring Gitano Dragonetti (Earth-26320)
- Quotations by or about Gitano Dragonetti (Earth-26320)
- Character Gallery: Gitano Dragonetti (Earth-26320)
Discover and Discuss
- Search this site for: Gitano Dragonetti · Gitano Dragonetti (Earth-26320)
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Planet Infowars
March 14, 2014
MEAR ONE began his career in 1986 as a graffiti artist living in Los Angeles. MEAR ONE has been labeled as "The Michelangelo of Graffiti" and "The Salvador Dali of Hip-Hop." He is considered by many to be Los Angeles' most prolific graffiti artist because of the way he revolutionized graffiti with his fine-art realism, breaking out of traditional 2D letter forms, and using perspective to develop complex characters with dynamic backgrounds in epic scale. By the early 1990′s, he had established a large fan base through his notorious work on the streets, underground hip-hop album covers featuring his iconic imagery, and his involvement in pioneering early street wear clothing and graffiti culture. In 1993, MEAR was the first graffiti artists from Los Angeles to travel to Tokyo and paint graffiti in front of a live public audience. In the mid 90′s, hip hop imagery and cultural icons in his work were replaced with a deeper, more introspective conversation based around a politically disillusioned reality that he felt hip-hop had ceased to address. At this point he began his transition from street graffiti to canvas paintings, and began his first body of acrylic and airbrushed paintings.
This post appeared in the Street Art category.
The Emergency Election Sale is now live! Get 30% to 60% off our most popular products today!


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According to radio shock-jock Bubba The Love Sponge — for serious, apparently Bubba's friends with Hulk Hogan's son — Nick Bollea's out of the hospital after his Supra smash-up we've already reported on twice this morning. Apparently the young son-of-a-wrestler ended up with "several bumps and scrapes and perhaps a broken wrist." The full quote from the Love Sponge's web site after the jump:
"...have recieved several emails and phone calls about nick hogans situation, i guess the news is still reporting that nicks status is unclear and that he still maybe in the hospital. i can assure you nick is ok, i walked with him and terry out of the hospital last night around 1am, several bumps and scrapes and perhaps a broken wrist.....our prayers and concerns need to be directed to nicks friend john, he is still in the hospital, and needs our prayers....bubba."
Yeah, who knew the son of Hulk Hogan would be best buds with a guy named "Love Sponge." OK, so maybe that's not too much of a stretch. We've re-included pictures of the crash aftermath below and can now hopefully close this celebrity-obsessive post thread. Well, at least until the kid in the hospital dies or gets better or whatever. (Hat tip to Eric!)[via btls.com]


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Source: National Bureau of Economic Research
Release: NBER Macrohistory Database
Series Is Presented Here As Two Variables--(1)-- Original Data, 1890-1916 (2)--Original Data, 1914-1940. Quotations From New York Lumber Trade Journal 1890-1901 Computed From Range. Prices Are For Yellow Pine Sidings, Long Leaf, Boards, Heart-Fare, 1 Inch X 1 1/4 Inch. Prices For 1890-1916, First Of Month Data. No Quotations For July, 1910, June, 1911, July, 1912, July, 1915; Data Interpolated. No Data For July, 1913. Data For August, 1910, From New York Lumber Trade Journal. In December, 1916, The Grade Was Dropped From The Table In New York Lumber Trade Journal. In 1915 And 1916, Quotations Are Labelled F.O.B. New York But There Is No Break In The Series. Source: Bls Bulletin Nos. 39 (Pp. 422-423), 45, 51, 57, 63, 69, 75, 81, 87, 93, 99, 114, 149, 181, 200, 226, And Engineering News Research Files.
This NBER data series m04085a appears on the NBER website in Chapter 4 at http://www.nber.org/databases/macrohistory/contents/chapter04.html.
NBER Indicator: m04085a
National Bureau of Economic Research, Wholesale Price of Pine, Yellow, Siding for New York [M0485AUS000NYM298NNBR], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/M0485AUS000NYM298NNBR, October 22, 2020.


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The Specialization in Media, Entertainment and Technology Law and Policy's J.D. curriculum involves completion of seven courses arranged in three tiers. While the tiers are roughly progressive (in that, for example, basic copyright and entertainment law are helpful for the more advanced courses), generally the courses below may be taken concurrently (subject to a given instructor's prerequisite requirements in specific instances). It is strongly recommended, however, that students in the Specialization complete the Introductory A-Tier in the second year of law school. These mandatory courses are intended to present the fundamental principles and practices of contemporary entertainment law, and they cover copyright protection, various transactional doctrines, and media law. The array of courses in the middle tier offer choices of subject areas that establish the foundation of entertainment law as a form of business practice encompassing certain routinely encountered law and doctrines. Taken together, the A-Tier and B-Tier courses tend to act as a gateway to the more specialized electives that populate the C-Tier, where students may choose to focus more narrowly on their particular professional interests in entertainment law.
Research Paper:
A faculty-supervised research paper which meets the Law School's writing requirement, subject to the prior written approval by the Executive Director of its relevancy and appropriateness to the Specialization. The research paper may be written as part of an individual Law 340 course or as a supervised law review comment.
1. While at present, law students are allowed the opportunity to take two approved courses outside the Law School, only one such outside course will apply against Specialization requirements in the C-Tier, subject to the prior written approval of the Assistant Dean for Students and the Executive Director of the Ziffren Institute for Media, Entertainment, Technology and Sports Law. As examples, both the graduate division of the School of Theater, Film and Television and the Anderson School's Entertainment and Media Management Institute offer an academically worthy array of courses suitable as a complement to the Specialization. Students should be cautioned, however, that enrollment in courses outside the Law School is generally by petition and subject to availability only after the respective school's students have first been accommodated, and that many of the outside courses may be offered only irregularly.
2. An approved full-time, semester-long externship, or an approved part-time school-year externship (of at least two-units), will count as one C-Tier course, subject to the prior written approval by the Executive Director of its relevancy and appropriateness to the Specialization. Please note that a student who takes a part-time externship will not be eligible for a full-time externship, and a student who has taken a full-time externship is not eligible for a part-time externship.
3. A minimum average GPA not lower than a B- will be required in Specialization courses for final transcript certification of satisfactory Specialization completion.
4. Students should declare their intention to complete the Specialization so as to be given preference in the A-Tier and C-Tier courses above (subject to instructor approval). The Declaration form is available online or from the Records Office. See the Admissions page for details. Note: All priority courses count towards your first pass. Students enrolled in the Entertainment and Media Law and Policy Program receive preference for admission into Tier A and Tier C courses only. Once all program requirements have been fulfilled in Tier A and Tier C, there is no further preference. We cannot guarantee that you will be enrolled into all requested courses since many courses have a limited number of spaces. Therefore, we recommend that you list and indicate alternate course options (in order of preference) for the Fall 2019 term.
5. Students who have completed the Specialization requirements may elect, at their option, to have the certification noted on their transcript. That election cannot be changed after the student has been graduated.
6. Note also that, while specific course offerings vary from year to year, all courses taken on the approved curriculum of a given year of law school will apply toward the Specialization. Thus, third-year students who have taken approved courses in their second year may assume that such courses have been appropriately credited to completion of the Specialization.


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President Obama pardoned not one, but two turkeys. (Congrats, Cobbler and Gobbler!) Most major networks scheduled repeat programming so families and friends could gather around the Thanksgiving table (or plot Black Friday ops with military-style precision). But Simon Cowell, dastardly Brit, scheduled an X Factor results-show telecast.
Wait, what is this? A non-animated airing of How the Grinch Stole Thanksgiving? I mean, Wednesday's performance show was stuffed to the point of bursting (sorry if that phrase made you reach for the Tums) with haunting and harrowing tales from the Season 2 Top 10's past. (Read the recap here, if you missed it.) How can you make people spill their tears in front of 10 million viewers, then 24 hours later, crush their dreams of a major-label recording contract on America's favorite eating holiday?
RELATED | X Factor's Lyric Da Queen on Eye Patches, Mary Poppins and Miley — Plus: Bonus Freestyle Rap!
I dunno. Maybe Simon will get in the spirit of the holiday and hold off on the double-elimination till next week.
Maybe he won't, and we'll lose Arin and Paige, or Arin and CeCe, or Arin and (God, please, no) Beatrice. Could even be the week to say goodbye to Arin and Tate. (Hello, holiday shock boot!) But since my in-laws' Thanksgiving meal begins at 6pm sharp, I won't be home in time to watch and recap the proceedings. So please let this post be your place to sound off on The X Factor's Thanksgiving telecast.
UPDATE: Good thing for Cobbler and Gobbler that Simon isn't President. After a brief Best Buy-sponsored interlude where the Top 10 acts visited a middle school that had been given a new, tricked-out music room, Thursday night's results-show telecast quickly got to eliminating the week's lowest vote-getter, Arin Ray. "We've all loved you here," said Khole Kardashian, but we knew and Arin knew she didn't really mean it.
Then it was time for a sing-off between the second- and third-lowest vote getters. I was sure one of 'em would be Paige Thomas, seeing as how the show's producers chose to play her jaw-dropping response to the judges' tough critiques from Wednesday night: "I didn't sing it to sound good. I sang it to show what I felt." Dial 1-866-Honey-Pleeeease! I'm not trying to hear this nonsense, and I'm not trying to hear her off-key strangulations of recent pop hits!
But nope, the at-risk singers were CeCe Frey and a trembly-lipped Beatrice Miller. CeCe made a terrible mistake in choosing to cover Kelly Clarkson's "Because of You." That would be like me entering a heavyweight boxing match: I haven't got the size or the skills or the training. And from a vocal perspective, CeCe staggered through the number, getting in a punch here or there, but mostly just trying to maintain some semblence of correct notes and not end up face down on the matt. Beatrice, meanwhile, covered Dido's "White Flag," and despite being on the brink of emotional collapse, sounded pretty great doing it. Sure, there were the occasional flat notes, and yeah, you could hear the strain in her voice from the cold Mario Lopez said she had, but there's a rawness to her delivery and a distinctiveness to her tone that make her a better bet for stardom than plucky but middling CeCe.
Then it was time to vote, and because deep down, Simon and L.A. Reid must know CeCe doesn't pose a real threat to their front-runners, they chose to oust Beatrice from the competition. So did Demi Lovato, selfishly backing her own horse. Only Britney Spears made the right decision, but it obviously wasn't enough to save Beatrice, who wept and wept and said "I'm sorry" to her little twin sisters. (At least she had CeCe there to hug her and shield her from Mario Lopez's robotic "you were great, sweetie.") (Also: This was not in any way enjoyable holiday viewing.)
I don't believe for a second that Simon eliminated Bea because, at 13, the competition was "all getting too much" for her, but nevetheless there's a little part of me that thinks from a mental health and development standpoint, leaving the zoological trappings of Fox's secondary singing competition might not be the worst thing that ever happens to her.
"That was seriously so heart-wrenching for me!" announced Khloe, back from the break. Boy, I hope Khloe is okay!
And finally, it was time to reveal the week's voting order.
8. CeCe Frey
7. Fifth Harmony
6. Paige Thomas
5. Diamond White
4. Emblem3
3. Vino Alan
2. Tate Stevens
1. Carly Rose Sonenclar
And with that, let's get your thoughts. Did the right decisions get made this week? Are you still longing for the return of Lyric145? Is elimination the best thing that could've happened to Beatrice? Inquiring minds want to know!
Follow @MichaelSlezakTV


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Santana Draper, Visual Artist & Philanthropist
Don't stop believing....In your dream
Hey guys,
I'm back from ESPN XGames Austin and I had a blast! I met a lot of cool people. Much respect to the professional athletes who competed at the XGames. Thank you for stopping by my sponsor tent, supporting my art and sending me good vibes.
A special thank you to Janet, Amber, Allison, Amy, Connor and the other staffers who checked on me making sure I was "good". As you know I am 11 going on 12 and working an event like XGames is a big deal and I need an adult support system to help me with my company. Which leads me to my next comment. I personally hear this all the time but I want to tell you guys to follow your dreams no matter what. What other artist say is their parents did not support their art. I am blessed to have parents to support my dreams. But what if I didn't. I think I would still be sketching until the late morning. I just want to tell you guys follow your dreams never give up and be happy :). If I can you can too!
Tagged in: Austin ESPN paper toy Santana Draper XGames


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The bank's ATM indicated that I had a positive balance. But when I wrote a check, the bank charged an overdraft fee. How is this possible?
Many transactions are processed overnight. These transactions may not be reflected in an available balance, such as an ATM balance, that you see during the day.
This is why it's important to keep a current and accurate check/transaction register and balance it to your monthly statement. A bank's online, telephone, or ATM balances are for information purposes only—they do not replace your check/transaction register.
On checking accounts, national banks generally post deposits before withdrawals. However, banks aren't required by law to do this. In addition, banks may establish a cutoff time for deposits made at a branch or through an ATM. Deposits made after the cutoff time may be treated as having been made on the following business day.
For example, a deposit made after the Friday afternoon cutoff time would be treated as if it were made on the following Monday. So any items with next-day availability would be available on Tuesday.


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Designed around Arabian folklore, Wild Wadi boasts 30 state-of-the-art rides and attractions, most of which interconnect. You'll find the tallest, fastest, free-fall speed slide outside North America, as well as lazy rivers, kids' slides, gravity-defying Master Blasters and surfing Flow Riders, guaranteed to thrill or chill people of all ages.
Use your Skywards Miles to experience uphill water slides, float down lazy rivers or reach daredevil speeds on the 'Jumeirah Sceirah'.
If you are a Skysurfers member, please fill in the Skysurfers voucher redemption form(opens PDF in a new window). The form must be signed by the parent or guardian and uploaded here.


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WBUR News
Support the news
Gaming Commission Weighs Opening SE Region
The state gambling commission on Thursday considered extending an Indian tribe's exclusive right to build a casino in southeastern Massachusetts, with the tribe claiming progress on its project but others saying it will never happen and the region should be opened to other bidders.
The Massachusetts Gaming Commission didn't vote on the issue Thursday, but chair Steve Crosby said he hoped it could within three weeks.
The state's 2011 expanded gambling law created one casino license each for three geographic areas and gave preference in the southeastern region to a federally recognized Indian tribe. But it allows the commission to consider other bidders if the tribe's plans look unworkable.
The Mashpee Wampanoag are planning a $500 million resort casino in Taunton.
On Thursday, tribal council chair Cedric Cromwell said the tribe is well ahead of the state's other proposed casino projects. Among the milestones Cromwell listed: overwhelming project approval in a Taunton referendum and a newly negotiated revenue-sharing compact with the state, announced Wednesday.
He predicted the casino would be open by this time next year.
"We have systematically worked to meet every condition," Cromwell said, adding there was "no reason whatsoever" to open up the bidding.
But state and local officials from communities that want to compete for a casino said getting federal clearances will take the tribe years, and a U.S. Supreme Court decision prevents the tribe from getting the needed land, anyway.
They repeatedly brought up the 2009 Supreme Court ruling that limits the government's ability to hold land in trust for tribes recognized after 1934. The Mashpee tribe was federally recognized in 2007. It says it can proceed by showing it was under federal jurisdiction before 1934.
But state Rep. Robert Koczera, from New Bedford, said the tribe "faces insurmountable obstacles" getting the land in trust because the Supreme Court decision doesn't allow it.
Years of litigation would inevitably follow if it were given the land in trust, he said. In the meantime, the region's two largest cities - Fall River and New Bedford - are struggling with unemployment over 14 percent.
"The gaming commission can't afford to wait months and years," Koczera said "The commission should not disadvantage (southeastern Massachusetts) for good intentions. We need the revenue, we need the jobs."
Rep. Alan Silvia of Fall River said the city has pushing for a casino project since the early 1980s, but now has no chance to compete for one.
"It is incredibly disheartening and so incredibly unfair that while other regions of the commonwealth finally get to benefit from casino gambling, the one region pursuing it for 30 years has been pushed to the side and relegated to second class status," he said
But Rep. Shaunna O'Connell of Taunton said officials from other communities object to the Mashpee Wampanoag casino because they won't see its benefits.
"If the shoe was on the other foot right now, their testimony would be quite different," she said.
She noted that even if the tribe doesn't receive the state casino license, if it eventually receives federal land in trust, it can still open a casino, without state approval.
"We want one successful casino in the region," O'Connell said. "We can't handle two."
Cromwell said there have been positive indications that the federal government would take the land into trust, and cited a preliminary opinion from the federal Office of Indian Gaming that said the Taunton land appeared to qualify as an "initial reservation." That could allow the tribe to conduct gambling at the site in the future.
He told the commission it would be "unwise" to decide to accept applications from other bidders, including a nonrefundable $400,000 fee, believing the federal government won't take the land into trust.
"That is clearly the opposite of what is happening," he said.
This article was originally published on March 21, 2013.
This program aired on March 21, 2013. The audio for this program is not available.
Support the news


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Cosmo Challenge: While he's showering, ambush him without saying a word, get on your knees, and take him in your mouth.
If I didn't know any better, I'd think D. was in cahoots with the editors over at Cosmo who are coming up with these challenges. Because if D. were to list his favorite sexual acts, a shower beej would probably make the top 10.
We hook up in the shower fairly regularly so I decided to put a little twist on the challenge to make it more interesting for us. Instead of getting in the shower with D., I simply pulled back the curtain, knelt outside the tub, and went to work. (OK, this may or may not also have to do with the fact that I had just gotten a blowout and didn't want to get my hair wet.)
D. had gone to the gym earlier so I gave him ample time to, you know, wash his business before I ambushed. (I don't know about you, but I made the mistake of doing oral on an ex post-workout and it was not a pleasant experience.) I stealthily sneaked into the bathroom and pulled the curtain aside, flashing him a smile.
I reached for his junk then put my mouth on it. Then something surprising happened. He let out these really loud moans. I'm talking, Is something wrong? Should I stop? type of moans. He's not usually incredibly loud when we hook up, and definitely not right at the beginning. (D.'s more of a quiet moaner throughout and a "Ohhhh S." guy during climax.) I was taken aback, but I kept going because—get this—his toes were curled. And I heard from a friend once that guys curl their toes when they're either super aroused or about to climax.
And my instincts were right! He was loving it.
And I have to say, I was loving it too. One thing I like about giving oral in the shower is that the water helps keep things slick. So I can get one hand involved without any risk of chafing. (Aside: if you're going to give an HJ in the shower, I highly recommend using conditioner as lube.)
I did the one-hand-and-mouth technique for a little while then resurrected an old tip I once read in Cosmo about treating the guy's penis like an ice cream cone. Yeah, yeah, it sounds a little weird and cheesy, but it gets a great reaction. Hold onto his equipment with one hand and swirl your tongue around the tip. I alternated doing this and putting it in my mouth, and judging by D.'s continued moans and groans, it was a hit.
He finished and his legs were so shaky that he had to lean against the wall. (Or maybe that had something to do with him working out earlier, but I'm gonna take the credit!) I asked him later if it was perhaps a particularly good BJ. I didn't want to embarrass him by alluding to the abnormally loud moans, but he knew what I was saying. He told me it was just such a great surprise.
Sure, anticipation is great. But in the words of D., so is "getting into the shower thinking the most exciting thing you do in there will be exfoliating your face, only to find out you're gettin' head". Wise words, D., wise words.
What's the craziest place you've ever gone down on a guy? And what is your boyfriend/husband's sex soundtrack, ie what noises does he make during hookups?
Editor's note: If you want to know what your man's sex sounds reveal, download Cosmo's new app on the iPad!


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Kale holds its texture well in cooking. Although any variety will work in this dish, curly, dark green dinosaur kale looks spectacular, especially alongside a mix of red, yellow and orange cherry tomatoes.
In a large frying pan, heat the olive oil over medium heat. Add the garlic and saute until lightly golden, 1 to 2 minutes. Stir in the kale and vegetable stock. Cover, reduce the heat to medium-low, and cook until the kale is wilted and some of the liquid has evaporated, about 5 minutes.
Stir in the tomatoes and cook uncovered until the kale is tender, 5 to 7 minutes longer. Remove from the heat and stir in the lemon juice, salt and pepper. Serve immediately.
This recipe is one of 150 recipes collected in "The New Mayo Clinic Cookbook," published by Mayo Clinic Health Information and Oxmoor House, and winner of a James Beard award.
Original article: https://www.mayoclinic.org/healthy-lifestyle/recipes/braised-kale-with-cherry-tomatoes/rcp-20049864
Any use of this site constitutes your agreement to the Terms and Conditions and Privacy Policy linked below.
Mayo Clinic is a nonprofit organization and proceeds from Web advertising help support our mission. Mayo Clinic does not endorse any of the third party products and services advertised.
A single copy of these materials may be reprinted for noncommercial personal use only. "Mayo," "Mayo Clinic," "MayoClinic.org," "Mayo Clinic Healthy Living," and the triple-shield Mayo Clinic logo are trademarks of Mayo Foundation for Medical Education and Research.


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How long does it take you to change a wheel?
I mean you've got all the hassle of finding the wheel brace, then discovering that the wheel nuts have been torqued up so tight you need a 10-foot pole to get enough leverage to loosen them off. Then you can't find the jacking point and so it goes on. You're lucky if it's only a 10-minute job.
Well, with the F1 season springing to life this weekend in Bahrain the Red Bull team has been practicing and has got changing all four wheels down to...1.8 seconds.
Admittedly that's on a static car in their factory, but it's still pretty impressive. In the heat and frenzy of the pit lane, the Olympic fit mechanics won't quite achieve that, even with wheel guns and nuts specially designed to save a few more thousandths of a seconds.
With refueling banned for the first time since 1993, changing wheels will become a vital strategy for all the teams the season and could make all the difference between winning or not.
Related posts:


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Special Education
Special Education Director
Barbie Ezell
Secretary to the Director of Special Education
Diana Garcia (361) 777-1091 ext. 1011
Departmental Records/PEIMS Clerk
Andrea Gonzales (361) 777-1091 ext. 1023
The goal of Gregory-Portland Independent School District is to provide students with disabilities valuable educational experiences that prepare them for the future. Each student with a disability has the opportunity to participate in appropriate educational settings designed to meet his/her individual needs.
A continuum of services is provided in the least restrictive environment that allows students access to the general education curriculum and instruction with non-disabled peers to the extent appropriate for each student.Quick Links:
Internet Resources
New to the District?
Frequently Asked Questions


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GENEVA, Switzerland, Dec. 19 (UPI) -- Iranian Foreign Minister Mohammed Javad Zarif warned his country could resume 20 percent uranium enrichment in less than a day if talks fall apart.
Iran and the five permanent members of the U.N. Security Council plus Germany, the so-called P5-plus-1, have been working on an agreement to end Iran's suspected nuclear weapons program in exchange for a lifting of economic sanctions. The talks were to resume Thursday.
French Foreign Minister Laurent Fabius, who played a central role in toughening terms of an interim deal reached Nov. 24 in Geneva, told the Wall Street Journal he was skeptical the United States, Britain, France, Russia, China and Germany would succeed in getting Tehran to unwind its nuclear capabilities to the point the country could no longer make a weapon.
Zarif's comments came Wednesday.
"The structure of our nuclear program has been maintained and the 20 percent enrichment can be resumed in less than 24 hours," Zarif said.
The semi-official Iranian news agency Fars said Zarif called the negotiation atmosphere "antagonistic."
"We will not stop any of our nuclear activities, but we will only voluntarily limit the level of our enrichment for a six-month period until comprehensive negotiations are held and a relevant decision is made for enrichment above the 5 percent grade," said Ali Akhbar Salehi, head of Iran's Atomic Energy Organization.
Salehi said Iran will continue its nuclear activities at the Natanz and Fordow enrichment facilities and in the Arak heavy water reactor and will also continue to conduct research and develop projects according to the deal. Salehi said none of the country's nuclear activities would be brought to a standstill, Fars said.
Fabius said his main concern is Iran's attitude about curbing its activities.
"It is unclear if the Iranians will accept to definitively abandon any capacity of getting a weapon or only agree to interrupt the nuclear program," he said.
Tehran has long defended what it calls its right to enrich uranium and to build nuclear reactors.
U.S. officials all the way up to President Obama have also expressed skepticism a final deal would be reached.
"I wouldn't say [the chances of success are] more than 50-50," Obama told a Washington audience at the Brookings Institution's Saban Center for Middle East Policy Dec. 7.
But he also said Washington was eager to find a way of reaching a final deal with Iran.
"Presuming that it's going to be a bad deal and, as a consequence, not even trying for a deal I think would be a mistake," Obama told the Saban Forum.
The Nov. 24 interim deal calls for Tehran to freeze parts of its nuclear program for six months in exchange for an easing of some Western economic sanctions. During this interim period, both sides agreed to try to reach a permanent deal to end Iran's nuclear threat.
Fabius told the Journal France and other EU countries that agreed to ease sanctions would keep the sanctions in place until the U.N. nuclear watchdog International Atomic Energy Agency verifies Tehran has frozen the required parts of its nuclear program to comply with the interim deal.
France, the United States, Israel and other allies maintain Iran is covertly trying to develop a capacity to build nuclear weapons, a charge Tehran denies, insisting its nuclear ambitions are limited to the peaceful generation of electricity and other civilian uses.
The technical, expert-level talks in Geneva, Switzerland, aimed at resolving differences over how to implement the interim accord, are to resume a week after Iran broke off an earlier round of talks in Vienna to protest additions to a U.S. sanctions blacklist.
Washington added 19 Iranian companies and individuals under existing sanctions. Tehran said the move violated the interim deal's spirit.


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For your map, the only thing you're missing is to add the skill levels to the thing:
Then you just need to put that into a wad file with 3 entries:
Code: Select all
x = 1.5;
y = 1.5;
z = 0;
type = 1;
skill1 = true;
skill2 = true;
skill3 = true;
skill4 = true;
The first and last will be empty, you load your txt file into the TEXTMAP entry. Once you do those two things your map will load.
Code: Select all
Now it might not be what you expect since open space is done with tile -1. Your tile 0 is a solid wall with solid color textures.


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Orioles designated hitter Steve Pearce entered Thursday night hitless in his first 13 at-bats this season.
Certainly, it's not the way the 30-year-old wanted to start the year, but it is not without explanation.
Pearce has made five starts in 2013 — two against reigning American League Cy Young Award winner David Price (including Thursday), one against former Cy Young winner CC Sabathia, one against current AL ERA leader Clay Buchholz and one against Minnesota lefty Pedro Hernandez. Not an easy group to begin a season.
"The odds aren't in my favor, but I can't look at it like that," Pearce said. "I've got to go out there and I've got to find some way to compete, to grind at the plate and have good at-bats."
Because he hits right-handed, Pearce knew he'd get the call against tough lefties like Price and Sabathia. The lone righty he has faced is Buchholz, who is 3-0 with a 0.41 ERA for the Boston Red Sox.
It's part of the challenge of being a reserve, said Orioles manager Buck Showalter.
"Stevie knows what's going on," Showalter said. "Trying to figure out a way to contribute against Price and Sabathia and whatever is hard to do. But he is capable. He's done it in the past."
Johnson likely headed to Triple-A
Right-hander Steve Johnson, who has been on the disabled list since before the season began with a lat strain, will likely make his 2013 debut for Triple-A Norfolk next week in Charlotte.
The 25-year-old right-hander will throw a side session this weekend and, if it goes well, he will start for the Tides in the Charlotte series, which begins Tuesday.
Johnson threw 70 pitches in four innings during an extended spring game Thursday in Fort Myers, Fla.Showalter said.
Johnson, a St. Paul's graduate, was 4-0 with a 2.11 ERA in 12 games (four starts) for the Orioles last year.
Other injury updates
Lefty Tsuyoshi Wada (elbow) threw three innings and 45 pitches in the same extended spring game as Johnson. Wada, who is on the 60-day disabled list while recovering from Tommy John surgery last May, is ticketed for four innings and likely 60 pitches in his next outing. He may be moved to a rehab assignment after that.
Brian Roberts (hamstring) has progressed from walking on an underwater treadmill to jogging on it. There is no set timetable for his return to baseball activities, but Showalter said Roberts is getting a "little better every day."
Around the horn
Cuban outfielder Henry Urrutia, who will begin his pro career Friday with Double-A Bowie at Akron, will play both left and right field for the Baysox, Showalter said. The 26-year-old also could play some center field. … Lefty Zach Britton allowed five hits and one earned run in six innings for Triple-A Norfolk against Gwinnett. He walked two, struck out two, hit a batter and threw a wild pitch. He threw 43 of his 85 pitches for strikes. ... The Rays homered in the first inning in each of the three games of this series.


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Flights to Tallinn from Roma
Find cheap flights
Flights to Tallinn from RomaFlights Roma - Tallinn fly from Roma to Tallinn at the best prices in the market. Flights from Roma (Roma) to Tallinn (Tallinn - Ülemiste) with Destinia. To search for availability and reserve your flight Roma - Tallinn look at the box above and select the departure and return date as desired. You can also buy several airplane tickets Roma (Roma airport) - Tallinn (Tallinn - Ülemiste airport) at the same time, by selecting the adults, children and babies travelling. You can filter the type of flight if you only want direct flights to Roma - Tallinn, multiple destinations or flight stopovers.
InformationRoma and Tallinn are 13341 kilometres away from each other, with an estimated flight time of 19:03 h (this may vary depending on the weather or air routes)
Airports near Tallinn
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Book your flights now from Tallinn (Estonia) to the most important cities in the world. The box below contains flights from Tallinn (Estonia) to the most important cities.


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We just got these pics from one of our customer installed these brand new red lens Toyota Venza LED Bumper Reflectors yesterday.
Our LED bumper reflectors built with 21 pieces 1210-SMD LED as taillights/brake lights for Lexus IS-F, GX470, RX300 or Toyota Sienna LE SE XLE, Matrix, Venza, Avalon, and now available in red or clear lens.
To instal these LED Bumper Reflector Lights are very easy, just plug and play and direct replacement.
For more information, please check our product page below:
Clear or Red Lens LED Bumper Reflectors Built w/ LED as Taillight/Brake Lights For Lexus IS-F GX470 RX300 Toyota Sienna Matrix Venza
Color Available: Red or Clear


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How One Startup Is Digitizing the Business of Personal Finance
The world of personal finance is slowly experiencing an Internet revolution, but many people still rely on the old brick-and-mortar shops for advice about investing, mortgages, retirement accounts and other complex financial processes.
Personal Capital, a California-based startup, is seeking to change all that by fusing the worlds of finance and technology.
The Mint-like funds tracker provides services catered to people who manage a wide variety of finances — a mortgage, a retirement fund and so on. And Personal Capital also offers customer-focused financial advice over the phone, via email and through video chat.
Mashable spoke with Personal Capital's CEO, Bill Harris, to talk about how his company is disrupting the entire financial industry and bringing everything online.
Personal Capital's Philosophy
Personal Capital, says Harris, isn't meant for the person in their twenties with a basic job, savings account and credit card: "Once you've got complex finances, this is where we can help." The company is going after a "relatively small" group of people that have to pay close attention to their financial lives. So far, the company has 10,000 people representing more than $2 billion in assets; it raised $27 million before launch.
"The mission that we're on now is to revolutionize how financial services are delivered in this country," says Harris. "Financial services are being delivered in a way they've always been delivered for the past 50 years — predominately through physical distribution channels, like brick-and-mortar bank branches, adviser offices, paper processes, things like that."
Harris says the key is to ditch the shops and bring everything to the Internet.
"We have the point of view that this is one of the two industries that can be the most fundamentally changed by the Internet," says Harris. "Many industries will be changed, but I think the two most completely revolutionized businesses are media and finance — with both, you can do an entire transaction virtually."
"Amazon still needs little brown trucks to deliver your goods," added Harris. "But with sales and media, entire transactions in both directions can be quicker, easier, less costly, more efficient and at the end of the day, better if they're all electronic."
Driving Value
Harris says his scrappy financial startup can compete with the Charles Schwabs and Bank of Americas of the world for two reasons: the novelty and convenience of the service, and the difficult transition that existing financial institutions must make in order to compete in the digital sphere.
Harris' team offers financial advice that can be delivered over the phone, through email or via a live video chat. If customers use the video chat feature, Personal Capital has a "screen-share" mode, which guarantees an adviser and a customer are both on the same page — literally. The video chat mode also works on the company's iPad app, via Apple's FaceTime.
"Most people need and want an interpersonal relationship, a human-to-human bond to discuss and simplify this, and we do that," says Harris. "We deliver that not by sitting in a shopping mall or some office where you have to make an appointment — we deliver that virtually. If you're on the web, the adviser can co-browse and see exactly what you're seeing, so you're having a face-to-face relationship while you're looking at your data from anywhere, at any time."
Moving into the future, Harris' two goals including serving "as many customers as they can," and doing more "actual asset management" for those users. He says he'd love to see 100,000 users with $10 billion in assets on board, then one million users with $100 billion in assets.
More Small Business Resources From OPEN Forum:
- Should Small Businesses Follow Everyone Back on Twitter? - Are You Falling into the Pricing Trap? - How to Innovate for Top Social Media Sites
Image courtesy of iStock, Thumbnail image courtesy of iStockphoto, PashaIgnatov


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Philosophy and MethodologyPolitical Theory
How can paternalists say that when they make it more difficult for you to smoke they aren't interfering with your freedom? They've come up with a bizarre rationale.
Taxes and Spending
The government may claim that it needs the funds to provide essential social services: are the poor to be left to starve? But these assertions do not justify its policy of forcible seizure.
Bureaucracy and RegulationLabor and Wages
"Project Labor Agreements" makes government infrastructure spending even more expensive and inefficient.


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Gallery: Panasonic Lumix DMC-ZS3
Panasonic Lumix ZS3 LCD screen off
The LCD screen powered off, on the Panasonic Lumix ZS3.
Back to thumbnails | View full size image
|‹Panasonic Lumix ZS3 top controls
|Panasonic Lumix ZS3 bottom›
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Find guidance, resources and daily updates on the COVID-19 pandemic.
Get up-to-the-minute news and information from AHCA's press team.
>> Read More
Connect with us: Follow AHCA online via Facebook, Twitter, and our Long Term Care Leader blog.
Long Term Care professionals can stay informed about hot topics in the media, important trends, and interesting stories from around the nation through the LTC Leader blog.
Subscribe to AHCA's members-only news distribution to get daily reports on important long term care issues in the media.
Read in-depth reports and updates on the state of long term care, quality, and more.


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Wheelie lesson
Location: Circuit Ricardo Tormo, Valencia, Spain
Date: 13-01-2020
Time: 13.30-17.30
Price till January 2020 € 275,00
Wheelielesson Valencia, Spain 13-01-2020 Mid-day
295,00 € Regular Price
275,00 €Sale Price
When all 4 spots are booked the item will say "Out of Stock"
*Note: It can be that there is only one spot left which you can't see at first. It will say that there is not enough availible. Then please check for a other date.


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Experts Brief Congress on Humanities and National Security
Panelists explain the role of cultural understanding in creating informed, effective policy
On May 19, 2011, NEH Chairman Jim Leach and four distinguished scholars spoke at a congressional forum titled "Briefing on the Humanities in the 21st Century: Addressing National Security & Other Global Challenges Through Cultural Understanding."
The event, held in the U.S. Capitol Visitors Center, addressed numerous issues, including
- Can we have national security without cultural understanding?
- How can the humanities and social sciences help address complex global challenges?
- What are U.S. faculty and other experts doing to advance national and global policy priorities?
- How does federal support for research and related activities help cultivate and employ U.S. expertise in the humanities?
In addition to Chairman Leach, the speakers were: David Skorton, President of Cornell University; Jamsheed Choksy, professor of central Eurasian studies, history and India studies at Indiana University in Bloomington; Jacob Shapiro, assistant professor of Politics and International Affairs at Princeton University; and Debra Hess Norris, professor and chair of the Department of Art Conservation and associate dean for Graduate Education, College of Arts and Sciences, University of Delaware.
The briefing was sponsored by the National Humanities Alliance and the Association of American Universities, in cooperation with the Congressional Humanities Caucus, co-chaired by Representatives David Price (D-NC) and Tom Petri (R-WI).
Click on the following to read presentations by:


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As part of our #TeachItForward movement, we're featuring exceptional educators who inspire their classrooms, challenge their students and battle adversity. Read their stories below.
Teaches: Special-needs English; Quincy High School
What others are saying: "I've had the chance to observe Mrs. Bailey's class and the interaction with her students. Her students seem to be very comfortable and respectful towards her. She is very well liked by both staff and students. Not only does she put in hours of work in school, she also helps with other extracurricular activities." – Colin Ash, Horace Mann agent
Bailey's favorite teaching moment or memory: "My most memorable teaching moments have not actually happened in the classroom. Rather, they are when I run into old students, and they tell me about how they are going to college or working at a job they love! It is so rewarding to know that they are using their education to pursue their dreams.
"My students have all been diagnosed with some type of disability. When a student is able to overcome his or her disability and doesn't let it get in the way of fulfilling their dreams, I know I am doing the right thing."
Teaches: Art at several elementary schools
What others are saying: "You can tell Rachelle loves to work with students, as she goes beyond school requirements and takes on projects that appeal to the creativity of her students. Particularly through Donorschoose.org where she has several fully funded projects. I believe Rachelle's dedication to teaching is second to none." – Stan Hefner, Horace Mann agent
His favorite teaching moment or memory: "My most memorable teaching moment occurred outside the classroom. 'Billy' was a high school student, struggling with drugs and alcohol, as well as a prime candidate for dropping out of school. I always encouraged him during class and made sure he was caught up on notes and homework. I believed in him, and I told him that several times a day. He ended up staying in school and graduating with his class.
Teaches: Librarian at Rutland Town School
What others are saying: "Theresa has an infectious smile and laugh that will brighten anyone's day. She is always giving presentations at family nights and other events at the school to keep families involved and in the loop. She has completed multiple projects through DonorsChoose.org over the last three years and has a goal to complete at least one each year. She provides students with the best experiences and materials, because even when the budget doesn't allow, she finds a way to make it happen. She is totally dedicated to the educational community." – Steve Morneau, Horace Mann agent
Her favorite teaching moment or memory: "As a librarian, it is always exciting for me to talk to students about great books I have read and want others to read as well. Each time I recommend a book to a student to read from the library, I wait patiently for that student to finish the book so I can get their reaction. Whenever a student comes back with that look of excited anticipation on their face asking for another book 'just like it' or asking for the 'next book in the series,' that is my most memorable teaching moment. My truly avid readers pass my book recommendations on to their friends and before you know it, we have a reading frenzy taking place in school!"
Teaches: Physical education at La Paloma Academy South
Teaches: Kindergarten at Greencastle Primary School
What others are saying: "Ronda was our daughter's kindergarten teacher and went above and beyond to help her adjust to school. Our daughter cried EVERY day until Christmas so it was a very trying time, but Ronda worked with her and with us to get her through that time. It had to be hard to work so closely with our daughter plus handle the other 19 students who had needs. I can't express how wonderful she was.
Ronda treats all of her students like they are her own children. Parents often request her for their younger children because of how great she is with the kindergarteners. Our daughter is now in 2nd grade and loves school. I feel that it is because of the foundation that Ronda gave her." – Jeff Koons, Horace Mann agent, and Julie Koons, Horace Mann product specialist
Her favorite teaching moment or memory: "I always try to make new kindergarten parents feel at ease about this next big step in their child's life. I assure them that as a mother of three grown boys, I have been in their shoes, and I am here to support them as well as their children.
I believe that communication is key to growing wonderful kindergarten kiddos! I try to send several newsletters each week, update a class website and even send pictures and text messages during the school day. Parents love to know what is going on with their most precious possessions. I am thankful to have the important job that I have, and I am blessed to be part of so many wonderful children's lives."
Title: Principal at Robberson Community School
What others are saying: "Dr. Huffman has been the principal at Robberson Community School in Springfield, Missouri for 17 years. He has strong ties to the students, parents and community. This year, under Dr. Huffman's leadership, Robberson has become Springfield's first "community school." This is an amazing opportunity that includes educators, parents, students, and the community as a whole in the education of the students.
"The community school strives to include families in the services it offers. Parents participate in surveys and group discussions to help determine what they need as far as afterschool and extracurricular programs, family financial education, and basic healthy living education. Robberson currently provides family dinner every week night for anyone who wishes to attend.
"Dr. Huffman is not only a fantastic leader he is a wonderful person who genuinely cares about the needs of his students and their families. No educator I know deserves to be recognized more." – Julie Kudnra, Horace Mann agent
Teaches: Third grade at Peachland Elementary
What others are saying: Horace Mann Agent Reid Nicol nominated Karen, who had her first article published in the April issue of AppleSeeds, a social studies magazine for children aged 6 to 10. When she got an email from the publishers of AppleSeeds Magazine, informing her that they had accepted her article for publication, she said it was the fulfillment of a lifelong dream.
Her favorite teaching moment or memory: "As a third grade teacher, I'm passionate about instilling a love of reading in my students. Even after 30 years of teaching, it still thrills me to see a student 'take off' with books! An 'a-ha' moment might be sparked during an author study, when a student falls in love with a writer's works. It could crystallize when a child gets hooked on a series and discovers a new world of beloved characters. Sometimes, it magically appears when a child connects to the emotions of a poem. Watching my students race to the library at recess time or call dibs on a favored book is the cherry on top. Getting kids jazzed about reading is what it's all about!"
Teaches: Art and photography at Harrisburg High School
What others are saying: "The flexibility and true compassion Mrs. Kruggel employs – not just as a teacher, but every day in her life – is exemplary. She is a completely selfless individual, willing to place all other needs above her own – a model for students and staff. Mrs. Kruggel is visionary in her instructional practice, with a simple goal in mind: to take all students from where they are to where they can go.
"Mrs. Kruggel is a terrific colleague, continually looking for individual and collective connections to make the culture of Harrisburg High School a positive and warm environment. She touches so many, in so many ways, yet so quietly. Her humility and will define her entire life." – Kevin Lein, principal
Her favorite teaching moment or memory: "When a student has the light come on and they 'get it,' it feels like the Fourth of July. We celebrate their accomplishment, and then we start working for the next group of fireworks. The potential every student has is only limited by lack of confidence. Once they find it, their world is so much brighter."
Teaches: Second grade at Coyote Trail Elementary
What others are saying: "Deb has the same passion today as when she started 30 years ago. She treats her students as if they were her own kids. She has always gone out of her way to attend activities her former students are involved in, always attends athletic and fine art events and never misses graduation to see her kids' successes." – Cindy Ruich, Director of Student Services at Marana Unified School District
Larned's favorite teaching moment or memory: "I love teaching and have taught for 34 years. As a second grade regular education inclusion teacher, I co-teach with the special education teacher. There are numerous memorable moments with our students. The expression on the faces of the students when they have their "a-ha" moment after trying to learn a concept is priceless. The best part is having students come back or contact me as high school students or adults and tell me their memorable moments in my class or to thank me for teaching them. I cherish knowing I have made a difference in a student's life."
Teaches: Second grade at C.T. Sewell Elementary
What others are saying: "Ms. Leonard demonstrates the characteristics of an outstanding teacher, as she promotes compassion and a standard of excellence. Ms. Leonard continually encourages students with special needs such as autism, health impairments, and other learning disabilities to strive for their best performances. She maintains a nurturing, loving atmosphere where students are taught to collaborate with and depend on one another.
"Ms. Leonard shows all students how to appreciate each other's differences, and this environment of trust and security promotes tremendous academic growth. Individuality and creativity are fostered along with vital independence and self-confidence." – Josh Lamers, Horace Mann agent
Her favorite teaching moment or memory: "I had been teaching for five years when I moved to Las Vegas in 1997. I had heard about all the schools being built and the exciting new developments and changes taking place, and I was eagerly looking forward to being a part of that. However, I was hired through a phone interview, and I never actually saw the school I would be working at until just before I was to start. When I finally stood in front of the school, I just stared at the anti-drug signs posted all over the chain link fence. I wasn't hired at a sparkling, sensational new school at all, but an old school in a somewhat dangerous and questionable part of town.
"Needless to say, I was nervous and worried about what this new position would require. That year, it involved teaching unforgettable students like Sammy, Anjelica, Tanisha, Diego, Joe, and many others. Even after what is now twenty years of teaching, the students in that first grade class continue to be some of the most special and wonderful children I ever had the chance to know. They were sweet, intelligent, and thoughtful learners who needed me and made me realize how important my job really is. They didn't let hardship get in their way, it made them thirstier to learn and grow, and they came to me daily for that chance. Until that year, I had always liked teaching, but never really appreciated the significance of what we do."
Teaches: Fifth grade at C.T. Sewell Elementary
What others are saying: "On any given day, Ms. Moynihan can be found giving up her lunchtime to provide students with extra academic support. Ms. Moynihan maintains an open door to students before and after school to provide opportunity for tutoring and extra assistance with assignments. She builds positive relationships with students by making each student feel special and valued as an individual.
Ms. Moynihan supports ongoing communication with parents by emailing and calling, not only with concerns but also with praise for student successes. She recognizes the importance of being visible and accessible to both students and parents of the Sewell community, and she has been a great addition to our staff." – Josh Lamers, Horace Mann agent
Her favorite teaching moment or memory: "During my first year of teaching, my students threw me a surprise party for teacher appreciation week. They spent a week preparing the surprise, and then they all showed up early to school with drinks, snacks and decorations ready to throw me a party. They asked another teacher to let them in my class early, and they decorated the room with streamers, balloons and various decorations. When I arrived, I opened my classroom door to half of my class yelling "Surprise!" It was a great morning, and I was so honored and touched that my students went so out of their way to make me feel appreciated. Right then, I knew that I touch their lives just as much as they touch mine every day."
Teaches: First grade at C.T. Sewell Elementary
What others are saying: "Ms. Myro's class is full of students who are engaged and self-motivated. During frequent classroom visits, I've observed Ms. Myro differentiating instruction and meeting the needs of all her students.
"During reading instruction, Ms. Myro challenges each group using book walks, connecting text to self and utilizing challenging comprehension strategies. Throughout the lesson, Ms. Myro gives her students opportunities to respond and attends to positive behavior generating an overall positive classroom environment. She embraces the idea of innovative and effective teaching." – Josh Lamers, Horace Mann agent
Her favorite teaching moment or memory: "To me, the smallest memories that happen daily are those that mean the most. It seems simple, but every morning I am greeted with the biggest smiles and hugs from my students. They are truly happy to be at school, and I know my students will be successful if they LOVE to learn and want to be a part of the culture of care in my classroom! It truly is the best feeling in the world to have a student who is struggling or just not understanding a concept eventually grasp it."
Teaches: Graphic arts at Luverne High School
What others are saying: "For many years, Bill has gone the extra mile, including taking a day from his own students and teaching a class at the regional Science and Nature Conference at our local university. This program brings several hundred students from dozens of districts together for an exciting hands-on day, focusing on real applications of science and nature exploration.
For the past two years, Bill has led 10-12 of his students through an amazing project. Bill secured a totaled GMC Sonoma from a local dealer. He and his class transformed the useless vehicle into a completely electric vehicle. The students learned immensely from this project, and Bill has spoken of transforming shop class beyond traditional word-working to actual hands-on experience in an ever changing world." – Kevin Dubs, Horace Mann agent
His favorite teaching moment or memory: "There have been many memorable teaching moments in my career as a technology education teacher, but helping a group of students build from scratch a drivable, electric vehicle from scratch is near the top.
"Seeing a student make a learning connection makes your day. Those are the moments that make you realize why you are a teacher. In our technology-driven age, students are more connected than ever to electronic media, and hands-on learning engages their physical and mental capabilities through project-based learning."
Teaches: Social studies at Princeton High School
What others are saying: "Eric has taught all four of my children in school and also has coached them in either basketball or volleyball. He has a real heart for the kids at PHS and continues to keep in touch with them after high school. He is a great encourager to all of the kids and can get down to their level." – Cindy Musselman, Horace Mann agent
His favorite teaching moment or memory: "I just attempt to be strong, supportive and caring with my classes and teams. I'm here whenever they need academic help, extra practice time or just another person to talk to. It is very rewarding whenever students come back and visit me."
Teaches: Pre-kindergarten/elementary gifted and talented at Thrall Elementary
What others are saying: "Cynthia's classroom is always full of excitement. She has very high expectations for her students and sets the bar high at each individual student's level. She actively participates in campus activities and has helped with interviews, English-as-a-second-language guidance, school culture activities, and building a positive campus atmosphere. She maintains a positive relationship with staff, students, and parents." – James Johnson, Horace Mann agent
Her favorite teaching moment or memory: "Every day I am amazed at what each and every one of my students accomplishes. When I asked my students to write a sentence about a farm in their writing journals, I found just as much joy in the student who wrote five sentences (yes, five!) about a farm as I did in the student who correctly copied the word "farm" in their journal. It's growth, and each accomplishment is great, regardless of what it is.
"These students come to me from all types of different backgrounds, and at the beginning of the year, most of them cannot write their name, recognize their letters or count – let alone attempt to write a word or a sentence. I hear a lot of "I can't" or "I don't know how" those first couple of weeks of school. I tell my students that "I can't" is not allowed and in our room we say "I can try!" Each and every day, I ask them to give me their best and I see their best in all that they do.
I have a mentor who once told me, 'Set the bar high for all of your students. They may not reach it, but they will reach a lot farther than if you set the bar too low.' This is the standard by which I teach."
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Rideshare companies must provide their drivers with insurance. That was the gist of a public letter released today from the California Insurance Commission, addressed to the California Public Utilities Commission, which regulates transportation network companies such as Uber, Lyft, and Sidecar.
"While smart phone technology is bringing new business opportunities to the marketplace and new transportation choices for consumers, our investigative hearing revealed serious insurance gaps in the current business model of Transportation Network Companies such as Uber, Lyft and Sidecar," Insurance Commissioner David Jones wrote in a statement to press. "As long as TNCs are encouraging non-professional drivers to use their personal vehicles to drive passengers for a profit, a risk which personal automobile insurance simply does not cover, TNCs should bear the burden of making sure that insurance is provided. Our recommendations will ensure there is insurance protection for passengers, drivers and pedestrians."
Whether the TNCs should provide insurance has been the subject of intense debate in state and local governments over the past year. The recommendations to the CPUC come specifically out of a hearing on TNC insurance that Dave Jones, the insurance commissioner, held March 21. The Guardian also wrote an editorial, "Sharing economy should share its wealth," calling for rideshares to provide insurance, not only because it's unfair competition (insurance costs money to provide, a burden taxi companies carry but not TNCs), but because people and TNC drivers in accidents were left for broke, lacking inadequate insurance.
A taxi driver-led protest calling for the CPUC to require TNC companies to provide insurance is starting at noon, today. Below we'll embed the insurance commissioner's letter to the CPUC.
[Update 4/10: Visit our story on the taxi driver-led protest, here.]
Insurance Commissioner Rideshare recommendations to California Public Utilities Commission on Lyft, Sidecar… by FitztheReporter


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My girl has said things like this before and it usually ends up being something pretty minor. Like how she found a preschool classmate's clean-up reward sticker stuck to the sleeve of her shirt and needs to give it back immediately.
But this time, she took me into her room and asked me to close the door (even though the only people at home were me, her and the baby.) And after some hesitation, she whispered into my ear "I don't think I like being a big sister. And I love Bowie. But ... I don't think I like being a big sister." And then she quickly covered her mouth and her eyes opened wide and she looked at me.
And I said "Oh my gosh, did you think I'd be upset with you?" And she said "Yes." And I told her I wasn't upset. At all. That I completely understood and that it was okay for her to feel that way. I told her that when I was five, I was a big sister too, and I remember how it felt.
I felt horrible. I felt guilty. Had I expected too much from her? Was I involving her too much or not enough? I had thrown her into this new role and I felt so often that it was impossible to give her the attention and time she needed. She used to have entire days alone with me and we could do pretty much anything she wanted. We'd hang out, have picnics, play outside or watch movies and she would always say with a smile, 'girls only.'
Things are so different for her now.
And then my mind immediately flashed back to this post by Dooce. It's one of those things you read and somehow remember every word, years later. She had written about how five-year-old Leta suddenly looked like a giant next to newborn Marlo. (My thoughts exactly. The enormous hands, the eyes ... the head!) And how Leta wanted her new baby sister to stop crying at her. And how she buried her face into her dad's neck one night and said "I want you to love me." And I was like, woah. Yeah. This is our life right now.
And then I promised her a 'girl date' to grab doughnuts or fro-yo or whatever she wanted. Just like we used to. Girls only.
9 comments:
Poor dear. Being a big sister is not easy, but some day you'll tell her this story and she'll laugh.ReplyDelete
It's so amazing that you two have such a great bond! It was very brave of her to honestly share her feelings, even though she was worried about how you would react.
My children are 5years apart too. My son is 5, daughter is 1... We wnt through the same thing. My son's life became so much more limited once the babie showed up despite our best intentions. I'm happy to report hat they are beginning to be able to play together now which warms my heart, but he still occasionally will say something to let me know that he thinks I love the baby more because I nurse her. I let him know that I nursed him for almost 2 years! And I tell him stories of when he was a baby, which he loves hearing and reminds him how adorable he is and he is my baby too.ReplyDelete
Poor LO ! What i like most is that she was able to tell you what she felt and didn't keep it to herself.ReplyDelete
what a a couple of total cuties!!!ReplyDelete
That is such a beautiful and sincere post. Thank you for sharing!ReplyDelete
That's so nice that she told you. That's a real mother/daughter relationship/friendship. Aw, big hugs for the big sister. <3ReplyDelete
and you're right- it will get easier. :]
My girls are 6 years apart and fight like they are the same age. My 12 year old has a lot of jealousy issues. Even though I try to spend special time with each of them it's consantly a struggle. It's good that your child was able to express her emotion.ReplyDelete
- AnonymousApril 17, 2012 3:42 PM
Just relax, people change their mind all the time, and especially kids do! Of course so far your son is too small, so Lo just sees the boring part of being a sister... but it will change. Having siblings is a great gift, it just takes time to get used to a brand new and stressing situation... after all she's only five :)ReplyDelete
Thanks for sharing this.I just got a chance to read it. I am due in Sept and my girl will be 6. She is so excited right now but I know things may be different once the baby is here. I could see my daughter saying something like that too! So very brave of her!ReplyDelete