text: ROG RAMPAGE V EDITION 10 LGA2011 Aura RGB SafeSlot AC Wi-Fi X99 Motherboard for Intel Core i7 X-Series with 5-Way Optimization DDR4 M.2 U.2 USB 3.1 Next-gen connectivity – Includes extensive upgrades including onboard U.2 / M.2 slots that tap into 32Gbps of PCIe bandwidth, 3x3 802.11ac Wi-Fi and USB 3.1 Type CASUS Aura – Features controllable, 5-zone RGB onboard lighting and 4-pin strip header that can be synced with an ever-growing portfolio of Aura-capable ASUS hardwarePatent-pending SafeSlot – Reinvented, strengthened PCIe slot utilizes a new insert-molding process to bind the slot to fortifying metal for superior retention and shearing resistance5-Way Optimization – 1-click full system tuning handles everything from overclocking to cooling and beyondSupremeFX Hi-Fi USB DAC + SupremeFX Audio – ROG-renowned audio with SupremeFX shielding for noise reduction and dual headphone op-amps Shop Modal header SPEC OVERVIEW Light up your build with Aura BEST GAMING LIGHTING SupremeFX Hi-Fi BEST AUDIO EXTRA More power, more wins BEST OVERCLOCKING ARMORY SupremeFX, Intel LAN, GameFirst GAME WITH MORE Fast transfers, more resources for your game BEST GAMING CONNECTIVITY Greater quality, greater durability BEST GAMING PROTECTION More bonuses, more saved bucks ROG GIVES YOU MORE The revered Republic of Gamers (ROG) has delivered exemplary design and performance to thrill the world's best gamers and PC enthusiasts for a whole decade. But our work has only just begun. Gaming's glory-seekers have won countless battles with Rampage V Extreme, and we're ramping up the armory with Rampage V Edition 10 — a unique version of our extreme-gaming motherboard, instead made to celebrate ROG's 10th anniversary. To be ROG is to be the rebel. To be ROG is to break every rule. It's time to be the rebel and break every rule, with Rampage V Edition 10! 1 Intel® LGA 2011-v3 2 Extreme Engine Digi+ MicroFine Alloy Chokes IR3555 PowIRstage® ICs 10K Black Metallic Capacitors 3 4 x USB 3.1 ports (10 Gb/s) 2 x Type-C and 2 x Type-A 4 Intel I218-V+Intel I211-atGameFirst IVLANGuard 5 Wi-Fi 802.11 ac 2.4/5 GHz - 3x3 up to 1300Mbps - Bluetooth v4.0 6 SupremeFX Audio line shielding EMI Cover Dual dedicated op-amps RC4580 Premium Nichicon® audio capacitors 2VRMS Headphone Output 7 4 x PCIe x16 SafeSlot 4-way SLI®/CFX™ 8 OC Zone - ReTry Button - LN2 Mode - Safe Boot - Slow Mode - MemOK! - Start Button - DRAM CH switch - Reset Button - PCIe x16 switch - ProbeIt 9 DDR4 3333MHz+ (O.C.) - 8 DIMM, quad-channel - Supports XMP 10 M.2 Socket with M-Key - PCIe 3.0 x4 mode 11 10 x SATA 6Gb/s ports 12 32Gb/s U.2 with NVMe support 13 1 x Aura strip header BESTGAMING LIGHTING Build with Rampage V Edition 10 and you'll build… BRIGHT! With a built-in Aura RGB-strip header and easy lighting controls, it's never been easier to light up your rig — and your LAN parties! Rampage V Edition 10 includes the amazing Aura lighting-control utility to cast stunning multi-color glows across your gaming rig, via the motherboard's powerful built-in RGB LEDs or attached RGB strips, or both — and in perfect synchronization! AURA LIGHTING CONTROL Fire up Aura and then enjoy the creative freedom of nine different lighting schemes. You're even able to sync your lighting style with the ever-growing portfolio of Aura-capable gear. Static Always on Breathing Fades in and out Strobing Flashes on and off Color Cycle Fades between the colors of the rainbow Music Effect Pulses to the beat of your music CPU Temperature Changes color with CPU load Rainbow A rolling multi-color glow Comet A stream of light with a tail Flash and Dash Single-color stepped flashes AURA 4-pin Aura RGB-strip header Forget the faff of external RGB controllers! With ROG's Aura RGB-strip header, it's quick and easy to cast brilliant colors across your rig and room: just slide standard 12V RGB strips onto the 4-pin Aura RGB-strip header, then weave your lighting any way you like. And, ROG has teamed up with well-known strip-makers and case manufacturers for great synchronized effects and best compatibility — so you'll light up as easy as RGB wherever you see the Aura Ready logo! *The Aura RGB-strip header supports standard 5050 RGB LED strips with a maximum power rating of 2A (12V). For maximum brightness, strip length should not exceed 2m. *One extension cable is included. RGB LED strips need to be purchased separately. *Learn more about ASUS Aura Ready here. gamingUpscaled audio ROG knows sound matters to gamers and streamers, and that's why we include a front-panel headphone amp that delivers sound exactly how the studio intended — pure, unadulterated audio straight to your ears. SupremeFX Hi-Fi's ESS® ES9018K2M digital-to-analog converter (DAC), dual Texas Instruments LM4562 op-amps and TPA6120A2 headphone amp work in harmony to faithfully reproduce every detail without distortion or jitter, so you enjoy audiophile-grade 32-bit/386kHz, and output of over 6VRMS to your favorite 600-ohm headphones. SupremeFX Hi-Fi has a Cirrus Logic analog-to-digital convertor (ADC) for exceptional recording quality! 1 ESS 9018M2M SABRE DAC: The digital-to-analog converter with a high signal-to-noise ratio (SNR) and a digital volume control for the purest analog output. 2 PREMIUM NICHICON & WIMA CAPACITORS: The best components were chosen for every component in the analog stage to mini-mize distortion. 3 LM4562 OUTPUT STAGE: 2 x LM4562 op-amps (one per channel) provide a clean stable volume boost and better channel separation. 4 TPA6120 OUTPUT STAGE: The TPA6120 headphone amp provides the final boost in volume allowing the amp to unlock the true potential of any headphones. 5 SONIC SENSEAMP: Automatically detects and optimizes outputs for different headphone impedance (32-600 ohms). 6 HIGH-PRECISION CLOCK SOURCE: High-accuracy timing technology ensures ultra-low jitter by preventing fluctuating tem-peratures. 7 DE-POP RELAY: Dedicated relay eliminates the popping sound when the system is powered on or off,or devices are attached or removed. BESTOVERCLOCKING ARMORY Greater performance means smoother gameplay — and that means more chances to win. With the best overclocking (OC) design, UEFI BIOS and intuitive OC gadget and utility, you'll enjoy unmatched performance — coupled with an exclusive cooling design ensures your system never breaks a sweat. KING OF OVERCLOCKING 3 world records & 12 global first places * All world records and global first places were verified on June 8th 2016 on HWBOT. org Unleash the true performance of Intel Core i7 processors for LGA 2011-V3 — today and into the future! Let loose up to 10 cores with new Intel® Core™ i7 processors for socket LGA 2011-v3, in both 28— and 40-lane options — and awaken the true multi-threaded performance! Rampage V Edition 10 is engineered from the group up to squeeze every last drop of power from Intel's latest architecture, so you'll always be one step ahead! Overclock Frequency 44% PERFORMANCE INCREASE 3.0GHz 4.4GHz+* Default Auto Tuning Memory Frequency 62% PERFORMANCE INCREASE 2,133MHz 3,466MHz+ Default O.C. Cinebench Testing 28% PERFORMANCE INCREASE 1,788 2,292 Default O.C. *Overclocking range will varies according to CPU capabilities, cooling, motherboard support and tuning options. Testing configuration: Intel LGA2011-3 i7-6950X | X99-DELUXE II | G.SKILL DDR4-3200 8GB*4 | GTX680-DC2-4GD5*1 DDR4 OVERCLOCKING STRENGTH IN NUMBERS Second-generation ASUS T-Topology pushes DDR4 memory overclocking to over 3333MHz with all memory slots populated — and that means the best-ever gaming performance from your Rampage V Edition 10 rig! Featuring a customized trace layout for reduced crosstalk and coupling noise, second-generation T-Topology ensures time-aligned signal transfer for improved memory stability and compatibility. OC ZONE Save more time, break more records ROG understands overclockers better than any other manufacturer — so Rampage V Edition 10 includes loads of hardware-level controls to aid your overclocking adventures, including DIMM and PCIe switches, Safe Boot and ReTry buttons. They're quick, easy and real time-savers! DIMM switch Manually activate or deactivate the DIMM sockets without removing memory modules, for incredible convenience and greater stability. PCIe x16 lane switch Manually activate or deactivate the PCIe x16 pass-through lanes without removing graphics cards, enabling faster configuration and enhanced stability. Safe Boot Button One quick tap of the Safe Boot button powers off your system and launches into Safe Mode, where you can tweak your retained previous settings. ReTry Button If your system hangs during the power-on self-test (POST) boot process, just hit the Rampage V Edition 10's hardware-level ReTry button to force a reboot right away. MemOK! Forget memory-compatibility worries, as this one-click system-recovery tool offers effortless memory upgrades. ONE CLICK OVERCLOCK AND COOLING, DONE! GET PERFORMANCE, EFFICIENCY, DIGITAL POWER, FAN CONTROL AND EVEN NETWORKING AND AUDIO TUNING TAILORED FOR YOU — AND THE WAY YOU PLAY! You don't need to be an expert to max out gaming performance on your Rampage V Edition 10 build — because 5-Way Optimization sorts all the complex settings with a click, for instant, highly-controllable performance boosts! Our exclusive technology dynamically optimizes essential aspects of your system based on real-time use, so you get superb CPU performance, everyday energy savings, ultra-stable digital power, cool and quiet fans and even networking and audio settings that are tailored for the apps that you are using. In short, 5-Way Optimization ensures that your PC is perfect for gaming, entertainment, productivity or just about anything else! Games run swiftly and smoothly with high performance, prioritized bandwidth and vivid sound. Fans stay whisper-quiet for everyday computing, and ensure extreme cooling efficiency when gaming. Stutter is eliminated for smooth-running apps, even under heavy loading. Energy waste is reduced so you'll save money. CPU performance boost All-round energy efficiency Advanced fan controls Precise Digital Power Control Game faster, rank higher CPU performance boost Crank up your PC's gaming grunt instantly with the ASUS AI Suite 3 utility! The TurboV Processing Unit (TPU) offers precise voltage control and advanced monitoring for the CPU and the graphics card, enabling great freedom to adjust CPU frequencies and ratios for optimized performance and to exploit the potential out of your graphics card*. *Please see the graphics card QVL All-round energy efficiency Cut off add-on IC power With the Energy Processing Unit (EPU) you'll enjoy real-time, system-wide power savings — for gaming kicks that won't cost the earth! EPU automatically detects and adjusts power consumption according to your rig's needs, so you save money without compromising the thrills. EPU will also reduce CPU wattage to a set level and deliver even more savings with Away Mode, creating an extreme energy-saving scenario that shuts down unused extra I/O controllers and reduces the graphics cards' power level. So, full power for your gameplay — and then total energy efficiency when you step away! Cooler by designPlay quieter and cooler with advanced fan and water-pump controls for the ultimate in undisturbed gaming. With onboard thermal sensors and hardware-level 4-pin/3-pin PWM/DC mode detection, Fan Xpert 4 makes sure every fan achieves the best balance of high cooling performance and low noise, so you enjoy all the performance you demand with none of the racket! Fan connectors Pump Fan Thermal sensor Fan Ext Header 4-pin PWM/DC fan support with Auto Detection Every onboard header supports auto detection of PWM or DC fans. Multiple temperature sources Multiple temperature sources: Each header can be set to monitor and react up to 3 multiple thermal sensors. *3 additional sensors provided via Fan EXT card High AMP Fan A dedicated fan header that can supply up to 3 Amps, for high-speed high-current fans. Water Pump Header Full control of PWM or DC water pumps, perfect for both custom and self-contained cooling setups. Fan Ext Header Next Page > Auto-Tuning Mode: Scans fan parameters, and all fans with a single click. Extreme Quite Mode: Reduces CPU fan speed to below the default minimum, for extra-quiet operation and power savings during light loads. RPM Fixed Mode: Lowers noise levels to near-0dB silence, allowing to you fix the fan speed. « Previous Page Precise Digital Power Control To go faster than fast you need ultra-accurate power control — so Rampage V Edition 10 motherboards are kitted out with ASUS Digi+ Power Control for maxed-out overclocking potential, enhanced system stability and superb power efficiency. Digi+ Power Control is the industry's leading digital power controller and it's fully compliant with Intel's IMVP8 specifications, for smoother, safer power. Accelerate your favorite apps and games with automated ease ASUS-exclusive Turbo Core App intuitive tuning panel boosts multiple hardware components to maximize gaming exhilaration, overclocking your CPU, tuning your fans, prioritizing network data and optimizing audio settings — all with automated ease. And now Turbo App is even more powerful than before, giving you the ability to connect to profiles previously set in Sonic Studio II and KeyBot II, so setup couldn't be simpler! MEDIA-ACCLAIMED UEFI BIOS The smoothest, slickest mouse-controlled graphical BIOS has been improved to make it even more gorgeous. Whether you're a PC novice or a seasoned overclocker, the EZ and Advanced Modes help you find your way, quickly and easily. EZ Flash 3 Flash the latest BIOS via the internet, and from within the BIOS. SMART Check up your storages devices' Self-Monitoring, Analysis, and Reporting Technology (SMART) logs to gauge reliability, and even determine if they're about to fail. EZ Tuning Wizard — OC and RAID Select your hardware and apply different scenarios to tune system performance, or streamline your RAID configuration for faster data retrieval and backups! My Favorite Quickly find tuning options and add preferred tools to the list. EZ Mode Intuitive graphical fan control Fine-tune individual fans simply by dragging a curve with the mouse. EZ XMP Improve your DRAM performance with a click. SATA Information View SATA port details for easy device recognition. Fast Clock Adjustment Use mouse controls to change the time and date. Advanced Mode GPU POST Automatically detect selected ASUS graphics cards to view detailed information. Secure Erase Restore your SSDs to factory-fresh condition. Last Modified Log Track last change and save preferred profiles onto a USB drive. SATA Port Renaming Rename SATA ports for easy identification. USB UEFI BIOS FLASHBACK™ Refresh your BIOS in a flash, even when the system is off The finest power, digitally controlled Extreme Engine Digi+ ROG's revered digital-power controller now delivers even-finer power, with a custom-designed PWM controller, PowIRstage® IR3555 MOSFETs from Infineon, MicroFine alloy chokes, and 10K black-metallic capacitors — ensuring Extreme Engine Digi+ always delivers the precise and smoothest core voltages! SPEED YOUR GAME LOADS ROG's uniquely-intelligent technology effectively caches an entire storage device so that favorite games and apps launch at breakneck speeds, getting to work the moment it's activated. RAMCache turns milliseconds into microseconds to boost game-load times to stratospheric levels, and minimizes risk of data loss — and of course it's compatible with the latest NVM Express storage options! BESTGAMING AUDIO You'd never win with your eyes closed, so open your ears up to the best audio for the battlefield! ROG's awesome audio expertise is the result of extensive R&D, and SupremeFX is the crystal-clear result — onboard sound as superior as your gaming rep! Champion-level audio from SupremeFX Rampage V Edition 10's onboard audio isn't just good — it's as good as you can get! You benefit from the best gaming-audio inputs and outputs, with special shielded designs, and a collection of carefully selected professional-grade audio components, including Nichicon capacitors, dedicated dual RC4580 op-amps, and Sonic SenseAmp that automatically detects and optimizes any headset (32-300 ohms) for purest sound quality. SupremeFX also features intuitive Sonic Studio II, so you'll apply and enjoy different audio effects for perfect entertainment — plus Perfect Voice noise-cancellation technology for team conversations with total clarity! SupremeFX shielding Blocks electromagnetic interference from the motherboard or add-ons to provide cleaner audio. SupremeFX audio processor Ten DAC channels, simultaneous 7.1-channel playback, independent 2.0-channel, multiple-stream stereo to front-panel outputs, and an EMI cover for purer audio quality. Dedicated dual RC4580 op-amps Drive some of the very best headphones available, from 32 to 300 ohms, for exceptional gaming-audio and music-listening experiences. Nichicon capacitors Deliver the highest-quality sound resolution and expansion for especially warm and natural audio. INTUITIVE AUDIO-TUNING SUITE SONIC STUDIO II Casting Enhancer Casting Enhancer improves both streaming and recording audio quality, reducing noise artifacts and stabilizing overall voice volume. It also improves all the rich details and boost bass effect of in-game sounds and music playback. Perfect Voice Perfect Voice reduces noise during in-game chat so every teammate is heard, and no command is missed. Sonic Studio One-click virtual-surround function emulates 7.1 channels, even through a stereo (2.0-channel) headset. It offers five more superb audio controls, including Reverb, Bass Boost, Equalizer, Voice Clarity and Smart Volume — ensuring that everything you hear sounds just amazing. BESTGAMING NETWORKING Lag means lost frags, so Rampage V Edition 10 delivers the sucker punch of superior hardware and software — letting you focus on the game, while your ROG rig lands lag a knock-out blow! More throughput and less processing equals faster online play Intel Gigabit Ethernet Rampage V Edition 10 features the very latest dual Intel® Ethernet (I218-V and I211-AT) for faster, smoother gaming — always. Intel's LAN has the serious double advantage of reducing CPU overhead and offering exceptionally high TCP and UDP throughput, so there's more power for your game and your gameplay. LOWER CPU WORKLOAD HIGH TCP & UDP THROUGHPUT Pumped-up throughput. Best surge protection LANGuard means safer, more reliable connections for your battles! Advanced signal-coupling technology and premium surface-mounting processes join forces to protect your Rampage V Edition 10 motherboard's connection and deliver pumped-up throughput, plus electrostatically-guarded and surge-protected components (ESD Guards) for 1.9X-greater tolerance to static electricity and 2.5X-greater protection (up to 15KV) against surges! 1.9X HIGHER STACTIC-ELECTRICITY TOLERANCE 2.5X-GREATER SURGE TOLERANCE Pumped-up throughput. Best surge protection LANGuard means safer, more reliable connections for your battles! Advanced signal-coupling technology and premium surface-mounting processes join forces to protect your Rampage V Edition 10 motherboard's connection and deliver pumped-up throughput, plus electrostatically-guarded and surge-protected components (ESD Guards) for 1.9X-greater tolerance to static electricity and 2.5X-greater protection (up to 15KV) against surges! 1.9X HIGHER STACTIC-ELECTRICITY TOLERANCE 2.5X-GREATER SURGE TOLERANCE Fastest onboard Wi-Fi up to 1300Mbps Rampage V Edition 10 has next-level 802.11ac* Wi-Fi with 3x3 dual-band 2.4/5GHz antennas for up to 1300Mbps** transfer speeds. *Wi-Fi Hotspot use up to 802.11 a/b/g/n. Windows 10 does not currently support Wi-Fi hotspot functionality. **Actual speed may vary due to networking conditions. Team up to banish lag GameFirst GameFirst IV optimizes network traffic for faster, lag-free online gaming — and now we've added Multi-Gate Teaming to team all your networks for maximum bandwidth and the smoothest-ever gameplay. You'll also enjoy all-new Intelligent mode, which automatically compiles a database by parsing new app data to ensure that every game is optimized for the best performance. Multi-Gate Teaming Team all your network gateways for maximum bandwidth and assign connections to every application for the smoothest-ever gameplay. BESTGAMING Connectivity Rampage V edition 10 accelerates every connection, with the latest reversible USB 3.1 Type-C and the newest U.2 socket for lighting-speed NVM Express devices — kicking every game into top gear. Join the NVMe revolution withbuilt-in U.2 connector Unlock the full potential of your storage with NVM Express (NVMe), the revolutionary specification that lets your SSDs scream at top speed. Just attach your drive to the built-in U.2 connector with plug-and-play ease to experience data-transfer speeds of up to 32Gbit/s — and free up a PCIe slot for another expansion card! SPEED UP WITH ONBOARD M.2 UP TO 32Gbit/s With x4 PCI Express 3.0/2.0 bandwidth, M.2 supports up to 32Gbit/s data-transfer speeds. It is the perfect choice for an operating system or application drive, making your whole PC or professional apps work as fast as possible. ULTIMATE-SPEED 10Gbit/s WITH 4 USB 3.1 ONBOARD With two USB 3.1 Type-A ports, and two reversible USB 3.1 Type-C, you'll experience data-transfer speeds of up to 10Gbit/s — or twice as fast USB 3.0. USB 3.1 is completely backward-compatible with your existing USB devices, and you'll be all set for USB 3.1's breakneck speeds. And ASUS-exclusive USB 3.1 Boost technology automatically accelerates USB 3.1 performance even further! Stacked storage with 10 SATA sockets Rampage V Edition 10 has more SATA sockets than you've ever imagined — with a total of 10 onboard. With so much storage potential, you'll never run out of space! BESTGAMING GRAPHICS You'll game as hard, fast and smooth as you demand with Rampage V Edition 10's support for both 4-Way SLI and CrossFire for multi-GPU graphics grunt, plus Aura-guided illuminated installation! 4-Way SLI™ /CrossFireX™ support Perfect spacing and PCI Express 3.0 speed for incredible graphics! Unleash the full power of multiple graphics cards for visuals that never stutter, with just the right amount of space between each card. 40-lane processors 28-lane processors Rampage V Edition 10 has a clever SLI/CFX switch to help you configure your 2-Way or 3-Way graphics cards. Just flip the switch to have Aura's integrated LEDs guide the way, so you know exactly where to slot your card. *Enjoy 4-way SLI plus M.2 and U.2 at the same time BESTGAMING PROTECTION As a gamer you demand stability and durability, so ROG integrates long-lasting, premium components, plus exclusive smart DIY designs across the board — ensuring the best gaming experiences. Pre-mounted I/O shield Rampage V Edition 10 has something so smart that we're patenting it — a I/O shield that slots in simply and adds strong protection. But it's more than function: our patent-pending invention ramps up Rampage V Edition 10 aesthetic credentials, and makes PC DIY easier than ever! Patent pending SafeSlot Protect Your Graphics Card Investment SafeSlot is the PCIe slot reinvented by ASUS and engineered to provide superior retention and shearing resistance. Manufactured in a single step using a new Insert-molding process integrates the slot with the fortifying metal for an inherently stronger slot, which is then firmly anchored to the PCB through additional solder points. Backplate 1 steel electro galvanized backplate that adds extra style, cooling and strength. CPU Installation Tool 1 layer protection from socket-pin damage TrueVolt USB 2 dedicated USB power supplies delivery rock-steady 5V to all USB ports, minimizing power fluctuations for minimal data loss ESD Guards 2x greater 2X-greater electrostatic protection than standard. ESD Guards cover the PS2, USB, audio and LAN ports. Q-connector 1 piece sorts all front-panel cables Q-Slot 1 clip to swap or secure your graphics card Q-DIMM 1 sided clips for super-simple, super-secure handling of memory modules DRAM over-current protection 1 additional resettable fuse protects connection ports and DRAM against overcurrent and short-circuit damage ROG GIVESYOU MORE Stay in the game Overwolf The clever unobtrusive overlay that keeps you in the game, so you can browse, email, IM, stream or record while you play, and all dressed up in color-matched ROG skins to show you're part of an elite pack — quickly to be available downloaded fromon Overwolf's app store! The free keyboard upgrade — upgraded! KeyBot II Free keyboard upgrade from an exclusive microprocessor and intuitive user interface. Record macros directly from the keyboard, switch profiles in moments, enable special functions with hotkey from F1-F10, start and even boost your PC from shutdown (S5 mode)! And good news for fighting-game fans: you'll enjoy one-button directional change! S5 MODE You can even use KeyBot II to boost your PC into a specific mode with two-second press What's in the box! USB stick 1 thumb drive packed with utilities and drivers ROG coasters 2 stylish salvers for your favorite sups ROG fan stickers 3 badges of honor for your fans SLI bridges 3 bridges for 4-Way, 3-Way and 2-Way SLI configurations SATA Cables 10 Cables for greater storage ROG cable stickers 15 labels for your cables And.. More! AI Suite 3 One-stop control panel ROG theme CPU-Z Shows your important system information with pride Mem TweakIt Dynamic timing monitoring, DRAM efficiency gauge RAMDisk Boost your favorite applications up to 20X faster than SSD with the junction function. Sonic Radar II A stealthy overlay that maps battlefield sounds so you can locate opponents and teammates at a glance. Kaspersky&red; Anti-Virus (1 year) The best protection from viruses and spyware DAEMON Tools Pro Standard (1 year) The leading tool for optical and virtual discs PC Cleaner Accelerate your PC by eliminating clogs with simple click 100% SteamOS support Play your favorite Steam games now and forever. Radar on the latest gaming innovations ROG's sights are locked on future revolutions and relationships beyond VR READY Rampage V Edition 10 isn't just VR Ready — it goes way beyond! The ASUS ROG Beyond VR Ready marque means that Rampage V Edition 10 has been tested with loads of class-leading components to ensure that your productivity, gaming and entertainment needs are tuned for maximum performance after you've taken off the headset. ASUS Beyond VR Ready opens up a new way to configure and build your dream system with total confidence. AURA READY ASUS Aura is at the forefront of the RGB revolution, and Aura Ready is your assurance of the best compatibility. All Aura Ready logo gear is ready to work with ASUS Aura-compatible equipment. So, if you want to build with the brightest lighting and the most fascinating effects, look for the Aura Ready badge! THE POWER OF INTEL Ready for Intel® Core™ i7 Processors for LGA2011-v3 This motherboard supports Intel® Core™ i7 processors in the LGA2011-v3 package, with memory and PCI Express controllers integrated to support 4-channel (8 DIMM) DDR4 memory and 40/28 PCI Express 3.0/2.0 lanes. Intel® X99 Chipset This motherboard supports Intel® Core™ i7 processors in the LGA2011-v3 package, with memory and PCI Express controllers integrated to support 4-channel (8 DIMM) DDR4 memory and 40/28 PCI Express 3.0/2.0 lanes. SPEC OVERVIEW BEST GAMING LIGHTING BEST AUDIO EXTRA BEST OVERCLOCKING ARMORY GAME WITH MORE BEST GAMING CONNECTIVITY BEST GAMING PROTECTION ROG GIVES YOU MORE


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What can we learn from islands on ecosystem-based adaptation (EbA) in a changing climate: from practice to policy? Read the summary and download presentations of the event on the topic convened at the Rio Conventions Pavilion during the recent United Nations Climate Change Conference (UNFCCC COP 17), in Durban, South Africa.
During the event on Ecosystem-based Adaptation in a Changing Climate: From Practice to Policy? Lessons learnt from islands Ambassador Ronald Jumeau, Permanent Representative of the Republic of Seychelles to the United Nations reminded that Islands are places of high biodiversity and that local economies and identity are highly dependent on islands ecosystems and associated natural resources. Yet islands are highly vulnerable to climate change impacts and least able to address them effectively. 'Working with nature' as EbA proposes is an attractive and cost-effective measure to build the resilience of island environments in the face of climate change.
The event outlined the complexity of developing effective EbA responses from problem identification through to policy, strategic partnerships, good practice guidelines and the need for strategic adaptation of plans. These plans should be supported by good science and vulnerability assessment and lead to implementation, political advocacy and the need for innovative financial mechanisms.
The full summary of the event can be accessed here. It includes the key messages on:
- Implementing climate change adaptation programmes in island regions: A European Union perspective on the role of EbA;
- What can we learn from implementing EbA in islands and island territories: From practice to policy;
- Principles and guidelines for mainstreaming EbA in policy making and project development;
- Debt-for-Adaptation-Swaps in SIDS.
All presentations can be downloaded from the links on the the right-hand side of this page.
The event was organized by IUCN and the European Commission as partners to the Rio Conventions Pavilion, with participation of the Global Islands Partnership (GLISPA), IUCN Commission on Ecosystem Management (CEM), and IUCN Members: BirdLife International and The Nature Conservancy (TNC).
For more information on this session, please contact Dominique Benzaken, IUCN.
For information on other adaptation-related events at the UNFCCC COP 17, please write to the Adaptation Hub or visit the Adaptation Hub online.

subset: commoncrawl


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Siteimprove Named One of Minnesota's "100 Best Companies to Work For" for Fourth Consecutive Year
huhti 06, 2015
MINNEAPOLIS, MN – April 6, 2015 – Bloomington-based software company, Siteimprove, was named as one of Minnesota's "100 Best Companies to Work For" by Minnesota Business magazine for the fourth consecutive year. The award recognizes Minnesota companies that set the standard for employee wellbeing.
To identify Minnesota's top 100 companies, Minnesota Business magazine worked with an independent research firm that distributed an online employee satisfaction survey to all companies who had indicated their desire to participate. Based solely on the results of this survey—which measured employee opinions on work environment, employee benefits, and overall employee happiness—Minnesota Business magazine selected the top 100 scoring businesses.
"We work hard to build a unique and rewarding culture for our employees, so it is very satisfying to have this effort recognized by the employees. It makes us want to do even more!" said Siteimprove CEO, Torben Rytt.
Since opening their doors in Minneapolis in 2007, Siteimprove has grown from a team of just three to a family of 80 in order to keep up with the growing demand for their web governance tools. Siteimprove's Web Governance Suite, offered via Software as a Service (SaaS), helps organizations manage and maintain their websites from a single, intuitive online dashboard with a variety of tools and reporting functions.
About Siteimprove:
Since 2003, Siteimprove has provided industry leading Web Governance tools to thousands of organizations worldwide. Headquartered in Copenhagen, Denmark and Minneapolis, Siteimprove has a strong presence in dozens of countries across North America, Europe, and the Pacific. Siteimprove's Web Governance Suite, offered via Software as a Service (SaaS), helps organizations manage and maintain their large websites through web quality assurance, web accessibility, web analytics, SEO analysis and web performance alerts.


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Hubby and I returned Monday after going on a two-week vacation where we explored Quebec City, the Gaspe Peninsula, Prince Edward Island (PEI), and the Cabot Trail in Cape Breton, Nova Scotia, which meant the young man (age 21 in 19 days) and middle child (age 23) had to feed themselves, do laundry, water my garden, pick daily from the garden, water house plants, feed and walk the dogs, pick up the mail and well you get the picture.
The young man easily made pasta for himself (a lot), ate the large lasagna I had frozen for a future family meal, okay, he did share with a friend, well middle child ate a lot of eggs. At one point before a soccer game she was to play with her sister, she sent her the following text, and took a screen shot for mom and dad:
Meanwhile one of the meals we were having, mussels in a lovely wine sauce with cornbread:


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Who is Gossip Girl? Share Your Theories!Steve Marsi at .
The synopsis for the December 17 Gossip Girl series finale has been released by the CW. On that date, we will finally learn the "endgame" for Chair and the rest of the characters ... as well as who GG really is.
The series swan song, "New York, I Love You XOXO," begins with the cast members and executive producers bidding farewell to the Upper East Side in a look back at the show's many unforgettable moments.
Then, in the second half of the two-hour event, "in a fashionable farewell to remember, our favorite Upper East Siders join forces for one last soiree, and the shocking identity of Gossip Girl is finally revealed."
Who is she/he? That question will finally be answered after six seasons. According to E! Online, "we found out who Gossip Girl is and we have. So. Many. Emotions. It's great. And even kind of makes sense."
What do you make of that? The options are certainly abundant, especially with guest stars aplenty back for the much-anticipated sendoff. We are all Gossip Girl ... but at the same time, there can be only one.
Share your theories in the comments and vote below: Who's Gossip Girl?
Steve Marsi is the Managing Editor of TV Fanatic. Follow him on Google+ or email him here.


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Hoar rock in woodland! - St Michael's Mount, Cornwall
St Michael's Mount is called "Karrek Loos yn Koos" in Cornish, which literally means "the grey (hoar) rock in a wood". It represents a folk memory of a time before Mount's Bay was flooded, indicating a description of the mount set in woodland. Which could be true as Remains of trees have been seen at low tides following storms on the beach at Perranuthnoe. Evidence has been found that people lived on the Island during the Neolithic age (4000 BC to 2500 BC).
The Chimney Storm! - Wheal Coates, Cornwall
Wheal Coates is a historic abandoned tin mine situated on the north coast of Cornwall, on the cliff tops between Porthtowan and St Agnes. As we desencded the cliff to this building called Towanroath Shaft which used to be a Pumping Engine House, a storm appeared from the south creating this magnificent scene. I tried to align the storm clouds, which were catching the light from the setting sun, with the chimney and got a long exposure to create this picture.
Spring Sunset at Enys Dodnan Arch! - Land's End, Cornwall
Experimenting with different foregrounds after the sun set at Enys Dodnan Arch. Spring brings with it amazing compositional opportunities as wild flowers fill the English countryside. I cannot resist playing with these different framing elements and you will always find me struggling to get inside a wild bush or lying flat on the ground to get that perfect foreground.
Water Water, Everywhere! - St Michael's Mount, Cornwall
This is what you get when everything falls into place. When sunset overlaps with high tide, you get this amazing scene at St Michael's Mount in Cornwall. You can see the submerged path leading to the island and the beautiful evening light in the sky.
Reflections! - Crackington Haven, Cornwall
Found a crystal clear tidal pool at the beach in Crackington Haven (one of the lesser known spots in Cornwall) with absolutely no wind. Decided to use a small aperture to create a sun star of the setting sun, the reflection of the star was an added bonus.
The last light! - Trevose Head Lighthouse, Cornwall
After shooting sunset at Bedruthan steps we were almost out of light but as it was our second last day in Cornwall, wanting to make the most of it, we decided to drive to Trevose Head in hopes of getting a few shots there before the sky lost all light. It was one of the most nerve-racking drives on the narrow country roads of Cornwall as we raced against time to make it there. You got to love summer for this if nothing else: you can actually shoot until sun down at a location and then drive to another 30 minutes away and still shoot with some light left in the sky.
A bunch of flowers - Kynance Cove, Cornwall
Located on the eastern side of Mount's Bay, Cornwall, Kynance Cove is one of the most beautiful stretches of coastline in the South West. This cove is part of the Lizard peninsula which is known for its botany and geology, and about 375 million years ago the molten rock, which eventually became the Lizard, was about 10 km below the surface of the earth.
Chasing Light! - Porth Nanven, Cornwall
Porth Nanven is on the western most coast of England with no land mass between here and Canada. On summer evenings, you can see light on the horizon for hours after the sun has set.
Up above the world so high - The Rumps, Cornwall
@eyeseesurs at The Rumps. The Rumps known in Cornish as Din Pentir, meaning fort at Pentire, is a twin-headland which projects north into the Atlantic Ocean. It is the site of an Iron Age promontory fort. The twin headlands are linked to the mainland by a narrow neck making The Rumps a formidably defensive site.
Coastal Springtime! - Godrevy Lighthouse, Cornwall
Spring is one of the best times to visit Cornwall. Wild flowers everywhere and those dramatic rocky coastlines can make any landscape photographer's dreams come true. I thoroughly enjoyed playing with different compositions on our spring/early summer trip there. Cornwall should definitely be on every landscape photographer's bucket list.
Into the Ocean! - Porth Nanven, Cornwall
A small stream that merges into the ocean an Porth Nanven. The stream was surrounded by spring wild flowers in full bloom and formed an interesting leading line into the misty Celtic Sea as light from the setting sun peeped through tiny openings in the stormy cloud cover. Truly magical.
Sunset Colours - Bedruthan Steps, Cornwall
One of the most popular photography locations in Cornwall and our evening shooting spot for our second last sunset in Cornwall. I had seen pictures and videos of this location, but one has to be there to realise the sheer scale and beauty of this place. Simply Breathtaking.
Break Through! - Porth Nanven, Cornwall
This was our first photography spot when we reached Cornwall. The sky was dramatic with thick storm clouds and the crashing waves were adding to the drama. Just as i setup my tripod to get a long exposure the setting sun broke through the the stormy sky just for a moment to create this stunning scene. I was lucky enough to be able to capture it.
A photographer's dream! - Bedruthan Steps, Cornwall
Beautiful landscape, Stunning light and no crowds - this is what a photographer's dreams are made of. We witnessed this glorious sunset at Bedruthan Steps in Cornwall which is quite a popular area. Surprisingly, there were very few people around and i managed to get this 9 shot pano to try an capture the scale and beauty of this place.
Before Nightfall - Boscastle, Cornwall
Another one from Boscastle. This sunset was so brilliant it deserves one more at least. As the sun set, the sky lit up with shades of pink and orange creating this spectacular scene for a few minutes before night fell and the landscape plunged into darkness.
On the edge of England - Porth Nanven, Cornwall
@eyeseesurs standing on the edge of England and staring into the Celtic sea. Our first stop after we reached Cornwall. After navigating some seriously narrow roads barely inches wider than the car at a few places, we reached Porth Nanven, a hidden gem on the western most coast of England.
Snake Harbour - Boscastle, Cornwall
Another one from Boscastle taken during the hike up the hill. As you can see the sun had already started to set and the hike was more of a run up the hill. Managed to grab this in a hurry. The harbour of Boscastle is a natural inlet protected by two stone harbour walls built in 1584 by Sir Richard Grenville.
Godrevy Lighthouse - St Ives Bay, Cornwall
Approximately 300 metres from Godrevy Head, this lighthouse marks the Stones reef, which has been a hazard to shipping for centuries. These Stones claimed many ships, but the demand from the locals for a lighthouse were ignored until the wreck of the iron screw steamer SS Nile during a storm on 30 November 1854 killing 40 people. A lighthouse was finally built between 1858–1859.
The evening glow! - Kynance Cove, Cornwall
Focus stacked image of Kynance Cove near the Lizard point in Cornwall at sun down. Don't you just love it when the clouds part just enough to cast that warm glow on parts of the scene. I like how the flowers in the foreground and the distant peaks are catching the warm evening light while the middle ground is in shadow. This is what I call magic light!
An explosion of colours! - Boscastle, Cornwall
We headed to Boscastle for our last sunset in Cornwall and nature sure did put on a show. The sky was painted with all imaginable sunset colours. A short trek from the main village car park along the harbour an an easy climb rewards you with endless views of the Celtic sea. I decided to shoot into the sun keeping the wild flowers in the foreground as I liked how the were catching the light from the setting sun.
Low tide! - Trevose Head, Cornwall
Can you spot the brave canoeer?
Tidal rock formations at Trevose head are some of the most unique and diverse I have seen. We were about to leave this spot after shooting the Trevose head lighthouse from the cliff top when we decide to go down to the beach for a stroll. And boy, we were so glad we did!
Bleeding Sky - Land's End, Cornwall
End of the world! (Or at least the end of England). The building you can see on the top of the cliff is the hotel we stayed in. One of the best located hotel i have been to. The place is called Land's End as this is where England ends. There is a cafe/shop located here called the "First and Last House" as it's the first or last building depending on whether you are entering or leaving England.
Spring was in full bloom when we hit the Cornish coast and the cliffs were laden with wild flowers. One of my favourite things to use as foreground in my landscape shots are wild flowers. They provide endless shapes and colours to create some foreground interest.


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This technique allows Pain to allocate a portion of an individual's chakra and transfers it into a living human sacrifice, allowing the original to fight via an elaborate "copy". The appearance of the person on whom the Shapeshifting Technique is performed is completely identical to the original person. The technique will imitate any weapons, tools or kekkei genkai held by the original person, allowing the copy to fight with them. The power of the copy is in proportion to the volume of allocated chakra, which is decided by Pain. The original's techniques are also available, but once the allocated chakra is depleted, the technique is cancelled and the copy dies. Afterwards the copy's appearance will revert back to the original appearance of the sacrifice. As it even uses up the sacrifice's chakra, this is an incredibly brutal technique.
While the appearance of the copy during the Shapeshifting Technique is completely perfect, it is possible for someone who has experience fighting with the original person to detect something is amiss. Exactly what is amiss is usually not realised until the copy has been defeated.
This technique was used to hold up Team Kakashi and Team Guy to buy time while extracting the Shukaku from Gaara, using two subordinates of Sasori, Mukade and Yūra, as copies of Itachi Uchiha and Kisame Hoshigaki, both of whom contributed 30% of their chakra.[2][3]


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Alaina gets drunk at a party and wakes up with a total...
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- Published: 3 Mar 2014
- Updated: 3 Mar 2014
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Cassidy Collins 19, a college student at Dublin University. She is always the one who likes to have fun and enjoy life to its fullest. But when she meets a mean boy with only a few tattoos name Niall Horan her life to her destiny change plans.
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I was going to wait until he was actually inaugurated before making this thread, like our George W. Bush one, but there is a topic I wanted to discuss.
The cost of the Inauguration Ceremony seems to be up for debate on the exact number, but it certainly seems to be over 150 million at least. Part of me expects a high cost due to the general upkeep of the obscene amount of people, but the other part of me whines knowing that a good portion of money is going towards camera work, making sure the press gets good spots, and other various MTV-like celebrating. I'm not really up for wagging my finger at Obama himself for this price, as a portion of it was privately raised, but it's more of an eyeroll at the democrat party. Way to break the stereotype of "tax and spend."
I've been listening to some british humor lately which is doing a good job making fun of our love for the new president. One example, podcast The Bugle which is taking good shots of our unreasonably high exceptions of Obama.


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SAMJ: South African Medical Journal
versión On-line ISSN 2078-5135
versión impresa ISSN 0256-9574
SAMJ, S. Afr. med. j. vol.101 no.4 Cape Town abr. 2011
SA's drink/drug abuse future could hang on a thread
A 35-year-old South African entrepreneur firmly believes he can revolutionise the local alcohol and drug testing market through gold standard hair testing technology that provides up to three months (and often more) of accurate abuse history.
What it requires, he told Izindaba, is for government policy and legislation to catch up with science and emulate other countries where his technology is widely used, enhancing judicial rulings across a host of fields. Not only could drunk or drug-taking drivers (the latter for whom no legally enforceable test exists locally) be accurately and quickly tested, but drug abusers in rehabilitation, parents or guardians with alcohol and drug dependencies and prospective adoptive parents could also be checked for historical abuse.
Using a 381 mm (half inch) length of hair, the analysis evaluates the number of drug metabolites imbedded inside the hair shaft (via sweat) - with every 381 mm of hair providing a 30-day history of drug or alcohol usage. Body hair is equally effective, making a total (and very close) body shave necessary to avoid detection. Shampooing or rigorous hair washing has little or no effect on results. Evidential snapshots from blood and liver function tests frame only a few days at best.
Legal fraternity latch on
Already lawyers in the United Kingdom and Germany are using Gauteng-born Avi Lasarow's technology to shore up their cases in custody battles, social welfare matters and drunk and drug-driving trials, while its application in the long-term monitoring of addicts to see if they have stayed 'clean' has proved invaluable. Adoption testing - where prospective parents are tested as part of their suitability criteria - is also catching on fast, while German authorities are using it as part of their criteria for motorists who re-apply for (suspended) drivers' licences. There are currently an estimated 20 000 hair alcohol and drug tests requested annually in UK child custody cases.
Two areas of application in South Africa excite Lasarow, whose company Trimega Labs can also check for the presence of the five most popular recreational drugs in a person's hair. The first is antiretrovirals (ARV) compliance (and abuse), and the second is fetal alcohol syndrome (FAS). South Africa has the world's greatest prevalence of both AIDS and FAS. A single test of a person living with AIDS can show if they have remained compliant over the past year (there are increasing reports of ARV users selling their drugs to merchants who mix them into a drug cocktail), and would be a world first. The contribution of such a test to the fight against drug-resistant strains of both HIV and TB would be huge, not to mention the verification and efficacy boost for patient drug compliance.
When it comes to FAS, Lasarow speaks passionately, arguing the case for philanthropic profit-making with ease and eloquence. Not only does he want to use his tests to monitor pregnant mothers (the Medical Research Council (MRC) is busy testing 600 pregnant women in pilot research), but he wants to analyse the infant's meconium for indicators of FAS within the first week and thus enable rapid intervention within a fortnight.
Homeboy's patriotic goals
His current goal is to 'exit myself out of my UK company and take the extra funds I generate there to start working heavily in South Africa'. This is not just a pipe dream or solo entrepreneurial objective. He's been heavily involved in political projects, partnering with the ANC and sponsoring that party's initiatives to repatriate skills to South Africa for several years. Lasarow is a pivotal member of the Progressive Business Forum in London and a regular keynote speaker at the Homecoming Project and the South African Business Club. Last year he won the inaugural SA Business Award in London.
He explains his approach thus: 'About three years ago I was at the pre-manifesto launch of Jacob Zuma in Bloemfontein. Everyone was singing struggle songs and the hair stood up on the back of my neck - I realised how lucky I was to watch the emergence of a democracy. That's when I saw the opportunity to catch the vote of South Africans abroad. I can speak to those who "ran away" about my experience as an independent entrepreneur'. Lasarow speaks proudly of a new ANC branch forming in London which he believes will have the 'highest percentage of minority group members anywhere'.
In February this year he opened a R12 million laboratory in Manchester that will provide world-class hair substance abuse testing and begin research into a hair test for ARV compliance. He's confident this will soon result in protocols that can be tested in the field locally. Lasarow said patients with AIDS were being 'mugged and robbed of their ARVs', which were smoked in a dagga cocktail, while other desperately poor patients were selling their pills to make money.
Commercialising science to uplift populations
The young entrepreneur has no formal qualifications but partners with top scientists, using his razor-sharp intellect to translate research into marketable technology. He's no stranger to failure, having made and lost a fortune in DNA testing when one of his shareholders, the blind British former social security minister, David Blunkett, became embroiled in a paternity scandal six years ago.1 Fleet Street newspapers had a rollicking time when they found out that Blunkett, who wrote the foreword to Lasarow's book, Who is Really Who? - A Comprehensive Guide to Paternity Testing, had also failed to disclose to parliament his shares in Lasarow's company. Blunkett's name has since entered popular culture in Britain, being thrice-portrayed in dramatic or musical form, one such being 'Who's the Daddy?' The Sheffield Blind Institute in his home town even began a local club night, called 'The Electric Blunkett'.
As the hair grows, it absorbs special markers called fatty acid ethyl esters (FAEEs) and ethyl glucuronide (EtG) into its structure. While FAEE gets into the hair mainly by diffusion from an external sebum layer, EtG markers are formed almost exclusively in the liver and then deposited into hair mainly from sweat. The more markers there are, the more alcohol has been consumed.
Blunkett and Lasarow's paternity testing business partnership was no mere coincidence. Both fought and won battles to prove their paternity to children born of former partners, an experience so traumatic for Lasarow that he vowed to come up with a less painful bio-scientific and simpler manner of verification - and thus made his first brief-lived fortune.
Lasarow liquidated his company, DNA BioScience, then picked himself up, working with a handful of loyal colleagues, 'from a room no bigger than a broom cupboard' at the Old Bailey in London, where he began exploring hard drug testing. The UK Office of Science and Technology soon pronounced hair drug testing as the gold standard because of its long window of evidence - and the courts followed suit. Child custody cases were at first Lasarow's mainstay because of the UK courts' reluctance to place children in mainstream childcare facilities (with all their negative and often criminal outcomes), making permanent caregivers (or parents) the favoured option. This put parental/ caregiver suitability on top of the checklist - and placed Lasarow's drug hair testing centre stage, ahead of liver function and blood tests (complementing but not replacing them).
Restore law enforcement credibility
Shown a snapshot of South Africa's gruesome alcohol-related statistics, Lasarow said the notorious backlogs in the country's blood testing laboratories (read National Health Laboratory Services), needed urgent addressing to restore law enforcement credibility.
'I'd try and work with legislation to allow third party labs to do these tests and implement a fast and efficient lab to shorten the whole customer journey,' he said. Another wide open pasture of entrepreneurial endeavour locally would be drug and alcohol hair testing pre-driver-licensing and improved regular testing of long-distance drivers and airline pilots. 'Basically policy and legislation need to be tightened up to catch up so we can start dealing with some of these social ills effectively,' Lasarow concludes.
A Trimega poster to the Society of Hair Testing bi-annual conference resulted in consensus that the combined marker used by Lasarow's company is the 'marker of choice'. When blood and other tests are correlated with these results, most courts are able to rule beyond reasonable doubt.
Asked what his formula for success is, Lasarow says most people believe there are limitations to entrepreneurial success. 'But you can upskill yourself on certain topics. I've been close to this for a long time and understand the technology. I know the markets exist and I've got a lead on it. I want to bring those skills back to South Africa.'
Chris Bateman
1. Bateman C. Blind former British Home Secretary backs new call phone initiative. S Afr Med J 2008;98(7):506-508. [ Links ]


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Half of towns have transit-oriented development plans
Just over half the 42 towns and cities along the Metro-North New Haven Line are set up to promote development that allows people to live and work near train stations, and reduce their dependence on cars, according to a new analysis by a regional planning group.
The other half of the towns and cities on the New Haven line and its branch lines need to modernize their zoning rules, most of which were established at a time when cars and suburban sprawl were just getting going.
"Compact development close to transit stations fosters vibrant, successful communities," said Amanda Kennedy, the Connecticut director of the Regional Plan Association, who led the study over the past nine months.
"Companies in transit-friendly locations near housing and stores are able to attract more highly skilled employees, and both younger workers and retirees increasingly want to live close to businesses, transit and stores," Kennedy said.
The study analyzed zoning regulations and recent master planning processes to rate how towns and cities tailor their building rules to increase allowable density and reduce parking requirements, which can make or break a developer's desire to begin a project, Kennedy said.
The area within one-quarter mile of a train station or bus hub should be zoned for a mix of residential and commercial uses, the report, titled Halfway There, said.
The towns and cities that have recalibrated their zoning regulations and other rules around their train stations include Bridgeport, Danbury, Fairfield and Stamford. In Greenwich, which has four train stations, only Old Greenwich has regulations conducive to transit-friendly development. The Port Chester station, which serves the Byram section of Greenwich, is also set up well for it, the report said.
In Stamford, the city has established an area near the Stamford train station called the Transportation Center Design District, where zoning and parking regulations are geared to take advantage of the station's heavy use and allow developers to get permission to include fewer parking spaces per unit or square foot for new buildings, Norman Cole, Stamford's land-use bureau chief said.
The regulations also allow for less parking if it can be demonstrated that residential and office tenants can share a certain number of spaces. They also allow additional building height for developments that include what's called "pedestrian-oriented frontage" -- retail shops, plazas and open spaces for public use at street level.
For example, the developers of the Metro-Green apartment complex that is behind the Stamford Transportation Center got approval to reduce the number of parking spaces required because there is retail space on the ground floor and public courtyards throughout the property. The city normally requires 1.25 parking spaces for studio and one-bedroom units, and 1.5 spaces for units with two or more bedrooms. The Metro-Green developers only had to provide 1.25 parking spaces for every housing unit, regardless of size.
Cole said the upcoming state-public private partnership between the Stamford-based JHM Group of Companies and the state to redevelop the area in and around the Stamford train station is also expected to pursue the same lower ratio of parking spaces per unit, while other proposed mixed use projects in the works downtown have already obtained it, including Trinity Park Square West, a 15-story 210 unit building between Washington Boulevard and West Park Place.
Cole said that the ability of developers to get financing for residential and office space projects with less parking illustrates a shift of perspective among project investors about how many spots are needed to ensure success.
"Developers and the financing community are keenly aware they can't rent or sell apartments or lease office space without enough parking," Cole said. "I'd say the attitudes of the finance industry have shifted and they've started to appreciate that offices can lease with less than what was previously considered the minimum amount of parking and residential units will be sold with less parking."
Bridgeport, along with New Haven, Stamford and other cities, received scores reflecting that it is ahead of most towns in enabling development within a half-mile walking distance of their stations. The city has adopted a variety of mechanisms to foster this, including reduced parking requirements per unit and allowing a mix of uses and more units per acre.
Bridgeport's economic development director, David Kooris, said promoting transportation-oriented development requires looking at multiple factors.
"Density is not the most important thing," Kooris said. "Even if it is a two-story office building, it needs to be oriented toward the train station, and to achieve that you need a conversation about land-use mix and regulations governing parking."
This year, Bridgeport officials extended the transit-oriented development regulations in effect on the west side of the Pequonnock River near the Bridgeport train station to the east side of the river to allow mixed-use developments of up to 25 stories and reduced the number of parking spots per development.
Kooris said he more liberal zoning aims to attract new investment between the station and the Steel Point waterfront, a 50-acre peninsula where Bridgeport is hoping to catalyze millions of square feet of development.
Kooris said that in the past three years, Bridgeport has lowered the number of required parking spaces per unit on some development proposals as low as 0.5 spaces per unit, further reducing requirements by allowing developers to count parking in nearby private and public parking garages toward the required total.
"That was a very strategic decision by the elected bodies here. Given the presence of high-quality transit first and foremost, and some large and public and privately owned parking resources, it was decided we could get by without saddling significant parking provisions on the private sector," he said. "I can say with certainty that has been key to unlocking the potential of our historic building stock."
The study also rates the town of Fairfield's efforts to tie development of areas neighboring the Fairfield and Fairfield Metro stations to enable mixed use and residential of up to 17 units per acre near the Fairfield Metro Station.
In Fairfield, Planning Director Joe Devonshuk said land-use officials began several years ago to study how they could revamp their zoning and parking policies to be more conducive to mixed use and denser residential use around the then-unfinished Fairfield Metro Center. This included loosening parking requirements in instances where developers incorporated pedestrian and bicycle amenities meant to encourage non-motorized travel to and from the stations.
"There is some flexibility in the number of parking spaces per use based on traffic studies that indicate the need for on-site parking may be reduced," Devonshuk said.
Danbury received a good grade for revamping its regulations to allow medium- to high-density residential and commercial development around the Danbury train station.
Wayne Shepherd, chief of staff for Mayor Mark Boughton and the city's former economic development director, said that in 2010 the city launched the Danbury Main Street Partnership to attract businesses to redevelop the downtown area. The group includes business owners and elected officials, and has worked together to adapt the city's zoning requirements to be more transit-friendly.
"We've set some new regulations to encourage businesses to come to the central core of the city," Shepherd said. "We have a lot of things in motion."
Among the changes made three years ago were loosened parking regulations within a downtown revitalization zone that cut the number of spaces needed for apartment units from 2 to 1.5 spaces. And businesses that move into the area can provide spaces for employees within existing parking inventories, including city-owned parking garages, rather than have to provide all their own parking within their development.
The allowable building heights were also increased in the area around the Danbury train station, which is part of the central business district zone, and the city's new regulations allows building heights of five to 10 stories in the central business district, and up to 10 units per acre for new residential developments.
Also, building permit application fees were reduced, and the city started prioritizing projects that are within the city's revitalization zone.
In Greenwich, the town is studying shared parking and allowing greater residential development near the Greenwich train station, and could probably adopt lower parking requirements for new residential developments, the study said.
"Greenwich is a walkable community and it seems like it is a no-brainer to have shared parking, given you can reach multiple destinations on foot," Kennedy said. "I think the key to having shared parking is to have a mixture of uses, which Greenwich has."
Diane Fox, director of planning and zoning for Greenwich, said the town is planning to evaluate whether parking can be shared between residential, office and commercial uses in a study that will look at whether the town can increase the amount of housing downtown, allow mixed-use regulations and focus on increasing the town's stock of affordable housing units.
To know for sure whether the town can cut back on parking requirements for new developments, Greenwich has to be able to predict accurately whether residents of new housing will drive their cars to work, which would open spaces up for daytime shoppers to occupy those spots, Fox said.
"If you don't have enough parking on-site, there ends up being a conflict with surrounding residents, so you have to be a little careful," Fox said.
Not all towns need to embrace transportation-oriented development, however.
"For the communities that have not already embraced transit-oriented development, they should give it future consideration in their future plans," the Regional Plan Association's Kennedy said.
Some stations such as Greens Farms in Westport, Talmadge Hill on the New Canaan branch and Riverside in Greenwich were assigned much lower scores than most stations, given their location within areas where there are single-family homes on large lots and there is little desire to increase development or loosen regulations.
"There will always be locations where communities have decided that they aren't interested in further development, but for communities that want to be walkable and have downtown amenities, there needs to be a discussion of parking regulations and other rules," she said.


text: 4 1of4Eric Bana and Rebecca Hall star in, "Closed Circuit."Jay Maidment/Focus FeaturesShow MoreShow Less 2of4Eric Bana stars in, "Closed Circuit."Jay Maidment/Focus FeaturesShow MoreShow Less 3of4Rebecca Hall stars in, "Closed Circuit."Jay Maidment/Focus FeaturesShow MoreShow Less 4of4Eric Bana and Rebecca Hall star in, "Closed Circuit."Jay Maidment/Focus FeaturesShow MoreShow Less Closed Circuit Thriller. Starring Eric Bana, Rebecca Hall and Ciaran Hinds. Directed by John Crowley. (R. 105 minutes.) The cloud of dystopian despair that we've come to take for granted in our movies has drifted all the way to Britain, as can be seen in the thriller "Closed Circuit." It depicts a world of evil terrorists warring against almost-as-evil British government officials, in which friends aren't trustworthy, old verities are defunct and nobody is safe except the stupid. Nice to know our British cousins aren't feeling too optimistic these days, either. Eric Bana plays an English barrister who is appointed to defend a terrorist, for a crime that is something like a combination of 9/11 and Oklahoma City: al Qaeda, a car bomb, lots of casualties. Martin (Bana) gets the job because the previous barrister committed suicide. (Or ... did he? Hmm.) It's a high-profile case that will be good for his career, so long as he does a very poor job of defending his client. "Closed Circuit" is steeped in the details of English law, and rather than being obscure or arcane, these details ground the film and give it an authentic air. Apparently, in such cases, there is the main defense barrister, but then there is another barrister charged with conducting the investigation. And the peculiar thing is that the two barristers can't be in contact with each other while the investigation is taking place. This becomes a matter of some importance over the course of the movie. In essence, the two lawyers must collaborate in the dark, which might be tricky under normal circumstances, but in "Closed Circuit" is downright alarming, as both start getting separate pieces of a complicated and frightening puzzle. No surprise, there are also personal complications: Martin and Claudia (Rebecca Hall), the investigator, used to be lovers, etc. Actually, the personal details, in the hands of these actors, seem more than perfunctory, and Martin's characterization as a ladies' man with a messy home life makes for a colorful touch of weakness. Neither protagonist is a heroic type. He is crusty, impatient, slightly superior, and she is a humorless stickler. But they find themselves thrown into a situation in which they have to be either much better than they are or much worse. It's an uncomfortable choice. We'll avoid going into plot specifics here. But to speak generally, "Closed Circuit" is about two lawyers whose lives become endangered as they get closer and closer to a secret that powerful entities would like to keep under wraps. What's peculiar about the movie - both a flaw and a virtue - is that neither is trying to do anything of tangible importance. That is, they're not trying to prevent some terrible event from taking place. They're really only trying to hold up concepts, but important ones, like honesty and the rule of law. And they're trying to survive. So on one side you have people fighting for something nebulous and right, and on the other side you have elements within the government fighting something tangible (terrorism) but doing it in ways that are immoral, illegal and murderous. This makes the barristers' struggle less than completely riveting, in that they might be working to uphold something that no longer exists. For all their worldliness and cynicism, they may be children in a world of adults, fighting a lost cause. This makes for less drama, but in the end might be the point. In addition to Bana and Hall, Jim Broadbent is outstanding in a couple of scenes, as a government official, watching from the sidelines and offering warnings and advice. Broadbent is somehow menacing, pathetic and persuasive all at the same time. Mick LaSalle is The San Francisco Chronicle's movie critic. E-mail: email@example.com


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Sergio Ramos set to leave Real Madrid after clashing with Perez
Real Madrid captain, Sergio Ramos, is considering leaving the club this summer, Marca reports.
It is understood that Ramos is ready to call time on his Bernabeu career after 14 years in the Spanish capital, after clashing with club president Florentino Perez.
Madrid endured a dismal campaign, which culminated in the Champions League capitulation against Ajax.
The Dutch side's 4-1 win at the Bernabeu handed them a 6-3 aggregate win in the last 16, with Ramos missing due to suspension, having purposely picked up a yellow card in the first leg, which Madrid won 2-1.
Ramos admitted after Madrid had been dumped out of the competition that it was "an error and I take the blame 200 per cent."
As Ajax players celebrated with supporters on the Bernabeu pitch, Ramos who had watched from the stands while being filmed for a documentary, joined his dejected teammates in the dressing room.
They were joined by Perez, who labelled the players "disgraceful" and became embroiled in a heated row with his skipper.
Ramos allegedly fired back at the Madrid president, accusing Perez of their current problems being his fault, declaring that his planning for the campaign hadn't been up to standard and stating "Pay me up and I'll go".
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Buhari appoints Amokachi as SA on sports
Former Super Eagles player and Nigerian Football Ambassador, Daniel Amokachi, has been appointed as Special Assistant on Sports to President Muhammadu Buhari.
"I am pleased to inform you that Muhammadu Buhari, President of the Federal Republic of Nigeria has approved your appointment as Special Assistant on Sports," the appointment letter dated August 17, 2020, and signed by the Secretary to the Government of the Federation Mr. Boss Mustapha, reads in part.
As special assistant on sports, Amokachi is expected to advise the President on all sports matters.
The former Everton of England forward, who was earlier in the year named Nigeria's Football Ambassador, is expected to mentor youngsters and promote the game at the grassroots.
Nicknamed "The Bull", Amokachi began his career in Kaduna with Ranchers Bees Football Club of Kaduna, played for Club Brugge of Belgium, Besiktas of Turkey, Everton of England and Colorado Rapids.
He played in two World Cup finals, USA 1994 and France 1998. He was a member of Nigeria's 1994 African Cup of Nations winning team and won the 2013 edition in South Africa as assistant to the late Coach Stephen Keshi.
Amockachi also won Gold with team Nigeria in the Football event of the Atlanta 1996 Olympics.
Tennis: Djokovic confirms US Open participation
Novak Djokovic confirmed on Thursday he will play at the US Open, ending speculation about his presence at the first Grand Slam tournament since the season restarted following the coronavirus-enforced shutdown.
"I'm happy to confirm that I'll participate at #CincyTennis and #USOpen this year," the 33-year-old world number one tweeted.
"It was not an easy decision to make with all the obstacles and challenges on many sides, but the prospect of competing again makes me really excited," added the 17-time Grand Slam champion.
The US Open gets underway behind closed doors in New York on Monday August 31, with Djokovic arriving in the United States on Saturday to tune up in the Western and Southern Open, which is normally played in Cincinnati but has been moved to New York this year.
His decision to take part is a major boost for the US Open after a host of headline names pulled out.
Djokovic makes his competitive return after being heavily criticized for hosting a charity tennis event in the Balkans in June at which he and a raft of players tested positive for COVID-19.
Sam Okwaraji: NFF begins process to retire Eagles No.6 jersey
The Nigerian Football Federation (NFF) is pondering a move to retire the Super Eagles No.6 jersey previously worn by the late Sam Okwaraji, The PUNCH reports.
NFF President Amaju Pinnick made this known during an interview on a radio programme Sports Salsa, which was aired on Kennis 104.1 FM on Wednesday.
Okwaraji died of congestive heart failure minutes after he slumped during a 1990 World Cup qualifier between Nigeria and Angola on August 12, 1989, inside the main-bowl of the National Stadium, Lagos.
The game ended 1-0 in favour of the Eagles.
"Someone made a proposal about retiring the jersey (No.6) at the start of the year and I think it is not too much for us to do that," Pinnick said.
"I will forward the proposal to the executive committee for implementation because it has been said already. So, we will see how we can retire that shirt in honour of a great patriot (Samuel) Okwaraji.
"His (Okwaraji) death was very tragic because he was a player who showed dexterity, professionalism and maturity each time he played for the Eagles."
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Indonesian Paper Producer Is Going Green
Asia Pulp & Paper in Jakarta, Indonesia, is taking measures to protect natural forests, but environmental activists say it has a mixed record. WSJ's Eric Bellman reports via WorldStream.
This transcript has been automatically generated and may not be 100% accurate.
... I ... Asia pulp and paper are based in Indonesia is one of the three largest paper companies in the world ... and it plans to spend ... that is faced criticism about its forest clearing practices ... ATP is trying to move away from using natural forests to feed its mills and opt instead for plantation trees like these ... its mill in Sumatra Indonesia sits in the middle for use to be a huge jungle ... it's now a myriad of tree farms surrounding natural forests which the company says it will touch ... this AP Pew Research Center in Smucker is developing new types of trees will grow faster for more rapid paper production ... AP piece as it is plain to millions of new trees in its new environmental measures go beyond what's required by law ... still groups like Greenpeace AAP peace environmental record is mixed ... here the paper mill in Sumatra ... would fabricated mostly from plantation trees is turning to paper products sold around the world ... ATP said that inspects the timber uses to make a virtuous or would is not sourced from a protected forest ... for The Wall Street Journal was crying when ...


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Where secular
ARE the majority!
The home for:
Eclectic Homeschoolers
Freethinking homeschoolers
Non-religious homeschoolers
Hi Ashlyn! My 12yo (13 in October) daughter emma would love an online friend. Her email is [email protected] if you want to send her an email. Hopefully ya'll can get in touch!
SecularHomeschool.com was created to provide information, resources, and a place to share and connect with secular homeschoolers across the world. Secularhomeschool.com aims to be your one-stop shop for all things homeschool! We will be highlighting information about wonderful secular homeschool resources, and keeping you up to date with what is going on in the world of secular homeschooling. But that is only the beginning. SHS is your playground. A place to share the things that are important to you. A place to create and join groups that share your interests. A place to give and get advice. There are no limits to what you can do at Secular Homeschool, so join today and help build the community you have always wanted.
SecularHomeschool.com is a community and information source where secular homeschoolers ARE the majority. It is the home for non-religious homeschoolers, eclectic homeschoolers, freethinking homeschoolers AND anyone interested in homeschooling irrespective of religion. This site is an INCLUSIVE community that recognizes that homeschoolers choose secular homeschool materials and resources for a variety of reasons and to accomplish a variety of personal and educational goals. Although SecularHomeschool.com, and its members, have worked hard to compile a comprehensive directory of secular curricula, it does not attest that all materials advertised on our site, in our newsletters, or on our social media profiles are 100% secular. Rather, SecularHomeschool.com respects the aptitude of each individual homeschool parent to fully research any curriculum before acquiring it, to ensure that it holistically meets the educational, personal, and philosophical goals of each homeschooler.


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At The Linux Foundation, we are lucky to work directly with many of the most innovative companies in the world. We all know the big names like Google, IBM and Intel but as Linux use has expanded into new segments – especially in the embedded industry – we get to work with smaller, but no less innovative companies. The best part is helping them make the most of Linux by getting involved in the community. As an example, we recently completed software compliance and community involvement training at set-to-box manufacturer Altech UEC.
We traveled to South Africa to help them understand how to deploy Linux and open source software to power their set-top-box technology. Altech made use of The Linux Foundation's Compliance Training resources to educate their developers and their executives on the process and steps required in staying compliant with open source licenses. This is obviously a smart move, but Altech took it farther by also using the Linux Foundation to understand how the community works and how to engage directly. As they say in a recent case study:
"Not only did we need to better understand how to comply with third-party open source software, we wanted to better understand how to engage with the open source community to maximize it for our products," said Steve Comfort, a systems engineer at Altech UEC. "We knew that open source software could also help us innovate but management didn't start listening until Android and MeeGo made it clear that the rules of the game were changing." Altech UEC expects that this investment will pay off in the long run, due to a combination of the increased productivity that FOSS offers and greater customer satisfaction derived from open source ecosystems such as Android and MeeGo.
The Linux Foundation's Open Compliance Program helps companies understand how to work and excel in today's mixed world of proprietary and open source software. In the case of Altech UEC, a number of engineers came together with The Linux Foundation to organize a software process to achieve compliance. And, the executive team met with The Linux Foundation's Director of Open Compliance to better understand the importance of open source software and how to engage with the community.
If your company is new to Linux or open source and you think we can help, please consider joining the Linux Foundation or contact us here.


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UBS faces a fine of 1.5 billion Swiss francs (S$1.96 billion) to settle interest rate rigging charges, a Swiss newspaper reported on Saturday.
Citing unnamed sources, Tages-Anzeiger daily said the bank would admit 36 traders around the globe manipulated yen Libor between 2005 and 2010. A UBS spokesman declined to comment.
People familiar with the matter told Reuters on Friday UBS could reach a $1-billion-plus settlement and admit to criminal wrongdoing by its Japanese arm, where one of its traders manipulated yen Libor and euroyen contracts.
Between 25 and 30 people have left UBS over the matter, the sources said. The Swiss bank had hoped for a softer touch from regulators by cooperating in industry-wide probes and was surprised by the size of the expected settlement, they added.
A 1.5 billion franc settlement would be the biggest ever paid by the bank, recovering from a $2.3-billion trading fraud by London-based trader Kweku Adoboli for which it was fined 30 million pounds ($48.36 million) last month.
A settlement would make UBS the second major bank to be sanctioned for its role in the Libor scandal. Britain's Barclays paid a $450 million fine in June.
Libor is the rate used as a benchmark for pricing trillions of dollars worth of financial instruments and contracts around the globe. Tiny shifts in the rate, compiled from daily polls of bankers, could benefit dealers in complex products.
Tages-Anzeiger said the fine, together with restructuring charges of 500 million francs from plans to cut 10,000 staff as UBS winds down its fixed income business, would probably push the bank to a fourth-quarter loss.
UBS had already said costs related to the investment banking overhaul would lead to a fourth-quarter and full-year loss after it posted a third-quarter net loss of 2.172 billion francs. It is due to publish full-year results on February 5.
By admitting to a charge against its Japanese subsidiary, UBS would stop short of admitting wrongdoing at a group level, which could be fatal for a bank as it could lose its license.
Chairman Axel Weber, who joined UBS this year after stepping down as head of the German central bank, has been on a whirlwind diplomatic tour over the probe, the Tages-Anzeiger reported.
Swiss newspapers noted that Mark Branson, now responsible for overseeing big banks for Swiss financial markets regulator Finma, was chief executive of UBS Japan at the time of the alleged rate rigging.
A Finma spokesman said Branson had removed himself from Finma's investigation into Libor to avoid any appearance of conflict of interest but declined to comment further.
In 2009, UBS paid $780 million to settle a messy US investigation into tax evasion by admitting it had helped wealthy Americans evade and cheat on their taxes.


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Welcome to the summer of 2012, investors. The U.S. markets, like the weather, have been strangely moody — with sudden storms, drought conditions and an overall sense of uncertainty clouding the landscape.
For the third straight year, stock markets began the year with healthy gains only to decline on fears of a global economic slowdown, say analysts with T. Rowe Price Investment Services in a summer outlook published Wednesday.
Nevertheless, the T. Rowe analysts say, the total return of the S&P 500 Index was up 9.49%, which put the U.S. markets well ahead of the international markets.
"The solid U.S. gain testified to the slow but sustained recovery of the American economy, given that markets faced significant obstacles," according to the report, which notes that the continuing eurozone crisis, slowing Chinese growth and the looming U.S. fiscal cliff have meant no end to the "risk on, risk off" trade as the third quarter begins.
So what's an investor to do in the summer of 2012? Here's what the experts at T. Rowe Price say:
Fiscal Cliff Diving, Anybody?
Investors this summer are seeking solid ground despite the United States' economic struggles. While there is optimism that the slow expansion is intact, according to T. Rowe Price Chief Economist Alan Levenson, U.S. policymakers must refrain from jumping off the "fiscal cliff" and seek broader fiscal reforms. Certainly, this will become a more pressing issue as summer gives way to fall even with the ray of hope from the spending deal announced Tuesday.
The fiscal cliff of tax increases and spending cuts scheduled to take effect as of Jan. 1 are a major source of uncertainty for the U.S. outlook, writes Levenson, who anticipates that the U.S. housing headwind has not entirely subsided and should keep real GDP growth in a 2.0% to 2.5% range through next year. But Congress' failure to act on tax and spending cuts would amount to a fiscal tightening of about 3% of GDP, he warns.
"Policymakers are aware that such a blow could well tip the economy back into recession. We—like most forecasters—assume that about half of the force of these measures will be deferred into 2013. An additional 12-month extension of the Bush-era tax cuts would fit this bill. Alternatively, an extension of just the middle-income tax cuts and a deferral of the super committee budget sequestration would have a similar impact," Levenson writes.
Jumping on the U.S. Energy Wave.
A wave of improved natural gas and oil extraction has given rise to a seismic shift in U.S. energy production, says Tim Parker, T. Rowe Price's natural resource stock portfolio manager, in this short video.
"Manufacturing companies have in the past few decades felt that they were working at a cost disadvantage relative to the rest of the world. Now, because prices are so cheap in the U.S., with gas being so cheap and oil cheaper than average, they're at an advantaged cost position," Parker says.
Environmental concerns aside, fracking has resulted in a substantial pickup in natural gas and, increasingly, oil production, he notes. For example, U.S. natural gas supply skyrocketed 12% year over year in January. But demand has grown at only about 1% per year, and this means that consumers as well as industrial companies are now benefiting from lower energy costs.
For investors, lower prices may challenge energy producers, but they also should create the following opportunities, according to Parker:
- Energy producers that maintain low operating costs or find new reserves are still attractive.
- Chemical and paint companies using natural gas-linked hydrocarbon inputs may have a cost advantage over global companies using oil-linked hydrocarbons.
- Heavy energy users, such as metal fabrication and steel production companies, also are attractive.
Summertime Sanctuary in U.S. Stocks.
T. Rowe Price asset allocators are leaning more than usual toward stocks, according to company Chairman and CIO Brian Rogers, who asserts that stocks retain a valuation advantage over bonds.
"There are plenty of headline challenges, but this is nothing like 2008," he says in reference to the last global financial crisis. "Financial system liquidity is strong, valuations reasonable, and earnings growth positive, and there's a lot of cash kicking around in the world. If you look at companies' fundamentals, the progress is reasonably good."
Rogers says investors should seek high-quality large-cap companies with low valuations, stable earnings, good dividend yields and promising dividend growth.
T. Rowe analysts recommend that investors look beyond the challenges to these opportunities in equities:
- The relative haven of U.S. stocks, as led by large-cap growth stocks
- Stocks in the U.S. technology and, yes, financial sectors, which should continue to do well.
- Quality emerging market and European stocks, which are trading at discounts.
Dipping a Toe in Bonds' Murky Waters.
The midyear outlook for bonds is murky given the risks muddying the global economy and U.S. Treasury yields sunken near record-low levels, says Steven Huber, manager of the T. Rowe Price Strategic Income Fund.
"There are a lot of risks, the primary one being the debt crisis in the eurozone," Huber says. "We are also seeing slowing growth in China and emerging economies, particularly commodity-based economies. And we have the fiscal cliff coming up after the U.S. election. We don't know if the Federal Reserve will provide more support to the economy through quantitative easing, though we do not think it is a certainty."
Given the market's low yields, T. Rowe Price's analysts say investors may find better returns in high yield bonds, bank rate loans, investment-grade bonds, and emerging market bonds.
Shiny, Happy Muni Bonds.
Municipal bonds have provided stellar returns this summer, with yields in excess of Treasuries, according to T. Rowe Price analysts.
Aside from a few defaults in municipalities such as Jefferson County, Ala., and Stockton, Calif., the market's overall credit quality remains high. And clearly, with so many small issuers in such a large market, independent research is essential, says Jim Murphy, manager of T. Rowe's Tax-Free High Yield Fund, who notes that the Barclays Municipal Bond Index had a total return of 9.9% for the 12 months ended June 30.
"In absolute terms it's hard to get excited about investing in yields of around 4%, but yields have declined significantly among all fixed-income sectors," Murphy writes. "So in a relative sense, munis are certainly attractive for investors in high or medium tax brackets. A 4.5% muni yield would equate to a taxable yield of 6.9% for someone in the top tax bracket."
For more on summertime investing, read Best 5 Investment Picks for Midyear 2012 at AdvisorOne.