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There has been no official announcement. No terms or conditions have been disclosed. But Greece's banking system is being propped up by an estimated €100 billion or so of emergency liquidity provided by the country's central bank — approved secretly by the European Central Bank in Frankfurt. If Greece were to leave the eurozone, the immediate cause might be an ECB decision to pull the plug.
Extensive use of "emergency liquidity assistance" (ELA) to help banks in the weakest economies has been one of the less-noticed features of the eurozone crisis. Separate from normal supplies of liquidity and meant originally as a temporary facility for national authorities to use when banks hit problems, ELA proved a lifesaver for the financial system Ireland and is now even more so in Greece. As such, it has given the ECB — which has ultimate control over the facility — considerable power to determine countries' fates.
Whether that power would ever be exercised is unclear. ELA is a subject on which the ECB is deeply reluctant to provide information — even on where or when it is provided.
"You don't say when you are in an emergency situation, because then you make the situation worse. So I really don't see the usefulness of being more transparent," Luc Coene, Belgium's central bank governor, explained in a Financial Times interview this month.
The ECB's guard slipped a little late last month. Its weekly financial statement published on April 24, showed an unexpected €121 billion increase in the innocently titled heading "other claims on euro area credit institutions," the result of putting all ELA under the same item. By definition, €121 billion was the minimum amount of ELA being provided by the "eurosystem" — the network of eurozone central banks.
By scouring ECB and national central bank statements analysts, have since pieced together more details. Analysts at Barclays, for instance, reckon Greece is now using €96 billion in ELA, with Ireland accounting for another €41 billion and Cyprus €4 billion. If correct, total ELA in use has exceeded €140 billion — more than 10 per cent of the amount lent to eurozone banks in standard monetary policy operations.
Because of the risks of extra liquidity creating inflation, ELA in excess of €500 million requires approval by the ECB's 23-strong governing council: its use can be stopped if two-thirds of the council oppose an application.
Importantly, the risks fall on the relevant national central bank, rather than being shared across eurozone central banks as with normal liquidity — although there would be a general hit if a country left the eurozone. However there is no theoretical limit to the amount of ELA that can be provided – and no information, for instance, what collateral recipient banks have to provide as security or what interest rate they pay. Ireland's example shows that the supposedly temporary use of ELA, can also be prolonged.
Mr Coene said ELA had to be cut off once banks became insolvent. "It is emergency liquidity assistance – not solvency assistance," he said. The secrecy surrounding ELA creates grey areas, however.
Last week, the ECB council excluded four Greek banks from ordinary liquidity operations — forcing them to fall back on ELA. The unofficial reason was political uncertainty over Greece's bank recapitalisation plan after the country's inconclusive May 6 election.
But where would the council draw the line? Mario Draghi, ECB president, would probably seek political cover before Greek ELA was withdrawn. Although the ECB's "strong preference" was for Greece to stay in the eurozone, the country's future was for politicians to decide, he said last week.
"Cutting off ELA would be the way to push Greece out of the eurozone — if that was wanted, or if Greece really wanted to leave. But I don't think the ECB is going to take that decision," said Laurent Fransolet, Barclays analyst. "I think the ECB would go to the political powers and have them take the decision".
Nevertheless, ambiguity over how the ECB would really act gives it sway over eurozone politicians. An ECB threat in late 2010 to pull the plug helped persuade Ireland to accept an international bailout plan. No doubt, its governing council will hope to concentrate minds similarly in Athens.

subset: commoncrawl


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Jacky-Ginge noticed he hadn't appeared on (his) blog for ooh, at least a few days.
All the furry occupants of the HenHouse make a beeline for my den. Well, it is rather marvellous and I find it difficult to get out of here myself. Good job the rest of the house is pretty nice otherwise I'd probably move a fridge in and I'd be all set for bedsit-style living! Our house faces West so in the morning in particular, my den which is on the back of the house, gets all the lovely sunshine. As we all know, cats will always find the sun to give themselves a good toasting. My old table, in front of the big sash windows, is their favourite resting spot and they vie for space there throughout the day. Not only is it high up and sunny, from here they can see the entrance to the back door and utility room (or "cat feeding room" as the Munchkin calls it) and hence, their cat flap (woe betide any unwanted visitors). They can also see the whole of our and next door's (nice) garden complete with bird feeding station and many birdies. Oh my, that makes for happy boys! If one jumps up to find a furry occupant already in situ, much peeved hissing can ensue. As you can see, Jacky-Ginge made it there first today.
Charlie-Boy was not such a willing participant in my spontaneous photo shoot.
Aww, mum...
(Check out that lovely stash in the background, though.)
After much rattling of cat biscuits, he grudgingly allowed us this one...
So, post lunch, the sun has moved round to the front of the house and if I want to photograph anything, I have to decamp to another room, so I'm decamping to one of the spare bedrooms. This room gets great light; the previous owner of the HenHouse was a bloke who used to (try to) paint and this was his painting room (as he was very pretentious, I imagine he referred to it as his studio!) Here I find myself photographing my new fabric with which I shall make cushions for the sitting room sofa. I have to confess, the Christmas ones are still there at the moment (I'm not superstitious) but the fabric took an age to arrive (thanks Royal Mail, especially for your £8 handling fee). Isn't it divine? It's Anna Maria Horner's Garden Party range. Not feeling in a sewing mood today (you're shocked, I know, but it's rare and won't last) so I am just gazing at it lovingly for now.
What else shall we look at in here? Ages ago, I embroidered this little picture. I happily found it fitted into a standard Ikea frame (I know, I know, I should have had it framed properly) but I generally have a few such frames hanging about, and for now, it's sitting on the fireplace.
Whilst in Honiton on New Year's Eve, I spotted this in one of my fave shops there. When I met up with Mr HenHouse and the Munchkin, they mentioned to me, have you: a) seen the grandfather clock in that shop? b) seen the eiderdown in that shop? Have you not bought it, we thought you'd love it? Well, I didn't need any further encouragement. So, Mr HenHouse got the clock and I got the eiderdown. You see, it's not me that spends the money round here! It is brightening up what is a very lovely but very duck-eggy room.
That's all today, folks!


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Text SUPPORT1 to 21825 to learn if you may be eligible for financial support with your medication(s).
Msg & Data Rates May Apply. Msg freq varies. Terms apply. Text HELP for help. Text STOP to end.
IBANDRONATE (i BAN droh nate) slows calcium loss from bones. It is used to treat osteoporosis in women past the age of menopause.
This medicine is for injection into a vein. It is given by a health care professional in a hospital or clinic setting.
Talk to your pediatrician regarding the use of this medicine in children. Special care may be needed.
Side effects that you should report to your doctor or health care professional as soon as possible:
allergic reactions such as skin rash or itching, hives, swelling of the face, lips, throat, or tongue
changes in vision
chest pain
fever, flu-like symptoms
heartburn or stomach pain
jaw pain, especially after dental work
Side effects that usually do not require medical attention (report to your doctor or health care professional if they continue or are bothersome):
bone, muscle or joint pain
diarrhea or constipation
eye pain or itching
irritation at site where injected
It is important not to miss your dose. Call your doctor or health care professional if you are unable to keep an appointment.
This drug is given in a hospital or clinic and will not be stored at home.
They need to know if you have any of these conditions:
dental disease
kidney disease
low levels of calcium in the blood
low levels of vitamin D in the blood
an unusual or allergic reaction to ibandronate, other medicines, foods, dyes, or preservatives
pregnant or trying to get pregnant
Visit your doctor or health care professional for regular check ups. It may be some time before you see the benefit from this medicine. Do not stop taking your medicine except on your doctor's advice. Your doctor or health care professional may order blood tests and other tests to see how you are doing.
You should make sure you get enough calcium and vitamin D while you are taking this medicine, unless your doctor tells you not to. Discuss the foods you eat and the vitamins you take with your health care professional.
Some people who take this medicine have severe bone, joint, and/or muscle pain. This medicine may also increase your risk for a broken thigh bone. Tell your doctor right away if you have pain in your upper leg or groin. Tell your doctor if you have any pain that does not go away or that gets worse.
Get tips to help you manage your family's health, options to boost your fitness and advice to live your best life.
Next Section


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Quadcore, LTE expected for iPhone 5, audio processor dropped
Keywords:iPhone? quad-core? LTE? TD-SCDMA? A15 cores?
Apple has scheduled a press conference at San Francisco's Yerba Buena Center on Sept. 15.
A press conference at San Francisco's Yerba Buena Center has been scheduled by Apple. However, questions about specs of the new phone may need to wait until teardown experts examine them.
Meanwhile, experts believe Apple needs to catch up with the likes of its Android rivals who are already shipping handsets with quad-core ARM Cortex A9 processors and support LTE.
Apple's next A-series apps processor will likely include four Cortex A9s and four ARM Mali graphics cores, said Allan Yogasingam, a teardown expert at UBM TechInsights (Ottawa), a division of UBM LLC which publishes EE Times. In addition, the iPhone 5 will likely use the same Qualcomm MDM9600 baseband processor in the latest iPad which supports LTE.
Apple's archrival Samsung and others have been shipping LTE handsets for some time. Apple might try to differentiate itself by using a baseband that also supports China's 3G standard TD-SCDMA, said Will Strauss, principal of market watcher Forward Concepts (Tempe, Ariz.).
"TD-SCDMA support would be a real coup because they could have a single phone that could be used virtually worldwide though you will never get all the global LTE spectrum bands supported," said Strauss. "There's a ready market for TD-SCDMA in China Mobile which has become the world's largest buyer for cellphones—bigger than AT&T and Verizon," he said.
Apple could make the leap to packing four of ARM's latest A15 cores in its apps processor. Texas Instruments is shipping a quad A15 chip focused on cellular base stations. But the move would be a surprisingly large leap for Apple, said both Yogasingam and Strauss, who expect the Apple A-series to use four A9 cores.
Apple is widely expected to upgrade the iPhones aging connector to a slimmer design with fewer pins. The connector gives Apple hardware designers more wiggle room, but it would force end users to buy new peripherals or at least adapters to link new handsets to existing docks.
The connector "could put a lot of product lines out of business," said Strauss. "It's good news, bad news—they get to sell the same damn thing with a new connector," he said.


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In line with the theme of the 62nd session of the United Nations Commission on the Status of Women (12 – 23 March 2018), "Challenges and opportunities in achieving gender equality and the empowerment of rural women and girls" and in collaboration with the World Association of Community Radio Broadcasters (AMARC), UN Women brings to life stories of rural women from around the world, from Haiti and Canada to Iraq and Senegal to the pacific islands of Fiji. Produced largely by women producers, these stories, told in the first-person narrative, are currently being aired on local community radio stations.
RadioExpert is a not-for-profit public service organization founded in 2003 to organize and expedite the continuing activities in support of community media worldwide.
Marginalization of the Romani minorities of Central/Eastern Europe remains among the most difficult problems facing Europe today. The search for solutions must include empowerment of Roma people through education and access to media structures. Media literacy and skills training for Roma youth can provide an effective means for media literacy, collaboration, inclusion, access, education employment skills development and social cohesion.
The Roma Youth Media Project is a multi-year initiative to establish and maintain media training programs for Roma youth in Europe. RadioExpert's goals are to establish enabling environments for Roma youth radio in civil societies, and develop sustainable Roma youth radio, TV and film producers and moderators.
Founded in 2003, Just Vision is nonpartisan and religiously unaffiliated. They tell the under-documented stories of Palestinian and Israeli grassroots leaders who work to build a future of freedom, dignity and equality for all. Just Vision approach goes through award-winning films, digital media and targeted public education campaigns that undermine stereotypes, inspire commitment and galvanize action.
The Crossroads Project promotes alternative ways of resolving conflict leading to social cohesion, reconciliation and lasting peace among communities in Northern and North-Eastern Uganda.
Media Focus on Africa (MFA) designed and produced a 13-episode television and radio drama series – Yat Madit – based on real life experiences in the region. Yat Madit aimed to raise awareness about the plight of post war communities, influence public perceptions towards cultural diversity, and alleviate problems within communities. Sixty intercultural dialogues sessions which involved screening of the drama series were also held to diffuse social barriers and create fertile ground for collaborative problem solving using non-violent methods.
Yat Madit aired on national television, while translated episodes of the series were broadcast across four radio stations in Northern and North-Eastern Uganda. By the end of the dialogues, community members collectively identified their challenges and agreed on the best ways to address them. The project also increased awareness and knowledge on human rights, cultural rights, collaborative problem solving and cultural diversity. MFA aims to replicate this project in the Rwenzori region, another area of recent conflict with a history of cultural and ethnic disputes.
How can traditional know-how and knowledge contribute to tackle the issues of the modern world? RISE UBUNTU Network aims to connect with Indigenous groups from the North, South, East, West and the Diasporas. Their objective is about preserving and recovering endangered indigenous traditions and ecosystems, notably to bring solutions to contemporary challenges.
Post-Conflict Research Center, based in Bosnia and Herzegovina, creates programs to further the values of justice, peace, cross-cultural understanding, and reconciliation amongst today's youth, who will shape the historical narratives of tomorrow. Working both locally and regionally, they carry out our youth-focused peace education initiatives with the goal of making sustainable peace a practical reality for young people and society as a whole. They are committed to engaging Balkan youth in programs that promote personal and intellectual growth through deepened understandings of division, conflict, conciliation and pluralism. Their educational programs build on the dissemination of historical memory and dialogue to prevent, mitigate, and transform conflict and post-conflict environments stemming from ethnic, religious and political identities.
The Indigenous Studies Portal (iPortal) is a database of full-text electronic resources such as articles, e-books, theses, government publications, videos, oral histories, and digitized archival documents and photographs. The iPortal content has a primary focus on Indigenous peoples of Canada with a secondary focus on North American materials and beyond. This initiative began in 2005 at the University of Saskatchewan as a resource for faculty, students, researchers, and members of the community and currently links to nearly 50,000 items.
'Fostering a grassroots movement of understanding, nonviolence, and transformation among Israelis and Palestinians.'
By encouraging direct contact and deep communication between local communities, ROOTS has seen transformation: stereotypes are replaced by an understanding of the other's humanity, suffering, needs and roots. This greatly reduces fear and creates appreciation and support for each other. This groundwork of trust, safety and understanding is the foundation of any political solution. The transformation undergone by those who have engaged with Roots has led them from apathy and frustration to responsibility and involvement.
ROOTS runs dialogue groups at least once a week between members of local communities. Aware of the fact that there is great disagreement over many issues - over the facts of the past and the reality of the present; ROOTS has found that effective dialogue is the secure place for argument, and leads to deeper understanding. It is in this space that solutions can be built and actions can be developed.
United Religions Initiatives' Multiregion is home to grassroots interfaith peacebuilding groups around the world who come together virtually to collaborate, learn, and inspire. At the heart of United Religions Initiatives is a global network of locally organized "Cooperation Circles," or CCs. Each CC is a grassroots, independently organized, self-governing and self-funded group comprised of at least seven members and representing at least 3 different religions, spiritual expressions or indigenous traditions. These Circles work in their own context to build cooperation among people of all faiths and traditions.
EcoPeace Middle East is a unique organization that brings together Jordanian, Palestinian, and Israeli environmentalists. Our primary objective is the promotion of cooperative efforts to protect our shared environmental heritage. In so doing, they seek to advance both sustainable regional development and the creation of necessary conditions for lasting peace in our region. EcoPeace has offices in Amman, Ramallah, and Tel-Aviv.


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Cisco Systems and Indian services company Wipro are collaborating to offer customers IT infrastructure services that combine Cisco's networking equipment with Wipro's infrastructure and managed services.
The joint offerings will include Cisco's technology in areas such as application networking services, data centers, security, and telepresence for virtual meetings, the companies said. Cisco and Wipro will collaborate to develop applications that support specific virtual industry models such as health care, financial services, retail, real estate, and transportation.
"We have been doing the plumbing so far, which is still good business, but we will increasingly be looking at offering solutions to customers," John Chambers, Cisco's chairman and chief executive officer told reporters in Bangalore Wednesday. Cisco expects that the tie-up with Wipro will bring the company revenue of about US$1 billion over the next three years.
The collaboration will initially focus on the Indian, Middle East, and African markets.
Cisco and Wipro are also setting up a Cisco Solution Centre at Wipro's campus in Bangalore, that will develop and showcase new services and applications around Cisco's technologies.
Cisco also announced that it was investing in a venture with another Indian services company, Satyam Computer Services that will focus on the development and deployment of healthcare applications.
The collaborations with Wipro and Satyam are part of Cisco's strategy to use India as a base for developing technologies and business models for emerging markets, which are expected to grow faster than markets in developed countries.
The company inaugurated its Globalisation Centre East campus this week, a new center that will work with partners in other emerging markets in the Middle East, Africa, China, Asia, and Latin America on developing technologies for emerging markets.


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Search Results
You searched for: Creator CJ Zink Remove constraint Creator: CJ Zink Creator HB Charmbury Remove constraint Creator: HB Charmbury Creator John Seddon Remove constraint Creator: John Seddon Creator John Todhunter Remove constraint Creator: John Todhunter Publisher Pennsylvania State University Remove constraint Publisher: Pennsylvania State University Resource Type Report Remove constraint Resource Type: Report
Listing of Search Results
Report of Research on Pennsylvania's Coal Resources IPR-19
Resource Type: Report Creator: C.J. Zink, H.B. Charmbury, Joseph Kershetsky, R.P. Aikman, John Todhunter, G.L. Barthauer, John Seddon, William Sturm, M.E. Bell, C.L. Hosler, E.F. Osborn, R.Stefanko, W. Spackman, P.L. Walker, Jr., and H.L. Lovell Keyword: Coal Research Board and Coal Resources Publisher: College of Mineral Industries and Pennsylvania State University Object Type: GenericWork Date Uploaded: 2015-11-11T21:08:44Z


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SKorea to reroute flights on NKorean rocket path
South Korea said Monday that it plans to reroute passenger flights over the Yellow Sea to avoid possible collisions with debris from a long-range rocket that North Korea plans to launch this month.
The Ministry of Land, Transport and Maritime Affairs said it made the decision after learning that North Korea had informed China and Singapore of the flight path and other details of the launch.
North Korea told those nations the rocket would be launched in the morning and its debris would fall into the Yellow Sea and in waters east of the Philippines.
The International Maritime Organization said Monday that North Korea had informed it that it planned to launch a satellite between Dec. 10-22 during the hours of 7 a.m and noon. The North provided a list of dangerous coordinates where debris could fall.
South Korean officials said they will reroute six Korean Air flights. They also are considering whether to reroute or change the departure times of several Korean Air and Asiana Airlines flights to Manila.
In a defiant move expected to raise the stakes of a global standoff over its missile and nuclear programs, the North announced Saturday that it would launch a rocket mounted with a polar-orbiting Earth observation satellite this month.
The United States considers North Korea's rocket launches to be veiled covers for tests of technology for long-range missiles designed to strike the United States. Such tests are banned by the U.N. Security Council which has imposed two rounds of sanctions on the North following its nuclear tests.
It would be North Korea's second launch attempt under leader Kim Jong Un, who took power following his father Kim Jong Il's death nearly a year ago. The embarrassing misfire of its last rocket eight months ago earned the country widespread international condemnation.
The Korean Committee for Space Technology said the launch was a request of late leader Kim Jong Il. He died on Dec. 17, 2011, and North Koreans are expected to mark that date this year with some fanfare.
U.N. Secretary-General Ban Ki-moon urged North Korea "not to take any further provocative actions that will heighten tension in the region" after the failed launch in April, and U.N. spokesman Martin Nesirky said Monday "his view has not changed on the matter."
Ban called the failed launch "deplorable" because it defied international opinion, violated a U.N. Security Council ban, "and was a threat to international stability," Nesirky told reporters at U.N. headquarters in New York.


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Ann Christiansen
"For me, Nia is an exhilarating culmination of the joys I have pursued throughout my life – movement, music, healing, world cultures, and connecting to humanity. Nia has given me the opportunity to fulfill my life's purpose as a Sacred Athlete and guide to healing. As a Nia teacher and trainer, I inspire people all over the world to enhance their life experience with Music, Movement, and Magic. Nia invites everybody to love and accept themselves fully and to develop their full potential." - Ann Christiansen
My path to becoming a Nia trainer can be traced back to my early passion for swimming. I grew up on the west coast of Sweden and spent entire days playing in the ocean, enjoying a sense of comfort and delight in my body and a sense of oneness with the world. My dedication to swimming opened doors to travel, adventure, and deep appreciation for athleticism and the human body. In 1984 I had the honor of swimming in the Los Angeles Olympic Games and in the European & World Championships. In 1998 I became a World Champion in masters swimming in the 400 and 800 freestyle and in the 400 IM.
Following the 1984 Olympics, I enjoyed a modeling career that took me around the world to Paris, Milan, Zürich, Hamburg and Tokyo where I lived from 1987 to 1992. In Tokyo I taught swimming, wrote four books on swimming techniques and hosted a weekly TV show.
After returning to Europe, I began to study applied kinesiology, massage therapy and alternative healing techniques covering subjects like sound therapy, 7-Chi keys, chakra balancing, and nutritional kinesiology to mention a few. I also had a ten-year career as a physical therapist, and served on the staff of the Swedish National Swim Team between 1996-1997.
Little did I know that my Olympic swimming career and subsequent study of kinesiology, physiology, and energy healing would be excellent preparation for my first encounter with Nia! I experienced my first Nia class in 1997, and though I did not know what to expect, I immediately sensed a fusion of all of my learning and interests up to that point. The intelligence and depth with which The Nia Technique connects body, mind, emotions and spirit is amazing. I knew I wanted to dive in.
The following year I experienced the life-changing Nia White Belt Intensive; I began teaching immediately. My vision was to share and grow Nia in Germany, Sweden, Switzerland and throughout Europe. Although I had no previous experience leading group activities of this kind, I was excited to guide people in a class where they could be seduced by the music and to experience physical fitness with emotional expression. The beauty of Nia is that it conditions your whole being – not just your body.
In 2003 I became a Nia Trainer. Now I am certified to teach all five belt levels of the Nia educational system: White, Green, Blue, Brown and Black. I am also certified to train and educate in "Move I.T" Nia´s newest program , an interval training program focusing on the technique of Nia´s 52 moves. In 2008 the Nia co-founders, Debbie Rosas and Carlos Aya Rosas, selected me as the first Nia Teacher of the Year, and in 2013 I received the first All Star Sacred Athlete Award."
Currently I have 10 Nia classes per week in my hometown Hamburg and I enjoy the intimate detailed work with regular classes as well as meeting new groups on my travels worldwide with workshops and intensives.
I have choregraphed 7 Nia Routines that serves the growth and development of the eniter Nia teacher community. The Routines Beyond, U, Magic ,Joy, LIFE , RIDE and IGNITE plus the U- class experience that can be enjoyed as a "dance at home" Nia class. All available in the nianow store and on amazon.
I currently share the magic of Nia with communities worldwide, offering Nia Intensive Trainings and classes in Germany, Switzerland, Austria, South Africa, Sweden, Finland, Denmark, Israel, Belgium, Holland, UK, Italy, Australia, and Bahrain and Online.


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MAKE 09 should be hitting subscriber's mailboxes any moment now. In this issue, explore the fringes of technology with projects that push the boundaries of physics and reason.
makezine.com: Volume 09: Fringe – Link & subscribe (use the code CMAKE and get another $5 off USD, just MAKE blog readers!).
- Volume 09 – Links & more
- Fringe Benefits. Why it sometimes pays to look beyond the limits – Link (PDF)


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Sue Black named president, CEO of Milwaukee Wave
Former Milwaukee County Parks director Sue Black has a new job.
She was named president and CEO of the Milwaukee Wave, Milwaukee's indoor soccer team the club's charity, Wave of Hope.
Black said she looked at all kinds of opportunities after losing her county job last year and thinks the Wave is a perfect fit.
"To stay here, to be able to give back to the community, to help the kids, to help the charity, and really put the Wave on the map, I just couldn't be more proud or happy today. It's a great day," Black said.
Black was fired by Milwaukee County Executive Chris Abele in August.
She was a finalist for a parks position in Dallas in December.
Black replaces acting president and CEO Jim Lindenberg, who will continue his role as owner of the Wave.


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Ruth Keegan, a long time fixture on the Old Dominion sideline, begins her tenth season with the Lady Monarchs. Keegan joined the women's soccer staff on Jan. 1, 1996, as an assistant to her former coach, Joe Pereira. Keegan played for Pereira during her freshman, sophomore and junior seasons, playing on two squads that were NCAA quarter-finalists. During her senior season in 1995, she was the starting sweeper on the Methodist squad that advanced to the NCAA Division III National Championship game, and was named to the NCAA Division III Women's Soccer Final Four All-Tournament team.
Keegan was a three-time National Soccer Coaches Association of America (NSCAA) All-South Region selection, a four-time All-Dixie Conference honoree, and was named Dixie Conference Player of the Year and NSCAA All-American in 1995. She also played in the NCAA Division II & III/ NAIA Umbro Select College All-Star game in Ft. Lauderdale, FL.
A native of Dublin, Ireland, she played on the Republic of Ireland National Team from 1987 to 1992. Keegan is a 1995 graduate of Methodist College, with a B.S. in physical education with a concentration in athletic training.
Keegan and husband Kenny Edwards currently reside in Virginia Beach, and they have a daughter, Molly born last January.


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Hello! For me, the day of archaeology will be a day of interpreting geophysical data which I collected earlier. I'll start off with a coffee and fire up my computer. I will have to spend the day behind my computer rummaging around with my GPR- and magnetometry-data. Looking through my eyelashes, trying different colourmaps, data-filters, studying other available information just to see if geophysics will reveal certain lines, shapes and anomalies in general.
Conducting geophysical surveys for a commercial firm in Holland is what I do. Officially educated as an geologist/geochemist, I spend a lot of years in the environmental engineering field (soil surveys, soil remediation), but the combination of geophysics & archaeology was always appealing to me. At our firm Saricon, we also look for UXO's, but my main field of interest is the world of archaeology!


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ELITE i20
Drive a showstopper
Attention comes easy when you drive a showstopper. The New ELITE i20 is aesthetically designed with premium interiors and spunky looks that make it appealing
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From fluid aesthetics to the modern appeal and premium interiors, nothing was compromised. Hyundai proudly presents another ambitious design of ELITE i20
Stylish yet spacious
Ergonomic and dynamic design meets convenience, comfort, and space. Enjoy spacious, comfortable and fatigue-free journeys with well cushioned seats offering good thigh & back support, ample storage space such as glove box, cup holders and map pockets and much more for you to discover.
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The specification above are subject to change. Images shown above may vary from actual product. Some of the equipments illustrated or described above may not be supplied as standard equipment and may be available at extra cost. Hyundai Motor India reserves the right to change specification & equipments of any product without prior notice. Please consult your nearby dealer for full information and availability on colours and trim


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I recently changed my name
If you have legally changed your name due to marriage or other reasons, you are required to update your voter registration by re-registering. You can start the process online at My Vote WI: myvote.wi.gov.
It can take a while to get a new driver license or ID card, so you may continue to vote using your former name until you obtain the required documentation to re-register.
When re-registering to vote under your new name, you will need a Wisconsin driver license or, if you do not have one, a Wisconsin state ID card or Social Security number with your new name on it. If registering less than 20 days before an election you will also need an acceptable Proof of Residence document with your new name and current address on it. Please read our Voter Guide about name changes for more information.


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The Envestnet Advisor Summit kicked off in Chicago Wednesday afternoon with a welcome from Ron Fiske, conference chair and managing director for strategic partners, to the standing-room only crowd at the Westin RiverNorth hotel ballroom. After Fiske told the 550 attendees, including 330 clients of Envestnet, that the theme of the conference was "Changing the Rules," he saluted those clients by saying that "you're changing the rules," before handing off the stage to Envestnet CEO Jud Bergman.
- That investment firms are best able to determine the proper disclosure and pricing.
- That New York-based investment firms attract the best advisor talent.
- That "big spends" on legacy systems ensure that advisors would have access to leading wealth management technology.
- That Modern Portfolio Theory simply applied creates value.
Bergman then suggested what the four new, emerging rules are and how they have changed the conversation and business realities for advisors. The New Rules:
- That practice standards are evolving, particularly when it comes to the fiduciary standard for advice givers.
- That advisor independence is a superior, less-conflicted business model.
- That emerging technologies will bring about holistic end-client relationship management.
- That MPT, thoughtfully applied, still works.
Going deeper on these new rules, Bergman told the crowd a parable about the fiduciary standard, and with a nod to HighTower CEO Elliot Weissbluth's "butcher" analogy.
Bergman talked about a baker friend of his whose products he frequently buys, after he asks her, "What's good today?" The products are good, he explained, but the baker never tells him that "you're putting on a little weight, Jud, maybe you should have a low-fat smoothie" instead of her baked goodies. "She's never recommended to me" that he do anything else than buy her wares. But end clients remain ignorant, he said, citing research that 66% of HNW clients think their brokers operate under a fiduciary standard. "We know that's not true," Bergman said.
As for emerging rule number two, he recalled that at Envestnet, when "we started 12 years ago," our goal was to "enable the independent [advisor] to compete with the wirehouses." Admitting that it took "six or seven years to gain parity" with the wirehouses, he felt confident that Envestnet's wealth management platform now empowered advisors to compete.
Bergman than argued that Envestnet is helping to change the rules through becoming the "leading provider of integrated wealth management solutions," and that integration of new capabilities through its three most recent acquisitions—FundQuest, Prima Capital and Tamarac—would allow it to enhance its offerings to advisors.
As for next steps beyond the integration of those acquisitions, Bergman suggested that a "next generation UMA" would be one of those enhancements to its platforms. When asked by the audience, through Fiske, what he considered the most important challenge for advisors, he said "we think it comes back to the fiduciary versus suitability" issue. Those advisors and their partners who work through that issue "in a client-centric way" will do well, he predicted, in the age of the new rules.
Envestnet had held much smaller conferences for advisors for several years but had suspended them seven years ago, but this gathering is on a much larger scale. In addition to the strong number of attendees, the Advisor Summit included 38 exhibitors and sponsors for the conference, which Fiske mentioned had sold out by January and a well-received opening keynote speech from Oakland A's general manager Billy Beane of "Moneyball" fame.
The Advisor Summit also was the venue for a rebranding of Envestnet, which includes a modernized logo, a host of attractive marketing materials and clearer messaging for a company that is sometimes not clearly understood by the marketplace, and a revised website, all orchestrated by Envestnet Chief Marketing Officer Marion Asnes.


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- "Popular with people who buy a car, then want to make it look a different car. Probably the same kind of people who like creative plastic surgery."
- ―GTA San Andreas Website.
TransFender is an automobile modification shop in Grand Theft Auto: San Andreas which allows the player to modify various road vehicles in the game.
There are three TransFender locations throughout San Andreas, with one in each major city:
Supported vehicles
Vehicles that can be modified at TransFender encompasses a limited but nevertheless large number of standard civilian road vehicles that are not classified as tuners (which can only be modified at Wheel Arch Angels garage in San Fierro) or lowriders (which can only be modified at Loco Low Co. in Los Santos). Motorcycles and bicycles, industrial vehicles, and law enforcement vehicles are typically unacceptable.
Vehicles customizable at TransFender include the following:
The range of modifications available for vehicles at TransFender depend on the vehicle's model.
Basic options, including body colors, nitrous oxide systems, wheels, car stereos, and hydraulics, are available for all vehicles. However, other groups of parts are only exclusive to certain classes of vehicles. Even so, the number of parts available for each option are usually limited to a select few, depending on the vehicle model. The "Exhaust" option is available for most road vehicles, but unavailable for the same vehicles deprived of body kit parts.
For a more detailed range of parts for each vehicle, see the vehicles' respectable pages.
The following lists a complete range of modifications available at TransFender. Italicized pricing denotes prices at the Las Venturas TransFender, which charges 20% more except Colors, reflecting the penchant for the city's businesses to overcharge by 20%, such as at Ammu-Nation stores and fast-food restaurants. The prices are determined by the shopping.dat file; below are the default prices.
|Car Color 1 (64 different colors)
|$ 150
|Car Color 2 (64 different colors)
|$ 150
|Fury Scoop
|$ 150 ($ 180)
|Champ Scoop
|$ 100 ($ 120)
|Worx Scoop
|$ 250 ($ 300)
|Race Scoop
|$ 220 ($ 264)
|Oval Hood Vents
|$ 150 ($ 180)
|Square Hood Vents
|$ 100 ($ 120)
|Large Exhaust
|$ 250 ($ 300)
|Medium Exhaust
|$ 200 ($ 240)
|Small Exhaust
|$ 150 ($ 180)
|Twin Exhaust
|$ 300 ($ 360)
|Upswept Exhaust
|$ 350 ($ 420)
|Round Fog Lamp
|$ 100 ($ 120)
|Square Fog Lamp
|$ 50 ($ 60)
|2x Nitrous
|$ 200 ($ 240)
|5x Nitrous
|$ 500 ($ 600)
|10x Nitrous
|$ 1,000 ($ 1,200)
|Roof Scoop
|$ 80 ($ 96)
|$ 550 ($ 660)
|$ 400 ($ 480)
|$ 200 ($ 240)
|$ 500 ($ 600)
|$ 350 ($ 420)
|$ 200 ($ 240)
|$ 400 ($ 480)
|$ 250 ($ 300)
|Side Skirts
|Side Skirt
|$ 500 ($ 600)
|$ 820 ($ 984)
|$ 770 ($ 924)
|$ 1,000 ($ 1,200)
|$ 620 ($ 744)
|$ 1,140 ($ 1,368)
|Off Road Wheel
|$ 1,000 ($ 1,200)
|$ 1,030 ($ 1,236)
|$ 1,230 ($ 1,476)
|$ 1,200 ($ 1,440)
|$ 1,560 ($ 1,872)
|Car Stereo
|Bass Boost
|$ 100 ($ 120)
|$ 1,500 ($ 1,800)
- The effects of changing colors at a TransFender is similar to Pay 'n' Spray, repairing the vehicle and clearing any wanted level. However, the cost of each individual color change is consistently $150, 1.5× higher than a Pay 'n' Spray service, regardless of whether or not the car is damaged to begin with or the player has a wanted level.
- There is a bug with the TransFender in Las Venturas in the PlayStation 2 version, where driving a Moonbeam into the TransFender will allow the player to modify the vehicle as normal, but once the player exits the TransFender modification screen and attempt to leave, the vehicle will spawn on top of the garage but underneath the actual roof, making it impossible to drive the vehicle out and also trapping the player inside the TransFender. The only way to escape is for the player to kill themselves by damaging the Moonbeam enough to blow it up and kill the player, or re-loading the game's save file, or the game itself. The bug is not present in subsequent versions of the game.
- The TransFender name is a play on the word transgender, as further evidenced by the slogan "body swap shop" (a transgender person might be seen as "swapping" their body for that of another gender, hence the moniker).
- Although it is possible to install fog lights on some cars, it is not possible for them to function. Therefore they cannot turn on or off with the normal headlights.
- A rare glitch allows the player to control the car inside mod garages, including TransFender, which makes certain choices like choosing a color on the palette a little touchy. This also occurs in Loco Low Co., and if the player drives through garage door (for a good view, go to Nitro screen) the player will enter the Blue Hell. 3-5 seconds later the player will get a triple insane stunt. This glitch might not always work with TransFenders.
- The "Off-Road Wheels" mod is the only modification that changes the performance of a car in GTA San Andreas, excluding "Nitrous" which is situational and "Bass Boost" which doesn't change speed, handling or braking capabilities.
- A Kruton 9000 computer can be found within the garage interior, but can only be seen by entering the Hidden Interiors Universe as only the keyboard can be seen from the vehicle modification view.
- If driving any train (Brown Streak or Freight) from Cranberry Station towards Yellow Bell Station, when the train passes under the TransFender garage (when entering the tunnel), the garage door will open. This can be heard and also seen in some cinematic point of views.
- In the mission Fender Ketchup, it is possible to drive and customize the Feltzer in a TransFender and Johnny SIndacco can still be seen tied onto the hood.
- The interior of the TransFender garage is the same of Joey Leone's Garage's interior in Grand Theft Auto III. While tuning a car the player can notice a glitched black lightbeam on the upper right corner, one of many beams that can be seen coming from the garage's roof in the opening cutscenes of Leone's missions.
- Although user-defined vehicle customizations are not possible in Grand Theft Auto IV and Grand Theft Auto: Chinatown Wars the TransFender name is featured again as minor detailing on the Auto Limbo Pay 'n' Spray. Oddly, the TransFender logo that appears on Auto Limbo claims the company was established in 2004, twelve years after the events of GTA San Andreas took place. However, this could be a reference to 2004 being the year of release date for GTA San Andreas.
- It is possible to customize the Bobcat and the Sabre with a paint job that is similar to those seen only in cutscenes and cannot be seen in Bobcats and Sabres spawning in traffic and parking spaces.
- The Bobcat can be customized with a Black paint job similar to the ones seen in the mission Stowaway
- The Sabre can be customized with a Green paint job similar to the Sabre seen in The Introduction and The Green Sabre.
See Also
- Loco Low Co.
- Wheel Arch Angels
- Los Santos Customs, the spiritual successor to TransFender, Loco Low Co., and Wheel Arch Angels in Grand Theft Auto V.


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Well, to be honest, don't really want to write about any serious topics- it being the end of the year and all. I think I'd like to keep it 'light'.
Here's a video DAngelo and myself made for people who want to visit Costa Rica and aren't really sure of the 'money' system here (conversion/exchange rate etc). Actually, the Video was made for our other site the Costa Rica Travel Channel where there are literally hundreds of videos pertaining to Costa Rica. We're kind of like the YouTube of Costa Rica. D'Angelo and I make a lot of Travel Tip Videos for people interested in visiting Costa Rica and they can be found on the Costa Rica Travel Channel as well.
Here's our Video about Costa Rica money:
You can find all kinds of information on Costa Rica if you go to the Travel Costa Rica NOW website
Monday, December 29, 2008
Conversion/Exchange Rate in Costa Rica
Labels: Arenal Costa Rica, Conversion/Exchange Rate, Costa Rica Travel Info, Money Matters, Travel Tips, Travel Videos
Conversion/Exchange Rate in Costa Rica
Arenal Costa Rica|Conversion/Exchange Rate|Costa Rica Travel Info|Money Matters|Travel Tips|Travel Videos|
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WELCOME TO KARAOKE St. Marks
Karaoke St. Marks is a karaoke bar located in St. Marks Pl., New York.
Karaoke St. Marks introduces private party rooms where you and your family can join together and have party in selection of rooms privately.
More than 50 people can fit in a single room, which makes Karaoke St. Marks a perfect place to have a birthday party, a corporate party, a wedding reception, or just a get together party with your best friends.


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Srikar Ananthula
I m from Hyderabad ,where many & I are found of Biryani :D Vineel & Myself are leading http://mozillahyderabad.org/ , Mozilla Rep ,organizes lot of events, deliver talks in various colleges, conferences sometimes :)
Speaking interests: Mozilla QA, FOSS, Intro of Mozilla, Getting started, Community building,webmaker
I am webmaker super mentor :-) I am part of CBT, Engagement Task force Mozilla India ! Lead for Fx10 celebrations in India.
I am driving local community contributors to all the areas, so that we can have mixtures of Mozillians, which helps learning each other. Would love to hear your feedback, inputs !
Tagsadd-ons, apps, evangelism, localization, persona, program management, recruiting, sf-monument, summit2013, summit2013-santa-clara, thunderbird, web development, webfwd, asia, firefox, firefox student ambassadors, hive india, india, mozilla india, qa, mozspeakers, webqa, repsmozfest2014, famous photo star, engagement, community builders, networking, local marketing, community, public relations, mozfest, education, release engineering, photography, github, ingress, webmaker mentor, web maker, maker party, automation
Skillsadmin, administrator, asia, bash, c, cloud computing, css3, css3.0, fedora, flexlm, git, html, html5, india, javascript, jquery, localizer, marketing, mozilla india, mozillaclubhyd, mozillarep, persona, rep, reps, rhel, scripting, speaker, summit2013, system administration, ubuntu, unix, webfwd, webfwdscout, webmaker, wikipedia
LanguagesEnglish, Hindi, Telugu
External Accounts
- Bugzilla (BMO): firstname.lastname@example.com
- Facebook: ananthulasrikar
- Lanyrd: ananthulasrikar
- Mozilla Wiki: email@example.com
- Phone (Mobile): +919293151370
- Mozilla Reps: ananthulasrikar
- Skype: ananthulasrikar
- SlideShare: ananthulasrikar
- Twitter: imasrikar
Vouched By
Spike (Chris Foote)
Srikar Ananthula was a volunteer at the Mozilla Festival in London in 2015.
Lyre Calliope
I had the pleasure of meeting and working with Srikar during the Community Building Team's join Pathways/Education/Recognition work week. While sometimes quiet, whenever Srikar does say something it's always extremely intelligent, insightful, and often boundary breaking! During these three days I've also seen him swoop in multiple times to solve problems before anyone notices. I suspect he may be a secret super hero.
Michelle Marovich
Srikar is a member of our Pathway working group. He is a positive force for community building in all of his work. You will be lucky if he works on a project with you, he will make it better.
Dino McVouch
An automatic vouch for attending Summit 2013 Day 1
Dino McVouch
An automatic vouch for attending Summit 2013 Day 2
Dino McVouch
An automatic vouch for attending Summit 2013 Day 3


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I found a video recently of the worlds most successful investor… Warren Buffet… talking about why right now buying single family homes and renting them out is one of the smartest things you can do. Check out the quick video of Warren below: (click the video to play) If you're at all thinking about buying […]
Tag Archives | foreclosure properties
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Here is a list of fireworks demo nights with a sample issue of AFN
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FIREWORKS VIDEO MAGAZINE #48, SEPTEMBER, 2004. Show & Tell; Part 2 of Brothers Pyrotechnics presentation by Pamela Shair; Montreal Benson & Hedges Competition by PPA, June 26, 1998; Highlights from the OSFF & David Evans' Thunder Over Louisville DVD; Consumer Fireworks Display by John Doyle; News Update; new items from AFN: Amateur Rocket Motor Construction book; Excerpt from Bothers Pyrotechnics Demo DVD and of course a fantastic fireworks display at the end of J&M Displays presents Omaha's 150th Celebration display.


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Human Capital Development: Enhancing the Performance Management System
Our client was undergoing symptoms of "split" internally and their employee engagement survey ("EES") results in 2012, revealed challenges in many areas including leadership, staff engagement, communications, teamwork etc.
aAdvantage was initially engaged to conduct focus groups with staff to unpack the results arising out of their EES. Upon initial engagement with the senior management team members, on an individual basis, it became clear that there was much dysfunctions that existed within the senior management team. There was little or no trust amongst key members of the senior management team and going for internal meetings was like going for war, internal war. Yet, at an individual level, it was observed that the same people who contributed to the team dysfunction were passionate and committed to their respective functions within the organisation. aAdvantage then advised the client to start the intervention at the leadership level. Since then we have been on an ongoing journey of change with the organisation
It started with a series of management huddles which focussed on rebuilding management team trust level. Through these huddles, conducted once every month for 6 consecutive sessions, we helped identify the different beliefs, practices and behaviours that contributed to the team dysfunction.
A set of Leadership Rules of Engagement and expectations of leaders at every level were established. These were tracked over time during the huddles. The interactions amongst the leaders moved from blame to appreciation and constructive feedback were forthcoming. The leadership culture was no longer toxic. As a commitment to change, all leaders went through a 360 feedback on their leadership beliefs and behaviours ("Leadership Values Assessment") and development initiatives were implemented for them.
Since then, various other initiatives like organisation restructuring and process re-alignment, review of human resource systems, organisation culture assessments, regular staff engagement and core values cascading were introduced to enable the achievement of the revised strategic outcomes.
The level of entropy (a measure of level of dysfunction, from the Culture Values Assessment) of the organisation reduced from a highly toxic score of 51% in 2013 to that of 27% (moderate) after 2 years and they met the goals set-out under the new strategic direction. The organisation is now regularly tracking its culture and its impact on organisation performance. aAdvantage is proud to be a partner to our client in this transformation journey that started in 2013.


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CRISTIANO Ronaldo took centre stage as his second-half goal gave Portugal a 1-0 FIFA World Cup play-off first-leg victory over Sweden.
The pre-match build up for the Estadio da Luz clash on Friday had been dominated by which Ballon d'Or hopeful - Ronaldo or Zlatan Ibrahimovic - would stand out for their side.
Both men failed to match their usual exceptional standards, but it was Ronaldo who earned the plaudits with a diving header in the closing stages to give his side a slender advantage ahead of the return fixture on Tuesday.
Portugal - who were looking for their first-ever victory over Sweden on home soil - had the majority of the possession in the first half, but it was the visitors who created the best chances, with Sebastian Larsson testing Rui Patricio and Kim Kallstrom going close with a 25-yard free-kick.
Backed by a partisan home crowd, Portugal improved after the break and got their reward when Ronaldo stooped low to head home Miguel Veloso's cross with eight minutes left.
Ronaldo returned to the starting XI after missing the 3-0 qualifying victory over Luxembourg through suspension, while Ibrahimovic was also back from a one-match ban for Sweden.
Portugal could have taken the lead as early as the fifth minute when Raul Meireles' throughball opened up the Sweden defence and Joao Moutinho rounded Andreas Isaksson, but from a tight angle he shot into the side-netting.
From the next attack, the hosts were almost caught out when Johan Elmander flashed an effort just wide from Mikael Lustig's centre.
It was Sweden who continued to create the better openings of the first half, and Patricio soon had to react well to a low drive from Larsson, before Kallstrom fired a free-kick just wide of the post.
After struggling to create chances in the opening period, Portugal began the second half with more intent and after a bout of pinball in the Sweden box, Lustig had to be aware to clear on the goalline.
Nani - who had a quiet first half - sparked the game into life again in the 54th minute when he fired in a low cross that Per Nilsson put behind for a corner with Helder Postiga waiting to pounce.
The home side continued to create the better second-half openings, and Postiga again flashed a near-post header from Moutinho's corner just wide.
And they were finally rewarded in the 82nd minute when Miguel Veloso's teasing cross was met by Ronaldo, who headed across Isaksson.
The game could have had more gloss when another Ronaldo header rebounded off the post with five minutes remaining but Portugal had to settle for their one-goal advantage ahead of the second leg in Solna.


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OXFORD City Football Club supremo Thomas Guerriero is looking to set up a new team in the United States.
Mr Guerriero, president of the Court Place Farm-based club, has revealed he is looking to set up a Major League Soccer side in Miami using the Oxford City brand, just days after superstar David Beckham unveiled his own plans for a similar venture.
The US version of the club will be directly linked to Oxford City University, which Mr Guerriero is set to build in Florida.
Speaking exclusively to the Oxford Mail, Mr Guerriero also revealed his plans to set up an Oxford City TV station, following in the footsteps of its recently launched radio show.
And he has declared himself satisfied with the progress of the first team, despite their relegation battle in the Skrill North league.
Mr Guerriero said: "In the future I can definitely see the Oxford City brand expanding to the United States."


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Former roboticist Daniel Wilson made a huge splash several years ago with his non fiction book How to Survive a Robot Uprising, and then set his optical implants on writing fiction. His debut novel Robopocalypse was a huge bestseller, and is set to become a Steven Spielberg flick. And now he's got a new novel out, Amped, about people in the near future who get cybernetic implants — and possibly become a new kind of human.
We asked Wilson what it was that first got him interested in robotics. Here's what he had to say. In this video, he talks about his early inspiration as a kid growing up in rural Oklahoma. Living in the Bible Belt, he said, he discovered that science was the only thing that made sense to him. Plus, robotics are just cool. "I don't know why everybody doesn't become a roboticist," he said.
What Was It is a series of short interviews co-hosted on io9 and Gizmodo that asks the luminaries of science and science fiction what inspired them to delve so deeply into the only kind of magic we have in the real world — science and technology. What was it that first opened their eyes? Find out more at What Was It?


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DoubleLine Capital CEO Jeffrey Gundlach shares Fed Chairwoman Janet Yellen's concerns on housing and is betting appropriately.
"Readings on housing activity, a sector that has been recovering since 2011, have remained disappointing so far this year and will bear watching," Yellen said in testimony on Wednesday.
Gundlach, who spoke at the Irah Sohn Investment Conference in New York earlier this week and with CNBC/Yahoo Finance late Tuesday, doesn't understand the bullish views of some investors.
"I'm really surprised at how people are so copacetic about the homebuilders and the housing market," he said. "You look at the data, and it's gotten really soft… You look at mortgage applications, housing starts, [and] you look at new home sales in particular. They're no better than they were at the so-called trough of the recession."
The bond guru believes the U.S. is will never again see a year with 1.5 million housing starts, Yahoo Finance reported. In March, private housing starts were at a seasonally adjusted annual rate of 946,000; a decade ago they were at 2 million.
Gundlach points to demographic shifts as the main factor behind this weakness.
"Single-family housing is overrated," Gundlach told Bloomberg earlier this week. "Renting is more appealing across all age groups, all parts of the U.S., city, suburb, small town and rural. This is a generational preference; all young people are scarred by the housing crash," and they don't think current interest rates are low.
At the Ira Sohn event, he pointed to high student debt and painful memories of the housing crisis as reasons for pessimism among potential new homebuyers. "The kids aren't all right," Gundlach told the audience.
Housing, Real Estate Plays
Gundlach says he's shorting the SPDR S&P Homebuilders ETF (XHB). That ETF is down more than 7% so far in 2014. XHB includes holdings in wood-products maker Trex, as well as companies that produce appliances, furnishings and building products.
The iShares SPDR S&P Homebuilders ETF (ITB) is down about 6%.
But there are plenty of housing-related holdings that are having a good year.
The iShares FTSE NAREIT Residential Plus Capped Index Fund (REZ) has soared 17%. The Vanguard REIT ETF (VNQ) is up 14%, and the Market Vectors Mortgage REIT ETF (MORT) has jumped 10% through Wednesday.
REZ has large stakes in companies like Public Storage (PSA), Health Care REIT (HCN) and Essex Propeerty Trust (ESS). VNQ also holds Public Storage and Health Care REIT, along with ProLogis (PLD) and Simon Property Group (SPG).
As of Tuesday, the FTSE NAREIT All-Equity REIT Index has produced total returns of nearly 12.5% in 2014. The residential sector component of the index is posting total returns of 18.25%, while the manufactured-home sector has total returns of 15.96%. Mortgage REITs have total returns of about 12.70%, according to NAREIT data.
In other words, Gundlach may be betting on a longer-term trend, via a housing play that is not jibing with some of its counterparts.
Still, both Yellen and Gundlach have some data to back up their concerns. Building permits fell 2.4% in March, and existing home sales were largely unchanged.
"The recent flattening out in housing activity could prove more protracted than currently expected rather than resuming its earlier pace of recovery," Yellen said on Wednesday.
(DoubleLine recently reported inflows of $320 million into its total return bond product for April and overall inflows across its product line of $442.5 million; it says it has some $50 billion in assets under management.)
Related on ThinkAdvisor:


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A collection of scholarly works about individual liberty and free markets. A project of Liberty Fund, Inc.
The Divine Comedy of Dante Alighieri. The Italian Text with a Translation in English Blank Verse and a Commentary by Courtney Langdon, Vol. 3 Paradiso (Cambridge: Harvard University Press, 1921). https://oll.libertyfund.org/titles/212,
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Dante's masterwork is a 3 volume work written in Italian rather than Latin. It embraces human individuality and happiness in a way which suggests the beginning of the Renaissance. This is a bilngual Italian and English edition. Vol. 3 Paradiso (Heaven) shows the beauty and the rewards awaiting those who have been blessed by God.
The text is in the public domain.
This material is put online to further the educational goals of Liberty Fund, Inc. Unless otherwise stated in the Copyright Information section above, this material may be used freely for educational and academic purposes. It may not be used in any way for profit.


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Welcome to Found Around Town, where we feature cars we find in a city where interesting ones are rare because everyone drives a Prius or rides a bicycle: Austin, Texas.
Like the 1980s Camaro I featured last week, it's not too uncommon to run into classic Mustangs. But it is pretty rare to run into one as clean and well-kept as this one, which I'm fairly certain has been restored.
This light turquoise Mustang I encountered downtown was definitely an eye-catcher. Even today, almost 50 years after its debut, the original pony car is still such a great design. It looks clean, sexy and fun all at once. Other Mustangs have tried to copy the styling — including the unfortunate disco-era Mustang II and current model — but none have been quite as good as the original.
The car I found had an automatic transmission, a tan interior, a healthy amount of chrome and the 289 cubic inch (that's 4.7 liters, to those of us raised on import cars) V8 engine. I love those wheels with the center spokes sticking out.
But as much as I appreciate old-school American iron, I'm certainly no expert. Any idea what year this one is? Come on, Mustang scholars, now's your time to shine!
What do you think of vintage Mustangs? Should Ford's next pony car go on a diet until it's this size?


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The search found 167 results in 0.011 seconds.
Subsidized campus childcare was hard-won and remains very effective, while budget cuts and the privatization of childcare threaten centers across the country.
Community reactions against organizations can be driven by negative information spread through a diffusion process that is distinct from the diffusion of organizational practices. Bank panics offer a classic example of selective diffusion of negative information. Bank panics involve widespread bank runs, although a low proportion of banks experience a run. We develop theory on how organizational similarity, community similarity, and network proximity create selective diffusion paths for resistance against organizations.
The transmission of party identification from parent to child is one of the most important components of political socialization in the United States. Research shows that children learn their party identification from their parents, and parents drive the learning process. The vast majority of studies thus treats children as passive recipients of information and assumes that parent-child concordance equals transmission. Rather than relying on a single pathway by which parents teach children, we propose an alternative view by focusing on children as active agents in their socialization.
Do police treat religious-based protest events differently than secular ones? Drawing on data from more than 15,000 protest events in the United States (1960 to 1995) and using quantitative methods, we find that law enforcement agents were less likely to show up at protests when general religious actors, actions, or organizations were present. Rather than reflecting privileged legitimacy, we find that this protective effect is explained by religious protesters' use of less threatening tactics at events.
This paper proposes a theoretical framework and an empirical example of the relationship between the civic stratification of immigrants in the United States, and their access to healthcare. We use the 2007 Pew Hispanic Center/Robert Wood Johnson Foundation Hispanic Healthcare Survey, a nationally representative survey of U.S. Latinos (N = 2,783 foreign-born respondents) and find that immigrants who are not citizens or legal permanent residents are significantly more likely to be excluded from care in both the United States and across borders.
The article provides a micro-behavioral model and an experimental design to understand the effect of heterogeneity in social identities on cooperation while accounting for endogenous sorting. Social identity is induced exogenously using the minimal group paradigm. The experiment manipulates sorting with three treatments: having subjects interact with both in- and outgroup members, giving them the choice to interact either with ingroup or outgroup members, and isolating the groups from the outset.
Research has found that prejudiced people avoid friendships with members of ethnic outgroups. Results of this study suggest that this effect is mediated by a social network process. Longitudinal network analysis of a three-wave panel study of 12- to 13-year-olds (N = 453) found that more prejudiced majority group members formed fewer intergroup friendships than less prejudiced majority group members. This was caused indirectly by the preference to become friends of one's friends' friends (triadic closure).
Drawing on theories of social norms, we study the relative influence of female and male students using a year-long, network-based field experiment of an anti-harassment intervention program in a high school. A randomly selected subset of highly connected students participated in the intervention. We test whether these highly connected females and males influenced other students equally when students and teachers considered the problem of "drama"—peer conflict and harassment—to be associated with girls more than with boys.
Social capital theorists claim that belonging to a densely knit social network creates a shared identity, mutually beneficial exchange, trust, and a sense of belonging in that group. Taken together with the empirical research on the importance of social support and social integration for individuals' well-being, there is reason to expect that the density of one's personal social network should be positively related to well-being.
American Indians experience forms of domination and resist them through a wide range of decolonizing processes that are commonly overlooked, misidentified, or minimally analyzed by American sociology. This inattention reflects the naturalizing use of minoritizing frameworks regarding tribal members and ethnic rather than political conceptions of American Indian nationhood, membership, and identity.


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Search results
(1 - 3 of 3)
- Title
- Receptivity to library involvement in scientific data curation: A case study at the University of Colorado Boulder
- Description
- Increasingly libraries are expected to play a role in scientific data curation initiatives, i.e., "the management and preservation of digital data over the long-term." This case study offers a novel approach for identifying researchers who are receptive toward library involvement in data curation. The authors interviewed researchers at the University of Colorado Boulder and, after analysis, created eight design "personas." Each persona represents an aggregation of researcher attributes and can be used to target strategic relationships for nascent or emerging data management initiatives. These personas are applicable to any academic library seeking to provide data curation support., published
- Author
- Lage, Losoff, Maness
- Title
- The flight plan of a digital initiatives project, part 2: Usability testing in the context of user-centered design
- Description
- Purpose – To provide the results of research to evaluate the usability of a University of Colorado at Boulder Libraries digital initiatives project that provides online access to historical Aerial Photographs of Colorado. Design/methodology/approach – This paper describes usability testing conducted as a part of a user‐centered redesign. The three stages of the evaluation – a requirements analysis, a heuristic evaluation, and user testing – are explained and the findings are discussed. Findings – The usability testing revealed the needs of the project's target user group and identified issues with the interface that will be addressed in its redesign. It has also contributed to the larger understanding of how researchers use digital Aerial Photographs and their preferred methods of access and desired functionalities. Practical implications – Results from the study will be used to guide the redesign of the Aerial Photographs of Colorado digital library and can be generalized to add to a broader understanding of the usability requirements for a digital library of geospatial materials. Libraries providing a digital collection of geospatial materials may use these findings to inform design decisions. Originality/value – Much research has been done on the use and evaluation of digital libraries, but few articles have reported on usability studies of online collections of cartographic materials similar in structure to Aerial Photographs of Colorado. It is hoped that these findings will be instructive to librarians designing and evaluating similar digital libraries.
- Author
- Long, Lage, Cronin
- Title
- Changes in size composition and relative abundance of fishes in Central California after a decade of spatial fishing closures
- Description
- Rockfish Conservation Areas (RCAs) were implemented in 2000 to 2003 along the West Coast of the United States to reduce fishing mortality on rockfish (Sebastes spp.) and other groundfish species that had recently been declared overfished. In 2012, we initiated a study to compare recent catch rates, species compositions and length frequencies of fishes inside and outside the RCAs with data collected in central California between 1995 and 1998. At all sites surveyed, total catch rates from the new surveys (2012–14) were significantly higher than catch rates from before RCA implementation (1995–98). The majority of the differences were due to the increased relative abundance of yellowtail rockfish (Sebastes flavidus), although other species, including the overfished canary rockfish (Sebastes pinniger), also increased. Differences in the size composition of species between the two time periods reflected both the increased survival of older fishes and higher recruitment success in the past decade. © 2015, Scripps Institution of Oceanography. All rights reserved., published
- Author
- Marks, Fields, Starr, Field, Miller, Beyer, Sogard, Wilson-Vandenberg, Howard


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From Norfolk Genetic Information Network (Taken from Welcome to the Spin Machine by Michael Manville http://www.freezerbox.com/archive/2001/04/biotech/ http://www.freezerbox.com/ )
In 1985 Monsanto purchased G.D. Searle, the chemical company that held the patent to aspartame, the active ingredient in NutraSweet. Monsanto was apparently untroubled by aspartame's clouded past, including a 1980 FDA Board of Inquiry, comprised of three independent scientists, which confirmed that it "might induce brain tumors."
The FDA had actually banned aspartame based on this finding, only to have Searle Chairman Donald Rumsfeld (currently the Secretary of Defense) vow to "call in his markers," to get it approved.
On January 21, 1981, the day after Ronald Reagan's inauguration, Searle re-applied to the FDA for approval to use aspartame in food sweetener, and Reagan's new FDA commissioner, Arthur Hayes Hull, Jr., appointed a 5-person Scientific Commission to review the board of inquiry's decision.
It soon became clear that the panel would uphold the ban by a 3-2 decision, but Hull then installed a sixth member on the commission, and the vote became deadlocked. He then personally broke the tie in aspartame's favor. Hull later left the FDA under allegations of impropriety, served briefly as Provost at New York Medical College, and then took a position with Burston-Marsteller, the chief public relations firm for both Monsanto and GD Searle. Since that time he has never spoken publicly about aspartame.


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WASHINGTON - The number of Americans seeking unemployment aid rose sharply last week but remained at a level consistent with moderate hiring.
The Labor Department says weekly applications for unemployment benefits leapt 38,000 to a seasonally adjusted 368,000. The increase comes after applications plummeted in the previous two weeks to five-year lows.
The volatility reflects the government's difficulty adjusting the data to account for layoffs after the holiday shopping season. Job cuts typically spike in the second week in January as retailers dismiss temporary employees hired for the winter holidays. Layoffs then fall in the second half of the month.
The department attempts to adjust for such fluctuations, but the January figures can still be volatile. The four-week average, a less volatile measure, ticked up to 352,000, just above a four-year low.


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Hello and welcome to my official website, the home of all things Mik Scarlet. I'm a broadcaster, journalist, actor and musician, as well as an expert in the field of access and inclusion for disabled people.
I began my career as a musician, playing in bands and writing music for TV and film. I was a singer/songwriter with the bands Freak UK, Eroticis and the modestly named Scarlet Messiah. I also spent much of the 90's working as club DJ, raising the roof at Bagley's, Club UK and the Electric Ballroom to name a few. (Not that I can remember all of them… it was the 90's).
After being spotted during a gig in my home town of Luton, I broke into the world of TV presenting which led to a successful career in the media. I am best known for presenting the Emmy award winning and BATFA nominated Channel 4 kids TV show Beat That, and my work as a lead reporter for the BBC2 disability magazine show From The Edge. I have presented documentaries for Channel 4 and BBC2 and presented items for Holiday, BBC News 24, BBC LDN News and Inside Out to name a few. In 2012 I performed in the Paralympic Games Opening Ceremony, and presented the in-game coverage of the wheelchair rugby. As well as TV I work in radio, including a three year run as a presenter/producer with my own music show for Total Rock Radio. Most recently I presented the Breakfast Show and an 80's music show for BBC 3 Counties Radio and appeared on ITV's This Morning as a news reviewer . I also work as a writer and journalist, with articles published in The Independent, Best For Music, Skin Two, Pure and The News of the World. I am now the fashion and lifestyle columnist for Disability Now Online and have a regular column in PosAbility Magazine and for the Huffington Post. I also review the arts both for the Huffington and Disability Arts Online.
Alongside my media career I have built a successful Equality Consultancy, advising businesses on best practice regarding accessible procedure within their business structures and accessible design of their premises. I also provide high quality Equality and Inclusive Service Training, and am currently working with Network Rail and Leonard Cheshire Disability as part of their training team.
Oh, I'm also very happily married and live in the heart of Camden.


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NELSON, Ga. (AP) — A north Georgia city is set to vote on an ordinance that would make gun ownership mandatory.
City council members in Nelson are set to vote on the Family Protection Ordinance at their meeting Monday evening.
The city of about 1,300 located about 50 miles north of Atlanta has gotten a lot of attention in the media since the ordinance was proposed.
But the proposed ordinance includes a lot of exemptions, including people with a physical or mental disability, convicted felons and people who conscientiously oppose gun ownership.
City Councilman Jackie Jarrett says most people in town already own guns, and the ordinance is primarily meant as a statement in favor of gun rights and ownership.
The proposed ordinance is similar to a law that passed in Kennesaw in 1982.


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0 Members and 1 Guest are viewing this topic.
- blank the old article and place a notice with a link pointing to corresponding article on Germany Wiki.
How is the current state of the transfers?

Simutrans wikis are moving to a [http://www.simutrans-germany.com/wiki/wiki/tiki-index.php?page=en_Index single wiki]!
You can help [http://forum.simutrans.com/index.php?topic=4681.msg46113#msg46113 transferring the contents].

Please someone could kindly transfer the article Creating_addons (http://en.wiki.simutrans.com/index.php/Creating_addons) to Simutrans Simutrans-Germany TikiWiki (http://wiki.simutrans-germany.com)?The simutrans.com still points to the old wiki. I think it's interesting to have it in new wiki. (I'm working on simutrans.com update)
...EDIT 2: Again with http://simutrans-germany.com/wiki/wiki/tiki-index.php?page=en_FastForward; information stored at http://simutrans-germany.com/wiki/wiki/tiki-index.php?page=en_FastForward...
EDIT 4: All information on http://en.wiki.simutrans.com/index.php/Finance_dialog that is not already on http://simutrans-germany.com/wiki/wiki/tiki-index.php?page=en_finances seems to be blatantly wrong... (loans?, in Simutrans? if there where any, it was before my time....)
"financial metrics may be reviewed to allow you to make strategic decisions" and"Customizable graphs on the dialog allow you to visually look at trends from as far back as 100 years"
Were all pages of IT Wiki moved to Simutrans-germany Wiki?
I've just realized some members are transferring the texts from the old French Wiki to the new Wiki. But our site still provides a link pointing to the old wiki (see: http://simutrans.com/help.htm#Tutorials_guides_and_references).I'd like to know if I can change the link to the new address.


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Herschel highlights
Carrying the largest telescope ever flown in space, with a primary mirror 3.5 m in diameter.
The first space observatory to observe the entire range of wavebands from the far-infrared to submillimetre.
The highest sensitivity in its wavelength range.
Covering unexploited infrared wavelengths that are allowing it to see celestial objects no other telescope has seen.
Featuring the highest-ever resolution in the far infrared: it is seeing detail never seen before.
The first observatory capable of studying the earliest stages of star formation.
Herschel is taking the first census of star-forming galaxies throughout the Universe at the peak of star formation, allowing astronomers to chart the star formation history and evolution of galaxies in the Universe.
The first observatory to take a census of ongoing star formation in our galactic neighbourhood .
- The most powerful tool to search for water throughout our Galaxy.
Space-based observations have never been performed in Herschel's main observing band, enlarging the mission's potential. Given these unprecedented observing capabilities, the mission has tremendous chances for discovery. As it opens new windows onto the Universe, it is probable that Herschel will discover the unanticipated.


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Objects in the shade of Big Dip O' Ruby
The closest color to #af221e in the Crayola® color palette is
Big Dip O' Ruby which has the hex code of #9c2542.
Perhaps you'd like to see the intersection between this color and CSS3 or CSS4 palettes?
Alas, there are no images to show you right now.


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Minneapolis Mayor R.T. Rybak said he and 60 other U.S. mayors are about to start digging into the companies that sell guns and ammunition to police departments in their cities.
Rybak said he wants to find out if those manufacturers are standing in the way of "common sense" gun control.
"If we find out they're not partners, and if we find out they're working against us, then we ought to all have a conversation as taxpayers whether our dollar should be used for people who are not helping to reduce gun violence," Rybak said.
They city has spent $593,000 on ammunition since 2008 and another $193,000 on Remington shotguns for Minneapolis police officers, Rybak said. Cops are also given a stipend to buy Smith & Wesson handguns – the city requires them to purchase a certain model.
City ammunition is purchased at Streicher's in Plymouth and Federal Premium Ammunition in Anoka, Rybak said.
Rybak said the idea emerged from a recent gun summit he held with Midwest leaders. He didn't outline exactly how he and his staff will find out if gun and ammo manufacturers are not "helping to reduce gun violence."
"We won't have access to all contributors of the NRA," Rybak said, later noting that there are members in the National Rifle Association that do support gun reform.
Rybak announced his intentions to the city's Public Safety, Civil Rights and Health Committee today. Council members were mostly supportive.
"I think this is a pretty clever and smart idea," said Council Member Cam Gordon (Ward 2).
Betsy Hodges (Ward 13) said it may be difficult to find out which companies support the NRA, but the city will do its best to find out.
"If there's anything in the city worth fast tracking, it's this," Hodges said.
Council President Barb Johnson called the idea "symbolic," but hoped leaders could find other ways to cut gun violence, such as prosecuting people who lie on their gun applications.
"We are a pittance in the amount of money we spent on guns and ammunition in this state, Johnson said.


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Kathleen Foley staged her husband's murder to look like it was part of a robbery, but she left behind one telling detail.
Kathleen Foley tried very hard to convince cops she didn't kill her husband -- and she almost succeeded, but a backwards pair of shorts undermined her efforts to get away with murder.
With no weapon, no witnesses, and few clues, cops and prosecutors had a very difficult case.
Just before 6 a.m. on July 31, 1998, Kathleen dialed 911. "I need help," she told the dispatcher. "My husband won't move."
Police officer Edwood Buchman was the first to arrive at the couple's modest home in Fountain Hill, Pa. Buchman found a gruesome scene: 39-year- old Joe face down in bed in the upstairs master bedroom, his head bloodied by four bullet wounds, his 400-pound body covered with a white comforter and a maroon pillow.
He was wearing only a pair of gym shorts that were on backwards and not pulled fully up. An empty money clip was on the floor beside the bed.
Kathleen, 38, told investigators she'd spent the night in an adjoining bedroom to escape her husband's loud snoring. She woke-up in the morning, showered, dressed and tried to rouse Joe.
When she couldn't she called for help. Then she went downstairs to wait for police. Kathleen told police that's when she noticed that the front door was open.
She hadn't heard gunshots or any unusual noises during the night, and told detectives that a robber must have followed them home from a local social club where, she said, Joe had been flashing around a money clip containing $1,800.
But police weren't buying Kathleen's story.
"Kathleen staged the murder scene to make it look as if a burglar killed Joe," said veteran Pennsylvania state police investigator Judith Schreiber.
"Witnesses who saw Joe and who watched him pay for drinks said he didn't have a money clip, and he didn't flash any substantial cash," said Schreiber, the lead investigator.
Schreiber said her investigation revealed a more sinister scenario -- and a motive -- which led cops to charge Kathleen with Joe's murder 15 months later.
"After nine years of marriage and no children, Kathleen Foley wanted desperately to leave her husband," said Schreiber.
Kathleen was having an affair with a married co-worker at Allentown State Hospital where she worked as a psychiatric aide and Joe worked as a recreational therapist.
Joe, who founded the local chapter of Project Children -- a program that brought kids from war-torn Northern Ireland for summer vacations in the United States -- was said to have no inkling of his wife's love affair with George Fleming, a custodian at the hospital.
Schreiber characterized Kathleen's relationship with Fleming as "very passionate with numerous and constant trysts, even at work." Schreiber said Kathleen was obsessed with Fleming and had given him money for a down payment on a new car, and even cosigned for it.
And she was planning to leave Joe -- just two weeks before his death she'd been apartment hunting.
"But Kathleen was afraid Joe would find out she was planning to leave him for Fleming," said prosecutor McIntyre. She feared Joe would harm her lover, so to protect him she pumped four bullets into her husband's head from a 9mm handgun while he was lying on the bed sometime between 8 and 10 p.m. on July 30.
Then she left the house during night and got rid of the gun. It was never found.
And to support her story that Joe was shot in his bed while she was asleep elsewhere, she had to remove the clothes he was wearing and put his shorts on.
"Because he was a very large man, Kathleen wasn't able to get the shorts all the way up, and in her haste she put them on backwards," said Lehigh County Assistant D.A. Michael McIntyre, who prosecuted the case. "Kathleen Foley outsmarted herself!"
At her trial a tearful Kathleen Foley denied she murdered her husband. "Joe was my life," she testified. "I loved Joe. I liked what we had together."
Her lover was fun, she said, but not someone to build a life with. But after only three hours of deliberation, the jury of four men and eight women delivered their verdict: Kathleen Foley was guilty of first degree murder. A judge sentenced her to life in prison.
She is serving her sentence at Muncie State Prison near Harrisburg.
"Kathleen Foley is one of the most brazen killers I've ever seen," said McIntyre. "My one regret is she had 15 months of freedom from the day of the murder until she was arrested."
Just minutes before they reached their verdict, jurors asked for one more look at the photo of Joe Foley's body and the backwards gym shorts.


text:
Simple Sign Shop > Slow Children Sign > Slow Children Sign - Kids Hoodie
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Slow Children Sign - you decide what that means. Is it a warning to drivers, or a commentary on lead paint?
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text:
August 3, 2009
David Willett, 202.675.6698
Josh Dorner, 202.679.7570
Is Coal Behind Forged Letters?
Sierra Club Urges Department of Justice
to Initiate Criminal Probe of Bonner & Associates
Washington, D.C.—In response to reports indicating that Washington, D.C. lobbying firm Bonner & Associates sent forged letters in opposition to comprehensive clean energy and climate legislation, Sierra Club today formally urged the Department of Justice to open a criminal probe. In a letter to Attorney General Eric Holder, Sierra Club lays out possible violations of federal criminal law and requests that a formal investigation.
Print ads highlighting the controversy will also appear in Roll Call, The Hill, CongressDaily, Politico, and Congressional Quarterly on Tuesday and Wednesday of this week.
Late this afternoon the coal industry group American Coalition for Clean Coal Electricity issued a statement acknowledging a relationship with Bonner but denouncing any potentially illegal activity. Thinkprogress also has evidence of more possible fake letters opposed to the bill arriving in other congressional offices.
Statement of Carl Pope, Sierra Club Executive Director
"We believe the allegations against Bonner and Associates are so serious that they merit immediate investigation by the Department of Justice. These kind of dirty tricks have no place in our democracy. Bonner needs to come clean about what they did and be held accountable. Both the coal industry's ACCCE and Bonner have denounced the sneaky tactics and firmly placed blame elsewhere. It is clear that the Department of Justice and Congress may be the only ones can really figure out who is responsible for these dirty tricks.
"Big Oil, Big Coal and other special have already spent more than $100 million to kill a comprehensive clean energy jobs and climate plan. By faking these letters, Bonner and the special interests they represent admit that an army of lobbyists and hundreds of millions of dollars still can't overcome real grassroots power. This just proves we need to redouble our efforts to demonstrate how much real support there is for clean energy jobs.
"We applaud Chairman Markey for calling on Bonner to come clean. We urge the Justice Department to also investigate this matter."
Sierra Club Letter to DOJ